Churners Digest

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes can be found on companion site!

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes can be found on the companion site!https://fearthez.com/2025/03/17/episode-58-big-banks-brokerages-rumors-750-bonus/

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Link to show notes on companion site!https://fearthez.com/2025/02/24/episode-57-shutdowns-bonus-payouts-more/

Shownotes on the companion site! https://fearthez.com/2025/01/29/ep-56-caaas-cc-subs-all-the-amex-updates/

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes can be found on the companion site! https://fearthez.com/2025/01/06/episode-55-2024-review-bonuses-lots-of-robinhood/

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes can be found on the companion site! --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes can be found on the companion site! https://fearthez.com/2024/11/20/episode-53-juno-win-puj-free-30-per-month/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site https://fearthez.com/2024/11/03/episode-52-cfpb-amex-wins-fines-disputes/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes can be found on the companion site! https://fearthez.com/2024/10/25/episode-51-interview-w-former-enzo-co-founder-ceo-jeremy-shoykhet/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Shownotes can be found on the companion site! https://fearthez.com/2024/10/15/episode-50-cfpb-update-bonuses-the-tenderloin/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Shownotes on companion site! https://fearthez.com/2024/09/23/episode-49-cfpb-pettiness-subs-and-robinhood-updates/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/09/07/episode-48-sub-payouts-an-unfortunate-rant-lots-of-news/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! This episode was essentially me reading and elaborating on the show notes so please check it them out! Show notes on companion site https://fearthez.com/2024/08/21/episode-47-topic-episode-bank-account-bonuses-for-dummies/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2024/08/12/episode-46-class-actions-galore-sub-dps-i-broke-my-promise/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on the companion site! https://fearthez.com/2024/07/31/episode-45-boise-travel-woes-bonus-wins-new-cards/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes can be found on companion site! https://fearthez.com/2024/07/19/episode-44-sew-subs-fdic-updates-discord/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/07/10/episode-43-custom-cards-evolve-leak-gift-cards-galore/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/06/22/episode-42-more-fails-wf-bilt-clear-experience-music/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/06/12/episode-41-bofa-pre-headaches-amex-rebound-gc-discounts/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on companion site! https://fearthez.com/2024/06/04/episode-40-more-coupon-books-amex-fails-6-75-apy-savings-account/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on companion site! https://fearthez.com/2024/05/21/travel-episode-london-prague-amsterdam/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on companion site https://fearthez.com/2024/05/12/episode-38-cfpb-updates-amex-bofa-chase-news-and-so-much-more/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! https://fearthez.com/2024/04/15/episode-37-more-on-robinhood-amex-plat-a-trip-down-memory-lane/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/04/08/episode-36-robinhood-activity-new-cards-bonuses/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes can be seen on the companion site! https://fearthez.com/2024/03/26/episode-35-light-up-cards-cash-back-woes-curve-updates/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site https://fearthez.com/2024/03/19/ep-34-a-saga-returns-gcs-more-bank-closures/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Shownotes on companion site https://fearthez.com/2024/03/11/episode-33-bank-closures-changes-home-internet-deals-and-ccs/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site https://fearthez.com/2024/03/05/episode-32-end-of-sagas-nationwide-regional-subs-more/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on companion site! https://fearthez.com/2024/02/26/episode-31-fdic-guitarcenter-keypoint-bofa-capone-acquisition-curve/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  See the show notes on the companion site! https://fearthez.com/2024/02/19/episode-30-bofa-application-dps-fdic-update/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  See the Companion Site for Show Notes! https://fearthez.com/2024/02/06/episode-29-atm-reimbursements-subs-2023-year-end-summary/ 2023 Year End Summary https://fearthez.com/2024/02/06/2023-spending-recap-new-year-not-much-has-changed/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  See the companion site for show notes! https://fearthez.com/2024/01/28/episode-28-cc-funding-settlements-credits/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on companion site! https://fearthez.com/2024/01/21/episode-27-bankrupt-airlines-bonuses-more-sagas-updates/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on the companion site! https://fearthez.com/2024/01/15/episode-26-new-subs-2-5k-cc-funding-guitar-center-saga-more/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/01/08/episode-25bonuses-ccs-sagas-shutdowns/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on companion site! https://fearthez.com/2023/12/27/episode-24-fmf-purchases-industry-notes-chargeback-wins/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site https://fearthez.com/2023/12/13/episode-23-industry-updates-my-shopping-deals-more/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Companion Post: https://fearthez.com/2023/12/04/episode-22-holiday-discounts-250-free-bets-gift-cards/ If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Intro music can be found here! --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2023/11/26/episode-21-free-patreon-access-housekeeping-and-black-friday/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2023/11/17/episode-20-hmb-ness-dead-massive-gc-deals-more/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! See the show notes on the companion site! https://fearthez.com/2023/11/11/episode-19-albert-paywall-bofa-2x-day-stats-others/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! See the show notes on the companion site! https://fearthez.com/2023/11/05/episode-18-1-off-coffee-deals-cvs-making-people-blind/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

See the show notes/companion post on my site! https://fearthez.com/2023/10/29/churners-digest-episode-17-brokerage-bonuses-checking-savings-sub-free-taco/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

For show notes, see this post on my blog! https://fearthez.com/2023/10/24/episode-16-topic-episode-europe-trip/ Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

See show notes on the companion site! https://fearthez.com/2023/10/14/episode-15-extra-2-day-venmo-offers-bye-curve-more/ --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Update: mentioned this in the Simple Finances discord a few days ago but forgot to add it to my notes. There are elevated targeted Venture X referral codes as reported by DoC and first reported on reddit Companion post If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Back from Europe Trip - bit sick Shout-out the madman and legend Kleed for being a patreon supporter! Shout out Kai of The Daily Churn podcast for the shoutout 25 referrers - welcome! The Kai effect Latest Episode Churning Life - latest episode 3 Lesson Learned: Roth income & 401k IRA effects https://www.irs.gov/retirement-plans/amount-of-roth-ira-contributions-that-you-can-make-for-2023 https://www.irs.gov/retirement-plans/2023-ira-deduction-limits-effect-of-modified-agi-on-deduction-if-you-are-covered-by-a-retirement-plan-at-work Bilt closed loophole for Curve New Priority Pass blog post to keep track of my visits New Amex Gold Business changes New bank SUB DBs Save update George P Save Referral Chase Freedom Flex 5x on Groceries and Gas is public & via referrals My Referral https://www.reddit.com/r/churning/comments/1717fed/daily_discussion_thread_october_06_2023/k3qry74/ https://www.reddit.com/r/churning/comments/16zi5iu/daily_discussion_thread_october_04_2023/k3g8nku/ $200 Airbnb gift card w/ $20 BestBuy gift card [Expired] Verizon $10 off per line loyalty credit Google Podcasts gone by 9/24 to be replaced by YouTube Music podcasts 5% of total listens all time Stay tuned for upcoming Trip Abroad topic episode Future Accounts Breakdown episode I have 53 open bank accounts and 25 open credit card accounts. I plan on doing a topic episode about each and their uses! --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Skip ahead to 10 minutes if you want to get right to the Churning news/updates! Companion Post Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Shout-out the madman and legend Kleed for being a patreon supporter! Soon the site will be ad free! Call out Google Podcast, PocketCasts (removes white noise), Apple Podcasts & Overcast  Demographics! - See screenshot on companion blog post! Revived articles 2022 Spending Recap: I Spent Too Much Money Can Visa Signature's Roadside Assistance Replace AAA? One Card To Rule Them All, But Which Is Better? Curve vs Percents Highlighted Article Card Designs Liberty Bank SUB for $200 DP Venmo $5 on $50+ Amazon purchase (targeted, maybe works for GCs?) PNC Cash Rewards Increased SUB $200 after $1k spend in 3 months, plus double cash back first year if opened in branch Wells Fargo Active Cash Increased SUB $300 for $1.5k spend in 3m Costco removes Discover from online shopping Can get around with Curve (my writeup) (podcast episode including Curve info) (DoC discussion on Curve as a way around this) No more multiple Citi Custom Cash cards Capital One $350 checking SUB DD $250 twice in 75 days for $350 Credit Card Losses Rising At Fastest Rate Since Great Financial Crisis - CNBC & /u/Econ0mist Goldman Sachs hurting after Apple Card snafu 9/25 free 4 at home COVID tests Wesbanco $400 checking bonus (WV, PA, OH, IN, KY, MD) DD $500+ in 60 for $400 AnnualCreditReport.com is now permanently available weekly 15% off Uber and other GCs at OfficeDepot/Max BofA Double Cash Back Days 10/2-10/6 Panera 10%, Jamba 10%, HeyDude 10%, Aldo 15% Rant: Chase & BofA Offers Gone for 2 weeks, abroad episode when I return: cards used, lounges etc --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Companion post Support me on Patreon! Shout-out the madman and legend Kleed for being a patreon supporter! CFPB complaint successful and Amex acknowledge that I should receive MR on my federal income tax payment and that I also met the SUB MSR with the help of this spend. Precedence set again https://reddit.com/r/churning/s/x82xQOXwaG $200 BofA SUB - $2k DD in 90, lots count as DD https://www.doctorofcredit.com/bank-america-100-checking-bonus-public-nationwide/ Chase Business Ink 90k - denied # of recent apps, business structure, insufficient business relationship https://www.doctorofcredit.com/chase-ink-90000-offers-slated-to-end-soon/ Supplement paid $5 to my PayPal https://www.doctorofcredit.com/keurig-coffee-pods-class-action-lawsuit-potential-5-or-36-per-household HMBradley remove all requirements for top tier, all you need is a $500 deposit to get 4.7%, 0% otherwise. No CC or positive cash flow required https://www.hmbradley.com/APYs-NYCB?utm_campaign=Simplify+APY+Announcement&utm_content=Simplify+APY+Announcement+-+B&utm_medium=email_action&utm_source=customer.io $300 travel credit for Venture X is now a coupon applied at checkout https://www.doctorofcredit.com/capital-one-launching-premium-venture-x-card-with-100000-points-200-signup-bonus-395-fee-300-travel-credit-10k-annual-bonus/#comment-1692102 TreeCard is closing their debit card, potentially introducing CC in the future https://help.treecard.org/en/articles/8322299-debit-card-closure-guide https://www.treecard.org/post/a-letter-from-the-founders $200 SUB for $500 deposit, 10 debits & eStatements, $100 CC fund per account App went pending https://www.doctorofcredit.com/chartway-federal-credit-union-200-checking-bonus-direct-deposit-not-required/ $200 SUB for $100 DD in 90 days https://www.doctorofcredit.com/ny-only-bethpage-credit-union-200-checking-bonus/ E trade issues with wealthfront Action items: 500k HMB but FDIC insured up to $250k Kevin Hart Skit --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! New! You can now support me on patreon! Completely optional and nothing about the podcast or blog will change but if you want to support me, you can! Also new, a page dedicated to my referrals! I am trying this out so if you don't like it please let me know. New referral page: https://invt.co/u/sytvBFfbj Would you be interested in a deep dive into an Albert feature (not boosts)? 1 sounds interesting, one maybe. Prob will not cover US Bank Altitude Connect Free Mobile Data Complimentary 1 GB/15-Day global mobile data plan from GigSky New referral page: https://invt.co/u/sytvBFfbj TradeStation Bonus Deposit and maintain $500 for 30 days for $150 bonus My DP Info on what account I opened New NJ Credit Card Fee Laws Business must disclose the credit card fee they will be charging customers before purchasing Business are not allowed to make a profit on the credit card fee if they charge one 10% off Uber gift card ($100 for $90) Staples no fee Mastercard gift card (max 8) Disney+ New & Eligible returning customers 3 months basic for $1.99/m Disney Trp Bundle $19.99 -> $24.99 Amex Plat statement credit is $20, this now exceeds the credit Disney Bundle Duo Premium costs $19.99 but does not have ESPN CapOne Lounge IAD open (will go on 10/21 will cover on pod/blog) Flu Shot Deals CVS offers a $5 off $20 coupon for no cost flu shot (insurance).  Walgreens: Earn $10 in Wags cash when you spend $1+ Giant eagle: $5 gift card (insurance) RiteAid $5 off $25 Safeway 10% off, up to $20 off [IA, IL, IN, KY, MN, WI & MI] Old National Bank $250/$450 Checking Bonus High DD requirement $50 for Michigan residents funding $1k into a 529 Seems there is a more broad offer here too $15 BestBuy GC when purchasing $100 DoorDash GC 170k MR Platinum Links floating around Discover Q4 Amazon & Target Discounted AAA, can stack with $5 Chase offer (YMMV) Dosh $20 off Costco membership Referral $10 Closed Current, gave me a free $0.75 Mostly moved from Juno to Wealthfront Nice debit card & simple app Accidentally double paid Discover Leaving some $ in Juno just in case --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Companion Post BofA new categories: Online shopping includes cable, streaming (was already included), internet, and phone plan and gas now includes EV charging Old terms New terms https://www.doctorofcredit.com/bank-of-america-customized-cash-rewards-expands-the-3-categories/#comments Albert Genius now $14.99 Free trial still churnable Touch on idea Referral link Ally bank checking bonus https://www.doctorofcredit.com/ally-bank-200-checking-bonus-get200/ Does not stack with referral Targeted Apple Card 5% back offers Generic referral Targeted SUB offer Ally Referral -  thanks! Current fee change Inactivity charge of $5 after 12m, closure fee of $10. Note: the minimum to transfer was $1. They credited me a free $0.75 so I could transfer out LOL Target 20% back up to $10 Cash App Targeted for $15 off $90 spend Target Circle offer Maybe use PayPal split to hey 10% back (up to $5) with Albert and $10 with Cash App  $100 spend, $25 discount or 25% off Thought process for new main checking account Requirements: Checking account HYA (>4%) ATM network or reimbursement Leaving Juno Bipass login bug Change to $20k for 5% Options: Robinhood Gold 4.9%, ATM network, 3% IRA match (with vesting period), checking, $60/y fee  Looking at my spend for last year, if I were to achieve BofA Platinum Honors status, I'd get an extra $196 in cash back per year. Not to mention my BofA spend this year went way up now that I have my ⁠curve strategy. Gold would net me $135 after the AF ($6500 *3% -  $60 = $135 net per year), plus that $135 would not vest for 5 years. 5 years of IRA contributions would get me to Platinum Honors and at that point only one year of my $135 IRA match would be vested  My referral Wealthfront 4.8% w/ .5% boost with referral (up to 6 month stack) & ATM network My referral Fidelity Bloom 5%, cash management account ATM reimbursement, not FDIC insured but SIPC which does not cover SPAXX dropping HMBradley 4.7%, requires positive cash flow & $500 deposit, & $500 spend on CC, BofA does not support for AutoPay Moving all Autopays and DD to Wealthfront --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support

Companion Post Recent Bank SUBs Liberty Bank (CT, MA, RI) $1k CC funding Any DD or 5 debits in 60 days for $300  Turn off eStatements First Commonwealth (PA, NJ)  $500 CC funding Any DD or deposit $1k in 60 days for $300 Update on Save The referral $5k isn't invested into your portfolio but is defaulted to the Save Global Multi-Strategy Portfolio and can't be changed Estimated 6% return based on previous performance Blend of USD, bonds and 7% S&P500 Save Referral -  park $1k for 1 year get $6k worth of investments returns if there are any BofA PRE Lifestyle credit (card discussed here) Flyer Talk discussion Took two phone calls but finally got the lifestyle credit for the purchase Shell Albert Genius (paid service) free month trial is churnable. Cancel a day or two before the charge hits then sign up again Fuel Rewards Referral (free) $0.05/g from Gold Status $0.05/g from 4 Dunkin purchases $0.05/g from 4 fill ups using the Shell app $0.20/g from 21st promo 10% off with Albert Referral link Curve x Bilt Discussion IMO, BofA MC CCRs w/ Preferred Rewards boost is better albeit requires more work to set up Topic Episode Link for more info on Curve x BofA Samsung Money $220 bonus (requires Samsung smartphone) DD $1k for $220 SECU Maryland $250 bonus My DP (I did each as $500) 2DD/m >=$500 total & set up eStatements for $250 NJ Property Tax Relief Juno 5% now requires $20k in the account Referral link Ally Referrals $50-$100 Referral link Santander in branch $400 offer (NH, MA, RI, CT, DE, NY, NJ, PA, FL) $5k total DDs in 90 days for $400 Must not have had an account in the last 12 months (churnable) Paramount+ & Sportsline 7 months for $0.99 --- Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support