Smart Money

Join us as we explore the most common types of fraud and ways to protect yourself from identity theft to spoofed websites, employment or job scams or romance fraud. Our specialists, Katrina Breukelman and Akram Mourad share some tips on how to prevent yourself from falling prey to scammers and identify some of the red flags. Remember the more you know, the easier it is to prevent yourself from falling for fraud. Hosted on Acast. See acast.com/privacy for more information.

In part 2 of our Gen Z finances-focused episode with money advisor Katelynn Dang, we tackle the overwhelming topics of investments, student loans, and credit scores. In this age of information overload, it's challenging to decide where to invest or how to establish a solid credit history. Don't worry–we'll lay down the basics of various investment options, student loans, and the significance of building a strong credit score. Tune in as we break down important and relevant financial topics impacting today's Gen Z-ers and help you power your possible. Hosted on Acast. See acast.com/privacy for more information.

In part 1 of our two-part episode, we delve into the pressing financial challenges faced by today's young generation, Gen Z. From soaring tuition fees to coping with an unpredictable economy, Money Advisor Katelynn Dang is here to empower you with valuable insights and practical tips on building foundational wealth through saving and budgeting, as a Gen Z-er herself. It's never too early to start forming good financial habits, and this episode is your guide to securing a brighter financial future. Hosted on Acast. See acast.com/privacy for more information.

In this episode we hear from a Gulf & Fraser business member, K'Pure Naturals, on how the credit union contributed to their early success selling natural skincare products online. Business Relationship Managers, Sharon and Shaveta describe how a having a financial expert in your back pocket can help propel your business forward. Hosted on Acast. See acast.com/privacy for more information.

Are you trading on your own? What should you do when the market is down? Learn why now might be good to start investing, what you need to retire comfortably, and how you can benefit from a financial planner. Plus: The first thing you need to do before you invest. Why chasing the market may not be helping you. How your emotions can affect investment decisions. Top tips for a balanced investment portfolio. How to get the returns you need to retire comfort. Hosted by Katy Lepine with guest, Steven Brar, Financial Planner, G&F / Credential Asset Management Inc._______Legal Disclaimer: Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Qtrade Guided Portfolios is a trade name of Credential Qtrade Securities Inc. The information contained in this report was obtained from sources believed to be reliable; however, we cannot guarantee that it is accurate or complete. This report is provided as a general source of information and should not be considered personal investment advice or a solicitation to buy or sell any mutual funds. The views expressed are those of the author and not necessarily those of Credential Asset Management Inc. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Are you wondering why the price of food and gas just seems to go up and up these days? Curious about what's going on? Financial Planner, Tyler Maclean talks about inflation and how it affects us in different ways. You'll hear tips for beating rising costs and what you can do to make living with inflation easier. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

您是加拿大的新移民吗？您想了解银行系统如何运作吗？您知道您可以从加拿大政府为孩子获得教育补贴吗？在本期的Smart Money播客节目中，您将了解到：-信用社与银行的不同之处-从已注册的储蓄计划中，您都可以获得哪些收益-开始投资,您的多种投资选择...以及更多精彩内容！Are you new to Canada and wondering how the banking system works? Do you know that you can receive government grants towards your child's education?In this Smart Money Podcast you'll learn: how credit unions are different from banks; the benefits you'll get from registered savings plans; your options to start investing your money...and more!This podcast is available in English, Punjabi and Mandarin.*Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.Our mission​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G&F Financial Group. See acast.com/privacy for privacy and opt-out information.

Ki tusi canada vich navey aaye ho te soch rahe ho ethon da baniking system kiven kam karda hai?Ki tusi jande ho tuhade bacheyan di parhia likhai vastey tuhanu govt. grant mil sakdi hai.Es smart money podcast vich tusi sikhugey ki credit unions te banks ik duje nalaon kiven vakhre ne.Registered saving plans de ki labh ne? te tuhade paise nu vakhre vikalp v te hor v bahut kuch.Are you new to Canada and wondering how the banking system works? Do you know that you can receive government grants towards your child's education?In this Smart Money Podcast you'll learn: how credit unions are different from banks; the benefits you'll get from registered savings plans; your options to start investing your money...and more!This podcast is available in English, Punjabi and Mandarin.*Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.Our mission​We financially empower members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G&F Financial Group. See acast.com/privacy for privacy and opt-out information.

Choosing someone to make your healthcare decisions if you could not is an important part of Advance Care Planning. In this podcast, Tyler MacLean talks with Andrew Saunderson, a Social Worker and Planner with Fraser Health.In this episode you'll learn:•Why Advance Care Planning is so important, especially during a pandemic•Five steps to plan for your Advance Care•Resources to support youFor more visit G&F Financial Group See acast.com/privacy for privacy and opt-out information.

Are you new to Canada and wondering how the banking system works? Do you know that you can receive government grants for your children’s education? During this G&F Smart Money Podcast, host Katy Lepine talks with Raman Takhar, an Investment Specialist with G&F and our partner, Credential Asset Management Inc. In this podcast, you’ll learn about: • Differences between a bank and a credit union • How to decide what type of bank account to open first • The benefits of savings accounts that are registered with the Canadian government • Your options to get started investing your money • How a financial planner or investment specialist can help you *Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.

How’s your investment roadmap looking? Do you know how to invest during a turbulent market? During this G&F Smart Money Podcast, host Katy Lepine talks with Anand Sharma, a Financial Planner with G&F / Credential Securities. In this podcast, you’ll learn about: • Your investment options through G&F Financial Group and our partner, Aviso Wealth • Differences between investing on your own versus working with an advisor • What can go wrong: investing on your own during a market correction • Keeping your emotions out of investment decisions • Value added benefits of working with an investment advisor at G&F *Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.

Did you know there are other benefits to having a RRSP, beyond saving for retirement? During this G&F Smart Money Podcast, host Katy Lepine talks with G&F Investment Specialist, Raman Takhar. Raman provides investment options and financial planning advice to members and ensures they are on track when it comes to financial stability and security. She helps members with retirement planning, tax planning, budgeting, and estate planning, among other services. In this podcast, you’ll learn about: • How to use funds from your RRSP to purchase a home • How to go back to school with funds from your RRSP • What this means for your taxes and your retirement savings goals You’ll also hear from one of our members who was able to purchase a home with funds from their RRSP and how they plan to build their RRSP savings back up.

NEI Investments is Canada's leading provider of Responsible Investment solutions. In their latest podcast they share useful insights on the impact of COVID-19 on global markets and the Canadian economy.

As a small business owner, you can get so focused on keeping things running that you may not be aware of all the options available to protect your business should something unexpected occur. In this smart money podcast, we talk with Steve Camele, G&F wealth protection planner, about five types of protection for your small business: 1. Key person insurance 2. Business loan protection 3. Buy/sell funding 4. Employee health and dental benefits 5. Business overhead expense coverage

People think they need a lot of money to retire. While money is important, it’s not everything. You can have a comfortable retirement when you understand your expenses – that means understanding how much you’ll need on a month to month basis. During this G&F Smart Money Podcast, host Katy Lepine talks with Retirement Planner, Jeanie Shih. Jeanie specializes in retirement income planning and has 40 years’ experience in finance. She offers advice on estate planning and how you can retire on your own timeline. In this podcast, you’ll learn about: • When is the best time to retire • Retiring with debt • Common mistakes people make when they retire • Five things you can do to start planning for your retirement

Making sure you have a legal will in place is the first step in planning your estate – and one of the most important things you can to protect your family. During this G&F Smart Money Podcast, Michael Atkinson , Senior Vice President of Wealth and Advice talks with Mark Braeder, a lawyer with Stewart, Aulinger & Company. Mark specializes in estate planning and trusts. In this podcast, you’ll learn about: • How planning your estate can reduce financial stress on your family • Why it’s important to have a will • How to choose the best executor for your will • Using a will kit versus consulting with a lawyer • The benefits of setting up a trust

Did you know you can leave a gift to charity in your will? That gift could be in many forms—GICs, cash, stocks, bonds—it’s your choice. You’ll support a cause you believe in and you’ll receive tax benefits for leaving funds to a charity. In this G&F Smart Money Podcast, Financial Planner Tyler MacLean talks about Charitable Gift Giving with Lisa Rosales, a Fundraiser with the Langley Memorial Hospital Foundation. Got eight minutes to spare? You’ll learn about: • Legacy planning • Leaving a gift to charity using your life insurance plan • Tax benefits of charitable giving • Transferring assets such as mutual funds or bonds to a charity • Three ways to leave a charitable gift in your will What you plan for today may be different from what you want to happen 10, 20, or 30 years later. It’s a good idea to review your will and ensure you have given clear direction as to where you’d like your hard-earned money to go.

Understanding and responsible handling of personal credit is one of the most important things you can do for your finances. Peter Kobayashi, Vice President Member Experience, joins us on our latest G&F Smart Money Podcast to discuss how you can establish, build and maintain good credit. In this podcast, you’ll learn about: • Why establishing good credit is so important • How to build up your credit score • How to stay on top of your credit • The different kinds of credit and which ones are ‘more expensive’ than others

Socially responsible investments (SRIs) are investments where the portfolio manager considers the environmental, social and governance practices of the businesses they invest in. SRIs have started to gain popularity among investors and our G&F wealth management expert Zaiba Riaf is here to share information on how to incorporate these investments into your portfolio.

Starting your investment journey doesn’t have to be intimidating. During our latest Smart Money podcast, Raman Takhar, an investment professional with Credential Asset Management Inc. and the G&F Wealth Management team sits down with Jason Kooner to share some key tips for new investors. In this podcast, you’ll learn about: • Why you should start investing as early as possible • How you can benefit from compound growth • The importance of staying invested despite market fluctuations • How a Smart Money Plan™ can help you chart a course to financial success

Receiving guidance as you work towards your financial goals is important. During episode six of our Smart Money podcast, Tyler MacLean, a Financial Planner with G&F Financial Group, sits down with Lisa to chat the value of receiving financial advice and some tips to keep in mind when partnering with a professional.

Maximize growth and minimize the amount you’re paying back in taxes with tax efficient investing. Financial Planner Greg Nakano discusses what tax efficient investing is, products that allow for tax efficient growth and key takeaways for you to get started with this type of investment strategy in this podcast.

Registered Retirement Savings Plans (RRSPs) or Tax Free Savings Accounts (TFSAs)? What are they and what should they be used for? Financial Planner Tyler MacLean explains the advantages, disadvantages and key differences of these registered plans in this podcast.

The cost of schooling has been steadily increasing over the last several years and doesn’t show any signs of slowing down. Financial Planner Tyler MacLean explains how you can prepare your child for a brighter future by helping them save money for college with an RESP in this podcast.

Would the financial and overall welfare of your loved ones be impacted if you were to have a serious change in your health? Insurance Planner Steve Camele reveals how you can protect the well being of your loved ones in the event of an unforeseen health emergency in this podcast.

Getting the keys to your first home is an exciting milestone for a first time home buyer. Mortgage Specialist Adriana Calandra helps navigate the ins and outs of home ownership in our very first podcast.