Podcasts about sba

In this episode of John Solomon Reports, Small Business Administration Administrator Kelly Loeffle exposes widespread government fraud including $200 billion in suspected fraudulent Paycheck Protection Program loans that were distributed under the Biden administration. Loeffler breaks down the SBA's success with accountability, which has already returned $22 billion to the Treasury and referred over 562,000 borrowers to the DOJ. Loeffler reveals how the lack of guardrails, such as verifying birth date and citizenship, has also allowed funds to flow to overseas syndicates. Finally, she touts the Trump-era deregulation and tax cuts for fuelling record business formations, and the Trump Saving accounts for benefiting future generations and free enterprise.In the second segment, John welcomes President Trump-endorsed Iowa Rep. Marianette Miller-Meeks, who won her GOP primary race Tuesday night. She gives an inside look at significant spending in recent elections, including a $27 million race in 2024. She also criticizes her Democratic opponent for voting against senior tax breaks, supporting radical gender policies in school sports, and opposing law enforcement. In addition, Miller-Meeks highlights the positive impacts of President Trump's policies, including border closure and the Working Families Tax Cut, while underscoring the importance of dismantling Biden-era government weaponization and COVID-related censorship. Lastly, John welcomes Dr. Chad Walding, co-founder of Native Path, who discusses the misconceptions around dehydration, particularly for older adults. Dr. Walding explains how dehydration symptoms such as low energy, brain fog and dizziness can be mistaken for signs of aging. And she emphasizes that hydration involves more than just drinking water. It''s about the body's ability to absorb and utilize fluids effectively, which declines with age. He introduces Native Hydrate, a product designed to optimize hydration with electrolytes and amino acids, that is made with natural ingredients and cuts out the high sugar content in traditional sports drinks. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode the hosts uncover a highly profitable niche manufacturing business in rural Virginia that produces patented thermal spray systems for aerospace and oilfield applications, sparking excitement over its recurring revenue, engineering moat, and massive growth potential.Business Listing – https://www.bizbuysell.com/business-opportunity/high-margin-industrial-equipment-manufacturer-70-gm-no-debt/2472503/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

Social media can make us believe that everyone has it all figured out, except you. You are the lone exception to the rule, and you are the only one who is experiencing unexpected disasters. That is the furthest thing from the truth! Which is why I want to highlight this week's guest, who bounced back from an unexpected business disaster and was all the better for it.  After sailing across the Caribbean for 4 years, Andrea moved back to Miami, sold her e-commerce business, and bought a landscaping company with an SBA loan. Five days after closing, the previous owner stole $7,000 and disappeared. The manager quit and told all 12 employees to leave. Revenue dropped from $70K to $40K a month. With a toddler, a newborn, and a half-million dollars in debt, quitting was not an option. She and her husband rebuilt the business, working 80-hour weeks. When the workload became unsustainable, she taught herself AI from YouTube. Within weeks, AI was answering calls, booking appointments, collecting overdue payments, and sending post-service photos. Her husband went from getting home at 6 pm to 3 pm. Fridays became family days. They turned down a $750K buyout offer. Now she runs Crewless, helping service business owners implement the same AI systems so their kids get the best of them, not what's left.   In this week's episode, we're talking about how she lost everything 5 days after closing and built it all back with AI! Life and business are not about never dealing with adversity. It's about pushing through, discovering what you're capable of, and learning new skills to make your business even better!    Tune in to hear what went wrong in Andrea's new business venture and how she dug her way out of it with AI!  Resources Mentioned: Click here to claim your Manifest Your Marca bot!   Follow Andrea on: Instagram: @andreapalacio    TikTok:@ai.andreapalacio   Website: andreapalacio.ai  YouTube: @ai.andreapalacio  LinkedIn: Andrea Palacio   Follow Erika on: Instagram @‌theerikacruzTikTok @‌theerikacruzLinkedIn Website: http://www.theerikacruz.com How to work with Erika: Sign up for the Courage Driven Latina program here! Join the waitlist for the Magnetic Mastermind here!   Podcast production for this episode was provided by CCST, an Afro-Latina-owned boutique podcast production and copywriting studio.   

If you're a construction business owner who's tired of paying rent and wondering how to build long-term wealth, this episode is for you. Dominic Rubino sits down with entrepreneur, investor, and real estate expert Ken Wimberly to discuss how contractors, tradespeople, and small business owners can transition from leasing space to owning commercial real estate. Ken shares practical strategies for getting started, including how SBA loans work, why building relationships with lenders matters, how to identify undervalued properties, and why surrounding yourself with successful investors can accelerate your growth. The conversation also explores real-world examples of contractors, chiropractors, and entrepreneurs who built substantial wealth through commercial property ownership. Beyond real estate investing, Ken discusses the importance of mentorship, the power of your Reticular Activation System (RAS), and why successful entrepreneurs intentionally expose themselves to new ideas and opportunities. The episode closes with an inspiring conversation about family legacy, journaling, and Ken's Legacy of Love app. In this episode, you'll learn: • How construction companies can own commercial real estate with as little as 10% down • Why SBA loans can be a powerful tool for business owners • How to find commercial properties with built-in rental income • The role of lenders, brokers, and property inspectors in your investment strategy • Why mentorship and networking are critical for long-term success • How real estate can create retirement income beyond selling your business • The mindset shifts required to build wealth outside your day-to-day operations Our mission at Profit Toolbelt is to help construction business owners work smarter, increase profitability, and build companies that support the lifestyle they want.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ken Taunton. Founder and president of The Royster Group, a nationally recognized, certified Black-owned professional staffing firm. Here's a breakdown of the key themes and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ken Taunton. Founder and president of The Royster Group, a nationally recognized, certified Black-owned professional staffing firm. Here's a breakdown of the key themes and takeaways:

Most people spend years trying to figure out which asset class is right for them. Ashley Lynds figured it out by ruling out everything that didn't light her up, and five months after joining Action Academy, she closed on a 9-key boutique hotel in Iowa with seller financing and a partner she found inside the community.In this episode, Brian and Ashley cover:How Ashley ruled out SBA business acquisition and landed on hospitalityHow she found her business partner Tyler through the Action Academy communityThe $615K deal structure with seller financing and a year-two refi planWhat the partnership split actually looks like and how they divided rolesThe mindset shift that changed how she views her W-2What's next for the property and her hospitality portfolioIf you want to find your asset class and get your first deal done in the next 12 months, this episode will show you exactly how one member did it. Curious as to how we've helped members acquire millions in cash-flowing assets? Give this video a watch for a full breakdown: https://www.youtube.com/watch?v=cviipnGtDWI&feature=youtu.beIf you are serious about building a life on your terms and want to surround yourself with people who are actually doing it, go to: https://actionacademy.com?el=action_academy_podcastIf you want to leave corporate America in the next 6-18 months - you should check out our Action Academy Community

The first business Joe Wechsler bought had $280k of SDE. Seven years later, he runs a fund with $50m of buying power.Register for the webinar: Franchising for the ETA Buyer: Resales, Roll-Ups, and Real Deals - Thu, June 4 - https://bit.ly/4vnGP5uTopics in Joe's interview:Background in management consultingInspired by Rich Dad Poor Dad to own assetsJoining an early cohort of the Acquisition LabSearching is more fun with a partnerFirst deal died 10 days before closingDiscovering employees had never been paid overtimeTotal office staff turnover in first 4 monthsAcquiring 4 diverse businessesLaunching a $25M equity fund with 5 partnersIt's all about the peopleReferences and how to contact Joe:LinkedInBlueline VenturesWho by Geoff Smart and Randy StreetRich Dad, Poor Dad by Richard T. KiyosakiGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact jenny@aspenhr.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

Alan Peterson is a nationally recognized, top-producing SBA lender specializing in business acquisitions, partner buyouts, and commercial real estate financing. He brings over a decade of experience with a strategic, relationship-first approach to every deal. He's a Certified Exit Planning Advisor, offering insight on both the buy-side and sell-side and is guiding his clients from pre-qualification through closing and beyond. He works with entrepreneurs, operators, business brokers, and CPAs nationwide, with a focus on manufacturing and home-services businesses. Known for prioritizing the right deal over just getting a deal done, Alan has built long-term partnerships rooted in trust and execution. Based in Tampa, Florida, he is also a founding board member of Fostering Hearts and a dedicated husband and father." During the show we discuss: Why buying a business can be faster and less risky than starting one How SBA loans actually work for acquisitions, buyouts, and real estate What lenders look for when evaluating deal strength and borrower eligibility How to structure acquisition deals with little money out of pocket The key mistakes that kill SBA deals before they get approved How to position yourself as a strong borrower—even without perfect credentials Why exit planning matters and how to build value from day one How to use financing as a tool to scale through ownership, not just effort Resources: https://www.firstib.com/

Jentri Smith is the Senior Vice President and SBA Lending Manager at Amegy Bank of Texas, where she leads the strategy and execution of the bank's Small Business Administration (SBA) lending initiatives. In this role, she partners with lending teams across the organization to expand access to capital for small businesses while strengthening the bank's presence as a top SBA lender in Texas. With more than 17 years of experience in SBA, commercial, and business lending, Jentri brings deep industry knowledge and a proven ability to help businesses grow. She has held leadership and relationship management roles at institutions including Wells Fargo, Community Certified Development Corporation, and Comerica Incorporated. Jentri earned her MBA from Prairie View A&M University and a BBA in Finance from Texas A&M University. She is also passionate about giving back, volunteering with Junior Achievement to support financial literacy and youth development. During the show we discuss: What banks actually look for when approving SBA loans Why strong deals still get declined—and how to fix those gaps How to position yourself as a low-risk, high-confidence borrower The key components of a deal that gets fast-tracked vs. stalled How SBA lenders evaluate cash flow, projections, and business health Insider strategies to increase approval odds before you apply The biggest mistakes borrowers make that kill deals early How to align your application with what decision-makers really want Resources: https://www.amegybank.com/

EPISODE DESCRIPTION Today's episode dives into explosive new claims from the Trump administration regarding massive government fraud, waste, and abuse allegedly uncovered across federal agencies. Officials now say trillions of taxpayer dollars may have been improperly distributed through welfare overpayments, fraudulent SBA loans, questionable federal grants, and loosely monitored government programs. Treasury Secretary Scott Bessent, Stephen Miller, and other administration officials argue the scale of abuse may be unprecedented in modern American history — and claim aggressive fraud crackdowns could dramatically reduce the federal deficit. Meanwhile, critics warn the revelations could expose systemic failures in federal oversight, while supporters argue the discoveries validate years of concerns about unchecked government spending. From PPP fraud to federal grants, E-Verify requirements, and the political battle over spending cuts, this episode breaks down the growing war over taxpayer dollars. Trump, Government Fraud, PPP Loans, SBA Fraud, Treasury Department, Scott Bessent, Stephen Miller, Federal Spending, Waste Fraud Abuse, Biden Administration, Politics, Government Oversight, Taxpayer Money, Inflation, Federal Grants, E-Verify, Economy, Conservative Podcast, AmperWave

"I finally realized I was not paying for a service. I was paying for hope. And hope is not a business strategy."Welcome back to The Speaker Lab Podcast! Fair warning — host Dan Irvin is ruffling some feathers in this one. In this solo episode, he takes on one of the most common "shortcuts" speakers chase: the speaker bureau.Dan has personally signed up with about a dozen of them. Paid the fees, built the profiles, sent the demo reels, connected with the reps. Total paid gigs booked across all of them? Zero. Meanwhile, he's doing 40+ events a year using the exact process he teaches at The Speaker Lab. So either he's unbookable — or something about the bureau model is broken. In this episode, he breaks down exactly what bureaus are actually selling, who they actually work for, and what to do instead.You'll hear about:Why the bureau pitch is so appealing — and why it almost never delivers what it promisesThe difference between a booking machine and a listing service (most bureaus are the second one)The four things bureaus won't help you with: positioning, marketing assets, coaching, and actual speaking experienceWhy the speakers who get booked through bureaus are almost always speakers who were already booking themselvesThe bureau is an amplifier, not an engine — and why most speakers have the order completely backwardsDan's personal nine-month bureau experiment: paid the fee, sent everything, got zero leads — and a vague email when he finally asked what they'd done with his profileThe story of a woman who signed with three bureaus, paid onboarding fees, and started wondering if she was even cut out for speaking (she was — the system was the problem)Why the bureau model quietly destroys speaker confidence by making you think you're the problemThe three things that actually get speakers booked: owning your system, working with guides who are in the trenches, and building the wraparound infrastructureWhy the talk is only 15% of the equation — and how bureaus won't touch the other 85%And much, much more!"Stop renting somebody else's process. Build your own. That is where the freedom is. That is where the income is. That is where the calendar full of gigs you actually want comes from."Tried a bureau and hit a wall? It's not you — it's the model. Grab a free 15-minute Speaker Business Assessment at thespeakerlab.com/SBA and talk with someone who's actively getting booked and paid right now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

DESCRIPTION Today's broadcast dives into explosive new allegations of government waste, fraud, and abuse uncovered by the Trump administration and DOGE investigators. Tara and Lee break down jaw-dropping figures involving welfare overpayments, fraudulent SBA loans, fake nonprofits, Medicaid abuse, and taxpayer-funded NGO schemes that allegedly siphoned hundreds of billions from the federal government. The show also covers California legislation critics say would criminalize investigative journalism targeting nonprofit fraud, plus growing outrage over activist groups receiving taxpayer money while journalists and whistleblowers face intimidation. SUMMARY This episode focuses on the Trump administration's aggressive anti-fraud campaign and the staggering amounts of taxpayer money allegedly lost through government programs over the last two decades. Tara highlights claims that trillions may have been stolen through welfare fraud, Medicaid abuse, fake nonprofit organizations, and fraudulent COVID-era SBA loans. The conversation also examines the political implications of the crackdown, including accusations that Democratic officials ignored or protected fraud networks tied to activist organizations and NGOs. Tara argues new legislation in California targeting citizen journalists and nonprofit investigations reflects growing panic among political elites as public scrutiny intensifies. The show closes with discussion about DOGE operations continuing behind the scenes, federal prosecutions expanding nationwide, and the broader debate over government accountability and taxpayer transparency. KEY TOPICS DOGE fraud investigations SBA loan fraud allegations Medicaid and welfare overpayments NGO funding controversy California journalism legislation Government waste and abuse Federal fraud prosecutions Immigration nonprofit scrutiny Biden administration oversight criticism Trump administration anti-fraud efforts SEGMENT HIGHLIGHTS “DOGE Never Went Away” Tara discusses claims that DOGE investigators are still actively uncovering major fraud operations inside federal agencies. “$186 Billion In Overpayments” Breakdown of massive welfare and Medicaid overpayment figures reportedly tied to ineligible recipients. “The $200 Billion SBA Bombshell” Reaction to new allegations involving fraudulent PPP and SBA loan programs. “California's War On Citizen Journalists” Discussion about controversial legislation critics say would punish investigative reporting targeting nonprofit misconduct. “The NGO Money Pipeline” Tara explains claims that taxpayer money was routed through activist organizations and nonprofits with little federal oversight. QUOTE OF THE DAY “They are trying to criminalize journalism because the fraud is finally being exposed.” SOCIAL MEDIA TEASER Every day brings another MASSIVE fraud revelation. Tara breaks down the exploding DOGE investigations, billions in alleged government waste, California's push to silence citizen journalists, and why Democrats are panicking as prosecutions ramp up.

DESCRIPTION A bizarre and explosive federal case is raising serious questions about oversight inside America's intelligence agencies. Tara and Lee break down the shocking allegations against a CIA official accused of possessing $40 million in gold bars, millions in cash, fake credentials, and fraudulent military claims — all while allegedly submitting fake government paperwork. Plus, the hosts connect the scandal to broader conversations about massive government fraud, SBA loan abuse, welfare overpayments, and what DOGE investigators continue uncovering behind the scenes. OPENING TEASE A CIA official allegedly walks away with $40 million in gold bars… and nobody noticed? Tara and Lee react to one of the wildest federal fraud stories yet while diving into the staggering amount of waste, abuse, and corruption investigators say is hiding inside the federal government. SEGMENT BREAKDOWN SEGMENT 1 — THE GREAT DISHWASHER STRIKE Tara jokes about a long-running office feud over dishwashing detergent Story about refusing to clean the office kitchen until management responded Humorous setup comparing workplace controls to government oversight failures SEGMENT 2 — THE CIA GOLD BAR SCANDAL FBI arrests CIA official accused of stealing public money Allegations involving $40 million in gold bars and $2 million in cash Discussion of missing receipts and nonexistent oversight Hosts react to reports that luxury watches and gold bars were recovered SEGMENT 3 — FAKE DEGREES & FRAUDULENT MILITARY CLAIMS Accused official allegedly fabricated degrees from Clemson and RPI Claims of fake military reserve status and fraudulent leave pay Questions raised about CIA hiring and vetting practices Discussion about broader concerns involving the intelligence community SEGMENT 4 — GOVERNMENT FRAUD EVERYWHERE Continued discussion about DOGE uncovering fraud across federal agencies SBA loan fraud and welfare fraud revisited Discussion of hospice fraud, food stamp fraud, and home healthcare abuse Hosts argue fraud investigations are exposing systemic failures SEGMENT 5 — DEEP STATE & ACCOUNTABILITY Debate over corruption inside federal agencies Questions about who approved the missing gold bars Discussion about political influence inside intelligence agencies Concerns about taxpayer accountability and government waste KEY TALKING POINTS CIA official accused of possessing $40 million in gold bars Missing documentation and oversight failures Fake degrees and fabricated military claims Luxury watches and cash seized in investigation DOGE fraud investigations expanding across government SBA, welfare, food stamp, and hospice fraud concerns Questions surrounding intelligence agency accountability QUOTE OF THE DAY “You gave him tens of millions of dollars in gold bars… and didn't even make him sign the form?” THUMBNAIL TEXT OPTIONS $40 MILLION IN GOLD?! CIA FRAUD EXPOSED WHERE DID THE GOLD GO? FBI RAID SHOCKER THEY NEVER CHECKED?! GOVERNMENT FRAUD EVERYWHERE SEO KEYWORDS CIA gold bars scandal, FBI investigation CIA official, government fraud, DOGE investigations, SBA fraud, welfare fraud, PPP loan fraud, fake military records, fake college degree scandal, federal corruption, intelligence agency scandal, taxpayer fraud, government waste, Clemson degree fraud, Rolex seizure SOCIAL MEDIA CLIP TITLES “CIA Official Accused Of Taking $40 MILLION In Gold” “Nobody Checked The Paperwork?!” “DOGE Keeps Finding BILLIONS In Fraud” “Fake Degrees Got Him Into The CIA?” “This Government Fraud Story Sounds Fake… But It Isn't” “Who Approved The Gold Bars?!” HASHTAGS #CIA #FBI #Fraud #GovernmentWaste #DOGE #Politics #Corruption #BreakingNews #Trump #GoldBars #Podcast #News #TaxpayerMoney #GovernmentFraud #Conservative FINAL SUMMARY Today's episode blends humor and outrage as Tara and Lee react to a stunning federal investigation involving a CIA official accused of possessing millions in gold bars, cash, and luxury items while allegedly fabricating credentials and abusing g ...

Send us Fan MailIn this episode, we talked with Jordan Cordero from Live Oak Bank about the massive wave of mergers and acquisitions transforming the home services industry. Jordan is one of the key players on these deals, and he shares exactly how independent trade companies are scaling from local operations into seven- and eight-figure regional powerhouses. If you are running an HVAC, plumbing, or electrical business, this episode provides all the necessary nuggets when it comes to financial strategies.If you are looking for an inside look at where interest rates are heading for the rest of 2026, this episode shows you how to structure a win-win deal that protects your retirement or your investment.Time Stamps: 01:05 - Introduction: Funding the Home Services Acquisition Wave02:23 - The Mom and Pop Boom: How 2M Companies Are Buying Competitors03:30 - Adding Service Lines To the Deals: Merging HVAC, Plumbing, and Electrical04:55 - How to Source Hidden Business Deals in Your Area07:45 - Why Right Now is the Perfect Time to Buy a Trade Business09:29 - Interest Rate Trends and the Reality of Capital Costs10:30 - SBA 7a Loans vs Seller Financing: Shifting the Risk to the Bank13:10 - The Hidden Trap of Seller Notes: Post-Sale Disagreements15:15 - Creative Financing Structures and Tax Planning Options16:40 - Acquisition Horror Stories: When the Seller Badmouths the Buyer19:30 - Sponsor: Free Agency 21:18 - Why You Need a Lender Who Specializes in the Home Services Vertical23:46 - The MCA Warning: How Predatory Working Capital Loans Ruin Cash Flow26:12 - Can You Refuse or Refinance a Merchant Cash Advance?27:10 - Market Forecast, Where Interest Rates Are Heading Next28:02 - Impact of Interest Rates on Acquisitions.29:02 - Loan Structure and its effects.30:01 - Fixed vs. Variable Rates in SBA Loans.31:00 - Revenue Projections in Acquisitions.34:52 - The Importance of Strategic Growth.36:18 - Are You a Fit for SBA programs?37:17 - Closing Remarks and Appreciation.Sponsor: Free Agency - https://freeagency.ai/

Buying a business is exciting, but navigating the financing side without the right lender can cost you everything. Jared Johnson is an SBA lender and business acquisition specialist with nearly $900 million in closed deals. He breaks down what it takes to finance and close a business acquisition the right way. Learn why most buyers underestimate the importance of their lender choice and why taking on less leverage may be the smartest move you make.   In this episode, you will: Learn why your SBA lender choice can make or break your deal Discover the hidden trap of debt purgatory that most buyers fall into Understand why the quality of earnings upfront changes everything   Highlights: (00:00) Meet Jared Johnson (04:25) Building a team and managing high deal volume (06:30) Why choosing the wrong lender kills your deal (11:05) The evolution of the business buyer landscape (18:30) How brokers misrepresent financials and what to do (22:50) Why quality of earnings should be done upfront (28:57) Debt purgatory and the hidden risk of 90% leverage   Resources: For past guests, please visit https://www.defendersofbusinessvalue.com/   Follow Jared Johnson: https://www.linkedin.com/in/jaredwjohnson/    Follow Ed: Connect on LinkedIn: https://www.linkedin.com/in/edmysogland/ Instagram: https://www.instagram.com/defendersofbusinessvalue/ Facebook: https://www.facebook.com/bvdefenders  

In this episode of This Month in Banking, presented by Wolf & Company, we're joined by Ed Barry, CEO of Capital Bancorp, to explore how one community bank built a distinctive growth model by expanding into specialized, nontraditional lines of business. Since joining in 2012, Ed has led Capital Bank's transformation from a $300 million institution into a $3.5 billion diversified platform spanning commercial lending, mortgage banking, credit cards, and fee‑based service businesses. The conversation highlights how an FDIC‑assisted acquisition unexpectedly led to the creation of a national credit card platform, and how that business—alongside other niche verticals—helped drive strong performance, deposit growth, and diversified revenue streams. Ed also shares insights on identifying acquisitions that add true capabilities, building and scaling new business lines with the right mix of talent and technology, and maintaining alignment between strategy, culture, and risk. The discussion touches on renewable energy lending, SBA servicing, and how community banks can compete effectively by focusing on targeted niches rather than trying to be everything to everyone. For bank executives, board members, and strategy leaders, this episode offers a practical look at how differentiation, discipline, and innovation can drive long‑term growth in an increasingly competitive industry.  Guest Ed Barry CEO, Capital Bancorp / Capital Bank N.A.

In this episode the hosts break down a Southern California industrial automation equipment business whose niche customer base, unclear recurring revenue, and likely customer concentration risks turn what looks like a profitable manufacturing deal into a potential acquisition nightmare.Business Listing – https://www.bizbuysell.com/business-opportunity/industrial-and-automation-equipment-manufacturer/2443997/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

The Defense Department is requesting close to $30 billion in fiscal 2027 to purchase and enable next-generation AI supercomputers and modernize the military's computing infrastructure to power them. According to recently published budget documents, the Pentagon aims to build out its portfolio of highly secure data centers, and ultimately centralize and scale supercomputing assets across the joint force through its new “AI Arsenal initiative.” The fiscal 2027 proposal comes with a $29.5 billion spending plan. This proposed funding increase is up for consideration as DOD is hustling to integrate commercial AI models into battle management and warfare operations, threat detection and analyses, supply chain logistics and more. A Pentagon official told DefenseScoop: “The department's AI Arsenal initiative is an investment in foundational, government-owned AI infrastructure to maximize federal buying power and build the strategic advantage we need.” The House Small Business Committee continued its push last week to make the agency it oversees embrace artificial intelligence in its work, advancing a new AI-focused bill aimed at more transparency around those efforts. In a Wednesday markup, the committee unanimously approved the SBA Artificial Intelligence Utilization Act (H.R. 8881) from Reps. Brad Finstad, R-Minn., and George Latimer, D-N.Y. The legislation would require the Small Business Administration to provide a yearly report to Congress on its use of AI and machine learning, detailing the benefits, risks and related issues. Additional oversight on SBA's AI program from the committee comes in the wake of a Government Accountability Office report this month that called attention to years of SBA failures to comply with federal requirements on AI use case inventories. In March, the agency publicly posted its inventory — two months past the Office of Management and Budget deadline, but for the first time in SBA history nevertheless. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

In this powerful episode of Success Formula, host Shawn sits down with EJ, a franchise childcare entrepreneur who has built a multi-million dollar empire by doing one thing differently than his competitors: staying obsessively hands-on. Starting with zero experience in 2018, EJ purchased his first school for $6.45M using SBA financing and a strategic real estate play that most business owners completely miss. Today, he operates multiple locations generating hundreds of thousands in annual revenue while simultaneously benefiting from property appreciation.But here's what separates EJ from average operators: he's not chasing passive income. Instead, he's invested heavily in top-tier talent, created systems that scale, and maintained the kind of customer service and transparency that turns struggling schools into thriving institutions. In this conversation, we break down the financial mechanics of SBA loans, the dual-profit model of owning both the business and the real estate, why paying premium salaries for exceptional staff actually maximizes profit, and how state regulations impact your bottom line.We explore EJ's operational playbook for scaling from one location to multiple schools, including how to fill new facilities with families, what to look for when acquiring existing schools, and why the best operators are never truly passive. You'll discover the teacher-to-student ratios that matter, insurance considerations that have tripled in recent years, pricing strategies that work in competitive markets, and the real estate appreciation play happening underneath your business operations.Beyond childcare, EJ also opens up about his latest ventures: a luxury short-term rental property on four and a half acres in Galveston that sleeps 48 people comfortably, and an upcoming hotel acquisition outside of Round Top, Texas. Whether you're interested in the childcare industry, franchise models, commercial real estate investing, or just understanding how elite operators think, this episode delivers actionable intelligence you can apply immediately.If you're an aspiring entrepreneur, business owner looking to scale, or investor exploring franchise opportunities, hit that subscribe button and ring the bell for more deep-dive conversations on Success Formula. Drop your biggest takeaway in the comments below and let us know what topics you want covered next.Instagram- https://www.instagram.com/ejenergyhouston/Tune in every Tuesday at 10 AM for another inspiring success story, along with the proven formula to help you achieve your own goals. Don't miss out on the insights that could change your life!Buzzsprout- https://successformulapodcast.buzzsprout.com/Spotify - https://open.spotify.com/show/7aRe06pXIq6yq8GQf62NBMAmazon Music - https://music.amazon.com/podcasts/1393b77c-626a-4a53-bdd5-43ce3b1aa15b/success-formula-podcastApple Podcast- https://podcasts.apple.com/gb/podcast/success-formula-podcast/id1748704615Our Social Media:Youtube: https://www.youtube.com/@OfficialSuccessFormulaInstagram: https://www.instagram.com/officialsuccessformula/Twitter: https://x.com/_SuccessFormula/Tiktok: https://www.tiktok.com/@officialsuccessformula

David Graf went after a business that had sat on the market, acquiring $750k of EBITDA for 2.7x. It's going well.Register for the webinars: Negotiating Working Capital in SMB Acquisitions - TOMORROW!! - https://bit.ly/4a2ozGeNew $10m Limit for SBA Loans: What You Need to Know - Thu, May 28 - https://bit.ly/49j3V4tTopics in David's interview: Drive to earn money as a kidChoosing to skip business schoolAdvantages of acquiring in TexasPreparing his case to convince his wifeWorking full time while searchingGrowth is often underpricedWholesaling real estate he didn't wantHow to decide whether to keep an employeeJoining a group for manufacturing ownersNear-crisis days before closingReferences and how to contact David:LinkedInDanhardRand LarsenScalepathGet a Grip by Mike PatonWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit for acquisition diligence or post-close transition.Visit inzotechnologies.com/eta.Get a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

Your capability statement is the first document a federal contracting officer sees, and if it does not immediately communicate who you are, what you do, and why you are trustworthy, you lose the opportunity before the conversation even starts. In this episode, govcon consultant Randie Ward walks through every section of a capability statement from company summary to contact information and shows you exactly what agencies are evaluating when they pick it up. Whether you are brand new to government contracting or refining your federal marketing materials, this episode delivers a practical build-it-now framework: How to write a two to three sentence company summary that works even if you are a startup with no federal experience, by leveraging your personal background instead Why you must spell out your NAICS code descriptions in plain language, and how one contracting officer's honest feedback changed the way Randie structures every client's cap statement How to identify your core competency "sweet spot" rather than listing everything you can do, and why specificity wins more trust than breadth The differentiator strategy that helps small businesses stand out, including a real example of a DOJ database project that went all the way to the White House Why your project list should lead with your largest and most complex work, and how to use project size to signal capacity without saying a word EPISODE CHAPTERS: 0:00 - Introduction to the Federal Help Center podcast 0:23 - Why your company summary must be clear and concise 1:22 - Using AI to brainstorm your capability statement summary 2:22 - How to find NAICS codes using SBA.gov size standards 3:20 - Why you should spell out NAICS code descriptions for agencies 4:12 - Identifying your core competencies and sweet spot 6:07 - What makes a strong differentiator in govcon 7:28 - Real client example with a DOJ project differentiator 8:36 - How to choose and present your past performance projects 10:36 - Making your contact information and UEI easy to find 11:18 - Outro and community call to action Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Most developers, investors, and business owners hear “USDA loan” and immediately think of farms, agriculture, or rural housing.But USDA financing can also be a powerful tool for commercial real estate projects, business acquisitions, new construction, renovations, equipment, working capital, and rural economic development.In this episode, Raphael Collazo, CCIM sits down with Jordan Blanchard, USDA lender and Co-Founder of X-Caliber Rural Capital, to break down how USDA-backed financing works for commercial real estate and business projects.Jordan explains how USDA loan programs can help eligible borrowers access capital for projects in rural communities, including areas near major cities that many people may not realize still qualify. He also shares what lenders look for during underwriting, how USDA financing compares to conventional loans and SBA loans, and the common mistakes that can delay or derail a USDA loan application.In this episode, we cover:✅ What types of commercial real estate projects may qualify for USDA financing✅ How USDA financing applies to business and commercial real estate✅ How USDA defines “rural”✅ Why some areas near major cities may still qualify✅ USDA loans vs. conventional commercial loans and SBA loans✅ The types of businesses and operators that are often a good fit✅ Using USDA loans for acquisitions, construction, renovations, equipment, and working capital✅ What the underwriting process looks like✅ Minimum and maximum loan size considerations✅ Common reasons USDA loans get delayed or denied✅ What brokers, developers, and business owners should do first if they think a project may qualifyWhether you are a commercial real estate broker, developer, investor, lender, or business owner, this conversation will help you better understand one of the most overlooked financing tools in commercial real estate.If you are exploring a project in a rural or secondary market, USDA financing may be worth a closer look.▶️ Connect with Jordan Blanchard:▶ Website: https://xrcusda.com▶ LinkedIn: https://www.linkedin.com/in/x-caliberruralcapitalIf you like the video, please SUBSCRIBE and don't forget to press the bell

On today's episode of The Alan Sanders Show, we expose how Democrats are embracing antisemitism in their own candidates and after reviewing the DNC's autopsy on the 2024 Presidential election. Congresswoman AOC's latest stunt features mason jars of muddy well water from Morgan County, Georgia, as she attacks a Meta data center. We break down why this is misleading and what really causes murky private well water. Plus, we uncover significant fraud in the SBA, which was facilitate through the whole of the Biden Administration. Plus, might we be staying on DST forever? From political theater to government waste, this episode delivers hard-hitting analysis on the stories shaping America. Tune in for facts over headlines in Episode 099. Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR, TRUTH Social, TikTok, YouTube and Rumble by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!

"Preparation feels like progress. It's not."Welcome back to The Speaker Lab Podcast! After thousands of calls with speakers at every stage, host Dan Irvin has noticed something: it stops sounding like thousands of different stories and starts sounding like the same three. The names change. The cities change. The topics change. But the place where people are stuck? Almost always one of three patterns.In this solo episode, Dan breaks down the three speaker archetypes he sees on repeat — the Two-Year Thinker, the One and Done, and the Plateaued Earner — and gives you the honest, direct truth about what's actually keeping each one stuck. If you hear yourself in one of these today, that's not a bad sign. That's the first move.You'll learn:Why studying, researching, and redesigning your logo for the third time is not the same as building a speaking businessWhy "I just need to figure out my topic first" is almost always code for something elseWhat happens when a great talk goes nowhere — and why it's not because the moment was a flukeWhy the relationship and the room were always the real asset (not the talk)How speakers who are already getting paid hit a wall — and why it's a strategy problem, not a skill problemWhy the thing that got you a $1,000 fee will not get you a $10,000 feeHow Dan went from a self-described two-year thinker to eventually buying the company that taught himThe one thing all three archetypes have in common — and what actually breaks the patternWhy "my situation is different" might be the most expensive sentence in your speaking businessWhat 17,000 speakers who've broken through all have in commonAnd much, much more!"You are not lacking talent. You're not lacking passion. You're not lacking a message. You're lacking a system."--Heard yourself in one of those patterns? That's exactly the conversation Dan has on every Speaker Business Assessment call. Grab a free 15 minutes at thespeakerlab.com/SBA — no pitch, just a real look at where you are and what to do next.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Truc Nguyen has acquired 2 nail salons, an overlooked but fragmented industry where businesses trade at low multiples.Register for the webinar:Negotiating Working Capital in SMB Acquisitions - Tue, May 26 - https://bit.ly/4eQfCTRTopics in Truc's interview:Why she chose the nail salon industryHer vision for a rollupAnalyzing a current nail salon business listingLow multiples in the nail spaceBargaining power of good nail techsSquare footage and number of chairs mattersDocumenting SOPs for her first salonStaffing a 7-day-a-week businessCreating a great company cultureThe changing face of nail salonsReferences and how to contact Truc:LinkedInSarah Romer on Acquiring Minds: How to Buy a Salon as an Industry Outsider (and Survive)Get complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryThe ecosystem for serious acquisition entrepreneurs—education, capital, community, and post-close support to buy and grow a business:The Acquisition LabConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

Artificial intelligence and cloud-based data products through Snowflake will now be available to all federal agencies, the General Services Administration announced Thursday. The GSA has struck a OneGov deal with the cloud-based data warehousing and analytics company in order to “empower federal workers to break down data silos, enhance mission effectiveness, and accelerate their IT modernization initiatives,” it said in a press release. Snowflake CEO Sridhar Ramaswamy said in a statement: “Federal agencies are seeking efficiency in cost, enterprise scaled performance, intuitive design driven tools for the workforce and simplicity in contracting — we are the only multi-cloud data platform that can meet this charge on day one.” Just over a year old, OneGov is a government contracting framework allowing for cross-agency use of commercial products at a discounted price. For Snowflake users across the federal government, this means 20% off compute services, which could go up to 50% as usage increases, as well as nearly a 27% discount on storage, the release said. The Small Business Administration's information security program is largely ineffective after falling below the federal baseline for controls in nine of 10 domains, according to a new watchdog report. Under Office of Management and Budget guidance on ratings for security effective controls, the SBA “has defined policies but it has not consistently implemented them,” the agency's Office of Inspector General wrote, relaying findings from an independent auditor's review of SBA's fiscal 2025 performance under the Federal Information Security Modernization Act.The SBA surpassed OMB's baseline for incident response, earning an “optimized” rating under federal FISMA guidelines. But the OIG said that six domains — cybersecurity supply chain risk management, risk and asset management, configuration management, identity and access management, contingency planning, and information security continuous monitoring — were considered “defined” (a rating of 2 on the 5-level maturity model scale). Another three domains — cybersecurity governance, data protection and privacy, and security training — were slightly better, per the watchdog, with ratings of “consistently implemented” (3 out of 5).

Government contract bid opportunities on SAM.gov refresh every single week with 500 or more new sources sought notices spanning every industry imaginable, and most small businesses never see them. In this live session, Eric Coffie logs directly into SAM.gov, downloads the latest opportunities into Excel, and walks through dozens of real contracts available right now in fields from locksmith services and paper shredding to nursing staffing, call center support, cloud infrastructure, and demolition. If you have been waiting for the right time to get into federal contracting, this session shows you exactly where to look and why the timing has never been more urgent. What you will learn in this episode: How to pull Sources Sought notices from SAM.gov, filter by update date, and download them into Excel for fast, organized review across all industries Why the barriers you think exist in federal contracting, including licenses, certifications, and security clearances, are almost never listed as actual requirements on the solicitation How small businesses have a structural pricing advantage over large companies, and why large firms frequently skip contracts under $100K even when fully capable Why companies with the relevant skills (locksmiths, shredders, towing companies, nursing staffers) are not on SAM.gov, and how that gap is your direct entry point What the government actually evaluates when judging your readiness: your SAM.gov SBA profile completeness, your capability statement quality, and the recency and relevance of your past performance EPISODE CHAPTERS: 0:00 - Encore Funding sponsor intro and welcome 1:00 - Government contracting as an inflation hedge right now 4:35 - Why now is the time to enter federal procurement 7:30 - SAM.gov homepage walkthrough and search setup 8:45 - Why students are winning contracts directly from SAM 11:00 - Small business pricing advantage over large companies 17:00 - Why licenses and certifications are not required to bid 28:15 - How to filter Sources Sought and export to Excel 30:30 - Live review of real open opportunities across industries 36:15 - Locksmith services opportunity at Dept. of Homeland Security 40:20 - Towing and shredding contracts no one else is bidding on 54:25 - Why large competitors avoid SAM registration entirely 59:00 - Submitting a capability statement is all that is required 1:03:25 - Construction, call center, VA, and translation contract deep dives 1:20:30 - SBA profile comparison and what contracting officers actually check 1:23:50 - Closing message on capability statements and SBA profile readiness   Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Thanks to our Partners, NAPA Auto Care and NAPA TRACS Watch Full Video Episode In this forward-looking conversation, Carm Capriotto and Chris Cloutier, CEO of AutoFlow and owner of three Golden Rule Auto Care locations, explore how artificial intelligence is rapidly transforming the automotive repair industry; not as a replacement for people, but as a powerful tool that helps shop owners lead smarter, communicate better, and operate more professionally. Chris shares firsthand experiences using AI inside both his software company and his repair shops, revealing how the technology can dramatically reduce time spent on leadership and administrative tasks while improving workflow efficiency and customer communication. From refining technician notes to helping build business plans and expansion strategies, AI is becoming what Chris describes as a 'thought partner' for today's shop owner. What You'll Learn: Why AI should be viewed as a strategic business partner, not a threat to the automotive repair professionHow effective prompting and providing context can dramatically improve AI-generated resultsWays AI can streamline major business tasks such as SBA loan preparation, SWOT analyses, and growth planningHow AI-powered technician note rewrites improve customer communication and strengthen professionalismWhy clear, polished communication acts as a “curtain of professionalism” that builds customer trustHow AI can help bridge language barriers by translating repair orders and inspection resultsThe risks and humor of “AI versus AI” hiring practices, where both employers and applicants rely heavily on artificial intelligenceWhy Chris believes today is the least expensive AI will ever be, and why shop owners should begin learning it now The biggest takeaway from this episode is simple: AI will not replace highly skilled automotive professionals, but it will absolutely enhance the shops that learn how to use it effectively. From improving efficiency and communication to elevating the image of professionalism, AI offers tremendous advantages for modern repair businesses. However, Carm and Chris emphasize one critical principle throughout the conversation: trust, but verify. Just like quality control in the service bays, AI-generated information should always be reviewed carefully before being shared with customers or used to make important business decisions. Chris Cloutier, Golden Rule Auto Care, and CEO of Autoflow. Listen to Chris' other episodes HERE Thanks to our Partners, NAPA Auto Care and NAPA TRACS Learn more about NAPA Auto Care and the benefits of being part of the NAPA family by visiting https://www.napaonline.com/en/auto-care NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the Web at http://napatracs.com/ Connect with the Podcast: Visit the Website: https://remarkableresults.biz/ Subscribe on YouTube: https://www.youtube.com/carmcapriotto Follow on Facebook: https://www.facebook.com/RemarkableResultsRadioPodcast/ Follow on LinkedIn: https://www.linkedin.com/in/carmcapriotto/ Follow on Instagram: https://www.instagram.com/remarkableresultsradiopodcast/ Join Our Virtual Toastmasters Club: https://remarkableresults.biz/toastmasters Join Our Private Facebook Community: https://www.facebook.com/groups/1734687266778976 Join our Insider List: https://remarkableresults.biz/insider All books mentioned on our podcasts: https://remarkableresults.biz/books Our Classroom page for personal or team learning: https://remarkableresults.biz/classroom Special episode collections: https://remarkableresults.biz/collections Buy Me a Coffee: https://www.buymeacoffee.com/carm The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/ Remarkable Results Radio Podcast with Carm Capriotto: Advancing the Aftermarket by Facilitating Wisdom Through Story Telling and Open Discussion. https://remarkableresults.biz/ Diagnosing the Aftermarket A to Z with Matt Fanslow: From Diagnostics to Metallica and Mental Health, Matt Fanslow is Lifting the Hood on Life. https://mattfanslow.captivate.fm/ Business by the Numbers with Hunt Demarest: Understand the Numbers of Your Business with CPA Hunt Demarest. https://huntdemarest.captivate.fm/ The Auto Repair Marketing Podcast with Kim and Brian Walker: Marketing Experts Brian & Kim Walker Work with Shop Owners to Take it to the Next Level. https://autorepairmarketing.captivate.fm/ The Weekly Blitz with Chris Cotton: Weekly Inspiration with Business Coach Chris Cotton from AutoFix - Auto Shop Coaching. https://chriscotton.captivate.fm/ Speak Up! Effective Communication with Craig O'Neill: Develop Interpersonal and Professional Communication Skills when Speaking to Audiences of Any Size.

The hour begins with updates on Iran negotiations (“locked and loaded” if needed), the Anti-Fraud Task Force recovering billions in Medicare, Medicaid, and SBA fraud, and the new lawfare compensation fund. Stuie (Stuart Rosenblum, the Bagel Loan Guy) joins in-studio to explain why higher mortgage rates are temporary, why the Trump administration understands Main Street, and his unheard-of program: lock your rate now and pay 1% lower for the entire first year—no closing costs with the Bagel Loan. Annie runs the YouTube live poll: “Does the Trump administration understand the economic state of Main Street?” Essential listening for anyone concerned about the economy, housing, or foreign policy.

In this episode of the Matthews Mentality Podcast, Kyle Matthews interviews Neil Hershman, CEO of 16 Handles, entrepreneur, franchise operator, Everest summiter, endurance athlete, and business owner.Neil shares how he left a hedge fund career at 23 years old, bought a single 16 Handles frozen yogurt franchise with an SBA loan, and scaled it into a rapidly growing national franchise brand with nearly 80 locations.This episode covers entrepreneurship, franchising, business growth, leadership, scaling a company, SBA loans, franchise ownership, investing, mental toughness, endurance training, and building a successful consumer brand.Topics covered in this episode:How Neil Hershman bought and scaled 16 HandlesGrowing a franchise business from 1 location to nearly 80 storesUsing SBA loans to buy a businessEntrepreneurship and startup lessonsScaling operations and franchise systemsLeadership lessons from business and endurance sportsClimbing Mount Everest and completing ultra-endurance racesBalancing business growth, family, and personal performanceThe future expansion of 16 Handles across the United StatesHow community-driven brands win in today's marketIf you're interested in entrepreneurship, franchising, startups, scaling a business, investing, business leadership, or founder stories, this episode is packed with insights and practical lessons.Follow 16 Handles: Instagram: @16handles Website: https://16handles.comFollow Kyle Matthews: Instagram: @KyleMatthewsCEO TikTok: @KyleMatthewsCEO X: @KyleMatthewsCEO LinkedIn: Kyle MatthewsSubscribe for more interviews with entrepreneurs, CEOs, investors, athletes, and high performers.

Iowa Business Report Tuesday EditionMay 19, 2026        Brad Zaun, regional administrator for the Small Business Administration in Iowa, on programs SBA offers to new and expanding small businesses. 

On the Iowa Business Report weekend edition:* Brad Zaun of the Small Business Administration discusses how small businesses are faring and how SBA can help* A century-old Iowa-based business will remain in the state as part of corporate reorganization* In our business profile, we'll introduce you to Jamie Rich of Wendler, Inc. of Cedar RapidsThe Iowa Business Report is presented by the Iowa Business Council, online at iowabusinesscouncil.org. Additional support comes from the Iowa Secretary of State, sos.iowa.gov/protectyourbusiness.

In this episode the hosts analyze a $10M revenue hazmat remediation business in California and uncover how licensing, unions, and regulatory complexity can make a profitable company nearly impossible to transfer to a new owner.Business Listing – https://www.bizbuysell.com/business-opportunity/high-demand-environmental-abatement-and-structural-demolition/2391095/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

This Day in Legal History: Frontiero v. RichardsonOn May 14, 1973, the U.S. Supreme Court decided Frontiero v. Richardson, a major case in the development of constitutional protections against sex discrimination. The case began when Sharron Frontiero, a lieutenant in the United States Air Force, sought dependent benefits for her husband. Under federal law at the time, a male service member could automatically claim his wife as a dependent, but a female service member had to prove that her husband depended on her for more than half of his support. Frontiero argued that this rule treated women in the military as less legitimate breadwinners than men. The Supreme Court agreed that the policy violated the Due Process Clause of the Fifth Amendment. A plurality of the Court reasoned that sex-based legal classifications often reflected outdated assumptions about women's roles in family and public life.The decision came only a year after Congress passed the Equal Rights Amendment and sent it to the states for ratification, giving the case a larger political and constitutional backdrop. Ruth Bader Ginsburg, then working with the ACLU Women's Rights Project, filed an amicus brief urging the Court to treat sex discrimination with the same suspicion it applied to race discrimination. The Court did not produce a majority for strict scrutiny in sex-discrimination cases, but Frontiero still marked a sharp move away from judicial tolerance of laws based on gender stereotypes. Justice William Brennan's plurality opinion emphasized that women had long faced legal and social discrimination, including restrictions on property ownership, voting, employment, and civic participation.The ruling helped establish that administrative convenience was not a sufficient reason for the government to impose unequal burdens on women. It also signaled that servicewomen were entitled to equal treatment within institutions, including the military, that had historically been structured around male service members. In later cases, the Court would settle on an intermediate scrutiny standard for sex-based classifications, but Frontiero remains one of the key cases that pushed constitutional law in that direction.The U.S. Department of Justice has settled an investigation into PayPal over a 2020 investment program aimed at supporting Black- and minority-owned businesses. The DOJ said PayPal's Economic Opportunity Fund gave preferences based on race, color, and national origin without being tied to a specific remedy for past discrimination. PayPal did not admit liability, and the settlement says the DOJ did not make a formal finding that the company violated the Equal Credit Opportunity Act or other federal law. As part of the agreement, PayPal will create a new small business initiative that waives processing fees on $1 billion in transactions.The fee waivers are valued at about $30 million and will apply to small businesses in farming, manufacturing, and technology, as well as businesses certified through the SBA's Veteran Small Business Certification Program. PayPal must also submit plans for the initiative, train employees on ECOA requirements, and report annually to the government. Acting Attorney General Todd Blanche framed the settlement as part of the Trump administration's broader effort to challenge corporate DEI programs. PayPal said it was pleased to launch the new initiative and emphasized its long history of helping small businesses use digital financial tools. The settlement follows another recent DOJ resolution with IBM over workforce diversity-related allegations, showing continued federal scrutiny of corporate DEI practices.PayPal Settles Gov't DEI Probe With Small Biz Program - Law360The SEC and Elon Musk are scheduled to appear before a federal judge in Washington, D.C., to defend their proposed $1.5 million settlement over Musk's 2022 purchase of Twitter. The SEC's lawsuit accused Musk of delaying his disclosure that he had acquired a 5% stake in Twitter, allegedly allowing him to save about $150 million before the market reacted. Musk later bought Twitter for $44 billion.U.S. District Judge Sparkle Sooknanan has not automatically approved the deal and said she must evaluate whether it is fair, in the public interest, and free from improper collusion or corruption. She ordered both sides to appear in court and be ready to suggest a schedule for briefing in support of the settlement. The SEC filed the case in January 2025, shortly before President Biden left office. Musk has argued the case was politically motivated and has said the late disclosure was accidental.The proposed settlement would not require Musk to admit wrongdoing or surrender the money the SEC claimed he saved. Although the amount is much lower than what the SEC initially sought, a source told Reuters it was still the largest SEC penalty for that type of disclosure violation.US SEC, Musk to argue for Twitter settlement before DC judge | ReutersU.S. law firms saw strong client demand and higher billing rates in the first quarter of 2026, but those gains were limited by rising expenses and lower productivity. According to the Thomson Reuters Institute's latest Law Firm Financial Index, the quarter was healthy overall but not as financially impressive as firms might have expected given the level of demand. The report suggests that 2026 may not match the strong profit growth many firms saw in 2025, though analysts said it is still too early to draw firm conclusions. Average demand rose 2.7% from the same period last year, which the report described as an unusually strong increase. M&A work grew 4.4%, while litigation and overall corporate work each rose 2.9%. Large firms continued to push billing rates sharply higher, with Am Law 100 firms raising rates by 9.8%, while midsized firms increased rates by 5.3%. But expenses climbed almost as quickly, with direct expenses up 8.1% and overhead up 8.3%. A major driver of overhead growth was spending on technology, including artificial intelligence tools.Geopolitical instability, including the war in Iran, has also created uncertainty, with deal activity slowing in March and restructuring work not rising as expected. The report frames the market as still strong, but with enough warning signs that firms may need to watch costs, productivity, and client demand closely in the next quarter.Rising US law firm expenses offset strong demand and rate hikes in first quarter - report | ReutersA U.S. appeals court has temporarily paused a lower court ruling that had favored three challengers to the Trump administration's 10% global tariff. The pause means the tariffs remain in effect for two businesses and Washington state while the appeal continues. The U.S. trade court had ruled against the tariffs last week but did not issue a broad order stopping their collection nationwide. The Trump administration appealed that decision, and the U.S. Court of Appeals for the Federal Circuit issued a short-term administrative stay while it considers whether to grant a longer pause. The challengers now have seven days to argue against keeping the lower court ruling on hold. Washington state qualified as an importer in the case because the University of Washington, a public research institution, paid tariffs. The tariff was imposed in February under Section 122 of the Trade Act of 1974, after the Supreme Court struck down most of Trump's 2025 tariffs. Unless Congress extends it, the 10% global tariff is scheduled to expire in July.US appeals court pauses ruling against Trump's 10% global tariff | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

In this episode the hosts evaluate a 75-year-old drive-in restaurant in rural North Carolina generating $370K in cash flow, debating whether the steady profits and real estate make it a great lifestyle business—or a job you can never truly escape.Business Listing – https://www.bizbuysell.com/business-opportunity/own-the-legendary-city-drive-in-the-front-porch-of-spruce-pine-nc/2489437/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

Understanding how federal agencies and primes actually buy is the competitive edge that most small business owners never develop — and in this episode, seasoned contractor David Hernandez breaks down exactly why your certification alone will not get you in the door. If you have been chasing work without understanding the procurement chain, this conversation will reframe your entire BD approach. Know your real buyer before you pitch: The insulation subcontractor story reveals why targeting the general contractor directly was the wrong move — the mechanical sub controlled that purchase, and no amount of veteran status changed that reality Use pre-bid meetings as a positioning tool: David explains how showing up to a $30 million Army Corps deep tunnel project and signing in as SDVOSB and 8(a) signaled to every prime in the room that he was the set-aside solution they needed to meet Price your certifications into your strategy: When David bid the control building at double his standard rate, he understood the prime's pressure to meet SBA set-aside requirements — and that leverage is available to any certified small business willing to study how contracts are structured When agencies push back, know when to walk: Whether it was the Port Authority denying a compliant 51% joint venture or a Chicago tow authority twice awarding to a higher bidder, David's lesson is the same — fighting bureaucratic discretion costs more than moving on Qualifications must match execution reality: Winning a contract you cannot deliver is worse than losing the bid — Army Corps quality control, safety, and reporting requirements are nonnegotiable, and certifications do not substitute for operational readiness Subscribe and join the Federal Help Center community at federalhelpcenter.com, where contractors help contractors win. EPISODE CHAPTERS: 0:00 - Welcome to the Federal Help Center podcast 0:27 - The insulation sub who complained to the wrong person 1:52 - Why understanding how primes buy changes everything 2:51 - Showing up to a $30 million Army Corps pre-bid meeting 4:19 - Bidding the control building at double standard rate 5:15 - Using certifications as strategic leverage not just identity 6:11 - When the Port Authority denied a compliant joint venture 8:01 - Lessons from being low bidder and still losing the award 10:26 - Knowing when to walk away and redirect your energy 10:42 - Community close and call to action Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Show SummaryOn today's episode, we're replaying a conversation with conversation with playwright and producer Elizabeth Coplan, founder of the Greif Dialogues, a nonprofit theatrical movement that facilitates conversations about dying, death, and grief. We talk about her own connection to service and discuss how Grief Dialogues has developed a specific immersive experience of remembrance and reflection ahead of Memorial DayProvide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestElizabeth Coplan is a veteran of marketing and public relations with over four decades of experience. She began her professional journey as an aspiring actor in New York City in 1972 before pivoting to publishing, eventually becoming the managing editor of Chief Executive Magazine. After relocating to California, she climbed the ranks at Collins Foods International, ultimately serving as Director of Corporate Communications.In Seattle, Elizabeth became a trailblazer in professional services marketing, notably serving as the first Northwest marketing director for Touché Ross (now Deloitte). She later became Director of Client Service and Development at Davis Wright Tremaine, where she helped grow the firm from three to ten offices and pioneered strategic sponsorships in the legal sector. After six years, she launched her own consulting firm, advising major clients including Merrill Lynch and the University of Washington School of Law.Her service on nonprofit boards includes the Bainbridge Island Museum of Art and the Intiman Theatre, where she chaired strategic planning. In 2013, after a series of personal losses, Elizabeth began writing to process her grief. This led to the creation of Grief Dialogues, a groundbreaking play and nonprofit initiative that fosters dialogue about death and grief through theatre.Her award-winning works include Hospice: A Love Story, Untold, The Choice, and Honoring Choices, the latter adapted into a film that premiered in Los Angeles and earned multiple festival awards. She also directed and produced Juntos Nos Ayudamos, a film addressing suicide in a Hispanic family, and co-hosts the podcast Out of Grief Comes Art.Elizabeth's writing appears in professional grief therapy publications, and her full-length play 'Til Death premiered Off-Broadway in 2023 with an acclaimed cast. She is currently working on The Book Club, a new play exploring the lives of senior women.Links Mentioned in this Episode Grief Dialogues WebsiteMy Guardian Angel MoviePsychArmor Resource of the WeekThis week's resource of the week is the PsychArmor course, Good Grief. Grief is not only experienced with death, it can also occur with job loss or severe changes to physical well-being. The purpose of this course is to recognize loss and identify what is learned as a result of that loss. You can find the resource here:  https://learn.psycharmor.org/courses/good-grief Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

This week, Jason is joined by Kyle Cooke — entrepreneur, reality TV personality, DJ, and founder of Loverboy — for a conversation on what it really takes to build, scale, and fight to save a consumer alcohol brand in real time.Kyle shares the full story behind Loverboy today — from once scaling to 30 employees, 200-plus distribution agreements, and national attention, to now operating with just three full-time employees while navigating cash constraints, distributor challenges, and millions of dollars in debt.He breaks down the unique economics of the alcohol industry — including why brands are legally required to go through distributors, how wholesalers and retailers cut into margins, and why selling alcohol is far more complicated than most consumer products.Kyle also opens up about the financial pressure behind the scenes, including personally guaranteeing a $4.2 million SBA loan, still owing roughly $2.9 million, and needing to generate over $100,000 a month just to cover the loan payment after taxes.Beyond the numbers, Kyle shares the emotional reality of entrepreneurship — putting $500,000 of his own money back into the business, laying off employees, losing his COO, managing strained vendor relationships, and nearly facing the possibility of bankruptcy.He also explains how the support from Summer House fans helped save Loverboy through direct-to-consumer sales, merch pre-orders, and renewed demand after he vulnerably shared the company's financial struggles on the show.Jason and Kyle also get into the impact of reality TV on business, why Loverboy's fan base remains so loyal, how public attention can both help and hurt a brand, and why Kyle has intentionally avoided capitalizing on personal drama in a way that feels cheap or exploitative.From SBA debt and distribution nightmares to multiple revenue streams, DJing, brand partnerships, and rebuilding Loverboy with a leaner team, Kyle gives a raw and honest look at what it means to keep showing up when the business, the money, and the public pressure are all hitting at once.Kyle reveals all this and so much more in another episode you can't afford to miss!Subscribe to the Trading Secrets podcast!Host: Jason TartickCo-Host: David ArduinAudio: John GurneyVideo: Marc ColcerGuest: Kyle Cooke

Ever wondered what it actually takes to run one of the most talked-about med spas in the game?Ryan and Tyler are pulling back the curtain on Savanna Boda Aesthetics — from the first hire ever to a powerhouse team of 13. They're breaking down how SBA built their dream team (hint: character ALWAYS wins over credentials), why their client experience hits different, and what's coming at their grand opening event.If you've ever thought about building a team or scaling your business, this one's for you.Shop here now: https://www.savannaboda.com

Alicia Powers wanted to buy a general contractor but understood the risks in such businesses and negotiated accordingly.Register for the webinar: Kill It Early: Spot Red Flags Before Spending on Diligence - Thu, May 14 - https://bit.ly/4wqiYU3Topics in Alicia's interview:Air Force construction experienceCorporate job at an elevator companyLeading a shower remodeling startupLayoff motivated her toward acquisitionWhy franchising isn't for herAcquiring a small construction businessGetting her general contractor licenseSpecializing in home additions/ADUsTailwinds in the San Diego areaSurprisingly long sales cycleReferences and how to contact Alicia:LinkedInPrice BuildersGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsThe ecosystem for serious acquisition entrepreneurs—education, capital, community, and post-close support to buy and grow a business:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

If your 8(a) SBA application has stalled with no response, there's a little-known move that can force action and it runs directly through your elected officials' offices. In this episode of the Federal Help Center Podcast, community member Obi breaks down exactly how he used a congressional inquiry to get his 8(a) application escalated all the way to the SBA, and Eric unpacks the privacy release form every small business owner needs to know about. We also get into the explosive SBA audit that suspended over 1,000 8(a) companies — and what it reveals about who's really leveraging this certification versus who's just sitting on a paperweight. [Key Takeaways] The Congressional Inquiry Playbook — Learn the step-by-step process Obi used: phone call, follow-up email, caseworker contact, and the privacy release form that formally authorizes your senator or representative to inquire on your behalf to any federal agency — not just the SBA. 8(a) Change of Ownership vs. Acquisition — Eric breaks down why "buying" an 8(a) is the wrong framing, what a change of ownership actually requires, and how strategic 8(a) ownership transfers can become a powerful pipeline play — including the tribal 8(a) angle most people never consider. The SBA Audit That Changed Everything — The SBA suspended over 1,000 8(a)-certified companies in a single sweep. Find out why it happened, who got caught, and what it tells you about the cost of holding a certification you're not actively using. 8(a) as a Paperweight vs. a Weapon — Hear directly from business owners who said their 8(a) "hasn't done anything" and cost them money every year — and why knowing how to leverage a certification is the difference between a burden and a competitive edge.   EPISODE CHAPTERS: 0:00 — Welcome to the Federal Help Center Podcast intro 0:27 — Obi shares his 8a SBA application update 1:25 — How Obi used his senator's office to escalate his case 2:52 — What happened after the congressional inquiry was filed 3:21 — SBA responds: the caseworker process explained 4:19 — Privacy release form: how to request congressional inquiry 5:44 — Using the form for any federal agency, not just SBA 6:11 — 8a change of ownership vs. acquisition strategy explained 8:31 — SBA audit suspended 1,000 eight-a companies: why it happened 9:31 — 8a certification as a paperweight vs. a competitive tool   Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEShop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityUtilize the fastest and easiest way to look up and order parts and tires with PartsTech absolutely free.Click here to get started: https://geni.us/PartsTechTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros! Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingPros In this episode, Austin joins the Changing The Industry Podcast to discuss his journey from dealership technician to shop owner in South Carolina. Austin shares the challenges of buying a shop as a young technician, including navigating the SBA loan acquisition process and building a reliable team after early hiring struggles. The conversation covers practical strategies for technician management and compensation, as well as the importance of professional bookkeeping and mentorship as a shop grows.00:00 Navigating industry-exclusive groups08:31 Hiring the first technician13:09 Starting the podcast idea20:25 Cost transparency with manufacturers23:02 ETI's role in tool manufacturing27:38 Managing car programming and updates34:15 Car's auto-braking false alarms39:15 Quick and safe control arm repair44:53 Building a strong technician team52:07 Technician attendance and bonus policy55:11 Dealing with difficult coworkers58:51 Growing with business mentors01:05:03 Evaluating business coach effectiveness01:12:50 Importance of clean financial records01:14:53 Wanting a strict accountant

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern. Interview Purpose The purpose of this interview is to educate small business owners—especially entrepreneurs of color—about equitable access to capital, alternative lending pathways, and how to become “capital ready.” Sahra Halpern, President and CEO of the Business Consortium Fund (BCF), explains how mission‑driven lending fills the gap left by traditional banks and helps small businesses survive, grow, and ultimately graduate into mainstream financing. The conversation also aims to demystify lending, reduce fear around capital, and encourage entrepreneurs to build trusted financial relationships before entering moments of crisis. Core Themes Discussed 1. Why Small Businesses Are Turned Down by Banks Halpern explains that many small businesses are rejected by banks not because they lack potential, but because banks operate under strict underwriting and regulatory requirements. These systems often fail to account for resilience, experience, contracts, and future growth. BCF exists to serve as a bridge—supporting businesses where banks cannot and preparing them to eventually return as qualified borrowers. 2. Capital Curious vs. Capital Ready A key distinction introduced in the interview is the difference between businesses that are “capital curious” and those that are “capital ready.” Many entrepreneurs know they need funding but lack: Financial organization Clear projections Proper documentation A capital strategy BCF provides technical assistance to help businesses prepare for financing instead of setting them up to fail. 3. Mission‑Driven Lending and Community Impact Halpern frames lending as an ecosystem, not a transaction. When small businesses succeed: Business owners gain stability Employees gain jobs Communities grow stronger Large corporations benefit from more diverse and capable supply chains BCF focuses on long‑term economic impact, not short‑term profit. 4. CDFIs vs. SBA Loans The interview draws a clear distinction between Community Development Financial Institutions (CDFIs) like BCF and government entities such as the SBA. Key differences highlighted: SBA programs shift based on political administrations SBA underwriting has tightened in recent years CDFIs are nonprofit, mission‑aligned, and relationship‑driven CDFIs look at the whole entrepreneur, not just credit scores 5. The Danger of Merchant Cash Advance Loans Halpern strongly warns against Merchant Cash Advance (MCA) loans, which are often marketed as fast solutions but carry extremely high interest rates and long‑term consequences. She explains that: MCAs disqualify borrowers from future SBA refinancing They often trap business owners in cycles of expensive debt CDFIs like BCF can help refinance and escape these loans A real‑world case study (The Cut Buddy / Shark Tank entrepreneur) illustrates how BCF helped refinance over $1M in predatory debt and save a growing business. 6. Relationships Matter More Than Transactions Both Halpern and McDonald emphasize the importance of building lender relationships early, not only when cash flow is tight. BCF underwrites the entire business and the entrepreneur, rather than seizing control of a contract or revenue stream, as some factoring companies do. Power comes from having options—and informed decision‑making. Key Takeaways Banking rejection is not the end of the road Small businesses must prepare themselves to be capital ready CDFIs serve as critical bridges between entrepreneurs and traditional banks Fast money often leads to expensive, dangerous debt Merchant cash advances should be avoided whenever possible Mission‑driven lenders look at the whole entrepreneur, not just numbers Strong lender relationships protect businesses during uncertainty Capital should empower growth—not take control of your company Notable Quotes “Just because a bank says no doesn’t mean that’s the end of your road.” “We’re not just looking at your credit score—we’re looking at you as a whole entrepreneur.” “Capital readiness is not about desperation; it’s about preparation.” “If you’re sitting on a merchant cash advance loan right now, you are not stuck.” “Nothing makes me happier than seeing clients realize their dreams and grow into multimillion‑dollar businesses.” “You should talk to multiple lenders—but you should always understand the real cost of the money.” Conclusion Sahra Halpern’s interview serves as a practical roadmap and a cautionary lesson for small business owners navigating today’s uncertain economic landscape. It reinforces that access to capital is about strategy, education, and relationships, not just approval or rejection. The conversation encourages entrepreneurs to reclaim power, avoid predatory financing, and partner with institutions that are committed to their long‑term success and community impact. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

In this episode the hosts analyze a seemingly simple daycare acquisition that reveals a deeper risk: the business may be viable, but the real estate value and neighborhood demographics could make the daycare itself economically irrational to keep running.Business Listing – https://www.bizbuysell.com/business-opportunity/profitable-child-daycare-center-near-oklahoma-city/2476097/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

#896 What if buying a business with a proven roadmap to profit was more accessible than you ever imagined? In Part 1 of this two-part episode, host Brien Gearin sits down with franchise expert Greg Mohr to break down everything you need to know about investing in a franchise. Greg explains why franchising can get you to your goals two to three years faster than starting from scratch, what personality traits make an ideal franchisee, and how to navigate the vetting process — including the critical questions to ask franchisors and current franchisees. He also walks through the franchise disclosure document, revealing the red flags to watch for, and breaks down the real costs involved, from the one-time franchise fee to royalties and total investment — plus the creative financing options that make it accessible even if you don't have hundreds of thousands sitting in the bank! What we discuss with Greg: + Why franchises beat starting from scratch + Key personality traits of successful franchisees + How to vet and narrow down your options + What's inside a franchise disclosure document + Red flags to watch for before you sign + Franchise fees and royalty structure explained + Total investment costs: $150K–$300K+ + Creative financing options (SBA loans, ROBS) + The importance of hiring a franchise attorney + How to picture yourself in the right franchise Thank you, Greg! Check out Franchise Maven at FranchiseMaven.com. Schedule an Introduction Call. Follow Greg on LinkedIn. To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brendan Duebner's goal is to build a healthy, long-term business of 20-40 people. Buying a $1.2m MSP was his first step.Topics in Brendan's interview:Learning to lead in the ArmySummer internship with Josh MedowCold calling is unpleasant but effectiveLiving and acquiring in the Bay AreaWorking in the business before closingSigns of seller integrity85% seller note with no personal guaranteeImplementing EOS himselfChoosing to only hire localHis mission of building a tribeReferences and how to contact Brendan:LinkedInIT Total CareJosh Medow on Acquiring Minds: How to Unlock Growth in a 40-Year-Old Business You BuyAbhi Ravishankar on Acquiring Minds: The $50m Lifestyle HoldcoWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact jenny@aspenhr.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

#893 From teacher to travel agency owner — with zero business experience and only 10% down! In part 1 of this two-part episode, Joy Owens joins host Brien Gearin to share exactly how she and her husband bought a multi-million dollar travel agency with no prior business experience, no industry background, and an SBA loan that almost didn't happen. Joy breaks down how the opportunity fell into her lap through a family connection, how she negotiated the purchase price down to a 2.1x net multiple, and why starting the SBA loan process early (with a letter of intent) was critical. She also opens up about the due diligence lessons she learned the hard way — from decoding P&Ls to securing a key employee who was on the verge of quitting — and how she set the business up to run smoothly from day one! What we discuss with Joy: + Bought a business with 10% down + Zero prior business experience + SBA loan process took 4+ months + Negotiated price down to 2.1x net + No broker — direct seller negotiation + Key employee nearly quit before sale + Clients were all referral-based + Due diligence revealed no written contracts + Switched to shared inbox and Monday.com + Owner allowed rare pre-sale access to systems Thank you, Joy! Check out Part 2 of this episode. Check out Butler Travel at ButlerTravel.com. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ken Taunton. Founder and president of The Royster Group, a nationally recognized, certified Black-owned professional staffing firm. Here's a breakdown of the key themes and takeaways: