Podcasts about farnoosh

This week, Farnoosh answers listener questions about rolling over an old 401(k), managing $100,000 in savings for a 68-year-old on Social Security, and how couples should discuss and merge finances. She highlights a New York Times story on how weak job markets can scar young graduates long-term and a piece in the Wall Street Journal about “Trump accounts,” including unclear eligibility rules and potential state tax differences versus 529 plans, advising caution until IRS guidance arrives. Learn more about her October 9 Book to Brand event. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

In this episode, financial expert Farnoosh Torabi tackles one of the most overlooked—and emotionally charged—areas of personal finance: planning for retirement and aging, both for yourself and the people you love. Farnoosh breaks down the real cost of growing older, from rising healthcare and long-term care expenses to the hidden financial strain of becoming a caregiver. She offers practical guidance on how to start the conversation with aging parents before a crisis hits, what documents every family needs in place, and how to avoid the costly mistakes that derail even well-intentioned plans. You'll learn how to assess whether your retirement savings are truly on track, the difference between a will and a trust and when you need each, why powers of attorney and healthcare directives matter, and how to protect family assets while navigating Medicare, long-term care insurance, and estate planning. Whether you're decades from retirement or helping a parent through this stage right now, Farnoosh delivers clear, actionable steps to set your whole family up for security and peace of mind. For more information on Farnoosh go to: Farnoosh.tv Follow Farnoosh on Instagram: @farnooshtorabi Check out Farnoosh's book A Healthy State of Panic Or Listen to her podcast So Money where ever you get your podcasts Follow us on Instagram: @every.body.talks @jenngiamo @schully Subscribe to our YouTube channel! Don't forget to subscribe to the podcast for free wherever you're listening. Apple Podcasts Spotify Be sure to leave a 5 star rating! It really helps grow the show. If you like the show, telling a friend about it would be amazing!

Hey SO MONEY family — something special in your feed today.My friend Lindsey Stanberry is taking over with an episode of Family Money, her new podcast series with Babylist through The Purse. Lindsey has been covering women, work, and money for over a decade, and what she's building here is exactly the kind of honest, practical conversation that parents need and almost nobody is having well.And yes — I'm in this one.The episode is called "What Does Childcare Actually Cost?" and it does exactly what it says. Lindsey talks with economist Corinne Low — Associate Professor at the Wharton School and author of the USA Today bestseller Having It All — who reframes childcare not as a money pit but as an investment in your time, your career, and your family's future. Then I join to walk through the real numbers: daycare centers, nanny shares, au pairs, in-home care, the grandparent option nobody talks about enough — what each one actually costs and how to figure out what's right for your family.We also get into something that drives me crazy: this idea that childcare costs come out of the mother's salary. They don't. They come out of your family's future. And once you see it that way, everything changes.If you're expecting, deep in the daycare years, or just trying to get ahead of it — this episode is for you. Give Family Money a follow wherever you listen. Lindsey is doing incredible work.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

When Beth Kobliner published Get a Financial Life nearly 30 years ago, the average first-time homebuyer in America was 28 years old.Today? It's 40.That one number captures just how dramatically the financial landscape has changed for young adults. The rules many of us grew up with—go to college, get a good job, buy a home, build wealth—don't seem to work quite the same way anymore.And yet, Beth isn't here to tell us the system is hopeless.In fact, after spending years talking with high school students, college graduates, and young workers across the country, she says she sees something surprising: Gen Z may be one of the most financially aware generations we've ever seen.Today, Beth joins me to discuss the newly updated edition of her classic book, Get a Financial Life, and what young people really need to know about money in 2026. We talk about student debt, housing affordability, retirement, investing, financial influencers, and why some of the most powerful financial advice is also the most boring.If you've ever wondered whether the old money rules still apply—or what new rules have replaced them—this conversation is for you.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

This week on Ask Farnoosh, we're tackling some of life's biggest financial decisions—from navigating a major income gap in a relationship to deciding whether a promising restaurant venture is worth the investment. Plus, what should you prioritize when you're trying to save for a home while also preparing for retirement?Farnoosh answers listener questions about maintaining financial independence before marriage, evaluating a potential angel investment opportunity, choosing between a brokerage account and a traditional IRA, finding trustworthy financial advice, and building a down payment fund in a high-cost housing market. She also shares resources for managing healthcare costs and weighs in on whether married couples should file taxes jointly or separatelyBefore the mailbag, Farnoosh breaks down the latest jobs report, explains why a strong labor market may keep the Federal Reserve on hold when it comes to interest rates, celebrates National Donut Day, and sounds off on a teen financial literacy competition that may be testing the wrong skills altogether.Listener questions include:How do we manage money fairly when one partner earns significantly more?Should we invest in a chef friend's new restaurant?Is it better to file taxes jointly or separately?How can I save for a house down payment faster?Should I open a traditional IRA or a brokerage account if I earn too much for a Roth IRA?How do I find a financial advisor I can trust?What resources can help consumers navigate healthcare costs?Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

What does it mean to build wealth when the world hasn't always made space for your identity? That's the question at the heart of today's conversation, and the driving force behind a powerful new book reshaping how LGBTQ+ people think about money, belonging, and the future. On this episode of So Money, I'm joined by Nick Wolny, a longtime personal finance journalist, columnist for OUT Magazine, and now the author of Money Proud: The Queer Guide to Generate Wealth, Slay Debt, and Build Good Habits to Secure Your FutureNick brings a candid, deeply human lens to the financial lives of queer people, from the emotional and cultural realities that shape money choices to the systems and habits that help rebuild stability, confidence, and long-term security. His own story, which he describes not as self-help but as a kind of spiritual reckoning, is woven throughout the book and sets the stage for an honest, energetic, and eye-opening conversation.This episode originally aired on Dec 17, 2025.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Gold has captivated humanity for thousands of years—but why?In this episode, Farnoosh sits down with author and financial historian Dominic Frisby to explore the fascinating story behind one of the world's most coveted assets. Drawing from his new book, The Secret History of Gold, Dominic explains how gold shaped empires, fueled exploration, influenced wars, and continues to play a powerful role in global finance today.The conversation covers why gold remains a popular safe-haven investment during uncertain times, the emotional and psychological hold it has on people and cultures, and why countries like China continue to accumulate vast reserves. Farnoosh also shares her own family's connection to gold as an Iranian-American and explores the generational tradition of passing gold down as a store of wealth.Plus: Dominic weighs in on whether Bitcoin is truly "digital gold," what central banks know that everyday investors may not, and the smartest ways to add gold to your portfolio.Check out Dominic's Substack The Flying FrisbyLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

This week on Ask Farnoosh, we're tackling one of the biggest money questions of all: When can I retire?Inspired by a viral Instagram reel about repeatedly refreshing a retirement calculator in hopes of finding financial freedom, Farnoosh breaks down how to determine your retirement readiness—and why retirement may not be the right goal at all. Instead, what if the goal is optionality?In this episode:Why so many Gen Xers are obsessed with retirement calculatorsHow to calculate your "freedom number"The 4% rule explained simplyWhy Social Security may be worth more than you thinkHow home equity changes the retirement equationFour retirement personality typesPractical ways to move your retirement date closerWhy burnout—not retirement—may be the real issuePlus:Farnoosh weighs in on the controversy surrounding Belle Burden's bestselling memoir Strangers following a recent New Yorker investigation.An update on the new Trump Accounts program, including why Farnoosh believes it could become one of the most powerful wealth-building tools for children.Related Listening:Retiring on Social Security AloneLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

What if the most important inheritance you leave your family has nothing to do with money?Not stocks. Not real estate. Not a trust fund.But instead, a written record of your values, your hard-earned lessons, your family stories, your regrets, your hopes — the wisdom you want future generations to carry forward.Today's guest, Eric Becker, calls this an “ethical will.” He originally wrote one for his children years ago, never imagining that after the devastating loss of his daughter Kara, he would one day rediscover the document and find that it would help guide him through grief and back to himself.Eric is the Founder and Co-Chairman of Cresset Family Office & Private Wealth Management, a multi-family office overseeing more than $237 billion in assets under management and advisement. Before that, he co-founded Sterling Partners, the private equity firm that raised more than $5 billion across eight funds, and throughout his career has advised founders, entrepreneurs, and ultra-high-net-worth families on how to build businesses — and lives — that endure.His bestselling book and new podcast, The Long Game, explore exactly that: what separates companies, families, and leaders who survive for generations from those that disappear.In this conversation, we talk about the hidden traits of enduring companies, why culture matters more than most founders realize, how to recognize “moments of truth” in business and life, and why one of the most powerful questions you can ask yourself is: “What am I tolerating that I shouldn't be?”We also get into stoic philosophy, parenting, family meetings, AI, investing for the long term, and the surprising parallels between building a resilient company and building a meaningful life.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

It's rare in personal finance that someone comes along and doesn't just offer advice—but completely rewires how we think about money, work, and what it means to live a good life.My guest today did exactly that.Pete Adeney—better known as Mr. Money Mustache—helped ignite the FIRE movement long before it was trending on TikTok or debated on cable news. His message? Radical, at the time: Spend less, live intentionally, invest wisely—and you might just buy yourself the freedom to walk away from traditional work decades early.And here's the thing—Pete didn't just write about it. He lived it. Retiring in his early 30s, raising a family on his own terms, and building a cult-like following of readers who wanted to do the same.I've actually had a front-row seat to his journey. We first met more than a decade ago, filming in his backyard in Colorado, when his blog was just beginning to take off. Back then, his ideas felt… almost rebellious.This episode originally ran on April 8, 2026Today? They're part of the mainstream conversation.But Pete hasn't stood still—and neither has life.In this episode, we catch up on everything: what early retirement really looks like after a decade, how his thinking on money, family, and even divorce has evolved… and why, despite having “enough,” he's still rethinking what a rich life actually means.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

This week on Ask Farnoosh, Farnoosh tackles some of the biggest personal finance questions listeners are wrestling with right now, from AI-powered banking tools to buying a home in today's expensive market and whether it's smart to pay off debt early.Farnoosh begins with a look at OpenAI's new personal finance tools that allow select ChatGPT users to connect their financial accounts directly to AI. She breaks down what the feature can do, why some consumers are intrigued, and why others are understandably nervous about privacy and security. She also shares fresh housing market data showing more buyers are moving forward despite mortgage rates remaining above 6%, and why waiting for ultra-low rates may no longer be realistic.The episode also explores a viral MarketWatch story about a couple who became millionaires in their early 30s despite modest incomes. Farnoosh unpacks the real lessons behind the headline: avoiding excessive student debt, consistently investing at least 15% of income, buying reliable used cars, keeping housing costs manageable, and staying financially flexible enough to seize opportunities when they arise.Listener Mailbag Questions This Week:Can you buy a new home if you already own one with a mortgage? Farnoosh answers a newlywed listener's question about purchasing a larger home while keeping her husband's current house as a future rental property. She explains how lenders evaluate debt-to-income ratios, when future rental income may count toward mortgage approval, and why it's important to run the numbers carefully before deciding whether becoming a landlord is truly worth it.Should you pay off a car loan early, even if it might impact your credit score? Another listener asks whether paying off the final $1,000 on a car loan could hurt their credit. Farnoosh explains the difference between revolving credit and installment loans, how credit mix factors into your score, and why the emotional relief of becoming debt-free can sometimes outweigh purely mathematical investing advice.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Today's episode is about neurodivergence, the workplace, and a question that more families and employers are beginning to confront: Why are so many talented people still struggling to get hired and succeed at work simply because the systems around them weren't designed with them in mind?My guest is Dr. Helen Genova, Associate Director of the Center for Autism Research at Kessler Foundation, where she also directs the Social Cognition and Neuroscience Laboratory. She's also an Assistant Research Professor at Rutgers New Jersey Medical School.Today, we're focusing on one area where her work is having an especially profound impact: helping autistic young adults navigate the hiring process and workplace culture, while also helping employers rethink what inclusion and talent recognition can actually look like.We'll talk about why job interviews can be such a major barrier, the hidden communication mismatch happening in workplaces every day, the importance of self-advocacy and employer education, and what all of us—whether we're managers, coworkers, parents, or job seekers—can do to build more supportive and successful work environments.Learn more about the KF STRIDE program.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Women today are more educated than ever. More ambitious than ever. More likely to be breadwinners, business owners, and leaders in their households and communities. And yet — despite decades of progress — the pay gap persists, women continue to hit barriers at work, and many still feel punished for wanting both financial success and personal fulfillment.My guest today says that's not a coincidence. It's a system.Stefanie O'Connell Rodriguez is back on So Money with her powerful new book, The Ambition Penalty, which examines how corporate culture encourages women to strive, achieve, and “lean in” — only to penalize them once they begin claiming real power, money, and authority.In this conversation, we unpack the myths we've been sold about ambition and meritocracy, why women are still more likely to face backlash for negotiating and asking for raises, and how inequality at work is deeply connected to inequality at home. Stefanie also shares why the rise of both “girlboss” culture and the tradwife movement miss the bigger picture — and what actually needs to change if we want more equitable outcomes for women.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

This week: A possible Covid-related tax refund, the demographic with the biggest student loan defaults, can AI help with your money….and All-things 529 plans and college savings with Patricia Roberts.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Today I'm joined by Carrie Joy Grimes. founder of WorkMoney and the author of the new book The Joy of Money. She's a former union organizer who spent years helping workers fight for better wages and benefits while also trying to untangle her own complicated relationship with money — debt, shame, financial anxiety, all of it.In this episode, we talk about why so many women still avoid taking ownership of their finances, how to rebuild confidence after money mistakes, whether homeownership still makes sense, and how to separate what society tells us should make us happy from what actually does.We also talk about the inspiration behind her new book, The Joy of Money, and why she believes financial security is not just about numbers — it's about feeling safer, freer, and more in control of your life.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Guest Simone Stolzoff, journalist and author of the new book, How to Not Know: The Value of Uncertainty in a World that Demands Answers, says we are living through what the World Health Organization calls a “polycrisis” — overlapping economic, political, technological, and personal disruptions that are leaving many of us feeling anxious, untethered, and desperate for answers.But what if the goal isn't to eliminate uncertainty?What if the real skill is learning how to live with it?Simone argues that our obsession with certainty — whether in our careers, relationships, finances, or identities — may actually be making us more anxious, less adaptable, and less fulfilled.In this conversation, we talk about:Why uncertainty tolerance is decliningThe surprising psychology behind layoffs and career anxietyWhy savings can create emotional flexibility, not just financial securityHow to stop tying your self-worth to your job titleThe dangers of chasing a “dream job”Why curiosity may be one of the most important skills in the AI eraAnd how becoming a parent forced Simone to practice what he preachesLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Farnoosh shares Mother's Day plans, and reacts to news including the April jobs report and an Apple class-action settlement that could pay eligible iPhone 15 Pro/Pro Max and iPhone 16 buyers up to $95 per device. She also cautions against Fannie Mae's move toward crypto-backed mortgages, arguing that borrowing against volatile crypto to fund a down payment adds risk and doesn't address the real housing crisis. Mailbag topics include: how to prepare for or respond to a layoff (unemployment, COBRA, cutting expenses, bridge income, networking, and rolling over retirement accounts), how to save on rising summer utility bills, and whether 0% balance transfer credit cards are a good tool for managing high-interest credit card debt. Check out the full list of recommended balance transfer cards on Nerdwallet.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

What does it actually mean to be “rich” today?Because if you're waiting for the old playbook to work—go to school, get a stable job, buy a house, retire comfortably—you may be waiting a long time.The truth is, that version of wealth? It's outdated. And for a lot of younger earners especially, it feels completely out of reach.So what are the new rules?Today's guest has built a massive following by calling out the broken advice we've inherited—and replacing it with something far more realistic, and frankly, more empowering. Haley Sacks, also known as Mrs. Dow Jones, is back on So Money with her new book, Future Rich Person.And this is not your typical money book.Haley is speaking directly to what she calls the “zillennial” generation—but really, anyone who feels like they're doing all the right things and still not getting ahead. In our conversation, we talk about why the traditional path to wealth is due for a rewrite, how to actually start building what she calls “action money,” and why your income, your skills, and even your relationship to work need to evolve in an AI-driven economy.We also get into some of the cultural forces shaping how we think about money right now—from the rise of “trad wife” content to the very real temptation to opt out of the financial game altogether.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

We all say the same thing: I don't have enough time.Not enough time to work, to parent, to rest, to exercise, to finally do the thing we've been putting off for years.But what if that story… isn't actually true?What if the problem isn't time itself—but how we think about it, measure it, and ultimately choose to spend it?Today's guest wants us to completely rethink our relationship with time. Laura Vanderkam has built her career challenging the idea of time scarcity, and in her new book, Big Time, she makes a compelling case that many of us have far more time than we think—we're just not seeing it clearly.In our conversation, we get into the real data behind how we spend our days, why tracking your time can be a game changer, and how small mindset shifts—especially around your evenings—can unlock what she calls “time abundance.”We also talk about the very real challenges of balancing work, family, and everything in between—and how to negotiate time more effectively, whether that's with your partner, your boss, or even yourself.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

May 1 is College Acceptance Day and as many families grapple with the soaring cost of college, Farnoosh shares thoughts on how to decide whether a college education is worth its price tag. Would you spend $100k a year? Plus: Establishing credit for the first time and how to allocate your investments in your 30s. And a crazy story about how one woman's investments disappeared from her bank's website. What happened?Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Qe don't talk about sports a lot on this show. But today, we are—because this is really a story about money.Right now, women's sports are having a moment. Investment is pouring in, media deals are growing, and athletes are finally starting to see bigger paychecks.But this isn't just about what's happening at the professional level.It's also about what it takes to even get in the game. Youth sports are getting more expensive, access is shrinking, and yet the research shows that girls who play sports are more likely to become leaders, earn more, and build wealth over time.So there's a bigger question here: What does this moment mean for women—and our financial future?Today, we're digging into the economics of women's sports, the controversy around athletes like Eileen Gu making bold financial moves, and why this could be one of the most important—and overlooked—wealth stories right now.My guest is Tess Waresmith, investing educator and former athlete, who's connecting the dots between sports, opportunity, and financial power. You can follow Tess on her Substack - Wealth with Tess - here.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

What does it really take to be mentally strong right now?Not in theory. Not in a self-help quote kind of way. But in the real, messy, everyday moments… when your job feels uncertain, your finances feel stretched, and your life doesn't look the way you thought it would.My guest today, Amy Morin, has spent her career helping people answer exactly that question. She's a psychotherapist, mental strength trainer, and host of the Mentally Stronger podcast. You probably know her from her global bestselling series 13 Things Mentally Strong People Don't Do, which has sold more than a million copies and been translated into over 50 languages. Her TEDx talk on mental strength has been viewed more than 25 million times. And her newest book, The Mental Strength Playbook, is all about what to do in the moments when you need resilience most—at work, in your finances, and in your life. [Listen to Amy's first visit to So Money]And yes… she's joining us from a sailboat in the Florida Keys.In this conversation, we start there—how she ended up living a life that most people would call unconventional—and what it actually takes, mentally, to make a leap like that. Because as Amy says, you don't have to feel ready. You just have to be willing to act and trust you'll figure it out as you go.From there, we get into the real work:Why so many of us feel burned out right now—and what's actually driving thatHow to do a “life audit” that aligns your time and money with your valuesThe small, practical steps that can help you get unstuck, even when change feels impossibleAnd the mental tools you can use immediately—whether you're facing anxiety at work, a financial setback, or just that constant background worry that won't quitLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

It's Ask Farnoosh Friday, and today we're tackling one of the most talked-about and misunderstood financial topics right now: “Trump accounts.”What are they, how do they work, and are they actually worth it? I break down the structure, the limitations, and where these accounts may fall short compared to more established options like 529 plans and custodial brokerage accounts.I also walk through a strategy that could make these accounts more powerful, especially if you're thinking long-term about building wealth for your child.In addition, I share a simple, practical guide to putting together a basic estate plan. If you've been putting this off, this episode will help you focus on the most important steps you can take right away.We also cover several major money headlines, including the impact of AI on jobs, rising concerns about retirement readiness, and how Americans are adjusting their spending habits in response to higher costs.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Farnoosh and Heather Bonaparthe, author of Money Together, analyze Belle Burden's memoir 'Strangers,' exploring themes of marriage, wealth disparity, financial transparency, and the lessons women can learn from high-profile divorce stories. They discuss red flags, legal strategies, and the importance of financial agency in relationships.Resources'Strangers' by Belle Burden'Money Together' by Heather and Douglas BoneparthBell Burden's Podcast 'Financial Tea' with Haley SacksLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

1013. Laura interviews personal finance powerhouse Farnoosh Torabi to celebrate the upcoming Financial Independence Awareness Day. Farnoosh shares her journey from a cash-strapped journalist to a leading financial educator, offering a candid look at how she turned her "extra" ideas into a multi-book career and the top-rated So Money podcast.Key Takeaways:Financial independence is how you define it, such as having savings and security to be selective about how you spend your time.Look for ways to “recycle” efforts into multiple revenue streams or valuable portfolio pieces.How a great mentor can help you see your own potential.Why we shouldn't discount fear and can use it to make better financial decisions.Acknowledging that doing work and teaching others how to do it can be a secret to more professional autonomy and success.Memorable quote: "Money's like a hammer—it's a tool. You can use it to fix things, or you can use it to wreck things."Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

What does it really cost to chase ambition—and what happens when success starts to blur your sense of self?In this episode, I sit down with Caroline Palmer, former Vogue editor and author of the buzzworthy novel Workhorse. Drawing from her years inside the high-gloss world of fashion publishing, Caroline takes us beyond the clichés of The Devil Wears Prada to reveal a more complicated—and at times darker—story about ambition, identity, and the quiet trade-offs women make to get ahead.We talk about the mythology of glamorous careers versus the reality behind the scenes, the difference between “workhorses” and “show horses,” and why Caroline set out to write a female protagonist who doesn't always make the right choices—and doesn't apologize for it.Caroline also opens up about her own career pivot during the pandemic, the moment she walked away from a high-powered job, and how writing this book helped her rebuild confidence and redefine success in midlife.Plus, we get into:What it was really like working inside Vogue during a transformative eraThe financial realities of starting out in New York on a $25K salaryA negotiation story that led to a major salary leap—and what you can learn from itWhy saying “yes” early in your career can pay off long-termAnd the surprising creative discipline behind writing a novel at 4:15amLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Spring break in Los Angeles sounded like a dream…until the bills—and a four-hour flight delay—set in. In this solo episode, Farnoosh recaps her family's trip (theme parks, travel hiccups, and a surprising airline perk that saved the day) and what it reveals about the rising cost of travel right now.Then, a look at where retirees are heading next. A new report finds more older Americans choosing cities like New York, Boston, and Seattle—not for the pace, but for the walkability, social connection, and even climate resilience. Is urban retirement the new dream?Plus, a warning (and opportunity) for families navigating college costs: Students are increasingly turning to social media for scholarships. Farnoosh breaks down how to find legitimate money—from trusted databases to local organizations.Also in this episode: a powerful read. Farnoosh shares her take on Strangers by Belle Burden—a memoir about a marriage unraveling, but more importantly, a cautionary tale about financial dependence. Despite coming into the relationship with wealth, Burden relinquished control of the finances—only to face devastating consequences when the marriage ended. It's a story that raises urgent questions about autonomy, trust, and why every partner needs to stay financially informed and empowered.In the Ask Farnoosh mailbag:Should you invest in gold right now? (And why it's more hedge than growth play)When to book summer airfare—and how to avoid overpayingSmart ways to rebuild your credit after debt without falling back into old habitsLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

This episode is brought to us by Louis Jadot, a thoughtful way to elevate date night without overspending.On this week's Ask Farnoosh, we're getting real about last-minute tax strategy, including why filing an extension might actually be one of the smartest financial moves you can make. (Hint: if you're self-employed, it could buy you months of extra time to fund a SEP IRA and lower your tax bill.)We'll also break down how to think about your tax refund: how to use it wisely, where to prioritize, and why it's not a bonus… it's a second chance.And then, we zoom out to something a lot of us are quietly feeling: it's getting really expensive just to have a social life.Dating. Relationships. Even grabbing dinner with friends.New data from Louis Jadot reveals that 56% of Americans say rising costs are changing how often they go on dates, and more than 1 in 4 have stopped dating altogether to save money.Welcome to the era of loveflation.In this episode, we unpack what that means for your wallet and your relationships, how to stay connected without overspending, how to navigate who pays on a date, and how to align your financial values with your personal life.Plus, at the end: my honest take on who should pay on the first date, and how to handle it without making things awkward.  Hosted on Acast. See acast.com/privacy for more information.

It's spring break, and while I'm taking a little time offline with family, I didn't want to leave you hanging. In this episode of Ask Farnoosh, we're revisiting some listener questions from earlier this year—straight from the January mailbag—but don't worry, these topics are just as timely and relevant today.We're covering:How to navigate student loans—especially when family is involvedWhat to do with extra cash once you've paid off debtHow to approach investing when the market (and headlines) feel uncertainSpecial Announcement:Registration is now open for Book to Brand, my immersive, in-person event happening October 9 in New York City. Join top publishers, agents, and authors to learn how to build a platform that gets attention—and results.

In this Ask Farnoosh Friday, we're tackling one of the biggest questions right now: how do you stay financially steady when everything feels uncertain?Joining me is returning guest and trusted voice in personal finance, Georgia Lee Hussey, CFP and founder of Modernist Financial. [Grab her free financial toolkit] Together, we unpack the emotional and practical realities of this moment—from market volatility and recession fears to tax season surprises and the rapidly evolving role of AI in our careers.We start with the money anxiety so many of you are feeling right now. What's really driving the fear around the markets? And how do you respond without sabotaging your long-term plan? Georgia shares how she coaches clients through uncertainty—and why downturns may actually be opportunities, especially if you're still in your earning years.Then, we dig into tax refunds. If yours is bigger this year, Georgia explains why it may not be the “win” it seems—and how to think more intentionally about what to do with that money.We also explore the future of work in an AI-driven world—including why skills rooted in the humanities, creativity, and critical thinking may become even more valuable, not less.And finally, we zoom out to what matters most: how to stay grounded, make thoughtful decisions, and build financial resilience in a world that can feel anything but stable.In this episode, we discuss:How to manage market anxiety and avoid emotional investingWhy downturns can benefit long-term investorsWhat your tax refund is really telling youThe hidden costs behind recent tax policy changesHow AI is reshaping jobs—and where new opportunities lieWhy creativity, writing, and empathy are becoming power skillsSmart ways to prepare financially for uncertainty Hosted on Acast. See acast.com/privacy for more information.

Farnoosh grew up in Iran. She was a devout Muslim and held anti-Israel views. Then, she reached out to God and something incredible happened.

Register for Farnoosh's free webinar on How to Get a Book Deal.In this episode, Farnoosh opens with a candid reflection on media narratives around Iranian identity and addresses a recent editing glitch from a prior interview.From there, the conversation turns to a growing concern on many economists' minds: Are we heading toward a recession in 2026?With oil prices climbing past $100 per barrel and historical data linking energy shocks to economic downturns, Farnoosh breaks down what this could mean for your money—and how to prepare with what she calls a mindset of “healthy panic.”The episode also dives deep into the rising costs of long-term care, why traditional insurance options are becoming less accessible, and what newer hybrid solutions could offer families trying to plan ahead.Plus, a powerful excerpt from Senator Andy Kim, who shares his personal connection to elder care through his father's Alzheimer's diagnosis.Finally, Farnoosh answers listener questions about:Supporting aging parents while still saving for your own futureNavigating financial misalignment in relationships when one partner is giving more to family Hosted on Acast. See acast.com/privacy for more information.

This week on Ask Farnoosh, Farnoosh kicks things off with a behind-the-scenes look at a whirlwind week in journalism and media. She shares highlights from her recent interview with Senator Cory Booker about his bold new “Keep Your Pay Act” proposal, which would eliminate federal income tax on the first $75,000 of income, and discusses what that could mean for working Americans. She also reflects on being featured in Kiplinger's latest issue on the best financial advice experts have ever received, sharing a career lesson that shaped her own path: learning to earn money not just from what you do, but from what you know. Plus, Farnoosh announces her upcoming free webinar on March 26 about how to land a big book deal (register using the link).Then, a quick breakdown of the latest money headlines that matter for your wallet: mortgage rates climbing back above 6% and what that means for today's “frozen” housing market, the widening K-shaped economy separating households that are thriving from those struggling with rising costs, and early signs that the once-hot job market may be cooling—along with why now is a good time for a financial check-up.In the mailbag, Farnoosh tackles listener questions including: • Should high earners prioritize Roth 401(k) contributions or diversify across other retirement strategies? • What to watch out for when a financial advisor pushes variable universal life insurance instead of traditional investing. • Creative ways families are making childcare and daycare costs more manageable. • How a teenager's part-time income and assets can affect FAFSA eligibility and college financial aid. Hosted on Acast. See acast.com/privacy for more information.

On this week's Ask Farnoosh, Farnoosh answers listener questions about navigating complicated financial decisions — from inheriting retirement accounts to protecting yourself from tax fraud.First, Farnoosh shares personal reflections on the unfolding war in Iran and how global conflict can ripple into markets, oil prices, and the broader economy.Then she dives into listener questions, including:• What happens when you inherit a 401(k) — and whether you must take distributions • How to prioritize emergency savings vs. retirement investing when your budget can't do both • What to do if your tax return is rejected due to potential identity theft • Is it possible to invest too much when you're feeling cash-strapped?Plus: • Why more Americans are taking hardship withdrawals from retirement accounts • Why Farnoosh is skeptical about MrBeast entering the banking world • And a surprising pop culture reflection on Carolyn Bessette Kennedy Hosted on Acast. See acast.com/privacy for more information.

Farnoosh reflects on her appearance on the TODAY Show, where she shared practical strategies to maximize your finances during tax season — from last-minute IRA contributions and new tax deductions to choosing the smartest way to file and setting yourself up for next year.She also discusses the latest money headlines, including the Supreme Court's decision on sweeping tariffs and what it could mean for small businesses and markets.Then, it's time for your questions. Farnoosh breaks down:• How much you really need in emergency savings in today's job market • What to do after contributing to your 401(k) — should you open a Roth IRA? • How income limits affect Roth contributions and what a Backdoor Roth really means • Ways to set your children up for financial success beyond just a 529 planPlus, Farnoosh shares details about her Build a Profitable Podcast mentorship program, kicking off soon with only a few spots remaining. Apply here. Hosted on Acast. See acast.com/privacy for more information.

In this Friday the 13th edition of So Money, Farnoosh reflects on turning 46 and shares the financial truths that have shaped her life—from why money really buys options, to the systemic realities behind debt and financial setbacks. She also unpacks the latest housing and stock-market headlines and answers listener questions on negotiating credit cards, navigating finances with a partner, and transitioning to separate accounts in marriage. Hosted on Acast. See acast.com/privacy for more information.

RSVP for Farnoosh's podcasting workshop next Friday Feb 13 here.In this Super Bowl weekend edition of Ask Farnoosh, she reflects on recent financial headlines and answers listener questions about saving, investing, family planning, and homebuying. She discusses the sharp drop in Bitcoin, rising layoffs, and a weakening stock market as reminders of the importance of maintaining a strong emergency fund and staying financially cautious. In the mailbag, she explains how to save for future goals even without a defined purpose, why entrepreneurs should diversify beyond their businesses when investing, and how prospective parents can prepare financially and create more time flexibility before having a child. She closes with practical homebuying advice drawn from two decades of personal experience, emphasizing that a first home need not be permanent, that buyers should understand their motivations and finances before searching, and that thoughtful preparation leads to more confident decisions in uncertain economic times. Hosted on Acast. See acast.com/privacy for more information.

**This episode is a replay. It first aired on November 7, 2025.**We're doing something a little different this week. My guest is my friend and financial planner, Georgia Lee Hussey, founder and CEO of Modernist Financial, and together we're unpacking the Big Beautiful Bill and what it means for your taxes in 2025 and beyond.We explore how this new legislation could impact everyday taxpayers, what it reveals about our national priorities, and how we can each align our financial decisions with our values. It's a thoughtful and, yes, sometimes political conversation—because as Georgia reminds us, taxes are political. Hosted on Acast. See acast.com/privacy for more information.

January always asks big questions of our money—and this one felt especially heavy. In this solo episode, Farnoosh takes a step back to reflect on what the first month of the year has revealed about our finances, our fears, and our priorities. From midlife money check-ins to the idea of “financial coasting,” this conversation is about being honest about where you are—not where you think you should be—and redefining progress as stability, maintenance, and intention.Farnoosh revisits standout moments from January's most impactful conversations, including a full-circle interview with David Bach, whose Automatic Millionaire helped shape her own financial life, and a candid discussion with Jesse Mecham of You Need a Budget on why being “good at money” has far less to do with income and far more to do with clarity and calm. She also breaks down her recent conversation with college-planning expert Patricia Roberts on the true cost of college, the ROI question families are wrestling with, and how student debt can quietly shape a lifetime.The episode closes with a reflection on the emotional weight of the month and a call for accountability, drawing on recent remarks from Andrew Ross Sorkin about systems, responsibility, and leadership. Hosted on Acast. See acast.com/privacy for more information.

On this episode of Ask Farnoosh, we kick things off with a very real reminder that homeownership is never just the mortgage. A burst hose, unexpected water damage, and rising insurance premiums spark a broader conversation about the hidden and often underestimated costs of owning a home—and why even “fixed” housing expenses rarely stay fixed. From the mailbag: questions about navigating Parent PLUS loan arrangements while buying a home, how to invest after finally paying off student loans, and whether market uncertainty means it's time to move money out of U.S. investments. Hosted on Acast. See acast.com/privacy for more information.

This week on Ask Farnoosh, we're zooming out—on money, career, and life—and talking about the moments when endings, uncertainty, and discomfort can actually become powerful financial turning points.I start the episode reflecting on a popular “10-years-ago” trend and what my own life looked like in 2016—from a canceled CNBC show to pregnancy news that reframed everything. It's a reminder that what feels like loss in the moment can open space for growth we couldn't have planned.I also break down a few headlines that matter to your wallet, including what retail bankruptcies mean for consumers, why bank stocks took a hit this week, and how proposed credit-card interest rate caps could affect access to credit. Plus, a personal reflection on watching events unfold in Iran and how global news can be deeply personal—and financially relevant.Then we head into your questions:

January doesn't have to start with a financial overhaul. In this special Ask Farnoosh episode, Farnoosh shares why easing into the new year, rather than rushing to reset everything, can lead to better money decisions.She reflects on how she's approaching 2026, what typically happens in the markets at the beginning of the year, and why January is a powerful time to slow down, learn, and reconnect with what matters most. From there, Farnoosh breaks down the week's biggest money stories, including shifting grocery prices, growing anxiety in the housing market, canceled home purchase deals, the return of student loan wage garnishment, and new data suggesting homeownership may feel out of reach for more Americans.The episode also highlights two recent conversations on So Money — with David Bach on building wealth through simple, consistent habits, and with Terri Trespicio on the importance of writing as a practical career skill.Listeners then get answers to thoughtful questions about opening a new credit card after securing a HELOC, what it really means when entrepreneurs say they “didn't pay themselves,” how HSAs work after enrolling in Medicare, and where to safely keep a $20,000 gift intended for a future home purchase. Hosted on Acast. See acast.com/privacy for more information.

This episode aired originally on Sept 19, 2025.In this episode, Farnoosh opens with a personal story about a $5,000 fraud attempt on her business checking account—and what she learned about staying vigilant. She then breaks down today's biggest money headlines: the Fed's recent interest rate cut, why U.S. credit scores just saw their sharpest drop since 2008, shifts in the housing market, and why groceries and rent are still stubbornly high despite easing inflation elsewhere. Farnoosh also answers a wide range of listener questions from investing to estate planning. Hosted on Acast. See acast.com/privacy for more information.

Ask Farnoosh tackles three timeless money crossroads: getting out from under high-interest credit card debt, taking a career break without losing financial footing, and deciding whether an early retirement package is a smart (and safe) next move. Questions Include: How to manage credit card debt at 30% interest? Consolidation options, reputable nonprofit credit counseling, negotiating APR, and a realistic payoff plan Burnt out breadwinner considering a 6-month break? Exploring a “middle path” (sabbatical/reduced hours), runway math, and navigating the fear of financial dependence Take an early retirement package? Evaluating the offer, retirement readiness checks, when to consult a planner, and why buyouts can signal future layoffs Hosted on Acast. See acast.com/privacy for more information.

Join the So Money Members Club today and get your first two months FREE. Offer expires December 31.In this Ask Farnoosh episode, Farnoosh answers listener questions on the tax implications of receiving Bitcoin as a gift, including how cost basis and capital gains work when you sell, plus smart ways to negotiate benefits beyond salary at a small business, from retirement matches to bonuses and potential equity alternatives. She also offers guidance for PhDs entering a competitive job market, shares practical ways to invest in your health for long-term financial wellbeing, and explains when withdrawals from a whole life insurance policy may be taxable. Hosted on Acast. See acast.com/privacy for more information.

Markets feel jittery, interest rates are in flux, and many listeners are wondering how to plan for 2026 with confidence. In this Ask Farnoosh episode, Farnoosh Torabi breaks down the biggest financial headlines of the week and tackles real listener questions about investing, saving, and navigating major life decisions during uncertain economic times.Farnoosh starts with a clear, no-nonsense explanation of the Federal Reserve's latest rate cut and what the split decision inside the Fed signals about inflation, the labor market, and the likelihood of future cuts. She explains why mortgage rates may not move much in the near term, what the Fed's return to buying Treasury securities really means, and why now is not the time to make big financial moves based solely on headlines.Next, Farnoosh walks through important 401(k) changes coming in 2026, including higher contribution limits, expanded catch-up contributions for older workers, and increased employer contribution caps. She outlines who benefits most from these changes and shares practical steps listeners can take now to maximize retirement savings and avoid leaving money on the table.In the mailbag, Farnoosh answers listener questions on:Whether gold makes sense as a “safe haven” investment, how to buy it, and how much is too muchWhen high-yield online savings accounts are a smart place to park money, especially after receiving an inheritanceWhat to do with an old employer's 401(k) and when rolling it over is the better moveAnd one of the toughest questions many first-time buyers face today: whether it's ever worth tapping a 401(k) to buy a home Hosted on Acast. See acast.com/privacy for more information.

On this week's Ask Farnoosh, she breaks down new economic data showing private payrolls fell by 32,000 jobs — the third decline in four months — and what that cooling job market means for hiring, raises, and year-end career strategy. She also digs into Redfin's housing market predictions for 2026, smart last-minute tax moves (from retirement contributions to tax-loss harvesting), and inspiring data about teens investing for their futures. In the mailbag, she advises listeners navigating job dissatisfaction, mid-career pivots, starting families, layoffs, health insurance decisions, and the best way to structure your ongoing investing strategy. Hosted on Acast. See acast.com/privacy for more information.

This week, Farnoosh dedicates Ask Farnoosh to one of the most pressing money topics in America right now: debt relief. Visit SoMoneyLinks for resources.With household debt topping $17.7 trillion and credit card balances at record highs, Farnoosh answers real listener questions about tackling debt, from when to pause investing to whether it ever makes sense to use home equity or refinance student loans. Hosted on Acast. See acast.com/privacy for more information.

New Jersey Governor-Elect Mikie Sherrill joins Farnoosh for a candid conversation about the rising cost of living, the future of public schools, health care, taxes, and why politics and personal finance are inseparable.Sherrill, a former Navy helicopter pilot, federal prosecutor, and three-term congresswoman, recently won the governor's race in a decisive victory that coincided with significant Democratic gains nationwide. In this episode, she breaks down what state leaders can actually do to make life more affordable for families, from freezing utility rates to improving school funding to modernizing energy infrastructure.Farnoosh also gives listeners a heads-up: the first part of this interview touches on a hyper-local school budget crisis in her hometown of Montclair, NJ. But this story isn't unique. Across America, school districts are confronting rising costs, shrinking state support, and — in some cases — financial mismanagement. The questions Montclair is wrestling with (“Raise taxes or accept restrictive state aid?”) are the same questions communities everywhere are facing.In this wide-ranging conversation, Sherrill discusses:Why public-school funding is cracking nationwideThe real barriers to affordable health care at the state levelHow utility-rate freezes would work — and what critics get wrongThe affordability crisis squeezing middle-class familiesWhat her election signals about the national political landscaOriginally recorded for Farnoosh's local podcast The Montclair Pod, this expanded So Money release provides a rare look at how a new governor thinks about money, power, and the policies that shape our financial lives. Hosted on Acast. See acast.com/privacy for more information.