Podcasts about HSBC

A rocky tech earnings season continues next week after names like Alphabet, Intel and Tesla tumble upon Q2 results. The traders discuss whether the AI trade is losing steam, and what to expect from Apple's earnings next Thursday. But while tech tumbles homebuilders soar as the home sales report shows new home sales climb in June. Then, president of Bianco Research Jim Bianco breaks down the economy's real inflation concern and why he's looking towards the AI trade despite its volatility. Plus, the latest out of Iran, HSBC's initiates SpaceX, and why the railroad trade is picking up steam. Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

HR leaders spend all day surrounded by people. So why does it often feel like the loneliest job in the building? In this episode, Tom Emery, former Chief People Officer at a top City of London wealth manager, 20-year corporate HR veteran (ex-HSBC), and founder of HEX Talent & Development, joins Al and Leanne to pull back the curtain on the reality of HR leadership. Tom shares his powerful "Vet Analogy" for HR: just like veterinarians enter the profession out of love for animals only to see them at their illest, weakest, or most aggressive, HR leaders enter the role because they love people, only to be brought in when people are backed into a corner. Together, they dive deep into how HR leaders can step out of the isolated "police officer" role and step into the room as true strategic drivers, how senior leaders can build psychological safety by simply asking for help, and why learning to disagree well is the missing ingredient in high-performing C-suites.

Comments/ideas: ACFpod@outlook.comIs India's net zero push real, or just clever PR? Arun Kumar of Asia Research and Engagement joins the podcast to explain why the greenwashing era is ending and why decarbonisation now wins on cost, not sentiment. We dig into the hard-to-abate sectors, green steel and cement, alongside power, coal, renewables, carbon markets, corporate PPAs and how Indian banks are pricing climate transition risk. Essential listening for anyone in climate finance, energy transition and sustainable investment across India and the wider Asia Pacific.Ref.: Asia Research and Engagement Group, ARE's Asia Transition PlatformABOUT ARUN: Arun Kumar is a Strategic Advisor at Asia Research and Engagement (ARE), a Singapore-headquartered organisation whose collaborative platform connects institutional investors with large listed companies to accelerate the energy transition. His focus spans the highest market-cap companies in hard-to-abate sectors, Power, Cement, Steel and Automobiles, plus Banks and financial institutions. A recognised expert in India's power sector with over 30 years of experience, Arun brings deep expertise across power trading, management consulting and equity research. He has held senior positions at PTC India, HSBC, KPMG and CRISIL, advising investors, policymakers, regulators and corporates on critical aspects of the energy sector. His work spans Asia, the US, Europe and India. Arun holds a Master's in Economics from the Delhi School of Economics and an MBA from IMI Delhi, plus an advanced certification in Cloud Computing, Data Analytics and Blockchain from IIT Madras.Recommendations:Climate Capitalism by Akshat Rathi: A Bloomberg journalist's ground-level account of how clean technologies, from China's electric cars and batteries to solar, wind and green steel, are becoming commercially viable and profitable.  https://www.hachette.co.uk/titles/akshat-rathi/climate-capitalism/9781529329957/ Value(s): Building a Better World for All by Mark Carney: The former Bank of England governor and current Canadian Prime Minister argues that finance and markets must be steered by human values rather than price alone. https://books.google.com/books/about/Value_s.html?id=Jz6XzQEACAAJHOST, PRODUCTION, ARTWORK: Joseph Jacobelli  |  MUSIC: Ep76 onward excerpts from Vivaldi's La Follia, played by Luca Jacobelli.

Der Nahost-Konflikt, Donald Trump, die Zinspolitik - das Fahrwasser für den Aktienmarkt ist von vielen Untiefen bedroht. Die gerade angelaufene Berichtsaison der US-Unternehmen wird zum Lackmustest für die Erwartungen der Anleger. Was passieren kann, wenn ein Unternehmen die Erwartungen der Anleger nicht erfüllt oder auch eine zu lasche Prognose abgibt, hat sich dieser Tage beim Tech-Konzern IBM gezeigt: An nur einem einzigen Tag rauschte die Aktie um 25 Prozent nach unten. Sind solche Reaktionen Vorboten einer größeren Korrektur im Tech-Sektor? Oder sind das Einzelentwicklungen, die vom Großen und Ganzen ablenken? Welche Möglichkeiten Anleger und Trader trotz der nicht geringen Risiken nutzen können, darüber diskutiert Friedhelm Tilgen mit Matthias Hüppe von der HSBC und Michael Bußhaus vom Neobroker Justtrade. Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, melden Sie sich hier: datenschutz@julep.de

Diane King Hall discusses Intuitive Surgical (ISRG) earnings, explaining how GLP-1 trends have hit the company. She also talks about SpaceX (SPCX) shares coming back to Earth after scrubbing Starship's test flight, and HSBC's upgrade on Apple (AAPL) to buy from hold. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Economists say things are looking up for the economy provided geopolitical events don't derail us again. Both Infometrics and HSBC are predicting a better second half of this year and 2027. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

In ep 182 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Charlie Keeffe joins Sam and Mark to talk about maintaining a sense of engagement without going too flat in an audiobook... finding the line of entertaining - but not too entertaining! We explore how to fit into a younger mindset, and how to differentiate between a CBBC audience and a CBeebies audience. We look at working a little harder when the script is dry, and how to create a cliffhanger without over-emphasising it. Our fun facts are about sports and fingers and our wildcards embrace scarecrows, politicians and superfans!Our VO question this week is all about how new voice actors make the mindset shift to promoting themselves.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1To transform his invention into a commercial enterprise, Gutenberg needed something every great innovator eventually requires: money.He turned to a wealthy local financier Johann Fust, borrowing heavily to fund the production of his printing press and expand operations. By 1455, Gutenberg's press had already produced a series of printed documents and, most remarkably, a magnificent Latin Bible—an achievement that would forever change the spread of knowledge.But just as Gutenberg stood on the brink of success, disaster struck.Script 2By the time he got to his desk the following morning, Stirling's abdomen still felt like he'd done a hundred crunches, and he groaned at the pain as he sat down. He didn't intend to get up soon and feel that again. He spent half an hour going through the paperwork in his desk, signing off on things and putting papers in their proper piles for filing. Each time he bent his stomach even a little, it reminded him of the cramped muscles there. He picked up the phone and started looking through his notebook for his doctor's number. Perhaps the time had come to cave in on this one.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Charlie Keeffe is a UK based Voice Actor who lives on the south coast. He's been a full-time voice for 5 years and works right across the industry - from audiobooks to commercials, E-Learning, video games and animation.Charlie's Website@cksaysthings on InstagramResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

HSBC, BNP Paribas und Swiss Life stehen im Mittelpunkt dieses Finanzaktien-Vergleichs. Analysiert werden Dividenden, Buchwerte, Geschäftsmodelle, Zinsabhängigkeit und langfristige Chancen für konservative Anleger.

Swift, het wereldwijde betaalnetwerk voor banken, zet een nieuwe stap. Het bedrijf gaat met zeventien grootbanken op zes continenten testen met een op blockchain gebaseerd grootboek, dat 24/7 grensoverschrijdende betalingen mogelijk moet maken. Banken als HSBC, Citi, UBS, BNP Paribas en Wells Fargo bereiden zich voor op live transacties met getokeniseerde deposito's, digitale versies van bankgeld die op de eigen grootboeken van de banken worden uitgegeven. Het systeem is negen maanden geleden aangekondigd en moet klanten in staat stellen geld te verplaatsen buiten kantooruren om, ook in het weekend, voordat de definitieve afwikkeling via de bestaande betalingssystemen plaatsvindt. Het nieuwe grootboek van Swift maakt daarbij geen gebruik van een publieke blockchain of een cryptomunt, en werkt dus met eigen bankgeld in plaats van stablecoins. Dat roept vragen op over de toekomst van partijen als Ripple, dat met XRP al jaren claimt sneller en goedkoper grensoverschrijdende betalingen te kunnen afhandelen. Verschillende deelnemende banken hebben ook banden met Ripple's netwerk, dus een rol voor XRP is niet meteen uitgesloten. De stap van Swift laat vooral zien dat grootbanken liever zelf de regie houden over hun digitale infrastructuur dan afhankelijk te zijn van externe partijen. Decentralisatie, vaak het uitgangspunt van crypto, is bij dit initiatief ver te zoeken. Terwijl banken zich buigen over hun eigen betaalinfrastructuur, blijft de koers van bitcoin voorlopig zijn eigen weg volgen. Analist Bert Slagter van kennisplatform Bitcoin Alpha bespreekt hoe de koers de afgelopen week, op twee schokken na, redelijk stabiel bleef, terwijl de zoektocht naar de bodem voortduurt. Het oplaaiende conflict tussen de Verenigde Staten en Iran zorgt voor meer onzekerheid op de markten en een stijgende olieprijs, met gevolgen voor bitcoin. En er is nieuws over de Amerikaanse Clarity Act. Door het zomerreces van het Amerikaanse congres begint de tijd te dringen voor het aannemen van de wet in 2026. Bovendien komen de tussentijdse verkiezingen dichterbij. Komt de Clarity Act er überhaupt nog wel? Co-host is Mauro Halve, voorzitter van branchevereniging VBNL. Over de podcast Cryptocurrency are here to stay. In deze wekelijkse podcast gidst Daniël Mol je door het belangrijkste cryptonieuws, langs hypes en trends, voor- en tegenstanders en winst en verlies. In het A-deel bespreken we het laatste nieuws en in het B-deel gaan we in gesprek met een gast. Van cypherpunkpioneers tot grootbanken die aan de haal gaan met stablecoins, van Bitcoin tot Ethereum tot CBDC's. Alles passeert de revue.Reageren? Stuur dan een mail naar cryptocast@bnr.nl Gasten Mauro Halve is voorzitter bij de branchevereniging voor cryptodienstverleners VBNL. Bert Slagter is analist bij kennisplatform Bitcoin Alpha. Links Persbericht van Swift over de lancering van het nieuwe blockchainsysteem met 17 banken Coindesk over hoe Swift met 17 banken 24/7 bankieren mogelijk wil maken CCN over de mogelijke gevolgen van Swifts nieuwe grootboek voor Ripple Host Daniël Mol is presentator en redacteur van de Cryptocast. Hij is sinds 2017 met Bitcoin bezig en kwam in 2021 bij het team van de Cryptocast. Redactie Daniël Mol Matthijs Damsteeg See omnystudio.com/listener for privacy information.

Business and finance news from the Asia-Pacific. For analysis on the week ahead, highlighted by the US-consumer price report and two days of testimony from Fed Chair Kevin Warsh, Bloomberg TV Host Shery Ahn spoke to Frederic Neumann, Chief Asia Economist at HSBC. Oil rose and Treasuries fell after the US launched another round of strikes against Iran, reviving concern that higher energy prices will keep inflation elevated and interest rates higher for longer. Brent crude climbed 4.4% to $79.35 a barrel as conflicting claims over the status of the Strait of Hormuz fueled speculation about potential supply disruptions. Treasuries dropped across the curve with the yield on the rate-sensitive two-year note climbing three basis points to 4.24%, the highest since February 2025. Australian and Japanese sovereign bonds also fell, while the dollar strengthened against all of its Group-of-10 peers. For more on this, Bloomberg TV Host Avril Hong talked to Mark Cranfield, Bloomberg Strategist.See omnystudio.com/listener for privacy information.

HSBC have made a grim warning about what's to come for the Australian Property Market. In today's episode, I analyse what they have to say, whether the data backs it up and then what I think is likely to happen, based on my now 24 years of property investing experience. Looking for a blueprint on how to build passive income through property? Then get a copy of my book free (both the digital and audio versions)

HSBC just did something that should make everyone in credit markets stop and ask one very uncomfortable question. If there is nothing to worry about with private credit…why is one of world's biggest banks pulling back from funding the funds that make it work? According to reporting from the Financial Times, HSBC has told some private credit borrowers that it will not renew their credit facilities. It is also refusing to provide “back leverage” to riskier funds. In plain English, HSBC is pulling back bigtime.Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Webinar June 2026: Why Smart Investors Keep Missing Every Major Economic Turning PointIt isn't that they're buying the wrong assets. They're using a broken map of the monetary system — and getting it wrong leads to catastrophic decisions. This video will help explain what we really do here at EDU, what's behind our methodology. Why we talk about curves and signals, but, more importantly, why no one else does. And then at the end, how to use this information managing money and crafting portfolio strategies. https://youtube.com/live/We2aP56WLJ8?feature=share----------------------------------------------------------------------------------https://www.ft.com/content/cb6413a7-f76e-49dc-9644-3e3ac8fee2e8?syn-25a6b1a6=1https://www.bloomberg.com/news/articles/2026-07-07/hsbc-retreats-from-riskier-private-credit-lending-ft-sayshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

In ep 181 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Karim Kronfli joins Sam and Mark to talk about getting to grips with a summer advertorial that's full of alliteration, with no time constraint. We have to be playful without going over the top. It's all about a script being "knowing" and as a voice actor having to give a nod and a wink to your audience. We also have an amazing dramatic piece between a man who's been in jail and his estranged daughter. Our fun facts are about reality TV, big West End shows and a tease of an NDA!Our VO question this week is all about what aspects of performance you take from stage work to the mic.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1And right now, as the world slows for the summer and the sun sets a little later… there's no better time to slip away with a story of secrets, lies and that final, fatal twist.Our Holiday Crime Collection brings together 100 years of murderous mischief — from breezy beachside killings to snowbound scandals in country hotels.Whether you prefer your detectives with deerstalkers or dark pasts, there's something in our summer stack to keep your suitcase suspiciously heavy.Script 2We are responsible for our own actions. No one else.Like the no one else sitting across from me who got themselves thrown out on the street. Or the no one else took a dead-end job at a petrol station instead of going to vocational school and learning something useful. Or the no one else what got themselves involved with drugs and spent two episodes in rehab.You spent way too much time feeling sorry for yourself.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Karim Kronfli has been a professional performer for over 30 years originally working as a juggler and firebreather. He trained as a Director and Voice Actor at City Lit in London, and started doing voice work in 2010. Specialising in audio drama, he has appeared in over 150 productions including Re: Dracula, The Magnus Archives, London After Midnight, SCP Archives, Dr Who: Redacted and many more.Karim's Website@karim.kronfli on InstagramKarim's Facebook pageResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!The specific episode of “Theatrical Shenanigans” that has Karim's script from “Buried Treasure” by George Sapio is here: https://www.podbean.com/media/share/pb-nkev8-189d638 (listen to 6 mins 42 secs)The Audio Drama Hub Facebook group is https://www.facebook.com/groups/AudioDramaHubAbout your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

Charity Ibhadon is a Global Product Director at WPP, where she leads the development of an AI marketing tool. With 15 years in product — including three formative years at ASOS during its high-growth heyday — she came to the discipline via a decade in investment banking and an executive MBA. She has operated at VP and CPO level, leading large international teams across consumer technology and media.We discuss:— Why the explosion of product frameworks, books, and LinkedIn benchmarks has made it harder, not easier, to feel like you're doing the job well — regardless of seniority— How the physical symptoms of burnout can masquerade as markers of success, and why high-achieving women in particular are vulnerable to that misreading— What it actually takes to recover: stepping away, finding what your body needs outside of work, and stopping short of making your job your entire identity— Why being genuinely enjoyable to work with is a more durable career advantage than any certification or methodology— How the Eisenhower matrix — do, defer, delegate, delete — can be a practical daily tool for protecting energy, not just a poster on a wall— The case for "happy high status": remaining calm and unflappable under pressure as a learnable leadership behaviour, not a personality trait— Why commercial curiosity — understanding what moves the business and staying interested in the world — will matter more for long-term product careers than AI certificatesChapters:0:00 Introduction 1:29 Charity's background 4:00 Why product feels harder than ever 6:34 Why fun at work matters 8:45 Recognising burnout 10:25 When burnout feels like success 12:13 Finding your way back 16:18 Fun as a strategic advantage 18:00 Staying calm under pressure 22:26 The "CEO of the product" myth 22:41 Mindset for a long career in product 24:45 Building resilience 26:35 Wrap-upReferencedEisenhower matrix | https://en.wikipedia.org/wiki/Priorit...Charity's keynote at #mtpcon London |    • Product is Hard. It should still be fun: C...  Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Markets weigh the next phase of the AI trade as investors debate whether hyperscaler spending can keep accelerating. Gene Munster of Deepwater Asset Management explains why Amazon's latest debt raise matters, why cloud and AI capex remain the key story for tech earnings and why he expects investment by the hyperscalers to stay stronger than Wall Street expects. Max Kettner of HSBC makes the case for remaining bullish on risk assets despite growing skepticism around AI. Former Nasdaq CEO Bob Greifeld analyzes SpaceX's growing market influence and SK Hynix's U.S. market ambitions. Plus, Diana Olick's latest CNBC Housing Market Survey, showing sellers are losing the upper hand as conditions shift in the housing market, followed by a look ahead at the next catalysts for investors. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In der heutigen Folge sprechen die Finanzjournalisten Daniel Eckert und Holger Zschäpitz über die Trump-Glocke, galaktische Zahlen von Samsung und einen Mega-Auftrag für TKMS. Außerdem geht es um Broadcom, Apple, Western Digital, Seagate Technology, Micron Technology, Tesla, SpaceX, Palantir, Invesco EQQQ Nasdaq 100 (WKN: 801498), Microsoft, SK Hynix, HSBC, Bank of America, Berkshire Hathaway, easyJet, Lufthansa, TKMS, Lockheed Martin, Shell, Rheinmetall, Nvidia, Siemens Energy, DroneShield, Novo Nordisk, Renk, Deutsche Bank, flatexDEGIRO, ING, XTB, SAP, Infineon, Amazon, Alphabet, National Grid, AstraZeneca, Haleon, Saint-Gobain, Richemont, DWS, Nestlé, Morgan Stanley, Spotify, Universal Music Group, Meta Platforms. Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Hier könnt ihr den AAA-Newsletter abonnieren: https://www.welt.de/newsletter/article232797673/Alles-auf-Aktien-Der-taegliche-Boersen-Newsletter-fuer-WELTplus-Abonnenten.html Und – ganz neu: AAA gibt es jetzt auch auf Instagram: https://www.instagram.com/alles_auf_aktien/ Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien *Anzeige: Eight Sleep: Der Pod 5 reguliert die Temperatur im Bett automatisch, trackt Schlaf- und Gesundheitswerte ohne Wearable und kann so zu besserem Schlaf beitragen. Mit dem Code ALLESAUFAKTIEN erhaltet ihr auf eightsleep.com/allesaufaktien bis zu 350 Euro Rabatt.* Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

The Great British Bank Disappearing Act is leaving towns, villages, pensioners, disabled people, small businesses and cash users without proper access to local banking services. In this episode of Mark and Pete, we look at the rapid closure of UK bank branches, the decline of cash machines, the rise of online banking, and the awkward little question nobody in a glass office seems very keen to answer: what happens to the people who cannot, or simply do not, live their lives through an app?Across Britain, thousands of bank branches have closed since 2015, leaving many communities with no local Barclays, Lloyds, NatWest, HSBC, Santander or Halifax branch at all. Banks say customers have moved online, and yes, many have. Mobile banking is convenient, quick and marvellous right up to the point where your account is frozen, your password disappears into the digital mist, your elderly mother needs help, or the fraud department decides to communicate like a nervous submarine.This episode asks whether bank branch closures are simply the price of progress, or whether access to money should be treated as essential local infrastructure. After all, banking is not a boutique hobby. People need to withdraw cash, pay in cheques, deposit takings, get change for small businesses, sort out bereavement paperwork, deal with scams, manage powers of attorney, and speak to an actual human being who is not called “Chat Assistant” and does not end every sentence with “Was this helpful?”We discuss banking hubs, Post Office banking, mobile bank vans, cash access rules, rural communities, digital exclusion, elderly customers, vulnerable people, disabled customers, small traders and the growing divide between those who can bank online and those being politely abandoned by it.The great promise was that technology would make life easier. For many people it has. But for others, the disappearance of local banks means longer journeys, more anxiety, less independence and a real loss of dignity. Efficiency is useful. Cold efficiency is something else.Mark and Pete ask: should banks be required to keep local face-to-face services? Should every town have a banking hub? And can Britain make banks local again before the last branch vanishes, leaving only an ATM, a QR code and a laminated apology?

At the opening bell, George Tsilis walks us through Thursday morning's top moving stocks. He says HSBC upgraded Adobe (ADBE) to buy and raised its price target on the beaten down software stock. George also highlights Wells Fargo cutting Alphabet's (GOOGL) price target and Goldman Sachs raising price targets across the airline industry as crude oil slides. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In ep 180 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Paul Cartwright joins Sam and Mark to talk about trusting your senses as a VA to do the work in a script without actively trying to do the work. We explore a commercial script using Paul's theory of pulling back on the crafting and being less voiceovery and less polished to make a real connection with the audience.As an artist, your body is naturally going to add pitch and depth and resonance and highs and lows... so what Paul shows us is comparable to the difference between stage acting and film acting - and it can be a rough uncomfortable ride.We also look at how to create a story arc for a famous tale re-told, but telling it in an authentic way, and our wildcards include Jack's giant, an old lady and a nervous best man delivering a speech.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Senior Living THE COMM, is an international community for those aged 65 and over. Enjoy an active, independent lifestyle with comfort, peace of mind, and healthcare assistance whenever it's needed.Find out more today on 966 878 400.Senior Living THE COMM. For those who already know what life is all about.Script 2Long ago, in a sleepy village on the outskirts of a busy town, there lived a boy named Jack. Jack's father disappeared when he was a child, and all Jack could remember of him was the joy of his laughter and the tenderness of his voice:But for Jack and his widowed mother, things were what they were: they were poor, and their farm was failing.But Jack wasn't worried. He was an unusual boy, cheerful to a fault and rarely complained. That, and he had a secret...He could speak to animals.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Paul Cartwright spent more than two decades as a full-time actor doing musicals and plays before moving to the U.K. to get his MFA in Acting: The British Tradition from the Royal Conservatoire. After working with the best voice coaches in the world, including the Royal Shakespeare Company, Paul moved to Los Angeles to continue his on-camera and voiceover career. Some of the clients Paul worked with are: Disney Animation, Game of Thrones, Mercedes Benz, Pepsi, Google, Samsung, Epic Games, Genshin Impact, Nintendo, Bethesda and more. Paul has since moved to Salt Lake City, Utah with his family. He is a full-time voice actor and director.Paul's Website@PaulTCartwright on InstagramPaul's Facebook pageResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!Here are Paul's stories: AudioStories presents StoryLore on apple or Spotifyhttps://podcasts.apple.com/us/podcast/audiostories/id1624488270About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

哈根達斯比利時巧克力系列，匠心選用72%可可含量的比利時巧克力，那綿密的冰淇淋口感，再加上薄脆的巧克力脆片，苦甜交織，完美呈現黑巧克力的濃郁香醇，是專屬成熟大人系的奢華風味。 https://fstry.pse.is/9byexe —— 以上為 Firstory Podcast 廣告 —— 本次長榮航空 BR005 洛杉磯返台的「皇璽桂冠艙」體驗，老實說硬體與餐食令人有點失望：一、777-300ER艙等跟星宇的新航司相比，顯得相對老舊，而且16吋螢幕完全被星宇的24吋屌打；二、機上餐食實在不怎樣，在航空三雄中，長榮簡直敬陪末座！葷食龍蝦流於碎肉，宵夜連碗青菜都沒有；蛋奶素餐點更是一場災難，前菜賣相難看，沙拉多到像在「餵牛」，早餐擺盤更是慘不忍睹。要不是空姐服務貼心、Maison Kitsuné 聯名睡衣與過夜包質感極佳，硬體與餐點真的很難及格。即便長榮機上體驗有褒有貶，但對精打細算的理財達人來說，運用「哩程換票」依舊能創造驚人效益！這趟返台商務艙的2人座位，若用現金購買高達30萬元新台幣，但透過累積長榮哩程，兩個人的單程票，總計只需15萬哩即可兌換。善用「HSBC旅人卡」在海外消費累積，換算下來的哩程回饋率最高可達20.6%，驚人！這可是遠超一般現金回饋卡的回饋率。若想要無痛尊榮出國，與其花大錢，不如跟著寶可孟用對信用卡聰明消費，把每一筆刷卡發揮到最大價值！➤來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast➤每月45元支持寶可孟創作更多優質影片｜https://pokem.me/JoinPokemYT--➤長榮航空BR005搭乘圖文心得分享：https://pokem.me/4uyRbiK➤長榮航空BR87搭乘圖文心得分享：https://pokem.me/4eKM1Y9➤長榮航空會籍介紹：https://pokem.psee.ly/6n82j2➤國泰世華長榮航空聯名卡完整介紹：https://bit.ly/48G4HGH➤國泰世華長榮航空聯名卡VS美國運通長榮簽帳白金卡比較：https://bit.ly/4aFjYaW➤立即入手HSBC旅人卡：https://lihi1.com/0tjC9➤立即入手美國運通長榮簽帳白金卡：https://lihi.cc/Wqx9o➤立即入手CUBE卡：https://bit.ly/2VpU7mv➤立即入手長榮卡：https://lihi2.com/dCpE7➤長榮哩程兌換教學：https://bit.ly/45L4xM9 --加入會員，支持節目： https://pokemcard.firstory.io/join留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

Vonny Laing is a user-centred design lead at the Student Loans Company, part of the UK government, where she oversees a service used by millions of people at every stage of their higher education journey. She has held roles spanning UX design, content design, and head of design across both public and private sectors, and completed an MBA specifically to earn the language of business — and with it, a seat at the table where design decisions get made. We discuss why designing from the majority inward produces invisible failures, how flipping to an underserved-first model creates a halo effect for all users, and why government service assessments make the happy-path approach structurally untenable. Vonny shares how a single day of guerrilla research at a further education college surfaced a critical gap between student loan payments and universal credit eligibility that years of data had never revealed — and why synthetic users can never replicate that. We also get into her "eat your greens" principle for designing across a user's whole life; the case for disaster thinking over happy-path optimism; how stories and verbatims move executives more reliably than dashboards; and why designers who learn to speak business become a secret weapon in any organisation.Chapters:(00:53) Welcome and introductions (01:23) Vonny background (02:10) Moving fast in the civil service (04:02) The UK government digital community (05:05) The pyramid model (07:03) Underserved versus edge case users (08:09) Designing at population scale (09:43) Service assessments and design accountability (11:01) Discovery research methodology (13:25) Finding users invisible in the data (16:22) Bridging gaps you cannot fix (18:42) Eat your greens: needs versus wants (20:07) Designing for users over time (21:04) Worst-case scenario thinking (22:11) Mining complaint logs and prioritising (25:47) Why synthetic users fall short (28:12) Where automated testing has a role (29:19) Leave the building: guerrilla research (33:03) Communicating research through storytelling (36:29) Why Vonnie did an MBA (39:03) Design's ceiling in organisations (42:04) Wrap-upOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

HEADLINES:• Saudi PIF More Than Doubles 2025 Net Profit To $17.3 Billion • Kuwait's Zain To Invest $1.5 Billion In Syria Telecom Expansion • Emirates NBD in Talks to Acquire HSBC's Turkey Operations • ADNOC Set To Buy Shell's South Africa Fuel Stations In $1 Billion Deal translate to emarati arabic Newsletter: https://aug.us/4jqModrWhatsApp: https://aug.us/40FdYLUInstagram: https://aug.us/4ihltzQTiktok: https://aug.us/4lnV0D8Smashi Business Show (Mon-Friday): https://aug.us/3BTU2MY

العناوين:• Saudi PIF يضاعف صافي أرباحه في 2025 إلى 17.3 مليار دولار• Zain الكويتية تستثمر 1.5 مليار دولار للتوسع في قطاع الاتصالات في سوريا• Emirates NBD يجري محادثات للاستحواذ على عمليات HSBC في تركيا• ADNOC تقترب من شراء محطات وقود Shell في جنوب أفريقيا بصفقة قيمتها مليار دولار

In der heutigen Folge sprechen die Finanzjournalisten Daniel Eckert und Lea Oetjen über die Umsatz-Vervierfachung von Micron, schwere Vorwürfe gegen Alibaba und die Rettung einer Meme-Aktie. Außerdem geht es um Nvidia, United Airlines, Expedia, Booking Holdings, Wendy's, Alphabet, Verizon, Qualcomm, Cerebras Systems, Rheinmetall, TKMS, JPMorgan Chase, ExxonMobil, Johnson & Johnson, AbbVie, UnitedHealth Group, Chevron, HSBC, Applied Materials, Apple, Cisco Systems, Samsung Electro-Mechanics, Samsung Electronics, Vanguard FTSE All-World High Dividend Yield (WKN: A2PLTB), FTSE All-World (WKN: A2PKXG), iShares MSCI World Quality Dividend Advanced (WKN: A2P3WJ), iShares Core MSCI World (WKN: A0RPWH), iShares Euro Stoxx Select Dividend 30 (WKN: A2QP38), Fidelity Emerging Markets Quality Income (WKN: A2DWQW) und WisdomTree Megatrends ETF (WKN: A3EYCN). Und mit dem Code „AAAFRIENDS“ spart ihr jetzt 50 Prozent auf Eure Tickets beim Finance Summit am 2. Oktober – aber nur unter diesem Link: https://veranstaltung.businessinsider.de/event/financesummit26/summary?rp=c6dc55d6-6f4f-4fb4-b75f-3f3501d84859 Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Hier könnt ihr den AAA-Newsletter abonnieren: https://www.welt.de/newsletter/article232797673/Alles-auf-Aktien-Der-taegliche-Boersen-Newsletter-fuer-WELTplus-Abonnenten.html Und – ganz neu: AAA gibt es jetzt auch auf Instagram: https://www.instagram.com/alles_auf_aktien/ Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

In ep 179 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, transfemme voice actor SJ Harris joins Sam and Mark to talk about how to bring out a character's venom whilst being very insular, and how to communicate directly with a player as a character in a video game. There's a full circle moment where we reflect that paying it back is what we should all do. We learn how to play a hesitant character in an unusual piece of e-learning, and chat about how an ellipsisis... is a very powerful piece of punctuation!Our VO question this week is all about following your dreams!Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1A lot of my issues come with like decision making, but also memory and memory loss you know. I get this kind of brain fog. I can't think of the right thing or say the right word… it's slightly fuzzy a lot of the time. And I have to kind of have it explained, have to things explained in like two or three ways to then fully kind of understand it… yeah.Sometimes, my thoughts move so quickly that I can't like put together sentences or I…I don't know, I think I just - I struggle to say things, so I'll let other people sort of answer for me.Script 2How long has it been out there? Centuries? Millennia? I lost count when the silence stopped feeling like punishment… and started feeling like patience.You smell like it, you know. The living world. Warm air, sunlight… hope. I had almost forgotten what those things felt like.One day this door will open the wrong way. And when it does… I will step into the world she calls hers, the world she nurtures, protects, and pretends to love. And I will remind it of something she has tried so desperately to erase… that the crown of life was never meant for her.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: SJ Harris is a UK-based, transfemme voice actor with over a decade of industry experience - and she has an enviable range spanning masculine and feminine vocal tones. She's best known for voicing the Imaginary Friends in the popular Roblox game Pressure, as well as Digby in Burnhouse Lane and roles in SCP Fragmented Minds.She works predominantly in video games - but her body of work spans Audiobooks and Animation too!SJ's Website@Sjharrisactor on InstagramSJ on YouTube Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

A.M. Edition for June 24. Progressive candidates allied with Zohran Mamdani swept through New York's primaries, toppling more mainstream Democrats in deep-blue congressional districts. Plus, President Trump threatens big oil with a DOJ probe into why gasoline prices aren't lower yet. WSJ markets editor Alex Frangos, explains the lag and gives us an update on movements through the Strait of Hormuz. And as the energy crisis stemming from the war on Iran eases, HSBC's Frederic Neumann says a new one is brewing in Asia, as the onset of El Niño threatens the global economy. Luke Vargas hosts. Listen to all episodes in our series on ideas for fixing the housing crisis. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded live at #mtpcon London, Lily sits down with Emily Tate — former MD of Mind the Product for a broad debrief on the day's themes. They cover why product and design may matter more in an AI world than ever before, how heritage organisations can navigate transformation without the luxury of greenfield conditions, and what it actually takes to get internal stakeholders on side. Emily also makes a case for why SaaS isn't dead, why positioning fundamentals haven't changed despite the AI frenzy, and why remote work is draining the fun out of product teams.Chapters0:00 — Intro1:00 — The state of AI in product: still an inflection point3:18 — AI is a technology, not a moat4:57 — Keeping the humanity in product work6:13 — Advice for PMs new to the industry8:38 — Why conferences need both practical and inspirational talks10:24 — How to start speaking: find your local ProductTank13:46 — You don't need a novel idea to give a great talk16:01 — Charity Ibhadon's talk: product is hard, but it should be fun16:19 — Remote work and the slow erosion of joy at work19:15 — Innovating inside heritage organisations21:39 — Stop trying to educate stakeholders about product24:06 — April Dunford on positioning: what AI changes, and what it doesn't27:00 — The SaaS-pocalypse myth28:47 — Predictions: 12–18 more months of heavy AI talk30:59 — Filtering signal from noise: where Emily reads31:40 — Eric Ries' Incorruptible and building companies that resist corruptionKey takeawaysIf your only moat is AI, you don't have a moat. AI is a capability, not a product. The question is how you're using it to serve customers better than you could before — not whether you're using it at all.Building is no longer the bottleneck — deciding what to build is. That shift makes strong product and design thinking more important, not less.Stop trying to teach stakeholders about product. Drop the methodology, use their language, show them something tangible, and bring them along in ways that make sense to them — not to you.SaaS has a defensible edge. Products built on experience across hundreds of customers carry knowledge that a single company building its own solution can't replicate. That's a positioning story worth telling.Positioning fundamentals haven't changed. Sprinkling AI on your messaging doesn't sharpen it. Outside of tech, leading with AI can actively damage trust.You don't need a novel idea to give a great talk. Your version of a familiar concept might be the one that finally makes it click for someone. Start at a local ProductTank.Don't try to be someone else on stage. Find your style by doing it. Authenticity beats borrowed charisma.Remote work is eroding team joy in ways we're not measuring. The informal moments that build relationships and make work fun don't happen on Slack or in back-to-back video calls — and the resulting friction is real.Featured links  Incorruptible by Eric Ries — https://www.penguin.co.uk/books/460881/incorruptible-by-ries-eric/9780241692028The Decision Stack by Martin Eriksson — thedecisionstack.comChristian Idiodi — Silicon Valley Product GroupApril Dunford — aprildunford.comFind your local ProductTank — producttank.comMind the Product — mindtheproduct.comOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

哈根達斯比利時巧克力系列，匠心選用72%可可含量的比利時巧克力，那綿密的冰淇淋口感，再加上薄脆的巧克力脆片，苦甜交織，完美呈現黑巧克力的濃郁香醇，是專屬成熟大人系的奢華風味。 https://fstry.pse.is/9byexe —— 以上為 Firstory Podcast 廣告 —— 燒腦的萬惡之源？高門檻與 MCC 密碼的重重考驗「滙豐Live+卡」權益正式公告延長至 2026/09/30囉，但想上車可沒那麼簡單。銀行祭出「月薪5萬元」的超高門檻，小資族得靠存入70萬元至HSBC帳戶，才有可能過件。更令人頭痛的是，這張卡並非無腦刷，加碼回饋完全綁死在餐廳、購物、娛樂的萬惡「MCC Code」代碼上，只要綁定 LINE Pay 或街口支付等第三方支付，權益立刻噴飛、只剩 0.88% 慘劇。消費者刷卡前還得像偵探一樣猜測店家營登，甚至得先用「彰銀卡」+ LINE通知來小刷試水溫，實質用卡體驗相當折騰人。哩程老玩家必備！完美 combo 打造8.5元換哩神卡雖然規則燒腦，但只要用得對，我認為這張卡就是免年費的「新一代哩程輕神卡」！基本保底3.88%回饋，開戶綁定自扣直衝4.88%，去日星馬等指定國外實體餐廳更有5.88%神級回饋。最狂的是，現金積點能以1:2比例兌換長榮、華航、亞萬哩程，換算下來最低海外只需8.5元就能累積一哩！只要懂得在百貨、Outlet實體刷卡，或者透過買 PChome儲值金等「轉彎消費」轉手，每月封頂刷2萬元，絕對能和「HSBC旅人卡」完美搭配，拿好拿滿不改惡！完整解說請參考本集節目。➤來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast➤每月45元支持寶可孟創作更多優質影片｜https://pokem.me/JoinPokemYT--➤HSBC Live+ 卡完整解析：https://pokem.me/4d5ihFa➤HSBC卡2026年使用攻略：https://pokem.me/4sjwAOV➤HSBC旅人卡完整解析：https://bit.ly/3gxiQuy➤HSBC旅人卡機接及貴賓室使用攻略：https://pokem.me/4d3rhvO➤收看YouTube影片解析：https://youtu.be/08jH6PryKG4➤點我入手一張HSBC信用卡：https://lihi1.com/0tjC9➤完成任務，回報領獎：http://bit.ly/3nctlGb--加入會員，支持節目： https://pokemcard.firstory.io/join留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

En este nuevo episodio de Análisis BIVA Sostenible nos acompaña Diego Spannaus, Director Ejecutivo de Finanzas Sustentables de HSBC México y LAM, quien nos habla sobre la evolución y perspectivas de las finanzas sostenibles, y las estrategias ASG como motor de competitividad empresarial. Conducido por María Ariza, Directora General de BIVA.

The latest GDP figures may not reflect the reality many businesses are facing right here, right now. GDP rose 0.8 percent in the March quarter - the third consecutive quarter of growth. HSBC Chief Economist Paul Bloxham outlined some predictions about the future, especially with the ongoing Middle East conflict. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Deze aflevering duiken we in de bijzondere wereld van de grondstoffenmarkt. En de wilde bewegingen die handelaren maken. ING ziet de vraag naar complexe derivatenconstructies exploderen, nu bedrijven worstelen met margestortingen en extreme prijsschommelingen. We proberen in Jip & Janneke taal te kijken hoe ING precies scoort. Wat het betekent voor het aandeel. En: klan ING nóg meer geld verdienen met deze onrust? Ook hebben we het over SK Hynix. De maker van geheugenchips was even Samsung voorbij als meest waardevolle beursbedrijf van Zuid-Korea! Best knap, als je je bedenkt dat het bedrijf eerder nog bijna failliet ging. Verder staan we uitgebreid stil bij het overlijden van Alan Greenspan. De voormalig Fed-voorzitter die maar liefst 100 jaar is geworden. Je hoort waarom hij zo bejubeld werd, maar ook waardoor hij (aan het einde van zijn termijn) werd beschuldigd van de grootste financiële crisis ooit. Verder in dit beurstheater: Aalberts succesvol terug in de AEX Easyjet wijst overnamebod drie keer op rij af Aandeel van Alphabet dondert in elkaar SpaceX wordt wéér gedumpt op de beurs Keir Starmer stopt als premier, maar markten rustig Baas Nike gelooft in Nike, terwijl de rest dat niet echt doet Warren Buffett's lievelingetje ligt overhoop met de Amerikaanse belastingdienst Te gast: Stan Westerterp van Bond Capital Partners BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Je hoort hem ook in de BNR-podcast Moerdijk: dorp van de rekening. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie.See omnystudio.com/listener for privacy information.

Derek Champagne talks with Rohit Agarwal, CEO of The Weather Company.Rohit Agarwal is the CEO of The Weather Company, the world's most accurate forecaster. In this role, Rohit is responsible for setting the strategic vision that spans the company's digital consumer properties, including The Weather Channel app and weather.com, as well as its enterprise business across media,advertising, aviation, defense, and a variety of other industries. He stands behind the belief that high-performing teams are critical to innovation, growth, and impact, and diverse backgrounds and thinking benefit the end customer.Prior to joining The Weather Company, Rohit was the chief product and revenue officer at SoundCloud, the world's largest online community of artists, bands, DJs, and audio creators, where he led the vision, strategic execution, and revenue. This included overseeing business and product strategy, delivery and operations, design, product marketing, and growth. Through Rohit's leadership, SoundCloud refactored the product, doubled its subscriber base, and meaningfully improved its ads business, leading the company to its first profitable year in its 16-year history.Rohit previously served as chief product and growth officer at CNN. Throughout his career, he has driven 2-3x user and revenue growth across leading companies in industries including music (Last.fm, CBS), media(CNN/WarnerMedia, The Economist, Bild), banking (HSBC), B2B SaaS (Trustpilot, Akamai), and consumer internet (AOL). Rohit is a frequent speaker at leading conferences (Google I/O, SXSW, CES, RISE, WebSummit, Product Summit), an active advisor and investor in startups, and launched his own startup in the past. He is also a committed supporter of diverse and inclusive education initiatives – both as a board member of the Smithsonian's Center for Folklife and Cultural Heritage and as a board member of Leap Year, a unique program based in metro Atlanta dedicated to improving college access and early adolescent reading skills to under-represented youth.Rohit lives in Atlanta with his wife and two daughters. An avid sports fan, he also enjoys playing soccer and tennis, painting, and cooking, and he acknowledges that his creative endeavors make him a better leader.Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

Lindsey Jayne is an independent product adviser and coach, and former chief product officer at the Financial Times. She began her career at the Government Digital Service, where she stumbled into product management by chasing someone down a corridor holding a MacBook that actually worked. What followed was 15 years moving through startups, scaleups, and ultimately one of Britain's most storied media institutions.Chapters00:00 — Introduction01:08 — Lindsey's origin story: from a broken government laptop to product management02:48 — Why product managers burn out: accountability without authority05:34 — Influencing stakeholders using discovery skills07:19 — What leaders can do to clear the way for their product teams08:44 — Stakeholder mapping: the influence and interest framework09:41 — Recognising burnout signals in your team at scale11:16 — Balancing passion and sustainability: when enthusiasm becomes a pattern14:16 — When to transition from individual contributor to product leader16:24 — Product reviews and cross-team knowledge sharing18:42 — How to communicate effectively with senior stakeholders20:40 — Career-defining advice: you don't have to die on every hill21:43 — Half your job is landing the product, not just building it22:25 — The most common mistake junior product managers make24:05 — How to tell your story after a difficult or toxic company exitOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

In ep 178 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Trev Fleming joins Sam and Mark to talk about splitting the difference between dynamic and powerful to create a compelling read and how strict timings can impact a performance. We learn how to teach something whilst being conversational in a long e-learning course... and why being clean with no 'ums' and 'errs' is a presenter trait rather than an actor's one. Did you know other languages have "thinking words" where we just put in an 'umm' or an 'aah'?Our fun facts cover Geography graduates, smashing pedal bikes, and a slicing knife nightmare that might make you feel queasy. Our wildcards are a lizard person from the centre of the earth, an irate football dad on the sidelines, and a dog who gets excited when he hears the word walk!Our VO question this week is all about whether actors get a better reaction from casting directors when they stop trying to appear impressive.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Bill Burr, one of the biggest comedians on the planet, has had a podcast for the last 10 years on YouTube. This is his thumbnail. The same one, each and every time. For me, as a big fan, I immediately recognise it when I see it mixed in with other videos on the recommended sidebar.Is this thumbnail good? No, it's actually modest, at best! It does show his face and you can clearly read the text, but that's about it. Still, this style works for him. He doesn't want to hire a person who handles his graphics, he just wants to put his content out there ASAP.Script 2To meet these challenges, we designed precise, dynamic, evolving adaptations.A soundtrack that adjusts in real time to the lights, the pace, and the energy of the arena.This is not just background music.It's a signature.A wave that resonates through the players' entrance show.That elevates the ceremonies.That fuels digital platforms and social media.A sound that amplifies the experience—and the power of the competition.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Trev Fleming is an experienced actor and voice actor who's been doing silly voices for over 15 years (well, longer actually but that's how long he's been getting paid for it!). Whether it's TV, Stage, Film, Greenscreen, Prosthetics, Mocap/P-Cap - Trev's your guy. He's a professional nerd and has voiced game trailers, indie games and Triple A titles, IVR, TV and radio commercials, audiobooks, audio drama and has been the voice of God in numerous stage productions.Trev's Website@trevfleming.actor.voice on Instagram Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

How do you rebuild a company's entire capability infrastructure — and fund the transformation through the savings it generates? Zaka Farhat is Global SVP for Talent, Learning, Organisation and Capability Development at GSK, where she leads the company's enterprise-wide skills, learning and capability agenda. In this episode, Zaka shares the full story of how GSK rebuilt its capability infrastructure in 18 months - retiring more than 20 legacy systems, building a single skills and learning ecosystem, and funding the transformation through the savings it generated. Join them as David and Zaka discuss:Why GSK's skills transformation began with a commercial question about capability and cost The five conditions for organisational readiness that had to be in place before any platform launched How GSK approached skills taxonomy, job architecture and inference, and what they had to redo along the way What personalised learning looks like at scale, and how skills data is now shaping workforce planning decisions What GSK chose to stop, and why decommissioning is the step most transformations skip How Zaka's team is measuring impact across three KPI layers This episode is sponsored by TechWolf. The world of work is being rewritten faster than HR systems can keep up. Skills age in months. Roles get redesigned quarter by quarter. CHROs have quietly become AI transformation leads, and the data they need to lead it doesn't exist in any HR system. That's why the world's most forward-looking enterprises such as HSBC, AMD, T-Mobile, GSK, ServiceNow, Pfizer, have built on TechWolf. As the data layer for the AI era of work, TechWolf gives enterprises the skills, they need to move faster and lead with confidence. Skills Intelligence, Work Intelligence, and Market Intelligence, in one layer. Visit techwolf.ai. Hosted on Acast. See acast.com/privacy for more information.

Studying abroad provides students with valuable opportunities to grow strong, but it also brings significant challenges for both students and parents, particularly in financial planning.Beyond tuition and other fixed costs, many families also have to manage unexpected expenses and unforeseen situations when their children live away from home. In this context, the support of international financial institutions such as HSBC, through global financial solutions, can help families and students stay more prepared, ease financial pressures, and feel more secure throughout the study abroad journey.To learn more about these solutions, join us for practical insights from Manpreet Singh – Country Head of Customer Propositions & Marketing at HSBC – in Episode 395 of the Vietnam Innovators podcast (English edition) this week.---Listen to this episode on YoutubeAnd explore many amazing articles about the pioneers at: https://vietcetera.com/vn/bo-suu-tap/vietnam-innovatorFeel free to leave any questions or invitations for business cooperation at team@vietcetera.com

Welcome to another episode of The Company Doctor! This week, we are thrilled to be joined by Fiona Richards, Group COO of the Ephelia Group. With a career spanning traditional banking giants like Deutsche Bank and HSBC, Fiona now sits at the bleeding edge of payment technologies, blockchain, and AI.The role of the Chief Operating Officer is evolving fast. It's no longer just about back-office efficiencies and controls; it's about knitting together technology, compliance, customer service, and commercial priorities to execute a founder's vision. But how do you build a culture capable of delivering that? And how do you navigate "crypto bro" stereotypes to build a genuinely diverse tech workforce?In this episode, Fiona faces the George Clode Grill, sharing her operational wisdom on everything from unlearning old banking habits to using AI to elevate (not eliminate) entry-level talent. Plus, she explains why "diversity of thought" will always be the ultimate competitive advantage.Key takeaways from this episode:The Modern COO: The role has shifted from just back-office control to managing a complex spectrum of technology, compliance, and commercial verticals. Flexibility is the name of the game.Visions aren't "Eureka" moments: A vision evolves over time. If the people executing the strategy aren't involved from the get-go, delivery becomes nearly impossible.Diversity of Thought Wins: Corporate diversity initiatives are a good start, but the real prize is diversity of thought—creating a culture where constructive challenge and asking questions are actively encouraged by the C-Suite.AI Elevates the Entry-Level: Automating the "grunt work" doesn't destroy entry-level roles; it actually gives junior talent the opportunity to take on higher-value, diverse tasks much earlier in their careers.Send us Fan MailLinks & references: https://www.thecompanydoctor.com/Gary Gamp: https://www.linkedin.com/in/garygampGeorge Clode: https://www.linkedin.com/in/georgeclodeGary's new book, Career Catalyst - available online now: https://www.amazon.co.uk/Career-Catalyst-Secret-Skills-School-ebook/dp/B0DFYVG6XY/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=&sr=

In a world of top-down corporate structures, where everyone is faking it until you make it, what happens when you introduce empathic leadership? The kind of leader who sees vulnerability, listening, and inclusion of different perspectives as strength, who holds such a safe space that conflict leads to better outcomes. Today's guest is Victoria Pelletier, a 20 -plus-year corporate executive board Director, a number one bestselling author and professional public speaker whose focus is empowering people through whole human leadership. Join us to find out more! With the support of her adoptive parents, Victoria Pelletier overcame the extreme adversity she faced from the circumstances of her birth to cultivate her #NoExcuses philosophy to become a successful corporate executive at a very young age. She currently teaches lessons to craft your brand and elevate your professional career and personal legacy. With the support of her adoptive parents, Victoria Pelletier overcame the extreme adversity she faced from the circumstances of her birth to cultivate her #NoExcuses philosophy and become a successful corporate executive at a very young age. She offers personal and professional development lessons including how to craft your authentic personal or professional brand to elevate your career and legacy. Watch or listen to the show to be inspired and empowered to change your mindset, step into your role as an empathetic and authentic leader and build a life of resilience. You’re Invited! WATCH: TEDx talk on Healthy Resilience https://www.youtube.com/watch?v=xFpknOCFMOg QUOTES You have a choice and how you're going to move forward. What I say, I do, I live, I believe. I show up authentically in every format, in every venue in which you'll meet me.   VICTORIA PELLETIER BIO Victoria is a 20+ year Corporate Executive, Board Director, #1 selling author and Professional Public Speaker. Nicknamed the “Turn Around Queen” and the “CEO Whisperer” by former colleagues and employers, Victoria inspires and empowers her team and clients to change mindsets and drive growth in business, leadership and culture. As someone who does not subscribe to the status quo, she is always ready for new challenges becoming one of the youngest Chief Operating Officers at the age of 24, president by 35 and a CEO at age 41. Victoria was recognized as one of the 100 Global Outstanding LGBTQ Executive Role Models by Involve (sponsored by YouTube), a 2023 Women of Influence by South Florida Business Journal, a semi-finalist in the 2023 50/50 Women on Boards Women to Watch, 2022 Top 30 Most Influential Business Leaders in Tech by CIOLook, 2022 Most Influential Entrepreneur of the Year by World Magazine, 2021's Top 50 Business Leader in Technology by Insight Magazine and a Mentor of the Year by Women in Communications & Technology in 2020. HSBC bank awarded her the Diversity & Inclusion in Innovation award in 2019 and she was IBM's #1 Global Social Seller ranked by LinkedIn in 2019 and 2020. As a prolific motivational and inspirational speaker, Victoria has delivered keynotes discussing the significance of Whole Human Leadership – being an empathetic and authentic leader, as well as the importance of personal branding and its impact on professional growth; the power of DEI on corporate cultures and building a life of resilience. LINKS Web: https://victoria-pelletier.com/ X: https://twitter.com/PelletierV29 Instagram: https://www.instagram.com/victoria_pelletier_unstoppable/?hl=en Facebook: https://www.facebook.com/Victoria.Pelletier.Unstoppable/ LinkedIn: https://www.linkedin.com/in/victoriapelletier/   YOUR GUIDE TO SOUL NECTAR: KERRI HUMMINGBIRD Kerri Hummingbird, Medicine Woman, Mother and Mentor, is the Founder of Inner Medicine Training, a Mystery School that shares potent ancient traditions from the Andes and Himalayas for owning your wisdom and living your purpose. She is the #1 international best-selling author of “Inner Medicine: Becoming One with Mother Earth for the Survival of Humanity”, “Love Is Fierce: Healing the Mother Wound”, “The Second Wave: Transcending the Human Drama” (on the int'l bestseller charts for over 6 years) and the award-winning best-selling book “Awakening To Me: One Woman's Journey To Self Love” which describes the early years of her spiritual awakening. As the host of Soul Nectar Show, Ms. Hummingbird inspires people to lead their lives wide awake with an authenticity, passion and purpose that positively impacts others. As a healer and mentor, she catalyzes mind-shifts that transform life challenges into gifts of wisdom. If you are wondering what the heck is going on, the answer is simple. We are in the process of a massive shift in consciousness that can most aptly be described as the metamorphosis from caterpillar to butterfly. As a medicine woman, I guide you to the next deepest understanding and embodiment of yourself as a spiritual being. Whether you receive a shamanic healing session, participate in the Reinvent Yourself Training program, or join us for Inner Medicine Training, one thing is certain: you will connect more deeply with your true self and learn to navigate the changes in your life from an empowered space within. SCHEDULE A FREE DISCOVERY SESSION: https://tinyurl.com/SoulNectarChat JOIN SOUL NECTAR TRIBE! https://kerrihummingbird.com/membership In Soul Nectar Tribe, we are joining forces to influence a new conversation on the planet…one that respects and honors all of life and looks forward seven generations to ensure the consequences of our actions are what we choose to create for our descendents. When we join our sparks together in community and comraderie, we become a powerful beacon of light and hope. FREE GIFTS! 1. Receive the free Reinvent Yourself ebook and guided meditations at http://www.kerrihummingbird.com/gift 2. Receive the Second Wave Guided Meditation Pack for free at http://www.thesecondwave.media LINKS FOR KERRI HUMMINGBIRD Website: www.kerrihummingbird.com Facebook: https://www.facebook.com/kerri.hummingbird.sami Instagram: https://www.instagram.com/kerri.hummingbird/ YouTube: https://www.youtube.com/@soulnectarshow LinkedIn: https://www.linkedin.com/in/kerrihummingbird/

Welcome to a special blockbuster compilation edition of The Edge of Show, broadcasting live from the ground at Consensus Miami! In this episode we sit down with four massive market leaders who are shifting emerging tech away from pure retail speculation and directly toward institutional-grade utility, RWA tokenization, and physical AI infrastructure.Join us with Evan Auyang, President of Animoca Brands, to discuss their historic fintech milestone: securing a rare regulated stablecoin license from the Hong Kong Monetary Authority alongside HSBC. Then we travel with Lin Dai, CEO of BookIt.com to show us details on how their system quietly processed $1.3 billion in travel volume using stablecoin backends without exposing regular consumers to crypto friction.Next Adam Levine, CEO of Fireblocks Financial Services, breaks down on why Wall Street "suits" are taking over the ecosystem and how AI wallets will soon pay for things autonomously. And finally we finish the episode with Till Wendler, CEO and Co-Founder of Peak, who successfully reveals they have tokenized an entire automated robotic vertical farm in Hong Kong. The future on finance is here at the Edge of show, don't miss this episode. Support us through our Sponsors! ☕ Want to make content like ours? Sign up with Castmagic to make your creative process easy: https://bit.ly/CastmagicReferral Work smarter, grow faster. Automate your SEO, get AI insights, and manage all your clients in one place with Helm. Start today 50% off your first month at helmseo.com

There is a moment in every conversation about cybercrime when the criminal stops being a shadow and becomes a person with a desk, a calendar, and a complaint about Monday. That moment is the one that interests me. For years I've been told cybersecurity is a technical problem. Firewalls, patches, acronyms nobody outside the room understands. And it is, partly. But sit with Geoff White for fifteen minutes at InfoSecurity Europe and the technical layer becomes what it always was underneath: people. People who get out of bed, argue with their partners, drink too much vodka after a breakup, and worry about a grandmother in the hospital — while running an extortion racket that, somewhere else, is shutting down the hospital treating someone else's grandmother. Geoff is an investigative journalist and author who has built a career out of refusing to let crime stay abstract. His new BBC series, Cyber Hack — the strand that grew out of The Lazarus Heist — turns its attention to one of the world's biggest ransomware gangs, Conti. And here is the detail that stayed with me: he has read their mail. Three hundred thousand internal messages, leaked, written by the criminals themselves when they assumed no one was watching. A journalist's candy store, as he called it. Also a nightmare — in Russian, thick with slang, mistranslated so often that “Bitcoin” comes out as “cue ball” and money hides behind the word for “grandmothers.” What fascinates me is not the heist. It is the self-portrait. Because the gang does not see a gang. They see a company. They have clients, they say. Customers. Negotiations conducted professionally. Some of them even hand the victim a report afterward — here is how we got in, here is what you should fix — as though extortion were a security audit with an invoice attached. Geoff has a theory I find hard to argue with: extortion is exhausting work for a smart person to do every day, so the brain quietly rewrites the job description. Criminal becomes businessman. The part that knows the truth shrinks. The story they tell themselves takes over. I'm Italian, so of course The Godfather arrived uninvited in the middle of our conversation. It's a business. Nothing personal. We laughed — I get to make that joke and Geoff doesn't — but underneath the laugh is something genuinely unsettling, and it has nothing to do with hackers. It's about all of us. We are all narrating ourselves into the people we'd prefer to be. The ransomware gang simply does it with higher stakes and worse intentions. This is why storytelling isn't decoration on top of cybersecurity. It's the only tool that makes the invisible visible. Geoff's last BBC series landed at number seven on the US charts, a few slots below Joe Rogan, because he tells these stories as stories — with the technical iceberg sitting safely below the waterline. People learn when they aren't being lectured. And we should learn, quickly. The same week I'm laughing about cue balls, Geoff describes cloning his own mother's voice with an AI tool and phoning her. She thought the line was just a little muffled. I told him what I tell my parents: if anything feels strange, hang up and call me directly. A pre-digital instinct, used as armor against a very digital trick. So what do we carry forward, and what do we leave behind? We carry the stories. We leave behind the comfortable idea that any of this is happening somewhere else, to someone else. The new season of Cyber Hack is expected in July. Listen to it — not because it will scare you, though it might, but because it makes a hidden world legible, and legibility is where every defense we have begins. Geoff's books and the show are linked below. And if you'd like more of these conversations, subscribe to the newsletter at marcociappelli.com. Let's keep thinking. — Marco Co-Founder ITSPmagazine & Studio C60 | Creative Director | Branding & Marketing Advisor | Personal Branding Coach | Journalist | Writer | Podcast: An Analog Brain In A Digital Age ⚠️ Beware: Pigs May Fly |

Send us Fan MailMost companies chasing AI transformation are doing it in the wrong order. Manuel Barragan spent 20+ years inside organisations like Reuters and HSBC before building his own consultancy - and what he learned is this: technology cannot fix broken people and broken processes. It can only run them faster.What You Will LearnHow to identify whether your company is truly transforming or just adding tools to existing dysfunction Why putting technology before people is the single most expensive mistake in digital transformation What AI governance actually means - and why ignoring it is exposing your company's data to the world How to close the AI literacy gap inside your organisation before it becomes a competitive liability Why the conductor, the musicians, and the instruments all have to be ready before the concert beginsTimestamps01:30 — From Reuters CTO to Regional CEO: What 20 Years Inside the Giants Taught Him 08:15 — Why "We're Transforming" Is the Biggest Lie in Business Right Now 10:18 — The AI Hype Trap: Why It's the Same Mistake Companies Made with SAP 14:16 — Data Governance & AI Literacy: The Hidden Risk Destroying Companies From the Inside 21:06 — This or That: Corporate World vs Entrepreneurship, AI Liberates or Replaces, and MoreAbout the GuestManuel Barragan is a fractional executive and digital transformation strategist with 20+ years of leadership across Reuters, HSBC, Marsh, IBM, and multiple CEO and Managing Director roles across Latin America. His firm, DTS Strategist, works with corporations and SMEs to fix the people and process foundations that determine whether technology investments succeed or fail. He is currently writing a book on navigating digital transformation through the human lens. Connect with Manuel LinkedIn: Manuel Barragan Website: www.dtstrategist.comConnect with HinaHina's WebsiteHina's LinkedInHina's InstagramHina's Youtube Channel Subscribe for new episodes every Wednesday and Friday.Production Credit: Produced by @the32collective_ / https://www.the32collective.co/

Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

How do the world's most forward-thinking organisations use skills intelligence, market intelligence and work intelligence together to stay ahead? In this episode of the Digital HR Leaders podcast, host David Green is joined by Mik Wornoo, co-founder and President of US at TechWolf, to explore how organisations are using three signals together to build a strategic workforce planning strategy that can keep pace with AI, and what that looks like in practice. In this conversation, David and Mik discuss: What skills intelligence, work intelligence and market intelligence each bring to strategic workforce planning, and why all three matter What work intelligence actually means in practice, and how decomposing work into tasks is changing how organisations understand the impact of AI on their workforce How AI is actively reshaping roles right now, and what that means for strategic workforce planning, job architecture and redeployment Real-world case studies from organisations using all three signals to make smarter workforce decisions and align their people strategy with their AI strategy What it actually looks like to get started, and why the barrier to entry is lower than most HR leaders think This episode is sponsored by TechWolf. The world of work is being rewritten faster than HR systems can keep up. Skills age in months. Roles get redesigned quarter by quarter. CHROs have quietly become AI transformation leads, and the data they need to lead it doesn't exist in any HR system. That's why the world's most forward-looking enterprises such as HSBC, AMD, T-Mobile, GSK, ServiceNow, Pfizer, have built on TechWolf. As the data layer for the AI era of work, TechWolf gives enterprises the skills, they need to move faster and lead with confidence. Skills Intelligence, Work Intelligence, and Market Intelligence, in one layer. Visit techwolf.ai. Resources: TechWolf podcast Hosted on Acast. See acast.com/privacy for more information.

What if the biggest thing holding your business back isn't effort, strategy, or talent, but a lack of clarity?In this energizing episode of the Sacred Changemakers Podcast, I'm joined by Isabelle Mercier-Turcotte and Margarita Romano, Co-CEOs of LeapZone Strategies and founders of Trailblazers Retreat Center. Together, they are no-nonsense business growth catalysts known for helping entrepreneurs, leaders, and teams build brands, businesses, and lives by design, not by default. With more than 25 years of hands-on experience in brand positioning, marketing, leadership, and business growth, Isabelle and Margarita have worked with over 500 companies, including A&W, Robeez Footwear, TEDx, Earls Restaurants, IMAX, TD, and HSBC. Their work helps businesses become The First, The Best, or The Only, so their value becomes unmistakable and they can be chosen with confidence, regardless of price.This conversation brings together two powerful streams of wisdom. Isabelle brings the sharp, strategic lens of brand clarity, positioning, leadership, and business architecture, while Margarita brings a deeply embodied understanding of human behavior, energy, resonance, and the wisdom of horses. At Trailblazers, their retreat center on Vancouver Island, their equine partners help leaders and teams see what's really happening beneath the surface, because horses don't respond to performance, titles, or polished words. They respond to what's real.Together, we explore why so many businesses are missing clarity and how that affects everything from leadership and culture to sales, team alignment, execution, and growth. We talk about the difference between branding, positioning, and marketing, why so many purpose-led people over-function, and how leaders can stop carrying everything themselves and begin building with more courage, structure, and intention. This is a practical, honest, and deeply human conversation for coaches, founders, changemakers, and leaders who want to build meaningful work without losing themselves in hustle, chaos, or performance.Key TakeawaysWhy clarity is one of the greatest competitive advantages in business today.The difference between branding, positioning, and marketing, and why mixing them up creates confusion.How to become The First, The Best, or The Only in a way that feels true rather than forced.How horses reveal incongruence, energy, and leadership patterns that are often hidden in boardrooms.How to build a business and life by design, not by default.Learn More About Today's GuestLeapzone Strategies website ****→ www.leapzonestrategies.comMargarita's bestselling book: How To Love Without Limits →https://leapzone.lpages.co/book/Ebook: The First. Best. Only. Advantage eBook → ****https://leapzone.lpages.co/first-best-only-advantage-optin/Isabelle on LinkedIn → https://www.linkedin.com/in/leapzoneleader/Margarita on LinkedIn → https://www.linkedin.com/in/margarita-romano-a40445209/About the HostJayne Warrilow is the founder of Sacred Changemakers, a global community and learning space exploring the intersection of human resonance, regenerative change, and conscious leadership.Learn more at sacredchangemakers.com

EPISODE DESCRIPTION I sat down with Lux, Chief Commercial Officer at OpenPayd, and this conversation genuinely surprised me. Lux started out as an FX trader at JP Morgan , the guy who once typed 'Bitcoin is a Ponzi scheme' into a Bloomberg chat , and now he's helping build one of the most quietly impressive fintech infrastructure companies out there. We got into how OpenPayd has grown to over 1,200 institutional clients, processed over $200 billion in volume annually, stayed cash flow positive for five years, and never taken a single round of funding. We talked about why financial institutions are now OpenPayd's fastest growing vertical, what the stablecoin sandwich actually means for cross-border payments, and whether crypto is really dead or just maturing. Lux also shared his contrarian take on why the era of 150% Ethereum weeks is probably behind us , and why that's actually a good sign. If you're in fintech, payments, or crypto infrastructure, this one is worth your time. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT OpenPayd Website: https://www.openpayd.com/OpenPayd LinkedIn: https://www.linkedin.com/company/openpayd/Web3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:06] Sam introduces Lux from OpenPayd , a bootstrapped fintech with 200+ employees and $200B+ annual volume• [01:30] Lux's origin story: FX trader at JP Morgan who called Bitcoin a Ponzi scheme in 2009, then missed it, then got into Ethereum• [03:20] How joining a payments firm opened Lux's eyes to the real problem crypto companies face with banking access• [05:09] The divergence between crypto and stablecoins , and why stablecoin market cap is no longer correlated to Bitcoin price• [06:06] What OpenPayd is built on: providing financial infrastructure to underserved industries and incorporating blockchain into payments rails• [09:35] The Innovator's Dilemma in banking , why incumbents like HSBC still charge 1.7% on FX when the actual spread is near zero• [11:00] How Revolut and Nubank disrupted banking without reinventing the wheel , and what that means for crypto adoption by banks• [13:18] How OpenPayd differentiates: speed, product, tech, licensing, and becoming a one-stop-shop across fiat and blockchain rails• [18:03] The biggest trend at OpenPayd: financial institutions have become the number one vertical in under 15 months, driven by stablecoin adoption• [20:50] Running a bootstrapped company: the nice headache of keeping up with growth while staying compliant across 1,300+ institutional clients• [22:19] Lux's contrarian take: crypto isn't dead , the market has just matured because institutional money behaves differently than retail• [27:19] Why AI investment and geopolitical uncertainty have pulled capital away from crypto , and why that rotation will eventually reverse• [31:05] Lux's biggest challenge as CCO: reducing churn, staying relevant, and keeping one eye on short-term revenue and one on scalable growth• [32:49] OpenPayd's 2-3 year roadmap: US expansion later this year, then Latam and Asia , building both sides of the stablecoin sandwich• [34:41] On fundraising: profitable for five years, no need to raise, but never ruling it out

What does it take to turn a 300-year-old bank into the UK's biggest fintech? Sharon Doherty is Chief People and Places Officer at Lloyds Banking Group, and over the last four years she's been leading one of the most ambitious organisational transformations in British financial services - 300-year-old institution reinventing itself as the UK's biggest fintech.In this episode, David and Sharon get into what transformation at that scale actually looks like from the inside - the governance, the culture work, the AI strategy, and the tough calls that only leadership can make. How Sharon thinks about her role as CPPO through three lenses: storyteller, tough lover, and disruptorThe AI governance structure at Lloyds, including the control tower she runs with the CTO and the ethics committee underpinning every decisionThe cross-functional super agent Lloyds is building with MicrosoftWhy HR leaders should be fighting to get Places on their remit, and how ownership of the physical environment transforms what the function can deliverHow Lloyds is approaching the shift from AI literacy to AI fluency across 80,000 peopleWhat Sharon thinks the world of work looks like in 2033, and the role HR must play in getting there This episode is sponsored by TechWolf. The world of work is being rewritten faster than HR systems can keep up. Skills age in months. Roles get redesigned quarter by quarter. CHROs have quietly become AI transformation leads, and the data they need to lead it doesn't exist in any HR system. That's why the world's most forward-looking enterprises such as HSBC, AMD, T-Mobile, GSK, ServiceNow, Pfizer, have built on TechWolf. As the data layer for the AI era of work, TechWolf gives enterprises the skills, they need to move faster and lead with confidence. Skills Intelligence, Work Intelligence, and Market Intelligence, in one layer. Visit techwolf.ai. Hosted on Acast. See acast.com/privacy for more information.

We kick off the month of June with our all-star panel – iCapital's Sonali Basak, Invesco's Brian Levitt and HSBC's Max Kettner. Plus, Box CEO Aaron Levie weighs in on the big turnaround in software stocks. And, star analyst Oliver Chen tells us what he's expecting from a big week for retail earnings. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While the last few years of Katie Price's life have not been uneventful, the last weeks of her life have been extraordinary even by Katie Price standards. In January, she married a Guy in Dubai (Lee Andrews) after three days in his company. The Guy in Dubai was immediately the subject of intense media scrutiny, and what was revealed was jarring. So jarring, perhaps, that Lee Andrews opted to step away from his life for a bit and faked his own kidnapping to do it. Editor's Note: This episode was recorded on Friday, May 22. On May 27, Lee Andrews contacted Katie Price from Dubai's central prison, where he is being held reportedly on "a private civil matter." And, thanks to HSBC's fraud department, Clemmie got her money back. Sponsors Today's episode is sponsored by Smalls. Get 60% off your first order, plus free shipping and free treats for life, when you head to smalls.com/trashy! Want early, ad-free episodes, regular Dumpster Dives, bonus divorces, limited series, Zoom hangouts, and more? Join us at patreon.com/trashydivorces! Want a personalized message for someone in your life? Check us out on Cameo! To advertise on our podcast, please reach out to info@amplitudemediapartners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Danny started with a pressure washer in the back of his SUV, knocking on doors and figuring it out the hard way. After joining HSBC, he scaled from $72K to over $220K in just over a year, but the bigger shift was going from solo operator to building a real business through people, creating opportunities for his team, and starting to see his company as an asset.See where your business stands —Take the free Growth ScorecardListen to the full audiobook free — Get Off The TruckFollow HSBC Social's:Facebook | Instagram | YouTube | HSBC Accelerator | Jobber | Home Service Business Coach Email: info@homeservicebusinesscoach.com