Podcasts about challenger banks

Niamh Kingsley, Director, Head of AI & Product Innovation, Delta CapitaAfter more than a decade of digital transformation, being digital is no longer a differentiator for banks, it's a baseline. Looking ahead, financial institutions must embrace emerging DREAM-C technologies: Distributed Ledger Technology, Robotics, Extended Reality, AI, Mutualisation & Shared Innovation, and advanced Computing (cloud and quantum) to stay competitive. Robin Amlôt of IBS Intelligence speaks to Niamh Kingsley, Director and Head of AI & Product Innovation at Delta Capita.

Watch on YouTube: https://youtu.be/9csnav_1y90  In this video, Aaron Henriques debunks the myth that entrepreneurs need an agent to set up a business bank account in Dubai. He explains that the process is relatively straightforward, especially with banks like WIO, where accounts can be opened quickly via an app. Aaron highlights the unnecessary fear and complexity that some agents instill in people, stressing that for most businesses and entrepreneurs with proper documentation (Emirates ID and residency visa), opening a bank account in Dubai is simple. He encourages viewers to handle the process themselves and save time and money. Start your business in Dubai with my agency, Handlr Zone: https://handlrzone.com/yt    Mentions:  https://www.wio.io/ https://www.mashreq.com/en/uae/neo/ https://www.adcb.com/en/business/    Follow: https://www.instagram.com/aaronhenray   00:00 Debunking the Agent Myth 00:26 Convenience vs. Fear Tactics 01:25 Personal Experience with WIO Bank 01:39 Traditional Banks vs. Challenger Banks 01:59 Step-by-Step Bank Account Setup 02:16 UK vs. UAE Banking Challenges 03:15 Residency Visa and Emirates ID Requirements 03:45 Why You Don't Need a Consultant 05:01 Conclusion and Final Thoughts   #opportunity #motivation #success #businessstrategy #DubaiBanking #BusinessBankAccount #DubaiBusiness #FreeZoneCompany #MainlandCompany #WIOBank #EmiratesID #DubaiEntrepreneur #BusinessSetup #DubaiResidency Disclaimer at https://aaronhenriques.com/disclaimer

In this episode, Senior Consultant Emily Capon talks to Evolution Partners' Founder and UK Managing Partner, David Powell, about challenger banks in the UK, discussing both the opportunities and threats these institutions face in the financial services landscape. David and Emily consider the evolution of banking, highlighting how challenger banks like Monzo, Revolut, and Starling have used technology to offer mobile-first banking solutions. These banks cater to younger generations by providing flexible and personalized services, but face challenges in building long-term customer trust, especially when compared to established legacy banks.

Listen to this podcast highlighting a surge in 2024 mergers and acquisitions in the UK's challenger bank sector, contrasting with 2023's low activity. Paul Pugh, Timothy Fosh, Shelley Evans and Emma Jones discuss the profitability challenges of challenger banks, the complexities of deal structures, regulatory issues, and integration hurdles, suggesting mergers might often be more effective than acquisitions.

Chris Skinner, Author, Intelligent MoneyDigital money will make money personal; individualise currency and its usage; secure it; enable it to automatically grow to meet our personal goals; manage risk automatically; and make life simpler and easier for all – that's the thesis of Chris Skinner's latest book, Intelligent Money. Recipient of a Lifetime Achievement Award from the Payments Association in 2023, he has been an advisor to the United Nations, the White House, the World Bank and the World Economic Forum, as well as governments and firms across the world. Robin Amlôt of IBS Intelligence speaks to Chris Skinner about Intelligent Money. 

In today's rapidly evolving financial landscape, traditional banking institutions are no longer the sole players. Enter Neobanks and Challenger Banks, two terms that have been making waves in the fintech industry. But what exactly are they, and how do they differ from each other? In this episode of Down to Business English, Skip Montreux and Dez Morgan discuss Neo and Challenger banks and demystify the world of digital banking. In the ever-evolving world of fintech, understanding these new-age banking solutions is not just beneficial; it's essential. Join Skip and Dez and learn the answers to these questions: What are the primary differences between Neobanks and Challenger Banks? Which regions or countries are seeing the most significant adoption of Neo and Challenger Banks? Are Neobanks profitable entities? Visit Apple Podcasts to subscribe to Down to Business English, rate the show, and leave a comment. Contact Skip, Dez, and Samantha at downtobusinessenglish@gmail.com Follow Skip & Dez Skip Montreux on Linkedin Skip Montreux on Instagram Skip Montreux on Twitter Skip Montreux on Facebook Dez Morgan on Twitter RSS Feed

Ben Snowman, VP Partnerships & Advisory, Mambu; Sahil Thapa, Chief Technology Officer, Recognise BankChallenger banks and specialist banks in the UK took a 55% share of the SME lending market in 2022, up from 51% in 2021 and the second year in a row that they exceeded lending from the UK's 5 biggest banks. In total, the smaller banks lent £35.5 billion ($44.4 billion) to SMEs last year. Among the challengers, Recognise Bank offers bespoke business lending to SMEs, using a solution provided by SaaS platform Mambu. Robin Amlôt of IBS Intelligence discusses the challenges of SME lending in the UK with Ben Snowman (pictured), VP Partnerships & Advisory at Mambu and Sahil Thapa, Chief Technology Officer of Recognise Bank.

For decades, banking meant the usual suspects of big household names. There were national champions and only a few truly global financial institutions and almost no new entrants. Technology and regulatory changes have ushered in an age of challenger banks. Banks that offer new products or repackaged existing products for retail and business customers. Will these challenger banks survive and what do they do that incumbents don't do? We hear from two speakers connected to Cambridge Judge Business School, Tim Harvey-Samuel and Dickson Ma. Tim Harvey-Smith spent more than 20 years in equity capital markets and teaches the Finance Concentration for the Cambridge MBA. He is on the board of UK-based challenger bank that caters to SMEs. MBA alumnus, Dickson Ma, worked in finance and the entertainment industries in Hong Kong and was part of the team that started Alipay's operations in Hong Kong. He also worked in livi bank, a virtual bank in Hong Kong.

This week on the podcast, Polly, Tyler and Francis are back to delve into the hot topics of the fintech scene. Following on from The Fintech Times monthly theme of innovative technologies, the Metaverse is up on the chopping block as they discuss how. They also examined a recent report on how challenger banks are turning to BaaS to outpace the incumbents, and how credit agency Equifax is utilising bill payment data to promote financial inclusion. The team discussed: -How nimble do fintechs have to be to keep up with big banks? -Should credit reporting agencies look beyond borrowing for their data? -Can the Metaverse ever move beyond gaming? Articles discussed https://thefintechtimes.com/small-banks-are-turning-to-baas-to-keep-pace-with-larger-banks-finds-novopayment/ https://thefintechtimes.com/how-is-the-metaverse-impacting-the-relationship-between-fintechs-and-customers-industry-responds/ https://thefintechtimes.com/equifax-mortgage-financial-inclusion/

Moody's analysts discuss how emerging markets banks have evolved to compete with new entrants, and explain why fintechs globally are on shakier financial ground. Speakers: Stephen Tu, VP – Senior Credit Officer, Moody's Investors Service; Alexandre Albuquerque, VP – Senior Analyst, Moody's Investors Service; Petr Paklin, AVP – Analyst, Moody's Investors Service; Tengfu Li, AVP – Analyst, Moody's Investors ServiceHosts: Erin McDermott, AVP – Research Writer, Moody's Investors Service; Danielle Reed, VP – Senior Research Writer, Moody's Investors ServiceRelated Links:Banking – Global: Fintechs lose financial footing, tipping scales in favor of incumbents, for nowBanks – Emerging Markets: Incumbent banks evolve to head off new entrants

In this episode, Martin meets with Panagiotis Kriaris. Based in Vienna he leads Business Development at Unzer - a German FinTech and  payment services provider. If you are into Fintech, you may also know  Panagiotis from LinkedIn. Head to https://www.edgardunn.com/ for full show notes and episode links.  

In this episode of the What the Fintech? podcast, we're joined by Kim Symmons, head of design at UK business bank Mettle, to discuss how new challenger banks can continue to compete with traditional FIs as the latter ramp up their transition to digital. Kim and FinTech Futures editor Paul Hindle kick off by discussing the recent news that former Chancellor Lord Philip Hammond has reportedly been appointed to the advisory board of the provisionally named Fintech Growth fund, a £1bn venture to invest in financial technology start-ups. For the Q&A section, the discussion covers the different factors that can come into play when it comes to customers choosing their banks and how new firms can stand up and be noticed, as well as what the future of digital transformation looks like for retail and business banking. And finally, we find out what fintech buzzword Kim wants to cast into our Fintech Jail!

Brian Kaas, President & Managing Director, CMFG VenturesCMFG Ventures is the venture capital arm of CUNA Mutual Group, a credit union partner since 1935. More than 95% of US credit unions count on CUNA Mutual Group for a range of financial products and services. The VC unit has some 27 portfolio companies and has invested $240 million. Brian Kaas, President and Managing Director of CMFG Ventures speaks to Robin Amlôt of IBS Intelligence about the state of the VC marketplace and what financial institutions need to know when partnering with a new FinTech.

On this weeks episode of News & Views, The Fintech Times Podcast team speak about a warning issued by the FCA to Challenger Banks, The Great Resignation and how more work placed benefits could put a stop to it & how digital online spending is continuing to gain traction.

On this weeks episode of News & Views, the Fintech Times Podcast team speak about Co-opetition between Challenger Banks, how GenZs' shopping habits will shape the Fintech of tomorrow & why the Bank of Italy Banned German Neobank N26 From Interacting With Its Customers.

Analysts Megan Fox, Rokhaya Cisse and Mike Dion discuss cyber threats past and present, and steps regulators are taking to make sure financial institutions are prepared. Plus, Petr Paklin of the Banking team talks about the prospects for fast-growing all-digital banks, from market share to profits.Related content on Moodys.com (some content only available to registered users or subscribers): Funds & Asset Management – North America: SEC's proposed cybersecurity rules would strengthen investment industry's cyber resiliencyBanking – Cross Region: Heightened focus on rising cybersecurity threats bolsters banking industry's preparednessP&C Insurance and Reinsurance – Global: Court ruling highlights risks of hidden cyber coverage in P&C policiesBanking – Global: Rapid growth of challengers puts new verve into old banking systems

This week, Eric talks to Chris Skinner of The Finanser. Chris is well known for his extensive writing, speaking and advising on the disruption necessary in the banking and fintech worlds and is a proud self-proclaimed troublemaker because “the more trouble you make the more you can fix things.” In this week's conversation with Eric, Chris explains everything from why he focuses his lens so intensely on the future, to why the financial world  isn't as complicated as it might appear. He also explains the mechanism behind his staggering productivity and offers a truly global perspective on purpose-led banking. Chris's next book - Digital For Good, If You Don't Stand for Something You Fall Down - to be published in the second quarter of 2022 - will provide an in-the-round global perspective on purpose-driven banking and finance. It's a conversation you won't want to miss.For more from Chris visit: The Finanser  and Chrisskinner.globalAnd to learn more about Chris's children's book series, Captain Cake and the candy crew, visit www.Captiancake.com.Scratch is a production of Rival, a marketing innovation consultancy that develops strategies and capabilities that help businesses grow faster. Today's episode was produced by Leanne Kilroy and hosted by Eric Fulwiler. Find Rival online at www.wearerival.com, LinkedIn, Twitter. Find Eric on LinkedIn and tweet him @efulwiler. Say hi at media@wearerival.com, we'd love to hear from you. 

On this weeks episode of News & Views, The Fintech Times Podcast team speak about the Omicron test email scams and how Covid has impacted Cybersecurity, Klarnas news card & the rise and fall of Challenger Banks.

Though “challenger bank” is a sexy, rebellious kind of label that many digital properties have adopted, that doesn't mean the value propositions are new, revolutionary—or profitable. Arcady Lapiro, the CEO and Founder of Agora, explains how challenger banks really work, why they're challenged to deliver something truly unique—and how financial institutions would do much better to target underserved, unsungdemographics in targeted, insightful ways.

Episode 26. On this week's Accounting Influencers Podcast: ➜ News - Martin & Rob discuss "UK Government Stalls on Making Tax Digital Initiative - a Big Surprise?" ➜ Guest Interview Highlights: Nic Vrillaud (Head of Partnerships at Mettle Nat West) talks to Rob about the rise of Challenger Banks and how accountants can better work with banking partners to add value to their clients. ➜ Rob & Martin offer up practical advice and tips for accounting practitioners on "Here's What Works on Marketing - Blue Print for Accounting Firm Success." ➜ Expert Interview Highlights: Dermot Hamblin (Founder - Langdon Hamblin) talks to Martin about the evolution of the accounting profession over many years and what's coming up in a turbulent next few years. Check out the highlights show every Monday and the full deep dive interviews in bonus editions every Saturday and Sunday. NOTE TO LISTENERS: Martin and Rob love to hear from the show's 5000+ listeners in 138 countries around the world. If you have any questions, suggestions, comments or success stories, just type https://sayhi.chat/aip (sayhi.chat/aip) into your browser and leave us a quick and easy voice message. We may just feature you on the show!

Trailer - coming up on this week's Accounting Influencers Podcast: ➜ News - Martin & Rob discuss "UK Government Stalls on Making Tax Digital Initiative - a Big Surprise?" ➜ Guest Interview Highlights: Nic Vrillaud (Head of Partnerships at Mettle Nat West) talks to Rob about the rise of Challenger Banks and how accountants can better work with banking partners to add value to their clients. ➜ Rob & Martin offer up practical advice and tips for accounting practitioners on "Here's What Works on Marketing - Blue Print for Accounting Firm Success." ➜Expert Interview Highlights: Dermot Hamblin (Founder - Langdon Hamblin) talks to Martin about the evolution of the accounting profession over many years and what's coming up in a turbulent next few years. Check out the highlights show every Monday and the full deep dive interviews in bonus editions every Saturday and Sunday. NOTE TO LISTENERS: Martin and Rob love to hear from the show's 5000+ listeners in 138 countries around the world. If you have any questions, suggestions, comments or success stories, just type https://sayhi.chat/aip (sayhi.chat/aip) into your browser and leave us a quick and easy voice message. We may just feature you on the show!

It's great to be back after taking nearly a year off from regular content to build and launch BELLA.   The break wasn't really planned, but between launching the business, having a son and moving to LA all while dodging COVID, it was unavoidable.   But just because we weren't publishing, doesn't mean we weren't going deep on fintech.    The team and I built and launched BELLA in less than twelve months, and we're aggressively scaling it now.    In the background, I've continued to trade views and break down strategy with the world's leading founders and investors.    Over the next few weeks, we'll share some of the most topical discussions we've had over the past year, and we're also working on new content that you'll start to hear and see.   Right now, we're especially interested in embedded finance, DeFi, M&A, new takes on traditional consumer finance products, payments, e-commerce, digital investments and, as always, digital banking. We're always looking to talk to great people in those areas, so please shoot recommendations our way.   We're still figuring out the podcast schedule, which we expect to be less frequent than weekly. We'll be increasing focus on our newsletter, especially our premium content. Sign up at bankingthefuture.com/subscribe.   In today's episode, we're joined by Tilman Ehrbeck, Managing Partner at Flourish Ventures, a venture firm focused on improving the financial health and prosperity of people around the world. Flourish invests in segments including Challenger Banks, consumer and SME lending, personal finance, data analytics, insurance and financial infrastructure in countries in the Americas, Africa and Asia.   Flourish has invested in companies including Chime, Aspiration, Tandem, Grab Finance and more.    I find Tilman to be extremely thoughtful and a great communicator, and he's doing hugely important work. This conversation helped me better understand how impact-oriented VCs like Flourish balance purpose with financial returns in the highly competitive venture space.    Thank you very much for joining us today. Please welcome, Tilman Ehrbeck.

Paul Nilsen, Commercial Director/Managing Director Africa, CIS & Global SaaS, Codebase TechnologiesAfrica's adoption of feature phone-based mobile money led the world but now the question is whether the continent's traditional institutions and neobanks can rise to the challenge and opportunity being presented by the pandemic. The answer may, again, be governed by communications with increasing smartphone penetration making eKYC solutions practicable for financial institutions. Robin Amlôt of IBS Intelligence discusses the outlook for neobanks and challenger banks in Africa with Paul Nilsen, Commercial Director/Managing Director Africa, CIS & Global SaaS for Codebase Technologies.

Nell'intervista di oggi (in versione integrale - tra gli episodi del podcast è presente la versione ridotta con i tratti salienti) avremo il piacere di scoprire e ascoltare la storia e le visioni di Roberto Nicastro, Presidente e co-fondatore di Aidexa, banca fintech dedicata alle piccole imprese - Europe Senior Advisor per Cerberus Capital Management e Presidente di Officine CST.Nel 2017 è stato presidente delle 4 Good Banks (Chieti, Ferrara, Etruria, Marche) con il compito di metterle in sicurezza e cederle per conto del Fondo di Risoluzione di Banca d'Italia, nel quadro della BRRD (primo caso di Bail-In in Europa). In precedenza, ha lavorato per 18 anni presso il gruppo Unicredit dove entrò nel 1997 come Responsabile della Pianificazione sino a diventarne Direttore Generale nel 2011. Durante questo periodo presso Unicredit creò e guidò la Divisione Centro Est Europa e la Divisione Retail.Roberto Nicastro ci esporrà, con estrema fluidità e capacità di divulgazione, esperienze personali, opinioni, concetti fondamentali relativamente alle Challenger Banks, al primo Bail-in europeo, gli algoritmi, il sistema imprenditoriale e in particolare le piccole imprese, delle quali si occupa banca Aidexa. Ci parlerà del modello Fintech e i rapporti e connessioni tra quest'ultimo e le banche tradizionali, discorrendo dei potenziali benefici di questa interazione.Affronteremo i temi della digitalizzazione, dei flussi di conto, dei servizi per il cliente, della necessità di semplicità, velocità e trasparenza da parte del cliente. Parleremo di come e quanto il periodo attuale stia progressivamente modificando approcci e modalità nel sistema bancario e nel sistema delle specializzazioni.In conclusione, come consuetudine, non mancheranno i canonici Bullet Point finali, assieme ai consigli per i nostri giovani ascoltatori, che potranno fare tesoro di questa intervista da non perdere.

Nell'intervista di oggi (in versione ridotta - tra gli episodi del podcast è presente la versione integrale per maggiori approfondimenti) avremo il piacere di scoprire e ascoltare la storia e le visioni di Roberto Nicastro, Presidente e co-fondatore di Aidexa, banca fintech dedicata alle piccole imprese - Europe Senior Advisor per Cerberus Capital Management e Presidente di Officine CST.Nel 2017 è stato presidente delle 4 Good Banks (Chieti, Ferrara, Etruria, Marche) con il compito di metterle in sicurezza e cederle per conto del Fondo di Risoluzione di Banca d'Italia, nel quadro della BRRD (primo caso di Bail-In in Europa). In precedenza, ha lavorato per 18 anni presso il gruppo Unicredit dove entrò nel 1997 come Responsabile della Pianificazione sino a diventarne Direttore Generale nel 2011. Durante questo periodo presso Unicredit creò e guidò la Divisione Centro Est Europa e la Divisione Retail.Roberto Nicastro ci esporrà, con estrema fluidità e capacità di divulgazione, esperienze personali, opinioni, concetti fondamentali relativamente alle Challenger Banks, al primo Bail-in europeo, gli algoritmi, il sistema imprenditoriale e in particolare le piccole imprese, delle quali si occupa banca Aidexa. Ci parlerà del modello Fintech e i rapporti e connessioni tra quest'ultimo e le banche tradizionali, discorrendo dei potenziali benefici di questa interazione.Affronteremo i temi della digitalizzazione, dei flussi di conto, dei servizi per il cliente, della necessità di semplicità, velocità e trasparenza da parte del cliente. Parleremo di come e quanto il periodo attuale stia progressivamente modificando approcci e modalità nel sistema bancario e nel sistema delle specializzazioni.In conclusione, come consuetudine, non mancheranno i canonici Bullet Point finali, assieme ai consigli per i nostri giovani ascoltatori, che potranno fare tesoro di questa intervista da non perdere.

We interview Mark Miller, director of insights at Comperemedia, about what's driving the popularity of challenger banks. Also known as neobanks, challenger banks are upstart banks that usually operate solely online, offer innovative features and tend to target specific groups of tech-savvy customers. Join us as we discuss what's behind this innovative banking trend, how it's impacting traditional banks and what the future holds for challenger banks.Jump ahead to these highlights:1:15 - About Comperemedia1:35 - Background on challenger banks and what's driving their success2:23 - How challenger banks are differentiating themselves and the impact on traditional banks3:35 - Who is attracted to challenger banks4:37 - Customer expectations of challenger banks6:48 - Challenger banks find riches in niches6:33 - Challenger banks' use of alternative data7:44 - Regulatory landscape for challenger banks8:26 - How challenger banks market to customers9:07 - Consumer concerns about challenger banksRESOURCES:For more insights, check out the Comperemedia blog and Mintel blog. For more information about our podcast, visit https://www.equifax.com/business/data-dialogues-podcast/

Small is Beautiful: Where Challenger Banks and Fintechs Really ScoreI was in a philosophical mood when I checked in to a Fintechtalk session on Clubhouse on July 28. Why, I asked no one in particular, did the word “success” seem to invariably suggest terms like “large deal”, “double digit growth”, “enterprise solutions” and so on. “Does that imply that to be small is somehow not as cool?” I wondered, as I sat in the digital shadows and looked on silently, and a bit crabby, sipping on a below-average Pina Colada, waiting for the session to begin.As I learned quickly during the session, that's not true at all. There is something very beautiful and inspiring about being small and successful. And you can make a huge difference in your Fintech efforts if you focus on small enterprises.These FINTECHTALK sessions are so addictive. Paddy Ramanathan, the CEO of iValley, a Fintech incubator, conducts a couple of arresting sessions every month and attracts a lot of movers and shakers to his speaker's panel. Thereafter he engages them in very interesting ways. You owe it to yourself to attend.But I digress. Back to the session.The panellists were an impressive and erudite bunch. Take a look:Paul Loberman, Chief Product Officer at untiedAdi Engel, CMO at vcitaNir Netzer, FinTech Innovation Strategist and Founding Partner of Equitech GroupAraminta Robertson, Marketing Consultant at MintcstudiosNathan Baumeister, CEO at ZSuite TechnologiesDerik Sutton, Marketing at AutobooksThey first spent a little time talking about what they do.Adi spoke about their focus on digitizing business operations. Simplifying and automating the day-to-day activities is a huge relief for SMBs for whom time is the most precious commodity.Paul, with an impressive background in banking, focuses on personal tax at untied.  “No one likes to pay tax,” he remarked. He helps SMBs by collecting tax data automatically and submitting forms to the authorities. Again, saving SMB owners lots of time and aggravation.Nathan works with Banks to get them more small business clients. ZSuite deploys niche technologies to help with different kinds of deposits that have different rules that apply to them, for which compliance can be vexing. Time is saved.Are you seeing a repeated theme?At Autobooks, Derek offers reporting tools in digital environments. He helps financial institutions recapture their relationships with clients. Araminta too assists fintech companies acquire and retain clients and develops case studies. And Nir helps create strategies for Fintech, who, he said, are trying to solve unprecedented problems. These are motivated individuals!Paddy asked the panel for their view on the current challenges that small businesses face. Was there really a case for digital transformation and innovation for SMBs, he inquired.The collective opinion of the group was that the technologies and digital initiatives do exist but the really crushing problem is that SMB owners have no time and resources and often no capital to leverage these initiatives! Lack of good valuable advice on appropriate systems is something SMBs face.  In fact, most cannot even articulate what they need. Thus, Fintechs need to find these SMBs and clear the fog, instead of expecting them to ask for help.When 81% of SMBs have no employees, they are consumed by basic challenges such as how to accept payments through various vehicles. These owners want to spend time in their businesses, but they end up being forced to address non-core activities, getting paid, controlling costs, and staying compliant – all of which eat into their time and make them sub-optimal. Almost all face cash flow problems. Putting companies back in control may be a fundamental solution they need!Nir highlighted a unique issue: many young companies are trying to solve problems that did not exist before. Even helping them articulate the problem helps in a big way. Sales and Marketing challenges are also significant.What a thought! And so, if Fintechs can do a deep dive into these new challenges, they can be successful.For instance, SMBs are being forced to deal with bewildering new regulations.  Araminta spoke about how SMBs in Europe are having to learn about PSD2 (customer authentication), SCA, and 3DS2 and ensure they are compliant. Do SMBs have the bandwidth for all this? Well, they don't have much of a choice, because studies show a possible authentication loss of 21%.  In essence this is a new hurdle and requires education. This problem presents a great opportunity for a Fintech.Further, 90% of SMBs are service providers who work with excel, WhatsApp, pen and paper. Digitizing their operations is a huge and rewarding proposition. The complexities of an SMB's business can be intense. As Adi observed, even a Yoga studio has a staggeringly large set of possibilities in terms of processes and payment options. Ultimately it is the triangle of Time, Money and Clients is what needs to be addressed by Fintechs that want to be make an impact in the SMB segment.A lot of interesting points came up:From a Sales and Marketing perspective, new approaches will need to be considered by CBs and Fintechs. The customer must be caught in the right channel.Fintechs who serve SMBs have the challenge of raising enough capital to compete with Square or PayPal, to then reach out to massively underserved markets.Paul hypothesized that we will soon witness the next level of “downtech”, such as Square extending into Shopify. There is a growing market for tech giants, and they can find opportunities to partner with SMB oriented Fintechs. The new wave of Challenger Banks is attractive because of significantly lower fees, an easier onboarding process and so on. And many Fintechs that have no banking license can do payment facilitation. That's actually pretty smart!But something to keep in mind: there is only so much profitability for Fintechs while dealing with SMBs, even though there are plenty to go around.  Partnering with banks has obvious advantages for Fintechs including interchange fees, deposits, and such. At the end, SMB merchants will use Fintechs for better customer experience, with the easiest on-ramps being more successful. SuperApps (which combine multiple services within an app) and the thirst for simplicity will prevail.It all just goes to show that in the banking world, small can be beautiful in stimulating innovation. Fintechs can become unbeatable if they make efforts to solve the issues that resource starved SMBs face in terms of time and capital. Will banks, big tech, super fintechs (Square, Stripe etc), and these other fintechs all converge into an SMB SuperApp, which does Operational, Financial, Sales/Marketing and Regulations stuff? Imagine!The Pina Colada suddenly seemed excellent! I felt good!Connect with us!iValley Innovation Center11040 Bollinger Canyon Rd, E-909San Ramon, CA 94582,The United States.Phone: +1 925-575-7832 Get full access to eFINTECHTALK - iValley's Newsletter at substack.fintechtalk.ivalley.co/subscribe

Επεισόδιο 10 Χριστός Ανέστη με υγεία! Στο σημερινό επεισόδιο θα μιλήσω για challenger banks και λίγο σχετικά με DeFi. (Στο μέλλον θα ακολουθήσει σχετικό podcast για DeFi). Links Revolut | Cut your hidden banking costs! N26 Monese Monzo Zen Viva Wallet Curve

O entrevistado de hoje é o Diego Perez, sócio fundador da SMU Investimentos, FinTech de investimentos que conecta investidores com startups de alta performance. Diego é também o atual Presidente da Associação Brasileira de Fintechs, entidade que reúne mais de quatrocentas startups que atuam no mercado financeiro.

The collision between Information Computer Technologies and Finance birthed a sector called Fintech. Learn more about its foundations and the Fintech Ecosystem with Business Technology Management Professor Hamid Nach.Check out the Ie-Knowledge Hub Video Case Studies on the International Entrepreneurship Knowledge Hub.Questions or feedback on our episode? Get in touch with show host Thierry Harris: thierry.harris@cartouchemedia.com Guest bio: Hamid NachHamid Nach is professor of Business Technology Management at the University of Quebec at Rimouski, campus of Lévis. He is the co-founder of Accent Numérique, a Lab focused on digital transformation in organizations and co-founder of FinteQC, the Canadian conference of Fintech and Insurtech. Hamid Nach holds a B.Sc in Physics (M5 University, Rabat), a M.Sc. and a Ph.D. in management information systems (UQAM).Episode Links:FinteQCAccent NumériqueUniversité du Québec à Rimouski2008 financial crisisNuvu Cameras Case Study4 pillars of bankingEuropean regulations for electronic payment servicesBanking industry outlookBank of CanadaManzilDrivers behind Fintech technologyRobotic Process AutomationGameficationPeer to Peer lending CanadaCSA regulatory sandbox 2017Canada Sandbox Deal deal with TaiwanBitaccess Ie-Knowledge Hub Case StudyOpen BankingDeFI or Decentralized bankingBlockchain introductionBlockchain protocolBlockchain Protocol - how they workBlockchain Smart ContractsBlockchain Smart Contracts #2Challenger banks Challenger Banks in CanadaShow Credits:Market Hunt is produced by Cartouche Media in collaboration with Seratone Studios in Montreal and Popup Podcasting in Ottawa. Market Hunt is part of the International Entrepreneurship Knowledge Hub network.  Funding for this program comes from the Social Sciences and Humanities Resource Council of Canada.Executive Producers: Hamid Etemad, McGill University Desautels Faculty of Management and Hamed Motaghi, Université du Québec en Outaouais. Associate Producer, Jose Orlando Montes, Université du Québec à Montréal.Technical Producers Simon Petraki, Seratone Studio and Lisa Querido, Pop up Podcasting. Show consultant, JP Davidson. Artwork by Melissa Gendron. Voiceover: Katie Harrington.You can check out the ie-Knowledge Hub Case studies  at ie-knowledgehub.ca. 

In this action-packed Friday 13th episode of Breaking Banks, Brett King is joined by Bryan Clagett in the co-host chair. They speak to Rahm McDaniel, VP Strategic Solutions at Q2, Kesh Talwar, Chief Revenue Officer of Moven, and Casey Christopher, Chief Empowerment Officer at Quontic Bank. Listen as they explore the current state of community banking's digital initiatives and learn how Q2 is partnering with Moven to deliver frictionless financial services.

In this action-packed Friday 13th episode of Breaking Banks, Brett King is joined by Bryan Clagett in the co-host chair. They speak to Rahm McDaniel, VP Strategic Solutions at Q2, Kesh Talwar, Chief Revenue Officer of Moven, and Casey Christopher, Chief Empowerment Officer at Quontic Bank. Listen as they explore the current state of community banking's digital initiatives and learn how Q2 is partnering with Moven to deliver frictionless financial services.

Find out more on our website: https://bit.ly/3JxUL5s The proliferation of challenger banks and banking services providers (i.e. fintechs that do not own their own banking licence) is given us mixed feelings: on the one hand, the excitement about innovation, change & better choice for customers, and on the other a healthy dose of scepticism – do we actually need that many offerings, and are they as revolutionary as they claim to be? Sharon Kimathi and Tanya Andreasyan, editors of global fintech publishing platform FinTech Futures, delve into the good, the bad and the ugly of the UK challenger banks world, focusing on the three C's: core, culture and challenges. Core There is no one universal approach for start-up banks picking their “engines” – some have gone for in-house built tech, some have turned to long-standing legacy tech, and some opted for younger third-party solutions. And then there are curious cases of a mix of a bit of everything… We put a spotlight on who's using what and why. Culture Fintech often comes with a promise of transparency and social responsibility. Is this really so? We look at the sector's culture, diversity and inclusion efforts… as well as examples of hitting the headlines for all the wrong reasons. Challenges Challenger banks are not exempt from challenges (excuse the pun!) – both common to the industry and specific to the newcomers. The lack of profitability (and an unclear path towards it), growing pains, technology fails, carving their own niche and more – nothing escapes our watchful eye! Speakers: Tanya Andreasyan is Managing Director and Editor-in-Chief of FinTech Futures. She joined the company in early 2016, overseeing the its digital and print publishing operations and strategy. Prior to that, she was at IBS Intelligence (a UK-based fintech publishing house and analyst/consultancy firm) for nearly a decade in a variety of roles, including research & consulting, writing for and editing in-house publications. Tanya has extensive understanding and knowledge of the banking and financial services technology industry and its participants, including vendors, financial institutions, consultants and other third parties, on global, regional and domestic levels. She focuses on banking tech, fintech and paytech sectors. She is a regular speaker at industry events, and has appeared as a guest expert on radio and TV, including BBC. Sharon Kits Kimathi is the Editor of Fintech Futures and Banking Technology magazine since May 2019, having been Deputy Editor at the International Financial Law Review (IFLR) and a capital markets Reporter at Global Capital and mtn-i. She has worked as a Paralegal for Freshfields Bruckhaus Deringer; as a Legal Compliance Associate for Goldman Sachs; and Paralegal at Reed Smith LLP. She enjoys writing about compliance and diversity issues affecting the financial industry. Her work on crypto and digital currencies has been published in the Oxford Political Review and Compliance Elliance Journal.

Joining us from Nairobi

Andy Mielczarek, chief executive of Chetwood Financial, talks to James King about the impact of the Covid-19 pandemic on the UK's challenger banks, the difficulties of lending during a health crisis, and the onset of new regulatory pressures. See acast.com/privacy for privacy and opt-out information.

Ron needs no introduction. He's been studying finserv and fintech for decades and has great insight into the market and consumer behavior. Google Checking is coming, although details are vague. Challenger Banks are nipping at community banks. And PFM still has plenty of life in it as it shifts from a budgeting tool to one that helps shape behavior that supports financial wellness. Follow Ron on twitter at @rshevlin and read his material on Forbes. https://www.forbes.com/sites/ronshevlin/ --- Send in a voice message: https://anchor.fm/badassbanking/message

Der Banking Summit Vienna vereint CEOs und Senior Executives der DACH Bankenszene, der Challenger Banken, Fin Techs, globale Tech Giganten und Vertreter der Bankenaufsicht zum Fach- und Erfahrungsaustausch. Im Vorfeld dieser Veranstaltung ist Steve Rogers, ehemaliger Google UK Executive im Bereich User Experience exklusiv nach Wien gekommen, um mit der Moderatorin einer der Sessions des Banking Summits, Lydia Goutas, über Themen, die den Finanzmarkt gerade aufwühlen, zu sprechen. In dem Interview erzählt Steve Rogers unter anderem, welche Rolle künftig Challenger Banks einnehmen werden und warum Culture dabei eine große Rolle spielt. Er spricht aber auch über die möglichen Auswirkungen des Brexit auf den Finanzmarkt und welche Rolle das für die vor allem in London ansässigen Fin Techs spielen wird. Steve Rogers teilt seine Erfahrungen aus der Medienbranche und was Banken davon lernen können und wie Künstliche Intelligenz die Finanzmärkte transformiert. Der Banking Summit Vienna findet am 24. und 25. September im Palais Niederösterreich in Wien statt.

Starling Bank O Starling Bank é uma fintech fundada em Janeiro de 2014 por Anne Boden (ex COO do AIB Allied Irish Banks). Anne tem mais de 30 anos de experiência no setor e é uma das únicas mulheres fundadoras dos chamados "Challenger Banks". O Starling Bank já recebeu aproximadamente £363M em investimentos. Possui 1.5M de clientes e £3B em depósitos. A fintech já conta com mais de 700 funcionários. Os clientes tem em média 35 anos e £1000 em conta corrente. Ao final de 2019, o Starling Bank faturava em média £40 por ano por cliente ativo.   Vantagens de um Challenger Bank Intuitivo, fácil de usar, simples Entende a necessidade dos tempos atuais Funciona igual a um banco tradicional 100% Mobile Oferece serviços gratuitos para atrair novos usuários Fintechs mencionadas no episódio Nubank: $1.1B Series F20M clientes São Paulo - Maio 2013 https://www.crunchbase.com/organization/nubank N26: $783M Series D 5M clientes Berlim - Fevereiro 2013 https://www.crunchbase.com/organization/n26 Monzo: £384M Series G 4M clientes  Londres - Fevereiro 2015 https://www.crunchbase.com/organization/monzo Tide: $115M Series B Londres - 2015 100k - Business https://www.crunchbase.com/organization/tide-2 Revolut: $917M Series D 12M clientes Londres - Julho 2015 https://www.crunchbase.com/organization/revolut Todos os detalhes deste episódio estão no octanage.com/lab022

Joe is Head of the UK Banks and Digital Channels business at BlackRock - The World's Largest Asset Manager. He is responsible for delivering BlackRock’s full suite of investment products, bespoke client solutions and propriety technology capabilities to some of the firm’s largest clients, including UK & Global Private Banks, UK Retail and Challenger Banks and Digital Channels (Robo Advisors & brokerage Platforms).

This week on Fin-Tech Friday, Ben MacKinnon, Chief Executive Officer and Founder of Kard, shares his insights on how technology enables fin-tech challenger banks to thrive during the pandemic.

FinTech entrepreneur Peter Ramsey is carrying out an investigation into just how well the UK's leading challenger banks stand up against their traditional counterparts in terms of customer experience. How? Simple, he set up 12 bank accounts and directly compared how the banks performed as he attempted to open an account, make a payment, freeze a card, etc. So, are the challengers just clever marketeers or are they truly outperforming their established competitors? And what is ‘built for Mars'?

Jeff Chambers, president at PSCU’s Lumin Digital, tells Karen Webster that CUs can more than hold their own – if they leverage the assets, like trust, they already have on hand.

Today, we’re joined by Max Friedrich and Lex Sokolin. Max is a fintech analyst a ARK Invest, a public markets investment manager focused on disruptive technologies including autonomous tech, robotics, fintech, genomics and next generation internet. Max recently published a report on digital wallets, including Venmo and Square’s Cash App, which is available for download on ARK’s website. I loved this conversation, which could have been twice as long as it was, and hope to continue exploring this topic in the future. We're also joined by Lex Sokolin, author of the Fintech Blueprint. For all of our past episodes and to sign up to our newsletter, please visit www.bankingthefuture.com. Thank you very much for joining us today. Please welcome, Max Friedrich and Lex Sokolin.

Nadine Klokke is CEO van Knab. Knab is een online-only bank, die zich laat voorstaan op servicegerichtheid. Knab – bank, maar dan omgekeerd, met de K van klant vooraan – is opgericht in 2012, en komt uit de stal van René Frijters, die eerder internetbroker Alex mede-oprichtte. Nadine werd in 1976 geboren in Dalfsen. In 1996 deed ze Bedrijfskunde aan de Erasmus Universiteit Rotterdam, met een specialisatie in M&A. In 2002 begon ze aan haar Traineeship bij de ING, en van 2002 tot 2019 had ze diverse leidinggevende functies binnen ING. Dit deed zij in binnen- en buitenland, en onder meer in de Oekraïne. En passant voltooide ze van 2010-2015 ook nog even een rechtenstudie, met master privaatrecht aan de VU. In 2018 begon Nadine aan haar laatste functie bij ING, als Director business lending voor ING Nederland en België. Sinds augustus 2019 mag ze zichzelf CEO van Knab noemen. Onder knab vallen sinds haar aantreden niet alleen challenger bank knab, maar ook de activiteiten van Aegon Bank. Ze woont met haar gezin in Utrecht en heeft 4 kinderen.   ***  Volg Leaders in Finance via https://www.linkedin.com/company/leaders-in-finance  ***  Zou je graag een bepaalde gast willen zien bij Leaders in Finance of ken je iemand die je wil voordragen? Laat het ons weten via gasten@leadersinfinance.nl  ***  Vragen, suggesties of feedback? Graag! Via email: info@leadersinfinance.nl  ***  Als je de Leaders in Finance podcast leuk vindt, zou je dan een review willen achterlaten bijvoorbeeld bij Apple Podcasts? Of ons willen volgen bij Spotify. Veel dank, want sommige mensen gaan alleen luisteren naar deze podcast als ze weten dat er genoeg anderen zijn die het leuk vinden!  ***  Leaders in Finance wordt mede mogelijk gemaakt door Interim Valley, FG Lawyers en Bizcuit. Meer informatie:  https://www.leadersinfinance.nl/interim-valley  https://www.leadersinfinance.nl/fg-lawyers  https://www.leadersinfinance.nl/bizcuit   

First episode with new Rode microphone. In this episode James refers to two updates today regarding the pandemic:bounce back loans - see https://www.british-business-bank.co.uk/ourpartners/coronavirus-business-interruption-loan-schemes/bounce-back-loans/eligibility checker for the self-employed income support scheme https://www.tax.service.gov.uk/self-employment-support/enter-unique-taxpayer-referenceThe bulk of the episode is on challenger banks and the various different cards and products intended to make overseas spending cheaper.

Nueva Temporada y nuevo episodio de Sin Sucursal Esta es la primera parte de la charla que tuvimos con Andres Tossounian (Tossu) Product Manager de N26 en Berlín. N26 es de los primeros Bancos de la ola de Challenger Banks que nació en 2013. Hoy en día tiene presencia en gran parte de Europa, EEUU y próximamente Brasil. Tossu nos cuenta sobre como arrancó la Fintech, cuales son sus productos estrella y con quienes compiten. Nos pueden seguir en redes en: Twitter: https://twitter.com/SinSucursal Instagram: https://www.instagram.com/sin.sucursal Todos nuestros episodios los encontrás en: https://anchor.fm/sin-sucursal

When it comes to fighting ecommerce fraud, we’re all in it together, every participant in the online payments economy: banks, payment processors, merchants, card networks. This isn’t just a feel-good call for unity—it’s a recognition of the fact that when consumers are victimized by fraudsters, hackers, and other cybercriminals, they tend to be very equitable about sharing the blame among every company that was involved in the incident, whether or not they were actually responsible. How can you maintain the trust of your customers and preserve your reputation when you’re likely to get held accountable for the gaps in another company’s cybersecurity?Imagine that a fraudster uses payment credentials stolen from Merchant A to make a purchase with Merchant B. When the cardholder finds out, they’re going to be frustrated that Merchant A’s security measures were insufficient, but fairly or not, they’re also going to be upset with Merchant B for accepting the fraudulent transaction, with their issuing bank for failing to pick up on the early warning signs of fraud, for the card network for allowing the transaction to be processed. And of course, Merchant B will be on the hook for the chargeback.Banks are going through similar issues, especially in the United Kingdom where laws were recently changed to make it easier to start up newer, smaller retail banks. Lacking the infrastructure, capital, and collective experience of the “big four” banks they’re competing with, these so-called challenger banks struggle to keep their cybersecurity protocols as strong as the larger banks’ and get preyed upon by opportunistic fraudsters.Full Text:https://www.chargebackgurus.com/blog/challenger-banks-cybersecurity-technology-gap©Chargeback Gurus 2020Production: Tyler DeLarmNarration: Sarah Rife

Globally more than 70 challenger banks - many of whom are technically not 'banks' - are competing with incumbent banks. In the UK we have Monzo, N26. Revolut, Monese - to name just four. What is happening? Who is winning or losing? Will Big Tech enter the battlefield? Renier Lemmens is a Senior Advisor and Visiting Professor of Fintech and Innovation at The London Institute of Banking & Finance. He is a Venture Partner with DN Capital focusing on Fintech. He currently also serves as Chairman of TransferGo, Divido, Mojo Mortgages, and Hostmaker. He is a non-executive director at Arion Bank and recently served as a board member of Revolut. In the past, Renier served as CEO of PayPal EMEA and member of its global executive team. He was COO of Barclays International Retail and Commercial Banking. Renier was an officer of GE Capital where he served as Chairman and CEO of Budapest Bank, and SVP Business Development for the Americas. Renier was a partner with McKinsey & Company in London, New Delhi, and San Francisco. Find out more about our Centre for Digital Banking and Finance here and follow us on Twitter and Linkedin to join in the conversation about the future of banking and finance.

Ever struggled with High Street Banks? We have!! And the new kids on the block are after our business as a result. Challenger Banks are shaking up the status quo. Have you got one of the new banking apps? What do you think? Will the Big 4 struggle in the future? Is it purely down to tech or is customer service (or lack of it) what will make you choose your next bank? Would you like to hear one of the bank bosses on the podcast? If you know one of them tell us and we will see if it can be arranged! Subscribe, review and get in touch with us! ray@raisingangelfinance.co.uk on email @nigeltbest on Instagram The description below is courtesy of good old Wikipedia

Simon Taylor and Adam Davis host this week's episode of Fintech Insider Insights and are joined by guests to talk all about the latest earning reports and see how the big banks have fared over the past year. This week's guests are: Lianna Brinded, Head of Yahoo Finance UK Sharon Kimathi, Editor at Fintech Futures and Banking Technology Earnings reports come out on a quarterly and annual basis, and in today's Insights show, we look at how banks from both sides of the Atlantic performed in 2019. In the UK the cost/income ratios for Barclays, Lloyds and RBS all decreased and many banks were hit hard by fines and payouts for PPI claims. Despite this, all the big banks in the UK made a profit. Across the pond, however, US incumbents suffered as Citi Bank saw a net loss of $132 million and Wells Fargo incurred negative growth in consumer banking operations. But what are the reasons behind these numbers? Is this the consequence of Brexit? Are we seeing the financial implications of coronavirus? Could it be that challenger banks are impacting big banks' bottom lines? Tune in to this week's Insights show to find out more as we dig into the good, the bad and the ugly of the big banks' earnings reports. This podcast is brought to you by Stake (https://hellostake.com/), the digital brokerage app bringing you unrivalled access to the US market. Invest in over 3,500 US stocks and ETFs, including game-changing companies like Google, Amazon and Tesla. Trading is instant, direct and commission-free, and with a fully digitised sign-up, you’ll be in the market in minutes. Visit hellostake.com or search ‘Stake Trade’ to seize the US market’s 31 trillion dollars-worth of opportunity today. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Lianna Brinded and Sharon Kimathi.

In this new episode of “Fintech Unfiltered,” Bank Innovation sat down with Kelly Ford, who was recently named new general partner at Edison Partners, to discuss the challenger banks and platforms in which the firm has invested, and why. 

Ross Gallagher and Adam Davis are in the hosting seat this week and are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ian Fuller, CTO and Co-Founder of Freetrade Jonathan Lister Parsons, CTO at Pensionbee Roisin Levine, Head of Banks at Flux We cover the following stories from the fintech and financial services space: N26 nabs 250,000 US customers in six months (02:53) FCA questions new overdraft rates (10:24) OakNorth brings former Chancellor onto advisory board (18:19) Community banks inject $9.5 million into Neocova (25:26) RBS CEO to fund women-led businesses (31:24) Goldman to deny IPOs to companies with non-diverse boards (37:20) New York City to ban cashless stores (42:59) This episode is brought to you by FinovateEurope in Berlin on 11th – 13th February. Built around live, 7-minute demos of the latest fintech innovations, FinovateEurope is the continent’s premier fintech event. Network with more than 1200 senior-level attendees – with more than 50% from financial institutions. And gain insights from 150 expert speakers, who will be sharing their insights on the future of finance. For more information visit finovateeurope.com (https://bit.ly/37KUhoU), and quote VIP Code 11FS for a 20% discount on your registration. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Ian Fuller, Jonathan Lister Parsons, and Roisin Levine .

To open our final podcast of 2019, a fitting close to this season with a look at the possible return of certainly following the Election result. Will the parliamentary majority be enough to overturn the feeling of uncertainty which has dominated the last 12 months? Challenger banks are often at the leading edge when it comes to innovation and in terms of linking up with 3rd small business service providers that’s no exception. We look at announcements from Metro Bank and Starling Bank of partnerships available to their SME customers designed to improve efficiencies and access specialised services. To wrap up our last episode for 2019, some good news on late payment. We review a new survey from MarketFinance which reveals that 2019 saw an improvement in late payment practices, lessening the cashflow strain for many small businesses.

@Alexandre Lazarow Director @Cathay Innovation @Alex Todorov Product Lead Risk & Support Teams @Chime @John Doppke General Manager Lending @Varo @Brian Hamilton COO/CoFounder @SafeCorp Technology

Great content that cuts through the noise is key in a disrupted B2B world. In this episode of the podcast, I spoke with Eric Fulwiler who recently joined 11:FS - a financial services transformation company as CMO, overseeing their media and marketing teams across the group.He spent the last 10 years in digital advertising agencies, most recently as UK Managing Director for US-based VaynerMedia - a creative, media, and production agency. Before agency life, and as a side hustle along the way, he's worked on and advised numerous start-ups. He's a frequent speaker and contributor on the state and future of marketing, brand strategy, and digital media.We discussed a range of topics including:What does the 11 stand for in 11:FS?What does 11FS do?Are you a consultancy or a tech companyDigital banking is only 1% finished - what's left to do?How do you differ from the big 4?Disruptive consulting - disrupting the disruptorsUsing podcasts to attract clients and share knowledgeThe quality of the content depends on the intentThe Rise of UK Fintech movieHandling growth vs innovationWhere do the existing banks have an opportunity to change?Will the challengers get scale before the incumbents get innovation?Fintech innovationNatwest Bank's innovation journeyWhat are your largest challenges as a CMO?The promise of Open Banking3 things for next week around content marketingPut value at the top of the pyramidBe iterative and reactiveYou need to drive business resultsYour Host: Actionable Futurist® Andrew GrillFor more on Andrew - what he speaks about and replays of recent talks, please visit ActionableFuturist.com follow @AndrewGrill on Twitter or @andrew.grill on Instagram.

Amplified3 is a podcast dedicated to providing insight on growing your business, reaching your goals and improving your agency. In such a rapidly changing environment we keep you up-to-date with knowledge and information from some of the best thought leaders in the industry. It is sometimes gritty, sometimes emotional and always entertaining as our host Terry Tateossian brings her experience into many of the topics and questions agencies want to know.

Welcome to the Tearsheet Podcast. I’m Zack Miller. Moven was founded in 2011 by Brett King. It was really early in the move to standalone digital banks, what we like to call Challenger Banks. Without branches and transacting via a telephone, the company was an early pioneer. Fast forward to 2019 and Moven is now lead by Marek Forysiak and has added on a new part of its business: Banking as a Service. Moven Enterprise powers digital banking functionality for traditional financial institutions around the world, like TD Bank and Westpac. CEO Marek Forysiak joins us on the podcast today to talk about Moven’s evolution as a digital bank and how its customers — both retail and now increasingly enterprise — have changed over time, as well. We talk about Moven’s customer acquisition strategy and what the firm is cooking up for the future. Marek Forysiak is my guest today on the Tearsheet Podcast.

To kick off the series, AATM tackles challenger banks. These new, digital banks are competitors of larger well known banks, and Rahat is rooting for them. Faarea, however, doesn’t need a convenient app to show her how much money she’s haemorrhaging nor is she on board with Revolut’s business model and work culture. Featuring a discussion with co-founder of Monzo, Jonas Templestein, this episode looks at the hows and whys of challenger banks, and whether they’re here to stay.

In this episode of the IBSI podcast, Bill Boyle & Alex Hamilton talk about Britain's lucrative & highly aggressive challenger banking landscape, and Monzo's transition from a payments wallet to a fully operational digital only bank. With the bank having reduced its per user operational costs, Monzo is facing stiff competition from other London based challenger banks.

Patrick Jenkins and guests discuss how the overhaul at Deutsche Bank is going, catch up with the challenges facing challenger banks and look at why Citigroup is coming under pressure to restructure. With special guest Mark Mullen, chief executive of Atom BankContributors: Patrick Jenkins, financial editor, Stephen Morris, European banking correspondent, David Crow, banking editor, Nick Megaw, retail banking correspondent, and Laura Noonan, US banking editor. Producers: Andrew Georgiades and Fiona Symon See acast.com/privacy for privacy and opt-out information.

Welcome to the Tearsheet Podcast. I’m Zack Miller. There are a handful of firms gunning to become leaders in the challenger bank space. There are the usual suspects, like Revolut and N26. But there are others firms that are growing their userbases and assets. One of those companies is CARD. It has 600,000 accounts and $3 billion in customer deposits to date. With some new growth initiatives, CARD is on track to surpass 1.5 million new accounts in 2019. CARD’s kind of an unbank bank — meaning, the product focus is on branded debit cards, including logos from popular sports teams, athletes, and music groups. CARD CEO Tim Coltrell joins us to talk about how he’s doubling his account base year over year and what he’s doing to evolve into a competitive challenger bank brand. We discuss Card’s product pipeline and how the company acquires new customers. Tim Coltrell is my guest today on the Tearsheet Podcast. I’d like to thank our sponsor MX for supporting Tearsheet’s work. MX is the leading data platform for banks, credit unions and fintechs, enabling its clients and partners to easily collect, enhance, analyze, present and act on financial data.

In this latest episode of Fintech Unfiltered, N26 USA CEO Nicolas Kopp talks about what goes into setting up a challenger bank in the U.S., why he thinks the U.S. market is ready for a mobile-first bank and why N26 USA decided against a banking license in the U.S.A., the opposite decision it made in Europe.

In this latest episode of Fintech Unfiltered, N26 USA CEO Nicolas Kopp talks about what goes into setting up a challenger bank in the U.S., why he thinks the U.S. market is ready for a mobile-first bank and why N26 USA decided against a banking license in the U.S.A., the opposite decision it made in Europe.

In the wake of last episode's eulogy for JPMC's Finn, your hosts explore exit strategies for the top challenger banks. Who buys these companies and do they get bought at technology premiums? Josh and Zack are both skeptical that they have a clear exit strategies. They discuss IPOs, and getting bought by large banks, telecoms, and payment companies. Next up, Zack spoke about TransferWise's launch of a debit card for US customers. This product -- telegraphed for a long time -- moves TransferWise a step closer to being a banking alternative. Zack referenced Tearsheet research that showed financial professionals do recognize the money transfer firm as a competitor in consumer banking. If TransferWise is a sleeper challenger, who else is, too? Josh suggests that telecoms -- following on the heels of T-Mobile's banking launch -- can turn into banking options given their size and the amount of data they have on their customers. Zack thinks PayPal/Venmo and Square Cash look like formidable competitors in the long term. Josh also mentioned Ant as a global competitor with tech and ambition. Zack thinks investing firms, like Robinhood and Stash, have sticky userbases and can further leg into banking services.

Welcome to the Tearsheet Podcast. I'm Zack Miller. Tearsheet recently ran Sara Toth Stub's article on the emergence of a new type of challenger bank. This financial institution is technology-enabled but doesn't necessarily have global ambitions. It's focused instead on serving a local or niche community. Sara joins us on the podcast to talk about what prompted her research and story into how some community banks, faced with national and now international competition, are transforming themselves. We discuss her findings, as she explains what community banks are doing to compete in the age of the challenger banks. We also discuss how these banks leverage fintech, turning their relationships with tech firms into ecosystems of innovation. Sara Toth Stub is my guest today on the Tearsheet Podcast.

Tertulia del evento NEXT ePayments Madrid con Alfonso Sainz de Baranda, Chief Growth Officer de Bnext; Matthew Gladstone, Country Brand Ambassador de Revolut; y Fernando García, Senior Business Development Manager de N26. Os dejo el enlace al vídeo del webinar que hicimos sobre cómo adaptarse a la nueva normativa PSD2: https://www.youtube.com/watch?v=rKpZZ0m7eaQ

In this special episode, recorded at Rise London during 2019 London Tech Week, new host Magdalena chats with Ricky Knox, co-founder and CEO of Tandem, the UK's leading digital challenger bank. In an entertaining and informative podcast, Ricky discusses what it takes to be the CEO of a challenger bank, if banking business models have really been disrupted, and how "big tech" companies will shape FinTech - all in Ricky's unique and engaging style. If you like this podcast, subscribe to our Rise FinTech Podcast channel via your favourite app, and be the first to know about new episodes.

The credit crunch in 2008 was the start of the rise of the so-called Challenger Banks. This month, one of those early entrants, Aldermore Bank, celebrates its 10th anniversary. To open our latest Bulletin, we take a look at Aldermore’s achievements over the last 10 years. When borrowing via a Limited Company, one downside is that lenders expect Directors to provide Personal Guarantees. Many can be reluctant to sign and in some cases it’s enough to put them off borrowing. However, that risk can be offset by taking out a Personal Guarantee Insurance policy. We take a look at how it works and where you can obtain such a Policy. To close this Bulletin, news from The Small Business Commissioner that it has named-and-shamed another high profile business for its late payment practices. Another success story for the Commissioners Office with £32,000 paid following its intervention.

Dr Ciarán O'Kelly from the School of Law and Lindsey McCracken from Belfast firm FSCom about Corporate Law and where it might take you. Are you a Level 2 law student considering optional module selection for next year? Not sure of what career options are opened up by particular areas of study? In this SWAN Study Choices podcasts Level 2 LLB student and UG SWAN Representative Melissa McDonnell speaks to Dr Ciarán O'Kelly from the School of Law and Lindsey McCracken from Belfast firm FSCom about Corporate Law and where it might take you. FSCom are specialists in providing regulatory advisory services to a broad range of Financial Services institutions including Payment Services and e-money, Challenger Banks, Alternative Finance providers and WealthTech firms. If you're interested in finding out more about FSCom and the work they do, visit their website here.

Speakers: Tom Blomfield (Monzo), John Hitchins (Aldermore), Jason Maude (Starling Bank), Bridget Rosewell CBE (Atom Bank) and Mike Trippitt (Michael Joseph Consulting). Hosted by Andrew Hilton (CSFI) Other topics discussed: Open Banking, Current Accounts, Challenger Banks

We explain why Amazon, Google and Facebook are in the firing line, discover whether challenger banks have been a success or not, learn why banks are extending mortgage lengths and find out about the main changes to taxes, pensions and more in the new tax year.   Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by Shares’ Senior Reporter Ian Conway.

Patrick Jenkins and guests discuss the prospects for a merger between Germany's two biggest banks Deutsche Bank and Commerzbank, JPMorgan's revenue warning and the growing challenges facing the UK's fintech sector. With special guest Tom Merry of consultancy Accenture.Contributors: Patrick Jenkins, financial editor, David Crow, banking editor, Stephen Morris, European banking correspondent, Laura Noonan, US banking editor and Nicholas Megaw, retail banking correspondent. Producer: Fiona Symon See acast.com/privacy for privacy and opt-out information.

Many of our recent podcasts have featured doom and gloom sentiments from businesses. We open this week’s Bulletin though with findings from Independent Growth Finance that some businesses are actually feeling positive about their growth prospects. The so-called Challenger Banks which rose up after the Credit Crunch, are now maturing into solid providers of commercial finance. One such bank is Cambridge and Counties which has announced a new milestone in terms of its growth and reputation as a strong funding partner. To round off this podcast, a look at the launch of a new fund from Santander and private investment group Topland focused on funding property developers. Traditionally not the domain of the High Street banks, the fund aims to support developers with a competitive finance package.

What if everything you ever needed from your bank could be accessed in the palm of your hand, at any time? Imagine a future where you never have to step foot in a bank branch to get your banking needs met. In fact, the future is already happening... and in the United Kingdom, non-traditional banks called Challenger Banks are making waves in the financial world. On this episode, Scott is joined by Jason Maude, who works for Starling Bank, which is one such Challenger Bank. Jason Maude is a coder, coach, debater, and public speaker. He has over a decade of experience working in the financial sector, primarily in creating and delivering software. Find show notes and more at: https://www.soarpay.com/podcast/

Ben and Mark discuss what it might be like for the creative and media agencies that Renault has brought together under one roof; the decline in trust between clients and their media agencies; Mark has a rant about daytime TV; and they discuss the new "challenger" bank brand from RBS. Ben chooses some new ads to discuss, except they're not all ads: ------------------------------------------------------------ Habito - Hell or Habito https://youtu.be/F0t0iBoQhPM Battle of the idents BBC2 https://youtu.be/HUn2wMGzYyk E4 https://youtu.be/udHEKSdlg0Y Honda - Dream Makers https://youtu.be/lz46hbF84JM

Jeff is passionate about all things Fintech and Payments. He has consulted with eCommerce platforms, PSP's, Challenger Banks, and Financial institutions of all types and sizes to deliver business-critical payments, banking, and compliance solutions via cloud and on-premise. With over 10 years working in the finance, banking, and payments space, Jeff has extensive knowledge in solving problems and removing barriers to entry for Fintech's in the new digital era. In this episode we welcome Jeff to the hosting team at the Payments Innovation podcast. 

In this latest episode of Fintech Unfiltered, N26 USA CEO Nicolas Kopp talks about what goes into setting up a challenger bank in the U.S., why he thinks the U.S. market is ready for a mobile-first bank and why N26 USA decided against a banking license in the U.S.A., the opposite decision it made in Europe.

Change affects all industries and that doesn’t exclude banking. We open our latest podcast with a look at a new report from UK Finance and EY which highlights the rise in mobile banking and what the future holds. One of the aims of the British Business Bank is to support so called Challenger Banks with funding via the ENABLE Programme. The latest beneficiary is Cambridge and Counties Bank which will utilise the funding to expand its property and commercial lending portfolio. To close, we share news of a pot of funding set aside by Lloyds Bank specifically for businesses working directly, or indirectly supporting construction of the new Hinkley Point nuclear power plant. Funding to businesses in the supply chain could give them confidence to bid for contracts. Could you make use of this?

Als Tim Sievers 2010 die Idee für Open Banking im Einlagengeschäft hat, ahnt er noch nicht, wie gut sein Plan später einmal funktionieren wird. Acht Jahre später beschäftigt sein Unternehmen Deposit Solutions 200 Mitarbeiter, hat bisher 43,6 Millionen US-Dollar unter anderem von Peter Thiel und der VC-Firma Greycroft eingesammelt und wird dieses Jahr in der Schweiz und Großbritannien starten. Im OMR Podcast erklärt der Gründer das digitale Geschäft mit Sparprodukten, wie die verschiedenen Plattformen über Online Marketing Kunden gewinnen und was ein Brief an den CEO der Deutschen Bank für Auswirkungen hatte. Alle Themen des Podcasts mit Deposit Solutions-Gründer Tim Sievers im Überblick: Das macht das von Tim Sievers gegründete Fintech-Unternehmen Deposit Solutions genau (ab 01:30) Was ändert sich für Partnerbanken von Deposit Solutions in der Beziehung zum Kunden? Und für welche Ziele eignet sich die Plattform eigentlich nicht? (ab 05:00) Was sind sogenannte „Challenger Banks“ und warum sind sie ein Problem für etabliertere Banken? (ab 06:55) Marketing für Banken: Sind Zinsen und Preisvorteile die einzigen Hebel oder geht noch mehr, um eine starke Brand aufzubauen? (ab 08:00) Welche Online-Marketing-Kanäle nutzt Deposit Solutions für die eigene B2C-Plattformen zinspilot.de und savedo.de? (ab 10:15) Wie schwierig war der Weg von der ersten Idee 2010 bis zum fertigen Produkt? (ab 13:40) Insgesamt konnte Deposit Solutions bisher 43,6 Millionen US-Dollar einsammeln – unter anderem von Greycroft und Peter Thiel (ab 17:45) Das hat die Investition von Peter Thiel außer großem Medienecho noch gebracht (ab 19:30) Mit welcher Strategie überzeugt Tim Sievers Banken davon, Deposit Solutions zu nutzen? (ab 21:10) So bewertet der Gründer den Presserummel um das Hype-Thema Fintech (ab 23:40) Wie läuft der B2B-Vertrieb, wenn Deposit Solutions einen neuen Markt erschließen will? (ab 28:50) Das Geschäftsmodell: So verdient das Unternehmen von Tim Sievers Geld (ab 30:40) Deshalb fallen bei Deposit Solutions keine B2C-Vermarktungskosten an – außer bei den eigenen Plattformen zinspilot.de und savedo.de (ab 34:20) Wie beurteilt Tim Sievers Kryptowährungen und Blockchain? (ab 37:10) Hat er selber in Kryptowährungen investiert? (ab 39:45) Das sind die nächsten Schritte für Deposit Solutions (ab 40:40)

Today’s episode is like a crystal ball glimpse into the future of banking, narrated by my guest, Anne Boden, the thoughtful and charismatic Founder and CEO of Starling Bank in the UK. Anne has years of experience at large banks, including in IT roles. At one of them, she led an effort to develop an innovation transformation. It brought her to a critical conclusion:  that the only way to create a really innovative bank is to start “from scratch.” When the UK government in 2013 responded to the financial crisis with a new type of charter, Anne founded Starling. Starling was the first of what the UK calls “Challenger Banks,” designed to foster increased market competition. It is also a “digitally-native” bank, built as a fully digital business, for the digital age. Starling is mobile-only. It operates on open platform principles and leverages the new personal data rules in Europe. These say that financial data belongs to the consumer, not the bank, and require companies to implement the customer’s instructions to share account information with any entity the consumer chooses. Among other things, this makes bank accounts “portable,” and also give customers the right to terminate such arrangements and to control how the data can be used. Building on this is a new emerging business model that is, again, essentially a platform. In Starling’s case, they take deposits and do payments, and then they operate what they call a “marketplace” with specialized partners that offer their customers everything from mortgages to insurance, to an array of financial management tools. One result is efficiency.  Anne says 100 or 150 people can do work that needs 10,000 at a large bank. Another is innovation. She talks about how hard it is to seed and propagate an innovation culture at traditional banks, and why they can’t just buy the technology they need and plug it in. As she puts it, “some poor CIO somewhere has to be brave enough to press the button.” Anne also notes that the as the platform model disaggregates traditional functions, the front end of the chain -- the customer relationship and interface -- might separate off and end up in the hands of Google, Facebook or Twitter. Our conversation included her insights on how this new model will evolve; the roles of each partner; why Starling chose to become a bank instead of offering a prepaid card; and how hard it is to do that -- the high attrition rate among those that attempt it.   Starling customers (who, by the way, are not just millennials) have a new kind of financial life. They can simply ask Starling, by voice, whether they can afford to buy a car. They can opt to have bank statements itemize by a given shop, right down to the cheese sandwich and the diet coke. Anne says they could add calorie counts to that and can integrate it with health information from the fitness app, and suddenly, money, lifestyle, and health are integrating in new ways. More on Anne Boden Three decades ago, Anne Boden pioneered the UK’s first same-day payment service – and in the process transformed the future of electronic money. Today, that revolutionary zeal continues to inform her work at Starling Bank, the mobile-only current account app she launched earlier this year. Recently recognized as one of the Global Power Women in FinTech, Anne’s worked at a senior leadership level across some of the world’s best-known financial heavyweights, among them Lloyds and Royal Bank of Scotland. It was during her tenure as CEO of Allied Irish Banks, however, that she began to explore the exciting potential of financial technology for transforming customer’s everyday lives. At heart a tech startup with a banking license, Starling is a challenger bank built on a foundation of disruptive emerging technology, competing with traditional legacy banks and helping people develop a healthier relationship with their money. More for our listeners Upcoming shows will include Cross River Bank CEO Gilles Gade; Michael Wiegand, who heads the Gates Foundation’s work on financial services for the poor; NerdWallet CEO Tim Chen; and the CEO’s of two community banks -- Eastern Bank and Radius bank. And there’s much more in the pipeline!. I hope to see you at upcoming events including: CFSI’s Fintech and the Federal Government: How Policymakers and Startup Companies are Exploring Financial Innovation, March 15, U.S. Senate, Washington Innovate Finance Global Summit, March 19-20, London, UK Regulation and Innovation in the Age of FinTech, with FSD Africa, Cambridge Centre for Alternative Finance and RegHub, March 22-23, London, UK Lendit Fintech USA, April 9-11, San Francisco, CA Bank Director, The Reality of Regtech, April 18, New York, NY Texas Bankers Association Annual Conference, May 3, Houston, TX Women Corporate Directors Global Institute, May 10, New York, NY Comply 2018, May 16, New York CFSI’s EMERGE, June 6-8, Los Angeles, CA American Bankers Association Regulatory Compliance Conference, June 26, Nashville -- I’ll be moderating a general session panel on regulation and AI, and also teaming up again with the ABA for some special podcasts. As always, please remember to review Barefoot Innovation on iTunes, and sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Again, follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going! Support our Podcast Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

According to the Registry Trust, 2017 saw a significant jump in the number of County Court Judgements registered. Is this a sign of toughening economic conditions or businesses being more aggressive when it comes to tackling overdue payments? Since its launch in January, Open Banking has been gathering support primarily amongst the smaller, so called Challenger Banks. The latest bank to embrace Open Banking is mobile-only Starling Bank. It has announced a tie-up with TrueLayer which will act as a link between Starling Bank customers and alternative finance providers. One of the more challenging aspects of starting a business is arranging finance. Where do you go? That’s a question posed by Hitachi Capital Business Finance when it spoke to start ups and younger businesses. We take a look at where business owners are getting their money from.

A study by the Consumer Market Authority showed that older and larger banks do not have to compete hard enough for customers’ business, and smaller and newer banks find it difficult to grow. This means that many people are paying more than they should for their banking activities and are not benefiting from new services. As a result, Open Banking was set up in September 2016 to enable personal customers and small businesses to share their data securely with other banks and with third parties, allowing them to compare products on the basis of their own requirements and to manage their accounts without having to use their bank. To deliver Open Banking, a new organisation was created - the Open Banking Implementation Entity – which is funded by the nine largest current account providers in the UK (Allied Irish Bank, Bank of Ireland, Barclays, Danske, HSBC, Lloyds Banking Group, Nationwide, RBS Group, Santander), as well as Challenger Banks, Fintechs, Third Parties, Consumer Groups and other parties to define and develop the required Application Programme Interfaces (APIs), security and data standards that underpin Open Banking. Imran Gulamhuseinwala OBE, Implementation Trustee of the Open Banking Implementation Entity will talk about the challenges and the progress made to date on Open Banking. About the speaker Imran Gulamhuseinwala OBE was appointed as Trustee for the Open Banking Implementation Entity on 13 April 2017. In his role as Trustee, he has oversight and responsibility for Open Banking’s development and delivery of the common technical standards underpinning the Competition and Market Authority’s (CMA) open banking initiative. He is seconded to Open Banking from Ernst & Young LLP (EY) where he is a London-based partner in its financial services practice. He is also EY’s Global Head of FinTech. He joined EY in 2014. At EY, he has worked closely with government, regulators and industry bodies to drive the FinTech agenda, leading studies for both UK Trade & Investment and HM Treasury to measure the size and growth of the FinTech sector in the UK and develop a strategy for future growth. Prior to joining Open Banking, he has been involved with the Entity’s work through its stakeholder working groups and has been active in financial technology as both an investor and a start-up Founder. He has worked in financial services for 18 years and spent eight years investing in the fintech sector. He is the co-founder of CommuterClub, a FinTech 50 start-up which helps commuters to access savings for annual travel season tickets. He was awarded an OBE in the New Year’s Honours list for his contribution to the financial services Sector. He has a Masters in Engineering from Cambridge University and is a CFA charter holder.

Twenty or so new banking licences have been granted since 2010. The UK Retail Banking Sector is incredibly diverse but this is often disguised by the single label of “Challenger Banks” which hides far more than it reveals. UK Retail Banking is a very diverse sector with players with very different focuses and motivations. In […]

Why has Asia-Pacific not seen a digital disrupter attempt to replace banks, as they have attempted in the West? Dave and Jame discuss examples of fintech startups in Asia such as Baasis and Marvelstone looking to disrupt in more lateral ways.

In this episode We've brought together some of our favourite folks from the world of FinTech challenger banks. In this episode, we talk to Starling, Fidor, and Loot about their business models, who their customers are, and how they're using technology and data to provide a great customer experience. We also discuss the challenges they're facing, what agile really means, and what's coming up for them in 2017. Enjoy the show! Our guests Megan Caywood, the Chief Platform Officer at Starling Bank Sophie Guibaud, the Vice President of European Expansion at Fidor Ollie Purdue, Founder and CEO at Loot “We like to spend a lot of time talking with our customers,” Megan says, “not just usability sessions, but chatting with them and understanding how they're currently using their banking products and where those pain points are. What we hear time and again is that what they're used to expecting –  seamlessness and ease of use from other apps and products – just isn't what they see from their bank.” Learned something cool on today's podcast? It would make our week if you told a friend about us and gave us a little shout out on iTunes. Thank you! The post Ep228 – Challenger Banks: The Battle Begins appeared first on 11:FS.

In this episode We’ve brought together some of our favourite folks from the world of FinTech challenger banks. In this episode, we talk to Starling, Fidor, and Loot about their business models, who their customers are, and how they’re using technology and data to provide a great customer experience. We also discuss the challenges they’re facing, what agile really means, and what’s coming up for them in 2017. Enjoy the show! Our guests Megan Caywood, the Chief Platform Officer at Starling Bank Sophie Guibaud, the Vice President of European Expansion at Fidor Ollie Purdue, Founder and CEO at Loot “We like to spend a lot of time talking with our customers,” Megan says, “not just usability sessions, but chatting with them and understanding how they’re currently using their banking products and where those pain points are. What we hear time and again is that what they’re used to expecting –  seamlessness and ease of use from other apps and products – just isn’t what they see from their bank.” Learned something cool on today’s podcast? It would make our week if you told a friend about us and gave us a little shout out on iTunes. Thank you! The post Ep228 – Challenger Banks: The Battle Begins appeared first on 11:FS.

Jonathan Eley and guests discuss the Bank of England's latest comments on house prices and wages, challengers to incumbents in retail banking, and whether now is the time to return to actively managed funds See acast.com/privacy for privacy and opt-out information.