Podcast appearances and mentions of lisa servon

"One transition I'm really interested in is the transition from incarceration to entry back into society. The criminal legal system has an enormous impact on peoples' lives but it's one that financial institutions don't seem to think much about." We have a special discussion for our listeners today as we hand over the reigns to our Filene Fellow for the Center of Excellence for Consumer Financial Lives in Transition, Lisa Servon. Lisa is joined by one of her co-researchers Jamila Harris who is an author and criminal justice advocate for women, to talk about a project they have worked on for the past few years, how they got interested in this work, and the implications this research has for credit unions and communities they serve.

Lisa Servon is Penn Presidential Professor and Chair of City and Regional Planning at the University of Pennsylvania. She joins Charles Waldheim to discuss the unbanked and underbanked and the financial divide in America's retail banking system.

In their report, “Income Volatility and Healthcare Decision-Making,” Mina Addo and Lisa Servon address the role technology, specifically financial technology, can play in helping Americans facing the twin challenges of managing their health and their wallet. Download the paper here. https://www.brookings.edu/events/income-volatility-and-healthcare-decision-making/ Subscribe to Brookings Events on iTunes, send feedback email to events@brookings.edu, and follow us and tweet us at @policypodcasts on Twitter. To learn more about upcoming events, visit our website. Brookings Events is part of the Brookings Podcast Network.

In this episode, we introduce you to our newest Filene Fellow for the Center of Excellence for Consumer Financial Lives in Transition. Dr. Lisa Servon is the Kevin and Erica Penn Presidential Professor and Chair of City and Regional Planning at the University of Pennsylvania Stuart Weitzman School of Design. The Center for Consumer Financial Lives in Transition studies the changing financial lives and livelihoods of consumers, new forms of economic struggle and financial fragility, and how these changes impact the North American credit union system. As Lisa shares in this interview -- "The work from this center will help credit unions serve people facing different kinds of transitions – income volatility, retirement, physical health and inequalities. If we can understand the frequency of these kinds of transitions and when people are going through them, we may be able to help alleviate the financial burdens that have been historically created.” One thing of note about this interview – we recorded this in March, before we knew as much about what would soon unfold with the COVID-19 pandemic, so in a way, it is a bit of a time capsule look at the way things used to be…we recorded together in our small podcast studio, something unlikely to happen as such again for a long time. But still, the ideas and challenges Lisa talks about are only ever more relevant today for having lived through this pandemic and being where we are at with it all now. Stick around until the end to hear Lisa’s answer to her provocative question that led her to start one of her main research pursuits -- if alternative financial services are so bad for people, then why are so many people using them? – There’s got to be a better reason than that people are stupid.

Rummaging through your pockets in search of change and crumpled bills to pay for your morning coffee may still feel routine, but in some parts of the world, this familiar scene is just a memory. The cashless economy is already starting to take shape, and as we continue to create innovative ways to exchange money without pulling out our wallets, cash might become a thing of the past. And while some countries struggle with questions of fairness and inclusivity as governments and businesses forgo cash, others have already stepped into a cashless future where digital transactions are the only way to pay.In this episode of the Ideas podcast, we travel to Sweden, a country where cash makes up just one percent of the entire economy. First, we hear from Charlie Warzel, a senior technology reporter at Buzzfeed News, who literally puts skin in the cashless game while on a trip to Stockholm and receives an RFID chip implant that allows him to pay for anything with his hand. We also follow Swedish journalist, Asa Secher, as she navigates her daily routine in a society that has already embraced a nearly-cashless economy. Next, we go to Lisa Servon, the chair of the City and Regional Planning Department at the University of Pennsylvania, to understand the potential impacts of going cashless here in the U.S.: who wins, who loses, and who gets left behind. And James Faucette, leader of Morgan Stanley’s Payments and US Comm Systems research efforts, explains what it takes for a country to go cashless, and how such a dramatic shift will affect more than just our bank accounts.The host Ashley Milne-Tyte is a contractor of Pineapple Street Media. Certain guest speakers may be neither employees nor affiliated with Morgan Stanley Smith Barney LLC or its affiliates (“Morgan Stanley”). The views and opinions expressed herein by non-affiliated speakers do not necessarily reflect those of Morgan Stanley. The information and figures contained herein may have been obtained from sources outside of Morgan Stanley and Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan Stanley. Morgan Stanley is not responsible for the information or data contained in this podcast. The content of this podcast is solely for informational purposes and based on information available when created. This podcast does not provide individually tailored investment advice and is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.© 2019 Morgan Stanley & Co. LLC and Morgan Stanley Smith Barney LLC. Members SIPC.

Lisa Servon, professor and author of "The Unbanking of America: How the New Middle Class Survives" speaks with us on this episode of the podcast. Together with Filene's Incubator Director Adam Lee, we start a conversation on financial justice, to be continued on Oct. 2 at our event in Madison WI and again on Oct. 3 at the YWCA Madison's Racial Justice Summit. Also to be continued in communities and credit unions across the country. Listen now to get it started where you are. And if you're in Madison, register for our discussion with Lisa Servon here: https://www.eventbrite.com/e/book-reading-with-lisa-servon-tickets-37012646823

Di YOU need an alternative to traditional banking?  There is a SAFER way that lets you control your own cash.Check out Teresa's short video to learn more: https://financialsecurity.video/8387/70 On today's broadcast: Are check cashing and payday loan companies REALLY hurting the poor?If they are harmful,  why do so many people continue to use them?How are the poor and other marginalized people coping without banks and what alternatives are they using? In this fasinating and sometimes starling interview, Professor Lisa Servon answers these and other questions surrounding the recent phenonmena of "unbanking, " in America. Lisa Servon is Professor of City Planning at the University of Pennsylvania and former dean at The New School. She is the author of Bridging the Digital Divide: Technology, Community, and Public Policy(Blackwell 2002), Bootstrap Capital: Microenterprises and the American Poor(Brookings 1999), Gender and Planning: A Reader (With Susan Fainstein, Rutgers University Press 2005), and Otra Vida es Posible: Practicas Economicas Alternativas Durante la Crisis (With Manuel Castells, Joana Conill, Amalia Cardenas and Sviatlana Hlebik. UOC Press 2012). She has contributed to the New Yorker, the Atlantic, and The Wall Street Journal and has appeared on PBS News Hour, Marketplace Money and Radio Times and her research is featured in the forthcoming documentary Spent: Looking for Change. She lives in Brooklyn with her husband, two children, and a dog named Friday. https://www.lisaservon.com/

https://www.lisaservon.com/ Why are so many Americans CHOOSING to leave big banks and use less conventional ways to control their finances? Why are even some Americans who consider themselves "middle class" utilizing the services of check cashing and pay day loan services, which many people consider to be exploitative? What is the truth about the number of people in the United States who live paycheck to paycheck, often on the brink of financial disaster? At one point in our nation’s history, banks were a helpful part of our daily lives. However, in recent decades, Americans’ views of the banking industry have begun to change, and it’s becoming more apparent that banks put big profits first – before their customers. Are you tired of overdraft fees, questionable practices that always seem to benefit your bank, or costly checking accounts? Why is it so difficult to efficiently access your own funds? Well, you’re not alone. Many Americans are waking up and asking, What can we do about this? How can we take back control of our own money? Teresa's guest,  Lisa Servon, is a university professor, media contributor, and the author of The Unbanking of America: How the New Middle Class Survives. As an expert on banking alternatives and wealth preservation, she is going to help us better understand the options available to us and how to finally get a leg up on the economic ladder.

Gaby is joined by Lisa Servon, author of The Unbanking of America, and Nicole Aschoff, managing editor of Jacobin magazine, for a frank discussion of the deeply twisted ways that banks - and capitalism in general - treat consumers. They explain the evil in painstaking detail, prompting Gaby to wonder if it's time to don a tinfoil hat and move to a commune.Learn more about your ad choices. Visit megaphone.fm/adchoices

Gaby is joined by Lisa Servon, author of The Unbanking of America, and Nicole Aschoff, managing editor of Jacobin magazine, for a frank discussion of the deeply twisted ways that banks - and capitalism in general - treat consumers. They explain the evil in painstaking detail, prompting Gaby to wonder if it's time to don a tinfoil hat and move to a commune. Learn more about your ad choices. Visit podcastchoices.com/adchoicesOur Sponsors:* Check out Arena Club: arenaclub.com/badmoney* Check out Chime: chime.com/BADMONEY* Check out Claritin: www.claritin.com* Check out Indeed: indeed.com/BADWITHMONEY* Check out Monarch Money: monarchmoney.com/BADMONEY* Check out NetSuite: NetSuite.com/BADWITHMONEYAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Have you dumped your big bank yet? On today's show, we've got a super special guest: Lisa Servon, author of the new book "The Unbanking of America: How the New Middle Class Survives" joins us for a conversation about how payday lenders and check cashing facilities are taking the place of big banks in our neighborhoods. Lisa didn't just write about these businesses. She actually worked for months at a check cashing business in the South Bronx in New York City and a payday lender in Oakland, California, where she talked to real people using these services to find out why — and how banks have let them down. On Servon's website, she has tips on how to ditch your big bank and find banks with lower fees: https://www.lisaservon.com/ Also on today's show: Suffering from an Inaugural hangover? Here's one way to feel better: Speak Up! Contact your local representatives and tell them how you feel about the direction our country is heading. We have voices. Let's use them!  Here's where to find your local reps: https://www.usa.gov/elected-officials Today's listener question: "Should I stop paying an account that's been charged off?"

Good afternoon everyone and welcome to another edition of The Avid Reader. Today our guest is Lisa Servon, author of the book The Unbanking of America: How The New Middle Class Survives, just published last week by Houghton Mifflin. Lisa has been Professor of Management and Urban Policy at The New School. She holds degrees from Bryn Mawr, Penn, right down the road and a PhD from UC Berkley in Urban Planning. And is currently involved in City and Regional Planning at Penn. She wrote Bridging the Digital Divide. Before I begin a summary of this great book, let me start off as I now am perforce required to do since the election when I interview an erudite and well reasoning author of a non-fiction book dealing with our economy, public policy or other important social issue. I have to tell you that I wake up every morning feeling fine. Then I sit up and say, “Donald J. Trump is President of The United States of America. My day is then ruined and I feel as if I am living in an episode of South Park. SO it is always somewhat disarming to talk to someone logical and articulate because those are qualities that no longer seem to exist in our government just as the word inappropriate has no more meaning. Ok enough of that. The Unbanking of America is a book that tells us a story. A story of how banking has changed in America. What it used to be and what it has now become. Who has been disenfranchised and why and how new systems have come into place, some underground and shadowy, some mainstream that have taken the place of a checking account at Bank of America or that bastion of dishonesty, Wells Fargo. Lisa double-checks her own perceptions by going out into the workforce and verifying some assumptions and surprising herself by undermining her previous assumptions in some situations. She goes to work at RiteCheck, a check cashing establishment in the Bronx and Check Center a payday lender in Oakland. These institutions considered predatory by people like me over the past years, turn out to be “not so bad” in many ways. When compared to alternatives. In conclusion Lisa opens our eyes to the coping mechanisms that a good portion of our society must engage in in order to survive today’s economy. Welcome Lisa and thanks for joining us today.

Good afternoon everyone and welcome to another edition of The Avid Reader. Today our guest is Lisa Servon, author of the book The Unbanking of America: How The New Middle Class Survives, just published last week by Houghton Mifflin. Lisa has been Professor of Management and Urban Policy at The New School. She holds degrees from Bryn Mawr, Penn, right down the road and a PhD from UC Berkley in Urban Planning. And is currently involved in City and Regional Planning at Penn. She wrote Bridging the Digital Divide. Before I begin a summary of this great book, let me start off as I now am perforce required to do since the election when I interview an erudite and well reasoning author of a non-fiction book dealing with our economy, public policy or other important social issue. I have to tell you that I wake up every morning feeling fine. Then I sit up and say, “Donald J. Trump is President of The United States of America. My day is then ruined and I feel as if I am living in an episode of South Park. SO it is always somewhat disarming to talk to someone logical and articulate because those are qualities that no longer seem to exist in our government just as the word inappropriate has no more meaning. Ok enough of that. The Unbanning of America is a book that tells us a story. A story of how banking has changed in America. What it used to be and what it has now become. Who has been disenfranchised and why and how new systems have come into place, some underground and shadowy, some mainstream that have taken the place of a checking account at Bank of America or that bastion of dishonest, Wells Fargo. Lisa double-checks her own perceptions by going out into the workforce and verifying some assumptions and surprising herself by undermining her previous assumptions in some situations. She goes to work at RiteCheck, a check cashing establishment in the Bronx and Check Center a payday lender in Oakland. These institutions considered predatory by people like me over the past years, turn out to be “not so bas” in many ways. When compared to alternatives. In conclusion Lisa opens our eyes to the cooping mechanism that a good portion of our society must engage in in order to survive today’s economy. Welcome Lisa and thanks for joining us today.

Small businesses are recognized as job creation engines as well as contributors to the economic vibrancy of the neighborhoods where they are located. Dr. Lisa Servon, former dean of Milano the New School for Management and Urban Policy, discusses the effects of the economic downturn on small businesses and local communities and approaches to promoting economic development in a time of major financial constraints and challenges.