Want to avoid some of the most common legal mistakes that new business owners make? Wondering how you can skip over some unnecessary frustration, worry, overwhelm or costly fixes that come from starting a new business and wanting your legal foundations to be solid? In this episode you will learn: the most common mistakes new entrepreneurs make what you need to do to actually pick a solid business name how to use other people's content the trouble with taxes and ignoring them what "business prenup" you need if you have a partner what needs to be on in your website footer what contracts you need and how you can negotiate anything when you need an NDA or non-disclosure agreement how to properly manage legal risk but also don't be crippled by as an entrepreneur (there's a healthy balance!) Want a free LEGAL workbook to get your creative business legally legit? Download HERE and get access to my newsletter with tips and tricks for YOUR growing creative business. Listen and subscribe to Creative Counsel on iTunes, Overcast, Stitcher, Spotify & iHeartRadio Interested in working with Brittany for one-on-one legal services? Sign up for a 15-min phone consult at brittanyratelle.com/services. Want an attorney-drafted, industry-tested legal template for your business? Take a free quiz and find out exactly what you need for your creative business at creativecontracts.co. Or browse through my quick tips and tricks by connecting on Instagram. *Not legal advice. For informational purposes only. No attorney-client relationship.*
Jenny is a former Case Management Supervisor for people with Developmental and Intellectual Disabilities, and she served over 500+ families in the state of Indiana until about 2012. Jenny decided to stay at home with my then 2 children (now 3). Around 2015 after her 3rd daughter was born, she needed more in my life. Jenny was then bitten by the Small Business bug and ran with it. Through her size inclusive boutique she now serves about 5000 women and helps them feel the best they can in the skin they are in. Through her overwhelming sales and blessings. The Finley family has collectively given back over $20k to local charities, schools, and other non-profit services in our community.
This is the second in a two-part episode featuring Barbara Chow, the education director at Heising-Simons, a family foundation based in Los Altos and San Francisco, California. In this part of the conversation, Dr. Fraga and Barbara Chow discuss what's possible for the future of child care, including how government budgets factor in, and what kind of public momentum is needed to see real change. They also discuss how women have been impacted by the pandemic, and how that has heightened the awareness of a child care system in crisis. Finally, they discuss how diversity and inclusion must be central in the work towards a better child care system. About Barbara Chow Barbara Chow is the Education Program Director at the Heising-Simons Foundation. Prior to joining the Foundation, she served as the Education Program Director for the William and Flora Hewlett Foundation. Barbara Chow has also served as the Policy Director of the House Budget Committee and the Executive Director of the National Geographic Education Foundation. During the Clinton administration, she served as deputy director of the Domestic Policy Council, associate director for Education, Income Maintenance, and Labor programs at the Office of Management and Budget, and special assistant to the president for White House Legislative Affairs. Barbara Chow has a master's degree in public policy from the University of California, Berkeley. Show Notes:Learn more about Heising-Simons: https://www.hsfoundation.org/ Subscribe to this special series of intimate interviews to hear how other leaders are creating space for all types of voices to be heard. Rate and review on Apple Podcasts, Spotify, Stitcher or wherever you stream. This podcast is a production of Child Care Aware® of America.Learn more at www.childcareaware.org/thetable.Music for A Seat at the Table is Retro Groovy by EightBallAudio.
This time we talk about work ethic and what it takes to succeed.Share this podcast with your family and friends - we never know whose life may change for better after giving it a listen!Thank you for listening and see you here tomorrow!Onestly yours,OlgaConnect with me and check out my blog on www.onestbusiness.comSupport the show (http://www.artists4justice.org)
Try Privy for FREE today Follow Ben on Twitter Check out Caraway Check out Privy Masterclass Download The Ecommerce Marketing Calendar Try The Shopify Store Grader Check out The Ecommerce Marketing Playlist Get your copy of The Ecommerce Marketing Calendar Get your copy of The State of Shopify Report Join The Ecommerce Marketing Community Check out our book, The Ecommerce Marketing Handbook Privy store Ecommerce Marketing School is sponsored by Printful.
Episode 283 A Podcast For Social Media Transformation Strategies for Busy Entrepreneurs and Business Owners Voted one of the TOP 20 BUSINESS TRANSFORMATION PODCASTS of 2021 by Welp Magazine! Do you multi-task? If you do, you may be sabotaging your efforts. Learn what happens to your productivity and how multi-tasking could be negatively affecting your brain! Important Show Links: Digital Marketing Made Easy! Digital marketing doesn't have to be a bear or expensive! Groove Funnels makes it easy. You have access to: Funnels Landing pages Email marketing campaigns Email list management Shopping cart Calendar scheduling AND SO MUCH MORE Try it for FREE with no credit card needed by CLICKING HERE. FREE Access to GrooveFunnels - the new best way to build better funnels Free for LIFE No games. No fine print. No credit card needed ever! $99/month value… Now free. Grab your account while you still can! Best Social Media Scheduling Tool: Schedule social media content with ease! Try CinchShare! Get a 45-day free trial by clicking HERE Lora's Ring Light click HERE Lora's Tripod click HERE Lora's Yeti Blue Mic click HERE For Lora's Dragon Pad pop filter click HERE For Lora's Sound Shield click HERE Canva click HERE CinchShare click HERE Learn From Lora Daily: FREE Resources: https://lorashipman.com/resources/ Learn Instagram and Canva easily and affordably, visit: https://lorashipman.com/courses/ Check out Lora's Blog: https://lorashipman.com/blog/ Instagram: https://www.instagram.com/lora_shipman/ Facebook: https://www.facebook.com/LoraShipmanOfficial/ YouTube: Click HERE Email: LoraShipman@me.com Address: 3152 Little Road, #192, Trinity, FL 34655 Some links listed above may be affiliate links and will award me a small commission. Thank you for your support!
Creating Financial Projections or Proforma to help you start a successful and profitable small business. Financial Projections are perhaps the most important part of a Business Plan. It's the only way to project if your business model has the potential to be profitable, and if the business is worth the investment of your time and money. Download a free Financial Projections spreadsheet from the show notes page. Henry Lopez is the host of The How of Business podcast – helping you start, run and grow your small business. The How of Business is a top-rated podcast for small business and entrepreneurs.
Are you a regular Walkthrough listener? You're invited to join our Facebook mastermind for Walkthrough listeners. Connect with other listeners and the guests that you hear on the show, get exclusive content, influence future episodes, and more!Links & Show Notes Join our Facebook community for The Walkthrough listeners HomeLight's Agent Resource Center Subscribe and listen to The Walkthrough: Apple Podcasts | Spotify | YouTube
Restructure your business to strive with fewer employees. Wearing different hats in your business. Check us out on Apple, Google, Spotify, Breaker, RadioPublic, Pocket Casts, Overcast, and Anchor. Email: email@example.com follow us on www.twitter.com/@ofyourtop www. Instagram.com/thecomeuptop music by Yancyy “happy”. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/carmen-f7/support
I'm super excited to welcome the founder of Rhodes Smith Consulting, successful coach and author Dr. Ian Brooks to the #OnestConversations.We discuss longterm transformation and ways to find your fulfilling path by determining your intention.Learn more about Dr. Ian Brooks by visiting www.rhodessmith.comFollow Dr. Ian on Instagram & Twitter @DRB_intention and connect on LinkedIn"Intention" by Dr. Ian Brooks is out now and is available on Amazon, Barnes & Nobles and www.rhodessmith.comVisit www.onestbusiness.com to learn more about the host, subscribe to the blog and find all video and podcast episodes of the Onest Conversations.#intention #drianbrooksSupport the show (http://www.artists4justice.org)
Pete hooked up some new fume extraction and a compressor in his shop attic to remove the noise from his shop and clean up some clutter. Mike delivered the poker table to his client, started prep for the electrical to be run to the house, wrapped up a bed with some SemiExact hardware, and is playing out with a new finishing product.Dan is tackling a big project building a front door with side lite and the whole jam. He's working on a desk with funky Z-shaped base. And he's working on a Big Lebowski sign. Sign up for Patreon for Early access, and special Patreon-only content:https://www.patreon.com/anotherwoodshoppodcastVoicemails:Adam BarnettBarnett custom woodworksJigs. I made a crosscut sled…what jig should I make next?Dylan ScottWood movement. Just got some butcher blocks at the orange store. Should I allow for wood movement?John SchiesserBuying boxes for shipping. How do you minimize box sizes?Nick GChristmas presents for woodworkers?Thomas GThomas G Custom woodworksSelling powertools online. How do you let people test them out?You can leave us a voice message at (754) 225-5297 or you can record your question or comment on your phones voice memo app and email it to firstname.lastname@example.orgYou can follow us all and the podcast on Instagram and YouTube!Podcast:https://www.instagram.com/anotherwoodshoppodcast/https://www.youtube.com/anotherwoodshoppodcast https://www.etsy.com/shop/awpstore Pete:https://www.instagram.com/ptreesworkshop/ https://www.youtube.com/ptreesworkshophttps://www.etsy.com/shop/pTreesWorkShop Dan:https://www.instagram.com/danieldunlap.woodworks/ https://www.youtube.com/danieldunlap https://www.etsy.com/shop/ddwwstore Mike:https://www.instagram.com/coffeycustombuilds/ https://www.youtube.com/coffeycustombuilds https://www.etsy.com/shop/coffeycustombuilds Support the show (http://www.patreon.com/anotherwoodshoppodcast)
Ever wanted to travel for a living? Emily and Summer are building a platform that will enable founders to build tomorrows mobile innovations.Support the show (https://paypal.me/sidehustlecity)
In 2017, Kelly Sanders and Monica Yope met at a tech conference. As the two lone, non-tech creatives in the room, they quickly became friends. As they got to know each other, they discovered their common passion for supporting local makers. Inspired by a shared vision, they realized that the city needed a physical space to showcase the abundance of talent in our region. So, they decided to turn the building that Monica found in Mt. Washington into their first love, Pittsburgh location.Fast forward four years and Kelly and Monica now operate three locations throughout the city of Pittsburgh. Their initial lineup of 40 artisans has grown to over 100, and their stores have also achieved a GOLD Certification from Sustainable Pittsburgh for their work in reducing their carbon footprint. Love, Pittsburgh has become a home base for some of the best artisans in the area, and it has also become a favorite shopping destination for visitors and locals alike. In fact, Kelly and Monica created the name “love, Pittsburgh” to invoke the feeling that everything in their stores is like a gift to us from our beloved city.If you have any questions or if you'd like to chat, you can reach me at my contact info below. The purpose of this podcast is to share ideas, inspire action, and build a stronger small business community here in Pittsburgh. So please say hello, tell me what you think, and let me know how I'm doing. It means a ton!YOU CAN REACH ME AT:Website: https://www.proprietorsofpittsburgh.comInstagram: https://www.instagram.com/proprietorsofpittsburghpodcastFacebook: https://www.facebook.com/proprietorsofpittsburghpodcastLinkedIn: https://www.linkedin.com/in/darinvilanoPhone: 412-336-8247YOU CAN REACH KELLY SANDERS & MONICA YOPE AT:Website: https://lovepittsburghshop.comInstagram: https://www.instagram.com/lovepittsburghshopFacebook: https://www.facebook.com/lovepittsburghshopPinterest: https://www.pinterest.com/lovepittsburghshop
Photo: #SmallBusinessAmerica: Amazon Hearts Small Business? @GeneMarks @Guardian @PhillyInquirer Amazon touts its support of small businesses in a new report https://www.aboutamazon.com/news/small-business/economic-impact-for-small-businesses-powered-by-partnership-with-amazon
This week Samantha chats with Alexa Cawley, CEO of Forever Friday Consulting. Alexa is a health and wellness marketing expert, with a unique perspective on brand building that she learned from her career at the early days of Lululemon and SoulCycle, and has taken to her own marketing agency. She really focuses on those niche, smaller brands that are really looking to build community. The two discuss her experience working for top wellness brands, how she organizes her day to day, building personal touch points with your clients and of course her top marketing tips for wellness brands and entrepreneurs. To learn more about The Fit Fatale click HERE To learn more about Forever Friday Consulting click HERE To connect with Samantha click HERE To connect with Alexa click HERE To subscribe to Samantha's newsletter, stay up to date on new podcast episodes and all things The Fit Fatale click HERE
Adam answers the question many of us ask ourselves: Why do some people get everything done that they want to? It's because people who are effective in what they do go into each situation with the mindset that they are going to find a way instead of finding an excuse. So, Adam's challenge to you: Make the situation important to you, and find a way.Connect with Adam:https://www.startwithawin.com/ https://www.facebook.com/REMAXAdamContoshttps://twitter.com/REMAXAdamContos https://www.instagram.com/REMAXadamcontos/
Every business owner needs to know how to speak in front of people. You might be doing a class, presentation, or even just an Instagram Live. Either way, knowing how to capture your audience is key! Learn from speaking coach Heather Sager on how to improve your public speaking.
“You receive when you feel safe, enough, and just as you are.” Receiving is your birthright and being in it is your right Feminine energy is very trusting faith-driven How to know you are blocked got a lot of beliefs that are in the way of you receiving Welcome! We are so excited that you are here. This is something that's been on our hearts for a while and we are ecstatic watching it come to fruition. As you might know, our marriage has a pretty unique story that is the foundation for this couples experience. After walking through infidelity and addiction, I (Joy) found personal development and coaching. I began to grow and change as I worked on myself. I wanted it. I was hungry for it. Something in me knew I wanted more. But as time went on, I found myself really wanting Peter to come along the journey with me. This desire eventually turned into a gap in our relationship where I could feel us growing apart due to not growing together. It took hiring a marriage coach, digging deep into our traumas, studying masculine + feminine energy and months of intentional effort to get our marriage where it is today - thriving, happy and actively growing together. We are now partners who spur each other on in our pursuits and also provide amazing healing to each other because we both can hold space for each other and our journeys so much better. We've learned so much and had a desire to share and help other couples get to a new place in their marriage - that next level. AND, we've noticed a pattern: couples either aren't growing together OR are growing apart because one of them is but the other is not. Women are showing up to events, masterminds, coaching in high numbers and they all say the same thing "I want my husband to be here. I want to be doing more things like this with my husband." To be honest, there's not a lot out there for couples in the personal development/coaching space! So, that's why we created the Elevate Couples Experience - a weekend retreat for couples who want to start investing in growing together as a couple. This will be a combination of personal work + marriage practices to give you both a jumpstart on your own growth AND your growth together as a couple. The entire theme will be about taking you from where you are currently and focusing on improving that to bring the joy, the spark, the aliveness in your marriage to new heights together. We will not be focusing on "what's wrong", instead this is about focusing on where you want to go - what that next level is, what lights you up, what will give you that jump start to create the relationship of your dreams. We want to Elevate your communication, your intimacy, your attraction, your goals and your overall happiness within your relationship. Think fun activities you get to participate in together and stretch yourselves with (don't worry, no trust falls required =)), sessions with amazing guest experts who specialize in relationship coaching, sex, business and more. We want to learn from couples who are killing it across the board - not just in business but marriage as well. That being said, here's what you can expect: The Elevate Couples Experience will be held the weekend of November 12-13 here in Scottsdale, AZ. (location being decided) There are two options for you to join - a VIP option or a general admission option. VIP Elevate Couples Experience: Friday November 12 Morning: Group couples recreational outing Afternoon: time off for you to connect as a couple Evening: 5 course meal with us in a private room at one of our favorite restaurants Saturday November 13: General Session: 9:30 AM Lunch (provided): 12:30-1:30 Afternoon Session: 1:30-4:00 PM Cocktail party: 5:00 PM (private residence) VIP PRICE: $2,222 per couple OR 3 payments of $900 (bi weekly). VIP PAY IN FULL HERE VIP PAYMENTS HERE General Admission Elevate Couples Experience: Saturday November 13: General Session: 9:30 AM Lunch (provided): 12:30-1:30 Afternoon Session: 1:30-4:00 Cocktail party: 5 PM (private residence) General Admission price: $1,111 per couple OR 3 payments of $500 (bi-weekly). General Admission pay in full HERE General Admission payments HERE Couple questions we want to answer for you here ahead of time: Will this be covid safe? Yes, we will make sure to do our part to keep it safe for everyone involved. What if I have to back out? Refunds will be available until October 11. What can I expect? Amazing speakers, activities and tangible takeaways for you to implement right now in your life and marriage. This weekend is going to be fun, abundant and high vibe. Being here will change you just from the energy not to mention you will make friendships with other couples who are wanting to grow with you which is priceless. We want you to walk away from this with new friendships that will help you continue this journey. Are spots limited? For the VIP option we are limiting it to just 10 couples since we want to keep it more intimate. For general admission there's no limit as of now. When do I need to get tickets by? This is first come first serve! We can't promise there will be available if you wait - especially for the VIP option. Email us at Joy@levelupbabe with any questions - we are happy to answer. And if you go ahead and join us, email us back to tell us what you are excited about! We want to hear from you and we can't wait to see you soon! Get excited - this is going to be epic. -Peter and Joy
Try Privy for FREE today Follow Ben on Twitter Check out Privy Masterclass Download The Ecommerce Marketing Calendar Try The Shopify Store Grader Check out The Ecommerce Marketing Playlist Get your copy of The Ecommerce Marketing Calendar Get your copy of The State of Shopify Report Join The Ecommerce Marketing Community Check out our book, The Ecommerce Marketing Handbook Privy store Ecommerce Marketing School is sponsored by Printful.
Mindset is everything! Morgan is opening up about her mental game and the mental muscles she flexes when things just don't feel right to get them back on track."You have to seek out positivity right now in this world. Everyone is struggling in their own way, and it can often come out as negativity on social media. I work really hard to not let the negative thoughts last long. If my mindset is off, I know I'm not the best person to be around. If I get down, worried, or anxious, things don't operate well. It shows up in work, my marriage, how I'm a mom. I've learned that about myself and I am very self-aware. If I'm acting out in a way that isn't who I want to show up as, I dig deep and figure out what is causing the stress in my life. I can recognize that my mindset is not good and then I analyze my inputs! What am I consuming? Podcasts, social media, news, conversations, anything! Your inputs equal your outputs!"Healthy communication is just one of the tips and tricks I share when you need to hack feeling off and negative thoughts are consuming your mindset.Join the conversation over on my Instagram, and share any topics you want me to cover in upcoming episodes!Get your copy of The Energy Bus and share your takeaways with me!Some of my favorite accounts to follow when I'm feeling off:Ed MylettMel RobbinsThe Boss Babe Club.CoTim GroverNakeia HomerWomen On Topp
There is perhaps nothing more empowering than homeownership. In today's podcast, I have the pleasure of speaking with Roy Machado, Founder of All City Homes, about his passion for promoting home ownership and empowering people in his community.At All City Homes they saw that there was a small number of black or brown real estate agents in many companies and asked themselves, “where is the space for black and brown?” They wanted to create that space.Their mission is to promote a workforce development program for black and brown agents and focus on how they can increase black and brown homeownership.I absolutely loved this conversation with Roy and know you will too!About Roy:Roy Machado is the Founder and Owner of All City Homes, a boutique real estate brokerage with a mission of empowering people through home ownership.Last year in 2021, Roy and All City, helped 207 families selling over $84M in real estate volume throughout northern California. While some may define success through accolades, sales volume, and commissions, Roy is concerned about delivering an exceptional home buying and selling experience.Improving the relationship between the realtor and the community they serve through social responsibility is the heart of Roy's success.Roy's experience as a community advocate has transcended over to his passion, serving as a realtor through a social justice lens creating generation wealth and legacy for everyone.Additional links: All City Homes Roy on Instagram All City Homes on Instagram Podcast: The Color of Law Check out lots more interviews on the podcast here Do you have ideas for topics for our podcast? Email me at email@example.com Visit me at KatieLance.com for more info about my speaking, consulting and our # GetSocialSmart Academy Follow me on Instagram for more behind-the-scenes into my life and business @katielance (Enjoying this podcast? Tag me on IG and let me know!)
In today's episode host Paul Jamison shares some practical strategies of how to set and track a budget. Try Jobber Best Business Practices for Landscapers - Audiobook Best Business Practices for Landscapers - Paperback Gulf Coast Bookkeeping TheHardscapeAcademy.com LawntrepreneurAcademy.com (Podcast Save 10%) Follow us on social: IG - @greenindustrypodcast IG - @pauljamison YouTube - Paul Jamison YouTube - Green Industry Podcast
#59: Colorado boasts some of the best natural hot springs in the country. And Denver is within close proximity to many of them. These naturally-occurring hot springs are full of minerals that have been used to soak away stress for decades. They were even prescribed for ailments and digestive issues back in the early 1900s. Today, you can experience these “healing waters” for yourself and come away refreshed and relaxed. So, whether you're looking for relaxing indoor pools, a private mineral soak, or a way to unwind after a day of skiing, these hot spring resorts near Denver don't disappoint.And the best part is that these mineral-rich hot springs are just a few hours west of the city so you can visit them anytime of year. Listen in as Ryan and Carrie share the 5 closest hot springs near Denver that are within just 2-3 hours drive.For more information and resources from this episode, visit our website HashtagColoradoLife.com or follow us on @HashtagColoradoLife on Instagram.
Justine Beauregard is a Marketing Strategist + Coach for compassionate entrepreneurs. Since 2008, she's become known for maximizing bootstrapped budgets and increasing profits by 600%+ while reducing spend by 50%+. Let's dive in!
SponsorsRippling: https://cloudaccountingpodcast.promo/ripplingClient Hub: https://cloudaccountingpodcast.promo/clienthubBaCo Tech: https://cloudaccountingpodcast.promo/bacoShow NotesComing soon! Get in TouchThanks for listening and for the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and, if you like what you hear, please do us a favor and write a review on iTunes, or Podchaser. Interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus, and NOW, you can see our smiling faces on Instagram! You can now call us and leave a voicemail, maybe we'll play it on the show. DIAL (202) 695-1040Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribe Apple Podcasts: http://cloudacctpod.link/ApplePodcasts Podchaser: http://cloudacctpod.link/podchaser Spotify: http://cloudacctpod.link/Spotify Google Play: http://cloudacctpod.link/GooglePlay Stitcher: http://cloudacctpod.link/Stitcher Overcast: http://cloudacctpod.link/Overcast ClassifiedsFuture Firm: https://futurefirmaccelerate.com/Accounting Podcast Network: https://accountingpodcastnetwork.com/Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAd Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Why not let the listeners of The Cloud Accounting Podcast know by running a classified ad? Hit the show notes for the link to get more info.Full Transcript Available Upon Request - firstname.lastname@example.org
Beate Chelette is the Growth Architect and Founder of The Women's Code and provides strategies blueprints and results-oriented, tangible tools and techniques that unify your teams, give you clear steps to improve your business systems, and strengthen your leadership skills.A first-generation immigrant who found herself $135,000 in debt as a single parent, Beate bootstrapped her passion for photography into a highly successful global business and eventually sold it to Bill Gates in a multimillion-dollar deal. She is amongst the “Top 100 Global Thought Leaders” by PeopleHum and “One of 50 Must-Follow Women Entrepreneurs” by HuffPost.Recent clients include Chevron, Merck, the Women's Legislative Caucus of California Cal State University Dominguez Hills, the Association of Corporate Growth, Advertising Agency TracyLocke and thousands of small businesses.Beate is the author of the #1 International Award Winning Amazon Bestseller “Happy Woman Happy World – How to Go from Overwhelmed to Awesome”–a book that corporate trainer and best-selling author Brian Tracy calls “a handbook for every woman who wants health, success and a fulfilling career.”https://beatechelette.comPlease do me a favor, subscribe, leave a positive review on iTunes, follow us on Instagram and share if you know anyone who would benefit from this or other episodes!Do you want to work with me? Reach out and let me know!https://www.instagram.com/youwinninglife/Thank you for joining me on this ride!Jason Wasser Therapist/CoachOnline Tele-Therapy & Coaching
Christopher went from working in NYC with the GAP to moving to Utah for Riley Blake Designs. Learn how he went from being a quilting blogger on the side to making quilting his full time career.
Today on Video Marketing Madness - Studio Set Up for Small Space-Small Business. Ray guides us through options for green screen, lighting, mics and cameras Ray has a portable green screen that's 92” wide and works well. Here are the links to videos to how he found the screen, and unboxing and setup: https://youtu.be/1xW77SYZtwc - https://youtu.be/8-aSwLyKw7U The Movo L1 lapel mic works great with your smartphone. Ray uses the Movo GR2 mount and stand. It comes with a mount for an LED front light. Ray suggests two green screen back lights and those can be mounted from a drop ceiling Today's episode is made possible by Movo! Get great microphones, stands and lights for your videos at http://www.rayslinks.com/movo
The state of Wisconsin provides entrepreneurs with a wide breadth of business entities with which to organize their enterprises. To answer the question which is the right one for you, you must understand what each has to offer, and also their unique drawbacks. Read the full article here: https://www.oflaherty-law.com/learn-about-law/the-best-business-entity-type-for-wisconsin-small-business Certain types of entities are great for securing funding, while others provide attractive tax incentives, and some are simply chosen for their simplicity in functioning. O'Flaherty Law now serves over 105 counties across Illinois, Iowa, and Indiana. If you have any questions regarding a case or would like to speak to one of our attorneys after watching a #LearnAboutLaw video, give us a call at (630) 324-6666 or send us an email at email@example.com to get in contact with someone from our team. Subscribe to our channel for daily videos dedicated to all things law and leave a comment with any questions about this topic. Find us online for more legal content and to stay connected with our team - Website: https://www.oflaherty-law.com/ - LinkedIn: https://www.linkedin.com/company/oflahertylaw - Instagram: https://www.instagram.com/oflahertylaw - Facebook: https://www.facebook.com/oflahertylawGroup/ In this video, we will explore business entities in Wisconsin, look into entity definitions, and provide you with a basis to start your search for the best business entity for you. Specifically, we will answer the following questions: What business entities does Wisconsin offer?, What are the tax implications of these different entities?, What are the liability implications of these entities?, What is the best business entity type for Wisconsin small businesses?, and What business entities does Wisconsin offer?
Jordan co-founded Medley with her mother, Edith, because throughout her life, she's felt the power that comes from being part of a team, and felt the void when it's missing. Prior to founding Medley, Jordan worked in media as Chief of Staff at Mic and was a consultant at the Boston Consulting Group. She received her AB from Harvard College and her MBA from Harvard Business School, where she was a Baker Scholar.To learn more about Medley visit withmedley.comFor all of your jewelry needs find us at theclearcut.co
Senator Joni Ernst, native of Red Oak, Iowa, has dedicated her life to her state and country, having served in the military for over 23 years and now in the United States Senate.In November 2014, Joni was elected as the first woman to serve in federal elected office from the State of Iowa and also became the first female combat veteran elected to serve in the United States Senate. In Washington, Joni serves on four Senate committees of major importance to Iowans: Armed Services; Agriculture, Nutrition and Forestry; Environment and Public Works; and Small Business and Entrepreneurship.Joni is focused on growing a vibrant economy and ensuring the government runs effectively and efficiently which means cutting out-of-control spending, reducing taxes, eliminating harmful regulations and balancing the budget.Born and raised on a farm in Montgomery County, Joni's parents instilled in her the values important to Iowans: hard work, service and sacrifice. As a mother, soldier and independent voice, Joni is committed to bringing these values to Washington, D.C.Joni received her undergraduate degree from Iowa State University where she joined the university's ROTC program. After graduating, Joni joined the U.S. Army Reserves. In 2003, Joni served as a company commander in Kuwait and Iraq, leading 150 Iowa Army National Guardsmen during Operation Iraqi Freedom. Joni retired as a Lieutenant Colonel in the Iowa Army National Guard after 23 years of military service.Known for her independent leadership and commitment to public service, Joni previously served as the Montgomery County Auditor where she worked to eliminate wasteful government spending and protect taxpayers' hard-earned dollars. As a state senator, Joni fought to balance the state budget and helped turn Iowa's $900 million budget deficit into a $1 billion surplus. In addition to her work to balance the budget, Joni worked tirelessly to grow jobs and the economy, cut taxes, improve education, and reduce the role of government in Iowans' lives.
830- In one of our many successful lawsuits against the Pentagon, Federal District Court Judge William Alsup described the American Small Business League (ASBL) by saying, “So it would be more like a David and Goliath. You get to come in there and be the underdog again against the big company and against the big government.” Over the last two decades, the ASBL has been the strongest voice in American to protect all federal programs established by the 1953 Small Business Act, and to assist the nation's 30 million+ small businesses and small businesses owned by women, minorities and service disabled veterans. Most Americans don't realize the Small Business Act of 1953 is the single largest economic stimulus program ever passed by Congress to create jobs and boost the middle class economy. Today that law mandates that a minimum of 23% of the total value of all federal contracts and subcontracts be awarded to small businesses. Extensive litigation and research by the ASBL has exposed that in reality, legitimate small businesses in America have never received the full 23%. The real number is no more than 3% of all federal contracts and subcontracts. That is a short fall of more than $300 billion a year. In the national media and in federal courts, the ASBL has had a larger presence than all other organizations that claim to represent the interest of small businesses combined. To date, the ASBL has won over 100 Freedom of Information legal battles exposing the rampant fraud in federal small business programs. ________ Want your customers to talk about you to their friends and family? That's what we do! We get your customers to talk about you so that you get more referrals with video testimonials. Go to www.BusinessBros.biz to be a guest on the show or to find out more on how we can help you get more customers! --- Support this podcast: https://anchor.fm/businessbrospod/support
Today we spoke with serial entrepreneur Dave Parker about his new book, "Trajectory Startup." In his book, Dave outlines plans and tips for those looking to start a business or any sort of professional endeavor, with personalized business models and financial templates. Listen in for Dave's advice on the trials of getting started, developing a business for the right reasons, and the crucial challenge of diversifying the modern workplace. Subscribe to Ideamix Radio and stay tuned for new episodes every Thursday. On Ideamix Radio we speak with entrepreneurs, solopreneurs, career changers, experts, and enthusiasts for insider tips that help you build the life, business, and career you want. Ideamix is the go-to destination for entrepreneurs to turn their idea into a business. Check out our website at www.theideamix.com. For comments, questions, podcast guest ideas, or sponsorship inquiries, please email firstname.lastname@example.org.
Try Privy for FREE today Follow Ben on Twitter Check out Privy Masterclass Download The Ecommerce Marketing Calendar Try The Shopify Store Grader Check out The Ecommerce Marketing Playlist Get your copy of The Ecommerce Marketing Calendar Get your copy of The State of Shopify Report Join The Ecommerce Marketing Community Check out our book, The Ecommerce Marketing Handbook Privy store Ecommerce Marketing School is sponsored by Printful.
In this episode, Managing Director of Sagesse Lumiere, Dr. C. Adam Callery, talks about small In businesses in the wake of the Covid-19 pandemic. Today, Dr. Callery talks about the implications of the pandemic on future business strategies, the importance of agility, and understanding cashflow. How often should a business of any size check their financial status? Hear about some emerging trends, three critical activities for success, how Dr. Callery helps other entrepreneurs, and get his valuable advice, all on today's episode of The Healthy, Wealthy & Smart Podcast. Key Takeaways “Never confuse faith that you will prevail in the end.” “If you want to be successful moving forward, you have to be ready for these unexpected changes.” “You can't be afraid to act fast, but you don't want to be reckless.” “You have to take a step back sometimes and attack a problem formally.” “I cannot just assume that because my bank account has money in it that I'm actually in a good position.” “You have to position yourself, or maybe carve out specific time, for you to really learn your industry.” “You have to be close enough to the operations to know what's going on.” “It is extremely important, whether you're an existing business owner or a new business owner, to truly understand what cashflow means.” “You can do it. You can actually be an entrepreneur. Just go out and do it.” “Bring people around you who have the knowledge that you need, because you're not going to know everything, and if you adapt that knowledge, you'll be successful.” More about Dr. Callery Dr. Callery is an entrepreneur and higher education educator. For the past eleven (11) years, Dr. Callery has worked directly with the start-up and emerging business communities at a national level. For ten of the eleven years, Dr. Callery has held the roles as facilitator and trainer for two (2) nationally recognized small business growth programs, the US Small Business Administration's Streetwise MBA Program in Chicago and the Goldman Sachs 10,000 Small Businesses Program. His company, Sagesse Lumiere, a small business coaching and consulting firm, was established seven years ago to complement the work he was doing in these programs. To date, Dr. Callery has advised over one thousand small business founders while participating within the national programs cited above. Dr. Callery, as a coach and consultant, works with small business owners on approaches to effectively build value by deploying new business practices and processes to improve financial performance and operational efficiency. Prior to working with small business owners as a business coach, Dr. Callery worked for several Fortune 1000 companies such as IBM, Dow/Dupont, Pepsi, United Airlines, and First National Bank of Chicago. His broad industry experience has prepared him to be a capable business consultant. Since leaving the corporate arena, he has become a trusted advisor for many small business founders. As a higher education educator, he has served as an Associate Dean for workforce development programs and currently works as a tenured faculty member for Harold Washington College, one of the City Colleges of Chicago. Dr. Callery has earned a Bachelor's in Chemical Engineering from Illinois Institute of Technology; a Master of Business Administration from University of North Carolina, Chapel Hill; and a Doctorate in Higher Education from National Louis University, Chicago. Suggested Keywords Healthy, Wealthy, Smart, Small Business, COVID-19, Research, Success, Cashflow, Entrepreneurship, Mentorship, Finance Resources: The Goldman Sachs 10,000 Small Businesses Program WSC1998: AVOIDING THE BLUES FOR AIRLINE TRAVELERS To learn more, follow Dr. Callery at: Website: https://sagesselumiere.com Twitter: @callerysagesse Instagram: @callery_sagesselumiere LinkedIn: Dr. C. Adam Callery Subscribe to Healthy, Wealthy & Smart: Website: https://podcast.healthywealthysmart.com Apple Podcasts: https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify: https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud: https://soundcloud.com/healthywealthysmart Stitcher: https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio: https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927 Read the Full Transcript Here: 00:03 Hi, Dr. Callery. Welcome to the podcast. It's an honor to have you on. So thanks so much for joining me. 00:10 I'm so happy to be here. And so glad you invited me to attend your podcast. 00:14 Oh, this is great. And you know, like I said in the, in the intro, you were our lead instructor for the Goldman Sachs 10,000 Small Business program. So I owe a lot of my being a therapist and having to be a business owner to now being a business owner who happens to be a therapist to you and the rest of the staff and business advisors. It was really life changing. So thank you so much. 00:40 Well, I think I thank you for being a participant in the program. It's a hard program, we asked a lot of you for an extended period of time. And I have to say, I cannot do it solely by myself. It really is just a good strong team that covers so many different areas of business management that's needed for most small business owners. So I'm just having to have good people around me, that helps make the process very smooth. 01:05 Yeah, absolutely. And today, we are going to talk about sort of small business owners, and the effects of COVID-19, which we have been in for the last 18 months and doesn't look like it's ending anytime soon. But we are back to work. There are mitigation factors in place. But now, how do we position ourselves for the long term in this new world? So my question is, what are some of the lessons you have learned over the past 18 months? And what are the implications for your future business strategies? 01:50 Well, I think that's a great question. Because myself, I'm also a business owner, I am a small business coach. And I would have to say for the last 18 months, that's been a question that's been raised many times, I can think back to March, when we first moved into COVID. Everything shut down. And to be honest, it seemed very dark at that time. And then for the next three to four months, I was working with a lot of small business owners, and we were having those discussions, what are what's next, you know, how do I get out of this. And in fact, if you started to look at the newspaper, you'll see headlines saying this is the worst crisis since the depression or behind closed doors, there's calamity. And when you read those phrases, it actually diminishes your ability to be a leader, and organizer of your business. And so what I had to do as a coach started having different discussions and say, we must look forward. And the way I did that was having a time with individuals to stop and say, Hey, if we take a look at the Great Depression, or the great recession of 2008, those same phrases were being said then, yet, we were still standing in 2020. So we have to believe that we're going to pass through this period as well. And so the discussion became, how do we do that, and in most cases, and then bring back or I should say, shorten your horizon from looking out two to three years, to just make it now bring it down to three months down the six months, make it manageable, it was easier for you to see out three months, it's easier for to see how six months, and then just be very tactical. And so during that last quarter of 2020, through the beginning of the initiation of 2021, many of the conversations with business owners have centered on that, how can we focus on some short tactical goals that keep the lights on, they keep my current employees satisfied, so they stay with me to make sure the customers I do have still like the services are providing or the product that they're buying from us. Therefore, we have to maintain the same level of quality. So just being very tactical that way. And then hopefully, when we're on the other side, we can then return to a posture where we're thinking longer term. 04:06 And all that, to me just sounds like a small business owners that we have to be really agile, and we have to be able to pivot. And so can you speak to a little bit more about agility as a business owner, and how we can foster that if it's something that we're not used to? 04:28 Well, agility, you know, it's a strong word, right? So it means that we're flexible. But again, coming through this COVID period, it didn't seem like flexibility existed. Everywhere I turned, something was shutting down. So I've seen closer to the end, then something that was gonna be an opportunity in the future. And I came across a quote, it came out of the book called Good to Great. That was written in 2001. And I wrote it down someone just read it verbatim because it's a unique quote, but I think it addresses issue. It says never confused. That you will prevail in the end. So that saying this thing of, I have faith that I'm going to win, I have faith that my business is going to win, it's going to be successful, and I'm gonna make a lot of money from it, or I'm going to be fame, I'm going to become famous from it, you have this faith, you got to have this confidence, that's probably a better word, I got to have the confidence that I will make it through. But here's what the rest of the quote says it says, I can never lose that confidence. However, I must have the discipline to confront the most brutal acts of your current reality. So the current reality of 2020 was, everybody's impacted at the same time, my competitors, my peers, people across the ocean, everyone is getting hit with this calamity. So now I have to think out of the box, and I also have to think very practically, so that's where the agility comes in, I didn't have a lot of time to wait six months to see if it's gonna work, because I may not be here. So I may have to take some cost cutting measures that are going to be very draconian, but necessary, I may have to talk to my staff and negotiate with them, and maybe get them to take a cut and pay, letting them know I'm trying to keep everyone alive here, I may have to talk to my customers in a different way and find out, are you still here? You know, are you still viable, because my customer is also impacted by this. So then I can sort of forecast what my sales potential could be. Because many of the customers went out of business for many of my clients. So agility means that you are being sorry, that you're focusing on today. And you're being very practical, very tactical, you're using your experiences, from your I should say, your past experiences as a business leader, and a business owner. But you also are willing, and here's the key, you are willing to take in advice from subject matter experts who are in your industry, and also outside your industry to help you navigate this because this was so unknown, a lot of unknown territory that we were crossing through. 06:55 Absolutely. And I would also think that in that time, I'll use the example of the physical therapy profession, but kind of acknowledge acknowledging emerging trends during this time. So for the physical therapy world, certainly here in New York City, we were close, literally shut down ghost town from March to almost June or July of 2020. So what do you have to do to keep things going? So the emerging trend was telehealth? Yeah, telehealth has been a trend and it has been coming up and coming up. But I think as a PT, if you didn't acknowledge that that trend existed, and didn't hug that trend, like it's your best friend, you you were in trouble, right? So what other kinds of trends Did you see within the small business world that people had to acknowledge and embrace in order to not only bring them through 2020. But I'm sure a lot of those trends have continued well into this year. 07:56 I agree 100%, the hardest trend, and I don't know if I can call it a trend, that's probably more of an action, the action that I may have to return to what I was before. And what I mean by that is, maybe we're a sizable business, you had 50 employees, or maybe employees and contractors working for you that accounted for about 50 people that you're responsible for, had a fairly good customer base that you're working with COVID hits and everything shuts down. Now, you may have to go back to what you were three years earlier, that's when you started the business where you were a smaller company, not as nimble because you were smaller, but you were very focused and very targeted. And that was the trend, I was saying that people say I'm at the roll back to where I was before. And that by rolling back doesn't mean I'm failed, which is another trend element. It doesn't mean I'm failing, it means I had to adjust, you know. So it's realizing that businesses aren't always going to go up with hockey stick and grow, grow, grow, grow without interruption, that there will be these troughs. And if I hit a trough, I may have to back up a little bit. In this case, people have to back up a lot. A great example of that would be the restaurant community. Here in Chicago, I've seen it all over where people physically had to change the menu, they may have 30 items on the menu. And they just took duct tape and started covering over things and reduce the menu down to something that they could manage based on staff based on a cost of the ingredients based on just pure demand, because now they're doing just takeout services, no longer doing to sit in services. why they do that, because I have to still pay the rent, I still have to pay some utilities, I still have to pay something. So I have to have some money coming in. And I want to be here for the next day. So I may have to swallow deeply. And Take another deep breath and say I have to go back to where I was maybe when I started the business so I can survive this period not knowing if you remember not knowing back in April, how long is this going to go? Because the predictions were two months, six months, two years, five years. Nobody knew. So You had to be very specific and very intentional about how far you will go back in time in order to survive and be here for the future. 10:09 Yeah, I mean, gosh, back in March, when New York City shut down, I was like, ah, six or eight weeks, we'll 10:15 be back up and running. Let's see, 18 months later, 10:21 not quite back to where we were. But getting closer. But to your point, yeah, I thought it would just be like six or eight weeks. And this will be a little adjustment that I'd have to make in my business. But it, it actually turned into a long term adjustment that I love. And I'm glad now that it's part of my business. So that ability to pivot quickly actually turned into a big positive for my company, because now I can actually see more people because I don't have to see them in person. 10:51 I agree. I agree. And I stole something else out to you. It's not so much of a trend, but it's probably a revelation. So we know a lot of business owners have different backgrounds, and they come from different walks of life. And so if we put an academic hat on, we have individuals coming out of MBA programs, and they have knowledge around business. The key is what does an MBA program teach? What MBA program teaches is that you need to go out and look at the environment that you're in. So that means you research on what some of these latest trends are. When we have a situation like COVID, I know many business owners typically don't worry about what the trends are, they worry more about what's going on in their daily environment in their community, and their marketplace, and they're just focused on can I sell something tomorrow, I think COVID has opened up a new reality that if you want to be successful moving forward, you have to be ready for these unexpected change as well. How can I reduce the number of unexpected changes, I start to do some research, I start to do some reading in my industry and also outside of my industry. So I can see those trends that you were talking about earlier. So telemarketing has been or tele health rather, has been around for a long time. People talk about it, but it wasn't economically feasible. Then when I need it, those who knew about it jumped on it. So but I had to know about it, I needed to have that information. So this is an important time as business leaders now to say, what else do I need to know? Do I need to join my industry associations? Do I need to go out and and go to conferences, go to particular training programs, where I can start to learn about what is going on around me so I can be better equipped for the next situation may not be a pandemic? Or it could be droughts, if you're out west? Who knows? It's going to be something so how can I be prepared for the next something? 12:39 Yeah, because you know, something that you had brought that you brought up in our kind of communication before we recorded this is and I like this phrase you put in quotations, you can't be afraid to act fast. But you don't want to be reckless. Yes, yeah, right. And so by doing the research, you can act quickly, and not in a reckless manner. Because you know where you are, you know, what the industry is holding, and you've got that research. So you can act quickly with authority. And with some sense of operation. 13:15 I agree. And ask where, you know, we want to say, you want to be intentional. And that's what that word really means. And especially when we're in our programs, we use that word a lot. But it's good to unpack it. So you just mentioned and that reckless, and I'm not trying to be strong willed. So when I'm talking to my employees, I'm trying to hit them over here with a club, but I'm intentional. So I have I know where I want to go, I've taken the time to do some research. So I've set a goal in mind, I've also decided on a path that we can take, but I'm also willing to ask around to see if that's the best path. So that's where I'm not being reckless, I'll go ahead and qualify it by talking to other subject matter experts, talk to other people in the industry and say, This is what I want to do based on my capabilities. What do you guys think? What do you people think? And that can help me then to minimize risk? Because we'll never eliminate it. We're just trying to minimize risk. So we can be successful. 14:10 Absolutely. And so now, we've we've sort of identified research we have we spoke to people, we got advice. Now we want to move forward. So we need some sort of formal operations. So these operations, as you said, they kind of revolve around three critical activities. So can you share with the listeners what those critical activities are, to make that those formal operations successful? 14:38 So I can that'd be beautiful. We've met through the Goldman Sachs program and what I've learned over the last 10 years in that program, is that you have to take a step back sometimes and attack a problem formally. And so we start off with the purpose, what is your business purpose? And what that means, of course, is what do you think? to do in your marketplace, who you're trying to sell to, why you're doing it, why are you actually involved in this work? The second thing we try to do is examine how we actually do the work. And this is the operational piece. So how do we actually do the work? How do we earn our revenues? How do we manage our team? How do we actually produce the product or service? Are we doing it efficiently? And then the last piece I call her reflection, but that's the research piece. I've been doing this for five years, I've been doing it for 10 years, is this the best way to do it now, based on the changes in the business environment, changes in government regulations, changes in social trends, changes in the number of competitors, or the type of competitors that so the three pieces are looking at my purpose? Why did I get into this business? Why do I want to do this or continue to do this kind of work, I look at my model my business model in general, and think about how I currently conduct business and see there's a better way I can do it more efficiently, more effectively. And then last but not least, I have this reflection or research activity that I do continuously continuous learning to make sure I understand my marketplace, understand my industry, understand what's happening with competitors around me also start to probe and find out are my customers still satisfied with what I'm doing? And if not, what do I need to do to reach them? 16:21 Yeah, and I'm glad that you said that you're continuously looking at this, because this isn't something that you do when you start your business, you assess your purpose, your model and solutions and reflect. It's not like you just do it once. Yes. Like how often would you say do you recommend even the business owners that you work with, kind of go through these three critical activities? 16:47 Well, I think we can take the model from the corporates. Now you understand corporations are huge, billion dollar places, but they are billion dollar places for a reason. And that is because they do take the time to annually look at what they do, and assess whether or not is making sense. So if I was any business owner, I don't care what size you are, I would make it a point to say maybe in the fall, that November period, Christmas period, when it's kind of quiet, people focused on vacation or focus on the holidays, you take that time, sit down with your management team and say, hey, let's think about how our last year went. Is there something that we want to do better, right doesn't mean that you did anything wrong? Is there something that I can improve upon? Or are there some new things coming down the pipeline that I need to be aware of, or we'd need to be aware of, that we need to plan for starting in January. So doing an annually isn't a bad practice. And if you do it formally, and you do it every year, it just becomes part of your routine. And you'll start to think about the questions you want to ask each other during those sessions. And you'll be able to flesh out what is happening with the business. In fact, you probably want to go ahead and bring in some of your key employees that sit them around a table, get some insight from them on what they're experiencing, when you're engaging your clients, when they're engaging your suppliers, or if what they see, in general, they may see some things in the market that you have missed. And it's a good time to sit back and get their feedback as well. 18:16 And how often would you say suggest to a business owner small of any size, but let's say a small business owner, to really look at the financials of their business once a quarter every month, every week, every night before you go to bed? Like is there overkill? Or? Or what? What are your thoughts on that? 18:40 That's a tough question is a tough question, right? Because Is there any should you have any limit on when you look at your numbers, because for instance, everybody will tell you, you need to know your numbers. So if I'm sitting in front of an investor, or a banker, they're going to say you need to know your numbers. But I guess the question is, what are they really asking me? They're probably just asking, do you know enough about your numbers to tell me whether or not you're profitable? That's really the question they want to know. And they want you to be able to tell them that, tell them you're profitable in a confident manner. And they can easily see if you're sort of dancing around the question, right? Because you really don't know your numbers today. They can sense that in the way you respond, your eye contact, and so on. So to your direct question, how often should I look, if I put on my accounting hat, we typically look once a month. So every month we take a step back, and we see how the business is performing financially. In order to do that, we probably need to have some type of system in place. That could be a QuickBooks system, or it could be a cell spreadsheet. It depends on the complexity of your business. And that's when we have to define a small business. So small business can be defined as any business with less than 500 employees. That's a big business. But let's say I'm a mom and pop I have less than 10 employees. In fact, I am the key employee and everyone else is a contractor. If I'm that size, once a month is probably still appropriate, I need to take the time to stop. And look, I cannot just assume that because my bank account has money in it, that I'm actually in a good position. So if I take the time, look at it once a month, that's probably enough. The furthest I would like to go out is probably three months, you know, quarterly, but want to go beyond that. Because a lot can happen to a business in two days, let alone in 90 days. And if I'm not keeping track of my numbers, I may find myself in a very dire cashflow position, and maybe find myself going out of business fairly quickly. 20:42 Yeah, excellent advice. Excellent advice. Thank you for that. And you know, as we start to wrap things up, what would be if you could give one or two pieces of advice to let's say, a new small business owner, so their business is less than a year old? What is your best advice for those business owners? 21:04 I think it's extremely important for the person just getting started to do some of the things we're talking about earlier, you have to position yourself or maybe carve out specific time for you to really learn your industry. So that could mean joining an industry association, going to those industry association meetings. So that's gonna take time, read some of their white papers that they generate about your industry. So for instance, I was at one time I was looking at buying a limo service, I love this guy service used to take me to the airport all the time, all his drivers were professional, his cars were clean, well maintained. And all I knew about the business at the time was the fact he took me in a limo to the airport. But that's not knowing the business. So I went ahead, I contacted limo Association, they sent out to me information on the business, you know, on the industry, the cost factors, the maintenance issues, some of the trends in the industry. After reading all those materials, and learning that it was a very highly capitalized business, I realized that it wasn't for me, at that time, still like the business. But I knew I was not in a position where I had enough capital to keep the cars up to spec to meet the requirements of running a limo business. So if I'm starting a business, whatever it is, I need to know as much as possible about that industry and the business model itself. How's the business make money? What are the cost factors? What are the what are the cost influencers, I need to know that like the back of my hand, then when I'm running the business on a day to day, I need to be in the business to see how it really operates. I've met some people that have started a business. And I've started another one that started know when I started another one. And I now ask them I said, Well, how do you possibly run three businesses at the same time? Well, I got people working for me. And what comes to mind is something someone told me many years ago, is that you have to smell the people. And what this is gain from Business School, and the professor was saying, you have to be close enough to the operations to know what's going on. And if you're too far away from it, there's too many things that can happen to the operations that will shut you down. And so if you're just getting started, your focus needs to be in the business and getting the business to a place where it's stable, and is sustainable. That usually means creating cash reserves, that usually means bringing in solid employees, it usually means having a great understanding of your customers so that you know you have returning customers that'll help keep the business afloat. 23:42 Excellent. Thank you so much. I know a lot of people that listen to this podcast or maybe budding entrepreneurs, they've been in business for maybe a year or two. So I think that advice is really great for that group. Now, is there anything have we not covered something that you were like, I want to hit this point during this podcast? 24:02 I think it's important, we haven't used that key phrase. And that's cash flow. It is extremely important whether you are a existing business owner, or a new business owner to truly understand what cash flow means. And so when we talk about cash flow, what it means in general, is that we're talking about the money that's coming in. And that's where most people focus is, Hey, I'm making revenues, things are going well. But you can't just stop there, you got to think about the cash outflow. And people say I write the checks every day, I know how much money is going out. The third piece is timing. You have to think about when the money has to be paid out. When does that liability has to be paid out, and whether or not I'm going to have enough cash on hand to pay it on time. Because once I default on that payment, I'm now in trouble. The bank is knocking at the door. My creditors are knocking at the door, my investors are knocking at the door and I'm going to have problems paying my employees so on and so on. So cash flow is very important. And it's important from the standpoint of you have to truly understand the definition of it. And what it means is inflow is outflow. And it's also timing. When is the money coming in to pay those current debts that I have? Will I run into a situation where I don't have enough coming in to pay those debts? And if I do, what am I going to do about it? Am I going to reach into my personal account and pay it? Am I going to run down to the bank and ask for a line of credit? Do I need to run out and find investors? Who can give me additional cash to help me close that gap? So cash flow is critical? 25:36 Yeah. And I think, as you were saying that the thing that popped into my mind is, ooh, this is why Ponzi schemes ultimately fail. 25:44 Yes, yes. Because the money stops coming in. And their commitments outweigh our Yeah, extend beyond the, the amount of money that's coming in. 25:54 Right. Right. Yeah, that is why a Ponzi scheme fails. And, and I agree that cash flow is so important. And it's something that I didn't really wrap my head around fully until the Goldman Sachs program. You know, I knew like, yeah, money's coming in. But once I started doing cash flow statements, I was like, Ah, okay, yeah. Now I got it. No, I know, I can now I understand this as, as one of the three sisters, you know, your cash flow statement, your balance sheet, and your income statement. 26:32 Exactly, exactly. And it's the cash flow statement, and we never talk about, you talk about it. If you again, be school, we talk about all the time, but most people just stop at the income statement. In particular, they stop at the income side, then when you introduce the balance sheet, I don't see why I really need it. I don't have any assets. But they don't combine the two to come up with the cash flow. And that's what you really want. 26:53 Yeah, yeah. Excellent. All right. Now, where can actually let's talk before we before I asked, Where can people find you? Why don't you talk a little bit more about your business? And how you help other entrepreneurs, your coaching business and what you do to help entrepreneurs? 27:12 Well, what I do is I focus in the business development area, as well as the operations or organizational development area. And what does that mean? So I come in as a business coach, not as a consultant, I sit down with my clients, and we have discussion. So it's like we're doing now and we focus on the issues that are facing them. So in a business development side, for instance, such as a marketing issue, we're not talking about social media, what we're talking about is more around a target market. Have they identified the right persons, or the right audience? When it comes to marketing? Also, you got to think about the delivery of the product and service. Are there some challenges in terms of quality, some challenges in terms of delivery, that they're facing? And then we start to peel back a little bit? And this is where we get into the operations? Why are you having those challenges? Is it a capability issue is a capacity issue, these things have to be fixed, or the marketing, social media really won't matter? So I focus on a business development sort of working backwards? What are you trying to sell? What are you servicing? How are you working with your clients? And what are your business capabilities, what is what is your business capacity, in order to essentially achieve the goals that you've set for the business or to meet your current demand for your customers, those are all very important pieces, because most businesses will suffer or in a trough when they get to that third and fifth year when they try to scale up. And they always find, hey, I have this resource deficit. And I usually think it's money but it's not so much money, it's really capacity and capability, they may not have the right people on hand, they may not have the skill themselves in order to scale up and they need to go back, build up those skills so that they can grow. And that's where the coaching comes in and sort of help the build up those skills. 28:57 Awesome. Now where can people find you? 29:00 Well, they can find me right on the internet. I have a website out there, my, my company has a very unique names, it's called suggests luminaire and will suggest and stores wisdom, and then luminaires light. And so right out there on the internet, I have a web page where you can contact me through that or you can come back contact me through LinkedIn. So I do have a LinkedIn profile out there. That's probably the best way most people will contact me through LinkedIn. And then we'll set up an appointment and we go from there. 29:29 Perfect and we will have direct links to all of that at podcast at healthy wealthy, smart, calm and the Show Notes for this episode, so don't worry if you didn't have a pen you can take it down. totally get it we will have one click direct links to all of that. And now, Dr. calorie for the last question, which is a question I asked everyone, knowing where you are now in your life and in your business, what advice would you give to your younger self 29:57 so what I would tell my younger self I'm fully invested in entrepreneurship, I would tell my younger self is that you can do it, you can actually be an entrepreneur. To be honest, when I came out of school or coming came out of undergraduate, my mind wasn't there, my mind was I had to go through this career track, because that's the only possibility that entrepreneur thing, or that small business thing was just too far out there. You have to literally be born into it. It has to be a legacy relationship in order to start a business. Today, I recognize after meeting so many people in this space, that's really not it is really tied to have any interest. People use the word passion, but I go beyond the same passion, you really have that ambition that you're willing to give all in order to accomplish this. And so I would tell my younger self, that you do have that ability, you do have that ambition, just go out and do it. Bring people around you who have the knowledge that you need, because you're not gonna know everything. And if you adapt that knowledge, you'll be successful. 31:03 And I think that's great advice. And especially for a lot of the physical therapists who listen to this podcast, because so often we graduate, and we think, well, I'll work at a clinic, I'll work at a hospital, I'll do that for 40 years, and then I'll retire. You know, it's like, it's never it. Because in school, we're not really given any entrepreneurial mentorship or classes, you really have to seek it out on your own. And so I think that's great advice for any students listening or newer graduates, who think, Well, my mom wasn't wasn't an entrepreneur, my dad or I don't, I don't have any real role models in my immediate family, but that you can do it if you surround yourself with the right people, and you have the ambition and passion to do it. So I think that is excellent advice. So thank you for that. Well, and thank you again, for coming on the podcast and for being a great instructor in the Goldman Sachs 10,000 Small Business program, I can put a link up to that too, if people are interested in learning more about the program because it is a life changing program. It was for me and I'm sure as an instructor, it must have been for you as well. 32:13 Oh, it hasn't. It hasn't, I have to say, I never, I never thought I'd have this experience. It's been now going into my 11th year and I've actually set before 1000 business owners never thought that could happen in my wildest dreams and having the ability to have conversations like we're having now. Again, it's opened up my mind to say the The possibilities are limitless in this country when it comes to being able to create something that you want to create. And that's the beauty of it. So it's it's a fantastic opportunity. Fantastic country fantastic. Time, even though it's difficult time, it's a fantastic time to to do something that you want to do. 32:57 Excellent. And on that note, I will wrap things up by saying thank you again and thank you to all of the listeners for tuning in today. Have a great couple of days and stay healthy, wealthy and smart.
In the lawn and landscape industry typically business is booming in the spring rush and throughout the remainder of the growing season. However, when the temperatures start dropping and winter arrives often times demand decreases. However, our fixed costs usually remain and earning adequate revenue throughout the winter can be challenging. In today's episode host Paul Jamison shares some proven paths to consider of how you can earn more money in the winter. Try Jobber Best Business Practices for Landscapers - Audiobook Best Business Practices for Landscapers - Paperback Gulf Coast Bookkeeping TheHardscapeAcademy.com Follow us on social: IG - @greenindustrypodcast IG - @pauljamison YouTube - Paul Jamison YouTube - Green Industry Podcast
How To Adapt and Pivot Your Business During a CrisisAre you leaning in and pivoting to what's showing up in your business during the pandemic? It is important that you create a powerful future vision for your business that will enable you to easily pivot during hard times. In this episode of the SpeakEasy Podcast, Altovise speaks with Patti Mara, a business coach who's been in the business for over 20 years and the author of UpSolutions. Patti has created several breakthrough business programs that allow entrepreneurs to produce results professionally and personally. She's also a passionate advocate for independently-owned businesses. Listen in to learn the importance of having a powerful and engaging future vision that you can adjust when a failure occurs. “We have to engage and lean in and adapt and learn and pivot based on what's showing up.”- Patti [2:22]What you will learn in this episode: •[1:20] Get to know Patti the business coach, and why she works with brick-and-mortar businesses. •[3:46] How to future-forward your business for better results and positioning.•[7:10] Understanding how to create value for your business, which is your business.•[8:52] Learning to lean into what's not working in your business because it's creating the redirect for you.•[10:38] Have a powerful and engaging future vision that will enable you to pivot your business. Relevant Links:Website: https://www.pattimara.com/
Want to get back on track with your content creating? JOIN THE WAITLIST: https://bit.ly/3acng8DEpisode 55In today's episode we sit down for a one-on-one chat to talk about different career paths and tying your self-worth to what you do. I am a firm believer that what you do is not who you are as a person and often I think we judge people based on their titles and external factors. In this episode we'll discuss:Diving into how what you do is not who you areHow character is what should matter mostLearning to process your feelings, and tap into your intuition after any interactionsConnect With ErinErin's Instagram: @erinelizabethhErin's Website
As Brick and Mortar Business Owners we have a lot to manage, and many times our efforts are wasted because we are not setting ourselves up for future success. We need to be super intentional with what we are doing today in our business, creating the system as we are doing the action so we can duplicate it next time easily - without having to scramble to find the list of details we need to make it happen. There are three take action steps in the episode that I want you to do. 1. Look at your yearly calendar2. Decide what events you can duplicate yearly, monthly or weekly. 3. Create or improve the systems you already have - ideally by having your assistant making them better. Listen HERE: https://feeds.transistor.fm/brick_and_mortar_visibilityAlso, to enroll in my next FREE workshop click the work with me tab at https://www.msmelissarose.com/Rebel Women LIVE!Did you love today's episode and want to support us? 1. Take a screenshot and share it to your IG stories and tag me @brick_and_mortar_visibility and I'll shout you out! 2. Leave us an honest rating and review on Apple Podcasts. Listen to Jessica Klatt Episode: Listen to Lindsey Robison Episode BIO:In 2008, three weeks postpartum, Melissa started her business in her basement while her babies were in the pack and play. With her passion, resilience and nose down, she created a business that has become "The Highlight of Your Week" for her tribe, her team and her community. In 2015 her life shattered when her husband of 15 years walked in the door and asked for divorce. They had 5 young children at the time ages 11 down to 2yrs. old. Little did she know at the time, that that one decision would create the foundation to build the life of her dreams. Along with running a successful brick and mortar business, Melissa is also a visibility coach for brick and mortar businesses, Melissa guides other boss ladies to a flourishing brick and mortar business that provides for their own tribe - creating a legacy for themselves, their family and their community. Melissa is a super mama of five kiddos, enjoys long hikes or playing in her garden. At the end of the day you can find her snuggling up with a self development book with an ice cold beer. CONNECT with Melissa:Website: https://www.msmelissarose.com/ LinkedIN: https://www.linkedin.com/in/msmelissarose/ Instagram: https://www.instagram.com/therebelwomentribe/ Facebook: https://www.facebook.com/groups/therebelwomentribe/
Topics DiscussedColin Powell's DeathUnderstanding the UnvaccinatedThe Attraction and Reality of Multi-Level MarketingOutside of Politics: Group TextsGet our Premium content on PatreonGet our Premium content on Apple Podcasts SubscriptionsApple Podcasts Subscriptions Contact FormSign up here if you subscribe to our Premium content through Apple Podcasts Subscriptions and want additional info about Premium content opportunities.Please visit our website for full show notes and episode resources. See acast.com/privacy for privacy and opt-out information.