Podcasts about points

In the latest edition of Caught Offside, Andrew Gundling and JJ Devaney review one of the most significant Premier League transfer windows of all time including Balogun's final day debacle, Enzo Fernandez's Chelsea departure and Bradley Barcola's Merseyside arrival. We'll give you all of our winners, all of our losers and all of the teams that we genuinely don't know what to do with.For even more Caught Offside content, get on over to Caught Offside Plus right now! In this week's edition, Andrew unveils his Premier League Ultimate Team by position group. Whose attack? Whose midfield? Whose defense? Whose goalkeeping? We'll discuss it all with some intriguing caveats as well. Check it out!For all the latest merch, get over to https://caughtoffsidepod.com/ ---Reddit: https://www.reddit.com/r/CaughtOffsidePod/X: https://twitter.com/COsoccerpodInstagram: https://www.instagram.com/caughtoffsidepod/Email: CaughtOffsidePod@gmail.com Hosted on Acast. See acast.com/privacy for more information.

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Predicting Points Success01:10 Join the Free Study02:19 Failure Mode One Never Fly02:59 Failure Mode Two Ignore Alerts04:37 Failure Mode Three Too Few Points07:02 Failure Mode Four Single Airline Loyalty07:47 Failure Mode Five Too Specific09:35 Failure Mode Six Decision Paralysis14:25 Failure Mode Seven Not Coachable17:36 Flip It to Guarantee Success21:32 Wrap Up and Next StepsYou can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/  ➤ Credit card links: https://www.geobreezetravel.com/cards Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this episode of Prop Points, John Hansen breaks down the top storylines from around the NFL, and gives out his best WR future props for this coming season. Also, Adam Schefter joins the show to talk fantasy football sleepers and value picks.Most people think sports betting is about picking winners. UnGambled is built on a different idea — matched betting and arbitrage. Head to Ungambled and use code VSiN for 10% off http://ungambled.com/vsin Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

DON'T Draft Until You Watch This INSANE Mock // Fantasy Basketball [POINTS 2026-2027] Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode Notes ** For Phenom customers, two programs sit right on the login screen and are easy to overlook. Phenom Community is an always-on hub for learning, connecting, and getting answers. Phenom Phans is the loyalty program that rewards customers for engagement they're already doing. Together, they're meant to make being a Phenom customer more valuable, not more work. In this episode of Talent Experience Live, we walk through how the two programs work together, what meaningful participation looks like, and how customers have used both to build networks, advance their careers, and get more out of the platform. **

The good, the bad and the BARTA of it all - Before social media, there was GGMB—the Gymnastics Gossip Message Board. We revisit the influential, informative, bizarre and sometimes deeply toxic message board that helped shape the early gymternet—and GymCastic itself. Plus, the developing Rich Stenger/Cal gymnastics Instagram story, Suni Lee's stolen bronze bust is recovered, we fix Claire Pease's floor construction, and draft dream seven-member Olympic teams. FULL COMMISSION RAFFLE: This is currently the only way to commission a full GymCastic episode. Entries are $10, enter as many times as you want, and other prizes will be available. Winner(s) drawn in Rotterdam. Enter here. HEADLINES Russian lobbying and financial flows in World Gymnastics Developing Rich Stenger/Cal gymnastics Instagram story Suni Lee's stolen bronze bust has been recovered World Team Camp roster GGMB: THE GOOD, THE BAD AND THE BARTA What was the Gymnastics Gossip Message Board? We revisit the scandals, gossip, insiders, bizarre word filters, genuinely valuable gymnastics knowledge and toxicity of one of the early gymternet's most influential communities. We discuss how GGMB influenced GymCastic, why our earliest episodes resembled an "audio message board," what we intentionally left behind and what we kept—including chasing down rumors to find out what is actually true. MINI-COMMISSIONS Fix Her Routine: We attempt to build a smarter, realistically achievable floor routine for Claire Pease. Dream 7-Member Olympic Teams: Jessica and Spencer select dream U.S. and international teams using the classic seven-member format. GYMTERNET NEWS Former Rapid City gymnastics coach sentenced to federal prison Gymnastics Australia launches its growth blueprint ahead of Brisbane 2032 CHAPTERS 00:00 – Russian Lobbying, Rich Stenger & Breaking News 03:45 – Suni Lee's Head Was Found 07:30 – World Team Camp & Raffle 12:21 – GGMB: The Good, the Bad and the BARTA 36:01 – Updates & Live Show Replay 36:48 – Mini Commission Fixing Claire Pease's Floor Routine 58:21 –  Mini Commission Dream 7-Member Olympic Teams 1:19:43 – Dumpster Fire & Gymternet News HUEL: Limited Time Offer – Make healthy eating simple. Get Huel today with my exclusive offer of 15% OFF online with my code GYMCASTIC at huel.com/GYMCASTIC. New Customers Only. Thank you to Huel for partnering and supporting our show! Club Gym Nerd: Ad-free episodes, Behind The Scenes every Friday, mini-commissions, immediate post-meet coverage and more at GymCastic.com/club. SUPPORT OUR WORK Club Gym Nerd: Join Club Gym Nerd for weekly Behind the Scenes episodes, our complete members-only archive, games, the forum and live-show discounts. Shop GymCastic: Shop merch. GYMCASTIC TOOLS, GAMES AND RESOURCES GymCastic tools: LA 2028 Roster Lab — Now with auto-fill highest-scoring team, team comparisons and updated roster briefs. Elite Score Explorer — U.S. Championships scores are in, plus new charting options and the vault bonus toggle. International Gymnastics Calendar GymCastic Games GymCastic Newsletters The Balance Beam Situation: Spencer Barnes' GIF Code of Points Gymnastics History: Gymnastics history and Code of Points archive from Uncle Tim Resistance Resources  

Our NFL props crew of EC, Propstarz, Dave Richard, and Sia Nejad give their favorite NFL Prop future bets, their favorite Early Week 1 props, and MORE! (0:00) Intro(5:40) Receiving Props(33:16) Rushing Props(47:15) Passing Props(1:05:40) Opening Night Props + TNF Props

In this episode of Prop Points, John Hansen analyzes NFL running back injuries, and fantasy football strategies. Also, Nick Bakay joins the show to discuss the premier of 'Winning Ugly'. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome back to a new season of the podcast. Join us in our new segment, After Hours where we discuss all the happenings in the industry. Todays topic" Tradeshow, Marketing, Credit Card Points and how to use them, and Ingredient Check, our new highlight series.TakeawaysTrade showSocial media challengesPodcasting journey Business Travel TipsCredit Card Points StrategyChapters00:00 Podcasting Journey03:18 Social Media Challenges18:06 Trade Show 26:20 Business Travel Tips28:02 Credit Card Points Strategy35:14 Retail Shelf Redesign36:17 Industry Marketing and Branding48:14 Ingredient Check SegmentMore on Enso:⁠⁠https://ensowax.com/⁠⁠⁠⁠https://www.instagram.com/ensowax/⁠⁠Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram

By speaking publicly about the threats she's facing, the One Nation leader has shone a light on a growing problem facing our democracy but pinning them on routine political rhetoric risks accusations of political point-scoring.

durée : 01:04:34 - Les Nuits de France Culture - par : Albane Penaranda - 1ère diffusion : 19/04/1983 - équipe : Mathias Le Gargasson, Antoine Dhulster, Rafik Zénine, Vincent Abouchar, Emily Vallat, Hassane M'Béchour, INA, Laurence Jennepin Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

The next Nintendo Direct may be happening sooner than we thought. A new post from the official Just Dance account says Ubisoft will reveal more about Just Dance: Decades of Hits on September 10, and that date is now fueling speculation that Nintendo's next Direct could happen the same day. Just Dance has regularly appeared in Nintendo Direct presentations, Nintendo traditionally holds a presentation ahead of Tokyo Game Show, and September 10 is now being mentioned by multiple people following Nintendo news. Nothing has been officially announced by Nintendo yet, but the pieces are starting to line up. Tonight on the Nintendo PowerCast, we're breaking down the September 10 Nintendo Direct rumor, why the date makes sense, and what Nintendo could potentially show if a Direct really is coming next week. What do you want to see from the next Nintendo Direct? Subscribe for Nintendo Switch 2 news, Nintendo Direct coverage, Zelda, Mario, Pokémon, and more. Discord: http://n64josh.com/discord Twitch: https://twitch.com/n64josh Tiktok: https://tiktok.com/n64josh Twitter: https://twitter.com/n64josh Instagram: https://instagram.com/n64josh Facebook: https://facebook.com/n64josh Website https://n64josh.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You're saving. You're investing. You're doing the responsible things. So why does spending money still make you nervous? In this episode, Shari answers a question a lot of successful women quietly wrestle with: Can I afford to spend more without putting my future at risk? Using her 50/30/20 approach to needs, wants, and wishes, Shari explains how to figure out whether you actually have room to spend more, why saving aggressively can sometimes become its own form of financial fear, and how to separate real financial risks from the endless feeling that “something could happen.” You'll learn how to put an actual number on “enough,” why your emergency fund shouldn't also be your vacation, renovation, and everything-else fund, and what to do when the numbers say you can spend—but your brain still says you shouldn't. Because sometimes the answer isn't that you need to save more. Sometimes you need permission to use the money you've already worked so hard to build. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this hour of Prop Points, "The Guru" John Hansen updates injury news and notes around the NFL before discussing his favorite QBs to target in fantasy football drafts. Also on the show, Steven O'Rourke from FantasyPoints.com joins the show with some of his favorite fantasy football sleepers. And, The Guru's favorite QB future props wrap up the show. Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. You can take 17% off an annual subscription when you use promo code: POD26. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if the money you're already spending every month could take you somewhere you never thought you could afford to go? In this episode, I'm sitting down with Kelly Butler, The Points Maven. She's helped her clients book over $700,000 in free travel using credit card points, without carrying interest or hurting their credit scores. We talk about how a health crisis changed her relationship to "someday" travel, and what that shift made possible. She walks through the exact strategy she used to book that trip, and how she now helps her own clients do the same thing.    Come on in!   After booking $700K+ in free travel + hundreds of credit card recommendations... The #1 question Kelly gets: "What's the best travel credit card right now?"  But - that's actually the wrong question.  It's not a one-size-fits-all and the best card is all about your existing household or business spending, your travel goals, and where you fall on the Bougie Scale!   Cut the guesswork and get your card recommendation with The Perfect Card Quiz.  Take the Quiz   In This Episode, You'll Also Learn… Why asking "how could I make this possible?" opens doors that "I can't afford this" keeps shut What actually affects your credit score when you open a new card Why the goal is finding the right card for you, not the "best" card out there   Links Mentioned in the Episode: Take Kelly's free quiz to find your best travel credit card match: quiz.thepointsmaven.com Follow Kelly on Instagram: @thepointsmaven Email Kelly directly: kelly@thepointsmaven.com Join my FREE Masterclass:  "How to Stop the "Start Over Tomorrow" Weight Struggle Cycle and Begin Releasing Weight for Good." Sign up for the FREE HYPNOSIS DOWNLOAD:  Shift Out of Sugar Cravings My book,  From Fat to Thin Thinking: Unlock Your Mind for Permanent Weight Loss (Includes a 30-day hypnosis process.) What would you love to hear about on the podcast?  Click here and let me know Subscribe to the email list so that you never miss an episode! Get more thin thinking tools and strategies

Hello and welcome to episode 457 of HCS Pro Talk! This week, Shopify continues to dominate as usual, and FaZe might be starting to hit their stride. 0:00:00 - Intro 0:03:25 - Competitive Halo News 0:13:38 - Rostermania 0:18:21 - Upcoming Tournaments of the Week 0:34:02 - Scrim & Tournament & League Recaps 0:51:33 - Halo News 0:51:48 - Shoutouts/Community Creations/Ending https://docs.google.com/document/d/1k4caP8A03jVgEb6u7tLc7n4RPlpeHm5apcBO84dUZkk/edit?usp=sharing

Points of discussion: 1. Five Star Beverage Group 2. Shane Lohman on LinkedIN - Learn more at: www.craftbeerrebranded.com / http://www.beyondbeerbook.com - Have a topic or question you'd like us to field on the show? Shoot it our way: hello@cododesign.com - Join 9,500+ food and bev industry pros who are subscribed to the Beer Branding Trends Newsletter (and access all past issues) at: www.beerbrandingtrends.com  

Get your CBD today at Emerald MED with 30% off up to 2 items: https://www.emeraldmedcbd.com/awk?ref=andweknow Last interview: https://tinyurl.com/bdhwpvza ————— WAVwatch, the World's first Sound Frequency Therapy watch: https://WAVwatch.com/awk ————— Protect your investments with And We Know http://andweknow.com/gold Or call 720-605-3900, Tell them “LT” sent you. ————————— ➜ Our AWK Website: https://www.andweknow.com/ ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ------- *DONATIONS SITE: https://bit.ly/2Lgdrh5 *Mail your gift to: And We Know 30650 Rancho California Rd STE D406-123 (or D406-126) Temecula, CA 92591 ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ➜ Audio Bible https://www.biblegateway.com/audio/mclean/kjv/1John.3.16 Connect with us in the following ways:

The Story of Moses and the Message of the Cross In this week's sermon, we delved into the transformative conversation between Jesus and Nicodemus in John 3. This discussion is pivotal because it introduces essential Christian doctrines such as the incarnation, the work of the Holy Spirit, and the necessity of being born again. Jesus, in his dialogue, references the story of Moses lifting the snake in the wilderness, drawing a parallel to his own crucifixion. The Encounter with Nicodemus The sermon begins with Jesus' encounter with Nicodemus, a Pharisee and a respected teacher in Israel. Nicodemus approached Jesus under the cover of night, seeking to understand if Jesus was truly sent by God. In this conversation, Jesus introduces the concept of being "born again," explaining that entrance into God's kingdom requires a spiritual rebirth, not just adherence to the law. A Lesson from the Wilderness The story of Moses lifting the bronze snake, found in Numbers 21:4-9, serves as a precursor to the salvation offered through Jesus. As the Israelites wandered in the desert, they faced the consequences of their disobedience: venomous snakes. When they repented, God instructed Moses to create a bronze snake and lift it on a pole. Anyone bitten by a snake could look at it and live. Key Themes: Faith Over Law: The Israelites' journey highlighted the transition from law to faith. Their survival depended not on their adherence to the law, but their faith in God's provision. Symbolism of the Snake: The bronze snake symbolized the coming salvation through Jesus. Just as the snake provided physical healing, Jesus' crucifixion offers spiritual salvation. Jesus Lifted Up Jesus draws a direct line from this Old Testament story to his own mission. In John 3:14-15, Jesus states, "Just as Moses lifted up the snake in the wilderness, so the Son of Man must be lifted up, that everyone who believes may have eternal life in him." This act of being "lifted up" is a foreshadowing of the crucifixion. Points of Reflection: The Cross as Salvation: The cross, like the bronze snake, may seem absurd as a symbol of salvation. Yet, it is through Jesus' death that believers find life. Faith in the Unseen: Just as the Israelites had to trust in the unseen power of God for healing, believers are called to trust in the unseen work of Jesus for eternal life. The Call to Action The sermon concludes with a challenge to the congregation: Look to the Cross: Believers are encouraged to place their faith in Jesus' sacrifice on the cross as the only path to eternal life. Share the Message: Those who have found salvation are urged to share this message with others, lifting up Jesus so that others might be drawn to him. In summary, this sermon beautifully ties the story of Moses to the core message of the Gospel, emphasizing the transformative power of faith and the necessity of sharing this good news with the world. As believers, we are reminded that our journey to the promised land of eternal life is paved by looking to Jesus, the author and finisher of our faith.

In this hour of Prop Points, John Hansen talk about the NFL and future bets he likes from division winners to conference winners and even who he has to win the Superbowl. Then John goes into detail about NFL win totals. Tom Brolley joins the show and helps knock out NFL future props and some fantasy analysis. The host wraps up the show with his draft plan and what players he thinks will help you dominate your fantasy draft. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kirsten, a pediatric emergency medicine doctor and mom of three, joins us to break down how her family spent six nights in Puerto Rico for just $1,500 out of pocket on a trip that would have cost around $12,000 in cash. We get into exactly how she pulled it off using JetBlue points, Hyatt points, credit card travel credits, rental car status, and a Hyatt Guest of Honor award. Kirsten walks us through their stay at the Hyatt Regency Grand Reserve, why Guest of Honor benefits saved them hundreds of dollars on breakfast and parking, and how Puerto Rico turned out to be an incredibly easy family destination for a February school break. We also talk about their adventures in El Yunque, natural waterslides and cliff jumping in the rainforest, a canceled snorkeling excursion that led to a great backup day at Luquillo Beach, and exploring historic Old San Juan. Plus, we cover the Capital One offer that earned Kirsten an incredible 30X on a Viator excursion, her favorite points and travel tools, and why Puerto Rico deserves a spot on your list if you want beaches, adventure, history, and tropical weather without needing a passport.Mentioned in this Episode:Relief Band - Use code WONDERLAND for 25% off!Find Us On Online:Sign Up for the Y! Wonder Travel NewsletterMary Ellen | JoFacebook GroupAffiliate Links:Seats.AeroBEST PRICE on CardPointers subscription!Comfrt.com 15% OFFChase/Capital One/Amex Card LinksOur Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

“The Smoak Show” on 365 Sports-YouTube Monday, August 31st:EVIDENCE IS IN-WTF TCU/FIRST FULL WEEK-CFBCollege Football Week 1 Summary (Craig/Smoaky Discussion)TCU Wreckage in Dublin, Ireland (Sonny Dykes-Uh Oh; Belichick and UNC With a Pulse)*Sonny Dykes Video Clip Post-Game Loss to UNC (Frogs Today)*Former TCU S Jacob Fields Charged with Aggravated Assault (Brett McMurphy)*Cody Campbell Zinger Welcoming FW Star-Telegram (CodyC64) Additional CFB Discussion: -Virginia, Memphis, North Dakota State Best Wins (Craig/Smoaky Discussion)*Memphis FB Coach Charles Huff “National Statement” (Next Round Live-Video)*Memphis FB Coach Charles Huff “Borderline Child Services” Practices (Steve Helwick) Expected Wins: USC, Florida State (Craig/Smoaky Discussion)*South Carolina State Scored 87-Points vs. Savannah State (ESPN Insights) CFB Personnel Stories:*Oklahoma State's Roster with 92 New Players (Sam Khan)*Arizona State Named Cutter Boley QB1 (Chris Karpman) *SEC vs. Louisiana Court Order vs. LSU (Trey Wallace)*Lane Kiffin “Staying in Touch with SEC” (CFB Dinich) (Mention Note Kiffin and Player Leadership Council) *SEC School Official Banger Quote (Ross Dellenger) Stories/Topics/Tweets/Graphics If Time Later:*Former Baylor Walk-On Receiver Josh Cameron Makes Jaguars (Andrea Cameron)*Former KU QB Jalon Daniels Makes Bucs 53-Man Roster (Rap Sheet)*Cornerback Michael Coats Makes Browns 53-Man Roster (JordanOnSports)0:40:00-Ari Temkin, Big 12 Radio on Tune In1:45:00-Mack Brown, College Football Hall of Fame Coach1:50:00-TCU Overreaction Segment (Aer Lingus GRAPHIC)2:08:00-Phil Bennett, 41-Year College Football Coach2:25:00-Super Chats/Wheel*College Football Saturday PROMO, 9:00am-10:30am (365 Sports AND KWTX)*Rez & Garrett - Producing Please Hit Like and/or Subscribe Buttons - 365 Sports Tonight at 10:30 on Local CWSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jeremy and Brad react to Don LaGreca's viral rant about Evan Neal before diving into the Buffalo Bills' offensive outlook under Joe Brady. They also discuss University at Buffalo football's bowl eligibility path and the program's navigation of the transfer portal era. 01:32 - Evan Neal Rant Reaction 02:19 - Bills Expectations and Strategy 08:11 - UB Football Season Preview

Stephen, Mick and Jordan talk more about the much needed 1-0 win against Fulham. Hosted on Acast. See acast.com/privacy for more information.

What did Dr. Deming really mean when he said to "cease dependence on mass inspection"?    In this episode, Balaji Reddie and host Andrew Stotz unpack why one Ford manager's decision to fire his inspection team missed the point entirely. They explain how inspection can help leaders understand and improve the process, rather than simply sort good from bad.    They also explore why Deming's 14 Points must be understood as a system, including his evolving call for cooperation and win-win thinking among employees, customers, suppliers, and even competitors. Whether you are new to Deming or have studied his work for years, this conversation offers a sharper way to think about quality, systems, and improvement.   TRANSCRIPT 0:00:02.0 Andrew Stotz: My name is Andrew Stotz and I'll be your host as we dive deeper into the teachings of Dr. W. Edwards Deming. Today I'm continuing my discussion with Balaji Reddie, an educator and trainer in the teachings of Dr. Deming and quality management generally. Balaji, how are you doing today?   0:00:25.1 Balaji Reddie: Oh, I'm doing good. We're meeting after a small little gap, and in the interim I think a few things happened. One of the major things, I think you and I were really happy to see that Bill Scherkenbach sent us a lovely photo. So Bill, if you're listening to this, thank you so much, of course we thank you for the photo. We mentioned the last time or rather when we were speaking that I said that there used to be a group of people that used to meet over the weekend. I don't know what the actual protocol was, but all of the so-called core Deming people, you know, like Gipsie Ranney and Nida Backaitis, I hope I'm getting the names right, Barbara Lawton. And I remember Henry Neave saying he was a part of that. So I didn't see that in the photo. So, maybe one of the weekends he was there over in America and so he was there because he mentioned this. And so Bill very kindly said what it was christened. It was christened the Cosmos Club. And then he shared a photo. So Bill, thank you so much. And also helping us identify most of the people in that photograph. If sometime we could share it with the Deming Institute, if they could show it as part of the... If ever we convert this into some kind of video later on with some slides and things like that, they could add that in.   0:01:53.0 Andrew Stotz: Yeah, it's still wonderful.   0:01:53.7 Balaji Reddie: That was wonderful. Yes.   0:01:54.9 Andrew Stotz: It's a great picture. In fact, I'm gonna just make sure that I download it for today's episode.   0:02:00.9 Balaji Reddie: Yes, yes.   0:02:01.7 Andrew Stotz: Because I'll supply it to the Institute and ask Bill if we can use it. Let's see.   0:02:08.4 Balaji Reddie: Yeah, I mean, I presume that he would want us to ask, but he is very big-hearted. I think he wouldn't mind at all.   0:02:14.7 Andrew Stotz: He looks like a spring chicken in that picture. [laughter]   0:02:17.2 Balaji Reddie: Oh, yeah, all of them. There was Joyce Orsini too there. It was nice to see the whole jing-bang gang, as they call them, [laughter] the Cosmos Club. But wonderful. So, yes, so last time we were discussing point number one and we saw his interpretation in the broadest sense of constancy of purpose. I shared also what he was saying towards the end of his life that he said, "Create and publish the statement of the aims and purposes of the company or other organization." So he was envisioning that it's no longer one company. It's a family of companies working together. And so there has to be something that binds all these companies together because today's business is very complex. The family is actually globally dispersed. And so there has to be a common thread that links all of these organizations together and that has to be the statement of purpose. Why do we exist? Each could have their own, you know. Because that's what Deming said in the word interdependent components of a system. And interdependent means being independent and mutually dependent simultaneously. So independent does not mean isolated. It means autonomous, that means you go by yourself. You could have your own purpose, but you need to align it with the purpose of the companies you're actually contributing to, which is amazing. So he asks us to look at it that way. And he said that the purpose should be to impact people in the broadest sense of the term. And you, in fact, brought that up, that quality, and we saw what he meant by quality. And then I think we discussed the purpose of educational institutions, et cetera, et cetera. What should they be?   0:04:07.5 Balaji Reddie: So that was point one. Now we get to point two. And I'll start with the original wordings which he wrote in 1986. So let me just pull that up here. He says here that, "Adopt the new philosophy. We are in a new economic age." And then he very specifically states, "Western management must awaken to the challenge, must learn their responsibilities and take on leadership for change." Now, let's look at it both ways because in 1990 he reworded this completely. But let's get back to what he meant in 1986, the new philosophy. Now, what was the new philosophy? What did he mean then? Recently I heard, or I think I saw, Dr. Joseph DeFeo, that is the current CEO of Juran Institute, release a version of the 14 points, or rather saying that these were Dr. Deming's 14 points. And I saw what he wrote there about point number two, which was his interpretation. Now, when I look deep, actually, it looked more like Dr. Juran's interpretation of the 14 points. Incidentally, talking about Dr. Juran and the 14 points, it's no secret that Dr. Juran always said that Deming did not speak much about management, he spoke only about statistics, blah, blah, blah. But there was, if you know, part of the inner circle of Dr. Deming was Dr. Myron Tribus. And Myron Tribus, if you know, was a director at MIT for some time, right? And around the time Deming was there at the Center for Advanced Engineering Study. And when... He, of course, went and met Dr. Juran to speak to him about the 14 points, and then they had a discussion for half a day on the 14 points, and Dr. Juran agreed with every single one of them. He said, "Yeah." He said, "He's spot on." But then he said that he never spoke of management then, and so he stuck to his version that he taught statistics to the Japanese. Anyway, let's leave that aside.   0:06:19.0 Balaji Reddie: But when he spoke about point two, and that's what Juran's interpretation was, that the new philosophy was quality should be the basis for running a business. That was the new philosophy, right? And he said that top management, of course, Deming always said that top management should be involved because unless that happens, nothing happens inside the company. So the new philosophy, what now we interpret is what Dr. Deming was trying to say in 1986, was "quality is the basis for running an organization," right? And quality, again, what we discussed last time, in the broadest sense of the term, not just of a product or a process, but the way you conduct yourself as a business, as a people. So that was the new philosophy. And he said that you should take on leadership for change, and he aimed it at Western management at that point in time, right? So that was the 1986, and he goes on to explain that, saying that we are living with commonly accepted... Because he was trying to shock the Americans at that time, right? If you try to realize when they woke up to quality in the 1980s, primarily to be... I mean, to their credit, to the American businesses, that they were doing a lot of course correction. They realized that they had done things wrong for 20 years, and a lot of course correction started happening, and they started seeing benefits. So they started interpreting that as improvement when actually it was just a correction. And I think Deming wanted to bring in that shock treatment to them, and he said improvement is not enough, right? So at that point in time, that new philosophy was basically that, okay, you're doing it right, but it's not enough. And that's why it has to come from the top. So top people have to be involved. And that was how they interpreted this.   0:08:12.1 Balaji Reddie: And we also looked at it that way. But in 1990, he changed the wordings of the point two, and that was in light of what he had started professing, which was a System of Profound Knowledge. So I'll just read out what he wrote in 1990. He says now, "Adopt the new philosophy of cooperation and win-win, in which everybody wins. Put it into practice and teach it to your employees, your customers, your suppliers, and" why not "your competitors." So that was, I think, the new philosophy. Much of the stuff, if you start seeing, Andrew, when I look at all the 14 points, the 14 points have to be interpreted through the 14 points.   0:09:06.7 Andrew Stotz: Right.   0:09:07.8 Balaji Reddie: You need to understand the purpose of each point. You need to understand that they're a system. And that's why you can't just read them sentence by sentence and want to implement them, if you know what I'm trying to say here. They're a system by themselves. So you need to interpret them the right way and through the 14 points... I don't know if I'm making sense to you, but that's exactly how these are. He wanted it to be that way. So you can never tell that you've understood it completely. You're getting me? You're learning something new about it every single day. And as you start looking at things around you through the lens of Profound Knowledge, you will see things differently. And sometimes you see some gaps with the sentences that Dr. Deming was uttering, and then you say, "Okay, okay, this, this, this, I understood it now. I need to make this correction." Right? And so you can never say that I've completely understood them. I mean, after all these years, still reading Out of the Crisis, still doing the series with you, has been a catharsis for me. It's revisiting these things all over again. This, despite the fact that I've been teaching this regularly to my students for the last 20-plus years, it's still new for me.   0:10:24.4 Andrew Stotz: And so could I describe what you just said about interpreting it within the system is that really, that's the thing about systems thinking, is that you can no longer look at an individual part. Every time you get a deeper meaning or understanding of an individual part, that changes the way you view the overall system and the interconnectedness of everything.   0:10:48.6 Balaji Reddie: Exactly.   0:10:48.9 Andrew Stotz: Where life would be much more easy if we could just, "Okay, I understand that one thing deeper and deeper. I can make a control chart better and better and better."   0:11:01.1 Balaji Reddie: So, it's crazy. And this realization came on me way back in, I think around '98 or '99, when I was teaching this, the 14 points, for the third or fourth time. I think I mentioned this in episode one and two, where I told you that it was very easy for me to teach the works of Philip Crosby, very easy to teach the work of Dr. Juran, because they gave methods, they gave steps. But Dr. Deming didn't give anything. You just couldn't show the wording on the slide and get away with it. You had to explain what he wanted us to do. And then, I mentioned this before, you can go back and listen to that episode, but I said that it suddenly struck me, "God damn it, these points are a system." And when I was describing this and I explained this to Hazel Cannon, and she said, "We call this in Deming-speak an 'aha' moment. You had your 'aha' moment." She said, "That's the beauty." She told me once that in the middle of the night, at 3:00 in the morning, she understood what he was trying to say, and she called up Dr. Deming.   0:12:11.3 Balaji Reddie: And he was very, very patient. He listened to her. And she said, "I'm sorry. I..." He said, "I knew you'd understand." That's all he said. So he used to be very happy when people used to call back and suddenly say, "We realized it now, what you were trying to say then." So it's a moment of realization. So this point to... If you read some of the notes that he gave to the Japanese in 1950, and incidentally, it's they who made the notebook and then he added on to it, if you know, Elementary Principles of the Statistical Control of Quality, first edition and then the second edition. And when they made the first edition, they had actually done this without his permission. But when they told him that we made these notes, they thought that he would be a little upset because of copyrights, blah, blah. But instead he was so happy that they'd done that, he actually helped them with the second edition. And if you read those notes, a lot of things there where he was speaking about cooperation, about understanding people. So that may not have been explicitly stated by him in his lectures in Japan, they understood it. Right? And that's a very... I don't want to sound communal here, but a very Asian way of looking at it. Because our languages are very metaphorical, so we always look for different meanings to the statements being uttered. And we always look out for what has this person actually not said, which I... Or rather, yeah, has not said, which I have not heard, but I need to hear. Right?   0:13:46.5 Balaji Reddie: So that's amazing, how they looked at what he was saying. I'll give an instance here where he talks about the use of the control chart, and he says that you can use it for training a worker. And then if you see that before and after training, there's been no change in the control chart, well, then the worker's attained his optimum. Then use that worker somewhere else. He talks in a very positive way about understanding people. And then going back to what we spoke in our second episode about the principles of leadership, it comes back there, that choose people in the right way and optimize all of their aims, hopes, et cetera. So coming back here, the new philosophy, basically, now we can interpret it as what he intended it to be in 1990. He said, "Win-win." But the original wordings are also... You don't replace it, you add on to it, right? So we look at it this way, that he meant that quality should be the center point of running your business. People at the top should be involved. And now we talk about cooperation, win-win. And he says this, "Teach and practice this." Now, all these things are easier said than done. We know that. But we should make an attempt. So employees, your customers, your suppliers, and your competitors. Sometimes it could be funny, right? You go up to your competitor and you say, "Look, I think we've done enough of this, going at each other's throat. Let's get together to do something." And obviously the other person will say, "What's the agenda?" They'll think you have some hidden agenda. So it's gonna be difficult when you start doing this. But I think that's become... Slowly people are warming up to that idea of being close to your competitors and learning with them and from them. Right? We don't look at them as a rival in the true sense, trying to cut the other guy down and things like that. But that's the way it is. And if you say that it's a cutthroat thing, but we need to have some things in common before we decide to branch out and go our own way. Right? So there has to be some kind of a cooperation so that win-win... But main thing is to win, that is, everyone wins. He says, "Some may win less than others, but we all win just the same." So the whole purpose was that. Yeah.   0:16:02.4 Andrew Stotz: It's interesting because I remember hearing that when I was younger and the first thing is cooperating just within a team. The second one is cooperating maybe within a department. Another one is cooperating within a business. And then... That's already hard enough to get to. And then he talked about cooperating within an industry. And of course, there are anti-trust laws in America, which he wasn't talking about colluding on prices to take advantage of the position against the customer. But he was also... I think if we look at AI right now, the development of artificial intelligence, and to what extent could the industry work together to safeguard, for instance, or to understand the development of the energy needed to do this, you know.   0:16:54.4 Balaji Reddie: Yes.   0:16:55.3 Andrew Stotz: Or how do countries across the world work together to make sure that one doesn't have an unfair advantage with AI or with energy or that type of thing? So, yeah, it was definitely interesting when I first heard it. But as I look at it now, I get what he's saying about the industry cooperation.   0:17:15.3 Balaji Reddie: Yes, I saw this in our country, in India, where you had the rival mobile service providers getting together and realizing that the hardware needed was the same, the software would be different. So they got together and created a company, you heard that right, a company, that set up mobile communication towers. So there are no multiple towers everywhere for each mobile provider. There's one set of towers, and it was a separate company. And by the way, that company went on to win the Deming Prize.   0:17:48.0 Andrew Stotz: Interesting, interesting. It's interesting that the concept for point number two is... And sometimes I read it and I think, "Adopt the new philosophy." It's kind of obvious, isn't it?   0:18:04.1 Balaji Reddie: Yeah. [laughter]   0:18:05.8 Andrew Stotz: And that's where part of what you're talking about, about understanding all of it through the Deming 14 points lens.   0:18:13.7 Balaji Reddie: Right. Yes.   0:18:14.9 Andrew Stotz: But I can also think... I wanted to highlight back for those people that weren't around at that time. I graduated from university in 1989. I went to work at Pepsi. And so Out of the Crisis came out about 1986. And I remember during my years at university, the Japanese were just killing the American car manufacturers. And the motorcycle companies were killing... Honda and the others were killing Harley-Davidson.   0:18:43.2 Balaji Reddie: Right.   0:18:43.5 Andrew Stotz: Even to the extent that Harley-Davidson and others went to the government to try to get Reagan to give them tariff protection, which he did, in fact. But there was a huge debate I had in class, I remember, about protection versus competition. And it just highlights what was going on. And so Out of the Crisis, as you mentioned, the title, just the idea of shocking people to say, "We're in a crisis," I think at that time it was really apropos. And also the other part is he's talking about Western management.   0:19:21.1 Balaji Reddie: Yes.   0:19:21.4 Andrew Stotz: Western management. And now you look at... Japan was really doing great at that time. And now we have Japan and China that's also made huge strides. And so it's just so fascinating that he was directing it at Western management for sure, that we've got to fix things. And sometimes I look back and I think, "Oh yeah, Western management learned and improved," because we've got so much innovation going on in America as an example and all of that.   0:19:52.6 Balaji Reddie: Right. Right.   0:19:53.4 Andrew Stotz: But sometimes I look at the developments of the Chinese or Japan and I think, "Hmmm...Did we learn? Did we learn?" Look at the trade balance, look at the amount of debt, look at that in the US and you think, "I don't know." I'm curious, how would you score it?   0:20:09.5 Balaji Reddie: Yeah, I mean, that's just what I had to say. So the whole approach towards this whole thing being holistic, not just looking at it from a very narrow point of view and realizing that we need each other, we can't do without... We call them competitors, but they are also helping us do a better job. They're pushing me to look out for what I'm good at and I don't have to put somebody else down to show myself as big. And if I contribute to the industry in a very big way, not only do I gain, others gain, and if I share, then they would also share with me, right? So that realization, I think, is coming in. And if you think about this, it was very interesting, the mathematician by the name John Nash, if you remember him, he actually postulated this in terms of mathematics in 1950, and he got a PhD from Princeton for this. Now, I would give full credit to the jury listening to his dissertation, defending his thesis, that you had to do this because, interestingly, he gets a Nobel Prize for that in 1974. It took 24 years for the world to figure out what he was trying to say. And you want to go read that, he was thinking win-win.   0:21:41.7 Balaji Reddie: So I often wondered if Dr. Deming, John Nash, did they know each other? Obviously, they didn't, but they were thinking and saying the same thing in two different parts of the world. He was doing that here in the US and Deming was talking about this there in Japan, and he was talking about telling the Japs that Japan must see itself as a system. And so all their companies actually work together. We see them as versus; they don't see each other as versus. You're interestingly saying this about the two-wheeler companies, the bikes... In India, we had just one or two bikes before the four Japanese companies came in. It was Suzuki, Honda, Kawasaki, and Yamaha. And they tied up with different Indian companies. Now, of course, after a long time, they've all gone their separate ways. But as a teenager, I remember these. And the funny thing was all four motorcycles were different and all four sold well. All four. And they sold in different parts of the country.   0:22:43.8 Balaji Reddie: I can tell you this firsthand because just after I completed my engineering, I was looking for a job. So I had some time to myself and my mother's friend, she ran a market research agency and she just called up one fine day and said, "Would Balaji care to do this market research for me? It's about bikes." So I had to travel north, south, east, west and tape a conversation with bikers asking them which motorcycles they liked among these four. And these four, the plants were set up at four different places in our country. So north, south, east, west, typically, you know how vast India is in that sense. And the one... It was very interesting. The bikes that were made in the north were sold very well in the south, and some made in the south were sold very well in the west. It was crazy. But there was, of course, one motorcycle that would always stand out and people would say that, "Yeah, this is the one which really..." But that would always be the case. But by and large, everyone did well. Looking back, I say that, wow, they were practicing this without us knowing it.   0:23:51.6 Balaji Reddie: And even now, if you know, I don't know whether this happens outside of India, but Suzuki and Toyota in India have collaborated with each other to use the car body, if you know what I mean. The insides would be their own inside. Suzuk... Maruti is the name of the Indian company that's tied up with Suzuki Motor. So you have Maruti Suzuki and Toyota. They have common bodies, names are different, but the inside is Toyota technology and Suzuki technology. So they've decided, they just realized that they need each other, right? And they're doing exceedingly well, both. Just both.   0:24:33.7 Andrew Stotz: Sharing the platform.   0:24:36.0 Balaji Reddie: Yeah. It's crazy. And you don't start bothering so much about trying to defend yourself, right? You go ahead and focus on what you're good at. So this point two, the new philosophy, what it meant before and what it means now, I would not say it replaced it, but it's just added on to it, where he said that top management should be involved. That was the new philosophy, that quality has to come from the top. Western management waking up, et cetera. The Western managers to see quality is the basis for running your organization. It should be your strategy. And he just says as an extension of that strategy, we need to get together and cooperate and think win-win. So that's the new philosophy. It takes us, he always says, a new reward system would come in. It would be a better applied science. You can read that in The New Economics, that what is the purpose of this entire new philosophy, The New Economics, where he explains this.   0:25:39.2 Andrew Stotz: Yeah.   0:25:41.4 Balaji Reddie: In a nutshell is point two. So the purpose was to shock the Western management at that point in time, but also in a different sense, try to open the eyes of people even now that please don't think small, think big, right? The new philosophy tells us look beyond the boundaries that you've artificially created and see what you can do with the others, including your competitors. And don't look at them as adversaries, rather than partners in something that both of you will grow. Maybe not evenly, but you will grow. So that was...   0:26:18.7 Andrew Stotz: Yeah. One last thing for me on that is just the idea that he reinforces the focus that quality is, the key is the customer in that process of quality.   0:26:33.8 Balaji Reddie: That's right. That's right.   0:26:34.4 Andrew Stotz: As opposed to it's not about quality, quality, quality, control charts and QC circles and all that. It's about what is quality in the eyes of the customer and how do we better deliver that. So that always gave me so much comfort when I learned what he was teaching, that he wasn't just... It wasn't all about quality and tools. It was about quality in the eyes of the customer.   0:27:00.8 Balaji Reddie: Right. So that's why he said tools are just 3%. And you can be 100% excellent at the 3% and still run out of business, right? He always said that. So you need to apply this in the broader sense of the term. So that was...   [overlapping conversation]   0:27:08.5 Andrew Stotz: Yeah. And the problem is if you don't understand the system and you don't understand the whole teaching, then even if you're good at the tools, you may misinterpret from the tools.   0:27:25.6 Balaji Reddie: Yes. So, right, so that was point two.   0:27:30.4 Andrew Stotz: Whoo!   0:27:31.3 Balaji Reddie: So now we come to point three. [laughter] Now point three... Yeah, we just got I think 15-odd minutes, but I'll cover some part of it and I think we'll continue with this.   0:27:34.0 Andrew Stotz: Yeah, yeah. We good. I got time.   0:27:42.5 Balaji Reddie: Point three. Now this again has been so crazily misinterpreted. All right, so I'll start with the wordings once again, I'm referring to the document what he wrote. And he says now, "Cease dependence on mass inspection to achieve quality. Eliminate the need for inspection on a mass basis by building quality into the product in the first place." Now if you look at that, he was talking much about the act of inspecting and the entire activity-based and saying don't depend. The keyword was "cease dependence," because if you hear what happened in one funny case where the manager from Ford went back and just sacked all his inspectors saying Dr. Deming said we don't need inspection. But that was, I think, overstating it. But nevertheless, the keyword is dependence. Don't depend on inspection. And then he said, build quality into the product in the first place. And then he quotes Harold Dodge who said you cannot inspect quality into a product. Quality is already there. Inspection just reports what's happening. It doesn't tell you where... You know.   0:29:00.4 Andrew Stotz: Yep.   0:29:03.4 Balaji Reddie: Andrew, can you hear me?   0:29:05.8 Andrew Stotz: Yes. Keep going. So what you're talking about is the idea of thinking about quality not from the perspective...   0:29:20.2 Balaji Reddie: Yeah, we got disconnected.   0:29:21.7 Andrew Stotz: Yeah. What I was saying you're talking about is this idea of cease dependence on inspection, that it doesn't mean inspection's completely gone, but it means starting at the beginning of the process and thinking about how do we improve things from there. So continue on.   0:29:37.3 Balaji Reddie: Yeah, so I just said here that he was not so much at that time when he wrote this, like I said here, it was misinterpreted because, yes, he did start with saying the activity, the activity-based thing about inspection, that we should not depend on it. And I think I mentioned that Ford... One of the managers of Ford, misinterpreted that and sacked his inspectors and things like that. But he said that eliminate the need for inspection by building quality into the process and the product in the first place. So the word was dependence. And so he did not say that you need to eliminate the act of inspecting. In fact, it's very interesting what he actually spoke about this in the workbook which you get when you go a four-day seminar on video which was created by General Motors, right?   0:30:30.6 Balaji Reddie: So those video cassettes, and then the workbook that came with that had a very interesting take on inspection. So he said that it doesn't mean that we're gonna stop. He said you'd be a fool to keep yourself in the dark about what's happening in the process. You need to know what's happening in the process. So he's not saying that do away, he's saying use inspection. So now he actually said this, and here's where the interpretation comes in: understand the purpose of inspection. The purpose of inspection is to give yourself more and more knowledge of the process, not for sorting bad from good, because good and bad product come from the same process. We need to fix the process. And this is to be interpreted if you talk about how he looked at this, because if you read what he spoke about the nine heavy losses, when we discuss those, he says that one of the losses was performance appraisal. So I want to ask those people who say that this interpretation, isn't performance appraisal quality by inspection? You're sorting bad from good based on some arbitrary measure that you created in your head. You decide what's good, you decide what's bad. You're God, is it?   0:31:52.9 Balaji Reddie: I mean, Douglas McGregor actually wrote an article on this saying that managers don't like to play God, right? And he's the one who advocated, no, we don't need performance appraisal. It actually harms. And Dr. Deming just said the same thing. So if you read Douglas McGregor's book, The Human Side of Enterprise, there's a new version, the annotated version, where they've given commentary of what some experts or some the interpretations of the text. And I was amazed to see Dr. Deming's name come up there and saying that Dr. Deming also concurred with this and said it in very plain words that do not carry out performance appraisal. And he likened it to using inspection to create quality, whereas we know it doesn't. So fix the process. Right? And then people again take this in piecemeal and start quoting Deming: "A bad system will beat a good person anytime." I don't know what to say here, really. I mean, he obviously he said... He was trying to explain that you cannot judge that person based on the output of the system. I mean, it's an output of the system, the person. So you need to look at it that way. I don't know whether I'm making sense here, but that's the way to look at this point number three. Right? And he says that don't depend. Use the inspection to understand the process. Now, he says here, and I think I've got the text in that, he says, "There will always be inspection. We must never deliberately leave ourselves devoid of information on how the process is doing. Is it still in statistical control? Is there a trend? Were our efforts towards shrinkage of variation or change of level successful? The function of inspection is optimization of the whole system, including suppliers of materials and services and the ultimate consumer." So he very clearly stated this, that this is a system. And this was the system he was talking about, right? And he says here that it's not about just manufacturing, service. It's if you are really, really interpreting this, then you'd also remove performance appraisal in the process, right? Because that's quality by inspection. Uh-oh.   0:34:21.2 Andrew Stotz: The Human Side of Enterprise, the annotated edition, is available on Amazon. Just looking at it right now, this annotated edition came out in 2023. So I haven't read it, so I'm gonna check it out myself.   0:34:42.1 Balaji Reddie: Yeah, I think I lost you again.   0:34:44.5 Andrew Stotz: Yep. I just went through the details about The Human Side of Enterprise and that latest version or edition that's just come out that you've mentioned. It came out in 2023.   0:34:57.0 Balaji Reddie: Right, right. So you could get that, read that book, you'll get to see it. And he very clearly... Did you record that bit where I read out the text?   0:35:09.4 Andrew Stotz: I don't remember that.   0:35:10.8 Balaji Reddie: Okay, I'll just read it out again so you can edit it later. So, yeah, he says here, "There will always be inspection. We must never deliberately leave ourselves devoid of information on how the process is doing. Is it still in statistical control? Is there a trend? Were our efforts towards shrinkage of variation or change of level successful? The function of inspection is optimization of the whole system, including suppliers of materials and services and the ultimate consumer." Did you get that? Did that get recorded?   0:35:45.5 Andrew Stotz: Yeah.   0:35:46.0 Balaji Reddie: Yeah. So that's exactly what he meant. He said that he was not talking about the act, and he said you would have some inspection. Now, interestingly, a very, very different take on this that, yeah, I told you Myron Tribus was talking to Dr. Juran about this, and Dr. Juran gave his interpretation. Because if you know, he invented this badly misunderstood and abused term called cost of quality, right? And if you know why he invented it and what happened later, I don't even want to get into it. He said, "The only way I could grab management's attention was to present my problem in terms of money. If I explained to them and said to them that there is... This process running at 90% efficiency, they would be happy. They said, "Great." He said, "No, it's not great." And then they just wouldn't listen. They said, "90% is great." So he said, "How do I talk to them?" And so he went back to them and said, "Okay, your process is running at 90% efficiency." They said, "Yes." He said, "But you're paying 100% salary to this guy to do 90% good work, and then you're paying 100% salary to another guy to remove the 10% bad work, and then you're paying 100% salary to a third guy to correct that bad work." And that's how he invented cost of quality.   0:37:11.8 Balaji Reddie: Now people have gone and overindulged in this and they start having arguments about what is the category and where should it fit in and... Anyway, what he was trying to say is there are some activities where the more money you spend, the better it is. And so he came up with that cost of prevention and of course, I mean, conformance and non-conformance. In conformance, there were two categories. One was called prevention, where the more money you spend, obviously the better it is, but you get... You know, the returns on them will come much, much later, like training and spending money on the right things like maintaining your equipment, blah, blah, blah, research and development. He also gave a category called appraisal. And appraisal, he says, these are all activities which are necessary evils. [laughter] That means you can't eliminate them, at the same time you should not overtly depend on them to create quality. And one of them was inspection. And he says you should not spend more than necessary on inspection, just enough.   0:38:16.1 Balaji Reddie: Now here's the question I get, how much do we spend? [laughter] And the trick which I read somewhere and I saw that because I interpreted these points both ways. So when you start doing this, you walk into a company, make them calculate how much money they're spending on inspection right now. So let's say it's $100,000 or rupees or whatever. Now you start implementing the improvement processes, you start understanding the process and you start, well, the works, control charts, blah, blah, blah, blah. And then you start seeing that the process is getting better and so your defects are coming down and things are getting better generally. And so you're spending lesser money on inspection, you're spending lesser time on inspection, your resources are going in the right direction. And so that amount starts coming down and you keep doing that and you keep doing that and then you reach a point where you say, "Okay, this is it. I need this much of inspection at a bare minimum to keep myself," like Dr. Deming said, "not devoid of any information." I need to know what's happening. So that need-to-know basis, just enough, now that becomes the cap, right? And you say now, "If after this I see an increase in the money being spent, then... It's not that I'm going to go and just eliminate. I'll try to find out why." And if you look at it, that's exactly what Dr. Deming said, understand the purpose of inspection is to make the process better. The product, of course, will get better and you use the inspection intelligently to understand because good and bad products come from the same process. This is absolutely true for both manufacturing as well as services. You always can look at the activities and see which are the ones which are prone to a lot of mistakes that can happen and then you try to help the person carrying out the process. "Can I eliminate this? Can I reduce this?"   0:40:14.0 Balaji Reddie: And talking about AI, I think AI can help a lot in that, in much of the so-called mundane activities which are repeatable and being done on a regular basis. You can bring in AI over there, use it in the right way. Right? Even for the inspection thing, they talk about it, but yeah, like I said, we need to keep our eye and just keep glancing at it, but not going and standing in front of the process all the time. You don't need to do that. Just... So like Dr. Deming said, watch that... Look at the trend, the impact of my action that I need to inspect. So in that sense, like I said, the act of inspecting will never go away, but our reliance on that will come down drastically. And once in a while, just glancing through, just letting us know that things are going according to plan is the right way of looking at this. Anyway, I think that's all we have time for today, Andrew.   0:41:10.2 Andrew Stotz: Yeah. So I'm gonna wrap up by saying 290 years ago, Benjamin Franklin said, "An ounce of prevention is worth a pound of cure."   0:41:23.2 Balaji Reddie: Wow.   0:41:24.2 Andrew Stotz: Well, it's a lot of what you've just described is the idea of starting at the beginning and trying to reduce the need to depend on inspection. I love the stuff that you talked about about... He didn't say eliminate inspection, he said reduce the dependence. And that really reminded me that there's a purpose. And as you've described, the purposes of inspection isn't only just, "Okay, we don't want something bad going out to the customer," but what it really is about is understanding how are we doing. How have the upstream preventative or improvements that we've done in the upstream resolved or reduced what's happening at the downstream? I think that was a major thing for me as a young guy when I first heard Deming, to understand that, start at the beginning and try to get things right from the beginning, that will reduce the amount of trouble that you have towards the end. So, fantastic.   0:42:22.2 Balaji Reddie: That's true. That's true. All right, then.   0:42:24.5 Andrew Stotz: Well...   0:42:25.1 Balaji Reddie: We meet again next week or week after that to continue this.   0:42:27.0 Andrew Stotz: Yeah, I look forward to it. And for the listeners out there, remember to go to deming.org and jump into DemingNext to continue your journey.   0:42:36.5 Balaji Reddie: Yes.   0:42:37.0 Andrew Stotz: This is your host, Andrew Stotz, and I'll leave you with one of my favorite quotes from Dr. Deming, which is, "People are entitled to joy in work."   0:42:45.3 Balaji Reddie: "Joy in work."

durée : 01:00:37 - Les Nuits de France Culture - par : Albane Penaranda - L'esprit de défense en Grèce et en Turquie 1/4 : L'esprit de Défense en Grèce, l'armée actrice et spectatrice et l'enjeu des bases américaines - équipe : Mathias Le Gargasson, Antoine Dhulster, Rafik Zénine, Vincent Abouchar, Emily Vallat, Hassane M'Béchour, INA, Laurence Jennepin Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Weekly Unofficial Leyton Orient Podcast by @stevienuss & @supero1881. This episode includes: *Your South Stand Chums are finally reunited in an episode of two halves as we talk the week that was at the O's as we review the Carabou Cup away win against Walsall on penalties, and then the disappointing 3-1 home loss to Barnsley * Rob from The Yellow Ribbon Podcast & Andy from The Red All Over Podcast return to give their thoughts as a Wigan fan on the previous week's matches *Preview the upcoming Luton fixture with Ollie from 30 Points! What The Pod? * We discuss Richie Wellens' post match Barnsley interview, the third kit reveal and all the major talking points from the week that was *Your views *Positives & Negatives Of The Week *HerO Of The Week *Youth & Ladies teams updates *Plus lots more... Listen now to the most comprehensive round of Orient news and views anywhere in the world. Up The O's!

1 Peter 3:1-7

Get 15% of on Saily E-SimsThis podcast episode is sponsored by Saily. Saily is an ESIM service app created by the security experts behind NordVPN. Instead of paying absurd daily rates to your home carrier or swapping SIM cards on arrival, Saily gives you flexible prepaid data plans in over 200 destinations worldwide. Download Saily from your app store and use our code FREQUENTMILER at checkout to get 15% off your first purchase. https://saily.com/frequentmilerIn this episode, we'll hear about the "best ever" Hyatt Place breakfast, we'll talk about where Greg should go after Berlin, and share lesser-known sweetspot awards like flights to Europe from 90 points and Scandinavian hotels from 500 points!Giant Mailbag(01:08) - Paul asks: "Is there another way to status match Flying Blue elite status or do we have to wait until it opens up again for US residents?"See our Shortcuts to Flying Blue elite status here(03:19) - Kevin writes in with some miles and points success storiesThis Week in Points(05:12) - Rove enhancements (out on Friday 8/28)(09:11) - Citi 25% transfer bonus to LHW through 9/19Personal Points(10:41) - LH multi-city via Aeroplan(13:25) - Hyatt Place AMS(16:51) - Greg's Berlin tripMain Event: Hidden Gem Awards(21:24) - Lodging(21:51) - Cottages.com for 15K Wyndham points/bedroom/night(23:14) - Preferred Hotels starting at 20K Choice/night(25:59) - Nordic / Scandinavian hotels w/ Finnair AviosLearn how to use Finnair Avios to book Scandinavian hotels here(30:15) - Flights: Star Alliance flights for 3.5K econ, 7K biz (under 600 miles)(32:27) - Air France business class to Europe with NO surcharges(36:06) - British Airways business or first class with low surcharges(43:06) - Royal Air Maroc: US to Morocco for 17.5K econ, 50.5K Biz w/ Finnair Avios(45:38) - Use Virgin Atlantic miles to fly around Europe and Northern Africa starting at 4K one-wayLearn more about Air France KLM across Europe here(50:02) - North America to Europe for 90 points via Lufthansa Miles & More(55:54) - Delta short-haul 5K Flying Blue milesSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities on this show and across the network, email advertising@voyascape.com or you can find more information at Voyascape.com/advertsing.

In this hour of Prop Points, Nick Whalen and Jeff Erickson talk about the NFL preseason Week 2 and what they saw from those games. Brandon Kravitz joins the show and helps the hosts talk about College Football, and NFL. Ian Hartitz also joins the show and he helps Nick and Jeff talk about fantasy football. The hosts wrap up the show with the best bets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This is a lovely sermon, grounded in the Lord's second appearance to Solomon, and our Sovereign's answer to his humble servant. Spurgeon takes Solomon's prayer as a model for our own, and looks to God's answer as a pattern for our faith to expect. He shows us our proper place in prayer, coming before the Lord, and what that means, and how to find him. He explains that the great desire of the praying man is to be heard of the Lord in our prayer and supplication, and what it really means to be heard. He stirs us up to an assurance of answer to prayer, and the ways in which the Lord gives that confidence to his people. Finally, how should we pray? Spurgeon's counsels to his own people may need a little massaging to fit us, but it is not hard work! He guides us through Solomon's petitions and their answers, demonstrating how these are the very things that we desire in the church of Jesus Christ. And so, we are taught to pray, being led to the throne of grace, and with our souls stirred to seek a blessing and to look for its coming from the heart and hand of our gracious God. Read the sermon here: https://www.mediagratiae.org/resources/idols-found-wanting-but-jehovah-found-faithful Check out the new From the Heart of Spurgeon Book! British: https://amzn.to/48rV1OR American: https://amzn.to/48oHjft Connect with the Reading Spurgeon Community on Twitter! https://twitter.com/ReadingSpurgeon Sign up to get the weekly readings emailed to you: https://www.mediagratiae.org/podcasts-1/from-the-heart-of-spurgeon. Check out other Media Gratiae podcasts at www.mediagratiae.org Download the Media Gratiae App: https://subsplash.com/mediagratiae/app

SURPRISE! For the first time ever, Wonderland on Points is dropping a brand-new episode on a FRIDAY. We just could't wait on this one because Rove has massive new updates! We're talking a NEW Rove app, Rove Dining, Instant-Earning Gift Cards and more!We're joined by Carissa Rawson from Rove to talk about the exciting new developments within the Rove program. If you're already using Rove—or have been curious about how it could fit into your points-and-miles strategy, you'll want to hear what's coming next.Carissa gives us an inside look at Rove, explains what makes the program different, and shares several new changes designed to make earning and using rewards even more exciting. We also discuss how travelers can take advantage of the program and why Rove is one to watch in the points-and-miles world.Tune in for all the details—and enjoy this special Friday surprise!Justplanepoints.comInstagram: @JustPlanePointsMentioned in this Episode:✈️

This is a lovely sermon, grounded in the Lord's second appearance to Solomon, and our Sovereign's answer to his humble servant. Spurgeon takes Solomon's prayer as a model for our own, and looks to God's answer as a pattern for our faith to expect. He shows us our proper place in prayer, coming before the Lord, and what that means, and how to find him. He explains that the great desire of the praying man is to be heard of the Lord in our prayer and supplication, and what it really means to be heard. He stirs us up to an assurance of answer to prayer, and the ways in which the Lord gives that confidence to his people. Finally, how should we pray? Spurgeon's counsels to his own people may need a little massaging to fit us, but it is not hard work! He guides us through Solomon's petitions and their answers, demonstrating how these are the very things that we desire in the church of Jesus Christ. And so, we are taught to pray, being led to the throne of grace, and with our souls stirred to seek a blessing and to look for its coming from the heart and hand of our gracious God.

This is a lovely sermon, grounded in the Lord's second appearance to Solomon, and our Sovereign's answer to his humble servant. Spurgeon takes Solomon's prayer as a model for our own, and looks to God's answer as a pattern for our faith to expect. He shows us our proper place in prayer, coming before the Lord, and what that means, and how to find him. He explains that the great desire of the praying man is to be heard of the Lord in our prayer and supplication, and what it really means to be heard. He stirs us up to an assurance of answer to prayer, and the ways in which the Lord gives that confidence to his people. Finally, how should we pray? Spurgeon's counsels to his own people may need a little massaging to fit us, but it is not hard work! He guides us through Solomon's petitions and their answers, demonstrating how these are the very things that we desire in the church of Jesus Christ. And so, we are taught to pray, being led to the throne of grace, and with our souls stirred to seek a blessing and to look for its coming from the heart and hand of our gracious God.

Claudia, Kenz, R.J. and Larry draft NFC win total picks, dish out NFL futures bets and share their single favorite bet of the season. 00:00 Intro 00:00 NFC Win Totals Round 1 13:10 NFC Win Totals Round 2 20:55 NFC Win Totals Round 3 32:15 NFC Win Totals Round 4 46:15 NFL Futures Bets

Register for our free masterclass on the tools you need to level up your points gamehttps://webinar.geobreezetravel.com/?utm_source=youtube Timestamps:00:00 Why First Class00:49 Convenience Perks01:45 Next Level Lounges02:55 Iconic Onboard Experiences03:53 Routes Are Limited05:26 Build Trips Around Space07:01 Guide and Resources07:43 Finding Award Availability09:02 Status and Outsourcing09:58 Know Your Aircraft11:41 Taxes Fees and Upgrades14:12 Points Value Rules15:04 Wrap Up You can find Julia at: ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards  Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this episode of Prop Points, Nick Whalen and Jeff Erickson hit the top news and storylines around the NFL, and give their best bets for NFL preseason and the MLB. Also, they are joined by The Guru John Hansen, for some fantasy football talk. Later, Alan Selowsky joins the show to talk Survivor week 1 and fantasy football. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Get a $230 gift card after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Tiffany Funk now runs Flying Blue, and the first big change on her watch makes the cheapest business class awards look a lot like basic economy. We get into what got stripped out, why the fix conveniently runs through their status program, and why that status ladder makes Mark want to lie down. It is not just airlines either, and Caesars and Carnival both proved it this same week. Plus PenFed kills the free version of a card people were milking, Citi's AAdvantage Executive is at 125,000 miles with a family lounge perk nobody else offers anymore, inKind has another $50 off $100 in the links below, and Rakuten's card offers are back. Let us know in the comments if decoupling lounge access from awards is fair or just another devaluation. Episode Guide: 0:00 Welcome to MTM Travel 0:23 Our Tiffany Funk Problem 2:28 Flying Blue Makes Business Class Awards Basic Economy 5:35 Status Is the Fix (and Flying Blue's Status Ladder Is a Mess) 8:00 Loyalty Programs Reward Spenders, Not Flyers 10:06 Melio: $230 Gift Card After a $500 Payment 11:33 PenFed Phases Out the Free Pathfinder 14:01 Citi AAdvantage Executive at 125K 17:12 inKind: $50 Off $100 Is Back 19:15 Rakuten Card Offers Return 21:43 Final Thoughts Links InKind - https://www.milestomemories.com/go/inkind  Penfed - https://milestomemories.com/penfed-credit-card/ Flying Blue status/changes - https://milestomemories.com/flying-blue-changes/ https://liveandletsfly.com/flying-blue-business-light-awards/ Rakuten offers - https://milestomemories.com/rakuten-credit-card-offers/ $50 off $100 InKind promo - https://milestomemories.com/inkind-offering-50-off-your-next-100-meal/ AA 125K - https://milestomemories.com/citi-aadvantage-executive-card-new-125k-bonus/ ✈️ Track your travel credit cards for free

Links & ResourcesFollow us on social media for updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our recommended tool: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Prop Stream⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thank you for listening!

Joe Giglio and Hugh Douglas debate the criteria for evaluating Eagles quarterback Jalen Hurts in the upcoming season. They analyze whether the offense's ability to score points is a more accurate reflection of his value than the team's final win-loss record. 01:50 - Chesapeake Inn Broadcast 05:51 - Points Versus Wins 11:50 - Location And Tickets 16:17 - Quarterback Value Scrutiny 27:31 - Hurts Performance Review 38:01 - Fantasy Staff Drama

Joe Giglio and Hugh Douglas discuss whether Bryce Harper has reclaimed the title of Phillies MVP over Kyle Schwarber following his recent hot streak. They also analyze the polarizing debate surrounding Jalen Hurts' performance and whether the quarterback's value should be measured by individual stats or team wins. Callers join the Midday show to weigh in on Hurts' long-term status and how he compares to other NFL stars. 02:02 - Phillies MVP Debate 06:51 - Postseason Pitching Rotation 12:18 - Morning Show Hurts Poll 17:20 - Judging Hurts on Production 24:00 - Comparing Hurts to Joe Burrow 33:30 - Hurts' Future Contract

Hugh and Joe debate how to measure Jalen Hurts' success as the Eagles head toward a new season. They weigh the importance of overall team wins against the efficiency of the offense and individual scoring. Callers Rasheem and Juice join the conversation to discuss the intense scrutiny facing the quarterback and Hugh's history as a fantasy GM. 01:00 - Offense Growth and Hurts 03:34 - Scrutiny of Jalen Hurts 12:05 - Hugh's Fantasy GM Record 13:54 - Debate: Points vs. Wins

Formula Fanatics #9 covers rumors that Mercedes' onboard AI mislearned George Russell's energy deployment, contributing to issues like his anti-stall start in Budapest. We discuss the 2026 calendar changes, including Barcelona potentially rotating with Spa while Madrid becomes the Spanish GP, and debate why classic venues like Germany and France aren't prioritized; Hockenheim's possible return is linked to a $250M rehab. We recap a pit-stop-heavy Hungarian GP where Lando Norris takes his first win of the year ahead of Verstappen, Antonelli, Leclerc, and Hamilton; Russell recovers to seventh, Audi scores points again, and Aston's upgrades yield 13th/14th. After criticizing Lance Stroll, we question Audi and Cadillac's long-term competitiveness, touch on wing/DRS-style activation, discuss benign silly-season notes (Alonso extension talk, multiple driver engagements/marriage, contract renewals), a Formula E viewing, and look ahead to Zandvoort and race-cancellation minimums. ===== (Oo---x---oO) ===== 00:00 Mercedes AI troubles? 02:35 F1 Calendar Shakeups ... Spa Rotation Bombshell! 05:01 Budapest "The Race of many Pit Stops" 05:45 Why is Stroll still in F1? 07:35 Tech Talk: Active Wings 08:43 Lando Wins! 11:37 Audi's Points and Big Claims 14:34 Cadillac's future in F1 18:57 Audi Underperforming Debate 19:48 Driver Market Rumors 20:56 Trying Formula-E 23:45 More "Silly Season" Headlines & Rumors 24:21 F1 Pasta Salad 25:20 Engagements and Weddings 26:50 Contracts and Title Hopes 28:36 Dutch GP Foreshadowing 29:15 End of Season Schedule Uncertainty and FIA Rules 31:25 Wrap Up and Sponsors ==================== Formula Fanatics, is the high-octane sub-series of Break/Fix Podcast's Drive Thru Motorsports News! This is your pit stop for all things Formula 1 — from breaking headlines and race recaps to insider analysis and paddock buzz. The Motoring Podcast Network : Years of racing, wrenching and Motorsports experience brings together a top notch collection of knowledge, stories and information. #everyonehasastory #gtmbreakfix - motoringpodcast.net More Information: https://www.motoringpodcast.net/ Become a VIP at: https://www.patreon.com/gtmotorsports Online Magazine: https://www.gtmotorsports.org/

Let's Bridge The Gap! Can Olivia pull out the first-ever listener 3-peat?! Or, will San Franciscan Tiffany crush her dreams. Sarah isn't fooling around with these questions today, so it's anybody's game. Let's play! Then, if you still say these words, you're old! Put on your slacks and head down to the beauty parlor. Plus, some apps and websites that refuse to be forgotten. What are Yahoo and MySpace up to these days?

In this episode of Prop Points, Nick Whalen and Jeff Erickson update the top news and storylines from around the NFL, and give out their best bets in the MLB today. Also, they are joined by Erik Halterman, to help break down the MLB slate. Later, Tim Murray joins the show to preview Week 0 of the CFB season. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

That's right! It's infrastructure week at Worldbuilding for Masochists! So we're talking about the systemic underpinnings of a nation and its economy, the fixed installations that it needs in order to function -- which, admittedly, might sound like the exact sort of overly-detailed, tedious, weighty worldbuilding that people sometimes complain about. Okay, except, so much in your plot probably depends on things like how people, goods, and information move around! This makes infrastructure perhaps the most iceberg-y of the iceberg things that your reader should only see the tip of, but that you might need to think a lot more deeply about. So -- Who builds the roads, bridges, dams, and canals in your world? Who maintains transportation hubs and communication networks? Who controls all those points of access to both utilities and information? Who benefits from these systems? Who gets screwed over by them? And, critically, what does this mean for your plot and your characters? Whether you're riding horses over vast plateaus or zipping around at lightspeed, the logistics of time and space are likely to have some kind of an impact. How easily a message can get passed along -- or delayed -- can have serious implications. (Just ask Romeo). Points of change like revolutions or technological advances can seriously upset people's daily lives and the direction of whole nations. In this episode, we explore the ways that infrastructure can give you plot hooks, character motivations, and complicating factors. [Transcript TK] Resources:  Educational Video from Dr. Esmé Louise James: Was it possible to get finger-blasted inside a Regency carriage? ORBIS: The Stanford Geospatial Network Model of the Ancient Road UNRV: How Did the Ancient Romans Send Messages? Bret Devereaux's Resources for Worldbuilders (many articles about logistics) History of the Gander International Airport Overly Sarcastic Productions: Trope Talk: Space Westerns

Did anyone actually investigate Patrick Clancy? That question runs under half the comments on this channel, and the Lindsay Clancy trial already answered it under oath.State Police Det. Sgt. Andrew Chiachio testified that he mapped the route Patrick drove the night of Jan. 24, 2023, pulled surveillance from the Kingston CVS and the ThreeV restaurant, and interviewed witnesses including Lindsay's mother. The CVS footage shows Patrick walking in at 5:32 p.m. The restaurant footage shows him picking up the order at 5:54. A Cellebrite expert testified Lindsay's phone placed a 14-second call to Patrick between those two clips. He was two miles away with a receipt.Then there's the New Yorker theory: that Patrick left the country in February 2023 and that proves something. The magazine did report solo trips to Latin America and Europe before he sold the Duxbury house. No February date appears in that reporting that I can find. He wasn't a suspect, he wasn't charged, and he came back to Massachusetts to testify for the prosecution for two days.Another commenter asks a fair question: if Lindsay was psychotic, can her admission even be trusted? Her admission isn't one statement. It's the 911 call, her lawyer's opening, a hospital phone call to Patrick that Patrick testified about, dozens of evaluations, and a formal stipulation in court to the DNA on the bands.This segment works through five comments and puts the testimony next to each one. Some claims are missing from the record. One is in the record and backwards. All of them get an answer you can check.END LINKSListen Anywhere You Get Podcasts: https://pod.link/1655749292Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod?sub_confirmation=1Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodDISCLAIMERThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.HASHTAGS#LindsayClancy #PatrickClancy #TrueCrimeToday #TrueCrime #LindsayClancyTrial #ClancyTrial #Duxbury #PostpartumPsychosis #TrueCrimePodcast #PlymouthSuperiorCourt

London is one of those destinations you can visit again and again and still find something new to explore. In this episode, the Points Talk Squad shares how they use points and miles to plan trips to London, from booking flights and finding the right hotel to making the most of everything the city has to offer.     The Squad breaks down different strategies for getting to London on points, including how they think about balancing points, taxes and fees, positioning flights, and nonstop options. They also share some of their favorite London hotel options for different types of travelers, along with tips for choosing where to stay based on your trip goals.    You can find links to resources mentioned in this episode plus the transcript here: pointstalksquad.com/195           If you're looking for even more Points Talk®, featuring the latest news in points, miles, and credit cards, behind-the-scenes insights, and a monthly Ask Us Anything episode—subscribe to Points Talk® Premium: https://pointstalk.supercast.com/          Ready to get started with NEARLY FREE travel? Click here for the exact offers we would sign up for this month: https://pointstalksquad.lpages.co/bestoffers/            Points Talk® is also on YouTube! You can watch this episode here: youtube.com/@pointstalksquad         Let us know what you want to hear on the podcast by sending us a DM on Instagram: instagram.com/pointstalksquad

In this listener Q&A episode, Shari Rash answers three real-life money questions from women trying to make smarter financial decisions without overthinking, guilt, or one-size-fits-all advice. First, how do you plan for holidays, birthdays, travel, school events, weddings, and family obligations without feeling like you are budgeting every bit of joy out of your life? Then, what if you grew up in a family where money was never discussed — and now you feel embarrassed asking basic financial questions as an adult? And finally, if you are single, own your home, and rely on one income, is a three-to-six-month emergency fund really enough? Or does it make sense to keep a larger cash cushion? Shari breaks down how to use sinking funds for predictable-but-irregular expenses, why not knowing something about money is not a personal failure, and how single women can think about emergency funds, homeownership, liquidity, and investing with more nuance. Because real financial planning is not about following generic rules perfectly. It is about knowing how those rules apply to your actual life. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this hour of Prop Points, Nick Whalen and Jeff Erickson chat NFL injury news and updates around training camp before RotoWire's senior golf writer Len Hochberg joins the show to chat the new playoff format for the PGA Tour and best bets. Also on the show, Lindsay Rhodes from SūmerSports drops by to chat some fantasy football values, and Jeff gives out some of his favorite MLB plays. Get instant access to expert picks, public betting splits data, and pro betting tools when you join VSiN pro. You can take 17% off an annual subscription when you use promo code: POD26. Click Here to get started. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.