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This week on The Art of SBA Lending, we're diving into the Twitter war of the century: Elon Musk vs. the SBA. It all started when Musk called the Small Business Administration the "Shady Business Administration" and claimed that only 8% of SBA loans get paid back. Naturally, we had to set the record straight. Ray Drew and an expert panel of Art of SBA Contributors discuss: ➡️ The impact of Musk's comments and whether misinformation could disrupt the SBA ➡️ The reality of SBA loan repayment rates (spoiler: it's not 8%) ➡️ What happens if the SBA 7(a) program is eliminated—would private lenders fill the gap? ➡️ The efficiency of the SBA and whether emerging tech (like AI) could make lending faster ➡️ The future of Community Advantage loans, SBLCs, and potential policy changes Join Ray Drew, Darren Davis, Javier Jorge, and Brooke Mirenda as they unpack the chaos, misinformation, and possible shake-ups in the world of SBA lending.
Join Darren C Davis as he shares how God entrusts us with natural treasure; time, talents and financial resources, so that as we steward those things well He can entrust us with the true riches of His Kingdom.
Everyone is searching for a place to call home and people where they are known. Join Darren C. Davis as he shares about the rights and privileges that believers have in Christ as citizens of heaven and members of the household of God.
Have you ever felt that you were lacking faith in your life? Join Darren C Davis, as he shares the process of what it looks like grow in the faithfulness of God, by His Spirit!
Join Darren Davis as he explains how those who have been born of God by the Spirit have taken on a new nature…the nature of the Father.
Join Darren C Davis as he shares how all those who have been born again by the Spirit have become children of the Spirit and, in turn, bear the fruit of the Spirit…love, joy, peace, patience, kindness, gentleness, meekness, and self-control.
Listen to guest speaker, Darren Davis shares the power of living in a community of believers.
Join Darren Davis as he teaches about the true meaning behind feeding the 5,000 and how it is massively relevant for every believer today.
The Art of SBA Lending Podcast is back this week with a new episode full of big ideas, fresh perspectives, and one (more) especially bold opinion from Ray. Join Ray and an expert panel of contributors as they explore the top trending topics in the SBA industry right now: The “big fish” trend—how top lenders are taking over more of the SBA market, and what that means for small-midsized shops How lenders approach the SOP's grey areas—practical tips for new and experienced lenders Ray's proposal to eliminate the all available collateral rule—why it makes sense, and how it will grow the program. This week's panel of Art of SBA Contributors includes:
Have you ever felt the pain of Hope deferred? Join Darren and see Davis as he takes a fresh look into how God‘s hope for humanity is certain and how His promises for his sons and daughters will be fulfilled as we partner with God in the process and even find joy during seasons of tribulation.
Join Darren Davis as he shares about the profound implications of your ability to impact the world by having your spiritual DNA established in the second Adam.
Do you ever fear that if people really knew you, would they still love you? Have you ever thought, “Do I even matter” or wonder “Am I enough”. Join Darren C Davis as he speaks on the Power of Human Connection and how that connection breaks all these lies.
We hope you enjoy a small collection of sound bites from some of the interviews this summer. Some of the guests include: Chad Mark, John Ballard, Darren Davis, Mike Rollins, Thomas Bastis, James Bledge and more. There are numerous topics discussed and some great advice given. Sit back and enjoy listening to people who love the industry as much as you. Please take a moment to rate the show 5 stars and leave a review for us! We read all your messages and love to hear what you have to say. If you would like to connect with the show, reach out to adam@superintendentnetwork.com Thank you to our amazing sponsor Toro. To learn more about their products visit toro.com
Welcome to The Cashflow Project Podcast! In this episode, we chat with real estate expert Darin Davis, who shares over 20 years of industry insights on navigating rising housing and insurance costs. He highlights the benefits of public-private partnerships and tax incentives in addressing Texas' housing shortage. Darin also reflects on his personal journey, mindset shifts, and the importance of having a strong "why." Plus, he introduces his nonprofit, the "Never Quit Initiative," supporting families facing cancer-related challenges. [00:00] Succeeded in sales and investments during .com boom. [03:27] Father's death led to reevaluation of life. [08:54] Prioritized personal life over constant traveling career. [10:55] Success requires adaptability and resilience during setbacks. [15:03] Create, don't just criticize; we're here to help. [18:43] Renting in Texas $1,300 cheaper than owning. [19:28] Texas using public-private partnerships for affordable housing. [23:06] Politicians balance interests of businesses and workers. [26:59] Dreams of early retirement disrupted by cancer diagnosis. [30:23] Passive cash flow can be vital for emergencies. [33:14] "Could you realistically take off a year?" [37:45] Teaching kids financial responsibility as they mature. [41:39] Embrace failure; it's essential for entrepreneurial success. [43:38] Jerry dates multiple women hoping for success. [46:05] Insightful talk with Darren Davis in Austin. Connect with Darin Davis! Website Website 2 LinkedIn Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram
In this episode of The Art of SBA Lending, Ray Drew tackles the big question that can't be ignored: Should we be paying underwriters and closers based on production? From bonuses to performance metrics, we're exploring what it would take to reshape compensation in SBA lending. How do you incentivize underwriters and closers in a way that drives performance without crossing compliance lines? Ray is joined by this weeks Art of SBA Contributors: Dustin Baker, CEO and Co-Founder of Shatterbox Chris Kwiatkowski, President of Government Guaranteed Lending at Dogwood State Bank Darren Davis, President of SBA Lending at Colony Bank We're covering: Why aligning compensation with performance could improve underwriting and closing speeds The risks and benefits of incentivizing non-BDO roles How incentive plans could attract new talent and boost retention How to navigate SBA compliance when implementing new pay structures
In this special two-part episode, we're diving deep into the incredible story of The Alpine Run Project—a transformative trail running initiative designed to empower young people from inner cities in the UK through nature, community, and sport.In this, Part 1 of 2, we chat with John McAvoy the founder of The Alpine Run Project and a Nike-sponsored athlete. John's own journey from a notorious armed robber to an endurance athlete is nothing short of remarkable. Having broken eight British and three World indoor rowing records while serving a double life sentence, John has transformed his life through the power of sport—and now, he's paying it forward.In this episode, John shares:His personal transformation story, including his time in prison and how he discovered his natural aptitude for endurance sports.What inspired him to start The Alpine Run Project and how it offers inner-city youth the opportunity to explore their potential through trail running.How the project, now in its second year, has grown with the support of Nike, JD Sports, and Strava—and how it's making a lasting impact on the young people involved.We also discuss the larger themes of this episode, including the transformative power of sport, the importance of mentorship, and the profound influence relationships can have on our lives. John's journey is proof that no matter how dire your circumstances, it's possible to rewrite your story.Make sure to tune in to Part 2, where I'll be talking to Elena and Nimrah, two incredible Alpine Run Project alumni, along with Darren Davis, the former prison officer who played an instrumental role in John's transformation and the creation of the project.Links & Resources:Learn more about The Alpine Run Project: https://www.ybb.agency/alpine-run-project Watch the ARP documentary on Amazon Prime: https://www.amazon.com/Streets-Peaks-Andy-Ashworth/dp/B0D4YT7S9B Listen to more podcasts featuring John's story: The Rich Roll Podcast The High Performance PodcastFollow John McAvoy on Instagram: @jonnymac83 Don't forget to follow @themettleset and please do leave us a review (five star only). I hope you enjoy the episode! Dawn
In Part 2 of this special episode we continue exploring the transformative power of The Alpine Run Project (supported by Nike, JD Sports & Strava) and the incredible journeys it has enabled. In this episode, we hear firsthand from Eleana Matos and Nimrah Sohail, two inspiring young women who went from inner-city life to the French Alps as part of this trail running initiative. Their stories offer a deep look into how sport and nature have helped them discover their potential, redefine their futures, and build a sense of belonging and purpose.We're also joined by Darren Davis, John McAvoy's former prison officer, who shares his perspective on John's transformation and how his support and mentorship helped shape the foundation of the Alpine Run Project. Darren's unique role in John's life shows the profound impact one person can have on another's path to redemption and success.If you missed Part 1 with John McAvoy, make sure to listen for a deeper dive into his remarkable personal story and the origins of this project.Links & Resources:Learn more about The Alpine Run Project: https://www.ybb.agency/alpine-run-project Watch the ARP documentary on Amazon Prime: https://www.amazon.com/Streets-Peaks-Andy-Ashworth/dp/B0D4YT7S9B Follow John McAvoy on Instagram: @jonnymac83 Follow Eleana on Instagram: @eleana_runs Don't forget to follow @themettleset and please do leave us a review (five star only). I hope you enjoy the episode! Dawn
Join Darren C Davis as he shares about a defining moment in Western culture through the pursuit of knowledge that transforms or brings death.
Join Darren C Davis as he shares about God's dream for humanity, which was to make His home among us.
Golf Course Superintendent and 82nd President of the GCSAA, Darren Davis, joins the podcast this week. Coming to us from his office at The Olde Florida Golf Club, Darren brings a tackle box full of knowledge of the course and how to properly conduct oneself on and off the turf. This interview is packed with great stories and advice from one of the industries great minds. We are truly grateful that Darren was willing to share his time and no matter where you are in your career, you will be able to take something from this talk. Thank you to our sponsor: Toro. Also,thank you to the community for all the support. Our 50k show. Could not have done it without you! NEFFEX-Grateful on the outro
Everyone is looking for a place and a people to call Home. Join Darren C Davis are he teaches on what what Home actually is and how it is realized through wisdom and knowledge.
In this episode, host Ray Drew delves into the transformative changes within the SBA 7(a) Small Loan Program. With the new SOP increasing what they consider a “small loan” from $350,000 to $500,000 and streamlining processes, SBA lending has seen a renaissance in small loans. Key topics covered include: The shift in the secondary market favoring smaller loans The role of major banks in processing these loans How major banks are stepping up their game for small loans Fintechs role in sourcing these small loans Strategies for creating and scaling a sustainable small loan program Ray brings in more Art of SBA Contributors to share their own first-hand experiences with the changes, and break down the essentials of originations, processing and underwriting in the new and growing small loan landscape of our industry. This weeks contributors: Mike Breckheimer, President and CEO of Windsor Advantage Darren Davis, President of SBA Lending at Colony Bank Christopher Hackney, President of SBA Lending at BayFirst and cohost of the BDO Show Tune in to discover how your bank can navigate and thrive in this evolving landscape of SBA small loans. Don't miss this in-depth analysis and expert panel discussion! Navigate this episode: Introductions 1:30 Ray introduces and this weeks topic: The rise of the SBA Small Loan Program 7:05 Introduction to this weeks Art of SBA Contributors 7:25 How our panelists banks are handling small balance loans currently and moving forward. Discussing Originations 11:30 Sourcing deal flow and partnerships with fintech's 12:35 Keys to success when working with high volume small loan brokers Discussing Credit 23:00 Creating an efficient, scalable system without taking on more risk 25:20 Auto-decisions for smaller loans 26:55 The possibility of SBA turning into fintech Overall views of the SBA Small Loan Program 32:25 Biggest obstacle SBA shops face heading into this next era 35:33 Bottle necks in SBA 38:40 Success stories and positive impacts on business owners This episode is sponsored by: Lumos Data Lumos empowers your small business lending growth with cutting-edge analytics and streamlined applications that optimize your performance. If you're ready to take your small business lending to the next level with cutting edge analytics visit lumosdata.com. Rapid Business Plans Rapid Business Plans is the go-to provider of business plans and feasibility studies for government guaranteed small business lenders. For more information, or to set up a Get Acquainted call go to http://www.rapidbusinessplans.com/art-of-sba Loving The Art of SBA Lending episodes? Make sure to follow along with our sister shows, The BDO Show and SBA Today, each week with the links below! Https://www.YouTube.com/@thebdoshow Https://www.YouTube.com/@sbatoday BDO's…let's start your weeks strong! Sign up for our weekly sales advice series, Sales Ammo. Every Monday morning wake up to a piece of Rays sales advice in your inbox to help you rise to the top. Subscribe here: https://www.artofsba.com/army-of-bdos Head to www.artofsba.com for more information and to sign up for our must-read monthly newsletter to stay up to date with The Art of SBA Lending.
We are excited to introduce Golf Course Superintendent and 82nd President of the Golf Course Superintendents Association of America, Darren Davis, on this episode of Leadership on the Links! Darren has been in the golf industry for 35 years, serving as the Superintendent of the Olde Florida Golf Club for the majority of his career. Darren sits down with Tyler to discuss his tenure in the golf industry and how he got his start back in 1989. He gives key insights into the status of the industry and how aspiring superintendents can kick start their careers. In this episode, Darren expresses his love for the industry, sharing why he is eager each morning to get back on the course. If You Find a Job You Love, You Don't Work a Day in Your Life While this saying may seem cliché, for Darren, it is mostly true. When he wakes up each morning, he looks forward to watching the sunrise on the golf course and getting his day started. Of course, throughout his 35-year career, Darren has put in the hard work, ultimately paying off and leading to a successful career. The key to loving your career in the golf industry is remembering your passion for what you do. Whether it is working with people, being in nature, or starting the day with a beautiful sunrise, it is important to appreciate the little things. Strive for New Goals Throughout Your Career Even after 35 years in the industry, Darren continues to set goals for himself. This is how he maintains his longevity in the industry and keeps his mindset on the future. As the state of golf continues to evolve due to pandemics, weather changes, or any other factors, having goals can help you navigate tough times and stay focused. Teamwork Makes the Dreamwork Ah yes, another cliché that does have a lot of truth behind it. Darren strongly believes in the power of teamwork, breaking it down into the T.E.A.M. acronym (Together Everyone Achieves More). By building relationships with your teammates and championing other people's ideas, you can all reach higher limits. A huge component of teamwork functioning is having a strong mission statement and set of values that everyone knows and practices at work. This includes everyone from the CEO to the newest employee. Be Humble As you progress through your career, you may be open to new possibilities and achievements. While it is great to be proud of yourself, it is also important to practice a sense of humility. Those who earn the most respect in the industry are those who know where they came from and who helped them along the way. To this day, Darren continues to speak highly of those who influenced and mentored him. Enjoy this episode with Superintendent and former GSA President, Darren Davis… Soundbytes 03:44-04:02 “I attribute my longevity here to what I said earlier, this is the passion I have for the industry. I love watching the sunrise on a golf course. I love watching the sunrise anywhere. But I can't wait to get to work in the morning. I've never had that feeling where I just dreaded going into work.” 25:44-26:03 “And after 31 years, you know, having challenging years and having to be humble, and I really believe that that's a trait that successful leaders have. They are most likely going to be very humble individuals.” Quotes “It really is an industry that's more about people than it is turf.” “You need to write your goals down and continually update them.” “We're going to be more successful as we function as a team together, everyone accomplishes more.” “I'm a big believer in the saying that you're the author of your own destiny.” “Setting goals is extremely important in my life.” Links mentioned in this episode: Tyler Bloom Consulting: https://tylerbloomconsulting.com/ Connect with Darren Davis on LinkedIn: https://www.linkedin.com/in/darrenjdavis/ Check Out Darren Davis' Website: https://www.darrenjdavisgcs.com/
Have you ever wondered if What you are doing with your life really matters and is making an eternal difference? In this message, Darren Davis talks about the treasures that come from sacrificial obedience.
For this weeks episode we have Darren Davis, president of Small Business Specialty Lending at Colony Bank joining us to conclude our sit-down interview series from Asheville. In one of Ray's favorite episodes so far this season, they sit down to talk leadership, talent, overcoming obstacles and SBA changes, and the lessons he's learned the hard way on his own journey since his role as a BDO. Listen in and let us know what you think by leaving a review, subscribing, and sharing our channel. This episode is sponsored by: Lumos Data Lumos empowers your small business lending growth with cutting-edge analytics and streamlined applications that optimize your performance. If you're ready to take your small business lending to the next level with cutting edge analytics visit lumosdata.com. Rapid Business Plans Rapid Business Plans is the go-to provider of business plans and feasibility studies for government guaranteed small business lenders. For more information, or to set up a Get Acquainted call, email Bethany McClellan at Bethany@rapidbusinessplans.com
Do you fully understand the authority and responsibility you have been given by God? In this message, Darren C. Davis teaches from 2 Corinthians Chapter 5 on how we are the envoy's of Christ and His kingdom, entrusted to speak to the world on His behalf.
Do you feel a calling in the depths of your being to make an impact on the world, but at the moment feel unseen and alone in your journey? Join Darren Davis as he teaches on the underground journey every believer must take in order to bear the fruit of transformation through their lives.
Join Darren C. Davis as he shares what the fruit of transformation looks like.
Join Darren C Davis as he shares the good news of what Jesus provided for this generation through His death, burial and ressurection.
Join Darren Davis as he shares what it looks like to not be hindered and entangled in dysfunction and is able to run the race of life with cheerful endurance.
As we move into 2024 Darren Davis shares key insights that will help posture you for fruitful growth in your destiny, purpose and calling over the course of 2024.
How can money, which Jesus called unrighteous mammon, become holy or set apart for His purposes in the hands of His followers. Join Darren Davis as he teaches the concept of first-fruit stewardship
Join Darren Davis as he shares how the Godhead functions in complete unity via honor. This was an example of what is possible for the Body of Christ and the only way the world will truly know that Jesus was sent by the Father to the world.
Have you ever wanted to be a part of something bigger than yourself? Join Darren Davis as he is being interviewed by Mary Gleissner concerning the transition details of our upcoming facility move.
Along this journey of life there can be times when we all feel like we are walking in the dark. It is during these moments in life when God wants to build our trust in Him, so that He can entrust the treasures of the Kingdom to build up other people.
Have you ever felt like your life was out of order and the end result was limited to no fruitfulness? Join Darren Davis as he shows how to prioritize life in the way it was designed for us to live life to the fullest.
Have you ever given love and it was not reciprocated in the way you expected? Join Darren Davis as he teaches on what true surrender to God looks like loving others with no agenda or expectation.
Join Pastor Darren as he shares the biblical importance that Commitment plays between us and the Father for the impact of the world.
This episode is brought to you by Presario Ventures, a private equity real estate firm based in the booming Austin, Texas, market. To learn how to invest in the future of Texas with Presario Ventures, visit info.presarioventures.com/bestever. Ash Patel interviews Darren Davis, Principal and Co-founder of Presario Ventures, based in Austin, Texas. Together, they explore the evolving landscape of commercial real estate investing, with a particular focus on the multifamily sector. Darren shares his extensive 22-year journey in the real estate industry, revealing how he transitioned from a corporate background to become a pioneering multifamily investor. Darin Davis | Real Estate Background Principal and Co-Founder, Presario Ventures, a real estate private equity firm based in Austin, Texas, that's focused on investing in commercial real estate assets. Current portfolio 2400 class A doors under management. Darin recently started a 501(c)(3) called Never Quit Initiative - to provide housing assistance to families with a parent facing cancer. Say hi to him at LinkedIn: Darin Davis: Darin Davis | LinkedIn Greatest Lesson: The power of passive and residual income. A personal life experience. Best Ever Book - The Killing Series by Bill O'Reilly Click here to learn more about our sponsors: Presario Ventures Syndication Attorneys
Are you content with your life? Is your spiritual life fulfilling? In this message Darren on what it looks like to live an abundant, satisfying life, and give the "how to's" to get there.
Have you ever felt ill equipped to be successful in life? Have you ever felt alone in your journey of personal growth and development? Join Darren Davis as he explores what it truly means to be a part of the Body of Christ and how when it functions property, no one is alone and everyone grows.
God is wanting to make the earth His dwelling place for His presence. His desire is to do that through you, together with the community He has placed you in. Join Darren Davis as He shares how this will happen as we are ONE in our Obedience to hear Him and follow His voice.
Join Darren Davis as he teaches how worship is where God, whose dwelling is in the heavens, begins to “live in” and “work through” man to perform signs, wonders and miracles.
Darren Davis teaches on the new life can be experienced for those who are in Christ.
We have gone through a season of crisis that we did not cause or have any control over. Join Darren Davis as he speaks about the goodness of God is good how He is not the author a seasons of darkness. However, He will utilize them to establish faith in our lives so that we can be fruitful, as His light shines through us.
Join Darren Davis as he teaches on the biblical definition of spiritual family.
Darren Davis shares on the authority ever believer has been given to be carriers of God's presence, so that the culture of this world can be transformed.