Podcasts about Funding

Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

The state of California is suing the Trump administration for freezing billions of dollars in federal child care and welfare funding. The federal government said it was withholding the funds from California and four other Democratic-led states over fraud allegations. Reporter: Daisy Nguyen, KQED San Diego is home to the nation's second largest Somali population. And recent allegations of fraud at Somali-owned child care centers in Minnesota have now spread to their community. Somali childcare providers in San Diego say strangers are now surveilling their centers. Reporter: Katie Hyson, KPBS Governor Newsom is releasing his state budget plan Friday. This comes a day after Newsom delivered his final state of the state address at the capitol, touting California as "a marvel of invention and reinvention.” Reporter: Guy Marzorati, KQED Learn more about your ad choices. Visit megaphone.fm/adchoices

Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

From another big budget shortfall to unsettled business over artificial intelligence to other pressing policy issues, like housing, the environment and surveillance, the 2026 legislative session kicks off in less than a week and Colorado lawmakers already have a lot on their to-do lists. Plus, while Democrats continue to hold a wide majority in both legislative chambers, tensions between the more progressive and more moderate factions of the party threaten to bubble over. On top of all of that, a big election year that will deliver new leaders for the state. CPR's Bente Birkeland, KUNC's Lucas Brady Woods and The Colorado Sun's Jesse Paul dig into the politics, the policy and the pressures expected to shape a new session. Catch up on our latest coverage: Purplish: Budget balanced (for now), AI decisions punted, relationships ruptured: What went down during special session Purplish: Crude Signal chats, social media attacks, mistreated aides: lawmaker conduct is back in the headlines CPR: Trump cites Colorado in new executive order banning states from creating ‘cumbersome' AI laws The Colorado Sun: How Medicaid became such a drag on Colorado's state budget KUNC: Democrats, local governments are gearing up for another round of battles over housing in Colorado The Colorado Sun: Colorado Ethics Commission advances complaints against Democrats who attended dark money-funded retreat The Colorado Sun: Colorado state Sen. Faith Winter was legally drunk when she caused car crash that killed her, authorities say Purplish: Drinking at the Colorado Capitol  CPR: Democratic Sen. Faith Winter changed State Capitol culture in the #MeToo era Purplish is produced by CPR News and the Capitol News Alliance, a collaboration between KUNC News, Colorado Public Radio, Rocky Mountain PBS, and The Colorado Sun, and shared with Rocky Mountain Community Radio and other news organizations across the state. Funding for the Alliance is provided in part by the Corporation for Public Broadcasting.Purplish's producer is Stephanie Wolf. Megan Verlee is CPR News' executive producer of podcasting. Sound design and engineering by Shane Rumsey. Purplish's theme music is by Brad Turner. Additional reporting for this episode from Taylor Dolven of The Colorado Sun and CPR's John Daley.

The Trump Administration froze about $10 billion in social services funding for five Democrat-led states. Also, Gov. JB Pritzker is touting a new energy law as a way to ensure the grid remains stable while addressing the cost for customers.

Ukraine: 6,000 apartments in Kyiv left without power after latest Russia strikes  Sudan marks grim milestone of 1,000 days of war: OCHA, UNICEF  UN chief insists global body will continue vital work despite U.S. withdrawals 

Protests break out across Southern California in response to the ICE shooting in Minnesota. California unveils its 53rd lawsuit against the Trump Administration...this time over childcare funding. Governor Newsom presents his last state budget and says don't believe the hype over giant deficits. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

What do fascists need to do to convince their rank and file that they're the smartest in the room? They invent new science to trash the old science they didn't like. First, we look into how RFK Jr is “making the proof” for all his scientific endeavors, then unpacking a new proposal from the AZ state sena Janae Shamp about how she's going to get to the bottom of the clinical diagnosis of Trump Derangement Syndrome. First, we read a lovely bio-romance poem from our favorite ex-Mormon vampire millionaire, Bryan Johnson. Show Notes CDC awards $1.6 million for hepatitis B vaccine study by controversial Danish researchers US awards no-bid contract to Denmark scientists studying hepatitis B vaccine in African babies Now is the Time to Scale Up Birth-Dose Hepatitis B Vaccine in Low- and Middle-Income Countries The CDC is Funding an Unethical Vaccine Trial in Guinea-Bissau The False Narrative of Nonspecific Vaccine Effects Randomized trials show no evidence of non-specific vaccine effects Hepatitis B and C in the adult population of Bissau, Guinea-Bissau: a cross-sectional survey Fiftieth Anniversary of Uncovering the Tuskegee Syphilis Study: The Story and Timeless Lessons Chronic Hepatitis Is Common and Often Untreated Among Children With Hepatitis B Infection in the United States and Canada Fired Nurse to Fierce Senator: Janae Shamp Exposes the Border Crisis & Government Betrayal State Sen. Janae Shamp on Border Security, Housing Affordability, and Health Care in Arizona  States Look to Religious Leaders to Fill Mental Health Gap  Charles Krauthammer: Bush Derangement Syndrome is spreading Zakaria: Liberals have to avoid Trump Derangement Syndrome  Krauthammer: You can't govern by id  New Yorker: Sarah Huckabee Sanders, Trump's Battering RamGreat job by Bret Baier in his Interview with Lyin' Kamala Harris Learn more about your ad choices. Visit megaphone.fm/adchoices

Crypto News: The banking lobby continues to fight against stablecoin yield and there is big movement in DC around the crypto market structure bill. Trump-backed World Liberty Financial seeks US bank charter to bring USD1 stablecoin fully onshore. Wyoming issues first state-backed stablecoin on Solana.Brought to you by

Minneapolis is a powder keg, and the left is pouring gasoline. In this explosive episode, we break down the chaos behind the ICE protests, the deliberate pulling back of police, and the coordinated street violence funded by political actors. From historic precinct abandonments during the George Floyd riots

In the 5 AM hour, Larry O’Connor and Bethany Mandel discussed: CHECK IN WITH BETHANY: Over a Month in Israel HYDE AMENDMENT AT RISK? Trump Tells Republicans to Be ‘flexible’ on Abortion Restriction Demands in Health Care MORE CLASHES ACROSS IRAN: At Least 36 People Killed During Iran Protests, Rights Group Says Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Wednesday, January 7, 2025 / 5 AM HourSee omnystudio.com/listener for privacy information.

Guest: Bob Zimmerman. The global launch industry achieved record numbers led by SpaceX, which Zimmerman argues has effectively become the true American space program by launching 90% of all payload mass and funding its own Mars ambitions through Starlink revenue. While China utilizes state-supervised pseudo-capitalism to keep pace, the commercial sector is booming with competitors like Rocket Lab and multiple companies developing private space stations, creating a new market for orbital debris cleanup services.1941

Guest: Behnam Ben Taleblu. Reports of the Ayatollah planning to flee are likely inaccurate; the regime's ideology drives it to fight rather than seek exile. Despite economic strain, Tehran continues funding proxies like Hezbollah to maintain its transnational terrorist apparatus. The regime also seeks to exploit chaos in Syria to reassert influence.

Plus: Character.AI and Google settle lawsuits over teen suicides. And Eli Lilly nears deal for biotech Ventyx Biosciences. Julie Chang hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking developments in the Nick Reiner case. The 32-year-old charged with murdering Rob and Michele Reiner has been removed from suicide watch at Twin Towers Correctional Facility, just one day before his scheduled arraignment. He remains in high-observation housing but is no longer considered at risk of self-harm. Meanwhile, questions mount about who is paying for his high-profile defense attorney Alan Jackson.Sources close to the Reiner family tell multiple outlets that estate money is funding Jackson's representation. Jackson reportedly charges upward of $2,000 per hour and his past cases have run into the millions. Karen Read's defense cost an estimated $5-6 million. Nick Reiner has no known employment history and was living rent-free in his parents' guest house while receiving a $10,000 monthly allowance at the time of the killings.The Reiner estate is valued at approximately $200 million, built from Rob's legendary career directing films like When Harry Met Sally, The Princess Bride, and A Few Good Men, plus Castle Rock Entertainment residuals from Seinfeld and The Shawshank Redemption. Under California's Slayer Statute, Nick cannot inherit if convicted. But relatives can still use estate funds for legal defense — which is exactly what sources say is happening.Nick is expected to enter a plea tomorrow on two counts of first-degree murder with special circumstances. The defense appears to be building toward a mental health argument. Nick was reportedly diagnosed with schizophrenia and his medication was changed weeks before the killings.#NickReiner #RobReiner #AlanJackson #ReinerArraignment #TrueCrime #HiddenKillers #MicheleReiner #BrentwoodMurder #SuicideWatch #MurderTrialJoin Our SubStack For AD-FREE ADVANCE EPISDOES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1925: Michael Simpson reveals how entrepreneurs can leverage social proof and scarcity, two powerful psychological triggers, to increase their chances of raising startup capital. By creating urgency and demonstrating interest from others, founders can flip investor hesitation into momentum, even in the absence of hard financial data. Read along with the original article(s) here: https://www.nirandfar.com/raisemoney/ Quotes to ponder: "Investors are a lot more compelled to invest if there is $100,000 left in a $1m round then if there is $900,000 still available." "Social proof, in essence, is the herd instinct: people are more compelled to do something if others are already doing it." "Make up your own mind. Don't follow the herd. Don't chase." Episode references: AngelList: https://angel.co True Ventures: https://www.trueventures.com The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808  

Pool Pros text questions hereIn this episode of the Talking Pools podcast, Natalie Hood and Casey McGovern discuss the critical topic of water safety and drowning prevention. They address common myths surrounding swim lessons, the importance of early education, and the need for constant supervision around water. Casey shares her personal journey as a mother of a drowning victim and her advocacy work with Every Child a Swimmer. The conversation emphasizes the importance of year-round swim lessons, the dangers of floaties, and the need for funding and resources to support water safety programs. They also highlight the necessity of normalizing discussions about water safety to prevent future tragedies.takeawaysWater safety is layered and often misunderstood.Supervision alone is not enough to prevent drowning.Swim lessons can start as early as six months.Drowning can happen quickly and silently.Floaties provide a false sense of security.Drowning risks exist beyond just pools.Year-round swim lessons are essential for skill retention.Funding for swim programs is often limited.Education is key to preventing drowning incidents.Every child deserves access to swim lessons.Sound Bites"Drowning is fast and silent.""Invest in swim lessons early.""Every child can learn to swim."Chapters00:00Introduction to Water Safety and Myths01:25Casey's Personal Journey and Advocacy04:35The Importance of Early Swim Lessons08:56Understanding Drowning: Myths and Realities12:41Supervision and Safety Measures19:32Drowning Risks Beyond the Pool24:48The Dangers of Floaties31:33Year-Round Swim Lessons37:19Funding for Water Safety Programs43:32Normalizing Water Safety Conversations Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

Carlos Flores is an architect, landscape designer, and co-founder of Punta de Fierro Fine Cider. At the 2025 CiderCon in Chicago he presented Carlos presented "Developing An Experimental Edible Forest in a Heritage Apple Orchard." - this episode features his full presentaiton and you will also find his audio synced with all the power point slides at the Cider Chat YouTube Channel. Find full shownotes to this episode at https://ciderchat.com/podcast/485-chile-edible-forest-cider/ 00:00 Intro to Cider Chat - news 00:49 Carlos Flores and the Edible Forest 01:43 The Rich History of Chilean Cider 04:03 Upcoming Cider Events and Tours 08:41 Carlos Flores' Journey and Vision 18:40 Creating the Edible Forest 30:59 Bees and Flowers 31:08 Meteorological Station and Climate Change 32:24 Community Involvement and Workshops 33:37 Greenhouse and New Trees 34:12 Summer School and Neighbor's Orchard 36:17 Building a Cider House 37:47 Biofilter and Water Management 39:32 Community Impact and Economic Development 41:34 Pruning and Tree Management 43:14 Future Plans and Experiments 50:22 Funding and Government Grants 55:30 Final Thoughts and Conclusion Contact info for Carlos of Punta de Fierro Cider Website: https://puntadefierro.cl Listen to Episode 421: Explore the Rich History of Chilean Cider w/Punta de Fierro Mentions in this Cider Chat 393: How to Wassail & Drink Hail Totally Cider Tours CiderCon2026 Support Cider Chat via our Patreon Page!    

Get the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Joy Pullmann of The Federalist Joy Pullmann’s Columns at The Federalist False Flag: Why Queer Politics Mean the End of America The Education Invasion: How Common Core Fights Parents for Control of American KidsThe post Taxpayer Funding for Childcare – Joy Pullmann, 1/6/26 (0063) first appeared on Issues, Etc..

Venezuela remains on edge as the Trump administration preps to brief lawmakers about the US operation. We'll tell you how House Democrats are marking five years since the January 6th Capital riot. Five Democratic-led states are facing billions of dollars in funding cuts to social services and child care. More details have emerged about the Swiss bar where dozens of people died in a fire. Plus, the US' worst flu season in a quarter of a century.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Eric Zahnd, Platte County Prosecutor, On Law Enforcement Funding | 1-6-26See omnystudio.com/listener for privacy information.

In this explosive episode, Tara breaks down why federal investigators are flooding Minneapolis — and why local Democrat leadership is panicking in public. After Minnesota Governor Tim Walz abruptly drops out of the governor's race, Trump officials signal what many already suspect: this isn't a PR issue — it's criminal exposure. With 2,000 federal agents deployed, funds frozen, daycare and SNAP programs under review, and ICE on the ground, the reaction from city leaders has turned desperate. From suitcases of cash moving through airports, to empty daycares raking in millions, to a mayor all but threatening ICE agents, Tara lays out a fraud operation years in the making — and why it's finally being exposed.

Nurse inventors, this one's for you.

President Donald Trump's administration says it's freezing $185 million in child care funds nationwide this year amid allegations of potential fraud in Minnesota.State officials say they are continuing to investigate the allegations but have not substantiated them so far.MPR News guest host Catharine Richert will examine what the funding freeze could mean for children, families, child care providers and Minnesota politics.

Send us a textLaurel Mintz, Founder & GP of Fabric VC and CEO of Elevate My Brand, joins Lara Schmoisman on Coffee Nº5 to demystify venture capital for founders. From bootstrapping vs. raising money and what VCs really look for in pitch decks, to the truth about AI hype and why communication trumps clever branding—this episode breaks down how real funding decisions are made in today's market.We'll talk about:Why most founders say they'll bootstrap… until they realize you can't scale without marketing—or money.What VCs see in thousands of pitch decks — and why short, simple decks win.Why founders must know their numbers — and why clever storytelling can't replace financial clarity.The truth about the AI gold rush — most startups don't actually have data or defensible AI.Why communication quality often determines whether she'll write a check more than branding does.For more information, visit Laurel Mintz's LinkedIn and Instagram. Subscribe to Lara's newsletter.Also, follow our host Lara Schmoisman on social media:Instagram: @laraschmoismanFacebook: @LaraSchmoismanSupport the show

This is my preview of what the year 2026 may hold for the Space sector - including in launch, lunar, space applications, science, government, finance, events, etc.

On this episode of Under the Dome for Tuesday, Jan. 6, 2026, host and Capitol bureau chief Dawn Vaughan sits down with North Carolina's Democratic Gov. Josh Stein to talk about the lack of a state budget, the fight over taxes, when Medicaid might get funding and working with GOP leaders. Host: Dawn Vaughan Guest: Gov. Josh Stein Producer: Kevin Keister Want even more North Carolina politics news? Our Under the Dome newsletter dives deep into all things #ncpol and legislative happenings. It's sent to your inbox Sunday to Friday. Sign up here. Please consider supporting local journalism with a subscription to The N&O. If you're already a subscriber, thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Kgomotso Modise, in for Clement Manyathela, speaks to Dr Ben Bole HoD of Cogta in the North West about the troubles in North West municipalities and the impact of the budget cuts on services. Tags: Clement Manyathela Show, Kgomotso Modise, Dr Ben Bole, North West, municipalities, service delivery, budget cuts The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Allie launches 2026 unpacking alarming trends: NYC's new socialist mayor, Zohran Mamdani, sworn in on the Quran, vowing to replace "rugged individualism" with "the warmth of collectivism" — echoing the deadly history of communism that claimed over 100 million lives through forced "equality" and state tyranny. She exposes radical Islam's inherent conquest drive, from global jihad to Western infiltration, while addressing Tucker Carlson's downplaying of the threat. Minnesota Governor Tim Walz (D) decides not to run for re-election following allegations of widespread fraud from Somali immigrants. Plus, Trump's bold capture of Venezuelan dictator Nicolás Maduro. Biblical truth over toxic empathy: Reject collectivist lies, confront Islamist dangers head-on, and trust God's sovereign plan amid chaos. Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- Timecodes: (00:00) Welcome Back! (09:50) Unpacking Zohran Mamdani's Speech (11:50) What is Collectivism? (21:00) What is Individualism? (25:50) Muslim Dominance in America (33:55) Responding to Tucker Carlson (39:18) Casualties of Radical Islam (44:48) Minnesota Fraud (56:20) Venezuela's Maduro Deposed (01:04:00) The Right After Charlie Kirk --- Today's Sponsors: Every Life | Visit ⁠EveryLife.com⁠ and use promo code “ALLIE10” to get 10% off your first order today!  Fellowship Home Loans | Start with a free consultation at ⁠FellowshipHomeLoans.com/Allie⁠ and receive a $500 credit at closing. Terms apply. See site for details. Ghost Bed | Ghost Bed is giving you the best deal of the year plus an extra 10% when you use the code ALLIE at ⁠GhostBed.com/Allie⁠. Good Ranchers | Visit ⁠GoodRanchers.com⁠ today. Use my promo code ALLIE for an extra $25 off your first order, on top of the $500 you'll save every year just by subscribing. Paleo Valley | Right now, you can get 15% off your first order at ⁠PaleoValley.com⁠ with code ALLIE. PreBorn | For just $28 — the cost of a dinner — you can sponsor an ultrasound to introduce a mother to her baby for the first time. 100% of your donation will go toward saving babies. Will you help us? Just dial #250 and say the keyword BABY. Or donate securely at ⁠PreBorn.com/ALLIE⁠.  --- Episodes you might like:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ep 1255 | Jihad vs. Jesus: Islam's Plan to Conquer Christian America | Raymond Ibrahim ⁠https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000732327165⁠ Ep 1273 | Autism Fraud, Islamic Corruption & a Crucial Tennessee Election ⁠https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000739184571⁠ Ep 1270 | Who's Funding the Christian Genocide in Nigeria? | Judd Saul ⁠https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000737836595⁠ --- Buy Allie's book "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.alliebethstuckey.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Relatable merchandise: Use promo code ALLIE10 for a discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.blazemedia.com/collections/allie-stuckey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  CLICK THE LINK TO GET ACCESS:  https://www.creditcounselelite.com/event-access How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Inside Voices: Separating Fact From Fear in Child Care Flu Season, Funding, and What Families Need to Know by WNHH Community Radio

Kevin Werner went from staring down $60 million in debt to helping fund over $4 billion in real estate and private capital deals. In this episode of the Disruptors Podcast, Kevin breaks down what it actually feels like when everything is on the line, why most entrepreneurs mentally collapse under debt, and how he rebuilt from the lowest point of his career into one of the most trusted capital operators in the industry. This is a raw, honest conversation about pressure, failure, resilience, and what separates people who recover from people who disappear. In this episode, you'll learn: ✅ How Kevin navigated $60M in personal and business debt ✅ The mindset shift that allowed him to rebuild trust and capital ✅ How institutional funding actually works behind the scenes ✅ Why most operators fail when markets tighten ✅ How Kevin went from survival mode to funding billions in deals ✅ What investors look for before they say “yes” to big checks Whether you're an entrepreneur, real estate investor, fund manager, or business owner navigating uncertainty, this episode gives you a real look at capital raising, debt recovery, risk management, and scaling trust at the highest levels. If you're searching for real estate investing podcasts, business podcasts, capital raising strategies, private equity insights, or stories of extreme comeback and resilience, this conversation delivers. Watch the full episode to understand how Kevin Werner turned near-collapse into one of the most improbable financial comebacks in modern real estate.

Host Natalie Grueninger speaks with Dr Michelle Seah about the economic lives of medieval and late 15th-century English queens, focusing on Margaret of Anjou, Elizabeth Woodville, and Elizabeth of York. They explore how queens raised and managed income—through lands, cash allowances, port customs and the tradition of “queen's gold”—how their households were organised, and how financial resources shaped their public role, patronage and power. Learn more about Dr Seah https://www.newcastle.edu.au/profile/michele-seah Find out more about your host at  https://www.nataliegrueninger.com Support Talking Tudors on Patreon!

If you think money is your nonprofit's biggest problem, this conversation may change everything. In this episode of Nonprofit Nuggets, you'll learn why funding does NOT fix a broken nonprofit — and why getting money too soon can actually make things worse. If your nonprofit feels confusing, inconsistent, or invisible to funders, this is not a motivation problem; it's a structure and clarity problem.

As 2026 begins, families across the country brace for the impacts of a federal child care funding freeze by Donald John that was predicated by a viral video from a conservative content creator sparking allegations of mass fraud across Minnesota's Somali community.

Win a $100 Amazon Gift Card! Help me help you get great guests on the Into the Impossible podcast and spread the message throughout the universe. Fill out this listener survey: https://forms.gle/EUKzyE2ZqXDYJ2F47 Please join my mailing list here

Ford announced it will be awarding $1.31 million to support community foundation projects in Albion, Battle Creek and Marshall via their Blue Oval Community Engagement Fund. Battle Creek Community Foundation CEO Mary Muliett sits down with Community Matters to discuss some of the projects that will be receiving those funds and how they benefit the greater Calhoun County community. Muliett also talks about how the collaboration between the three community foundations helps to strengthen collective efforts across the county. Click here for a full list of the funding recipients.Episode ResourcesBattle Creek Community Foundation websiteABOUT COMMUNITY MATTERSFormer WBCK Morning Show host Richard Piet (2014-2017) returns to host Community Matters, an interview program focused on community leaders and newsmakers in and around Battle Creek. Community Matters is heard Saturdays at 8:00 AM and PM Eastern on WBCK-FM (95.3) and anytime at battlecreekpodcast.com.Community Matters is sponsored by Lakeview Ford Lincoln and produced by Livemic Communications.

welcome to wall-e's tech briefing for thursday, january 1st! delve into today's intriguing topics: startup scene & ai boom: the trend of college dropouts embracing entrepreneurial pursuits in the ai sector, with notable figures like michael truell and scott wu still choosing to complete their education. katie jacobs stanton of moxxie ventures discusses the evolving perceptions of dropping out in the venture community. fusion energy breakthroughs: the rapid evolution of fusion energy into a viable industry with significant investments. commonwealth fusion systems leads the charge with its sparc reactor, set to be operational by 2026, while other companies like tae technologies and helion also push forward with innovative technologies. techcrunch disrupt startup battlefield: spotlight on advancements in government and legal tech, featuring solutions like automated legal ai for bot mediation and public safety projects. justiguide stands out by winning the policy and protection pitch stage, showcasing technology's role in simplifying legal processes for immigrants. stay tuned for tomorrow's updates!

How To Build an Elevator Pitch Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. The elevator pitch is the short form of your startup pitch. It introduces the deal to an investor and gives the key highlights. The goal is not to tell them everything but rather to intrigue them to learn more about it. Here's how to build an elevator pitch: State in five words or fewer what the startup does. Show two examples of the impact of the startup using numbers. This could be exploding revenue, such as "We're seeing 50% month over month growth." It could have an impact on the community, such as "We help feed 5000 children a week." State the goal of the startup, such as "We're looking to reach a break-even in 4 months." Choose three words that best describe your startup and work them into the pitch. Choose three phrases that best describe your startup and build them into the pitch. The keywords will help the audience understand the context. The catch phrases will help the audience understand what the startup does. Consider these steps in building your elevator pitch. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

Want to quit your job and build a real land investing business?

The Trump Admin has frozen federal childcare funding to Minnesota in the wake of the Somali Daycare Fraud Scandal. MN rep Tom Emmer would support changing federal law to allow for the denaturalization and deportation of Somali fraudsters. A career criminal with 50 prior arrests allegedly murdered someone in Connecticut. The FBI thwarted an ISIS-linked terror plot in Texas.    LIVE CALLS: 631-527-4545   Join UNGOVERNED on LFA TV every MONDAY - FRIDAY from 10am to 11am EASTERN!    www.FarashMedia.com www.LFATV.us www.OFPFarms.com www.SLNT.com/SHAWN

Today: A new six-episode TV series, "Historic Montrose Colorado", is showcasing the people, businesses, and heritage of Montrose on national television through "RFD TV" and "Wild Rides Television". And later: Colorado’s new "Urban Agriculture Micro-grant Program" offers up to five-thousand dollars to local growers for small-scale projects that boost food production, conservation, and community engagement.Support the show: https://www.montrosepress.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.

Health and Human Services now says it is freezing all federal child care funding to Minnesota following an investigative video by independent journalist Nick Shirley on alleged fraud at child and health care center. HHS provides Minnesota with $185 million in child care funding every year. Federal agents have also surged into the state for massive investigation into the child care operations.For the first time in 20 years, rain is expected to shower the thousands of spectators at the Rose Parade in Southern California. At Times Square for the New Year's Eve Celebration, attendees will be experiencing the coldest ball drop in 10 years, as well as light to moderate snowfall. Out in the Midwest, a powerful winter storm is beginning to sweep across the U.S. bringing strong winds and heavy snow.Thieves broke into a German bank vault over the Christmas holiday weekend and made off with millions of dollars worth of valuables. Police say the suspects drilled their way through a concrete wall before breaking into the bank's safe deposit boxes. The perpetrators used the quiet Christmas period to escape detection, with police only discovering the hole after a fire alarm went off on Monday.

"In an entrepreneurial journey, fear is a constant roadblock. But everything's at risk, and it's this balance between calculated risk while still managing a backup plan." —Leslie Danford   Growth does not come from chasing every opportunity. It comes from making clear choices and standing behind them. This conversation explores what it really takes to build a brand that lasts without losing direction along the way. We sit down with Leslie Danford, founder of Vitaminis, to talk through her evolution from a small, kid-focused idea into a national functional beverage brand now on Sprouts shelves. She shares how customer insights reshaped her product strategy, packaging, retail approach, and long-term vision. Press play for a grounded look at what sustainable growth actually requires, and why patience, clarity, and trade-offs matter more than hype. Building a functional beverage brand in a crowded market Identifying and serving distinct customer profiles Rebranding to support retail discovery and clarity Getting into national retail and what it really costs Choosing when to bootstrap and when to raise capital Managing growth without expanding too fast Navigating packaging challenges and sustainability goals Balancing mission, margin, and long-term impact   Meet Leslie: Leslie is the founder and visionary behind Vitaminis, an innovative brand specializing in convenient, nutrient-rich drinkable vitamin shots designed for modern families and health-focused individuals. With a background in both e-commerce and retail, Leslie has led Vitaminis through a successful rebranding and national retail expansion, including an exclusive launch with Sprouts. She is celebrated for her strategic focus on product development for diverse customer needs—ranging from busy Millennial Moms to adults seeking natural nutrition—and is deeply committed to sustainability and accessibility. Leslie's entrepreneurial journey is marked by fearless decision-making, fostering brand growth, and a mission to make nutritious choices easier and more accessible for communities everywhere. Website Instagram Facebook TikTok Pinterest Connect with NextGen Purpose: Website Facebook Instagram LinkedIn YouTube   Episode Highlights: 00:51 Business Growth and Customer Profiles 05:24 Drink Your Vitamins 09:42 Collaborative Innovation and Exploring Alternative Form Factors 13:27 Market Challenges 15:57 Funding the Dream 23:08 Calculated Growth + Back Up Plans 27:19 Community Engagement, Environmental Benefits, and Future Goals   Resources:  Podcast Health in a Sip: Fuel Your Day with Functional Clean-Label Shots with Leslie Danford   

We discussed a few things including:1. Their career journeys2. Carta3. Archangel and Techstars4. Current trends5. Outlook for investing for 2026Hamza Shad is an insights manager at Carta, where he analyzes data on startups and the venture capital ecosystem. He leads Carta's quarterly State of Pre-Seed report on early-stage companies and has spoken at Startup Grind, 500 Global, SOSV, the World Bank, and more. Previously, Hamza conducted research on entrepreneurship in emerging markets at Endeavor. He holds a bachelor's in economics and political science from the University of Chicago and a master's in international development from University of Oxford. ----Mellie Chow is an Engineer turned Entrepreneur / Operator turned Angel Investor / Venture Capitalist with over 25+ years of experience across multiple industries including telecommunications & cable, utilities & power generation, banking, healthcare, government, and food. She is a Board Advisor at Techstars Toronto Accelerator and a Venture Partner at Archangel Network of Funds, Axion Fund, ventureLAB EIR and University of Delaware - Horn Entrepreneurship - Venture Acceleration Lab mentor. She is also an adjunct professor at New York University SPS and Elizabethtown College of Competitive Product Strategy. She holds a BS in Mechanical Engineering (University of Waterloo), an MBA (Northwestern University - Kellogg School of Management & Schulich). #podcast #AFewThingsPodcast

Alex Cutler, Founder and CEO of Dromos Labs, joined me to discuss the growth of the DEXs Aerodrome on Base and Velodrome on Optimism.Topics: - Aerodrome and the Base ecosystem - Retail vs Institutional adoption of DEXs - Aero launch, a new decentralized exchange infrastructure- Future of DEXs and DeFiBrought to you by

Original Release Date: November 13, 2025Live from Morgan Stanley's European Tech, Media and Telecom Conference in Barcelona, our roundtable of analysts discusses tech disruptions and datacenter growth, and how Europe factors in.Read more insights from Morgan Stanley.----- Transcript -----Paul Walsh: Welcome to Thoughts on the Market. I'm Paul Walsh, Morgan Stanley's European Head of Research Product. Today we return to my conversation with Adam Wood. Head of European Technology and Payments, Emmet Kelly, Head of European Telco and Data Centers, and Lee Simpson, Head of European Technology. We were live on stage at Morgan Stanley's 25th TMT Europe conference. We had so much to discuss around the themes of AI enablers, semiconductors, and telcos. So, we are back with a concluding episode on tech disruption and data center investments. It's Thursday the 13th of November at 8am in Barcelona. After speaking with the panel about the U.S. being overweight AI enablers, and the pockets of opportunity in Europe, I wanted to ask them about AI disruption, which has been a key theme here in Europe. I started by asking Adam how he was thinking about this theme. Adam Wood: It's fascinating to see this year how we've gone in most of those sectors to how positive can GenAI be for these companies? How well are they going to monetize the opportunities? How much are they going to take advantage internally to take their own margins up? To flipping in the second half of the year, mainly to, how disruptive are they going to be? And how on earth are they going to fend off these challenges? Paul Walsh: And I think that speaks to the extent to which, as a theme, this has really, you know, built momentum. Adam Wood: Absolutely. And I mean, look, I think the first point, you know, that you made is absolutely correct – that it's very difficult to disprove this. It's going to take time for that to happen. It's impossible to do in the short term. I think the other issue is that what we've seen is – if we look at the revenues of some of the companies, you know, and huge investments going in there. And investors can clearly see the benefit of GenAI. And so investors are right to ask the question, well, where's the revenue for these businesses? You know, where are we seeing it in info services or in IT services, or in enterprise software. And the reality is today, you know, we're not seeing it. And it's hard for analysts to point to evidence that – well, no, here's the revenue base, here's the benefit that's coming through. And so, investors naturally flip to, well, if there's no benefit, then surely, we should focus on the risk. So, I think we totally understand, you know, why people are focused on the negative side of things today. I think there are differences between the sub-sectors. I mean, I think if we look, you know, at IT services, first of all, from an investor point of view, I think that's been pretty well placed in the losers' buckets and people are most concerned about that sub-sector… Paul Walsh: Something you and the global team have written a lot about. Adam Wood: Yeah, we've written about, you know, the risk of disruption in that space, the need for those companies to invest, and then the challenges they face. But I mean, if we just keep it very, very simplistic. If Gen AI is a technology that, you know, displaces labor to any extent – companies that have played labor arbitrage and provide labor for the last 20 - 25 years, you know, they're going to have to make changes to their business model. So, I think that's understandable. And they're going to have to demonstrate how they can change and invest and produce a business model that addresses those concerns. I'd probably put info services in the middle. But the challenge in that space is you have real identifiable companies that have emerged, that have a revenue base and that are challenging a subset of the products of those businesses. So again, it's perfectly understandable that investors would worry. In that context, it's not a potential threat on the horizon. It's a real threat that exists today against certainly their businesses. I think software is probably the most interesting. I'd put it in the kind of final bucket where I actually believe… Well, I think first of all, we certainly wouldn't take the view that there's no risk of disruption and things aren't going to change. Clearly that is going to be the case. I think what we'd want to do though is we'd want to continue to use frameworks that we've used historically to think about how software companies differentiate themselves, what the barriers to entry are. We don't think we need to throw all of those things away just because we have GenAI, this new set of capabilities. And I think investors will come back most easily to that space. Paul Walsh: Emmet, you talked a little bit there before about the fact that you haven't seen a huge amount of progress or additional insight from the telco space around AI; how AI is diffusing across the space. Do you get any discussions around disruption as it relates to telco space? Emmet Kelly: Very, very little. I think the biggest threat that telcos do see is – it is from the hyperscalers. So, if I look at and separate the B2C market out from the B2B, the telcos are still extremely dominant in the B2C space, clearly. But on the B2B space, the hyperscalers have come in on the cloud side, and if you look at their market share, they're very, very dominant in cloud – certainly from a wholesale perspective. So, if you look at the cloud market shares of the big three hyperscalers in Europe, this number is courtesy of my colleague George Webb. He said it's roughly 85 percent; that's how much they have of the cloud space today. The telcos, what they're doing is they're actually reselling the hyperscale service under the telco brand name. But we don't see much really in terms of the pure kind of AI disruption, but there are concerns definitely within the telco space that the hyperscalers might try and move from the B2B space into the B2C space at some stage. And whether it's through virtual networks, cloudified networks, to try and get into the B2C space that way. Paul Walsh: Understood. And Lee maybe less about disruption, but certainly adoption, some insights from your side around adoption across the tech hardware space? Lee Simpson: Sure. I think, you know, it's always seen that are enabling the AI move, but, but there is adoption inside semis companies as well, and I think I'd point to design flow. So, if you look at the design guys, they're embracing the agentic system thing really quickly and they're putting forward this capability of an agent engineer, so like a digital engineer. And it – I guess we've got to get this right. It is going to enable a faster time to market for the design flow on a chip. So, if you have that design flow time, that time to market. So, you're creating double the value there for the client. Do you share that 50-50 with them? So, the challenge is going to be exactly as Adam was saying, how do you monetize this stuff? So, this is kind of the struggle that we're seeing in adoption. Paul Walsh: And Emmet, let's move to you on data centers. I mean, there are just some incredible numbers that we've seen emerging, as it relates to the hyperscaler investment that we're seeing in building out the infrastructure. I know data centers is something that you have focused tremendously on in your research, bringing our global perspectives together. Obviously, Europe sits within that. And there is a market here in Europe that might be more challenged. But I'm interested to understand how you're thinking about framing the whole data center story? Implications for Europe. Do European companies feed off some of that U.S. hyperscaler CapEx? How should we be thinking about that through the European lens? Emmet Kelly: Yeah, absolutely. So, big question, Paul. What… Paul Walsh: We've got a few minutes! Emmet Kelly: We've got a few minutes. What I would say is there was a great paper that came out from Harvard just two weeks ago, and they were looking at the scale of data center investments in the United States. And clearly the U.S. economy is ticking along very, very nicely at the moment. But this Harvard paper concluded that if you take out data center investments, U.S. economic growth today is actually zero. Paul Walsh: Wow. Emmet Kelly: That is how big the data center investments are. And what we've said in our research very clearly is if you want to build a megawatt of data center capacity that's going to cost you roughly $35 million today. Let's put that number out there. 35 million. Roughly, I'd say 25… Well, 20 to 25 million of that goes into the chips. But what's really interesting is the other remaining $10 million per megawatt, and I like to call that the picks and shovels of data centers; and I'm very convinced there is no bubble in that area whatsoever.So, what's in that area? Firstly, the first building block of a data center is finding a powered land bank. And this is a big thing that private equity is doing at the moment. So, find some real estate that's close to a mass population that's got a good fiber connection. Probably needs a little bit of water, but most importantly needs some power. And the demand for that is still infinite at the moment. Then beyond that, you've got the construction angle and there's a very big shortage of labor today to build the shells of these data centers. Then the third layer is the likes of capital goods, and there are serious supply bottlenecks there as well.And I could go on and on, but roughly that first $10 million, there's no bubble there. I'm very, very sure of that. Paul Walsh: And we conducted some extensive survey work recently as part of your analysis into the global data center market. You've sort of touched on a few of the gating factors that the industry has to contend with. That survey work was done on the operators and the supply chain, as it relates to data center build out. What were the key conclusions from that? Emmet Kelly: Well, the key conclusion was there is a shortage of power for these data centers, and… Paul Walsh: Which I think… Which is a sort of known-known, to some extent. Emmet Kelly: it is a known-known, but it's not just about the availability of power, it's the availability of green power. And it's also the price of power is a very big factor as well because energy is roughly 40 to 45 percent of the operating cost of running a data center. So, it's very, very important. And of course, that's another area where Europe doesn't screen very well.I was looking at statistics just last week on the countries that have got the highest power prices in the world. And unsurprisingly, it came out as UK, Ireland, Germany, and that's three of our big five data center markets. But when I looked at our data center stats at the beginning of the year, to put a bit of context into where we are…Paul Walsh: In Europe… Emmet Kelly: In Europe versus the rest. So, at the end of [20]24, the U.S. data center market had 35 gigawatts of data center capacity. But that grew last year at a clip of 30 percent. China had a data center bank of roughly 22 gigawatts, but that had grown at a rate of just 10 percent. And that was because of the chip issue. And then Europe has capacity, or had capacity at the end of last year, roughly 7 to 8 gigawatts, and that had grown at a rate of 10 percent. Now, the reason for that is because the three big data center markets in Europe are called FLAP-D. So, it's Frankfurt, London, Amsterdam, Paris, and Dublin. We had to put an acronym on it. So, Flap-D. Good news. I'm sitting with the tech guys. They've got even more acronyms than I do, in their sector, so well done them. Lee Simpson: Nothing beats FLAP-D. Paul Walsh: Yes. Emmet Kelly: It's quite an achievement. But what is interesting is three of the big five markets in Europe are constrained. So, Frankfurt, post the Ukraine conflict. Ireland, because in Ireland, an incredible statistic is data centers are using 25 percent of the Irish power grid. Compared to a global average of 3 percent.Now I'm from Dublin, and data centers are running into conflict with industry, with housing estates. Data centers are using 45 percent of the Dublin grid, 45. So, there's a moratorium in building data centers there. And then Amsterdam has the classic semi moratorium space because it's a small country with a very high population. So, three of our five markets are constrained in Europe. What is interesting is it started with the former Prime Minister Rishi Sunak. The UK has made great strides at attracting data center money and AI capital into the UK and the current Prime Minister continues to do that. So, the UK has definitely gone; moved from the middle lane into the fast lane. And then Macron in France. He hosted an AI summit back in February and he attracted over a 100 billion euros of AI and data center commitments. Paul Walsh: And I think if we added up, as per the research that we published a few months ago, Europe's announced over 350 billion euros, in proposed investments around AI. Emmet Kelly: Yeah, absolutely. It's a good stat. Now where people can get a little bit cynical is they can say a couple of things. Firstly, it's now over a year since the Mario Draghi report came out. And what's changed since? Absolutely nothing, unfortunately. And secondly, when I look at powering AI, I like to compare Europe to what's happening in the United States. I mean, the U.S. is giving access to nuclear power to AI. It started with the three Mile Island… Paul Walsh: Yeah. The nuclear renaissance is… Emmet Kelly: Nuclear Renaissance is absolutely huge. Now, what's underappreciated is actually Europe has got a massive nuclear power bank. It's right up there. But unfortunately, we're decommissioning some of our nuclear power around Europe, so we're going the wrong way from that perspective. Whereas President Trump is opening up the nuclear power to AI tech companies and data centers. Then over in the States we also have gas and turbines. That's a very, very big growth area and we're not quite on top of that here in Europe. So, looking at this year, I have a feeling that the Americans will probably increase their data center capacity somewhere between – it's incredible – somewhere between 35 and 50 percent. And I think in Europe we're probably looking at something like 10 percent again. Paul Walsh: Okay. Understood. Emmet Kelly: So, we're growing in Europe, but we're way, way behind as a starting point. And it feels like the others are pulling away. The other big change I'd highlight is the Chinese are really going to accelerate their data center growth this year as well. They've got their act together and you'll see them heading probably towards 30 gigs of capacity by the end of next year. Paul Walsh: Alright, we're out of time. The TMT Edge is alive and kicking in Europe. I want to thank Emmett, Lee and Adam for their time and I just want to wish everybody a great day today. Thank you.(Applause) That was my conversation with Adam, Emmett and Lee. Many thanks again to them. Many thanks again to them for telling us about the latest in their areas of research and to the live audience for hearing us out. And a thanks to you as well for listening. Let us know what you think about this and other episodes by living us a review wherever you get your podcasts. And if you enjoy listening to Thoughts on the Market, please tell a friend or colleague about the podcast today.

In this episode, host Travis Chappell and producer Eric run through a series of real‑world “curveball” scenarios—from surprise medical bills to flooded houses and lowball dream-job offers—to talk through how to respond without blowing up your finances. With a mix of humor, baseball metaphors, and practical frameworks, they show how to build decision rules that keep you calm and rational when life gets messy.​ On this episode we talk about: When to repair, replace, or go down to one car after a breakdown How to negotiate surprise medical bills and when to just pay them A $5,000 family loan request: help, enable, or say no? Whether to ever take a “dream job” that pays 30% less than you currently earn How a surprise baby would (and wouldn't) change Travis' budget Funding a child's gap year vs. making them pay their own way Using an emergency fund when your home floods and insurance denies the claim Evaluating “sure thing” investment tips from strangers Turning down paid speaking gigs or opportunities that could damage your brand Top 3 Takeaways Decide your rules before the curveball hits. Knowing in advance how you handle cars, medical bills, loans, and emergencies keeps you from making emotional, expensive decisions in the moment. Help without enabling. Supporting family or kids financially is generous, but repeatedly rescuing adults from the consequences of bad decisions only keeps them stuck. Protect brand and autonomy over short-term cash. Whether it is a lower-paying dream job or a shady speaking lineup, long-term reputation and control usually matter more than the immediate paycheck. Notable Quotes “With medical bills, always negotiate first—those numbers are almost never the real numbers.” “I'll take care of what needs to be taken care of. Anything extra you want, you need to learn how to earn.” “Brand is everything. A good name is rather to be chosen than great riches.” Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell​ Instagram: https://www.instagram.com/travischappell​ Website: https://travischappell.com​ ✖️✖️✖️✖️