Podcasts about Triple Crown

“I had to take all the reasons why I failed in the past and really study and really understand what was going on there and really start to develop a philosophical framework around why people struggle to lose weight and why I struggled to lose weight and make those habits stick.” Miles Victors is an ultra runner, health and fitness consultant, and fellow podcaster of Beating the Statistics. In this episode, Miles chats with Luis about his running goals, his upcoming Triple Crown runs, and his weight loss journey of losing 230 lbs. Support Road Dog Podcast by: 1. Joining the Patreon Community: https://www.patreon.com/roaddogpodcast 2. Subscribe to the podcast on whatever platform you listen on. GO SLEEVES: https://gokinesiologysleeves.com HAMMER NUTRITION show code: Roaddoghn20 Listeners get a special 15% off at https://www.hammernutrition.com DRYMAX show code: Roaddog2020  Listeners get a special 15% off at https://www.drymaxsports.com/products/ Allwedoisrun.com Miles Victors Contact Info: milesvictors@gmail.com https://podcast.beatingthestatistics.com/share https://www.instagram.com/milesvictors/ https://www.facebook.com/profile.php?id=100077964032968 Luis Escobar (Host) Contact: luis@roaddogpodcast.com Luis Instagram Kevin Lyons (Producer) Contact: kevin@roaddogpodcast.com yesandvideo.com Music: Slow Burn by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Original RDP Photo: Photography by Kaori Peters kaoriphoto.com Road Dog Podcast Adventure With Luis Escobar www.roaddogpodcast.com

By now I'm sure you are familiar with Hannah and her quest to take on the Bikepacking Triple Crown. She's agreed to share her journey with us at each stage along the way. So far she's been able to complete the first two races, the Tour Divide and Colorado Trail Race. In this episode we follow up with her after finishing 6th on the CTR and only a month before taking on the 800 miles of the Arizona Trail Race. It's been amazing to follow along as she takes on the biggest challenge our sport has to offer. EPISODE SPONSORS Lectric eBikes ~ Fun, Functional, and Affordable eBikes! AG1 ~ Go to www.athleticgreens.com/bikesordeath to take advantage of a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase.

OBS interview from the inaugural Triple Crown of Rodding.    OBS Talk is brought to you by these OBSponsors -  Title Sponsor - www.lmctruck.com - When you need OBS Parts, think LMC Truck.  www.us-mags.com - Rad wheels for Rad Trucks.  www.dakotadigital.com - Yep  - they make gauges for our trucks.   www.azproperformance.com - Have you heard about their new REACT OBS spindle? Yep!  www.qa1.net - Your trucks suspension is old, so QA1 has plenty of OPTIONS for you to upgrade that ride.  www.lgbilletusa.com - Billet is back and LG Billet has plenty of RAD options for you to choose from! www.psiconversion.com - Are you looking to upgrade that powerplant - either LS or LT based PSI has the solution and support for you and your truck! 

Bill, Rebecca and Ryan reflect on the exciting final race of the Triple Crown 2023, with a full breakdown of the Overall and Division winners, as well as the ramifications for the Triple Crown results.

Sym Blanchard is a 70-year-old thru-hiker who completed America's Triple Crown hike in 2023! He's section-hiked all the sections of the Appalachian Trail, the Pacific Crest Trail, and the Continental Divide Trail! Sym Blanchard has been a vegan for the last 10 years. He just got diagnosed with osteoporosis.  Although I still encourage veganism and vegetarianism, his tale emphasizes the importance of carefully watching your nutrition. Timeline 00:00 Vegan gets osteoporosis 02:50 Diet changes 05:50 Long-term decline 13:13 Plans for 2024 Watch the Video   Previous episodes featuring Sym Listen to my first interview with Sym.   Connect with Sym Blanchard on Facebook and Instagram.    More info To leave an anonymous voicemail that I could use on the podcast, go to SpeakPipe.com/FTapon You can post comments, ask questions, and sign up for my newsletter at http://wanderlearn.com. If you like this podcast, subscribe and share!  On social media, my username is always FTapon. Connect with me on: Facebook Twitter YouTube Instagram Tiktok LinkedIn Pinterest Tumblr My Patrons sponsored this show! Claim your monthly reward by becoming a patron at http://Patreon.com/FTapon Rewards start at just $2/month! Affiliate links Start your podcast with my company, Podbean, and get one month free! In the USA, I recommend trading crypto with Kraken.  Outside the USA, trade crypto with Binance and get 5% off your trading fees! For backpacking gear, buy from Gossamer Gear.

Show coverage from the Inaugural Triple Crown of Rodding in Nashville, Tenn.    This Episode is Jammed Packed - so I broke down the interviews  -  @2:20 - Intro (me yapping)  @10:20 - Bryan Harrison talking about his new GM show benefiting the future of the industry. @14:45 - Mark and his RAD 1973 Chevy G10 Van - @markshotrodgarage @25:15 - Tony and his ONE of a KIND - 1968 2wd Blazer all modied out! (no social). @38:30 - Greg Papa Bear and his low low mile 2 owner 1970 OG C10! @papabearc10truck @45:30 - Cody and his "Minty" GMC JIMMY! @minty78jimmy @59:20 - Rodney Harris and his one of kind '79 Crew Cab Shortbed - (no social)  @1:08.50 - Zach & Rod and the "Carbon Fiber" '67 Racer ZR10 - @zr10rodparsons, @zrods.customs, @fiberforged @1:20.50 - Rob Fortier - In the Garage Media - @robfortier @1:24.50 - Mark  Malone '78 Stunner - @markm2791 @1:35.15 - Bryan Harrison @harrisonrodshop talking about the NSRA give-a-way truck. @1:50.20 - Ricky Holly talking about WINNING the Truck of the Year with his Uni10 "Lolita"!  Thats a wrap to a Great Show. Thanks Gary and Bobby for your work and efforts, I look forward to hitting this one again. It was great to see sold friends and make a few new ones. Even you Borris @streetmachinery LOL!  Episiode #269 is brought to you by these RAD ASS Sponsors -  Title Sponsor United Pacific Industries.  https://upcarparts.com/c10-chevy-truck/ -Get your parts. Build your passion. www.brotherstrucks.com - Your source for 1947 Chevy and GMC restoration truck parts.  www.classicperform.com - Have you seen their new X10 Spindle, how about their fuel cells?  www.psiconversion.com - When you are swapping that motor for an LS or LT based motor PSI has everything you need, including technical support!  www.dakotadigital.com - The best upgrade for your cab - VHX, HDX, and the Retro Rad RTX!  www.vintageair.com - Vintage Air has a sure fit kit for you and your C10 - Made in the USA!  www.azproperformance.com - When you are ready to upgrade from stock - Pro Performance has what you need. www.mar-k.com - Your #1 source for all of your trim and moldings, made in the USA!  www.painlessperformance.com - Is it time to rewire that chassis - Painless Wiring has a wiring harness for you and your truck!  www.holley.com The NEW Sniper 2 is ready for you, are you ready for it!! 

Scott gives his opinion about the CrossFit Off Season.  Why are we doing everything by invite for the Big 3 Off Season CrossFit Competitions?  Organizers need to make money.  Is this a good thing for the sport?  How does the Off Season adjust to accommodate this change?  Some are already making progress in this direction.  What does the season look like in the future?

September12, 1911 - In a game billed as a pitchers' duel, Boston's Cy Young and theGiants' Christy Mathewson face each other for the first time before 10,000,Boston's largest crowd of the year. Young gives up three homers and nine runsin less than three innings. With a 9 - 0 Giants lead, John McGraw liftsMathewson, who pitched just two innings, preferring to save his ace for thepennant race against Chicago and Philadelphia. This would end up being the onlytime the two pitchers ever face each other. The Giants coast to an 11–2 win. September12, 1979 - Carl Yastrzemski, an eighteen time All-Star, and the lastman to win the Triple Crown in major league baseball, reaches the 3000 hit milestone, singlingoff Yankee Jim Beattie. Yaz had one of the longest careers inmajor league history, appearing in 3,308 games over twenty-three seasons. He issecond on the all-time list for games played and third in at-bats.September12, 1984 - Dwight Gooden strikes out 16 batters in a 2 - 0 victory over the Piratesto break Herb Score's major league rookie strikeout record of 245. Doc's whiff of MarvellWynne raised his season total to 246 to set the new standard. September12, 1998 Cubs OF Sammy Sosa becomes the 4th player in history to reach the60-home run mark for a season when he slugs number 60 off Valerio de los Santosof the Brewers in the 7th inning of the 15-12 Chicago win.

Or show starts off with Kevin Oeste and Mike "Q-Ball" Clarke sharing the story of his Kevin's recent invite from Jimmy Shine and Billy Gibbons to be a guest at a recent ZZ Top concert!  Kevin was super excited, and it only escalated when the topic shifts to recap the amazing new Hot Rod, Kustom, Street Machine, and Truck event called the Triple Crown of Rodding! Kevin, Kelle, and some of the V8 Speed & Resto Shop crew had an unbelievable time seeing some of the hottest cars in the country and hanging around with great friends and builders like Troy Trepanier, Alan Johnson, Gary Case, Chip Foose, Dave Kindig, Jesse Greening, Ken "Posies" Fenical, Roy Brizio, Mike & Jim Ring, Troy Ladd, Bobby Alloway, Phil and Jeremy Gerber, Johnathan Goolsby, and many more.   While there, Kevin connected with Larry Erickson.. you know, the guy who designed CadZZilla... and his documentary project got a shot in the arm!  It's a heavy episode book-ended by Automotive Trivia and the usual nonsense, so we're hope you're fueled and ready for the V8 Radio Podcast! https://www.triplecrownofrodding.com https://www.v8speedshop.com

Hey hey, it's Sarah Williams, your host from the Tough Girl Podcast, and today we're diving into something a bit different.  In this special solo episode, I'll take you through my personal journey, looking back on the end of 2022 to the adventures and challenges of 2023, and my exciting plans ahead. I'll share highlights like my journey to the Outer Hebrides, health changes, and unexpected twists like catching COVID while in Australia. Plus, insights into projects like Project 7, and "7 Women - 7 Challenges”. Discover how I navigated an empty diary, contemplated future adventures, and decided on my next big challenge—the Camino de Santiago. You'll also hear about changes in the vlogging format and deciding between hiking and fastpacking the PCT.  Plus, insights into how I choose my adventures, my favourite one so far, and the vision board guiding my future goals. Join me on this adventure and get inspired to set your own goals and chase your dreams.  Thanks for being part of the Tough Girl Podcast community, and don't hesitate to share your thoughts, questions, and comments! ***  Don't miss out on the latest episodes of the Tough Girl Podcast, released every Tuesday at 7am UK time! Be sure to hit the subscribe button to stay updated on the incredible journeys and stories of strong women.  By supporting the Tough Girl Podcast on Patreon, you can make a difference in increasing the representation of female role models in the media, particularly in the world of adventure and physical challenges. Your contribution helps empower and inspire others. Visit www.patreon.com/toughgirlpodcast to be a part of this important movement. Thank you for your invaluable support! *** Show notes Welcome from Sarah Why it's a different episode from normal  Agenda Set the scene  Late August/September 2022 Going on an adventure with Adelaide Goodeve Outer Hebrides - Watch the Vlogs  Sponsored by Hiiker Adding on future hikes - Speyside Way, Moray Coast Trail, East Highland Way  Gut health issues and not being well in October  Starting a wheat and dairy free diet Flying to Australia at the beginning of November Catching Covid Walking the highest 14 peaks in Australia - Cancelled  Walking in the Grampians with Debbie & CC Project 7 - resources on the website - update January - walking the Great Ocean Walk with Amanda February - Goa, India - yoga, rest & recover What was going to happen when I got back to the UK Having an empty diary and no plans Trying to figure out future plans - Sarah Goes to the Shetlands? South West Coastal Path (SWCP)? Pacific Crest Trail (PCT) South Bound (SOBO)? National Outdoor Expo - 2023 - networking and generating leads  Getting out there and doing what you love Deciding to do the Camino de Santiago - watch the vlogs  The things that people don't talk about  Booking accommodation on the camino - booking.com and caminosleep.com Booking a return flight or not? Walking with Alex Mason GR20?  Working with Land & Wave - Sponsoring the July podcast Free courses for patrons and tribe members Attending the Armchair Adventure Festival Listen to the LIVE tough girl podcast episodes now Heading to Bristol to stay with a friend Deciding to walk Offa's Dyke Path Having everything scheduled out for the next 12 months The work I need to do between challenges Plans for London in September 7th - 12th  Walking the Camino Primitivo 12th - 27th September Training for the TA trail, New Zealand Having 3 weeks at home and what I need to get done North Island — 1000k in 50days Heading to Melbourne for Christmas South Island - in January & February Home to the UK in March 2024 The numbers and using them as a measurement tool Hitting 4 million downloads in 2024? Changing the vlogging format to 2 days per vlog New vlogs every Wednesday and Friday at 7am UK - Tough Girl Youtube Channel Why I focus on creating content Patreon update - learn more  A massive thank you to all the patrons Challenges I'm working through at the moment Editing vlogs Hiking or fastpacking the PCT? Testing out fast packing on the Camino Via De La Plata (100km) April 2024 Running on some of my challenges Book: Multi-Day Running Adventures - Fastpacking - Tips, Stories and Route Ideas By Lily Dyu  Youtube Shorts? How do you choose your adventures? Being inspired by the guests on the podcast Favourite Adventure? Feeling as though everything is coming together Creating my vision board for adventures  The Pink Decade (2015 - 2025) Future goals - The Triple Crown, Walked all 7 Camino's, The UK National Trails  Feeling adventure driven Future plans for 2024  #ChallengeWithZoleo - solo podcast episode focused on planning and preparation - 2nd November National Outdoor Expo - 23rd - 24th March 2024? Looking for new sponsors Fastpacking the Camino and doing YouTube Shorts 2024 will be 7 years since "7 women - 7 Challenges” UK based May - July 15th  Fastpacking the PCT SOBO - doing a UK National Trail beforehand? Insight to what's going on Avoiding wheat…. Feedback, questions, comments? Thank you   Social Media Website: www.toughgirlchallenges.com Instagram: @toughgirlchallenges Twitter: @_TOUGH_GIRL Facebook: www.facebook.com/ToughGirlChallenges YouTube: @toughgirlchallenges   Take a listen to the previous solo reflections episodes  4th Aug 2022 - Sarah Williams - Reflects on the end of 2021 and the start of 2022. 4th Aug 2021 - Sarah Williams - Reflects on the end of 2020 and the start of 2021 7th Aug 2020 - Sarah Williams - Reflections on 2019 & and the start of 2020.  4th Aug 2019 - Reflections on 2018 and the start of 2019. Plus plans for Tough Girl Challenges.  30th Dec 2017 - Reflecting on 2017 and the plans for 2018  30th Dec 2016 - Reflections for 2016 & Plans for 2017    

Welcome to Episode 76 of The McGuffin Pickleball Show! Dive deep into the exhilarating world of professional Pickleball with Tyson McGuffin, capturing memorable moments, insightful discussions, and the vibrant energy of the game.

Sym Blanchard is a 70-year-old thru-hiker who completed America's Triple Crown hike in 2023! He's section-hiked all the sections of the Appalachian Trail, the Pacific Crest Trail, and the Continental Divide Trail! Sorry that the audio quality is mediocre. Future episodes are better! 00:00 Finishing the Triple Crown 01:30 Israeli Trail 04:20 When age slows your hiking down 11:20 Rating trails Video https://www.youtube.com/watch?v=ZRTp-5znY5I Previous episodes featuring Sym Listen to my first interview with Sym.   Connect with Sym Blanchard on Facebook and Instagram.    More info To leave an anonymous voicemail that I could use on the podcast, go to SpeakPipe.com/FTapon You can post comments, ask questions, and sign up for my newsletter at http://wanderlearn.com. If you like this podcast, subscribe and share!  On social media, my username is always FTapon. Connect with me on: Facebook Twitter YouTube Instagram Tiktok LinkedIn Pinterest Tumblr My Patrons sponsored this show! Claim your monthly reward by becoming a patron at http://Patreon.com/FTapon Rewards start at just $2/month! Affiliate links Start your podcast with my company, Podbean, and get one month free! In the USA, I recommend trading crypto with Kraken.  Outside the USA, trade crypto with Binance and get 5% off your trading fees! For backpacking gear, buy from Gossamer Gear.

Ciaran Fitzgerald captained Ireland to the Triple Crown in 1982 and 1985, and the Five Nations Championship in 1983. He also captained the Lions on their 1983 tour.

Lenore, Idaho, 2023 Triple Crown, 43 dogs, 3 days, what a memorable, impressive Labor Day weekend!  This is a fairly brief recap of a weekend of highs, a few lows but mostly a showcase of the best in people and the very best in dogs...  If you have a moment, listen in...

John 3:30, “He must increase, but I must decrease.” Larry fell in love with wrestling as a 6th grader. He enjoyed every minute on the wrestling mat. Larry got better as each year past. In high school he won the Triple Crown his senior year. Larry decided to go the University of Oregon to wrestle after high school graduation. Winter semester at the U of O, Larry had gone to a wrestling meeting by in Pendleton Oregon. The following morning on January 21, 1984, Larry, 9 teammates and 2 coaches loaded into a van to head to Pullman, Washington for another wrestling tournament. That day Larry's life changed forever when the van hit a patch of ice and flipped over 6 times down into a riven. 2 teammates died and Larry held onto for dear life as he spent the next several months in the hospital trying to stay alive and begin life now as a quadriplegic. Join me today as Larry and Rachelle share their incredible journey of trusting in God, never stopping and witnessing the many miracles performed as God increased in Larry's life. Proverbs 3:5-6, “Trust in the Lord with all thine heart; and lean not unto thine own understanding. In all thy ways acknowledge him, and he shall direct thy paths.” January 21, 1984 bethnewellcoaching.com bethnewellcoaching@gmail.com

Hosts Bill, Rebecca and Ryan sit down to preview the third and final leg of the Triple Crown, the 2023 Classique de canot de la maurice!

PTF hosts Nick Tammaro and JK as they give their thoughts on the Travers Day Pick Six, which concludes with this historic running of the big race. Who will win the various showdowns between Elite Power and Gunite, Echo Zulu and Goodnight Olive, as well at the three Triple Crown race winners (Mage, National Treasure, and Arcangelo) against the two-year-old champ, Forte?Nick T sticks around to look and Monmouth and last but not least, Drew Coatney joins to chat about Woodbine,

LIVE from Kings Tavern in Saratoga Springs! We're previewing the Travers Stakes stacked with all three Triple Crown race winners and the Jim Dandy winner. Plus, how much will Shohei Ohtani's elbow injury affect his historic, impending free agency? And, ESPN's Laura Rutledge gets us ready for the NFL and college football seasons!

PTF hosts Nick Tammaro and JK as they give their thoughts on the Travers Day Pick Six, which concludes with this historic running of the big race. Who will win the various showdowns between Elite Power and Gunite, Echo Zulu and Goodnight Olive, as well at the three Triple Crown race winners (Mage, National Treasure, and Arcangelo) against the two-year-old champ, Forte?Nick T sticks around to look and Monmouth and last but not least, Drew Coatney joins to chat about Woodbine,

The Kentucky Derby always has its share of drama. I remember the 2006 Kentucky Derby. That was a blowout! A horse named Barbaro took the lead in America's most famous race and left every other horse in the dust. Barbaro won the Kentucky Derby by an astounding 6 & 1/2 lengths! Many thought that horse could go on to be one of the few who has ever won the Triple Crown. Well, sadly, an injury ended that dream. But it didn't take away the glory of Barbaro's dramatic Kentucky Derby victory. The horse was only part of the story that day. In some ways, the bigger story was about Barbaro's trainer, Michael Matz. Eighteen years earlier, Michael Matz had been a passenger on an airplane flight that crashed in an Iowa cornfield. During the flight, he had struck up conversations with three young children who were traveling that day without their parents. Then came the crash. Many died that day as the plane caught fire. Survivors were struggling to find a way out of that burning wreckage, but all Michael Matz could do was think about those three children. He risked his life to find all of them and bring them out alive. And on that day, when the horse Michael trained crossed the finish line, there was jubilant celebration in the box where he was watching. Michael Matz, his wife, and the three (now grownup) children whose lives he had saved eighteen years before. Wow! I'm Ron Hutchcraft and I want to have A Word With You today about "The Legacy of Your Life." In our word for today from the Word of God, Paul's thinking ahead to the day when his race will be over; when he'll be in heaven celebrating the lasting legacy of his life. In 1 Thessalonians 2:19-20, speaking to people he had introduced to Jesus Christ, Paul says: "What is our hope, our joy, or the crown in which we will glory in the presence of our Lord Jesus when He comes? Is it not you? Indeed, you are our glory and joy." So, crossing the finish line to heaven - celebrating being there. First with Jesus, whose death and resurrection got you there, and then, with all those who are there (at least in part) because you helped to rescue them. You did what your Bible said to do: "Snatch others from the fire and save them" (Jude 23). You weren't content to just get you out of that burning wreckage of sin. No, you had to help those around you make it, too. That's going to make heaven even sweeter. Or is it? As you look at the legacy of your life so far, do you see many people you've pointed to Jesus? Can you see some folks who will be in heaven because you were part of helping them go there? How many people understand what Jesus did on the cross for them because you explained it to them? Have you been to some funerals, and looked into the casket and asked yourself, "Why didn't I tell them about Jesus while there was still time?" You can't have any of those days back. But you do have whatever days God still has ahead for you. And you can decide what kind of difference you want to make with the rest of your life. I hope it's to help as many people be in heaven with you as possible; to give as many people a chance at being rescued by Jesus as you can. Much of what we do and accomplish here won't mean anything, even one moment after our last breath. But there's one thing you can do that will last forever, and that's to help someone else live forever by showing them Jesus. The prophet Daniel described that day when "multitudes who sleep in the dust of the earth will awake: some to everlasting life, others to shame and everlasting contempt." Every person you know is headed for one of those two destinations. Then he describes ultimate legacy: "Those who lead many to righteousness will shine like the stars forever and ever" (Daniel 12:2-3). Why? Because they'll be celebrating forever with people whose lives they've rescued.

Gary Case from the Triple Crown of Rodding, stops by to talk about this NEW show in Nashville Tennessee, that has the who's who in the Classic Car, Trucks, and Restoration industry!  This first time show will be held at the Nashville Super Speedway in Nashville, TN Sept 8th and 9th. I hope to see you there, Ronnie  

Listen back to the race of the year, as heard on WDEV with Nick Mumley and Greg Titus on the call!

Kim Wickens, a lawyer and dressage rider, became fascinated by the legendary race horse , Lexington, when she learned that twelve of Thoroughbred racing's thirteen Triple Crown winners descended from Lexington. She spent years meticulously researching the horse and his legacy. In her book, ""Lexington: The Extraordinary Life and Turbulent Times of America's Legendary Racehorse," she presents an absorbing, exciting account that transports readers back to the raucous beginning of American horse racing and introduces them to the stallion at its heart.

Today, a little talk about the change in the pointing Labs over time, various venues in which to test them, and a chat about the American Pointing Lab Association.  We all need to remember what really matters:  those great hours with these wonderful animals.... Triple Crown in 2 weeks!  I'll have a full report on my return... 

On tonight's episode of the Big Monday Show we talk about a wide range of topics including horseracing social media madness, how factual coverage of racing is unjustly criticized, rebutting forcefully the absolute false narrative that changing the Triple Crown is a good idea and why looking at it from a racing standpoint only is just plain dumb, not to mention the negative impact that a move makes on a whole host of other races and meets…because a floundering racing company keeps making ill-advised decisions. Asking why Del Mar vs Santa Anita isn't the question as opposed to DM vs Sar? Plus other assorted stuff… --- Send in a voice message: https://podcasters.spotify.com/pod/show/charles-simon6/message

If you're interested in running really far, then you want to hear this podcast. Tony Cline is an incredible endurance athlete who is currently (at the time of writing this) 144 miles into the Bigfoot 200. TWO WEEKS after he completed the Tahoe 200. Tony and I dove deep on what it's like to spend 3+ days racing in the wilderness and why you might want to think about it as well. I'll be honest. Before this interview, I hadn't given a 200 serious thought. Now, I'm really thinking it could be possible. You'll get a lot out of this one. Enjoy! ----- Links: Watch the Video Tony's FB ----- Want to be able to ask your own questions for this podcast? Head to the Trail and Ultra Running Nutrition group on FB:https://www.facebook.com/groups/trailultratraining Thank you for listening! --- Send in a voice message: https://podcasters.spotify.com/pod/show/trailultratraining/message Support this podcast: https://podcasters.spotify.com/pod/show/trailultratraining/support

In today's episode of Backpacker Radio presented by The Trek we are joined by new Executive Director at the Colorado Trail Foundation, Tisha McCombs. Tisha gives us a rundown on her journey to becoming the head at the CTF, what her vision is for the Colorado Trail moving forward, all that goes into maintaining the CT and where help is most needed, and much more. We also chat a bit about the role mountain biking plays into sustaining many trails throughout Colorado, what her top advice is to aspiring adventurers - coming from the perspective of an adventure and life coach, and a fuck marry kill of the sections of the Colorado Trail. We wrap the show with a triple crown of ways to insult thru-hikers, a review of the updated version of the Therm-a-Rest NeoAir Xlite from a former guest of the show, and a new segment, plug me.   PACT Outdoors: Use code “TREK20” for 20% off and free shipping at pactoutdoors.com. Visit Iceland with Chaunce and Badger: Registration is live for our 2024 trip to Iceland. Come and hike to glaciers, waterfalls, and secret lagoons with your favorite podcast hosts. More info here!  Range Meal Bars: Use code “THETREK” for 20% off at rangemealbar.com. Gossamer Gear: Use code “TAKESHELTER20” for 20% off shelters at gossamergear.com.  RTIC Outdoors: Shop at rticoutdoors.com. [divider] Interview with Tisha McCombs Tisha McCombs Instagram Colorado Trail Foundation  Time stamps & Questions 00:05:02 - Reminders: Find us on YouTube and Patreon  00:06:03 - Introducing Tisha McCombs  00:06:24 - Does Tisha give us Mims vibes?  00:07:22 - Packing resupply boxes  00:13:16 - Walk us through your previous work prior to your new role with the CT 00:15:45 - Check out the CTF store 00:16:45 - Should we treat this as trading cards?  00:17:37 - Between CA and CO, what are some National Park recommendations you'd give?  00:19:20 - Tell us about your other non-profit experience  00:20:04 - Were you responsible for the Palisade Plunge?  00:20:50 - Were you primarily managing people at COPMOBA?  00:21:37 - What are some of the challenges with volunteer work?  00:23:36 - Have there been any oopsies with volunteers?  00:25:08 - Are the trails for hikers as well, or only mountain bikers?  00:25:46 - Is there any tension between mountain bikers and hikers?  00:29:24 - Do mountain bikers think e-bikers are lazy?  00:29:46 - How much do e-bikes and dirt bikes impact trails compared to mountain biking?  00:33:36 - What are the rebates that CO is giving on e-bikes?  00:36:30 - If you could only bike or hike the rest of your life, what would you pick?  00:37:15 - How does the spine injury impact wearing a backpack?  00:38:35 - Do you have a favorite pack that helps?  00:39:41 - The CT is a multi-purpose trail. How do you make decisions that benefit all uses?  00:43:34 - Do you get funds from dirt bike tags?  00:45:19 - How does trail maintenance differ between mountain biking and hiking?  00:46:33 - What would you like to do differently as the new Executive Director of the CTF?  00:51:53 - What type of money does it take to maintain trails?  00:59:15 - Why do you think there is so much interest in making the CT the best maintained trail in the US?  01:02:18 - How do you increase volunteer interest?  01:06:26 - Did you go through similar feelings with your son?  01:08:09 - Did you ever get resistance from your son when trying to bring him to your activities?  01:11:17 - What are some specific needs of the CTF? 01:15:17 - What's one of the best trail crew meals you've had?  01:16:22 - If options were endless, what would you do for the CT? 01:17:40 - What logistics would go into removing road walks?  01:18:55 - What are your two other wishes for the CTF?  01:21:59 - Are there any transportation recommendations?  01:22:58 - What about park & ride options?  01:24:01 - Are there apps for private parking spaces?  01:26:16 - What are top business ideas for someone who wants to offer value to the trail?  01:29:18 - Is there anywhere along the trail to do mail drops?  01:31:39 - Is there a shuttle into Lake City?  01:33:59 - Tell us about your work as a life coach  01:37:33 - Is there one element that merges adventure, career, and trauma?  01:40:23 - Are there any go-to fly fishing spots along the CT?  01:41:51 - Is it catch-and-release along the trail?  01:42:20 - FMK for Colorado Trail Segments  01:45:15 - Thank you, Tisha!  01:45:43 - Visit www.coloradotrail.org   Segments  QOTD: How old are you in your mind?  Trek Propaganda: Therm-a-Rest NeoAir XLite NXT Sleeping Pad Review Thing of the Week QOTD 2: What's the most unethical thing you'd do to save money?  Triple Crown of ways to insult thru-hikers  Mail Bag/Plug Me: The Unseen by Mike Clelland 5 Star Review  [divider] Check out our sound guy @paulyboyshallcross. Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years.   A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex & Misty with Navigators Crafting, Andrew, Austen McDaniel, Austin Ford, Brad & Blair (Thirteen Adventures), Brent Stenberg, Christopher Marshburn, Coach from Marion Outdoors, Dayne, Derek Koch, DoGoodPantry, Eric Casper, Erik Hofmann, Greg McDaniel may he bring honor to his name, Liz Seger, Matt Soukup, Mike Poisel, Morgan Luke, Patrick Cianciolo, Sawyer Products, Timothy Hahn, and Tracy “Trigger” Fawns.   A big thank you to our Cinnamon Connection Champions from Patreon: 12 Trees Farms, Dcnerdlet, Emily Galusha, Jake Landgraf, Jeanne Latshaw, Jeff LaFranier, Joann Menzer, Keith Dobie Jr, Kelly Heikkila, Matthew Spence, and Peter.

Nick is joined by journalist and broadcaster Lydia Hislop to discuss the latest from around the racing and bloodstock world today. In a wide-ranging International show, we hear from Hall of Famer D Wayne Lukas on proposals to move the Preakness Stakes to a new date. From France, Adrien Cugnasse catches up with Guillaume de Saint Seine, owner of Jacques le Marois contender Angers. Meanwhile, Charlotte gets the thoughts of Brazilian-born former Hong Kong star Joao Moreira on the closing of his career and riding styles around the world ahead of the Shergar Cup. Photographer 'Ripley' talks about his latest exhibition at the NHRM, National Stud's Anna Kerr shares her enthusiasm as the newest Godolphin TIEA judge, while Nick and Lydia discuss this week's scrutiny of the Gambling Commission and preview the G1s in France, Ireland and Germany this weekend.

Nick is joined by journalist and broadcaster Lydia Hislop to discuss the latest from around the racing and bloodstock world today. In a wide-ranging International show, we hear from Hall of Famer D Wayne Lukas on proposals to move the Preakness Stakes to a new date. From France, Adrien Cugnasse catches up with Guillaume de Saint Seine, owner of Jacques le Marois contender Angers. Meanwhile, Charlotte gets the thoughts of Brazilian-born former Hong Kong star Joao Moreira on the closing of his career and riding styles around the world ahead of the Shergar Cup. Photographer 'Ripley' talks about his latest exhibition at the NHRM, National Stud's Anna Kerr shares her enthusiasm as the newest Godolphin TIEA judge, while Nick and Lydia discuss this week's scrutiny of the Gambling Commission and preview the G1s in France, Ireland and Germany this weekend.

The queen of ultra-endurance cycling returns to the show to talk about her punishing experience at this year's Tour Divide, her upcoming stab at the Colorado Trail race, and her plan to race around the world, which she devised while riding several thousand miles to the start of the Tour Divide. After setting countless course records on bikepacking routes around the world, Lael is focusing all her energy on racing this year. Following her grueling experience on the Tour Divide that saw her coughing up blood, vomiting for weeks, and struggling to breathe, she's preparing to complete the Triple Crown, which consists of the Tour Divide, the Colorado Trail race, and the Arizona Trail race. Lael tells Payson about working with a coach this year for the first time, her potential route for racing around the world next year, and why she and her wife Rugile Kaladyte, a visual journalist, haven't been producing as many media projects about her riding lately. Payson also chats with Rue about what it was like following Lael's Tour Divide race from afar, and how she plans to spend the rest of the season. Our full episode with Rue from 2021 can be found here: #127 Rugile Kaladyte, photojournalist and videographerInstagram: @theadventurestache

On this week's show, Matt discusses the potential move of the Preakness to a later date and the effect it would have on the Triple Crown. Then, Matt dives into his latest Breeders' Cup Classic Top Ten.As a reminder, you can sign up for the FREE Players' Newsletter at https://www.inthemoneypodcast.com/email - This weekly newsletter, sent on Friday, is a hub for horse racing content from the ITM Team and our partners.If you want even more premium handicapping analysis, including exclusive podcasts, detailed written analysis, and show notes from the free podcasts, please check out ITM Plus - https://www.inthemoneypodcast.com/plus

On this week's show, Matt discusses the potential move of the Preakness to a later date and the effect it would have on the Triple Crown. Then, Matt dives into his latest Breeders' Cup Classic Top Ten.As a reminder, you can sign up for the FREE Players' Newsletter at https://www.inthemoneypodcast.com/email - This weekly newsletter, sent on Friday, is a hub for horse racing content from the ITM Team and our partners.If you want even more premium handicapping analysis, including exclusive podcasts, detailed written analysis, and show notes from the free podcasts, please check out ITM Plus - https://www.inthemoneypodcast.com/plus

St. Louis Cardinals prospect Luken Baker is competing for the Triple Crown at Triple A Memphis, isn't it time to find out if he can produce at the Major League level? Tampa Bay Rays Preview Trade Deadline Checkup - Jack Flaherty - Jordan Montgomery - Jordan Hicks - Paul DeJong - Genesis Cabrera - Chris Stratton Follow & Subscribe on all Podcast platforms…

In today's episode of Backpacker Radio presented by The Trek, we are joined by fellow Goldenite, Andrew Terrill. Starting in 1997, Andrew walked more than 7,000 miles from the southernmost point of Italy to northern Norway, an 18-month journey across the wild parts of Europe. Needless to say, learning about this unique and fascinating trek is the focus of today's chat, as we learn what inspired Andrew to take on this route that no one had ever done previously, how he was received by locals throughout his journey, standout stories from his adventure- including running into the Italian mafia, his favorite stretches of trail, and how this journey helped him overcome his social anxiety. This hike is unlike anything we've ever featured on the podcast, and we think you'll really enjoy learning more about Andrew's story.  We wrap the show with news of a giveaway The Trek is hosting, featuring nearly $15,000 worth of backpacking gear, what our "liked it before it was cool" brags are, the Triple Crown of things that are the modern-day cigarette, and an epic listener email on the legality of stabbing people who enter your tent. Range Meal Bars: Use code “THETREK” for 20% off at rangemealbar.com. PACT Outdoors: Use code “TREK20” for 20% off and free shipping at pactoutdoors.com. Goodr: Use code “BACKPACKER” for free shipping on your first order at goodr.com/backpacker. Gossamer Gear: Use code “TAKESHELTER” for 20% off shelters at gossamergear.com.  RTIC Outdoors: Shop at rticoutdoors.com. [divider] Interview with Andrew Terrill Andrew Terrill Website Andrew's Instagram Andrew's Facebook  Time stamps & Questions 00:04:55 - Reminders: Support us on Patreon 00:05:54 - Introducing Andrew Terrill  00:06:31 - Tell us about living in Golden, CO  00:07:04 - Why Golden instead of other Colorado cities?  00:07:59 - How did you meet your wife?  00:10:23 - Were you appreciative of the email addresses?  00:11:14 - What was the inspiration for your journey?  00:14:25 - What were you doing for work at the time? 00:15:28 - Did you get any support in quitting your job to hike?  00:17:10 - Can you tell us the scary story from the Pyrenees?  00:20:36 - What injuries did you get?  00:22:58 - How did that experience not make you shy away from hiking?  00:23:50 - Did you dread sharing the news of your fall?  00:25:02 - It's 1997, how did you plan the logistics?  00:27:58 - How many times was the lucky coin unlucky?  00:29:26 - Did your fall make you want to pursue risk more?  00:31:07 - Tell us about being warned of the mafia  00:34:10 - Do you speak Italian? 00:34:32 - Was the threat of the mafia present through the full trip?  00:36:32 - Tell us about your gear back then?  00:39:30 - What happens when you leave Calambria?  00:40:51 - What mistakes did you think you made?  00:42:12 - Tell us about getting lost?  00:45:42 - What were the logistics of camping on this journey? 00:48:26 - Why did you get turned away from the hotel?  00:50:52 - Tell us about the shepherds you met along the way? 00:55:28 - What there a specific turning point?  00:56:25 - Tell us about your encounter with wild boars 00:57:41 - Any bear or wolf encounters?  01:01:23 - How did you overcome your social anxieties?  01:08:12 - Do you attribute your hike to resolving those anxieties?  01:09:22 - Tell us about hiking through the Dolomites  01:11:36 - Were there other historic sites you stumbled upon?  01:12:30 - Can you give us more specifics about the route you took?  01:13:50 - How do you handle the Alps in the winter?  01:20:41 - Is it challenging to plan food resupply?  01:22:15 - Were you ravenous after this journey?  01:22:45 - Did you have any unique culinary experiences?  01:23:54 - What types of freelance work were you doing for money?  01:25:03 - Did you ever lose any film?  01:25:38 - If you could highlight a 50-100 miles stretch in each of the countries, which would you recommend?  01:28:14 - Are there polar bears in the arctic?  01:29:08 - What kind of wildlife is there?  01:30:01 - Did you deal with short days in Norway?  01:30:36 - Did you have trouble sleeping?  01:30:52 - What should we ask you?  01:33:34 - If someone wants to follow your route, what advice would you give?  01:35:00 - Books: The Earth Beneath my Feet and On Sacred Ground   SEGMENTS QOTD: What was your “I liked it before it was cool” brag?  Trek Propaganda: It's Still Summer Giveaway  Stupidest thing of the week  Happy National Raspberry and Cream Day  Triple Crown of things that are the modern day cigarette  Cinnamon Court  Mail Bag  5 Star Review    [divider] Check out our sound guy @paulyboyshallcross. Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex & Misty with Navigators Crafting, Andrew, Austen McDaniel, Austin Ford, Brad & Blair (Thirteen Adventures), Brent Stenberg, Christopher Marshburn, Coach from Marion Outdoors, Dayne, Derek Koch, DoGoodPantry, Eric Casper, Erik Hofmann, Greg McDaniel may he bring honor to his name, Liz Seger, Matt Soukup, Mike Poisel, Morgan Luke, Patrick Cianciolo, Sawyer Products, Timothy Hahn, and Tracy “Trigger” Fawns. A big thank you to our Cinnamon Connection Champions from Patreon: 12 Trees Farms, Dcnerdlet, Emily Galusha, Jake Landgraf, Jeanne Latshaw, Jeff LaFranier, Joann Menzer, Keith Dobie Jr, Kelly Heikkila, Matthew Spence, and Peter.

Françoise von Trapp speaks with 3D InCites Member companies who exhibited and or attended SEMICON West 2023.  She posed one main question, based on the show's three key topic areas. What role do they play in helping the semiconductor industry succeed in becoming a $1T industry by 2030, how are they addressing the path to Net Zero, and how are they being impacted by the talent shortage?Franziska Petersen, Edwards talks about the company's role in the Semiconductor Climate Consortium. Alan Weber, CImetrix by PDF Solutions talks about the adoption and use of standards and how it impacts KPIs. Paul Lindner. Dave Kirsch, and Garrett Oakes, EV Group, talk about what it means to win its 11th Triple Crown for TechInsights Customer Service Satisfaction Survey.Giancarlo De la Garza, Nordson Test, and Inspection, talks about the acquisition of CyberOptics and what that means for the company's product portfolio. Keith Best, Onto Innovation, shares some news about its Application Center of Excellence focused on advanced packaging for panels.Sally Anne Henry and Jim Straus, ACM Research talk about reasons why they think we're in the midst of a talent shortage across the globe. Abdul Lateef, CEO, PlasmaTherm explains the role 200mm manufacturing at legacy nodes plays in helping the industry achieve $1T.  Dieter Rathei, DR Yield, talks about the new fab expansions needing state-of-the-art data management tools to achieve better manufacturing efficiencies.Peter Dijkstra, Trymax Semiconductor, talks about opening Trymax USA, driven by the push to onshore manufacturing in the US.  Vinay Patwardhan, Cadence, discusses the different EDA needs of 3D HI multi-chiplet systems, compared with simple 2D advance packaging. Feng Ling, Xpeedic, talks about Metis, the company's simulation tool for 2.5D and 3D IC that won the Herb Reiter Design Tool of the Year Award.David Doyle, Heidenhain, talks about how the company's motion control products support the precision and accuracy needs of today's advanced packaging technologies. Joe Gaustad, ClassOne Technology, talked about the company's collaboration with universities to bring state-of-the-art tools to the hands of engineering students. Jobert Van Eisden, MKS Instruments, talks about how next-generation Cu-to-Cu plating chemistry makes a low-temperature die-to-wafer hybrid bonding process. Joel Scutchfield, Koh Young America talks about the company's recent entrance into the heterogeneous integration space from PCB assembly space with automated optical inspection tools. Martijn Pierik, Kiterocket talks about the Kiterocket Lounge hospitality space and the exciting panel discussion they organized and hosted on behalf of its clients that focused on how AI is shaping the semiconductor industry. Spencer Wall, DSV-IMS talks about the role a global transport and logistics company plays in supporting a robust semiconductor supply chain. Support the showBecome a sustaining member! Like what you hear? Follow us on LinkedIn and TwitterInterested in reaching a qualified audience of microelectronics industry decision-makers? Invest in host-read advertisements, and promote your company in upcoming episodes. Contact Françoise von Trapp to learn more. Interested in becoming a sponsor of the 3D InCites Podcast? Check out our 2023 Media Kit. Learn more about the 3D InCites Community and how you can become more involved.

August 3, 2006, Phillies' infielder Chase Utley goes 3-for-6 against the Cardinals to extend his hitting streak to 35 games. The streak will be stopped the next day against the Mets. Utley hit in every game during the month of July, and raised his batting average 40 points during the streak.August 3, 1997 - Phil Niekro, Tommy Lasorda, Nellie Fox, and Willie Wells are inducted into Baseball's Hall of Fame in Cooperstown. August 3, 1980, Al Kaline, Chuck Klein, Duke Snider, and Tom Yawkey are inducted into the Hall of Fame. Kaline collected 3,007 hits and hit 399 homers in his career spent with the Detroit Tigers. Snider belted 407 homers and batted .295 in an 18-year career, spent mostly with the Dodgers. Klein starred in the 1930s, when he won an MVP Award, the Triple Crown, and a batting title for the Phillies. Yawkey was the popular longtime owner of the Boston Red Sox.August 3, 1960, the Cleveland Indians and Detroit Tigers make an unusual trade when they announce the swap of their managers. Cleveland's colorful general manager, Frank “Trader” Lane, sends Joe Gordon to the Tigers for Jimmy Dykes.August 3, 1948, former Negro leagues star Satchel Paige makes his first major league start. The 42-year-old future Hall of Famer pitches seven innings and earns the win as the Cleveland Indians defeat the Washington Senators, 5-3. A crowd of 72,434 attends Paige's first start.August 3, 1914, New York Yankees catcher Les Nunamaker becomes the only major league player in 20th century history to throw out three base stealers in one inning. Nunamaker eliminates a trio of Detroit Tigers in the second inning.Born on this day - 1894 - Harry Heilmann, outfielder; Hall of Famer - One of the best right-handed hitters in baseball history, Harry Heilmann won four batting titles on his way to the Hall of Fame. Some attributed his batting improvement after 1920 to a “lively ball”, but the more plausible reasons were the tutelage of teammate Ty Cobb, and maturity. Heilmann played fifteen seasons with Detroit as part of one of the best hitting teams in history, and later served as a popular announcer for the franchise.

Ben Verlander and Alex Curry dive into everything Shohei Ohtani related in 'This Week in Shohei Ohtani News'. They discuss the Los Angeles Angels' playoff chances after choosing to not be sellers and whether or not that helps them in their pursuit to possibly re-sign Ohtani. They also talk about Ohtani's chances to take home the AL Triple Crown. Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we talk about some ideas to get ready for the American Pointing Labrador Association's national event, the 2023 Triple Crown.  It's a long 3 days for handlers and dogs, and there are a number of things you can do in this last month before the trip to Idaho.  Endurance and fitness for your dog (and you) are of paramount importance.  Understand the demands that will be imposed on you and your dog, and how to optimize the state of mind you both go into this with.  More is not always better in good preparation, so you give yourself and your dog some serious thought on how to be in the best spot going in. That's a beautiful plate and ribbon you get to adorn your vehicle going home for certain ;)

Mike McKnight is a professional ultramarathon runner and running coach based in Northern Utah. He has won various 200-mile races including the 2023 Cocodona 250, he holds the FKT for the 500-mile Colorado Trail, and is a Triple Crown of 200s finisher — a triad of 200-mile ultra races. In this episode, we discussed how we overcome the odds and surged late to win the Cocodona 250 race. Mike also shared the benefits of a low carb diet and disbanded common myths associated with the diet. Finally, we explored the value of strength training and the value in it for ultra endurance athletes. Timecodes: (3:17) - How Injury Led Mike Into Running (4:28) - ITB Syndrome Experience (11:43) - Three Years of Cocodona 250 (12:01 - Rhabdo in 2021 (14:45) - Knowing When To DNF vs. Push Through (17:33) - Evolving Course of Cocodona 250 (19:20) - Mindset Doing The Same Race Every Year (20:49) - Winning Cocodona 250 (33:45) - Compartmentalizing During a 200-Mile Race (36:49) - It's Never Officially Over (37:59) - Why Mike Follows a Low Carb Diet (41:40) - How His Diet Has Evolved (46:13) - Common Misconceptions (50:33) - Low Carb Fuel Sources & Using Fat For Energy (54:36) - Why Mike Loves 200-Mile Races (55:26) - Current Motivation (57:00) - Getting Into Strength Training & Upcoming Spartan Race (59:13) - How Mike Strength Trains For More: Support the Podcast Follow Brock on Instagram Follow Brock on YouTube Follow Mike on Instagram Visit Mike's Website --- Support this podcast: https://podcasters.spotify.com/pod/show/zero-quit-podcast/support

In this podcast episode, Keith Weinhold and Kirk Chisholm discuss the differences between real estate and stock investing. Kirk Chisholm is the Principal of Innovative Advisory Group. He provides his perspective as a wealth manager, emphasizing the control and lower risk offered by alternative assets like real estate.  Learn the difference between risk and volatility. We discuss risk-adjusted returns, liquidity, and the importance of understanding and managing risk. The conversation also covers cash flow, dividends, big tech stocks, and private mortgages. Interest rates and inflation—we discuss their future. Kirk believes rates will stay at this higher rate for a long time. Timestamps: The Paradigm Shift in Interest Rates and Inflation [00:00:01] Discussion on the new paradigm of interest rates and inflation and how it affects real estate and stock investors. The Impact of Front Porches on Society [00:01:35] Exploration of the impact of the disappearance of front porches on neighborhoods and communities. The Definition and Management of Risk in Investments [00:05:50] Explanation of how risk is defined and managed in different types of investments, including stocks, real estate, and alternative assets. The difference between volatility and risk [00:10:21] Explanation of the temporary price movements (volatility) and permanent impairment of capital (risk) in different investment assets. The illiquidity of real estate and non-traded REITs [00:13:11] Discussion on the illiquidity of real estate compared to publicly traded markets and the example of non-traded REITs during the 2008 financial crisis. Importance of cash flow and dividends in stock investments [00:15:26] Exploration of the two camps in stock investing: cash flow-driven investors and appreciation-driven investors, and the significance of dividends and cash flow in stock investments. Dividend Stocks and Value Stocks [00:20:17] Explanation of the difference between growth stocks and value stocks, with a focus on dividend-paying stocks. Private Mortgages and Cash Flow [00:21:12] Discussion on the benefits of investing in private mortgages and how it provides a passive income stream. Default Rates on Hard Money Loans [00:25:48] Exploration of the default rates on hard money loans and the industry's approach to mitigating risks for both borrowers and lenders. The new paradigm of interest rates and inflation [00:31:32] Kirk Chisholm discusses the shift in the economic paradigm from low interest rates and inflation to higher rates and a shrinking economy. The impact of higher rates on mortgages and real estate [00:35:39] Kirk explains how higher interest rates affect mortgage payments and housing affordability, leading to a decline in house prices. The consequences of higher rates on corporate America [00:37:48] Kirk discusses how higher rates can impact corporations, particularly those with short-term debt, potentially leading to bankruptcies and market clean-up. Higher rates and recession correlation [00:39:55] Discussion on the correlation between recessions and lowering of interest rates, and why it may not happen in the future due to high inflation. Fed's focus on stable prices [00:42:48] The Federal Reserve's prioritization of stable prices over high employment, within their dual mandate. Interest rates and the economy [00:44:10] The potential impact of higher interest rates on the economy, with a discussion on when the next recession may occur. Resources mentioned: Show Notes: www.GetRichEducation.com/460 Innovative Advisory Group: www.InnovativeWealth.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to. I'm your host, Keith White. As a real estate investor, you are highly cognizant of your cash flows to stock investors. Even think about that and how we've now entered a completely new paradigm of interest rates and inflation and how to respond today on Get Rich Education with real estate capital Jacksonville. Real estate has outperformed the stock market by 44% over the last 20 years. It's proven to be a more stable asset, especially during recessions. Their vertically integrated strategy has led to 79% more home price appreciation compared to the average Jacksonville investor since 2013. GPB is ready to help your money make money and to make it easy for everyday investors. Get started at GWB Real estate. Agree that's GWB Real estate. Agree.   Speaker 2 (00:00:59) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Keith Weinhold (00:01:22) - What category? From Bogota, Colombia, to Wichita, Kansas, and across 188 nations worldwide. You are back in that abundantly minded place where financially free beats debt free.   Keith Weinhold (00:01:35) - And by now you might have already won the inflation Triple Crown. I'm your host, Keith Wild. Hey, Noah, is this a real estate problem? Philip Gulley, the author of Porch Talk. He said, I believe all that is wrong with the world can be attributed to the shortage of front porches and the talks we had on them. Somewhere around 1950, builders left off the front porch to save money, and we've had nothing but problems ever since. That's just the sort of thing that I think about now as you and I are enjoying the dog days of summer, as I trust that you are, you know, neighborhoods, property, it all used to be more wide open. The Pennsylvania house that I grew up in and that my parents still live in, it has a real front porch. And no one I mean, nobody has fences around their yard either. It is a real lemonade sipping chat with the neighbors vibe there that, well, seems to be more and more of a remnant of yesteryear.   Keith Weinhold (00:02:44) - I mean, gosh, from what I can see, there are more and more gated communities. Uh, people tend to get more concerned about security and that often means that they trade away freedom. Hey, well, our guest on the show today, he hits differently. And you're going to feel that because he's the principal of a firm that helps investors with stocks, bonds and mutual funds, as well as real estate investing. And it's not just REITs, real estate investment trusts, but more than that. And, you know, whenever he and I talk, we tend to get each other thinking in different ways, in shape, each other's opinions somewhat, as you'll probably see again today. He and I disagree on some things and we agree on others. I'm going to ask him about whether or not stock investors even care about cash flow. We'll be sure to get his insights on the direction of interest rates and inflation and more. Well, I'd like to welcome in our guest today he runs innovative wealth.com he's the principle and a wealth manager there at innovative advisory group.   Keith Weinhold (00:03:54) - They're based in Massachusetts but they advise well beyond any state borders. Hey it's been a few years. It's great to have you back. Kirk Chisholm Thanks for inviting me back. Keith. I was a little worried there didn't appear well in your show, but thanks for having me back. Yeah, well, it's been absolutely too long, and I really appreciate your perspective because they're with what you do. You're principal of a company that helps people invest in a big, wide palette of things, from stocks to private mortgages and some things with real estate and elsewhere. So you have this really broad view. So tell us what percentage of your business is is stocks, bonds and their derivative products like ETFs and mutual funds versus everything else? It's interesting because my industry is primarily focused on stocks, bonds and mutual funds. It always has been, probably always will be, in large part because they're easy to sell, They're publicly available information and everyone is can simply just click a button and get it done. So my industry tends to work towards lazy solutions or simple solutions.   Keith Weinhold (00:05:00) - Nothing wrong with that. You just have to know with what you're getting. It's funny, when we started our firm in 2008, we were doing a lot of private mortgages and we talked to the regulators at the time and they said, Oh, well, what percentage of your accounts in alternatives? Because we told them we did alternatives like what percentage of your accounts? And we said, Yeah, somewhere like 40 to 50%. You know, it probably ranges between 40 and 60. You could hear a pin drop in that room. I did pick the lady's mouth off the floor like she couldn't believe that. How quote unquote, risky that is. And she said the first question, she's like, are you serious? Isn't that really risky? And I started laughing and I said, risky? You mean like Worldcom, Enron, AIG, Tyco, You know, like Lehman Brothers, Bear Stearns? They just kept going on and on. She's like, all right, I get the point. And we had to define the concept of risk.   Keith Weinhold (00:05:50) - This is the part that your audience will appreciate, right? If you're investing in a company, it's been screened by the SEC. It's passed certain muster. It's SEC doesn't endorse it, but it's passed certain muster. You say, all right, I feel comfortable that this company's met the minimum criteria. That's not always the case. Right. Companies go bankrupt all the time. And we actually have a spike in bankruptcies most recently because of the economy. But if you look at piece of real estate, I can go walk up and touch it. I can go to the Registry of Deeds and see that I own it. I can talk to the maintenance guy or the property manager and see what's going on and have influence on it. I would say if you know what you're doing, there's a lot less risk. And I would say if you own a piece of gold, what's your risk? I could lose it. Somebody could steal it. The government confiscates it. That's pretty much it, right? It's not going to zero.   Keith Weinhold (00:06:37) - It's not going to the moon. It's just a rock. The way you define risk is really something that a lot of people don't spend time with is managing that risk. So a lot of what we've done is we've looked at it from a different perspective. What is the best investment given the criteria that we have, the markets we're in and the risk available? You know, what is going to do the best considering the risk as an example, Bitcoin or Ethereum or any sort of cryptocurrency, the risk is it could go to zero, right? It's not going to go below zero risk as you lose all your money or you might make 10 or 20 times your money, right? That is also possible. Both scenarios are probably on the extreme ends of probable, but either way, like you have to account for both scenarios and say is it worth it going to zero for me to make X amount of return? If the answer is yes, then it makes sense. If the answer is no, then don't invest in it or invest in a lot less of it.   Keith Weinhold (00:07:31) - So that's kind of how we look at risk and that's why we look across the board for alternative assets. We're very agnostic about the assets because it really just comes down to, is it a good investment or not? That's really the criteria we look at. Risk is what goes beyond the edge of your understanding. Think that's what applies to that conversation that you had that you brought up there earlier. Right. It's largely about one's risk adjusted return. You talk about with real estate how you have more control over an investment because you can get in there and understand it and change the operations of it in order to drive a return. And then stocks have this very efficient market where it's quick and easy to get in and out and things are more liquid. This very efficient market with real estate, there really isn't any app you can go on and be like, Oh, okay, well my duplex was up 3/10 of 1% this past week. That doesn't happen. That's part of the inherent inefficiencies with direct ownership of real estate, of course.   Keith Weinhold (00:08:32) - I would argue the point of efficient markets, the stock market is is not efficient, despite what the academics will tell you. It is more liquid. I would argue that real estate is illiquid, which is good and bad, right? If you need to sell, it's bad. If you're looking to buy and you don't need to buy, it could be really good. Stock market is very different in that it's claimed to be efficiently priced with all the known information at the given time. And the price is the price. And what I would argue is that's an interesting philosophical standpoint, but it's inaccurate, right? Because if all the information was known, then we wouldn't have volatility. But we do have volatility and the stock market is a forward pricing discount mechanism, right? So you look out six months and say, what's the market going to do? That's where the stock prices are six months from now, not today, six months from now. So whatever the market thinks is happening, they think it's going to happen then.   Keith Weinhold (00:09:26) - So if you look at interest rates, which I'm sure we'll get to, they're looking out six months and for the last two years I've noticed on the expectation of the yield curve, it's that, oh, rates are going to drop in the next 3 to 6 months and in 3 to 6 months it's going to drop in 3 to 6 months. Over and over, it keeps pricing out well, another 3 or 6 months. And I think that the market doesn't really look beyond that because it's really hard to predict. First of all, you can't predict the future anyway, but if you're probabilistically, going to try beyond six months is really hard because there's so many things that got to happen that changed the dynamics significantly. Talk about efficiency with stocks. I'm talking about how stocks are efficient and easy to liquidate. It's pretty easy to sell. And then over here in real estate investing, there is no panic selling because it takes quite a while to buy into sell. Therefore, that's some of the inefficiency of real estate compared to stocks.   Keith Weinhold (00:10:21) - We look at that through a liquidity perspective, right? So liquidity can be a good thing or a bad thing because when there's panic, selling, liquidity can lead to greater volatility like we see in stock. Yeah. And I want to point out two things here. So first is there's a difference between volatility and risk. And I think it's really important for people to understand the difference. So volatility is temporary price movements. It's how much the price fluctuates in any given day. Real estate investors don't see this right, But stock investors, Microsoft is up 5% yesterday. Nvidia's up like whatever, 70% of the day or whatever it was, 30 some odd percent in a day. That's volatility, right? You look at stock prices drop 30 plus percent in a short period of time. Technically, that should have been risk because the whole global economy shut down. But it turned into volatility because it went down and it came back up, actually exceeded the price of the start of Covid by the end of the year, which is insane to think about.   Keith Weinhold (00:11:20) - The whole world shut down. People are locked in their houses and yet the stock market is up. That is what I would consider volatility. Now, risk is what I would call a permanent impairment of capital. Now what that means is you buy a Beanie Baby at $100 because you think it's going to be worth a lot more. And then all of a sudden the Beanie Baby bubble crashes and never recovers and it turns into a $100 Beanie Baby into like a dollar. That's a permanent impairment of capital. That is a risk that you're not going to ever get your money back. You buy a I hate to swear on your show, but a beep coin that make up most of the cryptocurrency coins out there. They could all go to zero. I mean, you look at drawing a blank on the one with that. Elon Musk supports the dog dogecoin. Yeah, they claim this zero. It's a socially supported currency, but it doesn't have any value and they all admit it doesn't have any value. It's virtually worthless except for what people are willing to pay for it.   Keith Weinhold (00:12:15) - That has the potential to have risk in it because it could go to zero. But if I'm investing in GE, Microsoft, Apple, Johnson, Johnson, whatever, these companies that produce cash flow, they're solid companies with a long, long track record, they could certainly go to zero, no question. But typically the movements in price are volatility. Risk is when the chairman goes off, steals all the money and moves off to some island and people are left holding the bag saying, what's going on? You know, you look at AIG, Lehman Brothers, Bear Stearns, all those companies that basically made bad decisions, that is risk. That is not volatility. So it's important to understand the differences between the two, because if you don't, most people think of I am managing risk, I'm diversifying. No, you're managing volatility. Managing risk is completely different and you have to use different tools for that. Most people don't manage risk, they manage volatility. The other point I want to make is you mentioned the illiquidity of real estate.   Keith Weinhold (00:13:11) - And I want to point out an example which is kind of bordering the owning your own real estate versus, let's say, a REIT. I remember back in 2008, nine and ten when people were jumping out of the windows because they couldn't get rid of their illiquid non traded REITs. And I'm not a supporter of that of non-trade REITs or people jumping out of Windows. But in general, the non traded REITs market was interesting because technically they said you'd have quarterly liquidity, you could get a quarterly and normal times. That was true. They would just cash you out if you need money. However, when everyone's running for the door at the same time, they can't cash everybody out because they can't sell the property. So what do they do? They lock the doors, locked everybody in to burn alive. Well, the price went from, let's say, hypothetically, $100 down to $10 and people wanted out at any price. It didn't matter. They needed out. They need liquidity. Whatever it was, there were actually markets around.   Keith Weinhold (00:14:03) - You could buy people's shares of these non traded reach for like $0.10 in the dollar and people were willing to pay to discount 90% of the investment where you could have just walked in and purchased it and waited another five, seven years and you could have made 100 cents in the dollar. It's crazy. But that's one of the nice parts about real estate. And I'm using a security as an example because you can do that in real estate. But when you have the publicly traded markets, that doesn't necessarily happen, but it can happen in certain periods of time when the markets are completely irrational and everybody thinks the world is ending. Sure, that's a be greedy when other people are fearful, sort of seeing their I know their IT innovative advisory group. Since you do have this wide palette of offerings, you kind of have this broader view of things. I'm wondering, Kirk, a lot of people in that stock world, many of them concerned with cash flow or it might be dividend there, or are they even as interested in cash flow there with the kind of stock and mutual fund investments as they are over here in the real estate world where we're quite interested in cash flow? And then do they even take the dividends or do they just reinvest them, which is called a drip program dividend reinvestment program? How important is that to investors on the stock side? It's a good question.   Keith Weinhold (00:15:26) - So what tends to happen is people kind of fall into two camps, much like the real estate camp. Some people fall into the. Cash flow camp. Which is your camp? Which is my opinion. I think that's the best way to invest is cash flow appreciation. You're just taking a guess. But there are good amount of people that are appreciation driven. They don't look at cash, so they're happy to make zero cash flow for the expectation They're going to make lots of money and appreciation and look at them like, What are you thinking? Like, what if the cash flow declines? You're going to support the negative cash. Why do you own it? It's silly, but some people think that way. They think, Let's go for the appreciation. Let's roll the dice. Let's go. No whammies, you know? And what ends up happening is these people make mistakes because the real estate market, this usually happens at closer to the tops and people make bad decisions and they realize, oh, crap, I can't make this work.   Keith Weinhold (00:16:16) - I was trying to Airbnb this with a two cap, this not working. So now I need to sell this thing or I'm going to lose my shirt. I had these conversations all the time. So using that as an example, because that's where your audience will understand dividend investors the same. So a lot of people, when they're investing in stocks, they're looking at stocks as a way to make money. Most people want total growth, which really means in their mind, appreciation. What are the stock market do this week? What did it do this quarter? That's all people want to know. Well, what about the dividends? Well, actually, there was a time 40, 50 years ago when dividends mattered, you could get six, seven, eight, 9% dividends. Now, that's absurd to think about that. The only stocks that pay dividends of that nature are stocks that are highly speculative or the dividend is highly speculative. Market typically looks at dividends and if they don't trust the dividend will continue to get paid.   Keith Weinhold (00:17:08) - They'll actually discount the stock, which will make the dividend look real attractive. It'll suck people in to buy it and then they'll slash the dividend back to a rate that's normal. So people looking at dividend stocks, be careful because we're not in that environment where dividend stocks are all that attractive. If I can get a 5% close to zero risk US Treasury bond and I can compare that to a 2% dividend stock, I'll take the Treasury all day because it's close to guaranteed dividend stock. Maybe it goes up, maybe it goes down, who knows? But, you know, ultimately you're trying to solve a problem. The big challenge we have now, is any of this sustainable? Are the cash flows sustainable? Good value? Investors should be looking at cash flows. They should be looking at metrics and trying to find stocks that are at a good price that will pay them a handsome return over time. And the problem is, is we don't live in that environment much like the real estate market. It gets overheated because too many people are chasing too few properties and virtually everyone was putting all their money into 5 to 7 stocks on the Fantastic Seven or the Faang stocks or whatever you want to call it These days.   Keith Weinhold (00:18:18) - That name changes all the time. But the point is, you've got big tech that's driving most of the return this year. Think big tech made up 2,530% of the S&P 500 500 stocks. You have five stocks making up 25 to 30% of the index by size. And by return, it made up think the S&P was up 15%. And these 5 or 7 stocks made up 13% of that 15. Really crazy, crazy to think about. Right. But that's what people look at is the index. And the index is not necessarily accurate, but that's what people look at. So you have to gauge it by that. Most of the marketplace is chasing these appreciation returns. And like you have with real estate, you get the good with the bad, you chase appreciation. You can win or lose. I don't know where the future is going to be, but I know that if I'm chasing cash flow, I'm pretty certain I know where that's going. But if I'm investing in a tech stock that has negative cash flow, I have no idea where that's going.   Keith Weinhold (00:19:19) - Right. Could go up, could go down, who knows? But I look for stocks with good cash flow. I think if you're going to invest well, you want to find a legacy stock that you feel comfortable owning forever. Now, when it comes back to the Fang acronym, I tend to think Nvidia should be replacing Netflix in the Fang acronym about this time. But dropping back earlier when we were talking about dividends, I don't track this very closely, but last I checked, probably last year it seemed like the average dividend paying stock in the S&P 500 was something like 2%. Is that still about right? I think it's actually a little bit lower. I haven't looked at it in the last few weeks because it's gotten so low, it's almost not even worth looking at. I think last year was 1.77. As of right now, it's 1.47 on the S&P 500, 1.5%, which is insanely low for real estate investors. I think of the dividend yield in stocks as being synonymous with the cash on cash return in real estate.   Keith Weinhold (00:20:17) - But you said something earlier about dividends, Kirk, that I actually thought was the opposite way. I thought that dividend paying stocks tended to be kind of those older, stodgy or staid, like a utility company rather than a younger tech. Company. Yes, that is accurate. Yes, Most of the dividend stocks are what we would consider value stocks. So the terms growth, stock and value stock are actually don't mean anything. They're what everyone wants it to mean. What they tend to mean is growth Stocks tend to be stocks that are focused on appreciation. Value stocks are typically focused on cash flows or their stocks that are discounted, and you can buy them for good cash flow. But if you look at a stock like Microsoft, I mean, you got the dividend yield is about 75 basis points, 76 basis points as of today. So you're getting less than 1%. But Microsoft's one of the the Fang stocks, right, or Fang, whatever they're calling it now, they come up with a new acronym.   Keith Weinhold (00:21:12) - But some of these big tech Apple's fang of dividend so some of the big tech actually are paying dividends. Now what we're talking about, the production of cash flow or income from both stocks and real estate here. And one thing that I know you do in there and that you help investors with is private mortgages in producing an income stream that way. Can you tell us more about that? Is that where you have clients where you connect them with ways to make hard money, loans to real estate investors, for example? As we talk about here, I'm a big fan of cash flows and I have a few favorite asset classes and they're not the stock market, right? I love real estate. I love tax liens. Tax lien is by far my favorite. If you can get them the right way and the right price, which you can't, but if you could, that's one of my favorites for many reasons, but one of the ones that we do a lot of are hard money loans or private mortgages.   Keith Weinhold (00:22:05) - The reason I love it is because they're simple. If you're investing in real estate, it's not passive income. It's a business. You have to manage the business. You have a property manager, you've got tenants, you've got expenses, you've got taxes. All this stuff you have to deal with, which is fine. There's nothing wrong with that. But when people invest passively, it's not passive, right? It's active. It just happens to be a different business than one that you're selling widgets out of the corner store. If you're investing in private mortgages, you have to do your due diligence up front. But once you invest in it, you're done until you get paid back. It's like any sort of fixed income. It's a bond. It's fixed income is how I look at it now. For the past ten plus years, you couldn't get any rates on bonds, your fixed income, part of your portfolio, your treasuries, your corporate bonds, whatever you're buying, you're getting close to zero.   Keith Weinhold (00:22:54) - And there was a lot of risk. So we substituted these for our fixed income and you're getting 10 to 15% over the last ten years where the common rates and I like them because you're getting access to real estate. So real estate is backing the note. So it's a mortgage, right? So you're lending somebody else money at, let's say, 12% and they're going to pay you that 12% and give your money back at the end. And if they don't, you get their property. Now, personally, I don't want their property is too much headache because when I got to do foreclosure and go through all that, that's not the point. Some people do. Some people invest in hard money with the assumption they're going to own that property. And it's a great acquisition strategy. If you're so inclined. It's not you know, I have clients. I can't have that kind of business model. It's just too much of a headache for everybody. So we want people that are going to pay and pay on time and people are going to continually come back and I can work with versus having the lender investor that actually helps the borrower default so that they can get the property correct, which like I said, is a great investment strategy.   Keith Weinhold (00:23:55) - It's just not our investment strategy. And I think just like real estate, you can buy foreclosures, you can buy off MLS, you can build. There's so many different things you can do. Same thing with notes with paper. Paper is a great asset class if you know what you're doing. The challenge with private mortgages, hard money now is because everything is so expensive that these investors, these fixed and flippers investors would have. You can't make money. And I know there are people out there that are doing it. So it's not that it's not happening, but anybody I know that's really good at fixing flip or rehabs or things like that in my area, not speaking for every part of the country in Miami, in the Boston area, they're not doing deals because they can't make money. There's no margin of error. If they were to compete and win the deal and they make a mistake, they're going to lose money. They don't want to lose money. So they need to have a big enough margin cushion so that they make a mistake.   Keith Weinhold (00:24:49) - They're still making money. So these people we work with, they're not doing deals because there are no deals to find. So that means there are fewer mortgages times like 2008, nine and ten, we didn't have enough client cash to put to work. Like we had so many notes coming at us we didn't have enough cash to find. Now it's the reverse. There's plenty of cash chasing them and there's not enough notes out there. And a lot of the notes are poor quality because the risk is too high. We want easy. We want somebody paying on time, we want our money back and then go on and do it again. So I love them for cash flow. It's simple and easy and it solves a lot of problems. So this is interesting. If you as a real estate investor have ever taken a hard money loan, you might wonder who the lender is on the other side of that. And that might be someone like Kirk's clients in there where he is. Kirk. Can you tell us more about the default rates on the hard money loans lately? How often do they not get paid back and do they go into default? Yeah, that's a good question.   Keith Weinhold (00:25:48) - So I don't know the industry rates. So we work with a handful of people and that's all we work with, so we know the rates for them. I'll tell you about ours and I'll tell you about the industry a little bit more. So for us, we've done hundreds and hundreds of these things and I would say less than 1% of them have had issue. So we are truly not looking for rates of default. A tornado tore through the neighborhood and tore off the roof. That's an issue. That's not something I can deal with. Right. Guy you're working with dies. It's an issue you got to deal with, right? Like this isn't somebody making a bad deal or run away with the money. This is stuff that you can't predict and is inevitably going to happen in one way, shape or form. So we mitigate the risk as much as possible, but our rates of default or I would say not even default, but just having issue with the loan because most of the stuff it's, you know, maybe discount if you have a something like that, maybe it's your discounting the interest instead of getting the full interest, maybe get partial interest or even no interest, get your money back.   Keith Weinhold (00:26:44) - Like for us, it's like, how do you handle a default is really important because the borrower, there's some risk there, but then there's the lender, there's some risk there. So you have to find a balance that makes everybody happy so that, you know, the borrower is not taking it on the chin because then they're not going to come back. But it's not all in the lender either. So you have to find a balance and work with people. Much like with real estate, you know, you get a bad tenant, so you try to work with them so you still get paid. It's the same kind of thing. But if you look at the industry, the industry is interesting. So I interview a lot of hard money lenders on my show over the years and fascinated to hear what they say and some of the people who do the most or they're in charge of marketplaces of these notes. What they've been telling me for the last few years is think about this way. A lot of these things come from developers or fixing flippers.   Keith Weinhold (00:27:31) - They get their properties out of foreclosure, they get it out of sheriff's sale, they get out of fire or estate sales like these things where they're highly discounted. So during Covid, the courts were shut down for a year and a half. You couldn't get these properties if you were foreclosed on, you couldn't get foreclosed on for two years because the courts weren't open. And when they did open, there was such a backlog of other stuff that was more important than that. They were dealing with like murderers and whatever, rapists, people that actually need to go to jail. And they're not dealing with foreclosures to the same extent. So the courts are backed up for a long period of time. And so when they finally opened up, you start to see a trickle through. You're starting to see more now. But that was a big challenge to the market. So what I've been hearing for the people who are really deep in this market and they see everybody across the board, across the country is they've all said that there's a tidal wave coming.   Keith Weinhold (00:28:24) - And a lot of the problem is, is there are a lot of bad notes out there. So there are people who basically created these notes, right? So they underwrote the notes. They they lent money to somebody with bad terms or is a bad loan like the person should have borrowed or whatever it is, they're still paying. But you see, the quality of the paper is really bad. And what's going to happen is if you see a hiccup in the real estate market, then you're going to see this paper flush through the system because all of a sudden this deal that was marginal is now a bad deal and it flushes through either people default or they sell or whatever. And that stuff has to flush through the system until it does, the market's not going to be efficient. Everyone is waiting around saying, I know there's bad paper out there. I'm trying to find good stuff and it's harder to find, but it's not from a lack of paper, it's from a lack of quality paper. And this happens every real estate cycle.   Keith Weinhold (00:29:19) - Having 2008, nine, ten flushes out the bad people, buy the paper at a discount. You're listening to Get Rejection. We're talking with innovative welcomes Principal Kirk Chisholm when we come back, including his take on where we're going with interest rates and inflation. I'm your host, Keith Lindholm. You know, I'll just tell you, for the most passive part of my real estate investing personally, I put my own dollars with Freedom family Investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited. For some of them. It's all backed by real estate. And I kind of love how the tax benefit of doing this can offset capital gains in your W-2, jobs, income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660.   Keith Weinhold (00:30:30) - And this isn't a solicitation If you want to invest where I do, just go ahead and text family to six six, 866. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They've provided our tribe with more loans than anyone. They're truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four Plex's So start your prequalification and you can chat with President Charlie Ridge personally, though, even deliver your custom plan for growing your real estate portfolio. Start at Ridge Lending Group.   Speaker 3 (00:31:16) - This is author Jim Rickards. Listen to Get Rich Education with Keith Reinhold and Don't Quit Your Day Dream.   Keith Weinhold (00:31:32) - Welcome back to Get Rich. We're talking with Kirk Chisholm. He is the principal and a wealth manager at Innovative Advisory Group. And I like to chat with Kirk and some of these people that have this bigger picture view where they offer clients stock options, real estate options and more. In Kirk, I know you like to say that we're sort of living in a new paradigm and that people are only just now starting to realize this new paradigm, which has to do with interest rates and inflation.   Keith Weinhold (00:32:01) - So tell us about this new paradigm. Let's take us back a few years. So if you think about what's happened in history, I'm a student of history, much like you are, Keith, You look back in history, it's instructive as to how the future may act, right? It's never going to mirror that because it doesn't happen that way, as I think it was. Mark Twain has said that history never repeats, but it rhymes. I'm not sure if that's actually attributed to him, even though people say it is. But point being is if you look back in history for the pretty much starting in like the 70s, we had a period of time and I'm going to come back to the 70s, but we had a period of time where things were volatile, we had high interest rates and we peaked at 20% rates depending on which rate we're talking about. The 30 year treasuries, I think it hit 15%. Fed funds rate hit 20%. So we had some pretty high numbers. And so the subsequent 40 years, interest rates declined for 40 years.   Keith Weinhold (00:32:56) - If you had bought a 15%, 30 year Treasury in 1980, 1981 and held on for the whole 30 years, you would have made 15% for that whole time. And it bottomed out a few years ago. So think about the 70s. Like, here's the economy, right? I got my hands together. Here's the economy. This is what it looks like, right? It's this size Now. If you start injecting leverage, you get a mortgage on your real estate. That's leverage. The company borrows money. That's leverage. Right? So you're borrowing money. So your borrowing future cash flows to use today. So let's say I own a home outright and I decide, hey, I want to borrow money to go buy a motorcycle, whatever. Okay. Well, I just increased the economy size because I borrowed money, right? So I've increased the amount of money in circulation from 1983 81 until pretty much a few years ago, the interest rates went from a high amount of 20% down to close to zero.   Keith Weinhold (00:33:51) - Now, the lower the interest rates, the more you can borrow. So if you think about the economy, it kept increasing as rates drop because you can borrow more and more money. Now, how much money can you borrow? A 0%. Keith An infinite amount, in theory, yes. As much as they'll give you. And how much? If it's negative, I don't know. I'm going to borrow a bunch of people and borrow their money like and we get into this crazy period we had a few years ago where there actually negative rates in Japan still does. But the point is, is the lower the rate, the bigger the economy can be because you're allowed to leverage more and it means you can borrow more money and use that money for other things. And now that's a problem because you're borrowing future cash flows to use today. So at some point you got to pay that back one way, shape or form or another. The thing is, is that is increased the size of the economy over this time.   Keith Weinhold (00:34:37) - So the paradigm from the early 80s until a few years ago was one of leverage and growth. And there's a lot of things went into that globalization, outsourcing to China and Asia, technology, all these things influence this growth of the economy. But then in 2021, we hit the lowest rates. We hit mortgage rates at 2.5%. Fed funds rates were low, Treasuries were low, and they started raising rates in 2022. So the economy now started to shrink because you can borrow less. Now, it didn't actually shrink, but I'm using this for illustrative purposes. So if I'm looking at this big, huge balloon and think of it as a balloon, right? You start as there's no air in it, you blow it up with air, you get this huge balloon. Well, as rates go up, you start to let air out of the balloon because you can't sustain high interest rates because it comes down to cash flow. So what ends up happening is as rates go up, the economy effectively starts to shrink over time because if low rates help it expand, higher rates will contract it.   Keith Weinhold (00:35:39) - But it doesn't happen today or tomorrow. It happens over years, as the economy did in the last 40 years. So the paradigm we had changed two years ago and now we have high interest rates and the economy is shrinking to acclimate to this new higher rate environment. So you could have bought mortgage for 2.5% for 30 years on the house. You bought a $500,000 house, 2.5%. You probably would have paid, I think, $3,700 a month rate. You're paying $3,700 a month. That's where you can afford. And most people were doing that, so they bought as much as they could afford. However, now mortgage rates are seven and a quarter at seven and a half. That $3,700 a month mortgage is now doubled. So now you're looking at about a $7,400 a month mortgage. I can't afford $7,400 a month, so I can't buy that same price house. Now, the house price to accommodate that has to decline. And I'm using real Estate Illustrated because it also I'll tell you in a minute so the house price has declined to accommodate that higher payments because people can only buy what they can afford.   Keith Weinhold (00:36:43) - Now take that illustration and overlay that into corporate America, because companies do the same thing. They borrow as much as they can get away with. As you say, with mortgages, it's fixed. It doesn't affect me because it's fixed. And same thing with corporations doesn't affect me. It's fixed. That's correct. Which is why it doesn't impact the economy immediately. But it does impact it over time because with the 30 year mortgage, you never have to move. But if you do have to move, you're in trouble. If you own commercial property, you don't have 30 years, you might have a five or a ten year mortgage, which is going to roll at some point in time and hopefully rates are lower. But if they're not now, you've got some explaining to do, right? In corporate America, there's a lot of companies that get, you know, short term debt that's going to roll over at a higher rate. How are they going to afford it? Johnson, Johnson, Apple, Microsoft, they can afford it, but can borderline junk bonds, companies that are low quality, that are just making it, barely making it buy in cash flow because they can borrow money? What about them? Well, they're going to be forced to make hard decisions or go into bankruptcy.   Keith Weinhold (00:37:48) - So what higher rates do? It basically cleans up the economy by taking out the inefficient players and forcing some into bankruptcy, foreclosures, whatever it may be, it effectively will clean up the market, but it also caused the economy to shrink. So it destroys capital. And if we have rates that are higher for longer than, let's say a few more months, if they're higher for 5 or 10 years, it's going to be a problem. And I think we're going to have higher rates a lot longer than most people think. The market is predicting another six months they're going to drop rates. They've been saying that for the last year. So I don't think they're accurate. I think it's going to be at least a year, maybe two, and then we'll see what happens. Hard to see that far out, but people need to be become acclimated to these higher rates for a while because if you look at historically, these aren't that high. Their average rates. Yeah, they're right in the mean like we're not high historically.   Keith Weinhold (00:38:43) - If you look at bond yields I mean you look at late 90s, you've got up to 6%. I think you've got to 6 or 7% and depending on what you're investing in. So we are not high and default rates are not high. Default rates for high yield bonds historically are 7%. I think we're like 1% like last 15 years. So the numbers that we saw were extreme examples of the economy. And we're going to find a happy balance somewhere. And I don't know where that is, but this new paradigm is about reassessing the assumptions you're making about your investments, about the economy and any assumption what are interest rates going to be? What's inflation going to be? These are things that people never even thought of. They just assumed, Oh, inflation is going to be 3%, I'll just use that. Or interest rates, they're going to be similar. You can't make those assumptions anymore. You have to have broader. Lateral testing of whether this is going to work or not. You've done a great job of breaking down that new paradigm where basically that 40 year period from 1981 to 2021, we had gradually declining interest rates and something in 2021, that's where things changed and we entered into a new paradigm of increasing interest rates.   Keith Weinhold (00:39:55) - So as we're winding down here, you stated you think that we will have persistently higher rates for quite a while. So many people have been saying a recession is just around the corner for so long. It's sort of annoying to really think about it. But as we know, with the recession, that generally correlates with a lowering of interest rates. But you don't see that happening by next year, say, with a lowering of interest rates that corresponds with a recession. What you said is recessions typically correlate with lower rates. You're correct. But what if they don't? I'll give you some examples here of why things are different and why it matters. So if the last 20 plus years, if we had a recession or even a sniff of a recession, the Fed would drop rates, print money, they would boost the markets back up. Everything would be fine. Right. Problems solved. Right? The world's going to end. Don't worry. Here comes the Fed to the rescue. They did that for 20 years.   Keith Weinhold (00:40:49) - But now we have high inflation. So with high inflation, they can't do that because if they do that, it causes inflation to spike, much like the 70s. Now they're not oblivious to the 70s. They know full well what happened and they don't want to repeat it. What they're saying has been pretty clear. We're going to make sure we kill inflation. We don't want it coming back. It is very probable that we have inflation dipped down into two even 0% this year. There's the probability is low, but it's probability we could hit 0% inflation by the end of the year. However, I don't think it's going to stay there because we tend to get a bullwhip effect, which we've seen in many commodity prices, lumber in particular, where the prices go up and then too many people, they make too much lumber to sell and then there's a glut and then it goes lower and then it goes higher because, you know, so you get this bullwhip effect, which is a problem which caused and it's the same thing with inflation, right? You get this bullwhip effect because the changes have been too drastic that people can't adjust, so they over adjust, are under adjust, and that causes this big change.   Keith Weinhold (00:41:50) - So I think we're going to have a dip back to inflation, probably not 8%. But when that happens, they're going to have to come back and raise rates. So what they're trying to do is they're trying to keep rates higher, longer to make sure inflation doesn't come back. We're really in this back and forth of where are we going to go, where's the Fed going to take us? And if it tends to be five years of high rates, that's going to really impact the economy and eventually we will hit a recession. But I think the probability is showing very low probability of recession anytime soon because it's not playing out in the data. Some data is showing yes, some data is showing no. But when I start to see that, it means it just doesn't matter. It's not going to show up. Well, that's some good perspective, Kirk. CPI inflation peaked at.   Speaker 3 (00:42:36) - 9.1%.   Keith Weinhold (00:42:37) - A little over a year ago. It's at 3% now. But yeah, one place where I agree with you, Kirk, is, yeah, the Fed sure does not want to see that pop back up again.   Keith Weinhold (00:42:48) - And within the Fed's dual mandate of high employment and stable prices, it seems like they're prioritizing stable prices over keeping employment high, that's for sure. Well, yeah, there's been a great wide ranging chat.   Speaker 3 (00:43:01) - With interest.   Keith Weinhold (00:43:02) - Rates.   Speaker 3 (00:43:03) - Inflation stocks, real estate and producing income from both of them. Kirk If our audience wants to reach out to you or learn more about what you do, they're at Innovative Advisory Group. How can they do that?   Keith Weinhold (00:43:15) - Thanks, Keith. So yeah, the best way people can find me, I'm really easy to find. They can go to my podcast, Money Tree. Podcast. Com. We have two shows a week. One show we interview really intelligent investors like Keith, for example. We have the second episode is really more of a timely what's going on the markets this week, what's new, what's changed? Just so we can kind of keep people up to date with what's going on and if people are really looking to find out more about me and my services, you can go to Innovative Wealth and I've written all the blog posts there, but our company provides wealth management services for people, whether it's financial planning or portfolio management.   Keith Weinhold (00:43:52) - That's a lot of what we do. So like I said, I'm easy to find and I'm pretty easygoing guys. So if you're interested, you can find me there.   Speaker 3 (00:43:58) - Kirk Chisholm, Innovative Wealth. It's been great having you here. Thanks so much for coming on to the show.   Keith Weinhold (00:44:04) - Thanks for having me, Keith.   Speaker 3 (00:44:10) - Yeah. Well, Kirk Chisholm, he thinks that higher interest rates will linger longer. And he told us why. Now, Historically, it takes 3 to 5 quarters for interest rate hikes to hit the economy. Rate increases begin in March of 2022, but Americans are sitting on lots of cash. So many think that this recession that's perpetually just around the corner won't begin until at least next year. One benefit of a recession coming is that people will stop spreading undue concern.   Keith Weinhold (00:44:45) - About.   Speaker 3 (00:44:45) - A recession Coming Coming up here on the show, lots of great real estate investing strategy sessions forthcoming, not just big picture impacts like the direction of rents, home prices and interest rates, but also how to improve your operational efficiencies, like how to tamp down on higher property insurance premiums and more including what today's market for new build for plex's like investing in America's intermountain West and more.   Speaker 3 (00:45:14) - Until next week. I'm your host, Keith White. Don't quit your daydream.   Speaker 4 (00:45:21) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Speaker 3 (00:45:50) - The preceding program was brought to you by your home for wealth building. Get rich education.    

Kate Chenery Tweedy, cousin of Silent Rob, joins the podcast to discuss Secretariat for Virginia and her story. Kate's mom was Penny Chenery who was the force behind all things Secretariat who many consider the greatest race horse of all time. Kate talked about growing up in Colorado, but visiting Virginia often. She talked about going to boarding school, college and she told Paul the story of The Meadow and her grandfather. She spoke about being at the Belmont as Secretariat won the Triple Crown in 1973 and the movie they made about Secretariat. They finished by discussing what Kate is up to currently and about her daughters, Elena and Alice.

In today's episode of Backpacker Radio presented by The Trek we are joined by Mandy "Veggie" Redpath and Kevin "Karma" Savage.  Combined, the pair have accumulated more than 30,000 trail miles, and an endless number of stories to boot.  We get a detailed breakdown comparing a few different variations of Camino de Santiago- Frances, del Norte, and Primativo, a serendipitous hitchhike which kick-started their romantic journey, their first shared trek on the Pacific Northwest Trail, the Hayduke Trail, Oregon Coast Trail, Low to High Route, Scottish National Trail, Grand Enchantment Trail, and more.  In a nutshell, if you like trail stories and beta, you will dig this chat. We wrap the show with a Trek propaganda presented by today's guest on why you should thru-hike trails other than the AT PCT or CDT, the triple crown of things that you eat when you're sick, and the ways in which we align with the boomers. Range Meal Bars: Use code “THETREK” for 20% off at rangemealbar.com. PACT Outdoors: Use code “TREK20” for 20% off and free shipping at pactoutdoors.com. Gossamer Gear: Use code “TAKESHELTER” for 20% off shelters at gossamergear.com.  RTIC Outdoors: Shop at rticoutdoors.com. [divider] Interview with Mandy and Kevin Mandy's Instagram Karma's Instagram Mandy & Karma's Website Time stamps & Questions 00:04:42 - QOTD: What makes you go, “I'm with the boomers on this one”? 00:06:18 - Reminders: Support us on Patreon! 00:07:42 - Introducing Veggie and Karma 00:08:27 - Give us your trail resumes 00:11:47 - We Love Love: tell us about how you met 00:15:40 - Tell us more about falling in love 00:18:08 - Tell us about the start of the Pacific Northwest Trail 00:19:50 - Was the spark there on the CDT? 00:21:56 - What did you do after the Pacific Northwest Trail?00:23:56 - Tell us more about the various Camino routes you've done 00:27:46 - How much do the different routes overlap? 00:29:00 - Give us a pitch for each of the routes you did 00:32:11 - What did you use the trail guide for? 00:34:06 - Describe the water situation 00:35:00 - Describe the lodging 00:37:40 - What's the language barrier like? 00:39:13 - What drew you to doing the Camino multiple times back to back? 00:42:02 - What did you do your thesis on? 00:43:00 - What type of injuries do people get? 00:44:51 - Give your best elevator pitch for the Camino 00:48:50 - Tell us about hiking the AT 00:51:00 - How did the AT compare to the Camino? 00:54:30 - What standout story do you have from the AT? 00:58:20 - Do you have any beginner mistake stories from the AT? 00:59:35 - Tell us about the Colorado Trail 01:05:37 - How did you get accustomed to dealing with afternoon thunderstorms on the CT? 01:06:14 - Tell us about the Pacific Crest Trail 01:08:09 - Describe PCTAZDKO 01:09:04 - Did the ice ax lessons come in handy? 01:11:00 - How did you navigate the PCT in 2012? 01:13:02 - Do you have any strong feelings about people's dependence on Far Out? 01:15:03 - Have you ever needed a compass in addition to paper maps? 01:17:20 - Discussion about wildfires on the PCT 01:19:00 - Any standout stories from the CDT? 01:22:32 - How bound to the red line were you coming from the AT? 01:25:07 - How did the CDT last year compare to 2015? 01:27:15 - Why is the Wyoming Basin awesome? 01:29:35 - How did you first get into wildlife photography? 01:31:38 - Why do you like bird watching? 01:34:00 - Discussion about bird songs 01:37:21 - What is the best part about hiking with your partner? 01:39:30 - How do you help the other person when they're having an off mental day? 01:43:58 - Any standout stories from the Hayduke? 01:46:00 - Zach and Chaunce have a fight 01:49:07 - What made you decide to do the Oregon Coast Trail? 01:51:55 - Tell us about the remoteness of the Oregon Coast Trail? 01:54:23 - How does the scenery change as you progress along the trail? 01:55:08 - What section of the trail would you hike again if you could? 01:56:12 - Tell us about the Kalalau Trail in Hawaii? 01:58:57 - Is the permit process difficult? 01:59:54 - Tell us about the Wonderland Trail 02:01:45 - Tell us about the Low to High Route 02:06:05 - Tell us about your scorpion encounters 02:08:40 - Has anyone gotten stung by a scorpion? 02:10:15 - What was the weather like on the Low to High Route? 02:13:01 - How did the AT compare going sobo instead of nobo? 02:14:35 - Any standout stories from the Arizona Trail in 2019? 02:16:04 - Tell us about the Scottish National Trail 02:18:18 - What is the Scottish take on Braveheart? 02:20:00 - Give us the pitch for the Scottish National Trail 02:21:32 - How often did you resupply? 02:22:00 - Tell us about being vegan and finding food options internationally 02:25:14 - Why did you decide to become vegan? 02:29:20 - Do you adhere to vegan gear and apparel as well? 02:30:25 - What is the most annoying thing about hiking with the other person? 02:33:14 - What's your best gear idea? 02:33:52 - Tell us about the Grand Enchantment Trail 02:37:35 - Give us your top wildlife photography pictures you've taken 02:41:05 - How do you finance your hiking? 02:45:20 - Do you have any recommendations for making hiking a lifestyle? 02:47:10 - Are you pursuing any additional passions or careers? 02:49:05 - When are you getting engaged? SEGMENTS Trek Propaganda 5 Reasons To Hike Trails Other Than the Triple Crown by Mandy “Veggie” Redpath National Mutt Day Thought of the Week Triple Crown of things to eat when you're sick Mail Bag 5 Star Review [divider] Check out our sound guy @paulyboyshallcross. Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex & Misty with Navigators Crafting, Andrew, Austen McDaniel, Austin Ford, Brad & Blair (Thirteen Adventures), Brent Stenberg, Christopher Marshburn, Coach from Marion Outdoors, Dayne, Derek Koch, DoGoodPantry, Eric Casper, Erik Hofmann, Greg McDaniel may he bring honor to his name, Liz Seger, Matt Soukup, Mike Poisel, Morgan Luke, Patrick Cianciolo, Sawyer Products, Timothy Hahn, and Tracy “Trigger” Fawns. A big thank you to our Cinnamon Connection Champions from Patreon: 12 Trees Farms, Dcnerdlet, Emily Galusha, Jake Landgraf, Jeanne Latshaw, Jeff LaFranier, Joann Menzer, Keith Dobie Jr, Kelly Heikkila, Matthew Spence, and Peter.

In todays episode we catch up with Hannah Simon two weeks after finishing tied for 3rd on the Tour Divide Race. If you've been following along you'll know that Hannah has committed to attempting the bikepacking Triple Crown, which is the Tour Divide, Colorado Trail, and Arizona Trail, all in a calendar year. With only four weeks left to prepare for the Colorado Trail I caught up with her on a park bench in Austin, TX to hear about her Tour Divide experience and how she is preparing for the next leg of the Triple Crown. If you didn't listen to my first episode in this series, I recommend you listen to that one first. This conversation will pick up where we left off before Hannah left for the Tour Divide. EPISODE SPONSORS Jefe.bike ~ Your source for reliable and hard to find gear for bikepackers and adventure cyclist.  Including a full line of kLite dynamo products!

Charlotte Greenway again in for Nick and joined by Rishi Persad who start with the news that William Buick has officially been jocked on Desert Crown this morning for Saturday's King George and David Redvers discusses why the race is a sponsor's dream this year. George Boughey looks ahead to his runners over the next few days inclduing exciting two year old Soprano who heads to Sandown before we head to the US for this week's Weatherbys Bloodstock segment to hear from Triple Crown winner and now sire sensation, Justify's breeder Tanya Gunther.

In today's episode of Backpacker Radio presented by The Trek, we are joined by Matteo Volpi, the CEO of Volpi Outdoor Gear, the Mexico-based UL gear company.  We talk about what it's like to run a cottage gear company out of Mexico, a country without much of a long-distance backpacking culture.  We learn about what goes into starting and running a new business, how he designs the products he uses and sells, the challenges of managing a team, and much more.  We also talk about Matteo's hikes on the PCT and Colorado Trail and his love affair with backpacking in the US. We wrap the show with a brief overview (and hopefully some foreshadowing) of the UK's 230-mile Cape Wrath Trail, the Triple Crown of activities that aren't but feel like sports, and some further education on the subject of real people who exist that don't have internal monologues who are real people that really exist. Range Meal Bars: Use code “THETREK” for 20% off at rangemealbar.com. RTIC Outdoors: Shop at rticoutdoors.com. Gossamer Gear: Use code “TAKESHELTER20” for 20% off shelters at gossamergear.com. [divider] Interview with Matteo Volpi Matteo's Instagram Volpi Outdoor Gear Instagram Volpi Outdoor Gear Website Time stamps & Questions 00:03:39 - Support us on Patreon! 00:05:14 - Introducing Matteo  00:06:05 - How did you get your trail name? 00:09:05 - How did you first get introduced to thru-hiking? 00:09:58 - Tell us about Guadalajara 00:12:35 - Are there any long trails or public land in Mexico? 00:14:48 - Is there any sort of backpacking culture in Mexico? 00:16:40 - Discussion about gear access and outdoor retailers in Mexico 00:20:40 - What's the process for getting a visa for hiking the PCT 00:23:30 - What was it like starting at the Mexico-US border? 00:25:10 - Did you face any sort of racism or unpleasant behavior? 00:26:40 - Tell us about your early days on the PCT 00:30:28 - What are the top three non-obvious places to visit in Mexico? 00:37:00 - What highlights do you have from your first days of the PCT? 00:40:40 - When did you start your gear company? 00:42:11 - How did you get started with your gear? 00:45:13 - How do you make the packs? 00:48:24 - How do you source the fabrics? 00:55:40 - What led you to start your gear company? 00:57:11 - How hard is it to ship internationally? 00:59:00 - Tell us about hiking the Colorado Trail with your pack 01:00:03 - What are your favorite features of your backpack? 01:02:50 - How many miles do you typically do a day? 01:04:52 - How do you manage your time hiking, running a company, and going to school? 01:06:19 - What are you hoping to accomplish by going to college and studying GIS? 01:08:07 - How big is your team? 01:08:45 - What are your ambitions for the company in the future? 01:11:28 - What is the biggest, non-obvious challenge for your company? 01:14:52 - What advice would you give to yourself about starting a company? 01:16:07 - How do you approach taking risks? 01:18:03 - Rolf's celebrity question: what are your plans right now? 01:19:52 - Do you have a favorite section of the CT? 01:21:18 - Where can people keep up with you? SEGMENTS QOTD 1: What's the shelf life of leftover sushi? QOTD 2: Are mashed potatoes just Irish guacamole? Trek Propaganda Going Stoveless: The Pros and Cons of Cold Soaking by Diane Duffard The Cape Wrath Trail: The Wild, Wonderful, 230-Mile ‘AT of the UK' by Clay Bonnyman Evans Stupid Thing of the Week Triple Crown of things that aren't sports but feel like sports Mail Bag 5 Star Review [divider] Check out our sound guy @paulyboyshallcross. Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex & Misty with Navigators Crafting, Andrew, Austen McDaniel, Austin Ford, Brad & Blair (Thirteen Adventures), Brent Stenberg, Christopher Marshburn, Coach from Marion Outdoors, Dayne, Derek Koch, DoGoodPantry, Eric Casper, Erik Hofmann, Greg McDaniel may he bring honor to his name, Liz Seger, Matt Soukup, Mike Poisel, Morgan Luke, Patrick Cianciolo, Sawyer Products, Timothy Hahn, and Tracy “Trigger” Fawns. A big thank you to our Cinnamon Connection Champions from Patreon: 12 Trees Farms, Dcnerdlet, Emily Galusha, Jake Landgraf, Jeanne Latshaw, Jeff LaFranier, Joann Menzer, Keith Dobie Jr, Kelly Heikkila, Matthew Spence, and Peter.

Imagine getting a knock on your door after dusk. It's a woman in her 80s holding two hiking poles and carrying a backpack. She asks if she can pitch her tent in your garden for the night. She explains that she is a long-distance hiker and she's known as ‘the Old Lady on the Trail'. And yes, she is alone and no, she is not afraid.  Today's guest is 82-year-old, Mary E Davison. She is a grandmother of 10, an author, a pastor & trekker with an impressive resume. Mary took up long-distance hiking at 60 and has since achieved The Triple Crown, walking the Appalachian Trail, Pacific Crest Trail and Continental Divide Trail (totalling 12,520km). All in all, Mary has traversed the most scenic, demanding & diverse trails in North America.  In this conversation, we talk to Mary about what it's like to defy the stereotype of what an old lady can achieve. She shares stories from 60 years ago, when she was in the Peace Corps & found herself travelling alone in her 20s in Egypt - an experience that taught her to be courageous all throughout her life.  This conversation is so much more than an elderly woman doing an extraordinary thing. It is also about how you can learn to leave fear behind in pursuit of your own adventure. As always, you can support the show by leaving us a rating, review or supporting us on Patreon (all links below)

After another long hiatus... we're back! We've got an episode jam packed with facts about the Triple Crown, Gyro Zeppeli's rabbinical energy, and the importance of the golden ratio. Gyro teaches important life lessons to Johnny while they are both hiding in mud with their tongues on fire. We compare the bad parenting of Phantom Blood with the bad parenting of Steel Ball Run. We learn that spin is indeed stored in the balls. And Araki proves once and for all that the Mona Lisa is good for more than just ogling her hands. -- JoJo's Bizarre Explainer JoJo's Bizarre Adventure! Either you love it, or you've never seen it. But what exactly is JoJo? Why is everyone talking about it? Why is it so great? Whether this is your first foray into Hirohiko Araki's decades-spanning masterpiece, or you're a seasoned JoJo Opinion Haver looking for more of your kind, JoJo's Bizarre Explainer is here for you! Hosted by Elizabeth Simins, Courtney Stanton, and Darius Kazemi, this podcast will tease out the running motifs, fascinating weirdnesses, occasional dog deaths, and ineffable charm of JoJo's Bizarre Adventure—anime-episode by anime-episode, with stops along the way for the manga, the videogames, and whatever else we can get our hands on. Join us as we attempt to do the impossible: Explain JoJo! explainjojo.com @explainjojo @explainjojo@crazynoisybizarre.town Here's where to find the gang on the internet! Eliz: eliz.abeth.net @elizsimins Courtney: superopinionated.com @courtney@friend.camp Darius: tinysubversions.com @tinysubversions @darius@friend.camp