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As Middle East energy security breaks down, gas prices are creeping up and diesel is hitting record highs – driving inflation in the U.S. and around the world. With the help of Dow Jones Energy's Andy Critchlow we'll look at the historic disruptions battering energy supply chains in and around the Persian Gulf. And WSJ reporters Benoît Morenne and Konrad Putzier explain why dwindling strategic reserves and a narrow spectrum of politically-palatable government interventions mean relief likely isn't coming anytime soon. Luke Vargas hosts. Further Reading The New Offensive Raising Oil Prices and Complicating Trump's Iran War How Energy Is Driving Inflation—and How It's Not Oil Executives Say the Great Fuel Crisis Is Here Record Fuel Prices Pose Fresh Challenge for Trump Ahead of Midterms What Is Saudi Arabia's East-West Pipeline and Why Is It Rocking Oil Markets? Is Fuel-Export Ban Trump's Last Option to Ease Prices? How It Could Work Why Trump's Venezuela Oil Grab Is No Quick Fix for Gas Prices ‘Refine, Baby, Refine' Is the Energy Industry's New Mantra Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Citiți o nouă rubrică despre teme care ating aspecte importante ale vieții creștine: judecata, rugăciunea, virtutea, spovedania și alte subiecte care ne provoacă să ne cercetăm sufletul și să înțelegem mai bine credința.Răspândiți dragostea!Pentru Pomelnice și Donații accesați: https://www.chilieathonita.ro/pomelnice-si-donatii/Pentru mai multe articole (texte, traduceri, podcasturi) vedeți https://www.chilieathonita.ro/
En el capítulo 1.203 de este jueves 17 de septiembre de 2026, @franaldaya te cuenta la primera suba de tasas de la Reserva Federal en tres años y su choque con Trump, la visión constructiva de Morgan Stanley sobre la Argentina, y las acciones que elige el Citi rumbo a las elecciones en Brasil. Además, Florencia Lendoiro con un nuevo capítulo de #BajoLaSuperficie. Patrocinado | ICBC escucha a sus clientes para acompañarlos con propuestas acordes a sus necesidades y proyectos. ¡Hacete cliente! https://exclusivebanking.icbc.com.ar/haceteclienteSuscribíte sin costo al newsletter de Bloomberg Línea Argentina: https://www.bloomberglinea.com/newsletter/
Plus: South Korea is set to invest billions in the U.S. And the AI boom drives uranium prices to 18-year highs. Luke Vargas hosts. Sign up for WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Crypto News: Hunter Biden plans to launch a memecoin names LAPTOP on September 9 via Coinbase's Base network. Hanwha Investment & Securities, part of the $200B Korean conglomerate, is building its new tokenization platform on Avalanche avax. DBS and Citi complete weekend USD payment via Swift's Digital Ledger using tokenized deposits.
Banks like BofA, Goldman Sachs and Citi aren't buying the crypto story. They're quietly becoming part of it, maybe even writing their own chapter. Where do you stand? Most crypto investors know what they own. Few know where they actually stand as finance moves on-chain. Start with ALEN, my free 60-second diagnostic for understanding where durable value capture may be forming. → https://tokentrustadvisors.xyz/alen Want to know what I'm watching before it becomes a headline? Signals tracks the infrastructure, tokenization, institutional moves, and capital flows I believe matter next. → https://tokentrust.substack.com Want to talk through your own positioning? Book a Digital Capital Positioning Session with me. It's a one-on-one session for investors, advisors, founders, and allocators who want to understand where they stand — and what they may be missing. → https://www.tokentrustadvisors.xyz/digital-capital-positioning-session If this episode helped you see where capital is moving differently, follow the show and leave a review. It helps more investors discover the podcast. The Chip Mahoney Crypto Show is part of Big Pond Podcast and represented by DV Collective. Views are for educational and informational purposes only and should not be considered financial advice. Music licensed through Spotify Creators. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Episode 188 focuses on creative ways to maximize 100,000 Capital One miles, along with several noteworthy points-and-miles updates. The episode's highlight was member Courtney's impressive ChatGPT-built, mobile-friendly travel dashboard that tracks more than 1.5 million points and miles, credit cards, annual fees, statement credits, free-night certificates, elite statuses, 5/24 status, redemptions, upcoming applications, trips, and important deadlines. In the news, Citi launched a 125,000-mile welcome offer on the refreshed AAdvantage Executive card, while United and American announced a slate of new European routes for next summer, including destinations such as Lisbon, Porto, Reykjavik, Vienna, Valencia, Sardinia, Sicily, and the Azores. American Express also rolled out elevated Delta SkyMiles card offers, with bonuses reaching 200,000 miles, and IHG introduced a targeted discount on the cash portion of Points & Cash bookings.The main discussion explores how two people can stretch 100K Capital One miles plus roughly $1,000 in cash into trips of at least two or three nights. Angie highlights options such as Lisbon, where 48K miles can cover round-trip flights for two, while Wyndham or Capital One Travel can cover the hotel; Medellin, where 80K miles covers flights and an inexpensive hotel can be partially erased with the remaining miles; and San Juan, where 66K miles handles the flights and the remaining miles help offset a Marriott hotel booked through the Capital One portal. Cameron offers additional examples, including a Miami Beach getaway for about 95K miles, a three-night Hawaii trip for 100K miles plus $230, and a Cancun all-inclusive that can be done for around 105K miles and $400. The episode also emphasizes Capital One's ability to erase travel purchases at a fixed rate, which can be especially useful for expenses like trains and tours, although transferring to airline and hotel partners can often provide greater value.The episode wraps up with the hosts' personal bonus and trip updates, including Cameron's upcoming Morocco trip, Southwest meetup flights, and strategies for maximizing Bilt benefits, while Angie prepares for a major Europe trip and looks ahead to Australia. The Tip of the Week is a useful airline-booking tidbit: Air Canada and Singapore Airlines use the same PNR, which can be helpful when managing reservations across the two programs.Episode Links:Chat Points command center post of the weekUnited New summer routesAmerican New summer routesIHG Point + Cash discountAmerican Executive Card offerElevated Delta Card offersWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.
Crypto News: SEC proposes transfer agent rule, sets event to figure out round-the-clock U.S. trading. XRP ETFs pull in $170 million over 11 days. Goldman tops institutional holders. 21 major global banks including Bank of America, Citi, GoldmanSachs, DeutscheBank, and UBS, just committed to launching a joint stablecoin company, targeting a USD-denominated stablecoin to go live in H1 2027.
Goldman, Citi, UBS Lead 21 Firms in Push for Dollar Stablecoin by 2027SEC Proposes Transfer Agent Rule for Round-the-Clock U.S. Market TradingSingapore Proposes 100% Reserve Standard for Stablecoin Issuers
Citi raised its price target on Atlassian to $225 from $170 and maintains a buy rating on shares, though the stock ticked lowered ahead of Tuesday's trading session. Kevin Horner with Charles Schwab notes Atlassian's "speedily" rising 20-day SMA but declining RSI that paints a mixed picture for short-term momentum.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
The SEC finally wrote the rules down. Citi is about to hold your Bitcoin. Thirty-nine state banking associations are building their own blockchain. And a $3 billion short squeeze shoved Bitcoin through $71K — right before Joel disappears on his honeymoon until November. On August 18, the SEC published a 402-page proposing release called Regulation Crypto Assets: two registration exemptions plus a conditional safe harbor that can finally retire the "investment contract" label once an issuer permanently stops the managerial efforts it promised. For eight years this industry was regulated by lawsuit. For once, nobody had to get sued to find out what the rules were. Meanwhile Bitcoin ripped more than 20% in a week — and is still down on the year. Joel says zoom out: $81K keeps rejecting price, that's a double top, and the four-year cycle still points at a bottom somewhere between late October and early December. Which makes this rally a bull trap until proven otherwise. Also in this one: Open USD and its 140-partner consortium taking aim at Circle and Tether, the BankChain Alliance putting 3,283 banks on a chain of their own, Arthur Hayes coming out of retirement to sell food for AI agents, 512GB Macs that run frontier models on your desk, Anthropic's $65 billion run rate ahead of its IPO, and the guy calling the entire AI industry a con.This is the last one until mid-November. Joel's getting married. Full show notes: https://badco.in/815 Support the show: https://badcryptopodcast.com Support the show: https://badcryptopodcast.comSee omnystudio.com/listener for privacy information.
Get 15% of on Saily E-SimsThis podcast episode is sponsored by Saily. Saily is an ESIM service app created by the security experts behind NordVPN. Instead of paying absurd daily rates to your home carrier or swapping SIM cards on arrival, Saily gives you flexible prepaid data plans in over 200 destinations worldwide. Download Saily from your app store and use our code FREQUENTMILER at checkout to get 15% off your first purchase. https://saily.com/frequentmilerIn this episode, we'll hear about the "best ever" Hyatt Place breakfast, we'll talk about where Greg should go after Berlin, and share lesser-known sweetspot awards like flights to Europe from 90 points and Scandinavian hotels from 500 points!Giant Mailbag(01:08) - Paul asks: "Is there another way to status match Flying Blue elite status or do we have to wait until it opens up again for US residents?"See our Shortcuts to Flying Blue elite status here(03:19) - Kevin writes in with some miles and points success storiesThis Week in Points(05:12) - Rove enhancements (out on Friday 8/28)(09:11) - Citi 25% transfer bonus to LHW through 9/19Personal Points(10:41) - LH multi-city via Aeroplan(13:25) - Hyatt Place AMS(16:51) - Greg's Berlin tripMain Event: Hidden Gem Awards(21:24) - Lodging(21:51) - Cottages.com for 15K Wyndham points/bedroom/night(23:14) - Preferred Hotels starting at 20K Choice/night(25:59) - Nordic / Scandinavian hotels w/ Finnair AviosLearn how to use Finnair Avios to book Scandinavian hotels here(30:15) - Flights: Star Alliance flights for 3.5K econ, 7K biz (under 600 miles)(32:27) - Air France business class to Europe with NO surcharges(36:06) - British Airways business or first class with low surcharges(43:06) - Royal Air Maroc: US to Morocco for 17.5K econ, 50.5K Biz w/ Finnair Avios(45:38) - Use Virgin Atlantic miles to fly around Europe and Northern Africa starting at 4K one-wayLearn more about Air France KLM across Europe here(50:02) - North America to Europe for 90 points via Lufthansa Miles & More(55:54) - Delta short-haul 5K Flying Blue milesSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities on this show and across the network, email advertising@voyascape.com or you can find more information at Voyascape.com/advertsing.
Get a $230 gift card after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Tiffany Funk now runs Flying Blue, and the first big change on her watch makes the cheapest business class awards look a lot like basic economy. We get into what got stripped out, why the fix conveniently runs through their status program, and why that status ladder makes Mark want to lie down. It is not just airlines either, and Caesars and Carnival both proved it this same week. Plus PenFed kills the free version of a card people were milking, Citi's AAdvantage Executive is at 125,000 miles with a family lounge perk nobody else offers anymore, inKind has another $50 off $100 in the links below, and Rakuten's card offers are back. Let us know in the comments if decoupling lounge access from awards is fair or just another devaluation. Episode Guide: 0:00 Welcome to MTM Travel 0:23 Our Tiffany Funk Problem 2:28 Flying Blue Makes Business Class Awards Basic Economy 5:35 Status Is the Fix (and Flying Blue's Status Ladder Is a Mess) 8:00 Loyalty Programs Reward Spenders, Not Flyers 10:06 Melio: $230 Gift Card After a $500 Payment 11:33 PenFed Phases Out the Free Pathfinder 14:01 Citi AAdvantage Executive at 125K 17:12 inKind: $50 Off $100 Is Back 19:15 Rakuten Card Offers Return 21:43 Final Thoughts Links InKind - https://www.milestomemories.com/go/inkind Penfed - https://milestomemories.com/penfed-credit-card/ Flying Blue status/changes - https://milestomemories.com/flying-blue-changes/ https://liveandletsfly.com/flying-blue-business-light-awards/ Rakuten offers - https://milestomemories.com/rakuten-credit-card-offers/ $50 off $100 InKind promo - https://milestomemories.com/inkind-offering-50-off-your-next-100-meal/ AA 125K - https://milestomemories.com/citi-aadvantage-executive-card-new-125k-bonus/ ✈️ Track your travel credit cards for free
Barclays Global Head of Technology Investment Banking Kristin Peterson joins to discuss her outlook for the IPO market with OpenAI and Anthropic in the pipeline. We also break down the expectations for Nvidia earnings, which are slated for after the bell today. Plus, Citi's Tyler Radke breaks down why he opened a positive catalyst watch on Oracle. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Derek Moore is joined by Mike Snyder and Shane Skinner this week to talk about Big Oil posting its best free cash flow quarter ever, $70 billion across the top five majors, without the war-driven price spike that powered the last record. Plus, gold pushing back higher as ETF flows return, the Citi global economic surprise index at its highest since 2022, an AI capex boom that lands as an import drag on GDP, midterm year seasonality, and a housing market where buyers have gone missing while prices sit at records. All that and more this week. The top five international oil majors generated $70 billion in free cash flow last quarter. That tops the previous high set during the Russian invasion of Ukraine. Tobias Carlisle credits cost discipline, portfolio high-grading, and capital restraint. Is record oil profitability without a price spike a sign of structural improvement? Luke Kawa flags the Citi global economic surprise index at 41.6, highest since April 2022. Weakness in long-term government bonds around the world may be a good news story. Term premiums in the US, UK, Germany, and Japan have shifted since Warsh's first FOMC. Gold has climbed from the low $3,000s an ounce last August to near $5,500 today. Goldman Sachs data shows spot gold ETF flows turning positive again alongside performance. Liz Ann Sonders shows the AI capex boom driving imports while exports stay muted. Net exports remain a drag on real GDP even as fixed investment keeps growing. Seasonality shows the S&P 500's typical midterm election year path over 99 years. Schwab data breaks down which sectors have stocks at four-week and 52-week highs. The Daily Shot shows the housing buyer and seller mismatch has flipped since 2021-2022. The number of home buyers has fallen to a record low, widening the gap with sellers. Case-Shiller's national home price index hit a record 335.10 as of May 31, 2026. Charlie Bilello notes the median monthly mortgage payment went from $862 to $2,240. Mortgage rates went from 3.4% to 6.7% and median prices from $243k to $434k in a decade. Mentioned in this Episode Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag Contact Derek derek.moore@zegainvestments.com
Connect with Early Riders — https://www.earlyriders.com/contactConnect with Onramp — https://onrampbitcoin.com/contact-us/Presented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.The Treasury doubled its bond buyback operation and Bitcoin ran from roughly $63,000 to $80,000 in a week. Michael, Liam, and Brian open on what Bessent actually did, why issuing at the front end to buy the long end is yield curve control without the name, and why gold, oil, and Bitcoin all responded the way the debasement thesis said they would. They get into whether the move was coordinated, what the White House crypto meeting and the SEC's new proposals mean with the Clarity Act stalled, and how tokenized stocks and meme coins are about to make grift a feature of the next cycle. The back half turns to market structure: Citi launching Bitcoin custody, why Bitcoin is a one way street once people understand it, and the honeypot problem banks are walking into. They close on Stripe buying OpenRouter, NVIDIA moving up the AI stack, agentic payments at Ramp, and a leak of API keys from 659 Stripe merchants.Chapters00:00 - Bitcoin rips from $63K to $80K02:55 - Bessent doubles the Treasury buyback05:27 - Why you cannot time Bitcoin's best ten days07:35 - Revaluing gold and the liquidity sponge trade11:43 - Tether and the new eurodollar market12:22 - Bitcoin is back on institutional screens15:03 - Was this whole move coordinated?17:49 - The White House crypto meeting and the SEC20:32 - Tokenized stocks, meme coins, and legalized grift28:16 - Oil, energy, and nominal versus real wealth32:19 - Citi launches Bitcoin custody33:20 - Bitcoin is a one way street40:44 - The honeypot problem with bank custody43:56 - Stripe buys OpenRouter and the singularity letter49:36 - NVIDIA, Perplexity, OpenAI, and Hugging Face58:20 - Ramp, x402, and agentic payments1:01:34 - Robots beat Usain Bolt1:06:20 - Single point of failure: 659 Stripe merchant keysIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly: https://www.earlyriders.com/researchKeep up with Michael:https://x.com/MTangumaKeep up with Liam:https://x.com/Lnelson_21Keep up with Brian:https://x.com/BackslashBTC
Send us Fan Mail In this episode of our “Future of Trade” series EACCNY member, Sahra English, Managing Director and Head of International Government Affairs at CITI and Yvonne Bendinger-Rothschild, Executive Director of the EACCNY discuss the fast-evolving tariff landscape and its implications for businesses and the Transatlantic Relationship. Thank you for listening! Please be sure to check us out at www.eaccny.com or email membership@eaccny.com to learn more!
Get 15% of on Saily E-SimsThis podcast episode is sponsored by Saily. Saily is an ESIM service app created by the security experts behind NordVPN. Instead of paying absurd daily rates to your home carrier or swapping SIM cards on arrival, Saily gives you flexible prepaid data plans in over 200 destinations worldwide. Download Saily from your app store and use our code FREQUENTMILER at checkout to get 15% off your first purchase. https://saily.com/frequentmilerHow to handle Citi cards in 2-player mode now that point sharing is dead? "GH" wrote in with this question recently, wondering:Paraphrasing and simplifying: My old plan was to keep a single Strata Premier card for myself, a Double Cash card for player 2, and multiple Custom Cash cards across both. Now that Player 2 can't move points to me, I need a new plan. Should Player 2 get a Strata Premier card to enable 1-to-1 point transfers, or should we give up on Player 2 holding any Citi ThankYou cards?(00:53) - What does "player 2" mean and what does this question mean?(03:09) - What is the best 2-player strategy for earning Citi points?(06:46) - What is the best 2-player strategy for earning Citi points if you're starting from scratch?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities on this show and across the network, email advertising@voyascape.com or you can find more information at Voyascape.com/advertsing.
In today's bonus episode, Gastor and Shalewa talk about poppy seed bagels being pulled from Trader Joe's, days off for soldiers for the launch of GTA6, and the Citi field Korean heritage day recap. PATREON LAUNCH! For all those that have asked how they can help support the pod - it's finally here! Thanks again to all the Troops and Correspondents who rock with us. Check it out - we'll have some exclusive content and fun perks, plus it really does help! patreon.com/WarReportPodMany Thanks to our Patreon Troops & Correspondents for helping us bring this show to life.Shouts to the Correspondents!Tanya WeimanFontayne WoodsMark OrellanaCrystall SchmidtB. EmmerichCharlene BankAskewCharlatan the FraudCynthia PongKen MogulSayDatAgain SayDatAgainLaKai DillStephanie GayleUncleJoeStylenoshCato from StonoJennifer PedersenMarcusSarah PiardAna MathambaJSKnoLooking to further support? Help our data storage/archiving needs here: https://www.amazon.com/hz/wishlist/ls/23X55OW4CFU8Y?ref_=wl_shareFollow The Team:Instagram@SilkyJumbo@GastorAlmonteTwitter:@SilkyJumbo@GastorAlmonteTheme music "Guns Go Cold" provided by Kno of Knomercyproductions Twitter: @Kno Instagram: @KnoMercyProductions
Man Group's Kristina Hooper breaks down Kevin Warsh's closely watched moment and what the shifting policy outlook means for stocks. The episode also examines one of the more surprising turns in the AI trade: Ryan Levine, Senior Utilities Analyst at Citi, explains what happened to the expected AI boost for utilities and whether surging data center power demand can still translate into gains for the sector. Consumer trends come into focus as Ike Boruchow of Wells Fargo examines what a potentially warm winter could mean for retailers and apparel companies. Jonathan Boyar makes the case for value investing and identifies opportunities away from the market's most crowded trades. Nvidia takes center stage ahead of earnings later this week. Tim Arcuri of UBS previews the report and outlines the key signals to watch across AI demand, spending and the semiconductor ecosystem. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
VLOG Aug 24 On way to EDNY to argue In Re Inner City Press on Sealed v. Sealed https://innercitypress.com/edny19bkuntzsealedicpcvcase081126.html Luigi disappeared from TikTok https://matthewrussellleeicp.substack.com/p/social-media-censorship-after-luigi CFTC v Dyke Polymarket: https://patreon.com/MatthewRussellLee/posts/name-game-all-3-167515535Citi & Wells, UN NextSG soc media: https://innercitypress.com/nextunsg2astrawonx2pollicp082326.html
I have been banging the drum for copper for some time, but it is becoming increasingly difficult to ignore. Gold has the glamour, but many, including veteran investor Rick Rule, now see the greater opportunity in copper. In summer 2024, I highlighted three copper companies Amerigo Resources (ARG.TO) at around C$1.75 and Arizona Sonoran Copper (ASCU.TO) at C$1.36 and QCCU (QCCU.V) at 12c . Amerigo and Arizona Sonora both hit C$8 on Monday meaning gains of ~350% and ~500%. QCCU, on the other hand, is still at 12c. You can't win them all.Back in May we noted that things were getting a little hot. The metal had just hit fresh highs; there was a plethora of investment bank supercycle notes and social media was full of predictions about imminent shortages. The long-term story is intact but don't chase it, we suggested. Copper tends to be weaker over the summer and some consolidation could give you a better buying opportunity.We got a good opportunity in June but it did not last long, and here we are three months on with copper at ~$6.50/lb a couple of per cent below where we were in May.It doesn't take a genius to work out which way the trend is going in that particular chart. The summer lull has been more of a pause than anything else.Meanwhile, beneath the surface, the fundamental copper story is getting stronger.Copper's problem is not demand. It is supply.We covered the demand side extensively in May. AI needs copper. Data centres need it. Power grids need it. Electric vehicles, rearmament, reindustrialistation, India - they all need copper. This is not the usual China story by the way. If anythign China demand is lacklustre. Its imports of unwrought copper fell 11.5% year-on-year in July and industrial production there has been slowing. But, as RBC notes, the LME copper market had moved into its steepest backwardation since the 2021 squeeze. In other words, buyers are paying substantially more for copper now than for delivery later. That is a classic physical tightness indicator. Antofagasta has cut its 2026 production guidance after problems at Los Pelambres. Codelco has abandoned its 1.34 million tonne production target and now expects to produce less than it did last year.Meanwhile we have BHP's latest results. Copper now accounts for 54% of its earnings (EBITDA). Its copper mines are extraordinarily profitable (70% EBITDA margin). Yet despite the obvious incentive to produce more, BHP's copper production actually fell 3% last year. This is the largest mining company in the world, with some of the best copper assets, engineers and access to capital on the planet. If anyone can turn on the copper taps, so to speak, it should be BHP. Yet it is talking about a “persistent structural deficit” of as much as 10 million tonnes a year next decade. Demand from electrification, digitalisation, data centres and other newer uses, meanwhile, is expected to grow at around 6.5% a year.So it now aims to grow its copper production at ~5% a year, faster than the rest of its business. The requires an extraordinary amount of capital.In a recent video, Merlin Marr-Johnson, CEO of Fitzroy Minerals (FTZ.V) analyses BHP's spending plans using Escondida, the world's largest copper mine, as an example and concludes, “They're spending $5 billion to stand still. And that is the copper industry in a nutshell.”Billions of dollars of investment don't necessarily mean billions of dollars of new production. Mines get older. Grades decline. Pits get deeper. More rock has to be shifted to produce the same amount of metal. Processing plants wear out and have to be replaced. Sometimes you have to spend billions just to stop production falling.Which brings us to Rick Rule.Is copper now a better bet than gold?It could be.Rule argues that “The biggest copper mining companies in the world need to spend $250 billion to maintain current levels of copper production.” Note - to maintain, not increase. Not every one has $250 billion sitting around waiting to be spent. “The copper development boom that we absolutely have to see in the next 10 years will require vast amounts of capital.”“There's nothing that we can do, nothing at all that we can do, to avert a shortage in copper,” he says. As a result, five years from now the copper price will be, “dramatically higher than it is today.”As you know, copper is an important strategic mineral. Citi recently looked at what might happen if countries start building national inventories. Global refined copper inventories, it estimates, currently sit around at around 3 million tonnes, equivalent to just 1.3 months of global consumption. If governments decided they wanted three months instead, they would need need to find another 4 million tonnes of copper.Where does it come from?To be accumulated over two years, Citi calculates, would require the copper price price to rise to over $10/lb to bring enough scrap into the market and destroy enough demand to balance things.That is not a forecast, by the way, it is a scenario. But governments are increasingly treating critical minerals as a matter of national security. The US has proposed a US$12 billion strategic commodities programme, the EU has allocated billions to critical-mineral security and there have been calls in China for increased copper stockpiling.So what do we actually buy? This is a public episode. 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Get 15% of on Saily E-SimsThis podcast episode is sponsored by Saily. Saily is an ESIM service app created by the security experts behind NordVPN. Instead of paying absurd daily rates to your home carrier or swapping SIM cards on arrival, Saily gives you flexible prepaid data plans in over 200 destinations worldwide. Download Saily from your app store and use our code FREQUENTMILER at checkout to get 15% off your first purchase. https://saily.com/frequentmilerOn today's episode, we'll talk about the many ways to shortcut Flying Blue elite status and why you might want to.Giant Mailbag(00:50) - Credit cards we're considering | Coffee Break Ep118 - Credit cards we're consideringCrazy Thing: Citi - Greg announce(03:32) - Citi ThankYou MastercardLearn about Citi's retailer cards hereMattress Running the Numbers(09:12) - 50X AA miles for Stand Up for Cancer donationLearn more about this hereBonvoyed - Feeling Blue about Flying Blue?(14:49) - Flying Blue to increase Standard award prices and introduce Light and Flex award faresLearn about Flying Blue's Light and Flex award fares hereThis Week in Points(23:42) - Greg- Bilt adds new Bilt Cash Options (Learn how to use Bilt Cash to book Blade rides here)(34:08) - Tim - Cardpointers: automatic "smart add" feature for Amex Offer priority (https://frequentmiler.com/workarounds-for-adding-amex-offers-to-multiple-cards-appear-to-be-dead/Learn some workarounds for adding Amex offers to multiple cards which appear to be dead here: )Personal Points(38:16) - Atmos 100K companion cert caveats (Learn all about Atmos Companion Awards here: https://frequentmiler.com/atmos-global-companion-awards-guide/)Main Event: Shortcuts to Flying Blue elite status(52:35) - Learn shortcuts to Flying Blue elite status here: https://frequentmiler.com/elite-status-via-the-air-france-klm-credit-card/ And why is Flying Blue status interesting?(58:57) - How Flying Blue elite status works(1:03:29) - Normal way to earn XPs(1:09:24) - ShortcutsLearn about Flying Blue Status Match (US residents version) here: https://frequentmiler.com/flying-blue-status-match-for-us-residents/Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities on this show and across the network, email advertising@voyascape.com or you can find more information at Voyascape.com/advertsing.
Goldman Sachs upped its price target and kept a neutral rating on CoreWeave (CRWV) after the company showed significant earnings growth. Sam Vadas explains what's keeping the analyst on the sidelines despite seeing more promise in price action. Marvell (MRVL) got multiple price target hikes of its own from Citi and Oppenheimer. Sam turns to a more mixed picture in Walmart (WMT) after one analyst upgraded the stock while another downgraded it. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
The Last Trade: the US Treasury just doubled its long-dated debt buybacks, turning a $2B daily cap into a $4B daily floor, and long yields fell, gold jumped $100 an ounce, and Bitcoin ripped a five thousand dollar candle. Jackson, Michael, and Brian make the case that this is the opening move of yield curve control and the Bitcoin thesis playing out in real time. They also cover Citi confirming Bitcoin custody, the Trezor shipping breach, and why the flight into ETFs is the wrong lesson.---
Die Wall Street startet mit Gegenwind aus dem Einzelhandel. Walmart sorgt für Ernüchterung. Zwar stieg der Umsatz um 6 Prozent und lag damit leicht über den Erwartungen, aber die für den Markt entscheidenden vergleichbaren US-Umsätze enttäuschten und verlangsamten sich deutlich gegenüber dem Vorquartal. Besonders das Geschäft mit allgemeinen Konsumgütern kühlte ab. Hinzu kommt ein vorsichtiger Ausblick. Auch bei anderen Einzelhändlern zeigen sich Risse. Advance Auto Parts verfehlte mit einem Rückgang der vergleichbaren Umsätze die Erwartung und verweist auf knappere Haushaltsbudgets. JD Sports senkt wegen eines „schwierigen“ Umfelds, aggressiver Rabatte und eines vorsichtigeren Konsumenten die Jahresprognose und besonders schwach entwickelt sich das US-Geschäft. Bereits die Zahlen von Lowe's und TJX hatten ähnliche Warnsignale geliefert. Lowe's enttäuschte bei den vergleichbaren Umsätzen, während Citi die Entwicklung bei TJX-Tochter Marmaxx als „schwach und enttäuschend“ bezeichnet und die Aktie auf Neutral abgestuft hat. Gleichzeitig ziehen die Renditen wieder an: Die 30-jährige US-Rendite steigt um vier Basispunkte auf 5,23 Prozent, nachdem sie am Mittwoch deutlich gefallen war. Die Futures tendieren entsprechend verhalten, nachdem S&P 500, Dow und Nasdaq gestern ihre dreitägige Verlustserie beenden konnten. Ein Podcast - featured by Handelsblatt. ► Entdecke den exklusiven NordVPN Deal! Jetzt risikofrei testen mit einer 30-Tage-Geld-zurück-Garantie: https://nordvpn.com/wallstreet * ► Erhalte einen exklusiven 15% Rabatt auf Saily eSIM Datentarife! Lade die Saily-App herunter und benutze den Code wallstreet beim Bezahlen: https://saily.com/wallstreet * +++ Alle Rabattcodes und Infos zu unseren Werbepartnern findet ihr hier: https://linktr.ee/wallstreet_podcast +++ ► Mehr Einblicke: https://bit.ly/360wallstreetpc * Impressum: https://www.360wallstreet.de/impressum *Werbung
Die Wall Street startet mit Gegenwind aus dem Einzelhandel. Walmart sorgt für Ernüchterung. Zwar stieg der Umsatz um 6 Prozent und lag damit leicht über den Erwartungen, aber die für den Markt entscheidenden vergleichbaren US-Umsätze enttäuschten und verlangsamten sich deutlich gegenüber dem Vorquartal. Besonders das Geschäft mit allgemeinen Konsumgütern kühlte ab. Hinzu kommt ein vorsichtiger Ausblick. Auch bei anderen Einzelhändlern zeigen sich Risse. Advance Auto Parts verfehlte mit einem Rückgang der vergleichbaren Umsätze die Erwartung und verweist auf knappere Haushaltsbudgets. JD Sports senkt wegen eines „schwierigen“ Umfelds, aggressiver Rabatte und eines vorsichtigeren Konsumenten die Jahresprognose und besonders schwach entwickelt sich das US-Geschäft. Bereits die Zahlen von Lowe's und TJX hatten ähnliche Warnsignale geliefert. Lowe's enttäuschte bei den vergleichbaren Umsätzen, während Citi die Entwicklung bei TJX-Tochter Marmaxx als „schwach und enttäuschend“ bezeichnet und die Aktie auf Neutral abgestuft hat. Gleichzeitig ziehen die Renditen wieder an: Die 30-jährige US-Rendite steigt um vier Basispunkte auf 5,23 Prozent, nachdem sie am Mittwoch deutlich gefallen war. Die Futures tendieren entsprechend verhalten, nachdem S&P 500, Dow und Nasdaq gestern ihre dreitägige Verlustserie beenden konnten. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram
Crypto News: The SEC proposed new rules, “Regulation Crypto Assets,” that would create a clear and fit-for-purpose framework for certain investment contracts involving crypto assets. Citi plans to launch bitcoin custody for institutional clients. Jeonbuk Bank is the first regional bank in Korea to deploy Ripple XRP Payments. Tiffany Smith interview https://youtu.be/UUAgkEZpun8
Bitcoin may be nearing the end of its 11-month correction, with VanEck flagging multiple capitulation signals and ETF inflows starting to improve. At the same time, the SEC is moving ahead with a major new crypto fundraising framework even as the CLARITY Act remains uncertain. We also cover the explosion in RWA and pre-IPO trading, Unitree's massive debut, and Citi's push into institutional Bitcoin custody as TradFi continues moving deeper into crypto. Learn more about your ad choices. Visit megaphone.fm/adchoices
Bitcoin is still hovering around $64,000, but traditional finance keeps moving deeper into crypto. Matt covers Citi preparing to launch institutional Bitcoin custody, Kraken expanding U.S. stock trading across Europe, Visa searching for new stablecoin settlement partners, and Treasury beginning the rulemaking process for the GENIUS Act. The episode also looks at XRP falling below $1, renewed investment in Zcash mining and privacy, regulators reconsidering outdated market rules as tokenized securities grow, and serious trouble at BitMart as users reportedly struggle to withdraw funds and some employees remain unpaid. Meanwhile, Bitcoin managed to outperform the S&P 500 on Monday, even as the broader crypto market remains mostly stuck. Happy HODLing. Hosted on Acast. See acast.com/privacy for more information.
In this episode of the Rundown Brendan, Hunter, & Tevo focus heavily on Ethereum's recent strength, Bank of America's exposure to Bitmine, rising RWA activity on Ethereum, Paul Tudor Jones adding back Bitcoin exposure, and Stanley Druckenmiller's family office getting exposure to Hyperliquid through an equity wrapper. They also cover the Genius Act, Clarity Act pressure, SEC crypto rulemaking, Citi's constructive regulatory comments, and Nasdaq moving toward 24-hour stock trading as traditional finance slowly starts to look more like crypto.Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.comCheck out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.comCheck out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 -Intro 00:37 - From MSCI and Bloomberg to Derivnex03:15 - Why crypto and tokenization matter now04:45 - Perpetual futures and tokenized index exposure06:15 - Atomic settlement and capital velocity explained07:25 - Why perpetual futures threaten traditional exchanges10:45 - OTC swaps, ISDAs, KYC, and institutional counterparties13:45 - Why Derivnex chose Canton16:35 - Stablecoins, tokenized deposits, and digital asset migration18:10 - Institutional adoption and green lights for tokenized financeSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com* Check out Quince and use my code quince.com/CRYPTO101 for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com* Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
UNLUCKYME - Citi Jeong 08.18.26 | VISLA FM by VISLA
Plus: JPMorgan Chase ended its banking relationship with Polymarket over regulatory concerns. And analysts say Lenovo seems confident in managing the headwinds for consumer electronics. Julie Chang hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Semis are in a bubble, according to Citi's indicator. Former Assistant AG Jonathan Kanter on prediction markets' legal hurdles. Plus, the disconnect between investors and developers when it comes to data center moratoriums. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Tim Serpe shares his journey in real estate, emphasizing a consumer-centric approach and the importance of building trust and operational efficiency. Discover how his innovative strategies and mindset can help you scale your real estate business effectively. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Episode 185 of the Award Travel 101 podcast features Angie Sparks and guest Xan Tanner, founder of Gondola AI. The episode opens with a helpful reminder about using unused Instacart credits to support food banks through Community Carts, followed by several travel-industry updates. Citi is refreshing the American Airlines Executive Card with new perks, including American Airlines Vacations, in-flight and Admirals Club credits, Omni and Avis status, and enhanced Lyft and loyalty benefits, although the annual fee is increasing to $695. Angie also highlights current transfer bonuses, including 30% from Amex Membership Rewards to Avios programs and 40% from Citi ThankYou Points to Turkish, as well as Frontier's limited-time $199 GoWild! Pass. Angie and Xan also share recent credit-card wins and upcoming travel plans, including trips to Chicago, Milwaukee, Anguilla, Sicily, and Istanbul.The main topic is Gondola AI, which Xan developed after years of traveling for work and wondering whether AI could manage travel more efficiently—earning more points, saving money, and understanding an individual traveler's preferences. Gondola has evolved significantly with advances in AI and is now available on the web, through its app, and within ChatGPT, where results can be personalized based on a user's points and travel profile. Unlike many award-search and “reservation gardening” tools, Gondola is free and can book directly for users, allowing them to retain points, status benefits, and other perks while also earning Gondola Cash. The platform monitors hotel, flight, and car reservations for price drops and can reprice bookings when possible, while generating revenue through hotel and rental commissions that it shares with users.For casual travelers, Xan recommends taking advantage of Gondola's status challenge, which can increase Triplestacking rewards from 3% to 5% after booking three nights during the first week. The episode closes with a reminder to use your points rather than letting them sit, especially as loyalty programs continue to devalue their currencies—as demonstrated by Marriott's recent 6% devaluation. The broader message is that travelers should take advantage of their points and available benefits now while using tools like Gondola AI to automate the work of finding savings and maximizing rewards.Episode Links:Unused Instacart creditsCiti AA Executive refreshAmex to Avios transfer bonusFrontier Go Wild passWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.
The SEC cancelled its first major crypto rulemaking meeting with no new date, killing what was supposed to be the industry's path forward after CLARITY stalled in the Senate. The token safe harbor and startup fundraising exemption are now in limbo, and the tokenization innovation exemption got delayed the same week. We break down what was on the table, why the timing is brutal with cloture not ripening until September 15, and how traditional finance keeps winning every round while crypto waits for rules that never arrive.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 intro00:10 Sponsor: Tangem00:50 Delayed01:20 Stakeholders?02:00 CLARITY cheerleaders02:30 CEO Citi wants to ban yields03:45 Patrick McHenry debunks bank deposit flight04:40 Banks are winning05:45 Crypto dead narrative back06:00 Fear and greed06:40 BTC trend break07:15 XRP concerns#Crypto #XRP #Bitcoin~SEC Delay Crashing Crypto
Amazon keeps raising the bar. Steve Dennis and Michael LeBlanc open with the retailer's blockbuster quarter: massive gains in AWS and advertising, staggering AI capex, and retail revenue up 16% year over year, up from 12% last year. Third-party sellers now drive more than 60% of the business, and Citi pegs underlying GMV growth near 10%, roughly double the industry average. Amazon's B2B division alone now tops $60 billion, bigger than all but eleven U.S. retailers. Then the hosts dig into the agentic commerce numbers Amazon disclosed as Rufus folds into Alexa shopping, why sample bias demands caution here, and how grocery momentum is turning Amazon into a mega market-share threat. Then: Shopify's revenue up 32%, and the tale-of-two-cities reality that a handful of giants now drive nearly all e-commerce growth. A mid-year check on Steve's Prediction #8 — luxury's future won't be evenly distributed. LVMH, Kering, and Capri lag on China softness and war induced Gulf weakness, while Hermès, Ralph Lauren, Richemont, and Zegna keep delivering outsized results. Live from the CommerceNext Growth Show: Kartik Hosanagar. He's Wharton's John C. Hower Professor of Technology and Digital Business, author of A Human's Guide to Machine Intelligence, and co-founder of Bliss Labs. His argument: the biggest shift in retail isn't a new technology or channel. It's a new customer. Treating AI as another distribution channel is the same mistake movie studios made with Netflix. There's no marketing science for AI yet. $9.99 pricing, scarcity, social proof — a model may not respond to any of it. Kartik walks through the Ridge wallet case: invisible in ChatGPT's "gifts for men" results, then the default recommendation within three weeks, complete with a hallucinated promotion. Every retailer faces the same fork: efficiency or meaning. The middle is the most dangerous place to stand. Kartik also details the simulation sandboxes that let brands test counterfactuals in a day instead of eight weeks, why you can't just ask an LLM why it picked a brand, and the three attitudes retailers need now: curious, experimental, collaborative Back in studio: Wayfair's encouraging quarter and Steve's change of heart, Warby Parker's mixed report as store count passes 400, tariff rebates ($100 billion of $160 billion already repaid, more tariffs looming), and whether live selling has hit its tipping point with QVC out of bankruptcy and Whatnot valued at $20 billion. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling author of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is a senior retail advisor, keynote speaker and media entrepreneur. Michael has delivered keynotes, hosted fire-side discussions hosted senior retail executive on-stage in 1:1 interviews worldwide. Michael produces and hosts a network of leading retail trade podcasts, including The Remarkable Retail Podcast, The Voice of Retail, The Food Professor, The FEED powered by Loblaw and the Global eCommerce Leaders podcast. He has been recognized by the NRF as a global Top Retail Voice for 2025 and 2026 and continues to be a ReThink Retail Top Retail Expert for the fifth year in a row.
Mike de Vere runs Zest AI, a company that has been applying machine learning to credit underwriting for over two decades, starting with some of the largest banks on the planet and now serving a large share of the credit union market. Since his last appearance on the show three years ago, Zest has expanded well past underwriting into fraud detection and portfolio management, tied together by an intelligence layer and a generative AI companion called LuLu. Mike makes a specific argument in this conversation: machine learning still makes the credit decision, generative AI makes the feedback loop faster, and the real advantage available to community financial institutions is a willingness to pool what they know.What We CoveredZest today, from underwriting to fraud to portfolio managementWhy the intelligence layer is what makes an ecosystemStarting with Discover, Citi and Freddie Mac, then moving down marketLuLu, named after a corgi, and what she actually doesSafety and soundness as the first use case for most institutionsReplacing quarterly reports that used to take weeksPeer benchmarking versus building your own data lakeCollective intelligence across 2,000 credit models in productionWhy generative AI has no role in making the credit decisionShrinking model refit cycles from 18 months to daily evaluationZest customers versus non-customers on growth, delinquency and efficiencyCash flow underwriting, and why generic national models failZest Protect and fighting AI-powered fraud with AIThe two objections that come up most in sales conversationsTakeaways from the IQ AI Lending Forum in Santa FeKey TakeawaysThe performance gap is measurable. Comparing Zest customers to non-customers across 2024 and 2025, Mike says his customers grew 16 times faster, ran roughly 20 points lower on delinquency, and were 501 basis points better on efficiency ratio.Generative AI belongs around the credit decision, not inside it. Zest still uses supervised, locked-down machine learning models for underwriting, because a regulator will ask you to explain the decision. What generative AI changes is the speed of evaluation, from an 18-month refit cycle to daily.Comparison is where the value sits. A lender looking only at its own data lake has visibility on itself and nothing else. LuLu is built to normalize performance data across institutions so a chief lending officer's instinct can be checked against thousands of real policy instances rather than one career's worth of experience.Community lenders have a structural advantage they underuse. The credit union industry holds roughly $2.4 trillion in assets. If it acted as one institution, it would be bigger than Wells Fargo, and unlike the big banks these institutions are actually willing to share.About Mike de VereMike de Vere is the CEO of Zest AI, the AI lending technology company that has been doing machine learning in credit since well before AI became a standard fintech conference track. He came to Zest from a career in data and consumer insights, with leadership roles at J.D. Power, The Harris Poll and Nielsen. Zest now touches $5.6 trillion in assets under management, and by the end of this year expects one in three credit union members to have their consumer loans decisioned with its technology.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes
Plus: nuclear energy startup Valar Atomics closes a $1 billion fundraising round. And Alibaba's new AI model impresses analysts. Imani Moise hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Marvin Barth is the creator of Thematic Markets and Seriously, Marvin?!. Thematic Markets is rigorous, institutional-quality research aimed at market professionals, while Seriously, Marvin?! presents more accessible takes on contrarian musings Marvin doesn't have time to research at Thematic Markets. Both publications benefit from the uniquely broad perspective on the global political economy Marvin has gained from a three-decade career spanning nearly every asset class, academia, central banking, finance ministry, and international institutions. This includes working at Barclays Investment Bank, Citi, the Federal Reserve Board, the U.S. Treasury Department, and the Bank for International Settlements. The Localisation Thesis Manufacturing vs. The AI "Bubble" The Labour Disconnect (Poetry vs. Welding) Trump 2.0: Preparedness and Instincts The Iran War and American Exceptionalism The Fed's "Neutral Rate" Error The Rise of Kevin Warsh The Brexit Reality Check Andy Burnham: The "Low Delta Call Option"
Episode 183 of the Award Travel 101 podcast, hosted by Angie Sparks and Cameron Laufer, covers the latest points and miles news, personal card updates, and practical award travel strategies. The hosts discuss current promotions, including back-to-school airline shopping portal bonuses, Citi's 20% transfer bonus to Flying Blue, and Chase Freedom Flex's upcoming removal of foreign transaction fees. They also highlight a concerning change from Singapore Airlines, which appears to require members to have KrisFlyer miles in their accounts before they can search award availability, making trip planning more difficult. Angie and Cameron also share their recent credit card activity, including meeting spending requirements, closing cards with high annual fees, and adjusting travel plans after flight cancellations.The main topic focuses on how to stretch 100,000 American Express Membership Rewards points into a vacation for two, using a budget of 100,000 points plus up to $1,000 out of pocket. Angie shares examples for Toronto, Denver, and San Juan, combining airline transfer partners like Aeroplan, Delta, JetBlue, and Hilton to maximize value, while Cameron presents sample itineraries to Park City, Orlando, and Madrid using transfer partners, Hilton points, and Amex Travel benefits. The episode emphasizes that flexibility with destinations and travel dates is often the key to finding great award availability. The tip of the week encourages listeners not to hesitate to close credit cards that no longer provide value, especially when the annual fee outweighs the benefits.Episode Links: Back to School OffersCiti to Flying Blue Transfer BonusFreedom Flex no Foreign Transaction FeeSingapore Search RestrictionsWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.
DR1CEO OverlordsIn our 'Zuck saves kids from Mommies' headline of the week. Meta Working on Crushingly Sad AI App That Tells Bedtime Stories to Children, for “Tired” Parents*************** In our 'CEO overlords say the trick to getting a good career is figuring out how to please us' headline of the week. As millions of Gen Zers face unemployment, CEOs of Amazon, Citi, and McDonald's say opportunity is still there—if you have the right mindset*************** In our 'If you have to ask why then you probably won't understand the answer' headline of the week. Why did a $154 billion CEO just endorse stripping most Americans of voting rights—and taking us back to the 19th century?***************Tobias Lütke, CEO/cofounder of ShopifyIn our 'Yeah, but they waaaaaaant it' headline of the week. The Type of Orbital Data Centers That Billionaires Want to Launch Into Space Would Wreak Ecological Catastrophe, Scientists Warn*************** In our 'Meglomaniac looks in the mirror, doesn't like what he sees' headline of the week. Sam Altman says one of his biggest fears is that a small number of companies will control AI: 'That'd be very, very bad'*************** MM1In our 'I mean, it didn't ONCE tell me to kill myself!' headline of the week. Sam Altman says he got ‘addicted' to TikTok, including a Saturday afternoon where he scrolled ‘for like 3 hours'In our 'Sorry, I was scrolling TikTok... what happened?' headline of the week. Sam Altman Announces That the Singularity Has ArrivedIn our 'Things that you can get carried away doing include ordering pastrami sandwiches, buying Christmas presents, and plucking your eyebrows' headline of the week. Musk Says He Got “Carried Away” With DOGE Cuts, Which Are Set to Kill MillionsIn our 'Zuckerberg announces another massive company rebranding: from Meta Platforms to Pervert Platforms' headline of the week. Meta Desperately Trying to Ban Creeps Misusing Its AI “Pervert Glasses”Does Mark count?In our 'Are boobs pecuniary?' headline of the week. Cracker Barrel CEO is out after MAGA backlash to "Uncle Herschel" logo changeAre logo changes pecuniary? Isn't the fact that a logo changed and it cost money and the CEO her job evidence that ESG data IS PECUNIARY? The logo is non-financial! ESG for all!DR2In our 'Sorry, watching World Cup' headline of the week. OpenAI didn't realize its agent was responsible for hack for a week*************** In our 'What's next? Are they going to start wearing glasses?' headline of the week. Japan office workers cool off with shorts amid record-breaking summers*************** In our 'Come for the ethically sourced, single-origin dark roast stay for the Maltodextrin' headline of the week. Starbucks Powder Designed to Make Drinks 'Look Better' Makes Baristas Feel Worse*************** In our 'Hey Ma, why is it 215 degrees in my bedroom? Ask Dad' headline of the week. Startups are installing tiny data centers in people's homes to reduce strain on the beleaguered electrical grid*************** In our 'Come for the child's game, stay for the crushing dystopia' headline of the week. Pokémon Mandates Facial Scans at Five Japan TCG Stores to Combat Scalping, Prompting Privacy Questions*************** MM2In our 'We tried HUMAN powered security cameras, and while that worked really well, it was really too nuanced and human' headline of the week. MIT Is Blanketing Its Entire Campus in AI-Powered Security CamerasFirm is AI-Rgus and it's able to tell if your camera is tilted or blurryIn our 'We tried HUMAN powered relationships, but there was so much TALKING and CONNECTING and EMOTIONS' headline of the week. AI is quietly becoming an unofficial and potentially unwanted 'third' in relationshipsIn our 'Elon Musk said on Twitter that using a white font as a trick was racists against whites' headline of the week. Professor Hides White Font in Midterm, Catches Students Using AI in the Stupidest Way PossibleIn our 'You wouldn't be anxious about AI if you were plotting to kill it' headline of the week. Jeff Bezos says being lazy, not working hard, is the root of anxiety: ‘The stress goes away the second I take that first step'In our 'CHINA CHINA CHINA CHINA CHINA' headline of the week. China pours funding into green energy deals as Iran war hits oil demand
The Federal Reserve is meeting for its two-day Federal Open Market Committee (FOMC) meeting. Base case is rates stay the same, but markets see an outside chance for rate hike this week to counter inflation worries. Yesterday, Citi maintained its bullish copper price targets through the end of the year, citing tighter physical markets, according to a report by Reuters. The Morning Briefing also covered news from Banyan Gold, Intrepid Metals, Westhaven Gold, Uranium Royalty and Cambria Gold Mines. This episode of Mining Stock Daily is brought to you by Vizsla Silver.Vizsla Silver is advancing the Panuco silver-gold project in Sinaloa, Mexico — one of the highest-grade silver development projects in the world. The project hosts the world's largest, undeveloped high-grade silver resource, and the company has been aggressively expanding its drill program to grow that resource ahead of a development decision. Learn more at vizslasilver.ca.
In today's podcast episode we'll talk about Seats.aero enhancements, The Amex Green mystery, and credit cards that are rarely talked about but worth a look.Giant Mailbag(00:46) - Mea Culpa re Marriott/Japan AirlinesCard News(05:11) - Amex Green card intrigueCrazy Thing(10:44) - Nick's Bilt hotel experienceAwards, Points, and More(15:29) - Chase offers: new terms about "abuse", which you can read about here(17:56) - Transfer up to 60K points between Wyndham & Caesars through 9/11/26, which you can read about here(21:24) - Citi may be adding JAL as a transfer partner, which you can read about here(24:57) - Singapore Airlines now requires minimum of 1K miles to search for award flights which you can read about here(27:49) - Qatar walks back restrictions for some elites, which you can read about here(29:30) - Delta status match terms/condition I didn't know about(31:50) - Seats.aero enhancements, which you can read more about here(36:59) - Gondola updatesMain Event: Hidden Gem Credit Cards(40:27) - Reader Elliot gave us a request: "I've got a number of favorite credit cards that I virtually never hear talked about"(41:12) - The favorites rarely discussed and what we think(51:08) - Rakuten American Express® Card and what we think(59:00) - The Wells Fargo Choice Privileges Mastercard Select and what we think(1:02:07) - Casino cards like the MGM Rewards World Elite Mastercard®, Unity™ by Hard Rock Mastercard® Credit Card and Caesars Rewards® Visa Signature® Card (and what we think)(1:09:02) - Which hidden gem cards did Elliot miss?(1:10:36) - Can we name any other card that gives you 2 free checked bags? Read more about free checked bags via credit cards here(1:15:52) - Others?(01:32:57) - Check out our Best Offers Page for a database of credit card offers hereSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Visit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network
A.M. Edition for July 23. Oil futures are rising again today, after Iran-backed Houthi militants claimed attacks on a pair of Saudi tankers in the Red Sea, and as the U.S. surges special-operations forces to the Middle East. Plus, Alphabet and Tesla shares tumble as the big-spending tech giants turn cash-flow negative. WSJ reporters Meghan Brobowsky and Becky Peterson break down the numbers and what to make of Elon Musk's most boring earnings call ever. And the FDA investigates a new outbreak of cyclospora. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!
Watch Us On YouTube! Announcing a new, ongoing benefit for annual subscribers of our Slack community. Annual subscribers receive a free Points Path Alerts subscription OR a 30% discount on Points Path Pro. Severe weather created another difficult weekend for travelers, and Richard opens the episode with the story of getting his sister home after JetBlue canceled her flight and could not offer another option for several days. The solution involved a train to Baltimore, a Southwest flight and a reminder of why keeping points available for emergencies can be so valuable. Ed then reviews his family's stay at the MGM Skylofts in Las Vegas, including the spacious two-bedroom accommodations, the aging room features and his lingering question about what guests are actually supposed to ask a hotel butler to do. He and Richard compare Skylofts with Aria Sky Suites and consider whether the additional luxury benefits justify the much higher price. The conversation shifts to the complicated Marriott–MGM relationship. Ed explains why MGM Gold status and direct booking can sometimes beat booking through Marriott, especially when resort fees and restaurant spending are considered. Richard also discovers an especially poor Marriott points redemption: nearly 17,000 points to avoid paying a $30 base room rate while still owing the resort fee. Later, the guys debate the best travel movies ever made, discuss whether Boeing should once again be allowed to certify its own aircraft, answer a listener question about choosing a Tokyo hotel for a short visit and examine why domestic award travel has become so painful for families. Get hydrated like Ed in Vegas with Nuun If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community. Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/ ✈️ What We Cover in This Episode ✈️ Weather disruptions and emergency travel planning A canceled JetBlue flight Taking the train to BWI for a Southwest alternative Why points provide an important travel safety net ✈️ Ed's MGM Skylofts experience The two-bedroom layout Butler service and luxury-hotel benefits Skylofts versus Aria Sky Suites Whether the premium price makes sense ✈️ The Marriott–MGM partnership Booking through Marriott versus MGM Resort fees on Marriott award stays Why MGM Gold can make direct booking more attractive Missing Marriott credit for restaurant charges ✈️ Chase Sapphire Preferred's 100,000-point offer Why Richard applied again Rebuilding a transferable-points balance Marriott points versus Ultimate Rewards ✈️ The best travel movies Up in the Air Flight The Terminal Planes, Trains and Automobiles Back to the Future Catch Me If You Can ✈️ Boeing and FAA oversight Boeing regaining some aircraft-certification authority Whether Boeing can adequately oversee itself Increasing financial penalties for safety violations ✈️ Choosing a Tokyo hotel for a short trip Park Hyatt Tokyo versus Grand Hyatt Tokyo Why location may matter more than luxury Staying near a convenient subway station ✈️ Marriott and Japan Airlines A new JAL status-match opportunity Potential benefits for Marriott elites Rumors of JAL becoming a Citi transfer partner ✈️ The rising cost of domestic award travel Expensive flights for families Shrinking partner-award opportunities Why domestic points strategies are disappearing ⏱️ Episode 446 Timestamps 0:48 – Weather cancellations and getting Richard's sister home 2:28 – Ed reviews the MGM Skylofts 6:45 – Marriott points, resort fees and MGM booking strategy 11:26 – Chase Sapphire Preferred's 100,000-point offer 15:11 – Debating the best travel movies ever 21:58 – Boeing regains aircraft-certification authority 26:08 – Slack Community and Points Path benefits 27:35 – Where to stay during a short Tokyo visit 29:39 – Marriott's JAL status match and transfer-partner rumors 31:41 – Why domestic award travel is getting so expensive
A new housing law just passed that guarantees prices go higher. Bonds are breaking. And every bank bullish on Bitcoin refuses to buy Stretch.This episode is sponsored by Upwork. Visit https://upwork.com right now and post your job for free to connect with top talent ready to help your business grow.This episode is also sponsored by Ground News. Go to http://groundnews.com/schiff to get 40% off the unlimited access Vantage plan and unlock world-wide perspectives on the stories shaping our world.Watch more episodes: https://www.youtube.com/watch?v=TE0fyjt4Occ&list=PL9hNbo_Ztnr9cAg2Ee0Tiid1quEU1imiSThe Iran peace deal collapsed and the war is back on, yet US stock markets barely reacted — the AI bubble powering tech kept the S&P and Nasdaq positive while gold and silver sold off, with gold closing at $4,019 and silver falling 3.5% below $60. Bond yields climbed back to cycle highs with the 10-year at 4.56% and the 30-year at 5.06%, and Peter Schiff sees a major breakdown ahead that will hit stocks, housing, and crypto simultaneously.The 21st Century Road to Housing Bill became law without Trump's signature, and Schiff argues it will make housing worse, not better. Nine decades of government housing policy — every program sold as making homes more affordable — have produced the least affordable housing in American history, because subsidizing demand raises prices and the money ends up in sellers' pockets. Trump has openly said he wants home prices to rise, in the middle of an affordability crisis. Meanwhile SpaceX fell 36% from its highs in under two weeks with every open-market buyer underwater and lockup expirations still ahead. Every Wall Street firm covering Bitcoin is bullish — Citi at $82K, Standard Chartered at $100K, Bernstein at $150K, JP Morgan at $170K — yet not one is buying Stretch at $87.48, where a 13.7% yield proves the market doesn't believe Bitcoin can appreciate 12% a year. They don't believe their own forecasts.Chapters:00:00 Markets Defy Bad News01:38 War Tensions and Metals05:11 Bond Yields Warning Signs06:57 AI Bubble and IPO Mania11:42 Bitcoin Hype and Wall Street17:07 Dollar Flat Oil Rising18:09 Housing Bill Political Fight19:54 Affordability Crisis Explained24:16 How Subsidies Inflate Prices32:03 Bubble Collateral Trap32:58 Jobs Report Media Spin34:40 Housing Supply Not Subsidies37:20 Save America Act Debate41:25 Voting Rights Republic Critique52:49 Democracy Incentives Corruption57:12 Two Party No Choice58:42 Podcast Wrap UpYouTube: https://youtube.com/peterschiffX: https://x.com/peterschiffInstagram: https://instagram.com/peterschiffTikTok: https://tiktok.com/@peterschiffofficialFacebook: https://facebook.com/peterschiffOur Sponsors:* Check out Chilipad and use my code GOLD for a great deal: https://sleep.me* Check out Fast Growing Trees and use my code GOLD for a great deal: https://www.fast-growing-trees.com* Check out Plaud AI and use my code GOLD for a great deal: https://plaud.ai* Check out Quince and use my code quince.com/gold for a great deal: https://www.quince.com* Check out TruDiagnostic and use my code GOLD20 for a great deal: https://www.trudiagnostic.comPrivacy & Opt-Out: https://redcircle.com/privacy