Podcasts about Wells Fargo

Welcome to another episode of Social Junkie Podcast! In this week's "Trending" segment, topics include a judge ruling that calling men bald as "sexual harassment", Wells Fargo under fire for holding fake interviews for minorities, and more (10:20)! The guys then give their opinions on the grocery store shooting in Buffalo (39:20). An RIP is given out to rapper Lil Keed (48:50). In a packed Music segment, more details on the Young Thug and Gunna arrest are discussed, rapper Bishop Nehru uploads a video shooting heroin, Kendrick Lamar's new album is dissected, and much more (50:30)! Ending in the Q&A segment, a listener sends a question asking the guys how many baby daddies they think is too many for a girl you're pursuing a relationship with (1:37:00). Stay tuned for Episode 138, coming next week and as always, thanks for listening!Follow the guys on Instagram and Twitter!Podcast: @socialjunkiepodcast on IG & Tik TokP: @pernell1992 on IG and TwitterBrandon: @faraday__m on IG

Stellantis reverses controversial changes in contract terms for suppliershttps://www.autonews.com/automakers-suppliers/why-stellantis-retreated-burdensome-contract-term-changes-suppliers?utm_medium=social&utm_term=automotive+news&adobe_mc=MCMID%3D40406725175085922120783321951674270084%7CMCORGID%3D138FFF2554E6E7220A4C98C6%2540AdobeOrg%7CTS%3D1652783462&utm_source=linkedin&utm_content=b4cab056-abaf-49ae-ad28-abb93e712549&CSAuthResp=1%3A%3A903981%3A20957%3A24%3Asuccess%3AF8F49C6B8914C7F1DC82E4AA454D36C6 (Here's the Automotive News article) Good move but what's next? how will Stellantis rebuild supplier trust? We're taking a break, recording from Wales, and changing habits and routines. Time to challenge your thinking and listen to an episode outside of your industry silo. Try one of these:- https://findinggravitas.com/episode/meet-nick-norris-navy-seal (Episode #12, Nick Norris, Navy SEAL) https://findinggravitas.com/episode/meet-clint-bruce-former-navy-special-warfare-officer-nfl-player-and-entrepreneur (Episode #29, Clint Bruce, Former Navy Special Warfare Officer) https://findinggravitas.com/episode/meet-aled-miles-president-ceo-of-sauce-labs (Episode #33, Aled Miles, President & CEO of Sauce Labs) https://findinggravitas.com/episode/meet-david-chislett-chief-activator-weapon-of-mass-creation (Episode #35, David Chislett, Chief Activator & Weapon of Mass Creation ) https://findinggravitas.com/episode/meet-the-generation-z-ceo-michael-chime-ceo-of-prepared (Episode #18, Michael Chime, Generation Z CEO) https://findinggravitas.com/episode/meet-kristy-fercho-head-of-home-lending-at-wells-fargo-chair-of-mortgage-bankers-association (Episode #08, Kristy Fercho, Head of home lending at Wells Fargo & Chair of Mortgage Bankers Association) https://findinggravitas.com/episode/meet-laura-lawson-chief-people-officer-united-wholesale-mortgage (Episode #03, Laura Lawson, Chief People Officer - United Wholesale Mortgage)

Loreen discusses the extremely bearish May, and the choices investors make during a Bear Market in general...and the dollar is worth more than ever before. Warren Buffet dropping Wells Fargo for reputational reasons, and the concerns over at Wal-Mart and Target.

Think about it, we're all here at the moment in time that has rattled our work-life reality. As employees and employers, we are in the middle of what's become known as The Great Resignation. However, is resigning the answer, or could there be other opportunities you never even considered?  In many of my articles, I've spoken about how the Great Resignation is in fact, The Great Pause. We've all been given an extraordinary moment to examine what matters most to us. But does that always mean walking away from the job you are in? Or might there be an opportunity to co-create your dream job? You might be amazed. Our guest for the next two episodes is Carson Tate. Carson serves as a consultant and coach to executives at Fortune 500 companies including Deloitte, FedEx, Johnson & Johnson, Kraft, Heinz, Synchrony, Wells Fargo, and many others. Her work has been featured in top-tier business media including Bloomberg, Businessweek, Business Insider, CBS Money Watch, Fast Company, Forbes, Harvard Business Review Blog, The New York Times, USA Today, Working Mother, and more.  Carson Tate knows that when employees thrive, business thrives. She is the author of two books, Work Simply, and Own It. Love It. Make it Work. How to Make Any Job Your Dream Job. Carson's practical, tactical, science-backed strategies and methodologies have enabled Fortune 500 companies to amplify team performance, engage their employees, and increase workforce productivity. Website  http://www.workingsimply.com Social media  https://www.linkedin.com/in/carsontate Part 2) Totally Reimagining the Engagement Model What's wrong with the Multi-billion-dollar Engagement model  Are You Building an Empire on Sand? Culture - Connection - Collaboration - with Courage Are you a "to me," "for me," or "With me"? The Future of Work: Reciprocal Relationship Sunk Cost Bias and Committing to What No Longer Works Curious to discover how tapping into the Anatomy of Meaning can #actualize your #business, #culture, #Leadership and #tribe DovBaron.com "Those Who Control Meaning for The Tribe, Also Control The Movement of That Tribe" Learn more about your ad choices. Visit megaphone.fm/adchoices

First Topic: Patrick Rucker, who I am fortunate to have chatted with a time or two has a report in The Capital Forum (Paywalled) where TD Bank Sales Practices were detailed and mimicked similar environments at BofA and Wells Fargo. The previous Presidential administration opted not to fine TD for these incidents, instead choosing to privately "reprimand" them. In this segment, I discuss how TD Banks "experience" as detailed by former and current bank employees is almost EXACTLY like my sales experience at BofA. Second Topic: An Awesome Houston Chronicle article by Yamil Berard (Paywalled, but you can view it for 99 cents) about a Texas couple who applied for and received a BofA Alaska Airlines Credit Card. In a span of a few months, the credit limit increased, against their wishes (I talk about how it was irrelevant whether they wanted it or not according to the cc agreement), got fraud on their card made by suspect "international travel" companies totaling over $17,000, filed a claim with BofA and lost, with BofA using their patented "We know your device was used for this" scam. Yamil's Twitter I talk about all the things that Bank of America did and does wrong on fraud claims like this, how great reporters like Yamil are really the only way that the bank refunds clients, while others in the same boat who don't talk with reporters lose out often, and to be fair, I discuss how the elderly couple in the story handled it incorrectly, which likely prolonged the torture from Bank of America. My podcast is here to analyze these stories in order to better fight back against big banks, so any critique I give is made with love in the hopes that it NEVER happens to you at a big bank! NB Has recovered over $2 Million from big banks back to consumers, with nearly $500k of it being Zelle fraud! 27,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://anchor.fm/thenotoriousbanker/support

In this episode of Agents Influence podcast, host Jason Cass interviews Will Shaw, CEO & Co-Founder of Better Agency. Will discusses the goals of Better Agency and their dedication to agency success. Episode Highlights: Will mentions that he has an iPhone and that the most recent app he downloaded was the Wells Fargo app. (4:27) Will believes that in order to succeed, his desire for success must be greater than his fear of failure. (5:32) Is it skill or luck that has played a larger role in Will's life? (5:57) Will discusses his upbringing and where he is right now. (6:57) Will explains that Better Agency's whole purpose is to assist agencies in selling more. (13:33) Will discusses how they engage in more internal dialogues about content and strategy with folks who aren't users or aren't interested in becoming users. (16:44) Will mentions that as an outsider entering the sector, one of the things he has been most interested in is how many discussions he can have with agencies each week. (20:49) Will believes that every insurance coverage should be sold by an independent agent. (22:56) Will explains that InsurTech has a retention issue. (23:48) Will mentions that he learned a lot while studying InsurTech and that he feels they've done a lot of good in terms of pushing the boundaries of what's technically accessible, particularly with carriers. (26:41) Will shares that he just finished reading the book: The Gap and The Gain. (27:15) Key Quotes: “In order to succeed, my desire for success must be greater than my fear of failure.” - Will Shaw “We're an Agency Success Platform, we're going to help agencies sell more premium at the end of the day. That's always that's our, our core focus.” - Will Shaw “I think where InsurTech is going and where we're trying to drive it to is really what InsurTech is: agent enabled services. How do you make it easier for agencies to provide their value? Because that's really what consumers need and what they're desiring.” Will Shaw Resources Mentioned: Will Shaw LinkedIn Better Agency Book: The Gap and The Gain Reach out to Jason Cass Agency Intelligence

In der heutigen Folge „Alles auf Aktien“ sprechen die Finanzjournalisten Nando Sommerfeldt und Holger Zschäpitz über den Wahnsinn beim Weizen, einen geplatzten Impfstoff-Deal, großzügige Gehaltserhöhungen bei Microsoft und sie prüfen, ob die Hedgefonds-Profis die Krise besser meistern. Außerdem geht es um Valneva, Datadog, Zscaler, Okta, Crowdstrike, Twitter, Tesla, Netflix, Carvana, Ark Innovation (WKN: A14Y8H), Amazon, Meta, Coinbase, Spotify, IHS Markit, Activision Blizzard, Zynga, Sentinel One, Shell, Haliburton, Schlumberger, ConocoPhilips, EQT, Apollo, HP, Ally Financial, Paramount Global, McKesson, Wells Fargo, Alibaba, Baidu, Pinduodo, Netease, Pindoudou, Tencent, iShares MSCI China Tech ETF (WKN: A3CU00), UBS Lux Fund Solutions - Solactive China Technology (WKN: A2QJ9G). Wir freuen uns an Feedback über aaa@welt.de. Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. Außerdem bei WELT: Im werktäglichen Podcast „Kick-off Politik - Das bringt der Tag“ geben wir Ihnen im Gespräch mit WELT-Experten die wichtigsten Hintergrundinformationen zu einem politischen Top-Thema des Tages. Mehr auf welt.de/kickoff und überall, wo es Podcasts gibt. +++Werbung+++ Hier geht's zur App: Scalable Capital ist der Broker mit Flatrate. Unbegrenzt Aktien traden und alle ETFs kostenlos besparen – für nur 2,99 € im Monat, ohne weitere Kosten. Und jetzt ab aufs Parkett, die Scalable App downloaden und loslegen. Hier geht's zur App: https://bit.ly/3abrHQm Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Don and Tom broadcast live from our annual Retiremeet event in Bellevue, WA where we take listeners questions on:How can a 78-year create and income from a small portfolio?What do we think of Del Walmsley's real estate system and LeveragedPlanning.com?What should be done with an IRA at Wells Fargo?Would it be a good time to sell and investment property?How can you adjust the income calculation in a retirement calculator?How can she retire early?

In This Episode the guys talk the Wells Fargo and the horrible weather (and scores), we get into the PGA TOUR LIV denial letter and the subsequent Norman letter. We talk Byron Nelson and picks, an almost complete reset in the Gents Game Fantasy standings, and much much more

Today I'm joined by Rob Volpe: Author, Speaker, CEO, Chief Catalyst, and Empathy Activist at Ignite 360.  Ignite 360 is a consumer data-driven insights and strategy company based in San Francisco.  Their work has three primary goals:  Elevate your thinking. Expand empathy. Explore through intuition.  They work with the world's leading brands including Pepsi, Wells Fargo, Microsoft, and Whole Foods. Find Rob Online:   LinkedIn: https://www.linkedin.com/in/rmvolpe/ Company: https://www.ignite-360.com/ Book: https://www.ignite-360.com/book#tellmemoreaboutthat Find Jamin Online: Email: jamin@happymr.com LinkedIn: www.linkedin.com/in/jaminbrazilTwitter: www.twitter.com/jaminbrazil  Find Us Online:  Twitter: www.twitter.com/happymrxp LinkedIn: www.linkedin.com/company/happymarketresearch Facebook: www.facebook.com/happymrxp Website: www.happymr.com  Music:  “Clap Along” by Auditionauti: https://audionautix.com  References: Sell me this pen - Wolf Of Wallstreet: https://www.youtube.com/watch?v=9UspZGJ-TrI This Episode is Sponsored by: The Michigan State University's Master of Science in Marketing Research Program delivers the #1 ranked insights and analytics graduate degree in three formats:  Full-time on campus Full-time online Part-time online NEW FOR 2022:  If you can't commit to their full degree program, simply begin with one of their 3-course certificates: Insights Design or Insights Analysis.  In addition to the certification, all the courses you complete will build toward your graduation. If you are looking to achieve your full potential, check out MSMU's programs at: broad.msu.edu/marketing. HubUX is a research operation platform for private panel management, qualitative automation including video audition questions, and surveys.  For a limited time, user seats are free. If you'd like to learn more or create your own account, visit hubux.com.  [00:00:00] Jamin Brazil: Hey, everybody. This is Jamin. I am joined today by Rob Volpe, author, speaker, CEO, Chief Catalyst, and empathy activist at Ignite 360. Ignite 360 is a consumer data-driven insights and strategy company based out of San Francisco. Their work has three primary goals: elevate your thinking, expand empathy, and explore through intuition. They work with the world's leading brands including Pepsi, Wells Fargo, Microsoft, and Whole Foods. Rob, welcome to the show. [00:00:34] Rob Volpe: Jamin, thank you so much. It's so great to be here. [00:00:39] Jamin Brazil: The Michigan State University's Master of Science in Marketing Research program delivers the number one ranked insights and analytics degree in three formats. Full time on campus, full-time online, and part-time online. New for 2022, if you can't commit to their full degree program, simply begin with one of their three core certifications, insights design or insights analysis. In addition to the certification, all the courses you complete will build towards your graduation. If you're looking to achieve your full potential, check out MSU's new program at B-R-O-A-D.msu.edu/marketing. Again, B-R-O-A-D.msu.edu/marketing. HubUX is a research operations platform for private panel management, qualitative automation, including video audition questions and surveys. For a limited time, user seats are free. If you'd like to learn more or create your own account, visit hubux.com. It's such an honor to have you. Let's start with some context. Tell us a little bit about your parents and what they did to inform what you do today. [00:01:55] Rob Volpe: So my parents, Mike and Margaret. When I was growing up, my dad was in sales all of my life, and my mom was a homemaker until I was in junior high/high school. She went back to school, got her MBA, and then she started working in the military for the Navy, ultimately building or working on the design and build-out of a new class of submarine to which she obviously had some- I...

#SecurityTokens #Stablecoins #LUNA   Tune in to this episode of the Security Token Show where Kyle and Herwig get into why stablecoins crashed the crypto markets!   Herwig's Company Of The Week: Oasis Pro Markets: https://www.oasispromarkets.com/   Kyle's Company Of The Week: Digishares: https://digishares.io/    = Stay in touch via our Social Media = Kyle: https://twitter.com/kylesonlin  Herwig: https://www.linkedin.com/in/herwigkonings/ Opinion articles, interviews, and more: https://medium.com/security-token-group Find the video edition of this episode on our Youtube Channel: https://www.youtube.com/channel/UCTKdeN3ElyPeqtROWUp0CmQ   All articles that were discussed were sourced from https://STOmarket.com/news    Check out our medium blog for more news!   #STSTOP5 Articles of the Week Republic: https://www.crowdfundinsider.com/2022/05/190887-republic-planning-700-million-crypto-fund-report/ Oasis Pro Markets: https://www.valdostadailytimes.com/news/business/oasis-pro-inc-announces-its-oversubscribed-27-million-strategic-financing-round-with-leading-defi-and/article_3b618c38-f62e-5cf2-8daf-d7b46f4ff3f3.html FINRA: https://finance-yahoo-com.cdn.ampproject.org/c/s/finance.yahoo.com/amphtml/news/finra-fines-wefunder-1-4-162100854.html Colorado: https://www.theblockcrypto.com/linked/145617/colorado-lawmakers-advance-bill-to-study-use-of-security-tokens-for-raising-state-capital NFT: https://www.coindesk.com/business/2022/05/08/metas-instagram-to-support-nfts-from-ethereum-polygon-solana-flow/   Industry Updates   Citi, BNY Mellon, Wells Fargo: https://www.ft.com/content/2119ee69-e5d9-41ac-b443-3f74a14e73e8 Philippines SEC Warning: https://cryptonews.net/news/security/6004091/   Bank of Israel: https://beincrypto.com/israel-central-bank-unsure-about-cbdc-despite-growing-public-support/   Vertalo DAAS Conference: https://www.prnewswire.com/news-releases/vertalos-2022-digital-assets-and-securities-conference-returns-to-austin-tx-this-month-301544729.html   Security Token Summit: https://securitytokensummit.com/   STO Updates & New STOs   Techfund Security Token Startups: https://thetokenizer.io/2022/05/12/techfund-has-established-its-third-footprint-by-establishing-a-basis-in-europe-to-accelerate-security-token-related-startups/   SPiCE-VC SPiCE II Fund in Dubai: https://www.businesswire.com/news/home/20220510005212/en/%C2%A0SPiCE-VC-Officially-Launches-SPiCE-II-Fund-Kicks-Off-Global-Investor-Roadshow-in-Dubai   Market Update:   Barbados Stock Exchange: https://www.mondaq.com/fin-tech/1192774/barbados-stock-exchange-signs-master-agreement-with-blockstation-to-introduce-digital-asset-trading#:~:text=Michael%2C%20Barbados%2C%20May%2012%2C,blockchain%2Ddriven%20tokenized%20securities%20marketplace.   https://stomarket.com/   Inside The Metaverse:   Meta: https://www.bizjournals.com/bizwomen/news/latest-news/2022/04/meta-new-store-burlingame.html   NASA & Epic Games: https://news.bitcoin.com/nasa-partners-with-epic-games-to-create-a-martian-metaverse-simulation/   China Metaverse Committee: https://www.yahoo.com/video/china-industry-lobby-forms-metaverse-031318243.html   Metaverse Casino Cease & Desist: https://www.dailyuspost.com/sports/metaverse-casino-hit-with-multi-state-cease-and-desist/     = Check out our Companies = Security Token Group: http://securitytokengroup.com/  Security Token Advisors: http://www.securitytokenadvisors.com/  Security Token Market: https://stomarket.com  InvestReady: https://www.investready.com   ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction: Why Stablecoins Crashed The Crypto Markets 4:12 Republic, Oasis Pro Markets, FINRA, Colorado Lawmakers, Meta's IG NFT Support | STSTOP5 8:47 Citi, BNY Mellon, Wells Farbo, Philippines SEC Warning, Bank of Israel, Vertalo DAAS Conference, Security Token Summit | STS Industry Updates 11:54 Techfund for Security Tokens, SPiCE VC II Fund | STO Updates & New STOs 14:03 $17.9 Billion Dollar Security Token Market Cap, Barbados Stock Exchange | STS Market Updates 15:20 Meta Store In Real Life, Nasa Partners with Epic GAmes, China Metaverse Committee, Flamingo Casino Club Cease & Desist | STS Inside The Metaverse 17:16 Companies of The Week: Digishares, Oasis Pro Markets 19:51 Main Topic: Why Stablecoins Crashed The Crypto Markets

Today on Good Morning Crypto… We will be discussing… how Robert Kiyosaki thinks Bitcoin could test 17K could this be the buying opportunity of a lifetime? Tucker Carlson talks about the collapse of the crypto market, City Bank and Wells Fargo alongside many global banks accepting digital adoption. NASA has entered the Metaverse. Is this the start of the institutional adoption of crypto assets? Find out in this episode of Good Morning Crypto!! // Linqto https://www.linqto.com/?cjevent=b65ecbbec46011ec81b91b3a0a1c0e10 // TNNS https://www.tnns.pro/ /// T H E 3 T W A R R I O R A C A D E M Y 3T Warrior Academy: https://www.3twarrioracademy.com https://www.3twarrior.com //// F O L L O W T H E T E A M // Official Twitter Account Twitter: https://twitter.com/3tGMCrypto // Abs Instagram: https://www.instagram.com/Abdullah_3tCrypto/ // Mario: Twitter: https://twitter.com/NodeDefender Youtube: https://youtube.com/channel/UCnld-Xvam562HFQDOIBwymw Instagram: https://www.instagram.com/NodeDefender/ // Johnny Krypto: Link Tree = https://linktr.ee/johnnykrypto Twitter = https://twitter.com/JohnnyKrypto00 YouTube= https://www.youtube.com/channel/UCm-qyQNf1rnUaw6u20mKCVw // NFTtones: https://linktr.ee/NFTtones //// #Crypto #CryptoNews #Bitcoin #BTC #Ethereum #ETH #XRP #CryptoCurrency #Finance #Talkshow #NewsShow #money #finance Learn more about your ad choices. Visit megaphone.fm/adchoices

May through October is the most popular time of the year to get married. And people are spending and bucks to tie the knot. A recent report indicates couples spent $28,000 on average on their wedding last year. And this year, it will be even more expensive. So, today we're talking to Stephanie Gilmore, she's the Regional Banking District Senior Manager with Wells Fargo. She has some great ideas and tips to keep your wedding costs down so you don't start off in debt.

Think about it, we're all here at the moment in time that has rattled our work-life reality. As employees and employers, we are in the middle of what's become known as The Great Resignation. However, is resigning the answer, or could there be other opportunities you never even considered?  In many of my articles, I've spoken about how the Great Resignation is in fact, The Great Pause. We've all been given an extraordinary moment to examine what matters most to us. But does that always mean walking away from the job you are in? Or might there be an opportunity to co-create your dream job? You might be amazed. Our guest for the next two episodes is Carson Tate. Carson serves as a consultant and coach to executives at Fortune 500 companies including Deloitte, FedEx, Johnson & Johnson, Kraft, Heinz, Synchrony, Wells Fargo, and many others. Her work has been featured in top-tier business media including Bloomberg, Businessweek, Business Insider, CBS Money Watch, Fast Company, Forbes, Harvard Business Review Blog, The New York Times, USA Today, Working Mother, and more.  Carson Tate knows that when employees thrive, business thrives. She is the author of two books, Work Simply, and Own It. Love It. Make it Work. How to Make Any Job Your Dream Job. Carson's practical, tactical, science-backed strategies and methodologies have enabled Fortune 500 companies to amplify team performance, engage their employees, and increase workforce productivity. Website   http://www.workingsimply.com Social media  https://www.linkedin.com/in/carsontate Part 1) Make Any Job Your Dream Job It all starts with Self-Awareness The Pause and Ask Strategy! The Right Reason to Divorce or Stay December 26th - The Moment of No Return The Universal Need All Employers MUST meet Employees and Employers Pretending to be Psychics.  What's the Framework for Healthy Negotiation?  Curious to discover how tapping into the Anatomy of Meaning can #actualize your #business, #culture, #Leadership and #tribe DovBaron.com "Those Who Control Meaning for The Tribe, Also Control The Movement of The Tribe" Learn more about your ad choices. Visit megaphone.fm/adchoices

My guest today is William (or Bill) Allen whom I met on the HSP Entrepreneur summit that Rose Cox organized last year. And we are talking about his experience doing business as a highly sensitive person. William is a first-time author with a writer's heart and researcher's mind. After getting a degree in Psychology with an eye on doing psychology research, he recalibrated for a career in Information Technology. He found himself in a thirty-year career as an Information Technology manager at Wells Fargo who enjoyed managing highly intelligent, often difficult staff, many of whom were highly sensitive. He was awarded a prestigious Corporate Management Excellence award for his empathetic management style. In late 2016, he began his blog, The Sensitive Man, about his experiences, as a highly sensitive man. The blog became the genesis of his book, Confessions of a Sensitive Man. He feels that HSP males need to take their keen insights and intuition and make them public. He would like to shed more light on highly sensitive males and the much-needed role they need to take in our society. In this episode, you'll learn about doing business as a highly sensitive person as well as... What does it mean to be Highly Sensitive (HSP)? Can men be sensitive and still be masculine? How can we be more sensitive in business? What's our role to play in business? And much more…   William's Resources   William's Website Connect with William on: Facebook LinkedIn Sarah's Resources Watch this episode on Youtube (FREE) Sarah's One Page Marketing Plan (FREE) Sarah Suggests Newsletter (FREE) The Humane Business Manifesto (FREE) Gentle Confidence Mini-Course Marketing Like We're Human - Sarah's book The Humane Marketing Circle Authentic & Fair Pricing Mini-Course Podcast Show Notes Email Sarah at sarah@sarahsantacroce.com Thanks for listening!   After you listen, check out Humane Business Manifesto, an invitation to belong to a movement of people who do business the humane and gentle way and disrupt the current marketing paradigm. You can download it for free at this page. There's no opt-in. Just an instant download. Are you enjoying the podcast?  The Humane Marketing show is listener-supported—I'd love for you to become an active supporter of the show and join the Humane Marketing Circle. You will be invited to a private monthly Q&A call with me and fellow Humane Marketers -  a safe zone to hang out with like-minded conscious entrepreneurs and help each other build our business and grow our impact.  — I'd love for you to join us! Learn more at humane.marketing/circle Don't forget to subscribe to the show on iTunes or on Android to get notified for all my future shows and why not sign up for my weekly(ish) "Sarah Suggests Saturdays", a round-up of best practices, tools I use, books I read, podcasts, and other resources. Raise your hand and join the Humane Business Revolution. Warmly, Sarah Imperfect Transcript of the show We use and love Descript to edit our podcast and provide this free transcript of the episode. And yes, that's an affiliate link. Sarah: [00:00:00] Hi bill I'm. So looking forward to our conversation. Thank you so much for being a guest on the humane marketing podcast.  William: Thanks, Sarah. And I am so delighted to be with you and looking forward to it.  Sarah: Yeah. So we're going to go right deep into it as we do as highly sensitive people. And also as introverts, I find that we like to go deep. And so that's really also the topic of our conversation to talk about high sensitivity in business and. And what that means, and, and you identify as a highly sensitive male. So I'm really curious to hear the story about when you found out that you are a highly sensitive person and, and what that meant, like what changed when you found that out and learned more about what this trade is all about? So can you take us there and tell us. [00:01:00]  William: Sure. I, you know, I think my whole life I've known there's something different about me. I grew up in a very traditional part of the United States and we're. Male masculine role models were set in stone, so to speak and you had to follow along. And I found a lot of times it was hard for me to do that, and I knew that was something different about it, but this was way before Dr. Erin had published her book on high sensitivity. And it was probably just kind of in a sort of very formative stages with some of the other research that was going on about high sensitivity and children and so forth. But I had no navigational tools for that. And so I spent most of my life adapting myself to what. Men were expected to be like, and that was kind of going against my authentic self, but nevertheless, pressed on, because that was the pressure that I think a lot of men find [00:02:00] themselves under is trying to project this masculine side that doesn't allow for some of these other things that we term as sensitive. Probably about mid 2005 or 2006, somewhere around there. I found Dr. Aron's book. It was actually, somebody had sent me a newsletter and it was about high sensitivity and they had recommended the book highly. So I picked the book up and I read. And like, I think like most highly sensitive people, I went to the book and said, yep, that's me. That's me. That's me. That's me. That's me. And it, it resonated with me because it was the first time in any one particular place that I had seen. So many of the things, characteristics and traits that I. Enumerated and explained in one place. And so it really did make a lot of sense to me, but there is this problem. I was as a male, I was having a difficult time grasping [00:03:00] endorsing, you know, and believing that I was quote unquote, a sensitive man. And that was kind of the difficult point for me, even though I knew and acknowledged it, all these characteristics did fit me. The term sensitive was just something that kind of was like a roadblock for me mentally. And it honestly took me through about 10 years of mulling this over. Cause because it's kind of very much like a highly sensitive person anyway, is mulling this over and over in my head until probably about 2016. I started writing a blog about it. I think. This would be a good way of me putting my hand around it and doing a little research and understanding. And so I wrote a book, I mean, a blog for a couple of years and I just hit all the topics that I wanted to know about as a highly sensitive man. And by doing that. It was a way of allowing me to embrace and get answers for questions I had. And then eventually as a result of writing the blog, I wrote [00:04:00] my first book confessions of a sensitive man. And that's when I put it all together. And I think at that moment, this was a couple of years ago at that moment that I was doing that, I finally really started to say, you know what, this is who you are. There's nothing to be ashamed of. And this actually is quite a gift. And so that's when I, the sort of the loved ones, I read that my arms around being a sensitive man and saying, this is, this is who I am, and I'm not gonna apologize for it anymore. And that was a kind of a Eureka moment for me. So it was like the initial launch. You know, in the early two thousands, a ten-year period of struggling with it. I think a lot of men do have that problem. And it's, it's funny because it's not necessarily the trade it's the label that we give the trait that a lot of men struggle with and they kind of reject it. Yeah, it's  Sarah: interesting because I feel like, I guess the [00:05:00] experience is in this case, very different between. Men and women because the women, yes, there is some of that as well. Right. The criticism, or you're just so sensitive and, but it's, it's more probably seen as something positive in a woman where you're right. It's more negative in, in a, in a man. I remember reading this line that you said that your father told you, are you a man or are you a mouse? So, so it, it comes with this traditional upbringing and the idea that we think, well, men have to be strong and the opposite of, you know, sensitive. I guess the experience is very different, even though there might be struggle also with being in a female body experiencing being a highly sensitive person, but it's very different. Let let's look at, besides the term Sensitive let's look at the trade by itself. Like there's a lot of listeners on [00:06:00] this show that don't know what high sensitive, highly sensitive person what that means. Right. It just, maybe that's just a term that we, we came up with and we think, oh yeah, I'm very sensitive to certain things, but it's actually a, a personality trait. So can you tell us a little bit more about that?  William: Certainly ha highly, since highly sensitive people are high sensitivity is the scientific name for it is called sensory processing sensitivity. And that's a mouthful. Most people are used to the terminology, high sensitive, but sensory processing sensitivity is kind of the theory. And this is the thing that Dr. Aaron has been expounding for the last 30 years, sensory processing sensitivity. Is part of a larger theory called environmental sensitivity theory, and it has many different models underneath it. One of which is sensory processing sensitivity. And what environmental sensitivity [00:07:00] theory is addressing is how does the organism. React to the environment they're red. It's basically an environmental reaction to various environmental stimuli and so forth. Sensory processing, sensitivity individuals fall on a spectrum of sensitivity, right? And you think of a bell curve, right. Something we all remember from. High school math and at the very top end of this bell curve, which is really a curve about how sensitive people are within the environment they're in. Okay. The 20, 25%. And I'm now I'm hearing as high as 30% of human population has this trait of sensory processing sensitivity. Okay. That doesn't mean that the other 80% don't have it. It just means simply that those people at the Hyatt experience, environmental changes more. Pronounced. And so if it's a positive change, they react positive. It gets a negative change. They react [00:08:00] negatively. And the people that follow them, the other 80% react in a much more different way. And they've got to divide into three groups, the ones on the least and are called and they use a flower metaphor, which I think most people could understand. Dandelions are on the low end. They're very Hardy. They can adapt very well, easily and less sensitive to the environment. Tulips are in the mix. They're a little hardier than say the highly sensitive people are, but still nonetheless, they are affected by the environment as well. And then there's the orchids, which is what they call the highly sensitive people. Now with all that said, what I'm trying to say by this is that yes, there are individual characteristics that we acknowledge for highly sensitive people, but it's, it's a much broader thing. You're just overly reactive to things, or you're just too emotionally sensitive or you're too impacted by criticism or you're too frail. It's much more than that. What the outside world sees when they see those things. Is is the [00:09:00] reaction that we're having to environmental changes around us. Okay. And so it could be sensory environmental stuff. It could be emotional stuff, et cetera, et cetera. Now there's four characteristics, right? That we recognize now for highly sensitive people. And it's, you can use the acronym. Does D O E S D stands for depth, the process and highly sensitive people have this capacity. To take data information and process it at a very deep level. That means they connect dots, that push things together. Sometimes it leads to overthinking surely, but for the most part, you wind up with. Creative output if given the time and the space to do this deep processing, that high sensitive people do. That's why so many, highly creative people are highly sensitive because they have this capacity to do this. The O stands for overstimulation, which is something that happens as a result of being, getting too much data and having too much processing you have to do. Yeah. That's something [00:10:00] that a lot of people see and they, the term that comes from. You're too sensitive or you're being sensitive makes you weak, but that's not true. If you were getting the kind of data. That we were, we get typically in the high end of the sensitivity scale, it would be overwhelming for most people to, especially if you're doing all this processing with it as well. So it does get overwhelming at times. So that's a characteristic E stands for emotional reactivity. This is another thing that people tend to associate the highly sensitive people. We feel deeply, very deeply. We feel emotions at a very deep level. And that a lot of times appears to people to be overreacting. But in fact, it's simply just the way we process emotional information. The other part of the E is empathy. We're extremely empathetic people. We care about people. Lot of us are in the helping professions are doing things that help people do. That's where our heart [00:11:00] is. We're very empathetic individuals. And it's not, I don't know the exact physical mechanism that causes. There's a thing we refer to as mirror neurons that we all have, whether you're sensitive or not, that allows you to mirror back to the person you're with. In a, as a communication establishing link, right? So I don't know whether highly sensitive people have more mirror neurons or they have more finely defined in tune, mirror neurons. I don't know, but the fact is it's very important. And part of that empathetic part of us also can make us a little naive sometimes and trusting people. So it, is it be, it could be a two edge sword. The last. Is the sensory part of it. The doctor calls it, sensing the subtle in the environment. I'm not, I'm not sure that our sensory organs are more powerful or whatever, but I do think the filters that pass that information on. Are more open with us. I'd like to think of it like [00:12:00] an aperture and a camera. Ours is a little bit more open or maybe a lot more open depending on who we're comparing ourselves to, but it passes a lot of stuff to us. So the metaphor I always use, the analogy I always use is if you're walking into a party, a highly sensitive person will be that person who notices that the music may be too loud, that there's someone with perfume or cologne. And the other side of the room that it's too powerful. Or it could be something like we sense a vibe in the room because looking at body cues and things like that, we sense those things. We pick out that nuanced information and that makes us kind of valuable when you're talking about. One of the greater purposes for highly sensitive people is to serve as kind of Canary in the coal mine is to serve as a kind of an early warning system. So all four of those characteristics are the ones that are scientifically evidence-based characteristics. Now, a lot of people will talk about other things. Those are the four main ones that I like to kind of [00:13:00] stick with those, because we do know that there's evidence for them,  Sarah: So much in what you just shared. And, and it's kind of, it's funny because my, my brain is almost like overstimulated right now by listening to. These different concepts, but I think what would help also here is to give some specific examples. So I can give one, cause I, I just you know, experienced a four day workshop that I attended after not being anywhere in person, any kind of in-person events. So I, I went to this four day workshop 50 people. And I knew as an HSP, you kind of know already in advance. You're like, oh my God, this is going to be a lot. How am I going to deal with this? I hope I'm not going to get sick because of the overwhelm. So this is a very specific example where. As a highly sensitive [00:14:00] person, you need to kind of know your boundaries. You need to know when you want to be engaged. And when you want to have alone time, because you do need this extra processing time. And, and I admit that. I'm not there yet. Like, I still had very bad nights asleep because it was just so much information. Not just, I'm not just talking about the content, but just even meeting all these new people, my brain needs just do analyze everything. And that's that deep processing that then often, unfortunately, Over, you know, instead of sleeping. And, and so that's a specific example that I can think of right now. What example could you share bill? Well,  William: I think, I think that's a, that's a great example. It could be very easily generalized to just about every highly sensitive person. Although most highly sensitive people are introverts 70% [00:15:00] of. There's still a 30%. There are extroverts that you would think the extroverted high sensitive people would, would thrive in an environment where they're out meeting and greeting people and going like that. But the reality is they still have to have that downtime. So those things that you were talking about, that's always been something that I've had challenges with is getting out there, trying to do something new or try to do something that is. Not familiar for me and having to process all this kind of data, that I'm feedback data that I'm getting about, how I'm doing. A lot of that may be coming from me. It may be coming from people that I'm working with or people that I'm around. But that seems to be one area, especially with highly sensitive people that I think can be generalized to just about everybody in this category is because at some point you're right, you get out there. You're, you're trying something new. And you have to give yourself, allow [00:16:00] yourself the time to do this downtime, this assimilation process of doing things. That's one of the things with highly sensitive people too, that I think is kind of problematic. It's one, there's a lot of people out there who are highly sensitive, who don't know it, or they. I've never heard of highest since I've talked to people all the time and I, as I've talking to them, they go, you know, I think I'm highly sensitive and suddenly you see the light bulb go on. So that's part of the problem is getting people to embrace and understand the. And the other part is once you understand it, now you have an understanding, cause you've got a framework to work with is how do you deal with these times when you are overwhelmed? How do you deal with those times when you're out in the public eye or you're in a social function or whatever, what is it that you need to, how do you do that? You said something really great about boundaries too, because I highly sensitive people combos have this kind of. Loose boundary system that allows too [00:17:00] much in sometimes. And in some times, in some cases allows the wrong people in who can crossover these boundaries that we should be setting up and it causes a an so an emotional effect on us. So part of it is learning to deal with, with the, the characteristics. Cause there are challenges to them. But it's still on whole, is this great and wonderful gift. And that's part of doing that part of assimilating. That is the idea of how do I deal with those moments when I struggle, when I, you know, overstimulated or I I'm feeling too deeply and it's not the appropriate time. How do I regulate myself? So those are kinds of things that I think highly sensitive people need to learn to be able to do, because those kinds of experiences you're talking about. Half an hour all the time, especially to heart sensitive people. Sarah: I feel like the struggles. So the things where we need to learn, how to deal with [00:18:00] having that trait that's kinda what we focus on because we don't really understand how we would be if we didn't have to trade. And we don't know. How much he brings to us. So you mentioned, for example, as a positive, it's connecting the dots or, you know, sensing the room and then making adjustments to me, that is just so natural that I listen and then I go, oh, okay. Here's the answer that. I don't know how it would be if I didn't have the traits. So that doesn't necessarily come out as a positive to me. What I do see though is how society is not meant or, you know, quotation marks for HSPs. And so it always feels like, oh, I need to fight against a system. So it, yeah. Do you recognize yourself in that?  William: Absolutely. And I think part of, part of it again is [00:19:00] this is a. When I visit a lot of social media groups where they're talking about high sensitive topics. Very often, I think what's happening is a lot of people who are new to the trade are coming on line with it. And naturally you want to go someplace where you've got other people like yourself, but the focus tends to be on, I won't say necessarily the negative side, but the, certainly the challenges and the focus seems to go there as opposed to. How do you deal with it? Or how do I, how do I cope with this? And a lot of people do jump in and that is, what's great about the support side of that. But the idea ultimately is to say, okay, this is a, a wonderful gift and like most wonderful gifts. There's a price you have to pay for having it. It's just a kind of a balancing thing with it. And I think As highly sensitive people, we need to learn these little strategies, these tips and things. And none of this is complicated. I mean, it's just not as putting them all [00:20:00] together in the framework of who you are as a highly sensitive person. And when you do that, you start to realize I could do this breathing exercise. It can calm me down, or I definitely need to go. So. For 25, 30 minutes an hour or two hours, and just calm down and relax and process. Once you understand that's part of your normal wiring, that's how your brain works. It's not a, it's not a dysfunction. Then you approach it diff because you see it in a different light. Now, you know, this is how I'm constructed.  Sarah: Yeah. Yeah. So good to kind of stay with the positive side. What, how do you saying, can we be more sensitive in business and what kind of role do we get to play as highly sensitive people in this? I call it the new business paradigm, you know, kind of the post COVID to me, that is the beginning of the new business paradigm. So how [00:21:00] does that look like and what can our role be?  William: I think we have a very significant role to play, not only in business, but in, in all aspects of life, but let's focus on business because frankly, most of us spend most of our life doing some type of business, whether we're running a business, a small business, or we're part of a large corporate environment or large company or whatever. And I think highly sensitive people. Can have positive effects on both environments. It may be a little more difficult. And I keep hearing this over and over again, that for highly sensitive people, very often doing the entrepreneurial thing is, is more conducive to setting the environment that you need to have in order to be happy and thrive. But it does have its own challenges because you're it, you're the boss. You're the one who has to make everything work. And if you've got employees, you've got to make it work for them too. In the corporate environment. It's a little more challenge because it's more [00:22:00] confined. You can only do so many things and so forth, but I think. From a corporate perspective, highly sensitive people can start having an impact on how the environment is constructed because that's so important to us. Right. What kind of a seating situation there is? Is there good lighting is it is, is Is it too hot or too cold in there. And the environment are is there too much noise, too many distractions, et cetera, et cetera. And there's some things probably that we could detect and participate in trying to evolve the environment we're working in and a more empathetic way in looking at how we treat others and within the environment, especially in, within management and within areas that where you're leading people, right. On the entrepreneurial side, I think this is really where we can shine because frankly we can define a business that a is successful. And yet still adheres to, and I love the term you use the humane part of business. This part of [00:23:00] business unfortunately seems to be getting further and further away from us. And I really think what's happening. COVID being the great example is that's opened up. So out of the box here Pandora's box, if you will open up that box and we can look at what we do and how we do things, and that can help HSPs could be instrumental there as well by saying. These kinds of things are more conducive to my better work environment. It probably will be. So for other people as well, not necessarily everybody, but it will, there are certain things, kindness in business, you know, it's not always about competing is sometimes it's about cooperating. So that everyone benefits from something, these are the kind of concepts that are. To highly sensitive people because of our empathetic nature and are wanting to be good stewards, not only of our environment, whether it's work environment, whether it's our life.[00:24:00]  But that's some of the things I think that highly sensitive people can do to affect change and your good ideas and your good thinking and all those things are important, but we tend to be wallflowers when it comes to. Participating in that way, we don't feel like our ideas are good enough. We don't feel like they're going to be accepted. And this is where we need to start recognizing again, our strength and where that is in terms of what we bring to the table. That being able to observe things that other people are missing means that we may have to work a little harder to get the point across, but it doesn't make it less valid because nobody else has seen it. Mm. Sometimes we're the first ones to see it. And I think in, in, in both entrepreneurial world and corporate world, I think those things are valuable characteristics to be able to be a good creative problem solver and be very empathetic and intuitive.  Sarah: Yeah. When, when you said we, [00:25:00] we are sometimes the first ones to see the problem and others don't see it at yet. That definitely resonates with me with, you know, my journey from gentle marketing to humane marketing. And, and only now really people are like, Oh, yeah, that's exactly what we need. We need a humane marketing revolution, but 2, 3, 4 years ago, I started talking about that and nobody, I was like, hello, you know, I'm all by myself here. And, and, and it's yeah, again, I would kind of say, well, it's a gift, but it's kind of a hidden gift because I felt I really felt alone, but I agree with you that. That's, those are the Mavericks that we need to bring the change. Right. Otherwise, nothing changes if nobody sees the new things that need to be brought in. So yeah, sometimes  William: it's, it's not just seeing something new, but it's also [00:26:00] seeing something that's missing, you know, like a puzzle piece that's not there yet. And being able to recognize that that's. You know maybe a standard way of doing things at this point that needs to be because it's missing, right. That's again, that's what I love about this humane marketing and humane sales and things that you have written about is because that's the framework we need to be operating under. And if we're going to really shift the way business looks at things and how business interacts with the insurance. At the fundamental core level, it has to be more human. It has to be about protecting all of us. And I think that it starts with that kind of shall we call it sensitivity to what's going on in the business?  Sarah: Yeah. Now, bill, you kinda know the story that the transformation from gentle, the word gentle that I used before to then [00:27:00] switching to humane and, and I found it interesting, kind of the resistance I got from mainly from the male audience to the word gentle. Everybody else kinda loved the word gentle, but a lot of males. Well either they were not attracted to it at all, or if they were they're like, yeah, you know, it's not a great word. And so the minute I changed it to humane, a lot of more men are now showing up and saying, yeah, that, that is interesting to us. So what do you, what are you thoughts on, on this? How come we can be sensitive? Do you words, just like we said before, you know, highly sensitive people, P men are like, Ooh, I don't know. I don't want to be that. I think it's the same with the word gender.  William: Exactly. I don't know. I'm absolutely positive. It is. Although, you know, it's a lot of it don't have the problem being called a [00:28:00] gentle man when a gentleman, right. They don't have a problem with that, but they do have a problem with, if you were to cut the word in half and say gentle man, they might find that a little different to the tape and assimilate. Yeah. You know, when we talk about things like sensitivity and why it's so hard for, especially for men, but it's hard for a lot of people too, because if you've been labeled your whole life as being too sensitive and that's been considered to be not a good thing, Then the last thing you want to do is be called sensitive because all those memories, all that maybe unconscious material that, that was negative to you has been associated with a, a very neutral word sensitive, right. It really is more sensitive as more about. Sensory than it is about emotional reactivity or anything else. In fact, I was D D I wrote a blog article about sensitivity and what's wrong with the word general. I mean, with what's wrong with the [00:29:00] word sensitive. And I looked it up, you know, I looked up at Webster's type definition for it. Nowhere in there was. Sensory processing sensitivity, you know, it was, it was frail or weak or overly emotional, whatever, those kinds of terms. So that sort of is why so many people struggle with it. Now with men. And I even highly sensitive, man, I've had highly sensitive men telling me, well, if I'm around a bunch of highly sensitive guys, I don't mind using the term, but if I'm in a place where there is a mixed crowd, I just can't see myself using it. And so I think that's why there is a sort of gentle movement. I like that to sort of shift away from sense sensitive is a term that we refer to ourselves as, and moving it towards high sensory intelligence. This is something Dr. Tracy Cooper is working on with a few others, and the idea is to give it a much more positive sort of connotation. Then it's like, we all know. [00:30:00] That there's nothing wrong with the term word sensitive. It's just that if you throw it out in the world, it comes back with mud on it. I don't know why it just does. So as we're getting people to understand about the. And understand that it's a positive and understand that it's not a disorder. It's nothing to be ashamed of. Perhaps if we label it something, put a different candy wrapper on it, it'll be better in the long term, so that people call it at least investigate and learn about it and understand it. And I, I think that's the important thing.  Sarah: Yeah. I agree with you. It's like. Yeah. It's like starting off with the wrong foot already when you were saying, you know, because it would be helpful for us to maybe deal better with boundaries. If we can say we are this and that, you know, we are highly sensitive, but the minute you say highly sensitive people. Oh, okay. [00:31:00] Go deal with it. So having a term that is kind of neutral, I think would be more helpful and it wouldn't take so much courage to actually say it like, you know, introvert it's, it's almost. It had in the beginning, it had a little bit of a bad connotation to it, but now it's more widely accepted. So, so maybe it just highly sensitive, also needs to go through some kind of transformation in order to be more widely accepted and not with so much,  William: it was a speaker. Cause I know this is your area's marketing it's sometimes the terminology makes a difference. Right? It's. You just sometimes have you wind up with a turn, that's just, isn't going to fly it even though, you know, you don't mean one thing or the other with it. It's how is it perceived by the world? If the world says, you know, we're not going to embrace this and you're really, you're fighting a hill battle here. And I think [00:32:00] sometimes just a little pivot and a little shift, which is what I think is happening here. More people open up to it.  Sarah: It's funny that, you know, I went through this with gentle to humane and now we're having to do the same thing with highly sensitive. Yeah. It is. It is really marketing the term. Right. And, and, and I think. It will be only beneficial to all the highly sensitive people to have a term where they don't feel like they have to apologize. It's almost like you have to apologize for being that. Yeah,  William: exactly. Here's the funny thing about it though, is it it's took me 10 years to get to the point where I could accept sensitive and not be ashamed to talk about. When I was writing the book, I had to say something about what are you writing a book about? And then it's like, there's this blank to hit? My face is like, how do I describe this? So I just started. Saying, it's a book about high sensitivity and men [00:33:00] and, and you could see the look on their face. And then I would immediately go in and explain and get a foothold with them before. At some point almost everybody male and female would say, you know what? I know somebody like that, I have a cousin like that, or I have a, a brother like that, or I have a parent like that, or one of my kids. It becomes relatable that. And once you get them past that term. So I'm okay with whatever they, the direction is with, wants to change the name. That's fine. I'm okay. If it steaks sticks around for a number of years, I got used to it. Now I'm  Sarah: afraid we've done the work. Yeah. It's all about, you know, doing the work and accepting it. I think that's, that's why. Yeah. We're, we're having this conversation under the P of personal power because. Once you own it and you do the work, then, then it becomes your power. It becomes your superpower. Like at this [00:34:00] workshop I just went up to the host and I said, I'm not going to be participating in the evening workshops. It's too much for me. And she said, oh, I really applaud you for being brave to show up and say that. And so it, it felt like. Being perceived in a good way. Even though it did take me some courage to go up to her and be the only one who didn't want it, or we've  William: got a great example. That was a great example of. Setting up boundaries and standing up for yourself. That's what I think more highly sensitive people need to be okay with doing that kind of. Yeah. Sarah: And the difficult part, I think is that you need to learn to say no to the things that you want to do. It's easy to say no to the things we don't want to do, but it's harder to say no to the things that you actually would like to do. You know, I, I know I was missing out on some of the events in the evening, [00:35:00] but I need to do prioritize self care before that. So.  William: Absolutely. Yeah. And that is so key. That's so key to be able to do that. Tell  Sarah: us more about your book before we wrap up here.  William: The last, the first book confession of a sensitive man, it came out about a year or two ago was really my experiences of growing up as a highly sensitive man. Some anecdotes from my life and that kind of thing. And it was trying, I was trying to write a relatable book for men to read who could say, look, you know we may not have had exactly same experiences, but I can relate to what, what you went through. The second book, the one that just recently came out is more of a kind of a trail guy is what I like to call it. I use a lot of metaphors for trails and hiking because I like doing it. But it's kind of a trail guide. On being a sensitive man, dealing with some of the things that challenges that we deal with, whether it's workplace or whether it's relationships or whether it's environment having to sort of stand up for yourself, setting those [00:36:00] boundaries and things like that. And so ideas on brain training, how to keep, teach your mind to calm down and things you can do to make your brain more resilient. So it's kind of a tool kit of things that I had discovered throughout the course of my life. The funny thing about my life is that I had been sampled so many different things and I never understood the time why I was doing that. Just all kinds of techniques and books and theories and so forth and so on. And it turns out that it was useful in helping them construct this book. So that's, even though you're doing stuff that you don't really get half the time, sometimes it'll come and play later on in life.  Sarah: Yeah. It's that part? The connecting dots,  William: right? Exactly. That finally the dots make sense, right? Yeah. Yeah, that's true. But anyway, that's kind of what the book is about. And it's also about my hopes of where we go from here. And what's  Sarah: the title of the second one it's  William: called on being a sensitive man. And so it's about, you know, now that [00:37:00] we've established that we're sensitive men, how do we, how do we live with it? How do we deal with it and how do we go forward? We are  Sarah: so good. This has been absolutely fantastic. I could go on and on tell you all about my specific examples, but yeah, we need to wrap up. So I really, really appreciate your time here. I always have one last question and that is what are you grateful for today or this week? William: Well, I, you know what, one of the things, I guess I'm grateful for is all the wonderful people that I've met and on this journey so far, and every week, there's always somebody new that gets sort of added to the list that shared experiences is validating. Especially if you're stepping out on a limb and you're saying, you know, talking about things that are sometimes difficult to deal with. Having a network of great people. That are [00:38:00] somehow connected to you. That's that's, I'm extremely grateful for that.  Sarah: Wonderful. Yeah. Yeah. Me too. Like the podcast for this is one of the best things I've ever done for my business as an introvert and HSP to just, you know, di. Into it and go really deep. And then at night, allow myself to process and really digest information as well. I think as a consequence of, of realizing that deep processing, I, I also just slowed down the podcasting and only release an episode every two weeks. Again, it's about boundaries and really feeling into it. And. You know what it's actually too much for me. Do you kind of just, you know, like a factory split of these podcasts, I need to sit with the humans for a bit and really, yeah. Go  William: deeper. We are, you, you're a real natural, I I've enjoyed this [00:39:00] conversation. I enjoyed speaking with you. So thanks for having me, you know?  Sarah: Yeah. Thank you so much for coming on and we'll speak again. Take care.

Just Matt and Mike this week to run through the Wells Fargo, implications of winning on the PGA Tour and a brief look ahead to Southern Hills next week. Cheers!

Josh Ziegelbaum currently serves as Director of Investor Relations at Legacy Group and is based in Fort Lauderdale, Florida. He is responsible for managing investor communications, onboarding, individual and commercial clients, as well as overall support of company initiatives. The dynamic work experience Josh has gained throughout his career gives him a unique perspective on both sales and operations. Prior to joining Legacy Group, Josh worked as Vice President of Business Development for Lifeafar Capital, a boutique private equity and asset management firm where he led his team's capital-raising efforts. Before that, he was a Private Banker for Wells Fargo with a focus on complex credit needs and investments in public securities. During his time at Wells Fargo, Josh climbed through the ranks and received multiple internal recognitions and awards for his efforts. He most recently managed a book of business for high-net worth individuals and business owners in Miami Beach. Today, Josh shares about investing in ag land outside of the US and specifically in Colombia with a coffee company. Episode Links: https://legacy-group.co/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's going on everyone? Welcome to another episode of the Remote Real Estate Investor. Today with me I have Josh Ziegelbaum, the director of Investor Relations at the legacy group and Josh is going to be talking to us today about investments in ag land outside of the US and specifically in Colombia with a coffee company. So let's get into it.   Before we jump in today's episode, I just want to speak really briefly about Roofstock Academy which is Rootstocks one stop shop for Investor Education, independent of where you are in your investing journey, whether you're just getting started or already have a sizable portfolio, we have something for you. Over 50 hours of on demand lecture access to private slack forums, one on one coaching as well as mastermind groups, depending on which program you end up enrolling in. We definitely want encourage you to come check us out. I look forward to seeing you there. Happy investing.   Josh, what's going on, man. Welcome to the Remote Real Estate Investor. Thanks for hanging out with me.   Josh: Hey, Michael, I'm happy to be here.   Michael: Awesome, so before we hit record here, we were chatting a little bit about your background. But for those people who weren't privy to that conversation, give us a quick and dirty who you are, where do you come from and what is it that you do in real estate today?   Josh: Sure, happy to dive into that. So my name is Josh Ziegelbaum. I'm the director of Investor Relations for legacy group. We're an alternative asset manager focused on real assets in Latin America, our niche in the real estate space will be agriculture. Our portfolio company Green Coffee Company is the second largest coffee producer in Colombia. Today, we have the business on track to be the largest this year. So that's the niche in which we're in. It's certainly different than the typical space that most guys invest in. But we love the alternative investment space. I've been working in this industry for the last few years, but in financial services for more than the last decade. Prior to doing this, I was a private banker with Wells Fargo, in New Jersey, and then in Miami Beach and I currently sit in Fort Lauderdale and support our teams capital raising efforts and investor relations across our portfolio companies.   Michael: Right on, so taking a step back, I mean, you mentioned is an alternative asset company or company focused on alternative asset, what's an alternative asset for someone that might not be familiar?   Josh: Sure, it's anything that falls out of your scope of traditional investments. So traditional assets would be stocks, bonds, cash and equivalents. So typical investor portfolio, you may have heard the 60-40 approach that 60% bonds, or sorry, 60% stocks, 40% bonds, depends on the age, of course and those are what's traditional. So a financial advisor in the traditional space will say, all right, based on your age, and risk tolerance, you should have X amount stock in your portfolio, X amount of bonds and this much cash alternatives would be things like gold, real estate, cryptocurrencies, private equity, anything that falls out of the scope of traditional asset classes, and they're a great, I'm not saying anything bad about traditional investments, but alternatives are a great way to diversify portfolios and most of our investors, you know, they have stocks and bonds and cash in their portfolio, and we're looking to complement that.   Michael: So Josh, why is it important, in your opinion, taking, you know, putting on your kind of financial hat for a minute, just from a personal standpoint, why is it important to have alternative assets? I mean, Why can't someone just go into the stock and bond and cash world? What attracted you?   Josh: Yeah, I mean, coming from that industry of traditional investments, portfolio management, kind of selling ETFs, mutual funds, individual securities, that everything's somewhat cut and dry and there's similar offerings across the board at all banks, right and, I mean, you could, you know, no matter what you do in your portfolio, if you have all stocks, months, like April, everything's going down, right. So I mean, stocks perform well, in the long term, but it's important to have parts of your portfolio that are entirely uncorrelated, and that could weather a recession and that can weather inflation, right. So if you look at the inflation rate today, I mean, we're clocking over 8% a year right now. So even the historical return of a stock portfolio, it's, it's basically at or below inflation, you can go in yeah, you want to add assets to your portfolio that are uncorrelated and that can also you know, beat that. So I was attracted to the industry by the high returns, the interesting offerings, you know, early stage investing is sexy. It's something cool and suddenly you can't get in a bank. So, you know, I was I was attracted by the projects and social and environmental impact of the projects and really, you know, bringing something unique and interesting to a client base that they otherwise wouldn't have access to.   Michael: Right on, and let's talk about you mentioned, uncorrelated for someone that might not be familiar with what correlation is, or how to be thinking about that, in terms of portfolio theory, making give us a quick rundown of how people should be thinking about that and really what correlation means.   Josh: Correlation essentially means that assets move in tandem with one another. So there's certain assets called risk assets, stocks that usually move in tandem. So when there's, you've heard, everyone's probably heard of the S&P 500, or the Dow Jones Industrial Average. So this tracks the movements of a basket of securities. However, if you actually look granularly, at each one of the securities that makes up the Dow Jones or the S&P and you look at it during a trading day, they somewhat move together. So I mean, while we're recording this markets recovering post lunch, and looking, if you look at the stocks that make up an index, almost all of them are recovering at the same time. So that's correlation, so you want to have assets that move in opposite directions, and that aren't all tied to one another. Another term for this in the industry would be beta. So a beta of one means that if the S&P goes up 1%, the underlying security in reference also goes up 1%. So a younger growth investor looks for high beta names. But at the same time, when the market goes down, all the high beta names go down at the same time. So look at taking a step back, and kind of looking at a typical portfolio of stocks and bonds, people are now starting to add other assets there. So maybe that's real estate that they own personally, real estate that they own in a syndicated manner, whether that be apartment buildings, or something similar to that. cryptocurrency is one, I mean, we're hearing from a lot of professionals, two to 5% of your portfolio should be in crypto assets. So that's one that wasn't really taught when I when I was studying finance, but that's emerged, right. So we're seeing this emergence of alternative investments, and it's becoming more widely accepted that they should be a part of an investor's portfolio in order to mitigate risk. hedge against inflation and increased upside potential.   Michael: Okay, right on. So and that's kind of where the legacy group comes in. That's an offering that you all have for investors and specifically, you said, in Latin America, ag land is that the main focus in Colombia, of course.   Josh: That is right now. So we're an asset manager, we're focusing on early stage investment opportunities in operating businesses. So the Green Coffee Company, our flagship portfolio company, is an operating business in the agricultural space. So we founded the company about five years ago, we've gone through several funding rounds brought in over $25 million of equity capital primarily from the US and we're deploying that and buying up real assets farmland in Sagar Colombia, it's two to three hours outside of managing and we're consolidating infrastructure and building a world class operation. It's collateralized like it like a real estate play, but our investors get the upside of an operating business, our goal is to continue to acquire farmland and grow and establish ourselves to be in a position to exit through a sale or an IPO. For our investor base.   Michael: What a cool kind of approach.   Josh: Yeah, it's a bit of a hybrid. So it's like different than, you know, a traditional agricultural investment where, well, it's kind of hard to describe a traditional because it's hard to access. But if you bought a plot of land, you have access to the, you know, the cash flow that's produced on that particular plot of land. In our model, we, our investors own a slice of a large, very large plot of land, you know, over 5000 acres right now is what we control and but they have higher upside than just the cash flow. So we're building out mechanisms in which we can use coffee byproduct to create possibly a liquor or southern other alternative. We're building out processing facilities, roasting channels are on the horizon. So investors not only own the land of the underlying business, but they have the left side of the operations and we think that markets will reward this type of business in the years to come for the reasons I mentioned, and also because of the impact, you know, we're doing a lot of things to lift up the community in which we operate. something really special, and I can attest to the fact that it's something really unique that I haven't seen in any other offering.   Michael: Interesting, so there's some wisdom out there that says don't invest in anything you don't understand, or you can't explain and so if someone doesn't have a clue about the club, be in coffee market or ag land in general, how should they get educated before making an investment like this?   Josh: Yeah, so I would encourage you to follow us on social subscribe to our newsletter, it takes time to get comfortable with the asset manager that you're working with and we put out regular content that educates you on the coffee industry shows us videos and footage from the farms. In terms of our management team. You know, we have world class operators on the ground in Colombia. We've hired a 25 year veteran of the Colombian agriculture industry, Boris Molnar, to head up the Green Coffee Company has it CEO, we have our chief agronomist, as the former agronomist for Starbucks in Colombia, we have a really strong team and within our investment materials, there's more details on the management team and more of an explanation of the process and, and in the model. So in order to get comfortable, I would subscribe to us request our offering docs hop on a call with me happy to address questions individually, but definitely it takes a bit of time, of course.   Michael: Okay, cool and you were talking about the return profile, potentially out beating are outpacing inflation and having a really attractive return compared to your traditional investments. What are you seeing in terms of returns to your investors over the last couple of years with Green Coffee Company?   Josh: Sure, we're about to launch our Series C funding round, we're expecting to launch that and in July, and our expectation is to do that, at $1,000 a share up from 700 a share in our series B round and we're currently forecasting 8x net returns for our investors or in terms of an IRR or internal rate of return 53% annualized through a 2026 exit. The value that we've delivered to date is up rounds for all of our earlier investors. The seed round was at $500 a share and most recently, our B was at 700. So we've delivered significant value for our investors through capital appreciation. But from here, there's even more upside, like I said at the current are what we're expecting to be the next funding round. We're forecasting 8x net returns way higher than the inflation rate in the US and forecasting right now.   Michael: That's awesome and so should investors expect a cash flow dividend or payment on any kind of regular frequency or not until the exit of the company are they IPO?   Josh: Yeah, that's a great question, Michael. So we are modeling in dividends and cashflow on an annual basis. In our investor presentation it's forecasted to begin in 2023 for the 2022 operating year, and to continuously pay dividends each year of throughout operations until we exit. It's mostly a growth investment. So the bulk of the return is going to be realized when we sell the business or we IPO. But there's definitely a cashflow component that that we're modeling in here.   Michael: Interesting, so in a syndication play, a lot of syndicators will give investors the opportunity at the exit to 1031 their money, keep their money with the operator, we're gonna go invest it into a new property, you're not going to pay any capital gains tax. How does it work with this because it's really a business more so than a real estate asset in the US specifically, because it's international, so how does that all work?   Josh: That's a great question, Michael. So we've structured the investment to be in the US. So our investors are receiving common equity in Green Coffee Company holdings and it's a US based investment for all intents and purposes, the assets are primarily in Colombia, but the structure of the business is here in the States. Now, once we exit, whether that if it's through an IPO, we would classify that as a liquidity event, investors would be able to sell their shares without a lockup period. But you're not forced to sell in the event of an IPO. Similar, like if someone comparatively if we're exiting a commercial real estate deal, you have to take your money out and like if they're selling or the refinancing, they're gonna give you your money out. But if we go public, there's optionality there, you could sell a portion you could sell all you could sell none, it's actually the investor could not realize any capital gains if they wanted to. Now, there's no ability to 1031 stocks, right. So even though there's underlying real estate, and it's a US based investment, there's no ability to do a 1031 exchange with this type of product. However, investors can invest in a tax deferred manner. We have people who invest in retirement accounts, traditional IRAs or Roth IRAs, so that they could essentially accomplish what you're saying, but within a retirement account, that's a way in which people could do it. I didn't mention this, but it's a it's open for accredited investors only. So it's a 506 C offering minimum investments 100,000 so most of our investors are high net worth or ultra are high net worth and it's a means in which to complement their current portfolio, but um, no ability on the 1031. But there's there are other tax advantages through an IRA that can be achieved.   Michael: Okay, interesting. Have you ever looked into qualified opportunity zones?   Josh: We have, so I have experience in that through another portfolio company of ours, we were developing opportunity's own projects in in Puerto Rico, which is a US territory. Now, the business as it relates to coffee, the coffee business, it's in the US, but the assets, the farmland, it's all in Colombia. So there's no the opportunity's own legislation is specific to the US and its territories. So that we unfortunately, we don't have ability to use utilize the opportunity's own legislation for this project.   Michael: But I'm wondering about actually going the other way with it. So if it's considered a stock and someone sells shares of their stock and has a capital gain, if they invest those gains into a fund, I think that there might be opportunity there as well.   Josh: That's right on the back end, if an investor I mean, assuming that the opportunity zone legislation remains intact, at the exit, right. When an investor gets a distribution, they could, like you said, theoretically identify and opportunities on investment to roll their capital gain into to relieve to alleviate some of the tax burden.   Michael: Yeah, but definitely talk to a tax professional before doing any of this stuff, because we're not tax advisers. It's really interesting. So I'm curious, Josh, I think a lot of investors, especially in the states understand some of the risks and the downside associated with real estate investing, specifically with regard to single family homes. That's why they have insurance, that sort of thing. What kind of risks and downsides are you seeing as potentials that people should be aware of in the coffee industry down in Colombia?   Josh: Yeah, I think the main one is weather. So you know, in agriculture, whether it's Columbia us, I mean, weather is something that needs to be mitigated. It's just the main risk when it comes to agriculture. Last year, the harvest in Colombia, it was lighter than expected across the board. There was also some adverse weather patterns in Brazil and other parts of the world. This pushed up coffee commodity prices dramatically, however, it lowered production of the farmland, so a bit of a double edged sword, we were able to benefit from the increase in prices. But there is some uncertainty as it relates to weather and we have to mitigate it. We use methods in which to monitor soil weather patterns and we have some world class technology on the farms in order to monitor and mitigate on the weather side and be proactive. But I would say that's a risk that investors need to be aware of, in the end.   Michael: It was great to know and you mentioned social and environmental impacts. Can you talk to that a little bit?   Josh: Sure, on the social side, it's my favorite one. So we're the largest start there. We're the largest employer in Sagar. It's a town in which we operate. We have great relationship with the mayor and the local officials there. We recently inaugurated a processing facility at the end of last year, we had the America mount the chief of police, the head of the Council of American enterprises doing business in the country and what we're doing in the community is something really special, we're providing fair and equal employment with above average wages, paid time off, fringe and benefits in an industry that does not have benefits, and that pays its employees with cash. So we're taking an industry that's done in this informal manner, and we're formalizing it and we're more really lifting up the community and you could see it when you're there. There's so much passion behind the work that's done by the employees. It's something it's really special to me, and we're employing several 100 people and growing and, yeah, we have an entire presentation on social and environmental impact. On the environmental side of some things that we're doing, we're planting the coffee with through a system called an Ella pod. It allows us to plant biodegradable pods for the new trees instead of coffee, but instead of plastic bags, so we're removing tons and tons of waste from the environment with our planting methods. On fertilizers, we're spraying the trees at the base. So we're reducing the amount of fertilizer that's used and we're also preventing harm to the surrounding area. We do reforestation and a lot of different things and we're working on a solar project. Now that's in the works. So a lot of things on the environmental side as well, I would say.   Michael: Very, very cool. So Josh, this has been super fun, man. Where can people learn more about you and learn more about Green Coffee Company get in touch with folks at Legacy group? How, you know, how should they go about doing that?   Josh: Yeah, definitely go to our website. That's legacy/group.co. Maybe we could put a link to that in the show notes, then our email address investor.relations@legacy/group.co and you can find us on social media through LinkedIn, Instagram, but definitely check out our website, subscribe to our newsletter. I think that's the best way to get in touch with us and always happy to connect for a call or through email as well.   Michael: Perfect, Josh, thank you so much. I really appreciate it and can't wait to stay in touch. see where this goes.   Josh: Thanks, Michael. Appreciate your time as well.   Michael: Hey, you got it, take care. So that was episode everyone a big thank you to Josh for coming on super interesting business model with that hybrid approach of kind of stock company private equity as well as the real estate side of things. So definitely go give their company website at checkout. As always, if you liked the episode, please feel free to leave us a rating or review wherever you get your podcasts these are really, really, really helpful for us, and we look forward to seeing our next one. Happy investing…

"The stock market today, particularly the S&P 500 is starting to plateau. Real estate stocks are trading lower due to mortgage rates," says Joe Mazzola. Wells Fargo recently downgraded the Ford Motor (F) stock and the General Motors (GM) stock. The analyst stated that the battery electric vehicle costs have massively risen and raw materials are tight. "Tesla (TSLA) stock has outperformed other electric vehicle companies due to better supply chain management," Mazzola adds. Additionally, the Bumble (BMBL) earnings report indicated $211.2M, beating the estimate. The BMBL stock price today is up over 22%. Sonos Inc. (SONO) stock price today is up over 12% following the recent earnings call and speaker demand. Beyond Meat (BYND) earnings report showed -$1.58 in Earnings Per Share, missing the estimate. The BYND stock price today is down over 4%. Finally, the Rivian Automotive (RIVN) stock price today is up over 16% following the earnings report.

Sergio Garcia being caught on a hot mic unravelled even more LIV Golf drama this week. Plus, we'll be discussing the latest news from the Tour including Phil Mickelson's gambling debt, and Max Homa's big win at the Wells Fargo. https://youtu.be/NWRXN1b5tO8   Listen to This Week's Show Download on iTunes here Download on Stitcher here Download on Spreaker here Download on SoundCloud here Listen on Spotify here Links from this Week's Show Get the Golficity App: Download the Free Golficity App Here Join our Private Community on Levellr: Register Your Spot Here Thanks to this Week's Sponsors Titleist is committed to ensuring that every golf ball delivers superior quality and consistency.  From ball to ball, dozen to dozen we should expect our golf ball to perform exactly the same way, shot after shot. That's why Titleist owns the design, the technology and the manufacturing to make sure consistency spot on every time. They even conduct all the testing and quality checks to make sure nothing slips through the cracks.  Titleist is the #1 ball for every player and the #1 ball in golf.  Choose the best for your game and find out more at Titleist.com. Trust your golf game to FootJoy, the number one Shoe in Golf. Shop now at FootJoy.com. Thanks for tuning to The Golf Podcast!

Episode Description In this episode of the Miles to Memories podcast we discuss Hyatt's big expansion into all inclusive resorts, how far we go for big miles and points wins plus an update on Joe's JetBlue saga. We also talk about the ports Shawn visited on the way to Europe, Mark's Chicago trip and the headaches of booking travel last minute now. Episode Notes 0:00 - Shawn in the Atlantic 5:13 - Mark in Chicago 11:37 - Getting the Wells Fargo bonus 16:38 - New Hyatt All Inclusives 21:55 - Jetblue compensation 26:13 - Mark's going to Hawaii! 33:51 - Shawn Europe planning issues  Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

In this episode, we talk about Max Homa winning the Wells Fargo at TPC Ptotmac. We discuss PGA denying the players waivers for the first LIV Golf event. Lastly, we go over the AT&T Byron Nelson at TPC Craig Ranch. Check out www.ZaneSmithGolf.comfor lessons, junior camps, videos, and merchandise. Leave a like, comment, and subscribe to the channel for more content! Share it with your family and friends! Join the DraftKings league and play every week for prizes! Also get your kids involved with the PGA Tour Fantasy golf league that is free and ZERO gambling involved in that one with a prize given out every month to the best team. Family PGA Tour Fantasy Golf League: https://fantasygolf.pgatour.com/leagues/15542 DraftKings (new events every week, free or for money): https://dkn.gs/r/bTxn3X9YXUK76ypduozRaQ Follow us on social media platforms too: Facebook: https://www.facebook.com/ZSGolf Instagram: https://www.instagram.com/zanesmithgolf Twitter: https://www.twitter.com/ZSGOLF Youtube: https://www.youtube.com/channel/UCEcsZ4qBuVeDIZ7YMcChyTA Listen to this podcast anywhere you get your podcasts: Apple Podcasts: https://podcasts.apple.com/us/podcast/chunk-n-run/id1583636927 Spotify: https://open.spotify.com/show/2ODTmXcOkGhVqKaKrhU5KB --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/zsgolf/message Support this podcast: https://anchor.fm/zsgolf/support

This episode is brought to you by Yotpo.   To serve as a niche to startup entrepreneurs and provide an alternative to incumbent banking institutions - that's the mission of Mercury, says Travis Price, e-commerce growth lead for the company.   "One of the reasons I switched my e-commerce business banking over to Mercury is that I was fed up with going into a Wells Fargo branch once a week to send an international wire," Travis says. "It took 30 minutes to an hour out of my day. I'd have to sit there, wait for a teller to go through the paperwork and all the wire transfer details, and pay $45 for that wire to go through. And, at the end of the day, with technology, you can remove all of those steps that have become so cumbersome to entrepreneurs who just want to move fast and not waste time."   Travis started e-commerce, selling a Christmas stocking that dispensed wine. The product went viral and sold out its first order of 15,000 units in six days.   "Through that experience, I learned everything from product prototyping, manufacturing, supply chain, marketing, sales, and eventually an exit to a larger corporation," he says.   That experience as a founder serves Travis well at Mercury, creating empathy and understanding with startup entrepreneurs.   He says that Mercury's services also cater to international entrepreneurs, allowing people to be "nomads" and operate from anywhere in the world.   In Part 1, Travis talks about:   * Gratitude for a cousin who invested a large financial investment in his first business. * An explanation of Mercury's services and programs. * His background in business before joining Mercury. * How Mercury can help business owners outside the U.S. open accounts here.   Join Ramon Vela and Travis Price as they break down the inside story on The Story of a Brand.   For more on Mercury, visit: https://mercury.com/    Subscribe and Listen to the podcast on all major apps. Simply search for “The Story of a Brand,” or click here to listen on your favorite podcast player: Listen now.   *   This podcast is supported by Yotpo, the leading eCommerce marketing platform for brands looking to drive customer loyalty.   As I'm sure many of you know, customer retention is the new acquisition. With Yotpo, brands can provide value through a strategic loyalty program — and ensure shoppers come back time and again.   Want to know more? Visit https://yotpo.com/storyofabrand    And turn your one-time shoppers into lifelong brand lovers.

Tom & Rob recap the Wells Fargo, Rob cashes in (monopoly $) with a Max Homa win and Tom's fed up with Sergio Garcia. The boys breakdown Glenwoodie GC and the Book It w/ T Byron Nelson picks are in. Capped off by Rob's Top 3 question.

This week the boys recap Max Homa's win at the Wells Fargo, preview the AT&T Byron Nelson, and discuss how to play better in inclement weather.   Watch on YouTube: https://www.youtube.com/channel/UCT3M3YokhDxdofDIZcJedUw  Our Other Links: https://msha.ke/pinhighmedia 

Another awesome week on tour and another win for Max Homa. The legendary podcaster jumps on the phone to talk about the week at the Wells Fargo, how crazy life is right now, the confidence he feels now versus a few years ago and why a putting switch changed a lot of how he feels on the greens. After talking golf, Max and Shane ranked the top-five worst parts of moving as Max recently relocated and experienced all of it.  Big thanks to Max for jumping on and chatting!  See omnystudio.com/listener for privacy information.

Claude reviews his experience at the Wells Fargo Championship and how Manny went viral. Vern & LB review Royal New Kent. The fellas discuss which four public courses would play host to the "Golf DMV Majors".

On todays Episode of the Cold Putter Podcast, Remy talks about his shitty golf game along with the Wells Fargo tournament. He also dives into F1 Miami Grand Prix, along with the NBA and NHL playoffs. Buckle up and enjoy!! Lets gooooooo!

Max Homa wins the rain soaked Wells Fargo at TPC Potomac. Michigan & MSU Girls off to a hot start at their respective Regionals. MSU finds out where they are heading for Regionals. Willie Mack III back in the Winner's Circle at TPC Sawgrass for the 2nd consecutive year. Also more from around the tours now it's time for the AT&T Byron Nelson! Keep an eye on Beau Hossler per Peter, this is his week!E

Join Rick Gehman and Andy Lack to talk everything golf on Tuesday of the AT&T Byron Nelson! _______________ ⛳ PrizePicks 100% MATCH Up to $100 - CODE: RICK https://app.prizepicks.com/sign-up?invite_code=Rick ⛳ Download JuiceReel! https://juicereel.onelink.me/qkUM/rf00bbgz My Twitter: https://twitter.com/RickRunGood My Instagram: https://www.instagram.com/rickgehman/ Merch: https://rungoodstore.com/ Newsletter: https://rickrungood.com/newsletter Background Prints: https://bit.ly/3F5beuH Visit RickRunGood.com/Bets for best offers in your state for Caesars, BetMGM, and BetRivers Sportsbooks. Resources Most Profitable Way To Bet Golf: https://youtu.be/_pGNx1N1AGc​ Mistakes to Avoid: https://youtu.be/RDIktHmfkt4​ Golf Stats: https://www.rickrungood.com/ _______________ All RickRunGood Versions: Video: http://bit.ly/2LJTT0P Audio: http://bit.ly/3GyOsfi iTunes: https://apple.co/2LDxLVy Spotify: https://spoti.fi/2YF3rm4 Stitcher: http://bit.ly/2LDxNwE Castbox: http://bit.ly/2LPq5j8 TuneIn: http://bit.ly/2YxRDCh Radio Public: http://bit.ly/31dtU86 iHeart Radio: https://ihr.fm/2LJT0W2 First Cut Podcast: https://plnk.to/TheFirstCut #ATTByronNelson #TPCCraigRanch #PrizePicks #PGATOUR #PrizePicks #FantasyGolf #PGA​ #OneAndDone ​#RickRunGood​​ #PGATour​ #DraftKings​ #Golf Gambling problem? Call 1-800-GAMBLER (NJ/PA/IL), 1-800-9-WITH-IT (IN only), 1-800-BETS-OFF (IA only), 1-800-522-4700 (CO Only), TN REDLINE: 800-889-9789 or 1-888-532-3500 (VA only). Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Turkey T and Rico preview the last stop before next week's 2nd major of the season - The AT&T Byron Nelson from TPC Craig Ranch in McKinney, Texas. 9 of the top 17 players in the world will tee it up and the guys give their best bets and picks to win and fight over their favorite DFS plays of the week in their DFS draft. The guys also discuss Rico's 4th outright winner's selection in 7 weeks and debate whether Wells Fargo champion Max Homa will find a place on coach Davis Love III's President's Cup Team. Let's Gooooooooo!!!!!!!!!

We are back this week with the tournament recap of the Wells Fargo at TPC Potomac. Great event with the eventual leader Max Homa, some brutal weather, Rory continuing to trend upwards, Jason Day still battling to put four good rounds together, and lastly Keegan Bradley showing some form as he does just three or four times a year. Hope you all enjoyed the golf, enjoy the podcast and we will see you next week!

Ned Michaels is joined by Jonathan Coachman and Guy Adami to look at this week's PGA Tour action and attempt to make sense of the financial markets. Are we already in a recession?  0:00 - Kentucky Derby blues 7:00 - Wells Fargo recap, Ned loops for Danny Chops 12:00- AT&T Byron Nelson Preview Ned Needs To Know About The Market 19:10 - Are we in a recession and does it matter? 21:40 - Holding AMRK? 24:00 - Crypto in the dumps 25:45 - AAPL opportunity to buy 27:20 - Amazon, plant a tree! ---- ABOUT THE SHOW: Breaking Even, where cash meets the course. Each week, host Ned Michaels will combine his love for golf, sports and financial markets into an action-packed podcast where no topic is out of bounds. Joined regularly by CBS sportscaster Jonathan Coachman and CNBC's Guy Adami, Breaking Even has you covered when it comes to options trading in the S&P 500 or when making picks against the spread. We follow the action where ever there is money to be made. Breaking Even is available on Apple Podcasts, Spotify, Stitcher, Castbox and wherever else you listen to podcasts. Enable push notifications so you always know when the latest episode is available! Shoot us an email at contact@riskreversal.com with any feedback, suggestions, or questions for us to answer on the pod and follow us @breakingevenpod on Twitter, Facebook, and Instagram. Follow Ned Michaels  on Twitter Follow Jonathan Coachman on Twitter Follow Guy Adami on Twitter Follow Dan Moses on Twitter Follow Barney Alary  on Twitter Follow Dan Nathan  on Twitter Subscribe to Risk Reversal on Youtube

One of Canada's best golfers, Corey Conners, joins the show to chat with Bob and John. Having finished in the top 10 at Augusta National 3 years in a row, we talk to Corey about his consistent play at The Masters and what he has being doing to improve his game. We discuss the tours upcoming tournaments and what to expect from Corey as he gets set to play at both St.Georges and St. Andrews this summer for the first time in his career. See omnystudio.com/listener for privacy information.

The boys lament not cashing in on solid reads at Wells Fargo and cover the 2022 Byrons Nelson at TPC Craig Ranch this week!

Max Homa continues his solid play with another win at the Wells Fargo. Is he going to make the President's Cup team? Sergio's hot mic comments are discussed with Mike going on a rant about him and the Saudi League. We discuss some of the Phil Mickelson news that came out from the upcoming book about him. We also chat about the recent letter sent to PGA Tour members by the PGL. The show is capped off with our picks and preview of this week's Byron Nelson.

Don Joseph Goewey is the Executive Director of the Center for Spiritual Exchange and author of "Stop Fixing Yourself" "Wake Up, All is Well" and "The End of Stress: Four Steps to Rewire Your Brain". Find out how to rewire your brain to extinguish stress and be happy in today's episode. What is the key message from your book, Stop Fixing Yourself? What do you mean when you say, "All Is Well Even When Everything's a Mess"? What is the relationship between neuroscience and happiness? What is Happiness As Your Natural State. How can you access it even if you are feeling anxiety, fear and depression? Don Joseph Goewey Don Joseph Goewey is the Executive Director of the Center for Spiritual Exchange, the official archive for the works of Anthony De Mello. Don is the editor of a new book entitled Stop Fixing Yourself / Awake Up, All is Well, based on Anthony DeMello's practical spirituality (released by Beyond Words/Simon & Schuster in April, 2021). Don is also the author of the Amazon bestseller, The End of Stress/Four Steps to Rewire Your Brain. He spent six years directing a think tank that integrated breakthroughs in neuroscience into a psychospiritual model for rewiring the brain to extinguish stress reactions and amplify the higher brain function that enables a human being to flourish. The model has been successfully applied in high pressure work environments like Cisco and Wells Fargo helping people elevate their experience of work and of life in profound and measurable ways. Previously, Don managed the department of psychiatry at Stanford University Medical School and headed an institute that pioneered a psycho-spiritual approach to overcoming catastrophic life events, which in 2005 was awarded the Excellence in Medicine citation by the American Medical Association. Excellent Executive Coaching Podcast If you have enjoyed this episode, subscribe to iTunes. We would love a review on iTunes or other platform. The EEC podcasts are sponsored by MKB Excellent Executive Coaching that helps you get from where you are to where you want to be with customized leadership and coaching development programs. MKB Excellent Executive Coaching offers leadership development programs to generate action, learning, and change that is aligned with your authentic self and values. Transform your dreams into reality and invest in yourself by scheduling a discovery session with Dr. Katrina Burrus, MCC to reach your goals. Your host is Dr. Katrina Burrus, MCC, founder and general manager of www.mkbconseil.ch a company specialized in leadership development and executive coaching.

With James Hipkin, an accomplished, forward thinking marketing and advertising professional who, over a 40-year career, has worked with clients in digital marketing including Sprint, Apple, Wells Fargo online bank, Nestlé, and Toyota. James brings his talents to now serve small business clients as well, who appreciate his practical, no-nonsense approach. He has the scars and many valuable and entertaining stories to share. James makes marketing fun and practical. But he never loses track of what's important: marketing, done well, creates value for customers as well as the business. To visit the show notes page for this episode and others, visit https://legalwebsitewarrior.com/podcast

Paige and Amanda come back with lots of stories to share from Paige's trip to the Derek Jeter Celebrity Invitational and Amanda's trip to the Wells Fargo. They then turn their attention to Max Homa, Sergio Garcia, being an Amanda-ist, and when it's great to have big tits. See omnystudio.com/listener for privacy information.

The Big Players interview the unique and hilarious Fat Perez, the most comfortable man in golf. The Big Players recap FP's last week at the Wells Fargo and discuss his recent videos with other golf influencers including Foreplay, Bob Does Sports & Joey Cold Cuts. Along with FP's videos, he also shares with the Big Players his plan for 2022, including some breaking news about him taking on golf influencing full time! A great episode, lots of laughs, full of great stories about FP and his journey. Make sure to follow him @thefatperez and us @bigplayersonlypod.

Winners, winners fried perch dinners! SportsGuyTy hits 4 of the top 6 at Wells Fargo and cashes an outright on Homa along with Tmac. ShallowCal boycotts Texas. And we talk sushi. Tips, picks and best bets for the Byron Nelson Classic. 

AT&T Byron Nelson Fantasy Picks & Predictions | PGA Tour Betting Strategy | TPC Craig Ranch | McKinney, TX | Tiger Woods News | Max Homa Wins Wells Fargo | Better Call Saul Recap Congrats to Max Homa on winning the Wells Fargo Championship. The tournament was full of great golf and had some challengers such as Matt Fitzpatrick, Cam Young, Keegan Bradley and Rory McIlroy. We're heading to TPC Craig Ranch in McKinney, TX for the AT&T Byron Nelson. The field is full of great players on the PGA Tour including Scottie Scheffler, Justin Thomas, Dustin Johnson, Jordan Spieth, Hideki Matsuyama, Xander Schauffele, Sam Burns, Will Zalatoris, Joaquin Riemann, Brooks Koepka, Tommy Fleetwood, Adam Scott, Talor Gooch and more. Can Scottie Scheffler continue on his hot play and gain a victory? Can Xander Schauffele bounce back from his recent play and gain another victory? Will Hideki Matsuyama continue his strong play gain a victory? We break down the field and predictions on the show. The Birdies & Bourbon team chat AT&T Byron Nelson Fantasy strategy and predictions at TPC Craig Ranch in McKinney, TX. We chat through the PGA DFS strategies for the event using Fantasy National stats. We first chat TPC Craig Ranch conditions, history, weather and everything you need to know about the strategy for the tournament. We chat strategy for DraftKings, FanDuel and Sportsbook picks. The tournament has a strong field with top players teeing it up. We had a blast chatting through the field and strategies. Cheers. Apparel for the show provided by turtleson. Be sure to check them out online for the new season lineup at https://turtleson.com/ Thanks to Fantasy National Golf Club for providing the stat engine for the show. They can be found at https://www.fantasynational.com The Neat Glass. Be sure to check out The Neat Glass online at theneatglass.com or on Instagram @theneatglass for an improved experience and use discount code: bb10 to receive your Birdies & Bourbon discount. Thank you for taking the time listen to the Birdies & Bourbon Show for all things PGA Tour, golf, gear, bourbon and mixology. Dan & Cal aim to bring you entertaining and informative episodes weekly. Please help spread the word on the podcast and tell a friend about the show. You can also help by leaving an 5-Star iTunes review. We love to hear the feedback and support! Cheers. Follow on Twitter & Instagram ( @birdies_bourbon) --- Support this podcast: https://anchor.fm/birdies-bourbon/support

On today's show: With breaking news happening in the sports world every day, here's our can't-miss list of headlines from this past weekend. 1. Grizz go down 2-1 (6:00) 2. Ja Morant's injury (20:00) 3. Other 3 NBA Playoff series (43:00) 4. Joey Sulipeck's tweet (57:00) 5. Jokic gets MVP (1:09:00) 6. What you watch? (1:21:00) 7. Tyler Harris transferring to South Florida (1:34:00) 8. Canelo Alvarez goes down and Kentucky Derby (1:38:00) 9. Max Homa wins Wells Fargo (1:42:00) 10. Tonight (1:43:00) Watch LIVE at noon, weekdays on YouTube and the Grizzlies App: bit.ly/MemGrizzApp Watch today's full show at: youtube.com/grindcitymedia

5/9 Hour 1   2:30 Drab gets a flat tire after hitting a pot hole 16:40 Caps take a 2-1 lead 28:00 Wells Fargo at TPC Potomac 35:40 Rich Strike wins Kentucky Derby

MAX!! In episode 17 we recap our boys awesome win at the Wells Fargo. We dive into some mental takes of the game, then make our picks for the Byron Nelson!

We start with one of the craziest Kentucky Derby's ever. How horse racing might have been saved by an 80-1 shot. (00:02:51-00:18:24) NBA playoffs and Ja Morant getting his knee slightly tugged at.(00:18:26-00:36:24) Hockey playoffs and PFT and Jake may have a bet. (00:36:27-00:43:33)Who's back of the week including F1 race in Miami. (00:45:33-01:04:09) Max Homa joins us fresh off his Wells Fargo victory to talk about his win, staying positive, and Big Cat's golf swing. (01:05:54-01:24:27) Dmitry Bivol and Billy Football join us from Las Vegas to talk about his huge win against Canelo Alvarez Saturday night, how much Billy helped and more. (01:26:05-01:42:35) We finish with Monday reading “I put nose spray up my dick and it didn't work” (01:43:52-01:51:52)

Longtime friend of the pod Max Homa wins the Wells Fargo for the second time to claim his fourth career PGA Tour win. Soly, Tron and Randy recap Max's triumph as well as the week for Keegan, Cameron Young, Matt Fitzpatrick, Rory, and more. We also break down the Sergio and Lee Westwood comments in the continued LIV golf saga. Plus, the C-suite responds to the latest episode of Strapped and we sign off with our traditional post-victory visit from Max.

5/5 Hour 1   8:00 Cakes at MGM National Harbor 18:00 EB's day out at TPC Avenel for the Wells Fargo 36:00 RG3 trying to make a comeback with Dallas

A series of FBI raids send more than a dozen Macheteros back to Connecticut to stand trial in the Wells Fargo robbery case. Plus, an attorney for the group unpacks the government's “sloppy” legal strategy, Juan's former lover testifies in court, and a key player jumps bail and returns to clandestinity. See omnystudio.com/listener for privacy information.

A busy show today includes Greg Wyshinski (ESPN Hockey) jumping on to talk about the Caps' 4-2 Game 1 win in Florida. Steve Sands/NBC-Golf Channel called in to discuss all things DC sports including the Wells Fargo at Avenel this weekend. Kevin also played part his interview with Penn State Wide Receivers Coach Taylor Stubblefield who coached Jahan Dotson the last two years in State College.  Learn more about your ad choices. Visit megaphone.fm/adchoices

John reacts to Jon Rahm's wire-to-wire win at the Mexico Open, looks ahead to the PGA Championship, and Tiger heading to Southern Hills ahead of the PGA, the impact of him playing all the majors, if Phil Mickelson will show up to defend his title. Also, Wells Fargo Open best bets with Action Network's Jason Sobel, and GoLow mailbag questions! Follow John and The Volume on Twitter, Instagram and YouTube for the latest content and updates and check out FanDuel for the best wagering and daily fantasy action! See omnystudio.com/listener for privacy information.