Podcasts about sba

In this episode the hosts break down a surprisingly solid liquor store deal in Washington, DC, questioning whether a 3x multiple and $500K SDE is too good to be true.Business Listing – https://www.tworld.com/buy-a-business/listings/80yrs-old-sba-appd-profitable-corner-liquor-biz-in-nw-dc-Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Alex Smereczniak's entrepreneurial journey began in college, where he scaled a simple laundry service into a $300,000 a year business with a single, brilliant marketing hack. That early success was so powerful that he walked away from a prestigious corporate job after just 18 months, convinced the 9-to-5 was a broken system. His next venture led him into the world of franchising, where he uncovered its dark side: an industry filled with biased brokers and misaligned incentives. To fix this, he built Franzy, a revolutionary AI-powered marketplace known as the "Zillow for franchises," designed to bring transparency and data-driven matching to aspiring entrepreneurs.In this episode, Alex demystifies the path to successful business ownership and breaks down who franchising is truly for—from the corporate warrior seeking an exit to the investor looking for a profitable side hustle. He provides a clear roadmap for starting a business, detailing how to secure financing through options like SBA loans and identify the business ideas that genuinely align with your lifestyle goals, and explains the myth of passive income. Tune in to learn how to avoid costly industry traps and leverage a proven playbook to find the franchise that will build your future.Takeaways:- A single clever marketing angle is more powerful than a large budget; Alex turned a $30k business into $300k with one strategic move at student orientation.- Don't wait for the "perfect time" to start your business, as it will never come; the best time to take the entrepreneurial leap is always today- Franchising can nearly double your chances of success, with 85% of franchises surviving past five years thanks to a proven playbook and support system.- Define your personal "why" before buying a business; true wealth is aligning your work with goals like lifestyle and happiness, not just chasing the highest profit.- Be skeptical of franchise brokers, as their large commissions from specific brands can create biased recommendations that benefit them more than you.- Business ownership is more accessible than you think with financing options like SBA loans and using your retirement funds tax-free via a ROBS rollover.- AI platforms are disrupting the old franchise model by providing unbiased, data-driven recommendations, removing the need for biased brokers.- The idea of passive income from a new franchise is a myth; success requires consistent, hands-on effort, especially in the beginning.- A corporate job can be the perfect catalyst for entrepreneurship by revealing the flawed systems you want to escape and build something better for yourself.- Accelerate your success by surrounding yourself with mentors and peers who are already further along on the entrepreneurial journey you wish to take.Tags: SaaS, Entrepreneurship, AI, Passive Income, FranchisingResources:Grow your business today: https://links.upflip.com/4oZ9D1w Connect with Alex: https://www.linkedin.com/in/alex-smereczniak-%F0%9F%A6%81-40310329/

Jeffrey Mosher welcomes back Everett M. Woodel, Jr. , SBA - Great Lakes Regional Administrator, headquartered in Chicago, but he serves from Ohio. Tell me about SBA Administrator Loeffler's recent visit to Michigan. Administrator Loeffler visited Michigan and others states across the U.S. to highlight the One Big Beautiful Bill. Tell us about how the OBBB benefits small businesses. SBA just announced that the 2026 National Small Business Week will be held May 3 -9, 2026. Tell us about the nomination process for some of the big small business awards that are given out that week? Regional Priorities – As Great Lakes Regional Administrator, what are the most pressing small business challenges you see across Michigan and neighboring Great Lakes states? What national issues for small business are getting your attention here in the region? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

About fall conferences: Southeast Entrepreneurship through Acquisition Conference2025 Buy Then Build SummitMcguireWoods Independent Sponsor ConferenceM &A Launchpad's Fall Show (use ACQUIRINGMINDS for a discount)Despite tight search criteria, Daniel Batista found a business that excited him. The eye-popping margins were a bonus.Topics in Daniel's interview:His experience in the film industryLaunching a Latino media brandSearching for a fun businessAcquiring an indoor playground LA demographics are perfect for this businessHigh initial installation costs but 50% EBITDA marginsCandeeland Kids' unique franchising structureSurprisingly low maintenance costsTeenage hourly laborAdding an arcade to his locationReferences and how to contact Daniel:LinkedInCandeeland Kids DowneyShell Zhang on Acquiring Minds: Awakening to Entrepreneurship to Buy a Not-Boring BusinessSam Rosati on Acquiring Minds: How to Shorten Your Search: Big 3, Little 2Work with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

This week on The Art of SBA Lending, we're joined by Lukas Haffer, co-founder of Casca, to discuss how AI is set to revolutionize small business lending. With a unique background that includes building software for major European banks and earning Standform MBA, Lukas brings a fresh, outside-the-box perspective to our industry. He shares how his company is taking on the "disaster" of small business financing by arming SBA lenders with cutting-edge technology to fight back against predatory online lenders.   We dive deep into how new technology can solve the industry's biggest pain points, from a closing process that takes months, to underwriters bogged down with manual data entry. Lukas reveals how his team's mission-driven approach and dedication to understanding the day-to-day work of lenders led them to build a solution that automates the tedious tasks and lets professionals focus on what they do best: building relationships and solving complex financial puzzles.  

Angela and I start off with some news on SBA loans for fire victims, funding for downwinders and the recent “radioactive shrimp” scare. We also get into “traditional marriage” parades, moral decay, bedbugs and haboob detection equipment and other big issues impacting our world.    Chairman of Flagstaff First Tom Pearson joins me in the 2nd hour to warn about a regional plan process that appears to by quite one sided, the push by some cities for carbon neutrality despite the failures of this policy becoming more and more evident and thoughts on the Dragon Bravo Fire that has burned nearly 150,000 acres.    Angela and I finish off with Southwest's new +size passenger rules, air traffic control teacher shortage, Snoop Dog's movie experience, Newsom trying to be cool and Cracker Barrel's backtrack. 

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What did you think of todays show??ROI doesn't lie… and it's better in real estate. In this episode, we're breaking down why real estate is better than buying a business and what most people miss when they chase “passive” income.Hear what assets we're trusting in right now, how to make wholesaling work in this market, and the one real estate rule that never fails us. Plus, we also share the skills and decisions that keep us in business even when deals get messy.Topics discussed:Introduction (00:00)The “jerk house” story (01:28)Refinancing a SubTo deal (05:50)Update on our condo nightmare (07:41)A seller finance deal gone wrong (09:31)How to avoid “buying wrong” (13:16)Why residential real estate is the place to invest (15:25)The ROI of wholesaling and house flips (20:23)The risks of business acquisitions and SBA loans (22:47)Why wholesaling is overlooked (and shouldn't be) (30:28)The hardest part of running a business (35:40)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

 Show SummaryOn today's episode, we feature a conversation with Dr. Qwynn Galloway – Salazar, Senior Vice President of Engagement and Transformation at PsychArmor and founder and CEO of In Their Honor, an organization that supports veterans and those who care for them through the end of life.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestDr. Qwynn Galloway-Salazar is a veteran of the United States Army (01-06) and spouse to a retired combat Veteran. Her work has spanned the last 20 years, supporting our Nation's Military and Veteran communities. As the founder of In Their Honor, LLC, Qwynn serves as an End-of-Life Doula and Trainer. This Spring, she is slated to roll out state-specific training for End-of-Life Professionals supporting Veterans and their Caregivers; and training specifically geared towards the Veteran Caregiver community. In addition, serving as the Co-Principal Investigator of the Brooklyn College Veterans History Project, Qwynn conducts oral history interviews of Veterans, listening to how Veterans make meaning of their experiences and sharing with larger audiences. She believes, as a society, the way we make sense of the Veteran experience shapes the care and support future generations of Veterans receive.While blending her heart work with her head work, her doctoral dissertation entitled “Post-9/11 Women Veterans' Experiences Transitioning Into the Civilian Workforce” landed her the opportunity to serve as a qualitative researcher for the FY21 National Defense Authorization Act (NDAA), § 9104, Study on Unemployment Rate of Women Veterans Who Served on Active Duty in the Armed Forces after September 11, 2001. Along with co-authoring a chapter on “Vicarious Trauma and Compassion Fatigue” in Veteran care providers.Qwynn earned her Ph.D. from Walden University, specializing in Industrial and Organizational Psychology. She holds a Master of Arts degree in Professional Counseling and a Bachelor of Science degree in Criminal Justice. She serves on the Board of Directors for the American Association of Suicidology and the Advisory Board of the Veterans Studies Association.Links Mentioned During the EpisodeDr. Qwynn Galloway – Salazar on LinkedInIn Their Honor web site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor Course Library. Whether you're a health care provider, educator, employer, caregiver, or simply someone who wants to make a difference — PsychArmor courses are designed for you.  You can find the resource here:  https://learn.psycharmor.org/collections Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

In this episode of The Blackletter Podcast, host Tom Dunlap sits down with Wright Lewis, partner at Dunlap Bennett & Ludwig, to break down the unique challenges of mergers and acquisitions (M&A) in the government contracting (GovCon) space.Unlike traditional M&A, GovCon deals involve regulations, set-asides, security clearances, and novation requirements that can make or break a transaction. Wright shares expert insights on what contractors, buyers, and sellers need to know before heading to market.Key topics covered:GovCon M&A vs. traditional M&A – why stock purchases dominate and how novation impacts deals.Handling facilities clearances and personnel clearances during acquisitions.The role of set-aside contracts (8(a), WOSB, SDVOSB, etc.) and how they affect valuations.Organizational Conflicts of Interest (OCIs) and how to manage them in due diligence.Market uncertainty from DOGE contract terminations and SBA rule changes.Which sectors are rising in value (AI, cyber, defense, intelligence) vs. which are under pressure.Strategic advice for GovCon sellers:Market timing around set-aside expiration deadlines.Diversifying contracts and clients to reduce risk.Maximizing backlog and margins before going to market.Making yourself redundant as a seller to increase buyer confidence.Wright and Tom also touch on earn-outs, revenue concentration risks, and why buyers are inserting new protective clauses into GovCon transactions in today's uncertain environment.

About fall conferences: Southeast Entrepreneurship through Acquisition Conference2025 Buy Then Build SummitMcguireWoods Independent Sponsor ConferenceM &A Launchpad's Fall Show (use ACQUIRINGMINDS for a discount)Kyle Boyden & Jake Furfaro bought tiny cleaning companies, five times. While painful, it taught them ops & integration.Topics in Kyle and Jake's interview:Leaving a “cushy sales job” to buy a businessDoing no due diligence on the first acquisitionCons of property managementTrading property management for janitorialBuying very small cleaning businessesLosing faith in SBA loan underwritersEducating sellers about valuationSeller financing on all 7 dealsSupport from previous ownersNo more acquisitions for nowReferences and how to contact Kyle and Jake:Kyle Boyden LinkedInRainier Cleaning SolutionsLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Chris Holman welcomes back Laketa L. Henderson, SBA Michigan District Director, Detroit, MI. SBA has had a busy July in Michigan. Tell us about the two visits by SBA leadership? SBA is very focused on supporting manufacturers with its Made in America Manufacturing Initiative. What is the latest with this initiative? Share some highlights from 2025 so far for SBA? Besides the Made in America Manufacturing Initiative, what other focus will keep you busy the rest of 2025? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ SBA Announces Made in America Manufacturing Initiative Effort will cut $100B in regulation, expand access to capital and create dedicated infrastructure to support blue-collar boom Published on March 10, 2025 WASHINGTON — Today, U.S. Small Business Administration Administrator Kelly Loeffler announced the agency's new Made in America Manufacturing Initiative to restore American economic dominance and national security by empowering small manufacturers. The agency's effort will support President Trump's agenda to create good-paying jobs, secure our supply chains, promote fair trade, and bring back the blue-collar boom of his first Administration. About 99% of American manufacturers are small businesses, who are already experiencing a resurgence under the President's pro-growth agenda. The country gained 10,000 manufacturing jobs during his first full month in office — a swift turnaround after losing an average of 9,000 manufacturing jobs per month in the final year of the previous Administration. “The great American comeback starts with restoring American industry,” SBA Administrator Kelly Loeffler said. “With the Made in America Manufacturing Initiative, we're slashing red tape, expanding access to capital, and fueling a manufacturing resurgence that will create high-paying jobs and revitalize communities across the country. By prioritizing American-made products, we're not just securing our economic dominance — we're protecting our national security by ensuring the essential goods we rely on are produced right here at home. SBA's initiative is a promise to every hardworking American and small business owner: We're putting American jobs and strength first.” # # # About the U.S. Small Business Administration The U.S. Small Business Administration helps power the American dream of entrepreneurship. As the leading voice for small businesses within the federal government, the SBA empowers job creators with the resources and support they need to start, grow, and expand their businesses or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

For More InformationOr call 1-800-659-2955 Welcome to HEARD IT ON THE SHARK with your show host Melinda Marsalis and show sponsor, Mississippi Hills National Heritage Area. HEARD IT ON THE SHARK is a weekly interview show that airs every Tuesday at 11 am on the shark 102.3 FM radio station based in Ripley, MS and then is released as a podcast on all the major podcast platforms. You'll hear interviews with the movers and shakers in north Mississippi who are making things happen. Melinda talks with entrepreneurs, leaders of business, medicine, education, and the people behind all the amazing things happening in north Mississippi. When people ask you how did you know about that, you'll say, “I HEARD IT ON THE SHARK!” HEARD IT ON THE SHARK is brought to you by the Mississippi Hills National Heritage area. We want you to get out and discover the historic, cultural, natural, scenic and recreational treasures of the Mississippi Hills right in your backyard. And of course we want you to take the shark 102.3 FM along for the ride. Bounded by I-55 to the west and Highway 14 to the south, the Mississippi Hills National Heritage Area, created by the United States Congress in 2009 represents a distinctive cultural landscape shaped by the dynamic intersection of Appalachian and Delta cultures, an intersection which has produced a powerful concentration of national cultural icons from the King of Rock'n'Roll Elvis Presley, First Lady of Country Music Tammy Wynette, blues legend Howlin' Wolf, Civil Rights icons Ida B. Wells-Barnett and James Meredith, America's favorite playwright Tennessee Williams, and Nobel-Laureate William Faulkner. The stories of the Mississippi Hills are many and powerful, from music and literature, to Native American and African American heritage, to the Civil War. The Mississippi Hills National Heritage Area supports the local institutions that preserve and share North Mississippi's rich history. Begin your discovery of the historic, cultural, natural, scenic, and recreational treasures of the Mississippi Hills by visiting the Mississippi Hills National Heritage Area online at mississippihills.org. Musical Credit to: Garry Burnside - Guitar; Buddy Grisham - Guitar; Mike King - Drums/Percussion All content is copyright 2021 Sun Bear Studio Ripley MS LLC all rights reserved. No portion of this podcast may be rebroadcast or used for any other purpose without express written consent of Sun Bear Studio Ripley MS LLC

The U.S. Small Business Administration, the City of Selmer, and the McNairy County Chamber of Commerce are organizing a Disaster Recovery Resource Fair on September 4 at the Selmer Civic Center to provide counseling, resource booths, and disaster loan application assistance to families and businesses affected by April storms. The SBA is offering a 60-day grace period for physical damage loan applications and has set the economic injury application deadline for March 19, 2026. Assistance is available online, by phone, and through telecommunications relay services.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

In this episode, the hosts dive into a lean, high-margin FDA compliance service business with outsourced operations and uncover whether it's a sustainable gem or a ticking regulatory time bomb.Business Listing – https://quietlight.com/listings/16053420/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Iowa Business Report Friday EditionAug. 22, 2025      Sam Yoder of Fidelis Construction of Ankeny on his efforts to secure government contracts with the help of SBA and an Iowa U.S. Senator. 

Ryan Price went down the Traditional Search Fund ETA path and realized after a year that it wasn't the right fit. He pivoted, went off on his own and bought an adjacent business through an SBA loan with no money down. Yes, it does happen. :).   Podcast Nuggies: Ryan Price's path from e-comm sales to acquisitions Lessons from leaving a search fund accelerator Buying a speech clinic with 0% down SBA loan Direct outreach vs. cold emails in finding deals Challenges with sellers, employees, and cash flow The reality of the post-acquisition J-curve   SMBs are the biggest target for cyber attacks. Protect your business with Inzo Technologies.Check out....www.inzotechnologies.com, I-N-Z-O, or email Nick directly at nick@inzotechnologies.com.   Get expert M&A guidance, valuations, and fractional executive support from Amplēo.Learn more at www.ampleo.com/lets-buy-a-business-podcast/.   Buying or selling? Business Valuation help? - Lean on Peak Business Valuation and their expertise now. https://hubs.li/Q03zlvqH0

Think self-storage is just a bunch of metal doors and padlocks? Think again. In this episode, Curtis May sits down with Joe Downs, co-founder of The Belrose Group, to reveal how this overlooked asset class is creating both active and passive income streams for savvy investors.   Discover the “niches within niches” strategy Joe uses to find untapped opportunities, why self-storage thrives in any economy, and the simple steps to go from curious investor to facility owner.   Whether you're looking to diversify your portfolio, replace your income, or build generational wealth, this conversation will change how you think about real estate investing.   Most people think of self-storage as just rows of metal doors… but what if I told you it's one of the most recession-proof, cash-flow-rich investments out there?   Let's get into it.   Highlights The importance of cash flow over net worth. Reinventing business strategies in the face of industry changes. Comparing self-storage to multifamily and hotel investments. Self-storage as an overlooked yet lucrative investment. The emergence of self-storage education and mentorship. Leveraging tools like SBA loans for storage investments. Practical advice for those interested in starting a self-storage business. Investing using whole life insurance policies. The mindset needed for entrepreneurial success. Exploring diverse niches within the storage industry. Opportunities in self-storage in the current economic climate.   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com  Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink  Connect with Joe Downs LinkedIn:  joe-downs-7990851  Phone number: 610-283-0944 Email address: joe@belroseam.com  https://www.belroseam.com/  https://www.belroseam.com/us-mortgage-resolution  Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts  Click here to subscribe with Spotify Click here to subscribe with RSS  

This week on The Art of SBA Lending, we're joined by Heather Endersen, a true veteran of the SBA world with a career spanning decades. Having managed SBA departments and pioneered business acquisition lending, Heather shares her journey and explains why she made the leap from a top-producing BDO at a bank to launching her own brokerage. Heather gets candid about the shift in the SBA landscape, from the rise of business acquisition loans to the changing dynamics between lenders and borrowers. She also pulls back the curtain on the brokerage model, explaining why it's a more efficient way to get deals done and how it's poised to be the next big thing for lenders who have built a strong personal brand. We also dive into the current challenges facing the industry, including the controversial new policies on preferred equity and seller guarantees.

More Americans in their 50s, 60s, and beyond are starting businesses than ever before—but they're also facing new, mounting challenges. In this episode of Friends Talk Money, we unpack what's fueling this surge in encore entrepreneurship and how recent policy shifts—especially cuts to the Small Business Administration (SBA) and new trade barriers—are making it harder for older founders to succeed. Special guest Hedy Ratner, co-founder of the Women's Business Development Center, joins us to discuss how older entrepreneurs, particularly women and minorities, are being affected. We cover: Why older Americans are launching businesses in record numbers How Trump-era policy changes are shrinking access to critical SBA support Why tariffs and trade policy shifts are squeezing small business margins What this means for women-, minority-, and veteran-owned businesses What encore entrepreneurs need to do now to protect and grow their ventures If you're starting or running a small business later in life, you'll want to hear what's changing—and what resources are still out there to help you thrive.   Links: Women's Business Development Center (WBDC) SCORE Small Business Administration (SBA) Most boomers and Gen X-ers are terrified about running out of money in retirement — even if they're already retired (Marketwatch)  

What Can You Do In This Moment? is covered in this video, along with the following subjects:- Discover Your Unfair Advantage: What Others Miss- The Multiplier Effect: One Change, Maximum Impact- Where You Belong and How to Get There***************************************Small business owners often know what they need to do but struggle with where to start or what to prioritize first. This topic focuses on practical steps you can take right now to move your business forward, rather than long-term planning or theoretical strategies.The conversation will address immediate actions for common business challenges, whether you're dealing with resource constraints, operational issues, or growth decisions. You'll learn about quick business assessments you can conduct today, accessible resources that are often overlooked, and small changes that can create a meaningful impact in your operations.This is about making progress with what you currently have available and identifying the most important next step for your specific situation.Natalie Madeira Cofield is President and CEO of the Association for Enterprise Opportunity (AEO), the leading national trade association for microbusinesses. As a former presidential appointee at the U.S. Small Business Administration, she helped deploy $1.2 trillion in funding and led the largest expansion of the Women's Business Center network in SBA history. An award-winning entrepreneur recognized as one of the most powerful women in business by Entrepreneur Magazine, she has advised Fortune 500 CEOs and White House senior advisors. Her insights have been featured in major outlets including The New York Times, Forbes, and CNN. She holds degrees from Howard University and Harvard Business School.

Iowa Business Report Tuesday EditionAug. 19, 2025    Kelly Loeffler, administrator of the U.S. Small Business Administration, on how SBA can help small businesses attract capital and improve their business plans. 

Pour une fois, j'interviewe Fabien ! Je voulais savoir comment il pratique l'hypnose dans ses thérapies et je lui ai posé plein de questions là dessus. J'espère que ça vous intéressera autant que moi !Il nous dévoile donc si on peut faire une thérapie complète avec l'hypnose, ce qu'on peut traiter ou non avec : Fabien, qui est thérapeute en hypnose éricksonienne, nous explique comment il accompagne ses clients souffrant d'addictions, de troubles des conduites alimentaire, de deuils douloureux et d'autres pathologies. Si vous êtes intéressé par l'hypnose et sa capacité à améliorer votre bien-être mental, cette vidéo est faite pour vous !

#549 If you've ever wondered how to escape the 9-to-5 grind and build real wealth through business ownership, this episode is a must-listen! Host Brien Gearin sits down with Ben Kelly — a business acquisition entrepreneur and founder of Acquisition Ace — who has acquired seven "boring" businesses generating over $800K in annual cash flow. Ben shares how he transitioned from military intelligence officer to multi-business owner, breaks down the step-by-step strategy for buying recession-resistant, recurring revenue businesses (even with little or no money down), and reveals how you can structure SBA deals, evaluate opportunities, avoid red flags, and secure investor interest — all without being an expert in the industry you're acquiring. Whether you're brand new to acquisitions or already eyeing your first deal, this episode is packed with real-world insights, actionable frameworks, and inspiring advice! What we discuss with Ben: + From army officer to business owner + First acquisition with $5K and sweat equity + Three pillars of a buy-worthy business + How SBA 7(a) loans work + 80/10/10 deal structure explained + Creative financing and investor outreach + How to find and evaluate deals + Importance of employee retention and culture + Red flags during due diligence + Building a portfolio with minimal time investment Thank you, Ben! Check out Acquisition Ace at AcquisitionAce.io. Follow Ben on Instagram, LinkedIn, Twitter, and YouTube. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Show SummaryOn today's episode, we feature a conversation with Dr. Tara Galovski, Director of the Women's Health Sciences Division of the National Center for PTSD. We talk about the diagnosis and treatment of Posttraumatic Stress Disorder in veterans.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestTara Galovski, PhD, is the Director of the Women's Health Sciences Division of the National Center for PTSD at the VA Boston Healthcare System. Dr. Galovski is a researcher in the field of trauma recovery. She focuses on the development and testing of Cognitive Processing Therapy for survivors of interpersonal assault, combat, community violence and motor vehicle accidents suffering from Posttraumatic Stress Disorder (PTSD). In her work with civilians, veterans and law enforcement, she has investigated the impact of gender differences, chronicity of trauma, type of trauma and the presence of comorbid psychiatric disorders on the development and maintenance of PTSD as well as the recovery from PTSD. Her research interests also include studying the presentation and expression of anger and health-related consequences of stress and anxiety.Dr. Galovski received her undergraduate degree from University of Rochester and received her doctorate in clinical psychology from SUNY-Albany. Her residency was completed at the University of Mississippi Medical Center. She joined the faculty of the University of Missouri- St. Louis before coming to BUSM. She holds numerous roles on journal editorial boards and professional societies.Links Mentioned During the EpisodeNational Center for PTSD Web site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Posttraumatic Stress Disorder (PTSD). Narrated by Dr. Heidi Kraft, clinical psychologist and Navy combat Veteran, this course explains the difference between posttraumatic stress disorder (PTSD) and posttraumatic stress (PTS). You can find the resource here:  https://learn.psycharmor.org/courses/Post-Traumatic-Stress-Disorder Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Think you need a mountain of cash to buy your first storage facility? Think again. In this episode, Alex Pardo breaks down how he acquired over $5.1 million worth of self-storage without using a single dollar of his own money. You will learn the real strategies behind SBA financing, seller carryback deals, private money partnerships, and even how he got paid $250K just to buy a facility. This episode gives you the blueprint to find, fund, and close deals without draining your bank account. Listen and enjoy! You'll Learn How To: Find a deal and structure the financing to give you the confidence Acquire storage facilities without using your own money Leverage SBA loans, seller financing, and private capital creatively Build trust with people to get a good financing deal Spot and structure win-win deals for all parties What You'll Learn in This Episode: (01:17) The #1 limiting belief keeping people out of storage investing (02:10) Case Study #1: 43,000 sq ft in Mississippi using SBA + equity partner (04:02) Self-storage is a business with the benefits of real estate (07:22) Case Study #2: 24,000 sq ft in Florida with 90% seller financing (10:17) Turning the seller into the bank (11:38) A win-win deal for all parties (12:38) Case Study #3: How Alex got paid $250K to buy a facility (14:02) Building instant equity by buying below market value (15:33) The winning formula to buy a self-storage facility without using your own money (16:05) Funding sources beyond banks: Credit unions, community lenders, and more (17:29) Money is abundant if you find the right deal (18:17) The mindset + commitment formula for long-term success Who This Episode is For: New and aspiring storage investors who think they need big capital to start Real estate pros looking to transition into self-storage Entrepreneurs who want to build cash-flowing assets without heavy upfront costs Anyone curious about creative deal structuring in commercial real estate Why You Should Listen: If lack of funds is the only thing holding you back from getting into self-storage, this episode will break your belief. It is possible, and Alex proves it with real deals, exact financing structures, and actionable steps you can take today. Follow Alex Pardo here: Alex Pardo Website: https://alexpardo.com/ Aex Pardo Facebook: https://www.facebook.com/alexpardo15 Alex Pardo Instagram: https://www.instagram.com/alexpardo25 Alex Pardo YouTube: https://www.youtube.com/@AlexPardo Storage Wins Website: https://storagewins.com/   Book a free strategy call to find and fund your deals. Visit Storage Wins Coaching Community.

Register for the webinar:Overcoming Common Deal Sticking Points - Thu Aug 21st - https://bit.ly/3UrzG3FJeff Horn left a lucrative path to buy a $5m copier sales and service firm. 5 years later he exited for a great return.Topics in Jeff's interview:Feeling a calling to leadLeaving a high-paying job to searchYou have to check the character boxAcquiring a Xerox dealershipSpending the first 90 days building relationships3 buckets of growthLearning to rely on great employeesChallenges of scalingGrowing revenue from $5m to $30mExiting and becoming an investorReferences and how to contact Jeff:LinkedInMasked Rider CapitalJD Hasley on Acquiring Minds: How to Grow Revenue 50% in Year 1Download the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Ready to grow, relocate, or finally buy your center's building? In this episode, Noelle shares the real, behind-the-scenes journey of transforming a historic downtown church into the new home of ScribbleTime. From due diligence and real estate scouting to SBA loan applications, code reviews, budgeting, and construction—this is your roadmap to navigating child care real estate expansion with confidence. Whether you're leasing, buying, or just dreaming, this episode is packed with practical tips, resources, and honest reflections to guide your next big move.Need help implementing what you heard today?We've got your back. Inside The Director's Club, we don't just talk about solutions — we help you put them into action with done-for-you tools, coaching, and a supportive community of directors who get it. Whether you're ready to create systems that actually stick or just want to stop feeling like you're doing this alone, we're here to support you.    Reach out here:  thedirectorsclub.net

Trent Lee — #1 ranked business broker in the U.S. seven years in a row, with 600+ closed sales totaling over $200M in deals and more than $15M in personal commission. Early hustle: Painted address numbers on neighborhood curbs and mowed lawns — learned value creation early. Current role: Licensed business broker & appraiser. Specializes in small to mid-sized businesses, valuations, and finding qualified buyers through cash, SBA loans, or seller financing. How he got here: Inspired watching his father sell his 700-employee company (private equity deal). Learned firsthand how CPAs, attorneys, and buyers operate in M&A. Started and sold businesses (financing consulting & medical alert response center). Frustrated with brokers he worked with → became one himself. How to become a business broker: Licensing depends on the state (some require real estate + broker permit, others none). Associations like IBBA help standardize training/education. Strong background in accounting, contracts, negotiations, and marketing is essential. Challenge: takes 12+ months before first commissions hit; most fail because they run out of money before their first big close. Earnings potential: Smaller deals: 8–15% commission. Larger/private equity deals: lower %. First year = expect $0 while building pipeline. Year 2+, even a few deals ($500K–$2M businesses) → six figures+. Industry is older (often second careers), but huge opportunity for those who survive the ramp-up. Why brokerage over ownership? Trent opts not to buy businesses himself. Brokerage gives income without employees, leases, or headaches. He's built wealth through business sales commissions, investing proceeds into 24 fully paid rental properties. Why so few business brokers? Most owners don't even know brokers exist (unlike real estate). Lack of awareness & high skill bar keeps supply small — which means big opportunity for specialists. For Buyers: Buying an existing business = easier path to cash flow than startups. Zero-money-down deals are rare clickbait; you'll usually need ~10% down. Can come from: personal cash/savings, self-directed retirement accounts, equity partner, or combination of buyer + seller financing. Buying with 0% down = 100% leverage → dangerous if market fluctuates. Better: leverage smartly so downturns = inconvenient, not devastating. Brokerage is a lucrative but long game; plan financially for the first year with no income. For buyers, don't chase unicorn “zero down” structures — get creative but realistic with 10% in. Buying an existing cash-flowing business is almost always better than starting from scratch. Email: trent@fcbblv.com 

Send us a textJoin us on Average Joe Finances as our guest George Otel, an immigrant and business owner who transitioned from owning a trucking company to founding US Business Funding, shares his journey from truck driving to real estate investing and focuses on the significance of building a strong team, understanding financing, and the opportunities in commercial real estate. He emphasizes the importance of preparation, patience, and leveraging relationships for success. George also offers insights on effective networking, the benefits of SBA loans, and provides advice for new entrepreneurs.In this episode:Discover how George Otel transitioned from trucking to thriving in commercial real estate and business financing.Learn why networking and building the right team of experts (CPAs, lawyers, financiers) is essential for growth.Understand the differences between residential and commercial real estate and why commercial offers higher returns with less competition.Explore smart financing strategies, including leveraging SBA loans to move from renting to owning.Take away hard-earned lessons on patience, planning, and the importance of hiring support early to scale faster.And so much more!Key Moments:00:00 Introduction and Welcome02:03 Meet George Otel: From Trucking to Real Estate04:09 Diving into Commercial Real Estate05:43 The Importance of a Strong Team10:14 Financing Strategies for Business Owners19:01 George's Real Estate Journey and Insights21:50 The Importance of Networking in Real Estate23:06 Building Trust and Relationships24:09 The Necessity of Pre-Approval25:10 The Role of Preparation and Reputation28:51 The Value of Patience and Rational Decisions31:01 Exploring Franchise Opportunities32:14 Final Round: Lessons and Tips39:50 Where to Find More Information41:27 Conclusion and FarewellFind George OtelWebsite: www.usbizfunding.netFacebook: https://www.facebook.com/George.OtelLinkedIn: https://www.linkedin.com/in/georgeotel/Instagram: https://www.instagram.com/georgeotel/Twitter: https://twitter.com/george_otelAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

In this episode, Pete Codella, managing director of business services at the Governor's Office of Economic Opportunity, talks with Sharlene Wells, senior vice president of public relations and organizational communications at Mountain America Credit Union. Wells shares her career path, which includes being Miss America, working at ESPN, and serving with the Department of Defense. She delves into the evolution of Mountain America Credit Union, noting that while the core principle of providing fair loans and building savings remains, it now offers a more holistic support system — from free financial guides to a strong emphasis on financial education. She highlights the credit union's strong commitment to supporting small businesses, citing its long-standing status as a top SBA credit union lender and sharing a successful client story. Wells emphasizes the importance of building relationships with members to provide support during economic challenges. She also discusses the credit union's approach to local engagement, which includes partnerships with organizations like the Hale Center Theater and active involvement with various Chambers of Commerce. Wells explains that the credit union's growth strategy is driven by listening to its members' needs, leading to initiatives like translating documents into Spanish and creating a director of multicultural engagement position to better serve diverse communities. 

On this episode of The Daily Windup we take a candid look into the challenges, pivots, and surprising wins inside the government contracting world. Hear how our guest, a Native American woman-owned firm built its foundation by securing a help desk contract, training entry-level hires with environmental science degrees, and strategically using “unglamorous” projects as a proving ground for new talent. Our discussion also covers the art of saying “yes” to opportunities outside your comfort zone and building teams that can adapt quickly to new technical demands. The conversation digs into nine years of experience in the SBA 8(a) program, including the behind-the-scenes story of a sole-source remediation project that took two years to award. Along the way, we unpack the realities of corporate mergers, business “divorces,” and surviving the loss of key contracts when the government insources work. From environmental compliance projects with the EPA to offshore energy management with the Department of Interior, this episode is packed with lessons on resilience, strategic hiring, and the grit required to thrive in federal contracting.

This week on The Art of SBA Lending, I'm sitting down with Diane Heyden to get her take on leadership, career shifts, and the evolving landscape of small business lending. Diane, a seasoned veteran who has worked as a BDO, sales manager, and division manager, shares her unique perspective on what it takes to succeed in an industry where no two people are alike. From a memorable but short-lived move to a bank in Iowa to taking on a new role with a beloved team on the West Coast, Diane unpacks the lessons learned from her own career journey. We also dive into the state of the industry, debating the impact of Fintechs, the "do what you do" era, and the crucial role of "heart" in a numbers-driven world.

In this episode, the hosts dissect a suspiciously high-margin $18M metal fabrication business in Houston and unpack the latest killer changes to SBA loan rules.Business Listing – https://www.bizbuysell.com/business-opportunity/huge-cash-cow-metal-fabrication-business-w-strong-client-base/2382600/?utm_source=bizbuysell&utm_medium=emailsite&utm_campaign=shtmlbot&utm_content=buttonWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Episode Summary:Thinking about selling your fitness or wellness business one day? This episode is a must-listen. Christa Gurka sits down with Mitch McGinley, founder of Boutique Fitness Broker, to unpack the highs, lows, and lessons learned from her own seven-figure studio sale.Together, they explore what makes a business truly sellable, how deal structures are formed, what to expect during due diligence, and how SBA financing, SDE, and EBITDA play into your valuation. They also get real about the emotional rollercoaster of letting go — from collapsed deals to closing day relief.Mitch also shares his journey from yoga studio owner to digital nomad living in Spain, and how he's helped sell over 70 boutique fitness studios, including Christa's.Whether you're years away from selling or just want to make your business more profitable and sustainable, this episode is packed with practical, real-world insight you won't hear anywhere else.What You'll Learn:The anatomy of a studio sale from start to finishHow to value your studio using SDE and EBITDAWhy you need clean financials, reasonable comp, and operational independenceWhat can go wrong (and right!) during due diligenceWhy Christa walked away from her first deal — and how her second deal turned into a winHow to mentally and financially prepare for an exitThe difference between a lifestyle business and one that's ready to sellTips for studio owners looking to grow through acquisitionConnect with Mitch McGinley: Website: boutiquefitnessbroker.com Email: mitch@boutiquefitnessbroker.com Instagram: @boutiquefitnessbrokerWant to make your business more profitable, scalable, and sellable — even if you never plan to sell? Check out Christa's programs at fitbizstrategies.com and follow her on Instagram at @christagurka.

There are 34,752,434 small businesses in the United States.Small businesses employ 45.9% of American workers, which amounts toapproximately 59 million people. According to the Small BusinessAdministration, small businesses account for 43.5% of U.S. GDP.The Consumer Financial Bureau states that entrepreneursoften use personal and family savings to start their businesses:·        64.4% use personal and family savings·        16.5% use business loans from banks orother financial institutions·        9.1% use personal credit cards·        8.7% use personal family assets (otherthan the owner's savings)Chris Hurn is a business financing professional who hasfounded two companies listed on the Inc. 500. He specializes in U.S. SmallBusiness Administration lending and currently serves as CEO of Phoenix LenderServices and President of Community Bankshares, Inc. He has provided testimonybefore Congress regarding small business lending and has been referenced in 16business publications.Throughout his career, Chris Hurn has established, managed,and advised financial and business enterprises related to small businesses, SBAlending, and economic development. As President of Community Bankshares Inc.(CBI), he oversees business areas such as SBA and USDA lending and financialsoftware solutions. Under his leadership, CBI was named the top USDA B&Ilender in the U.S. for 2024 and achieved Preferred Lender Program (PLP) statusfrom the SBA. Chris also holds the position of Chief Executive Partner atLendesca, a FinTech firm focused on business financing, and is the founder andformer CEO of Fountainhead, one of 17 nonbank lenders authorized to provide SBA7(a) loans. At Fountainhead, he facilitated nearly 300,000 loans totaling $5.15billion.For more information: https://phoenixlenderservices.com/LinkedIn: @ChrisHurnEmail: Churn@Communitybankshares.com

Show SummaryOn today's episode, we feature a conversation with conversation with Lydia Owiti -Otienoh, a Kenyan-Born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN).  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestLydiah Owiti is a Kenyan‐born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN).Confronting the hurdles of new cultures, unrecognized credentials, and limited job opportunities as a foreign‐born military spouse, Lydiah carried out a research to understand better and learn how best to support, she launched a peer support group, now having over 6,000 foreign-born military spouses, and the Foreign‐Born Military Spouse Playbook, a comprehensive guide to navigating military life, American culture, career readiness, immigration, among other things.Drawing on her personal experience, policy expertise and immigrant‐focused work, she now leads FMSN in outreach, advocacy, and empowerment, including shaping inclusive employment solutions and resource pathways for foreign‐born spouses.She is now part of President George W. Bush's Stand to Veteran Leadership Program (2025 cohort). The program is aimed at leaders from across the nation, including civilians, veterans, military spouses, and active military, who are addressing the most challenging issues facing the military-connected community.Links Mentioned During the EpisodeForeign Born Military Spouse Network Web siteForeign Born Military Spouse Network on FacebookPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Interviewing and Telling Your Story for Military Spouses. Taking the time to recollect your own story will help you to figure out the best way to position yourself with a potential employer and be able to edit it down to your ‘elevator pitch.'You can find the resource here:  https://learn.psycharmor.org/courses/Interviewing-and-Telling-Your-Story-for-Military-Spouses Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Smithlist is a job board for leadership roles at small businesses. If you're not ready to buy a business but want to lead one:Smithlist - Operate & Lead a BusinessWhen Luis Reyes bought a small fire safety business, he saw an opportunity. 24 acquisitions later, he's at $8m EBITDA.Topics in Luis's interview:Luis's early careerLaunching a roll-up strategy in SpainIdentifying consolidation opportunitiesFirst acquisitions in poultry distribution and fire safetyBuilding and leading a team for a high-velocity, high-volume roll-upIntegrating operational-complex businesses at scaleLeveraging AI in fire safetySpain's capital marketsAdapting acquisition criteriaGoal for the platformReferences and how to contact Luis:LinkedInIBVMinds Capital PodcastGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Send us a textGreg sits down with Senior VP of Midfirst Bank Tom Altieri (Mr. Outstanding) and talks about his love of SBA loans and the reasons why it is a key to building wealth for small business Owners, his personal success and involvement with the Phoenix Thunderbirds, which last year raised $20 million for local charities with the largest golf tournament in the world. Sometimes we have guests on industry topics, other times it's people I admire that are friends or family members and/or subjects that I think would benefit subscribers. On this podcast, we had  3 in 1.  He is funny, sincere, entertaining, knowledgeable, humble and excellent at his craft. Hard to not like Tom Altieri. It's not a loan it's a dream. Listen and enjoy. 

In this episode, the hosts unpack a low-cost dryer vent cleaning franchise in Charlotte with stellar Google reviews, debating whether it's a smart buy or just buying yourself a job.Business Listing – https://www.bizbuysell.com/business-opportunity/dryer-vent-cleaning-business-575-5-star-google-reviews/2382347/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

In this episode, I sits down with Matthias Smith (founder and owner of Pioneer Capital Advisory) a brokerage firm specializing in SBA loans. We talk about:- The different types of loans available for purchasing a business- What an SBA loan is and how it works- The importance of personal guarantees and life insurance in the loan process- Common misconceptions about SBA loans- Tips for prospective business buyers on preparing for the loan processConnect with Matthias:Email – matthias@pioneercap.comLinkedIn – Matthias SmithTwitter – @SBA_Matthias-------✅ Financial planning for 30-50 year old entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.allstreetwealth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ My personal blog & newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thomaskopelman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

Robert DiNozzi is Chief Growth Officer at Second Wind Consultants, where he leads brand strategy and key relationships with lenders, investors, intermediaries, and other stakeholders. He oversees corporate strategy, industry partnerships, and the development of growth models across banking, private equity, M&A, and franchising. DiNozzi also directs branding, content, and media efforts to convey Second Wind's mission of preserving and unlocking business value. Before joining Second Wind, DiNozzi spent 15 years in Hollywood as a film producer and executive, working with major studios like Warner Brothers, Disney, and Paramount. He produced the box-office hit Flightplan, founded a market-leading non-theatrical distribution company, and pioneered tech products, including a top-ranked voice-enabled productivity app and an accessible gaming platform. His experience spans creative development, structured finance, and global dealmaking. An expert in strategic storytelling, DiNozzi is known for aligning teams around compelling narratives that drive engagement and growth. He's led major brand collaborations with companies like Microsoft and BMW, and teaches the art of pitching story at the university level, combining his backgrounds in entertainment and business to inspire powerful communication.   During the show we discussed: Second Wind's core mission in action Using the UCC to resolve debt Preserving value during business distress How Second Wind differs from bankruptcy Turning unsustainable businesses profitable Industry adaptability of Second Wind's solutions Getting out of over-leveraged SBA loans Measuring long-term impact on businesses Common misconceptions about business turnaround   Resources: https://secondwindconsultants.com/  

Register for the webinar:The "Plant Your Flag" Strategy: Build an Empire with ETA + Franchising - Thu Aug 7 - https://bit.ly/45i7eGeAvery Tomek bought his first little $1m FedEx route with an SBA loan. 3 years later, he has 240 trucks and $600k weeks.Topics in Avery's interview:Pivoting from real estate to FedEx routesUps and downs of CovidExpanding his fleetRunning his logistics business remotelyEverything hinges on weekly depositsWhat makes a route lucrative (or costly)No marketing or sales. Just operations.Resale value of a FedEx routeDemanding nature of the business“If you're good, the world will compensate you.”References and how to contact Avery:LinkedInWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights: