Podcasts about Axa

Gilles Moëc, chef économiste du groupe AXA, était l'invité de l'émission Ecorama du 11 juin 2026, présentée par David Jacquot sur Boursorama.com. Parmi les sujets abordés : le rebond de l'inflation américaine, les pressions sur la consommation aux États-Unis, les anticipations de hausse des taux de la Fed, les conséquences de la guerre en Iran et de la fermeture du détroit d'Ormuz sur les marchés et le pétrole, ainsi que la décision attendue de la BCE et les risques d'un resserrement monétaire trop marqué en zone euro. Hébergé par Audion. Visitez https://www.audion.fm/fr/privacy-policy pour plus d'informations.

What if your climate risk assessments could predict the future with greater accuracy than historical data alone?In part two of this conversation on Making Risk Flow, Jake Harding continues his discussion with Joan Saladich, Founder of Geoskop, exploring how insurers can move beyond static climate risk models and embrace a more sophisticated, forward-looking approach to decision-making. Joan explains why annual climate model updates can create misleading conclusions, how vegetation and soil dynamics reshape wildfire risk, and why relying on single-source data leaves carriers exposed to blind spots. The conversation also examines the role of AI and large language models in processing complex climate datasets, emphasising that technology should enhance, not replace, human judgment. Joan outlines a practical framework for combining historical data, future climate projections, alternative statistical models, and socioeconomic context to generate more accurate, explainable, and actionable climate risk intelligence. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode, Virginie Berçot, Global Brand Director at AXA, shares her journey from leading strategic and creative work at some of the world's most respected agencies to shaping one of the most ambitious brand transformations in business today.Virginie discusses why she believes creativity is a powerful force for positive change, how brands can connect business, society and customers and why the future belongs to organizations willing to challenge conventions. She also reflects on AXA's path to being named Cannes Lions Creative Brand of the Year and explains how purpose, consistency and long-term commitment can turn brand strategy into real-world impact.Tune in for insights about ambition, creativity, courage and the evolving role of brands in society.

What if the climate risk data you're using to underwrite policies is fundamentally flawed?In this first of two-part episode of Making Risk Flow, host Jake Harding speaks with Joan Saladich, CEO and co-founder of Geoskop, about why traditional climate risk scores often fail insurers and what a more sophisticated approach looks like. Joan explains how deterministic ratings and traffic-light systems oversimplify complex climate realities, making them unsuitable for underwriting decisions. He explores the value of probabilistic climate modeling, AI-powered analysis, and uncertainty quantification in assessing evolving risks. The conversation also examines changing reinsurance dynamics, which are pushing more climate-related exposure onto commercial insurers. Joan discusses the importance of validating climate models through measurable accuracy and transparency, while highlighting how outdated scenario assumptions can distort risk assessments. Together, they show how embracing data complexity can create a meaningful competitive advantage in modern insurance underwriting. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

UNIQA startet stark ins Jahr 2026: Die verrechneten Prämien steigen im ersten Quartal um 14,4 % auf 2,80 Mrd. Euro, das Ergebnis vor Steuern steigt auf 160 Mio. Euro, der Nettogewinn auf 128 Mio. Euro. CEO Andreas Brandstetter sieht den Kern der Story nicht in der Kapitalanlage, sondern im Versicherungsgeschäft selbst: Prämien profitabel einnehmen, Risiken sauber zeichnen, dann erst Geld anlegen. CEE bleibt für ihn der Wachstumsturbo, besonders Polen, wo UNIQA nach der AXA-Übernahme rund sieben Mio. Kunden betreut. Gleichzeitig ist dort der Wettbewerb am härtesten. In Österreich wird die private Gesundheitsversicherung fast zur neuen Vorsorgeform: Die Nachfrage ist hoch, auch bei Jüngeren. Die Combined Ratio von 91,0 % sei weiter stark, aber der Sommer mit Hagel, Sturm und Klimarisiken bleibt der echte Wetterbericht für die Bilanz. UNIQA Re in Zürich liefert Zusatzprämien, aber bewusst konservativ dosiert. Wachstum ja, Größenwahn nein.

What if the data you needed to price complex agricultural risks were available in near-real time instead of months later?In this episode of Making Risk Flow, host Jake Harding speaks with Caroline Grey, co-founder and CRO at Treefera,  about how satellite imagery, AI, and scientific modelling are reshaping the future of insurance risk assessment. Caroline explains why the industry is moving beyond broad regional assumptions towards plot-level intelligence that enables faster underwriting, more accurate pricing, and entirely new insurance products. The conversation explores how insurers can use near-real-time agricultural and climate data to reduce claims exposure, improve operational efficiency, and respond proactively to supply chain volatility. Caroline also shares practical guidance on structuring complex datasets for different business stakeholders, building scalable partnerships, and validating new solutions through low-risk pilots. This episode offers valuable insight into how data-driven underwriting is creating a competitive advantage across commercial insurance markets. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

 Tell us about your journey—from finance and strategic planning at AXA to leading data strategy for some of the world's most iconic beauty and luxury brands. What drew you into this world, and how has your background shaped your approach?You work at the intersection of data and creativity—especially in industries that have traditionally been emotionally driven. How do you balance the power of analytics with the intuition that drives beauty and luxury?You've worked with some of the biggest names—Chanel, Dior, L'Oréal, and more. Can you share an example where data-driven insights led to a surprising or game-changing commercial outcome for a client?What are some of the biggest opportunities or shifts you're seeing in the beauty and luxury industry over the next few years? Where should brands be leaning in—or rethinking old habits?What are you most excited about for the future of beauty, luxury, and data? Whether it's technology, consumer behavior, or new ways of working—what's lighting you up right now?  

It's EV News Briefly for Monday 18 May 2026, everything you need to know in less than 5 minutes if you haven't got time for the full show.Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDailyVOLKSWAGEN PUTS GTI ON AN EVVolkswagen has unveiled the ID. Polo GTI, the first-ever electric vehicle to carry the iconic GTI badge — a near-50-year-first — sitting above the standard ID. Polo with a 223hp front-mounted motor, 0–62mph in 6.8 seconds, and a 263-mile WLTP range from its 52 kWh battery. It goes on sale in Germany from autumn 2026, priced from €39,000, competing with the Alpine A290 and Peugeot E-208 GTi, but will not be sold in North America.BMW AND SOLARWATT PUSH V2H PLANSBMW and SOLARWATT are expanding their partnership to bring Vehicle-to-Home bidirectional charging to BMW's Neue Klasse line-up, starting with the iX3 and i3, following Germany's first commercial Vehicle-to-Grid launch in March 2026. The integrated system will use SOLARWATT's energy management platform, the BMW Wallbox Professional, and both brands' apps to coordinate solar, home storage, dynamic tariffs, and EV charging — launching first across Germany, Austria, and the Netherlands.GM CUTS BOLT COSTS WITH BATCH BUILDSGM is achieving its sub-$30,000 target for the 2027 Chevrolet Bolt EV in part by assembling cars in batches of 30 identical units at its Fairfax plant in Kansas City, rather than building mixed trims in sequence, reducing errors and line stoppages. The approach, part of GM's "Winning with Simplicity" strategy, also includes keeping clone spare bodies on standby, cutting floor space needs, reducing paint booth colour changes, and locking suppliers to a fixed seven-day delivery schedule.UK INSURERS SHUN MANY CHINESE CARSCarwow research found that half of all insurance quote requests for Chinese vehicles were declined outright by UK insurers, with AXA refusing to quote on all four tested models and Hastings Direct covering only one. Beyond availability, Chinese models averaged £901 per year to insure versus £646 for petrol equivalents — a £255 gap — with insurers citing limited repair data, underdeveloped parts supply chains, and a lack of long-term claims history as key reasons.BMW TIES IONNA DISCOUNT TO US CHARGINGBMW has launched a preferred pricing programme with IONNA, giving BMW and MINI EV drivers a 20% discount on public charging sessions across the network's 1,000-plus US bays, running through 30 September 2026. The discount applies automatically via Plug & Charge or the My BMW App, with no subscription or RFID card required, as part of BMW's broader strategy to build out home, workplace, and public charging infrastructure.EPA DELAYS TIER 4 BY TWO YEARSThe EPA has proposed pushing Biden-era Tier 4 light- and medium-duty vehicle emissions standards back two years, from model year 2027 to 2029, framing the move as a "freedom of choice" measure that the agency says will save automakers and consumers over $1.7 billion. The rollback goes much further than a delay, however — the EPA has also repealed the 2009 Endangerment Finding and all vehicle greenhouse gas regulations, dismantling the legal framework for future federal EV mandates.KIA DEBUTS PV5 SIDE-ENTRY WAV IN EUROPEKia unveiled the PV5 WAV Side Entry at the Motability Scheme Live exhibition in Birmingham on 15 May 2026, claiming a segment first with its side-entry wheelchair access that allows kerb-side boarding — an advantage in dense urban areas where rear access is often blocked. Built for taxi operators, shuttle services, and fleet providers, the van features a reinforced floor, integrated wheelchair anchorage, floor lighting for boarding visibility, and a two-step manual ramp suited to varied road conditions.COULTHARD DRIVES FORMULA E GEN4 AT MONACODavid Coulthard drove Formula E's upcoming GEN4 car on the streets of Monte Carlo, describing the experience as unlike anything in his career — a significant claim from a two-time Monaco Grand Prix winner. The GEN4, set to debut in the 2026/27 season, tops 205mph, weighs under 1,000kg, produces over 800bhp, hits 0–100kph in 1.8 seconds, and delivers a 71% power increase over GEN3 Evo in Attack Mode, with all-wheel drive and a redesigned ergonomic cockpit; it will make its first public show appearance at Goodwood Festival of Speed from 9–12 July.RECYCLING LIFTS OLD BATTERIES INTO BETTER CATHODESResearchers at Worcester Polytechnic Institute and Argonne National Laboratory have developed a recycling process that upcycles spent lithium iron phosphate and lithium manganese oxide cells into higher-performance lithium manganese iron phosphate cathode material, recovering more than 95% of key elements — rivalling or exceeding most commercial operations. Crucially, the process runs at normal temperature and pressure, requires no energy-intensive equipment, fits existing recycling infrastructure, and produces cathode material with higher energy density than the source materials it came from.

What if the insurance industry could move at the speed of modern technology?In this episode of Making Risk Flow, Christian Stobbs, Chief Strategy & Corporate Development Officer at Markel, joins host Juan de Castro to discuss what it takes to build a preeminent specialty insurer in an increasingly technology-driven market. Christian explains why speed, customer obsession, technical expertise, and principled decision-making must work together as a unified competitive advantage. The conversation explores how insurers can localize strategy across international markets, reduce costly operational inefficiencies, and deploy AI to enhance underwriting and claims without losing critical human judgment. Christian also shares why transformational technology initiatives should operate with startup-style urgency, how AI will reshape underwriting roles, and why the insurers that adapt fastest will define the future of specialty insurance. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this transformative episode of the Developing the Leader Within Podcast, we are excited to welcome Dr. Axa Yox, a master of reinvention, personal branding, and purpose-driven leadership. With a rich background as a scientist and wellness strategist, Dr. Axa shares her journey of navigating the complexities of a rapidly changing world and the importance of building a meaningful brand that resonates with authenticity.Join us as Dr. Axa delves into the nuances of finding relevance in a world filled with constant comparison and the pressures of self-promotion. She emphasizes the need for leaders to adapt and evolve, highlighting the distinction between a brand that performs and one that genuinely connects with its audience. We explore the vital role of purpose in leadership and how it can guide professionals through challenges and uncertainty.You will learn the following:1. The significance of aligning your profession with your purpose for effective leadership. 04:592. Strategies for building a personal brand that serves your audience rather than merely promoting yourself. 10:03 3. The impact of AI and automation on job relevance and how to remain indispensable in your field. 14:45 4. How to identify and reconnect with your 'why' to prevent burnout and maintain passion in your work. 21:265. Practical advice for young professionals to navigate the evolving workplace landscape. 29:10To get in contact with Dr. Axa: LinkedIn: ⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/dr-axa-yoxThis episode is sponsored by   Triad Leadership Solutions  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://triadleadershipsolutions.my.canva.site⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Our podcast is sponsored by   The Global Trends MagazineWebsite: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.gc-bl.org/global-trends⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Outlier Project   Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://theoutlierproject.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ascend MeditationsWebsite: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.ascendmeditations.app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chop AiWebsite: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.chopai.app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Castle and Compass AdventuresWebsite: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://castle-and-compass-adventures.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bonefrog Coffee CompanyWebsite: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bonefrogcoffee.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Coupon code: DTLW BoomcasterWebsite: ⁠⁠⁠⁠https://www.boomcaster.com⁠⁠⁠⁠SupaPassWebsite: ⁠⁠⁠⁠https://supapass.com⁠⁠⁠⁠Make sure to Catch us streaming on Roku and Amazon Fire TV on the Purpose Place Network.Also catch our Exclusive Members only content “Going Deeper Within” on the Lions Guide Academy.⁠⁠⁠⁠https://www.lionsguide.com/gdw

Thomas Galbraith is the CEO and co-founder of Barkr, an AI-driven valuation platform for asset-backed lending. He spent his early career in high net worth insurance at AIG and AXA, where he grew comfortable with the challenge of pricing hard-to-value assets. That thread ran through every role he held until it crystallized into a company built around a simple but structural problem: in asset-backed lending, appraisers give you a price and then spend the rest of their report telling you they're not responsible for it. Barkr is built to change that.What We CoveredThomas's background in high net worth insurance at AIG and AXAHow a common thread across luxury assets led to founding BarkrStarting with fine art and private jets before expanding to other asset classesThe two-part failure in traditional appraisals: accuracy and absence of liabilityHow Barkr pairs an AI valuation with a contractual performance warrantyThe progression from Lloyd's of London to AXA to Munich Re$2 billion in covered valuations and what patience actually means in this businessGPUs as a surprisingly durable and long-lived collateral asset classHow Barkr finds clients, from pavement pounding to Nvidia referralsMonthly mark-to-market on hard assets throughout a loan's lifeBuilding a domain-specific LLM with human review in the loopPlans to build an in-house insurance vehicle to unlock capacityKey TakeawaysTraditional appraisal firms hedge their liability by design. Page one is the price; the rest of the report is the disclaimer. Barkr's contractual warranty flips that model by standing behind the number.Barkr's data on GPU durability challenges the conventional narrative. Chips five and seven years old are still generating revenue and still have meaningful resale value, which changes the risk calculus for lenders considering AI infrastructure as collateral.Augmenting, not replacing, is the right positioning for valuation technology. Barkr actively encourages clients to keep using their existing appraisers and treats third-party appraisals as additional data inputs that improve their own accuracy.Building a reinsurance relationship takes years. Barkr worked through Lloyd's, then AXA, before landing Munich Re, and each step required demonstrating proof of concept at the prior level first.About Thomas GalbraithThomas Galbraith is the CEO and co-founder of Barkr. He began his career in high net worth insurance at AIG and AXA before founding Barkr to bring accountability and AI-driven accuracy to asset valuation in the lending market. Barkr has covered approximately $2 billion in valuations across art, private jets, vehicles, and GPUs.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

In this special compilation episode of Making Risk Flow, we bring together five standout conversations exploring how agentic AI, digital transformation, and organizational culture are reshaping the insurance industry. Featuring insights from leaders including Antonio Grimaldi of McKinsey & Company, Sam Lewis, Nicolas Zerbib, Richard Hartley, Bill Harris & Drake Slaikeu-Lawhead, the episode examines why AI leaders are generating dramatically stronger returns than competitors and how technologies like stateful agents, spatial intelligence, and headless orchestration are changing underwriting and distribution.Beyond technology itself, the discussion highlights the cultural shifts required to unlock transformation at scale. From reducing workflow friction to improving underwriting precision and scaling operations without proportional hiring, this episode offers practical frameworks for carriers, brokers, and tech leaders navigating insurance's next era. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Episodio 117 de En Ocasiones Veo Fraudes, el pódcast de FACUA. En el editorial, Rubén Sánchez critica que las empresas distribuidoras de electricidad no hayan cumplido su obligación de compensar económicamente a los usuarios por las horas que estuvieron sin luz durante el apagón generalizado de abril de 2025. Los tres temas de actualidad: denunciamos a cinco empresas distribuidoras de electricidad ante la CNMC por no aplicar los descuentos en las facturas de los usuarios por el apagón de 2025; criticamos que la Comisión Europea se ponga del lado de las empresas y pretenda obligar a España a eliminar la tarifa semirregulada PVPC de luz; y contamos que la AEPD ha multado con 200.000 euros a la empresa de distribución Gadisa por usar ilegalmente datos de usuarios para hacer publicidad. En Terror en el supermercado, David Ávila te cuenta cuáles han sido las multas a las cadenas de distribución por haberse saltado la Ley de la Cadena Alimentaria en los últimos tres años. En Te Ayudamos, Keka Sánchez te dice cómo puedes prevenir posibles estafas en compras online a través de webs fraudulentas generadas con inteligencia artificial. En Te puede pasar a ti relatamos el caso de Rosa, a quien hemos logrado que Axa le abone los 907 euros que tuvo que pagar por un coche de alquiler durante el tiempo que su vehículo estuvo en el taller por un accidente.

Xavier Lestrade: From Insurance to Personalized Care Pathways In this episode of Scouting for Growth, Sabine VanderLinden explores the transformation of health insurance from a claims-paying model to a care partnership approach with Xavier Lestrade, Managing Director of AXA Health International within AXA Global Healthcare.  The conversation delves into how AXA Global Healthcare is redefining industry standards by transitioning from traditional insurance products to an integrated membership model focused on prevention, personalization, and digital engagement. Together, they discuss the operational, regulatory, and technological complexities of building all-in-one health platforms and the broader mission of combating medical inflation while making quality healthcare accessible globally.  This episode offers an inside look into what it takes for a leading insurer to become indispensable to its members, not just reactive in times of crisis.   KEY TAKEAWAYS The future of health insurance is defined by proactive support rather than reactive compensation. The shift Xavier and I discussed is not merely technological; it's cultural and strategic, centered on creating integrated, member-centric experiences that anticipate needs.  I learned that true differentiation in this space hinges on our ability to orchestrate seamless journeys by combining wellness, prevention, payments, and claims into a cohesive platform. The greatest challenge, according to Xavier Lestrade, is bridging regulatory regimes across payments, insurance, and healthcare, which demands expertise beyond traditional insurance boundaries. Moving forward, he sees the largest value in member experience and sustainable healthcare access, not just improved retention or cost control.  I was struck by the ambition to leverage AI and ecosystem partnerships, blending human and machine expertise to be not just insurers, but trusted medical concierges for globally mobile members. Ultimately, the discussion reinforced my belief that becoming a care partner is about operational courage, relentless execution, and an unyielding commitment to making health protection truly indispensable, even when no claim is made.   BEST MOMENTS “What happens when an insurer stops talking about becoming a care partner and actually starts building like one?” — Sabine VanderLinden “We are kind of the private banking of health insurance. Our members...are expatriates, diplomats, wealthy people, individuals willing to access and navigate the best of healthcare in the world.” — Xavier Lestrade “Bringing this all-in-one app, building bridges between wellness and prevention, virtual healthcare, and insurance into one app, helping us orchestrate the patient journeys of our members.” — Xavier Lestrade “The dream we have is to position ourselves in the eyes of our members as their medical concierge…the person they come to when they've got questions regarding preventative healthcare.” — Xavier Lestrade “The most powerful insurance isn't the policy that pays the claim—it is the partnership that prevents it in the first place.” — Sabine VanderLinden   ABOUT THE GUEST Xavier Lestrade is the Managing Director of AXA Health International within AXA Global Healthcare. With over 31 years at AXA and extensive international leadership experience, he has been at the forefront of transforming health insurance into a proactive, data-driven, and member-centered service. Xavier Lestrade leads a global business serving mobile individuals and organizations in 200 countries, focusing on integrating wellness, prevention, and streamlined healthcare journeys to position AXA as a global leader in forward-thinking health solutions.   ABOUT THE HOST Sabine VanderLinden is a corporate strategist turned entrepreneur and the CEO of Alchemy Crew Ventures. She leads venture-client labs that help Fortune 500 companies adopt and scale cutting-edge technologies from global tech ventures. A builder of accelerators, investor, and co-editor of the bestseller The INSURTECH Book, Sabine is known for asking the uncomfortable questions—about AI governance, risk, and trust. On Scouting for Growth, she decodes how real growth happens—where capital, collaboration, and courage meet. If this episode sparked your thinking, follow Sabine VanderLinden on LinkedIn, Twitter, and Instagram for more insights. And if you're interested in sponsoring the podcast, reach out to the team at hello@alchemycrew.ventures

Philippe Savajols, président d'Isospace, a construit un groupe spécialisé dans l'aménagement d'espaces de travail en partant d'une PME. Après des débuts chez AXA et Reuters, il se lance dans l'entrepreneuriat à 35 ans. Il développe l'entreprise par croissance externe et en associant ses équipes, tout en faisant face aux enjeux d'intégration et de culture entre métiers. Sa vision : avancer, apprendre et construire dans la durée.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

This “Best of the Year Thus Far” episode of Making Risk Flow brings together 11 standout conversations that map how insurance is being reshaped in real time. Across the conversations with AI leaders, risk modelers, and operators, a clear pattern emerges: the gap between leaders and laggards is widening, driven by speed of execution, not just strategy. Industry leaders explore how richer context, whether through spatial intelligence, stateful systems, or agentic workflows, is transforming underwriting from a static, data-driven exercise into a dynamic, decision-driven discipline. But technology alone isn't the answer. Culture, incentives, and human relationships remain critical to unlocking value. Together, these insights reveal an industry shifting from managing risk as a probability to understanding it as a living, evolving system.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Most of us have used ChatGPT, Claude, CoPilot or one of the many AI platforms.  Yet few of us really understand how to integrate AI into our organizations so that we get maximum benefits with the fewest possible disruptions.Meet Dr. Michael Kollo,  Chief of AI Transformation at Qualitas and author of "Future-Ready with Generative AI". He spent over 20 years in quantitative finance at BlackRock, Fidelity, and AXA before pivoting to help organisations navigate AI transformation. Michael has delivered AI programs to ANZ (4,000 staff), Macquarie, IFM Investors, and HESTA. He holds a PhD from the London School of Economics and hosts the Curious Quant podcast On this episode  of a Seat at The Table Mike will be discussingWhy AI transformation is fundamentally a mindset challenge, not a tools challenge.How the patterns he learned as a quantitative analyst during the 2008 financial crisis help him see through today's AI hype.How language-based AI is different from previous automation, and why that changes the way leaders need to think about organizational design and human roles.How to help teams adapt to AI without creating panic or paralysis.So let's sit down with Mike and get an insider's view of how to successfully bring AI into our organizations.USEFUL LINKSThe website for Michael Kollo's book: https://futurereadygenai.com/The Climb with Cherie Clonan The Climb is a podcast for people building something meaningful and finding their..Listen on: Apple Podcasts SpotifyVisit A Seat at The Table's website at https://seat.fm

Small and medium-sized enterprises accounted for 99.9% of the UK's 5.7 million new companies last year. So what does it really take to build a business from scratch today, and how easy is it to secure funding?In this episode, host Tamara Kormornick sits down with Raphael Sofoluke, the founder of the UK Black Business Show and UK Black Business Week, and Izzy Obeng, the founder and CEO of Foundervine. Both guests are on the judging panel for the AXA Startup Angel Competition from AXA Business Insurance - in partnership with the Standard - and in a couple of months they will select impressive entrepreneurs to win top prizes, including £25,000, expert mentoring, plus business insurance for a year. Together, they discuss what it takes to be a founder, including the most common mistakes, tips on how to impress investors, and how to build a supportive business network that pays dividends in the long run.Competition entries close on 21 June 2026. For more information and to enter this year's AXA startup Angel competition, visit https://axastartupangel.standard.co.uk/ Hosted on Acast. See acast.com/privacy for more information.

What if real-time data and AI could transform compliance from a regulatory burden into a competitive advantage?In this episode of Making Risk Flow, Pierre-Henri Janssens, CEO and Cofounder of Topograph, joins host Jake Harding to rethink compliance in insurance from first principles. They discuss why treating compliance as a regulatory burden limits growth, while real-time data and transparent workflows turn it into a competitive advantage. Pierre-Henri explains how connecting directly to official registries improves data accuracy, how vertical AI enhances document extraction, and why prioritizing high-impact signals prevents data overload.The conversation also explores the build-versus-buy dilemma, the complexity of scaling across jurisdictions, and how orchestrating best-in-class solutions accelerates onboarding and improves conversion. It's a pragmatic look at how insurers can transform compliance into measurable business value.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Small and medium-sized enterprises accounted for 99.9% of the UK's 5.7 million new companies last year. So what does it really take to build a business from scratch today, and how easy is it to secure funding?In this episode, host Tamara Kormornick sits down with Raphael Sofoluke, the founder of the UK Black Business Show and UK Black Business Week, and Izzy Obeng, the founder and CEO of Foundervine. Both guests are on the judging panel for the AXA Startup Angel Competition from AXA Business Insurance - in partnership with the Standard - and in a couple of months they will select impressive entrepreneurs to win top prizes, including £25,000, expert mentoring, plus business insurance for a year. Together, they discuss what it takes to be a founder, including the most common mistakes, tips on how to impress investors, and how to build a supportive business network that pays dividends in the long run.Competition entries close on 21 June 2026. For more information and to enter this year's AXA startup Angel competition, visit https://axastartupangel.standard.co.uk/ Hosted on Acast. See acast.com/privacy for more information.

What if insurance workflows could evolve faster than regulation itself? In his third appearance on Making Risk Flow, Bryan Falchuk, best-selling author, speaker,  life coach and President and CEO of PLRB, joins host Jake Harding to rethink modernization of Insurance from first principles. They discuss why layering AI onto legacy systems only reinforces the iteration trap, while agentic AI enables carriers to redesign processes around real-time data orchestration. Bryan explains why implementation can shrink from years to weeks, how orchestration replaces brittle workbenches, and why design thinking is the unlock for cultural change. The conversation also explores the shifting role of underwriters and claims professionals, from data processors to strategic advisors. It's a clear-eyed look at how insurers can build adaptive, future-ready operations without wholesale system replacement today.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In 2003, Premier Wen Jiabao warned that China's growth model was unbalanced between supply and demand, over-reliant on investment and exports. More than 20 years later, the imbalance is smaller — but China is vastly larger. What its economy produces and exports now moves global markets. The argument about China's external surplus is no longer just a spat between Beijing and Washington.Yiping Huang, Dean of the National School of Development at Peking University, has written a chapter in the fourth Paris Report, published jointly by CEPR and Bruegel, examining China's structural imbalances from the inside. His argument: the same policies that powered 45 years of growth also suppressed household income and consumption. Factor market distortions, especially artificially low interest rates, kept the cost of capital down and subsidised state-owned enterprises; decentralised GDP-target competition pushed local governments toward investment and industrial expansion rather than services and household support.The result was a powerful supply side with a persistently weak domestic demand side. When you produce more than you can sell at home and you are a small economy, you export the rest. When you are the world's second largest economy, the world notices. China's consumption share of GDP rose from around 50% in 2010 to 57% in 2024, still well below the mid-seventies average of comparable economies, and two fresh crises complicate the path. The property market has been contracting since mid-2021 and it is now a drag on local government finances, household wealth, and bank balance sheets. Local government subsidies have created overcapacity in new industries such as electric vehicles and batteries. Huang's conclusion is that rebalancing is necessary and achievable, but it requires the government stepping back from direct resource allocation, the private sector and market taking on larger roles in innovation, and a significant strengthening of social protection to give households both the income and the confidence to spend.The report discussed in this series of episodes:Rey, Hélène, Beatrice Weder di Mauro, and Jeromin Zettelmeyer (eds). 2026. The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Free to download at cepr.org.The chapter discussed in this episode:Huang, Yiping. 2026. "Rebalancing of the Chinese economy: Challenges and policy options." In Rey, Weder di Mauro, and Zettelmeyer (eds), The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. To cite this episode:Phillips, Tim, and Yiping Huang. 2026. “Rebalancing the Chinese Economy”. VoxTalks Economics (podcast).Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About Paris Report 4The fourth Paris Report, The New Global Imbalances, is a joint publication of CEPR and Bruegel. It was edited by Hélène Rey (London Business School and CEPR), Beatrice Weder di Mauro (Geneva Graduate Institute and CEPR, and President of CEPR), and Jeromin Zettelmeyer (Bruegel and CEPR). The report examines how, in a high-debt and fragmented world, excess savings, rising surpluses, and rising deficits pose a risk to stability and undermine the global trading system. It is free to download at cepr.org.About the guestYiping Huang is Dean of the National School of Development at Peking University. [verify URL before publishing] He is one of China's leading macroeconomists, with research spanning China's economic transition, financial reform, and the political economy of development. He has advised Chinese policymakers and international institutions including the IMF and the Asian Development Bank on issues of growth, financial reform, and structural change.Research cited in this episodeAsymmetric liberalization is Yiping Huang's term for the approach China took when reforming its economy from the 1980s onward. Rather than the shock therapy adopted by former Soviet economies — privatising state-owned enterprises overnight and hoping markets would fill the gap — China used a dual-track approach. It opened the economy to private firms and foreign investors while maintaining state-owned enterprises in parallel, accepting some inefficiency in exchange for stability in output, employment, and growth. To subsidise the SOEs without direct fiscal transfers, the government kept factor markets, particularly financial markets, partially distorted: deposit and lending rates were held below market-clearing levels, reducing funding costs and effectively transferring income from savers and households to producers. The result was a very strong supply side and a structurally weak domestic demand side, which Huang identifies as the root cause of China's persistent external surpluses.Involution (Chinese: 内卷, nèijuǎn) is a term in wide use in China to describe a particular form of competitive overextension: effort that intensifies without producing proportional gains in quality, efficiency, or welfare. In the economic policy context Huang uses it, involution refers to the overcapacity problem in China's newer industries, including electric vehicles, batteries, and solar panels. Local governments, motivated by GDP targets and decentralised competition, have subsidised capacity expansion in these sectors without requiring corresponding advances in technology or product quality. The result is high-volume, low-margin competition that can suppress prices globally while leaving firms unable to earn sustainable returns domestically. Huang distinguishes this from the property market crisis, which has a different structure and cause.New quality productive forces is the term used in China's 15th Five-Year Plan (2026 to 2030) to describe the supply-side transformation the government is aiming for: a shift away from labour-intensive, low-value-added manufacturing toward high-technology, innovation-driven sectors. It reflects the recognition that the industries China dominated in its first decades of reform — low-cost assembly, commodity manufacturing — are no longer competitive given rising domestic wages and costs, and that the next stage of growth has to be driven by productivity and technology rather than factor accumulation.The 15th Five-Year Plan (2026 to 2030) is China's current medium-term planning document. Huang identifies two key anchors: the development of new quality productive forces on the supply side, and a shift toward domestic demand — particularly private consumption — on the demand side. The plan signals a different role for government, more focused on providing social infrastructure, basic research, and protection for households, and less focused on direct resource allocation and industrial project selection. Huang describes the two anchors as a circuit: if supply-side innovation and demand-side consumption can be connected efficiently, the Chinese economy can sustain growth for much longer without relying on external demand.The Japan comparison is used by Huang to set expectations for China's consumption rebalancing. Japan's private consumption share of GDP was at its lowest in 1970 and did not reach the average of comparable advanced economies — around the mid-seventies — until around 2010: a process of roughly forty years. China's consumption share is currently around fifty-seven percent, still well below that average. Huang acknowledges the parallel but expresses hope that China can close the gap faster than Japan did; the point of the comparison is that raising household consumption is a structural, decades-long process, not a policy lever that can be pulled in a single plan cycle. It requires sustained growth in household income and improvement in the social safety net to reduce precautionary saving.China's current account surplus peaked at 9.8% of GDP in 2007, immediately before the global financial crisis. Huang notes that significant adjustment has already taken place: the average surplus between 2018 and the mid-2020s was below two percent of GDP, and the investment share of GDP fell from a peak of forty-seven percent in 2011 to forty-one percent in 2024. The surplus rose to 3.7% of GDP in 2024 partly as a result of weak domestic demand following the property market correction. Huang's argument is that the external imbalance and the internal consumption shortfall are the same problem viewed from different angles; fixing one requires fixing the other.More VoxTalks Economics episodesThis is the third episode in our series on Paris Report 4. In the first episode, Maurice Obstfeld of the Peterson Institute for International Economics examines the history of global imbalances and what previous episodes can teach today's policymakers. In the second episode, Gilles Moëc, Chief Economist at AXA, explains why the US government is so keen to promote stablecoins and the risks they may pose to the financial system.For an interview with two of the report's editors, Beatrice Weder di Mauro and Jeromin Zettelmeyer, on the problem of global imbalances, listen to The Sound of Economics, Bruegel's podcast. Available at bruegel.org.

À un an de la présidentielle en France, le président du Rassemblement national Jordan Bardella déjeune lundi 20 avril avec le comité exécutif du Medef, la principale organisation patronale. Deux semaines plus tôt, Marine Le Pen dînait avec des patrons du CAC 40. Par pragmatisme, cynisme ou par conviction idéologique, les grands patrons assument de plus en plus un rapprochement avec l'extrême droite.  Qu'il semble loin le temps où Laurence Parisot, alors présidente du Medef, publiait Un piège bleu Marine, livre dans lequel elle dénonçait le danger que représentait à ses yeux Marine Le Pen et où elle rappelait la complaisance de la fille de Jean-Marie Le Pen vis-à-vis des propos racistes et antisémites de son père. Le patronat désormais se montre prêt à discuter, quand il ne se montre pas séduit par l'extrême droite. Il y a dans cette bascule une part de pragmatisme, pour ne pas dire de cynisme. L'extrême droite s'est retrouvée au second tour à trois reprises sur les cinq dernières présidentielles, et même si les sondages ne font pas l'élection, l'Élysée semble plus que jamais à portée de main de son ou sa représentante en 2027. Alors les grands patrons, les PDG de TotalEnergie, Capgemini, Engie, Renault, Accor préfèrent ouvrir le dialogue « au cas où ». « Nous sommes en démocratie, il faut parler à tout le monde », justifie Thomas Buberl, le patron allemand de l'assureur Axa pour expliquer sa participation au fameux dîner avec Marine Le Pen. Des patrons rassurés par l'exemple italien Cette « fréquentabilité » retrouvée est aussi le fruit d'un long travail du Rassemblement national pour lisser son image auprès des patrons. Le RN cherche désormais à se donner l'image d'un parti sérieux sur le plan économique. Même s'il reste foncièrement eurosceptique, officiellement il ne défend plus une sortie de l'Union européenne ni même de l'euro. De quoi rassurer des patrons attachés au grand marché européen. Des patrons rassurés aussi par l'exemple italien : à la tête d'un gouvernement d'extrême droite, Giorgia Meloni a rétabli le déficit public italien -  au moins en apparence - et sur la scène extérieure, elle a abandonné ses promesses de souveraineté pour nouer des alliances pragmatiques à Bruxelles avec les conservateurs allemands. Même sur l'immigration, le discours s'est durci mais ça n'a pas empêché Rome d'accorder 500 000 visas à des travailleurs extra-européens pour fournir aux entreprises la main-d'œuvre dont elles ont besoin. Et tant pis tout cela si cela se traduit par une politique réactionnaire sur le plan intérieur, les patrons sont d'autant plus prêts à l'accepter que ce ne sont pas eux qui en subissent les conséquences. À lire aussiSilicon Valley: «On assiste aujourd'hui à la prise de pouvoir d'un libertarianisme autoritaire» Ce revirement d'une partie des patrons français vis-à-vis du Rassemblement national est aussi le fruit d'une véritable entreprise idéologique, un travail de fond mené par des hommes d'affaires qui ont fait de l'union des droites un véritable projet politique et sociétal. De la même manière qu'aux États-Unis on a vu comment les grands patrons de la tech Elon Musk, Sam Altman, Mark Zuckerberg, Peter Thiel, Jeff Bezos se sont mis au service de Donald Trump et de ce que certains chercheurs qualifient déjà de technofascisme, en France les milliardaires ultraconservateurs Vincent Bolloré et Pierre-Édouard Stérin ont mis leurs empires médiatiques et financiers au service de leurs agendas idéologiques et de leurs obsessions identitaires. Sur le devant de la scène comme en coulisses, ils œuvrent à ce rapprochement depuis des années.

In der heutigen Folge widmen wir uns dem aktuellen Thema Altersvorsorge und der laufenden Reform des Altersvorsorgegesetzes, das gerade für viele Schlagzeilen sorgt. Unser Gastgeber Herbert Jansky begrüßt dazu den Branchenexperten Patrick Dahmen. Gemeinsam sprechen sie darüber, wie die Deutschen zum Thema Altersvorsorge stehen, warum Unsicherheit und Aufklärungsbedarf so groß sind und welche Auswirkungen die Reformen für Verbraucher und Versicherer haben könnten.Patrick Dahmen, ehemaliger Vorstand in Spitzenpositionen bei AXA und HDI sowie heutiger Unternehmensberater, teilt exklusive Einblicke aus einer aktuellen Studie, die das Investitionsverhalten, die Erwartungen und Wünsche der Deutschen in Sachen Altersvorsorge beleuchtet. Wir erfahren, welche Rolle Banken, Versicherer, Neobroker und digitale Beratung heute spielen, warum das Vertrauen in Banken besonders groß ist und was Versicherer jetzt unternehmen müssen, um relevant zu bleiben.Freut euch auf praxisnahe Empfehlungen, lebhafte Diskussionen über Digitalisierung, KI in der Beratung und den „Wake-up Call“ für die Versicherungsbranche. Diese Folge ist ein Muss für alle, die sich für die Zukunft der Altersvorsorge interessieren!Schreibt uns gerne eine Nachricht!Folge uns auf unserer LinkedIn Unternehmensseite für weitere spannende Updates.Unsere Website: https://www.insurancemondaypodcast.de/Du möchtest Gast beim Insurance Monday Podcast sein? Schreibe uns unter info@insurancemondaypodcast.de und wir melden uns umgehend bei Dir.Dieser Podcast wird von dean productions produziert.Vielen Dank, dass Du unseren Podcast hörst!

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding sits down with Jay Wallace of VulnCheck about how real-time exploit intelligence is reshaping cyber insurance. They unpack why traditional CVSS scoring falls short and how modeling threat actor behaviour offers a clearer picture of risk. Jay explains how carriers can use machine-readable data feeds to automate underwriting and continuously monitor exposure post-binding. The conversation also highlights the value of proactive threat notifications in reducing claims and strengthening client trust. Jay and Jake also explore how AI and automation enhance, not replace, analysts, and why the most successful insurers are shifting from a profit-centric mindset to a partnership-driven approach focused on prevention, resilience, and long-term value creation.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Three times since the 1970s, global imbalances have grown large. In the 1980s, the US trade deficit ballooned under Volcker's tight money and Reagan's tax cuts and military spending. In the 2000s, a global savings glut and then a US housing credit boom pushed the deficit to 6% of GDP. Today, the imbalances are back. The US current account deficit stood at 3.9% of GDP in 2025. The policy medicine this time: tariffs.Maurice Obstfeld of the Peterson Institute for International Economics and CEPR has written a chapter in the fourth Paris Report, published jointly by CEPR and Bruegel, examining that history, how policymakers responded, and what it can tell us about the effectiveness of policy remedies in 2026. He tell Tim Phillips that blaming foreigners misdiagnoses the problem if the US saves too little and invests heavily. The gap has to be financed from abroad. Good policy for the new global imbalances would requires three actors to move together: fiscal consolidation in the US, stronger consumption in China, and more investment in Europe. All three would benefit, none are close to doing it. The longer the can is kicked, Obstfeld warns, the greater the risk that the resolution arrives the way it always has: not through policy, but through crisis.The report discussed in this series of episodes:Rey, Hélène, Beatrice Weder di Mauro, and Jeromin Zettelmeyer (eds). 2026. The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Free to download at cepr.org.The chapter discussed in this episode:Obstfeld, Maurice. 2026. "Global imbalances redux." In Rey, Weder di Mauro, and Zettelmeyer (eds), The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel.To cite this episode:Phillips, Tim, and Maurice Obstfeld. 2026. “Global imballances redux”, VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About Paris Report 4The fourth Paris Report, The New Global Imbalances, is a joint publication of CEPR and Bruegel. It was edited by Hélène Rey (London Business School and CEPR), Beatrice Weder di Mauro (Geneva Graduate Institute and CEPR, and President of CEPR), and Jeromin Zettelmeyer (Bruegel and CEPR). The report examines how, in a high-debt and fragmented world, excess savings, rising surpluses, and rising deficits pose a risk to stability and undermine the global trading system. It is free to download at cepr.org.About the guestMaurice Obstfeld is Senior Fellow at the Peterson Institute for International Economics and a Research Fellow of CEPR. He served as Chief Economist of the International Monetary Fund from 2015 to 2018. His research spans international finance, exchange rate economics, and macroeconomic policy. He is a former member of the Council of Economic Advisers under President Obama.Research cited in this episodeThe Plaza Accord (1985) was a joint agreement between the US, West Germany, France, the United Kingdom, and Japan to intervene in foreign exchange markets to depreciate the US dollar. It was negotiated because a surging dollar, driven by Volcker's tight monetary policy and the Reagan fiscal expansion, had pushed the US current account deficit to then-unprecedented levels and created severe competitive pressure on US manufacturing. The accord moved the dollar, but did not resolve the underlying imbalances; those were corrected by German reunification and the Japanese asset bubble, which were not planned by anyone.The Louvre Accord (1987) was a follow-up agreement among the same countries to stabilise the dollar once it had depreciated far enough. Obstfeld uses both episodes to illustrate that exchange rate agreements address the symptom, not the cause, and tend to sidestep the hard political decisions about fiscal policy.The global savings glut hypothesis, associated with Ben Bernanke, holds that rising savings outside the US in the early 2000s, particularly from Asian economies building dollar reserves after the Asian financial crisis and from oil exporters, depressed global interest rates and drove capital into US assets. Obstfeld argues that from around 2002 onward the better explanation is US demand pulling capital in: loose Fed policy, the housing boom, subprime lending, and equity extraction from rising home values all drove US spending higher, and the current account deteriorated as the dollar fell rather than rose.The One Big Beautiful Bill Act is US tax legislation that prevents the expiration of tax cuts that had been written into law, effectively delivering a tax reduction. Obstfeld points out that by lowering national saving it pushes the current account in the opposite direction to what the administration wants, partly undoing whatever modest deficit-reducing effect the tariffs might have through their revenue.The Draghi report and the Letta report are European policy documents calling for deeper integration, more investment, improved competitiveness, and a completion of the EU's capital markets and banking unions. Obstfeld cites them as pointing in the right direction for reducing Europe's current account surplus, alongside the defence spending increases that European countries are now pursuing.More VoxTalks Economics episodesThis episode is the first of two published simultaneously to mark the launch of Paris Report 4. In the second episode, Gilles Moëc, Chief Economist at AXA, explains why the US government is so keen to promote stablecoins and the risks they may pose to the financial system in the US and Europe.For an interview with two of the report's editors, Beatrice Weder di Mauro and Jeromin Zettelmeyer, on the problem of global imbalances, listen to The Sound of Economics, Bruegel's podcast. Available at bruegel.org.

A radical macroeconomic experiment is under way at exactly the moment the US external position is showing signs of real stress.Gilles Moëc, Chief Economist at AXA, has written a chapter in the fourth Paris Report, published jointly by CEPR and Bruegel, on stablecoins: what they are, why the US government is so keen to promote them, and what risks they carry. His argument is that stablecoins are a fast-growing digital asset backed almost entirely by short-dated US government debt. When investors buy a dollar stablecoin, they are effectively buying into a US T-bill at zero interest; the platform keeps the yield. The US government likes this because it draws global savings into dollar assets at minimal cost, extending the dollar's reach and helping fund the deficit. But the regulatory framework has a three-year grace period and leaves supervision partly to the states, which compete to attract platforms. And there's the historical parallel: find out how the National Banking Acts of 1863 and 1864 give us an insight into the attraction, and risks, of using stablecoins in this way.The report discussed in this series of episodes:Rey, Hélène, Beatrice Weder di Mauro, and Jeromin Zettelmeyer (eds). 2026. The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Free to download at cepr.org.The chapter discussed in this episode:Moëc, Gilles. 2026. "Stablecoins and global imbalances: Attempting to preserve the US exorbitant privilege." In Rey, Weder di Mauro, and Zettelmeyer (eds), The New Global Imbalances. Paris Report 4. CEPR Press and Bruegel. Chapter 9, p. 210.To cite this episode:Phillips, Tim, and Gilles Moëc. 2026. "Stablecoins and Global Imbalances." VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About Paris Report 4The fourth Paris Report, The New Global Imbalances, is a joint publication of CEPR and Bruegel. It was edited by Hélène Rey (London Business School and CEPR), Beatrice Weder di Mauro (Geneva Graduate Institute and CEPR, and President of CEPR), and Jeromin Zettelmeyer (Bruegel and CEPR). The report examines how, in a high-debt and fragmented world, excess savings, rising surpluses, and rising deficits pose a risk to stability and undermine the global trading system. It is free to download at cepr.org.About the guestGilles Moëc is Chief Economist at AXA and Head of AXA Research. He previously held senior roles at in the French civil service, Banque de France, and Bank of America Merrill Lynch. His research covers macroeconomics, monetary policy, and the European economy.Research cited in this episodeStablecoins are privately issued digital tokens whose value is pegged to an existing fiat currency, typically the dollar, and backed by safe and liquid assets, typically short-dated US Treasury bills. Unlike most cryptocurrencies, they are designed to maintain a stable exchange rate with the pegged currency. Platforms issue the tokens and invest the cash received in T-bills, keeping the interest for themselves; holders receive no yield. Stablecoin platforms may have absorbed roughly twenty to twenty-five percent of net US T-bill issuance.The GENIUS Act (Guiding and Establishing National Innovation for US Stablecoins) is the US federal legislation organising the stablecoin market. It requires platforms to hold back-to-back liquid assets as reserves and establishes common minimum standards across states. Regulatory competition across states means platforms can seek the most permissive jurisdiction. European regulation, MiCA, is more detailed and already in force but has not yet generated European platforms.Exorbitant privilege describes the advantage the US gains from issuing the world's dominant reserve currency. For decades, foreigners were content to hold low-yielding dollar assets while Americans invested in higher-returning foreign assets; the result was a positive US income balance despite a large trade deficit. In 2024, for the first time in modern records, the income balance turned negative: the US was paying more on its foreign liabilities than it was earning on its foreign assets. The National Banking Acts of 1863 and 1864 created a system of private national banks that issued dollar banknotes backed by US government bonds. The structure is the closest historical parallel to today's stablecoin framework: private platforms issuing dollar-denominated tokens backed by government debt. The system required over-collateralisation (one hundred and ten dollars of bonds for every one hundred dollars of notes) and included a Treasury backstop. Milton Friedman, in his Monetary History of the United States, identified the key flaw: money supply became tied to the quantity of public debt rather than the needs of the economy. The system was replaced by the Federal Reserve in 1913.De-dollarisation refers to the trend in some countries toward conducting trade and holding reserves in currencies other than the dollar. Moëc notes examples such as Iranian demands for non-dollar payments for passage through the Strait of Hormuz. Stablecoins work against this trend by making dollar access easier and cheaper for people in developing countries with weak or distrusted domestic financial systems; rather than buying dollars directly, they can buy a dollar-pegged token through a digital platform. More VoxTalks Economics episodesThis episode is the second of two published simultaneously to mark the launch of Paris Report 4. In the first episode, Maurice Obstfeld of the Peterson Institute for International Economics examines the history of global imbalances and what today's policymakers can learn from previous episodes. For an interview with two of the report's editors, Beatrice Weder di Mauro and Jeromin Zettelmeyer, on the problem of global imbalances, listen to The Sound of Economics, Bruegel's podcast. Available at bruegel.org.

In this episode of Making Risk Flow: Exploring the Ecosystem, host Juan de Castro sits down with Nicolas Zerbib, Co-President and CIO at Stone Point Capital, to unpack how AI is reshaping, not replacing, the insurance brokerage model. Nick explains why retention and complexity remain the strongest defenses against disruption, and how brokers can use AI to improve efficiency without losing their edge. From reducing operating costs to enhancing onboarding and preserving institutional knowledge, AI emerges as a powerful enabler rather than a threat. The conversation also highlights the structural advantages of the broker channel, including regulatory accountability and E&O risk, which AI cannot easily replicate. For brokers and investors alike, this episode offers a clear, tactical playbook for thriving in a rapidly evolving insurance landscape.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Dans cet épisode du podcast L'Entreprise de demain, Delphine Zanelli analyse les transformations du management et du leadership à partir de sa conversation avec Sandrine GIRSZYN, DRH du siège d'AXA.Comment redonner envie de manager dans un contexte d'injonctions paradoxales permanentes ? Comment accompagner concrètement les managers lorsque le management se pratique dans un monde du travail de plus en plus incertain et fragmenté ?Dans cet épisode débrief, Delphine Zanelli revient sur les idées clés de l'épisode consacré au management d'équipe et au leadership des managers, et met en perspective les pratiques managériales mises en œuvre chez AXA par Sandrine.Elle partage également ce que ces conversations révèlent sur l'évolution du management et du rôle du manager dans les organisations.Trois enseignements majeurs émergent de cet épisode sur le management d'équipe :le manager est une population isolée qui a besoin d'attention, pas de programmes,ce qui change vraiment, c'est la régularité et la co-construction — pas l'outil,l'exemplarité des leaders RH est la condition sine qua non de tout dispositif qui fonctionne.Dans ce débrief consacré au management, Delphine Zanelli met ces idées en résonance avec deux conversations du podcast qui illustrent concrètement les transformations du leadership et du management d'équipe : avec l'équipe du programme 1000 Managers de la Banque Postale, et avec une table ronde réunissant Fabienne Broucaret, Aurélie Durand, Laëtitia Vitaud et Noémie Guérin. À la fin de l'épisode, une pratique managériale simple destinée aux DRH et responsables RH qui souhaitent créer les conditions d'un vrai soutien à leurs managers, pas seulement les former.Cet épisode s'adresse particulièrement aux DRH et responsables RH qui cherchent des leviers concrets pour accompagner leurs managers.Lien vers les épisodes en résonance : Pratique managériale en 2026 : regards croisés d'auteurs sur le travail et le management : https://audmns.com/biWEXKcL'équipe "1000 managers" - Coach ou leader, la nouvelle posture du manager : https://audmns.com/IQrPUnP

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Nick Franz, founder of Altitude Intelligence, on why traditional underwriting data can obscure true risk exposure. Due to his background in intelligence, Nick has asked that we protect his identity. Nick shares how geospatial and spatial intelligence, rooted in military tradecraft, can transform insurance decision-making. They explore why risk must be understood as a dynamic system, not a static label, and how embedding context at data ingestion enables faster, more accurate underwriting. From identifying hidden dependencies to avoiding outdated datasets, the conversation reveals how leading insurers are building a durable competitive edge. The takeaway is clear: those who integrate intelligence-driven insights today will outperform, while others risk compounding losses and blind spots.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Your product data wasn't built for AI agents. Here's why that's a problem. In the latest episode of RETHINK Retail's award-winning AiR (AI in Retail) podcast series, host Jamie Tenser sits down with @Anne-Claire Baschet, Chief Data & AI Officer at @Mirakl and a Top AI Leader recognized by RETHINK Retail, to explore the seismic shift happening in retail discovery right now. Anne-Claire brings a rare combination of deep technical expertise and strategic vision, from her roots as a Data Scientist at AXA to leading e-commerce platforms at Aramis Group, and now driving AI innovation at Mirakl. As a recognized leader in the AI retail space, she's at the forefront of what she calls the "agentic era" in commerce. The reality check: • 53 million shopping queries happen daily on ChatGPT alone • 60% of shoppers now use AI in their shopping journey • Traditional keyword optimization? It's no longer enough What retailers must do now: ✓ Product data & API infrastructure – Make your catalog AI-responsive, not just mobile-responsive ✓ Brand content & social proof – Build trust signals that AI agents recognize ✓ Pricing transparency – Show the real price (product + promo + tax + shipping) ✓ Fulfillment capabilities – Accurate stock and delivery promises matter more than ever ✓ Performance tracking – Test, learn, and optimize for agentic channels Anne-Claire's advice for 2026? "Experiment. The ones who win are going to be those whose products AI can actually find, understand, and recommend."

Dans ce nouvel épisode, Delphine Zanelli a le plaisir d'accueillir Sandrine Girszyn, Directrice des Ressources Humaines du siège d'AXA. J'ai souhaité la recevoir après avoir découvert les actions qu'elle met en place pour accompagner les managers, avec une approche très concrète centrée sur leurs besoins.Dans cet épisode, nous parlons de pratique managériale à partir d'un dispositif structurant : la création d'une communauté managériale. Sandrine Girszyn explique comment cette initiative est née d'un constat simple : le manager est aujourd'hui pris entre des injonctions multiples, performance, collectif, transformations... et manque d'espaces pour prendre du recul et échanger avec ses pairs.Sandrine détaille la manière dont cette communauté a été construite dans la durée, avec des conférences mensuelles, des temps d'échange informels, et une logique de co-construction avec les managers. L'objectif n'est pas de proposer un modèle unique, mais de créer des conditions pour que chacun puisse développer sa pratique managériale à partir de ses enjeux.L'épisode met en lumière plusieurs enseignements clés :créer des temps réguliers et non ponctuels pour ancrer les pratiquesproposer des formats variés (conférences, co-développement, workshops) pour s'adapter aux besoinssortir d'une logique descendante pour co-construire avec les managersreconnaître le rôle du manager comme relais concret des transformations dans l'entrepriseNous abordons également la manière d'accompagner les transformations, notamment l'intelligence artificielle. Sandrine Girszyn insiste sur la nécessité d'expérimenter, de laisser le temps d'appropriation et de dédramatiser les changements. Le manager joue ici un rôle clé pour rendre ces évolutions compréhensibles et applicables au quotidien.Autre point central : le collectif. À travers des initiatives comme les “Lunch and Learn”, ouverts à tous les collaborateurs, AXA crée des espaces de décloisonnement et d'apprentissage partagé. Ces dispositifs contribuent à renforcer l'engagement des collaborateurs et à recréer du lien dans un contexte de travail hybride.Enfin, cet échange rappelle que la fonction RH ne transforme pas seule une organisation. Elle crée un cadre, propose des dispositifs, mais ce sont les managers qui font vivre ces pratiques au quotidien dans leurs équipes.

In this episode of Making Risk Flow: Exploring the Ecosystem, host Juan de Castro speaks with Sam Lewis, VP of Product, Engineering, and Data at Cytora, about how agentic AI is reshaping insurance workflows. They explore the shift from manual, fragmented processes to seamless, stateful systems that use memory and context to manage end-to-end submissions. Sam explains why the real barrier to digitization has been behavioral, not technical, and how designing for zero workflow disruption drives adoption among brokers. The conversation unpacks how AI agents increase underwriting capacity, improve responsiveness, and enable more consistent risk selection. They also discuss routing submissions intelligently, closing data gaps through enrichment, and freeing underwriters to focus on judgment-based decisions. The result is a more scalable, efficient, and accessible insurance ecosystem powered by always-on automation and intelligent orchestration.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Jon Francis, Chief Product Officer at Chimnie, about why the future of property insurance underwriting depends on transparent, high-quality data. Jon explains how flawed or overly averaged property data can distort rebuild cost models, misprice risk, and ultimately drive adverse selection across insurance portfolios. He outlines practical methods for validating external data providers at scale, including large-volume testing to uncover hidden discrepancies that vendor samples often miss. The conversation also introduces a structured approach for transitioning to more accurate data systems while maintaining internal trust and regulatory confidence. From uncovering edge-case property characteristics to enabling frictionless quote journeys, Jon shows how granular property intelligence can become a powerful competitive advantage for insurers willing to modernize their risk data infrastructure.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

What does it take to transform from a technical legal expert into a strategic conductor of organisational change? Keiko Uchida, Head of Legal and Compliance at Roche Diagnostics Japan, shares her journey to leadership from playing the figurative “violin in an orchestra” to becoming “the conductor.”Discover what it means to move from solving one case with 100 pieces of evidence to solving 100 questions with almost none, and why doubling productivity in Japanese companies has become Keiko Uchida's driving purpose.If you enjoyed this episode and it inspired you in some way, we'd love to hear about it and know your biggest takeaway. Head over to Apple Podcasts to leave a review and we'd love it if you would leave us a message here!In this episode you'll hear:The powerful conversation that shifted her entire career trajectoryWhy being a housewife became her greatest strength rather than a setbackHow Keiko is building a regional legal network across APAC Her favourite book and other fun facts About KeikoKeiko Uchida is the Head of Legal & Compliance at Roche Diagnostics K.K., where she sits on the leadership team as a direct report to the CEO and oversees legal affairs, compliance, data privacy, corporate governance, and risk management across the organisation.Since joining Roche in 2022, Keiko has played a pivotal regional leadership role, earning the “Change Maker of the Year 2024” award for APAC in recognition of her impact in building a high-performing, collaborative legal network across the region, as well as driving market-focused partnerships between legal, security, and commercial operations teams. One of her team members was also recognised as VIP of the Year 2024 within Roche Diagnostics Japan — a reflection of her strength as a people leader.Before Roche, Keiko served as Corporate Officer, General Counsel, Chief Compliance Officer, and Data Privacy Officer at AXA General Insurance Co., Ltd., where she led legal and compliance transformation initiatives during a period of organisational change. She previously held senior legal and corporate secretary roles within AXA, and earlier in her career practiced as a lawyer in private practice after completing her legal training in Japan.Keiko's career is uniquely cross-sector, with earlier professional experience in financial institutions including J.P. Morgan and Shinsei Trust Bank, as well as academic work as an Assistant Professor at a research center of The University of Tokyo. She later returned to the University of Tokyo to complete her J.D., following a Master's degree in law from Kyoto University.Recognised on the Legal 500 GC Powerlist Japan 2023, a panelist at GC Summit 2024, and co-author of a practical legal handbook on contract law published in 2023, Keiko is known for blending deep legal expertise with organisational leadership and strategic thinking.Her professional passion lies in balancing opportunity and risk while building high-performing organizations, and outside of work she enjoys traveling and exploring new cultures.Connect with KeikoLinkedIn: https://www.linkedin.com/in/keiko-uchida-3bab7a30/ LinksHow to Win Friends and Influence People: https://amzn.asia/d/09azrBtm Connect with Catherine LinkedIn https://www.linkedin.com/in/oconnellcatherine/Instagram: https://www.instagram.com/lawyeronair

Cécile Wendling est prospectiviste et fondatrice de Panoramique, elle pense à 20, 30, 100 ans — pas par anxiété, mais par élan de vie. Cécile a dirigé la prospective du groupe AXA avant de tout quitter pour créer sa propre structure. Elle a passé des années à aider des organisations, des dirigeants, des individus à se projeter dans le temps long — pas pour prédire l'avenir, mais pour l'écrire lucidement. Elle est sociologue, constructiviste, et elle a cette capacité rare de transformer ce qui nous paralyse en terrain fertile. Je la connais depuis un moment, j'admire sa façon de tenir les deux bouts sans jamais tomber ni dans le catastrophisme ni dans la pensée magique.Dans cet épisode, nous parlons de ce qui nous empêche de nous projeter, de pourquoi la crise est peut-être autant un construit social qu'une réalité, et de comment le temps lui-même est une invention que la société nous impose. J'ai questionné Cécile sur les inégalités face au futur, sur l'Afrique comme laboratoire mondial de l'innovation, sur le conatus de Spinoza comme boussole intérieure, sur ce que ça fait vraiment de sauter d'un grand paquebot pour pagayer dans un petit rafiot. On parle aussi de ce qu'on transmet aux enfants, de l'entraide comme ressource immatérielle, de la dépendance au sentier, du clavier AZERTY et des déchets nucléaires — et tout ça forme un fil cohérent, joyeux, profond, sur la façon dont on peut reprendre la main sur son avenir.3. CITATIONS MARQUANTES"Chacun de nous écrit l'avenir chaque jour par ses décisions. Avoir des décisions de temps long, c'est ça aussi œuvrer à une humanité différente." (Partie 1, ~06:00)"Si on n'est pas capable d'imaginer un avenir où on est heureux de vivre, on ne peut pas le créer, on ne peut pas le faire advenir." (Partie 1, ~30:30)"Le pouvoir a besoin de tristesse parce qu'il sait la contrôler, il sait la manipuler." (Cécile citant Deleuze, Partie 1, ~15:10)"Le vide n'existe pas. Mais ça, tu t'en rends compte que quand tu es dans ton petit rafiot à pagayer." (Partie 2, ~08:20)"Claquer la porte à la violence. Et ouvrir la porte au temps long, à se projeter et inventer l'avenir." (Partie 2, ~25:15)4. IDÉES CENTRALES DISCUTÉES 1. Le temps long comme acte politique et humaniste Titre : Décider loin, c'est résister Explication : Dans un monde qui nous force au temps court (contenus jetables, polycrise, dopamine instantanée), choisir de s'inscrire dans une pratique longue — yoga, instrument de musique, doctorat, engagement — est une forme de résistance et d'émancipation. Ce n'est pas de la lenteur, c'est de la profondeur. Pourquoi c'est important : Parce que sans cette capacité, on devient réactif plutôt qu'acteur. Et Cécile montre que cette inégalité face au temps long a des conséquences concrètes : santé, épargne, alimentation. Timestamp : Partie 1, ~05:00 → 09:002. La crise comme construction sociale — et ses angles morts Titre : On a mis des lunettes grises, et on a oublié qu'on pouvait les enlever Explication : Cécile questionne frontalement notre façon de nommer "crise" tout ce qui arrive. Ce label n'est pas neutre : il induit des décisions précipitées, sacrifie ce qu'on juge "non essentiel" (la culture pendant le Covid), et nourrit les passions tristes au sens de Spinoza — peur, résignation, paralysie — qui nous coupent de notre élan vital. Pourquoi c'est important : Parce que changer de lunettes n'est pas de la naïveté. C'est un acte cognitif et politique qui ouvre d'autres modes d'action. Timestamp : Partie 1, ~12:00 → 17:003. Le conatus : le feu qu'on ne développe pas, qu'on libère Titre : Ce n'est pas ton cerveau qui sait — c'est ton feu Explication : Face à l'angoisse des parents devant l'IA et les métiers de demain, Cécile propose une réponse contre-intuitive : au lieu de regarder à l'extérieur, se reconnecter à son désir le plus intime. Le conatus (Spinoza) — cet élan vital propre à chacun — ne se développe pas, il se libère : par le lien, l'engagement, la contemplation, et en ôtant la pression de l'ultra-performance. Pourquoi c'est important : Parce que c'est la seule boussole stable dans un monde incertain. Timestamp : Partie 2, ~01:30 → 03:304. L'entraide comme ressource immatérielle — invisible, mais fondamentale Titre : Ce qu'on ne mesure pas, on le détruit Explication : Depuis Thatcher et Reagan, nos sociétés ont surinvesti ce qui se mesure (PIB, productivité) et désinvesti les ressources immatérielles : confiance, empathie, entraide. Or ces ressources fonctionnent comme le temps long — plus on les nourrit, plus elles grandissent ; si on les abandonne, le lien social s'effondre rapidement. La tontine féminine, Leetchi détourné par des agriculteurs, le low-tech africain : l'entraide existe partout, souvent invisible. Pourquoi c'est important : Parce que face aux inégalités que les politiques macroéconomiques ne savent pas résoudre, l'entraide locale est la réponse de terrain la plus puissante et la plus rapide à activer. Timestamp : Partie 1, ~20:00 → 24:005. La dépendance au sentier — pourquoi le passé emprisonne le futur Titre : Le clavier AZERTY et les déchets nucléaires ont la même origine Explication : Se projeter en arrière ne sert pas à répéter le passé, mais à identifier les "dépendances au sentier" et les "effets cliquet" : des choix initiaux qui contraignent toutes les décisions suivantes. Le clavier AZERTY (conçu pour ralentir les dactylos), le nucléaire (conçu pour miniaturiser une arme avant de faire une centrale) illustrent comment un critère de départ non questionné génère des coûts considérables sur le long terme. Pourquoi c'est important : Parce que prendre conscience de ces biais structurels est la condition nécessaire pour en sortir — individuellement et collectivement. Timestamp : Partie 2, ~12:00 → 14:306. L'Afrique, laboratoire du monde de demain Titre : Pendant qu'on vieillit, eux inventent Explication : Démographiquement, l'Afrique sera le continent dominant à 2100. Contrainte par le manque, elle invente des solutions frugales brillantes (IA sur carte SIM sans réseau, tontine, low-tech). L'afrofuturisme est le mouvement culturel et intellectuel par lequel ces populations reprennent la narration de leur propre avenir. Pendant ce temps, l'Occident vieillit et — sociologiquement — devient plus conservateur, moins innovant. Pourquoi c'est important : Parce que refuser de s'inspirer de l'Afrique par néocolonialisme inconscient, c'est se priver de la source d'innovation la plus féconde des prochaines décennies. Timestamp : Partie 1, ~24:30 → 27:305. QUESTIONS Qu'est-ce que ça veut dire concrètement être prospectiviste — et pourquoi tu n'es pas devin ?Comment on fait pour se projeter dans le temps long quand le futur nous semble chaotique et flou ?Face à la paralysie ou à l'écoanxiété, qu'est-ce qui permet de réinjecter de la joie dans sa vision du futur ?On vit une polycrise réelle — crises climatique, géopolitique, économique, sociale — comment tu arrives à aimer cette époque malgré tout ?Est-ce que la crise n'est pas en partie une construction sociale, une paire de lunettes qu'on pourrait enlever ?Quel est le discours qu'on peut tenir aux personnes qui n'arrivent pas à joindre les deux bouts, à ceux que l'optimisme ressemble à une offense ?Est-ce que le futur appartient à l'Afrique — et pourquoi on a autant de mal à s'en inspirer ?Pourquoi aider les gens à se projeter dans le temps long est ta raison d'être — et qu'est-ce que ça change dans une vie de penser à 20, 30, 100 ans ?Comment est-ce qu'on ose quitter sa zone de confort quand tout dans la société nous pousse vers le confort et la sécurité ?Le futur ne répète pas le passé — alors à quoi ça sert de se projeter en arrière, et qu'est-ce que la dépendance au sentier nous apprend sur les choix qu'on fait aujourd'hui ?6. RÉFÉRENCES CITÉES DANS L'ÉPISODEPersonnesArch Field — Chercheur ayant conduit des expériences IRM sur la capacité de projection temporelle. Montre que certains ne peuvent pas se projeter dans leur futur-soi. (Partie 1, ~28:00)Mathieu Dardaillon — Auteur de L'Anti-Chaos, invité précédent du podcast. Cécile reprend sa méthode A-B-Z. (Partie 1, ~31:30)Pablo Servigne — Invité précédent de Gregory, cité pour sa thèse que la loi de la jungle est en réalité l'entraide. (Partie 1, ~19:30)David Ménager — Auteur de La France du Boncoin, cité pour son travail sur le bricolage solidaire et le détournement d'outils numériques. (Partie 1, ~20:30)Béatrice Rousset — Citée en partie 2 pour ses travaux sur les modèles mentaux des individus et des organisations. (Partie 2, ~11:30)Éloi Saint Bris — Réalisateur du documentaire Un outsider (Canal+) sur le Vendée Globe, et créateur du spectacle Beyond sur l'audace. (Partie 2, ~09:00)Christian Mongeau — Personne ayant fait découvrir à Cécile l'exemple de Roger de Sicile au XIe siècle. (Partie 1, ~08:30)Roger de Sicile (XIe siècle) — Cité comme exemple de leader ayant inventé une société multiculturelle et multiconfessionnelle à Palerme. (Partie 1, ~08:30)Ferriss — Jeune intervenant sur le podcast Seesmic, cité pour sa critique de la capture bourgeoise du discours écologique. (Partie 1, ~23:30)Jean-Noël — Ami de Cécile cité anonymement pour illustrer la surcharge temporelle. (Partie 2, ~17:40)Spinoza — Cité deux fois : pour les passions tristes (partie 1) et pour le concept de conatus (partie 2). Philosophe structurant de toute la pensée de Cécile.Deleuze — Cité pour son commentaire de Spinoza : "le pouvoir a besoin de tristesse." (Partie 1, ~15:00)LivresL'Anti-Chaos — Mathieu Daragon. Méthode A-B-Z et back casting. (Partie 1, ~31:30)La France du Boncoin — David Ménager. Entraide et bricolage solidaire. (Partie 1, ~20:30)Seul le Grenadier — Roman d'un jeune auteur irakien, recommandé par Cécile pour se projeter dans un univers étranger. (Partie 1, ~09:00)ConceptsPassions tristes / Passions joyeuses (Spinoza) — (Partie 1, ~14:30)Conatus (Spinoza) — Élan vital, feu intérieur. (Partie 2, ~02:00)Dépendance au sentier / Effet cliquet — Concepts d'économie institutionnelle. (Partie 2, ~12:30)Afrofuturisme — Mouvement culturel africain de reprise de la narration du futur. (Partie 1, ~25:00)Back casting — Technique prospective : se projeter loin et revenir vers le présent. (Partie 1, ~32:00)Étude socioVision — Segmentation en trois Frances (France qui va bien / France du repli / France qui va mal). (Partie 1, ~17:20)Ikigaï — Cité par Cécile comme raison d'être, relié au conatus. (Partie 2, ~03:20)Matrices de matérialité (RSE) — Outil d'entreprise pour évaluer les effets à long terme. (Partie 2, ~15:00) Suggestion d'autres épisodes à écouter : #346 Retrouver du pouvoir dans le chaos avec Matthieu Dardaillon (https://audmns.com/yOgbycm) [SOLO ] Reprendre goût au futur dans un monde en crise (https://audmns.com/fKSFkcw) #158 Que souhaitons-nous léguer aux générations futures avec Yann Arthus Bertrand (https://audmns.com/HHplZPq)Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this episode of Making Risk Flow, host Juan de Castro speaks with Bill Harris and Drake Slaikeu-Lawhead of ITC Vegas about how insurance growth hinges less on tools and more on connection. They explore how Insurtech Connect's “neighbourhood” model helps carriers, brokers, and agents navigate 700+ vendors by organising solutions around real business needs. The conversation dives into AI's impact on distribution, streamlining ACORD processing, claims, and upstream risk transfer, while reinforcing that independent agents remain essential for trust-based advice. As pilots shrink from years to months, speed to impact becomes the new competitive edge. Yet in a digital-first era, they argue that face-to-face interaction still drives the most valuable outcomes. Serendipity, not just software, is what truly keeps risk flowing.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of The Impostor Syndrome Files, we take a closer look at a topic that quietly shapes every professional interaction we have: perception. My guest this week is Shira Abel, keynote speaker, marketing expert and creator of the Perception Formula. Shira brings more than 25 years of experience in marketing, sales and teaching to show us why understanding how others see us is essential to building stronger relationships, communicating with clarity and showing up with confidence.Shira breaks down her perception formula, which includes heuristics, hormones, history and heritage. We explore cultural and socioeconomic differences, the role of social conditioning and how much of our daily communication happens on autopilot. Shira also shares practical strategies for preparing for conversations, reading the room and navigating the nuances of communicating online.Here we talk about the growing influence of AI on communication and personal brand, including how to use AI tools responsibly without losing your own voice. Shira also opens up about confidence, what it really means and why it has less to do with fearlessness and more to do with self-trust and the willingness to get back up after failure.About My GuestShira Abel is the go-to-market expert trusted by category-leading enterprises including Siemens, Samsung, AXA, and Allianz. As the founder of Hunter & Bard and creator of The Perception Formula, she helps companies reshape how they're seen, so they can close bigger deals, earn trust faster, and grow with intention. Her perception work has doubled sales for tech companies and enabled clients to land enterprise deals they previously thought were out of reach.Shira holds an MBA from Kellogg, has taught at UC Berkeley, and is recognized globally as a keynote speaker and business mentor. She's driven over a billion dollars in economic impact and scaled her own agency to seven-figure revenue, an accomplishment fewer than 2% of female founders achieve.~Connect with Shira:Website: https://shiraabel.comLinkedIn: https://www.linkedin.com/in/shiraabel/YouTube: https://www.youtube.com/shiraabel~Connect with Kim and The Impostor Syndrome Files:Join the free Impostor Syndrome Challenge:https://www.kimmeninger.com/challengeLearn more about the Leading Humans discussion group:https://www.kimmeninger.com/leadinghumansgroupJoin the Slack channel to learn from, connect with and support other professionals: https://forms.gle/Ts4Vg4Nx4HDnTVUC6Join the Facebook group:https://www.facebook.com/groups/leadinghumansSchedule time to speak with Kim Meninger directly about your questions/challenges: https://bookme.name/ExecCareer/strategy-sessionConnect on LinkedIn:https://www.linkedin.com/in/kimmeninger/Website:https://kimmeninger.com

In this episode of Making Risk Flow, host Jake Harding speaks with Bryan Falchuk, author of the Future of Insurance series, about why insurance's next competitive edge lies in intelligence, not efficiency. Bryan argues that carriers focus too heavily on operational optimisation when profitability depends on understanding and managing loss ratios. He introduces the “how might we” mindset as a way to break through cultural resistance and reframe constraints as opportunities. The conversation explores AI as a bridge between legacy systems and modern analytics, enabling transformation without massive system overhauls. Bryan also examines how misaligned incentives, complacency, and leadership hubris quietly undermine long-term strategy. Ultimately, he makes the case that curiosity, humility, and proactive risk intelligence will define the insurers that thrive in an era of rapid technological change.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

The Anfield Wrap's podcast looking back at Liverpool 5 West Ham 2 in the Premier League at Anfield. Neil Atkinson is joined for the show by Andy Bell, Peter Bolster and Kieran Molyneux. Also in the show John is joined by Peloton competition winner Matt to chat about his day at the AXA training ground . Download the Peloton app and check out the six Liverpool FC-themed classes, and connect with Neil, John and other Reds by joining the #TAWPelotonClub tag... Subscribe to The Anfield Wrap for more on Liverpool's 25/26 season… Learn more about your ad choices. Visit podcastchoices.com/adchoices

APAC stocks are mostly positive as the majority of the region took its cue from gains on Wall Street, where tech led the advances, and NVIDIA posted stronger-than-expected earnings.US equity futures initially saw support following NVIDIA's earnings results, as the world's most valuable company beat on top and bottom lines, although gains were pared as NVIDIA ultimately returned to flat territory after hours.BoJ's Governor Ueda said there is no change from January to the BoJ's projected timing for hitting its price target, and inflation is expected to re-accelerate from the current slowdown.US VP Vance said they see evidence that Iran is trying to build a nuclear weapon; US Secretary of State Rubio said Iran poses a grave threat and seeks nuclear capability.European equity futures indicate a slightly lower cash market open with Euro Stoxx 50 futures down 0.2% after the cash market closed with gains of 0.9% on Wednesday.Looking ahead, highlights include EZ Consumer Confidence Final (Feb), US Jobless Claims, Japanese Tokyo CPI (Feb), Retail Sales (Jan). Speakers include ECB's Lagarde, BoE's Lombardelli & Fed's Bowman. Supply from Italy & US. Earnings from CoreWeave, Intuit, Vistra Energy, Autodesk, Dell, Baidu, Warner Bros Discovery, Munich Re, Schneider Electric, AXA, Engie & Saint-Gobain.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this episode of Making Risk Flow, host Juan de Castro speaks with David McMillan, former CEO of esureGroup, to unpack how a mid-sized insurer reinvented itself under private equity ownership. Facing COVID-19, reserve pressures, a soft market, and geopolitical disruption, the company leaned into culture, clarity, and modern technology to outpace larger rivals. David shares why building a high-performing team starts with shared values, how blending insurance expertise with external digital talent accelerates innovation, and why cloud-native, API-driven architecture is essential for real-time decision-making. He also explains how to shift boards from traditional ROI forecasts to agile, outcome-based governance. It's a candid conversation about resilience, leadership under pressure, and why staying smaller, more agile, and hence, faster can be a lasting competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Ce lundi 23 février, Gilles Moëc, chef économiste du Groupe AXA, était l'invité dans Le monde qui bouge - L'Interview, de l'émission Good Morning Business, présentée par Laure Closier. Ils sont revenus sur la décision de la Cour suprême américaine d'annuler les droits de douane "réciproques" imposés par Donald Trump. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Greg Johnson, CEO of Confianza, and Chief Data Officer John Petricelli about the hidden profitability most carriers overlook. They explore how legacy data strategies leave 20–40% of premium and portfolio value untapped, and why context-driven, niche data sources are reshaping underwriting and renewals. From tenant risk and household composition to commodity-linked replacement costs and behavioural indicators, Greg and John explain how richer inputs create sharper risk selection and pricing accuracy. The conversation also highlights portfolio optimisation as a powerful growth lever, identifying leakage, misclassified exposures, and cross-sell opportunities already within the book. It's a practical discussion on engineering discipline in analytics and building a 360-degree view of risk to unlock measurable competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Making Risk Flow, recorded live at the ITC London 2026 event, host Juan de Castro speaks with Richard Hartley, CEO and Founder of Cytora (now part of Applied Systems), about what it really takes to digitize risk across the entire insurance value chain. They explore why transformation fails when insurers focus on isolated workflows instead of interconnected pain points across agents, brokers, and carriers. Richard breaks down how agentic AI is reshaping underwriting, why risk data must be treated as dynamic rather than static, and how channel-agnostic operating models unlock scale. The conversation offers practical insights on automation, buy-vs-build decisions, and what risk digitization will demand in 2026.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Dave Wood, Managing Director at JBA Risk Management, about how AI and deep learning are reshaping catastrophe risk modeling. Dave explains how neural networks can simulate extreme climate scenarios that fall outside historical records, helping insurers better understand compound and tail risks. The conversation also explores why model transparency and rigorous validation are essential as AI adoption accelerates, and how insurers can scale advanced weather simulation without sacrificing accuracy. Dave also shares practical guidance on integrating best-in-class AI tools into existing risk platforms, rather than building everything from scratch  in-house. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

If you're considering gamification for engagement, retention, or loyalty, I'm happy to compare options with you: professorgame.com/chat The biggest impact of gamification often happens in the least obvious places. In this episode, Rob Alvarez talks with David Dand about using game-inspired strategies in recruitment, leadership, and employee experience to attract better-fit talent, reduce churn, and build stronger, more human organizations, even in highly traditional sectors. David is the Founder and Managing Director of Coreus, a boutique hiring services provider based in Brighton. Coreus specialises in helping professional SMEs tackle critical talent challenges and is experienced in the complexities of recruiting in skilled, competitive, and often highly regulated markets. David is a CIPD-qualified HR and recruitment expert with a career spanning global firms such as EY, AXA, and Roche, with a focus on cultural fit, leadership assessment, and career coaching. He lives in the South Downs near Brighton, UK, with his wife and their three mischievous children. His interests include music, travel, and sport. Rob Alvarez is Head of Engagement Strategy, Europe at The Octalysis Group (TOG), a leading gamification and behavioral design consultancy. A globally recognized gamification strategist and TEDx speaker, he founded and hosts Professor Game, the #1 gamification podcast, and has interviewed hundreds of global experts. He designs evidence-based engagement systems that drive motivation, loyalty, and results, and teaches LEGO® SERIOUS PLAY® and gamification at top institutions including IE Business School, EFMD, and EBS University across Europe, the Americas, and Asia.   Guest Links and Info Website: Gamification in Recruitment | Coreus LinkedIn: Personal: David Dand | LinkedIn Company: Coreus Instagram: @coreus_talentacquisition   Links to episode mentions: Recommended book: Hiring Success by Jerome Ternynck Favorite game: Chess and Football   Lets's do stuff together! Let's chat about your gamification project Start Your Community on Skool for Free YouTube LinkedIn Instagram Facebook Ask a question

Your product data wasn't built for AI agents. Here's why that's a problem. In the latest episode of RETHINK Retail's award-winning AiR (AI in Retail) podcast series, host Jamie Tenser sits down with @Anne-Claire Baschet, Chief Data & AI Officer at @Mirakl and a Top AI Leader recognized by RETHINK Retail, to explore the seismic shift happening in retail discovery right now. Anne-Claire brings a rare combination of deep technical expertise and strategic vision, from her roots as a Data Scientist at AXA to leading e-commerce platforms at Aramis Group, and now driving AI innovation at Mirakl. As a recognized leader in the AI retail space, she's at the forefront of what she calls the "agentic era" in commerce. The reality check: • 53 million shopping queries happen daily on ChatGPT alone • 60% of shoppers now use AI in their shopping journey • Traditional keyword optimization? It's no longer enough What retailers must do now: ✓ Product data & API infrastructure – Make your catalog AI-responsive, not just mobile-responsive ✓ Brand content & social proof – Build trust signals that AI agents recognize ✓ Pricing transparency – Show the real price (product + promo + tax + shipping) ✓ Fulfillment capabilities – Accurate stock and delivery promises matter more than ever ✓ Performance tracking – Test, learn, and optimize for agentic channels Anne-Claire's advice for 2026? "Experiment. The ones who win are going to be those whose products AI can actually find, understand, and recommend."

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Duško Radulović, Founder and CEO of Climatig, about how high-resolution climate intelligence is reshaping insurance underwriting and portfolio strategy. Duško explains why moving beyond regional averages to meter-level precision allows insurers to identify true physical risk and price policies more accurately and reduce loss volatility. The conversation explores how machine learning fills critical data gaps for perils like hail and landslides, why climate forecasts must align with policy durations rather than long-term averages, and how transparency and validation build trust in predictive models. The episode offers practical insights into using data-driven climate risk assessment as a competitive advantage for underwriters, MGAs, and portfolio managers. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's