Podcasts about citi

The African American community has long been an under-appreciated and underserved segment in retail. One clothing retailer is tailoring their offerings to meet their specific needs, which has led to incredible brand loyalty, and huge profits.Ken Seipel has served as Citi Trends CEO since November of 2024, and became the chairman of the Board of directors in April of 2025. Ken has extensive retail leadership experience, including serving as the CEO of West Marine from 2019 to 2021, and CEO of Gabriel Brothers from 2013 to 2017.Ken joins us to talk about his storied career in retail, how Citi Trends is leveraging AI to make smarter decisions, and why he feels so confident in their future growth.Highlights:Ken's retail journey (2:05)Turnaround experience (3:53)The Scale of Citi Trends (5:03)Off-price retail (6:35)Serving the African American community (7:21)Three-Tiered Product Strategy (10:08)The Citi Trends Turnaround (12:38)Leveraging AI (14:29)What's driving their recent success? (16:21)Gross Margin Expansion (19:35)Expansion Strategy (21:44)Focus for 2026 (24:46) Links:Ken Seipel LinkedInCiti Trends LinkedInCiti Trends WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co

Urmăriți un material foarte bun despre realitatea cutremurătoare a zilelor noastre: tehnologia modernă i-a transformat deja pe aproape jumătate dintre elevi în analfabeți, iar profesorii încep să realizeze că nu pot contracara acest fenomen global.Vizionare plăcută!Pentru Pomelnice și Donații accesați: https://www.chilieathonita.ro/pomelnice-si-donatii/Pentru mai multe articole (texte, traduceri, podcasturi) vedeți https://www.chilieathonita.ro/

Choice Privileges is a hotel chain with brands like Clarion, Comfort Inn, Quality Inn, Radisson Americas etc. In today's podcast, we'll talk about the pros and cons of this program. You can find our Choice Privileges complete guide here.Choice Privileges Pros and ConsPros / items of interest...(01:37) - Earn elite status through credit card spend thanks to an update in early 2026. (05:59) - (Somewhat) fixed award chart(07:16) - Ability to book premium rooms with points sometimes(09:53) - Preferred Hotels partnershipLearn more about this partnership here(11:53) - Transfer 1:2 from Citi or Wells Fargo(12:31) - Buy points for around .7cpp during sales(13:14) - Titanium Travel Award: 50% off award stay up to 7 nightsCons...(16:23) - Not much elite benefit. Breakfast at Diamond, Titanium Travel Award at Titanium. (17:10) - Points expire after 18 months of inactivity(17:37) - Fewer aspirational properties (apart from Preferred Hotels, and even that experience is complicated)Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Visit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/

When it comes to banking, Joseph Healy has seen it all. After a long career holding executive positions at NAB, ANZ and Citi, the high-profile banker co-founded Australia’s first fintech unicorn, Judo Bank. And beyond the world of financial services, the chief executive also started mental health group Malu Health last year. On this week’s episode, BOSS editor Sally Patten finds out what drives this CEO and the most valuable lessons he’s learnt along the way. This podcast was sponsored by Aussie Broadband.See omnystudio.com/listener for privacy information.

To reduce poverty in Africa, there are very few silver bullets. Yet energy access is emerging as a rare bright spot, says Eugene Amusin, Head of Strategy and Global Solutions for Social Finance at Citi. He told BizNews in an interview that offgrid solar and payasyougo (PayGo) models are scaling faster than any other energy solution and are transforming rural lives across the continent. Citi is helping mobilise private capital for Mission 300, the World Bank and African Development Bank initiative to connect 300 million people to electricity by 2030, including a landmark $156 million securitisation for Sun King, in Kenya that has drawn new investors into the sector. Amusin says South Africa's success in industrial scale solar offers lessons for the continent, while South Africa itself could learn from its neighbours' rapid expansion of offgrid household systems, still needed by around 10% of homes in the country. – Linda van Tilburg

In today's podcast episode, we'll talk about stacking dining credits, give a caution aboutgifting Marriott free night certificates, and will resurrect expired Southwest credits.Crazy Thing(00:57) - Southwest shows different seatmap availability to different passengersRead more about Nick's experience with Southwest's assigned seating hereAwards, Points, and More(04:10) - Alaska Vacations adds discounts, VIP perks for elite membersRead more about this here(07:05) - “Free” Norwegian cruise for Caesars Diamond Elite membersRead more about this here(10:26) - Recent breaking news... Hyatt devaluationFind out more about the Hyatt devaluation here(14:43) - Wyndham Rewards added as new Chase Ultimate Rewards transfer partnerRead more about this here(16:17) - Bilt has launched a transfer bonusRead more about this here[28:03:23 ad]Main Event: Gems from our Giant Mailbag(28:05) - Bridget says: DEN is an airport that has the security reservation program (DEN Reserve)...(29:44) - Chaim says: For Resy and Sapphire Reserve® Exclusive Tables credits you can buy gift cards online for lots of restaurants that trigger the credit. Therefore, you can bank up multiple hundreds of dollars, and then when it works with your plans, you can splurge on an amazing dinner or two...(32:47) - Mark says: I just finished listening to the January 2 podcast. With regards to your answer for the question of the week about which cards you keep in your digital wallet, I recently discovered something about Apple wallet specifically that might be of use, at least to Greg since he is the only one of you using Apple...You can catch that episode here(36:16) - Nathan says: I just listened to episode 343 and wanted to share a data point regarding the $500 Gift of College gift cards...You can catch episode 343 here(39:29) - Mike says: If you look up IHG Destined One Night On Us, there's no result directly from IHG, but multiple hotel booking agents' websites reference a stay x nights get 1 night free promotion for participating hotels. For example: https://bonvivant.co.uk/wp-content/uploads/2025/07/Q3-IHG-Destined-Stay-Pay-Promo-HFP.pdf(44:42) - Panayot says: Convert expired SWA credit to a LUV voucher...(48:51) - Tracy says: I have a data point relevant to your episode on gifting points and miles...Catch that episode here(52:19) - Melissa says: Thanks so much for the article on the pitfalls and warnings booking via I Prefer hotels...Hear some of the pitfalls of booking via iPrefer here and read more about using Citi points for I Prefer here(53:44) - Amalan says: Just sharing a couple of good data points from a quick weekend trip to Chicago...(55:27) - Jefferson says: Thanks to the FM team!Question of the Week(57:33) - Is there a formal appeal or consideration process when Citi declines for high amount of unused credit?Find out more about Citi application tips hereSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Visit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/

Is Jane Street the reason Bitcoin is not sitting at 150K right now? Massive claims of ETF manipulation, shorting strategies, and structural price suppression are colliding with a surge in institutional adoption. As BlackRock's ETF market maker faces scrutiny, Morgan Stanley, Citi, and others rush to offer Bitcoin trading and custody. Meanwhile, Saylor and Cathie Wood double down with bold predictions that could redefine this cycle.SPONSORS✅ Ledn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nmj1gs2i.com/9W598/9B9DM/?source_id=podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Simply Bitcoin clients get 0.25% off their first loanNeed liquidity without selling your Bitcoin? Ledn has been the trusted Bitcoin-backed lending platform for 6+ years. Access your BTC's value while HODLing.

This episode covers the latest in crypto market analysis, including potential short squeezes, market manipulation allegations, and institutional adoption. Brendan and Tevo analyze technical charts, discuss regulatory developments, and explore the future of crypto infrastructure and stablecoins as major players like Morgan Stanley, Citi, Meta, and Robinhood continue to build crypto infrastructure. Brendan 6 Week Technical Analysis Trading Course https://www.cryptorevolution.com/brendans-mbr-program?utm_source=Internal&utm_medium=YouTube&utm_content=Rundown&utm_term=20251112Check out Webroot: https://webroot.com/CRYPTO101Check out Gemini Exchange: https://gemini.comCheck out Quince: https://quince.com/CRYPTO101Check out Mars Men: https://mengotomars.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 The Looming Short Squeeze in Bitcoin08:45 Jane Street's Controversial Role in Market Manipulation18:35 MicroStrategy: The Most Shorted Stock28:19 Technical Analysis of Bitcoin's Price Action & Altcoins36:31 Big Banks Embrace Bitcoin and Crypto Trading42:00 RWAs Onchain Stats Continue to GrowMERCH STOREhttps://cryptorevolutionmerch.com/Subscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Mars Men: https://mengotomars.com* Check out Quince: https://quince.com/CRYPTO101Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Citi's Scott Chronert gives his market outlook. Duke Energy CEO Harry Sideris joins the show to talk energy. And Amazon announces it will invest $50B into OpenAI as part of a $110B funding round.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

En este episodio hablamos de la venta del 24% de Banamex; del crecimiento de Mercado Libre; de la fallida compra de Prosa por parte de Visa; y de la mejora en ventas de American Girl.Notas del episodio:10:49 - Banamex23:18 - Mercado Libre32:01 - Prosa y visa40:24 - American GirlPrueba Whitepaper 30 días gratisCompra tu gorra o ilustraciones de Whitepaper aquí⁠Escucha nuestro newsletter diario "Whitepaper Hoy" en Spotify⁠Recomendaciones:Lithia & Driveway (LAD) Reports Fourth Quarter Results and Full Year Results

130 mil uniformes para alumnos de la GAMCiti coloca 24% de Banamex por 2 mil 500 mddTrump amenaza con atacar Irán si no hay acuerdo nuclearMás información en nuestro Podcast

Una visita de su pareja sentimental y una cabaña llevaron a la captura de “El Mencho”, Citi vende 24% de Banamex a inversionistas privados y con 100,000 canciones nuevas al día, ganar en Spotify es imposible, con Mónica Alfaro y Lidia Arista.-> Escucha el nuevo episodio de Cuéntame de Economía, en YouTube o en SpotifyIntroducciónUna visita de su pareja sentimental y una cabaña llevaron a la captura de “El Mencho”Citi vende 24% de Banamex a inversionistas privados; incluyen Chubb y SuraCon 100,000 canciones nuevas al día, ganar en Spotify es imposibleVeradat, el sistema para prevenir casos de lavado, ya tiene seis bancos operando

En entrevista con Ana Francisca Vega, para MVS Noticias, platicamos con Luis Miguel González, director editorial de El Economista, sobre la noticia de que un nuevo grupo de inversionistas adquirió el 24 por ciento de Banamex. González calificó esta operación como un movimiento de gran envergadura, valuado en 2 mil 500 millones de dólares, que consolida el proceso de salida de Citi del mercado minorista en México.See omnystudio.com/listener for privacy information.

In this episode of Current Account, Clay is joined by Nathan Sheets, Global Chief Economist at Citi and former U.S. Undersecretary of the Treasury for International Affairs, to explore Japan's shifting economic landscape following a historic political moment.* Just over 100 days into her term, Prime Minister Sanae Takaichi called a snap election that delivered a rare supermajority for the Liberal Democratic Party. With such a decisive mandate, Japan enters 2026 with renewed political strength and major policy opportunities. Together, they discuss what Prime Minister Takaichi's victory means for economic policymaking, how the U.S.-Japan alliance is shaping the outlook, and the growing debate around possible U.S. intervention in the yen. Nathan offers insight into why intervention is being discussed now, what it would aim to accomplish, and whether it is truly likely given recent messaging from Washington. The conversation also examines the broader dollar debate, Japan's uniquely high debt levels, and the pressures facing both the U.S. and Japanese economies. Clay and Nathan conclude with a look at geopolitics, specifically the delicate triumvirate relationship between the U.S., Japan and China, and how this balance could impact the global economy in the year ahead. *Before jumping into Japan, Clay acknowledges the U.S. Supreme Court's decision striking down the administration's use of the International Emergency Economic Powers Act (IEEPA) to impose sweeping global tariffs. For more on IEEPA and its implications, check out Current Account episodes [134](https://www.iif.com/Publications/ID/6450/Current-Account-with-Clay-Lowery---Episode-134--The-Best-of-Times-and-the-Worst-of-Times--A-Tale-of-Trump-s-Tariffs "https://www.iif.com/Publications/ID/6450/Current-Account-with-Clay-Lowery---Episode-134--The-Best-of-Times-and-the-Worst-of-Times--A-Tale-of-Trump-s-Tariffs"), [126](https://www.iif.com/Publications/ID/6360/Current-Account-with-Clay-Lowery---Episode-126--Stop--In-the-Name-of-Tariffs---The-Supremes--Court----IEEPA "https://www.iif.com/Publications/ID/6360/Current-Account-with-Clay-Lowery---Episode-126--Stop--In-the-Name-of-Tariffs---The-Supremes--Court----IEEPA"), [109](https://www.iif.com/Publications/ID/6166/Current-Account-with-Clay-Lowery---Episode-109--An-Eye-for-an-IEEPA--Trump-Tariffs---Where-Are-They-Now- "https://www.iif.com/Publications/ID/6166/Current-Account-with-Clay-Lowery---Episode-109--An-Eye-for-an-IEEPA--Trump-Tariffs---Where-Are-They-Now-"), and [96](https://www.iif.com/Publications/ID/6026/Current-Account-with-Clay-Lowery---Episode-96--Tariff-o-Rama--Explaining-U-S--Tariff-Implications "https://www.iif.com/Publications/ID/6026/Current-Account-with-Clay-Lowery---Episode-96--Tariff-o-Rama--Explaining-U-S--Tariff-Implications"). This IIF Podcast was hosted by Clay Lowery, Executive Vice President, Research and Policy, with production and research contributions from Christian Klein, Digital Graphics and Production Associate and Miranda Silverman, Senior Program Assistant.

Las voces de la banca en México vuelven a La Estrategia del Día en esta serie de entrevistas que cada año realizamos hasta dar inicio al encuentro de los líderes del sector financiero mexicano en el país: la Convención Bancaria. Buscando siempre hablar con quienes están moviendo el tablero de juego, platicamos en este segundo episodio de la edición 2026 con Luis Brossier, el nuevo CEO de Citi en México. 

Three members of Citi's global real estate research team—Nick Joseph in the United States, Aaron Guy in the U.K., and Howard Penny in Australia—joined the latest episode of the Nareit REIT Report podcast to share their thoughts on regional outlooks and sector performance.Citi's overall expectation is for higher real estate stock returns this year versus in 2025. One key theme across all markets is supply and demand, Joseph said. “The supply picture broadly is more encouraging globally,” he noted, while Citi economists are generally “constructive” on global growth this year.Higher total returns in 2026 are anticipated in the U.S., Europe, Latin America, Singapore, Thailand, and the Philippines. In Australia and China, Citi is expecting about similar performance this year versus last year, while weaker performance is forecast in Hong Kong, Japan, and the Middle East.REITs are well positioned in the U.S. for 2026, with about a 10% to 15% total return, Joseph said. He commented on the “massive dispersion” of performance within the REIT sector. “That's really what gets us excited about different REIT opportunities because different stocks and different sectors will perform differently and create a lot of different alpha generation opportunities.”

Jane Fraser, Chair and CEO of Citi, talks with McKinsey Senior Partner and North America Managing Partner Eric Kutcher. After becoming CEO in March 2021, Jane launched a multi-year strategy to transform, simplify, and modernize the bank for the digital age – leveraging Citi’s unique global context to reset where and how it competes. Jane speaks about what the last five years have looked like for Citi and the role AI and blockchain technologies are playing, as well as what she’s learned along the way about talent, intent, and resilience. She also shares the global trends she is seeing as one of the world’s most well-travelled CEOs. Related Insights ‘You’ve got to be willing to “do,” as opposed to getting disrupted by somebody else’: A conversation with IBM CEO Arvind Krishna ‘Saying “I don’t know” is one of the hardest things a leader can do’: A conversation with Delta CEO Ed BastianSupport the show: https://www.linkedin.com/showcase/mckinsey-strategy-&-corporate-finance/See www.mckinsey.com/privacy-policy for privacy information

Muy buenos días, nos dormimos con la noticia de que Plata ya puede operar como banco, pero amanecemos con la fecha de cuándo lo hará. Nos lo revela su fundador y director. En el universo de la banca corporativa, platicamos con Luis Brossier, el nuevo CEO de Citi México, quien nos detalla su estrategia para 2026. Curiosa visita la que hace S&P Global a Palacio Nacional, Perú ya tiene nuevo presidente (interino) y Mark Zuckerberg enfrenta las consecuencias de la adicción a sus redes.

Investors react to latest Fed minutes. Omar Aguilar, CEO of Schwab Asset Management, and David Bahnsen, CIO of The Bahnsen Group, break down what the policy signals mean for equities, positioning and the path forward. DoorDash, Carvana, and Booking Holdings report numbers. Mark Mahaney, Senior Managing Director at Evercore ISI, analyzes those results plus the latest on Meta. Tyler Radke, Co-Head of U.S. Software Equity Research at Citi, on if software has finally found a bottom. MLS Commissioner Don Garber on expectations for growth ahead of the new season—and what the World Cup impact could be. Plus, a look ahead to Walmart's earnings as Corey Tarlowe of Jefferies outlines expectations. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you ready to make Citi ThankYou® Points work harder for you? In this episode, Alex, Pam, and Jess dive into the Citi ThankYou® Rewards program, sharing how recent changes have made these points more valuable than ever. They discuss how a new card and the ability to transfer points to a major airline have transformed the way they use these rewards.     The Squad explores how to earn Citi points effectively and redeem them for travel, including flights and hotel stays. By the end of this episode, you'll have a solid understanding of how to leverage Citi ThankYou® Points for your next trip and get the most out of your rewards.        You can find links to resources mentioned in this episode plus the transcript here: pointstalksquad.com/168     Ready to get started with NEARLY FREE travel? Click here for the exact offers we would sign up for this month: https://pointstalksquad.lpages.co/bestoffers/      Points Talk is also on YouTube! You can watch this episode here: youtube.com/@pointstalksquad     Let us know what you want to hear on the podcast by sending us a DM on Instagram: instagram.com/pointstalksquad

Crypto News: Tokenized RWAs climb 13.5% despite $1T crypto market drawdown. Harvard endowment reduces stake in Bitcoin ETF, adds Ether exposure.Citi is quietly building out its crypto wealth business. Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/ 

Members of ICMA Future Leaders — Odinaka Linus-Nwokonkwo, CFA, Lead SSA Market Trader, Access Bank, Chukwuebuka Ikem, CFA, Rates Trader, Citi, and Enock Asare, Head, Fixed Income, Consolidated Bank Ghana Ltd. recently hosted an ICMA podcast on “The Future of Finance in Africa and Its Impact on African Youth.”   They were joined by distinguished senior colleagues Dr. Okey Umeano, CFA, Deputy Director, Financial Markets Department, Central Bank of Nigeria and Abena Amoah, Managing Director, Ghana Stock Exchange.   Listen to the conversation to gain insights on the opportunities and challenges shaping finance across Africa.

JPMorganChase, Citi, Vantage Bank and Custodia Bank have all chosen Ethereum as the underpinning for blockchain projects such as tokenized deposits. The chairman of the Enterprise Ethereum Alliance explains its appeal.

De ce se tem primarii de creșterea taxelor locale (DW) - Un moment istoric pentru antreprenoriatul românesc. Familia Pavăl, care a fondat Dedeman, la un pas de a prelua operaţiunile Carrefour în România pentru 823 mil. euro (Ziarul Financiar) - REPORTAJ. Un oraș de 40.000 de locuitori din UE, fostă capitală regală a României, stă de trei luni fără apă potabilă: „Neagră ca pământul” (HotNews) - Bucureștenii cer deja reducerea facturilor la căldură. Cum procedezi și de ce Termoenergetica nu le scade automat (SpotMedia) INTERVIU Comisarul european pe Justiție, avertisment pentru România în legătură cu ignorarea deciziilor Curții Europene de Justiție: Prioritatea dreptului UE nu este opțională. Vom face tot ce este necesar pentru a ne asigura că prioritatea dreptului UE este pusă în aplicare (G4Media) Comisarul european pentru Justiție, Michael McGrath, a lansat un avertisment la adresa autorităților române, spunând într-un interviu pentru G4Media că ”prioritatea dreptului UE nu este opțională” atunci când a fost întrebat despre judecătorii care ignoră deciziile Curții Europene de Justiție privind prescripția faptelor de corupție. ”Vom face tot ce este necesar pentru a ne asigura că prioritatea dreptului UE este pusă în aplicare”, a spus comisarul McGrath, care a arătat că nerespectarea deciziilor CJUE poate atrage măsuri punitive din partea Comisiei Europene. Într-un interviu acordat G4Media, McGrath a precizat că executivul european monitorizează atent „impunitatea” din dosarele de corupție și așteaptă o nouă decizie a Curții de la Luxemburg pentru a clarifica obligația magistraților români de a lăsa neaplicate deciziile CCR care contravin dreptului comunitar. În ceea ce privește reforma sistemului judiciar, oficialul european a vorbit despre legile justiției din 2022, declarând că este necesară o „revizie” a acestor legi. Comisarul a adăugat că mutarea competențelor de investigare a infracțiunilor din justiție înapoi la DNA ”merită cu siguranță examinată”. McGrath a adoptat însă o poziție prudentă față de cel mai controversat subiect al momentului – anularea alegerilor prezidențiale din 2024 de către CCR. Comisarul a refuzat să discute decizia Curții Constituționale, invocând respectarea „competențelor naționale” și refuzul Comisiei de a interveni în deciziile instanțelor interne, atâta timp cât acestea nu încalcă direct legislația europeană. De ce se tem primarii de creșterea taxelor locale (DW) Economistul Cristian Păun, profesor la Academia de Studii Economice, explică pentru DW că modernizarea administrativ-teritorială a României înseamnă reducerea cu aproximativ o mie a primăriilor. În acest moment avem o populație care e supărată că trebuie să plătească taxele locale majorate. Soluția nu e ca Ilie Bolojan să cedeze și să vină să le spună primarilor: reducem taxele și revenim la situația de dinainte în care explodau de la lună la lună deficitul și datoria publică. Ne furăm căciula, asta nu înseamnă modernizarea României, după cum nici creșterea taxelor nu e o soluție. Modernizarea României înseamnă reducerea cam cu o mie a unităților administrativ-teritoriale, a primăriilor, și reclasificarea din temelii pentru restul de două mii. Cele o mie fie pot fi desființate, fie pot fi comasate, fie pot fi integrate în zonele metropolitane. Sunt foarte multe strategii fără ca cetățeanul să simtă semnificativ vreo presiune din punct de vedere administrativ. Un moment istoric pentru antreprenoriatul românesc. Familia Pavăl, care a fondat Dedeman, la un pas de a prelua operaţiunile Carrefour în România pentru 823 mil. euro (Ziarul Financiar) Tranzacţia va fi cel mai mare acord în care o firmă cu capital privat românesc cumpără afacerea locală a unei multinaţionale. Ziarul Financiar amintește că în 2001, când Carrefour intra pe piaţa locală cu un hipermagazin de peste 10.000 mp în Bucureştişi ajunsese deja la vânzări de câteva zeci de miliarde de euro la nivel global, fraţii Adrian şi Dragoş Pavăl aveau un mic magazin într-un spaţiu închiriat din Bacău. Dedeman a devenit între timp un brand cu 65 de magazine de bricolaj. REPORTAJ. Un oraș de 40.000 de locuitori din UE, fostă capitală regală a României, stă de trei luni fără apă potabilă: „Neagră ca pământul” (HotNews) După depistarea bacteriei Clostridium perfringens în mai multe probe din rețea, autoritățile au declarat stare de alertă și au interzis folosirea apei inclusiv pentru igienă în Curtea de Argeș. De trei luni, în Curtea de Argeș, apa de la robinet nu mai este bună de băut.  Viceprimarul vorbește despre lipsa investițiilor în tratare și despre o posibilă retehnologizare de milioane de lei. Între timp, viața orașului se măsoară în bidoane cărate „o zi da, una nu”. Inițial, apa a fost tulbure și declarată nepotabilă. Apoi restricțiile s-au înăsprit. În această săptămână, autoritățile au transmis că apa nu mai poate fi folosită nici pentru igienă personală: nu te poți spăla cu ea. Bacteria depistată, Clostridium perfringens, provoacă o tulburare intestinală severă. Citiți reportajul pe pagina HotNews. Bucureștenii cer deja reducerea facturilor la căldură. Cum procedezi și de ce Termoenergetica nu le scade automat (SpotMedia) Mulți bucureșteni au început deja să ceară bani înapoi de la Termoenergetica pentru perioadele în care au stat în frig sau au avut apă abia dezmorțită, la robinete. Reducerea facturii nu este un gest de bunăvoință al companiei. Și nu se face arbitrar. E un mecanism prevăzut pentru situațiile în care energia termică nu a fost livrată la nivelul stabilit în contract. Solicitările se fac, la nivel de asociație, de către reprezentantul legal. Nu din partea unui proprietar de apartament. Președintele de asociație depune o cerere de diminuare la relații@cmteb.ro. Ulterior, o echipă a Termoenergetica SA va descărca și analiza datele din contor. Și va iniția procedura de reducere a facturii pentru perioadele în care energia a fost livrată sub parametri. Explicațiile pe larg pe SpotMedia.

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Great creative does not fail because of ideas. It fails because of operations.In this episode of the OnBase podcast, Chris Moody sits down with Michael Miller, founder and head of creative at Consigliere, to explore why modern CMOs must think like architects of complex marketing systems. They unpack the hidden operational bottlenecks that sabotage performance, why agencies often get blamed unfairly, and how outdated marketing models are slowing teams down.Michael also shares a pragmatic view on AI: use it to buy back time, streamline process, and visualize ideas, not to replace creativity. If you are leading marketing in a performance-driven environment and trying to protect brand and creative quality, this episode offers a blueprint for doing both.About Michael MillerMichael Miller has built an impressive track record over his 20+ year career, developing award winning creative and digital experiences for some of the world's top companies including Delta Airlines, Jeep, Citi, Adobe, Southwest Airlines, Apple, Lucasfilm, AT&T, Nike and Etihad Airways.Prior to founding Consiglieri, Miller was the Vice President of Marketing at T-Mobile where he founded their internal agency & TMO studios, and led the modernization of the brand's marketing, creative and digital operation. Miller also architected T-Mobile's industry leading social organization.Miller was the SVP Executive Creative Director at Publicis | Razorfish for 12 years prior, leading global, digital transformation for some of the largest brands in the world.Connect with Michael.

Can you really deliver speed, quality, and cost in construction—without tradeoffs? In this episode of Construction Genius, Eric Anderton sits down with Ryan Teicher, CEO of REDCOM Design & Construction, to unpack how a fully integrated design-build model eliminates silos, accelerates delivery, and aligns teams around client outcomes. Ryan explains how bringing architecture, engineering, estimating, and construction under one roof leads to faster decisions, fewer conflicts, and better cost control. The conversation dives into early design consulting as a risk filter, sales as true client advocacy, maintaining client intent from concept through construction, and why strong leaders must be willing to walk away from the wrong projects. This is a practical, no-BS conversation about design-build done right, along with CEO-level insights on leadership, culture, and scaling a construction company.  

The Dow rallies in early market trade, reversing direction to hit a new record high. Citi lays out where they think stocks go next. Then some new reporting by CNBC details OpenAI CEO Sam Altman's rallying cry to employees as pressure mounts from Anthropic. And could a wave of anti-American sentiment hit the markets? Rockefeller's Ruchir Sharma explains why it's not likely. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do we undervalue Delta card welcome offers? How do you guys maximize SkyTeam? We answered these and many other questions on the Ask Us Anything hosted live on February 4th of 2026.(00:39) - Given the amount of travel and exposure to different cultures that the whole frequent miler team has had over the years, what experiences have changed how you live day to day back home? For example, after a trip to Italy, I became very interested in espresso to the point where I bought myself an espresso machine that I now use every morning. Has something similar happened for you all?(07:42) - Greg and Nick laugh at the idea of “things we do to keep the banks happy,” but only after they spent the Main Event discussing how they spend extraordinary amounts on credit cards – which surely keeps the banks happy! I appreciate Nick mentioning that his habit of keeping Amex cards >1 year might make Amex happy, but it'd be nice to keep some perspective given that most listeners/readers/watchers aren't spending nearly the same amount as you two. So it's logical that we might think more about “keeping the bank happy”.(13:23) - Should I open frequent flyer accounts at EVERY possible airline? Is there any downside?(14:57) - Has anyone here applied for the Disney Inspire card?(19:08) - What would you pay for a subscription to a benefit? How do you value the Alaska Atmos 100K companion fare?(23:06) - For issuers other than Amex, are there any pitfalls to be aware of when buying merchant-branded gift cards online to hit minimum spend for SUBs, from obvious gift card websites like DoorDash Gift Cards?(27:13) - I'm overwhelmed. Do you use a flowchart on how to make decisions on how something is booked? For Loyalty points, using points, using cash, using a portal, which portal...(32:55) - ​​Do you think we undervalue Delta card welcome offers? The 15% discount gives you more award flight buying power. 90k miles gives you the buying power of 103,500. Is that a bad way to frame it?(35:20) - Do you think of Citi transfers to AA as the best transfer option, similar to Chase and Hyatt?(40:26) - ​What are your thoughts about the revised BofA Air France/KLM Visa card? I have thought that that card is a acutally better for SkyTeam than any Delta Airlines related card. AF/KLM vs. Delta cards?(42:25) - ​​Is it possible to change which airline is credited to a flight after your bags are checked but before the flight departs? I'd like to get my free AA bags but have the flight credited to Alaska(46:13) - Best use of Wyndham now that Vacasa is gone and no Caesar match in Vegas? Any other options like Vacasa?(48:40) - ​​My friend wants to transfer 100,000 Citi points to me. I know that's the yearly limit, and they expire in 90 days. My question is, if I get them then transfer them, do my ThankYou Points transfer first or the gifted ThankYou points(49:30) - ​Since Delta is crazily underwhelming, how do you guys maximize SkyTeam?(51:55) - Do any of the FM team ever get denied for credit cards? Has anyone ever been in pop-up prison? How do you avoid denials?Visit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “swappin' back n' forth” by up @ night

In this episode, we'll take Hyatt on a mattress run, we'll answer "Is Tyler crazy for liking the Bilt Paladium card?", and Nick disagrees with our entire main event!Giant Mailbag(01:07) - Tyler disagrees with all the negative feedback that the Bilt program is getting(06:01) - Read more about Greg's thoughts on Bilt changes hereCard News(08:18) - Atmos Ascent ($95 card) offerLearn more about the Atmos Ascent card here(10:24) - Southwest consumer card offers: Companion Pass + bonus pointsLearn more about the Southwest consumer card offers hereMattress Running the Numbers(13:08) - Hyatt's overlapping promosLearn more about the Hyatt Bonus Journeys hereLearn more about the Hyatt House / Hyatt Studios promo hereBonvoyed(21:00) - Chase makes it harder to track Ink Business Cash® 5x spendingLearn more about this hereAwards, Points, and More(22:09) - Capital One: 30% transfer bonus to Japan Airlines Mileage BankRead about Japan Airlines sweet spots here: https://frequentmiler.com/best-uses-of-japan-airlines-mileage-bank-miles/Learn more about the transfer bonus here: https://frequentmiler.com/30-transfer-bonus-from-capital-one-miles-to-japan-airlines-mileage-bank/See our podcast episode 325 "Sweet-spot awards courtesy of Japan Airlines" here: https://frequentmiler.com/sweet-spot-awards-courtesy-of-japan-airlines-frequent-miler-on-the-air-ep325-9-26-25/(25:26) - Citi is still allowing product changes between AAdvantage and ThankYou point cardsLearn more about Citi no longer allowing product changes between AAdvantage and ThankYou point cards here: https://frequentmiler.com/is-citi-no-longer-allowing-product-changes-between-aadvantage-and-thankyou-point-cards/(29:03) - Rove "Built Better" promoRead more about the Rove "Built Better" promo here: https://frequentmiler.com/rove-built-better-promo-7x-on-hotel-stays-bonus-earnings-free-miles/Main Event: Battle of the $350 airline cards: AA, Delta, United (and Alaska)(32:40:09) - Comparing $350 airline cards: AA, Delta, United (and Alaska)(35:33) - Earnings on spend(40:25) - All offer standard airline card perks such as free checked...

Shares of Google parent Alphabet fell after its quarterly report, despite beating estimates. Citi analyst Ron Josey explains the weight of AI spending on profit margins. After President Trump gave an interview to NBC's Tom Llamas, Senator Bernie Moreno (R-OH) discusses the President's pick for Fed chair, Kevin Warsh. Sen. Moreno also weighs in on the Department of Justice's case against the current Fed chair, Jay Powell. Ahead of the Super Bowl, CNBC's Contessa Brewer reports on the weekend wagers boosting traffic on sportsbooks and prediction markets. Jonathan Cohen, author and head of the American Institute for Boys and Men Sports Betting Policy Hub, underscores the risks of game day bets for financial and mental wellbeing. Plus, fallout from the Epstein files continues. Ron Josey - 4:42Senator Bernie Moreno - 17:12Contessa Brewer - 27:08Jonathan Cohen - 31:57 In this episode:Becky Quick, @BeckyQuickJoe Kernen, @JoeSquawkAndrew Ross Sorkin, @andrewrsorkinCameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What's it really like to be a trader at a global investment bank?Chloe Shepherd returns to the Market Maker Podcast to pull back the curtain on the trading floor. With nearly a decade of experience at Citi and RBC, she shares the real story - the workflows, pressure, client interactions, and the surprising skills that matter most.We bust common myths about trading, explain the difference between perception vs reality, and break down what makes someone successful in this fast-paced world.Topics include:What traders do day-to-dayTrading floor culture & paceSoft vs technical skillsWhy emotional intelligence mattersAdvice for aspiring tradersIdeal for students, grads, and anyone exploring a career in markets or finance.(00:00) Intro – Chloe returns to the podcast(01:54) Explaining trading to people outside finance(03:58) What is credit repo trading?(05:59) Who are the clients & how big are the trades?(12:32) Where credit repo sits in a big bank(15:24) How to get into a niche trading desk(18:40) Day in the life of a trader(21:22) Reality vs stereotypes of trading culture(23:48) Communication skills & client interaction(26:40) Waitressing to trading: transferable skills(31:01) From history degree to the trading floor(34:15) Why emotional intelligence matters(37:47) How traders build resilience(42:20) Final reflections & advice for future tradersListen to the previous episode with Chloe 'Breaking Barriers: Navigating Social Mobility in Finance'.

If you have an American Airlines card issued by Barclays, it won't be a Barclays card for much longer, as AA cards will transition to Citi instead. So what does that mean for you? We'll answer some common questions about this transition in today's podcast episode.Barclays AA cards: planning the transition to CitiRead more about the Barclays to Citi transition here.(01:03) - April 24, 2026, the bank that issues your AAdvantage® credit card is changing from Barclays Bank Delaware to Citibank, N.A. (Citi)(02:15) - $99 cards(02:45) - Silver to GlobeSee our episode about the Globe card here.(03:24) - Barclays vs Citi Companion Certs(11:45) - Should we cancel our Barclays cards before the changeover?(16:38) - Disadvantages to cancelling BEFORE(23:07) - Should we apply for Citi AA cards before the changeover?(24:25) - What are Nick and Greg going to do?Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles

We play a family travel Would You Rather built around real points-and-miles tradeoffs, from Hyatt love to premium economy sanity. Along the way we compare Chase, Amex, and Citi, weigh taxes and fees, and debate lounges, breakfast, and splitting flights with kids.• quick update on Bilt changes and current cards• luxury hotel without breakfast vs budget stay with big breakfast• free family trip in economy vs solo business class splurge• Chase vs Amex value with Hyatt and earnability• first class on separate flights vs economy together• premium economy both ways vs mixed cabins• splitting parents and kids to secure business seats• middle seat marathon vs a week at a budget motel• historical city breaks vs tropical downtime• unlimited points hypotheticals across Chase, Amex, Citi• taxes and fees tradeoffs across airlines and families• lounge access benefits vs time flexibility at airports• five years stateside travel vs two weeks global each yearWe will do an Instagram poll Monday so you can weigh in on today's questions—send us a DM with your picks and ideas for part two

Austin Campbell is a finance and risk management professional with two decades of experience spanning trading, portfolio management, executive leadership, and academia. He is the Managing Partner and Founder of Zero Knowledge Consulting and serves as an Acting CFO at Glueti, having recently held the role of Acting CEO at WSPN Ltd. He has taught as an adjunct professor at both NYU Stern and Columbia Business School, specializing in finance and markets. Previously, Austin was Chief Risk Officer and Head of Portfolio Management at Paxos, following senior trading and portfolio management roles at Citi, Stone Ridge, and JP Morgan Chase, where he advanced to Executive Director in Rates Trading. He began his career as a catastrophe risk analyst at Benfield and John B Collins Associates, with early research experience in mathematics at California State University Chico. In this conversation, we discuss:- Open Frontier - Stablecoins - Tokenization of assets - Traditional payment systems vs crypto - Decoupling lending incentives from user incentives - The importance of the Genius Act - Economic realignment that returns power to mainstream - The fragmentation of the financial systems - Composability of blockchains - “smart regulation” - Zero Knowledge Consulting Zero Knowledge Consulting X: @ZKZeroKnowledgeWebsite: www.zero-knowledge.comNewsletter: www.zero-in.beehiiv.comAustin CampbellX: @austincampbellLinkedIn: Austin Campbell---------------------------------------------------------------------------------This episode is brought to you by PrimeXBT.PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions. Code: CRYPTONEWS50 This promotion is available for a month after activation. Click the link below: PrimeXBT x CRYPTONEWS50FollowApple PodcastsSpotifyAmazon MusicRSS FeedSee All

In der heutigen Folge sprechen die Finanzjournalisten Lea Oetjen und Holger Zschäpitz über Shutdown-Alarm in den USA, neue Zolldrohungen gegen Kanada und was sonst noch wichtig wird in dieser Woche. Außerdem geht es um Intel, Amazon, Volkswagen, ASML, SAP, Apple, Microsoft, Meta, Tesla, Ryanair, Stabilus, Steel Dynamics, Nucor, Ferrovial, Thales, Vinci, Eiffage, Fraport, Accenture, Wipro, Tata Consultancy, C3.ai, Palantir, Standard Chartered, Fujitsu, Cloudflare, CrowdStrike, Dell, Pinterest, Cognizant, Uber, Nasdaq, Qualcomm, Snowflake, Bank of America, Citi, IBM, Cisco, Krka, Ignitis, Shell, BP, HSBC, Diageo, Reckitt Benckiser, Rio Tinto, Imperial Brands, Sage Group, Unilever, Aviva, Phoenix Group, Legal & General, Vale, OPAP, National Bank of Greece, DBS Group, Oversea Chinese Banking Corporation, Singapore Exchange, Jardine Matheson, Invesco, Tokio Marine, CK Infrastructure, EUWAX Gold II (WKN: EWG2LD), VanEck Defense ETF (WKN: A3D9M1), iShares MSCI Canada ETF (WKN: A0YEDS), Xtrackers Euro Stoxx 50 ETF (WKN: DBX1ET), Amundi Stoxx Europe 600 ETF (WKN: LYX0Q0), Global X European Infrastructure Development ETF (WKN: A40E7B), SPDR MSCI Europe Industrials ETF (WKN: A1191T), iShares MSCI Saudi Arabia Capped ETF (WKN: A14ZV2) und Xtrackers MSCI EM Europe, Middle East & Africa ETF (WKN: DBX1EA). https://www.businessinsider.de/informationen/newsletter/alles-auf-aktien/ Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

On the latest episode of The Mets Pod, Connor Rogers and Joe DeMayo recap a week that turned the tide on the Mets offseason and outlook for 2026. First up, the guys react to the huge trade that landed top starter Freddy Peralta along with Tobias Myers, in exchange for top prospects Jett Williams and Brandon Sproat. Then Connor and Joe move onto the acquisition of center fielder Luis Robert Jr, the official introduction of Bo Bichette, the addition of Luis Garcia to the bullpen, and maybe more moves to come.  The show also goes Down on the Farm to look at how the trades affect the organization, and answer Mailbag questions about adding another outfielder, and the September return of Pete Alonso to Citi Field with the Orioles. Be sure to subscribe to The Mets Pod at Apple Podcasts, Spotify, or wherever you get your podcasts.Today's Show:00:00 Welcome to the show00:50 What a crazy week for the Mets02:35 Freddy Peralta and a long offseason10:00 The state of the starting rotation14:30 Jett Williams and Brandon Sproat, gotta give to get18:15 Luis Robert Jr is here for CF28:25 Bo Bichette meets the Mets and the media36:00 Luis Garcia bolsters the bullpen38:05 Any more Mets moves left?40:45 Down on the Farm: A.J. Ewing plus pitching prospect depth47:00 Mailbag: Awkward times and videos when Pete returns to Citi?51:05 Mailbag: Austin Hays while we wait for Carson Benge?55:20 GM Joe wants a contract extension for Freddy Peralta Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

January 23, 2026: In this episode of Future Ready Today, I unpack why Citigroup CEO Jane Fraser's blunt "results over effort" message is such an important signal—and why it marks the end of comfortable work far beyond Wall Street. Citi's job cuts and cultural reset aren't about short-term cost savings; they reflect a broader shift toward harder performance standards, fewer layers, and much less tolerance for ambiguity. I connect that message to Amazon's continued flattening of corporate roles, the growing "sink-or-swim" reality many employees are feeling across industries, and what global leaders at Davos are quietly admitting about jobs, competition, and adaptability in an AI-driven world. I also explore why the lack of consensus among AI leaders themselves is pushing responsibility back onto human judgment and leadership.

VLOG Jan 23 Luigi Mangione hearing, Altoona PD;Alexander Bros jury strikes https://www.patreon.com/posts/courtroom-too-in-148738361 Lively v Baldoni https://matthewrussellleeicp.substack.com/p/extra-in-blake-lively-baldoni-caseAssociated Banc-Corp hit, 10% cap BofA & Citi, JPMC debanking, after OCC denied hearing. Microsoft with UN- on censorship?

January 22, 2026: For years, we've talked about jobs, titles, careers, and skills as if they were stable foundations of work. They're not. In today's episode of Future Ready Today, I break down five stories that reveal a deeper truth most leaders are avoiding: the job itself is starting to fail as the core unit of work. From Meta's pullback on long-horizon roles, to Deloitte scrapping traditional job titles, to the growing skills mismatch in hiring, to lawsuits over opaque AI screening tools, and even to Citi's bottom-up AI experiments — these aren't disconnected headlines. They're signals of the same structural breakdown. AI didn't cause this. It exposed it. This episode is about why organizations keep redesigning org charts, titles, and technology — but refuse to redesign work itself. And why the companies that win next won't be the ones with the best AI tools, but the ones willing to let go of outdated assumptions about jobs, careers, and control. Grab a copy of my new book: https://8exlaws.com/  Request to join my CHRO group: https://futureofworkleaders.com/ 

Send us a textLucy Baldwin, the Global Head of Research at Citigroup, is leading one of the most consequential shifts in how institutional research is done today. In this episode, we unpack how the sell-side research role is being completely redefined, moving beyond spreadsheets and earnings models to incorporate AI, storytelling, and differentiated data sets. Lucy explains why today's best analysts are as much creators and communicators as they are forecasters, and why research that can't break through the noise is effectively worthless.We also dig into how Citi is expanding its coverage beyond public equities to include private companies like OpenAI and SpaceX—companies too large and important to ignore, even if they aren't public. Lucy shares what that research looks like, how Citi is navigating regulatory and disclosure constraints, and why institutional clients are hungry for guidance in the growing universe of private markets. This isn't research as we knew it 10 years ago—and Lucy gives us a front-row seat to the transformation.Finally, we discuss how the perception of research on Wall Street is changing. Once viewed as a role that would pigeon hole you in terms of exit opportunities, research is now a launchpad for careers across the buy side, corporates, and private capital. Lucy shares how Citi is rethinking talent development, how AI is helping expand coverage capacity, and why the future belongs to analysts who can combine analytical rigor with creativity, conviction, and clarity of voice.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Elatia Abate is an entrepreneur with a mission to revolutionize leadership to empower humanity in the Age of AI. Named a Forbes leading female futurist, she is a globally recognized expert on the futures of work and strategy and is a distinguished member of the American   Her Future-Led Leadership learning and development content has been utilized in organizations including Verizon, UniGroup RMI – Rocky Mountain Institute, Grupo Globo, CME Group, Arcus Power, GMAC (Graduate Management Admissions Council), and The College of William and Mary Raymond A. Mason School of Business. She previously served as Futurist in Residence for Paylocity.   Elatia is a sought-after keynote speaker on the topics of the future of work, leadership and resilience, sharing her message for audiences of tens and auditoriums of thousands for including, Citi, NY Life, VRBO, Deloitte, Honeywell, KPMG, and SHRM, among many others. She has a TEDx talk titled, "Pioneering the Future of Work."   Summary:   In this episode of The Heartbeat For Hire, we welcome back Elatia Abate, a Forbes-recognized futurist and expert on the future of work. As the conversation around Artificial Intelligence shifts from "possibility" to "pressure," leaders are often left feeling off-balance by the sheer velocity of change.   Elatia breaks down how we can move from fear to empowerment in the face of disruption. She introduces the concept of the "Stackable Factory" to explain the evolution of knowledge work and discusses the critical need for "Regenerative Resilience". From the emergence of new roles like "Vibe Coders" to the importance of embodied leadership, this episode is a guide to maintaining humanity and ethics in a rapidly accelerating digital world.   Key Takeaways:   - The "Stackable Factory" of Knowledge Work - Regenerative Resilience - Business Beyond the Brain - Slow Down to Lead   Episode Chapters:   00:00 – Intro: The shift from AI hype to AI pressure. 01:07 – Meet Elatia Abate: Futurist and Leadership Expert. 03:21 – The Leadership Room: What executives are really asking about AI. 06:52 – Operationalizing AI: Focusing on business challenges, not just tools. 08:08 – The "Stackable Factory": How AI changes knowledge work. 10:10 – Future Roles: From Prompt Engineers to Vibe Coders. 12:10 – The Ethics of AI: Safety, profit, and global responsibility. 15:37 – Regenerative Resilience: Thriving in chaos. 18:13 – Business Beyond the Brain: The Think, Do, Be framework. 23:37 – Looking Ahead: Impact and conscious leadership in 2026. 27:37 – Conclusion: Slowing down to speed up.

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One of the most obnoxious sounds in nature is the whine of a Wall Street banker. It's a cross between the tantrum of a peevish brat and the blathering of a sputtering old plutocrat.Consider the long, piteous whimper of Jamie Dimon, potentate of the powerful JPMorgan Chase banking empire. He constantly whines about laws to restrict banker greed, even toting around a Rube Goldberg-style cartoon depicting a tangle of rules that, he squeals, is choking poor Wall Streeters like him.Before you break into tears about Jamie's plight, though, notice that he and his bank are not choking on rules, but gorging on riches. Dimon himself pocketed – get this -- $770 million in personal pay last year.Golly, we should all suffer like poor Jamie!And he's hardly alone in singing the “Talking Banker Blues,” for that elite clique has long pouted that they're paupers compared to the billionaires of high tech. So, mounting an odd boardroom “labor action,” bankers have been getting drastic payhikes. The CEO of Citigroup, for example, recently set a new bottom line expectation for top-floor bankers: A 2025 paycheck of more than $100 million!How can a business lavish such a windfall on one guy? Easy. The CEO slashed tens of thousands of bank employees from Citi's payroll last year, so he got their pay.Woody Guthrie once wrote a parody of such predatory behavior, singing “I am a jolly banker, A jolly banker am I.” Today's Wall Street aristocrats are jolly, too, bloating their extravagant wealth by taking wages and livelihoods from thousands of their own employees. As Woody might sing, that's how inequality “happens.”Do something!Wanna fight the bankers and their rigged systems? Americans for Financial Reform thinks that “the financial system should serve an economy where everyone can thrive, not just enrich a powerful few.” Sounds great to us! Check them out at ourfinancialsecurity.org.Jim Hightower's Lowdown is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit jimhightower.substack.com/subscribe

Stocks under pressure but off the lows as the President dials up his rhetoric and tariff threats around Greenland: Sara Eisen, David Faber, and Michael Santoli kicked off the hour with the latest and a look at what's moving in early trading - before breaking down the macro with a number of high profile interviews, live from the World Economic Forum in Davos... Today: Citi CEO Jane Fraser, Oracle's Marc Benioff, and Micron CEO Sanjay Mehrohtra. Plus: the latest on Netflix's newest offer in its bid for Warner Brothers Discovery. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

President Trump wants to cap credit card interest rates at 10% for a year. But the big banks warn that could limit lending and hit the most vulnerable first. Also today - why prices for metals like copper and tin are hitting record highs, we'll investigate what's behind the surge.And despite fresh US tariffs under President Trump — and a volatile global economic backdrop — China posted a record trade surplus of around $1.2 trillion.Picture:Illustration shows Bank of America, Citi bank and Wells Fargo credit card mockups, Reuters

JPMorgan's Chief US Economist makes the case for the Fed to hold interest rates steady in 2026. With oil prices climbing amid Iran tensions, Citi calls this crude's “show me moment.” Plus, why real estate is shifting from “frozen to functional,” according to ‘Owning Manhattan''s Ryan Serhant.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you have to pick, which elite status would you prefer, American or Alaska? How does this new edit credit work? We answered these and many other questions on the Ask Us Anything hosted live on January 7th of 2026.(03:34) - ​​Curious to hear what 'coupons/credits' you just let go of, without redeeming by 12/31. I didn't use my first The Edit credit and can't stop feeling guilty.(05:48) - How does this new edit credit work, because there are so many different answers...?You can see a map of The Edit by Chase Travel℠ properties here:(10:05) - ​​What do you think about the Apple Card takeover by Chase?See Greg's old post about the Apple Card here(12:48) - Have any of you proactively lowered the credit limit on a card?(17:17) - ​Do you think that the Bilt leak is real or fake? There are 3 different leaks right nowFind coffee break episode 86 about Bilt leaks here(18:44) - ​​I started with Chase (I'm newer to points), but I'm curious what you all think are the best uses of each of the ecosystems and/or what you personally use them for?Learn more about Citi transfer partners here(23:05) - ​​Last October, I booked a stay at the Hyatt Regency Rome for mid-April 2026, not realizing it was a new hotel. The website now shows reservations starting May 1, 2026, with no availability in April. ​​I'm concerned about whether my reservation will be honored. If the hotel isn't ready, will Hyatt relocate me, and how soon would I be notified? I've booked a backup hotel, but would appreciate any tips(25:25) - Do the miles and points conventions mention things that aren't normally discussed in free podcasts like yours?(26:53) - ​​Alaska miles redemption for Europe often entails BA metal that has high fees. Any tips on European redemptions? Or are Alaska miles mainly for AA or Asian partner awards?(35:22) - ​​Does that PLAT airline credit still work for United Travel Bank this year?See our "Amex airline reimbursement fees...what still works?" post here(36:53) - ​​Venture X travel credit is a discount rather than a credit. If I have two bookings and have to cancel the one booked with the discount, can I retroactively have them lower the second booking?(37:25) - ​​What is everyone's US Bank strategy? I cashed mine out at 1.5x(42:00) - If you have to pick, which elite status would you prefer, American or Alaska?Find our podcast episode about American vs Alaska here(48:01) - Find coffee break episode 86 about Bilt leaks here(48:24) - Tim - In what cases is it worthwhile to keep both Atmos cards (Summit and Ascent)(54:10) - ​​For 2026, any new programs you're prioritizing for earning or status? E.g. Citi to PHR, Atmos, etc?Visit https://frequentmiler.com/subscribe/ to get updated on in-depth...

Do you ever wonder what cards other people have, how they use them, and exactly how many points they're earning each year? I'll be honest—I'm nosy when it comes to other people's points, and I love getting a peek inside someone else's points earning strategies. In this first part of a two-part year-in-review series, I've invited Dr. Andrea Mabry back to the show to break down everything that shaped our points earning in 2025. This has become one of my favorite Point Me to First Class traditions, and this year marks the third installment of this annual series. We're pulling back the curtain on the credit cards we opened, the unexpected opportunities we seized, and the total number of points we earned across all our points ecosystems, from Chase and Amex to Capital One, Citi, and beyond. Andrea and I each share our total points earned for the year, then break those numbers down by transferable versus airline-specific currencies, welcome bonuses versus organic spend, and the earning methods that delivered the most value. We talk about why this was an unusually busy year for new card acquisitions, what happened when an entire points program collapsed overnight, and what's on our radar for 2026.  Whether you're mapping out your own points strategy or just curious how two points enthusiasts approach earning at scale, this conversation offers real numbers, honest reflections, and the lessons we're taking into the new year. Get full show notes and transcript: www.pointmetofirstclass.com/2025-points-year-in-review-part-1  Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy