Podcasts about HSBC

In this episode of The Product Experience, Randy Silver and Lily Smith sit down with Katja Forbes, Executive Director at Standard Chartered Bank, design leader, and lecturer, to explore the fast-approaching world of machine customers.Katja shares why businesses must prepare for a future where AI agents, autonomous vehicles, and procurement bots act as customers, and what this means for product managers, designers, and organisations.Key takeawaysMachine customers are here already. From booking services for Tesla cars to procurement bots closing contracts, AI-driven commerce is no longer hypothetical.APIs are necessary but insufficient. Businesses need to think beyond plumbing and address trust, compliance, and customer experience for non-human agents.Signal clarity matters. Organisations must make their value propositions machine-readable to remain competitive.Trust will be quantified. Compliance signals, ESG proof, uptime guarantees, and reliability ratings will replace human gut instinct.New roles will emerge. Trust analysts and human–machine hybrid coordinators will be critical in shaping future interactions.Ethics cannot be ignored. Without careful design, agentic commerce could amplify consumerism and poor societal outcomes.Practical first step. Even small businesses can prepare by structuring their product and service data into machine-readable formats.Product managers must adapt. The skill to manage ambiguity, think systemically, and anticipate unintended consequences will be central to success.Featured Links: Follow Katja on LinkedIn | Katja's website | Sign-up for pre sale access to Katja's forthcoming book 'The CX Evolutionist'Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

HEADLINES:♦ Spinneys Enters Kuwait Through Joint Venture with Alshaya Group♦ HSBC Cuts Wealthy Middle Eastern Clients as Lombard Odier Exits Abu Dhabi♦ Syria to Revalue Pound, Introduce New Banknotes to Restore Confidence♦ Sharjah Entrepreneurship Leader Urges Crackdown on Late SME Payments Newsletter: https://aug.us/4jqModrWhatsApp: https://aug.us/40FdYLUInstagram: https://aug.us/4ihltzQTiktok: https://aug.us/4lnV0D8Smashi Business Show (Mon-Friday): https://aug.us/3BTU2MY Lovin 10 Vote Link: https://lovin.co/lovins/?site_id=14

What exactly did chair Powell mean to convey in Jackson Hole this morning and is the market interpreting his message correctly? We discuss with the Wharton School's Jeremy Siegel, Neuberger Berman's Shannon Saccocia and Metlife Investment Management's Drew Matus. Plus, Randy Kroszner – a former Fed Governor – tells us what Powell's speech might mean for the upcoming September meeting. And, HSBC's Max Kettner helps us break down the final crucial moments of this busy trading day. 

At the EUVC Summit 2025, Stephen Lowery of HSBC Innovation Banking laid out a vision that wasn't just about capital—it was about building the infrastructure to unlock the next wave of innovation.“The future is not going to finance itself.”And the tools we need? Most of them don't exist yet.We're entering a new era—one where emerging categories like robotics, deeptech, AI hardware, and compute-intensive models demand new forms of financial support.But most of our current instruments were built for a different generation of tech.Stephen reminded us of the pre-SaaS era, when software businesses lived and died by upfront license fees. It wasn't until financing models evolved that subscription software (and eventually SaaS) could flourish.“Just like we innovated in software 20 years ago, we need to do the same now—in hardware, robotics, and beyond.”Stephen called for three key building blocks:Blended Capital→ Mix long-term venture equity with creative debt structures→ Pair revenue-based financing with contract support→ Add credit insurance into the mixCategory-Specific Models→ Think robot-as-a-service, compute-as-a-service→ Let hardware businesses monetize more like software onesCollaboration→ VCs, banks, LPs, and operators need to co-build→ “Let's do more than finance innovation—let's finance the infrastructure that enables it.”Stephen's message wasn't just for investors. It was for architects—those willing to help engineer the future of capital itself.“We need to work together in partnership to build the tools that will finance the industries of tomorrow.”Finance is no longer a back-office utility. It's a frontline enabler of innovation.And if we want European ventures to lead the next wave—we need to start building the financial rails today.The Problem: Our Financial Stack Is OutdatedWhat We Need: Purpose-Based Financing for a New AgeA Call to Builders (Not Just Founders)

In this episode of The Product Experience, Lily Smith and Randy Silver are joined by Kirsten Mann, former CPO at Prospection and now startup founder and board member, to discuss how product leaders can play a vital role on company boards. Drawing from her own board experience and a research series interviewing founders and directors, Kirsten explains why product, culture, and customer insight must be central to boardroom conversations.Key Takeaways— Product's Place on Boards: Product is a strategic lever, boards should treat it with the same seriousness as financials.— Culture as a Strategic Asset: Culture emerged as the most frequently cited factor in board-level success—more than AI or tech.— From Operator to Overseer: Transitioning to a board role requires stepping back from execution and focusing on governance and strategic guidance.— Communicating with Boards: Product leaders must avoid jargon, speak in terms of customer problems, outcomes, and investment returns.— The Risk of Exclusion: If your product team isn't presenting to the board, that's a red flag.— Practical Preparation: Aspiring board members should build financial literacy, start with non-profit boards, and cultivate visibility through writing or public speaking.Chapters00:00 – Culture over strategy: Why getting culture right matters more than clever planning00:45 – Meet Kirsten Mann: Introduction and credentials01:45 – Career transition: From CPO at Prospection to board member, investor, and startup founder04:50 – Early board experience: Saving a youth club through governance and tech06:45 – Product's value on boards: Bringing customer and tech insight into strategic discussions08:00 – Oversight, not execution: Adjusting from exec roles to governance roles09:50 – Frustration sparks research: Why Kirsten began writing about product leaders on boards11:00 – Product strategy ≠ support: The board's risk-first mindset Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

We've spent decades talking about the shift to renewables – building more wind, more solar, more clean energy capacity. And that's important. But it's also only half the story.Because once that energy is generated, what happens next is where things start to get complicated – how it's stored, how it's moved, and how much of it actually gets used. Right now, the answer to that last question is… not much. In fact, the majority of global energy still gets lost before it ever reaches an end user.This week, we're revisiting two past conversations – both of them centered on the part of the energy transition most people don't see.One looks at the massive, under-addressed problem of energy waste – and the business models turning that waste into investment-grade infrastructure. The other zooms in on large-scale battery storage and what it takes to keep a renewable-heavy grid stable.These are two very different approaches to the same problem: not just how we generate clean energy, but how we manage it after it's made. Because if we don't solve that part, the rest doesn't work.Here are the featured guests:Jonathan Maxwell, Founding Partner and CEO of Sustainable Development Capital (SDCL)Jonathan Maxwell founded SDCL with a simple observation: the world isn't just short on clean energy – it's wasting most of the energy it already has. While the market poured trillions into new renewables, Jonathan zeroed in on the overlooked half of the story: how energy is used, moved, and lost before it ever reaches the point of need.He started SDCL in 2007 as an advisory shop, designing environmental infrastructure funds for clients like HSBC and the World Bank. But by 2012, the firm became an investor, building and financing projects that cut waste, generate energy on-site, and make buildings, industry, and transport far more efficient.Today, SDCL manages $2.5 billion in assets across over 50,000 properties in 10 countries. Their portfolio spans projects from industrial heat recovery to citywide biogas and low-carbon power for data centers. The common thread is delivering cheaper, cleaner, more reliable energy, without requiring customers to put up the capital themselves.Full episodeBen Guest, the Managing Director of Gresham House New Energy Division, Gresham House Energy Storage FundBen Guest leads Gresham House's New Energy Division, home to the UK's largest battery storage portfolio. His team controls close to a quarter of the market – a position built on one core idea: if renewables are going to power the future, they need somewhere to live when the sun's not shining and the wind's not blowing.Battery storage is that missing piece. Because wind and solar don't produce power all the time. But the grid still has to stay balanced every second of every day. That's what these battery projects do – they take in power when there's too much, release it when there's not enough, and do it over and over, many times a day.Ben's team is hands-on from start to finish. They find sites near key substations, secure planning and grid connections, oversee construction, run operations, and work with optimizers to trade power for the best returns.At the time of this conversation, they were managing more than £1.4 billion, with returns well above their 10% target for two years in a row.Full episode—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK

How is the Middle East evolving as a pivotal gateway for global trade and finance? Eleanor Hill (TMI) speaks with HSBC's Karan Khanna and Hani El Khoury to explore the region's shifting treasury landscape. Our guests discuss how energy transition strategies are reshaping funding models, the rise in popularity of ESG-linked instruments, growing interest in digital and blockchain-based solutions, and how MENA's treasurers are tackling FX volatility, liquidity, and talent demands.

With Monetary Metals, you don't just hold gold, you earn a real yield on it, paid monthly in physical gold, without ever giving up ownershipYou can learn more here  http://www.monetary-metals.com/Snider/HSBC reported shocking results regarding its Hong Kong real estate loans further establishing the proportions of the credit crisis underway there. The news was, however, in line with recent developments in the city, among its banks, and with their Chinese counterparts. The reason was simple enough: all of them are suffering from the same fatal flow which the world, not just SE Asia, is in the middle of paying for. Eurodollar University's Money & Macro AnalysisReuters HSBC profit tumbles as China losses mounthttps://www.reuters.com/business/finance/hsbc-profit-tumbles-china-losses-mount-2025-07-30/Guardian https://slguardian.org/hsbc-flags-73-of-hong-kong-commercial-property-loans-as-risky-amid-market-slump/Bloomberg Hong Kong's Economy Has Two Gravity-Defying Puzzleshttps://www.bloomberg.com/opinion/articles/2025-08-11/hong-kong-interest-rates-and-housing-market-are-puzzlesBloomberg Hong Kong Property Woes Persist Despite Banks' Vote of Confidencehttps://www.bloomberg.com/news/newsletters/2025-07-01/hong-kong-property-woes-persist-despite-banks-vote-of-confidencehttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUhttps://youtu.be/gY3Wge-v1sI

Diane King Hall talks all A.I. trade developments moving markets Friday morning. Applied Materials (AMAT) sold off more than 10% after it posted disappointing guidance and hinted at China tariff pressures. Cisco (CSCO) faced pressure of its own after HSBC downgraded the stock from buy to hold. Diane noted one bright spot in Salesforce (CRM), which got an upgrade from DA Davidson as the firm sees competition and decelerating growth already baked into shares.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this episode of The Product Experience, Randy Silver speaks with Dariusz Dziuk, Product Lead for Music Expression at Spotify, about the origins and evolution of Canvas, the looping visuals that accompany music tracks. From early assumptions and first principles thinking to scaling and measuring marketplace success, he shares how a bold experiment turned into one of Spotify's most engaging features.Key Takeaways— Balancing Art and Science: Product management often lives between structured analysis and intuitive creativity—success lies in mastering both.— First Principles and Assumptions: Questioning defaults—like static, square cover art—can open doors to bold innovation.— Real Stakes Drive Real Creativity: Artist engagement with Canvas only truly emerged once the stakes felt genuine and public.— Marketplace Thinking: Canvas succeeded because it delivered value for all marketplace participants—creators, consumers, and the platform itself.— Innovation Through Structure: Weekly design sprints and rapid prototyping allowed Spotify's innovation lab to explore and discard ideas quickly, eventually landing on Canvas.— Scaling Insights: Measurable impact came later—higher engagement, saves, shares, and a new visual identity for music on Spotify.— Artist-Centric Focus: Prioritising the needs of the supply side (artists) can unlock cold start challenges and marketplace growth.Chapters0:00 – Marketplace Thinking at Spotify1:20 – Darius Jurek's Journey into Product2:45 – From Engineering to 0-to-1 Product Innovation4:00 – Is Product Management an Art or a Science?6:30 – The Brief: Connecting Creators and Fans8:20 – Building an Innovation Lab10:00 – Exploring Dozens of Ideas11:45 – Why Canvas Won Out13:10 – The Challenge of Validating a New Format16:00 – Questioning the Assumptions Around Cover Art19:00 – Real Stakeholder Feedback and Creative Buy-In21:00 – Marketplace Metrics of Success23:30 – Canvas and the Evolution of Music Discovery26:00 – Visual Design, Collaboration, and Artist Empowerment28:00 – Darius on Supplier-Led Product StrategyFeatured Links: Follow Dariusz on LinkedIn | Dariusz's website | Spotify | '#mtpcon @ Pendomonium 2024 Encore' recap Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Join host Syama Bunten for an inspiring conversation with Cate Luzio, founder and CEO of Luminary, the global platform advancing women and underrepresented talent in the workplace. Cate shares her remarkable journey from a middle-class upbringing with an FBI agent father and teacher mother to leading multi-billion-dollar corporate banking units at JP Morgan and HSBC, before launching her own company at age 44. In this candid conversation, Cate reveals how her Gen X "save, save, save" mentality and early lessons about hard work shaped her financial foundation. You'll hear about her pivotal "what's your number?" moment at JP Morgan that changed how she thought about compensation, her strategic decision to self-fund Luminary instead of raising venture capital, and how she navigated building a business through a global pandemic. This episode is a masterclass in calculated risk-taking, the power of using your own capital to maintain control, and why profitable, sustainable businesses don't need to be unicorns to be successful and impactful. Key Topics: How Gen X saving habits create entrepreneurial freedom - Learn why the "pay yourself first" mentality enables bigger life moves later The compensation conversation that changes everything - Discover how asking "what's your number?" can transform your earning potential Why self-funding beats venture capital for some businesses - Understand when using your own capital gives you speed and control advantages Building cash-positive businesses from day one - Get the blueprint for creating sustainable companies that don't rely on endless fundraising Navigating major life changes as financial catalysts - Explore how divorce and career pivots can clarify money priorities and goals The strategic advantage of being a seasoned founder - Learn why starting a business in your 40s brings networks, experience, and better judgment Smart acquisition strategies for growing businesses - Discover how profitable companies can grow through buying complementary businesses Balancing lifestyle and business reinvestment - Master the art of paying yourself appropriately while funding company growth Connect with Cate Luzio: Luminary: luminary.com LinkedIn: linkedin.com/in/cateluzio   Find more from Syama Bunten: Instagram: @syama.co, @gettingrichpod Website: syamabunten.com Download Syama's Guide to Getting Rich: www.syamabunten.com Big Delta Capital: www.bigdeltacapital.com

This is CC Pod - the Climate Capital Podcast. You are receiving this because you have subscribed to our Substack. Upgrade to CC+ for insider access & community or manage your subscription here.Disclaimer: For full disclosure, Dimitry Gershenson is the CEO of Enduring Planet, and Austin Badger is a Managing Director at HSBC, and Sherrie works as a General Manager at Climate Angels.CC Pod is not investment advice and is intended for informational and entertainment purposes only. You should do your own research and make your own independent decisions when considering any investment decision. Don't miss an episode from Climate Capital!But first: CC Network Fund, CC Syndicate, Climate Angels→ Back CC Network Fund. Large fund access with micro-fund minimums. In Q2, the fund invested in 18 companies, including Alta & LGND.→ Back CC Syndicate. SPVs with investment minimums starting at $1k.→ Join Climate Angels. Sessions w/ top investors, discounted CC Syndicate carry, community & more.In the latest CC Pod, we are featuring the most recent Climate Angels webinar, where Sherrie Totoki hosts Dimitry Gershenson, CEO of Enduring Planet, and Austin Badger, Managing Director at HSBC, to explore the often overlooked role of debt in the capital stack for early-stage climate startups. This conversation was originally part of a Climate Angels session, and we're sharing it here as a special edition of our podcast.While equity typically dominates conversations around startup financing, this episode highlights how debt can be a powerful and strategic tool to fuel growth, manage cash flow, and avoid unnecessary dilution when used wisely.They walk through different types of debt available to founders, including cash flow financing (such as receivable and contract financing) and asset-backed financing (such as equipment loans or sale-leasebacks). They emphasize that understanding when and how to raise debt, before you're in a cash crunch, is critical to maintaining flexibility and negotiating favorable terms.The conversation also touches on investor perspectives, with insights on why lenders are becoming more open to working with early-stage climate companies and what founders should know about aligning their financing strategy with both board expectations and long-term goals.They share real-world lessons, including how one company successfully used debt to finance multiple U.S. military contracts, bridging long reimbursement cycles without giving up equity.Debt is not just for later stages. It is a valuable part of the capital stack if you know how to use it. Get full access to Climate Capital at climatecap.substack.com/subscribe

UK employers cut back hiring over labour and tax cost fears, and Ukraine and its European allies worry about US President Donald Trump's summit with Russian President Vladimir Putin. Plus, HSBC is weighed down by woes in the Hong Kong commercial property market, and India's huge IT sector is scrambling to counter the threat of artificial intelligence. Mentioned in this podcast:UK employers cut back hiring over labour and tax cost fearsDonald Trump to meet Putin in Alaska as he signals Ukraine may need to cede landEuropean allies back Ukraine's borders after Donald Trump floats land swap with RussiaHSBC flags 73% of Hong Kong commercial property loans as riskyIndia's IT services giants race to reinvent themselves for the AI ageToday's FT News Briefing was produced by Ethan Plotkin, Jess Smith, Sonja Hutson, Fiona Symon, and Marc Filippino. Additional help from Alex Higgins and Peter Barber. Our acting co-head of audio is Topher Forhecz. The show's theme song is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Episode 100: What started as a passion project has turned into a full career pivot!Four years ago, I hit record on the first episode of my podcast.I had no big plans. Just one question I couldn't stop thinking about:How do we live a good life?So I started How to Live.Shared what I'd learned.Stayed curious.Kept listening.Then something magical happened.I got a message from my old BCG boss, Dean Tong.We hadn't spoken in 15 years.He'd stumbled upon the podcast. We met.Talked about Stoicism, Buddhism, and Purpose.Then he invited me to speak at UOB Bank, where he was the Chief HR Officer.I was nervous. It was a corporate setting.I had a meditation exercise planned. Would it land?Dean said:“Don't worry. I'll take the risk. Just do your best.”That support changed everything.The talk worked.It led to more sessions. More companies.And one day I realised - this wasn't a side project anymore.It was a new path.Keynotes. Workshops. Leadership Programs.Helping leaders reconnect with purpose, reach their next peak, and navigate uncertainty with resilience.It felt meaningful.And it could pay the bills.So I took the leap.Sold my digital agency. Went all in.Today, I've led over 75 workshops across four continents with companies like Google, Unilever, HSBC, and Mastercard.And I've seen how powerful ancient wisdom can be in modern leadership.The podcast has grown beyond my wildest dreams too. Ranked in the top 3% globally and listened to in 150 countries.The lesson?When you do what you love with honesty and passion, it's infectious.People are watching. People are listening, even if they never like or comment.(Dean didn't either.)But sometimes, just one of them can change the trajectory of your entire life.

遠東商銀《爸媽不是ATM 建立孩子正確的金錢觀》親子理財直播講座 邀請薩提爾溝通引導講師李崇義和遠銀個金事業群副總經理張小倩教你如何和孩子「談錢說愛」 ♥️ 8/23 14:00 YouTube《小遠贏了》開播 ♥️ 參加直播抽老爺酒店住宿券 ♥️️ 活動報名： https://fstry.pse.is/7ykvcy —— 以上為 FMTaiwan 與 Firstory Podcast 廣告 —— 2025年8月1號起，大潤發改名為大全聯，連帶的眾多支付也不能在賣場上使用，包含大家最常用的LINE Pay、街口、支付寶、微信及台新Pay等等全部砍光光，現在只剩下信用卡/PX-Pay及全支付，怎麼支付賺回饋？趕快來看寶可孟的攻略吧！ 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- 推薦可使用的刷卡賺饋排行： 推薦01：台新大全聯聯名卡 推薦02：國泰世華CUBE卡 推薦03：樂天Panda J卡 推薦04：聯邦LINE Bank卡 推薦05：永豐現金回饋JCB卡 推薦06：永豐現金回饋Green卡 推薦07：玉山Unicard卡 推薦08：富邦J卡 推薦09：永豐DAWHO現金回饋卡 推薦10：HSBC旅人卡 -- 完整使用攻略：https://pokem.me/3JbSily -- 加入會員，支持節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

In this episode of The Product Experience, Lily and Randy dive into the nuanced world of team collaboration with Jenny Wanger, product ops consultant. Jenny challenges the overuse of RACI matrices in product teams, arguing they often obscure deeper organisational issues rather than solve them. They discuss better alternatives, the root causes behind requests for RACI, and the value of prioritising human relationships over rigid frameworks. Chapters0:00 – The accountable vs. responsible dilemma0:37 – Meet Jenny Wanger: Product ops and Reforge1:20 – RACI: A quick explainer3:16 – Why RACI falls short in product teams7:00 – Infantilisation and territorialism9:18 – The flaws in the terminology10:14 – The consulted conundrum11:05 – RACI as a conversation starter12:01 – Better alternatives: Rapid and others14:20 – When RACI might be useful18:01 – Team dysfunction and RACI misuse23:00 – A case study in resolving collaboration issues26:00 – RACI as scaffolding, not infrastructure28:02 – AI, documents, and relationships30:05 – Diagnosing the real problem behind a RACI request32:38 – Job descriptions vs. RACI35:25 – Everyone's a bit of everything37:04 – Focusing on mission and collaboration39:57 – Final thoughts and where to find Jenny's workKey Takeaways— RACI isn't a cure-all: It often signals deeper dysfunction like poor team structure, unclear mission, or lack of trust.— Healthy teams don't need RACI: When collaboration and communication are strong, formal frameworks become redundant.— Use RACI as scaffolding: Let it initiate conversations, but don't enshrine it as a permanent solution.— Language matters: Terms like “accountable” and “responsible” are often confused, making the framework less clear than intended.— Consider better alternatives: Frameworks like RAPID offer more clarity around decision-making without creating silos.— Prioritise relationships over roles: Documents don't build culture—conversations and mutual understanding do.Featured Links: Follow Jenny on LinkedIn | Jenny's RACI feature at her website | Dave Johnson's page at The Pragmatic Agilist Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Areeb Pasha and Khaled Alfakesh, the respective CFOs of fast-growth, consumer-focused tech firms in the Middle East, Dubizzle and Talabat, join Samer Deghali, Co-Head of Capital Markets and Advisory, MENAT, HSBC in this video podcast.They discuss their growth stories (including Talabat's experience post-IPO and Dubizzle's acquisition strategy), how they are adapting to changing consumer needs, the UAE real estate market, and their priorities ahead. They also share their advice for other businesses looking to expand in the UAE.Watch or listen to find out more.This episode was recorded on the sidelines of the HSBC Gulf Cooperation Council (GCC) Exchanges Conference in London on 18 June 2025. Read more about the GCC conference here https://www.business.hsbc.com/en-gb/campaigns/hsbc-gulf-cooperation-council-conference-gccDisclaimer: Views of external guest speakers do not represent those of HSBC.

北美商業佈局，長榮航空與您一起開拓！10/3起 全新直飛航線達拉斯盛大啟航，立即查看航班： https://fstry.pse.is/7yc2bl —— 以上為 KKBOX 與 Firstory Podcast 廣告 —— 大家最常問我一個問題：「到底HSBC旅人卡的貴賓室資格，可否轉讓親友使用？」以前大家低調用可以，但現在沒了！2025年4月左右新權益上線時，系統還沒那麼嚴格，所以還可以靠「輸入親友英文姓名產生QR Code」來進入Priority Pass貴賓室，自2025/07/01起，官方已重新整頓系統，嚴格要求確認正卡人及消費之機票/團費時間及金額，當然英文名字也是要求正確一致，不然你拿去用就會產生約27~30美金的費用在帳上。沒得換啦！相關活動解析，趕快來聽節目解說吧！ 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- HSBC旅人卡機接及貴賓室使用文字攻略：https://pokem.me/4d3rhvO HSBC旅人卡完整解析：https://bit.ly/3gxiQuy HSBC卡2025年使用攻略：https://pokem.me/3PuznlU HSBC Live+ 卡完整解析：https://pokem.me/4d5ihFa 收看YouTube影片解析：https://youtu.be/08jH6PryKG4 點我入手一張HSBC信用卡：https://lihi1.com/0tjC9 完成任務，回報領獎：http://bit.ly/3nctlGb -- 加入會員，支持節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

The latest unemployment statistics for New Zealand are due out tomorrow, and experts are divided ahead of the announcement. Many are projecting the market will have deteriorated further, but some are hoping things would have picked up. HSBC chief economist Paul Bloxham explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this episode of Leading Human, Chad sits down with EQ-research pioneer Joshua Freedman.Who's our guest?Joshua Freedman — co-founder & CEO of Six Seconds, the world's largest emotional-intelligence network.Why listen?Led EQ programs in 50+ countries and helped seed regional teams now serving 7 million+ learners.Author of 5 books and creator of 6 validated EQ assessments that turn “soft skills” into hard data.Partnered with brands like FedEx, U.S. Navy, HSBC, Intel, Amazon, and the UN to produce measurable gains in the people-side of performance.Co-architect of the POP-UP Festival with UNICEF World Children's Day—free EQ activities for kids worldwide.Origin story highlightsFirst discovered EQ as a teacher/administrator at Nueva School (later profiled by Daniel Goleman).Serial entrepreneur—once a licensed building contractor—and former theater stage manager/tech director.Big ideaEmotions are data, not baggage. When people realize they have agency over that data, freedom, authenticity, and purpose ignite.Expected takeawaysA simple framework to measure and grow EQ.How compassionate wisdom boosts both well-being and bottom-line results.Practical tips for weaving EQ into teams, kids' programs, and your own daily choices.

This episode is also available as a podcast, search "Global Viewpoint" on your preferred podcast player to watch, listen, and subscribe.Marcio Bogoricin, PIMCO's Head of Asia Wealth Management (ex-Japan), joins Guan Sim Ng, HSBC's Institutional Client Group Head in Singapore for a dynamic discussion about the strategic role of credit in private wealth.Watch or listen to their expert insights on what's prompting Asia's wealthy individuals to invest more in fixed income from its positive return profile to new opportunities in private credit.This episode was recorded on the sidelines of the HSBC Asia Credit Conference 2025 in Singapore. Find out more here: https://www.business.hsbc.com/en-gb/insights/financing/strategic-role-of-credit-in-private-wealthDisclaimer: Views of external guest speakers do not represent those of HSBC.

Meta's shares jumped more than 10 per cent off the back of better than expected second-quarter earnings, and the Federal Reserve held rates steady despite calls to lower borrowing rates by US President Donald Trump. Plus, American copper prices fell after Trump exempted refined materials from a 50 per cent tariff on the metal, and HSBC profits declined by 29 per cent. Mentioned in this podcast:Meta shares jump on strong results as Zuckerberg sets out ‘superintelligence' goalsFed holds rates steady despite Trump's calls for lower borrowing costsUS copper prices fall after Trump exempts refined metals from tariffs HSBC profits slide 29% on hit from China and restructuringToday's FT News Briefing was produced by Henry Larson, Sonja Hutson, and Marc Filippino. Additional help from Blake Maples, Michael Lello, David da Silva and Gavin Kallmann. Our acting co-head of audio is Topher Forhecz. Our intern is Michaela Seah. The show's theme song is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Big Tech beats the street — what’s next for markets? Meta and Microsoft impress with massive earnings jumps and post-session stock surges. We break down the AI-powered momentum behind Meta’s 11% leap and Microsoft’s $4 trillion club status. Plus, a surprise Fed vote split, new Trump tariffs on South Korea, India, and Brazil, and what it all means. Also in focus: Amazon, Reddit, Foxconn, HSBC, UBS, Seatrium, Jardine Cycle & Carriage, CapitaLand India & China Trusts, Singapore Airlines, and Yangzijiang Shipbuilding. Hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener for privacy information.

We revisit our conversation with Frances Ibe, Chief Experience Officer at Tide. Frances shares invaluable insights on her journey from developer to product leadership and how to avoid common pitfalls during the discovery process.Chapters01:07 – Meet Frances Ibe02:05 – Common Discovery Pitfalls03:34 – Embedding Continuous Discovery04:51 – The Myth of Talking to 20 Customers06:38 – What is a Data Prototype?08:03 – Building Confidence in Product Bets10:42 – Sharing Insights Across the Business13:52 – Keeping Sprint Reviews Engaging15:49 – Discovery Through Observation17:21 – Responding to Data-Driven Disruption18:30 – The Power of Storytelling20:49 – Training Teams in Storytelling22:36 – Maintaining Message Consistency23:48 – Collaborating Across Disciplines25:01 – Francis' Game-Changing AdviceFeatured Links: Follow Frances on LinkedIn | Tide | 'Six things we learned at the Pendomonium and #mtpcon roadshow - London 2024' feature by Louron PrattOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Hoy conversé con Fernando Scasserra, CTO de Kavak, la plataforma de compra-venta de autos usados más grande de Latinoamérica.Fernando trabajó durante 15 años en Mercado Libre. Ingresó cuando el equipo técnico contaba con apenas 40 personas y permaneció hasta que alcanzó los 8,000 integrantes. Hoy, en Kavak, lidera a 350 ingenieros distribuidos por todo Latinoamérica.A la fecha, Kavak ha levantado $3,500M (entre capital y deuda) de fondos como SoftBank, Kaszek, HSBC y Goldman Sachs.Hoy Fernando y yo hablamos sobre:IA como “traje de Iron Man”: potenciar a tu equipo sin quitarle el rol humanoSu estrategia para organizar equipos como "mini-startups" autónomasPor qué los videojuegos lo prepararon para liderar en tecnologíaPor qué rechazó ofertas de Google y Amazon para quedarse en LatinoaméricaNotas del episodio: https://startupeable.com/kavakPara más contenido síguenos en:YouTube  | Sitio Web En Startupeable, hacemos más con Notion, la plataforma todo en uno para organizar tu startup. Docs, tareas, bases de datos—todo en un solo lugar y ahora con IA para trabajar más rápido y mejor.Nos aliamos con Notion para regalarte 3 meses gratis del Plan Business + IA ilimitada, hasta 100 empleados

US Treasury Secretary Bessent said he will see US President Trump regarding the China tariff pause on Wednesday and some technical details remain on the China tariff pause, while the China tariff extension decision will be up to Trump and if he does not approve tariff pause extension, tariffs on Chinese goods would 'boomerang' back to April 2nd levels, or another level that he chooses.US President Trump said Chinese President Xi wants to meet and he thinks it will happen before the end of the year, while he stated that they will either approve the trade extension or not. Chinese Vice Commerce Minister Li said the US and China have agreed to extend the trade truce; Bessent said China jumped the gun a little on the 90-day pause.Crude futures surged yesterday amid comments from US President Trump who confirmed changing the deadline for Russia to reach a Ukraine ceasefire agreement to 10 days, while there were simultaneous comments from Treasury Secretary Bessent who told Chinese officials that China could face high tariffs if it continues to purchase sanctioned Russian oil due to US secondary tariff legislation.APAC stocks traded mixed following the subdued handover from Wall St; European equity futures indicate a mildly positive cash market open with Euro Stoxx 50 futures up 0.3% after the cash market closed with gains of 0.8% on Tuesday.Looking ahead, highlights include French GDP, Spanish CPI, German GDP & Retail Sales, Italian GDP, ECB Wage Tracker, EZ GDP & Sentiment, US ADP National Employment, GDP Advance (Q2), PCE (Q2), Fed, BoC, BCB Policy Announcements Speakers including Fed Chair Powell, BoC's Macklem & Rogers, Supply from Italy, US Quarterly Treasury Refunding Announcement.Earnings from Hermes, Airbus, Vinci, Danone, Capgemini, HSBC, GSK, Aston Martin, Santander, Caixabank, Telefonica, Intesa Sanpaolo, Leonardo, Mercedes Benz, Siemens Healthineers, BASF, Adidas, Porsche AG, Meta, Microsoft, RobinHood, Carvana, Lam Research, Qualcomm, Ford, Arm, eBay, FMC, Vertiv, Altria, Kraft Heinz, GE Healthcare & VF Corp.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Hatem Dowidar, Group CEO of e&, joins Nabeel Albloushi, HSBC's Head of Markets & Securities Services, MENAT, to share insights on the Middle East's tech landscape and how e& made the shift from telecom operator to global technology group.Watch or listen to find out more.This episode was recorded on the sidelines of the HSBC Gulf Cooperation Council (GCC) Exchanges Conference in London on 19 June 2025.Read more about the GCC conference here https://www.business.hsbc.com/campaigns/hsbc-gulf-cooperation-council-conference-gcc Disclaimer: Views of external guest speakers do not represent those of HSBC.

Las ganancias que reportó Pemex, ¿son una auténtica señal auténtica de mejora? FEMSA trabaja cautelosamente para mejorar su licencia financiera, una compra importante en América Latina que involucra a HSBC  y los pagos con criptomonedas en Paypal, ¿buena iniciativa o guiño a Trump? 

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredRinse, repeat, cover it up. Morgan Stanley is under investigation—again—for ignoring money laundering red flags. But if history tells us anything, there's no reason to expect justice. Why? Because too big to fail means too big to jail.In this explosive episode of Watchdog on Wall Street, we cover:The Morgan Stanley/FINRA probe over sketchy clients and anti-money laundering failuresWhy Wall Street “education” is a joke—just check-the-box nonsenseHow past scandals (remember HSBC's drug cartel cash windows?) prove the system's brokenWhy these firms treat fines like parking tickets—and keep doing dirty businessWhy everyday Americans should seriously reconsider who they bank withThey know who they're laundering for. They just don't care. And once again, you are the one at risk. www.watchdogonwallstreet.com

The US and Japan this week reached what President Donald Trump called the largest trade deal in history after Tokyo pledged to set up a $550 billion fund for investment into the US, details of which remain obscure. The lack of clarity about how the fund will work adds to questions about the viability of the agreement, which imposes 15% tariffs on Japanese cars and other goods. While the start date and other basic elements are still unknown, Treasury Secretary Scott Bessent warned this week that the US would monitor implementation and bump the rate up to 25% if Trump isn't satisfied. In his latest column, Bloomberg Opinion's Gearoid Reidy writes that after three months, Prime Minister Shigeru Ishiba finally has his trade deal. Gearoid joins us to explain why it may be Ishiba's final act. Plus - the S&P 500 inched to a new record Thursday - its 10th in 19 days - driven by tech gains that papered over a broader weakness as most stocks in the benchmark dropped. The S&P 500 has surged 28% from its April lows as investors grew optimistic that President Donald Trump's tariff war won't hurt the economy and corporate earnings as initially feared. Meantime, South Korea's trade ministry said Friday that Industry Minister Kim Jung-kwan and US Commerce Secretary Howard Lutnick reaffirmed their will to reach a mutually beneficial trade agreement before August 1st deadline. For more on the economic impact of ongoing negotiations, we heard from Janet Henry, Global Chief Economist at HSBC. She speaks with Bloomberg's Shery Ahn and Haidi Stroud-Watts on The Asia Trade.See omnystudio.com/listener for privacy information.

Erica Wass, Principal Product Consultant at Brainmates, joins the Product Experience podcast to share pragmatic tools for building strategic foresight into your roadmap. From horizon scanning to backcasting, this episode explores how product teams can harness future-focused techniques—bolstered by generative AI—to improve decision-making, resilience, and impact.Chapters:0:00 – Why foresight matters in product1:00 – Introducing Erica Wass2:30 – How product is changing3:45 – The value of strategic foresight5:00 – Clarifying the term and its importance7:00 – Who owns foresight in the product org10:00 – Techniques: Horizon scanning, scenario planning, backcasting14:30 – Horizon scanning in action: Google & Android16:00 – Scenario planning for resilience21:00 – Tips on running scenario sessions23:45 – Backcasting: Vision-first roadmapping26:00 – Using AI to accelerate foresight30:00 – Product team dynamics in the AI era33:00 – Mistakes to avoid and balancing action with foresight37:00 – Wrap-up and takeawaysKey Takeaways— Horizon scanning helps teams identify early, weak signals that may grow into significant trends.— Scenario planning enables resilience by preparing teams for a range of plausible futures.— Backcasting flips traditional planning by working backward from a long-term goal to define near-term milestones.— Generative AI can democratise access to foresight tools—when used with critical thinking and proper validation.— Product professionals should take a proactive role in guiding strategic conversations, regardless of their title.— Avoid extremes with AI: neither fear it nor over-rely on it. Use it as a pairing partner rather than a replacement.Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

What's unique about Emerging Markets and what themes should investors be paying attention to? Polina Kurdyavko, Head of BlueBay Emerging Markets, joins Craig Kussel, HSBC's Head of Emerging Markets Macro Sales – UK, South Africa and Israel, for a discussion about the risks and opportunities across Emerging Markets against a dynamic backdrop, where investors are seeking diversification.Watch or listen to find out more.This episode was recorded on the sidelines of the HSBC Gulf Cooperation Council (GCC) Exchanges Conference in London on 18 June 2025.Read more about the GCC conference here https://www.business.hsbc.com/en-gb/campaigns/hsbc-gulf-cooperation-council-conference-gccDisclaimer: Views of external guest speakers do not represent those of HSBC.

TOYOTA 轟動全台 震撼獻禮！本月入主指定車款，就送Sony天空聲道劇院，再享最高80萬0利率、最高3萬舊換新圓夢金、2萬配件金及5年14萬公里延長保固，總價值最高超過16萬元！了解更多： https://fstry.pse.is/7tyqdp —— 以上為 KKBOX 與 Firstory Podcast 廣告 —— 之前有粉絲在我的FB貼文下方留言：「為何年刷50萬以內，不適合用哩程卡？」這真是個好問題。我想，大家對這個數字一定很感興趣，我到底是怎麼算出來的？難道「小資族」就該死、不準用「哩程卡」嗎？首先我們定義一下「小資族」，一個月薪水3~4萬(超過5萬的就不是了吧？)，每月可消費的額度有限，大概就3~4,000元，再多就付不出錢，這種才是大家認知中的「小資族」，以一個月刷3,000元來說，適合用「哩程卡」嗎？我要從每月刷卡消費累積哩程的角度，從年刷卡額3.6萬元、10萬、50萬、100萬元，到300萬元左右，一一計算給你聽，趕快來收聽吧！ 來寶可孟YouTube頻道上收聽節目：https://pokem.me/PokemYTPodcast -- 完整文章解析：https://pokem.me/44SNzgZ 立即入手HSBC旅人卡：https://lihi1.com/0tjC9 立即入手星展飛行卡：https://lihi1.com/UC0ce 立即了解凱基雙幣哩程卡：https://pokem.me/3RNyA12 立即了解樂天樂翔卡：https://pokem.me/4jxPkVy 立即了解美國運通簽帳白金卡：https://bit.ly/3wvoesL -- 加入會員，支持節目： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa 留言告訴我你對這一集的想法： https://open.firstory.me/user/ckdpsqfmxifcf0862q6efk1qa/comments Powered by Firstory Hosting

Concerns have been raised among economists as inflation data suggests things may not be as on track as they seem. Inflation has hit 2.7 percent, with big food increases led by massive hikes in food prices. HSBC chief economist Paul Bloxham explains what this could do for the Reserve Bank's outlook going foward. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In ep 130 of “How Do You Say That?!” sponsored by britishvoiceover.co.uk, Bhav Parmar joins Sam and Mark to talk about corporate scripts in all forms... well written, badly written, over written, under written, serious, quirky, fast, slow - and how you can make them all sound interesting! There's some great advice on working out what your base pace should be, and be careful, because after this episode, you'll be googling all about mankinis! You have been warned!Our VO question this week is all about following your heart and the work you enjoy - and you'll reap what you sow!Get involved! Have you got a Wildcard suggestion that we should try or an idea for the show? Send it to us via Mark or Sam's social media or email it directly to podcast@britishvoiceover.co.ukScript 1At Quantra, over more than 40 years, we have developed a strategic investment approach that is rigorous and precise. This is our foundation, strong enough that we can always continue to build, and solid enough that through different market cycles we have the conviction to keep investing through the noise. It's how we have been able to maintain our position at the forefront of private markets, underpinned by a strong culture of integrity, and a commitment to deliver long-term returns for our investors. We are laser focused on how the world is evolving, and how the needs of our clients are changing.Script 2Imagine running a hotel where your team is juggling a hundred tasks at once - from handling guest bookings and coordinating staff to managing daily operations, driving sales, while ensuring every guest has a memorable stay.On top of that, you're focused on maximising profitability and staying ahead in a competitive market. You need more than just tools; you need a partner who understands these challenges and offers technology that not only simplifies workflows but also keeps the guest experience superior. That's where Booked and Bespoke comes in.We'd love your feedback - and if you listen on Apple Podcasts or Spotify, hit the follow button today!**Listen to all of our podcasts here - you can also watch on YouTube, or say to your smart speaker "Play How Do You Say That?!"About our guest: Bhavnisha Parmar (AKA Bhav) is a voiceover artist and actress with over 8 years in the creative industry, possibly best known for her work in "Doctor Who" playing the witty Sonya Khan. As well as voicing for global brands such as Apple, Twitter, Expedia, Panasonic, the BBC, Calm, Revolut, Unliever, Spotify, Goldman Sachs, HSBC and many more. Bhav works across many genres, including Commercials, Corporates, Explainer Videos, E-Learning, B2B Products, Online ads, Radio, Gaming, Audio Dramas, IVR and VR Technologies, passionately championing diversity and inclusion. You can hear her as a Sleep Story narrator on the Calm App, playing mum in the Amazon Prime animation "Uma and Devan" and the IVR voice of Apple India. She is also a presenter for BBC Asian Network. Bhavnisha's Website @voiceofbhavnisha on Instagram

Featured Links: Follow Brigitte on LinkedIn | DrDoctor | European Commission Public Health 'Artificial Intelligence in Healthcare' featureOur HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Is the market's week-long pause working to refresh the bull for a further climb? Or is the market undergoing a midsummer stall as it did this time last year? We discuss with Avery Sheffield of Vantage Rock, Requisite Capital's Bryn Talkington and HSBC's Alastair Pinder. Plus, some big news in the fintech space breaking this afternoon – that group of stocks sinking midday. Top analyst Dan Dolev hops on the CNBC newsline with his instant reaction. And, one top technician highlights what he says are the three best charts in the market right now.  

The U.S. Treasury officially removes the DeFi broker rule. HSBC tests a digital Hong Kong dollar. Caldera introduces its ERA token. And Ethereum researchers outline a path to deploying a zkEVM on Ethereum L1. Read more: https://ethdaily.io/737 Disclaimer: Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.

Following news of AMD Inc. (AMD) getting an upgrade from the analyst at HSBC, Rick Ducat pulls up the chart to get a glimpse at the chipmaker's rebound taking place. Shares of AMD are up 80% from its 52-week lows. Later, Tom White compiles an example options trade using a bullish call vertical strategy. Tom's example trade features a 140/150 call vertical with the August 1st weekly expiration.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

An acquisition from overseas. Ferrero put in a $3.1 billion bid to buy Kellogg (KLG), which sent shares of the well-known breakfast brand soaring more than 30%. On the A.I. front, HSBC upgraded AMD Inc. (AMD) to buy from hold as the tech picture clears. Piper Sandler also upgraded Oracle (ORCL) as the stock trades near its all-time high. Diane King Hall dives into the biggest market movers of the morning.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

All major indices except the NDX closed higher, with the SPX tapping another new all-time high. The airlines led trading activity thanks to strong earnings from Delta Airlines (DAL). It, alongside United Airlines (UAL) and Southwest Airlines (LUV), were the three leaders in the SPX. AMD Inc. (AMD) rallied after getting an upgrade from HSBC. Coinbase (COIN) hit a 4-year high despite a double downgrade from H.C. Wainwright. Marley Kayden takes investors through the trading session's biggest stories.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

I wanted to take a look at gold today.I'm going to dust off my powers of divination — or as they call it in the City, technical analysis - and see if we can figure out where it is going next.As things got frothy back in April, I argued that the market was probably due a breather. The summer is usually gold's weakest season. Why this should be I don't know, but it is. You'll often find it makes a low in May or June, then re-tests that low in July or August, then things pick up in the autumn or fall, as our more literal cousins call it. In any case, I'm pleased to report that gold has basically range-traded, or consolidated, since the frothy days of April, between $3,500 and $3,100. The $3,000 level has more than held, which makes me wonder if we shall ever see gold with a $2,000 handle ever again. Unless there is a 2008 or Covid-style panic, I rather doubt we will.Meanwhile, the RSI (see the bottom panel below) has come off, meaning the heat has come out of the market, which is good.Since the US confiscation of Russian assets in 2022, pretty much every pull back to 50-day moving average (red line) has been bought, and they continue to be bought. The average is now flattening out, as you would expect with this summer consolidation, rather as it did late last year. Some sideways consolidation is good. Ideally, you want to see the short-, medium- and long-term moving averages all flatten and converge. There often follows a big move higher.The long-term moving averages (1 year and so on - not shown here) still have a bit of catching up to do (they are around $2,850 at the minute), which they will and fairly quickly as the gold price continues this sideways action.We also have something of a triangle forming (see blue lines) - with lower highs and higher lows. Triangles are seen as continuation patterns. In other words, whatever was the direction going into the formation will be the direction coming out. Up, that is to say. I rather think this triangle will complete just as the moving averages converge.When you look at gold against other currencies, the same process can be seen: a summer consolidation after an excellent winter and spring. If you are in any doubt as to whether you should own gold or not, let me answer that for you in the words of the former HSBC fund manager Charlie Morris, who now writes Atlas Pulse, one of the best newsletters out there - (you should subscribe it's free). “Gold should be the cornerstone of an investment portfolio,” he says. “It is remarkable how few professional investors understand this”.Charlie may have a point. Look how underweight gold western portfolios are. Below 2%. Nuts.The Trump administration is going to run enormous deficits. It is not attempting to hide the fact. The same goes for the Starmer administration in the UK. The Labour backbenchers, who now seem to control policy, will not allow reduced spending. We saw that last week. Most EU nations have not got their spending under control. It means further declines in the purchasing power of the dollar, pound and euro are inevitable. Gold is your protection. What's more, as demonstrated by the enormous buying coming out of Asia from Shanghai Cooperation Nations, China especially, it is clear gold is becoming a highly important strategic asset again. It is this buying, plus some huge options trading in China, that is driving this bull market, and it began shortly after, as I say, the seizure of Russian US dollar assets. Metals Daily's Ross Norman, whose track record forecasting the gold price is second to none, tells me: “We are confident that there is significant unreported central bank gold buying which, coupled with some pretty heady options plays from within China, accounts primarily for a near doubling in the gold price over the last 18 months or so. He goes on:The days when central banks telegraphed their moves in advance in the interest of transparency are long gone (thank you Gordon) and they are far more nuanced and opportunistic in their approach. With Asian central banks very much under-weight gold reserves, and energised by a growing debt crisis, further fuelled by the trend to reduce dollar holdings and you have a perfect set-up for a continuing gold bull run. At the moment the East invests in gold while the West divests which actually sums up the last 30 years between those hemispheres.This bull market is consolidating. It is not over. Whether it's because of de-dollarisation or your nation's deficit spending, there is demand for gold, which is going to send the price higher. It may be an analogue asset in a digital world. But you will be glad you own it. Until next time,DominicIf buying gold or silver to protect yourself in these ‘interesting' times, the bullion dealer I use and recommend is the Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.Some recent articles which may be of interest: This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

In this episode of The Product Experience, Lily Smith and Randy Silver speak with Dee Miller, Director of Product Strategy and Insights for Product Equity at Adobe. Dee shares her personal journey into inclusive design, and discusses how Adobe is moving beyond accessibility compliance to build genuinely usable, inclusive, and emotionally accessible products. Featured Links: Follow Dee on LinkedIn | The Adobe Accessibility Checker | Listen to previous The Product Experience episode: 'Building Accessible Products' with Jonathan Hassell (CEO & Founder, Hassell Inclusion) Our HostsLily Smith enjoys working as a consultant product manager with early-stage and growing startups and as a mentor to other product managers. She's currently Chief Product Officer at BBC Maestro, and has spent 13 years in the tech industry working with startups in the SaaS and mobile space. She's worked on a diverse range of products – leading the product teams through discovery, prototyping, testing and delivery. Lily also founded ProductTank Bristol and runs ProductCamp in Bristol and Bath. Randy Silver is a Leadership & Product Coach and Consultant. He gets teams unstuck, helping you to supercharge your results. Randy's held interim CPO and Leadership roles at scale-ups and SMEs, advised start-ups, and been Head of Product at HSBC and Sainsbury's. He participated in Silicon Valley Product Group's Coaching the Coaches forum, and speaks frequently at conferences and events. You can join one of communities he runs for CPOs (CPO Circles), Product Managers (Product In the {A}ether) and Product Coaches. He's the author of What Do We Do Now? A Product Manager's Guide to Strategy in the Time of COVID-19. A recovering music journalist and editor, Randy also launched Amazon's music stores in the US & UK.

Carl Quintanilla, Courtney Reagan, and Mike Santoli started the hour by discussing the market trying to rebound after it suffered its worst day in about 3 weeks. Both BofA and Goldman raised their S&P 500 forecasts as well, predicting some higher gains for the index ahead. CNBC's Deirdre Bosa also joined the program to discuss Meta continuing its talent poaching spree as the company hired one of Apple's top AI researchers. Later in the show, Courtney broke down what President Trump's tariffs might mean for Amazon's Prime Day sales, which kicked off today. Also in the mix: the desk hit the bank stocks, after HSBC downgraded JPMorgan, Goldman Sachs, and Bank of America ahead of their earnings next week.  Squawk on the Street Disclaimer

Carl Quintanilla and Jim Cramer discussed stocks trying to shake off Monday's trade-related sell-off, after President Trump delayed higher tariffs on various trading partners until August 1. The anchors also reacted a pair of bullish calls on the S&P 500: Bank of America raised its year-end target on the index to 6300, Goldman Sachs lifted its target to 6600 for the same time period. Also in focus: Meta hires a top Apple AI executive, Tesla after the Musk "America Party" sell-off, what Amazon CEO Andy Jassy told Jim ahead of Tuesday's Prime Day kickoff, HSBC's call to "reduce" JPMorgan Chase and Goldman Sachs, Wendy's CEO heads to Hershey.  Squawk on the Street Disclaimer 

Diane King Hall joins Sam Vadas at the NYSE set with several early movers on the radar. First up: CoreWeave (CRWV) as shares fall a day after its announced takeover of Core Scientific (CORZ). Multiple analysts have downgraded CRWV as shares have surged after its IPO in March. Meanwhile, HSBC has downgraded multiple major U.S. bank stocks including JPMorgan Chase (JPM), Bank of America (BAC) and Goldman Sachs (GS). Diane shares the analyst's concerns about "stretched valuations" for the financial giants. Then, she reports that Capital One (COF) received an upgrade to a Buy rating at TD Cowen.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Stocks closed mixed on a sluggish trading day, though the RUT showed signs of life with notable gains. Downgrades against JPMorgan Chase (JPM), Goldman Sachs (GS), and Bank of America (BAC) from HSBC did no favors for the session. CoreWeave (CRWV) also got several downgrades after it penned a $9 billion deal to acquire Core Scientific (CORZ). Meta Platforms (META) added a former Apple (AAPL) A.I. lead to its own "superintelligence" team. Marley Kayden takes investors through the day's biggest stories.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

تواصل معانا وشاركنا افكاركعندما تدخل عالم الاستثمار العقاري في مصر، تجد النموذج التقليدي سائداً: شراء الأراضي، بناء العقارات، بيع الوحدات. لكن طارق عبد الرحمن السويدي يقدم نموذجاً مختلفاً تماماً مع شركة بنيان - وهو النموذج الذي يمثل 77% من الاستثمار العقاري العالمي، رغم ندرته في السوق المصري.في هذا الحوار العميق، يشارك السويدي رحلته المهنية الثرية من الجامعة الأمريكية بالقاهرة إلى HSBC ومجموعة سيتي في لندن، مروراً بتوليه منصب الرئيس التنفيذي لشركة بالم هيلز في فترة حرجة احتاجت إعادة هيكلة شاملة، وصولاً إلى تأسيس نموذج بنيان للاستثمار العقاري. خلال هذه الرحلة، يقدم السويدي رؤى ثاقبة حول كيفية تحديد الأولويات في بيئة مليئة بالتحديات، مستعرضاً كيف استخدم مبدأ 80/20 لإعادة بناء ثقة العملاء في بالم هيلز وتحويل مسارها.يتناول الحوار أيضاً حقيقة سوق العقارات المصري بعيداً عن خطابات "الفقاعة العقارية"، موضحاً الفجوة الكبيرة بين العرض والطلب خاصة في المباني الإدارية، والتي تصل إلى 6.5 مليون متر مربع. كما يشارك السويدي رؤيته حول مستقبل المكاتب بعد كوفيد-19، مفنداً فكرة تراجع الطلب على المساحات المكتبية، ومؤكداً أن نماذج العمل الهجينة لم تقلل من حجم المساحات المطلوبة.للمستثمرين الأفراد، يقدم السويدي نصيحة ذهبية: توزيع الاستثمارات عبر فئات متعددة (أسهم، شركات ناشئة، ذهب، عقارات، أدوات دين) والأهم - الاستعانة بمديري استثمار متخصصين بدلاً من الإدارة الذاتية. أما للقادة الطموحين، فيشارك السويدي مفهومه للقيادة الفعالة: "ليست مجرد تحديد المشكلات، بل إيجاد الحلول وتنفيذها."اكتشف كيف يمكن للشركات تحديد أولوياتها بذكاء، وكيف يمكنك كمستثمر بناء محفظة استثمارية متنوعة تحميك من تقلبات السوق، وما هي التحديات والفرص في مناخ الاستثمار المصري اليوم.Support the showاستمتع بتجربة سماع بودكاست فريدة من خلال ابليكشن بزنس بالعربي واستفيد من محتوى اضافي وحصري في البزنس وتطوير ذات حمل تطبيق من بزنس بالعربي من خلال الرابط: https://m.mtrbio.com/BBA-Application رعاة بودكاست بزنس بالعربي:

Tune in to this episode of the Security Token Show where this week Herwig Konings and guest contributors, Tal Elyashiv, Managing Partner at SPiCE VC, Nico Pantelis, Partner at Blue Bay Ventures, and Jason Barraza cover the industry leading headlines and market movements, including Robinhood's tokenized stocks, stablecoin issuers like Circle and Ripple applying for bank charters, SPiCE VC's 3rd investor payout, and more RWA news!   This week Jason Barraza had a chance to sit with Yuval Rooz, Co-Founder and CEO of Digital Asset, for an inside look at their $135 million raise, the growing momentum behind Canton Network including integrating with Nasdaq Calyspo, and why privacy, composability, and real world asset tokenization as a whole are going to change global markets.  Did Yuval leave you on a cliff hanger before the RWA Foundation Updates? Jason and Yuval dive into it and more on the full interview available here: https://youtu.be/Aj4URNZo9uM    Company of the Week - Herwig: Robinhood   Companies in the news include SPiCE VC, Circle, Ripple, Robinhood, Republic, SpaceX, OpenAI, S&P Dow Jones Indices, Centrifuge, Anemoy, Janus Henderson, Midas, Fasanara, Morpho, Steakhouse Financial, Bitfinex Securities, Castle Community Bank, Arbra, Colb, Gemini, Arbitrum, Euroclear, Abu Dhabi Securities Exchange, FAB, HSBC, Bybit, xStocks, Dinari, BitGo, Spiko, Chainlink, MetaWealth, Securitize, Redstone, Apex Group, GLEIF, ERC-3643 Association, Kinexys by J.P.Morgan, S&P Global, Particula, 21X, GF Securities, Hashkey, OnRe, Lynq Network, European Central Bank, Ondo, Pantera, Zult, Stable, AMINA, Ripple, Paxos, World Liberty Financial, Plume, Paul Atkins/ SEC, SIFMA   Check Out Tal's Book “Investing in Revolutions”: https://www.amazon.com/Investing-Revolutions-Creating-Transformational-Technology/dp/B0DKS3YFWV#detailBullets_feature_div    TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25  STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9    More STM.co Reports: https://reports.stm.co/  Join the RWA Foundation and Read the Whitepaper: RWAF.xyz  Learn More About WALLY DAO: WallyDAO.xyz    ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 0:47 Market Movements 34:06 STS Interviews: Yuval Rooz, Digital Asset 45:23 RWA Foundation Updates 46:52 Token Debrief 58:18 Companies of The Week  

Washington wrestles with the latest budget bill. Our Emily Wilkins breaks down the latest, followed by reaction to the Senate passing its version of it from OMB Director Russell Vought. Paul Hickey of Bespoke and Jose Rasco from HSBC weigh in on the market setup heading into the second half. Banks begin unveiling capital return plans—Leslie Picker tracks the headlines. Booking Holdings CEO Glenn Fogel joins on the travel boom ahead of July 4th and what he is seeing for summer.