Podcasts about bank accounts

Ryan and Kipp dive into another Ask Me Anything episode covering friendship, leadership, masculinity, marriage, and purpose. They begin by discussing George Washington's remarkable character and why understanding history matters today. Listener questions lead to conversations about finding true brothers instead of surface-level friends, accepting difficult personal feedback, evaluating modern masculinity influencers, and navigating marriage when a wife earns more than her husband. Along the way, Ryan shares personal stories about leadership, divorce, and conviction, while Kipp offers practical insights on authenticity, self-leadership, and intentional living.   SHOW HIGHLIGHTS 00:00 – Pre-show conversation 11:47 – George Washington discussion 19:21 – Finding brothers instead of casual friends 27:22 – Difficult personal feedback and growth 42:30 – Choosing trustworthy voices on masculinity 51:19 – Should men be the primary provider? 1:03:18 – Iron Council preview invitation 1:04:18 – Closing thoughts   Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready  

The following article of the Tech industry is: 'The First Step Toward Financial Inclusion Isn't a Bank Account' by Mariel Sada, Head of business development, PayJoy. 

Attorney Rich Lenkov, Capital Member, Downey & Lenkov, and co-host of “Legal Face-Off” on wgnradio.com, joins John Landecker to talk about the latest legal entertainment news, including what a Taylor Swift and Travis Kelce prenup could look like, and much more!

Most salon owners can rattle off a client's colour formula from three visits ago without blinking, yet ask what their actual profit margin was last year and you'll get a shrug. In this episode, I break down what profit really is, why it gets confused with your own wage, and why accountants often have a dozen different names for the same numbers.You'll learn the real difference between profit and profit margin, why your bank account can look empty even when your P&L says otherwise, what a realistic profit benchmark actually looks like, and the only two ways you can genuinely increase what you keep.WHAT YOU'LL LEARN:Why your own wage is not profit, even when the business feels like it's doing wellThe real difference between profit and profit margin, and why growing one can shrink the otherWhere your profit actually goes, from cash buffers to reinvestment and owner drawingsWhy your bank account can look empty even when your P&L says you're profitableA realistic profit margin benchmark for a salon your size, not a generic Google averageThe only two ways to increase profit in any business, and where to focus firstIN THIS EPISODE:[00:00] Introduction[01:03] The profit question most salon owners cannot honestly answer[02:31] The real definition of profit and why it surprises owners[03:14] Why your own wage is not the same as profit[04:17] The confusing language accountants use for profit and expenses[04:53] Gross profit versus net profit and what each one reveals[05:42] Profit versus profit margin and why the difference matters[07:28] Where your profit actually goes once you have made it[10:24] Why your bank account can look empty despite a profitable P&L[12:31] How much profit you should actually be aiming for[14:42] The only two ways any business can increase profit[16:37] Why a solo operator's claimed profit margin is misleadingRESOURCES MENTIONED IN THIS EPISODE:The Money Course – a step-by-step course on profit, cash flow and break-even for salon owners – [Find out more]Want MORE to help you GROW?

Thought to share? Send me a text...What if the greatest danger to your faith isn't financial hardship—but feeling secure enough that you stop depending on God?It's natural to want financial stability, especially as a busy Christian mom caring for your family. But James 5 challenges us with a deeper question: Where does our security really come from? In this episode, you'll discover why money itself isn't the problem—it's when our hearts begin trusting wealth more than the One who provides it. Through practical biblical wisdom and personal stories, you'll learn how to recognize subtle signs that financial security may be replacing faith and how to cultivate a deeper dependence on Christ. Discover what James 5 teaches about the hidden spiritual dangers of wealth and why money can never provide the security only God can give.  Learn three heart-check questions that reveal where your trust truly rests and how to identify whether money has quietly become an idol.  Gain practical encouragement to hold your resources with open hands, choose obedience over comfort, and experience the peace that comes from trusting Jesus above everything else. Press play now to discover how placing your confidence in Christ instead of your finances leads to lasting peace, greater freedom, and a faith that remains steady no matter what your bank account says.New episodes every Tuesday and Thursday mornings.To connect with Betsy for speaking, resources, or curriculum head to https://betsymarvin.com/contact-me/For access to past podcasts and transcripts, head tohttps://betsymarvin.com/podcasts/A Christian podcast centered on Jesus, the Bible, and God explores faith through the Old Testament and New Testament, sharing Bible stories and Bible explained insights to help women of faith and Jesus followers grow in faith, strengthen their relationship with God, and know God more deeply through Bible study, women Bible study, and practical Christianity, all while encouraging spiritual growth, understanding identity in Christ, and learning to understand Bible teachings to become closer to God.

He was REALLY wanting to get out of those subscriptions. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What should drive your biggest career decisions: money or meaning? In this solo episode, Travis Chappell and producer Eric reflect on a conversation featuring Conan O'Brien about legacy, creative integrity, and choosing purpose over short-term financial gain. Drawing from Conan's career, Travis shares his own experiences turning down lucrative opportunities to protect the quality of his work and explains why building something you're proud of often leads to greater long-term success. On this episode we talk about: Why Conan O'Brien chose legacy and creative fulfillment over a significantly larger paycheck. The importance of protecting your reputation and the integrity of your work. How to balance financial responsibility with pursuing meaningful work. When it makes sense to take a job you don't love—and when it's time to move on. Why money is a tool for creating freedom, not the ultimate goal. Top 3 Takeaways The best career decisions aren't always the ones that maximize your income—they're often the ones that protect your long-term legacy. Money is an important tool, but pursuing wealth without purpose can leave you feeling unfulfilled. Sometimes you need to do work you don't love to build financial stability, but don't let temporary sacrifices become permanent "golden handcuffs." Notable Quotes "I never made a decision in my career based on money—not once." "Money for the sake of money is, in and of itself, an empty pursuit." "Money only solves your money problems, but it's easier to solve the rest of your problems with money in the bank." Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell/ Instagram: https://www.instagram.com/travischappell/ Website: https://travischappell.com/ A Word from Our Sponsors: - Visit DrinkAG1.com/TMM to get a free AG1 Travel Case with 7 free AG1Travel Packs in your Welcome Kit with your first AG1 subscription order while supplieslast.  - Go to Leesa.com for 30% OFF select mattresses (through July 12, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners  - To learn more about Mode Mobile and its investor community, go to https://invest.modemobile.com/travismakesmoney -Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.Capture leads, nurture them, and close more deals—all from one powerful platform.Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your spiritual "account" is already paid in full—not 99%, but completely? Our special guest James Weishaar opens with a striking journey through Utah's Mormon communities, where he encountered sincere believers straining under impossible religious burdens, sparking a powerful reminder of what makes the gospel truly different. Through the vivid imagery of bank ledgers, courtroom verdicts, and extravagant love, this message unveils how Jesus didn't just forgive us—He legally acquitted us, actively represents us, and relentlessly pursues us. Don't carry guilt one more day—watch or listen now and let this truth transform you.

In this episode, the boys discuss Supergirl, Good Luck Have Fun Don’t Die and Mel Brooks turns 100.

What if the offer or service you're most proud of is the one that's secretly draining your profits?Welcome to Part 1 of the "AI Business Audit" series. In this Thursday episode, Dawn Andrews reveals why most founders are flying blind when it comes to knowing which offers are actually profitable. If your bank account is growing but you're still burned out, this episode is for you.Dawn walks you through the first step of her Four-Dimensional Business Audit Framework: Revenue Reality. You'll learn how to uncover the hidden truth behind your revenue numbers, why total revenue is misleading, and how to calculate what your time is really worth. Plus, you'll hear how AI can do the heavy lifting in this process so you can stop guessing and start optimizing.Book a CEO Clarity Call to run your AI-powered business audit with Dawn. Stop guessing and start leading.Key TakeawaysRevenue doesn't equal profit — You need to break it down by offer and delivery time.Most founders can't name their highest ROI offer — That's a huge blind spot.AI can analyze your revenue fast — but only strategy can tell you what to do with it.Your most time-consuming offer might be your least profitable — it's time to check.Audit your revenue per hour — It might just change everything.Resources & LinksCEO Clarity Call Booking LinkRelated Episodes:Ep 105 The Time Tax: How Founders Waste 24 Hours a Week (AI Business Audit Part 2)Ep 107 The Client Costing You Six Figures: AI Business Audit Series Finale (Part 3)Send us Fan MailWant to increase revenue and impact? Listen to “She's That Founder” for insights on business strategy and female leadership to scale your business. Each episode offers advice on effective communication, team building, and management. Learn to master routines and systems to boost productivity and prevent burnout. Our delegation tips and business consulting will advance your executive leadership skills and presence.

what would your perfect summer day look like with $0? what about $50? what about unlimited money and zero responsibilities? this week we're building our dream summer itineraries at every budget level, debating the best summer activities, and sharing the bucket list items we're determined to cross off before the season ends.anya's favorites: ⁠solar recover after sun moisturizing spraykylie's favorite: balega running socks and america's sweethearts szn 3make sure to subscribe so you never miss an episode, and follow us on instagram @twodegreeshotter! if you have any suggestions for topics you want to hear us cover, feel free to send them using this link: ⁠https://bit.ly/2WAjznf⁠.

Checkout Binance here: https://binance.onelink.me/mL1z/lwxwlhloGet your hand-picked playbook here: https://www.figuringout.co/pdf/fo-529Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(03:17) - Who Is Richard Teng?(04:50) - What Would Shock People Most About Finance Today?(10:01) - One Money Myth People Still Believe(13:19) - If He Had $100, Where Would He Invest?(15:35) - Why Don't Some People Favor Crypto?(17:15) - Are People Embracing Crypto Because the Dollar Is Devaluing?(21:02) - Is Crypto Empowering Fraud Along With Independence?(24:36) - Are We Moving Away From Trusting Individuals?(29:25) - Would He Open a Bank Account if He Were 18 Today?(34:23) - What Happens if Countries Ban Crypto?(37:05) - Are They Using AI Agents for Better Trading?(40:56) - His Toughest Challenge as CEO(43:43) - Sectors Youngsters Should Focus on to Build Wealth(45:54) - One Piece of Advice No One Should Follow(46:51) - BTS(47:20) - OutroIn today's episode, we sit down with Richard Teng - Co-CEO of Binance, the world's largest crypto ecosystem with 220 million customers a former central banker with 31 years in finance who went deep on crypto in 2017 and never looked back.Subscribe for more such conversations.Follow Richard Teng here:Instagram: https://www.instagram.com/tengrich/LinkedIn: linkedin.com/in/richardtengofficialX: https://x.com/_RichardTengFollow Binance here:Instagram: https://www.instagram.com/binanceforin/, https://www.instagram.com/binancesouthasia/, https://www.instagram.com/binance/Linkedin: https://www.linkedin.com/company/binance/X: https: https://x.com/BinanceForIN, https://x.com/BinanceDesi, https://x.com/binance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

On today's episode of Great Points, Matt goes back to fundamentals by talking in depth about bank accounts and cash management overall.  What are the different account types you can open?  What are their purposes, features, and how should they be used?  From Checking accounts, to CDs, to Money Markets, and everywhere in between, this episode is a good primer or reminder for how make the best use out of Bank accounts as part of your larger financial picture.

What happens when your real estate portfolio starts growing and suddenly you have multiple properties, partnerships, corporations, mortgages, reserve funds, security deposits, and bank accounts to manage? That is one of the major topics Wayne and Gabby break down in today's episode. They explain how rental property bank accounts can be organized, when multiple properties can share one account, when separate accounts are necessary, and why the ownership structure matters more than the number of properties. Gabby explains that multiple properties can generally operate through the same bank account when the ownership structure is identical. For example, if you own four properties with the same joint venture partner, those properties may be managed through one account. But if another property has a different partner, corporation, or ownership structure, it should be kept separate. The bigger issue is traceability. If a property is ever reviewed, investors need to be able to show which income and expenses belong to which property. Strong bookkeeping, saved invoices, clear records, and organized bank accounts make that possible. Wayne and Gabby also discuss why opening one bank account for every individual property may sound organized but can become an absolute nightmare as a portfolio grows. Gabby shares her preference for keeping a manageable number of properties in each account while still separating accounts by ownership structure. They also discuss reserve funds, security deposits, lender requirements, multiple banking apps, corporate accounts, and why successful investors need systems before their portfolio becomes too complicated. The episode also answers a listener question about the costs involved when selling a rental property. Wayne and Gabby discuss realtor commissions, legal fees, property tax adjustments, condominium fee adjustments, utilities, lawn care, snow removal, staging, and the capital gains implications of selling an investment property. They explain that capital gains are based on the increase between the purchase price and selling price, rather than simply the amount of cash left after paying off the mortgage. They also explain why investors should plan ahead, estimate the potential tax liability, and set money aside from the sale proceeds rather than being surprised when tax season arrives. Finally, Wayne and Gabby answer a landlord question involving a tenant who accidentally broke a shower head and offered to replace it with a less expensive model. They discuss whether the tenant should replace it with the original quality, whether the landlord should accept the cheaper replacement, and why splitting the difference may be the best way to protect the property while maintaining a strong landlord-tenant relationship. This episode is a practical look at the financial and operational systems investors need as they grow from one rental property into a serious real estate portfolio. What You'll Learn in This Episode What expenses investors should expect when selling a rental property How realtor commissions are typically calculated Why GST or HST may apply to professional fees Why legal fees, staging, utilities, lawn care, and snow removal need to be considered How property taxes and condominium fees may be adjusted at closing How capital gains are generally calculated on the sale of an investment property Why capital gains are different from the cash proceeds received at closing Why investors should set aside money for taxes after selling Why refinancing may delay taxes but does not necessarily eliminate them How to respond when a tenant accidentally damages something Why tenant responsibility and communication matter Whether a tenant should replace an item with the same quality Why splitting the cost may protect a strong tenant relationship Why good tenant relationships can reduce vacancy and turnover Why investors should not get trapped in every small operational decision How Wayne and Gabby divide responsibilities inside their business Whether multiple rental properties can use the same bank account Why ownership structure determines how accounts should be separated Why joint venture partners need access to the appropriate accounts Why properties with different partners should not share accounts Why strong bookkeeping makes account management easier Why one account per property can become difficult at scale Why some lenders require mortgage payments to come from their bank How reserve funds can be pooled under the same ownership structure Why reserve funds and security deposits are not the same thing Why security deposits need to be handled separately and carefully Why corporations may require their own security deposit accounts Why successful investors need banking and bookkeeping systems before they scale Upcoming Events Edmonton Garden Suites 101 July 24, 2026 Edmonton, Alberta www.reimasters.ca REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through the REI Masters Mentorship Program, they help Canadians build long-term wealth through rental properties, BRRRRs, joint ventures, seller financing, rent-to-own, garden suites, and other real estate investing strategies. The Canadian Real Estate Investing Morning Show releases new episodes every weekday morning featuring real stories, market analysis, coaching conversations, investor questions, landlord advice, business systems, and practical real estate investing education. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question: info@reimorningshow.com Thanks To Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax www.finngo.com/rei Kirkwood & Brennan Mortgage Group www.kbmortgages.ca keaton@kbmortgages.ca

More than 5000 New Zealand bank accounts have been used by scammers to transfer stolen funds over the past nine months. These 'mule' accounts have been flagged by a new information sharing platform banks are using to detect scams: the Fraud Intelligence Exchange. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Stop Negotiating with Poverty. And I'm not just talking about money… I'm talking about the Poverty Mindset that keeps convincing you to think smaller than GOD designed you to think. The market rewards people who see opportunity, while poverty trains people to only see limitations. Every day you entertain excuses, doubt, and scarcity, you're negotiating against your own future. GOD didn't create you to survive, HE created you to multiply. At some point, you gotta stop making agreements with fear, stop making room for average, and stop talking yourself out of abundance. Because Wealth starts in the mind long before it ever shows up in your Bank Account.⚖

In this episode, we break down the financial anatomy of your business by counting down the top 10 expenses that are likely eating your profit margins and show you how to start tracking them to stop guessing and start scaling.

In this Meaningful Money Q&A episode, Pete and Roger answer six listener questions on pensions, retirement planning and tax for a UK audience. We cover whether to put life insurance into trust, how to reduce the 60% marginal tax trap around £100k income, and whether taking a defined benefit pension early can make sense when health is a factor. Plus, we explain the Royal Mail Collective Defined Contribution (CDC) pension, share practical guidance on dealing with overseas pensions, and discuss when to take 25% tax-free cash for the best outcome. Shownotes: https://meaningfulmoney.tv/QA51    01:36  Question 1 Hi both, I have a question relating to discretionary trusts for life insurance policies. I'm from Scotland, 37, married with 2 young children and have a life assurance policy with Vitality which is currently not in trust. I was considering putting into a trust for the benefits associated to inheritance tax but was looking to get your opinion on whether it was necessary or not, and what the pros/cons are. Thanks, Marc 05:46  Question 2 Hi Pete and Roger I am a relatively latecomer to the podcast - its been a year or so now but your work makes the complications of planning for retirement so much more understandable so thank you for bringing clarity to a very difficult subject. I have two first world questions if I may.  Neither are time critical. I am in a fortunate position.  DB pensions will kick in over the next 2 years (I am 63) totalling circa £75K pa and with the state pension at 67 it won't be very long - if tax thresholds and rates don't change - before I will be hitting the 60% effective rate.  So to delay the inevitable, I am thinking I will need to contribute to a DC pension!  As I understand it, if I have a DC scheme for three tax years and presumably contribute to such a scheme each year (say £100?) in the year I hit the £100K income, I will be able to contribute gross £3600 x 4 (so £2160 pa or £8640 in total, less any annual contributions along the way) in the first year or with care spreading that amount over 2-3 years to ease the tax burden.  I realise when the money is withdrawn it will still be taxed at my marginal rate, but maybe the 60% marginal rate will have been removed by then - I can hope!  Is that right?  Have I missed anything or are there any other techniques generally available? I am also in a position that when my wife and I both die, unless carehome fees have eaten into the estate, there will be inheritance tax to pay as our combined wealth is well over £1m and we have already given away what we reasonably can to our children.  As I understand it, inheritance tax is payable 6 months after death but all being well probate will be granted well before that so our bank accounts can be used to pay the tax (our children have financial and health powers of attorney but they are irrelevant on death).  Apart from incredibly expensive life assurance or a lifetime gift of cash for this purpose, is there anything else we can do to facilitate payment (the nature of our affairs means there's not much more we can do to mitigate the liability itself, ie the vast majority of the value is in the family home!) Many thanks, David   11:46  Question 3 Hi Roger and Pete,   First of all thank you for all the content you provide, it has been incredibly useful as I start to really take the idea of early retirement seriously.   I am 49 and looking to retire as early as financially possible as I have medical issues that mean my life expectancy is somewhat curtailed - though I plan on defying the inevitable for as long as possible.   I have a DC pension which I plan to access as soon as I stop working in hopefully 10 years' time. I also have an index-linked deferred DB pension which provides a 50% widows pension as one of the benefits.   I am torn between accessing this 6 years early (with a 25% reduction) as I start drawing from my DC pension, or delaying so that my wife is better taken care of later in life. Whatever I choose, all the projections seem to stack up that my DC pension should last into my 90s, but I'm acutely aware that I will probably want to go a bit overboard when I first retire and try to maximise travel and experiences.   My question is, am I missing something in the DB trade off?  Assuming I live a while after retiring, accessing the pension early will take a decent amount of time before we're financially worse off than we would have been if we'd waited (~13 years). However the combined loss of my state pension and the smaller DB income could leave my wife short of funds.   I would really appreciate your perspective on this scenario and anything else you think I might want to consider, many thanks again for all of your words of wisdom, Dan Meaningful Academy Retirement Planning: https://meaningfulacademy.com/retirementplanning  19:40 Question 4 Hi Pete and Roger! My partner works for Royal Mail, she is under the new starters contract and started in 2022, at which point the pension scheme was a typical defined contribution scheme with very generous contribution levels from the employer of 10% with a 6% contribution from the employee. This was 'easy' to make assumptions on for compound calculations to plan for our very far away retirement as we are both currently 27 years of age. Now this brings me to today's pension scheme, which is known as a Collective Defined Contribution plan. I'm struggling to find any information on this type of scheme as it seems to be the first of its kind in the UK, and seems to have been used for a while in the Netherlands. Now the wording of the scheme seems to be worded as if it's a Defined Benefit scheme with a lump sum being paid at retirement age and a 'Guaranteed income for life' amount being paid each month, however it has the caveat that the payout per month may decrease if investments do not perform as expected for better or for worse, so this is not a guaranteed amount at all in reality. The issue I have with this is that with a standard DC scheme like my own, if I was to die either before or during retirement, the remaining money in the pot would be inherited by my surviving spouse or if she was to pass away before I do, it would go to the next nominated beneficiary. With the Collective DC scheme, it's worded that if my partner was to die before she claimed it then I would receive the 'income for life' portion at a reduced rate of 50% and lose out on the lump sum entirely or if she was to pass away after claiming it then she would clearly receive the lump sum and I would remain to collect 50% income for life for as long as I remain alive. This seems to be very unfavourable for anyone receiving the benefit of this scheme on the whole. Now with some calculations, not using exact figures but somewhere close, I've just done some comparisons as the new Collective DC plan was sold as far and away a better option than the old DC Plan, but I cannot find a way for it to make sense. It's hard to see how this new scheme is better in any way compared to the old scheme, even if the contributions from the employer look more generous on paper. Is there something I am completely missing or misunderstanding with this new type of pension scheme? I have not seen much content online about it at all and would love for this to be featured in a podcast episode or video or even just for a chat on this matter as I feel very underwater with this. I can't seem to find a good way to factor this pension into our plan as we do plan to retire before the age of 67, this is just the age stated on the CDC scheme for payout so this is the assumption I am working with. There is an option to opt out of the CDC plan and join a regular NEST DC plan instead but this only has 4% employer contributions on top of the 5% employee giving a yearly contribution of x per year. I suppose my main gripe would be how much you would lose out on if the worst was to happen as traditionally this would remain as a pot for next of kin to inherit, however if my partner and I both passed away at age 70 (I certainly hope not!) and didn't have kids under the age of 18, the entire amount of money would be lost. This is the part I'm struggling to wrestle and the NEST pot even looks appealing with this in mind. I know the future is uncertain and we could live to 100, but the chances are relatively low. Apologies this got a bit long and ranty, I would appreciate any feedback. Keep up the amazing work and I have learned loads from your content over the years. Many Thanks, Joe 29:56 Question 5 Hi Pete and Rodger, Like many people these days, I spent part of my career working overseas. I'm now 52 and have been thinking about how best to deal with personal pensions I accrued while working abroad, in my case, in Japan and the United States (both broadly equivalent to 401(k)-type schemes). While working overseas, I didn't accrue sufficient qualifying years to receive any state pension benefits, but I did build up some company personal pension entitlements. The amounts are relatively small (less than £100k in total), which makes me question whether it's worth the time and cost of seeking formal financial advice. My UK-based pensions and ISAs are relatively straightforward and well organised, but these overseas pots feel more cumbersome by comparison. I imagine there must be many people in a similar position, holding small overseas pension pots and unsure what the most sensible approach is. From an administrative perspective, it feels as though the simplest option may be to access these pensions as soon as I reach the relevant retirement ages, rather than continuing to manage them long term. That said, I'd welcome any general thoughts or guidance on typical approaches people take in this situation, and any obvious pitfalls to be aware of. Many thanks, Lawrence Perceptive Planning - https://www.perceptiveplanning.co.uk     34:20  Question 6 58 now and both thinking of retiring at 61 with no mortgage and kids self sufficient. At age 61 we will have around £300k in savings (inc stocks n shares ISAs, cash ISAs, Premium Bonds and Bank Accounts) and between us will have around £450k in Pensions at age 67 and the wife will get a £7k a year NHS DB pension. Our idea is to live off the cash first from age 61 till age 67 to let the pension pot grow to its absolute max and then draw down the 25% tax free to add to state pension at age 67 then live off the rest at about 4% per year BUT others say take the tax free 25% before 67 because if do it at 67 it will add to the state pension taking you over the personal allowance! We want to let the pot grow more for actual retirement age of 67 onwards and leave more for the kids inheritance long term if we don't use it all so unsure what to do. For clarity, it's our intention to lump sum some money in to our pensions and ISAs in April with some of our 'available cash' and may also lump sum in to my Stocks n Shares ISA to leave it growing for say between 8 to 15 years until we need it. Any advice welcome, Steven. James Shack video on Withdrawal Strategy  https://www.youtube.com/watch?v=d4MDvcEcHXI   

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz chat with Ryan Saleh, co-founder of Waldo.---

This week Martin tackles a packed agenda of your questions—ranging from savings decisions in your twenties to navigating the tax system, investing timelines, and even a light-hearted consumer rights query.Martin answers a question from a 25-year-old wondering whether to lock in life insurance early while premiums are low.We look at how to bag lucrative current account switching bonuses without losing your main bank account. Martin explains how you can collect multiple bonuses while keeping your primary account untouched.An NHS employee asks whether moving into the higher tax band means they'll need to file a self-assessment tax return.A listener calls in with concerns around their investing strategy: wanting to know if they should stop investing five years before needing your money?Things take a lighter turn when a listener asks about their “consumer rights” over obtaining a Question Time audience badge.And, strongman Eddie Hall asks Martin: “What's the biggest thing you've ever lifted?”If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite ice cream flavour, if he's ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Since lenders were ordered to repay billions to consumers who signed up to unfair car finance deals, millions of people have been sent adverts exhorting them to claim compensation through claims managers or law firms. But now the Financial Conduct Authority is to investigate the industry amid concerns of sharp practice and misleading marketing. Paul Lewis asks if the regulator has acted quickly enough to root out the rogue operators.And we hear from the serial switchers - those tempted by cash perks to change their bank accounts. Is it worth it?Presenter: Paul Lewis Reporters: Jo Krasner and Felicity Hannah Researcher: Catherine Lund Editor: Rob Cave Senior news editor: Sara Wadeson

In this episode I got a ramble on why always looking for deals will both build out your collection with unique sleepers and also low key destroy your wallet.   And how I'm reclaiming pairs I had up for sale, since I'm not copping that much these days.  Plus, some upcoming pairs! Thanks as always for listening AFS Squad! Shoutout to the Patrons: Kingsley G, Tristan S, Joshua N, John You can support this podcast, get your name listed above and get early access to episodes (paid tier) at: Patreon.com/ActualFanOfSneakers

Some say laying down with another is the closest you can get to another human being. DJ Automatic says sharing bank accounts is way closer! Sharing finances, when did you and your significant other start sharing accounts?

Lou_Wants_to_Open_a_Bank_Account

It's been a minute since the last episode of the Smart Living Podcast, but I am so excited to be back recording at the BBB Studio! On this episode, I sat down with my long-time friend, fellow valley journalist, and absolute travel maven, Geri Koeppel.With plane tickets and gas prices sky-high right now, we are all feeling the pinch. But Geri and I both refuse to let high prices get in the way of a luxury vacation. We dug deep into the world of credit card points, hidden hotel perks, and why you should never just "sit" on your rewards.If you missed the episode, don't worry—I've got the biggest takeaways and insider "discoverables" right here to help you hack your next bucket-list trip.

Is your bank account actually growing this busy season — or are you just staying busy?In this episode of the Elite Business Advice Podcast, Chris Moore breaks down the financial framework every painting contractor needs to maximize busy season profits. Because working harder doesn't automatically mean keeping more money — and too many contractors reach the end of busy season only to realize they never actually got ahead.Chris walks through three core areas:How to Measure — Get your baseline number: if you closed up shop today, what would you actually have free and clear? Chris explains why tracking this weekly is essential, how receivables distort your cash picture, and why real-time job costing against overhead is the habit that separates true business owners from the ones who stay stuck.How to Plan — Know your cash targets at every stage. Chris shares specific cushion goals and winter targets broken down by company size — from solo operators to $1.5M+ operations — so you know exactly what number you're chasing and how many months of busy season you have left to close the gap.How to Reap Without Guilt — Once your cushion and winter reserves are covered, Chris introduces Profit Account Theory and money management strategies — including high-yield savings, investments, and building additional income streams — so you can finally benefit as an owner without second-guessing every dollar you take home.If you're putting in the hours this busy season, this episode makes sure you see the fruits of your labor.

✨ Join Our Secret Sharers Community For Exclusive Access

Pastor Will Plonk concludes our series "Bank Account Theology". You are content when you have what you want... If he is who you want, you will be content. If he is not who you want, you will not be content. What do you want?

Small business banking has always had a structural problem: the companies that hold your money and the companies that build your financial software have been two different things. One moves the money, the other tracks it, and small business owners are stuck in the gap between them. A new generation of fintechs has been trying to fix that, but most are still building horizontal tools for every business everywhere. The more interesting bet is vertical, going deep into the specific workflows of a particular industry and automating them completely. My guest today is Victor Cardenas, co-founder and CEO of Slash, a business banking platform that started with teenage sneaker resellers and has grown into a $1.4 billion company by doing exactly that — building industry-specific financial products that legacy banks will never prioritize. Slash processes nearly $3 billion in stablecoin payment volume annually, and the company has been doing serious work rethinking how AI fits into both how they operate internally and what their customers experience.

#715: She grew up with a Goldman Sachs dad. She still ended up broke in her 20's. Here's what changed. Haley Sacks - known online as Mrs. Dow Jones - joins us to talk about the five-step financial framework she calls IBIZA. Despite every advantage, she spent her twenties anxious, financially dependent, and charging dinners to her parents' credit card. One birthday trip to a Toronto restaurant crystallized the problem: she couldn't afford the life she wanted, so she borrowed someone else's money to fake it - and spent the rest of the night avoiding her phone while her mom texted about the charge. We talk about how money beliefs form by age seven, even when parents never say a word about finances. Haley's father had watched wealthy clients' children lose ambition and kept money out of the family conversation entirely. The lesson Haley absorbed anyway: money comes from outside yourself. The IBIZA framework walks through five steps - identify your earliest money memory, interrupt the patterns it created, zhuzh your mindset by replacing limiting beliefs, and act. The final step is tactical: a 15-minute timer, one small action, and a monthly money date to review spending and set goals. We also get into the concept of financial energy - the idea that you have a finite amount of mental bandwidth for money decisions each day. Spending it on coupons and skipping lattes leaves nothing left for the moves that actually build wealth: negotiating a raise, automating savings, maxing out tax-advantaged accounts. Haley also breaks down learned financial helplessness - the belief that the system is too broken to bother trying - and why pushing back against it puts you ahead of most people before you've done a single thing. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) — Your Childhood Is Running Your Bank Account (08:42) — Money beliefs form by age 7 (11:35) — Why financial independence matters (13:00) — The Momofuku story (17:04) — "Financial energy" — and why you're wasting it (24:35) — The IBIZA framework, explained (28:32) — I: Identify your money origin story (31:07) — "If you don't control your money, it controls your life" (32:31) — How pop culture shapes money beliefs (46:51) — I: Interrupt old patterns (54:24) — Learned financial helplessness (55:59) — Z: Zhuzh your mindset (59:06) — The Tyra Banks story (1:02:54) — A: Act — the 15-minute starter move (1:06:18) — The monthly money date Resource: Haley's book - Future Rich Person: The New Rules for Building Wealth (Even if You're Stuck, Broke, and that Billionaire Won't Text You Back...) Learn more about your ad choices. Visit podcastchoices.com/adchoices

The spreadsheets say one thing. The bank accounts say another. On Brake Check, we uncover what trucking companies really feel in 2026...fear, pressure, frustration… and in some cases, flat-out survival mode. With Jessica Dotson from Triumph, we dig into the real emotional state of freight. Then ⁠CloneOps.ai⁠ shows how voice AI may become the next big weapon against freight fraud. And if that's not enough… Home delivery is broken Safety is slipping Competency is being questioned And somebody has to say it Welcome to Brake Check. Real trucking talk for real trucking people. ⁠Follow the Brake Check Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode of Reddit Stories Podcast, a wild Karen completely loses it. You won't believe how this one ends! Sit back, relax, and enjoy this binge-worthy Reddit Stories Podcast, featuring Karen freakouts, entitled people stories, and pro revenge tales.

Paul and Jim talk about those pesky expenses that seemed good at the moment but aren't really making your life any better. Listen along as they walk through an article that shares 10 things that aren't really worth the money anymore, and Paul discovers he has quite a few in-app subscriptions on his phone that he didn't realize he was still paying for.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

What happens when a toxic person goes broke? In this 15-minute deep dive, Lee Hammock (Mental Healness) explains the psychology behind the "Resource Collapse." Learn why manipulative people shift from grandiose controllers to financial parasites when their money runs out. We discuss the "vulnerability hoover" and how they blame their partners for their own financial failures.Connect with Lee:My Courses: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://courses.mentalhealness.net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 1-on-1 Coaching Calls: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://link.me/mentalhealness⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All My Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://beacons.page/mentalhealness ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow on Instagram/TikTok: @mentalhealnesssIf this episode helped you gain clarity, please leave a 5-star review on Spotify! It helps others find the validation they need to heal.

If you want to listen to the full episode (XYBM 155) from this clip, search for the title: "Ep. 155: The Self-Love Black Men Were Never Taught with Marquis" — it was released on April 27, 2026.In XYBM 155, we sit down with Marquis Hill (Real MJ Hill), a 20-year-old motivational speaker, author, and youth mental health advocate. He explains the disruptive behavior of youth as a deep need for validation and a cry to simply be heard, often rooted in his own early struggles with comparison, the pain of losing a close mentor to suicide, and the profound identity shift he experienced after a sudden heart diagnosis ended his basketball dreams.       This is a must-watch for parents, millennials, and anyone who wants to truly connect with young people and create spaces where they feel safe enough to open up.Tune in on all podcast streaming platforms, including YouTube.Leave a 5-star review ⭐️⭐️⭐️⭐️⭐️ if you found value in this episode or a previous episode!BOOK US FOR SPEAKING + BRAND DEALS:————————————Explore our diverse collaboration opportunities as the leading and fastest-growing Black men's mental health platform on social media. Let's create something dope for your brand/company.Take the first step by filling out the form on our website: https://www.expressyourselfblackman.com/speaking-brand-dealsSAFE HAVEN:————————————Safe Haven is a holistic healing platform built for Black men by Black men. In Safe Haven, you will be connected with a Black mental health professional, so you can finally heal from the things you find it difficult to talk about AND you will receive support from like-minded Black men that are all on their healing journey, so you don't have to heal alone.Join Safe Haven Now: https://www.expressyourselfblackman.com/safe-haven SUPPORT THE PLATFORM: ————————————Safe Haven: https://www.expressyourselfblackman.com/safe-havenMonthly Donation: https://buy.stripe.com/eVa5o0fhw1q3guYaEE Merchandise: https://shop.expressyourselfblackman.com FOLLOW US:————————————TikTok: @expressyourselfblackman (https://www.tiktok.com/@expressyourselfblackman) Instagram:Host: @expressyourselfblackman(https://www.instagram.com/expressyourselfblackman)Guest: @realmjhill (https://www.instagram.com/realmjhill)YouTube: https://www.youtube.com/c/ExpressYourselfBlackManFacebook: https://www.facebook.com/expressyourselfblackman

Some of the earliest signs of dementia can show up in your financial portfolio. Missed bill payments and erratic investments could be indicators, and they can happen years before an official diagnosis. Today on the show, we dig into the connection between finances and dementia, and why the financial health of seniors is falling through the cracks.The Indicator has a weekly newsletter! Be among the first to sign up now: npr.org/indicatornewsletter Related episodes: The dementia taxWhat does the next era of Social Security look like?Saving, borrowing, spending: an economist's take on popular advice (Planet Money+)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

How are your bank accounts set up with a partner?

Tuesday briefing: Correspondents' dinner; Melania Trump vs. Jimmy Kimmel; Florida voting map; and moreRead today's briefing.

Mazel morons! This week, we're joined by the internet's favorite financial expert, Haley Sacks (aka Mrs. Dow Jones), to discuss her new book Future Rich Person. Haley explains that if you don't unpack your money mindset, you're basically just a seven-year-old in a trench coat making adult financial decisions. We're talking everything from the scam of "Instagram Face" to the "financial energy" wasted on duplicate Canva subscriptions. Josh gets honest about his childhood "scarcity" mindset, while Haley explains why who you marry is the ultimate make-or-break financial move. From "fair, not equal" dating rules to why you should never take a loan for a handbag, this is a survival guide for getting your money up! Grab the book at mrsdowjones.com/book to stop the financial nihilism and start winning in 2026. Write us! Send your messages to goodguyspodcast1@gmail.com  Follow us on Instagram and TikTok!  Sponsors: If your glasses are overdue for a refresh, now is the time. Go to Zenni.com/PODCAST and use code PODCAST15 for fifteen percent off your first order. Start earning points on rent you're already paying for by going to joinbilt.com/GOODGUYS Hero Bread is offering 10% off your order. Go to hero.co and use code GUYS at checkout.  Visit www.xyzal.com for more information Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode. Produced by Dear Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark takes on the touchy subject of merging finances with a significant other. The transition from financial independence to shared responsibility requires planning and ongoing conversations. Clark warns that silence is the enemy of a healthy relationship. Also today, Clark revisits the popular dream of retiring on a cruise ship. While "living at sea" was once considered a brilliant financial hack, the post-COVID landscape has changed the math entirely. Clark breaks down the current reality.       Couples & Finances: Segment 1 Ask Clark: Segment 2 Cruise Ship Residency: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples Backdoor Roth IRA: How High Earners Can Still Contribute Roth vs. Traditional 401(k): What's the Difference? - Clark Howard My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake? Elliott Report: Home Unclaimed Money: How To Find and Claim Missing Funds for Free Going™ | Flight Alerts, Mistake Fares & Cheap Tickets Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr Boyce discusses the new Claude Model that can hack your bank account.

In response to a question at the Open Forum about married couples having separate bank accounts, I explain that there shouldn't be separate bank accounts—everything financially should be completely unified. It is part of being in total oneness in marriage. However, as I've gotten older, I've started to realize that oneness has different levels, and not everyone is ready to fully walk in that ideal. For some couples, maintaining separate bank accounts might actually be what brings peace into their home. Even if it's not the highest expression of unity, it can still serve a practical purpose in their relationship. It's not as if there's a strict rule that says couples must share the same bank account. At the same time, I do believe that living completely separate financial lives will eventually impact the unity of a marriage. Still, for some people, having that separation might be what helps them stay together, at least for a season. Sometimes there are bigger issues that need attention first before tackling something like merging finances. __________ Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com Leave a Comment: https://churchforentrepreneurs.com/comments __________    

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Leesa - Give your body the rest it needs at https://www.leesa.com and use the promo code SESH for an additional $50 OFF!CashApp - Download Cash App Today: [https://capl.onelink.me/vFut/m5y1vkvt] #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visithttp://cash.app/legal/podcast for full disclosures.OPositiv Health - Take advantage of 25% OFF at https://www.opositiv.com/sesh with your first order!ZocDoc - Stop putting off those doctors appointments https://www.zocdoc.com/sesh Start taking control of your appointments!HungryRoot - Enjoy 40% OFF and a FREE item for LIFE https://www.hungryroot.com/sesh and stock up your kitchen with delicious meals and groceries!Timestamps00:00:00 - Intro5:57 - Janelle is getting scammed 7:12- Godspeed Artemis Crew23:33 - Least Stupid Clavicular Moment31:40 - Afroman Case Update1:03:45 - Final Scammer Update1:11:50 - Jen Shaw is BACK!Mile Higher Media website:  https://milehigher.com/Higher Hope Foundation: https://higherhope.org/Mile Higher Merch: https://milehighermerch.com/Submission form: https://zfrmz.com/qm6Tj6Z2RU83wcaF5BQF   Hosted by:Janelle: @janelle_fields_IG: https://bit.ly/2DyP1eETikTok: https://bit.ly/3BrWBkO   Sydney: @syd_b93IG: https://bit.ly/3LR0zHYProduced by:HaleyIG:  / haleymariebrownTom: @tomfoolery_photoIG:   / tomfoolery_photoDaniel:IG:   / horrororeoSources:https://pastebin.com/Vkd0Rrqf Check out our other podcasts!Lights Out https://bit.ly/3n3GaoeMile Higher Podcast https://bit.ly/3uDwZ2YPlanet Sleep https://linktr.ee/planetsleepHigher Love Wellness: https://extractlabs.com/milehigherPO Box Address:Kendall Rae & Josh Thomas8547 E Arapahoe Rd Ste J # 233Greenwood Village, CO 80112Music By: Mile Higher BoysYT: https://bit.ly/2Q7N5QOSpotify: https://open.spotify.com/artist/0F4ikp62qjdIV6PMO0SlaQ?si=i5v5jI77Qcq6uhjWzFix2w Welcome to The Sesh Podcast hosted by cousins and best friends, Kendall & Janelle! Kendall is a YouTube content creator focusing on True Crime and raising awareness for missing persons cases, and Janelle is a mental health professional with a Master's in Clinical Mental Health Counseling. Our show is focused on a variety of topics, including current events, pop culture, commentary, and a little true crime. Come hang out with us every Wednesday!Creator Hosts a documentary series for educational purposes (EDSA). These include authoritative sources such as interviews, newspaper articles and TV news reporting meant to educate and memorialize notable cases in our history. Videos come with editorial context added bolstering educational and artistic value.

In this conversation, I sit down with Jade Warshaw to talk about the emotional side of money. After paying off $460,000 in debt, Jade shares what most financial advice leaves out — the guilt, the fear, the shame, and the daily commitment it takes to get unstuck. If you've ever felt overwhelmed by bills, hesitant to open your bank account, or unsure how to move forward financially, this episode will encourage you. We discuss practical steps, mindset shifts, investment basics, and why the time is going to pass anyway. Subscribe so you don't miss upcoming conversations that help you grow spiritually, emotionally, and practically. Highlights from Today's Episode Facing financial fear instead of avoiding it Separating guilt from identity Choosing daily commitment over instant gratification Related Resources Connect with Jade Warshaw on Instagram, Facebook, TikTok, and X or online at jadewarshaw.com Grab a copy of What No One Tells You About Money Check out Dave Ramsey's The Total Money Makeover Download her “What's For Dinner” Guide CLICK HERE FOR FULL SHOW NOTES The post #571 – How to Stop Avoiding Your Bank Account with Jade Warshaw first appeared on Chrystal Evans Hurst.