Podcasts about bank accounts

Stop Negotiating with Poverty. And I'm not just talking about money… I'm talking about the Poverty Mindset that keeps convincing you to think smaller than GOD designed you to think. The market rewards people who see opportunity, while poverty trains people to only see limitations. Every day you entertain excuses, doubt, and scarcity, you're negotiating against your own future. GOD didn't create you to survive, HE created you to multiply. At some point, you gotta stop making agreements with fear, stop making room for average, and stop talking yourself out of abundance. Because Wealth starts in the mind long before it ever shows up in your Bank Account.⚖

In this episode, we break down the financial anatomy of your business by counting down the top 10 expenses that are likely eating your profit margins and show you how to start tracking them to stop guessing and start scaling.

In this Meaningful Money Q&A episode, Pete and Roger answer six listener questions on pensions, retirement planning and tax for a UK audience. We cover whether to put life insurance into trust, how to reduce the 60% marginal tax trap around £100k income, and whether taking a defined benefit pension early can make sense when health is a factor. Plus, we explain the Royal Mail Collective Defined Contribution (CDC) pension, share practical guidance on dealing with overseas pensions, and discuss when to take 25% tax-free cash for the best outcome. Shownotes: https://meaningfulmoney.tv/QA51    01:36  Question 1 Hi both, I have a question relating to discretionary trusts for life insurance policies. I'm from Scotland, 37, married with 2 young children and have a life assurance policy with Vitality which is currently not in trust. I was considering putting into a trust for the benefits associated to inheritance tax but was looking to get your opinion on whether it was necessary or not, and what the pros/cons are. Thanks, Marc 05:46  Question 2 Hi Pete and Roger I am a relatively latecomer to the podcast - its been a year or so now but your work makes the complications of planning for retirement so much more understandable so thank you for bringing clarity to a very difficult subject. I have two first world questions if I may.  Neither are time critical. I am in a fortunate position.  DB pensions will kick in over the next 2 years (I am 63) totalling circa £75K pa and with the state pension at 67 it won't be very long - if tax thresholds and rates don't change - before I will be hitting the 60% effective rate.  So to delay the inevitable, I am thinking I will need to contribute to a DC pension!  As I understand it, if I have a DC scheme for three tax years and presumably contribute to such a scheme each year (say £100?) in the year I hit the £100K income, I will be able to contribute gross £3600 x 4 (so £2160 pa or £8640 in total, less any annual contributions along the way) in the first year or with care spreading that amount over 2-3 years to ease the tax burden.  I realise when the money is withdrawn it will still be taxed at my marginal rate, but maybe the 60% marginal rate will have been removed by then - I can hope!  Is that right?  Have I missed anything or are there any other techniques generally available? I am also in a position that when my wife and I both die, unless carehome fees have eaten into the estate, there will be inheritance tax to pay as our combined wealth is well over £1m and we have already given away what we reasonably can to our children.  As I understand it, inheritance tax is payable 6 months after death but all being well probate will be granted well before that so our bank accounts can be used to pay the tax (our children have financial and health powers of attorney but they are irrelevant on death).  Apart from incredibly expensive life assurance or a lifetime gift of cash for this purpose, is there anything else we can do to facilitate payment (the nature of our affairs means there's not much more we can do to mitigate the liability itself, ie the vast majority of the value is in the family home!) Many thanks, David   11:46  Question 3 Hi Roger and Pete,   First of all thank you for all the content you provide, it has been incredibly useful as I start to really take the idea of early retirement seriously.   I am 49 and looking to retire as early as financially possible as I have medical issues that mean my life expectancy is somewhat curtailed - though I plan on defying the inevitable for as long as possible.   I have a DC pension which I plan to access as soon as I stop working in hopefully 10 years' time. I also have an index-linked deferred DB pension which provides a 50% widows pension as one of the benefits.   I am torn between accessing this 6 years early (with a 25% reduction) as I start drawing from my DC pension, or delaying so that my wife is better taken care of later in life. Whatever I choose, all the projections seem to stack up that my DC pension should last into my 90s, but I'm acutely aware that I will probably want to go a bit overboard when I first retire and try to maximise travel and experiences.   My question is, am I missing something in the DB trade off?  Assuming I live a while after retiring, accessing the pension early will take a decent amount of time before we're financially worse off than we would have been if we'd waited (~13 years). However the combined loss of my state pension and the smaller DB income could leave my wife short of funds.   I would really appreciate your perspective on this scenario and anything else you think I might want to consider, many thanks again for all of your words of wisdom, Dan Meaningful Academy Retirement Planning: https://meaningfulacademy.com/retirementplanning  19:40 Question 4 Hi Pete and Roger! My partner works for Royal Mail, she is under the new starters contract and started in 2022, at which point the pension scheme was a typical defined contribution scheme with very generous contribution levels from the employer of 10% with a 6% contribution from the employee. This was 'easy' to make assumptions on for compound calculations to plan for our very far away retirement as we are both currently 27 years of age. Now this brings me to today's pension scheme, which is known as a Collective Defined Contribution plan. I'm struggling to find any information on this type of scheme as it seems to be the first of its kind in the UK, and seems to have been used for a while in the Netherlands. Now the wording of the scheme seems to be worded as if it's a Defined Benefit scheme with a lump sum being paid at retirement age and a 'Guaranteed income for life' amount being paid each month, however it has the caveat that the payout per month may decrease if investments do not perform as expected for better or for worse, so this is not a guaranteed amount at all in reality. The issue I have with this is that with a standard DC scheme like my own, if I was to die either before or during retirement, the remaining money in the pot would be inherited by my surviving spouse or if she was to pass away before I do, it would go to the next nominated beneficiary. With the Collective DC scheme, it's worded that if my partner was to die before she claimed it then I would receive the 'income for life' portion at a reduced rate of 50% and lose out on the lump sum entirely or if she was to pass away after claiming it then she would clearly receive the lump sum and I would remain to collect 50% income for life for as long as I remain alive. This seems to be very unfavourable for anyone receiving the benefit of this scheme on the whole. Now with some calculations, not using exact figures but somewhere close, I've just done some comparisons as the new Collective DC plan was sold as far and away a better option than the old DC Plan, but I cannot find a way for it to make sense. It's hard to see how this new scheme is better in any way compared to the old scheme, even if the contributions from the employer look more generous on paper. Is there something I am completely missing or misunderstanding with this new type of pension scheme? I have not seen much content online about it at all and would love for this to be featured in a podcast episode or video or even just for a chat on this matter as I feel very underwater with this. I can't seem to find a good way to factor this pension into our plan as we do plan to retire before the age of 67, this is just the age stated on the CDC scheme for payout so this is the assumption I am working with. There is an option to opt out of the CDC plan and join a regular NEST DC plan instead but this only has 4% employer contributions on top of the 5% employee giving a yearly contribution of x per year. I suppose my main gripe would be how much you would lose out on if the worst was to happen as traditionally this would remain as a pot for next of kin to inherit, however if my partner and I both passed away at age 70 (I certainly hope not!) and didn't have kids under the age of 18, the entire amount of money would be lost. This is the part I'm struggling to wrestle and the NEST pot even looks appealing with this in mind. I know the future is uncertain and we could live to 100, but the chances are relatively low. Apologies this got a bit long and ranty, I would appreciate any feedback. Keep up the amazing work and I have learned loads from your content over the years. Many Thanks, Joe 29:56 Question 5 Hi Pete and Rodger, Like many people these days, I spent part of my career working overseas. I'm now 52 and have been thinking about how best to deal with personal pensions I accrued while working abroad, in my case, in Japan and the United States (both broadly equivalent to 401(k)-type schemes). While working overseas, I didn't accrue sufficient qualifying years to receive any state pension benefits, but I did build up some company personal pension entitlements. The amounts are relatively small (less than £100k in total), which makes me question whether it's worth the time and cost of seeking formal financial advice. My UK-based pensions and ISAs are relatively straightforward and well organised, but these overseas pots feel more cumbersome by comparison. I imagine there must be many people in a similar position, holding small overseas pension pots and unsure what the most sensible approach is. From an administrative perspective, it feels as though the simplest option may be to access these pensions as soon as I reach the relevant retirement ages, rather than continuing to manage them long term. That said, I'd welcome any general thoughts or guidance on typical approaches people take in this situation, and any obvious pitfalls to be aware of. Many thanks, Lawrence Perceptive Planning - https://www.perceptiveplanning.co.uk     34:20  Question 6 58 now and both thinking of retiring at 61 with no mortgage and kids self sufficient. At age 61 we will have around £300k in savings (inc stocks n shares ISAs, cash ISAs, Premium Bonds and Bank Accounts) and between us will have around £450k in Pensions at age 67 and the wife will get a £7k a year NHS DB pension. Our idea is to live off the cash first from age 61 till age 67 to let the pension pot grow to its absolute max and then draw down the 25% tax free to add to state pension at age 67 then live off the rest at about 4% per year BUT others say take the tax free 25% before 67 because if do it at 67 it will add to the state pension taking you over the personal allowance! We want to let the pot grow more for actual retirement age of 67 onwards and leave more for the kids inheritance long term if we don't use it all so unsure what to do. For clarity, it's our intention to lump sum some money in to our pensions and ISAs in April with some of our 'available cash' and may also lump sum in to my Stocks n Shares ISA to leave it growing for say between 8 to 15 years until we need it. Any advice welcome, Steven. James Shack video on Withdrawal Strategy  https://www.youtube.com/watch?v=d4MDvcEcHXI   

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz chat with Ryan Saleh, co-founder of Waldo.---

This week Martin tackles a packed agenda of your questions—ranging from savings decisions in your twenties to navigating the tax system, investing timelines, and even a light-hearted consumer rights query.Martin answers a question from a 25-year-old wondering whether to lock in life insurance early while premiums are low.We look at how to bag lucrative current account switching bonuses without losing your main bank account. Martin explains how you can collect multiple bonuses while keeping your primary account untouched.An NHS employee asks whether moving into the higher tax band means they'll need to file a self-assessment tax return.A listener calls in with concerns around their investing strategy: wanting to know if they should stop investing five years before needing your money?Things take a lighter turn when a listener asks about their “consumer rights” over obtaining a Question Time audience badge.And, strongman Eddie Hall asks Martin: “What's the biggest thing you've ever lifted?”If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite ice cream flavour, if he's ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Since lenders were ordered to repay billions to consumers who signed up to unfair car finance deals, millions of people have been sent adverts exhorting them to claim compensation through claims managers or law firms. But now the Financial Conduct Authority is to investigate the industry amid concerns of sharp practice and misleading marketing. Paul Lewis asks if the regulator has acted quickly enough to root out the rogue operators.And we hear from the serial switchers - those tempted by cash perks to change their bank accounts. Is it worth it?Presenter: Paul Lewis Reporters: Jo Krasner and Felicity Hannah Researcher: Catherine Lund Editor: Rob Cave Senior news editor: Sara Wadeson

In this episode I got a ramble on why always looking for deals will both build out your collection with unique sleepers and also low key destroy your wallet.   And how I'm reclaiming pairs I had up for sale, since I'm not copping that much these days.  Plus, some upcoming pairs! Thanks as always for listening AFS Squad! Shoutout to the Patrons: Kingsley G, Tristan S, Joshua N, John You can support this podcast, get your name listed above and get early access to episodes (paid tier) at: Patreon.com/ActualFanOfSneakers

Some say laying down with another is the closest you can get to another human being. DJ Automatic says sharing bank accounts is way closer! Sharing finances, when did you and your significant other start sharing accounts?

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It's been a minute since the last episode of the Smart Living Podcast, but I am so excited to be back recording at the BBB Studio! On this episode, I sat down with my long-time friend, fellow valley journalist, and absolute travel maven, Geri Koeppel.With plane tickets and gas prices sky-high right now, we are all feeling the pinch. But Geri and I both refuse to let high prices get in the way of a luxury vacation. We dug deep into the world of credit card points, hidden hotel perks, and why you should never just "sit" on your rewards.If you missed the episode, don't worry—I've got the biggest takeaways and insider "discoverables" right here to help you hack your next bucket-list trip.

Is your bank account actually growing this busy season — or are you just staying busy?In this episode of the Elite Business Advice Podcast, Chris Moore breaks down the financial framework every painting contractor needs to maximize busy season profits. Because working harder doesn't automatically mean keeping more money — and too many contractors reach the end of busy season only to realize they never actually got ahead.Chris walks through three core areas:How to Measure — Get your baseline number: if you closed up shop today, what would you actually have free and clear? Chris explains why tracking this weekly is essential, how receivables distort your cash picture, and why real-time job costing against overhead is the habit that separates true business owners from the ones who stay stuck.How to Plan — Know your cash targets at every stage. Chris shares specific cushion goals and winter targets broken down by company size — from solo operators to $1.5M+ operations — so you know exactly what number you're chasing and how many months of busy season you have left to close the gap.How to Reap Without Guilt — Once your cushion and winter reserves are covered, Chris introduces Profit Account Theory and money management strategies — including high-yield savings, investments, and building additional income streams — so you can finally benefit as an owner without second-guessing every dollar you take home.If you're putting in the hours this busy season, this episode makes sure you see the fruits of your labor.

Daniel Croft and David Hollingworth tackle the challenges of linking your finances to an AI agent, break down the Qilin ransomware group's Aussie rampage, the ransom payment dilemma, and round up a week of wins for fighting cyber crime. Australians may soon be able to link their banking details directly with platforms like OpenAI, but is that wise? Croft has recently uncovered a stellar example of why you may want to think twice before clicking "Yes". The pair have been investigating a trio of Qilin ransomware attacks this week, and the victims are all investigating the hackers' claims – but Qilin is acting very strange and not sharing any details of the hacks themselves. Hollingworth and Croft have some suspicions, making this a threat intelligence assessment not to miss. The podcast closes out with a week of law enforcement wins, with cyber criminals both abroad and at home getting their just deserts. You love to see it. Just another week in cyber security. Enjoy, The Cyber Uncut team

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Pastor Will Plonk concludes our series "Bank Account Theology". You are content when you have what you want... If he is who you want, you will be content. If he is not who you want, you will not be content. What do you want?

Small business banking has always had a structural problem: the companies that hold your money and the companies that build your financial software have been two different things. One moves the money, the other tracks it, and small business owners are stuck in the gap between them. A new generation of fintechs has been trying to fix that, but most are still building horizontal tools for every business everywhere. The more interesting bet is vertical, going deep into the specific workflows of a particular industry and automating them completely. My guest today is Victor Cardenas, co-founder and CEO of Slash, a business banking platform that started with teenage sneaker resellers and has grown into a $1.4 billion company by doing exactly that — building industry-specific financial products that legacy banks will never prioritize. Slash processes nearly $3 billion in stablecoin payment volume annually, and the company has been doing serious work rethinking how AI fits into both how they operate internally and what their customers experience.

In this episode, business and sales mentor Ulli Zimmermann reveals how she built a €60,000 per month coaching business while trapped in the "under 1,000 views prison" with only 2,000 followers. She shares her raw journey of overcoming devastating personal grief and rebuilding from absolute wreckage after a close friend gambled away her €30,000 inheritance. Discover her exact "magnetic messaging" framework and learn how to shift your strategy from chasing empty vanity metrics to triggering the high-ticket "pay button" reflex.-BOOK YOUR FREE CALL WITH US NOW AND JOIN AXEL SCHURA ACADEMY (Mention "PODCAST" when signing up to get your bonuses!):⁠https://calendly.com/d/cnnv-vzs-wbg/evergreen-blueprint-axel-schura-academy⁠-⁠⁠⁠MORE OF ULLI AND FULL SPEECH:https://www.instagram.com/ulli_zimmermann/ (Instagram)https://ulli-zimmermann.thrivecart.com/monetisation-ws--telegram-journey/ (Full Speech available here)-MY BOOK IS NOW OUT AND AVAILABLE RIGHT NOW:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://axelschura.com/maybe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-MY WEBSITE:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://axelschura.com/⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-COACHING AND COMMUNITY:× 30 days FREE membership - change your life with my visualisation and meditation practices (new customers only):⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://axelschura.com/membership/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠× Free Webinar on easily scaling your Business to 10.000$ per Month:⁠⁠https://event.webinarjam.com/4ywv5/register/1ypn4cz⁠⁠⁠⁠⁠⁠⁠⁠⁠-MY SUPPLEMENTS FROM WATSON NUTRITION (SAVE 5% WITH CODE "AXEL" ON EVERYTHING):D/A/CH:⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://watsonnutrition.de/?ref=28⁠ ⁠⁠⁠⁠⁠⁠(Affiliate Link)⁠⁠⁠⁠⁠⁠⁠-SOCIALS:× Podcast Instagram: ⁠⁠⁠⁠⁠⁠https://instagram.com/theaxelschurashow⁠⁠⁠⁠⁠⁠× My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://instagram.com/axelschura⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠× You can find me and my content on all social media platforms, just follow this Linktree: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/axelschura⁠⁠-00:00 - Intro 01:00 - Followers vs. Bank Accounts 02:34 - Building Success in the Wreckage 14:52 - Element 1: Magnetic Messaging 19:49 - Ad: This will grow your personal brand 21:09 - Perceived Value & Community Framing 30:23 - Deep Target Audience Analysis 40:18 - Outro

Pastor David Kite continues our series, “Bank Account Theology”, rooted in the text of Micah 6. So far our series has focused on what we do with money, but this week we read from Micah 6 where God rebukes Israel, saying that it also matters how the money comes in.The charge against Israel is that they acquired their riches through dishonest gain, through lies, violence, and deceit. The call, for us, is to consider this rebuke and ask ourselves “how do I gain dishonestly?” Are we considering if our income is just? And once we have listened, we are to heed the voice of the Lord. Verse 8 is clear on what to do: “Act justly, love mercy, and walk humbly with your God”.

#715: She grew up with a Goldman Sachs dad. She still ended up broke in her 20's. Here's what changed. Haley Sacks - known online as Mrs. Dow Jones - joins us to talk about the five-step financial framework she calls IBIZA. Despite every advantage, she spent her twenties anxious, financially dependent, and charging dinners to her parents' credit card. One birthday trip to a Toronto restaurant crystallized the problem: she couldn't afford the life she wanted, so she borrowed someone else's money to fake it - and spent the rest of the night avoiding her phone while her mom texted about the charge. We talk about how money beliefs form by age seven, even when parents never say a word about finances. Haley's father had watched wealthy clients' children lose ambition and kept money out of the family conversation entirely. The lesson Haley absorbed anyway: money comes from outside yourself. The IBIZA framework walks through five steps - identify your earliest money memory, interrupt the patterns it created, zhuzh your mindset by replacing limiting beliefs, and act. The final step is tactical: a 15-minute timer, one small action, and a monthly money date to review spending and set goals. We also get into the concept of financial energy - the idea that you have a finite amount of mental bandwidth for money decisions each day. Spending it on coupons and skipping lattes leaves nothing left for the moves that actually build wealth: negotiating a raise, automating savings, maxing out tax-advantaged accounts. Haley also breaks down learned financial helplessness - the belief that the system is too broken to bother trying - and why pushing back against it puts you ahead of most people before you've done a single thing. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) — Your Childhood Is Running Your Bank Account (08:42) — Money beliefs form by age 7 (11:35) — Why financial independence matters (13:00) — The Momofuku story (17:04) — "Financial energy" — and why you're wasting it (24:35) — The IBIZA framework, explained (28:32) — I: Identify your money origin story (31:07) — "If you don't control your money, it controls your life" (32:31) — How pop culture shapes money beliefs (46:51) — I: Interrupt old patterns (54:24) — Learned financial helplessness (55:59) — Z: Zhuzh your mindset (59:06) — The Tyra Banks story (1:02:54) — A: Act — the 15-minute starter move (1:06:18) — The monthly money date Resource: Haley's book - Future Rich Person: The New Rules for Building Wealth (Even if You're Stuck, Broke, and that Billionaire Won't Text You Back...) Learn more about your ad choices. Visit podcastchoices.com/adchoices

The spreadsheets say one thing. The bank accounts say another. On Brake Check, we uncover what trucking companies really feel in 2026...fear, pressure, frustration… and in some cases, flat-out survival mode. With Jessica Dotson from Triumph, we dig into the real emotional state of freight. Then ⁠CloneOps.ai⁠ shows how voice AI may become the next big weapon against freight fraud. And if that's not enough… Home delivery is broken Safety is slipping Competency is being questioned And somebody has to say it Welcome to Brake Check. Real trucking talk for real trucking people. ⁠Follow the Brake Check Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

PJ hears about a nasty new scam that preys on Leaving Cert candidates from George Foley of ESET Ireland Hosted on Acast. See acast.com/privacy for more information.

In today's episode of Reddit Stories Podcast, a wild Karen completely loses it. You won't believe how this one ends! Sit back, relax, and enjoy this binge-worthy Reddit Stories Podcast, featuring Karen freakouts, entitled people stories, and pro revenge tales.

Paul and Jim talk about those pesky expenses that seemed good at the moment but aren't really making your life any better. Listen along as they walk through an article that shares 10 things that aren't really worth the money anymore, and Paul discovers he has quite a few in-app subscriptions on his phone that he didn't realize he was still paying for.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Pastor Will Plonk continues our series in Bank Account Theology. "I think if we focus on joyful giving, the amount will take care of itself. If we realize the bullseye is God wants us to obey him cheerfully... obedience to God is the best thing for us." Our heart posture behind giving, or really any act of service, is more significant than the quantitative measure of the gift itself.

Most of us know what we should do with money — so why don't we do it? Financial advisor and behavioral finance expert Lev Mandel joins us to explore the emotional patterns, old stories, and hidden habits that actually drive our financial decisions.

What happens when a toxic person goes broke? In this 15-minute deep dive, Lee Hammock (Mental Healness) explains the psychology behind the "Resource Collapse." Learn why manipulative people shift from grandiose controllers to financial parasites when their money runs out. We discuss the "vulnerability hoover" and how they blame their partners for their own financial failures.Connect with Lee:My Courses: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://courses.mentalhealness.net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 1-on-1 Coaching Calls: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://link.me/mentalhealness⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All My Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://beacons.page/mentalhealness ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow on Instagram/TikTok: @mentalhealnesssIf this episode helped you gain clarity, please leave a 5-star review on Spotify! It helps others find the validation they need to heal.

Apparently, The Pope had some trouble trying to make some changes to his bank account!

If you want to listen to the full episode (XYBM 155) from this clip, search for the title: "Ep. 155: The Self-Love Black Men Were Never Taught with Marquis" — it was released on April 27, 2026.In XYBM 155, we sit down with Marquis Hill (Real MJ Hill), a 20-year-old motivational speaker, author, and youth mental health advocate. He explains the disruptive behavior of youth as a deep need for validation and a cry to simply be heard, often rooted in his own early struggles with comparison, the pain of losing a close mentor to suicide, and the profound identity shift he experienced after a sudden heart diagnosis ended his basketball dreams.       This is a must-watch for parents, millennials, and anyone who wants to truly connect with young people and create spaces where they feel safe enough to open up.Tune in on all podcast streaming platforms, including YouTube.Leave a 5-star review ⭐️⭐️⭐️⭐️⭐️ if you found value in this episode or a previous episode!BOOK US FOR SPEAKING + BRAND DEALS:————————————Explore our diverse collaboration opportunities as the leading and fastest-growing Black men's mental health platform on social media. Let's create something dope for your brand/company.Take the first step by filling out the form on our website: https://www.expressyourselfblackman.com/speaking-brand-dealsSAFE HAVEN:————————————Safe Haven is a holistic healing platform built for Black men by Black men. In Safe Haven, you will be connected with a Black mental health professional, so you can finally heal from the things you find it difficult to talk about AND you will receive support from like-minded Black men that are all on their healing journey, so you don't have to heal alone.Join Safe Haven Now: https://www.expressyourselfblackman.com/safe-haven SUPPORT THE PLATFORM: ————————————Safe Haven: https://www.expressyourselfblackman.com/safe-havenMonthly Donation: https://buy.stripe.com/eVa5o0fhw1q3guYaEE Merchandise: https://shop.expressyourselfblackman.com FOLLOW US:————————————TikTok: @expressyourselfblackman (https://www.tiktok.com/@expressyourselfblackman) Instagram:Host: @expressyourselfblackman(https://www.instagram.com/expressyourselfblackman)Guest: @realmjhill (https://www.instagram.com/realmjhill)YouTube: https://www.youtube.com/c/ExpressYourselfBlackManFacebook: https://www.facebook.com/expressyourselfblackman

https://rabbiefremgoldberg.org/living-with-emunah-part-385-wealth-has-nothing-to-do-with-your-bank-account Wed, 06 May 2026 13:51:29 +0000 7332 Rabbi Efrem Goldberg Living with Emunah - podcast no

Some of the earliest signs of dementia can show up in your financial portfolio. Missed bill payments and erratic investments could be indicators, and they can happen years before an official diagnosis. Today on the show, we dig into the connection between finances and dementia, and why the financial health of seniors is falling through the cracks.The Indicator has a weekly newsletter! Be among the first to sign up now: npr.org/indicatornewsletter Related episodes: The dementia taxWhat does the next era of Social Security look like?Saving, borrowing, spending: an economist's take on popular advice (Planet Money+)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

How are your bank accounts set up with a partner?

  Artificial intelligence is coming for your money ... your bank accounts, that is. ChatGPT released a new image creation tool recently, and it could spell some real issues for your bank accounts, thanks to incredibly realistic deepfakes. Brandon Amacher, Director of the Emerging Policies Tech Lab at Utah Valley University, joins Inside Sources to explain how the latest updates with text and words on pictures could make things even trickier. 

Pastor Nelson Akwari continuse our series in Bank Account Theology. A warped perception of God's character leads to fruitlessness. In the Parable of the Talents, the third servant failed not just because he was lazy, but because he viewed the Master through a lens of fear rather than grace. If we view God as a "hard man" who harvests where he has not sown, we will live lives of self-preservation instead of purposeful risk for the Kingdom.

Your CPA sends a P&L on the 20th of every month showing a positive bottom line. Then tax season hits — or partners ask for a distribution — and the cash isn't in the bank. Sound familiar? This episode breaks down why standard P&Ls fail private practices doing $150K+/month, and how to replace them with a live financial dashboard that tells you the truth in real time. RESOURCES MENTIONED IN THIS EPISODE

Tuesday briefing: Correspondents' dinner; Melania Trump vs. Jimmy Kimmel; Florida voting map; and moreRead today's briefing.

From career confusion to couple goals, this episode is all over the place in the best way. We help a listener navigate a job dilemma, share affordable date ideas that actually sound fun, and take a trip down memory lane with the cheapest hometown dates we used to think were elite.See omnystudio.com/listener for privacy information.

Mazel morons! This week, we're joined by the internet's favorite financial expert, Haley Sacks (aka Mrs. Dow Jones), to discuss her new book Future Rich Person. Haley explains that if you don't unpack your money mindset, you're basically just a seven-year-old in a trench coat making adult financial decisions. We're talking everything from the scam of "Instagram Face" to the "financial energy" wasted on duplicate Canva subscriptions. Josh gets honest about his childhood "scarcity" mindset, while Haley explains why who you marry is the ultimate make-or-break financial move. From "fair, not equal" dating rules to why you should never take a loan for a handbag, this is a survival guide for getting your money up! Grab the book at mrsdowjones.com/book to stop the financial nihilism and start winning in 2026. Write us! Send your messages to goodguyspodcast1@gmail.com  Follow us on Instagram and TikTok!  Sponsors: If your glasses are overdue for a refresh, now is the time. Go to Zenni.com/PODCAST and use code PODCAST15 for fifteen percent off your first order. Start earning points on rent you're already paying for by going to joinbilt.com/GOODGUYS Hero Bread is offering 10% off your order. Go to hero.co and use code GUYS at checkout.  Visit www.xyzal.com for more information Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode. Produced by Dear Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

A special Quadcom episode.

So that's...suspicious. The Southern Poverty Law Center was paying hate groups for hate info that none of us have seen, still. 3 million dollars transferred, that we know of.

Clark takes on the touchy subject of merging finances with a significant other. The transition from financial independence to shared responsibility requires planning and ongoing conversations. Clark warns that silence is the enemy of a healthy relationship. Also today, Clark revisits the popular dream of retiring on a cruise ship. While "living at sea" was once considered a brilliant financial hack, the post-COVID landscape has changed the math entirely. Clark breaks down the current reality.       Couples & Finances: Segment 1 Ask Clark: Segment 2 Cruise Ship Residency: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples Backdoor Roth IRA: How High Earners Can Still Contribute Roth vs. Traditional 401(k): What's the Difference? - Clark Howard My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake? Elliott Report: Home Unclaimed Money: How To Find and Claim Missing Funds for Free Going™ | Flight Alerts, Mistake Fares & Cheap Tickets Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr Boyce discusses the new Claude Model that can hack your bank account.

In this episode, Carl continues exploring the idea that there may be a different way to think about money, work, and enough—if we're willing to pause and truly consider it. Through stories like a traveler living on “God's bank account” and the invitation to “consider the lilies of the field,” he reflects on how quickly we dismiss ideas that challenge our assumptions. Instead of rushing to judge, Carl invites you to sit with these questions, let them follow you, and see what they reveal. Sometimes the most valuable insight isn't an answer—it's the willingness to hold a different possibility a little longer.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

In response to a question at the Open Forum about married couples having separate bank accounts, I explain that there shouldn't be separate bank accounts—everything financially should be completely unified. It is part of being in total oneness in marriage. However, as I've gotten older, I've started to realize that oneness has different levels, and not everyone is ready to fully walk in that ideal. For some couples, maintaining separate bank accounts might actually be what brings peace into their home. Even if it's not the highest expression of unity, it can still serve a practical purpose in their relationship. It's not as if there's a strict rule that says couples must share the same bank account. At the same time, I do believe that living completely separate financial lives will eventually impact the unity of a marriage. Still, for some people, having that separation might be what helps them stay together, at least for a season. Sometimes there are bigger issues that need attention first before tackling something like merging finances. __________ Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com Leave a Comment: https://churchforentrepreneurs.com/comments __________    

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Scott Simson went from having a dollar in his bank account to generating over a billion views on YouTube - and now he runs a done-for-you agency that turns video into one of the highest-ROI traffic sources in the game. In this episode, Scott breaks down exactly how YouTube can replace (or outperform) paid ads for your business, why long-form video converts at a completely different level than short-form, and the content packaging framework his agency uses to get results for clients from day one. You'll also hear how Scott went from financial planner to family vlogger to agency CEO, why AI has cut his work week from 50 hours down to 15, and how one client flipped from spending $20K a month on ads to getting paid $15K a month from YouTube. If you're building a funnel and relying on paid traffic, this episode will make you rethink your whole traffic strategy. 00:00 - Intro Bumper 00:22 - Meet Scott Simson (YouTube Expert + Background) 04:09 - 2008 Crash, Failed Business & Starting Over Broke 07:20 - Writing a Book, Speaking & Finding His Voice 10:31 - YouTube Growth (Family Channel → Full-Time) 11:56 - Why He Walked Away from YouTube 13:00 - Building an Agency from Scratch (Refined Media) 17:13 - Skill Stacking & Turning Services into a Business 19:29 - Video Marketing World → Turning Events into Clients 28:16 - YouTube Growth Formula (Packaging, Retention, Satisfaction) 33:04 - Thumbnails, Hooks & What Actually Gets Clicks 42:04 - Why YouTube Beats Short-Form (Intent vs "Toilet Dopamine") 48:47 - Plateaus, Pivots & Staying Relevant 52:11 - AI Strategy (How He Uses AI to Scale Content & Team) 01:02:26 - Landing Big Partnerships (Russell Brunson Story) 01:04:08 - AI Marketing World & Where Content is Headed 01:11:30 - Starting From Zero (How He'd Rebuild Today) 01:15:03 - Beating Creative Blocks with AI 01:16:09 - Where to Find Scott + Outro Get 3 months of ClickFunnels for only $99 at the link below, that's an 83% discount to get started! https://www.clickfunnels.com/cfradio

HOUR 3: A bank error leads to extra money in your bank account...do you tell anyone? Or just hope no one notices? full 2084 Mon, 13 Apr 2026 21:00:00 +0000 QDPb7wxq7UyAr4qcUeFZAl5Mt7qvFrqq news The Dana & Parks Podcast news HOUR 3: A bank error leads to extra money in your bank account...do you tell anyone? Or just hope no one notices? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False

This solo episode features Travis Chappell, a veteran podcaster and founder who has helped thousands of people learn the mindset and habits required to earn more. Drawing from his own journey of lifestyle creep, debt awareness, and building multiple income streams, Travis breaks down simple, practical habits anyone can adopt—no degree, big savings, or special skills required—to start moving their bank account in the right direction over the next 3–6 months. On this episode we talk about: Why checking your bank account balance daily changes your money awareness and urgency. How to delay purchases for at least an hour to avoid impulse spending and emotional decisions. Eating at home to reverse lifestyle creep and stop letting restaurant and delivery bills quietly drain your income. Going to monthly in‑person events so “the more hands you shake, the more money you make.” Changing your inputs (podcasts, YouTube, conversations) so your environment pushes you toward earning more. Top 3 Takeaways Daily money awareness—like checking your bank balance or using tools such as Rocket Money—keeps your real financial situation in front of you and creates the urgency to go earn more. Small habits like delaying purchases for an hour and eating at home can quietly free up thousands of dollars a month that you can redirect toward debt payoff and savings. Your environment and relationships matter: attending monthly events, consuming business content, and talking openly about money with your spouse or close friends increases opportunities and motivation to build the life you want. Notable Quotes “What you focus on, you get more of—so put your bank balance in front of your eyes every single day.” “It's never been easier to make money, but it's also never been easier to get distracted and to spend it.” “The more hands you shake, the more money you make.” Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Twitter/X: https://twitter.com/traviscchappell Instagram: https://www.instagram.com/travischappell/ Other: Website – https://travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.Capture leads, nurture them, and close more deals—all from one powerful platform.Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Leesa - Give your body the rest it needs at https://www.leesa.com and use the promo code SESH for an additional $50 OFF!CashApp - Download Cash App Today: [https://capl.onelink.me/vFut/m5y1vkvt] #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visithttp://cash.app/legal/podcast for full disclosures.OPositiv Health - Take advantage of 25% OFF at https://www.opositiv.com/sesh with your first order!ZocDoc - Stop putting off those doctors appointments https://www.zocdoc.com/sesh Start taking control of your appointments!HungryRoot - Enjoy 40% OFF and a FREE item for LIFE https://www.hungryroot.com/sesh and stock up your kitchen with delicious meals and groceries!Timestamps00:00:00 - Intro5:57 - Janelle is getting scammed 7:12- Godspeed Artemis Crew23:33 - Least Stupid Clavicular Moment31:40 - Afroman Case Update1:03:45 - Final Scammer Update1:11:50 - Jen Shaw is BACK!Mile Higher Media website:  https://milehigher.com/Higher Hope Foundation: https://higherhope.org/Mile Higher Merch: https://milehighermerch.com/Submission form: https://zfrmz.com/qm6Tj6Z2RU83wcaF5BQF   Hosted by:Janelle: @janelle_fields_IG: https://bit.ly/2DyP1eETikTok: https://bit.ly/3BrWBkO   Sydney: @syd_b93IG: https://bit.ly/3LR0zHYProduced by:HaleyIG:  / haleymariebrownTom: @tomfoolery_photoIG:   / tomfoolery_photoDaniel:IG:   / horrororeoSources:https://pastebin.com/Vkd0Rrqf Check out our other podcasts!Lights Out https://bit.ly/3n3GaoeMile Higher Podcast https://bit.ly/3uDwZ2YPlanet Sleep https://linktr.ee/planetsleepHigher Love Wellness: https://extractlabs.com/milehigherPO Box Address:Kendall Rae & Josh Thomas8547 E Arapahoe Rd Ste J # 233Greenwood Village, CO 80112Music By: Mile Higher BoysYT: https://bit.ly/2Q7N5QOSpotify: https://open.spotify.com/artist/0F4ikp62qjdIV6PMO0SlaQ?si=i5v5jI77Qcq6uhjWzFix2w Welcome to The Sesh Podcast hosted by cousins and best friends, Kendall & Janelle! Kendall is a YouTube content creator focusing on True Crime and raising awareness for missing persons cases, and Janelle is a mental health professional with a Master's in Clinical Mental Health Counseling. Our show is focused on a variety of topics, including current events, pop culture, commentary, and a little true crime. Come hang out with us every Wednesday!Creator Hosts a documentary series for educational purposes (EDSA). These include authoritative sources such as interviews, newspaper articles and TV news reporting meant to educate and memorialize notable cases in our history. Videos come with editorial context added bolstering educational and artistic value.

In this conversation, I sit down with Jade Warshaw to talk about the emotional side of money. After paying off $460,000 in debt, Jade shares what most financial advice leaves out — the guilt, the fear, the shame, and the daily commitment it takes to get unstuck. If you've ever felt overwhelmed by bills, hesitant to open your bank account, or unsure how to move forward financially, this episode will encourage you. We discuss practical steps, mindset shifts, investment basics, and why the time is going to pass anyway. Subscribe so you don't miss upcoming conversations that help you grow spiritually, emotionally, and practically. Highlights from Today's Episode Facing financial fear instead of avoiding it Separating guilt from identity Choosing daily commitment over instant gratification Related Resources Connect with Jade Warshaw on Instagram, Facebook, TikTok, and X or online at jadewarshaw.com Grab a copy of What No One Tells You About Money Check out Dave Ramsey's The Total Money Makeover Download her “What's For Dinner” Guide CLICK HERE FOR FULL SHOW NOTES The post #571 – How to Stop Avoiding Your Bank Account with Jade Warshaw first appeared on Chrystal Evans Hurst.