Podcasts about HSBC

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Los titulares de la semana en 2Playbook.com junto a Álvaro Carretero y Patricia López. Hoy analizamos la venta del RCD Espanyol, patrocinios de Revolut y Como 1907, HSBC y LIV Golf, la asistencia al Eurobasket femenino y los ingresos por patrocinio del Mundial de Clubes. Además, suscríbete a 2Playbook y llévate el informe LaLiga Commercial Report con un 20% DE DESCUENTO. ¡Y recuerda que tienes un 50% de descuento si eres estudiante! ¿Quieres más podcast de la industria del deporte? Apunta: SPORTS, INSIDE by 2Playbook 2Playbook Breaking News PRO Media & Content PRO Women in Sport PRO FitnessContacto, sugerencias y feedback: podcast@2playbook.com.

Is the market's week-long pause working to refresh the bull for a further climb? Or is the market undergoing a midsummer stall as it did this time last year? We discuss with Avery Sheffield of Vantage Rock, Requisite Capital's Bryn Talkington and HSBC's Alastair Pinder. Plus, some big news in the fintech space breaking this afternoon – that group of stocks sinking midday. Top analyst Dan Dolev hops on the CNBC newsline with his instant reaction. And, one top technician highlights what he says are the three best charts in the market right now.  

The U.S. Treasury officially removes the DeFi broker rule. HSBC tests a digital Hong Kong dollar. Caldera introduces its ERA token. And Ethereum researchers outline a path to deploying a zkEVM on Ethereum L1. Read more: https://ethdaily.io/737 Disclaimer: Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.

Following news of AMD Inc. (AMD) getting an upgrade from the analyst at HSBC, Rick Ducat pulls up the chart to get a glimpse at the chipmaker's rebound taking place. Shares of AMD are up 80% from its 52-week lows. Later, Tom White compiles an example options trade using a bullish call vertical strategy. Tom's example trade features a 140/150 call vertical with the August 1st weekly expiration.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

An acquisition from overseas. Ferrero put in a $3.1 billion bid to buy Kellogg (KLG), which sent shares of the well-known breakfast brand soaring more than 30%. On the A.I. front, HSBC upgraded AMD Inc. (AMD) to buy from hold as the tech picture clears. Piper Sandler also upgraded Oracle (ORCL) as the stock trades near its all-time high. Diane King Hall dives into the biggest market movers of the morning.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

All major indices except the NDX closed higher, with the SPX tapping another new all-time high. The airlines led trading activity thanks to strong earnings from Delta Airlines (DAL). It, alongside United Airlines (UAL) and Southwest Airlines (LUV), were the three leaders in the SPX. AMD Inc. (AMD) rallied after getting an upgrade from HSBC. Coinbase (COIN) hit a 4-year high despite a double downgrade from H.C. Wainwright. Marley Kayden takes investors through the trading session's biggest stories.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

I wanted to take a look at gold today.I'm going to dust off my powers of divination — or as they call it in the City, technical analysis - and see if we can figure out where it is going next.As things got frothy back in April, I argued that the market was probably due a breather. The summer is usually gold's weakest season. Why this should be I don't know, but it is. You'll often find it makes a low in May or June, then re-tests that low in July or August, then things pick up in the autumn or fall, as our more literal cousins call it. In any case, I'm pleased to report that gold has basically range-traded, or consolidated, since the frothy days of April, between $3,500 and $3,100. The $3,000 level has more than held, which makes me wonder if we shall ever see gold with a $2,000 handle ever again. Unless there is a 2008 or Covid-style panic, I rather doubt we will.Meanwhile, the RSI (see the bottom panel below) has come off, meaning the heat has come out of the market, which is good.Since the US confiscation of Russian assets in 2022, pretty much every pull back to 50-day moving average (red line) has been bought, and they continue to be bought. The average is now flattening out, as you would expect with this summer consolidation, rather as it did late last year. Some sideways consolidation is good. Ideally, you want to see the short-, medium- and long-term moving averages all flatten and converge. There often follows a big move higher.The long-term moving averages (1 year and so on - not shown here) still have a bit of catching up to do (they are around $2,850 at the minute), which they will and fairly quickly as the gold price continues this sideways action.We also have something of a triangle forming (see blue lines) - with lower highs and higher lows. Triangles are seen as continuation patterns. In other words, whatever was the direction going into the formation will be the direction coming out. Up, that is to say. I rather think this triangle will complete just as the moving averages converge.When you look at gold against other currencies, the same process can be seen: a summer consolidation after an excellent winter and spring. If you are in any doubt as to whether you should own gold or not, let me answer that for you in the words of the former HSBC fund manager Charlie Morris, who now writes Atlas Pulse, one of the best newsletters out there - (you should subscribe it's free). “Gold should be the cornerstone of an investment portfolio,” he says. “It is remarkable how few professional investors understand this”.Charlie may have a point. Look how underweight gold western portfolios are. Below 2%. Nuts.The Trump administration is going to run enormous deficits. It is not attempting to hide the fact. The same goes for the Starmer administration in the UK. The Labour backbenchers, who now seem to control policy, will not allow reduced spending. We saw that last week. Most EU nations have not got their spending under control. It means further declines in the purchasing power of the dollar, pound and euro are inevitable. Gold is your protection. What's more, as demonstrated by the enormous buying coming out of Asia from Shanghai Cooperation Nations, China especially, it is clear gold is becoming a highly important strategic asset again. It is this buying, plus some huge options trading in China, that is driving this bull market, and it began shortly after, as I say, the seizure of Russian US dollar assets. Metals Daily's Ross Norman, whose track record forecasting the gold price is second to none, tells me: “We are confident that there is significant unreported central bank gold buying which, coupled with some pretty heady options plays from within China, accounts primarily for a near doubling in the gold price over the last 18 months or so. He goes on:The days when central banks telegraphed their moves in advance in the interest of transparency are long gone (thank you Gordon) and they are far more nuanced and opportunistic in their approach. With Asian central banks very much under-weight gold reserves, and energised by a growing debt crisis, further fuelled by the trend to reduce dollar holdings and you have a perfect set-up for a continuing gold bull run. At the moment the East invests in gold while the West divests which actually sums up the last 30 years between those hemispheres.This bull market is consolidating. It is not over. Whether it's because of de-dollarisation or your nation's deficit spending, there is demand for gold, which is going to send the price higher. It may be an analogue asset in a digital world. But you will be glad you own it. Until next time,DominicIf buying gold or silver to protect yourself in these ‘interesting' times, the bullion dealer I use and recommend is the Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.Some recent articles which may be of interest: This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

I wanted to take a look at gold today.I'm going to dust off my powers of divination — or as they call it in the City, technical analysis - and see if we can figure out where it is going next.As things got frothy back in April, I argued that the market was probably due a breather. The summer is usually gold's weakest season. Why this should be I don't know, but it is. You'll often find it makes a low in May or June, then re-tests that low in July or August, then things pick up in the autumn or fall, as our more literal cousins call it. In any case, I'm pleased to report that gold has basically range-traded, or consolidated, since the frothy days of April, between $3,500 and $3,100. The $3,000 level has more than held, which makes me wonder if we shall ever see gold with a $2,000 handle ever again. Unless there is a 2008 or Covid-style panic, I rather doubt we will.Meanwhile, the RSI (see the bottom panel below) has come off, meaning the heat has come out of the market, which is good.Since the US confiscation of Russian assets in 2022, pretty much every pull back to 50-day moving average (red line) has been bought, and they continue to be bought. The average is now flattening out, as you would expect with this summer consolidation, rather as it did late last year. Some sideways consolidation is good. Ideally, you want to see the short-, medium- and long-term moving averages all flatten and converge. There often follows a big move higher.The long-term moving averages (1 year and so on - not shown here) still have a bit of catching up to do (they are around $2,850 at the minute), which they will and fairly quickly as the gold price continues this sideways action.We also have something of a triangle forming (see blue lines) - with lower highs and higher lows. Triangles are seen as continuation patterns. In other words, whatever was the direction going into the formation will be the direction coming out. Up, that is to say. I rather think this triangle will complete just as the moving averages converge.When you look at gold against other currencies, the same process can be seen: a summer consolidation after an excellent winter and spring. If you are in any doubt as to whether you should own gold or not, let me answer that for you in the words of the former HSBC fund manager Charlie Morris, who now writes Atlas Pulse, one of the best newsletters out there - (you should subscribe it's free). “Gold should be the cornerstone of an investment portfolio,” he says. “It is remarkable how few professional investors understand this”.Charlie may have a point. Look how underweight gold western portfolios are. Below 2%. Nuts.The Trump administration is going to run enormous deficits. It is not attempting to hide the fact. The same goes for the Starmer administration in the UK. The Labour backbenchers, who now seem to control policy, will not allow reduced spending. We saw that last week. Most EU nations have not got their spending under control. It means further declines in the purchasing power of the dollar, pound and euro are inevitable. Gold is your protection. What's more, as demonstrated by the enormous buying coming out of Asia from Shanghai Cooperation Nations, China especially, it is clear gold is becoming a highly important strategic asset again. It is this buying, plus some huge options trading in China, that is driving this bull market, and it began shortly after, as I say, the seizure of Russian US dollar assets. Metals Daily's Ross Norman, whose track record forecasting the gold price is second to none, tells me: “We are confident that there is significant unreported central bank gold buying which, coupled with some pretty heady options plays from within China, accounts primarily for a near doubling in the gold price over the last 18 months or so. He goes on:The days when central banks telegraphed their moves in advance in the interest of transparency are long gone (thank you Gordon) and they are far more nuanced and opportunistic in their approach. With Asian central banks very much under-weight gold reserves, and energised by a growing debt crisis, further fuelled by the trend to reduce dollar holdings and you have a perfect set-up for a continuing gold bull run. At the moment the East invests in gold while the West divests which actually sums up the last 30 years between those hemispheres.This bull market is consolidating. It is not over. Whether it's because of de-dollarisation or your nation's deficit spending, there is demand for gold, which is going to send the price higher. It may be an analogue asset in a digital world. But you will be glad you own it. Until next time,DominicIf buying gold or silver to protect yourself in these ‘interesting' times, the bullion dealer I use and recommend is the Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.Some recent articles which may be of interest: This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

เอกสารของ HSBC ในเดือนมิถุนายน 2025 ฉบับนี้ ให้ภาพรวมเชิงลึกเกี่ยวกับจุดเปลี่ยนของสกุลเงินดิจิทัลในสหรัฐอเมริกาโดยเน้นย้ำถึง ความพยายามของประธานาธิบดีทรัมป์ ในการผลักดันให้ประเทศเป็น ศูนย์กลางคริปโต ของโลก รายงานสำรวจ ความใกล้เคียงของคริปโตเคอร์เรนซีกับกระแสหลัก รวมถึง "Stablecoins" ซึ่งเชื่อมโยงกับสกุลเงิน fiat และ การประยุกต์ใช้เทคโนโลยีบล็อกเชนในวงกว้าง บทวิเคราะห์นี้ชี้ให้เห็นว่า การสร้างกรอบการกำกับดูแลที่เหมาะสม เป็นปัจจัยสำคัญที่จะขับเคลื่อนการยอมรับสินทรัพย์ดิจิทัลในหมู่นักลงทุนสถาบันและบริษัทต่างๆ แม้จะมีความท้าทายหลายประการ เช่น การต่อสู้แย่งชิงอำนาจระหว่างหน่วยงานกำกับดูแล และ ความกังวลเรื่องผลประโยชน์ทับซ้อน แต่ก็มี สัญญาณเชิงบวกของการเปลี่ยนแปลงแนวทางการกำกับดูแล รวมถึง การพิจารณาให้ Bitcoin เป็นสินทรัพย์สำรอง ซึ่งจะส่งผลกระทบอย่างกว้างขวางต่ออนาคตของการเงินทั่วโลก รายงานยังอธิบายถึง แนวคิดสำคัญ เช่น บล็อกเชน, Bitcoin, Ethereum และ Stablecoins พร้อมทั้ง ประโยชน์และความเสี่ยงที่เกี่ยวข้อง สำหรับทั้งนักลงทุนและภาคธุรกิจ

Chesnara PLC (LSE:CSN) chief executive Steve Murray talked with Proactive's Stephen Gunnion about the company's £260 million agreement to acquire HSBC Life UK's insurance business. The deal, set to complete in early 2026, will see over 450,000 policyholders join Chesnara and bring approximately £4 billion of assets under administration. Murray said, “We're really proud to have been selected by HSBC Group to look after over 450,000 of their policyholders.” The acquisition is expected to deliver strong cash generation, with over £800 million of incremental cash flows forecast across the life of the book. About £140 million is anticipated in the first five years, with the majority accruing in the longer term. The company told investors that the acquisition will also accelerate its dividend growth by one year, resulting in a 6% increase applicable to full-year 2025 and interim 2026 dividends. Financing will include a fully underwritten rights issue of £140 million gross and the drawdown of £65 million from an existing revolving credit facility. Murray highlighted that this transaction more than doubles the scale of Chesnara's UK business and demonstrates its ability to be a reliable consolidator in the life insurance sector. He said the company continues to see a strong M&A pipeline, with further opportunities under review. Visit Proactive's YouTube channel for more insightful interviews and don't forget to like this video, subscribe to our channel, and enable notifications so you never miss an update.#Chesnara #HSBCLifeUK #InsuranceAcquisition #LifeInsurance #DividendGrowth #MergersAndAcquisitions #UKInsuranceMarket #Policyholders #FinancialNews #ProactiveInvestors

In this episode of The Product Experience, Lily Smith and Randy Silver speak with Dee Miller, Director of Product Strategy and Insights for Product Equity at Adobe. Dee shares her personal journey into inclusive design, and discusses how Adobe is moving beyond accessibility compliance to build genuinely usable, inclusive, and emotionally accessible products. Featured Links: Follow Dee on LinkedIn | The Adobe Accessibility Checker | Listen to previous The Product Experience episode: 'Building Accessible Products' with Jonathan Hassell (CEO & Founder, Hassell Inclusion) Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Lessons from North America. With Marissa Adams, Regional Head of Europe and Americas, Global Trade Solutions and Melissa Hotzoglou, Head of Corporate Sales, US Markets and Securities Services, HSBC

เอกสารจาก HSBC Bank plc นี้เป็นรายงานการวิเคราะห์ตลาดที่เผยแพร่เมื่อวันที่ 7 กรกฎาคม 2025 โดยมุ่งเน้นไปที่ "Pain Trades" หรือสถานการณ์ที่อาจสร้างความเจ็บปวดให้กับนักลงทุนในครึ่งหลังของปีนั้น รายงานได้วิเคราะห์ถึง 5 สถานการณ์หลัก ได้แก่ หุ้นสหรัฐฯ ที่อาจมีผลงานดีกว่าส่วนอื่นของโลก การที่ การเติบโตทางเศรษฐกิจของสหรัฐฯ และทั่วโลกอาจไม่ชะลอตัวลงมากอย่างที่คาดการณ์ การกลับมาแข็งค่าของ เงินดอลลาร์สหรัฐฯ การเปลี่ยนแปลงแนวโน้มของ อัตราผลตอบแทนพันธบัตร (Curve Flatteners) และ การปรับตัวขึ้นของอัตราดอกเบี้ยในตลาดเกิดใหม่และการคลี่คลายของ Carry Trade นอกจากนี้ รายงานยังได้ให้ข้อมูลเชิงลึกเกี่ยวกับผลการดำเนินงานของสินทรัพย์ต่างๆ ดัชนีความเชื่อมั่นและตำแหน่งการลงทุน ข้อมูลเศรษฐกิจมหภาค ตลาดอัตราแลกเปลี่ยน ตราสารหนี้ ตลาดหุ้น และสินค้าโภคภัณฑ์ เพื่อสนับสนุนการวิเคราะห์แนวโน้มตลาด.

Carl Quintanilla and Jim Cramer discussed stocks trying to shake off Monday's trade-related sell-off, after President Trump delayed higher tariffs on various trading partners until August 1. The anchors also reacted a pair of bullish calls on the S&P 500: Bank of America raised its year-end target on the index to 6300, Goldman Sachs lifted its target to 6600 for the same time period. Also in focus: Meta hires a top Apple AI executive, Tesla after the Musk "America Party" sell-off, what Amazon CEO Andy Jassy told Jim ahead of Tuesday's Prime Day kickoff, HSBC's call to "reduce" JPMorgan Chase and Goldman Sachs, Wendy's CEO heads to Hershey.  Squawk on the Street Disclaimer 

Carl Quintanilla, Courtney Reagan, and Mike Santoli started the hour by discussing the market trying to rebound after it suffered its worst day in about 3 weeks. Both BofA and Goldman raised their S&P 500 forecasts as well, predicting some higher gains for the index ahead. CNBC's Deirdre Bosa also joined the program to discuss Meta continuing its talent poaching spree as the company hired one of Apple's top AI researchers. Later in the show, Courtney broke down what President Trump's tariffs might mean for Amazon's Prime Day sales, which kicked off today. Also in the mix: the desk hit the bank stocks, after HSBC downgraded JPMorgan, Goldman Sachs, and Bank of America ahead of their earnings next week.  Squawk on the Street Disclaimer

Diane King Hall joins Sam Vadas at the NYSE set with several early movers on the radar. First up: CoreWeave (CRWV) as shares fall a day after its announced takeover of Core Scientific (CORZ). Multiple analysts have downgraded CRWV as shares have surged after its IPO in March. Meanwhile, HSBC has downgraded multiple major U.S. bank stocks including JPMorgan Chase (JPM), Bank of America (BAC) and Goldman Sachs (GS). Diane shares the analyst's concerns about "stretched valuations" for the financial giants. Then, she reports that Capital One (COF) received an upgrade to a Buy rating at TD Cowen.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Stocks closed mixed on a sluggish trading day, though the RUT showed signs of life with notable gains. Downgrades against JPMorgan Chase (JPM), Goldman Sachs (GS), and Bank of America (BAC) from HSBC did no favors for the session. CoreWeave (CRWV) also got several downgrades after it penned a $9 billion deal to acquire Core Scientific (CORZ). Meta Platforms (META) added a former Apple (AAPL) A.I. lead to its own "superintelligence" team. Marley Kayden takes investors through the day's biggest stories.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Die Märkte versuchten, sich vom Ausverkauf am Montag zu erholen. Trump verschob erneut die Zollfrist und zeigte Flexibilität bei Verhandlungen. Dennoch verloren Dow, S&P 500 und Nasdaq leicht. Trumps Ankündigung neuer Zölle auf Importe aus über einem Dutzend Ländern – darunter Südkorea und Japan – hatte den Dow zuvor um über 400 Punkte einbrechen lassen. Einige Händler sehen jedoch Entspannung im Handelsstreit. Adam Parker von Trivariate Research sprach von einer normalen Markt-Korrektur vor der Berichtssaison. Nvidia legte 0,6 % zu, nähert sich einer Bewertung von 4 Billionen $. Auch Tesla erholte sich nach Verlusten. Großbanken dagegen schwächelten nach einer Herabstufung durch HSBC. Oppenheimer bleibt optimistisch für US-Aktien, besonders zyklische Sektoren wie Tech, Industrie und Finanzen. Man erwartet stabiles Wachstum trotz geldpolitischer Unsicherheiten. Abonniere den Podcast, um keine Folge zu verpassen! ____ Folge uns, um auf dem Laufenden zu bleiben: • X: http://fal.cn/SQtwitter • LinkedIn: http://fal.cn/SQlinkedin • Instagram: http://fal.cn/SQInstagram

Wall Street stalled overnight amid a lack of investor conviction, with banks leading the declines as HSBC adopted a more cautious stance. US Treasury yields fell for a fifth straight session, while copper posted its best day since 1989 after President Trump vowed not to extend tariffs and toughened his stance on copper and drug imports. In company news, Moderna was the top performer on the S&P 500, surging 8.8%, while Amazon Prime Day spending remains in focus. Back home, Aussie shares are set to open lower on Wednesday after the RBA surprised markets with its latest decision. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The Reserve Bank of Australia has defied market expectations by leaving its cash rate target unchanged at 3.85 percent. Market expectations were for the central bank to cut its rate by 25 basis points. HSBC chief economist Paul Bloxham this came as a surprise to experts - but the central bank opted to wait ahead of the CPI release. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Khai mạc Tuần lễ Công nghệ Luân Đôn (London Tech Week 09-13/06/2025), thủ tướng Anh Keir Starmer tuyên bố mở ra một chương mới, trong đó trí tuệ nhân tạo là trọng tâm, cho ngành công nghệ cao của Vương quốc Anh. Chính phủ công bố bản tổng dự toán chi tiêu công quốc gia giai đoạn 2025-2030, với con số khổng lồ là 86 tỷ bảng Anh (116 tỷ đô la) dành cho các ngành công nghệ cao, giáo dục và trí tuệ nhân tạo AI. Vậy tham vọng của Luân Đôn là gì và cơ hội nào để Anh Quốc trở thành cường quốc về ‘trí tuệ nhân tạo'? Tường thuật của thông tín viên tại Luân Đôn Nguyễn Giang.  Nguyễn Giang : Trước tiên xin giải thích rõ hơn về các con số lớn mà chính phủ Anh đưa ra để đầu tư vào phát triển công nghệ cao, gọi chung là R&D (Research & Development – Nghiên cứu và Phát triển sản phẩm mới). Khoản chi của ngân sách hàng năm từ nay đến năm 2029-2030 là 22,6 tỷ bảng, và đến cuối nhiệm kỳ Quốc Hội này, tổng mức sẽ là 86 tỷ bảng Anh, tương đương 116 tỷ đô la Mỹ. Trong các lĩnh vực, ưu tiên hàng đầu là nghiên cứu và phát triển các cơ sở trí tuệ nhân tạo (Artificial Intelligence – AI) để ứng dụng ngay vào giáo dục, đào tạo nguồn nhân lực, công nghệ tài chính (fintech). Ngoài ra, AI cũng sẽ được đưa vào như một giải pháp công nghệ nhằm giảm chi phí dài hạn cho y tế, quốc phòng và an ninh biên giới. Tôi sẽ nói rõ hơn về các ngành kỹ thuật, bộ môn khoa học, công nghệ nhận được khoản đầu tư lớn sau, nhưng tổng thể thì thông điệp của chính phủ Starmer là muốn tạo ra sự thay đổi cả về lượng và chất để đưa Anh trở thành một cường quốc hàng đầu trong cạnh tranh quốc tế về công nghệ cao và AI. RFI: Cụ thể hơn, Anh Quốc muốn chi tiền vào lĩnh vực nào và đặt ra các mục tiêu cụ thể ra sao? Nguyễn Giang : Về giáo dục, riêng khoản tiền dành cho ứng dụng AI trong giảng dạy và đào tạo nhân công có khả năng sử dụng trí tuệ nhân tạo là 2 tỷ bảng mỗi năm. Anh muốn thúc đẩy dự án AI trong giáo dục từ trung học tới đại học và sau đại học nhằm huấn luyện kỹ năng AI cho hơn 7 triệu nhân công (được hiểu là thế hệ trẻ) và đào tạo 1 triệu kỹ sư chuyên về AI trong 5 năm tới. Ngân sách dành cho y tế công (National Health Service – NHS) là 10 tỷ bảng để hiện đại hóa công nghệ và chuyển đổi sang công nghệ kỹ thuật số từ nay đến 2028-2029. Xin nhắc lại, ngân sách y tế công hiện đã là 29 tỷ bảng, nên khoản đầu tư thêm vào công nghệ cao cho y tế là rất lớn. Luân Đôn cũng sẽ hỗ trợ các công ty khởi nghiệp bằng cách điều chỉnh quy định tài chính để các ngân hàng thử nghiệm AI trong lĩnh vực fintech. Một số ngân hàng như HSBC đã sử dụng AI từ lâu, nhưng tổng thể thì thị trường fintech của Anh đã trở thành một lĩnh vực rất lớn, với hàng nghìn công ty, thu hút hàng tỷ đô la đầu tư, chủ yếu phục vụ doanh nghiệp và thương mại quốc tế, hơn là phục vụ người dân. Chính phủ muốn số hóa dịch vụ khách hàng, triển khai mạnh các ứng dụng ngân hàng (in-bank app) thay thế dịch vụ truyền thống dùng giấy tờ và thư bưu điện. Điều đáng chú ý là chính phủ Anh nói họ sẽ đầu tư vào AI để giải quyết nhanh hơn các hồ sơ xin tỵ nạn, tăng tốc thủ tục trục xuất người trượt tị nạn. Bộ trưởng Tài Chính Rachel Reeves cho biết, chỉ riêng việc nâng cao hiệu quả xử lý giấy tờ cư trú, tị nạn sẽ giúp tiết kiệm ngân sách khoảng 1 tỷ bảng khi chương trình này hoàn tất. Gần 300 triệu bảng cũng sẽ được đầu tư vào Bộ Tư lệnh An Ninh Biên Giới (thành lập năm 2024) và các đơn vị biên phòng của Anh sẽ sử dụng AI để nâng cao hiệu quả trong việc ngăn chặn người nhập cư trái phép. Thêm vào đó, Anh Quốc cũng sẽ tiến hành nghiên cứu chế tạo vũ khí sử dụng AI nhằm đảm bảo an ninh quốc gia và an ninh châu Âu. RFI : Để thực hiện các mục tiêu này, chính phủ Anh sẽ phải làm gì? Chiến lược của họ là gì? Nguyễn Giang : Chiến lược của Anh là “dựa trên vai của những người khổng lồ”. Trong Tuần lễ Công nghệ Luân Đôn, đã có hàng trăm công ty tham dự, gồm các tập đoàn công nghệ hàng đầu thế giới như Microsoft, Amazon Web Services, Google Cloud và NVIDIA. Ngay trong buổi khai mạc, thủ tướng Anh Keir Starmer đã đứng cạnh ông Jensen Huang (Hoàng Nhân Huân), tỷ phú Mỹ gốc Đài Loan, chủ hãng Nvidia. Ông Jensen Huang khen Anh có “hệ sinh thái tuyệt vời cho công nghệ trí tuệ nhân tạo”, nhưng còn thiếu cơ sở hạ tầng. Cụ thể, ông Jensen Huang cho biết Anh có các trường đại học hàng đầu thế giới, các nhà sáng chế, các nhà tư tưởng, và các công ty startup trong môi trường lý tưởng, nhưng thiếu một thứ quan trọng nhất là cơ sở hạ tầng cho AI. Ông cam kết sẽ đầu tư vào lĩnh vực này tại Anh, nhằm đáp ứng sự đón nhận tích cực từ công chúng dự hội nghị London Tech Week. Ngay lập tức, Anh Quốc sẽ dùng 10 nghìn GPU (xử lý đồ họa) của Nvidia để xây dựng một trung tâm dữ liệu lớn, phục vụ hạ tầng AI tại Loughton, Essex, phía Đông Luân Đôn. Tuy nhiên, cách làm của Anh không dựa vào một hoặc hai công ty lớn, mà phân chia thị phần cho nhiều doanh nghiệp của Mỹ, Hà Lan, và các quốc gia khác tham gia. Ví dụ, Vantage Data Centres sẽ xây dựng một trung tâm dữ liệu tại xứ Wales; Latos Data Centres của tỷ phú người Anh Mike Carlin cũng sẽ xây dựng trung tâm ở Wales; tập đoàn Kyndryl thành lập trung tâm tại Liverpool; trong khi Nscale (dùng GPU của Nvidia) sẽ đầu tư 2,5 tỷ USD để phát triển mạng lưới dữ liệu toàn quốc. Tham vọng của Anh là đến năm 2030, sẽ có tới 40 trung tâm dữ liệu chuyên về AI trên khắp đất nước. RFI: Vì sao chính phủ của đảng Lao Động muốn thúc đẩy số hóa và áp dụng trí tuệ nhân tạo vào thời điểm này? Nguyễn Giang : Ở đây chúng ta cần nhìn bức tranh toàn cảnh quốc tế, gồm mối quan hệ Anh – Liên Hiệp Châu Âu và Anh – Hoa Kỳ sau Brexit. Ngoài lý do rõ ràng là AI ngày càng đóng vai trò then chốt trong nền kinh tế và giáo dục, còn có hai vấn đề lớn đặt ra thách thức cho Anh. Một, là thiếu hệ sinh thái hạ tầng tốt cho R&D. Nhiều nhà khoa học Anh đã từng đoạt giải Nobel, sở hữu các phát minh, sáng chế hàng đầu thế giới trong di truyền học, y sinh, điện toán, nhưng thiếu hệ sinh thái để biến các ý tưởng, bằng sáng chế thành sản phẩm thương mại. Nhiều nhà khoa học này buộc phải sang Mỹ, hoặc hợp tác với các đại học, tập đoàn công nghệ của Mỹ để phát triển sản phẩm. Chính sách của Anh nhằm xây dựng các trung tâm công nghệ như Hành lang Oxford-Cambridge nhằm kết nối các đại học danh tiếng, tạo ra sức mạnh về nghiên cứu và đổi mới sáng tạo (critical mass). Trước đó, ngành xe hơi chạy động cơ điện (EV) cũng cần hạ tầng số, vệ tinh dân sự, AI, nhưng tới nay, Anh mới bắt đầu thử nghiệm xe tự lái và dự kiến đến 2027 mới chính thức cho xe tự lái hoạt động trên đường. Hai, là yếu tố địa chính trị. Tháng 2/2025, Pháp khai mạc Hội nghị về Trí tuệ Nhân tạo (AI Summit) và cam kết đầu tư hơn 100 tỷ euro vào AI, mong muốn dẫn đầu khối Liên Âu trong lĩnh vực này. Bruxelles còn hứa sẽ chi 200 tỷ euro cho AI. Trong khi đó, Hoa Kỳ dưới thời Donald Trump muốn bỏ ra hơn 500 tỷ đô la để dẫn đầu cuộc đua AI. Tuy nhiên, cả Anh và Mỹ đều từ chối ký Tuyên bố chung Paris về AI tại Paris vài tháng trước. Như vậy, Luân Đôn đã chọn hướng đi riêng, muốn có chủ quyền về AI (AI sovereignty) và không muốn bị Châu Âu kiểm soát chặt chẽ. Tổng thể, Anh mong muốn có một vị trí vững chắc trong lĩnh vực đổi mới sáng tạo AI toàn cầu – của Mỹ, Trung Quốc và Liên Hiệp Châu Âu. Để đạt được điều đó, Anh Quốc sẽ kết nối với Hoa Kỳ qua các hệ thống cáp dưới biển, tăng cường khả năng tính toán của các trung tâm dữ liệu và mở rộng hợp tác quốc tế trong lĩnh vực AI và công nghệ cao. Trong bức tranh lớn, các ngành công nghệ của Vương quốc Anh đã đạt giá trị thị trường tổng hợp lên tới 1,2 nghìn tỷ đô la vào năm 2025, đứng vị trí số một trong hệ sinh thái công nghệ châu Âu. Tuy nhiên, nếu không tăng cường đầu tư, Anh Quốc sẽ gặp khó khăn cạnh tranh với các quốc gia như Pháp, Đức, Hà Lan, các nước châu Á và Mỹ, Trung Quốc. Năm 2023, Anh đã tổ chức Hội nghị về quản trị toàn cầu của AI tại Bletchley (tham khảo Bletchley Declaration on Frontier AI and AI Governance), nhấn mạnh nhu cầu quản lý, xây dựng khung pháp lý để giảm thiểu các rủi ro do công nghệ AI gây ra. Hiện nay, thái độ của chính giới Luân Đôn đã hướng tới đổi mới, sẵn sàng chấp nhận rủi ro để thúc đẩy sự phát triển của các sản phẩm, kinh tế và tăng trưởng. AI đang được xem là điểm mấu chốt để tạo đà phát triển cho kinh tế Anh trong những năm tới. Khả năng thành công của chiến lược này còn phụ thuộc vào thực tế và còn phải chờ xem.

تواصل معانا وشاركنا افكاركعندما تدخل عالم الاستثمار العقاري في مصر، تجد النموذج التقليدي سائداً: شراء الأراضي، بناء العقارات، بيع الوحدات. لكن طارق عبد الرحمن السويدي يقدم نموذجاً مختلفاً تماماً مع شركة بنيان - وهو النموذج الذي يمثل 77% من الاستثمار العقاري العالمي، رغم ندرته في السوق المصري.في هذا الحوار العميق، يشارك السويدي رحلته المهنية الثرية من الجامعة الأمريكية بالقاهرة إلى HSBC ومجموعة سيتي في لندن، مروراً بتوليه منصب الرئيس التنفيذي لشركة بالم هيلز في فترة حرجة احتاجت إعادة هيكلة شاملة، وصولاً إلى تأسيس نموذج بنيان للاستثمار العقاري. خلال هذه الرحلة، يقدم السويدي رؤى ثاقبة حول كيفية تحديد الأولويات في بيئة مليئة بالتحديات، مستعرضاً كيف استخدم مبدأ 80/20 لإعادة بناء ثقة العملاء في بالم هيلز وتحويل مسارها.يتناول الحوار أيضاً حقيقة سوق العقارات المصري بعيداً عن خطابات "الفقاعة العقارية"، موضحاً الفجوة الكبيرة بين العرض والطلب خاصة في المباني الإدارية، والتي تصل إلى 6.5 مليون متر مربع. كما يشارك السويدي رؤيته حول مستقبل المكاتب بعد كوفيد-19، مفنداً فكرة تراجع الطلب على المساحات المكتبية، ومؤكداً أن نماذج العمل الهجينة لم تقلل من حجم المساحات المطلوبة.للمستثمرين الأفراد، يقدم السويدي نصيحة ذهبية: توزيع الاستثمارات عبر فئات متعددة (أسهم، شركات ناشئة، ذهب، عقارات، أدوات دين) والأهم - الاستعانة بمديري استثمار متخصصين بدلاً من الإدارة الذاتية. أما للقادة الطموحين، فيشارك السويدي مفهومه للقيادة الفعالة: "ليست مجرد تحديد المشكلات، بل إيجاد الحلول وتنفيذها."اكتشف كيف يمكن للشركات تحديد أولوياتها بذكاء، وكيف يمكنك كمستثمر بناء محفظة استثمارية متنوعة تحميك من تقلبات السوق، وما هي التحديات والفرص في مناخ الاستثمار المصري اليوم.Support the showاستمتع بتجربة سماع بودكاست فريدة من خلال ابليكشن بزنس بالعربي واستفيد من محتوى اضافي وحصري في البزنس وتطوير ذات حمل تطبيق من بزنس بالعربي من خلال الرابط: https://m.mtrbio.com/BBA-Application رعاة بودكاست بزنس بالعربي:

Die Fonds-Gesellschaften ziehen sich heimlich, still und leise aus dem Thema Nachhaltigkeit zurück. Was sind die Hintergründe und welche bessere Alternativen gibt es? Ausführliche Infos dazu in der heutigen Episode.   Du hast einen Themen-Wunsch für den Podcast oder interessierst Dich für ein Seminar mit mir? Schreibe mir gerne einfach per E-Mail: krapp@abatus-beratung.com Viel Spaß beim Hören, Dein Matthias Krapp (Transkript dieser Folge weiter unten)   NEU!!! Hier kannst Du Dich kostenlos für meinen Minikurs registrieren und reinschauen. Es lohnt sich: https://portal.abatus-beratung.com/geldanlage-kurs/    

Tune in to this episode of the Security Token Show where this week Herwig Konings and guest contributors, Tal Elyashiv, Managing Partner at SPiCE VC, Nico Pantelis, Partner at Blue Bay Ventures, and Jason Barraza cover the industry leading headlines and market movements, including Robinhood's tokenized stocks, stablecoin issuers like Circle and Ripple applying for bank charters, SPiCE VC's 3rd investor payout, and more RWA news!   This week Jason Barraza had a chance to sit with Yuval Rooz, Co-Founder and CEO of Digital Asset, for an inside look at their $135 million raise, the growing momentum behind Canton Network including integrating with Nasdaq Calyspo, and why privacy, composability, and real world asset tokenization as a whole are going to change global markets.  Did Yuval leave you on a cliff hanger before the RWA Foundation Updates? Jason and Yuval dive into it and more on the full interview available here: https://youtu.be/Aj4URNZo9uM    Company of the Week - Herwig: Robinhood   Companies in the news include SPiCE VC, Circle, Ripple, Robinhood, Republic, SpaceX, OpenAI, S&P Dow Jones Indices, Centrifuge, Anemoy, Janus Henderson, Midas, Fasanara, Morpho, Steakhouse Financial, Bitfinex Securities, Castle Community Bank, Arbra, Colb, Gemini, Arbitrum, Euroclear, Abu Dhabi Securities Exchange, FAB, HSBC, Bybit, xStocks, Dinari, BitGo, Spiko, Chainlink, MetaWealth, Securitize, Redstone, Apex Group, GLEIF, ERC-3643 Association, Kinexys by J.P.Morgan, S&P Global, Particula, 21X, GF Securities, Hashkey, OnRe, Lynq Network, European Central Bank, Ondo, Pantera, Zult, Stable, AMINA, Ripple, Paxos, World Liberty Financial, Plume, Paul Atkins/ SEC, SIFMA   Check Out Tal's Book “Investing in Revolutions”: https://www.amazon.com/Investing-Revolutions-Creating-Transformational-Technology/dp/B0DKS3YFWV#detailBullets_feature_div    TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25  STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9    More STM.co Reports: https://reports.stm.co/  Join the RWA Foundation and Read the Whitepaper: RWAF.xyz  Learn More About WALLY DAO: WallyDAO.xyz    ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 0:47 Market Movements 34:06 STS Interviews: Yuval Rooz, Digital Asset 45:23 RWA Foundation Updates 46:52 Token Debrief 58:18 Companies of The Week  

In this episode of The Product Experience, Lily and Randy speak with Faith Forster about the art of aligning product work with commercial outcomes. From redefining velocity as a function of customer value to implementing impact models that quantify ROI, Faith outlines practical frameworks to help product teams think commercially without compromising user value. She also explores the evolving role of AI in product development, the necessity of syncing planning cycles with business units, and why happy teams are the cornerstone of faster, better delivery.Key takeawaysVelocity = Value: Product velocity isn't about coding speed—it's about reducing time to customer value to improve ROI and lower opportunity cost.Impact Modelling: A disciplined approach to estimating commercial outcomes before development helps product teams understand and justify their work.AI Integration: Teams are expected to primarily use AI tools within three months to boost delivery speed and build organisational capability.Viability from Day One: Pricing and revenue potential must be considered from the outset—not after feature completion.Cross-Functional Alignment: Successful planning requires synchronising product cycles with finance, sales, and marketing calendars.Happy Teams, Better Results: Reducing friction between design, engineering, and product roles directly impacts delivery speed and feature quality.Chapters00:00 – Redefining velocity: Why speed isn't just about code01:05 – Faith's journey from Dex to Legal03:02 – Introducing the commercial value talk04:51 – Understanding the P&L from a product lens08:07 – Why team cost-awareness matters10:00 – Building better impact models12:25 – Increasing ROI through value velocity16:37 – The AI imperative: Adoption, anxiety, and accelerationOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

La oposición en México señala que la "Ley espía", votada por Morena y sus aliados, permite que el Estado, por medio del Sistema Nacional de Seguridad, pida y almacene datos biométricos, fiscales, escolares y bancarios, sin orden judicial, de los mexicanos. El sector bancario sigue evolucionando, con la visión de potenciar la eficiencia digital sin perder la cercanía humana. Conoce la propuesta Premier de HSBC. Capítulos 00:00 - Introducción 00:38 - Ley del Sistema Nacional de Seguridad 02:03 - HSBC Premier

Washington wrestles with the latest budget bill. Our Emily Wilkins breaks down the latest, followed by reaction to the Senate passing its version of it from OMB Director Russell Vought. Paul Hickey of Bespoke and Jose Rasco from HSBC weigh in on the market setup heading into the second half. Banks begin unveiling capital return plans—Leslie Picker tracks the headlines. Booking Holdings CEO Glenn Fogel joins on the travel boom ahead of July 4th and what he is seeing for summer. 

Tatiana Antonelli-Abella sits down with the winners of the 2024-25 cohort of the MENAT Regenerative Agriculture Initiative. Now in its second year, the Venture Programme received 660 registration and 190 innovation solutions, each focused on soil regeneration, climate and water-resilient agricultural practices, and addressing food security. This years's winners are: Omaima Marhane from Actinobacteria, developing solutions to tackle water stress in arid soils. Dr. Budour A. Alghamdi, Eng. Wafa A. Alrasheed, and Dr. Adil E. Abdelnour from Farm to 2Fs, turning animal waste into bioenergy and fertilizer. ⁠Teodoro Garcia-Millan, Fran Robson, and Veronica Greco from RedDot, revolutionizing pest control with RNA-based technology. You can find out more about the Venture Programme, the winners, and the Top 20 solutions here. You can also listen to the winners of the first cohort here. We also want to thank our partners, HSBC and ⁠Saudi Awal Bank, who worked with us to both upskill and empower innovative solutions like these through funding and mentorship, helping them progress towards becoming viable commercial possibilities.

In this episode of The Product Experience, Lily and Randy sit down with Moshe Mikanovsky—product coach, educator, and host of the Product for Product podcast—to explore what makes an effective product management toolkit. From identifying the real problems in your workflow to choosing and implementing tools that stick, Moshe outlines a pragmatic, user-centric approach to tool selection. Chapters:2:59 – From Engineering to Product Management5:25 – Why Choosing Tools is Hard8:11 – Elements of a Product Stack10:49 – From Roadmaps to Analytics14:01 – A Framework for Selecting Tools18:01 – Comparing Tools Beyond Features21:18 – Test and Validate Your Tool Choices26:01 – Why Implementation is Critical28:04 – What's Changing in Product Tools29:26 – AI and the Future of Product Management32:01 – Keeping Your Stack Modern34:29 – Making the Case for Budget & ROI37:23 – When ROI Forces a Change38:45 – Final Thoughts & Listener Call to ActionFeatured Links: Follow Moshe on LinkedIn | Moshe's Product Manager Toolkit | PostHogOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

As the 2025 holiday shopping season nears, what's top of mind for retailers? In this insightful episode, Winnie Albornoz (Director of Product Marketing, SAP Commerce Cloud) is joined by Eric Fisch (National Sector Head of Retail & Apparel, HSBC) to unpack the state of the retail and fashion sectors.From the shift toward off-price retailing and changes in consumer spending behavior to the nuanced role of Gen AI in customer service and advertising, this conversation offers a sharp look at what brands need to know—and how they're adapting. Eric also shares predictions on promotional strategies, loyalty programs, and why in-store retail is reclaiming its importance in an increasingly omnichannel world.What You'll Learn in This Episode:What's driving consumer spending decisions in 2025The role of off-price and designer segments in shaping demandWhy brands are rethinking influencer marketing and turning to UGCHow AI is making resale and customer support smarterStrategies retailers are using to manage early holiday shopping and tariffsKey Takeaways:Resilient consumers are spending more cautiously, often prioritizing essentials.Luxury shoppers are trading down to contemporary brands for better value.Retailers are adopting data-driven promotions and combining online/offline tactics.The "golden age" of mega-influencers may be fading—UGC is on the rise.AI tools are now actively improving customer service, personalization, and inventory management.Subscribe to our podcast for expert insights on the future of retail and commerce.  Visit The Future of Commerce for the latest retail strategy and tech trends.  Share this episode with colleagues and leaders in retail, fashion, and e-commerce.

想開補習班卻不知從何開始？加入奧斯汀美語，總部提供選址、師資、招生行銷全方位支援，讓你輕鬆開班！全台百間分校見證成功，結合完整教案與品牌力，打造孩子最愛的美語樂園，讓學習成為期待，改變從心開始。 https://fstry.pse.is/7snm2s —— 以上為 Firstory Podcast 廣告 —— 眾所期待的「HSBC旅人卡」2025年下半年權益，也正式公告延長至2025/12/31啦！公告：「原活動辦法適用期間將於2025/06/30屆滿，本行提前通知新活動辦法維持不變，有效期間為2025/7/1~2025/12/31。」大家可安心續用。對了，關於機接/貴賓室的權益，截至本節目播出前仍未更新，但是我查全峰網頁，有把活動延長至「2025年7月1日– 2025年7月31日」，代表應該是差不多啦！所以大家可以安心續用。由於機接與貴賓室的權益，每年都在6/30截止，次一年度是7/1開始，如有未使用次數將在6/30過後重置，而機場貴賓室可以先線上預約，建議未來三個月內有要使用到，且本年度尚有未使用的次數，先預約起來，畢竟約定完就是先扣本年度的額度(環亞有三個月效期可用/新貴通則長達1年讓你慢慢用)，這樣子就不會佔用次年度的額度囉。關於HSBC旅人卡我都怎麼使用？全家人一起狂刷這張卡也能年年刷出一張長程線商務艙機票，到底怎麼做？寶可孟要一一解說給你聽。 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- HSBC旅人卡2025年權益完整解析：https://bit.ly/3gxiQuy HSBC Live+ 卡2025年完整解析：https://pokem.me/4d5ihFa HSBC旅人卡機接及貴賓室使用文字攻略：https://pokem.me/4d3rhvO HSBC卡2025年全年使用攻略：https://pokem.me/3PuznlU 收看YouTube影片解析：https://youtu.be/08jH6PryKG4 點我入手一張HSBC信用卡：https://lihi1.com/0tjC9 完成任務，回報領獎：http://bit.ly/3nctlGb -- 小額贊助支持本節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

HSBC upgraded Broadcom (AVGO) to a buy from a hold rating. Diane King Hall discusses the analyst call that AVGO's custom chips revenue will beat market expectations. Shares of Broadcom touched new all-time highs following the HSBC upgrade. Diane adds that Street chatter has led some to add AVGO to the "Mag 7" group, and says that hyperscaler growth would also be a catalyst for Broadcom.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

En este nuevo episodio de Análisis BIVA Sostenible nos acompaña Montserrat Munlloch, Directora de Marketing de Banca Corporativa para Latinoamérica, y Diego Spannaus Director Ejecutivo de Finanzas Sustentables para México y Latinoamérica de HSBC, quien nos hablan sobre cuáles son los sectores más interesados en el país en incorporar acciones sustentables a sus estrategias de negocio y cuáles son las tendencias en proyectos ASG entre las empresas. Conducido por Teresa Pérez Teuffer, Especialista de Sostenibilidad en BIVA.

According to one expert, last week's GDP figures are a sign New Zealand's economy is on the up. Stats NZ says our gross domestic product grew a strong 0.8 percent in this year's first quarter. HSBC chief economist Paul Bloxham explains further, LISTEN ABOVESee omnystudio.com/listener for privacy information.

Transformations are hard, and too often, they fail to deliver on their promise. In this episode of The Product Experience, Lily and Randy speak with Jen Swanson, CEO of Tuckpoint Advisory Group, to unpack why transformation initiatives falter and what it truly takes to succeed.Key Takeaways— Transformation requires intentionality: Real transformation isn't accidental or surface-level; it must be deliberate, comprehensive, and backed by leadership.— Avoid ‘transformation theatre': Pretending to change—without restructuring ownership, processes, or collaboration—is worse than doing nothing at all.— Start with honest orientation: Knowing your starting point is essential before plotting a path forward.— Executive involvement is non-negotiable: Transformations can't be delegated. Leadership must model the change and communicate relentlessly.— Product-led is about mindset, not just teams: Everyone should operate within the product model, but not all need to be on product teams.— Pace matters: Organisations must assess their capacity for change and determine the right balance between ambition and sustainability.— Give grace for the learning curve: People need space to be bad at new things before they get good—psychological safety is essential.Chapters0:00 – Introduction & the myth of sneaky transformations1:01 – Jen's background and path into product2:53 – What transformation really means5:53 – Defining honest orientation8:00 – What is transformation theatre?12:09 – When real change feels fake13:04 – The importance of executive commitment16:04 – Why transformations fail19:11 – Common catalysts for transformation22:06 – Product-led vs product thinking25:00 – Who's in the opOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

想開補習班卻不知從何開始？加入奧斯汀美語，總部提供選址、師資、招生行銷全方位支援，讓你輕鬆開班！全台百間分校見證成功，結合完整教案與品牌力，打造孩子最愛的美語樂園，讓學習成為期待，改變從心開始。 https://fstry.pse.is/7snm2s —— 以上為 Firstory Podcast 廣告 —— 你也跟我一樣都是用HSBC套卡組嗎？那麼就不要錯過這一集節目，因為HSBC已正式公告旗下三張信用卡－HSBC Live+卡/HSBC匯鑽卡/HSBC現金回饋卡在2025年下半年的權益囉！基本上跟2025年沒啥改變，大家可以安心使用啦！甚至HSBC旅人卡的刷卡累哩比例在後來也公告延長，真的太佛心！本集就要一一的跟你解說產品優惠。 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- HSBC卡2025年使用攻略：https://pokem.me/3PuznlU HSBC Live+ 卡完整解析：https://pokem.me/4d5ihFa HSBC旅人卡機接及貴賓室使用文字攻略：https://pokem.me/4d3rhvO HSBC旅人卡完整解析：https://bit.ly/3gxiQuy 收看YouTube影片解析：https://youtu.be/08jH6PryKG4 點我入手一張HSBC信用卡：https://lihi1.com/0tjC9 完成任務，回報領獎：http://bit.ly/3nctlGb -- 小額贊助支持本節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

Tom Halpin, the regional head of North America Global Payment Solutions for HSBC, talks about how AI and new technologies are changing domestic and global payments—and what that means both for his bank and the industry. He also tackles where AI can help (or hurt), the status of the FedNow roll out, and concerns around CBDCs and stablecoins.

In this episode Lucy is joined by Matt Brady, Head of People of Tesco Bank talks through his refreshing HR philosophy, which is grounded in insight, commercial savviness, pragmatism, and innovation. Matt shares candid stories from his career at HSBC, Sky and Tesco Bank and shows how a mix of data, empathy, and experimentation can drive meaningful change in the employee experience. Matt's take on HR is shaped by his background in economics, where he first learned about human behaviour, motivation, and how to make the most of limited resources—ideas that still guide his work today. In this episode, he and Lucy chat about the value of looking beyond the usual HR playbook, drawing inspiration from areas like marketing, behavioural science, and design thinking to bring in fresh, creative approaches. Matt also talks about the power of using data to tell a story—not just reporting numbers, but connecting the dots between what employees are saying and how the business is performing. And when it comes to being commercially savvy, he makes the case that it's not about sounding like a finance expert. Instead, it's about really understanding what matters to leaders and showing how HR can help solve the problems they're facing. This episode is a must-listen for HR professionals who want to shake off rigid processes and bring relevance, flexibility, and a human touch back into HR. Whether you're early in your HR career or leading a people function, Matt's blend of humility, rigour, and creativity offers practical inspiration for transforming how we do HR. Chapters (00:03) Innovative Approaches in Human Resources (08:44) Connecting Data to Storytelling for Impact (16:49) Developing Authenticity, Collaboration, and Pragmatism (24:05) Innovation and Pragmatism in HR Contact Matt: https://www.linkedin.com/in/bradymatt/ Disruptive HR Website: www.disruptivehr.com Join the Disruptive HR Club https://disruptivehr.com/welcome-to-the-future-of-hr/ Email: hello@disruptivehr.com

Today's conversation is with Sasha Yanshin, a data analyst turned content creator whose brutally honest commentary on the UK economy has earned him a loyal audience across YouTube and social media.Sasha studied Maths at Oxford before going on to work with major organisations like Phones4U, Barclays, Capital One, MBNA, HSBC, Mastercard, RBS, and Tesco Bank. He's now best known for his YouTube channels Sasha Yanshin and Sasha Takes on the UK, where he cuts through political spin and media narratives to explain what's really going on with the UK economy.Expect to learn:Why “unexpected” is the most misleading word in economic headlinesThe collapsing UK high street — barbers, vape shops, and money laundering concernsThe real impact of business rates and National Insurance hikes on small businessesLabour's rumoured wealth tax — will it actually generate revenue or destroy it?The hidden truth about National Insurance and how it misleads workersHow the minimum wage has risen 60% in 5 years, and why that isn't as helpful as it seemsUK's unfunded pension liabilities at 200% of GDP — is this sustainable?Wages are up — but why that might not be a good thingThe brain drain — why global innovators are fleeing the UKWhy US culture encourages entrepreneurship more than the UK - and how we fix thatSasha's take on AI's potential economic impact, and what needs to change for the UK to progressThis is a hard-hitting, eye-opening chat about how policy decisions and short-term thinking are affecting your money, your future, and your country.Whether you're a business owner, voter, or just someone trying to make sense of what's happening in the UK, this episode is a must-listen.Today's episode is optimised by Puresport.You can save 10% using code CAMBRO10 – https://bit.ly/3RmVT0V Connect with Sasha:YouTube: https://www.youtube.com/c/SashaYanshinSasha Takes on the UK: https://www.youtube.com/@sashatakesonukTwitter/X: https://x.com/sashayanshinConnect with Col:Instagram: https://www.instagram.com/col.cambro/Email List: https://mailchi.mp/548e38ba5942/colincambroPatreon: https://www.patreon.com/ColCampbell

In this environment of heightened trade uncertainty, Eleanor Hill (TMI) asks Melissa Hotzoglou and Marissa Adams (HSBC) how North American corporates are reassessing their FX and broader risk management strategies. From supply chain realignment to scenario modelling and working capital optimisation, our guests offer practical insights to help treasurers enhance resilience, protect value, and align risk frameworks with shifting global realities.

What does it mean to build world-class products in the age of AI? In this episode, Randy Silver talks to Ezinne and Oji Udezue, co-authors of Building Rocketships, a playbook for building high-growth companies in today's fast-evolving tech landscape. Together, they unpack what product looks like now, how AI changes collaboration, and why ambition, clarity, and disciplined execution matter more than ever.Key takeaways— Building world-class products starts with clear ambition and choosing big, meaningful problems— AI isn't replacing PMs, it's changing the way product work gets done—especially in how we collaborate— Vibe coding enables faster iteration and clearer communication through prototyping in code— The product manager's job is to lead teams and help the organisation build the right thing, not just anything— Clarity, focus, and leadership buy-in are essential to successful transformation, even in legacy organisations— Product teams need to shift from writing specs to orchestrating systems that drive customer and business outcomes— Every product person should master the full arc: solving today's problems, helping customers succeed, and spotting future opportunitiesChapters 0:00 The "should PMs code?" debate1:54 First product roles and how the book came to life4:49 The mission behind Building Rocketships7:13 Why the book is for leaders and their partners10:01 Differences between world-class teams and everyone else13:35 What ambition really looks like17:10 How clarity transforms legacy companies23:10 AI, vibe coding, and the new spec: working prototypes30:10 Redefining the product team's role in the AI age35:02 What skills PMs actually need to thrive now42:54 The one mistake PMs can't afford to makeFeatured Links: Follow Ezinne on LinkedIn | Follow Oji on LinkedIn | ProductMind | Buy their new book 'Building Rocketships: Product Management for High Growth Companies'Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Do you struggle to move the dial on your organisation's culture?Perhaps, the answer to your problems lies in the use of a tool that breaks from traditional methods to measure culture: AI.In this episode I am joined by Charlie Sull, a pioneer in the use of AI to understand, measure and evolve culture in organisations. Charlie shares culture measurement methods you can use with AI, that use employee language to provide concrete, measurable insights.Charlie emphasises the importance of top-down prioritisation to facilitate cultural change, and gives interesting data led insights into the impact of remote work on culture.This episode is for leaders at all stages of their career that are looking to transform culture, supercharge performance in your team, and use pioneering techniques to do so.“Cultural measurement tells you how to fix things.” – CharlieYou'll hear about:Why culture is a critical ingredient in any organisation's performance.How AI can effectively measure and evolve organisational culture.Traditional cultural measurement methods being outdated and ineffective.Remote work can have varying impacts on organisational culture.Caring about employees is fundamental to a strong culture.The fact top leadership buy-in is essential for cultural transformation.There is often a disconnect between espoused values and actual culture.Cultural change can happen more quickly than traditionally thought.About Charlie Sull:Charlie Sull is a globally recognized expert in corporate culture and AI. He is the co-creator of the most-read series in MIT Sloan Management Review history, Measuring Culture, with a readership of millions. His work has been featured on Brené Brown, the Economist, the Wall Street Journal, the New York Times, TIME, and many other leading media outlets.Charlie is the co-founder of CultureX, where he helped develop a new kind of artificial intelligence to measure and improve culture. At CultureX, he works with the top teams of many of the world's leading firms, like AB InBev, HSBC, and H-E-B, and helps them improve their cultures using artificial intelligence.Resources:• Profile: https://www.linkedin.com/in/charles-sull/• Services: https://www.culturex.com/• Culture Champions Series: https://blog.culturex.com/My resources:Try my High-stakes meetings toolkit (https://bit.ly/43cnhnQ) Take my Becoming a Strategic Leader course (https://bit.ly/3KJYDTj)Sign up to my Every Day is a Strategy Day newsletter (http://bit.ly/36WRpri) for modern mindsets and practices to help you get ahead.Subscribe to my YouTube channel (http://bit.ly/3cFGk1k) where you can watch the conversation.For more details about me:●      Services (https://rb.gy/ahlcuy) to CEOs, entrepreneurs and professionals.●      About me (https://rb.gy/dvmg9n) - my background, experience and philosophy.●      Examples of my writing https://rb.gy/jlbdds)●      Follow me and engage with me on LinkedIn (https://bit.ly/2Z2PexP)●      Follow me and engage with me on Twitter (https://bit.ly/36XavNI)

Curious about how HR and finance teams can work together to drive real change in the workplace? In this episode of Count Me In, host Adam Larson sits down with Vrinda Sasidhar, Vice President - HR Consulting at HSBC and a seasoned HR leader with 15 years of experience across banking, tech, and process outsourcing. Vrinda shares what she's learned about building bridges between people and numbers—from using psychology to engage employees, to staying ahead in a world where AI handles the grunt work. Tune in for Vrinda's practical tips on staying curious, continuously growing your skills, and navigating the challenges of today's rapidly evolving finance landscape. If you're interested in how modern HR and finance teams can collaborate for success—and you want advice that's as real as it is actionable—this candid conversation is worth a listen. Sponsor:Today's episode is brought to you by U.S. Bank. U.S. Bank is a trusted financial partner for our clients, businesses and communities. We believe in doing the right thing and putting people first. It's an honor to be recognized as one of the World's Most Ethical Companies® by the Ethisphere Institute for the tenth consecutive year. From commercial credit cards and program management tools to innovative payment technologies and transportation offerings, U.S. Bank Corporate Payment Systems has the right solution to help your organization reduce payment costs, enhance control and streamline your entire payment processing function. We'll partner with you to uncover your challenges and provide smart, clear and honest guidance to help you meet the financial goals for your business. Visit usbank.com/corporatepayments to learn more.

En este episodio especial, grabado durante Whitepaper Podcasts Live, Will Kasstan, Cofundador Zebrands platica con Susana Sáenz del surgimiento de la marca de colchones Luuna y su evolución a una casa de marcas de bienestar y cómo después de 10 años de haber levantado capital en diversas rondas, deciden - a través de un crédito sindicado con Sabadell y HSBC de hasta $1,100 millones de pesos- recomprarle su parte a los inversionistas, algo poco visto en México, apostándole todo nuevamente al negocio que tiene un alto potencial.Prueba Whitepaper 30 días gratis

This week on The Product Experience, we revisit a great conversation with Todd Green, now President of King – the studio behind Candy Crush. Todd shares how he thinks about building products that are not only globally successful but enduringly fun. Todd takes us behind the curtain on what it really takes to build for mass audiences, create fun at scale, and grow empowered product teams.Key takeawaysFun can't be optimised: Building successful games (or products) requires capturing something visceral. Metrics help, but “fun” starts as a feeling, not a number.Audience motivation matters more than demographics: Instead of targeting by age or gender, King focuses on why people play – whether it's for calm, connection or challenge.Legacy products need product management too: The real work starts when a product survives beyond launch. King invests heavily in balancing new features with legacy complexity.Good product leaders own the business: At King, product leads (executive producers) are responsible for P&L – it's a full-stack role across delivery, team, and outcomes.Sharing insights is a team sport: King has full-time roles and informal networks dedicated to transferring learning between game teams.Ethical responsibility is core: King prioritises player wellbeing and long-term satisfaction – not just engagement – as a business principle.Building great managers is a product in itself: Todd sees first-line manager development as one of his top priorities for sustaining culture and performance.Key chapters  00:00 – Intro and Todd's promotion 01:40 – Todd's media roots and time at Fremantle 06:15 – Digital bibles and global format sharing 10:50 – Lessons from the Susan Boyle YouTube moment 13:40 – Shifting to King and the discovery of fun 18:30 – Motivations beyond boredom 22:45 – Building for a massive, diverse audience 26:40 – The product structure at King 30:10 – Keeping Candy Crush fresh after years at the top 35:05 – When to launch a new game 38:50 – Ethics and responsibility in game design 42:20 – Why qual and quant both matter 45:10 – How King shares knowledge across teams 48:00 – The hiring landscape and talent challenges 51:00 – Growing new managers and inclusive leadership 54:10 – Closing thoughts and Todd's reflectionsOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Streamlining international B2B payments is a complex undertaking. TreviPay has been taking the complexity out of this process for several decades now. In my conversation with CEO Brandon Spear, we explore TreviPay's transformation from MSTS, its rebranding inspiration, and its global reach across 30 countries.Our discussion highlights TreviPay's various services, including trade credit management and cross-border payment infrastructure, and its partnerships, such as with HSBC, to expand into complex markets like China and India. Our conversation also delves into the role of AI in enhancing productivity and customer experience, as well as the challenges and opportunities in the B2B payments landscape.In this podcast you will learn:How Brandon describes TreviPay today.What companies need to think about when they look to expand across borders.How TreviPay takes the complexity out of cross border invoices.What TreviPay has done well that banks have not been able to do.Some of the big brands they are serving today.The different geographies they serve.Why B2B payments is 5-10 years behind the consumer space.How they are staying ahead of the new payments innovators.How TreviPay is using AI both internally and in a customer facing way.What they are doing in their partnership with HSBC.The impact that the new tariff uncertainty is having on their business.Why they did the rebrand from MSTS to TreviPay.Brandon's vision for TreviPay.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

BA Fam, we’re in our investing bag today—and who better to guide us through this unpredictable market than Racquel Oden, Head of U.S. Wealth and Personal Banking for HSBC (yes, that HSBC)? With 30 years of experience under her belt, Racquel breaks it all the way down: why now *isn’t* the time to panic, how to pivot smartly, and what staying “active” with your money really means (spoiler: it’s not staring at your account every five minutes). Mandi gets personal about her own portfolio (yes, she opened the statement during the episode), and Racquel walks her—and all of us—through what to look for, what questions to ask, and why we all need to stop avoiding our finances like that dentist appointment we keep pushing back. If you've been wondering whether you should move money, sit tight, or finally talk to a pro—this episode is your sign. What We Discuss : Why market dips can actually be buying opportunities (especially in sectors like AI, healthcare, and utilities). The real definition of “active investing” (and why it doesn’t mean day trading). Why diversification > putting all your eggs in one stock basket. How to figure out your risk tolerance and time horizon like a grown-up. Why now is the perfect time for a financial check-in, not a freak-out. LET’S STAY CONNECTED Instagram: [@brownambitionpodcast](https://www.instagram.com/brownambitionpodcast) Website: [brownambitionpodcast.com](https://www.brownambitionpodcast.com) Subscribe & leave us a review—because we love hearing from our BA fam!See omnystudio.com/listener for privacy information.