Podcasts about citi

It's time for another Midweek Mini, and this week we are serving up a News Roundup Sandwich. From exciting new transfer bonuses to one painful devaluation, and one VERY exciting elevated offer -we're walking through the latest points and miles updates you need to know.We're breaking down the Capital One 30% transfer bonus to Virgin Atlantic, Citi's Wyndham bonus, Chase's Air France/KLM offer, and why the Amex to Hilton 25% transfer bonus might be the best play yet—especially if you're eyeing a spring break or summer getaway. Plus, we chat about when to move points, how to maximize fifth-night-free stays, and why Membership Rewards feel like a renewable resource compared to Chase Ultimate Rewards.Stay tuned, because this midweek roundup might spark your next big redemption.EPISODE SPONSOR30% off the CardPointers subscription!Find Us On OnlineMary Ellen | JoFacebook GroupWonderland On Points BlogAffiliate LinksChase/Capital One/Amex Card LinksFlyKitt- the BEST Jet Lag Solution!Tripiamo Driving TutorialsComfrt Hoodie 15% OFF!Our Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

Jamie Lee is an executive coach who specializes in women and underrepresented leaders who are "allergic" to risky conversations and office politics. She focuses on helping them get promoted and better paid without compromising their integrity or throwing anyone under the bus. In her practice, she blends proven self-advocacy strategies with evidence-based neuroplasticity tools. For over a decade, Jamie has trained thousands of professionals in effective self-advocacy at leading organizations, including Citi, Unilever, Association of Corporate Counsel, American College of Cardiologists, UC Berkeley School of Business, and Smith College. She's also the host of the Risky Conversations podcast, where she has honest talks with thought leaders on topics often considered taboo or "too risky" at work -- negotiation, mental and reproductive health, office politics, social injustices, and unconventional ways smart women navigate their path forward despite a flawed workplace. Listen in to hear Jamie share: How deepening her understanding of herself and her identity as a Korean immigrant woman helped her become a better self-advocate when she realized she was being significantly underpaid at work How our development of self-advocacy is not just about us, but also an act of service How she overcame the assumption that women need to earn their power in order to see that women actually need to claim their power The connection between self-advocacy, shame, and power How women can use anger to activate motivation The science of successful negotiation by decentering yourself How to use Zen practices and neuroscience to inform to rewrite your internal narratives and unlock your greatest potential  Links Mentioned: Connect with Jamie: https://www.jamieleecoach.com Jamie on LinkedIn: https://www.linkedin.com/in/leejieunjamie Jamie on Instagram: https://www.instagram.com/jamieleecoach Listen to Jamie's interview with Sara on Risky Conversations: https://podcast.jamieleecoach.com/ Book: The Heart Sutra Book: Open Focus Brain Connect with Sara: saradean.com Watch Shameless Leadership episodes on YouTube: https://www.youtube.com/@saradeanspeaks Interested in becoming a sponsor of the Shameless Mom Academy? Email our sales team at sales@adalystmedia.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Great marketing isn't just strategy, it's intuition, timing, and a deep understanding of human behavior. That's the beauty of Eternal Sunshine of the Spotless Mind, a movie about erasing your memories. In this episode, we're breaking down its lessons with the help of special guest Noha Rizk, Chief Marketing Officer at Incorta. Together, we explore what B2B marketers can learn from putting human emotion at the center of their work, trusting intuition alongside data, and embracing mistakes as the path to growth.About our guest, Noha RizkNoha Rizk is the Chief Marketing Officer at Incorta. With deep expertise in Marketing, brand management, integrated channel management, product leadership, P&L accountability, and change management, across various industries and launching and leading partnerships, marketing and product in over 50 countries, Noha brings extensive experience and insights into how to execute for brand loyalty, growth and sustainable share of the market. Prior to Incorta, Noha led marketing for Meta AI, launching Llama, and leading other open source projects like PyTorch. She pioneered online banking for Amex and Citi, online booking and revenue optimisations and integrated channel strategies in the hotel industry with Starwood and Marriott, led partnerships and loyalty in emerging markets, launched NGO and Gov projects with US state department, launched and spun off two of her own successful businesses and helped organise PayPals enterprise, Platforms and Developer product offerings and streamline their GTM strategies.Noha loves to solve big problems and create groundbreaking products and services that inspire customers and business partners. She focuses on delivering insights and metrics driven outcomes, collaborating with cross-functional teams, and coming up with innovative solutions. She especially enjoys building and developing strong, resilient, and nimble teams that can adapt to changing market needs and customer expectations.Noha is an avid reader, developing painter and pianist, proud mother and animal lover with a passion for helping the private sector thrive in emerging markets.What B2B Companies Can Learn From Eternal Sunshine of the Spotless Mind:Lead with human emotion. Great marketing isn't about features, it's about people. Even in B2B, you're dealing with human psyches, behaviors, and emotions—not faceless corporations. Noha explains, “Even as B2B marketers… you're dealing with individuals. You're dealing with the human psyche, you're dealing with the buying behavior… ultimately that is the objective. The objective is to maintain a relationship with your customers.” The lesson? Build messaging that connects on a human level first, because behind every buying decision is a person making sense of their own emotions.Balance data with intuition. Metrics matter, but numbers can't capture everything. Noha argues that some of the best insights come from being present, listening, and noticing what the data can't show. “Some things can't be measured…A big chunk of marketing has to be intuitive. It's not always purely scientific.” Just as the film's dreamlike narrative reminds us memory isn't linear or logical, B2B marketers need to leave room for creativity, serendipity, and gut instinct, because not everything that counts can be counted.Embrace mistakes as part of growth. Trying to erase failures is as dangerous in marketing as it is in memory. Noha points out, “You can't just erase away the pain… you won't learn if you don't make mistakes. A lot of marketers have to be super buttoned up, their campaigns have to work… there isn't a lot of opportunity for marketers these days to be allowed to make mistakes.” But the best brands learn from experiments that don't go as planned. Failure isn't wasted, it's the raw material for innovation, resilience, and better campaigns down the road.Quote“ As marketers…we explore the human psyche pretty much day in, day out, even if it's not explicitly said. But that's essentially what we do.”Time Stamps[00:55] Meet Noha Rizk, Chief Marketing Officer at Incorta[1:26] Why Eternal Sunshine of the Spotless Mind?[5:51] Role of CMO at Incorta[9:07] Breaking Down Eternal Sunshine of the Spotless Mind[22:11] B2B Marketing Takeaways from Eternal Sunshine of the Spotless Mind[43:56] Final Thoughts and TakeawaysLinksConnect with Noha on LinkedInLearn more about IncortaAbout Remarkable!Remarkable! is created by the team at Caspian Studios, the premier B2B Podcast-as-a-Service company. Caspian creates both nonfiction and fiction series for B2B companies. If you want a fiction series check out our new offering - The Business Thriller - Hollywood style storytelling for B2B. Learn more at CaspianStudios.com. In today's episode, you heard from Ian Faison (CEO of Caspian Studios) and Meredith Gooderham (Head of Production). Remarkable was produced this week by Jess Avellino, mixed by Scott Goodrich, and our theme song is “Solomon” by FALAK. Create something remarkable. Rise above the noise. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Hustleshare, we chat with Lester Cruz, CEO of Singlife Philippines, to talk about the journey that took him from his early sales grind and 15 years at Citi to pioneering digital banking at CIMB and Uno before leading one of the country's most innovative digital insurers. Lester gets real about the rejections that built his grit, the leadership lessons he learned climbing the corporate ladder, and why he chose to take on the massive challenge of closing the Philippines' insurance gap. He also shares how he's redefining the insurance experience for Filipinos, and what running, resilience, and family have taught him about leadership and balance.Resources:LinkedIn: https://www.linkedin.com/in/lester-cruz-0243ab122 Website: https://singlife.com.ph Links/Sponsors:OneCFO: https://www.onecfoph.co/Hustleshare is powered by Podmachine Hosted on Acast. See acast.com/privacy for more information.

Adoniro Cestari Neto, head of trade and working capital solutions at Citigroup, joins WSJ's Take On the Week to talk about the economic impact of U.S. tariffs. He explains how global companies are adapting their supply chains to avoid passing on costs to their customers, and who ultimately bears the financial costs. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we're unpacking all the major Peloton news you need to know. First up, Peloton laid out its strategic roadmap at the Citi conference, and we're breaking down what it means for your fitness journey. Plus, get ready for some big schedule changes coming this fall. We're also diving into gem stones appearing on profiles, new Run Club events, and an accidental survey that gave us a sneak peek at what might be next.Peloton reveals its strategic roadmap at the recent Citi conference. We discuss the future of the company and its impact on your fitness.Major schedule changes are coming to Peloton this Fall. What does this mean for your favorite classes and instructors?Have you seen gemstones on some member profiles? We dig into what this new feature is all about.Peloton Studios New York & London are hosting special September Run Club Events.Peloton accidentally sent out a survey with some intriguing questions. We speculate on what could be in the works.A shakeout run has been added for the Peloton community in Berlin.Congratulations to Matt Wilpers and his wife on the birth of their baby!More baby news! Cliff Dwenger and his wife welcomed their second child.It's hard to keep track of all the Peloton instructor babies. We have a complete rundown for you.Becs Gentry's daughter is already a winner, finishing her first race.The New York Times features Peloton instructor Aditi Shah.The latest Artist Series is here, with Phase 2 of the Bad Bunny collaboration.The Armada Music residency has been extended, bringing more electronic dance music to your workouts.Wearable fitness tracker Whoop has a new competitor on the market.TCO Top Five: We recap the top fitness classes of the week as voted by The Clip Out listeners.This Week at Peloton: A look at everything happening in the world of Peloton this week.TCO Radar: We spotlight the upcoming Peloton classes we are most excited about.Chelsea Jackson Roberts & Alex Toussaint are teaming up for a Club Bangers Yoga class.A new series is available for the Yoga + Pilates collection.Peloton Birthdays: We celebrate Anna Greenberg's birthday on September 18th.Enjoying the show? Subscribe to our podcast and leave us a review on Apple Podcasts or Spotify! Your feedback helps us bring you the best Peloton news and fitness insights every week. Visit our website at TheClipOut.com for more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this Quick Hits episode, DeAndre Coke dives into major updates shaping the travel and points space. He covers the scrapping of the U.S. flight delay compensation plan, explaining what protections travelers still have and why booking with the right credit card is more important than ever. The conversation also explores Emirates' new restriction, which bans children under eight from flying first class with miles, a move that has sparked controversy among family travelers. Additional updates include Alaska Airlines ending its LATAM partnership, Hilton Honors' third devaluation in less than a year, Hyatt Regency's new bonus points promotion, and key transfer bonuses from Amex, Citi, and Capital One. DeAndre also discusses the transition of the podcast community from Facebook Messenger to WhatsApp, highlighting the importance of staying connected with other travelers.Key takeaways: Flight delay compensation scrapped: U.S. travelers now only entitled to refunds if flights are canceled.Credit card protections matter: Booking with Chase Sapphire Reserve, Ink Preferred, Amex, or Capital One can provide strong trip insurance.Emirates first-class policy change: Kids under eight can no longer fly first class on award bookings.Alaska ends LATAM partnership: Also scaling back redemptions with Singapore Airlines.Hilton devaluation: Top properties like Waldorf Maldives now cost up to 250K points per night.Citi Strata Elite account freezes: Some applicants face 4506-C tax transcript requests before accounts are unlocked.Mesa Bonus Offer: Refer two friends to unlock a 50,000-point Mesa bonus after $10,000 spend in 90 days (plus 5,000 points per referral); remember, you must link your mortgage and spend $1,000/month to earn mortgage-linked Mesa points.Taxes on Credit Cards: Paying quarterly estimated taxes via Pay1040/ACI (≈1.75–1.85% personal; ≈2.9–2.95% business) can be worth it to hit SUBs and earn elite nightsHyatt Regency promotion: Up to 20K bonus points for stays through Nov. 23, booked via the Hyatt app.Community shift: Podcast group chat moving from Facebook Messenger to WhatsApp due to Facebook Group Chats being locked away.Resources:Our WhatsApp Community Group InvitationMesa Homeowners Card Review: Earn Points On Your Mortgage with CEO Kelley Halpin (Ep. 81)Can You Really Earn Points on Your Mortgage? Mesa Card Review blog postMesa Homeowners Card Referral LinkHyatt status for AA elites (register by October 31)Book a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our...

In this episode of How I Met Your Data Today, hosts Anjali and Junaid sit down with financial services industry veteran Julia Bardmesser about the significance of political capital in data leadership. Julia shares insights from her 25-year career, working across major institutions such as Bloomberg, Citi, Deutsche Bank, and Voya Financial, before founding her strategic advisory firm. She clarifies what political capital is (and isn't) and how it affects the ability to drive data and AI initiatives within organizations. The discussion covers identifying key relationships, managing obstructionists, the importance of high EQ, and tactical advice on when and how to spend political capital effectively. Julia emphasizes that delivering real value to the organization is the cornerstone of building lasting political capital. The conversation is filled with real-life examples and lessons learned, making it a must-listen for data professionals and leaders navigating corporate landscapes.

Sam and Matt detail the struggles and uphill battles both local baseball teams face as they approach the playoffs (or not!). They then break down two rivalry matchups for both football teams and make their picks for the week

Citi raised its price target on Micron (MU) to $175 from $150 as it expects the A.I. player to guide well-above Wall Street estimates. Marley Kayden notes the stock's significant rally on the price target raise, along with how it's "riding on the back" of Oracle's (ORCL) earnings. However, she adds that it raises the bar for Micron and similar stocks moving forward.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Ryan Rugg, Global Head of Digital Assets for Citibank's Treasury and Trade Solutions (TTS), discusses their approach to integrating Web 2.0 and 3.0. She shares insights on Citi Token Service, a new solution designed to provide 24/7 liquidity and borderless transactions, and explains how it simplifies user experience by obfuscating blockchain complexity. Key Takeaways:  The future potential of digital assets and blockchain technology in transforming financial services and enabling faster, more efficient transactions globally The importance of regulatory compliance and collaboration with regulators to ensure responsible innovation The value of daily standups in driving agile development Mutual learning opportunities between traditional finance institutions and Web 3.0 projects Guest Bio: Ryan Hugg is the Global Head of Digital Assets for Citibank's Treasury and Trade Solutions (TTS), helping clients streamline treasury, payments, and commerce. She recently led the launch of Citi Token Services, a blockchain-based solution enabling 24/7 liquidity transfers and integrating tokenized deposits and smart contracts into Citi's global network. Previously, Ryan led IBM's Americas blockchain team, advising clients on tokenization, identity, and sustainability strategies. Her team helped launch New York's Excelsior Pass, a digital health wallet used by millions, now serving as a model for other credential systems. A passionate advocate for diversity in leadership, she has led multiple initiatives to advance female representation, and mentors emerging leaders toward executive roles. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte  

Chris Schembra, a Wall Street Journal bestselling author, keynote speaker, and one of the leading voices on the power of gratitude and human connection in the workplace. In a world where over half the workforce feels lonely and nearly 8 out of 10 people are disengaged at work, Chris offers a radical but refreshingly simple idea: the key to thriving isn't pushing people harder, it's helping them feel seen, appreciated, and connected. He's the creator of the 7:47 Gratitude Experience™, a framework used by hundreds of companies like Google, Microsoft, IBM, Dell, Citi, and even the U.S. Navy to build trust, deepen relationships, and create cultures of belonging. Over the past decade, Chris has facilitated more than 750 transformative experiences, helping thousands of professionals slow down, reconnect, and rediscover what truly matters. Known as “The Gratitude Guru” by USA Today, Chris is also the author of Gratitude and Pasta and Gratitude Through Hard Times. His work has been featured in The New York Times, Good Morning America, Forbes, Fast Company, and more, and he serves on the Executive Board at Fast Company and as a Founding Member of the Rolling Stone Culture Council. Whether through a question, a story, or a plate of pasta, Chris's mission is clear: to help people unlock human potential, one meaningful moment at a time. To know more about Chris visit his website: www.chrisschembra.com

What are you spending on annual fees? What's the holy grail of first-class suites? We answered these and many other questions on the Ask Us Anything hosted live on YouTube on September 3rd, 2025.(00:37) - As banks tighten up on credit card approvals, I'm sure many have received a denial for “lack of recent installment loan information.” Has anybody taken out a loan to improve their odds? To me, it makes sense to take out a loan where interest is

IN EPISODE 244:If you want to lead others, start by managing yourself. In Episode 244, Margaret Andrews drops by to explore the practice of self-leadership. We discuss why a lack of self-understanding can derail our career, how to close the knowing-doing gap with feedback and coaching, and how to set and adapt to an organization's cultural beat. ABOUT MARGARET ANDREWS:Margaret C. Andrews is a seasoned executive, academic leader, speaker, and instructor. She has created and teaches a variety of leadership courses and professional and executive programs at Harvard University and is the founder of the MYLO Center, a private leadership development firm. She's worked with Amazon, Citi, Continental, Walmart, Wayfair, and the United Nations, and is the author of Manage Yourself to Lead Others: Why Great Leadership Begins with Self-Understanding.

Citi upgrades Dick's Sporting Goods (DKS) to a buy rating after the company completed its acquisition of Foot Locker. Ben Watson laces up his technical analysis shoes and dives into the chart. On the last 5 days, he points to a re-test of the recent $230 resistance level with $207 acting as an area of downside support. Widening out to a 1-year chart for the athletics retailer, Ben notes the "megaphone" pattern taking shape since July which he says could be "exhaustive" for bulls.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Admirabilul PSD. Din nou (SpotMedia) - Dacă România putea să funcţioneze cu 1,1 milioane de bugetari în 2015, azi de ce are nevoie de 1,3 milioane când avem o populaţie mai mică? Numărul românilor scade, numărul bugetarilor creşte. Vedeţi aici câţi bugetari, pe categorii de personal, erau în 2015 şi câţi sunt acum. De aici ar trebui să înceapă restructurarea (Ziarul Financiar)   Premierul Ilie Bolojan: Nivelul de salarizare din educație nu este cel pe care mi-l doresc. Dar asta poate România acum / De la finalul lui 2026, putem analiza serios nivelul de majorare a acestor salarii (Edupedu) Prim-ministrul Ilie Bolojan a recunoscut că salariile profesorilor nu pot fi considerate „rezonabile” și a afirmat că nici el personal nu este mulțumit de nivelul lor actual, dar susține că România nu își permite mai mult în prezent. Oficialul a promis într-un interviu acordat TVR Info și difuzat luni seară, 8 septembrie, în prima zi de școală, că de la finalul anului 2026, când expiră plafonarea veniturilor în sectorul public, Guvernul va putea analiza „serios” o creștere a salariilor din educație. Edupedu.ro rezumă declarațiile premierului. Opinie: Marii absenți de la deschiderea anului școlar (DW) Jurnalistul DW George Arun îi numește pe președintele Dan, prim-ministrul Bolojan și ministrul Educației Daniel David. Ei au fost marii absenți de la deschiderea anului școlar și explicații lor sunt ridicole. Legea 141, „legea Bolojan“, care conține și măsurile de austeritate din sistemul de învățământ preuniversitar, e criticabilă, dar nu în totalitate.  Măsurile bugetar-fiscale aplicate sistemului de învățământ au fost concepute contabilicește într-un domeniu atât de complex și văduvit de reforme reale trei decenii și jumătate. Pe de altă parte însă, mărirea cu două ore pe săptămână a normei didactice nu e o gaură-n cer. Nu e de neglijat nici faptul că în afara concediului de odihnă cadrele didactice de la toate ciclurile de învățământ au peste două luni în care se află în activitate. Adică ar trebui să meargă la școală și să facă ceva, măcar patru ore pe zi. Există măsurători ale orelor de activitate? Se duc zilnic profesorii și învățătorii la școală? Întrebări retorice, mai ales în ceea ce privește școlile din mediul rural. Și mai e ceva care nu justifică protestele de amploare ale cadrelor didactice, oricum, nu în totalitate. Din cei peste 40.000 de candidați din învățământul preuniversitar înscriși inițial la examenul de titularizare din iulie pentru un post de educator, învățător sau profesor, doar 34.000 s-au prezentat la proba scrisă pentru a ocupa un loc de muncă în sistem pe perioadă nedeterminată. Restul candidaților pentru o carieră didactică asigurată de un contract de muncă până la pensie au preferat să rămână suplinitori sau au părăsit meseria de dascăl după votarea Legii 141/2025 privind măsurile fiscale de reducere a deficitului bugetar. REPORTAJ Cazul de succes al școlii dintr-un județ sărac, unde profesorii au atras fonduri europene ca să-i motiveze pe copii să termine cel puțin opt clase. „Să vadă că lumea poate fi și altfel decât cea a părinților lor” (HotNews) În comuna Curcani, Călărași, localitate cu 5.300 de locuitori, din care 462 de oameni își caută de muncă, de regulă pe salariul minim, profesorii sărbătoresc la începutul școlii efectul muncii lor: au atras singuri fonduri europene de 250.000 de euro pentru elevi, pentru ca aceștia să aibă o șansă în plus față de părinții lor. Asta, în timp ce educația din România a pierdut deja 718 milioane de euro din PNRR, pentru că nu și-a implementat proiectele asumate inițial, după cum a anunțat Ministerul Educației, în august. Citiți reportajul pe Snoop.ro și pe Hotnews. Cristian Grosu / Maurul care nu poate să moară (CursDeGuvernare) Ceea ce șochează în acest foarte amplu proces de redresare financiară a țării e singurătatea în care se află premierul Ilie Bolojan, într-o întreprindere în care toți reprezentanți partidelor care susțin guvernul ar fi trebuit să-și bage capul în poză. În poza reformei. Dar, cu excepția unor miniștri de la USR, toată lumea, de la Nicușor Dan la minoritățile din Parlament, fuge de asocierea cu măsurile pe care premierul se încăpățânează să le ia, sub uriașa presiune a timpului pe care-l are la dispoziție pentru a evita nervozitatea agențiilor de rating și usturimea dobânzilor la care ne împrumutăm. Da, era de așteptat o tensiune și o revoltă generală: asta pentru că nimeni nu scapă neatins de măsurile nepopulare pe care le presupune orice schimbare. Dar nu asta e neapărat problema – că lumea politică pro-guvernamentală fuge de asocierea cu Bolojan: ci faptul că premierul nici măcar nu e lăsat să ia măsurile nepopulare pe care le presupune o reformă. O REFORMĂ, adică. Iar asta va avea consecințe. Prima consecință e că Reforma s-ar putea rezuma – ca efecte – doar la creșterea fiscalității și micile gesturi de politețe față de echitatea socială. Articolul de opinie al jurnalistului Cristian Grosu, integral, pe pagina CursDeGuvernare. Admirabilul PSD. Din nou (SpotMedia) Duminică, ziua celor patru moțiuni contra guvernului Bolojan, tonul critic nu a fost dat de opoziția AUR, în pofida vociferărilor lui George Simion și compania, ci de unul dintre partenerii de guvernare, PSD, al cărui președinte interimar i-a transmis șefului său de guvern că țara nu se conduce cu toporul. Trei sunt însă mizele mari pentru Sorin Grindeanu, iar ierarhizarea este strictă: Confirmarea la șefia PSD, la Congresul anunțat, dar neprogramat încă, lucru care nu e lipsit de importanță; Menținerea la putere și preluarea frâielor guvernării după ce țara va avea un buget și austeritatea nepopulară va fi abandonată în narațiunea grelei moșteniri post-Bolojan; Împingerea cât mai mult spre primăvară a alegerilor pentru Primăria București. Oficial și la vedere, România e într-un proces de reformare și tentativă de desprindere de modul de organizare fesenistă a puterii și resurselor administrative; neoficial însă, România politică e într-un proces de restaurație pentru care sunt puse la bătaie grupuri și grupulețe - politice, sindicale, instituționale, facțiuni din serviciile de informații, scrie jurnalista Magda Grădinaru de la SpotMedia. Dacă România putea să funcţioneze cu 1,1 milioane de bugetari în 2015, azi de ce are nevoie de 1,3 milioane când avem o populaţie mai mică? Numărul românilor scade, numărul bugetarilor creşte. Vedeţi aici câţi bugetari, pe categorii de personal, erau în 2015 şi câţi sunt acum. De aici ar trebui să înceapă restructurarea (Ziarul Financiar) România are mai puţini locuitori decât acum zece ani, dar mai mulţi bugetari. În timp ce populaţia României s-a redus cu peste 700.000 de oameni în ultimii zece ani, statul a angajat încă 118.000 de bugetari. În 2015 statul funcţiona cu 1,18 milioane de angajaţi la stat, acum are nevoie de 1,3 milioane. Creşterea numărului de angajaţi bugetari din perioada 2015 -2025 provine în primul rând din numărul mai mare de angajaţi în administraţiile locale. Astfel, pe poziţia „administraţie publică locală, din care autorităţi executive locale”, adică pur şi simplu funcţionarii din primării, prefecturi, consilii judeţene şi locale, nu angajaţi din şcoli sau din  spitale, avem în iunie 2025 un număr de 281.520 angajaţi, în creştere cu aproape 48.000 de persoane faţă de decembrie 2015, arată datele de la Ministerul Finanţelor. Aceasta înseamnă procentual o creştere medie a numărului de angajaţi din primării cu 20% în ultimii 10 ani. Cheltuielile cu salariile bugetarilor au fost de 165 miliarde de lei în 2024, ceea ce la 1,306 milioane de bugetari înseamnă un salariu mediu brut în sistemul bugetar de 10.500 de lei, adică un salariu mediu net de 6.200 de lei (1.200 euro). Numai dacă s-ar reveni la schemele de personal din primării din 2025 s-ar face o economie de 6,2 miliarde de lei, scrie Ziarul Financiar.

Citi cut its price target on Nvidia (NVDA) on the back of Broadcom's (AVGO) $10 billion A.I. chip deal announced last week. Jenny Horne says the cut is notable but points to strong fundamentals and a still-bullish A.I. narrative favoring Nvidia long-term. Applovin (APP) leapt higher to all-time highs after the company was among a group of stocks picked to join the S&P 500 (SPX). MarketAxess (MKTX), Caesars Entertainment (CZR), and Enphase Energy (ENPH) are the outgoing names leaving the SPX.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

1:1 Points Travel Strategy Session - Book here!This is the link from DOC that mentions the 85K in flight Alaska offer - at the time of publishing this the link would not load for me but I'm leaving it here in case it gets fixed. If it's still broken, here is the regular link for the 80K offer for the new Alaska Ascent card plus the other 2 Alaska cards mentioned in this episode. Follow us on Instagram @TravelPartyof5The credit card market has 2 new exciting-ish options with Citi's premium Strata Elite and Alaska's revamped lineup including their first-ever premium card.• Citi Strata Elite ($595 annual fee) offers 80,000 points, transferable to American Airlines, plus $300 hotel credit and $200 "splurge credit"• Alaska's new Atmos Rewards Ascent Visa ($395 fee) gives 100,000 points and a 25,000-point companion discount• Alaska's two lower-tier cards (Summit and Business) offer 80-85k points with $95 annual fees• Bank of America's approval rules require under 3 or 7 new accounts in 12 months depending on banking relationship• Alaska miles excel for "positioning flights" at just 4,500 points per person to reach major international airports• Alaska's new program allows fee-free points transfers between family members• West Coast families may find more value in Alaska cards while those near AA hubs might prefer the Citi option. My overall pick would be the new Alaska card and the Alaska rewards program in general!

The ASX 200 has finished the day down 22 points or 0.2%, trading in a narrow session as expected after not much of a US lead. Banks down, Resources slightly down. Technology stayed on top from midday. WTC, XRO gaining. 360, DDR and CAT best. Nasdaq futures slightly higher boosting sentiment. Health Care the only other sector to gain. CSL in the early stages of a V-shaped bounce. TLX staying in firm downtrend. The bottom not yet in sight. 4DX closing up 50%. Bringing the weekly move to 200% on more good news. REITs flat on the surface yet GDP and MGR managed modest gains. The sector as a whole not bouncing despite the 4.5bp drop in bond yields since Friday's close. Citi has said only to expect one more RBA rate cut this year.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Бонусные посты от RationalAnswer: – Структурки от Citi: когда «облигации с защитой от инфляции» не защитили от инфляции (разбираем скандальную историю 2013 года про ВЭБ, Citi, РЭШ и Гуриева) – https://t.me/RationalAnswer/1388 – Мой rant про то, как правильно оформлять расследования – https://t.me/RationalShitposting/376 – Почему сейчас не лучший момент для покупки высокодоходных облигаций – https://t.me/RationalShitposting/375 – Обнаружен самый пик инфобизнеса: курсы по освоению стиральной машины – https://t.me/RationalShitposting/371 Дополнительные материалы к выпуску: – Обращение Конора Макгрегора к народу – https://youtu.be/L4m_FdTRc60 – Исследование про секс-рецессию в Америке – https://ifstudies.org/blog/the-sex-recession-the-share-of-americans-having-regular-sex-keeps-dropping – Интервью недели: Саша Ильин с айтишником Филом Ранжиным – https://www.youtube.com/watch?v=vdQIZg6mFg4 – Рецензия на интервью – https://t.me/RationalShitposting/367 Текстовая версия выпуска со ссылками: https://habr.com/ru/articles/944648/ Видеоверсия: https://youtu.be/cLFtHzIC1kw Поддержи проект RationalAnswer и попади в титры: — Patreon (в валюте) – https://www.patreon.com/RationalAnswer — Boosty (в рублях) – https://boosty.to/RationalAnswer 00:00 - Новая труба для Пуха 01:55 - Другие новости России: Белый список белого интернета 03:50 - Европа: Макгрегора в президенты! 06:29 - США: Девакцинация нации 10:50 - Статистика недели: Секси-рецессия 11:51 - IT: Гуглу разрешили и дальше браузить 12:34 - AI: Мерч нашей мечты от Ильи Суцкевера 16:54 - RIP недели 17:35 - Интервью недели 22:58 - Хорошая новость недели 23:36 - Бонусные посты недели из моих ТГ-каналов

Need financing for your next investment property? Visit: https://www.academyfund.com/ Want to join us in San Francisco, CA on October 7th & 8th? Visit: https://www.10xvets.com/events ____ Raj Kankaria is the President of Lone Star Attorney Service, a full-service litigation support firm and the largest process service company in Harris County, Texas. A West Point graduate and former Army engineer officer, Raj went on to hold leadership roles in investment banking and commercial strategy at Citi, Mexico Pacific, and WSI Enterprises. After discovering an overlooked corner of the legal services industry, he rolled up his sleeves, learned the business from the ground up, and eventually acquired the very company he once contracted for. Now, he's focused on transforming Lone Star into a one-stop shop for litigation support services across Texas and beyond. With a sharp operational mindset and a hands-on approach, Raj is building a scalable platform that delivers speed, reliability, and trust to legal professionals nationwide. In this episode of the SABM podcast, Scott chats with Raj about: Entrepreneurial Journey: Turning a chance encounter into ownership by building trust and deep operational knowledge Business Growth: Scaling the company into a one-stop shop for litigation support services, including process serving, e-filing, videography, records retrieval, and judgement collection. Operational Challenges: Navigating the emotional and practical demands of employee management and implementing systematic processes. Industry Positioning: Seeking to become the leading provider for attorneys in Texas with nationwide service capabilities. Community Building: Actively connecting with other entrepreneurs and business owners for shared learning and growth. Timestamps: 00:09 Raj's Journey to Business Ownership 01:27 Discovering the Opportunity 03:17 Building Relationships and Trust 04:10 Acquiring Lone Star Attorney Service 12:42 Challenges and Goals as a New Business Owner 18:02 Advice for Aspiring Entrepreneurs 18:37 Connecting and Growing the BusinessConnect with Raj: LinkedIn | Raj Kankaria www.lonestarattysvc.com raj@lonestarattysvc.com  If you found value in today's episode, don't keep it to yourself—share it with a colleague or friend who could benefit. And if you're a Service Academy graduate ready to elevate your business, we'd love for you to join our community and get started today. Make sure you never miss an episode subscribe now and help support the show: Apple Podcasts Spotify Leave us a 5-star review! A special thank you to Raj for joining me this week. Until next time! -Scott Mackes, USNA '01

Stablecoins are suddenly the hottest topic in global finance. From Wall Street giants like Goldman Sachs and JPMorgan, to governments in the U.S., Japan, and even China, everyone is rushing to get a piece of the digital dollar market. But what exactly are stablecoins, and why are they attracting so much attention? In this episode of Down to Business English, Skip Montreux and Samantha Vega unpack the booming world of stablecoins. They explain what makes stablecoins different from cryptocurrencies like Bitcoin, why new U.S. regulations (the GENIUS Act) have given them legitimacy, and how countries in Asia are dealing with them. Skip and Samantha's conversation will help you better understand digital finance and strengthen your business English vocabulary. Key points of their discussion include: What stablecoins are, and how they maintain a steady value. Why the U.S. GENIUS Act is a milestone for cryptocurrency regulation. How major banks like Citi, JPMorgan, and Goldman Sachs are using stablecoins. Why Japan, South Korea, and China are launching their own versions. The risks that could come with rapid growth, including transparency issues and systemic risk. Do you like what you hear? Become a D2B Member today for to access to our -- NEW!!!-- interactive audio scripts, PDF Audio Script Library, Bonus Vocabulary episodes, and D2B Member-only episodes. Visit d2benglish.com/membership for more information. Follow Down to Business English on Apple podcasts, rate the show, and leave a comment. Contact Skip, Dez, and Samantha at downtobusinessenglish@gmail.com Follow Skip & Dez Skip Montreux on Linkedin Skip Montreux on Instagram Skip Montreux on Twitter Skip Montreux on Facebook Dez Morgan on Twitter RSS Feed

In Episode 136 of the Award Travel 101 podcast, hosts Angie Sparks and Cameron Laufer discuss a variety of travel and points-related topics. They begin with a member highlight, where a listener shares a positive experience using their Saks credit on an Amex Platinum card. The hosts also cover recent travel news, including JetBlue's new partnership with Condor, which offers redemption opportunities with varied point values depending on the departure location, and Citi's new transfer relationship with American Airlines, allowing certain cards to transfer points at a 10:7 ratio. They also touch on Virgin Voyages' status match offer, which benefits travelers looking to get perks on their first or second Virgin cruise.The main focus of the episode is on Southwest's Companion Pass (CP). Cameron and Angie outline how the CP works and how to earn it—primarily through accumulating 135K points in a calendar year, with credit card bonuses counting toward that total. They discuss the timing of earning the pass and mention that the current 100K sign-up bonuses on personal cards through September 17th provide a great opportunity for those looking to earn it. They also delve into whether Southwest's higher fares and additional fees, such as baggage and seat selection charges, have diminished the value of the Companion Pass. Both hosts speculate on potential changes to the CP program, suggesting that the benefit might be limited in the future, especially for those planning to earn it in 2026 or beyond. Finally, they offer a tip about not opting out of marketing messages, which can lead to lucrative offers, and announce the upcoming launch of an Award Travel 101 merchandise store.Episode Links:- Book Condor With JetBlue Points- Citi Transfers to American Airlines- Virgin Cruise Status Match- Sign Up for Southwest Cards to Support the Group Where to Find Us The Free Award Travel 101 Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Our partner CardPointers helps us get the most from our cards. We love being able to automatically add all of our offers and quickly seeing the best card to use for every purchase. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

This is the All Local 5am update for September 5th, 2025

Bitcoin is back above $110K, but analysts warn the market remains fragile. A $449M buy strategy and new SEC approvals have fueled hopes for a run toward $130K, while regulators tighten oversight with SEC/CFTC joint guidance. At the same time, Citi forecasts $5T in tokenized trading by 2030, and Ray Dalio warns of a looming U.S. debt crisis that could make Bitcoin and gold essential safe havens.

In this episode of Revolutionizing Your Journey, DeAndre Coke sits down with Dave Grossman, founder of MilesTalk & YourBestCreditCards.com, for an in-depth discussion on the evolution of luxury credit cards and how travelers can maximize rewards while maintaining financial responsibility. Dave shares insights from more than 20 years in the points and miles space, breaking down the current state of premium cards, including Citi's new Strata Elite and the enduring value of the Chase Sapphire Reserve. The conversation explores the benefits and drawbacks of different cards, how to diversify your portfolio, and why having an exit strategy is essential to avoid unnecessary fees. Dave also emphasizes that while premium perks sound appealing, most consumers underutilize them, making it crucial to align card benefits with actual travel and spending habits.Key Highlights:Industry Experience: Dave Grossman has been involved in points and miles for over 20 years.Luxury Market Shift: Premium credit cards have evolved with new benefits and higher fees.Citi Strata Elite: Offers strong perks but requires booking through Citi Travel to maximize value.Chase Sapphire Reserve: Remains one of the best options for frequent travelers seeking flexible rewards.Value of Perks: Most consumers don't use enough benefits to justify high annual fees.Diversification Strategy: Building a mix of cards across issuers helps optimize redemptions.Financial Responsibility: Overspending to chase perks can quickly outweigh rewards.Exit Strategy: Downgrading cards can preserve points and credit history while reducing fees.Average Consumer Behavior: Many cardholders utilize only a fraction of the available perks.Practical Tip: Always evaluate if premium card benefits align with your real travel goals.Resources:Book a Free 30 minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty Traveler Premium

Jane Fraser, CEO of Citi talks to Eric Veiel, head of Global Investments and CIO at T. Rowe Price Associates, about the challenges of being a CEO, why she is optimistic about the U.S. economy, and how Citi are using AI to increase productivity.

Shares of Alphabet soar after a judge rules it won't have to divest its Chrome browser. A look at the impact of the ruling for other AI startups as well as Apple, which Google pays to be the default search engine on the iPhone. Then Macy's shares tracking for the best day since 2021. A breakdown of results and the company's turnaround efforts. Plus the CEO of HP Inc. is live from Citi's annual TMT conference. How tariffs and AI demand are impacting business.

The Justice brothers are back from Labor Day and dive into one of the biggest catalysts of the year: the unemployment report. From “bad news is good news” to “good news is bad news,” they map out all four possible outcomes and how each could impact bonds, equities, and the dollar. They also review RSP, small-caps, and the Dow to see if breadth can keep strengthening the bull case. The discussion then shifts to China's AI surge—Alibaba's blowout growth, a domestic chip launch aimed at Nvidia, and DeepSeek's disruptive “Sputnik moment.” Add in September's seasonal headwinds, a packed “Stock It or Drop It” lineup (Ulta, Snowflake, CrowdStrike, Dick's, Wheaton, Delta, Citi), plus Coaches Corner on covered calls, tariffs, and trading setups—and you've got a can't-miss episode.

In this episode, host Bradley Hamner sits down with Margaret C. Andrews, Harvard instructor and author of "Manage Yourself to Lead Others: Why Great Leadership Begins with Self-Understanding." Andrews shares her personal journey from being told she was "not self-aware" by a boss to becoming one of Harvard's most sought-after leadership instructors.Self-Understanding FrameworkMargaret's six key questions for deeper self-reflection:Who and whose thinking has influenced you as a leader?What situations and events have shaped you?What are your definitions of success (not society's or your parents')?What are your core values and how do they show up?How well do you understand your emotions and how they appear to others?What feedback have you received over time?Margaret's message aligns perfectly with first principle of Bradley's business architect framework: "Lead Yourself First." The conversation reinforces that before we can effectively lead others, we must first understand and manage ourselves - bridging the gap between our good intentions and our actual behaviors. Check out this framework and some practical tools for business owners when you create your free profile and join the BlueprintOS community on Circle. Click here to access: https://blueprintos.circle.so/join?invitation_token=218b50f95cf795deb95357f7045d6eaa4bf5ba49-a026dfd1-8e3a-41f9-aa77-fccb7d52c0e3Margaret C. Andrews is a seasoned executive, academic leader, speaker, and instructor at Harvard University. She created and teaches leadership courses and professional development programs at Harvard, including the most popular executive program offered at Harvard. She is also the founder of the MYLO Center, a private leadership development firm.Her clients include Amazon, Citi, Continental, Walmart, Wayfair, United Nations.Connect with Margaret C. AndrewsWebsite: margaretandrews.comLinkedIn: @margaretcandrewsBook: "Manage Yourself to Lead Others: Why Great Leadership Begins with Self-Understanding" Available wherever books are sold starting September 16th.Join Bradley for The Quarterly September 23rd, 2025...The Quarterly is a business planning workshop. We help business owners make plans for the next three months. Our goal is to help you go from doing all the work yourself to building a business that runs without you. Save your seat here: https://quarterly.blueprintos.comThanks to our sponsors...BlueprintOS equips business owners to design and install an operating system that runs like clockwork. Through BlueprintOS, you will grow and develop your leadership, clarify your culture and business game plan, align your operations with your KPIs, develop a team of A-Players, and execute your playbooks. Register to join us at an upcoming WebClass when you visit www.blueprintos.com!Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for financial management and marketing services, designed specifically for insurance agencies, fitness franchises, and youth soccer organizations. As the nation's largest accounting and financial advisory firm for insurance agencies, Club Capital proudly serves over 1,000 agency locations across the country—and we're just getting started. With Club Capital, you get more than just services; you get a dedicated account manager backed by a team of specialists committed to your success. From...

The White House now calling on Fed Governor Lisa Cook to go on leave, even as her lawsuit challenging her removal looms. Allianz's Mohamad El-Erian joins the show to talk about the concerns over Fed independence. Then Okta CEO Todd McKinnon. Reacting to results after raising full-year guidance. Plus, is the market underestimating the pace of AI adoption? Citi thinks so. Out with a new report outlining the potential growth. 

If there's one thing nearly every points traveler has done at least once, it's book a flight, hotel, or car rental directly through their credit card's online travel portal. With promises of 5x, 8x, even 12x bonus points, it can feel like the obvious choice. But as I share in today's episode, those tempting multipliers often come at a serious cost—and the reasons why may surprise you. In this episode, I walk through the top five reasons you should avoid booking through credit card travel portals like Chase, Amex, Citi, and Capital One. From losing out on elite status perks and upgrades to paying more for the same flights or hotel rooms, I reveal the hidden downsides that don't show up until it's too late. You'll also hear real-world stories from travelers who faced everything from missing reservations to costly rebookings—all because they used a portal instead of booking direct. Even more importantly, I'll explain how using your points through a portal can devalue them by 2–10x compared to transferring to partners. I share specific examples, including how I used Chase points with Hyatt for a $65,000+ stay that would have cost 3.6 million points through the portal. Whether you're new to points or have been booking this way for years, this episode will help you avoid costly mistakes and make smarter choices with your rewards. Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don't miss out! Click here http://www.pointmetofirstclass.com/pointsmadeeasy to know more about my comprehensive online program, Points Made Easy. Enrollment opens on September 20, 2025 to September 27, 2025. Want to know what's really possible with your points? Don't just take it from me—hear from members who've used Points Made Easy to completely change the way they travel. From business class flights to dream vacations, their results speak for themselves. Watch their stories here - https://points.pointmetofirstclass.com/points-made-easy-success-stories

Today, traditional insurance faces mounting pressures from new technologies and market entrants, and digital transformation has become an imperative rather than an option. Kamiel Bouw, Global Head of Insurance for Citi Treasury and Trade Solutions, joins the show today. He brings extensive experience navigating this evolving landscape, where efficiency, data-driven approaches, and customer-centricity have become paramount. With traditional insurers working to adopt new technologies within legacy infrastructure, Buow describes how Citi has positioned itself to strategically support these organizations capture opportunities while enhancing customer experience. Throughout the interview, Buow explores several transformative themes reshaping the insurance industry. He uses real life case studies to emphasize the tremendous opportunity in digitizing payment processes — both for premium collections and claims payments — highlighting how instant payments can create superior customer experiences while providing operational benefits. Buow also discusses how Treasury functions must evolve beyond their traditional role as financial settlement centers to become innovation leaders, engaging across enterprise-wide initiatives and providing expertise in risk management and end-to-end payment flows. Listen to the podcast to gain unique insights into emerging technologies like digital assets and tokenization and their growing role in insurance, and how organizations can start with small, focused use cases to drive learning and foster broader adoption of this new tech.

In this insightful episode of My Kind of People, I'm joined by Phil Brady, executive coach, keynote speaker, and founder of Vitamin P Coaching, a transformative leadership practice helping people lead with more energy, emotional intelligence, and purpose.With nearly a decade spent coaching global leaders at Citi, and now working across Europe, the Middle East, and Africa, Phil blends neuroscience, somatics, and grounded strategy to help leaders scale their impact from the inside out.We explore how to:- Regulate your nervous system and lead with clarity under pressure- Shift from burnout-inducing empathy to sustainable compassion- Master your internal state for better decisions and deeper relationships- Create a leadership legacy that spans generations (yes, including trees

В этом выпуске в гостях — Анна Берзицкая, бывший VP Digital Product Manager в Citi Bank из Нью-Йорка, которая открыла собственную студию пилатеса.Обсудили, как из корпоративной карьеры перейти в реальный бизнес, сколько стоит открыть студию с нуля в США, как протестировать спрос с минимальными вложениями, где искать первых клиентов, и с какими страхами сталкивается предприниматель на старте. Затронули тему возврата инвестиций, маржинальности, роста студии, а также личных трудностей — выгорания, совмещения с работой по найму и принятия решения уйти в свое дело. Рассказали, как грамотно масштабироваться, зачем слушать gut feeling и почему не стоит бояться начинать, если есть интерес и внутренний отклик.Анна Берзицкая (Anna Berzitskaya) - ex VP Digital Product Manager at Citi, владелец пилатес студии в Нью Йорке.LinkedIn: https://www.linkedin.com/in/anna-berzitskaya-a7978b40/ ***Записывайтесь на карьерную консультацию (резюме, LinkedIn, карьерная стратегия, поиск работы в США): https://annanaumova.comКоучинг (синдром самозванца, прокрастинация, неуверенность в себе, страхи, лень) https://annanaumova.notion.site/3f6ea5ce89694c93afb1156df3c903abОнлайн курс "Идеальное резюме и поиск работы в США":https://go.mbastrategy.com/resumecoursemainГайд "Идеальное американское резюме":https://go.mbastrategy.com/usresumeГайд "Как оформить профиль в LinkedIn, чтобы рекрутеры не смогли пройти мимо": https://go.mbastrategy.com/linkedinguideМой Telegram-канал: https://t.me/prodcastUSAМой Instagram: https://www.instagram.com/prodcast.us/Prodcast в соцсетях и на всех подкаст платформахhttps://linktr.ee/prodcastUS⏰ Timecodes ⏰00:00 Начало. Мифы про резюме14:26 Когда ты открыла студию?19:54 Сколько времени заняло от идеи до первого клиента?21:23 Почему именно пилатес?27:07 С чего начинала? 30:27 Как устроена работа студии пилатеса - что для этого нужно? 39:12 Как привлекаешь клиентов?45:22 Сколько денег потребовалось на старт?48:52 Сколько ты сейчас зарабатываешь?52:19 Когда ушла с основной работы из банка?58:36 Какие планы по развитию?1:02:26 Планирушь ли обратно в IT?1:03:15 Кому подойдет открытие пилатес студии и кому точно нет? 1:10:37 Что можешь пожелать тем, кто сейчас думает о смене карьеры или планирует запустить бизнес в США?

In this Quick Hits episode of Revolutionizing Your Journey, DeAndre Coke brings you the latest updates in the points and miles world, including a limited-time Air Canada promotion, the return of the American Airlines and Hyatt elite status match, and details on Hyatt's fast track to American Airlines status. He also covers current transfer bonuses from Citi and Capital One, shares listener feedback on recent travel experiences, and emphasizes the value of strategic planning for maximizing elite status benefits. Whether it's leveraging limited-time offers or making informed booking choices, this episode offers practical insights for maximizing your rewards.Key takeaways: Air Canada offer: Register for a 5,000-point flight certificate.Elite Status Match: American Airlines and Hyatt Renew Their Reciprocal Program.Hyatt fast track: Complete 10 nights in 90 days to maintain status.AA status for Hyatt elites: Earn through a targeted fast-track program.Transfer bonuses: Citi ThankYou Rewards and Capital One offer current promos.Listener feedback: Highlights the importance of trustworthy travel recommendations.Strategic stays: Plan bookings to maximize elite perks and benefits.Points value: Can vary greatly depending on redemption strategy.Community connections: Enhance the travel experience through engagement.Resources:Hyatt status for AA elites (register by October 31)AA status for Hyatt elites, targeted (register by September 4)Aeroplan Reserve 5,000 Mile CertificateBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty...

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Citi ThankYou Points00:13 Booking Flights with EVA Air04:07 Maximizing Choice Hotels Redemptions06:43 New Transfer Partner: American Airlines09:59 Unlocking Value with Accor Hotels15:23 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Violet Abtahi is the CEO and Founder of Platonic, a company developing blockchain infrastructure to solve counterparty risk and privacy challenges in financial markets. With over a decade of experience in both traditional finance and blockchain technology, Violet transitioned from a mathematics background on Wall Street to building next-generation financial infrastructure.Violet argues that counterparty risk is the fundamental bottleneck preventing widespread adoption of blockchain-based financial systems. By combining private blockchain technology with automated smart contracts, Platonic aims to create the infrastructure needed for a more efficient, automated, and less risky financial future.In this podcast you will learn:Why she made the move from traditional finance into the blockchain world.The founding story of Platonic and the two major challenges she wanted to solve.How finance can be autonomous, intelligent, and borderless.Who they are targeting with their solutions.How instant settlement with smart contracts can remove the counterparty risk.The pilot they did with Vanguard, State Street, Citi and Ford.What it will take for all real world assets to be tokenized.Why automated regulation is a key component for this to happen.What asset class will lead the way in tokenization.Violet's priorities for the next 12 months.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Big news for points collectors! Citi ThankYou Points are now a permanent transfer partner of American Airlines — opening up new ways to earn and use those elusive AA miles. We break down what this means for your travel game, the best Citi cards to maximize your earnings, and why the new Citi Strata Elite card is shaking up the premium travel card space.If you've been waiting for more flexible access to AA points — this is the episode for you. Learn about smart card pairings, welcome offers, and key perks to watch for before applying. Plus, get the scoop on Citi's unique points sharing feature and whether this new high-fee card is worth it for your wallet.Don't miss this quick update that could change how you plan your next trip!Facebook GroupWonderland On Points BlogFind Us On InstagramMary Ellen | JoLinksCapitalOne Venture and Venture X LinksFlyKitt- the BEST Jet Lag Solution!30% off the CardPointers subscription!Tripiamo Driving TutorialsOur Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

Is the Grand Hyatt Kauai worth 45K? We answered this and many other questions on the Ask Us Anything hosted live on YouTube on August 6th, 2025.(00:42) - How do you typically like to get around a city that you're visiting, especially internationally? Are you more likely to take a taxi or Uber to get to places, take public transit, or do you prefer to just walk everywhere?(05:43) - To circumvent Hilton's minimum length of award stay requirements (e.g., WA Pedregal) — has anyone tried booking more nights than needed, then asking Hilton to remove nights from the stay?(07:18) - What is a question that you would ask someone who is interviewing for a job at Frequent Miler?(16:22) - You can find each of our origin stories here:https://frequentmiler.com/about-frequent-miler/)(16:44) - ​​Give us a peek behind the curtain: What is a typical day/week for the Frequent Miler team?(23:42) - Do you think the custom cash will survive having ThankYou points transfers?(25:34) - Now that Citi transfers to AA, where does Citi rank among the transferable points programs?(28:06) - For the JetBlue 25 for 25, does anyone have datapoints on how fast you get the 150k point after 15 destinations?(29:52) - How would you re-evaluate the value of your Chase/Bilt if you were able to get a family & friends discount on Hyatt cash stays?(31:54) - Hi team! What card are you recommending to people who aren't really in the game but got the CSR years ago and now want a different card?(37:50) - Head-to-head match-up, Citi Strata Elite or the new Alaska Premium card?(39:17) - ​​Any thoughts on Kenya Airways' new program and the Status Match opportunity that was announced earlier this week?(41:40) - ​​When Frequent Miler finds a unicorn fare or incredible deal, what is the quickest way that Frequent Miler gets that information to those who follow you so we can book it?(45:46) - ​​Grand Hyatt Kauai is now 45k for the basic room with 2 adults and 2 kids. I have a guest of honor available to me. Is the property worth that rate for 4 nights???(50:44) - Which card is better to downgrade, the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card, both of which have a $95 AF?

Today's guest is Kelly Dempski, Head of Solutions for Banking, Financial Services, and Insurance (BFSI) at Turing. Turing is one of the world's fastest-growing Artificial Intelligence companies, working with the world's leading AI labs to advance frontier model capabilities and leveraging that work to build real-world AI systems that help businesses solve their toughest problems — delivering real business results, faster, smarter, and at scale. Kelly is a seasoned technology executive and innovator at Turing, where he leads the development of disruptive, business-focused Artificial Intelligence solutions for financial services clients. Over a 30-year career, he has held Managing Director roles at Accenture, Citi, and JPMorgan Chase, as well as working with smaller start-ups. In each role, he has developed solutions that leverage the latest technologies to solve real business problems. As AI becomes increasingly essential to the financial services industry, Kelly offers a grounded perspective on what really makes or breaks enterprise adoption. He explains that the greatest challenges aren't always in the AI models themselves — but in how they connect to legacy systems, regulatory requirements, and fragmented data environments. From document intelligence to client onboarding, Kelly explores the use cases where AI is already delivering measurable value — and how firms can scale that value by starting small and building momentum. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the ‘AI in Business' podcast! This episode is sponsored by Turing. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1.

If a $595 annual fee premium credit card hits the market, should it automatically earn a place in your wallet? In this episode, I take a detailed look at Citi's newest addition to the transferable points landscape: the Citi Strata Elite Card. From its standard 80,000-point welcome bonus to the elevated 100,000-point offer available through certain channels, we'll walk through exactly what you get when you open this card. You'll hear how its bonus categories actually work, why the time-restricted “Citi Nights” dining perk is so unusual, and what makes its non-category 1.5x earning stand out—or not—compared to other cards. We'll also dig into the real value of the credits, including the split Blacklane credit, the merchant-specific Splurge credit, and the 2-night minimum hotel portal credit—plus where this card shines with American Airlines lounge passes and where it falls flat next to Citi's own mid-tier options and the retired Prestige card. Before you sign up for the welcome bonus, I'll share the points expiration rules that can cost you big if you cancel after a year, and what I think this launch reveals about the next wave of premium rewards cards. Get full show notes and transcript: https://pointmetofirstclass.com/citi-strata-elite-card-review/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! https://docs.google.com/forms/d/e/1FAIpQLSeAPfb3wIaphMn_NoQzm_fljydsivTELQwh7pYoxrI2uTFoKQ/viewform?usp=header  Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

A mixed morning for stocks as tariff receipts – and headlines – roll in: Sara Eisen, David Faber, and Carl Quintanilla broke down the latest out of Washington, including news that Nvidia and AMD will pay the U.S. government 15% of their China chip sale revenues… plus: investors expecting more clarity today when it comes to tariffs on gold – with the CEO of one of the world's biggest miners, Barrick Gold – joining the team to discuss. Later on: why Citi's top U.S. Strategist says the bull case remains strong here – and the path to his new 6600 price target on the S&P.   Also in focus: Paramount Skydance inking a huge media deal – acquiring exclusive rights for UFC for $7.7B… Hear a wide-ranging deep-dive with the heads of UFC Parent company TKO Group, spanning the deal, live sports, and the health of the media ecosystem. 

In Episode 132 of the Award Travel 101 podcast, host Mike Zaccheo is joined by community member Heather Killingbeck to dive into how her passion for the Dave Matthews Band (DMB) intersects with her love of points and miles. Heather shares how a spontaneous trip to a DMB show in Mexico led to meaningful friendships and a realization that she needed to make concert travel more affordable—enter points and miles. She's since used over half a million points, possibly up to a million, to follow the band to iconic venues like The Gorge and even on a European tour, with award redemptions taking her to Amsterdam, Paris, and Lisbon. Her go-to strategy includes the Southwest Companion Pass, Hyatt Globalist perks, and travel hacking tools to make the most of every trip, all while juggling work, family, and parent guilt.The episode also covers major news in the points world: the launch of Citi's new Strata Elite card with a hefty bonus, luxury perks, and the surprise reintroduction of American Airlines as a 1:1 transfer partner with Citi ThankYou Points. Heather shares recent bonuses she's earned, trip updates including an upcoming return to Baha Mar for Thanksgiving, and her unforgettable award-based travels. From crowdstrike flight chaos to lounge sprints and missed connections that turned into bonus nights, her stories highlight both the joys and unpredictability of award travel. The episode closes on a reflective note, encouraging listeners to "chase the joy," whether through a favorite band, a shared hobby, or the travel communities that make it all possible.Links to Topics DicussedComedian Experience Luxury Hotels with his "Sapphire Points"Citi Strata Elite LaunchesWhere to Find Us The Free 110k+ member Award Travel 101 Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Tickets are now ON SALE for our next meetup in Miami September 19-21. Secure your spot today at https://award.travel/miami2025 Our partner CardPointers helps us get the most from our cards. We love being able to automatically add all of our offers and quickly seeing the best card to use for every purchase. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

On this episode of the Walker Webcast, we featured the timely and insightful remarks of Kate Moore, Chief Investment Officer at Citi Wealth, live from the Walker & Dunlop Summer Conference. Kate unpacked what's driving investor paralysis, how consumer behavior is shifting, what higher-for-longer rates mean for portfolios, and why corporate confidence is faltering behind closed doors. She also gives her take on the labor market, tax reform, and how the Fed's future could reshape the macroeconomic landscape.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Citi now offers a way to transfer points 1 to 1 to American Airlines, which has many predicting an AA devaluation is on the horizon. In this podcast episode, we'll discuss this concern.(00:44) - Why are we so excited about transfers to American Airlines?(04:06) - A devaluation assumes a flood of AA miles, but... Citi points are not that easy to get in bulk, but even if there are many more AA miles out there, is that reason for devaluation?(04:56) - Here's what we think...(15:35) - But wait...did AA devalue already?Read One Mile at a Time's post here: American AAdvantage Business Class Award Devaluation? Sort Of…: (16:24) - More than two years ago, AA published "starting at" prices for its own flights. Mostly, though, the starting at prices stayed as they were with previous saver award pricing.(17:15) - Now, though, "starting at" seems to be closer to American Airlines' published intentions from a few years ago...(18:29) - BUT... mix in another carrier to get the partner award chartRead more about this hereVisit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads

Want to work with us? Reach out! inquiries at milestomemories dot com Episode Description This week Citi finally brought their new premium credit card to market. While many of the leaks were true, does this card measure up to its competition and will it drive further loyalty. Plus Citi added transfers from ThankYou to American Airlines, but is it as good as it sounds and will it drive sign-ups for this card? Most importantly should you get it?   Joe Cheung also joins us to discuss his recent near miss on a welcome offer and how he still managed to save it. Are grace periods a thing? We also discuss international tipping culture as Americans and how we may be expected to tip when traveling even if locals aren't. Episode Guide 0:00 Welcome to MTM Travel 1:27 Royal Caribbean battling back - Loophole closed for viral hack 9:26 Why the future of cruise loyalty says a lot about where we are heading 15:35 Hyatt's Brand Explorer grows to 7 free nights and 35 brands! 21:55 How hotel design has evolved & why it isn't always good 31:05 United's cardholder award sale - Tahiti anyone? 33:45 Ninja tricks - Stacking deals/perks for a VIP tripCiti Strata Elite - https://www.citi.com/credit-cards/citi-strata-elite-credit-card Royal Caribbean drinks - https://www.cruisehive.com/royal-caribbean-tightens-policy-on-drink-package/182785 United sale - https://travel-on-points.com/united-credit-cardmembers-award-sale/   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

In this podcast episode, we'll talk about how US Bank is bonvoying grandfathers and US Bank's plans to add transfer partners. We'll also talk about who the Citi Strata Elite card is good for.Giant Mailbag(01:40) - This listener has tips about their strategy when a flight becomes available for a lesser mileage price...Card News(05:50) - Citi now offers transfers to American Airlines from Strata Elite, Prestige & Strata Premier(07:23) - Now transfer from most Citi cards to most ThankYou partners (even from Custom Cash)(09:41) - Citi Strata card now available(12:16) - U.S. Bank Altitude Reserve: Major changes expected in December.Bonvoyed(18:21) - US Bank bonvoys grandfathers (Smartly card sends updates to those previously grandfathered into old 4% term)Awards, Points, and More(22:38) - Inn at Bay Harbor leaving Marriott(23:42) - JetBlue & TAP Air Portugal split up as of 9/30(24:50) - Greg earned Alaska EQMs for his flight to London(26:53) - Nick's JetBlue 25 for 25 update postRead more about Nick's JetBlue 25 for 25 journey so far here.(27:50) - Another JetBlue 25 for 25 updateMain Event: Citi Strata Elite: Good, Bad, and Ugly(30:00) - Branch Offer: 100K after $4K of spend in 3 monthsRead more about the Citi Strata Elite offer here.Or, read our Citi Strata Elite Q&A post here.(31:45) - Application rules, basics, and earning rate...(39:32) - Credits and benefits(47:31) - Mini experiment: Citi Travel Hotels vs. Hotels.com(48:45) - What happens to Citi Prestige customers?(49:58) - Do Citi Travel hotel bookings earn hotel points and elite credit?(53:33) - Quick Review: What do we think about the card's earning rate and perks?(57:47) - What do we think about the card's coupons?(1:01:37) - Does this card deserve a place in an all-ThankYou wallet?(1:09:41) - Does this card deserve a place in a mixed-earning wallet? (For example, would this be your 3X card?)Question of the Week(1:12:54) - Advice regarding authorized users. What do you do about authorized user cards showing up to Chase as contributing to your 5/24 status?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

Citi's new $595 card may or may not be right for you, but a 100K bonus is hard to resist, especially now that Citi transfers to AA. The 100K bonus isn't the only offer out there right now, though, so we'll talk about how to make sure you can apply for the Strata Elite 100,000 point offer specifically. How to apply for the Strata Elite 100,000 point offer(00:18) - Citi's new $595 card may or may not be right for you, but 100K bonus is hard to resist, especially now that Citi transfers to AA(01:30) - Who qualifies for this offer? (02:22) - The public offer is only 80K points after $4K of spend in 3 months, but the 100K point offer (after $4K of spend in 3 months) is easy to get if you have a Citi branch near you, or even if you call a branch and ask for an email with the link...(04:36) - Creepily, Greg did not even have to provide his email address...Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads