Podcasts about Collateral

Today we're talking about a topic that sits at the heart of every real estate transaction, yet it's often misunderstood by investors, borrowers, and even some professionals in the industry.We're talking about the difference between collateral value and equity value.At first glance, it might seem that a property has a single value. After all, if someone asks what a building is worth, we tend to quote a number. But in reality, the answer depends entirely on who's asking and why they're asking.A lender looks at value differently than an equity investor.------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

For the first time ever, we're taking a break from this show, but that doesn't mean you guys don't get content from us!!While we are away for the rest of June, every Sunday (and a couple other times this month) we are going to put out some full episodes from the early days of our Patreon channel. This first week we are releasing Episode 6 of The Never Seen It Movie Club covering Michael Mann's Collateral from 2004. If you want even more content like this, go to https://patreon.com/neverseenitpod during the month of June and you'll get a 40% discount on your first month. Enjoy.~Betsy & Trent

Hi, everybody. Rodney (yes, we said Rodney!) and George welcome storyboarder, comic book artist, documentarian, producer Dan Schaefer to talk about his career. He is a friend of George's friend Roy who also joins us this week. Dan has worked in comics, in animation, produced documentaries, and storyboarded projects you will recognize. Find more information on Dan's documentary on the history of the Portland Trailblazers at https://www.imdb.com/title/tt1326160/ Check out Dan's website at https://www.filmstoryboards.com/home Connect with Dan on LinkedIn at https://www.linkedin.com/in/dan-schaefer-b529442 Thank you for listening. Connect with Meanwhile At The Podcast on social media. Don't forget to #livetweet (we're still calling it that)! Share the show, subscribe so you don't miss an episode, and rate us on your podcast apps. Those much coveted five stars are always appreciated. Stay safe out there. NOW ON BLUESKY @MeanwhileATP https://x.com/meanwhileatp https://www.meanwhileatthepodcast.libsyn.com Rodney (AKA Art Nerrd): https://x.com/artnerrd https://www.instagram.com/theartnerrd/ https://facebook.com/artnerrd https://shop.spreadshirt.com/artnerrd Kristin: https://www.facebook.com/kristing616 https://www.instagram.com/kristing616 https://www.etsy.com/shop/BabyDragonsBreath?ref=shop_sugg_market Rich: https://x.com/doctorstaypuft  

Protect your investments with And We Know http://andweknow.com/gold Or call 720-605-3900, Tell them “LT” sent you. ————————— ➜ Our AWK Website: https://www.andweknow.com/ ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ------- *DONATIONS SITE: https://bit.ly/2Lgdrh5 *Mail your gift to: And We Know 30650 Rancho California Rd STE D406-123 (or D406-126) Temecula, CA 92591 ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ➜ Audio Bible https://www.biblegateway.com/audio/mclean/kjv/1John.3.16 Connect with us in the following ways: + DISCORD Fellows: https://discord.gg/kMt8R2FC4z

This episode takes a unique approach to ag finance: “Think like a lender. Act like an investor. Farm like an operator.” Jake explains how sophisticated lenders and institutional investors evaluate farming operations differently than producers often evaluate themselves. The discussion challenges farmers to step back and ask an important question: “If your farm walked into your office asking for a loan… would you approve it?” We break down: What lenders actually look at first when evaluating an operation What separates a “bankable” farm from a risky one Why consistency and decision-making discipline matter more than acres alone How lenders think in terms of risk while farmers often think in bushels The conversation introduces a practical framework for understanding farm financial health through three key buckets: Liquidity — Can you survive? Working capital Cash flow flexibility Burn rate management Equity — Can you withstand shocks? Land values Leverage ratios Collateral strength Efficiency — Can you win long-term? Cost structure ROI on assets Decision quality Jake also explains why institutional investors continue to value farmland as an asset class, what they see in agricultural real estate, and whether current farmland prices are sustainable. Additional topics include: Whether farmland is overpriced, fairly valued, or still undervalued What could actually cause land values to decline Why farmland may remain strong while farm cash flow weakens Long-term land financing versus operating lines Flexible financing structures and matching debt to asset life How growth-oriented operations approach lending differently What top-tier operators are doing differently in today's economy Conversations successful operators are having with lenders right now The episode also explores how data, performance analysis, and decision-making tools used in athletics and business could transform financial management in agriculture. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/Farm4Profit Media is not a financial, legal, or tax advisor. Content is provided for informational purposes only, and we serve solely as a platform for third-party opinions. Any actions taken based on this content are at your own risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nevada is putting real capital behind founders, manufacturers, builders, and companies ready to scale.In this episode of American Dream Factory, Nick Smoot sits down with Kyle Ferguson, head of Nevada's Battle Born Growth Escalator venture program, to unpack how Nevada is deploying nearly $40 million into high-potential companies through venture capital, debt programs, and state-backed financing tools.Kyle is a sixth-generation Nevadan with a background in hedge funds, private equity, fund operations, and entrepreneurship. Early in his career, he helped evaluate and allocate capital into some of the most successful hedge funds in the world, including Renaissance, D.E. Shaw, and Paul Tudor Jones. That experience shaped how he now thinks about risk, discipline, patience, and backing great operators.Battle Born is not a grant program. It is investment capital for companies that want to grow in Nevada, hire in Nevada, build in Nevada, or relocate meaningful operations to the state.Through the SSBCI program, Nevada was allocated up to $112 million from the U.S. Treasury, released in tranches as the state hits deployment milestones. After deploying roughly $40 million over its first 10 to 11 years, Battle Born is now moving faster, with another nearly $40 million expected to go into the market over a much shorter window.Kyle breaks down the three major ways Battle Born can support companies:Venture capital: equity investments typically ranging from $250,000 to $2 million, with an average check around $750,000.Collateral support: state support for up to 80 percent of collateral on qualifying bank loans.Loan participation: Battle Born can participate alongside Nevada banks to lower the blended cost of capital for companies seeking debt.Nick and Kyle also discuss why Nevada is becoming one of the most compelling states in America for founders. The state has favorable tax policy, room for manufacturing, major industrial momentum, a growing AI and data center economy, and a strong builder culture rooted in mining, logistics, energy, construction, and hard work.The conversation covers major opportunity areas including advanced manufacturing, energy, batteries, robotics, drone systems, defense technology, industrial AI, aerospace, precision manufacturing, and companies looking to leave higher-cost states.This episode also introduces the partnership between Battle Born and Build Cities through the Build Nevada network. Founders can now explore challenge areas, submit projects, connect with other builders, and use UDAYOS, Build's AI engine, to discover capital, collaborators, workforce resources, and state-aligned opportunities.The message is simple: if you are building a serious company and Nevada could be part of your future, do not sit on the sidelines. Get into the Build Nevada network, submit your project, ask questions, and start the conversation.Nevada is not just talking about the American Dream. It is writing checks to help build it.Start here: Go to BuildCities.com, search Build Nevada, and explore the Battle Born challenge opportunities.For questions, introductions, or help figuring out where your company fits, email nick@buildcities.com .

Michael Chase — a 20-year commercial lending veteran and Managing Director at a national commercial mortgage lender — challenges traditional residential mortgage thinking by exploring how a “collateral swap” could help solve the housing market pressure from the "lock-in effect" as owners hesitate to give up their low rate mortgages. We discuss how residential lenders could learn from the commercial banking concept to implement this lending strategy and potentially create a win-win for lenders and consumers.

Bitcoin isn't just a store of value anymore, it's reshaping the entire credit market. Brandon Green sits down with Salt Lending CEO and founder Shawn Owen live from Bitcoin 2026 to unpack the digital credit revolution, the rise of Bitcoin-backed lending, and why treasury companies are now writing checks in the hundreds of millions. Shawn also announces Salt Switch, a new product that beats competitor lending rates by up to 1.5%. Trade Bitcoin's next move on Duelbits Predict — get 100% cashback on your first bet, up to $100. Bitcoin Magazine exclusive.

Richard Green is Director of Institutional and Ecosystem at Rootstock Labs, a core contributor to Rootstock, the Bitcoin sidechain that has been quietly running for eight years and now anchors a growing slice of institutional Bitcoin DeFi. Based in London, Green came to crypto through fifteen years in traditional finance — a decade at Bloomberg working with banks and high-frequency trading desks, followed by a stint at Circle building out the European stablecoin business — before going further down the Bitcoin rabbit hole when emerging-market clients made clear they wanted something more than a dollar wrapper. Why you should listen Green's central argument is that the digital gold narrative, while true, is incomplete and increasingly expensive to leave unchallenged. There is roughly $260 billion in Bitcoin sitting idle on corporate treasuries, ETF balance sheets and miner books, paying 10 to 50 basis points a year in custody fees and earning nothing. That, he says, is what pristine collateral looks like when it has nowhere productive to go. Rootstock's pitch is to change the denominator: keep the security model of Bitcoin, but give holders the ability to borrow against their stack, run it through tokenized real-world asset vaults, or deploy it into native yield strategies without selling a single satoshi. The first product out of the new institutional unit, launching in the next month, is a Bitcoin-collateralized loan aimed squarely at miners who are sitting on inventory but still need to pay the power bill. The proof points are no longer theoretical. Mercado Bitcoin recently deployed $20 million of tokenized private credit on Rootstock, with a $100 million target by April, giving Bitcoin holders Brazilian receivables and corporate debt exposure they would otherwise struggle to access. In Japan, where Green sees an unusually crypto-curious institutional base, Rootstock has partnered with Animoca Brands Japan to bring corporate treasury and BTCFi tooling to a market that historically follows rather than leads but is now reportedly seeing 80% of investors plan crypto allocations within the year. Midas, Hyperithm and other ecosystem builders are stacking institutional-grade vaults on top of the chain, with custody handled through the usual professional suspects — Fireblocks, Fordefi and Utila — and Green argues spreading risk across providers and protocols is the obvious lesson from a year of high-profile DeFi hacks. Where the conversation gets provocative is on what Bitcoin actually competes with. Green draws on Bitwise CIO Matt Hougan's framing of Bitcoin as an out-of-the-money call option on becoming a payment instrument, and argues that the real prize is the roughly half of global savings parked in fine art and real estate — illiquid stores of value that Bitcoin, once composable through chains like Rootstock, can simply do better. He is candid about the risks, too: concentration in a handful of ETFs and the dominance of Strategy as the largest non-Satoshi holder are not trivial, even if he thinks the diversification of providers is happening fast enough. His closing critique is one the institutional crowd will recognize — DeFi has an institutional-grade communications problem, and until protocols learn to handle incidents the way Circle handled its de-peg, the larger pools of capital will keep migrating to centralized custody. Stick around for his sketch of what a five-year transition to Bitcoin-backed mortgages and productive retail BTC actually requires. Supporting links Stabull Finance Rootstock Labs Andy on Twitter Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.  

From a 24% quarter-over-quarter rebound in lender quotes to the diverging paths of floating and fixed rate borrowers, the episode offers a data-driven read from Andrew Pabon, Director of Debt Advisory at Altus Group, on where the debt market stands today. Andrew and the CRE Exchange team also dig into the maturity wall, multifamily delinquencies hitting new highs, the lender mix leaning toward debt funds, and what the private credit stress story might mean for private credit in commercial real estate going forward. Key moments01:10 SLOOS signals02:39 Earnings call takeaways06:30 Split market outlook10:12 Benchmark rollercoaster13:47 Spreads and liquidity17:06 Collateral by property type19:57 Maturity wall risks24:22 Changes in lender mix25:21 Macro crosscurrents28:38 Private credit stress31:01 Survey invitation Resources mentionedAndrew Pabonhttps://www.linkedin.com/in/andrew-pabon-15a6976/Commercial real estate debt capital markets surveyhttps://www.altusgroup.com/featured-insights/cre-debt-capital-markets-survey-registration/

Podcast: Industrial Cybersecurity InsiderEpisode: Federal Agencies Can Enter Private Networks to Hunt Malware. Is Your Plant Prepared?Pub date: 2026-05-06Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationDino and Jim break down a major shift in the cyber threat landscape: federal agencies obtaining legal authority to enter private networks to hunt down state-sponsored malware, and what that signals for industrial organizations. They discuss why critical infrastructure and supply chains are prime targets, how “soft targets” in OT and building automation get exploited, and why many companies still lack visibility into what's happening on the plant floor. The conversation zooms in on real-world exposure points, especially unmanaged vendor remote access and end-of-life equipment, and closes with practical themes for leadership.Stop assuming “IT has it covered” Define measurable OT security outcomesStart taking steps that make disruption harder and detection faster.Chapters:(00:00:00) Why identity, trust, and vendor access are breaking down in modern plants(00:01:00) The episode's trigger: government-led operations to remove malware from private networks(00:03:00) “Machete scanning” and why IT-style tactics can disrupt OT operations(00:05:00) The real target set: critical infrastructure, supply chains, and smaller utilities with limited resources(00:08:00) Collateral damage and how cyber “weapons” trickle down to criminal ransomware(00:13:00) Why OT is still a soft target: visibility gaps, unpatched systems, and weak segmentation(00:14:00) Remote access everywhere: OEM/SI pathways, unknown identities, and lack of governance(00:20:00) The logging gap: what IT sees vs. what OT can't see (and why that matters for incident response)(00:24:00) Building automation and facilities systems as weak links attackers love(00:26:00) Executive accountability: what boards should be measuring after breaches (and why progress stalls)Links And Resources:Want to Sponsor an episode or be a Guest? Reach out here.Industrial Cybersecurity Insider on LinkedInCybersecurity & Digital Safety on LinkedInBW Design Group CybersecurityDino Busalachi on LinkedInCraig Duckworth on LinkedInThanks so much for joining us this week. Want to subscribe to Industrial Cybersecurity Insider? Have some feedback you'd like to share? Connect with us on Spotify, Apple Podcasts, and YouTube to leave us a review!The podcast and artwork embedded on this page are from Industrial Cybersecurity Insider, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

In this episode, three J.P. Morgan executives address the intricate connection between liquidity and collateral management. Eileen Herlihy, Head of Trading Services Sales, chats with O'Delle Burke, Global Head of Margin Services, and Michael Wynn, J.P. Morgan's Global Head of FX and Liquidity for Securities Services, about the evolution of financing solutions as institutional investors raise and preserve cash. They discuss the importance of intraday liquidity, the rise of non-cash collateral, FX considerations, the increased attention to available cash with a shortened T+1 settlement cycle, and the tokenization of collateral. In this conversation, they explore how increasingly sophisticated firms are innovating to enhance alpha and preserve cash -- protecting it or deploying it as needed.   This episode was recorded on April 16, 2026.  This podcast is intended for institutional clients only. The views expressed in the podcast may not necessarily reflect the views of J.P. Morgan Chase & Co, and its affiliates, together J.P. Morgan, and do not constitute research or recommendation advice or an offer or a solicitation to buy or sell any security or financial instrument. Referenced products and services in this podcast may not be suitable for you and may not be available in all jurisdictions. J.P. Morgan may make markets and trade as principal in securities and other asset classes and financial products that may have been discussed. For additional disclaimers and regulatory disclosures, please visit www.jpmorgan.com/disclosures. Copyright 2026 JPMorgan Chase & Co. All rights reserved. 

Every man has a calling. Not every man counts what it costs the people closest to him. Through the forgotten story of Obadiah, we examine the hidden price families pay when a man runs hard after purpose and never looks back.

Olivier Melnick talks about the antisemitism and blowback stemming from Iran war. Shalom in Messiah: https://www.shalominmessiah.com/ www.worldviewmatters.tv © FreedomProject 2026

Hasan sits down with journalist, Mehdi Hasan, to give you ALL THE SPICE you demanded: Islamophobia, Pete Hegseth, the attack on Iran, and war crimes.Let's cut through the noise together. Go to https://groundnews.com/hasan to subscribe and get 40% off the unlimited access Vantage Plan, which breaks down to just $5/month with my discount.Meet Amazon Health AI by going to https://health.amazon.com/health-aiJoin the millions who are already banking fee free today. Head to https://chime.com/HASAN. Join the millions who are already banking fee free today. Head to Chime.com/HASAN. Co-Creator & Executive Producer: Hasan MinhajCo-Creator & Executive Producer: Prashanth VenkataramanujamExecutive Producer/Director: Tyler BabinExecutive Producer/Showrunner: Scott VroomanProducer: Kayla FengProducer/ Copywriter: Annie FickCinematographer: Austin MoralesEditor: Tyler BabinTalent Coordinator: Tanya SomanaderExecutive Assistant: Samuel PilandYOU CAN WATCH ON CNN.COM/WATCH OR THE CNN APP. 0:00 Cold Open / Opening Monologue 1:09 Ad 2:24 Connor the fascist 5:14 Turn up the spice!!! 9:20 The DNC and Gaza 11:22 We gotta do something about TikTok… 16:05 Is Tucker Carlson the right ally? 21:18 Accountability 22:50 Hasan Piker on a billboard 24:45 It's not over in Iran 25:46 MAGA is a cult 29:20 Ads 31:49 The true history of Iran and the US 36:28 Axis of evil 38:07 You are being lied to 41:43 Pete Hegseth is a war criminal 43:24 Genocidal religious zealots are in control 45:58 Oops! All the children are dead 47:48 Collateral damage 49:47 Russia / Ukraine vs. Israel / Palestine 50:46 The media worldwide has egged on this war 55:09 The war on words 57:02 What's going on in the UK? 58:43 This is about service

Stillahn v. S.Crow Collateral Corp.

Guest Host: Terry Slatic U.S. Ambassador to the United Nations Mike Waltz said that bombing Iran’s bridges and power plants would not constitute a war crime, defending President Trump’s threat to target Iranian infrastructure if diplomacy fails. Waltz argued that much of Iran’s infrastructure has dual military use, making it a legitimate target under the laws of war, while critics warned such strikes could cause massive civilian harm. The Pentagon says its review of the chaotic U.S. withdrawal from Afghanistan is nearly complete, with a final report expected soon. The investigation examines decision‑making leading up to the 2021 evacuation, including security failures during the Abbey Gate bombing that killed 13 U.S. service members. A Gold Star father whose son was killed in the 2021 Abbey Gate bombing says a previous Pentagon review of the Afghanistan withdrawal “smelled like a cover‑up,” as a new investigation takes a much deeper look at what happened. The new Pentagon review panel has examined more than 9 million documents, compared with about 3,000 in the earlier review, and is preparing a final report expected in the coming months. An Italian bank has begun accepting Parmigiano Reggiano (Parmesan cheese) as collateral for loans, recognizing the cheese’s high and stable value. Because the cheese has protected designation of origin (PDO) status and increases in value as it ages, banks can securely store it while producers access cash during long aging periods. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Deena Seoudy, Senior Director and Associate Counsel, highlights some of the ICMA legal team's key areas of activity over the past quarter.

Guest Host: Terry Slatic U.S. Ambassador to the United Nations Mike Waltz said that bombing Iran’s bridges and power plants would not constitute a war crime, defending President Trump’s threat to target Iranian infrastructure if diplomacy fails. Waltz argued that much of Iran’s infrastructure has dual military use, making it a legitimate target under the laws of war, while critics warned such strikes could cause massive civilian harm. The Pentagon says its review of the chaotic U.S. withdrawal from Afghanistan is nearly complete, with a final report expected soon. The investigation examines decision‑making leading up to the 2021 evacuation, including security failures during the Abbey Gate bombing that killed 13 U.S. service members. A Gold Star father whose son was killed in the 2021 Abbey Gate bombing says a previous Pentagon review of the Afghanistan withdrawal “smelled like a cover‑up,” as a new investigation takes a much deeper look at what happened. The new Pentagon review panel has examined more than 9 million documents, compared with about 3,000 in the earlier review, and is preparing a final report expected in the coming months. An Italian bank has begun accepting Parmigiano Reggiano (Parmesan cheese) as collateral for loans, recognizing the cheese’s high and stable value. Because the cheese has protected designation of origin (PDO) status and increases in value as it ages, banks can securely store it while producers access cash during long aging periods. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Blonde Tom Cruise squares up against a slightly more in-shape than usual Kevin Spacey. KLASHERSWHOEVER WINS, WE LOSE

What's the sound of hardcore in 2026? Is there just one? Hell nah, what are you thinking. We explore the patchwork of punk hc this year with tracks from HAYWIRE, BAD BEAT, ANGEL DU$T, COLLATERAL, BETON ARME, POISON RUIN, SPEED, SCARAB, C4, DRAIN, FATAL REALM, FENTANYL, HOME FRONT, NEOLITHIC, and COMBUST.  Learn more about your ad choices. Visit megaphone.fm/adchoices

We pick up Upstairs Steve in a taxi to continue Michael Mann with Collateral! This is both Tim & Tommy's first time watching the movie.Adam Sandler was almost in this?? Why doesn't Tom Cruise play more villains? And how did Tommy knock his camera off mid-recording?All this and more on this week's Haven't Scene It!Follow us on Social Media:Twitter: @SceneItPodInstagram: @SceneItPodTiktok: @SceneItPodBluesky: ‪@podsceneit.bsky.socialYoutube: @HaventSceneIt- Old Glory (15% Off)

Legacy Audio Archive

Legacy Audio Archive

Open Discussion!

Open Discussion!

Open Discussion!

What does it actually take to close the right deal for both the borrower and the credit union? Tom Halliday, head of business lending sales at MBFS, joins host Mark Ritter to answer that question with candor and expertise. From mastering the first-borrower conversation to navigating today's fierce loan-participation marketplace, Tom reveals why the best lenders act as trusted advisors, not order-takers. If your credit union is serious about growing its commercial loan portfolio while managing risk intelligently, this episode delivers the real-world insight you need.What You Will Learn in This Episode: ✅ How to approach the initial business lending conversation by focusing on borrower goals, experience, and story rather than jumping straight to documents and data.✅ Why today's market conditions demand that credit union relationship managers understand both geography and portfolio concentration before recommending any commercial real estate deal.✅ What factors beyond rate, including prepayment penalties, deposit requirements, and debt service coverage ratio covenants, shape a winning loan negotiation strategy?✅ How the loan participation marketplace has shifted dramatically, making speed and responsiveness essential for credit unions looking to grow their loan portfolio.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Tom Halliday's background in small business lending and his journey to leading business lending sales at MBFS02:04 How MBFS has grown its loan origination team and what that expansion means for credit union partners03:03 The art of the first borrower conversation and why understanding goals matters more than gathering documents05:19 A breakdown of current market conditions, interest rates, and challenging sectors in commercial real estate10:00 Discussion of commercial loans and negotiations11:44 Inside the loan participation marketplace and why credit unions must move fast to secure deals today13:36 Tom's move to Tennessee and a fun trivia segment wrapping up the episodeKEY TAKEAWAYS:

Closing isn't just a moment at the end of a loan—it's the highest leverage integration point in the entire mortgage lifecycle. In this episode of Connect, Paul Gigliotti, CEO of the California MBA, sits down with Michael Sachdev, CEO of Snapdocs, to discuss why the industry must stop treating closing like a simple "feature" and start seeing it as a critical end-to-end value chain. Michael shares how Snapdocs is helping lenders bridge the "capability gap" by automating tedious back-office tasks, reducing errors, and shortening cycle times from an industry average of 70 days down to just 52 days. From AI-driven CD balancing to the convergence of closing and capital markets, learn how digital collateral is becoming the ultimate competitive advantage for modern lenders. Key Topics Discussed: • Closing as a Value Chain: Why the quality of your closing determines the quality of the collateral you sell. • The ROI of Digital: How automating the closing process can strip nearly $1,000 in costs out of every loan. • Beyond eSign & Hybrid: Exploring features like e-notes, e-vaults, and automated funding QC. • The Consumer Experience: Why shortening the cycle time by 18 days leads to a significant lift in NPS. • The 2026 Outlook: What lenders need to do now to prepare for a fully automated future. About the California MBA: The California MBA is the leading advocate for the mortgage industry in California, dedicated to promoting fair and ethical lending practices through advocacy, education, and innovation. Connect with us: Website: https://www.cmba.com https://www.linkedin.com/company/california-mba/

As the party journeys toward Ors Themar, they encounter more creatures of the Underdark before overhearing a tense Drow scouting group speaking about them in Undercommon. After a wary exchange, the two groups discover a shared ally in Nettie and agree to travel together. While Yuirk and Arguile pass the time with Dragonchess, the party learns of Ors Themar's dire state and prepares for the dangers ahead, including the ominous Chasme whose droning echoes through the tunnels. Upon reaching the outskirts, they slip past the front gate and enter a ruined, silent city where danger quickly finds them. A gargoyle ambush ignites a massive battle, soon joined by scavengers, Chasme, and a charging force of Armanites as the party struggles to conserve resources and survive.The fight intensifies as Shanks is struck by an unknown sniper's massive arrow, prompting him to pursue the hidden threat while the others press deeper into the devastated streets in search of Enich. Arguile deciphers Thieves' Cant that hints at possible clues, but before the party can investigate further, they are confronted by an iron golem, forcing another exhausting battle. Meanwhile, Shanks locates the sniper's perch, sets an explosive trap, and collapses the structure, only to realize his target survived. The chaos escalates as the team fights wave after wave of enemies, the city ringing with clashing metal, buzzing wings, and thundering hooves, until Shanks' frantic updates suddenly cut off as he's struck down in retaliation.With resources nearly spent and enemies still swarming, the party begins a desperate retreat. Yurik uses Dimension Door to recover Shanks, while Galahad ferries allies through the streets under heavy fire. Zechs, carried by Salix in giant eagle form, creates a massive pit with his Hole Thrower to slow their pursuers and even tosses a summoned baboon from his Bag of Tricks to add to the chaos. Bloodied, exhausted, and barely holding the line, the Collateral crew manages to regroup and flee deeper into Ors Themar, another narrowly survived chapter in their relentless fight through a city under siege.There's so much happening, and we pick up with arc 29, “Demon's Arithmetic”. How will the rest of this story unfold? Find out next time on the Medusa's Cascade: Collateral Damage!Theme Music is written and performed by EfflorescenceMixed by Thomas Lapierre IIITitle Card by Pierce Graphics Check out the show at themedusascascade.co Hosted on Acast. See acast.com/privacy for more information.

Pierre Rochard sits down with Hunter Albright, CRO of SALT Lending, to discuss the institutionalization of Bitcoin-backed finance and corporate treasury strategies. Drawing on his background in traditional banking, Albright explains SALT's unique model of combining a profitable operating company with Bitcoin accumulation. The conversation covers the importance of Bitcoin-backed loans for liquidity and why "zero is the wrong number" for corporate Bitcoin exposure. They also explore the regulatory landscape and the path toward Bitcoin's mass adoption as a global asset.Chapters: 00:33 - Current Bear Market00:52 - Hunter's Bitcoin Journey06:45 - Bitcoin as Payment Method08:36 - Bitcoin as Asset Class11:10 - Joining SALT Lending12:25 - Evolution of Bitcoin Lending16:44 - Combining Secured & Unsecured19:54 - What Market Segments?22:10 - Future of Bitcoin-Backed Lending25:05 - Bitcoin ETF Success?28:28 - Bitcoin as Collateral?32:25 - Stablecoins vs Banks?32:50 - AI Acceleration of Work36:52 - Checking AI Predictions39:04 - Future Evolution of Salt39:58 - Digital Credit PredictionsDISCLAIMER: The views and opinions expressed in this show are those of the participants and do not necessarily reflect the official policy or position of BTC Inc., Bitcoin Magazine, or any affiliated entities. This content is provided for informational and educational purposes only and should not be construed as investment, legal, tax, or accounting advice. Nothing contained in this show constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or financial instruments. Viewers should consult their own advisors before making financial or business decisions.

It's the Pop Culture Professors, and in this show we conclude our series on the films of Michael Mann. Structured as a knock-out tournament, we have set his eight most highly regarded movies in single-elimination competition. Today, we consider Heat (1995) and Collateral (2004). We ask what makes a Michael Mann movie distinctive, and what themes and ideas seem to capture his attention and bring out his best work. And we conclude the series by ranking the top Michael Mann movies. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

It's the Pop Culture Professors, and in this show we conclude our series on the films of Michael Mann. Structured as a knock-out tournament, we have set his eight most highly regarded movies in single-elimination competition. Today, we consider Heat (1995) and Collateral (2004). We ask what makes a Michael Mann movie distinctive, and what themes and ideas seem to capture his attention and bring out his best work. And we conclude the series by ranking the top Michael Mann movies. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/film

We welcome Joe Begos, Josh Ethier, and Matt Mercer on the show to chat Frailty, the Collateral soundtrack, and many more tangents.

This week, we're pulling an all-nighter to talk about Michael Mann's other L.A. movie, 2004's "Collateral." We catch up on the recent Oscars before we get into how much this Oscar-snubbed movie rules and why silver-haired Tom Cruise is the best Tom Cruise. Listen now.

The Return of Chloe "JUST TRUST ME G.D.I.!" SullivanWelcome to Smallville's version of The Matrix where our heroes have been abducted by the V.R.A. enforcers and put into virtual "real world" simulator. Chloe, basically Neo, is using her virtual avatar in order to get Clark, Lois, Oliver, Dinah and the rest of the team back into reality. But guess what? They're having a hard time trusting her! Also, we find out Chloe has been running The Suicide Squad for a while now...so, yeah, she still sucks.Alaina Huffman and Ted Whittall return for their final appearances as DC Comics' original characters Dinah Lance (a.k.a. "Black Canary") and Colonel Rick Flag, respectively.As always, enjoy the show and leave those FIVE STARS!

Joseph's brothers thought they had buried their secret in a pit decades ago. But when a global famine drives them to the feet of the most powerful man in Egypt, they discover that while you can hide from your past, you can't hide from God's plan for your redemption. Summary: In this final episode on the book of Genesis, we cover chapters 42–50. We witness the emotional climax of the Joseph saga and discover how one man's integrity provided salvation for the entire House of Israel. The Test of Character: We analyze why Joseph was so "hard" on his brothers at first. It wasn't revenge; it was a carefully designed test to see if they had truly repented of their treatment of him. The Transformation of Judah: We look at the stunning moment Judah offers himself as a slave to save Benjamin—becoming a "surety" for his brother and a powerful type of Jesus Christ. Reconciliation and Grace: We explore Joseph's perspective: "God did send me before you to preserve life." We learn how to move past bitterness by seeing the "big picture" of God's providence. The Blessings of Israel: We dive into Genesis 49, where Jacob blesses his twelve sons. We discuss the unique roles of the different tribes and the specific promises given to the "fruitful bough" of Joseph. The Prophetic Connection: We conclude with the Joseph Smith Translation of Genesis 50, uncovering the ancient prophecy of a "choice seer" who would be named after his father and bring God's people to salvation in the last days. Call-to-Action: Joseph told his brothers, "Am I in the place of God?" when they feared his retaliation. Is there someone you need to release from the "prison" of your resentment? Share your thoughts on forgiveness in the comments. To keep your faith "Unshaken" as we transition into the book of Exodus, please like, subscribe, and share this video. Chapter Timestamps: 0:00 Introduction 2:32 Faith & Forgiveness 7:39 Making Use of the Means 12:00 Getting Past the Strange & Rough 16:07 The Nakedness of the Land 18:38 True Men or True Remorse 30:22 Joseph's Response 33:29 Money in their Sacks 40:41 Collateral & Christ 51:10 Brother Benjamin 56:58 Debt or Gift 1:01:03 The Bitter Cup 1:14:25 Forgiveness & Reconciliation 1:35:15 Joseph & Jacob 1:40:35 Sacrificing all for the Bread of Life 1:55:21 Ephraim & Manasseh 2:17:27 Patriarchal Blessings & the 12 Tribes 2:43:12 Doubting Forgiveness 2:57:36 Joseph's Prophecy of Joseph Smith

It is beginning to look more and more like a slow-motion shadow bank run. Yet another massive fund hit with largescale withdrawals. Not only that, the liquidity pressure also led to more asset sales. But those aren't even the worst of the day's news: that comes from JP Morgan and it has to do with COLLATERAL.-------------------------------------Join us for our free webinar Thursday March 26, 2026 at 6pm ET. With credit market developments escalating even more, and major market moves accompanying them, we're going to go over where everything stands but also look forward at the potential scenarios coming out of what continues to look like a global bust. Sign up below:https://eurodollar-university.com/home-page-web-------------------------------------Cliffwater's $33 Billion Private Credit Fund to See 7%-Plus Redemptionshttps://www.bloomberg.com/news/articles/2026-03-10/cliffwater-s-private-credit-fund-said-to-see-7-plus-redemptionsPimco Sees Crisis of ‘Bad Underwriting' in Private Credithttps://www.bloomberg.com/news/articles/2026-03-11/pimco-blames-sloppy-underwriting-for-private-credit-reckoningCliffwater in market with $1B private credit secondary salehttps://pitchbook.com/news/articles/cliffwater-in-market-with-1b-private-credit-secondary-saleJPMorgan Restricts Private Credit Lending After Markdownshttps://www.bloomberg.com/news/articles/2026-03-11/jpmorgan-marks-down-private-credit-portfolios-ft-reportsSomething on Wall Street 'Smells Like' 2008, Says Former Goldman Sachs Chief. Here's What It Is.https://www.investopedia.com/private-credit-stress-smells-like-2008-says-former-goldman-sachs-chief-blankfein-11920345

For a deeper study of God's Word, plus daily resources for your walk with Jesus, visit https://passionequip.com/. — With Passion City Online, you can join us every Sunday live at 9:30a and 11:45a, and our gatherings are available on-demand starting at 7p! Join us at https://passioncitychurch.com — Subscribe to our channel to see more messages from Passion City Church:  https://www.youtube.com/passioncitychurch — Looking for content for your Kids? Subscribe to our Passion Kids Channel: https://passion.link/passionkidsonline  — If you would like to give to our house, visit https://passioncitychurch.com/give/ — Check out Passion's books, music, and more at https://passionresources.com/ — At Passion City Church, we believe that because God has displayed the ultimate sacrifice in Jesus, our response to that in worship must be extravagant. It is our privilege and our created purpose to reflect God's Glory to Him through our praise, our sacrifice, and our song.  — Follow Passion City Church: https://www.instagram.com/passioncity/  Follow Louie Giglio: https://www.instagram.com/louiegiglio  Passion City Church is a Jesus church with locations in Atlanta and Washington D.C. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As inflammatory rhetoric and unprovoked violence against Jews surge worldwide, Christians are faced with significant questions: What is next on God’s agenda for His people of promise? How can we, as friends of the Jewish people and of Israel, fight against this rising hatred? And, what is collateral anti-Semitism? Join us for another fascinating and timely conversation with Olivier Melnick on how the Church must deal with the issue of anti-Semitism.Become a Parshall Partner: http://moodyradio.org/donateto/inthemarket/partnersSee omnystudio.com/listener for privacy information.

The bank refused the loan — but 40 years of whole life insurance quietly said yes. In this episode, Mary Jo shares one of the most powerful real-life examples she's ever seen of what traditional whole life insurance can become over time — even when it's not structured for Infinite Banking. This client started buying whole life policies at age 20 and simply stayed consistent for over 40 years. No fancy strategy. No Infinite Banking design. Just patience, discipline, and a commitment to paying premiums no matter what. When the bank refused to help him rebuild after a major loss, his life insurance stepped in — providing liquidity, flexibility, and control the bank never could. What followed was a complete shift in leverage, power, and perspective. This episode breaks down: Why canceling whole life is often a massive mistake How base-only policies quietly build serious strength over decades What banks don't understand about policy loans And why this client didn't even realize he already owned a bank If you have whole life insurance — or have ever been told to cancel it — you need to hear this.

Today on the show I speak with Emmy award nominated British composer/musician - Ruth Barrett.Ruth is currently one of worlds most sought-after film and television composers with just some of her work appearing in projects like The Terminal List: Dark Wolf, The Girlfriend, PBS's Victoria, NBC's Law & Order: Organized Crime, Big Beasts, Bloodlands, Collateral, The Old Guard 2, (co-scored with Steffen Thum) and Harry Brown, (co-scored with Martin Phipps) - to name but only a few…I had such a fun conversation with Ruth where amongst many topics we talk about A.I, creating ‘buckets of noise' while creating, networking, general inspiration and even her experience attending facilities like The Royal Academy of Music and Cambridge University.For more information on Ruth Barrett or her work, please visit - www.ruthbarrettmusic.comFor further information on Travis Marc or 'Musicians-Mentor' website, please visit www.musicians-mentor.com As usual, thanks for checking out the channel and if you're getting anything useful from my content, please feel free to comment, like, share and subscribe, thank you. Additionally, for those interested - you can support this channel by - 'Buying Us Coffee'. https://buymeacoffee.com/musiciansmentor Or visiting our affiliate page with the lovely folks over at - 'Soundbrenner'. https://www.soundbrenner.com/pages/affiliate-travis-marc?srsltid=AfmBOopHlrWNB7C5ZBQz--Z0rVf789RfGQS1cEUxZjy9aBABp6FVZv6-

We're joined by recurring guest and friend of the show Ed Zitron to discuss Stargate, the Citrini AI report, and an article about someone's quest to make eternal Scott Adams. For lack of a better word, it is a lot. Check out Ed's work here! Get the whole episode on Patreon here! TF Merch is still available here! Trashfuture are: Riley (@raaleh), Milo (@Milo_Edwards), Hussein (@HKesvani), Nate (@inthesedeserts), and November (@postoctobrist)

BUGONIA screenwriter Will Tracy talks to The Movies That Made Me podcast hosts Josh Olson and Joe Dante about his 10 favorite "held captive" movies! Show Notes: Movies Referenced In This Episode Invasion of the Saucer Men (1957) Invasion of the Body Snatchers (1956) Invasion of the Body Snatchers (1978) Gremlins 2: The New Batch (1990) You Only Live Twice (1967) Bugonia (2025) Save the Green Planet! (2003) The Menu (2022) Murder, He Says (1945) After Hours (1985) Something Wild (1986) The Ghost Breakers (1940) Hold That Ghost (1941) Ace in the Hole (1951) Young Frankenstein (1974) Haunted Honeymoon (1986) Videodrome (1983) Arsenic and Old Lace (1944) The Naked Spur (1953) Reign of Terror, a.k.a. The Black Book (1949) El Cid (1961) A Man Escaped (1956) Phone Booth (2002) Lifeboat (1944) Devil (2010) Zone of Interest (2023) The Exterminating Angel (1962) The Discreet Charm of the Bourgeoisie (1972) No Exit (1962) Who's Afraid of Virginia Woolf? (1966) Abigail's Party (1977) Rio Bravo (1959) Assault on Precinct 13 (1976) The Last Detail (1973) Innerspace (1987) Dog Day Afternoon (1975) The King of Comedy (1982) Misery (1990) Gerald's Game (2017) Funny Games (1997) Funny Games (2007) The Last House on the Left (1972) The Vanishing (1988) The Vanishing (1991) The Man Who Knew Too Much (1934) The Man Who Knew Too Much (1956) Rear Window (1954) Vertigo (1958) North By Northwest (1959) Captive Wild Woman (1943) Captive Women (1952) The Petrified Forest (1936) Last Stop in Yuma County (2023) Key Largo (1948) The Taking of Pelham One Two Three (1974) The Incident (1967) Collateral (2004) One Battle After Another (2025) A History of Violence (2005) Brokeback Mountain (2005) Other Notable Items Our Patreon!  The Hollywood Food Coalition Phillip Kaufman Beverly Garland Yorgos Lanthimos  James Bond TFH Guru Illeana Douglas Stavros Halkias The Cum Town podcast Our Chapo Trap House podcast episode Matt Christman Our Andrew Hickie podcast episodes A History of Rock in 500 Songs podcast Daniel Waters Our Ari Aster podcast episodes Our Brian Helgeland podcast episode George Marshall  Fred MacMurray Marjorie Main  The Ma and Pa Kettle movies Bob Hope Paulette Godard Pauline Kael Helen Walker Bonnie Parker Peter Whitney The Rifleman TV series (1958-63) Gene Wilder Robert Ryan James Stewart Ralph Meeker  Anthony Mann John Ford William Cameron Menzies Robert Bresson  TFH Guru Larry Cohen M. Night Shyamalan  Jonathan Glazer Luis Buñuel  Lee Grant Joseph Strick John Carpenter Dean Martin Hal Ashby Robert Towne Jack Nicholson Randy Quaid Dennis Quaid Jesse Plemons Aidan Delbis Sandra Bernhardt Robert De Niro Jerry Lewis Rob Reiner Stephen King William Goldman James Caan Kathy Bates Mike Flanagan Carla Gugino Misery novel by Stephen King (1987) Gerald's Game novel by Stephen King (1992) Michael Haneke Elmer Fudd Jang Joon-hwan  Alfred Hitchcock Peter Lorre Orson Welles Ingmar Bergman Woody Allen Charlie Chaplin Michelangelo Antonioni Cary Grant Larry Peerce Paul Thomas Anderson Larry McMurtry Diana Ossana Clint Eastwood Lauren Bacall William Hurt This list is also available on Letterboxd. Learn more about your ad choices. Visit megaphone.fm/adchoices

Andre Agassi's autobiography is a brutally honest story about a tennis legend who hated the game that made him famous. Agassi traces his journey from a harsh, obsessive childhood training regimen to superstardom, burnout, rebellion, and eventual redemption—revealing the psychological cost of greatness, the search for identity beyond winning, and how he ultimately found purpose on his own terms. This book was as good as everyone says it is. You should read it. Episode sponsors: ⁠ Ramp⁠⁠⁠⁠⁠⁠⁠ gives you everything you need to control spend, watch your costs, and optimize your financial operations —all on a single platform. Make history's greatest entrepreneurs proud ⁠⁠⁠by going to Ramp and learning how they can help your business save time and money.⁠⁠⁠ Automate compliance, security, and trust with Vanta.⁠ ⁠⁠⁠Vanta helps you win trust, close deals, and stay secure—faster and with less effort⁠⁠⁠⁠. ⁠⁠⁠ Make sure you go to VANTA.COM/FOUNDERS and you'll get $1000 off. Collateral⁠⁠ transforms your complex ideas into compelling narratives. Collateral crafts institutional grade marketing collateral for private equity, private credit, real estate, venture capital, family offices, hedge funds, oil & gas companies, and all kinds of corporations. Storytelling is one of the highest forms of leverage and you should invest heavily in it.

On his 68th birthday, Kevin Kelly began to write down for his young adult children some things he had learned about life that he wished he had known earlier. Kelly's timeless advice covers an astonishing range, from right living to setting ambitious goals, optimizing generosity, and cultivating compassion. Excellent Advice for Living is the ideal companion for anyone seeking to navigate life with grace and creativity: Episode sponsors: Ramp gives you everything you need to control spend, watch your costs, and optimize your financial operations —all on a single platform. Make history's greatest entrepreneurs proud ⁠⁠⁠by going to Ramp and learning how they can help your business control your costs and save time and money.⁠⁠⁠ ⁠⁠⁠⁠https://ramp.com Automate compliance, security, and trust with Vanta.⁠ ⁠⁠⁠Vanta helps you win trust, close deals, and stay secure—faster and with less effort⁠⁠⁠⁠. ⁠⁠⁠Find out how increased security leads to more customers by going to Vanta⁠⁠⁠. Tell them David from Founders sent you and you'll get $1000 off. Collateral⁠⁠ transforms your complex ideas into compelling narratives. Collateral crafts institutional grade marketing collateral for private equity, private credit, real estate, venture capital, family offices, hedge funds, oil & gas companies, and all kinds of corporations. Storytelling is one of the highest forms of leverage and you should invest heavily in it. You can do that by going to ⁠⁠https://collateral.com Some of my favorite quotes from the episode: 1. Choose to believe that the entire universe is conspiring behind your back to make you a success. 2. Mastering the view through the eyes of others will unlock many doors. 3. If you can avoid seeking the approval of others your power is limitless. 4. The reward for good work is more work. 5. Don't be the best. Be the only. 6. The urgent is a tyrant. The important should be your king. 7. Find smart people who will disagree with you. 8. The main thing is to keep the main thing the main thing. 9. The most counterintuitive truth of the universe is that the more you give to others the more you'll get. 10. Life gets better as you replace transactions with relationships. 11. Courtesy costs nothing. 12. Life lessons will be presented to you in the order they are needed. 13. Cultivate an allergy to average. 14. If you repeated what you did today 365 more times would you be where you want to be next year? 15. If you are alive that means you still have lessons to learn. 16. Master something.Through mastery of one thing you'll command a viewpoint to steadily find where your bliss is. 17. Trust is earned in drops and lost in buckets. 18. First, always ask for what you want. Works in relationships, business, life. 19. If nobody else does what you do you won't need a resume. 20. How to apologize: quickly, specifically, sincerely. 21. You choose to be lucky by believing that any setbacks are just temporary. 22. The best way to advise people is to find out what they really want to do and then advise them to do it. 23. It is certain that 99% of the stuff you are anxious about won't happen. 24. What is important is not what happened to you but what you did about what happened to you. 25. Your golden ticket is being able to see things from other people's point of view. 26. Pay attention to who you are around when you feel best. Be with them more often. 27. To get your message across follow this formula: simplify, simplify, simplify, then exaggerate. 28. You will thrive more when you promote what you love rather than bash what you hate. 29. To be interesting just tell your own story with uncommon honesty. 30. When you truly think for yourself your conclusions will not be predictable. 31. Don't measure your life with someone else's ruler. 32. For maximum results focus on your biggest opportunities, not your biggest problems. 33. Pay attention to what you pay attention to.