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Retail Retold
Retail Retold Replay: Golf Factory is a hole-in-one at Randhurst

Retail Retold

Play Episode Listen Later Mar 13, 2026 20:22


Can a niche hobby become a viable retail concept?The golf industry quietly experienced one of the biggest participation surges in decades during the pandemic. Millions of people picked up clubs for the first time, and the ripple effects are still reshaping the business of golf, from course operations to the rise of indoor golf concepts.This Retail Retold Replay revisits Chris Ressa's conversation with Brian Hilko, owner of Golf Factory in Mount Prospect, Illinois, and a tenant at DLC's Randhurst Village.After two decades as a PGA professional running golf courses, managing operations, and teaching the game, Hilko recognized something most operators overlooked: traditional golf experiences were often transactional and uninspiring. The game people loved deserved better.So he built something different.Golf Factory blends serious golf technology with an approachable, family-friendly environment. Powered by TrackMan simulators used by professional golfers, the concept allows players of all skill levels to practice, compete, and play year round without the intimidation factor many associate with traditional golf settings.Hilko shares the entrepreneurial journey behind launching the business, from identifying the opportunity during the COVID golf boom to building the space with an SBA loan, a partner, and a lot of hands-on work that saved nearly $1 million in construction costs.The conversation also highlights an emerging category within retail real estate: experiential concepts that draw consistent traffic and complement surrounding tenants rather than compete with them. Indoor golf has become a compelling example, delivering entertainment, community engagement, and repeat visits.Looking back now adds helpful perspective. The themes discussed, experiential retail, niche operators, and passion driven entrepreneurship, remain highly relevant as landlords and operators continue to search for concepts that drive traffic and create community.For retail real estate professionals, operators, and entrepreneurs, this replay offers a sharp look at how a passion for the game became a viable retail business.What You'll HearWhy the pandemic accelerated golf participation - and how millions of new players changed the business of the sport.The problem with traditional golf experiences - and why Hilko believed the industry often underserves players.Indoor golf's growing role in the sport - combining professional-grade technology with accessibility for casual players.How TrackMan technology is transforming training and entertainment - bringing tour-level analytics to everyday golfers.The entrepreneurial leap from PGA professional to business owner - and recognizing when the opportunity was right.How Hilko financed the business - combining an SBA loan, a partner, and a detailed business plan built from real operational data.Saving nearly $1 million on buildout costs - by rolling up sleeves and completing major portions of the construction personally.Why location strategy mattered - choosing a retail development with strong surrounding traffic and no direct competition.How experiential tenants complement retail centers - driving visitation that benefits surrounding restaurants and shops.Chapters00:06 — Brian Hilko's background in golfA PGA professional explains how two decades in golf operations led to entrepreneurship.01:26 — Why golf surged during the pandemicChris and Brian discuss the massive participation wave and why the game resonates with new players.02:31 — The appeal of indoor golfHow technology and convenience make the sport accessible for busy people and families.04:14 — Recognizing a business opportunityHilko explains the moment he decided to launch his own golf concept.06:22 — Building a better golf experienceWhy Golf Factory was designed to remove the intimidation factor of traditional golf.08:06 — Financing and launching the businessHow a network, SBA financing, and careful planning made the concept possible.10:25 — Technology that powers the experienceTrackMan simulators bring professional-grade data and gameplay to indoor golf.13:03 — The economics of the buildoutHow the team kept the total buildout under $1 million through hands-on construction.14:36 — Revenue projections and early performanceHilko discusses expectations for growth and seasonality in the business.15:43 — Finding the right retail locationWhy Randhurst Village offered the right combination of demand, traffic, and opport

Millionaire University
Should You Buy a Franchise? What They Don't Tell You About Semi-Passive Ownership

Millionaire University

Play Episode Listen Later Mar 13, 2026 48:31


#816 What if you could replace your income in just a few years by following a proven business playbook instead of starting from scratch? In this special cross-promotion from Nick Loper's The Side Hustle Show, Nick sits down with franchise consultant Greg Mohr (FranchiseMaven.com) to break down whether buying a franchise can be a smart “semi-absentee” side hustle. Greg explains why franchises can have lower failure rates than starting from scratch, how to do real due diligence, and what separates the winners. They also dig into what kinds of franchises are most realistic part-time — especially home services and senior care — plus common financing paths like SBA loans and how to think about franchises as both cash flow and an eventual sellable asset! What Nick discusses with Greg: + Franchises vs. startups + Semi-passive ownership model + Talk to franchisees first + Service franchises advantages + Franchise fee vs. DIY + SBA loan financing options + Hire strong general manager + Franchise disclosure due diligence + Break-even and profit timelines + Building sellable business asset Thank you, Nick and Greg! Check out ⁠The Side Hustle Show⁠. Check out Franchise Maven. To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Restaurant Owners Uncorked - by Schedulefly
Episode 660: Pride vs. The Payout: Why Jeremy Conner Chooses Daily Fulfillment Over Exit Strategies

Restaurant Owners Uncorked - by Schedulefly

Play Episode Listen Later Mar 13, 2026 75:44


Chef Jeremy Conner is a hospitality veteran who shares his nearly 32-year journey in the industry. Jeremy details his diverse experiences, ranging from his early "hustle" starting at age 15 to navigating the complexities of SBA loans, shipping container setups, and transitioning from outdoor pop-up pizza ventures to brick-and-mortar ramen shops. The conversation delves into the cultural influences of Jeremy's background in Louisiana and the Gulf Coast, while emphasizing a business philosophy centered on authentic human connection rather than technological "stickiness" or exit strategies. Ultimately, Jeremy advocates for building a business that one can be proud of every day, focusing on the value of regular customers and genuine staff engagement over the lure of becoming an "unhappy billionaire".10 Key Takeaways Early Foundations: Long-term success in hospitality often stems from early, foundational experiences and a willingness to "hustle" through various entry-level roles. Adaptability in Business Models: Successfully navigating varied models—from outdoor pop-ups to container-based operations—requires persistence with financing and physical logistics. Cultural Authenticity: Regional identities, such as Cajun and Creole traditions, provide a unique and authentic foundation for a restaurant's brand and menu development. Accessible Leadership: Authentic leadership involves transparency and accessibility, such as providing a personal cell phone number for direct client communication. Pride Over Profit: Business owners should prioritize creating work they are proud of daily rather than focusing solely on financial goals or a quick exit strategy. Community Building: Platforms like podcasts are effective tools for sharing authentic stories and building rapport within the restaurant industry. Functional Technology: Software should focus on simplifying complex manual tasks, like employee scheduling, to directly reduce labor costs and stress. The Power of Regulars: Cultivating a base of regular customers is essential for long-term stability and fostering a "family" atmosphere. Avoid "Sticky" Tech Traps: Many restaurant tech vendors use restrictive subscription contracts that can become a burden for independent owners. Hospitality as Interaction: True hospitality is defined by the quality of human interactions—such as a meaningful conversation between a server and a guest—rather than the transaction alone.

Industry Matters - Powered by VGM
Access to Capital in the DME Space

Industry Matters - Powered by VGM

Play Episode Listen Later Mar 13, 2026 27:44


Join Tyler Mahncke from VGM & Associates as he sits down with Gene Richtsmeier and Michael Berling from Huntington National Bank to discuss strategic financing solutions for DME businesses. In this episode, they explore critical topics including access to capital, business expansion strategies, mergers and acquisitions, succession planning, and SBA lending options. Whether you're looking to grow your DME business, navigate an acquisition, or plan for retirement, this conversation offers practical insights on building banking relationships, understanding cash flow versus revenue, and preparing your business for long-term success. Perfect for DME providers, HME companies, and healthcare business owners seeking financial guidance in today's evolving market.Watch the video version of this podcast on YouTube: https://youtu.be/RrzbuqZuNLA

The Lion Week in Review
Trump Cabinet on Workforce Wins: Labor, Small Business, and America's Future

The Lion Week in Review

Play Episode Listen Later Mar 13, 2026 27:30


Chris Stigall delivers a special Washington, D.C. edition from The Lion, featuring exclusive interviews with two key Trump administration leaders the day after the State of the Union. U.S. Labor Secretary Lori Chavez-DeRemer outlines the Department of Labor's broad role—from education and training to worker protections and retirement—highlighting pro-family policies, apprenticeships, skilled trades emphasis, and collaboration with SBA and Education to meet market demands. She discusses border security's workforce impact, legal immigration integrity, no tax on tips/overtime, and record small business optimism. SBA Administrator Kelly Loeffler details a historic small business boom—36 million firms, record formation, 20% deduction permanence, Made in America incentives, and reshoring from overseas supply chains. Both emphasize private-sector job growth, deregulation, and America's exceptionalism. The episode closes with Faith and Freedom 250, reflecting on religious liberty's role in U.S. history and its ongoing defense.00:00:00 - Introduction and Series Overview00:00:45 - The Lion News and Commentary Plug00:01:14 - Secretary Chavez-DeRemer Introduction00:01:34 - State of the Union Impressions00:03:05 - Role of Secretary of Labor00:04:28 - Workforce Training and Education Ties00:05:42 - Population and Workforce Growth Concerns00:07:17 - Border Security and Legal Immigration00:08:39 - Visa Programs and Integrity00:09:51 - Skilled Trades and Apprenticeships Push00:11:09 - No Tax on Tips/Overtime Benefits00:13:13 - Cabinet Collaboration and Mission00:15:47 - SBA Administrator Kelly Loeffler Introduction00:16:41 - Small Business Record Growth00:18:23 - Tax Incentives and Optimism Surge00:19:49 - Reshoring and Supply Chain Control00:21:17 - Health Insurance Challenges for Small Firms00:23:17 - Cabinet Unity and America First Focus00:25:28 - Faith and Freedom 250 SegmentFollow The Lion on Facebook, Instagram, X, and YouTube. You can also sign-up for our newsletter and follow our coverage at ReadLion.com. To learn more about the Herzog Foundation, visit HerzogFoundation.com. Like and follow us on Facebook, X, and Instagram, or sign up to receive monthly email updates. #ChristianEducation #Education #EducationPolicy #EducationReform #FaithAndLearning #Family #FaithInEducation #Faith #Homeschool #ChristianSchool #PrivateSchool #EducationNews #News #Religion #ReligiousNews #PublicSchool #SchoolNews #NewsShow #SchoolChoice

Acquiring Minds
Bricklayer to Blue-Collar Empire

Acquiring Minds

Play Episode Listen Later Mar 12, 2026 94:36


After building a masonry business over 5+ years, Justin Escajeda bought his first company in 2018 and never looked back.Register for the webinars:  From Owner to Owner: Business Transition Lessons - TODAY - https://bit.ly/46K82p5Topics in Justin's interview:His early career as a stone masonGrowing his side jobs into a companyLiquidating his real estate investmentsFocusing on masonry nichesAcquiring his first business for a 1.3 multipleRecruiting managers based on work ethicHis flat compensation and guaranteed bonus structureHow he prevents fraud and mismanagementKeeping company names the same after buyingThe personal cost of overseeing 11 companiesReferences and how to contact Justin:LinkedInEscajeda HoldingsGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

The Business Credit and Financing Show
Shane Engelken: How to Access the Right Business Financing for Growth

The Business Credit and Financing Show

Play Episode Listen Later Mar 11, 2026 27:35


Shane Engelken helps owners, operators, and investors structure financing solutions tailored to their unique needs. From straightforward acquisitions to complex, multi-layered projects, Shane's goal is to make the lending process seamless, transparent, and built on long-term trust. Working with a bank that blends strength and flexibility with a hands-on, solution-focused approach, Shane primarily serves the Midwest while maintaining lending relationships in nearly 40 states. He works directly with principals and operators, providing capital across commercial real estate—including acquisitions, refinances, and construction—operating lines of credit, floor plans, equipment financing, and working capital loans. Shane brings extensive experience with SBA, USDA/FSA, CPACE, tax credits, and a variety of layered capital structures. Whether you're scaling your business, acquiring new assets, or recapitalizing, Shane delivers tailored solutions designed to help you grow and succeed. During the show we discuss: The different types of bank financing available to small businesses, including lines of credit, equipment financing, and commercial real estate loans How community and regional banks support entrepreneurs with more flexible lending relationships The role of SBA and government-backed programs in helping businesses qualify for financing How lenders evaluate businesses when determining loan eligibility and risk The importance of structuring deals with the right combination of capital sources Common challenges business owners face when trying to secure traditional bank financing How financing can support business growth, acquisitions, and real estate investments Why building strong relationships with lenders can lead to better long-term funding opportunities Resources: https://www.linkedin.com/in/shaneengelken/  https://www.fnbhutch.bank/

Buying Online Businesses Podcast
[Case Study] From 9–5 to Freedom: How Alan & Mel Acquire, Grow, and Sell Online Businesses

Buying Online Businesses Podcast

Play Episode Listen Later Mar 11, 2026 48:02


What if the thing standing between you and total lifestyle freedom… was just one business acquisition? A former respiratory therapist and a software developer – no entrepreneurial experience, no roadmap, no idea what they were doing – decided to bet on themselves anyway. And now? They're running a lean team of 11 VAs from wherever in the world they feel like being that week. Guatemala last month. St. Kitts for their anniversary. Belize next. You get the picture. In this episode, Jaryd Krause sits down with Alan and Mel, a husband-and-wife duo who tried every side hustle in the book – financial lending, credit repair, online teaching – before discovering that buying an existing online business was the shortcut they'd been exhausting themselves looking for. They used SBA financing to acquire a $1.2M business with just $65K out of pocket. They inherited 2 VAs and a chaotic operation. They were working 60-hour weeks at the start. And then – systematically, strategically – they rebuilt it, scaled it, and sold it. Profitably. Now they're already under LOI for their next deal. Here's what makes their story different though. Neither of them had ever owned a business before. One was in healthcare. One was in tech but still didn't think you could buy something you couldn't physically touch. They were scared, skeptical, and figuring it out in real time. Sound familiar? If you've ever wondered whether someone like YOU could actually pull this off – this episode is your answer. Hit play. You'll want to hear this one.

Defenders of Business Value
EP 143: Women Entrepreneurs Breaking the Mold with Gabrielle Rubenstein

Defenders of Business Value

Play Episode Listen Later Mar 11, 2026 35:17


Many people think that once you buy a business, you're set for life. But the reality is, there's a lot of hard work that comes before you can reap the rewards. In this episode, Gabrielle Rubenstein takes us through her first year as an entrepreneur after acquiring Ace-Pak Products in 2024. From navigating the challenges of scaling to overcoming the growing pains that come with ownership, she shares the lessons learned, the surprises along the way, and how she's turned her acquisition into a thriving, growing business. Tune in for an honest conversation about the ups, downs, and everything in between in that crucial first year after buying a business.   In this episode, you will: Learn how to evaluate acquisition risk using worst-case scenario analysis Understand how SBA leverage can amplify returns and risk Discover why systems and clean financials drive business value   Highlights: (00:00) Meet Gabrielle Rubenstein (03:42) Women navigating entrepreneurship (10:59) Financial sensitivity and customer concentration (14:56) SBA leverage and return expectations (19:53) Moving from Sage to QuickBooks (23:37) Competing with industry giants (25:39) Credit apps and transition mistakes (28:08) Using advisors for smoother integration (29:27) Growth strategy and ideal customer profile (32:49) Systems, SOPs, and clean financials   Resources: For past guests, please visit https://www.defendersofbusinessvalue.com/   Follow Gabrielle: https://www.linkedin.com/in/gabrielle-rubenstein/ Learn more about Ace-Pak Products: https://ace-pak.com/ Follow Ed: Connect on LinkedIn: https://www.linkedin.com/in/edmysogland/ Instagram: https://www.instagram.com/defendersofbusinessvalue/ Facebook: https://www.facebook.com/bvdefenders

The Valley Today
Banking on Relationships: Capon Valley Bank

The Valley Today

Play Episode Listen Later Mar 11, 2026 24:42


In this episode, host Janet Michael visits the Capon Valley Bank branch in Stephens City to discuss the value of community banking in today's digital age. Melba Thorne shares insights on personalized banking, financial literacy, and how a century-old institution maintains its commitment to local communities. About Capon Valley Bank History: Serving communities since 1918, starting in Wardensville, West Virginia Locations: Five branches across Hardy County (WV) and Frederick County (VA) New expansion: Sixth branch opening May 2026 on Winchester's north side (across from Texas Roadhouse on Ezra's Lane) Parent company: Highland Bank Shares (sister bank to Grant County Bank) Banking Philosophy "Big bank products with hometown service" Focus on personal relationships over sales quotas Loan decisions made locally (no waiting weeks for out-of-state approval) Treating customers as individuals, not numbers Goal: "The Chick-fil-A of banking" - knowing customers by name Services Offered Personal Banking: Checking and savings accounts Home equity lines of credit Auto loans Rewards checking with "UChoose Rewards" program Roundup savings program (automatically rounds purchases to nearest dollar and saves the difference) Business & Commercial Banking: New construction lending (residential and commercial) Commercial lines of credit Small business startup loans SBA loans Agricultural loans Investment property financing (including Airbnb properties) Land loans Renovation loans Financial Tips Credit Score Protection: Limit credit inquiries when car shopping (no more than 2 pulls from dealerships) Multiple credit pulls can dramatically drop your credit score Get pre-approved from your bank before visiting dealerships Target credit score: 680+ (many banks require 700+) Credit Score Factors: Too many credit cards can hurt your score Maxed out credit cards negatively impact your score even if paid on time One missed payment can drop you below 700 Medical issues, divorce, and life events are considered with context Smart Money Habits: Build emergency savings for "rainy days" Use roundup savings programs to save without thinking about it Monitor your credit score regularly through banking apps Don't spend everything left over after paying bills Community Involvement Cram the Cruiser: Annual toy drive in December for Toys for Tots (collects 300+ toys per branch) Partnership with local police and fire departments School volunteer programs and event support Sponsorship of local fairs and festivals (Newtown Heritage Weekend, etc.) Active chamber of commerce participation Community Leadership Program graduate Technology & Convenience Full online banking platform Mobile banking apps Online account applications available Educational learning center on website with product videos Still encourages in-person visits for personalized service Contact Information Website: caponvalleybank.com Phone: 540-868-1140 Direct line to local branch (no call centers!) Commercial Lending: Fred Brooks, Commercial Loan Officer Resources Mentioned Educational videos and learning center at caponvalleybank.com Credit score monitoring apps SBA loan programs

The News & Why It Matters
These Are the CRAZIEST H-1B Job Titles

The News & Why It Matters

Play Episode Listen Later Mar 10, 2026 50:51


It's not just fake companies that are driving these H-1B scams. It's also businesses importing foreign workers on H-1B visas to fill the most outrageous job titles that countless Americans could fill. After the foreigners come in, many start businesses that are being subsidized by you. But the Trump administration announced that it's banning noncitizens from acquiring any SBA small business loans. Senate candidate James Talarico (D-Texas) is weirdly obsessed with trans kids. ► Watch my latest H-1B visa scam documentary: https://youtu.be/ApBnRnGFht4?si=1RZxBe3SR50B-wMV ► Watch my first documentary on how I exposed H-1B visa scams: https://youtu.be/9sfeESywMUs?si=23qLeBI8neFymdFu ► Email me at saratips@blazemedia.com if you have uncovered potential fraud in your area. ► Subscribe to my second YouTube channel: https://www.youtube.com/@SaraGonzalesTX?sub_confirmation=1 ► Patriot Mobile Call 972-PATRIOT today or go to https://www.patriotmobile.com/partners/sara and use promo code SARA for a FREE month of service. ► BlazeTV Head over to https://www.blazetv.com/sara and subscribe today. Use code SARA to save $20 on your annual subscription. Timestamps: 00:00 – The Craziest H-1B Titles 30:48 – Foreigners Getting SBA Loans 38:51 – James Talarico Loves Trans Kids Connect with Sara on Social Media: https://twitter.com/saragonzalestx https://www.instagram.com/saragonzalestx http://facebook.com/SaraGonzalesTX ► Subscribe on Apple Podcasts https://podcasts.apple.com/us/podcast/sara-gonzales-unfiltered/id1408958605 ► Shop American Beauty by Sara: http://americanbeautybysara.com Sara Gonzales is the host of Sara Gonzales Unfiltered, a daily news program on Blaze TV. Joined by frequent contributors & guests such as Chad Prather, Eric July, John Doyle, Jaco Booyens, Sara breaks down the latest news in politics and culture. She previously hosted "The News and Why It Matters," featuring notable guests such as Glenn Beck, Ben Shapiro, Dave Rubin, Michael Knowles, Candace Owens, Michael Malice, and more. As a conservative commentator, Sara frequently calls out the Democrats for their hypocrisy, the mainstream media for their misinformation, feminists for their toxicity, and also focuses on pro-life issues, culture, gender issues, health care, the Second Amendment, and passing conservative values to the next generation. Sara also appears as a recurring guest on the Megyn Kelly Show, The Sean Spicer Show, Tim Pool, and with Jesse Kelly on The First TV. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Dennis Michael Lynch Podcast
MONOLOGUE: FRAUD - Another day, another story of foreigners stealing our money

The Dennis Michael Lynch Podcast

Play Episode Listen Later Mar 10, 2026 23:33


DML discusses the rampant fraud in SBA-backed small business loans.

Acquisitions Anonymous
$3.2M for a Dog Grooming Business?!

Acquisitions Anonymous

Play Episode Listen Later Mar 10, 2026 29:58


In this episode, the hosts analyze a $2M revenue mobile dog grooming franchise on Long Island and debate whether strong margins and recurring revenue justify the premium price—especially after franchise fees and fleet CapEx.Business Listing – https://www.bizbuysell.com/business-opportunity/8-years-open-operating-and-profitable-franchisor-s-founding-location/2444631/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Passive Investing from Left Field
Scott Trench's 2026 Office Thesis with J Scott & Ash Patel

Passive Investing from Left Field

Play Episode Listen Later Mar 10, 2026 56:31


Scott Trench brings a contrarian 2026 office thesis to the table, starting with the idea first, then stress-testing it with three expert investors: Ash Patel, J Scott, and host Chris Lopez. The group debates where office is truly mispriced, what “trophy” means post-COVID, and why “downtown vs. suburbs” might be the wrong framing without understanding tenant demand, floor plates, and lease-up realities. They dig into the mechanics of making office work (cash-flowing vs. vacant assets, tenant improvements, buildouts, leasing risk, and financing constraints), plus the biggest wild cards shaping demand going forward, from work-from-home to AI to local policy and migration trends. Ash also shares a real-world case study on buying fragmented suburban office at a deep discount and selling it off in smaller pieces. By the end, Scott refines his thesis from a binary bet into a spectrum: office may be a compelling buy if you're surgical on asset selection, capitalization, and operator expertise and realistic about how long the grind to stabilization can take. Key Takeaways Downtown vs. suburban office: why pricing, tenant demand, and commute behavior can lead to very different risk profiles What actually wins in office now: smaller suites, turnkey space, parking, “soul”/amenities, and flexible layouts vs. big single-tenant floorplates Capital stack reality: why office financing is still tough, and why many plays require low leverage (or all-cash) plus significant TI reserves Operator selection: how to vet office sponsors when COVID disrupted track records—and why experience managing office matters more than ever One actionable strategy: buying multi-building suburban office portfolios at a discount and selling off smaller buildings to owner-users (with SBA tailwinds) Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk. Nothing here is investment, tax, legal, or financial advice; consult qualified professionals. Past performance is not indicative of future results. This podcast may include paid advertisements or promotional materials and should not be interpreted as a recommendation or endorsement by PassivePockets, LLC or affiliates. Conduct your own due diligence and consider your financial situation before engaging with any offering discussed. PassivePockets, LLC disclaims all liability for any actions taken based on the information presented.

Behind The Mission
BTM259 – Keith Hotle – Stop Soldier Suicide

Behind The Mission

Play Episode Listen Later Mar 10, 2026 31:46


Show SummaryOn this episode, we have a conversation with Keith Hotle, the Chief Executive Officer of Stop Soldier Suicide, a nonprofit with the goal of reducing service member and veteran suicide by using enhanced data insights, focused client acquisition, and suicide-specific intervention services.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestIn his previous role as Chief Program Officer at Stop Soldier Suicide, Keith was responsible for all programmatic activities and strategic efforts. During his six years with the organization, he has developed, implemented and evaluated a best-in-class clinical service model to deliver suicide prevention and early intervention treatment and support services to veterans and service members. Keith directly oversees our operations for the ROGER wellness service, research and evaluation activities, and community-based suicide prevention efforts including the development of veteran firearm safety teams in three North Carolina counties. Prior to his tenure at Stop Soldier Suicide, Keith was a senior public health administrator at the Wyoming Department of Health for ten years, as well as CEO of the Prevention Management Organization, a statewide public health prevention agency. Keith has a Master of Public Administration degree from the University of Wyoming and a Juris Doctorate from the University of Texas Law School.Links Mentioned During the EpisodeStop Soldier Suicide Web SiteThe ROGER Wellness ProgramThe Black Box Project PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course The Basics of Veteran Suicide Prevention. This course is designed to equip you with knowledge to make a difference, providing you with essential insights and practical abilities to positively impact your community by nurturing hope, healing, and resilience  You can find the resource here:  https://learn.psycharmor.org/courses/basics-of-veteran-suicide-prevention Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

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The Growth Minded Accountant
Bridge Loans & SBA 504 Financing: How Advisors Help Clients Access Capital | Dave Manser

The Growth Minded Accountant

Play Episode Listen Later Mar 10, 2026 51:43


Bridge loans, SBA 504 financing, and alternative lending solutions are becoming essential tools for small business owners who can't access traditional bank financing.In this episode of The Growth Minded Accountant, host Lee Reams sits down with Dave Manser, President & Chief Lending Officer at Business Loan Capital (BLC) to discuss how business owners are filling the growing capital gap and how advisors can help clients access financing faster.Traditional banks are approving fewer small business loans than ever before. Many entrepreneurs face long underwriting timelines, strict lending standards, or outright denials when trying to finance growth opportunities.Dave explains how bridge loans, SBA 504 financing, and hybrid lending structures can provide flexible solutions when timing, liquidity, or opportunity doesn't align with traditional bank processes.For tax and accounting professionals, this episode highlights the important role advisors can play in identifying financing opportunities and helping clients access capital at the right time.Lee and Dave discuss practical scenarios where accountants may recognize signals that a client could benefit from alternative financing, including property acquisitions, refinancing opportunities, and situations where equity is tied up in real estate.In This Episode• Why traditional bank lending for small businesses has tightened• What bank-alternative lending means and why it exists • How bridge loans help business owners act quickly on opportunities • When SBA 504 financing makes sense for commercial property purchases • Real-world examples where bridge financing saved deals • Financial signals accountants should watch for in client financials • How advisors can expand into capital advisory servicesAbout Dave ManserDave Manser is President and Chief Lending Officer at Business Loan Capital (BLC), a direct lender providing flexible financing solutions for business owners and commercial real estate borrowers.BLC specializes in:• Short-term bridge loans • SBA 504 financing • Conventional commercial loans • Hybrid capital structuresTheir lending model focuses on speed, transparency, and flexible deal structures, often helping borrowers move forward when traditional financing options fall short.Learn more:https://www.countingworkspro.com/partner-marketplaceAbout the ShowThe Growth Minded Accountant explores the strategies, technologies, and advisory opportunities helping tax and accounting professionals grow their firms and deliver more value to clients.Hosted by Lee Reams, CEO of CountingWorks PRO.

Investor Mama
Episode #190 | Wealth Building for Busy Moms: Franchise Business Opportunities Explained | Maja Taylor, Career Ownership Coach with The Entrepreneur's Source

Investor Mama

Play Episode Listen Later Mar 5, 2026 24:34


In this episode, host Jen Narciso sits down with Maja Taylor, a career ownership coach with over 30 years of corporate leadership experience, to explore how moms can build wealth through franchise ownership. Maja shares her personal journey from corporate burnout to entrepreneurial freedom, explaining why franchising offers a lower-risk path to business ownership compared to starting from scratch. She breaks down the entire franchise discovery process—from finding the right business model that fits your lifestyle and skills, to navigating funding options including SBA loans, retirement rollover (ROBS), and working capital strategies. Maja emphasizes that franchise ownership isn't just brick-and-mortar anymore, with virtual, mobile, and semi-absentee models now available across industries from senior care to consulting to home services. Most importantly, she reminds moms that they already have the leadership and management skills needed to succeed—they just need the right support system to make the leap.

No Vacancy with Glenn Haussman
1019: SBA Loans for Hotel Owners: AAHOA Pushes From $5M To $10M

No Vacancy with Glenn Haussman

Play Episode Listen Later Mar 5, 2026 14:01


AAHOA heads to Philadelphia for #AAHOACON26, and this year's theme stays dead simple: protect and advance profitability. Suzanne Bagnera, PhD, CHA, CED co-hosts #NOVacancyNews with me, and we talk with Laura Lee Blake (President & CEO, AAHOA) about what she wants owners focused on right now—and why this conference keeps growing. 

The Laundromat Resource Podcast
241. Everything You Need to Know About Escrow with Justin Suh

The Laundromat Resource Podcast

Play Episode Listen Later Mar 5, 2026 54:51


Send a textWelcome back to the Laundromat Resource Podcast! In episode 241, host Jordan Berry dives deep into the often misunderstood world of escrow, especially tailored for those looking to buy their first laundromat. Whether you're just starting out or need reassurance during your first transaction, this episode aims to demystify escrow and set you up for success.Joining Jordan Berry is escrow expert Justin Suh from New Century Escrow, California. Together, they break down the essentials: what escrow is, why it's critical for buyers and sellers, and how it protects everyone involved. Justin Suh offers insider tips and explains how to avoid common pitfalls, from clearing tax liens to handling SBA loans, and emphasizes the value of working with experienced brokers.If paperwork isn't your strong suit or you're worried about inheriting unwanted liabilities, don't miss this episode. Plus, stay tuned for a live Q&A segment, where audience questions get addressed in real time.Ready to take action? Tune in, learn something new, and discover what you can implement this week to move closer to your laundromat goals.In this episode, Jordan and Justin discuss:00:00 "Action Over Consumption"03:05 Escrow Officer's Family Business Journey07:46 Agreement & Verification Ensure Protection09:55 Escrow Ensures Tax Liability Protection14:14 Risks and Paperwork Management19:15 "Importance of Experienced Agents/Brokers"23:08 "Real Estate vs. Bulk Sales"26:34 Business Purchase Agreement Overview30:32 Laundry Financing and Tax Liens32:56 SBA Loan Agreement Challenges36:22 Tips for Solo Business Buyers39:43 "Importance of Experienced Real Estate Agents"42:40 "Choosing Trustworthy Real Estate Agents"45:48 Seller Guidance: Account & CPA Prepared50:06 Streamlined Escrow for Buyers54:24 Escrow Insights with Justin

Acquisitions Anonymous
The Porn Blocker App That Prints $100K a Year

Acquisitions Anonymous

Play Episode Listen Later Mar 3, 2026 32:24


In this episode the hosts break down a one-year-old “digital wellness” SaaS porn-blocking app doing ~$100K in profit from a single YouTube video—and debate whether it's worth $600K or just a $30K rebuild with better marketing.Business Listing – https://flippa.com/12197961-1-porn-blocker-app-ios-windows-b2c-saas-196k-gross-161k-net-604-subs-10k-mrr-0-57-dispute-all-from-a-single-traffic-source-huge-untapped-growthWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

The Boutique Workshop Podcast
#275: The Different Kinds of Debt (And What Is Best)

The Boutique Workshop Podcast

Play Episode Listen Later Mar 3, 2026 22:56


Is your debt a strategic tool or a heavy burden? In this episode, I'm pulling back the curtain on a topic many entrepreneurs avoid: Debt Management. Debt isn't inherently "bad," but for inventory-based businesses, the wrong type of debt can quietly choke your cash flow and restrict your freedom. Let's break down the six common types of business debt—from traditional SBA loans to the predatory nature of Merchant Cash Advances—and learn how each impacts your balance sheet. Whether you are navigating high-interest credit cards or utilizing vendor terms (Accounts Payable), this episode provides the roadmap you need to move from "servant to the lender" to a confident, profit-focused CEO. Key Takeaways: The Debt Spectrum: Why predictable debt (like traditional loans) is power, while unpredictable debt (like capital loans) is a danger to your daily operations. The "Inventory Gap": How to strategically use Lines of Credit to fund long lead times without falling into a debt trap. Family & Personal Loans: Why documentation and amortization schedules are non-negotiable, even when the lender is "Mom and Dad." The Debt Payoff Plan: How to prioritize your repayments to regain control of your cash flow. Actionable Steps You Can Take Now: Audit Your Debt: List every balance, interest rate, and payment term you currently hold. Identify the "Predators": Prioritize paying off Merchant Cash Advances and high-interest credit cards first. Formalize Agreements: Ensure all informal family loans have written terms and a clear payoff schedule. Seek Expertise: If your books are a mess, consider hiring professional services to clean up your records so you can make data-driven decisions. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe More About the Episode Sponsor:T&O Strategic Advisory (http://www.tostrategicadvisory.com/) - Offering a wide range of tax and accounting services, including entity election and S-Corp advisory.

Behind The Mission
BTM258 – Joanne Malear – The 11th Hour Squadron

Behind The Mission

Play Episode Listen Later Mar 3, 2026 31:22


Show SummaryOn this episode, we have a conversation Today we're having a conversation with Vietnam Era veteran and nurse Joanne Malear, who is the coordinator of the 11th Hour Squadron. They are an all-volunteer organization that believes in taking care of dying veterans like family. They can be there at a loved one's bedside during those final nights when family members are at home getting much-needed rest.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestJoanne Melear is a former U.S. Navy nurse and the founder of the 11th Hour Squadron, a volunteer initiative dedicated to ensuring that veterans in hospice care are not alone at the end of life. Drawing on her military medical experience and deep commitment to lifelong service, she created the program to bring trained veteran volunteers to sit bedside, provide companionship, and honor fellow service members in their final hours.Links Mentioned During the Episode11th Hour Squadron Website PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Caring for Veterans Through the End Of Life: Compassionate Communities. In this course, you will learn how you can provide compassionate care through the end-of-life for those who have served our country. You can find the resource here:  https://learn.psycharmor.org/courses/caring-for-veterans-through-the-end-of-life-1 Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

AmiSights: Financing the Future For Small Business Owners and Entrepreneurs
220: SBA Lending Today: Strategy, Risk, and the Power of Relationships https://bit.ly/4l8nG3t

AmiSights: Financing the Future For Small Business Owners and Entrepreneurs

Play Episode Listen Later Mar 3, 2026 35:10


This week on the AmiSights Podcast, we're joined by Brandi Nelson, Senior Director of Growth Operations at MultiFunding, for a powerful conversation on SBA lending, relationships, and what it really takes to guide entrepreneurs through successful financing. From navigating borrower fatigue to understanding risk in business acquisitions, this episode is packed with practical insights for lenders, advisors, and entrepreneurs alike. If you care about client experience, strong partnerships, and smarter SBA strategies, this is one you don't want to miss. "The SBA has done a great job, and so have bankers, in educating themselves to make this an affordable source of capital. It's a smart way to accomplish your goals while preserving working capital and often an easier path to a 'yes.' The key, though, is finding the right bank and making sure they truly understand what they're doing, because not all lenders have the same level of expertise." On this episode, we dive into recent SBA policy changes—including the removal of the SBSS score—the need for clearer messaging and borrower education, and how COVID-era publicity has shaped perceptions of SBA lending, while also featuring Brandi's background in commercial and SBA lending and how MultiFunding's relationship-driven culture aligns with her approach to supporting entrepreneurs and referral partners, and breaking down how SBA programs can be used strategically for growth and acquisitions with a focus on strong cash flow, realistic payment structures, thorough due diligence, and proper buyer education.   Connect with Brandi: https://www.linkedin.com/in/brandilnelson/   Recorded on 1/12/26

The Inventory Genius Podcast
#275: The Different Kinds of Debt (And What Is Best)

The Inventory Genius Podcast

Play Episode Listen Later Mar 3, 2026 22:56


Is your debt a strategic tool or a heavy burden? In this episode, I'm pulling back the curtain on a topic many entrepreneurs avoid: Debt Management. Debt isn't inherently "bad," but for inventory-based businesses, the wrong type of debt can quietly choke your cash flow and restrict your freedom. Let's break down the six common types of business debt—from traditional SBA loans to the predatory nature of Merchant Cash Advances—and learn how each impacts your balance sheet. Whether you are navigating high-interest credit cards or utilizing vendor terms (Accounts Payable), this episode provides the roadmap you need to move from "servant to the lender" to a confident, profit-focused CEO. Key Takeaways: The Debt Spectrum: Why predictable debt (like traditional loans) is power, while unpredictable debt (like capital loans) is a danger to your daily operations. The "Inventory Gap": How to strategically use Lines of Credit to fund long lead times without falling into a debt trap. Family & Personal Loans: Why documentation and amortization schedules are non-negotiable, even when the lender is "Mom and Dad." The Debt Payoff Plan: How to prioritize your repayments to regain control of your cash flow. Actionable Steps You Can Take Now: Audit Your Debt: List every balance, interest rate, and payment term you currently hold. Identify the "Predators": Prioritize paying off Merchant Cash Advances and high-interest credit cards first. Formalize Agreements: Ensure all informal family loans have written terms and a clear payoff schedule. Seek Expertise: If your books are a mess, consider hiring professional services to clean up your records so you can make data-driven decisions. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe More About the Episode Sponsor:T&O Strategic Advisory (http://www.tostrategicadvisory.com/) - Offering a wide range of tax and accounting services, including entity election and S-Corp advisory.

Startup Gems
The Most Overlooked Way to Get Rich (Proven Blueprint)⏐Ep. #279

Startup Gems

Play Episode Listen Later Mar 3, 2026 41:13


Here are three very specific ways of getting rich with low cost franchising. Explore any of these franchises here: ⁠⁠https://go.franzy.com/chris-koerner⁠⁠I sat down with Alex Smereczniak from Franzy to talk about why franchising might be the most overlooked path to wealth creation in America. We broke down how to think about risk tolerance and brand maturity, why some franchise models command higher exit multiples, and what I should have done when I first spotted Planet Fitness as a wide open opportunity years ago. Then Alex shared a few franchise concepts he's excited about right now, including an insurance adjusting model, a home sale prep and light renovation business, and a surprisingly massive window box subscription business. We also hit a couple wild cards like artificial turf and Airbnb cleaning, plus how people use SBA loans to finance deals like this. If you want to explore franchises with a tool that matches you to the right concept, check out the links below.LinkedIn (personal):https://www.linkedin.com/in/alex-smereczniak-40310329 Instagram:https://www.instagram.com/alexfromfranzy/ X (Twitter):https://x.com/AlexfromFranzy LinkedIn (company - Franzy):https://www.linkedin.com/company/franzy TikTok: https://www.tiktok.com/@alexfromfranzyEnjoy! ---Watch this on YouTube instead here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tkopod.co/p-yt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ask me a question on or off the show here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-ask⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about me: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-cjk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn about my company: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-cof⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow me on Twitter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-x⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free weekly business ideas newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-nl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Share this podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-all⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Scrape small business data: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://tkopod.co/p-os⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---

Acquisitions Anonymous
The Porn Blocker App That Prints $100K a Year

Acquisitions Anonymous

Play Episode Listen Later Mar 3, 2026 32:24


In this episode the hosts break down a one-year-old “digital wellness” SaaS porn-blocking app doing ~$100K in profit from a single YouTube video—and debate whether it's worth $600K or just a $30K rebuild with better marketing.Business Listing – https://flippa.com/12197961-1-porn-blocker-app-ios-windows-b2c-saas-196k-gross-161k-net-604-subs-10k-mrr-0-57-dispute-all-from-a-single-traffic-source-huge-untapped-growthWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Acquiring Minds
Second Time's the Charm as Owner of a $4m Business

Acquiring Minds

Play Episode Listen Later Mar 2, 2026 81:22


After his first ownership experience ended badly, Joe Springsteen bought a $3.2m maintenance business that is thriving.Topics in Joe's interview:Background in law and operationsDivorce as a catalyst for changeAcquiring a biohazard cleanup businessDoing cleanup himselfHis original growth thesis failedSelling the cleanup businessHis “Codie Sanchez phase”Prioritizing geography in his searchAcquiring an exterior cleaning businessBuilding competitive advantageReferences and how to contact Joe:LinkedInjoe@mallardsystems.comMallard SystemsSam Rosati on Acquiring Minds: Shortening Your Search: Big 3 Little 2Work with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact jenny@aspenhr.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

The Startup Junkies Podcast
442: The Power of Persistent Capital: Lessons for Rural Economies

The Startup Junkies Podcast

Play Episode Listen Later Mar 2, 2026 46:55


SummaryThe latest episode of the Startup Junkies podcast shines a spotlight on the enduring legacy and forward-thinking strategies of ACC Capital (formerly Arkansas Capital Corporation). Host Caleb Talley, joined by Jeff Amerine, welcomes Sam Walls, who shares the rich history and impact of ACC in Arkansas's entrepreneurial ecosystem.From its inception in the 1950s, ACC played a pivotal role in driving economic development and entrepreneurship in a state once plagued by poverty and limited capital. Sam details how ACC, born out of the vision of leaders like Winthrop Rockefeller, became a “third leg” in supporting capital needs, working alongside the state and private sector to bring manufacturing to Arkansas. Over the decades, ACC expanded its services, from pioneering SBA and USDA-guaranteed lending to launching Arkansas's first in-state SBIC venture capital fund and leading initiatives like the Governor's Cup business plan competition.Additionally, the episode highlights ACC's bold leap into the federal EB-5 immigrant investor program, which contributed nearly six hundred million dollars to transformative projects like Big River Steel in Mississippi County. For those passionate about economic development, this episode is an inspiring look at how steady vision and adaptability can create lasting impact. To learn more about ACC Capital or the Governor's Cup, listen to the full conversation!Show Notes(00:00) Introduction(05:58) Diverse Economic Development Initiatives(08:18) Arkansas Capital's Foundational Impact(16:03) Collaborating with an Abundance Mindset(21:20) EB-5 Immigrant Investor Program(25:13) Perseverance Amid Financial Struggles(29:30) Congressional Testimony on Job Creation(37:46) Balancing Capital and People(45:45) National Presence and AccessibilityLinksCaleb TalleyDaniel KoonceStartup JunkieStartup Junkie YouTubeSam WallsACC Capital

FedBiz'5
Why Your “Active” SAM Profile Gets Zero Inquiries

FedBiz'5

Play Episode Listen Later Mar 2, 2026 6:18 Transcription Available


Send a textIf your SAM.gov status is Active but your inbox is quiet, this episode explains why and what to fix.In this FedBiz Five episode, we break down the difference between being “registered” and being “findable.” Contracting officers still use SAM.gov and SBA's Small Business Search for market research, but they scan fast and they skip profiles that look unclear, inconsistent, or hard to trust.You'll learn the most common reasons active contractors get zero buyer inquiries, plus a quick self-audit to improve visibility right away:why generic capability text gets ignoredhow NAICS and keyword misalignment makes you invisiblethe credibility hit when SAM and Small Business Search don't matchwhat buyers look for in a 10-second scanhow to get “ready to respond” when an inquiry finally hitsIf you're capable but overlooked, this is your practical fix to start getting found again.Visit us: FedBizAccess.com Stay Connected: Follow Us on Facebook Follow Us on LinkedIn Need help in the government marketplace? Call a FedBiz Specialist today: 844-628-8914 Or, schedule a complimentary consultation at your convenience.

Dropping Bombs
$60K Employee Bought a $4M Company - Here's How

Dropping Bombs

Play Episode Listen Later Feb 26, 2026 78:20


This episode was sponsored by Cardiff as well as Duggins Welding & Weswy Beard Co   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ This Dropping Bombs episode delivers bootstrapped fire with Zach Burick, the CEO who went from food stamps and moving 25+ times as a kid to buying his boss's $4M steel company on a $60K salary.   Zach breaks down the SBA loan playbook, leveraging everything to triple revenue to $12M+, and why getting uncomfortable in rooms you don't belong in changes everything. From $20/day at golf courses to building generational wealth through steel, beard products, and golf apparel—he proves ignorance is bliss when you're willing to go all in.   This conversation is the blueprint for anyone willing to bet on themselves. Stop doubting, start doing. Your empire starts here.  

Dope Interviews
Daniel Benhamu on Betting on Himself & Turning Hammer & Nails Into a Community Brand

Dope Interviews

Play Episode Listen Later Feb 26, 2026 28:18


Daniel Benhamu didn't just open a barbershop — he built an experience. In this episode of Dope Interviews, Daniel shares his journey from working in film production to becoming a franchise owner of Hammer & Nails in Davie, Florida. After navigating SBA loan rejections, industry uncertainty, and a major career pivot, he created a premium men's grooming space centered on community, self-care, and entrepreneurship. We discuss:The realities of franchise ownershipWhy men need a “third space” beyond work and homePremium pricing vs. value perceptionBuilding a team that reflects the communityBetting on yourself when no one else doesA powerful conversation for entrepreneurs, creatives, and anyone ready to pivot into ownership.Become a supporter of this podcast: https://www.spreaker.com/podcast/dope-interviews--5006633/support.Follow Dope Interviews on X: https://www.twitter.com/dope_interviewsFollow Warren Shaw on X: https://www.twitter.com/thewarrenshawFollow Warren on IG: https://www.instagram.com/thewarrenshawRock "Dope Interviews" gear: https://19-media-group.myspreadshop.comLooking to book a vacation? Our travel partner Exquiste Travel & Tours has you covered: Call 954-228-5479 or visit https://exquisitetravelandtours.com/Discover our favorite podcast gear and support the show—shop our studio must-haves on our Amazon Affiliate page! https://www.amazon.com/shop/19mediagroupWant to join the conversation or invite us to your platform? Connect with us and share your vision (budget-friendly collaborations welcome)!  https://bit.ly/19Guest

Hey Docs!
Unlocking Practice Financing with Steve Steinbrunner from Provide

Hey Docs!

Play Episode Listen Later Feb 26, 2026 42:05


"Cash is king." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen and Steve Steinbrunner discuss the evolving landscape of practice financing for orthodontists and healthcare professionals. They explore the increasing interest in commercial real estate, the nuances of startup loans, and the innovative Jumpstart Loan for acquiring declining practices. The discussion emphasizes the importance of financial preparation, common pitfalls in establishing credit worthiness, and leveraging equity for real estate purchases. They also touch on ground-up construction financing and the need for creative solutions in lending. Connect With Our Guest Provide - https://www.getprovide.com/ Takeaways The trend of orthodontists investing in commercial real estate is on the rise.Startup loans are evolving with more options like SBA loans.Understanding the financial landscape is crucial for new practitioners.The Jumpstart Loan can help acquire declining practices effectively.Cash flow management is essential for practice sustainability.Building a strong financial team is key to successful financing.Credit scores play a significant role in loan approvals.Avoid aggressive debt repayment that affects liquidity.Leverage practice equity for real estate purchases.Ground-up construction financing is viable for new practices.Chapters 00:00 Introduction04:15 Why Own Real Estate08:10 SBA Path for Startups11:43 Lease vs Buy Math14:07 Buying Declining Practices16:22 Jumpstart Loan Explained20:01 Getting Loan Ready23:09 Liquidity and Guarantors27:10 Credit Score Hurdles28:20 Liquidity vs Debt Mistakes31:59 Ground Up Construction Loans35:14 Using Practice Equity37:15 Contact Info & Closing Thoughts Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

The Unforget Yourself Show
The trauma of entrepreneurship: the untold stories and how purpose leads you through with Kate Juozaitis

The Unforget Yourself Show

Play Episode Listen Later Feb 25, 2026 32:41


Kate Juozaitis, founder of Clay Therapeutic Services and Lift As You Climb Coaching, a dual practice that supports mental health clients and corporate leaders who want to grow, heal, and perform at a higher level.Through her group therapy practice, executive coaching, corporate wellness work, and consulting, Kate guides individuals and organisations to navigate stress, purpose, leadership, and the inner shifts required to thrive in demanding environments.Now, Kate's journey of running two businesses at once, or as she describes it, carrying the corpse while trying to birth the baby, demonstrates what it looks like to stay committed to purpose while balancing the spinning plates of entrepreneurship.And while leaning into her own transformation so she can be the best example of what is possible, she continues to pour into others through retreats, coaching programs, her SBA community, her WBE certification circles, and the baddie women of her bougie brunch club.Here's where to find more:Claytherapeuticservices.comLiftasyouclimbcoaching.com https://www.linkedin.com/in/kate-juozaitis-17935811?utm_source…________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Critical Mass Radio Show
Critical Mass Business Talk Show: Sylvia Pizarroso is the OCIE SBDC Network Finance Center (Episode 1614)

Critical Mass Radio Show

Play Episode Listen Later Feb 25, 2026 28:40


Sylvia Pizarroso is a finance veteran with over 30 years of experience in commercial and business banking. Known for her expertise in business development, client relationship management, and risk mitigation, Sylvia has a strong background in credit analysis, cash management, and SBA lending. She has served as a trusted advisor to businesses of all sizes throughout her career. Sylvia holds a bachelor's degree in business administration with a concentration in Finance. In April 2024, Sylvia joined the OCIE Small Business Development Center (OCIE SBDC) as the Finance Center Director. She came to the SBDC after a distinguished 14-year tenure at JP Morgan Chase, where she held several leadership positions, most recently as Executive Director in their Commercial Banking division. As Finance Center Director, Sylvia leads a team dedicated to providing critical financial support and guidance to small businesses. Her leadership extends to the community as demonstrated by her service as the 2022-2024 Board Chair of the Orange County Hispanic Chamber of Commerce. Deeply committed to empowering Latino youth, Sylvia is actively involved in mentoring and community outreach. She serves as the Mentorship Program Advisor for the Orange County Hispanic Youth Chamber of Commerce and is a board member of the Orangewood Foundation, an organization supporting youth transitioning out of the foster care system. An immigrant from La Paz, Bolivia, Sylvia's personal journey embodies the American dream. Her drive and dedication have fueled her success, and she is passionate about helping others achieve their professional and personal dreams. Sylvia is married and has two children, Michelle and Luke.   -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County. Learn more about Ric at www.ricfranzi.com.

Defenders of Business Value
EP 141: David Barnett on Selling Smart: Blind Spots, Buyer Psychology, and Real-World Value

Defenders of Business Value

Play Episode Listen Later Feb 25, 2026 43:53


There's a common belief that selling a business is the ultimate jackpot—a one-time windfall that guarantees wealth and success. But is that the reality?   In this episode I sit down with David C. Barnett, three-time best-selling author, entrepreneur, and former business broker, to unpack the realities behind buying and selling small and mid-sized businesses. David's journey began in advertising sales before he launched multiple ventures, including a commercial debt brokerage. That path eventually led him into business brokerage and private transaction consulting, where he has spent more than a decade advising entrepreneurs around the world. Drawing from his experience as the author of How to Sell My Own Business and seven other books, David challenges the common myths around exits. We discuss: Why selling a business is often a strategic outcome, not a guaranteed jackpot What actually makes a business sellable How leverage, risk, and market timing influence outcomes Why many owners misunderstand market dynamics The evolving role of technology in business transactions How to build a company that is transferable, even if you never intend to sell This conversation is practical, direct, and grounded in real-world deal experience. Whether you are planning an exit, considering an acquisition, or advising business owners, David offers insights that may reshape how you think about preserving and transferring business value. In this episode, you will: Learn how AI tools can speed up deal sourcing and buyer profiling Understand how to assess and manage risk when financing a business purchase Hear the limitations of exit planning and the importance of execution   Highlights: (00:00) Meet David C. Barnett (02:18) Exit planning reality check (09:57) AI and valuation (18:32) Overpriced listings & unrealistic expectations (20:48) Shifting buyer demographics (26:38) SBA leverage: low defaults, big hidden risks (35:56) Seller financing, internal successors, and trust-based deals   Resources: For past guests, please visit https://www.defendersofbusinessvalue.com/ Follow David: https://www.linkedin.com/in/davidbarnettmoncton/  Explore his website: www.DavidCBarnett.com Subscribe to his YouTube: https://www.youtube.com/@DavidCBarnett Learn more about Advantage Liquidity Partners Ltd.: https://www.businessandassetvalues.com/  Follow Ed: Connect on LinkedIn: https://www.linkedin.com/in/edmysogland/ Instagram: https://www.instagram.com/defendersofbusinessvalue/ Facebook: https://www.facebook.com/bvdefenders

Acquisitions Anonymous
Inside a $36M Countertop Business — Is This Deal Worth It?

Acquisitions Anonymous

Play Episode Listen Later Feb 24, 2026 28:55


In this episode, the hosts analyze a $36M Florida-based vertically integrated countertop business with strong EBITDA—but big risks tied to real estate, cyclical new construction, and questionable growth potential.Business Listing – https://www.bizbuysell.com/business-opportunity/premier-vertically-integrated-countertop-manufacturer-and-installer/2375304/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Property Management Business
71. Inhouse Maintenance + Buying the Company You Work for with Melissa Sharon of 1st Rate Property Management

Property Management Business

Play Episode Listen Later Feb 24, 2026 48:35


In-house maintenance can transform a property management company — or create operational chaos. So how do you know when it makes sense? In this episode, Marc Cunningham sits down with Melissa Sharon of FirstRate Property Management (1,200 doors in Boise, Idaho) to break down the real pros and cons of running in-house maintenance. Melissa shares how her team structured a separate maintenance division, why quality control and response time improved, and how it became a profitable arm of their business. They also dive into strategic planning retreats, taking a leadership team to Mexico after hitting growth goals, buying a company from the previous owner through an SBA loan, and what it looks like to run a 28-person company with your spouse. If you're debating bringing maintenance in-house, planning your next growth phase, or thinking about long-term ownership, this episode offers practical insight from someone who's done it. 1st Rate Property Management Upkeep Media: Get a free property management lead gen analysis Property Manager Websites - the highest performing property management website in the industry Venderoo- An always-on AI teammate to handle all aspects of maintenance Lead Simple - manage more doors with less stress using LeadSimple Rentvine - the property management software you can trust   Lending One - real estate loans for investors   Reconcile Daily - corporate & trust accounting experts   PMbuild - Marc's education for property managers   Denver Property Management - Grace Property Management website This podcast is produced by Two Brothers Creative.

Behind The Mission
BTM157 – Mark Solomon – Veterans Community Project

Behind The Mission

Play Episode Listen Later Feb 24, 2026 32:55


Show SummaryOn this episode, we have a conversation Today we're having a conversation Mark Solomon, co-founder of the Veterans Community Project. We talk about their innovative approach to ending veteran homelessness through tiny home communities, wraparound support, and a mission to ensure every veteran has both housing and connection.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestMark Solomon is a Naval Reserve Officer and co-founder of the Veterans Community Project, an organization dedicated to ending veteran homelessness through innovative housing and supportive services. Drawing on his own military experience and the challenges veterans face transitioning to civilian life, he helped launch the project in 2014, leading efforts to create a tiny-home village and comprehensive outreach center in Kansas City that connects veterans with resources such as health care referrals, employment assistance, and counseling.Links Mentioned During the EpisodeVeterans Community Project Website PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Finding Veteran Support Programs. No matter what issue you're facing, you can use the power of the internet to reach out and get the help you deserve. You can find the resource here:  https://learn.psycharmor.org/courses/Finding-Veteran-Support-Programs  Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

StarrCast
How The Bodhi Spa Built a $10M Hydrotherapy Brand with Harmony Oschefski and Cedar Hwang

StarrCast

Play Episode Listen Later Feb 24, 2026 58:26


What does it take to build a profitable hydrotherapy spa brand in three different markets and scale it to $10 million in annual revenue? In this episode, Harmony Oschefski and Cedar Hwang share how the bodhi spa grew from a bold idea sparked in Maui to a multi location wellness company rooted in contrast therapy, operational discipline, and community driven growth. We explore how sauna culture, cold plunge therapy, and a thoughtfully designed water journey can become the foundation of a scalable spa business model. This conversation goes beyond wellness trends and dives into infrastructure, financing, Department of Health compliance, maintenance systems, staffing strategy, and brand positioning in a rapidly growing wellness economy. What You'll Learn: How to design a hydrotherapy spa business model that balances water journey revenue with massage and facial services Why contrast therapy and cold plunge trends are only sustainable when supported by serious infrastructure and maintenance systems What it takes to secure SBA financing for a first time concept and how to successfully appeal a denial How to scale from one spa location to three while maintaining brand consistency and operational excellence Why weekly pool draining, state of the art filtration systems, and a dedicated maintenance manager protect long term profitability Episode Highlights: 03:12 – Growing up with sauna culture and cold plunges in Nova Scotia 11:48 – The Maui moment that sparked the bodhi spa business idea 18:27 – Getting denied for SBA financing and how they successfully appealed 26:04 – What a hydrotherapy water journey includes and why contrast therapy works 34:15 – Rebuilding the entire operating model during COVID to satisfy Department of Health requirements 41:22 – Scaling to Providence and Norwood and what changes with each new market 47:36 – Why weekly pool draining and a full time maintenance manager are non negotiable 53:18 – Reaching $10 million in revenue and building infrastructure for long term brand sustainability   Meet the Guests: Harmony Oschefski is Co Owner and Managing Partner of the bodhi spa. With a background in life sciences and functional health, she brings a complementary wellness perspective to spa development and operational strategy. Cedar Hwang is Co Owner and Managing Partner of the bodhi spa and a former 12 meter yacht captain. Her leadership experience and operational discipline inform the systems, staffing, and execution behind the brand's growth. Together, they have built three bodhi spa locations across New England and employ nearly 100 team members. Tools, Frameworks, and Strategies Mentioned: The bodhi spa Water Journey hydrotherapy circuit Contrast therapy using sauna and cold plunge sequencing SBA financing and structured loan appeal strategy Dedicated maintenance management with weekly full system resets Infrastructure first scaling model with General Managers at each location State of the art filtration, HVAC, and pool monitoring systems Gender inclusive design and dual temperature cold plunge strategy Closing Insight: The bodhi spa's growth story shows that the wellness industry rewards both inspiration and precision. Sauna culture and cold plunge therapy may attract attention, but long term success depends on disciplined maintenance, regulatory compliance, staff training, and operational infrastructure. As Harmony shares in the episode, the goal was never just to open a spa. It was to build a company that could stand on its own.   Looking for expert advice in Spa Consulting, with live training and online learning? Spa Consulting: wynnebusiness.com/spa-management-consulting Live Training: wynnebusiness.com/live-education Online Learning: wynnebusiness.com/spa-management-courses Other Links: Visit the bodhi spa at https://thebodhispa.com/Connect with the bodhi spa: https://www.instagram.com/thebodhispa/ Follow Lisa on LinkedIn: https://www.linkedin.com/in/lisastarrwynnebusiness, Listen on Apple: https://podcasts.apple.com/at/podcast/starrcast/id1565223226 Listen on Spotify: https://open.spotify.com/show/00tW92ruuwangYoLxR9WDd Watch the StarrCast on YouTube: https://www.youtube.com/@wynnebusiness Join us on Facebook: facebook.com/wynnebusiness/?ref=bookmarks Join us on Instagram: instagram.com/wynnebusiness  

Michigan Business Network
Michigan Business Beat | Sean Cervantes, LAFCU & Grassroots Giving Lansing Host Entrepreneurs Event

Michigan Business Network

Play Episode Listen Later Feb 24, 2026 6:26


Chris Holman welcomes back Sean Cervantes – Business Development & Growth Officer at LAFCU, Lansing, MI. You have an event coming up, tell us about that? What prompted LAFCU and Grassroots Giving Lansing to focus this mixer specifically on lending essentials for entrepreneurs? For early-stage business owners, what are the most common challenges you see when they first try to access capital? How can understanding SBA lending and credit readiness help entrepreneurs position their businesses for long-term growth? What should attendees expect to walk away with from this session that they can apply right away in their business? Why are events like this important for building a stronger, more inclusive entrepreneurial ecosystem in the Lansing area? How can folks sign up to attend? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ LAFCU and Grassroots Giving Lansing to host entrepreneurship mixer focused on lending essentials LANSING, Mich. — LAFCU and Grassroots Giving Lansing will host the second session of their Entrepreneurship Mixer Series, The Lending Essentials, from 11 a.m. to 2 p.m. Saturday, Feb. 21, at LAFCU headquarters, 106 N. Marketplace Blvd. in Lansing. The event is free and open to aspiring and early-stage entrepreneurs. The Entrepreneurship Mixer Series is a quarterly networking and education initiative designed to support local entrepreneurs at every stage of their journey by providing practical education, access to local experts and meaningful networking opportunities. The first event, held last November, drew more than 35 attendees, highlighting strong interest from the Lansing-area entrepreneurial community. Attendees will enjoy lunch, authentic conversation and networking with local business leaders. Participants will also have a chance to win a laptop and a free year of QuickBooks to support their business success. Registration is required. To RSVP or learn more, visit https://www.lafcu.com/grassrootsgiving. Official rules for giveaway will be available at the event. No purchase is necessary. About Grassroots Giving Lansing Founded in 2023 by Ali Bennett, Grassroots Giving Lansing is dedicated to supporting Black business professionals and fostering meaningful connections between Black-owned businesses and the surrounding community. The organization is committed to nurturing inclusivity within the Greater Lansing area by empowering entrepreneurs through strategic partnerships, community engagement and resource-driven networking. Grassroots Giving Lansing works to create an inclusive ecosystem that promotes economic growth, celebrates diversity and champions the resilience of Black business professionals across the region. About LAFCU Founded in 1936, LAFCU (pronounced laugh-cue) is a not-for-profit, member-owned credit union open to all who live, work, worship or attend school in Michigan, and to Michigan businesses. LAFCU serves more than 74,000 members and holds over $1 billion in assets. With a particular focus on serving people of modest means, LAFCU is committed to enhancing its members' financial well-being and creating long-lasting positive change across generations. Awarded the prestigious Dora Maxwell Social Responsibility Community Service Award, LAFCU is known for its people-helping-people mission, which has led to award-winning financial literacy programs for all ages. A three-time honoree as a national ‘Best Credit Union to Work For,' named a Best Place to Work for Women, and recognized globally for its diversity, equity, and inclusion initiatives, LAFCU stands out for its commitment to creating an inclusive workplace. Learn more at www.lafcu.com. # # #

The blondEST
Introducing Ryan

The blondEST

Play Episode Listen Later Feb 23, 2026 56:07


Savanna's out of town, so Tyler did the next best thing — put his boyfriend on the podcast. Meet Ryan: former Broadway mouse, one of Ursula's tentacles, stress tumor survivor, and the man keeping SBA running behind the scenes. We're talking theater school horror stories, how they met, favorite skincare products, and the Barry's Bootcamp incident we will never let him live down. Consider this your official introduction.Shop here now: https://www.savannaboda.com

The Self Storage Podcast
You Probably Qualify for More Than You Think | Anne Mino

The Self Storage Podcast

Play Episode Listen Later Feb 23, 2026 36:08 Transcription Available


Send a textWhat if the most powerful financing tool in self-storage has been hiding in plain sight…dismissed, misunderstood, and underutilized by the very investors who need it most? Joe Downs sits down with Anne Mino, Senior Loan Officer at Live Oak Bank, the #1 SBA lender in the country by dollar volume for self-storage loans, to pull back the curtain on what SBA financing can actually do for self-storage investors. Anne reveals how a borrower earning $80,000 a year could qualify for a $1 million acquisition, why no prior self-storage experience is required, and how strategic use of SBA loans can turn $300,000 into a multi-property portfolio. If you've been sitting on the sidelines waiting for the perfect deal or the perfect balance sheet…this episode is your wake-up call. WHAT TO LISTEN FOR3:46 Can a first-time self-storage investor with no experience actually qualify for an SBA loan?11:03 Could someone earning $80,000 a year qualify for a $1 million self-storage acquisition?19:08 How can SBA financing help investors buy and expand a self-storage facility at the same time?23:41 How do experienced investors use SBA loans to build a self-storage portfolio faster?28:21 Does SBA lending really take six months to close a self-storage deal? Leave a positive rating for this podcast with one click CONNECT WITH GUEST: ANNE MINO, SENIOR LOAN OFFICER AT LIVE OAK BANK, SELF STORAGE DIVISIONLive Oak Bank | LinkedIn | Email | 910.550.2297 CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramJoe Downs on LinkedInBelrose website | Belrose email | Belrose LinkedIn

Acquiring Minds
How to 4x a Small Manufacturer

Acquiring Minds

Play Episode Listen Later Feb 19, 2026 74:12


Tato Corcoran returns with updates on her ownership of a sink maker that had just $400k in revenue when she bought it.Register for the webinar: Red Flags That Kill or Reshape Deals - TODAY!! - https://bit.ly/4rsjvlaTopics in Tato's interview:Growing her top line revenueFinding a mentor at StarbucksCreating an employee handbookReconfiguring the factory with new equipmentHow she implements extreme ownershipProfit First accountingBeing tied to the real estate marketGoals for her real estate portfolioBeing a woman in manufacturingWhen she may be open to sellingReferences and how to contact Tato:LinkedInBrandt Molded MarbleTato's first interview: When You Buy a Glorified Job, Not a BusinessExtreme Ownership by Jocko Willink and Leif BabinProfit First by Mike MichalowiczGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Gana Tu Día: El Podcast
Ex Banquero Revela: Lo que los Bancos Ocultan a las Pymes │ Javier Acosta │ Gana Tu Día Ep 289

Gana Tu Día: El Podcast

Play Episode Listen Later Feb 19, 2026 76:47


 ¿Por qué un banco tradicional te aprueba un préstamo de $50,000 para un auto de lujo en una hora, pero te hace esperar meses (o te rechaza) si pides ese mismo dinero para crecer tu negocio? En este episodio de Gana Tu Día, nos sentamos con Javier Acosta, ex-banquero de inversión y presidente de PYMES Financial Partners, para destapar la realidad del sistema financiero y exponer las reglas ocultas que mantienen a los pequeños empresarios estancados.

The Cowboy Perspective
Darin Deaton: Businessman, Physical Therapist, Christian, Cowboy

The Cowboy Perspective

Play Episode Listen Later Feb 18, 2026 81:56


Neil interviews Darin Deaton, a physical therapist, entrepreneur, and rancher. Darin shares his shift from pre-med toward PT after observing an independent practice owner's lifestyle, his education at Texas Woman's University, and juggling full-time work with graduate school. He describes learning business through an early partnership, then launching his own clinic using SBA financing and a $60,000 investor check that enabled a 1998 seven-figure exit. Darin later built and sold a seven-location Fort Worth PT group (sold in 2024) and runs DPT Therapy. They discuss Deaton Ranch Beef, regenerative ranching, raising Achi/Red Wagyu over Angus, local food systems, health pillars, aging and muscle loss, faith, integrity, and "Make America Grit Again." Links Visit us at www.thecowboyperspective.com More on Darin: deatonranchbeef.com dpttherapy.com   Topics 00:00 Meet Darin Deaton: PT, rancher, and entrepreneur 02:20 From pre-med to PT: choosing a life with family balance 06:34 PT school hustle & how the profession evolved (BS → MS → DPT) 11:34 First clinics & learning business the hard way 14:23 Getting funded: the $60K check that launched the practice 19:05 Debt, integrity, and having your spouse's backing 22:12 First big exit: selling the clinic & discovering equity 25:58 Building a multi-location PT group + becoming the landlord 27:14 Food, fitness, and the origin story of Deaton Ranch beef 35:29 Local food systems, small producers vs big supply chains 38:52 Cattle economics: herd size, restaurant demand, and market cycles 41:39 Wagyu curiosity & the "better-for-you" meat business angle 42:19 Wagyu Experiment Gone Wrong: Chasing Pounds vs. Premium 43:23 Learning the Cattle Game: Associations, Webinars & Old Cowmen 43:50 One-Man Ranch Ops: Working Cattle Solo with Border Collies 44:34 PT vs. Gym: The Full Health Stack (Sleep, Diet, Stress & Genetics) 45:23 Maximum Genetic Potential: The Animal Analogy for Human Performance 46:47 Muscle Mass After 40: Protein, Strength Training & Aging Reality 49:26 Backflips at 59: Athletic Roots, Training Smart & Avoiding Injury 51:53 Mortality, Meaning & Faith: Making the Time Count 56:20 Grit, Failure & Raising Tough Kids in a Softer Culture 01:00:48 Immigration & Opportunity: Lawful Grit, Hard Work, and 'Luck' Excuses 01:03:47 Earning Credibility: Humility, Ranch Hierarchy & Learning to Lose 01:10:38 Integrity When Nobody's Watching: Pride in Craft & Old-School Values 01:14:37 Building Better Horses: Breeding, Cow Horse Prospects & Ranch Standards 01:17:18 Be the Dumbest in the Room: Getting Coached, Taking Ribbons & Growing 01:20:01 Closing Thoughts & Where to Find Darin (Deaton Ranch Beef + DPT Therapy)  

The Playbook
Building A Business Buyers Want

The Playbook

Play Episode Listen Later Feb 17, 2026 30:25


In today's episode, I sit down with business broker and entrepreneur Matt Uhler, who's been self-employed since 17 and has been part of more than 800 business transactions. We talk about the real challenge after success: keeping your purpose once the deal is done. Matt breaks down how buyers think about a company like a recipe, why clean financials and repeatable systems raise valuation, and how real estate can add serious flexibility at exit. We also cover SBA loans as a practical tool for buying income-producing assets, plus the bottleneck problem when a business depends too much on the owner. Connect with Matt Uhler: Instagram – @Ampedsuccess TikTok – @Ampedsuccess LinkedIn – https://www.linkedin.com/in/matt-uhler-a9896612?utm_source=share_via&utm_content=profile&utm_medium=member_ios

BLACK ENTREPRENEUR BLUEPRINT
Black Entrepreneur Blueprint 609 - Jay Jones - The System Is Rigged - Why Banks Say NO to Black Businesses — And What To Do Instead

BLACK ENTREPRENEUR BLUEPRINT

Play Episode Listen Later Feb 16, 2026 36:44


If you've ever been denied a business loan, offered sky-high interest rates, or told to "come back later," you're not alone — and it's not because you're failing. In this episode of Black Entrepreneur Blueprint, Jay Jones exposes the uncomfortable truth: traditional banking was never designed for first-generation wealth builders, which puts Black entrepreneurs at a built-in disadvantage before we ever apply for funding. Jay breaks down how banks really decide who gets money, why profitable businesses still get rejected, and what smart entrepreneurs are doing to position themselves for funding anyway. He also tackles the big questions — is the system rigged, should Black entrepreneurs boycott banks, and what real funding options exist outside SBA loans — and shows you how to stop guessing and start playing the money game the right way. SEE IF YOU'RE READY TO GET BUSINESS FUNDING: Take The Short 60-second Quiz and Find Out Immediately  www.GetFundingReady.com

Acquisitions Anonymous
$5 Million Ski Resort for Sale in Wyoming Reviewed

Acquisitions Anonymous

Play Episode Listen Later Feb 13, 2026 30:29


In this episode, the hosts explore a $5M remote Wyoming ski resort with epic scenery, zero financials, and huge hidden costs—ultimately concluding it's a billionaire's hobby, not a real business.Business Listing – https://www.land.com/property/230-acres-in-washakie-county-wyoming/24410346/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Empire Flippers Podcast
Using Business Credit to Fund Growth and Acquisitions With Ty Crandall [Ep.205]

Empire Flippers Podcast

Play Episode Listen Later Feb 10, 2026 52:57


Many entrepreneurs leave huge sums of money on the table because they don't understand business credit. In this episode, Ty Crandall, CEO of Credit Suite, breaks down how business credit really works and how online business owners can use it as a serious growth and acquisition tool. We start by unpacking the key differences between business credit and personal credit, and why separating the two is critical if you want to scale responsibly. Ty explains the types of business credit you can access without personal guarantees and what actually goes into a business credit score. From there, Ty walks us through how to identify which business credit cards truly count as credit lines, the four credit tiers businesses move through as they build credibility, and how tradelines function specifically for online businesses. We also dig into how entrepreneurs can qualify for 0% interest cards and when it makes sense to use them. Finally, we tackle how to use creative financing and business credit to acquire companies. We compare SBA loans and revenue-based financing and discuss when each option makes sense for acquisitions. If you're an online business owner thinking about scaling, buying your first company, or simply becoming more fundable, this episode is packed with insights you can apply immediately. Topics Discussed in this episode: How business credit differs from personal credit (04:00) The types of business credit you can get without personal guarantees (06:02) What makes up a business credit score (09:44) How to know which business credit cards count as credit lines (12:43) The four business credit tiers for building credit (15:32) How tradelines work for online businesses (21:25) How entrepreneurs can gain access to 0% interest cards (28:47) Is using business credit risky? (30:47) Using creative financing to acquire businesses (36:48) SBA vs RBF for business acquisition financing (48:39) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter CreditSuite Ty's LinkedIn Sit back, grab a coffee, and learn how to fund growth and acquisitions without risking your personal finances.  

The Wright Report
09 FEB 2026: Wild Stock Rides // Major Welfare Fraud // Trump's Immigration Win // Dems Say No to Body Cams // Deep State vs. The White House // Italy Terror // UK Head Scratcher // Japan Victory // Medical News!

The Wright Report

Play Episode Listen Later Feb 9, 2026 33:27


Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Monday Headline Brief of The Wright Report, Bryan warns listeners to brace for market volatility as a wave of economic data and algorithm-driven trading threatens Wall Street, even as the underlying Trump economy remains relatively strong. He then exposes massive fraud inside Washington's $30 billion welfare system, explains a major court ruling that could finally end "catch and release" by allowing the detention of illegal migrants without bond, and breaks down why Democrats are quietly backing away from ICE body cameras amid fears the footage would expose activist violence. The episode turns global with explosive allegations of Deep State manipulation inside U.S. intelligence involving Tulsi Gabbard, violent left-wing attacks tied to the Olympic Games in Italy, and growing signs of national decline in the West as pride in the country collapses among younger generations. Bryan closes with unsettling political developments in the United Kingdom, a pivotal election in Japan that could ripple into U.S. markets, and promising medical research pointing to new treatments for brain health, mental illness, and epilepsy.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: February 9 2026 Wright Report, Wall Street volatility algos Bloomberg Goldman Sachs, TANF welfare fraud slush fund states, Mississippi volleyball stadium TANF, PPP loan fraud SBA audit, Fifth Circuit asylum detention without bond, end catch and release Trump DOJ, ICE body cameras Democrat opposition, Renee Good Alex Pretti video fears, Tulsi Gabbard intel whistleblower NSA fake calls, Deep State Crossfire Hurricane parallels, Italy Olympic left-wing terrorism Meloni, Marquette poll Democrats no pride, UK terrorist runs for office Birmingham, Keir Starmer Epstein fallout Labour, Japan election Takaichi supermajority yen carry trade risk, brain health aging cells epilepsy anxiety mitochondria