Podcasts about businesses

Organization undertaking commercial, industrial, or professional activity

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    Latest podcast episodes about businesses

    Mind Over Macros
    Coaches Compass: Why Coaching Businesses Are Failing

    Mind Over Macros

    Play Episode Listen Later Dec 5, 2025 30:06


    In this episode of the Coaches Compass, Mike explains why a lot of coaches and coaching businesses are struggling right now. More importantly, he explains how you can be part of the small percent that thrive. If you need help scaling your business, start your 7-day free trial for The Collective.------------------------------------------------Click here to apply for coaching!For some amazing resources and to be a part of a badass community, join our FB group HEREThe personality assessment is now available online! Click here to take the assessment and find out what your personality tells us about the way you should be training and eating.Take the assessment here!To learn more about Neurotyping, visit www.neurotypetraining.comFollow Mike on IG at @coach_mike_millner

    Stephan Livera Podcast
    Multisig Bitcoin custody for businesses with Kevin Loaec | SLP704

    Stephan Livera Podcast

    Play Episode Listen Later Dec 5, 2025 61:57


    In this conversation, Stephan Livera and Kevin Loaec discuss the challenges and advancements in self-custody and multi-signature (multisig) wallets for businesses. They explore the reasons why many businesses are hesitant to adopt self-custody, including regulatory constraints and the current limitations of available tools. The discussion highlights the evolution of multisig, the risks associated with centralized custodians, and the introduction of Liana Business as a tailored solution for businesses looking to implement multi-sig setups. They also dive into the importance of defining roles within a multisig framework, the mechanisms for recovery, and the future of recovery paths in Bitcoin. Kevin also shares various aspects of Bitcoin custody, focusing on time locks, key management, and the importance of recovery pathways for businesses. He emphasizes the need for user-friendly solutions that mitigate risks associated with key loss and the complexities of managing multiple wallets. The discussion also touches on the role of insurance in Bitcoin custody, the potential threats posed by large custodians, and the challenges of maintaining privacy while reusing keys across different setups. Takeaways:

    Green Industry Podcast
    Proven Marketing Strategies That Actually Work for Lawn & Landscape Businesses

    Green Industry Podcast

    Play Episode Listen Later Dec 5, 2025 38:56


    In this power-packed episode, Mike Stiers of Greenbaum Stiers shares his battle-tested marketing playbook that took his company from startup to multi-million-dollar success using a mix of digital ads, direct mail, referrals, and local domination strategies. Whether you're just starting out or scaling an established lawn care business, you'll walk away with actionable, high-ROI tactics you can implement this week to attract better clients and fill your schedule faster than ever.

    The Jason Rantz Show
    Hour 3: Light rail in Tacoma?, businesses' reaction to Katie Wilson, guest Chris Wright

    The Jason Rantz Show

    Play Episode Listen Later Dec 5, 2025 48:47


    We’re being told that light rail is coming to Tacoma Dome but you should only believe it when you see it. A new Seattle business merges pickleball with dining. Guest: Patrick Foley with Lake Union Partners on the Seattle business community’s reaction to Katie Wilson’s victory. // LongForm: GUEST: Energy Secretary Chris Wright is visiting Washington State this week.  // Quick Hit: The Democrats have another dumb talking point and want to extend Obamacare subsidies.

    The Steve Harvey Morning Show
    Brand Building: He shares actionable insights for entrepreneurs on building scalable, profitable businesses from side hustles.

    The Steve Harvey Morning Show

    Play Episode Listen Later Dec 4, 2025 32:53 Transcription Available


    Strawberry Letter
    Brand Building: He shares actionable insights for entrepreneurs on building scalable, profitable businesses from side hustles.

    Strawberry Letter

    Play Episode Listen Later Dec 4, 2025 32:53 Transcription Available


    Kendall And Casey Podcast
    New study shows main street businesses are struggling

    Kendall And Casey Podcast

    Play Episode Listen Later Dec 4, 2025 8:14


    See omnystudio.com/listener for privacy information.

    IT Visionaries
    The AI Security Blind Spots Every Company Should Fix Now

    IT Visionaries

    Play Episode Listen Later Dec 4, 2025 62:44


    Security used to be a headache. Now it is a growth engine.In this episode of IT Visionaries, host Chris Brandt sits down with Taylor Hersom, Founder and CEO of Eden Data and former CISO, to break down how fast growing companies can turn cybersecurity and compliance into a true competitive advantage. Taylor explains why frameworks like SOC 2, ISO 27001, and emerging AI standards such as ISO 42001 are becoming essential for winning enterprise business. He also shares how to future proof controls, connect compliance work to real business goals, and avoid the costly pitfalls that stall companies during scale.Taylor also highlights the biggest blind spots in AI security, including model training risks, improper data handling, and the challenges created by relying on free AI tools. If you are building a SaaS product or selling into large companies, this conversation shows how trust, transparency, and strong security practices directly drive revenue. Key Moments:  00:00 — The Hidden Risks of Scattered Company Data04:11 — Why Early-Stage Teams Lose Control of Security08:22 — Compliance Becomes a Competitive Advantage12:33 — SOC 2 vs ISO 27001: What Founders Need to Know16:44 — Framework Overload and How to Navigate It20:55 — Mapping Security Controls to Business Objectives25:06 — The Gap Between Compliance Audits and Real Threats29:17 — Startup Security Blind Spots That Lead to Breaches33:28 — Rising AI Risks Leaders Aren't Preparing For37:39 — Building Customer Trust Through Transparency41:50 — Protecting AI Models and Sensitive Customer Data46:01 — Why Free AI Tools Create Hidden Data Exposure50:12 — Automating Security Controls for Scale54:23 — Continuous Compliance Beats Annual Audits58:34 — Final Takeaways on Security, Trust, and Growth -- This episode of IT Visionaries is brought to you by Meter - the company building better networks. Businesses today are frustrated with outdated providers, rigid pricing, and fragmented tools. Meter changes that with a single integrated solution that covers everything wired, wireless, and even cellular networking. They design the hardware, write the firmware, build the software, and manage it all so your team doesn't have to.That means you get fast, secure, and scalable connectivity without the complexity of juggling multiple providers. Thanks to meter for sponsoring. Go to meter.com/itv to book a demo.---IT Visionaries is made by the team at Mission.org. Learn more about our media studio and network of podcasts at mission.org. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Art of Construction
    383: AI and Small Businesses

    The Art of Construction

    Play Episode Listen Later Dec 4, 2025 45:26


    "Start in small areas of your business and test it there, and then you can see the impact of AI implementation." Join Devon Tilly as he chats with Shawn Kercher and Brian Watson of Humming Agent AI! Shawn Kercher is the Co-Founder and CTO of Humming Agent AI, where he focuses on making AI-powered workflow automation accessible and impactful for businesses of all sizes. With a background in engineering and over a decade of leadership in innovation at Comcast Labs, he's led teams building scalable AI solutions that solve real-world problems and drive business growth. Brian Watson is a lifelong entrepreneur that has been running businesses since he was 17. He has successfully grown companies in several industries including Retail, Service, SaaS, and AI. These experiences have given him a tremendous depth of business knowledge and provided him with tangible insights into what it takes to run a successful company. He has expertise in numerous areas including leadership, strategy, sales, marketing, operations, people management, project management, PR, and government contracting. He is a highly collaborative team player who loves winning. He is happiest when getting to contribute his skills towards solving difficult problems that move a company towards success! Follow Humming Agent AI on LinkedIn! Keep up with the Art of Construction (AOC) podcast on Instagram, Facebook, and LinkedIn! Subscribe and leave us a review on Apple Podcasts or Spotify!

    The Forward Thinking Podcast, Powered by FCCS
    Cooperative Principles & Leadership Mindset

    The Forward Thinking Podcast, Powered by FCCS

    Play Episode Listen Later Dec 4, 2025 39:21


    In a time when organizations are navigating generational change, evolving leadership expectations, and shifting workforce dynamics, cooperative boards have a unique opportunity to lead differently, anchored in values, purpose, and shared ownership. This episode of the Forward Thinking Podcast features FCCS SVP of Marketing and Communications Stephanie Barton, Vice President of Organizational Development for FCCS Jay Lux, and Angie Coleman, Organizational Development Consultant with FCCS. Their conversation centers around director strategies for connecting with the spirit of cooperative identity so that every choice made in the boardroom strengthens both the organization and the people it serves.    Episode Insights Include:   What makes cooperative governance distinct? The cooperative structure is made up of the members, for the members.  Decisions made by the board directly impact those whom it serves.  Boards include member-owners of the organization.  Cooperative governance starts with member benefits, not shareholder return.  Decisions are made with and for the people that the board serves.  Cooperatives exist to create value with their people.    The future of cooperative boards As businesses grow in complexity, cooperative boards offer insights into how to best serve their members.  Shifting workforce and generational shifts are aligned with what cooperatives value.  Board focus is shifting toward what really matters to employees today.  The collaborative nature of how organizations are structured and governed is revealing.  Key differentiators between corporate and collaborative structures benefit the patrons of the cooperative, rather than the owners.  Cooperatives exist to create value with their people. These principles matter in today's current landscape more than ever before.    Three leadership challenges that cooperatives address Employees are distrustful of organizations that value profit over people.  The triple bottom line affects consumer and employee decision making.  Workforce expectations have shifted toward what the cooperative structure offers.  The cooperative model is uniquely positioned toward employee expectations.  Performance and purpose are effectively addressed by the cooperative model.   Board decision-making principles in the cooperative model  All seven cooperative model principles may show up in the boardroom at any given time Cooperative boards are focused on long-term viability of the business, and ultimately, the member-owner. Annual returns are positively impacted by the cooperative model.  These principles are the foundation for the structure and purpose of the institution.    Employee engagement and good governance Employees today expect transparency, participation, and purpose.  Employees want to know the why behind decision making.  High-performing teams have clear expectations, visibility, and effective feedback loops.  When people understand the why, the don't just buy-in, they believe-in. Board decisions need to reflect employee needs. Respectful dissent in the boardroom is addressing conflict done well.  Healthy conflict requires getting curious and asking clarifying questions.    Shifting governance expectations in the face of leadership transitions and increased complexity Demographic changes for management transitions with the new generation.  Growing organization size creates new complexities. Technology advancements are regular conversations in today's boardroom  Businesses are run of people, by people.  Regulatory landscape requirements have made business operations increasingly challenging.  Individual expertise must be balanced with collective decision making at the board level.    Effective board and management collaboration and education Preliminary preparation is essential for effective conversations.  Engage in robust debate about ideas, not individuals.  The executive session is a powerful tool for meaningful board discussions. When in doubt, bring in a subject matter expert.  Directors have a responsibility to build regular learning into the boardroom.  Annual board performance reviews are essential.  Succession planning should be embedded throughout the boardroom culture.    This podcast is powered by FCCS.   Resources   Connect with Jay Lux — Jay Lux   Connect with Angie Coleman — Angie Coleman   Get in touch   info@fccsconsulting.com   "Cooperative governance starts with member benefits, not shareholder return." — Angie Coleman   "Cooperative boards are focused on long-term viability of the business, and ultimately, the member-owner, not just the profit of the cooperative institution itself." — Jay Lux   "When people understand the why, the don't just buy-in, they believe-in." — Angie Coleman   "In the cooperative model, it's not optional to have a voice. It's part of the cooperative principle." — Angie Coleman

    Watchdog on Wall Street
    Here's Why Small Businesses Are Filing Bankruptcy in RECORD Numbers

    Watchdog on Wall Street

    Play Episode Listen Later Dec 4, 2025 5:17 Transcription Available


    LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  A federal program that was supposed to help small businesses dig out from debt is now signaling a full-blown crisis. Subchapter V bankruptcies — designed for businesses with modest debt loads — just hit record highs. At the same time, today's ADP report shows exactly where the real weakness is: small businesses are laying people off.In this episode, we break down: • Why Subchapter V bankruptcies are surging as debt limits tighten • Why ADP's small-business data is the most important warning sign in the economy • How tariffs, inflation, and uncertainty have crushed the engine of U.S. job growth • Why regulations hit small businesses harder than anyone else • How giant corporations benefit from complex bills like Dodd-Frank and Sarbanes-Oxley And why the administration needs to cut costs, cut red tape, and cut barriers if it wants any shot in 2026!

    The Resilient Retail Game Plan
    Retail Trends 2026: Four Shifts Retail Businesses Need To Prepare For

    The Resilient Retail Game Plan

    Play Episode Listen Later Dec 4, 2025 26:45


    The shopfront of retail is about to change—will you be on the right side when the robots come knocking? With thanks to this episode's sponsor Faire (https://faire.com/) Use the code 'GamePlan25' to claim 50% off and free shipping with your first order!Hi, I'm Catherine Erdly. This week on the Resilient Retail Game Plan, I'm laying out the four seismic shifts set to hit independent retailers by 2026. Think agentic AI that shops for your customers, TikTok Shop turning the high street digital, trust as your most valuable currency, and the resale boom rewriting what “new” means. With 25 years of retail trenches behind me, I'm sharing not just the what, but the how—so you can cut through the noise, strengthen cash flow for retailers, and make sure your product business survives (and thrives) in the new landscape. Grab your notebook and come behind the counter—these are the independent retailer tips that matter.Make sure you grab my freebie at http://resilientretailclub.com/freebieEnjoy the episode? DM me your lightbulb moments or next guest wish list @resilientretailclub on Instagram. Please rate, follow, and review this podcast in your app—it helps more indie founders decide to give us a try!00:00 "Top Retail Trends for 2026"06:05 "Future of Shopping: AI & Shoptainment"10:07 "Shoppable Live Streams on TikTok"14:16 TikTok Shop: Creator-Brand Strategies16:33 "AI Pets and Trust Issues"18:42 Building Trust for Small Businesses22:44 "Building Trust Through TikTok"Mentioned in this episode:Freebie downloadStock FreebieFaire 50% offerUse the code GamePlan25 to get 50% off and free shipping with your first order at faire.comFaire 50% off - use code 'GamePlan25'

    RNZ: Morning Report
    Cafes face struggle as businesses close for holiday period

    RNZ: Morning Report

    Play Episode Listen Later Dec 4, 2025 3:46


    It's officially the festive season, and businesses are preparing to shut up shop for the holidays. Sarah Hussey owns three cafes throughout Dunedin called The Perc, and will be shutting two as it is not worth it financially to stay open. She spoke to Corin Dann.

    Marketplace
    Small businesses pull back on hiring

    Marketplace

    Play Episode Listen Later Dec 3, 2025 25:26


    Small business owners' economic moods remain mixed. But, as is so often the case, how folks feel is different from how they act. And hard data tells us small business owners are pulling back on hiring — one ADP report shows businesses with fewer than 50 employees cut a net 120,000 jobs in November. Should we be worried? Plus: Retailers benefit from buy now, pay later offerings, import prices sans fuel rose in September, and cap-and-trade carbon emissions programs have changed since their inception.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

    My First Million
    3 Simple Businesses That Make Millions

    My First Million

    Play Episode Listen Later Dec 3, 2025 47:21


    Want to start a $1M side hustle? Get 100+ ideas here: https://clickhubspot.com/gbh Episode 771: Sam Parr ( ⁠https://x.com/theSamParr⁠ ) and Shaan Puri ( ⁠https://x.com/ShaanVP⁠ ) talk about simple business ideas that are making millions.  — Show Notes: (0:00) suckmyguttersclean (4:51) Hill BIlly of the Week (9:50) The MrBeast of roofing (16:02) Shaan gives his barber business advice (21:07) The positioning of Ari Emanuel (27:28) Barrett-Jackson auctions (29:41) The offline craving for content (39:56) Noise canceling products — Links: • Suck My Gutters Clean - https://www.suckmyguttersclean.com/  • Billy Bob Products - https://billybobproducts.com/ • Siua Cutz - https://www.instagram.com/siuacutz/  • Frieze - https://www.frieze.com/  • Barrett-Jackson - https://www.barrett-jackson.com/  • Museum of Ice Cream - https://www.museumoficecream.com/  — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano //

    The Real Reel
    5 Businesses You Should AVOID Starting in 2026 (And Why!)

    The Real Reel

    Play Episode Listen Later Dec 3, 2025 14:04


    Thinking of starting a business in 2026? In this episode, I break down the business models I'd avoid, from influencer marketplaces to novelty AI startups. Learn from my experience, discover what makes a business sustainable, and get tips for success in the new year. Share your thoughts in the comments and don't forget to subscribe for more founder insights every week! Subscribe to my substack: https://thegrowthlist.substack.com 00:00 - Intro: 2026, Year of the Entrepreneur 01:17 - Why I Wouldn't Start an Influencer Marketplace 03:45 - The Problem with Targeting Enterprise First 06:52 - Recurring Revenue: Why It's Essential 08:58 - The Harsh Truth About Social Media Startups 12:00 - Novelty AI Startups: A Cautionary Tale 13:45 - Final Thoughts & Community Q&A Learn more about your ad choices. Visit megaphone.fm/adchoices

    Marketplace All-in-One
    Small businesses pull back on hiring

    Marketplace All-in-One

    Play Episode Listen Later Dec 3, 2025 25:26


    Small business owners' economic moods remain mixed. But, as is so often the case, how folks feel is different from how they act. And hard data tells us small business owners are pulling back on hiring — one ADP report shows businesses with fewer than 50 employees cut a net 120,000 jobs in November. Should we be worried? Plus: Retailers benefit from buy now, pay later offerings, import prices sans fuel rose in September, and cap-and-trade carbon emissions programs have changed since their inception.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

    The Colin and Samir Show
    Why the Future of Creator Businesses Is Offline

    The Colin and Samir Show

    Play Episode Listen Later Dec 3, 2025 33:34


    Something big is happening in the creator world: creators are turning their online audiences into real-world destinations. From tours to immersive pop-ups, we're entering the Experience Economy — a shift that resembles the early days of Disney. In this episode, we talk about why creators are moving offline, what it says about the volatility of digital media, and where the creator business model is heading next. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Grow Your Business and Grow Your Wealth
    Episode 296: How Business Improvement Districts Help Small Businesses Grow

    Grow Your Business and Grow Your Wealth

    Play Episode Listen Later Dec 3, 2025 24:59


    What does it take to transform a neighborhood into a thriving business community? On Grow Your Business and Grow Your Wealth, Gary Heldt sits down with Mark Burns, Executive Director of the Coconut Grove Business Improvement District. Mark draws on more than 20 years of experience in real estate leasing, government property management, and community revitalization to explain how small businesses can tap into local resources, avoid costly leasing mistakes, and position themselves for long-term success. From negotiating city-owned properties to managing major Miami capital projects, Mark has seen it all. His insider perspective gives business owners a clear understanding of how government works, how Business Improvement Districts operate, and how to use these resources to grow stronger, smarter, and more sustainably. This conversation is packed with real strategy, clear examples, and lessons every business owner should hear. Key Takeaways → Why Business Improvement Districts give small businesses more power than acting alone → How Coconut Grove was revitalized into one of Miami's most desirable neighborhoods → The most significant mistakes business owners make when signing leases → Why business owners miss out on grants and free resources → How long-term planning protects businesses from future economic swings → How entrepreneurs can build influence and gain a board seat in their district Featured Quote from Mark Burns “The people who step out of their routine are the ones who succeed.” To learn more about Coconut Grove's Business Improvement District or to connect with Mark, visit CoconutGrove.com. Follow Grow Your Business and Grow Your Wealth for more conversations that help business owners strengthen their financial future. Learn more about your ad choices. Visit megaphone.fm/adchoices

    LST's I Am The Law
    Elevating Businesses to New Highs: Corporate Cannabis Practice (replay)

    LST's I Am The Law

    Play Episode Listen Later Dec 3, 2025 30:54 Transcription Available


    Mia Getlin specializes in the state-legal cannabis industry in Oregon and Washington. She shares insights into the challenges and complexities of navigating the highly-regulated cannabis sector, emphasizing the importance of trust-building with clients coming from diverse backgrounds, including those transitioning from the illicit market. Mia highlights the role of advocacy in shaping industry regulations, issue spotting for compliance, and maintaining a supportive, problem-solving approach as a transactional attorney focused on finding solutions for her clients' needs. Throughout the conversation, she provides valuable perspectives on the legal intricacies and evolving dynamics of the cannabis business, from licensing to corporate structuring, offering a unique window into her role as a dedicated advocate for her clients in this rapidly changing field. Mia is a 2014 graduate of Pepperdine Caruso School of Law.This episode is hosted by Kyle McEntee.Mentioned in this episode:Access LawHub today!Colorado Law SchoolLearn more about Colorado LawLoyola Law SchoolLearn more about Loyola Law School

    Only in Seattle - Real Estate Unplugged
    Lets Go Brandon's WOKE Tax Plan Will Drive Businesses AWAY in DROVES!

    Only in Seattle - Real Estate Unplugged

    Play Episode Listen Later Dec 3, 2025 26:01


    Here we go again - Chicago's Brandon Johnson wants to slap a $21 per employee monthly tax on businesses with over 100 workers, calling it a "community safety surcharge." Meanwhile, someone gets shot every 4 minutes in Chicago. Make that make sense! This genius progressive policy will drive even more businesses out of a city that's already lost 10,000 companies in the past decade. Johnson claims he's targeting the "ultra-wealthy," but a restaurant with 100+ employees isn't exactly swimming in cash - they're running on razor-thin margins. While Texas and Florida gain taxpayers every few minutes, California loses one per minute, and Chicago wants to accelerate their exodus with this head tax nonsense. The kicker? Johnson refuses to cut the bloated budget or make any real reforms, because that might upset his teacher union buddies. What could go wrong with taxing job creators while people flee in droves? Is anyone surprised this ideological train wreck is happening? Think this brilliant strategy will solve Chicago's billion-dollar deficit, or just create an even bigger mess?

    The Valley Today
    Front Royal Chamber: Community Leadership, Christmas Parades, and Cookies

    The Valley Today

    Play Episode Listen Later Dec 3, 2025 20:14


    When the newest cohort of the Front Royal–Warren County Chamber of Commerce Community Leadership Program filed into the conference room, they didn't expect their first assignment to involve a radio interview. Yet chamber director Niki Foster insists that discomfort is part of the process. As she tells Valley Today host Janet Michael, leadership requires stepping outside routine—and this program is designed to stretch participants in the best possible ways. A Program Built to Strengthen Community Now more than 25 years old, the Chamber's leadership program remains one of the region's most impactful professional development opportunities. Since 1999, it has graduated nearly 300 people—small-business owners, town staff, nonprofit leaders, educators, healthcare professionals, and engaged residents. Niki explains that the program offers a "wide-angle lens" view of Front Royal and Warren County. Participants explore how local government works, how social services operate, what drives economic growth, how nonprofits collaborate, and what challenges shape daily life in the community. Moreover, she emphasizes that the program serves the community just as much as the participants. Graduates leave with accurate knowledge, real-world context, and the confidence to correct misinformation that spreads on social media or in neighborhood groups. A Class Filled With Motivation—and Curiosity As Janet goes around the room, the class reveals a diverse mix of personal motivations: Nonprofit Leaders Looking for Deeper Understanding Andrea Ross, representing Warren County Habitat for Humanity, hopes to better understand the inner workings of the community she serves. Rachel Ross, newly relocated and working with Warren County Department of Social Services, wants to connect locally and learn the landscape. Doris Lockwood, a 20-year military veteran, appreciates the chance to see "how the community works—and sometimes doesn't." Small-Business Owners Seeking Connection Janet Counts, co-owner of Potomac Plumbing & Gas, supports women in business and wants a clearer picture of how her business fits into the local ecosystem. Jennifer Nicholson, owner of Jennerations Hair Studio & Spa, enrolled because friends raved about the program's impact. Local Government Employees Strengthening Their Roots Eric Jorgenson and Megan Clark of the Town of Front Royal see the program as a way to understand community needs more fully and collaborate across departments. Educators & Workforce Developers Expanding Their View Anna Walton from Blue Ridge Technical Center wants to form informed opinions—not guesses—about local issues. Lisa Mauck, an adjunct professor with Laurel Ridge Community College, completed the program 24 years ago and returned for a modern refresher. A Student With a Head Start Zachary Nicholson, the youngest participant, joined simply to learn about his community—earning praise from Janet for choosing curiosity over obligation. Together, their voices paint a picture of a community eager to learn, participate, and contribute. Evolution in a Growing Region As Janet and Niki reflect on the program's history, they acknowledge how dramatically the county has changed since its inception. Businesses have expanded, new neighborhoods have emerged, and local government has evolved. That's why Niki loves when alumni return; the learning is never truly finished. Importantly, Niki notes that town staff have participated every single year—a powerful endorsement of the program's relevance. Valley Health, too, is a consistent supporter, sending team members annually to strengthen cross-sector understanding. Connecting the Dots Across Sectors Because participants represent nearly every corner of the community—government, healthcare, education, nonprofits, small business—the program becomes a living network. "We all touch different people," Niki explains. The more accurate information leaders share, the stronger the community becomes. From tours of major institutions to hands-on sessions during government and education months, the program forces participants to move beyond assumptions and see the systems they inhabit. Holiday Hustle: The Chamber's Busiest Season In the second half of the episode, the conversation shifts from leadership development to full-blown holiday logistics. And for Niki, December is no small undertaking. The Christmas Parade & Merry Market The Front Royal Christmas Parade, one of the largest annual events downtown, draws more than 7,000 attendees—making it the third-largest community gathering. Interest is so strong that parade applications were requested as early as February. Beyond the parade, Niki outlines a full day of activities: Holiday performances at the gazebo The Merry Market featuring small businesses and seasonal vendors Children's activities Pancake breakfasts, open houses, concerts, and more As Janet jokes, it's the kind of day that makes Front Royal feel like a Hallmark movie—though Niki insists it feels more like the small-town charm of Gilmore Girls. Business After Hours & Community Giving Even with the holiday chaos, the chamber continues its regular programming. December includes: Coffee & Conversation, held the first Friday of every month Business After Hours at Royal Cinemas on December 9, raising funds for Warren County foster care A free screening of Elf afterward Cocoa & Cookies at the Chamber on December 19—open to everyone, not just members Looking Ahead: Education and Local Government As the leadership class finishes its introductions, Nikki previews their upcoming sessions: December: Education — tours, presentations, and immersive learning in local schools January: Local Government — meetings with officials, facility tours, and firsthand exploration of how decisions are made Janet can't resist teasing them about Public Safety Day, warning that Warren County Fire & Rescue legend Gerry Maiatico never misses an audience. A Class Just Getting Started As the conversation wraps, the participants settle into their first day as a cohort—curious, energized, and ready for the nine-month journey ahead. Janet promises to return in June to ask them what surprised them most, what they loved, and how the experience changed their understanding of Front Royal and Warren County. One thing is certain: this group is diverse, engaged, and poised to make a meaningful impact.

    CNBC Business News Update
    Market Midday: Stocks Higher, Small Businesses Shed Jobs, Natural Gas Prices At 3 Year High 12/3/25

    CNBC Business News Update

    Play Episode Listen Later Dec 3, 2025 3:16


    From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Becker Group C-Suite Reports Business of Private Equity
    Building Great Businesses: 10 Key Concepts 12-2-25

    Becker Group C-Suite Reports Business of Private Equity

    Play Episode Listen Later Dec 2, 2025 12:30


    In this episode, Scott Becker breaks down 10 principles for starting and scaling successful companies, from finding product market fit and choosing the right niche to building strong teams and evolving as a founder.

    The Multifamily Wealth Podcast
    #307: An Insanely Tactical Deep Dive Into How Multifamily Investors Can Leverage AI To Grow Their Businesses with Jake Heller

    The Multifamily Wealth Podcast

    Play Episode Listen Later Dec 2, 2025 42:48


    Axel sits down with Jake Heller, co-founder of the AI for CRE Collective, for one of the most tactical and implementation-focused conversations ever released on the Multifamily Wealth Podcast.This is a killer episode in how multifamily investors can begin adopting AI today to streamline underwriting, automate repetitive tasks, speed up market research, build better investor materials, and dramatically increase operational output without hiring additional staff.Jake breaks down the exact tools he uses, the automations he's built, and why AI isn't replacing real estate professionals, but multiplying their capabilities. If you're using AI at a bare-bones level (or barely using it at all), this episode walks you step-by-step through where to start and how to integrate AI into your business in a real and meaningful way.Join us as we dive into:Why “AI replacing people” is a misconception—and how it actually amplifies investor productivitySpecific tools multifamily investors should adopt (Gamma, Claude, Grok, Relay, Index/Shortcut, NotebookLM, etc.)How to use AI to automatically: Underwrite deals, pull rent comps and sales comps, create investor decks; summarize calls, emails, and market data and more!How to use AI note-takers, workflow automators, and email-based agentsHow to consolidate your historical data so AI tools can actually learn your voice and processWhat “digital twins” are—and how Jake uses them to simulate the decision-making frameworks of leaders like Stuart MillerWhy the investors who adopt AI today will dramatically outpace those who waitAre you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.NH Multifamily Fund III Details:Download The OM For The NH Multifamily Fund IIIAccess The Deal Room For The NH Multifamily Fund IIIConnect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate PartnersConnect with Jake:Follow him on InstagramConnect with him on LinkedinLearn more about AI for CRE Collective

    Real Estate Masters Podcast
    #73 How Smart Businesses Build Credibility Fast With Proven Broadcast Marketing | Dustin Singer

    Real Estate Masters Podcast

    Play Episode Listen Later Dec 2, 2025 24:22


    How Smart Businesses Build Credibility Fast With Proven Broadcast Marketing shows how real companies use broadcast exposure to drive awareness, trust, and conversions. In this video, Dustin Singer breaks down why broadcast-style marketing delivers unmatched impressions per dollar, boosts seller confidence, and accelerates deal flow. Learn how businesses scale lead funnels, increase inbound calls, and strengthen brand reputation using strategic on-air presence—plus how it pairs with PPC, organic traffic, and retargeting for maximum performance. _______________________________ If you want to learn how to run your business in 5 hours or less.... Go to https://www.5HourBusiness.com Subscribe to my YouTube channel:    / @tonyjavierbiz   And if you're into flying and want to follow my Aviation journey, check out my other YouTube channel at    / @tonyjaviertv    _______________________________ Follow me on Social Media: Tiktok -   / tonyjavier.tv   Instagram -   / tonyjavier.tv   Facebook Personal -   / tonyejavier   Facebook Business -   / realtonyjavier   ________________________________________ If you want to dominate your Real Estate Market with TV commercials, go here: https://www.ClaimMyMarket.com If you want to connect with me and my network, go to https://tonyjavier.com/connect If you want to check out Tony's Real Estate Resources and Vendors go to https://www.TonyJavier.com/resources ________________________________________

    Sunlight
    Taxes Are the Broccoli of Democracy, So Why Should You Care?

    Sunlight

    Play Episode Listen Later Dec 2, 2025 17:44


    In this episode of the Sunlight Tax Podcast, I'm sharing my excitement about launching my book, Taxes for Humans.  I wrote this book to make taxes simple and empowering, especially for freelancers, creatives, and historically underrepresented communities. We dive into why understanding taxes isn't just about saving money, it's about knowing how our taxes fund essential services, support our communities, and strengthen democracy. I also break down practical tax tips for self-employed individuals and creatives so you can grow your business, maximize benefits, and make a positive impact. Also mentioned in this episode: 01:25 Taxes for Humans 03:54 The Mission Behind Taxes for Humans 06:42 Understanding Taxes as a Societal Agreement 09:52 The Benefits of Taxes for Individuals and Businesses 12:46 Empowering Creatives and Entrepreneurs 15:32 Celebrating Community and Upcoming Events   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Link to Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your SUPERBRIGHT Bonuses Check my in-person events. You're invited to my book launch party in Asheville.  

    Content Is Profit
    Hubspot Lead in Media Partnerships Insider Strategies: How Businesses Can Win In Content Before The End Of The Year

    Content Is Profit

    Play Episode Listen Later Dec 2, 2025 39:18


    We had to bring this one back — because it's just that good. Today's guest is our good friend Carly Baker, now leading Media Partnerships at HubSpot Originals (yes, that HubSpot). She's been a big part of our journey, and every time she's on the show…

    Investor Fuel Real Estate Investing Mastermind - Audio Version
    How Peter Hagen Scales Real Estate Businesses | From Fix-and-Flip to Wholesaling

    Investor Fuel Real Estate Investing Mastermind - Audio Version

    Play Episode Listen Later Dec 2, 2025 28:22


    In this conversation, Peter Hagen shares his journey in real estate, emphasizing the importance of building trust with clients, personal growth through challenges, and the significance of daily routines for success. He discusses market trends, his strategies for wholesaling and flipping properties, and the importance of collaboration in business. Peter also reflects on his personal struggles with alcoholism and how overcoming these challenges has shaped his approach to life and work.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

    21 Hats Podcast
    Best of: We Charge What We Need to Charge

    21 Hats Podcast

    Play Episode Listen Later Dec 2, 2025 58:57


    This week, we're replaying one of my favorite conversations of the year, a Q&A session we recorded in May at our 21 Hats Live event in Ann Arbor, Michigan, with Ari Weinzweig, co-founder of Zingerman's Community of Businesses. If you've already listened to our conversation with Ari, I encourage you to listen again. It's worth it.And if you haven't heard it, well, you're in for a treat. Much of the discussion focused on a topic that haunts just about every business owner, and that's pricing. Specifically, Ari talked about how he learned to charge enough to run a healthy business and why he'd rather go out of business charging what Zingerman's needs to charge than go out of business never knowing whether customers would have paid the true cost of great food and great service. (Spoiler alert: They have not gone out of business.)Not surprisingly, the 21 Hats Live participants had lots of questions for Ari, including how he and his partners decide whether to launch a new business, how he and co-founder Paul Saginaw have maintained their partnership for more than 40 years, how he and Paul are approaching succession, and whether he thinks of himself as successful, which prompted Ari to share that his mother never stopped pleading with him to take the LSAT. You know, just in case.We're re-playing the episode in part because we took Thanksgiving week off from recording but also because it offers a little taste of what it's like to attend a 21 Hats Live event. As you may have seen in the Morning Report, I've just announced that our fourth annual in-person event will take place in Cincinnati in May. Once again, it will be a terrific opportunity to connect with others who understand what it takes to build a business. If you've ever wished you could spend more time with people who really get what you're going through, this is your chance. We will have peer group conversations on topics you help pick. We'll get VIP tours of iconic local businesses. We'll eat good food. We'll build relationships. And we'll leave inspired.But spots are limited. For more information and to register, please check the newsletter I sent out on Sunday. Or shoot me an email, and I'll make sure you get the invite. You can reach me at loren@21hats.com.

    Gov Tech Today
    E65: Bridging the Procurement Gap — How New Regulations Empower Small Businesses

    Gov Tech Today

    Play Episode Listen Later Dec 2, 2025 15:51


    In this episode of Gov Tech Today, hosts Russell Lowery and Jennifer Saha discuss a significant rulemaking process initiated by the Department of General Services (DGS) to change small business and Disabled Veteran Business Enterprise (DVBE) procurement processes. They examine the new statutory mandate requiring 25% of state spending to go to small businesses and 3% to DVBEs. Jennifer highlights the impact on technology procurements and the potential for leveling the playing field for small businesses. The conversation also delves into the increased contract limit from $250,000 to $3.5 million for small business procurements and the need for education and awareness within both government and vendor communities. The episode closes with a look at the opportunities and challenges this new regulation presents.00:00 Introduction to Govtech Today00:29 Regulatory Changes in Small Business and DVB Procurement02:08 Impact on Technology Procurement04:11 Small Business and DVB Off-Ramp Procurement06:49 Increasing the Procurement Limit09:33 Educating the Business Community15:24 Conclusion and Future Outlook

    The Flip
    I Went to Bolivia Where Businesses Survive on Stablecoins

    The Flip

    Play Episode Listen Later Dec 2, 2025 11:30


    Bolivia is facing a severe economic crisis. The country is literally running out of dollars. Their foreign reserves have collapsed from $15 billion a decade ago to just $50 million today. In June 2024, Bolivia legalized cryptocurrencies, and digital asset transaction volume exploded - growing over 500 percent in the past year.To participate in the global economy, businesses are turning to stablecoins for access to dollar assets. From Binance peer-to-peer trading to stablecoin-powered credit cards, we explore how people survive when their country runs out of dollars, and how stablecoins are being used for global spending. Watch the full episode on YouTube.00:00 - Bolivia ran out of dollars02:06 - Stablecoins to the rescue03:25 - How did Bolivia get here?04:11 - Bolivia's parallel economy06:24 - Meru09:55 - What happens when a country runs out of dollarsOur Links -

    RNZ: Checkpoint
    Small businesses advised not to panic over arrival of IKEA

    RNZ: Checkpoint

    Play Episode Listen Later Dec 2, 2025 7:09


    Small busineses are being advised not to panic over the arrival of retail giant IKEA. The 34,000 square metre store is stocked with 7,500 unique products, with forecasts suggesting up to 20,000 shoppers will visit on opening day. Global IKEA sales topped $90 billion New Zealand dollars in 2024. So is this whale of a brand going to consume some smaller businesses? Managing director of business consultants First Retail Group, Chris Wilkinson spoke to Lisa Owen.

    Blonde Highlights with Kris and Kyle
    The Ultimate Holiday Gift Guide, Meaningful Gifts That Can Create Lasting Memories & Support Small Businesses

    Blonde Highlights with Kris and Kyle

    Play Episode Listen Later Dec 2, 2025 37:47


    In this conversation, Hosts Kris Yeo & Kyle Hennessy give their ultimate holiday gift guide for everyone on your list and discuss the importance of thoughtfulness in gift giving, emphasizing how genuine intent can be perceived through the quality and consideration behind a gift. they contrast meaningful gifts with those that feel obligatory, highlighting the emotional connection that thoughtful gifts can foster.TakeawaysNothing worse than a gift that feels thoughtless.Genuine intent in gift giving is easily recognizable.Thoughtful gifts strengthen personal connections.Gifts should reflect the recipient's interests.The emotional impact of a gift is more important than its monetary value.A well-chosen gift can convey deep appreciation.Gift giving is an art that requires understanding the recipient.Obligatory gifts can feel insincere and unappreciated.The thought behind a gift often matters more than the gift itself.Meaningful presents can create lasting memories.

    NJCPA IssuesWatch Podcast
    335: What Visa's New Data Program Means for Businesses

    NJCPA IssuesWatch Podcast

    Play Episode Listen Later Dec 2, 2025 14:57


    Visa has announced a major overhaul of its commercial credit card data standards through its new Commercial Enhanced Data Program (CEDP), and businesses should take notice in order to avoid paying significantly higher rates. Eric Cohen, CEO at Merchant Advocate, explains what this means for businesses and why CPAs need to be paying attention. Topics discussed:What CEDP is and why Visa is moving away from the old systemImpacts that controllers, CFOs and public accountants should be preparing forCommon system and data problems that could cause business to fall out of complianceWhat CPAs should be asking their payment processors nowPreview of another big pending issue in the credit card processing world Resources:Visa CEDP Explained: What Every B2B Merchant Needs to KnowLearn more about Merchant Advocate and their special offer for NJCPA membersBusiness Management Knowledge Hub #IssuesWatch #podcast #visa #cedp

    Mitzi Think Inc's Podcast
    LTA "Stoicism in Businesses" W/SG Trudi Bruce

    Mitzi Think Inc's Podcast

    Play Episode Listen Later Dec 2, 2025 22:40


    Let's Think About "Stoicism in Businesses" With Special Guest Trudi Bruce Trudi shares her thoughts on Stoicism in business, reminding people that they can create a positive and comfortable work environment. While learning about Trudi, we discussed how she stumbled upon this discovery and how every place of business in any field can create a more inviting work environment. This episode aims to prompt thought.  To stay in touch, please visit Trudi's website at https://app.mavensystems.us/ to learn more about her.

    SBS Nepali - एसबीएस नेपाली पोडकाष्ट
    Nepali businesses in Australia: How to start your own and is it ‘easy‘? - ‘नुन देखि सुनसम्म!': के अस्ट्रेलियामा आफ्नो ‘बिजनेस' गर्न सजिलो छ?

    SBS Nepali - एसबीएस नेपाली पोडकाष्ट

    Play Episode Listen Later Dec 2, 2025 10:41


    SBS Nepali spoke with some Nepali business owners in Sydney and Melbourne, including boutique owner Kabisha Twanabasu; restaurant owners Upendra Tandukar, Bhola Nath Panta and Parbati Shakya, grocery store owners Bishal Sharma and Khem Raj Dhimal, hairdresser Sudeepa Shrestha, butchery owner Dipendra Khadka, meat and grocery operator Krishna Neupane and clothing and grocery store owner Juna KC. They shared the growth of their businesses and opportunities and challenges along the way. - सिड्नी तथा मेलबर्नमा विभिन्न व्यवसाय गर्दै आएका नेपाली समुदायका केही व्यवसायीहरूसँग, उनीहरूले सञ्चालन गर्दै आएका रेस्टुरेन्ट, ब्युटी पार्लर, कपडा, किराना, मासु पसल लगायतका व्यवसाय, व्यावसायिक यात्राका अनुभव, प्राप्त गरेका अवसरहरू, सामना गरेका चुनौतीहरू, लगायत विविध विषयमा हामीले कुराकानी गरेका थियौँ। बुटिक तथा कपडा पसल सञ्चालन गर्दै आएकी कविशा त्वानाबासू, रेस्टुरेन्ट व्यवसायीहरू उपेन्द्र तन्डुकार, भोला नाथ पन्त, पार्वती शाक्य, किराना पसल खोलेका विशाल शर्मा, खेमराज धिमाल, हेयर ड्रेसर सुदिपा श्रेष्ठ, मासु पसल चलाउँदै आएका दीपेन्द्र खड्का, मासु तथा किराना पसल खोलेका कृष्ण न्यौपाने र किराना तथा कपडा पसलकी जुना केसीसँग एसबीएस नेपालीले गरेको कुराकानी सुन्नुहोस्।

    Becker Group Business Strategy 15 Minute Podcast
    Building Great Businesses: 10 Key Concepts 12-2-25

    Becker Group Business Strategy 15 Minute Podcast

    Play Episode Listen Later Dec 2, 2025 12:30


    In this episode, Scott Becker breaks down 10 principles for starting and scaling successful companies, from finding product market fit and choosing the right niche to building strong teams and evolving as a founder.

    Jungunternehmer Podcast
    Wie baut man Produkte, die Kunden wirklich lieben? Ex-Trade Republic Produktchef erklärt

    Jungunternehmer Podcast

    Play Episode Listen Later Dec 2, 2025 92:06


    David Schreiber, ehemals Stripe & Trade Republic, heute Gründer von Duna, spricht über die Kunst der Produktentwicklung. Er teilt, warum europäische und amerikanische Produktphilosophien unterschiedlich sind, wie man zwischen Vision und Pragmatismus balanciert und warum Europa der ideale Standort für komplexe B2B-Infrastruktur ist. Was du lernst: Produktphilosophie Unterschiede zwischen B2C und B2B US vs. EU Denkweisen Vision vs. Pragmatismus Go-to-Market Co-Development als Strategie Die richtigen ersten Kunden Warum Vertrauen entscheidend ist Pricing & Value Business Case basiertes Pricing Success-Based Modelle Wie man NRR richtig denkt Product Market Fit Segmentierung & Geografie Von "Gut genug" zu "Magic" Warum PMF mehrdimensional ist Alles zu Unicorn Bakery: https://stan.store/fabiantausch Mehr zum Gast: LinkedIn: https://www.linkedin.com/in/ds-berlin/ Website: https://duna.com/ Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/ Kapitel: (00:00:00) Intro: Produktentwicklung in der KI-Ära (00:02:12) Was macht ein richtig gutes B2B-Produkt aus? (00:04:44) US vs. Europa: Unterschiedliche Produktphilosophien (00:08:23) Von der Vision zur Realität: Der richtige Ansatz (00:12:59) Wie KI die Produktentwicklung fundamental verändert (00:17:12) Der Burggraben-Mythos: Wie baut man heute Wettbewerbsvorteile? (00:38:09) Dune: Von der Idee zur Identitäts-Infrastruktur (00:49:14) Die ersten Kunden: Zwischen Weihnachten und Launch (00:59:24) Co-Development als Go-to-Market Strategie (01:04:43) Pricing-Philosophie: ROI statt versteckte Gebühren (01:18:32) Product-Market Fit ist nicht binär (01:21:23) Die nächsten 3 Jahre: Vom Produkt zum Netzwerk (01:24:45) Warum Europa der richtige Ort für bestimmte Businesses ist

    Business of Tech
    MSP Cybersecurity: Addressing Rising Costs and Job Losses in Small Businesses

    Business of Tech

    Play Episode Listen Later Dec 1, 2025 16:15


    Small businesses in the U.S. are facing rising costs and job losses, with 70% of owners citing inflation as their primary concern, according to a recent Bank of America study. Despite this, 75% of small business owners remain optimistic about revenue growth in the coming year. However, the disparity in employment trends is stark, as small firms shed 88,000 jobs while larger companies gained 151,000. This economic environment is leading to a reduction in discretionary tech spending, as small businesses prioritize survival and cost control over technology investments.The global tech consulting market is projected to exceed $400 billion in revenue by 2026, driven by a surge in technology upgrades. A report indicates that 84% of buyers plan to upgrade their technology within the next year, with a notable increase in demand for consulting services. However, a significant number of personal computers are delaying upgrades to Windows 11, indicating a gap between modernization goals and actual implementation. This presents an opportunity for IT providers to position Windows 11 migration not merely as an OS upgrade but as essential for achieving desired business outcomes.In the hardware sector, Dell reported record revenues of $27 billion for the quarter ending October 31, 2025, largely attributed to its AI infrastructure business. Conversely, HP announced plans to cut 4,000 to 6,000 jobs as part of a restructuring initiative aimed at enhancing productivity through AI. Both companies are navigating challenges, including a projected memory shortage that could lead to increased prices in the second half of the fiscal year. These developments highlight the shifting dynamics in the tech industry, where AI is reshaping hardware strategies and vendor support is expected to diminish.For Managed Service Providers (MSPs) and IT decision-makers, the current economic landscape necessitates a strategic approach to technology investments. As small businesses tighten their budgets, IT providers must focus on demonstrating the financial impact of their solutions and offering flexible purchasing options. The convergence of rising consulting demand, hardware inflation, and vendor financial repositioning underscores the importance of aligning technology refresh cycles with business outcomes. By proactively addressing these challenges, MSPs can position themselves as essential partners in navigating the complexities of modernization and economic pressure. Four things to know today 00:00 SMB Costs Surge, Hiring Drops, and Confidence Splits—Forcing IT Providers to Tie Tech Directly to Business Value05:19 Everyone Says They Want Digital Transformation, but a Billion PCs Say Otherwise08:29 AI Server Demand Boosts Dell While HP Restructures and Warns of Memory Shortages, Pressuring SMB Refresh Cycles12:52 N-able Takes On More Debt — Here's Why MSPs Should Pay Attention This is the Business of Tech.    Supported by:  https://saasalerts.com/mspradio/

    Let People Prosper
    The Truth About Tariffs: Who Pays and Why It Matters | This Week's Economy Ep. 140

    Let People Prosper

    Play Episode Listen Later Dec 1, 2025 21:58


    Tariffs are a misguided way to raise revenue—and they're already hurting Americans. Businesses warn that rising import costs are squeezing margins, consumers are paying more at the store, and uncertainty is growing as companies pause hiring and investment while they wait to see what tariffs come next. As of this recording, the Supreme Court has an opportunity to set an important precedent: the president cannot impose taxes by executive order. If the Court affirms this ruling, it will be a win for constitutional order and taxpayers alike.But this moment didn't appear out of nowhere. For decades, Congress has steadily handed its trade and tax authority to the executive branch—granting presidents of both parties broad tariff powers with little oversight. What began as narrow tools has evolved into sweeping authority used to manage the economy, wage trade wars, and pressure allies. Administrations have leaned on tariffs as a fix for real concerns, and every time, Americans have paid the price.In this episode of This Week's Economy, we're going to break down how we got here, why tariffs create more problems than they solve, and the constitutional, economic, and strategic policy reforms that would actually help American workers, businesses, and families. For more insights, visit vanceginn.com. You can also get even greater value by subscribing to my Substack newsletter at vanceginn.substack.com. Please share with your friends, family, and brader social media network. 

    Wealth, Actually
    DIVORCE FOR THE WEALTHY WOMAN

    Wealth, Actually

    Play Episode Listen Later Dec 1, 2025 28:37


    BROOKE SUMMERHILL has written a new book to address "Divorce and the Wealthy Woman." https://youtu.be/FFSeBg3XT8M In this conversation, Brooke discusses the complexities of divorce, particularly focusing on the financial aspects that wealthy women face. She emphasizes the importance of understanding one's balance sheet, hiring the right professionals, and navigating complex assets during divorce. The discussion also covers the emotional components of divorce, the significance of having a supportive team, and the benefits of open conversations about finances, including the role of prenups. Takeaways from "DIVORCE FOR THE WEALTHY WOMAN" Divorce can be a daunting process, especially regarding finances. Understanding your balance sheet is crucial during divorce. Breathing and staying calm can help alleviate anxiety. Hiring the right professionals is essential for navigating divorce. Complex assets require specialized knowledge and support. Cash flow planning is vital for post-divorce stability. Parenting during divorce needs careful planning and support. Open conversations about finances can strengthen relationships. Prenups can facilitate healthy discussions about money. Divorce is a journey that can become easier with the right support. Chapters 00:00 Introduction to Divorce and Finances 02:58 Understanding the Balance Sheet 05:45 Navigating Complex Assets in Divorce 09:05 Building Your Professional Team 12:04 The Emotional Component of Divorce 15:09 Modeling Settlements and Cash Flow Planning 17:56 Parenting and Financial Responsibilities 20:41 Preventative Measures and Financial Awareness 23:53 The Role of Prenups in Marriage and Divorce Transcript of "DIVORCE FOR THE WEALTHY WOMAN" Frazer Rice (00:01.186) Welcome back, Brooke.Brooke Summerhill (00:03.378) Hi, thanks so much for having me. I'm so excited to be here. Let's chat about the most fun topics in the world. Divorce and finances, right?Frazer Rice (00:09.952)Well, and codified in your new book, Divorce for the Wealthy Woman. I have already started, and I think it's a winner for a bunch of reasons. The big one really is addressing a viewpoint that I think has been missed by the financial books generally speaking,Brooke Summerhill (00:15.794)Mm-hmm. Frazer Rice (00:31.086)It really corrects a problem, I think, around information asymmetry in finances generally. And unfortunately, we've both been around it from a divorce perspective. Tell me what, first of all, let's let our listeners remind themselves of your practice. And what do you do there? And then what was the book trying to accomplish? https://www.amazon.com/Divorce-Wealthy-Women-costs-that-ebook/dp/B0G1ZMFVCN/ Brooke Summerhill (00:53.554)Okay, so hi, I'm Brooke Summerhill. I do specifically for the last like 15 years in finance. Specifcially in the last five specifically in divorce and finance for wealthy women. So I'm not very creative my book specifically and my podcast is literally called divorce for the wealthy woman. I love being able to understand the perspective of someone going through divorce,not feeling the fire, and creating a years long fight. I help alleviate the stress of divorce and go through the finances, the emotional aspect, I'm in financial psychology. I've been doing that and I plan on continuing doing that. It's a fun, fun, fun career path for me.Frazer Rice (01:40.526)One of the great things I think about your book is it starts where I start. You really have to be comfortable with what your balance sheet looks like. Take us through a little bit about your experience in helping wealthy women get acquainted with something they weren't familiar with initially. However, they have to get familiar with it real fast.Brooke Summerhill (02:03.014)So typically, you go to a lawyer . You're about to get divorced and it was blindsided in your face. my god, what is going on? He wants to get divorced or she wants to get divorced. Doesn't matter who you are, heterosexual couple or not. It does not matter. You might not know where the finances are, right? And you're going to a lawyer. You expect them to help you out, but you don't even know where the assets are. You don't know it's on the balance sheet. So the first step is breathing.Let's not get into this sympathetic nervous system. No fight or flight, freeze, thaw, and let's not go there if we can't avoid it. And really just breathe and understand it's going to be OK. That's the first thing I want to just point out is you can do the work on yourself without having to do hard interval training. You can just breathe. So you're going to breathe and understand, OK, the balance sheet. I can figure this out. You got it. And you might need to hire someone like myself who's a certified divorce financial analyst, you might have your lawyer help you. You might ask your soon to be ex if they're willing and amicable to understand the balance sheet. You might go to a financial advisor, wealth manager, your family office and ask some questions. So this is a time of learning and it's okay that you don't know where everything is. And the balance sheet is terrifying for most people. 98 % of us have money anxiety. It's okay. Breathe.Get help and support where you can. The foundation is the balance sheet. If this is the only thing you take from today, is just breathe and know that the foundation is your budget, your expenses, what's coming in, what's going out. Can you figure that out? Even though you might not know where your assets are. Do you have Bitcoin? Or have different properties? Do you even know if there's liens, mortgages, loans on them? That all will get figured out. But you've got to know what you're spending.I would say, you tell me if you have a different experience. But most clients do not know their budget. And that's OK. Doesn't matter your wealth, income, anything. Most people, at least in America, do not know what they spend every month. So that's the foundation is to start theirs. Understand, what are you spending? Just keep a little log. It can be old fashioned. And I have plenty of technological apps that can help with this. But keep it old fashioned. Just write down, what are you spending? And keep that for a week.Brooke Summerhill (04:28.752)That can help you in your divorce process and remember to breathe. There you go.Frazer Rice (04:32.91)And it's part of my process, I think, is to just understand what you're spending. And then the next step is really understand where it comes from to help support that spending. It's like analyzing someone who earned 100 million dollars from this movie. It's like, OK, that's the headline. Now it's a lot different in reality. Certainly taxes, how it's paid to you.We'll get into this in a second, and sometimes it's not in cash. Sometimes it's in different types of assets. Whether it's stock or maybe you own homes, and it may not be necessarily liquid right up front. It sounds like we're parking our cars in the same garage on that front.Brooke Summerhill (05:19.154)Absolutely, absolutely agree with you.Frazer Rice (05:22.114)So maybe let's go through some of the complex assets that you think about that come up in any, not all divorce situations, but definitely in many of them. Many times people have grown their wealth through a private business. so even, you know, the number that is settled upon in the divorce settlement may not be readily available from a cash payout perspective. How do you take people through that?Brooke Summerhill (05:47.473)Oof. So I have an entire chapter on businesses because majority of my clients, I'm going to be very sexist here and say majority of my clients, husbands in a heterosexual relationship do own a business or have just been bought out of a business or are starting a startup or have something behind the scenes that they're aware of or maybe not even aware of. So businesses are huge thing. That's why I put a chunk of it in my book becauseThe biggest advice I can give is hire, I'm going to be a repetitive throughout this whole podcast today is hire the right professionals if you can, because you don't know what you don't know and that's okay. You're going to breathe through that and acknowledge you don't have to be an expert in divorce. But when you have a business reading, listening to podcasts, doing all of those exercises are wonderful and hiring an expert. So getting someone who's understanding the finances in a divorce specifically, so business valuator, or just having a consultation. That's enough to understand, this, I need a forensic accountant, because I don't know anything that's going on within this part of the businesses that I'm a part of, but I'm not really a part of, or I need a business valuator. Let's just have a consultation. It could be really a non serious, non threatening, non emotional way to start it.I'm just going to have a consultation to understand, do I need this business valuator? I would just at least have those conversations to understand more about your husband's business or your business in general on what are the numbers behind it? Because it is very complex, just as you're saying. Businesses, absolutely, you want the right experts involved.Frazer Rice (07:30.506)And sort of as a broader business, or not really business, but sort of as a broader sort of contextual situation here, the type of wealth, whether it's private funds, people who are invested in private equity or hedge funds or stock options or RSUs for people who are in the tech world, things that are held in trust, there's the concept of carried interest and real estate and concentrated stock.This is to go back to your comment that there are people out there that can help you. Understand those assets, I guess for lack of better word, can and can't do. As far as either provide cash flow or are easily divisible in a divorce settlement.

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