DigFin Vox

James Lloyd, partner at EY, has been intimately involved with companies winning one of the first licenses for virtual banking in Hong Kong. But what does virtual banking mean for this market, for China, and for the world? Lloyd puts this new development in perspective.

Dave Chapman, co-founder of BC Group (whose assets include ANXOne and OSL), discusses the uses for digital assets, the outlook for crypto and developments in blockchain-based finance.

Henry Arslanian of PwC and the Hong Kong Fintech Association discusses the outlook this year for crypto - regulation, business models, institutional adoption, and innovation.

Urszula McCormack, a partner at King & Wood Mallesons, discusses the issues financial institutions face in terms of digital identity in the emerging world of open APIs, biometrics and blockchain.

Pauline Wray and Ian Loh of BCG's Expand Research talk about their research about RegTech and use cases.

Standard Chartered's chief information officer, Michael Gorriz, discusses innovation and the future of banking.

Matt Long, Hong Kong CEO at Saxo Bank, discusses how technology is reshaping brokerage.

Carl Wegner of blockchain bank-consortium R3 speaks with DigFin about the future of distributed ledgers in finance.

Daiwa Capital Markets' global head of execution solutions, Huayi Dong, speaks with DigFin about putting artificial intelligence on the trading floor.

Warwick Pearmund of Pure Search speaks with DigFin Vox about fintech and blockchain's impact on hiring & firing in financial services, from ops to I-B.

James interviews Karen about China fintech IPOs and Jame about HSBC's new blockchain project for trade finance.

James quizzes Jame on how custody banks are using APIs to deliver information to buy-side clients, and Karen explains how China Merchants Bank is using blockchain for RMB-HKD payments.

Chris Ryan speaks with James Lindsay about what it takes for a fintech company to succeed.

DigFin Vox's James Lindsay hears why Jame is critical of Hong Kong's new rules for online fund sales, and Karen explains why AXA is working with Shanghai startup GRE for P&C insurance on the blockchain.

Updates on insurtech in China, including Tencent's WeSure; as well as Nomura Asset Management's stake in 8 Securities and the future of selling direct to consumer in Asia

R3 explains why it pivoted from use-case apps for its distributed-ledger technology. Jame and Dave discuss how financial institutions will end up using blockchain.

Banks are at the heart of new initiatives by governments in Asia to establish digital identities. Jame and Dave discuss what this means for finance.

ICOs - initial coin offerings, where equity capital meets crowdfunding - have become a favorite means for startups to raise quick money. How are regulators trying to define these and protect investors?

DTCC, which processes hundreds of millions of trades a day, is expanding its use of blockchain, even as it grapples with trying to ensure different technologies and vendors' ledgers can speak to one another.

Deutsche Bank is rolling out a digital platform for HNW clients. Is it playing catchup, or laying the foundation for winning clients?

Capital Match aims to be the second P2P to operate in multiple markets in Southeast Asia, after Funding Societies. Will they compete head-to-head, or is there space for different players?

DBS digiBank recently marked its first anniversary: has it worked and what happens inside a bank to support it?

A new initiative, openANX, aims to help institutionalize blockchain and investing in crypto-currencies. Dave and Jame discuss what this means for developing alt-coins as an asset class.

UBS partners with a "RegTech" startup, FinChat, in the run-up to incoming regulation about bringing messaging apps into compliance. Jame and Dave discuss why, and who can win - and lose - from this move.

Banks and governments are rushing to find fintechs who can ease risk and cost around defending against corruption and fraud. Jame and Dave discuss two RegTech companies that caught Citi's eye.

What's the strategy behind Indian digital wallet Paytm receiving a traditional banking license? Dave and Jame discuss the dynamics behind India's biggest fintech company.

DTCC, which lies at the heart of the financial system, is among the first big firms to implement blockchain solutions. Jame and Dave discuss how blockchain, or distributed ledger technology, can be applied to large organizations, and the challenges that remain.

Dave and Jame discuss a fintech startup that is leveraging the technology of Chinese P2P company Dianrong to bring U.S. consumer loans to Asian investors.

Equities trading and execution experienced digital-technology disruption more than a decade ago. The industry has matured and is consumed with compliance; innovation has been replaced by mere speed. Market pressures are squeezing out profits for both the buy and sell sides. It needs reinventing, and Jame and Dave discuss whether fintech can ride to the rescue.

Why has Asia-Pacific not seen a digital disrupter attempt to replace banks, as they have attempted in the West? Dave and Jame discuss examples of fintech startups in Asia such as Baasis and Marvelstone looking to disrupt in more lateral ways.

China Rapid Finance, a P2P platform, raised $60m from its Nasdaq IPO, but the deal only got done with a hefty 40% discount to the company's target share price. Guest host David Zweifler asks DigFin's Jame DiBiasio whether this is a success, and what it means for the many other Chinese fintech companies with IPO ambitions.

Should traditional, active fund managers be worried about their business model in China? The market offers growth, but its most powerful distributors are no longer the banks, but e-commerce platforms, and that is changing the balance of power in asset management.

What open APIs mean for banks such as Citi, their fintech partners, and innovation in financial services. With guest host David Zweifler and DigFin's Jame DiBiasio.

In this episode of DigFin Vox, Dave asks Jame about Yunfeng Financial Group's new app for selling actively managed mutual funds, and whether this is a game-changer for distributing investment products.

Hong Kong Ex's new board, Ep 1, S1 by Jame DiBiasio