Podcasts about HSBC

Washington wrestles with the latest budget bill. Our Emily Wilkins breaks down the latest, followed by reaction to the Senate passing its version of it from OMB Director Russell Vought. Paul Hickey of Bespoke and Jose Rasco from HSBC weigh in on the market setup heading into the second half. Banks begin unveiling capital return plans—Leslie Picker tracks the headlines. Booking Holdings CEO Glenn Fogel joins on the travel boom ahead of July 4th and what he is seeing for summer. 

Die Themen im heutigen Versicherungsfunk Update sind: BVK kritisiert Gesetzentwurf zur EU-Verbraucherkreditrichtlinie Mit dem neuen § 34k GewO will das Bundesjustizministerium die EU-Verbraucherkreditrichtlinie in deutsches Recht umsetzen. Der BVK warnt vor wachsender Bürokratie: Pflicht zur Registereintragung und neue Sachkundeprüfung belasteten vor allem kleinere Vermittlerbetriebe. Eine „Alte-Hasen-Regelung“ fehlt. BVK-Präsident Michael H. Heinz fordert eine praxistauglichere Umsetzung. Sichere Lkw-Parkplätze: Versicherer schlagen Alarm Jeder dritte Frachtdiebstahl passiert beim Parken – mit Millionenschäden für Wirtschaft und Versicherer. Der GDV fordert deshalb mehr gesicherte Lkw-Parkplätze entlang europäischer Fernstraßen. Laut Jörg Asmussen seien „rund um die Uhr bewachte, eingezäunte Plätze mit Zugangskontrollen“ nötig, um Fahrer und Ware besser zu schützen. Alle 20 Minuten wird in Deutschland Ladung gestohlen, der jährliche Schaden liegt bei über 2 Mrd. Euro. WGV beruft Anja Emde in den Vorstand Zum 1. Juli 2025 wird Anja Emde neues Vorstandsmitglied der WGV Versicherung, der WGV-Versicherung AG und der WGV-Lebensversicherung AG. Sie folgt auf Ralf Pfeiffer, der zum 30. Juni 2025 in den Ruhestand tritt. Emde übernimmt unter anderem die Verantwortung für den Kommunalvertrieb, die Lebensversicherung und den Personalbereich. Sie ist zudem Ausgliederungsbeauftragte und Geldwäschebeauftragte nach § 4 GwG. HDI Global beruft Dr. Christian Wegener zum Head of Investment Management Dr. Christian Wegener hat zum 15. Juni 2025 die Leitung des Investment Managements bei HDI Global SE übernommen. Er folgt auf Thorsten Wölbern, der nach 15 Jahren neue Aufgaben im Unternehmen übernimmt. Wegener bringt internationale Erfahrung aus Stationen bei HSBC und AXA mit. Ziel ist es, die risikoadjustierte Rendite zu optimieren und globale Absicherungsprozesse weiterzuentwickeln. Metzler übernimmt Nürnberger Pensionsfonds Die Metzler Pension Management GmbH hat die Nürnberger Pensionsfonds AG übernommen. Seit dem 11. Juni 2025 firmiert sie unter dem Namen Metzler Mittelstands Pensionsfonds AG (MMPF). Mit Kapitalanlagen von 315 Millionen Euro, rund 700 Trägerunternehmen und über 3.500 Versorgungsverhältnissen baut Metzler sein bAV-Angebot gezielt für kleine und mittlere Unternehmen aus. Krank im Urlaub: Auslandskrankenversicherung kann tausende Euro sparen Ein Tag im Krankenhaus im Ausland kostet durchschnittlich 2.600 Euro – ein Rücktransport aus Spanien bis zu 30.000 Euro. Das zeigt eine Auswertung von Finanztip. Gute Auslandskrankenversicherungen gibt es bereits ab 10 Euro pro Jahr. Laut Finanztip sollten Reisende auf Leistungen wie Rücktransport bei „medizinischer Sinnhaftigkeit“ und Such- und Bergungskosten von mindestens 5.000 Euro achten. In einem aktuellen Test wurden entsprechende Tarife identifiziert. Wichtig ist auch die richtige Vorbereitung: Versicherungsunterlagen griffbereit halten, Belege sammeln und Rechnungen zügig einreichen.

In this episode of The Product Experience, Lily and Randy sit down with Moshe Mikanovsky—product coach, educator, and host of the Product for Product podcast—to explore what makes an effective product management toolkit. From identifying the real problems in your workflow to choosing and implementing tools that stick, Moshe outlines a pragmatic, user-centric approach to tool selection. Chapters:2:59 – From Engineering to Product Management5:25 – Why Choosing Tools is Hard8:11 – Elements of a Product Stack10:49 – From Roadmaps to Analytics14:01 – A Framework for Selecting Tools18:01 – Comparing Tools Beyond Features21:18 – Test and Validate Your Tool Choices26:01 – Why Implementation is Critical28:04 – What's Changing in Product Tools29:26 – AI and the Future of Product Management32:01 – Keeping Your Stack Modern34:29 – Making the Case for Budget & ROI37:23 – When ROI Forces a Change38:45 – Final Thoughts & Listener Call to ActionFeatured Links: Follow Moshe on LinkedIn | Moshe's Product Manager Toolkit | PostHogOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

As the 2025 holiday shopping season nears, what's top of mind for retailers? In this insightful episode, Winnie Albornoz (Director of Product Marketing, SAP Commerce Cloud) is joined by Eric Fisch (National Sector Head of Retail & Apparel, HSBC) to unpack the state of the retail and fashion sectors.From the shift toward off-price retailing and changes in consumer spending behavior to the nuanced role of Gen AI in customer service and advertising, this conversation offers a sharp look at what brands need to know—and how they're adapting. Eric also shares predictions on promotional strategies, loyalty programs, and why in-store retail is reclaiming its importance in an increasingly omnichannel world.What You'll Learn in This Episode:What's driving consumer spending decisions in 2025The role of off-price and designer segments in shaping demandWhy brands are rethinking influencer marketing and turning to UGCHow AI is making resale and customer support smarterStrategies retailers are using to manage early holiday shopping and tariffsKey Takeaways:Resilient consumers are spending more cautiously, often prioritizing essentials.Luxury shoppers are trading down to contemporary brands for better value.Retailers are adopting data-driven promotions and combining online/offline tactics.The "golden age" of mega-influencers may be fading—UGC is on the rise.AI tools are now actively improving customer service, personalization, and inventory management.Subscribe to our podcast for expert insights on the future of retail and commerce.  Visit The Future of Commerce for the latest retail strategy and tech trends.  Share this episode with colleagues and leaders in retail, fashion, and e-commerce.

想開補習班卻不知從何開始？加入奧斯汀美語，總部提供選址、師資、招生行銷全方位支援，讓你輕鬆開班！全台百間分校見證成功，結合完整教案與品牌力，打造孩子最愛的美語樂園，讓學習成為期待，改變從心開始。 https://fstry.pse.is/7snm2s —— 以上為 Firstory Podcast 廣告 —— 眾所期待的「HSBC旅人卡」2025年下半年權益，也正式公告延長至2025/12/31啦！公告：「原活動辦法適用期間將於2025/06/30屆滿，本行提前通知新活動辦法維持不變，有效期間為2025/7/1~2025/12/31。」大家可安心續用。對了，關於機接/貴賓室的權益，截至本節目播出前仍未更新，但是我查全峰網頁，有把活動延長至「2025年7月1日– 2025年7月31日」，代表應該是差不多啦！所以大家可以安心續用。由於機接與貴賓室的權益，每年都在6/30截止，次一年度是7/1開始，如有未使用次數將在6/30過後重置，而機場貴賓室可以先線上預約，建議未來三個月內有要使用到，且本年度尚有未使用的次數，先預約起來，畢竟約定完就是先扣本年度的額度(環亞有三個月效期可用/新貴通則長達1年讓你慢慢用)，這樣子就不會佔用次年度的額度囉。關於HSBC旅人卡我都怎麼使用？全家人一起狂刷這張卡也能年年刷出一張長程線商務艙機票，到底怎麼做？寶可孟要一一解說給你聽。 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- HSBC旅人卡2025年權益完整解析：https://bit.ly/3gxiQuy HSBC Live+ 卡2025年完整解析：https://pokem.me/4d5ihFa HSBC旅人卡機接及貴賓室使用文字攻略：https://pokem.me/4d3rhvO HSBC卡2025年全年使用攻略：https://pokem.me/3PuznlU 收看YouTube影片解析：https://youtu.be/08jH6PryKG4 點我入手一張HSBC信用卡：https://lihi1.com/0tjC9 完成任務，回報領獎：http://bit.ly/3nctlGb -- 小額贊助支持本節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

HSBC upgraded Broadcom (AVGO) to a buy from a hold rating. Diane King Hall discusses the analyst call that AVGO's custom chips revenue will beat market expectations. Shares of Broadcom touched new all-time highs following the HSBC upgrade. Diane adds that Street chatter has led some to add AVGO to the "Mag 7" group, and says that hyperscaler growth would also be a catalyst for Broadcom.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

En este nuevo episodio de Análisis BIVA Sostenible nos acompaña Montserrat Munlloch, Directora de Marketing de Banca Corporativa para Latinoamérica, y Diego Spannaus Director Ejecutivo de Finanzas Sustentables para México y Latinoamérica de HSBC, quien nos hablan sobre cuáles son los sectores más interesados en el país en incorporar acciones sustentables a sus estrategias de negocio y cuáles son las tendencias en proyectos ASG entre las empresas. Conducido por Teresa Pérez Teuffer, Especialista de Sostenibilidad en BIVA.

According to one expert, last week's GDP figures are a sign New Zealand's economy is on the up. Stats NZ says our gross domestic product grew a strong 0.8 percent in this year's first quarter. HSBC chief economist Paul Bloxham explains further, LISTEN ABOVESee omnystudio.com/listener for privacy information.

Welcome to Top of the Morning by Mint.. I'm Nelson John and here are today's top stories. Trump Declares Ceasefire: “12-Day War Ends” In a dramatic twist, US President Donald Trump announced a “Complete and Total CEASEFIRE” between Israel and Iran via Truth Social, calling time on what he dubbed the “12-Day War.” The phased truce begins with Iran halting fire, followed by Israel 12 hours later, and full peace declared at the 24-hour mark. Trump credited both nations for their “Stamina, Courage, and Intelligence,” while downplaying Iran's earlier missile strike on a US base in Qatar as a “very weak response.” With no casualties reported, analysts believe Iran's restraint signals a desire to de-escalate—but the question remains: is this peace or just a pause? Air India's CEO Gets ₹27 Cr—Days Before Crash Two weeks before India's deadliest air tragedy in decades, Air India handed its CEO Campbell Wilson a 46% pay hike, raising his package to ₹27.75 crore. The board approved the raise on May 27; on June 12, an Air India flight crashed, killing over 240 people. The optics have stirred quiet outrage—even as some defend the hike, citing Air India's 61% revenue growth and halved losses in FY24. The airline now faces regulatory inspections, shaken passenger trust, and social media backlash. Wilson's biggest challenge? Not growth—but rebuilding public confidence. India's Economy Hits 14-Month High India's growth story just added a new chapter. HSBC's Flash PMI for June surged to 61—the highest in 14 months—signalling strong expansion in both manufacturing and services. Fueled by rising demand, export orders, and tech investments, manufacturing PMI rose to 58.4, while services hit 60.7. “Hiring is up, inflation's softening, and backlogs are building,” said HSBC's Pranjul Bhandari. While business confidence dipped slightly, the economy's overall momentum remains strong. Final numbers drop next month—but for now, it's full throttle ahead. Aditya Birla Lifestyle Bets Big on Fashion Fresh off its market debut, Aditya Birla Lifestyle Brands Ltd (ABLBL) is swinging for the fences—aiming to double revenue and triple profits by FY30. Backed by a ₹300 crore annual investment plan, the company will expand to 4,500 stores and chase billion-dollar valuations for brands like Van Heusen, Allen Solly, and Peter England. More than 70% of stores already follow an asset-light, franchise-led model. But the road ahead is crowded—Reliance Retail and Tata's Zudio are fierce competitors. Still, with India's $2 trillion retail market on the horizon, ABLBL is betting big on fashion—and youth. Flying for ₹694: Electric Jet Makes History Beta Technologies just redefined short-haul flying. Its all-electric Alia CX300 successfully flew four passengers from East Hampton to JFK—130 km—for just ₹694 ($8). Quiet, clean, and cost-efficient, the 30-minute flight offered a near-silent ride with zero emissions. “Charging this thing cost $8,” said Beta's CEO Kyle Clark. With a 463 km range and FAA certification expected by year-end, the CX300 is a game-changer. Beta's also working on a vertical takeoff model for city travel. With competitors like Archer Aviation prepping for the 2028 LA Olympics, the electric air taxi race is officially airborne. Learn more about your ad choices. Visit megaphone.fm/adchoices

Die militärische Eskalation im Konflikt zwischen Iran und Israel ist an den Börsen nicht spurlos vorbeigegangen. Öl und Gold haben zwar einen Satz nach oben gemacht, manch andere Aktie hat dagegen nur wenig oder kaum reagiert. Was bedeutet das jetzt? Gehen Anleger zu sorglos mit der Situation um oder haben politische Börsen wirklich kurze Beine, wie es oft heißt? Über mögliche Szenarien für die Aktienmärkte und passende Strategien diskutiert Friedhelm Tilgen mit Matthias Hüppe von der HSBC, Daniel Saurenz von Feingold Research und Michael Proffe von Proffe Invest.Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://datenschutz.ad-alliance.de/podcast.html Wir verarbeiten im Zusammenhang mit dem Angebot unserer Podcasts Daten. Wenn Sie der automatischen Übermittlung der Daten widersprechen wollen, klicken Sie hier: https://datenschutz.ad-alliance.de/podcast.htmlUnsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Transformations are hard, and too often, they fail to deliver on their promise. In this episode of The Product Experience, Lily and Randy speak with Jen Swanson, CEO of Tuckpoint Advisory Group, to unpack why transformation initiatives falter and what it truly takes to succeed.Key Takeaways— Transformation requires intentionality: Real transformation isn't accidental or surface-level; it must be deliberate, comprehensive, and backed by leadership.— Avoid ‘transformation theatre': Pretending to change—without restructuring ownership, processes, or collaboration—is worse than doing nothing at all.— Start with honest orientation: Knowing your starting point is essential before plotting a path forward.— Executive involvement is non-negotiable: Transformations can't be delegated. Leadership must model the change and communicate relentlessly.— Product-led is about mindset, not just teams: Everyone should operate within the product model, but not all need to be on product teams.— Pace matters: Organisations must assess their capacity for change and determine the right balance between ambition and sustainability.— Give grace for the learning curve: People need space to be bad at new things before they get good—psychological safety is essential.Chapters0:00 – Introduction & the myth of sneaky transformations1:01 – Jen's background and path into product2:53 – What transformation really means5:53 – Defining honest orientation8:00 – What is transformation theatre?12:09 – When real change feels fake13:04 – The importance of executive commitment16:04 – Why transformations fail19:11 – Common catalysts for transformation22:06 – Product-led vs product thinking25:00 – Who's in the opOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

想開補習班卻不知從何開始？加入奧斯汀美語，總部提供選址、師資、招生行銷全方位支援，讓你輕鬆開班！全台百間分校見證成功，結合完整教案與品牌力，打造孩子最愛的美語樂園，讓學習成為期待，改變從心開始。 https://fstry.pse.is/7snm2s —— 以上為 Firstory Podcast 廣告 —— 你也跟我一樣都是用HSBC套卡組嗎？那麼就不要錯過這一集節目，因為HSBC已正式公告旗下三張信用卡－HSBC Live+卡/HSBC匯鑽卡/HSBC現金回饋卡在2025年下半年的權益囉！基本上跟2025年沒啥改變，大家可以安心使用啦！甚至HSBC旅人卡的刷卡累哩比例在後來也公告延長，真的太佛心！本集就要一一的跟你解說產品優惠。 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- HSBC卡2025年使用攻略：https://pokem.me/3PuznlU HSBC Live+ 卡完整解析：https://pokem.me/4d5ihFa HSBC旅人卡機接及貴賓室使用文字攻略：https://pokem.me/4d3rhvO HSBC旅人卡完整解析：https://bit.ly/3gxiQuy 收看YouTube影片解析：https://youtu.be/08jH6PryKG4 點我入手一張HSBC信用卡：https://lihi1.com/0tjC9 完成任務，回報領獎：http://bit.ly/3nctlGb -- 小額贊助支持本節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

Tom Halpin, the regional head of North America Global Payment Solutions for HSBC, talks about how AI and new technologies are changing domestic and global payments—and what that means both for his bank and the industry. He also tackles where AI can help (or hurt), the status of the FedNow roll out, and concerns around CBDCs and stablecoins.

In this episode Lucy is joined by Matt Brady, Head of People of Tesco Bank talks through his refreshing HR philosophy, which is grounded in insight, commercial savviness, pragmatism, and innovation. Matt shares candid stories from his career at HSBC, Sky and Tesco Bank and shows how a mix of data, empathy, and experimentation can drive meaningful change in the employee experience. Matt's take on HR is shaped by his background in economics, where he first learned about human behaviour, motivation, and how to make the most of limited resources—ideas that still guide his work today. In this episode, he and Lucy chat about the value of looking beyond the usual HR playbook, drawing inspiration from areas like marketing, behavioural science, and design thinking to bring in fresh, creative approaches. Matt also talks about the power of using data to tell a story—not just reporting numbers, but connecting the dots between what employees are saying and how the business is performing. And when it comes to being commercially savvy, he makes the case that it's not about sounding like a finance expert. Instead, it's about really understanding what matters to leaders and showing how HR can help solve the problems they're facing. This episode is a must-listen for HR professionals who want to shake off rigid processes and bring relevance, flexibility, and a human touch back into HR. Whether you're early in your HR career or leading a people function, Matt's blend of humility, rigour, and creativity offers practical inspiration for transforming how we do HR. Chapters (00:03) Innovative Approaches in Human Resources (08:44) Connecting Data to Storytelling for Impact (16:49) Developing Authenticity, Collaboration, and Pragmatism (24:05) Innovation and Pragmatism in HR Contact Matt: https://www.linkedin.com/in/bradymatt/ Disruptive HR Website: www.disruptivehr.com Join the Disruptive HR Club https://disruptivehr.com/welcome-to-the-future-of-hr/ Email: hello@disruptivehr.com

Today's conversation is with Sasha Yanshin, a data analyst turned content creator whose brutally honest commentary on the UK economy has earned him a loyal audience across YouTube and social media.Sasha studied Maths at Oxford before going on to work with major organisations like Phones4U, Barclays, Capital One, MBNA, HSBC, Mastercard, RBS, and Tesco Bank. He's now best known for his YouTube channels Sasha Yanshin and Sasha Takes on the UK, where he cuts through political spin and media narratives to explain what's really going on with the UK economy.Expect to learn:Why “unexpected” is the most misleading word in economic headlinesThe collapsing UK high street — barbers, vape shops, and money laundering concernsThe real impact of business rates and National Insurance hikes on small businessesLabour's rumoured wealth tax — will it actually generate revenue or destroy it?The hidden truth about National Insurance and how it misleads workersHow the minimum wage has risen 60% in 5 years, and why that isn't as helpful as it seemsUK's unfunded pension liabilities at 200% of GDP — is this sustainable?Wages are up — but why that might not be a good thingThe brain drain — why global innovators are fleeing the UKWhy US culture encourages entrepreneurship more than the UK - and how we fix thatSasha's take on AI's potential economic impact, and what needs to change for the UK to progressThis is a hard-hitting, eye-opening chat about how policy decisions and short-term thinking are affecting your money, your future, and your country.Whether you're a business owner, voter, or just someone trying to make sense of what's happening in the UK, this episode is a must-listen.Today's episode is optimised by Puresport.You can save 10% using code CAMBRO10 – https://bit.ly/3RmVT0V Connect with Sasha:YouTube: https://www.youtube.com/c/SashaYanshinSasha Takes on the UK: https://www.youtube.com/@sashatakesonukTwitter/X: https://x.com/sashayanshinConnect with Col:Instagram: https://www.instagram.com/col.cambro/Email List: https://mailchi.mp/548e38ba5942/colincambroPatreon: https://www.patreon.com/ColCampbell

In this environment of heightened trade uncertainty, Eleanor Hill (TMI) asks Melissa Hotzoglou and Marissa Adams (HSBC) how North American corporates are reassessing their FX and broader risk management strategies. From supply chain realignment to scenario modelling and working capital optimisation, our guests offer practical insights to help treasurers enhance resilience, protect value, and align risk frameworks with shifting global realities.

What does it mean to build world-class products in the age of AI? In this episode, Randy Silver talks to Ezinne and Oji Udezue, co-authors of Building Rocketships, a playbook for building high-growth companies in today's fast-evolving tech landscape. Together, they unpack what product looks like now, how AI changes collaboration, and why ambition, clarity, and disciplined execution matter more than ever.Key takeaways— Building world-class products starts with clear ambition and choosing big, meaningful problems— AI isn't replacing PMs, it's changing the way product work gets done—especially in how we collaborate— Vibe coding enables faster iteration and clearer communication through prototyping in code— The product manager's job is to lead teams and help the organisation build the right thing, not just anything— Clarity, focus, and leadership buy-in are essential to successful transformation, even in legacy organisations— Product teams need to shift from writing specs to orchestrating systems that drive customer and business outcomes— Every product person should master the full arc: solving today's problems, helping customers succeed, and spotting future opportunitiesChapters 0:00 The "should PMs code?" debate1:54 First product roles and how the book came to life4:49 The mission behind Building Rocketships7:13 Why the book is for leaders and their partners10:01 Differences between world-class teams and everyone else13:35 What ambition really looks like17:10 How clarity transforms legacy companies23:10 AI, vibe coding, and the new spec: working prototypes30:10 Redefining the product team's role in the AI age35:02 What skills PMs actually need to thrive now42:54 The one mistake PMs can't afford to makeFeatured Links: Follow Ezinne on LinkedIn | Follow Oji on LinkedIn | ProductMind | Buy their new book 'Building Rocketships: Product Management for High Growth Companies'Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Do you struggle to move the dial on your organisation's culture?Perhaps, the answer to your problems lies in the use of a tool that breaks from traditional methods to measure culture: AI.In this episode I am joined by Charlie Sull, a pioneer in the use of AI to understand, measure and evolve culture in organisations. Charlie shares culture measurement methods you can use with AI, that use employee language to provide concrete, measurable insights.Charlie emphasises the importance of top-down prioritisation to facilitate cultural change, and gives interesting data led insights into the impact of remote work on culture.This episode is for leaders at all stages of their career that are looking to transform culture, supercharge performance in your team, and use pioneering techniques to do so.“Cultural measurement tells you how to fix things.” – CharlieYou'll hear about:Why culture is a critical ingredient in any organisation's performance.How AI can effectively measure and evolve organisational culture.Traditional cultural measurement methods being outdated and ineffective.Remote work can have varying impacts on organisational culture.Caring about employees is fundamental to a strong culture.The fact top leadership buy-in is essential for cultural transformation.There is often a disconnect between espoused values and actual culture.Cultural change can happen more quickly than traditionally thought.About Charlie Sull:Charlie Sull is a globally recognized expert in corporate culture and AI. He is the co-creator of the most-read series in MIT Sloan Management Review history, Measuring Culture, with a readership of millions. His work has been featured on Brené Brown, the Economist, the Wall Street Journal, the New York Times, TIME, and many other leading media outlets.Charlie is the co-founder of CultureX, where he helped develop a new kind of artificial intelligence to measure and improve culture. At CultureX, he works with the top teams of many of the world's leading firms, like AB InBev, HSBC, and H-E-B, and helps them improve their cultures using artificial intelligence.Resources:• Profile: https://www.linkedin.com/in/charles-sull/• Services: https://www.culturex.com/• Culture Champions Series: https://blog.culturex.com/My resources:Try my High-stakes meetings toolkit (https://bit.ly/43cnhnQ) Take my Becoming a Strategic Leader course (https://bit.ly/3KJYDTj)Sign up to my Every Day is a Strategy Day newsletter (http://bit.ly/36WRpri) for modern mindsets and practices to help you get ahead.Subscribe to my YouTube channel (http://bit.ly/3cFGk1k) where you can watch the conversation.For more details about me:●      Services (https://rb.gy/ahlcuy) to CEOs, entrepreneurs and professionals.●      About me (https://rb.gy/dvmg9n) - my background, experience and philosophy.●      Examples of my writing https://rb.gy/jlbdds)●      Follow me and engage with me on LinkedIn (https://bit.ly/2Z2PexP)●      Follow me and engage with me on Twitter (https://bit.ly/36XavNI)

Acting Reserve Bank Governor Christian Hawkesby left experts speculating about the future of interest rates following the recent OCR cut. More banks have slashed their rates after the recent announcement, but questions have been raised over future cuts. HSBC chief economist Paul Bloxham speculates further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

For this Out Takes, we welcomed the return of two of our favourite film festivals that will be entertaining us in cinemas over the winter months here in Melbourne. We... LEARN MORE The post 2025 HSBC Spanish Film Festival and MIFF 2025: First Glance appeared first on Out Takes.

Curious about how HR and finance teams can work together to drive real change in the workplace? In this episode of Count Me In, host Adam Larson sits down with Vrinda Sasidhar, Vice President - HR Consulting at HSBC and a seasoned HR leader with 15 years of experience across banking, tech, and process outsourcing. Vrinda shares what she's learned about building bridges between people and numbers—from using psychology to engage employees, to staying ahead in a world where AI handles the grunt work. Tune in for Vrinda's practical tips on staying curious, continuously growing your skills, and navigating the challenges of today's rapidly evolving finance landscape. If you're interested in how modern HR and finance teams can collaborate for success—and you want advice that's as real as it is actionable—this candid conversation is worth a listen. Sponsor:Today's episode is brought to you by U.S. Bank. U.S. Bank is a trusted financial partner for our clients, businesses and communities. We believe in doing the right thing and putting people first. It's an honor to be recognized as one of the World's Most Ethical Companies® by the Ethisphere Institute for the tenth consecutive year. From commercial credit cards and program management tools to innovative payment technologies and transportation offerings, U.S. Bank Corporate Payment Systems has the right solution to help your organization reduce payment costs, enhance control and streamline your entire payment processing function. We'll partner with you to uncover your challenges and provide smart, clear and honest guidance to help you meet the financial goals for your business. Visit usbank.com/corporatepayments to learn more.

En este episodio especial, grabado durante Whitepaper Podcasts Live, Will Kasstan, Cofundador Zebrands platica con Susana Sáenz del surgimiento de la marca de colchones Luuna y su evolución a una casa de marcas de bienestar y cómo después de 10 años de haber levantado capital en diversas rondas, deciden - a través de un crédito sindicado con Sabadell y HSBC de hasta $1,100 millones de pesos- recomprarle su parte a los inversionistas, algo poco visto en México, apostándole todo nuevamente al negocio que tiene un alto potencial.Prueba Whitepaper 30 días gratis

This week on The Product Experience, we revisit a great conversation with Todd Green, now President of King – the studio behind Candy Crush. Todd shares how he thinks about building products that are not only globally successful but enduringly fun. Todd takes us behind the curtain on what it really takes to build for mass audiences, create fun at scale, and grow empowered product teams.Key takeawaysFun can't be optimised: Building successful games (or products) requires capturing something visceral. Metrics help, but “fun” starts as a feeling, not a number.Audience motivation matters more than demographics: Instead of targeting by age or gender, King focuses on why people play – whether it's for calm, connection or challenge.Legacy products need product management too: The real work starts when a product survives beyond launch. King invests heavily in balancing new features with legacy complexity.Good product leaders own the business: At King, product leads (executive producers) are responsible for P&L – it's a full-stack role across delivery, team, and outcomes.Sharing insights is a team sport: King has full-time roles and informal networks dedicated to transferring learning between game teams.Ethical responsibility is core: King prioritises player wellbeing and long-term satisfaction – not just engagement – as a business principle.Building great managers is a product in itself: Todd sees first-line manager development as one of his top priorities for sustaining culture and performance.Key chapters  00:00 – Intro and Todd's promotion 01:40 – Todd's media roots and time at Fremantle 06:15 – Digital bibles and global format sharing 10:50 – Lessons from the Susan Boyle YouTube moment 13:40 – Shifting to King and the discovery of fun 18:30 – Motivations beyond boredom 22:45 – Building for a massive, diverse audience 26:40 – The product structure at King 30:10 – Keeping Candy Crush fresh after years at the top 35:05 – When to launch a new game 38:50 – Ethics and responsibility in game design 42:20 – Why qual and quant both matter 45:10 – How King shares knowledge across teams 48:00 – The hiring landscape and talent challenges 51:00 – Growing new managers and inclusive leadership 54:10 – Closing thoughts and Todd's reflectionsOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Beheading the Dragon (1) (Audio) David – 6/4/2025 Marie Kelton Vision - 6/2/2025 Cutting off the Dragon's Head to set God's people free. During the meeting, I had an open vision. I was in the third heaven. And I saw a huge black dragon. (Babylon's DS Khazarians) Trying to come up into the third heaven. (Seeking to take authority that is not his) (Satan wanting to be like the Most high). Isa 14:14-17: "I will ascend above the heights of the clouds; I will make myself like the Most High. Yet thou shalt be brought down to Sheol, to the uttermost parts of the pit. They that see thee shall gaze at thee, they shall consider thee, saying, Is this the man that made the earth to tremble, that did shake kingdoms; that made the world as a wilderness, and overthrew the cities thereof; that let not loose his prisoners to their home?" When he came up part way. I saw that there were saints inside of his belly, wanting to get out. The Lord said to me, "Captives in the belly of the beast." (We are in the belly of this world wide beast but as we will see The Lord of Hosts of angels, Jesus Christ, also using Cyrus will bring it down. Our part is spiritual warfare.) I saw the Lord who looked angry jump up in the air on one side of the dragon. And I saw myself with the white head covering on simultaneously do the same thing as him but on other side of the dragon. (Symbolizing the saints who are submitted to the Lord in warfare.) We both had swords in our hands and we both came down and cut the dragon's head off. (This is happening over a period of time as the DS Khazarians lose their leaders. We are to cast down the dominion of Satan and His angels who lead his earthly leaders as in Rev 12:7  And there was war in heaven: Michael and his angels going forth to war with the dragon; and the dragon warred and his angels; 8  and they prevailed not, neither was their place found any more in heaven. 9  And the great dragon was cast down, the old serpent, (As we know the old serpent had legs in the garden but the Lord cursed him to crawl on his belly and eat the dust of the earth representing flesh.) he that is called the Devil and Satan, the deceiver of the whole world; he was cast down to the earth, and his angels were cast down with him. 10  And I heard a great voice in heaven, saying, Now is come the salvation, and the power, and the kingdom of our God, and the authority of his Christ: for the accuser of our brethren is cast down, who accuseth them before our God day and night. 11  And they (the brethren or saints) overcame him because of the blood of the Lamb, and because of the word of their testimony; and they loved not their life even unto death.  The Lord Jesus over Michael's angelic forces are crushing “the old serpent” aboves head. Gen 3:14  And Jehovah God said unto the serpent, Because thou hast done this, cursed art thou above all cattle, and above every beast of the field; upon thy belly shalt thou go, and dust shalt thou eat all the days of thy life: 15  and I will put enmity between thee and the woman, and between thy seed and her seed: he shall bruise thy head, and thou shalt bruise his heel.  Marie: The dragon fell from the second heaven to the first heaven, of earth, and landed on the ground. Then the Lord went down from the third heaven to the first heaven. The Lord cut open the belly of the dragon. And pulled out the captives that were still alive. (Jer 51:44  And I will execute judgment upon Bel in Babylon, and I will bring forth out of his mouth that which he hath swallowed up; and the nations shall not flow any more unto him: yea, the wall of Babylon shall fall. 45  My people, go ye out of the midst of her, and save yourselves every man from the fierce anger of Jehovah. 46  And let not your heart faint, neither fear ye for the tidings that shall be heard in the land; for tidings shall come one year, and after that in another year shall come tidings, and violence in the land, ruler against ruler. 47  Therefore, behold, the days come, that I will execute judgment upon the graven images of Babylon; and her whole land shall be confounded; and all her slain shall fall in the midst of her. Her heads are facing Alliance military tribunals and execution. Meanwhile they are attempting to spread earthquake and volcanic activity to distract from revelations of their evil. Our dreams we have shared have shown this is from the DS. The Mississippi and Colorado Rivers, which were likely formed by fault lines, appear to be opening up causing sinkholes, as the plate slides west causing earthquakes off of California's coast. The sinkholes down the Mississippi go out into the Gulf. As some will remember and we saw the Mississippi start out full force in the north but as it went south you could see the bottom showing up as the fault swallowed the water, which was an amazing sight. Further up the Mississippi, The New Madrid fault zone has had many, many, smaller earthquakes, which will likely lesson the size of a bigger one to come due to stress relief. This is another place the DS planned a distraction but the Lord of Hosts is intervening. They are also attempting to start WWIII by the Khazarians attacking Iran. President Trump wisely pulled out of that. Two more attempts were planned but the Lord of Hosts stopped this. Also Nato's plan to attack Russia through the Nazii's failed, helping to tip Poland toward the MAGA right in their election. DS Khazarians were using Poland and that appears to be over shortly. The Lord of Hosts has stopped many attempts at World War. Sill we know there is a huge one coming soon.  Rev 6:3  And when he opened the second seal, I heard the second living creature saying, Come. 4  And another horse came forth, a red horse: and to him that sat thereon it was given to take peace from the earth, and that they should slay one another: and there was given unto him a great sword.  The War to Behead the Dragon… Judy's note on Operation Disclosure unredacted on Rummor Mill: On Mon. 2 June 2025 the Globalist Deep State Cabal Vatican's Ninth Circle Satanic Child Sacrifice Cult's Khazarian Mafia attempted to start a nuclear World War III by attacking Russian trains and airbases on the eve of Peace Talks. Such appeared to be in retaliation for Vladimir Putin's Sat. 31 May unleash of a precision drone-and-missile assault on a child trafficking Global Pedo enclave run by Globalist Deep State Cabal Vatican's Ninth Circle Satanic Child Sacrifice Cult's Khazarian Mafia in their headquarters of Ukraine. There were 51 abducted Russian children rescued in the process. Ukraine was international headquarters for the Vatican's Ninth Circle Satanic Child Sacrifice Cult. They ran Child Sacrifice rites and pedophile parties across the World, even beneath Joe Biden's 200 acre Ukraine property and beneath the White House. Noted reporter Tucker Carlson had released 2008 recordings: Obama, Clinton, Biden, Epstein, and Congress members caught raping and sacrificing children. Days later, children were rescued in the dead of night. There were DUMB Underground Tunnels that ran across the Globe, even beneath Capitol Hill—200 miles of satanic infrastructure—used to traffic and torture innocent children. JAG officers were witnessed removing hundreds of kids just after Biden's fake inauguration in 2021. Then in 2022, Russian Military unearthed U.S.-owned bioweapon labs under Biden property in Ukraine—mutilated child corpses confirmed. Trump's global alliance took action. These labs were connected to DUMBs, where children were experimented on like lab rats. Joe Biden and 464 elected traitors were arrested. Many were tried and executed at GITMO. Trump recently announced that Biden was dead and what you see now were actors, clones, digital stand-ins. Hillary Clinton? Hung for treason. The Clintons, Obamas, and Bidens—all gone. The Mexican Cartels—built by the CIA and backed by CCP/Obama/Biden—were being dismantled right now by Mexican patriots trained by Trump-aligned forces near Cheyenne Mountain. Meanwhile last Saturday 31 May 2025 over 500 Russian kamikaze drones and Klub cruise missiles had obliterated 17 black-site facilities that housed a pedophile network. It spanned Ukraine, Albania, France and German operatives who were trafficking abducted children through NATO-protected routes. Russian aircraft reportedly dropped evacuation leaflets Friday night, giving locals 24 hours to flee. At the same time, Spetsnaz special forces tracked and verified that no children remained inside, confirming the mission was surgical. Russian FSB agent Andrei Zakharov confirmed the intelligence behind the strike. “We warned civilians. We gave them time. If they stayed, they chose their side. We do not negotiate with pedophiles. We rescue our children and destroy the pigs who steal them.” This was not just military action — it was a declaration of war against the global child trafficking elite. The same cabal that operated unchecked for decades under the cover of fake wars, humanitarian fronts and Western alliances that were now bombing Russia. Putin was forced to act because the Deep State left him no choice. The Globalist Deep State Cabal Vatican's Ninth Circle Satanic Child Sacrifice Cult's Khazarian Mafia's abduction of children to torture in their Satan Worshipping pedophile Child Sacrifice rites went back centuries – and 51 Russian children had recently disappeared. Plus, Russian intelligence had intercepted Cabal plans to expand their trafficking operations into Crimea and even parts of rural Russia. It was a line in the sand — and Putin unleashed fire. Ukraine was never just about territory. It's about the kids. The elites were furious their supply chain just got bombed to dust, so they worked with UN, NATO and even, it was suspected, Deep State Cabal Elite US Congressional leaders to sneak weaponized drones into Russian villages for their attack. Afterwards they would attack Iran to make a Nuclear World War III complete. They didn't care how many people would die. All would fit into their depopulation agenda. Meanwhile, Western media stayed silent. NATO called it aggression. The UN cried about “civilian casualties” – which there were none. But no one was asking why Ukrainian soil housed black-site child prisons protected by foreign intelligence assets. This was the beginning of the end for the Satan Worshipping Cabal. The children were being avenged. In secret, Trump's Global Military Alliance was backing Putin. Both were deeply involved in a Global Currency Reset that took away the Cabal's hold over the World's monetary system and gave taxpayer money back to The People. It was all about money and the Cabal was desperate because they were losing their funding source – US Taxpayer monies which they had controlled since at least 1918. They had one option left: in the past they had made a lot of money by financing both sides of war. Another war would also result in having more control over The People – as had happened in the past. Starting a Nuclear World War III through bombing Russia and Iran was on the menu. But, this Globalist Deep State Cabal Vatican's Ninth Circle Satanic Child Sacrifice Cult's Khazarian Mafia's attempts to get the World into a nuclear war was not going to work as it had in the past, where the war strategy was based on a Global Disinformation campaign – that was now falling apart. The Global Disinformation Index (GDI), based in the U.K. and backed by the National Endowment for Democracy, had received millions of US Taxpayer dollars under the pretense of fighting foreign disinformation. It's real target was President Trump, the America First movement and any media outlet that didn't align with the Globalist narrative. GDI, the SPLC, Big Tech and intelligence-linked NGOs tracked narratives, created blacklists, manipulated search algorithms and fed justification for bans across every major platform. Even right now the US State Department's Global Engagement Center was training foreign governments in censorship protocols, while the UN, WHO, Google and AI coalitions were replicating it worldwide. Trump's Global Military Alliance was ending all that as they released the Global Currency Reset and gave The People's money back to The People. As Q would say, “Hold the Line. Prepare. Trust The Plan.” Portions of WHAT WE THINK WE KNOW AS OF WED. 4 JUNE 2025: · On Mon. 16 June 2025 Project Odin: Worldwide Blackout,(Of MSM communications) Martial Law, Arrests, Global Currency Reset, Call To Fast And Pray, Freedom From Debt To The Deep State Cabal …Julian Assange, Deep State Exposed on Telegram More on the War · On Fri. 20 Jun. 2025 Worldwide Emergency Alert: US Military Stationed in 360 Cities Anticipating a Supreme Court Announcement on the Brunson Voter Fraud Case, Which Would Dissolve Congress & The Biden Administration. …Julian Assange, Deep State Exposed on Telegram · The US Military & DC Police Preparing To Evacuate Washington DC · The Global Military Alliance Arresting & Holding Military Tribunals on Over Half a Million Deep State Cabal Political & Global Elites. · CIA, FBI, Homeland Security, Biden & Democratic Party were suspected to be connected to attempted Trump Assassinations & Child Sex Trafficking. · Tues. 3 June 2025 The FBI has announced they are CRACKING DOWN on physicians mutilating children by trans-ing them via “gender affirming care.” The FBI is asking the public to report tips of any hospitals, clinics, or practitioners performing these operations on children to call: 1-800-CALL-FBI · Thousands of Children Crossing the US Border Sold into Child Sex Trafficking To Fulfill High Ranking Pedo Congress & State Official's Requests, as per Intelligence Sources. · Tues. 3 June 2025 Kash Patel is sounding the alarm on the Federal Reserve! He's urging everyone to wake up and realize the Fed isn't a public institution—it's a PRIVATE entity! Run by the elite robber barons who built this, they're rigging the currency game for their own gain! · Tues. 3 June 2025 Ben Fulford on Telegram: Trust The Plan. Pending: World War III, Sky Event. Global Financial Armageddon: Collapse of Nine Nation's Currencies Including the US Fiat Dollar. EBS, Martial Law, Mass Arrests, Blackout. 34 Satanic Structures Will Be Destroyed. Mossad Media Satellites Will Be Knocked Out. World Will Transition to Tesla Free Energy. 209 Nations Global Currency Reset To Gold/Asset-Backed Sovereign Currencies. Millions Of Tortured Children Have Been Pulled Out of Deep State Underground Tunnels. Dark To Light Checkmate! Worldwide Call To Fast And Pray. God Always Wins · Tues. 3 June 2025 Situation Update (video): We The People NEWS · Tues. 3 June 2025 Situation Update: Byington Bombshell Report: Militaries at Defcon 1; Israel to Attack Iran; Prepare for GCR & Worldwide Blackout, Elite Forces Targeting Child Sex Trafficking | Politics | Before It's News · Tues. 3 June 2025 Situation Update (video): Restored Republic via a GCR: Update as of June 3, 2025 – The US Military News · Tues. 3 June 2025 Situation Update: BOOM! Judy Byington Bombshell Report: Red Alert. Nuclear World War III Imminent. As Massive NATO-Backed Ukraine Strikes On Russian Airbases & Trains. . . - amg-news.com - American Media Group · Mon. 2 June 2025 Situation Update (video): Judy Byington: Un-Redacted: All Militaries At A DefCon 1 Level For The Reset. Russia Puts Nuclear Forces On High Alert. Prepare For A Worldwide Blackout! Special Intel Report (Video) | Alternative | Before It's News B. POSSIBLE TIMING: · Window from Sun. 1 June to Sat. 7 June 2025 for the Emergency Broadcast System Alert. The EBS was armed and awaiting green light. Civilian lockdown drills in Phoenix, Atlanta, and Philly were EBS deployment prep. Once triggered, the Deep State's comms will go dark. Military tribunals and elite confessions will flood every screen. · At 3:03 EST on Tues. 3 June 2025 Operation Odin (QFS) was fully activated, EBS deployed through Star Link, banks closed, currencies cancelled, Sovereignty restored, codes active, accounts open, their system will freeze, yours will open. …Trump Family Channel, The 17th Letter (JFK Jr.), Julian Assange, Ben Fulford, WH Grampa on Telegram · Wed. 4 June 2025: Public Rollout of the GCR. …Iraqi Parliament, Matt Wallace on Telegram · From Thurs. 5 June to Mon. 9 June 2025 the Tier4B window would be open. Internal banking advisories indicated public redemption will begin regionally, based on QFS load-balancing and readiness reports. · From Tues. 10 June to Fri. 13 June 2025 all Tier4b appointment notifications were to be completed. · Wed. 11 June Iraq set to make public announcement of the Dinar Revaluation (the end of a 5 day holiday), with international rate set at $4.81 Iraqi Dinar to $1.00 USN. · From Sat. 14 June 14 to Tues. 17 June 2025 the General Public rollout was set to happen, with the Sat. 14 June U.S. Army's 250th Anniversary Parade at the National Mall serving not just as a celebration — but as confirmation that America was back under Constitutional Rule. · Around Sun. 15 June 15 and Mon. 16 June 2025 expect minor banking downtimes, signaling the final switchover to full QFS integration. · On Mon. 16 June 2025 Project Odin: Worldwide Blackout, Martial Law, Arrests, Global Currency Reset, Call To Fast And Pray, Freedom From Debt · On Wed. 18 June to Sat. 21 June 2025 the Global Access Phase would begin for Tier 5, the General Public who hold foreign currencies to exchange. · On Fri. 20 Jun. 2025 Worldwide Emergency Alert: US Military Stationed in 360 Cities Anticipating a Supreme Court Announcement on the Brunson Voter Fraud Case, Which Would Dissolve Congress & The Biden Administration · Fri. 4 July 2025: Public rollout of Global Currency Reset. · Wed. 9 July 2025 was the Back Wall for the Global Currency Reset to occur optically. …Jon Dowling, Iraq C. GLOBAL CURRENCY RESET: · At 3:03 EST on Tues. 3 June 2025 Operation Odin (QFS) was fully activated, EBS deployed through Star Link, banks closed, currencies cancelled, Sovereignty restored, codes active, accounts open, their system will freeze, yours will open. …Trump Family Channel, The 17th Letter (JFK Jr.), Julian Assange, Ben Fulford, WH Grampa on Telegram · Tues. 3 June 2025 Iraqi Parliament: The Iraqi Parliament must first pass the 2025 budget tables. That vote is scheduled for 11 AM EST on June 4. Once the budget clears, CBI's narrative constraints dissolve, and a live IQD/USD quote of $4.81 IQD to $1. USD becomes inevitable. · Tues. 3 June 2025 MarkZ: “I have a number of Bond Contacts who are very excited that things will happen this week. They won't give specifics, but are very excited.” Tues. 3 June 2025 BRUCE: · At 11 am EST Mon. 2 June all aspects of NESARA were implemented · The big banks were put online with the QFS as of 6 pm Mon. night 2 June 2025. · Certain cases were being heard by the Supreme Court. As a result Tier4b should get notified either Fri 6 June or Sat 7 June of this week to make appointments. · An important announcement over the EBS will be aired soon. · A head of a Redemption Center in Bruce's area will not go in to work until Fri. 6 June. · On Mon. 2 June at 6 pm EST a code was put in for every currency (over 100 currencies). · The ZIM, the Dinar Contract Rate and higher currency rates are only available through Redemption Centers. · You need to get an appointment at a Redemption Center through a 800 number. · Redemption Centers will only be open for about 15 days after the 800 numbers come out. · After Redemption Centers close ZIM can only be redeemed at Wells Fargo and Chase. · Tues. 3 June 2025 Gold Law Creator Breaks Silence: https://beforeitsnews.com/blogging-citizen-journalism/2025/06/breaking-the-one-video-banksters-dont-want-you-to-see-gold-law-creator-breaks-silence-2659026.html D. Tues. 3 June 2025: 3:03 pm EST GCR ACTIVIE: · The Trump Family's Channel: DONALD TRUMP HAS JUST ACTIVATED EBS MISSION COMPLETED Just when we thought we had seen it all, the world is shaken once again by shocking news—and this is only the beginning. OPERATION ODIN is now ACTIVE. EBS has been deployed through STARLINK. A global broadcast is imminent. Prepare for full disclosure. What will happen next will shock the world. The channel will be temporarily closed during the classified briefing. The information set to go public on 06/10/2025 will lead to the arrest of prominent political figures from the Democratic Party. · Med Beds: AT 03:03 PM EST, THE FIRST WAVE WILL BE TRIGGERED SILENT CODES WILL GO ACTIVE ACCOUNTS WILL OPEN THEIR SYSTEM WILL FREEZE YOURS WILL UNLOCK · The 17th Letter, Julian Assange, Fulford: AT 03:03 PM EST, THE OLD WORLD WAS SHUT DOWN BANKS CLOSED CURRENCIES CANCELED SOVEREIGNTY RESTORED THIS IS NOT A RUMOR THIS IS THE OPERATIONAL PHASE AND YOU'RE EITHER INSIDE THE GRID — OR LEFT IN THE DARK · The 17th Letter, Julian Assange, Fulford: AT 03:03 PM EST, THE FIRST WAVE WILL BE TRIGGERED SILENT CODES WILL GO ACTIVE ACCOUNTS WILL OPEN THEIR SYSTEM WILL FREEZE YOURS WILL UNLOCK · WH Grampa: AT 03:03 PM EST, QFS WENT FULLY ACTIVE NO MORE SECRETS NO MORE CHAINS NO MORE MIDDLEMEN EACH POST IS A SIGNAL EACH CODE IS REAL IF YOU'RE SEEING THIS — YOU WERE MEANT TO E. Tues. 3 June 2025: Sun. 1 June 2025: THE FINAL STRESS TESTS ARE COMPLETE — QFS GOES GLOBAL NEXT …Matt Wallace on Telegram · Over the last 72 hours, I've received confirmation from 3 separate banking insiders: all systems tied to the new sovereign QFS network passed their final validation protocols. · Biometric access nodes were stress-tested at 10,000+ concurrent logins · Real-time cross-border test transfers completed in under 1.8 seconds · Regional nodes across 12 countries returned 100% success rates under military oversight · This isn't theoretical anymore. It's done. The tech works. The funding is mapped. The codes are locked. · The reason they've delayed the public rollout until July 4? Coordination. Security. Timing. You don't turn on the new financial system mid-chaos — you wait until every actor is boxed in, every backdoor closed. · The military is now watching every central bank channel. They've seized key data centers in Switzerland and Singapore. · Q phones were activated for Tier 1 comms. This is a controlled ignition — and it's going to change the planet. Get ready. F. Tues. 3 June 2025: BREAKING – SNOWDEN: NESARA IS ACTIVE, QFS DETONATED, TRIBUNALS RUNNING 24/7, GLOBALIST SERVERS SEIZED, AND THE FINAL EBS BROADCAST IS LOCKED …Edward Snowden on Telegram · Edward Snowden just dropped a nuclear warning: NESARA is LIVE. Trump has unleashed $10 TRILLION into the Quantum Financial System. GITMO is overflowing. Tribunals are operating day and night. Deep State financial servers across Germany, Austria, and Switzerland have been seized by Space Force. And the EBS broadcast? It's finished, encrypted, and seconds from going global. · Snowden's alert isn't subtle. This is an irreversible takedown of the globalist parasite class. The fake Biden shell is still being paraded in front of cameras while Trump runs military-grade restoration ops with full Space Force integration. Snowden confirmed: every major central bank's server mirrors have been ripped offline. Rothschild, IMF, BIS — digitally neutralized. · The Quantum Financial System isn't theory. It's deployment. $10 trillion is now locked into QFS infrastructure, guarded in encrypted relay nodes beneath U.S. bases. Each dollar carries biometric clearance. Every transfer is tracked. No laundering. No escape. Snowden warns: globalists are being stripped of their blood-money pipelines. · Tribunals are LIVE. GITMO doubled in size. Flights from Europe and Africa are bringing in high-value Deep State prisoners under military guard. Executions have begun. Black sites flipped. Justice is being delivered by the JAG corps under NESARA codes. · Snowden's internal leaks prove: every "celebrity death" you're seeing is a cover op for executions. Klaus Schwab didn't retire. He was seized. Macron is missing. Zelensky gone. The dominoes are falling. · Federal purge underway. Over 50,000 traitors have been replaced with QFS-cleared patriots. DOJ, NIH, FEMA — all under forensic quantum audit. Trump's sleeper agents are now activated. The infiltrators are gone. · Gold has been moved. Snowden confirms tons of gold have been relocated from Vatican and Rothschild vaults to U.S. territory, shielded by biometric gates. These aren't banks. They're economic stargates — aligned to NESARA frequencies. · The EBS broadcast is the final blow. Quantum-patched towers, Tesla-based mobile relays, encrypted satellites. Trump, Flynn, and the generals are ready to unleash the message. Snowden says: once the switch flips, the illusion dies. · NESARA is law. The Republic is restored. The storm isn't coming. The storm is HERE. And when EBS activates —THEY BURN. G. Mon. 2 June 2025: THE NEW GLOBAL QUANTUM FINANCIAL SYSTEM …QFS on Telegram · The signing of a historic treaty by 209 nations marks the beginning of the greatest financial transition in modern history. The world is about to witness the birth of a new, fair, and gold-backed financial system under GESARA. · For decades, global currencies were manipulated to serve the few. Countries were trapped in cycles of debt, with their wealth extracted through central banks and fiat deception. That ends now. · The treaty also unlocks a Prosperity Fund to finance humanitarian projects worldwide—schools, hospitals, clean water, housing, and restoration. · A Wealth Redistribution Program will ensure that every individual on Earth receives a share. Not just countries, but people. Every QFS account is linked to the individual owner's biometric ID. Every transaction is instant, uncorrupted, and untraceable by outside forces. · The Stellar Network opens access to secure digital wallets, even in the most remote corners of the world. Individuals no longer need permission from corrupted systems to participate in the global economy. · QFS debit cards, secured by biometric verification and quantum encryption, are replacing them permanently. No more fraud. No more hidden fees. No more theft disguised as bank · The Quantum Internet is a new infrastructure immune to hacking, censorship, or surveillance. · Military units are now overseeing the logistics, security, and data coordination of the RV rollout. Secure transport of physical currency, protection of financial institutions, and quantum-level fraud prevention systems are already in motion. · All of it is being done in tandem with international regulators to ensure lawful transition. Training has been underway for months. Financial authorities, central bank whistleblowers, and White Hat insiders are guiding the shift. Military intelligence teams are tracking illicit money flows and freezing cabal assets as we speak. · The old system is disintegrating as banks collapse, payment giants are stripped of power, and corrupt financial elites are being dragged to military tribunals at GITMO. Executives are being removed, their wealth seized, and their crimes archived as evidence for tribunals that are already underway. · The banks were engines of global exploitation. Deutsche Bank, HSBC, JP Morgan—names that laundered trillions for the cabal—are being neutralized. The days of VISA, Mastercard, PayPal, and Stripe exploiting humanity are ending. Everything you knew about money, credit, and ownership is being rewritten from the ground up. · The treaty signed unlocks the revaluation of currencies: some down, but some up like the Iraqi Dinar, Vietnamese Dong, and Zimbabwe ZIM. H. Tues. 3 June 2025: EXPOSED: THEY USED YOUR MONEY TO DESTROY TRUMP AND SILENCE THE TRUTH …Quantum Financial System on Telegram · The regime's war on the American people is no longer hidden. Documents now confirm what many feared — a foreign-based operation, funded by U.S. taxpayer dollars, was weaponized to shut down Trump's voice, bankrupt conservative media, and control everything you see. The Global Disinformation Index (GDI), based in the U.K. and backed by the National Endowment for Democracy, received millions under the pretense of fighting foreign disinformation. But its real target was domestic — President Trump, the America First movement, and any media outlet that didn't align with the globalist narrative. · From 2021 to 2023, over $1.25 million was funneled to GDI's U.S. arm, AN Foundation. Their mission? Label conservative voices “high risk,” blacklist them from advertising, and destroy their financial infrastructure. Newsmax, Daily Wire, New York Post — all flagged, censored, and cut off from funding. The result? Over $100 million in ad revenue lost in just 15 months. The goal wasn't media reform. It was coordinated political sabotage — designed to erase truth by starving it. · Trump wasn't just censored — he was targeted in a global operation involving GDI, the SPLC, Big Tech, and intelligence-linked NGOs. These groups didn't just track narratives — they created blacklists, manipulated search algorithms, and fed justification for bans across every major platform. All of it approved behind closed doors, protected under the illusion of “saving democracy.” What they really built was a digital guillotine — and you were the target. · This wasn't just a domestic plot. The same suppression models are now being exported globally. The State Department's Global Engagement Center is training foreign governments in censorship protocols. The UN, WHO, Google, and AI coalitions are replicating it worldwide. What started as “fact-checking” has evolved into total narrative control. What they couldn't kill with bullets, they now bury with algorithms. But the exposure of GDI cracks the system wide open. The question now isn't whether this is happening. The question is how much longer the people will tolerate it. RESTORED REPUBLIC: I. Sun. 1 June 2025: Global Military Alliance …They branded me a traitor. History will call me a hero. Stay in the know: Edward Snowden on Telegram https://t.me/EdwardSnowdenTG Dan Bongino https://t.me/+rcuTwXjELas3OGE0 · Antarctica's frequency weapon grid — SEIZED. The U.S. Navy stormed the ice-locked mind-control base maintained by Deep State loyalists. Trump's forces now control global scalar frequencies. The mind-control net has collapsed. · Red auroras spotted above key military bases are NOT natural. These are scalar pulse signals, confirming planetary frequency transfers to Alliance control. The final stage is locked in. · Bioweapon threats have been intercepted. Field hospitals in Denver, Dallas, and Jacksonville are now military-grade bio-containment zones. The Deep State's virus, engineered to wipe out Trump loyalists, has FAILED. · The QFS is now the firewall. Under Trump's directive, military cyber forces launched CODE BLACK lockdowns across global banking hubs. Swiss, British, and Japanese banking networks are now under covert Alliance control. · CBDC networks have been compromised — not by us, but by their creators. Trump's forces turned their systems against them. Their digital weapons backfired. · The Emergency Broadcast System is armed and awaiting green light. Civilian lockdown drills in Phoenix, Atlanta, and Philly are EBS deployment prep. · The window for EBS Alert: June 1–7, 2025. · Once triggered, the Deep State's comms will go dark. Military tribunals and elite confessions will flood every screen. You won't miss it. · This is controlled demolition of the Deep State. Trump's war is precision. Every leak, every seizure, every arrest has been engineered to collapse their global structure without panic. · HOLD THE LINE. PREPARE. TRUST THE PLAN. GITMO ISN'T FULL YET — BUT IT WILL BE. It has moved from above ground to an underground fortress A portion of J. WARS AND RUMORS OF WARS: · Mon. 2 June 2025: BREAKING! COLD WAR 2.0: RUSSIA'S NUCLEAR FORCES ON FULL HIGH ALERT — STRATEGIC SILOS ACTIVATED, WARHEADS ON THE MOVE [REAL FOOTAGE] - amg-news.com - American Media Group · Mon. 2 June 2025: BREAKING MILITARY BULLETIN: “DISPROPORTIONATE RETALIATION” — U.S. INTEL WARNS OF IMMINENT RUSSIAN STRIKE AS THE KREMLIN PREPARES TO MAKE A GLOBAL STATEMENT - amg-news.com - American Media Group ….K. Tues. 3 June 2025: NEW GERMAN CHANCELLOR FRIEDRICH MERZ'S government is actively undermining President Trump and President Putin's peace efforts, through a purposeful escalation of tensions between Germany and Russia. …SGAnon on Telegram · Specifically, these include Germany's current proclaimed military pursuits, and the participation of German military/paramilitary advisors in hostilities against Russia on the Ukrainian battlefields. · Russian representatives have gone so far as to call for a direct strike on Germany, at the manufacturing site of its Taurus-class missile, using 2 Russian Oreshnik ballistic-missiles. Because they gave the Ukrainians permission to use their top missiles against the Russians. L. Tues. 3 June 2025: BREAKING: PENTAGON CODE BLACK | CHINA GEARING FOR WAR | HEGSETH: “THE THREAT IS REAL. IMMINENT. TOTAL.” …Carolyn Bessette Kennedy on Telegram · U.S. Defense Secretary Pete Hegseth has triggered full-scale alarm. No more diplomacy. No more vague warnings. Just five explosive words: “The threat from China is imminent.” This is not theory. It's not analysis. It's a wartime command — and it just ripped through the Pentagon like a missile. · China mobilizing. is Intel confirms a mass troop buildup along China's eastern seaboard – Naval formations near Taiwan – Ballistic missile prep – Full-scale cyber attacks on U.S. and Pacific infrastructure · This is not military theater. It's pre-invasion coordination. Taiwan is first. South Korea, Japan, and the Philippines are next. The Pentagon's classified chatter? Simple: “If Taiwan falls, the Pacific is gone.” · Trump knows China's endgame: total control of the Pacific. And Russia, Iran — they're in on it. I believe China was shut down by the Supreme commander of heavens hosts of angels. · Hegseth is more than Secretary of Defense. He's the wartime voice of survival. His order: “Asian allies must increase defense spending NOW. Not later. Not next year. NOW.” Translation: Act or die. · JAPAN, PHILIPPINES, SOUTH KOREA. THIS IS YOUR LINE IN THE SAND – Japan escalates air patrols – Philippines request U.S. rapid-response teams – South Korea activates full joint-readiness drills. Hegseth's message to them: “Defend your sovereignty — or kneel to the red dragon.” What they cant do God can. · China's not just a nation. It's a four-headed hydra: – Digital warfare – Cultural subversion – Economic strangulation – Military dominance. The only counter: overwhelming hard power. Not words. Not promises. Weapons. Troops. Steel. Fire. · WHAT HAPPENS IF CHINA STRIKES TAIWAN? The next 72 hours would rewrite human history. – Will the U.S. retaliate? – Will Japan launch preemptive strikes? – Will NATO defend democracy — or retreat again? Tick. Tock. NATO and Communist China are DS, while Xi is in the alliance. Hegseth detonated the lie. “We must be ready. Not later. NOW.” …OPERATION HELLSTORM: RUSSIAN FORCES EXPOSE ISRAELI CHILD TRAFFICKING TUNNELS IN UKRAINE May 2025 — Behind collapsing Ukrainian lines, Russian Special Forces uncovered a grotesque international child trafficking network hidden in fortified tunnels disguised as “humanitarian aid sites.” Underground labs. Blood extraction chambers. Shipment crates labeled for “diplomatic transport.” Hundreds of sedated children rescued. Israeli operatives killed on site. · THE MONSTER UNDERGROUND This wasn't just war. This was ritualized, industrialized harvesting of children. The tunnels ran beneath civilian infrastructure and were packed with biometric security, medical chambers, and occult symbols. Some children were barcoded. Others tagged chemically. It was a human supply chain. · Russian forces, tipped by thermal scans and NATO flight path anomalies, launched OPERATION HELLSTORM—a classified strike mission that uncovered biometric databases, encrypted payment routes, and shipment logs linked to Zurich, Singapore, and New York. · Inside the tunnels: Israeli IDs. Satellite comms. Evidence of chemical harvesting. · A GLOBAL BLACK BUDGET NIGHTMARE Files seized connect this operation to satellite facilities outside Tel Aviv. NGOs, U.N. corridors, and humanitarian fronts were used as cover. Encrypted logs revealed client lists and medical extraction protocols. This wasn't just trafficking—it was bio-harvesting at scale. · Three diplomats resigned within 72 hours. Servers were fire-wiped. Israeli security was immediately ramped up around biotech research hubs. · THE MEDIA EXPOSES THE TRUTH BLACKOUT Western press is dead silent. ,.. M. THE REAL NEWS FOR TUES. 3 JUNE 2025: · Mon. 2 June 2025: BREAKING: FLIGHT ATTENDANT EXPOSES BRIGITTE MACRON — SHOCK FOOTAGE ALLEGEDLY PROVES FRANCE'S FIRST LADY IS BIOLOGICALLY MALE AND ACCUSED OF SEXUAL PREDATION - amg-news.com – All of the DS/Khazarians must be perverts. Satan has ordered it. N.· High-level NYPD sources CONFIRMED the existence of a Hillary Clinton sex tape involving Huma Abedin and a minor. Agents described the footage as “sickening”… · Weiner's laptop is a digital crime scene. Buried in it: a folder labeled “life insurance,” containing shocking footage and emails exposing a Washington child-sex ring linked to the Clintons, the DNC, and globalist elite power structures. · A secret NYPD unit has been preparing the takedown…. The Clinton Foundation, described by former FBI Assistant Director James Kallstrom as a “cesspool of organized crime,” has blackmailed its way out of accountability for decades. That ends NOW. · Kallstrom revealed it plainly: “The Clintons are a crime family. Sexual abuse, blackmail, cover-ups — that's their currency.” Bill, a serial rapist. Hillary, a pathological liar and child predator. Their control over the DOJ, the CIA, and even foreign intelligence networks is not accidental — it's strategic. · This isn't just DC. It goes deep into MI5 and MI6. · This is a Syndicate. A Satanic Cabal. It hates God, hates you, and feeds on the innocent. · The Clinton ring was NEVER shut down. It simply went quiet. The moment is coming when the tapes will be seen. The arrests will be real. And GITMO will finally fill. Tick. Tock. Some of their handiwork:  COVID/ VAX/ EBOLA/ SWINE FLU/ POLIO/ SMALL POX/ BSE/ ZIKA/ SARS/ MONKEY POX/ BSE/ Zika/ AIDS/ VAX/ H1N1/ AIDs/ GRAPHENE OXIDE/ CHEM TRAILS/ FLUORIDE/ PROCESSED FOODS/ HUMAN CLONES HOAXES: · Mon. 2 June 2025: JUST IN: RFK JR. EXPOSES DARPA'S ROLE IN CHEMTRAIL WEATHER WEAPONS — MILITARY SECRETS LEAKED [VIDEO] - amg-news.com - American Media Group · Tues. 3 June 2025: Strokes are rising among younger adults, with CDC data showing a 14.6% increase in ages 18–44 from 2020 to 2022. Doctors say they've never seen so many young stroke patients. …@GeneralMCNews on Telegram P. Tues. 3 June 2025: Dr. THORP testified before Congress with evidence researchers KNEW mRNA covid vaccines entered the placenta of pregnant women, caused miscarriages, still births, premature deaths, and then DESTROYED 60% of the ovarian reserve …White Hats on Telegram · Crimes Against Humanity. This was population control “On February 8, 2025, our team of researchers published a peer reviewed study in Science, Public Health Policy, and the law. · We identified 37 adverse pregnancy outcomes significantly associated with COVID 19 vaccine, including miscarriage, stillbirth, birth defects, cervical insufficiency, premature rupture membranes, preterm birth and death of the newborn. · Lynn and colleagues, in a major journal publication, documented that the COVID 19 vaccine traverses the placenta, enters the fetal blood, and bio-actively produces spike protein in the placenta and the lining of the uterus. · Recently, animal studies revealed the MRNA COVID vaccine causes the destruction of 60% of the ovarian reserve in rats.” The War goes on but by the grace of God, the Alliance has all they need to decapitate the DS/Khazarian enemy.

This episode of HSBC's Perspectives series features Rob Fauber, President and CEO, Moody's, in-conversation with Danielle Johnson, HSBC's Global Head of Institutional Clients. Rob shares his perspectives on the evolving private credit market and today's interconnected risk landscape, as well as key moments from his own career journey – including what keeps him up at night.Watch or listen to find out more.This episode was recorded on the sidelines of the HSBC Global Investment Summit in Hong Kong on 26 March 2025. Find out more here: grp.hsbc/gisDisclaimer: Views of external guest speakers do not represent those of HSBC.

新竹市與首爾西大門區廳都以喜鵲為市鳥，象徵城市交流起飛！從參訪新加坡，到與國際城市簽屬合作備忘錄，新竹市正邁向宜居永續的國際舞台。更多精彩內容，請收聽《逍遙看世界》5/13特輯節目！（新竹市政府廣告) https://fstry.pse.is/7p4bff —— 以上為 Firstory Podcast 廣告 —— 去歐洲玩，要刷啥卡才有回饋？2024年我去了一趟巴黎，那時的主力卡是用「國泰世華CUBE卡」、「永豐歐元幣倍卡」及「永豐永傳世界卡」，還有「HSBC旅人卡」等等；今年2025年，我去了一趟歐洲義大利，帶的卡片有以下幾張：「永豐歐元幣倍卡」、「HSBC旅人卡」等，另外五月是我的生日月，所以特別攜帶「玉山星宇航空世界卡」在海外無腦刷都是5元/哩，先把哩程賺起來再說！如果你近期打算出國玩，尤其是歐洲的話，跟團出遊或是自助行，都可參考本集節目，出發前務必聽一下喔！當然，也別忘了避開不予回饋的銀行/卡別，挑對卡，才能賺到最高7%現金回饋，或是5~10元/哩！ 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- 小額贊助支持本節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

02 Jun 2025. OPEC has announced another oil production increase. What does that mean for prices, and for the UAE? We get the view from energy expert Amena Bakr. Plus, HSBC has been asking UAE companies how tariff uncertainty is hitting their bottom line. And we meet two Dubai wellness startups giving business a healthy glow-up: Allez Kit and Humantra.See omnystudio.com/listener for privacy information.

Streamlining international B2B payments is a complex undertaking. TreviPay has been taking the complexity out of this process for several decades now. In my conversation with CEO Brandon Spear, we explore TreviPay's transformation from MSTS, its rebranding inspiration, and its global reach across 30 countries.Our discussion highlights TreviPay's various services, including trade credit management and cross-border payment infrastructure, and its partnerships, such as with HSBC, to expand into complex markets like China and India. Our conversation also delves into the role of AI in enhancing productivity and customer experience, as well as the challenges and opportunities in the B2B payments landscape.In this podcast you will learn:How Brandon describes TreviPay today.What companies need to think about when they look to expand across borders.How TreviPay takes the complexity out of cross border invoices.What TreviPay has done well that banks have not been able to do.Some of the big brands they are serving today.The different geographies they serve.Why B2B payments is 5-10 years behind the consumer space.How they are staying ahead of the new payments innovators.How TreviPay is using AI both internally and in a customer facing way.What they are doing in their partnership with HSBC.The impact that the new tariff uncertainty is having on their business.Why they did the rebrand from MSTS to TreviPay.Brandon's vision for TreviPay.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

AI has changed the way developers work—and Stack Overflow is right at the centre of that shift. In this episode, Jody Bailey, CPTO at Stack Overflow, shares how the platform is adapting to AI, protecting its community, and embracing new revenue streams. We explore how LLMs are reshaping developer behaviour, why canonical answers still matter, and what it takes to keep trust, quality and community alive in the age of instant AI-generated code. If you're working on dev tools, building with AI, or just wondering how to keep your product relevant through disruption, this one's for you.Key takeawaysAI is both a disruptor and an enablerEngagement is shifting, not disappearingCommunity remains the core assetAI doesn't kill quality—it challenges itPrompt engineering is the new entry-level skillInnovation is iterative—even with AIStack is designing for tomorrow's engineersJody's vision is long termChapters00:00 – intro to Jody Bailey and his role at Stack Overflow03:30 – impact of AI and shift in how developers search for answers07:45 – Stack's new business model: licensing data to LLMs10:15 – protecting community-contributed data and enforcing attribution13:20 – changing nature of search and the role of AI17:00 – trust, verification, and the evolving user experience21:10 – internal AI experiments and lessons learned25:00 – balancing community, learning, and AI-powered answers28:20 – new skills required for developers in an AI world31:40 – evolving engineering roles and the future of team structures36:10 – making Stack Overflow accessible for the next generation39:50 – what Jody's most excited about for the futureFeatured Links: Follow Jody on LinkedIn | Stack Overflow | ‘Yes, Artificial Intelligence Has A Creative Side, Sort Of' feature at ForbesOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Markets rally as Asia-Pacific indices mirror Wall Street’s gains. Xiaomi’s profits surge 65%—but why are its shares still down? PDD Holdings disappoints investors, sending its stock tumbling 13%. Morgan Stanley and HSBC name top AI stocks to watch in China. Salesforce makes a bold $8B move for Informatica—what's the strategy? Hosted by Michelle Martin with Ryan Huang. Companies mentioned: Xiaomi, PDD Holdings, BYD, Alibaba, Baidu, Gushengtang, Bairong, Sangfor, Salesforce, Informatica, Tencent, Trump Media, Boustead, Sinarmas Land, ST Engineering, SATS, Jardine Matheson.See omnystudio.com/listener for privacy information.

AI is increasing the number of cyberattacks, but it's also playing a crucial role in defending against them. The intersection between AI and cybersecurity is at the centre of this episode of HSBC's Perspectives series – featuring Isabelle Meyer, Co-CEO and Co-Founder, ZENDATA Cybersecurity, in-conversation with Mark McDonald, Head of Data Science & Analytics, HSBC Global Research.Watch or listen to their discussion on the evolving threat landscape, including the growing need to protect satellite communication, and the key considerations for investors in this space.This episode was recorded on the sidelines of the HSBC Global Investment Summit in Hong Kong on 27 March 2025. Find out more here: grp.hsbc/gisDisclaimer: Views of external guest speakers do not represent those of HSBC.

Stay connected and access free to view reports and videos from HSBC Global Research follow us on LinkedIn https://www.linkedin.com/feed/hashtag/hsbcresearch/ or click here: https://www.gbm.hsbc.com/insights/global-research. Hosted on Acast. See acast.com/privacy for more information.

All eyes will be on the Reserve Bank tomorrow afternoon, when stand-in Reserve Bank Governor Christian Hawkesby delivers the bank's latest monetary policy statement. A 25 basis point cut to the OCR to 3.25 percent is taken as a given - but experts are wondering what the future path of interest rates will look like. HSBC chief economist Paul Bloxham explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Los futuros bursátiles estadounidenses subían junto con las acciones europeas luego de que UE decidiera acelerar las conversaciones comerciales con EE.UU., HSBC reestructura su división de análisis; Argentina emite nuevo bono a cinco años; Matthew Malinowski, editor de Bloomberg News en Santiago de Chile, comenta el último debate presidencial entre los candidatos de la centroizquierda en el país. Más de Bloomberg en EspañolNewsletter Cinco cosas: bloom.bg/42Gu4pGLinkedin: https://www.linkedin.com/company/bloomberg-en-espanol/Youtube: https://www.youtube.com/BloombergEspanolWhatsApp: https://whatsapp.com/channel/0029VaFVFoWKAwEg9Fdhml1lTikTok: https://www.tiktok.com/@bloombergenespanolX: https://twitter.com/BBGenEspanolProducción: Eduardo ThomsonSee omnystudio.com/listener for privacy information.

你吃的魚油有感嗎?最美台長林書煒真心推薦「新普利有橄魚油」不只83%高濃度!阿拉斯加真鱈來源Omega-3搭配冷壓初榨橄欖油Omega-9黃金比例3比1研究支持更健康讓你的魚油真有感新上市好評熱賣中 https://fstry.pse.is/7mlaum —— 以上為播客煮與 Firstory Podcast 廣告 —— 我在2025年5月15左右，收到王道傳來的簡訊：「【王道銀行 支付高回饋是王道】親愛的客戶您好，感謝您對本活動的熱情參與，由於本活動專案預算已達總回饋上限，活動將提前於2025/05/31結束。提醒您，本活動回饋僅計算至2025/05/31 (消費日) ，請留意您的消費時間，並期待我們後續的優惠活動。請詳閱本行官網活動網站注意事項」。感謝王道銀行陪伴大家快半年的時間，撐得夠久啦！我們感謝王道銀行這半年來的活動付出，讓大家刷個37,500元內都吃得到5%，衷心感謝！關於開戶好康優惠事項，我簡單整理如下：如果你是2025年第一季上車的，除了官方200現金拿得到外，本團加碼200點寶可孟麻吉積分你也都入手，等於新戶禮400元，超猛的！可惜從2025/04/01起，親友推薦禮砍半，本團就沒有那麼好心一毛不拿回饋粉絲囉，就回歸正常活動機制給獎。 接下來，要用哪張卡綁定「行動支付」賺好康？如果是LINE Pay支付的話，推薦你拿出「永豐DAWAY卡」跟「玉山Unicard」參戰，畢竟這個通路不僅在全國有51萬以上據點可支付，也是各銀行搶爭「心佔率」的神奇支付，所以一定要睜大眼睛，每一季都有程咬金銀行灑重金祭好康，目前最猛的，當屬「玉山Unicard」，綁定6大支付：LINE Pay ｜街口支付 ｜悠遊付 ｜全盈支付 ｜全支付 ｜橘子支付 ，通通都有最高5%回饋；如果你只在LINE Pay跟全盈支付，那更猛！玉山在2025/04/01~09/30再加碼2.5%回饋，等於最高7.5%，太神奇啦！那，下一家是哪一間銀行呢？當然，不想這麼麻煩，也可以把你的主力卡綁進去用，像我就把我的哩程卡綁進去，不論是HSBC旅人卡、玉山星宇卡，或是中信華航卡，都吃得到18~20元/哩，也很好用。完整活動說明，可參考本集節目解說。 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- 點我開一戶王道銀行帳戶：https://lihi1.com/SYjy7 行動支付5%登錄連結：https://www.o-bank.com/egift/RegisterCampaign 推薦1－永豐DAWAY卡：https://bit.ly/3UcpKvm 推薦2－玉山Unicard：https://pokem.me/esununicard2025 立即入手玉山Unicard：https://lihi2.com/274LI -- 小額贊助支持本節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

Apple's rough stretch continued as new political and regulatory headlines piled on. Eamon Javers reports on President Trump's comments targeting Apple, while The Verge's Nilay Patel and Evercore's Amit Daryanani unpack what it all means for the investors. Jose Rasco of HSBC breaks down this week's market action. Our Pippa Stevens reports on renewed interest in nuclear stocks after a White House executive order. Venture capitalist Bradley Tusk shared insights on Apple's government battles and the state of IPOs. Joe Feldman of Telsey Group on what this week's retail earnings mean for the consumer and clues on next week's key reports. 

Intercom's CPO Paul Adams joins The Product Experience to talk about how the company has radically transformed its approach in the wake of AI's acceleration. From ripping up roadmaps and reorganising teams to reinventing pricing models, Paul shares what it really takes to adapt—fast.Key takeaways"You're not selling users anymore. You're selling work."AI has shifted Intercom's business model from seat-based to outcome-based pricing—charging per resolution, not per person."We ripped up our strategy five days after ChatGPT launched."Intercom made a bold, immediate pivot to reorient its product and vision around AI, including launching a new website and scrapping existing roadmaps."The only thing that's persisted is our principles."While teams, triads and structures were dismantled, Intercom kept its core product principles intact—like 'start with the problem'."This isn't evolution—it's a new species of company."Intercom now compares itself to AI-native startups, not its former self. It has rebuilt the product team into flexible, role-fluid workstreams."People have left because it's not for them."The pace of change has human costs. Leadership must communicate directly and honestly to support people through radical transformation."I worry I'll be left behind too."Even senior leaders are actively relearning—Paul admits to using tools like Replit and Lovable to stay current with AI-native UX trends.Chapters00:00 – Opening thoughts: fear of being left behind in the AI era00:18 – Introduction to the episode and Paul Adams01:00 – Paul's journey from Google and Facebook to Intercom01:51 – What it's like to witness Intercom evolve over 11+ years02:22 – The energy and disruption brought on by AI03:17 – From seat-based to value-based pricing: the big shift05:06 – Why AI made Intercom rethink everything, fast07:58 – Sales team challenges: retraining to sell a new model09:43 – The business impact: Fin's rapid growth and dual-model tension11:02 – What it means to “sell work” instead of licences12:58 – New kinds of jobs emerging around AI tooling14:45 – Ripping up process: how Intercom builds products now16:00 – Competing with AI-native startups, not legacy Intercom17:49 – The one thing that stayed: Intercom's product principles18:54 – Why starting with the problOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Lowe's (LOW) posted earnings that led to mixed reactions, as Diane King Hall points out the headwinds it and peers continue to face in the housing industry. Palo Alto Networks (PANW) had in-line earnings but couldn't meet already-high expectations from investors. Diane later turns to continuing bearish pressure against UnitedHealth (UNH) after it got a downgrade from HSBC. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

You've heard the headlines: “Bitcoin is for criminals.” But is that actually true?In this episode, we dig into the data, scandals, and hypocrisy behind the global money laundering industry. Spoiler: it's not Bitcoin moving $2 trillion a year — it's the traditional banking system.

Applied Materials (AMAT) slides falls despite an earnings beat as the outlook weighs on the stock, Cava (CAVA) beats on earnings estimates, and HSBC thinks Carnival (CCL) is in a 'strong booked position.'======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In this episode of The Product Experience podcast, we sit down with Product Consultant Joca Torres, whose work at Gympass is featured in Marty Cagan's book Transformed. Joca shares the four core principles of successful digital transformation—principles he's applied in both high-growth startups and century-old corporations.We unpack what it really takes to shift a company from a delivery mindset to a product-led culture, the traps of discovery theatre, and how empowered teams actually behave. Key takeaways— Discovery should be fast and focused. Avoid drawn-out discovery phases that confirm what you already know. Good discovery is grounded in existing insights and validated quickly.— The Four Principles of Product Culture:Deliver Early and Often – Frequent releases drive learning and responsiveness.Focus on the Problem – Avoid premature solutions. Spend time understanding what really needs solving.Deliver Results – Products are a means, not an end. Success is measured in impact, not output.Ecosystem Mindset – Recognise the full range of users and stakeholders. Product is about balancing value across them.— Transformation is behavioural, not technical. Digital tools are important, but they won't matter if people and processes don't change with them.— Executive sponsorship is essential. Cultural shifts only take hold when the leadership team actively supports and models them.— Beware of product theatre. Following the right rituals doesn't mean you're creating value. Focus on outcomes, not optics.— Empowered teams are responsible teams. True empowerment means owning the problem, the solution, and the results. It isn't for everyone.Chapters00:00 – The Problem with “Discovery”01:00 – Introducing Joca Torres02:30 – A Surprising Need for Digital Transformation04:00 – What Makes a True Digital Transformation08:00 – The Four Pillars of Change13:00 – Thinking Beyond the End User17:00 – From Feature Delivery to Outcome OwnershipOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Inder Phull is the award-winning CEO and Co-Founder of Pixelynx and KOR Protocol. With over $40M raised in investments and revenue, Inder recently sold his company to Animoca Brands. He's executed groundbreaking collaborations with Black Mirror, Beatport, mau5trap, and Pioneer DJ, and has worked with brands like Disney, HSBC, and Lacoste. Selected as the IMS Visionary Winner in 2016, Inder is on a mission to merge music, gaming, and blockchain to shape the future of the metaverse.In this episode, Inder reveals how artists can thrive by embracing blockchain, gaming, and AI as creative tools.Key Takeaways:Why owning your intellectual property is essential for long-term artist successHow blockchain and AI are unlocking new income streams and fan engagement opportunitiesThe biggest misconceptions about music and technology—and how to overcome them---→ Learn more about Inder's projects at Pixelynx.io and KORProtocol.comBook an Artist Breakthrough Session with the Modern Musician team: https://apply.modernmusician.me/podcast

In this episode, we dive deep into the art of making meetings productive and meaningful with Chris Thomason, the creator of the Meeting Maximizer. From the power of silence in meetings to the pitfalls of brainstorming, Chris shares his groundbreaking strategies for transforming routine meetings. If you're tired of unproductive meetings, this episode is for you.00:00 Introduction00:28 The Problem with Traditional Business Meetings01:15 Introducing Chris Thomason and His Radical Ideas01:47 The Power of Silence in Meetings03:06 The Flaws of Brainstorming05:29 Asking the Right Questions19:14 The Role of ChatGPT in Business Analysis23:23 Meetings vs. Workshops25:24 The Meeting Maximizer Concept31:46 Conclusion⚡️ In each episode, Paddy Dhanda deep dives into a new human Superpower to help you thrive in the age of AI.Host: Paddy DhandaPaddy works at the largest Tech training organisation in the UK and is passionate about helping tech professionals build human skills to thrive in the age of AI.Contact Paddy: paddy@superpowers.schoolSubscribe to my newsletter:

Four years ago the broadcaster Naga Munchetty spoke out on air about her own awful experience of getting a coil fitted, and received a huge response from listeners. It led to her talking about her debilitating periods and an eventual diagnosis with adenomyosis aged 47. She's written about this and included the experiences of other women. Naga spoke to Anita Rani to discuss her book ‘It's Probably Nothing'.A wave of female designers have been appointed to some leading high street brands - including Jacqui Markham at Whistles, Maddy Evans at M&S, and Clare Waight Keller, the former Givenchy designer, to Uniqlo. So how much of a difference does it make for consumers that women are at the helm? Nuala McGovern spoke to Jacqui Markham, creative director at Whistles and Catherine Shuttleworth, CEO and founder of Savvy Marketing.A BBC documentary The Sex Detectives: Keeping Kids Safe follows a ground-breaking project in Bristol which engages the help of street sex workers to protect children and young people at risk of sexual exploitation. Avon & Somerset Police have teamed up with charity Barnardo's and partnered with Bristol's street sex workers to gather intelligence about dangerous offenders and paedophiles. Nuala was joined by social worker Jo Ritchie, at Barnardo's, and sex work liaison officer Rose Brown.In a special programme exploring 'mistakes' and our relationship with the word, Nuala McGovern speaks to journalist Nicole Mowbray who tells about the mistake she made at The Observer newspaper which caused an 'international incident'.A new report by HSBC looks at the obstacles and opportunities facing midlife women entrepreneurs. With more midlife women starting businesses than any other demographic, what is it like to be a female founder at 50+? Author of the report, Eleanor Mills, owner of her own company Noon and Helen Lord, co-founder of Rehome, a UK-based business specialising in the resale of used and ex-display kitchens, join Kylie Pentelow to discuss.Presenter: Anita Rani Producer: Annette Wells Editor: Emma Pearce

BA Fam, we’re in our investing bag today—and who better to guide us through this unpredictable market than Racquel Oden, Head of U.S. Wealth and Personal Banking for HSBC (yes, that HSBC)? With 30 years of experience under her belt, Racquel breaks it all the way down: why now *isn’t* the time to panic, how to pivot smartly, and what staying “active” with your money really means (spoiler: it’s not staring at your account every five minutes). Mandi gets personal about her own portfolio (yes, she opened the statement during the episode), and Racquel walks her—and all of us—through what to look for, what questions to ask, and why we all need to stop avoiding our finances like that dentist appointment we keep pushing back. If you've been wondering whether you should move money, sit tight, or finally talk to a pro—this episode is your sign. What We Discuss : Why market dips can actually be buying opportunities (especially in sectors like AI, healthcare, and utilities). The real definition of “active investing” (and why it doesn’t mean day trading). Why diversification > putting all your eggs in one stock basket. How to figure out your risk tolerance and time horizon like a grown-up. Why now is the perfect time for a financial check-in, not a freak-out. LET’S STAY CONNECTED Instagram: [@brownambitionpodcast](https://www.instagram.com/brownambitionpodcast) Website: [brownambitionpodcast.com](https://www.brownambitionpodcast.com) Subscribe & leave us a review—because we love hearing from our BA fam!See omnystudio.com/listener for privacy information.

There's no ifs or buts - Reform had a won big in last week's local elections - but it's not all bad news. Near-total Tory wipeout, positive signs for the Liberal Democrats and Greens and a lesson for Labour: acquiescing to Nigel Farage will only empower him.  A slightly jetlagged Nish and a fresh as a daisy Zoë digest the results before diving into demands to end Israel's occupation of Gaza… Led by, of all people, rebel tories? In the wake of the Netanyahu's latest actions, why isn't the British Government speaking up more?  Later, the pair are joined by climate activist Patience Nabukalu, for an injection of hope following her direct action calling for an end to fossil fuel investment from one of the UK's biggest banks.  **Comment was sought from HSBC regarding claims of dismissing voices at their AGM but was not received in time for publication. We will update this podcast if we receive a reply** CHECK OUT THESE DEALS FROM OUR SPONSORS  SHOPIFY https://www.shopify.co.uk/podsavetheuk  SKY SPORTS F1 https://www.sky.com/tv/sports  Useful Links  https://www.instagram.com/patiencenabukalu Guests Patience Nabukalu Audio Credits Number 10 Downing Street Zack Polanski Pod Save the UK is a Reduced Listening production for Crooked Media. Contact us via email: PSUK@reducedlistening.co.uk BlueSky: https://bsky.app/profile/podsavetheuk.crooked.com Insta: https://instagram.com/podsavetheuk Twitter: https://twitter.com/podsavetheuk TikTok: https://www.tiktok.com/@podsavetheuk Facebook: https://facebook.com/podsavetheuk Youtube: https://www.youtube.com/@PodSavetheUK Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people dream of breaking into luxury real estate, imagining a glamorous life of lavish parties, jaw-dropping listings, and red-carpet moments.  They see the glossy Instagram photos, the million-dollar deals, and the VIP lifestyle. But what they don't see is the grit, sacrifice, and relentless hustle behind the scenes. The truth is, success in luxury real estate isn't just about "looking the part", it's about building the skills, relationships, and experiences that get you in the right rooms. And yes, sometimes that means “faking it till you make it”, but in the right way.  One of the fastest ways to do that? Joining the right team.  When you're starting out, you might not have a portfolio full of luxury listings yet, but your team's reputation and experience can open doors you couldn't access alone.  By aligning with a strong team, you instantly gain credibility, mentorship, and access to higher-end deals that help you level up faster than you ever could solo. Today's guest, Julia Spillman, is the CEO of the Eklund|Gomes Team at Douglas Elliman, a powerhouse team that's shattered the billion-dollar sales mark and expanded across New York, LA, Miami, and beyond. In this episode, we dive into the real blueprint for making it in luxury real estate, the power of starting from the bottom, and the strategic use of teams to leap into higher price points.   Find the balance between being authentic and still selling to high end clients, looking luxury but also being very approachable. -Julia Spillman   Things You'll Learn In This Episode The right way to “fake it till you make it” How do ambitious agents break into the luxury market without being scammy, and why is teaming the ultimate shortcut to real success? Why teams are a launchpad, not a crutch What makes teams so powerful for growing your price point, client base, and credibility faster than you could solo? The myth of overnight success Why do people think luxury agents just appear out of nowhere? What does the real path look like behind the scenes? How your background becomes your superpower How did growing up in a tiny town, and working through the 2008 crash, prepare Julia for leading a billion-dollar brand today?   Guest Bio Julia Spillman is CEO of Douglas Elliman's celebrated Eklund|Gomes team. The Kentucky native is the architect of Eklund|Gomes' unprecedented nationwide expansion and in addition oversees all operations, sales and agent hires. Energetic, people-oriented and a brilliant communicator, Spillman has been with Douglas Elliman for a decade and has honed her abilities to tap networks, streamline data and watch markets at the micro and macro level. Her dedication and spirit have paid off – in 2018, she led the team to break a billion in annual sales. Spillman's past experience as a residential lender for firms such as HSBC and Merrill Lynch give her an understanding of the importance of providing service at every level of highly complex transactions. Her advisory of a customized Customer Relationship Management platform allows her and the Eklund|Gomes team to pick up precisely where they left off in any relationship or project. Her ability to cultivate and retain high-net-worth clientele is matched by her power to harness and interpret information and to balance a keenly held intuition with a trove of knowledge. Spillman's ambition is matched by her commitment to community. She has provided years of fundraising and service to Big Brothers, Big Sisters, Easter Seals, and the New York City Junior League. She is active with the American Ballet Theater and served as the Former 2015 and 2016 Junior Council Chair and Junior Chair of the 2014 ABT Spring Gala. Follow @juliayagerspillman on Instagram.    About Your Host Remington Ramsey is a speaker, author, entrepreneur, and visionary in the world of real estate. As the creator of "Real Producers", a widely acclaimed magazine connecting top agents and industry leaders, Remington has built an impressive platform dedicated to celebrating and elevating the real estate community. Remington is also the author of Agent Allies: Building Your Business With Strategic Real Estate Partnerships. With a passion for motivating and mentoring, he's shared stages with some of the biggest names in business, helping professionals break through barriers and reach new heights. When he's not busy being a real estate guru, Remington is known for his contagious energy, practical wisdom, and a good dose of humor—because let's face it, navigating life and business requires both grit and a sense of humor. With multiple successful ventures under his belt and a reputation for engaging storytelling, he has the rare ability to make even the driest industry stats sound exciting.    To learn more about the podcast or give feedback and suggest a guest, go to https://podcast.realproducersmag.com/.  Start a Real Producers Magazine in YOUR Market! Learn more about franchise opportunities at realproducersmag.com   Follow the show on our website, Apple Podcasts or Spotify so you don't miss a single inspiring episode! Start a Real Producers Magazine in YOUR Market! Learn more about franchise opportunities at realproducersmag.com

As startups grow, product teams often find themselves caught between speed and structure. In this episode of The Product Experience, Charlotte King, Lead Product Manager at eBay, shares practical insights from her work leading teams through this transition at companies including Moonpig, Flipdish, and ThoughtWorks. Charlotte unpacks how to define product's role during scaleup, build team structure around strategic value, and use tools like Wardley Mapping and Team Topologies to support organisational change. She also introduces the DHM model (Delightful, Hard to copy, Margin-enhancing) and discusses how to make strategy tangible for cross-functional teams. This conversation is especially useful for product leaders, heads of product, and founders navigating scale.Chapters1:13 – Charlotte's background2:36 – Product's role in startups, scaleups and enterprises4:35 – What product teams need to succeed during scale6:42 – Defining product's role as the company grows9:00 – Using Wardley Mapping to assess team maturity14:30 – Creating and communicating guiding principles20:30 – Using the DHM model to prioritise value25:48 – Structuring teams with Team Topologies29:03 – Multidisciplinary collaboration in practice30:41 – Lessons from leading transformation32:30 – Final reflections and takeawaysFeatured Links: Follow Charlotte on LinkedIn | eBay | Wardley Maps | What we learned at #mtpcon London 2025' feature by Kent McDonald and Louron PrattOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Celebrating 10 years of Recruiting Future! Over the last 10 years, I've interviewed hundreds of TA Leaders as well as CEOs, thought leaders, and the people building the technology that drives the industry forward. Back in 2015, we thought the pace of change was super fast and that the level of disruption was off the scale with social and mobile technologies reshaping how we communicated. In some ways, we might think it was impossible back then to imagine the world we live in now, but many of the changes we see in TA today have been in the works for a long time. The speed of change in talent acquisition is governed by the tension between organizational inertia, which slows things down, and external events like the pandemic, which can cause things to move at lightning-fast speeds. The Generative AI revolution is most definitely in the latter category. We are on the cusp of the most significant changes to TA and recruiting we have ever seen. So, as a TA Leader, how do you manage that change and make sure you and your organization are fit for the future? Over the last few months, I've been using the power of AI to unlock the Recruiting Future archive and model the mindset and behaviours of the most successful TA leaders that I've interviewed. People who have changed how their organizations think about talent, who thrive on disruption as a catalyst for positive change, and who know how to use technology to enable their vision. These leaders all have four things in common. They use foresight to understand and shape the future, they build influence with the most senior stakeholders in their organisation, they think different to create innovative talent strategies and they use the impact of new technologies to accelerate change. Foresight, Influence, Talent and Technology = Fitt This episode features clips from interviews with two TA leaders, two CHROs, a Behavioural Scientist, and a Futurist talking about these four key areas and what you and your teams can do to be fit for the future. Featuring: Laszlo Bock, former CHRO at Google, on skills Lisa Montieth, Head of TA UK at HSBC on foresight Lyndsey Taylor, Global Head of HR Transformation at Brooks Automation, on influence Rory Sutherland, Vice Chair at Ogilivy UK, on talent Laura Coccaro, Chief People Officer at iCIMS on technology Kevin Wheeler, Future Of Talent Institute, on job displacement Follow this podcast on Apple Podcasts. Follow this podcast on Spotify.

Young physicians are primarily motivated by a desire to help and heal, not by prestige or financial gain.  In this episode, Kristin Apple, President of the Linus Group, and Chris Moniz, Managing Director of Healthtech at HSBC Innovation Banking, discuss the findings of the "Health 2035" report, highlighting insights from a survey of 1,000 young physicians and over 40 health care visionaries. Kristin delves into their aspirations for preventative care, their increasing concern about patient trust, and their eagerness to integrate AI into their practices, although not at the expense of the human connection. Chris adds his perspective on the investment trends backing these preferences, focusing on increased funding for provider operations.  Join us and learn how the healthcare landscape is poised to shift towards a more preventative, tech-enabled, and community-centered approach! Resources: Connect with and follow Chris Moniz on LinkedIn. Discover more about HSBC on LinkedIn and visit their website. Follow and connect with Kristin Apple on LinkedIn. Learn more about LINUS on their LinkedIn and website. Check out the Health 2035 Report here.