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The Holderness Family Podcast
Penn Sings The News

The Holderness Family Podcast

Play Episode Listen Later Oct 3, 2023 45:52


Recently, we put out a song parody in response to Taylor Swift showing up to watch Travis Kelce at the Kansas City Chiefs game. (The rush of a deadline is exciting for Penn's ADHD brain as well as both of our former news journalist backgrounds.) After we hit publish on the video, we kept getting the same comment: "I wish you would sing every news story!"On this week's podcast, we explore the idea of how it would sound if Penn sang the news and he gives us a behind-the-scenes look at his writing process. Listen to the three news stories we sing about and tell us what you think. Should we start making this a regular series? Let us know by calling 323-364-3929 or emailing us at podcast@theholdernessfamily.com. And if you like this podcast, please consider leaving us a review!Play Our GameShop Our MerchGrab Our BookJoin Our NewsletterKim and Penn are online content creators known for their award-winning videos, including original music, song parodies, and comedy sketches. Their videos have resulted in over 2 billion views and 8 million followers across their social media platforms since they (accidentally) went viral in 2013. They have a best-selling book on marriage communication, a top-rated podcast, a fun-filled family card game, and most recently, they were the winners on Season 33 of The Amazing Race.The Holderness Family Podcast is edited and engineered by Max Trujillo of Trujillo Media and produced by Ann Marie Taepke, Sam Pressman, and Ashley Cimino.Follow us on YouTubeFollow us on InstagramFollow us on TikTok Follow us on Facebook Hosted on Acast. See acast.com/privacy for more information.

Get Rich Education
469: How To Work the Tax System Like a Billionaire

Get Rich Education

Play Episode Listen Later Oct 2, 2023 41:14


Learn how to permanently reduce your tax burden. The greatest tax breaks for real estate investors are revealed. But first, home prices are permanently elevated because they're larger and with more amenities than they had in the 1970s.  Today's homes have vaulted ceilings, multiple fireplaces, granite countertops and more square footage. I describe. John Hyre, the Tax Reduction Lawyer, joins us for the first time. The top federal income tax rate is 37%. Learn where it's headed next. On your short-term rentals (like Airbnbs), sometimes you can reduce your taxes by legally stating that it's a “hotel”. Your rent income is taxed at less than your day job (W-2) income. Rent income is not burdened with social security and self-employment tax. Learn exactly how tax depreciation lowers taxable income for real estate investors. You'll legally never pay any capital gains tax with a 1031 Exchange. We review how. Will the 1031 Exchange go away? John tells us how to get $100K tax-free out of your property—without doing an exchange. Timestamps: The direction of the marginal income tax rate [00:08:19] Discussion about the current marginal income tax rate and the potential for changes in the future. Tax changes under the Trump administration [00:09:22] Explanation of the Trump tax changes and the potential impact of those changes on real estate investors. Taxation of rental income [00:10:08] Explanation of how rental income is taxed differently from regular job income, specifically regarding self-employment and social security taxes. Opportunity and traps of Airbnb rentals [00:10:25] Discussion on the potential to convert Airbnb income into losses and the tax implications of Airbnb rentals. Making an Airbnb an active trade or business [00:11:41] Exploring the distinction between treating an Airbnb as rental income or hotel income for self-employment purposes. Accelerating depreciation with cost segregation study [00:14:17] Explanation of cost segregation study and how it can help real estate investors lower their taxable income by depreciating certain assets more aggressively. Tax Depreciation and its Benefits [00:21:34] Explanation of how tax depreciation works in real estate investing and its value in reducing taxable income. The Basics of 1031 Exchange [00:26:13] Overview of the 1031 exchange, a tax-deferred exchange that allows real estate investors to swap properties without paying capital gains tax. The Long-Term Benefits of 1031 Exchange [00:28:37] Discussion on the strategy of using 1031 exchanges until death to maximize tax deferral and potentially convert it into tax-free gains for heirs. The 1031 Exchange Trick [00:30:36] Speaker 3 explains a trick to maximize the benefits of a 1031 exchange by utilizing passive activity losses. The Pass-Through Deduction [00:33:21] Speaker 3 discusses the concept of the pass-through deduction and its application to rentals, providing insights on how to maximize the deduction. Future Tax Policies [00:36:15] The potential tax policies of Democratic and Republican presidential candidates are discussed, with an emphasis on their stance towards real estate and taxes. The 1031 tax deferred exchange [00:40:03] Explanation of the 1031 tax deferred exchange and its potential benefits for real estate investors. Disclaimer and advice [00:40:36] Disclaimer about the show not providing specific personal or professional advice, and the need to consult appropriate professionals for individualized advice. Sponsorship message [00:41:04] Acknowledgment of the show's sponsor, getricheducation.com, as a platform for wealth building. Resources mentioned: Show Notes: www.GetRichEducation.com/469 Learn more about John Hyre: www.TaxReductionLawyer.com If you'd like help with one of  GRE's Investment Coaches (free), start here: GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker 1 (00:00:01) - Welcome to. I'm your host, Keith Weinhold. Real estate investors get tax breaks like you'll find absolutely nowhere else in the entire tax code that can help you legally work the tax system like you're a billionaire and actually work your way toward becoming a billionaire. Today on Get Rich Education.   Speaker 2 (00:00:22) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Speaker 1 (00:00:38) - Welcome from Belgrade, Serbia, to Bellingham, Washington, and across 188 nations worldwide with 5.2 million listener downloads. I'm your host Keith Weinhold and this is Get Rich education. Yeah, you're back at that abundant place and you gotta be because the scarcity mentality is abundant in the abundance mentality is scarce so be frugal with your time, not your money. You can afford to be because you live by the mantra that financially free beats debt free. Throughout our nine years of weekly shows here, Waiting in the Wings is just the third ever expert tax guest we've had on the show. The other two are Tom Wheelwright and Kristen Tate.   Speaker 1 (00:01:18) - You meet the third one in a few minutes. Here I am sitting the first half of this month in Denver, Omaha and then Chicago checking out real estate markets and more. Before we talk taxes. All prices have risen this year, just like they do most years, and they expect to stay elevated. I've talked before about all those reasons why demographic and supply demand and all of that, but why else are houses permanently more expensive today than they were decades ago, even when adjusted for inflation in some cases? Well, it's not all the dollars given to people during Covid or anything like that. It's just the fact that houses are bigger and more complicated than they were in the 1970s and 1980s. I mean, they used to build houses that were just 1000 or 1500 square feet. I mean, often it would be like a three bed, one bath house with a one car garage that used to be sort of the suburban staple. Well, today it'll often be four bed, three bath, three car garage with things that didn't exist in yesteryear.   Speaker 1 (00:02:26) - I mean, today you have things like multiple fireplaces and vaulted ceilings and more overall size and more amenities that would have just been considered a luxury home like 50 years ago. So the home quality is better and you also have more strict building codes that leads to things like more insulation or egress windows or different roofs or wiring or Hvac and plumbing in that courts are going to countertops, even in rentals. That was an unthinkable luxury 50 plus years ago. And also today, it's just more expensive to develop land. It takes years to get approvals for drainage and utilities and roads and environmental requirements. And after all that, all those factors that make us real estate more expensive. The US still has some of the most affordable property prices in the entire world. Now those changes that I talked about aren't bad. It just makes real estate more expensive. And a lot of times those changes are actually good. It means we have a higher and better standard of living now and now seemingly everyone from Warren Buffett, with his big investment in home builders to shark tanks, Barbara Corcoran's bullishness, I mean, all these people have made either bullish bets or bullish remarks on real estate, all these prominent figures.   Speaker 1 (00:03:52) - And we are to, in future episodes of the show here, someone who admits that he's a gloomier guest. He and I are going to produce a fascinating episode on the collapse of American cities, what's happening in some of our inner cities, How bad is it and how bad will it get? Yeah, we're talking about the collapse of American cities in that episode. And also in a few weeks, I will be in the Keystone state of Pennsylvania for a different, fascinating episode. That's what I'm going to sit down with. The Honorable Secretary of Banking and Securities for the great state of Pennsylvania. He's in that role from 2020 to 2023. That's a cabinet level agency there in the state capital of Harrisburg. And my guest for that show there, yes, he was appointed to that position by Pennsylvania's governor. And he also sits on the board of trustees for an Ivy League university. That is Penn there in Philadelphia. And I'll be sure that the secretary of banking and securities for Pennsylvania that he understands some core principles here and get his opinion on those.   Speaker 1 (00:04:58) - So, again, that's the secretary of banking and securities for the great state of Pennsylvania appointed by the governor. Coming up here on Gray. Now, when we look down the road into the more distant future here on the show in, well, I guess, 31 weeks on Monday, May 6th, 2024, do you have any idea what that day is? That day is episode 500 of the Get Rich Education podcast, and I'm going to take you on an abundance mindset journey then that I hope you'll never forget for episode 500. That's on May 6th of next year. So many other great episodes are in the works here for the show. The housing market has momentum. I have a lot of great material that I want to share directly with you, and we really have some of the top guests in the industry. And I guess they're attracted here because they know that they'll reach a large, passionate, actionable audience and that's what you are. So if you're new here to the podcast, I invite you come along with me.   Speaker 1 (00:06:01) - I think you'll find it valuable. If you immerse yourself, you'll find it life changing and everything that we do and offer here is free. This show reliably recurs in your life every single week without any exceptions, just like it has since 2014. And we have never replayed an old show. I am here for you. I'm inviting you. Be sure to subscribe or follow in your favorite pod catcher. And the reason that I tell you about the Get Rich Education mobile app is that if you have someone in your life whose life would like to be changed by real estate investing or could be changed by real estate investing but doesn't know about podcasts that way. For iOS and Android, you can just have them grab the Get Rich Education mobile app. We are in Q4 and it is time to think about your taxes before the year ends. Today's expert tax guest is brilliant and understands nuances about the tax code that I sure don't. This centers on the US tax code. But you know what? If you're outside the United States, many nations provide similar incentives to the United States.   Speaker 1 (00:07:08) - Now, I don't know about you, but in my opinion, tax talk, you know, if one isn't careful, it can quickly feel like an abstraction which can make it hard to understand. We are get rich education. I'm here to help you understand things. So what I'd like to do to help aid in your comprehension is jump in and use concrete examples during our interview here. And then after the interview, I'm also going to review what you learned. Hey, today's guest is making his debut. He's a tax reduction professional. He caters real estate investors and small businesses. In fact, he is pretty well known as the tax reduction lawyer. Hey, welcome on to John Hiatt. Thanks for having me.   Speaker 3 (00:07:57) - Glad to be here from Argentina.   Speaker 1 (00:08:00) - Yeah, you're joining me from a most interesting place today, a place with high inflation and tasty steaks and a lot of other things going on in Argentina today. But back here in the United States, where so much of our listenership is, I want to get into the real estate part and how real estate investors can lower their tax burden shortly.   Speaker 1 (00:08:19) - But first of all, just in general, John, every one of us that has an income pays an income tax. Now, Obama had the highest marginal income tax rate of 39.6% under the Trump administration. That was soon lowered from 39.6 down to 37 when the Biden administration came into power. A lot of people felt like that 37% rate was going to be raised back up to 39.6, but it was not, and it's still at 37%. So with that context, can you talk to us more about the direction of the marginal income tax rate?   Speaker 3 (00:08:55) - Gridlock, glorious, wonderful gridlock, when those people in DC are unable to, quote unquote do anything mean? I'm happy in one sense. I get a lot of opportunities to make content when the law changes. But in terms of the good of the country, when very little is changing in DC, yeah, usually I'm a happy camper and right now with the gridlock and they're not agreeing on things, I would say the most that's likely to happen, I don't think marginal tax rates will change.   Speaker 3 (00:09:22) - There is some negotiation on some of the Trump tax changes, which were almost all very positive, are fading out. For example, bonus depreciation is dropping by 20% per year. Right? So the Republicans are trying to keep it at 100%. The Democrats want more spending. That's the polite term. Let's leave it at spending. And so there is some discussion going. We'll see if they can agree or not. But I don't see any massive changes coming given the gridlock.   Speaker 1 (00:09:51) - Now as real estate investors and we think about the income tax, one often wonders, even when someone's been a real estate investor for a little while, John, I don't quite think they understand how the rent income is taxed differently than their daily job income. Can you tell us about that?   Speaker 3 (00:10:08) - Yeah, really important in two contexts. I'm going to give you the straight rentals on straight rentals. The rental income had schedule E instead of schedule C or some other schedule. So like W-2 income, the extent it's tax, there's no self-employment or Social Security.   Speaker 3 (00:10:25) - So that is a positive. Also, with things like depreciation, you have a lot greater opportunity to zero out the income or even convert it into losses. Now, if you manage to convert it into losses, we have a separate struggle which is making those losses useful. In other words, they're not being passive losses which we can have a discussion on. Another up and coming area is short term rentals. I'll just call it Airbnbs generically, even though there are a lot of other systems, it's really important to understand there's opportunity here, but there also traps. Airbnbs can be taxed as rental income or hotel income. And which one do you want? Well, the lawyer answer, of course, is always it depends. Usually we want it taxed as rental income for self-employment purposes. In other words, your Airbnb normally belongs on schedule E, not schedule C, which is good because you avoid self-employment tax. Most CPAs don't understand that. Second, from a passive loss standpoint, in other words, converting these passive bad losses into good losses that might offset your W-2.   Speaker 3 (00:11:36) - You want the Airbnb treated from that standpoint as a hotel.   Speaker 1 (00:11:41) - And when John's using the word hotel, he's using his fingers to make little, quote, signs around the word hotel.   Speaker 3 (00:11:48) - Yes, because hotels are considered not rentals. It's an active trade or business. And the definition is different. So we have the code might take the same word and define it 15 different ways depending on which part of the code you're playing with here. That helps us real brief one your audience, A lot of them have a day job. A lot of them would have a hard time becoming real estate professionals, which would allow them to take passive losses on rentals. Right. Well, for those who happen to be in Airbnbs or even just temporarily want to get into Airbnbs to get a loss, here's a classic strategy for people who have a W-2 job or otherwise have too much work time outside of real estate. They cannot ever be a real estate professional. It's just not going to happen. And again, the impact of that means passive rental losses stay passive.   Speaker 3 (00:12:40) - They. On the return. They don't help you in the present. A way to wake up those losses and make them active is the first year you have a rental for passive loss purposes. Make it an Airbnb and be personally involved with it. So let's talk about that. How do you make it an Airbnb for passive loss purposes? There are a number of ways because I can talk for hours and you don't want that. The most common way to make something into an Airbnb for passive loss purposes is on average rented for seven days or less. If you rent it for seven days or less, it still goes on schedule. E No social security tax. But instead of rental passive loss rules, you deal with the normal ones. What does that mean If you spend 100 hours or more and by the way, you means you and your spouse, if you're filing married, filing jointly, your hours both count so you can split the burden. If your hands on renting the Airbnb, let's say you buy it late in the year so you don't have to run it all year and you spend 100 or more hours on it between the two of you and no other human spends more time than you, then it is considered active.   Speaker 3 (00:13:51) - People will want to rewind and listen to that because it's a great strategy for in the first year you own something going to be a rental, maybe buy it towards the end of the year, run it as an Airbnb for the end of the year. Not a big time commitment. 100 plus hours. Take the cost segregation study, write that all off and use it. It's actually will lower your W-2 income. It's useful. And then in year two, if you want to go back to it being a normal rent.   Speaker 1 (00:14:17) - So we're talking about accelerating your depreciation and therefore decreasing the amount of your taxable income with this strategy.   Speaker 3 (00:14:27) - Yep. So the cost segregation study where the basics of cost segregation, when you hear the term, first of all, you only use it if you can use the loss. But if the loss is going to be passive, don't add cost, it's going to cost you money and get you not. But if you can use the law, what is cost? Segregation? We depreciate more aggressively.   Speaker 3 (00:14:46) - A very brief description. Everything outdoors that God did not put there. Fences, sidewalks, decks, landscaping. It was put there by builders like the oak tree that the squirrel put there. We give God credit for that one. But if the builder actually planted a row of trees, they get the credit. All these things that God did not put outdoors can be depreciated very rapidly and get you a much larger write off. And then all personal property which we define as anything a tenant can steal without using power tools. So furniture, some of the carpeting, maybe some of the cupboards, window treatments, etcetera. That's a cost seg study that will draw your income. Usually it produces a loss. And then we have to ask, can you use the loss?   Speaker 1 (00:15:33) - We hit on a very specific and valuable strategy there for reducing you, the real estate investors, taxable income. But just pulling back to something more basic, you said something important in the beginning there when asked about how rental income is taxed differently than the bank.   Speaker 1 (00:15:50) - You did let us know that rental income is not subject to self-employment tax and Social Security tax. And I know it's difficult to do 1 to 1 because certainly it depends. But oh, if one is in the 24% tax bracket, so therefore they're $1 from their job, that really only resulted in them getting $0.76 if they get $1 from rental income, just roughly or perhaps give us a range as to how much after tax income they get from that dollar of rent income.   Speaker 3 (00:16:19) - Classic Lawyer Answer It depends. Here's a rough rule of thumb. So self-employment and Social Security tax are pretty much the same thing.   Speaker 1 (00:16:26) - And how much percentage are they alone?   Speaker 3 (00:16:28) - So here's how the bracket work. That's the reverse of the normal bracket. It gets lower. The more you make. Roughly speaking, I'm just rounding here. If you have 150 gram of Social Security or self-employment taxable income, for example, your W-2, this is per person, not per couple. If you have 150 up to 150, your Social Security tax bracket is roughly 15%.   Speaker 3 (00:16:52) - Then it drops after that 150 grand to right around 3 to 5%, depending on factors you don't want to know. So it depends on your total income. For example, if you have a $200,000 W-2 and you run out and have a side business that generates self-employment tax, your self-employment tax is probably only 3 to 5%. So it depends on how much you're making that is self-employment taxable.   Speaker 1 (00:17:18) - Right. So we're talking about how you will have a chance to keep more of your $1 of rent income than you would from your $1 of day job income. And that's interesting with the Social Security tax, I actually didn't realize that, therefore, Social Security tax is a regressive tax policy. With increasing income, you pay a lower tax rate where generally overall in the United States, we would have with the income tax what's called a progressive tax policy, where you pay a higher tax rate with increasing income.   Speaker 3 (00:17:47) - Correct. And here's the theory to make it pass politically. Back when they did this in the 30s, they had to sell it as it's insurance and we're going to cap out your insurance, but we're also going to cap out your benefits.   Speaker 3 (00:17:59) - And so if you look in that regard, it's not really regressive because your benefits are also capped out. Now, what's one of the proposals? Let's make it flat so that people who make more subsidizing, those who make less, making it functionally progressive because you don't get any more benefits past a certain level.   Speaker 1 (00:18:17) - You're listening to get raises occasionally. We're talking with the tax reduction lawyer, John. Here we come back, we're going to talk about some more of those real estate tax advantages and get into the nuances of some things that people don't understand that well, like tax depreciation and the 1031 exchange. More with John. I'm your host, Keith Reinhold. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They have provided our tribe with more loans than anyone there truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four Plex's. So start your pre-qualification and you can chat with President Charlie Ridge personally, though, even deliver your custom plan for growing your real estate portfolio.   Speaker 1 (00:19:04) - Start at Ridge Lending Group. You know, I'll just tell you for the most passive part of my real estate investing personally, I put my own dollars with Freedom family Investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%. Their minimums are as low as 25. K. You don't even need to be accredited. For some of them, it's all backed by real estate and I kind of love how the tax benefit of doing this can offset capital gains in your W-2, jobs, income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660. And this isn't a solicitation If you want to invest where I do, just go ahead and text family to 66866.   Speaker 4 (00:20:15) - This is author Kristen Tait. Listen to Get Rich Education with Keith Reinhold and don't Quit Your Day dream.   Speaker 1 (00:20:32) - Welcome back to Get Rich. Okay. So we're talking with John here. The tax reduction lawyer is how he's known. You can learn more about him at tax reduction, lawyer John's real estate investors. We get some of the very best tax breaks anywhere. In fact, they're so generous that I consider it to be a profit source. And I don't know that you can really say that about taxes in all contexts. I talk about how real estate actually pays you five way simultaneously appreciation cash flow, loan pay down made by the tenant. Fourthly, is that generous basket of tax benefits that we'll discuss. And then fifthly, is the inflation profiting benefit that you get on the long term fixed interest rate debt? But coming back to the fourth one, the tax advantages, really the two big ones that I predominantly think of, the quickly come to mind for a lot of us are tax depreciation, which is a deduction that reduces the investor's taxable income and the 1031 exchange, meaning that we can defer all of our capital gains tax all of our lives, which is incredible.   Speaker 1 (00:21:34) - But do you want to touch on the tax depreciation portion first, John, and tell us why that's so integral and valuable to real estate investors? Sure. When you buy stock.   Speaker 3 (00:21:43) - For example, on the market, it does not produce any paper deductions. Basically, you get the stock, whatever you paid for, it is your tax cost, your basis, and when you sell it, you just look, what did I sell it for, minus the tax cost. That's my gain. There are no benefits in the intervening time. You just sit and hold it. Nothing really happens. Real estate is different and that you get a paper deduction. Why Congress said so. You get something called depreciation and it's formulaic. You take the cost that you have in the property, what you have invested, and you multiply it by some number. Now that's where the cost segregation gets interesting because we debate which number. But for the moment, let's just pick a number. The most typical one is 3.6%. Multiply the building by 0.036 of what you have invested in it.   Speaker 3 (00:22:33) - And annually that's a deduction you get because and so that goes a long way when you add it to other expenses to reducing your income to zero. So the so if you have the income tax rate is much lower.   Speaker 1 (00:22:45) - So if you have a $1 million building, we're not talking about the value of the land with the building, just a $1 million building. Therefore you'd have about $36,000 each year that you do not get taxed on. That $36,000 is deducted from your rent income.   Speaker 3 (00:23:03) - Exactly. Try that with stock or mean you can. So that was a hypothetical non suggestion. Yeah, but that's one of the big benefits of depreciation. Now what's the downside? Because there's always strings attached. It drops your tax calls. So if I bought for a million, I took 36,000. Now my tax cost is 964,000. And so when I sell, if I sell will get into that, I have a larger gain. So there's a trade off. Now, in fairness, one of the other benefits of rental real estate is if you do sell for cash and you choose to pay taxes, we're going to talk about an alternative.   Speaker 3 (00:23:39) - If you choose to pay taxes, the tax rate on selling real estate are almost always 98% of the time lower than your normal tax bracket. So even if you sell after getting this depreciation benefit, the bracket is almost always considerably lower than your normal income, which is nice.   Speaker 1 (00:23:59) - I don't want this point to be lost on people. With that example I give of the $1 million building that you buy and the fact that say you get $100,000 of rent income from that, you'd only be taxed on $64,000 worth because you're able to deduct 3.6% of the value of the million dollar building against your rent income. And that $36,000 deduction typically with a lot of other investments, in order to get that deduction, you would have to make a $36,000 expense, like, for example, buying a new heating system for the building. But no, you don't have to buy a new $36,000 heating system for the building where you might qualify for that deduction. It's just the magic of appreciation. You can just take this $36,000 deduction out of thin air because the tax code says that you can.   Speaker 3 (00:24:47) - Yep, it's pretty much automatic. In fact, the code says you have to take it.   Speaker 1 (00:24:51) - That's right. I have learned that the tax code actually says you must take this benefit. And who wouldn't want to do that? Would there be any situation in which someone would not want to do that job?   Speaker 3 (00:25:02) - Yes. If they're going to sell later on or if they're going to sell in the comparatively near future, let's say they're going to buy and hold rent for three years and they're going to sell after three years taking the depreciation if it did not help them, let's say, created a passive loss, raises their bracket a little bit when they sell in three years. Now it's still lower than your normal bracket. It's just not as. Much lower as you would like. So yeah, there are a few spots where people resisting depreciation. It's pretty rare, but it happens.   Speaker 1 (00:25:32) - So you must take that depreciation, which is going to be a benefit to most investors in most cases down the road when it comes time to sell this million dollar building, oh, say ten years later, you wanted to sell this million dollar building for $2 million.   Speaker 1 (00:25:47) - Oh, I'm certainly oversimplifying here, but say that gave you $1 million gain because you bought it for 1 million and you're selling it for $2 million down the road. We have something known as the 1031 exchange. It's called the light kind exchange. It's also known as a tax deferred exchange. Tell us more about the 1031 exchange when it comes to selling this example, building ten years down the road for $1 million more than what you bought it for.   Speaker 3 (00:26:13) - You want to avoid paying tax. Here's the basics and then we'll get into a little bit of the process. The basics are you're swapping one house for another, but you don't have to direct swap. It's not barter. You don't have to go find someone who wants your house and you happen to want their house. That's just not practical. Rather, you sell your house, the money goes into the hands. This is really important of what's called a qualified intermediary. There are tons of them and that's pretty much a commodity at this point. So they're not that expensive.   Speaker 3 (00:26:39) - The money has to go in their hands. If you touch the money with your hands, it becomes dirty money and it's taxable, which sells. It goes straight from closing to the qualified intermediary. And you have certain deadlines, 45 days to find properties that you want and 180 days total from the sale date close, which kind of can help you time, especially if you have a cooperative buyer helps you. You need a time. For example, maybe I want to find the property I want sooner and then get out and sell the one I've got and you can do it in reverse order. You can go buy a property and then sell something afterwards and say to the government, Listen, I want the funds from this later sale to apply to this prior purchase. A reverse reverse fixture. Yeah, reverse exchange. And there are some creative games we can play with reverse exchanges. They're looser rule wise than the normal ones. I enjoy those 1031 exchange.   Speaker 1 (00:27:36) - Such a benefit where you can defer your capital gains tax.   Speaker 1 (00:27:40) - Hey, in this example you had $1 million then that would be subject to the capital gains tax, which is going to be a rate of 15% or more. And if you don't do a 1031 exchange, you have to pay back to the government all at once that tax depreciation that we discussed earlier. So there are actually consequences. It's going to feel like there are consequences to not doing a 1031 exchange. So you kind of get your money trapped in this real estate game. It might be the best place to have it, but that's something that I think investors need to understand for the long term.   Speaker 3 (00:28:12) - And it's the classic strategy. 1031 Until you die. Now, what typically occurs with investors and then life cycle, they want a little more time, so they start 1030, letting in some more passive type investments, whether it's with a management company or a property that by its nature tends to be a little bit more passive, but the object is to die and not sell. I'm not suggesting everyone go out and die right away.   Speaker 3 (00:28:37) - That's great tax planning. But in terms of reality, it's not so great. But if you. 1031 let's give an example. You bought for a million, many years later it's worth 10 million. Your basis in the property is 100,000. You've depreciated it. So if you sell, there's a huge gain, you die. Whoever inherits is going to love you. At least we hope they will, because when they inherit the property that's worth 10 million, their tax cost, their basis at law is 10 million. They can sell the next day with no gain. That's the infamous step up in basis. And the object is to convert the deferral into tax free. If you defer long enough, it becomes tax free. That's the goal.   Speaker 1 (00:29:18) - And John touched on it. There is no limit to the number of times that you can do the 1031 tax deferred exchange. As a real estate investor, you can trade up from a $1 million property to a $2 million property. Ten more years go by to a $4 million property.   Speaker 1 (00:29:33) - Ten more years go by to an $8 million property. Now I'm certainly oversimplifying this, but at each step you don't owe any capital gains tax. So because you can defer it endlessly, you really never have to pay it and effectively becomes tax free with that step up and basis to your heirs like John just described. John, I'd like to know your thoughts. You know, it seems a few different presidents lately. I know Biden, at least he threatened to do away with the 1031 exchange. I just wonder if the 1031 exchange is ever going to get precarious. I think some people, though, don't understand that the 1031 tax deferred exchange has been around for more than a hundred years.   Speaker 3 (00:30:12) - They've been talking about getting rid of the 1031 since the 1930, and Democratic administrations have threatened to do it since the 1930. They've never had the supermajority they need to actually get away with it. And even then they've come close to it. And even then, some of the lobbyists on the Democratic side said, listen, this is not a good idea, freezes up capital.   Speaker 3 (00:30:36) - We want people to be able to buy and sell and not be frozen into a property because of tax reasons. So, look, could it happen? Sure. We live in a crazy world, but the probability of the 1031 going away I think is pretty darn low. Let me give one real quick trick that's going to help. Some people won't help very many, but the ones that helps it help big time for you. 1031 A property. Ask your accountant. Do I have any passive losses tied up in the property? They're going to know there's going to be a form on your larger tax return. There are different versions of your return. The big thick one is not. The one that goes to the government. Ask them how much passive activity loss you have in the building. Whatever that is in a 1031. Take out the cash. It's tax free and in fact, it's tax arbitrage. To give you an example. We are selling a property. You had a million and you're selling for 2 million.   Speaker 3 (00:31:29) - Let's say you had 100,000 of passive losses tied up in it. Go ahead and take out 100,000 cash from the exchange. Go ahead, ask double check with the 1031 intermediary because they know the rules. But go ahead and take out the 100,000. What happens? You get the 100,000 tax free because your passive losses that were hibernating on the return are now activated and wipe out. Normally when you pull cash out of a 1031, there's gains. Normally we don't do that. But here the losses are activated. They not only offset the 100 you pulled out, they drop your tax bracket because you're getting a capital gains tax bracket offset by a normal loss that was now brought out of hibernation. So just a little trick for those of you always before 1031, always ask your CPA, what's my passive activity loss? And think about taking out exactly that amount of cash, tax rate, tax arbitrage.   Speaker 1 (00:32:28) - I just learned something as well. I've got a number of 1031 exchanges in my life and that's one tip that I sure didn't know about.   Speaker 1 (00:32:35) - So thanks for that. And if you, the listener, if you want to learn the nuances of the 1031 exchange, which John and I aren't going to do here, because that really goes a mile deep with the three properties rule and the 200% rule and all of that. You can listen to episode 143 where that entire episode is dedicated to the 1031 tax deferred exchange and just how you can best pull it off for maximum tax efficiency so that you can then go ahead and re leverage those dollars into a larger property later. Well, John, that was very helpful on both tax depreciation and the 1031 exchange. Do you have any last things to share with us? Any last strategies so that a real estate investor can pay less in tax or anything that's particularly helpful?   Speaker 3 (00:33:21) - Yes. There's this concept of the Trump tax law called the pass through deduction or qualified business income tax code, Section 199 Capital A First of all, it applies to all rentals. Unless they're triple net least. A lot of accountants still don't get that.   Speaker 3 (00:33:38) - You have to have a trade or business that's tax term trade or business rentals that are not triple net leased are a trade or business, which is a good thing under the code. So there's this deduction. It's large. If you're showing that income even after depreciation and everything you buy is typically 20% of the net income. So if I'm showing 100 grand of net income, I get a $20,000 deduction because Congress said so. Protect that. In particular, if you make roughly I'm rounding here 164 grand total taxable income on your 1040 single and roughly 370 filing joint, there are special things you need to do to maximize the QBI and you need to do it before the end of the year. Nothing pains me more than to see high income people who benefit the most from this deduction because of their high bracket and they're in these high brackets. And if they would have done a little bit of talking to their CPA, hey, I think I'm going to make married filing jointly 370 or more for the year. It's going to cut my QBI based on the mechanical rules.   Speaker 3 (00:34:41) - What can I do to preserve my qualified business? Income tax deduction might pass their tax deduction. To do that, you need a really good set of books and returns. You have to have good books in the knowledge of your income so your accountant can look and say, Hey, here's how much we think you're going to make. B Here's what we can do to preserve this deduction. That is the number one easy pick up by C in tax returns. I review for planning purposes that people missed in prior years and we tell them going forward, please, please towards the end of the year, start thinking about if you're going to show gain. Doesn't matter if you're showing a loss, but if you're going to show gain in any business, not just rentals, please look at the deduction. Please make sure you're getting the full 20%.   Speaker 1 (00:35:25) - John is an expert at looking at your recent tax returns and pointing it to one area and saying, hey, there's a quick ROI for you if we change this. And right over there is another quick ROI for you if we change this.   Speaker 1 (00:35:37) - Well, John, that's been great with what we can do with the existing tax code to help optimize our situation. But wrapping up here, a lot of people are interested in what's coming down the road in the future. It can be a little bit speculative, but it also can be a proxy for how people and politicians are thinking. And that's. Is there anything that the presidential candidates are offering tax wise? It's very interesting whether that be an RFK Jr or a Ron DeSantis or a Vivek Ramaswamy or Nikki Haley or anyone else with this potential future direction of where an influential candidate wants to take taxes.   Speaker 3 (00:36:15) - I think the parties are pretty consistent regardless of candidate. Now they each have their subgenre of flavor, right? Do you like your chocolate? Dark or milk chocolate or with or without salt, but it's still milk chocolate. So likewise, the Democratic presidential candidates are going to be looking to increase taxes, get rid of what they view as loopholes, and they are aware of real estate having a lot of special benefits and they don't care for it.   Speaker 3 (00:36:41) - The Republicans, by contrast, are going to be more for lowering taxes. They are not hostile to real estate. They're generally pro-business, especially pro small business. And I think that's consistent across the board. I don't think there's a lot of deviation there with either party. The specific proposals will vary. For example, the Kennedy candidate strikes me as less hardcore left wing and a little more common sensical than maybe some of the more progressive sorts and might not be as harsh in that regard.   Speaker 1 (00:37:13) - Well, that's helpful in knowing what future policy might be and that might affect the way that you want to vote. This has been really helpful, particularly to real estate investors and small business owners. You are the tax reduction lawyer, so if our audience wants to connect with you and learn more about what you can do for them, what's the best way for them to do that?   Speaker 3 (00:37:33) - Not coincidentally, tax reduction lawyer.com and I put out a ton of content. I take a few clients but it's really getting more and more content based.   Speaker 3 (00:37:43) - So if you like what you heard, you might hear more.   Speaker 1 (00:37:47) - Sometimes in the video, hear you and the audio only might not be able to see that. For example, when John was using the word loopholes, he was using his fingers as air quotes. He understands that these are intentional incentives that help direct behavior because the government knows that society is generally better off when the private sector and the mom and pop investor are the ones providing good housing for society. A lot of public housing projects really haven't fared so well. So that's what John is here to help you do provide clean, safe, affordable, functional housing for others and get all the tax benefits that come along with that. Hey, John. Hi. It's been great having you here on the show.   Speaker 3 (00:38:26) - It has been an absolute pleasure. Thanks for having me.   Speaker 1 (00:38:35) - Oh, yeah. Nice clear breakdowns from the tax reduction lawyer John Heyer. I was talking with John Moore outside of our show. He read the entire some 1000 page long inflation reduction act that was passed last year.   Speaker 1 (00:38:51) - He did that to try to help understand its tax implications for his clients and was kind of impressed that he had the endurance, I suppose, to read all of it. And I asked him how many members of Congress he thinks read it and we both answer the question at the same time. Zero To achieve one looks like the top 1%. You must act like the top 1% does. And that might include tapping the expertise of a pro like John to review what you've learned today with our expert guest John. No changes to federal income tax rates are expected. There are ways to lighten the tax burden on your short term rentals, which you might not be aware of. Your dollar of day job income that's taxed at a higher rate than your dollar of rent income. Because on your day job income, you must pay Social Security and self-employment tax. You don't pay those tax types on your rent income. Real estate tax depreciation is kind of like magic. It means that you can write off a portion of your rent income each year, meaning that you can make it non-taxable even if you don't have a real expense associated with doing that.   Speaker 1 (00:40:03) - You learn more about the 1031 tax deferred exchange and the fact that it will persist as a benefit for real estate investors is highly likely. Again, if you like what you learn each week on the Gerry podcast, I invite you to subscribe or follow within your favorite podcasting device. For those non podcast listener friends you might have, they can try the Get Rich Education mobile app. Everything that we do is free until next week. We'll all be back to help you build your wealth. I'm your host, Keith Wild. Don't quit your day dream.   Speaker 5 (00:40:36) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Speaker 1 (00:41:04) - The preceding program was brought to you by your home for wealth building Get rich education.com.

The Quest Continues
Finding Belonging in Graduate School

The Quest Continues

Play Episode Listen Later Sep 29, 2023 20:58


From starting a graduate program to accepting a job opportunity, new professional experiences can lead to significant life changes. Lauren Beard, Penn '17, pursued an academic interest in mental health by beginning a Ph.D. program at UChicago. While the subject matter resonated deeply, Lauren struggled early on to acclimate to her new surroundings. Support from an advisor made all the difference. In this episode, learn how Lauren recentered her focus on wellness and found meaningful communities in her new environment.

Trumpet Dynamics
Gestalt Theory for Trumpeters, the Profound Qualities of the Cornet vs. Trumpet, Memories From the Premier Brass Band in America and More with John Daniel

Trumpet Dynamics

Play Episode Listen Later Sep 29, 2023 65:38


John Daniel's ears must have been ringing throughout the month of September as several guests, including Del Lyren, Bobby Medina, Vinnie Ciesielski and others mentioned him on the podcast in this last month.So I decided it was time to reach out and see if we could schedule a podcast!John was game, and we ended up having a terrific discussion on Gestalt theory as it pertains to trumpet (a first on the podcast), the unique qualities of the cornet vs. the trumpet, recollections of the early days of the amazing Brass Band of Battle Creek and much more.Enjoy the interview, and be sure to check out John's book Special Studies for Trumpet!What you'll hear in this episode:-John's beginning struggles on trumpet as a kid...03:00-What is "gestalt" theory as it pertains to trumpet?...05:45-About John's upcoming album featuring Bb and soprano cornet...08:30-Unique characteristics of playing Bb vs. soprano cornet vs. trumpet...12:00-Memories playing alongside the great Peter Roberts!...15:40-There's no "right way" to play and teach a brass instrument...20:00-A rare discussion on pedagogy here on the podcast lol...25:00-Memories of the early days of the Brass Band of Battle Creek...33:20-Cultural differences in cornet v. trumpet and how the BBBC has helped popularize the genre...38:45-Moving on from a top-flight academia gig and preparing for the new album release!...41:10-A profoundly different experience playing trumpet v. cornet...49:00-Plus whatever your discerning ears deem worthy of your time and interest...Resources mentioned:John's website and "Special Studies for Trumpet" bookTrumpet Dynamics Facebook groupAbout the Guest:John Daniel is the Professor of Trumpet at Lawrence University. He received the Specialist in Music degree from the University of Michigan, Master of Arts in Music from the University of Iowa, and Bachelor of Music from Ball State University. His primary teachers were David Greenhoe, Richard Giangiulio, and Armando Ghitalla. Mr. Daniel previously held tenured positions at Penn State University and Abilene Christian University. While attending the University of Michigan on full scholarship, he won the graduate concerto award and was principal trumpet of orchestras in Ann Arbor and Saginaw, Michigan.Mr. Daniel served as principal trumpet with the San Angelo Symphony Orchestra and Abilene Philharmonic Orchestra for nine years and has performed with the San Antonio Symphony, Pennsylvania Ballet Orchestra, Palm Beach Opera, New Jersey Symphony Orchestra, and Music at Penn's Woods Orchestra, as well as on Broadway for revivals of Annie Get Your Gun and Gypsy. He has played recitals in Carnegie Hall, the Kennedy Center, throughout South Korea, the Eastman School of music, the Julliard School, and throughout the United States.As a jazz musician he has appeared with Lionel Hampton, Bill Watrous, Wycliff Gordon, Marvin Stamm, Vinnie DiMartino, Phil Woods, Ernie Watts, the Nelson Riddle Orchestra and many others. Mr. Daniel released A Calling in 2004, a jazz CD featuring his compositions and is featured on a 2006 Mark Masters release, Karel Husa Trumpet Concertos. The Husa CD was on the entry list to be nominated for a Grammy Award in the category “Best solo with orchestra” and “Best classical recording”. He has been a member of North America's finest brass band, the Brass Band of Battle Creek, since 1993. He plays Schilke trumpets, flugelhorn and cornets exclusively.Thank you for joining us on "Trumpet Dynamics" – telling

Penn's Sunday School
I've Been Hummed Out Of So Many Gigs.

Penn's Sunday School

Play Episode Listen Later Sep 28, 2023 80:46


Jeff Hamilton & Mike "Jonesy" Jones join Penn in anticipation of their Capri Records album party/concert for Are You Sure You Three Guys Know What You're Doing. Recorded Sunday 17 September, & incrementally edited on the road. https://caprirecords.com/html_index.cfm?page=item_page&itemoid=114928&itemname=-Mike-Jones--Are-You-Sure-You-Three-Guys-Know-What-You%27re-Doing?

AJC Passport
What Jewish Students at Penn Want You to Know About Antisemitism and the Palestine Writes Event

AJC Passport

Play Episode Listen Later Sep 28, 2023 27:00


All eyes have been on the University of Pennsylvania and the Palestine Writes event, a gathering meant to give voice to Palestinian art, poetry, and literature on campus. However, a number of the speakers, including Roger Waters and Marc Lamont Hill, have well-documented histories of antisemitic statements.  Maya Harpaz, Vice President of Israel Engagement at Penn Hillel, and Jonah Miller, a reporter for The Daily Pennsylvanian, take you through what unfolded, growing campus antisemitism, defining free speech on campus, and the responsibility of university administrators to protect Jewish students.  *The views and opinions expressed by guests do not necessarily reflect the views or position of AJC.  Episode Lineup:  (0:40) Maya Harpaz, Jonah Miller Show Notes: Watch: Live from Penn: Maya Harpaz of Penn Hillel on Palestine Writes Read: Everything you need to know about the Palestine Writes event at Penn and antisemitism.  AJC Campus Library: Resources for Becoming a Strong Jewish Student Advocate Listen: What the UN Needs To Do To Stop Iranian and Russian Aggression Follow People of the Pod on your favorite podcast app, and learn more at AJC.org/PeopleofthePod You can reach us at: peopleofthepod@ajc.org If you've enjoyed this episode, please be sure to tell your friends, tag us on social media with #PeopleofthePod, and hop onto Apple Podcasts to rate us and write a review, to help more listeners find us. __ Transcript of Interview with Maya Harpaz and Jonah Miller: Manya Brachear Pashman: Meggie Wyschogrod Fredman, AJC's Senior Director of the Alexander Young Leadership Department, guest hosts this week's conversation with two Jewish college students about a situation on their campus and how they responded. Meggie, take it away.  Meggie Wyschogrod Fredman:   Thanks, Manya. This past week, it seemed like all eyes were on the University of Pennsylvania in the lead up to the Palestine Writes event. The event was meant to give voice to Palestinian art, poetry, and literature- all of which are quite appropriate and indeed valuable to have on a university campus. However, a number of the announced speakers strayed from the event's purpose and instead have well-documented histories of antisemitic statements. These include Roger Waters, who was recently described by the U.S. State Department as having a long track record of using antisemitic tropes, after he desecrated the memory of Holocaust victim Anne Frank, compared Israel to the Third Reich, and recently paraded around a stage wearing an SS Nazi uniform during a concert in Berlin. It also included Marc Lamont Hill, whose public remarks as a CNN commentator called for Israel's eradication. At play were questions around growing campus antisemitism, free speech on campus, and the role of university administrators in preventing such bigotry–particularly with the release in May of the U.S. National Strategy to Counter Antisemitism, and its outsized focus on how antisemitism affects Jewish students on campus.  To help us break down these events and what unfolded are two Jewish students who experienced this all firsthand and helped drive the course of events.  Joining me are Maya Harpaz, a junior at Penn, and Vice President of Israel Engagement at Penn Hillel, and Jonah Miller, a junior at Penn, and a reporter for The Daily Pennsylvanian, Penn's student newspaper. Maya and Jonah, thanks for joining us on People of the Pod.  Jonah Miller:   Thank you so much for having me. I'm really looking forward to our discussion. Maya Harpaz:   Yeah, thank you for having us. Meggie Wyschogrod Fredman:  Great. So with that, let's jump in. So there are many chapters to what happened at Penn, and I think a great deal of misinformation. So let's go back to the beginning. When did Jewish students first hear about the Palestine Writes event, and particularly its speaker lineup? And upon initially learning about it, what were the specific concerns that Jewish students had? Jonah Miller:   I think that when I learned about the Palestine Writes event, I learned about it simultaneously with who some of these speakers are. Penn is a large university and institution that has countless events each day, hosted and co-sponsored by numerous different departments and facets of the university. If I had learned about this festival, solely, just about the festival, I would say, you know, great, it's great that this culture, and these literary items are being amplified on campus. Everyone and every culture should have a space on this campus.  But to learn about at the same time as concerns of antisemitic speakers, that's when I as a Jewish student, started to get a little nervous. Nervous, because how could Penn allow antisemitic speakers to come speak on a campus that is close to 20% Jewish? And even without that high percentage, how could they be invited to speak at all? Maya Harpaz:   Yeah, I can touch on that as well. In my role as VP Israel, a big part of that is seeing what events are going on, whether it be related to the Middle East at large, Israel, Palestinians, all of that combined. So I learned about this event A while ago, late July, early August. So before it was really even being spoken about on campus. I was having conversations as the speakers were still being finalized, as marketing materials were still being put out and discussed with a lot of the other student leaders and Hillel staff, about what our approach was going to be to handle this event.  And how we were going to relay that to the Jewish community at large. So similar to what Jonah said, Jewish students definitely learned about the event and the problematic speakers hand in hand after Hillel started sending out emails about it. And after we sent our letter to the administration and after the DP coverage. Meggie Wyschogrod Fredman:  So Maya, I want to dive into that approach in the letter that you just raised. At least from the outside, one of the first steps seemed to be a letter drafted by Penn's Jewish student leadership to President Magill, of which you were a signatory, outlining specific steps the community wanted the university to take on. So can you give us some background of how that letter came into being and can you share for our listeners what it outlined for the administration? Maya Harpaz:   Yes, so this letter came to be sort of as we were having these conversations over the summer. And then once we got to campus, we all sat down with the presidents of PIPAC, SSI, Tamid, presidents of Chabad. And we sort of sat down and we were like, we know why these speakers and why this event could be problematic for our community. How do we outline that to the administration in a way that is logical and not also attacking of another group's culture. Because that's not what we wanted to do. It wasn't our goal to get this event canceled, it wasn't to blow it up in their faces. It was really just, we have specific concerns, and how do we articulate that?  So we wrote this letter addressed to the president, the provost, and the dean, and sent it to high-level members of the President's administration, specifically referencing Roger Waters and Marc Lamont Hill. And we asked them to have a meeting with us so we could really sit down and have a conversation, and to make a statement about this event.  And from my perspective, it was definitely a productive meeting, we voiced our concerns about the speakers, we asked them a lot of questions about what was the process of this event being welcomed on our campus, and they explained how they rented out the space and the head of the NELC department explained the process of co-sponsoring, and we really had an open dialogue about what really happened and how we can improve on that in the future. And then shortly after that, the President released her statement about the event. Meggie Wyschogrod Fredman:  So Maya, I want to dive into a number of things that you just got at. So one is, and you alluded to this, the letter specifically did not call for the canceling of the event. And from my understanding, that's not something that Hillel was asking for. Can you talk about why that is? Maya Harpaz:   Yes. So as Jonah also said, when you learn about just the event as the Palestine Writes Literature Festival, it sounds perfectly normal. Sounds like it's just a group wanting to celebrate their culture and their literature. And our goal was not to cancel that. There was over I think, 120 speakers. And our goal was to call out the ones that were problematic towards our community, not cancel their right to speak, their right to celebrate.  I'm a big believer in free speech. And I didn't want to ask anyone to cancel something. I know that, I'm sure that we at Hillel and Chabad have events with proud Zionists that have maybe done questionable things or said questionable things in the past too, that maybe even some of our own Jewish students don't agree with.  But Roger Waters definitely crossed the line for us. And we ended up asking for him to be uninvited and even though he was on Zoom, we were definitely very, very concerned about that, because it definitely crossed the line of our threshold of comfortableness in terms of hate speech, but it wasn't our goal to get this event canceled. And we knew it wasn't a reasonable ask either. It was a huge event that's been in the planning and in the works for a year. Meggie Wyschogrod Fredman:  And then I want to touch on kind of the tail end of what you just described. So what did come out of that initial letter is President Magill, and her administration, indeed issued an initial statement following that letter, following what you had articulated. And that statement did have a clear condemnation of antisemitism, but it left some unsatisfied with what may not have been in there. So I'm curious from both of you, what was your interpretation of that initial statement? And can you describe what came next, particularly as the national attention started to build around Penn? Jonah Miller:   Yeah, I can take this one. So in President Magill's letter, she described antisemitism as antithetical to the values of the University of Pennsylvania, which as a Jewish student was very comforting, reassuring to hear that the president of our university is very clearly against antisemitism. At the same time, she also explained how this is an event that is not being promoted or organized by the university. And at the same time, she also wrote how the university supports the notion of free speech and the free exchange of ideas.  So I think what you're getting at is that, definitely a condemnation of antisemitism, which is a win. But at the same time, it doesn't really seem like there was much action that was going to be taken from the letter. It was more an acknowledgement that the Jewish voices on campus who have concerns with, as Maya said, a few of the many speakers of this festival, were being recognized, but they were not being acted upon.  Meggie Wyschogrod Fredman:  So Jonah, I mentioned at the start that you are a reporter for The Daily Pennsylvanian. So from a different lens, shortly before Shabbat and Yom Kippur, it was reported that a member of the Penn community entered Penn Hillel and in essence somewhat ransacked the lobby while also screaming antisemitic vitriol. So Jonah, can you share, first of all what we know about that, and also what it was like reporting on something that so directly affected your community? Jonah Miller:   That's a great question. So in order to walk you through this timeline–to my knowledge, this is still under a form of investigation by the university, and we'll see what comes out in the next few days or weeks. But in terms of the timeline: so last Thursday morning, The Daily Pennsylvanian received information that an individual entered Penn Hillel, so all of a sudden our journalistic gears start turning, and we wanted to reach out to as many sources that have some relation to Penn Hillel, which for those of you listening is kind of the epicenter of Jewish life and culture on Penn's campus.  So from what we understand now, an individual entered Penn Hillel, as someone was opening the door for early morning services, a member of the Orthodox community at Penn. Entered in to Penn Hillel a few minutes before the building officially opened for the day at 7am. So there was no security guard posted, to my knowledge. And entered the lobby, smashed a podium, flipped over a table, all while reportedly shouting antisemitic speech.  So that's kind of what we understand was happening. And in terms of how it affected me, as someone who was writing it, I was really passionate and driven to make sure we have the full story. And I think as a journalist, or as an aspiring journalist, it's really important. But at the same time, as someone who I know, people from my community on campus, chances are people from my family or the extended Jewish community, in the Philadelphia area, and across the country might be reading something like this. It was really important to make sure that we had all the facts as strong and robust as possible.  But at the same time, it was hard typing those words, it was hard typing how someone entered a place that I like to call a home, for me and for the rest of my Jewish community here on campus. So kind of finding that balance was definitely difficult. Meggie Wyschogrod Fredman:  I can only imagine. And I want to turn to I guess to yet another lens, again with your journalistic hat on. Roger Waters, who Maya alluded to earlier, has a long history and well documented history of antisemitic speech, has, in recent days, basically lashed out at the paper and its coverage. I'm curious what your thoughts are about that and how that is being received by the paper. Jonah Miller:   I think that, as campus journalists, it's our duty to be non biased as much as we can. And like I said, really just stick to the facts. We wrote how Penn Hillel was entered by some individual and he was yelling antisemitic speech in a clear and vivid example and trend of rising antisemitism, without a doubt. Roger Waters took this, he actually, I know the video that you're talking about, he said that he was on his way to Penn State, which first of all is not the university that we attend. But he said that he was on his way to Penn State for the Palestine Writes Festival and how the Daily Pennsylvanian commented on his history of antisemitism.  But like you said, this is well documented, this is not something that we pulled out of thin air and labeled him as having a history of antisemitism. It's there, it's online, for everyone to see. And it's unambiguous. So for him to lash out at student journalists, you know, all students who are trying to do their best and maintain this journalistic integrity and share facts with our campus community members. For him to lash out at us, it's disappointing, but at the same time, we don't want to respond and kind of promote this behavior of his in any way. Maya Harpaz:   And something else I'll just add is, he also mentioned in that video that he came to Philadelphia ready to speak, and then was just informed that he couldn't come to campus and posed this whole idea that Penn isn't allowing him to come on campus. And this just happened. And he came all the way here and he's ready to be here. And he wants to show his support for the Palestinian community. But as I mentioned, I've been following this event since over the summer. And I think Penn also commented this in a new article in the DP, that he was never speaking in person, it was always planned that he was going to speak on Zoom.  So for him now to twist the facts and frame it as our school is his canceling him just as he arrives to speak here was definitely very misleading. Because it was never the intention of the university to have him come in person on our campus due to his extensive history of antisemitism. And he ended up coming onto our campus and rolling his window down, as I'm sure many people saw on the video, to actually articulate to participants of the conference that Penn isn't allowing him to speak. Meggie Wyschogrod Fredman:  So I want to try and turn to something more positive, which really stems from both of you. I think, to me, what really was so inspiring to see is that instead of simply focusing on the pain, and there was tremendous pain that this caused, Jewish student leaders took a completely different path, rooted in celebrating the vibrancy and the pride of the Jewish community. And this led to the creation of Penn Unity Shabbat, which our own CEO, AJC's CEO Ted Deutch attended in solidarity.  How did that come into being? And importantly, what was the feeling like in the room on Friday night?  Maya Harpaz:   Yeah, so this was sort of in the works from that initial meeting we had, at the beginning of the semester, when we were talking about how we want to respond to this, it was definitely always an idea that we want to have a big gathering. It's right before Yom Kippur, it's right before a very holy weekend for us. Regardless of what's going on on campus, it's important for us to feel that togetherness, and definitely because of that event, even more so.  So it's been in the works for a bit and then sort of as media attention progressed on the Palestine Writes event, and as we were getting more inquiries from people about what was going on, it became really clear that this needed to be a big event and it had to go beyond just our campus community. We needed to invite leaders like Ted Deutch and leaders from Hillel International to really come and join us and to speak with them and to have their support. And the actual feeling of being in there was really awesome. I've never seen Hillel so packed before. The entire building was full, the first floor and all the rooms on the second floor. I've never seen so many people there. So it was really special. Jonah Miller:   To add on, from the perspective of someone who did not have a hand in planning it, but was a proud attendee of this event, you could really feel, like you said, the vibrancy in the room and the energy where you know, in between Rosh Hashanah and Yom Kippur students from all different parts of the Jewish community were really excited to be there. I've been to my fair share of Penn Hillel shabbats. But you know, this time I had seen people who I might not have seen before at one of these events. So I think it was really, you know, I was really proud to be a member of the Jewish community at Penn and to really see people, you know, really just come together. Meggie Wyschogrod Fredman:  What a way to bring joy to a moment that really could have just focused on the challenge, so that–it's really unbelievable.  Zooming out, now that you're a few days, just a few days, away from everything. So campus issues affecting Jewish students do get press coverage, but often it is simply within Jewish news outlets, and rarely in the wider press, and certainly rarely for such an extended period of time. What we saw at Penn felt unprecedented, both in the national interest and in the last in coverage. Why do you think it led to such significant coverage? And how did that affect the campus environment at Penn?  Maya Harpaz:   I think one reason for that is because of Penn as an institution, as an Ivy League institution, and also as a well-known Jewish institution. Penn has a long history of a very strong Jewish community that's actually been decreasing in size pretty steadily over the years. So I think that was a big reason why we got so much attention.  I also think because of the way that we responded to it, I think if we decided that we weren't going to say anything, and we were going to let antisemites come onto our campus and spew hate, and we just put our hands up, that there wouldn't have been so much attention. But I think because we pushed back on it, it became this discourse that got a lot of attention.  I don't even know how to describe it still, because I'm still processing everything that's happened over the last few weeks. But me personally, I'm not a journalist. I'm not usually someone who's ever in the news or speaking to the press. But the amount of attention that that's been on us has really, really been unprecedented. As you mentioned, it's definitely been a bit overwhelming too but I'm also grateful that we've been given a platform to share what's been happening and to bring awareness to it.  Because we've seen this happen at many other schools that have large Jewish communities and very strong Jewish communities. And I never thought that an event like this would or could happen here. So I've definitely been very appreciative of all of the support that we've gotten. Jonah Miller:   At the same time, I think that the incident at Hillel follows a long lasting and unfortunately, growing trend of rising antisemitism. And I think that news outlets picked up on that. Secondly, to give some credit to my amazing team of reporters and copy editors at The Daily Pennsylvanian, I think that our quick and trustworthy coverage at the paper allowed news outlets, national news outlets, to cite us in their own articles. So for instance, this incident that happened at Hillel, I noticed that within 12, 24 hours, it was picked up by Fox News, and CBS News, both of which cited interviews that I myself conducted with students who were at the scene, in their own articles. Meggie Wyschogrod Fredman:  So connected to that, in addition to the media attention, I think, many Jewish organizations, some of which had little to no relationship with the Jewish community on campus, came to campus with their own ideas of how the situation should be resolved. What advice can you give to Jewish organizations who want to help when a situation arises on campus? Maya Harpaz:   The biggest advice that I can give is just talk to us. No campus is the same and although unfortunately a lot of antisemitic incidents happen on a lot of universities, the climate of each campus is very different and the wants and needs of students are very different based off of their campus. So it's definitely important to speak to students before you make an assumption about what they you think they want or make a plan for what can be done and how to solve this issue because it's really us who have a stake in this, obviously the Jewish community at large cares, but it's it's us who have to live this as our reality. Penn is our school. It's also our home. It's our social lives. So it's our everyday lives, we can't escape that. Meggie Wyschogrod Fredman:  So while the particular event itself may have passed for right now, there is a great deal to do on Penn's campus in the wake of these events. The President has committed to implementing much of the US National Strategy to Counter Antisemitism, of which dozens of AJC recommendations were included. And Penn Hillel itself has dedicated time and resources to educational programming around antisemitism. So as student leaders, what do you want to see next? And importantly, what advice do you have for other Jewish students should something like this happen on their campus? Maya Harpaz:   So something that we talked about with members of the administration and things that we want to see next is more–and this is something that President Magill mentioned, as well–is more oversight when hosting events on our campus. When this event came through, it was just listed as the Palestine Writes Literature Festival. And they were like, cool, literature festival, fine.  But there definitely needs to be more work done to make sure that the lineup of any event is not including someone that is not in line with, as President Magill said, our institutional values. Something else that we discussed is further training for Penn faculty, whether that be residential advisors, or professors, to be trained on how to combat antisemitism and how to identify antisemitism and really introducing that into the other forms of training against hate that faculty go through. And a big longer term goal that I think at some point, maybe in the nearer future than I initially anticipated, is implementing the IHRA definition of antisemitism. Jonah Miller:   Hopefully, an incident like this does not happen at the campuses of other Jewish students. But should something happen, my recommendation would be to just remember that our unity can overcome the hate and the vitriol being spouted at us. At the Shabbat together event at Penn Hillel, a Penn alum and someone who's very involved with the Penn community and with the Jewish community, Stuart Weitzman, spoke about how Jews have triumphed over hundreds of years and 1000s of years of banding together. I think that message remains ever-important, to remind ourselves about today. That we really as a community are stronger and can overcome this adversity when it comes right on our doorsteps. Meggie Wyschogrod Fredman:  What a beautiful note to end on, and I have to say for myself, for us here at AJC, and certainly for the Jewish community at large, the reason we feel so hopeful about the Jewish future is because of Maya, your leadership, Jonah, your leadership, and both the courage and joy and thoughtfulness that you brought to this situation. So for all of us, I just have to say a big thank you. Jonah Miller:   Thank you so much, and thank you to AJC for all the work that they're doing for students like us on campuses. Maya Harpaz:   Thank you so much for having us. It really means so much to both of us to be able to have our platform and to share what's been going on at Penn. Manya Brachear Pashman: If you missed last week's episode, we went behind the scenes at the UN General Assembly with Simone Rodan Benzaquen, the Managing Director of AJC Europe. 

Teaching Learning Leading K-12
Al Olson - The History of the American Renaissance Festival - 602

Teaching Learning Leading K-12

Play Episode Listen Later Sep 28, 2023 42:48


Al Olson - The History of the American Renaissance Festival. This is episode 602 of Teaching Learning Leading K12, an audio podcast. Al Olson is one of a select handful of eccentric, quirky, and entertaining people who helped grow the American Renaissance Festivals into being a very popular ticket. He shares his story in his comprehensive book, A History of the American Renaissance Festival. While attending the University of Minnesota, working nights in a parking ramp and pumping iron at the Dove's bicep gym, he also performed his original songs in the same coffee houses that Bob Dylan had a few years earlier on the west bank of the Mississippi. The artistic director of the Minnesota Renaissance Festival attended a theatrical presentation of his original works at Theatre in the Round and hired him on the spot. He began performing at Renfairs as a member of the group, “Pumpkin,” writing original Renaissance music. After less than a season, he noted the greater crowd impact of groups like Penn and Teller, Avner the Eccentric, the Flying Karamazov Brothers, and Puke and Snot. As a result, Smee and Blogg were formed out of frustration and a desire to present something unique. The tandem comedic vaudeville act performed for 36 years, singing and dancing across the U.S. and Canada at 56 renaissance festivals and medieval faires. After the act stopped performing in 2013, he continued as the Singing Executioner and renaissance and medieval faires in Texas and Oklahoma to this day. For the past decade he has served as the master of properties for Texas Ballet Theatre. For six years he was the general manager and co-founder of the Tennessee Renaissance Festival. Over the past two decades he has performed voice-overs for radio commercials for various festivals. Earlier in his career, he produced a musical album and served on the board of directors for Real Community Theater in Minneapolis. He's been interviewed on dozens of radio and TV shows and has been featured in over100 newspaper articles. Olson, who grew up in South Minneapolis, now resides in Ft. Worth, Texas. For more information, please see: www.singingexecutioners.com and https://www.smeebuchs.square.site. Love this talk! Time to go to a Renaissance Festival!!! Don't forget to reach out to Al and get a signed copy of his book - The History of the American Renaissance Festival. Before you go... Could you do me a favor? Please go to my website at https://www.stevenmiletto.com/reviews/ or open the podcast app that you are listening to me on, and would you rate and review the podcast? That would be so cool. Thanks! If you are listening on Apple Podcasts on your phone, go to the logo - click so that you are on the main page with a listing of the episodes for my podcast and scroll to the bottom. There you will see a place to rate and review. Could you review me? That would be so cool. Thank you! Hey, I've got another favor...could you share the podcast with one of your friends, colleagues, and family members? Hmmm? What do you think? Thank you! Thanks for sharing! Thanks for listening! Connect & Learn More: https://www.amazon.com/History-American-Renaissance-Festival-Hippies/dp/B09NHD9FSK https://www.travelchannel.com/interests/arts-and-culture/photos/best-renaissance-festivals-in-the-us https://www.therenlist.com/all-fairs https://www.smeebuchs.square.site www.singingexecutioners.com AllenOlson51@gmail.com Length - 42:48

Wild Business Growth Podcast
#254: Richard Saul Wurman – Creator of TED

Wild Business Growth Podcast

Play Episode Listen Later Sep 27, 2023 82:28


Richard Saul Wurman, the Creator of TED and other top conferences, Author of 90 books, Architect, and Artist, joins the show to share his journey from taking a triple course load at Penn to exploring challenging questions at age 88. Hear why he wishes he was a brain in a jar, his thoughts on being mentally sharp at his age, how to get better at listening and acronyms, how to decide what project to pursue next, and the most interesting documentary he's ever watched. Connect with Richard at Wurman.com

Studying Success
Elie Seidman, former CEO at Tinder, current CEO at Fast Growing Trees

Studying Success

Play Episode Listen Later Sep 26, 2023 32:28


In today's episode, we are joined by Elie Seidman. Elie is the interim CEO of Fast Growing Trees where he is leading the scale up. Elie is the former CEO of Tinder where he led Tinder's hyper growth scale-up and internationalization with revenue growth from $350M/year to $1.3B/year. Prior to Tinder, he was the CEO of OkCupid where he led a turnaround - focused on reinventing the product and brand. Elie also sponsored and co-led Match Group's acquisition of Hinge. Before OkCupid and Tinder, Mr. Seidman was an entrepreneur for 15 years. In 2007, he founded Oyster, an online travel business acquired by TripAdvisor in late 2013. At the start of his career, Elie was the co-founder and CEO of Epana, a telecom and money remittance business that he led through hyper growth. He is a member of the Advisory Board of Cove Hill Partners, L.P., a private equity fund. He has previously served as an advisor at both General Atlantic Partners and Lime Rock Partners. He is a member of the Board of Governors of Tel Aviv University.Elie received his BSE in Materials Science Engineering from the University of Pennsylvania. He is an active supporter of Penn's school of engineering where he has lectured on entrepreneurship and leadership. In this episode, we discuss Elie's biggest learnings from his time at Fast Growing Trees, the keys to Tinder's fast growth, Elie's philosophy on consumer marketing, and how Elie was able to make Tinder an international brand. Stick around to the end to hear Elie's advice for young people who want to be successful in business. Please subscribe to Studying Success to hear more from the best entrepreneurs and investors!Also check out our website at www.studyingsuccesspodcast.com.Follow us on Instagram, TikTok, and Youtube – @studyingsuccesspodcast

Locked On Mariners - Daily Podcast On the Seattle Mariners
Mariners Desperately Need a Win + Catching Up With Penn Murfee!

Locked On Mariners - Daily Podcast On the Seattle Mariners

Play Episode Listen Later Sep 26, 2023 38:22


Colby and Ty discuss the Mariners' fourth-consecutive loss as their room for error dwindles and what it will take for them to get back into playoff position. Then, Ty is joined by Mariners right-handed reliever Penn Murfee to talk about his exciting partnership and auction with Children's Home Society of Washington, how his injury rehab is going, what his thoughts are on the current club, and more! Follow the show on Twitter: @LO_Mariners | @danegnzlz | @CPat11 Support Us By Supporting Our Sponsors! Jase Medical Save more than $360 by getting these lifesaving antibiotics with Jase Medical plus an additional $20 off by using code LOCKEDON at checkout on jasemedical.com.  eBay Motors Keep your ride-or-die alive at ebay.com/motors. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply. Gametime Download the Gametime app, create an account, and use code LOCKEDONMLB for $20 off your first purchase. FanDuel Make Every Moment More.Make Every Moment More. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS - GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. Sleeper Download the Sleeper app and use promo code LOCKEDON and you'll get up to a $100 match on your first deposit. Terms and conditions apply. See Sleeper's Terms of Use for details. Currently operational in over 30 states. Check out Sleeper today! FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Energy Policy Now
Michael Mann on the Lessons of Climate Change Past

Energy Policy Now

Play Episode Listen Later Sep 26, 2023 26:08


Climatologist Michael Mann discusses his new book on Earth's climate past, with insights into our climate future. --- Renowned Penn climatologist Michael Mann's latest book, “Our Fragile Moment,” explores the history of climate change and the lessons it can provide into the trajectory of climate change today. The book is Mann's response to the phenomenon of “climate doomism” which, Mann writes, misrepresents the paleoclimate record to promote climate inaction. In the book, Mann seeks to set the paleoclimate record straight, and discusses how human agency remains our greatest tool in preventing the worst impacts of climate change. Michael Mann is Presidential Distinguished Professor in the University of Pennsylvania's Department of Earth and Environmental Science, and director of the Penn Center for Science, Sustainability and the Media. He is also a Faculty Fellow at the Kleinman Center for Energy Policy. Related Content The Net-Zero Governance Conveyor Belt https://kleinmanenergy.upenn.edu/research/publications/the-net-zero-governance-conveyor-belt/ The Prospects for Pennsylvania as a RGGI Member https://kleinmanenergy.upenn.edu/research/publications/the-prospects-for-pennsylvania-as-a-rggi-member/ Accelerating Climate Action https://kleinmanenergy.upenn.edu/podcast/accelerating-climate-action/   Energy Policy Now is produced by The Kleinman Center for Energy Policy at the University of Pennsylvania. For all things energy policy, visit kleinmanenergy.upenn.edu. See omnystudio.com/listener for privacy information.

The Holderness Family Podcast
Turning Kids Dreams In Entrepreneurship with Jess Ekstrom

The Holderness Family Podcast

Play Episode Listen Later Sep 26, 2023 53:28


Let us know by calling 323-364-3929 or emailing us at podcast@theholdernessfamily.com. And if you like this podcast please consider leaving us a review!Play Our GameShop Our MerchGrab Our BookJoin Our NewsletterKim and Penn are online content creators known for their award-winning videos, including original music, song parodies, and comedy sketches. Their videos have resulted in over 2 billion views and 8 million followers across their social media platforms since they (accidentally) went viral in 2013. They have a best-selling book on marriage communication, a top-rated podcast, a fun-filled family card game, and most recently, they were the winners on Season 33 of The Amazing Race.The Holderness Family Podcast is edited and engineered by Max Trujillo of Trujillo Media and produced by Ann Marie Taepke, Sam Pressman, and Ashley Cimino.Follow us on YouTubeFollow us on InstagramFollow us on TikTok Follow us on Facebook Hosted on Acast. See acast.com/privacy for more information.

Booking Back
The Tell-Tale Heart: "I smiled,—for what had I to fear?"

Booking Back

Play Episode Listen Later Sep 26, 2023 37:17


What was that? It's the thump-thump that prompted this classic Edgar Allen Poe story! Joy and Penn discuss this classic and the many turns this story took. 

Washed Up Walkons
Penn State Recap - PANIC | WUW 457

Washed Up Walkons

Play Episode Listen Later Sep 25, 2023 46:03


The boys break down, or rather mourn, the absolute dog walking the Hawks took over the weekend. You will not find answers to Iowa's problems in this podcast, only speculations and opinions on what is going wrong for the Iowa, how we can fix whatever is still fixable, what the rest of the season will look like and more. We talk about the times we got beat the worst, the historic stats from the abyss that were spawned from this game, why the snowball effect took place and our Defense is still a bright spot, and some other topics. We do our betting recap of the weekend, and present a brand new Gary the Intern Top 25. If you love the show and want to show support, tell your friends! And, check out our exclusive content at Patreon.com/washedupwalkons where you can find extra podcast episodes, exclusive merchandise, Merch discounts with every tier, private Walkon discord channel access, and more!Find us on social media @washedupwalkonsVisit TheWashedUpWalkons.com for all of our episodes, merchandise, and more!

HoodTech presents...Da HoodCast
Episode 338: HoodCast 375: Breaking Barriers and Battling Stigmas…

HoodTech presents...Da HoodCast

Play Episode Listen Later Sep 24, 2023 62:43


Hello World!!! We are back!!! Well we technically didn't go any where. We had some issues with #podomatic that we had to straighten out. We have skipped a few episode you can always go to our Youtube channel : Da HoodCast, and get the latest video uploads before the audio comes out on podomatic. As always we would like to thank you all for watching and listening to us and know that we are not going anywhere. We are here til the end of time.  Da Crew tackles a range of compelling topics in this episode. They discuss Suicide Prevention Week, emphasizing the significance of mental health awareness. President Biden's alleged false claim about teaching at the University of Penn is examined. The latest news on Hunter Biden pleading for a deal is explored. The tragic incident of a person's death during a football fight is addressed, along with Sergio Brown's peculiar activities. Halloween plans and food don'ts for the holidays are shared. Tune in for an engaging and diverse episode of Da HoodCast.If you want to get your music playhed on our podcast please send your ORIGINAL mp3s to daHoodCast@gmail.com......#SuicidePreventionWeek#BidenTeachingControversy#HunterBidenPleaDeal#FootballFightTragedy#SergioBrownMystery#HalloweenPlans#HolidayFoodDonts

The Bragman Breakdown
U Penn Men's Squash Coach Gilly Lane on His Penn Pride, Building Culture & the Qualities of a Great Coach

The Bragman Breakdown

Play Episode Listen Later Sep 22, 2023 49:54


At 38 years old, Gilly Lane has taken the college squash world by storm and has turned the University of Pennsylvania into a perennial National Championship contender. He joined the show this week to discuss his time playing number one on the ladder for four years at Penn 2 decades ago, his love and admiration for the school, entering the coaching world at a such young age, his recruiting process, how he builds strong team culture, the one compliment that means the most to him from a former player, and more. Fun chat this week with a quality guy and a staple of the college squash and US squash communities. Enjoy! For more Bragman Breakdown content, follow us on social media:Instagram: https://instagram.com/bragmanbreakdownpod?igshid=YmMyMTA2M2Y=Tik Tok: https://www.tiktok.com/@bragman_breakdown?_t=8UTfP6R9XgM&_r=1

The Ron Flatter Racing Pod
S6E53: Under my umbrella at the Penn Derby

The Ron Flatter Racing Pod

Play Episode Listen Later Sep 22, 2023 76:24


What may be a rainy renewal of the Grade 1 Pennsylvania Derby is the highlight of this week's Ron Flatter Racing Pod. Track announcer Jessica Paquette previews the $1 million race and talks about her groundbreaking year at Parx Racing. Jockey Florent Géroux talks about his ride on Saudi Crown in the Penn Derby as well as his other stakes mounts on the undercard. Handicapper Ed DeRosa has tips not only for the big races at Parx but also the Oklahoma Derby at Remington Park. Listener feedback is focused on the calls to replace racing and playing surfaces that are widely regarded as unsafe in their sports. The Ron Flatter Racing Pod via Horse Racing Nation is available via free subscription from Apple, Google and Spotify as well as HorseRacingNation.com.

spotify google apple track grade derby penn umbrella parx pennsylvania derby remington park parx racing ron flatter racing pod
Pickaxe and Roll
Jalen Pickett goes 1-on-1 with MHS

Pickaxe and Roll

Play Episode Listen Later Sep 21, 2023 25:10


Denver Nuggets rookie Jalen Pickett sat down with Ryan Blackburn to discuss his journey to the NBA. From growing up in Rochester, New York, to transferring from Siena to Penn State after three years of college, to his NBA Draft night experience, Pickett opens up about life and basketball. What does "Whoop" mean? Is Booty Ball here to stay? Why are mock drafts so funny? Ryan and Jalen discuss many topics in this sitdown interview.

A Knight of Shreds and Patches
Nobody Innocent Out Here

A Knight of Shreds and Patches

Play Episode Listen Later Sep 21, 2023 69:24


The Patina's concerns are proved valid and Marathon takes a stand.Cast:- Marathon Messenger is played by Penn Van Batavia. She's an indie TTRPG designer who just launched a new game, Wasmannian, a solo RPG about bees, wasps, and otherness in a binary world. You can find Penn on Twitter at @acquiredchaste. - Cassidy Shard is played by Sydney Whittington. She also edits the show. Find her on Twitter at @sydney_whitt. - Emma Blackwood is played by Cameron Robertson. Find her on Twitter at @midnightmusic13 and on Instagram at @reading_and_dreaming. Cameron is also a player on Tabletop Squadron, a Star Wars Edge of the Empire actual play podcast. - Birdie Foundling is played by Kit Adames. Find her on Twitter at @venusvultures. Kit is also a voice actor and writer on Elevator Pitch Podcast, a queer genre-hopping anthology podcast. - Our GM and narrator is Nick Robertson. Find him on Twitter at @alias58. Nick is also the GM for Tabletop Squadron. Nick can also be found as a player on the Orpheus Protocol.Music & Sound Credits:- This podcast features the musical talents of Dora Violet and Arne Parrott. You can find Dora at facebook.com/doraviolett. You can find Arne at atptunes.com. - old radio Channel search sound effect by Garuda1982. Link & License. - natural area - central european - upland forest [4CH surround sound] » campfire in the woods front by craftcrest.Link & License. - Motorcycle ride by roman_cgr. Link & License. - Gravel » Pushing some gravel off a small hill by jorickhoofd. Link & License. - Centerfire_Rifle_Gun_Shot_01.wav by MATRIXXX_. Link & License. - Bird sing » Kacer suara syahdu....mp3 by Mirzalabali. Link & License. - "Flag of No Country" by Julia Kent. Link & License. - The Leopard by Julia Kent. Link & License. - The Signals by Sergey Cheremisinov. Link & License.Art Credits:- The official artwork for this podcast was created by Rashed AlAkroka, who can be found on Instagram and Artstation @rashedjrs.Find Us Online:- Our Website- Twitter- Join our Patreon- Join our Discord

Washed Up Walkons
Penn State Preview - MESSY | WUW 456

Washed Up Walkons

Play Episode Listen Later Sep 21, 2023 85:43


Today the guys preview the big matchup of the season. Iowa heads into a matchup against the Nittany Lions where both teams are 3-0 and inside the Top 25. Iowa has taken the last 2 matchups against Penn St but down some starters, we discuss what it will take to keep this game close and have a chance in a game that features a 2 touchdown spread. We discuss the crazy white out experience as both a player and a fan, and how that could go poorly or be used to the Hawks advantage. We also talk AI deep fakes of Coaches Brian Ferentz and Matt Campbell, The Roman Empire, and finish with our Ward's Winners segment of the week.If you love the show and want to show support, tell your friends! And, check out our exclusive content at Patreon.com/washedupwalkons where you can find extra podcast episodes, exclusive merchandise, Merch discounts with every tier, private Walkon discord channel access, and more!Find us on social media @washedupwalkonsVisit TheWashedUpWalkons.com for all of our episodes, merchandise, and more!

The Succ
Ep. 77 - The Penn is Mightier than the Rock

The Succ

Play Episode Listen Later Sep 19, 2023 63:39


Ash, Willow, and Phil unpack the latest alien cake craze, why men be thinking about the Roman empire, and Willow coins the amazing new term “diarrhealibs” regarding Sean Penn's latest ramblings. Plus tackle the latest toxicity accusations of Jimmy Fallon and the landscape of Late Night TV. Video episode at https://youtu.be/i_2aPJN7gpM  Subscribe to Bonus Episodes on Spotify at https://anchor.fm/the-succ-podcast/subscribe Or on Patreon https://www.patreon.com/TheSucc Check out our group on FB, https://bit.ly/TheSuccShameposting Join our Discord at https://discord.gg/4A8ef5yv8d  Find our show on other platforms: https://linktr.ee/TheSuccPod Drop a Rating and Review on Spotify and Apple Podcasts to help more people find The Succ. Intro/Outro Music by J. Pupa (https://nightleather.bandcamp.com)

Booking Back
A Rose for Emily: "All the past is not a diminishing road but, instead, a huge meadow which no winter ever quite touches."

Booking Back

Play Episode Listen Later Sep 19, 2023 43:24


Penn and Joy get gothic creepy with this short story by William Faulkner. If you haven't read it yet, get ready for a jolt of the surreal. 

Trust Me...I Know What I'm Doing
PENN MASALA...on a capella music, student life, and musical relevance

Trust Me...I Know What I'm Doing

Play Episode Listen Later Sep 19, 2023 41:40


Abhay hosts a conversation with members of the world's first and premiers South Asian a capella group, PENN MASALA. Raghu Raman, Prateek Adurty, and Gaurish Gaur joined Abhay to chat about their recent India tour, to college life as students, to energizing as a group!(0:00 - 2:55) Introduction(2:55) Part 1 - Suprises from the recent India tour, preparation as a group(13:12) Part 2 - fusing multiple genres, re-energizing with down time, and student life as a PENN MASALA member(28:41) Part 3 - musical relevance, alumni, and what they hope audiences yearn for(39:46) Conclusion

Was It Chance?
#49 - Asi Wind: The Magician's Magician

Was It Chance?

Play Episode Listen Later Sep 19, 2023 80:25


A globally renowned magician and performer, Asi Wind shares his journey in the world of magic and the art of performance, including his childhood encounter with a magician that shaped the rest of his life. He shares insights into his creative process, discussing how he designs and refines his tricks, always striving to balance perfection and enjoyment. Asi reflects on his views on failure, emphasizing the importance of learning from mistakes and finding beauty in imperfections. He speaks about the unique connection between a performer and their audience, highlighting the role of empathy and sensitivity in delivering a memorable experience. He also touches on various topics, including the significance of perspective, the inspiration drawn from everyday acts performed with care and attention to detail, and the idea of continuous improvement–providing a fascinating glimpse into the mind and philosophy of a dedicated magician and artist. This episode is a special crossover with Alan's solo podcast, The Theatre Podcast. Asi Wind is a highly acclaimed magician known for his innovative and captivating performances in the world of magic. He has performed all over the world and is currently sharing his talent on the off-broadway stage in "Asi Wind's Inner Circle" which is produced by David Blaine and is currently scheduled to until January 2024 at the time of this episode drop (it's already been extended at least 4 times – we lost count!). Connect with Asi: Instagram: @asiwind Youtube: @asiwind Twitter: @asiwind Facebook: @AsiWindsInnerCircle Magician REVEALS trick and still fools Penn & Teller!!! - Asi Wind on Penn & Teller: Fool Us Connect with Heather and Was It Chance: Slip into our Instagram DMs at @wasitchance. More about Heather via @vickeryandco on Instagram, @Braveheather on TikTok, and listen to The Brave Files Follow Was It Chance Connect with The Theatre Podcast: Support us on Patreon: Patreon.com/TheTheatrePodcast Threads, Twitter & Instagram: @theatre_podcast TikTok: @thetheatrepodcast Facebook.com/OfficialTheatrePodcast TheTheatrePodcast.com Alan's personal Instagram: @alanseales Learn more about your ad choices. Visit megaphone.fm/adchoices

The Holderness Family Podcast
Blockbuster, Perms, and Whatchamacallit

The Holderness Family Podcast

Play Episode Listen Later Sep 19, 2023 50:00


Who remembers what it was like to walk around the mall on a Friday night and seeing all your friends? It takes so long nowadays for my friend group to make plans. I miss the days when there was a standing social event you could just show up at. You couldn't text anyone to say you were there. You did laps around the mall and got to enjoy the surprise and delight of seeing people you knew. This week, Penn and I decided to avoid my anxiety and make Top 5 lists. What 5 things do you wish came back and what 5 things should never come back? Tell us what you miss about days gone by (and what things should just say away forever.) Also, should this be our new thing? What should we make a top 5 list about next? Let us know by calling 323-364-3929 or emailing us at podcast@theholdernessfamily.com. And if you like this podcast please consider leaving us a review!Play Our Game Shop Our Merch Grab Our BookJoin Our NewsletterKim and Penn are online content creators known for their award-winning videos, including original music, song parodies, and comedy sketches. Their videos have resulted in over 2 billion views and 8 million followers across their social media platforms since they (accidentally) went viral in 2013. They have a best-selling book on marriage communication, a top-rated podcast, a fun-filled family card game, and most recently, they were the winners on Season 33 of The Amazing Race.The Holderness Family Podcast is edited and engineered by Max Trujillo of Trujillo Media and produced by Ann Marie Taepke, Sam Pressman, and Ashley Cimino.Follow us on YouTubeFollow us on InstagramFollow us on TikTok Follow us on Facebook Hosted on Acast. See acast.com/privacy for more information.

Virginia Water Radio
Episode 664 (9-18-23): Grebes Sink AND Swim

Virginia Water Radio

Play Episode Listen Later Sep 18, 2023


Click to listen to episode (3:54).Sections below are the following:Transcript of AudioAudio Notes and AcknowledgmentsImagesExtra InformationSourcesRelated Water Radio EpisodesFor Virginia Teachers (Relevant SOLs, etc.)Unless otherwise noted, all Web addresses mentioned were functional as of 9-15-23. TRANSCRIPT OF AUDIO From the Cumberland Gap to the Atlantic Ocean, this is Virginia Water Radio for the weeks of September 18 and September 25, 2023.  This is a revised version of an episode from September 2014. SOUNDS - ~6 sec – Pied-billed Grebe call. This week, we feature some raucous mystery sounds from a family of diving birds.  Have a listen for about 20 seconds, and see if you can guess what's making these calls.  And here's a hint: you'll get grief if you miss this name by only one letter's sound. SOUNDS - ~ 22 sec. If you guessed grebe, you're right!  Those were some of the sounds made by the Pied-billed Grebe, Horned Grebe, and Red-necked Grebe.  Out of 22 grebe species worldwide and seven in North America, these three species are found commonly in many aquatic habitats in Virginia, with two others—the Eared Grebe and the Western Grebe—seen occasionally within the Commonwealth.  Horned Grebes and Red-necked Grebes are regular winter residents on Virginia's coasts, while the Pied-billed Grebe is typically a year-round resident on the coast and a winter resident in other regions. Grebes are known for their swimming and diving abilities; for example, the Cornell Lab of Ornithology's “Birds of the World” Web site says quote, “[g]rebes rocket through the water by compressing water behind them with coordinated thrusts of their muscular legs,” unquote; and Cornell's “All About Birds” site calls the Pied-billed Grebe “part bird, part submarine.”  Lobed toes set far back on their bodies adapt grebes for swimming, and their ability to add or remove water and air from their feathers and internal air sacs helps them to float or, as needed, to submerge to escape danger or to feed.  Grebes feed on a variety of aquatic animals like fish, crustaceans, and insects; on aquatic plants sometimes; and—notably—on their own feathers.  In turn, they may be eaten by such predators as raccoons, snakes, and birds of prey. Grebes call and act aggressively during breeding season, but they may be quieter and much less noticeable during non-breeding season.   In fact, a calm pond surface might conceal a hiding grebe with only its nostrils exposed to the air, or that surface might be broken—almost silently—by a grebe emerging with a fish in its bill. Thanks to Lang Elliott for permission to use the grebe sounds, from the Stokes' Field Guide to Bird Songs, and we let the Pied-billed Grebe have the last call. SOUNDS - ~6 sec. SHIP'S BELL Virginia Water Radio is produced by the Virginia Water Resources Research Center, part of Virginia Tech's College of Natural Resources and Environment.  For more Virginia water sounds, music, or information, visit us online at virginiawaterradio.org, or call the Water Center at (540) 231-5624.  Thanks to Stewart Scales for his banjo version of “Cripple Creek” to open and close this episode.  In Blacksburg, I'm Alan Raflo, thanking you for listening, and wishing you health, wisdom, and good water. AUDIO NOTES AND ACKNOWLEDGEMENTS This Virginia Water Radio episode revises and replaces Episode 233, 9-29-14. The sounds of the Horned Grebe, Pied-billed Grebe, and Red-necked Grebe were from the Stokes Field Guide to Bird Songs-Eastern Region CD set, by Lang Elliott with Donald and Lillian Stokes (Time Warner Audio Books, copyright 1997), used with permission of Lang Elliott.  Lang Elliot's work is available online at “The Music of Nature” Web site, http://www.musicofnature.org/. Click here if you'd like to hear the full version (1 min./11 sec.) of the “Cripple Creek” arrangement/performance by Stewart Scales that opens and closes this episode.  More information about Mr. Scales and the group New Standard, with which Mr. Scales plays, is available online at http://newstandardbluegrass.com. IMAGES Two Pied-billed Grebes on a pond in Blacksburg, Virginia, September 28, 2014.  Photo by Virginia Water Radio.Pied-billed Grebe at Seedskadee National Wildlife Refuge in Wyoming, April 2016.  Photo by Tom Koerner, made available for public use by the U.S. Fish and Wildlife Service's National Digital Library, online at http://digitalmedia.fws.gov; specific URL for the photo was https://digitalmedia.fws.gov/digital/collection/natdiglib/id/23453/rec/4, as of 9-18-23.Horned Grebe with chick, at Anchorage Coastal Wildlife Refuge in Alaska, June 2005.  Photo by Donna Dewhurst, made available for public use by the U.S. Fish and Wildlife Service's National Digital Library, online at http://digitalmedia.fws.gov; specific URL for the photo was https://digitalmedia.fws.gov/digital/collection/natdiglib/id/411/rec/41, as of 9-18-23.Red-necked Grebe pair, at Anchorage Coastal Wildlife Refuge in Alaska, May 2005.  Photo by Donna Dewhurst, made available for public use by the U.S. Fish and Wildlife Service's National Digital Library, online at http://digitalmedia.fws.gov; specific URL for the photo was https://digitalmedia.fws.gov/digital/collection/natdiglib/id/20/rec/37, as of 9-18-23. EXTRA INFORMATION ABOUT THE PIED-BILLED GREBE The following information is quoted from the Virginia Department of Wildlife Resources (formerly Department of Game and Inland Fisheries), “Fish and Wildlife Information Service,” online at https://services.dwr.virginia.gov/fwis/, primarily the “Life History” section of the the Pied-billed Grebe entry, online at https://services.dwr.virginia.gov/fwis/booklet.html?&bova=040008&Menu=_.Taxonomy&version=19612. The scientific name of the Pied-billed Grebe is Podilymbus podiceps. Physical Description “This species is 12-15 inches (31-38 cm) long with a 23 inch wingspread.  It is a small, stocky bird distinguished by its short, blunt bill encircled by a broad black band with the upper portion of the bill curved downward; it is often described as chicken-like.  ...Grebes have lobed toes, feet that are placed far back on the body, and a short rudder-like tail to aid in pursuing prey underwater.” Reproduction “The nest is built by both members of the pair and is made up of flags, rushes, sedge, algae and mud and is attached to grasses, reeds or bushes in the water. ...The eggs are laid from March to September, are blue-white initially, and then turn brown.  The brown color results from the adults covering the eggs with wet organic matter when they are foraging or defending the territory.  ...There may be up to 2 broods per year.  Incubation takes about 23 days and begins with the first egg laid.” Behavior “Nest attendance is shared equally by the male and female during egg-laying and post-laying periods.  Incubation however, is carried out mostly by the female.  The streaked or spotted chicks can swim almost immediately after hatching.  The young will usually travel on the parents back or will cling to their tail.  The parents may feed the chicks and even dive while chicks are on their back.  The parents will return to the nest frequently with the young.  Young grebes fledge at about 35 days.  ...[This species] rarely flies, and it escapes by diving with a short leap or by slowly submerging.  It is the most solitary of the grebes.  It is the first grebe to arrive north in the spring and the last to leave in the fall.  It migrates in closely-massed flocks. ...” Feeding “Diet consists primarily of fish including eels, carp, and catfish as well as sticklebacks, sculpins, silversides, and minnows.  [It will also] forage on crayfishes, aquatic insects, snails, spiders, frogs, tadpoles, some seeds and soft parts of aquatic plants, ...[and] on shrimp in saltwater bays and estuaries.  [It ingests] large numbers of their own feathers.  This may serve to protect the stomach from puncture by indigestible parts and prevent hard items from entering the intestines.  Feathers also provide the base material of regurgitated pellets that contain undigested material such as fish bones.” Aquatic/Terrestrial Associations: “In Virginia, pied-billed grebes have been observed foraging with snowy egrets.  Mutualistic foraging enhances opportunities for obtaining prey.  Limiting factors: The greatest losses of nests and eggs resulted from wind, rain, waves, and storm tides.  Predators of eggs and young include raccoons, laughing gulls, water snakes, snapping turtles, and peregrine falcons.” SOURCES Used for Audio Cornell University Lab of Ornithology, “All About Birds,” online at http://www.allaboutbirds.org.The Horned Grebe entry is online at https://www.allaboutbirds.org/guide/Horned_Grebe/;the Pied-billed Grebe entry is online at https://www.allaboutbirds.org/guide/Pied-billed_Grebe/;the Red-necked Grebe entry is online at https://www.allaboutbirds.org/guide/Red-necked_Grebe/. National Audubon Society, “Taxonomic Family: Grebes,” online at https://www.audubon.org/bird-guide?title=Grebe&family=6460. Cornell University Lab of Ornithology, “Birds of the World,” online at https://birdsoftheworld.org/bow/home.  (subscription required).The entry for the taxonomic family of grebes, Podicipedidae, is online at https://birdsoftheworld.org/bow/species/podici1/cur/introduction; this is the source of the quote in the audio.The Horned Grebe entry is online at https://birdsoftheworld.org/bow/species/horgre/cur/introduction;the Pied-billed Grebe entry is online at https://birdsoftheworld.org/bow/species/pibgre/cur/introduction;the Red-necked Grebe entry is online at https://birdsoftheworld.org/bow/species/rengre/cur/introduction. Indiana Audubon, “Pied-billed Grebe,” by Annie Aguirre, July 1, 2018, online at https://indianaaudubon.org/2018/07/01/pied-billed-grebe-2/. Angela Minor, “Birds of the Blue Ridge: Pied-billed Grebe,” Blue Ridge Country, December 27, 2022. Chandler S. Robbins et al., A Guide to Field Identification of Birds of North America, St. Martin's Press, New York, N.Y., 2001. Stan Tekiela, Birds of Virginia Field Guide, Adventure Publications, Cambridge, Minn., 2002. Virginia Department of Wildlife Resources (formerly Department of Game and Inland Fisheries), “Fish and Wildlife Information Service,” online at https://services.dwr.virginia.gov/fwis/.The Horned Grebe entry is online at https://services.dwr.virginia.gov/fwis/booklet.html?&bova=040005&Menu=_.Taxonomy&version=19612;the Pied-billed Grebe entry is online at https://services.dwr.virginia.gov/fwis/booklet.html?&bova=040008&Menu=_.Taxonomy&version=19612;the Red-necked Grebe entry is online at https://services.dwr.virginia.gov/fwis/booklet.html?&bova=040004&Menu=_.Taxonomy&version=19612. Virginia Department of Wildlife Resources (formerly Department of Game and Inland Fisheries), “List of Native and Naturalized Fauna in Virginia, August 2022,” online (as a PDF) at https://dwr.virginia.gov/wp-content/uploads/virginia-native-naturalized-species.pdf. Joel C. Welty, The Life of Birds, 2nd Edition, W.B. Saunders Company, Philadelphia, Penn., 1975. For More Information about Birds in Virginia or Elsewhere Chesapeake Bay Program, “Birds,” online at https://www.chesapeakebay.net/discover/field-guide/critters?s=&fieldGuideType=Birds&fieldGuideHabitat. Cornell University Lab of Ornithology, “Merlin Photo ID.”  The application for mobile devices allows users to submit a bird photograph to get identification of the bird. Information is available online at http://merlin.allaboutbirds.org/. Cornell University Lab of Ornithology and the Audubon Society, “eBird,” online at https://ebird.org/home.  Here you can find locations of species observations made by contributors, and you can sign up to contribute your own observations. University of Michigan Museum of Zoology, “Animal Diversity Web,” online at https://animaldiversity.org.Virginia Society of Ornithology, online at http://www.virginiabirds.org/.  The Society is a non-profit organization dedicated to the study, conservation, and enjoyment of birds in the Commonwealth. Xeno-canto Foundation, online at https://xeno-canto.org/.  This site provides sounds of birds and other wildlife from around the world. RELATED VIRGINIA WATER RADIO EPISODES All Water Radio episodes are listed by category at the Index link above (http://www.virginiawaterradio.org/p/index.html).  See particularly the “Birds” subject category. Following are links to some other episodes on diving birds. American Coot – Episode 391, 10-23-17.Cormorants – Episode 467, 4-8-19.Loons – Episode 445, 11-5-18

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