Podcasts about Wells Fargo

American multinational banking and financial services company

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Latest podcast episodes about Wells Fargo

Best Morning Routine, Ever!
Why the Best CEO's Prioritize Health—Advice from a Fortune 50 Veteran w/ Rebecca Macieira-Kaufmann

Best Morning Routine, Ever!

Play Episode Listen Later Aug 18, 2025 24:10


Rebecca Macieira-Kaufmann, a former Fortune 50 Global Executive, specializes in leading successful business turnarounds and scaling operations worldwide. Rebecca co-authored "FitCEO: Be The Leader of Your Life," promoting holistic health for leaders globally. Previously at Citigroup and Wells Fargo, she was recognized as one of the San Francisco Business Times' "100 Most Influential Women in Business" for twelve consecutive years. CONNECT WITH HER https://rmkgroupllc.com/ Subscribe to this channel now!  https://www.youtube.com/user/lunidelouis/?sub_confirmation=1    ---------------------------------------------------- Join our exclusive Facebook group @ https://www.facebook.com/groups/339709559955223  --------------------------------------------------- Looking for accountability to do your morning routine -- join us tomorrow morning, it's FREE:   https://bestmorningroutineever.com/  ----------------------------------------­­­­­­­-------------

Public News Service
PNS Daily Newscast: August 15, 2025

Public News Service

Play Episode Listen Later Aug 15, 2025 6:00


Putin to offer financial incentives to Trump at Ukraine summit; 'Perfect storm' hits Florida community health centers; Rural OR non-profit to expand Medicaid enrollment with new funding; CT part of national protest of Wells Fargo policies; IN voices join national battle over gerrymandering.

KPFA - The Pacifica Evening News, Weekdays
District of Columbia sues to end Trump's takeover of police; Trump, Putin hold friendly peace meeting but no deal yet – August 15, 2025

KPFA - The Pacifica Evening News, Weekdays

Play Episode Listen Later Aug 15, 2025 59:58


Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Photo Kremlin.ru Judge restores DC control of police, as DC sues to end Trump's takeover; Trump, Putin hold friendly peace meeting in Alaska, but no deal on Ukraine yet; Oakland Mayor Lee criticizes Trump threats targeting cities for ICE enforcement; Protesters block Wells Fargo's SF headquarters to protest labor, climate, diversity roll-backs; UN says 1 in 4 Gazans have disabilities due to war, 35,000 have hearing damage from repeated explosions The post District of Columbia sues to end Trump's takeover of police; Trump, Putin hold friendly peace meeting but no deal yet – August 15, 2025 appeared first on KPFA.

KPFA - A Rude Awakening
Mistreated Poultry & WF Protests

KPFA - A Rude Awakening

Play Episode Listen Later Aug 15, 2025 59:58


Direct Action Everywhere Outside Trader Joe's Berkeley Credit to D.A.E. Aug 15th Action Poster On today's show,  Direct Action Everywhere will be holding an action in front of Trader Joe's in Berkeley tomorrow and lead organizer Cassie King will explain why.  We'll switch gears and speak to climate activists from Portland, OR (Dr. Bernadette Rodgers –Scientists Rebellion Turtle Island), Corpus Christi, Texas (Armon Alex – Gulf of Mexico Youth Climate Summit) and Lake Charles, Louisiana (James Hiatt – For A Better Bayou) who are all participating in today's huge action at Wells Fargo headquarters in San Francisco. The post Mistreated Poultry & WF Protests appeared first on KPFA.

Public News Service
PNS Daily Newscast: August 15, 2025

Public News Service

Play Episode Listen Later Aug 15, 2025 6:01


Putin to offer financial incentives to Trump at Ukraine summit; 'Perfect storm' hits Florida community health centers; Rural OR non-profit to expand Medicaid enrollment with new funding; CT part of national protest of Wells Fargo policies; IN voices join national battle over gerrymandering.

The Christian Post Daily
Texas Pastor Scammed for $18K, Ohio Pastors on Kroger's LGBT Policies, Foster Care Crisis Putting Children in Danger

The Christian Post Daily

Play Episode Listen Later Aug 14, 2025 7:55


Top headlines for Thursday, August 14, 2025In this episode, a shocking case where a Texas megachurch pastor and his family were defrauded of over $18,000 by scammers posing as Wells Fargo employees, highlighting the dangers of sophisticated financial scams. Next, we discuss a noteworthy appeal from a coalition of 80 faith leaders in Ohio, urging the nation's largest supermarket chain to reconsider its stance on LGBT support. Lastly, we confront the harrowing reality of child maltreatment in the United States, as Naomi Schaefer Riley uncovers the tragic statistic of over 2,000 young lives lost each year, primarily under the age of three. 00:11 Texas megachurch pastor alleges scammers stole $18K01:03 Okla. governor champions new law barring men from women's prisons01:59 Ohio pastors call on Kroger to end 'radical LGBT policies'02:54 Marine spiked woman's drink with abortion drugs: lawsuit03:53 Expert warns foster care crisis puts young children in danger05:04 Lawmakers warn Texas school district over anti-Israel curriculum06:10 Episcopal diocese helps provide over 100K meals for GazaSubscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsTexas megachurch pastor alleges scammers stole $18K | Church & MinistriesOkla. governor champions new law barring men from women's prisons | PoliticsOhio pastors call on Kroger to end 'radical LGBT policies' | BusinessMarine spiked woman's drink with abortion drugs: lawsuit | U.S.Expert warns foster care crisis puts young children in danger | PodcastLawmakers warn Texas school district over anti-Israel curriculum | EducationEpiscopal diocese helps provide over 100K meals for Gaza | Church & Ministries

Credit Union Conversations
MBFS Quick Hits feat. Todd Stauffer: From Big Banks to CU Success Stories

Credit Union Conversations

Play Episode Listen Later Aug 12, 2025 15:07 Transcription Available


Join Mark at Credit Union Conversation today as we talk to Todd Stauffer, a seasoned relationship manager in the world of credit unions, about his career journey and insights on business lending and financial services. With years of experience working with credit unions and big banks, Todd shares his unique perspective on what drives success in the industry and how relationship managers can build strong business relationships. From discussing the differences between big banks and credit unions to sharing his favorite summer activities, Todd offers a wealth of knowledge and entertaining stories. Tune in for an engaging conversation that explores the world of credit unions and business lending.IN THIS EPISODE:(00:00) Intro: Meet Todd Stauffer(01:34) Todd's early career experience in finance(04:23) Todd discusses the impact of Wells Fargo shutting down its Financial division(06:37) Todd Stauffer's experience working with South Carolina Federal Credit Union.(09:55) Working with big banks vs. credit unions(12:00) Working with credit unions allows access to decision-makers and a personalized approach to serving members(14:08) How to connect with Todd Stauffer and other credit union professionals at MBFSKEY TAKEAWAYS: Credit union culture and values are distinct from big banks, with a focus on serving members and communities. Todd Stauffer shared his experience working with both big banks and credit unions, highlighting the differences in product management, decision-making, and community involvement.Emphasizing business lending expertise within credit unions, relationship managers like Todd play a key role in managing commercial portfolios, supporting local communities, and offering personalized service. This approach stands in contrast to the big bank experience, underlining the advantage credit unions offer in building direct connections and providing tailored loans and financial solutions.Community involvement is essential for credit unions to understand the needs of their members and provide effective solutions. Todd Stauffer's work with credit unions and his involvement in local communities highlight the importance of building relationships and trust with members and community leaders.RESOURCE LINKSMark Ritter - WebsiteMark Ritter - LinkedInTodd Stauffer - LinkedInKEYWORDS: Credit Union, MBFS, Todd, Stauffer, Lending, Business, Loans, Relationship, Manager, Credit Unions, Business Lending, Community Involvement, Financial Services, Member Service, Pittsburgh, Community, Members, Finance, Portfolio, Commercial

Huberman Lab
How to Rewire Your Brain & Learn Faster | Dr. Michael Kilgard

Huberman Lab

Play Episode Listen Later Aug 11, 2025 189:50


In this episode, my guest is Dr. Michael Kilgard, PhD, a professor of neuroscience at the University of Texas at Dallas and a leading expert on neuroplasticity and learning across the lifespan. We discuss the need for alertness, effortful focus, post-learning reflection and sleep to induce neuroplasticity, and how dopamine, acetylcholine, serotonin and norepinephrine are each involved. He explains the behavioral steps for neuroplasticity, as well as vagal nerve stimulation (VNS) and other therapies for tinnitus, stroke, depression, PTSD and paralysis. This episode ought to be of use to anyone interested in understanding the modern science of brain rewiring and learning to improve cognitive or motor skills or treat sensory or motor disorders. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Eight Sleep: https://eightsleep.com/huberman Wealthfront*: https://wealthfront.com/huberman Carbon: https://joincarbon.com/huberman Function: https://functionhealth.com/huberman *This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27,‬ 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable‭ APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps (00:00) Michael Kilgard (03:24) Neuroplasticity (05:13) Child vs Adult Plasticity, Childhood Development & Learning (09:37) Sponsors: Eight Sleep & Wealthfront (12:41) Kids, Real vs Artificial Experiences & Balance, Video Games, Natural World (21:13) Social Media & Videos, Kids, Overstimulation & Development (33:42) Early Language Development, Passive vs Real Experiences, Kids & Adults (39:23) Sponsors: AG1 & Carbon (42:44) Learning & Plasticity Requirements; Focus, Friction, Rest & Reflection (52:24) Brain Connections, Complexity, Life Experiences & Plasticity (1:02:51) Learning, Reflection, Visualization, Testing (1:09:45) Experience Diversity & Time, Happiness, Life Appreciation (1:18:05) Sponsor: Function (1:19:53) Learning & Life Meaning (1:23:25) Neuromodulators, Brain Complexity, Synaptic Eligibility Trace & Learning (1:34:28) Synapses, Therapy for PTSD, Rewiring the Brain (1:39:01) Vagus Nerve Stimulation (VNS), Stroke, Spinal Cord Injury, Tinnitus, PTSD (1:47:33) Psychedelics, Neurostimulation, Importance of Timing (1:57:47) Electroconvulsive Therapy (ECT) & Major Depression (2:01:51) Psychedelics/SSRIs as Plasticity Tools, SSRIs & Bone Strength, Failed Clinical Trials (2:13:18) Can VNS Accelerate Learning? (2:16:01) VNS Surgery, Patient Use & Specificity, Closed-Loop Vagus Nerve Stimulation (2:18:18) Tinnitus Cause, Incidence & Self-Amplification; PTSD & Control (2:28:12) VNS for Tinnitus; Disease Complexity & Treatments, Lazy Eye (2:41:05) Complexity of Disease Treatments & Combination Therapies (2:48:50) Brain-Machine Interfaces, Information & Experiences; Closed-Loop Feedback; Resilience (2:59:09) Evolving Clinical Trials, Combination Treatments & Disease Complexity (3:05:21) Acknowledgements (3:07:04) Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Path to Nonprofit Leadership
328: From Proposals to Partnerships: What Funders Really Want (Whitney Feld)

Your Path to Nonprofit Leadership

Play Episode Listen Later Aug 7, 2025 36:29


328: From Proposals to Partnerships: What Funders Really Want (Whitney Feld)SUMMARYSpecial thanks to Armstrong McGuire for bringing these conversations to life, and for their commitment to strengthening leadership throughout nonprofit organizations. Learn more at ArmstrongMcGuire.com. What if the best way to secure funding is to stop writing proposals and start building relationships? In episode #328 of Your Path to Nonprofit Leadership, foundation president Whitney Feld offers a fresh perspective on what funders really want. She unpacks the power of bold, relational philanthropy, where trust, humility, and partnership drive investment. She explores why funders are shifting away from transactional models, how to articulate catalytic impact, and why investing in talent is as important as investing in programs. Whitney also addresses the potential of AI in philanthropy, the importance of vulnerability with funders, and the rising tide of collaborative giving. Nonprofit leaders will leave this episode inspired and better equipped to build lasting, transformational funder relationships.ABOUT WHITNEYWhitney Feld is the inaugural president of the Bissell Ballantyne Legacy Foundation (BBLF), a private family foundation established by Smoky and Margaret Bissell. She leads BBLF's grant making across health, human services, and education in Charlotte-Mecklenburg, having built the foundation's strategic and governance framework from the ground up. Previously, Feld served in regulatory relations at Wells Fargo and spent six years at Foundation For The Carolinas, where she led divisions including Planned Giving and Family Office Partners. She advised FFTC's most complex donors on philanthropy, legacy planning, and multi-generational engagement. A former special education teacher in Brooklyn, Feld is a passionate advocate for nonprofits, serving on several local boards. She holds degrees from Miami University (BA), Pace University (M.Ed), and Charleston School of Law (JD), and is licensed to practice law in North Carolina.EPISODE TOPICS & RESOURCESReady for your next leadership opportunity? Visit our partners at Armstrong McGuireA Choice of Weapons by Gordon ParksBillions of Drops in Millions of Buckets by Steven H. GoldbergWant to chat leadership 24/7?  Go to delphi.ai/pattonmcdowellHave you gotten Patton's book Your Path to Nonprofit Leadership: Seven Keys to Advancing Your Career in the Philanthropic Sector – Now available on Audible

All the Hacks
Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler

All the Hacks

Play Episode Listen Later Aug 6, 2025 84:29


#240: Transferring points is one of the best ways to maximize your points, so today we share the top airline and hotel transfer partners. We also cover strategies to get the most out of your points, including how to leverage transfer bonuses, identify sweet spots, avoid common mistakes, and more. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://chrishutchins.com/top-transfer-partners-greg-frequent-miler Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: ⁠Free sample pack of my favorite electrolyte drink mix NetSuite: Free KPI checklist to upgrade your business performance OpenPhone: 20% off the first 6 months of your own business phone system For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Newsletter | Podcast Frequent Miler Resources Current Transfer Bonuses How to Save Miles by Flying More How to book EVA Air Infinity MileageLands awards How to book Vacasa Vacation Rentals with Wyndham points Flight Award Search Tools PointsYeah AwardTool ($20 off annual plans with code ALLTHEHACKS) ATH Podcast Airline/Hotel Transfer Partner Spreadsheet Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:00) Outsized Value from Transferring Points (02:27) Quick Episode Overview (08:21) Why Emirates First Class Is a Coveted Experience (14:07) Air Canada's Aeroplan Program (17:51) Maximizing Transfer Bonuses (19:17) Getting Value from the Virgin Atlantic Flying Club (25:29) Sweet Spot for Virgin Atlantic (32:49) Using Air France-KLM Flying Blue for Business Class Flights (39:09) Leveraging Avios Points (44:09) Avios Sweet Spots and Places to Avoid (49:44) Emirates, Singapore Airlines, and Cathay Pacific (55:44) Is the Avianca LifeMiles Program Worth It? (59:30) JetBlue's Transfer Partners (1:01:44) Southwest Airlines (1:04:39) Aeromexico (1:04:52) Qantas and Turkish Airlines (1:06:43) Booking Flights via United (1:09:26) EVA Air Program for Flights to Asia (1:11:18) Uses for ANA (1:12:45) TAP Air and Thai Airways (1:13:21) Why Greg Loves Alaska Miles (1:15:31) Difference Between Airline Miles vs. Hotel Points (1:16:37) Using Hyatt Points (1:18:07) Getting Value from Wyndham, IHG, and Hilton (1:21:11) The Marriott Bonvoy Program (1:21:40) Booking Hotels with Citi ThankYou Points (1:23:28) Leader's Club (1:25:10) Wells Fargo and Accor Points (1:25:58) Why You Should Set Up Your Award Programs in Advance (1:27:47) Is It Possible to Reverse Transfers? (1:28:56) Where to Find Greg and Frequent Miler Resources Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transformed Sales
Cultural Adaptation in Business | Thomas Aymoz | Field Sales Unscripted | E160

Transformed Sales

Play Episode Listen Later Aug 6, 2025 36:08


In this conversation, Aaron Montgomery shares his journey from an introverted individual in inbound sales at Wells Fargo to a successful sales leader in various industries, including door-to-door sales and robotics. He emphasizes the importance of personal growth, the lessons learned from door-to-door sales, and the significance of building a diverse and motivated sales team. Aaron discusses the balance between freedom and scarcity as motivators for sales reps, the necessity of confidence in sales, and the importance of setting realistic expectations. He also highlights the value of curiosity and coachability in sales, the need for developing future leaders, and the vision for growth in the robotics industry.We hope you enjoyed this episode. Like, comment, and subscribe to never miss a new episode of Field Sales Unscripted! Connect with Wesleyne on LinkedIn https://www.linkedin.com/in/wesleyne/Discover how Transformed Sales helps field sales teams grow from the inside out by shifting mindsets and building lasting skills. Visit transformedsales.com to learn more.Serious about shifting your sales team's performance?Book your 30-minute call and get the clarity and strategy you've been missing. https://calendly.com/transformedsales/30-min-sales-strategy-callConnect with Wesleyne on LinkedIn https://www.linkedin.com/in/wesleyne/Discover how Transformed Sales helps field sales teams grow from the inside out by shifting mindsets and building lasting skills. Visit transformedsales.com to learn more.Serious about shifting your sales team's performance?Book your 30-minute call and get the clarity and strategy you've been missing. https://calendly.com/transformedsales/30-min-sales-strategy-call#fieldsales #salesleadership #mentorship #salescoaching #careerdevelopment #professionalgrowth #salesperformance #salesstrategy #leadershipmindset #timemanagement #accountability #remoteteams #salessuccess #teambuilding #personalgrowth #salestips #motivation #resilience #coachingculture #salesmanagementField Sales Unscripted, presented by Wesleyne Whittaker, is a podcast for ambitious sales professionals, frontline leaders, and field sales managers who want real, practical conversations about what it takes to succeed in today's sales environment. Each episode explores personal career journeys, tactical selling strategies, and the mindsets that drive high performance. From mentorship and leadership to time management and team development, the show delivers actionable insights to help you grow personally and professionally - no fluff, just straight talk. Whether you're leading a team, building client relationships, or navigating change, this is your go-to resource for field sales success.

Westside Investors Network
172. Mitigating Risk in Real Estate & Private Equity with Brad Johnson

Westside Investors Network

Play Episode Listen Later Aug 6, 2025 30:51 Transcription Available


Check the episode transcript hereABOUT BRAD JOHNSONBrad is the Founder and CIO of Evergreen Capital. Brad has 20 years of experience investing in both traditional and alternative asset classes with a primary focus on high-cash-flowing assets. Brad is also a Partner of Vintage Capital, which focuses primarily on mobile home park investments. Previously, Brad worked as a real estate private equity operator. Early in his career, Brad worked at Wells Fargo's real estate investment bank and held various investment positions with private equity firms. Brad has closed over $3.3 billion in commercial real estate acquisitions over the course of his career.   THIS TOPIC IN A NUTSHELL: From investment banking to private equityBecoming an owner/operator Manufactured housing as a niche Advantages & Resilience of Affordable Housing Operational Challenges of Managing Underperforming ParksHaving the right market, occupancy levels, and management teamEvergreen Capital's three primary verticalsShift Toward Debt InvestmentsMinimizing downside risk vs. chasing 10x returnsLong-term compounding and Short-term capital gains Open-ended investment structures Connect with Brad  KEY QUOTE: “Real estate isn't about hitting home runs. It's about consistently hitting doubles while protecting your downside.”  ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.     The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.   #ManufacturedHousing #AffordableHousingCrisis #RealEstateInvesting #PrivateEquity #GPStakes #CommercialRealEstateDebt #MobileHomeParks #AlternativeInvestments #HardAssets #AssetAllocation #InvestmentBanking #CashFlowInvestments #RiskAdjustedReturns #LongTermHold #TaxEfficientInvesting #EvergreenCapital #DebtInvesting #RealEstatePortfolio #LimitedPartner #GPInvestor #PassiveIncome #CashFlowRealEstate #BuildWealth #WealthPreservation #EconomicResilience #RealAssets #CompoundGrowth #FinancialFreedom #LegacyWealth #RecessionResistant  CONNECT WITH BRAD:Website: https://www.evergreencap.com LinkedIn: https://www.linkedin.com/in/bradleyjohnson Interested in Mobile Home Parks? Check this out: https://vintage-funds.com    CONNECT WITH US   For more information about investing with AJ and Chris:  ·    Uptown Syndication | https://www.uptownsyndication.com/  ·    LinkedIn | https://www.linkedin.com/company/71673294/admin/   For information on Portland Property Management:  ·    Uptown Properties | http://www.uptownpm.com  ·    Youtube | @UptownProperties     Westside Investors Network  ·    Website | https://www.westsideinvestorsnetwork.com/  ·    Twitter | https://twitter.com/WIN_pdx  ·    Instagram | @westsideinvestorsnetwork  ·    LinkedIn | https://www.linkedin.com/groups/13949165/  ·    Facebook | @WestsideInvestorsNetwork  ·    Tiktok| @WestsideInvestorsNetwork  ·    Youtube | @WestsideInvestorsNetwork  

Money Life with Chuck Jaffe
Wells Fargo's Cronk sees the bull run continuing through 2026

Money Life with Chuck Jaffe

Play Episode Listen Later Aug 6, 2025 62:03


Darrell Cronk, chief investment officer at Wells Fargo Wealth and Investment Management, says he expects both the stock market and the economy to face a "soft patch" that will increase volatility and mute returns for the rest of the year, but he believes conditions are strong enough that there will be no recession and that those year-end doldrums will lead to improvement and gains in 2026. Cronk, who also is president of the Wells Fargo Investment Institute, notes that his firm has already set year-end price targets for next year, and is forecasting 7,000 on the Standard & Poor's 500 as the "midpoint target" in that forecast.  Jenny Harrington, chief executive officer at Gilman Hill Asset Management — the author of "Dividend Investing: Dependable Income to Navigate All Market Environments" — makes her debut on the show, bringing her take on equity-income investing to the Market Call. Plus, Chip Lupo of WalletHub, discusses the site's 2025 Household Debt Survey, which showed that 44 percent of people expect their household debt level to increase in the next 12 months, and that 55 percent of respondents think they will still have debt to pay when they die.

Alles auf Aktien
Das Geheimnis der KI-und-Cloud-Aktie und 4 lukrative Buyback-ETFs

Alles auf Aktien

Play Episode Listen Later Aug 6, 2025 19:57


In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Nando Sommerfeldt über die Pizza-Delle, ein Achtungszeichen von Arista und die Wende bei BP. Außerdem geht es um Palantir, Pfizer, DuPont, Yum Brands, Domino's Pizza Group, Snap, Meta, AMD, Microsoft, Super Micro, Dell, Hewlett Packard Enterprise, Hims & Hers, Novo Nordisk, Coinbase, BP, Infineon, Continental, Fresenius Medical Care, Aurubis, Fraport, Invesco Global Buyback Achievers ETF (WKN: A114UD), SAP, Wells Fargo, Shell, iShares Core MSCI World (WKN: A0RPWH), FTSE All-World (WKN: A2PKXG), iShares STOXX Global Select Dividend 100 ETF (WKN: A0F5UH) und VanEck Morningstar DM Dividend Leaders (A2JAHJ). Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Get Deep
Ep135 Andy Donahue

Get Deep

Play Episode Listen Later Aug 6, 2025 113:32


Andy Donahue: Minnesota State Director of the Small Business Development Center (SBDC). Join us for a conversation with a statewide leader who has dedicated his career to supporting small businesses. Andy's journey has taken him from his early days at Wells Fargo, to serving as a regional SBDC director in Wisconsin, and ultimately back to his hometown of Duluth to lead Minnesota's SBDC network. Across nine regional centers, Andy and his team help entrepreneurs at every stage—whether launching a startup, expanding their operations, or navigating the challenges of long-term growth and sustainability. In this episode, he shares the collaborative efforts driving local economic development and the inspiring stories of working shoulder-to-shoulder with small business owners.

On The Rekord
Episode 201 - Aug. 5th, 2025 - Episode 200

On The Rekord

Play Episode Listen Later Aug 6, 2025 148:38


Episode 201 - Aug. 5th, 2025 - Episode 200  - Violations Counter - DJ Intence - 0 x Walt - 10 x Ceddy - 14  - Gilbert Arenas & The Feds with Illegal Gambling  - Man arrested in Benton, AK for cologne after mistaken it for drugs (The story of Kapil Raghu)   - James Howells update on Lost Hard Drive  - Why was Gargoyles (TV series) cancelled? 90s Cartoons in Review  - Manhattan Shooting in Midtown Manhattan (The Shane Tamura Story)  - UK Rap vs USA Rap (Joyner Locus vs Skepta)  - NYPD rookie cop stole from Wells Fargo accounts  - Donald Trump job reports & UnCultured news  - Texas Democrat leaves the state to block the vote for Gerrymandering within the state  - Sade Robinson's murderer gets Life in PRISON (Maxwell Anderson) - Wise Guy's Segment - The Shannon Sharpe Settlement  - Wise Guy's Segment - Coach Prime Bladder Cancer  - Wise Guy's Segment - @Jennaske exposing about female's going to Dubai 

Business Pants
Barclays quits climate group for climate, Tesla's fake pay, CEOs are men, Harley's golf CEO: Nuggets

Business Pants

Play Episode Listen Later Aug 5, 2025 42:18


DAMION1In our 'Treaty Talks Begin With Bold New Commitment to Avoid Commitment: Delegates agree to form a task force to consider considering action and then unite to Say 'Plastic Is Bad'—Then Go Back to Their Plastic-Filled Hotels' headline of the week. Here's what to watch for at this month's global plastics treaty talksNegotiators from more than 170 countries are arriving in Geneva, Switzerland, this week to resume discussions over the United Nations plastics treaty, eight months after they missed their original deadline for finalizing the pact. Many delegates, advocacy groups, and U.N. officials are hopeful that the 10-day session will result in a final agreement that delivers on the U.N.'s objective to “end plastic pollution.” But progress has been slow at each of the five preceding sessions, in large part due to a consensus-based decision-making structure that has allowed oil-producing countries to obstruct progress. In our 'Hey Ma, the dude who got his BA at Haverford College which costs $93,600 and received his JD from Stanford is mansplaining about elite colleges, can you grab my water bottle and my red lawn chair?!' headline of the week. Palantir CEO Alex Karp takes a shot at elite colleges and says the company offers 'a new credential independent of class In our 'It's better off helping people without formal biology expertise design or recreate biological threats like toxins or pathogens' headline of the week. OpenAI says ChatGPT shouldn't tell you to break up with someone In our 'What an asshole! The next thing he'll probably do is call out other banks for breaking their climate pledges ' headline of the week. Banking CEO breaks from the pack on return to office. He goes in 4 days a week but leaves the rest up to the ‘adults' he works withStandard Chartered CEO Bill Winters In our 'Citizen Journalist Robbie Starbuck and The National Legal and Policy Center prepare shareholder proposal calling out Microsoft and asking “What about MEN'S ovaries? This is woke biology gone too far.”' headline of the week. Gates Foundation is giving $2.5 billion to fund women's health researchMATT1In our '8Ks revealed that Charlie Scharf, Wells Fargo's CEO, was awarded $30m to open his mindspace, Steven Hemsley at UnitedHealth was given $60M to center his chi, and Goldman's CEO DJ DSol got $80m to attune his crystals and align his money aura.' headline of the week. Tesla Grants Musk $29 Billion in Stock to Keep ‘Elon's Energies Focused'In our 'Specifically, the part where they ran someone over' headline of the week. Jury Says Tesla Was Partly to Blame for Fatal CrashIn our 'Reports suggested the awning was made of cybertruck trim, the tables were actually crashed robotaxis, and the chicken wings were made from old Nazi bathroom graffiti' headline of the week. Tesla Diner Patio Covering Collapses, Smashes Mother on Head and Barely Misses BabyIn our 'Retention awards for "continued leadership"? Or pay for focus? Pay to show up? Pay for "energy"? Relocation pay for my sister's cousin's condo in Ottawa? ' headline of the week. 2025 CEO PrioritiesAdapt to changing external environments and regulatory landscapeManage growth and investment amid current fiscal outlookCreate a resilient supply chainAccess to talent and workforceArticulate a vision for an AI and tech-enabled enterprisesEmbrace opportunities for personalized consumer experiencesUnderstand the changing environmental challengesShape the leadership teamArticulate Vision and strategy, and tell your story as a leaderDrive performanceEnsure proper governance processesCollaborate with the boardOptimize organizational structureAlign communicationsSatisfy shareholders and stakeholdersBuild the cultureNavigate geopolitical uncertaintyIn our 'If you can't tell your kid with a fever of 102 to suck it up and fuck off, maybe this company isn't for you' headline of the week. 5 things the AT&T CEO's sweeping memo says about where corporate America is headedHis name is John Stankey"If a self-directed, virtual, or hybrid work schedule is essential for you to manage your career aspirations and life challenges, you will have a difficult time aligning your priorities with those of the company and the culture we aim to establish," Stankey wrote.DAMION2In our 'I refuse to celebrate until we reach 7.3%' headline of the week. The share of female CEOs running Global 500 companies hits a record high of 6.6% In our 'Houston American Energy Corp. announces that finally the phrase “Let's hear what she thinks” can be said in the boardroom without an immediately ironic chuckle, now it can be an authentic condescending chuckle' headline of the week. Houston American Energy Corp. Appoints Martha J. Crawford to Board of DirectorsIn our 'Great, when he's done creating a practical application of cold fusion, could he explain why anyone would buy a Cybertuck, have him finish my daughter's algebra homework, and then share the wisdom behind Intel's stock price being down 22% from the day he started as Intel CEO?' headline of the week. Jim Cramer on Intel CEO: “He Totally Understands Everything” In our 'After a nice brunch, they went to the aquarium and then to a poetry reading' headline of the week. Mary McDowell Joins Zebra Technologies Board of Directors In our 'They named him Peter Semple, after their great grandfather, and then chained him to his desk ' headline of the week. Depop names permanent CEOMATT2 In our 'US companies give investors a break from voting NO on every shareholder proposal this year' headline of the week. US companies deny record number of shareholder votesAverage vote for ESG proposal: 20%. Average vote against ESG proposal: 80%.In our 'Please don't say suicidal ideation, aggression, reality detachment, and hallucinations, please don't say suicidal ideation, aggression, reality detachment, and hallucinations, please don't say suicidal ideation, aggression, reality detachment, and hallucinations...' headline of the week. A New Paper Just Found Something Horrifying About Kids Who Get Phones Early in LifeChief scientist Tara Thiagarajan found that among the more than 100,000 18-to-24-year-olds whose outcomes they tracked, those who got phones when they were younger experienced more suicidal ideation, aggression, reality detachment, and hallucinations as they aged.In our 'Man leaves gym and goes to Wendy's to get fit' headline of the week. Barclays leaves Net Zero Banking Alliance to combat climate changeIf you want to prove your commitment to transitioning Barclays, feel free to use our data to vote out every director that underperforms on climate!In our 'Olive Garden appoints car mechanic as executive chef' headline of the week. Harley-Davidson board appoints Topgolf executive as next CEOArtie Starrs has been golf CEO, Pizza Hut CEO, is on a non profit board that helps underprivileged children, got an economics degree from Princeton, and he enjoys hiking, playing golf, listening to live music. He sounds exactly like someone who rides a Harley.In our 'SOMEONE IS ACTUALLY FIGHTING. And of course it's a female founder.' headline of the week. A long-running anti-DEI lawsuit could help companies defend themselves from reverse-racism claimsElizabeth Gore of Hello Alice is fighting Stephen Miller's AFL lawsuit brought on behalf of a white trucker in Ohio who says they didn't get a shot at a grant that went to someone black - and Gore is winning because it's all a fucking jokeMeanwhile, Brown, Harvard, Colombia and the high priced Ivies are folding like cowardsReach out to Hello Alice or Gore, offer help or support, join the service, because somewhere there is someone fighting bullshitFigma IPO QUIZThe Figma IPOFigma founder and CEO Dylan FieldWhat percentage of shares does he actually own in the company?17%What is total voting power?74%How many votes per share are magical Class B shares worth?15 votes per shareWhat percentage of Class B shares does Dylan control?99%There are 5 executive officers and 10 directors, how many are women?2 (directors)Who is the chair of the Figma board?CEO and founder and controlling shareholder Dylan FieldHow many friendships with Peter Thiel does Dylan Field have?1How many college degrees does Dylan Field have?0Where did Dylan Field drop out of?BrownWho paid Dylan Field to drop out of college?Peter ThielIn addition to his shareholdings, how much is Dylan Field due to receive if the stock price hits $130 (it already was over $124)$2B in equityWhich CEO's pay package was Dylan Field's pay package modeled after?Elon MuskHow many years does Dylan Field have to reach that stock price hurdle?10How old is this very rich college dropout?33In response to a question about how he was going to change the world, what did Dylan Field say?He was going to build better software for drones.Then I'm guessing Figma must truly benefit humanity if this guy is so rich, what does Figma do exactly?Figma is a collaborative web application for interface design, with additional offline features enabled by desktop applications for macOS and Windows. The feature set of Figma focuses on user interface and user experience design, with an emphasis on real-time collaboration,[3] utilizing a variety of vector graphics editor and prototyping tools.

The Steve Harvey Morning Show
News to Know!: Her program has helped to scale over 400 mid-sized Black and Brown businesses to grow

The Steve Harvey Morning Show

Play Episode Listen Later Aug 4, 2025 24:23 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany Bussey. Director of the Morehouse Innovation and Entrepreneurship Center (MIEC). Here are some key highlights and themes from the conversation:

Strawberry Letter
News to Know!: Her program has helped to scale over 400 mid-sized Black and Brown businesses to grow

Strawberry Letter

Play Episode Listen Later Aug 4, 2025 24:23 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany Bussey. Director of the Morehouse Innovation and Entrepreneurship Center (MIEC). Here are some key highlights and themes from the conversation:

Best of The Steve Harvey Morning Show
News to Know!: Her program has helped to scale over 400 mid-sized Black and Brown businesses to grow

Best of The Steve Harvey Morning Show

Play Episode Listen Later Aug 4, 2025 24:23 Transcription Available


Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany Bussey. Director of the Morehouse Innovation and Entrepreneurship Center (MIEC). Here are some key highlights and themes from the conversation:

Sorry, We're Closed
Ep. 313 Credit Card Points for Paying Rent...Too Good to be True?

Sorry, We're Closed

Play Episode Listen Later Aug 4, 2025 56:46


In this episode, Pat Light and Tevo discuss the transition from summer to fall, touching on the challenges of the heat and the anticipation of cooler weather. They delve into the complexities of credit, particularly focusing on Bilt's business model and its relationship with Wells Fargo. The conversation shifts to the rise and fall of Hub's Life, exploring the pitfalls of influencer culture and the importance of authenticity in content creation. Finally, they navigate the intricacies of modern economics, discussing the challenges of inflation, trickle-down economics, and the importance of understanding financial narratives in today's world.Chapters00:00 Summer Reflections and Weather Patterns04:20 Understanding the Bilt Credit Card27:50 The Reality of Entrepreneurial Life and Social Media Influence31:24 Navigating Content Creation and Authenticity36:18 The Evolution of Influencer Brands43:21 Relatable Questions in Media48:25 Weeding Through Political Narratives54:11 The Challenges of Modern EconomicsYouTube and Socialshttps://mtr.bio/sorry-were-closed-Pod

Seacoast Stories
"We Didn't Know What We Were Doing!" The Holy Donut C.E.O. Talks Rocky Beginning & Turning Maine's Potato Donuts Into One of America's Favorite Treats!

Seacoast Stories

Play Episode Listen Later Aug 4, 2025 74:38


"You should sell these!"That's what Jeff Buckwalter said to his sister-in-law, Leigh Kellis, when he first took a bite of the potato-based donut she made in her home kitchen.Soon after, Leigh took his advice by opening The Holy Donut on Park Avenue in Portland, M.E., in 2012. A year later, after the Instagram-friendly potato donuts became a hit in the town, Kellis brought Jeff -- with nearly two decades of big business experience under his belt -- to turn The Holy Donut into a legitimate company.The Holy Donut has been featured in Bon Appetit magazine, The Boston Globe, and CNN, and has become a staple in Portland, considered by many to be the "foodiest city in America." They also ship their beloved donuts nationwide.From the West End of Portsmouth, The Holy Donut C.E.O. Jeff Buckwalter joins host Troy Farkas to discuss why he joined the family business in 2013, the mess he inherited when he came on board, how Portland became a foodie destination, and the surge in national press The Holy Donut received in the first half of the 2010s. Plus, why they opened more locations, how the pandemic nearly crushed the business, and how they're pivoting their business model as a result.CHAPTERS:The Holy Donut origin story (00:00)Why The Holy Donut exploded in the early 2010s (08:32)Leaving a high-paying career to join The Holy Donut (13:38)50% off a Yoga East 5-class pack! (16:45)The MESS Jeff found himself in when he joined (18:40)The insane national media attention The Holy Donut has gotten (27:04)Keeping up with high demand & opening more stores (31:20)Visit TheDripBar for preventative health! (43:30)How The Holy Donut has pivoted during tough times (45:10)Jeff's struggles with depression from running this business (57:00)Jeff's love for nature and hunting (01:07:05)How do you want to be remembered? (01:12:52)To order The Holy Donut straight to your door, you can check out your options here.To support "Seacoast Stories," follow the show on ⁠⁠Apple Podcasts⁠⁠ or ⁠Spotify⁠⁠. You can also sign up for the next ⁠⁠Seacoast Stories Dinner Club⁠⁠ on Wed. 8/20 in Dover, N.H. THANKS TO OUR SPONSORS:⁠Yoga East⁠: Sign up for a 5-class card and use the coupon code “STORIES” at checkout to get 50% off!The DripBar: Set up your IV drip membership today!David Higgins: The official investment office of "Seacoast Stories!" Email ⁠⁠david.higgins@wellsfargoadvisors.com⁠⁠ to get started.Investment and insurance products are:• Not Insured by the FDIC or Any Federal Government Agency• Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate• Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested.Investment products and services are offered through Wells Fargo Clearing Services (WFCS), LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFCS uses the trade name Wells Fargo Advisors. 1 North Jefferson, St. Louis, MO 63103.

Business Pants
Wells Fargo abandons governance, Scharf's payout, Brown extorted, Barclays' climate bail, and cowering

Business Pants

Play Episode Listen Later Aug 1, 2025 58:11


Story of the Week (DR):​​Mark Zuckerberg just shared his vision for 'personal superintelligence."But perhaps even more important is that superintelligence has the potential to begin a new era of personal empowerment where people will have greater agency to improve the world in the directions they choose,"'Mark Zuckerberg is pouring billions of dollars into AI ‘superintelligence'—so why does his Instagram pitch feel so underwhelming?Mark Zuckerberg Looks Like He's Been Taken Hostage as He Explains Plan for Deploying AI SuperintelligenceAnthropic's CEO says massive salary changes could 'destroy' company culture"If Mark Zuckerberg throws a dart at a dartboard and hits your name, that doesn't mean you should be paid 10 times more than the guy next to you who's just as skilled."Amodei said such massive salary changes could "destroy" a company's culture by treating people "unfairly."Many of his employees have rejected the outside offers, and some "wouldn't even talk to Mark Zuckerberg."Wells Fargo board to appoint CEO Scharf as chairman and grant $30 million award MMSpecial CEO Equity Awardone-time equity award consisting of Restricted Share Rights with a grant date value of approximately $30 million and 1.046 million Stock Options (Exercise Price: $82.65)the Board approved and adopted the Company's By-Laws:The amendments remove the requirement that the Chairman of the Board be an independent director.The Board also amended the Company's Corporate Governance Guidelines to require a Lead Independent Director if the Chairman of the Board is not independentConsistent with this change, the independent directors of the Board intend to appoint Mr. Scharf as Chairman of the Board, and to appoint a Lead Independent Director of the Board.$30M last year, including $20M in equityWhat happens to existing chair Steven Black?Scharf was former CEO and CHair of The Bank of New York Mellon, when current Chair Black was appointed to the Mellon boardBlack on Pay CommitteeWith Committee Chair Ron Sargent, former CEO/Chair of Staples and current interim CEO of KrogerWall Street returns to work after Manhattan shooting that killed Blackstone executiveThe investigation is ongoing, but authorities found a note on the gunman suggesting Shane Tamura, who had a history of mental health issues, appeared to blame the National Football League (NFL) for a brain injury (CTE) he believed he had from playing football. His intended target was likely the NFL headquarters, which is also located in the building.The investment firm's offices were closed on Tuesday after it said senior Blackstone executive Wesley LePatner was among those killedReport: NFL will acquire up to 10 percent of ESPN as part of NFL Media dealJust to tweak Matt: ‘Woke is officially dead at Brown,' Trump says, after Ivy League school settles with federal govGoodliest of the Week (MM/DR):DR: Women Now Occupy Almost a Fifth of Top Venture Roles, Study FindsThe share of women in high-echelon postsThat share, which counts those in partner roles and above, has doubled since 2018 to 18.6%, according to nonprofit All RaiseMM: ‘Shame on them': Standard Chartered CEO decries banks that drop climate pledges DRBill Winters criticised banks that had jumped on the climate bandwagon when it was “fashionable”, but had since rolled back on their green ambitions or gone quiet on the subject.“Shame on them,” he said, without naming individual firms.Assholiest of the Week (MM): Brown UniversityTrump: Woke Is Dead at Brown University$50m extortion paid to Trump to restore funding“Brown will adopt the government's definition of “male” and “female,” for example, and must remove any consideration of race from the admissions process.”“Brown will no longer perform gender reassignment surgeries on minors or prescribe them puberty blockers or cross-sex hormones,” Leavitt added, calling it “chemical castration of children.”Barclays DRBarclays Reports £500 Million in Sustainable Finance RevenuesIn a report released YESTERDAY, the bank said it made $500m on sustainable finance44 page report detailing how amazing their work on climate is, how sustainable they are, and all the benefitsBarclays latest British lender to quit climate banking alliance"After consideration, we have decided to withdraw from the Net Zero Banking Alliance," the bank said in a statement on its website. "With the departure of most of the global banks, the organisation no longer has the membership to support our transition."MicrosoftMicrosoft CFO calls for 'intensity' in an internal memo, after blowout earningsThe chief financial officer, Amy Hood, sent an email to employees on Wednesday after the company reported a $27 billion quarterly profit, telling them the year ahead would require "intensity, clarity, and bold execution."The adult in the room just joined the middle schoolers in talking about “growth mindset” and “intensity” in a race to the bottom where we gut employees but executives keep their jobsThe enigma of adulthoodHood I'm sure is very worried about her job at MSFT… although she already has a job for life on the board of 3M, so why worry?Not for nothing, but Amy Coleman got the role of Chief People Officer in March, just in time to fire everyoneShe also cashed in more than $24m in options in the last 3 months, and despite being an NEO in the 10k, her contract was not disclosed in an 8K - curious how much she was paid to dispose of employees? Or is that the “enigma of disclosure”?Cowering employees37% of employees have wondered if emojis are professionalYour employees are worried about emojis being professionalYour research team is worried about buying the best governance data on earth because of a podcast with a segment called “Assholiest”Your rank and file, after years of wages that don't keep the pace of inflation, have to deal with a Walmart exec saying “nobody” will want to hire you if you're a “Debbie Downer”Meanwhile…Elon Musk Amplifies Bizarre Claim That 'Women Are Built To Be Traded' CEO Brags That He Gets "Extremely Excited" Firing People and Replacing Them With AILiterally, every week Jamie Dimon says something and Sam Altman is afraid of the apocalypse he's made… and your employees are so tenuous they're worried about improper emoji useHeadliniest of the WeekDR: Elon Musk Amplifies Bizarre Claim That 'Women Are Built To Be Traded' ANDElon Musk Pushes View That Women Are 'Anti-White' Because They're 'Weak'DR: U.S. Women in Coffee welcomes Mark Inman to its Board of DirectorsMM: Tesla Robotaxi Gets Stuck in Infinite Loop as Support Tries to Break It OutMM: Starbucks CEO: The company was 'mismanaged for a couple years'—here's his plan to 'bounce back'Who Won the Week?DR: King ChuckMM: Chainsaw Charlie! Cue memory reel:Charlie Scharf steps down as Visa CEO in 2016 because he said he couldn't spend enough time in San Francisco to do the job “effectively”Becomes CEO of Wells Fargo in 2019 and… commutes to San Francisco from NYCImmediately cuts staff, gets nicknamed “Chainsaw Charlie”... then complains he can't find enough black workers because they're not qualifiedJoins board of Microsoft where he can oversee record profits and simultaneous staff cuts, a personal joyJust got this news, he must be stoked: Wells Fargo board to appoint CEO Scharf as chairman and grant $30 million awardPredictionsDR: As part of of its 10% ownership of ESPN, the Disney board refuses to add an NFL player to its board but agrees to attend all board meetings wearing spandex and shoulder pads MM: Wells Fargo's investors are unhappy with Scharf's new chair appointment and retention grant, vote 73% approval of Scharf's pay but 99.6% in favor of everyone on the pay committee who set the pay and voted to make him chair

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
When Values No Longer Align: An Ex-Wells Fargo Advisor's Leap to Independence

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change

Play Episode Listen Later Jul 31, 2025 38:12


Brian Pultman discusses why he chose independence over taking a wirehouse transition deal. However, as he candidly shares, building your own RIA is not always a smooth process, yet it resulted in aligning his values while building $1B+ Correct Capital Wealth Management.

APWU Podcast
The USPS Turns 250! Celebrate with APWU

APWU Podcast

Play Episode Listen Later Jul 30, 2025 19:44 Transcription Available


APWU President Mark Dimondstein delivers a quick podcast episode sharing an op/ed he wrote for the 250th anniversary of the USPS and how you can get involved in celebrating. Visit apwu.org/250 for more information.  Additionally, Mark talks about the recent APWU rally in NYC, where postal workers protested outside of Wells Fargo. Wells Fargo has published a memo outlining how they could break up and sell off our public Postal Service for profit.   

The Jim Stroud Podcast
The $20 Device That's Destroying Trust at Work

The Jim Stroud Podcast

Play Episode Listen Later Jul 29, 2025 15:07


A twenty-dollar gadget became a career killer. Wells Fargo fired over a dozen employees for something smaller, sneakier than fraud: faking mouse movement to simulate productivity. Not stealing money—stealing time. The invisible war between surveillance and breathing room just claimed its first casualties. Jim Stroud dissects how a simple USB device exposed the trust bankruptcy poisoning modern workplaces. When keystroke loggers meet mouse jigglers, when screen recorders battle software rebellion, the real question isn't about productivity—it's about survival. … This episode is brought to you by: PromptMonitor - Monitor and improve your visibility in AI/LLMs. This is the future of job search – opportunities come looking for you. https://www.promptmonitor.io?via=jimstroud Read The Recruiting Life newsletter to learn what's happening now and next in the world of work. https://jimstroud.beehiiv.com Job Search Summit – Free virtual event of innovative job-hunting strategies. Happening on August 1, 2025 at 11 am CST. Register now. https://betterthing.net/jobsearchsummit Send questions, comments and criticisms to Jim Stroud: Via LinkedIn: ⁠https://www.linkedin.com/in/jimstroud/ ⁠ Via X: https://x.com/jimstroud⁠https://x.com/jimstroud⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Closing Bell
Closing Bell Overtime: How To Position As U.S.-China Talks Take Place in Stockholm; JPMorgan Upgrades Nike After More Than 12 Months On Sidelines 7/28/25

Closing Bell

Play Episode Listen Later Jul 28, 2025 43:16


Markets gear up for a critical week with trade, the Fed, and key earnings all on the table. Our Eamon Javers reports the latest from U.S.–China tariff talks in Stockholm, and Sameer Samana of Wells Fargo sets the big-picture scene. Longview Global's Dewardric McNeal joins on how to make sense of trade headlines, while JPMorgan's Matt Boss says it's time to “Just Buy It” on Nike. T. Rowe's Dom Rizzo previews a pivotal stretch for tech.

B2B Vault: The Payment Technology Podcast
Honoring Ken Musante – 2025 MWAA Industry Achievement Award Recipient

B2B Vault: The Payment Technology Podcast

Play Episode Listen Later Jul 28, 2025 45:09


Join us as we celebrate the remarkable career of Ken Musante, the 2025 recipient of the Midwest Acquirers Association's prestigious Industry Achievement Award. With over 30 years of experience in the payments industry, Ken has journeyed from foundational roles at Wells Fargo—cultivating ISO sponsorships and managing merchant portfolios—to founding Humboldt Merchant Services in 1993, leading its acquisition by Moneris in 2008, and guiding integration as an executive. In 2010, he co‑founded Eureka Payments, later extending his influence as an expert witness in high‑stakes DOJ payment cases.Ken's dedication continued at Chase's WePay division, where he drove terminal integrations as Senior Product Manager, and most recently through Napa Payments and Consulting—his latest venture offering strategic guidance, expert testimony, and optimized payment solutions to merchants.In this episode, Ken shares insights on:The evolution of merchant acquiring over three decadesLessons learned from founding and scaling multiple payments businessesBehind-the-scenes of expert witness work in DOJ casesHow to build and sustain meaningful industry impactTune in to hear Ken's journey of innovation, leadership, and unwavering dedication to progress—qualities that earned him the 2025 MWAA Industry Achievement Award.Ken Musante :Thanks for watching! Go ahead and like, comment, subscribe, and turn on post notifications! Follow Us On These Social Media Platforms

Seacoast Stories
"No One Else Is Doing This!" The Tiny Kittery Company That's Leading the Skincare Industry Into a New Era

Seacoast Stories

Play Episode Listen Later Jul 28, 2025 63:22


Inga Potter knew there was a better way.So when her colleagues told her about the indelible benefits of kelp, the marine biologist couldn't help but go down a rabbit hole about the seaweed strand that looked to be the next big thing in the wellness industry.Then, when Inga told her longtime friend Krista Rosen, a former lawyer, about her kelp-based dreams, the two decided to go all in together.The result?Cold Current Kelp, a Maine-based skincare company which manufactures kelp-based products like the Kelp Glow Facial Oil.From the Cold Current Kelp headquarters in Kittery, M.E., Krista Rosen and Inga Potter sit down with ⁠⁠host Troy Farkas⁠⁠ to discuss why the two friends decided to start a kelp business together, the benefits of kelp, securing nearly $1 million in research grants, why Maine is at the forefront of kelp farming in the country, and more.CHAPTERS:Inga's kelp-based dreams (00:00)Why kelp deserves the hype (05:35)Why they wanted to get into skincare (18:02)The kelp farming process (25:35)SPONSORS: Yoga East & JOBTALK (33:00)CCK's long-term vision (36:10)How CCK is funding their research efforts (47:25)The struggles of running this business (53:37)How do you hope to be remembered? (01:00:20)To support Cold Current Kelp, you can check out their products on their website. Inga's 2025 TedX Portsmouth talk is also here on YouTube.To support "Seacoast Stories," you can follow the show on ⁠Apple Podcasts⁠, ⁠Spotify⁠, or ⁠YouTube⁠. You can also sign up for the next ⁠Seacoast Stories Dinner Club⁠ on Wed. 8/20 in Dover, or join the waitlist.THANKS TO OUR SPONSORS:Yoga East: Sign up for a 5-class card and use the coupon code “STORIES” at checkout to get 50% off!⁠⁠⁠JOBTALK LLC⁠⁠⁠⁠⁠⁠⁠: Get 50% off ⁠⁠⁠⁠⁠⁠⁠JOBTALK Academy⁠⁠⁠⁠⁠⁠⁠ courses with the code "SEACOASTSTORIES50" for the rest of 2025!David Higgins: The official investment office of "Seacoast Stories!" Email ⁠david.higgins@wellsfargoadvisors.com⁠ to get started.Investment and insurance products are:• Not Insured by the FDIC or Any Federal Government Agency• Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate• Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedInvestment products and services are offered through Wells Fargo Clearing Services (WFCS), LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFCS uses the trade name Wells Fargo Advisors. 1 North Jefferson, St. Louis, MO 63103.v

The President's Daily Brief
PDB Situation Report | July 26th, 2025: China Kidnaps American Citizens & Slaughter in Syria

The President's Daily Brief

Play Episode Listen Later Jul 26, 2025 61:49


In this episode of The President's Daily Brief: China imposes exit bans on a U.S. Commerce Department official and a Wells Fargo banker, a provocative escalation in its standoff with Washington. Stephen Yates from the Heritage Foundation joins us to explain what Beijing's move signals—and what the U.S. response could be. Shocking reports out of Syria as government forces under interim president Al-Jolani are accused of massacring over 1,100 Druze civilians. Israeli-Druze journalist and former Knesset member Gadeer Mreeh shares her perspective on the targeted violence—and why Israel chose to intervene. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief DeleteMe: Visit https://joindeleteme.com/BRIEF & Get 20% off your DeleteMe plan. American Financing: Call American Financing today to find out how customers are saving an avg of $800/mo. 866-885-1881 or visit https://www.AmericanFinancing.net/PDB - NMLS 182334, https://nmlsconsumeraccess.org TriTails Premium Beef: Visit https://trybeef.com/pdb & get $10 off 20 Lbs Ground Beef Special Learn more about your ad choices. Visit megaphone.fm/adchoices

Smartinvesting2000
July 25th, 2025 | Cautious Bank Outlook, Crypto Law Update, Dividends or Buybacks, New Tax Rules, Union Pacific Corporation (UNP), Toast, Inc. (TOST), American Eagle Outfitters, Inc. (AEO) & (ABT)

Smartinvesting2000

Play Episode Listen Later Jul 26, 2025 55:37


Big bank earnings give a cautious green light on the economy Every quarter we get excited about listening to and reading about how things went for the big banks in the most recent quarter as they release their earnings. I'm primarily talking about JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo. We have held a couple large banks in our portfolio for years and they have provided very useful information along with great returns as well. Overall, the big banks were happy with the low rates of consumer delinquencies and writing off debt that was unrecoverable stayed around the same rate as last year. One banker made a comment that with a 4.1% unemployment rate it's not likely to see a lot of weakness in their portfolio. This is something we have said for quite a while now, but we believe as long as the employment picture stays strong, the economy should do well. Deal making for the banks looked pretty good across the board and all of them had profit increases compared to one year ago. The overall tone from the bankers was largely upbeat, but a couple banks did call out some concern around commercial real estate and office buildings. There are certain cities with economies that are doing well, but there are other areas that are more problematic and the banks generally have commercial real estate in many markets across the country. To summarize, it appears the bankers feel pretty good, but they still remain somewhat cautious as bankers always should.   Understanding new legislation on cryptocurrencies Last week new legislation on cryptocurrencies was announced as the Genius Act, which stands for Guiding and Establishing National Innovation for US stable coins, made its way through Congress and to the President's desk. The legislation is supposed to provide licensing and oversight for stable coins as issuers must obtain licenses through either a national trust bank charter with the OCC, which stands for the Office of the Comptroller of the Currency, or a state level money transmission license. The Genius Act is supposed to provide consumer protection in the case of the issuer of a stable coin becoming insolvent. The solution in the Genius Act is to prioritize stable coin holder claims so the holders of those coins should be able to get their money back. This is nowhere near the safety one has in a bank where your deposits are insured by the FDIC should that bank fold. I feel this law will give people a false sense of security and I don't believe it will prevent a major collapse of stable coins. There's also a conflict of interest from President Trump‘s promotion of digital currencies since he himself has a coin and his sons Donald Trump Junior and Eric Trump run a bitcoin mining firm called American Bitcoin and are heavily involved in the crypto space. I believe the whole thing is just adding to the bubble of cryptocurrencies. Keep in mind that a bubble can last 10 to 12 years, if not longer, but the bigger it gets the bigger the financial disaster it causes.   What is better for investors stock dividends or stock buybacks? Unfortunately, there's no hard and fast rule based on performance figures in terms of what is better for stock investors, but I would have to lean towards stock dividends. If you look at the right companies paying dividends over a 10-year period you can find that perhaps the company you invested in is now giving you a yield of maybe 7-8% based on your initial investment. Those dividends can be a really great tool for long-term investing and while companies could always stop the dividend, most companies that have paid a dividend for the long-term do not like to stop or even reduce paying that dividend. This can help stabilize returns during downturns and may help investors be less emotional. A problem with stock buybacks is they can be announced and the stock may see a little bounce, but then it's possible that management does not fulfill the commitment to buy back all the shares they had planned to. Also, if the company or the markets were to hit a rough patch many times the first thing to go is stock buybacks. It is also possible that the company could do a stock buyback, but within a year or two the stock might drop below the price where the repurchases occurred, which would make those investments a questionable use of capital. Benefits to stock buybacks include the fact that there's no taxes for shareholders when they occur and they do increase your ownership of that business. While dividends are generally taxed, they are tax favored and depending on one's tax bracket you may pay very little or no tax at all. And don't forget about the compounding effect of reinvesting those dividends back into another investment. Unfortunately, it has become harder to find good quality companies paying dividends for a reasonable price. Looking at the S&P 500 index, the yield is now only 1.2%, which is near the all-time low that was hit during the dot-com bubble. Over the long-term history of the S&P 500, it's yield is generally around the 10-year Treasury and I was surprised to learn that up until the 1960's, the S&P 500 actually generally yielded more than the 10-year Treasury. Even looking just 10 years ago they were both yielding around 2%, but currently the spread between the two is about 3%. This comes as the S&P 500 has seen its forward P/E based on the next 12 months of earnings expand from 17 to around 22 during that time frame. Could this be another warning sign that the S&P 500 index is overvalued?   Financial Planning: New Tax Rules for Tips and Overtime Starting in tax year 2025 and through 2028, the One Big Beautiful Bill Act exempts up to $25,000 in tip income and up to $12,500 in qualifying overtime pay per individual from federal income tax—doubling to $50,000 and $25,000 respectively for married couples filing jointly. The tip exemption applies only to workers in occupations where tips are customary and must be properly reported through W-2s. The overtime deduction applies only to the premium portion of overtime wages—i.e., the extra pay above an employee's standard hourly rate—and must be paid in accordance with Section 7 of the Fair Labor Standards Act (FLSA), meaning it only covers overtime worked in excess of 40 hours per week under federal rules. Overtime paid under state laws or union contracts does not qualify unless it also meets the FLSA criteria. The full exemption is available to taxpayers with modified adjusted gross incomes up to $150,000 (single) or $300,000 (married filing jointly) and begins to phase out above those levels. To claim the exemption, workers must file a new IRS Form 10324-T with their annual tax return. Keep in mind Social Security, Medicare, and state taxes still apply to the tip and overtime pay. The policy begins with wages and tips earned on or after January 1, 2025, with claims first filed on 2025 tax returns in 2026.   Companies Discussed: Union Pacific Corporation (UNP), Toast, Inc. (TOST), American Eagle Outfitters, Inc. (AEO) & Abbot Laboratories (ABT)

The Clark Howard Podcast
07.23.25 Assignment: Save On Home Internet / A Big Bank Restart

The Clark Howard Podcast

Play Episode Listen Later Jul 23, 2025 30:12


To save more, it's important to tackle the “monthlies” - those bills that come due month after month. Today, Clark discusses how the cable monopoly is weakening and now you have more affordable choices for home internet. Also, a big monster mega bank with a lengthy rap sheet, formerly referred to by Clark as “criminal enterprise posing as a bank”  - seems to have emerged from the dark side.   Save On Home Internet: Segment 1 Ask Clark: Segment 2 Wells Fargo's New Start: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠ Internet Price War: Why Now Is a Good Time To Threaten To Cancel ⁠How To Find the Best Deal on Cheap Internet Service in 4 Steps⁠ ⁠Internet Archives - Clark Howard⁠ ⁠Understanding Home Equity Agreements⁠ ⁠What Is an Annuity, and Why Does Clark Think They Stink?⁠ You Won't Believe What Clark Howard Says About Wells Fargo Now ⁠Should You Make Your Child an Authorized User on Your Credit Card?⁠ ⁠Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards⁠ ⁠18 of the Best High-Yield Online Savings Accounts in July 2025⁠ ⁠How To Open a Roth IRA ⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transformed Sales
Learn, Reflect, and Improve for Sales Success | Aaron Montgomery | Field Sales Unscripted | E158

Transformed Sales

Play Episode Listen Later Jul 23, 2025 39:29


In this conversation, Aaron Montgomery shares his journey from an introverted individual in inbound sales at Wells Fargo to a successful sales leader in various industries, including door-to-door sales and robotics. He emphasizes the importance of personal growth, the lessons learned from door-to-door sales, and the significance of building a diverse and motivated sales team. Aaron discusses the balance between freedom and scarcity as motivators for sales reps, the necessity of confidence in sales, and the importance of setting realistic expectations. He also highlights the value of curiosity and coachability in sales, the need for developing future leaders, and the vision for growth in the robotics industry.We hope you enjoyed this episode. Like, comment, and subscribe to never miss a new episode of Field Sales Unscripted! Connect with Wesleyne on LinkedIn https://www.linkedin.com/in/wesleyne/Discover how Transformed Sales helps field sales teams grow from the inside out by shifting mindsets and building lasting skills. Visit transformedsales.com to learn more.Serious about shifting your sales team's performance?Book your 30-minute call and get the clarity and strategy you've been missing. https://calendly.com/transformedsales/30-min-sales-strategy-callConnect with Wesleyne on LinkedIn https://www.linkedin.com/in/wesleyne/Discover how Transformed Sales helps field sales teams grow from the inside out by shifting mindsets and building lasting skills. Visit transformedsales.com to learn more.Serious about shifting your sales team's performance?Book your 30-minute call and get the clarity and strategy you've been missing. https://calendly.com/transformedsales/30-min-sales-strategy-call#fieldsales #salesleadership #mentorship #salescoaching #careerdevelopment #professionalgrowth #salesperformance #salesstrategy #leadershipmindset #timemanagement #accountability #remoteteams #salessuccess #teambuilding #personalgrowth #salestips #motivation #resilience #coachingculture #salesmanagementField Sales Unscripted, presented by Wesleyne Whittaker, is a podcast for ambitious sales professionals, frontline leaders, and field sales managers who want real, practical conversations about what it takes to succeed in today's sales environment. Each episode explores personal career journeys, tactical selling strategies, and the mindsets that drive high performance. From mentorship and leadership to time management and team development, the show delivers actionable insights to help you grow personally and professionally - no fluff, just straight talk. Whether you're leading a team, building client relationships, or navigating change, this is your go-to resource for field sales success.

Bloomberg Talks
Wells Fargo's Mike Mayo Talks Banking

Bloomberg Talks

Play Episode Listen Later Jul 23, 2025 9:13 Transcription Available


Mike Mayo, Head: US Large Cap Bank Research at Wells Fargo speaks on strength of banks in the US and which banks are leading the pack in utilizing technology. He speaks with Bloomberg's Tom Keene and Paul Sweeney.See omnystudio.com/listener for privacy information.

KPFA - The Pacifica Evening News, Weekdays
World Court rules countries failing to act on climate may be violating human rights law; UN Security council debates Gaza war, humanitarian crisis – July 23, 2025

KPFA - The Pacifica Evening News, Weekdays

Play Episode Listen Later Jul 23, 2025 59:58


Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Peace Palace, home of International Court of Justice World Court rules countries that don't act on climate crisis may be liable for violating human rights law; UN Security Council debates Gaza crisis amid questions over role of UN, humanitarian law; Civil disobedience at Wells Fargo offices in SF, NYC protest bank dropping DEI, climate goals; California AG asks judge to put LA juvenile detention facilities into receivership over poor conditions, abuse of power; Florida AG investigating restaurant that held LGBTQ pride event; UN says food deprivation, shattered health system leading to catastrophic birth outcomes for pregnant women and newborns The post World Court rules countries failing to act on climate may be violating human rights law; UN Security council debates Gaza war, humanitarian crisis – July 23, 2025 appeared first on KPFA.

Corporate Crime Reporter Morning Minute
Monday July 21, 2025 China Exit Ban on Wells Fargo Executive

Corporate Crime Reporter Morning Minute

Play Episode Listen Later Jul 23, 2025 1:00


Monday July 21, 2025 China Exit Ban on Wells Fargo Executive

Alt Goes Mainstream
SageSpring Private Wealth's Winston Justice - from protecting star quarterbacks to protecting families' wealth

Alt Goes Mainstream

Play Episode Listen Later Jul 23, 2025 38:12


Welcome back to the Alt Goes Mainstream podcast.Today's podcast is with an elite performer on and off the field who has gone from protecting quarterbacks to protecting families' wealth.We sit down with former NFL and USC star Winston Justice, whose entrepreneurial spirit that was stoked while he was still playing in the NFL has led to a successful and impactful career in wealth management. He was recently named CEO at SageSpring Private Wealth, a $7B independent wealth management firm, as they look to grow organically and inorganically and expand their offerings in private markets for their clients.A former NFL offensive lineman, Winston played for the Philadelphia Eagles, Indianapolis Colts, and Denver Broncos from 2006 to 2015. He also co-founded an early stage investment vehicle, MJC Capital, and Elixr, a gourmet café and coffee roastery, while he was playing. He also won 2010 Walter Payton Philadelphia Man of the Year Award for his community service.He transitioned into financial services and wealth management post-career, starting at Wells Fargo Securities, where he specialized in institutional and family office advisory. He then was a portfolio manager at PIA's Alternative Investment Group, and then an investment Manager at AllianceBernstein.Winston and I had a fascinating conversation. We discussed:The parallels between sports and finance.How Winston navigated the transition from professional athlete to a finance professional.What stoked his entrepreneurial spirit.Why wealth management is so critical to people's lives. Why culture fit is so important when integrating advisors into wealth management platforms through acquisition.How private markets can add to an advisor's practice.Thanks Winston for coming on the show to share your story, wisdom, and expertise.A word from AGM podcast sponsor, Juniper SquareWhen was the last time things were easy for GPs?Fundraising remains challenging, providing liquidity to investors is even harder—and broadly speaking, most GPs are underwater operationally.It's not about to get easier, either. Especially for managers vying for capital from the wealth channel. Sure, there's increased demand from HNW and UNHW investors to gain private markets exposure…but managing their expectations for the investing experience is a whole different ballgame.Reams of paper and a new KYC process every single time they subscribe to a fund? Brutal.But what if committing capital to private equity, venture, and real estate funds was digital and seamless for investors — and scalable to manage for GPs?Meet Juniper Square, the fund operations partner to over 2,000 private markets GPs worldwide.Juniper Square gives GPs the connected software, data, and fund administration services needed for modern private markets. No matter how ambitious your next raise is, how many investors you manage, and how complex your investment vehicles are, Juniper Square empowers GPs to raise capital faster, reduce operational risk, and deliver a world-class investor experience.And with JunieAI, Juniper Square's enterprise-grade AI built for private markets, GPs can truly and finally unlock the power of AI to work smarter, move faster, and focus on relationships and returns.Scale your business, not your operational burdens and costs. Visit junipersquare.com/agm today to learn more.Show Notes00:04 Our Sponsor, Juniper Square: Revolutionizing Fund Management00:30 Empowering GPS with Juniper Square00:38 Juniper Square's AI Innovation00:51 Scaling Your Business with Juniper Square01:37 Welcome to the Alt Goes Mainstream Podcast01:40 Introducing Winston Justice03:35 Winston's Background and Early Life03:49 College Years and Initial Business Ventures03:59 Realization and Transition to Finance04:10 Starting a VC Fund and Coffee Shops04:31 Transitioning from NFL to Finance05:04 Winston's Career at Wells Fargo and Beyond05:17 Immersing in Wealth Management07:01 The Sacredness of Financial Management07:50 Importance of Wealth Management08:04 Private Markets in Wealth Management08:19 Early Lessons in Wealth Management09:10 Transferring Values and Knowledge09:32 Managing Assets Beyond Numbers10:19 Combining Finance and Mission12:11 Mentoring Advisors at SageSpring12:43 Skill Sets for SageSpring Advisors12:51 Client Focus and Community Leadership14:01 Balancing Client Delivery and Business Growth14:56 Impact of Growing AUM16:10 Testing Advisors' Commitment16:55 Business Constructs in Wealth Management17:43 Division of Labor in Wealth Management18:52 SageSpring's Unique Approach19:53 Client Understanding of Fiduciary Role20:41 Trust in Financial Services21:17 Sophistication in Choosing Investment Partners21:57 Role of Relationship in Financial Services22:30 Evaluating Investment Opportunities23:44 Partnership with Dynasty Financial24:43 Customizing Investment Solutions26:44 Educating Wealth Managers on Private Markets27:00 Benefits of Alternatives in Portfolios30:48 Effective Storytelling in Investments32:13 Future of Wealth Management Industry33:08 Client and Advisor Service in Wealth Management34:55 Favorite Private Markets Investment37:18 Conclusion and Final Thoughts Editing and post-production work for this episode was provided by The Podcast Consultant.

The Wright Report
22 JULY 2025: Hunter Biden Has Thoughts (And You Should Care!) // Trump Gathers War Counsel for the AI Revolution // Understanding Stable Coins // Global News: Israel, Syria, China

The Wright Report

Play Episode Listen Later Jul 22, 2025 33:46


Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he breaks down today's biggest stories shaping America and the world. Hunter Biden Blames Debate Disaster on Ambien and Defends Open Borders In a profanity-laced interview, Hunter Biden blamed Ambien for his father's poor debate performance and said illegal immigrants are essential to America's economy. He claimed they are more law-abiding than white men and even threatened to invade El Salvador over Trump's deportation policies. Bryan critiques the comments as revealing and dangerous. Trump Hosts AI Summit to Boost U.S. Tech and Halt Woke Algorithms President Trump meets with tech leaders to address five priorities: expanding energy for AI data centers, increasing chip manufacturing, building more server infrastructure, securing mineral supplies, and confronting political bias in artificial intelligence. Trump pledges to deny federal contracts to AI firms with ideological slants. New Law Regulates Stablecoins, Aims to Reinvent Payments Trump signs the GENIUS Act, establishing the US's first legal framework for stablecoins. The law encourages privacy, blocks the Fed from launching its own digital currency, and opens the door for companies like Walmart and Amazon to use stablecoins to bypass costly credit card fees. Israel Expands Gaza Operations While Hamas Crumbles Israeli forces enter central Gaza in search of live hostages. Netanyahu apologizes to Pope Leo after a mortar hit a Catholic church. Meanwhile, Hamas is hijacking humanitarian aid and killing drivers who resist. Bryan warns of worsening conditions as Hamas fights for survival. Syria's Ceasefire Holds, Trump Oil Plan Faces Uncertainty After Bedouin extremists massacre over 1,000 Druze civilians, Syria's ceasefire appears to be stabilizing. But Israel defies Trump's orders by continuing airstrikes, complicating efforts to implement a U.S.-backed energy recovery plan involving major American firms. U.S. Warns Against Travel to China After Detentions Chinese authorities detain a Wells Fargo employee and a U.S. government official without warning, reviving fears about China's use of “exit bans.” Bryan urges Americans to avoid travel to China due to growing risks. China's Mega-Dam in Tibet Raises Global Alarm President Xi breaks ground on a $167 billion hydropower project that rivals the entire U.S. nuclear output. India fears Beijing could weaponize water flows, further straining already tense relations. Bryan flags the project as one to watch for future geopolitical fallout. "And you shall know the truth, and the truth shall make you free." – John 8:32

Work Stoppage
Ep 268 - Community Is Our Strength

Work Stoppage

Play Episode Listen Later Jul 22, 2025 99:07


Warehouse Workers Against ICE Petition: https://form.jotform.com/251684939561066 Petition Supporting Columbia Students: https://actionnetwork.org/letters/1d7c3280b87eb84ead62ae8750dbe02c6edfbfd4/?hash=ee7d69beeb2f8db225aa3325fd24f306 Big episode this week as the billionaire assault on workers rights isn't slowing down, nor are efforts to organize against it. We start with updates on workers at Lowe's, Costco, Amazon, Wells Fargo, Republic Services, Airgas,  GM, and Newark Airport.  Waste management workers aren't just fighting for a fair wage in the US, in Birmingham in the UK they've been on a series of strikes since March. We've got several stories this week of how educators are organizing against attacks on anti-genocide speech. The AAUP are fighting against the McCarthyite attacks in court, Rank and File members of the NEA are fighting to get the ADL's anti-Palestinian materials out of schools, and student workers at CUNY and University of Michigan are fighting to keep speech alive on their campuses. Finally, we check in on some of the impacts of ICE's reign of terror around the country, and the ways workers are coming up with new tactics of community resistance. Join the discord: discord.gg/tDvmNzX  Follow the pod at instagram.com/workstoppage, @WorkStoppagePod on Twitter,  John @facebookvillain, and Lina @solidaritybee

NTD Good Morning
Philippines' Marcos to Meet Trump for Trade Talks; High Temps Expected Across South and Midwest | NTD Good Morning

NTD Good Morning

Play Episode Listen Later Jul 22, 2025 95:01


Philippines' Marcos to Meet Trump for Trade Talks; High Temps Expected Across South and Midwest | NTD Good MorningPresident Donald Trump is scheduled to meet with Philippine President Ferdinand Marcos Jr. at the White House on Tuesday for talks centered on security and trade. Marcos met with Secretary of Defense Pete Hegseth at the Pentagon on Monday, and will be the first Southeast Asian leader to visit Trump since his return to office in January. The Philippines' delegation is hoping to negotiate a more favorable trade deal before the August 1 tariff deadline.A heat dome is settling over much of the United States, with temperatures and humidity expected to soar. The system is spreading from the South to the Midwest, and soon to the Northeast. Heat indexes could top 100 degrees in many cities on top of stifling humidity, with dew points in the upper 70s and low 80s expected in the Mississippi and Ohio Valleys. Relief may arrive for many by Saturday, when the heat dome is expected to weaken and more typical July temperatures should return.The Chinese Communist Party is blocking a U.S. government employee from leaving China. The State Department says the worker was visiting the country in a personal capacity. In a separate case, a Wells Fargo executive from Atlanta has also been barred from leaving China, with the ban tied to an alleged criminal probe. Both incidents come amid a series of detentions and exit bans targeting foreign nationals in China.

WSJ Minute Briefing
U.S. Leading Indicators Show Economic Growth to Slow

WSJ Minute Briefing

Play Episode Listen Later Jul 21, 2025 2:33


Plus: China confirms that it's blocking a Wells Fargo banker from leaving the country. And Subway names a former Burger King executive as its new CEO. Alex Ossola hosts.  Sign up for the WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Nevin & Fred
Season 5, Episode 7: Has the Forfeiture Tide Turned?

Nevin & Fred

Play Episode Listen Later Jul 21, 2025 36:36


In recent days, federal courts have dismissed two notablesuits regarding forfeiture reallocation, but most notably the Labor Department has now weighed in on behalf of plan fiduciaries in another case.  Could this be a turning point?  Nevin & Fred weigh in.The suits – against JP Morgan and Wells Fargo – weredismissed in different courts on different grounds.  Still, they came at a time, and in a way, that suggests at least some federal courts are now inclined to see practices long sanctioned by practice (and the IRS) as meritless.The real game changer, of course, might be the LaborDepartment's “friend of the court” filing on yet another suit – one that the fiduciary defendants have already had success in challenging the suit, and yet find themselves (still) in court litigating the issue(s).Speaking of the Labor Department, a federal judge in Texasrecently ruled on a suit filed challenging the application of the so-called fiduciary regulation, most specifically with regard to its implications on rollovers.So what does all that portend for ERISA plan fiduciaries?  And what might the anticipated executive order from the Trump Administration expanding/opening the door for private assets in defined contribution mean?All this and more in the latest episode of Nevin (Adams)& Fred (Reish)…Episode ResourcesForfeituresDOL Backs HP in Forfeiture Reallocation Suit AppealWells Fargo Fends Off Forfeiture Fiduciary Suit JP Morgan Gets Clear Win in 401(k) Forfeiture Reallocation SuitFiduciary SuitFederal Court Vacates Part of Rollover RulePrivate MarketsRetirement Plan Participants Want Access to Private Market InvestmentsPrivate Market Investments: Promises and Potential Pitfalls  https://issuu.com/usaretirement/docs/napa_net_the_magazine_summer_2025Empower'sMurphy Responds to Warren's Private Market Criticism

Ask Julie Ryan
#664 - Mystical Healing vs. Medicine: How He Cured MS Without Drugs! With Ofer Niv

Ask Julie Ryan

Play Episode Listen Later Jul 20, 2025 60:37


EVEN MORE about this episode!What if healing chronic illness required more than medicine—what if it took a spiritual awakening? In this eye-opening episode, former IT executive turned shamanic healer Ofer Niv shares how his diagnosis of multiple sclerosis led him down a path of ancient wisdom, energy healing, and Kabbalistic practice. After walking away from pharmaceuticals and into full remission, Ofer's story challenges everything we think we know about the mind-body-spirit connection.Raised in a secular Israeli kibbutz and once a military commander, Ofer opens up about mystical childhood experiences, near-death moments, and his surprising encounters with remote viewing inside the Israeli army. From logical skeptic to spiritual guide, his journey reveals how modern life and ancient practices can converge to awaken deep healing.We explore the power of shamanism, the hidden truths of the Tree of Life, and the four elements of manifestation that impact our emotional and physical reality. This episode is for anyone feeling stuck, curious about mystical healing, or ready to activate their true potential.Guest Biography:Ofer Niv is a transformational healer and mentor who integrates shamanic energy work, Kabbalistic mysticism, and ancient wisdom to help clients heal at the deepest levels—physically, emotionally, and spiritually. A former Israeli Army Commander and senior IT manager at Wells Fargo, Ofer's journey into energy healing began after a life-altering diagnosis of Multiple Sclerosis in 2011. Through intensive study with renowned masters and personal healing, he reversed his condition and discovered his calling. Today, through his practice Alchemical Flame, Ofer guides others through five mystical realms to clear blocks, awaken their divine essence, and ignite lasting transformation.Episode Chapters:(0:00:01) - Healing Journey(0:19:09) - Exploring Spiritual Gifts and Remote Viewing(0:29:48) - Exploring Shamanic and Kabbalistic Healing(0:37:38) - Navigating Kabbalah and Energy Healing(0:49:29) - Elements of Manifestation and Mystical Realms➡️Subscribe to Ask Julie Ryan YouTube➡️Subscribe to Ask Julie Ryan Español YouTube➡️Subscribe to Ask Julie Ryan Português YouTube➡️Subscribe to Ask Julie Ryan Deutsch YouTube➡️Subscribe to Ask Julie Ryan Français YouTube✏️Ask Julie a Question!

Frequent Miler on the Air
Our next all travel card | Frequent Miler on the Air Ep315 | 7-18-25

Frequent Miler on the Air

Play Episode Listen Later Jul 18, 2025 56:57


In this podcast episode, we'll talk about how Bilt is going cardless (but with more cards). We'll see how Etihad is making unfavorable decisions, vying for our Bonvoyed of the year "award", and we'll talk about which credit card is the best for all kinds of travel expenses (since the Chase Sapphire Reserve® Card might night make sense for non-flight, non-hotel travel expenses anymore.) Giant Mailbag(01:16) - "In a recent episode, Greg and Nick talked about checking flights you already have booked to see if the [award] price has gone down..."Find our free checked bags via credit card resource here.Card News(07:01) - Citi Strata Elite to be launched in the third quarter of 2025(08:14) - Bilt switching from Wells Fargo to Cardless next year; adding two premium cardsBonvoyed(11:06) - Alliant cashback card changes to flat 1.6% everywhere on 9/1(12:15) - Etihad makes award changes & cancellations even more confusing and punitiveRead more about Etihad adding award fare buckets and increasing change fees here.Awards, Points, and More(17:06) - Greg easily booked a Preferred Hotel with points transferred from CitiMain Event: Our next "all travel" card(21:11) - Chase Sapphire Reserve® Card 3x grandfathered until Oct 26. Airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages...(23:26) - So what should our broad travel card be now? Here's what we're looking for...(24:13) - What about Chase's other cards?(27:45) - Travel cards that didn't make the cut due to narrow definition of travel(29:35) - Travel cards that almost made the cut(31:49) - Broad "Travel" definition cards(42:36) - What's our pick?Question of the Week(48:32) - What's the best strategy to go about closing cards with the intention of opening new ones? This listener offers the Chase Ink Business Unlimited® Credit Card as an example. Read our complete guide to credit card application rules here.Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

Squawk on the Street
Big Banks' Earnings Kickoff , Nvidia Rallies, Inflation Rises 7/15/25

Squawk on the Street

Play Episode Listen Later Jul 15, 2025 42:56


On a record-setting day for the S&P 500 and Nasdaq, Carl Quintanilla and Jim Cramer delved into a number of big stories: JPMorgan Chase, Wells Fargo and Citi kick off earnings season with Q2 beats. Nvidia shares hit new all-time highs after the chipmaker said the U.S. is giving it the green light to resume sales of its H20 AI chips to China. CPI data show consumer inflation rose in June, but largely in line with economists' expectations. Also in focus: JPMorgan Chase CEO Jamie Dimon talks regulation and stablecoins on the company's earnings call, Meta CEO Mark Zuckerberg on the company's AI hiring spree, Amazon-backed Anthropic's AI rollout, Jim Cramer's message for Apple CEO Tim Cook, stocks caught up in a downgrade parade.  Squawk on the Street Disclaimer

Squawk on the Street
SOTS 2nd Hour: June CPI Breakdown, LIVE: Energy Sec. Talks AI, & Mario Gabelli's Stock Picks 7/15/25

Squawk on the Street

Play Episode Listen Later Jul 15, 2025 41:51


June consumer inflation coming in as expected: Carl Quintanilla and Sara Eisen broke down the key categories to watch, sectors most impacted by tariffs, and what it all means for stocks alongside the Fed. Famed investor Mario Gabelli joined the team with his take on it all – along with some specific stock picks… While Former Fed Governor Randy Kroszner argued today's print doesn't move the needle on rates. Plus: a deep-dive on the big banks, as JPMorgan, Citi, and Wells Fargo kick off earnings from the group this week (all beating estimates).  Also in focus: the President's headed to Pittsburgh today for Pennsylvania's first ever Energy and Innovation Summit… with billions of dollars in deals and commitments around AI and data centers expected to be (or already) announced. U.S. Energy Secretary Chris Wright joined the team live from the ground with his answers to America's growing power needs – along with recent OPEC developments, and more.

School of Podcasting
Are Big Companies Poisoning Podcasting?

School of Podcasting

Play Episode Listen Later Jul 14, 2025 48:52 Transcription Available


Are Spotify and YouTube poisoning podcasting?I keep hearing how "What used to work in the past - doesn't work anymore? Well I disagree. Making great content that resonates with your audience has been around since the early days of radio, and if it make them FEEL something, you've got something that is golden. Giant companies always put profit over people, and with the latest AI band called the Velvet Sundown which has six figure streams. Why are AI Bands better than real musicians?They don't get sickThey don't complain about not getting paidThey can provide more music, more frequentlySo if the world starts to accept AI artists, if you're Spotify, why wouldn't you introduce an AI podcaster to deliver an evergreen topic? Spotify could promote it to make it popular and then run advertising against it and not have to worry about splitting the revenue with a podcaster.Both YouTube and Spotify entice you in with free services, and then once you grow dependent on them, they can do whatever they want and you don't have a lot of control. If you say the wrong thing, you're kicked off the platform. Rosanne Barr (who is Jewish) for saying something deemed hate speech about Jewish people while she is herself Jewish. It was Sarcasm. Rosanne started her career as a comedian. Big Companies Often Put Profit Over Doing the Right ThingPurdue Pharma has been accused of mislabeling opioids that lead to lots of overdoses. Johnson and Johnson faced lawsuits about cancer and talcum power. Wells Fargo was fined millions for having employees open millions of account without the customer consent. I could go on and assemble a very long list. Just keep your eyes open, and watch as these companies that have come into podcasting with free offerings to interrupt the space, take control and bend it to suit their needs (not those of the host or the listener).Sponsor Magnet Book ReviewThe Ultimate Book on Sponsorships/Partnerships, "Sponsor Magnet: How to Attract, Price, & Execute Your Dream Brand Partnerships" by Jusin Moore. It is THE book for those looking to create partnerships with brand (not just a one time payment). he book shows you how to find out who to talk to, what to say, how to say it, and to overdeliver to they keep sponsoring the show. The audio book has bonus content that was very cool as you hear people talking about putting the strategies into practice. You can get it on Audible if you're more of a listener than reader.Takeaways: If you're hunting for sponsors, check out the book 'Sponsor Magnet' - it's a game changer. Podcasts don't need to follow trends; old-school content is still valuable and effective. Big corporations could ruin podcasting, so let's just not invite them to the party. YouTube is saying things that make no sense. A CD is not a cassette. Spotify seems to have issue always delivering all the facts about their activities.Hashtags no longer carry any clout on instagram per Brock JohnsonA podcast is audio, video or pdf delivered via RSSPodcasting existed before people put in advertisements, and it will exist if advertising goes away. Advertising is ONE way to monetize.Links referenced in this episode:schoolofpodcasting.com

Huberman Lab
How to Lose Fat & Gain Muscle With Nutrition | Alan Aragon

Huberman Lab

Play Episode Listen Later Jul 7, 2025 154:23


My guest is Alan Aragon, a renowned nutrition and fitness expert and researcher known for sharing the strongest evidence-based approaches to fat loss, muscle gain and overall health and fitness. We discuss how to optimize your protein intake, including how much to consume per meal and when, and the facts and myths about the “30-gram rule” and the “anabolic window” following exercise. We also discuss controversial topics such as seed oils, artificial sweeteners, animal vs. plant proteins, training fasted for fat loss and collagen supplementation. Alan Aragon clarifies the most important topics in nutrition and offers valuable time-saving yet extra-effective ways to exercise. He is a true expert in providing data-supported actionable exercise and nutrition protocols for anyone seeking to improve their body composition and health. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Carbon: https://joincarbon.com/huberman Wealthfront**: https://wealthfront.com/huberman David: https://davidprotein.com/huberman Function: https://functionhealth.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27,‬ 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable‭ APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Alan Aragon 00:02:17 Dietary Protein & Protein Synthesis Limits?, Tool: Post-Resistance Training & Protein Intake (30-50g) 00:09:16 Training Fasted, Post-Exercise Anabolic Window, Tool: Total Daily Protein 00:15:53 Daily Protein Intake, Timing & Exercise, Muscle Strength/Size 00:23:00 Sponsors: Carbon & Wealthfront 00:26:46 Does Fasted Training Increase Body Fat Loss?, Cardio, Individual Flexibility 00:36:53 Dietary Protein & Body Composition 00:38:58 Animal vs Plant Proteins (Whey, Soy, Pea, Quorn), Muscle Size & Strength 00:51:24 Sponsors: AG1 & David 00:54:14 Body Re-Composition, Gain Muscle While Losing Fat?, Tool: Protein Intake & Exercise 01:02:55 Fiber; Starchy Carbohydrates & Fat Loss, Ketogenic Diet 01:10:36 Inflammation, Fat & Macronutrients, Hyper-Palatability; Fish Oil Supplementation 01:16:52 Added Dietary Sugars, Sugar Cravings, Tool: Protein Intake 01:24:03 Artificial Sweeteners (Aspartame, Sucralose, Saccharine, Stevia), Diet Soda, Weight Loss 01:30:16 Sponsor: Function 01:32:04 Caffeine, Exercise & Fat Loss 01:34:53 Alcohol, Red Wine, Sleep, Lifestyle; Quitting Drinking & Stress Resilience 01:44:43 Seed Oils vs Animal Fats, Canola Oil, Olive Oil, Oil Production, Tool: Improve Diet Quality 01:55:50 Butter & Cardiovascular Risk, Saturated Fat, Mediterranean Keto Diet, Testosterone 02:00:43 Menstrual Cycle, Tool: Diet Breaks; Menopause Transition & Body Composition 02:07:04 Collagen Supplementation, Skin Appearance 02:12:44 Supplements: Multivitamins, Vitamin D3, Fish Oil, Creatine, Vitamin C 02:20:03 Resistance & Cardio Training, Tool: Cluster Sets & Super Sets 02:31:35 Zero-Cost Support, YouTube, Spotify & Apple Follow & Reviews, Sponsors, YouTube Feedback, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

Huberman Lab
Essentials: Understanding & Treating Addiction | Dr. Anna Lembke

Huberman Lab

Play Episode Listen Later Jun 26, 2025 36:32


In this Huberman Lab Essentials episode, my guest is Dr. Anna Lembke, MD, Chief of the Stanford Addiction Medicine Dual Diagnosis Clinic at Stanford University School of Medicine. We discuss how dopamine drives reward, motivation and addictive behaviors. Dr. Lembke explains the concept of the pleasure-pain balance of dopamine and how this cycle plays a key role in the development and persistence of addiction. We also discuss some of the challenges of addiction recovery, including withdrawal, relapses and the potential benefits of psychedelic-assisted therapy. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Wealthfront**: https://wealthfront.com/huberman BetterHelp: https://betterhelp.com/huberman **This experience may not be representative of the experience of other clients of Wealthfront, and there is no guarantee that all clients will have similar experiences. Cash Account is offered by Wealthfront Brokerage LLC, Member FINRA/SIPC. The Annual Percentage Yield (“APY”) on cash deposits as of December 27,‬ 2024, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to partner banks where they earn the variable‭ APY. Promo terms and FDIC coverage conditions apply. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Timestamps 00:00:00 Anna Lembke 00:00:15 Dopamine, Reward & Movement 00:01:54 Baseline Dopamine; Genetics, Temperament & Addiction 00:05:24 Addiction, Modern Life & Boredom 00:07:18 Sponsor: AG1 00:08:55 Pleasure-Pain Balance, Dopamine, Addiction 00:14:17 Resetting Dopamine, Substance or Behavior Recovery, Tool: 30-Day Abstinence 00:16:04 Relapse, Addiction, Reflexive Behavior, Empathy 00:20:17 Triggers, Relapse, Dopamine 00:23:15 Sponsor: Wealthfront & BetterHelp 00:26:04 Shame, Truth Telling & Recovery 00:28:26 Addiction, Psychedelic-Assisted Therapy, Psilocybin, MDMA 00:33:29 Social Media & Addiction, Tool: Intentionality Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices