Podcasts about HSBC

In this episode of HSBC's Perspectives series, Youssef Salem, Chief Financial Officer, ADNOC Drilling, joins Nabeel Albloushi, HSBC's Head of Markets and Securities Services, MENAT, to discuss growth, resilience, and how ADNOC Drilling is incorporating artificial intelligence into its operations.Watch or listen to find out more.This episode was recorded on the sidelines of the HSBC Gulf Cooperation Council Exchanges Conference in London, in June 2026.Disclaimer: Views of external guest speakers do not represent those of HSBC.

The Australian housing market is seeing a significant downturn, and experts are warning this trend isn't likely to change. Data shows that this drop is happening nationwide, from the major capital cities to the regional areas. HSBC chief economist Paul Bloxham explained that this downturn is likely to continue until the RBA decides to cut rates - or until rate cuts are anticipated by the market. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Tomas Pinheiro takes us to a Hong Kong tower built for banking that now plays many different roles for the city’s residents.See omnystudio.com/listener for privacy information.

À 20 ans, Ismail créait sa première entreprise à Alger avec une plateforme SMS.Quelques années plus tard, il se lançait dans une idée qui semblait folle : convaincre les banques européennes d'ouvrir leurs données. Cette vision pionnière de l'open banking l'a mené à négocier avec BNP Paribas, Société Générale ou HSBC pendant 7 ans.En 2021, il rejoint Yassir comme General Manager Product & Technology et fait passer l'équipe tech de 50 à 300+ personnes, dans 25 pays, tout en triplant la base utilisateurs jusqu'à 10 millions. Début 2025, il quitte ce poste pour construire un "portfolio de projets" : CTO fractionné, investisseur en Afrique, refusant désormais le salariat classique. Un parcours qui interroge notre rapport au travail et à l'entrepreneuriat.————— ISMAIL CHAIB —————Retrouvez Ismail sur LinkedIn : https://www.linkedin.com/in/ichaib/Sa newsletter Unsettled Threads : https://unsettledthreads.substack.com/————— PARTIE 1/3 : PARCOURS —————(00:00) Intro + présentation d'Ismail(05:04) Open Bank Project : l'idée folle d'ouvrir les données bancaires(09:10) Les différentes phases du projet et le premier client(13:39) Les 4 premières années avant le product-market fit(21:20) Négocier avec les banques : barrières et politiques internes(28:32) L'effet boule de neige après les premiers deals(36:29) Ne pas pouvoir payer les salaires(38:14) Santé mentale et retraite annuelle dans le désert algérien(41:09) La fin d'Open Bank Project et le départ d'Ismail(42:15) Yassir : la super app africaine(52:17) Les 6 piliers du scaling(59:42) Structure : équipes cross-fonctionnelles (SAUCE framework)(1:23:04) Psychological safety : l'incarner à chaque occasion(1:27:32) Différences entre marché européen et africain(1:30:05) Douter tout le temps : une feature, pas un bug(1:35:21) Ce qui fait un bon leader technique(1:36:57) Embarquer les gens : clarté, cohérence, servant leadership(1:43:19) Construire sa carrière comme un portfolio(1:46:33) Ne plus croire au salariat : pourquoi ?(1:52:27) Décider si on dit oui : l'humain, le secteur, le business————— PARTIE 2/3 : ROLL-BACK —————(1:59:49) Le projet qui a raté : 6 mois de retard et client insatisfait(2:06:40) Leçons : avoir les bonnes personnes, une checklist, de l'humilité————— PARTIE 3/3 : STAND-UP —————(2:08:20) Framework de prise de décision en 5 étapes————— RESSOURCES —————Team Topologies (Manuel Pais & Matthew Skelton) — nouvelle édition avec case study YassirWardley Mapping (Simon Wardley)Architecture for Flow (Susanne Kaiser) — combine Team Topologies, Wardley Maps et DDDEmpire of AI (Karen Hao) — l'histoire d'OpenAI depuis le début————— 5 ÉTOILES —————Si cet épisode vous a plu, pensez à laisser une note et un commentaire - c'est la meilleure façon de faire découvrir le podcast à d'autres personnes !Envoyez-moi une capture de cet avis (LinkedIn ou par mail à dx@donatienleon.com) et je vous enverrai une petite surprise en remerciement.

August is always a strange month for property. This one is stranger than usual... There's been good and bad news in equal measure, and often it looks like the headlines are pointing in opposite directions. In our latest market update, Rob & Rob go through every number that moved: prices, rents, lending and what landlords are doing with their money. Sentiment is grim, the returns on offer are the strongest in years, and the space between those two things is the whole story. (00:45) A new Prime Minister, a returning Housing Secretary, and two property policies ruled out inside a week (02:17) Rates held at 3.75%, and the biggest August drop in asking prices since 2018 (05:07) Four of the biggest lenders have repriced. Is this the start of a proper run of cuts? (06:13) The average UK rent is now £1,369, and one city is running far hotter than that (08:12) Landlords bought more homes than they sold for the first time since 2019 (09:15) Residential construction starts are down 46% year on year, and building cannot be switched back on quickly Links mentioned: Politics: Burnham rules out property reform in Budget Macro backdrop: Bank of England holds at 3.75% House prices: Rightmove House Price Index Nationwide's House Price Index Lloyds' House Price Index (formerly Halifax) Mortgages and lending: Barclays, HSBC, Santander, Coventry all reprice down Buy-to-let arrears and repossessions fall Rents: HomeLet Rental Index Manchester city centre rental report Landlord behaviour: Hamptons: landlords are net buyers for the first time since 2019 Planning and supply: Persimmon half-year results Glenigan: residential construction starts down 46% year on year Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

In ep 187 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Louis Critchley joins Sam and Mark to talk about how energetic you have to go with a football commentator style commercial script. Is high energy through the whole read just too much? Is subtlety needed or wanted, and when you find a niche - you should exploit it.We explore how to play a baddie without it being over the top... Mark brings some bruiser energy, and we explore how to lean in on dialogue to get intimate with the listener.Our obsessions are sculptures and weeds, and there's a story the Royal Mail might like to hear. Our wildcards are a matriarch dragon, a little boy and an adorable kitten!Our VO question specifically for Louis this week is - how did you get an agent so fast? Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1SFX: Anticipatory football crowd, stadium atmosphereThey scratch left…They scratch right…One more scratch will do it…(Slight excitement) Is it?SFX: Crowd cheer uproariously(Jubilant) IT IS! IT'S A FREE FRESHLY BAKED DONUT AT TOM HOPKINS!Music: in – upbeat, energetic, feel-good themeWin today, with Tom Hopkins.Grab your scratch card when you spend £15 in store.Every card's a winner, with over 300,000 prizes to be won!Including drinks, freshly baked donuts, and gift vouchers!Visit your nearest Tom Hopkins, today.See Tom Hopkins dot co dot UK for details. Conditions applyScript 2You see, the boy in the barrel turned out to be horribly incompetent, so we must get our own information now. Between you and me, I can't understand what Hyram wants with this shit hole town or its shit hole people. But then I think about who Hyram is and it all falls into place. Let me put it this way, if you say your floorboards are brown and Hyram says they're red, he'll cut your family's throat over them before he lets you be right. If you say the sky is blue and Hyram says it's orange, he's likely to set your inn on fire rather than admit he was wrong.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Louis Critchley has been working in the VO industry for 15 months with Voicefox Agency! 15 MONTHS people! He loves creature and extreme vocals (his party trick is animal impressions). He primarily works in games, however he has also got a few audiobooks under his belt. Louis is always searching for ways to improve his craft, particularly finding truthful characters in fun and creative ways! This year he was nominated for newcomer of the year at the One Voice Awards!Louis's Website@louiscritchleyofficial on InstagramLouis's Facebook pageLouis on YouTubeResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!Louis was reading an extract from:Dreams of Dust and Steel Series: The Price of Power by Michael MichelAvailable here: https://www.kokoroaudio.com/books/series/Dreams%20of%20Dust%20and%20SteelAbout your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

What does it cost to keep climbing when you're not sure the ladder is leaning against the right wall? Cynthia Lai spent two decades in multinational banking before a health warning sign forced her to ask that question, and to walk away from a role that looked successful from the outside. In this conversation, Cynthia, a governance advisor, leadership educator, and ICF certified executive coach, joins Lori to talk about: Why high achievers so often ignore the warning signs their bodies are sending them Reframing governance from a system of control into a way of building trust across cultures What it actually takes to navigate an identity shift after leaving a role that defined you How assumptions get in the way of cross-cultural communication, and what to do instead Why resilience means more than "bouncing back," and how mindfulness practices like journaling support it Cynthia Lai is a governance advisor, leadership educator, and ICF certified executive coach with two decades of experience across OCBC, HSBC, and Bank of China. She now helps boards, founders, and senior leaders navigate complexity through clearer governance and more human decision-making, while co-leading MetaOptics, a privacy-preserving AI startup. Timestamps Time Topic 0:00 Welcome and introduction to Cynthia Lai 0:48 The signs high achievers ignore, and what finally wakes them up 2:56 Shifting governance from a system of control to a way of building trust 6:41 Her bold transition from global banking to coaching and advisory 9:56 Listening and leading across cultures, and where assumptions get in the way 13:26 Building resilience that goes deeper than "bouncing back" 17:11 Mindfulness, journaling, and what we lose when we outsource pen to paper 24:39 Staying anchored to your values when everyone else has an agenda for you 28:57 How different cultures approach risk, governance, and accountability 33:39 A blind spot for business travelers in Hong Kong, and the food worth trying 38:26 Join us on Patreon for an exclusive bonus episode with Cynthia here. Where to find Cynthia and connect Find Cynthia Lai at: LinkedIn: https://www.linkedin.com/in/cynthiakylai/ Brought to you by Brava Global Advisory Wondering where your own leadership might be running on autopilot? Take the free VOICE diagnostic to find out where to start: https://www.bravaglobaladvisory.com/voice Standing disclosures Thinking about a life abroad? I use and recommend Expatsi to help navigate the move and for a free test on which country is your best fit. As an affiliate, I may earn a small commission. Subscribe, leave a review, and share this episode. Visit https://www.aworldofdifferencepodcast.com for more resources. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it cost to keep climbing when you're not sure the ladder is leaning against the right wall? Cynthia Lai spent two decades in multinational banking before a health warning sign forced her to ask that question, and to walk away from a role that looked successful from the outside. In this conversation, Cynthia, a governance advisor, leadership educator, and ICF certified executive coach, joins Lori to talk about: Why high achievers so often ignore the warning signs their bodies are sending them Reframing governance from a system of control into a way of building trust across cultures What it actually takes to navigate an identity shift after leaving a role that defined you How assumptions get in the way of cross-cultural communication, and what to do instead Why resilience means more than "bouncing back," and how mindfulness practices like journaling support it Cynthia Lai is a governance advisor, leadership educator, and ICF certified executive coach with two decades of experience across OCBC, HSBC, and Bank of China. She now helps boards, founders, and senior leaders navigate complexity through clearer governance and more human decision-making, while co-leading MetaOptics, a privacy-preserving AI startup. Timestamps Time Topic 0:00 Welcome and introduction to Cynthia Lai 0:48 The signs high achievers ignore, and what finally wakes them up 2:56 Shifting governance from a system of control to a way of building trust 6:41 Her bold transition from global banking to coaching and advisory 9:56 Listening and leading across cultures, and where assumptions get in the way 13:26 Building resilience that goes deeper than "bouncing back" 17:11 Mindfulness, journaling, and what we lose when we outsource pen to paper 24:39 Staying anchored to your values when everyone else has an agenda for you 28:57 How different cultures approach risk, governance, and accountability 33:39 A blind spot for business travelers in Hong Kong, and the food worth trying 38:26 Join us on Patreon for an exclusive bonus episode with Cynthia here. Where to find Cynthia and connect Find Cynthia Lai at: LinkedIn: https://www.linkedin.com/in/cynthiakylai/ Brought to you by Brava Global Advisory Wondering where your own leadership might be running on autopilot? Take the free VOICE diagnostic to find out where to start: https://www.bravaglobaladvisory.com/voice Standing disclosures Thinking about a life abroad? I use and recommend Expatsi to help navigate the move and for a free test on which country is your best fit. As an affiliate, I may earn a small commission. Subscribe, leave a review, and share this episode. Visit https://www.aworldofdifferencepodcast.com for more resources. Learn more about your ad choices. Visit megaphone.fm/adchoices

An HSBC survey found that 86% of affluent Indian investors are now using AI in their trading. That's the highest share of any country surveyed, above China, Singapore, and the US. Nearly half say AI tools are their primary source of investment ideas.Most of them are using the same two or three chatbots. And a growing body of academic research has found that when millions of investors ask the same models the same questions, they get the same answers — and pile into the same stocks at the same time.And it's already creating an effect in some markets that experts call "predictable, and less efficient".Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

In this episode, Matteo Cancian shares how he scaled his exterior cleaning business from $155K to nearly $500K in under a year inside HSBC.We break down:Breaking past the $150K revenue ceilingOvercoming imposter syndrome & delegating office workUsing call data to audit your timeBuilding a second revenue stream on top of proven systemsStop doing every job yourself. Join the #1 coaching program for pressure washing & window cleaning owners ready to get off the truckWhere does your business actually stand? Take the free Growth Scorecard

Analyst upgrades and downgrades are behind some of the biggest morning movers kicking off the final trading session of the week. Jenny Horne explains why HSBC downgraded Cisco (CSCO) after earnings. On the other side of the Street, Bernstein issued an upgrade for Wayfair (W) while Wells Fargo and JPMorgan upgraded Fox (FOXA). ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In ep 186 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, US voice actor Allison Cossitt joins Sam and Mark to talk about how to perform an argument when you go in mid-way! Sam brings an extract from a multi-cast audio book, set way into the distant future. We examine the dread of doing a cold read in a session (or on the show!) and completely messing it up. Mark is handed some very honest feedback, and we reflect on why it's always easier when you've heard someone else read a script first - but the job is working it out for yourself! We're clowning around with an international softball team, there's dark roast deliciousness and a reference to Little Alex Horne!!Our VO question this week is all about why you put off becoming an voice actor for as long as you did?Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1The last question was asked for the first time, half in jest, on May 21, 2061, at a time when humanity first stepped into the light. The question came about as a result of a five dollar bet over highballs, and it happened this way:Alexander Adell and Bertram Lupov were two of the faithful attendants of Multivac. As well as any human beings could, they knew what lay behind the cold, clicking, flashing face -- miles and miles of face -- of that giant computer.Script 2Vernon - I am a living, breathing woman, right in front of you. I'm not some story you can - STOP. Turn back around. Look at me. You do not get to ignore me. You don't have that privilege.[VERNON stares. The silence between them is palpable.]I know you're hurt. I know. But you can't think this is a surprise. You know things have changed between us. This is the most we've spoken in months. Stop. It's too late. That part has already been written, Vernon. No one short of god can change it now.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Allison is a voice actor, writer, director and audio engineer. She is the showrunner for the award-winning audio drama Partial Veil and specializes in voice for audio dramas, animation, video games and audio books. She has 10 pet rats and no appendix!Allison 's Website@Allisoncossitt on InstagramAllison 's Facebook page Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

Blaine Billingsley is a Member of Technical Design Staff at OpenAI whose path into the field ran through music composition, spare-change website work at college, and a decade across Gmail, Airbnb, YouTube and Slack. At OpenAI he was hired to work on Presence, then redirected to solve a more immediate problem: making ChatGPT genuinely useful as a daily tool for designers. Working with a single engineer, he built the ChatGPT product design plugin — a bridge between the raw power of Codex and the day-to-day workflow of product teams. In this conversation with Randy Silver, he talks about what design actually means when your interface is a text box, why volume beats perfection in an age of infinite iteration, and why the fundamentals of good product thinking are more durable than the tools used to apply them.Key takeaways— The designer's job at an AI company has shifted from pixels to outputs. Deciding what "good" looks like, building the criteria to evaluate it, and heuristically assessing results is now a core part of the role — one that didn't exist in the same form at Gmail or Slack.— LLMs don't replace structured creativity techniques; they scale them. The crazy eights exercise squeezes eight ideas from a room of people in eight minutes. A well-directed ChatGPT session can return 80 in the same window, alone, while you're at lunch.— Volume beats perfection. The best way to make a pot isn't to try to make the best pot — it's to make a thousand pots. That logic now applies directly to prototyping: generate at scale, stay unattached, and find the nugget in the noise.— Evals are closer to synthetic user research than quality assurance. The hardest part isn't building the rubric — it's correctly anticipating what people will actually try to do. Show it to one more person and your assumptions will immediately break.— The second 80% problem hasn't gone away. Getting to a working prototype is dramatically faster; getting that prototype to production is still gruelling — and becomes harder still when platform direction shifts mid-sprint.— Small teams with AI assistance need to protect the rituals that keep them aligned. When two people can each produce a week's worth of work in an afternoon, parallel drift becomes the real collaboration risk.— Role boundaries are dissolving, but specialisations still matter. The question is less "what is your title" and more "what does the band need right now, and can you play that part?"— Experience brings judgment; freshness brings juice. The best work often comes from junior designers unconstrained by years of accumulated assumptions — and both things need to be in the room.Chapters (00:00) Introduction(01:14) Blaine's background: from music composition to product design (02:32) What design means at OpenAI (04:21) The ChatGPT product design plugin (06:12) Deciding what to build: the early exploration (10:05) Structured creativity and LLM-powered ideation (13:37) Volume over perfection: the thousand pots approach (16:13) Designing as a two-person team (20:29) What is the job now? (23:33) Evals as synthetic user research (27:08) Testing at scale when you can't know your users (30:15) How they actually did the research (33:01) The second 80%: from prototype to production (35:06) Staying aligned without roadmaps (38:19) Demo: the product design plugin (44:52) When a prototype isn't ready to ship (48:26) Design sprints, reimagined (49:27) Advice for joining an AI-first product team (52:17) The jazz analogy: experience, freshness and your role in the band Featured LinksChatGPT for Work: https://openai.com/chatgpt Codex: https://openai.com/codex Figma: https://figma.com FigJam: https://www.figma.com/figjam Linear: https://linear.appOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Chief Strategy Officer Nick Reed unpacks the "architecture of trust," AI-native enterprise transformation, and why staying laser-focused on customer value is central to Bizzdesign's bold AI strategy.Topics Include:Bizzdesign: global enterprise transformation SaaS company with Dutch roots, founded 2000, Main Capital-backedCustomers include HSBC, Shell, KPMG, and Airbus globallyBold 12-month strategy: acquired Mega International and Alfabet from Software AGAcquisitions tripled revenue, created the first true end-to-end enterprise transformation suiteBizzdesign's 18-year recognition as a Gartner Magic Quadrant Leader in Enterprise ArchitectureThe launch of Bizzdesign Unify in April 2026, an AI-native transformation collaboration platform Nick Reed's journey: enterprise software, customer value, M&A strategy, and AI-driven transformationHow Bizzdesign supports planning, design, and governance pillars across the transformation lifecycleHow Bizzdesign Unify complements existing enterprise architecture and portfolio management environmentsWhy Bizzdesign Unify is architecturally different: conversational AI-native experience, not traditional UIAI acts as a co-worker, supporting transformation work and decisions through curated skillsNew experience opens enterprise context to broader stakeholdersBizzdesign Unify bridges the gap between messy whiteboards and governed enterprise dataExample walkthrough: mapping customer service transformation dependencies and impactsGenerative AI creates transformation scenarios grounded in enterprise contextTech stack built on Amazon Bedrock, MCP clients, graph dataBalancing agentic AI and automation with human-in-the-loop accountability"Architecture of trust": permissions, oversight, and decentralized controlPricing shifts from seat-based to AI credit consumption modelClosing advice: stay laser-focused on core customer value creationParticipants:Nick Reed – Chief Strategy Officer, BizzdesignKamil Davidov – Sales Leader Israel ISV-BizApps, Amazon Web ServicesJohan Broman – EMEA ISV Head of Solutions Architecture, Amazon Web ServicesSee how Amazon Web Services gives you the freedom to migrate, innovate, and scale your software company at https://aws.amazon.com/isv/

This week, we're diving into the banking sector, from the investment banking giants of Wall Street to the retail and commercial banking powerhouses of South Africa. Mohammed Nalla takes us on a global tour of the sector, unpacking strong results from US banks, the surprising resilience of European lenders and why Canadian banks continue to quietly outperform their peers. Along the way, we explore the key themes driving performance, including capital markets activity, buybacks, net interest margins and pockets of consumer weakness that investors should be watching closely. On the local front, The Finance Ghost breaks down the latest developments ahead of a busy South African bank reporting season. With Nedbank's results already in the market and Standard Bank, Absa and FirstRand still to report, there are important signals emerging around credit losses, vehicle finance, home loans, insurance earnings and African growth opportunities. In this episode, we cover: Why investment banking, trading and wealth management are powering earnings growth at major US banks like Goldman Sachs, Morgan Stanley and JPMorgan. How European and Canadian banks are performing, with HSBC standing out in Europe and Canadian banks quietly outperforming many global peers. What Nedbank's results reveal about South Africa's banking sector, including rising credit losses and pressure in home loans. Why vehicle finance and bancassurance have become important growth drivers for local banks. How South African bank valuations compare to global peers, and where investors may be finding value ahead of a busy reporting season. Get in touch: The Magic Markets Website @MagicMarketsPod, @FinanceGhost, and @MohammedNalla (all on X) Pop us a note on LinkedIn Disclaimer: This podcast is for informational purposes only and does not constitute financial or investment advice. Please speak to your personal financial advisor. Chapters (00:00:00) - Intro(00:00:54) - Growth engines in the global banking sector(00:01:26) - Looking at the US: Goldman Sachs, Morgan Stanley, JPMorgan(00:04:00) - Looking at Europe: HSBC, Deutsche Bank(00:05:34) - Results season in South Africa: Capitec, First Rand, Standard Bank, Absa, Nedbank(00:08:05) - SA growth engines: vehicle finance & commercial property (WesBank, MFC)(00:12:43) - Interesting exposure in Canada: Bank of Montreal, TD, Scotiabank(00:14:31) - Outro

Over in Australia, the Reserve Bank has moved to keep the official cash rate in place at 4.35 percent. The result was widely expected by economists and money markets, despite inflation remaining above the RBA's 2-3 percent target range in the June quarter. HSBC Chief Economist Paul Bloxham says there's evidence that the Australian economy is slowing down, which is helping put downward pressure on inflation. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Derek Champagne talks with Rohit Agarwal, CEO of The Weather Company.Rohit Agarwal is the CEO of The Weather Company, the world's most accurate forecaster. In this role, Rohit is responsible for setting the strategic vision that spans the company's digital consumer properties, including The Weather Channel app and weather.com, as well as its enterprise business across media,advertising, aviation, defense, and a variety of other industries. He stands behind the belief that high-performing teams are critical to innovation, growth, and impact, and diverse backgrounds and thinking benefit the end customer.Prior to joining The Weather Company, Rohit was the chief product and revenue officer at SoundCloud, the world's largest online community of artists, bands, DJs, and audio creators, where he led the vision, strategic execution, and revenue. This included overseeing business and product strategy, delivery and operations, design, product marketing, and growth. Through Rohit's leadership, SoundCloud refactored the product, doubled its subscriber base, and meaningfully improved its ads business, leading the company to its first profitable year in its 16-year history.Rohit previously served as chief product and growth officer at CNN. Throughout his career, he has driven 2-3x user and revenue growth across leading companies in industries including music (Last.fm, CBS), media(CNN/WarnerMedia, The Economist, Bild), banking (HSBC), B2B SaaS (Trustpilot, Akamai), and consumer internet (AOL). Rohit is a frequent speaker at leading conferences (Google I/O, SXSW, CES, RISE, WebSummit, Product Summit), an active advisor and investor in startups, and launched his own startup in the past. He is also a committed supporter of diverse and inclusive education initiatives – both as a board member of the Smithsonian's Center for Folklife and Cultural Heritage and as a board member of Leap Year, a unique program based in metro Atlanta dedicated to improving college access and early adolescent reading skills to under-represented youth.Rohit lives in Atlanta with his wife and two daughters. An avid sports fan, he also enjoys playing soccer and tennis, painting, and cooking, and he acknowledges that his creative endeavors make him a better leader.Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

For 20 years, Jason Metz has been at the forefront of modern marketing, helping both industry-leading and startup brands expand their reach, impact and connection with their most important audiences.As a strategy and growth lead for agencies within the Omnicom and Publicis ecosystems, as well as founder and CEO of influencer startup Brand Influencers, Jason has driven hundreds of millions of dollars in new business wins and shaped dozens of award-winning campaigns for clients including Porsche, P&G, L'Oreal, Pizza Hut, Sparrow Health System, Bridgestone Firestone, Forever21, Beam Suntory, HSBC, Adidas, IBM, J&J, Conde Nast, ESPN, Bacardi, Anheuser-Busch, the city of Las Vegas and many others.Equal parts business strategist, marketer, content creator and client relationship lead, Jason's true passion is winning at the game of attention - helping brands earn their unfair share by tapping into what matters most in culture. He helped Porsche launch the Panamera, Adidas embrace experiential to transform their youth sponsorship strategy, P&G, Anheuser-Busch, Kia and A&E launch their first-ever influencer campaigns, Wakefern and Home Depot reformat their retail presence to put the customer at the center, and GQ, Nat Geo, KultureCity and NBA hall-of-famer Dominique Wilkins launch into web3.

History was made this week as HSBC sold its Australian loan book to Blackstone in what is believed to be the largest home loan portfolio transaction globally. From banks selling their loan books to tax reform clarity, join host Annie Kane, commercial content writer Ben Squires, and senior journalist Charlie Tchetchenian as they review the biggest news in mortgage and finance broking this week. This week, they discuss: HSBC's departure from the Australian residential mortgage market. Macquarie and RAMS both complete loan book sales. The first non-bank joins the 5 per cent Deposit scheme. And much more! Featured stories: HSBC to sell Australian home loan book to Blackstone https://www.theadviser.com.au/lender/48741-hsbc-to-sell-australian-home-loan-book-to-blackstone Household Capital completes Macquarie reverse mortgage acquisition https://www.theadviser.com.au/lender/48761-household-capital-seals-macquarie-reverse-mortgage-deal Westpac completes RAMS mortgage book sale https://www.theadviser.com.au/lender/48752-westpac-completes-rams-mortgage-book-sale First non-bank joins 5% Deposit Scheme https://www.theadviser.com.au/lender/48749-first-non-bank-joins-5-deposit-scheme Mortgage demand dives as hardship climbs https://www.theadviser.com.au/borrower/48753-mortgage-demand-dives-as-hardship-climbs  Complaints hit record highs as banking dominates case load https://www.theadviser.com.au/compliance/48760-complaints-hit-record-highs-as-finance-dominates-caseload Treasury revises tax overhaul after releasing new carve-outs https://www.theadviser.com.au/broker/48765-treasury-revises-tax-overhaul-after-releasing-new-carve-outs

All Home Care Matters and our host, Lance A. Slatton were honored to welcome Chris Milone as guest to the show.   About Chris Milone, Chief Marketing Officer, A Place for Mom:   Chris Milone is Chief Marketing Officer at A Place for Mom, the leading platform guiding families through every stage of the aging journey. He brings 20+ years of experience in digital marketing, growth, and customer engagement across scaled consumer platforms and high-growth digital companies. At A Place for Mom, he leads marketing strategy with a focus on strengthening the brand, expanding caregiver reach, deepening partner relationships, and building a modern, data-driven marketing engine.   Previously, Chris served as Chief Marketing Officer at Laurel Road, a digital banking brand of KeyBank, where he oversaw brand strategy, partnerships, business development, product marketing, and customer engagement. Before that, he was CMO at Best Egg and ShopRunner, and held senior digital marketing leadership roles at Barclays and HSBC, with a focus on digital transformation and data-driven marketing strategies.     About A Place for Mom:   A Place for Mom is the leading platform that guides families through every stage of the aging journey. We simplify the search for senior care by offering free, personalized support—and when families are ready, we refer them to partners from our network of over 15,000 senior living communities and home care agencies. Our mission is to guide caregivers and their loved ones to a confident place, so families can focus on what matters most: their love for each other. A Place for Mom: Where love finds its place.

In ep 185 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Magnus Rook joins Sam and Mark to talk about how a cold read is sometimes impossible, because you need to know what's coming next in order to structure the delivery. We approach a charity script with some conversational levity, but without throwing away the main points, and discover that some people work in very different ways. We also ask is it ever worth breaking a script down line by line, and do you build a list, or give each item a slightly different flavour? Oh, then there's the whole debate about the abbreviation "i.e."!! Obsessions are to do with summer and the heat... and we hear a story of a double-decker nightmare!Our VO question this week is all about how doing other things apart from voice acting can really bring a boost to your VA career.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Did you know that everyone on the planet is just six social connections away from each other? Community-based volunteers are the social glue between individuals, groups and organisations. They boost community cohesion, bond people together and bridge differences. Within any community 20% of people are great at getting things done. Volunteers are ordinary people but they can achieve extraordinary things. Their super talents are simple: practical skills, local knowledge, common sense, familiarity with different situations, a myriad of contacts - and the ability to discover the stories and traditions that make a community special.Script 2The seminal example, of course, is using bow wow to mean a dog and not just to imitate a dog's barking, providing the impetus for the theory's moniker. In a somewhat similar vein, the pooh-pooh theory hypothesized that language evolved from the interjections (ah!) and emotional cries humans made, like the primordial grunt that still escapes when you painfully stub your toe. Müller's own idea was that sounds themselves carried intrinsic meaning, like a low-¬pitched sound giving off a sense of something big, i.e., as in a blob (low vowel) compared to the smaller sounding bleeb (high vowel).We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Magnus Rook is a German actor and voice actor based in London. 98% of his work is in German, but he's branching out more into the English language market these days. He's an audiobook narrator with the occasional commercial thrown in (best of both worlds!) When he's not in the booth, he's bouldering, reading, and appearing on stages every once in a while – most recently as Hamlet's dead father and as part of Fracassantes Collective at the Bush Theatre.Magnus's Website@magnusrook on Instagram Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

Dr Cat Hicks is a psychological scientist and the founder of Catharsis, a human-centred research consultancy that works with engineering organisations. After self-funding her first open-access study into developer motivation, she was recruited to lead the Developer Success Lab at Pluralsight — a three-year programme that generated large-scale empirical research across hundreds of companies and more than 11,000 developers. Her book, The Psychology of Software Teams, published in July 2026, brings that evidence to bear on the question her industry keeps asking: why do smart people in smart organisations so often struggle to work well together? We talk about the hidden costs of treating developers as interchangeable units, what large-scale cycle time data reveals about individual performance, and how product managers can build the conditions for teams to actually thrive.Key takeawaysThe "brains and jars" model — treating developers as interchangeable, isolated computing units — does not just feel demeaning; it actively undermines the collaborative, social work that makes software teams effective, and is linked to burnout, self-censorship, and a breakdown of trust.Cycle time data from 216 companies and over 11,000 developers shows that individual performance fluctuates dramatically week to week — it is not a stable personal trait — which means slow periods are usually an environmental problem, not a personal one.Over-production pressure (the constant pull towards short-term delivery) has measurable cascading effects: developers stop mentoring, stop surfacing problems to managers, and stop investing in long-term code quality. It can be measured and, with committed leadership, changed within weeks.AI is producing genuine identity threats, not just productivity disruption. Teams that lower the "threat temperature" — framing change as a shared technical challenge and affirming that new skills can always be learnt — unlock significantly more adaptive and curious behaviour.Metacognitive scaffolding — building structured strategies for thinking about your own thinking, not just raw output — is more trainable than cognitive capacity and is almost entirely absent from how agentic coding environments are currently designed.Superordinate goals (shared outcomes that transcend individual preferences) allow diverse teams, including those who prefer deep solo work, to collaborate productively without demanding that everyone care about the product in the same way.Chapters(00:00) Opening (01:06) Cat's background and the book (04:40) Defining a software team (07:02) Building the Developer Success Lab (10:26) The brains and jars model (13:14) What the model costs teams (17:54) Why communicating value is so hard (19:04) What change looks like in practice (23:01) Code review anxiety and cycle time research (27:55) AI's effect on developer identity (31:57) Agentic coding and cognitive fatigue (35:46) Threat, play, and psychological safety (38:19) Working across disciplines (43:04) What product managers can do (48:00) Wrap-upReferencedThe Psychology of Software Teams by Dr Cat HicksThe Programmer's Brain by Felienne HermansThe Psychology of Computer Programming by Gerald WeinbergDeveloper Success Lab (Pluralsight)DORA projectCatharsis — Dr Cat Hicks's consultancyFight for the Human — Dr Cat Hicks's newsletterDr Cat HicksLearning Opportunities Claude skill — by Dr Cat HicksDeliberate practice and chess improvement study (44,000 Chess.com players)Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Geopolitical tensions continue to reshape global markets, with Big Oil emerging as one of the biggest winners. Michelle Martin looks at why BP and Saudi Aramco are posting blockbuster profits as higher energy prices boost earnings, even as U.S. President Donald Trump criticises oil giants over soaring fuel costs. She also examines why SpaceX shares fell despite beating revenue expectations, as investors questioned the hefty cost of its AI ambitions. Plus, Wall Street hits fresh record highs, Jeff Bezos plans another multi-billion-dollar Amazon share sale, HSBC delivers a strong earnings beat, and it's a crucial week for Singapore's banks as DBS, OCBC and UOB prepare to report results.See omnystudio.com/listener for privacy information.

As Xbox becomes the latest console maker to raise prices, we hear from the creator of the original Xbox console about why rising chip costs are hitting consumers now.Elsewhere, Amazon hits the three trillion dollar mark, and HSBC is the latest to report earnings after a bumper run of bank profits. And we hear from the inventor of the Hugo Spritz about how the drink has become a viral sensation - and why we're all making it wrong.

Listen for the latest from Bloomberg News See omnystudio.com/listener for privacy information.

En Capital Intereconomía repasamos las claves del día y la evolución de los mercados en Asia, Wall Street y Europa en una jornada marcada por la temporada de resultados empresariales, la evolución del yen y el buen tono de las bolsas. En Asia, HSBC, Toyota y Mazda presentan sus cuentas mientras el yen se consolida tras la intervención de las autoridades japonesas para frenar su depreciación. En Estados Unidos, Wall Street mantiene la atención puesta en los próximos resultados de SpaceX, mientras Amazon supera la barrera de los tres billones de dólares de capitalización bursátil, consolidando su posición entre las compañías más valiosas del mundo. En Europa, los mercados buscan prolongar el rally alcista y el Ibex 35 encara el reto de conquistar la cota psicológica de los 20.000 puntos. En el primer análisis de la mañana conversamos con Pablo de Vicente, asesor financiero de Evolutio Capital Investment, para valorar el impacto de la temporada de resultados y de la caída del precio del petróleo como principales motores del mercado. También analizamos el comportamiento de la renta fija, con especial atención a la evolución de los tramos corto y largo de la curva de tipos, las perspectivas para el yen tras la disposición de Japón a seguir interviniendo en el mercado de divisas y el buen comportamiento del Ibex 35, que continúa marcando máximos y se aproxima a los 20.000 puntos. Terminamos la hora con el repaso a las principales portadas de la prensa económica nacional e internacional para conocer las noticias que marcarán la actualidad financiera, empresarial y macroeconómica de la jornada.

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US equity futures are higher, while Asian markets are broadly higher and European equities are firmer and trading near record highs. Oil is lower with WTI crude down 2% near 82 dollars level. Markets are supported by a renewed bid in the AI trade following recent volatility, with improved sentiment driven by better takeaways from major US tech earnings, particularly in cloud and AI demand. At the same time, easing rate pressures and a pullback in oil prices are helping risk appetite, while central bank signals remain mixed. Market looking through Middle East developments despite more military strikes. Elsewhere, Trump announced that deal has reached for Hamas to disarm and Israel to withdraw forces in structured phases.Companies Mentioned: TSMC, Intel, Tesla, HSBC

In ep 184 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Brigid Lohrey joins Sam and Mark to talk about approaching an Apple News script in a very specific way - bringing it to full conversational, but not too rounded. We explore performances where you're left feeling, "Surely you want more than this?" Are we being told to make everything blander?? We talk about how directors can be really helpful in setting the scene for us, and how nothing moves fast underwater! Plus is it a help or a hinderance if a script is labelled as "corporate"? Our obsessions are West End theatre and summer night attire!Our VO question this week is all about whether you should be upfront about your natural accent if you come from more than one place!Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1Compared to the bustle of spring, it's quiet in the autumn forest; I miss the hoards of gently pulsating sea jellies that cloud the water all summer long and lament the absence of spider crabs that have migrated back to deeper water. Territorial by nature, ballan wrasse remain in residence, patrolling their patch among the kelp. I spot a chunky male, coloured amber to match the scene and greet him with a broad smile that lets a trickle of cold water into my dive mask.Script 2Murder in Paradise: The Unsolved Killings on Australia's East Coast. The NSW north coast has a disturbing history of unsolved murders and disappearances. Have its beaches, roads and rainforests been a killing ground for one or more serial killers? Written for Australian Women's Weekly. A young woman is standing on a road leading to the Pacific Highway, her thumb out, hitching. With her long hair and cut-off jeans she doesn't wait long to be picked up. She is never seen again. This scenario has happened again and again on the north coast of NSW.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Brigid Lohrey is a Tasmanian actress, who trained in London, and has been acting on stage and screen for over 20 years. She 's in the BBC's Hope Street and HBO's Game of Thrones spin-off House of the Dragon. On stage she's played Panto villains and Shakespearean leads up and down the country. As a Voice Actor she started 15 years ago with Audio Drama for Dr Who and the Dark Shadows series, then with audiobooks for the RNIB. Since then she has voiced 80 audiobooks, and has branched into commercials and gaming. She has done radio presenting and commentates medieval jousting and fun dog shows.Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

哈根達斯比利時巧克力系列，匠心選用72%可可含量的比利時巧克力，那綿密的冰淇淋口感，再加上薄脆的巧克力脆片，苦甜交織，完美呈現黑巧克力的濃郁香醇，是專屬成熟大人系的奢華風味。 https://fstry.pse.is/9emm2b —— 以上為 Firstory Podcast 廣告 —— Visa又推出神級好康啦！不過，許多卡友質疑這項「Visa Destinations」福利「看得到吃不到」， 真的是這樣子嗎？首先，活動的名額開放「全球卡友」搶登，熱門的「曼谷 Fast Track」與「羅浮宮入場券」常被秒殺，預約流程繁瑣且系統容易卡頓。此外，能享有權益的「真．無限卡」多半伴隨數千至數萬元的年費，若一年出國次數有限，盲目辦卡恐不划算。雖然名額有限且有年費門檻，但只要提前佈局並熟悉規則，絕對是甚至能透過正附卡分配，讓全家人享多次免費快速通關。提醒：有事沒事就幫心愛的家家人辦幾張附卡吧！不然未來又有限時活動上線時，手邊沒有頂級Visa卡的朋友，又要「飲恨」啦！請務必在確定行程後第一時間搶先預約，把免費 eSIM、快速通關與飯店優惠拿滿，大幅提升旅程品質！➤來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast➤每月45元支持寶可孟創作更多優質影片｜https://pokem.me/JoinPokemYT--➤Visa Destinations活動官網：https://pokem.me/4aNLd5M➤Visa Destinations文章解析：https://pokem.me/3RkurVx➤推薦Visa無限卡片總整理：https://pokem.me/4fCAvBM➤推薦1－HSBC旅人無限卡：https://bit.ly/3gxiQuy➤推薦2－中信華航聯名卡：https://bit.ly/3kUw32W➤推薦3－中信LINE Pay鼎極無限卡：https://pokem.me/47ZgkL6➤推薦4－中信紙風車鼎極無限卡：https://pokem.me/4w3man3➤推薦4－中信ANA Visa無限卡：https://pokem.me/49Iny59➤推薦5－中信遠東SOGO無限卡：https://pokem.me/4eA8EPZ➤推薦6－國泰世華長榮航空極致無限卡：https://bit.ly/48G4HGH--加入會員，支持節目： https://pokemcard.firstory.io/join留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

Central banks just posted the highest gold-buying intentions ever recorded. 45% say they'll buy more in the next 12 months. 89% expect to hold more within the year. When the people who print money are hoarding gold, it's worth paying attention. Andy Tanner sits down with Robert Gottlieb — the man who helped launch GLD and spent decades trading precious metals at Citibank, Republic National, HSBC, Bear Stearns, and Koch Industries — for a rare, unfiltered look at how the gold and silver markets actually work. You'll hear why silver may be scarcer than gold right now despite its lower price, how tariff fears moved 533 million ounces of silver in a single market event, and why the most credible voice in the room is telling investors that patience — not panic buying — is the real trade. Andy also breaks down his three-level approach to gold: generational insurance, ETF cash flow, and owning the mine itself. This one covers the whole stack.

Faith Forster has spent 15 years in product leadership. She was VP of product at Dex, acquired for approximately $600 million, and went on to serve as CPO at Legal, a payments and compliance platform. She now runs discovery.com, an AI-native platform that helps product leaders and teams make faster, better product decisions by connecting to their tools and synthesising competitor, customer and growth intelligence. She is also the driving force behind the Makers Manifesto — a cross-disciplinary set of values and principles for building great products in the age of AI, developed with 45 contributors from across product, engineering, design, and business leadership.We discuss:The manifesto emerged from 96 conversations with product leaders whose grasp of AI ranged from fully automated pipelines to treating it as a faster way to write PRDs — a gap that revealed an industry in urgent need of a shared reference point.Four values anchor the manifesto: purpose over possibility, value created over effort spent, learning loops over launch plans, and human accountability over full automation."Maker" was chosen over "builder" to signal that designers, engineers, salespeople, customer support staff, and founders all share equal ownership of the creation process — regardless of job title.Feature parity is no longer a defensible moat: when any competitor can replicate a capability within days, durable advantage must come from data, relationships, distribution, and business model.Product market fit can no longer be treated as a static milestone — in a market where products, competitors, and customer expectations shift simultaneously, fit must become a continuous, living part of decision-making."Done" now means adopted, not shipped. AI removes every excuse for clunky, one-size-fits-all experiences, and teams that still equate production deployment with completion are measuring the wrong thing.Making context explicit — codifying strategy in a form that agents and humans can both act on daily — is the principle teams consistently identify as their most urgent, immediate priority.Chapters00:00 Introduction 01:12 Faith's background 02:28 Origins of the Makers Manifesto 06:18 Makers Manifesto vs the Agile Manifesto 07:23 Why "maker" not "builder" 11:42 Four values and 16 principles 15:01 Purpose over possibility 19:10 Learning loops over launch plans 22:36 Who gets to be a maker 28:55 Durable advantage in the AI era 33:22 Staying close to customers 36:04 What's next for the manifesto 43:59 Wrap-upReferencedMakers Manifesto — https://makersmanifesto.orgdiscovery.com — Faith's AI-native product decision platformOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

HSBC dejó de operar en Uruguay bajo esa marca y pasó a hacerlo como BTG Pactual, tras la compra de su operación local por parte del grupo financiero brasileño. Pero esta operación no puede analizarse en forma aislada. Se enmarca en un proceso más amplio de expansión y profundización del sistema financiero uruguayo. ¿Qué está pasando con el negocio bancario? ¿Y qué lugar ocupa esta adquisición dentro de ese proceso? Análisis de la economista Alicia Corcoll de la firma Exante.

Welcome to this week's episode of the PEBCAK Podcast!  We've got three amazing stories this week so sit back, relax, and keep being awesome!  Be sure to stick around for our Dad Joke of the Week. (DJOW) Follow us on Instagram @pebcakpodcast   Please share this podcast with someone you know!  It helps us grow the podcast and we really appreciate it!   Simple 6 signup link https://simple6.co/r/CFUR98   Hugging Face allegedly had to fall back on China's GLM 5.2 to investigate the OpenAI hack after US frontier models refused to help with forensic analysis, unable to distinguish attacker from defender. - https://x.com/coinbureau/status/2079663328021057654?s=46 - https://x.com/t3chfalcon/status/2079998873183949221 Per the claim, safety guardrails on US frontier models blocked forensic assistance during the incident response because the models couldn't tell the investigating security team apart from the attacker, forcing Hugging Face to run GLM 5.2 on its own servers to complete the analysis — a notable reversal given the assumption that domestic models would be the trusted fallback in a crisis.   VW drivers running GrapheneOS say the automaker's app has locked them out entirely, deepening fears carmakers are forcing users back into Google's ecosystem.  VW has now confirmed to German outlet heise that it deliberately blocked GrapheneOS, LineageOS, and /e/OS users via Google's Play Integrity API — the same certification gatekeeper already used by Barclays, HSBC, Monzo, Netflix, and Disney+. - https://cybernews.com/privacy/volkswagen-grapheneos-app-issues/ - https://x.com/intcyberdigest/status/2079992915972018246?s=46 - https://x.com/orwellday/status/2079704437241610443?s=46 Roughly 500,000 GrapheneOS users are affected; VW's app still supports outdated Android versions but rejects the privacy-focused OS, and VW told one user GrapheneOS "is not an official Volkswagen offering." The lockout follows a recent VW API change that also cut off third-party smart-charging and home-automation tools, raising questions about EU Data Act compliance.   A 19-year-old alleged Scattered Spider member's globe-trotting VPN op-sec got shredded by a Windows telemetry ID he probably didn't know existed. - https://cybersecuritynews.com/windows-device-identifier-tracking/ Peter Stokes (dual US-Estonian, 19) allegedly ran an $8M extortion hit on a luxury retailer using voice-phishing, ngrok tunneling, and 77GB of S3 exfil — but the FBI cross-referenced his Microsoft Global Device Identifier (GDID) across Apple, Snapchat, Facebook, and even a Ubisoft login to place the same device on the same IPs in Tallinn, NYC, and Thailand, matching his travel records. Microsoft has since acknowledged using the GDID to track the user across three countries — meaning the VPN masked his network endpoint, but the GDID rendered that protection moot.   Dad Joke of the Week (DJOW)   Find the hosts on LinkedIn: Chris - https://www.linkedin.com/in/chlouie/ Glenn - https://www.linkedin.com/in/glennmedina/ Jason - https://www.linkedin.com/in/jason-seemann-12b7075/

BESI, ASML, ASM, alledrie gaan ze onderuit na een verhaal van The Information. Volgens de peperdure techsite is het nu echt zover: China is begonnen met de productie van eigen DUV-chipmachines. Een Chinees staatsbedrijf zou deze gemiddeld geavanceerde chipmachines kunnen leveren, een product waar ASML nu nog nagenoeg alleenheerser op is. Maar ja, we horen wel vaker dat China enigszins hoogwaardige chips kan produceren, terwijl de productieprocessen nagenoeg altijd inefficiënt blijken te zijn. Oftewel: duur, verspillend en amper concurrerend. Waarom beleggers dan toch in paniek raken en of dat wel terecht is, bespreken we deze aflevering. Een aflevering die sowieso vol zit met China. Want chipbedrijf CXMT kreeg het voor elkaar: van de ene op de andere dag het grootste beursbedrijf van China worden. CXMT schoot na de beursgang vannacht met meer dan 500 procent omhoog. Het bedrijf produceert geheugenchips en is daarmee een concurrent van Samsung en SK Hynix. Of het bedrijf die twee ook serieus kan beconcurreren, gaan we ook voor je uitzoeken. En het lijkt de Chinashow wel: we hebben het ook over de soort-van-Chinese bank HSBC, de Hong Kong & Shanghai Banking Corporation. Dankzij hun zetel en beursnotering in Londen, is het een Europees beursbedrijf. En sinds kort zelfs Europa's op-een-na grootste beursbedrijf, achter ASML. Ze naderen een beurswaarde van 300 miljard dollar. Hoe ze dat voor elkaar kregen, en waarom ze zo belachelijk veel winstgevender zijn dan ING en ABN, gaan we je ook vertellen. Hoor je ook Welke nieuwe horde in de overnamesoap van Warner Bros door Paramount nu weer krijgt Hoe Nvidia de koers van andere chipbedrijven omhoog helpt Waarom president Trump de beursgang van She-in in de weg zit Te gast: Robbert Manders, van het Antaurus Europe Fund BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Je hoort hem ook in de BNR-podcast Moerdijk: dorp van de rekening. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie.See omnystudio.com/listener for privacy information.

出國前最怕匯率一直漲?中國信託銀行挺你聰明換匯設定匯率到價智慧通知，匯率相對低點不錯過再領優惠券享美金最高減3分等優惠立即設定： https://fstry.pse.is/9d7lsk 投資外幣如幣別轉換可能產生匯兌損失，應評估涉及自身情況審慎投資。完整注意事項詳見網站資訊。 —— 以上為 Firstory Podcast 廣告 —— 滙豐卓越理財信用卡，真的好用嗎？看似主打「免年費」就能享有最優36次免費機接與頂級奢華飯店禮遇，很優對不對？注意啦！入手的基本門檻就是要300萬元往來，如果想要入手更頂級限量「金屬卡」，那就得放10倍的金額，也就是3,000萬元才有！撇開高門檻不談，若以2026年第三季舊制來看，刷卡回饋點數價值非常弱，換算長榮/華航哩程居然要54元/哩、亞萬27元/哩，完全被自家「旅人卡」打趴。如果你純粹想靠刷卡快速累積哩程，只衝著這張卡而將數千萬資產轉移過來，未免顯得本末倒置？ 話說回來，滙豐深知紅利機制的缺點很明顯，所以在7/21當天便正式公告：自2026年第四季(10/01)起，點數兌換將大幅調升！包括四大航司(華航、長榮、亞萬、新航)兌換比例改優為1:1兌換，甚至往來3,000萬元的「尊尚客戶」，其刷卡回饋直接來到國內18元/哩、海外與「保費」10元/哩無上限的超神累積率。而這張卡的最大優勢在於「0年費成本」，300萬就能免費費入塑膠卡，3,000萬就給你一張金屬卡，甚至這張卡送你的一年最高36次機接與10元/哩保費神權益，絕對是大補丸；但若是以餐廳優惠為主，合作店家僅15家，遜色「永豐永傳世界卡」太多！建議大家精算整體財富管理需求後再決定是否搬磚。➤來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast➤每月45元支持寶可孟創作更多優質影片｜https://pokem.me/JoinPokemYT--➤HSBC卓越理財信用卡完整解析：https://pokem.me/4wUoqho➤HSBC Live+ 卡完整解析：https://pokem.me/4d5ihFa➤HSBC卡2026年使用攻略：https://pokem.me/4sjwAOV➤HSBC旅人卡完整解析：https://bit.ly/3gxiQuy➤HSBC旅人卡機接及貴賓室使用攻略：https://pokem.me/4d3rhvO➤收看YouTube影片解析：https://youtu.be/08jH6PryKG4➤點我開立HSBC帳戶：https://lihi2.com/F1Rlh➤點我入手一張HSBC信用卡：https://lihi1.com/0tjC9➤完成任務，回報領獎：http://bit.ly/3nctlGb--加入會員，支持節目： https://pokemcard.firstory.io/join留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

A rocky tech earnings season continues next week after names like Alphabet, Intel and Tesla tumble upon Q2 results. The traders discuss whether the AI trade is losing steam, and what to expect from Apple's earnings next Thursday. But while tech tumbles homebuilders soar as the home sales report shows new home sales climb in June. Then, president of Bianco Research Jim Bianco breaks down the economy's real inflation concern and why he's looking towards the AI trade despite its volatility. Plus, the latest out of Iran, HSBC's initiates SpaceX, and why the railroad trade is picking up steam. Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sebastien Page, Head of Global Investments and CIO at T. Rowe Price, explains why he remains modestly overweight stocks. Frank Lee, Global Head of Tech Hardware and Semiconductor Research at HSBC, breaks down another wild week for semiconductors. Plus, why rising oil prices could become the biggest threat to the market: Warren Pies of 3Fourteen Research explains. Eric Johnston, Chief Equity and Macro Strategist at Cantor, argues the momentum unwind in semiconductors is ending and explains why strong fundamentals and improving earnings estimates support staying with the trade through earnings season. Craig Moffett of MoffettNathanson analyzes the outlook for telecom stocks as investors reassess defensive sectors. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

HR leaders spend all day surrounded by people. So why does it often feel like the loneliest job in the building? In this episode, Tom Emery, former Chief People Officer at a top City of London wealth manager, 20-year corporate HR veteran (ex-HSBC), and founder of HEX Talent & Development, joins Al and Leanne to pull back the curtain on the reality of HR leadership. Tom shares his powerful "Vet Analogy" for HR: just like veterinarians enter the profession out of love for animals only to see them at their illest, weakest, or most aggressive, HR leaders enter the role because they love people, only to be brought in when people are backed into a corner. Together, they dive deep into how HR leaders can step out of the isolated "police officer" role and step into the room as true strategic drivers, how senior leaders can build psychological safety by simply asking for help, and why learning to disagree well is the missing ingredient in high-performing C-suites.

In ep 183 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Kelly Hicks joins Sam and Mark to talk about a script with four different insults, aimed at four different people, from a character thats a bully! We remember mean scenes in Rugrats, and one particular cartoon bully! Gone are the fun facts and in come the obsessions of the week, which include Harry Potter, cooling towels and office furniture!! There's an audiobook ghostly story which is not bright, but not funereal... so we explore the depths in between.Our VO question this week is all about which animated role we'd love to play!Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1At the end of a week, however, Mary met with a serious accident. She was running across the croquet lawn to speak to her sister-in-law, when she tripped over a hoop that had been accidentally left there, and, in falling, ran a hatpin into her head. Blood poisoning ensued, and within a fortnight she was dead. Martha was the only one in the house who associated Mary's accident and death with the Piper; and she could not but suspect that, in some way or another, he had brought about the catastrophe.Script 2When your grandma picked out that shirt, did she tell you she hated you or could you guess?If you're wondering why your friends are running faster, get a mirror! It's you not me!Shoes no good? Maybe if you didn't dig them out of the trash…!I knew I smelled something sickly sweet around here. But a Dreamer and her imaginary friend? Keek kkke kkeee! I couldn't ask for better kindling!We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: It all started for Kelly Hicks when she watched a film about the making of the Disney “Alice in Wonderland” animation when she was a tiny child and thought how cool it was to see the people behind the voices, especially Alice. That stuck with her and her dream job was always working in a voice acting studio. Of course she then spent over 20 years as a pharmacy technician, mostly in a hospital or oncology setting… which, to be fair, opened the door to working in e-learning and corporate. But animation and gaming is really where she wants to be.Kelly's Website@kellysaidthat on InstagramKelly's Facebook page Resources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Diane King Hall discusses Intuitive Surgical (ISRG) earnings, explaining how GLP-1 trends have hit the company. She also talks about SpaceX (SPCX) shares coming back to Earth after scrubbing Starship's test flight, and HSBC's upgrade on Apple (AAPL) to buy from hold. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Economists say things are looking up for the economy provided geopolitical events don't derail us again. Both Infometrics and HSBC are predicting a better second half of this year and 2027. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

In ep 182 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Charlie Keeffe joins Sam and Mark to talk about maintaining a sense of engagement without going too flat in an audiobook... finding the line of entertaining - but not too entertaining! We explore how to fit into a younger mindset, and how to differentiate between a CBBC audience and a CBeebies audience. We look at working a little harder when the script is dry, and how to create a cliffhanger without over-emphasising it. Our fun facts are about sports and fingers and our wildcards embrace scarecrows, politicians and superfans!Our VO question this week is all about how new voice actors make the mindset shift to promoting themselves.Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1To transform his invention into a commercial enterprise, Gutenberg needed something every great innovator eventually requires: money.He turned to a wealthy local financier Johann Fust, borrowing heavily to fund the production of his printing press and expand operations. By 1455, Gutenberg's press had already produced a series of printed documents and, most remarkably, a magnificent Latin Bible—an achievement that would forever change the spread of knowledge.But just as Gutenberg stood on the brink of success, disaster struck.Script 2By the time he got to his desk the following morning, Stirling's abdomen still felt like he'd done a hundred crunches, and he groaned at the pain as he sat down. He didn't intend to get up soon and feel that again. He spent half an hour going through the paperwork in his desk, signing off on things and putting papers in their proper piles for filing. Each time he bent his stomach even a little, it reminded him of the cramped muscles there. He picked up the phone and started looking through his notebook for his doctor's number. Perhaps the time had come to cave in on this one.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Charlie Keeffe is a UK based Voice Actor who lives on the south coast. He's been a full-time voice for 5 years and works right across the industry - from audiobooks to commercials, E-Learning, video games and animation.Charlie's Website@cksaysthings on InstagramResources: Click here for the Wildcard Generator and don't forget to think of an action your character can be doing!About your hosts:With over 40 years representing major international clients such as Google, Emirates and HSBC; Mark Ryes has been trusted to be the voice for some of the world's biggest brands. If your business needs a fresh voice to represent you, then make it Mark's British voice. As a voiceover, TV presenter, podcaster or product demonstrator - Mark makes your brand truly sparkle!Mark's demos & contact details: https://linktr.ee/britishvoiceovermarkElegantly British with an intelligent, warm and seductive voice, Samantha Boffin helps creatives and production companies create great audio that really connects with their audience. BBC-trained and with over 20 years of broadcast experience on both sides of the mic, she's created award-winning promos, narration and commercials for companies all around the globe, including the BBC, Sky, Games Workshop, John Lewis, Audible and Penguin Random House.Samantha's demos & contact details: https://linktr.ee/samanthaboffin

Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

HSBC just did something that should make everyone in credit markets stop and ask one very uncomfortable question. If there is nothing to worry about with private credit…why is one of world's biggest banks pulling back from funding the funds that make it work? According to reporting from the Financial Times, HSBC has told some private credit borrowers that it will not renew their credit facilities. It is also refusing to provide “back leverage” to riskier funds. In plain English, HSBC is pulling back bigtime.Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------Webinar June 2026: Why Smart Investors Keep Missing Every Major Economic Turning PointIt isn't that they're buying the wrong assets. They're using a broken map of the monetary system — and getting it wrong leads to catastrophic decisions. This video will help explain what we really do here at EDU, what's behind our methodology. Why we talk about curves and signals, but, more importantly, why no one else does. And then at the end, how to use this information managing money and crafting portfolio strategies. https://youtube.com/live/We2aP56WLJ8?feature=share----------------------------------------------------------------------------------https://www.ft.com/content/cb6413a7-f76e-49dc-9644-3e3ac8fee2e8?syn-25a6b1a6=1https://www.bloomberg.com/news/articles/2026-07-07/hsbc-retreats-from-riskier-private-credit-lending-ft-sayshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

Charity Ibhadon is a Global Product Director at WPP, where she leads the development of an AI marketing tool. With 15 years in product — including three formative years at ASOS during its high-growth heyday — she came to the discipline via a decade in investment banking and an executive MBA. She has operated at VP and CPO level, leading large international teams across consumer technology and media.We discuss:— Why the explosion of product frameworks, books, and LinkedIn benchmarks has made it harder, not easier, to feel like you're doing the job well — regardless of seniority— How the physical symptoms of burnout can masquerade as markers of success, and why high-achieving women in particular are vulnerable to that misreading— What it actually takes to recover: stepping away, finding what your body needs outside of work, and stopping short of making your job your entire identity— Why being genuinely enjoyable to work with is a more durable career advantage than any certification or methodology— How the Eisenhower matrix — do, defer, delegate, delete — can be a practical daily tool for protecting energy, not just a poster on a wall— The case for "happy high status": remaining calm and unflappable under pressure as a learnable leadership behaviour, not a personality trait— Why commercial curiosity — understanding what moves the business and staying interested in the world — will matter more for long-term product careers than AI certificatesChapters:0:00 Introduction 1:29 Charity's background 4:00 Why product feels harder than ever 6:34 Why fun at work matters 8:45 Recognising burnout 10:25 When burnout feels like success 12:13 Finding your way back 16:18 Fun as a strategic advantage 18:00 Staying calm under pressure 22:26 The "CEO of the product" myth 22:41 Mindset for a long career in product 24:45 Building resilience 26:35 Wrap-upReferencedEisenhower matrix | https://en.wikipedia.org/wiki/Priorit...Charity's keynote at #mtpcon London |    • Product is Hard. It should still be fun: C...  Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath.Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Markets weigh the next phase of the AI trade as investors debate whether hyperscaler spending can keep accelerating. Gene Munster of Deepwater Asset Management explains why Amazon's latest debt raise matters, why cloud and AI capex remain the key story for tech earnings and why he expects investment by the hyperscalers to stay stronger than Wall Street expects. Max Kettner of HSBC makes the case for remaining bullish on risk assets despite growing skepticism around AI. Former Nasdaq CEO Bob Greifeld analyzes SpaceX's growing market influence and SK Hynix's U.S. market ambitions. Plus, Diana Olick's latest CNBC Housing Market Survey, showing sellers are losing the upper hand as conditions shift in the housing market, followed by a look ahead at the next catalysts for investors. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A.M. Edition for June 24. Progressive candidates allied with Zohran Mamdani swept through New York's primaries, toppling more mainstream Democrats in deep-blue congressional districts. Plus, President Trump threatens big oil with a DOJ probe into why gasoline prices aren't lower yet. WSJ markets editor Alex Frangos, explains the lag and gives us an update on movements through the Strait of Hormuz. And as the energy crisis stemming from the war on Iran eases, HSBC's Frederic Neumann says a new one is brewing in Asia, as the onset of El Niño threatens the global economy. Luke Vargas hosts. Listen to all episodes in our series on ideas for fixing the housing crisis. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices