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On today's episode, we welcome Bobby Bitton, Co-Founder & CEO of O Positiv Health — the women's wellness brand on a mission to turn taboo into mainstream conversation. Inspired by his sister's struggle with severe PMS and backed by his training as a Stanford nutritionist, Bobby helped launch the first-ever PMS gummy and build what is now the #1 women's health brand on Amazon, with over 25 million bottles sold. In our conversation, Bobby shares how O Positiv scaled from a bold DTC idea into a national retail powerhouse, why humor and authenticity can coexist with science and credibility, and what it takes to build trust in historically overlooked health categories. We also discuss the role of education and data in shaping modern health brands, sibling dynamics in business, and how tackling stigma can unlock both cultural and commercial impact. A powerful episode for founders, operators, and anyone passionate about building brands that truly serve. Are you interested in sponsoring and advertising on The Kara Goldin Show, which is now in the Top 1% of Entrepreneur podcasts in the world? Let me know by contacting me at karagoldin@gmail.com. You can also find me @KaraGoldin on all networks. To learn more about Bobby Bitton and O Positiv Health:https://www.opositiv.comhttps://www.instagram.com/opositiv/https://www.linkedin.com/in/bobbybitton/ Sponsored By: OneSkin - Try OneSkin with 15% off using code KARAGOLDIN at oneskin.co/KARAGOLDIN Bombas - Go to Bombas.com/KARA and use code KARA for 20% off your first purchase Check out our website to view this episode's show notes: https://karagoldin.com/podcast/819
In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are continuing to see MBA programs release their final decisions. This upcoming week, UPenn / Wharton, London Business School, Stanford, MIT / Sloan, UVA / Darden and Vanderbilt / Owen are releasing their Round 2 decisions. MBA programs are also continuing to their next admissions rounds, including Cambridge / Judge, Berkeley / Haas, UPenn / Wharton, Northwestern / Kellogg, Georgetown / McDonough, Texas / McCombs, UVA / Darden, Vanderbilt / Owen, Minnesota / Carlson, Arizona / Carey, Chicago / Booth and Rice / Jones. Graham highlighted the Spring MBA applicant survey that Clear Admit is conducting. You can access the survey here: https://bit.ly/surveymba26 Graham then noted upcoming Clear Admit events. On May 11, Clear Admit is hosting our in-person admissions event in Atlanta. We are also hosting several Application overview events on May 19 and 20, and May 26 and 27. Signups for these events are here: https://www.clearadmit.com/events Graham then highlighted an MBA admissions tip that focuses on choosing between several MBA program offers. Finally, Graham continued with the Real Humans Alumni series. This week focuses on two alumni from Kellogg / PepsiCo and London Business School / Meta. For this week, for the candidate profile review portion of the show, Alex selected three DecisionWire entries: This week's first MBA admissions candidate wants to work in Consulting and be on the West Coast, post MBA. Their offers include Darden, Mendoza, Goizueta and Merage. This week's second MBA applicant is deciding between Johnson and Scheller. They want to be in the northeast, post MBA. This week's final MBA candidate is deciding between Fuqua and IESE. They are from Latin America and are focused on Health Care. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!
Naeem Murr, a dual US and UK citizen, is the author of four novels: The Boy, a New York Times Notable Book; The Genius of the Sea; and The Perfect Man, which was awarded The Commonwealth WritersʼPrize for the Best Book of Europe and South Asia, and was longlisted for the Man Booker Prize. His new novel is Every Exit Brings You Home. He is a former Stegner Fellow at Stanford. Among his awards are a Pushcart Prize, a Lannan Residency Fellowship, a PEN Beyond Margins Award, and a Guggenheim Fellowship. He lives in Chicago and teaches at Northwestern University. Learn more about your ad choices. Visit megaphone.fm/adchoices
Sterling K. Brown's role as Randall in the beloved series This is Us practically made him a household name. But the actor went to Stanford to study economics with the intention of working in finance. As you'll hear in Tom Power's conversation with Sterling, the pull of acting was too strong and he eventually transitioned to doing it full time. They discuss how he went from finance to acting, his mother's impact on him and his role as a secret service agent on the series Paradise.
Needless to say, it was another wild weekend in college softball. We'll do our best to recap what happened on today's In The Circle, powered by SixFour3. Eric and Victor break down the biggest results, including Arkansas' walk-off series win and Nebraska taking control of the Big Ten. Plus, Lonni Alameda picked up her 1,000th career victory as Florida State rolls along.You'll also hear our interview with UNC slugger Emily Legette about the historic pace her offense is setting in 2026. We recap UCF's home run surge in Houston and Duke and Stanford playing in yet another Game of the Year contender in the ACC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today it's a special honor to welcome Serhat Tutkal and Hevin Karakurt to Speaking Out of Place. These two scholars engage in a broad discussion of Kurdish history, culture, politics, literature and language, with particular attention to issues of statelessness, identity, and violence. We talk about the current moment with regard to Turkey, Syria, Palestine, and the US-Israel war on Iran and beyond. We use as a starting poet Serhat's remarkable essay, “Note from Non-People,” and then move to a discussion of his work on dehumanization. We end with imagining paths out of cycles of violence and dehumanization, and consider specifically the way we might imagine new sorts of utopias and vistas of life-affirmation.Hevin Karakurt is a PhD candidate in Comparative Literature at Stanford University, where she studies Kurdish literature across languages and territories. In this way, she works on the question of how a literature of a collective that shares neither one nation nor any one language might function. Before coming to Stanford, she worked as a researcher in the Swiss National Science Foundation funded research project “Half-Truths. Truth, Fiction, and Conspiracy in the ‘Post-Factual' Age”, at the University of Basel.Serhat Tutkal is a Kurdish academic. He is a postdoctoral researcher funded by the Secretariat of Science, Humanities, Technology and Innovation (Secihti) in Mexico. He has a PhD from Universidad Nacional de Colombia (Bogotá) with a dissertation on the legitimation and delegitimation of Colombian state violence. He mainly works on violence, racism, and dehumanization in West Asia and Latin America
In this final episode recorded at SXSW EDU, Dustin chats with George Phillip (“GP”) LeBourdais, a fellow FOHE member and Head of Learning at Edvisor.AI. He details the work his team does enabling faculty members to be more effective and efficient with their efforts. GP also shares his perspective on how AI can have positive impacts on achieving greater equity in the classroom. Guest Name: Dr. George Philip LeBourdais, Head of Learning, Edvisor.AI Guest Social: LinkedIn Guest Bio: Dr. George Phillip (“GP”) LeBourdais is a trained art historian who believes the best learning happens when humanistic inquiry meets technological innovation. His PhD from Stanford taught him to look carefully, to analyze how people see and make meaning. That slow, interpretive work is key to designing how students interact with AI. Currently, GP serves as Head of Learning (Special Advisor) at Edvisor.ai, leading academic strategy for an AI-powered platform transforming how college students engage with course content. GP embeds evidence-based pedagogy into product development and design multi-institutional efficacy studies. His team's early data shows the largest gains for at-risk students, - - - -Connect With Our Host:Dustin Ramsdellhttps://www.linkedin.com/in/dustinramsdell/About The Enrollify Podcast Network:The Higher Ed Geek is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The AI Breakdown: Daily Artificial Intelligence News and Discussions
Stanford professor Andy Hall argues that instead of fixating on AI dystopia, we should be racing to build AI tools that make citizens smarter, represent them more faithfully, and force institutions to be more accountable. NLW reads key excerpts from Hall's essay and makes the case that agents built for governance, not just business, could reshape the relationship between people and power.Brought to you by:KPMG – Agentic AI is powering a potential $3 trillion productivity shift, and KPMG's new paper, Agentic AI Untangled, gives leaders a clear framework to decide whether to build, buy, or borrow—download it at www.kpmg.us/NavigateMercury - Modern banking for business and now personal accounts. Learn more at https://mercury.com/personal-bankingRecall - The API for meeting recording. Get Get started today with $100 in free credits at https://www.recall.ai/aidbAIUC-1 - Get your agents certified to communicate trust to enterprise buyers - https://www.aiuc-1.com/Blitzy - Want to accelerate enterprise software development velocity by 5x? https://blitzy.com/AssemblyAI - The best way to build Voice AI apps - https://www.assemblyai.com/briefRobots & Pencils - Cloud-native AI solutions that power results https://robotsandpencils.com/The Agent Readiness Audit from Superintelligent - Go to https://besuper.ai/ to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Our Newsletter is BACK: https://aidailybrief.beehiiv.com/Interested in sponsoring the show? sponsors@aidailybrief.ai
What does a great patient experience really look like when people are at their most vulnerable? In this episode, I sat down with Stanford Health Care's SVP and Chief Patient Experience and Operational Performance Officer, Alpa Vyas, to explore how one of the world's leading healthcare organizations is rethinking the human side of care. From the outside, healthcare is often seen as a system of processes, technology, and clinical outcomes. But as Alpa explains, every interaction sits within a deeply emotional moment in someone's life, where fear, uncertainty, and complexity collide. That reality shapes everything. Our conversation goes back to the early days of Stanford's transformation, where Alpa recognized a gap that many organizations still struggle with today. Improvement efforts were underway, systems were being optimized, yet the patient voice was largely absent. Inspired by design thinking principles from Stanford's own d.school, her team began with empathy as the foundation. That shift changed the direction of everything that followed, from how feedback was gathered to how decisions were made across the organization. We also explored the role of technology, and where it truly fits. There is often a temptation to lead with AI or automation, but Alpa brings the focus back to culture, behavior, and trust. Technology, including platforms like Qualtrics, became powerful once the right questions were being asked and the right mindset was in place. Moving from delayed paper surveys to real-time feedback transformed not only how quickly issues could be addressed, but how patients felt heard. One story stood out where a patient received a follow-up call before even leaving the parking lot, a simple moment that redefined their perception of care. We also touched on "Operation Blue Sky," an initiative that looks beyond traditional surveys to capture insight from call recordings, messages, and other unstructured data sources. It opens the door to a future where healthcare providers can anticipate problems before they happen and intervene at the right moment. That raises important questions around pace, trust, and readiness, especially in an industry that has good reason to move carefully. This episode is ultimately a conversation about balance. Between innovation and responsibility, between efficiency and empathy, and between data and human connection. So how do we ensure that as healthcare becomes more advanced, it also becomes more human? And what lessons from this journey could apply far beyond healthcare?
Afternoon blablabla at Arizona garden at Stanford
Send us Fan MailDavid Bergeron went from Stanford to the NFL — and then transitioned into building a real estate investment firm.Drafted by the Philadelphia Eagles and spending time with the Titans and Panthers, David later shifted his competitive drive into business and co-founded Reseed Partners, a real estate platform inspired by Y Combinator-style talent sourcing and hyper-local operator investing.In this interview, David shares:• The 1% daily improvement mindset• Why curiosity compounds over time• The financial mistake of leaving a Stanford social media program before Facebook exploded• Why real estate remains hyper-local despite AI• The importance of teammates in both sports and businessFrom NFL Europe to capital formation, this conversation breaks down discipline, capital strategy, and long-term thinking.--- We'd like to extend a heartfelt thank you to Daniel Puder for joining us at the Family Office Club and contributing his time, wisdom, and energy to our athlete investor panels. Daniel is a former undefeated MMA fighter, WWE's $1M Tough Enough Champion, Deputy Sheriff, and Founder of MLMP. He currently serves as Co-Founder and President of MLMPI Prep Academy, Founder of My Life My Power, and Co-Founder of My Life My Brand. Beyond his impressive career, Daniel is an author, professional speaker, and passionate advocate for public education. His purpose-driven mission to inspire youth, empower communities, and equip law enforcement and educators with mentorship tools is deeply impactful. We are grateful to have had his leadership, insights, and authentic voice on stage at our summit. Thank you, Daniel, for helping make this event so meaningful.----------- Inside the Minds of Business Champions: Pro Athletes Unveil the Secrets of Top .1% Performers. Welcome to the Pro Athlete Interview Series, where we delve into the minds and stories of sports legends from around the globe! This series will provide you with rare insights into their journeys, triumphs, and the secrets behind their success. Whether you're a die-hard fan, an aspiring athlete, or simply curious about the inner workings of greatness, this series promises to deliver compelling interviews that will ignite your passion and fuel your drive. Start watching now and connect with the stars of the game like never before. Subscribe now and dive into the Pro Athlete Interview Series for an unforgettable journey through the hearts and minds of sporting legends! We hope you love watching my videos. Subscribe to this channel for the latest video. Have a nice day!https://familyoffices.com/
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Host: (ronthe3manweav)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
On their latest biweekly roundtable, the Cognitive Dissidents find that losing is winning in Iran for the technocracy's long-term plan, the energy shock of the Iran War isn't just about oil and gas but also about fertilizer and food with fears creating shortages before actual scarcity hits, and new lows in insider trading as hundreds of millions of dollars are wagered and won mere minutes before Trump's TACO tweet…these topics and many more! Watch on BitChute / Brighteon / Rumble / Substack / YouTube *Support Geopolitics & Empire! Become a Member https://geopoliticsandempire.substack.com Donate https://geopoliticsandempire.com/donations Consult https://geopoliticsandempire.com/consultation **Visit Our Affiliates & Sponsors! Above Phone https://abovephone.com/?above=geopolitics American Gold Exchange https://www.amergold.com/geopolitics easyDNS (15% off with GEOPOLITICS) https://easydns.com Escape The Technocracy (15% off with GEOPOLITICS) https://escapethetechnocracy.com/geopolitics Outbound Mexico https://outboundmx.com PassVult https://passvult.com Sociatates Civis https://societates-civis.com StartMail https://www.startmail.com/partner/?ref=ngu4nzr Wise Wolf Gold https://www.wolfpack.gold/?ref=geopolitics Websites Parallel Systems https://parallelmike.com Parallel Substack https://parallelsystems.substack.com Monica Perez Show https://monicaperezshow.com Monica Perez Substack https://monicaperezshow.substack.com About Parallel Mike Parallel Mike is an organic farmer, investor and host of both the Parallel Systems Broadcast & Parallel Mike Podcast. He is passionate about living purposefully, natural health and self sufficiency. About Monica Perez The Monica Perez Show offers a variety of content from Real NEWS REELs, where Monica uses her research and analytical skills to get to the bottom of top headlines from a perspective of truth, liberty & justice; Highlight Reels, where Monica kicks back with the best and the brightest from the podcasting world; and her Interview series where she brings listeners fascinating interviews with principled thought-leaders and experts in fields of interest essential to those who seek the truth about the parasites-that-be or simply pursue an autonomous and independently healthy lifestyle. Monica was a radio host for 8 1/2 years on WSB Radio in Atlanta; prior to that she was an investment banker in New York and Texas. From that previous life, Monica holds an associate's degree from Rockland Community College, a bachelor's degree from Harvard, and a JD-MBA from Stanford. She is a Chartered Financial Analyst as well as a member of the bar of the State of New York. Monica now resides in Los Angeles where, in addition to podcasting, she experiences life as a wife, homemaker and mother of three teens, all of whom–including a very special son who has Down syndrome–really keep things interesting! Monica is also a cocktail enthusiast who posts her favorite recipes on monicamixes.com.* (*This hobby may or may not be related to having three teens and living in LA.) Monica also co-hosted The Propaganda Report and the Drivetime News Blast as well as Deep Dives with Monica Perez.
The offseason never sleeps on Cougar Tracks, and neither do we. In this episode, KSL Sports BYU Insider Mitch Harper dives into BYU football's initial SP+ rating entering the 2026 season and what those early analytics might be telling us about expectations for the Cougars in the Big 12 and nationally. Mitch also dives into basketball, where the women's basketball team advanced to the WBIT Semifinals after defeating Stanford. He also shares his thoughts on some transfer portal prospects who have caught his attention. Then, finally, he caught up with BYU football sophomore EDGE rusher Hunter Clegg. Subscribe to the Cougar Tracks Podcast to stay up-to-date with all the daily episodes. Cougar Tracks is on YouTube and X every weekday at Noon (MT), and KSL NewsRadio at 6:30 p.m. (MT). Apple: https://podcasts.apple.com/us/podcast/cougar-tracks/id1146971609 YouTube Podcast: https://kslsports.com/category/podcast_results/?sid=2035&n=Cougar%20Tracks Spotify: https://open.spotify.com/show/2NCF1KecDsE2rB1zMuHhUh Download the KSL Sports app Google: https://play.google.com/store/apps/details?id=com.bonneville.kslsports&hl=en_US iOS: https://apps.apple.com/us/app/ksl-sports/id143593 Mitch Harper is a BYU Insider for KSLsports.com and hosts the Cougar Tracks Podcast daily on KSL Sports YouTube and KSL NewsRadio (SUBSCRIBE). Harper also co-hosts Cougar Sports Saturday (12–3 p.m.) on KSL NewsRadio. Follow Mitch’s coverage of BYU athletics in the Big 12 Conference on X (formerly Twitter) and Instagram: @Mitch_Harper. Want more coverage of BYU sports? Take us with you wherever you go. Download the new and improved KSL Sports app from Utah’s sports leader. Allows you to stream live radio and video, keeping you up-to-date on all your favorite teams.
Up first, Stanford medical professor Daria Mochly-Rosen argues that the tiny machines inside our cells — mitochondria — are quietly running the show, and that taking care of them can change how we feel, age, and function. Her book is The Life Machines: How Taking Care of Your Mitochondria Can Transform Your Health. And later, surgeon general nominee Casey Means connects metabolism to almost everything we care about—from mood to chronic disease—by sharing big ideas from her 2024 book Good Energy: The Surprising Connection Between Metabolism and Limitless Health.
Before heading to Augusta, Burko and Brentley get an early start on previewing the Augusta National Women's Amateur, which includes their annual snake draft. Other college news and results are discussed, from Texas Tech's victory at Valspar to Stanford's win at the Charles Schwab Women's Collegiate to a potential change in portal dates. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Today Asif and Ali discuss the nomination of Dr. Casey Means for the position of U.S. Surgeon General (no entertainment topic). They discuss her early background (including why Ali thinks he is a nepo baby) and how she went to Stanford medical school and left partway through residency. They then go over the (very few) positive aspects of her nomination. However, they spend most of the rest of the podcast discussing why she is a terrible choice for surgeon general, including her inability to practice medicine, her controversial beliefs and her waffling on certain issues. They then discuss Means' numerous financial conflicts of interest. The opinions expressed are those of the hosts, and do not reflect those of any other organizations. This podcast and website represents the opinions of the hosts. The content here should not be taken as medical advice. The content here is for entertainment and informational purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. Music courtesy of Wataboi and 8er41 from PixabayContact us at doctorvcomedian@gmail.comFollow us on Social media:Twitter: @doctorvcomedianInstagram: doctorvcomedianShow Notes:Good Energy: https://www.caseymeans.com/goodenergyWhat Casey Means and MAHA Want You to Fear: https://www.newyorker.com/books/second-read/what-casey-means-and-maha-small-want-you-to-fear“She Was Tearful About It”: The Nuances of Casey Means's Medical Exit and Antiestablishment Origins: https://www.vanityfair.com/news/story/the-nuances-of-casey-means-medical-exitFact-Check: Did RFK Jr. Use Steroids to Build Muscle? Here's What We Know: https://www.newsweek.com/fact-check-rfk-jr-steroids-muscle-claims-2055117Who Is Dr. Casey Means: https://www.nytimes.com/2025/05/07/science/casey-means-trump-surgeon-general.html#Casey Means, Critic of Mainstream Medicine, Poised to Become Nation's Top Doctor: https://www.nytimes.com/2026/02/25/well/casey-means-surgeon-general.htmlSurgeon General Nominee Pledges to Divest From Wellness Interests: https://www.nytimes.com/2025/09/16/health/casey-means-financial-invesments-surgeon-general.htmlUS needs a crisis-tested surgeon general, not an influencer: https://www.usatoday.com/story/opinion/voices/2026/03/12/trump-surgeon-general-nominee-casey-means-unqualified/88961719007/The Pill and the Women's Liberation Movement: https://www.pbs.org/wgbh/americanexperience/features/pill-and-womens-liberation-movement/https://www.linkedin.com/posts/casey-means-md_in-this-clip-on-tucker-carlson-network-i-activity-7232891868361977856-HPoT/https://www.caseymeans.com/learn/newsletter-38Trump, Kennedy defend new surgeon general pick amid MAGA backlash: https://www.reuters.com/business/healthcare-pharmaceuticals/kennedy-defends-new-surgeon-general-pick-maga-backlash-2025-05-08/https://en.wikipedia.org/wiki/Laura_Loomer Hosted on Acast. See acast.com/privacy for more information.
Tobi Konitzer was born in Germany, and studied cultural studies as an undergraduate student. Eventually, he went to Duke to get a PhD in political science. And that eventually changed to be a PhD in computational social science at Stanford - which is basically writing code to answer social science questions. After graduating in 2017, he joined Facebook Research for a year, then founded two AI startups. Outside of tech, he has 2 young daughters, who he likes to spend time with and take to the park. He used to be an avid trail runner, but his favorite to do is think... and to do so as often as possible.For the last 10 years of his career, Tobi has been chasing optimized decisioning and outcomes using AI. Five months ago, he decided to join his current venture, and use AI to shift the conversation from "tooling for marketers" to using AI to build an autonomous decisioning system, that learns and improves over time.This is Tobi's creation story at Growthloop.SponsorsUnblockedTECH DomainsMezmoBraingrid.aiLinkshttps://www.growthloop.com/https://www.linkedin.com/in/tobias-konitzer-phd-65984454/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
WHERE HEALTH ISSUES REALLY COME FROM: THE SPIRITUAL ROOT OF PHYSICAL PROBLEMS Dr. Alex Loyd reveals why every health issue—physical, emotional, or relational—is fundamentally a spiritual issue at its root. YOUR HYPOTHALAMUS IS SEARCHING FOR LOVE VS. FEAR Your hypothalamus decides whether to shift you into success mode or failure mode by searching for a love-based signal or a fear-based signal. Since there's no love without relationship, and love is the biggest spiritual issue on the planet (with fear being the absence of love), everything ultimately comes back to spiritual health. Double-blind research discovered a 600% difference in health outcomes based on one factor: conflicted relationships (a love problem). THE STRESS BARREL EFFECT If your total stress (physical, mental, spiritual) is not full or almost full in your metaphorical barrel, your immune system can handle anything. But as soon as that barrel overflows, you flip into fight-or-flight stress mode, your immune system suppresses, and you experience negative emotions and physical tension—even though you're NOT actually in danger. As life goes on and your stress barrel fills up, you break at your weakest link (different for everyone). Once you've broken once, your stress level stays higher and you're more likely to break again. YOUR GENES DON'T CONTROL YOUR HEALTH—YOUR BELIEFS DO Dr. Bruce Lipton's research at Stanford and University of Wisconsin proved that cells function normally even when DNA is removed. Your genes and DNA don't control your health—your beliefs do. That's why he wrote "The Biology of Belief." The beliefs and memories causing your issues are in your unconscious, subconscious, and ancestral mind. You don't usually know what they are. Until you heal your heart and those memories, progress feels like an uphill battle. Q&A HIGHLIGHTS: SHEEN'S TESTIMONY: Hidden spiritual issues in her family came to light after a "collapse" in her life. She always felt "something doesn't add up" but never knew what. Dr. Alex explains why unresolved spiritual issues are like "stress bombs" that can't NOT affect you. INTERVENTION #3 BREAKTHROUGH: Sheen shares how the "mourning and groaning" intervention (Romans 8) released emotions from present, past, and generational trauma. Dr. Alex agrees: "That's my favorite one now." GOALS VS. EXPECTATIONS: How to pursue dreams without stress—hold them as desires/hopes/prayers with open hands, not closed hands. HARRY'S INSIGHT: Hard times are the best time for motivation. If you can conceptualize self-improvement as a meaningful response to hardship, you'll find it easier to carry out and easier to bear. KEY QUOTES: "I don't think you can have an unresolved spiritual issue that's not affecting you. They become little stress bombs inside your unconscious mind until they're resolved." "When you look at your life and can't figure it out—'something's just not right'—that's a heart issue. That's a spiritual issue." "Your genes and DNA do not control this stuff. Your beliefs control this stuff." "Hold your goals with open hands, not closed hands, as a prayer, desire, or hope." RESOURCES MENTIONED: - Exhaustive Negative Emotion Feeling Chart: dralexanderlloyd.com → Research and Resources - The Biology of Belief by Dr. Bruce Lipton - Practice of Paradise Interventions (especially Intervention #3: Mourning and Groaning) SCRIPTURE REFERENCES: - Romans 8 (Mourning and Groaning) - Galatians 5:22-23 (Fruits of the Spirit) Visit dralexanderlloyd.com for resources and to join the Practice of Paradise Mentorship community.
Court is in session on this 2001 Reese Witherspoon star vehicle, based on the book by Amanda Brown, who channeled her own real-life experiences as a blonde Stanford law student into a book that sparked a studio bidding war. Reese Witherspoon faced her own struggles landing the lead role after being typecast as Tracy Flick from Election. However, with her turn as Elle Woods, a fashion-forward Harvard Law student who proves that beauty and brains can go together, Reese Witherspoon found a breakout role and theatergoers found an instant classic. It's not just Reese Witherspoon; also with her are Luke Wilson, Jennifer Coolidge, Selma Blair, Ali Larter, Holland Taylor, and Victor Garber. Opening with just a $20 million first weekend, the film directed by Robert Luketic went on to earn $142 million at the global box office as a sleeper hit. This strong precedent has led to sequel, a Broadway musical, a reality TV show about casting the musical, a direct-to-video spin-off, and now there's an Amazon prequel series, Elle, set to debut in July. Ever the arbiters of justice and good taste, our hosts will now sit in judgement of the age-old adage: blondes have more fun. It may not be fair, it may not be easy, but it is Legally Blonde! For more geeky podcasts visit GonnaGeek.com You can find us on iTunes under ''Legends Podcast''. Please subscribe and give us a positive review. You can also follow us on Twitter @LegendsPodcast or even better, send us an e-mail: LegendsPodcastS@gmail.com You can write to Rum Daddy directly: rumdaddylegends@gmail.com You can find all our contact information here on the Network page of GonnaGeek.com Our complete archive is always available at www.legendspodcast.com, www.legendspodcast.libsyn.com Show Music:Danger Storm by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 https://creativecommons.org/licenses/by/4.0/
Bill Stanford - Community Lenten Series, 2026 - Part 5
Huge news today as US courts deliver landmark rulings against Meta and YouTube for knowingly harming children. Duncan breaks down why this is the wake-up call parents and lawmakers needed to push through New Zealand's social media ban for under-16s. Education Minister Erica Stanford also joins the pod to discuss the massive structural changes coming to NCEA. From 2028, school is getting harder with a new focus on core subjects and national consistency. Learn more about your ad choices. Visit megaphone.fm/adchoices
David Sussillo (Emergence: A Memoir of Boyhood, Computation, and the Mysteries of Mind) is a technologist, neuroscientist, and professor at Stanford University. David joins the Armchair Expert to discuss growing up with two parents that were addicts, experiencing extreme poverty throughout his childhood, and the joy of finding a best friend during that time. David and Dax talk about how the immersion and rules of video games amid the chaos of his life became the precursor to his research today, ending up in a series of group foster homes for several years, and his dream of going to college functioning as a protective shield for his future self. David explains being orphaned by the living while in foster care, the elation of receiving a full ride to Carnegie Mellon to study computer science, and the deep learning neural network research he now leads at Stanford.Check Allstate first for a quote that could save you hundreds: https://www.allstate.com/Head to turbotax.com to find a store location near you and get matched with a TurboTax expert — with real-time updates in the iOS app.This episode is sponsored by AppleTV. Learn more at: https://tinyurl.com/mr2caw2cSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
I met Sadhvi Saraswati at Mindvalley in Amsterdam this summer and I knew I had to bring her on the podcast. She grew up in Hollywood, went to Stanford, was in the middle of a PhD program and then one moment on the banks of the Ganga in Rishikesh changed everything. She never went back. Now she is the co-founder of the Ganga Aarti, the largest daily spiritual ritual on the sacred Ganges River, she speaks at the UN about women's rights and spirituality, and she is one of the most grounded and luminous teachers I have ever sat with. This conversation went everywhere. From what Sanatana Dharma actually is and why it is for all of us, to cultural appropriation, to the very real and very personal question of how do we keep our hearts open to sacred love in a world that feels so hard to love in right now. In this episode we explore:
If unexpected wars and oil shocks have been big features of recent history, so too are economic recessions – another downturn perhaps ahead in 2026. Tyler Goodspeed, a former Hoover Institution fellow and author of the forthcoming book, Recession: The Real Reasons Economies Shrink and What To Do About It, joins GoodFellows regulars Sir Niall Ferguson, John Cochrane, and Lt. Gen. H.R. McMaster for a tutorial on economic conditions and lessons past and present. After that: The three fellows discuss the latest in the Iran conflict including the feasibility of a peace agreement by week's end as demanded by President Trump, the odds of land forces entering the equation in the near future, plus possible economic hardship ahead should the fighting linger. Finally, in the “lightning round”: why the late Stanford biologist Paul Erlich was so amiss in predicting a doomed planet (not unlike climate alarmists) and H.R.'s favorite Chuck Norris jokes in honor of the recent passing of the famed Hollywood tough guy. Subscribe to GoodFellows for clarity on today's biggest social, economic, and geostrategic shifts — only on GoodFellows.
In the second installment of our Paths Less Traveled series, Stacy Blackman interviews Terry Cumes and Tristen Langley, a married couple who share how the same Stanford GSB foundation led one to global wellness entrepreneurship and the other to top-tier technology investing — and what this says about career optionality, partnership, and long-term impact. Here are the full bios for these amazing interviewees: Tristen Langley has over twenty-three years of experience in venture capital, operations, M&A and equities research with leading international investment and technology companies. Langley sourced, led and was operationally involved with private investments that have returned over $5 billion to investors. Tristen Langley holds an MBA from the Stanford Graduate School of Business. She completed her graduate studies in software engineering at the Fraunhofer IESE, Germany. She earned a Bachelor of Science (First Class Honors) from the University of New South Wales and was the recipient of the University Medal. Tristen is now the Executive Director and Cofounder of Amalfi Capital Management, Limited. Terry Cumes is an international executive who has built, launched, and managed several global travel and education businesses. Terry is currently the CEO of Willka T'ika Essential Wellness, Peru's original luxury wellness center located in the Sacred Valley. Under Terry's leadership, Willka T'ika welcomes scores of groups each year from around the world. Each group is unique with programmatic themes ranging from yoga and mindfulness to transformative leadership in business. In 2022, Willka T'ika was included in "9 of the World's Best Wellness Retreats" by CNN and nominated "Best Digital Detox Retreat" by Vogue Magazine.
This time of year, many Stanford Athletics programs are on road trips, while others are celebrating national championships! Stanford Softball is on an extended stay in North Carolina, having swept the Tar Heels last week and facing Duke this week. Senior infielder Taryn Kern tells how the team is spending the spring break back East and covers her road from San Jose to Indiana to The Farm. Meanwhile, redshirt freshman Aden Valencia is Stanford wrestling's third-ever national champion! Aden joins the show to react to his stunning win and reveal how the Cardinal were able to have a terrific showing in Cleveland. Plus, 3 Things you need to know around The Farm, including updates on women's basketball, women's swimming & diving, and women's gymnastics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week saw top teams like UCLA, Stanford, USC and TCU idle, however that didn't stop the rest of the other top teams from pulling off big wins, like #9 Cal over #4 Texas, and #16 GCU over #12 LSU. University of Hawaii's Sydney Miller and Rob review and recap Week 5 of the NCAA Collegiate Beach season as we inch closer to conference tournament time and begin looking at At-Large berth scenarios! Throughout the episode we discuss a few career milestones for some Mustangs, Seminoles and a Sundevil! Thanks for watching or listening!
Red to Green - Food Tech | Sustainability | Food Innovation | Future of Food | Cultured Meat
Most founders walk onto stage cold. Even Usain Bolt doesn't do that.In this solo episode, Marina shares the exact warm-up routine she uses as a professional moderator — a five-minute ritual that will make you sharper, more confident, and more connected with your audience. Do this before your next pitch, panel, or keynote and you'll be in the top 5% of speakers on stage.The framework: Breath → Body → Mind. Always in that order.
If/Then: Research findings to help us navigate complex issues in business, leadership, and society
Steven Callander has spent years building a mathematical framework to answer the question of how people learn from experience. “Here in Silicon Valley, the expression that you learn from failure is very widespread and very intuitive. But the question is… what do you learn? How do you optimally learn from that experience?”In this episode, Callander, the Herbert Hoover Professor of Public and Private Management and Professor of Political Economy at Stanford Graduate School of Business, explains the hidden, deceptively simple logic of correlated learning — and it may change how you think about finding the right job, the right market, or the right strategy. “It fascinates me and I can't stop thinking about it,” he says. Has theory made an impact on your life? Tell us more at ifthenpod@stanford.edu.Related Content:Steven Callander faculty profileHow to Turn Old Ideas Into Creative Solutions to Modern ProblemsWhat We're Still Learning from Silicon Valley's Bank CollapseChapters:00:00 Ann Miura-Ko on learning and the search for patterns in Venture capital02:51 Introduction05:23 What is correlated learning?06:40 Where does this research apply in the real world?09:28 Brownian Motion12:45 Steven Callander's Framework15:25 Examples of correlated learning when seeking expert advice20:53 Applying correlated learning23:57 Why correlated learning research?24:51 ConclusionIf/Then, from Stanford GSB, features conversations with faculty that explore how their research deepens our understanding of business and leadership.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Send us Fan MailA recent Atlantic article revealed that nearly 40% of Stanford undergraduates receive disability accommodations — and the takes have been bad ever since. In this episode, we break down what the outrage gets wrong, why the 40% number actually makes sense, and why the real question isn't 'why so many students?' but 'why is the system designed this way?'Here's the original Atlantic article, "America's colleges have an extra-time-on-tests problem” by Rose Horowitch, published on Dec 2, 2025. https://www.theatlantic.com/magazine/2026/01/elite-university-student-accommodation/684946/(non-paywalled version): https://archive.ph/gFRz4 Here are the other two articles we reference:https://reason.com/2025/12/04/why-are-38-percent-of-stanford-students-saying-theyre-disabled/https://ca.news.yahoo.com/40-stanford-undergrads-receive-disability-155441769.html(non-paywalled version): https://archive.ph/gFRz4 We're Sonja and Nick — parents of a dyslexic kid and your guides on this journey. We created Dyslexia Journey because we know how isolating it can feel when your child struggles with reading and school isn't helping. Every episode brings practical strategies, expert interviews with psychologists, educators, and reading specialists, plus real stories from dyslexic adults who've thrived. Whether you're a parent navigating diagnosis, IEPs, and accommodations, or a dyslexic adult looking for community — this show is for you. Got a question or a guest idea? Reach out at parentingdyslexiajourney@gmail.com. Also check out our YouTube channel! https://www.youtube.com/@ParentingDyslexiaJourney
A new document from The Aspen Institute makes a blunt point: America's water systems are strained by climate, growth and aging infrastructure, and the nation has no coherent plan to deal with these challenges. The report calls for a national framework to modernize infrastructure, reform governance and elevate water as a core economic issue. To find out more about what it will take to move this from proposal to action, I'm joined by Dr. Newsha Ajami, founding director of the Risk, Resilience, and Recovery program at Stanford.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
En el episodio de hoy: OpenAI cancela Sora y todos sus productos de vídeo tras quemar millones sin retorno — incluido el acuerdo con Disney. Stanford publica el primer estudio con datos reales sobre chatbots y salud mental: más del 70% de respuestas eran sycophantic y casi la mitad contenían ideas delirantes. Musk reconoce públicamente que xAI está mal construida y ordena despidos masivos semanas antes de la mayor salida a bolsa de la historia. La Casa Blanca publica su marco de regulación de IA en cuatro páginas que básicamente anulan las leyes estatales sin reemplazarlas. Y un kit de espionaje ruso para hackear iPhones aparece gratis en GitHub — actualiza tu teléfono.Puedes seguirnos en YouTube en https://youtube.com/olivernabani y puedes unirte al Discord Mashain en https://olivernabani.com/discord
The Education Minister's blaming human error, after using her official email to promote a National Party video to schools. Erica Stanford sent principals guidance on a new assessment system, but included a link to a Party YouTube video in which she explains the tool. Newstalk ZB senior political correspondent Barry Soper says Labour's Ginny Andersen has voiced concerns over this - which sparked further debate in the House. LISTEN ABOVESee omnystudio.com/listener for privacy information.
We discuss the 20th anniversary of the AIGAC (Association of International Graduate Admissions Consultants)
At the mid-point of the season it looked as if ACC men’s basketball had re-emerged while the women were not quite up to snuff. Never, ever judge a book by it’s cover applies liberally in this instance. The conference women are demonstrating their prowess with North Carolina, Notre Dame, Virginia, Louisville and Duke all moving forward in the NCAA Tournament. Stanford and Cal have moved into the Quarterfinals of the WBIT with wins over Quinnipiac and Kansas State respectively. Listen To More ACC Nation Podcasts As for the men’s side only one team moves on in the NCAA Tournament and the door has been shut in the NIT for conference teams. Duke moves into the Sweet 16 with a win over TCU and will face St. John’s who nipped Kansas, 67-65. Basketball It’s been an amazing post-season run of basketball for both men and women with more than a fair share of close games, overtimes and upsets. You wouldn’t expect anything less at this time of year. Will and Jim take a look at a number of ACC teams and others playing for titles. The scores, some analysis and thoughts on how teams have and how they may perform moving forward. Listen, like and subscribe to ACC Nation podcast. The program is available on streaming radio and you can watch on our YouTube channel.
Mindset is everything, but what if your beliefs are holding you back? Nir Eyal faced this painful reality when readers praised his work, yet still struggled to change their habits or act on a single piece of advice. It led him to a deeper truth: in a world overflowing with information, knowledge isn't the problem; hidden limiting beliefs are. That realization led him to write Beyond Belief. In this episode, Nir shares personal development tools to help you uncover and destroy the beliefs silently sabotaging your success in business, relationships, and life. In this episode, Hala and Nir will discuss: (00:00) Introduction (00:00) Why Nir Wrote Beyond Belief (04:13) The Rat Study: How Beliefs Drive Persistence (08:49) How Beliefs Become Your Biology (14:42) What Is the Motivation Triangle? (20:35) How Beliefs Hijack Your Reality (30:05) Building Entrepreneurial Alertness and Luck (39:16) Reframing Beliefs to Improve Relationships (49:53) The Power of Anticipation in Business (55:57) The Danger of Limiting Identity Beliefs (01:01:53) Live Coaching to Overcome Limiting Beliefs Nir Eyal is a bestselling author, behavioral design consultant, and former Stanford lecturer known for teaching the intersection of psychology, technology, and business. His groundbreaking books, Hooked and Indistractable, have sold over one million copies in more than 30 languages, helping entrepreneurs and leaders worldwide. His newest book, Beyond Belief, reveals how to identify and replace the hidden beliefs that define our limits. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay Huel - Grab nutritionally complete meals you can drink. Get 15% off with code PROFITING at huel.com/PROFITING Resources Mentioned: Nir's Website: nirandfar.com Nir's Book, Beyond Belief: bit.ly/NE-BBelief Nir's Book, Indistractable: bit.ly/NE-Indistractable Nir's Book, Hooked: bit.ly/NE-Hooked Nir's LinkedIn: www.linkedin.com/in/nireyal YAP E34 with Nir Eyal: bit.ly/NE-E34 Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Positivity, Human Nature, Human Psychology, Critical Thinking, Robert Greene, Chris Voss, Robert Cialdini
The ACC Offseason Vibe Check is here. Alex and Richard check in with all 17 ACC football schools and throw in Notre Dame as well. In this episode …* 1:31: Miami made a big playoff run and then simply reloaded * 4:14: Duke won football, men's basketball, and women's basketball conference titles in the same year, and yet still has bad vibes because of some devastating portal losses * 7:47: Georgia Tech's fourth defensive coordinator under Brent Key, the Buster Faulkner exodus to Florida, and whether Alberto Mendoza can be the next Haynes King* 10:16: SMU's offensive coordinator change leaves Kevin Jennings is looking around the empty house wondering who's going to help him* 13:29: Stanford brings on Tavita Pritchard as Andrew Luck's handpicked guy, and Yale transfer Nico Brown is the portal add to watch* 17:01: Virginia might really be building something now? * 19:25: Cal has a legitimately improved talent picture under Tosh Lupoi * 22:56: NC State went 8-5, but doesn't feel like an 8-5 program * 24:45: Louisville is setting itself up for another preseason hype cycle * 28:17: Wake Forest had a great first year under Jake Dickert and may find itself strained to keep the momentum going * 29:09: Boston College's year-two flameout to 2-10 under Bill O'Brien leaves questions about what happens now * 32:54: Syracuse continues to cook in recruiting, but will need a QB * 34:32: North Carolina looks better, at least on the field* 36:52: Clemson may – may! – be getting close to the end * 41:52: Pitt kept its QB and OC, but the money situation is a big problem * 45:40: Notre Dame brings back most of the band and takes a shot at an Ohio State wide receiver * 51:30: Florida State's early-season schedule could end the Mike Norvell era by mid-October* 58:41: Virginia Tech is the most fascinating team in the sport to Alex, but we'll mainly talk about the Hokies on a larger show next week This episode is free, but to get lots more, become a paid subscriber todayFor $10 a month (or a free month with the whole year), you get:* Roughly twice as many episodes (usually two bonus a week in season and once a week out of season, but sometimes more)* Our entire back catalog of hundreds of bonus episodes, with many of them focused on evergreen topics from college football history* Subscriber Q&A opportunities* The knowledge that you're helping us make an audience-driven podcast about college football and keeping this thing alive and well This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.splitzoneduo.com/subscribe
Hear how real estate investors can transition out of active landlording while staying invested in the asset class. Keith speaks with Ari Rubin, founder of Flock Homes, about using a 721 Exchange to move from directly owned rental properties into a professionally managed partnership structure. They discuss why exit planning is essential, how this strategy can defer taxes, reduce hands-on management, and provide diversified, passive income and appreciation potential for long-time landlords and portfolio builders alike. Resources: To see whether a 721 Exchange could work for your rentals, request a free property evaluation at flockhomes.com/gre Episode Page: GetRichEducation.com/598 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE I'm your host. Keith Weinhold, when it's time for you to sell your rental property, there's a vehicle you may not have heard of that allows you to exchange it into a partnership. This makes it hands off for you. Defers your capital gains tax and depreciation recapture, while you still can enjoy appreciation and cash flow. It's the exit strategy that helps you retire from landlording, known as the 721 exchange today on get rich education, Corey Coates 0:34 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:17 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com, Speaker 1 1:51 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:07 Welcome to GRE I'm your host. Keith Weinhold, the voice of real estate investing since 2014 today's show should help a lot of people as you grow your real estate portfolio over time. You add to it and you multiply it. You do that by using more of your own money and more of other people's money and more of your equity from one property to buy another property. But we've all got to begin with the end in mind, today's show is about your exit strategy, how to sell your property, whether it's selling all of them or some of them, and you're doing that in both a tax efficient way and a management efficient way, because it's about how to exchange them into a partnership. Still get financial upside for appreciation and cash flow, but yet you achieve about as much passivity as what you would have with a Schwab or say, Vanguard mutual fund. Now, back when GRE began, over 11 years ago, we wouldn't have done a show like this because most new listeners were in acquisition mode learning about the GRE way, and that might still be true, but today, we've got both new listeners and longtime listeners that have engaged with GRE investment coaches and learned from listening to each weekly episode, and have built their portfolios and have turned get rich education into got rich education. Congratulations. A lot of you have now achieved financial freedom, and you're looking for an eventual exit. Now, even if you own dozens of rental properties like I do, you don't feel much management strain most of the time, because also, like I do, you outsource to property managers, but some of you self manage, and you can then achieve real relief when you exit before we bring in our expert guest and discuss The 721 exchange. Hey, you've seen me write about the Iran war in our newsletter, and you've seen me discussing it on YouTube. The short story is that war is really expensive, war is inflationary, and war in Iran could very well be setting us up for another inflationary wave like we had from 2021 to 2023 I'm probably going to talk more about it next week, if the war is still ongoing, and what it means to real estate investors. Also a lot of great episodes coming up here at GRE including the show debut. Two of Redfin chief economist Darrell fairweather PhD, who will be here with us soon as for this week, let's learn about an efficient real estate exit strategy. Keith Weinhold 5:17 This week's guest is someone that is going to help a lot of you, so I've really anticipated having him on educated at Harvard and Stanford. He went on to become a somewhat conventional investment manager, until he was motivated by his parents experience as Chicago landlords to launch another venture in 2021 which you'll learn about today. Welcome to GRE Ari Rubin Ari Rubin 5:42 Keith, thank you so much for having me on the show today, and to all your listeners out there. It's great to meet all of you, and thanks for listening in today. Keith Weinhold 5:49 Yeah, Rubin is spelled r, u, B, I N, yeah, I understand you've heard from some of our listeners Speaker 2 5:55 exactly, I actually heard about your podcast and your show from a number of our clients will go more into the problem that we're solving and the types of landlords that we work with, but some of them have been listening you to you for a long time. Some of them got motivated to get into real estate because of your show. So yeah, really excited to be here chatting with you today. Keith Weinhold 6:17 Well, thanks so much. Basically, what you do is you help people retire from landlording, but not real estate. We'll get more into that later. But a lot of times when investors have been in the direct real estate investing game for a while, they begin to feel like they've got their dollars trapped in this real estate game. And it can be easy to argue there's no other place you'd rather have it, but tell us more about that trapped feeling with managing rental properties. Speaker 2 6:45 Yeah, So Keith, maybe just to start out, I want to just talk about the problem that we're solving at flock. So as everyone knows, and there's a lot of resources out there, real estate is a great place, a great way to build wealth, and it's a lot of work, and it takes a lot of effort and a lot of skill and a lot of time, but we find that not enough folks think about, once you get in, how do you exit? And just for those on the show who are listening, who aren't even in real estate yet, or maybe they're just a couple of years into real estate, you always want to think about your exit, and at a certain point, once you've owned real estate for five years, 10 years, 30 years, at some point in your life, you're going to want to exit, and that's because, at the end of the day, managing and owning Real Estate takes work. You can hire a property manager, but you still have to manage even the best property manager doesn't really solve all the problems of being a landlord. For example, if you have an eviction, you still have to pay for that. If you have a massive capital improvement, roofs to replace, HVACs to do, you're still on the hook for that. Ultimately, you're liable when you own real estate, right? You could be sued. You have a feeling, and you should be responsible for your residence and for the homes. So at the end of the day, at a certain point, every single person in this world will get to the point where they're like, I'm done owning real estate. I want to retire. I want true peace of mind. But the problem with that is, when you're ready to exit, you got to sell. That's really the only way out. Maybe you're fortunate enough to have some kids who want to take over the business or the properties, but you know, if you're like a lot of clients that we work with, your kids, maybe they're on to bigger and better things. They've moved across the country. Or, you know, this generation doesn't fix things like the last one did, right? And so unless you have kids who are really, really ready to step up and be super hands on, you don't have an exit and selling, of course, triggers a huge tax liability. So when you sell real estate, you not only have to maybe kick out your tenants and stage the house and pay all the frictions and all the fees, the biggest thing is you have to pay capital gains and depreciation or capture taxes. And we'll come back into what all that means and all how that looks like. So in summary, when you sell real estate and you've owned for a long time, you could be faced with losing upwards of 30% of your equity, which is a lot of money. That's a big chunk of your nest egg, of your net worth. You also you love real estate, you've done really, really well with real estate. So at flock, we've built the retirement solution for landlords, and we'll go more into how this all works, but essentially, we help people with the most cost efficient, seamless exit strategy by exchanging their equity for shares. In our larger fund. So that's just very quickly, the problem that we're solving and some of the clients, the problem that we work with Keith Weinhold 10:08 this is important. I'm a longtime real estate investor. I have not self managed in many years, but I basically asset manage my managers oftentimes reading their monthly statements, replying to emails about various things, but yeah, there is some day in which I probably wish to not have to do that anymore, and indeed, selling it all would incur a steep capital gains tax. Now what I've done is I've done cash out refinances and 1031 exchanges along the way to continue to defer any tax obligation that I have. But of course, when I do a 1031, exchange, I grow my portfolio, and there's more to manage, Speaker 2 10:50 exactly. So you know, you just laid out two excellent options out there for ways to sort of consolidate, or, you could say, even better, leverage your equity in real estate. You can do a cash out refi, and that's of course, where you pull cash out of the properties so you're more liquid, or you buy more real estate, or you can do something called a 1031 exchange. And Keith, I'm sure a lot of your listeners out there know what a 1031 exchange is, but just for everyone listening in in or in case folks are less familiar, a 1031 exchange is essentially a real estate loophole. It used to apply to artwork and airplanes and a lot of other stuff. Now it's just real estate, and it's a part of the tax code that says you can sell your real estate, and if you follow this process within a certain timeframe, and then use what's called a Qualified Intermediary, you can roll those proceeds forward and buy new real estate and defer that tax liability into the future. Now the benefit to that is you just achieve tax deferral, but as you said, you still own real estate, and so for a lot of younger investors out there, a 1031 exchange is a really effective way to continue to grow their portfolio, or be more thoughtful about their approach. But for longer time real estate investors, a 1031 exchange doesn't really solve your problem. You still own real estate, you're still liable for tenants, for toilets, for trash, right? And so if you're trying to really retire from being a landlord, a 1031 exchange doesn't really do that. And of course, a cash out refi, all that does is just take on more debt and more risk and more liability. Great option if you're young and you're still trying to grow when we hear from a lot of clients, maybe not the best option in the second half of your life as you're really trying to focus on wealth preservation. Keith Weinhold 12:51 Yes, a lot of our listeners are indeed familiar with the 1031, tax deferred exchange. You're typically trading up and deferring your tax on the way. And that trading up, it really just gets you even more into real estate investing, because with almost every 1031 exchange, you're going to own more doors than when you began the process. However, a lot of people aren't as familiar with the 721 exchange. Why are people less familiar with it? Ari Speaker 2 13:21 great question, Keith, and you're right, less people are familiar with it. So in plain English, the 721 exchange, it's also part of the tax code. It's not a real estate loophole. It actually applies to equities or many other asset classes. And in plain English, what it says is, Keith, you own, let's say a million dollars worth of assets you can exchange. You can contribute those assets into a partnership and receive back a million dollars worth of shares or units of the partnership. And in doing so, it's a tax deferred exchange. There are some nuances that you have to be mindful of, just like in a 1031 exchange in terms of boots and cash out refis, but as a general rule, it's a lot more flexible and a lot more seamless than a 1031 exchange. And so again, Keith, you sell, you exchange, you contribute your properties into a fund or into a partnership using the 721 exchange. You now own shares of that partnership. You get all the returns and cash flow and ongoing tax benefits from owning shares in the partnership. To your question, why do less people know about the 721 exchange? It's very common in large commercial real estate, big real estate investment trusts have been using the 721 exchange for decades. The problem with it is it's really complicated to do. So these transactions are quite laborious. There's lots of paperwork. Historically, you would need an army of lawyers and accountants and tax professionals just to consummate one of these things. Surely, if you had a $500 million apartment building or office complex, you would be familiar with this. But until now, no one had really built this for the little guy. And I'm putting that in quotes, right? Because, you know, if you own 10 single family rental homes, 50 single family rental homes, even one single family rental home, you could have hundreds of 1000s of dollars, millions of dollars of equity. You're not such a little guy or gal, right? But these are the moms and pops who own the vast majority of real estate in this country. And so our idea at floc was to go out and, for lack of a better term, democratize access, to give access to this really powerful wealth preservation tool, the 721 exchange, a mechanism that's been used by ultra high net worth families and big institutional investors and big Wall Street firms for decades, and really enable it to the masses out there, To the millions and millions of hardworking Americans who have built up these properties, these portfolios, for decades. Keith Weinhold 16:27 I've got to say I had heard of the 721 exchange quite a long time ago, but it wasn't until last year that I became more familiar with it, and more familiar with what you do, and realizing that this could help an awful lot of people. You're listening to get rich education. We're talking with flock homes founder, Ari Rubin, about the 721 exchange, how it works and how it might be able to help you more when we come back, I'm your host. Keith Weinhold, Keith Weinhold 16:53 let me throw out a simple idea, sometimes doing nothing with your money is actually a decision. Leaving it parked. Might feel safe, but over time, purchasing power changes. So the conversation isn't about chasing returns, it's about intentionally placing money somewhere. Freedom. Family investments works in real estate people use every day, housing, senior communities, essential properties, things tied to living and not trends. Their freedom notes offering is built for accredited investors looking for structured income backed by real assets, not speculation. I am an investor with them myself. The Freedom team makes themselves available to walk through their approach, structure and operating philosophy so you can ask questions and determine alignment before moving forward, while past performance doesn't guarantee future results, their historical operating philosophy has yielded 100% investor payouts backed by over 20 years of experience. If you want clarity before making any moves. Book, a clarity call at Freedom family investments.com or text family to 66 866, text the word family to 66866 Keith Weinhold 18:15 flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio, through a 721 exchange, deferring your capital gains, tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation. See if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g R, E. Todd Drowlette 18:54 This is the star of the A and E show the real estate commission. Todd rollette. Listen to get rich education with my friend, Keith Weinhold, and don't quit your Daydream. Welcome Keith Weinhold 19:04 back to get rich Education. I'm your host, Keith Weinhold, here on episode 598 we're talking with flock homes founder, Ari Rubin, where they help real estate investors retire from landlording, but not so much real estate with a 721, exchange is something that can be used for retiring landlords along with active landlords if they're just looking to offload one or two properties to exchange into this partnership that we've been talking about. And Ari on your website. It was interesting. I watched the video of you and a woman where you somewhat had to convince the woman to start this fund that did not have any properties in it yet, which is really interesting. And before we're done, we'll talk about. How many properties you have in the portfolio and how many investors you have, but this is something that an investor can exchange their properties into, and yet they still receive the financial upside of both cash flow and appreciation. So tell us more about that Speaker 2 20:16 exactly. So I'll just quickly explain how it all works. And I do want to also touch on our first client ever, our first landlord ever. Surely, everyone has their story of how they got started in real estate. But you know, for us, at the end of the day, it's a people business. You know, our clients are the millions and millions of mom and pop landlords out there. Shirley was a single mom, Navy vet physician, had this home that she used to live in. She knew she should be building wealth through real estate, so she held on to the property. It was the middle of covid. She had a long term tenant. The tenant moved out, and she didn't know what to do, and she got mailers every single day on, you know, oh, we'll buy ugly houses and we'll buy this thing, but she didn't want to sell because she knew she didn't want to sell. She wasn't a distressed seller, right? And when she sold, of course, she would be triggering taxes, and she knew real estate was a great asset class to be in, and she didn't want to give up all of that upside. So Shirley was our first client, and she still is with us today, very near and dear to our hearts. And yeah, you should check out the video online. It's an amazing story, and we have many, many stories like that, of families that we've worked with. So Keith, to your question of how it all works, exactly. So Keith or Shirley or Mom and Pop will sell their property. They'll exchange their property for the equivalent value of shares in our fund. So let's say it's a $300,000 house and there's no mortgage on it. We do take properties with a little bit of debt, but let's just say, for easy numbers, you sell the property and you now have $300,000 worth of shares in our fund. So first and foremost, you're no longer responsible or liable for the property. You don't own it anymore. You don't manage it anymore. The tenants, of course, the residents get to stay in the home. It is now one rental property of the many inside of our portfolio that the flock team manages. We collect the rent, we do all the renovations, we hold back for expenses, right? And you are now a fully passive shareholder in this larger partnership. So what does that mean for you? First and foremost, you did not trigger taxes on day one. You get to defer those taxes, just like you would in a 1031, exchange. And of course, you can hold on to it, pass it on to your heirs, who still get the step up in basis. Great. In addition to that, what does this mean that you own shares in this real estate? Well, you're going to get all the returns from the real estate just like you would with your own real estate. So what are the two things that drive returns? The first thing is your paper gains, right? Your equity appreciation. The market goes up in value. Our properties go up in value. You receive appreciation to your equity, to your account. By the way, sometimes markets go down in value. Real Estate doesn't just go up, right? And of course, as that happens as well, your equity account will go down as well. But we believe that over the long term, and if you look back at historical kind of performance of the real estate market, we really believe in single family as an asset class. So that's the first thing that drives your returns. It's the appreciation of the properties. And then, of course, the second thing is the net income. It's the rents that we collect from the properties, less the expenses, property tax, insurance, right, maintenance, vacancy, reserves, all of the regular expenses that you have. We also have, as a large institutional real estate owner, and so those two things together, one, the appreciation, as well as two, the net income drive your total returns from the flock vehicle. You could take cash flow from your investment just like you would from your real estate. We pay that out quarterly. It's never been late. We've been operating since 2021 you know, we have a lot of clients who leave their cash flow in to reinvest it and kind of increase their basis. We have a lot of clients who live on their cash flow like they would Social Security or a pension or something like that, just like they did in their real estate portfolio. Keith Weinhold 24:44 Now, people sometimes get sentimental about their own home, less sentimental about the rental properties, but if you have any attachment to it, effectively, when you exchange it into this fund, you're still helping get some return from your own. Own properties that you contributed into the fund there, but you're going to be more diversified effectively nationally with the real estate market then Speaker 2 25:08 exactly. And Keith, you bring up a really great point, which is a lot of our clients and a lot of real estate investors, they're sentimental about their real estate investments, like these are houses that they used to live in, or they built, or they've had the same residents in place for 515, 25, years. I mean, we've literally seen people who have had the same residents in place for a very, very long time, and they have that sentimental attachment. And our clients see one of the benefits to joining flock is they're joining together with other like minded owners to leverage the benefits of scale. They still own that house, but they own it with a bunch of other you know, we now have 1100 homes. We'll soon hit 1500 homes, right? They have some connection to that house, but they're much larger, which means better margins. They're much more diversified. So if, God forbid, something happens that one individual property, their risk is spread out. And of course, you know, they're more passive. They're no longer liable, so on and so forth. So a lot of people really like flock because of that sort of sentimental attachment they have to their real estate. By the way, we also have a lot of people who bought their turnkey providers, or they're just, you know, a business guy or a business gal, and they don't care at all, and they're just like, I don't even know the addresses on these things. Just take this and move on. So we've met and interacted with lots of different types of landlords over the years, Keith Weinhold 26:43 I'm a turnkey real estate investor. I have not seen most of my properties in person, so there's certainly no sentimental attachment to them. But let's talk more about how it practically works and feels for that investor that say they want to sell three rental, single family homes that total $1 million in value, whether that's their entire portfolio or those three properties are just part of it, would flack do an inspection and then handle the renovations and make an offer Ari Rubin 27:12 exactly so before I walk you through the process, I want to also just lay out what our incentives Are. We're very different than most real estate buyers. We're not trying to flip houses. We're not a flipper. That's not our business model. That's not how we make money. Our goal is not to buy your houses. You know, in the example, you said three houses worth about a million dollars. Our goal is not to buy them for 900 and flip them and make a quick buck, right? Our goal is to solve this problem for you, to bring you into flock as a client, to of course, then provide you with good financial returns, which means providing the resident with good service, bringing the home up to our standards, hardening the asset and making sure it's a great place to live, and it performs as underwritten. And so what all that means is upfront, we'll give you an initial valuation based on public data, other proprietary data that we have. We'll ask you a couple of questions about the house, and then before we close, we do inspect the property, and after the inspection, our final valuation will either go down in value, if not everything was represented, as you said, or it'll go up in value after inspection, our goal is 50% of the time to increase the value. Okay, which in real estate is kind of a weird concept, because which buyer wants to pay more money? Well, our goal is not to buy low from you, it's to create a fair system for all the clients that have put their properties into flock, right? So we'll then come up with a final valuation. Let's just say, like in your example, a million dollars for those three properties. We then sign what's called a contribution agreement. And by the way, during that period, you're doing due diligence on us. You're getting to know our team. You know people are entrusting us with a lot of money, their real estate, that they've worked, that they know. They know these residents, they know the every corner of that house. So we need to due diligence your real estate, you need to due diligence us, our team, our processes, our systems, our track record, the types of homes that we own. We'll show you every home that we own. We'll walk you through our financials. We get audit. We use a third party fund administrator. We get audited by KPMG every year to make sure our valuations, we use best in class service providers. You'll go through all this information. We do the same. That process typically takes about three to six weeks, and then you come to a decision, Hey, I like flock. I want to move forward. We come to a decision. We like that home. We want to bring it into our fund. It meets our threshold. It's going to be a good investment for all of our investors, all of our clients, in flock. And then we would move forward together that whole process about four to six weeks, and then closing takes about 15 days or so. Keith Weinhold 30:17 Okay, yeah, it's really important that you offer that renovation and that you take care of that there, I was relieved when I found that out, because really, that's the problem that you're looking to solve to get landlords out of that entire process. And they sure don't want to have to manage another wave of that during their exchange into the fund, and yeah, they want it to be hands off and mostly passive, and therefore have their homes in their flock fund be just about as passive as managing a mutual fund would Ari Rubin 30:47 be exactly. And that's how we want our clients to think about it. You know, we've seen some folks try to do the renovations on their own. You can do it. We never recommend it, and oftentimes it's more work and more hassle than it's really worth another big thing is, if there's a resident in place, number one for you, kicking out a resident is not a nice thing to do. It's also a drag on your financials. That's several months of no income, right? That you could be earning income, whether it's through flock or elsewhere, and you have expenses, you have insurance, your property taxes during that period. So yeah, we'll take on the whole renovation if required. It's worth adding, by the way, we don't take every property we walk away from, way more properties than we accept. Yeah, you have the buy box. We have a Buy Box, which I'll tell you guys more about. But in addition to having a Buy Box, if a property requires extensive foundation issues or extensive renovations. That's beyond our scope, really, if there's a lot of uncertainty in it, we don't want to be subjecting all of our existing clients to that risk. You know, our view is we never compromise on price, on quality, on risk, and so we don't touch, you know, really messy, really hairy stuff, but we aren't afraid of, you know, rolling up our sleeves, and we'll typically do renovations up to 30% of the value of the home. So we do do a lot of value add work. Some of that is on day one. If it's health and safety and the resident needs certain things, we'll do that on day one. Other things are more value add once the resident decides to leave at some point in the future. Keith Weinhold 32:23 Well, I'm so glad you brought up earlier about taking care of the tenant, because one of our core missions here at GRE is to do good in the world, provide housing that's clean, safe, affordable and functional. So when it comes to the ongoing property management, I imagine that plays into your Buy Box, where you're only going to have property managers in so many markets, exactly. Speaker 2 32:45 So we're in about 20 markets around the country. It's kind of a combination of higher yielding markets. These are more like Midwestern markets, Ohio, Michigan, where Memphis, where Baton Rouge. We're also in what I would call more like growth markets, certain markets in Texas where you see really strong net migration right yields are a little bit lower there Denver is similarly as a market where you see a little bit lower yields, but still really positive job growth and economic tailwinds to those markets. We're in about 20 markets. We're open to opening new markets if there's a right kind of partnership and a right strategic portfolio or acquisition or client there. But yeah, we don't take every home, you know. We don't do short term rentals. We really just focus on our bread and butter. What we know how to do, which is one to four unit long term rental properties. Keith Weinhold 33:39 Well, tell us more about that Buy Box. Ari Rubin 33:43 So typically, again, we're in about 20 markets or so, also looking to expand. We take single family homes, duplexes, triplexes and fourplexes. We'll look at some condos, but as you know, some HOAs are a little bit too restrictive, and so we just try to stay away from that uncertainty, and then we have a certain yield profile and sort of price range that we're looking to hit. So in every market that differs, in Denver, we wouldn't take over. I think it's a $650,000 home, because once you start getting into the higher which in Denver is actually the median home price is a lot higher in Denver than the national average. Right? In other markets, our average price point, we're in Raleigh and around Raleigh, our average price point in Raleigh is much lower than that. So I'd say on average, our average price point per unit or per door is about $220,000 but yeah, one to four units, we unfortunately don't take pools. Yeah, we don't take properties with pools because of some insurance risks, although we have worked with some owners to bury pools, and it needs to be in a market, just lastly, where we can price it. So if it's a, you know, we're in Denver. That was where we started the business. That's where our headquarters is. You know, if there's a property an hour and two. 20 minutes outside of Denver, kind of in the middle of nowhere on four acres with it's just hard to price that. And so even if we can operate it, we need to make sure we can price it both upfront and then on an ongoing basis. So that's a little bit more about our Buy Box. But if you want to learn more, if you have a larger portfolio, of course, reach out to us. Well, you probably mentioned this, Keith, but it's flatcombs.com/gre, and we'll take a look at your property or your portfolio. Keith Weinhold 35:29 This can help you retire from landlording, but not real estate. Make it completely hands off for you, but still get financial upside in the form of cash flow and appreciation while getting that tax deferral. And you can effectively make this tax free if these shares are inherited by your heirs with that step up in basis. And you can avoid the capital gains tax, which is typically 15 to 20% depending on your income. And if you have a high income, there's a net investment income tax of 3.8% on top of that, you also had the depreciation recapture to repay if you just sell your property out on the open market, but a 721 exchange prevents you from having to pay for any of that. So you're really solving a terrific problem for people here, Ari and just a great exit strategy for those that want to retire from real estate investing or maybe just sell a smaller portion some problem properties. You have any last thoughts overall about the 721 exchange and how you're helping people with their exit strategy? Ari Rubin 36:36 Ari, this is like the best kept secret in real estate at the 721 exchange, we're now expanding it to multifamily. Eventually, we want to be doing this for every real estate asset class. I've heard of folks doing this for self storage. One day, we want to do this for gas stations, for small hotels. And really do this across all real estate asset classes. We think the one to four unit space is the most exciting, by far, the largest opportunity, and also the biggest opportunity to really create value for communities and for residents, which is something we're really, really passionate about. And so yeah, I would love to hear from you all. And Keith, thanks again for having me on today. This has been a great show, and I'm a big fan of your listeners and everything you guys are doing here. Keith Weinhold 37:21 Any savvy investor has to begin with, the end in mind, Ari had a convenient landing page put up to welcome a GRE, listeners again at flockhomes.com/gre this has been valuable, Ari. It's been great having you here. Ari Rubin 37:36 Keith. Thank you so much. You Keith Weinhold 37:44 Oh, this has been really informative from Ari Rubin today on an efficient exit strategy that a lot of real estate investors don't know much about, retiring from landlording and yet not retiring from real estate, you're staying in the game, and yet, what you're doing is trading away active management in order to get passive ownership. And it makes sense that they make it hands off and kind of a turnkey exit experience for you. They're not using that term, but I am. If you're looking to retire, you sure don't want to be the one that has to first jump more hurdles at the end and handle an inspection punch list and coordinate with contractors, so they're helping a lot of people, and they seem to be on a good trajectory for success. You know, really, as you're still building your portfolio while you're still in acquisition mode, it's kind of comforting to know that this is out there is an option. It kind of motivates you to want to build your portfolio more now that you know about other options at the end, even if a 721, exchange, time is decades away for you, I don't know if you caught that, they have 1100 homes in their portfolio. Now, as you see over on that landing page that I mentioned, they even simplify your tax filing. You just receive one consolidated annual tax packet prepared by KPMG. If you think it's interesting to you or you just want to learn more about the 721 exchange or get a free evaluation, you can do that again by starting@flockhomes.com slash GRE that's F, l, O, C, K, homes.com/g R, E, until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 39:39 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 39:58 The preceding program was brought to you by y
Nir Eyal is a globally recognized authority on behavior change and human potential. His frameworks have empowered millions to build better habits, enhance focus, and unlock greater agency in their lives and work. A former lecturer at the Stanford Graduate School of Business and the Hasso Plattner Institute of Design at Stanford, Nir has collaborated with leaders and organizations worldwide to boost performance through behavior design. Today on the show we discuss: the two types of beliefs that control everything you do and why most people are stuck in the wrong ones, why motivation is not a straight line and the real reason people keep quitting on their goals, the wild rat study from the 1950s that proves a single belief shift can make you 240 times more persistent, why positive thinking and vision boards are actually working against you, the four questions that can tear down any limiting belief in real time, and why your beliefs about aging may be more powerful than your diet, your workouts, or whether you smoke and much more. ⚠ WELLNESS DISCLAIMER ⚠ Please be advised; the topics related to health and mental health in my content are for informational, discussion, and entertainment purposes only. The content is not intended to be a substitute for professional advice, diagnosis, or treatment. Always seek the advice of your health or mental health professional or other qualified health provider with any questions you may have regarding your current condition. Never disregard professional advice or delay in seeking it because of something you have heard from your favorite creator, on social media, or shared within content you've consumed. If you are in crisis or you think you may have an emergency, call your doctor or 911 immediately. If you do not have a health professional who is able to assist you, use these resources to find help: Emergency Medical Services—911 If the situation is potentially life-threatening, get immediate emergency assistance by calling 911, available 24 hours a day. National Suicide Prevention Lifeline, 1-800-273-TALK (8255) or https://suicidepreventionlifeline.org. SAMHSA addiction and mental health treatment Referral Helpline, 1-877-SAMHSA7 (1-877-726-4727) and https://www.samhsa.gov Learn more about your ad choices. Visit megaphone.fm/adchoices
Today on Word Balloon, we're diving into one of those conversations that I love—because it's not just about comics, it's about how we read comics. My guest is Dr. Stanford Carpenter, cultural anthropologist, comics scholar, and one of the driving forces behind Comicpalooza University, and we get into a really interesting debate about the Fantastic Four.Stanford makes the case that the Fantastic Four can be seen as a kind of white colonial metaphor—a reflection of 1960s power structures, exploration narratives, and who gets to define “the unknown.” And honestly? I push back. Because while I absolutely get where that reading comes from, I've always seen the FF first and foremost as a family book—messy, emotional, human… and a product of Stan Lee and Jack Kirby trying to tell more grounded, character-driven stories in the middle of the space race.So this becomes a really fun, thoughtful back-and-forth about intent versus interpretation…about whether these stories reflect colonial thinking, or just the era they were created in…and how much meaning we should assign to that when we're reading them today. It's smart, it's respectful, and yeah—we don't totally agree. And that's the good stuff.
Chris Klomp, Director of Medicare and Deputy Administrator of CMS, and Senior Advisor to HHS Secretary RFK Jr., has big ambitions to reshape how healthcare works in the United States.This week, Steve sits down with Klomp to discuss how his experience as a digital health entrepreneur is guiding his current role overseeing a roughly $2 trillion department. Klomp shares the government's strategy for restoring trust between providers and payers, driving down costs, and addressing a system where approximately 90% of healthcare dollars are still spent in a fee-for-service arrangement. We cover:Why 90% of US healthcare remains fee-for-service after two decades of reform.The intentional design of the new Access model to be deflationary and fuel entrepreneurship among insurgents.The commitment from the payer industry to make prior authorization invisible to patients and providers by 2027.CMS's aggressive stance on data interoperability and funding enforcement against data blocking.How the Most Favored Nation policy is re-wiring global prescription drug supply to lower prices without compromising innovation.—About our guest: Chris Klomp is the Director of Medicare and Deputy Administrator of CMS, and Senior Advisor to HHS Secretary Robert F. Kennedy Jr. With extensive experience in healthcare payment reform and data sharing, he built and led Collective Medical, the largest U.S. real-time care collaboration data network, acquired by PointClickCare in 2020. There, he partnered with health systems, plans, providers, post-acutes, and state governments to advance value-based care through enhanced data access and insights.Chris has driven healthcare reform at state and federal levels, focusing on value-based care and interoperable health technology. Through Endurance Companies, a San Francisco-based multi-family office he co-founded with Stanford classmates, he has co-founded, invested in, advised, and served on the board of many innovative healthcare organizations, including Nomi Health, Maven Clinic, InnovaCare Health, and Health Joy. He also served as a Utah Senate-confirmed commissioner of the Utah Digital Health Services Commission, where he focused on leveraging technology for cost-effective, healthier outcomes. Previously, he was Vice President in Bain Capital's North American Private Equity group and worked at Bain & Company. Recognized as Utah Business' CEO of the Year and EY's Mountain Region Entrepreneur of the Year, Chris holds a B.A. with honors in Economics and English from Brigham Young University and an MBA from Stanford.—
#254: Tanner Gardner is the Director of Athletics at Pepperdine University and a former three-time All-American wrestler at Stanford, where he built a legacy of excellence both academically and athletically. After earning advanced degrees from Stanford and an MBA from Harvard, Gardner began his career in consulting before rising through leadership roles in college athletics, including serving as Deputy Athletic Director and COO at Rice University. Known for his mission-driven leadership, he focuses on building championship programs rooted in character, faith, and long-term development, with a strong emphasis on developing student-athletes into leaders who excel both in competition and in life.
“AI is a theft of knowledge. I can't believe we as a society allowed this.” — Noam CohenTen years ago, Noam Cohen came on the show to ask if it was “Too Late to Save the Internet from Itself?” Back then, this early Silicon Valley critic was a New York Times writer. He was, as it turns out, a “premature anti-technologist” — Cohen's phrase, borrowed from the premature antifascists who were called communist for opposing Hitler before it was fashionable. We should have listened to him. Now a freelance writer, Cohen describes himself, without self-pity, as a casualty of the internet revolution. The big media world that employed him barely exists anymore. And tech's Know-It-All elite that he warned us about are richer than ever.His 2017 book The Know-It-Alls: The Rise of Silicon Valley as a Political Powerhouse and Social Wrecking Ball is now back with a new introduction, triggered by that infamous photograph of Bezos, Zuckerberg, Pichai, and Musk at Trump's inauguration. Cohen's argument hasn't changed — history has caught up with it. These weren't businessmen attending a president's ceremony, Cohen says. Trump, he fears, is their vessel. Like the tech titans, Trump doesn't believe in regulation, doesn't believe in democracy, believes only he can solve it. That's the same thing Musk says. And Zuckerberg. And Altman. Even Amodei. They are all Know-It-Alls. Five Takeaways• We Were Premature Anti-Technologists: Cohen's phrase, borrowed from the premature antifascists who were called communist for opposing Hitler before it was fashionable. In 2017, he and I could see the consolidation of power. We should have been listened to. We weren't. Cohen is now a freelance writer whose wife has the steady income. He describes himself, without self-pity, as a casualty of a media world that no longer exists.• Trump Is Their Vessel: That photograph at the inauguration — Bezos, Zuckerberg, Pichai, Musk — wasn't businessmen attending a ceremony. Trump doesn't believe in regulation, doesn't believe in democracy, believes only he can solve it. That's the same thing Musk says. And Zuckerberg. And Altman. They're all unique founders who believe only they can fix the world. They have more in common with each other than with any of us.• Stanford's Eugenics History Explains Silicon Valley: Lewis Terman brought the IQ test to America and built a programme around identifying “gifted” children. His son Fred turned Stanford into the Harvard of the West by importing venture capital. The idea that intelligence can be measured, that the smartest should breed, that society should be run by its cognitive elite — that's the soil Silicon Valley grew from. It's also why Jeffrey Epstein was a natural fit.• AI Is a Theft of Civilisation: They hoovered up all of human knowledge without permission or payment. Copyright is meaningless. The result isn't intelligence — it's replication. John McCarthy dreamed of creating a being three times smarter than Einstein. What we got is a machine that regurgitates our own words and calls it thinking.• There Shouldn't Be Billionaires: Cohen's conclusion after ten years of watching the Know-It-Alls consolidate power. AI and social media are utilities and should be nationalised. Wealth inequality at this scale is inherently destabilising. California's proposed billionaire wealth tax and Australia's ban on social media for under-16s are signs that the tide may be turning. But only if the next election produces a party willing to claw it back. About the GuestNoam Cohen is a former New York Times technology columnist and the author of The Know-It-Alls: The Rise of Silicon Valley as a Political Powerhouse and Social Wrecking Ball (The New Press, 2017; revised edition with new introduction, 2026). He lives in Brooklyn with his family.References:• The Know-It-Alls by Noam Cohen (The New Press, revised 2026) — the book under discussion.• Episode 2842: Symbolic Capitalism vs. Symbolic Democracy — this week's TWTW on the $10 trillion AI startup and whether capitalism permits democracy.• Episode 2836: Is Elon Human? — Charles Steel on Musk's curious mind, referenced in the conversation.• Episode 2835: Why Dario Amodei Might Be the 21st Century's First Real Leader — the Amodei question Cohen answers with a flat no.About Keen On AmericaNobody asks more awkward questions than the Anglo-American writer and filmmaker Andrew Keen. In Keen On America, Andrew brings his pointed Transatlantic wit to making sense of the United States — hosting daily interviews about the history and future of this now venerable Republic. With nearly 2,800 episodes since the show launched on TechCrunch in 2010, Keen On America is the most prolific intellectual interview show in the history of podcasting.WebsiteSubstackYouTubeApple PodcastsSpotify Chapters:
This week, our 2026 Naismith Awards Outstanding Contributor to Basketball winner, Tara VanDerveer joins Bob for a look back at her amazing career. Plus, a recap of the March Madness first week! All presented by Jersey Mike's WANT TO SUPPORT A TROPHY LIFE?Leave a rating and review on iTunes, Spotify, or wherever you get your podcasts. Your feedback only helps make the show better, and we appreciate your support! For more information about the Naismith Trophy Award, visit our home on the web.
In this episode, our previous guest Dr. Daphne Martschenko returns with her co-author Dr. Sam Trejo to discuss their new book What We Inherit: How New Technologies and Old Myths Are Shaping Our Genomic Future.Dr. Martschenko is an Assistant Professor at the Stanford Center for Biomedical Ethics, where she studies how to promote ethical and socially responsible conduct in human genetics and engages the public around controversial science. Dr. Trejo is an Assistant Professor of Sociology at Princeton University whose work examines how social and biological factors jointly influence human development, with a focus on educational and health inequality.Their collaboration began in graduate school, where they approached genomic research from different intellectual traditions. Dr. Trejo, trained at Stanford, became involved with researchers studying polygenic scores, which are genetic indices linked to social and behavioral outcomes. A controversial talk and an unfortunate reply‑all email situation sparked debate about whether this work risked echoing eugenic ideas. His advisor encouraged him to connect with Dr. Martschenko.Dr. Martschenko, who earned her PhD at Cambridge, was studying how genomic scientists understood their motivations, responsibilities, and the risks of their work. More skeptical of the field's claims and concerned about premature industry applications, she, like Dr. Trejo, was frustrated by polarized academic debates in which opposing sides rarely engaged productively. Their shared desire for more constructive dialogue shaped their collaboration and ultimately their book. In this work, they discovered more common ground than expected. Although disagreements remained, that didn't hinder their ability to think together about regulatory frameworks that should be in place.They highlight two myths that distort public understanding of genomics: • The Destiny Myth—the belief that genes unilaterally determine life outcomes, historically used to justify harms such as involuntary sterilization. • The Race Myth—the false idea that humanity is divided into discrete biological races whose genetic differences explain behavioral or social outcomes, a misconception that has fueled discriminatory policies and continues to underlie white supremacist ideologies.Their work aims to help the public interpret genomic data and understand both its promise and limits. They note that polygenic scores remain a “black box”: even when predictive in certain contexts, their biological pathways are unclear and may operate differently across environments. Their remaining differences center on how scientific advances might counter—or inadvertently reinforce—social harms, and where scientific effort should be focused to meaningfully reduce health disparities.Find their book here: https://press.princeton.edu/books/hardcover/9780691237756/what-we-inherit?srsltid=AfmBOoppBsKJ5iKykfO2MzqGseQw_3EF028_8tMTrAB9G0trgMdqIUSeOther joint publications: https://pubmed.ncbi.nlm.nih.gov/35047864/https://pubmed.ncbi.nlm.nih.gov/37695009/https://pubmed.ncbi.nlm.nih.gov/34493865/
Welcome to episode #1028 of Thinking With Mitch Joel (formerly Six Pixels of Separation). In a world increasingly defined by information overload and ideological certainty, the ability to change one's mind may be the most undervalued skill of all… and few thinkers have explored that terrain as deeply as my friend, Nir Eyal. A bestselling author, behavioral design expert and former Stanford lecturer, Nir has built a career examining how habits are formed, how attention is controlled and how human behavior can be shaped both externally and from within. His previous works, Hooked - How To Build Habit-Forming Products and Indistractable - How To Control Your Attention And Choose Your Life, established him as a leading voice on the psychology of technology and focus. In his latest book, Beyond Belief - Change Your Mind, Change Your Life, Nir shifts inward, exploring the often invisible force that determines whether knowledge translates into action: belief itself. Drawing on behavioral science, psychology and lived experience, he introduces what he calls the "motivation triangle" - behavior, benefit and belief - and argues that without belief, even the best strategies and intentions collapse. At the core of his work is a provocative idea: beliefs are not truths… they are tools (flexible, revisable constructs that shape what we see, feel and do). He explores how limiting beliefs persist even when we know better, why we often fail to act on advice we actively seek, and how techniques like "turnarounds" can help reframe our assumptions to unlock agency and change. At the same time, Nir wrestles with the broader implications of belief in a polarized, AI-driven world… where narratives are reinforced, critical thinking is uneven, and certainty is often mistaken for truth. Grounded in both rigorous research and personal reflection, his work reframes belief not as something to defend, but as something to consciously design and refine. Nir is also available to join your meetings or gatherings on ThinkersOne. I have had him on the show countless times and he is always inspiring and insightful. Enjoy the conversation… Running time: 54:58. Hello from beautiful Montreal. Listen and subscribe over at Apple Podcasts. Listen and subscribe over at Spotify. Please visit and leave comments on the blog - Thinking With Mitch Joel. Feel free to connect to me directly on LinkedIn. Check out ThinkersOne. Here is my conversation with Nir Eyal. Book Nir for your next meeting on ThinkersOne. Follow Nir on Instagram. Follow Nir on LinkedIn. Chapters: (00:00) - Introduction to Nir Eyal and His Journey. (05:50) - Understanding Belief: Tools, Not Truths. (11:56) - The Power of Prayer and Its Impact. (17:59) - Liberating vs. Limiting Beliefs. (23:59) - Beliefs as Tools for Action. (32:54) - Beliefs as Tools, Not Truths. (43:01) - The Power of Optimism and Self-Reflection. (51:34) - Embracing Change and Open-Mindedness.
What is the psychology behind how the human brain constructs reality? When David Eagleman fell twelve feet off a roof as a child, the entire fall lasted just 0.6 seconds, yet his brain made it feel like an eternity. That moment sparked a lifelong curiosity about the brain and how it constructs perception, ultimately leading him to Stanford and a career in neuroscience. In this episode, David reveals the science of time perception, brain plasticity, and sensory substitution, and why the human brain is far more powerful and expandable than you ever imagined. In this episode, Hala and David will discuss: (00:00) Introduction (01:26) A Childhood Fall That Revealed Time Perception (06:46) How the Brain Constructs Reality (10:33) Hidden Senses the Human Brain Is Missing (16:46) What Is Brain Plasticity and Livewiring? (27:50) Sensory Substitution and Expanding Human Senses (36:29) The Psychology Behind Why Humans Dream (42:02) Where Science Meets Spirituality and Religion (48:47) The Future of Livewired Technology (51:39) Why Human Intelligence Still Outsmarts AI David Eagleman is a neuroscientist at Stanford University, a bestselling author, and the founder of Neosensory and BrainCheck. He is the writer and presenter of the international PBS series The Brain with David Eagleman and The Creative Brain on Netflix. His bestselling book Livewired reveals how the brain adapts in real time, reshaping our understanding of perception, consciousness, and human psychology. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Bitdefender - Start protecting your business today with Bitdefender Ultimate Small Business Security. Get 30% off your plan at bitdefender.com/profiting Intuit - Start paying bills the smart way, not the hard way. Learn more at QuickBooks.com/billpay Resources Mentioned: David's Book, Livewired: bit.ly/Livewired David's Website: eagleman.com Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Habits, Positivity, Critical Thinking, Robert Greene, Chris Voss, Robert Cialdini
My interview on Anya starts at 35 mins in to today's show after headlines and clips Subscribe and Watch Interviews LIVE : On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Anya Kamenetz speaks, writes, and thinks about generational justice; about thriving, and raising thriving kids, on a changing planet. Her newsletter on these topics is The Golden Hour. She covered education for many years including for NPR, where she co-created the podcast Life Kit: Parenting. Her newest book is The Stolen Year: How Covid Changed Children's Lives, And Where We Go Now. Kamenetz is currently an advisor to the Aspen Institute and the Climate Mental Health Network, working on new initiatives at the intersection of children and climate change. Anya Kamenetz speaks, writes, and thinks about generational justice; about thriving, and raising thriving kids, on a changing planet. Her newsletter on these topics is The Golden Hour. She covered education as a journalist for many years including for NPR, where she also co-created the podcast Life Kit:Parenting in partnership with Sesame Workshop. Kamenetz is currently an advisor to the Aspen Institute and the Climate Mental Health Network on new initiatives at the intersection of children and climate change. She's the author of several acclaimed nonfiction books: Generation Debt (Riverhead, 2006); DIY U: Edupunks, Edupreneurs, and the Coming Transformation of Higher Education (Chelsea Green, 2010) ; The Test: Why Our Schools Are Obsessed With Standardized Testing, But You Don't Have To Be (Public Affairs, 2016); The Art of Screen Time: How Your Family Can Balance Digital Media and Real Life (Public Affairs, 2018), and The Stolen Year: How Covid Changed Children's Lives, And Where We Go Now (Public Affairs, 2022). Kamenetz was named a 2010 Game Changer in Education by the Huffington Post, received 2009, 2010, and 2015 National Awards for Education Reporting from the Education Writers Association, won an Edward R. Murrow Award for innovation in 2017 along with the rest of the NPR Ed team, and the 2022 AERA Excellence in Media Reporting on Education Research Award. She's been a New America fellow, a staff writer for Fast Company Magazine and a columnist for the Village Voice. She's contributed to The New York Times, The Washington Post, New York Magazine and Slate, and been featured in documentaries shown on PBS, CNN, HBO and Vice. She frequently speaks on topics related to children, parenting, learning, technology, and climate to audiences including at Google, Apple, and Sesame, Aspen Ideas, SXSW, TEDx, Yale, MIT and Stanford. Kamenetz grew up in Baton Rouge and New Orleans, Louisiana, in a family of writers and mystics, and graduated from Yale University. She lives in Brooklyn with her husband and two daughters. Listen rate and review on Apple Podcasts Listen rate and review on Spotify Pete On Instagram Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on Twitter Pete Personal FB page Stand Up with Pete FB page All things Jon Carroll Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo
Dave Evans, Stanford life design expert, explains why success alone often fails to deliver fulfillment—and how to build a life that actually feels meaningful in the day to day.15 Daily Steps to Lose Weight and Prevent Disease PDF: https://bit.ly/46XTn8f - Get my FREE eBook now!Subscribe to The Genius Life on YouTube! - http://youtube.com/maxlugavereWatch my new documentary Little Empty Boxes - https://www.maxlugavere.com/filmThis episode is proudly sponsored by:LMNT is my favorite delicious, sugar-free electrolyte powder to leave you feeling charged up after a sweat sesh. Get a free 8-serving sample pack at drinklmnt.com/geniuslife.Our Place makes beautiful, toxin-free home cookware, free of PFAS and Teflon! http://fromourplace.com and use code MAX for 10% off, site-wide!