Podcasts about amex

Robin Gregg is the CEO of RoadSync, a digital financial platform that powers business transactions in the logistics industry. Robin combines her strong leadership skills with a keen understanding of scaling startups. Prior to RoadSync, Robin held leadership roles at FleetCor, alternative payment provider Revolution Money (sold to Amex in 2010), and Capital One. Robin currently serves as a mentor for the ATDC, Georgia Tech's technology incubator and has held numerous leadership roles, including Co-President, of the Harvard Business School Club of Atlanta. She is also an active member of the Entrepreneurs' Organization. Robin holds a BA from Washington and Lee and received her MBA from Harvard Business School. Special thanks to our sponsors OTR Capital If you looking for a factoring partner choose OTR Capital learn more at https://otrcapital.com/truck-n-hustle/   TransportCFO https://bit.ly/TruckNHustle Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Description In this episode of the Miles to Memories podcast we talk about Hyatt giving away bonus points for otherwise worthless perks. We also talk about our Amex airline credits game plans, how US Bank beat us at our own game and Joe getting his Chase account robbed.  Episode Notes 1:33 - Dealing with expiring Hyatt awards 10:11 - AMEX end/beginning of year credits 19:57 - Booking more Amex offer cruises 22:02 - Tricksy US Bank 27:09 - Robbed! 36:00 - Mark gets a new job   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Amex, Chase & Santander cashback and the highest interest rates on savings. The latest episode of the pod is a solo episode, and I'm talking about: The cards I use to spend The best paying savings accounts Ways to autosave  For links and further reading head to becleverwithyourcash.com/cashchats244 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash   youtube.com/andyclevercash   GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

Thank you for joining us on Breakfast With Champions! Today we hear from Ram Castillo, a Design Director, two-time Author, Speaker, CreativeLive Instructor, Decision-making Business Coach and Approved Advisor based in Sydney. His focus is to help business owners, entrepreneurs and leaders get unstuck through human centred design methodologies, creative strategy, digital marketing and branding. For 16 years Ram has been working for global agencies including Ogilvy & Mather, DDB, JWT, McCann and Saatchi & Saatchi on clients such as Audi, McDonald's, Qantas, Google, AMEX, Toyota and The Louis Vuitton Group. He's been featured in Apple, GE, Communication Arts, HOW magazine, CreativeLive, Herman Miller, VIVID festival and The American Institute of Design. 

Merry Christmas to those celebrating and happy no more winless streak! Albion came through with their first double of the season and a valuable 3 points at the AMEX. Adam and Josh cover the game, Ashworth to Newcastle and Chelsea!

Eunicia Peret has worked with and set hundreds of clients on their paths to financial independence and wealth optimization. On her own journey, she went from rebuilding her financial independence from nearly nothing to over 6 figures in less than a year using the same methodology she uses with her clients.CEO and Founder of Empowered Financial Planner, Eunicia is a seasoned executive and business owner, accomplished financial consultant, mentor and educator. As a senior contributor to Brainz Magazine and collaborates with many globally known thought leadership experts.In her past she's worked with the world's most renowned financial organizations such as Citibank, AMEX, Aviva, SunTrust, etc. Eunicia was also a trusted advisor to top level executives, and invested heavily in identifying leading practices when it comes to delivering value to her clients.Eunicia is passionate about seeing true transformation in her clients' financial success stories.

Ram Castillo is a Design Director, two-time Author, Speaker, CreativeLive Instructor, Decision-making Business Coach and Approved Advisor based in Sydney. His focus is to help business owners, entrepreneurs and leaders get unstuck through human centred design methodologies, creative strategy, digital marketing and branding. For 16 years Ram has been working for global agencies including Ogilvy & Mather, DDB, JWT, McCann. He was most recently the Head of Digital Design for Saatchi & Saatchi and has serviced clients including Audi, McDonald's, Qantas, Google, AMEX, Toyota and The Louis Vuitton Group. He's been featured in Apple, GE, Communication Arts, HOW magazine, CreativeLive, Herman Miller, VIVID festival and The American Institute of Design.  For more visit RamCastillo.com https://ramcastillo.com/  Follow Patti Dobrowolski - Instagram https://www.instagram.com/upyourcreativegenius/ Linkedin https://www.linkedin.com/in/patti-dobrowolski-532368/ Up Your Creative Genius https://www.upyourcreativegenius.com/ Timestamps 2:02 Why Ram Castillo is a big deal, and how he came to be this way 4:40 On leveraging a tool like Clubhouse 7:31 The most important step of the design thinking process 8:02 You already have the most important marketing tool: your brand 12:13 Finding your competitive advantage 15:27 Defining your version of success 18:03 The true definition of wealth 20:13 Overcoming obstacles on the way to success 23:28 The value of planting many seeds 25:16 The alchemy of creativity and transformation 33:36 The secret formula to success 37:15 How to design a purpose 38:46 Ram's current fascination with convenience vs. delayed gratification 41:18 The opportunity right in front of us all 43:22 Ram's decision-making framework Patti Dobrowolski 00:03 Hello superstars. Welcome to the Up Your Creative Genius Podcast where you will gain insight and tips just stomp on the accelerator and blast off to transform your business and your life. I'm your host Patti Dobrowolski. And if this is your first time tuning in, then strap in because this is serious rocket fuel. Each week I interview fellow creative geniuses to help you learn how easy it is to up your creative genius in any part of your life. Hey, everybody, it's Patti Dobrowolski with Up Your Creative Genius, oh, god, my head is like exploding because I have RAM Castillo here. You are not going to believe what an amazing Rockstar he is like, this guy is a design director, he's a two-time author. He's a speaker. You know, he teaches an instructor and Creative Live. He's the decision making business coach. And he's worked with some of the biggest brands, some of your favorite brands, let's just say, you know, Louis Vuitton and Herman Miller, and Ogilvy and Mather, and DDB and Toyota and it goes on and on. And not just that, but he has his own podcast, which I am so grateful that you're here because you're up to number 88 in your podcast, and you have interviewed some big names Kelly Slater, right. Naomi Simpson, Kevin O'Leary, these people, and the interviews are spectacular. And what you really do is help designers who are tuning in --this is my understanding of it --tuning in to help them step into the future they desire. So this is where we aligned we met on Clubhouse. Ram. Thank you so much for being here. Ram Castillo 01:51 Patti, what an introduction. I'm deeply honored to be here. Thank you so much. Patti Dobrowolski 01:56 You're just so incredible. So just Whoa. So tell me like, What are you doing right now, first, tell people from your perspective, what you do right now, and then roll me back in time to how you got to where you are right now. So whichever way you want to start, if you want to start in the past, you want to start in the present and go to the past. I'd love it either way, our listeners are going to want to know all they're gonna want to get inside your world right now. Ram Castillo 02:27 Oh, okay. So the short answer is right now I am building my advisory board portfolio. And what that means is I am doing a bit of coaching, a bit of consulting, but advisory it sits in this mix of giving advice to business owners, entrepreneurs, organizations and leaders in the specialty that I've been able to accumulate over that last 16 year career in the world of marketing, communications, creative strategy, and most importantly, human centered design. Yeah. And that's the short answer because I climbed up that world of starting at Ogilvy, which is traditional advertising. That's right my way through other agencies, all the way up to head of digital design at Saatchi and Saatchi servicing AMEX, Qantas, Toyota building teams. And when you go through that path, you're exposed to processes, people, tools, systems, and just the different ways that businesses need to operate in terms of capability in delivering their promise to customers and designing a customer experience that is meaningful, that is actually valuable. So taking all that enterprise learning and helping small to medium sized business owners through advisory sessions and workshops. That's what I'm doing right now. Patti Dobrowolski 03:57 That's fantastic. And I think that entrepreneurs, they don't really have a sense of that, what it requires of you, but what we're talking about are the long hours. And the access to creative ideas which you are famous for. I mean, you've been written up for some of the ideas you came up with or your team came up with. It's just incredible. And I have a feeling that your paths cross with my nephew, Jon Dobowolski, because he worked at Toyota at some of these places. And now he works at Grail, right? And so he's head of design there. So I love that you're doing this in this space, where you're sharing and you're pouring into other people your wisdom. Now I met you on Clubhouse because you were in a room that I was in, and maybe I was in with Pete Cohen and I'm not sure but tell me what are you doing on Clubhouse and are you there running any of your own rooms because you're so incredible. I would be surprised if you weren't. Ram Castillo 04:56 So we did meet on Clubhouse by Pete Cohen. He he and I met on there as well. And then he heard me speak about the importance of personal branding and positioning yourself, hence the duck on his head. And so I have found that clubhouse is just a treasure chest, the ways that I've benefited have blown me away. We're talking right now it's mid November 2021. Buy started day one, mid January 2021. So we're talking 10 months or so ago. Patti Dobrowolski 05:33 Me too, same amount of time. Yes, And right around that time, it was just starting to blow up really, I mean, people would say it had blown up before. But it really at that beginning, people found out about it, Ram Castillo 05:47 I initially went on there just to test. So coming from a design background, it's important to never assume that's one of the key things, it's important to go through an understanding phase. And a lot of that is just testing and absorbing, and gathering information. So for the first three months, I was just gathering information, seeing how the tool works, how it could benefit myself and others. And what I quickly found was that there was the ability to get access number one to people that I would never be able to access. So you know, and you too Patti, right. So that's a stretch, you know, we would probably be able to access them in some way, but the speed of accessing them. The other thing is the relationship building and rapport building is more real in many ways, because you're just not influenced by any other factors such as, you know, seeing their face, you just get to hear their voice. And you get a real sensibility about them straightaway. So I've been able to invest in many deals, that part of the advisory is also looking at how I might be able to invest in companies. Should I wish to do that. So yeah, whatever you're looking for, you will be able to get there. Patti Dobrowolski 07:08 Yeah, I would totally agree. I mean, I just had the most amazing conversations, you know, that I don't think I would have ever probably met Rob Moore or even known who he was really John Lee, people like this, that are in there. And then also badass boss. I mean, I've been in rooms where people have just blown my mind to pieces, and just listening. And you know, what you're talking about is so you were seeking to understand, which is really a design thinking principle. So for listeners that aren't familiar with that whole process, but you really seek to understand what the experience is about and what customers are actually having in that experience. And it really is incredible now. So is that a place where you have been able to get some new clients from there? For example. Ram Castillo 07:58 Absolutely. So I'll swing the needle to this point, Patti, just to contextualize all this, the reality is that every one of us has a brand, we already have a brand that exists and how I define brand. And personal branding in particular is what people attach meaning to. It's your personality, your credibility, your reputation. And the thing that I love about Clubhouse is that you're able to close that gap of saying what you do and doing what you say. And in a world where trust is becoming harder and harder to build and trust is getting harder and harder to come by. Yes, Patti Dobrowolski 08:36 it's being eroded all the time, you know, any belief that there's good out there, you know, you have to really watch out. Right, Ram Castillo 08:43 Right. So like, you know, prior to Clubhouse, which is a social audio app, we've had on an immense amount of Instagram dominance, so to speak, where we're able to get to know this person that we follow that, you know, we might maybe aspire to, or we learn from or just simply are entertained by, but at the heart of it, where we weren't really able to dive deep into like this storytelling one on one and throw questions back at the person so easily. And, you know, having Clubhouse I've found that we're able to get to this important thing, which is the personal branding piece, that space that you occupy in the hearts and minds of people, your audience, relative to your competitors. And so when we're able to understand the space with which we have established some equity, and we can grow that equity, it can really help your business, your career progression, the future you want to design because until you're able to really pinpoint, you know, what is it that you're known for? What is it that you can build a found that to be liked enough to be trusted, then no matter if you're doing business or just building relationships, you don't have a compass. And so it's important to find, in my opinion, yeah, what is the thing that you're able to leverage and build equity with? And then strategically partner and pay the right people to help you get there? Patti Dobrowolski 10:27 Yes, yes, I love this, because it really does start with you. And when you can get a platform of some kind, I mean, that's what I tell people, you know, the only way that I ever became such a well known speaker was because I gave a TED talk. I totally nailed it. And it wasn't even on that platform where it blew up, it was on a bootleg platform, five years later, where somebody said it was the best of whatever, whatever year it was, and then 6 million people, right. And to me, that's the power of Clubhouse in one moment, you can say something that someone will hear, or you can do something. And this reminds me to of clubhouses. It really is about giving away what you know, to people, and then really giving it away. Like I give away sessions to people that I think, you know, if you just did a session with me for two hours, I think it would explode your business. And so I'm willing to do that, because I'm in a place where I've created the client base, such that I can give some things away. And I've also met some amazing clients there. And part of that I think you're talking about so you understand your brand and who you are, that builds then this line of trust, or this bridge of trust to a potential customer or even a person that's going to be your friend, right? And then you get to reap the benefit of meeting them. Ram Castillo 12:03 Yeah. And what we're really talking about here as well. And this is why I love you, Patti, and your podcast title especially, is because if you don't have the overlap, and this is one framework that I have created to find your competitive advantage. It's so simple. But it's two circles on a page overlapping over each other these circles on the left, it has the word appealing question mark. So what's appealing? Yes. And on the right, it's exclusive. Question mark. So what's exclusive, and until you find something appealing and exclusive enough, then you don't have a competitive advantage. Oh, my gosh, to have a competitive advantage. Otherwise, you can't compete in a market that's either being serviced, well, how are you going to compete? And this is why creativity is such an important differentiator. Patti Dobrowolski 12:53 And this creative genius part, right? That's what you're talking about. You're talking about its creativity, but it's also accessing your creative genius. And that is accessible to anybody. And that is, you know, the myth is that some people are creative. Rahm is creative, Patti's creative, but I'm not. And that's a myth. Because we're all born with our imagination. Ram Castillo 13:18 And here's the kicker to all of this, Patti, when I buy you or choose to follow you, wherever you're leading me? Yes, I'm subconsciously asking, What does that make me. So when I buy things, when I buy a Tesla, right, out of all the vehicles that I can buy to move me as a physical human, from A to B to C, I can buy any transportation vehicle, but I choose Tesla, because in the back of my mind, whether you admit it or not the person that has bought it also is pro tech, wants to make a statement that they are a supporter of other energy resource, in this case, something a bit more sustainable, like electricity, and is also wanting to have that title of I'm an innovative person. Yes. So when I buy you, I'm always asking, What does that make me because you're an extension of my worldview? Patti Dobrowolski 14:20 Yes. So when you think about that, like, to me, this is like how the universe works, right? When we think about that, we're a big energy field out there. And you think about all of the little sparks of light that are all of us. The way that you spark your spark and magnetize people who are like you is by being your true and authentic self, and finding what it is that you offer that nobody else offers. And that's really, all it takes for you to build your brand is you have to know that and then you have to help people in some way. Just add the help element Which that for you seems like a big piece of it. Like I watched a bunch of your talks, you know, and you're so generous in how you are onstage. You really are a great speaker. And you're funny, and people just love coming up to you. You can just feel it right. It's great. And it's powerful. But what is it that you feel in your world that you're here to do? What are you here to do? What's your purpose right now? Ram Castillo 15:27 So my why has always been in currently still serves me well as leading with generosity and following with care. And the reason why I say that Patti is because when I asked this definition of what my version of success is, I still arrive at this answer, which is Success to me is how well I go to sleep at night. Because I've had a little, and I've had a lot, and I'll loot this into some tangibility. But I've had a little and I've had a lot, I've had everything in between. You know, granted, I'm Filipino immigrant. My mom is one of five. Her dad wasn't really ever around her mom, my grandmother had to have a little corner store and then have a sewing machine just to raise five kids, my dad's one of 11. Now, his father passed away when he was only three. So he grew up without a father of majority his life. And then his mom passed away when he was at uni. And he graduated marine transportation, mechanical engineering, just to get out as with Filipinos back back in the day, especially get to Australia. And those two degrees at a top university were not recognized, of course. And so he raises three kids, I'm in the middle. And I have this worldview of going hmm, I could have lived that life, a life where they only had a tablespoon of peanut butter and a bit of bread to share. For the day. Often, my mum got so thirsty that she, at six years old job in the cupboard, swallowed a bottle of soy sauce, and now she's traumatized. She didn't know soy sauce, you know. So there are these things here and in place, where we go back now to your original question, you know, about what is my big why, what is my purpose? What is the thing for me? I didn't know it would look like going on two global speaking tours. Yeah, you know, writing two books, starting top ranking podcasts. And connecting with so many people I didn't know would look like that. Because I didn't Patti Dobrowolski 17:24 have well, you didn't have that view of what was possible, really Ram Castillo 17:29 100%. But at the heart of it, I knew that -- and this might not be the intrinsic motivation of most people. I don't know, I can only speak for myself. But deep down, I knew that I felt joy and at peace. And I recently did a talk about two talks, one was called "Don't aim to make a million dollars, aim to help a million people". And that the irony is the money will come. The other talk I did recently, which lands this point around what we're talking about here is that being wealthy doesn't necessarily mean being rich, that being wealthy is about overcoming obstacles, and they're the treasures that you get, you get another coin of resilience, you get another coin of humility, you get another coin of persistence, you get another coin of work ethic and respect and whatever it is that you gain. So Patti Dobrowolski 18:29 and love, and trust Ram Castillo 18:32 Yes. 100%. So for me, it's not it's less about going. I'm all about goals as well, I think, Patti Dobrowolski 18:39 of course, of course, because you're really you're all about making good decisions, good business decisions that are good for your business in the long run. Right. So yeah, so but I love it, you're talking about the journey, and the collection of the coins that you get that the challenges that you face, right or that your parents face, or my parents or grandparents face the you know, my grandmother was an immigrant my father was poor growing up in Chicago, both my mother and father's parents, you know, fathers died when they were seven. That was interesting to experience for them. And then for me to go become a therapist and then have to interview them about that and think about, oh, what was the transmission of Pathology at age seven for me right when they were, but I think that this collection of coins is underrated. It's underrated by most people because they see coin and wealth as how much you have in your bank account or what your capacity is. But it is in the moments where you're truly yourself up against the hardest things and that you pushing through it like you did and that the genetic encoding in your genes your family. They did that I think This forward into a future that we desire more than money, and more than fame, and more than all those things. So I love that you're saying this now, you must have hit some really big challenges in your career and in your life, what kinds of things did you have to come up against in yourself? You came from that kind of a background. So you know, that can make for a very small voice in a room full of very loud people sometimes, right? Ram Castillo 20:32 Absolutely. So few key obstacles that have really shaped how I have gone about life. In primary school, I was bullied quite badly, I had my arm broken three times and got 16 stitches. before the age of 11. I was the shortest kid in school. Never the most athletic, never the most wealthy. As I said, in terms of financial wealth, I was never the most intelligent, I was always. So very, very average. And all below, I was only great at art, funnily enough. And I remember my mum cooking spaghetti in our small apartment. I was about four years old, I would collect empty tissue boxes, toilet paper rolls, and I'd make stuff we obviously didn't have devices back then. And she said, What do you want to be when you grow up? And then I go out, and I'm, I just want to make stuff. Yeah. And then she put her hand on my shoulder, and she's still cooking. She said, Well, remember whatever you want to be, make sure you dream big. Make sure you dream much, much bigger. So although I had these obstacles, she gave me permission to just go for it. You know, there's no, I love that TED Talk by Ken Robinson. And yes, bit in his mother passed away at age 70. Last year, of course. But there was this one bit where he said that there was a girl, she was six years old. She was always very unattentive. She didn't have concentration. One time she did in drawing class and the teacher came up said, Hey, what are you drawing? And she said, I'm drawing a picture of God. And then the teacher said, wow, that's not possible. No one knows what God looks like. And then the child said, well they will in a minute? Yeah, exactly. And the point was that they weren't afraid to try as children, we weren't frightened to try to just give it a go. And so my mum instilled that in me at a young age. So despite the obstacles, and I wasn't a formally trained writer, I was able to write two books, even in my first book, when I went to 20 different publishers, and sponsors, and I tried to get funding for something. And then eventually, I was like, well work another job and self fund it yourself. Yes. Yeah. Get it out. Exactly. I did that. And American Institute of Design in the States were like, wow, you know, you're doing great things. Why don't we host you we've got 72 chapters will host your first speaking tour. In front of crowds before, I'd never done that. I just throw myself to plant many seeds, not knowing which will blossom. But sometimes it's a numbers game to Patti, I get people in finishing university and college. And then they're like, man, it's been four months. I haven't gotten a job. I've finished my degree. And I was like, how many emails have you sent out? How many people have you reached out to how many messages have they like, all like, I sent out like, 15 emails? I'm like 15 emails? I, like I said, 300 emails in the first week. And I was actually in the mailroom. Patti Dobrowolski 23:25 Yeah, exactly. I was thinking, you know, one of my first interviews was Jonathan Javier. And he tells people what he did on LinkedIn, you know, he would send out hundreds of emails and notes to people in LinkedIn every week, until he was able to get the connections that he did. And then he posts these pictures from where, and he just is amazing, right, but it takes this grit and courage and persistence. You know, I think probably I wanted to be a keynote speaker long before I mean, I never dreamed I would be on Broadway, I never dreamed that I would be a keynote speaker for, you know, on a stage of 4000 people that just, you know, the thought that that would be part of my reality. I didn't even know. Future Me was way ahead of me. And I was way back in the past in this limited sphere of can somebody call me right now. And then I'll just go and do it for a couple $100. You know, but this is where you start. And then you learned through doing and working and doing, I don't know about you, but I'm all about 500%. If I can do give you 500% of what you've asked for, then you kind of want to have me back, no doubt, or you're going to say something about that to somebody else. And I think there's something about you know, really and I think this is true for you like when I look at all the big brands that you've worked with. You know, you started out in advertising and we know what a grind that is that is a grind, right? And then you've gotten to this place now where you're ready expert in brand and so many other things. So what other things? Are you fascinated by now? And what are you looking for in your own career and also out there in the horizon to see if you can't tap into it? Ram Castillo 25:14 So here's the thing, everything that we've spoken about here, Patti, has kind of tied back to that theme about creativity, and wealth and designing the future that you want. It is only as successful as how many internal treasures that were looking to acquire, and to turn that into external change. And so we need to Patti Dobrowolski 25:42 say more about that, get that unpack that for people. So you're saying something very deep there. I want everybody who's listening to get this, the internal treasures to impact transforming Ram Castillo 25:53 that. Yeah. And turning that into impact. External change is one of that version, right? Acquiring internal treasures for external change. Because we need to look at back to the coin analogy. Yes, we need to look at that as a point of difference. We need to look at what's creativity, creativity, is putting something that's different and new. And something that requires new means that we need to look at testing, exploring, trying stuff. Yep. And you get this weird, strange, but interesting combination. And that's you. Yeah, that's, you know, one's walked your steps. Yeah, was grown up the same with the same parents mixed with this education mixed with this life experience. ABCD? Yeah, it's a combination that's unique to you. There's already Anthony Robbins, and Oprah Winfrey Brene. Brown and Marie Forleo, or Gary Vaynerchuk. There's already so many Yes, them, but we don't have one of you. Right. And this is what happens. It's not just about believing for belief sake. And so now, I look at it as being very popular to a few, right in whatever you're doing means accepting that we're going to be very unpopular to the other end. And we're going to be very neutral to the majority. And this is why I think people are not pursuing the fullness of their gifts, and then going down the truth. The rabbit hole is because they're trying to please everyone. Yes. Patti Dobrowolski 27:41 Oh, my gosh, this is a best marketing tip you could give to anybody. Right now, this is it. Because there are people that will throw shade, and you can't please them, no matter what you do, it's not going to happen. And then there are people who don't really care. They're living their life, just on this flatline way, no harm, no foul. But then there are a few people who are really expansive, and they're expanding what they're doing into places that they are afraid and maybe scared, and they're not sure what to do. But they know they're excited, and they're passionate about life. And they understand that life is about experience. It's not just about product, but it's about experience. Right? Ram Castillo 28:30 I'm going to give you one really interesting example. Real quick story. We're in the pandemic. Of course, we're still in that. I used to go to the gym a lot. I switched to an outdoor sport that I've never tried called tennis. Okay, I'm in my mid Patti Dobrowolski 28:45 year, I was gonna say you're not gonna say pickleball Are you? That's gonna scare me. Okay, good. tennis. Ram Castillo 28:52 Tennis, right. And so I'm in Sydney and we got lost on a lot of tennis courts, right, a big tennis community here, but I'm new. Definitely. I sign up mid last year. So in June, July 2020. I pick up a racket for the first time in my mid 30s. Okay, so I'm learning tennis. I started documenting videos, I posted some YouTube videos, this and that. This coach here in Sydney that finds these videos. He's got a Spanish accent. He ends up DMing me and he goes, Wow, I saw your test videos. I'd love to learn about entrepreneurship and design and digital media, the whole thing. I go, Well, I'm learning tennis. Why don't we do a value exchange? You teach me I'll teach you : happy days. So we start teaching each other. He's teaching the tennis and then after the tennis lesson and by the way he grew up with Rafael Nadal. The whole thing is just amazing. Yeah. So this is what I said about putting yourself out there. Now I've talked about one crazy seed planting activity. Yeah, I said all this stuff. I'm teaching about business and entrepreneurship, we should apply it to something so that it lands so that it's not just theory. So let's start a little side hustle just as a project. And let's do it because I'm down. I said, his name's Andy, I go, Where is an opportunity in the marketplace? I've got insights, being not in the tennis world that might be valuable. And you have insights, being in tennis world for, you know, over, like 25 years. Yes. And then what we came to arrive at going back to the design thinking, which is about empathy. First, it's about defining the problem that needs to be solved prioritizing that, then it's moving into ideating, prototyping, testing, and then deploying that in the market. So I said to, you know what? To learn tennis as an adult, you've only got two options. One hour private lesson, yes, one hour group, which is only about four people. So, right. There's nothing really like three hours, bootcamp style. Go, there's summer camps, but they're for kids, and they're like, a week or two weeks. Okay, let's try that. Three hour boot camps for beginner adults. We posted it on Eventbrite. Patti Dobrowolski 31:06 I'm sure that you sold out in a second. Ram Castillo 31:10 Sold out 24 hours, but 100 bucks a ticket. 10 people, Max. And so that will uh huh. Let's post another date up and see if that posted another one sold out with another 24 hours. Like, huh. I wonder what else? Let's do a serving specific one posted that that sold out long and the short of it for started, just as an idea is now a fully fledged business. Right? And this is what I'm saying? I'm not even from the tennis world. Exactly. I've not been introduced to tennis as a child. Right? Right. New to this Yes. And yet, I was able, talking about creativity, talking about mixing and matching a combination that is going to be equity in that idea. I love Patti Dobrowolski 31:58 that. And the other piece that you added to this was a value exchange, which I think this is often underrated. People don't realize how easy you know, that's how I met Pete Cohen. value exchange, I came and gave a talk. And then we went and work together, we did all this stuff in Europe, and then you know, just all the time, this value exchange exists out there for you as a possibility. Anytime that you put yourself out there because you did this first. You thought okay, I think I'll document this. Because why not? It seems crazy enough to do right. So you posted it on Instagram or Tiktok? Or whatever you did you like struggling with the racquet and the staff and then getting some stuff down. And then this person sees you because he watched all the videos right of you doing it? Where'd you put it on YouTube? Must have been on Ram Castillo 32:55 my Instagram. Yeah. And so they're documenting my learning journey. That's right. Patti Dobrowolski 33:00 And that's what we're hungry for? Is people learning, being vulnerable, and starting out Because all of us a) we want to learn something new, b) most of us are afraid to try. Because we think oh, I don't know, could I be any good in that, but I've always wanted to. And then somebody comes along and post something where they're doing the thing. And we think, Hey, that guy can do it. And he's really short. I think I could do it too. Right. All right. Yeah. So that's fantastic. I love that and then Ram Castillo 33:33 That's right. Absolutely. And just thought that Patti, what we're really talking about here as well is around, going back to that point about when I buy or follow or am connected to you as a fan, or whatever, customizers, you know, I can see myself in you. And there's a really important piece here, which is, I can trust you enough to go where you're taking me, trust is only possible with safety. Now, if I'm being vulnerable, and I am saying I'm learning and I'm showing you my mistakes, documenting it, I feel safe. And when I feel safe, the only way I can get that is if there's familiarity. And the only way that there's familiarity, is with consistency. And the only way that there's consistency is with repetition. So repetition, showing up, even when you don't see results straightaway, will lead to consistency. So I'll go back the other way. Repetition, consistency, familiarity, safety, trust. Patti Dobrowolski 34:32 That's right. And all of that equals success over time. You know, people they'll say to you, you know, like the person that said, you know, I've spent four months or three months since I graduated and I haven't gotten a job. How many emails did you send out? Well, 10 a week and you're like the Yeah, okay, get real and get into the present moment because we're talking about 7 billion people online right now. So you are just invisible. In that until you make yourself visible, and how do you do that? You do that through repetition and consistency, and then vulnerability, and then over that, that builds trust. And I'm using my own words here, but this is what we're talking about. That's the bridge to someone else. And that bridge becomes friendship, it becomes client relationship, it becomes value exchange, it becomes love, it becomes network expansion, all of that. But part of that is about you risking, you have to take a risk, and put yourself out there, this is how you create change in your life, is what you're talking about, is that you get an idea. And you could shelve that idea. And you could ask people, if you should do that idea, which often will bring shade on your idea, and then you don't want to do it. Or you can go out and you can find people that want to try an idea or want to expand something. And then there you go. Ram Castillo 36:07 And one of the things that I often suggest to people, Patti, because we're talking about not just you know, throwing spaghetti on the wall and seeing what sticks for no Rattray, right. What we're really also talking about is designing the future that you desire, and tapping into your creative genius. And what might that be sure there's a bit of there's there needs to be experimentation to all this. But there's also that bigger question, which is, and full of you listening, I suggest you finish this sentence, and really write it down. Don't let it live in your head. But my vision for a better world is one with more designers, entrepreneurs, and problem solvers. Because that is what the world needs. So now how it lives, I'm not so tied to if I have to go on and explore this speaking thing, or this writing thing, or this podcasting thing, or this YouTube documenting thing? Yeah, it's less about that. I'm willing to try those things. If they meet the vision, the purpose, because if the purpose isn't there, then the product doesn't matter. That's right, Patti Dobrowolski 37:14 if the purpose is for you to make a million dollars, it's not the same as if the purpose is to expand and move women into technology, or to show people all around the world that if you draw a picture of your vision, that you can take action on it, you can increase your chances by 42%. These are the things that will drive you that you can help people with. And the helping other people is the expensive element. It is to me the creative genius equation, right? The equation is around imagination and intuition and desire and drive. But it leads you to outcome to the infinite power, then outcome to the infinite power is I live and I serve the universe. And what I do is to live my biggest self and serve at the highest level, right? And that's what you're doing right now, which to me is so amazing. You're pulling together these people into your podcasts. And also I'm sure that you know, I see the photos of you in design sessions with people to design and develop new ideas and expand them. And I just love that because we are creating a new world every second. And you really are. What is it that fascinate you right now? What are you fascinated with? That's happening out there that you're looking at? And you go, Huh, that's interesting. I kind of like that, or is it this value exchange? What is it? Ram Castillo 38:46 So the first thing that comes to mind that fascinates me right now is how low the bar is for convenience. Let me contextualize this. It's so easy to be inconvenienced now. Yeah. Okay. So, I myself, I had to fill up the petrol my car, and there was one car in front of me, and I rarely drive but I've gone for a long drive the other day, and there was one car in front of me, and then I started to feel impatient. Yes. I also realized that because we were locked down in Sydney for good for Patti Dobrowolski 39:21 oh, yeah, you couldn't even you know, people had to be in a place for a month before you were actually able to go home if you flew in the country. Yes. Ram Castillo 39:28 Yeah. So we had like four months of lockdown we had one hour was the max that you're allowed to go outside and only for specific things. If there's cops all around who get like $5,000 fines, those curfew, the whole thing. So I didn't even have to leave my couch. Technically, I could order my groceries and I actually enjoyed going to the groceries, you know, and now I'm comfortable enough. I don't even need to, like do any kind of like it's convenience. Yes, it's so low now. Yeah, so it's easy to be inconvenient. So I'm fascinated by the lack of voluntary delayed gratification, Patti Dobrowolski 40:05 yes. O.M.G. Wait. The lack of involuntary gratification, right of that waiting. Nobody wants to wait anymore for anything. You don't want to wait for the lack of voluntary, voluntary. Yes, sorry. Ram Castillo 40:24 Like for example, if I'm, you know, uncomfortable, and I'm agitated, it's like, that means there's no consequence Patti. Yeah. You see, it's like, if I can't get this right now, then I'll blow I climate a blow behave this way. Patti Dobrowolski 40:42 Yeah, exactly. I'll just blow up. Hey, I live in Texas. I know all about that. Right? Yes. So you can see that everywhere. But it's everywhere. It's pervasive in, you know, if I can't get what I want right now, I'll just turn on Netflix. And then if I can't get the internet, then I'll find something else. And I'll do this and that. And I'm just filling up all the space that was in waiting in that silence. And that patience in that beautiful quietness, has somehow just evaporated? Ram Castillo 41:14 Well, here's the kicker, all this. It's not just that. I'm fascinated by it. I want listeners to understand that because the bar is so low, it's so easy to be inconvenienced. That's why there's so few great people now in the world, that you can be great. Now is the time. Yeah, my point is, start the thing. Yes. write that book. Finally, you know, launch that podcast, business, meet that person, send that email. Yeah, make that phone call. Now, you might think it's more difficult. Patti Dobrowolski 41:53 But now is the opening. Now's the opening, now's the time, you better step in, now is the time for you to step in. So you have shared so many like jewels, I'm going to go back and listen to this over and over again, for myself. And listeners, I hope you will too. Because we are talking about just really simple processes for you to get out and get your brand solidified, so that you can be known and trusted. And then you can make money doing what it is that you love, which is I know what people want, right? And this piece that Rahm is saying right now, he's saying, Listen, you got to go and do this. Now. Don't wait, because the bar is really low. And so everybody is easily inconvenienced to step on in there. Because you're going to be able to solve somebody's problem right away, right away, because the problems are really simple. Now. They're really simple. So tell me, you know, from your perspective, you gave a lot of tips, but tell me, so let's say somebody's sitting listening, and they're thinking, Oh, I don't know, you know, can I go out and do? What would you say to them about this? You said this about the now but what steps do you think that they might consider as they go out? You mentioned a few buttons, say them again, if you would? Ram Castillo 43:22 Well, I'll give you one framework that I designed for decision making, specifically, because I consider myself a decision making business coach specializing in rapid decision making specifically. And I've created a framework that everyone can use, and they can check out my website, if they want the diagram, or my Instagram. Patti Dobrowolski 43:41 It's all there. And it'll be in the show notes too. So look down there. Absolutely. And Ram Castillo 43:46 take this, you know, this framework, which I which I've coined the lightning bolt method, it's a rapid decision making framework. So it's helped me with both micro and macro decision making from deciding what to cook to dinner for dinner or to business I'd now allow meals today. future transport experiences as well. Right. I actually desired stage one of what the next 10 years of New South Wales trains look like. And so Patti Dobrowolski 44:11 as a three pints house, Okay, I'm ready. Ram Castillo 44:14 Yes. So you start here, interrogate your objectives. Patti Dobrowolski 44:17 Okay, first, interrogate your objectives. Alright, Ram Castillo 44:21 got her got your objectives, and I'll expand in a little bit, but we've got these three main buckets, interrogate your objectives. Number two is curate your criteria. Yes. And number three is dismantle obstacles. Okay. So the interrogate objectives is, you know, we're not in a shortage of having an objective a goal, a dream, we want many things. Patti Dobrowolski 44:49 No, it's not. It's not. Yes. Ram Castillo 44:52 I think the issue is that we don't interrogate it. We identify so many. That that's part The problem first of all, so we need to interrogate which objectives are going to be really meaningful for you. Yes, and interrogate them. I define interrogate objectives as this. What is the minimum viable intention? The minimum viable intention? So I want what to happen. Yes. So start there, like I said to you, my intention was to help, actually about the beginning, it was just to help designers get a job, right. So now I'm not tied to if it turns into a speaking, engagement, or you're Patti Dobrowolski 45:39 teaching online or you're doing whatever, right exactly book Ram Castillo 45:43 audio paperback, what podcast whatever, right, exactly. So interrogate it, interrogate the objective, don't just identify it, interrogate it down to the minimum viable intention, just Yes. The Patti Dobrowolski 45:56 minimum viable intention. So the simplest, simplest, right, simplest, clearest since we're talking about specific and clear, thank you. Ram Castillo 46:07 Correct. That's why the second is curate criteria, which is being brutally honest with your non negotiables. That's it. So with the criteria, the problem that I've often found is that or a sometimes there's not even a criteria, but there's there's so many maybes or I want it to be like this. No, no, non negotiables. You want to take that job? What are your non negotiables? You got a newborn, you need to clock off five, that's a non negotiable. You can't work weekends that are non negotiable, that you've got a certain limitation or comfort around how far you're willing to travel. Specify that. Yeah, that's a non negotiable. Patti Dobrowolski 46:48 Yes, yeah. And you can see on the in the Amazon ads that are on right now, that's what they're appealing to. That's what they're appealing. Absolutely. The non negotiables, right. Ram Castillo 46:58 Absolutely. I'm advising these two founders. They're two dads with three kids each, and they both work full time. And when I said to them, alright, you've got this new startup. It's kind of like Airbnb for backyards. And they're like, we're willing to throw everything into it time, money, energy, you name it, and I go, Whoa, you have to let me just for a second. Yes. Yeah. Didn't have all the time in the world. No, yes. What's the non negotiable? They were like? Well, every night, maybe one hour, maybe max. And then on weekends, maybe like, two hours, three hours, and I go, so you don't have all the time? Money? How much you're willing to spend on it. They said collectively, like 35,000 for the first sort of milestone I go. That's not an unlimited amount of resources. It No. And energy then looked tired. Yeah. And it's like, so curate your criteria. What are your non negotiables be brutally honest. And the third bucket is dismantling obstacles, which basically just comes down to pull it apart? Yeah, here are the things stopping me from getting to that, write them all down, pull it apart and search for the source of it the root cause. Yeah, cuz, Patti, often, it's might be even internal. Patti Dobrowolski 48:13 In my mind, I was thinking like, I was thinking limiting beliefs might be limiting Ram Castillo 48:17 beliefs. But we've got to list all these things down so that we're able to pair a specific Yes, yes. Or tool to just tackle that root cause? Patti Dobrowolski 48:28 Yes. Right. Ram Castillo 48:29 And some people say to me, Ram, I'm not great at Adobe Creative Suite. Now. There's Figma. Now there's all these tools like Miro board and this and I'm like, What do you want it to do? They're like, I just need a bit of animation. Exactly. It will constantly update the technology will constantly go higher and higher. Yes. So you just learned the minimum amount? careers that look like yes, basics, intermediate level, what does that look like? See too many people get caught up, and they don't address and measure? Yes. So this hopefully will help you get unstuck lightning fast. Patti Dobrowolski 49:05 Well, and I would say that is a lightning bolt right there. Kaboom. Really, this is a very simple three step process. You can use it anytime that you're thinking about changing anything in your life in your world, or what you're going to eat for that evil. Ram Castillo 49:21 Even the other day, I was like, a doll, what are we going to eat and then so my minimum viable intention was to just cook a healthy meal, right? And something that wasn't going to take, you know, half an hour. Patti Dobrowolski 49:34 That's a parameters. Ram Castillo 49:36 So it was you know, simple protein and veggies like and you know, what was stopping me was like, okay, all these ingredients. I don't have this as well, you know, got salt and pepper. That'll do. Like, again, it's just when you go through it. The criteria was this. My wife didn't care. She was just tired. She just wanted you know something. Yeah. Patti Dobrowolski 49:56 Can you forgive me, right? I love Yes, yes, I know. My wife was that way last night she goes, can we just have eggs and then you cut some vegetables and put it in, I go, No problem. Got it. Now it's solved. Now we don't have to worry about, we don't have to think about where we're going or ordering or going to the grocery store or anything like that. It's all done. Because it's really the smallest and simplest and specific. And then we just take away the obstacle, whatever perceived obstacle there is, I love that you are so fantastic. I could talk to you all day long. I really could. And I hope I get to again, I hope that you'll come back and you'll tell me everything else that you've learned about the world. And then I can ask you about the other ventures that you started, you know, by just going to the tennis court or maybe going to the test a lot or whatever it was that you were doing your latest thing that you're just experimenting with? Because why not? Now you're not in lockdown in the same way. I don't think are you still walked down there? Not necessarily free, yay, free at last free at last. I love it. Okay, good. Well, thank you so much for everything that you poured into us. Because in this podcast, I mean it I'm serious, I'm going to listen to it over and over again, because there was so much good thinking around you and your brand. And so I thank you for being here. And everybody who's listening, please follow him. His podcast is called the giant thinker. And it's singular, right? The giant thinker and just want to say we want to get him back into number three status. So go in there, follow him. He's on Apple, Spotify, he's probably everywhere with his podcast. So just follow him on Instagram, same handle there. Also in the show notes, you can find him on Clubhouse in this room and that room, mostly around creativity. And I just can't wait to see you again. Thank you so much for being here. Ram Castillo 51:50 Thank you, Patti. Yeah, the podcast is available there for anyone. It's called giant thinkers, my handles the giant thinkers, on that on everywhere. I'd love to hear from you, you know, continue to conversation and it's just about that, you know, planting many seeds. And Patti, I am so grateful to be on your show. You're an absolute rock star, you are a beam of light. And all of us honestly, like Patti Dobrowolski 52:12 one beam to the other there. I'm just saying. So anyone who's listening in, you know, just put all of his great wisdom into your life. Try it and tested. See what parts work for you. Because this is a simple process that will just explode everything that you have thought was hard to do. You'll be able to do it. I just know you will. So to everybody that's tuning in, you know what I'm saying to you is go out there be your best self bring good things to the world because we need you now more than ever don't mess around. Get in, step into your brand. Go out kaboom the world. And until next time, up your creative genius. Thanks again. Thanks for coming on. I love you. Ram Castillo 53:01 Thanks, Patti. Big Love. Thank you so much. Patti Dobrowolski 53:06 Thanks so much for listening today. Be sure to DM me on Instagram your feedback or takeaways from today's episode on Up Your Creative Genius . Then join me next week for more rocket fuel. Remember, you are the superstar of your universe and the world needs what you have to bring. So get busy. Get out and up your creative genius. And no matter where you are in the universe, here's some big love from yours truly Patti Dobrowolski and the Up Your Creative Genius Podcast. That's a wrap.

SINCE 2020 - Credibilidade em tempo real, mais q notícias, fatos. O podcast CRAP prima pela qualidade de suas informações, pois considera importante qualificar as discussões nas suas áreas de maior abrangência, como política, economia, agronegócios, assuntos de relevância social etc. CRAP É A GRAVAÇÃO DA CONVERSA DE ZAP DE ALGUNS IMBECIS FALANDO SOBRE ALGUMA COISA #Covid19 #Pandemia #Isolamento #CoronaVirus #Caos #Cuiaba #Matogrosso #CRAPhouse #CLUBcrap crap666999666@gmail.com

The American Airlines SimplyMiles deal to earn 240 miles per dollar donated to charity was ultimately honored, but when we recorded this week's episode we didn't yet know it would be. We looked back at how we handled it in terms of what we published (and didn't), how much we donated, and our takeaways for next time. 00:50 Giant Mailbag: A personal story 4:27 Giant Mailbag #2: A glance back at some predictions 7:32 What crazy thing...did Chase do this week? https://frequentmiler.com/chase-launches-ink-business-premier-in-branch/ 12:32 Matress running the numbers: When does the new Chase Ink Business Premier make sense? 18:47 Main Event: 240x Post-Mortem https://frequentmiler.com/incredible-the-240x-simplymiles-deal-is-being-honored/ https://frequentmiler.com/5x-on-simplymiles-offers-awesome-deals/ https://frequentmiler.com/american-airlines-simplymiles-complete-guide-common-questions-answered/ 55:50 Post Roast 56:55 Question of the Week: Can you use Amex's Plan It feature to split payments and trigger two Fine Hotels & Resorts credits on a a single hotel stay? Subscribe to our email list: https://frequentmiler.com/subscribe/ Music credit: Annie Yoder

In this special episode we were delighted to welcome chair of Kick It Out Sanjay Bhandari to the pod to discuss the current state of affairs regards discrimination in football and all the associated issues, plus what we can do to help fight it. In Part 2 Sanjay gets into the football, tells us about growing up in Wolverhampton and about his main affiliation (it's not Wolves!!!).Then in Part 3 sees Peter and Russ cast a pained glance over the previous night's defeat at The Amex against Bruno Lage's time wasting tough-nuts-to-crack, Wolves.Stand or fall! UTA! There is NEVER a justification for discrimination in football!@SanjayKickItOut@KickItOutkickitout.org@BrightonRockPodbrightonrockpodcast@gmail.comPart of the Sport Social Podcast Network that can be found in all their glory at this rather suitable address:www.sport-social.co.uk Please follow us for automatic downloads of new episodes and if you want to make us really happy please rate us five stars on Apple and any other platforms that provide the opportunity to do so! Why not write a review while you are at it?! ;0). All this helps our rankings and improves our chances of getting exciting guests onto the show.Humble thanks!

Episode Description In this episode of the Miles to Memories podcast we talk about Delta's recent devaluation, buying American Airlines miles at less than half a cent and maximizing Amex Offers for the holidays. We also talk about a potential Southwest devaluation, why Instacart gift cards are dangerous and how to save money on Amazon. Episode Notes 5:50 - Instacart followup 11:44 - Delta eliminates basic economy mileage earning 16:48 - Southwest adds a fare class 19:38 - Holiday shopping with AMEX offers 24:14 - Simply having a wonderful miles time 28:44 - Upcoming travel plans 37:55 - Amazon pay with points   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Justin and Alan talk about getting a new couch, using a concierge to buy things, and a massive deadly tornado outbreak. Also when does OJ Simpson get off parole? And which of us has something in common with Kim Kardashian? All this and more on the latest episode of Lazy, Yet Successful! --- Support this podcast: https://anchor.fm/lazyyetsuccessful/support

All the Hacks host Chris Hutchins answers all the recent points, miles and travel questions he's  received from listeners. That includes using points, comparing cards, managing multiple cards, finding the best cards for your spending, rental car hacks and more. Chris Hutchins (@hutchins) is the host of All the Hacks and the Head of New Product Strategy at Wealthfront. He's amassed over 12 million points/miles in his lifetime, has started/sold two companies and is a registered investment advisor.Links to the best credit cards and signup bonuses: https://allthehacks.com/cardsFull show notes available at: https://www.allthehacks.com/listener-questions-2 Full Show Notes + LinksWhy I now love the Capital One Venture X Card [1:34]Venture X Sign Up LinkQ: Why doesn't CapitalOne get as much love as Chase and Amex [4:42]Q: How do you manage so many cards and when is the annual fee worth it? [5:13]ThePointsGuy Points ValuationsQ: How do you get maximum value on points (and a better deal than the portal)? [9:40]Point.mePointsProsAward Booking Services List and ReviewsQ: When does it make sense to accrue points in different programs? [13:54]All the Hacks: Top Signup BonusesQ: Does it make sense to book in the portal for the big earning bonuses? [15:39]Q: Do credit card travel portals have fair prices? [17:08]Q: Chase Freedom vs. Freedom Unlimited [17:42]Q:  Chase Sapphire Reserve vs. Amex Platinum [18:56]Q: Can you have multiple Chase Sapphire Cards? [19:49]Q: My partner and I got married and have the same credit card, what do we do? [21:04]Q: What are the best business credit cards? [23:35]All the Hacks: Top Business Card Signup BonusesTPG: Do you need a business to get a business card?Q: What's the best card for earning points on Gas? [25:37]Q: What's the best app for finding the best card for different purchases? [26:35]ThePointsGuy AppCardPointersQ: Do you have a template for tracking your points? [27:30]All the Hacks - Points Tracking SpreadsheetQ: How do you manage earning points when you're loyal to one airline? [28:33]Q: Where do you find deals for business class flights when you're not using miles? [29:50]FlyerTalk Premium Fare DealsFirst Class FlyerMightyTravelsQ: What are all the best hacks for rental cars? [31:21]Q: What are the best tips for traveling during COVID [35:33]Travel Approved Covid Tests from eMed and Optum SponsorThis episode is brought to you by BlockFi. BlockFi is the company I use to store all my crypto and I think they provide huge value because. Whether you buy your crypto with them or transfer in what you already have, you can start earning interest on all of it, which is a great way to earn some passive income with almost no effort. And that also includes stable coins based in us dollars where you can earn 9% without having your savings fluctuate with the crypto markets. This is where I store the cash I used to keep at a high yield savings account. Since opening my account, I've already earned thousands of dollars of interest.BlockFi also has a rewards credit card that instead of earning points or miles gives you Bitcoin back on every purchase you make offering 3.5% back in the first three months and 1.5% percent back after that. If you want to check out BlockFi, you can get an exclusive bonus of up to $250 free when you sign at https://allthehacks.com/blockfi. Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Andy Goldberg, SVP, Global Brand Content & Platforms at American Express, discusses how he is reframing the competitive landscape by fighting for finite attention. One of the strategies he shares is thinking about advertising like a TV show you actually want to watch.  In this episode we also discuss:   How media buying has changed over the last 10 years and where Andy is investing now Elevating the member experience through strategic, value added partnerships What it takes to be a bold marketer and finding your unique edge American Express's proprietary scorecard for measuring against engagement and brand lift and more!   Guest Bio: Andy Goldberg, joined American Express in May 2019 as SVP, Global Brand Planning, and Content. Since joining in May 2019, Andy has led the American Express brand into the future by driving meaningful ways for key audiences to engage with Amex.  He is responsible for developing the global brand strategy and annual brand marketing plans.  Andy is driving and reinventing how that comes to life through content on multiple platforms, including leading the future of payment (beyond card) and brand design efforts. Andy has transformed Shop Small from a single day into a year-round global platform, supporting merchants, small businesses, and cardmembers. Brave Pick: This week's Brave Pick of the Week is Telus Mobility. Check out their website here. ----------------------------------------------------------------------- About this Show: Brave is at the forefront of a new online privacy frontier and has unique insight into the future of marketing and advertising in a cookieless world. If you're an agency, brand marketer or entrepreneur challenged by the changes in ethical advertising, consumer privacy and buyer expectations, this podcast will provide a backstage view of how influential marketers at top brands and agencies are responding to what's next. Music by: Ari Dvorin Hosted by: Donny Dvorin

Ever want to know “how she did it”? This episode is our little version of How I Built This, in which we ask Zibby Owens—whose name you surely know by now—about how she turned a desire to be part of the world of books into a one-woman mini book empire.Zibby Owens is the host of Moms Don’t Have Time to Read, a daily podcast featuring interviews with authors that has over 900 episodes. She’s also a Bookstagrammer with 16K followers, the host of a second podcast—Moms Don’t Have Time to Have Sex—the editor of two anthologies, Moms Don’t Have Time To and Moms Don’t Have Time to Have Kids—KJ contributed to that last one—and now the CEO of Zibby Books, a new publishing home for fiction and memoir. She’s a regular contributor to Good Morning America, she’s been called “America’s Top Bookfluencer” and she has two books coming soon: Princess Charming, a picture book, and Booked, a memoir. She’s also got four kids, and they’re kids—elementary and middle school age, not a bunch of independent high schoolers wandering aroundBut.Five years ago Zibby was none of those things (except a mother of four). And that’s what I want to talk about. She’s built a massive literary life, a community, a reputation in just a few years, and—after totally owning the fact that she has help with her kids (heck, not just help, they’re completely gone every other weekend because, divorce sometimes works like that) and also that this isn’t how Zibby earns a living— we go back to the beginning and talk about what it took to get there.Because no matter who you are, you can’t wake up and say, I think I’d like to be America’s Biggest Bookfluencer, and whip out your Amex card and make it happen. You can’t even take your Kardashian self and decide this is what you want and ask your assistant to set it up. This takes work and desire and passion, and we dig into how Zibby started, and how she made things take off.Links from the pod:Lee Carpenter: Red, White, Blue and ElevenAndre Agassi: OpenZibby BooksZibby Books Ambassadors (at bottom of Zibby Books page)#AmReadingZibby: Going There by Katie CouricHungry Hill by Eileen Patricia CurranThe Husbands by Chandler Baker The Last Season by Jenny Judson & Danielle MahfoodKJ: A Spindle Splintered by Alix E. HarrowJess: Speaking of Race by Celeste HeadleeHey cupcakes, KJ here. Tonight I chatted with a writer who has a memoir that might—or might not—be ready to pitch. It’s hard to know the answer to that as a writer without getting some professional feedback (and you don’t want to pitch before you’re ready). So of course I pointed them toward Author Accelerator’s book coach matching services. The right coach can help get your project ready and then help you pitch it to the right agents. It’s an investment—but you’ve already invested HOW many years in this? I say go for it. And if you’d like to be the one to help writers make that leap, look into book coach certification. I loved the process—and I love knowing how to really help. This is a public episode. Get access to private episodes at amwriting.substack.com/subscribe

Olivia Schofield runs her own speaking skills business in Berlin from where she helps client with presentation skills and professional communication coaching.   As a keynote speaker and communication consultant, Olivia works with corporate clients like Gore-Tex, Hoffman La Roche and Amex.   In 2011, Olivia got to the finals of the Toastmaster World Championship. She became the first woman and the first person from Europe to get that far!   Today, Olivia still works with corporate training clients and she also runs an inspirational annual two-day speaking bootcamp called Spectacular Speaking!   In today's episode:   How Olivia's BBC background helped her coaching business What Olivia did to become a Toastmasters World Finalist Which kind of work she does for corporate training clients How 4 trainers cooperate to share leads and ideas What participants learn at Spectacular Speaking   Check it out now!

We had the pleasure of interviewing The Brothers Koren with Daybreaker over Zoom video!!  The Daybreaker community releases ‘Joy Generation' a collaboration with ace songwriters The Brothers Koren!'Joy Generation' is a unique and inspiring song crowd-sourced in real-time during a creative jam session by 350 members of the Daybreaker community. In case you haven't heard, Daybreaker is one of the most popular and innovative organizations in the wellness and dance space, fusing yoga and meditation with next-level dance events in unique spaces around the world. They have toured arenas with Oprah and been featured by The Today Show, New York Times, Mashable, Elle, WSJ, Buzzfeed, and Vice, and partnered with Nike, Samsung, AMEX, and more. They have collaborated on events with artists like Gloria Estefan, Boyz II Men, SOFI TUKKER, Above & Beyond, Dionne Warwick, and more. The never before attempted song-writing method resulted in ‘Joy Generation', a song that recalls the most epic and exuberant moments of Mumford And Sons, MGMT and The Polyphonic Spree, and yet is so much more, expressing the relief and sense of communion that is balm for these times. In March 2020 we began a new experiment hosting dance parties from our living room. We ended up serving over 200K people in 112 countries to dance and invite joy into their homes during the height of the pandemic when spirits needed it the most.We asked our community members to stick around after to write our new Daybreaker anthem with us. 350+ community members stayed to attempt something never done before: to lace together a song while miles apart, expressing the palpable anticipation of a return to IRL. We longed for an anthem that would take us out of the darkness and into a new more hopeful generation.We sat down in front of our little cameras, intent to harmoniously surface verses about the start of a new cultural Renaissance.The Brothers Koren masterfully shepherded us through the process of co-creating the song. Someone would spontaneously unmute themselves and provide a note, then another, and another: ideas. phrases, lyrics floated across the web. We jammed, we cried, we laughed...And then suddenly, we had an anthem, freeing and naming us: The Joy Generation.' We want to hear from you! Please email Tera@BringinitBackwards.com. www.BringinitBackwards.com #podcast #interview #bringinbackpod #TheBrothersKoren #Daybreaker #zoom Listen & Subscribe to BiB Follow our podcast on Instagram and Twitter! 

Lizzo had a concert in Miami that streamed simultaneously online. I tuned in and this was my takeaway from the experience…#ashsaidit

Episode Description In this episode of the Miles to Memories podcast we discuss Chase finally dropping 5/24, well on some cards at least. We also talk about Mark's house being overtaken by covid, Joe getting the bonvoy'd treatment and Amex finally righting their wrong. Episode Notes 7:10 - Mark's covid experience 15:07 - No more 5/24? 21:33 - Joe Gets BONVOYED 36:19 - AMEX reinstatements 39:21 - Bonvoy displays resort fees 40:25 - Solid credit cards to consider Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Sponsors OnPay: https://cloudaccountingpodcast.promo/onpay CenterCard:  https://cloudaccountingpodcast.promo/center Relay Financial: https://cloudaccountingpodcast.promo/relayNeed CPE? Subscribe to the Earmark Accounting Podcast: https://podcast.earmarkcpe.comGet CPE for listening to podcasts with Earmark CPE: https://earmarkcpeShow Notes0:07 – Happy After Thanksgiving! We have so much to be thankful for!  1:21 – Listener Mail – Are we really “anti-Desktop”? Thank you for your feedback, Peg! 1:48 – Defending Anti-Desktopness 5:35 – Is the Customer Really Always Right?  6:31 – Listener Mail – How the Feed the Pig campaign keeps the younger generation from becoming CPAs. Thanks, Eric!  7:27 – Tips for Promoting the Feed the Pig Savings Messagehttps://us.aicpa.org/volunteer/financialliteracyresourcecenter/ftp-tipsforpromoting 8:37 – The Subreddit – r/Accountinghttps://www.reddit.com/r/Accounting/ 9:44 – More on Theoretical v. Practical Training 13:15 – Listener Mail – A Professor's Take on Real-World Experience. Thank you, Jennifer!  13:49 – Tweet from Jennifer Johnson, CPAhttps://twitter.com/JENJOHNSONCPA/status/1464604351985561617 15:20 – Why Not Work AT School?  17:51 – Director of Finance - Amulet Estate Wineryhttps://www.winebusiness.com/classifieds/winejobs/?go=listing&listingid=218327 18:38 – Assistant Controller - ODELL BREWING COMPANYhttps://www.brewbound.com/jobs/57212-Assistant-Controller-Odell-Brewing-Company 21:05 – Accountants press IRS for faster refunds and responses | Accounting Todayhttps://www.accountingtoday.com/news/accountants-press-irs-for-faster-refunds-and-responses 24:06 – AmEx Pitched Business Customers a Tax Break That Doesn't Add Uphttps://www.wsj.com/articles/amex-pitched-business-customers-a-tax-break-that-doesnt-add-up-11637587980 29:32 – AmEx Fires Workers Over Payments Sales Pitches – CFOhttps://www.cfo.com/tax/2021/11/amex-fires-workers-over-payments-sales-pitches/ 30:19 – IRS plans to award $2.6B app development contract in Q1 of fiscal 2023https://www.fedscoop.com/irs-plans-to-award-2-6b-app-development-contract-in-q1-of-fiscal-2023/ 31:53 – Congress widens PPP fraud probe to more online financial companieshttps://news.yahoo.com/congress-widens-ppp-fraud-probe-140022824.html PPP companies Blueacorn, Womply added to congressional probehttps://www.usatoday.com/story/news/investigations/2021/11/23/ppp-companies-blueacorn-womply-added-congressional-probe/8730237002/ 34:44 – B2B Spend Management Startup Payhawk Closes $112M Series Bhttps://www.pymnts.com/news/b2b-payments/2021/b2b-spend-management-startup-payhawk-closes-112m-series-b/ 35:06 – Australian software firm simPRO raises $350 mln in new funding | Reutershttps://www.reuters.com/markets/deals/australian-software-firm-simpro-raises-350-mln-new-funding-2021-11-23/ 36:11 – Story within the Story – simPRO Acquired ClockShark!  37:25 – 6 lessons from audit experts who adopted AI earlyhttps://www.journalofaccountancy.com/news/2021/nov/6-lessons-audit-experts-adopted-ai-early.html 39:07 – Sage launches new platform to help launch and power up Accountantshttps://www.enterprisetimes.co.uk/2021/11/24/sage-launches-new-platform-to-help-launch-and-power-up-accountants/ 40:18 – How to Build Stronger Relationships With Colleagues in the Zoom Erahttps://www.wsj.com/articles/build-stronger-relationships-on-zoom-11637608490 44:30 – David's Big, Poofy, Sad Problem

Gabriela Ariana Campoverde sits down with Harshul Sanghi, Founder and Global Head of Amex Ventures. Harshul has over thirty years of operating experience, and for the past 10 years has led the venture arm of American Express and oversees global investment activity across the company. To date, Amex Ventures has invested in 80+ companies and has offices in New York, San Francisco, and Boston. He has led investments in Abra, Better.com, Bill.com, Boom Supersonic, Boxed, Instacart, Learnvest, FalconX, Finix, Next Insurance, Philanthropi, Plaid, RetailNext, Stripe, Toast, and Turo, among others. Amex Ventures now has a portfolio valued at over $1 billion dollars. In this episode you will hear about: - The birth of Amex Ventures - 10 years of investing - What differentiates Amex Ventures from other corporate VCs - Investment-worthy trends in the payments space - Harshul Sanghi's career - And much more! About Harshul Sanghi Harshul Sanghi founded Amex Ventures in 2011 to accelerate the digital transformation of American Express by investing in and partnering with innovative start-up companies. Prior to joining Amex, Harshul was Managing Director of Motorola Mobility Ventures and has over 30 years of operating experience. About Amex Ventures Amex Ventures invests in and partners with start-ups to accelerate innovation for consumers and businesses. For additional information on Amex Ventures, please visit www.americanexpress.com/us/business/american-express-ventures For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela's Twitter: twitter.com/byGabyC Gabriela's LinkedIn: linkedin.com/in/gcampoverde

Thank you for joining us on Breakfast With Champions! Today we hear from Ram Castillo, a Design Director, two-time Author, Speaker, CreativeLive Instructor, Decision-making Business Coach and Approved Advisor based in Sydney. His focus is to help business owners, entrepreneurs and leaders get unstuck through human centred design methodologies, creative strategy, digital marketing and branding. For 16 years Ram has been working for global agencies including Ogilvy & Mather, DDB, JWT, McCann and Saatchi & Saatchi on clients such as Audi, McDonald's, Qantas, Google, AMEX, Toyota and The Louis Vuitton Group. He's been featured in Apple, GE, Communication Arts, HOW magazine, CreativeLive, Herman Miller, VIVID festival and The American Institute of Design. 

Our thoughts on the whistle as Leeds ground out a dire goalless draw at the Amex against Graham Potter's men, who were booed off at full time. With levisolicitors.co.uk/thesquareball See acast.com/privacy for privacy and opt-out information.

Amex Exploration Inc. (TSX-V: AMX, FRA: MX0, OTCQX: AMXEF), a junior gold mining company, has made a significant gold discovery in Quebec at its 100% owned high grade Perron Gold Project. Amex is led by an experienced management team of gold mine finders who have invested their own capital into the company in corporate financings and are focused on building shareholder value.The Project is well serviced by existing infrastructure, being located about an hour north of Rouyn-Noranda (~110 km), on a year-round road, 10 minutes from an airport and just outside the town of Normétal (~8 km), where a mine operated until 1975. During its operation, the Normétal mine produced 10 Mt at 2.25% copper, 5.4% zinc, 0.5 g/t Au and 44.5 g/t Ag. The Perron project is also in close proximity to a number of major operating gold mining companies and their milling operations.The company launched an extensive drill program consisting of multiple drills on site to complete a 300,000 m drill program by the end of 2021. Since January 2019, Amex has intersected significant gold mineralization in three different gold zones that stretch over 3.6 km of lateral strike along the Perron Fault Zone.

Save money before and after purchasing, find the highest interest on savings and get £5 back for every £15 you spend.  The latest episode of the pod is a solo episode, and I'm talking about: How price matching works and who does it The highest paying interest rates on your savings When Amex Shop Small returns and how to take advantage. For links and further reading head to becleverwithyourcash.com/cashchats235 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast was featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash   youtube.com/andyclevercash   GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

The Amex +4 referral offer stacks on top of existing bonus categories to make for some great deals. How can you trigger this deal easily and what are some good ways to maximize it? We discuss everything you need to know. 00:39 Giant Mailbag https://frequentmiler.com/10-years-of-frequent-miler/ https://frequentmiler.com/40kfaraway-stretching-the-boundaries-of-possibility/ 7:51 What crazy thing did Greg the Frequent Miler do this week? 13:27 Mattress running the numbers: Is it worth indirectly buying Membership Rewards points for 0.9c per point? https://frequentmiler.com/rakuten-earn-90-90x-on-lifelock-stack-with-20-from-lifelock-chase-offer/ 19:12 Main Event: Is the Amex +4 referral deal the deal of the year? https://frequentmiler.com/new-amex-referral-offer-get-4x-on-up-to-25k-spend-when-you-refer-a-friend/ https://frequentmiler.com/amxplat/ https://frequentmiler.com/maximizing-value-from-amex-multi-referrals/ 43:17 Question of the Week: Is the Rewards+ a good downgrade option from Citi Premier? Join our email list: https://frequentmiler.com/subscribe/ Music credit: Annie Yoder

En este episodio investigamos a fondo todo el misterio detrás de las famosas tarjetas de Amex, sus beneficios, costos y cómo saber si es para ti. Síguenos @sonoropodcast en todas las redes sociales.

Chronicle's Chief Newcastle United writer Lee Ryder gave his post-match assessment from the Amex Stadium.

1:21 What crazy thing....did X1 do this week? https://frequentmiler.com/x1-card-review-up-to-4x-everywhere-its-here-its-real/ 6:33 Mattress Running the Numbers: Is it worth spending $8K for a Hilton free night certificate if targeted? https://frequentmiler.com/hilton-free-night-certificate-offer-with-just-8k-spend-targeted/ 11:58 Main Event: Capital One's Venture X: Will it bury the competition? https://frequentmiler.com/capital-one-venture-x-card-a-strong-new-ultra-premium-contender/ https://frequentmiler.com/huge-if-true-convert-capital-one-cash-back-to-miles-by-moving-rewards/ 48:47 Post Roast https://frequentmiler.com/build-your-amex-point-fortune-up-to-620k-points-with-25k-spend/ How to refer someone to almost any Amex card: https://youtu.be/Tx4o3X7TgMQ https://frequentmiler.com/is-it-time-to-ditch-all-of-your-marriott-credit-cards/ 57:41 Question of the Week: Is 50K World of Hyatt points appropriate compensation for missteps? Join our email list: https://frequentmiler.com/subscribe/ Music credit: Annie Yoder

Matt Ketchell is joined by Sussex Live's Brighton Hove Albion reporter Richie Mills to discuss Newcastle's match on the south coast this Saturday.The game is a 5.30pm kick off, and we'll be at the Amex bringing you all the build-up, team news, updates, reaction and more via our LIVE matchday blog on ChronicleLive.co.ukRichie sets the scene down at Brighton, reveals his prediction for how Brighton will set-up, who will start and discusses how Graham Potter has fielded speculation linking him to clubs like Tottenham and Newcastle.Sign up to our NUFC newsletter: https://www.chroniclelive.co.uk/newsletter-preference-centre/For the latest Newcastle United news visit: https://www.chroniclelive.co.uk/all-about/newcastle-united-fcFollow us on Twitter: https://twitter.com/ChronicleNUFCIf you have any feedback on the podcast, or questions for the team, email: theEIBWpodcast@reachplc.com

This week we get pretty deep into moving to a new city, making friends as an adult, Lil Nas x and Lil Boosie, and Alex doing another podcast. Songs: Vampire - Payday (Intro) What Kind Of Rappin' Is This - JPEG Mafia (Outro)

Thank you for joining us on Breakfast With Champions! Today we hear from Ram Castillo on his first segment! Ram Castillo is a Design Director, two-time Author, Speaker, CreativeLive Instructor, Decision-making Business Coach and Approved Advisor based in Sydney. His focus is to help business owners, entrepreneurs and leaders get unstuck through human centred design methodologies, creative strategy, digital marketing and branding. For 16 years Ram has been working for global agencies including Ogilvy & Mather, DDB, JWT, McCann and Saatchi & Saatchi on clients such as Audi, McDonald's, Qantas, Google, AMEX, Toyota and The Louis Vuitton Group. He's been featured in Apple, GE, Communication Arts, HOW magazine, CreativeLive, Herman Miller, VIVID festival and The American Institute of Design. 

SEASON 11 begins!!!! Russell & Robert meet legendary musician Nick Rhodes, the founding member of the iconic pop rock band Duran Duran.We discuss Pop Art and Roy Lichtenstein, his early trips to New York where he first met Andy Warhol, Jean-Michel Basquiat, Keith Haring, Debbie Harry and Francesco Clemente, his admiration for Picabia, Warhol, the 17th Century Baroque period, and classical art such as De Ribera and Caravaggio. We explore working with numerous artists for Duran Duran including David Lynch on a live concert film and notably Patrick Nagel for the Rio (1982) album sleeve, collecting art that began when he was aged 17 with his first Dali print, his thoughts on NFTs and his friendships with leading contemporary artists like KAWS and Katherine Bernhardt, buying a Picasso on an Amex card and his experiences visiting art fairs like Frieze!We hear his memories of Mr Chow's legendary restaurant with Grace Jones, Warhol and many iconic creatives, staying at La Colombe d'Or art hotel in France and the brand new Duran Duran album sleeve which he worked on with Japanese photographer Daisuke Yokota. We discover his passion for photography and Polaroids, the differences between analogue vs digital, his fascination with mythology, astronomy, numerology and science which has influenced his new 'Astronomia' project with Wendy Bevan. Finally we chat about his friendship with the late Duggie Fields and his numerous visits to his favourite Ikon gallery in Birmingham.Duran Duran have sold over 100 million records, had 18 American hit singles, 21 UK Top 20 tunes and continue to perform to huge concert audiences around the world since the band first formed in 1980. Consistently fusing art, technology, fashion and a signature sense of style with their unique and infectious brand of music, singer Simon Le Bon, keyboardist Nick Rhodes, bassist John Taylor and drummer Roger Taylor have proven themselves timeless, always innovating and reinventing, to remain ahead of the curve.'Astronomia' is a collaboration between the artists Nick Rhodes and Wendy Bevan. It is a creative collision of analogue synthesizers, violins, voices and orchestral arrangements fueled by their shared attraction to the Universe. 'The Fall of Saturn'; is the first of four albums in the Astronomia project, first released back in March 20, 2021, followed by three further releases, on the equinoxes and solstices for the remainder of the year. Each individual piece is a sonic painting, a tapestry of rich textures and haunting melodies forming soundscapes with an otherworldly atmosphere. Looking to the transcendent beauty of the skies, this genre defying debut album explores the fluidity of human emotions.Follow @AstronomiaVolumes and @DuranDuran on Instagram! Duran Duran's new hit album 'Future Past', and 'Astronomia: The Fall Of Saturn', Nick Rhodes' incredible new collaboration with Wendy Bevan, are both OUT NOW from all good record stores and available to stream online! Visit https://duranduran.com/ and learn more about 'Astronomia' records here: https://duranduran.com/2021/astronomia-by-nick-rhodes-wendy-bevan/For images of all artworks discussed in this episode visit @TalkArt. Talk Art theme music by Jack Northover @JackNorthoverMusic courtesy of HowlTown.com We've just joined Twitter too @TalkArt. If you've enjoyed this episode PLEASE leave us your feedback and maybe 5 stars if we're worthy in the Apple Podcast store. For all requests, please email

On this week's Planet FPL Clash of the Correspondents James is joined by Liverpool fan Dan Lord and Brighton fan Sam Murray to discuss all the latest at their clubs, the FPL assets within them and preview Saturday's Gameweek 10 meeting at Anfield. Liverpool are purring having beaten rivals Manchester United 5-0 on Sunday and are very much in the title race, with Mo Salah looking a perma captain option in the forthcoming weeks there's focus on the rest of the team, with the prospects of Ibrahima Konate, Diogo Jota and Sadio Mane all discussed. Brighton have made a good start too but did Manchester City's 4-1 win at The Amex give reason for concern? Defensive assets feature prominently and with good fixtures to come following the trip to Anfield there's discussion on who may be best to invest in and if the Shane Duffy dream is over. Follow Dan on Twitter: https://twitter.com/FPL_LocoLord Follow Sam on Twitter: https://twitter.com/FPLSeagull Coming Up on Friday on Planet FPL - Ask James, live stream on YouTube at 3pm (UK), with an audio version to follow shortly after. ____________________________________________ Want to become a member of our FPL community? Join us on Patreon: https://www.patreon.com/planetfpl Follow James on Twitter: https://twitter.com/PlanetFPLPod Follow Suj on Twitter: https://twitter.com/sujanshah Like us on Facebook: https://www.facebook.com/planetfpl Follow us on Instagram: https://www.instagram.com/planetfpl Subscribe to our YouTube channel: https://www.youtube.com/channel/UC8043oOKTB4uP8Nq15Kz6bg

Episode Description In this episode of the Miles to Memories podcast Shawn shares the details of his recent trip to Moskito Island traveling like the rich and famous.  We also talk about Marriott gutting their program, American Airlines completely changing up their program Episode Notes 4:42 - Moskito Island 16:11 - Moskito highlights, bookable on points? 21:51 - American Airlines flight mistakes 25:36 - San Juan trip report 28:47 - Marriott loyalty program changes 35:48 - American Airlines loyalty program changes 43:57 - AMEX credits checklist 44:39 - Best Choice Hotels redemptions Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Vicky and Darren are joined by Andy Cole to reflect on a massive win for Chelsea over struggling Norwich and a convincing win for Man City over Brighton at the AMEX. Also, Man United against Liverpool is previewed, as the biggest game in world football takes centre stage.

Another blistering performance from Manchester City. Fresh from our 5-1 win away at Club Brugge on Tuesday, City put another fine display to dismantle Brighton on Saturday 10 years to the day since our famous 6-1 win at Old Trafford. City ran out 4-1 winners at the AMEX thanks to goals from Ilkay Gundogan, Phil Foden, who scored twice, and Riyad Mahrez. Bernardo Silva was, again, absolutely magnificent – he ran further than anyone and was so dangerous with his movement, touch and passing – and Phil Foden, as I've said a few times on this podcast, is now entering the very top tier of players in world football. He is bona fide world class, he's a lifelong City fan and he's been at the club since he was at U9 level. It's the perfect story. It was also a day for refection. City fan Guido De Pauw, a member of the Blue Moon Belgium Supporters' Club, was attacked in Belgium on Tuesday after our win in Brugge. He has been in a coma ever since but is now in a stable condition. The players wore t-shirts to show our support and the travelling fans held aloft a banner. The whole club is rooting for you, Guido, our thoughts very much with you and your family. In our review of the victory today, we hear from Paul Dickov and Michael Brown, who were with us in the Matchday Live studio, as well as our manager, Pep Guardiola, and midfield maestro Ilkay Gundogan. See acast.com/privacy for privacy and opt-out information.

Reaction and analysis from the Amex as Manchester City moved up to second in the Premier League after a first-half blitz set the tone for a 4-1 win over Brighton.

1:05 Giant Mailbag 2:56 What crazy thing . . .triple header! 3:15 What crazy thing . . . did Amex do recently? https://frequentmiler.com/waves-of-amex-shut-downs-this-week/ 4:53 What crazy thing . . . did Cardless do this week? 6:46 What crazy thing . . . did Amtrak do this week? 8:53 Mattress running the numbers: How to lock in the Marriott Amex Offer discount https://frequentmiler.com/50-back-on-200-with-new-marriott-amex-offer-targeted-enrollment-required/ 13:44 Main Event: Citi doubles your Choice https://frequentmiler.com/citi-adds-choice-privileges-to-thank-you-transfer-partners-better-than-11/ https://frequentmiler.com/the-worlds-best-preferred-hotels-bookable-with-choice-points/ 43:42 Question of the Week: Is $15K spend on a World of Hyatt credit card a no-brainer? Subscribe to our email list: https://frequentmiler.com/subscribe/ Music credit: Annie Yoder

Episode Description In this episode of the Miles to Memories podcast we are joined by a special guest Bethany Walsh of Bougie Miles. We discuss our biggest travel pet peeves, our biggest travel blunders and whether or not the new Amex Business Platinum changes are good or bad.  We also talk about avoiding resort fees in Vegas, why Mark loves the newest Citi ThankYou point addition and maximizing a new Chase Freedom Flex opportunity. Episode Notes 4:44 - Our Biggest Travel Mistakes 13:23 - Changes To Amex Platinum Business - What We Like Or Hate About It 18:10 - Travel Grumps - What Drives Us Nuts! 31:32 - Citi ThankYou Points newest partner Choice Hotels is sneaky good 32:34 - How to avoid resort fees in Las Vegas 33:46 - Chase Freedom Flex has some additional 5X earning capabilities Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Episode Description In this episode of the Miles to Memories podcast we talk about a slew of Amex shut downs, an underwhelming Hyatt card launch and Mark's trip to Fort Myers Beach. We also talk about the power of the product change, stacking credits on Hyatt stays & how to get some free food. Episode Notes 4:37 - AmAxe 17:24 - Florida trip report (not Disney!) 25:22 - Chase Hyatt business card 31:12 - Cleaning out the Chase closet 32:06 - Stacking Hyatt credits 32:49 - Favorite dining apps   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

I'm trying to convince Richard Kerr to buy my RV...... And, in travel news: AMEX is shutting down more accounts. We dig deep on this one. Is Spirit Airlines now a mainstream airline? Is Southwest swapping roles with Spirit? If you have a question you can e-mail me at ed@pizzainmotion.com. And, you can also find me on Twitter, Facebook or Instagram and ask your question there. We have a new way for you to reach us with your questions. You can text us at (571) 293-6659‬. Listen for your question on a future show! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! Hope you enjoy the show!

If you're willing to pivot for credit card perks in the marketplace, it's a win. Learn about new Amex and Navy Federal offerings. / $500 a year for a credit score subscription!? No. DO NOT allow anyone to rip you off for credit monitoring, reports or scores. Clark reveals secrets about the business, including how you can get all that info for FREE. Ask Clark topics include: 6 Tips for Hiring a Contractor - Cnet - Working with contractors: How to hire a qualified pro / MDsave.com Shopping online for healthcare has arrived. / Clark Deals 2021 Sweepstakes / Best Cell Phone Plans and Deals in 2021 / Save up to $20 with a new Costco membership Want more money advice? Sign up for Clark's free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Description In this episode of the Miles to Memories podcast we talk Marriott playing games with suite upgrades, Mark's recent trip to the Hyatt Regency Chesapeake Bay and why is Puerto Rico so cheap right now? We also talk about game planning Delta status, Southwest's Disney plant and Shawn's Amex Business retention offer. Episode Notes 5:56 - Marriott hotel playing games with suite inventory 11:17 - Getting to Hyatt Chesapeake 16:16 - How was the hotel? 19:32 - Golfing 22:50 - Beer 26:34 - Cheap flights to Puerto Rico and requesting recommendations 31:19 - Rental car status matches 32:49 - Delta status planning 33:38 - Disney World + Southwest 50th anniversary plane 35:43 - AMEX retention bonuses alive and well   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Who knows where Richard Kerr is this week? Delta is launching some interesting new international routes next year. The UK is making it easier (kind of) for foreigners. Chase Ultimate Rewards is discounting gift cards. Should you take advantage of it? $10 AMEX credit per month on groceries. If you have a question you can e-mail me at ed@pizzainmotion.com. And, you can also find me on Twitter, Facebook or Instagram and ask your question there. We have a new way for you to reach us with your questions. You can text us at (571) 293-6659‬. Listen for your question on a future show! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! Hope you enjoy the show!

On this edition of the Arsenal Vision Post Match Podcast, Elliot (@yankeegunner) is joined by Paul (@poznaninmypants) and Clive (@clivepafc) to breakdown what went wrong at a very wet Amex on Saturday night. They cover the extent to which the conditions mattered, and some individually sloppy performances that made life difficult. There's analysis of why Arsenal couldn't play out from Brighton's pressure, the extent to which Arsenal went long, and the execution issues in midfield. The group discusses Xhaka's absence as well. There's a debate about the substitutions and praise for the center backs. Lastly, the Liverpool-City match is discussed as it relates to the level Arsenal aspire to reach. All that and more on this edition of the Arsenal Vision Post Match Podcast. Signup for our Patreon at patreon.com/arsenalvisionpodcast Get our latest merch at avpodshop.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Robbie Mustoe & Robbie Earle recap Match Round 7 in the Premier League discussing the following:(0:45) Liverpool and Manchester City showing their class as they played out to an entertaining 2-2 draw at Anfield(15:45) Manchester United continuing to drop points in disappointing fashion against an Everton side continuing to impress(29:25) Chelsea going top of the table thanks to Timo Werner's winner(35:55) Tottenham putting an end to their 3-match losing streak after a victory against Aston Villa(41:00) Xisco Muñoz sacked by Watford only 7 matches into the season following Watford's loss to Leeds(46:40) Crystal Palace and Leicester City drawing 2-2 at Selhurst Park and why both sides have had a mixed start to the season(53:15) Brentford continuing their surprising start to the season after a 2-1 win at West Ham(55:45) Raul Jimenez & Hee-Chan Hwang combining on both goals for Wolves as Newcastle's misery continues(58:15) Brighton and Arsenal's scoreless draw at the Amex and what to make of Arsenal through 7 matches(1:01:30) And the battle at the bottom between Burnley and Norwich that ended scoreless at Turf Moor

Aidi from @whynotfrugal is a wife and mom of three kids currently based in Houston, and she's definitely one of the OGs of the award travel lifestyle. In this episode, Aidi and I discuss some next-level tips for how she and her family have gotten to take quite a few first-class trips around the world, including a detailed breakdown of an incredible trip to Singapore. Aidi also lets us know which of these methods sadly no longer exist, and which ones are still available for you to leverage. Different tools and methods for supercharging your points earnings come and go. I keep a list of some of my favorite tools at https://www.geobreezetravel.com/tools. Some of these let you earn points that you can apply to travel, such as by converting your Rakuten points to Amex points, and some let you earn cashback through Visa gift cards and other store cards. Remember: always be sure to use someone's referral links whenever you sign up for a new app! One of my favorite tools to use for stacking points is the Fluz app. For example, if you're looking to earn more points on excursions, try this stack: buy a Groupon giftcard through Fluz for the exact amount the excursion costs on Groupon. Then, click through Rakuten.com to go to Groupon.com and use the gift card you just bought from Fluz. I've earned almost 20% more cashback on travel excursions or even spa treatments with this trick. Thank you to Fluz for partnering with us on this episode of the Geobreeze Travel Podcast. Download the Fluz app at: https://joinfluz.app.link/GEOBREEZETRAVELPODCAST You can find Aidi at: Instagram: https:/www.instagram.com/whynotfrugal You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The pandemic's impact on the acceleration of digital means that just providing a personalized experience to customers is no longer good enough. In order to succeed and stay one step ahead of the competition, brands need to embrace a data-driven approach to optimize every digital experience based on outcomes. Justin Anovick, Chief Product Officer at digital experience company, Optimizely joins me on Tech Talks Daily. We talk about how businesses can unlock digital potential through a combination of personalization and experimentation. Justin also discusses why it's so important to look beyond just personalisation and the importance of combining this with experimentation in order to move away from guesswork and gut decisions to use data to a more scientific approach that will provide customers with the best digital experience possible. About Optimizely With its digital experience platform (DXP), thy equip teams with the tools and insights they need to create and optimize in new ways. Now, companies can operate with data-driven confidence to create hyper-personalized experiences. Building sophisticated solutions has never been simpler. Optimizely's 900+ partners and 1100+ employees in offices around the globe are proud to help more than 9,000 brands, including Peloton, Uber, AMEX, WSJ, Santander, KLM and Mazda enrich their customer lifetime value, increase revenue and grow their brands. `