Podcasts about sba

The biggest SBA 8a program benefit is the one nobody quantifies: a negotiated sole-source contract that let this owner earn double to nearly triple the profit he saw in the competitive private market. Host Eric Coffie walks through the five SBA small business programs, then digs into why 8(a) stands alone as a nine-year business development program where a contracting officer can negotiate a contract directly with you instead of competing it. He breaks down how he framed a 10 and 10 markup inside the spirit of the program, why he leaned on mentor-protege and joint ventures, and the one piece of your business, your SAM registration, he says you should never hand off to a consultant. If you have wondered whether 8(a) is worth the nine years, this is the concrete payoff. CHAPTERS 00:00 Nearly triple the profit 00:40 The five SBA small business programs 01:40 Service-disabled veteran and SBA certification 02:37 Inside the 8a business development program 03:06 Negotiating a sole-source contract 04:34 Framing 10 and 10 markup 06:31 Mentor-protege, joint ventures, teaming 09:20 Own your SAM registration Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Send us Fan MailFranchise coach Giuseppe Grammatico reveals 5 questions to ask before chasing another W-2. If you've been laid off, downsized, or you're simply stuck in a corporate role that's draining the life out of you, this solo episode of the Franchise Freedom Podcast is your wake-up call.As a franchise business consultant with 20+ years of experience, Giuseppe doesn't start with franchises — he starts with YOU. His first conversation with any candidate is always about figuring out whether business ownership even belongs on the list. In this episode, he walks through the exact framework he uses:THE 5 QUESTIONS: 1. Do you actually want another corporate role — or is that just what you've always done? 2. What do you want the next 10 years of your life to look like? 3. How much financial runway do you actually have? 4. Do you want to build something or simply perform a role? 5. What are ALL your options? (Employer, startup, acquisition, or franchise) Giuseppe also covers: • The "golden handcuffs" trap and the real cost of corporate benefits • The "builder year" concept and why year one looks different than year five • SBA loans, retirement rollovers, and how to assess franchise financing • Employee mindset vs. owner mindset — and why it matters • Semi passive franchise ownership as a safety net alongside your W-2 • When franchising belongs in the conversation (and when it doesn't)

- Rob unloads on alleged pandemic-era fraud, from questionable SBA loans to Los Angeles homelessness spending and San Diego “ghost daycares,” as California's high-speed rail project makes an expensive cameo in the fiscal hall of fame. - Newsmax hotline guest Justine Murray of MRC Video joins Rob to roast Macklemore's “Free Palestine” comments and his removal from the Ed Sheeran tour, before debating celebrity activism, AOC and the boundaries between entertainment and politics. Today's podcast is sponsored by : PARAMOUNT PLUS - Don't Miss “MobLand.” All episodes streaming September 18th on Paramount Plus. CALOTREN - Just take Calotren as directed at bedtime and let its collagen-based formula burn fat and maintain muscle while you sleep. Visit http://TopLoss.com/Rob GHOSTBED - I used to think a mattress was just furniture, until I got my GhostBed! GhostBed is offering my audience their lowest prices of the season, plus an extra 10% off. Go to http://GhostBed.com/CARSON and use promo code CARSON RELIEF FACTOR - You don't need to live with aches & pains! Reduce muscle & joint inflammation and live a pain-free life by visiting http://ReliefFactor.com  EXODUS STRONG - Get the complete Total Body Reset kit, plus their red light face mask system free. Almost $1,600 of value, for $597 . No codes, the discount is already applied at http://ExodusStrong.com/carson INCOGNI - Protect your online identity! Get 60% off with promo code ROB at http://incogni.com/Rob To call in and speak with Rob Carson live on the show, dial 1-800-922-6680 between the hours of 12 Noon and 3:00 pm Eastern Time Monday through Friday… Musical parodies provided by Jim Gossett (http://patreon.com/JimGossettComedy) You can now WATCH and chat with The Rob Carson Show LIVE on Newsmax's social media channels (Facebook, X/Twitter, YouTube, Rumble) Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Podcasts Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media:  -Facebook: http://nws.mx/FB  -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX  -Telegram: http://t.me/newsmax  -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode contains important visuals and is best enjoyed on YouTube.No amount of planning makes handing over your life savings feel completely safe.Today Two-Brain Business CEO John Franklin sits down with Steven Smith and Andreia Onofre Smith, who are 40 days from opening their first gym after nine years of planning.This is a real, live mentorship session: John and the couple walk through their SBA financing process, their build-out timeline and the founders club offer they're using to bring in revenue before the doors even open.Steven and Andrea share the vision behind their gym, a family-first concept built around helping parents stay consistent with fitness by giving their kids a genuine experience of their own, not just childcare.But the real value in this episode comes when John spots a critical gap in their pricing plan and walks them through exactly how to fix it before opening day.Tune in for a rare, unfiltered look at what it actually takes to open a gym the right way, mistakes, financing headaches and all.LinksHow to Buy a Gym Step by StepGym Owners UnitedBook a Call0:00 - Live coaching before two first-time gym owners open their doors1:00 - A gym built for parents who stopped showing up3:02 - Nine years of planning and a deal that fell through in 20185:38 - Why they hired a mentor before they even had a location8:36 - Financing and building out a gym in New Jersey14:49 - What a Two-Brain mentor does before day one17:24 - Building and pricing a Founders Club offer29:22 - The scheduling problem stopping them from adding small group training40:53 - Where their first members came from

Can You Insure an SBA Personal Guarantee When Buying a Business? New guest – Brendan Burdette and Ryan Conner Could insurance protect your personal assets when an SBA-backed business acquisition fails? I'm joined by Brendan Burdette and Ryan Conner, founders of Braddock Road Insurance Corporation, to explain personal guarantee insurance for business buyers. Tune in as we discuss how SBA personal guarantees work, when coverage may respond, how policies are underwritten, and what happens when a lender calls the guarantee after a business failure. We also examine premiums, renewals, collateral, bankruptcy misconceptions, lender communication, moral hazard, and whether this new product could encourage more qualified entrepreneurs to buy businesses. This is a must-see event for acquisition entrepreneurs, searchers, lenders, brokers, and anyone considering an SBA-financed acquisition. Set a reminder on YouTube: https://youtu.be/3lvrJLPgXnc It will be going live Thursday September 17, 2026 at 2:30 PM Atlantic Time and 1:30 PM Eastern Time See you there! David C Barnett

The SBA rules for buying a business are changing in 2026. Here's what buyers and home service operators need to know.Jack Carr sits down with Alan Peterson from First Internet Bank to break down the latest SBA 7(a) changes, including how buyers can finance up to 90% of an acquisition, new equity requirements, seller financing, and changes affecting minority investors.They also cover how sellers can stay involved for up to 24 months after closing, strategies for navigating licensing when buying HVAC, plumbing, electrical, and other skilled trades businesses, and new Quality of Earnings requirements for larger acquisitions.Plus, Alan explains one of the biggest opportunities for existing business owners: using SBA expansion financing to acquire another company with potentially 0% down when the deal qualifies.━━━━━━━━━━━━━━Inside This Episode ━━━━━━━━━━━━━━ • Buying a business with an SBA 7(a) loan • Financing up to 90% of an acquisition • New 2026 SBA equity requirements • Seller financing and transition rules • Licensing strategies for home service acquisitions • Quality of Earnings and business valuations • SBA expansion loans and potential 0% down acquisitions • What buyers should know before making an offer━━━━━━━━━━━━━━Sponsors━━━━━━━━━━━━━━AvocaSee how Avoca helps home service companies book more jobs with AI that handles calls, texts, follow ups, and dispatching without adding more chaos. Book a demo: https://www.avoca.ai/partners/oao FieldPulseReady to ditch the whiteboard and spreadsheets? See how FieldPulse helps home service companies simplify scheduling, dispatching, invoicing, and more. Book a free demo: https://landing.fieldpulse.com/owned_and_operated ━━━━━━━━━━━━━━Connect━━━━━━━━━━━━━━Jack Carrhttps://x.com/thehvacjack Alan Petersonhttps://alanfib.com/ Owned and Operatedhttps://www.ownedandoperated.com/Send Us Mail!More Ways To Connect with OAOStart HereOwned and Operated Newsletter Bonus Videos From JohnLeave a ReviewJohn Wilson, CEO of Wilson CompaniesJack Carr, CEO of Rapid HVAC

Federal prosecutors in Kansas City and Jefferson City say their office has filed charges, secured pleas and sentences and obtained civil judgments against 15 people involving more than $60-million in actual or intended losses as part of a national enforcement effort led by the Justice Department and other agencies targeting fraud in the SBA's Paycheck Protection Program (PPP). FBI co-deputy director Andrew Bailey joined us live on 939 the Eagle's "Wake Up Missouri." He discussed Operation No Doze, which has been a priority for President Donald Trump:

Today's show is PACKED. Mitch McConnell returns to the Capitol after online death rumors, while Vice President JD Vance joins a major federal crackdown on suspected pandemic-era fraud. The Small Business Administration says 870,000 borrowers tied to an estimated $39 billion in suspected PPP and EIDL fraud have been suspended from SBA programs.The Chicks also get into the Supreme Court's decision rejecting the Trump administration's attempt to impose new mail-ballot restrictions ahead of the midterms, California legislation restricting the hiring of former federal immigration officers for many state and local government jobs, and reported federal scrutiny involving Rep. Ilhan Omar. Public reporting says Tom Homan acknowledged an investigation but did not disclose evidence or specific allegations being investigated.Then it's on to Kamala Harris dodging another 2028 question, Pete Buttigieg teasing his political future, and a much bigger conversation about artificial intelligence. A viral AI researcher warning kicks off a debate about whether rapidly advancing AI poses a genuine threat—and whether government regulation would actually make things safer.Plus: Macklemore's “Free Palestine” controversy, politicians weighing in on the dispute, the Goo Goo Dolls taking a very different approach to politics at concerts, and a full Emmys fashion roast to close out the show.SUPPORT OUR SPONSORS TO SUPPORT OUR SHOW! Get a FREE Two-Week Trial of HealthyCell's REM Sleep, AND a $10 gift card- all for $10 shipping. Go to https://HealthyCell.com/ChicksTrial Save 20% off Cozy Earth's home and sleepwear with code CHICKS for up to 20% off at https://CozyEarth.com.Give your liver the support it deserves with Dose. Visit https://DoseDaily.co/CHICKS35 and use code CHICKS35 to get 35% off your first subscription.OneSkin's is helping you unlock your healthiest skin now and as you age. For a limited time, try OneSkin with 15% off using code CHICKS at https://OneSkin.co/CHICKSSubscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore InfoWebsite

Today's show is PACKED. Mitch McConnell returns to the Capitol after online death rumors, while Vice President JD Vance joins a major federal crackdown on suspected pandemic-era fraud. The Small Business Administration says 870,000 borrowers tied to an estimated $39 billion in suspected PPP and EIDL fraud have been suspended from SBA programs. The Chicks […]

In this episode the hosts talk about a $1.3 million multi-unit dog wellness franchise in Southwest Florida—and debate whether its fast-growing membership model is a great early-stage acquisition or a dangerously overpriced bet on future cash flow.Business Listing – https://go.franzy.com/resale/pet-3-unit-southeat-01Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterThis week, the episode breaks down a membership-driven dog wellness franchise in Southwest Florida. The portfolio includes two operating studios, rights to open a third location, and 1,124 active members, with an asking price of $1.3 million. Customers pay recurring monthly memberships for services like bathing, nail trimming, teeth cleaning, and even dog blowouts.The financials make this deal especially tricky. Combined 2025 revenue was roughly $800K, but the business lost around $95K. Through June 2026, revenue had already reached approximately $600K with nearly $100K of positive net income, putting the portfolio on a dramatically different trajectory. The problem: the seller appears to be asking buyers to pay today for growth that hasn't fully materialized yet.The hosts dig into membership churn, unit economics, franchise maturity, SBA eligibility, seller motivation, and whether an experienced multi-unit operator could unlock significant upside. Heather also explains why the lack of historical cash flow makes traditional SBA financing difficult—and why a slower closing process, seller financing, or an earnout tied to future performance could make this deal far more attractive.Sponsors:Inzo Technologies — When you acquire a business, you inherit its accumulated IT and cybersecurity problems too. Inzo helps acquisition entrepreneurs evaluate technology risk during due diligence and manage cybersecurity, IT, and voice after closing, including a complimentary IT risk audit of your target company. Learn more at https://www.inzotechnologies.com/etaMercury — Thanks to Mercury for partnering with me! Mercury gives founders powerful banking, cards, and financial tools built to help businesses operate smarter. Learn more and get started at http://mercury.com/Acquisition Lab, the leading community, platform, and fund backing serious acquisition entrepreneurs. The education and deal-search tools are free, and a real board of advisors will talk you out of a bad deal as fast as into a good one. There's no clock and no pressure. See what it's like: sit in on a free live roundtable at https://www.acquisitionlab.com/roundtables, and mention Acquisitions Anonymous!Key Highlights:- $1.3M asking price: Two Southwest Florida dog wellness studios, 1,124 active members, plus development rights for a third location.- Rapid financial turnaround: Approximately $800K combined 2025 revenue with a ~$95K loss versus roughly $600K revenue and nearly $100K net income through June 2026.- Recurring-revenue model: Members pay roughly $35–$55+ per month for routine dog wellness and grooming services, with opportunities to upsell additional services.- SBA financing challenge: Heather says there isn't enough historical cash flow to finance the deal as presented, potentially making seller financing or another creative structure essential.- Big upside—or a falling knife: The hosts debate whether a skilled multi-unit operator could grow each location toward system-average membership or discover that the seller is exiting before deeper problems emerge.Subscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

In this episode the hosts talk about a $1.3 million multi-unit dog wellness franchise in Southwest Florida—and debate whether its fast-growing membership model is a great early-stage acquisition or a dangerously overpriced bet on future cash flow.Business Listing – https://go.franzy.com/resale/pet-3-unit-southeat-01Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterThis week, the episode breaks down a membership-driven dog wellness franchise in Southwest Florida. The portfolio includes two operating studios, rights to open a third location, and 1,124 active members, with an asking price of $1.3 million. Customers pay recurring monthly memberships for services like bathing, nail trimming, teeth cleaning, and even dog blowouts.The financials make this deal especially tricky. Combined 2025 revenue was roughly $800K, but the business lost around $95K. Through June 2026, revenue had already reached approximately $600K with nearly $100K of positive net income, putting the portfolio on a dramatically different trajectory. The problem: the seller appears to be asking buyers to pay today for growth that hasn't fully materialized yet.The hosts dig into membership churn, unit economics, franchise maturity, SBA eligibility, seller motivation, and whether an experienced multi-unit operator could unlock significant upside. Heather also explains why the lack of historical cash flow makes traditional SBA financing difficult—and why a slower closing process, seller financing, or an earnout tied to future performance could make this deal far more attractive.Sponsors:Inzo Technologies — When you acquire a business, you inherit its accumulated IT and cybersecurity problems too. Inzo helps acquisition entrepreneurs evaluate technology risk during due diligence and manage cybersecurity, IT, and voice after closing, including a complimentary IT risk audit of your target company. Learn more at https//:www.inzotechnologies.com/etaMercury — Thanks to Mercury for partnering with me! Mercury gives founders powerful banking, cards, and financial tools built to help businesses operate smarter. Learn more and get started at http://mercury.com/Acquisition Lab, the leading community, platform, and fund backing serious acquisition entrepreneurs. The education and deal-search tools are free, and a real board of advisors will talk you out of a bad deal as fast as into a good one. There's no clock and no pressure. See what it's like: sit in on a free live roundtable at https://www.acquisitionlab.com/roundtables, and mention Acquisitions Anonymous!Key Highlights:- $1.3M asking price: Two Southwest Florida dog wellness studios, 1,124 active members, plus development rights for a third location.- Rapid financial turnaround: Approximately $800K combined 2025 revenue with a ~$95K loss versus roughly $600K revenue and nearly $100K net income through June 2026.- Recurring-revenue model: Members pay roughly $35–$55+ per month for routine dog wellness and grooming services, with opportunities to upsell additional services.- SBA financing challenge: Heather says there isn't enough historical cash flow to finance the deal as presented, potentially making seller financing or another creative structure essential.- Big upside—or a falling knife: The hosts debate whether a skilled multi-unit operator could grow each location toward system-average membership or discover that the seller is exiting before deeper problems emerge.Subscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

Your SBA profile inside SAM.gov and the Dynamic Small Business Search is the first thing federal agencies pull up about you, and Randie Ward explains how contracting officers instantly tell a novice from a pro by how it's completed. This episode of the Federal Help Center podcast with Randie Ward walks through the exact profile mistakes that hide small businesses from agencies, from the capability narrative to your past performance, plus how to get procurement-ready before you ever ask for a contract. Discover why the Dynamic Small Business Search is where agencies actually find your company and vet you for teaming partners and place-of-performance opportunities Learn why your capabilities narrative must be a delineated keyword list, not long sentences, or the database won't surface you in searches See how the FAA and other agencies read your printed profile in a capabilities briefing and want past performance broken out by prime versus sub role Get the pre-approach checklist Randie uses: capability statement, project sheets, resumes, org chart, and PPQs ready before responding to a sources sought or RFP Understand why small details like a professional email over a Gmail or Yahoo address shape an agency's first impression of your business EPISODE CHAPTERS: 0:00 - SBA profile as your snapshot inside SAM.gov 1:22 - Dynamic Small Business Search explained for agencies 2:09 - How agencies spot a novice contractor profile 2:24 - FAA capabilities briefing prints your profile 3:24 - NAICS codes and SAM data that roll over 3:57 - Past performance broken out by prime versus sub 4:50 - Capabilities narrative mistakes that hide your company 6:01 - Professional email and brand first impressions matter 6:55 - Gathering capability statement, project sheets, and resumes 8:15 - PPQs and raving reviews before you respond Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

How to grow a home service business is usually pitched as one thing: spend more on marketing. Alex Smereczniak has a faster, cheaper answer most owners never consider. As co-founder and CEO of Franzy and a serial entrepreneur who scaled 2ULaundry and sold 118 franchise locations, he has bought, built, and financed businesses more ways than almost anyone. In this episode, Tersh Blissett and Josh Crouch sit down with Alex to unpack how to grow through acquisition instead of ads, why the wrong business partner is the number one reason companies fail, and how to finance a deal using tools most owners have never heard of. You will hear why buying a retiring competitor can 2 to 3x your business, how seller financing, a 401k rollover, and SBA loans actually work, and the one thing that makes or breaks a co-founder relationship. THIS EPISODE IS BROUGHT TO YOU BY UPFROG System replacement leads from paid ads, nurtured and booked into sold jobs before your team arrives: upfrog.com TRAINUAL Trainual is an AI-powered training and knowledge platform for growing teams. Describe the training you need and it builds the steps, structure, and quiz: trainual.com/mastery MARKETSTORM An AI-powered advertising platform. Results vary by market, budget, and campaign configuration: https://marketstorm.ai/ CALLRAIL CallRail's Voice Assist is a 24/7 AI voice assistant that answers every call, handles customer questions, and books jobs directly onto your calendar, all without you ever having to step away from the current job. Try Voice Assist for free today at voiceassist.com BREEZY Capture 25-30% more clients with Breezy AI Agents. Use code 'SBM' to book a demo and get $500 on us: https://getbreezyapp.com/schedule-demo?utm_source=partner_servicebusinessmastery&utm_medium=affiliate&utm_campaign=servicebusinessmastery_partnership&utm_content=youtube_video PHONETAP Your calls hold the key to growing your business. PhoneTAP gives you instant AI analysis, real customer lifetime value, and tools to coach your team. Learn more: phonetap.ai/demo COMPANYCAM Capture work, track job progress, and stay connected from the field to the office with photo documentation and AI tools that keep work moving. Start a free trial at https://companycam.com/ CONNECT WITH OUR HOSTS AND GUEST Tersh Blissett: https://www.linkedin.com/in/tershblissett/ Josh Crouch: https://www.linkedin.com/in/josh-crouch/ Alex Smereczniak, Co-Founder and CEO of Franzy: https://www.linkedin.com/in/alex-smereczniak-40310329/ Franzy: https://franzy.com/ ABOUT SERVICE BUSINESS MASTERY Service Business Mastery helps home service owners run better, more profitable companies. Every week, Tersh Blissett and Josh Crouch break down the operations, technology, and leadership behind growing an HVAC, plumbing, or electrical business, with the operators actually doing the work. More at https://servicebusinessmastery.com/ Subscribe on YouTube and follow us on Spotify and Apple Podcasts so you never miss an episode. If this one helped, share it with an owner who needs it. #ServiceBusinessMastery #HomeServices #BuyingABusiness #Franchising #Entrepreneurship

This week's episode covers a Pentagon directive on supplier cost and pricing, GSA's announcement about suspected procurement fraud, a federal court ruling in the Anthropic case, a new class deviation overhauling Cost Accounting Standards thresholds, and SBA's proposed restructuring of small business size standards, and is hosted by Peter Eyre and Yuan Zhou. Crowell & Moring's “Fastest 5 Minutes” is a biweekly podcast that provides a brief summary of significant government contracts legal and regulatory developments that no government contracts lawyer or executive should be without.

In this episode of Canadian Investing in the US, Glen speaks with Fernando Angelucci, CEO of SSSE, a private equity firm focused on self-storage acquisitions and development across the United States. Fernando explains why he moved away from single-family and small multifamily investing after years of dealing with high management demands, contractor issues, tenant problems, and relatively lower profits. He shares how self-storage allowed him to operate fewer, larger transactions while increasing profitability and working with more sophisticated lenders, operators, and professionals. The conversation dives into Fernando's self-storage strategy, including sourcing more than 90% of acquisitions off-market, building long-term relationships with owners, targeting larger facilities, expanding properties, increasing NOI, and eventually selling to institutional buyers. He also discusses financing options such as SBA loans and seller financing, the legal advantages of self-storage compared with residential rentals, auction procedures for delinquent units, stabilized occupancy levels, and dynamic pricing strategies similar to airlines. For investors looking for a scalable commercial real estate niche with fewer traditional landlord headaches, Fernando makes a strong case for self-storage as a business as much as a real estate investment.

In this episode the hosts talk about a $2M Orange County flight school generating roughly $950K in SDE—and how SBA financing plus aircraft depreciation could potentially make the buyer's effective cash investment close to zero.Business Listing – https://www.bizbuysell.com/business-opportunity/high-profit-fully-operational-flight-school-academy/2422161/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterSponsors:FRANZY - Thinking about buying a franchise instead of an independent business? FRANZY is a free platform built for acquisition-minded entrepreneurs who want to explore franchise ownership without broker bias. FRANZY matches you with franchise opportunities based on your capital, goals, and lifestyle—and includes free coaching from experienced franchise operators. If you're exploring ETA but want a structured, system-driven alternative, check out https://www.franzy.com/ Mercury - Thanks to Mercury for partnering with me! Mercury gives founders powerful banking, cards, and financial tools built to help businesses operate smarter. Learn more and get started at http://mercury.com/Inzo Technologies — When you acquire a business, you inherit its accumulated IT and cybersecurity problems too. Inzo helps acquisition entrepreneurs evaluate technology risk during due diligence and manage cybersecurity, IT, and voice after closing, including a complimentary IT risk audit of your target company. Learn more at https://www.inzotechnologies.com/etaThis week, the Acquisitions Anonymous crew reviews a fully operational flight school in Orange County, California, listed for roughly $2 million with $1.8 million in revenue, $950K in SDE, and approximately $900K of aircraft/equipment inventory. The school offers private and commercial pilot training, airline pilot tracks, discovery flights, and aviation camps, while benefiting from a major industry tailwind: continued demand for trained pilots.But that attractive 2x-ish headline multiple raises a big question: what's the catch? The hosts dig into aircraft maintenance and replacement CapEx, instructor shortages, the seller being the chief pilot, industry-knowledge requirements, and whether the reported SDE reflects the true economics of maintaining the fleet. They also discuss whether an SBA lender would finance the deal and how aircraft could potentially receive different financing treatment based on useful life.Then the conversation gets especially interesting: Jordan walks through a hypothetical acquisition using an SBA loan plus first-year depreciation deductions on the aircraft. Under his simplified example, a buyer putting roughly $300K down could potentially generate tax savings comparable to—or even greater than—the initial equity investment. The hosts also cover depreciation recapture and why tax benefits shouldn't distract a buyer from the underlying operating risks. As Jordan emphasizes in the episode, buyers should consult their own tax professionals before relying on this strategy.Key Highlights: - $2M asking price, $1.8M revenue, ~$950K SDE for an Orange County flight school with roughly $900K of aircraft/equipment inventory.- Flight instructors may be the real bottleneck: instructors are building hours themselves and can quickly leave for airline jobs.- Aircraft CapEx could change the economics dramatically: maintenance, useful life, and eventual fleet replacement need to be understood before trusting the advertised cash flow.- SBA + depreciation creates a fascinating structure: the hosts model a scenario where tax savings from depreciating the aircraft could roughly offset a buyer's down payment.- The catch: the seller is also the chief pilot, the listing says industry knowledge is required, and depreciation recapture plus a personal guarantee mean this isn't actually a risk-free "free business."Subscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

In this episode the hosts talk about a $2M Orange County flight school generating roughly $950K in SDE—and how SBA financing plus aircraft depreciation could potentially make the buyer's effective cash investment close to zero.Business Listing – https://www.bizbuysell.com/business-opportunity/high-profit-fully-operational-flight-school-academy/2422161/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterSponsors:FRANZY - Thinking about buying a franchise instead of an independent business? FRANZY is a free platform built for acquisition-minded entrepreneurs who want to explore franchise ownership without broker bias. FRANZY matches you with franchise opportunities based on your capital, goals, and lifestyle—and includes free coaching from experienced franchise operators. If you're exploring ETA but want a structured, system-driven alternative, check out https://www.franzy.com/ Mercury - Thanks to Mercury for partnering with me! Mercury gives founders powerful banking, cards, and financial tools built to help businesses operate smarter. Learn more and get started at http://mercury.com/Inzo Technologies — When you acquire a business, you inherit its accumulated IT and cybersecurity problems too. Inzo helps acquisition entrepreneurs evaluate technology risk during due diligence and manage cybersecurity, IT, and voice after closing, including a complimentary IT risk audit of your target company. Learn more at https//:www.inzotechnologies.com/etaThis week, the Acquisitions Anonymous crew reviews a fully operational flight school in Orange County, California, listed for roughly $2 million with $1.8 million in revenue, $950K in SDE, and approximately $900K of aircraft/equipment inventory. The school offers private and commercial pilot training, airline pilot tracks, discovery flights, and aviation camps, while benefiting from a major industry tailwind: continued demand for trained pilots.But that attractive 2x-ish headline multiple raises a big question: what's the catch? The hosts dig into aircraft maintenance and replacement CapEx, instructor shortages, the seller being the chief pilot, industry-knowledge requirements, and whether the reported SDE reflects the true economics of maintaining the fleet. They also discuss whether an SBA lender would finance the deal and how aircraft could potentially receive different financing treatment based on useful life.Then the conversation gets especially interesting: Jordan walks through a hypothetical acquisition using an SBA loan plus first-year depreciation deductions on the aircraft. Under his simplified example, a buyer putting roughly $300K down could potentially generate tax savings comparable to—or even greater than—the initial equity investment. The hosts also cover depreciation recapture and why tax benefits shouldn't distract a buyer from the underlying operating risks. As Jordan emphasizes in the episode, buyers should consult their own tax professionals before relying on this strategy.Key Highlights: - $2M asking price, $1.8M revenue, ~$950K SDE for an Orange County flight school with roughly $900K of aircraft/equipment inventory.- Flight instructors may be the real bottleneck: instructors are building hours themselves and can quickly leave for airline jobs.- Aircraft CapEx could change the economics dramatically: maintenance, useful life, and eventual fleet replacement need to be understood before trusting the advertised cash flow.- SBA + depreciation creates a fascinating structure: the hosts model a scenario where tax savings from depreciating the aircraft could roughly offset a buyer's down payment.- The catch: the seller is also the chief pilot, the listing says industry knowledge is required, and depreciation recapture plus a personal guarantee mean this isn't actually a risk-free "free business."Subscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

A joint venture government contract can survive a protest if the owner understands exactly how their ownership split and mentor-protégé status hold up under federal rules. David Rambhajan walks through the real difference between a teaming agreement, a subcontract, and a joint venture, then tells the story of a $6 million New Orleans project that got protested because a competitor challenged his eligibility as a service-disabled veteran owned business working with a large mentor firm. Rather than waiting on the review, David called the contracting officer directly, laid out his 51 percent ownership and SBA mentor-protégé compliance, and kept the award. The episode breaks down when each partnership structure applies and why compliance details, not luck, are what protect a bid once someone protests it. CHAPTERS 00:00 Why teaming agreements exist on federal work 01:50 Teaming agreements versus subcontracting 03:00 Staying in compliance with a teaming agreement 05:50 What a joint venture actually is 06:22 Mentor protege joint ventures and the SBA 8a program 07:22 The 6 million dollar project gets protested 08:22 The call that saved the contract 09:32 Closing thoughts on partnering to scale   Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 2165: Laura Gariepy answers a question most new freelancers and business owners skip past: whether business insurance is actually necessary. She explains why a homeowner's policy and an LLC will not cover business losses, then works through the common coverage types, including general liability, professional liability, product liability, commercial property, and commercial auto, plus what changes once a company has employees. She ends with the SBA's four-step approach to finding the right policy. Read along with the original article(s) here: https://womenwhomoney.com/need-business-insurance/ Quotes to ponder: "Many people mistakenly believe their homeowner's insurance will protect them from business losses." "Getting business insurance will protect your business assets as well." "It's therefore crucial for you to find an insurance professional you trust." Optimal Work Daily is a daily career advice podcast where we narrate the best articles on productivity, entrepreneurship, and work-life balance, read to you by a professional narrator so you can grow your career a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ken Dodds, executive vice president and general counsel at The Coalition for Common Sense in Government Procurement, joins Off the Shelf for a timely and in-depth discussion of the Small Business Administration's (SBA's) proposed rule amending the size standards. The proposed rule makes significant changes to the size standards. For example, the size standard for IT services goes from $34 million to $531 million and the size standard for consulting services goes from $24.5 million to $295 million. Dodds discusses the implications of the proposed changes, including the impact on competition across the federal market as well as the potential impact on current small, medium, and large businesses.He also provides a tutorial on the basics of the non-manufacturer rule, including what happens when the rule is waived for a procurement. Finally, Dodds shares his thoughts on GSA's proposed AI clause versus commercial practice. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sujith Shankar left 25 years in corporate to buy cash-flowing businesses: a $1.2m repair shop and a $2m body shop.Topics in Sujith interview:How Rivian layoffs changed everythingFalling down the Warren Buffett rabbit holeWhy auto repair beat real estateFunding a deal without an SBA loanRunning a business while keeping a W-2Winning over skeptical employees after closingPlanning a mini Berkshire HathawayIs EV adoption really a threat?Buying a second business just months laterCollision shops vs. repair shopsReferences and how to contact Sujith:LinkedInThe Billionaire Who Wasn't by Conor O'CleryEdgar Galindo on Acquiring Minds: How 1 SBA Loan Brought Down 2 BusinessesContact Jenny to learn how Engage can run people operations in your acquisition:Jenny Thear: jthear@engagepeo.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryThe ecosystem for serious acquisition entrepreneurs—education, capital, community, and post-close support to buy and grow a business:The Acquisition LabConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

As if small businesses didn't have enough daily challenges, now the federal agency that's supposed to have their back is redefining what it is to be small. The SBA proposes granting large conglomerates eligibility to compete for the same small business funding pot and resources. Host Gene Marks says such a move will create additional barriers. From barriers to borders, the Canada-U.S. trade standoff has the two lobbing massive percentage spikes on top of imported goods, so Gene offers a few workarounds. In AI news, Google sees prices for tech becoming cost-prohibitive so it proposed a pay-as-you-go plan, which Gene says could work but owners should do a cost analysis. Listen to the podcast. Topics: 00:00 – Introduction 00:57 – SBA Plans to Redefine Small Business 03:56 – U.S.-Canada Trade Dispute 07:32 – Google Proposes Pay-As-You-Go AI Plan 10:29– Episode Wrap-up Additional Resources Meet Paychex: https://bit.ly/3VtM6bs Mid-Year Check-In: https://bit.ly/midyear-compliance-checklist DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

Whether they're seeking capital, looking for information or connecting with agency services, SBA users often arrive with a need rather than an understanding of how the agency is organized. The SBA is redesigning its website, customer service and digital tools to better match that experience. Joining me now to explain the agency's customer-experience strategy is Hartley Caldwell, SBA's chief information officer and chief AI officer.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this edition of 28 Trends Later, Jack and Miles discuss Mapquest becoming the number 1 app thanks to Trump, the Tupac Shakur murder case, a new mononym drop: Mylie, the ‘Shark Tank’-esque SBA reality show (feat. Nicki Minaj & Dean Cain), CBC vs. 9/11 and much more!See omnystudio.com/listener for privacy information.

What if bad credit isn't the real problem—but a symptom of not understanding how money, credit, leverage, and banking relationships actually work?Haitian CEO joins Ash Cash inside the vault for a wealth-building masterclass on how everyday people can use credit strategically, build relationships with banks, access business funding, acquire cash-flowing assets, and eventually move from relying on personal credit to letting the business stand on its own.After earning a master's degree and making $39,000 a year, he discovered mentorship, business funding, and the power of leveraging the bank's money. Since then, he says he has helped everyday people secure more than $100 million in funding while building Bella Sloan Enterprises and Bella Sloan Academy.In this episode, Haitian CEO breaks down credit scores, banking relationships, credit card stacking, CDFI and SBA lending, business acquisitions, and why getting funding is only the beginning.The real goal? Cash flow.He shares how he used leverage to purchase real estate, how a Cleveland duplex helped him replace part of his job income, and why buying existing businesses from retiring owners could create major opportunities for the next generation of entrepreneurs.The conversation also dives into mentorship, delegation, AI, systems, and legacy. Haitian CEO explains how hiring the right operator helped him reach his first million-dollar year, how one mentee grew to $40 million in assets, and the financial blueprint he wants to pass down to his daughters and grandchildren.This episode is bigger than credit.It's about learning the rules, creating leverage, buying assets, building cash flow, and having the discipline to execute.Connect with Haitian CEO: Instagram: @haitian_ceo YouTube: Bella Sloan EnterprisesConnect with Inside the Vault: Instagram: @insidethevault InsideTheVaultShow.comHosted by Ash Cash: Instagram: @iamashcash IAmAshCash.comABUNDANCE IS YOUR BIRTHRIGHT.Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:TheAbundanceCommunity.comEPISODE TIMESTAMPS00:00 – Cash flow is king 00:59 – Ash Cash book CTA 02:00 – Welcome to Inside the Vault 03:44 – Meet Haitian CEO 05:10 – From a $39K salary to the funding business 06:23 – Discovering $50K in business funding 08:33 – Using leverage to fund your dreams 09:20 – When the business becomes the asset 10:06 – Credit scores & banking relationships 10:23 – The strategy behind $50K–$100K in funding 11:03 – Credit card stacking explained 11:28 – Fix your credit before seeking funding 11:44 – Using AI to review your credit report 13:26 – Credit specialists vs. AI 14:31 – Build bank relationships while repairing credit 15:08 – Which credit bureaus banks pull 15:56 – Moving beyond personal guarantees 16:32 – Buying businesses instead of starting one 16:56 – The baby boomer business wealth transfer 17:52 – Using SBA financing to purchase cash flow 18:27 – Improve the business with AI, then flip it 19:09 – “This is a masterclass on how to build wealth” 20:04 – Your 9-to-5 can be your first business partner 21:48 – Funding is the vehicle; cash flow is the goal 23:04 – “Cash is not king. Credit is not king. Cash flow is king.” 23:39 – The Cleveland duplex that changed the game 24:12 – $4K rent, $1.5K mortgage & the cash-flow strategy 24:58 – Replacing job income with rental properties 26:23 – Find your freedom number before chasing luxury 27:20 – Why banks want to lend money 28:44 – The power of bank relationship managers 31:40 – Why relationships & mentorship matter 33:28 – The story behind Bella Sloan Academy 35:06 – Charging $10K for mentorship 36:01 – Building a community of nearly 5,000 38:19 – Leverage goes beyond credit 39:32 – Why Herman stopped trying to run everything 40:43 – Hiring help and reaching his first $1M year 43:48 – Building an AI-first company 44:35 – “More money, less clients” 45:03 – From mentorship to $40M in assets 45:25 – Leveraging credit toward a $15M business 45:47 – Why he wants to flip businesses 48:50 – Legacy as a father & first-generation millionaire 50:41 – Building credit before age 18 51:31 – The $250K-by-graduation blueprint 52:19 – Building your child's financial foundation 52:44 – Using real estate to teach ownership & cash flow 54:06 – Using Glasp to execute on podcast information 55:19 – Bella Sloan Academy 56:03 – Motivation fades; discipline takes over 57:00 – “Audit your circle” 58:31 – Connect with Haitian CEO 59:02 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Show SummaryOn today's episode, we're having a conversation with Registered Nurse, Military Spouse, and Workforce Development Advocate Tracy Steele, founder of Community Cultivator, an organization dedicated to strengthening well-being, belonging, and career stability for military spouses through community connection and professional developmentEpisode Partner:Our sponsor this week is Aetna, a trusted health care company, committed to serving Veterans, military families, and caregivers through meaningful, community-centered care. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestCommunity Cultivator was founded by Tracy Steele, SPHR, CPRW — a longtime military spouse, workforce development leader, and advocate for military spouse employment and community connection.​After more than two decades navigating military life, Tracy experienced firsthand the challenge of constantly rebuilding career momentum, professional networks, and community with every move. Through strategic volunteering, networking, and workforce development leadership, she became passionate about helping military spouses recognize their value and confidently pursue meaningful opportunities.But she realized military spouses needed more than job resources alone. They needed connection, belonging, and access to opportunities that could grow with them wherever military life led next.​So she built Community Cultivator.​What started as a vision in San Diego is growing into a nationwide movement helping military spouses build stronger careers, deeper connections, and lasting opportunities together.Links Mentioned During the EpisodeCommunity Cultivator WebsiteForeign Born Military Spouse NetworkSugar Bear Foundation WebsitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course 15 Reasons to Hire a Military Spouse. As an employer, you are looking for untapped talent pools. One talent pool that can be overlooked is the diverse and highly educated group of military spouses. Take this course to learn the top 15 Reasons to Hire a Military Spouse. You can find the resource here: https://learn.psycharmor.org/courses/15-Reasons-to-Hire-a-Military-Spouse Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Thinking about selling your e-commerce business? This episode is your playbook to avoid costly mistakes and maximize your exit. I sit down with M&A attorney Joe Prencipe to uncover what makes your business truly valuable to buyers. We dive into clean financials, strong IP, and owner-independent operations, while exposing legal risks and pitfalls that can derail a deal. Discover how SBA lending dynamics are shifting, the role of AI in creating transferable businesses, and why expert preparation is key. Listen now to protect your hard-earned investment and ensure a smooth, profitable exit. Join us on The High Voltage Business Builders Podcast and take control of your business's future. Get the five ecommerce updates that matter every Tuesday and Friday at voltagedm.com/newsletter: https://voltagedm.com/newsletter?utm_source=rss&utm_medium=show_notes&utm_campaign=ep372 To learn more about Joe Prencipe or connect with him regarding M&A, business acquisitions, exits, or other corporate matters, visit www.prencipe.com

Recorded at the 2026 Florida SBDC Small Business Success Summit, host Tom Kindred welcomes Tyler Teresa, Regional Administrator for the U.S. Small Business Administration's Southeast Region, for an update on the programs, resources, and policy initiatives supporting entrepreneurs and small businesses. Tyler shares how growing up in a small-business family inspired his passion for helping entrepreneurs succeed. He and Tom discuss Florida's expanding manufacturing sector and the SBA's efforts to increase access to capital for manufacturers and other growing businesses. The conversation highlights several important SBA initiatives, including expanded lending opportunities through the 7(a) and 504 loan programs, the Manufacturing Access and Revolving Line of Credit program, and efforts to reduce regulatory burdens through the SBA's Office of Advocacy and Red Tape Hotline. Tyler also discusses the SBA's renewed focus on strengthening domestic manufacturing, supporting America's supply chain, improving internal lending processes, and making SBA.gov easier for small-business owners to navigate. Tune in to learn how the SBA is helping entrepreneurs access capital, overcome regulatory challenges, connect with business resources, and prepare for long-term growth.

Show SummaryOn today's episode, we're having a conversation with Navy Veteran Dr. Erik Won, President and Chief Medical Officer of Wave Neuroscience, an organization utilizing advanced neuroimaging and magnetic resonance therapy to help veterans recover from post-traumatic stress. DisclaimerThis podcast is for informational and educational purposes only and does not establish a doctor-patient relationship. The views and opinions expressed by the guest are entirely his own and do not reflect the views, policies, or official positions of his employer or company. Content is not intended to substitute for professional medical advice, diagnosis, or treatment.  Wave supplies MeRT to licensed clinics who provide treatment to patients. Talk to your physician to see if MeRT is right for you. Episode Partner:Our sponsor this week is Aetna, a trusted health care company, committed to serving Veterans, military families, and caregivers through meaningful, community-centered care. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestDr. Erik Won is President and Chief Medical Officer of Wave Neuroscience, Inc; a biotechnology company that has innovated breakthrough technologies called Magnetic e-Resonance Therapy (MeRT) and Synchronized Transcranial Magnetic Stimulation (sTMS). MeRT recently received FDA Breakthrough Technology designation and FDA clearance for Post-Traumatic Stress Disorders. These approaches utilize computational neuroanalytics and brain imaging to customize treatment protocols with the aim of restoring optimal neurological function.These modalities represent a form of precision-guided medicine that has been researched or is currently being used by premier institutions such as US Special Operations Command, Stanford University School of Medicine, Duke University - Human Performance Opti-Lab, University of Southern California (USC) Center for Neurorestoration, the University of California Los Angeles (UCLA) - David Geffen School of Medicine, University of Pennsylvania, Brown University, Air Force Research Laboratory, and the Texas A&M Institute for Bioscience and Technology.Erik joined Wave Neuroscience after serving as the Chief Physician and Chief Technology Officer (Health Services) for the Boeing Company. He also served as a US Navy Flight Surgeon for Marine Medium Helicopter Squadron 268, and received the distinction of serving as the ACE Flight Surgeon for the 11th Marine Expeditionary Unit, 1st Marine Expeditionary Force. Dr. Won has been published in numerous peer-reviewed journals, textbooks, and presented in numerous academic conferences. He completed his residency at the Harvard OEM combined residency program and was appointed Chief Resident. He received a Masters in Public Health (MPH) from the Harvard School of Public Health and Masters in Business Administrations (MBA) from the University of Southern California, Marshall School of BusinessLinks Mentioned During the EpisodeWave Neuroscience WebsiteBrain Treatment Center WebsitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Brain Health & Wellness Learning Series – PTSD. Nearly everyone goes through a traumatic event at least once during their lifetime. Military service members and Veterans are especially vulnerable to the lasting effects of post-traumatic stress due to the nature of their duties and experiences. While this can be a difficult diagnosis to navigate, it is treatable, and social support is one of the leading factors for lasting recovery. Having someone to trust and confide in while feeling heard and validated is a vital part of the healing process. This series on post-traumatic stress disorder explores the presentation and diagnosis of PTSD, its impact on both the Veterans you support and the lives of those around them, and effective treatment modalities, so you'll be better equipped to provide meaningful support. You can find the resource here: https://learn.psycharmor.org/courses/WWP-BHW-PTSD Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Most banks seem to chase small business customers as one segment among many. Live Oak Bank was built around a bet that specializing beats generalizing — and it started about as narrow as a bank can start, lending only to veterinarians. Today, Live Oak has grown that thesis into 40 verticals, holds the top spot among all SBA 7(a) lenders by dollar volume, and has done it all without a single branch. My guest is BJ Losch, president of Live Oak Bank. Live Oak has never had a physical location, yet its people travel the country to sit across the table from customers a branch down the street never would. Now the bank is layering AI onto that model, cutting loan approval-to-close timelines from over 100 days toward a two-week target, and thinking hard about what it means to stay high-touch while going high-tec. We talk about the theory of verticality, where automation should and shouldn't touch the credit decision, and why BJ sees AI as an accelerant of Live Oak's strategy rather than the strategy itself.

Book a FREE 1-on-1 Call: https://ptlegends.com/1on1call | FREE Training: https://ptlegends.com/free-training-optin | PT Legends: https://ptlegends.comBeing a business owner means putting a target on your back—and sometimes the problems that show up have nothing to do with marketing, sales, or getting more clients.In this episode of The Profit Lifestyle for Fitness Entrepreneurs, Scott Carpenter and Andy share some of their craziest gym owner horror stories and the expensive lessons they learned along the way.Scott takes it back to his first few weeks as a business owner, when an independent trainer refused to follow the rules, had to be removed from the gym with police involvement, and was followed by a written threat from the trainer's girlfriend to publicly trash Scott's new business.Andy shares how his gym was suddenly hit with a cease-and-desist order after discovering that the contractor who reinforced his floor years earlier never completed the work to code—leaving Andy with a $20,000 repair bill and a gym he couldn't legally operate until the problem was fixed.From there, Scott and Andy break down the hidden dangers of commercial real estate, leases, permits, ADA requirements, building classifications, SBA financing, and unexpected construction costs that can put an entire business at risk.Scott also shares how a building-code issue nearly turned into a $180,000 fire sprinkler project, and how questioning the property's classification ultimately helped him avoid the expense.These aren't just horror stories. They're reminders that when you're signing leases, building out locations, dealing with contractors, or navigating financing, you have to understand what you're agreeing to and be willing to advocate for yourself.In This Episode:00:21 – Why becoming a business owner can put a target on your back01:49 – Scott's first nightmare experience after buying a gym04:29 – Dealing with a difficult independent trainer05:07 – Terminating the relationship and the confrontation that followed06:20 – Why Scott eventually called the police07:39 – The blackmail email that came next09:51 – Andy's first major gym owner horror story10:35 – Getting hit with a cease-and-desist order12:32 – The mistake that eventually cost Andy $20,00013:35 – The hidden costs inside commercial leases14:41 – Why your building's usage classification matters16:10 – How a sprinkler requirement exploded into a potential $180,000 expense17:25 – How Scott found a workaround and avoided the massive bill18:57 – Andy's ADA compliance nightmare during construction21:17 – Fighting for an alternative before the project became financially impossible24:27 – Why commercial real estate requires extreme due diligence26:23 – Asbestos testing and another unexpected financing problem27:59 – Putting another $20,000 at risk just to keep the deal alive29:15 – Creating a Plan B when everyone kept promising the loan would close29:41 – Why nobody will protect your business as much as you will30:10 – Why Scott and Andy are sharing these storiesThe biggest takeaway?You have to be your own advocate.Contractors can make mistakes. Banks can delay financing. Cities can change requirements. Landlords will protect themselves. And the people involved in your transaction don't have the same amount at stake that you do.Ask questions. Read the lease. Understand the permits. Verify what you're being told. And when something doesn't make sense, keep digging.And if you're going through your own gym owner horror story right now, remember—you aren't the only one who's been there.Scott and Andy have been through it too, and there are plenty more stories where these came from.Part II coming next.

Amelia Knisley, of WV Watch, has an update on the school clothing voucher program. Kathy Mattea shares her memories of Dolly Parton. Nscale is making an impact in Mason County. Details on how people impacted by the July floods and tornadoes can apply for an SBA loan. 

Eric is a business finance professional with Solutions Financial Services, where he helps business owners secure customized funding solutions to support growth, acquisitions, equipment purchases, and working capital needs. Through his work, Eric partners with entrepreneurs across a wide range of industries, helping them navigate the lending landscape and access the capital necessary to achieve their goals. With extensive experience in commercial finance and business lending,  Eric brings a practical, solutions-oriented approach to helping companies overcome funding challenges. His expertise includes alternative lending, equipment financing, SBA financing, and structuring capital solutions that align with each client's unique business objectives. Eric's perspective would be especially valuable for conversations around business financing strategies, access to capital, alternative lending, and how entrepreneurs can better position themselves for funding in today's market. During the show we discuss: Why getting approved isn't the same as getting the right financing How to build a capital strategy around your business When an unsecured line of credit can make sense How to recognize problematic MCA financing Why stacking MCAs can become a financing trap How banks differ from private lenders Why the best time to establish financing relationships is when business is stable How rapid growth can affect bankability You can explore more about Eric here: Website: https://sfslenders.com/ LinkedIn: https://www.linkedin.com/in/sfslenders/

Get More at LVwithLOVE.com! Dave Burgio, co-founder of Trifecta Credit Solutions in Allentown, joins the Lehigh Valley with Love Podcast to talk about how credit connects to capital. The conversation covers credit readiness, business funding, SBA loans, debt consolidation, creative finance, private real estate lending, and the mistakes people often make before applying for funding. Dave explains why credit is not just about removing negative items, why personal and business credit often work together, and why paying on time is still one of the simplest and most important things people can do. This is a practical conversation for consumers, small business owners, and real estate investors who want to better understand how to get lender ready before they need the money. Advertisement Advertisement Sign up for our Newsletter!  Thank you to our Partners! WDIY 88.1 FM QuoteAhead.com Wind Creek Event Center Michael Bernadyn of RE/MAX Real Estate Banko Beverage Company Email your news release to info@lehighvalleywithlovemedia.com Subscribe to our email list

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Run a business that takes appointments? Use code 'CEO' at https://glossgenius.com/cubicletoceo for 50% off your first two months of a premium plan. This is a free preview of a paid episode (50 min), exclusively available on our subscriber-only premium feed. Become a premium subscriber to tune into the full episode: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cubicletoceo.co/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Questions about our premium podcast subscription? Send us a DM ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo Most acquisition stories only give you one side of the deal. Today's case study shares the POV of both buyer and seller. Julie Ball built Sparkle Hustle Grow, a subscription box for women entrepreneurs, and sold it in a 90-day deal. Carol Gavhane bought SHG in 2022 and eventually rebranded as Arrivée this year, a quarterly box built on the belief that rest is a strategy, not a reward. In this kickoff to our acquisition series, Julie shares how her business wasn't built to sell, so she spent months trimming the fat and building SOPs before listing with a business broker. The valuation ran 2 to 3X annual profit, and Carol bought at list price plus an inventory addendum, financed through a traditional bank loan rather than an SBA loan. Julie and Carol share how they worked together to create a win-win deal and what the other side of the sale looks like, four years later. Connect with Julie: https://mrsjulieball.com https://www.linkedin.com/in/julieball https://www.instagram.com/mrsjulieball Connect with Carol: https://arriveebox.com/ https://www.instagram.com/arriveebox https://www.facebook.com/arriveebox If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ so we can repost you. ⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our premium feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for case-study style interviews every Monday.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Jeff Homer returns with an update: revenue past $100m, a new dance division, and 50% growth expected this year. Register for the webinars:Licenses & Regulatory Issues When Buying a Business - TOMORROW! - https://bit.ly/4ccatTWNew SBA Rules: What Business Buyers Need to Know - Thu, Aug 27 - https://bit.ly/4c3b6zjArchitecture of an Entrepreneurial Roll-Up - Tue, Sep 1 - https://bit.ly/4zdTbj2Topics in Jeff's interview:Building a music school roll-upScaling through monthly acquisitionsExpanding into dance schoolsBack-office value creationTransitioning from operator to CEOBuilding middle managementAvoiding private equity pitfalls100x return for early investorsConstant travel as CEOFuture vision for EnsembleReferences and how to contact Jeff:LinkedInEnsembleJeff's first appearance on Acquiring Minds: How to Buy 40 Businesses in 4 YearsWebinar:Architecture of an Entrepreneurial Roll-UpGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsThe ecosystem for serious acquisition entrepreneurs—education, capital, community, and post-close support to buy and grow a business:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

Donald Brown, Founder of Beacon Business Capital, is a strong fit for your guest lineup because his expertise spans nearly the full range of lender categories. Through Beacon Business Capital, he works across SBA loans, working capital, MCA, revenue-based lending, invoice factoring, equipment leasing, commercial real estate financing, bridge loans, startup funding, and franchise financing. This makes him especially valuable as a guest because he's not limited to one niche product—he understands and structures funding across multiple capital sources, which aligns directly with the broad lender ecosystem your show covers. His 25+ years in commercial finance also gives him credibility to speak on real-world funding strategies, deal structuring, and how business owners can successfully navigate different lending options. Overall, he would bring a well-rounded, practical perspective on alternative lending and business financing that fits perfectly with your audience of business lenders and capital-seeking entrepreneurs. During the show we discuss: Why getting approved isn't the same as getting the right financing How to build a capital strategy around your business When an unsecured line of credit can make sense How to recognize problematic MCA financing Why stacking MCAs can become a financing trap How banks differ from private lenders Why the best time to establish financing relationships is when business is stable How rapid growth can affect bankability Resources: https://www.beaconbusinesscapital.com/

- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com See my video on ‘Non-SBA Deal Financing' to learn more https://youtu.be/Pwa_EsrHl58 **New Video Alert! New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean. In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers. The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing. If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential. **** Chapters: 0:00 Navigating the New SBA Lending Landscape 1:03 Why These SBA Changes Are Actually Good News 1:54 The Dangerous Reality of the Day Two Problem 4:40 New Equity Requirements and Skin in the Game 16:49 The Importance of Quality of Earnings Reports 28:39 Building a Resilient Business for the Long Term **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com ----- #SBALoan #SBA7a #BuyABusiness #BusinessAcquisition #BuyingABusiness #SBALending #BusinessBuyer #SmallBusiness #ETA #SellerFinancing Youtube music licensing code: 5PJWQOE5ZZHTQSRY

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern.

Neil Finneran returns 3 years after buying a business so small it barely paid him a salary — now on pace for $800k.Register for the webinars: Learn to Avoid the #1 Reason Acquisitions Fail - TODAY!! - https://bit.ly/4qg4P9kLicenses & Regulatory Issues When Buying a Business - Tue, Aug 25 - https://bit.ly/4wTADDfTopics in Neil's interview:Neil's previous appearance on Acquiring MindsHis background in hedge fundsPain of buying smallManaging labor and no-showsImplementing a hybrid-pay model for techsThe acquisition that tripled his revenueChristmas lights services in the off seasonRising customer acquisition costsBarriers to entry in pest controlWhy his outcome diverged from Jesse Sunquist'sReferences and how to contact Neil:LinkedInMosquito Joe of Andover-PeabodyNeil's first appearance on Acquiring Minds: How to Survive Going from Hedge Funds to SMB OwnerJesse's most recent appearance on Acquiring Minds: 3 Years, $80k In: An Honest UpdateJesse's first appearance on Acquiring Minds: How to Widen Your Search to Buy a BusinessWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit for acquisition diligence or post-close transition.Visit inzotechnologies.com/eta.Contact Jenny to learn how Engage can run people operations in your acquisition:Jenny Thear: jthear@engagepeo.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

"And so I'm sending out the emails, I'm doing the work, I'm following the process, and I'm not really getting any responses. And so by the end of the day, I'm like, well, am I doing this right? Or, you know, imposter syndrome kind of sets in, you know, am I really built for this?" Welcome back to The Speaker Lab Podcast! In this Alumni Spotlight, Dan Irvin sits down with Marcus Dove — a performance mindset coach based in Tulsa who helps coaches and programs turn talented athletes into consistent performers under pressure. Marcus played basketball for 30 years, earned Big 12 Defensive Player of the Year two years in a row at Oklahoma State, then spent 16 years playing professionally overseas across six countries. He knows what it takes to perform when it counts. Now he's building a speaking business around that expertise — and in this episode, he's just signed his first paid gig. Here's what makes this conversation worth your time: Marcus did not have some easy path to that first booking. He was doing the work. Sending the cold emails. Following the process. And hearing nothing back. By the end of the day he'd be down on himself, questioning whether he was built for this at all. Then his TSL coach Corinne made one suggestion — stop reaching out to coaches, start reaching out to athletic directors. Two days later, an athletic director responded. Five to seven days after that, the gig was locked in. Marcus also walks through the tools that made the difference day to day: the CRM that replaced running outreach off memory (he calls it a lifesaver), the speaking agreement negotiation that nearly sent him spiraling when the buyer countered, and his game film method — recording himself giving the speech 30 to 40 times at home and watching it back, the way an athlete watches tape. Whether you're in the stretch where nothing is coming back and imposter syndrome is creeping in, or you're past the first booking and trying to figure out how to actually prepare for the stage, this is a conversation with someone standing exactly where a lot of listeners are standing right now. You'll learn: How one pivot in Marcus's outreach strategy — from coaches to athletic directors — booked his first paid gig in under a week What the stretch of silence and non-responses actually felt like day to day, and how imposter syndrome set in Why Corinne's suggestion worked so fast, and what Marcus wants every student in the program to hear about it How switching from memory-based outreach to a CRM gave him a clear plan every morning for his power hour The moment a buyer countered his speaking proposal — why he thought the deal was dead, and why it closed within 24 hours His game film method: recording himself giving the speech 30 to 40 times at home and watching the playback to find what to add and cut Why he does a couple of free gigs at local high schools before a paid stage How comparison hit hardest in group sessions — seeing other students further along with their websites already built The reframe that got him past it: everyone's on their own journey, and their progress is information, not a verdict Why a mindset speaker has to practice what he preaches — and Dan's point that what we speak on is often the medicine we need His pre-stage nervous voice, what it says, and the counter-script he runs against it His answer to "a no from a client really means…" — and why reframing it as "not right now" changes how you carry the rejection And much, much more! "Growth comes in uncomfortability, right? If you don't step outside your comfort zone, if you don't step outside your norm, growth doesn't happen. And so try to do something different. Try to push yourself to a limit you haven't been pushed to." Stuck in the stretch where you're doing the work but nothing is coming back? Take the free Speaker Business Assessment at thespeakerlab.com/SBA and find out exactly where you are in your speaking journey and what to do next. Episode Resources: Speaker Business Assessment Marcus Dove MySpeakerFee Apple Podcasts Spotify See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode the hosts analyze a four-unit quick service restaurant franchise portfolio and debate whether buying an underperforming chicken/Mexican franchise platform is a smart acquisition or an expensive operational headache.Business Listing – https://go.franzy.com/resale/qsr-4-unit-southeast-01Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterSponsors:Quiet Light BrokerageThinking about selling your e-commerce or SaaS business? Quiet Light Brokerage specializes in helping founders maximize value with experienced former operators—not just brokers—and offers a free, no-obligation business valuation. Learn more at: https://quietlight.comBedrock Quality of EarningsBefore buying a business, make sure the numbers are real. Bedrock provides buyer-focused Quality of Earnings reports using experienced financial professionals and AI-powered analysis to help uncover surprises before closing. Learn more at: https://bedrockqoe.comWhat happens when you find a franchise portfolio that's growing—but still underperforming its own brand averages? In this episode, the hosts evaluate a live four-unit quick service restaurant (QSR) portfolio consisting of chicken and Mexican food franchises in the Southeast.The business generates approximately $4.2M in trailing twelve-month revenue and $676K in adjusted EBITDA, but the opportunity isn't as straightforward as it appears. The hosts dig into franchise economics, average unit volumes (AUVs), dual-brand restaurant conversions, SBA financing, franchise transfer restrictions, and whether operational improvements can realistically unlock significant upside.The discussion goes well beyond valuation. The panel debates whether these restaurants are simply poorly operated, located in weak markets, or attached to an aging franchise brand that may never reach system averages. Along the way they explore AI drive-thru ordering, franchise legal structures, pricing flexibility, restaurant labor, and why experienced multi-unit operators may view this acquisition very differently than first-time buyers.Key Highlights:- Four-unit QSR portfolio with $4.2M revenue and $676K adjusted EBITDA- One dual-brand chicken/Mexican location could potentially be converted into a standalone Mexican concept with franchisor incentives- Discussion of AUV (Average Unit Volume), franchise due diligence, and identifying operational versus location issues- SBA financing considerations, including funding acquisition costs, working capital, and restaurant conversion expenses- Deep dive into AI ordering, pricing strategy, franchise economics, and why experienced operators often outperform first-time ownersSubscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

What if opening a second location wasn't your only option for growth?In this episode of the Female emPOWERed Podcast, Christa Gurka introduces one of the most overlooked growth strategies in the boutique fitness and wellness industry: Entrepreneurship Through Acquisition (ETA). Instead of building a new studio from scratch, what if you could buy an existing, profitable business with an established client base, trained team, and recurring revenue?Christa walks through the real numbers behind buying versus building, explains how SBA financing works, and shares why acquiring an existing business can help you skip years of startup risk while accelerating profitability. Whether you own a Pilates studio, PT practice, yoga studio, or wellness business, this episode will change the way you think about scaling. In This Episode, You'll Learn: What Entrepreneurship Through Acquisition (ETA) is  Why buying a business can be less expensive than starting from scratch  How SBA loans can finance up to 90% of a business acquisition  The real math behind buying vs. building a second location  What makes an existing business valuable to buyers  Creative acquisition strategies, including seller financing and earn-outs  How to find acquisition opportunities in your local market  Why profitability, systems, and recurring revenue matter more than size  How acquisitions can accelerate long-term business growth Key Takeaways✔️ Growth doesn't always mean starting from zero.✔️ A profitable, cash-flowing business may cost less to acquire than building a new location.✔️ SBA financing makes business acquisitions accessible to many small business owners.✔️ Systems, leadership, and recurring revenue increase both business value and acquisition opportunities.✔️ Thinking like an investor can dramatically change your long-term wealth-building strategy. Resources Mentioned

Buying a Business? Do Your Due Diligence! Show Notes Page: https://www.thehowofbusiness.com/618-buyer-due-diligence/ Buyer due diligence is your primary protection when purchasing a small business, and on this episode Henry Lopez walks through a practical checklist to verify the financials, uncover hidden risks, and avoid overpaying for or buying the wrong business. Get your FREE DOWNLOAD: Buyer Due Diligence Checklist – from the show notes page for this episode. Buyer due diligence is the single most important protection you have when purchasing a small business. And skipping or rushing it is how buyers end up owning problems they never saw coming. Buying an existing business can be one of the fastest paths to successful ownership. You inherit customers, cash flow, systems, and employees, ideally in a proven, profitable model. But things are not always as they appear. A business that's always busy or generating strong revenue isn't necessarily healthy, and you may be inheriting problems that aren't obvious at first glance. Due diligence is how you find those issues before closing, not after. In this episode of The How of Business, Henry Lopez walks through his buyer due diligence checklist. This checklist includes the key areas you need to investigate, the mistakes that trip up first-time buyers, and how to make sure the business you're paying for is actually the business you think you're buying. Whether you're preparing to buy or getting ready to sell, this is the framework for looking under the covers with confidence. Henry frames the whole process around an old proverb: trust but verify. A good seller isn't lying to you, but it isn't their job to protect you either. They'll naturally highlight what's great and will likely remain quiet on what's broken. Verification is your job, along with your team of advisors: a business coach, a CPA, and an attorney working together. He explains why due diligence must be a written condition of your letter of intent or purchase agreement, giving you a defined period and the legal right to walk away. Never waive it, and never buy a business "as is" the way you might buy a used car. He also reframes the three possible outcomes of the due diligence period: 1) the deal is confirmed, 2) the price or terms get renegotiated, or 3) you walk away. He covers deal structure (why most small business deals are asset purchases and why that's safer for the buyer), and how to validate earnings using seller's discretionary earnings rather than revenue. Because you're not buying sales, you're buying verified profits and the assets that produce them. He shares the typical one-to-three multiple range and warns against buying an unprofitable or owner-dependent business, where you may simply be buying yourself a lower-paying job. Henry then explains the core investigation areas: legal (good standing, who actually has the right to sell, and the lease traps that can quietly kill a deal), financial (three to five years of statements, reconciling the real flow of cash, and treating unexplained errors as red flags), operational (systems ownership, owner and customer concentration, key-employee retention, and worker misclassification), plus market and risk factors like insurance, regulatory triggers, SBA loan conditions, and franchise approvals. His closing reminder says it best: "A no that you discover in due diligence is far cheaper than a yes you regret." Slow down, demand complete access, and the deal you clearly understand is the only deal worth doing. This episode is hosted by Henry Lopez. The How of Business podcast focuses on helping you start, run, grow and exit your small business. The How of Business is a top-rated podcast for small business owners and entrepreneurs. Find the best podcast, small business coaching, resources and trusted service partners for small business owners and entrepreneurs at our website https://TheHowOfBusiness.com

67% of Americans say they want to own a business. Only 6% ever do it, and the gap is almost never a lack of money. Alex Smereczniak has data on thousands of franchises, and he breaks down the path that lets you start a business on step three instead of step one. 

He helped entrepreneurs secure more than $52 MILLION in capital—and now Stedman Waiters is breaking down how the business funding game actually works.In this episode of Inside the Vault with Ash Cash, Stedman explains how he went from professional football and an $80K engineering career to building Waiters Capital into a multimillion-dollar funding company.Stedman pulls back the curtain on what banks actually look for, why entrepreneurs get denied, and how funding brokers connect business owners with lenders without putting up their own money. He breaks down 0% business funding, revenue-based lending, business lines of credit, SBA loans, equipment financing, CDFIs, bank relationships, and personal credit.But getting access to money is only part of the game.Stedman also shares how he transitioned from his 9-to-5 without recklessly quitting, why investing in mentorship accelerated his success, how marketing became the engine behind his seven-figure business, and the **3 M's—More, Metrics & Manpower—**that he uses to scale businesses.Ash and Stedman also discuss becoming the first millionaire in your family, why success can become lonely, acquiring existing businesses during the generational wealth transfer, using credit as leverage, and why entrepreneurs who learn to use AI may gain a major advantage.The biggest lesson?Banks are lending. The question is whether you understand how to position yourself—and your business—to access the capital.CONNECT