Podcasts about sba

Guest is Heather Endresen, Director, Search Fund Lending at Live Oak Bank. This week, we discuss two deals for sale relevant to SBA lending (Small Business Administration loan programs). Enjoy! THANKS to our sponsors: SMBash.com - Join us in Orlando, FL for one-on-one interaction with others who focus on buying, operating, and investing in the SMB and Micro-PE space. Tiny Acquisitions - Where the BEST tiny projects are acquired. --- Support this podcast: https://anchor.fm/dealtalk/support

As we move through the holiday week, I wanted to take a moment to thank every one of you for being an important part of the Ursula, Inc. family.   I am so grateful for all of you and your entrepreneurial spirit and fearlessness because you inspire me every single day! On that note, I decided to pull one of my most popular solo shows from the past to hopefully inspire you to bring more magic and excitement to your life and your entrepreneurial journey. And to remind you that yes, ANYTHING is still possible when a desire comes from your heart. Taking a journey in business as a CEO is a massive leap of faith. One that requires you to grow in ways that you never thought possible. Sometimes the journey is trying and we want to call it good enough even if we get “close” to our goal. I say; NO MORE! No more settling for less than what we asked for. This week on the Quantum Expansion podcast REPLAY, we are talking about faith in business, being crystal clear on exactly what we are asking for and then holding onto that until it comes into reality. There may be people that come into our lives along the way to encourage us when we feel like giving up. Other times we may be the only one out there driving in the snow when everyone told us not to. Whatever our journey may look like, we need to hold out for the rubber duckies and accept nothing less. Ursula's Takeaways: Going Back to 2019 (6:18) Looks Like You Can Use This Scraper (15:54) Miracles Happen All The Time (21:54) Hold On To Your Goal (26:18) About Ursula Mentjes  Ursula Mentjes is an award-winning Entrepreneur and Sales Expert. She will transform the way you think about selling so you can reach your revenue goals with less anxiety and less effort! Ursula specializes in Neuro-Linguistic Programming and other performance modalities to help clients double and triple their sales fast.   Honing her skills at an international technical training company, where she began her career in her early twenties, Ursula increased sales by 90% in just one year. Just 5 years later, when the company's annual revenue was in the tens of millions, Ursula advanced to the position of President at just 27.  Sales guru Brian Tracy endorsed her first book, Selling with Intention, saying, “This powerful, practical book shows you how to connect with customers by fully understanding the sales process from the inside out. It really works!” Ursula is also the author of One Great Goal, Selling with Synchronicity and The Belief Zone, which received the Beverly Hills President's Choice award.  Her Podcast, Double Your Sales NOW, is available on iTunes, iHeartRadio and other outlets. Ursula also serves as Past Statewide Chairperson of the NAWBO-CA Education Fund and Past President of NAWBO-CA. She is the recipient of the SBA's Women in Business Champion and a recipient of the Willow Tree's Extraordinary Example and Extraordinary Entrepreneur Awards, the NAWBO-IE ANITA Award, chosen as PDP's Extraordinary Speaker, PDP's Business Woman of the Year, the Spirit of the Entrepreneur Awards Finalist and the President's Lifetime Achievement Award from two Presidents.  She has shared the stage with bestselling author Loral Langemeier, Les Brown, Tom Antion, Lisa Nichols, Giuliana Rancic and many others!  Her clients include Aflac, Ebenezer and Fairview Hospitals, New York Life, Paychex and more!  She holds a B.A. in Psychology and Communication from St. Olaf College and a M.S. in Counseling Psychology from California Baptist University. Social Links: LinkedIn: https://www.linkedin.com/in/ursulamentjessalescoach/ (https://www.linkedin.com/in/ursulamentjessalescoach/) Facebook: https://www.facebook.com/UrsulaSalesCoach (https://www.facebook.com/UrsulaSalesCoach) Instagram: @salescoachnow Twitter: @ursulamentjes Join Quantum Revenue Expansion Private Facebook

On this special episode of the Somewhat Frank Podcast, Frank Gruber (@FrankGruber) and John Guidos (@JohnGuidos) are joined by Jen Consalvo (@noreaster) and talk about drone tugboats, NFTs, alien origins, and more.” The group also celebrate the following from their networks: This week we had National Entrepreneurship Day on November 16, 2021. Global Entrepreneurship Week was recently celebrated Nov 8, 2021 – Nov 14, 2021 Huge win for the Established team and for the SBIR team at the SBA - we produced the inaugural Innovation Ecosystem Summit from the 15th - 17th. Speakers ranged from Kathryn Finney to Steve Case and Victor Hwang - over a 1K people attended and videos will be posted soon. Andrew Warner has a new book https://www.StopAskingQuestions.co @properties in Chicago goes global with Christie's deal - https://www.chicagobusiness.com/residential-real-estate/christies-international-real-estate-selling-properties Jodie Howard & Lisa Lewis is starting a new business called “Togather” in Southern Maine We are very excited about this next step for Established Ventures portfolio company, SoLo Funds, and their SoLo Causes launch. Helping underserved communities has always been the SoLo mission, now users can also give back through partnerships with Habitat for Humanity International and United Way. See the People Magazine article here: https://people.com/human-interest/habitat-for-humanity-united-way-solo-funds-solo-causes-non-profit-rodney-williams/ Frank, Jen, and John also also invite listeners to participate in the following upcoming events: Startup of the Year then join our community and if you're one of the 100 startups selected you could be in the running. More info at http://soty.link/apply NASA iTech Cycle II Forum startup competition on Dec 8-9 - register at nasaitech.org Announced out Startup of the Year Summit is happening in Tampa on Jan 25-27 https://summit.startupofyear.com/ The Consumer Technology Association Foundation is bringing our CES Pitch Competition (https://www.cta.tech/Who-We-Are/CTA-Foundation/Pitch-Competition) sponsored by AARP Innovation Labs back live to CES 2022! The pitch event will take place Thursday, January 6th at 1:00 PM PT on the Startup Stage in Eureka Park. The group talks about these new books/articles: Agree! There are more than one ways to fry an egg. - Founders, Stop Obsessing Over Venture Funding (https://news.crunchbase.com/news/founders-vc-david-kolodny-wilbur-labs/) A drone tugboat - A tugboat made a 1,000-mile voyage around Denmark. The pilot was in Boston. (https://www.bizjournals.com/boston/inno/stories/news/2021/10/15/seamachines_nelliebly_denmark.html) Were we created by aliens in a Lab? - Our universe was made by aliens in a lab, theorises Harvard scientist (https://www.dazeddigital.com/science-tech/article/54556/1/our-universe-was-made-by-aliens-in-a-lab-says-harvard-scientist) This is kind of bonkers - How Four NFT Novices Created a Billion-Dollar Ecosystem of Cartoon Apes (https://www.rollingstone.com/culture/culture-news/bayc-bored-ape-yacht-club-nft-interview-1250461/) So you're saying they are priceless? - Science proves it: Most NFTs are worthless (https://www.fastcompany.com/90695605/science-proves-it-most-nfts-are-worthless) So true - Why It Feels Like This Year Is Going By Too Quickly, According to Experts | Apartment Therapy (https://www.apartmenttherapy.com/why-this-year-is-going-by-so-quickly-36947464) New laws forming around working from home in Portugal - The government in Portugal passes a law to help remote workers (https://www.npr.org/2021/11/11/1054615000/the-government-in-portugal-passes-a-law-to-help-remote-workers) Beyond Happiness by Jenn Lim (https://jennlim.com/beyondhappiness) Beyond Diversity by Rohit Bhargava and Jennifer Brown (https://www.nonobviousdiversity.com/book/) We are also still watching the following shows/movies: Succession on HBO Max Working Moms Curb Your Enthusiasm Season 11 The Morning Show We also want to wish everyone a very Happy Thanksgiving! As always, thank you for listening and feel free to reach out and let us know what you think at: somewhatfrank@est.us Get updates like this in your inbox before they hit the web by subscribing to the newsletter here: https://frankgruber.me/newsletter/  

Dr. Michael C. Grayson has a proven track record of over 20 years for helping businesses receive funding. Using his award winning program and your credit score he can get anyone up to $250,000 in personal and up to $750,000 in business unsecured, minimum or no doc funding. Dr. Grayson currently holds all three credit industry records including the World's Highest Credit Score. Dr. Grayson provides one-on-one consultation, large group video conferencing and hands-on credit, debt and funding services, every step of the way for individuals and businesses needing assistance with debt elimination, SBA funding or credit management.

Dr. Michael C. Grayson has a proven track record of over 20 years for helping businesses receive funding. Using his award winning program and your credit score he can get anyone up to $250,000 in personal and up to $750,000 in business unsecured, minimum or no doc funding. Dr. Grayson currently holds all three credit industry records including the World's Highest Credit Score. Dr. Grayson provides one-on-one consultation, large group video conferencing and hands-on credit, debt and funding services, every step of the way for individuals and businesses needing assistance with debt elimination, SBA funding or credit management.

Andy and Jessica welcome you to another episode of The Deal Board Podcast. Today, they are talking about immigration and how things have changed due to the COVID-19 pandemic. Andy and Jessica are accompanied by the experts: Michael Shea from Transworld's Orlando Office and Lisa Krueger Khan, Immigration Attorney who has been practicing in Orlando since 1997.   Listing of the week: Marty Fishman (South Florida) is selling a pool maintenance business creating $3,000 monthly revenue, it has three routes, three employees, and three vehicles. The business generates $450,000 a year. The owner is looking to retire. Price: $285,000. Email Marty at mfishman@tworld.com or call (954) 296-2995.   Key takeaways: [1:40] Lisa talks about herself and her practice. [2:47] Michael Shea introduces himself by talking about himself and his practice. [3:49] Lisa provides a general overview of the E2 Visa as it stands today. [14:02] How do the Visa programs affect the seller of a business? Why should a seller work with a broker who understands these programs? [16:33] Michael talks about submittal and expected timeframes. [21:55] Lisa discusses the travel bans and their exemptions. [25:42] How are the COVID-19 restrictions and travel bans affecting international buyers? [30:21] Lisa extends her advice to international buyers who are interested in investing in the U.S. [33:07] The E2 and the green card are not really related. [36:12] Michael gives suggestions to the sellers who want to attract the attention of international buyers. [44:01] Deal of the week: David Wechsler (Colorado) recently closed a transaction on a well-established plumbing and mechanical business that has been in business for more than 30 years. The buyer made a full-price offer within 24 hours. The business was sold for $1.35 million with an SBA loan and an initial payment of only $25,000. [52:12] Listing of the week: Marty Fishman (South Florida) is selling a pool maintenance business creating $3,000 monthly revenue, it has three routes, three employees, and three vehicles. The business generates $450,000 a year. The owner is looking to retire.   Mentioned in this Episode: The Deal Board Podcast Subscribe to The Deal Board Podcast YouTube Channel United Franchise Group Transworld Business Advisors Transworld on LinkedIn Transworld on Facebook Call us — (888) 711-9018 Email us thedealboard@tworld.com   Learn more about Lisa Krueger Khan Email Lisa Khan at lisa@lisavisa.com Learn more about Michael Shea Email Michael Shea at mike@tworld.com and visit his YouTube Channel Call David Wechsler at (303) 526-8239 or email him at david@tworld.com Contact Marty Fishman at mfishman@tworld.com or call (954) 296-2995 Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Are you looking to invest in a franchise, but you're on a tight budget? Are you willing to spend no more than $5,000 on your initial investment? Browse our listings below to see some of the top franchises for sale at Under $5,000. You can also obtain an SBA loan for a franchise and invest as little as 30% of the total investment amount. You can learn more here: https://www.vettedbiz.com/franchises-under-5k/ If you are looking for more information, you can connect with us through our networks: https://www.vettedbiz.com/ https://www.linkedin.com/company/vettedbiz/ https://www.facebook.com/vettedbiz

Working at a full-time job while attending college at night my guest Melissa Swink was focused on her 7 year plan. Although thankful to have survived the housing market crash of 2008 with her office job intact she was quickly losing interest and realizing it was not the role she wanted long term. Now in her mid-20s looking for freedom and more autonomy in her life Melissa saved up some money and made the decision to hand in her 2 week notice. With no plan in place, just a dream to create something she got out there and made the right connections. It was through one particular connection that she stumbled upon the world of virtual assistance and her genuine passion. Since then she has built her company to 6-figures and is well on her way to 7. If you are ready to save time and make more money, then grab your pen, paper and let's get you started down the path to your own quantum revenue expansion. Ursula's Takeaways: Intro (00:00) The Path Of Synchronicity (9:00) Annual Income Became Monthly Income (11:49) Trading Dollars For Hours (16:28) Connecting With Others Who Complement Your (19:39) Record Breaking Months (21:38) Moving Beyond My Circle To Learn More (25:31) About Melissa Swink: Melissa Swink, founder of Melissa Swink & Co., is a business and time management consultant, speaker, and trainer who is dedicated to helping entrepreneurs save time and make more money. Melissa and her team of dedicated virtual assistants also provide administrative, marketing, and social media support to business owners. She believes in the importance of maximizing work time so there is more space for other priorities in life. Melissa isn't a coach - and that's what sets her apart. Connect with Melissa: Website: https://www.melissaswink.com/meet-melissa (https://www.melissaswink.com) Facebook: https://www.facebook.com/MelissaSwinkCo/ (https://www.facebook.com/MelissaSwinkCo/) LinkedIn: https://www.linkedin.com/in/melissaswink/ (https://www.linkedin.com/in/melissaswink/) Instagram: https://www.instagram.com/melissaswinkco/ (https://www.instagram.com/melissaswinkco/) FREE GIFT: Cut your time in half and double your income FREEBIE - https://www.melissaswink.com/more (https://www.melissaswink.com/more) About Ursula Mentjes  Ursula Mentjes is an award-winning Entrepreneur and Sales Expert. She will transform the way you think about selling so you can reach your revenue goals with less anxiety and less effort! Ursula specializes in Neuro-Linguistic Programming and other performance modalities to help clients double and triple their sales fast.   Honing her skills at an international technical training company, where she began her career in her early twenties, Ursula increased sales by 90% in just one year. Just 5 years later, when the company's annual revenue was in the tens of millions, Ursula advanced to the position of President at just 27.  Sales guru Brian Tracy endorsed her first book, Selling with Intention, saying, “This powerful, practical book shows you how to connect with customers by fully understanding the sales process from the inside out. It really works!” Ursula is also the author of One Great Goal, Selling with Synchronicity and The Belief Zone, which received the Beverly Hills President's Choice award.  Her Podcast, Double Your Sales NOW, is available on iTunes, iHeartRadio and other outlets.  Ursula also serves as Past Statewide Chairperson of the NAWBO-CA Education Fund and Past President of NAWBO-CA. She is the recipient of the SBA's Women in Business Champion and a recipient of the Willow Tree's Extraordinary Example and Extraordinary Entrepreneur Awards, the NAWBO-IE ANITA Award, chosen as PDP's Extraordinary Speaker, PDP's Business Woman of the Year, the Spirit of the Entrepreneur Awards Finalist and the President's Lifetime Achievement Award from two Presidents.  She has shared the stage with bestselling author Loral Langemeier, Les Brown, Tom Antion,...

Elena Ledoux is the definition of a multi-passionate, successful, and values driven entrepreneur. She is the Chief Operating Officer (COO) and a shareholder of Boss Security Screens, a leading security screens company in Nevada, Arizona, and New Mexico. She's also a co-founder and CEO of Superb Maids, the #1 professional house cleaning company in Las Vegas, according to the Las Vegas Review-Journal, servicing over 5,000 clients. Elena is also a certified business coach with the Conquer program which helps hundreds of service businesses throughout the US and Canada to systemize and scale. Elena Ledoux has won numerous awards, including being named the 2019 SBA's Small Business Person of the Year for the State of Nevada, 2019 Entrepreneur of the Year by the National Association of Women Business Owners, Southern Nevada Chapter, and a finalist for 2020 US Chamber of Commerce's Dream Big Awards – Minority-Owned Business. For her philanthropic work, Elena has won several awards: HealthySunrise Foundation's Distinguished Humanitarian of the Year Award and NiceJob's Community Impact Award. Most recently, Elena became one of the Women Who Inspire Nevada 2021 award recipients. Before becoming an entrepreneur, Elena Ledoux enjoyed working as a defense attorney for a busy private firm in Honolulu. And prior to that, she clerked for two civil division judges in Woodbury, NJ. A first-generation immigrant from Uzbekistan, Elena holds a master's degree in International Economic Relations from Tashkent State Institute where she studied Chinese and Arabic and a juris doctorate from Widener University in Wilmington, DE. Elena is active in assisting fellow immigrants to overcome assimilation challenges, and she is the author of the book, 98 Tips for Achieving the American Dream. In my interview with Elena Ledoux, we discuss: Why Elena is driven to create opportunities for fellow immigrants and how her friendship with a fellow immigrant was the catalyst for her first multi-million dollar company The unique benefits Elena offers employees, including the ability to fire difficult clients and support with buying their first homes How Elena spends an average of 1 hour per week as CEO of Superb Maids (Hint: She uses the Entrepreneurial Organizing System (EOS) and creates a lot of videos for her teams.) How Elena does (and does not) work with business partners, including her husband, so that each leader has autonomy and can stay in their lane Why Elena's favorite question to ask herself is “Am I a cow?” or “Am I a buffalo?” Resources Mentioned in This Episode: Learn more about Elena's companies including Superb Maids, Boss Security Screens, and MommyGo. Follow Elena on Facebook and read her writing on Quora. Get Step into Your Moxie® certified and support your clients (or employees) to amplify their voices, visibility, and influence (while you do the same). Apply here. Please leave a review and subscribe to Moxielicious® via Apple Podcasts, Stitcher, Google Play, or Spotify so you never miss an episode!

Are you looking to invest in a franchise, but you're on a tight budget? Are you willing to spend no more than $25,000 on your initial investment? Browse our listings below to see some of the top franchises for sale at Under $25,000. You can also obtain an SBA loan for a franchise and invest as little as 30% of the total investment amount. If you are looking for more information, you can connect with us through our networks: https://www.vettedbiz.com/ https://www.linkedin.com/company/vettedbiz/ https://www.facebook.com/vettedbiz

Do you want to UpLevel your business?   Do you want to take a quantum LEAP in income and success AND attract it much faster/easier?   It's actually a LOT easier than you think   And today we want to help you open yourself to the possibilities for that   Ursula Mentjes is an award-winning entrepreneur, sales expert, and inspirational speaker. She was promoted from account executive to president of an international technical training company in just five years at the age of 27 when the revenue was in the tens of millions.   Ursula is the recipient of the SBA's Women in Business Champion, Willow Tree Extraordinary Example, and Extraordinary Entrepreneur Awards, and was chosen as PDP's Extraordinary Speaker and Businesswoman of the Year. She is also the author of four award-winning books; Selling with Intention, One Great Goal, Selling with Synchronicity, and The Belief Zone. Her clients include Aflac, Ebenezer, Keller Williams, Fairview Hospitals, New York Life, Paychex, Union Bank, LeClair Group and more   Ready to turn your annual income into your monthly income? Register now for the Quantum Revenue Expansion Masterclass! My gift for you! ($997 Value) During the Masterclass you will…   Create your *brand new* Quantum Container to turn your annual income into your monthly income.   UpLevel your pricing, packages and marketing.   Discover how to collapse time and reach your quantum revenue goal even faster!   Sign up for her Quantum Revenue Expansion masterclass here: https://ze114.isrefer.com/go/winning/Winning/   Sign up for Coach Lois' SOAR event here: https://hww.pages.ontraport.net/soar2022   If you would like to learn more about Coach Lois' future and past guests, go to www.healthynwealthynwise.com   For more of her amazing resources, as well as her guests free gifts, go to www.loiskoffi.com/podcast   Join her FB community here go grow your business to $20K months in a balanced/healthy way here: www.facebook.com/groups/permissionbased20kmonths/  

Adam talks with the owner of Charleston Business Brokers, Marc Williams, on all things buying and selling of businesses! Marc educates us on strategies to keep your books clean and shares his experience with private equity groups and SBA loans. If you have been curious about selling your business, this is an episode you don't want to miss! Key takeaways: Hear why buyers are looking at your business typically 3 years prior to selling. Solid books are key when selling your business. Potential buyers want to keep the employees! 

Join us for episode 353 of The Small Business Show where we answer the question: What does the Small Business Administration actually do for Small Businesses? Then we jump into a new concept about how to coach your customers into good behavior. Listen to your hosts Shannon Jean and Dave Hamilton as they share their experiences with the SBA and how coaching customers can be a win-win for you, your employees, and the customers themselves.     00:00:00 Small Business Show #353 for Wednesday, November 10, 2021 00:01:15 Power Napping Power Tips 00:03:11 How does the SBA help Small Businesses? SBA Training and learning resources SBA Guarantees for loans SBA: Register Your Business 00:11:23 Sprinkle Your Magic Fairy Dust on The Business (aka DO THE WORK) 00:12:56 Elon Musk…The Byproduct Billionaire Sponsors 00:19:29 SPONSOR: Marpipe. No one knows what they're doing with creative testing…but Marpipe does! Book a free demo at Marpipe.com/SBS right now and get $2,000 in credit. Offer expires December 31st. 00:21:57 SPONSOR: Napjitsu. We love power naps here at SBS, and we know you do to. Napjitsu is a new way to recharge your body and your brain. For a limited time, receive 30% off your first purchase at Napjitsu.com/SBS. 00:23:33 Coach Your Clients Into Good Behavior Distill things down to the gist Your Return Policy is a marketing tool Make it clear when you are negotiating and when you aren't Two Tokens Customer Service “This isn't a negotiation, it requires a change of thinking on your part.” Don't let your prices set prices or dictate terms. 00:44:18 SBS 353 Outtro SBS Reviews

Andy and Jessica welcome you to another episode of The Deal Board, and today they are discussing a very important topic for small businesses, which is the difficult task of hiring employees. If you are wondering how you can find, hire and retain the right people, and how you can protect yourself as an employer in this ever-changing employment environment, this episode is just what you need.   Experts from sourcing and recruiting are joining Andy and Jessica today to share valuable information that you can put into action right away to ease your journey into hiring employees.   Listing of the week: Al Fialkovich (Colorado) is selling a concrete business that is making over $2 million in earnings per year. Price: $5.9 million (real estate can be included). Call Al at (720) 357-6853 or email albert@tworld.com.   Key takeaways: [5:43] Dave Bacon (BWBacon Group) talks about his career journey. [7:23] Remote hiring has absolutely changed the game! [8:50] Most people want remote jobs and nowadays they can demand them. [10:35] There are more jobs than there are people looking for work. [11:34] Dave talks about the matter of salaries. [13:13] Does a four-day workweek suit your personal needs? [15:41] Dave speaks about creative techniques to attract better talent. [20:20] Sign-up bonuses can be a great motivation. [22:04] Recruiting can be hard but it is incredibly rewarding. [24:22] Dave explains why BWBacon is one of the best places to work in Colorado. [25:58] How to manage candidates in the new concept of “pipeline management”? [26:30] Can your interview process change to become more efficient? [29:40] How are the candidates during the hiring process? Ask them for feedback. [30:46] Dave shares his words of wisdom about the mindset that employees should have right now: Resilience is the way to get through this. [34:55] Deal of the week: Sasha Borcic (Colorado) sold a high-end mental health outpatient practice located in Denver that started in 2012 and provides services for teens and adults. The buyers were interested in the full-time employees of the business. 100% SBA financed. Purchase Price: $350,000 (3.15 multiple). [37:44] Royal F. Oakes (Hinshaw and Culbertson) [38:59] Royal F. Oakes talks about today's challenges, especially the fear of getting sued when firing an employee. [41:22] The cost of litigation can be devastating for a company. [42:30] Insurance can be a great coverage and way to protect your best interest in case of getting sued for an employment-related matter. [43:58] Seek a lawyer who specializes in the matter you are struggling with. [46:53] Royal F. Oakes talks about the matter of vaccination of employees. [48:30] Royal F. Oakes speaks about the classification of workers and the issue of “independent contractors.” [53:13] Make sure your procedures are rigorously followed and comply with the current law. [53:53] Royal F. Oakes shares on the controversial topic of raising the minimum wage. [56:15] Royal F. Oakes gives his advice for small business owners to stay out of travel. [59:26] Listing of the week: Al Fialkovich (Colorado) is selling a concrete business that is making over $2 million in earnings per year. Price: $5.9 million (real estate can be included).    Mentioned in this Episode: The Deal Board Podcast Subscribe to The Deal Board Podcast YouTube Channel United Franchise Group Transworld Business Advisors Transworld on Linkedin Transworld on Facebook Call us — (888) 711-9018 Email us thedealboard@tworld.com   BWBacon Dave Bacon on Instagram Email Sasha Borcic at sborcic@tworld.com or call (720)780-8665 Listen to Royal F. Oakes' podcast: Too Many Lawyers Royal F. Oakes on Twitter Call Al Fialkovich  at (720)357-6853 or email albert@tworld.com.   Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Lemonade and Legos … the start that inspired this week's guest Steve Vetter onto a path of entrepreneurship. ... a path he quickly learned is not something you successfully walk alone. Early on Steve realized that working 90+ hours a week was not a sustainable or scalable business model. Rather surrounding himself with the right team of people was where he would start to see quantum expansion. “Luck is what happens when preparation meets opportunity” - Seneca [Roman philosopher] It has been within this line of thinking that Steve prepared the space for growth and as a result has seen his business climb to the 7-figure level; with it well on its way to another quantum revenue expansion. If you too are ready to scale your business as Steve has you won't want to miss this episode. Grab your favourite pen and paper and get ready to make notes on what it takes to see your own quantum expansion. Ursula's Takeaways: Intro (00:00) Raised As An Entrepreneur (3:14) Business Startups (9:43) Working On The Business (13:37) Hiring Is A Multiplier (18:27) Make It Scalable (28:38) Vision Exercise (32:40) Keep Your Current Clients (35:27) Connect with Steve Vetter Website: http://www.computersolutions.com (www.computersolutions.com) Facebook: https://www.facebook.com/ComputerSolutionsLLC/ (https://www.facebook.com/ComputerSolutionsLLC/) LinkedIn: https://www.linkedin.com/company/computer-solutions-llc (https://www.linkedin.com/company/computer-solutions-llc) Instagram: @computersolutionsllc Twitter: @LabViewGuy  About Steve Vetter Steven got his undergraduate and advanced degrees in engineering from UIUC, and did his MBA studies at U of MN after moving to Minnesota. He was born an engineer and raised as an entrepreneur, now having started many companies including a few that were good successes, including being in the top half of the Forbes 500. He has two grown sons; both engineers. FREE GIFT: https://computersolutions.com/ursula/ (https://computersolutions.com/ursula/) Hire Your Own Help: https://www.busstopmamas.com/ (https://www.busstopmamas.com/) About Ursula Mentjes  Ursula Mentjes is an award-winning Entrepreneur and Sales Expert. She will transform the way you think about selling so you can reach your revenue goals with less anxiety and less effort! Ursula specializes in Neuro-Linguistic Programming and other performance modalities to help clients double and triple their sales fast.   Honing her skills at an international technical training company, where she began her career in her early twenties, Ursula increased sales by 90% in just one year. Just 5 years later, when the company's annual revenue was in the tens of millions, Ursula advanced to the position of President at just 27.  Sales guru Brian Tracy endorsed her first book, Selling with Intention, saying, “This powerful, practical book shows you how to connect with customers by fully understanding the sales process from the inside out. It really works!” Ursula is also the author of One Great Goal, Selling with Synchronicity and The Belief Zone, which received the Beverly Hills President's Choice award.  Her Podcast, Double Your Sales NOW, is available on iTunes, iHeartRadio and other outlets.  Ursula also serves as Past Statewide Chairperson of the NAWBO-CA Education Fund and Past President of NAWBO-CA. She is the recipient of the SBA's Women in Business Champion and a recipient of the Willow Tree's Extraordinary Example and Extraordinary Entrepreneur Awards, the NAWBO-IE ANITA Award, chosen as PDP's Extraordinary Speaker, PDP's Business Woman of the Year, the Spirit of the Entrepreneur Awards Finalist and the President's Lifetime Achievement Award from two Presidents.  She has shared the stage with bestselling author Loral Langemeier, Les Brown, Tom Antion, Lisa Nichols, Giuliana Rancic and many others!  Her clients include Aflac, Ebenezer and Fairview Hospitals, New York Life,...

Today's guest, Jean Ibañez Payne is the founder and owner of TI Verbatim Consulting (TIVC). Jean is a navy veteran with nearly 20 years of workforce training, culture assessments, strategic communications, program and risk management, diversity and inclusion programs TIVC  is a SBA 8a and 100% Hispanic, Service Disabled Veteran and Women Owned Small Business with three business core capabilities; Workforce Development, Translation and Interpretation and Workplace culture organization their mission is to “Help People Work Better Together”.  To be honest I didn't know what that meant in terms of a business model, but throughout the interview Ms. Ibanez Payne offers examples of how corporate and government clients use her teachings and workshops to retain great employees, win top talent, and improve the bottom line. TIVC has earned the trust of customers such as Dominion Energy in Virginia, Department of Energy, Department of Defense, Department of Treasury, Defense Logistics Agency, Department of Homeland Security, NASA and many others. What I can appreciate about her as an owner is that prior to us opening up for the interview she said to me I could ask any question that I wanted and she was not afraid to be vulnerable. Throughout the interview we discuss her morning routine, the latest Amazon purchase that made her happy, examples of translation service for the government, and life experiences that shaped her as a person and set the company on a path to success. Her firm is a GSA contract holder, Navy Seaport awardee, ISO certified and part of the SBA's exclusive 8a group. Hope you enjoy today's interview with our next Govcon Giant, Jean Ibañez Payne.

Shaylan Hurley texted me and said, I just quit my job and bought 2 companies…that will get your attention. We dive into mentors, finding deals, structuring deals, and how to stand out. Shaylan is also very good at attacking with full force his fear. Episode Resources Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 Connect with Shaylan Hurley https://www.linkedin.com/in/shaylan-hurley-064b52a5/ Sponsor: Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie 

Rick discusses the Don Cherry during 2 years later, juicy tips at SBA, Eichel trade, McJesus goal and the Leafs play as of late See acast.com/privacy for privacy and opt-out information.

The Toronto Maple Leafs host the Tampa Bay Lightning tonight down at SBA. Mike DiStefano breaks down the matchup and gives his best-bets via BetOnline.ag. Then he discusses a report of the Leafs talking trade with their defencemen. Then Mike gives his thoughts on the Eichel deal. Learn more about your ad choices. Visit podcastchoices.com/adchoices

130: How Do You Prepare for Nonprofit Leadership? (Manuel Campbell)SUMMARYWhen funders approach you and ask, “why do we need this organization?” are you able to answer with more than just passion?  Seasoned nonprofit leader, Manuel Campbell, shares what it takes to go from a passion project to a strategic case for support to benefit your community and maintain a sustainable, upwardly mobile, and fully-funded nonprofit organization. In episode #130 of the Path Podcast, we discuss key steps to organizational success, from recognizing an unmet need to successfully managing a nonprofit to serve the needs of your community.  Manuel shares strategies to successfully establish credibility through your board, staff, community relationships, funders, and vendors to make your nonprofit not only sustainable, but impactful.ABOUT MANUELManuel is the Founder and CEO of ASPIRE Community Capital, a nonprofit organization committed to empowering entrepreneurs from underserved communities through business training, coaching, development and access to capital. He is responsible for organizational growth through securing and activating community partnerships, fundraising strategies, board development and program development. Manuel is also a leading local voice on diversity, race and inclusion in entrepreneurship and a community advocate for low-to-moderate income business owners through participation on panels and partnerships with a diverse range of for-profit and nonprofit organizations. He is often asked to share his perspective regarding the issues that challenge small businesses and the effects of these challenges on economic and social development. Manuel held the positions of senior risk manager, financial analyst and investment banking analyst for Bank of America Securities and Wachovia Corporation and is the founder of Anderson, Campbell and Associates, a consulting firm focused on assisting small business owners in accessing capital through private placement, SBA financing and private equity transactions.EPISODE TOPICS & RESOURCESRonnie Bryant's book Driving from the BackseatRonnie Bryant's episode #23 on the Path PodcastLearn more about ASPIRE Community CapitalReady for a Mastermind?  Apply Today!

As we are starting to wrap up 2021 and looking ahead to 2022 it's so important to be in the space of believing that we can create the life and business of our dreams.  For many of us, coming through the pandemic has stopped our dreaming and wishing. It has broken our wands and that makes my heart sad. At the same time I have also been around people who have had their best year yet and are on track to do even better next year. Whether you currently feel successful or that you are just coming up, the key to creating the business of our dreams is to get clear on exactly what it is that we want. … so pull up a chair, grab a pen and paper and join me to learn more about what it takes to really manifest the life, business and quantum revenue expansion you've always dreamt of. Ursula's Takeaways: Intro (00:00) The One Week Goal (8:44) Chronic People Pleaser (13:45) Have A Team (19:12) JOIN ME | Virtual One Great Goal Retreat on November 9th: https://www.ursulainc.co/one-great-goal/ (https://www.ursulainc.co/one-great-goal/) About Ursula Mentjes  Ursula Mentjes is an award-winning Entrepreneur and Sales Expert. She will transform the way you think about selling so you can reach your revenue goals with less anxiety and less effort! Ursula specializes in Neuro-Linguistic Programming and other performance modalities to help clients double and triple their sales fast.   Honing her skills at an international technical training company, where she began her career in her early twenties, Ursula increased sales by 90% in just one year. Just 5 years later, when the company's annual revenue was in the tens of millions, Ursula advanced to the position of President at just 27.  Sales guru Brian Tracy endorsed her first book, Selling with Intention, saying, “This powerful, practical book shows you how to connect with customers by fully understanding the sales process from the inside out. It really works!” Ursula is also the author of One Great Goal, Selling with Synchronicity and The Belief Zone, which received the Beverly Hills President's Choice award.  Her Podcast, Double Your Sales NOW, is available on iTunes, iHeartRadio and other outlets.  Ursula also serves as Past Statewide Chairperson of the NAWBO-CA Education Fund and Past President of NAWBO-CA. She is the recipient of the SBA's Women in Business Champion and a recipient of the Willow Tree's Extraordinary Example and Extraordinary Entrepreneur Awards, the NAWBO-IE ANITA Award, chosen as PDP's Extraordinary Speaker, PDP's Business Woman of the Year, the Spirit of the Entrepreneur Awards Finalist and the President's Lifetime Achievement Award from two Presidents.  She has shared the stage with bestselling author Loral Langemeier, Les Brown, Tom Antion, Lisa Nichols, Giuliana Rancic and many others!  Her clients include Aflac, Ebenezer and Fairview Hospitals, New York Life, Paychex and more!  She holds a B.A. in Psychology and Communication from St. Olaf College and an M.S. in Counseling Psychology from California Baptist University. Social Links: LinkedIn: https://www.linkedin.com/in/ursulamentjessalescoach/ (https://www.linkedin.com/in/ursulamentjessalescoach/) Facebook: https://www.facebook.com/UrsulaSalesCoach (https://www.facebook.com/UrsulaSalesCoach) Instagram: @ursulaincorporated! Twitter: @ursulamentjes Join Quantum Revenue Expansion Private Facebook Group: http://www.facebook.com/groups/quantumrevenueexpansion/ (www.facebook.com/groups/quantumrevenueexpansion/) Thanks for Listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others would love to listen, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode, or want to be a guest on the show? Leave a comment in the section below or visit the website to contact me! Follow The Podcast If you would like to get automatic updates of...

Jayson Lowe left corporate Canada/America in 2008 and never looked back. This is a fun conversation around all things entrepreneurship, grit, and starting with the end in mind. We dive into… — Making the leap to entrepreneurship — Why Hiring Coaches and Mentors is crucial — Pressure is a Privilege — How to manage multiple companies at once You can learn more about Jayson below. Episode Resources Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 Jayson Lowe: Banker's Vault - https://www.youtube.com/c/TheBankersVault Wealth without Baystreet - https://www.youtube.com/channel/UCj8ZlieHodxhD0vC75-rq0g www.ascendantfinancial.ca www.wealthwithoutbaystreet.com www.canadaprepandship.com www.easyfda.com Sponsor: Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie 

What is the technology strategy for the U.S. Small Business Administration (SBA)? How is it using technology and innovation to change the way it does business? How has SBA adjusted its operations to meet the demands of its pandemic recovery mission? Join host Michael Keegan as he explores these questions and more with Sanjay Gupta, Chief Technology Officer at the Small Business Administration (SBA).

In episode 383 of Financially Simple, Justin talks to Matteo Valles a Business Broker at Sunbelt Network. Having a Broker on your side when it comes to selling your business might seem unnecessary, but the value that they can add in helping value the business, assisting getting prepared for sale, and with the sale itself far outweighs any costs. In this episode, Justin and Matteo look at the transaction process from both the seller and buyer's point of view, and give some insight into the complexities of the undertaking. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 00:42 - The Business Process: Transitioning, Selling, and Buying, with Matteo Valles 02:04 - A Typical Transaction 03:39 - Intangible Assets 04:59 - Valuation 06:51 - What to Focus on as a Seller 08:30 - Looking to Buy 10:19 - Are You Really Prepared 11:51 - Expectations vs. Reality 13:08 - Banks vs. SBA vs. VCs 14:41 - Recommended Reading 15:56 - One Piece of Advice 18:09 - Strategic Buyers 18:51 - When Should a Business Owner Approach a Broker 19:36 - Wrap Up _________________   USEFUL LINKS: Work with Our Team Episode Links (Guest etc.) Blog Links (Delete spaces) Matteo Valles, LinkedIn Sunbelt Business Brokers Matteovalles.com mvalles@sunbeltnetwork.com How Did You Do It Truett??, S. Truett Cathy Financially Simple on YouTube Advance Child Tax Credit Payments in 2021 Subscribe to the Financially Simple Newsletter   NEW Book: Your Baby's Ugly - Maximize the Value of Your Business NOW or You Will Have Nothing to Sell Later _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. To learn more about our credentials and awards, please visit https://heritageinvestor.com/awards-certifications/. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

What is the technology strategy for the U.S. Small Business Administration (SBA)? How is it using technology and innovation to change the way it does business? How has SBA adjusted its operations to meet the demands of its pandemic recovery mission? Join host Michael Keegan as he explores these questions and more with Sanjay Gupta, […]

“When you learn what you have to do, and you understand how it works, the path of least resistance is laid before you to help move on.” Rob Lougee Access to information is a primary factor to ensuring that veterans going through tough situations receive available assistance. Our guest today has been working with the disabled veterans for a long time to help them set up successful businesses and careers. Rob E. Lougee, a service-connected disabled veteran of the Persian Gulf War, was appointed Assistant National Employment Director of the 1.3 million-member Disabled American Veterans (DAV) in March 21, 2016. From the DAV National Headquarters located in Cold Spring, Kentucky, Mr. Lougee manages special employment initiatives and works with private and public sector entities to develop and build partnerships to address joblessness and underemployment, as well as facilitate job fairs and lead efforts to connect veterans and transitioning service members to employers. A Boston native, Mr. Lougee enlisted in the U.S. Army in 1983 and served until 1992 in the First Armored and First Calvary Divisions, attaining the rank of specialist. His awards included the Meritorious Service Medal, Army Commendation Medal, Army Achievement Medal, Southwest Asia Medal with three bronze stars and the Kuwait Liberation Medal. Mr. Lougee joined DAV's professional staff as a National Service Officer Trainee in 1993. Three years later, he was promoted to National Service Officer Supervisor and served as a National Area Supervisor from 2002 to 2008 until an appointment to serve as Adjutant and Executive Director for the DAV Department of Colorado. Mr. Lougee returned to serving as a National Service Officer Supervisor and National Area Supervisor following more than a year in the Department of Colorado's top post. He is a life member of DAV Chapter 19 in Cold Spring, Kentucky. Mr. Lougee studied business at Central Texas College. He lives in Hebron, Kentucky. He has a daughter named Amanda living in Colorado. In today's episode, Rob will talk about his work caring for disabled veterans and the various resources that they can leverage for their good. Listen in! Social Media; LinkedIn link: https://www.linkedin.com/in/rob-lougee-9710526 Most of the males in my family all served in the military and I joined the military back in 83. [12:54] I was blessed to be able to serve in outstanding military units and came back thankfully with all my appendages. [3:18] The military taught me so much about my ability to endure the unknown and to think strategically, to understand what commitment is, and to think on my feet. [3:38] I've been with the DAV now professionally for 26 years and I enjoy taking care of my fellow veterans and their families. [4:28] We give disabled vets a chance and we try to take care of them through the many programs and services that we have. [5:05] It is my pleasure to try to engage veterans and meaningful employment opportunities and provide them the tools and the information to get it. [5:27] I always encourage all people who have served in the military to register with the VA, regardless of whether they need the assistance or not. [7:46] Every veteran that wore the uniform, put their lives out there for their country, whether they actually went to war or not and so deserve all the benefits that they are entitled to. [8:49] The DAV wants to engage with any entity that is interested in hiring veterans and here many companies that have hired veterans. [10:27] I ask veterans to keep an open mind, not just think about what they did in the military but understand their capabilities and take a chance every now and then. [11:59] You may not always get what you want or what you think you need, but you have to start somewhere. [12:17] Predominantly, a lot of us join the military start right after our 18th birthday and often don't know what we want to do with our lives. [13:55] During your military journey, you realize your capabilities and the different things about yourself, and you learn to grow like everybody else does. [14:14] The military culture is a little more stringent where people are trained very specifically to do their [14:28] You should volunteer for every school the military is willing to send you to because at the end of the day, that's going to help you when you get out of the military. [14:46] Commercial Break. [15:22] The proportion of service disabled veteran owned small businesses. versus civilian businesses how that we have a greater percentage of just under 9% are veteran owned. [19:56] We are hoping that more veterans are engaged through entities such as SBA in different levels help them set up their business. [21:00] 45% of veterans that are leaving the military are more likely to think about beginning their own small business and one out of 10 small businesses in the US is veteran owned. [22:09] The skill set of problem solving is probably the greatest attribute that a veteran entrepreneur possesses. [22:47] We are working diligently through several government entities to try to level the playing field and get the privileges that minority groups are entitled to. [24:08] One of the issues that you have in small business world is that you have small businesses that fail, because they don't understand the business concept of small business. [26:38] We have a lot of resources out there to help veterans, whether disabled or not and even women veterans. [27:14] I want to ensure that every veteran that has an idea and wants to explore it have the information they need to go down that path to see if it is for them or not. [27:42] Regardless of whether you are a non-profit or for profit, to be in business for 100 years is an achievement. [29:53] We are very excited to be able to finally celebrate our centennial celebration where September 26, and 27th will be the major dates. [30:36] You always want to make sure that you're trying to do it better than the generation before you and da v has a track record of doing it better. [31:27] We understand that you have to evolve and so we're very proud of the fact that we've been able to stand the test of time. [31:38] We welcome all veterans out there that may want to become a part of our group, we can help find them find something to do within their capability level. [32:19] We live in a technological age and we have to maximize the potential of that not only for our donors sake, but for reaching out to that veteran or a service member. [33:19] When you learn what you have to do, and you understand how it works, the path of least resistance is laid before you to help move on. [33:38] They'll always be issues with transitioning out of the military and so we try to put that in some type of context. [34:11] Any veteran that is thinking about getting in or starting a business, there is a bunch of different resources available to help you push forward. [36:25] The VA has the office of small and disadvantaged business utilization; SBA has the Veterans Bennet business development. [36:38] The OVBV has an office that guides members through all the steps and starting a business; and the Institute of Veterans and Military Families which teach veterans and their families how to start and run a business. [37:00] There is also entrepreneurship bootcamp for veterans and patriot bootcamp who assist military members to creators, innovators and entrepreneurs. [37:52] We also have the Women Veteran Entrepreneurship for women veterans and the GSA who have a federal surplus for personal property donation program. [38:47] Think outside the box because you are capable of doing much more than what the military ever taught you. [41:35] ……………………………………. Thank you to our April Sponsor: Entrepreneur's Guide to Financial Well-Being or Wayne Titus Imagine starting a long journey without a map…or even a clear idea of the obstacles ahead. That's exactly what it's like for entrepreneurs who start companies with a lot of passion, but without the financial expertise to grow and scale their businesses and create long-term wealth for their families.  Wayne Titus shows you how to find a financial adviser who can help you map a better journey. In his book, The Entrepreneur's Guide to Financial Well-Being.  With the right adviser at your side, you'll have the freedom to focus on what really matters to you. Get The Entrepreneur's Guide to Financial Well-Being at Amazon.com and in the virtual bookstore on the Shock Your Potential app.

If you are looking at businesses for sale, you'll notice a lot of add-backs. Some will make sense and others won't. You need to educate yourself on how to dig through the data. In the end, the buyer needs to operate the business the same way the seller operates the business. "Owner add-backs are items that they claim you should not need to pay once the owner leaves the business" - Michell Baldrige Episode Resources https://quietlight.com/3-types-of-addbacks/#ftoc-the-3-levels-of-addbacks-for-ecommerce-businesses https://www.dummies.com/business/corporate-finance/mergers-and-acquisitions/what-add-backs-are-legitimate-in-an-ma-deal/ http://letsbuyabusiness.com/video https://www.liveoakbank.com/ Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 Sponsor: Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie 

This mini-series has been walking you through the mental and executable actions in becoming an entrepreneur. Today, we are finally going to talk about part of "how," as in how to start your business. Specifically, how do I fund my business? Before I go any further, please go talk to a banker and an attorney. I'm going to speak from my experiences and perspective, but their guidance should be considered the ultimate authority. That said, how do you get working capital? There are several ways. First and foremost, you need to create a business plan like we discussed last week. No matter if you are 100% self-funded or seeking funding, you need a business plan. The plan is your rationale for the business, the projected expenses and revenue, etc. This is critical as you will follow this plan as you launch your business and scale it over the next 3 years. Once you have your plan, you can decide which funding path you feel most comfortable with. Here are the most common funding pathways: You have savings, a 401K, etc. that you can access. Self-funding is by far the easiest pathway to access working capital. You can pull money out of savings to start your business. You can take your 401K and use that as seed money if you so choose (there are banks that can help you create a C-corp and use this funding without tax implications--but again, talk to a financial representative to learn more). You have home equity or other lines of credit you could tap into by refinancing your home or execute a HELOC in order to create capital. If you are fine with a higher monthly mortgage rate and this action is one you are comfortable with, then consider this as an option. A bank loan or SBA loan. For small businesses, SBA loans are the most common. Know that they can have higher interest rates, around 5% or more. You must put between 10-20% down, out of your pocket. Last but not least, they will put liens on all of the property you own: cars, homes, land, etc. You will put up a certain percentage, the bank another percentage, and the SBA will cover the bulk of the loan. The SBA doesn't loan you the money, they simply become a guarantor of the money should you default. Normally they guarantee about 70-80% of your loan. You must have strong credit, around 700 or higher. The assets you have need to be worth enough for the bank to feel comfortable loaning you a reasonably large sum of money. While there Investors. Decide how much money you will need from an investor or investors (use your business plan!) and then decide when you will need it. For example, do you need $100,000 investment in the first year, then you project in year 2 you will need a $500,000 investment to buy property/land and build a building? Decide how many investors you are willing to take on, the percent ownership of the company, and if you want them to b a silent partner or an active partner. Last but not least, know that you can do a combination of any/all of these pathways. There is no wrong answer, just the one that gets you the money you need, when you need it, in a way that makes you feel most comfortable. Your last challenge of the series is to decide the pathways of investment you are comfortable with and will pursue for your business. Note, I never got into the legal creation of an entity, a sales process, or HOW to run a business. These are executable pieces once you have committed to becoming an entrepreneur. Committing is the hardest part and that's exactly what you just worked through this month! If you have business-specific questions, reach out to me at katrina@legendleaders.com. I'm here to support you! Be Legendary!

Starting a new business is one of the most exciting and nerve-wracking moments in a person's life. The stakes are high: depending on your situation, your whole net worth could be on the line. So how can you make sure that you're in a position to succeed? On this episode of In Good Companies, we're talking business beginnings—the things you can do to prepare for what's ahead. Guests Alan Thomes (Managing Director of SBA Banking, Cadence Bank) and Allan Adams (State Director, University of Georgia SBDC) join us to discuss bulletproof business plans, funding options, and developing relationships with key stakeholders. Together, we'll uncover key resources, like expert consultation (for free!) from the Small Business Development Center and low-risk loans through the Small Business Administration. You'll learn who you need to talk to and how to avoid the pitfalls of overexcited entrepreneurship. Business isn't a sprint, it's a marathon—and nobody rolls out of bed and runs a marathon without training. Preparation is essential and the more prepared you are, the more confidence you'll have as issues arise. So let us guide you to the starting line, and when the bell rings and you open your doors, you'll be ready.       Highlights: The dangers of overexcited entrepreneurship (2:07) Doing your homework (5:41) How the SBDC helps entrepreneurs (7:10) Crafting a business plan (11:09) The 5 C's of Credit (12:11) How a solid business plan can open doors (14:19) Funding options (15:22) Introduction to the SBA and 7a Loans (18:24) Why you need to create a relationship with your lender (22:51) Think of your bank as a partner (24:43) Links: Cadence Bank Website Cadence Bank Twitter Cadence Bank LinkedIn Cadence Bank – SBA Loans Small Business Administration Website SBDC (Small Business Development Center) Website University of Georgia SBDC Website University of Georgia SBDC Twitter Allan Adams LinkedIn  Alan Thomes LinkedIn  Feedback:If you have questions about the show or topics you'd like discussed in future episodes, email our producer, andrew@lowerstreet.co

Give us about ten minutes a day and we will give you all the local news, local sports, local weather, and local events you can handle.   SPONSORS: Many thanks to our sponsors... Solar Energy Services because solar should be in your future! The Kristi Neidhardt Team. If you are looking to buy or sell your home, give Kristi a call at 888-860-7369! Scott Gibson for Ward 2 And NOW OPEN in Annapolis, Rehab 2 Perform! Today...The Annapolis and Anne Arundel County police departments are investigating three shootings over the past few days. The Anne Arundel County Food Bank has distributed some of the recalled onions to area pantries. The SBA has set up an office to help business and homeowners and renters who suffered damages in the tornado. Downtown businesses are prepping for Midnight Madness nights and more. Navy slid to 1-6 with a heartbreaking loss to #2 Cincinnati.  Just One Sweater bonus pod coming up! Ann Alsina from CovingtonAlsina is here with your  Money Monday Report And as usual, George from DCMDVA Weather is here with your local weather forecast! Please download their APP so you can keep on top of the local weather scene! The Eye On Annapolis Daily News Brief is produced every Monday through Friday at 6:00 am and available wherever you get your podcasts and also on our social media platforms--All Annapolis and Eye On Annapolis (FB) and @eyeonannapolis (TW) NOTE: For hearing impaired subscribers, a full transcript is available on Eye On Annapolis Authority: Friends of Scott Gibson; Sandy Crosier, Treasurer

Natalie Cofield is the Assistant Administrator for the Small Business Administration (SBA) Office of Women's Business Ownership, and she joins the show with exciting news to share: a new Women's Business Center has opened in Tulsa, OK, making it the 139th center across the country. These centers seek to provide resources to help women entrepreneurs start and grow their businesses. And beyond what it will provide for the community, it's also a historic beginning, 100 years after the Black community in Tulsa's Greenwood district, known as “Black Wall Street,” was destroyed in a racist attack that took the lives of approximately 300 Black Americans, and countless homes and businesses were destroyed. To learn more about SBA's programs and services for women entrepreneurs, visit www.sba.gov/women. To find other WBC locations and additional SBA resources, visit www.sba.gov/tools/local-assistance. Executive Producer: Adell Coleman Producer: Brittany Temple Distributor: DCP Entertainment For additional content: makeitplain.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Pay off your SBA 7a with an SBA 504 Loan In a hurry? Book a call with Beau - https://calendly.com/beaueckstein/15-... Two types of SBA loans: 504 and 7a Though SBA CDC/504 loans tend to be conflated with real estate, they are really designed for anything that you log under “property, plant, and equipment.” This means you can use them for purchasing or renovating commercial real estate or for purchasing equipment.

Is The SBA 7a Loan the Best Option for Your Business?

How to Refinance an SBA 7a into an SBA 504 Up until recently, you couldn't refinance an SBA 7a into an SBA 504. But that's all changed! Now, you can. And it's worth exploring, as you can save oodles in interest. The rules for the SBA 504 loan just got changed and it will allow you to refinance your SBA 7a loan into an SBA 504 loan. This was not allowed up until now unless you were doing a lot of additional business expansion. THIS IS HUGE NEWS! Most SBA 7a rates on properties are adjustable in the 6% range (currently). However, current blended SBA 504 rates are in the fixed four percent range. If you could save two percent, would you do it? Of course you would! NOTE that SBA 504 loans are for real estate and equipment only. Business-only loans aren't eligible for this program. If a borrower owns the real estate that their business is on, and they are in the SBA 7a program, they will save thousands of dollars over the life of the loan! For example, on a one million dollar loan, the savings would be around $1,500 a month. Think of it this way: To pay that extra $1,500 (every month), you would have to earn $15,000 MORE in sales if you run a ten percent profit margin. Put another way, you can sell LESS and make MORE if you convert your SBA 7a into an SBA 504 loan, due to the net decrease in interest payments you'll be making. Sound good, find out more here - book a call with Beau - https://calendly.com/beaueckstein/15-...

In this special episode of Game Changers, you go 1-on-1 with Michael LeJeune to talk about the SBA OIG Challenges Report for FY2022. This report highlights eight specific challenges that the SBA has identified and is working on. In this podcast, I talk about three of those challenges. Challenge 1: Fraud with Economic Relief Programs, Challenge 2: Inaccurate Procurement Data and Eligibility Concerns in Small Business Contracting Programs Undermine the Reliability of Contracting Goal Achievements, and Challenge 5: SBA's Management and Monitoring of the 8(a) Business Development Program Needs Improvement. You can read the report here: https://www.sba.gov/sites/default/files/2021-10/SBA%20OIG%20Report%2022-02.pdf ----- Federal Access is helping Government Contractors win more contracts. It can help you too. Here's a special offer. Visit https://federal-access.com/gamechangers today and get started for just $29. *You are going to get access to a digital copy of the Government Sales Manual. * Over 85 strategy videos * More than 30 webinars * 300 documents and templates AND * SME support. So when you run into an issue, you can email me directly for help. Go check out this special offer today at https://federal-access.com/gamechangers

In our Series 'An EPIC Guide to Community Building' host Scott M. Graves introduces us to his partner Ethan DeSota, founder of Exponent Construction Group and partner in EPIC, LLC. This special series of SMG's 'Are We Here yet?' podcast explores the financialisation of our economy and how that is effecting the real estate markets. We set the stage in Episode one describing the very real issue of wealth transfer through the liquidation of residential property that occurs in recessions. Our guest is Dan Crowley, a forty year veteran of community banking and consultant to real property owners and developers for acquiring SBA and HUD financing. Dan cut right to the chase. When asked whether we are experiencing a man-made manufactured downturn in order to take wealth away from the most vulnerable, he didn't mince words. "I think It's pre-engineered intended shifts in wealth." So we start off our series setting the stage for what we think is coming in the market and why that's so. But lest you think we'll only focus on the storming days ahead, we hope to offer in the remainder of the series perspectives and sometimes direct solutions so you can navigate our unstable economic landscape to find your own way of building wealth and meaning. For your own life.

Time and time again buyers evaluate businesses on a few main criteria. It's called the 4 Pillars of Value and it helps determine whether a business has a high multiple or lower multiple. 1. Risk Mitigation 2. Growth Prospects 3. Transferability 4. Documentation / Verifiability This is a framework from Quiet Light which I've linked to their blog below. Episode Resources Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 https://quietlight.com/four-pillars-infographic/ Sponsor: Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie 

Themes from Mike's interview: Acquiring a second landscaping business Dropping customers to grow  Developing a playbook for operating a landscaping business Treating your employees right Downsides of SBA loans and traditional search funds The invaluable resource of keeping the previous owner in the biz Viewing landscaping from a logistics perspective Why landscaping businesses are great acquisitions Reach Mike at:LinkedIn

Matthew Pollard is an internationally recognized consultant, speaker, blogger, author, mentor, coach, and serial entrepreneur with five multi-million dollar business success stories under his belt, all before the age of 30. He is the founder and CEO of Rapid Growth, LLC, dedicated to achieving maximum ROI for businesses of all sizes. Though his client list includes multiple Fortune 500 companies, his real passion is helping small business owners end the overwhelm, eliminate the stress and guesswork, and get on a clear path to Rapid Growth. Called “the real deal” by Forbes, his methods have transformed over 3500 businesses to date.This commitment to a job well done, combined with his father's favorite saying, “Damn the torpedoes, full speed ahead!” set the stage for Matthew's entire life. Things did not come easily for him, but he made his success possible by charging on, creating inventive solutions to problems, and never giving up.Matthew believes that there's something heroic about a person with the talent, passion, and belief in themselves to launch a business. Owning a business can be exciting, liberating, and lucrative. But all too often, it can be overwhelming, stressful, and resource-draining.Matthew loves the process of helping a business determine its exact right message and niche. He loves sharing the simplicity of a sales process that gets results. Most of all, he loves being a part of a transformation that brings relief, joy, excitement, and empowerment to business owners.It's the drive to give back that keeps Matthew energized. His passion for helping small business owners was the motivation behind founding the annual Small Business Festival, named a Top-5 must-attend business conference by INC. Sponsored by Facebook, GoDaddy, Google, Capital One, and the City of Austin, SBF provides free education, training, and workshops by world-class speakers and business leaders, all completely free, to over 8500 attendees, just in its first two years. Matthew is proud to have earned four government proclamations and an endorsement from the SBA as a result of the Festival's contributions to the small business community.A lifelong introvert, Matthew often struggled to fit into an extroverted world. Never was his challenge as an introvert greater than that first door-to-door sales job; that's when Matthew recognized that the business world is largely geared toward extroverts and that he'd have to harness a different skill set in order to succeed.Since then, Matthew has come to believe that his introverted qualities have directly led to his success, not impede it. He is on a mission to erase the stigma around introversion and to empower introverts to recognize and leverage their innate strengths and abilities.Learn more about Matthew at MatthewPollard.com and connect with him on LinkedIn.

Andy and Jessica welcome you to another episode of The Deal Board Podcast. In today's episode, they are discussing what to do when, without anticipation, the seller or the buyer is forced into a negotiation and how to slow down and strengthen your position in order to reach the best possible outcome. They are also accompanied by Aurora Winter, who is an expert in human communication, which is really the basis for everything we do, both in life and in business.   Listing of the week: Marty Fishman (South Florida) is selling sign, print, and specialty vehicle rep business established for 12 years; the owner is ready to retire and has hundreds of clients. The business is making over $1 million in sales and $275,000 of profit. The owner is asking for a 50% down payment. Call Marty at (954) 296 2995 or email mfishman@tworld.com     Key takeaways: [1:57] Tip #1: Stay silent and calm. [2:58] Tip #2: Walk away. [4:06] Tip #3: Ask a calibrating question. [5:32] Tip #4: Setting an extreme anchor. [6:44] Tip #5: You can pivot. [8:50] Tip #6: Flinch! Show you are in some kind of distress. [14:22] Deal of the week: Gary Goldwasser (Rocky mountain) just sold an advertising agency to a strategic buyer who was also in the advertising industry, with an SBA loan; it sold at three times SDE. Price: $500,000. [15:54] Aurora Winter joins the podcast to share some tips about the art of negotiation. [16:34] Aurora shares about her career journey. [17:49] What does it mean to communicate more powerfully? [20:34] Why do people tend to overlook the power of communication? [22:08] Aurora talks about the neuroscience of communication. [24:06] How to communicate with the reptilian brain first, then the midbrain (the social one), and later with the part that makes the decisions. [28:20] People buy with emotion. [29:10] Look for the right fit. [29:40] Aurora shares a great story. [33:50] Aurora shares another example. [35:18] Learning to negotiate and communicate is a process, you need to continuously practice it. [35:56] Aurora speaks about the importance of framing. [39:01] Aurora talks about her latest book. [40:27] Listing of the week: Marty Fisherman (South Florida) is selling sign, print, and specialty vehicle rep business established for 12 years; the owner is ready to retire and has hundreds of clients. The business is making over $1 million in sales and $275,000 of profit. The owner is asking for a 50% down payment. Call Marty at (954) 296 2995 or email mfisherman@tworld.com   Mentioned in this Episode: The Deal Board Podcast Subscribe to The Deal Board Podcast YouTube Channel United Franchise Group Transworld Business Advisors Transworld on Linkedin Transworld on Facebook Call us — (888) 711-9018 Email us thedealboard@tworld.com   Never Split the Difference: Negotiating As If Your Life Depended On It, by Chris Voss with Tahl Raz   Email Gary Goldwasser at ggoldwasser@tworld.com or call (303)740-7420 Check Aurora Winter's published books Aurora Winter on Linkedin Call Marty Fishman at (954) 296 2995 or email mfishman@tworld.com Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

The Melanie White you will meet on today's interview is a 4th generation CEO of her family's business, Hellwig Products, but her journey definitely didn't start out at the top. While simultaneously working on her degree in psychology and working at a bakery,  Melanie's desire to be in outside sales was born. After seeing and listening to the sales reps that came through the family business, Melanie decided she wanted to have a go at impacting people through sales also. Her timing was perfect; Hellwig Products needed an outside salesperson to do their cold calling, Melanie saw the opportunity and raised her hand. Cold-calling was a gruelling experience and very quickly she learned she had to know more than the people she was selling to and figure out how she needed to talk to them if she wanted to make the sale. Hearing “no” was commonplace Melanie quickly developed a thick skin. Through tears, perseverance and the knowledge that she was made for more, Melanie forged ahead and fought against everything that worked to keep her small. From sales rep to CEO Melanie's story is one of inspiration to never give up, find new ways to improve the old and no matter how difficult it is keep going until you reach the top. So grab a pen and your favourite notebook and get ready to lay out the plans for your own quantum revenue expansion! Ursula's Takeaways: Intro (00:00) Be Knowledgeable (8:55) 4th Generation CEO (12:28) Definite Benefit To Being Woman Owned (16:28) Sale Went To A Trickle (22:25) My Biggest Goal For A Month (30:45) We Have Core Values As A Company (37:05) About Melanie White Melanie White is CEO and 4th Generation of Hellwig Products. The automotive suspension manufacturing company was started by her great grandfather and grandfather in 1946. Melanie joined the team 15 years ago, and as she has risen in the company she has been able to influence more growth. The company will triple in revenue this year from 12 years ago. Connect with Melanie White Website: http://www.hellwigproducts.com (www.hellwigproducts.com) Facebook: https://www.facebook.com/hellwigproducts (https://www.facebook.com/hellwigproducts) LinkedIn: https://www.linkedin.com/in/melaniehellwigwhite/ (https://www.linkedin.com/in/melaniehellwigwhite/) Instagram: https://www.instagram.com/hellwig_products/ (https://www.instagram.com/hellwig_products/) About Ursula Mentjes  Ursula Mentjes is an award-winning Entrepreneur and Sales Expert. She will transform the way you think about selling so you can reach your revenue goals with less anxiety and less effort! Ursula specializes in Neuro-Linguistic Programming and other performance modalities to help clients double and triple their sales fast.   Honing her skills at an international technical training company, where she began her career in her early twenties, Ursula increased sales by 90% in just one year. Just 5 years later, when the company's annual revenue was in the tens of millions, Ursula advanced to the position of President at just 27.  Sales guru Brian Tracy endorsed her first book, Selling with Intention, saying, “This powerful, practical book shows you how to connect with customers by fully understanding the sales process from the inside out. It really works!” Ursula is also the author of One Great Goal, Selling with Synchronicity and The Belief Zone, which received the Beverly Hills President's Choice award.  Her Podcast, Double Your Sales NOW, is available on iTunes, iHeartRadio and other outlets.  Ursula also serves as Past Statewide Chairperson of the NAWBO-CA Education Fund and Past President of NAWBO-CA. She is the recipient of the SBA's Women in Business Champion and a recipient of the Willow Tree's Extraordinary Example and Extraordinary Entrepreneur Awards, the NAWBO-IE ANITA Award, chosen as PDP's Extraordinary Speaker, PDP's Business Woman of the Year, the Spirit of the Entrepreneur Awards Finalist and the...

Jim Oliver has quite the entrepreneurial journey. He owns 22 businesses. Yes, 22 businesses. Jim finds great talent and then overpays them. We spend most of our time on what is known as infinite banking. We dive into… - What infinite banking is - How it works to buy more cash flow producing assets - Cash Flow vs Savers You can follow Jim here at CreateTailwind.com and the Breakaway Wealth Podcast. Episode Resources Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 Jim's Website - www.createtailwind.com YouTube - https://www.youtube.com/channel/UCapodHWwvTZzkSsULCylieQ Breakaway Wealth Podcast: - https://podcasts.apple.com/us/podcast/breakaway-wealth-podcast/id1438575465 Sponsor: Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie 

Are you looking to invest in a franchise, but you're on a tight budget? Are you willing to spend no more than $30,000 on your initial investment? Browse our listings below to see some of the top franchises for sale at Under $30,000. You can also obtain an SBA loan for a franchise and invest as little as 30% of the total investment amount. If you are looking for more information, you can connect with us through our networks: https://www.vettedbiz.com/ https://www.linkedin.com/company/vettedbiz/ https://www.facebook.com/vettedbiz

Jennifer Anderson is a listener of the podcast. She's super cool and has a traditional career but on the side has bought, built, and now SOLD an online business. Jennifer packs in the value and gold nuggets in this short episode. Episode Resources https://quietlight.com/ https://empireflippers.com/ https://feinternational.com/ https://www.bizbuysell.com/ https://flippa.com/ http://webequityshow.com/ https://investing.io/patey/ Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie 

Stephen Speer is the Founder and CEO of eCommerce Lending and Focal Point Lending. He has over 28 years of experience in the e-commerce lending space and is an expert in facilitating financial needs for entrepreneurs. His previous role as a lender in various financial institutions and his role as the Vice President for BankUnited Small Business Finance helped him acquire valuable acquisition tools.  He graduated from the University of San Diego in Business Administration. Stephen resides in Florida with his wife and children and enjoys watching Formula 1 racing.  In this episode… How can you present your business to potential buyers to achieve the greatest exit? As an entrepreneur, is there a way to navigate the loan process? Let's cut to the chase: the more buyers you have competing, the higher your exit will be. However, many entrepreneurs enter the exit of their business unaware of the potential for greater returns. Stephen Speer recommends you prepare your business by aligning your finances through verifying and using an e-commerce bookkeeper and prequalifying for an SBA loan. Stephen knows that as an entrepreneur, having the patience to grow and scale your brand can build up a greater financial exit — a few months can lead to a more significant increase. In this episode of the Quiet Light Podcast, Joe Valley and Chris Wozniak sit down with Stephen Speer, Founder and CEO of eCommerce Lending, to discuss the best practices for preparing for an SBA loan process. Stephen discusses how to avoid common mistakes when preparing for your eventual exit, the importance of regulating financial documents, and how to streamline your exit. Stay tuned!

165: Why Relationships are Key to Scaling Your Design Firm with Sarah Walker With me today on the podcast is Sarah Walker of Nuance Interiors in Washington State. Sarah has just opened high end showroom in the Pacific Northwest catering to builders and other designers. We are going to discuss her journey in design, how she chose to step out of the comfortable and take a risk, and what she would do differently next time. Topics Mentioned: Pre-planning Relationship building Luxury experience  Key Thoughts:   I think every designer needs some level of business class. It's understanding what it takes for that firm or your own firm to stay in business. Michele (08:35)   I would say a lot of my successes as a designer is who I know and who I'm connected with, and really supporting my vendors as they support me. Sarah Walker (15:48)    I also partnered with a Profit First accountant, and we actually review costs quarterly. I can categorize my expenses on a weekly basis so I'm really aware of what's going out, cost wise right now. Sarah Walker (30:28)   Another point is to look at the SBA loans like you did. Do you buy the building? Do you rent the building? There's a lot that goes into those conversations. Michele (34:10)   Contact Michele: Email: Team@ScarletThreadConsulting.com Facebook: Scarlet Thread Consulting Instagram: @ScarletThreadATL Website: ScarletThreadConsulting.com LinkedIn: Michele Williams Contact Sarah: Website: nuanceinteriors.com Instagram: @nuanceinteriors Facebook: nuanceinteriors Pinterest: nuanceinteriors Email: sarah@nuanceinteriors.com References and Resources: AIM Masterclass - Watch now 7 Figure Case Study - Download here Book Yourself Solid by Michael Port

Matt Putra is an eCommerce expert and fractional CFO for eCommerce brands. He's built, bought, and consults for many eCom brands. We dive into… — Typical eCom Margins — eCom Must-Haves (Gross Margin, Email Lists, Areas for Improvement) — eCom Nice to Haves (VIP Groups, 30% Customer Retention, 3 to 1 customer lifetime value over acquisition costs Episode Resources Connect with Ryan Condie http://linkedin.com/in/ryancondie http://letsbuyabusiness.com/ https://forms.gle/RRcXpe3dK7pNGqv16 Show Sponsor: Live Oak Bank is a seasoned SMB lender providing SBA and conventional financing for search funds, independent sponsors, private equity firms, and individuals looking to acquire lower middle-market companies. www.liveoakbank.com Lisa Forrest - Lisa.forrest@liveoak.bank 10 Step Video series to Finding a Company to Buy - http://letsbuyabusiness.com/video Ryan Twitter - https://twitter.com/RyanPaulCondie Connect with Matt Putra https://www.linkedin.com/in/mattputra?originalSubdomain=ca https://keepnaturewild.com/ https://www.eightx.co/ 

Olga Sagan is the Owner of the nationally renowned bakery, Piroshky Piroshky. Founded in Seattle's historic Pike Place Market, Piroshky Piroshky has offered handcrafted pies to loyal fans since 1992. An immigrant from Russia when she was 16, Olga arrived in America and faced many challenges overcoming language barriers and learning to navigate what it means to be a woman in a leadership role — something that was not encouraged in her home country. In 2006, Olga became part owner of Piroshky Piroshky and took complete ownership in 2017. Under her leadership, the bakery has grown to four locations and a food truck, teamed up with iconic Northwest businesses such as Field Roast, Uli's Famous Sausage, Tillamook, and Double R Ranch, and introduced a vegan line. Passionate about leadership, she got her SHRM Certification in 2018 and was picked by Puget Sound Business Journal as a “small business hero” in 2019. She was also chosen by the SBA as the 2020 “Washington Small Business Owner of the Year.” In 2020, she started Catch22Market, a free website aggregator that helps small businesses take their customers back. In this episode… Two of the most important character traits needed to build a thriving business are trust and transparency. Entrepreneurs need to be transparent about their products, businesses, and how they relate to other players in their industry. They also have to build trust with their customers and industry partners. Olga Sagan's desire for transparency led to the creation of Catch22Market, a website aggregator which helps put power back into small businesses. During the COVID-19 pandemic, she realized that many players in the food industry were losing a lot of business due to the shutdowns and were spending a lot of money working with third-party delivery apps to serve their customers. She, therefore, came up with the brilliant idea for Catch22Market that not only provides transparency but also helps build trust between businesses and their customers. Olga Sagan, the Owner of Piroshky Piroshky, is Andrea Heuston's guest in this episode of the Lead Like A Woman Show where she gets interviewed about her entrepreneurial journey and her desire to give power back to small business owners. Olga explains how she immigrated to the US, how she came to be the sole owner of Piroshky Piroshky, and how her website aggregator tool is helping businesses in the food industry thrive. Stay tuned.

  Listen, Subscribe, Share the Show, Donate. Help us keep this train rollin! Notes & Links from Today's Show drom.date/propreport. Partnership Among Federal, State, Local, Tribal and Territorial Law Enforcement to Address Threats Against School Administrators, Board Members, Teachers, and Staff (justice.gov)   Justice Department Addresses Violent Threats Against School Officials and Teachers | OPA | Department of Justice   FBI raids New York City police union office (msn.com)   (52) Andrews Wiggins claims he had to choose between getting vaccinated or not playing in NBA #Wiggins - YouTube   FACT SHEET: National Strategy for Countering Domestic Terrorism | The White House   FBI raids NYPD's SBA offices in mail and wire fraud probe: source (nypost.com)   U.S. Army investigating after Confederate flag is raised at barracks in Germany (msn.com)   Garland taps FBI in response to ‘disturbing spike' in threats against educators - POLITICO   (7) FBI on Twitter: "The #FBI can't fight cybercrime alone. It takes a whole-of-government approach, and we're happy to have @SecretService on our team. This month, we're working together to remind the public to stay #cybersecure. #BeCyberSmart https://t.co/SlHutvDPvP https://t.co/hsGQydt8CR" / Twitter   Secret Service, FBI Highlight Collaboration and Investigative Successes of 2021 | United States Secret Service   Cybersecurity Awareness Month — FBI   Cybersecurity Awareness Month | CISA   https://www.foley.com/en/insights/publications/2021/09/president-biden-mandates-vaccines-millions-workers https://www.cnbc.com/2021/10/04/southwest-airlines-employees-must-be-vaccinated-against-covid.html https://www.rt.com/sport/536654-andrew-wiggins-covid-vaccine-nba/?utm_source=feedly&utm_medium=rss&utm_campaign=RSS https://www.washingtontimes.com/news/2021/oct/4/merrick-garland-directs-fbi-target-school-board-th/?utm_source=RSS_Feed&utm_medium=RSS   The Propaganda Report on Rokfin CCDH Spreads Hate (with Help from Biden) | Rokfin The Propaganda Report on Patreon The Propaganda Report Store Support Our Sponsors! Donate... If you find value in the content we produce and want to help us keep this train rollin, drop us a donation via Paypal or become a Patreon. (links below) Every little bit helps. Thank you! And thank you to everyone who has and continues to support the show. It's your support that enables us to continue producing shows. Paypal Patreon Subscribe & Leave A 5-Star Review... Subscribe on iTunes Subscribe on Google Play Music Listen on Google Podcasts Listen on Tunein Listen on Stitcher Follow on Spotify Like and Follow us on Facebook Follow Monica on Twitter Follow Binkley on Twitter Subscribe to Binkley's Youtube Channel https://www.paypal.me/BradBinkley https://www.patreon.com/propagandareport https://twitter.com/freedomactradio https://twitter.com/MonicaPerezShow https://www.youtube.com/bradbinkley https://www.youtube.com/monicaperez  

Good news for small business owners about the SBA loan program, including applying for PPP loan forgiveness. // 401(k)s have 2 different kinds of fees, one of which most participants are unaware of - the cost for the investments plus administration fees, which can be high. Who pays? Ask Clark topics include: Best Investment Companies for Investors in 2021 / Why Vacation Clubs are worse than timeshares / Should You Manage Your Own Investment Portfolio? - The Bogleheads' Guide to Investing / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Credit Karma Review: Free Credit Score and More at Your Fingertips - How To Monitor Your Credit Want more money advice? Sign up for Clark's free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices