Podcasts about Savvy

  • 3,265PODCASTS
  • 6,800EPISODES
  • 31mAVG DURATION
  • 1DAILY NEW EPISODE
  • Jan 5, 2026LATEST

POPULARITY

20192020202120222023202420252026

Categories



Best podcasts about Savvy

Show all podcasts related to savvy

Latest podcast episodes about Savvy

The Creative Penn Podcast For Writers
2026 Trends And Predictions For Indie Authors And The Book Publishing Industry with Joanna Penn

The Creative Penn Podcast For Writers

Play Episode Listen Later Jan 5, 2026 71:12


What does 2026 hold for indie authors and the publishing industry? I give my thoughts on trends and predictions for the year ahead. In the intro, Quitting the right stuff; how to edit your author business in 2026; Is SubStack Good for Indie Authors?; Business for Authors webinars. If you'd like to join my community and support the show every month, you'll get access to my growing list of Patron videos and audio on all aspects of the author business — for the price of a black coffee (or two) a month. Join us at Patreon.com/thecreativepenn. Joanna Penn writes non-fiction for authors and is an award-winning, New York Times and USA Today bestselling thriller author as J.F. Penn. She's also an award-winning podcaster, creative entrepreneur, and international professional speaker. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. (1) More indie authors will sell direct through Shopify, Kickstarter, and local in-person events (2) AI-powered search will start to shift elements of book discoverability (3) The start of Agentic Commerce (4) AI-assisted audiobook narration will go mainstream (5) AI-assisted translation will start to take off beyond the early adopters (6) AI video becomes ubiquitous. ‘Live selling' becomes the next trend in social sales. (7) AI will create, run, and optimise ads without the need for human intervention (8) 1000 True Fans becomes more important than ever You can find all my books as J.F. Penn and Joanna Penn on your favourite online store in all the usual formats, or order from your local library or bookstore. You can also buy direct from me at CreativePennBooks.com and JFPennBooks.com. I'm not really active on social media, but you can always see my photos at Instagram @jfpennauthor. 2026 Trends and Predictions for Indie Authors and Book Publishing (1) More indie authors will sell direct through Shopify, Kickstarter, and local in-person events — and more companies like BookVault will offer even more beautiful physical books and products to support this. This trend will not be a surprise to most of you! Selling direct has been a trend for the last few years, but in 2026, it will continue to grow as a way that independent authors become even more independent. The recent Written Word Media survey from Dec 2025 noted that 30% of authors surveyed are selling direct already and 30% say they plan to start in 2026. Among authors earning over $10,000 per month, roughly half sell direct. In my opinion, selling direct is an advanced author strategy, meaning that you have multiple books and you understand book marketing and have an email list already or some guaranteed way to reach readers. In fact, Kindlepreneur reports that 66% of authors selling direct have more than 5 books, and 46% have more than 10 books. Of course, you can start with the something small, like a table at a local event with a limited number of books for sale, but if you want to consistently sell direct for years to come, you need to consider all the business aspects. Selling direct is not a silver bullet. It's much harder work to sell direct than it is to just upload an ebook to Amazon, whether you choose a Kickstarter campaign, or Shopify/Payhip or other online stores, or regular in-person sales at events/conferences/fairs. You need a business mindset and business practices, for example, you need to pay upfront for setup as well as ongoing management, and bulk printing in some cases. You need to manage taxes and cashflow. You need to be a lot more proactive about marketing, as you won't sell anything if you don't bring readers to your books/products. But selling direct also brings advantages. It sets you apart from the bulk of digital only authors who still only upload ebooks to Amazon, or maybe add a print on demand book, and in an era of AI rapid creation, that number is growing all the time. If you sell direct, you get your customer data and you can reach those customers next time, through your email list. If you don't know who bought your books and don't have a guaranteed way to reach them, you will more easily be disrupted when things change — and they always change eventually. Kindlepreneur notes that “45% of the successful direct selling authors had over 1,000 subscribers on their email lists,” with “a clear, positive correlation between email list size and monthly direct sales income — with authors having an email list of over 15,000 subscribers earning 20X more than authors with email lists under 100 subscribers.” Selling direct means faster money, sometimes the same day or the same week in many cases, or a few weeks after a campaign finishes, as with Kickstarter. And remember, you don't have to sell all your formats directly. You can keep your ebooks in KU, do whatever you like with audiobooks, and just have premium print products direct, or start with a very basic Kickstarter campaign, or a table at a local fair. Lots more tips for Shopify and Kickstarter at https://www.thecreativepenn.com/selldirectresources/ I also recommend the Novel Marketing Podcast on The Shopify Trap: Why authors keep losing money as it is a great counterpoint to my positive endorsement of selling direct on Shopify! Among other things, Thomas notes that a fixed monthly fee for a store doesn't match how most authors make money from books which is more in spikes, the complexity and hassle eats time and can cost more money if you pay for help, and it can reduce sales on Amazon and weaken your ranking. Basically, if you haven't figured out marketing direct to your store, it can hurt you.All true for some authors, for some genres, and for some people's lifestyle. But for authors who don't want to be on the hamster wheel of the Amazon algorithm and who want more diversity and control in income, as well as the incredible creative benefits of what you can do selling direct, then I would say, consider your options in 2025, even if that is trying out a low-financial-goal Kickstarter campaign, or selling some print books at a local fair. Interestingly, traditional publishers are also experimenting with direct sales. Kate Elton, the new CEO of Harper Collins notes in The Bookseller's 2026 trend article, “we are seeing global success with responsive, reader-driven publishing, subscription boxes and TikTok Shop and – crucially – developing strategies that are founded on a comprehensive understanding of the reader.” She also notes, “AI enables us to dramatically change the way we interact with and grow audiences. The opportunities are genuinely exciting – finding new ways to help readers discover books they will love, innovating in the ways we market and reach audiences, building new channels and adapting to new methods of consuming content.” (2) AI-powered search will start to shift elements of book discoverability From LinkedIn's 2026 Big Ideas: “Generative engine optimization (GEO) is set to replace search engine optimization (SEO) as the way brands get discovered in the year ahead. As consumers turn to AI chatbots, agentic workflows and answer engines, appearing prominently in generative outputs will matter more than ranking in search engines.” Google has been rolling out AI Mode with its AI Overviews and is beginning to push it within Google.com itself in some countries, which means the start of a fundamental change in how people discover content online. I first posted about GEO (Generative Engine Optimisation) and AEO (Answer Engine Optimisation) in 2023, and it's going to change how readers find books. For years, we've talked about the long tail of search. Now, with AI-powered search, that tail is getting even longer and more nuanced. AI can understand complex, conversational queries that traditional search engines struggled with. Someone might ask, “What's a good thriller set in a small town with a female protagonist who's a journalist investigating a cold case?” and get highly specific recommendations. This means your book metadata, your website content, and your online presence need to be more detailed and conversational. AI search engines understand context in ways that go far beyond simple keywords. The authors who win in this new landscape will be those who create rich, authentic content about their books and themselves, not just promotional copy. As economist Tyler Cowen has said, “Consider the AIs as part of your audience. Because they are already reading your words and listening to your voice.” We're in the ‘organic' traffic phase right now, where these AI engines are surfacing content for ‘free,' but paid ads are inevitably on the way, and even rumoured to be coming this year to ChatGPT. By the end of 2026, I expect some authors and publishers to be paying for AI traffic, rather than blocking and protesting them. For now, I recommend checking that your author name/s and your books are surfaced when you search on ChatGPT.com as well as Google.com AI Mode (powered by Gemini). You want to make sure your work comes up in some way. I found that Joanna Penn and J.F. Penn searches brought up my Shopify stores, my website, podcast, Instagram, LinkedIn, and even my Patreon page, but did not bring up links to Amazon. If you only have an author presence on Amazon, does it appear in AI search at all? Do you need to improve anything about what the AI search brings up? Traditional publishers are also looking at this, with PublishersWeekly doing webinars on various aspects of AI in early 2026, including sessions on GEO and how book sales are changing, AI agents, and book marketing. In a 2026 predictions article on The Bookseller, the CEO of Bloomsbury Publishing noted, “The boundaries of artificial intelligence will become clearer, enabling publishers to harness its benefits while seeking to safeguard the intellectual property rights of authors, illustrators and publishers.” “AI will be deeply embedded in our workflows, automating tasks such as metadata tagging, freeing teams to focus on creativity and strategy. Challenges will persist. Generative AI threatens traditional web traffic and ad revenue models, making metadata optimisation and SEO critical for visibility as we adjust to this new reality online.” (3) The start of Agentic Commerce AI researches what you want to buy and may even buy on your behalf. Plus, I predict that Amazon does a commerce deal with OpenAI for shopping within ChatGPT by the end of 2026. In September 2025, ChatGPT launched Instant Checkout and the Agentic Commerce Protocol, which will enable bots to buy on websites in the background if authorised by the human with the credit card. VISA is getting on board with this, so is PayPal, with no doubt more payment options to come. In the USA, ChatGPT Plus, Pro, and Free users can now buy directly from US Etsy sellers inside the chat interface, with over a million Shopify merchants coming soon. Shopify and OpenAI have also announced a partnership to bring commerce to ChatGPT. I am insanely excited about this as it could represent the first time we have been able to more easily find and surface books in a much more nuanced way than the 7 keywords and 3 categories we have relied on for so long! I've been using ChatGPT for at least the last year to find fiction and non-fiction books as I find the Amazon interface is ‘polluted' by ads. I've discovered fascinating books from authors I've never heard of, most in very long tail areas. For example, Slashed Beauties by A. Rushby, recommended by ChatGPT as I am interested in medical anatomy and anatomical Venuses, and The Macabre by Kosoko Jackson, recommended as I like art history and the supernatural. I don't think I would have found either of these within a nuanced discussion with ChatGPT. Even without these direct purchase integrations, ChatGPT now has Shopping Research, which I have found links directly to my Shopify store when I search for my books specifically. Walmart has partnered with OpenAI to create AI-first shopping experiences, and you have to wonder what Amazon might be doing? In Nov 2025, Amazon signed a “strategic partnership” with OpenAI, and even though it's focused on the technical side of AI, those two companies in a room together might also be working on other plans … I'm calling it for 2026. I think Amazon will sign a commerce agreement with OpenAI sometime before the end of the year. This will enable at least recommendation and shopping links into Amazon stores (presumably using an OpenAI affiliate link), or perhaps even Instant Checkout with ChatGPT for Amazon. It will also enable a new marketing angle, especially if paid ads arrive in ChatGPT, perhaps even integrating with Amazon Ads in some way as part of any possible agreement, since ads are such a good revenue stream for Amazon anyway. The line between discovery, engagement, and purchase is collapsing. Someone could be having a conversation with an AI about what to read next, and within that same conversation, purchase a bookwithout ever leaving the chat interface. This already happens within TikTok and social commerce clearly works for many authors. It's possible that the next development for book discoverability and sales might be within AI chats. This will likely stratify the already fragmented book eco-system even more. Some readers will continue to live only within the Amazon ecosystem and (maybe) use their Rufus chatbot to buy, and others will be much wider in their exploration of how to find and discover books (and other products and services). If you haven't tried it yet, try ChatGPT.com Shopping Research for a book. You can do this on the free tier. Use the drop down in the main chat box and select Shopping Research. It doesn't have to be for your book. It can be any book or product, for example, our microwave died just before Christmas so I used it to find a new one. But do a really nuanced search with multiple requirements. Go far beyond what you would search for on Amazon. In the results, notice that (at the time of writing) it does not generally link to Amazon, but to independent sites and stores. As above, I think this will change by the end of 2026, as some kind of commerce deal with Amazon seems inevitable. (4) AI-assisted audiobook narration will go mainstream I've been talking about AI narration of audiobooks since 2019, and over the years, I've tried various different options. In 2025, the technology reached a level of emotional nuance that made it much easier to create satisfying fiction audio as well as non-fiction. It also super-charges accessibility, making audio available in more languages and more accents than ever before. Of course, human narration remains the gold standard, but the cost makes it prohibitive for many authors, and indeed many small traditional publishers, for all books. If it costs $2000 – $10,000 to create an audiobook, you have to sell a lot to make a profit, and the dominance of subscription models have made it harder to recoup the costs. Famous narrators and voice artists who have an audience may still be worth investing in, as well as premium production, but require an even higher upfront cost and therefore higher sales and streams in return. AI voice/audio models are continuing to improve, and even as this goes out, there are rumours on TechCrunch that OpenAI's new device, designed by Jony Ive who designed the iPhone, will be audio first and OpenAI are improving their voice models even more in preparation for that launch. In 2026, I think AI-narrated audio will go mainstream with far-reaching adoption across publishing and the indie author world in many different languages and accents. This will mean a further stratification of audiobooks, with high quality, high production, high cost human narrated audio for a small percentage of books, and then mass market, affordable AI-narrated audio for the rest. AI-narrated audiobooks will make audio ubiquitous, and just as (almost) every print book has an ebook format, in 2026, they will also have an audio format. I straddle both these worlds, as I am still a human audiobook narrator for my own work. I human-narrated Successful Self-Publishing Fourth Edition (free audiobook) and The Buried and the Drowned, my short story collection. I also use AI narration for some books. ElevenLabs remains my preferred service and in 2025, I used my J.F. Penn voice clone for Death Valley and also Blood Vintage, while using a male voice for Catacomb. I clearly label my AI-narration in the sales description and also on the cover, which I think is important, although it is not always required by the various services. You can distribute ElevenLabs narrated audiobooks on Spotify, Kobo Writing Life, YouTube, ElevenReader, and of course your own store if you use Shopify with Bookfunnel. There are many other services springing up all the time, so make sure you check the rights you have over the finished audio, as well as where you can sell and distribute the final files. If they are just using ElevenLabs models in the back-end, then why not just do that directly? (Most services will be using someone's model in the back-end, since most companies do not train their own models.) Of course, you can use Amazon's own narration. While Amazon originally launched Audible audiobooks with Virtual Voice (AVV) in November 2023, it was rolled out to more authors and territories in 2025. If your book is eligible, the option to create an audiobook will appear on your KDP dashboard. With just a few clicks, you can create an audiobook from a range of voices and accents, and publish it on Amazon and Audible. However, the files are not yours. They are exclusive to Amazon and you cannot use them on other platforms or sell them direct yourself. But they are also free, so of course, many authors, especially those in KU, will use this option. I have done some for my mum's sweet romance books as Penny Appleton and I will likely use them for my books in translation when the option becomes available. Traditional publishers are experimenting with AI-assisted audiobook narration as well. MacMillan is selling digital audiobooks read by AI directly on their store. PublishersWeekly reports that PRH Audio “has experimented with artificial voice in specific instances, such as entrepreneur Ely Callaway's posthumous memoir The Unconquerable Game,” when an “authorized voice replica” was created for the audiobook. The article also notes that PRH Audio “embrace artificial intelligence across business operations—my entire department [PRH Audio] is using AI for business applications.” And while indie authors can't use AI voices on ACX right now, Audible have over 100 voices available to selected publishing partnerships, as reported by The Guardian with “two options for publishers wishing to make use of the technology: “Audible-managed” production, or “self-service” whereby publishers produce their own audiobooks with the help of Audible's AI technology.” In 2026, it's likely that more traditional publishers — as well as indie authors — will get their backlist into audio with AI narration. (5) AI-assisted translation will start to take off beyond the early adopters Over the years, I've done translation deals with traditional publishers in different languages (German, French, Spanish, Korean, Italian) for some fiction and non-fiction books. But of course, to get these kinds of deals, you have to be proactive about pitching, or work with an agent for foreign rights only, and those are few and far between! There are also lots of languages and territories worldwide, and most deals are for the bigger markets, leaving a LOT of blue water for books in translation, even if you have licensed some of the bigger markets. I did my first partially AI-translated books in 2019 when I used Deepl.com for the first draft and then worked with a German editor to do 3 non-fiction books in German. While the first draft was cheap, the editing was pretty expensive, so I stopped after only doing a couple. I have made the money back now, but it took years. In 2025, AI Translation began to take off with ScribeShadow, GlobeScribe.ai, and more recently, in November 2025, Kindle Translate boosting the number of translated books available. Kindle Translate is (currently) only available to US authors for English into Spanish and also German into English, but in 2026, this will likely roll out to more languages and more authors, making it easier than ever to produce translations for free. Of course, once again, the gold standard is human translation, or at least human-edited translations, but the cost is prohibitive even just for proof-reading, and if there is a cheap or even free option, like Kindle Translate, then of course, authors are going to try it. If the translation gets bad reviews, they can just un-publish. There are many anecdotal stories of indie success in 2025 with AI-translated genre fiction sales (in series) in under-served markets like Italian, French, and Spanish, as well as more mainstream adoption in German. I was around in the Kindle gold-rush days of 2009-2012 and the AI-translation energy right now feels like that. There are hardly any Kindle ebooks in many of these languages compared to how many there are in English, so inevitably, the rush is on to fill the void, especially in genres that are under-served by traditional publishers in those markets. Yes, some of these AI translated books will be ‘AI-slop,' but readers are not stupid. Those books will get bad reviews and thus will sink to the bottom of the store, never to be seen again. The AI translation models are also improving rapidly, and Amazon's Kindle Translate may improve faster than most, for books specifically, since they will be able to get feedback in terms of page reads. Amazon is also a major investor in Anthropic, which makes Claude.ai, widely considered the best quality for creative writing and translation, so it's likely that is used somewhere in the mix. Some traditional publishers are also experimenting with AI-assisted translation, with Harlequin France reportedly using AI translation and human proofreaders, as reported by the European Council of Literary Translators' Associations in December 2025. Academic publisher Taylor and Francis is also using AI for book translation, noting: “Following a program of rigorous testing, Taylor & Francis has announced plans to use AI translation tools to publish books that would otherwise be unavailable to English-language readers, bringing the latest knowledge to a vastly expanded readership.” “Until now, the time and resources required to translate books has meant that the majority remained accessible only to those who could read them in the original language. Books that were translated often only became available after a significant delay. Today, with the development of sophisticated AI translation tools, it has become possible to make these important texts available to a broad readership at speed, without compromising on accuracy.” (6) AI video becomes ubiquitous. ‘Live selling' becomes the next trend in social sales. In 2025, short form AI-generated video became very high quality. OpenAI released Sora 2, and YouTube announced new Shorts creation tools with Veo 3, which you can also use directly within Gemini. There are tons of different AI video apps now, including those within the social media sites themselves. There is more video than ever and it's much easier to create. I am not a fan of short form video! I don't make it and I don't consume it, but I do love making book trailers for my Kickstarter campaigns and for adding to my book pages and using on social media. I made a trailer for The Buried and the Drowned using Midjourney for images and then animation of those images, and Canva to put them together along with ElevenLabs to generate the music. But despite the AI tools getting so much easier to use, you still have to prompt them with exactly what you want. I can't just upload my book and say, “Make a book trailer,” or “Make a short film.” This may change with generative video ads, which are likely to become more common in 2026, as video turns specifically commercial. Video ads may even be generated specifically for the user, with an audience of one, maybe even holding your book in their hands (using something like Cameos on Sora), in the same way that some AI-powered clothing stores do virtual try-ons. This might also up-end the way we discover and buy things, as the AI for eCommerce and Amazon Sellers newsletter says about OpenAI's Sora app, “OpenAI isn't just trying to build a TikTok competitor. They're building a complete reimagining of how we discover and buy things …” “The combination of ChatGPT's research capabilities and Sora's potential for emotional manipulation—I mean, “engagement”—could create something we've never seen before: an AI ecosystem that might eventually guide you through every type of purchase, from the most considered to the most impulsive.” In 2026, there will be A LOT more AI-generated video, but that also leads to the human trend of more live video. While you can use an AI avatar that looks and sounds like you using tools like HeyGen or Synthesia, live video has all the imperfect human elements that make it stand-out, plus the scarcity element which leads to the purchase decision within a countdown period. Live video is nothing new in terms of brand building and content in general, but it seems that live events primarily for direct sales might be a thing in 2026. Kim Kardashian hosted Kimsmas Live in December 2025 with a 45 minute live shopping event with special guests, described as entertainment but designed to be a sales extravaganza. Indie authors are doing a similar thing on TikTok with their books, so this is a trend to watch in 2026, especially if you feel that live selling might fit with your personality and author business goals. It's certainly not for everyone, but I suspect it will suit a different kind of creator to those who prefer ‘no face' video, or no video at all! On other aspects of the human side of social media, Adam Mosseri the CEO of Instagram put a post on Threads called Authenticity after Abundance. He said, “Everything that made creators matter—the ability to be real, to connect, to have a voice that couldn't be faked—is now suddenly accessible to anyone with the right tools.” “Deepfakes are getting better and better. AI is generating photographs and videos indistinguishable from captured media. The feeds are starting to fill up with synthetic everything. And in that world, here's what I think happens.Creators matter more.” It's a long article so just to pick a few things from it: “We like to talk about “AI slop,” but there is a lot of amazing AI content … we are going to start to see more and more realistic AI content.” I've talked to my Patreon Community about this ‘tsunami of excellence' as these tools are just getting better and better and the word ‘slop' can also be applied to purely human output, too. If you think that AI content is ‘worse' than wholly human content, in 2026, you are wrong. It is now very very good, especially in the hands of people who can drive the AI tools. Back to Adam's post: “Authenticity is fast becoming a scarce resource, …The creators who succeed will be those who figure out how to maintain their authenticity [even when it can be simulated] …” “The bar is going to shift from “can you create?” to “can you make something that only you could create?” He talks about how the personal content on Instagram now is: “unpolished; it's blurry photos and shaky videos of people's daily experiences … flattering imagery is cheap to produce and boring to consume. People want content that feels real… Savvy creators are going to lean into explicitly unproduced and unflattering images of themselves. In a world where everything can be perfected, imperfection becomes a signal. Rawness isn't just aesthetic preference anymore—it's proof. It's defensive. A way of saying: this is real because it's imperfect.” While I partially love this, and I really hope it's true, as in I hope we don't need to look good for the camera anymore I would also challenge Adam on this, because pretty much every woman I know on social media has been sent sexual messages, and/or told they are ugly and/or fat when posting anything unflattering. I've certainly had both even for the same content, but I don't expect Adam has been the target for such posting! But I get his point. He goes on:“Labeling content as authentic or AI-generated is only part of the solution though. We, as an industry, are going to need to surface much more context about not only the media on our platforms, but the accounts that are sharing it in order for people to be able to make informed decisions about what to believe. Where is the account? When was it created? What else have they posted?” This is exactly what I've been saying for a while under my double down on being human focus. I use my Instagram @jfpennauthor as evidence of humanity, not as a sales channel. You can do both of course, but increasingly, you need to make sure your accounts at places have longevity and trust, even by the platforms themselves. Adam finishes: “In a world of infinite abundance and infinite doubt, the creators who can maintain trust and signal authenticity—by being real, transparent, and consistent—will stand out.” For other marketing trends for 2026, I recommend publicist Kathleen Schmidt's SubStack which is mostly focused on traditional publishing but still interesting for indies. In her 2026 article, she notes: “We have reached a social media saturation point where going viral can be meaningless and should not be the goal; authenticity and creativity should. She also says, “In-person events are important again,” and, “Social media marketing takes a nosedive… we have reached a saturation point … What publishers must figure out is how to make their social media campaigns stand out. If they remain somewhat uninspired, the money spent on social ads won't convert into book sales.” I think this is part of the rise of live selling as above, which can stand out above more ‘produced' videos. Kathleen also talks about AI usage. “AI can help lighten the burden of publicity and marketing.” “A lot of AI tools are coming to market to lessen the load: they can write pitches, create media lists for you, send pitches for you, and more. I know the industry is grappling with all things AI, but some of these tools are huge time savers and may help a book more than hurt it.” On that note … (7) AI will create, run, and optimise ads without the need for human intervention Many authors will be very happy about this as marketing is often the bane of our author business lives! As I noted in my 2026 goals, I would love to outsource more marketing tasks to AI. I want an “AI book marketing assistant” where I can upload a book and specify a budget and say, ‘Go market this,' then the AI will action the marketing, without me having to cobble together workflows between systems. Of course, it will present plans for me to approve but it will do the work itself on the various platforms and monitor and optimize things for me. I really hope 2026 is the year this becomes possible, because we are on the edge of it already in some areas. Amazon Ads launched a new agentic AI tool in September 2025 that creates professional-quality ads. I've also been working with Claude in Chrome browser to help me analyse my Amazon Ad data and suggest which keywords/products to turn off and what to put more budget into. I'll do a Patreon video on that soon. Meta announced it will enable AI ad creation by the end of 2026 for Facebook and Instagram. For authors who find ad creation overwhelming or time-consuming, this could be a game-changer. Of course, you will still need a budget! (8) 1000 True Fans becomes more important than ever Lots of authors and publishers are moaning about the difficulty of reaching readers in an era of ‘AI slop' but there is no shortage of excellent content created by humans, or humans using AI tools. As ever, our competition is less about other authors, or even authors using AI-assisted creation, we're competing against everything else that jostles for people's attention, and the volume of that is also growing exponentially. I've never been a fan of rapid release, and have said for years that you can't keep up with the pace of the machines. So play a different game. As Kevin Kelly wrote in 2008, If you have 1000 true fans, (also known as super fans), “you can make a living — if you are content to make a living but not a fortune.” [Kevin Kelly was on this show in 2023 talking about Excellent Advice for Living.] Many authors and the publishing industry are stuck in the old model of aiming to sell huge volumes of books at a low profit margin to a massive number of readers, many of them releasing ever faster to try and keep the algorithms moving. But the maths can work for the smaller audience of more invested readers and fans. If you only make $2 profit on an ebook, you need to sell 500 ebooks to make $1000, and then do it again next month. Or you can have a small community like my patreon.com/thecreativepenn where people pay $2 (or more) a month, so even a small revenue per person results in a better outcome over the year, as it is consistent monthly income with no advertising. But what if you could make $20 profit per book? That is entirely possible if you're producing high quality hardbacks on Kickstarter, or bundle deals of audiobooks, or whole series of ebooks. You would only need to sell to 50 people to make $1000. What about $100 profit per sale, which you can do with a small course or live event? You only need 10 people to make $1000, and this in-person focus also amplifies trust and fosters human connection. I've found the intimacy of my live Patreon Office Hours and also my webinars have been rewarding personally, but also financially, and are far more memorable — and potentially transformative — than a pre-recorded video or even another book. From the LinkedIn 2026 Big Ideas article: “In an AI-optimized world, intentional human connection will become the ultimate luxury.” The 1000 True Fans model is about serving a smaller, more personal audience with higher value products (and maybe services if that's your thing). As ever, its about niche and where you fit in the long long long long long tail. It's also about trust. Because there is definitely a shortage of that in so many areas, and as Adam Mosseri of Instagram has said, trust will be increasingly important. Trust takes time to build, but if you focus on serving your audience consistently, and delivering a high quality, and being authentic, this emerges as part of being human. In an echo of what happened when online commerce first took off, we are back to talking about trust. Back in 2010, I read Trust Agents: by Julien Smith and Chris Brogan, which clearly needs a comeback. There was a 10th anniversary edition published in 2020, so that's worth a read/listen. Chris Brogan was also on this show in 2017 when we talked about finding and serving your niche for the long term. That interview is still relevant, here's a quick excerpt, where I have (lightly edited) his response to my question on this topic back in 2017: Jo: The principle of know, like, and trust, why is that still important or perhaps even more important these days? Chris: There are a few things that at play there, Joanna. One is that the same tools that make it so easy for any of us to start and run a business also allow certain elements to decide whether or not they want to do something dubious. And with all new technologies that come, you know, there's nothing unique about these new technologies. In the 1800s, anyone could put anything in a bottle and sell it to you and say, this is gonna cure everything. Cancer — gone. And the bottle could have nothing in. You know, it could be Kool-Aid. And so, the idea of trying to understand what's behind the business though, one beautiful thing that's come is that we can see in much more dimensions who we're dealing with. We can understand better who's the face behind the brand. I really want people to try their best to be a lot clearer on what they stand for or what they say. And I don't really mean a tagline. I mean, humans don't really talk like that. They don't throw some sentence out as often as they can that you remember them for that phrase. But I would say that, we have so many media available to us — the plural of mediums — where we can be more of ourselves. And I think that there's a great opportunity to share the ‘you' behind the scenes, and some people get immediately terrified about this, ‘Ah, the last thing I want is for people to know more about me,' but I think we have such an opportunity. We have such an opportunity to voice our thoughts on something, to talk about the story that goes behind the product. We were all raised on overly produced material, but I think we don't want that anymore. We really want clarity, brevity, simplicity. We want the ability for what we feel is connection and then access. And so I think it's vital that we connect and show people our accessibility, not so that they can pester us with strange questions, but more so that you can say, this person stands with their product and their service and this person believes these things, and I feel something when I hear them and I wanna be part of that.” That's from Chris Brogan's interview here in 2017, and he is still blogging and speaking at writing at ChrisBrogan.com and I'm going to re-listen to the audiobook of Trust Agents again myself as I think it's more relevant than ever. The original quote comes from Bob Burg in his 1994 book, Endless Referrals, “All things being equal, people will do business with, and refer business to, those people they know, like and trust.” That still applies, and absolutely fits with the 1000 True Fans model of aiming to serve a smaller audience. As Kevin Kelly says in 1000 True Fans, “Instead of trying to reach the narrow and unlikely peaks of platinum bestseller hits, blockbusters, and celebrity status, you can aim for direct connection with a thousand true fans.” “On your way, no matter how many fans you actually succeed in gaining, you'll be surrounded not by faddish infatuation, but by genuine and true appreciation. It's a much saner destiny to hope for. And you are much more likely to actually arrive there.” In 2026, I hope that more authors (including me!) let go of ego goals and vanity metrics like ranking, gross sales (income before you take away costs), subscribers, followers, and likes, and consider important business numbers like profit (which is the money you have after costs like marketing are taken out), as well as number of true fans — and also lifestyle elements like number of weekends off, or days spent enjoying life and not just working! OK, that's my list of trends and predictions for 2026. Let me know what you think in the comments. Do you agree? Am I wrong? What have I missed? The post 2026 Trends And Predictions For Indie Authors And The Book Publishing Industry with Joanna Penn first appeared on The Creative Penn.

The Savvy Sauce
What if this ONE nutritional upgrade changes everything: An Interview with Sue Becker (Episode 279)

The Savvy Sauce

Play Episode Listen Later Jan 5, 2026 75:59


279. What if this ONE nutritional upgrade changes everything: An Interview with Sue Becker   Proverbs 14:12 NIV "There is a way that appears to be right, but in the end it leads to death."   *Transcription Below*   Sue Becker is a gifted speaker and teacher, with a passion to share principles of healthy living in an encouraging way.  She is the co-owner of The Bread Beckers and founder of the ministry, Real Bread Outreach, all dedicated to promoting whole grain nutrition. Sue has a degree in Food Science from UGA and is the author of The Essential Home-Ground Flour Book. Sue is a veteran home-schooling mom with 9 children and 15 grandchildren and 1 great-grandchild so far. She and her husband Brad, live in Canton, GA. Through her teaching, countless families have found improved health.   Sue's Instagram: @suebreadbeckers Sue's Website Sue's Podcast   Questions and Topics We Cover: Will you tell us about your professional background and share what led to a life-changing discovery?  In addition to helping us feel better, how can this swap also affect our weight? We are told gluten is the enemy, but you teach how wheat can actually be the cure, not the cause. . . Will you elaborate why even people who are sensitive to gluten can still enjoy this bread and experience greater health benefits because of it?   Related Episodes from The Savvy Sauce: 14 Simple Changes for Healthier Living with Leslie Sexton and Vasu Thorpe 26 Practical Tips to Eating Dinner Together as a Family with Blogger and Cookbook Co-Author, Rachel Tiemeyer 33 Pursuing Health with Functional Medicine Specialist, Dr. Jill Carnahan 129 Healthy Living with Dr. Tonya Khouri 205 Power of Movement with Alisa Keeton (Revelation Wellness) 212 School Series: Benefits of Homeschooling with Jodi Mockabee 256 Gut Health, Allergies, Inflammation and Proactive Solutions with Emily Macleod-Wolfe 261 Edible Theology with Kendall Vanderslice 270 Female Sex Hormones, Periods, and Perimenopause with Emily Macleod-Wolfe 275 Raising Healthy Kids: Free Tips with Emily Johnson   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:09)   Laura Dugger: (0:11 - 1:29) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   Have you heard about this one-of-a-kind experience, the Radiant Faith and Wellness event?   It's going to take place January 30th and 31st at the Cannery in Eureka. I hope you learn more or purchase your tickets on this website or check them out on Instagram at @radiantwellnessevent and make sure you stay tuned to find out what the code is so that you can purchase your discounted tickets.   Happy New Year everyone! I am so excited to get to kick off the year with one of the best episodes I can ever remember.   You are in for a treat today with my guest Sue Becker. She is going to enlighten us to the one achievable, easy-to-implement nutritional change that could change everything. Here's our chat.   Welcome to The Savvy Sauce, Sue.   Sue Becker: (1:30 - 1:39) Thank you so much for having me. It is a real honor to be able to share my story, share my message with others that can listen and hear.   Laura Dugger: (1:40 - 1:56) Well, it may be one of the times I've most anticipated this conversation, but I'd love to just start by going back. Will you tell us about your professional background and share what led to a life-changing discovery?   Sue Becker: (1:56 - 14:21) Yes, yes. Well, it's a little bit of a long story, but I'll keep it as brief as possible. So, I always say, many years ago, headed off to the University of Georgia as a pre-med student because I loved studying everything about the human body and I wanted to help people and save the world, you know, all the grandiose ideas.   But my big passion was physiology and biochemistry. I loved studying that. Got there and realized, you know, I don't really want to be in school that long and I don't want that type of career after I graduate.   I knew my ultimate goal was to be a stay-at-home mom and I was like, okay, so why am I pursuing this? But I loved the field of study. And so changed my major, got accepted into pharmacy school, spent a quarter there and went, this isn't really what I want to do either.   So then I was led by the Dean of Pharmacy School to the field of food science, which was an up-and-coming industry at the time. I focused my attention more on the microbiology aspect of it and after graduation, I worked for Kraft Foods for almost five years as a bacteriologist in the lab there. I met my husband at the University of Georgia, and we married, actually, our senior year.   And so then, like I said, after I graduated, I started working for Kraft until I had my first child. I did become a mom, for sure. I have nine children, seven biological, two we adopted later in life, ranging in ages now from 45.   My oldest daughter doesn't like me to tell that, but it's too bad. It's what it is. 45 to 29, I believe Olivia is.   Yes, 29. And then I have 19 grandchildren and my very first great grandchild was born just a few weeks ago. So that's been a real blessing and a treat.   But after graduation, because I loved studying, it's funny, I tell everybody I'm a much better student now than I ever was in college. It's funny how you love to study once you don't have to perform with tests and things. But I continued studying physiology, biochemistry, read the works of prominent biochemists of the day and kind of came at everything with believing that we're fearfully and wonderfully made.   Our bodies know what they need and if they're not getting something they need, then chances are we're going to see sickness or lack of health. So, I kind of came at everything from that standpoint. It might be a little simplistic, but I think it's a great starting place.   So, I focused on feeding my family healthy food, you know, supplementing when we needed to. I tell people I grew up Southern. I grew up in a family of cooks and not chefs, but we cooked.   We ate real meat, real vegetables. My husband and I loved to garden. We grew our own corn and peas and beans and tomatoes and all the things.   So, we were eating real food. But we weren't a sickly family for sure, not compared to what others were, but we still had our share, our fair share. And so, we clipped along like this and I, in 1991, because of my interest in physiology, biochemistry, I subscribed to a publication, a health journal.   And the first publication that came into my home was entitled, "How to Greatly Reduce the Risk of Common Diseases." In this journal, the history of white flour was presented. Now, this was very eye-opening information.   Maybe I need to back up a little bit. The food science is not a nutrition degree. It's not a home economic degree.   It's the study of food processing. Everything that has to be done to keep that food safely on the shelf. Something's great. Something's not so great. So, when I read this information, I was like, how did I miss what's done to our bread? Through my studies, I had always read that whole wheat flour was better, but I didn't understand why.   So, in this journal, the history of white flour was presented. All the processing that is done to make that flour sit on the shelf forever, never really. And this is, like I said, what opened my eyes.   I learned that whole grains, real whole grains are the most nutrient-dense food God has given us. But in that journal, I learned that only when they're freshly milled, do they retain all their vital nutrients. You know, like I said, I had read that whole wheat flour was better.   I was trying to buy the stuff in the store, but it was kind of gross, nasty, I say. Didn't make nice bread, certainly not fluffy muffins. So, kind of gave up on that, trying to make bread with the store-bought whole grain flour.   And so, we were just buying whole wheat flour from the store. But I learned in that journal, it's not really what you think it is. And I, so like I said, I also, as a food scientist, what was so enlightening to me, when I read that word enrichment on the bags of flour or the bread products in the store, I thought, wow, we're making this better than it would have been, had we not done this favor.   I soon learned in this journal that that was not a favor that food companies are doing for us. They replace in their enrichment, a mere fraction of the nutrients that are there. And of course, I learned that once the flour is milled, I learned, well, let me, grains are storable, left whole and intact.   They store fairly indefinitely. But once that flour is, once that grain is milled into flour, it begins to spoil. The nutrients begin to oxidize.   So this led to the invention of these huge steel rolling mills that would take out the very nutrient rich bran, the oil laden germ that was causing the spoilage of the flour and leaving only the endosperm part, which is the white flour, protein and starch. Wonderful discovery. This flour won't spoil.   It'll sit on the shelf forever. And like I said, it looked like a wonderful discovery. And this all happened in the late 1800s, early 1900s.   By about 1910, the steel rolling mills had completely replaced the local millers because prior to the 1900s, most of the bread consumed in this country was either milled at home or the flour was purchased from a local miller. The bread was made at home and it was consumed at home. But with this invention, steel rolling, the steel rolling mills displaced the local millers, white flour, white bread became food now for everyone, rich and poor alike.   And can you imagine every housewife going, yay, I don't have to mill my flour anymore. I'll never forget years ago, Brad's 93-year-old grandfather lived with us for a little while. And I was in the kitchen milling some corn for cornbread.   And he went like this from his chair. He went, "I milled a lot of corn in my day." So, you can imagine people were like, hallelujah, we don't have to mill our flour.   But what seemed like an amazing, convenient, life-saving discovery actually turned out to not be so great. Shortly thereafter, the steel rolling mills and white flour became food for everybody. Three diseases became epidemic.   Beriberi, which is a vitamin B1 deficiency, it results in nervous disorders. Pellagra is a vitamin B3 or niacin deficiency, results in GI issues, skin issues, dementia, mental insanity. And that one really interested me because I did some more research on that and actually found out that the first case of pellagra was diagnosed right here in Atlanta, Georgia, which I'm from that area, you know, this area where our store in Woodstock is 35 miles north.   That first year 30,000 cases were diagnosed. Then anemia was the third disease. This puzzled health officials all over the country. They're like, what in the world is going on?   Why are we seeing this outbreak of diseases? And at first they thought beriberi and pellagra were maybe some type of infectious disease. But eventually they traced it to the new white flour that was on the market and the missing B vitamins and iron minerals that were provided by the bran and the germ.   Because for all practical purposes, that's where your nutrients are. The endosperm, white flours, protein and starch, protein and starches that we need, but not without the fiber, the B vitamins, the vitamin E, the inositol, choline, the iron, the calcium, all those nutrients. And so, things kind of clipped along.   They went to the millers and said, you got to put the bran and germ back in because of all the sickness. But the millers were like yeah, no, that's not going to happen because they had found a very lucrative market for the byproducts, which is so often done now in the food industry. Byproducts of the milling process, the bran and germ were sold to the cattle feed industry, white flour to the people.   So they're like, yeah, we're not giving up that money-making market. So things progressed until 1948. And finally, health officials stepped in, the government stepped in and mandated, you've got to fix the flour, you've got to enrich it.   And that's where I discovered what a deceptive term that is for the 35 to 40, who knows really how many nutrients are lost when they take the bran and germ away. They only replaced it with four, three B vitamins and iron. And of course, B1, B2, B3 and iron.   Supposedly, this took care of the beriberi and pellagra. But I always have to stop here and say, how many nervous disorders do we have in our country today? How many, how much GI disturbances and bowel issues, digestive issues?   How about dementia, mental insanity? What about skin eruptions? I don't think it took care of it.   But anyway, they think it did. And then it would take 50 years, 1998, after watching the rising incidence of birth defects and understanding that it was the missing folate that is no longer in the flour, richest food source, or most common, most readily eaten food source of folate, bread. Who knew?   So, they mandated then that a fifth nutrient be added. And that was folic acid, which, let me stop there and say this, these are synthetically produced supplements, vitamins that are being added to your flour. And particularly the B vitamins, this can be very troublesome, because the B vitamins come as a family, they come as a group, they work together synergistically.   When you take one out of context from the other out of balance, it actually depletes you and causes you to have a greater need. We're seeing that now with folic acid and the development of MTHFR, the folate, you know, reductase gene mutation. So anyway, it's caused more problems than it's worth.   And I've always thought about the scripture Proverbs 14:12, I believe it says, "There is a way that seems right to a man, but the end thereof is death." And we can certainly see that. You know, and if that were not enough, now, we've, we've taken all this away, we produce this beautiful white flour, but the residual oils cause it some yellowing.   So can't have yellowing of that flour. So, they began to choose to bleach the flour and a product called nitrogen trichloride was used for more than 25 years to bleach the flour. It was finally taken off the market because they discovered that this nitrogen trichloride caused seizures in dogs.   Are you ready for this? Hyperactivity.   Laura Dugger: (14:22 - 14:22) Hmm.   Sue Becker: (14:22 - 29:18) When I read that information, it was in 1991. That was the beginning of the scourge of ADD and hyperactivity we're now seeing in our children today. And I couldn't help but wonder, you know, when I read that information, there was one little boy in my son's music class, you know, and, but now, wow, it's pretty prevalent.   So then another bleaching agent is benzoyl peroxide. It's known to destroy B vitamins and vitamin E. And let me just tell you this, grains are one of the, especially wheat is one of the most nutrient dense food groups. Like I said, but it's the, one of the richest food sources of vitamin E and no amount of vitamin E has ever been put back in our enriched right white flour.   So, we lost that source, but now we're using a bleaching agent that's going to destroy it and B vitamins. And then potassium bromate is often used as a dough conditioner. It helps strengthen that gluten structure to help get a better rise in the bread. It's known to cause liver issues and thyroid issues.   And this is what we were consuming. So, wow. Yeah.   Talk about my mind being blown, my eyes being open. And then the rest of the journal was a brief discussion of the common diseases that plague Americans and showed why it was directly related, how it was directly related to our consumption of the processed white flour, lacking the nutrients and the fiber diseases like heart disease, cancer, diabetes, diverticulitis, even varicose veins, skin issues, low energy. I mean, it just went on and on.   And from my, with my background, this made absolute sense. I knew it was scientifically sound, but it was also, it was a Christian publication. It was biblically sound.   And what changed my life here was like I said, always read whole wheat flour, better whole wheat flour, better, but I was buying the stuff in the store and even whole wheat bread in the store. Didn't really see a lot of difference in it. But this introduced me to the idea of an in-home grain mill, buying grain and milling my own flour.   That was life changing. I was like, this is amazing. I can do this.   Wanted a mill. My husband actually bought me a mill for my birthday in 1991. The mill came into our home.   I milled flour. I made bread. I ate bread.   It was delicious. It wasn't gritty. It wasn't heavy.   It wasn't dense. And I tell everyone I pooped the next morning and it was like, what just happened to me? So that was my life-changing experience.   First, first day, you know, my bowel issues were corrected. I had lifelong issues with constipation, struggled with it. Knew I didn't want to take chemical accidents.   So tried to do more alternative solutions, find those and they worked if I did them, but they were, I tell people they were outside of my, your realm of daily eating. You had to do something special. And honestly, sometimes I think we look at alternative methods, you know, supplementation or treatment for ailments that are afflicting us.   And we're not getting, still not getting to the root of the problem. My problem was I was not eating enough fiber. The white bread, the white flour was constipating me.   So this was the only change I made. I tell everyone I've not been constipated since 1991. I know you wanted to hear that, but, but then I had five young children by this time and I, I homeschool my children.   We were active in church and baseball and music lessons and all the things, you know, we were busy. I had nursing baby and, and I, but I'm telling you, when I started just adding this bread to our already real food, we were eating. I noticed significant energy.   Like I said, constipation gone right away. Then I begin to notice first week. It didn't take months.   I was like, wow, I have more energy. My frequent headaches went away. Also with my bowels moving, my chronic constipation went away.   I lived on antihistamines before bread since bread. That's another thing I can stand here and tell you. I've not had an antihistamine or a decongestant of any kind since 1991.   That's pretty amazing. I had frequent migraines, not had one since we started the bread. So those were, I've noticed my sugar cravings went away because now I was getting the real carbohydrates that my body needed and it's sustaining energy.   And then my children, I just noticed they were they were, they would eat and they were satisfied. They love the bread. They love the muffins.   They love the pancakes. It was healthy food. I didn't have to coerce them to eat.   No more snotty noses, no more ear infections for them. And that we just became a much healthier family. And they, my kids didn't necessarily catch every bug that came around.   And if one of them did get sick, didn't necessarily mean that all of us got sick, which a big family, that's, that's pretty significant, you know? And so it was just, and the bread was delicious. When I read that information about whole grains and, and, you know, how bad white flour was, I was, I was thinking that this freshly milled flour was going to be just like the store-bought whole wheat flour I was buying in the store.   And you can probably already tell I'm a very passionate person. So, I read this information. I'm like, we're never eating white bread again.   We're never, white flour's never coming into our house again. And if we have to choke this bread down, we're doing this, you know? Well, we did not have to choke it down at all.   The muffins, the bread, the pancakes, the brownies, cookies, everything I made was absolutely delicious. It was filling and it was satisfying. A lot of people would say, you must spend all your time in the kitchen when all my kids were home.   I'm going, actually, no, we eat breakfast and everybody's satisfied. Nobody snacks. And even my kids begin to notice how other kids snack all the time.   Not my kids, they would eat and they wouldn't eat till the next meal. And so, it was just very, very satisfying. So, I began to share my bread with everybody, bake bread for other people, take it here, take it there.   The next thing I know, so be warned, if you ever start milling and you make bread for somebody, they're going to ask you to make bread for them. So, I did start making bread for other people. And the next thing I know, they're coming to me and saying, my cholesterol dropped 85 points and all I changed was this bread.   You know, I feel better. I have more energy. And the lady with the cholesterol, she, I continued to make bread for her for a while.   And I always laugh. One of the favorite things she liked that I made for her was cinnamon rolls with cream cheese icing. And she said, I ate one after every meal and my cholesterol dropped 85 points in just one month.   And I always laugh. I'm like a statin drug with all kinds of side effects, cinnamon roll with cream cheese icing, you know, and she said, it was her testimony. She goes, "I knew it was the bread. I know it is the bread because three doctors, three different medications, three years, nothing has changed. And this is the only change I made."   So, I started hearing this. And of course, she told all her friends, the next thing you know, everybody's wanting me to make this cholesterol lowering bread for them, you know, and I'll never forget. By this point, I had had my sixth child, still homeschooling, still doing laundry, still baseball, church, all the things. And here I was making bread for my family and then making bread for all these people coming to my door.   And I was spending all day every day making bread and for others and myself. And I just got really tired, to be honest with you. And I was making this bread and a thought came to my mind.   And I just looking back now, I know God put those words in my heart and in my mind. That day, I had also had a few people ask me, would I teach them how to make bread? And where could they get a grain mill?   So the idea came to me, met my husband in the driveway. And I said, when he came home from work, and I said, you know what, I don't think I'm supposed to make bread for the world. I think I'm supposed to teach the world to make bread for themselves.   And that was the beginning right there. We sat down on the porch swing and talked about what we would call it. And I said, I want to call it Bread Beckers.   That's, you know, our, it's funny, we didn't know that at the time. But Becker is a German name that means the baker. So, it is bread bakers.   And anyway, so and, and it's funny, because at that point in 1992, my world was four people, four people had asked me about where they could get a grain mill, and what I teach them to make bread. And today, we, well, we, started our business right then in our home, took a little while to, you know, get everything. And we outgrew our home by 1998, what my husband and I and my children could do.   I mean, it just grew from the testimonies of other people. I mean, just like that lady when and then you get hundreds of people sharing different stories and passing it on, people, people start noticing. So we incorporated with a longtime friend and partner in 1998, moved the business out of our home, we're currently in this lovely 10,000 square foot warehouse, we moved here in 1999.   We have a nice studio kitchen, this is where all my cooking classes take place that we can seat 100 people and regularly we fill up classes like that. We have a lot of online classes already for people to view on our YouTube channel. But and then a few years ago, it's back in 2009, we acquired another warehouse because we are passionate about providing God's people with grain.   That first week here, like I said, customer base of four. A week after starting our business, getting all the license and all that really hadn't started getting anything, God woke me up and said that he was raising up Bread Beckers to be like Joseph to supply his people with grain. And I wrote in my journal that morning that it would be a tremendous thing.   And it would take a few months, we invested in a lot of wheat, we took all of our savings, this was before we incorporated, it was just my husband and I and our family and bought some wheat, you know, and had spent all of our savings. Well, I got a little nervous. And I woke up that morning after unloading all this wheat and writing the checks and seeing the money go out of the savings account.   And I'm like, I don't think the electric company is going to take a bucket of wheat, you know, for payment. So this was my fear. And I felt like, you know, maybe I was being deceived, maybe we were being misled.   And I just cried out to the Lord that he would speak to me and confirm to me that this was what we were supposed to do. And this is how I do it. I just cry out to the Lord.   And then I just go on with my regular Bible reading, not looking for something I could have gone to the story of Joseph because he had already spoken that to me. But my verse for the day in one of my devotionals was Proverbs 11:26. And it says "Cursed is the man who holds back grain when the public needs it. But a blessing from God and man is upon the head of him who sells it."   My husband took that vision. I know you talk about, I was like, what? I could hardly wait for Brad to get up. My husband, Brad, you know, I had awakened early because I was stirring and all just anxious and fearful. And the enemy was just coming at me.   And when I shared that all with Brad that he was sleeping next to me, not knowing that I was in all this turmoil. And he just looked at me and he goes, "Sue, I can think of no other verse that God could have given you to answer and your question and to calm your fears." And so he took it to heart.   So, we now have a second warehouse. It's 13,000 square feet. We are probably one of the largest grain packaging facilities in the southeastern United States.   We have hundreds. I don't know how many we're growing everyday co-ops all over the United States. And we bring in two semi truckloads a week.   I mean, I'm sorry, a month, which is actually a little bit more than that. It's about 190,000 pounds of wheat. That's just wheat.   Package it down into these great food grade buckets, plastic buckets. And we package it with carbon dioxide gas. So it's perfectly storable.   We can guarantee that it's bug free. You know, the enemies of grain are moisture bugs and rodents. So that's why we really firmly believe in packaging it all in buckets.   And like I said, we have probably 180 co-ops now. I don't know. It's growing every day.   We ship wheat all over the country, grain and everything we sell. So it's been a real journey and just a real blessing. And then I started a ministry called Real Bread Outreach.   We clipped along locally, kind of providing grain and grain mills for those who truly can't afford it. But then in 2016, God called me to Haiti. I made 15 trips to Haiti.   We built a bakery there. We trained up another team at an orphanage and they were making bread every day. So right now, in Haiti, it's an intense situation, but the bakery is thriving, feeding about 1,200 school children a day.   And then the other, it's about 150 orphans. Then we went to Tanzania in 2021. We built a bakery there, started a feeding program.   We've helped start a bakery in Israel that is ministering to the Jewish people. We helped train a bakery in Uganda and we've sent mills to missionaries in Japan and the Philippines and Nigeria and Kenya, just all over. And I'll close this part with this.   A few years ago, a friend of mine just, she did, she remembered, she said, "Sue, do you remember when you said to Brad, I don't think I'm supposed to make bread for the world, but teach the world to make bread for themselves." And I'm going to tear up a little bit looking back now, like I said, four people, that was my world. Today, it truly is the world.   And not just because of the internet, but because of where God has called us through our ministry. And it's a real blessing. So, my encouragement to everyone is do the small thing.   You never know where God's going to take you in years to come and how it's going to bless the world.   Laura Dugger: (29:19 - 29:21) So I think that was a lot.   Sue Becker: (29:21 - 29:22) I know.   Laura Dugger: (29:23 - 32:39) It was beautiful. And it makes me think of the verse, do not despise small beginnings for the Lord delights to see the work begin. I'm paraphrasing, but I love how much it has blessed the world.   And I remember the first time I heard you, I was trying to just picture what is a mill, but you literally just turn it on and you pour the grain in and it comes out as flour. It's so easy. And so we purchased our own.   After our conversation, I get to stick in our loaves in the oven. They're still rising right now. And now a brief message from our sponsor.   Radiant Faith and Wellness Event is a unique event designed to bridge the aspects of faith and wellness and to live as our bodies, minds and souls were intended and created. So come together with other like-minded women to receive Christ centered teaching on health and wellness, to nourish your body with good food and to renew your mind and help you shine radiantly. At Radiant, wellness goes beyond worldly standards of wellness and self-help.   So, from worship and inspiring speakers to guided movement, meaningful conversation, biblical teaching, every part of this event is crafted to help you reconnect and step forward renewed. It's the perfect time of year to experience something like this. Radiant is more than just an event.   It's actually a transformational experience and supportive community dedicated to helping women grow spiritually and physically. Their speakers bring this perfect balance of encouragement and deep wisdom, each within their own area of expertise and passion. They do a remarkable job of creating a safe and joyful space where every woman feels seen, supported and empowered to grow.   So, join the Radiant Faith and Wellness family today and experience what it means to live rooted, restored and radiant from the inside out. Visit https://www.google.com/search?q=mygracioushealing.com/radiant-event or you can check out their Instagram page at @radiantwellnessevent. Tickets are limited, so make sure you book today and enter the code SAVVY when registering for a special discount.   Thanks for your sponsorship. So going back to these ailments, I'm going to reference two other things that you said. First, this may be a little unrelated, but even thinking of feeding people around the world or feeding our children, you mentioned, you know, a lot of times if your kids were picky eaters, you'd say, okay, ditch the bread and just eat the meat.   But because it's so nourishing and nutritious and that Jesus has given us this as a grace gift, this bread, you can ditch the meat and eat just the bread and get so much nutritional value.   Sue Becker: (32:40 - 37:32) Yes, that and that's funny that you bring that up because, you know, one of the things over the years of studying is of the 44 to 46 absolutely essential nutrients needed by your body for health and to promote life. There's only four slightly deficient or missing in wheat, vitamin A, vitamin C. So, God gave us another kind of food.   Remember in Genesis chapter 1:29, he says, “I've given you plants that bear fruit with the seed in them.” So that's our fruits and vegetables. That's where we get our vitamin A, vitamin C.   Then we get our vitamin D from the sunshine if we get out there and get some. And then B12, of course, is low or is not found in any plant product. That's I mean, plant food.   So, you have to get that from your meat, your red meats and things like that. But that's and so learning that you're absolutely right. When my kids were growing up and the bread was my little toddler, how she'd tell me she was hungry, she would say, “I want a roll with honey.”   That was what she wanted to eat. And I would take the meat off the sandwich. And before bread, it was eat the meat.   After bread, it was just eat the bread, you know, because I knew just from that. And I started thinking about when Jesus said, “Man does not live by bread alone.” He was quoting the Old Testament, but by every word that proceeds forth from the mouth of God, he was reiterating that you think you're living because you have bread and all the biblical, you know, so many of the biblical feasts, Passover and First Fruits, Pentecost, they're around the barley harvest and the wheat harvest.   Grain was a big part of their life and of their sacrifices and all that. And he was saying, you think you're living just because you have bread. But I'm telling you, there's a spiritual life that you have to feed as well.   So, yeah, that was a fun time seeing the change of my perspective of just eat the bread. And, you know, some days, you know, breakfast was typically a pretty big meal for us. Sometimes it would just be pancakes, but a lot of times it would be eggs and freshly ground grits and bread of some sort, muffins.   And then lunch might be muffins and a smoothie because we really weren't that hungry from the bread at breakfast and then dinner. We eat normal. People think we're weird eaters.   But, you know, like I said, I grew up Southern. So, we do country fried steak. We do pot roast.   We do chicken. We do brown rice, mashed potatoes, green beans. You know, we do it all.   And you mentioned something that was funny. When I first started, when I would take bread places, people go, “Oh, my gosh, this coffee cake is so delicious or this bread is so delicious. Can I get your recipe?”   And I'd go, “Well, yeah, you can have my recipe. But you've got to understand, I mill my own flour.” Two things they would always respond with.   And the first one they would go, “You do what?” And I would go, “I mill my own flour.” The second one absolutely intrigued me for years and years until I did a study on what grain mills, the local millers mills, you know, waterwheels and gristmills and ox treading out the grain.   But they would always say to me, “Where do you live?” And I think they thought I must have had a barn and an ox or I lived by a river to have the gristmill to power my mill. Now, you can see my little mill behind me.   It just sits on my counter. And you're right. Turn it on, pour it in, comes out flour in a matter of seconds.   And I tell people, it's really not any slower or more tedious than taking your flour canister out of your cabinet. And I realize we've deviated in this day and time from even using flour and baking things ourselves when we can go to the store and buy it already baked. But it'll change your life.   I have never seen one dietary change bring so many significant across the board, broad spectrum health benefits to myself, my family, and so many people now that share their testimonies with me. It's just been amazing, just absolutely amazing. And, you know, I always, my husband always likes for me to say, you know, in the 25 years of raising my children on this bread, we only had to take them to the doctor twice for an illness.   Twice. And twice on antibiotics. They needed it.   There's a time and place. Twice to the doctor for an illness. In 25 years, there are people and families that go to the doctor more than that in a week.   So, when people say I can't afford it or I don't have time, I'm like, wow, I can just tell you the life-saving and money-saving advantages are, it's hard to describe. So yeah.   Laura Dugger: (37:33 - 38:05) Yeah. And like you said, it's an enjoyable process. It is.   But also, okay, referencing one other thing, just thinking about these ailments. You had quoted, I believe a doctor just saying about constipation that is, and I don't want to botch it, so I'd love to know if you remember this, that most Americans is that three out of five suffer from constipation or even chronic constipation. And that, was it the number one cause of breast cancer and prostate cancer?   Sue Becker: (38:05 - 39:29) Oh, wow. Yes. I'd almost forgotten that.   Yes. I was listening to a CD that someone shared with me, and it was by an oncologist. And I still remember, I would listen to things as we began to travel and share and teach, and I would listen to teaching.   And so, I had this cassette, if you can remember those or even know what those are. And I remember where I was, I was on I-10 headed to Jacksonville to a homeschool show. And this oncologist at the very end of her message, she said, “Toxins are stored in your, let's see, let me see. So, she said toxins are stored in your fatty tissue. In a woman, it's your breast. It's, and in a man, it's his prostate.”   And she said, “When toxins are not carried out of their, your body daily through bowel elimination, then these toxins get absorbed into the body and stored in your fat tissue.” And she said, “So a direct correlation between cancer and constipation is there.” And, and I was just like, what did she just say?   And that blew me away. I mean, that was not me saying it, this was an oncologist. And she's saying one of the leading issues is constipation.   Wow. Yeah, I'd almost forgotten about that.   Laura Dugger: (39:30 - 39:44) Well, and such a simple swap and getting to still enjoy these foods. But in addition to being healthier and the health benefits and making us feel better, how does this also potentially affect our weight?   Sue Becker: (39:45 - 42:33) Well, that's a good question, because we're all told that bread is bad, that bread will make you fat. And I totally agree. The bread that's in the store is devoid of nutrients.   It's devoid of fiber that fills you up. It's devoid of nutrients that satisfy fiber that fills you up. And it's heavily sweetened, sugared, you know, most of the breads we're eating are not just flour, water, yeast, salt. They're usually loaded with other things.   So, they're not satisfying. The fiber in real bread fills you up. So, like I said, you're not going to overeat, you're going to eat and you're going to be satisfied.   You know, I always tell the story when, when we were eating just bread from the store, I had five children, I would make sandwiches, they would, you know, cut them in half, I would make five sandwiches, they would, or I'd make the whole loaf, actually, they would fight over the last one. After bread, real bread that fills you up, I would make five sandwiches, cut them in half, and sometimes they would eat them all. And sometimes they wouldn't.   It was because it was filling, and it was satisfying. And that's something people need to understand. Also, the nutritional deficiency in the foods that we're eating in the store, especially our bread, they're leaving us malnourished, really.   Dr. Denmark, one of the oldest, well, the oldest practicing pediatrician in the country, she lived right here in Georgia. And she said, “We're the most undernourished, overfed people in the world.” We eat a lot because we're never satisfied, because the foods we're eating does not supply our body with the nutrients that we need.   And so, we're constantly craving. I don't think a lot of people don't understand what cravings are. You're craving food because you're needing a nutrient, you know.   And so, we find that we can eat and eat and eat, and, or not we, but Americans can overeat, and they do overeat because they're never satisfied. And so, real bread fills you up, real bread satisfies, it takes those sugar cravings away, which, you know, a lot of high calorie foods, they're loaded with sugars, and that's what we're craving a lot of times. I read something, women tend to crave sweets and chocolate, and men tend to crave salty.   And, but both, if we're craving, you know, processed foods, you know, you can sit down and eat the whole bag of cookies, where you make cookies from freshly milled flour, one, maybe two, if you go three, you kind of go, I really didn't need that one, you know. So, it's just filling, it's satisfying. We have so many people, testimonies of people saying they've lost, one lady said she lost over a hundred pounds, that was over the course of a while, you know, of a year or so, but she did it right.   She just started eating real food that nourishes and satisfies.   Laura Dugger: (42:34 - 44:21) I want to make sure that you're up to date with our latest news. We have a new website. You can visit thesavvysauce.com and see all of the latest updates.   You may remember Francie Heinrichson from episode 132, where we talked about pursuing our God-given dreams. She is the amazing businesswoman who has carefully designed a brand-new website for Savvy Sauce Charities, and we are thrilled with the final product, so I hope you check it out. There you're going to find all of our podcasts, now with show notes and transcriptions listed, a scrapbook of various previous guests, and an easy place to join our email list to receive monthly encouragement and questions to ask your loved ones, so that you can have your own practical chats for intentional living.   You will also be able to access our donation button or our mailing address for sending checks that are tax deductible, so that you can support the work of Savvy Sauce Charities and help us continue to reach the nations with the good news of Jesus Christ. So, make sure you visit thesavvysauce.com.   And throughout the years, you've seen these different trends from Atkins to Paleo, and now a lot of times we're told gluten is the enemy, but I love how you say that wheat can actually be the cure, not the cause.   So, can you elaborate on that, and even why some people with gluten sensitivities may still be able to consume bread that was made with freshly milled grain?   Sue Becker: (44:21 - 1:01:23) Right, so, yeah, I think what people need to understand is what gluten actually is. And gluten's not really even in grains, it's just an easy way to verbalize it, I guess. So, gluten is the stretchy substance that forms from two proteins that are found uniquely in the wheat family of grains.   So, when you mill wheat into flour, and you hydrate it, wet it, mix it, you know, make a dough out of it, those two proteins, gliadin and glutamine, they form this stretchy substance called gluten. Well, it's very important in bread making that you have these two proteins, because when you make a yeast leavened bread, whether it's sourdough or commercial yeast today, those organisms feed on the carbohydrates both in the wheat and in your dough, and they produce carbon dioxide gas. So, that gluten, those stretchy strands of protein, those two proteins, they trap that carbon dioxide gas, and that's what enables the bread to rise.   So, it's unique to the wheat family of grain. It has always been there. It's why wheat is the king of bread making and always has been.   Who put those two proteins in the wheat family of grains? God did. And just so you know, wheat is not genetically modified, and it has not been altered to produce wheat that has a higher gluten content.   What determines the protein content of grain more than anything, which, what did I say gluten is? It's formed from two proteins. What determines the protein content in grain more than anything is rainfall during the growing season.   So, that's why here in the southeastern United States, we can't make yeast bread making wheat. We can't grow it because we have too much rainfall and it's too warm. So, we grow what's called soft wheat or pastry flour.   That's why southerners eat biscuits, because that's the kind of bread that we can make with the wheat grown here. The colder, drier climates in the breadbasket states of the country, they grow the hard bread making wheat. Now herein lies the problem.   When those steel rolling mills came on the scene and began to take the bran and germ out, what did they leave us with? Protein and starch. Those gluten forming proteins and starch are in that endosperm.   God never intended us to eat that white flour, those protein and starches without the vitamins, the minerals, the enzymes, the vitamin E that the bran and germ provide. So, therein lies a lot of the problem and that's what causes so many digestive issues is that we aren't getting the nutrients and the fiber that will keep our bowels clean and our digestive system moving the way it is supposed to. Now herein lies a bigger problem is that in the food industry and the American people's craving for fluffier bread.   In the food industry, they thought, okay, we can give you fluffier bread. If we take the wheat and we wash it until only all that is left is those two proteins, those gluten forming proteins. They get this stretchy substance and then they dry it and powder it and they add even more pure gluten forming proteins to that white bread.   So, now we have an even bigger problem and then and even in that whole grain bread, people want fluffy bread. They don't want, you know, coarser whole grain bread. So, check your ingredients.   That 100% whole grain bread that you might be already buying, third or fourth ingredient gonna be vital wheat gluten or gluten flour, whatever they call it and that is greatly upsetting the fiber to flour ratio and causing digestive issues. And then, you know, just the heavily consumption of that bread and you know, the commercially processed bread is a real problem. So, now what we have is people, you know, Americans consuming this bread.   Now, they have every symptom of something called celiac disease. Celiac disease is real. It is genetic.   I am learning. I used to say it's not reversible, but I am learning something that you might have the genes for celiac disease, but they can be turned on or turned off. So, perhaps what is happening is you might have the gene, but now it's being turned on by eating and consuming this high gluten, if you will, bread out of context, not the way God made it.   But then also what is also happening is so now we have people that have all the symptoms. Well, let me back up and just explain what celiac disease, celiac disease, true genetic celiac disease. You are born with these genes, the inability to break down that and metabolize gliadin.   That's one of those gluten forming proteins, which the whole wheat family has that. So, if you can't break it down, it's going to cause digestive issues, abdominal cramping. It's going to eventually as those that protein gets dumped into your large intestine, your bowel, it's going to lay down the villi.   You're going to have leaky gut. You're going to have all these issues. That is true genetic celiac disease, but it affects less than 1% of Americans have those genes and have it turned on for true genetic celiac disease.   So, what is being diagnosed today? Well, everybody eating the commercially processed high gluten packed or you know bread, they're developing the same symptoms, digestive issues, abdominal cramping, laying down the villi. So, they're being diagnosed with celiac disease when it a lot of times is not true genetic celiac disease and I'm not professing to be a medical professional.   I'm not giving anybody medical advice, but here's the good news that I do want to say to you. Non-genetic celiac disease is totally reversible. And the good news is people are finding some that have been diagnosed with celiac going gluten-free been gluten-free for 20 years.   They're finding they can eat the freshly milled flour because it has the right ratio and the good fiber and the good nutrients to heal their gut, cleanse their gut, and get their bowels moving, cleans out. So, bring that villi back to life and they're thriving. They're not just tolerating the bread.   They're thriving and finding reversal of many, many, many health issues. And another big issue too is people don't understand that for the most part digestion begins in your mouth, carbohydrate digestion. You chew your food, your saliva mixes with your food and there's an enzyme carbohydrate digesting enzyme called amylase.   Once you swallow that down in your stomach, your stomach is where protein digestion takes place. It must have an acid environment for those protein digestive enzymes to work. God knew that we're fearfully and wonderfully made.   He created cells in our stomach to produce acid brings the pH. If y'all know what pH is down to one very, very acidic could eat a hole in your stomach. But he also created these cells that produce mucus that lines our stomach and protects it from that high acid.   So, that's where protein digestion needs to take place. Here's the problem. What is one of the most commonly prescribed drugs in America? Prilosec, Nexium.   These are antacids. They're prescribing it for something called acid reflux, which is only compounding the problem. So, these antacids are doing exactly what the name of them describes.   They're alkalizing your stomach acid. So, what's that going to do to protein digestion? It's going to compromise it.   Huh? So, yeah, and the real cause of acid reflux is not too much stomach acid. It is actually too low stomach acid.   Our body's not getting the nutrients that needs to produce that stomach acid. Now, it's acid enough that when it comes back up in our esophagus it burns, but there's a little flap that God created right there at our stomach and our esophagus called the epiglottis. Do you know what's and it's supposed to close so that when that stomachs churning and doing its digestion, it doesn't back that acid doesn't back up into your esophagus, but it closes.   It's stimulated to close by the high acid in your stomach. Do you see what's happening here? So, we're being prescribed an antacid which now we don't necessarily get the burn, but there's all kinds of side effects.   We've compromised protein digestion, which what did we say gluten is protein. Also, do you know the technical term for an allergy a food allergy not a sensitivity or an intolerance the technical term for a food allergy is an adverse reaction to a protein component of your food. I have never seen so many food allergies as we see today.   It's very interesting. Some people are diagnosed with a gluten sensitivity. Well, of course, I think everybody is sensitive to the bread and the store.   Some people can tolerate a little bit better than others, but I know when I occasionally, you know, we go out to a party or an event and we usually avoid bread, but sometimes it's on everything. You know, I know I wake up the next morning and I'm like, I don't feel good. I have a stomachache.   So, I think everybody is sensitive to the bread in the store, but we have now hundreds of testimonies of people who thought they had to be gluten-free or say I have, you know, I haven't eaten bread in 20 years because made me sick. It did this it did that and they are finding they can eat the freshly milled flour because even wheat because it's the right proportions all the nutrients, you know, one of the amino acids that's found abundantly and wheat is glutamine Google it and you'll see a lot of health professionals will actually give you glutamine supplements to heal your gut and it's and it's in the bread. So, then part of the other problem that I see then when people think they're gluten-sensitive or have to be gluten-free now mind you if you truly are genetic celiac, you probably will not be able to eat wheat and I'm saying probably now because I'm learning some things that we can turn those genes off.   I don't know but if you truly are genetic celiac, but that is going to be a diagnosis that probably came when you were young you were going to always have had symptoms of these if you are now 20 or 30 and all of a sudden having these issues and you've been eating wheat all your life chances are you're not true genetic celiac. So, that's something you need to look at but people are finding they can eat the flour. They can eat the wheat and part of a real concern of mine is when you go gluten-free if you don't really need to I've been doing some studying as a food microbiologist gut microbiome has been a big topic.   I've shared I've taught way before it was trendy on, you know probiotics and all of that and fermented foods. I've been teaching it since 1992 but what happens that they're finding on these gluten-free diets. It's actually diminishing your good gut microbiome and encouraging the growth of more pathogenic making you more susceptible to C. diff, E. coli and other sickness causing organisms.   Then you're going to have those organisms are critical for breaking down food that gets dumped into the large intestine and encouraging digestion and enzymes that they create and all kinds of B vitamins and I could go on and on so that is being compromised the next thing, you know, you have allergies to eggs allergies to milk these very restrictive diets change that gut microbiome and they are causing a lot of gut health issues and allergy issues. I've talked to two people in the last few months one lady told to go gluten-free been gluten-free for years. She with tears in her eyes couple of weeks ago came down from Ohio hugged me in was came to our store just wanted to come to our store.   I happen to be here that day. She hugged me tears in her eyes and said I was down to eight foods that I could eat another lady in one of my classes came up and said I was down to seven foods that I could eat, you know, so It puts you on a treadmill that I don't think you want to be on when you start very restrictive diets. It's and not just gluten-free, but even you know, the carnivore and the keto and the paleo the heavy meat diets you need whole grains to break the fats down and cholesterol that those foods are providing and I'm a meat eater.   I mean, that's fine, but to exclude the most nutrient-dense food group God has given us in my mind is very dangerous. Let's see if we can get healing and reverse that I have a podcast and I do it's the bread stories now and I one of my favorites and I recommend it more often than any other is episode 66 sit with Sarah Valentine if anybody that I hear of that say they have to be gluten-free or their celiac, I would say she fit the bill for what surely seemed like a true genetic celiac. She was diagnosed in I think she was around 15 or I don't remember her age.   She was in high school. I think but she had always had trouble even as a little one and she was diagnosed with celiac and she said at the end of the podcast, she goes either God supernatural healed me or it was a misdiagnosis, but she had been gluten-free for 15 years. I believe it was and she told me she said and I she had a dairy allergy.   She couldn't eat dairy and she said, you know dairy I cheated on a little bit because it would just cause me a little discomfort. She goes I never cheated on gluten. Well, her brother and her mother heard about me and they Sarah was off at college and they got a mill and started milling because her brother's children had some health issues.   I think they have warts and my work stories are great. But anyway, bought a mill. She came home from school and they said Sari.   We want you to try this. You nope. Nope.   Nope. I'm I can't finally they talked her into trying a little bit should she ate it no issues at all and she told me on that podcast. She said I pooped the best I've ever pooped.   I have pooped in a long time the next morning. I slept the best. I had no headaches had no adverse reaction and she's become if any anyone My poster child for you know, reversing what appears to be celiac disease and being able to thrive on real bread and freshly milled wheat with the right balance of those protein starches nutrients fiber enzymes vitamin E all the things that bring healing and improve digestion get the bowels cleaned out and the gut healed.   So, yeah, it's something that I think excites me the most and I call it food freedom because what I'm seeing is people are in bondage and you know, when you can't eat this and you can't eat that and I understand there's some I have a granddaughter that has a dairy a true dairy allergy and I get it and those are real and you don't want to you know diminish those but we are seeing so many people that the bread in the store totally disrupts their system and causes all kinds of issues were seeing them not only like I said tolerate bread made from freshly milled flour, but bring healing bring healing and I that is so much our Lord that God knows what he's doing in his intentional design. He is all about healing and freedom versus of setting the captives free.   Laura Dugger: (1:01:38 - 1:01:40) Oh gosh, that was a big one. Yeah.   Sue Becker: (1:01:40 - 1:02:10) Yeah, but it also just one real practical thing as we're talking about gluten and fermentation with sourdough. This is a two-parter because if you feed it with white flour or add that I'm assuming that diminishes effects and if you feed it with fresh milled flour and then add that to bake it in bread, is that like double the benefits because you've got the fermentation and the grain or how does that work?   Sue Becker: (1:02:10 - 1:07:07) You know, I can't find any real definitive information, but let's back up and let's talk about sourdough with white flour there for a while when we were still traveling back in the probably early 2000s a lot of teaching coming out going even celiacs can eat, you know sourdough bread and they were making it with white flour and all of this. Is it better than the stuff you're buying in the store? Maybe but white flour is white flour and it's still process is still been stripped of all the vitamins the minerals and the fiber.   So, in my viewpoint, it is no better for you. If you're making it's kind of a waste of time if you're making sourdough bread with white flour. Now, if you start milling your own flour and making your sourdough with that, that's a whole other realm.   And like I said, I've done lots of studies most what I find when I read is that when we went to commercial yeast, we gave up flavor. So, I get that and that the bread is kind of flavorless now. So, I get that a little bit but as Americans and especially children, we like our fluffy bread, don't we?   Yeah, so, kids, you know, don't fret if you're making bread with commercial yeast. That's the way I make most of my bread. But as a microbiologist and knowing that when those lactic acid organisms feed on sugars, they produce B vitamins.   That's like yogurt. Why yogurt has B vitamins and maybe your milk, you know, just uncultured milk doesn't. So, I know that that increases the availability of those nutrients.   So, I think there is definitely some nutritional advantages that you take it to a whole new level. But what I say that commercial yeasted bread is not healthy and you can't do that that you only need to be doing sourdough, you know, I learned to make sourdough from white flour when I was first married long before milling came into our family by the time I had my children I had vacated that and then when I started milling I used commercial yeast and have for most of my years and we saw tremendous health benefits. So, I don't diminish one over the other but I certainly recognize that yeah, you might have some better nutrient bioavailability. I don't buy into the that you have to do the long fermentations to prevent the anti-nutrients like phytic acid from keeping you from absorbing minerals because I've had mineral checks and we've seen people testify that they had to have blood transfusions regularly because they were anemic all their life.   They start milling making their bread with commercial yeast, you know, and they're no longer anemic and we've seen countless people that and the same with me. I'm never low in my minerals. So, I don't buy into that.   But I say, you know, hey if you feel like you can digest sourdough bread better than commercial yeast leavened bread. I'm not going to argue with you go for it do it. But I also don't want to put a heavy burden on especially young moms that are like it's going to take me three days to make bread, you know, or it's you know, no, it doesn't have to so that's kind of my stance on it.   Do what works for your family sourdough is a rhythm. So, you got to kind of get into it about the time I get into it. We take a trip.   I go speak somewhere. I'm gone for four days and I'm like, okay, where am I with this? So, you know, that's just kind of my viewpoint and what I want to encourage people do what works for you what you want what your family likes.   I love I've got sourdough bread rising right now. There's times when I just like I just want you know, that chewy that nice flavorful bread and then there's other times where I want a soft loaf of bread for a good Southern tomato sandwich or my kids like peanut butter sandwiches, you know, so do what works do for your family do what your family is going to eat and love and you know, my husband has a philosophy if it doesn't taste good. It's not good for you.   So, if your family, your children, especially don't like the texture and flavor of sourdough some people do but if especially if your kids are used to the bread from the store, that's going to be a hard transition for them. And if they're not going to eat it and balk at it, then it's not going to bring them the health benefits that you're trying to do for your family. So, make what's cul

Bible Savvy
Bible Savvy Podcast | S6 Episode 19: 1 Samuel 3

Bible Savvy

Play Episode Listen Later Jan 5, 2026 36:11


God is speaking…are you ready to listen? The Bible Savvy team dives into 1 Samuel 3. Samuel's surprising encounter with God reminds us to be open to God’s voice. Are you new to Bible reading? Check out the ‘Getting Started with the Bible' self-paced online course here. Craving more context? Click to watch the Bible Project videos for 1 Samuel and 2 Samuel. Check back for Pastor Clayton's special interview with Bill Arnold for even more insight!

Wine Access Unfiltered
How to Be a Savvy Wine Buyer: Season 3 Takeaways (and What to Drink Next)

Wine Access Unfiltered

Play Episode Listen Later Jan 1, 2026 37:17


Season three of Wine Access Unfiltered was never about turning you into a sommelier — it was about helping you become a more confident, curious, and intentional wine buyer. In this solo finale, Amanda revisits the biggest ideas and “aha” moments from the season, from why asking better questions is the most powerful wine skill you can develop, to how importers can be your greatest shortcut to finding wines you'll actually love. Pouring a classic Chianti, Amanda reflects on where value really lives in the wine world, why popularity often drives price more than quality, and how buying wine that fits your life — not someone else's rules — leads to better bottles and more enjoyment. Whether you're catching up, revisiting favorite lessons, or setting intentions for the year ahead, this episode is your reminder that wine doesn't belong to gatekeepers. It belongs to you. Wine Featured on This Episode:2023 Poggio Bonelli Villa Chigi Saracini Chianti

Ministry to Parents Podcast
#100 - Culturally Savvy Parenting

Ministry to Parents Podcast

Play Episode Listen Later Jan 1, 2026 53:01


The Savvy Investor Podcast
Starting The Year With Intention

The Savvy Investor Podcast

Play Episode Listen Later Dec 31, 2025 61:55


Let Us Know What You Thought Of The Episode Happy New Year and welcome back to the Savvy Investor Podcast. This episode is all about pressing pause, looking at where you've been, and setting a clear tone for the year ahead. A fresh year brings motivation, big goals, and that feeling that change is finally possible — but sticking with it is where most people get tripped up.I'm joined by Melanie Robinson for a grounded, thoughtful conversation on starting the year with intention. We talk about why mindset plays such a big role in investing, business, and personal growth, and how habits can quietly pull you back into old patterns even when your goals really matter to you.This episode covers:Why emotional connection to your goals matters more than willpowerHow familiar habits can derail progress without you noticingWhat to focus on when motivation fades and consistency becomes the challengeHow to reset when the year doesn't unfold the way you plannedStaying aligned with who you're becoming, not just what you're trying to achieveWhy mindset shows up in every financial and life decisionIf you've ever started a year feeling energized, only to lose momentum a few months in, this conversation will hit home. It's about building awareness, staying grounded, and creating a mindset that supports follow-through — even when things feel uncomfortable or uncertain.Follow Melanie on Instagram: https://www.instagram.com/melanie___robinson/Learn more about our Trusted Partner - SingleKeyUsed by more than 150,000 homeowners across the U.S. and Canada, SingleKey is a digital platform that helps property owners make more informed decisions when selecting tenants and managing their risk. Their tenant screening service, automated rent collection tool, and Rent Guarantee Program bring trust, transparency, and accountability into the rental process, allowing homeowners, renters, property managers, and realtors to rent risk free.Stop guessing with tenants. SingleKey's got the tools: Screening, automated rent, and a Rent Guarantee. Used by 150,000+ landlords. Don't risk it. Get SingleKey.Use promo code SAVVY10OFF or use the link below to login into your SingleKey account or create new account. Savvy members are entitled to an exclusive recurring 10% discount on all single credit bureau reports regularly priced at $29.99.Would you like to learn more? Visit:https://thesavvyinvestor.ca/singlekey  Savvy Investor Links:Website: https://thesavvyinvestor.caInstagram: https://www.instagram.com/savvy_investorsYouTube: https://www.youtube.com/@thesavvyinvestorJoin our Savvy Squad Community for 14 Days Absolutely FREE! https://thesavvyinvestor.ca/joinDisclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

Post Malone
Post Malone's Country Crossover Dominance: Festival Headlines, Weight Loss Buzz, and Savvy Collabs

Post Malone

Play Episode Listen Later Dec 30, 2025 1:58 Transcription Available


Post Malone BioSnap a weekly updated Biography.Post Malone just headlined the announcement for the 2026 Boots in the Park festival in Albuquerque, sharing top billing with Jelly Roll, as revealed by GoFoothills today in a splashy lineup drop that signals his deepening country crossover dominance. Fans are buzzing over his dramatic holiday weight loss, with Minnesota Housing spotlighting the change on December 28 after viral snaps showed off a leaner frame during festive outings, sparking endless speculation on his wellness glow-up. Pollstar's year-end survey, out December 28, hailed his 2025 stadium tour around the world, his first built on a country album, as a career pinnacle alongside Jelly Roll's global push, cementing Malone's arena-king status amid industry chatter on rock and country resurgences. Beyonce's Cowboy Carter collab on Leviis Jeans keeps rippling, AFROTECH noting Levi's scored 65 million in media value and a 12 percent womens business spike in Q3 2025, underscoring Malone's savvy feature plays. No fresh public appearances or business deals popped in the last few days, but a December 27 Spreaker podcast update from BioSnap recapped his holiday philanthropy and big gigs, while AOL dissected his swelling net worth from music, real estate, and his rosé empire. Social mentions exploded on weight loss and festival hype, with insiders eyeing 2026 tours as biographical game-changers. All verified, no unconfirmed whispers herejust the facts fueling the Malone mania.Get the best deals https://amzn.to/3ODvOtaThis content was created in partnership and with the help of Artificial Intelligence AI

Bible Savvy
Bible Savvy Podcast | Season 6 New Year’s Minisode

Bible Savvy

Play Episode Listen Later Dec 29, 2025 8:31


Happy New Year! In this special short episode, the team has a fun conversation around one big question: What would happen if you ran New Year's and made the plan everyone had to follow? Take a study break, enjoy the conversation, and kick off 2026 with some lighthearted moments from the Bible Savvy team. The team will jump back into the regular Bible Savvy reading schedule next week. Jump into the Bible Savvy reading schedule at biblesavvy.com.

The Steakhouse
Hour 2 - Would Matt Ryan hire be savvy, or desperate?

The Steakhouse

Play Episode Listen Later Dec 29, 2025 37:44


In hour 2 Drew and Chris Thomas get back in to the Falcons rest of season , and the possibility of them hiring Matt Ryan to a front office position.

Allworth Financial's Money Matters
Tax-Savvy Income Strategies, Stock Gains Without Selling, and Insurance Insights

Allworth Financial's Money Matters

Play Episode Listen Later Dec 27, 2025 39:40


In this episode of Money Matters, Scott and Pat tackle real-world financial planning questions that could save you thousands. They cover key tax-savvy income strategies, help a caller decide whether to cash out a $350K whole life insurance policy, and clarify the confusing tax rules on after-tax IRA contributions. You'll also hear how one investor turned a concentrated stock position into $90K in annual income—without selling a single share. This smart use of covered calls shows how modern income strategies are evolving beyond traditional methods. And yes, they weigh in on the latest hype around gold investing—and why it's often a distraction from sound long-term planning. If you're thinking about insurance, taxes, or smarter ways to turn assets into income, this episode is packed with insight. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Wall Street Unplugged - What's Really Moving These Markets
This tiny disruptor is giving Airbnb and Vrbo a run for their money

Wall Street Unplugged - What's Really Moving These Markets

Play Episode Listen Later Dec 23, 2025 39:34


Savvy CEO Eric Goldreyer breaks down his remarkable track record (including 8- and 9-figure exits)... how Savvy's brilliant model is disrupting the vacation rental market… the company's explosive early growth… and his 3–5-year vision. In this episode: One-on-one with hospitality pioneer, Savvy CEO Eric Goldreyer [00:15] Eric's remarkable track record (including 8- and 9-figure exits) [04:15] A brilliant model disrupting Airbnb and Vrbo [12:10] How Savvy plans to make money without charging traveler fees [19:45] Eric's 3–5-year vision: 1 million listings and beyond [25:40] Curzio One members have the rare chance to invest…[30:00] Did you like this episode? Get more Wall Street Unplugged FREE each week in your inbox. Sign up here: https://curzio.me/syn_wsu Find Wall Street Unplugged podcast… --Curzio Research App: https://curzio.me/syn_app --iTunes: https://curzio.me/syn_wsu_i --Stitcher: https://curzio.me/syn_wsu_s --Website: https://curzio.me/syn_wsu_cat Follow Frank… X: https://curzio.me/syn_twt Facebook: https://curzio.me/syn_fb LinkedIn: https://curzio.me/syn_li

Bible Savvy
Bible Savvy Podcast | Season 6 Christmas Minisode

Bible Savvy

Play Episode Listen Later Dec 22, 2025 11:33


Merry Christmas from the Bible Savvy podcast! In this special short episode, the team shares laughs, talks through favorite Christmas movies, and reflect on God's goodness — both this season and across nearly a decade of Bible Savvy. Take a study break and celebrate with great conversations and Christmas memories! Jump into the Bible Savvy reading schedule at biblesavvy.com.

Balk Talk: NBC Sports Bay Area Baseball Podcast
Why Giants' recent Houser, Foley additions could be 'savvy' moves

Balk Talk: NBC Sports Bay Area Baseball Podcast

Play Episode Listen Later Dec 18, 2025 45:05


“Giants Talk” hosts Cole Kuiper and Alex Pavlovic react to San Francisco's acquisitions of Adrian Houser and Jason Foley. Plus, Giants icon and longtime manager Bruce Bochy joins the show from the MLB Winter Meetings in Orlando for an exclusive interview.--(1:14) - Giants finally add pitching depth with Adrian Houser and Jason Foley(8:08) - Taking a closer look at Jason Foley(12:50) - Who closes the 9th inning for the Giants if the season started today?(19:01) - Fan mailbag questions(37:56) - Bruce Bochy interview Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Business Times Podcasts
S2E431: More bad news from Oracle, Singaporeans are savvy foreign exchange hunters

The Business Times Podcasts

Play Episode Listen Later Dec 18, 2025 2:40


Market news for December 18, 2025: Asian markets track Wall Street lower as AI fears mount; Obscure Indian AI stock surges 55,000% amid AI bubble fears; Revolut, YouTrip report spike in currency buying this year. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written and hosted by: Emily Liu (emilyliu@sph.com.sg) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Land Academy Show
Supply And Demand Advantage: Your Ultimate Guide To Savvy Land Deals

Land Academy Show

Play Episode Listen Later Dec 16, 2025 11:58


Market dynamics can shift on a dime, and understanding the delicate balance of supply and demand is crucial for anyone looking to thrive in land investment. In this episode, Steven Jack Butala and Jill DeWit unpack the essential laws of supply and demand and how they directly impact the land business, revealing strategies to thrive even when market conditions shift. They delve into a real-world scenario of a penthouse condo pricing discussion and address a listener's question about mailing to zip codes with strong sales history but no current listings. Expect insights into identifying prime buying opportunities during periods of high supply and low demand, and learn why economic downturns can actually lead to record-breaking deals. Tune in to discover how understanding basic economics 101 can give you a major advantage in the competitive world of land acquisition and investing.

BankTalk Podcast
CD Valets & Relationships with Savvy Savers | BankTalk Episode 136

BankTalk Podcast

Play Episode Listen Later Dec 16, 2025 29:06


John Blizzard, CEO and President of Seattle Bank and founder of CD Valet discusses what banks should consider ahead of potential rate cuts, why CDs bad rap as 'hot money' is undeserved, and how digital marketing and pricing strategies can level the playing field.Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

Good Morning Portugal!
'Next Gen Natal' with Savvy Cat Ana & 'Tudo Ben' Austin on Good Morning Portugal!

Good Morning Portugal!

Play Episode Listen Later Dec 16, 2025 62:10 Transcription Available


Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Need help in Portugal? Contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or join the Portugal Club community here - www.theportugalclub.com

Bible Savvy
Bible Savvy Podcast | S6 Episode 18: Book of 2 John

Bible Savvy

Play Episode Listen Later Dec 15, 2025 42:27


Are you walking in the truth? In this episode of the Bible Savvy Podcast, the team digs into the brief book of 2 John, highlighting his call to stay alert to false teaching and to show genuine love by walking in truth and obedience to God's commands. Looking for the Bible Project video on John? You can find it here.

Resumes and Interviews
Leading in Unusual Places- A Conversation with a Rest Advocate

Resumes and Interviews

Play Episode Listen Later Dec 15, 2025 35:44


Have you ever desired to live in another country learning the language, culture and people? Maybe you thought it would be too much to leave the US and live abroad- you have family, friends and things you feel you cannot leave. Well, this episode will feature Donna "Savvy" Jones and her journey of living abroad in Mexico, her journey of becoming an entrepreneur and how living in another country can give you that much needed rest. If you are a woman, especially a woman of color, this episode is for you to explore how rewarding it can be to live in another country and thrive!Savvy Jones- JYS Women's Retreat 2026https://sfolayan.coachesconsole.com/jumpstart-your-souljourn-2-51-htmlCareer Coaching and Other Servicesinfo@nikehspeaks.comwww.nikehspeaks.comSocial Media Platformswww.linkedin.com/in/NicholetteHwww.instagram.com/nike_h_speaks_llc_www.facebook.com/fb.me/nikehspeaksllc

Sales Gravy: Jeb Blount
How to Sell More to Small Businesses Before Year-End: The Tax Strategy Salespeople Miss (Money Monday)

Sales Gravy: Jeb Blount

Play Episode Listen Later Dec 14, 2025 9:38


If you've been looking for a way to hit or exceed your annual quota, qualify for President's Club, or simply earn a bigger paycheck or bonus, focusing on helping business owners reduce their tax burden by investing in your product, service or software in the final weeks of the year can give you the edge you need get more sales closed. Business Owners are Motivated to Reduce Taxes In the United States there are millions of SMBs and the vast majority of these businesses are what we call pass-through organizations for tax purposes. This means that the owners or partners in these businesses report the profits on their personal tax filings. Unlike big companies, small companies don't have the luxury of rolling profits over to the next year. So whatever they made this year, they have to pay taxes on. As the calendar winds down business owners are often motivated to invest in products, services, and software solutions in order to reduce taxable income. In other words, if a business has shown strong profits throughout the year, its owners might be keen to spend some of that money on improving their operations, expanding their capabilities, or streamlining their processes—right now—rather than hand over a large chunk of their profits to Uncle Sam come tax season. Business Owners Hate Paying Taxes To understand why this year-end period is so critical, let's get into the mindset of a small or medium-sized business owner. Unlike large enterprises with multiple departments and complex accounting strategies, SMB owners are often personally invested in the company's financial results because those results are essentially their income. It's how they pay their mortgage and put food on the table. For this reason, they watch their revenue and expenses closely. As the year comes to an end, they're looking at their bottom line and thinking about the upcoming tax bill. For many of these business owners, profit is a double-edged sword. Don't get me wrong, they want to make a profit. But at some point, too much profit triggers a much higher tax bill. If there is one thing I know about small and medium sized business owners its that they hate taxes. They are always looking for ways to legally minimize their tax liability. One easy and productive way to do this is to make fully or partially depreciable investments in the business before December 31st. That could mean buying new equipment, software, training packages, or services that will not only improve the business long-term but also reduce taxable income for the current year. An Urgent Need to Spend As a salesperson, the key takeaway here is that your prospects have a natural, time-bound incentive to spend. If you can position your product or service as the right investment at the right time, you might find it easier to close those deals that seemed just out of reach during the rest of the year. And by the way, if you are dealing with decision-makers who are pushing off decisions to next year, this is a great way to get past that objection. Framing Your Business Case I want to be clear though that most businesses are not going to spend money for the sake of spending money. Savvy business owners want to reduce taxes and do the right thing for their company. Therefore, you can't just be transactional. You still must follow the sales process and build a bridge to the value of tax savings AND business improvement when making your business case. It's all about framing your product or service as a strategic investment rather than a mere expense. For example: If you sell software tools that improve operational efficiency, make the case for how your solution will help them save on labor costs, reduce errors, and streamline workflows. If you're selling advertising, highlight how a year-end launch of a new campaign will lead to immediate results that set the stage for a strong Q1. If you sell capital equipment walk them through how the new equipment will make them more productive and help them expand their business in the new year. The key is to connect the value of your offering directly to the timing. Consider messaging like: “This is an opportune moment to upgrade your systems, so you'll enter the new year with a competitive edge and potentially lower your tax liabilities this season.” “By getting your campaign locked in before the year closes, you can reap immediate tax benefits while ensuring your advertising starts generating leads in January when you need them the most.” If we get the equipment ordered now it will be delivered in Q1 giving you plenty of time to get a high ROI next year. When you can tie the ROI of your product to both tangible improvements and the financial perks of year-end spending, the business case becomes much more compelling and you will sell more. Tailor Your Approach While the end-of-year tax incentive is a common denominator, not every SMB is identical. Some might be profitable but cash-constrained, while others have capital burning a hole in their pockets. Some may be in sectors that had a booming year, while others are just recovering from a difficult market. The more you understand the unique challenges and goals of each prospect you're targeting, the better you can tailor your approach. Before you pick up the phone, walk through their door, or send an email, do some research. Check out their recent announcements, whether they're hiring or expanding. Look into trends in their industry. Understanding these nuances will help you fine-tune your messaging. If you know a business is tight on cash, emphasize flexible payment plans or financing options. If the business is flush with profit, reinforce the immediate tax advantage and the strategic value of reinvesting those funds. Empathy and relevance are your allies here. Show that you understand their position and that your solution aligns perfectly with their current goals. That personal touch, combined with the natural urgency of year-end, is a powerful recipe for closing the deal. Lead With Urgency: Clear, Direct, Compelling I don't want to sweep under the rug how important timing and urgency are with this tactic. While you don't want to be completely transactional, you do want to be direct. As we approach the end of the year, many SMB owners have a long to-do list: Finalizing paperwork, inventory checks, reviewing vendor contracts, preparing for holiday promotions, and on and on. They're busy. They have limited time to spend on sales pitches. This means your outreach needs to be respectful of their schedule and also clear, direct, and compelling. Say right away: “I'm reaching out before the year ends because I have a solution that can help you maximize your tax benefits this year and help you grow your business next year." Being direct and to the point respects their time and sets the context immediately. If you need more help with direct and to-the-point messaging, grab your copy of my book Fanatical Prospecting and review Because Statements. It's crucial that you create and maintain a sense of urgency. Not the aggressive, pushy kind, but a natural urgency rooted in a real calendar event: The year-end. The clock is ticking, and if they don't make their purchase by December 31st, they miss out on the potential tax advantages. This deadline isn't artificial—it's a reality. Use it to frame your conversations. Urgency helps prospects prioritize your offer over other distractions in their busy schedule. Handling Objections You might encounter objections like: “We're too busy to consider new solutions right now,” or “We don't have enough budget.” In these cases, it's wise to highlight the cost-saving and tax benefits again. Stress that investing now can actually put them in a better position financially. Remind them that waiting until next year could mean missing out on an opportunity to reduce this year's taxable income. If time is an issue, propose a quick and efficient implementation plan. Show them that you can be agile and help them integrate the solution without massive downtime. If budget is a concern, consider promotions, discounts, or favorable financing terms. Sometimes, offering a small year-end incentive can tip the scales in your favor. The Five Keys to Selling More to SMBs at the End of the Year SMBs have a natural incentive to invest before year-end: They want to reduce their taxable income and set themselves up for a strong next year. Frame your product as a strategic investment: Highlight the value, ROI, and tax benefits that come with a year-end purchase. Avoid being transactional: Follow the sales process and position yourself as a partner who can help them navigate this critical period. Tailor your approach to each SMB's situation: Research their needs and adjust your prospecting message accordingly, showing empathy and relevance. Create urgency with a real deadline: The calendar itself is your ally; emphasize that the benefits come from acting before December 31st. Here's the deal though. Do not wait. Start this process now. The low-hanging fruit is out there but it will rot on the vine if you fail to pick before the sand runs out of the hourglass this year. Check out the BRAND NEW Jeb Blount Ultimate Sales Success Box Set. It's the perfect gift for the sales professional in your life!

The SavvyCast
Stress-Free Christmas Prep: Everything to Do Before the Holiday Rush

The SavvyCast

Play Episode Listen Later Dec 12, 2025 22:53


In this episode of The SavvyCast, I'm sharing my complete Christmas Prep Checklist with everything you need to think through before the holiday rush hits. From easy-to-forget gifts to grooming appointments, guest room essentials, and even practical tasks that often slip our minds, this guide will help you feel calm, organized, and truly prepared. If you want a smoother, stress-free Christmas season, this episode breaks it all down in a simple, doable way!   LINKS:  30+ Christmas Gift Ideas 2025 | Tried & True Gifts Everyone Will Love - YouTube Video Christmas Gift Ideas Under $50 - YouTube Video 2025 Christmas Gift Guide: Best Gift Ideas for Everyone You Love - Blog   SHOP: Shop everything mentioned in this video here: https://shopmy.us/collections/3217038   100pcs Clear Plastic Cellophane Goodie Gift Bags: https://go.shopmy.us/p-35065305 Clear Wine Bottle Gift Bags 100Pcs Flat Bottom: https://go.shopmy.us/p-35065507 Berwick Craft Raffia Ribbon: https://go.shopmy.us/p-35065335 Crinkle Cut Paper Shred Packing Grass: https://go.shopmy.us/p-35065358 Better Homes & Gardens Utensil Caddy: https://go.shopmy.us/p-35065551 Sur La Table Electric Salt & Pepper Mill Set: https://go.shopmy.us/p-35065587 Thymes Frazier Fir Dishwashing Liquid: https://go.shopmy.us/p-35065676 Thymes Frazier Fir Candle on Amazon: https://go.shopmy.us/p-35065680 Thymes Frasier Fir Reed Diffuser Set: https://go.shopmy.us/p-35065823 Jase Case (Emergency Medications) - Use code SAVVY for a special discount: https://go.shopmy.us/p-35068066 Mac-Kenzie Childs 5-Piece Place Setting Flatware: https://go.shopmy.us/p-35068565 Artificial Boxwood Topiaries in a Pot (Set of 2): https://go.shopmy.us/p-35068527 Rigoberto Urn Planter: https://go.shopmy.us/p-35068412 Pottery Barn Tablecloth: https://go.shopmy.us/p-35069504 Leopard Tablecloth: https://go.shopmy.us/p-35072224   Shop more of my favorite products on ShopMy: https://shopmy.us/jamietarence   WHERE TO LISTEN The SavvyCast is available on all podcasting platforms and YouTube. One of the best ways to support the show is by leaving a rating and review—I so appreciate you sharing your thoughts, my friends!   LIKED THIS EPISODE? CHECK THESE OUT! The Ultimate Holiday Hosting Home Refresh You'll Thank Yourself For Later Tune in on Apple Podcasts | Spotify | YouTube Emergency Preparedness with Jase Case's Aaron Asay Tune in on Apple Podcasts | Spotify | YouTube

Meet the RIA
Meet the RIA: Savvy Wealth

Meet the RIA

Play Episode Listen Later Dec 12, 2025 8:46


Savvy Wealth Founder & CEO Ritik Malhotra shares the origin story behind the firm and the industry gap it set out to solve, along with how Savvy's modern, tech-enabled model differs from a traditional RIA. He walks through how the platform equips advisors with digital tools, operational support, and independence, while still enabling highly personalized planning—especially for next-gen clients who expect both efficiency and customization.

Rick Flynn Presents
NANCY GULBRANDSEN - "Swipe Left: The Savvy Woman's Guide To Decoding Men's Dating Profiles" (Author) - Episode 262

Rick Flynn Presents

Play Episode Listen Later Dec 10, 2025 56:57


This week on the Rick Flynn Presents worldwide podcast we gladly welcome in, from Florida, author NANCY GULBRANDSEN.Her book is available on both Amazon and Barnes and Noble and can be ordered through your favorite book store too.Nancy Lee Gulbrandsen is a Florida-based author who believes the most interesting stories come from real experience, whether it's navigating the amusing world of online dating or celebrating the unconditional love of our four-legged friends. A former Jersey Girl who traded winter for palm trees, Nancy has a gift for turning life's adventures (and misadventures) into engaging tales that make readers laugh, think, and feel.When she's not writing, you'll find Nancy spending quality time with her family and friends, enjoying live music, or in the company of her trusted dating consultant, Max, a sweet little dog and loyal shadow. Nancy writes with wit, heart, and the kind of authentic voice that makes you feel like you're chatting with your most entertaining friend.From dating app disasters to heartwarming children's stories, Nancy's diverse works reflect her belief that life is best approached with humor, hope, and a healthy dose of perspective.It is a delight to have Nancy Gulbrandsen on the Rick Flynn Presents show indeed!

Bible Savvy
Bible Savvy Podcast | S6 Episode 17: 1 John 1-2

Bible Savvy

Play Episode Listen Later Dec 8, 2025 31:06


John's letters may be short, but they're incredibly clear and powerful. This week, the Bible Savvy team explores 1 John 1:1–2:2, where John opens with simple, unmistakable truth: Jesus is real, God is light, and his forgiveness is complete. These verses offer an honest look at sin — and a beautiful reminder that Jesus is our advocate. Looking for the Bible Project video on John? You can find it here.

The Motherhood Podcast with Michelle Grosser
413 - Emotion-Savvy Parenting: Navigating Emotional Storms with Dr. Alissa Jerud

The Motherhood Podcast with Michelle Grosser

Play Episode Listen Later Dec 5, 2025 42:27


You know that moment where your kid says or does something, your nervous system spikes, and every parenting thing you've ever learned disappears from your brain… Today we're talking about the huge gap between what we know about calm parenting and what actually comes out when we're tired, stressed, and triggered.I'm joined by Dr. Alissa Jerud—clinical psychologist, DBT expert, and author of Emotion-Savvy Parenting. Dr. Jerud blends gold-standard, evidence-based tools with respectful parenting so you can stop white-knuckling your reactions and start leading with grounded emotional skill.In this episode, we're diving into:The “knowing vs. doing” gap in motherhoodWhy even the most trained parents lose access to their tools under stress—and what shifts when you stop trying to control your child and start regulating yourself.The ART framework: Accept, Regulate, Tolerate How to accept emotions without judgment, understand the real “ingredients” behind your reactions, and work with triggers, thoughts, and vulnerabilities so you're less likely to snap.What to do when anger hijacks your system How to feel anger without exploding, use distress-tolerance skills to dial it down, and choose actions that align with the parent you want to be.This conversation is for you if you've ever thought, “I should know better by now,” but your reactions aren't matching the mom you want to be. You'll walk away with language, lenses, and practical tools you can use in real time… even on the messy days.Pick up Dr Jerud's book Emotion-Savvy Parenting here.

Bible Savvy
Bible Savvy Podcast | S6 Episode 16: Philippians 1

Bible Savvy

Play Episode Listen Later Dec 1, 2025 30:37


God's story isn't over yet. It's still unfolding, even in the middle of uncertainty. This week, Bible Savvy explores Philippians 1:12–30, where Paul shows us that even in our hardest moments, God is still at work. Looking for the bible Project videos on Philippians? You can find them here!

Private Banking Strategies
The Smartest Way to Grow Wealth: Why Savvy Investors Shift Cash Out of 401(k)s | Episode 143

Private Banking Strategies

Play Episode Listen Later Nov 27, 2025 22:06


Discover the best place to keep your cash for stability and growth! Learn where high-net-worth individuals store money for maximum growth potential and uncover the history of banking through high-cash-value whole life insurance contracts—the same strategies used by banks and major corporations. Perfect for investors, entrepreneurs, and anyone seeking financial freedom through proven, low-risk wealth-building strategies. In this … Continue reading The Smartest Way to Grow Wealth: Why Savvy Investors Shift Cash Out of 401(k)s | Episode 143 →

Private Parts Unknown (FKA Reality Bytes)
How Tiffany Wisconsin Built an OnlyFans Empire with Gangbangs, Senior Citizens & Savvy PR—Plus Plastic Surgery BTS

Private Parts Unknown (FKA Reality Bytes)

Play Episode Listen Later Nov 26, 2025 37:41


Save 10% on your next Fleshlight with promo code 10PRIVATE at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fleshlight.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For the 235th episode of Private Parts Unknown, host Courtney Kocak welcomes OnlyFans creator and adult-content star Tiffany Wisconsin. In this interview, Wisconsin Tiff opens up about leaving a controlling marriage, how OnlyFans became her path to financial independence, and what it took to rebuild her life and career at 37. We also dig into the strategy behind her viral social media marketing, her philosophy around working with “forgotten men” (including virgins and older men), and the realities of large-group scenes and gangbang content that often make headlines. Tiff also speaks candidly about her extensive plastic surgeries. For more from today's guest, Tiffany Wisconsin: Follow Tiff on Instagram @wisco.tiff Check out Tiff's website at thetiffanywisconsin.com Get your copy of Girl Gone Wild from ⁠⁠⁠⁠⁠⁠⁠⁠Bookshop.org⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠Amazon⁠⁠⁠⁠⁠⁠⁠⁠. Psst, Courtney has an 0nIyFan$, which is a horny way to support the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/cocopeepshow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Private Parts Unknown is a proud member of the Pleasure Podcast network. This episode is brought to you by: Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: 10PRIVATE at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fleshlight.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. STDCheck.com is the leader in reliable and affordable lab-based STD testing. Just go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ppupod.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, click STDCheck, and use code Private to get $10 off your next STI test. Explore yourself and say yes to self-pleasure with Lovehoney. Save 15% off your next favorite toy from Lovehoney when you go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠lovehoney.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and enter code AFF-PRIVATE at checkout. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/PrivatePartsUnknownAds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you love this episode, please leave us a 5-star rating and sexy review! Psst... sign up for the Private Parts Unknown newsletter for bonus content related to our episodes! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠privatepartsunknown.substack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Let's be friends on social media! Follow the show on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@privatepartsunknown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@privatepartsun⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Connect with host Courtney Kocak ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@courtneykocak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on Instagram and Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Savvy Sauce
Special_Patreon_Release_Janelle Rupp Conversations with your Teen About Sex Puberty and Identity

The Savvy Sauce

Play Episode Listen Later Nov 24, 2025 69:26


Special Patreon Release: Janelle Rupp Conversations with your Teen About Sex Puberty and Identity   *DISCLAIMER* This episode contains adult themes and is not intended for little ears.   "Walk with the wise and become wise, for a companion of fools suffers harm." Proverbs 13:20 (NIV)   *Transcript Below*   Questions We Discuss: Perhaps one of the most asked questions by Christian singles is, "How far is too far?" How do you respond to that question? Knowing the importance of educating ourselves as adults, what is the most popular sexual behavior among teens? What are some wise and age-appropriate guidelines recommend for teaching our kids about sex and sexuality?   Janelle Rupp is a Christ-follower, wife & mom of three (in that order).  Upon graduating from Cedarville University with a Bachelor's of Science in Nursing and a Minor in Biblical Studies, she worked nine years as a Pediatric ICU nurse before transitioning into nine years of nursing education for the Empower Life Center of Peoria, Illinois. There she specialized in Sexual Health with an emphasis on Sexual-Risk Avoidance. After moving to the Atlanta, Georgia area, Janelle developed a Biblically-based, Christian & Home school curriculum entitled “Remember Whose You Are: Rooting Human Sexuality in Gospel Identity." Using an expositional study of Genesis 1-3 alongside evidence-based scientific research, the four-unit program builds on itself to establish how gospel identity determines holy & healthy & holy sexuality. With a passion for both science & Scripture, Janelle is currently teaching the curriculum at North Cobb Christian School while watching the Lord grow the program at schools nation-wide.  She can be reached at jrupp.rememberwhoseyouare@gmail.com.   Recommended website for Parents: axis.org   Thank you to our sponsor: Daisy Kings Use code SAVVY to Save!   Connect with The Savvy Sauce on Facebook, Instagram or Our Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”   Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”   Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”   Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”   John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”   Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcript*   Music: (0:00 – 0:09)   Laura Dugger: (0:09 - 1:31) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here. Today's message is not intended for little ears.   We'll be discussing some adult themes, and I want you to be aware before you listen to this message.   Thank you to Daisy King's, a skincare brand that meets simplicity. Their tallow-based products are made with wholesome, God-given ingredients to deeply nourish, restore, and protect your skin.   There are no toxins, no fillers, just pure, effective skincare. Visit DaisyKings.com to nourish, restore, and glow.   Janelle Rupp is my guest today, and she packed so much knowledge and inspiration into this time by educating us on a healthy view of sex, sharing God's holy and awe-inspiring design of our bodies, and ways that all of this points to Him.   She also is going to include meaningful conversations to have with our children throughout the years that they're in our home. Here's our chat. Welcome to The Savvy Sauce, Janelle.   Janelle Rupp: (1:32 - 1:35) Thanks so much, Laura. I'm so glad to be with you today.   Laura Dugger: (1:35 - 1:42) Will you just get us started by telling us a little bit about your faith journey and where it's brought you to today?   Janelle Rupp: (1:43 - 4:51) Sure. I was raised in a Christian home. I remember from a young age actually being struck with the realization that God loved me so much that He sent His own son for me.   But it really was probably more in my teenage years that I realized the depth of my sin, that it was great, and that Jesus was that bridge between who God was and who I was. Also, early on in my life, I knew I wanted to be a nurse, which is actually kind of interesting because there was no one in my family who was a nurse or in healthcare. But I had watched my mom care well for others in her family who had a myriad of mental and physical health problems.   So, I do think that the compassion that God put in my heart at a young age did find its place in a healthcare setting just over time and experiences I watched her. I really felt like my dream job would be to work in preventative healthcare, specifically with teenagers. And I had a heart for girls in really tough situations like teenage pregnancy.   It's a very marginalized group of humanity. And so, after college, I ended up in the pediatric intensive care unit at Riley Children's Hospital in Indianapolis for about seven years. And during that time, I met my husband.   We got married. We had our first child. And then while pregnant with our second, we decided to move closer to my extended family back in Illinois.   And a few years after I had our second child, I actually ended up landing that dream job that I felt like the Lord had laid on my heart way back in college. And so, I started the Empower Life Center in Peoria, Illinois in 2008. And I worked there for nearly 10 years as a nurse educator, teaching parenting and newborn classes.   But my primary role was a sexual risk avoidance educator, specializing in sexually transmitted disease and infections. And I would teach in public schools and private schools and charter schools. It's a junior high and high school level and also a guest lecturer at Bradley University in Peoria, Illinois.   And I always tell people that no one grows up and hopes to be a sex teacher one day. I did not envision that God would put me in that area of education, but he did. And so, after 10 years of doing that, when our family then transitioned down to Atlanta, Georgia for a job transfer for my husband, we had chosen to put our kids, now three kids at that point, in Christian education.   And within months, the middle school principal had heard about my background and approached me to create a curriculum for their fifth through eighth graders that was centered on a biblical view of sex and sexuality. So, I spent a series of months developing that curriculum. I then decided to go ahead and accept a teaching job to teach that curriculum.   And it's entitled Remember Whose You Are. And it's designed as a four unit developmentally appropriate program for Christian schools or homeschool environments. And currently we're in the beginning stages of equipping and training other schools to implement it at their school as well.   Laura Dugger: (4:52 - 5:17) Wow, that is so interesting to hear how you got interested in teaching others this healthy view of God and sex. And at the foundation of your teaching, you begin with a theology of God. So, I'd love to zero in on just one of your points that God is a relational God.   Will you elaborate on that and share how it ties into this topic we're discussing today?   Janelle Rupp: (5:18 - 7:13) For sure. One of my goals in teaching this is just to help my students see God for who he is, fall in love with who he is. And God being relational is one of the places where I always notice that beginning to take shape.   I find evidence for that in Genesis 1:26, where it says, “and God said, let us make man in our image after our likeness.” The definition of the word relational means a desire to pursue relationship or connection with another. And before we think of God pursuing relationship with us, it's actually really critical to look at that verse and note that God is already relational within himself. So, we see evidence in that verse that he's referring to himself in a plural sense.   And when we take that alongside other areas of Scripture as well, we see God existing as Trinity, Father, Son and Spirit, three in one, indicating that God does not need humanity for relationship. He only desires humanity for relationship. And one day, actually, when I was teaching that to a group of fifth grade boys last year, I said, God does not need you, but he wants you.   One of the fifth grade boys, in all complete sincerity, said, “Aww.” And it was one of the sweetest things I had ever heard because it was this very honest verbal expression of what it felt like to know that we are wanted by the God of the universe. I tell my students, “You know, someone only wants relationship with you when they love you.”   And so, while 1 John 4:8 tells us, “that God is love.” It's pretty amazing that way back in the first chapter of Genesis, as we find God creating man and creating woman, He's still incredibly loving that He even desired to create it in the first place. So, I think God being relational is such an important aspect to the who and the why of who He is.   Laura Dugger: (7:14 - 7:28) Absolutely. And I really envision this chat being a time when parents can listen alongside their teen or their tween or whenever it's age appropriate. So, will you just give us a glimpse of what you do teach in schools?   Janelle Rupp: (7:29 - 13:04) I would be happy too. The very first unit is just the who and the why of God. We focus on 10 characteristics of God, and then we transition to the who and the why of humanity.   What do all humans have in common? And we highlight eight characteristics that we all share in common. And then unit two, it's centered on the who and the why of me.   And specifically looking at Genesis 1:27, identity means that we're made in the image of God and that we are made male and female. So, Genesis 1:27 says, “So God made man in his own image, in the image of God, he made them male and female, he created them.” So, here we really want to introduce what does it mean to be made in the image of God as a social being, emotional being, a spiritual being, an intellectual being?   But also, what does it mean to be made with this physical body, male or female? And so, we introduced the reproductive system with an emphasis on puberty and human growth and development. And within that introduction, in that unit, I do something that's historically not been done in Christian settings, which is that I am teaching both the male and the female reproductive system to both genders.   And this next sentence may sound a little odd to some of your listeners. I know my students sometimes giggle when I say it, but I see the glory of God when I study the anatomy of both the male and the female reproductive systems and the intricacies of the design in order to see how they both work perfectly together. To me, it's awe-inspiring.   And so, I believe females have every right to see and begin to grasp the design of a male reproductive system. We use really basic anatomical diagrams for that. And then males equally have every right to see and begin to understand the basics of the female reproductive system using a diagram.   And my approach to that is clinical and scientific. It's definitely from an anatomy perspective. But I also make sure to take the time to point out some of, again, the beauty of the design.   For example, females, when they are born, are born with all the eggs that they will ever, ever have in their ovaries. And this design is super perfect because it means that you and I are not going to be 70 years old and find out that we're unexpectedly pregnant. Eventually, those eggs will run out about in our mid-40s.   And I always thank God for that design. It is a good design. Another one is just the female cervix.   The female cervix doesn't reach full maturity and protection until our early to mid-20s, where it then provides this wonderful protective barrier between the external and internal anatomy of the female reproductive system. When you explain things like that, I literally watch the kids have what I call light bulb moments, where they begin to see the why behind the design. And it's so important.   They've never taken the time to look at that and to hear it. In fact, I often call the reproductive system the forgotten body system. Christian kids in particular, they will get through a whole unit on the body having never talked about the reproductive system.   And if they are, then usually they're taught just about their own gender and they're missing that overarching beauty of what God designed. So, I think it's really important to highlight that reproductive system and for both genders. But in Unit 3, we move from the foundation of just gospel identity as made in His image and male and female into then specifically human sexuality.   And we use mostly Genesis 2 as we look through this about how God designed marriage and God designed sex, which is super clear in Genesis 2:24 and says, “Therefore, a man shall leave his father and mother and take hold of his wife and they will become one flesh.” And so, God's design for marriage and sex is clear that it's between a man and a woman. And also that that man and woman should follow the order of this verse.   First, that they leave and leaving might be dating. It might be courting. It might be pursuing a relationship.   However, we set those boundaries for our kids. And then second, that they would take hold and experience the intimacy and blessing of marriage, referencing that connection that God put Adam and Eve in through marriage. And third and last in that order, but that they become one flesh, which is referencing sex.   And so, after explaining that very good design, we transition into Genesis 3. And honestly, I love how Moses starts off the chapter here, Genesis 3, by saying, “Now the serpent.” And I always tell the kids that I hear that music in my head of dun, dun, dun. Like you just know that everything is going to change.   This good design is going to change and it's not changing for the better. And so, we start then looking at all the distortions that sin has caused within the overall topic of sex. And that means not just looking at premarital sex, but also adultery, pornography, sexting, gender identity, sexual identity.   And honestly, that list just keeps on growing every year that I teach. And so, then unit four, that last unit, is what I call the now what unit. In light of taking everything that we know now about gospel identity and human sexuality, I really encourage the kids to start really thinking about how they practically should be living in relationships with someone that they're attracted to and that they want to pursue.   And we use the entire Bible to help us answer that question. We actually end that unit with the question and answer panel discussion, using questions that the students have come up with through the course of that week. And it's always a sweet time of conversation focused on, again, gospel identity and human sexuality.   Laura Dugger: (13:06 - 13:19) Oh my goodness, that is so amazing and comprehensive. If parents are listening and they're wondering just about that diagram, what age do you recommend showing something like that? How would you respond to that question?   Janelle Rupp: (13:20 - 14:08) That's an excellent question. So, we're doing that in sixth grade. You know, it always depends on what your child's exposure and experience is, what their environment is, and their curiosity.   I think each child is so different. But in general, sixth grade would be age 11, 12, I think that's 10 to 12 for sure. But even you could probably push it as you're talking about puberty, which is where we interject it, just because it gives reference to what is a period for a girl?   Or what are the changes as a male that I'm having inside my body right now? Where's that coming from? So, I think starting as young as eight or nine to 10.   No later really than 12, I think would be really, really important.   Laura Dugger: (14:09 - 14:16) Thank you. That is helpful. I'm assuming that you're everybody's favorite teacher and that this is their favorite course to take.   Janelle Rupp: (14:17 - 14:48) We have a lot of fun. And I love when the kids buy into it. You know, sometimes I'll find that kids come in and they're a little hesitant to talk about this or they feel awkward by it.   But I think, you know, coming at it from both a clinical perspective, but also a biblical perspective, doing my best to keep them at ease and have fun as we have these conversations. Eventually, they loosen up over time. And it ends up being a really sweet time to talk about stuff that really, really matters in life.   Laura Dugger: (14:48 - 15:05) It does. And you're sharing so much truth. And it is the truth that sets us free.   And I can see where that would overcome so much confusion. So, let's even get really practical. When you're teaching these young people about sex, how do you define it?   Janelle Rupp: (15:06 - 19:12) This is such a great question. No one's ever actually asked me this. And I think it's so, so important.   The CDC definition of sex, it is very complete in its definition. It does a really good job covering what I believe are really important distinctives within that definition. And so, that definition is, quote, “Sex is defined as any part of your body and or specifically your reproductive area coming into contact with another person's body and or specifically their reproductive area.”   And one of the key points that I want to point out from this definition includes this phrase, reproductive area. I find my students have no reference for that, and even adults often don't. But simply put, the reproductive area is anything on the outside of the body that covers the reproductive system organs on the inside of the body.   So, this area actually extends from the belly button down to the genitals. A lot of times we only reference those genitals, but it actually extends belly button down to the genitals. And so, again, people are often surprised by that.   But at the same time, you know, whether it's called the reproductive area or maybe a private area, people do commonly recognize the importance of keeping that area safe and private. I often stick with that phrase, reproductive area, to reference the importance of trust when it comes to keeping things safe and private as a jumping off point to just help the kids see that a person is trustworthy if they keep you safe and if they keep things private. And again, such an important thing that we need to teach our children is that if someone pushes past what feels safe for us or pushes past areas on our body that are private, our children need to know, and we need to know those are not trustworthy people.   And furthermore, we should then give our children permission to tell someone that they do trust, hopefully us, but somebody that they do trust, somebody that keeps things safe and private about any person whose words or actions don't prove trustworthy. And as a side note, giving kids appropriate anatomical names is so important for this as well. But if you aren't using those terms and they don't understand it, we're speaking a language that they can't understand and maybe aren't able to convey.   And so, I think additionally, as children get older and you continue to reference that reproductive area as an area you keep private, I think it's super important to keep going back to theology and to Scripture. And in Genesis 1 and 2, we don't see anything having to be kept private because there was nothing that needed to be private. And in fact, the end of Genesis 2 says in verse 25, “And the man and his wife were both naked and were not ashamed.” My students giggle when we get to that verse because that sounds so foreign to them.   But reminding them that again, God's design was so good that there was nothing to be held back. They were fully intimately known by God and fully intimately known by each other and also without sin. But then when sin enters in Genesis 3, as Eve is tempted and enticed by the serpent, Adam is tempted, and enticed by Eve.   We see in that instant that sin changes every single thing because it causes Adam and Eve to then feel ashamed before God. They want to hide from God. It causes them to feel ashamed between each other.   They want to blame each other and it causes them to lose their sense of identity and purpose. And this is what happens to us, too, when sex and sin become entwined. It causes shame.   It causes us to hide. It makes us want to blame others. It causes us to question our identity and question our purpose.   But even though sexual sin changes the heart of man, it does not change the heart of God. And so, if our heart's desire is to love God in return for the love He's shown us, then our heart's desire should be to orient our lives around His design for our lives. And I would say even especially orienting our lives around His design for marriage and sex.   Laura Dugger: (19:13 - 19:23) Perhaps one of the most asked questions by Christian Singles is, How far is too far? So, how do you respond to that question?   Janelle Rupp: (19:24 - 25:50) Yes, I mean, this is the question that inevitably somebody's going to ask in my classes every single year. And no doubt, I mean, I think everyone has asked that question at some point or another in their lives. I certainly did.   And I was told that that was the wrong question. And I want to explain why first and then tell you how I answer it. But the reason was because when we look at Scripture in terms of holiness, which is having our heart completely for God versus idolatry, which means having our heart turned to something else, we see over and over and over in Scripture that we can't serve two masters.   We can't serve both holiness and idolatry. Matthew 6:24 is a great example. It's talking about the idolatry of money.   But it does say that whenever our heart is going after two things, we will either end up being devoted to the one and hate the other or devoted to the other and thus hate the one. And so, in other words, as we apply it to this question, we actually can't just straddle the line of both holiness and idolatry. And a lot of times that's where this heart of motivation of how far is too far is like, what line is the line that I can get to and still be holy?   But we really can't try to find and live on that line, because healthy and holy sexuality and sexual immorality doesn't exist. It is one or it is the other. And so, that's an important truth of Scripture.   I'm always in complete agreement with everything that I just said. But I also recognize that the Bible is really, really clear on how to give us direction in terms of setting boundaries and learning how to escape and endure temptation rather than to be enticed by it. And so, I teach my students a method to answer this question using an acronym called GRAY, G-R-A-Y, just to help them think biblically and critically about this question.   And actually it can be applied to any what I call the gray areas of life where Scripture may not specifically be very black and white about what we can and can't do. For example, another easy gray area topic within this same kind of umbrella idea would be dating. We aren't specifically told if we're to encourage our kids towards dating or courting or maybe arrange marriages.   Right. And yet I believe that there's four specific steps that we can use to determine the heart of God for our lives when it comes to gray areas of life. And so, the G in gray stands for go to God and it refers to prayer.   James 1:5 encourages believers to ask God for wisdom. It says, “He will give it generously to anyone who asks.” And I think praying for wisdom is such a foundational place to start on any topic, but specifically this one.   And then the R in the acronym stands for read the word. I always encourage my students and I would encourage parents as well, actively study the word of God, finding verses that give direction for decision making on this question. How far is too far?   One that I think jumped out at me is First Corinthians 10:23. As it's again, speaking of idolatry of the heart and it says, “all things are lawful, but not all things are helpful. All things are lawful. I can do all things, but not all things are building up. And so, let no one seek his own good, but the good of his neighbor.”   So, when you apply that verse to this question of how far is too far, you begin to see that the question isn't so much is kissing OK, is anything done with our clothes on OK? But the question is more what behavior is helpful for me as I try to honor Christ with my body? What behavior builds up my desire to honor Christ with my life and or what behavior seeks to honor the person that I'm with?   And so, again, I think reading scripture can help us be able to know how to reframe that question and create boundaries. And then the A in gray stands for ask for advice. And here I encourage teens to seek out someone who is doing relationships well.   In other words, is there a couple that they admire, someone older than them that they admire, maybe a friend or sibling or a friend of a sibling, a teacher, a parent, a youth group leader? I found in my own life that God often gives wisdom through people like that. And actually, in the last 10 years, as I've been teaching this type of material, I found that asking couples that I respect this very same question.   How did you answer? How far is too far? It brings some of the best responses and encouragement that then I can share with my students to help them learn and grow.   So, I think asking for advice is a vital part of this. And then lastly, the Y stands for yield. It is the last step.   And yet it's such an important part of answering this question. Yield just simply means to wait. And you and I both know this generation does not like to wait.   Instinct gratification is their thing. And yet teaching them that there's so much value in yielding when we don't have clear answers to critical questions like this. So, I actually love to literally walk this out in front of the classroom.   I will demonstrate how, when I yield, I hold back on decisions such as how far is too far. I am always allowing myself room to continue to walk forward as I feel more certainty over the answer or I feel more led with the wisdom that God is continuing to give. However, if I walk forward without clarity, if I'm pushing boundaries that are perhaps lawful, I can.   But they're not to my benefit, not to my partner's benefit. Then it's very realistic that I am going to push farther than I am able to handle. It's going to bring harm to the relationship that I am in.   And I can't ever go back. The truth is that the line between being enticed by sin versus escaping and enduring the temptation to turn from sin. It's a thin line.   And so, helping teenagers with these four steps, I think just think more critically about where to set those boundaries is important. And then I do usually go on to encourage students to be really specific in writing out those boundaries. I'm a big fan that writing is remembering.   It stores in our long-term memory. And then to even share those boundaries in order to have accountability with them.   Laura Dugger: (25:51 - 27:47) And now a brief message from our sponsor. I would like to specifically address the ladies. Because let's talk skin care.   As moms, as women, we spend so much time caring for everyone else. But what about us? If you're tired of dull or dry skin and products filled with chemicals and fillers, it is time for something better.   God designed our skin to thrive with real nourishing ingredients. Daisy King's, a tallow-based skin care brand made with wholesome, time-tested ingredients like grass-fed tallow and other plant-based oils, was created to help you achieve natural glow and skin restoration. Tallow is nature's perfect moisturizer.   It deeply nourishes, restores, and protects like nothing else. I love to personally use this product. Their specially crafted formulas work with your skin's natural biology to truly heal and hydrate.   And best of all, you can trust what's inside. Because at Daisy King's, they believe in clean, simple, and effective skin care, just as God intended. So, if you're ready to also give your skin the care it truly deserves, visit DaisyKings.com and use code SAVVY to save.   So, now, it's time to nourish, restore, and glow. This next question may feel a little bit scary to ask because sometimes ignorance truly is bliss. But I think this is really helpful having you share statistics.   So, what are some statistics you think we need to be aware of to educate us on sexuality and youth in America right now?   Janelle Rupp: (27:49 - 29:55) Yes, you know, this is constantly changing. And so, I do look for these on the regular. And so, the ones I'm currently kind of using as I educate this year, the average age of first pornography exposure is currently 11 years old.   And 1 out of every 10 visitors to porn sites are actually under the age of 10. And 22% of those are regular visitors to those sites. It's not that they're just there once.   They're regular visitors. When you talk about that next age group, 11 to 17-year-olds, 53% of them are accessing pornography. In addition, 1 out of every 14 are receiving sexually explicit material through social media, through texting.   And 1 out of every 17 are sending it, which is an interesting thing. I always tell my students that means that as people are receiving it, they're sending it to more than one person. And so, you know, somehow we could think that it's a conversation maybe staying between two people.   And almost in every case, that is not the reality. 41% of teens are engaging in sexual behavior and oral sex and vaginal sex and anal sex and what I call outer course. Every 11 minutes, CPS finds evidence of sexual abuse claims.   And 2 out of every 3 of those are age 12 to 17 years old. And then lastly, and this is kind of newer from a research study that is an important one, but identifying as LGBTQ+, has actually risen in teens on average by 4% in the last 5 years. Girls being higher than boys.   Girls averaging about 5% increase and boys at 3%. And I think, you know, you give those 9 quick statistics, and I'll be honest, you know, even every time I have to say them, I get that sinking feeling in my stomach. It takes a lot to shock me after 10 years of working with teens on this topic.   But it never feels good to say those out loud. I think it just reflects such brokenness on behalf of our culture's view of sex and sexuality.   Laura Dugger: (29:57 - 30:09) Wow, that is sobering. And if that reality feels alarming or overwhelming to a parent listening, then how would you advise them to educate their son or daughter?   Janelle Rupp: (30:10 - 33:09) Yeah, I think the scariest thing is when we allow those feelings that we're having to really just cripple us and our ability to parent our children through them. I had a mom come up last year, and she said, I'm just really exhausted by it all. I'm tired of checking up on my kid.   And, you know, as a mom of teenagers, I hear that. I resonate with that. But I think we need to fight through those feelings and encourage each other to fight through those feelings in order to parent with intention and godliness when it comes to these subjects.   I developed this Remember Who's You Are curriculum for students, but I 100% believe that parents are to be the first go-to for our kids on these topics, whether they feel like they have all the answers or not. It's really not the role of the school, nor of the church, nor of the youth pastor. It is primarily and foundationally the role of parents, with ideally then the school and the church, you know, locking arms with parents, coming alongside with a similar message.   And so, when it comes to equipping parents, which is something I feel strongly about as well, in order to have these ongoing conversations, I break down educating parents with three regular statements to help them kind of combat those feelings of overwhelmed or anxiousness when it comes to these topics. And the first regular statement would be to regularly educate yourself. We can't teach what we don't know.   And so, parents need to have answers to questions, and I'm going to give a series of questions here that I think need to be answered as examples, but there's certainly more. But questions like, what is God's design? Again, what is the reproductive area?   What does sexting mean? What does sending nudes mean? Because that's becoming actually a more popular phrase right now than using the phrase sexting.   Why is not porn good for our brains if it actually keeps us from not having sex outside of God's design? That's a question I've been asked. And a follow-up to that, what does the Bible say about masturbation?   How does a condom work? I've been asked that one. What is the most popular sexual behavior among teens?   Those are some toughies. You don't just kind of like pop out an answer to that without dedicating some time to researching those answers. I don't think that this needs to be an overwhelming amount of time.   In fact, I actually just encourage parents to set aside 15 to 20 minutes once a week, maybe even once every other week, but just put it on the calendar so that you really devote yourself to that time. You know, I think we dedicate ourselves as parents to things we care about. And I don't mean to say this harshly, but many moms spend much more time exercising than they do in their Bibles and figuring out answers to these questions and apologetic type answers.   And parents, you know, we spend a lot of time talking to our kids about sports and grades. And yet these are topics that have lasting relational impacts for their lives, not just in our family, but in their family to come. And so, we have to be diligent to set aside time and regularly educate ourselves.   Laura Dugger: (33:09 - 33:38) Janelle, I love all of this that you're saying. And I just want to pause on this first step of educating ourselves as the adults and as the parents. So, listening to something like this, hopefully people feel encouraged already doing a great job educating yourself.   And so, let's just answer a couple of those questions because it can be hard to know where do I go to find out these answers. I'm careful to Google this because something may pop up that I don't want to see.   Janelle Rupp: (33:38 - 33:38) Right.   Laura Dugger: (33:38 - 33:46) So, let's go with two of them. One of them you said is what is the most popular sexual behavior among teens right now?   Janelle Rupp: (33:47 - 34:46) Yeah, I think that this one is a little bit shocking for parents. And they often are unaware of where their teens are at as they are pushing boundaries on sexual behavior. You know, when I was growing up, oral sex became, and that's mouth to genitals, but that became a really popular sexual behavior.   And I remember hearing people say, well, that makes me feel a virgin because I now have not had vaginal sex. And so, again, just continuing to push these boundaries. So, now today's teenagers are past oral sex.   That's become just something that's normal and acceptable. And the most popular sexual behavior right now that you'll actually they will talk about and do would be anal sex right now, which is the anal area, which is obviously I always point this out, not actually the reproductive system, but in fact, the expiratory or the end of the digestive system. But that is the most popular sexual behavior among teens currently.   Laura Dugger: (34:47 - 35:14) That is really helpful to hear. And even years ago, when I was practicing as a marriage and family therapist, something that we learned was that the rise in pornography exposure was also corresponding or correlating with this rise in pressure for women to engage in anal sex. And that was a lot of times where it was coming from.   I'm assuming very similar with teens.   Janelle Rupp: (35:15 - 35:59) Yes, absolutely. And as our culture continues to kind of push the envelope on trying to get teenagers and adults to accept pornography is a natural part of human sexuality. I think we will just continue to see that behavior pushed more and more and more just among teens and relationships in general, which is really devastating.   I think of so many of these behaviors that are very degrading, particularly to women, but even to men. And again, that women, that girls would be thinking that that is considered an acceptable part of a relationship is such a tragedy, really. And again, just so reflective of the brokenness of our culture.   Laura Dugger: (36:00 - 36:19) And you bring up another question I want to follow up with, Ben, because porn is so destructive for a lifetime. But how do you answer that question if parents want to educate themselves of somebody making an argument of why not pornography if it keeps them from engaging in penetrative sex?   Janelle Rupp: (36:20 - 38:18) Yeah, so, there's some excellent websites that you can find that talk about the damaging effects of pornography. And I found, you know, good resources. Anyone's welcome to email me.   I'll include that later. But to get some of those resources. But it really does change and alter, actually, the connections that are created in the brain.   And one of the, I think, more interesting studies on pornography in the brain, as they looked at men who were watching and engaging in pornography, it would continually light up an area of the brain and stimulate it, which is an area of the brain that is usually lit and stimulated when a man would use power tools. And that's concerning on, I think, a couple of levels. One, that is degrading.   And again, this human made in the image of God to something that is to be just used. Right. And then second, anytime we engage in pornography, we are we're engaging more with a screen than a person.   And so, that intimacy level, that is something that's so precious about sex. You know, sex isn't just for making babies. It isn't just for this intimate connection.   It isn't just for pleasure. But it is to be wholly represented, all three of those when we look at God's design. But when we engage with pornography, we're completely reducing it down to one person's pleasure, one person's use.   And so, again, those connections that are supposed to exist between people now exist between a person and their screen. And you'll see across the board, these are people who easily get addicted. It's meant to be addicted, experience increased levels of depression, anxiety, suicide.   Grades go down for teenagers. They lose friends. So much research showing the devastating impact of pornography.   Laura Dugger: (38:19 - 38:32) That is really helpful. Thank you for sharing that. And back to that greater question. So, when you're advising parents to educate themselves, that's the first step. What's the next step in the process?   Janelle Rupp: (38:33 - 41:29) So, the second step that I recommend is to regularly to enter in. We aren't called to be our kids' best friends. We're called to step into their lives.   And that means stepping into friendships and relationships. It actually means stepping into their phone. You know, the amount of parents that tell me, I feel really bad because it's their phone.   And yet it's something that the parent is paying for, right? And so, that is a part of our lives, too. Theirs and ours.   But stepping into social media pages, their schools, their activities. And I think we don't have to be creepy about it. And that's what I think parents most, they're like, I don't want to creep my kid out or make them pull away.   I just think we have to be really intentional beforehand that we're developing this relationship of trust and communication. So, Josh McDowell has said rules without relationship equal rebellion. And so, the flip side of that is that when I have rules where I'm entering in and I have relationships where I'm entering in, that will equal trust.   And so, we need to keep entering in because we want to keep earning their trust. It goes both ways. We want that trust and communication.   So, entering in out of a desire for relationship, but also entering in with boundaries and rules for our kids in order to continue to build that trust between us. And then the third regularly statement is to regularly extend grace to yourself. Guilt and shame cannot go away without grace.   And a lot of us live with guilt and shame when it comes to these subjects. I often hear that that's one of the key reasons that parents will hesitate to talk to their child. They'll say to me, I don't want them to ask me about what I did.   And the only remedy for shame is grace. It's why God's plan to extend grace in sending Jesus. It's the best plan for our world because we're literally drowning in guilt and shame over these subjects.   And so, as parents, we first have to learn and work through accepting grace for ourselves. But for the purpose of extending it to others, it's very, very hard to extend grace when we haven't accepted it ourselves. And so, I think it starts with us.   And then again, it extends out to our kids. My husband and I were working through something that was happening with our teenagers this year. And I thought it was so profound.   As he said this statement, by God's grace, our kids will never get caught up in it. But it's also that same grace that will provide a way for our kids to get out of it. And so, we need to remember God's grace is greater than all of our sins.   And we can rest in that even if we don't do everything perfectly as a parent. Even if we forget to answer one of the questions. Even if our kids choose a path that is different than what we had taught them.   God's grace is greater than all of our sins.   Laura Dugger: (41:30 - 43:53) And I don't think we can hear that enough. So, thank you for that reminder.   Did you know that we are now accepting donations online through Venmo?   It's just one of our additional ways that you can give to support the work of the Savvy Sauce Charities and keep us on the air where we can keep providing this content for free. We pray that you'll consider partnering with us and generously donating before your end. Thanks for your support.   Well, Janelle, I think that you're so wise to teach parents that there's obviously no formula, and that's why it's so vitally important to keep in step with the spirit as we have these conversations with our children. But also, I'm sure that you've learned some wise and age-appropriate guidelines for teaching our kids about sex and sexuality.   So, will you share those with us for the different age ranges?   Janelle Rupp: (43:55 - 50:10) Yes, I think you're exactly right. There isn't a set formula because, again, as I mentioned before, every kid is different. Every experience and exposure is different.   But there are some general guidelines in order to, again, have these regular conversations with our kids. So, beginning ages kind of three to seven, I think focusing on what it means to be made in God's image, what it means to have a male part versus female part, how that kind of defines each gender. And understanding also what is private and safe within that is important.   So, one of the things that I did with my kids is very early on, as we were bathing in those ages, we would say, Thank you, God, for our fingers and our noses, and thank you, God, for our toes, and say, Thank you, God, for a penis because you're a boy, and thank you, God, for a vagina because you're a girl, and thank you for parts that we can't see inside of us. And I would name some of those parts as well, because I think it just helps them start recognizing, again, the beauty of what it means to be created by God. And also highlighting safe pictures and unsafe pictures, safe touch and unsafe touch, and stuff that I touched on before.   I think that's important as well. But then I personally believe this is one of the best ages to begin forming a framework on the sanctity of human life, that all life is created by God and for God in the image of God. And therefore, all life should be treated with dignity, respect, and love, regardless of size, regardless of gender, regardless of skin color, regardless of neediness or challenges.   It's a really natural and important tie-in to the subject at this age. And then when you get into that next age, age 8 to 10, I kind of think of it a little bit like preteen. Just continuing on with that conversation but bringing up this word puberty.   And kids always look terrified when I say that word. And I always tell them, then puberty is not a scary word. And I'm sorry that you have this vision that it is.   But puberty really is just human growth and development that make us male and make us female. And so, I think teaching our kids not to be even afraid of that word. There are parts that we need to keep private.   And yes, we don't need to talk about that with everybody. But these are not wrong or bad parts. They're parts that are created by God for God.   And God is a good God. And God is a sovereign God. And so, He created it for our good with us in mind.   And so, just continuing to engage and encourage our kids on those ideas at age 10. And then 10 to 12, and some educators would say sex should be introduced by age 10. I found that based on just, again, the exposure that my kids had, we had this type of a conversation as they headed into more age 11.   I think it for sure should be talked about before age 12. But at that point, you want to make sure you're including just a framework on what biblical sex and marriage is and what it's purposed for. Again, purpose for procreation, making babies, purpose for intimacy, even purpose for pleasure.   Listen, no 10 to 12-year-old is going to understand that part yet, which is fine because you're going to revisit it later when they're kids. This is a regular thing, right? But you want them to hear it from you.   You want them to hear it from you first so they understand that you are trustworthy. And so, they should be taught that sex is best seen in that context of marriage. One man, one woman that have left their father and mother, they've taken hold of each other in marriage.   And as a result, then a parent and actually ideally both parents, mom and dad, are able to help a child understand that framework and also recognize basic deviations outside of that framework. Not just that sex before marriage is outside, but also sex outside of marriage, the sexual and gender identity confusion. Anything that's falling outside of God's design for marriage and sex is a deviation from what he designed.   And then in that kind of 13 and older, recommendations that I make is always that you begin to establish a really good framework on how to have God-honoring relationships with someone of the opposite gender. I actually highly recommend Ephesians chapter 5 as you make this plan with your child. And a couple key points that it talks about within that chapter is that we treat those in the faith, those that share our common belief in Jesus Christ as brothers and sisters in Christ, in friendship and in a possible relationship, but one that has a lot of purpose and a plan in place.   But then we treat those who are not sharing our faith with love, but yet an understanding that those aren't relationships that I can pursue because I can't have an expectation that they are going to bring me closer to Christ, whereas the other should. And so, as parents within that, again, 13 and older category, you really need to start paying very much attention and entering in into those relationships that they have with their friends and their peers, because this is the second biggest impact maker on their decision-making next to you. Proverbs 13:20 says, “He who walks with the wise will be wise, but a companion of fools suffers harm.”   I really believe in parents. If you need to change up their environment in order to help them form more God-honoring relationships in step with that Ephesians 5, we should not be afraid to do so. And again, continuing to expand on those other frameworks before, because regular conversations, but you're just getting into greater detail, more fine-tuning.   And I actually think at this age, too, you're digging deep into the truth of Scripture with your child. So, you let them come alongside you as you're learning how to answer these questions so that they can continue to refine who they are in Christ and to refine how to keep accountable with the Word of God and to refine how to set boundaries and how to navigate relationships in what I call purposeful dating versus purposeless dating. And purposeful dating, really just the overarching idea there is just that in the end, if it does end, that there may be sadness, but that there is also learning that comes so that I am lessening the brokenness and damage that may come as a result as well.   Laura Dugger: (50:11 - 50:30) And I love how also in your teaching, you lay out specific guidelines that don't fit within an age category, but they're more so for children who are at cell phone age or where they have unattended internet use. So, will you share some of those guidelines with us now, too?   Janelle Rupp: (50:31 - 54:54) Yes, for sure. You know, I always say when you introduce a cell phone to your child, especially one that has internet included with that phone, it does change a little of those guidelines that I just mentioned in that you need to increase the speed and the ages or decrease the ages, technically, in which you are discussing these things. Just because you're giving them a lot of access to things that will speak an opposite message from what you would be saying.   And so, when I encourage parents to look at a couple things as they're making the decisions about when to give a cell phone, I think you're specifically looking at does your child understand what it means to be indwelled by the Holy Spirit? And are they showing evidence of the fruits of his work in their lives? In other words, do I see evidence of the Spirit in the life of my child?   And so, that means does he or she recognize self-control? They know when they have it and they know when they don't. Do they recognize how to be a peacemaker?   Do they recognize how to be loving in what they say and what they do? Do they recognize and show faithfulness, kindness, gentleness, joy, patience, all of those fruits of the Spirit? And do they recognize and show that not just in person with someone, but even behind the screen when they don't see that person face to face?   And listen, no parent is going to say, oh, yeah, 100% of the time my kid is showing evidence of the fruits of the Spirit. But if I can honestly say yes, my child is showing that he is growing in evidence of that. And then you decide this is the age for him to have a phone.   Most educators, I'll just be super clear, most educators that work with teens, they recommend an age of anywhere from 13 to 15. But when you do give that, those same adults that work with those teens will also say the following, that a device should not be allowed in a private room or a private place. There should be a family charging place.   And we are on phones when we are around other people. And then that you should also have no phone zones for us. The dinner table is one of our very most important ones so that we are learning how to, again, continue to engage in conversation with one another without our phones, which is growing the relationship building that we want to grow.   And so, we hold to those boundaries. Understanding that an all access, unmonitored pass to the Internet does break down identity. It does work against.   And there's so much evidence to this. You know, even five years ago, I was less inclined to say hard and fast rules on the use of cell phones for teens. However, more and more and more and more, we continue to see research study after research study.   There's documentaries. Now there's reports about the dangers of the unlimited, unmonitored access to screens and how it hurts our kids emotionally, intellectually, socially, spiritually and even physically. I mean, I think of less sleep.   Right. Something that I've learned over these 10 years is that no kid stumbles into pornography with the use of their phone on purpose. So, so, so many times the first time is an accident and it happens again because that Internet use is unmonitored.   And so, here's another hard truth as well. It often also happens because someone else in the house or the family may be viewing pornography and it's in that browser history or it's in the logarithm of the device they're using. And so, understanding what drives that first use, but then the ramifications of that first look.   So, even if it's an inadvertent look, the hook to pornography is so addicting. And again, we talked about the damaging effects on our brains, our emotions and our relationship. So, I just think monitoring phones and Internet access is, yes, exhausting.   I mean, I feel it. But at the same time, the risk is so great that there's no way that we can stop while they are in our home. Because the worry and the regret of, oh, I should have done X, Y, Z, I think outweighs any type of temporary exhaustion for me in my day to have to check and monitor phone use.   Laura Dugger: (54:55 - 55:21) That's such a good point. It's going to cost us energy on one side or the other. But that is a wise choice to go with the hard choice first and hopefully more of an easier or more fruitful path.   When you reflect on our conversation so far, what hope do we all have for the gospel of grace impacting us specifically as it relates to our sexuality?   Janelle Rupp: (55:23 - 58:58) When I hear that question, I really love it. I instantly think shame is a result of sin, connecting that to the grace that is shown from our Creator and our Redeemer. And all of that, again, is really on display in Genesis 3.   And so, I want to take us there as I answer that question. I tell my students shame has two definitions. There is shame as a verb to shame someone.   And then there is shame as a noun to feel shame as a result of something that we have done wrong. Shame as a verb is something we never want to do. That's not a good thing, right?   But shame as a noun is actually a God-given gift that is meant to bring us back into relationship with God. And you look at how Adam and Eve in Genesis 3. It makes me chuckle, honestly, because as they feel the shame of their sin, their next step is to create garments to cover themselves.   And their shame was so great, but they went ahead and put these fig leaves on top of their bodies, these parts that now have to be private because of shame. And I just think to myself, those fig leaves had to have been so insufficient. We do this too, though.   We come up with ways to clothe ourselves to cover up the shame that we feel. It might be past sexual sin. It might be present sexual sin.   And we try our best to hide it. We try our best to make ourselves look presentable with our covering so that people won't see our sin and see our shame. I mean, all of that is that feeling that comes from that feeling of shame as a result of sin.   But what's beautiful when we look at Genesis 3, when Adam finally comes clean about his sin and shame. And I will say, listen, he doesn't do it perfectly because God has to literally say, where are you? Knowing where he is, but like basically saying, Adam, come out, come clean, right?   But as Adam does come clean about his sin and the shame that he's feeling, right? What does God do? God covers Adam and Eve with garments that He provides and He makes from the very first shedding of blood that we see recorded in Scripture.   And I'm doing it now. I weep every single time that I talk about this part, because God knows how to deal with shame so much better than we do. He knows how to deal with our shame in a way and cover us in a way that is a once for always.   And it's Genesis 3 is just a beautiful foreshadowing of how Christ is going to be sent. And there he comes in Matthew, right? To cover shame forever.   And so, as we remember that Jesus spilled his blood on a cross and then resurrected, conquering death and sin and the grave. We also get covered by that blood so that we no longer have to hide. We no longer have to feel that shame.   And we can stand, Romans 8 says, without condemnation. “Therefore, there is no condemnation for those who are in Christ,” because Christ has covered us with garments completely and perfectly for forever. And so, our hope in this for our own sin, our past sin, any present sin, any future sin, and our hope for any sin that may rise up out of the heart of our child.   It's in the gospel that the gracious and loving covering that God gives us through Jesus is complete, making us right before God for all time.   Laura Dugger: (58:58 - 1:00:05) I love that so much, Janelle. And it makes me think of, I can't remember the research study, but they tracked people's brains when they were feeling like shame or regret or guilt. And found that sometimes people who struggle with anxious thoughts, that they have an over-functioning part of their brain where they can have those feelings of shame, sometimes when they haven't done anything shameful.   So, there's almost like a real guilt or a false guilt. And all of this conversation brings me to 2 Corinthians 7:10, where God addressed that first, because in the Bible it says, “Godly sorrow brings repentance that leads to salvation and leaves no regret, but worldly sorrow brings death.” And so, if we're going like even a level deeper to tease out that shame, sometimes we've felt that before.   Maybe, let's say, if something was done to us, and that's not the same shame that requires repentance, which is the godly sorrow. So, does that make sense?   Janelle Rupp: (1:00:05 - 1:00:28) Yes, exactly. That's exactly my point. And getting the kids to understand the difference between those shames but then seeing shame as not something that I have to push against.   Because if it is that godly shame that comes after me making a wrong choice, that is that shame to bring me closer to God in and through repentance. And again, that's a beautiful thing.   Laura Dugger: (1:00:29 - 1:00:39) It is, and it leads to freedom, which we may not think of in the moment, but that confession and bringing something to the light, that that is the best way to live.   Janelle Rupp: (1:00:39 - 1:00:40) Exactly.   Laura Dugger: (1:00:40 - 1:00:48) Are there any other important takeaways that you want parents and their children to be aware of as it applies to sex and sexuality?   Janelle Rupp: (1:00:49 - 1:02:44) Yes, you know, I think of two things here. The first being that, you know, sexual sin is really just one of many sins that Christ covers that he died for. You know, the blood of Christ covers the adulterer just as much as it covers the gossiper.   It covers the pregnant teenager and her boyfriend just as much as it covers you and I. And I think in the past, the church has overemphasized this sin and underemphasized others. But yet on the flip side, I mean, I think we really can't deny these are sins.   And even when we look at Scripture, it doesn't deny this. These are sins that carry a greater consequence and potential for enticing us towards, again, more habitual, ongoing sin in ways that just affect us deeper than other sins, which is why 1 Corinthians 6:18 says “Flee from sexual immorality.” And I'm going to pause there for just a second, because the Greek word for sexual immorality is the word pornea.   And you and I can't hear the word pornea without immediately thinking of porn. And so, I think it's fascinating that the root word for pornography is literally translated as sexual immorality. It's really an important thing.   But 1 Corinthians 6:18, again, it starts saying “Flee from sexual immorality. Every other sin a person commits is outside of the body, but the sexually immoral person sins against his own body.” And this means that sexual sin at its root is a problem of identity, which is, again, why you have to link that human sexuality with gospel identity.   Our aim cannot be for our children to make it to marriage having never had sex or never getting pregnant. To me, that's a low fruit. That is a low aim.   Our aim needs to be raising children with a gospel identity that is rooted in the creative and redemptive work of Jesus Christ and seeing the outgrowth from there.   Laura Dugger: (1:02:44 - 1:02:56) Wow. Well said. And if we boil all of this down, what is just one action step that you first recommend for anyone who finishes this message today?   Janelle Rupp: (1:02:57 - 1:04:19) Yeah, I'm going to give you a three-in-one just tying back to those three key regularly statements. One of the primary resources that I love to recommend in terms of educating ourselves is for parents to go to axis.org. That is A-X-I-S dot org, and sign up to receive their free Culture Translator weekly newsletter. And that will be sent to your email on a weekly basis for free.   And it gives a whole rundown of what's been happening in teen culture for that week. And just by simply opening up your email, you're going to start educating yourself. And they also have a host of other excellent resources and podcasts and a ton of material on their website that I would recommend.   But that's just one little step. And then for the enter in, I would recommend scheduling a date now. Put it on your calendar.   Find a time to take your child on a shopping date, an ice cream date, so that you can begin to enter into their lives and keep building that relationship with them. And then lastly, between now and that date, just open up God's Word. Reflect on the grace of God.   Let it wash over your heart. Let it wash over your mind. Get engaged with worship.   All of those will equip you well to do that hard work of entering in with your child when you meet them for that date.   Laura Dugger: (1:04:20 - 1:04:29) I've loved this chat so much. And if anybody's wondering about

Bible Savvy
Bible Savvy Podcast | S6 Episode 15: Judges 19

Bible Savvy

Play Episode Listen Later Nov 24, 2025 39:48


Some passages of Scripture might be difficult to read — and Judges 19 is one of them. This week, the Bible Savvy team approaches this painful chapter with care, helping us understand Israel's spiritual collapse during a time when “everyone did what was right in their own eyes” and the cautionary tale it offers today—including what happens when communities ignore injustice or look away from the hardest parts of their story. Content Warning: This episode discusses themes of violence and sexual assault, which may be difficult for some listeners. Want more on Judges? Check out the expert interview with Dr. Sandra Richter here.

Stronger Marriage Connection
Regulating Your Emotions As A Parent | Emotion Savvy Parenting | Alissa Jerud | #156

Stronger Marriage Connection

Play Episode Listen Later Nov 24, 2025 41:31 Transcription Available


We explore how to handle family “emotional storms” with practical, science-backed tools so parents can stay calm, help kids feel seen, and keep their partnership strong. Dr. Alyssa Jerud shares the ART and CARE frameworks, opposite action, and simple mindfulness moves that work in the real world.• why emotional agility matters for parents and partners• how ART helps accept, regulate, and tolerate emotions• everyday mindfulness as a fast acceptance tool• the CARE skills to lower arousal quickly• opposite action to disrupt anger-driven habits• validating feelings while holding boundaries• using calm moments for quality attention and reconnection• aligning different parenting styles without blame• book details and where to find resourcesHey, do us a favor and take a second to subscribe to our podcast and the Utah Marriage Commission YouTube channel at Utah Marriage Commission, where you can watch this and every episode of the showBe sure to smash the like button, leave a comment, and share this episode with a friendYou can also follow and interact with us on Instagram at StrongerMarriageWife and Facebook at Stronger MarriageIf you want even more resources to improve your marriage or relationship connection, visit strongermarriage.org where you'll find free workshops, e-courses, in-depth webinars, relationship surveys, and moreVisit our site for FREE relationship resources and regular giveaways: Strongermarriage.org Podcast.stongermarriage.org YouTube: https://www.youtube.com/@StrongerMarriageLife TikTok: https://www.tiktok.com/@strongermarriagelife Instagram: https://www.instagram.com/strongermarriagelife/ Facebook: https://www.facebook.com/strongermarriage/ Facebook Marriage Group: https://www.facebook.com/groups/770019130329579 Dr. Dave Schramm: http://drdaveschramm.com http://drdavespeaks.com Dr. Liz Hale: http://www.drlizhale.com/

Impact Church with Travis Hearn
Episode 149: Kingdom Impact Part 3: The Battle for First Place | Pastor Travis Hearn | Impact Church

Impact Church with Travis Hearn

Play Episode Listen Later Nov 24, 2025 53:17


Who truly sits on the throne of your heart? In Part 3 of our Kingdom Impact series, Pastor Travis Hearn delivers one of the most honest and spiritually challenging messages yet: The Battle for First Place. This isn't just a sermon about priorities—it's a revelation about possession. What owns your decisions, your emotions, your values? Is it fear, money, opinions, shame—or is it Jesus Christ? We kick off with Savvy's powerful testimony, and story after story of how God has transformed lives through Impact Church. From a man on the edge of suicide who found purpose in Christ, to a couple whose broken marriage was resurrected through surrender and service, this is what Kingdom Impact looks like! With passion and realness, Pastor Travis dives deep into the spiritual battle that rages daily for first place in our hearts. He reminds us: “Whatever is first place in your life sets the pace in your life.” In this message, you'll discover: Why the throne of your heart is the most contested territory in your life How money—more than anything else—tries to dethrone God Why tithing isn't about giving money, but proving trust The blessing God promises when we test Him in this area (Malachi 3:10) It's more than a teaching—it's a wake-up call. It's not about God needing your money. It's about whether He has your trust, your heart, and your allegiance. This is the moment to reorder your life. To put God back where He belongs—FIRST. Because when He's first, everything else falls into place. When He's not... everything else falls apart. Let's make an impact. Let's win the battle for first place.

The John Batchelor Show
S8 Ep114: The discussion turns to Joseph Stalin and his relationship with the legacy of Leninism. Stalin was a more "ideologically flexible" and savvy political operator than Trotsky, who was relentlessly focused on immediate and continuous revo

The John Batchelor Show

Play Episode Listen Later Nov 23, 2025 9:03


The discussion turns to Joseph Stalin and his relationship with the legacy of Leninism. Stalin was a more "ideologically flexible" and savvy political operator than Trotsky, who was relentlessly focused on immediate and continuous revolution. While both Lenin and Trotsky employed political violence, the terror under Stalin was a different phenomenon because much of it was directed at high-ranking members of the Communist Party and the secret police in the Great Purge. The purges were motivated by Stalin's paranoia and the need to find scapegoats for the regime's failure to deliver prosperity and freedom. The assassination of Trotsky in 1940 is often seen as wrapping up the Great Terror, though arrests and executions continued.

Ordinary Discussions with Jeremy McCommons
Ep 140 | Funding Discipleship: Creative, Tax-Savvy Ways to Multiply Your Impact

Ordinary Discussions with Jeremy McCommons

Play Episode Listen Later Nov 21, 2025 46:40


Nearly all of us want to give wisely—but few know how to make their giving truly multiply Kingdom impact.In this episode, Jeremy sits down again with Doug Kiesewetter—CEO of Cogency Power, Founder & Chairman of WaterStone Foundation, and a veteran entrepreneur who's led ten successful startups and helped steward over $2B in charitable giving.Doug shares how ordinary believers can give smarter—not just more—and how strategic generosity can fund discipleship efforts for decades to come.In this conversation:Why how you give matters as much as what you giveCreative ways to give—stocks, real estate, crypto, and moreHow to use a Donor-Advised Fund to reduce taxes and multiply generosityReal stories of Kingdom ROI through business, missions, and disciple-makingIf you've ever wondered how to make your generosity go further—this episode will change how you think about giving.Share it with someone who's ready to give boldly and wisely.Let's do this,Jeremy---Ordinary Movement is a discipleship platform that equips men and women to be disciples who make disciples. Our focus is on supporting small groups led by ordinary/everyday Christians. We have specialized discipleship tracks that center around Intimacy with Jesus, Intentional Relationships, and Multiplication. Groups are designed for individuals to easily engage in leading groups.Ready to be a disciple who makes disciples?If so, come and join us!Visit ordinarymovement.com to learn more!#discipleship #disciplemaking #disciple

Where Should I Invest? Real Estate Investing
Being Flip Savvy: Lessons and Strategies from 70+ Flips

Where Should I Invest? Real Estate Investing

Play Episode Listen Later Nov 21, 2025 48:04


In this episode of Where Should I Invest, host Sarah Larbi sits down with Ryan De Laurentis, an Ontario-based real-estate investor who's completed more than 70 flips and hundreds of wholesale deals. Ryan shares his no-fluff approach to flipping — from managing renovations and sourcing materials to knowing when to pivot, drop your price, and […] The post Being Flip Savvy: Lessons and Strategies from 70+ Flips first appeared on Sarah Larbi Developments.

Tree Talkin' Time
205. Ol' Savvy Man

Tree Talkin' Time

Play Episode Listen Later Nov 18, 2025 76:25


In this week's episode I am joined by Dave Bray. Dave grew up hunting, trapping, fishing and has always had a dog in toe. From an old English Shepherd and an Airedale to Leopard Curs and Treeing Tennessee Brindles with a few hounds along the way Dave has a wide array of experience.  Sponsors: https://conkeysoutdoors.com  Promo Code TREETALKINTIME5 https://shopeliteglobal.com/ Promo Code Tree10 https://www.facebook.com/p/Animal-Housing-Solutions-Inc  https://fullcrymag.com Merch: https://treetalkin.com/collections  Social Media: https://www.youtube.com/@TreeTalkinMedia  https://www.patreon.com/treetalkintime https://www.instagram.com/treetalkinmedia https://www.facebook.com/treetalkinmedia

Bible Savvy
Bible Savvy Podcast | S6 Episode 14: Judges 15

Bible Savvy

Play Episode Listen Later Nov 17, 2025 46:11


Are you trusting your own strength more than God's? This week, the Bible Savvy team walks through Judges 15, where Samson's fiery anger, surprising victories, and flawed strength reveal both the danger of self-reliance and the surprising ways God works through imperfect people. Check out the Faith At Work Podcasts and Audio Prayer Guides at … Continue reading "Bible Savvy Podcast | S6 Episode 14: Judges 15"

Smart Property Investment Podcast Network
Break the 3-property ceiling: Strategies for savvy investors

Smart Property Investment Podcast Network

Play Episode Listen Later Nov 17, 2025 47:32


In the latest episode of The Smart Property Investment Show, host Liam Garman speaks with Simon Buckingham and Brendan Kelly from Results Mentoring about overcoming the three-property ceiling in Australian real estate. The discussion highlights how traditional buy-and-hold approaches often leave investors financially stretched, limiting cash flow and borrowing capacity, and creating a common barrier to portfolio growth. They emphasise the importance of adopting a strategic mindset, including building capital faster, recycling borrowing capacity, and being willing to sell and reinvest in more lucrative opportunities. Real-world examples illustrate their advice, such as investors renovating rundown units for profit, converting houses into cash-flowing rooming houses, and subdividing properties to reinvest in commercial assets. Buckingham and Kelly emphasise the importance of starting small and scaling gradually, enabling investors to build skills and confidence while mitigating risk. They also highlight the role of education and support through the Real Estate Success Community, which connects investors, provides market insights, and offers mentorship. Financial readiness, strategic planning, and leveraging alternative approaches are presented as essential tools for breaking through the investment ceiling. The episode also touches on the emotional side of investing, urging investors to stay disciplined, detached, and focused on long-term goals rather than short-term gains. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The Hours
The Problem with Coaching Clinics & How We're Solving It

The Hours

Play Episode Listen Later Nov 12, 2025 40:40


Join Mark Cascio, Claire Murphy, and Tyler as they dissect what's wrong with most traditional coaching clinics and celebrate the success of their first-ever annual SAVI Coaching Clinic in Phoenix, Arizona! They share why their clinic was so impactful, from deep, intentional conversations to a focus on holistic, identity-based coaching over simple X's and O's.Then, the "Dream Team" breaks down key takeaways from running a youth basketball practice together, offering immediate, high-value action items you can apply to make your practices more effective, engaging, and transformational. Learn how to be "messy" with high standards and why the preparation and debrief are the most important parts of your coaching week. #SAVIcoach SAVI Basketball 7-Day Free Trial: https://www.skool.com/savi-coach/about

Bible Savvy
Bible Savvy Podcast | S6 Episode 13: Judges 7

Bible Savvy

Play Episode Listen Later Nov 10, 2025 38:10


Are you taking credit for what God has done? This week, Bible Savvy welcomes our friends from the Faith At Work Podcast to discuss Judges 7:1-25. There, we read about God weakening Gideon's army to demonstrate that it's God who will win the battle. Check out the Faith At Work Podcasts and Audio Prayer Guides … Continue reading "Bible Savvy Podcast | S6 Episode 13: Judges 7"

Sports Cards Live
Buying Without COMPs (When It Works) + Dealer Best Practices + Comp-Savvy Kids | Booth Mates Ep 2

Sports Cards Live

Play Episode Listen Later Nov 6, 2025 54:22


Programming note: This is a mid-week programming interruption so everyone can pre-game for The Expo. We're sliding these Wednesday/Thursday drops in, and Sports Cards Live resumes on Friday. There will be no episodes next week on Wednesday/Thursday/Friday. Part 2 dives into on-floor tactics, vendor best practices, and the week's community events. We talk why price tags on the front of the card convert, how payment actually works in Canada (cash is king, e-transfer is common; PayPal/credit accepted by many), and simple fraud prevention (check ID, be mindful of stolen cards/tap limits). We also cover which Expo days deliver what, a quick autograph stage update (one guest shifts off due to scheduling), and how to prep: comfy shoes, anti-fatigue mats, and a big refillable water bottle. Plus: where to find ultra high-end vintage hockey on the floor and our exact spot. Highlights Dealer tips that help buyers buy: price tags on the front, be present, keep conversations easy Payments 101 (Canada): cash, Interac e-Transfer, many vendors with Square/Stripe/Clover; ATMs on site get refilled Fraud prevention: verify ID on larger credit transactions; be cautious with tap limits Days & pace: why Thursday/Friday are prime hunting; how Saturday/Sunday feel different for deals and mobility Autograph stage update: one signer off due to schedule; others still on deck What's on display: ultra high-end vintage hockey in a major vintage booth; our own showcases priced, binders unpriced but deals are happening Events week at a glance: Wed: pre-show trade night (near Yorkdale) Thu: industry meet-up with giveaways/appies (minutes from the venue) Fri: VIP appreciation inside the building, a stand-up comedy show nearby, and a community rip party Sat: Mint Inc. trade night (proceeds to Mackenzie Health Foundation for mental health) Fun extras: eBay's on-site gaming zone; big-booth raffles and activations; giveaway for a Matthew Knies game-used signed stick Collector talk: when buying without COMPs actually works; IP autos vs. game-used signatures; why in-person hobby time beats pure screen time Find us: Booth 1707—come say hi, flip through the binders, bring your trade box, and let's make some deals. Subscribe/follow so you catch this mid-week pair before showtime. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bible Savvy
Bible Savvy Interview | How to Read Judges & Ruth w/ Dr. Sandra Richter

Bible Savvy

Play Episode Listen Later Nov 5, 2025 84:13


The Bible's Old Testament books of Judges and Ruth occur during a time of great trial and often violent encounters for Israel – the time between the exodus and establishment of the monarchy. For insight into how to read and understand these challenging passages, Pastor Clayton interviews Old Testament expert Dr. Sandra Richter, the Robert … Continue reading "Bible Savvy Interview | How to Read Judges & Ruth w/ Dr. Sandra Richter"

WealthTech on Deck
The Digital Advantage: Enhancing Client Engagement and Advisor Independence with Ritik Malhotra

WealthTech on Deck

Play Episode Listen Later Nov 4, 2025 24:44


This week, Jack Sharry talks with Ritik Malhotra, Founder & CEO of Savvy Wealth, a digital-first platform for financial advisors centered around modernizing human financial advice. Ritik shares how his frustration with outdated advisor technology pushed him to design an AI-powered platform that helps financial advisors grow, operate efficiently, and deliver better client experiences. He highlights how focusing on the advisor first, integrating AI into workflows, and reimagining client engagement can unlock scale and independence in wealth management. In this episode: (00:00) - Intro (01:42) - Ritik's background and how he started Savvy Wealth (04:43) - The business plan that launched Savvy in just three bullet points (06:42) - How Savvy  built and stress-tested the platform from the ground up (11:34) - The $72 million Series B and what it means for Savvy (13:43) - A look under the hood at how Savvy's digital-first platform works (16:18) - What's next for Savvy (19:58) - Ritik's key takeaways (20:29) - Ritik's interests outside of work Quotes "The worst that you can do is try to build something for everyone. It just won't work." ~ Ritik Malhotra  "Listen to the feedback from the core user. Let's literally listen to customers and then build what they need." ~ Ritik Malhotra "There's something really satisfying about enabling independence in any industry—especially one as important as wealth management. There's something nice about helping someone beat the rat race." ~ Ritik Malhotra Links  Ritik Malhotra on LinkedIn Savvy Wealth Box Mark Casady Vestigo Ventures LPL Financial Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook

Bible Savvy
Bible Savvy Podcast | S6 Episode 12: Judges 2-3

Bible Savvy

Play Episode Listen Later Nov 3, 2025 38:31


We're always one generation away from forgetting what God has done. The Bible Savvy Podcast dives into the Old Testament book of Judges – a wild, often unsettling collection of stories about God's people after they've settled in the Promised Land. Check back Wednesday for a special podcast with Dr. Sandra Richter as she helps … Continue reading "Bible Savvy Podcast | S6 Episode 12: Judges 2-3"

Fluent Fiction - Hungarian
Sibling Savvy: A Market Adventure in Family Unity

Fluent Fiction - Hungarian

Play Episode Listen Later Nov 3, 2025 14:44 Transcription Available


Fluent Fiction - Hungarian: Sibling Savvy: A Market Adventure in Family Unity Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-11-03-08-38-20-hu Story Transcript:Hu: Buda piacán nyüzsgött az élet.En: Life was bustling at the Buda market.Hu: Az őszi nap fénye megcsillant a színes szöveteken és a friss zöldségek fényes felületén.En: The autumn sun sparkled on the colorful fabrics and the shiny surfaces of fresh vegetables.Hu: A levegő tele volt fűszerek illatával és a baromfiak zajával.En: The air was filled with the scent of spices and the noise of poultry.Hu: Réka, Bence és Lajos a sokaságban haladtak, szemüket és fülüket használva, hogy mindent elérjenek, amire csak szükségük volt a családjuk télire való felkészítéséhez.En: Réka, Bence, and Lajos moved through the crowd, using their eyes and ears to get everything they needed to prepare their family for winter.Hu: Réka, a legidősebb, vezette testvéreit.En: Réka, the eldest, led her siblings.Hu: Szeme gyorsan végigpásztázta a kínálatot, miközben igyekezett a lehető legjobb ajánlatot megszerezni.En: Her eyes quickly scanned the offerings as she tried to get the best deal possible.Hu: Bence, a középső, szemmel láthatóan másfélét keresett.En: Bence, the middle child, was visibly looking for something else.Hu: Egy közeli standnál egy kereskedő érdekes munkát kínált neki.En: At a nearby stall, a vendor offered him an interesting job.Hu: Lajos, a legfiatalabb, örömmel figyelte a sokféle terméket, de Réka rászólt, hogy tartsa össze a gondolatait.En: Lajos, the youngest, watched the variety of products with delight, but Réka told him to keep his thoughts together.Hu: A piac harsány zajai között Réka gyors döntésekre kényszerült.En: Amidst the loud noises of the market, Réka was forced to make quick decisions.Hu: Az árak ma sokkal magasabbak voltak, mint remélték, és Bence tekintete újra meg újra elkóborolt a munkalehetőség felé.En: Prices were much higher today than they had hoped, and Bence's gaze kept wandering towards the job opportunity.Hu: Réka egy pillanatra megállt, mély levegőt vett, és odafordult Bencéhez.En: Réka paused for a moment, took a deep breath, and turned to Bence.Hu: „Tudom, hogy izgalmasnak találod a kereskedést – mondta Réka szelíden – de most kell segítened.En: "I know you find trading exciting," Réka said gently, "but you need to help us now.Hu: Nem engedhetjük meg magunknak, hogy mindez kicsússzon a kezünkből.En: We can't afford to let this slip through our fingers."Hu: ”Bence látta nővére komolyságát és megértette a helyzet súlyát.En: Bence saw his sister's seriousness and understood the gravity of the situation.Hu: Nodásait megacélozta, és visszatért Réka mellé.En: He steeled his resolve and returned to Réka's side.Hu: „Igazad van,” mondta csendesen, majd rögtön hozzátette, „de talán később beszélhetnék vele?En: "You're right," he said quietly, and then quickly added, "but perhaps I can talk to him later?"Hu: ”Ennek hallatán Réka elmosolyodott.En: Hearing this, Réka smiled.Hu: „Megyünk oda, ha mindent elrendeztünk,” ígérte.En: "We'll go there once we've taken care of everything," she promised.Hu: Végül a testvérek sikerült alkut kötniük a szomszédos standok eladóival.En: In the end, the siblings managed to make a deal with the sellers at the neighboring stalls.Hu: Réka ügyességének és Bence lelkes segítségének köszönhetően elegendő készletet tudtak venni, hogy a tél ne jelentsen nehézséget számukra.En: Thanks to Réka's skill and Bence's enthusiastic help, they were able to purchase enough supplies so that winter would not be a hardship for them.Hu: Az utolsó zsák zöldség elrendezése után Bence elsietett a kereskedőhöz, aki örömmel fogadta.En: After arranging the last sack of vegetables, Bence hurried over to the trader, who welcomed him with delight.Hu: Ahogy ők hárman hazafelé indultak a piaci nyüzsgésből, Réka rájött, hogy a testvérei vágyait is helyet kell kapniuk a család életében.En: As the three of them headed home from the market bustle, Réka realized that her siblings' desires must also have a place in the family's life.Hu: Bence pedig megértette, hogy az álmai mellett a családi felelősségeket is viselnie kell.En: Bence, in turn, understood that alongside his dreams, he must also bear the family responsibilities.Hu: A piaci kalandjuk így tanulságos, mégis kielégítő módon zárult.En: Their market adventure concluded in a way that was both instructive and satisfying.Hu: Együtt, egy lépéssel közelebb kerültek ahhoz, hogy ne csak a télre, de a jövőre is felkészülten állhassanak.En: Together, they took a step closer to being prepared not just for the winter, but for the future as well.Hu: Az őszi nap lassan nyílt utat a hidegebb hónapoknak, de Réka, Bence és Lajos, az összezárt testvéri kötelék erejével, immár még felkészültebbek voltak minden elébük kerülő kihívásra.En: The autumn sun was slowly paving the way for the colder months, but Réka, Bence, and Lajos, with the strength of their close-knit sibling bond, were now more ready than ever for any challenges that came their way. Vocabulary Words:bustling: nyüzsgöttfabric: szöveteksparkled: megcsillantscanned: végigpásztáztaoffering: kínálatvendor: kereskedővariety: sokféledelight: örömmelnoise: zajwandering: elkóboroltslip: kicsússzongravity: súlyresolved: megacéloztaconcluded: zárultchallenges: kihívássibling: testvérbond: kötelékopportunity: munkalehetőségtrading: kereskedésbreathe: levegőtensuing: ezutánnegotiation: alkumess: rendetlenscrambled: elsietettcontentment: elégedettségharsh: harsánysmiled: elmosolyodottpromised: ígérteexciting: izgalmasunderstood: megértette

Bible Savvy
Bible Savvy Podcast | S6 Episode 11: Luke 24

Bible Savvy

Play Episode Listen Later Oct 27, 2025 25:55


Are you willing to bring your doubts to Jesus? When Jesus appeared after his resurrection in Luke 24:36-53, his disciples couldn't believe their eyes. Instead of shaming them for their uncertainty, Jesus invited them to touch and feel for themselves that he was really there. In this episode, the team explores what it means to … Continue reading "Bible Savvy Podcast | S6 Episode 11: Luke 24"

Conversations with Big Rich
Johnny Rocha is all-in on off-road in Episode 291

Conversations with Big Rich

Play Episode Listen Later Oct 23, 2025 105:12 Transcription Available


Send us a textFrom SoCal surf breaks to the rocks of Johnson Valley, fabricator, racer, and builder Johnny Rocha shares a lifetime immersed in dirt, water, and horsepower. Johnny grew up riding desert singletrack, surfing with his dad, and turning wrenches young—then parlayed a career in operation engineering into nights and weekends fabricating Jeeps before going all-in on off-road.Hear how a 16-year-old Baja road trip lit the fuse, an '84 CJ-7 changed everything, and magazine-era shop-hopping led to friendships with icons like the Curries—and ultimately to co-building the legendary 88 Savvy car that dominated King of the Hammers EMC. Johnny dives into race-craft, why plans win races, the evolution from crew chief to team manager, and mentoring young talents like Chase Caprera. He's candid on heartbreaks (DNFs, exploding lockers, bad juju cars), the irresistible pull of KOH, and why he's transitioning from racing to premium rock-crawler builds.Support the show

Bible Savvy
Bible Savvy Podcast | S6 Episode 10: Luke 22

Bible Savvy

Play Episode Listen Later Oct 20, 2025 36:41


How do you approach the Lord's table? In this episode of the Bible Savvy podcast, the team explores the powerful moment in Luke 22:7-38 when Jesus shares his last supper with his disciples, revealing how he came to fulfill his purpose and redefining greatness. Do we focus on the wrong things? Looking for the Bible … Continue reading "Bible Savvy Podcast | S6 Episode 10: Luke 22"

Robert Kelly's You Know What Dude!
YKWD #606 | Jim Florentine, KP Burke, Savvy Suxx, Alex Suxx

Robert Kelly's You Know What Dude!

Play Episode Listen Later Sep 28, 2025 71:17


Things get wild on this episode when only fans stars Savvy and Alex Suxx join KP Burke, Jim Florentine, and Rich VosGet the EXTRA YKWD, Watch LIVE and UNEDITED AT https://www.patreon.com/robertkelly LIVE FROM THE SHED AND MORE ON PATREON DUDE!!! https://twitter.com/robertkelly https://twitter.com/YKWDpodcast http://instagram.com/ykwdudepodcast https://www.facebook.com/YkwdPodcast/Support the show and start your free online Hims visit today. Head tohttps://www.hims.com/YKWD Learn more about your ad choices. Visit megaphone.fm/adchoices