Podcasts about Small Business Administration

Against the backdrop of volatility in the banking sector, tightening in consumer and commercial credit may have far-reaching impacts for economic growth.----- Transcript -----Welcome to Thoughts on the Market. I'm Vishy Tirupattur, Chief Fixed Income Strategist here at Morgan Stanley. Along with my colleagues, bringing you a variety of perspectives, I'll be talking about the impact of the current volatility in the banking sector on credit. It's Tuesday, March 21st at 11 a.m. in New York. On the back of the developments over the last two weeks, our banking analysts see a meaningful increase in funding costs ahead, which should lead to tighter lending standards, lower loan growth and wider loan spreads. Our economists were already expecting a meaningful slowdown in growth and job gains over the coming months, and the prospect of incremental tightening of credit conditions raises the risk that a soft landing turns into a harder one. According to the U.S. Small Business Administration, small businesses are those that employ fewer than 500 workers, and between 1995 and 2021, they accounted for nearly 63% of the net new job creation. Today, nearly 47% of all private sector employees work at small businesses. In the banking sector, small banks account for 38% of total loans in the U.S. and 30% of commercial and industrial loans. Businesses rely on C&I loans for short term funding of activities such as hiring, paying workers, purchasing supplies, equipment and building inventories. We now expect this C&I lending to slow down the most based on our prior experience. We also expect that lending to commercial real estate sector to decline given the stresses that are building over there. On the other hand, we are looking for lending to consumer to grow, but more slowly than what we thought before. Beyond their normal lending activity, banks enable credit formation in the economy by being buyers of senior tranches of securitized credit, providing senior leverage to securitization vehicles, which is a major source of credit formation. Well, we don't exactly know how bank regulations will change in response to the developments of last two weeks, there is the potential for bank sponsorship of securitized credit to diminish and thus indirectly affect credit formation. From a corporate bond investor perspective, the view has been that the banking sector fundamentals have been in a good place, and last year's underperformance versus non financials was largely a technical story. The developments of the last two weeks have undermined this thesis. Looking beyond the near-term uncertainty, we believe that the supply risks in bank credit are now skewed to the upside. The emphasis on funding diversity shifting away from deposits to wholesale funding is likely to keep regional bank issuance elevated for much longer. While the Bank Term Funding Program (BTFP) may alleviate the urgency to issue these bonds, it by no means provides a permanent solution. So looking beyond the near-term uncertainty, new assurance from banks, regional banks in particular, is likely to persist. Given that the sector was a consensus overweight and is also likely to see more supply when markets normalize, we see continued volatility and increased tiering within bank credit. Thanks for listening. If you enjoy the show, please leave us a review on Apple Podcasts and share Thoughts on the Market with a friend or colleague today.

Charles McCaffrey is a Navy Veteran with over 35 years of military, government contracting and small business experience; and is a serial entrepreneur, instructor, mentor and ardent supporter of the military community. Charles serves as the Director of the Veterans Career Program (VCP) at Paralyzed Veterans of America (PVA) that provides FREE employment support and vocational counseling assistance to ALL veterans, transitioning service members, spouses, and caregivers. Prior to joining PVA in October 2021, he served as the Executive Director of Eastern Market Main Street (EMMS), a nonprofit, and designated DC Main Streets program, dedicated to fostering a collaborative, connected, and competitive business community in the heart of the Capitol Hill neighborhood in Washington, DC.He was on the staff at George Mason University's Community Business Partnership; and served as Director of the Business Incubation Center (2012-2013) and Director of the South Fairfax Small Business Development Center (2013-2015) before founding and serving as the Director of the Veterans Business Outreach Center for the Mid-Atlantic region from 2015 to 2019. The Veterans Business Outreach Center (VBOC) program (a program of the Small Business Administration) is designed to provide entrepreneurial development services such as business training, counseling, and resource partner referrals to transitioning service members, veterans, National Guard & Reserve members, and military spouses interested in starting or growing a small business. In 2016, he was named Boots to Business Instructor of the Year; and in 2018, the VBOC at Community Business Partnership was named the Veteran Business Center of Excellence by the Small Business Administration.Charles is also active in the broader community; serving as a learning lab partner for the Dog Tag, Inc., Fellows program. He is also an avid storyteller, writer and artist; and has been a mentor with the Armed Services Arts Partnership (ASAP). Charles told his first story on stage in 2017 as a graduate of the Armed Services Arts Partnership (ASAP) Storytelling 101 class; and has since gone on to perform at ASAP's Service to Stage performance (DC Improv in 2018), Story District's annual OutSpoken show (9:30 Club in 2019), and Story District's TopShelf performance (Lincoln Theater in 2020). His first short story (fiction), “Dancing in the Dark,” will be published in a special literary issue of the Journal of Veterans Studies in Spring 2023.

Charles McCaffrey is a Navy Veteran with over 35 years of military, government contracting and small business experience; and is a serial entrepreneur, instructor, mentor and ardent supporter of the military community. Charles serves as the Director of the Veterans Career Program (VCP) at Paralyzed Veterans of America (PVA) that provides FREE employment support and vocational counseling assistance to ALL veterans, transitioning service members, spouses, and caregivers. Prior to joining PVA in October 2021, he served as the Executive Director of Eastern Market Main Street (EMMS), a nonprofit, and designated DC Main Streets program, dedicated to fostering a collaborative, connected, and competitive business community in the heart of the Capitol Hill neighborhood in Washington, DC.He was on the staff at George Mason University's Community Business Partnership; and served as Director of the Business Incubation Center (2012-2013) and Director of the South Fairfax Small Business Development Center (2013-2015) before founding and serving as the Director of the Veterans Business Outreach Center for the Mid-Atlantic region from 2015 to 2019. The Veterans Business Outreach Center (VBOC) program (a program of the Small Business Administration) is designed to provide entrepreneurial development services such as business training, counseling, and resource partner referrals to transitioning service members, veterans, National Guard & Reserve members, and military spouses interested in starting or growing a small business. In 2016, he was named Boots to Business Instructor of the Year; and in 2018, the VBOC at Community Business Partnership was named the Veteran Business Center of Excellence by the Small Business Administration.Charles is also active in the broader community; serving as a learning lab partner for the Dog Tag, Inc., Fellows program. He is also an avid storyteller, writer and artist; and has been a mentor with the Armed Services Arts Partnership (ASAP). Charles told his first story on stage in 2017 as a graduate of the Armed Services Arts Partnership (ASAP) Storytelling 101 class; and has since gone on to perform at ASAP's Service to Stage performance (DC Improv in 2018), Story District's annual OutSpoken show (9:30 Club in 2019), and Story District's TopShelf performance (Lincoln Theater in 2020). His first short story (fiction), “Dancing in the Dark,” will be published in a special literary issue of the Journal of Veterans Studies in Spring 2023.

Attorney Kristen Elmore-Garcia talks of her recent trip to Washington for a session of the U.S Supreme Court, where justices heard arguments that could have an effect on any local lawsuits brought by family members who wish to hold social media accountable for the Tops shootings. Then James Accurso from the U.S. Small Business Administration details eligibility and application guidelines for low-interest loans available as a result of Winter Storm Elliott.

Martha Daniel's technology career has spanned both corporate and government sectors. Ms. Daniel served in the U.S. Navy and had a lengthy corporate career with positions ranging from mainframe programming to chief information officer. In 1992, she formed Information Management Resources, Inc. (IMRI). IMRI has a history of successfully implementing innovative technology solutions that addressed integration challenges for the emerging information technology industry. Today, under Ms. Daniel's leadership and strategic vision of “Translating business needs into technology solutions,” IMRI provides program management for over $300 million in data center operations; currently designing the public safety broadband first responder network (FirstNet); and provides cyber security governance and compliance, information assurance, and operations security solutions using the company's Cytellix Solutions. IMRI is ranked by Inc. Magazine as one of the Fastest Growing Companies in America. A published author and frequent speaker, Ms. Daniel co-authored a book entitled, On the Other Side of Midnight 2000, An Executive Guide to the Year 2000 Problem and most recently co-authored Million Dollar Conversations with 15 entrepreneur women. She is quoted as an industry spokesperson for a variety of publications and has been featured in the New York Times, Black Enterprise Magazine, and LA Times. On numerous occasions, Ms. Daniel has appeared on the “Inside OC” program on PBS, the nation's sixth-most watched public television station. Ms. Daniel has received a number of honors and awards for her business acumen and accomplishments. Most recently in 2014, she was honored by the White House as a Champion of Change, Women Veteran Leader. She was also the finalist for the Small Business Person of the Year by the Small Business Administration in 2016 and received the National Living History Maker Entrepreneur Award. She is an ordained minister and on the leadership team of First AME (Christ Our Redeemer) Church in Irvine, CA. Faith, family, and family business drive her in all she does! Visit IMRI at https://www.imri.com/ You can connect with her on her LinkedIn at https://www.linkedin.com/in/marthadanielimri/ --- Send in a voice message: https://anchor.fm/fromthehart/message

NATALIE C. HALL ECONOMIC DEVELOPMENT SPECIALIST/VETERAN BUSINESS DEVELOPMENT OFFICER Natalie C. Hall is an Economic Development Specialist and the Veteran's Business Development Officer for the U.S. Small Business Administration, North Florida District Office. Natalie joined the NFDO team in April 2012, and enjoys advocating for entrepreneurs and small business owners by helping them access capital, government contracts, mentoring, counseling, and disaster assistance. Listen to this informative Grow Your Business and Grow Your Wealth podcast.  Here are some of the beneficial topics covered on this week's show: What is the SBA: Small Business Administration. Who are the resource partners for SBA? Learn about the unknown programs offered by the SBA. What does it take to become a disadvantaged business?  Common questions regarding the SBA programs.  Understand more about the SBA Certification programs that are available. Natalie explains her role as Veteran Business Development Officer and programs. Connect with Natalie: Natalie Hall Economic Development Specialist/Veteran's Representative North Florida District Office U.S. Small Business Administration (904) 443-1902 Cell - (202)765-9470 Fax – (202)481-4721 Email: natalie.hall@sba.gov Website: www.sba.gov/northflorida Connect with Gary: Website: sbadvisors.cc/ Facebook: facebook.com/SmallBusinessAdvisors LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Not long ago we were contacted by Jayne Armstrong the District Director for the Small Business Administration about a project she was working on with Curtis Baugh who is the Senior Small Business Consultant at the Small Business Solutions Center at the DMACC Evelyn K. Davis Center. The project, in a nutshell, is helping entrepreneurs who are immigrants better understand the American method of small business development. Curtis told us that he has worked with thousands of individuals from a host of nations helping them build a sustainable small business. It really is a remarkable story.  Have a listen. Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour.

And yes, a Happy Valentine's Day to you. It's that kind of a day when an extra hug can make a big difference...even to your pets. Just ahead some of the big business news stories of the day, a look at what happened on Wall Street and an amazing conversation about immigrant entrepreneurs. My guests are Jayne Armstrong from the Small Business Administration and Curtis Baugh who is the Senior Small Business Consultant with the Small Business Solutions Center. Some amazing stories wait for you so...click ahead to learn so much about a topic few of us know about. Also, remember that you can hook up with us all day on Twitter @IOB_NewsHour and on Instagram.  Here's what we've got for you today:  One of the best known restaurant brands is looking to sell; Ford has halted production on a popular vehicle what and why; The results of the Consumer Price Index is out and the reaction; Two major Costco rivals are expanding; The economy under the Biden Administration; Walmart is closing some tech hubs and more; Laying off workers while collecting fat bonuses...ugh; The Wall Street Report; And, college students who say they are...bored. For the Interview you'll meet returning guest Jayne Armstrong from the Small Business Administration and Curtis Baugh the Senior Small Business Consultant from the Small Business Solution Center at the DMACC Evelyn K. Davis Center.  It's an amazing story about how they are building relationships with immigrant entrepreneurs and the results are truly fantastic. To listen, CLICK HERE.  Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour.

On this week's episode taken from Veteran On The Move, Chris talks about empowering veterans through entrepreneurship.For more info and resources visit https://fountainheadcc.comIf you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

Joshua Thompson, VP of Legal Affair at Pacific Legal Foundation, joined Jeff Katz to talk about the case they recently picked up regarding the Small Business Administration denying assistance for Virginia resident Marty Hierholzer due to him being white.

Steve Preston is the President and CEO at Goodwill Industries International. Many people are familiar with Goodwill as a place to donate clothing and home goods or go thrift shopping. But most people don't realize that a significant part of what Goodwill does is help people overcome challenges to find jobs and grow their careers. Goodwill transforms donations into job opportunities by using the revenue from their stores to provide free career counseling, skills training, and résumé prep services that help unlock opportunities for job seekers. Every day, more than 300 people find a job with Goodwill's help. In 2021 alone, almost one-quarter of a million people found jobs with support from Goodwill, and another 120 thousand were employed by the organization itself. And when you make a donation or shop at your local Goodwill you not only help people in your community, you also help protect the planet. In 2021, Goodwill diverted 3 billion pounds of usable goods from landfills. Before joining Goodwill, Steve held leadership positions in the public and private sectors. He served as Secretary of the U.S. Department of Housing and Urban Development and as the Administrator of the U.S. Small Business Administration, leading both federal agencies during times of national crisis. He also orchestrated successful turnarounds as the CEO of two private corporations, and was the CFO of two Fortune 500 companies during times of significant change and restructuring. In this episode, we discuss: How big companies are partnering with Goodwill to transform communities The impact of believing in an individual's potential and helping them communicate it How Goodwill closes the widening skills gaps Key Takeaways: One theme across Steve's career has been enabling transformation. You could call it his superpower. Earlier in his career, he developed a reputation for leading companies through transitional periods. What made him successful was his ability to identify and remove barriers so that employees could show up in the best way possible, allowing the organization to perform at its best. Now, through Goodwill, Steve is removing barriers for marginalized groups that enable individuals to perform their best and attain the skills they need for better employment. This work is impacting lives and transforming communities. It's easy to hide from accountability. To complain about a problem, but say it's someone else's job to fix it. It might actually be someone else's job, like your boss or the government. But you are not powerless. You can find ways to step in, even if it's not your job. You can take accountability for creating the change you want to see. It's hard work to create change, but the reward is so much greater than a paycheck when your convictions inspire you to act. You know the saying that “you're only given what you can handle in life”? You're only given what your courage can handle, what your resilience can handle. Whether or not you believe this, it is a sentiment that has embedded itself into our cultural consciousness. Through this lens, I look back at my life and realize not much was expected of me. Yes, I've had challenges, but nothing compared to the challenges so many others have faced. I also understand why these stories of overcoming are often hidden. People don't always want to share them and risk having their past judged. Sometimes we lock people's identity into what's happened to them or where they've been, not who they are. And let's face it, each one of us has already spent a lifetime being judged by the things we can't hide: our age, our gender, our skin color, our spiritual beliefs or non-beliefs. Why add more fuel to the judgment fire?  For the record, I am in awe of every single person who has overcome a deck that was stacked against them. I am in awe of every single person who had the courage to pivot away from one path and bravely choose a new one. I am in awe of every single person who was able to expand beyond the box society tried to trap them in. I am proud of you for everything you have survived, overcome, and accomplished. From the small things to the big things.  I am proud of you for who you are, and who you are working to become. References: Connect with Steve on LinkedIn Goodwill Industries See 's story and learn how your organization can partner with Goodwill here. Connect & Share: If you enjoy the podcast, would you please consider leaving a short review on Apple Podcasts/iTunes? It takes less than 60 seconds, and it really makes a difference in helping to convince hard-to-get guests. I also love reading them! If this episode resonated with you, I ask you to send it to a friend. Help bring even more visibility to these leaders that are using business as a force for good! Subscribe to the Purpose and Profit newsletter to make sure you don't miss future episodes. This podcast is for you, the listener. I'd love to hear what resonated with you, or if you have a suggestion on who would be a great guest for this show. Please send me a note at info@KathyVarol.com.

  The COVID-19 pandemic has shifted much of the government workforce to a remote work reality over the last few years. Agency officials need to learn how to balance remote work in whatever constitutes the new normal that the U.S. work culture is settling into. Workers love working remotely, so how can that be leveraged for human capital strategy? Bob Westbrooks is the former Executive Director of the Pandemic Response Accountability Committee, an independent committee within the Council of the Inspectors General on Integrity and Efficiency. He has experience as the Deputy IG at the Small Business Administration and is the author of the GovExec post headlined “Remote Work: Transitioning from a Social Distancing Measure to a Human Capital Strategy.” He joined the podcast to talk about his post and remote work. *** Follow GovExec on Twitter! https://twitter.com/govexec

In today's Federal Newscast, a pandemic watchdog flags billions of dollars in potential fraud from programs offered by the Small Business Administration. 

On this week's episode, Chris talks about SBA 7a loans.For more info and resources visit https://fountainheadcc.comIf you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

In this podcast, hosts Xavier and Eddie discuss the various options available for funding an equipment rental business. They cover options such as borrowing from family and friends, personal or business loans, using personal savings, using personal credit cards, and seeking investors. Xavier and Eddie provide insights and tips on the pros and cons of each option, and stress the importance of careful consideration and understanding of one's goals and resources before making a decision. They also encourage listeners to seek advice from a financial professional to ensure that they are making the best decision for their business. They share some statistics like, according to the Small Business Administration, 7 out of 10 new business owners use personal savings to start their business, and in recent years, crowdfunding has become a popular option for entrepreneurs looking to secure funding. Join Xavier and Eddie as they explore the ins and outs of funding an equipment rental business and provide valuable insights on the best ways to secure funding. Products and services we love: Create your free rental store: https://bit.ly/RentleRB Free Fleet Gas Cards: https://bit.ly/AtoBRBpod Get A Free Business Insurance Quote: https://bit.ly/NextInsRB Get $40 for banking with Novo Business Banking: https://bit.ly/NovoRBpod Get $100 for running your payroll with Gusto: https://bit.ly/GustoRBpod Let's Talk About it: Book a spot on the calendar: https://bit.ly/CalendarRBpod Partner with us: https://bit.ly/RBP-PartnerWithus About The Host: The hosts pull from their extensive experience of running an event rental business for over 3 years since 2019 and over 10 year of experience in the event industry. The rental business they run is called Kelly Rentals which grosses more then $1.75 millions (2022) in revenue a year. They Have 4 locations across two metroplex's in Texas (The Greater Austin and Dallas-Fort Worth Area). They also consult with over other event rental company around the country. Support The Podcast: bit.ly/RBP-SupportUS Please Reach Out If you want our teams help to grow or start your rental business please do not hesitate to reach out to us here: xavier@xavierkelly.com Instagram: bit.ly/RBZinsta TikTok: bit.ly/RBP-TikTok YouTube: bit.ly/RBP-YouTube Follow the Host: Eddie Sauceda: https://www.linkedin.com/in/eduardo-sauceda-7255a5244 Xavier Kelly: https://xavierkelly.com/ --- Send in a voice message: https://anchor.fm/rentalboyz/message Support this podcast: https://anchor.fm/rentalboyz/support

On this week's episode, Chris talks about growth financing options.For more info and resources visit https://fountainheadcc.comIf you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

On this week's episode, Chris talks about being CEO of Fountainhead.For more info and resources visit https://fountainheadcc.comIf you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

Our conversation today is part of an ongoing partnership with the US Small Business Administration highlighting small businesses as well as offering advice and resources to small businesses. We talked with Martin Short, Lead Economic Development Specialist & Public Information Officer at the Virginia-Richmond District Office for the US Small Business Administration about a new program: Community Navigators. The Community Navigator Pilot Program is an American Rescue Plan initiative designed to reduce barriers that underrepresented and underserved entrepreneurs often face in accessing the programs they need to recover, grow, or start their businesses. The program will provide a total of $100 million in funding to 51 organizations that will work with hundreds of local community groups to improve access to SBA and government resources for America's entrepreneurs.  The selected projects will cover diverse communities across the U.S. and Puerto Rico. Grantees will serve as “hubs” -- centralized, lead organizations, which will incorporate “spokes,” organizations that have built trust in their local communities and will be the ‘boots on the ground' that will connect small businesses to critical resources and assistance, including: financial assistance and access to capital contracting and procurement marketing, operations, business development, and exporting industry-specific training The Community Navigator for the Shenandoah Valley is Shenandoah Community Capital Fund. The Shenandoah Community Capital Fund (SCCF), formerly known as the Staunton Creative Community Fund, is a 501(c)3 nonprofit entrepreneurial support organization serving the entire Shenandoah Valley. Over the past 14 years the organization has expanded and innovated alongside the region's entrepreneurs to become one of the lead conveners in the region's entrepreneurial ecosystem. Since 2019, SCCF has responded to a gradual transition in the region's entrepreneurial landscape. This shift sparked a new focus within SCCF, and the organization embraced an entrepreneurial ecosystem-building approach to economic and community development. Although SCCF's mission has broadened, the organization has retained an emphasis on equity and accessibility and on creating pathways to entrepreneurship for all communities in the Shenandoah Valley. As a result, SCCF, along with 17 partner organizations, created the first region-wide ecosystem collaboration in the Valley. Through the support of a GO Virginia grant, SCCF launched the Startup Shenandoah Valley (S2V) program and continues to support entrepreneurs and business owners of all backgrounds in the Shenandoah Valley.

On this first episode of 2023 Season 4, Monica Myles, Public Affairs Specialist with the U.S. Small Business Administration, and Pamela Lynch, City of Sanford Economic Development Project Manager share great overall information about the disaster loan program and important deadlines to apply.Information pertaining to Hurricane Ian and Hurricane Nicole such as: who is eligible to apply, how can a person or business apply by tomorrow's deadline, (Jan. 12, 2023), if an applicant has not received a settlement from their insurance company or they have not received a response from FEMA yet, what should they do and what types of loans are available outside of tomorrow's deadline, etc.

President Joe Biden has nominated 28 judges, 33 ambassadors amongst of key nominations. PN99 — 118th Congress (2023-2024) — Dilawar Syed, of California, to be Deputy Administrator of the Small Business Administration,PN68 — 118th Congress (2023-2024) — Colleen Joy Shogan, of Pennsylvania, to be Archivist of the United States PN67 — 118th Congress (2023-2024) — Robert G. Taub, of New York, to be a Commissioner of the Postal Regulatory Commission for a term expiring October 14, 2028. PN27 — 118th Congress (2023-2024) — Daniel I. Werfel, of the District of Columbia, to be Commissioner of Internal Revenue for the term expiring November 12, 2027, PN9 — 118th Congress (2023-2024) — Phillip A. Washington, of Illinois, to be Administrator of the Federal Aviation Administration for the term of five years, Support The Show: https://patreon.bpmg.usSee omnystudio.com/listener for privacy information.

On this week's episode, Chris talks about how your bank is likely not your best option for a business loan.For more info and resources visit https://fountainheadcc.comIf you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

We are Kicking off our series talking about the importance of transition planning and Buy-Sell agreements…the more you have in place and the more proactive planning you have done, the better positioned you and your family business will be when transition presents itself…and it always does.   Greg Lewis is co-founder of The Tennessee Center for Family Business in Nashville, Tennessee, host of Family Business Today podcast, a family business adviser and speaker. Greg is on a mission to help families create a positive environment in which their family THRIVES, their business PERFORMS and working together you create a lasting family legacy. His personal experience makes him a valuable resource for business leaders as they deal with family, business and ownership dynamics as well as transition planning.   Free Giveaway:  FREE Business Transition Assessment and receive a one on one review of your business transition preparedness with a family business adviser (a $299 value).   If you are considering a transition in your family business in the next 3-5 years contact us today at info@tncfb.com   According to the Small Business Administration 40% of business owners are considering transitioning in the next 5 years and the primary reason for failure is a lack of planning.   How can our listeners find you?:    Websites: www.tncfb.com and www.thefamilybusinessmastermind.com.  Family Business Today podcast: on your favorite podcast platform or listen at our website, www.tncfb.com Twitter - @greg_e_lewis LinkedIn - gregelewis Facebook - @TennesseeCenterforFamilyBusiness Greg Lewis Family Business Advisor/CEO Tennessee Center for Family Business LLC Nashville,  Tennessee  37210 USA Tel. 615-513-9028 glewis@tncfb.com   Request a Free Jump Start Call at https://www.jbddivorcesupport.com/jumpstart For more information on Journey Beyond Divorce visit:  www.jbddivorcesupport.com

It is a seat no business owner expects to be in, yet according to the Small Business Administration, 20% of new businesses fail in the first year, 45% fail in the first five years, and 65% in the first decade. Only one-in-four businesses make it 15 years or more. All that in mind, every business struggles from time to time, or goes through slow periods - even in an industry that is considered "economic proof", like restoration. Rod Cruce of the Trifecta Growth Institute has helped many restoration companies turn things around. In this episode of Restoration Today, Rod shares: Early warning signs of dark waters ahead. Attributes of growing, thriving restoration companies. What a healthy company culture really looks like. The importance of training. & more!

It is a seat no business owner expects to be in, yet according to the Small Business Administration, 20% of new businesses fail in the first year, 45% fail in the first five years, and 65% in the first decade. Only one-in-four businesses make it 15 years or more. All that in mind, every business struggles from time to time, or goes through slow periods - even in an industry that is considered "economic proof", like restoration. Rod Cruce of the Trifecta Growth Institute has helped many restoration companies turn things around. In this episode of Restoration Today, Rod shares: Early warning signs of dark waters ahead. Attributes of growing, thriving restoration companies. What a healthy company culture really looks like. The importance of training. & more!

On this week's episode, Sales Manager Bob Rabuck talks about SBA loans and how to qualify.If you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

On this week's episode, Underwriter Daren Daluz talks about underwriters at Fountainhead help business owners.If you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

A few years back, Congress changed how the Small Business Administration would calculate whether a business qualified as small. It had been the average of three years of revenue. The new rule was five years. The question arose … when did the new calculus kick in. The question had real consequences for a company called Obsidian. To get the details, Federal Drive host Tom Temin talked with Smith Pachter McWhorter procurement attorney Zach Prince.

On this week's episode, Loan Specialist Matthew Singerle talks about how different loan specialists are at Fountainhead.If you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

On this episode we invited David Price and Zhenya Slack from Delphinus Capital to talk SBA loans. The SBA 7(a) loan program is the most popular and most used type loan of the Small Business Administration's lending program. The loan program is designed to assist small businesses obtain capital with reasonable terms and rates. We discussed:What is an SBA 7(a) Loan?Who is Eligible for an SBA 7(a) Loan?In addition to the traditional SBA 7(a), there are 2 very rare programs that aren't offered through most of the traditional banks. It's through the SBA 7(a) Express Working Capital program.Resources MentionedBlog Posts:https://www.taxsavingspodcast.com/blog/what-is-an-sba-loan--------Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin Our Tax Minimization Program: https://www.taxsavingspodcast.com/taxIncSight Packages: https://incsight.net/pricing/Book an Initial Consultation: https://app.simplymeet.me/o/incsight/sale-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/--------To find out more on this topic and many others visit our website at www.TaxSavingsPodcast.com. You can also give us a call at 844-327-9272 or send your questions to us at: Ask@TaxSavingsPodcast.com

A powerhouse in business and government, Steve's faith journey starts at age 12.  A summer with relatives, and  a baptism in a lake at church camp launched a lifetime of inspiring stories. You'll here about his  humble beginnings, an unlikely education at Northwestern University, time on Wall Street,  how Omaha changed his life , and his call to serve at the Small Business Administration  and as HUD secretary under George W Bush during two separate financial challenges.  At about 27 minutes in, Steve shares an awesome family faith nugget and he'll also share his personal career commitment not to work just for money, prestige or power.  Finally, you'll hear about his most recent chapter and how his personal mission statement and his career choice amazingly merged as he accepted the position of CEO of Goodwill Industries.  #Steve Preston#Georgewbush#Goodwill#timkeller#HUD#SBA"Amazing Greats" is a library of interviews with highly successful people who have amazing career and life stories and who share how God has impacted their journey. Hosted by broadcaster Ric Hansen & produced by Klem Daniels. Available on Apple, Spotify, iHeart, Google and our YouTube Channel. Please help us grow our audience by "liking", "subscribing and "Sharing". Thanks so much.

Our conversation for The Valley Business Today with Edison Emmons from Luray/Page Chamber of Commerce featured Joyce Krech, Director of Shenandoah Valley Small Business Development Center. Joyce explained the concept of small business development centers and gave us an overview of the no-fee services they provide to current and budding small business owners. Headquartered in Harrisonburg, VA at James Madison University, the Shenandoah Valley Small Business Development Center serves the Shenandoah Valley, Virginia region which includes the counties of Augusta, Bath, Highland, Page, Rockbridge, and Rockingham, and the cities therein. They maintain offices in Harrisonburg and Verona, but also meet with clients in Monterey, Lexington, and Luray. The Shenandoah Valley SBDC is funded in part through a Cooperative Agreement with the U.S. Small Business Administration as well as funding from the localities they serve. The mission of the Shenandoah Valley Small Business Development Center is to advise, train, and inform small businesses to help them achieve success. They do this with a three-prong approach providing one-on-one consulting/advising, access to resources, and various trainings and webinars. They are one of 27 centers across Virginia. We talked about the types of questions they are frequently asked, the types of business situations they guide clients through, and whether you can access a center outside of your own locality. For more information about Shenandoah Valley Small Business Development Center, visit their website: https://www.valleysbdc.org/ and follow them on Facebook. To find a Virginia Small Business Development Center near you, visit: https://www.virginiasbdc.org/ or nationwide: https://americassbdc.org/

On this week's episode, Sales Manager Bob Rabuck talks about SBA loans.If you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

Town Square with Ernie Manouse airs at 3 p.m. CT. Tune in on 88.7FM, listen online or subscribe to the podcast. Join the discussion at 888-486-9677, questions@townsquaretalk.org or @townsquaretalk. We're live on-location at Lynn's Table in Old Town Spring discussing the many different shopping, dining, and entertainment opportunities to celebrate the magic of the holidays and support local small businesses. 99.7% of businesses in the United States are small businesses, so the economic impact of these businesses is profound.  The district director of the Small Business Administration in Houston spoke with us about the importance of supporting these businesses and how it helps spur the economic growth of our local community.  We also learned about the history of Old Town Spring, dating back to the mid-1800s. Starting as a farming community, Old Town Spring later became a booming railroad town, before it turned into the tourist and shopping destination it is today.  Be sure to visit the Spring Historical Museum for more history on Old Town Spring. Then, we hear about the wide variety of shops found in the town featuring everything from antiques, apparel and accessories, home décor, hats, specialty boutiques, and treats from different countries, such as Germany, The Netherlands, and Britain.  It's perfect for finding unique gifts for your family and friends.  Plus, when you're ready to take a break from shopping, there are a variety of great restaurant options in town. Our host for the day, Lynn's Table, also shared with us the amazing food and desserts you can enjoy there, including homemade fudge. We even enjoy a visit from Santa and Ms. Claus of Old Town Spring who share how they're spreading holiday cheer to children of all ages this Christmas. Find Santa at the Santa Express House in Old Town Spring. He's there Saturdays from 10 a.m. to 6 p.m., Sundays from 12 p.m. to 5 p.m., weekdays December 19 – 23, 2022, from 12 p.m. to 5 p.m., and Christmas Eve from 10 a.m. to 6 p.m. Upcoming events at Old Town Spring:  Late Night Sip & Shop December 15, 2022 4 p.m. to 8 p.m. Stores will have specialty flavored refreshments for shoppers Ugly Sweater Sip & Shop Saturday, December 17, 2022 11 a.m. to 6 p.m. Stores will have specialty refreshments for shoppers For more information on Old Town Spring, visit the Spring Preservation League's website here. Be sure to also download the Old Town Spring app.   Guests: Tim Jeffcoat District Director, Small Business Administration Houston Sue Mallott President, Spring Historical and Genealogical Society Santa & Ms. Claus Old Town Spring Santa Pam Golden Owner, GG's Jessica Lynn Owner, Lynn's Table Town Square with Ernie Manouse is a gathering space for the community to come together and discuss the day's most important and pressing issues. We also offer a free podcast here, on iTunes, and other apps

Tom's Midday Newsmaker guest today is Maryland's senior senator, Ben Cardin.  The senator is a longtime member of the Foreign Relations Committee. He was at the COP 27 Climate Change Conference last month in Sharm el-Sheikh, Egypt, alongside House Speaker Nancy Pelosi as they led their respective US congressional delegations at the summit. When President Joe Biden addressed the gathering, he pledged the US would do its part to avert “climate-hell,” but meeting clean energy goals and helping developing countries transition to clean energy remain a heavy lift. And, as winter takes hold in Ukraine, what's next for US support of the war effort there? Russia continues to target key infrastructure sites, denying power and water to millions of people across the country. Next month in Washington, when the GOP assumes its narrow majority in the House, Republicans have targeted Ukraine aid, sending signals that they are less inclined to continue US help. Plus, what do the social unrest and protests in the authoritative regimes in Iran and China portend for the future?Sen. Cardin is also the chair of the Small Business and Entrepreneurship Committee. He's sponsored a bill to re-authorize support for small businesses from the Small Business Administration. Ben Cardin has been a fixture in Maryland and then national politics since he was first elected to the Maryland General Assembly in 1967. Twenty years later he was elected to the House of Representatives, and twenty years after that, he was elected to the US Senate. Senator Cardin joins us on Zoom from his Senate office on Capitol Hill.See omnystudio.com/listener for privacy information.

On this episode of the Somewhat Frank Podcast, Frank Gruber (@FrankGruber), John Guidos (@JohnGuidos), and Jen Consalvo (@Noreaster) discuss the Small Business Administration's 2nd Innovation Ecosystem Summit, which is coming up on December 6th and 7th.    The SBA Innovation Ecosystem Summit was curated to connect entrepreneur support organizations from around the country to learn from one another as we work together to build a thriving national ecosystem that promotes equitable access to capital and resources for innovators across the country. Learn more over at: https://est.us/ESOSummit2022    We're also busy getting ready for a startup event that we are hosting in which we will be showcasing five startups from our Startup of the Year community on December 13th. More details over at: http://soty.link/growpitch2022    Lastly, we're working with the CTA Foundation on their 5th Annual Pitch Competition which will take place on January 6th at CES in Las Vegas. Details can be found on the CTA Foundation's website:  https://bit.ly/ctafpitch23    The crew also talks about the following topics and articles…   The first solar electric vehicle is in production - https://lightyear.one      Tesla has robot, and it's real, not just a guy in a white body - https://techcrunch.com/2022/09/30/teslas-robot-is-a-real-robot-now-not-just-a-guy-in-a-suit        The FTX situation - https://nymag.com/intelligencer/article/sam-bankman-fried-ftx-bankruptcy-what-happened.html       Kanye West, now known as Ye, has completely lost it - https://www.newser.com/story/328645/kanye-west-to-alex-jones-i-love-nazis.html       Olivia Pichardo, a Brown University freshman, is making history as the first female baseball player to be on an active NCAA Division I roster - https://atmlb.com/3tMNfgz        College football at 49? A North Dakota lineman has the right stuff - https://apnews.com/article/nfl-college-football-sports-north-dakota-795486fcc3892bbc8e250f0ed11eb5fa        What are the hottest gifts this holiday season? - https://shopping.google.com/m/holiday100/      ………..   As always, thank you for listening and feel free to reach out and let us know what you think at: somewhatfrank@est.us   Get updates like this in your inbox before they hit the web by subscribing to the newsletter here: https://frankgruber.me/newsletter/ 

About one in four federal employees are veterans, spouses of veterans, or reservists. The Interagency Veterans Advisory Council, with 125 agencies participating, tracks veteran federal employee issues. Its most recent annual report had a couple of recommendations. With more on that, Federal Drive host Tom Temin talked with the the Council Chairman and a Senior Business Opportunity Specialist with the Small Business Administration, Lloyd Calderon.

On this week's episode, Sales Manager Bob Rabuck talks about how businesses can make themselves more appealing for an SBA loan.If you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

Did Starbucks win its labor battle? This week's episode of the Restaurant Business podcast A Deeper Dive features a debate between myself and Peter Romeo, the editor at large of RB, on the success of Starbucks' pushback against unions. For some time, it seemed that another Starbucks store formed a union every few hours. The push, the most successful effort to unionize a restaurant chain, contributed to massive changes at the Seattle-based coffee giant, particularly in the executive team. That push has slowed in recent months. Romeo and I debate whether that's a sign that Starbucks has won. We also talk about a potential rail strike, which could inject yet another black swan event onto a restaurant industry that has dealt with several of them over the past three years. And we talk about the U.S. Small Business Administration's recent decision to send out more Restaurant Revitalization Fund grants to operators.

We welcome back Dr. Ashley Podhradsky to Cyberology to talk about the Small Business Administration grant DSU received as part of a pilot program to help small businesses. DSU is one of three institutions in three states that received almost $1 million for this work. Learn more about the services DSU will be providing small businesses in South Dakota. Thank you to Podcast Producer and Editor Max Allmon. Hosted on Acast. See acast.com/privacy for more information.

Today on the Naturally Inspired Podcast Will Harris is joining us. Will Harris is a fourth-generation cattleman, who tends the same land that his great-grandfather settled in 1866. Born and raised at White Oak Pastures, Will left home to attend the University of Georgia's School of Agriculture, where he was trained in the industrial farming methods that had taken hold after World War II. Will graduated in 1976 and returned to Bluffton where he and his father continued to raise cattle using pesticides, herbicides, hormones, and antibiotics. They also fed their herd a high-carbohydrate diet of corn and soy. These tools did a fantastic job of taking the cost out of the system, but in the mid-1990s Will became disenchanted with the excesses of these industrialized methods. They had created a monoculture for their cattle, and, as Will says, "nature abhors a monoculture." In 1995, Will made the audacious decision to return to the farming methods his great-grandfather had used 130 years before. Since Will has successfully implemented these changes, he has been recognized all over the world as a leader in humane animal husbandry and environmental sustainability. Will is the immediate past President of the Board of Directors of Georgia Organics. He is the Beef Director of the American Grassfed Association and was selected 2011 Business Person of the year for Georgia by the Small Business Administration. Will lives in his family home on the property with his wife Yvonne. He is the proud father of three daughters, Jessi, Jenni, and Jodi. His favorite place in the world to be is out in pastures, where he likes to have a big coffee at sunrise and a 750ml glass of wine at sunset. Please welcome Will Harris to the Naturally Inspired Podcast.

On this week's episode, COO Michael Bland talks about SBA 504 loans.If you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

On this episode of the Investor Financing Podcast, Beau talked about the SBA 7a loan program. These are loans offered by the Small Business Administration.

Everyone loves a nice local business. In a world increasingly dominated by enormous, faceless corporations, it's always nice to walk into a brick-and-mortar establishment and know that the business's owner is one of your neighbors. As the Biden administration has recognized, small businesses drive innovation, generate economic mobility, and strengthen community bonds. The sign of a healthy town is a thriving Main Street. It is the duty of our government to support these enterprises and create the environment necessary for them to flourish.We live in the age of an information technology, in which very few businesses can choose to remain analog. The opportunities of a digital society also create new risks - everything connected to the internet is a vector of attack. Small businesses, with their limited resources and lack of technical experience, make easy targets for cybercriminals. Without proper preparation and training, a business owner could very easily see their livelihood destroyed in a matter of moments. That's where this week's guest comes in. Kimberly Mentzell is the Director of Cybersecurity and Aerospace for the Maryland Department of Commerce. With grant funding from the Small Business Administration, she runs Maryland's Small Business Cybersecurity Resilience Program, helping entrepreneurs protect their enterprises from cyberattack. Learn more about Maryland's programCyber Guidance for Small Business by CISANIST's Small Business Cybersecurity CornerSubscribe on your favorite podcast platform to never miss an episode! For more from ACT-IAC, follow us on Twitter @ACTIAC or visit http://www.actiac.org.

On this week's episode taken from the Broker Q&A webinar, Chris Hurn answers questions directly from brokers.If you have a question you want us to answer on the podcast, email it to info@fountainheadcc.com

Our conversation today is part of an ongoing partnership with the US Small Business Administration highlighting small businesses as well as offering advice and resources to small businesses. We talked with Martin Short, Lead Economic Development Specialist & Public Information Officer at the Virginia-Richmond District Office for the US Small Business Administration and Bill Houck, an International Trade Finance Specialist with SBA. Martin reminded us that National Small Business Week happens April 30 - May 6, 2023 and that nominations for 2023 awards are open until Dec. 8, 2022. Get more information and the nomination forms here: https://www.sba.gov/national-small-business-week. We also talked about Shop Small Saturday and he encouraged everyone to shop small with your holiday purchases this year. He also encouraged small businesses to take advantage of the resources available to them on their website here. Bill explained his role as an international trade finance specialist and talked about all the smart reasons that most small businesses should consider exporting their product or service. He talked about all the resources that are available - including loan programs - and answered several questions about the logistics of it all. He recommends starting your research at trade.gov and utilizing Virginia Economic Development Partnership & your local Small Business Development Centers. In our immediate area, those would be Shenandoah Valley Small Business Development Center and Laurel Ridge Small Business Development Center.

Today, David is talking to Les Craig. Les joined Next Frontier Capital in 2017. During that time, he has led the investments and serves on the board of Special.tv, S2 Corporation, Bandwango, EveryoneSocial, and Gravwell.Before joining NFC, Les served as the Executive Director of the Montana State University Innovation Campus. In less than 16 months, he successfully built a partnership between a private developer, the MSU Office of Research and Economic Development, and the MSU Alumni Foundation to develop a 42-acre Research Park in Bozeman, MT, focused on technology and research commercialization.Les moved to Montana because of MSU's national search to hire a Director for the Blackstone LaunchPad, a campus-based entrepreneurship program funded by the Blackstone Charitable Foundation. In February 2015, Les became the Director of MSU's Blackstone programming, where he passionately mentored and encouraged students, alumni, and faculty to pursue entrepreneurial careers. In the Summer of 2016, Les received funding from the Small Business Administration to launch 406 Labs, Montana's first accelerator program. The program ran its first cohort in the Fall of 2016 and is strategically positioned to focus on preparing MSU's highest potential technologies and founders for growth and scale.In 2014, Les Co-founded The Twenty, a data science services company based in Bethesda, MD, which operates a high-profile network of senior mathematicians and computer scientists focused on specialized project-based work for clients ranging from start-ups to publicly traded companies and even government organizations.Before The Twenty, Les Co-founded RedOwl Analytics, a software product company that built a platform for identifying trends and anomalies in the digital trail of corporations to combat insider threats and mitigate risk in financial services, cyber security, and US government spaces. RedOwl was acquired by Forcepoint (Raytheon) in August 2017.Previously, Les served as a Technical Operations Officer at the Central Intelligence Agency, receiving specialized training in telecommunications and computer network operations.Before his time at the CIA, Les was a member of the professional staff of the National Security Technology Department at the Johns Hopkins University Applied Physics Lab. He led an Operations Research team developing powerful predictive and geospatial analytic products to make battlefield decisions related to the counter-improvised explosive device fight in Iraq and Afghanistan.While on active duty, Les served on multiple special operations task forces and was an Aide-de-camp to a senior intelligence professional on General Stanley McChrystal's staff at the Joint Special Operations Command.Les is grateful for the opportunity to raise his family in Montana with his amazing wife, Anne Meree, and three beautiful children – Max, Emi, and Hunter.What You'll Learn:Military to Entrepreneurship to InvestingFirst Experience Raising Venture Capital as a FounderCash Burn After RaiseUnderstanding the Concept of “Founder Friendly”Investor/ Founder Relationship StrategyStrategy changes from Fund I to Fund IIRegional and Nationwide InvestingPotential of Underserved MarketsFavorite Quote:“If a founder has clear what I need to see, I get to a NO. I will have a 30 min call with that founder and say here is why we got to a...

On this special episode of Small Biz Florida host, Tom Kindred is joined by Public Affairs Specialist for Small Business Administration Courtney Smith, for another special Hurricane Ian Segment.  (This segment was recorded on October 21st, 2022)  Courtney Smith is a Public Affairs Specialist with the U.S. Small Business Administration, Office of Disaster Assistance, Field Operations Center East (Atlanta, GA). Her duty is to promote SBA's Disaster Loan program to the media, community, businesses, civic and community organizations, and elected officials. She responds to disasters that occur within the FOCE territory-the 27 states east of the Mississippi River, plus Puerto Rico and the U.S. Virgin Islands. Courtney resides in Atlanta and has served five years in the capacity of Public Affairs Specialist with SBA. In this recording from October 21st, 2022 Tom and Courtney discuss why small business owners affected by Hurricane Ian should apply for SBA Assistance. Courtney goes into depth on the pros of applying, how easy it is, and tips to consider when applying. This episode is great for those on the fence about applying. Courtney delivers impressive advice that helps you understand the SBA Assistance Programs.

Lisa Marie Platske is an award-winning certified master coach, leadership expert, speaker, and international best-selling author recognized by the White House and Small Business Administration.  Her mission is to transform lives through leadership by teaching mission-driven and service-based entrepreneurs, consultants, and corporate leaders how to live out their big mission in the world.Topics discussed in this episode:Leadership Principle: The world needs you and your brilliance.  The fire inside, the light inside, the brightness inside, that is yours, the world needs.  It's not just for you - it's for everyone else.Habits to consider: Keep your Core Values close by.  Get out and walk each day to stay present and focused on what matters most.S.N.A.P. (stop, notice, ask, pause/pray/pivot)Make sure there is enough play in the day.Green Flags:The best way to know if you're ready to move forward is to get still (in whatever works for you), and listen. Listen to find any patterns in what you hear or sense.Advice:   Vulnerability isn't something you do, it's being honest with yourself about who you ARE. So, get to know YOU. Then you'll be able to make decisions and take action based on who YOU are.Where to find Lisa Marie:Website:  Upside Thinking ™ | Upside Your Business & Your LifeFacebook:  Lisa Marie PlatskeLinkedIn:  Lisa Marie PlatskeBecome an Intentional Optimist!All my links 30 Minute Free ConsultationHealth & Wellness: PlexusDownload the Free Resource: Andrea's Favorite Planning & Productivity ToolsLeave a rating and review!Apple: just scroll to the bottom, choose a rating and write a review.Podchaser (Android): you can go to this link here and leave a rating and review! https://www.podchaser.com/podcasts/intentional-optimists-unconven-1406762 Skillshare: Spark your creativity. Get 40% Off Annual MembershipDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

Stand Up is a daily podcast that I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 800 awesome, curious, kind, funny, brilliant, generous souls Check out StandUpwithPete.com to learn more Maura Quint  is a humor writer and activist whose work has been featured in publications such as McSweeneys and The New Yorker. She was named one of Rolling Stone's top 25 funniest twitter accounts of 2016. When not writing comedy, Maura has worked extensively with non-profits in diverse sectors including political action campaigns, international arts collectives and health and human services organizations. She has never been officially paid to protest but did once find fifteen cents on the ground at an immigrants' rights rally and wanted to make sure that had been disclosed. She was the co founder and executive director of TaxMarch.org  She is now the Wealth Tax Campaign Director at the Americans for Tax Fairness Gary Rivlin is a Pulitzer Prize–winning investigative reporter and the author of five books, including Katrina: After the Flood. His work has appeared in The New York Times, Mother Jones, GQ, and Wired, among other publications. He is a two-time Gerald Loeb Award winner and former reporter for the New York Times. He lives in New York with his wife, theater director Daisy Walker, and two sons. Gary's New book is Saving Main Street: Small Business in the Time of COVID-19 Journalist Rivlin (Katrina) presents an illuminating account of how several small businesses weathered the Covid-19 pandemic. Rivlin introduces readers to TJ Cusumano, owner of an Italian restaurant in Old Forge, Pa.; Glenda Shoemaker, who runs a card and gift shop in Tunkhannock, Pa.; and the Maloney family, founders of a chocolate business in New York City, among others. They all faced tough decisions, such as having to lay off employees and find ways to pay mortgages and vendors, as well as dealing with the pain of potentially losing their life's work. Rivlin shows his subjects' struggles to keep afloat, as when Cusumano established a “pop-up market” to sell food supplies before they spoiled, and when the Maloneys slashed prices in an attempt to boost sales. Rivlin also highlights problems that small businesses have faced for decades, which made them especially vulnerable when the pandemic hit. In particular, he writes of how large corporations crush small businesses by offering low prices their competitors can't, and how the Small Business Administration often enacts plans “rigged in favor of the large and dominant” (2020's Paycheck Protection Program among them). This one's full of insight and shrewd reporting.  Check out all things Jon Carroll Follow and Support Pete Coe Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page