Podcasts about P2P

Mark “Murch” Erhardt and Mike Schmidt are joined by Craig Raw and Fabian Jahr to discuss Newsletter #393.News● Draft BIP for output script descriptor annotations (1:25) Selected Q&A from Bitcoin Stack Exchange● Is Bitcoin BIP324 v2 P2P transport distinguishable from random traffic? (35:16) ● What if a miner just broadcasts the header and never gives the block? (39:53) Releases and release candidates● Bitcoin Core 28.4rc1 (47:27) ● Rust Bitcoin 0.33.0-beta (47:46) Notable code and documentation changes● Bitcoin Core #34568 (48:48) ● Bitcoin Core #34184 (50:37) ● Bitcoin Core #24539 (51:57) ● Bitcoin Core #34329 (54:56) ● Bitcoin Core #28792 (15:35) ● Bitcoin Core #32138 (54:56) ● Bitcoin Core #34512 (56:44) ● Core Lightning #8490 (58:16) ● Eclair #3250 (59:07) ● LDK #4373 (59:55) ● BDK #2081 (1:02:13)

Meghan talks with investigative journalist and bestselling author Sam Quinones (Dreamland, The Least of Us) about the piece of the homelessness crisis we're often encouraged to treat as secondary: synthetic drugs, especially methamphetamine, and its connection to the rapid rise of street psychosis and encampment life. Sam explains how today's meth is fundamentally different from the "tweaker" era of the 1990s and early 2000s: cheaper, purer, more abundant, and more destabilizing. Known as P2P meth, this new form was perfectly suited to mass industrial production and reshaped street homelessness across the country, including places that historically had little visible homelessness at all. They also talk about the limitations of a single-cause narrative ("it's all housing costs"), the realities of Housing First, and why many recovery stories begin not with compassion-as-policy, but with the unpopular intervention that removes access to drugs: arrest and incarceration.    And then for something completely different . . . Sam talks about his delightfully unexpected new book, The Perfect Tuba, and why band, discipline, and collective effort may offer a strange but persuasive antidote to a culture increasingly engineered for addiction.  Guest Bio: Sam Quinones is an investigative journalist and bestselling author whose work focuses on addiction, drug trafficking, and social breakdown in the United States. He is the author of Dreamland, which examined the origins of the opioid epidemic, and The Least of Us, about fentanyl, methamphetamine, and the transformation of American street life. His latest book, The Perfect Tuba, explores community, discipline, and fulfillment through the unlikely world of band and brass instruments. He writes the Dreamland newsletter on Substack and hosts a podcast on addiction, recovery, and public policy.

The biggest mistake Bitcoin and sovereignty-focused developers keep making is trying to sell people on why they care instead of building something people actually want to use. They don't care about decentralization, sovereignty, or peer-to-peer - they care about things that work. Looking at the user experience tells us just how far we still need to go. Why does logging into a free service feel like a hostage negotiation? Why are captchas filling every corner of the web when bots are better at solving them than humans? Is KYC and a credit card to every single service we want to login to really the "better experience" that the future holds for us? And why in 2026, sharing and syncing files between your own devices and among friends still migraine inducing? It's time to work backward from the web we want to have, to find the tools that will get us there. References from the episode - Pear Drive GitHub repository (Link: https://github.com/peardrive) - Pears, open-source P2P development stack by Holepunch (Link: https://pears.com/) - Pubky, key-oriented web protocol for user-owned identity and data by Synonym (Link: https://pubky.app/) - Wormhole, end-to-end encrypted file sharing tool via links (Link: https://wormhole.app/) - RustDesk, open-source remote desktop software (Link: https://rustdesk.com/) - Nostr, key-based identity protocol for global social networking and messaging (Link: https://nostr.org/) - Breeze SDK with Statechains: Non-custodial Bitcoin scaling solution for onboarding Lightning payments without liquidity concerns (Link: https://breez.technology/sdk/) - Dead Internet Theory: concept referenced regarding bot-dominated online interactions (Link: https://en.wikipedia.org/wiki/Dead_Internet_theory) - BitTorrent history: its peak traffic era (~2006–2007) and lessons on peer-to-peer adoption (Link: https://www.bittorrent.org/) - The Cold Start Problem by Andrew Chen: a book on network effects and the atomic network concept (Link: https://www.amazon.com/Cold-Start-Problem-Andrew-Chen/dp/0062969749) - Steve Jobs' talk on starting from the user experience and working backward to the technology (Link: https://www.youtube.com/watch?v=EZll3dJ2AjY) Check out our awesome sponsors! HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/)

#Ad Lendermarket Limited está regulada por el Banco Central de Irlanda. Invertir en proyectos de crowdfunding conlleva riesgos, incluido el riesgo de perder la totalidad de la inversión. No está cubierto por garantías ni sistemas de compensación. ¡Muy buenas crowdlender!, desde hace un tiempo, especialmente desde la entrada de su versión 2.0. con un salto cualitativo en materia de regulación, liderazgo y transparencia, ⁨@lendermarket⁩ ( https://bit.ly/4s9KnGM ) se está convirtiendo en la referencia absoluta del sector del crowdlending y de las inversiones P2P con una plataforma que está sabiendo conquistar (o reconquistar) el corazón y la cartera de los usuarios inversores… …Con todo ello, es verdad que muchos miembros de la comunidad plantean una serie de preguntas y dudas acerca de la plataforma, por eso en este artículo hemos querido recoger algunas de las más interesantes: 10 Preguntas y Respuestas Indispensables para Conocer Mejor a Lendermarket SUPER BONUS ALERT : Regístrate ahora en Lendermarket desde nuestros enlaces exclusivos ( https://bit.ly/4s9KnGM ) y llévate un 1% de TODO lo que inviertas (depósito o inversión neta) los próximos 90 días. Aplican términos y condiciones, consulta la web de Lendermarket. Review completa en: Hey!, no te olvides de suscribirte a nuestro canal y nuestra newsletter para no perderte absolutamente nada: https://todocrowdlending.com/suscribete/

¡Muy buenas crowdlender!, venga, ¡seamos sinceros!… ¿Estás aburrido de la oleada de plataformas nuevas que no llevan ni un par de años o en algunos casos, ni un par de meses en el mercado y que apenas tienen volumen y trayectoria? Pues esto es para ti, porque hoy vamos a traer de nuevo a nuestra página a una plataforma que lleva más de una década en esto de las inversiones P2P y que en todo este tiempo ha financiado la friolera de más de… ¡1.000 millones! de euros… ¡Esto sí que es experiencia y volumen! Sí, crowdlender, estamos hablando de Twino ( https://bit.ly/3ZaEywm ), una plataforma regulada, punta de lanza del crowdlending en Europa y TOP-3 Global por volumen histórico y en este clip vamos a repasar sus estadísticas, sus últimas novedades y vamos a poner el foco en algunas de sus características clave... ¿Estás preparado?… ¡Vamos! Review completa en: https://todocrowdlending.com/twino/feb26/ Recuerda crowdlender que SOLO por tiempo limitado tienes una bonificación de bienvenida del 2% de Cashback si te unes a TWINO desde nuestros enlaces exclusivos ( https://bit.ly/3ZaEywm ) … ¡Dale caña! Hey!, no te olvides de suscribirte a nuestro canal y nuestra newsletter para no perderte absolutamente nada: https://todocrowdlending.com/suscribete/ DISCLAIMER: Recuerda que este artículo de información y opinión no constituye en ningún caso una recomendación de inversión. Más allá de nuestras opiniones personales, cada inversor debe tomar sus propias decisiones. Invertir en proyectos crowd conlleva riesgos, incluyendo la pérdida del capital invertido. Este artículo puede contener enlaces de afiliación y/o estar realizado en colaboración con la empresa objeto del mismo.

I spoke to UnhappyBen, head of growth and marketing at Peer (formerly known as ZKP2P) which is a service that allows you to officially delete Coinbase and every other centralized exchange account you may have. Peer is protocol that allows people to do P2P trading of crypto assets and fiat through neobanks like Revolut, Venmo, Wise, etc. while providing a high degree of privacy using zero knowledge proofs.In case you didn't see it, I spoke about the solution in a recent video of mine where I explained how I have been helping people send funds to those in Gaza using it. We discuss how exactly it works, the political implications of what they've built and what's coming next.This episode is sponsored by NYM, the world's most private VPN. Unlike traditional VPNs, Nym uses a decentralized mixnet to scramble your internet data — hiding who you're talking to, when, and how often. You can switch between full mixnet mode for maximum anonymity, or a faster VPN mode for everyday use.Use the code blockchainsocialist when signing up and get an extra month!If you liked the podcast be sure to give it a review on your preferred podcast platform. If you find content like this important consider donating to my Patreon starting at just $3 per month. It takes quite a lot of my time and resources so any amount helps. Follow me on Twitter (@TBSocialist) or Mastodon (@theblockchainsocialist@social.coop) and join the r/CryptoLeftists subreddit. Support the showICYMI I've written a book about, no surprise, blockchains through a left political framework! The title is Blockchain Radicals: How Capitalism Ruined Crypto and How to Fix It and is being published through Repeater Books, the publishing house started by Mark Fisher who's work influenced me a lot in my thinking. The book is officially published and you use this linktree to find where you can purchase the book based on your region / country.

Ready to stop relying only on #Fiverr, Voices.com, or #ACX? In this livestream, we'll cover exactly how to find direct #voice over clients in 2026—and build lasting relationships that keep your calendar full.You'll learn:✅ Where to find direct VO clients (agencies, publishers, brands & more)✅ How to write cold emails that get responses✅ LinkedIn strategies that work for voice actors✅ Networking hacks to build your client list✅ Mistakes to avoid when reaching out to prospects✅ Tips to turn one-time projects into repeat businessStick around for the Live Poll & Q&A — and get actionable steps you can use right away to start landing clients outside of P2P platforms!For more voice acting tips & advice, and voiceover training with me visit:https://www.voiceoverangela.com/

PRESENTED BY: CONCRETE LOGIC ACADEMY Practical education and ongoing development for concrete professionals at every stage of their career. Join here: https://www.concretelogicacademy.com/EPISODE SUMMARYThirty years ago, concrete mix designs were simpler, more prescriptive, and easier to predict.Today, they're optimized, blended, engineered, and heavily influenced by admixtures, SCMs, and cement chemistry.In this episode, Seth talks with Jeff Slagle from Chaney Enterprises about how ready-mix designs actually evolved over the last three decades—what changed, why it changed, and what that means for producers, engineers, and finishers working with today's concrete.WHAT YOU'LL LEARNWhat ready-mix designs actually looked like in the 1990s (and why they were so prescriptive)Why SCMs like slag and fly ash were initially resisted—and how producers got buy-inHow high-range water reducers quietly changed everythingWhy performance-based specs (P2P) shifted control back to producersWhat Type IL cement changed in real-world placement and finishingWhy data centers are driving new mix demandsWhat problems the next generation of concrete still hasn't solvedCHAPTERS00:00 – Why this episode matters 03:20 – Jeff Slagle's path through the ready-mix business 06:10 – What mix designs looked like 30 years ago 09:50 – When SCMs actually entered the Mid-Atlantic market 11:30 – Slag vs fly ash: field realities, not theory 14:45 – Prescriptive specs vs performance-based design (P2P) 17:00 – High-range water reducers and the air-entrainment nightmare 19:30 – Aggregate blending and plant complexity 20:30 – Type IL cement and the end of “cheap” SCMs 23:40 – Finishing challenges and jobsite adaptation 26:30 – What the future might look like for concrete mixes 29:00 – Cement supply, imports, and market pressureGUEST INFOJeff Slagle Director of Key Aggregate Accounts Chaney Enterprises Email: JSlagle@chaneyenterprises.com Website: https://www.chaneyenterprises.com CONCRETE LOGIC PARTNERSINTELLIGENT CONCRETEConcrete not behaving the way it should?Intelligent Concrete combines lab-level testing with real-world field experience to identify the true root cause of concrete performance issues—not just treat the symptoms.Reach out for help: https://www.concretelogicpodcast.com/intelligent-concrete CONCRETE LOGIC ACADEMYEarn PDHs in the same straight-talk format as the podcast:Join now: https://www.concretelogicpodcast.com/academySUPPORT THE PODCASTDid you get value out of the show? Give some value back:https://www.concretelogicpodcast.com/donateBuy your KUIU work, workout & hunting gear and 10% goes to the show. No added cost to you:https://www.concretelogicpodcast.com/kuiuMedia, sponsorship, or content inquiries:seth@concretelogicpodcast.com CREDITSProducers: Jodi Tandett & Concrete Logic MediaMusic by Mike Dunton: https://www.mdunton.com/WHERE TO FIND SETHhttps://www.linkedin.com/in/seth-tandett/ https://www.youtube.com/@concretelogicpodcast https://www.concretelogicpodcast.comSeth@concretelogicpodcast.com

For two decades, organisations have invested heavily in ERP and procurement platforms to digitise source-to-pay. Yet many procurement leaders still find themselves managing critical processes in Excel, chasing approvals over email, and relying on experience rather than real-time intelligence to negotiate with suppliers. The uncomfortable truth? Most enterprise systems were built for control and record-keeping, not optimisation. Unfortunately, we now live in a world increasingly defined by margin pressure, supply chain volatility, and investor scrutiny. So archaic, clunky, limited technology is no longer good enough, especially in Europe with strong economic headwinds, that will last for several years and rapid growth of AI disruption. CFOs Want Efficiency. Procurement Is Under-Resourced. Today's forward thinking CFO's are laser focused on cost discipline, working capital, OpEx/CapEx optimisation, and resilience. Global advisory firms consistently reinforce this and amplify the need for urgent digital transformation and efficient implementation of AI technology across all functions, especially procurement. McKinsey & Company highlights that digital procurement leaders can unlock 5–10% cost savings while improving speed and compliance. PwC points to AI-driven automation reducing manual effort and improving decision quality across finance and procurement. Deloitte emphasises that procurement must move from transactional processing, to insight-led value creation to meet modern CFO expectations. The ambition is there. The problem is structural. Procurement teams are often: Lean relative to spend under management Burdened with manual processes Operating across fragmented systems Dependent on legacy ERP architecture Even when CFO's fully support cost efficiency initiatives, procurement leaders struggle to execute because they lack manpower, clean data, optimal process and intelligent tooling. The ERP Illusion: Control Without Intelligence Multinational ERP platforms — such as SAP S/4HANA, Oracle ERP Cloud, or Microsoft Dynamics 365 — are incredibly powerful financial engines. But they are not purpose-built data driven intelligence platforms, especially for areas such as procurement. They: Capture transactions. Enforce controls. Process invoices. Store supplier records. What they do not do well is: Continuously benchmark pricing. Detect commercial leakage, proactively. Provide dynamic, AI-driven negotiation insights. Surface supplier optimisation opportunities automatically. Remove friction from Supplier relationships. Worse, these systems are extremely expensive and complex. Companies often pay for vast feature sets they never fully deploy, let alone understand. Customisation is costly. Implementation cycles are long and upgrades can be highly disruptive. As a result, procurement teams have no choice but to revert to: Excel models. Offline bid comparisons. Manual supplier evaluations. Email-driven approvals. Even pen and paper in parts of the workflow. The industry becomes digitally "enabled", but not digitally optimised. Even Major Procurement Suites Have Limitations Many of the major procurement platforms such as Coupa, SAP Ariba, and Jaggaer have advanced the market significantly. Yet challenges remain: Rigid workflows. Heavy configuration. Limited/Non existent contextual AI. Fragmented modules across sourcing, contracts, and P2P. High total cost of ownership. They digitise process, but often stop short of delivering continuous, embedded intelligence. Procurement becomes systemised, but not truly strategic. AI Changes the Equation Artificial intelligence shifts procurement from reactive administration to proactive optimisation. Instead of merely recording what has happened, AI answers: Where are we overpaying? Which suppliers present commercial risk? Which contracts contain value leakage? Where can we renegotiate based on real-time market data? Which spend categories are fragmented and unleveraged? AI can: Benchmark pricing at ...

Jim Effner is a sales trainer for financial professionals. Jim is the President & CEO of the P2P Group.    Along the way we discuss The Journey (1:00), A Great Salesman (6:00), Hybrid Business Owner (12:00), the Give Back (14:00), P2P – the Systems (19:00), Sales Workshops (21:30), Bridge Your Gap (23:45), Safe Moves to Mediocrity (29:45) and Financial Security (32:45).     Hoping to increase your sales of financial instruments? Reach out to Jim @ P2P, A Jim Effner Company. Grab Jim's book @Bridge Your Gap to learn the strategies and systems needed to become a top financial advisor This podcast is partnered with LukeLeaders1248, a nonprofit that provides scholarships for the children of military Veterans. Send a donation, large or small, through PayPal @LukeLeaders1248; Venmo @LukeLeaders1248; or our website @ www.lukeleaders1248.com. Music intro and outro from the creative brilliance of Kenny Kilgore. Lowriders and Beautiful Rainy Day.

January may have looked quiet on the surface, but the Nordic fintech engine was very much running.In this Nordic Fintech Highlights episode, Ville, Pål and Janne unpack what actually mattered beneath the seasonal slowdown — where peer-to-peer payments, SME banking, and the future of merchant acquiring all collide in very Nordic ways.On the agenda:.- Klarna goes P2P. From BNPL to bank to sending money between friends, Klarna steps into an already crowded wallet space — starting closed-loop, with bigger ambitions ahead. We dig into ecosystems, cross-border logic, and why P2P always ends up being about much more than just P2P..- Lunar raises €46m and doubles down on SMEs. Fresh capital, sharper focus on business banking, and Moonrise as a platform play. Underserved SMEs return to the spotlight — this time backed by a proper war chest..- Loomis Pay and Android POS. Cash heritage meets programmable terminals as Loomis pushes deeper into digital acquiring. We explore why open POS platforms matter, how new payment rails complicate acquiring, and why instant payments still give merchants plenty of operational headaches.Naturally, the conversation takes a few familiar side roads: embedded finance, platform economics, gig workers, AI agents as future bank customers — and a shared realization that merchant acquiring has become one of the most quietly complicated parts of fintech.A calm start to the year, a surprisingly busy news cycle, and just enough skepticism to keep everyone honest.Episode hosted by Pål Krogdahl, Ville Sointu & Janne SalminenEpisode produced and edited by Fintech Daydreaming- Email us on Hello@FintechDaydreaming.com- Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

In dieser Episode teilt Benjamin seine Erfahrungen als Vater von sechs Kindern und erfolgreicher P2P-Investor. Er gibt Einblicke, wie er den Spagat zwischen einem lebhaften Familienleben und klugem Finanzmanagement meistert. Erfahre, wie du ähnliche finanzielle Ziele erreichen kannst, während du gleichzeitig deine persönlichen und familiären Prioritäten im Blick behältst.

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Douglas Tuman talks with the team behind Zano to explore how confidential assets are being used in real-world DeFi scenarios. The conversation breaks down what Zano's confidential assets are, how they differ from typical privacy coins, and why asset-level privacy matters for practical financial applications. The guests walk through concrete use cases—including private token issuance, payments, and DeFi-style interactions—while also discussing technical design choices, trust assumptions, and trade-offs between privacy, usability, and scalability. They cover Zano's future plans for expanding the possibilities of private, censorship-resistant finance beyond simple peer-to-peer transactions. TIMESTAMPS: (00:02:00) Monerotopia Preview + Zano Introduction (00:06:04) Zano Workshop: Making Bitcoin Private (BTCx via Edge) (00:13:33) BTCx Stats, TVL & Bridged Asset Overview (00:19:01) Confidential Assets Use Cases & Future Growth (00:28:18) Proof-of-Stake vs Proof-of-Work Discussion (00:29:48) Monero Lock Time & UX Comparison (00:31:03) Serai DEX & Monero Integration Possibilities (00:55:15) Final Thoughts & Zano Booth Info GUEST LINKS: https://x.com/gonbat03 https://x.com/mr_kwibs Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

Самой большой уязвимостью в системе безопасности криптовалют является не сложный вредоносный код, а человеческий фактор. Если раньше фишинговые письма можно было распознать по ошибкам и шаблонности, то в ближайшем будущем ситуация кардинально изменится. Покупка криптовалюты через P2P-платформы с использованием банковских карт всегда несла определенные риски, но с середины 2025 года они вышли на новый уровень. Вопреки распространенному мифу о том, что украденные криптоактивы исчезают навсегда, их возврат возможен.Cтудия технических решений - Lodes.Tech https://lodes.tech

¡Muy buenas crowdlender!, venga, ¡seamos sinceros!… ¿Estás aburrido de la oleada de plataformas nuevas que no llevan ni un par de años o en algunos casos, ni un par de meses en el mercado y que apenas tienen volumen y trayectoria? Pues esto es para ti, porque hoy vamos a traer de nuevo a nuestra página a una plataforma que lleva más de una década en esto de las inversiones P2P y que en todo este tiempo ha financiado la friolera de más de… ¡1.000 millones! de euros… ¡Esto sí que es experiencia y volumen! Sí, crowdlender, estamos hablando de Twino ( https://bit.ly/3ZaEywm ), una plataforma regulada, punta de lanza del crowdlending en Europa y TOP-3 Global por volumen histórico y en este artículo vamos a repasar sus métricas en 2025, sus últimas novedades y 5 Razones por las que quizá deberías plantearte añadir Twino a tu cartera… ¿Estás preparado?… ¡Vamos! Review completa en: https://todocrowdlending.com/twino/ene26/ Hey!, no te olvides de suscribirte a nuestro canal y nuestra newsletter para no perderte absolutamente nada: https://todocrowdlending.com/suscribete/ DISCLAIMER: Recuerda que este artículo de información y opinión no constituye en ningún caso una recomendación de inversión. Más allá de nuestras opiniones personales, cada inversor debe tomar sus propias decisiones. Invertir en proyectos crowd conlleva riesgos, incluyendo la pérdida del capital invertido. Este artículo puede contener enlaces de afiliación y/o estar realizado en colaboración con la empresa objeto del mismo.

We stress tested open source AI agents this week. What actually held up, and where it falls apart. Plus Brent's $20 Wi-Fi upgrade.Sponsored By:Jupiter Party Annual Membership: Put your support on automatic with our annual plan, and get one month of membership for free! Managed Nebula: Meet Managed Nebula from Defined Networking. A decentralized VPN built on the open-source Nebula platform that we love. Support LINUX UnpluggedLinks:

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Zu unserem Sponsor IncomeShares ►► https://incomeshares.com/ Verpasse nicht das nächste Live-Event ►► https://bit.ly/p2p-kredite-news Im Leit-Thema dieser Episode diskutieren wir heute über unsere Ergebnisse 2025, Strategien für 2026 und geben ein paar Prognosen ab. Viel Spaß bei der Episode! Wir 3 verhalten uns bei unseren Investments übrigens vollkommen unterschiedlich und das soll den Reiz der Unterhaltungen ausmachen. Luis ist spezialisiert auf REITs und kümmert sich um sehr exotische Werte. Alex setzt auf klassische Dividendenwerte und ich kümmere mich um P2P und alternative Investments. Wenn dir das Format gefällt, dann hinterlasse uns unbedingt einen Kommentar, abonniere und like unsere Kanäle. Wenn du weitere Themenvorschläge hast, über die wir uns unterhalten sollen, dann schreib auch das gerne in die Kommentare. Für YouTube: ihr findet die besprochenen Themenkomplexe in den Shownotes mit Timestamps und nun wünsche ich euch viel Spaß mit den Schatzmeistern!

Lendiball ( https://tinyurl.com/tc-lendiball/ ) es la nueva propuesta que irrumpe con fuerza en este comienzo de 2026 en el sector del crowdlending y las inversiones P2P, con una rentabilidad top de mercado y unos Originadores regulados en sus respectivos países y controlados al 100% por el mismo grupo de la plataforma, Virtula. ATENCIÓN: ¡Hey Crowdlender!, Únete a Lendiball ( https://tinyurl.com/tc-lendiball/ ) desde nuestros enlaces exclusivos y llévate un 0,5% de TODO lo que inviertas los primeros 90 días Tienes todos los detalles al completo de nuestra súper-review de Lendiball Opiniones aquí: https://todocrowdlending.com/lendiball/ Disclaimer: Recuerda que este clip de información y opinión no constituye en ningún caso una recomendación de inversión. Más allá de nuestras opiniones personales, cada inversor debe tomar sus propias decisiones. Invertir en proyectos crowd conlleva riesgos, incluyendo la pérdida del capital invertido. Este clip puede contener enlaces de afiliación.

In our first live Monero Monthly, Max and Seth are joined by Riccardo “fluffypony” Spagni for a candid tour through Monero's origin story and culture. Riccardo dives into the chaotic Bytecoin days, how a secret fork birthed Monero after a contentious merge-mining push, and why missing comments, odd code obfuscations, and a deliberately crippled miner set off everyone's spidey senses.Riccardo shares the serendipitous formation of the Monero Research Lab—hiring Sarang and Surae via a Reddit post—and a hilarious Utah road-trip mishap that bonded early contributors. They also explore how Monero's antifragile culture emerged from a strict no-price-talk ethos, pseudonymous contribution, and a relentless focus on usable privacy that's helped real people in difficult situations.They close with reflections on delistings, decentralised access, level-headed responses to network “attacks,” and how Tari aims to provide privacy-first smart contracts without compromising Monero's design. Listener Q&A covers delistings pushing P2P adoption, cultural decisions that made Monero durable, handling selfish-mining FUD, practical privacy in tightening EU regs, and what Tari brings to the table. Context postshttps://www.reddit.com/r/Monero/comments/3f2fpd/the_strange_birth_history_of_monero_part_i_wtf_is/https://www.reddit.com/r/Monero/comments/5h15rh/the_strange_birth_history_of_monero_part_ii/https://www.reddit.com/r/Monero/comments/5hhpzq/the_strange_birth_history_of_monero_part_iii/https://www.reddit.com/r/Monero/comments/5hvwu8/the_strange_birth_history_of_monero_part_iv/HELP GET SAMOURAI A PARDONSIGN THE PETITION ----> https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools DONATE TO THE FAMILIES ----> https://www.givesendgo.com/billandkeonneSUPPORT ON SOCIAL MEDIA ---> https://billandkeonne.org/VALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Monero @ https://xmrchat.com/ugmf- BUY SOME STICKERS @ https://www.ungovernablemisfits.com/shop/CAKE WALLEThttps://cakewallet.comCake Wallet is an open-source, non-custodial wallet available on Android, iOS, macOS, and Linux.Features:- Built-in Exchange: Swap easily between Bitcoin and Monero.- User-Friendly: Simple interface for all users.Monero Users:- Batch Transactions: Send multiple payments at once.- Faster Syncing: Optimized syncing via specified restore heights- Proxy Support: Enhance privacy with proxy node options.Bitcoin Users:- Coin Control: Manage your transactions effectively.- Silent Payments: Static bitcoin addresses- Batch Transactions: Streamline your payment process.Thank you Cake Wallet for sponsoring the show!FOUNDATIONhttps://foundation.xyz/ungovernableFoundation builds Bitcoin-centric tools that empower you to reclaim your digital sovereignty.As a sovereign computing company, Foundation is the antithesis of today's tech conglomerates. Returning to cypherpunk principles, they build open source technology that “can't be evil”.Thank you Foundation Devices for sponsoring the show!Use code: Ungovernable for $10 off of your purchase(00:00:01) INTRO(00:04:35) First Impressions of Bytecoin(00:08:49) The Birth of Monero Research Lab(00:12:54) The Trip to Utah(00:18:21) Forking BitMonero (00:24:18) Mining in the Early Days(00:32:07) State of the Project(00:39:44) Are Delistings a Net Positive?(00:43:30) Design Decisions and Cultural Norms(00:49:08) WIll You Contribute as a Dev in the Future?(00:49:39) Handling Network Attacks(00:53:14) EU Dystopia Arbitrage(00:58:15) Why the Monero Pump?(01:01:06) The Goals of Tari(01:04:08) FreeSamourai Cap Winner(01:04:53) OUTRO

É quarta-feira, 31 de dezembro de 2025, 16h21min, hora de entrar AO VIVO com os @bitcoinheiros!Entre para fazer suas perguntas, comentários e aparecer na LIVE de Ano Novo com a gente.________________APOIE O CANALhttps://bitcoinheiros.com/apoie/⚡ln@pay.bitcoinheiros.comhttps://loja.bitcoinheiros.com para comprar produtos dos bitcoinheiros na stackbithttps://consultorio.bitcoinheiros.com para marcar uma consulta com o nosso urso Dov00:00 Sala de espera03:19 Música: Captain Youth - Bitcoin07:06 Introdução no bloco 930313 do Bitcoin07:52 Bitcoin próximo do bloco 1 milhão09:02 Bitcoin está em bear market?12:00 JP Morgan está manipulando o preço do Bitcoin?15:58 Bitcoin foi cooptado pelo sistema fiat?21:54 Regulamentações estatais e impactos no Bitcoin24:06 Bitcoin e produção energética mais eficiente26:55 Governo dos Estados Unidos vai comprar Bitcoin?28:24 Preço do ouro está no topo histórico?30:02 Bitcoinheiros são imparciais ao falar de Bitcoin?31:10 Guerra civil: Knots vs Bitcoin Core38:46 Foco nos fundamentos do Bitcoin40:00 Qual o sentido das Inscriptions no Bitcoin?43:57 Monero (XMR) tem valor real?44:46 Novidades em carteiras de Bitcoin em 202546:52 Vexl App para compra e venda P2P de Bitcoin54:13 Trezor Safe 7 com elemento seguro open source59:30 Prisão dos desenvolvedores da Samourai Wallet1:10:55 Web infinita, light orbital e interplanetária1:11:51 Dica de leitura: A Revolta de Atlas1:14:31 Nayib Bukele é melhor que políticos brasileiros?1:20:55 Escândalos políticos nos Estados Unidos1:25:07 Caso Banco Master afeta o mercado brasileiro?1:27:00 Onde comprar Bitcoin no Brasil1:31:14 Aposentadoria dos logs do Raicher1:33:29 Revolução da produtividade com agentes de IA1:34:49 Conheça o Anchor-OS, de Miguel Medeiros1:37:05 Preço do Bitcoin e o Ano Novo Chinês1:38:16 Stay humble, stack sats1:40:18 Música: Richard – Rules Without Rulers (feat. Adam Curry)Se você não tem uma carteira Bitcoin ou Lightning, veja opções aqui:https://bitcoinheiros.com/projetos-recomendados/SIGA OS BITCOINHEIROS:Site: https://www.bitcoinheiros.comTwitter: https://www.x.com/bitcoinheirosISENÇÃO DE RESPONSABILIDADE:Este conteúdo foi preparado para fins meramente informativos.NÃO é uma recomendação financeira nem de investimento.As opiniões apresentadas são apenas opiniões.Faça sua própria pesquisa.Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos.

This fintech platform disbursed ₹18,000 crore+ in loans and serves over 3 crore users across India. In this episode, we sit down with Dipesh Karki, Co-founder & CPTO of LenDenClub, to unpack how a Nepali founder built one of India's largest peer-to-peer lending platforms by focusing on systems, scale, and execution. Born into a middle-class family of teachers in Khotang, Dipesh began his journey with a scholarship to study engineering in India. Instead of looking West, he chose to build in India leveraging proximity, market depth, and a rapidly maturing fintech ecosystem. Today, LenDenClub has enabled ₹17,000–18,000 crore in loans, serves 30+ million customers, and is preparing for a potential IPO positioning itself as India's first listed P2P lending platform. What You'll Learn in This Episode: Why “Nepal is a small market” is an incomplete way of thinking What India's startup ecosystem gets right about scale and regulation How unsecured lending works when borrowers have little or no credit history How AI is used to assess “intent to pay,” not just credit scores How LenDenClub navigated RBI regulation while others struggled Why India can be a real alternative market for Nepali founders Why Nepal needs to move from exporting labor to building creators and systems This episode is for founders, builders, students, policymakers, and anyone curious about how large-scale platforms are built, regulated, and sustained in the real world—especially from South Asia. Timestamps 00:00 Intro 01:35 Why Nepal Feels Like a “Small Market” 04:05 Nepali Identity Beyond Political Borders 07:28 Choosing India Over Nepal for Education 09:20 First Job in Delhi & Early Career Reality 12:05 Moving to Mumbai & Entering High-Stakes Engineering 14:35 Birth of LenDenClub 16:35 ₹17,000+ Crore in Loans & National Scale 18:05 Serving 30 Million Customers 19:35 The Problem with Shadow Lending 21:15 Why Regulation Was Non-Negotiable 25:35 How AI Changed Credit Decisions 27:05 Judging “Intent to Pay” with Data 30:35 The Future of Banking Without Banks 35:35 Why Unsecured Lending Matters 38:35 India vs Nepal: Regulation & Ease of Doing Business 41:35 Why Building in India Is Easier Today 47:35 Staying Nepali While Building in India 51:54 Nepal Between the World's Two Biggest Markets 58:35 Why Civic Sense Holds Countries Back 1:06:35 Turning Native Skills into Global Products 1:24:35 The Only Limitation Is the Mind 1:34:35 From Labor Economy to Creator Economy   Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at partners@doersnepal.com  

1 on 1 Training w/ Kyle Galaz Poor2Pro. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Matt is seeking to become a sales titan! Good for him, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world!If you're a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger.Buy Kyle A Coffee☕️: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/poor2pro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3J9uZkNdeue1PVLoQLowgy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Anna Chekhovich is a Russian activist who manages the Anti-Corruption Foundation's finances while living in exile. She runs payrolls, budgeting, and fundraising for a movement that faces surveillance, asset seizures, and sanctions. What sets Anna apart is her operational playbook for keeping an organization alive when banks fail you. In this episode, Anna joins The Last Free Americans to share how bitcoin became ACF's plan B for payroll and donations, how activists build practical off-ramps under hostile regimes, and how she co-designed a simple three-day training that now serves activists from more than 50 countries. SUPPORT THE PODCAST: → Subscribe → Leave a review → Share the show with your friends and family → Send us an email: podcast@unchained.com → Learn more about Unchained: https://unchained.com/?utm_source=youtube&utm_medium=social&utm_campaign=podcast → Book a free call with a bitcoin expert: https://unchained.com/consultation?utm_source=youtube&utm_medium=social&utm_campaign=podcastTIMESTAMPS:0:00 - Intro, disclaimers, and why Bitcoin self-custody matters for human rights1:04 - Running ACF finances under surveillance and in exile3:23 - Bank freezes and the shift to bitcoin as plan B4:52 - Paying 300 plus staff when accounts are seized5:57 - Donor safety in authoritarian regimes and why self-custody is essential7:10 - Explaining self-custody in the U.S. context9:37 - The HRF webinar design and why simplicity wins12:09 - Day 1 playbook: custody types, first wallet, sending sats12:41 - Day 2 playbook: last mile options, P2P, meetups, and ATMs13:52 - Day 3 playbook: self-hosted crowdfunding with BTCPay Server and cold storage16:22 - Why lightning for live demos and choosing simple wallets like Muun20:57 - Sanctions and supporting family via P2P off-ramps31:19 - Multisig for nonprofits and where Unchained fits35:02 - Privacy by default with coinjoin and better ops hygiene39:14 - The peace time case for self-custody and financial dignityWHERE TO FOLLOW US: → Unchained X: https://x.com/unchained  → Unchained LinkedIn: https://www.linkedin.com/company/unchainedcom  → Unchained Newsletter: https://unchained.com/newsletter → Joe Kelly's Twitter: https://x.com/josephkelly  → Anna Chekhovich's Twitter: https://x.com/AnyaChekhovich 

Un mesto viaggio nel paese reale, tra mercatini di natale e negozi ufficiali delle Olimpiadi invernali di Milano-Cortina, ci racconta come bitcoin stenti ad affermarsi, mentre i pagamenti con carta di credito diventano sempre più distopici.Inoltre: anche il founder di MiPrimerBitcoin lascia El Salvador, è di nuovo un documento del FMI ad essere il miglior spot possibile per bitcoin, il mining si espande in Africa grazie a Jua Kali, self custody più semplice grazie al nuovo BIP89, e cos'è Bitcoin Echo.It's showtime!

In this episode of Banking on Fraudology, Hailey Windham reflects on a transformational year in fraud by unpacking recent, high-stakes cases and zooming out to address the "seismic shift" in the payment ecosystem. The conversation dives into the industry's evolution , highlighting how human intuition, technology, and a unified view of risk are shaping the future of fraud prevention. Key Takeaways: Cases, Controls, and the Future of PaymentsEmpathy and Human Intuition are Essential: The episode shares several cases that underscore the power of the human element.The Mrs. Doubtfire Scam: A bizarre case where a man disguised himself as his deceased 82-year-old mother to collect her pension for three years. The case was cracked by a frontline clerk who noticed the hands looked too young and the voice slipped, proving that intuition is irreplaceable. The Frontline Hero: A Missouri bank teller saved a woman from a jury duty arrest scam by quietly slipping her a note, proving that no AI system can replace human compassion and intuition. The End of Siloed Intelligence (Internal Threat): Insider threats highlight a control problem, not just an employee problem. Cases involving unauthorized withdrawals, debit card ordering, and forged checks by multiple employees at a major US bank point to patterns of inadequate monitoring and excessive permissions. The Tacoma Credit Union case, where a remote employee stole $345,000 weeks after hire, reinforces that remote work requires stronger oversight, and new hires are high-risk periods. Innovation is Working For Us (External Threats): Scams are evolving alongside technology. Scammers are using real bank activity (transaction amounts and timestamps) to build trust and bypass knowledge-based authentication. New tactics include fake CAPTCHAs that install malware to bypass 2FA, log keystrokes, and spy on sessions, leading to rapidly climbing losses. The State of the Fraud Fighter (Payment Rail Shift): The industry must adapt to the speed of instant payments. Scams are the #1 driver of losses across every rail (ACH, Wires, P2P, Zelle, RTP, FedNow); the vulnerability is social engineering, not the rail itself. The number one strategic imperative is to build a unified, real-time view of risk across every payment rail, as regulators now demand real-time resilience and proof that harm could have been prevented. Get in the mood of being grateful for the fraud-fighting community, and be reminded of how strong the fraud-fighting community truly is. Show Notes — Resources & Articles MentionedInsider Fraud Cases1 - Multiple Trust Employees Accused of Draining Customer Accounts — $363,452 in Losses2 - The “Mrs. Doubtfire” Fraud Case (Italian Identity Fraud Scandal) - Source via Frank on Fraud (PDF)3 - Tacoma Credit Union Insider Steals...

Royal BTC: a plataforma P2P não custodial que traz privacidade, velocidade e soberania financeira para quem quer comprar Bitcoin no Brasil. Receba desconto exclusivo para a comunidade Bitcoin Block Cupon: Bitcoin Block https://www.royalbtc.io/

1 on 1 Training w/ Kyle Galaz Poor2Pro. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Colton is seeking to become a sales titan! Good for him, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world!If you're a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger.Buy Kyle A Coffee☕️: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/poor2pro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3J9uZkNdeue1PVLoQLowgy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

How did Bhutan go from zero to 80% national digital identity adoption in just two years? In this episode of The SSI Orbit Podcast, host Mathieu Glaude welcomes back Pallavi Sharma, Lead of Marketing & Communications for Bhutan's National Digital Identity (NDI) program, to unpack one of the world's fastest and most successful digital identity deployments.Pallavi shares how Bhutan integrated banks, telcos, insurers, and government services into a unified trust ecosystem, removing friction for citizens and enabling secure, remote access to essential services. From self-attested biometrics to P2P chat, she explains the surprising features that drove massive user adoption, and why convenience, not privacy, became the real driver of trust.You'll also hear how Bhutan is preparing for the next wave of digital innovation, including cross-border interoperability with India, support for blockchain networks like Polygon and Ethereum, and long-term plans for e-voting, land tokenization, health credentials, and CBDCs.In this episode:How Bhutan reached 80% adoption across a population of 770,000The role of regulators and public–private alignmentWhat citizens actually care about (hint: it's not decentralization)eKYC breakthroughs: live-verified photos, signatures & remote onboardingWeb3 readiness, biometrics, and the future of digital public infrastructureTune in to learn what the rest of the world can take from Bhutan's rapid digital identity transformation.

Zu unserem Sponsor IncomeShares ►► https://incomeshares.com/ Verpasse nicht das nächste Live-Event ►► https://bit.ly/p2p-kredite-news Im Leit-Thema dieser Episode diskutieren wir heute darüber, wie viel Zeit für unsere Investments verwenden und ob man mit Diversifikation oder Konzentration bessere Ergebnisse erzielt. Viel Spaß bei der Episode! Wir 3 verhalten uns bei unseren Investments übrigens vollkommen unterschiedlich und das soll den Reiz der Unterhaltungen ausmachen. Luis ist spezialisiert auf REITs und kümmert sich um sehr exotische Werte. Alex setzt auf klassische Dividendenwerte und ich kümmere mich um P2P und alternative Investments. Wenn dir das Format gefällt, dann hinterlasse uns unbedingt einen Kommentar, abonniere und like unsere Kanäle. Wenn du weitere Themenvorschläge hast, über die wir uns unterhalten sollen, dann schreib auch das gerne in die Kommentare. Für YouTube: ihr findet die besprochenen Themenkomplexe in den Shownotes mit Timestamps und nun wünsche ich euch viel Spaß mit den Schatzmeistern!

In this podcast episode, I answer a question from Scott.The question was: 'Have you ever covered how to invest when you've maxed out your 20k isa allowance?'We go through the options, starting with a pension and a general investment account (GIA), before moving onto more niche options and some other ideas - from SEIS/EIS/VCT to crypto and gold and more. We also cover limited companies and the 'order of investing priority', including some scenarios of what investment accounts to prioritise based on your situation. Listen to the podcast episode for the full details.Timestamps:0:00 - Question from Scott1:53 - Pension3:20 - Workplace pension or SIPP?4:38 - General investing account6:55 - Accounts are ‘wrappers'7:38 - SEIS and EIS9:13 - VCTs10:33 - Other options - property11:11 - Crypto11:43 - Gold12:35 - P2P lending13:05 - S&S Lifetime ISA14:04 - Don't forget saving goals15:29 - Limited company investing16:30 - ‘Order of investing priority'20:51 - Summary22:53 - Outro-----------------------------------------More investing:

Z Grzegorzem sieciach P2P, internecie oczami pokolenia Play Station oraz pomidorowych node'ach.W tym odcinku projektu Bujać siadamy na wiejskiej ławeczce pod orzechem i bez napinki rozmawiamy o wolności, lokalnych społecznościach i Bitcoinie – od filozofii P2P, przez węzły (nody) i mining na prąd ze słońca, po praktyczne bezpieczeństwo kluczy (m.in. seed XOR). Z podwarszawskiego ogrodu płynnie skręcamy w historię regionu (Sulejówek, poligon Piłsudskiego, bunkry w lasach, tradycja oporu), kulturę off‑grid i odpowiedzialność za własne słowa oraz energię. Mówimy o sensie prowadzenia własnego węzła (Bitcoin Knots vs. Core, filtry antyspamu, IBD), suwerenności energetycznej, edukacji zamiast pielgrzymek do „autorytetów”, a także o różnicy między Bitcoinem a „krypto”. Padają konkretne tipy: jak bezpieczniej robić kopie seedów, dlaczego warto wyjść z telewizora do realnej wspólnoty i czemu Bitcoin to pieniądz wolnych ludzi, bez pośredników, z ograniczoną podażą – egzekwowaną przez użytkowników.To swobodna, długa rozmowa – o tym, jak nie oddawać steru nad życiem instytucjom, jak budować lokalne kontrakty „na ławeczce”, jak używać energii (i ognia!) na własnych zasadach oraz jak przygotować się mentalnie i technicznie do świata, w którym wolność wymaga stałej, codziennej praktyki. Dołącz do polskiej społeczności Bitcoin na Telegramie. Zapraszamy do wzięcia udziału w programie Bitcoin District Workaway oraz w zjeździe Bitcoin FilmFest w Warszawie!https://bujac.pl ⛓️‍ bc1q8m269ngu09zt4cg2menjts9vprpf2hf69wddad⚡️sats@bujac.pl lub onchain------------------(00:00:42) Start przy ogrodowej ławeczce i luz rozmowy(00:03:28) Telewizja, radio i cisza od „nadajników”(00:06:56) Auto–Poniak, strefy ekologiczne i miejskie absurdy(00:07:56) Ławeczka jako symbol: kontrakt P2P i lokalność(00:10:58) Ławki gminne vs. własna – pieniądze, samorząd i odpowiedzialność(00:18:16) Skąd jesteś? Natura, przedmieścia i życie poza centrum(00:20:57) Region Warszawa Wschód: Piłsudski, lasy, bunkry i tradycja oporu(00:26:14) Enigma, reaktor „Maria” i ślady wojen w lasach(00:29:41) Polska kultura oporu i propaganda – rozmowa o wojnie(00:43:08) Bezpieczeństwo kluczy: narzędzia, seedy i XOR(00:46:21) Weryfikacja wieku w sieci i kontrola państwa(01:12:21) Dołącza trener – przejście do edukacji o węzłach(01:14:08) Mój node: Raspberry Pi, Umbrel i IBD – gdzie tkwią bottlenecky(01:16:03) Czy Bitcoin Core jest psuty? Filtry antyspamowe i Bitcoin Knots(01:21:11) Po co węzły: cenzuroodporność i globalna sieć P2P(01:22:14) Pokolenie torrentów vs. pokolenie subskrypcji(01:41:06) Czy mining się opłaca? Energia własna, fotowoltaika i wolny rynek hasha(01:56:00) Bitcoin vs. „krypto”: jak tłumaczyć normikom i konkurs na jedno zdanie(02:02:10) Skąd 21 milionów? Satoshi, whitepaper i anonimowość twórcy(02:14:03) Zofiówka, Powstanie Warszawskie i lokalna pamięć(02:18:50) Uciekać czy zostać? Wolność, odmowa odwrotu i codzienna walka(02:24:22) Custody, Lightning i „orange‑pilling” w praktyce(02:25:27) Zamknięcie: sens projektu, wsparcie satsami i spotkania społeczności

Keith Raphael, Found and CEO of Straddle in this episode talks about compliance requirements for organizations that move money. We go over the specific examples and go in-depth into each scenario that triggers specific compliance requirements.Key takeaways from the episode:Reg E only applies to consumer transactionsReg Z is applied to debt instruments belonging to the individual consumer.Reg E is applied any time the consumer account is debited electronically. Reg E is the safety net that makes consumers comfortable about the banking system. Specifically it offers proper protocols that forces everyone to abide by.Reg E forces the FI or a payment processor or a marketplace owner - whoever is interacting directly with the customer, has to cover the transactions that are claimed as fraudulent by the consumer while they are under the investigation by the bank."You can't be too small for the AML rules". Whoever you are and whatever your intentions are, if you participate in the money laundering of any form (even if unintentionally), you will be punished.If an entity is acting as an agent of the payee, they don't have to adhere to the same regulations as an MSB. FinCEN Payment processor exemption allows some money flows to not be considered as Money Transmitters.The moment we are talking about storing value for an individual, processing P2P transactions - think MTL requirements.Article on FBO accounts issued through Omnibus accounts through sponsor banks: https://open.substack.com/pub/aftfinance/p/what-are-omnibus-accounts?r=8gvix&utm_campaign=post&utm_medium=web&showWelcomeOnShare=falseCDD = Customer Due Diligence My favorite quote from Keith: "If you solve for identity in payments, everything else is just accounting".And here is the article that I recently wrote on the subject of KYC/KYB requirements: https://aftfinance.substack.com/p/kyc-kyb-aml-and-bsa?r=8gvix

Any donation is greatly appreciated! 47e6GvjL4in5Zy5vVHMb9PQtGXQAcFvWSCQn2fuwDYZoZRk3oFjefr51WBNDGG9EjF1YDavg7pwGDFSAVWC5K42CBcLLv5U OR DONATE HERE: https://www.monerotalk.live/donate TODAY'S SHOW: In this episode of Monero Talk, Douglas Tuman chats with Vik Sharma, founder of Cake Wallet, about the wallet's milestone of 1 million downloads and 450,000 monthly active users. Vik shares how Cake Wallet, initially a Monero-only wallet, has expanded to support Bitcoin, Litecoin, and more—while staying true to its open-source and privacy-focused roots. The conversation covers Cake Wallet's relationship with the Monero community, privacy coins' growing attention (especially Zcash), and why Monero remains the preferred choice for actual use. The episode wraps up with thoughts on how Monero can stay ahead in the privacy space and the goal of creating a global peer-to-peer economy where people can "live off Monero." TIMESTAMPS: (01:00) – Doug welcomes Vik, founder of Cake Wallet. (02:30) – Cake Wallet reaches 1 million downloads and 450,000 active users per month. (05:40) – Open-source principles, focus on digital cash, and Vik's early involvement in the Monero community. (09:00) – Balancing Monero loyalty with multi-coin inclusion; navigating community feedback. (13:00) – Privacy coin landscape discussion — Monero vs. Zcash attention and adoption. (16:30) – Monero's advantages, real world use, and vendor integrations. (21:10) – Monero ecosystem growth — FCMPs, atomic swaps, Thorchain, new vendor adoption. (26:50) – Vision for the future: living fully on Monero through a global P2P marketplace. (28:10) – Closing remarks GUEST LINKS: https://x.com/vikrantnyc cakewallet.com Purchase Cafe & tip the farmers w/ XMR! https://gratuitas.org/ SPONSORS: Cakewallet.com, the first open-source Monero wallet for iOS. You can even exchange between XMR, BTC, LTC & more in the app! Monero.com by Cake Wallet - ONLY Monero wallet (https://monero.com/) StealthEX, an instant exchange. Go to (https://stealthex.io) to instantly exchange between Monero and 450 plus assets, w/o having to create an account or register & with no limits. WEBSITE: https://www.monerotopia.com CONTACT: monerotalk@protonmail.com ODYSEE: https://odysee.com/@MoneroTalk:8 TWITTER: https://twitter.com/monerotalk FACEBOOK: https://www.facebook.com/MoneroTalk HOST: https://twitter.com/douglastuman INSTAGRAM: https://www.instagram.com/monerotalk TELEGRAM: https://t.me/monerotopia MATRIX: https://matrix.to/#/%23monerotopia%3Amonero.social MASTODON: @Monerotalk@mastodon.social MONERO.TOWN: https://monero.town/u/monerotalkAny donation is greatly appreciated!Any donation is greatly appreciated!

For episode 621 of the BlockHash Podcast, host Brandon Zemp is joined by Smitha Purohit, Senior Director of Crypto Product at PayPal to discuss how PayPal is positioning itself in the age of Stablecoins with PYUSD, their new product called Payment Links, the future of Agentic Ecommerce and the Fintech trends they see heading into 2026. ⏳ Timestamps: (0:00) Introduction(0:55) Who is Smitha Purohit?(2:36) PayPal at Money20/20(3:42) PYUSD and the rise of Stablecoins(8:56) Payment Links for P2P transactions(10:24) FinTech Trends in 2026(12:55) Agentic ecommerce(14:35) PayPal’s plans for 2026

1 on 1 Training w/ Kyle Galaz Poor2Pro. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Stephanie is seeking to become a sales titan! Good for her, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world!If you're a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger.Buy Kyle A Coffee☕️: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/poor2pro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3J9uZkNdeue1PVLoQLowgy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

“Work with a partner instead of just a vendor. Your success is our success. We feel very strongly about that.” - Mark MajeskeThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guests on today's show are Mark Majeske, SVP Faster Payments at Alacriti, and Matt Kinne, Senior Director of Market Solutions at Zelle. Mark and Matt discuss the partnership between Alacriti and Zelle and how the alliance benefits credit unions in offering peer-to-peer (P2P) payment services to their members. They explain that Zelle has become a household name and an expected service for consumers, with nearly 80% even saying instant payments are the most important feature their financial institution can offer.In our conversation, we highlight how Zelle helps credit unions address the challenges they face in P2P payments, challenges such as members using external apps such as Venmo. Their directory-based approach allows credit unions to bring that business back into their ecosystem. Offering Zelle as an option also helps credit unions strengthen their position as a trusted partner compared to fintech apps by taking advantage of their existing brand, security, and personal service.As we wrap up the episode, Mark, Matt, and I discuss the growing use of Zelle by small businesses, which now make up 15% of Zelle's total transactions, presenting an opportunity for credit unions to deepen relationships with local businesses. Our discussion also outlines the benefits of using Zelle via Alacriti as opposed to going direct, including Alacriti's role as a true partner, managing integration complexity, and providing a faster time to market! Enjoy my conversation with Mark Majeske and Matt Kinne! Find the full show notes on cuinsight.com.Connect with Mark:Mark Majeske, SVP Faster Payments at Alacritialacriti.com Mark: LinkedInAlacriti: LinkedIn | Instagram | Threads | Facebook | TwitterConnect with Matt:Matt Kinne, Senior Director of Market Solutions at Zellezelle.com Matt: LinkedInZelle: LinkedIn | Instagram | Facebook | YouTube | Twitter

Jay Berg joined Bitcoin in 2010 and became the first person to tweet about BTCUSD when the price hit a new high of $12. In this episode, he talks about why most Bitcoiners are wrong in their recent filter debate and how SidePit aims to fix trading. Time stamps: 00:01:57 - Hot take: Maxis wrong, shitcoining new Bitcoining 00:03:00 - Bitcoin kernel: Litecoin, Ethereum, Zcash, Lightning, Liquid 00:03:23 - Bitcoin failed as P2P cash 00:04:09 - Filters vs. OP_RETURN debate 00:05:18 - Luke Dash Jr. fork prediction 00:05:45 - Original sin: No OP_CTV (BIP 119) 00:06:47 - 2017 civil war: Gavin Andresen, Mike Hearn 00:07:45 - Craig Wright conspiracy 00:08:42 - Wright intro: Bitcoin Belle, Gavin signing (2015) 00:09:32 - Debate with Nick Szabo 00:10:02 - Szabo denies Satoshi; Hal Finney, John Nash possibles 00:11:05 - Civil war apology 00:12:08 - Shitcoiner as new maxi 00:12:42 - Code over 21M meme 00:13:58 - Jay's background: Bloomberg, EURUSD 00:14:49 - 1998 digital cash, double spend 00:15:39 - Fortress HFT 00:17:03 - Bitcoin discovery (2009) 00:18:36 - BTCUSD tweets: Newberg Consulting 00:20:00 - 2010-2014 decentralized era 00:21:10 - Roger Ver adoption (2011) 00:21:30 - BitMEX on 2010 data debates 00:22:01 - OP_RETURN war: Counterparty, Omni 00:22:34 - Ethereum rise 00:23:13 - CP FUD on chain 00:23:36 - Cognitive dissonance 00:24:30 - Ethereum wars: Jimmy Song, Samson Mow 00:25:01 - Ethereum scales Bitcoin tweet 00:27:11 - Plebs control post-2017 00:28:05 - 21M changeable 00:29:06 - BIP 42: Pieter Wuille 00:30:23 - Security budget FUD 00:30:57 - Ethereum VM anti-pattern 00:32:25 - Rock-paper-scissors example 00:35:03 - MEV in DeFi 00:38:12 - Ethereum scales post-war 00:38:45 - Roger Ver buy Core attempt 00:38:52 - Luke Jr. block increase 00:39:38 - OP_CTV from no two-way peg 00:40:05 - Blocked by Adam Back 00:41:36 - Full RBF issue 00:42:10 - Sponsor: Layer2 Labs, Paul Sztorc, Drivechain (BIP 300) 00:42:35 - Sidechains: Thunder, Zside, BitAsset, EthSide 00:43:45 - Litecoin BIP 300 test 00:44:26 - Lightning not Bitcoin 00:45:44 - Sponsor: Citrea ZK rollup 00:46:02 - DeFi, Tornado Cash on Bitcoin 00:47:29 - OP_RETURN bytes need 00:50:02 - Lightning custodians 00:50:58 - Lightning as Bitcoin how? 03:26:01 - Zcash soft fork (2013) 03:26:42 - Trump Ethereum: World Liberty 03:27:50 - BIP 300, OP_CTV excitement 03:28:38 - Stubborn fork potential 03:28:49 - Stamp JPEG issue 03:29:11 - Luke Jr. denial 03:30:28 - No real JPEGs 03:32:24 - Gloria Zhao attack 03:32:54 - Matthew Kratter channel 03:33:21 - Mechanic handler theory 03:34:38 - Luke lost Bitcoin 03:35:48 - Richard Heart Hex debate 03:37:20 - Maxi used ETH 03:37:51 - Gresham's law 03:38:56 - Jason Lowery defense 03:40:31 - Naka, David Bailey 03:41:34 - Maxi cycle 03:42:23 - Cult elements 03:42:52 - Hypocrisy: Dogecoin, Litecoin 03:43:30 - Freedom Index: Monero, Zcash, Pirate, Zano, Nym 03:45:43 - Nym mixnet 03:46:44 - Zano tokens, FUSD 03:48:23 - Roger Ver Zano 03:49:40 - Saberhagen Cryptonote 03:51:55 - Alpha vs beta 03:55:10 - Ethereum leveraged BTC 03:56:21 - Opportunity 03:58:21 - Dorsey funding 03:58:51 - Renaissance or burn 03:59:30 - Number up vs fundamentals 04:00:28 - Success/failure 04:02:17 - Laszlo Pizza fear 04:03:00 - Swaps 04:03:24 - Lightning failure 04:04:30 - Platforms differences 04:05:56 - Shitcoiners new 04:07:20 - No blockchain solve? 04:08:49 - 2010-14 decentralized 04:09:40 - Mt. Gox exchanges 04:10:59 - SidePit swaps 04:11:18 - Follow: sidpit.com, JAYBNY 04:11:51 - Launch Q404:15:01 - Next: Sean Bowe Tachyon 04:15:13 - Sponsors: SideShift, Citrea, LayerTwo Labs, Bitcoin dot com News, Noones

In this episode, I interview Jim Effner, founder of P2P and former Northwestern Mutual leader. We discuss how real estate professionals can build powerful referral partnerships with financial advisors and why technology will never replace human connection.

 Welcome to The Chopping Block – where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. This week, we're joined by Farooq Malik, co-founder and CEO of Rain, as two parallel wars erupt across crypto: the Perp DEX war between Hyperliquid and the CZ-backed Aster, and the deepening battle for stablecoin dominance. As Aster rockets to $30B in daily volume, we debate whether it's real adoption or points-fueled froth — and what it means for Hyperliquid's lead. Then we dive into Tether's shocking $500B valuation play, Circle's shrinking moat, and how Rain is building real-world rails for stablecoin payments. If crypto has two new battlegrounds — trading venues and money itself — this is where the future is getting drawn. Show highlights

- 导语 -一段急速城市化的时期，给无数个体留下了深刻的时代印记。有人借此实现财富跃迁，也有人在家园的变迁中承受代价。作为时代的亲历与记录者，曾经手大量调查报道的作家袁凌将带我们回到现场，人们的命运如何被改变？细节之中，又隐藏着怎样的悲欢？请听本期嘉宾袁凌带来的分享。- 本期话题成员 -程衍樑（微博@GrenadierGuard2）袁凌，独立作家- 时间轴 -01:16 调查记者的两种分工：跑大动态与抓第二落点05:00 前门拆迁中的阿姨与冻在冰柜的女儿09:44 半边脸烧毁的北京妇女终获赔偿15:34 看望江西宜黄自焚事件中的钟家两姐妹21:05 从湖南嘉禾到河北定州：遍地开花的报道24:19 断电的小产权房与热力井里的穴居人33:31 董家渡怀旧风琴手：为情怀拒领赔偿金的囤积癖老人50:44 袁凌回忆三峡库区拆迁中的奉节老城55:46 被拆掉的「不可移动文物」：西安碑林区的清代地砖与木雕57:08 因拆迁获得的居民财富大量在P2P爆雷中灰飞烟灭- 支持我们的赞助商是对我们最好的支持 -《忽左忽右》的卖书业务上线了！这次不仅汇集了节目中深入讨论过的书籍，还有主播个人精选书籍，含少量签名版及稀有原版，完整的书目信息及购买方式，前往微信公众号「忽左忽右leftright」，回复「买书」 即可获取。书目将不定期更新，欢迎常来看看。- 制作团队 -声音设计 hotair节目统筹 禾放节目运营 小米粒节目制作 hualun 思钊 Yologo设计 杨文骥- 音乐 -Danse Macabre - Busy Strings - Kevin MacLeod- 本节目由JustPod出品 © 2025 上海斛律网络科技有限公司 -- 互动方式 -商务合作：ad@justpod.fm微博：@忽左忽右leftright @播客一下 @JustPod微信公众号：忽左忽右Leftright / JustPod / 播客一下小红书：JustPod气氛组 / 忽左忽右B站：忽左忽右leftright抖音：忽左忽右

- 导语 - 一段急速城市化的时期，给无数个体留下了深刻的时代印记。有人借此实现财富跃迁，也有人在家园的变迁中承受代价。作为时代的亲历与记录者，曾经手大量调查报道的作家袁凌将带我们回到现场，人们的命运如何被改变？细节之中，又隐藏着怎样的悲欢？请听本期嘉宾袁凌带来的分享。 - 本期话题成员 - 程衍樑（微博@GrenadierGuard2） 袁凌，独立作家 - 时间轴 - 01:16 调查记者的两种分工：跑大动态与抓第二落点 05:00 前门拆迁中的阿姨与冻在冰柜的女儿 09:44 半边脸烧毁的北京妇女终获赔偿 15:34 看望江西宜黄自焚事件中的钟家两姐妹 21:05 从湖南嘉禾到河北定州：遍地开花的报道 24:19 断电的小产权房与热力井里的穴居人 33:31 董家渡怀旧风琴手：为情怀拒领赔偿金的囤积癖老人 50:44 袁凌回忆三峡库区拆迁中的奉节老城 55:46 被拆掉的「不可移动文物」：西安碑林区的清代地砖与木雕 57:08 因拆迁获得的居民财富大量在P2P爆雷中灰飞烟灭 - 支持我们的赞助商是对我们最好的支持 - 《忽左忽右》的卖书业务上线了！这次不仅汇集了节目中深入讨论过的书籍，还有主播个人精选书籍，含少量签名版及稀有原版，完整的书目信息及购买方式，前往微信公众号「忽左忽右leftright」，回复「买书」 即可获取。书目将不定期更新，欢迎常来看看。 - 制作团队 - 声音设计 hotair 节目统筹 禾放 节目运营 小米粒 节目制作 hualun 思钊 Yo logo设计 杨文骥 - 音乐 - Danse Macabre - Busy Strings - Kevin MacLeod - 本节目由JustPod出品 © 2025 上海斛律网络科技有限公司 - - 互动方式 - 商务合作：ad@justpod.fm 微博：@忽左忽右leftright @播客一下 @JustPod 微信公众号：忽左忽右Leftright / JustPod / 播客一下 小红书：JustPod气氛组 / 忽左忽右 B站：忽左忽右leftright 抖音：忽左忽右

- 导语 -一段急速城市化的时期，给无数个体留下了深刻的时代印记。有人借此实现财富跃迁，也有人在家园的变迁中承受代价。作为时代的亲历与记录者，曾经手大量调查报道的作家袁凌将带我们回到现场，人们的命运如何被改变？细节之中，又隐藏着怎样的悲欢？请听本期嘉宾袁凌带来的分享。- 本期话题成员 -程衍樑（微博@GrenadierGuard2）袁凌，独立作家- 时间轴 -01:16 调查记者的两种分工：跑大动态与抓第二落点05:00 前门拆迁中的阿姨与冻在冰柜的女儿09:44 半边脸烧毁的北京妇女终获赔偿15:34 看望江西宜黄自焚事件中的钟家两姐妹21:05 从湖南嘉禾到河北定州：遍地开花的报道18:41 前法治记者也因拆迁触犯法律24:19 断电的小产权房与热力井里的穴居人33:31 董家渡怀旧风琴手：为情怀拒领赔偿金的囤积癖老人50:44 袁凌回忆三峡库区拆迁中的奉节老城55:46 被拆掉的「不可移动文物」：西安碑林区的清代地砖与木雕57:08 因拆迁获得的居民财富大量在P2P爆雷中灰飞烟灭- 支持我们的赞助商是对我们最好的支持 -《忽左忽右》的卖书业务上线了！这次不仅汇集了节目中深入讨论过的书籍，还有主播个人精选书籍，含少量签名版及稀有原版，完整的书目信息及购买方式，前往微信公众号「忽左忽右leftright」，回复「买书」 即可获取。书目将不定期更新，欢迎常来看看。- 制作团队 -声音设计 hotair节目统筹 禾放节目运营 小米粒节目制作 hualun 思钊 Yologo设计 杨文骥- 音乐 -Danse Macabre - Busy Strings - Kevin MacLeod- 本节目由JustPod出品 © 2025 上海斛律网络科技有限公司 -- 互动方式 -商务合作：ad@justpod.fm微博：@忽左忽右leftright @播客一下 @JustPod微信公众号：忽左忽右Leftright / JustPod / 播客一下小红书：JustPod气氛组 / 忽左忽右B站：忽左忽右leftright抖音：忽左忽右

Crypto News: First U.S. XRP ETF Launches Sept. 18, CME to List Options on XRP Futures Oct. 13. SEC Makes Spot Crypto ETF Listing Process Easier, Approves Grayscale's Large-Cap Crypto Fund.Show Sponsor -

Crypto News: PayPal to integrate Bitcoin, Ethereum, PYSD in P2P payment push. Michael Saylor & multiple crypto executives to meet US lawmakers tomorrow to help advance Strategic Bitcoin Reserve bill.Show Sponsor -

Our first look at KDE Linux, then Chris shares the latest on Hyprvibe, while Wes braves his first install.Sponsored By:Managed Nebula: Meet Managed Nebula from Defined Networking. A decentralized VPN built on the open-source Nebula platform that we love. 1Password Extended Access Management: 1Password Extended Access Management is a device trust solution for companies with Okta, and they ensure that if a device isn't trusted and secure, it can't log into your cloud apps. Unraid: A powerful, easy operating system for servers and storage. Maximize your hardware with unmatched flexibility. Support LINUX UnpluggedLinks:

What happens when you fully trust God with your business and take bold action? Meet Juliana Page, Podcast to Profit graduate and host of the God's Vibes Podcast. In this episode, she shares how she went from launching her show to enrolling in P2P—and walked away with 5 high-ticket clients, 765 new community members, and over 13,000 new downloads. Juliana's story is proof of what's possible when you surrender your business to God, show up with confidence, and follow a proven strategy. Whether you have a podcast or are thinking about starting one, this episode will inspire you to believe bigger, take action, and let God move.   Ready to Make Consistent Income From a Podcast?  Join my LIVE 5-Day Profitable Podcast Bootcamp! I'll show you how to create a podcast that makes steady income on autopilot—without relying on social media.