Podcasts about sba

Send us a textLisa is one of the few 2x guests on the show.  She is the head of Search Fund lending at Live Oak Bank, one of the top SBA lenders in the country, and a premier expert on loans for buying small businesses.  She also loves to work with veterans and I had her on the show to talk about why.  

Welcome back to Franchise Envy! In this episode, I sit down with powerhouse franchisee Nina Hunter from Sarasota, Florida, who launched Voda Cleaning & Restoration — in the middle of a hurricane. Yep, you read that right.From ditching corporate life and considering a coffee shop to choosing a recession-proof restoration franchise, Nina reveals how she grew fast, secured 3 territories, and set her sights on hitting $3M in 3 years.

In this kickoff episode of the 2025 season of Small Biz Florida, host Tom Kindred is joined by longtime SBA leader Jonel Hein, District Director for the North Florida SBA Office. Recorded live at the Florida State Capitol during Small Business Day, Jonel shares her 34-year journey with the Small Business Administration and the agency's renewed focus on manufacturing under new leadership. The conversation dives deep into SBA's core offerings—capital, contracting, consulting, and crisis support—and what small business owners need to know to become “lender-ready” in today's market. Jonel also highlights the impressive progress in Florida's manufacturing sector and the North Florida district's push to surpass $1 billion in loan and contracting volume in 2025. This is essential for any entrepreneur ready to grow, scale, or access the right funding resources. This podcast episode was recorded live at the Florida State Capitol hosted at the Capitol Courtyard in Tallahassee. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: https://www.sba.gov/northflorida

In this special episode, Jaryd Krause sits down with Beau Eckstein to explore how aspiring entrepreneurs can buy a $1 million business with as little as $25,000 using SBA financing. Beau is a franchise and SBA loan expert, a seasoned business ownership coach, and the host of the Investor Financing podcast. With over 26 years of experience in lending, financing, and business acquisitions, he has helped thousands of entrepreneurs secure funding and successfully transition from employees to business owners. Throughout the episode, Beau shares his insights on navigating the SBA loan process—from understanding eligibility and repayment terms to exploring what kinds of businesses qualify. He and Jarrah also dive into creative deal structures that allow buyers to acquire businesses with minimal capital, the risks involved, and why commitment is essential when it comes to buying a business. Beau emphasizes building wealth through smart acquisitions and explains how owning multiple SBA-backed businesses can lead to lasting financial freedom and significant tax advantages. Real-world examples are discussed, comparing the financial outcomes of acquiring a $1M business with financing versus purchasing a smaller business outright. This episode is a must-listen for U.S.-based entrepreneurs looking to step into business ownership with strategic leverage. Episode Highlights 03:00 How do you buy a business through financing? 10:00 What is the fattest way to replace your income? 19:00 Is buying a larger business more profitable? 26:30 Why is having a mentor crucial for your success? 37:00 Where to find Beau? Key Takeaways ➥ The business must demonstrate enough cash flow to cover loan repayment (debt service coverage). ➥ Credit score of 680+, a solid resume (not necessarily industry-specific), and ideally some outside income or the ability to draw a salary from the business. ➥ Acquiring cash-flowing businesses with SBA leverage can accelerate wealth creation. About The Guest Beau Eckstein is a franchise and SBA loan expert, business ownership coach, and seasoned investor with over 26 years of experience in lending, franchising, and business acquisition. As the host of The Investor Financing Podcast, Beau has helped thousands of aspiring entrepreneurs secure funding, navigate the complexities of SBA loans, and find the perfect franchise or business to own. Through his extensive network and deep industry expertise, Beau connects business buyers with the right opportunities while guiding them through the financing process. His content—spanning podcasts, YouTube videos, and live events have generated millions in funded deals and empowered entrepreneurs to transition from employees to successful business owners. Beau’s passion is helping people break free from the corporate grind, build lasting wealth, and create their legacy. Connect with Beau Eckstein ➥ https://beaueckstein.com/bookwithbeau/ ➥ https://beaueckstein.com Resource Links ➥ Buying Online Businesses Website - https://buyingonlinebusinesses.com ➥ Sell your business to us here - https://buyingonlinebusinesses.com/sell-your-business/ ➥ Download the Due Diligence Framework - https://buyingonlinebusinesses.com/freeresources/➥ Connect with Jaryd here - https://www.linkedin.com/in/jarydkrause

We temporarily leave the Billie Sol Estes Mini-Series and pivot now to a Mini-Series on Mac Wallace. Today's episode is the  third in our story about  Wallace as  we cover the  Douglas Kinser murder trial. Wallace was charged and convicted of the murder but received only  a five year sentence which was suspended. In Texas at the time, this was  a crime that for most people, would have put them in the electric chair. Defended by Lyndon Johnson's  own attorney John Cofer and provided bail by two of Johnson's closer associates, the implications are that Johnson was at the very least taking steps to carefully control the trial and its outcome. Many believe that Johnson's objective was to keep his sister Josefa out of the trial and avoid perhaps exposing some of Johnson's corrupt practices. Others were more nefarious in their assessment of Johnson's motives, believing perhaps that Wallace was sent to silence Kinzer after Kinzer attempted to blackmail Johnson through Josefa. All of this possibly coming about, after Josefa said too much to Kinzer  about Johnson's  involvement in the 1948 stolen senate election and perhaps other dealings of Johnson. According to this line of thinking, Kinzer was attempting to strong arm Johnson  and secure an SBA loan to improve the operations of his Pitch and Putt golf course.  You now know most of the scandalous aspects of Estes and how Wallace might have fit in...and it wont be much longer, after the Wallace Mini-Series, that you will hear the story of  Bobby Baker. These men were all members of Johnson's Texas inner circle.  Oh, and there is more on the  Billie Sol Estes affair, so be patient and stay tuned  and you will hear it before we complete the  larger series covering  these four men.  Wallace was indeed a convicted murderer and we take you through the crime in this episode. The murder of Doug Kinser. It will be up to you to determine if this was a crime of passion that did not define who the rather intellectual  Wallace really was, or whether it was symptomatic of his core and the cold blooded killer that Billie Sol Estes made him out to be. All of these  men were quite intertwined around Johnson at the time of the assassination. They  were involved in circumstances that were closing in on Johnson too and that provided him great motive in the killing of the President.  The story is extraordinary.  After hearing of Wallace's possible involvement in multiple murders related to the Estes scandal and possibly even President Kennedy's  murder,  it is time to learn more about just who Mac Wallace really was.  Sit back and enjoy this Mini-Series covering Wallace.Rumors of Johnson's involvement began to swirl almost immediately after the President's assassination and there is a defined school of thought within the JFK assassination research community that staunchly believes in Johnson's involvement. His involvement  in both the assassination and its cover up. Join us in one of the most fascinating story tells of the Kennedy assassination and stick around as we will be returning to the Mexico City series right after we complete this min-series that was spawned by the recent release of the Billy Sol Estes and Cliff Carter tape that the two recorded in 1971. Folks, you just can't write this stuff. Even as early as 1964, rumors and serious concerns over  the lone gunman theory and the evidence that might contravene it,  were becoming a major concern for the government and the commission. Conspiracy theories were contrary to the government's stated narrative from the very beginning. This  real-life story is more fascinating than fiction.  No matter whether you are a serious researcher or a casual student, you will enjoy the fact filled narrative and story as  we relive one of the most shocking moments in Americ

DescriptionBen Kelly thought landing his JP Morgan job would give him everything he wanted—until he realized his six-figure salary came at a cost. 6-day workweeks and a lot of wasted moments with his family. Not wanting to sacrifice more time with his loved ones, Ben began planning his exit. Then, he made a crucial discovery: His wealthiest clients built their fortunes not through corporate jobs, but by acquiring small businesses. This revelation sparked his interest in business acquisition. He decided to purchase a small business and run it as a side hustle. Now, his portfolio is generating more than $70,000 a month in passive income!In this interview, Ben sits down with Ryan Atkinson to talk about his business acquisition strategies, ways to get business loans and secure business funding, risk management and how to structure your business to maximize your free time. Whether you're just starting or scaling your investments, this interview will equip you with the strategies you need to get the life you deserve.Takeaways- Ben Kelly transitioned from a corporate job to entrepreneurship.- He realized the importance of time freedom after witnessing a colleague's experience.- His first acquisition was made while still working full-time.- Partnerships can be a key growth strategy for businesses.- Boring businesses are recession-resistant and have recurring revenue.- Identifying momentum in a business can lead to significant growth.- Cold outreach via email can be an effective way to find acquisition opportunities.- Self-evaluation is crucial before pursuing a business acquisition.- Understanding financing options is essential for potential buyers.- The SBA loan process can take 60 to 90 days to close. The first 90 days after acquisition should focus on learning.- Building rapport with the team is crucial post-acquisition.- Evaluate franchises like independent businesses.- Clean financials are essential for any acquisition.- Consider professional services for high margins.- Acquisitions should not rely solely on the seller's management.- Having a general manager in place reduces risk.- Franchises can offer stability but require careful evaluation.- Networking is key to finding reliable operating partners.- Boring businesses can be lucrative opportunities.Tags: Business Buying, Entrepreneurship, Business Loan, Passive Income, Side Hustle, Business FundingResources:Start Your Business Today: https://links.upflip.com/3Y8L1rD Connect with Ben: https://www.instagram.com/benkellyone/?hl=en

Register for the webinar:Should You Buy a Business? A Live Panel with Lab Members - Wed Apr 23rd - https://bit.ly/3EBvXvNJoe Ziolkowski found the deal of a lifetime — a $10m manufacturing business — by expanding his filters on BizBuySell.Topics in Joe's interview:Investing with a friend in real estateBacking out of a Mr. Rooter dealAcquiring a restoration businessDealing with insurance in restorationMaking a bad operations hireSelling the business at a profit after 6 monthsAcquiring a wood veneer manufacturing companyGetting a great deal on both businessesSeller's daughter staying on as VPWhy it's impossible to start a wood veneer businessReferences and how to contact Joe:LinkedInjoe@woodlandface.comWoodland FaceWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Dreaming of owning your own machine shop but hitting a wall when it comes to the money? You're not alone—and you're definitely not out of options. In this episode of MakingChips' Machine Shop MBA series, host Mike Payne sits down with Jon Hughes, Principal and CFO Consultant at CliftonLarsonAllen (CLA), to unpack what it really takes to fund a manufacturing business in today's economy. Too many would-be shop owners assume they need a mountain of cash sitting in the bank before they can even begin. But what if we told you that buying an existing shop—yes, even one with tired machines and outdated systems—could actually be less risky than starting from scratch? What if seller financing, SBA loans, or creative capital stacks could unlock the dream faster than you thought? This isn't just about borrowing money—it's about funding your future wisely. From assessing your own personal runway to building a mixed financing strategy that includes banks, lines of credit, equipment lenders, and even friends and family, this conversation goes deep. Mike and Jon cover the practical tools every owner should use (hint: you'll want to Google “13-week cash flow”) and how to present a rock-solid financial plan that banks will actually take seriously. If you're wondering how to turn your machining expertise into a business that's not only viable—but scalable—this is the episode to hit play on. Because if you're not MakingChips, you're not making money… but if you can't fund the shop, you can't make chips either. Segments (00:00) Why funding is the next step in your Machine Shop MBA journey (0:21) Learn how to grow your top and bottom line with CLA (1:36) Introducing Jon Hughes and his role helping manufacturers at CLA (3:49) The two big funding buckets: operations and equipment (08:18) The case for buying a shop over building from scratch (12:16) Seller financing explained: benefits, risks, and how it works (19:12) The reality of personal capital—and when to tap family, home equity, or personal loans (24:58) Bank loans vs. SBA loans: how they differ and when to choose each (31:40) Why you need to take the Modern Machine Shop Top Shop survey (33:23) What can and can't be financed—especially when it comes to equipment vs. working capital (35:18) Determining how much working capital you really need (39:54) Cash flow crunches: how a 13-week forecast can keep you afloat (46:32) Planning for the unexpected: best-case, worst-case, and baseline budgets (49:20) What a blended funding structure could look like (54:35) Using equipment financing and lines of credit creatively (57:20) Final takeaways + the importance of building your financial advisor network (1:03:00) Why you have to check out the Machine Shop Mastery podcast Resources mentioned on this episode Learn how to grow your top and bottom line with CLA 7(a) loans through the SBA Take the Modern Machine Shop Top Shop survey Connect with Mike to get a 13-week cashflow sheet Connect with Jon Hughes at CLA Jon.Hughes@CLAConnection.com Smart Money Moves: Equipment Financing Tips with Ty Willis, Ep #5 The Cashflow Advantage: Why the Right Banker Makes All the Difference, Ep #6 Banking Secrets for Manufacturers: How to Secure the Cash You Need, Ep #12 Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Last week on Wealth Formula Podcast, we dove deep with an expert who specializes in due diligence for small business acquisitions. To reiterate, what makes small business acquisitions especially enticing are the incredible financing opportunities available through the SBA. Imagine this: you only put down 10 percent on a $5 million business, and suddenly, you're in control of a business that throws off a million dollars per year in cash flow after paying monthly loan charges. That's what these numbers look like. Now obviously, it's a business, and it's not going to be quite that easy. That's why you have the higher cap rate. But the value proposition makes it worth consideration nonetheless. It's complicated stuff, and whether it's buying commercial real estate, funding a promising startup, or acquiring a multimillion-dollar established business, the right guidance can mean the difference between stress and success. So, this week on Wealth Formula Podcast, we're taking the next logical step and talking to an expert on funding these deals. After all, there is no sense in doing all that due diligence if you can't actually pull the financial trigger.

In this raw, unfiltered episode, we're joined by Chad Peterson, the #1 business broker in the country and founder of Peterson Acquisitions. Chad drops serious game on how to build wealth by buying businesses, leveraging debt, and cutting through the noise most people believe about money, real estate, and retirement. He breaks down: Why 401(k)s and IRAs are traps How the SBA will fund up to $5M for you to buy a business The truth about side hustles, "legacy," and chasing passion How to avoid the financial killers of divorce and lawsuits And why most men (and entrepreneurs) are lying to themselves This is the episode they won't play in business school. It's blunt, controversial, and incredibly valuable. ⏱️ Timestamps 00:00 – Welcome + Chad Peterson Intro 01:15 – What is a business broker, really? 03:20 – Why real estate isn't the golden ticket 06:00 – The SBA loan secret (up to $5M!) 09:10 – Why 401(k)s, IRAs & Wall Street won't build wealth 12:30 – Can the average person buy a business? 15:05 – Passion cycle: Obsession → Boredom → Burnout 18:20 – When should you sell your business? 21:10 – Should you buy a biz you're not passionate about? 24:00 – Millennials, mindset, and the problem with chasing 27:15 – Decide → Commit → Execute (stop flipping strategies) 30:25 – The “Be, Do, Have” success model 33:40 – The myth of multiple income streams 36:30 – Side hustles = multiple problems 39:10 – Why mastery is the rarest flex 42:00 – The “work hard vs work smart” conversation 44:45 – Chad's 3-step formula to wealth 47:00 – The truth about debt (good vs bad) 50:10 – How to protect your wealth (prenups, trusts & lawsuits) 54:00 – Why men are lost (and how society helped) 58:20 – Masculinity, mentorship & the downfall of integrity 1:01:00 – Final thoughts: Do the hard thing — and do it well

Dana Cornell is a Forbes-recognized financial advisor and former executive director at Morgan Stanley, where he managed $1.4 billion in assets. Dissatisfied with the traditional wealth management model, Dana left to found Cornell Capital Holdings, where he now advises another billion dollars and specializes in helping business owners with exit planning and wealth creation. Dana's unique perspective comes from both building and buying businesses, and he's passionate about showing others how to use business acquisitions as a powerful path to financial freedom. On this episode we talk about: Why Dana left Wall Street to build his own wealth management firm The biggest misconceptions about buying small businesses How to identify a business that's the right size for acquisition Creative financing strategies to buy businesses with little or no money down Why income streams and asset classes matter more than stocks and bonds for real wealth How to scale a business and prepare for a profitable exit Top 3 Takeaways Buying a business that's already cash-flowing and has systems in place is often less risky and more profitable than starting from scratch or buying too small. Creative financing—like SBA loans, seller financing, or partnering with investors—can allow you to acquire businesses with little or no money out of pocket. True wealth comes from diversifying income streams and owning assets that generate passive income, not just from traditional stock and bond portfolios. Connect with Dana Cornell: https://www.linkedin.com/in/danacornell https://www.cornellcapitalholdings.com/ SHOW SPONSOR: Check out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridge Learn more about your ad choices. Visit megaphone.fm/adchoices

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A thriving Florida comedy club hits the market—does the $3.5M asking price make any sense?Business Listing - https://www.bizbuysell.com/Business-Opportunity/thriving-comedy-theatre-business-in-south-florida-prime-location/2317650/Sponsors:⚡️ Sponsored by Acquisition Lab. Ready to buy your dream business? Get hands-on support, expert guidance, and a powerful network to accelerate your acquisition journey. Schedule your free consultation today at https://www.acquisitionlab.com/. Be sure to tell them Acquisitions Anonymous sent you!

In this powerful episode of the Vinney & Beau Show, real estate experts Vinney Chopra and Beau Eckstein tackle a crucial theme for today's economy—how to stack skills to build your own financial economy. With stock market volatility and global uncertainties swirling, this episode offers listeners a timely blueprint to become financially insulated and opportunity-ready.   Beau dives into his own journey of stacking skills over time—from mastering SBA lending, to becoming a franchise broker, to diving deep into tax strategies that reduce his tax bill year after year. Meanwhile, Vinney shares how pivoting from multifamily to senior living and hotels has created exponential returns.   Key topics covered:

On week 16 of Con Stat John, Eric, Marlon sit down with the MTA's TWU Vice President Tramell Thompson and discuss a viral video he made about NYPD officers utilizing MTA Break rooms and the NYPD declaring MTA Break rooms off limits as a result. Also discussed is a NYPD Chief who was recently terminated and the SBA settling a contract FINALLY ! To Purchase a Coffee Mug https://the-finest-unfiltered-podcast.printify.me/product/10258644 If you are interested in purchasing a Finest Unfiltered T-Shirt please visit https://meyersuniforms.com/265-unfiltered-podcast-tee/ For any financial or investment advice please contact LaidLaw Blue at 888-901-2583 (Blue) or visit them online at https://laidlawwealthmanagement.com/laidlaw-blue/  tell them your friends at #TheFinestUnfiltered sent you.

A thriving Florida comedy club hits the market—does the $3.5M asking price make any sense?Business Listing - https://www.bizbuysell.com/Business-Opportunity/thriving-comedy-theatre-business-in-south-florida-prime-location/2317650/Sponsors:⚡️ Sponsored by Acquisition Lab. Ready to buy your dream business? Get hands-on support, expert guidance, and a powerful network to accelerate your acquisition journey. Schedule your free consultation today at https://www.acquisitionlab.com/. Be sure to tell them Acquisitions Anonymous sent you!

Red Apple Podcast Host Bo Dietl calls in to discuss Sid being at the center of negotiations between the city and the Sergeant's Benevolent Association regarding a long-awaited new deal being reached for the SBA. Dietl then covers the rest of the top local headlines in the news today. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on The Art of SBA Lending, we're diving headfirst into one of the most controversial topics in small business finance: Merchant Cash Advances (MCAs). Are they a necessary lifeline—or a dangerous trap? Ray Drew brings together a panel of experienced lenders and brokers to debate the role of MCAs in today's lending landscape. Featuring Ryan Kroge (First Internet Bank), Joseph Alam III (Midstates Advisors), John DiCanio (Fund My Biz), and Jerry Cocuzzo (FundAll Capital), the group tackles: ➡️ The pros, cons, and misconceptions of MCA lending ➡️ Why MCAs exploded post-2008 and during COVID ➡️ The rise of “stacking” and what it's doing to small businesses ➡️ SBA vs. MCA—what's really faster, safer, and more sustainable? ➡️ Is regulation overdue in the MCA space? From payday-style loans to structured SBA debt, this candid roundtable doesn't hold back. Whether you're team SBA, team MCA, or just trying to keep your borrowers afloat—this is one episode you don't want to miss.

We'll discuss what truckers are telling the DOT about cutting regulations. Also, the Small Business Administration held a roundtable on deregulation, and trucking issues were front and center. Then, OOIDA was at the Mid-America Trucking Show to offer some education about operating a successful trucking business. And OOIDA tour truck driver Marty Ellis says people may not manage personal finances the way they used to, but if you want your business to succeed, it's a must. 0:00 – U.S. DOT asks what regulations you want to see go 10:11 – Roundtable focuses on small business, transportation and regulations 24:49 – OOIDA Pro Talk offered tips for business success 39:32 – Managing money a must for your business

Many business owners overlook a powerful strategy hiding in plain sight—using their marketing budget to fuel acquisitions and build a portfolio of successful businesses. In this episode of the Buying Online Businesses podcast, host Jaryd Krause speaks with Marty Fahncke, a seasoned marketer with over 30 years of experience in business growth and scaling. With more than two decades in mergers and acquisitions, Marty has helped businesses reach over a billion dollars in revenue and has executed more than $450 million in M&A transactions. This conversation delves into the key aspects of acquiring and selling online businesses, including: ✔️ The types and sizes of businesses that are ideal for acquisition✔️ Common mistakes sellers make and how to avoid them✔️ Strategies for bolting on businesses to an existing brand✔️ The process of identifying, acquiring, and financing the right business✔️ The "leaky bucket" problem and how businesses can save thousands of dollars per month For anyone looking to scale through acquisitions and make smarter investment decisions in the online business space, this episode is for you. Tune in to discover how to leverage acquisitions for long-term growth. Episode Highlights 02:40 Marty’s journey as an M&A Advisor 11:30 A good relationship is sometimes the key! 18:00 How to build a growth strategy? 25:00 What’s the timeframe in selling a business? 33:20 Not all businesses are sellable 38:00 Reputation is everything! Key Takeaways ➥ Buying a business with proven revenue is often a safer bet than scaling through paid advertising, which requires time, testing, and investment with no guaranteed success. ➥ U.S. buyers can leverage SBA loans to acquire businesses with minimal upfront capital, while international buyers often rely on self-funding or revenue-based financing from third-party lenders. ➥Strengthen your core business before acquiring—acquisition is not a fix for internal issues. About The Guest Meet Marty M. Fahncke (pronounced Fawn-Key), a seasoned world-class Marketer with over 30 years of experience in growing & scaling businesses, and over 20 years of experience in Mergers and Acquisitions. In that time, Marty has helped businesses scale to over $1 Billion in revenue and executed over $450 million in Mergers and Acquisitions transactions. Connect with Marty M. Fahncke ➥ https://www.WestboundRoad.com Resource Links ➥ Buying Online Businesses Website - https://buyingonlinebusinesses.com ➥ Sell your business to us here - https://buyingonlinebusinesses.com/sell-your-business/ ➥ Download the Due Diligence Framework - https://buyingonlinebusinesses.com/freeresources/➥ Connect with Jaryd here - https://www.linkedin.com/in/jarydkrause

Today's coffee might be more than just a morning pick-me-up; it's a conversation starter about the complex interplay of global economics and local businesses. In a recent episode of the Valley Business Today, host Janet Michael and Carl Knoblock, Virginia District Director for the Small Business Administration, dived into this topic, shedding light on how external economic factors impact small businesses and, consequently, consumers. Janet and Carl began their discussion by addressing a key concern: many local consumers do not understand how business operations are influenced by global economic factors. Carl pointed out that price increases are often attributed to local issues like inflation, but global events such as droughts and geopolitical conflicts also play significant roles. This complexity influences everything from coffee beans to retail products. Small businesses are at the mercy of fluctuating supply chain costs. For example, a local coffee shop might face higher prices due to a drought affecting coffee bean production or war disrupting supply chains. Janet emphasized that while consumers notice price hikes at the grocery store, they often overlook how these hikes impact local eateries or shops. Carl noted that small businesses often try to absorb these costs to keep customers happy, a strategy that can lead to long-term financial instability. Janet suggested that consumers need to be more aware of where products come from and the economic challenges local business owners face. Carl shared that American-made products often have a reputation for quality, both domestically and abroad. However, consumers' inclination toward cheaper, imported goods has made it difficult for local businesses to compete. As the conversation progressed, the focus shifted to how small businesses can adapt to changing conditions. Carl emphasized the importance of having multiple suppliers to avoid disruptions. He also encouraged business owners to communicate openly with their customers about why prices might be increasing and what steps they are taking to mitigate these issues. Janet added that crisis situations often bring communities together, providing an opportunity for businesses to reinforce customer loyalty through transparency. Another crucial aspect discussed was the need for small businesses to diversify their customer base and product offerings. Janet pointed out that businesses could introduce lower-cost items to attract a broader audience and help subsidize high-end products. Carl agreed, noting that this strategy could help businesses navigate economic downturns and keep their customer base intact. The discussion wrapped up with a reminder that local businesses, particularly those ingrained in their communities, deserve support and understanding. Janet and Carl agreed that informing consumers about the broader economic landscape can foster a more supportive business environment. Businesses also need to plan ahead, even during good times, to better weather future challenges. The Small Business Administration remains a valuable resource for guidance and support, encouraging businesses to reach out for help when needed. Click here to send Carl an email. The key takeaway from this episode is clear: understanding the interconnectedness of global and local economies can help consumers make more informed choices and encourage them to support their local businesses. This mutual support can ultimately sustain the local economy, creating a resilient and thriving community.

In this episode of Main Street Matters, Alfredo Ortiz speaks with former Secretary of Labor Alex Acosta about the importance of deregulation, the role of the Small Business Administration (SBA) in supporting small businesses, and the impact of Trump administration policies on the economy. They discuss the labor shortage, the need for workforce training, and the significance of association health plans in reducing healthcare costs for small businesses. The conversation also touches on reciprocal licensing for military spouses and the overall need to unleash the economy by reducing bureaucratic regulations. Main Street Matters is part of the Salem Podcast Network. For more visit JobCreatorsNetwork.com Get YOUR Tickets for the Second FREEDOM FIGHTERS SUMMIT & GALA at the Westin Savannah Harbor Golf Resort & Spa May 1 - 2, 2025See omnystudio.com/listener for privacy information.

Show SummaryOn today's episode, we're featuring a conversation with Dr. Melita “Chepa” Rank, a member of the Húŋkpati Dakota Tribe and a dedicated social worker whose mission centers around holistic wellness and well-being within Tribal and Indigenous communities.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestDr. Melita “Chepa” Rank, a member of the Hunkpati Dakota Tribe, is a dedicated social worker whose mission centers around holistic wellness and well-being within Tribal and Indigenous communities. Her work is driven by innovative practices aimed at tackling the significant challenges faced by our Tribal communities knowing our people are a vital resource and asset.  Dr. Rank's impactful work includes integrated systems for wellness with the emphasize on cultural strengths as a pathway to wellness and well-being knowing our cultural traditions, customs, beliefs, and practices are the foundation to well-being and wellness. Dr. Rank champions the belief-as relatives we are the primary responders who are critical in providing the help where needed and lead the way in centering our well-being.    Recognizing the alarming rates of suicide in Indigenous nations, Dr. Rank works tirelessly on suicide prevention initiatives. Her efforts aim to provide support, resources, and hope.  Within Tribal nations, Dr. Rank advocates for services centered in physical, mental, and spiritual well-being that fosters a culture of overall wellness. A cornerstone value she holds at the forefront is utilizing a collective impact approach to improve health and utilization of data for programmatic decision-making.Dr. Rank journey in early foundational learning began in Head Start, an experience she proudly carries forward as a testament to the importance of early childhood education.  Her academic pathway includes: Doctor of Social Work -University of Southern California Master of Social Work -Florida State UniversityBachelor of Social Work-University of KansasAssociate of Arts-Haskell Indian Junior College As a dedicated professional, Dr. Rank serves as a National Trainer and is a certified trainer in Adverse Childhood Experiences along with various other prevention-based programs. She resides on the Hunkpati Nation, where she finds joy in raising her family, cherishing time spent with her grandchildren and family amid the beauty of her Tribal Nation.    Links Mentioned in this Episode Húŋkpati Oyáte Web SitePsychArmor Resource of the WeekThis week's resource of the week is a previous conversation about Native and Tribal veterans on the Behind the Mission podcast, episode 141 with Dean Dauphinais. Dean is a Marine Corps Veteran and Veteran, as well as an enrolled member of the Turtle Mountain Band of Chippewa Indians, and is focused on supporting his fellow Native and Tribal veterans.  You can find the resource here:  https://psycharmor.org/podcast/dean-dauphinais Episode Partner: This week's episode is brought to you by Humana, a leading health and well-being company that has joined forces with PsychArmor to develop campaigns and courses that support veterans and their families in achieving their best health. To learn more about how Humana honors and serves veterans visit healthequity.humana.com/veterans” Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Register for the webinar:Licenses & Regulatory Issues in Acquisitions - Thu April 17th - https://bit.ly/3G9vf9FAdam Goldberg had to adapt his corporate approach after buying a nearly-closed manufacturer whose sales were down 80%.Topics in Adam's interview:Building & exiting a wholesale costume jewelry businessDeciding he was too young to retireAcquiring a small, distressed candle businessNever go into business with friendsMistakes in over-hiringTrying to be an absentee ownerApologizing to his teamWhy he prefers small business to corporateExpanding beyond candlesCarving out their brand storyReferences and how to contact Adam:LinkedInSeraconGet $200 off your ticket to the M&A Launchpad Conference in Houston on May 3rd:https://www.malaunchpad.com & enter code ACQUIRINGMINDSGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Lately, I've been thinking about starting a new business. I know the market seems like it's crashing around us, and we're probably headed into a recession. But hey—I started my first business back in 2009, and it doesn't get much worse than that, right? Well, maybe it can. And that's exactly why I've been considering buying a business instead of starting one from scratch, particularly because of the SBA loan options available right now. Here's how an SBA 7(a) loan breaks down for a $1,000,000 business purchase: Total Loan Amount: $1,000,000 Typical Down Payment (10%): $100,000 Amount Financed: $900,000 Loan Term: 25 years Estimated Monthly Payment (at 10.25% annually): $8,200 Now, that monthly payment isn't exactly cheap. But consider this: a business selling for $1 million typically goes for about three times its annual earnings. For those of you from the real estate world, that translates to what we'd call a cap rate of about 33.33%. And remember—anytime your cap rate exceeds your interest rate, leverage works in your favor. Let's break down the numbers clearly. With annual earnings of $333,333 ($1,000,000 divided by 3), and an annual debt service of about $98,400 ($8,200 x 12 months), your annual cash flow comes out to around $234,933. Since you only invested $100,000 to get this cash flow, you're looking at a cash-on-cash return of about 235%. Pretty impressive, right? Of course, the devil is always in the details. One reason I've never pulled the trigger on buying a small business like this is because, as someone who's started businesses myself, I know firsthand just how volatile small businesses can be.  Often, their success hinges on key factors that don't necessarily transfer smoothly to a new owner. Think about it—if small businesses were all this easy, why would anyone ever bother buying anything else? That said, my guest on this week's Wealth Formula Podcast strongly advocates for buying existing small businesses and believes most people are overlooking a fantastic opportunity. He makes a compelling case—one that might just have you checking out business listings yourself. Curious? Make sure you tune into this week's Wealth Formula Podcast and see if buying a business might be the right move for you!

This week the team breaks down a 19-year-old e-commerce surfing accessories business with $3.4M in revenue and $315k in profit — but is the $1M asking price plus $1.5M in inventory worth it?Business Listing - https://synergybb.com/listings/established-helicopter-installation-company-in-mo/Sponsors:⚙️ This episode is sponsored by Inzo Technologies — IT solutions built specifically for small businesses and acquisition entrepreneurs. Get a complimentary IT audit of your target business at: https://inzotechnologies.com or email Nick directly at nick@inzotechnologies.com.

What are the terms for an SBA construction loan? Can you refinance from a conventional loan into an SBA loan? Is there an 100% financing option with SBA? How many SBA loans can you take? Anne Mino, Senior Loan Officer at LiveOak Bank, shares her knowledge.Read the entire episode here: For construction, these loans are even more attractive. We offer a 26-year term, three years of interest only. The idea there is that you'll get 12 months for your construction process, we can extend it if it's a larger project, but then two more years of interest only for your lease-up period. And then, we capitalize everything the project needs until it can pay its bills. In other words, we are going to give you an interest reserve account that will make your debt payments during construction when there's no income. We'll also figure out what the operating deficit is during the lease-up period, and we can include that in the loan. It's a very all-encompassing loan. A lot of times, when we talk about what people can qualify for, they don't realize that it's as easy to qualify for a construction loan as it is for an acquisition loan. I'm not saying it's easier to do a construction project, but you can qualify just as easily. It just comes down to, "Do you have that 10%?" because we're going to give the project everything else it needs to get to stabilization.Can we refinance from a conventional into an SBA loan?Yes, the rule is we have to be able to reduce your monthly payment by 10%. And if there's a demand language in the original note and if it's on an unreasonable term, then it's also refinanceable. Let's say you got a hard money loan and it was a 10-year note. It did have a low rate, and I may not be able to improve your rate, but as long as the term of that loan wasn't appropriate for real estate, which SBA would say it wasn't, if it was 10 years versus 20 or 25 years, then that is refinanceable.You also have a 100% financing option. Can you elaborate on that?Yes, this is the people's favorite thing to hear. Once you own a facility, and you've owned it for 12 months, you can expand either via construction or acquisition with no more money down. The rules are, first of all, you have to have owned it for 12 months, at least. If you're obtaining a 504 loan, they want you to own it for 24 months. But let's just stick with the 7a world rate now. After 12 months, as long as the ownership is going to match identically, and it's the same LLC.Technically, if you're doing an acquisition, let's say, you're buying the facility down the street, you can roll it into its own LLC. The ownership of the two LLCs now needs to be identical, and they need to roll up to a parent company so that it essentially is one company that owns two LLCs, identical ownership, and the ownership can't have changed. If you came to me and six months ago you bought out your partner, I would tell you to wait 12 months, because it's going to be a 12-month look back. After all, that ownership needs to be the same. It needs to be reasonable that you're sharing branding, marketing resources, third-party management, all of those things, if it's an acquisition, and then SBA says that is technically an expansion. And then, of course, if you're adding on to an existing property, that's also an expansion. Again, after 12 months, we can do that expansion construction loan with no more money into the project. That's a great way to utilize the SBA. Take your project as far as it can go, and build a portfolio with the least amount of money.Anne Minoanne.mino@liveoak.bank

In this episode, we ask: What about getting started? Who is Bryan Powers? Who is Ben Berry? What is Bryan's story? What do they love about Bank on Yourself® type whole life insurance policies? How have they used their policies so far? What are some problems with borrowing money from the SBA? Is it compounding?...

Franchise Friday: How Long It Really Takes to Open a Franchise Thinking about opening a franchise? Don't guess your timeline—know it. In this Franchise Fridays episode, Jeff Dudan breaks down the full roadmap from discovery day to grand opening. Whether you're considering a mobile service brand or a brick-and-mortar location, you'll learn exactly what impacts your launch speed, what delays to avoid, and how to plan your move with confidence. This video covers: -45–60 Day Franchise Discovery Process -How long it takes to open if you don't need real estate -Site selection & buildout timelines for retail locations -The truth about SBA loans, ROBS, and financing options -How seasonality, tax timing, and personal events affect your start

Franchise Friday: How Long It Really Takes to Open a Franchise Thinking about opening a franchise? Don't guess your timeline—know it. In this Franchise Fridays episode, Jeff Dudan breaks down the full roadmap from discovery day to grand opening. Whether you're considering a mobile service brand or a brick-and-mortar location, you'll learn exactly what impacts your launch speed, what delays to avoid, and how to plan your move with confidence. This video covers: -45–60 Day Franchise Discovery Process -How long it takes to open if you don't need real estate -Site selection & buildout timelines for retail locations -The truth about SBA loans, ROBS, and financing options -How seasonality, tax timing, and personal events affect your start

This week the team breaks down a 19-year-old e-commerce surfing accessories business with $3.4M in revenue and $315k in profit — but is the $1M asking price plus $1.5M in inventory worth it?Business Listing - https://synergybb.com/listings/established-helicopter-installation-company-in-mo/Sponsors:⚙️ This episode is sponsored by Inzo Technologies — IT solutions built specifically for small businesses and acquisition entrepreneurs. Get a complimentary IT audit of your target business at: https://inzotechnologies.com or email Nick directly at nick@inzotechnologies.com.

U.S. Labor Department data shows job starts exceeding expectation in March, while the Paychex Small Business Employment Watch indicates job levels are consistent with previous months. Does this indicate a better outlook? Gene Marks talks about it in this episode, but also says the economy might be influenced by the 14% of employers who are decreasing salary offers and another 20% are scaling back on raises. Businesses with loans from the SBA also must contend with changes in programs that include increased fees for popular 7(a) loans. Listen to the podcast. Resources: Paychex Small Business Employment Watch - https://bit.ly/4lG7hTV DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

Today's show was brought to you by our sponsor Encore Funding. Have you or someone you know recently been awarded a government contract and cannot secure funding? Encore Funding has your back, with a recently launched Government division they are funding your receivables so you can just focus on the work. Visit encoregov.com for more information on how to get the money you need to continue growing your business. On this episode of the GovCon Giants Podcast, I sit down with Sylvia Kapushinski, a former war photographer turned federal contractor who went from zero experience and no money to winning a government contract solo. She shares how one video on vendor credit gave her the belief that she could actually do this—and she ran with it. From watching YouTube to attending site visits, building vendor relationships, and digging deep into solicitation details, Sylvia's story is a masterclass in what happens when you stop self-eliminating and start showing up. She walks us through how she became the only bidder on a modular building contract, how she leveraged a free SBA line of credit to unlock $500K in bonding, and the exact vendor credit strategies she used to deliver without upfront capital. We even talk about why paying attention to the details most people skip is the reason she outperformed veteran contractors. If you're a solopreneur, feeling intimidated, or unsure of where to start—this episode is your blueprint. Linkedin: https://www.linkedin.com/in/sylwiakapuscinski/ Company Linkedin: https://www.linkedin.com/company/hj-gov-contracting-corp/ Website: https://www.hjgovcontractingcorp.com/ 

We Like Shooting Episode 605 This episode of We Like Shooting is brought to you by: Brownells, Gideon Optics, Medical Gear Outfitters, Blue Alpha, XTech Tactical, Rost Martin, Mitchell Defense, and Bowers Group   Welcome to the We Like Shooting Show, episode 605! Our cast tonight is Jeremy Pozderac, Aaron Krieger, Nick Lynch, and me Shawn Herrin, welcome to the show! New Shirt Winners Review Shirt Winner- Fred D   GunCon PUBLIC EVENT - June 28th Location - Cleveland, Ohio at the Twist Drill Building (1242 E 49th St) Industry/Media Events - June 25-28 (Mixed locations around Cleveland area) https://guncon.net/event/guncon-2025/   - Gear Chat Aaron - Rost Martin Vibes Rost Martin Shawn - SME Scope Leveler Sucks SME Scope Leveler is trash Shawn - Sba-5 Rattles: Not Great! Sba-5 rattles really bad Shawn - Sig Sauer MCX Spear Review Sig Sauer MCX Spear Shawn - ARC Build Update! 338 ARC build update. Bullet Points Shawn - Check-Mate's New High-Capacity 1911 Magazine Check-Mate has launched a new 1911 Double Stack Ultra-Hi Capacity 126mm Magazine with a capacity of 19+1 rounds, designed for concealed carry and promising reliability and innovative features. This product aims to meet the needs of shooters, potentially impacting the gun community by promoting enhanced magazine capacity in the market. It is now available for purchase at an MSRP of $84.99. Shawn - Sand Cutter BCG Unplugged Mitchell Defense Sand Cutter BCG Shawn - Revolutionizing Shotguns: American Gun Craft's ROTO 12 The article discusses the ROTO 12 revolver shotgun line by American Gun Craft, highlighting its unique design as a black powder percussion revolver that can be shipped directly to customers without an FFL transfer, with some state exceptions. The shotguns feature 12-gauge chambers, quick-change cylinders, and are available in three configurations, with prices ranging from $1,255 to $1,535. This development allows for easier access to these shotguns for consumers, impacting the gun community by potentially increasing interest and sales in this niche firearm category. Gun Fights Step right up for "Gun Fights," the high-octane segment hosted by Nick Lynch, where our cast members go head-to-head in a game show-style showdown! Each contestant tries to prove their gun knowledge dominance. It's a wild ride of bids, bluffs, and banter—who will come out on top? Tune in to find out! WLS is Lifestyle Aaron's Alley Glock Gets Slim and Tidy Glock is reducing its European product lines by discontinuing certain models and focusing on a smaller, more streamlined portfolio, primarily in the "slimline" and "compact" categories, as seen in their Glock Perfection website.  Here's a more detailed breakdown: Focus on Slimline and Compact Models: Glock is shifting its European product focus towards its slimline and compact pistol models, which are designed for smaller hands and easier concealment.  Discontinuing Certain Models: To streamline their European offerings, Glock is discontinuing some models that are not as popular in the European market.  Glock Perfection Website: The changes are reflected on the Glock Perfection website, which highlights the slimline and compact models as the primary focus for the European market.  Slimline Features: The slimline models feature a built-in beaver tail design for a high and tight grip, enhanced grip traction, and a single-stack magazine design for reduced dimensions.  Grip Reduction: Some gunsmiths offer grip reduction services, which can reduce the overall depth of the Glock grip, increasing comfort and making it easier to reach controls, especially for those with smaller hands.    Going Ballistic Eric Burlison's Bold Stand: ATF's True Colors Unmasked Rep. Eric Burlison is actively pushing back against the ATF's regulation...

Show SummaryOn today's episode, we're featuring a conversation with Denise Meine-Graham. Denise and her husband help communities develop Local Outreach to Suicide Survivor teams, or LOSS Teams, to provide support to others bereaved by suicide. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestDenise Meine-Graham, a former corporate executive, turned her personal tragedy into a mission of hope after losing her son, Drey, to suicide in 2012. She founded LOSS Community Services in Columbus, Ohio, to provide support and healing to those bereaved by suicide. In 2022, she transitioned to the role of Director Emerita.That same year, Denise and her husband, Robbie, established Postvention Consulting LLC to help communities develop LOSS Teams and postvention programs nationwide. They also work at the state level to build postvention infrastructures and networks. In 2023, Postvention Consulting took on the responsibility—originally led by Dr. Frank Campbell—of expanding the LOSS Team active postvention model. LOSSteam.comWith a strong business background, Denise has developed a structured approach to launching LOSS Teams, contributed to nationally recognized media guidelines on suicide reporting, testified before state legislators on postvention-related policies, and frequently speaks on suicide postvention and her journey as a loss survivor.Denise has received multiple awards recognizing her achievements and collaborative leadership. She has extensive training in suicide prevention and has served as a QPR (Question, Persuade, Refer) Instructor, CALM (Counseling on Access to Lethal Means) trainer, and “How to Share Your Story” trainer. She is a Certified Thanatologist, a Certified Psychological Autopsy Investigator, and holds a Death and Grief Studies certification from the Center for Loss and Life Transition.Links Mentioned in this Episode Loss Team WebsitePsychArmor Resource of the WeekThis week's resource of the week is the PsychArmor course, Postvention: Healing After Suicide. Postvention is a term unfamiliar to many people, yet it is a critical component of suicide prevention. This course explains postvention, what it is and why it is important. You can find the resource here:  https://learn.psycharmor.org/courses/postvention-healing-after-suicide Episode Partner: This week's episode is brought to you by Humana, a leading health and well-being company that has joined forces with PsychArmor to develop campaigns and courses that support veterans and their families in achieving their best health. To learn more about how Humana honors and serves veterans visit healthequity.humana.com/veterans” Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

When Coach D tries to join the SBA—Spiritual Basketball Association, Damon informs him that God is offering to trade players. Coach D thinks it's Judas, because he's a ball-hog but Damon assures him that it's JC. SBA action is fantastic!! PA2 ‭ #kids, #christiankids, #storiesforchristiankids, #biblelessonsforkids, #jesusoursubstitute, #jesusbecamesinforus, #jesusdiedformysins,#salvationthroughjesuschrist, #storiesforkids, #storiesofjesus, #bedtimestoriesforkids, #fishbytes4kids, #roncarriewebb, fishbitesforkids

Register for the webinar: 5 Stages of the Business Buying Process - Fri Apr 11 - https://bit.ly/4ji2UMuKen Eyjolfson looked at tons of businesses before deciding on a mattress outlet with $500k SDE and 700 5-star reviews. Topics in Ken's interview:8 years with the Soccer Shots franchiseSpending too long searching for the perfect dealBuying a discount mattress retailerHow the Canadian mattress industry worksBuying from a “shady seller”Getting the lowest wholesale mattress pricesStarting with a large Facebook followingExpanding through pop-up shopsPrivate equity acquiring mattress companiesFinancing without the SBAReferences and how to contact Ken:ken@mrliquidator.caLinkedInMr. LiquidatorBuilt to Sell by John WarrillowSeller's reality TV show The LiquidatorGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet $200 off your ticket to the M&A Launchpad Conference in Houston on May 3rd:https://www.malaunchpad.com & enter code ACQUIRINGMINDSConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

In this episode, we take a closer look at small business lending in Richland County and surrounding areas. SBA-backed loans saw a noticeable drop in 2024—but overall commercial lending was on the rise. So what’s really going on? We break down the numbers, explore why some entrepreneurs are turning to other funding options, and highlight the local resources available to help small businesses grow. Read more about this story:Richland County Sheriff's Office hires Ashland County official to lead jail Headlines:Heavy rains lead to flooding in Bellville and across Richland CountyAmerican white pelican spotted at Clearfork ReservoirCity of Shelby mourning loss of former mayor Doris Payne BiglinPlaytime Dental and Braces Easter egg hunt supports dog shelterSupport the show: https://richlandsource.com/membersSee omnystudio.com/listener for privacy information.

Getting a bank loan for your pet business doesn't have to feel like solving a mystery!

Buying a Trampoline Park? What to Know Before You Leap!Business Listing - https://www.bizbuysell.com/Business-Opportunity/leading-adventure-park-franchise-strong-turnaround-prime-market/2338351/Sponsored by Acquisition Lab and Inzo Technologies.Take the leap into business ownership with Acquisition Lab – founded by Harvard MBA Walker Deibel, they provide hands-on support, resources, and expert guidance through every stage of your acquisition journey.Need to upgrade the tech in your new business? Inzo Technologies, led by a former searcher, provides IT audits and systems setup for newly acquired businesses. Email Nick directly at nick@inzotechnologies.com for personalized support.In this episode of Acquisitions Anonymous, the hosts were joined by Connor Groce to break down a listing for a $4.85M trampoline park franchise in Texas. They discuss the business's cash flow, the real meaning of a "turnaround", lease and staffing dynamics, and whether this is a buy or build situation. With his multi-unit franchising experience, Connor shares valuable insight into the youth enrichment space, the dangers of basis bias, and how to evaluate recurring versus one-time revenue. Plus, they debate what kind of buyer this high-capex, high-weekend-traffic business would be the right fit for.Key Highlights:A trampoline park in Texas with $770K in cash flow and 37 employees.What “turnaround” really means (and why it may raise red flags).The role of franchise dynamics, especially “basis bias” in pricing.Youth enrichment sector trends—how leasing and switching costs affect operations.Buy vs. build decisions and how recurring membership revenue changes the game.Lending and SBA financing implications based on revenue quality and lease structure.Why multi-unit franchisees might pass on this listing and what that could mean.Subscribe to weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking here Do you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel. Do you enjoy our content? Rate our show! Follow us on Twitter @acquanon Learnings about small business acquisitions and operations. For inquiries or suggestions, email us at contact@acquanon.com

Register for the webinar:5 Steps to the Business Buying Process - Thu April 10th - https://bit.ly/41RC4oNAfter his foray into SMB ownership went well with FedEx routes, Matt O'Brien bought & doubled a $2.5m fencing business. Topics in Matt's interview:Buying and expanding FedEx routesNuances of buying a FedEx routeSelling his routes at peak value during CovidAcquiring a commercial fencing businessKeeping the seller's son on as presidentInjecting more money for working capitalImpact of equipment on debtTrucking acquisition that failedWhere he finds high quality employeesPrivate equity in the fencing industryReferences and how to contact Matt:LinkedInProfessional Fence Co.Chris Edwards on Acquiring Minds: Buy, Grow, Exit for a 24x Return in 3.5 YearsBrett Kennedy on Acquiring Minds: Reflections on 2 Years in the Knife FightSam Rosati on Acquiring Minds: How to Become an Independent SponsorWork with an SBA broker who focuses exclusively on helping entrepreneurs buy businesses:Matthias Smith of Pioneer Capital AdvisoryGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comGet $200 off your ticket to the M&A Launchpad Conference in Houston on May 3rd:https://www.malaunchpad.com & enter code ACQUIRINGMINDSConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Let's talk money – as in financing your first studio or funding to scale and add locations. By understanding your options, you can quell your anxiety and prepare for the process.    Coaches Caroline Plambeck and Alex Lavelle got you covered in part 3 of our series: Episode 654: Real Estate, Loans and Investment: Deciding the Best Financing for Your Studio.   Speak the language: know conventional, non-conventional, credit stacking and niche Saddle up: getting approved for an SBA loan can be a time-consuming challenge Think big: buying your building may be better than leasing or renting Collect cards: consider credit stacking to fund smaller projects  Fear not: denials happen, so fine-tune, be tenacious and don't quit   The bottom line, according to Alex? Know the rules. Play by the rules. And play to win. Get ready to get in the game with Episode 654.   Catch you there,   Lise   PS: Join 2,000+ studio owners who've decided to take control of their studio business and build their freedom empire. Subscribe HERE and join the party! www.studiogrow.co www.linkedin.com/company/studio-growco/  

This week on The Art of SBA Lending, Ray is laying out his own list of top 10 priorities for the SBA, several of which might shock you. But hey, if the SBA wants change, let's give em change. Joined by Ray is a panel of Art of SBA contributors: Charles Green, Jeannie Yoder, and Shane Pierson to discuss: ➡️ Changes to SBA 7a policy ➡️ Some fresh ideas that could streamline the program ➡️ How to avoid throwing the baby out with the bathwater ➡️ Timeline for the new SOP that is inevitably dropping ➡️ Predictions for the SBA landscape in the next 12 months Join Ray and his expert panel as they break down each priority one by one. 

In this episode of the Profit Cleaners Podcast, Brandon Schoen and Brandon Condrey are joined by Grin and Rochelle Alan — two real estate investors who made a bold pivot into the cleaning industry by acquiring an underperforming cleaning business rather than starting from scratch.You'll hear how their background in flipping properties gave them a unique lens to identify opportunity in the cleaning space, and how they used creative deal structures, like seller financing and clawback clauses, to mitigate risk during the acquisition process.Grin and Rochelle share how they transitioned from managing rental portfolios to managing two cleaning teams — one for short-term rentals and another for residential clients. Learn how they implemented Profit Cleaners' systems, streamlined operations, and began scaling with confidence, all while navigating team training, customer retention, and operational handoffs.If you've ever considered buying a cleaning business — or want to understand the key steps in scaling one quickly and sustainably — this episode is for you. Listen now!Highlights:(01:17) Transitioning from real estate to cleaning business(04:32) Why buying a business can accelerate success faster than building from zero(06:35) How they selected cleaning as their industry of choice — and what made it scalable(08:57) Operating short-term rental vs. residential cleaning teams efficiently(11:11) Identifying operational inefficiencies in the acquired business(16:03) Financing the acquisition: SBA loans, seller terms, and the power of a clawback clause(22:45) Implementing the Profit Cleaners training and systems post-acquisition(30:09) Transitioning the team to a 3-person cleaning system — and how it improved efficiency(36:36) Using culture, training, and incentives to drive growth and retention(40:32) The importance of complementary strengths in business partnershipsLinks/Resources Mentioned:Profit Cleaners Website Watch the FREE Masterclass: https://profitcleaners.com/masterclass)Join the FREE Facebook community: https://www.facebook.com/groups/profitcleaners/

On this episode of the Best Ever CRE Show, Amanda Cruise and Ash Patel interview Christopher Long, CEO of Long Yards. Christopher shares how he scaled Long Yards from a contractor's solution to a $12 million industrial outdoor storage (IOS) business serving contractors and service-based businesses. He explains the evolution from a franchise model to flexible joint ventures, offering a unique blend of land ownership and lease strategies backed by SBA financing. The conversation dives deep into ideal land characteristics, scaling logistics, and why partnering with Long Yards reduces risks and accelerates success in this niche real estate space. Christopher Long CEO Based in Florida Say hi to them at longyards.com Capital Gains Tax Solutions vikingcapllc.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Looks like those DOGE boys are at it again! Plus, Greg Rabidoux, co-founder of Valmar Productions Inc. and Valmar Films, talks to Shaun about the failure of Disney's remake of Snow White, corruption in Hollywood, and the democratization of film. And EJ Antoni, research fellow at The Heritage Foundation's Grover M. Hermann Center for the Federal Budget, discusses who exactly is getting Social Security benefits and SBA loans.See omnystudio.com/listener for privacy information.

In this episode, Tait Duryea and Ryan Gibson sit down with Michael Meylor, a seasoned pilot and self-storage investor who has built an impressive portfolio without raising outside capital. Michael shares how he transitioned from military to commercial flying, how he and his wife started investing in single-family rentals, and why they pivoted to commercial self-storage. The episode covers everything from identifying the right-sized deals to financing with SBA loans, and even touches on family involvement, tax strategies, and the realities of active vs. passive investing.Michael Meylor is a major airline pilot and former military aviator who has successfully built a self-funded real estate portfolio focused on self-storage facilities. With a background in tech and an MBA, Michael applied his analytical skills to real estate investing, scaling from single-family rentals to large commercial properties. Alongside his wife, he's built a lean operation and shares practical insights into active investing, SBA loans, and family wealth-building strategies.Show notes:(0:00) Intro(02:32) Overcoming fear of real estate investing(06:21) Why self-storage and the first deal(09:36) Adding value and refinancing strategy(12:35) Learning financial modeling and analysis(18:06) Where to get educated in self-storage(23:34) Minimum viable size for self-storage(27:11) Active investing: The reality check(35:09) Why go active? The long-term upside(45:22) Most surprising lesson from investing(48:18) OutroConnect with Michael Meylor:LinkedIn: https://www.linkedin.com/in/michael-m-4588101a/ Website: https://greenlightstorage.com/ Email: Michael@GreenlightStorage.com— You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you on the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

Dave Rubin of “The Rubin Report” talks about the growing scandal surrounding Defense Secretary Pete Hegseth allegedly sending war plans, involving the Houthis in Yemen, over Signal to reporter Jeffrey Goldberg at The Atlantic; border czar Tom Homan reacting to U.S. Circuit Judge Patricia Millett claiming the Nazis were treated better than the deported members of the Venezuelan gang Tren de Aragua; Scott Jennings explaining to CNN's Tiffany Cross why the American people continue to support the mass deportation of migrant criminals; UAE Foreign Minister Abdullah Bin Zayed's warning for Western countries of the dangers of Islamic extremists within their borders; a resurfaced clip of a young Elon Musk perfectly explaining the benefits of a smaller government and why government's are always inefficient; Elon Musk sharing how the DOGE uncovered fraud of the Small Business Administration giving out massive SBA loans to children under the age of eleven; Hakeem Jeffries not seeming too happy about Alexandria Ocasio-Cortez becoming the face of the Democratic Party with her Fight the Oligarchy rallies; Stephen A. Smith explaining to Megyn Kelly why he could easily win the primary for the Democratic Party for the 2028 election; and much more. WATCH the MEMBER-EXCLUSIVE segment of the show here: https://rubinreport.locals.com/ Check out the NEW RUBIN REPORT MERCH here: https://daverubin.store/ ---------- Today's Sponsors: Gravity Defyer - Sick of knee pain? Get Gravity Defyer shoes. Minimize the shock waves that normal shoes absorb through your feet, knees and hips with every step. Use the promo code "RUBIN30" at checkout, to get an extra 30% off orders over $120 or more. Just text RUBIN30 to 91888 or go to: http://gdefy.com and Use the promo code "RUBIN30" American Financing - If you're a homeowner a cash out refinance with American Financing can help you pay off your debt and lower your monthly expenses. Get the financial relief you need and stop living paycheck to paycheck. Call 866-889-1994 Or go to: https://www.americanfinancing.net/rubin NMLS 182334, nmlsconsumeraccess.org Morning Kick - Ever wondered how Chuck Norris is still able to kick butt, stay strong and work out like he's in his 50s despite being in his 80s? Chuck made a special video that explains everything. Go to: https://ChuckDefense.com/Rubin Learn more about your ad choices. Visit megaphone.fm/adchoices