Podcasts about Wells Fargo

Brett Turner has raised nearly $200M and generated over $700M in shareholder value across 4 tech companies. But his journey from Big 4 CPA to serial fintech founder wasn't smooth—and every failure taught him something critical.FloQast CEO and Host Mike Whitmire sat down to discuss his journey to Trovata, and everything he's learned along the way. IN THIS EPISODE:- Why his first board meetings as CFO were brutal (and the all-nighter solution that saved him)- The real story behind 3 major startup exits- Why he left Deloitte after 2 years — and why it was the right call- The $12 trillion in corporate deposits earning zero interest (and why that's about to change)- How stablecoins are "coming like a freight train" to disrupt traditional banking- Why managing Amazon's SEC reporting prepared him for fintech- Career advice: How to turn accounting expertise into executive-level impactABOUT BRETT TURNER:Brett Turner is CEO and founder of Trovata, a next-gen cash management platform that has raised $85M (Series B). Since leaving Amazon in 2005, he's built 4 successful tech companies with 3 major exits totaling over $700M in shareholder value. He started his career at Deloitte as a CPA and spent 8 years in Controller roles before joining Amazon to manage SEC reporting. Trovata's investors include JP Morgan, Wells Fargo, and other major financial institutions.ABOUT BLOOD, SWEAT & BALANCE SHEETS:Hosted by Mike Whitmire (CEO, FloQast), this podcast features former accountants who've had extraordinary career journeys—proving that accounting skills can take you anywhere.---LEARN MORE ABOUT TROVATA: https://trovata.ioFLOQAST ACCOUNTING SOLUTIONS: https://floqast.com#accounting #fintech #stablecoins #career #cfo #treasury #startup #floqast 

In its efforts to trace how Jeffrey Epstein's finances may have enabled or obscured his sex-trafficking operations, the U.S. Virgin Islands government has issued subpoenas and pursued information from multiple major financial institutions believed to have handled Epstein's accounts or related entities. Court filings and investigative reporting show that banks such as JPMorgan Chase, Deutsche Bank, and Citibank were subpoenaed for records, transaction details, and internal communications about Epstein and the dozens of corporations, trusts, and nonprofit entities tied to him. These subpoenas aimed to uncover how his financial activities may have been facilitated or ignored by these institutions as part of the broader justice effort. Other financial entities reportedly included in subpoenas or scrutiny were Fidelity Investments, Charles Schwab, Bank Leumi, Wells Fargo, Northern Trust, and Silicon Valley Bank, reflecting the government's attempt to map the full extent of Epstein's banking relationships and financial flows.The most significant legal action has centered on JPMorgan Chase, which the USVI AG sued in federal court in New York in 2022, alleging that the bank “facilitated and concealed wire and cash transactions” that were part of Epstein's criminal enterprise and “financially benefitted” from his activities. JPMorgan ultimately agreed to pay $75 million to the USVI to settle those claims, acknowledging its past handling of Epstein's accounts but denying wrongdoing, while separate settlements with victims brought additional payouts tied to the bank's oversight failures.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Oracle and Broadcom worries hit tech stocks. Jose Rasco, Chief Investment Officer at HSBC Global Private Banking and Wealth Management, breaks down the week's wild market action. BTIG's Robert Drbul gives his top consumer picks—and catalysts—for 2026. Growing speculation around a potential SpaceX IPO with Daniel Hanson of Neuberger Berman. Netskope CEO Sanjay Beri talks the company's first earnings report as a public company. Wells Fargo analyst Jason Kupferberg on the fintech setup heading into 2026. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week at NSTA: The Bus Stop - Executive Director Curt Macysyn welcomes first-time guest Lee Edwards, Vice President and Territory Manager for Wells Fargo Equipment Finance, Co-Chair of NSTA's Manufacturers, Suppliers and Technology (MST) Committee. Lee and Wells Fargo Equipment Finance won the 2025 NSTA Vendor Partner of the Year at the NSTA Annual Meeting & Convention in Boston this past July. The duo start the conversation by tracing Lee's path from an early sales background to his current role in supporting the school transportation industry with Wells Fargo. Lee gives Curt an inside look at Wells Fargo Equipment Finance and the role of the Commercial Vehicle Group, while he and Curt discuss evolving trends, post-COVID market dynamics, and key developments shaping student transportation today. The pair highlight the NSTA MST Committee, and it's priorities as they head into the new year. The duo shift gears by talking all things SEC football, and cover everything from coaching rumors, to the outlook for UT, and the growing rivalry feel in the Volunteer State between Tennessee and Vanderbilt. The episode closes as Lee shares how listeners can stay connected with Wells Fargo Equipment Finance. Become a podcast subscriber and don't miss an episode of NSTA: The Bus Stop- NSTA Vendor Partners can take advantage of our comprehensive advertising package that will help you reach your target audience - private school bus operators!Support the show

Onze gast deze week is Paul Scholten, sinds 2018 CEO van Buckaroo. Een van de grootste betaalproviders van Nederland, met meer dan 45.000 klanten, van webshops en abonnementsdiensten tot grotere corporates. Onder zijn leiding groeide Buckaroo uit tot een organisatie van ruim 200 mensen en breidde het bedrijf flink uit met onder andere tap-to-pay, point-of-sale en loyalty-oplossingen, plus een stevig risk- en compliance-fundament.  Paul heeft een lange internationale carrière in de financiële sector achter de rug. Hij begon bij ABN AMRO, waar hij meer dan dertig jaar werkte in verschillende landen, waaronder in Nederland, Frankrijk, Japan, Taiwan en Bahrein. Daarna was hij COO bij Theodoor Gilissen en vervolgens lid van het executive team van KBL/Quintet in Luxemburg, voordat hij de fintech-wereld instapte.  Hij studeerde Rechten aan de Universiteit Utrecht en behaalde later een MBA aan de Erasmus Universiteit in Rotterdam. Daarnaast was hij onder meer commissaris bij LeasePlan en is hij betrokken bij de Betaalvereniging Nederland, waar hij de belangen van betaaldienstverleners vertegenwoordigt.  Tot slot: Paul woont in Amsterdam en Parijs, is getrouwd, heeft drie uitwonende kinderen en is 66.    ***  Leaders in Finance wordt mede mogelijk gemaakt door Kayak, EY, Mogelijk Vastgoedfinancieringen, Roland Berger en Lepaya   *** Boek genoemd in de aflevering: Het uur van de wolven, Giuliano Da Empoli   *** Op de hoogte blijven van Leaders in Finance? Abonneer je dan op de nieuwsbrief.   ***  Vragen, suggesties of feedback? Graag! Via email: info@leadersinfinance.nl en check de website leadersinfinance.nl.    *** Eerdere gasten bij de Leaders in Finance podcast waren onder andere: Klaas Knot (President DNB), Frank Elderson (Directie ECB), Roland Boekhout (CEO de Volksbank), Gerrit Zalm (Voormalig minister van Financiën en voormalig CEO ABN AMRO),  Ingrid de Swart (Lid Raad van Bestuur a.s.r.), Pinar Abay (Management Board ING, Head of Retail Banking), Robert Swaak (CEO ABN AMRO), Marcel Zuidam (CEO NN Bank), Saul van Beurden (CEO Consumer, Small & Business Banking, Wells Fargo), David Knibbe (CEO NN Group), Janine Vos (RvB Rabobank), Nadine Klokke (CEO Knab), Maarten Edixhoven (CEO Van Lanschot Kempen), Jeroen Rijpkema (CEO Triodos Bank), Nout Wellink (Voormalig President DNB), Onno Ruding (Voormalig minister van Financiën), Yoram Schwarz (CEO Movir), Laura van Geest (Bestuursvoorzitter AFM),  Katja Kok (CEO Van Lanschot CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Petri Hofsté (Commissaris o.a. Rabobank en Achmea), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Jan van Rutte (Commissaris PGGM, BNG Bank; voormalig CFO ABN AMRO), Marguerite Soeteman-Reijne (Chair Aon Holdings), Lidwin van Velden (CEO Nederlandse Waterschapsbank), Jan-Willem van der Schoot (CEO Mastercard NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Voormalig Chair ESMA), Radboud Vlaar (CEO Finch Capital), Jos Baeten (CEO a.s.r.), Karin van Baardwijk (CEO Robeco), Annette Mosman (CEO APG).  

What happens when the career you've poured 28 years of your life into suddenly disappears?In this client success story, Audrey sits down with Tamara, a former program manager at Wells Fargo who faithfully served in one company for nearly 28 years until her job was eliminated. Instead of rushing into the next role, Tamara chose to slow down, meet God in the uncertainty, and walk step-by-step into whatever He had prepared next.Her story is a powerful reminder that:- You are not done just because one chapter closes- God does not waste your experience- Clarity is often found while in motion- You are fearfully and wonderfully made for work God designed for youIf you're navigating a transition, especially later in your career, let Tamara's “clarity while in motion” testimony be the encouragement you've been praying for.Cheering you on,Kelsey Kemp & Audrey BagarusBOOK A FREE CALL WITH US THIS WEEK: https://portal.kelseykemp.com/public/appointment-scheduler/6222458612c06afee1de0032/scheduleFREE CAREER COACHING RESOURCES:Free Training: How to Find and Land a Job You Feel Called to in 8 Straightforward Steps → https://thecalledcareer.com/our-processMore of a reader? ⁠Download the 22 page PDF⁠ version instead → https://thecalledcareer.mykajabi.com/PDFFOLLOW US ON OTHER SOCIALS:

Here are the headlines for Tuesday, December 9, 2025:Jack Maller's ‘Twenty One' Goes Public Today on the New York Stock Exchange With 43,500 Bitcoin in HoldingsKalshi Passes $20 Billion in Lifetime Volume as Prediction Markets Keep GrowingInstitutional Rotation Deepens: Harvard Boosts BTC Exposure as ETP Inflows Hit $716MStablecoin Lending Tightens as OnChain Rates Rise Into FOMC WeekLiquid Restaking Surges as LRTs Outperform Broader DeFiLITTLE BITZBig conferences this week in the Emirates. Binance Blockchain Week. Abu Dhabi Blockchain Week. Plus we've got Art Basel attracting a variety of NFT artists and creators to Miami. Solana Breakpoint also about to kick-off later this week.Michael Saylor says the following US banks are now issuing credit against Bitcoin: Citi, JPMorgan, Wells Fargo, BNY Mellon , Charles Schwab & Bank of AmericaPNC Bank launched direct spot bitcoin trading for eligible PNC Private Bank clients on December 9, 2025, powered by Coinbase's Crypto-as-a-Service (CaaS) platform, marking the first such offering among major U.S. banks.WHERE TO FIND DCNdailycryptonews.nethttps://twitter.com/DCNDailyCryptoEMAIL or FOLLOW the HostsQuileEmail: kyle@dailycryptonews.netX: @CryptoQuile——————————————————————***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! WE ARE NOT EXPERTS! WE DO NOT GUARANTEE A PARTICULAR OUTCOME. WE HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! Hosted on Acast. See acast.com/privacy for more information.

Get tips and advice in a Modern Manners edition of Social Dilemmas. Also, Darren Criss drops in to talk about his Broadway return in “Maybe Happy Ending” and his first Grammy nomination. Plus, "Holiday Wishes" highlights an Army veteran's courage and resilience. And,Army veteran Stephen Carter and his family are surprised with a brand-new car on the plaza. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Investing in Integrity podcast, Ross Overline, CEO and co-founder of Scholars of Finance, welcomes Jonathan Weiss, former CEO of Corporate and Investment Bank at Wells Fargo, and former MD of JPMorgan Chase, to reflect on leadership, trust, and ethics across a 45-year career in finance. From his unlikely start as a romance languages major to leading a $20B business, Weiss shares lessons on building ethical cultures, leading through influence, and navigating shifting political and market dynamics. He offers candid insights on rebuilding institutional trust, fostering transparency, and prioritizing customers' best interests, not just avoiding harm. Listeners will learn how humility, emotional intelligence, and consistent values shape resilient leadership and sustainable success. Whether you're early in your career or leading teams at scale, this conversation offers deep insights into balancing performance with integrity in today's financial world.Meet Jonathan Weiss:Jonathan Weiss is the former CEO of Wells Fargo Corporate & Investment Banking, where he led a $20 billion revenue business before retiring in June 2025 after two decades with the firm. Over his 45-year career, he also headed Wells Fargo's Wealth & Investment Management and Wells Fargo Securities divisions, following 25 years at J.P. Morgan and its predecessors. A Princeton graduate in Romance Languages, Weiss is recognised for his ethical leadership and service on boards including Youth I.N.C., the Lawrenceville School, and the National Humanities Center.

Host Kim Russo sits down with Job Coach Victoria McMillin, Owner of Job Coach Victoria, to share invaluable tips on how to get your resume noticed and land your dream role with Instagram @JobCoachVictoria. As a seasoned Career Strategist with 20 years of experience placing professionals in Fortune 100 Companies, Victoria witnessed a major disconnect: highly valuable professionals—even VPs and Directors—struggle to present their skills effectively in today's demanding job market.  Victoria's method is built on bridging that gap. She explains how the average job posting receives 100 resumes, making the first six seconds of review critical. Learn the proven strategies Job Coach Victoria uses to structure your resume to bypass that quick glance and land in the "yes" pile. She also reveals the critical steps beyond the application, including: Customized Resume Crafting: Techniques for powerful presentation. Self-Marketing: How to position yourself better for recruiters. Networking Secrets: Finding and using connections you didn't know you had. Interview Mastery: Mastering interviews with confidence.  Victoria has helped thousands of professionals secure positions at top organizations like Apple, Microsoft, IBM, Amazon, and Wells Fargo. Tune in for actionable advice that will accelerate your career search! Find her on Instagram @JobCoachVictoria

Send us a textThis show contains a trio of interviews about holiday theater events in Houston. We talk to Mitchell Greco about WHITE CHRISTMAS, which will show in the Hobby Center from Theatre Under the Stars, Elizabeth Bunch talks A CHRISTMAS CAROL from the Alley Theatre, and Zoe Parkinson lets us know about A DRUNK CHRISTMAS CAROL. Additionally, Lee and Brett discuss holiday shopping.   We found these companies super supportive of the LGBTQIA+ community:  Levi's, Nike, Starbucks, Costco, Bath & Body Works, Delta, United, MGM Resorts, Apple, Microsoft, PayPal, Chase Bank, Wells Fargo, Coca-Cola, PepsiCo, Ulta, Absolut Vodka, Mercedes, Home Depot and Sephora. Local to Houston - Eclectic Home, Antiques on 19th, AG Gallery, Silverlust, Dramatika, Bliss, and Vinal Edge. These were midling right now:  Amazon and Walmart Companies to Avoid: Chick-fil-a, Shen Yun, and the Salvation ArmyQueer Voices airs in Houston Texas on 90.1FM KPFT and is heard as a podcast here. Queer Voices hopes to entertain as well as illuminate LGBTQ issues in Houston and beyond. Check out our socials at:https://www.facebook.com/QueerVoicesKPFT/ andhttps://www.instagram.com/queervoices90.1kpft/

In this episode, Marcus sits down with Navy SEAL combat veteran, bestselling author, and entrepreneur Brent Gleeson. They discuss leadership, personal growth, building resilient organizations, and Brent's new book "All In." The conversation dives deep into actionable strategies for success, the importance of systems, and how to balance achievement with fulfillment. Episode Highlights: 1:05 - Brent Gleeson's background: Navy SEAL, entrepreneur, and author 9:50 - The Remarkable Results Pyramid: systems, mindset, and routines 25:10 - The story behind "All In" and the impact of personal transformation 35:10 - Accelerate: leveraging AI for organizational growth and leadership Brent Gleeson is a Navy SEAL combat veteran, award-winning speaker, and serial entrepreneur. He is the CEO of Exlr8, an AI-powered enterprise workforce app, and the author of bestselling books "Embrace the Suck," "Taking Point," and his latest, "All In." Brent is renowned for applying leadership and cultural principles from special operations to the business world, helping organizations drive performance and lead change. Learn more about the gift of Adversity and my mission to help my fellow humans create a better world by heading to www.marcusaureliusanderson.com. There you can take action by joining my ANV inner circle to get exclusive content and information.See omnystudio.com/listener for privacy information.

Scrappy ABM brings together host Mason Cosby and Yadin Porter de León, Director of Customer Stories and thought leadership over at Heroku, which is a part of Salesforce, to talk about going straight to the top of your target accounts without getting blacklisted.ㅤInstead of getting stuck in email blasts and third-party events that promise “rubbing elbows” with executives, Yadin shares a high-level framework that starts small with relationships your own C-suite already has, then builds proof points through web stories, webinars, podcasts, and thought leadership videos. The conversation walks through going top down from your CEO and bottoms up from directors and senior managers, doing the hard “eat your vegetables” work of segmentation, and mapping LinkedIn so you make it easy for leaders to say yes.ㅤThrough stories from Angel Med Flight, JetBlue, GE Healthcare, NASA Jet Propulsion Labs, Wells Fargo, Michael Dell, and a seven-figure deal, Mason and Yadin show how time and trust, podcasts, and truly helping individuals with their own goals can turn a focused ABM program into a powerful path to the C-suite.ㅤ

Silicon Valley is three years ahead on AI recruiting — and what's happening there is about to hit the rest of the job market fast.In this episode of SKILLSHARP THE PODCAST, Todd and Brian sit down with Paul Duran, Senior Technical Recruiter at Plaid (previously Facebook, Microsoft, Wells Fargo, Blockchain.com), to break down how AI is transforming hiring from the inside.Here's what Paul uncovers:→ Why 95% of applicants never reach a human→ How AI tools like Ashby and JuiceBox actually filter candidates→ What companies like Anthropic, OpenAI, Nvidia, and Microsoft are doing differently→ The biggest ATS mistakes job seekers make→ How to optimize your resume + LinkedIn for AI screening→ What the Bay Area reveals about the future of hiring→ And whether AI will really replace recruiters (his answer may surprise you)If you're applying to jobs and not hearing back, this episode will completely change your strategy.Episode Link (YouTube): https://youtu.be/lLgokZGejQM

En el episodio de hoy Eugenio Garibay y Juan Manuel de Los Reyes discuten la volatilidad del mercado el día de ayer tras los comentarios de Mary Daly, presidenta de la Reserva Federal de San Francisco, que se inclinaban por bajar tasas de interés e impulsaron el mercado al alza. También, analizan los datos del empleo por ADP que salieron por la mañana y comparten su perspectiva del mercado laboral y la influencia que tiene en la decisión de la Fed. Por otro lado, mencionan los pronósticos para el S&P 500 al cierre del 2026 por parte de algunos de los bancos más importantes en EE.UU. y Europa. Morgan Stanley y Wells Fargo estiman que el índice cierre en un nivel de 7,800, mientras que HSBC estima 7,500 y Deutsche Bank en 8,000. Eugenio y Juan Manuel discuten el rol de la IA en el mercado y el índice, y lo que ellos piensan de estos pronósticos. 

⁠⁠⁠⁠⁠⁠Seacoast Stories LIVE!⁠⁠⁠⁠⁠⁠ is happening on Friday, December 5 at 3S Artspace. Host Troy Farkas will speak to Dagan Migirditch from Liars Bench Beer Co., as well as past podcast guests Laura Fox and Erin Holt. To see the Seacoast's No. 1 podcast in person, you can secure your tickets ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠.Port City Pretzels is not what you think it is.It's a much larger operation than you ever imagined it would be.Seated on THOUSANDS of grocery store shelves across the country, Port City Pretzels have become a giant in the snack industry. With shelf space in WalMart, Shaw's, Market Basket, Hannaford, and many more, Port City finds itself competing against the top dogs in a world Suzanne Foley never imagined she'd find herself in.Foley, the founder of Port City Pretzels, is the daughter of Eileen Foley, the longest-serving mayor in the history of Portsmouth ... and the creator of the dill ranch pretzel recipe - a recipe Suzanne perfected when she started her company in the mid-2010s.Port City Pretzels began as a modest operation in Suzanne's kitchen, with the original goal of selling solely at tiny stores across the Seacoast.But word quickly spread about the pretzels, and Suzanne, a high-flying businesswoman in a past life, decided to go all in - getting more space, hiring "unique" staff, and eventually bringing on her daughter, Eilee Marousek, to be her business partner.On today's episode, Suzanne and Eilee join host Troy Farkas to discuss the early days of Port City Pretzels, why very few took Suzanne seriously at first, how the company blew up faster than she expected, and why the two need to see a therapist in order to keep their working relationship healthy.Plus, how the business caught the attention of "Shark Tank" star Mark Cuban, and why Vice President Kamala Harris visited the facility during her presidential campaign!CHAPTERS:Starting Portsmouth Pretzels (00:00)Rapid growth in the early days (14:15)Port City's commitment to hiring workers with disabilities (18:40)SPONSORS: Little Tree Education & Studio H (25:25)How PCP began to scale and grow across the country (29:12)What it's like running a family business (46:02)That time Kamala Harris visited the factory (55:12)How do you want to be remembered? (01:07:00)EVENTS:⁠Seacoast Stories Dinner Club!⁠ It's happening in Portsmouth at 5:30 p.m. on Friday, December 5, just prior to the next live podcast. ⁠Take the personality quiz here ⁠to get matched up with five Seacoast strangers for dinner.SPONSORS:⁠⁠⁠Little Tree Education⁠⁠⁠: Get 50% off your application fee with code SEACOASTSTORIES when ⁠⁠applying your child⁠⁠ for Spring/Fall 2026 at the Seacoast's top Montessori school!Studio H Salon: Get 50% ($100) off your consultation regarding preventative hair loss! Visit their website and type "STORIES" into the contact box to activate the deal.To get started on a path toward better financial investment, email our friend David Higgins ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠david.higgins@wellsfargoadvisors.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! He's a Portsmouth legend, and you won't regret it.Investment and insurance products are Not Insured by the FDIC or Any Federal Government Agency, Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate, Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested.Investment products and services are offered through Wells Fargo Clearing Services (WFCS), LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFCS uses the trade name Wells Fargo Advisors. 1 North Jefferson, St. Louis, MO 63103.

The bank's head of HR lays out the talent strategy underpinning its post-regulatory growth push and AI adoption.

How can audio ads break through in a world of AI ads and boring reads? By being relentlessly real.The world's only podcast solely dedicated to audio ads is back! Presenting Ad Infinitum Season 3, Episode 14: "This is My Real Voice". Host Stew Redwine (Executive Creative Director, Oxford Road) welcomes Brandon Beville (Producer, Morning Wire). They get to the root of authenticity, tapping into Brandon's special insight as both producer and ad-reader (real comment: his voice is like “ a frat guy from Boston”). Together, they put up one of Brandon's spots against top-spending podcast ads from Google, ParkWhiz, LG, and Wells Fargo using the Audiolytics™ framework. Which spot will come out on top? Stew and Brandon talk The Real You, The 3-4 Rule, Active Listening, and more. Let's dig in…“ Make it as much you as you can.”- Brandon Beville (Producer, Morning Wire)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In 72 hours, my life changed forever.In August 2023, nurses rushed me to Portsmouth Regional Hospital, where they discovered my dangerously high blood sugar levels, the classic precursor for a diagnosis of Type 1 diabetes. I stayed for the weekend, and left the hospital as a completely different person.Since then, diabetes has made my life extremely complicated:Waking up sweaty in the middle of the night by dangerously low blood sugar levels. Carrying sugary snacks on me everywhere I go. Visiting the pharmacy every other day to pick up yet another (expensive) piece of diabetes supplies.Nearly dying on multiple occasions.That's the reality for a Type 1 diabetic, a reality that's intimately understood by actress Elle Shaheen (yes, that Shaheen). And this November, Diabetes Awareness Month, it's about time to shed a light on life with this disease.Diagnosed at eight years old, Elle - daughter of N.H. politician Stefany Shaheen and granddaughter of U.S. senator Jeanne Shaheen - has lived with this disease the majority of her life. Even after 18 years of managing this disease, diabetes still haunts her every day.Elle is the subject of the 2016 New York Times bestseller, "Elle & Coach," Stefany Shaheen's book about Elle's diagnosis, the effect of diabetes on their family, and the medical alert dog - Coach - that brought some much-needed relief to the Shaheen's chaotic lives.From the West End of Portsmouth, we discuss our near-death experiences with diabetes, her work as an advocate, meeting President Obama, growing up with a medical dog by her side at all times, and whether researchers will find a cure in our lifetimes.Plus, Elle's time in the Portsmouth theater scene, her Broadway dreams, and life in Hollywood during the entertainment industry's existential crisis.To support finding a cure for Type 1 Diabetes, you can donate here to Breakthrough T1D, the organization responsible for leading the fight against this disease.CHAPTERS:What is Type 1 diabetes? (00:00)Living with T1D as a child in Portsmouth (07:20)Meeting President Obama during her advocacy work (13:20)Misconceptions of T1D (21:16)The mental health struggles of T1D (26:28)How Elle's medical alert dog saved Elle's life (36:45)My recent near-death experience (50:25)Elle's Portsmouth theater background & Broadway dreams (57:20)How do you want to be remembered? (01:13:20)EVENTS:Seacoast Stories Dinner Club! It's happening in Portsmouth at 5:30 p.m. on Friday, December 5, just prior to the next live podcast. Take the personality quiz here to get matched up with five Seacoast strangers for dinner.⁠⁠⁠⁠Seacoast Stories LIVE!⁠⁠⁠⁠ On Friday, December 5, the Seacoast's biggest podcast takes the 3S Artspace stage for an evening of community, connection, and conversation. Secure your tickets ⁠⁠⁠⁠here⁠⁠⁠⁠.SPONSORS:⁠⁠Little Tree Education⁠⁠: Get 50% off your application fee with code SEACOASTSTORIES when ⁠applying your child⁠ for Spring/Fall 2026 at the Seacoast's top Montessori school!⁠⁠Seacoast 2 Summit⁠⁠: How much is your home worth for a short/mid-term rental property? Find out ⁠⁠here ⁠⁠for FREE! To get started on a path toward better financial investment, email our friend David Higgins ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠david.higgins@wellsfargoadvisors.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! He's a Portsmouth legend, and you won't regret it.Investment and insurance products are Not Insured by the FDIC or Any Federal Government Agency, Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate, Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested.Investment products and services are offered through Wells Fargo Clearing Services (WFCS), LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFCS uses the trade name Wells Fargo Advisors. 1 North Jefferson, St. Louis, MO 63103.

Despite the big tech sell-off, Morgan Stanley, Oppenheimer, and Wells Fargo all gave praise to Nvidia (NVDA) through a slew of price target hikes on bullish growth expectations. Marley Kayden takes investors through what analysts are thinking as markets brace for what will likely be next week's biggest catalyst. Dan Deming offers an example options trade for Nvidia.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Nvidia (NVDA) got bullish momentum from Wells Fargo and Morgan Stanley ahead of next week's earnings. Diane King Hall talks about what analysts expect from Nvidia's long-term prospects. StubHub (STUB) sunk more than 27% following its worse-than-expected earnings and lack of guidance. Diane later eyes mergers and acquisitions as Merck (MRK) seeks to buy Cidara Therapeutics (CDTX) for $9.2 billion.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Nike (NKE) is stepping up for a rebound. Alex Coffey highlights key chart technicals that include bullish momentum indicators like RSI showing potential for another price jump. When it comes to the options front, Alex notes more call buying activity adding to the bull run.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Diane King Hall turns to a gauntlet of sports-tied stocks moving Thursday morning. Nike (NKE) shares ran on an upgrade and price target hike from Wells Fargo. Comcast (CMCSA) will relaunch NBC Sports Network in a matter of days while TKO Group (TKO) extended its partnerships to Polymarket. Diane also talks about the retail space after Goldman Sachs downgraded Dollar Tree (DLTR).======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Wir sehen eine vorbörslich uneinheitliche Tendenz, mit den Aktien von Cisco solide im Plus. Angefacht wird der Wert durch robuste Ergebnisse und angehobene Aussichten. Insgesamt sehen wir seit einigen Tagen eine Rotation aus dem KI- und Tech-Sektor, hinein in andere Sektoren. Wells Fargo hatte den Bereich am Montag abgestuft. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram

Red McGrath dreamt of a food truck that handed out free meals.Unfortunately, he didn't live long enough to see his dream come true. Red passed away at 29 years old. But alongside her two surviving siblings, Caitlin McGrath-Levesque took it upon herself to carry out Red's life work.That work is Red's Good Vibes, a top Seacoast nonprofit that hands out free meals - no questions asked - prepared in their signature red food truck. Additionally, they manage five (and growing) community fridges currently located in Portsmouth, Kittery, Berlin, Exeter, and Newmarket.Since starting operations in 2019, Red's Good Vibes has served over 500,000 meals. They've changed lives, and have completely redefined the concept of giving freely.From the West End of Portsmouth, Caitlin joins host Troy Farkas to discuss what happened to Red, the early days of Red's Good Vibes, why they received criticism during the pandemic, the power players they've received donations from, why they stick to their "no questions asked" ethos, and the expansion of community fridges. Plus, the two discuss the incredible ways the Seacoast has stepped up in recent weeks to address the pause on SNAP benefits.To learn more about community fridge locations and what kind of items you can donate, just visit here.CHAPTERS:Opening montage (00:00)Seacoast Stories LIVE on 12/5! (01:45)Red's tragic passing in 2018 (02:46)SPONSOR: Seacoast 2 Summit (24:45)The chaotic early days of Red's Good Vibes during COVID (26:12)The growth of the food truck on the Seacoast despite the doubters (36:22)SPONSOR: Little Tree Education (50:20)The expansion of community fridges (51:55)How Seacoast businesses are stepping up to face food insecurity in tough times (01:03:25)Why giving back is "intimidating" (01:10:28)How do you want to be remembered? (01:17:32)EVENTS:⁠⁠Seacoast Stories LIVE!⁠⁠ On Friday, December 5, the Seacoast's biggest podcast takes the 3S Artspace stage for an evening of community, connection, and conversation. Secure your tickets ⁠⁠here⁠⁠.SPONSORS:⁠Little Tree Education⁠: Get 50% off your application fee with code SEACOASTSTORIES when applying your child for Spring/Fall 2026 at the Seacoast's top Montessori school!⁠Seacoast 2 Summit⁠: How much is your home worth for a short/mid-term rental property? Find out ⁠here ⁠for FREE! To get started on a path toward better financial investment, email our friend David Higgins ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠david.higgins@wellsfargoadvisors.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! He's a Portsmouth legend, and you won't regret it.Investment and insurance products are Not Insured by the FDIC or Any Federal Government Agency, Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate, Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested.Investment products and services are offered through Wells Fargo Clearing Services (WFCS), LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFCS uses the trade name Wells Fargo Advisors. 1 North Jefferson, St. Louis, MO 63103.

Did Bounty Hunters really exist in the Old West, or is that just another invention of Hollywood? The truth is a lot more complicated than the movies make it seem. Law enforcement in the Old West was patchwork at best, often made up of part-time sheriffs, underpaid marshals, and ramshackle jails. With courts just as unreliable, ordinary citizens and private companies like Wells Fargo began offering cash rewards for outlaws. These rewards gave rise to a system of bounties that blurred the line between justice and profit. But the iconic lone gunman chasing fugitives for money? That's mostly fiction. In reality, bounty collection was done mostly by deputy U.S. marshals, sheriffs, or detectives from agencies like the Pinkertons and Wells Fargo. Figures such as Charlie Siringo, Bass Reeves, and Pat Garrett did collect bounties, but as part of their official duties, not as freelance bounty hunters. Even the few who did, like Jack Duncan of Texas, earned little compared to the risks they faced. Legends & Outlaws Calendar! https://wildwestcalendar.com/ Merch! https://wildwestextramerch.com/ Buy Me A Coffee! https://buymeacoffee.com/wildwest Check out the website! https://www.wildwestextra.com/ Email me! https://www.wildwestextra.com/contact/ Free Newsletter! https://wildwestjosh.substack.com/ Join Patreon for ad-free bonus content! https://www.patreon.com/wildwestextra Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode features Mike Zaccheo and Angie Sparks diving deep into the world of credit card statement credits and how to maximize them. The episode begins with a highlight post from member Karen, who detailed her inspiring solo round-the-world trip at age 60, showing how miles, points, and determination can unlock life-changing travel. In news, the hosts cover Flying Blue's November Promo Rewards offering discounted redemptions from North America to Europe, a 20% Capital One transfer bonus to British Airways, Wells Fargo adding JetBlue as a transfer partner, and a major announcement that Rove Miles will soon support Lufthansa's Miles & More—its first European transfer option.Angie shares her latest booking spree, spending 1.3 million points to plan a Switzerland and Istanbul trip, while Mike talks about arranging a Key West getaway for family. They also discuss their travel plans for Chicago Seminars weekend. The main topic focuses on using all available card credits—daily, monthly, quarterly, and annual—across popular cards like the Amex Platinum, Amex Gold, Hilton Aspire, and Chase Sapphire Reserve. They break down credits covering everything from Uber, dining, and streaming to resort stays, airline fees, and portal bookings, emphasizing that these perks can dramatically offset annual fees when used strategically.Links to Topics DiscussedFlying Blue Promo RewardsCapital One to British Airways Transfer BonusWells Fargo to JetBlue Transfer BonusCredit Card Statement Credit ListingWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

He robbed 28 stagecoaches without firing a single shot, left poetry at crime scenes, and vanished into legend—this is the strange tale of Black Bart, the gentleman bandit.IN THIS EPISODE: Black Bart – just the name conjures up an image of a rugged man willing to mow you down in a hail of bullets if you looked at him wrong, especially during one of his infamous stagecoach robberies. But legends can be wrong, and the real Black Bart might not have been so black in the heart as we've been led to believe. (Black Bart: The Poet Outlaw) *** In 1957, eleven-year-old twins Jacqueline and Joanna were killed in a car accident. But the next year, some people say they were "reincarnated". (The Perplexing Pollocks Problem) *** For over a century, reports of abuse and murder came pouring out of the Topeka Insane Asylum. The tortures that took place within are nothing short of grotesque, and it makes one wonder how anyone could have possibly thought the so-called “treatments” would do anything other than cause the patients terrible suffering and horrific nightmares. (Horrors of the Topeka Insane Asylum) *** A newlywed woman goes sightseeing in a new town while her husband attends a conference nearby. Completely normal behavior for a newly married couple – but nothing that happens after these events makes any sense at all. We'll look at the confusing case of Judy Smith. (The Confusing Case of Judy Smith) CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:02:10.119 = Black Bart: The Poet Outlaw00:14:11.560 = ***Horrors of the Topeka Insane Asylum00:24:58.082 = The Perplexing Pollocks Problem00:31:44.871 = ***Curious Case of Judy Smith00:50:54.478 = Show Close*** = Begins immediately after inserted ad breakSOURCES and RESOURCES – and/or --- PRINT VERSION to READ or SHARE:“Black Bart: The Poet Outlaw” by Kathy Weiser for Legends of America: https://tinyurl.com/59g6rldu“Horrors of the Topeka Insane Asylum” by Elizabeth Yetter for ListVerse: https://tinyurl.com/1ak6t8wa“The Confusing Case of Judy Smith” by Crystal Dawn for Lost N Found Blogs: https://tinyurl.com/43zvka2l“The Perplexing Pollocks Problem” by Jessica Staveley for Mama Mia: https://tinyurl.com/2d85hkuv=====(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.=====Originally aired: January 29, 2021EPISODE PAGE (includes sources): https://weirddarkness.com/BlackBartABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.DISCLAIMER: Ads heard during the podcast that are not in my voice are placed by third party agencies outside of my control and should not imply an endorsement by Weird Darkness or myself. *** Stories and content in Weird Darkness can be disturbing for some listeners and intended for mature audiences only. Parental discretion is strongly advised.#WeirdDarkness #BlackBart #TrueCrime #OldWest #HistoricalTrueCrime #WildWest #Outlaws #UnsolvedMysteries #WellsFargo #AmericanHistory

Scott Wren, senior global market strategist at the Wells Fargo Investment Institute, says he wouldn't mind a small market setback or breather to calm the nerves, especially because he's used those kinds of moments this year to add to his equity positions, noting that his target for the Standard & Poor's 500 is 7,500 at the end of 2026, a modest but steady gain for next year. Wren favors financials currently for technical reasons, likes industrials for as long as the next decade, and made the strong case for utilities and energy providers as being the growth story for the next quarter century. Todd Rosenbluth, head of research at VettaFi changes things up with the ETF of the Week. Rather than focusing on one fund, he looks at ETF in-flows, which have surpassed a big landmark and will break records for the year. He looks at where all of that money has been flowing, which categories and funds have been the most popular and emerging and more. Tobias Carlisle of the Acquirers Funds — who was on the show last week doing the Market Call — returns to discuss his new book, "Soldier of Fortune: Warren Buffett, Sun Tzu and the Ancient Art of Risk-Taking," which in some ways equates deep-value investing to fighting a battle, but which also helps to explain why the investment style resonates with many individual investors.

Are you showing up as your full, authentic self or just the version you think others expect?Authenticity isn't a matter of oversharing or saying whatever's on your mind. It's about honesty balanced with humility and vulnerability, the kind that builds genuine trust and stronger teams.Thankfully, today's guest brings both experience and expertise to this conversation. Mike Robbins is the author of five books, including Bring Your Whole Self to Work and his latest, We're All In This Together. For the past 25 years, Mike has been a sought-after keynote speaker and executive coach who delivers keynotes, workshops, and coaching programs for some of the top companies in the world. His clients include Google, Wells Fargo, Microsoft, Walmart, eBay, Schwab, and many more.In this episode, we delve into what it truly means to “bring your whole self to work,” examine why self-righteousness undermines connection, and explore how vulnerability cultivates trust and psychological safety. Mike shares his “authenticity equation” and practical ways managers can model openness without crossing professional boundaries.In the extended conversation, Mike delves deeper into the art of authentic appreciation, why most people are uncomfortable receiving praise, how to cultivate a culture of gratitude on your team, and the key distinction between appreciation and recognition. He also shares a powerful team practice, “the appreciation seat,” that helps managers cultivate belonging and empathy at work.Get FREE mini-episode guides with the big idea from the week's episode delivered to your inbox when you subscribe to my weekly email.Join the conversation now!Conversation Topics(00:00) Introduction: Why Authenticity Matters at Work(01:03) The Challenge of Showing Up Authentically(01:46) The Authenticity Equation Explained(03:14) Removing Self-Righteousness from Your Leadership(06:55) The Subtle Ways Self-Righteousness Shows Up in Coaching(10:21) Lowering the Waterline on the Iceberg(16:24) The Art of Appropriate Disclosure(18:53) Navigating Grief and Personal Struggles at Work(22:30) Authenticity, Identity, and Belonging(26:11) The Power of Sweaty Palm Conversations(30:18) Connect with Mike Robbins(31:07) [Extended Only] The art of appreciation: how to give and receive it authentically(37:38) [Extended Only] Recognition vs. appreciation—what every manager should know

In this episode of the America's Work Force Union Podcast Nick Weiner, Organizing Director for the Communications Workers of America (CWA), and Amer Dababneh, Senior Premier Banker at Wells Fargo in Pennsylvania, discussed their organizing efforts across multiple Wells Fargo branches. As Ohioans head to the polls this Election Day, Tim Burga, President of the Ohio AFL-CIO, reflects on the importance of local elections, union member participation in government, the challenges of redistricting and ongoing efforts to safeguard public pensions on this episode of the America's Work Force Union Podcast.

1025: What does it take to go from CIO to CEO? For Saul Van Beurden, tech leadership was the ideal proving ground. Now CEO of Consumer, Small, and Business Banking at Wells Fargo, Saul shares how his background in IT helped him lead at enterprise scale. In this episode, he speaks with Peter High about the strategic, operational, and cultural mindset shifts that enabled his rise—and why CIOs are uniquely positioned to lead beyond technology.

In this episode of the Glowing Older podcast, host Nancy Griffin interviews Matt Thornhill, founder and CEO of Cozy Home Community and the advocacy movement Openly Gray. They discuss Matt's career journey from advertising to founding the Boomer Project and his insights into marketing to the 50+ demographic. Matt shares the inspiration behind Cozy Home Community, a middle-income housing solution for boomers, and the advocacy work of Openly Gray to combat ageism. The conversation highlights the importance of embracing aging positively and the innovative approaches to senior living.About MattBoomer Expert • Futurist • Founder of Openly Gray and Cozy Home CommunityMatt Thornhill is a nationally recognized expert on consumer behavior and the Boomer generation. After two decades in advertising on Madison Avenue and beyond, he founded a think tank devoted to understanding how Boomers are reshaping industries and society as they age.His insights have guided Fortune 500 companies and major organizations—from Google, Walmart, and AARP to State Farm, Wells Fargo, and the National Governors Association and have been featured on NBC, CBS, CNBC, TIME, The Wall Street Journal, and The New York Times.Co-author of the acclaimed business book Boomer Consumer, Matt now leads Openly Gray, a nonprofit advocacy grouptackling ageism by inspiring older adults to embrace aging as a privilege, not a problem. He's also founder and CEO of Cozy Home Community, developing innovative housing for active older adults.Key TakeawaysBoomers have become the next generation of older adults. Ranging from age 61 to 79, next year the first boomers will turn 80. They are going to transform what it means to grow old.The 50+ market holds significant economic power, oftenignored by marketers. It takes lived experience to speak to the 50+ market. A 50 or 60-year-old advertising copywriter and art director know best how to talk to a 50- or 60-year-old consumer.Forty percent of boomers don't have a spouse or partner – 25 years ago it was 25 percent. Twenty-eight million people live alone. Being single means less income and social security and no caregiver in the home. Cozy Home Community is an intentional community of modular-built homes for middle-income older adults. Ten hours a month of volunteer time to the community is a stipulation of the lease. Neighbors serve neighbors. An AI-driven voice matching system establishes connection points between community members.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany Bussey. Director of the Morehouse Innovation and Entrepreneurship Center (MIEC). Here are some key highlights and themes from the conversation:

Brad Johnson joins us today to discuss his journey in multifamily, improving infrastructure, challenges faced, and advice he would give to those just starting on the multifamily journey.----Continue the conversation with Brian on LinkedInJoin our multifamily investing community with like-minded apartment investors at the Tribe of TitansThis episode originally aired on October 31, 2025----Watch the episode on YouTube: https://www.youtube.com/channel/UCcsYmSLMxQCA9hgt_PciN3g?sub_confirmation=1 Listen to us on your favorite podcast app:Apple Podcasts: https://tinyurl.com/AppleDiaryPodcast Spotify: https://tinyurl.com/SpotDiaryPodcast Google Podcasts: https://tinyurl.com/GoogleDiaryPodcast Follow us on:Instagram: https://www.instagram.com/diary_of_an_apartment_investor Facebook: https://www.facebook.com/DiaryAptInv/ Twitter: https://twitter.com/Diary_Apt_Inv ----Your host, Brian Briscoe, has owned over twenty apartment complexes worth hundreds of millions of dollars and is dedicated to helping aspiring apartment investors learn how to do the same. He founded the Tribe of Titans as his platform to educate aspiring apartment investors and is continually creating new content for the subscribers and coaching clients.He is the founder of Streamline Capital based in Salt Lake City, Utah, and is probably working on closing another apartment complex in the greater SLC area. He retired as a Lieutenant Colonel in the United States Marine Corps in 2021 after 20 years of service.Connect with him on LinkedIn----Brad JohnsonBrad is the co-founder and CIO of Vintage Capital. Brad has 20 years of experience investing in both traditional and alternative asset classes. Brad is also the managing partner of Evergreen Capital, which focuses on public markets and advises Vintage on its investments. Previously Brad has worked as a real estate private equity operator. Early in his career Brad worked at Wells Fargo's real estate investment bank and held various investment positions with private equity firms. Brad has closed over 3.3 billion in commercial real estate acquisitions over the course of his career.Learn more about him at: https://vintage-funds.com/

Dom and D come back as always with another episode. They discuss: 2:34 We revisit Kevin McCall and his beef with Chris Brown and now Tyrese 14:45 Alicia Andrew's trial in the murder of Julio Foolio is insane 25:38 Government shutdown going over over 30 days and them SNAP benefits not coming in Nov 36:06 Chauncey Billups, Terry Rozier, and Damon Jones caught up in a NBA gambling scandal 48:58 Toys R Us is coming back! 54:51 Connie Bobo indicted for stealing over $11 Million from non profit and spending it on her man 57:08 Wells Fargo settles job discrimination lawsuit $85 Million 1:04:20 Cal State Coach indicted for pimping, pandering, and trafficking while coaching 1:04:20 Darius McCullum and his love for trains and how laws won't foster his knowledge   Subscribe to the Everyone Needs an Aquarius Patreon https://bit.ly/3tXnnCz  Go cop your candles from Dom at www.saint-angeles.com/candles and use the promo code: Aquarius Email the show at straightolc@gmail.com           Follow SOLC Network online Instagram: https://bit.ly/39VL542                                    Twitter: https://bit.ly/39aL395                                     Facebook: https://bit.ly/3sQn7je                            To Listen to the podcast Podbean https://bit.ly/3t7SDJH                                YouTube http://bit.ly/3ouZqJU                                Spotify http://spoti.fi/3pwZZnJ                                Apple http://apple.co/39rwjD1                                                         IHeartRadio http://ihr.fm/2L0A2y 

In this podcast episode, Dr. Jonathan H. Westover talks with Hugh Blane about what the leadership industrial complex has gotten wrong. Hugh Blane is a renowned leadership, athletic, and financial coach with over forty years of coaching experience. Hugh, the founder and principal of Claris Consulting, has coached successful CEOs to transform their leadership, which transforms their culture and results. As a coach, Hugh has generated over $75 million of client and enterprise value over the last ten years, and clients include Sony Pictures, Starbucks, Costco, Stanford University, Nordstrom, REI Co-op, and Wells Fargo.  Check out all of the podcasts in the HCI Podcast Network!

In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with Richard Kole, CEO of SVP Ventures, about his extensive experience in real estate and community revitalization. Richard shares his journey from starting in the industry to building communities across the United States, emphasizing the importance of mentorship and knowledge in real estate. He discusses the goals of his business, the impact of revitalizing communities post-COVID, and the opportunities available for investors. Richard also highlights success stories and his strategies for connecting with new investors, ultimately inviting everyone to participate in the investment opportunities he offers. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------

Stocks hit new records yet again. We discuss the road ahead for the rally with our all star panel – Trivariate's Adam Parker, New York Life's Lauren Goodwin and Merrill and Bank of America Private Bank's Chris Hyzy. Plus, Wells Fargo's Mike Mayo just upped his price target on one of his favorite names. He tells us which one and why. And, Oz Pearlman – the Wall Street Mentalist – brings his talents back to Post Nine and reads the minds of Scott Wapner and Brandon Gomez.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keith discusses strategies for amplifying investing returns and reducing lifetime tax burdens through real estate, geography, and industry.  He compares tax burdens by state and explains how investors can leverage low-income tax states and low-property tax states.  Podcast host, investor and developer, Victor Menasce, joins the conversation to highlight the industrial real estate market, emphasizing the demand for warehousing and logistics.They touch on the potential in industrial outdoor storage and the complexities of data center investments. Reach out to Y Street Capital to learn more about their projects and the real estate espresso podcast. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/577 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about how you can use real estate, geography and industry to amplify your investing returns over the course of your life and permanently reduce your lifetime tax burden today on Get Rich Education.   Keith Weinhold  0:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989 77958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Corey Coates  1:34   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:49   Welcome to GRE from Milford, Delaware to Milford, Utah and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing since 2014 now, what do you think about a multi week government shutdown? That means there's a cut in your service level, but of course, oh geez, there's no commensurate cut in the amount of taxes that you pay. This is the government's version of charging rent on a vacant unit. That's what's happening. That's what we've been looking at in the biggest expense you'll ever pay in your life. It isn't housing, it's taxes. Before I get to how you can reduce the amount of taxes that you'll pay throughout the course of your life, which is huge. Let's pull back, and I guess it's a bit of a real estate geography riddle for you, imagine if there were a place that existed, and this place is within a 15 minute drive of a seacoast, 15 minutes of mountains, within 15 minutes of an urban core of about 300,000 people, and within 15 minutes of an international airport and a decent airport that has direct, non stop flights to Europe. Even, could that place exist all of that? I mean, it almost sounds too good to be true when I put it like that, yes, it does, and it's in the United States. On top of that, this same place with proximity, within 15 minutes of all four of those things, has zero state income tax and zero sales tax. Yes, all this is in the same place, and that's where I am coming to you from today, Anchorage, Alaska. I traveled a good bit, and I can't think of another place in the US quite like it. A quick check of Chad GPT corroborates this, saying that the US places that come closest are Honolulu, Juneau and Bellingham, Washington. They come the closest to that. Now, the biggest downside, in my opinion, is a long, dark, cold winter. Well, that's when I do more traveling, but I spend many months of the year right here in Anchorage. And my guest today, who you'll hear from later, I haven't had him on the show in years, where recently he I and his wife, Natasha, toured Anchorage. I drove them around.   Keith Weinhold  4:29   first, let me tell you about a creative way to pay both a low property tax and a low income tax, and that is no matter what state or province that you live in now, the big three taxes that people pay throughout their lives are income tax, sales tax and a property tax. Those are the big three, and when you combine those to come up with the highest and lowest tax burdens by state, you'll notice that coastal states often pay the most. They generally have the biggest burden, because coasts attract people, and therefore those highly populated areas, they need infrastructure, say, for example, more bridges, and they often have more social services for people, and it costs tax money to maintain all of that. Now, look, will people move to an area specifically because they can get low taxes there? Like is that amenity in itself an attractant? Actually, not so much. No, you do get some people to move to Puerto Rico, predominantly for that reason. But interestingly, the two states with the lowest overall tax burden, that is, when you combine income, sales and property tax, the lowest are Alaska and Wyoming, and yet they have the fewest people living there, under 1 million people each. So the two states with the lowest tax burdens are also the two least populous states. So it is not making people flock there. So where you choose to live? Oh, that has more to do with your overall quality of life. And you know that's probably as it should be. Well, whether you own your home or you rent your home, you effectively do pay property tax, because tenants end up subsidizing the landlord's expenses. Most property tax maps that you see out there, those national property tax maps, they show the average tax bill that a household pays by state, regardless of real estate values. Well, that's not so useful. You might remember that a few weeks ago in our newsletter, I sent you the best and the smartest property tax map that I have by county. You'll remember that it showed the property tax paid as a percentage of the home value, so that relative basis is what matters more. When we look at property tax paid that way, we can more transparently see that the highest property taxes are generally paid in three US regions. Those three regions with the highest property taxes are the northeast, much of the Great Plains and Texas now a 1% property tax rate is, for example, when you have to pay 4000 bucks a year on a property value of 400k That's that 1% and the lowest are in the Western US and the nation's southeast quadrant, often under 1% we're just talking about the property taxes only here. Now out west, lower property taxes, they still rarely create investor cash flow, and that's because purchase prices are too high out west, and rents don't keep up with them proportionally. But low taxes, they do adequately sweeten the most investor advantaged areas, that is in the southeast Indiana, Missouri, Oklahoma, Hawaii, and a bunch of the Mid Atlantic states. All right, so they are the investor advantaged areas that also have low property tax. The nation's lowest property tax rate is in Alabama. Roll tide, I think I've mentioned that on the show before. All right, so that's property tax, but states have to get their revenue somewhere, so oftentimes, if their property tax is low, well then they have to make up for that. So therefore their income or sales tax can be high. Now as far as income tax, each state has their own of course, the high ones are New York, New Jersey, California and Hawaii. Those are many of the high ones. But there are nine states with zero, absolutely zero, state income tax, and those nine states that are free of income tax are the aforementioned, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming and Washington gets somewhat of an asterisk that has a little wrinkle in it. That's one of the nine with the wrinkle, you'll pay zero income tax on your wages in Washington. It only applies to high earners, capital gains tax income there, all right. Well, all of that is true for everybody there, every US citizen. But here's the arbitrage that a real estate investor can create. If you live in one state and you own property in another state, you always pay property tax where the property is physically located, not where you live. I mean, any longtime out of state real estate investor knows that. So you can therefore live in a state with little or no income tax, for example, Texas, and then a Texas resident can skirt Texas's higher property tax by investing in a different state that has low property tax, like, say, Alabama or Tennessee. Oh, well, now both your property tax and your income tax are low this way. And congratulations, you have just legally exploited the tax system. Some examples of a low income tax home state where you live and a low property tax investor state where your investment property is, so that you get the best of both worlds. They are, Texas is your home state, and Alabama is your investment property state, like I just described, and then a few other scenarios, so that you can legally use the system to pay both a low income tax and low property tax. Are having Pennsylvania as your home state and Missouri as your investor property state, having New Hampshire as your home state and Tennessee is your investor property state. And then another example, having Washington as your home state and Arkansas as your investor state. Those are just some examples of combinations there about how you can live in a low income tax state and then also enjoy having your investment property in a low property tax state and see perhaps now you're doing this without having to move. Yes, investing in low property tax states. Now, of course, property taxes are set at the county or city level. They're not set federally, but just within one state. Sometimes property tax can vary dramatically, which you probably know, but two of the biggest examples of this are in Illinois, Cook County, which is Chicago, and also Miami, Dade County, Florida. I mean those jurisdictions, they have tax rates that can make wallets cry more than their surrounding counties do, and some states have maximums, legal limits ceilings on property taxes. California proposition 13 famously limits property tax to 1% of assessed value, and then the increases are capped as well. I mean this means the two California neighbors with identical homes can pay wildly different taxes, and Florida is still looking to completely eliminate the property tax. Can you imagine that? I mean, it seems doubtful that that will happen, but you can conceive of how much more desirable that would make Florida properties, and that would probably make all Florida housing values skyrocket now, just because a property has a high property tax rate that doesn't disqualify it as an investment property alone, it's just one consideration that'll show up in your proforma, your cash flow. So the bottom line is that as an income property owner, property tax is mostly passed on to your tenant, but paying a low rate still keeps you more flexible and profitable. So think of a map of states with low property taxes, sort of like a treasure map, but instead of x marking the spot, it marks where your money will go the furthest.    Keith Weinhold  13:36   And if you want real estate maps like I'm talking about here, and stories and great charts and investment opportunities that I cannot fit onto the channel. Here, you can grab them in my free weekly newsletter at gre letter.com and part of this is because I just cannot adequately describe a map or a chart to you here in an audio format. You get more in the letter free wealth, building insight every week. And it comes straight from me. 1000s of investors read it every week. Don't live below your means. Grow your means. Get It At gre letter.com Again, that's gre letter.com   Keith Weinhold  14:20   something interesting just happened when Wells Fargo released their housing forecast for the next two years. Let's discuss that between today and 2027 they expect the federal funds rate to drop by a full 1% but they don't expect mortgage rates to drop as much only about a quarter point drop over the next two years in the 30 year fixed rate. For next year, they expect home prices to rise three and a half percent, and then the year after 3.7%. looking down the road a couple years here, and this is sorced by Wells Fargo economics and the US Department of Labor and the FHFA and more. All right, so only a small reduction in mortgage rates and a pickup in home price appreciation, although still pretty moderate. Now you gotta take any interest rate prediction with a grain of salt, like I've told you here before. I personally, I do not forecast interest rates, and when you're looking at interest rate predictions, you are squarely looking at a waste of your time.   Keith Weinhold  15:34   Now, a recent Gallup poll wanted to find out what Americans consider to be the best long term investment. That's the question that the pollsters asked, what is the best long term investment? And the findings were that 16% said stocks. I mean, despite the fact that stocks only seem to make insiders wealthy, still somehow 16% of Americans consider stocks to be the best long term investments, a higher share of Americans, 23% said gold. That actually surprises me, that nearly one quarter of Americans say that gold is the best long term investment, when only about 10% of Americans own gold in the physical form, like bars or coins. And part of this could be driven by the recent hype, where the gold price has more than doubled just since last year, and it broke above $4,000 an ounce for the first time in history this month. All right, so 16% said stocks, 23% said gold. And what's number one in the Gallup poll for what Americans believe is the best long term investment? It's real estate. Ah, well, they got that right. That actually gives me a little more faith than Americans there. Now, when it comes to real estate investment, you know, there's this long running mantra or catchphrase out there that I really disagree with. I mean, you've certainly heard this before, but it just does not resonate with me. And that is, appreciation is just the icing on the cake. That's the catchphrase I am not feeling the vibe there. How in the heck is appreciation just the icing on the cake? The presumption, the inference here, is that cash flow is the main driver of an investment philosophy, and then if you just happen to get appreciation too, oh, well, that's a little sweetener. Like the mantra would say cash flow is the cake, the majority piece, and then appreciation since the icing, oh, that's only a little thing. No, that's misleading. You usually get more of a return from appreciation than you do cash flow.   Keith Weinhold  17:56   I mean, on, say, a 400k income property, what if you only get $200 of cash flow? That can happen? That's $2,400 a year. But instead, 5% appreciation on that property gives you $20,000 a year. That is almost 10x. I think what the icing on the cake, curious catchphrase means is that cash flow is important because it controls the mortgage. Well, then I think it's just better to say that appreciation is not an inconsequential thing. It's often the biggest thing. So is appreciation just the icing on the cake? No, it certainly is not. In fact, I'm going to talk more about that next week when I've got something special planned for you here on the show. What I'm going to do then is look at the ways real estate pays you five ways in a slow market, the real estate market is slow. If you look at it on a basis of transaction volume, say that you buy a property today and over the next year, you don't even get what Wells Fargo forecasts say you only get 2% appreciation and zero cash flow. Just break even on a monthly basis. I mean, there's surely some disappointing numbers, but just say that's what happens. Well, next week, I'm going to add up what your total rate of return would be even in this dour scenario, and I think that you are going to Marvel be flabbergasted at how profitable you are if you just got 2% appreciation and zero cash flow. That's next week.    Keith Weinhold  19:36   As far as today, I'm about to bring in a super smart guest that hasn't been on the show here in a few years. He's usually a fellow faculty member on the real estate guys invest or summit at sea. But he wasn't there with me this year, so we met up in Anchorage. Instead, we're talking about changes to commercial real estate that market, and the opportunities that you might be able to find there from Industrial land, an activity that well generates noise, like Bitcoin mining operations and growing data centers with the increased use of AI. And as you listen, see if you know what I mean about how he feels professorial in his approach, and I mean that in the best possible way you can learn from him. He's from Ottawa, Canada, an international conversation coming up next. I'm Keith Weinhold. You're listening to Episode 577, of get rich education.   Keith Weinhold  20:34   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com   Keith Weinhold  21:46   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com,   Tarek El Moussa  22:19   what's up? Everyone. This is hgtvs Tariq al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:27   Hey, it's great to welcome back a longtime industry friend. He's a senior partner at y street capital. He owns a development company that's active in nine US states and two Canadian provinces, and he's the host of the real estate espresso podcast. Hey, it's great to have back. It's been a few years. Victor Menasce, great to be here. Keith, well, you know what's different? I mean, we were together doing some sightseeing around Anchorage, Alaska. You I and your wife here just a few weeks ago. That was great to have you. And then you had a nice Alaskan cruise after that. It was lovely. It was great to spend time with you in person, where you and I have spent time together at conferences all around the nation. So thank you for that. Yeah, it was great to do some fun stuff and like, Oh, hey, this guy knows a world outside of just talking about cap rates all the time. So Victor, the commercial side is pretty dynamic, and it sure has been lately with all the changes that we've had in the world, really starting with the pandemic almost six years ago, now, that includes the industrial space and how the need for warehousing and storage has changed. So from a real estate perspective, tell us about what you're seeing there.    Victor Menasce  23:41   We're seeing a lot of changes. Of course, there's a lot of uncertainty that's been injected by the current administration in Washington in terms of international trade. But even if you put that aside the flow of goods from wherever they're manufactured to the end customer, that flow is still there. It's one of these things that often creates inefficiencies, especially as you start to think about really optimizing the overall cost. You know, if you think about what inventory costs you to have on a retail floor where you might be renting that retail space at, I don't know, 55 $60 a square foot, and it's occupying very, very expensive real estate, if you can instead put that in a warehouse that's maybe at 10 to $15 a square foot. Oh, but wait a minute, you've got a 27 or a 35 or a 40 foot ceiling height, and you're stacking it seven to nine levels high. Really, the cost of that inventory has gone way, way down because you're putting it much less expensive real estate, right? Okay, so here is one of the efficiencies of a retailer doing e tail instead of brick and mortar retail, absolutely. And you know, we often see situations where the last mile, you know, we want to get that instant gratification as a consumer, but we don't necessarily want to be having to drive to that retail space. And we don't that's. Supplier doesn't necessarily want to pay Amazon for warehousing that particular product. So often, the fulfillment is done locally, that last mile Logistics is extremely important. That's putting a lot of pressure on this category of product that has traditionally been called Flex industrial. These are those places in the industrial park that you might see an electrician or a landscaping company or a plumber or anyone like that that has an office at the front of 14 or 18 foot Bay at the back and a bit of inventory. A lot of that product right now is being pulled off the market for many different reasons. Some of that's just disappearing and that land is getting repurposed for residential. Some of it's disappearing because people are putting gyms and pickleball courts and things like that and those types of products. Some of it's disappearing because people with exotic car collections want to use that space for a man cave. There's many different things that are demanding that particular product, and there's very little of it getting built. So that's another area right now that is under a lot of pressure. On the demand side, not a lot of new supply and rents are going up much, much faster than they otherwise should be. Talk to us more about the industrial space from the supplydemand perspective, what do people want and what do people need? It varies widely. There are companies that are in manufacturing, they will often look to refresh their investment in equipment. They may not have the capital, so they will sometimes do a sale, lease back of their building, of their facilities, so that they can then repurpose some of that capital onto into the equipment side, so that they can maybe modernize their manufacturing. That's another area where we see significant shifts happening. In industrial we also see a lot in logistics, where the most efficient way to move goods is a 200 year old technology called rail, and it's still alive and well. I mean, if you think about the cost of shipping a container across the country, you're going to spend about two cents per ton mile to move that by rail, or about 10 cents per ton mile to do it by truck. So that's a five times difference in price. That means a container from Los Angeles to New York is going to cost you about $1,400 if you're moving it by rail, or about $7,500 if you're moving it by truck. But if you're now part of the rail system, there's now logistics that you have to worry about at either end. And so if you want to make all of that work, those transfer hubs become extremely important, and there's just not a lot of them,    Keith Weinhold  27:38   okay, so it might only cost 1/5 as much per ton mile to move a good over rail as it does road. But you're sort of talking about the logistical challenge of, oh, getting it that last mile from the rail Terminus to the end user.   Victor Menasce  27:53    absolutely. And there can be a lot of cost associated with that last mile. So if you can solve that problem for the logistics companies and lower their cost for that last mile. That's got significant value, and that's another demand for industrial land. And very few cities are adding industrial land to their master plan. You know, warehouses don't vote, so they don't tend to take other land and zone industrial In fact, if anything, it goes the other way. There's a lot of pressure to take land that was zoned industrial and rezone it for commercial or for residential. In fact, we see that in a lot of cities.    Keith Weinhold  28:30   Now, you the listener, if your entrepreneurial wheels are turning, you can see the opportunity for, Hey, can I get in and help solve the problem in that last mile demand creatively. How do I think I could get in? How do I think I could do that, as long as that demand is sustainable? Victor, when we talk about industrial real estate, like we are here as real estate investors, one of the things that we often think about is site selection. Tell us more about that through the industrial lens   Victor Menasce  28:58   I think there's a couple things that matter. Number one, you can't pay too much for it. It's got to be at the right price. So you've got to be thinking about, you know, we always do what's called residual land value analysis and and that happens in residential, commercial, every single asset class, everyone works backwards from the answer to the question. So the answer is, here's how much profit I need to generate. Here's my capital cost. Here's, you know, you keep backing up and you say, well, now what's left over? That's what I can afford to pay for the land. So you always gotta be working backwards from the answer to the question. And this is no different. We do this in industrial as well. So you gotta make sure that that situation where the numbers work. Number two, you've gotta make sure that there is the right supply, demand dynamics. Got to make sure that the property itself is not contaminated. That can be a liability. If that was once a heavy industry site, then there could be contamination. You want to make sure that that's somebody else's problem, not yours, or if it is your problem, that you can mitigate it where the cost is bounded. So you got to. You know, look at all of these things together. And then, of course, there has to be good connectivity, good access to freeways, to major arterial roads, good access to rail. If you can get a Rails per on the property, even better. But even if you can't, as long as you have good access to major roads. You know, I always look at this through the lens of product design, where you're designing a product for a very specific customer. And so it's really, it starts with the end customers need in mind. And it's not a speculative process. It's really understanding who that customer is designing a product for them and making sure that you're delivering it at the right price. So it's always, always working backwards from the answer   Keith Weinhold  29:43   nowwhen we think about site selection and geography of where we're putting this real estate cities are often located on a body of water, like a bay or a river, often runs through a city, but yet you think of industrial use. Land is not your priciest land, but yet you think of a city center as your priciest land. Oftentimes, where do you put the industrial real estate with regard to the city center? I usually think of it as far outside of that. But are there other trade offs or nuances there?   Victor Menasce  31:11   it can be. You know, it's a question of whether you're doing a greenfield project or an infill project. If the land was previously zoned industrial and you're now just redeveloping it, that can make a lot of sense. If it is a greenfield project where you're looking to build new then, yeah, it's probably going to be in the outskirts, because that's where you're going to get the best land cost. And then, of course, you got to be thinking about what the end product is, and it what's it going to cost you to get it where it needs to be. Most of these projects are built slab on grade, which means that the surface has to be suitable for that sort of building. The land might be cheap, but if you've got to bring in half a million yards of gravel to get the site where it needs to be, it might not look cheap anymore, because you could import so much material. So you have to think of the cost of the land in a shovel ready context, because you can spend an awful lot of money moving dirt, moving gravel, things like that that will be necessary for an industrial project. So when we look at land for that product, we're always looking at it through the lens of, is it in a floodplain? Is it high enough ground? Is it drain? Well, all of those things that come into the cost of preparing the site to accept that kind of a building.   Keith Weinhold  32:23    Now, when we think about what goes on in an industrial space in your mind's eye, you might think of an asphalt plant, or you might think of the noise in some rumbling concrete trucks. With regard to that, what are your thoughts about nimbyism? Do you see much, not in my backyardism among communities with industrial real estate.    Victor Menasce  32:44   Oh, absolutely, without a doubt. And oftentimes that's one of the reasons why industrial land often gets pushed out away from those residential zones. So once you're outside the radius of people who can object, then there's no objection. So that's one way to solve it, and often a good way to solve it, by the way, but you also have to be mindful the fact that if there is potential contaminants coming off of that site, you don't want to be near a body of water that can carry it down into an aquifer and so on. So you've got to be thinking through containment issues. You've got to be thinking through noise propagation issues. There's been, in fact, a lot of issues with data centers, where the air handling and the the air conditioning systems right generate a lot of noise, and that noise often carries over very large distances. And you know, we're talking noise levels that would be very offensive to most homeowners. Some people have had to move because the noise levels have just been so continuous.    Keith Weinhold  33:42   I like the way you put that Victor. It's sort of like, yes, industrial parks are built outside the radius of the loudest objectors. That's right where they're going to go. But that's really the way that it is sometimes when we think about more contemporary uses for how we use industrial real estate today. You touched on data centers, also Bitcoin miners, you know, these are some of the things that generate noise. So what are some of the considerations with those two?   Victor Menasce  34:06    If you're looking at a data center, they consume a lot of power and they generate a lot of heat. The most efficient way to get rid of heat is with water. And that sounds a little bit strange, but you think about it this way, if you heat a molecule of water by one degree. I'm going to actually give you the textbook definition of a calorie. You take that water and you heat it by one degree, that'll consume one calorie of water. That's the definition of a calorie. And if you take it from the liquid state to the vapor state, just that phase change at 212 degrees Fahrenheit, or 100 degrees centigrade, that phase change is going to consume 500 calories. So you're getting rid of tremendous amount of heat by evaporating water, and that's why data centers consume so much water, is because they evaporate the water. That's the way they get rid of the heat. They evaporate it into the atmosphere. And that's how they get rid of the heat. It's the most efficient way to do it, but it consumes a lot of water resources. And then, of course, you've got to have the power to get into the data center, and a lot of places don't have the electric infrastructure to provide what's needed on a sustained basis. So you need not just good power, you need good power redundancy. So if there's a power failure here, you've got maybe redundant paths. So if one transmission line goes down, you've got alternate paths to keep the data center running. And you need the same thing also with communication, so multiple redundant fiber pathways in and out of the data center. So all of these things come into site selection. And then if you got all of that right, you got to overcome the neighborhood objections.    Keith Weinhold  35:45   Yes, that's right. We're doing a little science here with Victor Menasce, experienced international developer, and Victor when we think about industrial real estate, and we're here on an investing show. You know, maybe an investor sees potential in data center real estate or something like that. So for the individual investor, what can they do? Can they do anything individually? Are there funds to invest in, to either avoid or be attracted, to tell us about how the investor can get in?    Victor Menasce  36:15   We're not active in data centers. We're active more on the industrial side. I know the existence of data center funds. I know, for example, Kevin O'Leary, very famous Shark Tank, is a major investor in data centers. If you look him up, there might be some potentials there. Many of the major players in artificial intelligence, Oracle right now is taking on a boatload of debt to build data centers for open AI, so they're going to both build and operate those data centers. And I don't know where they're getting their capital, but they're getting a lot of it, or at least that's what's been announced publicly. Data centers require a lot of at least at that scale, require tremendous amount of infrastructure. We're talking hundreds of acres. We're not talking a small warehouse here that might be a million square feet. We're talking big, big acreage for those scale projects and for more localized projects. Yeah, there are smaller data centers, but they're not that economical to run. So it's usually the large ones that are the most cost efficient.   Keith Weinhold  37:16   Well, two things Victor is there anything else about industrial real estate? Our listeners should know maybe something I did not think about asking you and then tell our audience how they can learn more about what you're doing.    Victor Menasce  37:27   We see opportunity in particular. We think of it almost like a covered land play. We're very active in the industrial outdoor storage space where there is need for things to be stored outdoors. It might be landscaping companies that want to buy materials by the truckload. It might be car dealerships that have an excess of inventory. It might be boat and RV storage. There's many different uses for secured outdoor storage, and these are products that are designed very specifically for customers that have those needs. And as a covered land play, frankly, some of the best returns that are available in the marketplace. We've looked at a number of different things, and this is where we're placing majority of our energy right now as a development company is in that space, because we see it as an underserved segment of the market where there is not a lot of institutional money that's come into the play yet, so we're very active in that space.    Keith Weinhold  38:22   And how can our audience learn more about what you're doing   Victor Menasce  38:25   best is to reach out to us at y Street, capital com. Be happy to have if folks want to learn more about our projects. There's a place where they can sign up on the website to get more information. And love to have you as guests or as listeners to the real estate espresso podcast, and that's a daily show, seven days a week, so love to have you as a listener for that show as well.    Keith Weinhold  38:46   And that's the letter Y, Y Street, capital.com,Victor Mesance, it's been enlightening as always. Thanks so much for coming back onto the show.    Victor Menasce  38:55   Thank you so much.   Keith Weinhold  39:02   Oh yeah, good stuff from Victor as always. Another thing that he, I and his wife did in Anchorage when he was here recently is visit, well, it was not an AI data center, but we went to a mint that sells gold bars, nuggets and bullion. I really just looked. It was fun to look with Victor and actually pick up and hold gold nuggets, something that you cannot do online. I didn't have any intent to buy anything with the run up in precious metals prices. I made my last purchase of those in the middle of last year. So a year and four months ago today, I hear about lots of people rushing to buy precious metals. Now, amidst this big price run up and the run up might still have a ways to go, but no, the time to buy was like a year and a half ago or more. It's not now getting caught up in the euphoria this sort of exhaltation where you're paying double the price.   Keith Weinhold  40:03   next week here on the show, I've got more that I want to share with you on today's opportunity in new build rental property. How real estate pays five ways in a slow market, which is just fascinating. And I've got a GRE live event to tell you about next week as well, and more, lots of intriguing wealth building material here in future weeks, and then sometime after that, my own right hand assistant here at GRE is going to come out of the show and ask me some of your listener questions. It's the first time you'll hear her voice on the show. But more importantly, get my answers to your investing questions. If you'd like your question answered on a listener questions episode down the road, as always, you can write into us at get rich education.com/contact, that's get rich education.com/contact, until next week, I'm your HOST. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:02   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  41:30   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Dr Boyce talks about Wells Fargo doing fake interviews

The law is being broken, our country is being damaged, and there are foreign actors involved. It's a plan for both sponsoring and shaping civil disorder and unrest. Included are disruption of Federal facilities. We have the receipts. It's a conspiracy to defraud the United States and inhibit it's function. This is seditious conspiracy. Material support and training for terrorism is being whitewashed. Call it violent extremism, because that's what it is. Multi-national trainers sharing lessons and tactics. Car bombs were part of the orientation. Wells Fargo and Obama money moves. Go Fund Me is involved too. They are training people to train more people. Decentralization is their modus operandi. The goal is always to create civil unrest and make it seem organic. They are into the collapsing pillar theory. Simplistic thinking seems to work for them. Imagine if all that effort was used for good. Feeling frustrated or off to the side? Try to see the future you, and how today's actions reflect on your character.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany Bussey. Director of the Morehouse Innovation and Entrepreneurship Center (MIEC). Here are some key highlights and themes from the conversation:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany Bussey. Director of the Morehouse Innovation and Entrepreneurship Center (MIEC). Here are some key highlights and themes from the conversation:

Wells Fargo CEO Charlie Scharf joins from the bank's new campus in Irving, Texas. Venture capitalist Bradley Tusk's solution for mitigating AI's funding issues. Plus, why Travel + Leisure says timeshares are being "rediscovered." Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's a big week for bank earnings. JPMorgan, Wells Fargo, and Citigroup reported quarterly results on Tuesday; Bank of America and Morgan Stanley report on Wednesday. Overall, banks are pulling in plenty of revenue — especially from their investment banking and trading departments. But the old-fashioned business of lending out money has been more of a mixed bag. We'll unpack. Also on the show: a major cryptocurrency scam and the economics of Broadway contract negotiations.

It's a big week for bank earnings. JPMorgan, Wells Fargo, and Citigroup reported quarterly results on Tuesday; Bank of America and Morgan Stanley report on Wednesday. Overall, banks are pulling in plenty of revenue — especially from their investment banking and trading departments. But the old-fashioned business of lending out money has been more of a mixed bag. We'll unpack. Also on the show: a major cryptocurrency scam and the economics of Broadway contract negotiations.

Carl Quintanilla, Jim Cramer and David Faber discussed stock markets down sharply after Monday's rebound rally — as trade tensions between the U.S. and China re-escalate. The anchors also delved into big banks kicking off earnings season, including quarterly results from JPMorgan Chase, Wells Fargo, Goldman Sachs and Citigroup. BlackRock Chairman & CEO Larry Fink joined the show at Post 9 to talk about earnings as well as the investment landscape both globally and in the U.S. Also in focus: The latest on OpenAI, hear what Oracle's new CEOs and Broadcom CEO Hock Tan had to say about AI, Johnson & Johnson's upbeat quarterly results and outlook. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

My guest is Konstantina Stankovic, MD, PhD, Professor and Chair of Otolaryngology at Stanford School of Medicine. She explains how hearing works and why hearing loss—affecting over 1.5 billion people—impacts people of all ages. We discuss how hearing loss impairs focus and increases the risk of cognitive decline, as well as the role of menopause and other biological milestones in hearing health. We share science-backed protocols to protect your hearing and highlight risks to avoid. And we discuss tinnitus—its causes and treatment options. AGZ: https://drinkagz.com/huberman Wealthfront*: https://wealthfront.com/huberman Our Place: https://fromourplace.com/huberman David: https://davidprotein.com/huberman Joovv: https://joovv.com/huberman LMNT: https://drinklmnt.com/huberman *This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of September 26, 2025, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable‭ APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. 00:00 Konstantina Stankovic 03:27 Hearing Loss, How Hearing Works, Types of Hearing Loss 10:58 Sound Waves, High vs Low Frequency, Communication, Importance of Hearing 15:26 Sponsors: Wealthfront & Our Place 18:40 Sound Projection, Intensity, Speech; Moving Ears; Larger Ears 22:59 Sounds & Emotionality; Tinnitus 26:43 Painful Sounds, Hyperacusis, Phonophobia; Memory, Auditory Hallucinations 32:19 Concerts & Ringing in Ears, Hidden Hearing Loss; Tool: Safe Sound Threshold 39:15 Concerts & Protecting Hearing, Tools: Ear Plugs, Magnesium Threonate 43:44 Magnesium Food Sources & Supplements; Migraines & Tinnitus 47:30 Tinnitus; Hearing Loss, Genetic & Environmental Factors 53:19 Sponsors: AGZ by AG1 & David 56:04 Individualization; Tinnitus Examination & Treatment, Supplementation? 1:04:36 Headphones, Tough vs Tender Ears, Children, Tool: Safe Sound Levels 1:09:41 Compounded Damage, Concerts & Hearing Loss, Tool: Ear Plugs 1:12:59 Transitioning Environments, Hyperacusis; In-Utero Hearing 1:15:56 Dogs & Sea Animals, Sound Pollution 1:19:54 Hearing Loss, Dementia & Cognitive Decline; Tool: Slow Speech & Face Listener 1:26:26 Sponsor: Joovv 1:27:38 Lip Reading; AI-Enhanced Hearing Aids 1:30:12 Sleep, Tool: Earplugs; Hearing Yourself Speak, Superior Semicircular Canal Dehiscence 1:36:54 Hearing & Balance, Vibrations; Sound Therapy 1:42:05 Music, Dance, Hearing & Frequency Map; Cochlear Implants 1:48:20 Sponsor: LMNT 1:49:52 Hearing & Social-Cognitive Development, Mental Health; Cochlear Implants 1:56:07 Men vs Women, Estrogen; Hearing Loss, Environment, NSAIDs 2:01:52 Environmental Toxins, Heavy Metals, Plastics; Tool: Heating Plastic 2:06:39 Tool: Avoid Regular NSAIDs Use; Birds & Hair Cell Regeneration; Cancer 2:12:05 Head & Neck, Lymphatic System & Surgery 2:14:44 Adult Auditory Plasticity, Music & Language 2:17:37 Splitting of Senses, Podcasts, AI & Human Progress 2:22:20 Prevent Hearing Loss & Recap 2:25:09 Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices