Podcasts about citi

The White House now calling on Fed Governor Lisa Cook to go on leave, even as her lawsuit challenging her removal looms. Allianz's Mohamad El-Erian joins the show to talk about the concerns over Fed independence. Then Okta CEO Todd McKinnon. Reacting to results after raising full-year guidance. Plus, is the market underestimating the pace of AI adoption? Citi thinks so. Out with a new report outlining the potential growth. 

If there's one thing nearly every points traveler has done at least once, it's book a flight, hotel, or car rental directly through their credit card's online travel portal. With promises of 5x, 8x, even 12x bonus points, it can feel like the obvious choice. But as I share in today's episode, those tempting multipliers often come at a serious cost—and the reasons why may surprise you. In this episode, I walk through the top five reasons you should avoid booking through credit card travel portals like Chase, Amex, Citi, and Capital One. From losing out on elite status perks and upgrades to paying more for the same flights or hotel rooms, I reveal the hidden downsides that don't show up until it's too late. You'll also hear real-world stories from travelers who faced everything from missing reservations to costly rebookings—all because they used a portal instead of booking direct. Even more importantly, I'll explain how using your points through a portal can devalue them by 2–10x compared to transferring to partners. I share specific examples, including how I used Chase points with Hyatt for a $65,000+ stay that would have cost 3.6 million points through the portal. Whether you're new to points or have been booking this way for years, this episode will help you avoid costly mistakes and make smarter choices with your rewards. Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don't miss out! Click here http://www.pointmetofirstclass.com/pointsmadeeasy to know more about my comprehensive online program, Points Made Easy. Enrollment opens on September 20, 2025 to September 27, 2025. Want to know what's really possible with your points? Don't just take it from me—hear from members who've used Points Made Easy to completely change the way they travel. From business class flights to dream vacations, their results speak for themselves. Watch their stories here - https://points.pointmetofirstclass.com/points-made-easy-success-stories

Today, traditional insurance faces mounting pressures from new technologies and market entrants, and digital transformation has become an imperative rather than an option. Kamiel Bouw, Global Head of Insurance for Citi Treasury and Trade Solutions, joins the show today. He brings extensive experience navigating this evolving landscape, where efficiency, data-driven approaches, and customer-centricity have become paramount. With traditional insurers working to adopt new technologies within legacy infrastructure, Buow describes how Citi has positioned itself to strategically support these organizations capture opportunities while enhancing customer experience. Throughout the interview, Buow explores several transformative themes reshaping the insurance industry. He uses real life case studies to emphasize the tremendous opportunity in digitizing payment processes — both for premium collections and claims payments — highlighting how instant payments can create superior customer experiences while providing operational benefits. Buow also discusses how Treasury functions must evolve beyond their traditional role as financial settlement centers to become innovation leaders, engaging across enterprise-wide initiatives and providing expertise in risk management and end-to-end payment flows. Listen to the podcast to gain unique insights into emerging technologies like digital assets and tokenization and their growing role in insurance, and how organizations can start with small, focused use cases to drive learning and foster broader adoption of this new tech.

In this insightful episode of My Kind of People, I'm joined by Phil Brady, executive coach, keynote speaker, and founder of Vitamin P Coaching, a transformative leadership practice helping people lead with more energy, emotional intelligence, and purpose.With nearly a decade spent coaching global leaders at Citi, and now working across Europe, the Middle East, and Africa, Phil blends neuroscience, somatics, and grounded strategy to help leaders scale their impact from the inside out.We explore how to:- Regulate your nervous system and lead with clarity under pressure- Shift from burnout-inducing empathy to sustainable compassion- Master your internal state for better decisions and deeper relationships- Create a leadership legacy that spans generations (yes, including trees

В этом выпуске в гостях — Анна Берзицкая, бывший VP Digital Product Manager в Citi Bank из Нью-Йорка, которая открыла собственную студию пилатеса.Обсудили, как из корпоративной карьеры перейти в реальный бизнес, сколько стоит открыть студию с нуля в США, как протестировать спрос с минимальными вложениями, где искать первых клиентов, и с какими страхами сталкивается предприниматель на старте. Затронули тему возврата инвестиций, маржинальности, роста студии, а также личных трудностей — выгорания, совмещения с работой по найму и принятия решения уйти в свое дело. Рассказали, как грамотно масштабироваться, зачем слушать gut feeling и почему не стоит бояться начинать, если есть интерес и внутренний отклик.Анна Берзицкая (Anna Berzitskaya) - ex VP Digital Product Manager at Citi, владелец пилатес студии в Нью Йорке.LinkedIn: https://www.linkedin.com/in/anna-berzitskaya-a7978b40/ ***Записывайтесь на карьерную консультацию (резюме, LinkedIn, карьерная стратегия, поиск работы в США): https://annanaumova.comКоучинг (синдром самозванца, прокрастинация, неуверенность в себе, страхи, лень) https://annanaumova.notion.site/3f6ea5ce89694c93afb1156df3c903abОнлайн курс "Идеальное резюме и поиск работы в США":https://go.mbastrategy.com/resumecoursemainГайд "Идеальное американское резюме":https://go.mbastrategy.com/usresumeГайд "Как оформить профиль в LinkedIn, чтобы рекрутеры не смогли пройти мимо": https://go.mbastrategy.com/linkedinguideМой Telegram-канал: https://t.me/prodcastUSAМой Instagram: https://www.instagram.com/prodcast.us/Prodcast в соцсетях и на всех подкаст платформахhttps://linktr.ee/prodcastUS⏰ Timecodes ⏰00:00 Начало. Мифы про резюме14:26 Когда ты открыла студию?19:54 Сколько времени заняло от идеи до первого клиента?21:23 Почему именно пилатес?27:07 С чего начинала? 30:27 Как устроена работа студии пилатеса - что для этого нужно? 39:12 Как привлекаешь клиентов?45:22 Сколько денег потребовалось на старт?48:52 Сколько ты сейчас зарабатываешь?52:19 Когда ушла с основной работы из банка?58:36 Какие планы по развитию?1:02:26 Планирушь ли обратно в IT?1:03:15 Кому подойдет открытие пилатес студии и кому точно нет? 1:10:37 Что можешь пожелать тем, кто сейчас думает о смене карьеры или планирует запустить бизнес в США?

In this Quick Hits episode of Revolutionizing Your Journey, DeAndre Coke brings you the latest updates in the points and miles world, including a limited-time Air Canada promotion, the return of the American Airlines and Hyatt elite status match, and details on Hyatt's fast track to American Airlines status. He also covers current transfer bonuses from Citi and Capital One, shares listener feedback on recent travel experiences, and emphasizes the value of strategic planning for maximizing elite status benefits. Whether it's leveraging limited-time offers or making informed booking choices, this episode offers practical insights for maximizing your rewards.Key takeaways: Air Canada offer: Register for a 5,000-point flight certificate.Elite Status Match: American Airlines and Hyatt Renew Their Reciprocal Program.Hyatt fast track: Complete 10 nights in 90 days to maintain status.AA status for Hyatt elites: Earn through a targeted fast-track program.Transfer bonuses: Citi ThankYou Rewards and Capital One offer current promos.Listener feedback: Highlights the importance of trustworthy travel recommendations.Strategic stays: Plan bookings to maximize elite perks and benefits.Points value: Can vary greatly depending on redemption strategy.Community connections: Enhance the travel experience through engagement.Resources:Hyatt status for AA elites (register by October 31)AA status for Hyatt elites, targeted (register by September 4)Aeroplan Reserve 5,000 Mile CertificateBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty...

Emerging market economies are benefiting from better-than-expected growth and inflation expectations, with local rates looking set to outperform amid a more dovish US Federal Reserve. Dirk Willer, managing director and global head of macroeconomic research at Citigroup, joins Damian Sassower, Bloomberg Intelligence's chief emerging-market fixed-income strategist, to assess the fixed-income landscape, with implications for interest rate and currency markets across the globe. Willer and Sassower touch on topics ranging from systematic drivers and foreign positioning to FX-hedge flows and central bank reserves.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Citi ThankYou Points00:13 Booking Flights with EVA Air04:07 Maximizing Choice Hotels Redemptions06:43 New Transfer Partner: American Airlines09:59 Unlocking Value with Accor Hotels15:23 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Violet Abtahi is the CEO and Founder of Platonic, a company developing blockchain infrastructure to solve counterparty risk and privacy challenges in financial markets. With over a decade of experience in both traditional finance and blockchain technology, Violet transitioned from a mathematics background on Wall Street to building next-generation financial infrastructure.Violet argues that counterparty risk is the fundamental bottleneck preventing widespread adoption of blockchain-based financial systems. By combining private blockchain technology with automated smart contracts, Platonic aims to create the infrastructure needed for a more efficient, automated, and less risky financial future.In this podcast you will learn:Why she made the move from traditional finance into the blockchain world.The founding story of Platonic and the two major challenges she wanted to solve.How finance can be autonomous, intelligent, and borderless.Who they are targeting with their solutions.How instant settlement with smart contracts can remove the counterparty risk.The pilot they did with Vanguard, State Street, Citi and Ford.What it will take for all real world assets to be tokenized.Why automated regulation is a key component for this to happen.What asset class will lead the way in tokenization.Violet's priorities for the next 12 months.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Big news for points collectors! Citi ThankYou Points are now a permanent transfer partner of American Airlines — opening up new ways to earn and use those elusive AA miles. We break down what this means for your travel game, the best Citi cards to maximize your earnings, and why the new Citi Strata Elite card is shaking up the premium travel card space.If you've been waiting for more flexible access to AA points — this is the episode for you. Learn about smart card pairings, welcome offers, and key perks to watch for before applying. Plus, get the scoop on Citi's unique points sharing feature and whether this new high-fee card is worth it for your wallet.Don't miss this quick update that could change how you plan your next trip!Facebook GroupWonderland On Points BlogFind Us On InstagramMary Ellen | JoLinksCapitalOne Venture and Venture X LinksFlyKitt- the BEST Jet Lag Solution!30% off the CardPointers subscription!Tripiamo Driving TutorialsOur Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

Is the Grand Hyatt Kauai worth 45K? We answered this and many other questions on the Ask Us Anything hosted live on YouTube on August 6th, 2025.(00:42) - How do you typically like to get around a city that you're visiting, especially internationally? Are you more likely to take a taxi or Uber to get to places, take public transit, or do you prefer to just walk everywhere?(05:43) - To circumvent Hilton's minimum length of award stay requirements (e.g., WA Pedregal) — has anyone tried booking more nights than needed, then asking Hilton to remove nights from the stay?(07:18) - What is a question that you would ask someone who is interviewing for a job at Frequent Miler?(16:22) - You can find each of our origin stories here:https://frequentmiler.com/about-frequent-miler/)(16:44) - ​​Give us a peek behind the curtain: What is a typical day/week for the Frequent Miler team?(23:42) - Do you think the custom cash will survive having ThankYou points transfers?(25:34) - Now that Citi transfers to AA, where does Citi rank among the transferable points programs?(28:06) - For the JetBlue 25 for 25, does anyone have datapoints on how fast you get the 150k point after 15 destinations?(29:52) - How would you re-evaluate the value of your Chase/Bilt if you were able to get a family & friends discount on Hyatt cash stays?(31:54) - Hi team! What card are you recommending to people who aren't really in the game but got the CSR years ago and now want a different card?(37:50) - Head-to-head match-up, Citi Strata Elite or the new Alaska Premium card?(39:17) - ​​Any thoughts on Kenya Airways' new program and the Status Match opportunity that was announced earlier this week?(41:40) - ​​When Frequent Miler finds a unicorn fare or incredible deal, what is the quickest way that Frequent Miler gets that information to those who follow you so we can book it?(45:46) - ​​Grand Hyatt Kauai is now 45k for the basic room with 2 adults and 2 kids. I have a guest of honor available to me. Is the property worth that rate for 4 nights???(50:44) - Which card is better to downgrade, the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card, both of which have a $95 AF?

Today's guest is Kelly Dempski, Head of Solutions for Banking, Financial Services, and Insurance (BFSI) at Turing. Turing is one of the world's fastest-growing Artificial Intelligence companies, working with the world's leading AI labs to advance frontier model capabilities and leveraging that work to build real-world AI systems that help businesses solve their toughest problems — delivering real business results, faster, smarter, and at scale. Kelly is a seasoned technology executive and innovator at Turing, where he leads the development of disruptive, business-focused Artificial Intelligence solutions for financial services clients. Over a 30-year career, he has held Managing Director roles at Accenture, Citi, and JPMorgan Chase, as well as working with smaller start-ups. In each role, he has developed solutions that leverage the latest technologies to solve real business problems. As AI becomes increasingly essential to the financial services industry, Kelly offers a grounded perspective on what really makes or breaks enterprise adoption. He explains that the greatest challenges aren't always in the AI models themselves — but in how they connect to legacy systems, regulatory requirements, and fragmented data environments. From document intelligence to client onboarding, Kelly explores the use cases where AI is already delivering measurable value — and how firms can scale that value by starting small and building momentum. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the ‘AI in Business' podcast! This episode is sponsored by Turing. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1.

If a $595 annual fee premium credit card hits the market, should it automatically earn a place in your wallet? In this episode, I take a detailed look at Citi's newest addition to the transferable points landscape: the Citi Strata Elite Card. From its standard 80,000-point welcome bonus to the elevated 100,000-point offer available through certain channels, we'll walk through exactly what you get when you open this card. You'll hear how its bonus categories actually work, why the time-restricted “Citi Nights” dining perk is so unusual, and what makes its non-category 1.5x earning stand out—or not—compared to other cards. We'll also dig into the real value of the credits, including the split Blacklane credit, the merchant-specific Splurge credit, and the 2-night minimum hotel portal credit—plus where this card shines with American Airlines lounge passes and where it falls flat next to Citi's own mid-tier options and the retired Prestige card. Before you sign up for the welcome bonus, I'll share the points expiration rules that can cost you big if you cancel after a year, and what I think this launch reveals about the next wave of premium rewards cards. Get full show notes and transcript: https://pointmetofirstclass.com/citi-strata-elite-card-review/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! https://docs.google.com/forms/d/e/1FAIpQLSeAPfb3wIaphMn_NoQzm_fljydsivTELQwh7pYoxrI2uTFoKQ/viewform?usp=header  Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

A mixed morning for stocks as tariff receipts – and headlines – roll in: Sara Eisen, David Faber, and Carl Quintanilla broke down the latest out of Washington, including news that Nvidia and AMD will pay the U.S. government 15% of their China chip sale revenues… plus: investors expecting more clarity today when it comes to tariffs on gold – with the CEO of one of the world's biggest miners, Barrick Gold – joining the team to discuss. Later on: why Citi's top U.S. Strategist says the bull case remains strong here – and the path to his new 6600 price target on the S&P.   Also in focus: Paramount Skydance inking a huge media deal – acquiring exclusive rights for UFC for $7.7B… Hear a wide-ranging deep-dive with the heads of UFC Parent company TKO Group, spanning the deal, live sports, and the health of the media ecosystem. 

In Episode 132 of the Award Travel 101 podcast, host Mike Zaccheo is joined by community member Heather Killingbeck to dive into how her passion for the Dave Matthews Band (DMB) intersects with her love of points and miles. Heather shares how a spontaneous trip to a DMB show in Mexico led to meaningful friendships and a realization that she needed to make concert travel more affordable—enter points and miles. She's since used over half a million points, possibly up to a million, to follow the band to iconic venues like The Gorge and even on a European tour, with award redemptions taking her to Amsterdam, Paris, and Lisbon. Her go-to strategy includes the Southwest Companion Pass, Hyatt Globalist perks, and travel hacking tools to make the most of every trip, all while juggling work, family, and parent guilt.The episode also covers major news in the points world: the launch of Citi's new Strata Elite card with a hefty bonus, luxury perks, and the surprise reintroduction of American Airlines as a 1:1 transfer partner with Citi ThankYou Points. Heather shares recent bonuses she's earned, trip updates including an upcoming return to Baha Mar for Thanksgiving, and her unforgettable award-based travels. From crowdstrike flight chaos to lounge sprints and missed connections that turned into bonus nights, her stories highlight both the joys and unpredictability of award travel. The episode closes on a reflective note, encouraging listeners to "chase the joy," whether through a favorite band, a shared hobby, or the travel communities that make it all possible.Links to Topics DicussedComedian Experience Luxury Hotels with his "Sapphire Points"Citi Strata Elite LaunchesWhere to Find Us The Free 110k+ member Award Travel 101 Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Tickets are now ON SALE for our next meetup in Miami September 19-21. Secure your spot today at https://award.travel/miami2025 Our partner CardPointers helps us get the most from our cards. We love being able to automatically add all of our offers and quickly seeing the best card to use for every purchase. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

On this episode of the Walker Webcast, we featured the timely and insightful remarks of Kate Moore, Chief Investment Officer at Citi Wealth, live from the Walker & Dunlop Summer Conference. Kate unpacked what's driving investor paralysis, how consumer behavior is shifting, what higher-for-longer rates mean for portfolios, and why corporate confidence is faltering behind closed doors. She also gives her take on the labor market, tax reform, and how the Fed's future could reshape the macroeconomic landscape.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Grootes speaks to Gina Schoeman, Economist at Citi, and Duma Gqubule, Economist and Research Associate at the Social Policy Initiative, about S&P flagging fiscal risk as the ANC criticises Reserve Bank Governor Lesetja Kganyago’s move to cut the inflation target. In other interviews, Eustace Mashimbye, CEO of Proudly SA talks about a new study revealing that over 34,000 clothing retail and manufacturing jobs in South Africa could be displaced by 2030 due to the growing market share of offshore e-commerce platforms like Shein and Temu. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Gina Schoeman, Economist at Citi, and Duma Gqubule, Economist and Research Associate at the Social Policy Initiative, about S&P flagging fiscal risk as the ANC criticises Reserve Bank Governor Lesetja Kganyago’s move to cut the inflation target. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Citi now offers a way to transfer points 1 to 1 to American Airlines, which has many predicting an AA devaluation is on the horizon. In this podcast episode, we'll discuss this concern.(00:44) - Why are we so excited about transfers to American Airlines?(04:06) - A devaluation assumes a flood of AA miles, but... Citi points are not that easy to get in bulk, but even if there are many more AA miles out there, is that reason for devaluation?(04:56) - Here's what we think...(15:35) - But wait...did AA devalue already?Read One Mile at a Time's post here: American AAdvantage Business Class Award Devaluation? Sort Of…: (16:24) - More than two years ago, AA published "starting at" prices for its own flights. Mostly, though, the starting at prices stayed as they were with previous saver award pricing.(17:15) - Now, though, "starting at" seems to be closer to American Airlines' published intentions from a few years ago...(18:29) - BUT... mix in another carrier to get the partner award chartRead more about this hereVisit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads

Citi Makes BOLD Call Of $3,500 Gold By November

Want to work with us? Reach out! inquiries at milestomemories dot com Episode Description This week Citi finally brought their new premium credit card to market. While many of the leaks were true, does this card measure up to its competition and will it drive further loyalty. Plus Citi added transfers from ThankYou to American Airlines, but is it as good as it sounds and will it drive sign-ups for this card? Most importantly should you get it?   Joe Cheung also joins us to discuss his recent near miss on a welcome offer and how he still managed to save it. Are grace periods a thing? We also discuss international tipping culture as Americans and how we may be expected to tip when traveling even if locals aren't. Episode Guide 0:00 Welcome to MTM Travel 1:27 Royal Caribbean battling back - Loophole closed for viral hack 9:26 Why the future of cruise loyalty says a lot about where we are heading 15:35 Hyatt's Brand Explorer grows to 7 free nights and 35 brands! 21:55 How hotel design has evolved & why it isn't always good 31:05 United's cardholder award sale - Tahiti anyone? 33:45 Ninja tricks - Stacking deals/perks for a VIP tripCiti Strata Elite - https://www.citi.com/credit-cards/citi-strata-elite-credit-card Royal Caribbean drinks - https://www.cruisehive.com/royal-caribbean-tightens-policy-on-drink-package/182785 United sale - https://travel-on-points.com/united-credit-cardmembers-award-sale/   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

România guvernată prin crize. E posibilă o reformă reală a clasei politice? ANALIZĂ (Adevărul) - Paradoxal, în timp ce România este în cea mai proastă situaţie fiscală din ultimii 15 ani, românii înregistrează cea mai mare acumulare de capital, de avere din toată istoria (Ziarul Financiar) - România părăsită: 1,2 milioane de case goale în sate. Unele comune, chiar dacă sunt lângă Capitală, au un sfert din locuințe părăsite (Europa Liberă) -  Eroare de strategie. De ce era nevoie de Nicușor Dan sau Ilie Bolojan la Broșteni (SpotMedia) La Broșteni, Suceava, deși Guvernul României a reacționat rapid, a trimis forțe masive de intervenție în zonă, sprijin material, logistic, hrană, apă, absența președintelui sau a prim-ministrului a creat un vid de autoritate ocupat rapid de propaganda Rusiei. Toată promovarea politică, de un cinism înfiorător, făcută de George Simion și de Călin Georgescu, profitând de suferința celor afectați de tragedie, a fost posibilă pentru că președintele și prim-ministrul, cei care aveau autoritatea publică și morală să arate sprijin pentru cei aflați la necaz, nu au fost prezenți. Poate absența lor a fost justificată, poate au considerat că o astfel de deplasare ar putea fi interpretată ca fiind populistă, poate că s-au ferit să transforme o tragedie într-un eveniment politic. Toate acestea, în opinia jurnalistului SpotMedia, sunt raționamente valabile, de bun simț și decizii logice într-o situație normală. Dar dacă ne uităm în jur, România gâfâie și scârțâie din toate balamalele ca să păstreze aparența de normalitate. Rusia trage spre țara noastră cu toate armele războiului hibrid. Simion și Georgescu sunt folosiți la maximum pentru a crește neîncredere în democrație, instabilitatea economică și socială, pentru a provoca o serie de crize politice. România guvernată prin crize. E posibilă o reformă reală a clasei politice? ANALIZĂ (Adevărul) Cabinetul condus de Ilie Bolojan se înscrie într-un șir mai lung de guverne care au debutat cu scandaluri legate de membri săi încă din prima lună. În ultimele 3 echipe guvernamentale 9 miniștri au plecat ca urmare a unor presiuni publice. Astfel de scandaluri arată că România are nevoie și de politicieni, iar partidele trebuie să găsească mecanismele de promovare necesare pentru a aduce la vârf oamenii potriviți, spune profesorul Radu Carp. Citiți mai mult în ziarul Adevărul. Paradoxal, în timp ce România este în cea mai proastă situaţie fiscală din ultimii 15 ani, românii înregistrează cea mai mare acumulare de capital, de avere din toată istoria (Ziarul financiar) Toată România este cuprinsă de febra ajustărilor fiscale-bugetare, creşterea TVA şi a altor taxe, restructurarea bugetară, pensiile speciale, etc. Toată lumea a auzit că România are cel mai mare deficit bugetar din Uniunea Europeană - 9,3% în 2024, toată lumea a auzit că guvernul trebuie să reducă deficitul bugetar şi de aceea trebuie puse în aplicare pachetele fiscale 1,2,3, şi câte or mai fi. Guvernul este cu spatele la zid, suntem într-un mare derapaj fiscal, cresc taxele şi impozitele, dar înregistrăm cea mai mare acumulare de capital, chiar de la cel mai sărac român până la cel mai bogat român. De unde vine asta: 1. Averea imobiliară a românilor, formată din apartamente, case, terenuri, clădiri de birouri, spaţii logistice, creşte de la an la an odată cu creşterile de preţuri de pe piaţa imobiliară. Conform estimărilor, averea imobiliară a depăşit 500 de miliarde de euro şi se îndreaptă către 550 de miliarde de euro, dacă nu chiar mai mult. 2. Depozitele bancare ale românilor, persoane fizice sunt la un maxim istoric – 389 de miliarde de lei. 3. Titlurile de stat. Soldul titlurilor de stat vândute către populaţie în lei şi valută a depăşit 46 miliarde de lei. Integral în ZF. Creșterea TVA la locuințe pune capac la șansa familiilor tinere de-a-și cumpăra o casă și presează în sus prețul chiriilor: de ce au explodat prețurile în ultimii 4 ani? Programul „Noua Casă”, tot mai inaccesibil (CursDeGuvernare) Majorarea cotei de TVA de la 9% la 21%, la achiziția unei locuințe noi, de la 1 august, va avea un impact puternic asupra pieței imobiliare, deja afectată de scumpirile generate de inflația ridicată la materialele de construcții din ultimii trei ani. Până acum, livrarea de locuințe noi cu o suprafață până la 120mp și o valoare de maxim 600.000 lei (exclusiv TVA) realizate către persoane fizice beneficia de cota redusă de TVA de 9%, dacă sunt îndeplinite condițiile și formalitățile prevăzute în Codul Fiscal. Această facilitate fiscală a fost esențială pentru sprijinirea accesului la o locuință, în special pentru tinerii care accesau programul „Prima Casă”. Trecerea la cota unică de TVA de 21%, reprezintă în practică o majorare cu 133% a cotei de TVA. Programul Noua Casă lansat în 2009 este unul dintre puținele programe guvernamentale care s-a bucurat de un real succes. Până la finele lunii decembrie 2024, au fost 334.048 de beneficiari, fiind acordate garanții în valoare de 31,6 miliarde lei, care au susținut credite totalizând peste 64 miliarde lei. Însă ca urmare a creșterilor de prețuri, numărul locuințelor finalizate a scăzut de la un vârf de 73.338 în 2022 la 60.787 în 2004, ceea ce reprezintă o reducere de 17,3% în doar doi ani. România părăsită: 1,2 milioane de case goale în sate. Unele comune, chiar dacă sunt lângă Capitală, au un sfert din locuințe părăsite (Europa Liberă) Un sfert din totalul locuințelor din România sunt nelocuite: mai exact 2,5 milioane de case. Iar aproximativ jumătate dintre acestea sunt la țară. Satele părăsite nu sunt doar în zone greu accesibile din munți sau Delta Dunării. Sunt comune care sunt și la 50 de kilometri de București și care au 25% dintre case neocupate. Europa Liberă a vizitat trei dintre ele: Răsmirești, în județul Teleorman, la 70 de kilometri de București, comuna Ciocârlia, județul Ialomița, și satul Valea Unghiului, din județul Prahova, unde pe străzi, nu e nimeni. Nici nu prea mai are cine să fie. Dacă la sfârșitul secolului al XIX-lea aici erau 320 de oameni, în 2022 mai locuiau 79. Statul român, eșec lamentabil în atragerea de bani europeni pentru cele mai poluate județe (PressOne) România are la dispoziție 2,13 miliarde de euro, fonduri nerambursabile de la Uniunea Europeană, prin Programul Național Tranziție Justă (2021–2027), pentru înverzirea a șase județe: Gorj, Hunedoara, Dolj, Galați, Prahova și Mureș, unde funcționează unii dintre cei mai mari poluatori industriali. Potrivit PressOne, la aproape trei ani de la aprobarea programului, România nu a accesat aceste fonduri. Programul este blocat, atrage atenția Eliza Barnea, expertă Bankwatch și membră în Comitetul de Monitorizare care supraveghează implementarea. Printre prioritățile Proiectului Tranziție Justă sunt crearea de locuri de muncă, reconversia profesională, atragerea de investiții verzi, reducerea amprentei de carbon, precum și reducerea impactului social și economic al tranziției către neutralitate climatică. „Statul nu face din sport o prioritate”. David Popovici a tras un nou semnal de alarmă la revenirea din Singapore (Golazo) „Sportul e cel mai bun ambasador al unei țări”. David Popovici (20 de ani) a revenit în România din Singapore, după Campionatele Mondiale de natație la care a reușit să câștige două medalii de aur, la 100m și 200m liber. A fost întâmpinat cu aplauze din partea celor prezenți și a primit și un buchet de flori. Golazo a consemnat declarațiile înotătorului. „Una dintre dorințele mele este să încerc să ajut să se realizeze ceva”.   „Bazinul din Complexul «Lia Manoliu» trebuie renovat. Am vorbit despre asta când? Acum un an, după Jocurile Olimpice de la Paris, când am avut multe camere în față și o s-o fac din nou”.

In this podcast episode, we'll talk about how US Bank is bonvoying grandfathers and US Bank's plans to add transfer partners. We'll also talk about who the Citi Strata Elite card is good for.Giant Mailbag(01:40) - This listener has tips about their strategy when a flight becomes available for a lesser mileage price...Card News(05:50) - Citi now offers transfers to American Airlines from Strata Elite, Prestige & Strata Premier(07:23) - Now transfer from most Citi cards to most ThankYou partners (even from Custom Cash)(09:41) - Citi Strata card now available(12:16) - U.S. Bank Altitude Reserve: Major changes expected in December.Bonvoyed(18:21) - US Bank bonvoys grandfathers (Smartly card sends updates to those previously grandfathered into old 4% term)Awards, Points, and More(22:38) - Inn at Bay Harbor leaving Marriott(23:42) - JetBlue & TAP Air Portugal split up as of 9/30(24:50) - Greg earned Alaska EQMs for his flight to London(26:53) - Nick's JetBlue 25 for 25 update postRead more about Nick's JetBlue 25 for 25 journey so far here.(27:50) - Another JetBlue 25 for 25 updateMain Event: Citi Strata Elite: Good, Bad, and Ugly(30:00) - Branch Offer: 100K after $4K of spend in 3 monthsRead more about the Citi Strata Elite offer here.Or, read our Citi Strata Elite Q&A post here.(31:45) - Application rules, basics, and earning rate...(39:32) - Credits and benefits(47:31) - Mini experiment: Citi Travel Hotels vs. Hotels.com(48:45) - What happens to Citi Prestige customers?(49:58) - Do Citi Travel hotel bookings earn hotel points and elite credit?(53:33) - Quick Review: What do we think about the card's earning rate and perks?(57:47) - What do we think about the card's coupons?(1:01:37) - Does this card deserve a place in an all-ThankYou wallet?(1:09:41) - Does this card deserve a place in a mixed-earning wallet? (For example, would this be your 3X card?)Question of the Week(1:12:54) - Advice regarding authorized users. What do you do about authorized user cards showing up to Chase as contributing to your 5/24 status?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

In this week's Quick Hits episode, DeAndre Coke shares the latest developments in the travel and points world, including the official launch of the Citi Strata Elite card. A significant update is the new ability to transfer Citi ThankYou points to American Airlines—something that opens up powerful new redemption options. DeAndre also breaks down data from the Travel Price Index, showing that while hotel and airfare costs are down slightly compared to last year, dining and rental car prices continue to rise. Amid inflation, travel remains one of the more stable categories, making points and miles even more valuable for savvy travelers. Plus, a peek into DeAndre's Vegas bachelor party plans and why content creation never takes a break.Key takeaways: Strata Elite goes live: Citi officially launches the Strata Elite card with sign-up bonuses of up to 100K points.Transfer to American Airlines: Citi cards can now transfer points directly to AA—offering a long-awaited boost for frequent flyers.Strata bonus tip: In-branch applications may unlock a higher bonus than online.Southwest fee changes ahead: Annual fees on multiple Southwest cards are expected to increase soon.Hotel and airfare down: Rates have decreased ~3–4% compared to last year, offering relief to travelers.Dining and rentals up: Eating out and renting cars are more expensive, offsetting some of the savings.Travel costs stay steady: Travel prices have risen just 9% since pre-pandemic—less than other major categories.Points offset rising costs: Using points and miles remains an effective way to reduce travel expenses.Vegas vibes incoming: DeAndre teases upcoming stories from his bachelor party weekend in Las Vegas.Resources:Earn 3X Points on Your Next Hyatt StayAct now - Protect your points!Book a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.me

Starting off hot with two updates in doping cases: first, Jannik Sinner has rehired one of the men responsible for the clostebol contamination. In Tara Moore's case, CAS ruled that the actual beef was legitimate, but the figurative beef with the ITIA, sadly, was not. The DC tournament had outsized buzz this year, thanks to Venus Williams' wild card and surprising performance, owner Mark Ein's boosterism for DC-area tennis, Fernandez's impressive run, and de Minaur's late-stage heroics. Later, we touch on the Canadian Open, coaching drama, some big local retirements, and answer a few fun listener questions.  01:30 Sinner rehires fitness coach Ferrara after a year in timeout  10:35 Tara Moore's case concludes with a 4-year ban 14:20 She's still The Venus Williams 30:25 de Minaur wins a heartbreaker against ADF 33:55 Leylah Fernandez wins biggest career title (+ scheduling complaint in Montreal) 39:50 Canadians in the Canadian Open: retirements, withdrawals, but at least Mboko remains standing! 46:30 Coaching changes: two “supercoaches” constantly putting themselves in the talk 51:30 Listener questions: Toronto recs 57:50 Tournament essentials 62:25 An FMK like no other 

SBS Finance Editor Ricardo Gonçalves takes a look at whythe US Federal Reserve left official interest rates on hold with Brendan Rynne from KPMG along with fresh data showing Australians splurged at the end of financial year sales. Plus Elizabeth Tian from Citi goes through the day's market action including the crash in the copper price.

Citi's new $595 card may or may not be right for you, but a 100K bonus is hard to resist, especially now that Citi transfers to AA. The 100K bonus isn't the only offer out there right now, though, so we'll talk about how to make sure you can apply for the Strata Elite 100,000 point offer specifically. How to apply for the Strata Elite 100,000 point offer(00:18) - Citi's new $595 card may or may not be right for you, but 100K bonus is hard to resist, especially now that Citi transfers to AA(01:30) - Who qualifies for this offer? (02:22) - The public offer is only 80K points after $4K of spend in 3 months, but the 100K point offer (after $4K of spend in 3 months) is easy to get if you have a Citi branch near you, or even if you call a branch and ask for an email with the link...(04:36) - Creepily, Greg did not even have to provide his email address...Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads

Sorry for the error on the Monday upload. Here is the fixed episode. Enjoy! Want to work with us? Reach out! inquiries at milestomemories dot com Episode Description This week Citi finally brought their new premium credit card to market. While many of the leaks were true, does this card measure up to its competition and will it drive further loyalty. Plus Citi added transfers from ThankYou to American Airlines, but is it as good as it sounds and will it drive sign-ups for this card? Most importantly should you get it?   Joe Cheung also joins us to discuss his recent near miss on a welcome offer and how he still managed to save it. Are grace periods a thing? We also discuss international tipping culture as Americans and how we may be expected to tip when traveling even if locals aren't. Episode Guide 0:00 Welcome to MTM Travel 0:23 Being stuck in AA banned account hell 4:10 Citi Strata Elite launches & bonus - Is this a good premium card 11:08 Citi adds AA as transfer partner - Is this a gamechanger? 18:32 Did Citi have bad timing with Strata Elite or was it the perfect time? 24:39 Almost missing a welcome offer and grace periods on spend 28:36 How American tipping culture is spreading & how its awkward when traveling Citi Strata Elite - https://www.citi.com/credit-cards/citi-strata-elite-credit-card Tipping OMAAT - https://onemileatatime.com/insights/tipping-abroad-american/   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

This is the 4pm All Local update for July 28th, 2025.

JPMorgan is pausing the resumption of banking services to crypto exchange Gemini and will soon target other crypto apps that threaten it's business. Meanwhile, Bank lobby's are now targeting Ripple's application for a banking license.. but they can only delay the inevitable.~This episode is sponsored by Uphold~Uphold Get $20 in Bitcoin - Signup & Verify and trade at least $100 of any crypto within your first 30 days ➜ https://bit.ly/pbnuphold00:00 Intro00:17 Sponsor: Uphold00:44 Banks threaten crypto apps with fees01:12 Gemini bank connection halted by JP Morgan!02:24 Wire Transfer Fees02:50 Robinhood Banking coming03:25 Crypto Banking licenses04:00 Comptroller now accepting crypto04:22 JP Morgan "Deposit Token"04:30 Deposit Tokens vs Stablecoins04:55 Jamie Dimon secretly hates stablecoins06:00 Citi stablecoin is a lie06:15 Jamie Dimon gaslighting customers07:10 Citi says the quiet part out loud08:15 Brad saw the future09:10 Brad Garlinghouse roasts JPM Coin10:34 RLUSD APY10:55 RLUSD climbing11:10 Aave XRPL integration coming11:31 Charles Hoskinson: Why DeFi will pump Dino Coins12:25 Chokepoint 3.013:18 BPI = Bank Avengers14:55 Ripple Banking Countdown15:20 Outro#Crypto #XRP #XRPnews~JP Morgan vs Ripple!

Today, we are joined by Peter Bregman.Peter helps successful people become exceptional leaders and stellar human beings. He blends his deep expertise in business, leadership and people, to deliver quantifiable results such as Turnarounds, Revenue/Stock Growth, Executive Team Development, and Personal Development. Peter is recognized as the #1 executive coach in the world by Leading Global Coaches. He coaches C-Level executives in many of the world's premier organizations, including Allianz, Twilio, Electronic Arts, CBS, Mars, Pearson, Citi, Charity Navigator, United Media, FEI, and many others.Peter is ranked as a Top 30 thought leader by Thinkers 50 Radar and selected as one of the Top 8 thought leaders in leadership. He is ranked by Global Guru's as one of the top 30 best Coaches in the world and one of the top 30 best leadership speakers/trainers in the world. He is the award-winning, best selling author and contributor of 18 books, including most recently, You CAN Change Other People: The Four Steps to Help Your Colleagues, Employees—Even Family—Up Their Game. He also wrote Leading with Emotional Courage: How to Have Hard Conversations, Create Accountability, and Inspire Action on Your Most Important Work. His book, 18 Minutes: Find Your Focus, Master Distraction, and Get the Right Things Done, was a Wall Street Journal bestseller, winner of the Gold medal from the Axiom Business Book awards, named the best business book of the year by NPR, and selected by Publisher's Weekly and the New York Post as a top ten business book. He is also the author of Four Seconds: All the Time You Need to Replace Counter-Productive Habits with Ones That Really Work, a New York Post “Top Pick for Your Career” in 2015, and Point B: A Short Guide to Leading a Big Change.In this powerful conversation, we explore what emotional courage really means and why it's the secret sauce of effective leadership. Peter reveals how most of our leadership challenges stem not from lack of knowledge, skills, time, or opportunity, but from our unwillingness to feel the emotions that certain actions might trigger. Key topics include:Why emotional courage is the willingness to feel The four essential traits of powerful leadershipHow self-compassion serves as the foundation for authentic confidence The importance of owning your shadow side rather than projecting it onto othersLearning to practice irrelevancy without losing influence or impactThe metaphor of "holding the baby" when you feel powerless in challenging situationsHow to bring devotion to your workThe critical difference between expressing emotions and containing themWhether you're avoiding difficult conversations, struggling with vulnerability in leadership, or looking to deepen your emotional intelligence, Peter's insights provide a roadmap for building the emotional courage that transforms both leaders and organizations.Peter Bregman's Book: https://www.amazon.com/Leading-Emotional-Courage-Conversations-Accountability/dp/1119505690 Bregman Partners Website: https://bregmanpartners.com/ -Website and live online programs: http://ims-online.com Blog: https://blog.ims-online.com/ Podcast: https://ims-online.com/podcasts/ LinkedIn: https://www.linkedin.com/in/charlesgood/ Twitter: https://twitter.com/charlesgood99 Chapters:(00:00) Introduction(01:25) Tool: Defining Emotional Courage as Willingness to Feel(05:40) Technique: Building Emotional Courage Through Daily Practice(09:05) Tip: The Four Essential Leadership Traits Framework(12:30) Tool: Self-Compassion as Foundation for Confidence(15:10) Technique: Owning Your Shadow Side Instead of Projecting(23:05) Tip: Practicing Irrelevancy Without Losing Influence(27:30) Tool: The "Holding the Baby" Metaphor for Connection(32:05) Technique: Bringing Raw Engagement and Devotion to Work(37:30) Tip: Containing vs Expressing Emotions for Strategic Choice(39:28) Conclusion

In today's podcast episode, we'll talk about how JetBlue bonvoyed Nick, how Accor bonvoyed Greg, and finally, two new transferable points programs and a new credit card that allows us to earn transferable points.Giant Mailbag(00:58) - "I've noticed that you love to be underwhelmed by the Amex Green card. In your recent episode about travel cards, it seemed like you couldn't contain your boredom with it, despite its valuable 3x Amex points for all types of travel ... A major benefit that you may have overlooked is constant Amex Offers from travel providers, which I've combined with the 3x on the Green card for a lot of value."Catch Episode 315 here.Card News(05:43) - Citi Strata Elite. Here's what we expect...(08:59) - Southwest card offers...Crazy Thing: Citi!(15:09) - Citi to Accor 1 to 1Bonvoyed(17:54) - Capital One brings back baseball tickets, but shuts out Venture X cardholders(21:08) - JetBlue's 25% off sale with code SAVE25...but "fares booked with SAVE25 will not be counted towards 25 for 25"Awards, Points, and More(24:15) - Bilt transforming travel portal(30:52) - JetBlue Mosaic first impressions(35:11) - Escape lounge SJU and The Beekman Tower NYC(38:51) - Greg's experience with Accor Live Limitless(46:26) - Greg's experience flying American Airlines with Alaska milesMain Event: 3 new ways to earn transferable points(50:22) - Why we care so much about transferable points(52:50) - Rove Miles(1:00:58) - Consider using our referral link here.(1:01:33) - MesaRead more about Mesa here.(1:08:55) - Rakuten American Express® CardLearn more about the Rakuten American Express® Card here.Question of the Week(1:17:21) - A rep says you can only use an Alaska Credit Card to book companion fare flights... this is a problem when a companion fare cancellation goes to your Alaska wallet (which then can't be used for a new companion fare according to this new policy.) What gives?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

In this Quick Hits episode of Revolutionizing Your Journey, DeAndre Coke covers major travel updates and points news that can impact your strategies right now. Delta is rolling out AI-powered pricing that may personalize airfare based on traveler data, while Citi introduces the new Strata Elite card with intriguing but high-fee perks. DeAndre dives into Hyatt's new family plan rate and their upgraded award calendar, plus exciting promos for earning triple points in Latin America. He also shares key updates on Amex's more restrictive welcome offers and the new speakeasy-style Centurion Sidecar lounge. A standout tip this week? Zil Money's payroll payments now code as 4x on the Amex Business Gold. Tune in for tips, alerts, and quick wins.Key takeaways: Delta's Dynamic Pricing: Delta is expanding its AI-powered airfare pricing, potentially personalizing fares per traveler.Citi Strata Elite Card: The new Citi card offers up to 100k points—but with a steep annual fee and targeted benefits.Hyatt Family Plan: Families can now get 50% off a second room at select Hyatt properties—even when the first is booked with points.Hyatt Award Calendar Upgrade: Hyatt's app and site now display availability directly in the points calendar.Triple Points in Latin America: Earn 3x World of Hyatt points on cash stays in Latin America and the Caribbean through October 31.Amex Welcome Offers: Amex is rolling out “as high as” offers with personalized results, making elevated bonuses harder to spot.Centurion Sidecar Lounge: Amex will launch a new speakeasy-style lounge for quick visits at LAS in 2026.Resources:Earn 3X Points on Your Next Hyatt StayAct now - Protect your points!Book a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.com

President Trump toured the Fed's renovation alongside Chair Jerome Powell before taking questions from reporters. We break down all the angles with our Steve Liesman and Eamon Javers, as well as former Federal Reserve Vice Chairman Roger Ferguson on what it means. Plus, the market breakdown from Vital Knowledge's Adam Crisfulli and Citi's Scott Chronert. Intel earnings reaction with Bernstein's Stacy Rasgon. CSX CEO Joe Hinrichs on earnings and consolidation rumors in the industry.  

Shark Tank can help launch a brand, but it's what happens next that matters. In this episode, Boarderie co-founder Rachel Solomon Fascitelli shares how profitable growth and in-house marketing have helped them become one of the fastest-growing food brands in the U.S. We talk about their early startup days, how landing a Shark Tank deal changed their business, and what they've done to keep the curated, handcrafted quality of their product while scaling to $65 million in just two years. Tune in to hear about the bold decisions that set them apart! Topics discussed: The original story of Boarderie Boarderie's Shark Tank experience How working with Lori helped the business expand Why they shifted from a B2B to DTC model Managing shipping costs and logistics In-house marketing and profitable growth Boarderie's next big product launch How Boarderie gives back and minimizes waste Resources: Mitlin Financial: https://www.mitlinfinancial.com/ The JOY and Productivity Journal by Lawrence Sprung: https://www.amazon.com/JOY-Productivity-Journal-brought-mindset/dp/B0CYQFYW54/ Download Your Free Copy of the Couple's JOYful Money Guide: https://mitlin.us/CouplesJOY Connect with Larry Sprung:  LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Rachel Solomon Fascitelli: Instagram: https://www.instagram.com/rach_solo/ LinkedIn: https://www.linkedin.com/in/rachel-solomon-fascitelli-6a0a82119 Boarderie Website: https://boarderie.com/ Boarderie Email: info@boarderie.com About our Guest: Rachel Solomon Fascitelli is the co-founder and co-CEO of Boarderie, a Florida-based company specializing in pre-arranged gourmet cheese and charcuterie boards delivered nationwide. She co-founded Boarderie in 2020 alongside Aaron Menitoff, leveraging her background in finance and business operations to help pivot from traditional catering to a scalable e-commerce model during the COVID-19 pandemic. Rachel holds a bachelor's degree in economics and psychology from Barnard College. During her studies, she interned at organizations such as CBRE and J.P. Morgan, and worked as a financial analyst at Citi. Boarderie gained national attention after appearing on Season 14 of Shark Tank, where they secured an investment from Lori Greiner. Following the show's airing, the company experienced a significant surge in sales, reaching $70 million in revenue. Boarderie has also been featured on Oprah's Favorite Things list and holds a Guinness World Record for the largest charcuterie board. Rachel continues to lead Boarderie focusing on growth, product innovation, and expanding the brand's presence in the gourmet gifting market. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.

Today, we'll talk about how to make sure you don't lose your points when you cancel a credit card. Since this varies by bank or points-type, we'll discuss tips for each situation.Do you lose your points when you cancel your credit card?(00:37) - Airline and Hotel cards... no, you won't lose your points.(02:32) - Bank cards... yes, you could lose your points.(03:48) - Chase solutions(06:10) - Amex solutions(09:27) - Citi's weird rules(12:17) - Capital One solutions(16:06) - Quick summaryVisit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads

Ever feel like Citi cards get overlooked in points conversations? If you've written off Citi's ecosystem—or just haven't known how to make it work for your travel goals—this episode is full of smart, real-life strategy. Dr. Suzy Spadafora returns to discuss the strengths (and limitations) of the Citi points ecosystem. From the points earning cards Citi offers to putting their transfer partner menu to the test, we cover everything you need to know to decide if Citi cards deserve a spot in your wallet and discuss how to maximize these valuable points. Get full show notes and transcript: https://pointmetofirstclass.com/citi-points-asia-travel-strategy/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! https://docs.google.com/forms/d/e/1FAIpQLSeAPfb3wIaphMn_NoQzm_fljydsivTELQwh7pYoxrI2uTFoKQ/viewform?usp=header Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Want to work with us? Reach out! inquiries at milestomemories dot com Episode Description This week Citi was in the news for a few reasons. First, they have upped their transfer ratio to Accor by 2X. This might not last, but it is quite valuable. Citi also is planning to launch their new premium Strata credit card next week. While not all of the details are known, tons of rumors have leaked and we'll dive into what this card can be and how it competes with Chase, Amex and Capital One.   In other news more and more travel providers are using AI tools to crack down on travelers, but sometimes they backfire. We look at a couple of these tools and what you need to know. We also discuss: Amex's new sidecar lounge concept, how premium credit cards probably aren't worth it and why Amex is trying to make their benefits easier to use.   Episode Guide 0:00 Welcome to MTM Travel 2:52 Citi's Accor transfer mistake? 6:27 Citi's new premium credit card is coming very very soon 10:45 The rumored benefits for Citi's new card 16:28 The year of the premium credit card? 18:35 Amex's new Sidecar lounge - The lounge boom 23:42 Amex's earnings dive-in - Less breakage & slow bookings? 30:15 A new easier way to connect on international flights 35:14 AI tools and travel - Smoke detectors, Hertz scanners - Reliable? Smoke detector situation - https://x.com/_zachgriff/status/1945959030851035223?s=46&t=B9kWNUIY21TRZnc8tXrfRQ Hertz scanners - https://www.thedrive.com/news/how-to-stop-hertzs-ai-rental-car-damage-scanners-from-screwing-you DFW connection - https://viewfromthewing.com/american-airlines-makes-history-connecting-passengers-arriving-in-u-s-now-skip-security-and-customs-in-new-trial/ Amex earnings breakdown - https://viewfromthewing.com/amex-ceo-admits-we-made-benefits-hard-to-use-on-purpose-now-reveals-plan-for-even-higher-fees/ Citi Strate Elite rumors - https://milestalk.com/updated-citi-strata-elite-details-launch-date-bonus-annual-au-fee-bonus-categories-benefits/   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

From humble beginnings as a mathematics student in India to overseeing Citi's payments operations across 94 countries, Debopama Sen's 29-year journey offers valuable lessons for aspiring leaders. Her perspective on leadership is refreshingly practical: find the signal amidst the noise, articulate a clear strategic vision, and focus on helping your team excel. "It shouldn't be about the leader," she emphasizes, noting that in today's AI-driven landscape, the competitive edge comes from developing adaptability, critical thinking, empathy, and collaboration rather than just accumulating knowledge.The conversation takes a fascinating turn when Debo discusses the inevitable shift toward real-time, 24/7/365 payment systems. This isn't merely a trend but a fundamental transformation that businesses must embrace to remain competitive. As she points out, even if your current business model doesn't demand instantaneous transactions, your customers, suppliers, or partners will eventually pull you in that direction. Citi has positioned itself at the forefront of this evolution with innovations like real-time liquidity solutions and 24/7 dollar clearing.Perhaps most inspiringly, Debo shares wisdom on mentorship and using your voice as a female leader. "You have a voice and therefore you have a responsibility to use it," she advises younger women in the industry. She encourages professionals to proactively seek mentors beyond formal corporate programs, noting that most leaders are eager to give back. Her collaborative approach to leadership - viewing partnerships between traditional institutions and Fintechs as opportunities where "one plus one makes five" - exemplifies how diverse leadership styles can drive innovation in payments.Join us for this thought-provoking conversation about redefining leadership through influence, impact, and innovation in the evolving payments landscape. 

A busy Friday show: Fidelity's Jurrien Timmer weighs in on the market mood while BD8's Barbara Doran breaks down the key earnings coming next week. Coinbase CEO Brian Armstrong joins from the White House after President Trump signed key crypto legislation into law. Our Leslie Picker breaks down why private assets likely won't flood 401(k)s—even if Trump clears the path. Citi's Jason Gursky previews defense earnings.

Tune in to this episode of the Security Token Show where this week Herwig Konings, Kyle Sonlin and guest contributor Adrian Alvarez, CEO of InvestReady, cover the industry leading headlines and market movements, including the GENIUS Act being voted into law, stock lending on Kamino, and more RWA news!   Company of the Week - Herwig: Kamino Finance Company of the Week - Kyle: BioSig   Companies in the news include The House of Representatives, Kamino, xStocks/ Backed Finance, Spiko, Falcon Finance, Superstate, HUMO, Gemini, KN Group, AlloyX, Prypco, abrd, Lloyds, Hedera, Archax, MirrorRSV, OpenEden, Particula, NEXBRIDGE, Citi, J.P.Morgan, Northern Trust, Swift, Canton Network, B2C2, Cumberland DRW, FalconX, GSR, Midas, Etherlink, Chainlink, Blockchain Association, Ondo, BNB Chain, Brickken, Theo, ULTRA/ Wellington Management, Libeara, Pineapple, Inc., DeFi Dev Corp., Solana, Pop Social, AssetMint, BioSig Technologies, CXG   ===   TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25  STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9    More STM.co Reports: https://reports.stm.co/  Join the RWA Foundation and Read the Whitepaper: RWAF.xyz  Learn More About WALLY DAO: WallyDAO.xyz    ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 1:30 Market Movements 25:02 RWA Foundation Updates  26:51 Token Debrief 37:59 Companies of The Week

AMD Inc. (AMD) got its price target bumped higher by Citi as the shares continues a stunning rally off April lows. Rick Ducat looks at key levels in the charts and highlights ways AMD can continue its push higher. He later turns to a bullish example options trade.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Headlines for July 17Roman Storm, developer of Tornado Cash, is finally in the courtroom this week as where Gov't prosecturors are looking to prove his motives in helping criminal activity. Coinbase unveils Base App, rebrands wallet as all-in-one social and trading platform.US House clears procedural step for three key crypto bills, floor vote expected Thursday.California Governor Newsom signed an executive order forming a new tech innovation group in the Golden State.Finally, we've got a baseball analogy from Jason on Spotify. What inning is it for blockchain?Rapid Fire Little Bitz to End HereTalos token launch fumbles out the gate. Empyreal team botches the Abri/Eth limit mechanism. That's different than the Citi-backed crypto infrastructure firm Talos acquires Coin Metrics in deal worth over $100 millionThe exchange Upbit Faces Record $131B Fine in South Korea. Over 9.5M KYC violations detected, facing a possible fine: $100K per caseCoreDAO introduces first revenue - sharing model for stablecoin issuers and devs.YouTube Video Mentioned: https://www.youtube.com/@FinematicsWHERE TO FIND DCNdailycryptonews.nethttps://twitter.com/DCNDailyCryptoEMAIL or FOLLOW the HostsQuileEmail: kyle@dailycryptonews.net***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! WE ARE NOT EXPERTS! WE DO NOT GUARANTEE A PARTICULAR OUTCOME. WE HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! Hosted on Acast. See acast.com/privacy for more information.

Застосунок «Дія» може стати технологічною платформою з комерційною моделлю, а також виокремитися в державну компанію, яка запускатиме послуги від бізнесу. Про це, а також послугу «єВідновлення», цілі Мінцифри та джерело монетизації розповів міністр цифрової трансформації України Михайло Федоров на DOU Day 2025.   ⏩ Навігація 00:00 Інтро 00:31 Про завдання Мінцифри, які важливо «дотиснути» протягом 2025 року 01:50 Мінцифри перейшло на OKR — як пройшов цей процес? 07:13 Як ШІ працює з нормативно-правовими актами? 08:13 Про цілі Мінцифри 16:38 Розвиток “Дія.Citi” — які плани? 19:54 “Дія” може стати чатом? 23:32 Монетизація у “Дії” — як це буде виглядати? 25:12 Вакансії в Мінцифри, пов'язані з ШІ: чому Михайло Федоров проводить співбесіди самостійно? 28:03 Наскільки ШІ-команда відрізняється від інших органів, які підпорядковуються Михайлу Федорову? 32:09 Як має розвиватись кібербезпека в Україні? 38:20 Яка технологія може змінити хід війни? 42:51 Питання з залу 46:37 Яку книгу радить прочитати Михайло Федоров 49:12 Михайло Федоров про важливість спорту

What if AI is more than a tool? What if it's a toddler learning from us? In this mind-expanding episode of The Greatness Machine, futurist Elatia Abate joins Darius to explore the ethical and emotional dimensions of artificial intelligence. From the power of diverse voices shaping AI to how kindness in prompts can actually improve results, Elatia shares a bold vision of co-creating the future with technology. She also reflects on her personal journey—how pretending to be anything less than her full self held her back, and how authenticity unlocked her greatness. In this episode, Darius and Elatia will discuss: (00:00) Introduction and Personal Background (03:05) Cultural Heritage and Identity (05:57) Career Journey and Transition to Futurism (09:04) The Impact of Technology on Work (11:55) Education and Influences (15:14) The Role of Humanity in Leadership (18:08) Exploring the Future of Work (20:59) Navigating the Age of AI (25:32) The Rise of AI and Its Impact on Employment (30:37) Navigating the Future of Work (34:55) The Velocity of Change and Workforce Displacement (38:40) Societal Implications of AI and Automation (41:57) Reimagining Value Creation in the Age of AI (48:04) Consciousness and AI: A New Frontier (53:57) The Importance of Diverse Voices in AI Development Elatia Abate is a globally recognized entrepreneur and futurist on a mission to revolutionize leadership in the Age of AI. Named a Forbes leading female futurist, she serves as Futurist in Residence at Paylocity and is the creator of Future-Led Leadership™️, a framework used by organizations such as Verizon, Deloitte, and GMAC. A sought-after keynote speaker and TEDx presenter, Elatia has shared insights on the future of work, leadership, and resilience with audiences from Citi to SHRM. Formerly an HR executive at Anheuser-Busch InBev and Dow Jones, she is also the author of Build a Career You Love and a featured expert in work with Tony Robbins and Trevor Noah. Elatia teaches at Stanford, the University of Chicago Booth School of Business, and LinkedIn Learning. Sponsored by: Constant Contact: Try Constant Contact free for 30 days at constantcontact.com. IDEO U: Enroll today and get 15% off sitewide at ideou.com/greatness.  Indeed: Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/darius. Shopify: Sign up for a $1/month trial period at shopify.com/darius.  Connect with Elatia: Website: https://elatiaabate.com/ LinkedIn: https://www.linkedin.com/in/elatiaabate  Instagram: https://www.instagram.com/elatiaabate/  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

►► Sponsored by Aptos, check it out here: https://aptosfoundation.org/ Eleanor Terrett joins me to break down what just happened on Capitol Hill as Congress fumbles the biggest crypto legislation in years. After the House failed to move forward on the GENIUS and CLARITY Acts, Trump claims the votes are coming, but time is running out. Meanwhile, Bitcoin ETFs see another $403 million in inflows and major banks like JPMorgan and Citi inch closer to launching stablecoins. https://x.com/EleanorTerrett Chris Inks will join us in the second part to share some interesting trades in crypto and beyond. Chris Inks: https://x.com/TXWestCapital ►► JOIN THE WOLF PACK - FREE Telegram group where I share daily updates on everything I'm watching and chat directly with all of you.

June consumer inflation coming in as expected: Carl Quintanilla and Sara Eisen broke down the key categories to watch, sectors most impacted by tariffs, and what it all means for stocks alongside the Fed. Famed investor Mario Gabelli joined the team with his take on it all – along with some specific stock picks… While Former Fed Governor Randy Kroszner argued today's print doesn't move the needle on rates. Plus: a deep-dive on the big banks, as JPMorgan, Citi, and Wells Fargo kick off earnings from the group this week (all beating estimates).  Also in focus: the President's headed to Pittsburgh today for Pennsylvania's first ever Energy and Innovation Summit… with billions of dollars in deals and commitments around AI and data centers expected to be (or already) announced. U.S. Energy Secretary Chris Wright joined the team live from the ground with his answers to America's growing power needs – along with recent OPEC developments, and more.

On a record-setting day for the S&P 500 and Nasdaq, Carl Quintanilla and Jim Cramer delved into a number of big stories: JPMorgan Chase, Wells Fargo and Citi kick off earnings season with Q2 beats. Nvidia shares hit new all-time highs after the chipmaker said the U.S. is giving it the green light to resume sales of its H20 AI chips to China. CPI data show consumer inflation rose in June, but largely in line with economists' expectations. Also in focus: JPMorgan Chase CEO Jamie Dimon talks regulation and stablecoins on the company's earnings call, Meta CEO Mark Zuckerberg on the company's AI hiring spree, Amazon-backed Anthropic's AI rollout, Jim Cramer's message for Apple CEO Tim Cook, stocks caught up in a downgrade parade.  Squawk on the Street Disclaimer

Stocks opening lower as the street works through the President's new threat of 30% tariffs on Mexico and the EU: Carl Quintanilla and Sara Eisen discussed the latest for stocks and global trade with Citi's U.S. Equity Strategist Scott Chronert (who says the S&P's rally has legs here) along with Rockefeller International Chairman Ruchir Sharma, who's pointing to a rare winner abroad. Market movers today across a myriad of industries: hear more on what's driving the rally in Bitcoin prices… the set-up for the banks into earnings this week… and why the street's getting bullish on Fastenal.  Also in focus: where to put your money to work in the autos with one analyst who calls Tesla an easy buy here – despite the release of a key competitor in China (with a live read from Beijing this hour) and more headlines around possible xAI investments