Podcasts about citi

Do you ever wonder what cards other people have, how they use them, and exactly how many points they're earning each year? I'll be honest—I'm nosy when it comes to other people's points, and I love getting a peek inside someone else's points earning strategies. In this first part of a two-part year-in-review series, I've invited Dr. Andrea Mabry back to the show to break down everything that shaped our points earning in 2025. This has become one of my favorite Point Me to First Class traditions, and this year marks the third installment of this annual series. We're pulling back the curtain on the credit cards we opened, the unexpected opportunities we seized, and the total number of points we earned across all our points ecosystems, from Chase and Amex to Capital One, Citi, and beyond. Andrea and I each share our total points earned for the year, then break those numbers down by transferable versus airline-specific currencies, welcome bonuses versus organic spend, and the earning methods that delivered the most value. We talk about why this was an unusually busy year for new card acquisitions, what happened when an entire points program collapsed overnight, and what's on our radar for 2026.  Whether you're mapping out your own points strategy or just curious how two points enthusiasts approach earning at scale, this conversation offers real numbers, honest reflections, and the lessons we're taking into the new year. Get full show notes and transcript: www.pointmetofirstclass.com/2025-points-year-in-review-part-1  Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Leaving thousands of dollars in credit card offers on the table because you forgot to activate them? Brooke Merkle from CardPointers reveals how the Chrome extension and app automatically track 40+ credit cards, find the best card for every purchase, and helped one user rack up $40,000 in statement credits, all without spreadsheets or mental math. CardPointers is a tool that automatically adds credit card offers, tracks points across multiple cards, and recommends which card to use for every purchase. This is particularly valuable for military families with fee-waived premium cards. CardPointers even offers a military discount exlusive to our fans at militarymoneymanual.com/cardpointers. Main Points What Card Pointers Does Chrome extension automatically adds offers to all your credit cards (Amex, Chase, Citi, Capital One, Bank of America) Mobile app shows which card earns most points/cash back for each purchase Tracks all points balances across programs in one place Particularly powerful for military families with 5-10+ fee-waived cards The Offer Problem Card Pointers Solves Average credit card user has offers worth $2,000-3,000 annually Most people only activate/use 10-20% of available offers Offers expire if not added to cards within limited time Manually checking 40+ cards for offers is impossible Card Pointers adds ALL offers automatically to ALL cards How It Works Download Chrome extension (free) Connect credit card accounts (read-only access) Extension automatically checks for new offers daily Adds all offers with one click App shows real-time recommendations Pricing Chrome extension: Free basic version Premium features: ~$100-120/year Worth it if you have 5+ credit cards with offers Privacy & Security Read-only access to credit card accounts Same security as Mint, Personal Capital, Monarch Money Doesn't store credit card numbers Can't make purchases or move money Comparison to Manual Tracking Manual: Check 10 cards daily = 30+ minutes Card Pointers: Automatic, 0 minutes Manual: Miss 80% of offers Card Pointers: Capture 95%+ of offers Manual: Forget which card to use Card Pointers: Tells you instantly Best Practices Check extension weekly for new high-value offers Review app before major shopping trips Set up for both spouses if both have cards Particularly valuable during holiday shopping Monitor for targeted high-value offers (10X points, large statement credits) Integration with Military Benefits Works with all fee-waived military cards Tracks Amex Platinum benefits (Lululemon, Resy, streaming credits) Chase Sapphire Reserve credits (DoorDash, travel) Helps maximize value from cards you're not paying annual fees for Resources & Links Military discount on CardPointers available: militarymoneymanual.com/cardpointers Chrome Extension: Search "Card Pointers" in Chrome Web Store Mobile App: Available on iOS and Android app stores Military Money Manual: militarymoneymanual.com Military Money Manual Instagram: @militarymoneymanual   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

The surge in scams, phishing attacks and digital fraud is raising serious liability questions. So who should be doing more? In this live recording from this year's FT Global Banking Summit, Michela poses that question to executives from Citi, KPMG and Open Banking Excellence. The conversation was recorded on December 2, 2025.The FT does not use generative AI to voice its podcasts.- - - - - - - - - - - - - - - - - - - - - - - - - - For further reading:We have to be able to hold tech platforms accountable for fraud The rise of deepfake scams — and how not to fall for oneAt Singapore's anti-fraud convention, even the experts get scammed- - - - - - - - - - - - - - - - - - - - - - - - - - Michela Tindera is on X (@mtindera07) and Bluesky (@mtindera.ft.com), or follow her on LinkedIn for updates about the show and more. Hosted on Acast. See acast.com/privacy for more information.

In this podcast episode, we'll talk about last-minute uses for dining credits, AA bonvoying us, but too late to earn a Bonvoyed award, and we pick 2025's Deal of the Year. Giant Mailbag(01:24) - PSA for Dining credits(04:17) - Vote for your favorite soon: polls close 12/31You can vote here.(04:52) - Our Bonvoyed of the year picks(05:14) - The People have spokenBonvoyed(11:02) - AA: No more miles or Loyalty Points on Basic Economy fares with American AirlinesRead more about this here.Main Event: 2025 Deal of the Year(13:58) - Last year's "Deal of the Year" (2024)(17:58) - 2025 Candidates for "Deal of the Year"(18:15) - Airline & Hotel DealsRead more about Japan Airlines here.(19:23) - Learn more about Nick's JetBlue 25 for 25 journey here.(20:23) - Learn more about Wyndham's promo here.(21:11) - Credit card dealsLearn more about the Alaska Atmos Summit card here,(23:19) - Learn more about the American Express Platinum cards here.(27:50) - Learn more about the targeted American Express Business Platinum offer here.(28:48) - Learn more about the (now dead) Rakuten deal here.(30:55) - Learn more about the Citi Strata Elite recovery here.(33:43) - Learn more about Citi's addition of American Airlines as a transfer partner here.(35:36) - Other dealsLearn more about the Rakuten portal, earning Bilt points here.(37L17) - Our picks for "Deal of the Year."Question of the Week(45:12) - Anyone having trouble using Hyatt Suite Upgrade awards when using a third party like The Edit by Chase Travel℠ or Amex Fine Hotels & Resorts®?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out this...

In this episode of Workday Playdate, Erin welcomes Margaret Andrews—Harvard professor, leadership expert, and architect behind Harvard's #1 leadership course—to unpack why this class has everyone talking.Together, Erin and Margaret explore why the most effective leaders manage themselves first; how vision setting starts with exploring possibilities rather than forcing answers; and why play, creativity, and emotional awareness are non-negotiable leadership skills. Margaret shares stories from teaching executives at Amazon, Walmart, Citi, the UN, and beyond, plus lessons from her book Manage Yourself to Lead Others. The big takeaway? Leadership is about self-awareness, intention, and creating space for humans to be human at work.Inside This Episode:Why Harvard's #1 Leadership Class Works: The self-management framework that helps leaders lead with clarity, confidence, and authenticity.Vision Setting, Reimagined: Why great vision starts with exploring possibilities before setting intentions.Self-Awareness = Career Insurance: The small daily practices that prevent burnout, derailment, and leadership misfires.Play + Creativity at Work: How joy, laughter, and improv-adjacent thinking unlock better ideas and stronger teams.Manage Yourself First: The core leadership skill most people skip—and why it changes everything.Questions > Answers: How better questions lead to better leadership, decisions, and cultures.Who This Episode Is For:People leaders who want to lead with empathy, clarity, and confidence.High performers feeling burnt out, stuck, or pressured to “be a certain kind of leader.”Anyone curious about why Harvard's top leadership class is so popular—and how to apply its lessons at work today.Your FreebieYou've tried the emails, the all-hands rollout, and the polished decks, but the vision still isn't landing.That's because people don't buy into a vision that's presented to them; they buy into one they help shape. The 30-Minute Vision-Setting Meeting Template gives you a simple, human-centered way to create alignment, spark ownership, and build real momentum. Download it here.No, You Hang Up First (Let's Keep Connecting)Did today's episode resonate with you? Leave us a review sharing your favorite insight and we'll send you a free signed copy of I See You! A Leader's Guide to Energizing Your Team through Radical Empathy.Have another question that we can answer? Leave us a Speakpipe audio clip and we'll answer it in an upcoming episode.Don't want to miss another episode? If you're a Spotify listener, find our show here and click “Follow.” If you're an Apple Podcast listener, click here and make sure to hit “+Follow.”Want access to a bunch of free resources for your work life? This is your personal jackpot that gives you access to the frameworks that help us thrive both personally and professionally. Whether you're trying to improve your daily routine, flesh out an idea that you've had for quite some time, or want to add more play into your day - these resources have got your back.Want 2 emails a week from us? One with a quick tip you can implement right away to enhance your personal and/or professional lives & one of our famous F.A.I.L. Fourward Friday newsletters? Subscribe here.Connect with Margaret AndrewsMargaret's LinkedInMargaret's websiteMargaret's bookConnect with Erin Diehl x improve it!Erin's websiteErin's InstagramErin's TikTokErin's LinkedInimprove it!'s websiteimprove it!'s InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Yvette Bohanan and Ashley Lannquist welcome Scott Southall, Head of BaaS, and Will Artingstall, Head of Digital Assets Payments and e-Commerce at Citi, to dig into what recent stablecoin regulatory changes mean for the future of banking, how U.S. institutions are mobilizing behind digital dollars, why clients are asking about new forms of money, and what's next as stablecoins potentially go mainstream in the American financial system.

En entrevista con Manuel López San Martin para MVS Noticias, Eduardo Torreblanca nos habla de Citi, que cierra la venta de 25% de Banamex: Fernando Chico Pardo es nuevo presidente del Grupo.See omnystudio.com/listener for privacy information.

What if the key to self-advocacy wasn't being louder—but rewiring how you think, feel, and connect with empathy?Today, I'm joined by executive coach and podcast host Jamie Lee, who specializes in helping women and underrepresented leaders rise through the ranks without compromising their integrity. We dive into how empathy and neuroplasticity form the foundation of effective self-advocacy — and how rewiring internal narratives can lead to greater confidence, deeper connection, and clarity when speaking up. Jamie shares evidence-based techniques for regulating the nervous system so you can show up with presence and poise in high-stakes conversations. Plus, we touch on the six types of intelligence you can access to build connections and ask for what you want.If you've ever struggled with self-advocacy or want to communicate with more impact and empathy, this episode is for you.To access the episode transcript, go to www.TheEmpathyEdge.com, search by episode title.Listen in for…Defining self-advocacy and neuroplasticity in terms of empathy. Compassion as an action is the key to rewiring your brain. Ways to access your parasympathetic nervous system in your thinking brain and get out of your automatic stress response.Leveraging mirror neurons with empathy and compassion. "The brain adapts. The brain grows. It changes according to the practices that you expose it to. Compassion is the missing link that helps us be able to access those self-advocacy muscles for ourselves." — Jamie Lee Episode References: Book a free hour-long consultation for 1:1 coaching with Jamie: https://www.jamieleecoach.com/applyThe Empathy Edge podcast: Dia Bondi: How to Ask Like an AuctioneerMelissa Tiers' Anti-Anxiety Toolkit: https://www.amazon.com/Anti-Anxiety-Toolkit-Melissa-Tiers-ebook/dp/B0073HU3EGJames Tripp's website: https://www.jamestripp.onlineAbout Jamie Lee, Coach, Trainer, Podcast Host Jamie is an executive coach who specializes in women and underrepresented leaders who are "allergic" to office politics. She focuses on helping them get promoted and better paid without compromising their integrity or throwing anyone under the bus. In her practice, she blends proven self-advocacy strategies with evidence-based neuroplasticity tools.Over a decade, Jamie has trained thousands of professionals in effective self-advocacy at leading organizations, including Citi, Unilever, Association of Corporate Counselors, American College of Cardiologists, UC Berkeley School of Business, and Smith College.She's also the host of the Risky Conversations podcast, where she has honest talks with thought leaders on topics often considered taboo or "too risky" at work -- negotiation, mental and reproductive health, office politics, social injustices, and unconventional ways smart women navigate their path forward despite a flawed workplace. From Our Sponsor:Keynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game-changer for your speaking business! www.share.talkadot.com/mariaross Connect with Jamie:Jamie Lee Coach: jamieleecoach.com LinkedIn: linkedin.com/in/leejieunjamie Instagram: instagram.com/jamieleecoach Connect with Maria:Get Maria's books: Red-Slice.com/booksHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Courses! Leading with Empathy and Balancing Empathy, Accountability, and Results as a Leader LinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceKeynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game changer for your speaking business! www.share.talkadot.com/mariarossGet your copy of The Empathy Dilemma here- www.theempathydilemma.com

On November 19th, 2025, National College of Ireland in (NCI) collaboration with Citi proudly announced the official kick-off of the Citi upStart programme for the 2025/26 academic year. The initiative, designed to foster innovation and entrepreneurship among postgraduate students, saw Citi organisers, mentors, NCI students, academics, and new partners gather for the launch event. Activate mentorship This year's programme features 165 NCI postgraduate students who took part in a series of rigorous in-house idea-development workshops facilitated by NCI academic staff. This intensive process saw 60 students progress to team formation, advancing the most promising proposals which were then presented via elevator pitches at the event. Addressing participants and mentors, Dr Prag Sharma, Director, Future of Finance Think tank, former Global Head of AI CoE at Citi expressed his admiration for the nascent ideas, and provided crucial advice on AI's role: "AI is a tool for you to use, alongside the other tools you have acquired through college and your working life. AI augments our skills; so, become experts in using it to accelerate your capabilities." Following the pitches, a "speed dating" session allowed mentors from various Citi departments to connect with student teams, exploring project proposals and identifying alignment with their skills and insights. Dr Anu Sahni, Programme Director for the MSc in AI for Business, Data Analytics, and Knowledge Transfer Champion at National College of Ireland underscored the transformative power of mentorship: "Having the guidance and support of an experienced mentor can provide a mentee with a broad range of personal and professional benefits, including gaining practical advice and encouragement, as well being exposed to new ideas, and new ways of thinking, and now having another big organisation, Mphasis onboard to support this initiative, we will definitely see a remarkable amount of value added to an already innovative collaboration." New supports This year's cohort has already benefited from additional supports, including valuable insights into innovative solution development from Georgina Lupu Florian and Adrian Florian of Wolfpack Digital. Pritesh Tiwari, CEO of Data Science Wizards (itself a spin-out company from NCI MSc in Data Science), provided guidance on idea building and validation, while Swapnil Parashar, Director of Software Engineering at Oracle Cloud, shared industry perspectives on innovation. New partnership A?significant development for this year's programme is the new strategic partnership withMphasis, a global AI-led, platform-driven technology solutions provider. Mphasis will support participating student teams through project guidance and will sponsor awards and prizes for the winners at the upcoming Dragons' Den event. Rohit Jayachandran, Head of Banking & Financial Services at Mphasis, said: "Our long-standing partnership with Citi has opened the door to impactful collaborations, such as Dragons' Den. At Mphasis, we see immense potential in the next generation of technologists, and working with Citi upStart allows us to nurture that potential and fuel innovation for the future. Additionally, Mphasis' philosophy, "AI Without Intelligence Is Artificial", aligns perfectly with the programme's focus on intelligent application of technology." The ten participating teams, comprised of master's students in Cloud Computing, Data Analytics, AI, AI for Business, Fintech, or Cybersecurity, are developing a diverse range of impactful ideas. These include "Finpals," an AI-driven solution for automating credit risk analysis; "Lendloop," a peer-to-peer lending platform; "Medinova AI" and "Medtrix," both focused on enhancing healthcare access and patient support; "Phantom," an all-in-one Irish tourism app; and "Venture Forge," which aims to innovate within the Carbon Credits Market using blockchain technology. You can read more about the teams and their projects here on the NCI we...

Philips durfde ruim twee jaar geen overnames te doen. Alle tijd en geld ging op aan de slaapapneu-affaire. Maar die tijd is voorbij: het bedrijf lijft de Amerikaanse start-up Spectrawave in. Geen gigantisch bedrijf, met zo'n 70 medewerkers, maar toch: gaat Philips nog meer op overnamejacht? Dat bespreken we deze aflevering. Daarin vertellen we je ook over Nvdia. Sinds de chipmaker groen licht heeft van de VS om de op-een-na-beste AI-chips aan China te leveren, stromen de bestellingen binnen. Klein detail: China wil die chips helemaal niet hebben. Duiken we ook nog op het SpaceX van Elon Musk. Vorige week lekte al uit dat er een beursgang aankomt en vandaag lijkt dat weer een stapje zekerder. En je hoort over het bedrijf achter de robotstofzuiger Roomba: dat is ter ziele gegaan. Te gast is Nico Inberg van De Aandeelhouder, die het hele verhaal rond OCI en Orascom alvast aanwijst als 'scam van het jaar'.See omnystudio.com/listener for privacy information.

Episode 150 of the Award Travel 101 Podcast focuses heavily on year-end strategy, with Mike Zaccheo and moderator Cameron Laufer walking through news, bonuses, trip updates, and the annual housekeeping travelers should tackle before December 31. They open by highlighting a community post about someone just 500 MQDs short of Delta Diamond and discuss creative last-minute options—same-day turn flights, buying MQDs, or leveraging Delta credit card boosts. News items include Royal Air Maroc's new status match (valid through 2026), a significant Turkish Miles&Smiles partner award devaluation, and Capital One's upcoming transfer-ratio cut to Emirates. Mike and Cameron also share their own card bonus pursuits and recent travel planning, including Mike's NYC trip and Cameron's Singapore Airlines business-class redemption and new Hyatt Globalist status.The main segment dives into year-end planning across credits, spending, and elite status. Mike reviews the long list of expiring statement credits—hotel credits from Amex, Chase, and Citi; airline incidental credits; and category-specific perks like Amex Dell/Saks/Resy and Hilton's monthly credits. Cameron covers annual spending thresholds, including Hilton free night certificate triggers, Hyatt spend-based nights, Amex Platinum's 75K spend for guest lounge access. They also outline status deadlines, reminding listeners that most airline and hotel elite metrics close December 31.Rounding out the episode, the hosts discuss point pooling and transfer limits—noting strict annual caps for Citi ThankYou, Marriott, and Hilton—plus considerations around buying points and credit-card strategy like triple-dipping and 5/24 checks. The “Tip of the Week” advises booking Alaska Airlines partner awards (such as those operated by AA) under “other person” so you can later manage the reservation directly through American Airlines.Episode Links:Royal Air Maroc Status MatchTurkish DevaluationCapital One to Emirates DevaluationYear End Statement CreditsYear End Hotel Status StrategyWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

Financial stocks experienced a strong 2025 but Rick Ducat notes Citigroup (C) as the strongest performer. He measures the stock's rally to peers like JPMorgan Chase (JPM), Goldman Sachs (GS), and Wells Fargo (WFC) to show where Citi stands. Rick's technical analysis shows how Citi's sharp rally can waver. He later turns to the options front and explains how traders are pricing in future moves. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Heath Terry, Citi's Global Head of Technology and Communications Research, breaks down the latest OpenAI announcement and what it means for the AI landscape in 2026. Earnings from Broadcom, Costco, Lululemon and RH set the tone for the afternoon. Market gut check with Stephanie Guild, Chief Investment Officer at Robinhood. Christopher Rolland of Susquehanna analyzes Broadcom's results. Diana Olick reports on U.S. home prices turning negative and Deepak Puri, Chief Investment Officer at Deutsche Bank Wealth Management, on his 2026 market outlook and the strengthening dollar. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

SEC Announces It Will Not Respond to Most No-Action Requests for Rule 14a-8 Shareholder Proposals.Government shutdown - the staff claimed they COULDN'T respond because after the shutdown, they had too much other work to do: “current resource and timing considerations following the lengthy government shutdown and the large volume of registration statements and other filings requiring prompt staff attention.” It just happens to coincide with Atkins saying there shouldn't be shareholder proposals, that's just a coincidence.John Cheveddan and Jim McRitchie - let's be honest, if it weren't for Cheveddan and McRitchie over 3 decades, we'd have less shareholder rights, and companies would not be such big whiners about “woke” shareholder proposals. Guys, you ruined it for all of us with your attention to democracy.Woke ESG shareholders like As You Sow, Arjuna, Trillium, and nuns - if we're honest, the nuns and SRI crowd might have been the straw, right? I mean they're putting in proposals that MAKE Exxon sue them! How dare they ask for carbon scope 3 emissions data!Antiwoke shareholders like NCPPR and Jesus - excluding Cheveddan/McRitchie, the highest volume of shareholder proposals have actually been the ANTI-woke filers, asking for things like a report on how companies will stop funding trans conversions (or one actual one where they asked about the reputational risk of NOT supporting un-trans-ing). Some of the proposals are so comically stupid, but the companies have to respond using third party lawyers and do the whole thing - maybe National Legal whatever center for whatever is the REAL straw?ISS and Glass Lewis - this was like 90% of what they did, since they certainly didn't suggest voting against any directors unless an activist was involved. So when Ramaswamy and Musk and DeSantis and Texas declared proxy advisors woke activists, it was hard to deny since they didn't do any work to vote out directors - just offer customers whatever voting pablum they wantedBlackRock and investors who never voted anywayOther - Atkins and Manhattan institute - lobbyists, administrationPepsi to cut product offering nearly 20% in deal with $4 billion activist ElliottPepsiCo said it also plans to accelerate the introduction of new offerings with simpler and more functional ingredients, including Doritos Protein and Simply NKD Cheetos and Doritos, which contain no artificial flavors or colors. The company also recently introduced a prebiotic version of its signature cola..WHO DO YOU BLAME?Pepsi CEO Ramon Laguarta - CEO since 2018, 21% influence, 43% connected to the board (so they're basically all known entities), has overseen basically zero shareholder value increase in the last 5 years, overall .513 TSR batting average - what has he been doing? Did he put a sign on the door begging an activist to come hang?Activist Elliott Management - Paul Singer is notorious as a real foodie… wait, no, sorry, he's known as a “vulture capitalist” who helped oust Jack Dorsey from Twitter because he didn't want him to hang in Africa, but was happy to have Elon Musk (who has five jobs) take it over. In 2021, he did take a 3% stake in Ahold Delhaize, a grocery store owner, so he's probably had a protein shake sprinkled on Doritos before?Pepsi's board - first of all, it's 14 people, which is like 7 people too many. Second - 4 finance types? Two pharma/med types? There are more people who know medicine than food - only ONE agribusiness repped on the board (Bunge) with the only other food production from Pepsi or ex-Pepsi execs? There are three directors on the nom committee with 10+ years on the board, and the other two have.. 9 years. Vasella has been there 23 years - time for some turnover.Roberto P. Martínez (International Chief Commercial Officer and CEO of New Revenue Streams) and Tara Glasgow (Executive Vice President and Chief Science Officer) - someone needs to be held responsible for Doritos Protein and Simply NKD CheetosJimmy Kimmel signs ABC extension through 2027Most of Kimmel's recent renewals have been multiyear extensions. There was no immediate word on whose choice it was to extend his current contract by one year.WHO DO YOU BLAME?Bob Iger - he yanked Kimmel to kiss Brendan Carr's ass and the affiliates, then put him back on when subscribers cancelled, then convinced affiliates to re-air, all because Kimmel said conservatives really didn't want Kirk's killer to be conservative? Now Kimmel is EXTENDED? It has to be the dumbest series of events since “Don't Say Gay” bill in Chapek's era, right?Disney's board - these are well known directors in the bag for Iger, and Iger would not even be CEO again if not for them. Susan Arnold, who at the time had more influence on the board than Iger, was chair of the nominating committee, had Mel Lagomasino and Derica Rice on with her, all went with Iger's hand picked choice of Bob Chapek. Arnold left the board, but both Rice and Lagomasino stayed behind to help choose… Bob Iger to return? Then brought on James Gorman, who hand picked HIS successor, to lead succession with Bob Iger again? Is anyone doing a job on this board? ISS - when Nelson Peltz took his Ike Perlmutter borrowed stake in Disney in 2024, ISS sided with Peltz and suggested voting out Mel Lagamasino because she was the longest tenured director and “responsible” for Disney's failed succession. In 2025, after Peltz lost and no one cared, ISS backed Lagamasino. With analysis like that, it's no wonder Disney can bow to the Trump Administration since there's no way ISS will actually suggest changing the board unless an old racist takes a stake.Brendan Carr - is this just a finger in the eye of Carr, the FCC, and the angry conservative affiliates by Iger? Is this Disney's way of being woke now?Other - Baby Doll Dixon, Jimmy Kimmel's agent - should have gotten him a 10 year deal with a player option out. Optically way better, gets bought out if they fire him.Trump says Netflix, WBD deal could be 'problem' as son-in-law Kushner backs Paramount bid“I'll be involved in that decision too,” Trump said days after Netflix agreed to buy WBD's film studiosParamount revealed in a regulatory filing that its hostile bid for WBD bid is being backed by Trump's son-in-law, Jared Kushner, who is a former White House advisor - and every Middle Eastern sovereign fund, as well as over $40bn by Larry Ellison (and David Ellison committed to spend more in a text to co-CEO Ted SarandosWHO DO YOU BLAME?Larry Ellison - without daddy's $40bn (and more - what's $40bn when you have $269bn in net worth and own an island in Hawaii), there is no deal - literally no deal, this is pure nepo - THE OLIGARCHYMiddle Eastern sovereign funds - I mean, they're involved in EVERY major deal of a conservative figure (Musk/Twitter, Musk/Grok, Ellison/Paramount, Ellison/TikTok, Trump/Air Force One) and are backing another consolidation. Is this the greatest capitalist manipulation ever? Dictator capitalism?Robby Starbuck - he claimed “victory” in the Skydance acquisition terms for killing DEI at Paramount, used the opportunity to lick the boot of Brendan Carr, who is almost guaranteed to investigate Netflix given their wokeness. Somehow it's all Robby Starbuck's fault, right?WBD chair Sam Di Piazza - a near lifer at PwC as an accountant until he want to Citi as an i-banker for a stint, served on AT&T's board… an ACCOUNTANT is running the show! No one has heard of him, he's not in any of the news, but ostensibly he (and the board) approved the Netflix deal after dealing with Baby Ellison. The board is the only group that gets all the bids, compares them, and ultimately decides what to agree on and send to shareholders. If they chose Baby Ellison to avoid him throwing a temper tantrum to daddy, there's no hostile takeover and conservatives can rejoice in owning all of media, right? Snap appoints Arlo CEO Matthew McRae to board of directorsPrior to his current role as CEO of Arlo Technologies, which he has held since August 2018, McRae served as Senior Vice President of Strategy at NETGEAR and as Chief Technology Officer at VIZIO for over seven yearsWHO DO YOU BLAME?Evan Spiegel - he owns 53.1% of voting power - there is no one else to blameRobert Murphy - he owns 46.4% of voting power - what if he doesn't like Matt McRae? Do they resort to a thumb war? Who are we kidding, it's still Evan Spiegel's faultInvestors, who, for whatever reason, have OK'ed the idea of dual class shares such that Spiegel and Murphy own 99.5% of the voting power and less than 8% of the economic interest - while Fidelity owns 14.6% of the shares that control 0% of the overall vote. It was banned from index inclusion because the shares had NO voting rights - but somehow Meta is ALLOWED on every index because you have voting rights even if you can NEVER EVER WIN as Zuck owns control. What's the fucking difference??Worst CEOs of the Year Evan Spiegel of Snap

Citi raised its price target on Apple (AAPL) to $330 from $315 over bullish expectations for iPhone 17 sales. Rick Ducat notes the company's changing leadership and lagging stance in the A.I. race as two key topics for investors to consider moving forward. As for the chart, Rick points up an upwards wedge breaking to the downside as a bearish indicator. Options activity has also slowed on Tuesday's session. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Quantum computing may feel like a distant part of the future, but many experts believe its widespread adoption could arrive sooner than expected. And with it comes a profound challenge: today's encryption, which protects global cybersecurity, banking, digital identity, and confidential communication, may no longer be secure.So what happens when quantum computers can break the cryptography that protects our most sensitive information?In this special Alice in Wonderland-themed episode of Tech Tomorrow, David Elliman speaks with Dr. Sarah McCarthy, Quantum Readiness Programme Lead at Citi, to explore the looming post-quantum era. Together, they discuss what executives, security leaders, and organisations need to understand about quantum risk, how to prepare now, and why waiting may already be too late.Through playful Wonderland metaphors inspired by Lewis Carroll, including the Red Queen's race and the Garden of Talking Flowers, David and Sarah explain complex security concepts with clarity and imagination. They outline what quantum computing really is, how modern cryptography works, why cryptographic agility matters, and what could happen if organisations fail to adapt in time. The conversation emphasises that leaders must first understand their organisation's current cryptographic estate, then develop a strategy that allows their systems to adapt and evolve, and finally begin taking practical steps today to ensure readiness well before ‘Q-Day' arrives.Episode Highlights00:34 – Introducing the Wonderland theme and framing the topic.02:13 – What is quantum cryptography, and why does it matter?03:5 – How modern cryptography protects everyday digital life.06:16 – David Through the Looking Glass: Understanding the Red Queen's Race.07:23 – Why security strategies must evolve continuously.09:24 – Cryptographic agility and how leaders can practice it.11:22 – The urgency behind quantum readiness.15:49 – David Through the Looking Glass: The Garden of Talking Flowers and digital estate management.16:32 – Practical, actionable steps executives can take today.19:59 – What is Q-Day, and when might it arrive?22:30 – David Through the Looking Glass: The White Rabbit of quantum security.23:03 – Which companies are making progress in quantum-safe security?24:38 – Can our secrets survive the quantum leap?About Zühlke:Zühlke is a global transformation partner, with engineering and innovation at its core. We help clients envision and build their businesses for the future – running smarter today while adapting for tomorrow's markets, customers, and communities.Our multidisciplinary teams specialise in technology strategy and business innovation, digital solutions and applications, and device and systems engineering. We thrive in complex, regulated sectors such as healthcare and finance, connecting strategy, implementation, and operations to help clients build more effective and resilient businesses.Links:Zühlke WebsiteZühlke on LinkedInDavid Elliman on LinkedInDr. Sarah McCarthy WebsiteDr. Sarah McCarthy on LinkedIn

Contrast between today's macro backdrop and the 2021 Bitcoin peak, with tighter liquidity, higher rates, and far stronger structural support for BitcoinCory's base case: no classic 80% “crypto winter” drawdowns anymore and a strong chance of new all-time highs in 2026John's “yearly lows” chart framing: rising annual Bitcoin floors as proof of real accumulation and diminishing panic sellingLarry Fink, Harvard, sovereign wealth funds, and major banks (BofA, Vanguard, Schwab, Citi) as long-term Bitcoin buyers, not momentum touristsDiscussion of CFTC-approved spot Bitcoin trading on designated contract markets as another on-ramp for pensions and endowmentsBig critique of prediction markets and “scambling” (scam + gambling) as an extractive, nihilistic, fiat-era attempt to financialize everythingCory and John argue that crypto casinos, meme coins, and prediction markets are a giant gambling funnel that ultimately pushes people toward Bitcoin's seriousnessBitcoin and energy: riffing on Elon Musk and Jensen Huang's comments about Bitcoin turning stranded or excess energy into a universal monetary batteryMicroStrategy's new USD reserve is framed as a cosmetics move to soothe institutions and make their Stretch preferreds more attractive, not a change in core strategyCory pushes back on “Operation Chokepoint 2.0” de-banking narratives, distinguishing between true systemic exclusion and individual risky accounts being dropped Swan Private helps HNWI, companies, trusts, and other entities go beyond legacy finance with BItcoin. Learn more at swan.com/private. Put Bitcoin into your IRA and own your future. Check out swan.com/ira.Swan Vault makes advanced Bitcoin security simple. Learn more at swan.com/vault.

Citi recorta estimación de crecimiento económico  Milei asistirá al Nobel de la Paz en Oslo  El universo podría albergar billones de galaxias: UNAM  Más información en nuestro podcast

In this week's podcast, we'll talk about how Citi Travel hides thousands of hotels, we'll describe our favorite flights from 2025, and we'll find out who on the FM team is willing to book a 3.5 rated hotel...Giant Mailbag(01:51) - Hyatt Elite Status Hack See episode 334 "Super Stacking Stories " here.Bonvoyed:(07:07) - Citi Travel blocking hotel bookings in Egypt, UAE, Malaysia, and Indonesia (and maybe other places?)Bonvoyed runner-ups(10:15) - PSA: Wyndham book and cancel trick may appear to extend points, but then they may expire anyway(13:02) - Turkish Airlines devalues Miles & Smiles redemptions for US flights(17:52) - British Airways devaluation Dec 15(18:54) - Capital One transfer ratio to Emirates will reduce to 1,000:750 (Jan 13)Awards, Points, and More(20:35) - Citi loses Aeromexico as transfer partner 1/25/26(22:13) - Omni Hotels & Resorts added as Mesa transfer partner(26:36) - Delta Leaves SkyMiles Status Requirements Unchanged For 2026, and Delta Choice benefits changes for 2026(34:36) - United cardholders can earn 2x on rent with Bilt (3% fee applies)(36:58) - Accor → Flying Blue 30% xfer bonusThe lowest hotel ratings we're willing to book(40:51) - What were our favorite flights that we took with points and miles in 2025?(50:17) - What are the FM team's thoughts on the Ink Business Preferred® Credit Card / Ink Business Unlimited® Credit Card train derailing? It seems like the so valuable pool to earn our sweet Hyatt points is drying up.(51:35) - A lot of good Bonvoy'ed options this week. Capital One/Emirates, Turkish, and British Airways... rank them from least worst to worst.(55:52) - Do you have any insight on the United business partner awards between the US and Europe? I'm attempting to book via Aeroplan, but availability seems to have vanished.(57:40) - ​​How the heck do I know what's actually going to earn rewards with the new Chase Sapphire Reserve® Card? Does Chase give MCC codes?(59:16) - Are any of y'all nervous flyers?(1:03:02) - Have you guys ever thought about visiting every single country in the world using points/ miles as much as possible?(1:10:51) - Do you have insight into what Sapphire status gives with Alaska when someone is flying with Alaska or another oneworld partner?(1:17:28) - What would you value more….achieving Bilt Platinum status or ATMOS Gold status (I live in Charlotte, an AA hub)?(1:20:10) - ​​Aloha! In yesterday's coffee break, you spoke about the great deals you found. How do you find when a great sweet spot becomes available? Are you setting alerts for 20+ locations? Scouring every day?(1:23:56) - Now that the Turkish sweet spot to Hawaii has died, are there any other sweet spots worth seeking out in the Turkish program?Read Nick's best use of Turkish Miles and Smiles here.(1:26:18) - How long is too long to spend comparing hotels on websites like flyertalk or reading reviewsSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out this month's sponsor and support our showJoin the...

Muy buenos días, sigamos con la expectativa del encuentro entre los tres “amigos” de Norteamérica, qué debemos esperar hoy durante el sorteo del Mundial. Citi cambia de CEO en México, apuesta por un mexicano, pero por qué sale el que estaba. Sigue dando vueltas el conteo de votos en Honduras, respecto a la venta de Warner, ya brota la acidez y unos peluches que se venden muy bien en México están impulsando las ventas de una empresa de Warren Buffet. [Patrocinado] Conoce las oportunidades que ofrece Deel aquí.

Really great conversation with Pismo co-founder and CTO Daniela Binatti on growing a successful fintech from Brazil and managing employees around the world. Working with giants like Citi to building a core banking and payments platform this week on the Fintech Newscast! https://www.pismo.io Click Subscribe to keep up to date on the world of fintech!  Reach … Continue reading Ep- 270- Pismo CTO Daniela Binatti

Het onvoorstelbare is gebeurd. Mark Zuckerberg grijpt in bij zijn favoriete hobbyproject. Metaverse krijgt, meldt persbureau Bloomberg, maar liefst 30 procent minder geld. Opvallend, want Zuckerberg roept al jarenlang dat dit dé toekomst is. Hij veranderde zelfs de naam van het bedrijf, omdat hij zo in de Metaverse gelooft.Dat lijkt nu dus anders te lopen. Hoe anders, dat zoeken we deze aflevering uit. Dan bekijken we ook de financiële puinhoop van dit hobyproject. Het heeft tot nu toe namelijk al 70 miljard dollar verloren.Hebben we het ook over een ander nieuwtje. Die komt van de journalisten van de Financial Times en gaat ook over Meta. Brussel gaat een onderzoek starten naar de AI-functies in Whatsapp.Jensen Huang hoeft president Trump niet te appen. De baas van Nvidia zag hem namelijk tijdens een lobbybezoek in Washington. Een belangrijk gesprek voor de toekomst van Nvidia. Verder hoor je meer over een cadeautje van president Trump aan de autosector. Hebben we het over de enorme koersval van Philips, de directie van Adidas dat een rechtszaak wint van de eigen aandeelhouders en de Amerikaanse arbeidsmarkt. Slecht nieuws: er worden heel veel Amerikanen ontslagen. Sinds 2020 niet zoveel als dit jaar.See omnystudio.com/listener for privacy information.

Core banking is no longer a back-office topic.Cloud, payments, AI and digital assets are forcing banks to rethink the foundations of how money moves.In this episode, Arjun sits down with Vishal Dalal, Global CEO of Pismo, to unpack the evolution of modern core banking, the rise of cloud-native architectures, and why migration, resilience and payments complexity are the real bottlenecks shaping the future.From a startup getting thrown out of buildings in Brazil to powering global banks across 70 plus countries, Vishal breaks down the hard truths of building critical infrastructure in a world that expects zero downtime, instant scalability and absolute safety.In this episode:• How Pismo went from a 5,000-card pilot to powering tens of millions of accounts• Why resilience, recovery and disaster readiness are now core banking table stakes• The real challenges of migrating 200 million accounts from legacy systems• Why every country building its own payment rails increases global complexity• How stablecoins, tokenized deposits and CBDCs force a rethink of the entire backend• Why digital assets and real-time settlement are pulling core banking into a new era• How AI is reshaping migrations, operations, debugging and developer speed• Why being cloud-only opens some markets and immediately disqualifies others• How leaders should balance velocity with safety in a geopolitical environment full of risk

Boeing (BA) opened Tuesday's trading action as the stronger performer in the SPX. Diane King Hall points to commentary from the company on returning to positive free cash flow lifting the plane manufacturer. She turns to the A.I. front with Citi's price target hikes on Western Digital (WDC) and Seagate (STX). In the healthcare space, Diane notes BofA's target boost on Eli Lilly (LLY). ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Episode 148 of the Award Travel 101 podcast focuses on maximizing points and cashback during Black Friday shopping while also covering the week's key award-travel news. Angie and Cameron open with a community highlight about stacking rewards on large purchases—using new credit cards for signup bonuses, checking card-linked offers, comparing shopping portals, and leveraging gift-card category bonuses at grocery or office-supply stores. They also touch on programs like Wayfair Professional that sometimes unlock extra savings or rewards opportunities. News updates include a 40% Amex-to-Virgin Atlantic transfer bonus, Frontier's extended Go Wild Pass, expanded Air France Flying Blue saver availability for elite members, and an elevated $40 TopCashback referral bonus.The hosts also share their personal points wins and trip planning. Angie is using a new Citi Strata Elite card to cover property taxes and wrap up a United Gateway spending tracker, while Cameron is evaluating Citi and Chase cards for various family members and prepping for future Southwest Companion Pass timing. Travel planning includes Angie's upcoming Uruguay trip and Cameron's multi-stop itineraries for Greece and Thailand, including discussions about award pricing, hotel options, and routing strategies on carriers like Qatar, ANA, and JAL.The main topic—Black Friday shopping—dives into stacking card offers, elevated Rakuten rates, Capital One Shopping deals, Visa gift-card plays via Rove, and portal comparisons using tools like Cashback Monitor. Cameron and Angie outline the best credit cards for holiday spending across different categories and offer strategies like buying gift cards in bonus categories to boost points. They also share must-have travel items recommended by the AT101 community, such as portable fans, chargers, Airfly adapters, and CO₂ detectors. The episode wraps with a tip of the week: using Thrifty Traveler's credit-card benefits tracker to manage annual credits across multiple cards more effectively.Episode Links:Amex to Virgin 40% Transfer bonusFrontier Go Wild PassAir France Award Space for ElitesTop Cash Back LinkAmazon Black Friday DealsWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

Tim wrote a post about which transferable points are most valuable for lodging, and his findings have us wondering: Is Citibank the new transferable points currency worth focusing on? (Has Citibank now eclipsed Chase and Bilt?) See: Which transferable credit card points are most valuable for lodging?Transferring points to hotels. Has Citi eclipsed Chase and Bilt?(01:11) - Most hotel transfer opportunities are not very good...(02:14) - Fixed value opportunities(03:43) - RRVs (hotel programs with variable value and available as transfer partners)(04:43) - Better than 1:1 transfers...(06:58) - Summary of the average top 5 opportunities for transferring points to hotel programs(08:36) - 90th percentile, cherry-picking the top 5 opportunities for transferring points to hotel programsVisit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

Carl Quintanilla, Sara Eisen, and David Faber kicked off the hour with a debate over the state of inflation - and what it means for the Fed - on the heels of new data out of NABE... with key analysis from Citi's U.S. Equity Strategist Scott Chronert soon thereafter. Plus: tech yet again the focus of early trading - the team started with breaking news out of Amazon when it comes to their satellite business, before also getting a breakdown of Elon Musk's AI chip ambitions (helping boost Tesla shares), and a deep-dive on Alphabet's big move higher to fresh record highs.  Also in focus: the state of the economy - and what a volatile government could mean for markets, in a wide-ranging and rare interview with former Treasury Secretary Jack Lew this hour.  Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A new all-time high for Alphabet. How the stock is benefiting from the AI trade and what it means for the competition. Then the CEO of Tanger has a read on the consumer ahead of the holiday shopping season. Plus, Novo Nordisk shares fall following new trial data related to an Alzheimer's drug, while Eli Lilly tops a $1 trillion market cap. Citi breaks down what stocks to own. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Analistas elevan pronóstico de crecimiento del PIB mexicano  Edomex oferta más de 20 mil árboles de Navidad sustentables  Europa enfrenta ola de frío polar y primeras nevadasMás información en nuestro Podcast

Jyoti Bansal is the co-founder and CEO of Harness, the software delivery platform used by thousands of engineering teams, and previously founded AppDynamics, which he led from inception to a multibillion-dollar acquisition by Cisco. In this episode, Jyoti unpacks what it really takes to move from mid-market to enterprise, why he thinks in terms of “product-market-sales fit,” and how he structures Harness as a collection of “startups within a startup” to launch multiple “best-of-breed” products. In today's episode, we discuss: Why companies get stuck in the mid-market and struggle to move up into enterprise Why Jyoti deliberately lost Netflix as their customer The difference between product-market-sales fit, and product-market-fit How to build a scalable, capacity-driven go-to-market machine (instead of chasing deals) Diagnosing whether you have a product problem or a distribution problem How to hire and evaluate your first head of sales and top sales leaders Why Jyoti sold AppDynamics three days before IPO The “binary differentiator” rule for launching new products into crowded markets Why Harness runs 16 product lines under one roof Where to find Jyoti: LinkedIn: https://www.linkedin.com/in/jyotibansal/ Twitter/X: https://x.com/jyotibansalsf Where to find Brett: LinkedIn: https://www.linkedin.com/in/brett-berson-9986094/ Twitter/X: https://twitter.com/brettberson Where to find First Round Capital: Website: https://firstround.com/ First Round Review: https://review.firstround.com/ Twitter/X: https://twitter.com/firstround YouTube: https://www.youtube.com/@FirstRoundCapital This podcast on all platforms: https://review.firstround.com/podcast References: Amazon: https://www.amazon.com/ AppDynamics: https://www.appdynamics.com/ Barclays: https://home.barclays/ BIG Labs: https://www.biglabs.com/ Carlos Delatorre: https://www.linkedin.com/in/cadelatorre/ Charles Schwab: https://www.schwab.com/ Cisco: https://www.cisco.com/ Citi: https://www.citi.com/ Cloudability: https://www.apptio.com/products/cloudability/ Datadog: https://www.datadoghq.com/ Dynatrace: https://www.dynatrace.com/ Harness: https://www.harness.io/ Jeff Bezos: https://x.com/JeffBezos Microsoft: https://www.microsoft.com/ Nasdaq: https://www.nasdaq.com/ Netflix: https://www.netflix.com/ New Relic: https://newrelic.com/ Salesforce: https://www.salesforce.com/ Splunk: https://www.splunk.com/ Traceable: https://www.traceable.ai/ Unusual Ventures: https://www.unusual.vc/ VMware: https://www.vmware.com/ Timestamps: (01:48) Why do companies get stuck in the mid-market? (05:09) Designing a product for enterprise and mid-market (07:19) Why Jyoti lost Netflix as a customer - on purpose (10:18) Becoming a scalable GTM organization (12:32) The real signs of product-market fit (14:04) Have you delivered the value? (15:46) How to hire your first sales team (19:59) The four signs of excellent sales leaders (23:16) How to interview a sales leader (27:51) Where Jyoti developed his commercial taste (29:37) Why early founders need to learn sales (32:02) How AppDynamics began (36:36) Why Jyoti sold three days pre-IPO (41:55) What does a healthy board look like? (44:23) How Jyoti perceives competition (46:18) Why you need a binary differentiator (49:53) How to launch multiple products (52:00) “We need to be best of breed” (57:38) Why PMs are like mini-entrepreneurs (1:00:20) The startup within a startup (1:02:45) A culture of continuous improvement

Know what you own. Know the indicators that are important to stock price like MacD and RSI. Know the fundamentals of the stocks you own. Know if they have changed based on earnings and estimates. If none of that is worrisome - you're fine! Today's episode is all about - WE NEED A PULLBACK and more may be in store. But panic is not a strategy. BLACK FRIDAY SALES END SOON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TRENDSPIDER - Up to 68% off and 52 trainings for the next year. HUGE SALE saving you over $1,000. SEEKING ALPHA BUNDLE - Save over $200Seeking Alpha Premium - FREE 7 day trial Alpha Picks - Save $100 Seeking Alpha Pro - for the Pros EPISODE SUMMARY

President Trump hosts Saudi Crown Prince Mohammed bin Salman at the White House. Looking to strike a number of investment deals. Plus, Citi's Global Head of Tech breaks down how investors should be thinking about the market's fears of an AI bubble. And the CEO of Medtronic reacts to results after raising guidance. The stock the top gainer on the S&P 500 in early trade. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kristina Partsinevelos recaps the market while Rick Santelli breaks down bond market moves and Mackenzie Sigalos explains Bitcoin's “death cross.” Stephanie Aliaga from JPM Asset Management outlines the AI investment thesis, and Ben Bajarin of Creative Strategies weighs in on NVIDIA earnings and Apple succession plans. Drew Pettit of Citi explores thematic baskets heading into year-end, and Dallas Tanner, CEO of Invitation Homes, provides insight on the housing market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Citi Chair and CEO Jane Fraser discusses Citi's growing presence in China, the current state of the US economy, and her views on how to deploy AI in the financial sector. She speaks with Bloomberg's Stephen Engle at the Citi China Conference in Shanghai.See omnystudio.com/listener for privacy information.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Emanuela Saccarola, head of cross border payments at Citi as the two talk about the progress in cross border payments, the work that needs to be done, stablecoins, AI, tokenized deposits, and an out of the ordinary vacation destination recommendation.

How often do you fly to earn points & miles? Do you chase status with an airline you don't intend to fly, with the intention of later matching to another airline? We answered these and many other questions on the Ask Us Anything hosted live on YouTube on November 5th, 2025.(06:10) - ​​How many annual fees do each of you pay a year, and how often do you fly to earn points & miles?(15:08) - ​​Hi, after the devaluation of the Wyndham Vacasa relationship, is there any more value left in hanging on to the Business Earner card?(18:36) - What are the FM team's thoughts on the Atmos summit card? Sustainable?(22:43) - Do you chase status with an airline you don't intend to fly, with the intention of later matching to another airline? Any opportunities like this that recur periodically?(24:51) -: ​​Hey gang, with platforms like Gondola and Rove, etc, when booking paid stays and flights, what is your typical order of operations with booking paid stays or flights?(32:35) - Have you heard if it's true Chase will move to EIN only for biz cards(35:06) - ​​What do you think Citi will do with current Barclays Aviator Silver cardholders...grandfather us or force us to the Globe card?(36:06) - For the Chase Sapphire Reserve® Card's 1.5x eligible points, how does it get affected if you transfer points or spend them on non-1.5x redemptions?(38:14) - A question regarding Bank of America approvals. I have a credit score of over 750. I applied for the Alaska Airlines premium card. Was denied because of not having a relationship with Bank of America . Any workarounds ?(40:22) - ​​Are Barclay's Hawaiian cards going away or sticking around? I don't have an immediate need for these miles, but I may regret not getting them if this is the last chance to apply.(42:51) - ​​Has anyone had success getting the annual fee waived for the next 12 months for the Wyndham Earner business card? I tried twice this week and was denied. I have 400K points and would lose them.(44:18) - ​Any word on a higher-level “ ultra premium “ delta card?(44:54) - ​​Are any of you taking advantage of the Alaska promotion using San Diego as a hub to fast-track status to Gold (or better)?(45:48) - Everyone: What is your favorite hotel brand (not chain, but brand)?(48:40) - I'm locked out of Barclays, so I can't get the card. But is there any way to status match to Emirates silver or higher? I've got Delta Diamond and American Executive Platinum.(49:32) - ​What do you think will be the next Maldives? Any new, exciting up-and-coming locations that you're excited about?

ON Holding (ONON) jumped higher with an earnings beat and guidance raise giving shares a platform to rally. Diane King Hall points to sales doubling in the Asia-Pacific region as a big catalyst. Citi raised its price target on Eli Lilly (LLY) to $1,500 from $1,200 on expectations GLP-1 sales will see robust growth. Diane later turns to IBM Corp. (IBM) and how the company is "doubling down" on quantum computing.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Jennifer Tsay is the CEO and Co-Founder of the professional photography platform Shoott, which uniquely offers free photoshoots where clients only pay for the photos they love. Shoott operates in over 60 U.S. cities, supporting more than 750 freelance photographers with supplemental income, and maintain a 4.9 rating on Google across 2400 reviews and counting. With a diverse background in investment banking, strategic finance, project management, documentary film producing, and acting, Jennifer combines her passion for process with her love of art and storytelling to manage growth, strategy, and operations for Shoott. You may know Jennifer from her acting gigs on The Other Two, High Fidelity, The Village, The Blacklist, and Bored to Death as well as spots for Citi, AT&T Wifi, Samsung, Geico, and Manhattan Mini Storage. Jennifer is a Forbes #Next1000 entrepreneur and one of Brit + Co's 30 AAPI Founders We Love to Support, and recently appeared on Entrepreneur.com's Elevator Pitch Season 11.

Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog, returns for an in-person conversation for episode 303. Whalen warns that stocks and crypto are slowing down as they run out of buyers, while real estate pain continues with older assets selling at discounts and more trouble ahead for private equity and private credit. He attributes Zohran Mamdani's NYC mayoral victory to inflation-driven affordability concerns, predicts a home price correction by 2027-28, and expects continued corporate exodus from New York City as long-term leases roll off. Whalen criticizes the Fed for pushing home prices up 50% since COVID and failing their mandate on price stability, discusses widespread fraud in private credit markets, and highlights Bank of America's duration risk mistakes compared to JPMorgan and Citi. He's currently focused on gold and junior mining stocks, explaining the "debasement trade" as central banks worldwide shift to gold as their primary reserve asset, while predicting crypto will "go bye-bye" and calling stablecoins a dead end.This episode is brought to you by VanEck. Learn more about the VanEck Rare Earth and Strategic Metals ETF: http://vaneck.com/REMXJuliaThis episode is brought to you by Monetary Metals. Learn more at https://monetary-metals.com/julia Links:    Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/   Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Timestamps:0:00 - Welcome and introduction1:02 - Reaction to Mamdani election2:03 - Is this the product of inflation?2:10 - Inflation driving affordability issues, Fed's failure2:54 - Heading into correction in home prices by 2027-285:26 - How mortgage lenders set rates vs. bond market6:33 - Will we see a housing emergency declared?12:08 - Outlook for New York for next four years14:59 - Big picture view: stocks and crypto slowing down15:30 - Pain in real estate, private equity, and private credit20:37 - Duration risk story at banks27:47 - Will we get December rate cut?29:17 - Fed funds rate targeting piece32:49 - Chris's portfolio: taking acorns off the table35:59 - The debasement trade39:36 - Crypto going bye-bye, stable coins a dead end42:05 - Closing remarks

In today's episode of the Frequent Miler on the Air podcast, we'll talk about the Bilt card 2.0 that's coming, we'll reveal a trick for finding Air France award availability, and talk about 5 ways to super-stack your hotel bookings.Giant Mailbag(01:08) - Air France Availability on JAL searching tipCard News(06:09) - Bilt card 2.0 (replaces current Bilt card)(08:21) - Citi now allows product changing via online Chat(09:53) - United debit card now live (Read more about the United debit card here)Crazy Thing(14:50) - Insane Capital One Shopping 70% back at TripAdvisor (airport transfers Bora Bora, lights viewing, considered a couple of $900 private boat tours with 70% back!).Read more about this here.Bonvoyed(22:28) - Aeroplan is bringing back points expiration on 11/30/26(23:43) - Problems combining Chase Ultimate Rewards points keep spreadingRead more about this here.Awards, Points, and More(28:28) - Rove Miles adds Lufthansa Miles & More as a transfer partner(30:55) - Choice Privileges revamping rewards program in early 2026Main Event: 5 rewarding ways to book paid hotel stays(33:16) - Credit card portals + coupons(35:05) - Capital One Shopping loop(37:54) - Super Stack(41:11) - Rove Miles(45:17) - The Intercontinental Ambassador Weekend Trick(50:51) - Read more about this here.Question of the Week(51:41) - When you have multiple Fine Hotels + Resorts® credits, can you book more than one room, and how?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

Sara Eisen and Carl Quintanilla kicked off the hour with new consumer sentiment data hitting its lowest levels in years - and key market analysis from J.P. Morgan Asset Management's Chief Global Strategist. Plus: Goldman Sachs' Chief Economist joined the team later on, with more on why he warns it's the worst jobs market he's seen in 50 years - outside of a recession. Also in focus: Citi's blockbuster Tech & Media conference underway in Pebble Beach, California... Sara sat down with Citi CEO Jane Fraser to discuss today's market - and AI bubble fears - before later diving deep into the outlook for AI with IBM CEO Arvind Krishna this hour.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jamie's no longer a "Citi hater" because Citi just changed the game. The new $595 Citi Strata Elite now has automatic annual fee waivers for military—no complex formulas, no statement balance tricks, no emails required. Plus $500 in easy-to-use annual credits and a 100,000 point welcome offer.  Key Benefits Annual Fee Waiver $595 fee automatically waived for MLA covered borrowers Fee charged on first statement, then automatically refunded same day No documentation or emails required Works for active duty, Guard/Reserve on 30+ day orders, and military spouses in DEERS Authorized user fee also waived Check MLA database before applying $200 Annual Splurge Credit (Unique to This Card) Choose from: First Dibs, Best Buy, American Airlines, Fiture, or Live Nation/Ticketmaster Easy to switch categories Simple for any military family to use $300 Annual Hotel Credit Points Earning 12x on hotels, car rentals, attractions (through cititravel.com) 6x on flights (through cititravel.com) 6x restaurants during "Citi Nights" (Fri/Sat 6pm-6am Eastern) 3x restaurants all other times Other Benefits Four American Airlines Admiral Club passes annually Global Entry/TSA PreCheck credit No foreign transaction fees $200 Black Lane credit (black car service in major cities) Extended warranty, purchase protection, trip delay protection Good transfer partners such as American Airlines (good for Emirates, Etihad, Cathay Pacific) Resources & Links Mentioned Latest Citi offers: militarymoneymanual.com Max Rewards app referral: maxrewards.app.link/jamesl02 Military Lending Act database info: militarymoneymanual.com/mla-database/ Instagram: @MilitaryMoneyManual   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Recorded live at Aspen Ideas: Economy — Jo Ann talks with Biswarup Chatterjee from Citi and Jennifer Lassiter of Standard Chartered about how stablecoins, digital assets, and new regulation are reshaping the very future of money. View the episode transcript, show notes, and related links on AIR's website.

Gold may have history, but does it have a future? Former Citi Chief Economist Willem Buiter joins Unchained Executive Editor Steve Ehrlich to argue that gold's “6,000-year bubble” is long overdue to burst.  He explains why he thinks central banks should dump their bullion, why Bitcoin isn't a reliable store of value, and why fully backed stablecoins and central-bank digital currencies could define the next era of money. He also touches on Trump's influence on the Fed, tokenized deposits and the future of stablecoins. Thank you to our sponsors! Binance Guest: Willem Buiter, Independent Economic Advisor, Previously Global Chief Economist at Citigroup Timestamps:

Let us know your thoughts. Send us a Text Message. Follow me to see #HeadsTalk Podcast Audiograms every Monday on LinkedInEpisode Title:

How will that work? Early decision turmoil at Tulane, how helpful are banks really being to furloughed workers, and the premium Citi card that is anything but… plus social security COLA is officially 2.8% but your Medicare premium might eat up a good chunk of it.

In this episode of Bits + Bips, former BlackRock executive and SharpLink co-CEO Joseph Chalom joins hosts Austin Campbell, Chris Perkins, and Ram Ahluwalia to discuss why the Federal Reserve may move to ease rates despite a “Goldilocks” economy, the growing role of stablecoins in foreign exchange and settlement, and how major banks like JPMorgan and Citi are expanding their use of blockchain.  The conversation also explores Japan's first yen-backed stablecoin, the implications of AI for the labor market, and the generational shift that could make crypto wallets the default interface for finance. Plus, the implications of CZ's pardon and why it's “bullish” to have Mike Selig chairing the CFTC. Sponsors: Binance Mantle Hosts: Ram Ahluwalia, CFA, CEO and Founder of Lumida Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Christopher Perkins, Managing Partner and President of CoinFund Guest:  Joseph Chalom, Co-CEO of SharpLink Gaming, Inc. Links: Reuters: Fed poised to cut rates this week, with more easing likely on tap WSJ: Trump Considers Fed Chair Selection by Year-End From Slate of Five Finalists CoinDesk: Gov. Waller: U.S. Fed to 'Embrace Disruption,' Pitches 'Skinny' Master Account Idea Reuters: World's first yen-pegged stablecoin debuts in Japan EF: ERC-8004: Trustless Agents Bloomberg: JPMorgan to Allow Bitcoin, Ether as Collateral in Crypto Push Unchained: Trump Pardons Binance Founder CZ CNBC: Trump names Michael Selig to chair CFTC; Selig cites crypto capital goal Timestamps:

Standard Chartered's Jeff Kendrick says if this week goes well, Bitcoin may never drop below $100,000 again. NLW breaks down the key macro catalysts — a dovish Fed, a potential U.S.–China trade thaw, and tech earnings from Microsoft, Meta, Google, Apple, and Amazon — that could make this the decisive week for markets. Plus, updates on MicroStrategy's credit downgrade, new Solana and Litecoin ETFs, and Coinbase's major partnerships with Apollo and Citi. Enjoying this content? SUBSCRIBE to the Podcast: https://pod.link/1438693620 Watch on YouTube: https://www.youtube.com/@TheBreakdownBW Subscribe to the newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blockworks.co/newsletter/thebreakdown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownBW

Want to work with us? Reach out! inquiries at milestomemories dot com Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) https://affiliates.meliopayments.com/travelonpointsteam Episode Description On this episode of MTM Travel we discuss Citi quite a bit including their curious new $350 annual fee AA Globe card. Does this mid-tier card bring anything new to the market and is it worth pursuing? We also discuss: learning more culture, Citi's generous offer to Strata Elite members affected by a glitch, how they are shutting down some cardmembers, a new portal that has transfer partners & big portal payouts + what 24 hour spas are like in China. 0:00 Welcome to MTM Travel 0:33 Shutting down the cottage & parent melancholy 5:44 Learning more about Mexican culture, burial traditions 8:56 Relaxing itinerary or getting home as soon as possible? 11:00 Citi's new AA Globe coupon book? 15:02 Is the 90K Globe welcome offer worth pursuing? 19:22 How banks decide which perks/benefits to add with new cards 20:53 Citi's very generous customer resolution for Strata Elite - Were they forced into it? 26:00 Citi shutting down some Strate Elite cardholders 28:43 Rove Miles - New portal with transfer partners - 1,500 free miles offer 33:15 24 hour spas in China + other crazy attractions Links Citi AA Globe - https://www.citi.com/credit-cards/citi-aadvantage-globe-mastercard Rove Offer - https://travel-on-points.com/rove-miles-shopping-portal/ Melio Offer (affiliate link) - https://affiliates.meliopayments.com/travelonpointsteam Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com. You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

As it nears the end of the year, it's time to assess Hyatt elite progress. In today's Frequent Miler on the air podcast episode, we'll focus on how to bridge the gap to the next level of Hyatt status. But we'll also talk about United & JetBlue tying their knot tighter, and how Wyndham's crappy coupon book doesn't add up.Giant Mailbag(01:21) - "We just wanted to say how much we have enjoyed the 100K Vacay challenge..."Card News(04:42) - Hawaiian card's $100 annual companion discounts & 50% companion discounts now redeemable on Alaska flights. Learn more about this here.(07:53) - Citi launches new $350 American Airlines AAdvantage Globe credit card, which you can read more about here.(09:13) - United Debit Card Coming (to join SouthWest & Wyndham debit cards)(13:40) - American Express Business Gold® adds $150 Squarespace CreditBonvoyed(15:27) - Wyndham Rewards Insider (More about it here)Crazy Thing(17:22) - Wyndham's Bad MathAwards, Points, and More(21:21) - United & JetBlue: Now reciprocal earn & burn is live(34:18) - JetBlue Mosaic changes (Learn more about them here)(40:35) - Bilt Rewards updates(44:34) - Learn more about Bilt's doing away with Milestone Rewards, which you can read about here.(47:45) - Chase offering 25% transfer bonus to Southwest through Nov 6Main Event: Hyatt: End of year elite planning(50:23) - Why we care(53:32) - Elite levels and Milestones(1:09:00) - Shortcuts(1:13:50) - Learn more about World of Hyatt adding double elite nights to welcome offer here: https://frequentmiler.com/world-of-hyatt-credit-card-temporarily-adds-extra-elite-credit-to-offer/(1:16:33) - Stack with other promos. Ex: Earn 3x Hyatt points on 2+ night stays for 90 days after registration (targeted) (Learn more about this here: https://frequentmiler.com/earn-3x-hyatt-points-on-2-night-stays-targeted/)(1:20:29) - Nick's plans(1:24:09) - Greg's plansQuestion of the Week(1:34:44) - How do you evaluate whether positioning is worth it?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder