Podcasts about sba

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Latest podcast episodes about sba

Acquisitions Anonymous
Would You Pay $18M for a Metal Fab Biz That's Only 5 Years Old?

Acquisitions Anonymous

Play Episode Listen Later Aug 12, 2025 20:20


In this episode, the hosts dissect a suspiciously high-margin $18M metal fabrication business in Houston and unpack the latest killer changes to SBA loan rules.Business Listing – https://www.bizbuysell.com/business-opportunity/huge-cash-cow-metal-fabrication-business-w-strong-client-base/2382600/?utm_source=bizbuysell&utm_medium=emailsite&utm_campaign=shtmlbot&utm_content=buttonWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Female emPOWERED: Winning in Business & Life
Episode 299: Boutique Fitness Exits: What Every Studio Owner Needs to Know Before Selling, with Mitch McGinley the Boutique Fitness Broker

Female emPOWERED: Winning in Business & Life

Play Episode Listen Later Aug 12, 2025 66:54


Episode Summary:Thinking about selling your fitness or wellness business one day? This episode is a must-listen. Christa Gurka sits down with Mitch McGinley, founder of Boutique Fitness Broker, to unpack the highs, lows, and lessons learned from her own seven-figure studio sale.Together, they explore what makes a business truly sellable, how deal structures are formed, what to expect during due diligence, and how SBA financing, SDE, and EBITDA play into your valuation. They also get real about the emotional rollercoaster of letting go — from collapsed deals to closing day relief.Mitch also shares his journey from yoga studio owner to digital nomad living in Spain, and how he's helped sell over 70 boutique fitness studios, including Christa's.Whether you're years away from selling or just want to make your business more profitable and sustainable, this episode is packed with practical, real-world insight you won't hear anywhere else.What You'll Learn:The anatomy of a studio sale from start to finishHow to value your studio using SDE and EBITDAWhy you need clean financials, reasonable comp, and operational independenceWhat can go wrong (and right!) during due diligenceWhy Christa walked away from her first deal — and how her second deal turned into a winHow to mentally and financially prepare for an exitThe difference between a lifestyle business and one that's ready to sellTips for studio owners looking to grow through acquisitionConnect with Mitch McGinley: Website: boutiquefitnessbroker.com Email: mitch@boutiquefitnessbroker.com Instagram: @boutiquefitnessbrokerWant to make your business more profitable, scalable, and sellable — even if you never plan to sell? Check out Christa's programs at fitbizstrategies.com and follow her on Instagram at @christagurka.

Acquiring Minds
2 Years to $40m: The Anatomy of a High-Velocity Roll-up

Acquiring Minds

Play Episode Listen Later Aug 11, 2025 72:24


Smithlist is a job board for leadership roles at small businesses. If you're not ready to buy a business but want to lead one:Smithlist - Operate & Lead a BusinessWhen Luis Reyes bought a small fire safety business, he saw an opportunity. 24 acquisitions later, he's at $8m EBITDA.Topics in Luis's interview:Luis's early careerLaunching a roll-up strategy in SpainIdentifying consolidation opportunitiesFirst acquisitions in poultry distribution and fire safetyBuilding and leading a team for a high-velocity, high-volume roll-upIntegrating operational-complex businesses at scaleLeveraging AI in fire safetySpain's capital marketsAdapting acquisition criteriaGoal for the platformReferences and how to contact Luis:LinkedInIBVMinds Capital PodcastGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

The Steve Harvey Morning Show
News to Know: He helps business buyers navigate financing, negotiations, and deal structuring.

The Steve Harvey Morning Show

Play Episode Listen Later Aug 9, 2025 28:00 Transcription Available


Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Strawberry Letter
News to Know: He helps business buyers navigate financing, negotiations, and deal structuring.

Strawberry Letter

Play Episode Listen Later Aug 9, 2025 28:00 Transcription Available


Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Best of The Steve Harvey Morning Show
News to Know: He helps business buyers navigate financing, negotiations, and deal structuring.

Best of The Steve Harvey Morning Show

Play Episode Listen Later Aug 9, 2025 28:00 Transcription Available


Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Sprunkinit Podcast
Tom Altieri, One of the top SBA lenders in the nation on why use SBA Loans, his involvement with the Phoenix Thunderbirds / WM Open and his success.

The Sprunkinit Podcast

Play Episode Listen Later Aug 9, 2025 41:30


Send us a textGreg sits down with Senior VP of Midfirst Bank Tom Altieri (Mr. Outstanding) and talks about his love of SBA loans and the reasons why it is a key to building wealth for small business Owners, his personal success and involvement with the Phoenix Thunderbirds, which last year raised $20 million for local charities with the largest golf tournament in the world. Sometimes we have guests on industry topics, other times it's people I admire that are friends or family members and/or subjects that I think would benefit subscribers. On this podcast, we had  3 in 1.  He is funny, sincere, entertaining, knowledgeable, humble and excellent at his craft. Hard to not like Tom Altieri. It's not a loan it's a dream. Listen and enjoy. 

Acquisitions Anonymous
This Dryer Vent Franchise Makes $130K a Year—Would You Buy It?

Acquisitions Anonymous

Play Episode Listen Later Aug 8, 2025 18:28


In this episode, the hosts unpack a low-cost dryer vent cleaning franchise in Charlotte with stellar Google reviews, debating whether it's a smart buy or just buying yourself a job.Business Listing – https://www.bizbuysell.com/business-opportunity/dryer-vent-cleaning-business-575-5-star-google-reviews/2382347/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

The Long Game
SBA Loans Explained (with Matthias Smith)

The Long Game

Play Episode Listen Later Aug 8, 2025 27:09


In this episode, I sits down with Matthias Smith (founder and owner of Pioneer Capital Advisory) a brokerage firm specializing in SBA loans. We talk about:- The different types of loans available for purchasing a business- What an SBA loan is and how it works- The importance of personal guarantees and life insurance in the loan process- Common misconceptions about SBA loans- Tips for prospective business buyers on preparing for the loan processConnect with Matthias:Email – matthias@pioneercap.comLinkedIn – Matthias SmithTwitter – @SBA_Matthias-------✅ Financial planning for 30-50 year old entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.allstreetwealth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ My personal blog & newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thomaskopelman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

tips loans sba processconnect
Acquisitions Anonymous
This Dryer Vent Franchise Makes $130K a Year—Would You Buy It?

Acquisitions Anonymous

Play Episode Listen Later Aug 8, 2025 18:28


In this episode, the hosts unpack a low-cost dryer vent cleaning franchise in Charlotte with stellar Google reviews, debating whether it's a smart buy or just buying yourself a job.Business Listing – https://www.bizbuysell.com/business-opportunity/dryer-vent-cleaning-business-575-5-star-google-reviews/2382347/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

The Heart of Business
Janet Carlson: Reinvention, Resilience & Revolutionizing Pharma with AI

The Heart of Business

Play Episode Listen Later Aug 7, 2025 36:48 Transcription Available


In this episode, Janet Carlson—CEO and Creative Director of 1.11 Group—takes us on a journey through three decades of fearless entrepreneurship. From learning negotiation skills at just 9 years old to building the first pharmaceutical website without any prior experience, Janet's story is a testament to grit, innovation, and the power of reinvention.She opens up about losing 98% of her business after 9/11 and rebuilding with the help of an SBA loan, creating groundbreaking programs for healthcare professionals, and transforming pharma brand planning with AI. Along the way, Janet shares how she's balanced business and family, including the decision to adopt a third child during COVID, and how running, reading, and boxing fuel her creativity and strength. With unwavering support from her father and husband, and the guidance of the Entrepreneurs Organization, Janet reminds us that when things get tough, there's always a way forward—if you're willing to pivot, ask for help, and keep going.Please visit www.internationalfacilitatorsorganization.com to learn more about Mo Fathelbab and International Facilitators Organization (IFO), a leading provider of facilitators and related group facilitation services, providing training, certification, marketing services, education, and community for peer group facilitators at all stages of their career.

UncleRob, Everybody's Mentor
Ep 171: "Small Business is, Really Big Business!" with Jamilah Corbitt

UncleRob, Everybody's Mentor

Play Episode Listen Later Aug 7, 2025 64:49


Who are the fastest growing entrepreneurs in the USA? How much of the USA economy is created by Small Businesses? What if the key to launching a game-changing business isn't funding or connections—but the story behind it? In this episode, Rob sits down with his friend, storyteller and entrepreneurial ecosystem builder Jamilah Corbitt to uncover how powerful narratives can break barriers, amplify underrepresented voices, and drive real innovation—especially in rural and underserved communities. From navigating federal government and (SBA) Small Business Administration resources to building local ecosystems that truly listen, this conversation dives deep into what it really takes to build inclusive entrepreneurial support across the country.Feel free to follow and engage with JAMILAH here:- LinkedIn: https://www.linkedin.com/in/jamilahcorbitt- Instagram: https://www.instagram.com/jamilahcorbitt/- X: https://x.com/jamilahcorbitt?lang=en- YouTube: https://www.youtube.com/JamilahCorbitt- Facebook: https://www.facebook.com/JamilahCorbitt/- Website: https://jamilahcorbitt.com/We're so grateful to you, our growing audience of entrepreneurs, investors and community leaders interested in the human stories of the Entrepreneurial Thinkers behind entrepreneurial economies worldwide.As always we hope you enjoy each episode and Like, Follow, Subscribe or share with your friends. You can find our shows here, and our new Video Podcast, at “Entrepreneurial Thinkers” channel on YouTube. Plug in, relax and enjoy inspiring, educational and empowering conversations between Rob and our guests.¡Cheers y gracias!,Entrepreneurial Thinkers Team.Chapters00:00 Introduction to Entrepreneurial Thinkers04:10 Meet Jamila Corbitt: A Force of Nature07:02 The State of Entrepreneurship in the U.S.09:57 Inequities in Access to Entrepreneurial Resources13:03 Understanding the SBA and Its Role16:00 The Importance of Storytelling in Entrepreneurship19:06 Establish: Bridging the Gap in Entrepreneurial Support28:59 Innovative Community Building at Established35:02 Addressing Marginalization in Entrepreneurship41:53 The Backbone of the Economy: Small Businesses47:29 The Art of Storytelling in Business52:51 Building Local Ecosystems: Key Strategies

The Business Credit and Financing Show
Robert DiNozzi: The Business Lifeline: Turning Distress into Opportunity

The Business Credit and Financing Show

Play Episode Listen Later Aug 6, 2025 32:49 Transcription Available


Robert DiNozzi is Chief Growth Officer at Second Wind Consultants, where he leads brand strategy and key relationships with lenders, investors, intermediaries, and other stakeholders. He oversees corporate strategy, industry partnerships, and the development of growth models across banking, private equity, M&A, and franchising. DiNozzi also directs branding, content, and media efforts to convey Second Wind's mission of preserving and unlocking business value. Before joining Second Wind, DiNozzi spent 15 years in Hollywood as a film producer and executive, working with major studios like Warner Brothers, Disney, and Paramount. He produced the box-office hit Flightplan, founded a market-leading non-theatrical distribution company, and pioneered tech products, including a top-ranked voice-enabled productivity app and an accessible gaming platform. His experience spans creative development, structured finance, and global dealmaking. An expert in strategic storytelling, DiNozzi is known for aligning teams around compelling narratives that drive engagement and growth. He's led major brand collaborations with companies like Microsoft and BMW, and teaches the art of pitching story at the university level, combining his backgrounds in entertainment and business to inspire powerful communication.   During the show we discussed: Second Wind's core mission in action Using the UCC to resolve debt Preserving value during business distress How Second Wind differs from bankruptcy Turning unsustainable businesses profitable Industry adaptability of Second Wind's solutions Getting out of over-leveraged SBA loans Measuring long-term impact on businesses Common misconceptions about business turnaround   Resources: https://secondwindconsultants.com/  

Buying Online Businesses Podcast
Nuances In Buying A Business With SBA with Yankie Markowitz

Buying Online Businesses Podcast

Play Episode Listen Later Aug 6, 2025 40:30


Understanding the fine print that could make or break your deal is just as important when purchasing a business with SBA financing as it is when obtaining a loan. All too frequently, buyers lose out on opportunities or become mired in transactions that don't fit the program because they are unaware of the nuances of SBA regulations. The CEO of SBA Loan Group, Yankie Markowitz, sits down with Jaryd Krause in this episode to discuss his extensive knowledge of SBA loans and how he has facilitated more than $1 billion in SBA and real estate transactions. Yankie explains which business categories are eligible for SBA financing, what has changed recently, and how to handle the complex world of debt ratios, deal structures, and cash requirements. You’ll learn: ✔️ Which businesses can—and can’t—be acquired with SBA loans ✔️ How much cash do you need to qualify ✔️ Why e-commerce fits well with SBA financing, and where it falls short ✔️ The ins and outs of seller notes, holdbacks, and loan terms ✔️ Real-world lessons from deals that worked—and ones that didn’t This episode provides useful, straightforward advice from one of the most seasoned SBA specialists in the industry, regardless of whether you're prepared to purchase your first company or want to improve your acquisition approach.

The Bob Clark Podcast

The people of Ruidoso have been through so much recently they really deserve a break. Cynthia Cowell of the SBA joins Bob to discuss what her organization is doing to help people get back on their feet. See omnystudio.com/listener for privacy information.

Some Future Day
How to Build Wealth Today: Proven Strategies for the Digital Economy | with Andrew Cartwright

Some Future Day

Play Episode Listen Later Aug 5, 2025 60:29


On this episode of Some Future Day, we crack open the playbook for financial freedom with one of America's most prolific entrepreneurs, Andrew Cartwright. From being cut off by his father at just 12 years old, to building 32 companies across 17 industries and managing 86 streams of income, Andrew's journey is anything but ordinary! He has flipped businesses, invested in blockchain, put gold on the blockchain ledger, and even built a personal brand that empowers millions online. But here's the kicker: he's not selling hype. Andrew is showing you how to buy your first business using SBA loans, how to generate passive income through print-on-demand stores, and how to build a white label supplement brand in under 10 minutes.From margin and manufacturing to personal branding and Web3, Andrew Cartwright drops tactical advice you can act on today. If you've ever felt like financial freedom was out of reach, if you've been looking for a roadmap, a mentor, or just a spark, this episode is your blueprint! This isn't about a get-rich-quick scheme. It's about real tools, real talk, and really taking action. Because on Some Future Day, wealth doesn't just happen. It's built. And that future can start right now.Episode Links:Website: https://andrewcartwright.com/Youtube: https://www.youtube.com/@andrewcartwrightInVideo: https://invideo.io/Print On Demand: https://www.printful.com/Supplement White-labeling: https://supliful.com/Order Marc's new book, "Some Future Day: How AI Is Going to Change Everything"Sign up for the Some Future Day Newsletter here: https://marcbeckman.substack.com/To join the conversation, follow Marc Beckman here: YoutubeLinkedInTwitterInstagramTikTok

Behind The Mission
BTM229 – Anthony Larson – MO Vets Outdoors

Behind The Mission

Play Episode Listen Later Aug 5, 2025 28:59


Show SummaryOn today's episode, we feature a conversation with Army combat veteran Anthnoy Larson, founder and president of MO Vets Outdoors, a nonprofit organization based in Missouri dedicated to helping veterans reconnect with nature through outdoor activities like hunting, fishing, and camping. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestAnthony Larson is a U.S. military veteran and the founder and president of MO Vets Outdoors, a nonprofit organization based in Missouri dedicated to helping veterans reconnect with nature through outdoor activities like hunting, fishing, and camping. Established in 2018, MO Vets Outdoors aims to provide veterans with opportunities to heal, build camaraderie, and find peace in the outdoors. Under Larson's leadership, MO Vets Outdoors has grown into a vital resource for Missouri veterans, offering a range of programs and events designed to support their well-being and foster a sense of community.Links Mentioned During the EpisodeMO Vets Outdoors Facebook GroupMO Vets Outdoors Web sitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the Behind the Mission Podcast Episode 157 with John Langford talking about Project Healing Waters. John is a Marine Corps veteran and Chief Executive Officer of Project Healing Waters. Project Healing Waters helps active military service personnel and Veterans in need through a dedicated, developed curriculum of fly fishing, fly casting, fly tying, and fly rod building. You can find the resource here:  https://psycharmor.org/podcast/john-langford Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Acquiring Minds
Building a $25m FedEx Route Empire from $100k Equity

Acquiring Minds

Play Episode Listen Later Aug 4, 2025 89:23


Register for the webinar:The "Plant Your Flag" Strategy: Build an Empire with ETA + Franchising - Thu Aug 7 - https://bit.ly/45i7eGeAvery Tomek bought his first little $1m FedEx route with an SBA loan. 3 years later, he has 240 trucks and $600k weeks.Topics in Avery's interview:Pivoting from real estate to FedEx routesUps and downs of CovidExpanding his fleetRunning his logistics business remotelyEverything hinges on weekly depositsWhat makes a route lucrative (or costly)No marketing or sales. Just operations.Resale value of a FedEx routeDemanding nature of the business“If you're good, the world will compensate you.”References and how to contact Avery:LinkedInWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Small Biz FL
Ep. 324 | SBA Q3 Insights: Loan Growth, Rural Expansion & Disaster Readiness

Small Biz FL

Play Episode Listen Later Jul 31, 2025 22:23


In this quarterly SBA update, host Tom Kindred is joined by Jonel Hein, District Director for the SBA North District, and Althea Harris, Deputy District Director for the South District, to discuss the Small Business Administration's latest strategic efforts. From the North District's ambitious billion-dollar goal in lending and contracting to the South District's national leadership in loan guarantees, this episode dives deep into how the SBA is fueling small business success across Florida. Key topics include a push for rural and manufacturing support, workforce development, and the importance of business relocation to the Sunshine State. The episode also introduces the Red Tape Hotline for reporting regulatory challenges and wraps up with vital tips on hurricane preparedness and disaster recovery resources from sba.gov and ready.gov. Related Links SBA Red Tape Hotline: 1-800-827-5722, Email: redtape@sba.gov SBA Disaster Assistance: sba.gov/disaster Ready.gov for disaster preparedness: ready.gov SBA Events Calendar: sba.gov/events  

Alloy Personal Training Business
Franchise Funding 101: How to Finance Your Dream

Alloy Personal Training Business

Play Episode Listen Later Jul 30, 2025 24:43


In this episode, Rick and Suzanne speak on the many ways you can finance your franchise locations.From bootstrapping with cash to leveraging your 401(k) or even tapping into home equity, this episode explores every legitimate funding avenue.Suzanne brings extensive real-world knowledge about franchisee behaviors and finance strategies. Her guidance is grounded in working with hundreds of aspiring owners through the complex franchise process.Rick and Suzanne break down six ways to fund your Alloy franchise, demystify the SBA process, and explain how retirement accounts can be legally used, penalty-free. You'll also learn why trusts may derail a HELOC and how personal guarantees are unavoidable but manageable.If you've ever hesitated to open a franchise because of funding uncertainty, this episode will give you clarity and confidence. Tune in and build the path to ownership with insight, not fear.Listen now and take control of your pricing with confidence.Key TakeawaysIntro (00:00)How to finance an Alloy franchise (02:32)Funding via cash or friends/family (03:13)SBA loans: pros, cons, and realities (06:24)401(k) rollover (ROBS): Structure and benefits (11:27)Using a HELOC: risks and strategy (14:49)Conventional loans through local banks (17:44)Comparing timeline and complexity across methods (20:06)Risk exposure by method (SBA, ROBS, HELOC) (22:08)Final take on personal risk and commitment (22:52)Additional Resources:Links MentionedFranFund: https://franfund.comBenetrends: https://www.benetrends.comSBA Loans: https://www.sba.gov/funding-programs/loans—-- Alloy Personal Training- Learn About The Alloy Franchise Opportunity---------You can find the podcast on Apple, Google, Spotify, Stitcher, or wherever you listen to podcasts.If you haven't already, please rate and review the podcast on Apple Podcasts!

Buying Online Businesses Podcast
M&A Talk On Why Sellers Won't Sell & Buyers Won't Buy with Matt Frisca

Buying Online Businesses Podcast

Play Episode Listen Later Jul 30, 2025 34:54


Buying or selling a business isn’t just a transaction — it’s a turning point. But too often, what buyers think they want and what sellers believe they deserve don’t line up with reality. The result? Stalled deals, missed opportunities, and plenty of frustration on both sides. In this episode, Jaryd Krause sits down with Matt Frisca, owner of Transworld Business Advisors of La Grange and Tinley Park, to unpack the biggest reasons deals fail—and what it really takes to make them work. With 20+ business sales closed annually and 50+ active listings, Matt shares real-world insights from both sides of the table. You’ll learn: ✔️ Why sellers struggle to exit cleanly✔️ Common mistakes buyers make (and how to avoid them)✔️ The truth about SBA financing and “no money down” deals✔️ What due diligence really looks like in today’s market Whether you're buying, selling, or just curious, this episode delivers raw advice and actionable strategies from a dealmaker who knows the game.

The Small Business Mindset
131 - Small Business Lending Insights

The Small Business Mindset

Play Episode Listen Later Jul 30, 2025 6:55


Listen in for a special presentation of The Small Business Mindset.  Kirsten Flory's firm, Foundations Commercial, held a Small Business Lending Insights event with lending experts and clients.  They shared the different types of small business lending programs, and how you as a business owner, can apply!   To watch the full presentation on You Tube click the link HERE Key Takeaways: At some point in your business cycle, you will need a loan SBA lending is available for owner-occupied businesses Building a relationship with your lender is crucial Get organized financially before applying for a loan Understand your financial picture regularly (and update it!) Lenders will look at your credit history and debt-to-income ratio Keep your credit card balances low for better loan prospects Make on-time payments to maintain good credit history There are many programs available to help small businesses    

Acquisitions Anonymous
This Dairy Farm Makes $2.6M EBITDA… But in Romania

Acquisitions Anonymous

Play Episode Listen Later Jul 29, 2025 19:07


In this episode, the hosts debate the acquisition of a €20M dairy farm in Romania, balancing its EU certifications, solar power, and commodity risks against complex operations and geopolitical uncertainty.Business Listing – https://mergerscorp.com/property/profitable-exclusive-dairy-farm/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Govcon Giants Podcast
You Think You're Ready for GovCon? This $1.5M Contract Nearly Crushed a First-Time Bidder

Govcon Giants Podcast

Play Episode Listen Later Jul 29, 2025 7:59


In this episode, I sit down with an inspiring entrepreneur who shares her journey from uncertainty to success in the world of government contracting. As a seasoned business executive with years of experience, she was no stranger to the complexities of certifications and government processes. However, she found herself hesitating to dive into the world of government contracts, even with her extensive background. After encountering challenges due to the shifting landscape brought on by the pandemic, she realized the need for a change in her business model. Amid her search for guidance, she stumbled upon my book "GovCon Launch" and embarked on a journey of education and transformation. Through networking and the guidance of seasoned professionals, including the likes of Joan Braxton with over 30 years of SBA experience, she began to see the power of connections in the government contracting world. As the episode unfolds, our guest describes the pivotal moment when she took action by bidding on a contract, despite facing seemingly insurmountable odds against larger competitors. With insights gained from the podcast and her meticulous market research, she not only submitted a competitive bid but secured a deal that aligned perfectly with her passion for fitness and nutrition. This episode underscores the importance of taking the leap, leveraging connections, and turning obstacles into stepping stones on the path to success in government contracting. Tune in to this enlightening episode of The Daily Windup to hear how one entrepreneur's journey from hesitation to action can inspire us all to pursue our goals in the world of government contracts. Remember, success begins with the first step.

It's the Bottom Line that Matters Podcast
Advanced Exit Strategies: Making Your Business a Saleable Asset for Maximum Profit

It's the Bottom Line that Matters Podcast

Play Episode Listen Later Jul 29, 2025 17:51


In this episode of It's The Bottom Line that Matters, hosts Jennifer Glass and Patricia Reszetylo are joined by Daniel McCraine to continue their deep dive into exit planning for business owners. Picking up from last week's discussion, the trio explores the advanced strategies and practical tactics for preparing your business for a successful exit—whether that's through a sale, acquisition, or going public.They break down the four primary ways owners typically exit their businesses and zoom in on the nuances of making your business an attractive, saleable asset. Daniel clarifies the sometimes-confusing world of private equity, highlighting the key differences between private equity firms, venture capitalists, and other types of investors. The team also unpacks creative growth strategies, such as mergers, acquisitions, and roll-ups, which can rapidly scale your business and catch the attention of investors.Jennifer adds practical tips around financing growth (from purchase order funding to partnering with well-connected investors), and Patricia emphasizes the importance of having expert advisors guiding the process. Whether your business is prepping for its next chapter or you're simply curious about what it takes to create a valuable business exit, this episode provides actionable insights, crucial context, and just the right amount of reality check.Tune in for real-world examples and expert advice designed to help you maximize your bottom line—because at the end of the day, it's the bottom line that matters.BiosJennifer Glass (Lead Host)Jennifer is at the helm of "It's the Bottom Line that Matters," guiding audiences through the intricate world of business strategy and success. With a knack for breaking down complex concepts, she leads thought-provoking discussions on critical topics like exit planning, business growth, and investment strategies. Jennifer speaks from experience—offering practical tips, personal stories about business innovation, and a clear passion for helping others thrive. Her approach is hands-on and supportive, whether she's coaching clients or facilitating expert conversations on the podcast.Daniel McCraine (Co-Host)Daniel co-hosts with Jennifer and Patricia and he brings his expertise in exit planning and advanced business growth tactics. He walks listeners through the various ways to exit a business, shares insider knowledge on mergers, acquisitions, and private equity, and even draws on his own consulting experience—helping business owners grow by filling in gaps through equity partnerships. Daniel's insights are practical, strategic, and always focused on maximizing business value for owners ready to take the next step.Patricia Reszetylo (Co-Host)Patricia co-hosts with Daniel and Jennifer, providing grounded, pragmatic contributions that often emphasize the importance of having trusted advisors in your entrepreneurial journey. While Patricia sometimes keeps her remarks concise, she's quick to pinpoint crucial steps—like seeking guidance for advanced strategies. Her perspective blends seamlessly into the conversation, adding both reassurance and a reminder that even advanced tactics need the support of an expert.Together, Jennifer, Daniel, and Patricia form a dynamic team, each bringing unique expertise and perspectives to enrich listeners' understanding of business growth and exit strategies.Keywords - exit planning, business exit strategies, selling a business, business valuation, private equity, venture capital, IPO, initial public offering, business succession, mergers and acquisitions, business growth strategies, purchase order financing, cashing out, business investors, equity partners, business planning, acquiring competitors, adding service offerings, business advisors, roll up strategy, SBA loan, business innovation, Shark Tank, Dragons Den, business consultants, strategic partnerships, business buyout, stock exchange, business funding options, business scalability

Acquisitions Anonymous
This Dairy Farm Makes $2.6M EBITDA… But in Romania

Acquisitions Anonymous

Play Episode Listen Later Jul 29, 2025 19:07


In this episode, the hosts debate the acquisition of a €20M dairy farm in Romania, balancing its EU certifications, solar power, and commodity risks against complex operations and geopolitical uncertainty.Business Listing – https://mergerscorp.com/property/profitable-exclusive-dairy-farm/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

The Steve Harvey Morning Show
Financial Tip: Discusses private nonprofit lending organization that focuses on underserved and rural communities.

The Steve Harvey Morning Show

Play Episode Listen Later Jul 28, 2025 30:01 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:

Strawberry Letter
Financial Tip: Discusses private nonprofit lending organization that focuses on underserved and rural communities.

Strawberry Letter

Play Episode Listen Later Jul 28, 2025 30:01 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:

Best of The Steve Harvey Morning Show
Financial Tip: Discusses private nonprofit lending organization that focuses on underserved and rural communities.

Best of The Steve Harvey Morning Show

Play Episode Listen Later Jul 28, 2025 30:01 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:

Acquiring Minds
A $10m Acquisition for Freedom and Family

Acquiring Minds

Play Episode Listen Later Jul 28, 2025 86:29


Smithlist is a job board for leadership roles at small businesses. If you're not ready to buy a business but want to lead one:Smithlist - Operate & Lead a BusinessAnica John bought a print-on-demand business to have more time with her kids without compromising her career ambitions.Topics in Anica's interview:Experience at Amazon, WalMart, and Disney StreamingChoosing entrepreneurship over returning to officeBuying a publishing company for indie authorsHigh capex = moatDiversity of their genres and clientele Resurrecting a dead dealHow DiggyPOD stacks up to Amazon KDPCarefully planning tech upgradesAward-winning customer serviceRunning a business from out of stateReferences and how to contact Anica:LinkedInanica@anicajohn.comDiggyPODrejiggGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

eCommerce MasterPlan
La Matera's Road to $4M: Growth, Founder-Led Content, and eCommerce Lessons

eCommerce MasterPlan

Play Episode Listen Later Jul 28, 2025 35:00


JM Craddock is the CEO and owner of La Matera, a belt brand focused on creating artisanal products that last. Founded in 2012 they now sell via their Shopify site and wholesale channels are on track for $4 million this year. JM's experience goes much further back though, as he was the first employee at Chubbies, including a key role in developing the returns system that became the first version of Loop Returns! Hit PLAY to hear: How Jon-Mark used an SBA loan to buy La Matera (and why he recommends it)

PT Legends
Episode 182: Making $2M By Buying Your Gym's Commercial Real Estate

PT Legends

Play Episode Listen Later Jul 28, 2025 31:20


Tom Zawistowski's Podcast
We the People Convention Weekly News & Opinion 7-26-25

Tom Zawistowski's Podcast

Play Episode Listen Later Jul 26, 2025 126:02


NEW: Send us Your Comments!This Week's Topics:Gabbard Press Conference on Obama 3:00Obama Also Covered up Clinton Emails 7:30VIDEO: Hemmingway Spells it ALL Out! 10:00VIDEO: Bannon & Flynn React 16:00Senate Trying to Stop DNI 20:30Docs Show Biden DOJ Targeted Parents 22:00Biden Admin use SBA to Rig Elections 24:30Dems Told to Lie about Trump & Epstein 29:30DOJ Interviews Maxwell about Epstein 33:30House Votes to Subpoena Clintons & others 36:00Charge Fauci to test Legality of Pardons 38:00AstraZeneca to Invest $50 Billion in US 40:30Trump Japan Trade Deal is HUGE!!! 42:00We need to Recruit 10 Million Patriots 44:30Trump EPA will repeal Landmark Ruling 50:00MI Nuke Plant to re-open by August! 52:30VIDEO: House Accomplishments 55:30RINO's Stopping Trump Appointees 58:00Trump Signs Key AI Executive Orders 1:08:00Trump Acts to Help the Homeless 1:11:30Another SCOTUS win for Trump 1:13:30Columbia to Pay $221 Million in Fines 1:15:00Trump wins $36 Million from CBS 1:17:00Foreign War Negotiations Going Poorly 1:18:30Chinese Threat to our Military 1:22:00VOA Worked with Chinese 1:26:30Court Win for Adopting Parents 1:30:30Drop in Home Sales Issue 1:33:00VIDEO: Major Charlie Kirk Interview 1:36:30FIREAID Rip Off in California 1:44:30MKL Files Released - No one Noticed 1:46:30Olympics Ban Men from Women's Sports 1:48:00House Creates New Jan 6th Committee 1:49:30Mike Lindell Wins Appeal 1:51:00Protecting Children from Social Media 1:54:00Support the showView our Podcast and our other videos and news stories at:www.WethePeopleConvention.orgSend Comments and Suggestions to:info@WethePeopleConvention.org

Accounting and Accountability
Episode 121: Clean Energy Out, Bonus Depreciation In: Navigating the New Tax Terrain

Accounting and Accountability

Play Episode Listen Later Jul 25, 2025 34:30


In this episode: Faw Casson will close early on August 8 for their annual all-office beach day—a fun family tradition showing the firm's strong culture and appreciation for its people. The One Big Beautiful Bill Act (OBBBA) includes impactful updates for businesses and individuals—this episode dives into the lesser-known but highly relevant changes. C Corporation charitable donations are now subject to a 1% floor—but strategic business advertising can provide a workaround. Bonus depreciation is back at 100%, but with quirky timing: Section 179 may still be a smarter choice for some assets, depending on your purchase date. Business interest expense limitations now revert to using EBITDA instead of EBIT, a favorable shift for many larger companies. The adoption credit becomes refundable (up to $5,000), but only starting with the 2025 tax year. Opportunity zone reinvestment rules are extended and sweetened: You can now defer capital gains for five years and eliminate tax on appreciation if held for 10. The employer-provided child care credit jumps to 40%, with the cap increasing to $500,000—a major incentive for businesses with space to spare. Farmers selling farmland to other farmers can now spread capital gains tax over four years. 529 plans can now be used for more types of education expenses—distribution limit rises from $10,000 to $20,000 starting mid-2025. Several energy credits and deductions are expiring after 2025, including: Clean vehicle credit (for EVs acquired after 9/30/25) Residential solar and geothermal energy credits Home energy improvement deductions (like windows, doors, and water heaters) Wagering loss deductions will be limited to 90% of gambling income starting in 2026—another subtle but impactful change. The firm is offering free educational sessions in August to help business owners prepare for these tax law changes—one in Lewes (Aug 6) and one in Dover (Aug 12), with virtual access available. We're setting sail with two powerhouse guests from the Delaware Division of Small Business—Anastasia Jackson, Kent County Regional Business Manager, and JJ Moore, the Division's newly minted Business Finance Director. Whether you're scribbling your next big idea on a napkin or running a growing company, this episode delivers the kind of insight that turns entrepreneurial dreams into action plans. What Entrepreneurs Will Learn: Where to Begin Your Journey: Discover why the Division's motto, “It Starts With Us,” is more than a slogan—it's a literal roadmap for Delaware's entrepreneurs, from idea-stage to expansion. The Edge Grant 2.0: Learn how this newly enhanced funding program now offers more money, more finalists, and—crucially—free expert support to help you scale wisely, not just quickly. Access to Capital, Reimagined: JJ breaks down Delaware's three underutilized lending programs that provide flexible, low-interest loans—even for startups with little collateral or limited credit history. Unmatched Resources (at Zero Cost): From SizeUp Delaware (a free business analytics tool) to statewide partners like the SBDC, SCORE, and Main Street programs, you'll hear how the Division connects entrepreneurs to powerful support systems. Funding + Knowledge = Success: This episode emphasizes that capital alone doesn't grow a business—strategic guidance, data, and mentorship matter just as much. Collaboration Across Agencies: The Division's connections with tourism, public health, economic development, and supplier diversity efforts give entrepreneurs a true one-stop-shop for support. The Misconceptions: Find out why people often confuse this office with the SBA—and why understanding the difference could open unexpected doors. Whether you're trying to get your idea off the ground or figure out how to fund your next big move, this episode is packed with practical, real-world advice.  Find out more from the Delaware Division of Small Business.   

Acquiring Minds
You've Been Served: Buying a $1.3m Process-Serving Company

Acquiring Minds

Play Episode Listen Later Jul 24, 2025 77:46


Register for the webinar:Working Capital for SMB Acquisitions - TODAY - https://bit.ly/4kQcGGjAt a low point in life, Raj Kankaria was served papers. But he liked the business and bought a process-serving company. Topics in Raj's interview:From investment banking to process serverWhat he liked about process servingBuying the company from his bossBuilding industry relationshipsWhat TV gets wrong about process servingTechnology in process servingMaking changes on day oneCommunicating unpopular changes to employeesTrading a high salary for ownershipVision for business growthReferences and how to contact Raj:LinkedInLone Star Attorney ServiceGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

The Paychex Business Series Podcast with Gene Marks - Coronavirus
Manufacturing Boost, Healthcare Cost Concerns, Voluntary Benefits, Ethics

The Paychex Business Series Podcast with Gene Marks - Coronavirus

Play Episode Listen Later Jul 24, 2025 8:42


The SBA continues to make changes to revitalize manufacturing in America, and small businesses could be the biggest beneficiary of new programs, loan access, and training. A CEO of an insurance company throws up a warning flag to small businesses about rising healthcare costs and the potential impact on employees. Gene Marks also talks about how voluntary benefits impact talent acquisition and retention, citing that more than two-thirds of employers think they're important as part of the compensation package. And ethics at the leadership level are influencing employees' decisions to stay or go. Listen to the episode. DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

Govcon Giants Podcast
285: The Hidden Contract Clause That Could Trap Your Business FOREVER!

Govcon Giants Podcast

Play Episode Listen Later Jul 23, 2025 56:28


This is one of those episodes that you do not want to sleep on. I sat down with Craig Cohen, VP at Encore Funding—and let me tell you—this man pulled back the curtain on some SHADY tactics banks are using that are crushing small businesses trying to grow in the government contracting space. We talked about companies landing $20M contracts and still getting denied funding because of outdated banking models. And brace yourself—he even shares how a business was told it couldn't leave even after paying the money back! You can't make this up! Craig also dropped heat on the 5 hidden fees banks sneak into your loan agreements, the real truth behind SBA loans, and how being "too liquid" can disqualify you from getting help. If you're a federal contractor or thinking about financing your next big opportunity, you need to know these red flags before you sign anything. Hit play and protect your pockets—this episode could literally save you hundreds of thousands of dollars. Thanks to Encore Funding for sponsoring today's video. Use my link to get a Free consultation on how to receive capital for payroll funding and unlimited growth. https://encoregov.com/gcg  Ready to Break into Government Contracting? Join our FREE GovCon Course to get started. https://freegovconcourse.com/  Your journey to success starts here—don't wait until it's too late! Watch this episode on Youtube: https://youtu.be/yg2wo9immEk 

Know your why Podcast
Real Estate vs. Business Ownership: Which One Builds More Freedom? | Ep #434

Know your why Podcast

Play Episode Listen Later Jul 23, 2025 62:52


In this episode of the Know Your Why Podcast, Dr. Jason Balara interviews Kin Sio, a first-generation immigrant, entrepreneur, and business owner who transitioned from a thriving tech career to real estate investing—and ultimately to business acquisitions. Kin opens up about his journey from Macau to the U.S., the pivotal experiences of caring for his ailing parents, and how those challenges sparked a desire for greater freedom and control over his time. After initial success in real estate, Kin realized that business ownership offered more leverage and scalability. He shares how he acquired a Hawaii-based marketing agency while living in Seattle, detailing the complexities of sourcing, financing, and remotely operating a business. From cultural adaptation to team leadership, Kin reflects on the highs and lows of entrepreneurship and the motivation that keeps him pushing forward: time freedom, personal growth, and family legacy.Key Highlights:- Kin's immigrant journey from Macau shaped his entrepreneurial drive and resilience.- Real estate investing was his first step toward financial independence, but business acquisition offered more scale and impact.- Caring for his parents inspired a deeper need for time freedom and autonomy.- The business acquisition process demands urgency, relationship-building, and a higher level of operational responsibility than real estate.- Operating a Hawaii-based business remotely from Seattle required strategic planning, cultural adaptation, and strong leadership.- SBA loans and seller financing played a key role in making the acquisition financially feasible.- Kin underscores that entrepreneurship is a personal journey, not for everyone, but deeply rewarding for those who embrace its challenges.This episode of the Know Your Why Podcast is a powerful reflection on the personal and professional transformation that can come from taking bold risks. Dr. Jason Balara and Kin Sio explore the realities behind the glamorous facade of entrepreneurship, offering listeners valuable insight into the worlds of business acquisition and remote management. Kin's story is a testament to the power of purpose-driven decision-making, and his journey is a motivating example for anyone seeking financial independence through business ownership.Get in touch with Kin:IG: https://www.instagram.com/kinmsio/FB: https://www.facebook.com/xavisioLI:  https://www.linkedin.com/in/kinsio/If you want to know more about Dr. Jason Balara and the Know your Why Podcast:⁠⁠https://linktr.ee/jasonbalara⁠⁠  Audio Track:Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license.⁠⁠ https://creativecommons.org/licenses/⁠⁠Artist:⁠⁠ http://audionautix.com/

M&A Talk (Mergers & Acquisitions), by Morgan & Westfield
Major Changes to SBA Loans (July 2025)

M&A Talk (Mergers & Acquisitions), by Morgan & Westfield

Play Episode Listen Later Jul 22, 2025 45:21


Learn all about how the new SBA loan standard operation procedures will influence your sale. Steve Mariani, a financing intermediary, emphasized the importance of understanding these changes, particularly the equity injection rules and the impact on vehicle liens, to navigate SBA transactions effectively.  View the complete show notes for this episode.   Want To Learn More?   SBA Financing When Buying or Selling a Business M&A Seller Financing: A Complete Guide Small Business Acquisition Financing   Additional Resources: Selling your business? Schedule a free consultation today. Sign up for an Assessment and Valuation of Your Business. Courses: The Art & Science of Selling a Business Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue If you have any topic or guest suggestions, please email them to podcast@morganandwestfield.com.  

Behind The Mission
BTM227 – Maryalice Morro – Military Healthcare and Leadership

Behind The Mission

Play Episode Listen Later Jul 22, 2025 32:21


Show SummaryOn today's episode, feature a conversation Maryalice Morro, a Navy Veteran, Healthcare professional, and former Hospital Administrator for both the Navy and the Department of Veterans Affairs.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestMaryalice Morro combines her energy and relentless enthusiasm to motivate and build high-performing teams. She is a visionary leader recognized for strategic planning, innovation, financial stewardship and talent management. She delivers quality outcomes while meeting project and financial goals. She recognizes the strengths in others and inspires them to achieve and surpass their goals by mentoring, supporting and creating the vision for their success.Maryalice is currently a consultant and works with aspiring leaders through formal and informal coaching and mentoring. She is an adjunct faculty for the Citadel's undergraduate nursing program, and several of Villanova University's certificate programs. She is the Program Coordinator for the Anne W. McNulty Institute's Women's Leadership Development Certificate Program and led the multidisciplinary team in creating this program. She serves as teaching faculty for University of Pennsylvania's Doctor of Nursing Practice, Executive Leadership track.Previously, Maryalice spent 35 years in government, with 29 years on active duty in the United States Navy, serving around the world in support of peacetime, humanitarian, and wartime missions. She was the Commanding Officer (CEO) of the Pensacola Naval Hospital and Chief of Staff for Navy Medicine East, serving 15 medical commands in the United States and abroad. She was appointed to the Senior Executive Service and was selected to serve as Director (CEO) for the Carl Vinson VA Medical Center in Dublin, GA, transforming an underperforming medical center into a vibrant healthcare center to meet the veterans' 21st century needs.Maryalice holds a Doctor of Nursing Practice degree from Villanova University, MSN from the Catholic University of America, MS from the Industrial College of the Armed Forces and BSN from Villanova University. She is Board Certified by AACN as a Nurse Executive – Advanced.Links Mentioned During the EpisodeMaryalice Morro on LinkedInVillanova University Women's Leadership Development CertificatePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor Course Myths and Facts of Military Leaders. This course identifies four of the most popular myths about military leaders and how they don't align with the reality of working alongside Veterans and Service members. You can find the resource here:  https://learn.psycharmor.org/courses/The-Myths-and-Facts-of-Military-Leaders Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

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The Ecomcrew Ecommerce Podcast
E609: 3 Ways Your Business Is Leaking Profits And How To Solve It

The Ecomcrew Ecommerce Podcast

Play Episode Listen Later Jul 21, 2025 47:41


Nate Littlewood, fractional CFO and mentor, is on today's episode to shed some light on the 3 most common financial challenges that affects most e-commerce entrepreneurs and talks about how to fix them. He talks about the ways you can optimize inventory, cash flow, and reduce overhead costs.  Get mystery shopped for your brand and 2 competitors of your choice FOR FREE! Stord will provide a detailed report that outlines the specific areas you are out performing your competitors and where your competitors are outperforming you. Learn how your consumers truly experience your brand today! Cash flow is king when it comes to e-commerce businesses.  More often than not business owners need to use debt to order more inventory, while keeping the price the same.  Does that really make sense if all your profit ends up going to your SBA loan leaving you with nothing?  It doesn't.  That's why in today's episode we have Nate Littlewood on the podcast. He's a fractional CFO with a background in finance, and he helps e-commerce entrepreneurs figure out how they can improve their finance literacy. He's on the podcast today to talk about the 3 ways e-commerce businesses can improve their profit margins so they  can start feeling their bank accounts grow.    The Big Takeaways Many entrepreneurs have most of their cash flow tied up in inventory, making business cash flow a huge struggle.  Fixing inventory can be an easy way to gain back some cash flow which makes your business more nimble and adaptable. Every now and then, you should assume that your SaaS budget is zero and make a case for why certain tools need to be purchased again. The 80-20 rule or The Pareto principle should help you with deciding which products to axe and which to keep. Offering more product variations does not lead to linear increased sales. Having low cash flow stops your business from growing faster than it could. Investing in supply chain optimization can also free up cash flow for your business. Timestamps 00:00 - Introduction to Financial Challenges in E-commerce 03:02 - Understanding Inventory Management and Cash Flow 18:48 - Optimizing Indirect and Overhead Costs 25:02 - Negotiating Discounts and Customer Retention 26:29 - Identifying Overspending in SaaS and Marketing 28:23 - The Importance of Inventory Management 30:40 - The Unsexy Side of Business Operations 32:00 - Applying the Pareto Principle to Product Portfolios 39:00 - The Dangers of Overcomplicating Product Offerings 41:03 - Focusing on Strengths and Delegating Tasks 44:28 - Helping Founders Achieve Financial Clarity Guest Resources Nate Littlewood's Website Nate's Free Cash Flow Improvement Course Nate LinkedIn Page As always, if you have any questions or anything that you need help with, leave a comment down below if you're interested. Don't forget to leave us a review on iTunes if you enjoy our content. Thanks for listening! Until next time, happy selling!

Acquiring Minds
From Searcher to Sponsor: How to Buy a $22m Business

Acquiring Minds

Play Episode Listen Later Jul 17, 2025 123:13


Register for the webinar:Common Legal Diligence Issues (and How to Handle Them) - July 17th - https://bit.ly/4kwHlbwYan Vinarskiy began as a self-funded searcher but shifted his model mid-search when he found a business too big for SBA.Topics in Yan's interview:Using a buy-side broker to search and closeBeing inspired to take on a large dealTrade-offs of independent sponsor economicsBoard dynamics and governanceBuilding a pitch deckRefining his investor pitchHostility from sellers after closeTransforming a toxic company cultureExpanding the business modelManaging 2 separate businessesReferences and how to contact Yan:LinkedInFloorguardCalder CapitalNiklas James on Acquiring Minds: Self-Funded Search vs. Independent SponsorshipMike Okhravi on Acquiring Minds: Doing It His Way: First-Timer Buys 2 at OnceLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Govcon Giants Podcast
DON'T Team With a Large Business Until You Hear This—Most Get SBA Rules Completely Wrong

Govcon Giants Podcast

Play Episode Listen Later Jul 17, 2025 8:58


In this episode, we've distilled the essence of an insightful conversation that sheds light on the intricacies of SBA regulatory compliance, subcontracting, and potential pitfalls to watch out for. Our guest, who brings over a decade of expertise, advises caution when small businesses seek assistance from larger counterparts. It's crucial not to assume that the large business fully comprehends the complexities of SBA regulations. From misinterpretations to misinformed presentations, there's a lot at stake. However, the stakes are higher for small businesses working with large contractors on prime sub-level projects, especially in set-aside scenarios. The focus shifts to "ostensible subcontractor affiliation" and "undue reliance." The former pertains to specific procurement affiliation, attaching only to the project in question, while the latter concerns the reliance on the capabilities of the subcontractor. So, if you're a small business eyeing collaborations with larger contractors or a large contractor seeking to partner with small businesses, this episode is a goldmine of practical insights. Join us in unraveling the nuances of these collaborations and discover how to make them mutually beneficial without falling into the regulatory traps.

DoD Contract Academy
Why You Can't Sell To The Government

DoD Contract Academy

Play Episode Listen Later Jul 16, 2025 68:30


Join me, Rick Howard (Lt Col, Ret.), as I break down everything you need to know about government contracts for small businesses, from what they are, how to find them, and the secrets to winning. Learn how to leverage set-asides, certifications, and market research to position your business or career in this lucrative space.Get the GovClose Certification: https://www.govclose.com/sales-certification In the GovClose Certification Program our students learn the government contracting skills to:Start their own consulting business that can earn up to $400k as a "solopreneur" advising businesses that sell to the government.Land high-paying sales executive jobs with companies selling to the government.Chapters:00:00 What Are Small Business Government Contracts?01:00 What Does The Government Buy From Small Businesses?01:45 How Does The SBA Define a Small Business?03:00 What Are Set-Asides & How Do They Work?05:00 Types of Small Business Certifications Explained06:00 Government Goals for Small Business Contracts in FY2509:00 Why So Few Small Businesses Sell To The Government?12:00 How Much Money Do Small Businesses Really Make in Government Contracts?14:00 Why Most Businesses Fail at Government Contracting17:00 How To Find Government Contracts Before Everyone Else19:00 How To Use USAspending.gov To Research Opportunities25:00 Common Mistakes Businesses Make & How To Avoid Them29:00 How Competitive Are Small Business Contracts?33:15 Competitive Research: Analyzing Successful Small Businesses37:00 Who Are The Top Buyers of Small Business Services?44:00 Example: Waste Collection — A Surprising Opportunity49:00 The Opportunity & Decline in Competition in Gov Contracting50:45 How To Register Your Business in SAM.gov54:15 How To Find & Respond to Solicitations on SAM.gov59:00 Why You Should Engage During the Market Research Phase1:02:00 Responding to Sources Sought to Influence Contracts1:07:00 Building a Pipeline & Strategy for Long-Term Success1:08:30 Final Thoughts & How To Join GovCloseKeywords:#governmentcontracts #smallbusiness #smallbusinessgovcon #businesscertifications #set-asides #governmentcontract #samgov #governmentprocurement USAspending.gov guide, how to find government contracts, sources sought explained, SBA small business goals, winning government contracts, government contracting trainingJOIN the GovClose CommunityRING the bell

The Remarkable CEO for Chiropractors
314 Expensive Lessons Learned Launching My Wellness Business

The Remarkable CEO for Chiropractors

Play Episode Listen Later Jul 15, 2025 44:20


Dr. Stephen shares the real-world challenges and wins from launching Bonfire Wellness, a new family-run wellness center focused on recovery, vitality, and longevity. In this episode, he unpacks lessons from the first six months of operating the business, including what went right, what went wrong, and what he'd do differently. From a costly $350,000 contract mistake to retraining ICU nurses in inside-out health principles, Dr. Stephen breaks down the difference between owning a business and operating one. He also gives a clear view into what happens when chiropractic philosophy is applied to a non-chiropractic venture.In this episode you will:Learn how to apply the Five Domains to a wellness startupAvoid costly legal oversights during buildout and hiringDiscover how to onboard medical staff into a vitalistic health modelHear how strong messaging shapes marketing and salesUnderstand the shift from hands-on operator to strategic ownerEpisode Highlights1:37 – Introduction to Bonfire Wellness and the inspiration behind its launch4:40 – Why lifestyle alignment is essential to wellness and not just weekly adjustments6:44 – The decision to shelve Bonfire in the past and focus on one business8:17 – Lessons on wealth building and the myth of running multiple businesses10:09 – How Dr. Stephen's family became co-founders of Bonfire Wellness13:19 – Full family involvement and the leadership roles within the business16:19 – Lessons learned from buildout mistakes and overspending19:03 – How one missed contract detail cost $350,000 and what to do differently21:08 – Using credit instead of SBA financing and the impact on cash flow22:39 – Shifting ICU-trained nurses into a vitalistic model of care24:57 – Why the education of the team was the most critical investment25:52 – Building the brand with referrals, internal, and external marketing26:45 – The role of SEO and digital ads in a modern wellness center28:10 – Future plans for diagnostics, business roles, and financial systems29:52 – Operationalizing and professionalizing a new business from day one31:24 – Vision for multi-site growth and what's next for Bonfire Wellness32:30 - Dr. Chris is joined by Success Partner, Dr. Jeff Langmaid of The Smart Chiropractor to discuss Patient Pilot, a reactivation tool designed to bring past patients back into care. The system sends short, personalized emails that match the voice of the practice, tracks engagement in real time, and builds smart recall lists for more efficient outreach. Discover why reactivation should be a core focus for any growth-minded chiropractor. Resources MentionedTo learn more about the REM CEO Program, please visit:  http://www.theremarkablepractice.com/rem-ceoFor more information about The Smart Chiropractor please visit: https://thesmartchiropractor.com/Schedule a Brainstorming call with Dr. PeteFollow Dr Stephen on Instagram: https://qr.me-qr.com/l/riDHVjqt  Follow Dr Pete on Instagram: https://qr.me-qr.com/I1nC7Hgg  Prefer to watch? Catch the podcast on YouTube at: https://www.youtube.com/@TheRemarkablePractice1To listen to more episodes visit https://theremarkablepractice.com/podcast/ or follow on your favorite podcast app.

Acquiring Minds
Saying No to CEO Roles, Yes to Ownership

Acquiring Minds

Play Episode Listen Later Jul 14, 2025 99:56


Register for the webinar:Common Legal Diligence Issues (and How to Handle Them) - July 17th - https://bit.ly/4lo4SwuAccomplished CEO Marci LaRouech sought to build a business without investor pressure. A sub $1m HR firm was the way.Topics in Marci's interview:Leading Makai HR through growth and exit as CEO2 reasons she likes project workComparing HR consulting and PEO business modelsAcquiring Seay HR with 40% seller financingLeveraging associations and networks for client growthBuilding a strong team for high-touch HR serviceGrowth in fractional HR workBecoming the leading HR firm for the pest control industryHow AI can be useful for human resourcesEase of hiring in HRReferences and how to contact Marci:LinkedInmarci@seay.usSeay HRSeay HR ETA for SearchersIris Levine on Acquiring Minds: $6m Business, 3 Minutes From Childhood HomeWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact mark@aspenhr.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Money Rehab with Nicole Lapin
6 Months After the LA Fires: What Nicole Wishes She Knew Before Her House Burned Down

Money Rehab with Nicole Lapin

Play Episode Listen Later Jul 11, 2025 31:04


Six months ago, Nicole Lapin lost her home in the LA fires. Today, she opens up about what the last six months have really looked like: the emotional toll, the bureaucratic maze of FEMA and SBA, the painful process of replacing IDs and legal documents, and the financial strain of waiting on insurance. But this isn't just a story of loss—it's a roadmap for anyone facing a crisis. Nicole shares hard-won lessons, must-do prep work (digital go-bags are non-negotiable), and why asking for help is not weakness—it's strategy. Plus, she pulls back the curtain on the systemic cracks in disaster recovery that often go unspoken.  All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.