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The Wright Report
09 FEB 2026: Wild Stock Rides // Major Welfare Fraud // Trump's Immigration Win // Dems Say No to Body Cams // Deep State vs. The White House // Italy Terror // UK Head Scratcher // Japan Victory // Medical News!

The Wright Report

Play Episode Listen Later Feb 9, 2026 33:27


Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Monday Headline Brief of The Wright Report, Bryan warns listeners to brace for market volatility as a wave of economic data and algorithm-driven trading threatens Wall Street, even as the underlying Trump economy remains relatively strong. He then exposes massive fraud inside Washington's $30 billion welfare system, explains a major court ruling that could finally end "catch and release" by allowing the detention of illegal migrants without bond, and breaks down why Democrats are quietly backing away from ICE body cameras amid fears the footage would expose activist violence. The episode turns global with explosive allegations of Deep State manipulation inside U.S. intelligence involving Tulsi Gabbard, violent left-wing attacks tied to the Olympic Games in Italy, and growing signs of national decline in the West as pride in the country collapses among younger generations. Bryan closes with unsettling political developments in the United Kingdom, a pivotal election in Japan that could ripple into U.S. markets, and promising medical research pointing to new treatments for brain health, mental illness, and epilepsy.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: February 9 2026 Wright Report, Wall Street volatility algos Bloomberg Goldman Sachs, TANF welfare fraud slush fund states, Mississippi volleyball stadium TANF, PPP loan fraud SBA audit, Fifth Circuit asylum detention without bond, end catch and release Trump DOJ, ICE body cameras Democrat opposition, Renee Good Alex Pretti video fears, Tulsi Gabbard intel whistleblower NSA fake calls, Deep State Crossfire Hurricane parallels, Italy Olympic left-wing terrorism Meloni, Marquette poll Democrats no pride, UK terrorist runs for office Birmingham, Keir Starmer Epstein fallout Labour, Japan election Takaichi supermajority yen carry trade risk, brain health aging cells epilepsy anxiety mitochondria

Black Information Network Daily
Part 2. February 9, 2026. Green Card Holders No Longer Eligible for SBA Loans

Black Information Network Daily

Play Episode Listen Later Feb 9, 2026 28:57 Transcription Available


Green Card Holders No Longer Eligible for SBA Loans. Learn more about this topic on today's podcast. See omnystudio.com/listener for privacy information.

Management Blueprint
319: 3 Ways to Exit Your Business with Tim Martinez

Management Blueprint

Play Episode Listen Later Feb 9, 2026 30:55


Tim Martinez, Value Creation, Strategic, and Exit & Succession Planning Advisor—also known as “The Inside Man”—is on a mission to empower entrepreneurs and make the world a better place with his philosophy of “No entrepreneur left behind.”  In this episode, Tim shares how he evolved from starting small businesses as a teenager to advising founders on high-stakes growth and exit decisions. We explore Tim's 3 Exits Framework, which breaks exit planning into three critical phases: Mental Exit (separating identity from the business), Role Exit (building leadership and succession so the business can run without the owner), and Technical Exit (valuation, deal structure, and the formal sale process). Tim also explains why AI is accelerating business disruption, why minimalism is a competitive advantage, and what keeps so many businesses stuck at the $3M revenue ceiling. — 3 Ways to Exit Your Business with Tim Martinez Good day, dear listeners. Steve Preda here, the Founder of the Summit OS Group. And I have as my guest today Tim Martinez, who is a Value Creation, Strategic, and Exit & Succession Planning Advisor, also known as “The Inside Man.” Tim also has a successful Substack with lots of followers, which has a similar title, Inside Man. He's also built his own ChatGPT API, so he's running with the times. Tim, welcome to the show.  Thanks, Steve. Great to be here.  Finally, we have someone who is ahead of the curve on AI and the technological evolution that's part of this new industry revolution. So let’s start with my favorite question. What is your personal ‘Why’ and how are you manifesting it in your practice and in your business?  Yeah. My personal ‘Why’ is to make the world a better place and to empower entrepreneurs. “No entrepreneur left behind” has kind of been my motto. Since I was a kid—I started businesses very young, like 15 or 16—people would ask me, “How are you doing this?” And I would help however I could. And it was just always felt really good to help my fellow entrepreneurs, whether I was helping them in a small way or a big way. And there's nothing better than seeing some of the advice you're able to give someone actually get implemented.Share on X Then you see them go, “Wow, oh my gosh, this is great.” And again, sometimes it’s small, sometimes it’s big. But I believe entrepreneurs rule the world, and I do my part every day—whether it's writing my Substack, jumping on podcasts, or writing books. I'm always here just to share what I've learned, because I think that’s what makes the world go round.  Well, you have a boundless energy, because you are writing books, you are writing your blog, you are doing these podcasts. Then you also have to gather the information, right? You have to work with clients—otherwise there's no raw material. That is very impressive. So what took you to this point? How did you evolve? I mean, you started at 15, but surely you were not coaching or consulting people at 15.  Yeah, so I probably spent about 10 years just starting small businesses. I had the lemonade stand, then a coffee business and a silk-screen business. I had a DJ business, a retail store, a marketing and advertising agency, a small one, but I was able to sell it. And I got lucky and sold a couple of these small businesses. I built websites, built apps—I mean, anything you can do to make a buck. I was just kind of hustling and figuring it out on my own. And at a certain point in time, maybe like 10 years later, someone asked me to help them write their business plan. It was the first time I thought, “Huh, someone wants to pay me to help them write a business plan. That sounds interesting.” Okay. And I had written all of my own business plans for 10 years. I used to go to SCORE—the Senior Corps of Retired Executives, a division of the SBA—and they would consult for free. They still do, by the way. And I always said my long-term goal was to be an old advisor at SCORE, because they helped me so much when I was a kid.Share on X So I charged money for my first business plan. That person was able to raise money from their uncle. Then they said, “Well, hey, we got this money. What do we do now?” So I said, “Well, I think I can charge you. I think this is called consulting. Maybe I'll just charge you to help execute your business plan.” It was a small business, and I went to Barnes & Noble and bought a book that was like this big—How to Start a Consulting Business. I just sat there and highlighted the whole thing. It had CD-ROM forms in the back. I knew nothing about consulting. And probably for the next handful of years, I just focused on writing business plans and helping people. That's kind of what got me into consulting and working with bigger businesses. It really started with business plans and small businesses.Share on X  Yeah. I mean, business plans are great because you are envisioning the future of the business, crunching the numbers—what's going to happen with your top line, bottom line, costs, overhead, margins—and essentially it helps you visualize the skeleton of the business. Then you can put the meat on the bone, kind of thing.  Yeah. And I had worked on hundreds of business plans, and  pitch decks, financial models, and market research. That documentation aspect of a business, I had spent a good, let's say, 10 years working very heavily with clients as an analyst in consulting firms. And that’s really what got me into the game and got me into bigger and bigger businesses, because I got very good at doing that with no formal training—and we didn't really have what the internet is today. I remember going to the downtown library in Los Angeles, finding articles, and taking scanned copies of them. That’s how we did our market research. And business plans used to be like a dictionary. The SBA would require business plans to meet all these requirements, so we ended up with huge business plans. Now people want a one-pager, maybe a 10-slide deck, and call it a day. Where I got my chops was from understanding every imaginable nuance of every business in all verticals. I worked around the world with businesses, and I guess I was in the right place at the right time for it.Share on X  Yeah, that’s very humble. So one of the things that you do is you help people prepare for exit, and you came up with this framework called The 3 Exits Framework. I thought it was fascinating to think about exits from different perspectives and to have different mental models for them. How did you come up with this, and can you explain to the audience what it looks like, how it works, and how it helps entrepreneurs? Yeah. And it’s important to note that I started my career starting businesses, helping people get the start. And as I got older, the businesses I worked with were also getting older. And as I got a little more gray hair and a few more wrinkles, people would take me more seriously at the later stages of the business, when they maybe wouldn’t take me so seriously when I was in my early twenties. So my business had evolved from starting to growing and then eventually to exiting, and that’s where most of my clients are now. What I’ve discovered is most people enter the exit planning conversation at the very end, asking, “What is my business worth? Who wants to buy it?” Needing a business valuation is the most common first question: “Whoa, what's it worth?” But after working with a handful of companies through this whole exit process, you start to realize that there’s far more than just the numbers. The 3 Exits Framework says there are three exits that need to occur before you're out and on your yacht, sailing into the sunset.Share on X The first exit is the mental exit, which we can talk about at length. It's your role—your identity in the business. Who am I if I'm not the CEO? What am I going to do with my time if I'm not running this business? Who am I if people can't come to me with their every burning question? It’s this piece, it’s so important. And a lot of people don’t want to give up control. They don’t even know they’re control freaks, which I'll call them for lack of a better term. But they don’t even know that they are that. You have to help them through that.  The second exit is really your role exit, because eventually someone needs to run this business in your absence. The whole tenant of selling a business is that you're not going to be in it. You might have earnouts or some transitional involvement, but eventually, you will not run this business. So you have to replicate yourself. Most people say, “I've tried, but it hasn't worked.” Well, you know what? Now’s the time for this to work. It's time to build SOPs, standards of excellence, and get someone who could be better than you ever were in that seat. So that role exit is a big part, and that would be true succession. The other part of that is it’s not just the CEO or the owner. A lot of times it’s them and they’re number one, or they’re number two, or number three, because in many cases those people also have equity and ownership in the companies in some cases. So we need to get succession in line for multiple roles.  And then the third exit is your technical exit. It’s the one piece everyone feels like they start with that is your valuation, getting your documentation together, running a formal auction process, making sure that you’re looking at multiple buyers, whether strategic or financial. And just running a very thorough, formal process that’s going to get you the highest valuation possible. And structuring a deal that there’s going to be a little bit of give and take. Most deals die because of misaligned expectations. And they’re usually misaligned expectations on that final exit. So when you put those three things together and someone says, I want to sell my business, or we're thinking about exiting in the next couple years, I just start first with the identity part.Share on X Yeah. And people underestimate the significance of that. It can sound touchy-feely and like an afterthought in most cases. And people think that just by earning a sack of money, their life will be solved and all problems will disappear. But actually, problems exist at all levels. Elon Musk probably has more problems than most listeners here.  Sure.  So, it's not going to solve your problems, and identity is huge. I talk to people—I was also an M&A advisor for over 10 years, sold many businesses, visited former clients, and went out on their boats on the lake. Often, that was the one time they actually used the boat, because they didn't really need it. They thought they did, but they didn't. Next time, the engine wouldn't start, or the boat was full of water. Or they'd go out on the golf course, meet new people, and ask, “Who are they?” It turned out they were just retired rich people—not interesting entrepreneurs or CEO. That's a huge change. And with the Great Wealth Transfer and the aging Baby Boomer population, there's a statistic that says 50% of business owners are forced into an exit—meaning there’s some life event that occurs that says you now need to sell your business and get out. And you and I both know that if you’re forced to an exit, you’re going to be taking a major discount. But those forces can happen when you have a heart attack, or someone in your family has a health issue, or your grandkids and everybody moves multiple states and you want to go with them. All these things happen. So our recommendation is just start having the conversation now.  Yeah. And so I think it's a little bit like saving for retirement. A lot of people keep putting it off, and eventually there's no time left to do it, and then they’re in trouble. So how do you even raise awareness with people about this? How do you work with them to prepare this? Can you actually raise awareness and make them feel this is a real issue? How do you raise awareness?  Well, I have my blog, and that’s probably where I do most of my conversations. I wrote about the 3 Exits Framework. Any chance I get to speak, I always use it to raise awareness around the subject. In my consulting practice, I work with a handful of consulting firms and investment banks. Anytime I get pulled into a conversation about exit planning, I usually just pause for a second and just talk about their life goals.Share on X Like, what do you really want this exit to do for you? Because there are so many things you can do and a million ways to do it. So, what do you really want this exit to mean for you? Also, remember, Uncle Sam is going to take his cut—so not everyone gets the biggest check possible. Usually, what we hear is people say, “I'm just so exhausted. I don't have anything left in me for this thing, and anything I can get for it, I'd be happy to take, as long as it means I don't have to put out every single fire.” And this usually happens because they didn't build good systems to remove themselves from the business.  Otherwise, they would've been the chairman, and just meeting with their CEO, who's running the business. That’s usually not the case with these owner-operator businesses. And that doesn't mean they're small, by the way. I mean, they could be running a $50 million business and still the choke point where everything has to run through them and they’re just exhausted and burnt out.  Do you think that this AI revolution is going to change things? Is it going to make more people exit-ready because it's easier to create systems?  Perhaps. Yeah, I think it's helping the service provider world be more efficient. In my world as a management consultant, I'm 10 times more efficient. I’m sure you’re 10 times more efficient with tools like the one we’re using here, and it just helps us speed things up. I've noticed people use it as a thought partner, as a psychiatrist, even as a best friend. I've seen people go into deep dialogue like, “Should I sell my business? Give me five factors.” The ones who are aware of this are using it fully. The people who aren't are a little behind the times. And then from an operational standpoint, yeah, I mean with the bots and all the many things you could put in your business to make you more efficient, but that doesn’t apply to everybody. I would say there’s going to be a 10 to 20% group of people that are already on it, making it work for them, and then there are the laggards who will probably never touch it.  Or is it that—okay, maybe we can be more efficient with AI, but we'll have the appetite to do more, and there will be more complexity? Some things we'll simplify, but we'll create other complexities that replace the previous ones. What do you think about it?  Yes. So businesses typically have cycles. There's usually a five- to seven-year cycle where a business hits its peak, and then it starts to trend down. And they usually have some level of innovation that has to reoccur for it to hit another up cycle, and then there will be a down cycle and so on and so forth. So it's always like an up slope after an up slope. When you've been in business for 30 or 40 years, you've gone through multiple rounds of these cycles—three or four rounds of those cycles. What I’m hearing right now is business owners that are, let’s say, at retirement age, they’re saying, “I don't know if I have what it takes to go through this AI cycle. Maybe I had what it took to make it through the eighties, nineties, and two thousands, but now we're in 2026. I’m not sure I’m equipped, or my team who’s also very senior, they don’t feel like they have what it takes to get through that next cycle without hiring young talent. But even then, they don’t really understand what they’re talking about. So there’s this gap. And again, I’m hearing it more and more of people saying, I think now’s the time to get out and let some other company that has gas in the tank, vision, and capacity to come in and do that thing.  Yeah, that's interesting. Do you think a multiple-AI–enabled company versus a post-AI company is going to be markedly different?  Maybe. Because it all comes down to revenue—it comes down to the revenue story. I'll give you a perfect example. You have a very profitable company, but they're using an old CRM. A new company comes in and says, “Hey, you're already profitable. If we buy you and put in a new CRM, maybe we could be even more profitable.” That’s cool. So we don’t really need you to put in all the tech. We’ll come in and do all that, and then we’ll get the upside on that. Just as long as you’re profitable, as long as you’re profitable, yet you don’t have major client concentration, your business has all the components. A new company with new vision could come in. That would largely be a strategic buyer. The PE buyer, the financial buyer, most likely is going to want to inject capital into your business so you can go and reinvest, and build new tech, or become a platform, whatever you’re going to be. But that would be a different arrangement. So it's basically a numbers issue. It doesn't matter your technological evolution. And maybe it’s even worse if you've already implemented AI and that only allows you to make five million dollars—there's less upside for the buyer.  Yeah. The bigger concern is: Is your industry at risk because of AI? Is your particular business at risk? And that's why I think people need to adopt it—so they can say, “No, we're not at risk. We've adopted it, we're applying it in whatever fashion we're doing it, and we're going to see the results.” We've already seen a major downswing in a handful of industries because of AI. I mean, advertising agencies are getting hit really hard. People used to be able to charge for writing press releases, to write blogs, to write social, to do video editing on social media. A lot of that's gone, so the bottom tier of those agencies is just gone—there's no need for them anymore.  Do you see people proactively working on making themselves AI-resilient? Everyone knows that they need to do it. Nobody is unaware that today, it’s like websites. There was a time when everyone knew they needed a website. They just didn’t really know how they were going to build it or who was going to build it. They knew it was going to be expensive. It’s kind of where we’re at right now. Everybody knows they need AI. They’re just not exactly sure how they need AI, what it can actually, literally do for them.I think for some people, that big dream that it was going to do everything quickly got taken off the tableShare on X and they say, okay, we could do this much, but even this much is make me very effective.  But it’s just not going to do everything. Like, I still need an accountant. I still need an account manager. I still need someone to do these things, but maybe I don’t need as many people as I once did. So we’re seeing kind of some leveling off there. But I would say largely most people don’t know what AI can do for them, and they’re not really prepared to make those investments. We have a client right now that just made a half million dollar investment into an RFP tool that’s going to help them move faster than their competitors, submit more on RFPs, build everything out in a very complicated way, but they’re making a half million dollar investment. How many companies out there are saying, let’s go, give me the invoice. I’m ready to roll. There’s still a lot of pause there.  What you're describing feels more like a defensive play—okay, we know AI is coming, so we have to implement some AI tools. But I’m thinking more about the big picture. Is my industry going to be disrupted by AI? And how do I pivot my business before I lose momentum, so I become like Netflix—going from a video rental company to a streaming company? Yep.  Do you see companies rethinking their business model?  I think from what I’ve seen, people are rethinking everything—top to bottom. Because you have to start with labor. That’s usually where people start. “AI can do all these things—do I need less talent on the deck?” And if I do, then what can AI do so I don’t have such heavy overhead? Because overhead is also liability, and it has this employment risk behind it. So if you can go from a thousand staff to 800 or 750, great, let’s do it—why wouldn't you do it? Most people are saying, “Let's figure that part out first.” The next thing is the industry disruption, which is what’s our competitors doing to service clients better, manufacture faster, or do things cheaper, so then we’re not left in the dust. So from a production standpoint, we need to figure this out quickly. What I'd say—what I do—is, as an analyst, as a consultant and advisor coming in, that's why I built my AI. I built my AI to fire myself. I basically said, “What I used to do as a management consultant is now irrelevant, because AI is better than me.” So let me just build the digital me and not worry about that side of my business anymore. So I just don’t worry about that anymore. I don’t even really take on assignments that I used to, because AI can do it better and faster. Now, if you want to hire me and allow me to use my AI tool to handle the technical work, I'm more than happy to do that. But I'll tell you firsthand—save your money.  So you're giving it away, or are you selling it?  Yeah, it's free. It's free. It's on ChatGPT. What people can’t do is sit down and have an honest, sincere conversation and ask them the hard questions and challenge them. That's where AI still lacks the human component. I can take a client and say, “Hey, let's hang out. Let's get lunch. Let's go play golf. Let's bring in your kids. Let's talk to your kids. Let's talk about the family dynamic.” Let’s just have a sincere conversation. Let me hold space and create a forum where I can hear people. And that human component is the only thing that I’m worried, like I’m working on now. I'm out of the technical side, because that part of my job is gone.  So fascinating. So does it mean you have to be more of a social animal?  I think so. If you're not going to be a social animal and you're just going to sit at your desk, you should probably be building software using tools like Replit, n8n, or any of these different software tools and just go all in.Share on X But the way we used to do it—you probably see this on LinkedIn, with all the bots on LinkedIn, it’s not what it used to be. It used to be a place where you had a handful of connections and actually met people. Now it’s just so overrun with the bots. It’s like I don’t even want to accept connections anymore. I'd much rather have a conversation like this. To me, this is the future.  Yeah. But maybe we connected originally through LinkedIn. I don’t know where, how we connected, but we may have have connected through a bot—actually.  It’s possible.  Yeah.  It’s possible. But I'll tell you, I connect with maybe one or two percent of people now. Previously, because I didn't get so many inbound inquiries, I would connect with more, because I felt like there was a sincere person on the other end. Now, I really don't know. I've become very skeptical.  Yeah, I'm with you. Let's switch gears, because our time is running out. And there are a couple of things that in our pre-interview you talked about, and one was minimalism. Yeah.  What is minimalism? How do you do it? And what’s a low-hanging way to start to become a minimalist?  It's kind of like that first-principles idea of what really matters. It’s essentialism. It’s kind of getting down to the one thing, that was my recent blog, if there was only one thing you could do this year, but it would make all the difference, what would it be? And anything that gets in the way of that one thing is just noise. For me, minimalism is really about reduction, and kind of getting rid, and being aware and cognizant of things that really shouldn't be on your desk, on your to-do list.Share on X And using AI tools and assistance to get rid of everything that’s low-level activity. If you think of a pyramid, at the very top is where the most value that you can add would be. But yet we spend all of our time, if this is a time pyramid, most of our time is spent at the bottom, the wide part that pretty much anyone can do. So we kind of got to invert the pyramid. To get there, you have to reduce and extract. To protect your time, you have to treat it as very precious and focus only on the most important thing at all times. It is a very hard thing for all professionals to do, and it’s always been a hard thing, but I just take it upon myself and say, okay, well, as a minimalist, I mean, if you were to come to my house and see how sparse my furniture is on purpose. How sparse my closet is on purpose. I’m trying to get rid of options. It's like Steve Jobs and the black turtleneck—if I have one less thing, because I can only make so many choices and decisions in a given day, let me spend my time on the things that are the most important and most impactful.Share on X And that’s not always, because it’s going to put millions of dollars in my bank account. Sometimes it’s just helps me sleep better at night. So I don’t need 50 clients. If I’m going to have 50 headaches. What if I just have five clients? And every one of those was one that I felt very good about, and that would allowed me to charge more. It allowed me to go deeper with them. It's that concept—then you're free to see where your scalable opportunities are. It's the story I told you about a monk who was carving away at this beautiful elephant. Someone walks up and asks, “How did you learn to do this, carving away this elephant in the stone? And he says, Oh, I just chip away everything that's not the elephant. So for me, I have to have a very clear picture of what the elephant is. I have to see the picture in my brain first—like what my life is, what I’m trying to build, how good of a dad I’m trying to be, how good of a husband I’m trying to be, how good of a business partner or a service provider, an advisor. This is my life’s work as a masterpiece, so let me just get rid of anything that doesn’t belong as part of that picture. So that, to me, is kind of how I would explain it. And my approach toward it is I just get rid of everything. It’s not about accumulation. I don't really need more information, because AI already has all the information. Anything I'm going to absorb, I have to be very intentional about—why am I reading it? I see all the books on your shelf. I could show you my bookshelf—tons of books, right? I feel like I've read them all. Am I going to learn anything new? I could also just go back to the books I've already read. I try to highlight them and stuff, but it's like, what more do I need at this point?  Yeah. So I’m wondering about this idea of a lifestyle business versus a growth business. Because what I see is that people who are building a lifestyle business, it’s easier for them to be a minimalist. Because you just do this most valuable thing. You don’t have to build the business. You don’t have to worry about necessarily all the other people, systems, and processes, or making sure of quality control. You just do your high-value work, and at the end of the day, you can put things down and relax. Whereas a growth business, it's different.  I would say with the clients that I have—some have thousands of employees, some have hundreds—I still encourage them to reduce and subtract. Even though they're in high-growth, highly scalable businesses, sometimes the conversation is: How many direct reports do you have, and why do you have that many direct reports? How are you delegating? How are you giving authority? How are you limiting all the inputs? Because a lot of it is noise in your given day. So how do I make your day a little more silent so you can have a little more peace to make better decisions while you run this highly scalable business? Just because you're scaling doesn't mean it needs to be pure chaos. That's what people think—they think, “Oh, if I scale, that means chaos.” I'm anti-chaos.  Okay. But let me ask you this: Two of the most successful entrepreneurs of our time are Elon Musk and Jensen Huang. Elon Musk runs six companies, so he's got a lot of direct reports and goes deep in each of them. And then Jensen Huang has, I don't know, 20, 30, or 40 direct reports—he basically has a million direct reports as well. And that actually allows them to be closer to decisions and make sure things don't go off the rails and their vision gets manifested. So that's what I'm kind of wondering—whether minimalism means you're going to, maybe the flip side is you have to accept less growth, or maybe not.  So I’ve met with a lot of entrepreneurs in my life. Not one of them has been Elon Musk. So I would say we’re looking at the median of entrepreneurs, the average entrepreneur. Those are the people I deal with. I’m not dealing with Elon Musk. I would love to, but I don’t have those types. I have the family-owned business who took it over from their dad and they’ve been running it for 50 years, and he has 250 employees, and he’s got pure chaos, and I’m getting the call to go in and try to sort him out. These are not always the highly sophisticated Steve Jobs types of the world. If you really take a look under the hood with Elon—I read his book and listened to the audiobook with my kids, so I'm very familiar with his story, because I've heard it twice now—what they don't really mention is all the heroes underneath Elon. He wouldn't be who he is without all the many heroes, all the systems, and the Six Sigma and other processes and procedures. That's not to say he doesn't take a deep analytical look at everything, but who are those heroes and what are the processes? I'm far more interested in hearing about his VP of Operations than about Elon. Because what has his VP of Operations worked out? What systems have they implemented that allow him to scale and build a Tesla? Or his COO, like, what do they have going on? Elon's a face. Elon's a madman. He creates all this momentum and chaos, and then he has teams of people behind him who make sense and order out of that chaos. That's why you have what you have with Tesla. If he were just Elon Chaos, without that, I don't believe he would be where he is. But he had people that wanted to get in line. He had a lot of people that wanted to get in line. They believed in his vision. He had huge visions, and it's very inspiring to get behind those visions. Then they say, “Okay, give me the ball. We'll create the infrastructure that allows this thing to take off.” So I'm far more interested in the infrastructure that allows for that scale.  I agree. I'm just thinking whether there is this kind of dichotomy. Because I see that many entrepreneurs—when I was an investment banker—until they sold their business, they were not able to have that simple lifestyle they perhaps desired, because they were building, they were reinvesting. And it wasn't just reinvesting their cash—they were reinvesting their time. So every time they simplified, that was the opportunity cost of not using that time to improve their business. So they plowed it back in, plowed it back in.  Well, it's kind of like the E-Myth is a bit skewed. It's almost like the E-Myth is a myth. E-Myth is a dream—a dream that you can work on your business, step out completely, and everything about it runs itself. It doesn't really work that way. If you're going to be a successful entrepreneur, you're going to have late nights, long weekends, and you're going to feel like every major problem is your own because you're taking all the legal risks. I'm not telling people not to scale. I'm not telling them not to have chaos. What I'm trying to help them do is get clear on what they consider to be important.  And not get killed in the process, and not get divorced.  Statistically, that can happen—the more successful someone gets.  Yeah, it does. Because our time becomes much more valuable, and at some point, it's really hard to say no to the million-dollar hour—to spend that hour watching Netflix with your spouse, right? Exactly. Just feels harder to do.  Exactly.  Yeah.  That was good.  Alright, well, I enjoyed this tremendously. So one more question, one more question that I have to ask you. You talk about this $3 million rule—what do you mean by that? That’s a really interesting concept.  Yeah. So most small businesses get stuck around $3 million, statistically. The question is, why? Why do they get stuck there? A large majority gets stuck and it’s because they create a lifestyle for themself around $3 million. They’re taking enough off the table that they would never be able to find a job that would be able to replace that type of income. So they've made their small business their sole business, their job, and they say, “This is good enough for me,” because let's say half a million dollars, more or less, is going into their bank. They're filling up their 401(k), sending their kids to private school, giving themselves big bonuses. If they're profitable, they don't really see the need to take more risks or double down to go past that wall. I've seen many businesses kind of stay there. They’ll go fluctuate up and down through the years, but more or less they’ll hit that wall. They could stay there for 20 years and never make any progress. It’s not until they put on new thinking and say, we’re going to grow through acquisitions, we’re going to target a different market, new products, we’re going to innovate in some way. But that takes extra gas in the tank. Sometimes, a lot of entrepreneurs, once they hit that first level of success, say, “This is good enough for me,” because it usually takes them about five to seven years to get to that first major breathing point.  They're not hungry enough anymore.  Exactly.  Does someone has to be a little crazy to still want to eat more, even though they're already full?  Yeah. Some people are just wired that way. Some people just more and more, and that's no slight against them. They're never satisfied. They always want more—another dollar, another nickel. If they saw a nickel on the floor, they would stop and pick it up. They want every piece of everything. And those people usually are the ones that go and go and go and go. They’re usually the ones that just keep going because it’s an insatiable appetite. I'm not talking about people who get—well, I don't want to call it lucky—but sometimes things do fall out of the sky. Sometimes a big client falls out of the sky, or an opportunity opens up, and people are smart enough to buy their competitor when the competitor approaches them. Or sometimes they make these little moves, and that gives them a leap. I’m not talking about those people. Those are outliers to me. I’m talking about your average entrepreneur that built a $3 million business on his own with no major clients falling, just hard work, blood, sweat in tears. The average Joe typically gets stuck around that $3 million.  Yeah, that’s interesting. Fascinating. Alright, well, if you don't want to be stuck around $3 million, or if you want to get to the next level, then reach out to Tim and check out what he’s doing. So where can our listeners find you? Where can our listeners find you if they want to learn with you, learn about you, read your Substack, read your books? Where should they go?  Just go to Google or AI and type in Tim “The Inside Man” Martinez. The Inside Man is an acronym for Tim. You'll find my LinkedIn—happy to connect with you, just tell me you heard me on Steve's podcast. You can also check out my blog: it's Tim “The Inside Man” on Substack, or go to www.theinsideman.biz, my website. I'd love to connect with anyone. Well, do check out Tim's Substack—it's awesome. You're going to get more of what you heard on this podcast. And if you enjoy listening, make sure you follow us. Subscribe on YouTube, LinkedIn, Apple Podcasts, or wherever else you get your podcasts, because every week I'm inviting—and luckily more and more people want to come on the show—to have a conversation. So thank you, Tim, for coming, and thank you for listening. Important Links: Tim's LinkedIn Tim's website

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
#1 Overlooked Exit Strategy: Selling Your Agency to a Team Member with Natalie Henley | Ep #878

Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies

Play Episode Listen Later Feb 8, 2026 23:37


Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Natalie Henley, CEO of Volume Nine, is here to unpack how she bought out her agency's founder. Not through PE, not through M&A, but as a trusted insider who built her path from employee to owner. Natalie shares the behind-the-scenes story of how she structured the deal without needing an SBA loan, the mindset shifts she had to make, and how the agency survived both Google's algorithm changes and COVID-19 cratering their top clients. In this episode, we'll discuss: Grooming your #2 to become your successor, or become the one buying. Avoiding mistakes that slow down or kill an internal exit. Using creative financing (HELOCs, owner carry notes, balloon payments) to structure the deal. Knowing when an employee has what it takes to run the agency. Preserving trust and team stability during a leadership transition. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Links: Natalie's free AI and SEO grader tool: geo.v9digital.com Want to know what your agency is worth? Check out the Agency Valuation Calculator   The overlooked exit strategy: selling your agency to a team member… Natalie started as an employee in a boutique digital firm. When it got acquired by Volume Nine, she climbed the ranks the old-school way: by taking on every problem no one else would. Over time, she ran the company. Then COVID hit. The agency's revenue cratered. Clients disappeared. The founder wanted out. But instead of flipping to a stranger, he turned to Natalie. The "Oh Shit" Moment and the Deal That Followed When the founder came to Natalie with the offer to buy, he already had the groundwork laid. He'd called the bank, scoped out an SBA loan, and gave her a number. Natalie didn't have a pile of cash sitting around, but she did have grit, resourcefulness, and inside knowledge of the business. She didn't take the SBA route. Instead, she pieced together a creative financing stack: A HELOC for the down payment An owner-carry note A balloon payment at the end The company is paying for itself over time. No brokers. No middlemen. Just a fair, fast, founder-to-founder deal. Why This Worked (And Why Most Don't) Natalie had already been: Running the company Exposed to the numbers Made a co-owner years earlier This wasn't a random promotion. It was a trust-built, stress-tested evolution. And it mattered. Because when the deal closed, the culture didn't collapse. The clients stayed. The team believed. What if the best buyer for your agency is already on your team? If you're feeling done, but still care about your agency, selling to a team member might be the cleanest win. Here's how to set it up: Start grooming your #2 now. VP → President → Co-owner → Buyer. Expose them to EBITDA, profitability, client churn…. everything. Stress-test them: give scary responsibilities and see how they show up. Be fair. Don't squeeze every dime. The goal is continuity and peace of mind. Don't wait until you're burned out. Move before it's a fire drill. Agency ownership is a wild ride. If you're looking for a graceful exit that doesn't torch your legacy, this might be it. And if you're the #2? Start acting like the owner today. You never know when the keys will be offered. As Natalie said, "If you care about your team and the agency's legacy, you owe it to yourself to consider your employees as potential buyers. Even if they say no, at least you gave them a shot." Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Millionaire University
Franchise Myths Busted: What It's Really Like | Ryan Gasaway (MU Classic)

Millionaire University

Play Episode Listen Later Feb 7, 2026 44:13


#771 What if you could skip the struggle of starting a business from scratch — and still become your own boss? In this episode hosted by Kirsten Tyrrel, we sit down with Ryan Gasaway, a former corporate executive turned franchise consultant, who shares how franchising helped him take back control of his time, income, and lifestyle. Ryan walks us through his personal journey of investing in a quick service restaurant, the common misconceptions around franchising, and why you don't need millions — or even a brick-and-mortar location — to get started. We explore the types of franchises that are thriving today, the importance of aligning your business with your lifestyle goals, and how to navigate the process from discovery to ownership. Whether you're curious about service-based businesses, want a lower-cost entry into entrepreneurship, or are wondering if franchising could be your path to freedom, this episode is packed with practical insights you won't want to miss! (Original Air Date - 6/6/25) What we discuss with Ryan: + Corporate burnout to franchise success + Franchising vs. building from scratch + Low-cost, service-based franchise options + Common misconceptions about franchising + Franchise funding and SBA loans + Brick-and-mortar vs. home-based models + Choosing the right franchise fit + Passive income myths debunked + Benefits of built-in support and training + Evaluating territory and market saturation Thank you, Ryan! Check out The Franchise Blueprint at ⁠FranchiseBP.com⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow Ryan on ⁠LinkedIn⁠. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Acquisitions Anonymous
Small Oil & Gas Services Business Deal Review

Acquisitions Anonymous

Play Episode Listen Later Feb 6, 2026 29:09


In this episode, the hosts dissect a small Alberta-based distributor of oil and gas measurement tools, revealing a niche but sleepy business that may be just two guys and a warehouse—and whether that's worth buying.Business Listing – https://dashboard.dealforce.com/deals/profiles/Profile69308.pdfWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Gary and Shannon
$8.6 Billion, a Stolen Tesla & Bad Bunny in Spanish

Gary and Shannon

Play Episode Listen Later Feb 6, 2026 30:03 Transcription Available


Gary and Shannon kick off the hour with a jaw-dropping California Post piece exposing $8.6 billion in new SBA fraud uncovered in the state. Then they get pulled into a live car chase, and of course it's a Tesla, which sparks a debate about how hard they are to steal and a detour into Gary's white car interior and why Shannon thinks that's a terrible idea. They break down the Wall Street Journal's list of TV shows that define America as part of its America 250 series. And with the Super Bowl on Sunday, they dig into the history of prop bets and the most entertaining ones you might win big on. Plus, Bad Bunny is generating buzz as a halftime performer, not because he's an unusual pick for football, but because the performance is going to be in Spanish. Also, what exactly is a Bad Bunny? Gary and Shannon have questions.See omnystudio.com/listener for privacy information.

Acquiring Minds
SBA Deal Structuring to Manage Risk in a Cyclical Industry

Acquiring Minds

Play Episode Listen Later Feb 5, 2026 104:18


Andrew Kurzrok connected with his seller over his manufacturing background, leading to a successful deal and transition.Topics in Andrew's interview:Background in science and national labsSpending all his time traveling for workWanting to stop traveling when his son was bornStudying management at YaleGaining management experience before searchingMaking a “no” listSuccess with cold calling business ownersPutting down 25% equityRegional moat of sheet metalHis “crawl, walk, run” approach to operationsReferences and how to contact Andrew:LinkedInHopewell Sheet Metal ManufacturingHeather Endresen's working capital webinar: Working Capital for SMB AcquisitionsGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Marketplace All-in-One
A change to small business loans for immigrants

Marketplace All-in-One

Play Episode Listen Later Feb 4, 2026 6:36


The Small Business Administration will no longer allow green card holders to apply for SBA loans. The new policy was announced on Monday and takes effect next month. This program doesn't lend money directly to businesses; it provides loan guarantees to lenders, and the loans are usually cheaper than traditional borrowing. We learn more. Then, for older people, financial strain may be a warning sign of dementia — before doctors or families start noticing symptoms.

Marketplace Morning Report
A change to small business loans for immigrants

Marketplace Morning Report

Play Episode Listen Later Feb 4, 2026 6:36


The Small Business Administration will no longer allow green card holders to apply for SBA loans. The new policy was announced on Monday and takes effect next month. This program doesn't lend money directly to businesses; it provides loan guarantees to lenders, and the loans are usually cheaper than traditional borrowing. We learn more. Then, for older people, financial strain may be a warning sign of dementia — before doctors or families start noticing symptoms.

Govcon Giants Podcast
313: $26B in 8A Contracts + 1,100 Firms Suspended: Why Opportunity Is Bigger Than Ever With Sam Le

Govcon Giants Podcast

Play Episode Listen Later Feb 4, 2026 50:52


In this episode of the Govcon Giants Podcast, Eric Coffie sits down with Sam Le, founder of GovCon Intelligence and former SBA procurement policy leader with 17 years in federal contracting. Together, they break down the latest turbulence surrounding the 8A Program — including SBA's massive data call, the suspension of 1,100 firms, and heightened scrutiny on sole source awards above $20M. But despite the headlines, Sam explains why this may actually be the strongest moment in 8A history: the program reached a record $26B in awards in 2025, competition is shrinking, and small businesses that stay compliant can emerge with more opportunity than ever. The conversation also challenges misconceptions around "DEI labeling," highlights the true purpose of sole source contracting, and calls for SBA to expand visibility into industries like advanced manufacturing beyond the usual IT and construction pipeline. Key Takeaways: 8A is at an all-time high ($26B in 2025) even as 1,100 firms were suspended, reducing competition for active participants. Sole source contracts make up only 2–3% of federal spending, while 96% of sole source awards go to non-8A giants like Boeing and Lockheed. The biggest advantage right now belongs to firms that stay compliant, resilient, and relationship-driven before opportunities hit the bid platforms. If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/  Website: https://govcongiants.org/  Connect with Encore Funding: http://govcongiants.org/funding Learn more about Sam Le: https://www.govconintelligence.com/  Website: https://www.samlelaw.com/  Linkedin: https://www.linkedin.com/in/samlelaw/  Sam's Podcast: https://www.govconintelligence.com/podcast 

Acquisitions Anonymous
We Buy Gold Business Model Explained: Why This Deal Is Risky

Acquisitions Anonymous

Play Episode Listen Later Feb 3, 2026 36:33


In this episode, the hosts dissect a high-revenue, fast-scaling precious metals buyer that might be both a goldmine and a landmine—complete with potential regulatory issues, cash-heavy operations, and lending red flags.Business Listing - https://dashboard.dealforce.com/deals/profiles/Profile69159.pdfWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Tony Katz + The Morning News
Tony Katz and the Morning News 1st Hr 2-3-26

Tony Katz + The Morning News

Play Episode Listen Later Feb 3, 2026 23:47 Transcription Available


Is Goofy a dog? Is the NFL going to replace Bad Bunny for the Halftime Show? SBA loans for US Citizens only. Admission: Elected officials are on Signal chats with Antifa and others attacking ICE. Census favors the GOP. Indiana schools should be better than thisSee omnystudio.com/listener for privacy information.

Tony Katz + The Morning News
Tony Katz and the Morning News Full Show 2-3-26

Tony Katz + The Morning News

Play Episode Listen Later Feb 3, 2026 71:19 Transcription Available


Is Goofy a dog? Is the NFL going to replace Bad Bunny for the Halftime Show? SBA loans for US Citizens only. Admission: Elected officials are on Signal chats with Antifa and others attacking ICE. Census favors the GOP. Indiana schools should be better than this Tanya Terry sworn in as new police chief of the IMPD. Ed Clere leaves the Indiana Republican Party. Today’s Popcorn Moment: Don Lemon on Kimmel. Today on the Marketplace: Koken Presidential Vintage Barber Chair. ICE to get body cameras Schumer fighting the SAVE Act. China kicked out of the Panama Canal. India to stop buying Russian oil. Trump undercuts GOP push to attach SAVE Act to shutdown bill as conservatives threaten mutiny. TV Theme Song: Monday Night Football. Film Friday's debuting this Friday.See omnystudio.com/listener for privacy information.

Exit Strategies Radio Show
EP 228: Maximizing Business Value for a Lasting Legacy with Cameron Bishop

Exit Strategies Radio Show

Play Episode Listen Later Feb 2, 2026 28:16


Building a business is an incredible feat, but successfully exiting that business and turning it into a true family legacy is a completely different challenge. Many entrepreneurs find themselves "self-employed" rather than owning a sellable asset—if you can't take a three-week vacation without the wheels falling off, do you really own a business, or does the business own you?In this episode, Corwyn J. Melette sits down with Cameron Bishop, Managing Director and Partner at Rain Catcher, to discuss how to navigate the technical and emotional rollercoaster of selling a business. With over 35 years of experience and a half-billion dollars in transactions, Cameron reveals the common pitfalls that make companies unsellable and how you can start strategizing for your "personal promised land" today.Key Takeaways:7:56 -   The Lifestyle Business Trap: Understanding the difference between a "lifestyle business" (where you are the business) and a sellable asset.10:12-  The "Bus Test": A simple diagnostic to see if your business is ready for exit: If you were hit by a bus tomorrow, would the business survive?12:08-  The Silver Tsunami: Why the baby boomer generation is facing a unique challenge with succession planning as fewer children choose to take over family firms.14:13-  The "Dr. Phil" Side of M&A: Why selling a business takes 9–10 months and involves as much emotional navigation as it does financial negotiation.15:54-  The 5 Critical Deal Killers:Poor accounting (Cash vs. Accrual/GAP).Owner dependency.Customer concentration (The 20% rule).Vendor dependency.Below-average gross profit margins.24:00-  Creative Exit Structures: Why a "full cash payout" is rare and how seller notes, SBA loans, and earn-outs work.Legacy Moment Takeaway:“A well-planned exit isn't just a transaction—it's your opportunity to turn years of hard work into a lasting legacy for your family and future generations.”- Cameron BishopConnect with Cameron:Email: Cameron.Bishop@raincatcher.comWebsite: www.raincatcher.comLinkedIn: Cameron BishopConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Country Boy HomesYou served your country with pride. Now it's time someone serves you. At Country Boy Homes, we believe every veteran deserves a safe, beautiful and affordable place to call home.We proudly offer VA loan friendly, manufactured and modular homes built with integrity, quality and your family and mine. Whether you're retiring to the peaceful low country or starting fresh with your family, we're here to build the future you've earned. Give us a call today, 843-574-8979.Country Boy Homes, Built to Honor, Built to Last.

Business of Tech
Small Business Optimism, Trillion-Dollar IT Services Projections, and Unmanaged AI Agent Risks

Business of Tech

Play Episode Listen Later Feb 2, 2026 16:04


The episode centers on the structural shift in managed services driven by the adoption of autonomous AI agents and the resulting accountability challenges for IT service providers. According to Dave Sobel, 22% of employees in Token Security's surveyed organizations are independently running AI agents such as OpenClaw with terminal and browser command capabilities, without formal IT oversight. This widespread shadow automation creates significant operational and security exposure, indicating unsanctioned user demand for advanced automation that IT has not provided. The core risk is not simply unauthorized technology use, but ineffective governance and lack of visibility into automation processes that can impact both client safety and provider liability.Context provided throughout the episode points to a disconnect between optimistic business sentiment and actionable IT spending. While the NFIB index reflects rising small business optimism and increased capital access, most technology-related investments appear to have already been made in prior periods. Only 19% of small businesses plan further equipment investments, suggesting limited near-term demand. Meanwhile, SBA workforce reductions signal longer loan processing times, affecting clients who depend on SBA-backed funding for technology projects—a concrete operational delay for MSPs whose services are linked to client capital expenditure timelines.Additional discussion focuses on evolving industry economics, notably a projected increase in the North American IT services market to $1.09 trillion by 2033, as reported by Research and Markets. However, Dave Sobel emphasizes that the majority of this growth is captured by hyperscalers and large integrators, not regional MSPs. Cooling wage inflation, detailed by Service Leadership, may present temporary margin opportunities but also introduces risk if MSPs respond with indiscriminate hiring rather than automation or upskilling strategies. The Shield Technology Partners investment, involving OpenAI's embedded research in IT operations, signals rapid automation of rules-based workflows and reiterates the urgency of addressing task displacement and margin compression.For MSPs and IT service leaders, the practical takeaway is clear: unmanaged, employee-driven AI automation presents both risk exposure and a mapping of unmet service demand. Blocking shadow agents is a reactive measure—long-term resilience depends on developing agent governance frameworks, including permissioning, audit, and incident response protocols. With shrinking margins and increasing automation, providers must reevaluate operational models, prioritize revenue-per-employee, and focus on delivering accountable, sanctioned automation services rather than competing on basic labor cost or commodity support.Four things to know today00:00  NFIB Index Hits 99.5 as 64% Face Inflation and SBA Cuts Half Its Workforce04:44  IT Services Market Growth to $1.09T Coincides With Declining Wage Inflation08:01  Shield Secures Second $100M From OpenAI-Backed Thrive Holdings for AI Operations Platform11:21  Token Security Reports 22% Shadow IT Adoption of OpenClawThis is the Business of Tech.   Supported by: MSP Radio - Internal Ad 

Acquiring Minds
The Late 40s Pivot Into Business Buying

Acquiring Minds

Play Episode Listen Later Jan 29, 2026 96:18


Despite success in corporate, Jarom Wren wanted more freedom, so he traded 5 figures of salary for 7 figures of revenue.Topics in Jarom's interview:Realizing he was renting himself to a corporationMid-career risk assessmentSearching for a digital businessChoosing the lowest cost Q of E“Deals want to die”Risks of a 4-year old e-com businessOffering education as well as DIY productsDeciding against using ROBSBuying 70% of the companyHis first year report cardReferences and how to contact Jarom:LinkedInVanlife OutfittersHarley Sitner on Acquiring Minds: Building a Beloved Brand from a Tiny, Dying BusinessGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact jenny@aspenhr.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on Twitter

The Tara Show
Riots as a Distraction: How Fraud Vanishes When the Streets Explode

The Tara Show

Play Episode Listen Later Jan 29, 2026 10:18


What if the violence you're seeing isn't random — but perfectly timed? In this episode, the host breaks down a staggering pattern: whenever massive fraud is uncovered, chaos follows. From food stamps and Medicaid to DEI-based federal contracting, the transcript lays out how loosened regulations allegedly enabled billions in fraudulent spending, and why street unrest reliably shifts attention away from it. As federal investigators begin closing in — from Minnesota to California — the narrative suddenly changes. Fraud disappears from headlines. The focus pivots to riots, ICE, and outrage politics. The question isn't whether fraud is happening. It's who benefits when no one is allowed to talk about it.

The Tara Show
H2: Fraud, Riots, and the Distraction Playbook: Why Chaos Pays

The Tara Show

Play Episode Listen Later Jan 29, 2026 28:44


Tara breaks down how street violence isn't spontaneous — it's strategic. When chaos erupts, fraud investigations disappear from the headlines. And the money? It keeps moving. From state-level benefit fraud and voter roll manipulation, to billions siphoned through healthcare programs, DEI contracting schemes, and immigration loopholes, Tara connects the dots between policy decisions, organized unrest, and who profits. This episode exposes why Minneapolis became ground zero, how fraud money fuels activist networks, why enforcement triggers violence, and how weak Republican leadership enables the very outcome voters think they're fighting against. This isn't about left vs. right. It's about who plays by the rules — and who never has to.

Small Biz FL
Ep. 406 | Inside the SBA's Record-Breaking Year & Bold Plans for 2026 (Recorded at Florida Small Business Day at the Capitol 2026)

Small Biz FL

Play Episode Listen Later Jan 28, 2026 20:23


In this powerful episode of Small Biz Florida, host Tom Kindred sits down with two of the SBA's top leaders: Tyler Teresa, Southeast Regional Administrator, and Jonel Hein, North Florida District Director. Together, they break down the SBA's “Four Cs” Consulting, Credit, Contracting, and Crises, while spotlighting a historic achievement: over $1 billion in capital access delivered to small businesses in North Florida in 2025. The conversation goes beyond the numbers, diving into the SBA's strategic goals for 2026, including nationwide deregulation efforts, support for American manufacturing, and expanded rural outreach. With over three decades of service, Jonel Hein brings firsthand insight into the agency's evolution, while Tyler Teresa outlines a vision for smarter, faster service delivery. Whether you're a startup founder or seasoned business owner, this episode offers a comprehensive look at how the SBA and Florida SBDC Network are working together to support entrepreneurs across the state. This podcast is made possible by the Florida SBDC Network and sponsored by Florida First Capital. Connect with Our Guest: Small Business Administration – SBA.gov

Acquisitions Anonymous
Ohio Treehouse Resort Business for Sale – Full Breakdown

Acquisitions Anonymous

Play Episode Listen Later Jan 27, 2026 26:45


In this episode, the hosts break down a mysterious $10.5M luxury treehouse Airbnb resort in Ohio and debate whether it's a dream deal or a distressed dud.Business Listing – https://www.bizbuysell.com/business-real-estate-for-sale/unique-multi-cabin-resort-destination-retreat-and-private-estate/2432905/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Broeske and Musson
"HELP IS ON THE WAY" Trump Order Aims to Fast‑Track LA Wildfire Rebuild

Broeske and Musson

Play Episode Listen Later Jan 27, 2026 15:15 Transcription Available


The White House has announced a new executive order from President Donald Trump directing federal agencies to assume control of rebuilding efforts in Los Angeles communities devastated by the 2025 Pacific Palisades and Eaton Canyon wildfires. The order enables FEMA and the SBA to bypass local permitting rules and fast‑track reconstruction, citing delays, regulatory bottlenecks, and what the administration describes as failures by state and local leaders. California officials criticized the move, arguing that funding—not permitting—is the primary obstacle to recovery. Thousands of residents remain displaced as rebuilding continues at a slow pace. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Antonia Gonzales
Friday, January 23, 2026

Antonia Gonzales

Play Episode Listen Later Jan 23, 2026 4:59


A bipartisan bill signed into law last year is now giving Native Americans residing in Arizona the option to update their state-issued identification to show their tribal affiliation. As KJZZ's Gabriel Pietrorazio reports, it comes at a time when Indigenous peoples are being swept up in immigration raids – including Peter Yazzie (Navajo), who was recently detained by U.S. Immigration and Customs Enforcement (ICE) agents in the Phoenix metro area. This new marker is akin to getting an organ donor or veteran insignia on any form of ID, including a driver license. To do so, applicants need to prove that they're enrolled in a tribe by submitting a Certificate of Indian Blood (CIB), and so far, the Arizona Department of Transportation has gotten more than 1,600 requests for the designation. That idea of streamlining legal documents came from State Rep. Myron Tsosie (Navajo/D-AZ). “Instead of having to dig out all your cards to show that you are Native American.” And had nothing to do with ICE. “That wasn't the purpose, but I'm hearing from constituents saying that I feel safer now.” And it's something Thomas Cody, executive director of the Navajo Nation's Division for Child and Family Services, is encouraging his Diné urban relatives to seek out. “It's unfortunate that we have to have an ID that we're Native Americans. We shouldn't but I'm glad the state of Arizona, Gov. [Katie] Hobbs is taking an extra step.” His deputy director Sonlatsa Jim thinks this service is much-needed – not just for Navajos living in the Grand Canyon State. “Because we are the largest Native American tribe, you'll find a Navajo tribal member anywhere in the United States.” That's why Tsosie is working with neighboring Utah and New Mexico state lawmakers to adopt his legislation aiming to help cover more of Indian Country, including the rest of his sprawling 27,000-square-mile reservation. The federal government is reviewing the business program that benefits Alaska Native corporations and tribes. The Alaska Desk’s Alena Naiden from our flagship station KNBA reports. In a video posted on X January 16, U.S. Secretary of Defense Pete Hegseth said his department will review the 8(a) Business Development Program. That program falls under the federal Small Business Administration (SBA) and supports businesses owned by socially disadvantaged individuals or tribes including Alaska Native Corporations. We are taking a sledgehammer to the oldest DEI program in the federal government—the 8(a) program. pic.twitter.com/c9iH8gcqG7 — Secretary of War Pete Hegseth (@SecWar) January 16, 2026 Sec. Hegseth said in the video that the 8(a) program promotes the diversity, equity, and inclusion (DEI) framework and race-based contracting. In the 8(a) program, the federal government sets aside contracting opportunities for disadvantaged small businesses. Tribal entities can have multiple companies in the program, while individuals can only have one. Alaska Native Corporations rely heavily on federal contracts often received through the 8(a) program. Data from the Federal Reserve Bank of Minneapolis shows that it is their primary source of revenue. And most of those contracts come from the U.S. Department of Defense. Quinton Carroll is the executive director of the Native American Contractors Association, and originally from Utqiagvik. “Native participation in the 8(a) program is not a DEI initiative.” Carroll says the program “fulfills longstanding federal trust and treaty obligations to tribes, Alaska Native Corporations, and Native Hawaiian Organizations.” Hegseth ordered a line-by-line review of sole-source 8(a) contracts that are over $20 million. He said in the social media video that the department will get rid of contracts that do not make the country's military more lethal. Hegseth also said the department will make sure that the businesses getting a contract are the ones actually doing the work. He claimed that often small businesses receive the contract, take a fee, and pass it to a giant consulting firm. However, Carroll says Native federal contractors have been partners of the Department of Defense. He added that Native contractors also support the elimination of fraud and waste within the program. The 8(a) program has faced scrutiny from other directions as well. President Donald Trump signed an executive order in April, directing rewriting of federal contracting regulations. The SBA and Treasury department have been both investigating the program as well. Get National Native News delivered to your inbox daily. Sign up for our daily newsletter today. Download our NV1 Android or iOs App for breaking news alerts. Check out the latest episode of Native America Calling Friday, January 23, 2026 — Native Bookshelf: “Special Places, Sacred Circles” by Virginia Driving Hawk Sneve

Real Money Talks
Tax Strategy: Doing Tuition Deductions Right

Real Money Talks

Play Episode Listen Later Jan 23, 2026 9:21


A listener from Cleveland asks Loral two big questions:Can college tuition be put through a business and paid for before taxes?Can an SBA loan help reduce personal liability?Loral's answer is clear: yes, but it's all tax strategy, and it has to be done precisely. She explains that tuition can be paid through a business only when the student's education aligns with the company's purpose and when the proper corporate resolutions and legal documentation are in place.This episode digs into what most people miss: tax strategy isn't a one-day event at tax time, it's a year-round plan that affects how you spend, invest, and document everything. Loral's Takeaways:Discussion on Business Tax Strategies and SBA Loans (00:00)Corporate Structure and Tax Planning (04:24)Challenges with Current CPA and Tax Planning (06:03)Personal Financial Goals and Future Planning (07:16)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems:

ABA Banking Journal Podcast
A new kind of 'community bank' for small businesses

ABA Banking Journal Podcast

Play Episode Listen Later Jan 23, 2026 24:36


From one location in Wilmington, North Carolina, Live Oak Bank is the nation's largest Small Business Administration lender and a leading partner in developing technology for community banks. With an uncertain economic and business environment, two top executives from Live Oak Bank joined the ABA Banking Journal Podcast to discuss: How Live Oak delivers personalized banking services to a nationwide footprint. Where small business owners are looking to grow and build in the coming months. The need for liquidity in small business acquisitions and succession planning. The role of technology, including AI, in helping to improve the ability of banks to serve small business clients. How SBA loans fit into the Live Oak business model. Tips for community banks looking to deepen their SBA-guaranteed lending, including outsourcing back-office functions to ensure compliance with guarantee requirements.

Fueling Deals
Episode 387: Mastering Debt Decisions and Alternative Investments with Stas Sukhinin

Fueling Deals

Play Episode Listen Later Jan 21, 2026 41:04


From investment banker to crypto fund strategist, Stas Sukhinin shares insider perspectives on how credit committees really make decisions, why over-leveraged companies fail fast during downturns, and where stablecoins are creating trillion-dollar transaction opportunities. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with Stas Sukhinin, a finance veteran with over 19 years of experience spanning investment banking, corporate lending, and alternative asset management. Stas began his career at internationally recognized institutions including UniCredit and Societe General, where he helped pioneer mezzanine loan products in Eastern Europe. By age 29, he had become a senior partner at one of the region's largest mezzanine lenders, managing a team of 20 finance professionals and overseeing a $450 million loan portfolio. WHAT YOU'LL LEARN: In this episode, you'll discover what really happens inside credit committees when your loan application gets reviewed and why factors unrelated to your business can determine outcomes. Stas explains how strong companies can go from healthy to restructuring in just three to four months when leverage catches up with them, and the critical difference between how first-time owners and experienced operators approach debt decisions. You'll learn the two key factors that determine how much debt your business can handle, why working capital provisions in purchase agreements deserve more attention than most buyers give them, and how sellers legally present financials in the most favorable light. The conversation also covers Stas's experience investing in the 2017 ICO boom where 90% of projects went to zero but winners returned 50x to 100x, why venture capital investors sometimes block deals that would be life-changing for founders, and where stablecoin transaction volume is already reaching trillions while most people remain unaware. STAS'S JOURNEY: Stas's path into finance started at age 14 when a classmate brought a business magazine to school. Reading about business owners selling companies for millions crystallized his direction. He knew he wanted to be in corporate lending where he could see businesses, analyze financials, and speak directly with owners while working with numbers at a bank. His first role as a junior credit analyst gave him exactly that. He progressed from working with small businesses that had no financials to mid-sized companies to large corporations. Each step taught him more about how deals really get done from inside the institutions making funding decisions. CREDIT COMMITTEE INSIGHTS: Stas pulls back the curtain on what actually happens when loan applications reach credit committees. The reality differs dramatically from what most business owners imagine. Factors affecting approval can seem completely unrelated to the specific deal. Maybe the bank already has a competitor in their portfolio. Maybe the receivable financing department has a different relationship with someone in your industry. One offhand comment from a committee member who hasn't read the full memo can change the entire trajectory of a conversation or result in higher interest rates. DEBT MANAGEMENT LESSONS: The pattern Stas has seen destroy companies in months follows predictable steps. Revenue drops or stagnates. Margins deteriorate because of increased competition and client uncertainty. Debt ratios that looked comfortable suddenly reach concerning levels. Refinancing options disappear just when needed most. Interest rates climb. Everything compounds simultaneously. The difference between experienced and first-time business owners comes down to scenario planning. Experienced operators build safety margins and stress-test assumptions. First-time owners assume conditions will continue as they are. That assumption determines survival. ALTERNATIVE INVESTMENTS: Stas joined a crypto investment fund at its inception in 2017 during the ICO boom. Out of many investments, approximately 90% went to zero. The winners returned 50x or 100x. His observation about liquidity cycles was particularly interesting. Traditional venture now averages seven-year holding periods while crypto projects can reach liquidity events in three or four years through token distributions. On stablecoins, Stas sees enormous opportunity in programmable money. Transaction volume is already in the trillions though most people in developed countries don't realize the scale. Goldman Sachs reportedly reduced bond settlement time from three days to minutes using blockchain technology. Perfect for business owners considering debt financing, entrepreneurs navigating capital raising, and anyone interested in how credit decisions really get made and where alternative investments are creating new opportunities. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/stassukhinin FOR MORE ON STAS SUKHININ: https://www.thesourcer.so https://www.linkedin.com/in/stassukhinin/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps: [00:00] - Introduction: Stas Sukhinin's 19 years in finance from investment banking to crypto [03:26] - First deal experience: Structuring a real estate development loan with disbursement tied to sales [05:47] - Hidden factors: Why deals get rejected for reasons unrelated to underwriting criteria[08:20] - Committee dynamics: How one comment from an uninvolved member changes deal trajectories [11:41] - Timing and instruments: When companies use the wrong type of capital [15:55] - Risk assumptions: The difference between first-time and experienced business owners [18:29] - Volatility factors: How income stability determines appropriate leverage levels [21:09] - M&A implications: Structuring adjustment provisions for concentration risk [24:09] - Liquidity advantages: Why crypto offers shorter holding periods than traditional venture[27:55] - Venture math: The story of a VC blocking a life-changing exit for 1x returns [29:27] - Due diligence limitations: Legal ways sellers present favorable financials [32:14] - Stablecoins explained: Digital tokens designed to maintain dollar parity [36:31] - Programmable money: Smart contracts that execute automatically on conditions [38:00] - Financial advisory services: How Stas helps business owners understand their financials[39:14] - Freedom defined: Removing gatekeepers and accessing financial systems without barriers Guest Bio: Stas Sukhinin has over 19 years of experience in finance spanning investment banking, corporate lending, and alternative asset management. He began his career at internationally recognized institutions including UniCredit and Societe General, where he helped pioneer mezzanine loan products and shaped the market in Eastern Europe. By age 29, Stas had become a senior partner at one of the region's largest mezzanine lenders, managing a team of 20 finance professionals and overseeing a $450 million loan portfolio. He later served on boards of several private companies, deepening his expertise across credit investments and corporate governance. Recognizing early opportunities in alternative assets, Stas joined a crypto investment fund at its inception in 2017 and continues to lead its strategy and operations. He now helps business owners run more efficiently from the lens of financials through his advisory practice. Host Bio: Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description: Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes: Episode 350 - Tom Dillon: When NOT to Take Venture Capital Money: Explore alternative funding sources including private credit, SBA loans, and sale-leasebacks with a fractional CFO who works with startups on capital strategy. Episode 370 - Gerry Hays: Democratizing Venture Capital Through VentureStaking: Discover alternative approaches to early-stage investing that don't require massive checks or exclusive networks. Episode 85 - Nick Adams: Seed Stage Venture Capital Funds: Understand how traditional VCs think about early-stage deals and what metrics they evaluate from the investor perspective. Episode 351 - Solocast: Deal Structures Beyond M&A and Capital Raising: Learn about joint ventures, strategic alliances, licensing agreements, and other creative partnership models for business growth. Episode 324 - Sejal Lakhani-Bhatt: Tech Due Diligence in M&A: Explore how technology systems and cybersecurity impact business valuation and deal outcomes. Episode 330 - Pete Mohr: Preparing Your Business for Exit: Understand why sellers often cause deals to fail and how to prepare for the emotional aspects of selling a business. Follow DealQuest Podcast: LinkedIn: https://www.linkedin.com/in/coreykupfer/ Website: https://www.coreykupfer.com/ Follow Stas Sukhinin: LinkedIn: https://www.linkedin.com/in/stassukhinin/ Website: https://www.thesourcer.so Keywords/Tags: corporate lending insights, credit committee decisions, debt management for businesses, mezzanine lending, alternative asset management, crypto investment strategy, stablecoin business applications, EBITDA management, leverage risk, working capital due diligence, venture capital exits, ICO investing, blockchain finance, programmable money, business financing, capital structure, due diligence strategies, financial advisory, dealmaking, business growth strategies

Empire Flippers Podcast
Sell Your Business at a Premium by Understanding Buyer Financing [Ep.202]

Empire Flippers Podcast

Play Episode Listen Later Jan 20, 2026 21:36


When many entrepreneurs go to sell their business, they're more focused on their business than on the buyer. Understanding how buyers approach an acquisition, particularly when it comes to funding and deal structure, can help you position your business for the most profitable exit. In this episode of The Opportunity podcast, Greg breaks down how buyers actually think when evaluating an acquisition and why financing plays such a critical role in deal outcomes. While sellers often fixate on valuation, buyers are just as focused on how they will pay for the business and how much risk they are taking on. Greg walks us through how SBA loans can allow buyers to bring more cash to the table, and why small mistakes with these loans by sellers often cause deals to fall apart. He also explores alternative funding options like revenue-based financing and how buyers use leverage and other people's money to acquire businesses more efficiently. The conversation dives into seller financing and earnouts, not as compromises, but as powerful deal-making tools that can expand the buyer pool and unlock higher overall valuations. Greg also shares why setting up a US entity can make your business more attractive to buyers, especially for international sellers. If you're thinking about selling in the next few years, this episode will help you start positioning your business as a scalable, buyer-friendly machine that buyers can confidently finance and pay a premium for. Topics Discussed in this episode: Thinking like a buyer and understanding buyer financing tools (00:52) SBA loans and how they dramatically increase money upfront (03:21) The biggest SBA mistake sellers make and how deals fall apart (04:31) Alternative funding options like revenue-based financing (06:31) How buyers use leverage and other people's money to acquire businesses (08:19) Seller financing and earnouts as deal-making tools (09:53) Why setting up a US entity can dramatically improve exit outcomes (14:34) Positioning your business as a scalable, buyer-friendly machine (16:03) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to make your business 'funding friendly'.  

Acquisitions Anonymous
The $18M GovCon Business

Acquisitions Anonymous

Play Episode Listen Later Jan 20, 2026 33:40


In this episode, the hosts dig into a $20M revenue government contracting business that's veteran-owned and focused on procurement for defense and healthcare — debating contract stickiness, declining revenue, and whether the business is even transferable without the founder's special status.Business Listing – https://dashboard.dealforce.com/deals/profiles/profile69185.pdfWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

The Opportunity Podcast
Sell Your Business at a Premium by Understanding Buyer Financing [Ep.202]

The Opportunity Podcast

Play Episode Listen Later Jan 20, 2026 21:36


When many entrepreneurs go to sell their business, they're more focused on their business than on the buyer. Understanding how buyers approach an acquisition, particularly when it comes to funding and deal structure, can help you position your business for the most profitable exit. In this episode of The Opportunity podcast, Greg breaks down how buyers actually think when evaluating an acquisition and why financing plays such a critical role in deal outcomes. While sellers often fixate on valuation, buyers are just as focused on how they will pay for the business and how much risk they are taking on. Greg walks us through how SBA loans can allow buyers to bring more cash to the table, and why small mistakes with these loans by sellers often cause deals to fall apart. He also explores alternative funding options like revenue-based financing and how buyers use leverage and other people's money to acquire businesses more efficiently. The conversation dives into seller financing and earnouts, not as compromises, but as powerful deal-making tools that can expand the buyer pool and unlock higher overall valuations. Greg also shares why setting up a US entity can make your business more attractive to buyers, especially for international sellers. If you're thinking about selling in the next few years, this episode will help you start positioning your business as a scalable, buyer-friendly machine that buyers can confidently finance and pay a premium for. Topics Discussed in this episode: Thinking like a buyer and understanding buyer financing tools (00:52) SBA loans and how they dramatically increase money upfront (03:21) The biggest SBA mistake sellers make and how deals fall apart (04:31) Alternative funding options like revenue-based financing (06:31) How buyers use leverage and other people's money to acquire businesses (08:19) Seller financing and earnouts as deal-making tools (09:53) Why setting up a US entity can dramatically improve exit outcomes (14:34) Positioning your business as a scalable, buyer-friendly machine (16:03) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to make your business 'funding friendly'.  

Behind The Mission
BTM252 – Carole Turner on the Howard's Huddle Podcast

Behind The Mission

Play Episode Listen Later Jan 20, 2026 28:39


Show SummaryOn today's episode, we're featuring featuring a replay of a recent conversation that PsychArmor's own Carole Turner had with Jim Lindsay on the Howard's Huddle podcast. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestHoward's Huddle Podcast is a show where untold stories find their voice and unfinished missions find their ending. During the show, Jim explores the lived experiences of veterans, military spouses, and the employers who believe in second service. The show honors the legacy of Sergeant Howard Gumm, a WWII hero who gave his life in service and was awarded the Distinguished Service Cross. Now, they're on a mission to upgrade his honor to the Medal of Honor During this conversation, Jim has a conversation with Carole Turner, Senior Advisor at PsychArmor, joins Howard's Huddle to share her journey as a military spouse, advocate, and champion for military families. With over 30 years of lived experience, a background in communications and education, and leadership in both nonprofit and volunteer roles, Carole brings powerful insight into the challenges and opportunities facing military and Veteran communities.Links Mentioned During the EpisodeHoward's Huddle Podcast on YouTubePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course 15 Reasons to Hire a Military Spouse. As an employer, you are looking for untapped talent pools. One talent pool that can be overlooked is the diverse and highly educated group of military spouses. Take this course to learn the top 15 Reasons to Hire a Military Spouse. You can find the resource here: https://learn.psycharmor.org/courses/15-Reasons-to-Hire-a-Military-Spouse Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

FedBiz'5
LinkedIn Strategies for Government Contractors: How to Stop Being Invisible to Buyers

FedBiz'5

Play Episode Listen Later Jan 20, 2026 10:43 Transcription Available


Send us a textIn this episode of FedBiz'5, we tackle a silent deal-killer in government contracting: being invisible to buyers online. Contracting officers and primes may start their search in SAM.gov and SBA's Small Business Search, but they increasingly validate vendors through LinkedIn and AI-powered research tools long before they return an email or agree to a capability briefing.You'll learn why your LinkedIn profile is now part of your competitive position, the most common visibility mistakes contractors make, and practical ways to fix them — from rewriting your headline and About section for government buyers, to showcasing proof in your Experience and Featured sections, to maintaining just enough posting activity to look current and credible. If you're a capable small business that feels overlooked, this episode shows you how to turn LinkedIn into an asset instead of a liability and start showing up the way serious vendors should.Visit us: FedBizAccess.com Stay Connected: Follow Us on Facebook Follow Us on LinkedIn Need help in the government marketplace? Call a FedBiz Specialist today: 844-628-8914 Or, schedule a complimentary consultation at your convenience.

Cloud Accounting Podcast
Trust In Accountants At Historic Low, the Frauster Inside the SBA & IRS

Cloud Accounting Podcast

Play Episode Listen Later Jan 19, 2026 64:47


Are we causing our own busy-season chaos? Blake and David break down a simple scheduling system that spreads tax work, trains clients, and slashes extensions. They debate Congress's barcode bill vs. e-filing, unpack a poll showing GOP support for a millionaire's tax, and ask what AI really changes when managers still have to review the bots. Plus: IRS CI's latest wins, whistleblower e-filing, and a Britney tax fight.SponsorsDigits - http://accountingpodcast.promo/digitsOnPay - http://accountingpodcast.promo/onpayTaxBandits - http://accountingpodcast.promo/taxbanditsUNC - http://accountingpodcast.promo/uncChapters(01:11) - AI and Survey Creation (02:30) - Google's Personal Intelligence (05:11) - IRS Defunding and Workforce Reduction (06:51) - CPA Trendlines Busy Season Barometer (11:12) - Barcode Efficiency Act (15:24) - IRS Criminal Investigations (17:24) - Payroll Headaches and OnPay (18:56) - SBA and IRS Employee Fraud (21:41) - IRS Whistleblower Office (23:08) - Britney Spears vs. IRS (24:04) - Washington State Millionaires Tax (27:01) - Busy Season Is Self-Inflicted (30:44) - Livestream and CPE Credits (31:24) - UNC Kenan-Flagler MAC Program (32:38) - A New Year's Eve Pink Eye Adventure (33:20) - AI Prescriptions in Utah (35:03) - Trust in Accountants at Historic Lows (39:13) - Listener Mail: Advisory Services and Online Degrees (45:30) - The CPA Exam: Challenges and Changes (01:03:17) - Closing Remarks and Earmark App Growth  Show NotesAre Washingtonians Finally Ready for a State Income Tax? https://www.dhmresearch.com/are-washingtonians-finally-ready-for-a-state-income-tax/ Guess Who Supports a Millionaires Tax in Washington State? Republicans, Poll Finds https://www.cpapracticeadvisor.com/2026/01/14/guess-who-supports-a-millionaires-tax-in-washington-state-republicans-poll-finds/176337/ Barometer: Firms Brace for a Tough Tax Season https://cpatrendlines.com/2025/10/01/barometer-firms-brace-for-a-tough-tax-season/ IRS Advisory Council blasts defunding of agency https://www.accountingtoday.com/news/irs-advisory-council-blasts-defunding-of-agency IRS Advisory Council report defends workers, criticizes budget and staff cuts https://www.thetaxadviser.com/news/2026/jan/irs-advisory-council-report-defends-workers-criticizes-budget-and-staff-cuts/ Internal Revenue Service Advisory Council PUBLIC REPORT January 2026 https://www.irs.gov/pub/irs-pdf/p5316.pdf Lengthy grudge motivated Brown mass shooting, MIT professor killing: Sources https://abcnews.go.com/US/lengthy-grudge-motivated-brown-mass-shooting-mit-professor/story?id=128961044 A Reddit post helped find MIT and Brown shooting suspect. Here's what we know https://www.npr.org/2025/12/19/nx-s1-5649528/brown-mit-shooter-what-we-know Former SBA and IRS Employee Charged with Using Government Positions to Steal Millions from COVID Relief Programshttps://www.justice.gov/usao-ndga/pr/former-sba-and-irs-employee-charged-using-government-positions-steal-millions-covid Hampton woman accused of using federal jobs to steal pandemic relief funds https://www.fox5atlanta.com/news/hampton-woman-accused-using-federal-jobs-steal-pandemic-relief-funds House advances bill to speed tax return processing via barcodes https://www.accountingtoday.com/news/house-advances-bill-to-speed-tax-return-processing-via-barcodes BARCODE Efficiency Act Brings Overdue Modernization to the IRS https://atr.org/barcode-efficiency-act-brings-overdue-modernization-to-the-irs/ Utah and Doctronic Announce Groundbreaking Partnership for AI Prescription Medication Renewalshttps://commerce.utah.gov/2026/01/06/news-release-utah-and-doctronic-announce-groundbreaking-partnership-for-ai-prescription-medication-renewals/ Utah allows nation's first AI drug prescriptionshttps://www.axios.com/local/salt-lake-city/2026/01/07/utah-ai-drug-prescriptions-doctronic Nurses Continue to Lead in Honesty and Ethics Ratings https://news.gallup.com/poll/700736/nurses-continue-lead-honesty-ethics-ratings.aspx Americans' Ratings of U.S. Professions Stay Historically Low https://news.gallup.com/poll/655106/americans-ratings-professions-stay-historically-low.aspx Britney Spears disputes $600K tax claimhttps://www.accountingtoday.com/news/britney-spears-disputes-600k-tax-claim Britney Spears Fighting With IRS Over $600,000https://www.tmz.com/2025/12/19/britney-spears-fighting-with-irs-taxes/ Right Now, Managing AI Agents is About as Much Work as Managing Humans. Just Different Work.https://www.saastr.com/right-now-managing-ai-agents-is-about-as-much-work-as-managing-humans/ The 'Godfather of SaaS' says he replaced most of his s...

Acquiring Minds
The Contrarian Bet on a Digital Agency

Acquiring Minds

Play Episode Listen Later Jan 19, 2026 104:30


George Stern leaned into changing consumer search habits when he bought a digital marketing agency doing mid-7 figures.Register for the webinars: Which Franchise Industries Make Sense in 2026? - TOMORROW!! - https://bit.ly/4jQCN0UWhat You're Really Paying: Net Working Capital & Net Debt Explained - Jan 22nd - https://bit.ly/49mgU5YTopics in George's interview:Turning around an Amazon seller's agencyAcquiring 2 small ecommerce businessesLoving the customers more than the productSelling his camping equipment businessAcquiring an SEO agencyExtreme difficulty getting a loanBig banks aren't always betterChoosing cold calling despite challengesIndustry knowledge is overratedBeing a “recovering, type-A control freak”References and how to contact George:LinkedInGrant and Julia Hensel on Acquiring Minds: Quitting Consulting to Buy a $1m SDE AgencyWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Game Changers for Government Contractors
Ep 406: How the DoD Mentor-Protégé Program Really Works (From People Who Run It)

Game Changers for Government Contractors

Play Episode Listen Later Jan 19, 2026 43:30


The DoD Mentor-Protégé Program is one of the most powerful and misunderstood growth tools in government contracting. In this episode, Michael LeJeune sits down with Lisa Mays and Victoria Tripiano from the Catalyst Center to break down how the DoD Mentor-Protégé Program actually works, how it differs from the SBA version, and why it's not the right fit for early-stage companies. They explain where the funding really goes, what makes a strong protégé, why mentors participate, and the role authorized subcontractors play in delivering real value. You'll also hear real success stories, common misconceptions, and practical advice for companies considering the program. If you've ever wondered whether the DoD Mentor-Protégé Program is worth pursuing, this episode will give you clarity before you invest the time and effort. ----- Frustrated with your government contracting journey? Join our group coaching community here: federal-access.com/gamechangers Grab my #1 bestselling book, "I'm New to Government Contracting. Where Should I Start?" Here: https://amzn.to/4hHLPeE Book a call with me here: https://calendly.com/michaellejeune/govconstrategysession

Acquiring Minds
Comfortable Concentration for a $800k SDE Business

Acquiring Minds

Play Episode Listen Later Jan 15, 2026 83:42


Phil Koller studied the concentration and key man risks in a distribution business well-suited to him — and went for it.Register for the webinar:From W2 to Owner Mindset: How to Think About Your Take-Home Pay - TODAY!! - https://bit.ly/4r5RsI3Topics in Philip's interview:Preferred working in a small companyHis friend talked him into real estate, then ETAInspired by Rich Dad, Poor DadImportance of having his wife on boardPaused search due to upcoming second childBought Roman Enterprises, an automotive paint distributorInherited exactly 1 employeeDid door-to-door sales to learn marketManaged customer and supplier concentration riskDrew perseverance from grandfather's Holocaust survivalReferences and how to contact Philip:LinkedInRoman EnterprisesBen Jasper on Acquiring Minds: How to Buy a Manufacturer with $1m in Cash FlowJerod Pierce on Acquiring Minds: From SBA Loan to High 8-Figure Exit Download the New CEO's Guide to Human Resources from Aspen HR:From this page or contact jenny@aspenhr.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Govcon Giants Podcast
The Procurement MISTAKES That Make You Look UNPROFESSIONAL to the Government

Govcon Giants Podcast

Play Episode Listen Later Jan 15, 2026 7:44


In this episode of the Federal Help Center Podcast, Randie Ward breaks down one of the most overlooked—but most critical—factors in government contracting success: procurement readiness. This session is designed especially for new and growing GovCon businesses that want to avoid common early mistakes and present themselves as credible, professional, and prepared partners to government agencies. Randie walks through what "being ready" actually means long before you submit a proposal—starting with foundational assets like SAM and SBA profiles, professional branding, and internal documentation. She explains how agencies research contractors, why incomplete profiles hurt your visibility, and how small details like email domains and keyword-rich narratives influence whether you're taken seriously or ignored. Key Takeaways Procurement readiness is a credibility signal—being overprepared helps you stand out in a crowded GovCon landscape. Your SAM/SBA profile and branding matter more than you think, including email domains, narratives, and uploaded assets. Pre-building resumes, project sheets, and capability materials makes proposal responses faster, stronger, and less chaotic. If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/  Website: https://govcongiants.org/  Connect with Encore Funding: http://govcongiants.org/funding 

The Real Estate Vibe!
Ep 220: Unlocking Wealth in Unlikely Places: The Self-Storage Pass to Abundance

The Real Estate Vibe!

Play Episode Listen Later Jan 15, 2026 45:42


Send us a textIn this exciting episode of The Wealth Vibe Show, host Vinki Loomba sits down with Joe Downs, co-founder of Beldros Group, to explore an often-overlooked asset class—self-storage. Joe, a seasoned entrepreneur with diverse ventures in securities, mortgage, hospitality, and real estate, shares his journey of discovering hidden opportunities within self-storage and how this niche has become a powerful wealth-building tool. Key Takeaways:The Hidden Opportunity in Self-Storage: Joe discusses how self-storage, a seemingly simple asset class, offers resilient and consistent returns, especially in uncertain economic times, and how investors can find wealth in places others overlook.Niches Within Niches: Joe explains how his strategy of finding niches within niches has propelled his success. From contractor storage to boat and RV facilities, Joe highlights the untapped potential in specialized storage and the evolution of the self-storage market.The Power of Reinvention: Over the course of his entrepreneurial career, Joe shares his personal journey of reinvention, from starting in real estate to shifting to self-storage and scaling his business. Low Barriers to Entry: Joe explains how self-storage is one of the few commercial real estate sectors where investors can enter with relatively low capital, especially through options like SBA loans, making it a great avenue for long-term wealth building.Episode Timestamps:00:00 - 02:30: Joe's journey into self-storage and how he found his niche within a niche02:30 - 07:30: From real estate flips to wholesaling—Joe's early reinvention phases07:30 - 13:00: Spotting opportunities in self-storage—how Joe's business evolved13:00 - 18:00: The importance of understanding your industry and being adaptable18:00 - 24:00: How Joe discovered the power of contractor storage and niche markets within self-storage24:00 - 30:00: Self-storage as a generational wealth builder and how it compares to other real estate investments30:00 - 34:00: Growing NOI in self-storage—Joe shares his strategies34:00 - 40:00: Mistakes investors make and how mentorship can make all the difference40:00 - 44:30: Rapid-fire round: Insights into Joe's daily habits, favorite books, and more

The Greatness Machine
404 | Zoey Charif | Love Can In Fact Be Calculated

The Greatness Machine

Play Episode Listen Later Jan 14, 2026 67:02


What if love wasn't just chemistry or chance but something you could actually measure? In this episode of The Greatness Machine, Darius Mirshahzadeh sits down with author and data analyst Zoey Charif to explore how love, attraction, and long term compatibility can be understood through data, self awareness, and values. Zoey shares the story behind her book “Love Can, in Fact, Be Calculated” and explains how she developed a values based framework to predict relationship success. She breaks down the concept of a “self score,” why admiration matters more than equality, and how misalignment in values quietly erodes relationships over time. Darius and Zoey also unpack the difference between values and trait preferences, why people are often drawn to familiar but destructive patterns, and how this framework can be used as a communication tool rather than a reason to walk away. In this episode, Darius and Zoey will discuss: (00:00) Introduction and Name Origins (02:46) Astrology and Self-Acceptance (05:49) Zoe's Journey to Understanding Love (08:40) The Concept of Calculating Love (14:09) Self-Assessment and Core Values (16:55) The Importance of Self-Score in Relationships (22:44) Navigating Aspirational Values (25:34) Generational Perspectives on Relationships (26:09) Generational Insights on Relationships (28:26) The Importance of Dependability and Reliability (31:02) Understanding Traits vs. Values in Relationships (34:27) The Challenge of Rewiring Attraction (37:47) Self-Awareness in Relationship Patterns (43:40) The Role of Humor in Attraction (49:19) Navigating Emotional Needs and Values Zoey Charif is the President of Business Plans USA, where she leads a team creating business plans, financial models, pitch decks, and market research for businesses of all sizes. She specializes in SBA, bank, and grant-focused planning and is a Top-Rated Upwork professional with a 100% success score and over 450 completed projects. Zoey also presents business planning workshops at SCORE Orange County and is the author of “Love Can, In Fact, Be Calculated”. Connect with Zoey: Website: https://www.lovecaninfactbecalculated.com/  Instagram: https://www.instagram.com/zoeycharif/  Book: https://www.amazon.com/Love-Can-Fact-Be-Calculated/dp/9695892051  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Black Entrepreneur Experience
BEE 455 How to Exit Corporate & Earn $25K/Mo with Azgari Lipshey

Black Entrepreneur Experience

Play Episode Listen Later Jan 14, 2026 38:33


Acquisitions Anonymous
Buying a Marketing Agency in the Age of AI

Acquisitions Anonymous

Play Episode Listen Later Jan 13, 2026 31:33


In this episode the hosts break down a $4.3M SBA‑eligible niche digital marketing agency serving legal clients, exploring its strong growth, high margins, client retainer model, and the risks around leverage and industry uncertainty.Business Listing – https://quietlight.com/listings/15442269/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Behind The Mission
BTM251 – Patty Sandoval – Homefront Haven

Behind The Mission

Play Episode Listen Later Jan 13, 2026 30:04


Show SummaryOn today's episode, we're featuring a conversation with Navy Spouse Patty Sandoval, Founder and CEO of HomeFront Haven, an organization that provides clinically informed community support to military spouses and partners before, during and after a deployment so that no one carries the homefront alone. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestPatricia “Patty” Sandoval, is a proud military spouse and public health professional. She built HomeFront Haven™ after experiencing mental health struggles during her husband's deployment in 2023. During that period, Patty found that there was a critical need for evidence backed care focused on supporting positive mental health outcomes among military spouses and partners. During the deployment, Patty kept hearing “You knew what you signed up for” and friends would reassure her that she'd be “ok.” Instead, Patty found herself exhausted, anxious, and feeling incredibly alone.  To ensure that others wouldn't have to experience the same journey, she sought to advance a preventative approach to mental health.HomeFront Haven™'s model prioritizes community-based support as a critical strategy to reduce reliance on crisis care systems. Instead of asking spouses and partners, “Didn't you know what you signed up for?” this program asks, “How can we support you, so you don't have to carry the home front alone?”Links Mentioned During the EpisodeHomeFront Haven Web SitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course Accessing Health Care. This course offers service members, Veterans, and their families an overview of the available healthcare options. You can find the resource here: https://learn.psycharmor.org/courses/Accessing-Health-Care Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

The blondEST
Meet My Ride-or-Die, Maria

The blondEST

Play Episode Listen Later Jan 12, 2026 27:17


Savanna finally brings her right-hand girl and longtime BFF Maria on the pod!From hurricane parties and mango allergies to spa meltdowns and elevator showdowns, nothing is off-limits in this episode.They spill on their 4+ year journey together, what really goes down at SBA, and how Maria almost gave Savanna Xanax by accident

Diversified Game
You Are Sitting On Hidden Money: Steve Taylor Explains How SoCommercial Monetizes Space

Diversified Game

Play Episode Listen Later Jan 12, 2026 42:40


You Are Sitting On Hidden Money: Steve Taylor Explains How SoCommercial Monetizes SpaceCheck out https://www.socommercial.com Learn the mindset and moves that lead to real results. Please visit my website to get more information: http://diversifiedgame.com/In this episode, Steve Taylor, founder of SoCommercial, breaks down how to monetize commercial space, why he built the platform, and how owners can list spaces for free and deal direct, no brokers in the middle.

The Daily Scoop Podcast
SBA turns to Palantir after Minnesota fraud allegations spark national probe

The Daily Scoop Podcast

Play Episode Listen Later Jan 12, 2026 4:49


The Small Business Administration is enlisting Palantir's help in its nationwide probe of suspected loan fraud, as yearslong fraud allegations in Minnesota draw national attention. According to federal spending records, the SBA signed a $300,000 contract with the data analytics and software giant last week. The contract's description read “SBA Fraud Prevention Pilot and Bootcamp,” and has a projected end date of April 4. The contract, signed through the General Services Administration's Multiple Award Schedule, was made public just days after SBA Secretary Kelly Loeffler announced that the agency had suspended 6,900 Minnesota borrowers for alleged fraud following its review of thousands of pandemic-era loans administered to the state. Loeffler said the borrowers were approved for 7,900 Paycheck Protection Program (PPP) and Economic Injury Disaster (EIDL) loans totaling about $400 million. When asked about the Palantir contract, SBA spokesperson Maggie Clemmons pointed to the agency's Minnesota probe, writing: “We're now expanding our investigations nationwide as part of a broader zero-tolerance policy on fraud.” Clemmons added: “The agency has multiple audits underway, from pandemic-era programs to federal contracting, and will work with law enforcement to hold fraudsters accountable and put the criminals who have cheated American taxpayers behind bars.” The Office of Personnel Management launched a new workforce data website last week, replacing an antiquated interface and aiming to bring more transparency to federal employment figures. OPM officially announced the new Federal Workforce Data site last Thursday, with data up to November for most categories. That site includes accessible statistics of interest — such as a reduction of 220,000 workers under President Donald Trump — as well as multiple interactive charts that users can filter by agency, timeframe, or other factors. In a written statement, OPM Director Scott Kupor called the website “a major step forward for accountability and data-driven decision-making across government.” While federal workforce data has long been made publicly available online, the old interface, FedScope, was cumbersome and offered data updates on a quarterly basis that lagged by months. In addition to a more modern interface, the new website adds datasets for payroll and recruitment, and promises updates on a faster monthly interval. Per a note on the website, FedScope will no longer be available as of Jan. 28. Despite controversy over the Trump administration's efforts to shrink the workforce, publication of the website was immediately well received by federal data users and advocates. In comments to FedScoop, several sources both applauded the new website and noted that interest in improving the publication of federal workforce data began before the current administration. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

The Business Credit and Financing Show
Kunal Bhasin: Closing the Small Business Lending Gap: New Pathways to Accessible Capital

The Business Credit and Financing Show

Play Episode Listen Later Jan 10, 2026 32:14


Kunal Bhasin is the Founder and CEO of 1West, a financial technology and services firm helping small and mid-sized businesses grow through customized capital solutions. Since founding the company in 2017, he has built 1West into a trusted partner known for speed, service, and trust, delivering transparent, flexible funding that supports long-term success. Under his leadership, the company has grown rapidly, expanding its team by over 50% in just two years. Before launching 1West, Kunal held senior roles at World Business Lenders, LLC, including Senior Vice President and Vice President of Business Development, where he helped drive expansion and growth strategies. His background also includes founding TEK-TOK CORPORATION, an online retail venture, and serving as a Financial Advisor at Harbor Financial Services, giving him broad experience across entrepreneurship, finance, and client management. Based in New York, Kunal leads 1West with a vision to make business capital more accessible and transparent. Through innovative solutions and a client-first approach, he continues to empower businesses nationwide to achieve sustainable growth. During the show we discuss: The biggest challenges small and mid-sized businesses face when seeking traditional bank financing Why profitable and growing businesses are often still denied access to capital How 1West is closing the small business lending gap left by banks and traditional lenders The role SBA loans play in expanding access to affordable, flexible financing How 1West simplifies the SBA loan process using technology, data, and expert guidance 1West's focus on speed, transparency, service, and trust throughout the lending experience How customized loan solutions and ongoing support help businesses grow and prepare for future funding Resources: https://www.1west.com/

American Thought Leaders
Exclusive: Inside SBA's Crack Down on Loan Fraud Nationwide | Administrator Kelly Loeffler

American Thought Leaders

Play Episode Listen Later Jan 9, 2026 29:03


The Small Business Administration (SBA) recently suspended nearly 7,000 Minnesota borrowers for suspected fraud in pandemic-era small business loans totaling nearly $400 million.“We worked through the holidays, from Thanksgiving up to New Year's on about 20,000 different files, found about 8,000 instances of fraudulent loans, and moved quickly to make sure that those borrowers … could never access the services of the SBA again,” said SBA Administrator Kelly Loeffler.They'll now be taking the same model to investigate other states for COVID-era abuse of the Paycheck Protection Program and Economic Injury Disaster Loans.In this episode, I sat down with Loeffler to understand her work targeting fraud nationwide, bolstering domestic manufacturing, cutting regulations, and ending politically motivated debanking.Loeffler grew up on a family farm in Illinois, was the first in her family to graduate from college, and later became a successful businesswoman in finance and FinTech before becoming a U.S. senator and now head of the SBA.Views expressed in this video are opinions of the host and the guest, and do not necessarily reflect the views of The Epoch Times.

Acquisitions Anonymous
Buying a Cold DM Business? Watch This First

Acquisitions Anonymous

Play Episode Listen Later Jan 9, 2026 24:30


In this episode the hosts roast an Instagram mass‑DM SaaS deal pitched on Acquire.com, tearing into its tiny revenue, questionable value proposition, platform‑risk exposure, and why it's probably not worth buying.Business Listing – https://app.acquire.com/startup/KyPEOStFQyc5IElJIxbZfkbeWnE3/VRURAPXgQl3oGbimEwyP?utm_medium=email&_hsenc=p2ANqtz-9PQ_NffkgAJrVAnAt7GRNQAS61UOlqqm9Pj6fEzkwirlwcj5NUB6UdXSTHBZs7yK96zJUPq16CTLeJSDcOBm3jGYePVg&_hsmi=394180933&utm_content=394180933&utm_source=hs_emailWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

The Wealth Without Wall Street Podcast
Why “Boring” Businesses Are Making Millionaires with Jon Ostenson

The Wealth Without Wall Street Podcast

Play Episode Listen Later Jan 8, 2026 27:09


Are you looking for a path to business ownership? In this episode, franchise expert Jon Ostenson joins Russ and Joey to discuss why franchising, especially non-food franchising, is a great path for investors looking to achieve business ownership and financial freedom.With years of corporate leadership experience, Jon discusses his transition into franchising and offers insights for aspiring investors on aligning their goals with the right franchise model. He explains the mindset shift required to move from employee to entrepreneur and how franchising provides a reliable, scalable income stream. From leveraging SBA loans to navigating AI trends, Jon offers key strategies for success in franchising.Whether you're interested in purchasing a new franchise or exploring resales, this episode offers insights on turning business ownership into long-term wealth.Top three things you will learn:-How non-food franchising offers a viable path to business ownership, wealth-building, and financial freedom-Identifying and investing in franchises with strong potential-How franchise ownership can lead to passive income and create long-term wealthAbout Our Guest:Jon Ostenson is among the top 1% of Franchise Consultants in the US and is the founder of FranBridge Consulting. He is a multi-brand franchisee himself, and along with his business partners, Jon has great operators leading these ventures. As a result, he can devote over 90% of his time to helping others achieve their dreams of freedom and wealth building through business ownership. Jon lives in Atlanta (GA) with his wife, Jenny, and their three children.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Jon Ostenson:-Website - https://franbridgeconsulting.com/

Acquiring Minds
$14.5m Exit After 5 Years

Acquiring Minds

Play Episode Listen Later Jan 8, 2026 81:28


Adam Vandermyde had to be persuaded to acquire the $15m business that he ultimately professionalized and exited for 7x.Register for the webinar: How to Present Your Deal for Maximum SBA Success - TODAY!! - https://bit.ly/3KW7aWLTopics in Adam's interview:Leaving consulting 2 months from making partnerTaking on the CEO role at the target before closingFocusing on EBITDA over revenueA construction mistake that cost the company dearlyParsing data to understand “margin per labor dollar”Advantages of being in a high-growth geographical areaImproving customer service to stand outExiting after 5 yearsAdrenaline rush of sharing his payday with employeesHow it feels to be a millionaireReferences and how to contact Adam:LinkedInGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

The Kevin Jackson Show
Crooks Behind the Leftist Curtain - Ep 26-012

The Kevin Jackson Show

Play Episode Listen Later Jan 8, 2026 38:40


DOGE flashback: A DOGE audit at the Congressionally funded US Institute of Peace, revealed that an external accounting firm had deleted more than 1TB of financial records to conceal hundreds of thousands of dollars in private jet travel by the institute's leadership moments before the DOGE takeover. Big Balls recovered the data, revealing $13 million quietly shifted into a private endowment for travel & events. The scandal mirrors findings in the 2024 Festivus Report estimating $1 trillion in federal waste.Anybody think the theft of our treasury by Democrats and other Leftists is accidental?You think it's coincidence?https://x.com/EricLDaugh/status/2006443938157146323HUD just found $5 BILLION+ in FRAUDULENT payments in 2024 alone, under Biden. Payment error of over 11% PERCENT. - $5.2 BILLION to inactive accounts - $77M to deceased tenants - $150M to nonexistent Social Security numbers- $288M to excessively high rent We need to DOGE HOUSING! This is unacceptable. ONE YEAR. Imagine all 4.This is systematic, structured THEFT!Before we get back to the Somalis, check this out.Learning that a good chunk of Muslim couples are considered "Islamically married" but do not get state marriage licenses so the women can file for single mom benefits...https://x.com/NorthIdahoRight/status/2006166505486999915The Bank of “Texas” is run purely by Indians and funnels SBA loans to Indians to buy businessesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.