Podcasts about P2P

Pleb Miner Monthly  Episode 10 Show Notes   1 year of doing Pleb Miner Content on BitBuyBit.    We are honored to be able to provide Pleb Miner content and are doubly honored to be able to interact with all of you on Telegram, Twitter and Fountain   Thank You for all the contributions of content, encouragement, sponsorships, boosts, and friendships!   Intro Music: Faith No More – We Care a Lot   Statistics brought to you by Lincoin Mining    Schedule a call with Medi so you can hear him say “What do you do, so I may tell you what we can do for you?”   Statistics Summer Summary Hashrate - June 21 our 70 MA was 367 EH – We are now 394 EH a 7.3% increase Difficulty - June 21 Difficulty was 52.35 EH – We are now 54.15 a 3.4 % increase BTC Price - June 21 BTC Price was $29,893 – Its now $26,192 Hash Value - Hash Value on June 21 was 24,850 – and is now 24,040 3.25% decrease   Block 807,057, 20.013 BTC in transaction fees!!! Mononaught Tweet Everybody Wang-Chung tonight, everybody have fun tonight   Bitesize Bitcoin (Mine your Mind) Brought to you by FixRigs Take the Quiz!!! And share your results! Most of the answers are contained in our Bitesize Bitcoin Segments If you're stuck on one, ask Jon and I'll direct you to the episode Highest Score Gets a Boty Hat!   Statistics   What is Hashrate?  What is the incorrect name given to the HalFinning?  Explain the HalFinning.  What is difficulty and why is it important?  Name two common payout schemes used by mining pools? Basic Electricity What is Voltage?-  What is Current?  What is Power? Explain Joules Law.  Convert 3500 watts at 240 volts to amps Cost to Mine What is a Watt/hour ? Calculate the cost to mine a 3500 watt Bitcoin Mining Server over a 24 hr period at   $.10/KW/hr  Now do the UK at 30p/KW/hr  What is Hash Value  What is Hash Price  If current BTC price is $26K and our 3500 watt machine at 110TH get us 25, 773 sats per day, are we profitable at .10 cents KW/hr    Block Creation and Transactions What are the components of a candidate Bitcoin block headerTransaction Data The transaction data within a Bitcoin block contain information about each transaction included in the block. Name some of the key characteristics of the transaction data   Bitcoin Mining Server Name the parts of a Bitcoin Mining Server also knows as an ASIC.    BIP300 BIP 300, also known as drivechains is a Bitcoin Improvement Proposal that will allow sidechains of separate blockchains on top of Bitcoin. Max, this is the final Mine your Mind question. Are drivechains… Gay Lame Retarded Regarded   Pleb Miner Monthly ACTION NEWS!!!   First up Riot receives $31 million in energy credits    A short Op-Ed from an Anon Pleb.  Growing Centralization of the Bitcoin Mining Sector Public corporations have rapidly dominated the mining sector, primarily through aggressive mergers and acquisitions. By establishing expansive industrial mining infrastructure and consuming incredible amounts of electricity, these entities have positioned themselves at the forefront of the industry. Their dominance is further solidified by their ability to secure funding via traditional Wall Street mechanisms, such as shareholder dilution and convertible notes. This financial leverage affords them several advantages, including procuring large machine orders at prices below market rates, benefiting from reduced transmission and distribution costs, thanks to high-voltage infrastructure, implementing power procurement strategies tailored to bitcoin mining. Such centralization can sideline smaller players, often referred to colloquially as the "plebs", pushing them to the periphery of the industry. Bitcoin is meant to be a P2P decentralized network. Centralization of mining is a justified concern.    Bassload Update Turn Down for What!?   Nic Smid Blockpost   Nico Smid Immersion Article on Ungovernable Misfits   The Bugle Bugle - Paul Sztorc Runs for President to Promote BIP 300   Pleb Miner Small Builds and Innovation Travis Bitkle    Sat Stacking Pleb has a cool one board build   Altair Tech to have S19s single boards    D-central carries a Bitaxe kit and Pivotal Pleb Tech boards   Crypto Cloaks carries a number of DIY items as well   Winter is coming and everyone is getting ready with their space heaters and dusting off the sketchbooks and designs from previous years and getting back to work. Can't wait to see and share what everyone will build this winter!   UngovernableMisfits.com has Max and Crown's art for sale, check it out on the newly revamped website!  

Jess Fleischer is the Co-Founder & CEO of Son of a Tailor, a clothing technology company making custom fitted casual clothing for men. Founded in 2014 they've served over 160,000 customers so far. In this episode we discuss:Peer-to-peer models with returns and secondhand products in the fashion industryHow can you create a personalised shopping experience AND be sustainable?What are the benefits of using video content in Facebook ads?Improving sustainability practices in product lifecycle and end-of-life solutionsModels for sustainability in the fashion industryTime stamps:[03:35] eCommerce transformed fashion supply chains, sparking change.[07:51] Small brands need to address sustainability issues.[11:02] P2P businesses increasing.[15:34] Challenges of customer onboarding process in business.[18:21] Video ads on Facebook showing website checkout process.[22:44] Entrepreneurs should start with non-online options.[26:30] Keep it simple, no need for calculations.[27:28] Fashion sustainability: streamline supply chain, increase profits, inspire others, improve customer experience, and use social proof.Free trial of SHOPLINE >>> https://ecmp.info/shopline Find the tech to solve your challenges at eCommerce Tech >> https://ecmp.info/techGet all the links and resources we mention & join our email list at https://ecmp.infoLove the show? Chloe would love your feedback - leave a review here: https://ecmp.info/review or reply to the episode Q&A on Spotify.Interested in being a Sponsor? go here: https://ecmp.info/sponsor This podcast uses the following third-party services for analysis: Podsights - https://podsights.com/privacy

In this episode, Jean and Joe interview the founder and CEO of Lonvest, Roman Katerynchyk. We dig into how P2P lending for consumer loans works, and what kind of models power the decisions to give loans or not to new customers. We discuss the ethical side of P2P lending, and the big issue with millions of unbanked people in developing countries. For example: 44% of Vietnam's population was unbanked in 2022, but a higher percentage remains under-banked. Only 6% of the population in Vietnam have credit cards. We also talk about how Lonvest works, why Roman started this new business after many years in the fintech and traditional consumer loans space, and what comes next for the platform. Roman also explains how Lonvest is differentiating itself in the market and bringing a new level of transparency to the game. Invest on Lonvest Links Lonvest Roman's Linkedin

Today I am speaking with Anton Gaev, Product Manager for L2s and The Graph at P2P. Notably, P2P stands as one of the largest Indexers at The Graph and is well-recognized as a staking service provider and validator within web3. For our long-time listeners, you may recall that I interviewed members of the P2P team back in Episode 10. Since then, P2P has continued to expand and introduce new service offerings to its platform.Anton's depth of knowledge and thoughtfulness regarding web3 and The Graph is evident throughout our conversation. As a highly active participant in the Indexer community, he's a great representative of P2P within The Graph ecosystem. During our discussion, Anton shares his personal journey, a unique one among GRTiQ Podcast guests, with extensive exposure to crypto during his university years. He details his path to crypto, his transition into web3, joining P2P, and offers great insights into the future of Layer 2 solutions. Anton also provides an overview of his experiences working within The Graph ecosystem.Show Notes and TranscriptsThe GRTiQ Podcast takes listeners inside web3 and The Graph (GRT) by interviewing members of the ecosystem.  Please help support this project and build the community by subscribing and leaving a review.Twitter: GRT_iQwww.GRTiQ.com

In October 2008, a paper titled ‘Bitcoin: A Peer-to-Peer Electronic Cash System' was published, announcing the creation of one of the world's first cryptocurrencies. This paper was written by Satoshi Nakamoto, the inventor of Bitcoin. Nakamoto then created a message board called BitcoinTalk and wrote, “I've developed a new open-source P2P e-cash system called Bitcoin. It is completely decentralized, with no central server or trusted parties, because everything is based on cryptographic proof instead of trust. Give it a try.” Obviously, people did. But who is Satoshi Nakamoto? The short answer is no one knows. There is at least one real person behind this alias because someone wrote the code for Bitcoin, published a paper about crypto, sent emails and made forum posts about the new digital currency. But beyond that, Nakamoto's identity remains a mystery. Website: https://aperture.gg/ YouTube: https://www.youtube.com/@ApertureScience Instagram: https://www.instagram.com/theapertureyt/ Twitter: https://twitter.com/TheApertureYT Merch: https://aperture.gg/merch

Complex Electro Tools Vol.3 P2P | 14 Janaury 2013 | 150 MB ‘Complex Electro Tools Vol 3’ continues this smash-hit Electro series. These Complextro and Dubstep sounds designed by leading […]

In today's round-up, Jason and Santi dive into the Greyscale ETF victory and why it matters, the Uniswap case dismissal, and the 10 things Brian Armstrong is most excited to see in crypto. Their conversation digs into why ETFs have deep implications for the space, complexities of P2P markets, Web3 ad verticals, and much much more!  - - Use code EMPIRE30 to get 30% off Permissionless 2023 in Austin: https://blockworks.co/event/permissionless-2023 - - Follow Santi: https://twitter.com/santiagoroel Follow Jason: https://twitter.com/JasonYanowitz Follow Empire: https://twitter.com/theempirepod Subscribe on YouTube: https://tinyurl.com/4fdhhb2j Subscribe on Apple: https://tinyurl.com/mv4frfv7 Subscribe on Spotify: https://tinyurl.com/wbaypprw Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ - - Resources 10 Things - Brian Armstrong https://twitter.com/brian_armstrong/status/1696923807855042601?s=20 Greyscale ETF Triump https://twitter.com/jchervinsky/status/1696544309699363201?s=20 Uniswap - Paradigm Case Dismissal https://twitter.com/BillHughesDC/status/1696897567500505514?s=20 --  Timestamps: (00:00) Introduction (02:45) Grayscale ETF Triumph (17:06) Why does the ETF Matter? (31:43) Permissionless  (33:10) Uniswap Case Dismissal (37:40) Brian Armstrong 10 Things Needed in Crypto — Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, and our guests may hold positions in the companies, funds, or projects discussed.

Today's blockchain and cryptocurrency news Bitcoin is down slightly at $26,030 Eth is down slightly at $1,649 BNB is up slightly at $217 US DEA accidentally sends $55k to scammers. US Treasury Dept. releases proposed rule changes. Binance removes 5 sanctioned Russian banks from P2P service. PYUSD meets sluggish demand Learn more about your ad choices. Visit megaphone.fm/adchoices

Shane walked us through his long history in the world of messaging and working with Web2 giants including Facebook bots, Ebay, and email clients, in his journey to make connecting with each other more human. Shane is an experienced start-up founder with a refreshing vision and outlook on how to bring Web3 to the next billion users. Topics Covered in this episode:Shane's background in the messaging space and his journey into Web3Technical goals of XMTP and how to drive network effects without the cold start problemRecent developments of XMTP including launching with Coinbase WalletHow XMTP Web3 messaging worksJOIN THE COMMUNITYTBP Twitter: https://twitter.com/thebtcpodcastHashing it Out Discord: https://discord.gg/eCwSWRyzam RESOURCES:Shane X - https://twitter.com/ShaneMacXMTP Website - https://xmtp.org/XMTP X - https://twitter.com/xmtp_XMTP Discord - https://discord.com/invite/xmtp Coinbase Announcement - https://xmtp.org/blog/coinbasewalletConverse App X - https://twitter.com/converseapp_ TIMESTAMPS:00:00 - Intros01:45 - Facebook, Email, and connecting with stranger driving acquisition by Blackberry03:10 - Creating form factor messaging experiences in crypto06:30 - Identities, Messaging, and Privacy – A demo of Coinbase Wallet09:00 - Selectively disclosing and the analogy to Apple's “hide me email”13:30 - UX, intuitive design and more user experience into Web316:30 - P2P messaging infrastructure of XMTP and owning your messages18:50 - The lifecycle of a message in XMTP23:20 - Breaking the shackles of Web2 walled gardens25:00 - Web3 brings in new models outside of “Value is Data”27:28 - A world where no one knows XMTP exists and any wallet address can communicate29:30 - Marketplace and network dynamics – the network has a lesser take rate than the app31:05 - What drives revenue and growth?35:00 - Wallets are just managements of various types of identity and being chain agnostic36:31 - Universal inbox, spam prevention, filtering - Converse App example42:40 - Onboarding into web3 was painful but it's getting easier44:55 - Coinbase Wallet partnership and messaging as the heart of the universe46:44 - Focus and roadmap ahead47:50 - Is what you do hard? Drawing from past experiences

Capbay, a Malaysian home grown multi-bank supply chain finance and peer-to-peer financing (P2P) platform has surpassed the milestone of disbursing over RM1 billion to more than 400 underserved SMEs in Malaysia. We speak with Director and co-founder, Darrel Ang who joins us to share his outlook for investor return rate, collection and recovery strategy, regional expansion, and whether they can grab the #1 spot in market share leadership from their local rivals.

Paolo Ardoino is the CTO of Bitfinex and Tether, who also recently launched Keet.io, a Peer-to-Peer Chat App, built with the Holepunch platform that allows anyone to create apps that don't use any servers. Paolo is also a certified meme-lord and has one of the best accounts on crypto Twitter.In this conversation, we discuss:- Tether ($USDT) FUD- Having $72.5B overall exposure in US T-Bills- Tether Excess reserves at $3.3B- Binance + Justin Sun FUD - Banking collapse- Current pressure on exchanges- Tether's Diversification into Energy- Partnership with Government of Georgia- Tether fostering the use of P2P technology- What's next for Tether?- Keet.io- Bitfinex P2P trading- Trade finance - the next trend in cryptoTetherWebsite: tether.toTwitter: @Tether_toTelegram: t.me/OfficialTetherPaolo ArdoinoTwitter: @paoloardoinoLinkedIn: Paolo Ardoino    ---------------------------------------------------------------------------------  This episode is brought to you by PrimeXBT.   PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions.  Code: CRYPTONEWS50  This promotion is available for a month after activation. Click the link below:  PrimeXBT x CRYPTONEWS50 

Australian Senate recommends banning WeChat US company accused of aiding APT Hacking group to detail P2P protocol at DEF CON  Thanks to today's episode sponsor, Opal Opal is the data-centric identity platform. Identity is one of the last great enterprise frontiers. It's fragmented with legacy architecture. Opal's mission is to empower enterprises to understand and calibrate access end to end. The best security teams from companies like Databricks, Figma, Blend, and Drata use Opal to build identity security for scale. Visit Opal.dev.

0:00 Intro 1:01 American REFUGEES 1:22:45 Interview with Patty Myers - Resist the cashless society by paying with CASH at local retailers - Gonzalo Lira's plight to flee #Ukraine is a lesson for what's coming for millions of Americans - He will be given a "death sentence" for committing "speech crimes" on YouTube - Use #Bastyon and #Qortal as P2P, decentralized content platforms to bypass #censorship - Government will EXTORT you and confiscate whatever assets they can see - Use #privacy coins like #Monero or #Firo to preserve wealth in a format that can't be seen - #Reparations will BANKRUPT California, which will STEAL billions from white households - All white-owned bank accounts could be seized by the California government, then LOOTED - A day is coming when the #dollar "rug pull" is initiated - PANIC will ensue, and left-wing cities will be plunged into chaos and collapse - Fleeing without dying will require skills, equipment and self-defense - Privacy #crypto can be carried in your MIND by memorizing a 12-word seed phrase - Expect red US states to erect border barriers, blocking #refugees from blue states For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Pleb Miner Monthly Episode 8   Just like Marionettes, Max and Jon Swing to the Symphony… of the NPC nightmare we're currently living in, yes yes yes, Bitcoin so good.   The phenomenon is called NPC streaming. A nym named “X-Nardo” (@PepenardoStudio) describes it as a “digital landscape where individuals transform into virtual marionettes, controlled by the whims of their audience” kind of like when people put absurd messages in FountainFM Boosts and force Max and Jon to scream “Baaaaaaarrrnnnnminer” and such (It's okay, we like it, yes yes yes, Boosts so good).   Statistics are brought to you by Lincoin Mining and their suite of products. Medi and the Lincoin Mining Team crushed it at Mining Disrupt, faces were melted, Boty is pleased. 5 EH/s SOON.    BOTY joke What did the shovel say to his friend on the beach? Are you okay? You're looking a bit pail.   Bitesize Bitcoin is brought to you by Peach Bitcoin Peach Bitcoin is a peer-to-peer (P2P), Pleb 2 Pleb exchange platform that allows users to buy and sell Bitcoin directly with each other.  When you sell Bitcoin on Peach, you're giving other Plebs the opportunity to get their hands on bona fide bitcoin, not a KYC'ed IOU from an exchange.   The 8 Forms of Capital are Social, Material, Financial, Living, Cultural, Experiential, Intellectual, and perhaps most importantly, Spiritual Capital. These are not just principles that apply to permaculture, homesteading, or permaculture design, but can be applied to any endeavor, such as mining.    This concept was brought to the Meshtadel group by Karl. Please zap Karl on NOSTR if you get a chance for all his incredible content. We will post his npub on Twitter or the Meshtadel nostr.   ACTION NEWS! is brought to you by the Lake Satoshi Bitcoin Beach Retreat  You can see the grassroots expression of Bitcoin freedom on display in a wide variety of mediums.  From point-of-sale systems to miner de-hydrators.  You will hear from El Salvadoran Plebs as they exclaim the freedom, hope and opportunity Bitcoin is providing the people of that nation. The event is about supporting projects like Bitcoin Beach and Hope House Casa Esperanza where they empower young leaders using education and technology, recreation, spirituality, and community support. As well as Mi Primer Bitcoin where they teach El Salvadorans impartial Bitcoin fundamentals. Attend the event and submit a silent auction bid on an S19 J Pro 96T, donated by Kaboomracks Alex and equipped with Nakamoto Mining fan shrouds, Pivotal Pleb Tech Njord Board, and an AC Infinity Cloudline fan. Proceeds go to support the El Salvador projects.   In this installment of ACTION NEWS we cover:  Nico Smid's H1 of 2023 mining update. Nico Smid's sub stack  Energy Market Update by Energy Expert Bitcoin Bassload, lovingly read to some sweet sweet jazz guitar. You should be nowhere near a miner if you don't understand how your electricity is priced or you generate the power yourself. That kickflip, it nice. Bitcoin Bassload  Be sure to change your password on Whatsminers before you attempt to enable API. And don't forget to give ol Baaaarrrnnminer a shout on Fountain. Barnminer M50 The Bitcoin Bugle – Stunning and Brave as always. Who is Dick Greaser anyway? Bitcoin Bugle   Pleb Miner in the Wild is brought to you by Fix Rigs FixRigs is one of the finest repair facilities. Clean, state of the art equipment, highly trained and skilled technician, and an incredible logistic model to get you back to hashing as soon as possible.   This episode's Pleb Miner in the Wild is Aaron Hall of SunDog Mining. Aaron is a beast of a miner and hell of a good dude. This conversation is an important on because it show that with passion, hard work, and tenacity, you can grow and scale your mining operations, while still maintaining ethics and integrity. Aaron is an awesome individual. Should you need to host machines, do not hesitate to reach out to Aaron to check his rates and availability.  Ungovernable Misfits Socials https://www.ungovernablemisfits.com   Twitter  https://twitter.com/ungovernablemf

È ora di prendersi delle belle rivincite BIPers!Un paper scientifico del MIT conferma che Bitcoin guiderà la transizione verso le energie rinnovabili e il suo ruolo fondamentale nello stabilizzare le griglie elettriche: e Greenpeace muta!!! Come se non bastasse un altro documento accademico paragona il sistema di pagamento tradizionale a Bitcoin. Il risultato dell'indagine è impietoso. Bitcoin è il presente e il futuro.Inoltre: La Bielorussia dichiara guerra al P2P. Good luck with that!

In this episode of the Procuretech Podcast, host James Meads is joined once more by Ward Karson, Chief Operating Officer of Raindrop – an enterprise spend management suite based in California. Today they discuss the pros and cons of tackling supplier risk management from within an S2P Suite. Supplier Risk Management Within an S2P Suite – Ward Karson from Raindrop Timestamps 2:34 Background on Raindrop. Introducing Raindrop. UI, UX and speed of implementation. The grand fallacy of the procurement industry. 6:55 How long does it take to deploy a product? It takes 12-24 months to deploy a piece of software. Deployment takes forever money. 9:46 The problem with technical debt. The grain fallacy of the procurement software industry. How to prevent legacy providers from changing. Rising tide lifts all boats. The tech foundation of the company is important. S2P and P2P software is complex. The letter 'P'. 15:56 Integration with other procurement systems. Challenges of integrating with multiple technology solutions. How to integrate with each technology solution provider. Implementation of P2P tools for procurement and finance. Procurement resource per minute. 19:01 User interface user experience and integration. The importance of quick and painless solutions. How to make the procurement process quicker and easier. User experience and why it matters. B2B and B2C adoption of UX. UI/UX is what is going to drive the industry. The ERP industry needs more modernity. 25:03 What are the structural and people problems? Nobody gets fired for recommending IBM. The age old conundrum.  27:09 Ease of use solutions increase stakeholder adoption. Mindset problem, not a capability or leadership issue. B2B vs B2C, ease of use. Benefits of ease of use solutions. Reduce maverick spend, increase addressable spend and manage spend. Self-service from stakeholders. Reduce the transactional workload of procurement. 33:05 Why do you think large consultancies still partner with legacy technology? Why the industry has not shifted. Time and materials businesses need consultancy. Risk cap, 20-30% risk factor for projects. How do you fix the problems with legacy providers? World class talent and the right change management strategy. How to get in touch with Ward. And that wraps up another episode of the Procuretech Podcast! Thanks to Ward for sharing his insights with us today, and big thanks to you for listening. We'll be back at the same time next week, so see you there. If you want to learn more about Ward, Raindrop, or Procurement Software, check out the useful links below. Stay in touch! Connect with Ward on LinkedIn Check out com Sign up for the Procurement Software Newsletter Book an Intro Call and let's talk all things Digital Procurement!

Training Session - 07.06.2023 Scott Mitchell "Scott On The Lot" 1 on 1 Training w/ Kyle Galaz Poor2Pro https://www.instagram.com/scott_m0806/ Scott lives in Corpus Christi, TX. and is seeking to become a sales titan! Good for him, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world! Scott is a salesman @ https://www.facebook.com/autonationhyundaicorpuschristi If your a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger.

Glen speaks with Market Intelligence Lead Rachel Huber about Marqeta's 2023 State of Payments Report.  And in a BIGCast first Glen reviews the recent UK film “Bank of Dave” - which virtually screams “credit union.”     Links related to this episode:   Marqeta's 2023 State of Payments Report:  https://www.marqeta.com/resources/2023-state-of-payments    Bank of Dave (via Netflix UK): https://www.whats-on-netflix.com/news/bank-of-dave-netflix-movie-everything-we-know-so-far-12-2022/    Fact-checking the film's plot: https://www.denofgeek.com/movies/bank-of-dave-what-happened-in-real-life/    The Atlanta Fed's latest take on P2P apps: https://www.atlantafed.org/blogs/take-on-payments/2023/07/17/deposit-insurance-and-payment-apps--how-much-do-consumers-know    BIG's crowdsourced initiative to help everyone understand how credit unions are using Generative AI tools like ChatGPT: https://www.big-fintech.com/Products-Services/ChatGPT-for-Credit-Unions      Join us Wednesday July 26 at 3pm ET/Noon PT for the latest edition of the CU Digital Town Hall, a live, lively and interactive meeting of industry leaders sharing best practices on the top issues impacting the credit union movement. Moderated by John Best of BIG and Mike Lawson of CU Broadcast:  https://www.cutownhall.com/  Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/ Follow Glen on Twitter @154Advisors Follow John on Twitter @jbfintech

Welcome to episode 218 of The Cloud Pod podcast - where the forecast is always cloudy! Today your hosts Justin, Ryan, and Matt discuss all things cloud - including migration services, AppFabric, state machines, and security updates, as well as the idea of shifting left versus (or in addition to) shifting down.  Titles we almost went with this week: The Cloud Pod Prefers to be Bought by Anyone but IBM What Does the F(in)O(ps)X say?  The Cloud Pod Leverage appFabric for your SaaS Security A big thanks to this week's sponsor: Foghorn Consulting, provides top-notch cloud and DevOps engineers to the world's most innovative companies. Initiatives stalled because you have trouble hiring?  Foghorn can be burning down your DevOps and Cloud backlogs as soon as next week.

SELL A CAR EVERYDAY! Poor2Pro Car Sales Training Daily Workbook  ***GET YOUR COPY FROM AMAZON*** https://a.co/d/0R7sTHn  Frank Salvino 1 on 1 Training w/ Kyle Galaz Poor2Pro Frank lives in Toronto Canada and is seeking to become a sales titan!  Good for him, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world!  Frank is a salesman @ ⁠https://www.facebook.com/KenShawToyota⁠ If your a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger.   Book Your 1 on 1 Training Session, DM ME on Instagram or Facebook  TikTok: https://www.tiktok.com/@poor2procarsalestraining Apple Podcast: https://podcasts.apple.com/us/podcast/poor2pro-car-sales-training/id1540910963 Spotify: https://open.spotify.com/show/3J9uZkNdeue1PVLoQLowgy Donations via Venmo: https://venmo.com/code?user_id=3551824271377562850&created=1661362769.110081&printed=1 Donations via Paypal: https://www.paypal.me/poor2pro Instagram: https://www.instagram.com/poor2pro_carsalestraining/ Facebook: https://www.facebook.com/KyleGalaz333 Poor2Pro Car Sales Training is a podcast where you have access to a Sales Manager of 20+ years sales experience. P2P will mold you into a sales titan. If you want to make $100,000+ a year in the car business and have a flourishing career where your dealership and customers love you then you need to listen in. Welcome to the best car sales training! #carsalestraining #business #cardealership #learntosellcars #sellcarsbetter #dealershiplife #salesman #saleswoman #salestraining #sales #commission #learn #selfhelp #sellingcars #carbusiness #life #learn #success #kylegalaz #success #life #money #salestitan #podcast #poor2pro #ford #toyota #ram #dodge #gmc #chevy #honda #alfaromeo #maserati #lamborghini #ferrari #buick #kia #hyundai #oldsmobile #pontiac #nissan #car #truck #suv #lincoln #audi #bmw #mercedes #tesla #rivian #scion #raptor #speed #carsalesman #carsaleswoman #carsalesperson #acura #lifelesson #career #instagram #tiktok #YouTube #Facebook #twitter #google #yahoo #yelp #aol #internet #alabama #alaska #arizona #arkansas #california #colorado #connecticut #delaware #florida #georgia #hawaii #idaho #illinois #indiana #iowa #kansas #kentucky #louisiana #maine #maryland #massachusetts #michigan #minnesota #mississippi #missouri #montana #nebraska #nevada #newhampshire #newjersey #newmexico #newyork #northcarolina #northdakota #ohio #oklahoma #oregon #pennsylvania #rhodeisland #southcarolina #southdakota #tennessee #texas #utah #vermont #virginia #washington #westvirginia #wisconsin #wyoming #usa #earth --- Support this podcast: https://podcasters.spotify.com/pod/show/poor2pro/support

欢迎收听雪球和喜马拉雅联合出品的财经有深度，雪球，国内领先的集投资交流交易一体的综合财富管理平台，聪明的投资者都在这里。听众朋友们大家好，我是主播匪石-34，今天分享的内容叫蚂蚁金服们被罚碎碎念，来自走马财经。上周五，蚂蚁金服和腾讯财付通双双被罚巨款，蚂蚁被罚约71亿，财付通大约是30亿，合计大约101亿。101亿当然是天文数字，加上此前被罚的阿里巴巴182亿、美团34亿，总计大约是317亿。317亿看起来很多，但如果发给全国14亿人，人均不过22.6元，差不多刚够我们买一个肯德基双层美式牛肉煲，对于促进消费信心好像也杯水车薪，当然也不可能人人发钱；相对于2022年底全国70万亿城投债的规模，比例不过0.05%，也就是万分之5的比例，更是不值一提。关于蚂蚁、财付通们被罚，我听过最广为流传、同时也最有趣的说法是：借呗、微粒贷的贷款规模过大而自有资本金规模过小，恐将带来巨大风险，进而影响金融系统稳定。借呗的资本金大约只有30亿，通过银行拆借融资60亿，合计只有90亿资本金，而通过借呗出借的资金，根据蚂蚁上市前招股书，2020年达到了1.73万亿规模，微粒贷同年的出借规模达到了2500亿左右，合计近2万亿，这么一说，还真是挺吓人的呢。但是，让我来告诉你一些事实：1、蚂蚁的借贷分三种模式，第一种是淘系平台网商贷，针对淘宝天猫商家的，京东之类电商也有，甚至沃尔玛、家乐福等传统零售商也有。蚂蚁利用的是商家资金池，水源来自于消费者付费与商家收到费用的时间差，0风险。2、第二种是网商银行的贷款，他的模式跟普通银行完全没有区别。3、第三种是借呗，这是蚂蚁借贷业务真正大规模创新，也被口诛笔伐最多的部分。实际上，它几乎就不出钱，出钱的是第三方银行，他只是个撮合交易的平台，就像淘宝一样，货是商家的，借呗原本是撮合中小银行借贷与个人业务的最大渠道，收取的是获客、管理和技术服务费。借呗的贷款利率并不低，但是它的坏账率却不高，根据上市财务数据，坏账率将将1%出头一点点，微粒贷也只有1.24%，这个数据，远低于传统银行的个人无抵押贷款业务，原因是阿里和腾讯系掌握了消费者的更多个人信息，当然他也因此获取了超额利润，因为不仅获客精准、成本极低，而且违约率极低——注意，这里指的是跟个人无抵押贷款比较，不是房贷那种，房贷是有抵押贷款，坏账率更低。传统银行根本做不到这一点。另一个重要的事实是：向普通消费者借贷，如果你能掌握他们精准的用户画像，根本就是一个低风险高回报的事情。银行真正的坏账来自哪里：地方债、某些低效率公司经营亏损、某些特殊人物暴雷产生的亏空。2020年全年，中国华融亏损达到1029亿，千亿亏损，这再一次刷新了A股亏损记录，此前的记录由海航保持，2020年海航集团亏损640亿。2022年以来，我们听到房地产公司债务展期的消息，应该已经是家常便饭了吧。可是，你见过几个普通消费者从银行，或者微信支付宝借到巨额资金不还的呢？当然，一定会有一些人违约，但是你相信普通消费者借钱不还，能冲击到金融系统稳定吗？我听到的另一个广为流传的说法是：为什么借呗、微粒贷能在中国迅速做大，国外的互联网巨头难道是傻子吗，他们怎么不做这些呢？这就要说到另一些事实了：我们应该都清楚，国内的一年期存款基准利率是1.5%，而我们通过房贷这种普通人一生中能从银行借到最低成本的贷款，利率是4.3%，利差是2.8%。也就是说，普通人存在银行的钱，银行作为中介，转手贷给其他人的有抵押贷款，最低也能躺赚2.8%，而我们知道，普通人和企业，大多数时候借贷的利率远不止4.3%。在发达国家，存贷利差普遍在1%左右，我们的利差是他们的接近3倍。3倍利差，是银行从实体经济获取的利润，这个利润也是实体经济承担的成本，某种程度上，你可以理解为是隐形的额外赋税。正是因为有如此高的利差，才给了支付宝、微信们迅速扩大市场的机会。如果我们的传统银行利差也只有1%左右，这意味着普通人、企业的借款成本比理论上的最低成本（4.3%）要下降近一半，比实际的借贷成本（10%左右）下降75%左右，那么借呗、微粒贷们根本没有可能短期内做到这样的规模，也不可能攫取他们今天那么多的利润。2020年马云在上海外滩那场演讲，只是整个故事的导火索，蚂蚁被整改是不可避免的，无论马云是否讲话，或者讲什么。还有一个明显的误读：借呗的规模2020年1.73万亿，彼时余额宝的规模大约2.54万亿，蚂蚁就是拿这些余额宝的资金去放贷，赚的差价。余额宝当时也不过3%左右的利息，而借呗最高可以达到18%利息，无本万利。借呗利率确实不低，但是蚂蚁不可能拿余额宝的钱出来放贷。余额宝本质上是货币基金，它的背后是天虹基金的一款货币基金产品，其实模式跟借呗类似，都不是蚂蚁自己的钱，蚂蚁担任的只是一个获客、管理和技术服务的通道。货币基金有严格的资金管理规定，跟P2P那种收集资金放贷完全是两码事，借呗的资金来自第三方银行，前面已经说过，此处不再赘述。不要误会，我并没有觉得蚂蚁的罚款过重。具体到蚂蚁金服自身，它获取的超额利润远远超过71亿，这些罚款它完全可以承受，所以罚款结果出来后，市场松了一口气，阿里巴巴美股股价当晚大涨8%，是最好的证明。更值得关注的，是整改的影响。如果借呗、微粒贷们高流动性的助贷行为继续，结果会不会不一样？如果这类服务继续扩张下去，传统银行的业务会受到影响，贷款利率和难度都应该会大幅下降，存贷利差会大幅缩窄，假设利差缩窄1个百分点，意味着整个社会的实体经济运行成本下降1%左右，千万不要小看了这1%，全年121万亿的GDP，假设其中30%有融资成本，对应的是36万亿规模，利率下降1个百分点，就意味着一年3600亿的利润。这些利润有可能进入企业账户，也可能进入居民账户，3600亿资金进行再投资或者消费，创造的价值很可能接近2万亿规模，带来大约1.7个百分点的GDP年度增量。想象一下，如果2023年GDP增速从5%被拉升到6.7%，而且是非常有质量的拉升？在消费者需求不振、企业躺平、GDP增速堪忧的今天，这种价值怎么称赞，都不为过。确实有不少人因为借呗、微粒贷背上了难以承受的负债，我身边就有亲人受到过这方面困扰，但是最终发展到违约的比例毕竟是极少数，1-2%之间的坏账率，对于无抵押贷款来说，这是一个极其出色的数据，因为他们的利率基本上在10%出头。还有很多人说，无抵押无需审核随借随还的出现，诱使很多人背上了本不会出现的负债。反过来说，如果传统银行能提供类似的服务，人们又何必求助于支付宝、微信呢？而这种新的服务，是不是确实让很多普通人、中小微企业在资金周转、临时缺钱时解决了燃眉之急呢？如果我们具备常识，应该清楚：居民部门，在几千年历史长河中，过去不是，现在不是，未来也不太可能是金融系统坏账的主要因素，恰恰相反，他们一直是利润的主要来源，去看看有多少银行指望着房贷活着就清楚了。古话说，天之道，损有余而补不足。可惜，人间的事实可能是，人之道，损不足而补有余。爱都流向了不缺爱的人，钱也流向了不缺钱的人，而苦难，也都留给了能吃苦的人。

Training Session - 02/20/23 Rafael Castro 1 on 1 Training w/ Kyle Galaz Poor2Pro Rafael lives in Wasco, Ca. and is seeking to become a sales titan! Good for him, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world! Rafael is a salesman @ https://www.facebook.com/delanochevybuickgmc If you're a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger. SELL A CAR EVERYDAY!

幻冬舎の暗号資産（仮想通貨）/ブロックチェーンなどweb3領域の専門メディア「あたらしい経済 https://www.neweconomy.jp/ 」がおくる、Podcast番組です。 ○解説したニュース ・ブラックロックの現物ビットコインETF、ナスダックがSECに再申請 ・三井住友信託銀とソニー銀がローン債権をデジタル証券化、セキュリタイズのプラットフォームで ・英Revolut、米国でMATIC・SOL・ADAを上場廃止へ ・タイが暗号資産規制へ向けた新規則を交付、投資家保護のため ・東欧ベラルーシ、P2Pの暗号資産取引を禁止に向け法整備進める ・SBI VCトレードのステーキングサービスにコスモス（ATOM）追加 ・バイナンスにDeFiのPendle（PENDLE）上場へ ・gumiのシンガポール子会社、コスモスハブ（ATOM）のバリデータに参加 ・米暗号資産ATMビットコインデポ、ナスダックにSPAC上場 ・ポルカドット（DOT）エコシステム、コスモス（ATOM）のインターチェーンに参加へ ○番組スポンサー この番組は株式会社フィナンシェの提供で送りします。 ・株式会社フィナンシェ 「FiNANCiE（フィナンシェ）」は、スポーツチームやエンタメプロジェクト、DAOなどのトークンを購入して支援ができる新しいクラウドファンディング・サービス。サッカーJリーグ、野球、バスケ、などのプロスポーツチームをはじめ、映画やアイドル、インフルエンサーなど100以上のプロジェクトのトークンがフィナンシェで購入できます。さらにトークン購入者はプロジェクトに応じたキャンペーン参加やNFTなどの特典も。ぜひiOSやAndroidで「FiNANCiE」のスマホアプリを入れて、新たな応援体験を味わってください。「あなたの夢が、みんなの財産になる」FiNANCiE →App Store（対応OS：iOS 12.0以上）はこちら https://apps.apple.com/jp/app/financie/id1470196162 →Google Play（対応OS：Android 6.0以上）はこちら https://play.google.com/store/apps/details?id=jp.financie.ichiba ○関連リンク ニュースの詳細や、アーカイブやその他の記事はこちらから www.neweconomy.jp/

Daniel Karim engages in a captivating conversation with Jan Strandberg on Episode 41 of The Psychology Podcast. Join them as they delve into the transformative world of blockchain, M&A, DeFi, and crypto, exploring the innovative potential that lies within these industries. Jan Strandberg is a dynamic entrepreneur, marketer, and growth hacker with over 10 years of experience in the blockchain, M&A, DeFi, and crypto sectors. As the former Chief Growth Officer at Paxful, he played a pivotal role in building a leading P2P crypto marketplace with a customer base of over 4.5 million and weekly revenues surpassing $44 million. Now, as the CEO of Acquire.Fi, Jan leads the charge in revolutionizing the M&A industry, leveraging Web3 and blockchain technology to bridge the gap between traditional and crypto investors. Discover how Jan is bringing the benefits of decentralization to the forefront of M&A processes and reshaping the future of this field. Daniel Karim engages in a stimulating dialogue with Jan Strandberg on The Psychology Podcast. Don't miss out on this opportunity to delve into the future of technology and its impact on psychology. // SUPPORT THIS CHANNEL // Become A Student Of Daniel's Behaviour University: https://www.behaviour-university.com/ Listen To More Episodes: https://www.behaviour-university.com/podcast Apply For A Coaching Spot: hello@danielkarim.com // COURSES // Become a visionary with the future blueprint: https://www.behaviour-university.com/authoring/the-future-blueprint Let go of your past and become your own psychoanalyst with The Autobiography Program: https://www.behaviour-university.com/authoring/the-autobiography Learn how to become a cognitive Kung Fu Master with The Home Therapist: https://www.behaviour-university.com/authoring/home-therapist-the-anti-anxiety-program Discover more about how you can improve your character with "Life Scan Program": https://www.behaviour-university.com/authoring/life-scan-vices Unlock your potential with the "The Career Therapist": https://www.behaviour-university.com/authoring/tailor-made-career // Free Access To 300 Therapy Tools // https://www.behaviour-university.com/all-access/14-days // LINKS // Visit Daniel Karim's website: Danielkarim.com Explore upcoming events: https://behaviour-university.com Read insightful blog posts: https://danielkarim.com // SOCIAL // Follow Daniel Karim on Twitter: https://twitter.com/thedanielkarim Connect on Instagram: https://instagram.com/thedanielkarim Like on Facebook: https://facebook.com/thedanielkarim Join the Telegram channel: https://t.me/thedanielkarim Find all social media links here: behaviour-university.comteacherdanielkarim

Welcome back to another exciting episode of B2B Vault: The Payment Technology Podcast. In today's thought-provoking discussion, we dive deep into the topic that has been buzzing around the internet lately: "Are P2P Apps Fueling The Drug Trade?" It's Episode 172, and we're about to uncover some fascinating insights! In this eye-opening episode, we explore the impact of peer-to-peer (P2P) applications on the drug trade. From the convenience they offer to the potential risks, we'll unravel the intricate relationship between P2P apps and the drug market. Brace yourselves as we embark on a journey through the digital underworld! But first, let's address the elephant in the room. Are you curious to know whether P2P apps are inadvertently contributing to the rise of the drug trade? Well, look no further because we've got all the answers for you! We'll be examining the role of these apps, shedding light on the challenges they pose, and discussing potential solutions to mitigate their negative effects. Throughout the episode, we'll take a comprehensive look at how P2P apps have revolutionized the way transactions occur. With their ease of use and widespread adoption, these apps have undoubtedly transformed the business landscape. However, we must not turn a blind eye to the potential consequences they might bring. By the end of this episode, you'll have a well-rounded understanding of the intricate relationship between P2P apps and the drug trade. We'll discuss the importance of striking a balance between innovation and security, emphasizing the role of collective responsibility in shaping a safer digital future. So, grab your favorite snack, sit back, and prepare to have your mind opened to the complexities of the digital age. Don't miss out on this thought-provoking episode of B2B Vault, as we unravel the question: "Are P2P Apps Fueling The Drug Trade?" Stay tuned for an engaging and insightful discussion that'll leave you pondering long after the episode ends! #B2BVault #P2PApps #DrugTrade #DigitalAge #InnovationAndSecurity

È una grande ammucchiata di fondi e banche commerciali su Bitcoin quella a cui stiamo assistendo, scatenata dall'entusiasmo per l'annuncio di BlackRock. Cosa dovremmo pensarne?Inoltre: arriva la prima versione funzionante di CivKit, il marketplace decentralizzato, i nostri contatti in El Salvador smorzano l'entusiasmo su Volcano Energy, il Fondo Monetario Internazionale cambia strategia su Bitcoin e vi presentiamo Smartino, un full node sul vostro vecchio smartphone Android.It's showtime!

QPEN 21/06/2023 Contesta la Junta de Planificación requerimientos de información sobre investigación de contrato a agencia de publicidad y alegan que hubo proceso de competencia. Traemos la propuesta de dos paginas de la agencia agraciada P2P. Otro intento de privatización de proyecto de mercado internacional de la UPR con fondos públicos para una entidad en la que se sientan algunos empleados de la Institución, incluido el Presidente Luis Ferrao. ¡Sintoniza y comparte! #periodismodeinvestigación #periodismoindependiente #angeliquesina #luisferrao #julioroldanconcepcion

Hey Friend! In today's conversation, I am interviewing Lesley Cain. She went through the ENTIRE Stef Gass school, starting with Clarify your Calling then moved to Podcast Pro University, and finally onto Podcast to Profit. She ended up loving P2P so much she is now taking P2P 4.0 as an Alumni! She shares her experience as a student, walks you through what it's like to be a student, and gives a lot of insight into if it was worth the investment and the time. I pray this blesses you. XO, Stef   Next Steps: Watch the Free Workshop: www.podcastforgrowth.com Join the Stefanie Gass School: www.stefaniegass.com/school Grab Your Freebies: www.stefaniegass.com Join the FB Community: www.stefgasscommunity.com   >    

MercuryWallet mastermind Nicholas Gregory & former Paxful CEO Ray Youssef have joined forces to create Civ Kit: a peer to peer marketplace framework which is built on top of Nostr & enables anyone to do commerce with great scalability & advanced relaying.

EigenLayer goes live on Ethereum mainnet. Maverick Protocol introduces its MAV token. P2P.org releases a staking app on Safe. And Hashflow suffers an approve-related exploit.  Read more: https://ethdaily.io/652

Hoy Edmund y el LTC Edward Bombita comparten sus experiencias en un modelo de Peer Leadership "Liderazgo en pares P2P" exploran el enfoque de liderazgo donde la influencia y la toma de decisiones se comparten entre pares en un grupo u organización. Destacan la importancia de la colaboración, la comunicación abierta y el reconocimiento de las cualidades de liderazgo en todos los niveles. En este episodio discuten cómo este estilo de liderazgo fomenta la toma de decisiones compartida, un entorno colaborativo, el empoderamiento y la autonomía, el intercambio de conocimientos, y la confianza y el respeto mutuo. Se destaca su efectividad en organizaciones innovadoras y flexibles.Estilo de liderazgo entre pares no se encuentra únicamente en un individuo, sino que surge desde dentro del grupo en función de la experiencia, habilidades y capacidad para contribuir eficazmente a los objetivos colectivos.Tertulia de Guias Podcast. Recuerda seguirnos en:Tertulia de Guias Podcast Plataformashttps://linktr.ee/IrresponsePreguntas & Sugerencias de TemasLinkedinhttps://www.linkedin.com/company/tertulia-de-guias-podcastFacebookTertulia de Guias PodcastTwitterhttps://twitter.com/GuiasPodcastOvercasthttps://overcast.fm/itunes1529025205/tertulia-de-guias-podcastStitcherhttps://www.stitcher.com/show/tertulia-de-guias-podcastBuzzsprout Directoryhttps://www.buzzsprout.com/1304869

COVID-19, the Great Resignation, inflationary pressures ... Supply Chain leaders have had to maneuver several disruptions in recent history. Chances are they will continue to have to do so far into the future. Navigating the current business landscape is confusing and downright exhausting, and, as a potential recession looms, controlling costs and freeing up working capital are paramount in boosting supply chain resiliency.Dan Reeve is Esker's VP of Sales and Alun Rafique is the Co-Founder of Market Dojo. In early 2022, Esker acquired a majority stake in Market Dojo to strengthen their procure-to-pay (P2P) automation capabilities and address key C-suite concerns.In this episode, Dan and Alun join hosts Scott Luton and Greg White to discuss how companies can stay ahead of the curve:• How procurement is evolving from a reactive back-office function to a proactive strategic resource• How successful organizations are amalgamating S2P and digitizing the pathways between procurement and finance• How to drive supply chain resilience and tackle inflationary pressures with the power of eSourcingAdditional Links & Resources:Learn more about Supply Chain Now: https://supplychainnow.comCheck out our new Supply Chain Now Media Kit: https://bit.ly/3emdLcKSubscribe to Supply Chain Now and all other Supply Chain Now programs: https://supplychainnow.com/subscribeJoin the NOW Community: http://bit.ly/41kpUSO2023 Q1 U.S. Bank Freight Payment Index: https://bit.ly/3VuwnIkWEBINAR- “Decoding Digital Transformation” – Charting a path forward: https://bit.ly/3VvVc6VWEBINAR- 5 Reasons Network Design is Essential to Supply Chain Resiliency: https://bit.ly/3MxcCNsWEBINAR- Feeling the squeeze? How to Meet OTIF Targets in an Uncertain World: https://bit.ly/42eMZFZWEBINAR- The Power of Spend Visibility: A Roadmap for Success: https://bit.ly/3WToUU5WEBINAR- 5 Ways the Right TMS & ERP Integrations Streamline & Simplify Shipping: https://bit.ly/3CjWWYaThis episode is hosted by Scott Luton and Greg White. For additional information, please visit our dedicated show page at: https://supplychainnow.com/looking-stay-ahead-curve-supply-chain-strain-1129

In episode #132 Jon Jordan talks to Laguna Games' CEO Aron Beierschmitt about the first year of running its resource farming game Crypto Unicorns, including the launch of new more accessible mobile-first experiences such as Unicorn Party and the Fall Guys-esque Rainbow Rumble. Full article here 0:46 The first year of running Crypto Unicorns 2:00 Launching at the peak of the bull 4:00 We have runway until the end of 2024 6:21 The inspiration for those cute Crypto Unicorns 7:40 Why we pivoted from mobile F2P 10:40 We're seeing great success on Facebook marketing (c.5% CTR) 12:35 Average playtime is 1 hour a day across 5 sessions. DAU/MAU ratio is 67% 14:35 Success of the RBW marketplace for P2P trading: $10M in volume to-date from 2,300 MAUs 18:50 New game experiences in development 24:55 The transition to a non-profit org for the DAO, including the Crypto Unicorns' IP 27:08 New games in development -- Match-3 vs autobattler vote and Unicorn Party 30:12 Still uncertainty around app store distribution 31:24 Our focus has been to build extreme depth into our economy to monetize high LTV players 32:11 Our ARPU is +$400, our D7 retention is 75%, D180 is 38% 34:20 New game Rainbow Rumble -- Fall Guys with Unicorns 39:05 It's very hard to build a sustainable ecosystem in this space

Welcome to the Tearsheet Podcast. I'm Tearsheet's editor in chief, Zack Miller. What I continue to find interesting is that the fintech tech stack peels away like an onion. Even the innovators have 3rd party innovation under the hood. Joining me on the podcast today is Tim Astanov, SVP, Product Commercialization & Partnerships at TabaPay. TabaPay is one of those companies that power payments for the fintech innovators, like SoFi, Remitly, Melio, and others. It offers direct access to 15 banking partners, 14 networks, multiple geographies, products and features in a unified API. Tim has an awesome background – previous to his current position, he was head of P2P in North America for Visa Direct and had important roles at Discover and Amex. We talk about the challenges and opportunities moving money in and out of bank accounts. Tim shares his views on the impact real time payments will have on the industry and its monetization efforts. Lastly we look to some of the biggest trends in the industry as a north star pointing where things are headed. Tim Astanov is my guest today on the Tearsheet Podcast.

Today, Annie asks me questions that the AHP community asked about panic attacks! In this episode, you'll meet Annie, a former P2P student who helps me behind the scenes. She shares her personal experience with panic, agoraphobia, and her journey to anxiety recovery. We talk about all things panic attacks, like:-How to recognize the unhelpful thoughts that lead to panic-Anxiety about anxiety-Dropping the fear of having another panic attack-How to overcome the most intense panic attacks STRUGGLING WITH THE SYMPTOMS AND PANIC ATTACKS? SIGN UP FOR MY 90-MINUTE MASTERCLASS! https://www.ahealthypush.com/symptomsGET FREE WEEKLY SUPPORT FROM ME: https://view.flodesk.com/pages/624daf138d82793f8155490fA HEALTHY PUSH INSTAGRAM: https://www.instagram.com/ahealthypush/GET THIS EPISODE'S SHOW NOTES: https://www.ahealthypush.com/post/navigating-panic-attacks-q-a-with-annie

SELL A CAR EVERYDAY! Poor2Pro Car Sales Training Daily Workbook  ***GET YOUR COPY FROM AMAZON*** https://a.co/d/0R7sTHn  Poor2Pro Daily Workbook - TITAN EDITION ***GET YOUR COPY ON AMAZON*** https://a.co/d/bAhLCi3 SOLD IS GOLD - THE ULTIMATE CUSTOMER TRACKER & MANAGEMENT SYSTEM ***GET YOUR COPY ON AMAZON*** https://a.co/d/hJLm2hg Juan Moreno 1 on 1 Training w/ Kyle Galaz Poor2Pro, Juan lives in Salt Lake City, Utah. and is seeking to become a sales titan!  Good for him, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world!  Juan is a salesman @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/SaltLakeValleyCDJR If your a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger.   ✅Book Your 1 on 1 Training Session, DM ME on Instagram or Facebook Connect w/ Poor2Pro on Social Media:

Mitya Argunov is the Chief Product Officer for P2P.org and the technical expert in Ethereum and blockchain development.With extensive experience from holding leadership roles in finance and tech industries, Mitya is an expert when it comes to building. He joined P2P.org as a Senior Product Manager, where he managed staking and infrastructure products across multiple ecosystems. Based in Cyprus, Mitya is passionate about offering users the best platform to stake their assets.In this conversation, we discuss:- Direct Staking- Validators- Non-custodial staking services- Working with various blockchains- The future of staking- How does P2P secure its validators- What are the most significant benefits of direct staking- How does P2P differ from other staking platforms- EthereumP2P.orgWebsite: p2p.orgTwitter: @p2pvalidatorTelegram: t.me/P2PstakingMitya ArgunovTwitter: @d_argunovLinkedIn: Dmitry Argunov ---------------------------------------------------------------------------------  This episode is brought to you by PrimeXBT.  PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions.  Code: CRYPTONEWS50  This promotion is available for a month after activation. Click the link below:  PrimeXBT x CRYPTONEWS50 

How do you solve a crime when there is no evidence?How do you solve a crime in a world that doesn't even exist? How do you solve a crime involving an NBA star, a computer hacker and hundreds of thousands of dollars in fraud that touches on every internet transaction that you ever do?Welcome to the multi-billion dollar world of criminal Internet real estate. 

How does one go from a degree in math and physics to a profession in payments? Highline CEO Geoff Brown has the answer for you on this week's episode! A self-proclaimed numbers geek, Geoff has a genuine passion for data-driven insights and patterns – all of which support his very successful and beneficial contribution to our U.S. payments ecosystem.For those of you who may not know, Highline is a brand-new payments network that originates payments directly from payroll platforms. Unlike card and ACH payments that pull directly from the consumers bank account, Highline has the funds pulled directly from the customers paycheck. According to Geoff, this translates to a vastly improve customer experience and a significant decrease in payments liability.From a consumer perspective, the customer benefits from no longer needing to worry about drafting from their bank account and the payment failures that often can result. Highline pushes out payments to lenders and recurring platforms directly on payday, so the liability is decreased dramatically. The optimum use case for this product revolves around lenders who will be looking to help reduce losses or prepare for an upcoming increase in loss exposure, and Geoff touts a customer experience that is “far better than ACH,” in addition to a one-click authorization process that far surpasses their competition. Tune in this week to hear Geoff talk about his journey to CEO, including how he came up with the idea for this entirely unique offering in the payment space. We also talk about where he sees the industry going in the next 2 to 3 years as it relates to the evolution of P2P, the rapid growth of the payroll space, and the anticipated consolidation throughout the banking industry.

P2P methamphetamine production involves the reduction of ephedrine or pseudoephedrine using red phosphorus and hydroiodic acid. The P2P method is different from the one-pot or shake-and-bake methods, which are also used to produce methamphetamine. In the P2P method, the reaction occurs in a separate vessel, whereas in the one-pot method, all the ingredients are mixed in a single container. This also produces a much stronger version of the drug and that makes it much harder to kick the addiction.One of the states that has found itself dealing with a large number of people with addiction problems is Oregon and the toll that this new age methampethamine is taking is evident on not only the people but the community as well.Let's dive in and see what's up!(commercial at 9:54)to contact me:bobbycapucci@protonmail.comsource:OR drug crisis: Now in Oregon, cheaper meth 'rewires your brain,' more potent (koin.com)This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5003294/advertisement

P2P methamphetamine production involves the reduction of ephedrine or pseudoephedrine using red phosphorus and hydroiodic acid. The P2P method is different from the one-pot or shake-and-bake methods, which are also used to produce methamphetamine. In the P2P method, the reaction occurs in a separate vessel, whereas in the one-pot method, all the ingredients are mixed in a single container. This also produces a much stronger version of the drug and that makes it much harder to kick the addiction.One of the states that has found itself dealing with a large number of people with addiction problems is Oregon and the toll that this new age methampethamine is taking is evident on not only the people but the community as well.Let's dive in and see what's up!(commercial at 9:54)to contact me:bobbycapucci@protonmail.comsource:OR drug crisis: Now in Oregon, cheaper meth 'rewires your brain,' more potent (koin.com)This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5080327/advertisement

SELL A CAR EVERYDAY! Poor2Pro Car Sales Training Daily Workbook  ***GET YOUR COPY FROM AMAZON*** https://a.co/d/0R7sTHn  Poor2Pro Daily Workbook - TITAN EDITION ***GET YOUR COPY ON AMAZON*** https://a.co/d/bAhLCi3 SOLD IS GOLD - THE ULTIMATE CUSTOMER TRACKER & MANAGEMENT SYSTEM ***GET YOUR COPY ON AMAZON*** https://a.co/d/hJLm2hg Frank Beard 1 on 1 Training w/ Kyle Galaz Poor2Pro Frank lives in Boise, ID. and is seeking to become a sales titan!  Good for him, reaching out to Poor2Pro Car Sales Training and taking the steps to become the best in the world!  Frank is a salesman @ ⁠⁠⁠⁠https://www.facebook.com/LHMHondaBoise/ If your a salesman seeking help to better your career, book your 1 on 1, contact me Kyle Galaz through Instagram DM or Facebook Messenger.   ✅Book Your 1 on 1 Training Session, DM ME on Instagram or Facebook Connect w/ Poor2Pro on Social Media:

One thing we are all guaranteed in this life is that we will face challenges, hardships and even crisis at one point or another.  So maybe you're at a cross road right now and unsure of what your right next step is, which way is the path to peace? Join me as I walk you through a 4 step process that I use personally and have also used with coaching clients to help you move from chaos to peace. I've also included the P2P(path to peace) guide in the show notes as a resource for you to print as you work through these steps.   P2P Guide: https://drive.google.com/file/d/1oLRCycmGW8G0pEinIFoJBb0HCRavEGVg/view   Connect- katie@anchoredinalways.com Community- https://bit.ly/Anchoredin  Website- https://anchoredinalways.com/  

Hey Friend! Have you ever wondered how I stay consistent and motivated to show up in my business day in and day out? Today I am answering that exact question from one of our Podcast to Profit students! This live coaching excerpt from P2P goes deep into where we pull our motivation from and how we can truly commit to consistency. Doing the work is non-negotiable if we really truly want to find sustainable success. I pray this blesses you! Xo, Stef   Next Steps: Watch the Free Workshop: www.podcastforgrowth.com Join the Stefanie Gass School: www.stefaniegass.com/school Grab Your Freebies: www.stefaniegass.com Join the FB Community: www.stefgasscommunity.com   >   Read the Blog: How Do I Stay Consistent and Motivated in My Online Business?   Listen to Related Episodes: 565 - Struggling with Consistency? 3 Things That Will Immediately Help You 476 - 4 Productivity Tips to Overcome Your Lack of Motivation 473 - Struggling With Consistency? Generate Over 20 New Podcast Content Ideas With These 5 Questions 442 - 3 Tips to Stay Motivated as an Entrepreneur Working From Home 406 - How to Stay Motivated While Working Full-Time and Building a Business?  

Hey Friend! Today, I am interviewing a Podcast to Profit graduate, Juliana Page from the God's Vibes podcast! She graduated P2P with 5 new high-ticket clients, 765 new community members, and 13.5K new podcast downloads. She shares what the journey was like from starting her show to joining the program and ultimately graduating as a huge success story. Whether you have a podcast or not, this is a story of what's possible when you lean into trusting God, taking big audacious action, and believing in you. I pray this blesses you! XO, Stef   Next Steps: Watch the Free Workshop: www.podcastforgrowth.com Join the Stefanie Gass School: www.stefaniegass.com/school Grab Your Freebies: www.stefaniegass.com Join the FB Community: www.stefgasscommunity.com   >  

As the world races into the digital age, control of the money supply is the focal point. While American citizens are in a fight to stop CBDC, other countries like El Salvador have successfully implemented Bitcoin as a national currency. It's a battle pitting P2P against centralized banks.