Podcasts about Bilt

Watch Us On YouTube! Richard is back from Monte Carlo with stories from one of the most luxurious travel experiences of his life. From staying at the legendary Hotel de Paris to attending the Forbes Travel Guide Summit alongside some of the biggest names in luxury hospitality, this trip delivered everything from incredible views to jaw-dropping hotel suites. But the most memorable moment of the trip didn't involve luxury hotels — it involved a surprise helicopter ride that didn't exactly go as planned. Back home, Ed and Richard also break down a new Southwest status match opportunity that could be worth a look, why the FAA is limiting flights at Chicago O'Hare this summer, and how travelers should be thinking about flexible points with the latest Bilt transfer bonus to Japan Airlines. Plus: a quick comparison between Park Hyatt Paris Vendôme and a boutique Paris hotel that may offer better value. Scroll down for timestamps and details. Get hydrated like Ed in Vegas with Nuun Use my Bilt Rewards link to sign-up and support the show! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community.  Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/ Richard is back from Monte Carlo with stories from one of the most luxurious travel experiences of his life. From staying at the legendary Hotel de Paris to attending the Forbes Travel Guide Summit alongside some of the biggest names in luxury hospitality, this trip delivered everything from incredible views to jaw-dropping hotel suites. But the most memorable moment of the trip didn't involve luxury hotels — it involved a surprise helicopter ride that didn't exactly go as planned. Back home, Ed and Richard also break down a new Southwest status match opportunity that could be worth a look, why the FAA is limiting flights at Chicago O'Hare this summer, and how travelers should be thinking about flexible points with the latest Bilt transfer bonus to Japan Airlines. Plus: a quick comparison between Park Hyatt Paris Vendôme and a boutique Paris hotel that may offer better value. ✈️ What We Cover in This Episode   ✈️ Monte Carlo Luxury Travel Experience • Forbes Travel Guide Summit in Monaco • Staying at the legendary Hotel de Paris • Inside the world of ultra-luxury hotels and travel   ✈️ The Helicopter Surprise That Didn't Go As Planned • Blade helicopter transfer from Monaco to Nice • When a surprise turns into a panic moment • Lessons learned about travel surprises   ✈️ Paris Hotel Comparison • Park Hyatt Paris Vendôme experience • Boutique hotel alternatives in Paris • When luxury points redemptions are worth it   ✈️ Southwest Status Match Opportunity • A-List and A-List Preferred match details • What benefits you get with Southwest status • Whether it's worth pursuing ✈️ FAA Limiting Flights at Chicago O'Hare • Why the FAA is stepping in • Taxi times and congestion problems • What it means for summer travel ✈️ Bilt Points and JAL Transfer Bonus • Using Bilt points for Japan Airlines awards • When transfer bonuses are worth it • The risk of mileage expiration rules      

In today's podcast episode, we'll talk about stacking dining credits, give a caution aboutgifting Marriott free night certificates, and will resurrect expired Southwest credits.Crazy Thing(00:57) - Southwest shows different seatmap availability to different passengersRead more about Nick's experience with Southwest's assigned seating hereAwards, Points, and More(04:10) - Alaska Vacations adds discounts, VIP perks for elite membersRead more about this here(07:05) - “Free” Norwegian cruise for Caesars Diamond Elite membersRead more about this here(10:26) - Recent breaking news... Hyatt devaluationFind out more about the Hyatt devaluation here(14:43) - Wyndham Rewards added as new Chase Ultimate Rewards transfer partnerRead more about this here(16:17) - Bilt has launched a transfer bonusRead more about this here[28:03:23 ad]Main Event: Gems from our Giant Mailbag(28:05) - Bridget says: DEN is an airport that has the security reservation program (DEN Reserve)...(29:44) - Chaim says: For Resy and Sapphire Reserve® Exclusive Tables credits you can buy gift cards online for lots of restaurants that trigger the credit. Therefore, you can bank up multiple hundreds of dollars, and then when it works with your plans, you can splurge on an amazing dinner or two...(32:47) - Mark says: I just finished listening to the January 2 podcast. With regards to your answer for the question of the week about which cards you keep in your digital wallet, I recently discovered something about Apple wallet specifically that might be of use, at least to Greg since he is the only one of you using Apple...You can catch that episode here(36:16) - Nathan says: I just listened to episode 343 and wanted to share a data point regarding the $500 Gift of College gift cards...You can catch episode 343 here(39:29) - Mike says: If you look up IHG Destined One Night On Us, there's no result directly from IHG, but multiple hotel booking agents' websites reference a stay x nights get 1 night free promotion for participating hotels. For example: https://bonvivant.co.uk/wp-content/uploads/2025/07/Q3-IHG-Destined-Stay-Pay-Promo-HFP.pdf(44:42) - Panayot says: Convert expired SWA credit to a LUV voucher...(48:51) - Tracy says: I have a data point relevant to your episode on gifting points and miles...Catch that episode here(52:19) - Melissa says: Thanks so much for the article on the pitfalls and warnings booking via I Prefer hotels...Hear some of the pitfalls of booking via iPrefer here and read more about using Citi points for I Prefer here(53:44) - Amalan says: Just sharing a couple of good data points from a quick weekend trip to Chicago...(55:27) - Jefferson says: Thanks to the FM team!Question of the Week(57:33) - Is there a formal appeal or consideration process when Citi declines for high amount of unused credit?Find out more about Citi application tips hereSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Visit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/BiltIs the new Bilt 2.0 credit card lineup actually worth the hype? We're breaking down the good, the bad, and the confusing aspects of the new Bilt ecosystem, including our honest thoughts, and the controversial rollout. We also share tips for meeting minimum spend and our final verdict on who these cards are really for.Thank you to DeAndre from https://boldlygo.world/podcast/ for being our special guest!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:20 Bilt 2.0 in One Word5:21 Our Thoughts About Bilt Points8:38 The Bad: The Bilt 2.0 Rollout29:30 Are We Getting a Bilt 2.0 Card?40:46 How to Meet Minimum Spend on Bilt 2.046:44 The Good: Positive Things about BiltLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

0:21 Bilt JAL Transfer Bonus Normally 1:1, heightened for March 1 “rent day” Staying on-brand-complicated the amount of bonus varies depending on your Bilt status and use of Bilt Cash to further heighten the bonus So it's 25-125% on March 1 JAL 1:1 BILT transfer partner is great, long term Need to have space aligned in both directions Miles expire 3 years (HARD expiry, no way to extend) Speculative…. Probably not for me.  $135 Bilt cash to unlock 25% additional uplift 05:38 Chase Sapphire WHOOP Offer This is an Offer, not a recurring benefit of the card (as of now, one-time) Offer must be activated first on Chase Direct Link from Whoop for more info $359 back on $359 on Sapphire Reserve, $100 back on $149 on Sapphire Preferred Ends 5/12/2026 10:07 Hyatt Award Chart Changes Direct Link to new award chart New award chart still tops out at Category 8, but now has 5 levels of demand within each category (previously 3) Means a standard room can be as cheap as 3,000/nt OR as much as 75,000/nt (Cat 8, Top demand) OR 110,000 (Cat 8 Premium Suite Top demand) Digital point sharing! What's the upshot here? For me, as long as the program continues to offer solid value (2+ cpp most of the time, occasionally 3+ cpp) I'm still happy. 17:17 Chase Adds Wyndham as 1:1 Transfer Partner Citi also transfers to Wyndham, has a 25% bonus through March 21, 2026 Reason to even mention this is curiosity about whether Wyndham   is at all compelling anymore with the demise of Vacasa? Wyndham has hotels! (did you know?) And plenty of vacation rentals 15k - 30k per night, can make sense.  Again, speculatively doesn't likely make sense.  21:04 BofA Preferred Rewards Press Release / Direct Link $1M is the new $100k: Now need $1M for 75% uplift on credit card earning Preferred: $30k - $100k 25% uplift on qualifying credit card rewards Preferred Plus: $100k - $1M 50% uplift (was 75%) Premier: $1M+ 75% uplift (was also 75%) Subscription credit for debit charges: $8/mo for Preferred Plus, $15/mo for Premier Expanded Access to Lifestyle Benefits Preferred Honors tier: Automotive savings on brands like BMW, Lexus, Audi, Volvo; access to arts and entertainments moments, including major league sports, concerts, Broadway shows, and opera; and premium travel experiences with partners including Regent Seven Seas Cruises, Virgin Hotels, and Sixt. Premier tier: Tier-exclusive luxury offers with Backroads, The Eden Residence Club, Mercedes, Sollis Health, and Blacklane, as well as curated private events, such as the Food Network New York City Wine & Food Festival, Lamborghini, and CULTURED magazine. Starts May 2026, but uplift may stick around for existing customers: “Some benefits, like the credit card rewards bonus and no-fee safe deposit boxes, may be subject to change. If this applies to you, you'll keep your Preferred Rewards benefits for at least 6 months (after May 2026) 26:25 BOS-HNL Non-Stop Returns Direct Link On Delta, in “Winter” Also MSP-OGG Better to have an option than not! I'm hopeful they'll have good uptake and expand this to more of the year. I think there's demand for one non-stop BOS-Hawaii year-round (not two). If that's Delta rather than Hawaiian, so be it? Robert: “Thanks for joining us for this week. For a more in-depth discussion about points miles visit us at patreon.com/milenomics. There you'll get a special link to listen to additional content, right in your mobile podcast app or on your computer, where we speak more freely about topics like these. Sam: “As always you can catch us on social media. I'm @milenomics and Robert is @robertdwyer. Until then we'll see you on the site.”

On today's solo episode, I discuss keeping the spark and continuing to date your husband, questions to know if you're ready to move in together, tips for long distance relationships, pre-engagement conversations, wedding planning in your late 30s, and playing it cool when you want to marry someone.Get More We Met At Acme!Youtube: @wemetatacmeIG: @lindzmetz @wemetatacme @wemetatbabySubstack: @wemetatacme + @wemetatbabyWebsite: @wemetatacmeSponsors:Start paying rent through Bilt and take advantage of your Neighborhood Benefits by going to joinbilt.com/acmeGo to ritual.com/ACME for 25% off your first monthChapters:01:03 Keeping the Spark Alive in Long-Term Relationships05:38 Ready to Move In? The Questions You Need to Ask11:44 Long-Distance Relationships: The Non-Negotiables for Making It Work17:49 Stop Comparing Timelines in Your 30s (fertility, anxiety, ‘hurry up' mindset)22:54 Pre-Engagement Reality Check: Readiness, Rings, and the ‘Unsexy' Money Talks30:37 Playing It Cool + Wedding Planning in Your 30sProduced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we'll talk about how Chase wants you to stay Calm and give a WHOOP, we'll talk about how Bank of America wants you to be a millionaire, and how United wants you to get its credit cards.Giant Mailbag(00:45) - Doug: Parking at a Bilt Neighborhood Parking garage on Hyatt award stayCard News(03:15) - It may be possible to product change US Bank Altitude ReserveRead more about this here: https://frequentmiler.com/psa-it-may-be-possible-to-product-change-altitude-reserve-and-maybe-get-some-of-the-fee-back*NOTE* Shortly after we recorded, we learned that existing earning rates for Bank of America cards will last longer than we thought: Doctor of Credit has learned some positive news regarding changes for existing Preferred Rewards members: they will retain their current status until 3 months after their first anniversary date post-November 1, 2026. For example, if your anniversary date is 10/1, your 3-month clock won't start until 10/1/27, and you will keep your current status level through 1/1/28 (provided you meet the current qualification requirements). That's a bit of a band-aid on a broken leg, but it's a much better timeframe than what we originally thought.(07:26) - Chase Sapphire Reserve® Card offers (MUST ACTIVATE OFFERS)Read more about this here: https://frequentmiler.com/chase-sapphire-reserve-cardholders-can-get-a-free-calm-premium-annual-subscription/(08:37) - WHOOP: Get $359 back after purchasing one year of WHOOP's Life Membership (expires 5/12/2026.)Read more about this here: https://frequentmiler.com/chase-sapphire-reserve-cardholders-can-get-a-free-year-of-whoop-fitness-wearable/(10:45) - Bilt appears to be honoring 5x offer for manyRead more about this here: https://frequentmiler.com/bilt-cards-being-frozen-5x-not-being-honored-bilts-response-pound-sand-its-tpgs-fault/Bonvoyed(17:30) - Bank of America Preferred Rewards changesRead more about this here: https://frequentmiler.com/negative-bank-of-america-preferred-rewards-upcoming-changes-lower-bonus-rewards-higher-eligibility-requirements/Awards, Points, and More(24:56) - FYI: How to pay taxes by credit card (Video)Watch a video about this here: https://frequentmiler.com/how-to-pay-taxes-by-credit-card-video/(26:43) - United Travel Bank may no longer trigger airline incidental creditsRead more about this here: https://frequentmiler.com/united-travel-bank-may-no-longer-trigger-airline-incidental-credits-but-dont-panic-yet/(29:53) - 40%...

Find out if Bilt's new credit cards are worth the hassle for earning points on rent or a mortgage. In this special episode, NerdWallet travel writers and Smart Travel hosts Sally French and Meghan Coyle dig into Bilt's three new credit cards and a rewards system that now includes two currencies: Bilt Points and Bilt Cash. They walk through the big questions listeners have been asking, including when it makes sense to earn on rent, what's really going on with mortgage rewards, and why the new math (plus shifting details) could change whether you jump in now or wait. Along the way, they weigh the annual-fee tradeoffs, compare Bilt's new lineup to familiar fan favorites, and share what to watch for as the rollout keeps evolving. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Bilt Card From Wells Fargo: No Longer Available, but New Versions Coming  Bilt's 3 New Cards Earn Rewards on Housing, But It's Complicated  World of Hyatt Card Review: Lavish Benefits, Reasonable Cost Chase Sapphire Preferred Review: Strong Option for Travel Rewards Capital One Venture X Review: A Steal of a Deal Among Premium Cards American Express Platinum Review: Top-Notch Lounge Access, Big Credits Resources discussed in this episode: Dear Bilt Palladium: You're Welcome to Move in, but You Won't Pay the Rent Bilt Palladium vs. Capital One Venture X: An In-Depth Comparison Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save Money on Groceries & Online Shopping with SaveWise (Portals, Auto-Clipped Coupons & Stackable Offers) | Hurdy Gurdy Travel Podcast They also dive into SaveWise's grocery coupon auto-clipping tool (app + browser extension), which supports 28 major grocery brands and 5,500+ stores, including Safeway and Acme. With one click, you can activate every available offer and stack them with store loyalty rewards. Other features covered include discounted gift cards, the Stackable Offers Index (to find merchants where portal rewards can stack with card-linked offers like Rakuten + Amex or AA + SimplyMiles), and a prototype product search tool for finding the best store to buy specific items. Sign up: www.GetSaveWise.com/HurdyGurdy Save 20% on SaveWise Pro (first year): promo code HurdyGurdy Chapters / Timestamps 00:00 Intro: Travel with points, miles & rewards 01:22 Meet Avneesh (SaveWise) + how he got into points & miles 03:06 SaveWise 101: What it does (portals, gift cards, more) 03:52 Shopping portals explained (why they're worth the extra click) 04:48 Best portal selection + historical rate trends 07:51 Grocery coupon auto-clipping for Safeway/Acme + 5,500+ stores 09:25 How often to clip + notifications + real savings per trip 12:19 Mobile apps roadmap: iOS now, Android coming soon 12:54 Free vs Pro: historical data, alerts, and pricing perks 14:41 Stackable Offers Index + product search prototype (advanced stacking) 16:59 Mid-roll announcements: FTU + local meetups 18:14 Privacy & data security: how SaveWise handles your info 19:39 Grocery logins + regional deal differences 20:45 What's next: dining portals and restaurant double-dipping 22:28 Discounted gift cards: underrated savings + future integrations 23:52 Avneesh's 2026 travel plans + points strategy (BILT, status, Hyatt) 27:04 Wrap-up + outro —

In today's podcast, we'll talk about why you might not want to toss out that United credit card mailer, how Bilt has led us to coin a new term, and how Calala Island wants to pay you to book with points!Private Island ultra-all-inclusive barefoot luxury: $2,500 rebateGiant Mailbag(01:21) - Vijay: Using BOA Premier $100 airline fee creditRead more about Amex Airline fee reimbursements hereCard News(05:18) - Fast track to United Silver status with targeted new card offersRead more about the fast track to United Silver status hereMattress Running the Numbers(07:20) - Marriott Earn 2,500 bonus points per stay + 1 bonus elite night per brandRead more about the new Marriott promo hereLearn some shortcuts to Marriott elite status hereBonvoyed: Bilt(12:33) - TBD about denied mortgage paymentsRead more about various Bilt issues here(18:14) - Should we introduce the term "Biltvoyed"?Awards, Points, and More(21:42) - Nick's EU261 compensation claimRead more about Nick's EU261 copensation claim here: https://frequentmiler.com/finnair-flight-booked-with-alaska-atmos-rewards-eu261-claim/(25:38) - Instacart and United team upPrivate Island ultra-all-inclusive barefoot luxury: $2,500 rebate(30:00) - Calala Island: Private island with only 6 villas. All inclusive. "Barefoot luxury" "Ultra-all-inclusive"(37:00) - Two Big Buts...(38:53) - Read about getting to Calala Island here: https://onemileatatime.com/how-to-get-to-calala-island/(43:03) - Derrick Dye at Travel on Points: Read a review about this property here: https://travel-on-points.com/review-calala-island-a-nicaribbean-luxury-property/(47:09) - Is Calala Island worth it?(52:54) - Are we going to visit?(57:41) - Is this a luxury hotel point farms?Read about One Mile at a Time's "Point Farm" concept here: https://onemileatatime.com/insights/hotel-points-farms/Question of the Week(1:09:02) - A question about travel insurance: what do I need on the front end (especially in terms of documentation) to prepare for contingencies?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in

Episode Description On this episode of the MTM Travel the miles & points show Mark dives into his real world experiences with the new Bilt cards and Bilt cash. An unexpected promo came, but is it working out? We also discuss: finding cheap Hyatt mattress runs by stacking promos, the overlooked US Bank business card bonuses and how Southwest is tiering their credit card bonuses for the first time! 0:00 Welcome to MTM Travel 0:36 Update on Bilt's new card experience 3:20 Using Bilt Cash & how it all works in reality 7:23 Bilt makes money wuth customer experience expense? 10:10 Southwest launches first tiered card offers 13:53 Southwest's unhappy customers are a thing 15:48 Stacking Hyatt promos - Nights from 1,900 points? 19:45 Hyatt's unique promos & the art of finding mattress runs 21:37 Overlooked US Bank cards - Big money offers Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

In this episode, we'll take Hyatt on a mattress run, we'll answer "Is Tyler crazy for liking the Bilt Paladium card?", and Nick disagrees with our entire main event!Giant Mailbag(01:07) - Tyler disagrees with all the negative feedback that the Bilt program is getting(06:01) - Read more about Greg's thoughts on Bilt changes hereCard News(08:18) - Atmos Ascent ($95 card) offerLearn more about the Atmos Ascent card here(10:24) - Southwest consumer card offers: Companion Pass + bonus pointsLearn more about the Southwest consumer card offers hereMattress Running the Numbers(13:08) - Hyatt's overlapping promosLearn more about the Hyatt Bonus Journeys hereLearn more about the Hyatt House / Hyatt Studios promo hereBonvoyed(21:00) - Chase makes it harder to track Ink Business Cash® 5x spendingLearn more about this hereAwards, Points, and More(22:09) - Capital One: 30% transfer bonus to Japan Airlines Mileage BankRead about Japan Airlines sweet spots here: https://frequentmiler.com/best-uses-of-japan-airlines-mileage-bank-miles/Learn more about the transfer bonus here: https://frequentmiler.com/30-transfer-bonus-from-capital-one-miles-to-japan-airlines-mileage-bank/See our podcast episode 325 "Sweet-spot awards courtesy of Japan Airlines" here: https://frequentmiler.com/sweet-spot-awards-courtesy-of-japan-airlines-frequent-miler-on-the-air-ep325-9-26-25/(25:26) - Citi is still allowing product changes between AAdvantage and ThankYou point cardsLearn more about Citi no longer allowing product changes between AAdvantage and ThankYou point cards here: https://frequentmiler.com/is-citi-no-longer-allowing-product-changes-between-aadvantage-and-thankyou-point-cards/(29:03) - Rove "Built Better" promoRead more about the Rove "Built Better" promo here: https://frequentmiler.com/rove-built-better-promo-7x-on-hotel-stays-bonus-earnings-free-miles/Main Event: Battle of the $350 airline cards: AA, Delta, United (and Alaska)(32:40:09) - Comparing $350 airline cards: AA, Delta, United (and Alaska)(35:33) - Earnings on spend(40:25) - All offer standard airline card perks such as free checked...

Episode Description On this episode of the MTM Travel miles & points show we dive into some of the more important news and stories from this past week. From United's TravelBank glitch to using Delta for your Amex credit we have you covered. We also discuss a cool Bilt calculator that simplifies their new cards, which hotel has the best promos and Hyatt's new Spring promo. 0:00 Welcome to MTM Travel 3:23 United TravelBank glitch 6:24 How Mark is using Delta for his Amex credits 11:04 Hyatt adding 22 more all-inclusive properties 15:03 Hyatt Bonus Journeys - Up to 1K per night bonus 19:36 Max's incredible Bilt calculator Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

#264: Learn how the Bilt ecosystem works, from earning Bilt Rewards to the new cards, transfer partners, perks, and where the real value is. Whether you're new or already earning, this is a practical guide to using Bilt strategically and avoiding common mistakes. Link to Full Show Notes: https://chrishutchins.com/bilt-ecosystem-explained Partner Deals DeleteMe: 20% off removing your personal info from the web Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Shopify: $1/month trial for the easiest e-commerce platform Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Wispr Flow: Try effortless voice dictation for free For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt 2.0 Bilt Blue Card (Rates and fees here) Bilt Obsidian Card (Rates and fees here) Bilt Palladium Card (Rates and fees here) Bilt Cash Bilt Travel Portal Bilt Dining Bilt Home Design Collection Complimentary BLADE airport flight Mastercard World Elite Benefits Guide Award Search Tools Award Wallet point.me (20% off annual plans with code ALLTHEHACKS20) Gopuff BevMo! Rakuten ($50 bonus here) Robinhood Gold Card Frequent Miler Article: Bilt Housing Payments ATH Podcast Luxury Hotel Upgrade Program Ask Chris Anything! Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (02:28) What Makes Bilt Rewards Different (07:03) How to Earn Bilt Points Without a Credit Card (13:52) Referral Bonuses and Earning Limits (14:17) How Rent and Mortgage Payments Work (16:06) Earning Through the Bilt Neighborhood Network (17:16) EarEarning Without a Card: The Real Tradeoffs (17:46) How Bilt Point Redemptions Actually Work (21:39) Transfer Partners and When Bonuses Matter (24:18) How Bilt Status and Elite Tiers Work (25:32) What Each Bilt Status Level Unlocks (31:49) A Major Caveat With the New Bilt Cards (34:36) Breaking Down the Current Bilt Card Lineup (35:33) Bilt Blue Card (37:34) Bilt Obsidian Card (41:19) Bilt Palladium Card (48:59) Housing Payments and What Changed (50:16) Earning Based on Billing-Cycle Spend (55:18) The Original Fee-Free Model (59:26) Cash-Out and Statement Credit Options (01:08:44) Simplifying the New Bilt Choices (01:14:21) The Bilt Silver Lining Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

BTS, BONUS CONTENT AND MORE! Only on Patreon: https://www.patreon.com/c/TrashTuesdayPodcast Thank you to out sponsors:Thank you Hers! Visit www.forhers.com/TRASHTUESDAY to get a personalized, affordable plan that gets you We love BetterHelp! Sign up and get 10% off at www.BetterHelp.com/TRASHTUESDAY Thank you Bilt! Join the loyalty program for renters at www.joinbilt.com/TRASHTUESDAY We love HomeChef! Visit www.HomeChef.com/TRASHTUESDAY for FIFTY PERCENT OFF your first box and free dessert for life MORE BOBBY!https://www.instagram.com/bobbyleelive/?hl=en https://www.bobbylee.live/ https://www.youtube.com/@BadFriends https://www.youtube.com/tigerbelly *Listen to Esther's New Solo Pod!* https://www.esthersgrouptherapy.substack.com *Visit Ebb Ocean Club & Holiday Shop* https://www.ebboceanclub.com/ for Khalyla’s reef safe and biodegradable hair products! FOLLOW TRASH ON SOCIALS: Instagram: https://www.instagram.com/itstrashtuesday Tiktok: https://www.tiktok.com/@itstrashtuesday MORE ESTHER:TikTok: https://www.tiktok.com/@esthermonster Instagram: https://www.instagram.com/esthermonster/ MORE KHALYLA:Instagram: https://www.instagram.com/khalamityk/ Tigerbelly Podcast: https://www.youtube.com/@UCIyIoM_Nd8HtY19fuR_ov2A PRODUCTION:Studio Ten42: https://www.instagram.com/studioten42/ Guy Robinson: https://www.instagram.com/grobfps/ Arielle Jade (Editor): https://www.instagram.com/jade.rabbit.cce/ Elisa Hernandez Kohler: https://www.instagram.com/ellie.lianna/ Megan Clements: https://www.instagram.com/egggymeg/

We play a family travel Would You Rather built around real points-and-miles tradeoffs, from Hyatt love to premium economy sanity. Along the way we compare Chase, Amex, and Citi, weigh taxes and fees, and debate lounges, breakfast, and splitting flights with kids.• quick update on Bilt changes and current cards• luxury hotel without breakfast vs budget stay with big breakfast• free family trip in economy vs solo business class splurge• Chase vs Amex value with Hyatt and earnability• first class on separate flights vs economy together• premium economy both ways vs mixed cabins• splitting parents and kids to secure business seats• middle seat marathon vs a week at a budget motel• historical city breaks vs tropical downtime• unlimited points hypotheticals across Chase, Amex, Citi• taxes and fees tradeoffs across airlines and families• lounge access benefits vs time flexibility at airports• five years stateside travel vs two weeks global each yearWe will do an Instagram poll Monday so you can weigh in on today's questions—send us a DM with your picks and ideas for part two

In today's episode, we discover that not all heroes have capes, some redeem rewards! We learn a trick for extending Southwest flight credits, and we tell all: how we increase our credit card spend.(01:06) - See our podcast episode 197, "13 ways to increase credit card spend" hereGiant Mailbag(01:37) - Mike: We can be heroes...just for one dayListen to our episode about sharing miles and points here(03:58) - Brent: Charitable givingListen to our podcast about rewards from giving hereCard News(09:15) - Bilt quietly removed eBay & Facebook Marketplace as exclusionsRead more about this hereMattress Running the Numbers(10:39) - Bilt Rent Day transfer bonus to AccorAwards, Points, and More(19:21) - Southwest credits are valid for 60 months in some situations(23:22) - JetBlue 25for25 stats(29:16) - Capital One Shopping Home Page Bonus OffersRead more about Capital One Shopping home page bonus offers hereMain Event: How we increase spend to earn big card bonuses(32:55) - See our podcast episode 197, "13 ways to increase credit card spend" here(33:57) - Today, we'll describe the ways we (Nick and I) increase spend in real life(34:15) - About paying fees(37:43) - Pay taxesRead about paying taxes via credit card here(45:23) - Use a service to pay bills that don't ordinarily accept a credit card, like PlastiqLearn more about Plastiq here(52:07) - MelioLearn more about Melio here(53:49) - Fund college savings or pay student loansLearn about miles for college here(1:01:12) - Make loans through KivaLearn about Kiva here(1:03:40) - Pay bills for friends or family(1:07:10) - Fund new bank accountsLearn more about funding a bank account with a credit card here(1:11:52) - Buy and sell merchandiseLearn about buying groups here(1:13:13) - Buy and sell gift cardsLearn about buying and selling gift cards...

Episode 157 of the Award Travel 101 podcast features Angie Sparks in conversation with Tim Qin, founder of the award search tool Roame.Travel. The episode opens with a timely highlight from the Award Travel 101 community, where a member used a Roame alert to snag ANA First Class for 108,000 Avianca miles—award space that no other search tool caught. Angie then runs through the latest news, including Iberia's 40% off award promotion (making Europe reachable for as few as 9,600 Avios), elevated welcome offers on IHG credit cards, and a brief mention of the newly announced (and somewhat confusing) Bilt 2.0 redemption options.In the “bonuses and updates” segment, Angie shares recent card application adventures in her household, including abandoning a complicated Bilt Palladium application and dealing with a frozen credit report on a Wells Fargo Autograph Journey application. She also outlines her current strategy to earn a Hilton Free Night Certificate and extra United miles by timing large insurance payments. On the travel front, Angie discusses the challenge of sorting through conflicting information on Swiss train passes, while Tim checks in with his own updates.The main topic dives deep into Roame.Travel, with Tim explaining what inspired him to build the tool, how its vision has evolved, and what differentiates it in an increasingly crowded award search space. They discuss how Roame can be especially powerful for casual users through alerts and streamlined searches, upcoming enhancements, and current limitations—such as airlines the tool doesn't yet support, including British Airways and Cathay Pacific. The conversation gives listeners a clear sense of where Roame fits into the award travel ecosystem and how to get the most value out of it.Episode Links:Iberia PromoIHG Welcome OffersBilt Cash Redemption OptionsWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

Episode Description On this episode of the MTM Travel miles & points show we dive into some of the better deals and happenings this week. Bilt is back with Rent Day and a great transfer bonus, but there are still some frustrations. Hyatt has a somewhat new 5 free night offer, but is it worth going for over the points? Finally we show you how to grab a massive $1,200 checking bonus that you can fund with a credit card. 0:00 Welcome to MTM Travel 0:32 Hyatt's 5 free night offer - A better alternative? 3:05 Points or certs? How to decide which is better 5:57 Bilt Rent Day - Accor transfer bonus & frustrations 9:18 Mr. Beast joins Bilt - Free rent & more goodies 11:58 Amex Business Platinum airline credit kerfuffle 15:27 US Bank's crazy $1200 business checking bonus 16:40 How to fund your crazy bank bonus with a credit card 18:05 Easy $200 savings offer + fund with credit card Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Watch Us On YouTube! Scroll down for timestamps and details. Much to the disappointment of thousands of M2G fans around the world, Julian Kheel is back with Ed this week as they dig deeper into Bilt Cash, now that Bilt has finally filled in some of the missing details. They break down what works, what's confusing, and why expiration rules might actually limit how much spend ends up on the card. From there, the conversation shifts to travel news: Heathrow quietly becoming one of the easiest international airports to clear security, American Airlines' messy rollout of "free" Wi-Fi, Delta's long-awaited plan to replace coffin-class seats (eventually), and why JetBlue continues to embarrass the legacy carriers on connectivity. Plus, a reminder about a 15% Miles To Go listener discount on one of our favorite award-search tools.

With Bilt 2.0, Bilt introduced a complicated new rewards currency called "Bilt Cash". We're going to try to dissect that today.CB: Bilt Cash: Couponization to the Max(00:11) - Bilt 2.0: 3 new cards, 2 complicated ways to earn points on housing payments; and 1 complicated new rewards currency... Bilt CashRead more about it here: https://frequentmiler.com/bilt-cash-how-to-use/(00:57) - Earning Bilt Cash(02:12) - December 31 Bilt Cash Gets Trashed Day(02:45) - Using Bilt Cash(10:41) - Evaluating Bilt Cash uses(16:45) - CouponsVisit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

Just after midnight on June 22nd, 2019, a disturbing 911 call was made by two children, who reported that they had just been stabbed in their home.  As police arrived on scene, they made two horrific discoveries.  One was the dead body of 62-year-old Diane Madison, grandmother of the attacked children.  The other was the fact that just six years earlier, police had been called to this same home for a completely different case…  Written by Trevor Pason, Edited and Engineered by Scott Ecklein, and Executive Produced by Michael Ojibway. View full episode source list at https://www.invisiblechoir.com/listen/naturenurture    Support Our Sponsors:  Bilt: Start paying rent through Bilt and take advantage of your Neighborhood BenefitsTM by going to joinbilt.com/choir  Quince: Refresh your wardrobe with Quince. Go to quince.com/choir for free shipping on your order and 365-day returns!  Squarespace: Go to https://www.squarespace.com/choir for a free trial, and when you're ready to launch, use offer code “CHOIR” to save 10% off your first purchase of a website or domain!  Rocket Money: Let Rocket Money help you reach your financial goals faster by going to https://www.rocketmoney.com/invisible.  Hero Bread: This year, hit your goals without giving up your favorite bready dishes. For a limited time get 10% off your order at hero.co and use code “choir” at checkout!  Acorns: Visit acorns.com/choir or download the Acorns app to start saving and investing for your future today!  Mint Mobile: This January, quit overspending on wireless with 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/choir  Chime: Join the millions who are already banking fee free today by visiting chime.com/choir  Learn more about your ad choices. Visit megaphone.fm/adchoices

My high school bestie Liz is on the podcast today! We discuss everything from what we were like in high school, to her husband being her first ever boyfriend, becoming a mom, what rules she broke, how we've maintained our friendship throughout the years, and so much more. Get More We Met At Acme!Youtube: @wemetatacmeIG: @lindzmetz @wemetatacme @wemetatbabySubstack: @wemetatacme + @wemetatbabyWebsite: @wemetatacmeChapters00:49 High School Memories and Friendship13:16 Meeting John and Love Stories27:54 Pros and Cons of All-Girls High School29:08 Navigating Relationships with Guys36:37 Motherhood + Audience QuestionsSponsors:Visit birdandbe.com and use code ACME at checkout for 15% off your first order.Start your free online visit today at forhers.com/acmeStart paying rent through Bilt and take advantage of your Neighborhood Benefits by going to joinbilt.com/acmeGo to ritual.com/ACME for 25% off your first monthProduced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode, we'll talk about a trick for getting great value with Delta miles, which has returned, how flying Emirates first with points has gotten harder, and the hard truth about how we have too many cards (and what to do about it).Giant Mailbag(01:52) - Using AAdvantage miles to book JetSmart and other tips for South America travelCard News(04:10) - Air France/KLM Flying BlueRead more about Air France KLM flying blue here(15:38) - Capital One Venture Rewards: 75K + $250 travel after $4K spend(18:35) - Bilt Cash details revealedCatch up on how Bilt bungled the rollout hereBonvoyed(21:06) - Qantas Nerfs Emirates First Class AwardsRead more about this hereAwards, Points, and More(23:34) - Delta trick lowering award prices by booking flights to/from Mexico, working once again(25:20) - Alaska $99 Companion Fares can be used with the multi-city tool on the regular booking engine again(26:35) - American Airlines Awards flying Aer Lingus Now Available OnlineMain Event: Discarding our card collections(28:14) - Find out which premium cards we think are keepers here(31:41) - Greg's thoughts about keeper cards(35:25) - $795 Sapphire Reserve® Card Example (read more about our thoughts here)(57:45) - $325 American Express® Gold Card example(1:04:44) - $895 American Express Platinum Card® example(1:14:58) - Cards Greg and Nick have discarded recentlyQuestion of the Week(1:24:08) - American Express® Gold Card with 4x dining vs Atmos™ Rewards Summit Visa Infinite® Card with 3x dining + status... which one is worth it?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

Episode 156 of the Award Travel 101 podcast opens with Cameron Laufer and Mike Zaccheo discussing a strange and unsettling incident shared in the Award Travel 101 Facebook group, where a traveler appeared to be panhandled inside DFW airport using a dubious story involving an “emergency passport.” The hosts agree the situation didn't add up and use it as a springboard to talk about staying alert in airports. They then move into news and updates, covering several current travel and credit card developments, including a new Hyatt welcome offer with five free nights, an enhanced Capital One Venture bonus, American Airlines elite status buy-up offers, Alaska Airlines' “Ski Free” promotion, and news of a proposed Sun Country–Allegiant merger. Both hosts also share recent personal card approvals, retention offers, and trip updates, highlighting how points and miles were used for travel to New York, Key West, Europe, Mexico, and Park City.The main topic of the episode is a deep dive into the controversial rollout of “Bilt 2.0,” including new card tiers (Blue, Obsidian, and Palladium), the introduction of “Bilt Cash,” and major changes to how rent and mortgage payments earn points. Mike and Cameron break down the math behind the new earning options, explaining how cardholders now need significant non-bonus spend to earn rent or mortgage points fee-free, which sparked backlash from users who felt the program's core promise had shifted. They discuss why the rollout caused a firestorm—citing complexity, perceived deception, and new earning restrictions—while also acknowledging positives like welcome bonuses, mortgage eligibility, higher potential earn rates, and strong transfer partners such as Hyatt.In closing, the hosts offer balanced perspectives on who the revamped Bilt program may or may not be for. Cameron views it as potentially attractive for non-renters seeking strong transfer partners and solid earn rates on everyday spend, while Mike urges listeners to focus on opportunity cost and not get swept up in hype without doing the math. The episode wraps with a practical “tip of the week,” advising travelers to be proactive and push for better hotel accommodations when airlines strand them overnight due to delays or missed connections.Episode Links:Hyatt 5 Night OfferCapital One Venture OfferAmerican Status Buy up OffersFly Alaska Ski FreeSun County/ Allegiant MergerBilt 2.0 DetailsWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

Shawn's InKind referral - https://app.inkind.com/refer/4FJZRGUZ Episode Description On this episode of MTM Travel we break down everything new from BIlt Rewards. This week Bilt launched 3 new credit cards that help you earn points on paying your mortgage/rent, but things are confusing. On this show we go through all of the controversy surrounding Bilt 2.0, which cards and benefits are on offer, how to maximize these complicated cards and which version we are planning to get. Did Bilt mess up this launch and what can they do to fix the program. Plus does extra complication add more opportunity? 0:00 Welcome to MTM Travel 0:30 Bilt's crazy week - Launch controversy 3:12 Bilt's 3 new cards - 50K welcome offer? 8:03 Application rules & a better offer (now dead) 11:20 Bilt Cash explained - Earning points on mortgage? 14:35 Bilt Cash explained - The ultimate coupon book? 19:25 Bilt 3.0? An alternative way to earn points on mortgage/rent 22:55 Our new Bilt card recommendations/thoughts 27:13 Final Bilt 2.0 takeaways Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

VLOG Jan 22 Blake Lively v Baldoni argument, amid Alexander Bros jury selection https://www.patreon.com/posts/courtroom-too-in-148738361 Pokemon card trial https://matthewrussellleeicp.substack.com/p/extra-in-trading-card-fraud-trial-788In Epstein / Maxwell case, @RoKhanna not in (praised Bilt on card) Fulton Bank scam, also UNSG @AntonioGuterres

#262: Learn how to navigate major changes in points and miles while maximizing travel rewards in 2026. Chris and Brian M cover Bilt 2.0, the Mesa card shutdown, how to evaluate annual fees, find award availability, and what's likely (and unlikely) to change this year. Link to Full Show Notes: https://chrishutchins.com/latest-on-points-miles-january-2026 Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans MasterClass: Learn from the world's best with 15% off Thrive Market: 30% off your first order of organic groceries + a free $60 gift NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt World Elite Mastercard® (Rates and fees here) Bilt 2.0 Bilt Blue Card (Rates and fees here) Bilt Obsidian Card (Rates and fees here) Bilt Palladium Card (Rates and fees here) Rove Miles Silo Markets Rakuten ($50 bonus here) Kalshi Prediction Market Alila Ventana Big Sur The Big A## Calendar Award Search Tools Award Wallet Points Path Chrome Extension Google Flights AwardTool ($20 off annual plans with code ALLTHEHACKS) Expert Flyer ATH Podcast Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:27) Reactions to Bilt's New Card Lineup (04:08) Breakdown of the 3 New Bilt Cards (05:14) Should You Convert, Apply Fresh, Or Keep the Wells Fargo Card? (08:16) Questions Around Bilt Cash (09:50) The Bilt Card Chris Is Leaning Towards (15:03) Why Bilt's New Earnings Might Be Better Than It Looks (20:03) Mesa's Overnight Shutdown (24:25) Silo Markets Brokerage Bonus (29:54) What's Coming Up in 2026 For Points, Loyalty, And Cards (32:25) Thoughts on the Southwest Companion Pass (35:26) Implications of the Proposed 10% Interest Rate Cap on Credit Cards (38:19) Will Points Tools Get Better in 2026? (40:02) Why 2026 Might Be Quiet on Major Credit Card Changes (43:18)  How Brian Decides Whether an Annual Fee Card is Worth Keeping (46:50) Chris' Order of Operations For Analyzing Cards (51:42) Ways to Plan A Trip Using Points (57:49) How Brian Leverages Flexibility for Travel (01:00:04) Strategies for Booking Flights (01:03:23) The Best Award Flight Search Tools (01:04:58) Booking Hotels With Points (01:09:38) Timeshares: When They Make Sense (and When They Don't) (01:11:51) Using Alerts to Monitor Award Availability (01:13:12) Changing the Connecting City After Booking a Flight (01:15:14) Business Cards for Personal Spend (and Vice Versa) (01:17:09) What to Do When You Stop Getting Approved for Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch Us On YouTube!   Scroll down for timestamps and details. Get hydrated like Ed in Vegas with Nuun Use my Bilt Rewards link to sign-up and support the show! If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community.  Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/

John and Glen connect with Defense Credit Union Council CEO Tony Hernandez to discuss CU Unplugged, the interactive credit union "un-conference" debuting in late March in San Francisco. Also, Glen surveys the chaos and mixed messaging stemming from the proposed 10% cap on credit card interest.      Links related to this episode: CU Unplugged, March 30 – April 2 at Visa's Market Support Center in San Francisco: https://www.cu-unplugged.com/   The Defense Credit Union Council: https://www.dcuc.org/ Last week's 2026 Predictions episode: https://www.big-fintech.com/2026-do-markets-still-hate-uncertainty/ Financial Health Network CEO Jennifer Tescher's analysis of the proposed 10% credit card interest rate cap: https://www.linkedin.com/feed/update/urn:li:activity:7416861629826482176/ Marketplace's coverage of the cap's likely impact, including an interview with Bankrate: https://www.marketplace.org/story/2026/01/12/trumps-credit-cap-would-dramatically-cut-lending Another "explainer," this one with an MIT finance professor: https://www.wbur.org/onpoint/2026/01/21/trump-cap-credit-card-interest-debt Bilt's announcement of a credit card complying with the proposed cap: https://apnews.com/article/bilt-credit-card-interest-rate-cap-trump-1ffb0ffca260445858443beb3ac08eb2 Join us for our first CU Town Hall of 2026- Wednesday January 21 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. This session will tackle 2026 predictions in interactive form, covering additional ground including breaking news .The Town Hall is free to attend, but advance registration is required: https://www.cutownhall.com/     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

Bilt just dropped a major overhaul to its credit card lineup and rewards program, and there's a lot to unpack. In this episode we're breaking down everything you need to know about Bilt 2.0, including the new card options launching February 7, 2026, changes to how you earn points on rent and mortgages, the new Bilt Cash system, and what this means for both new and existing cardholders.Whether you're a current Bilt member, thinking about using Bilt to earn points on rent or mortgage, or just curious about how this impacts your travel credit card strategy, this episode will give you clarity.What You'll Learn in This EpisodeWhat Bilt 2.0 actually is and why it's such a big change from the old Bilt card system. A rundown of the three new Bilt credit cards being introduced and who each card is designed for:Bilt Blue — no annual fee, everyday earnings + Bilt Cash rewards. Bilt Obsidian — mid-tier card with bonus categories and travel credits. Bilt Palladium — premium option with generous welcome bonus, hotel credits, travel perks, and status. How the new Bilt Cash reward currency works Things you need to watch out for — like how earning points on rent and mortgage now depends on Bilt Cash earned from everyday spend.Why This MattersBilt 2.0 isn't just a refresh — it's a complete overhaul of how the program works. Instead of automatically earning points on rent just for having the card, you now earn Bilt Cash on everyday purchases that unlocks points on your housing payments. It changes the math a lot, and it's something every renter and homeowner thinking about rewards credit cards should understand before applying.Resources:Your First 150K Points GuideJoin the Travel Points Lounge MembershipFollow Megan over on IG

Have you ever wondered if earning points on your mortgage or rent is actually worth the math? Or whether a card that earns two times points on everything can really compete with what you're already holding? Bilt just released three brand new credit cards, and they're more complex than any card launch I've seen in a while. This isn't just about welcome bonuses and bonus categories— there's an entirely new internal currency called Bilt Cash, along with processing fees to calculate, and real formulas you need to run to figure out if any of these cards make sense for your situation. In this episode, I'm joined by Kelly, the Points and Miles Doc, to break down all three new Bilt cards: the no annual fee Bilt Blue, the $95 Bilt Obsidian, and the $495 Bilt Palladium. We analyze the welcome bonuses, points earning structures, and how each card compares to its closest competitors. We walk through the Bilt Cash system, explain exactly how much you'd need to spend to earn points on housing payments without paying fees, and discuss who these cards actually benefit. We also share why we both applied for the Bilt Palladium within hours of its release and what makes Bilt's transfer partners worth paying attention to. Get full show notes and transcript: http://pointmetofirstclass.com/bilt-credit-cards-2026-analysis Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In this episode of Wonderland on Points, we're joined by Zach Griff, points and miles expert and creator of the newsletter From the Tray Table, to talk about one of the most buzzed-about launches in travel rewards: the new Bilt 2.0 credit cards. We kick things off with a quick, relatable conversation about parenting and family travel before diving into the details of Bilt's revamped card lineup.We break down the Blue, Obsidian, and Palladium cards with Zach, focusing on what's new, what's confusing, and whether the value really stacks up against other travel rewards credit cards. We discuss the complexity of the Bilt Cash system, earning points on rent and mortgage payments, and Bilt's bigger goal of becoming an ecosystem centered around your neighborhood. We also touch on credit card fatigue and why understanding the fine print matters more than ever. If you're trying to decide whether Bilt 2.0 deserves a spot in your wallet, this episode helps cut through the hype and confusion.Find Us On Online:Zach - YoutubeZach- TikTokMary Ellen | JoFacebook GroupWonderland On Points BlogMentioned in this episode:Instagram Reel with EquationAffiliate Links:BEST PRICE on CardPointers subscription!Flipside Luggage (Use code WONDERLAND for 25% OFF!)Comfrt.com 15% OFFRakuten- Mary Ellen (Get 5000 AMEX or Bilt POINTS)Rakuten- Joanna (Get 5000 AMEX or Bilt POINTS)Chase/Capital One/Amex Card LinksFlyKitt- the BEST Jet Lag Solution!Our Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

Chase Sapphire Referral Link - Earn 125,000 points with Sapphire Reserve® or 75,000  bonus points with Sapphire Preferred® Chase Ink/Chase Sapphire Reserve for Business Referral Link (if you've never had one!) - Earn 200,000 bonus points with the new Sapphire Reserve for Business credit card and access over $6,500 in value your first year . You can also earn bonuses with the Ink Business Premier® card,  Ink Business Preferred® card, Ink Business Unlimited® card or Ink Business Cash® card.*if the links above do not work, please DM me on instagram @travelpartyof5 and I will send you a fresh one! Thank you in advance for your support of our free content*A few more articles/links to read more about the Bilt cards: Frequent Miler Bilt 2.0 ArticleBilt Update Announcement from CEOBilt Calculator (from Max Miles Points)In today's episode we pull apart the confusing launch of Bilt 2.0 to decide when, if ever, it's worth it. The short answer: value beats vibes, and simple beats complicated.• AA Gold to Platinum Pro to Platinum: what changed and what did not• Group boarding, Main Cabin Extra, and upgrade odds from an AA hub• Booking Park Hyatt Los Cabos and Waldorf Astoria with points and FNCs• Extending an expiring Hilton Free Night via chat• Real cents-per-point math across flights and hotels• Bilt 2.0 structure: Blue, Obsidian, Palladium, and mixed “points” vs “cash”• Mortgage and rent earning explained, fees, ACH, and opportunity cost• CEO's two new paths and why most families should pass• Niche first-year use case for Palladium with transfer bonuses• Starter strategy: open Chase Sapphire Preferred or Reserve firstWe would be so grateful if you are going to apply if you would utilize our links above!

Bilt released details of its new credit cards on Wednesday...but it was so confusing, they tried to clarify it with more confusion. (00:18) - Bilt released details of its new credit cards on Wednesday.You can read more about Bilt 2.0 here: https://frequentmiler.com/bilt-makes-earning-rewards-on-housing-payments-even-more-confusing/(00:23) - We've written extensively about it, and today (as we record this update), we dropped a full-length podcast about itFind the full podcast here: https://frequentmiler.com/introducing-the-new-and-confusing-bilt-2-0-frequent-miler-on-the-air-ep341-1-16-26/(01:16) - Bilt heard all of us and doubled down with an even more confusing solution...Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

In this podcast episode, we'll talk about how JAL awards can be changed, we'll talk about the Amtrak USA Rail Pass, and we'll discuss Bilt 2.0: Half-baked, confusing, but potentially very rewarding.(At the time of this recording, running ad for Bilt on the audio-only version of this podcast. Despite that, all opinions expressed here are our own. We will always tell you what we believe, good or bad.)Giant Mailbag(01:27) - JAL Mileage Bank awards can not be changed (but they can be cancelled for a reasonable feeSee Nick's post about the best uses of Japan Airlines Mileage Bank miles hereSee our podcast episode 325 "Sweet-spot awards courtesy of Japan Airlines" hereAwards, Points, and More(04:38) - Like MaxFHR but for The EditLearn more here(06:02) - Amtrak USA Rail Pass for $250 (usual: $499)(08:37) - Saks has filed for bankruptcy(11:53) - United MileagePlus Status Match ChallengeLearn more about the United MileagePlus Status Match Challenge hereMain Event: Bilt 2.0Learn more about Bilt 2.0 hereAnd find our opinion on Bilt 2.0 here(14:42) - The transition from old to new(19:36) - 3 Bilt Cards(20:52) - 2 rewards currencies...(22:20) - Is Bilt Cash valuable?(27:02) - More card details(29:49) - What do we know about Bilt Cash?(41:17) - Card Reviews / who are they for?(1:04:15) - Find out some answers to frequently asked questions here: https://frequentmiler.com/bilt-2-faq/Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

Episode 155 of the Award Travel 101 podcast, “This and That,” features Angie Sparks and Mike Zaccheo covering a wide range of points-and-miles news, personal updates, and community highlights. A standout moment comes from a member post calculating that 11 trips taken with kids—booked using points—would have cost over $40,000 in cash but instead totaled under $2,000, underscoring both the massive savings and the priceless experiences gained. The hosts also discuss developing news, including rumored new Bilt cards, a potential Saks Fifth Avenue bankruptcy impacting Amex credits, new credit card offers from Aeroplan and Marriott, and plans for a Capital One Lounge at Charlotte airport.Angie and Mike share their own credit card strategies, recent approvals and denials, and how they're managing spend thresholds and bonuses. Angie dives into trip planning for Switzerland, Turkey, and an upcoming cruise, highlighting the creative use of Chase credits, hotel points, and free night certificates—along with the quirks of booking Swiss trains. Mike talks about “gardening” itineraries to save points, upgrading cabins, and planning trips to Key West, Vegas, Napa, and an anniversary stay at Alila Napa, largely using American Airlines and Marriott Bonvoy redemptions.The main discussion centers on travel quirks inspired by an article, sparking a lively debate on premium cabin dining habits, pre-departure drinks, excessive bedding, refillable hotel amenities, and window shade etiquette. The episode wraps with a practical tip of the week: travelers renting cars at Orlando (MCO) can avoid rental company toll fees by signing up for the free Florida Visitor Toll Pass kiosk just steps from the rental counters—paying only the tolls themselves and nothing extra.Episode Links:Aeroplan CardMarriott Boundless OfferCapital One Lounge CLTWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

Watch Us On YouTube! Big changes are coming to Bilt — and yes, it involves bananas.

Rent is one of the biggest expenses for Americans — and for decades it's been one of the least rewarding. In this episode, Mosheh sits down with Ankur Jain, CEO of BILT, to break down how his company is trying to flip that equation — and reveals new details about BILT's newest credit cards launching next month. Jain explains how BILT has evolved from a simple idea — earning points on rent — into a platform now used in one in four U.S. apartment buildings, connecting rent payments to credit building, neighborhood rewards, and even future homeownership. He walks through how BILT partners with landlords, banks, and local businesses — and what's changing with its upcoming credit cards designed to make everyday spending, from housing to healthcare, work harder for consumers. The conversation widens to rising housing costs and how AI and other technologies could reshape the economics of cities. Beyond that, Jain shares his lessons from scaling BILT with a lean team, avoiding early VC pressure, and what founders often get wrong when trying to grow companies. Mosheh and Ankur also get personal about growing up with immigrant parents. Mosheh Oinounou (⁠⁠⁠⁠@mosheh⁠⁠⁠⁠) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022.

Rent is one of the biggest expenses for Americans — and for decades it's been one of the least rewarding. In this episode, Mosheh sits down with Ankur Jain, CEO of BILT, to break down how his company is trying to flip that equation — and reveals new details about BILT's newest credit cards launching next month. Jain explains how BILT has evolved from a simple idea — earning points on rent — into a platform now used in one in four U.S. apartment buildings, connecting rent payments to credit building, neighborhood rewards, and even future homeownership. He walks through how BILT partners with landlords, banks, and local businesses — and what's changing with its upcoming credit cards designed to make everyday spending, from housing to healthcare, work harder for consumers. The conversation widens to rising housing costs and how AI and other technologies could reshape the economics of cities. Beyond that, Jain shares his lessons from scaling BILT with a lean team, avoiding early VC pressure, and what founders often get wrong when trying to grow companies. Mosheh and Ankur also get personal about growing up with immigrant parents. Mosheh Oinounou (⁠⁠⁠⁠@mosheh⁠⁠⁠⁠) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022.

On a November night in Key West, FL in 2017, friends Paula and Roger were hanging out and partying in Paula's makeshift home nicknamed “The Treehouse.” Without warning, they were suddenly accosted by two masked men, leading to a tragic killing. The subsequent police investigation quickly mutated into a convoluted conspiracy involving drugs, coercion, and corruption. The result: a lone defendant representing himself in court swearing that he had been falsely accused - a man Paula swore was not one of her attackers… Special thanks to Franklin Tyrone Tucker for his willingness to speak with us for this episode. Written by Sam Foster, Edited and Engineered by Scott Ecklein, and Executive Produced by Michael Ojibway. View full episode source list at https://www.invisiblechoir.com/listen/treehouse    Support Our Sponsors:  Bilt: Start paying rent through Bilt and take advantage of your Neighborhood BenefitsTM by going to joinbilt.com/choir  Quince: Refresh your wardrobe with Quince. Go to quince.com/choir for free shipping on your order and 365-day returns!  Squarespace: Go to https://www.squarespace.com/choir for a free trial, and when you're ready to launch, use offer code “CHOIR” to save 10% off your first purchase of a website or domain!  Rocket Money: Let Rocket Money help you reach your financial goals faster by going to https://www.rocketmoney.com/invisible.  Hero Bread: This year, hit your goals without giving up your favorite bready dishes. For a limited time get 10% off your order at hero.co and use code “choir” at checkout!  Acorns: Visit acorns.com/choir or download the Acorns app to start saving and investing for your future today!  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you have to pick, which elite status would you prefer, American or Alaska? How does this new edit credit work? We answered these and many other questions on the Ask Us Anything hosted live on January 7th of 2026.(03:34) - ​​Curious to hear what 'coupons/credits' you just let go of, without redeeming by 12/31. I didn't use my first The Edit credit and can't stop feeling guilty.(05:48) - How does this new edit credit work, because there are so many different answers...?You can see a map of The Edit by Chase Travel℠ properties here:(10:05) - ​​What do you think about the Apple Card takeover by Chase?See Greg's old post about the Apple Card here(12:48) - Have any of you proactively lowered the credit limit on a card?(17:17) - ​Do you think that the Bilt leak is real or fake? There are 3 different leaks right nowFind coffee break episode 86 about Bilt leaks here(18:44) - ​​I started with Chase (I'm newer to points), but I'm curious what you all think are the best uses of each of the ecosystems and/or what you personally use them for?Learn more about Citi transfer partners here(23:05) - ​​Last October, I booked a stay at the Hyatt Regency Rome for mid-April 2026, not realizing it was a new hotel. The website now shows reservations starting May 1, 2026, with no availability in April. ​​I'm concerned about whether my reservation will be honored. If the hotel isn't ready, will Hyatt relocate me, and how soon would I be notified? I've booked a backup hotel, but would appreciate any tips(25:25) - Do the miles and points conventions mention things that aren't normally discussed in free podcasts like yours?(26:53) - ​​Alaska miles redemption for Europe often entails BA metal that has high fees. Any tips on European redemptions? Or are Alaska miles mainly for AA or Asian partner awards?(35:22) - ​​Does that PLAT airline credit still work for United Travel Bank this year?See our "Amex airline reimbursement fees...what still works?" post here(36:53) - ​​Venture X travel credit is a discount rather than a credit. If I have two bookings and have to cancel the one booked with the discount, can I retroactively have them lower the second booking?(37:25) - ​​What is everyone's US Bank strategy? I cashed mine out at 1.5x(42:00) - If you have to pick, which elite status would you prefer, American or Alaska?Find our podcast episode about American vs Alaska here(48:01) - Find coffee break episode 86 about Bilt leaks here(48:24) - Tim - In what cases is it worthwhile to keep both Atmos cards (Summit and Ascent)(54:10) - ​​For 2026, any new programs you're prioritizing for earning or status? E.g. Citi to PHR, Atmos, etc?Visit https://frequentmiler.com/subscribe/ to get updated on in-depth...

Episode 154 of the Award Travel 101 podcast features Angie Sparks and moderator Anthony Cave, recorded early due to scheduling, with a lighter news slate and no new card bonuses or trip updates from Angie. The highlight of the week was a reflective community post where members shared their best award travel experiences of 2025, ranging from aspirational first-class flights like Swiss, Emirates, and Singapore Suites to more personal moments such as traveling with loved ones or beginning retirement abroad. In news, the hosts discussed Bilt's new real-time award flight search tool, rumors around a possible “Bilt 2.0” card with mortgage-earning potential, JetBlue's still-active ultra-low 800-point award flights, improving Alaska partner earning rates in 2026, and a Marriott-to-Singapore Airlines status pathway.Anthony shared that while he hasn't picked up new bonuses, he's been maximizing Amex credits and is planning a big winter trip to either Europe or Asia, along with booking some comped cruises. The main topic of the episode was a deep dive into the Choice Privileges rewards program, including the newly introduced Titanium status tier. Key elite benefits include free breakfast at former Radisson properties for Diamond members, a new Titanium award, and the standout perk of being able to book suites for the same number of points as standard rooms. Downsides include resort fees on award stays and inconsistent late checkout.The hosts outlined how Choice status is relatively easy to earn through its two credit cards, which provide automatic status, elite night credits, and strong earning categories. They also highlighted valuable redemption sweet spots—such as hotels in Prague, Vienna, Tokyo, and Auckland for surprisingly low point totals—and favorable transfer ratios from major bank programs. The episode wrapped up with a reminder that Marriott PointSavers awards can only be searched on desktop, making it a useful but often overlooked tool.Episode Links:Bilt Search ToolAlaska Atmos Increased EarningJetBlue 800 point FlightsSingapore Status MatchWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

We've known that Bilt intends to introduce new credit cards soon, with details expected for release on January 14th, but someone found some code on a website that's got the community stirring, speculating about what it could mean. (Read more about leaked Bilt card details here).(01:14) - Ad disclosure(02:06) - Leaked details... maybe(03:16) - Bilt Blue Card(03:53) - Bilt Obsidian Card(04:53) - Bilt Palladium Card(06:31) - What's this Bilt Cash all about?(13:59) - Nick's assessment(17:41) - Greg's assessmentVisit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

Shawn's InKind referral - https://app.inkind.com/refer/4FJZRGUZ Episode Description On this episode of MTM Travel we take a look back at our favorite deals from 2025 and how they apply in the new year. From AA transfers to monster bonuses, what did we love and what do we hope for in 2026. We also discuss: our New Year's Eve in Vegas, Pacman in real life and some tricks to maximizing Chase Sapphire Reserve credits. 0:00 Welcome to MTM Travel 0:17 Recapping our New Year's 3:22 Mark's NYE AA travel experience 8:20 Our favorite deals of 2025 - Citi AA transfers? 11:29 BofA's Atmos Summit Visa was a winner 13:30 Bilt's big moves - Accor & Rakuten 18:07 Amex Platinum refresh - Actually a good deal? 20:40 Saks fun & Warning - Should you burn your gift cards before bankruptcy? 27:21 How to combine Chase Sapphire Reserve hotel credits 31:07 A fun way to maximize Chase Stubhub credits 33:25 Pacman in real life! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Go to www.LearningLeader.com for full show notes The Learning Leader Show with Ryan Hawk This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. My Guest: Brian Kelly is the founder of The Points Guy, which he built from a side hustle blog into a travel media empire that he sold for $28 million. At 42, he's now an angel investor in 15+ companies, including Bilt (valued at $11 billion). In this conversation, he shares lessons on manifestation, selling too early, building yourself into the brand, and why vulnerability beats wins in interviews. Key Learnings (in Brian's words) In 1995, I was 12 years old, and I was great with computers, so I started booking all of my dad's travel for work. He'd pay me $10 per booking. Then it turned into points, when my dad showed me all the American and US Air miles he had. "If you can figure out how to use all of them, we can go on a family trip."  And the rest is history. That was my first real, oh wait, this points thing is amazing. Points were a way for us to live a fabulous lifestyle.  I grew up thinking we were poor, but I really wanted to live a fabulous life. My parents were very humble and did not spend money lavishly. For me I always wanted to travel. When I was a kid, I would spin the globe and be like, This is where I'm going. I would actually research Oman. Somehow genetically, I got this gene of I need to be rich and travel the world. I used to call Mercedes, get all of their glossy pamphlets for all their new cars, and I would cut them out and stick them on my wall.  Manifesting alone won't make you wealthy, but visioning helps. I do believe being able to visualize what it looks like and taste it and get close to it helps you take the smaller steps to actually achieve it. When I think of my investments, I actually envision what they're gonna be. I envision that they're multi-billion-dollar companies. I believe it unlocks a level of pushing you to reach these mini steps that you can't see throughout the process. I started The Points Guy in 2010, but there were already Titan bloggers. I for sure felt imposter syndrome, but I saw that what they lacked was creativity. Points and miles are very clinical. Very few people were translating that for an audience. I knew I had an opportunity. I'm in my twenties, living in New York City. I'm gonna explain what everyday people need to know. Building a media brand became my moat. No one else in the points world was doing media. Doing media's frightening. While it was scary going on TV the first couple times (I almost fainted), I knew that each time I did it, I got better. That was the moat I would build. I would build The Points Guy into a brand more so than any of the others who had come before me. I saw from the beginning to double and triple down on that strategy of building something that's more than just a blog, but a lifestyle that people want to achieve. "I made a million bucks in my first six months of just blogging, but using affiliate links." In 2011, within six months of learning about affiliate marketing, I made six figures a month using the credit card links in my blog.  I was still working at Morgan Stanley. My mom was like, this sounds too good to be true. You can't leave Morgan Stanley. I was making like $300,000 a month in affiliate. Meanwhile, at Morgan Stanley, my salary is $70,000 a year. But it didn't pay right away. My parents actually lent me $10,000 just to pay my rent. I remember where I was in Madrid when that first Chase deposit of $490,000 hit from months of back pay on the blog. I sold for $28 million because I thought the industry would collapse. When Bankrate offered me $28 million in May 2012, I kind of had this negative mindset over where the industry was going. About a hundred blogs started when people knew they could make money on affiliates. Most bloggers have zero business sense. They were writing stuff like, "Cancel your Amex, cancel your Chase, cancel, cancel. Then get new cards." I saw this really bad business sense, very shortsighted greediness. I'm watching this thinking they're gonna pull the rug. Do I regret selling? Yes, the company is way more than what I sold it for. But at the time, you always have to remember what the landscape was. We're coming out of the recession. There were still a lot of weak indicators. Building myself into the brand gave me leverage. I had a three and a half year earnout. Over that time, the business really started to grow, but then I realized, well, I am also the business. So, the more press I did, when I negotiated with that parent company to stay on, they paid me a lot of money and still a cut of the business to grow it as CEO. It's kind of crazy to think 13 years after selling, I'm still here. But because I built myself as a core part of the business as The Points Guy, I've been able to stay on with less risk, getting paid well to do what I love. I'm more of the brand visionary, the consumer person. I'm very much an ideas person. When we're speaking with our longtime clients or pitching new ones, that's really where my special sauce is used and not in the day-to-day. People are not mind readers. In 2020, I had this breakdown where I thought I would actually leave. I went to the owners, and I was like, I just can't do it anymore. They said, "Brian, we've been waiting for you to say that. You don't need to be CEO. We have plenty of smart people." It was this aha moment. I think in life we often think polar, black or white. That's advice I give to people. Whether it's your parent company, your boss, your mentor, people are not mind readers. While there is risk to leveling with someone and saying, "Hey, this role is just killing me," more often than not in my career, the more vulnerable I was, the more it turned out to be such a blessing. Check Your Spam Email Frequently: In 2011, I was featured in the New York Times, but the email came to my spam email. At that time, the narrative that points were dead, blackout dates, etc. I was the only blogger putting a positive spin on points. And I tried to do it in an informative and fun way. I'm 6'7", so putting my personal angle on my travel reviews had a huge impact on being the face of this industry.  As a founder, I was a tough boss because it was so personal. If I look back at my time as CEO, I still took it very personally. I do take the integrity of this site. As we expand, we can't forego quality. In hindsight, I didn't highlight enough of the wins. I would focus too much on mistakes. That's advice I would give if I could do it all back over again, to just be much more positive reinforcement over negative. Founders need someone who can check them. You need to have someone around you, a leadership team, someone that can check you. I didn't have that for a very long time, and that's my fault. Making sure you have good people on your team that can be honest with you, and you create an environment of inviting that feedback and not freaking out when they give it to you, is important. I know I would be a much different CEO today if I did it again. Stop BSing in the interview process. Too many people take jobs not knowing what is going on whatsoever at the company. Far too many senior executives walk into positions and they're like, oh wait a minute. I like to be brutally honest in the interview process. Truth-telling is the beginning of having a great relationship because I want you to understand exactly what's in front of you. If you don't want to take it, that's so much better than hiring a senior exec and six months later, you just lost a year. Stop telling me the wins. In the interview process, stop telling me the wins because anyone can make their job look successful. "Oh, 200% ROI, this, that the other." In an interview, you're not gonna be able to fact-check any of this. We all know people can cherry-pick the data. It's really just diving deep into vulnerable moments about their leadership, the challenges as leaders they had with their teams. I'll tell them my challenges when I was CEO. I want people to be real and allow me to understand how they think, the type of leader they are. Charismatic people can trick you. The problem is that very charismatic people can trick you easily. I've been blinded by a great interview, especially when you're exhausted as a CEO and then someone's bantering with you. You're like, oh, that was fun. But I've hired plenty of people who are all talk.  I don't want personality hires. I'm the personality. My engineering team, I really need people to ship updates. I still wake up in the middle of the night asking if my bills are paid. I still have imposter syndrome about "is this crazy what I've built?" It's for sure not about the car, but I will say investing in a home that's beautiful and makes you feel really good is important. For a long time, I was traveling a lot. I never put roots down, and I always felt like I was in transit. Now I have this beautiful farm with animals and horses in New Hope, Pennsylvania. It takes my blood pressure down immediately. Angel investing has basically become an addiction. In 2020, I opened up a space where I decided I wanted to have kids even though I was single, and also started investing and advising in relevant companies. The first one was Encore Jane, who was building Built, a credit card loyalty platform for renters. I'd always thought, how cool would it be to earn points on rent? I said, You're crazy, but if it does work, it'll be massive. Built is now at $11 billion valuation. I'll make more money now, probably on Built than I will at The Points Guy, which is wild to me. I have probably about 15 other companies I put my personal money in. I love it because I can help advise founders on everything I've done, and help open doors. Using that to build wealth has become an addiction. Relentlessness is what I see in leaders who sustain excellence. I am amazed at Encore's ability to push. If he's got 10 major things impacting his business, most CEOs will start with one or two, put the others on the back burner. He will relentlessly push for excellence. I don't wanna work for Encore, but to be in the room and strategize, every time I leave a meeting with him it keeps me fresh and active.  Find mentors, not just companies. For recent college grads, find people, even at a company where you might not see your future. Find someone at that company that you connect with. If you're looking for a job, interview until you find that hiring manager that you feel is on an upward rise and that you can learn from. We often focus too much on the line of work or the company. Stop focusing on that and look at that manager or the CMO whose organization you would join. If they've done amazing things, get in right away and start networking. Put time on the CMO or CEO's calendar. Be bold. Every senior executive loves to see people come in with eagerness to learn. Show up and do extracurriculars at work. Go to the lunch and learn with the senior executive and actually get face time with them. Make sure they know your name. Those are the things that matter because when it comes time for compensation and reviews, the senior person may not work with you day-to-day, but they're like, oh yeah, that's the person I really like. They are a future leader. That's how you get ahead. Even if that boss leaves to another company, they might take you. Reflection Questions Brian says manifesting alone won't make you wealthy, but visioning what it looks like helps you take the smaller steps to achieve it. What specific vision do you have for your future that you could make more tangible (like his Mercedes pictures on the bedroom wall)? How might making it more concrete change your daily actions? He emphasizes that in interviews, he wants people to stop telling him the wins and instead dive deep into vulnerable moments about their leadership and challenges with their teams. If you were in an interview tomorrow, what's one vulnerable leadership moment you could share that would demonstrate how you think rather than just what you've accomplished? Brian realized he needed to tell his parent company, "I just can't do it anymore" as CEO, and they responded with relief, offering him a better role. What conversation are you avoiding right now because you assume the answer will be no, when the other person might actually be waiting for you to speak up? More Learning #525 - Frank Slootman: Hypergrowth Leadership #540 - Alex Hormozi: Let Go of the Need of Approval #510 - Ramit Sethi: Live Your Rich Life

In this podcast episode, we'll talk about last-minute uses for dining credits, AA bonvoying us, but too late to earn a Bonvoyed award, and we pick 2025's Deal of the Year. Giant Mailbag(01:24) - PSA for Dining credits(04:17) - Vote for your favorite soon: polls close 12/31You can vote here.(04:52) - Our Bonvoyed of the year picks(05:14) - The People have spokenBonvoyed(11:02) - AA: No more miles or Loyalty Points on Basic Economy fares with American AirlinesRead more about this here.Main Event: 2025 Deal of the Year(13:58) - Last year's "Deal of the Year" (2024)(17:58) - 2025 Candidates for "Deal of the Year"(18:15) - Airline & Hotel DealsRead more about Japan Airlines here.(19:23) - Learn more about Nick's JetBlue 25 for 25 journey here.(20:23) - Learn more about Wyndham's promo here.(21:11) - Credit card dealsLearn more about the Alaska Atmos Summit card here,(23:19) - Learn more about the American Express Platinum cards here.(27:50) - Learn more about the targeted American Express Business Platinum offer here.(28:48) - Learn more about the (now dead) Rakuten deal here.(30:55) - Learn more about the Citi Strata Elite recovery here.(33:43) - Learn more about Citi's addition of American Airlines as a transfer partner here.(35:36) - Other dealsLearn more about the Rakuten portal, earning Bilt points here.(37L17) - Our picks for "Deal of the Year."Question of the Week(45:12) - Anyone having trouble using Hyatt Suite Upgrade awards when using a third party like The Edit by Chase Travel℠ or Amex Fine Hotels & Resorts®?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out this...

Rashod Newton had committed violent crimes before. He had even been violent with his girlfriend Alessia before. So when Rashod shot and killed Alessia Mesquita just feet from their year-old daughter, it took friends and family little time to piece together the tragedy… Written by Samantha Grove, Executive Produced by Michael Ojibway. View full episode source list at https://www.invisiblechoir.com/listen/snapped  Support Our Sponsors:  Quince: Get your wardrobe sorted and your gift list handled with Quince. Go to quince.com/choir for free shipping on your order and 365-day returns!  Bilt: Start paying rent through Bilt and take advantage of your Neighborhood BenefitsTM by going to joinbilt.com/choir  Learn more about your ad choices. Visit megaphone.fm/adchoices

For the final public episode of the season, your hosts are diving into their 2025 Wrapped! From the songs and albums they couldn't stop playing to books they loved and personal memories that made the year unforgettable, Troy and Kelli are looking back on all the moments that defined 2025 for them. Oh, and of course there will be predictions for 2026! Join our Patreon! patreon.com/Beyondtheblinds --SPONSORS-- Lumi Gummies! Lumi Gummies are available nationwide! Go to LumiGummies.com and use code BLINDS for 30% off your order. Bilt! Get more out of your rent! Join the loyalty program for renters at joinbilt.com/BLINDS . Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another Pop Culture Kiki! 00:00 - Intro03:14 - Rob Reiner05:40 - Trey Songz08:45 - MomTok Texas/Aaryn Gries12:53 - Fergie/BEP reunion14:15 - Euphoria17:36 - Ads19:54 - Conor McGregor21:05 - Movie Corner: Silent Night, Deadly Night24:39 - Amanda Seyfried28:17 - Tate McRae35:16 - The Money Game39:00 - Lily Allen SNL42:53 - Taylor Swift01:00:39 - Tomb Raider01:04:42 - Lindsay Lohan01:06:09 - Andy Dick01:07:32 - Brittany Bell01:10:35 - The Challenge01:14:45 - The Hunger Games01:16:33 - Danity Kane01:19:35 - Normani01:21:41 - Todd and Bronwyn01:25:58 - Nicki Minaj01:30:50 - MET Gala01:32:16 - Outro Patreon - patreon.com/Beyondtheblinds -SPONSORS--- Lumi Gummies! Lumi Gummies are available nationwide! Go to LumiGummies.com and use code BLINDS for 30% off your order. Bilt! Get more out of your rent! Join the loyalty program for renters at joinbilt.com/BLINDS . Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Jason is joined by one of the biggest names in sports entertainment, WWE Superstar, Charlotte Flair! With 14x Championship reigns, and countless main events under her belt, Charlotte redefined what's possible for women in professional wrestling. As the daughter of WWE legend Ric Flair, she was born into one of the most famous families in wrestling. But Charlotte isn't just carrying the Flair legacy, she is the legacy and she's writing her own chapter as one of the greatest superstars of all time. From headlining WrestleMania 35 to becoming one of the highest paid women in the business, Charlotte has turned athletic talent, brand savvy, and sheer determination into a global empire. Charlotte opens up about growing up during the height of her dad's career and the moment she first recognized his success. She shares how college taught her the fundamentals of budgeting and saving, what life looked like between graduation and joining NXT, and how working as a private personal trainer earning $55k her first year shaped her. She reflects on the pivotal role her brother played in getting her to NXT, how training then compares to training now on the main roster, and the times Triple H reminded her that opportunity didn't guarantee success. Charlotte explains how she stays true to herself as Ashley while portraying the opposite version of herself as Charlotte, the walls that character allowed her to build, and her experiences combating ageism in professional wrestling. She breaks down tagging with Lexi and how that partnership formed, the intentional construction of the Charlotte Flair character—rooted in dominance, female empowerment, and the Flair legacy—and her continuous battle with perfectionism. Charlotte discusses how winning her first title set her trajectory, how she honors the women who paved the way, and what the WWE Unreal episode revealed about her injury. She also shares the avenues she wants to pursue outside of wrestling, her best financial move, which reality show she wants to try, and answers rapid-fire questions. Charlotte reveals all this and so much more in another episode you can't afford to miss! Host: Jason Tartick Co-Host: David Arduin Audio: John Gurney Guest: Charlotte Flair Stay connected with the Trading Secrets Podcast!  Instagram: @tradingsecretspodcast  Youtube: Trading Secrets Facebook: Join the Group Trading Secrets Steals & Deals! Bilt: With Bilt, every rent payment earns you points that can be used toward flights, hotels, Lyft rides, Amazon.com purchases, and so much more. It's simple: paying rent is better with Bilt. Earn rewards and finally get something back for being a renter. Join the loyalty program for renters at joinbilt.com/TRADINGSECRETS  Nutrafol: Nutrafol is the #1 dermatologist-recommended hair growth supplement brand, trusted by over one and half million people. See thicker, stronger, faster-growing hair with less shedding in just 3-6 months. Give the gift of confidence this holiday season with Nutrafol. FOr  $10 off your first month's subscription plus free shipping, head to Nutrafol.com and use promo code MADNESS. Indeed: Hiring? Indeed is all you need.  Give your job the best chance to be seen with Indeed's Sponsored Jobs. Spend more time interviewing candidates who check all your boxes - less stress, less time, more results now with Indeed Sponsored Jobs. For a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to to help get your job the premium status it deserves, head to Indeed.com/SECRETS  Function Health: Own your health for $365 a year. That's a dollar a day. Learn more and join by visit www.functionhealth.com/TRADINGSECRETS  or use gift code TRADINGSECRETS25 for a $25 credit towards your membership.