Podcasts about HSBC

Nvidia beat Wall Street's estimates on Wednesday as the company continued to benefit from the boom in AI infrastructure, and HSBC is on track to deliver cost savings earlier than planned. Plus, Iran looks to tempt US President Donald Trump with investments in order to stave off war, and the FT's Robert Smith explains how Deutsche Bank rolled out the red carpet for Jeffrey Epstein. Mentioned in this podcast:Nvidia rallies on robust earnings powered by AI investment boomHSBC shares hit record as bank accelerates cost savings and lifts targetIran to offer ‘commercial bonanza' to US companiesHow Deutsche Bank rolled out the red carpet for Jeffrey EpsteinNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Marc Filippino, and produced by Fiona Symon, Victoria Craig, and Sonja Hutson. Our show was mixed by Kelly Garry. Additional help from Michael Lello. Our executive producer is Topher Forhecz. Cheryl Brumley is the FT's Global Head of Audio. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Today we're talking to Jelena Radonjic, an award-winning career and leadership coach, who has coached 350+ clients worldwide, empowering them to thrive in the careers they love. With 25+ years in global recruitment and business education management, including MBA and EMBA careers, Jelena works with senior and mid-career professionals helping them achieve an average of 38% annual compensation increase, in in addition to career alignment and fulfillment. Through her powerful blend of career, business and leadership coaching coupled with transformational coaching, Jelena has elevated careers of global talent from Amazon, Uber, eBay, Siemens, HSBC, Goldman Sachs, BP, AstraZeneca, Diageo, Vodafone, Accenture, Deutsche Bank, GSK, The Cabinet Office, and many others.A CTI qualified coach, Jelena has worked with thought leaders such as Deepak Chopra and John Demartini, she is a Forbes Coaches Council member, speaker, and author. Having lived and worked in 3 countries, including Japan, she is multilingual and culturally sensitive. She is passionate about the Future of Work, Equity, Diversity and Inclusion and partners with individuals and organisations to create improved work life outcomes.Connect with Jelena:www.whatwork.co.uk  Jelena & What Work Career Coaching https://whatwork.co.uk/career-fitness-quiz/  Career Fitness Quiz - get a personalised report on the level of your Career Fitness!https://www.linkedin.com/in/jelena-radonjic-careerandleadership-coach/  Follow Jelena on LinkedIn to gain unique insights into the world of careers, and subscribe to her Career Growth Lane newsletter on LinkedinWhat resonated most with you?DM me on IG www.instagram.com/liveintechnicolor_If you enjoyed this episode, follow the podcast and leave a review! Remember - you're amazing and thank you for being here!Love, BaibaSupport the show

Ihr kriegt aktuell 25 € vom Scalable-ETF, wenn ihr ein neues Konto eröffnet und nutzt. Dazu unterstützt ihr auch noch diesen Podcast. Mehr Infos gibt's hier. Diageo halbiert Dividende & senkt Preise. Auto1 verliert fast 20% trotz solidem Wachstum. Nordex mit Rekordbestellungen auf 2002-Hoch. Axon wächst zum vierten Mal über 30%. HSBC auf All-Time-High. Salesforce kauft 50 Mrd. $ eigene Aktien. Trade Desk bricht ein. NVIDIA (WKN: 918422) war vor den Quartalszahlen so günstig wie seit 2 Jahren nicht. Hat's gereicht? Circle (WKN: A417ZL) steigt 35% nach Quartalszahlen. Stablecoin-Volumen +70%, Wachstumsprognose 40%. Dazu: Goldman-CEO besitzt Bitcoin, Trump-Krypto-Deals & Binance-Skandal. Diesen Podcast vom 26.02.2026, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

Corinna Stukan, Product Leader and Founder of Fintech marketplace Bizzy, lays out practical advice for connecting your product roadmap to business goals. She explains how a metrics one-pager aligns day-to-day product decisions with company goals, why understanding whether your business is in growth, acquisition or cost-control mode should shape every prioritisation call, and how to frame initiatives so stakeholders see commercial impact, not just better UX.Chapters4:00 — Why product people should care about business acumen6:01 — Organisational causes of weak commercial context for PMs8:10 — What business acumen means in practice9:10 — Wake-up story: prioritisation shifted after asking the CEO about revenue drivers11:05 — Misalignment: company goals vs team OKRs12:13 — How to run the metrics one-pager and link product to business goals14:37 — Strategy: where we are, where we're going, how we'll get there15:03 — Encouraging ideas while setting business context17:01 — Running collaborative bets before creating the roadmap19:20 — Communicating value: turn “better onboarding” into business impact22:08 — Avoiding over-attribution and internal attribution fights23:05 — Example: marketing's 12 touchpoints and joint contribution to acquisition24:26 — Practising stakeholder storytelling; where LLMs help and don't29:17 — Presentation craft: fewer slides, start with numbers, end with actions31:03 — Using LLMs for synthesis, not hOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

President Trump delivers the longest SOTU speech in history to defend his second-term record. Trump highlighted progress made on the economy and hailed the ‘golden age' of America. Several new tech partnership announcements including from Anthropic boost U.S. software stocks in yesterday's session and help push Asian equities into the green. UK banking giant HSBC posts a FY profit beat ahead of expectations despite being down on the prior year due to a series of one-off charges. CEO George Elhedery tells our colleagues in Hong Kong the recent shake-up at the lender s beginning to bear fruit. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

US President Trump talked up the economy in his State of the Union Address, saying that the nation is back, bigger, better and stronger than before, while he added that we've seen nothing yet.Regarding tariffs, Trump said the Supreme Court decision on tariffs is very unfortunate but added that tariffs will remain in place and nearly all countries want to keep the trade deals.European bourses firmer as HSBC lifts the banking sector; US equity futures hold onto Anthropic- driven gains. DXY flat, Aussie outpaces peers post CPI while JPY lags in continuation of recent weakness.JGBs underperform on Takaichi's "reflationist" BoJ candidates; USTs await Fed speak & NVDA.Crude prices rangebound; Spot XAU holds above USD 5200/oz. Looking ahead, highlights include Fed's Musalem, Barkin & Schmid. Supply from the US. Earnings from NVIDIA, Salesforce, Snowflake, TJX Companies, Lowe's & Synopsys.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

25/2 Futures contrastati a Wall Street, stasera i conti di Nvidia. Il relief rally del Tech spinge Wall Street e nuovi record in Asia. Nikkei e Kospi (sopra 6.000) sui massimi, lo yen recupera dopo la debacle di ieri. HSBC batte le attese. Dollaro in calo, Treasury stabili. Salgono oro, argento, petrolio e Bitcoin che torna sopra 65.000$. Trump, State of the Union: sui dazi i Paesi rispetteranno gli accordi. Le partnership di Anthropic (che annuncia 10 plug-in per Claude Cowork) mettono il turbo al software, si ricalibra il rischio disruption. Meta accordo miliardario con AMD, warrant per il 10% della società. Warner Bros Discovery, il board valuta l'offerta migliorativa di Paramount. Stripe vale 159 miliardi di dollari e punta a PayPal. In Europa, futures in verde. Oggi inflazione finale a gennaio in Eurozona. Europa vicino ad accordo con Usa per prodotti derivati che contengono acciaio e alluminio (dazi al 50%). Goldman Sachs punta l'ex HQ di Credit Suisse a Milano. Saipem, i conti battono le attese. Telecom Italia, verso 400mln di buyback e raggruppamento azionario. MPS il Mef non partecipa alla scelta del nuovo cda. Oggi focus su Leonardo e telecom Italia.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Your morning briefing. All the news you need to start your day.On today's podcast:(1) President Donald Trump offered a strident defense of his administration and economic record, declaring the nation is “bigger, better, richer and stronger than ever before” in a State of the Union address that contained few new policy announcements.(2) HSBC reported better-than-estimated earnings for 2025 as Europe’s largest bank closed out a year in which its market value broke through £200 billion ($270 billion) for the first time in its history.(3) A few weeks ago, analysts at UBS Group AG laid out a worst-case scenario for defaults in the private credit sector. Their outlook is even more grim now.(4) Money manager Danny Moses, immortalized in The Big Short, said private credit and private equity firms’ push into retail products reminds him of the years preceding the subprime mortgage crisis.(5) European Commission President Ursula von der Leyen said the bloc will deliver on its €90 billion ($106 billion) loan package to Ukraine “one way or another” as the war-battered nation is set to run out of funds in a matter of weeks.(6) Lawyers acting for Peter Mandelson, the former UK ambassador to Washington who was linked to convicted sex offender Jeffrey Epstein, said his arrest at home was prompted by a “baseless” suggestion that he was about to flee the country.(7) Spain is the euro zone’s fastest-growing major economy since 2022, but construction hasn't kept up and now its housing crisis is reaching a boiling point.Podcast Conversation: MAGA Meets Europe: Trump’s Envoys Rip Up Diplomatic Playbook See omnystudio.com/listener for privacy information.

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Join us in this episode as we explore the transformative role of technology, especially AI, in aging well. Our guest, Jon Warner, a seasoned expert in healthcare and innovation for older adults, shares his journey, latest trends, and a hopeful vision for the future of personalized, preventative care that empowers individuals to thrive at any age.About JonJon Warner is an aging expert and sought-after advisor for digital health, health, healthcare and wellness organizations. Five-time company CEO, Jon is a widely respected entrepreneur having founded and led 3 startups (with 2 successful exits).His career started in the corporate world with Air Products and Chemicals, working in the US and across Europe before joining Exxon-Mobil. Following his 15 years in the corporate world, Warner founded and grew The Worldwide Centerfor Organizational Development, a management consulting business with global clients including Ford Motor Company, L'Oreal, British Airways, HSBC, Microsoft, Glaxo, Foster Wheeler, Toyota, Johnson and Johnson, Coca-Cola, PWC, The UK NHS, Roche and MasterCard.Key TakeawaysIn the past two decades, macro demographic changes have led to increased innovation and more focus on aging populations.Aging is plastic, not predetermined: Aging is a flexible process, influenced by lifestyle and epigenetic factors.Innovation in AI allows us to customize solutions and tailor them in ways that will help us to thrive and to prevail for longer in better health. AI is capable of pulling together data and creating new threads of insights.AI brings the opportunity to case-assess more richly and not only understand the care that's being rendered, but in what context the person lives. Using AI in affordable housing allows analysis of social determinants of health data—answering questions like: Does beingsocial and having a wide friend set prevent heart disease and dementiaAI needs contextual thinking provided by humans The risk of AI is misinformation from scaping the internet, which is not always reliable. We need “guidelines and guide rails.” To reduce risk, be specific with prompts and rely on credible reports and studies.Precision medicine eliminates a one-size-fits-all approach. Genomic data and social determinant data allows us to render solutions that are individualized in ways we couldn't imagine a decade ago.

Shakira Biography Flash a weekly Biography.Hey darlings, its your AI gossip guru Roxie Rush here for Biography Flash on Shakira, and honey, being powered by AI means I scour the globe in seconds for the freshest scoops so you get the unfiltered tea first pause for dramatic effect yes. In the last 48 hours, Shakira just dropped a bombshell thatll rewrite her bio pages: India Tour 2026 announced February 20 via social media, her first gigs there in 19 years since that steamy 2007 Oral Fixation show in Mumbai. According to India TV News and Hindustan Times, shell headline the Feeding India Concert with District by Zomato April 10 at Mahalakshmi Racecourse in Mumbai and April 15 at Jawaharlal Nehru Stadium in Delhi, all to fight child hunger she gushed, Performing in India has always been special to me, and Im excited to connect with my fans while ensuring every child has nutrition to thrive. Tickets drop soon HSBC cardholders snag early bird March 1, fans are losing it online.Mandatory reports shes still slaying her Las Mujeres Ya No Lloran World Tour, fresh Instagram post from her five-night San Salvador run rocking a wild crop top with multicolored strings, cyan beads, pink flower vibes, and a fringed skirt that screams hips dont lie energy pure fire. The Indian Eye calls it a mega bash comeback, cementing her as the record-shattering Latin queen with over 100 million records sold. No other major headlines in the past 24 hours, but this tour? Biographical gold long-term legacy booster amid her post-divorce glow-up.Whew, Roxie signing off thank you for tuning into Shakira Biography Flash, subscribe now to never miss an update on Shakira and search Biography Flash for more great biographies. Muah.And that is it for today. Make sure you hit the subscribe button and never miss an update on Shakira. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/42YoQGIThis content was created in partnership and with the help of Artificial Intelligence AI

Texas Roadhouse (TXRH) gained Friday morning despite posting a double miss in earnings. HSBC downgraded Walmart (WMT) to hold from buy over growth concerns. Deckers (DECK) stepped up thanks to an upgrade from Argus. Diane King Hall talks about the analyst and earnings movers to watch on the last day of the trading week. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In ep 161 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Caroline Ramsay joins Sam and Mark to talk about how big BIG actually is, when a client wants a football promo. It leads us to ask the age old question "Is the client always right?". We explore how your smart speaker is always listening to you, and look at how taking the tempo down by 50% gives a very creepy impression. There's a nasty slimy fun fact, the most comfy way to watch TV, and a food that we all loathe! Plus the wildcards include a tragic shakespearean lover, a germophobe, and the style of those sensual M&S adverts!Our VO question this week is all about how you keep sane and in contact with real people if you transition from being a stage or screen actor to a voice actor, all alone in your booth!Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Consider a scenario where you want to start working out. You download a home workout app, buy equipment, the right shoes and more. You suddenly start seeing adverts about health and fitness every time you go online. This is because most of your online actions are tracked, stored and used by advertisers to push their products. While targeted advertising can be personally helpful, sometimes it is not as innocent as it may seem. It may feel like you are being watched, and you are.Script 2THERY'RE NOT JUST CITIESINSPIRING THE UNTHINKABLETHEY IGNITE PASSIONTHEY WITNESS OUR GLORYBRINGING TOGETHER HISTORY AND NEW STORIESTHEY PULSE WITH UNIQUE ENERGYFROM CATWALKS TO STADIUMSTHEY BURN WITH THE SAME, BOLD SPIRITWe'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Caroline Ramsay is a classically trained, versatile actress and has worked on stage and screen in a former life. She is an award nominated voice actress and works across all genres, voicing audiobooks, adverts, corporates, elearning and most recently, video games!Caroline's Website@carolineramsayvo on InstagramResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details:

The Daily Quiz - Entertainment, Society and Culture Today's Questions: Question 1: Which film won the Academy Award for Best Picture in 2002? Question 2: What is the two-word term that the Tinder app has popularized, meaning to accept or approve of something? Question 3: Which of these models of car is made by Ford? Question 4: Who performed the theme song to the James Bond film Skyfall? Question 5: Which Jewish holiday concludes the 10 Days of Repentance? Question 6: In the Marvel Cinematic Universe, which character is played by Benedict Wong? Question 7: What is the marketing slogan of HSBC? Question 8: Which film won the Academy Award for Best Picture in 1943? This podcast is produced by Klassic Studios Learn more about your ad choices. Visit megaphone.fm/adchoices

Alan Byrne, Product Leader for Mozilla's Firefox extensions ecosystem, argues that the best product work is less doctrine and more judgement. In conversation with LRandy Silver, he breaks down why prioritisation frameworks like RICE and MoSCoW often masquerade as science while quietly embedding subjectivity—and why he prefers writing clear “what and why” statements over chasing false precision.From his experience at QuickBooks and Twitter, Alan explores when PRDs are genuinely valuable (complex systems, high risk, trust and safety concerns) and how to keep them lean enough to stay useful. The discussion also digs into the tension between moving a metric and doing right by users, the dangers of gamifying growth, and how product managers can translate customer problems into narratives that align engineers, executives, and sales.Chapters03:30 Product as philosophy04:41 Studying product vs learning in the field07:25 The real job: understand users and their “why”08:21 Why prioritisation frameworks often fail in practice10:58 Decision-making without false precision13:14 Goal-led roadmaps and narrative alignment14:22 Metrics, ethics, and avoiding gamification traps18:35 When PRDs help, and how to keep them lean22:37 Prototyping, vibe coding, and where it falls apart25:14 Communication, compromise, and working documents27:36 Preventing overbuild and defining “good enough”30:39 Handling “can't you just…” from sales and marketing33:28 What Alan wishes he knew five years ago34:49 Explaining product management to non-product peopleOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Cheryl Platz, Cheryl Platz, former UX Director for Riot Games, Scopely and Author of "The Game Development Strategy Guide," returns to The Product Experience to explore how video game design principles can transform product development. From her time at Riot Games and Marvel Strike Force to teaching at Carnegie Mellon, Cheryl shares hard-won lessons about player motivation, onboarding, and building products that thrive. Discover why competition is no longer the primary driver of modern gaming, how a children's game taught her about gendered design assumptions, and how she turned a catastrophic server outage into a UX win that made Reddit happy.Chapters06:03 Game development is cloud services plus filmmaking07:08 The problem with silos in game studios08:24 “Modern” games: live service, messy business models, shifting tastes09:58 Defining a game: players decide if you got it right11:41 Motivators of play and why they matter to product people12:26 Disney Friends: the moment a playtest rewrote the design17:19 Classic vs modern motivators: what technology changed20:41 The research that challenged the “games are competition” assumption22:36 Why game lessons translate to enterprise software (and where gamification goes wrong)25:19 Pro-social design: trust, safety and communities at scale28:33 Designing for companionship and shared experiences34:43 Onboarding as growth strategy, not a “nice to have”37:38 Journey mapping 100 levels: making invisible drop-off visible39:25 On-demand learning beats one-and-done tutorials41:58 Advice for people trying to break into games during layoffs44:36 Turning a sixth anniversary outage into a UX win Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Irma Potes, Director of Community Outreach, Grupo Mexico, Paulina Serrano, Deputy Director of Sustainability, Grupo Mexico, joins Natalie Blyth, Global Head of Sustainable Finance & Transition, HSBC and Jose Carlos Sanchez, Mexico Chief Economist, HSBC Global Investment Research, to discuss Grupo Mexico's innovative approach to sustainability transition as well as their impact on communities and the environment.This episode was recorded on 16 October 2025.Disclaimer: Views of external guest speakers do not represent those of HSBC.

In ep 160 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Richie Tavake joins Sam and Mark to talk about the differences between the US and UK radio commercial market and why sometimes an American script can sound cheesey in a British accent. We get savvy and become a consumer champion, and we explore ways to research scripts that you may not have thought of before. Our wildcards see us getting ecstaticly happy, very judgy and absolutely huge in stature.Our VO question this week is all about the different processes we go through when a script lands in our inbox.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Savvy is the UK's consumer champion. We're not here to make a profit – we're here to be a powerful force for good - we're here to protect people, challenge unfairness and make everyday life simpler and safer.We're totally independent and we don't accept freebies from anyone. We have no owners, shareholders or government departments to answer to, so we work entirely for you, the consumer - and nobody else.We stand up for what's right. And we make change happen.Script 2In the heart of every great city, there's a story to be told. At 123Property, we know that story inside and out. Since 1975, 123Property has been a driving force in the commercial real estate industry. Today, we proudly stand as one of the largest privately owned real estate firms in Manitoba. At 123Property, our success is built on our commitment to integrity, professionalism, and excellent service. We believe in succeeding by helping others succeed.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Richie is an actor from San Francisco, CA. He started in theatre when he was still a teenager and then decided to go into voice-over work - mainly because he was such a big fan of anime and video games. From there he found a real fascination with commercials and audio dramas.Richie is known for always being a little too early - to work, events, meetings… everything - to the point that people jokingly ask him if he can be late for once.. He also loves playing chess.Richie's Website@rtavake on InstagramRichie's Facebook page Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your...

Today's guest on The Long View is Sara Devereaux. Sara is the Chief Investment Officer of Vanguard Capital Management and Global Head of Fixed Income. She oversees the investment professionals responsible for portfolio management, trading, and research for Vanguard's internally managed fixed-income funds and ETFs, including actively managed bond and money market portfolios and bond index portfolios. Before joining Vanguard in 2019, Sara was a partner at Goldman Sachs, where she spent over 20 years in mortgage-backed securities and structured products trading and sales. Earlier in her career, she worked at HSBC, in risk management advisory and interest rate derivative structuring. She started her career as an actuary at AXA Equitable Life Insurance. Barron has named Sara to its annual list of the 100 Most Influential Women in US Finance every year since 2022.Episode Highlights00:00:00 Vanguard's Investing Philosophy and New Innovations00:06:20 Active Fixed-Income Strategy and the Alpha Waterfall00:13:34 ETF's Explosion, Active Management, and Private Credit Risk00:23:10 How Technology Is Reshaping the Bond Market00:29:51 Bond Market Performance 2025, Bonds as Ballasts, and Term Premiums00:37:27 Bond Market Risks in 202600:42:51 Shifting Policy Crosswinds, Cracks in Credit, and AI Capex Risks00:50:18 Technical Signals to Watch in 2026Books MentionedStay the Course: The Story of Vanguard and the Index RevolutionMore From MorningstarVanguard's Sara Devereux: Why It's a ‘Terrific Environment' for Bond IncomeSalim Ramji: The Industry Uses Complexity As a Mask to Charge MoreMorningstar's Guide to Fixed-Income InvestingIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For episode 676 of the BlockHash Podcast, host Brandon Zemp is joined by Lux Thiagarajah, CCO of OpenPayd. Lux Thiagarajah has over 17 years experience working for some of the largest and most innovative organizations in finance, including JP Morgan, HSBC, BCB and FalconX. He started his career as an FX trader at JP Morgan, before moving to the buy side to run a macro trading desk. More recently he has moved into senior roles in payments, becoming the CRO of BCB and now Chief Commercial Officer at OpenPayd. Lux joined OpenPayd with a track record for taking businesses to their next stage of development, and is responsible for driving revenue and growth from both new and existing clients, as well as and identifying strategic partnerships that can further OpenPayd's ambitions.

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On today's show we are talking about an office turnaround that can serve as a powerful lesson for all investors. This is a single office building in downtown Toronto, 70 York Street, and why its turnaround is one of the most practical case studies we have for navigating what many are calling the office apocalypse.It's a story about control, execution, and the discipline to create certainty in an uncertain market.Let me set the stage. 70 York is a 17-storey office building of roughly 210,000 square feet, connected to the PATH system, a well located asset in Toronto's core. It's not a brand new glass tower, it's a mid-80s vintage building with the kind of fundamentals that can still work, if you can get the leasing right. And then it lost its anchor tenant, HSBC.When a building is empty, it's tempting to cut rent to fill space. But cutting rent is not the only lever, and it's often the most destructive lever. What you want is durable tenancy, credit quality, and term length.The reported 6.8-year average lease term tells you KingSett pursued durable income. That matters for refinancing. It matters for valuation. And it matters for the eventual buyer.Which brings us to the exit.The building was sold off-market to Desjardins Global Asset Management and the Desjardins Group Pension Fund for about $134.6 million, reported at roughly a 6.5 percent cap rate and about $639 per square foot.In a world where office transactions are scarce, and capital is cautious, an off-market institutional sale tells you something. It tells you that stability, even in an office market, still has a buyer.But notice the order of operations. They didn't sell a vision. They sold certainty.-----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Most conversations about AI implementation come from consultants selling solutions or vendors pitching tools. This one doesn't.Sean Seah is SVP of Strategy, Technology and Innovation at Langham Hospitality Group, where he's leading AI adoption across a global luxury hotel portfolio. With over two decades in digital transformation at Microsoft, HSBC, and Zuji, Sean brings a rare perspective as he's living inside the messy reality of making it actually work.What emerges from our conversation is a refreshingly practical playbook for AI implementation. Sean reveals why the "boring stuff" nobody discusses—data infrastructure, change management, measurement frameworks—determines whether AI delivers business value or not. He advocates starting small, proving value in weeks rather than years, and letting success create momentum for long term transformation.We explore how Sean balances short-term wins with long-term strategic vision, how he thinks about his AI strategy in a global context, and why luxury hospitality, with its complex blend of human service and operational efficiency offers surprisingly universal lessons for AI implementation across industries.In this episode:How Sean's approach to long term tech transformation includes the necessity that it must deliver short term value as well.Why one of Langham's first major AI investments is customer facing and how it's faringExamples of how they practically trained their AI agents and staff, andHow Sean's ensured Langhams isn't reliant on any one large language modelWhatever sector you're in, Sean's boots-on-the-ground experience offers a practical roadmap for leaders navigating the gap between AI potential and AI reality.Enjoy this episode! Useful Links:Sean Seah on LinkedinLangham Hospitality Group Hosted on Acast. See acast.com/privacy for more information.

In ep 159 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Mike Paine joins Sam and Mark from Chicago to talk about how to approach a local market US radio commercial, switching between a serious cyber security narrator and a cartoon boss character, getting your lips round a droopy loopy tongue twister and which choices you make if you're asked to create a character on the fly. In the wildcards we find out what would happen if William Shatner auditioned as a Principal ballet dancer, or if film noir became sexy, or if your school crossing lady really was cross!Our VO question this week is all about advice and top tips for new entrants into the voice acting community.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Narrator: Cross-Site Scripting or XSS is what happens when a hacker manages to inject malicious javascript into your webpage.Gruff Boss presentation to the board: Think micro-scalable, robust. We practically invented the term "mega-next-generation, 24/7 global R&D".... err, what's happened here?Narrator: If you don't escape, or encode-out the javascript, then the browser will execute it as though you put it into your website.Script 2Chattanooga… get ready. Something BIG is dropping. Actually… looping. Dropping AND looping. We don't know how it works either, but it sounds cool.Introducing Chatt Droploop — the delivery app you didn't know you needed, but now won't be able to live without.Groceries? We loop it. Late-night snacks? Loop it. Forgot your wig at home and you at an event? Girl… we DEFINITELY loop that.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Mike Paine is a Chicago based voice actor/coach/demo reel producer! During his 38+ year career the videos he's voiced have had well over 250 MILLION YouTube views and counting. He's narrated 57 audiobooks and the games he's voiced have well over a million downloads! He's also been working in network and major market radio for over 33 years - his first interview was with the late great Ozzy Osbourne!Mike's Website@themikepaineshow on InstagramMike on YouTubeResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your...

Listen for the latest from Bloomberg News See omnystudio.com/listener for privacy information.

En este episodio de "El Brieff", analizamos el movimiento estratégico de José Antonio Meade al frente de HSBC México en un año de utilidades bancarias históricas pero consumo estancado. Exploramos la apuesta de 180,000 millones de dólares de Alphabet en IA, el despliegue de robotaxis de Uber y la tensa calma entre Trump y Xi Jinping que oscila entre compras de soja y venta de armas. Además, desglosamos el "Project Vault", la nueva reserva estratégica de minerales críticos de EE. UU. para frenar el dominio chino.Recibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@strtgy.ai Hosted on Acast. See acast.com/privacy for more information.

Muy buenos días, HSBC nombra al exsecretario de Hacienda, José Antonio Meade, como presidente en el país; Naranja X se forma en la fila para tener licencia bancaria en México, Pemex habla sobre los envíos de petróleo a Cuba y Trump se mantiene al margen de la pelea por Warner.Patrocinado | Banco BASE, 40 años simplificando las tesorerías de México.https://www.bancobase.com/

這個冬天，邀您和我們一起，發現角落孤老人！透過陪伴、服務與實際行動，讓長輩的日常多一點安全與尊嚴，把寒冬裡的孤單，慢慢轉成有人在乎的溫暖。請與我們一起，照亮長輩生活，扭轉孤老處境： https://fstry.pse.is/8mh6xa —— 以上為 Firstory Podcast 廣告 —— 說實話，2026 上半年這些信用卡的權益變化真的快，如果你手上還在拿那種回饋不到 3% 的卡，真的可以考慮「汰弱留強」了。寶可孟這次排出的第1到5名都很有亮點：榜首給了「中信華航璀璨無限卡」，原因不是它多好刷，而是那「三年金卡會籍」太香了，只要你在2026/01/31前申請且完成金卡會籍晉升，直接幫你省下換票或搭機累積的力氣。第2名的「中信uniopen卡」則是海外實體消費的神卡，回饋衝到11%有點猛，而且2026年起不用在APP上每月1號痛苦地領券，出國帶著刷就對了。 接下來這幾張就比較看消費習慣：第3名「永豐DAWHO現金回饋卡」門檻依舊在那，往來百萬元+解理財任務，即可入手6%海外現金回饋，對於有存款、有往來的人來說還是很穩定，每月可刷2.5萬元；第4名「HSBC Live+卡」在餐飲和購物通路給到最高5.88%，換算成哩程大約8.5元一哩，每月2萬塊以內的消費都有，這比例真的高得誇張！至於第5名的「永豐 SPORT卡」，雖然今年加碼微調到3%，但只要你有在運動，加上基本回饋湊一湊還是能穩拿5%豐點，每月可刷5,000元。說到底，銀行的優惠通常撐不過一年，看到好康真的別猶豫太久，「花開堪折直須折」這句話用在卡界還真是一點都沒錯。完整解析請參考本集節目！ ➤來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast➤每月45元支持寶可孟創作更多優質影片｜https://pokem.me/JoinPokemYT--➤第6-10名Podcast解說：https://pokem.me/3NShW1g ➤2026上半年Top10推薦卡組解析：https://pokem.me/2026H1Recommend➤推薦第10名：#HSBC旅人無限卡｜https://lihi1.com/0tjC9➤推薦第09名： #國泰世華CUBE卡｜https://lihi1.com/JTkdp➤推薦第08名：#台新Richart卡｜https://lihi2.com/rYYVl➤推薦第07名：#玉山Unicard｜https://lihi2.com/274LI➤推薦第06名： #臺銀GreenGo ｜https://lihi3.me/e8gIr➤推薦第05名：#永豐SPORT卡｜https://lihi1.com/5Q4Tz➤推薦第04名：HSBC Live+ 現金回饋卡｜https://lihi1.com/0tjC9➤推薦第03名：#永豐DAWHO卡｜https://lihi1.com/YQoYo➤推薦第02名：#中信uniopen卡｜https://lihi1.com/zfiOH➤推薦第01名：#中信華航璀璨無限卡｜https://pokem.me/CTBCCACard-- 加入會員，支持節目： https://pokemcard.firstory.io/join 留言告訴我你對這一集的想法： Powered by Firstory Hosting

What does alignment really mean in product teams, and why does consensus often slow everything down?In this episode of The Product Experience, Lily Smith and Randy Silver are joined by Blagoja Golubovski (VP of Product, formerly at Usercentrics) to unpack one of the most persistent myths in product leadership: that good product organisations are democracies.Chapters0:00 Product leadership is not about consensus1:21 Introduction to Blagoja2:48 From engineering to product leadership4:47 What people think product leadership is5:44 Creating clarity and explicit trade-offs6:53 Why product organisations are not democracies7:54 Input vs ownership in decision-making8:24 Who is accountable for product decisions9:50 Leadership, strategy, and prioritisation10:02 How product leadership changes as companies scale12:29 Why decision-making mechanics define product culture13:27 Separating input from decisions14:59 Committees vs accountability16:16 Why alignment does not mean agreement17:29 The three levels of product decisions21:00 Diagnosing broken decision-making22:08 Environment beats individual skill23:19 What real prioritisation looks like24:46Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Erfahre hier mehr über unseren Partner Scalable Capital - dem Broker mit einem der besten YouTube-Kanäle zu Aktien & Investments. https://www.youtube.com/@scalable.capital/videos PayPal stürzt ab und feuert CEO. Novo Nordisk stürzt ab und wächst nicht mehr. Wolters Kluwer und Thomson Reuters stürzen ab wegen KI. US-Pharma war gemischt. AMD hat Zahlen. Amundi hat Rekord. Zalando hat Angst vor TikTok und Siemens Energy investiert. Bank-Aktien laufen seit einiger Zeit gut. Vor allem deutsche und US-Banken werden immer wieder genannt. Die britische HSBC (WKN: 923893) fliegt öfters unter dem Radar. Nicht bei uns. Grupa Pracuj (WKN: A3C8LG)  ist die Nummer-1-Jobbörse in Polen und will Europas führende Personalplattform werden. Dafür setzt sie auch auf die Ukraine. Das ist Chance und Risiko zugleich. Diesen Podcast vom 04.02.2026, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

The Reserve Bank of Australia has increased interest rates for the first time since November 2023, hiking the official cash rate to 3.85%. It says it now expects inflation to remain well above its 2-3% target for longer, leaving the door open for further rate increases. For more on this, Stephanie Youssef spoke with HSBC chief economist Paul Bloxham. Despite the decision, the Australian share market finished the session strong, amid a strong global stocks rebound that included a gold and silver price recovery. For more, Stephanie Youssef spoke with Mark Gardner, CEO at MPC Markets.

The Reserve Bank of Australia started the year off with an increase set to impact mortgage holders. The RBA increased the official cash rate by 25 basis points to 3.85 percent, citing increased concerns about inflation. HSBC chief economist Paul Bloxham explained the increase further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

SMILE Pro AI導航近視雷射　吳姍儒的精明選擇AI算比隱形眼鏡還省

James Steel, chief precious metals analyst at HSBC, expects increased volatility and frequent pullbacks ahead for gold with new money coming into the market as he sees geopolitical risk as the main factor driving the metal to record highs. He speaks with Bloomberg's Alexis Christophorous and Paul SweeneySee omnystudio.com/listener for privacy information.

In this episode of CX Insider, we're joined by Monika Kashyap (HSBC) to explore how augmented AI helps teams make better decisions—and why, by 2030, commercial banking will be more proactive and personal than ever. We dig into AI-led omnichannel journeys, real-time personalisation, and what it takes to move from reactive service to proactive, value-adding CX.

Money makes the world go around, or so the saying goes. But did you know that YOUR money, might be making fossil fuel companies go round (aka fund them!), without you knowing?Do you want a few bonkers stats?- The “Big 5” UK high-street banks – Barclays, HSBC, Santander, Lloyds andNatWest – have financed the fossil fuel industry with more than $556 billion between 2016 and 2023 (1)- In 2023 alone, they provided $55 billion to fossil fuel companies (1).- For every £10 you put into your pension, £2 is invested in deforestation (2).In today's episode I'm chatting to Lisa Stanley-Mann, from Good with Money. We dive into all things money, and more specifically, the power of our money, and what it might be being used for when we think it's all tucked up nice and safe and innocently in our bank accounts or pensions.I was convinced that Lisa had been on the podcast before, but I scrolled back through the archives and couldn't see an episode, someone please correct me if I'm wrong! But Lisa and I have previously chatted ‘off air' quite some time ago as it turns out, when I hosted some podcasts for Good With Money – we got chatting about the 2016 craze that is/was sweeping the internet at the time of recording, and that I was blissfully unwaware of as I'm not cool enough! Inevitably I hopped straight onto the bandwagon pretty much as soon as my call with Lisa ended, and if you're in any way interested (it's genuinely not that interesting, so I won't be offended if you're not!), I did my own 2016 post – I'll pop a link to it below if you want to have a nose.PS. We should have said this in the chat, but hopefully it's blindingly obvious that I'm not a financial advisor, and Lisa isn't either! Do take proper professional advice before moving your money.References:(1) https://makemymoneymatter.co.uk/wp-content/uploads/2025/03/Banking-Guide-2025.pdf(2) https://makemymoneymatter.co.uk/wp-content/uploads/2025/03/Green-Pensions-Guide-2025.pdfLisa Stanley-Mann LISTEN... USEFUL LINKS:Good With Money- Website- Instagram- Facebook- The Good Egg accreditation- The Good Guides- The Good ListsMake My Money Matter- E-mail template to email your employer about their pension providerBank TrackPension BeeZeroRelated podcast episodes from the archives:- [015] - Money as a Force for Good with Triodos Bank- [091] - Make My Pension Matter - with Make My Money Matter- [169] - How green is your money - with Dan Sherrard-Smith from MothertreeBank.GreenEthical ConsumerB-CorpNaturesaveMy 2016 post on Instagram Are you going to do a bit of investigating into your money, and your current accounts and savings after listening? Or have you already moved your money? Do let me know! […]

Business and finance news from the Asia-Pacific. Apple Inc. delivered record quarterly sales and a better-than-anticipated forecast for the current period, even as the company warned that rising component costs are threatening to squeeze margins. Revenue will rise 13% to 16% in the second quarter, exceeding the 10% projected by Wall Street, driven by strong demand for the new iPhone 17, growth in services and a rebound in China. President Donald Trump said he would be announcing his pick for a nominee to chair the Federal Reserve on Friday morning, signaling an end to a months-long process that has spurred speculation over the future of the world's most powerful central bank. Trump, asked at an event Thursday evening in Washington when he would make his decision known, responded: "Tomorrow morning." Dollar Industries declined today. But there was a lot of volatility in the foreign exchange. For a closer look, we spoke to David Finnerty, Bloomberg's Rates/FX Strategist. Asia technology shares are performing better then their US Counterparts. Apple's results drove the positive sentiment across the APAC along with a flurry of earnings out of South Korea this past week. For more perspective on the AI trade, we heard from Herald van der Linde, Head of Asia Pacific Equity Strategy at HSBC. He spoke to Bloomberg's Annabelle Droulers and David Ingles.See omnystudio.com/listener for privacy information.

David Hughes, the Global People Leader for Costa Coffee (now at HSBC), discusses the company's innovative approach to hiring using AI. Costa Coffee, a global brand with over 2,000 stores in the UK, faces significant hiring challenges due to high turnover rates and the need to hire thousands of baristas annually. David explains how Costa has shifted its focus from hiring the “best” talent to finding the “best fit” talent that aligns with the company's values and culture. Using Sapia's AI chat-based assessment, Costa has built a simple 5-question open chat survey that lets Costa identify the culture, behavioral, and work skills for best fit. This process not only scales to 350,000+ candidates, it also gives each candidate a personalized assessment and is rated 9 out of 10 on netpromoter score. In other words, candidates love it! David emphasizes the importance of patience and bravery in adopting AI, highlighting the positive impact on both recruitment efficiency and candidate satisfaction. Like this podcast? Rate us on Spotify or Apple or YouTube. Additional Information The Talent Acquisition Revolution: How AI is Transforming Recruiting (research) The Great Reinvention of Human Resources Has Begun The Art, Science, And Magic Of Recruiting In The World of AI (podcast) Chapters (00:00:03) - How AI Is Affecting Costa Coffee's Hiring(00:01:16) - Interview(00:01:56) - Costa Coffee's Talent Challenges(00:04:10) - How to Hire the Right People for the Frontline(00:05:06) - Baristas: How to Get the Best Out of Your Job(00:06:53) - How Costa Coffee Is Using AI in the Job Search(00:12:24) - What was difficult about the AI journey at Costa Coffee?(00:16:22) - What are some of the metrics of the Costa Experience?(00:19:10) - The Sense of AI in the Job Search(00:20:32) - Congratulations on your AI push(00:21:39) - What Works With Costa Coffee's Talent Director

挺你所想！與你一起生活的銀行中國信託行動銀行APP全新聯名主題登場三大超萌IP：反應過激的貓、無所事事小海豹、貓貓蟲咖波主題自由切換，快來中信銀行APP打造你的專屬體驗立即搜尋>中國信託行動銀行APP 體驗主題> https://fstry.pse.is/8m4kqu —— 以上為 Firstory Podcast 廣告 —— 凱基雙幣哩程卡自2026年起權益顯著縮水，正式「改惡」啦！一般消費回饋由原本的18元/哩調至22元/哩，且設有每月20,000點的回饋上限。俗話說得好：「花無百日紅，人無千日好」，免年費的哩程卡，沒錢賺改爛只是剛好而已。相較於市場標竿的「HSBC旅人輕旅卡」，直接提供你不分海內外均享20元/哩無上限，而且免開戶！凱基一般戶不僅累哩效率較低，還需綁定台外幣帳戶與承受僅2年的點數效期，對小資族而言吸引力大減。除非啦，你是堅持不繳年費且目標為「中華航空」哩程的玩家，否則在同級免年費卡片中，其競爭優勢已不復存在。 若能成為凱基資產達300萬以上的財管會員，該卡則搖身一變成為哩程神卡。財管戶可享有國內18元/哩、海外12元/哩且回饋無上限的優待，特別是海外消費包含「線上購物」，彌補了部分聯名卡海外線上無加碼的缺點。此外此卡有少量名額給你搶提6元/哩，大概也能稍稍加速累哩速度，這種要搶登的我都當它「沒有」。總結來說，此卡已轉型為「資產驅動型」產品，建議有大額存款的用戶再行考慮。完整解說請參考本集節目。 ➤來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast➤每月45元支持寶可孟創作更多優質影片｜https://pokem.me/JoinPokemYT--➤凱基雙幣哩程卡2026年產品介紹：https://pokem.me/3RNyA12➤中信華航卡文字介紹：https://bit.ly/3M2k5DK➤凱基雙幣哩程卡VS中信華航卡比較：https://pokem.me/3IroEbQ➤立即入手一張中信華航卡： https://lihi1.com/H4fQR➤立即入手一張凱基雙幣程卡：https://lihi2.com/yQbpc -- 加入會員，支持節目： https://pokemcard.firstory.io/join 留言告訴我你對這一集的想法： Powered by Firstory Hosting

Evin McMullen, co-founder and CEO of Billions Network, explores how identity for agents is going to unlock the next era of the Internet. She shares outcomes from collaborations with regulatory bodies and major companies (like HSBC and TikTok), along with their use of Zero Knowledge Proofs in proving you're human without giving up privacy. Key Takeaways: How Billions Network plans to save the Internet, starting first with scaling trust (while balancing convenience and privacy) The critical importance of identity verification in an increasingly AI-dominated digital landscape, and the biggest challenges to solving for this The risks for humanity if we don't achieve decentralized identity before AI and agents becomes ubiquitous Guest Bio: Evin McMullen is the CEO and co-founder of Billions Network, the first universal human and AI network. Billions Network is pioneering a mobile-first identity layer that verifies both humans and AI agents—proving uniqueness, KYC/AML status, location, age, or even machine reputation, all while preserving user privacy. Evin's previous work includes early blockchain development for retail and enterprise, and serving as CEO and founder of the verifiable data platform Disco.xy. She is a cofounder of DAO Jones and inkDAO, and an advisor to Boys Club. She is a graduate of Yale University. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte  

In this episode, Lily Smith and Randy Silver host Anu Jagga‑Narang, a product evangelist at AT&T, to explore premortems — a powerful technique for anticipating product failure before launch. Anu explains how premortems use prospective hindsight to uncover risks early, surface assumptions teams are reluctant to voice, and improve decision quality. The conversation covers practical steps for running premortems, risk classification using tigers, paper tigers and elephants, common pitfalls, and when to revisit the exercise as products evolve. They also examine how emerging AI capabilities influence product risk management — increasing the need for thoughtful planning rather than replacing human insight. This discussion offers product leaders a framework to strengthen strategic thinking, foster psychological safety and equip teams to build with confidence and clarity.Chapters 00:00 Introduction to Premortems01:39 Guest Introduction — Anu Jagga‑Narang02:14 Career Journey into Product05:03 What Is a Premortem?07:04 Framing Failure and Success in Premortems11:02 How to Conduct a Premortem15:04 Voting and Risk Classification17:00 Tigers, Paper Tigers, and Elephants20:22 Assigning Ownership and Actions21:28 When to Run a Premortem23:40 Who Should Participate and Duration25:14 Examples and Surprising Insights28:43 Common Mistakes and Anti‑patterns31:51 AI's Impact on Premortems34:13 Closing Remarks and CreditsOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

In der heutigen Folge sprechen die Finanzjournalisten Lea Oetjen und Holger Zschäpitz über Shutdown-Alarm in den USA, neue Zolldrohungen gegen Kanada und was sonst noch wichtig wird in dieser Woche. Außerdem geht es um Intel, Amazon, Volkswagen, ASML, SAP, Apple, Microsoft, Meta, Tesla, Ryanair, Stabilus, Steel Dynamics, Nucor, Ferrovial, Thales, Vinci, Eiffage, Fraport, Accenture, Wipro, Tata Consultancy, C3.ai, Palantir, Standard Chartered, Fujitsu, Cloudflare, CrowdStrike, Dell, Pinterest, Cognizant, Uber, Nasdaq, Qualcomm, Snowflake, Bank of America, Citi, IBM, Cisco, Krka, Ignitis, Shell, BP, HSBC, Diageo, Reckitt Benckiser, Rio Tinto, Imperial Brands, Sage Group, Unilever, Aviva, Phoenix Group, Legal & General, Vale, OPAP, National Bank of Greece, DBS Group, Oversea Chinese Banking Corporation, Singapore Exchange, Jardine Matheson, Invesco, Tokio Marine, CK Infrastructure, EUWAX Gold II (WKN: EWG2LD), VanEck Defense ETF (WKN: A3D9M1), iShares MSCI Canada ETF (WKN: A0YEDS), Xtrackers Euro Stoxx 50 ETF (WKN: DBX1ET), Amundi Stoxx Europe 600 ETF (WKN: LYX0Q0), Global X European Infrastructure Development ETF (WKN: A40E7B), SPDR MSCI Europe Industrials ETF (WKN: A1191T), iShares MSCI Saudi Arabia Capped ETF (WKN: A14ZV2) und Xtrackers MSCI EM Europe, Middle East & Africa ETF (WKN: DBX1EA). https://www.businessinsider.de/informationen/newsletter/alles-auf-aktien/ Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

In this episode of The Brand Called You, Vineet Mohan—Co-Founder and CEO of FastTrackr AI—shares his journey from a global leadership career at HSBC to building an AI-led platform transforming the US wealth management industry. He discusses cross-cultural leadership, founding a startup, solving operational inefficiencies with AI, and what it takes for experienced leaders to build compliant, scalable AI products.00:39- About Vineet MohanVineet is a co-founder and CEO of FastTrackr AI, which is an AI led platform purpose built for the US wealth management industry.

HSBC's Frank Lee talks with TITV Host Akash Pasricha about Intel's disappointing revenue guidance and capacity constraints despite the AI boom. We also talk with BitGo CEO Mike Belshe about their public debut and the shift toward retail-driven IPOs, and The Information's Laura Mandaro about Capital One's $5.15 billion acquisition of Brex. We then get into the reality behind the TikTok deal and OpenAI's ad testing with editors Martin Peers and Meredith Mazzilli. Finally, we go inside the political transformation of OpenAI President Greg Brockman with reporters Stephanie Palazzolo and Jemima McEvoy.Articles discussed on this episode: https://www.theinformation.com/articles/intel-now-pricier-tsmc-makes-sensehttps://www.theinformation.com/newsletters/the-briefing/brexit-fintechhttps://www.theinformation.com/newsletters/dealmaker/exit-brex-investors-rising-zombie-fundshttps://www.theinformation.com/briefings/tiktok-completes-sale-data-security-arm-joint-ventureSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/

In ep 157 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Hannah Hebblethwaite joins Sam and Mark to talk about fitting too many words into a commercial read, varying the pace to combat a list, making IT interesting (even if you don't fully understand it) and how your website SEO is even more important if you have a particular accent or dialect. Plus we realise a massive relevation for 2026!Our VO question this week is all about entering the industry without formal acting training.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Think about this:Every major break-through started with someone exploring just a little further..One more question.One more experiment.One more late-night idea that refused to be ignored.In IT, exploration isn't a nice-to-have.It's essential.Because technology doesn't stand still.And neither can we.So keep asking questions.Keep learning.Keep experimenting.Keep exploring.Because IT isn't just what we do.It's how we think.Script 2The Edinburgh Fringe can be hungry work!Fuel YOUR festival, on-the-go with us.You'll feel like you're stepping off the Royal Mile and into Rome, with our Italian-style street food; Trapizzino pizza pockets - crispy on the outside and meltingly savoury inside.Top it off with a scoop, or three, of our ice cream, featuring Dubai Chocolate and our delicious Aperol Spritz sorbet!Come and see us - and if you quote 'FREEBIE', we'll give you two pizza pockets for the price of one! But hurry - we're only open throughout the month of August.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Hannah Hebblethwaite is an award-nominated actor who has been voice acting for 2 years. She has always loved video games since the days of Sonic the Hedgehog on the Mega Drive and now specialises in character work for games. With titles ranging from Indie to AAA, you might have heard her in Path of Exile 2, Fallout: London, Cabernet, Farewell North, or something else entirely!Hannah's Website@scottishhannah on Instagram Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator -

Markets digest another earnings-heavy session with Seema Mody recapping the day and Pippa Stevens tracking a commodities rally led by fresh gains in natural gas. HSBC's Max Kettner weighs in on broader market positioning and global risk, before Kristina Partsinevelos and Morgan Brennan break down key earnings from Intel and Alcoa, setting the tone for cyclicals and industrials. Jay Goldberg of Seaport reacts to Intel's results after upgrading the stock into the print. Alcoa CEO William Oplinger discusses results and outlook, followed by a look at the soaring stock of Moderna. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hear from Jo Paisley and Maxine Nelson of the GARP Risk Institute as they look back on key learnings from the past year of the Climate Risk Podcast. As we head into 2026, the GARP Climate Risk Podcast kicks off the new year with a retrospective on the past 12 months, reviewing the key themes and insights that emerged during 2025's podcasts.   After 6 years of hosting the podcast, this might be the most wide-ranging conversation so far – from how one should adjust probability of default for climate risk, to the risk factors that might lead to the collapse of society.  To make things a bit more manageable, this retrospective has been split into three main areas of focus:  First, what did we learn about physical risks, both from nature loss and climate change?  Second, what did we learn about the transition to net zero? And third, what lessons were there for firms – either in risk management or business more generally?       We also hear from our guests on advice they have specifically for risk professionals.  To find out more about the Sustainability and Climate Risk (SCR®) Certificate, follow this link: https://www.garp.org/scr  For more information on climate risk, visit GARP's Global Sustainability and Climate Risk Resource Centre: https://www.garp.org/sustainability-climate  If you have any questions, thoughts, or feedback regarding this podcast series, we would love to hear from you at: climateriskpodcast@garp.com          Links to featured episodes:  Sebastian Leape - The CSRD Effect: How Regulation is Elevating Nature Risk Eva Zabey - Beyond Climate: A Risk Professionals' Guide to the Biodiversity COPs Prof. Aled Jones - Flawed Models, Fragile Systems: The Risks in Energy & Food Policy Dr. Levke Caesar - Nine Limits, Six Breached: The Planetary Boundaries Crisis Explained Alyssa Gilbert - How to Make an Impact: Secrets to Climate Startup Success Laurie Laybourn - Beyond 1.5°C: How to Think About Our New Climate Reality Stephanie Race - Why Food System Disruption Is the New Normal Rowan Douglas - Resilience and Retreat: What Insurability Tells Us About Climate Risk Dr. Ajay Gambhir - Navigating Systemic Risk in the Age of Polycrisis Hirotaka Hideshima - From Basel to Biodiversity: An Ex-Central Banker's Take on Nature Risk Prof. Tim Lenton OBE - Positive Tipping Points: How to Fix the Climate Crisis Judson Berkey - Embedding Nature Risk: Insights from a Senior Banking Professional Dr. Luke Kemp - Societal Collapse in a Warming World: A Risk Manager's Lens    Today's Speakers  Jo Paisley is President of the GARP Risk Institute, the thought leadership arm of GARP. Set up in early 2018, the Institute works across all risk disciplines, with Jo's focus to date on climate- and nature-related risk management and scenario analysis, stress testing and operational resilience.  Her career began at the Bank of England where she worked in a variety of roles across macroeconomics, statistics, supervision and risk. Her last role was as a Director of the Supervisory Risk Specialists Division within the Prudential Regulation Authority, where she was heavily involved in the design and execution of the UK's first concurrent stress test in 2014. She left the Bank in 2015 and joined HSBC as their Global Head of Stress Testing. She has also worked as an independent stress testing consultant, advising firms on how to get the most value out of stress testing.  Dr. Maxine Nelson is a Senior Vice President at the GARP Risk Institute, GARP's research and thought leadership arm, where she focusses on climate- and nature-related financial risk management.   She has extensive experience in risk, capital and regulation gained from a wide-ranging variety of roles, including Global Head of Wholesale Risk Analytics and Head of Capital Planning at HSBC, significantly expanding counterparty credit risk management at the UK Financial Services Authority during the last financial crisis, leading the credit risk team at KPMG London, senior credit risk consultant at Oliver Wyman, and embedding operational risk analytics globally at National Australia Bank. Maxine has a degree in mechanical engineering and a PhD about how best to apply probability theory to real world problems. 

In this episode of The Product Experience, host Randy Silver talks with Cristina Bustos, Product Manager and team lead at Swiss AviationSoftware, about her experience launching a native mobile application in one of the most regulated and high‑stakes industries in the world: commercial aviation.Cristina recounts how she moved from business analysis into product leadership and then navigated a gruelling product development process during the pandemic. Her team faced the dual challenge of winning over both paying customers and aviation regulators to replace paper‑based cockpit workflows with a real‑time digital solution.Chapters0:00 | Introduction and personal background 2:34 | Problem framing: launching a mobile app in aviation 4:00 | Winning founding customers before building code 6:10 | Consensus across customers and regulators 9:00 | Involving actual pilots in design 10:00 | Redesigning workflow not just digitising it 14:15 | Scope control and prioritisation 17:16 | Regulatory engagement and approval strategy 19:49 | A hackathon that wasn't a silver bullet 21:06 | Reflections: what she would do differently 25:22 | Balancing iteration with regulatory discipline 28:21 | Triple validate in the real world 29:53 | Signals of success and business impactOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

In this episode of The Product Experience, host Lily Smith speaks with veteran product leader Sean Flaherty about a question at the heart of modern product management: how do you influence without authority? Drawing from behavioural science and decades of experience building products and teams, Sean outlines a framework based on self‑determination theory — the modern science of intrinsic motivation.Through the lens of autonomy, competence and relatedness, Sean explains why traditional command‑and‑control leadership undermines creativity and accountability. He shows how true autonomy is structured freedom, how competence is demonstrated through behaviour, and how relatedness builds trust and advocacy among teams and users. Along the way he reframes accountability as something teams hold themselves to, not something enforced by fear, and discusses how leaders can help teams grow, adapt and thrive in a world of constant change.Chapters00:00 — Introduction & central question01:30 — Guest background04:45 — State of leadership today06:10 — Intro to intrinsic motivation08:40 — The “code” of motivation12:28 — Autonomy in teams17:11 — Competence and product work20:30 — Observable behaviour and growth paths23:10 — Adaptability and learning culture24:25 — Accountability misunderstood27:04 — Accountability spectrum31:21 — Addressing negative behaviour36:19 — AI and leadership change38:01 — Leadership trends todayKey Takeaways— Motivation is scientific, not abstract— Product leaders need to understand the science of intrinsic motivation — not just processes or tools — to influence without authority and achieve sustainable outcomes.— Three core motivators drive behaviourAutonomy: people need meaningful choice, not chaos or micro‑managementCompetence: motivation increases when people feel capable and are supported to growRelatedness: connection and shared purpose power trust, loyalty and advocacy— Autonomy is structured freedom: Autonomy is not “do whatever you want”. It's about balancing freedom with guidance so teams can be creative but not lost.— Competence is observed in behaviour, not checklists: Real competence shows up in behaviour — what people do — not just knowledge or titles.— Accountability emerges, not enforced: Traditional accountability relies on fear and external control. In contrast, self‑accountability arises when goals are meaningful and environments allow peopleOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Tallulah Le Merle is an AI investor, advisor, and speaker. She is a Partner at Fifth Era, where she leads the firm's AI strategy. Fifth Era now manages eight investment vehicles with exposure to more than 80 unicorns through fund-of-funds and co-investments. She began her career as a management consultant advising FTSE 100 companies (Johnson & Johnson, Mars, HSBC, Unilever, etc.) on digital and data transformation - including AI strategy back when it was still largely machine learning and big data. She later served as a fractional COO for AI scale-ups, working directly with founders at the heart of the ecosystem. Tallulah speaks frequently on the future of AI and investing at global conferences and panels, often with a lens on the humanity side of the technology equation, and hope in the age of AI. She also hosts Fresh AI, the world's first fully AI-generated daily news podcast on artificial intelligence.