Podcasts about Cashback

On this week's show, we share a couple of our deepest spiritual awakenings, then rant for a while about our weird feelings on AI and LLMs. Then we manage to keep the mood lively with public comments about MTG's Universes Beyond. We're not glazing AI. Don't be mad at us. Timestamps: 0:23 — Dudes Rock 4:40 — Space Rocks 7:48 — Intro: We Had a Terrible Idea to Talk About AI 13:40 — A Little Background on Us 20:05 — Stuff We Hear About Every Day 24:17 — The Misgivings Begin 31:42 — New Kinds of Learning 34:42 — The Misgivings Continue 35:02 — Is AI the Source of Existential Enshittification? 42:33 — The Dunning Kruger Machine 48:52 — Thoughts on Future Work 50:05 — Could Some Good Outcomes Make It Worth It? 52:14 — Some Things We Actually Do 59:24 — Dreams of the Apocalypse 1:06:23 — Public Comment from The Stalk Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

No Fórum Onze e Meia de hoje: Flavio Bolsonaro: Bolsa Família, cash back, PCC e cocaína.Participam do programa de hoje os jornalistas Luís Nassif e Cynara Menezes.Apresentação de Dri Delorenzo e comentários de Renato Rovai.Become a supporter of this podcast: https://www.spreaker.com/podcast/forum-onze-e-meia--5958149/support.

On this week's show, Stan wears a sports vest to religitate some of his favorite 2026 movies, Shane arrives with notes, Dave discovers chiral matter, and the boys watch Widow's Bay. Timestamps: 0:01 - The devil on Shane's shoulder 6:36 - This week's episode, sort of 9:43 - Old business: Shane watched Send Help 18:46 - Shane also watched The Furious 22:50 - Shane ALSO finished Resident Evil 4 Remake 28:46 - Dave plays PS5 33:29 - New business: Widow's Bay 55:54 - Public comment: Our guilty pleasures 1:06:20 - Wrapping up Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Die Kriege im Iran und in der Ukraine beschleunigen die Entwicklung KI-gesteuerter Waffensysteme. Diese Podcast-Sonderfolge beleuchtet die wichtigsten Fragen zum Krieg der Zukunft. +++ Mit dem Code „LAGE“ bekommt ihr bei eurem ersten Wechsel 20€ Cashback unter https://www.wechselpilot.com/dielageinternational +++ Dieser Podcast wird vermarktet von Julep Media: sales@julep.de Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, melden Sie sich hier: datenschutz@julep.de

Stop starting from zero every morning. Build a Claude project that acts as a living knowledge bank for your business and every piece of copy, strategy and decision gets better the longer you use it.In this episode of The Unlock, Oliver Bruce breaks down why most businesses get zero compounding value from AI, how to build a Claude Projects workspace that acts as a second brain, and the iteration loop that makes that knowledge bank smarter over time.Most businesses use AI like a search engine. Every morning you open a new chat, spend 20 minutes explaining your context, get something usable, then repeat it tomorrow. That is not leverage. That is Groundhog Day. AI outputs sound robotic because the model has no context for what you stand for or what you have tried before.The fix is Claude Projects. A project is a dedicated workspace where you upload your core business documentation and train the model on how your business actually operates. Oliver shares how he did this at Pinpoint Media, uploading brand guidelines, tone of voice docs, case studies, onboarding materials and sales call transcripts, then writing a master prompt that turned the project into a strategic sparring partner rather than a yes machine.The real power is iteration. Every campaign result and strategic breakthrough gets dropped back into the project, so it compounds into a living record of what works. It also lets new senior hires quiz the project on day one and compress months of onboarding into days.Oliver shares the five step playbook. Gather your foundational documents. Create the project and upload them. Write the master prompt. Use it for a week and refine. Then feed it results to get the compounding effect.Key topics covered: Why most businesses get zero compounding value from AI Why starting from a blank chat every day kills your leverage How Claude Projects works as a second brain for your business Which documents to upload and which to leave out How to write a master system prompt that pushes back How a knowledge bank compresses months of onboarding into days The five step playbook for building your business brain The iteration loop that makes the project smarter over time Key takeaway: Stop starting from zero. Build your brain, feed it with data, and never explain who you are again.Sponsored by Incard. Sign up now. All your finances. One platform. For 2% Cashback for year 1 on Ads, SaaS, Travel and other everyday business expenses. Uncapped. Here's your promo code: UNLOCK2026 https://www.incard.com/?fpr=theunlockMore from Oliver:Instagram: https://www.instagram.com/oliverbrucefounder/YouTube: https://www.youtube.com/@TheUnlockOliverBruce PinPoint Media: https://pinpoint-media.global/ Apple Podcast: https://podcasts.apple.com/gb/podcast/the-unlock-with-oliver-bruce/id1526266908Connect with Oliver: https://www.linkedin.com/in/oliverbruceonline/

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Big Cashback Swings00:18 Meet Carrie and TrackRack01:33 Why Rakuten and Simple Strategy03:48 Best Stores to Track05:44 How Often Rates Surge06:05 TrackRack Demo Overview08:34 Alerts and Historical Charts10:12 Timing Surges and Promo Tips11:15 Amex vs Bilt Payout Choice13:39 Top Deals and Buying Points15:17 Avoiding Terms Pitfalls18:54 In Store Offers Demo20:54 Stacking With Other Offers23:06 Keeping It Simple With Portals25:19 Discount Code and Pricing27:25 Wrap Up and ThanksYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Carrie at:➤ Website: https://trackrak.com/➤ Facebook: https://www.facebook.com/TrackRak/➤ Discount: Use code GBT25 for 25% off any paid TrackRak planOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Join Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coachingListeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcast//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Cash Back and Points: How to Blend Credit Card Rewards with Amex, Chase, Capital One, Citi, U.S. Bank & More Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by co-host Darren to discuss how to combine cashback credit cards with a points and miles strategy. Justin and Darren explain that points and miles can be great for flights, hotels, lounges, and premium travel, and cashback can help cover expenses that points do not easily offset, including airline fees/taxes, food, transportation, and other out-of-pocket travel costs. They compare traditional cashback cards with points that can be cashed out, starting with American Express Membership Rewards options such as the Schwab Platinum, Morgan Stanley Platinum, and Amex Business Platinum with Business Checking. They also discuss strong Amex earning cards, including the Amex Gold Card, Amex Business Gold, and Blue Business Plus. The episode also covers Chase Sapphire Reserve Pay Yourself Back, shifting Chase redemption categories, Capital One Venture and Venture X purchase eraser redemptions, and Citi cash-out options through cards such as the Citi Strata Premier and Citi Strata Elite. Justin and Darren also discuss US Bank business cashback cards, including redemption considerations and how a US Bank checking account is needed to get better value. They review the Discover IT rotating 5% categories, gift card redemption bonuses, and more. Timestamps 00:00 Podcast Intro 00:35 Cashback Strategy Setup 01:49 Why Cashback Matters 04:31 Amex Points Cashout 07:19 Chase Points Cashout 11:41 Capital One Points Cashout 14:23 Citi Cashout Options 16:06 Support And Sponsors 18:27 US Bank Cashback Cards 20:39 Discover Cashback 24:22 MGM Iconic 27:58 Venmo And Langley 33:25 Trips, Credits, And Wrap Up 38:07 Closing Outro —

On this week's show, we're covering another cinema blind spot. Dave has never seen John Wick, so Shane came all the way from Ohio to make him watch it. Stan watched too. Then we tell Dave what to play on his new PS5. Turns out he's really into some lewd stuff! Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - Shane's crabby, and there's a bird 8:11 - This week's show - John Wick 10:38 - Our history with the Wick 16:08 - Dave's first watch 26:10 - Getting into Wick 36:40 - Why did this movie hit? 42:35 - Tying a bow on Wick 46:28 - Dave got a PS5 Pro 1:06:35 - Wrapping up Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Nach dem Nato-Gipfel ist vor der nächsten Krise – Verteidigungsexperte Mölling bewertet die Versprechen des US-Präsidenten beim Nato-Gipfel kritisch. Er sagt: “Solange das Material nicht auf dem Tisch liegt, würde ich darauf nicht vertrauen.” +++ Mit dem Code „LAGE“ bekommt ihr bei eurem ersten Wechsel 20€ Cashback unter https://www.wechselpilot.com/dielageinternational +++ Dieser Podcast wird vermarktet von Julep Media: sales@julep.de Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, melden Sie sich hier: datenschutz@julep.de

Stop trying to make one perfect ad. The brands winning on paid social are building a machine that makes 50 or 100 good videos and letting the data decide what scales.In this episode of The Unlock, Oliver Bruce breaks down why the old model of one big hero ad is dying, how AI tools like Opus Clips have changed the economics of creative production, and the exact testing framework for deploying high volume creative on Meta.The old paid social playbook was simple. Build one hero video, put your budget behind it, let it run for months. Try that today and you burn through budget in a week. The algorithm cares about engagement, retention and relevance, not your production cost. Creative lifespan is now measured in days and hours. You do not need one perfect ad. You need 50.Meta and TikTok are content hungry machines. Give them two videos and the audience exhausts fast, then your cost per acquisition skyrockets. That is ad fatigue. Give them 50 or 100 different hooks and the algorithm finds pockets of profitability across your total addressable market.The friction is production. Opus Clips solves it. It turns one long form recording into 15, 20 or 40 short form clips with dynamic captions, speaker framing and virality scoring. Record one 30 minute conversation and you have a month of creative in half an hour.Oliver shares the four step loop. Record dense anchor content. Extract clips with Opus Clips and quality control the hooks. Run a dynamic creative testing matrix on Meta with small budgets. Then double down on the winners and feed the insight back into your next recording.Key topics covered: Why the one hero ad model is dead in paid social What the algorithm actually rewards now Why creative lifespan is measured in days, not months How ad fatigue spikes your cost per acquisition How Opus Clips changes the unit economics of creative The four step loop for deploying high volume creative How to run a dynamic creative testing matrix on Meta Why fast iteration beats big production budgets Key takeaway: The brands dominating paid social are not the ones with the biggest budgets. They are the ones with the fastest iteration cycles.Sponsored by Incard. Sign up now. All your finances. One platform. For 2% Cashback for year 1 on Ads, SaaS, Travel and other everyday business expenses. Uncapped. Here's your promo code: UNLOCK2026 https://www.incard.com/?fpr=theunlockMore from Oliver:Instagram: https://www.instagram.com/oliverbrucefounder/YouTube: https://www.youtube.com/@TheUnlockOliverBruce PinPoint Media: https://pinpoint-media.global/ Apple Podcast: https://podcasts.apple.com/gb/podcast/the-unlock-with-oliver-bruce/id1526266908Connect with Oliver: https://www.linkedin.com/in/oliverbruceonline/

Join Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coachingListeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcast//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Join Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coachingListeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcast//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Leruo Malumo – Head: Product strategy, development and governance, Santam SAfm Market Update - Podcasts and live stream

Well you did it. You've made it through another half a year. But... we have some things we need to talk about. Like all this amazing media we've enjoyed in 2026! Tune in for our favorites of our favorites from movies, games, music, TV and a few other things. Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN2025 for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - Shane gets fired 2:27 - We're Mad Men 7:30 - This weeks episode: a first half review 9:35 - Oldish business: Takes on the Steam Machine 20:54 - New business: The best movies of the first half of the year 36:50 - The best music 54:05 - The best games 1:05:03 - The best TV 1:13:42 - Public comment: Games that surprised us 1:19:00 - Wrapping up Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Treat YouTube as your most powerful evergreen sales asset, not an entertainment channel, and it becomes a discovery engine that generates high intent leads on autopilot.In this episode of The Unlock, Oliver Bruce breaks down why YouTube is the most underused channel for B2B and high ticket B2C sales, and how to turn it into a revenue generating asset using a simple four step playbook.YouTube is the second largest search engine in the world, owned by the largest. A long form video that solves a high value problem gets indexed and searched for years. Someone finds it at the exact moment they need the answer. That is high intent discovery.YouTube Shorts changed the model. Shorts push high retention content to people who have never heard of you. They earn attention. Long form earns trust. Most brands do one or the other and fail. You need both. Shorts for reach and discovery, long form for depth, authority and conversion.Oliver shares the four step playbook. Define the core problem your ideal client searches for. Record a 20 minute anchor video that solves it. Extract the sharpest moments as vertical shorts. Run a distribution loop that links viewers back to the long form video. By the time a viewer books a call, they are pre sold.If you are a CMO, a business owner or a founder selling a high ticket offer, you do not need a million views. You need 500 of the right people.Key topics covered: Why YouTube is the most underused channel for B2B and high ticket sales How YouTube works as a search engine, not just a video platform Why long form video is an evergreen asset that compounds How YouTube Shorts drive discovery to cold audiences Why you need both shorts and long form to convert The four step playbook for generating high intent leads How to define the problems your ideal client actually searches for Why ICP matters more than vanity metrics Key takeaway: YouTube is not for vloggers. It is a scalable, evergreen sales asset that turns your expertise into high intent leads on repeat.Sponsored by Incard. Sign up now. All your finances. One platform. For 2% Cashback for year 1 on Ads, SaaS, Travel and other everyday business expenses. Uncapped. Here's your promo code: UNLOCK2026 https://www.incard.com/?fpr=theunlockMore from Oliver:Instagram: https://www.instagram.com/oliverbrucefounder/YouTube: https://www.youtube.com/@TheUnlockOliverBruce PinPoint Media: https://pinpoint-media.global/ Apple Podcast: https://podcasts.apple.com/gb/podcast/the-unlock-with-oliver-bruce/id1526266908Connect with Oliver: https://www.linkedin.com/in/oliverbruceonline/

Join Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coachingListeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcast//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

¡Aquí va!El episodio 120 llegó con datos que incomodan y verdades que nadie quiere decir en voz alta.Arrancamos con el tema que más horas mentales le está consumiendo a Lucas: la guerra de tokens. DeepSeek, el modelo open source chino, cuesta 40 veces menos que Anthropic para hacer inferencia con el 94% del mismo resultado. Meta, Uber y Walmart ya están limitando el uso de AI de sus empleados. Y por primera vez en la historia, los modelos chinos usan más tokens globalmente que los occidentales. La pregunta que nadie puede responder todavía es cómo van a ganar plata Anthropic y OpenAI cuando salen a bolsa si sus costos de inferencia son insostenibles a escala.Después Cristóbal nos trae un resumen de 145 slides del reporte de Carta 2025, el más completo del ecosistema de startups. Los datos más llamativos: el 35% de los founders son hoy solo founders, el doble que hace 10 años. El primer hire tarda en promedio 500 días. El 92% de las rondas se hacen con SAFE. Y en Serie B los founders se quedan apenas con el 25% de la compañía entre todos. Los números hablan solos.Luego viene una historia que parece de película: Plata, el neobanco mexicano fundado por los rusos de Tinkoff después de que la guerra con Ucrania los sacara del sistema Swift. El CEO oficial es italiano, el CEO real está en su megayate, consiguieron licencia bancaria en 6 meses cuando Nubank tardó 4 años y ofrecen 10% de cashback. Nadie entiende cómo es sostenible. Y sin embargo está creciendo.También respondemos la pregunta de si el foodtech tiene casos de éxito. La respuesta es sí, pero casi nadie los conoce: Gruns vendido a Unilever por 1.2 billones, Poppy vendido a PepsiCo por casi 2 billones, 7Foods vendido a Pepsi por 1.2 billones y Legendary Foods, la obsesión personal de Lucas, que hace comida chatarra proteica que no sube el azúcar. Cristóbal identifica los tres segmentos donde siempre hay compradores: bebidas alcohólicas, maquillaje y alimentos funcionales.Cerramos con el tema más esperado por la audiencia: los unicornios zombies de LatAm. Loft, Quinto Andar, Tienda Nube, NotCo, Clip y otros. Cuáles tienen chance de sobrevivir, cuáles están muriendo en silencio y por qué es casi imposible saberlo desde afuera si no tenés acceso a los números reales.

As promised, we welcome Jason, aka Kilgore Trout, to the podcast to spend far too long talking to Shane about one of the best games of 2024: Metaphor: ReFantazio. We get into the mechanics, the gameplay, the writing, the themes, and even spend some time talking about our favorite fast food meals. Contemporary? Kinda. Thorough? Definitely. Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - CamelStan 4:21 - Who is this guy? 6:10 - This week's episode 13:37 - So what is Metaphor: ReFantazio? 18:04 - How does this compare to Persona? 32:24 - How we played it 35:09 - Plot takes 38:50 - The Archetype system 44:50 - The combat 53:39 - Friendships 1:01:40 - Writing good 1:03:40 - Using guides and managing your calendar 1:11:30 - Politics & religion 1:25:28 - Grief 1:30:31 - What a twist! 1:34:00 - Quick topics 1:43:24 - Where this game ranks in our RPGs, and comparisons to other RPGs 1:50:08 - Public comments: Our favorite fast food meals 1:52:10 - SPOILER ZONE BEGINS 1:59:46 - What's next? 2:01:42 - Wrapping up Links from this week's episode: TenSquare3's amazing Metaphor guide: https://gamefaqs.gamespot.com/xbox-series-x/409958-metaphor-refantazio/faqs/81526/introduction Buy Metaphor for PS5: https://amzn.to/4g2nQZJ Buy Metaphor for XBOX: https://amzn.to/4gEacMv Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Apply to work with me one-on-one: https://www.cleartheshelf.com/applyHe bartended for 15 years. Then COVID hit, and he never went back. He flipped GPUs, then PS5s, then found Amazon. Now he's doing $200K months with online arbitrage at 15-16% net margins and pulling $36K a year in cashback on top of the profit.Blake (@Blake_FBA) is a seven-figure Amazon OA seller who's survived brand reviews, lost entire categories, and still keeps running it up. Today we get into how he actually sources, why repricing separates good sellers from great sellers, the cashback that pays for his life, and why he says fees only hurt you when your sourcing is weak.Chapters:00:00 - Bartender for 15 Years. Then Everything Changed.02:00 - GPU Flipping in a Discord and a Cash Deal With a Stranger04:15 - The Walmart Pallet That Made $50K at 1800% ROI08:00 - First OA Hire: Neither of Us Knew What We Were Doing13:15 - Why OA Has a Higher Ceiling Than RA16:00 - New Brands Nobody Heard of Two Years Ago20:00 - How He Went Wide Before Going Deep22:27 - Losing Brands and the Forced Pivot to Multi-Channel27:00 - eBay, Walmart, and Cross-Listing as Insurance30:45 - What a Sourcing Session Actually Looks Like37:26 - Repricing: The Skill That Separates Good From Great42:43 - $36K in Cash Back and a Backyard Bio Lab47:55 - The Year He Ran It Fully Automated (And What He Missed)51:21 - "There's a Biological Creature Running the Ship"55:16 - "Fees Only Hurt When Your Sourcing Is Weak"Follow Blake:X/Twitter: https://x.com/blake_fbaInstagram: https://www.instagram.com/blake_fba/Follow Chris Grant:X/Twitter/Instagram: @cleartheshelf Newsletter: https://cleartheshelf.com/newsletterFollow Chris Racic:X/Twitter: @ChrisRacicNewsletter: https://oaleads247.com

Oliver Bruce breaks down the biggest shift in marketing since the internet: you are no longer writing only for humans. You are also writing for AI agents. Google crawlers, ChatGPT web readers, Perplexity indexing systems and autonomous procurement bots that research vendors before a human is ever involved.The problem is these two audiences want opposite things. Humans buy on emotion. They respond to story, humour, design and a little ambiguity. AI agents have no emotion. They want clarity, structured facts, verifiable claims and consensus across the wider internet. Optimise only for the human and AI cannot understand you. Optimise only for AI and the human feels nothing. Most brands sit in the middle doing neither well.Oliver gives a seven-step framework for serving both from the same page without compromising either. How to audit your pages for dual audience readiness, how to write an AI executive summary that orients the machine without disrupting the human, how to use structured data, headings and formatting that both audiences pick up, and how to build the verified consensus that makes AI trust your claims.This is a concrete action plan you can start executing this week.Key topics covered: Why your content now has two audiences, human and AI What humans need: emotion, story and memory What AI agents need: clarity, structure and verifiable facts Auditing your top pages for dual audience readiness Writing the AI executive summary that orients machines first Implementing organisation, product, FAQ and article schema Structuring headings, bullets and bold text for both readers Building verified consensus so AI trusts your claims Why offsite mentions are the new PR for AI visibility Optimising for entity association with consistent language Running a monthly review cycle to track AI share of voice Key takeaway: The brands that win in 2026 will be bilingual. They will speak the language of human emotion and the language of machine structure from the same page.Sponsored by Incard. Sign up now. All your finances. One platform. For 2% Cashback for year 1 on Ads, SaaS, Travel and other everyday business expenses. Uncapped. Here's your promo code: UNLOCK2026 https://www.incard.com/?fpr=theunlockMore from Oliver:Instagram: https://www.instagram.com/oliverbrucefounder/YouTube: https://www.youtube.com/@TheUnlockOliverBruce PinPoint Media: https://pinpoint-media.global/ Apple Podcast: https://podcasts.apple.com/gb/podcast/the-unlock-with-oliver-bruce/id1526266908Connect with Oliver: https://www.linkedin.com/in/oliverbruceonline/

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Hier gehts zum Beitrag ►► https://passives-einkommen-mit-p2p.de/lande-2026 Hier gehts zu LANDE* ►► https://passives-einkommen-mit-p2p.de/go-lande (Über meinen Link bekommst du 3% Cashback auf alle deine Investments, die du in den ersten 30 Tagen nach deiner Anmeldung tätigst, sowie 5 EUR geschenkt direkt nach der KYC Überprüfung.) Hier kannst du der Community beitreten ►► https://bit.ly/p2p-community Als ich 2021 erstmals bei LANDE investiert habe, hieß die Plattform noch "LendSecured". Der Markt war damals ein anderer. Viele Anleger kamen noch aus der klassischen P2P-Welt mit Konsumkrediten, Rückkaufgarantien und Kreditgeber-Strukturen. LANDE passte in dieses Raster nur bedingt hinein. Es ging nicht um kurzlaufende Verbraucherkredite, sondern um besicherte Finanzierungen für Landwirte. Also um Agrarland, Maschinen, Erntefinanzierungen und Betriebsmittel. Genau das machte die Plattform für mich damals interessant. Aber wie sieht es heute 5 Jahre später aus? Das erfahrt ihr in meinem heutigen Beitrag.

On this week's show, we reflect on a lifetime of playing video games with strangers. What do the Univeristy of Illinois, Xbox Live, and quarter munchers have in common? They brought people together. Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - Stan with a huge tease 5:21 - Stan's irresponsible purchase 10:45 - This week's episode - the multiplayer games of our history 17:46 - Our defining multiplayer experiences 39:15 - The multiplayer games of now 51:36 - Public comment: Some of our formative experiences 1:01:31 - Wrapping up Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Think you need a high end business or a lottery-ticket stock win to hit a $1 million net worth? Think again. Clark breaks down key insights of first-time millionaires. While old-school wealth looked like owning a successful service business, modern data from Kiplinger and Fidelity proves that regular people working everyday jobs—like teachers and government employees—are achieving financial independence.  Plus, Clark examines a growing real estate trend: the rise of the "accidental landlord." According to Zillow, more home sellers than ever are turning into landlords because their houses aren't selling and they can't afford to cut the price. Drawing from his own 43 years of wild landlord adventures—including non-paying tenants and unexpected damages—Clark explains why you should never take this decision lightly. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 17, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Everyday Millionaires Segment 1 Ask Clark: Segment 2 Involuntary Landlords: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How ‘Everyday' Workers Are Becoming Millionaires 5 Key Insights We Learned From 50 First-Time Millionaires How Long Would $1 Million Last YOU in Retirement? Why You Should Keep Old Credit Card Accounts Open - Clark Howard Follow Clark Howard's #1 Rule To Travel Cheap  Their Home Wouldn't Sell, So They Became America's Latest Accidental Landlords -WSJ The Hidden Reasons Your House Isn't Selling (And How to Fix It) Best Rewards Credit Cards: Top Picks for Cash Back and Travel  Scam Alert: New 'Party Invite' Message Can Empty Your Bank Account  To help prevent spam calendar invites on Google calendars: 1. Open Google Calendar and click the gear icon, then Settings 2. In the left menu, click Event settings 3. Change "Add invitations to my calendar" from "From everyone" to either "Only if the sender is known" or "When I respond to the invitation in email". The "Only if the sender is known" option works well for most — limiting auto-added events to contacts and people you've interacted with before, so random spammers can't drop events onto your calendar anymore. Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Oliver Bruce breaks down the real difference between SEO, AEO and GEO: search engine optimisation, answer engine optimisation and generative engine optimisation. Most marketers and most agencies treat these as the same thing with different names. They are not. They work on different surfaces, need different strategies and are measured with completely different KPIs.The stakes are simple. In the first four months of 2026, 68% of Google searches ended without a single click. Across 680 million AI citations, just 15 domains captured 68% of all citation share. This is a winner takes all environment. If your brand is not in the top tier of cited sources for your category, you are invisible to AI.Oliver walks through a step-by-step action plan for each discipline. How to fix your technical foundation and build topical authority for SEO. How to win featured snippets and zero click answers with AEO. How to become the source that ChatGPT, Perplexity, Claude and Google Gemini trust, cite and recommend with GEO.This is a concrete playbook you can start executing this week.Key topics covered: The real difference between SEO, AEO and GEO Why 68% of Google searches now end without a click How to run a technical SEO audit AI crawlers can actually read Building topical authority with pillar pages and content clusters The EEAT signals Google uses to judge content quality Mapping the question landscape for answer engine optimisation Writing direct answer content that wins featured snippets Using structured data and schema to surface your content Auditing whether AI tools currently mention your brand at all Creating original research that AI models want to cite Building offsite brand presence across PR, Reddit and LinkedIn Monitoring your AI share of voice month on month Key takeaway: The brands that win the next decade of search will run SEO, AEO and GEO in parallel. The ones still selling the 2022 playbook will disappear from the conversation.Sponsored by Incard — Sponsored by Incard. Sign up now. All your finances. One platform. For 2% Cashback for year 1 on Ads, SaaS, Travel and other everyday business expenses. Uncapped. Here's your promo code: UNLOCK2026 More Value:Follow on YouTube for deep-dives & video episodes: www.youtube.com/@TheUnlockOliverBruceNeed a 1-2-1 with Oliver or want to be on the show, visit: www.oliverbruce.co.ukRead more information on key points in Oliver's newsletter: The Brucey Bonus newsletterFollow The Unlock & Oliver's socials:LinkedIn | TikTok | YouTube | Instagram | Apple Podcast | Spotify podcast

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

So many announcements and trailers came out of Summer Games Fest, but which reveals had the boys most excited? We talk about Wolverine, Bad Magpie, Halo: Campaign Evolved, and much more! Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - Pokémon Caboodle 7:37 - This week's episode 9:03 - Old Business: Mina the Hollower 14:34 - Shane finished Metaphor 16:07 - The Steam Deck might be dead 20:41 - Dave's watching One Piece 22:21 - The Horn Dogs are back 24:12 - New Business: So many games! 26:24 - Marvel's Wolverine 28:59 - God of War Laufey 31:04 - Control Resonant 33:11 - Ace Combat 8 35:00 - Fable 38:50 - Bad Magpie 40:25 - Halo: Campaign Evolved 43:08 - Gears of War: E-Day 45:27 - Final Fantasy VII Revelation/Stellar Blade: Blood Rain 47:54 - Guild Wars 3/Gundam Rogue Orbit 50:35 - Stranger than Heaven/Gen Atlas 52:34 - Castlevania: Belmont's Curse 53:53 - The Nintendo Direct 1:00:39 - Some quick hits 1:03:26 - What we are most hyped about 1:05:10 - Public comments: Our favorite international media 1:16:05 - Wrapping up Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

SpaceX startet mit einem ordentlichen Pop in den Handel. Tausende Mitarbeiter werden zu Millionären, Founders Fund und Andreessen Horowitz vermelden Rekord-Returns. Anthropic launcht Fable 5 und das Mythos-Modell für Testpartner. OpenAI plant laut Wall Street Journal drastische Preissenkungen für den User-Krieg mit Anthropic. China plant $300 Mrd. für nationalen KI-Ausbau über fünf Jahre. Xiaomi MiMo Code schlägt Claude Code in den gängigen Benchmarks. OpenAI übernimmt das Kieler Startup ONA, Mistral kauft das Linzer Emmi AI für eine Industrie-KI-Plattform und verhandelt selbst eine $20-Mrd.-Bewertung. Dario Amodei mit neuem Essay zur AI-Exponential-Politik. Oracle Earnings, Prometheus von Jeff Bezos bei $41 Mrd. Die Trump-Familie hat $2,3 Mrd. mit Krypto eingestrichen. Palantir verliert vor dem Zürcher Handelsgericht gegen die Zeitschrift Republik. Neura Robotics raised $1,4 Mrd. mit Tether als Lead. Landgericht München: Google haftet für seine AI-Overviews.  Unterstütze unseren Podcast und entdecke die Angebote unserer Werbepartner auf ⁠⁠⁠⁠⁠⁠doppelgaenger.io/werbung⁠⁠⁠⁠⁠⁠. Vielen Dank!  Philipp Glöckler und Philipp Klöckner sprechen heute über: (00:00:00) SpaceX-IPO (00:08:04) Mitarbeiter-Millionäre (00:11:51) OpenAI/Anthropic-IPO-Outlook (00:15:31) Elon-Puppe vor der Nasdaq (00:16:13) Anthropic Fable 5 & Mythos 5 (00:19:54) OpenAI Preiskrieg (00:27:27) Token-Wert pro Abo (00:30:30) Messi für ChatGPT (00:34:48) China $300 Mrd. KI-Plan (00:37:31) Xiaomi MiMo Code (00:39:46) OpenAI kauft ONA (00:42:54) Anthropic: AI Exponential Policy (00:46:53) Oracle Earnings (00:48:07) Mistral kauft Emmi AI (00:49:08) Prometheus von Bezos (00:50:48) Trump Phone (00:51:22) Waymo Premier (00:55:40) Google Trade-Worker (00:57:08) Anthropic Claude Corps (00:58:37) Trump-Krypto-Scam (00:59:35) The Platform Group (01:03:48) Palantir vs. Republik (01:05:48) Mistral $20 Mrd. Runde (01:07:07) Neura Robotics Series C (01:10:47) NYT: China und Robotik (01:13:19) Google haftet für AI-Overviews Shownotes SpaceX-IPO zieht $70 Mrd. an Retail-Orders - bloomberg.com Founders Fund + Andreessen: Rekord-Returns aus SpaceX-IPO - bloomberg.com SpaceX Proteste - xcancel.com Anthropic launcht Claude Fable 5 & Mythos 5 - wired.com OpenAI plant drastische Preissenkungen für User-Krieg mit Anthropic - wsj.com Bitte manuell prüfen (petergostev-Post) - xcancel.com SemiAnalysis - xcancel.com China plant $295 Mrd. für nationalen KI-Ausbau - bloomberg.com ONA: Kieler KI-Startup raised - linkedin.com Anthropic: Policy on the AI Exponential - anthropic.com Oracle Q4 Earnings - cnbc.com Mistral übernimmt Emmi AI für Industrie-KI-Plattform - handelsblatt.com Prometheus: Bezos' Industrial-AI-Startup - axios.com Teardown: Trump Phone ist HTC U24 Pro in Gold - de.ifixit.com Waymo launcht Loyalty-Programm mit 10% Cashback - techcrunch.com Google launcht Trade-Worker-Initiative für KI - axios.com Daniela Amodei startet Anthropics Claude Corps - apnews.com Xiaomi MiMo Code schlägt Claude Code bei 200-Step-Tasks - venturebeat.com Trump-Crypto-Playbook: Family wins, Investors don't - reuters.com The Platform Group - manager-magazin.de Einstweilige Verfügung: The Platform Group vs. Manager Magazin - lhr-law.de Palantir - ft.com Mistral verhandelt $20 Mrd. Bewertung - bloomberg.com Bitte manuell prüfen (dreger-Post) - linkedin.com Neura Robotics schließt Rekord-Series-C - neura-robotics.com Chinas Humanoid-Robot-Schub - nytimes.com Deutsches Gericht: Google haftbar für AI-Overviews - thenextweb.com

Morgan Stanley analysts Ravi Shanker and Jeff Adelson take a look at what the fight for affluent, loyal travelers could mean for banks and airlines. Read more insights from Morgan Stanley.----- Transcript -----Ravi Shanker: Welcome to Thoughts on the Market. I'm Ravi Shanker, Morgan Stanley's North American Airlines analyst. Jeff Adelson: And I'm Jeff Adelson, Morgan Stanley's U.S. Consumer Finance analyst. Ravi Shanker: Today, who really owns your travel loyalty? The airline, the bank, the rewards platform, or you? It's Wednesday, June 10th at 7am in New York. Jeff Adelson: So, Ravi, you just came from your annual travel conference, and I'm about to head into the second day of Morgan Stanley's 17th Annual Financials Conference here in New York, where we're hosting roughly 135 corporates.A lot of themes are coming up there: retail engagement, product innovation, regulatory change, AI digital assets, capital markets recovery, and so on. All of these connect back to a bigger question. Who owns the customer relationship? Ravi Shanker: And that's exactly where travel co-branded cards come in. They sit at the crossroads of premium consumer spending, loyalty, and the competition for wallet share. They've become a more important revenue stream across travel, banking, and hospitality.But it's not as simple as more travel means more co-brand growth. Most customers still want flexibility, cashback, and low fees. Premium travelers and loyal airline customers behave differently. Let's start with the cardholder. Most consumers have a credit card, but travel co-branded cards are still a much smaller piece of the overall wallet. So, how big is the opportunity here, and how hard is it to get consumers to switch? Jeff Adelson: So, what's actually interesting, Ravi, is that travel co-branded cards are still relatively under-penetrated. In our survey, about 90 percent of cardholders have a general purpose card, while only about 22 percent have an airline card, and 12 percent have an hotel co-brand card. So, on the surface, the runway for growth does look significant. The upshot is also that once you get these consumers in the door, they are much higher spending and drive a ton of volume and incremental card economics for both the banks and their co-brand travel partners. The challenge is that consumers are pretty loyal to their cards or airlines that they already use, so most people aren't actively looking to switch. They tend to add a new card only when the value proposition is compelling enough. And sometimes given these one-time nature of the signup bonuses, it results in some churning without keeping the customer for the long term. So ultimately, what this all means is issuers and travel brands aren't just competing with each other, they're competing against habit. So, to win, they need to offer something that's meaningfully better than what's already in the consumer's wallet. Ravi Shanker: Got it. So, consumers seem to care most about value, fees, rates, and reward. Cashback still leads by a wide margin. So where do travel-specific rewards fit in? Jeff Adelson: The nuance here matters. Travel rewards don't need to win with everybody to be valuable. What makes them so powerful is they resonate with a specific group of customers, specifically the ones who are traveling – the frequent travelers, the ones who spend more, and those who engage more deeply with loyalty airline programs, for instance. For those consumers, lounge access, status benefits, upgrades, and airline or hotel points can create a level of engagement that's difficult for just a basic cashback card to replicate. The nuance here matters. Travel rewards don't need to win with everybody to be valuable. What makes them so powerful is they resonate with a specific group of customers, specifically the ones who are traveling – the frequent travelers, the ones who spend more, and those who engage more deeply with loyalty airline programs, for instance. For those consumers, lounge access, status benefits, upgrades, and airline or hotel points can create a level of engagement that's difficult for just a basic cashback card to replicate. Ravi Shanker: So, the premium consumer looks different. Why is that customer so important to card issuers? Jeff Adelson: So, higher income consumers frankly just spend a lot more. They're more loyal, they carry more cards, and they're more willing to pay a higher annual fee if they feel like they're getting the value from the card back after they pay that fee. In our survey, consumers earning over [$]150,000 per year of income spent roughly twice the amount on their primary card, and they were willing to pay almost twice the annual fee as other income cohorts. They're also attractive from a credit standpoint, from a, you know, delinquency perspective. These customers are more likely to pay their balances in full each month, and as a result, have lower credit risk. And often they keep long-standing relationships with their banks or their airline partner. That's why premium card and travel partnerships remain such an important customer acquisition tool for a bank. It has a really long lifetime value. The battle isn't really for the average card holder; it's for the affluent consumer who's driving a disproportionate share of spend in the U.S. economy.Ravi Shanker: Got it. So, the banks and travel brands are partners today. But they're also starting to potentially compete more directly for the same customer. What should investors watch to see whether this stays a partnership or becomes more of a tug-of-war? Jeff Adelson: So historically, this has been a successful partnership, especially in recent years as high-income consumer spending pie has grown in the U.S. How this works is airlines provide loyalty and travel experiences. Banks provide the card issuance, distribution scale, and share back those card economics to the airlines. Everybody wins when the travel spend grows. But we're starting to see some things overlap. Banks are building their own premium travel ecosystems. That includes things like flexible rewards points with the ability to transfer to any airline you want, proprietary lounges away from the airlines, and travel benefits that increasingly compete with airline loyalty programs. So, what investors should watch from here, in our view, are two things. Number one, is the high-income consumer and the travel pie continuing to grow? That's really what's held everything up and frankly, driven the airlines that you cover to realize that they hold this golden ticket. They hold the access to that consumer, so they've begun negotiating for more of the economics away from the card issuers. The second thing we think that you need to watch out for is whether consumers really continue to value these airline-specific rewards enough to justify the existing partnership model. Our survey indicated that most consumers still prefer flexible rewards over points tied to a single airline. But among frequent travelers and airline loyalists, the airline ecosystem does remain powerful. So, the future does seem to depend in part on whether these travel brands can continue to deliver on experiences that the consumers really can't get elsewhere. So, Ravi, maybe switching to you. For the airlines, the question I have for you is a little different. How do you turn loyalty into a durable, profitable revenue stream without losing sight of the core travel product? Ravi Shanker: That's exactly it. Kind of you referenced the strength of the travel ecosystem in your previous response, and I think that's exactly what the airlines need to focus on. I think the takeaways for the airlines from the survey is very clear. You cannot have a co-brand revenue opportunity in isolation. It is just a layer on top of your core revenues. You cannot build an incredible loyalty or co-brand franchise without having a very strong core airline product. The analogy we use in our report is that it's sort of like the restaurant business.Most restaurants usually make the bulk of their profitability off of the wine menu or the liquor menu, even though you're going there primarily for the food and the ambiance and the service. If you don't have really good food and ambiance and service, you can't make money off of the wine menu. Similarly, we think the airlines need to continue to focus on their core product, whether it's their network or their reliability, their safety, where they fly, the quality of the product in the sky, the lounges, as you mentioned. And once you get all of that in order, then you can tap into the co-brand revenue opportunity over time. Jeff Adelson: So maybe just running with that analogy on, you know, co-branded revenues becoming a more meaningful part of the airline business. Why are they so strategically important in your view? Why should the consumer pay for that bottle of wine that they can get? Ravi Shanker: Look, we, we don't have a full disclosure from the airlines just yet, but we have some nuggets that tell you that this is a very attractive revenue opportunity, right? So, look at some of the numbers we do have. We think that this business has been growing at a low double-digit CAGR for the industry, which is much faster than core revenue growth. We think it has already grown to be about low double-digit percentage of overall revenues. And from the little info we have, we can surmise that this is a very, very profitable business. Something in the order of 35-50 percent operating margins, if not much higher than that in an industry that is overall working really hard to get to double-digit margins on a core basis. So, this business can be about half of overall mid-cycle profitability, maybe even higher for some of the airlines, even though, it is considered to be an ancillary revenue stream. This is also a very, very stable business that doesn't exhibit the kind of cyclicality or volatility as the core passenger airline business. And so, we think the airlines will be looking to grow this for the margins, for the stability, and for the, honestly, growth opportunity over time. Jeff Adelson: And if we think about that opportunity growing over time, if consumers really do care more about tangible benefits than brand prestige, as I think our survey indicated, what does that mean for the airlines trying to build that loyalty through these card partnerships?Ravi Shanker: It's exactly as you mentioned, kind of, earlier – that we think both the banks and the airlines need to keep investing in the product. They need to keep giving the consumers enough rewards that make it seem worth the fees and worth the while to subscribe to a travel co-brand card – versus going with a more generic card that gives you just plain cash back. And I think, again, it comes down to whether the core airline product is strong enough for the consumer to warrant going down the path of building loyalty with the airline franchise. And if the consumer is committed to travel, as a share of the consumer's wallet significantly enough to commit to travel cards' benefits over generic benefits. We have a lot of confidence in the latter. In that all of our data, all of our surveys since the pandemic have shown that travel is now almost a consumer staple spending item rather than being a consumer discretionary spending item that it was before. And travel is now a significant spending priority – after only groceries and household staples for the average consumer. For the high-end consumer, it is the number one spending intent category. So, we know that travel is very important. Whether the airline is worth, kind of, committing to or not is very airline specific in our view.Jeff Adelson: So, if we put this all together and, you know, you think about your forecast for the industry and, you know, our joint forecast for the co-branded card revenues… Ravi Shanker: Mm-hmm. Jeff Adelson: Maybe just talk a little bit about how you think those revenues keep growing so strongly, or whether they continue to grow strongly. Or is there a risk that this all plateaus at some point in the near future? Ravi Shanker: Look, that's a great question, and that's why we highlight three possible scenarios in the report. In our base case, we have the industry growing at roughly the same double-digit CAGR that it has been for the last few years. That sees the market go from about $25 billion today to about [$]60 billion in the next 10 years. In our bull case, we have travel as a share of overall spending, and travel cards as a percentage of overall credit card issuance, which you highlighted earlier was a pretty low number, actually expand to something more reasonable. And that's where we see the potential for the market almost quadrupling from $25 billion today to [$]100 billion in the next 10 years. And our bear case, kind of that's when you talk about a macro risk. Second, maybe some kind of slowing down in travel as a spending priority, which we actually don't think happens. But what's more likely is the point you referenced earlier, in response to my question about the relationship between the airlines and the hotel companies versus the credit card issuers may be changing a little bit. And this becoming a little more of a free-for-all in the industry and a little more competitive. That could potentially, kind of, hurt the economics for the overall industry, even though the size of the pie will continue to grow. So that brings us back to the consumer's wallet. So, every time I'm on a trip, I have several options – maybe a cashback card, maybe a premium travel card, maybe an airliner hotel co-brand card. So, which one am I reaching for every time I look to swipe? Jeff Adelson: Well, I mean, I think at its core, it really depends. It's a battle at the end of the day for the loyalty of a high quality, sticky and heavy spending consumer. And consumers are largely rational, right? So, they're going to go with a card where they think they get the best value. And if that's their airline card where they think they can accrue the best loyalty status and maybe get their first class upgrade every now and then and get unlimited access to the lounges, maybe they'll choose that. But really in a survey what we learned was most consumers tell us they care about value, flexibility and rewards. So, the highest value consumers I just mentioned are also looking for experiences, convenience and status. So that's why the banks, airlines and hotels are all investing so aggressively in these premium ecosystems to try to lock them in and keep them loyal. Every swipe is really a vote for which ecosystem delivers the most value if you think about it, right? The winner isn't necessarily the company with the best card too. It's the company that creates so much of the strongest overall relationship with the consumer. And that's why this competition matters so much across banking, travel and hospitality. So, we are watching this competition. So far, it's working. It's a rising tide that's lifting all boats. But as I mentioned before, it really will only continue to work if our forecasts are right and the high-income consumer views this as less of a discretionary spend item and more of a stable spend item. And, if that pie, and the high-income consumer, continues to grow in the U.S., then this relationship can continue to work for the foreseeable future, we think. Ravi Shanker: That makes a ton of sense. Jeff, thanks so much for joining me on the show today. Jeff Adelson: Thanks, Ravi. It was my pleasure. Ravi Shanker: And to our listeners, thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you get your podcasts and share with a friend or colleague today.

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

On this week's episode, the boys discuss the 1993 action thriller, The Fugitive. Starring Harrison Ford and Tommy Lee Jones, who were invited to be on the show but declined our offer. We also take a minute to talk about Mina the Hollower, and our favorite board games. Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - We attempt to talk about The Fugitive (1993) 47:38 - Mina The Hollower 57:27 - Public comments: Our favorite board games Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

John Pollock and Wai Ting review AEW Dynamite with MJF vs Rush, Kevin Knight vs Speedball Bailey, Mark Davis vs Will Ospreay, and Mercedes Mone's return. XL: John & Wai chat about NXT's Great American Bash airing against Forbidden Door, the final four of the Best of the Super Juniors, plaintiffs seeking heavy damages in the shareholder suit, and Foley's comments on wrestling another match.The XL Edition continues at POSTwrestlingCafe.com with News of the Day and Feedback, ad-free and timestamped.NXT Great American Bash airing against Forbidden DoorSemi-finals set for Best of the Super Juniors Plaintiffs in shareholders' suit seeking nine figures AEW Grand Slam Mexico on Aug. 5 Mick Foley on having one more matchPOST Wrestling Café Schedule:Wednesday: Rewind-A-Dynamite XL Thursday: Rewind-A-Wai #207 - Manami Toyota RetrospectiveFriday: MCU L8R - Spider-Noir Ep. 1-4Friday: Rewind-A-SmackDown XLSaturday: Collision CourseSunday: Best of the Super Juniors Final FREE Shows:Wednesday: Rewind-A-DynamiteThursday: Pollock & Thurston Friday: Rewind-A-SmackDownOur thanks to Quince: quince.com/postwrestlingAd Inquiries: info@truenativemedia.comPhoto Courtesy: AEWRewind-A-Dynamite Theme by Jacob ChesnutBluesky: https://bsky.app/profile/postwrestling.comX: http://www.twitter.com/POSTwrestlingInstagram: http://www.instagram.com/POSTwrestlingFacebook: http://www.facebook.com/POSTwrestlingYouTube: http://www.youtube.com/POSTwrestlingSubscribe: https://postwrestling.com/subscribePatreon: http://postwrestlingcafe.comForum: https://forum.postwrestling.comDiscord: https://postwrestling.com/discordSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

The World's Largest Loyalty Programs™ research report from Let's Talk Loyalty is now available.Download it by subscribing to our newsletter on the World's Largest Loyalty Programs™ now.---------------In this Best of Our Back Catalogue episode, we speak with Kristen Gall about how Rakuten Rewards became one of the world's largest cashback programs. We explore affiliate marketing, major brand partnerships, global sports sponsorships, and emerging retail trends shaping consumer spending today.Show Notes: 1) Kristen Gall2) Rakuten3) Rakuten US 4) Rakuten Group 5) Rakuten Optimism Conference6) Marketplace 3.0 – by Hiroshi Mikitani (Author)7) #36: Rakuten Rewards

Learn whether Robinhood Gold Card's 3% cash back and investing perks are worth the waitlist and membership cost. Is the Robinhood Gold Card the rare credit card that could put your rewards directly to work in a brokerage account? Sean Pyles, CFP®, and Elizabeth Ayoola are joined by NerdWallet credit card writer Melissa Lambarena to examine what makes this card stand apart: an uncapped 3% flat-rate cash back on all purchases, 5% back through Robinhood's travel portal, and the ability to redeem rewards as a deposit into a Robinhood brokerage account. They dig into who the card could work for (and who it definitely isn't right for), how the required Robinhood Gold membership factors into the value equation, what the card's high APR could mean for your rewards if you carry a balance, and how the ongoing waitlist came to exist and how long it could last.  They also walk through how to weigh this card against alternatives like the Chase Freedom Flex, Capital One Savor, Wells Fargo Active Cash, and Chase Sapphire Preferred, to help you figure out which card might deliver the most value for your spending habits and financial goals. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:  5 Things to Know About the Robinhood Gold Card  Atmos Rewards Ascent Review: Well Worth $95 a Year Chase Sapphire Preferred Review: Strong Option for Travel Rewards American Express Platinum Review: Top-Notch Lounge Access, Big Credits  Chase Freedom Flex: Multiple Bonus Rewards in One Card  Capital One Savor Review: Foodie-Focused Rewards, for No Annual Fee Wells Fargo Active Cash Card Review: 2% Cash Back With a Bonus Fidelity Rewards Visa Review: 2% Back for Your Nest Egg Citi AAdvantage Executive Review: Your Key to the Club 5 Things to Know About BMW Credit Cards 5 Things to Know About the T.J. Maxx Credit Card Subscribe to Smart Money, our podcast's weekly email newsletter, at https://smartmoney-nerdwallet.beehiiv.com/ And you can find other NerdWallet newsletters at https://www.nerdwallet.com/finance/news/newsletter-signup Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's show, Stan falls back in love with Modern MTG, we continue to guide Dave on his fashion journey, Shane gears up for the Antique Roadshow, and we shake our fists at prediction markets for spoiling Survivor results. Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - Disguising our moms at Antiques Roadshow 8:24 - What should Shane take to Roadshow? 14:52 - This week's episode 15:45 - Dave's clothes 23:47 - Stan is playing Magic Online again 34:18 - Shane is scared of RE9 39:28 - Metaphor: still ReFantazioing 42:56 - Survivor 50: Spoiled by Kalshi? 50:40 - Takes on The Truman Show (1998) 1:00:04 - Public comments: what game changed our relationship with gaming? 1:04:57 - Wrapping up Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Listeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

The Rhino boys are back. Exciting news in the weird world of Magic: the Gathering was all it took for Dave and Stan to reunite with D00mwake to chat about Modern bans and unbans. We pour one out for Phlage, daydream about Crashing Footfalls, scrach our head over Umezawa's Jitte, and act like we know how to talk about Lotus Field. Is Modern back, baby? Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - It's 1979 and d00mwake is back 5:15 - d00m ate Skyline and didn't tell Shane 9:17 - Modern is changed, again 16:08 - Phlage is banned 23:59 - Lotus Field is banned 30:47 - Violent Outburst is unbanned 50:46 - Umezawa's Jitte is unbanned 57:52 - Premodern fun 1:01:38 - Public comments - our favorite pieces of physical media 1:11:53 - Wrapping up Links from this week's episode: twitch.tv/d00mwake https://magic.wizards.com/en/news/announcements/banned-and-restricted-may-18-2026 Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Send us Fan MailAmazon seller fees 2026, Amazon Ads payment changes, FBA fuel surcharge, and cash flow pressure are changing how sellers plan profit. This podcast covers ad spend payments, seller boycott concerns, rising costs, AI agents, ecommerce SOPs, and business growth systems. Learn how Amazon sellers can think about margins, pricing, AI tools, leadership, and process changes during a tougher marketplace year.Stop guessing through Amazon fees, ad changes, and margin pressure. Get a clear growth plan before your profit gets squeezed: https://bit.ly/4jMZtxu#AmazonSellers #AmazonFBA #AmazonAds #EcommerceGrowth #AIToolsWant free resources? Dowload our Free Amazon guides here:Amazon Receiving Delay Guide: https://hubs.ly/Q04cdD4c0Amazon Catalog Spring Cleaning: https://hubs.ly/Q046BVfp0Amazon Proft Margin Defense 2026: https://hubs.ly/Q042trRH0Amazon SEO Toolkit 2026: https://bit.ly/4oC2ClTAmazon Seller Strategy Report 2026: https://bit.ly/3YN1RME2026 Ecommerce Website & SEO Readiness Checklist: https://hubs.ly/Q04btghf0Amazon 2026 PPC guide: https://bit.ly/4lF0OYXTimestamps0:00 - Amazon Seller Changes in 20261:09 - Amazon Ads Payment Change and Seller Boycott2:04 - Credit Card Rewards and Ad Spend Cash Flow3:02 - Why the Amazon Ad Boycott Had Low Impact4:40 - Seller Fees, Cash Back, and Margin Pressure5:23 - FBA Fuel Surcharge and Rising Costs6:10 - Tariffs, CPC Increases, and Profit Problems7:02 - Amazon Pricing Ripple Effect Across Ecommerce7:40 - AI Agents and Ecommerce Workflows8:31 - Why AI Is Not Replacing Sellers Yet9:03 - MAG AI and Business Process Automation10:06 - How AI Helps New Brands Start Faster10:36 - Why AI Should Not Run Amazon Ads Alone11:22 - Claude, Perplexity, and AI Tools for Business12:25 - Rufus, AI Shopping, and Consumer Trust13:19 - MAG AI, SOPs, and Human Review14:18 - How MAG Balances AI With Core Services15:12 - Ecommerce Growth, Software, and New Business Units16:02 - Custom AI Agents for Business Problems17:49 - When Software Should Fit the Business18:51 - Small AI Tools and New Business Ideas20:32 - Trust, Client Growth, and Ecommerce Services22:52 - Leadership, Teams, and Managing Growth24:24 - SOPs, Checklists, and Process Control26:11 - Teaching, Multiplying, and Training Teams27:42 - AI as a Tool, Not a Replacement28:25 - Ecommerce Growth Plans and Future Markets-----------------------------------------------------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

Get Expert Help setting up your LLC with NCH and their expert legal team and get $400 off the set up fee. https://masterpassiveincome.com/nchListeners get a special 20% OFF IncomeBuilder.io with the code: podcastYou can also get the discount with this link: https://masterpassiveincome.com/ibpodcastJoin Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/Links referenced in this episode:masterpassiveincome.com/freecourseLinks referenced in this episode:incomebuildermasterpassiveincomeincomebuilder33777masterpassiveincome.com/freecourseCompanies mentioned in this episode:Master Passive IncomeIncome BuilderCalendlyGoogle DriveDropboxfinancial independence, quit your job, investing in real estate, rental properties, income builder software, real estate investing tips, build passive income, financial freedom, real estate coaching, analyze rental properties, property management, off market deals, real estate portfolio management, tax season real estate, bookkeeping for investors, multifamily properties, cash flow analysis, real estate investment strategies, property analysis software, Master Passive Income Podcast

Stan's away — so this week the olds play. Shane and Dave catch up about Shane's perfect Steam Machine, his even more perfect AYN Thor, polo shirts, and four albums that were pretty good. We also give flowers to a true Chicago hero: Lettuce Entertain You Restaurants. Dive Down Nation, your slop bowls are ready. Fall in line for episode 369. Become a citizen of The Dive Down Nation!: http://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN2025 for 10% off your first order at https://www.heavyplay.com Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 0:01 - Lettuce entertain you with cilantro 9:43 - This week's episode 15:06 - Old business: Shane "finished" his Steam Machine 27:11 - New business: Shane also bought an AYN Thor 37:31 - Polo shirts 43:28 - Dave brings some albums - Broken Social Scene: Remember the Humans 51:31 - Cut Worms: Transmitter 57:23 - Friko: Something Worth Waiting For 59:36 - Brigitte Calls Me Baby: Irreversible 1:03:41 - Wrapping up Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com

Many Americans reaching millionaire status still feel like they are standing on shaky financial ground. Clark explains the psychological and cultural traps that can keep high earners feeling insecure - and how the "bear preparing for winter" strategy can build financial confidence. Also, with all the job scams and ghost job listings out there now, how do you know an opportunity is real?  Whether seeking career change or a part-time gig, con artists are using fake listings to harvest your identity and your money. Clark reveals the red flags to watch for, including the essential "verify before you apply" workflow. Financial Confidence: Segment 1 Ask Clark: Segment 2 Job Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: High-Income But Low Confidence? This 5-Point Plan From a Financial Planner Can Fix That Credit Cards That Can Beat 2% Cash Back on Everyday Purchases Earn a $200 Cash Bonus With This Credit Card - Clark Howard Where Should I Set Up My Health Savings Account (HSA)? Clark.com - CREDIT CARDS How to avoid a side hustle scam Why You Should Keep Old Credit Card Accounts Open - Clark Howard How and When To Cancel a Credit Card - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Businesses might finally see some tariff money refunded to them. That's because this week, the federal government officially rolled out a process that allows businesses to apply for a refund.Today on the show, we speak with three business owners about the unexpected simplicity and frustration of the Trump tariff refund process. Come see Planet Money live on stage! 12 cities. Details and tix here: planetmoneybook.com/#tourThe Indicator has a weekly newsletter! Be among the first and sign-up now: npr.org/indicatornewsletter Related episodes: Can I get my tariff money back now?Trump's backup options for tariffsThree ways companies are getting around tariffsFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy