POPULARITY
Categories
476 episodes with Mutual
160 episodes with Mutual
449 episodes with Mutual
196 episodes with Mutual
167 episodes with Mutual
140 episodes with Mutual
236 episodes with Mutual
284 episodes with Mutual
154 episodes with Mutual
97 episodes with Mutual
121 episodes with Mutual
104 episodes with Mutual
216 episodes with Mutual
167 episodes with Mutual
85 episodes with Mutual
55 episodes with Mutual
142 episodes with Mutual
76 episodes with Mutual
105 episodes with Mutual
106 episodes with Mutual
111 episodes with Mutual
68 episodes with Mutual
61 episodes with Mutual
25 episodes with Mutual
44 episodes with Mutual
36 episodes with Mutual
32 episodes with Mutual
80 episodes with Mutual
37 episodes with Mutual
32 episodes with Mutual
70 episodes with Mutual
24 episodes with Mutual
20 episodes with Mutual
20 episodes with Mutual
23 episodes with Mutual
25 episodes with Mutual
27 episodes with Mutual
15 episodes with Mutual
9 episodes with Mutual
34 episodes with Mutual
344 episodes with Mutual
36 episodes with Mutual
38 episodes with Mutual
52 episodes with Mutual
16 episodes with Mutual
18 episodes with Mutual
265 episodes with Mutual
10 episodes with Mutual
26 episodes with Mutual
17 episodes with Mutual
10 episodes with Mutual
7 episodes with Mutual
13 episodes with Mutual
9 episodes with Mutual
17 episodes with Mutual
15 episodes with Mutual
11 episodes with Mutual
8 episodes with Mutual
11 episodes with Mutual
18 episodes with Mutual
182 episodes with Mutual
10 episodes with Mutual
9 episodes with Mutual
21 episodes with Mutual
12 episodes with Mutual
8 episodes with Mutual
9 episodes with Mutual
5 episodes with Mutual
4 episodes with Mutual
4 episodes with Mutual
9 episodes with Mutual
10 episodes with Mutual
6 episodes with Mutual
3 episodes with Mutual
21 episodes with Mutual
7 episodes with Mutual
8 episodes with Mutual
5 episodes with Mutual
27 episodes with Mutual
8 episodes with Mutual
19 episodes with Mutual
9 episodes with Mutual
5 episodes with Mutual
8 episodes with Mutual
4 episodes with Mutual
4 episodes with Mutual
8 episodes with Mutual
5 episodes with Mutual
5 episodes with Mutual
6 episodes with Mutual
6 episodes with Mutual
3 episodes with Mutual
7 episodes with Mutual
4 episodes with Mutual
6 episodes with Mutual
7 episodes with Mutual
3 episodes with Mutual
5 episodes with Mutual
10 episodes with Mutual
9 episodes with Mutual
101 episodes with Mutual
5 episodes with Mutual
99 episodes with Mutual
5 episodes with Mutual
5 episodes with Mutual
4 episodes with Mutual
96 episodes with Mutual
3 episodes with Mutual
6 episodes with Mutual
3 episodes with Mutual
3 episodes with Mutual
5 episodes with Mutual
4 episodes with Mutual
3 episodes with Mutual
92 episodes with Mutual
6 episodes with Mutual
89 episodes with Mutual
5 episodes with Mutual
6 episodes with Mutual
2 episodes with Mutual
2 episodes with Mutual
7 episodes with Mutual
4 episodes with Mutual
3 episodes with Mutual
3 episodes with Mutual
4 episodes with Mutual
5 episodes with Mutual
7 episodes with Mutual
8 episodes with Mutual
8 episodes with Mutual
3 episodes with Mutual
3 episodes with Mutual
4 episodes with Mutual
2 episodes with Mutual
5 episodes with Mutual
4 episodes with Mutual
4 episodes with Mutual
15 episodes with Mutual
10 episodes with Mutual
6 episodes with Mutual
4 episodes with Mutual
5 episodes with Mutual
4 episodes with Mutual
2 episodes with Mutual
3 episodes with Mutual
6 episodes with Mutual
13 episodes with Mutual
6 episodes with Mutual
3 episodes with Mutual
3 episodes with Mutual
2 episodes with Mutual
74 episodes with Mutual
8 episodes with Mutual
2 episodes with Mutual
2 episodes with Mutual
4 episodes with Mutual
5 episodes with Mutual
2 episodes with Mutual
2 episodes with Mutual
10 episodes with Mutual
6 episodes with Mutual
2 episodes with Mutual
4 episodes with Mutual
2 episodes with Mutual
2 episodes with Mutual
4 episodes with Mutual
5 episodes with Mutual
3 episodes with Mutual
3 episodes with Mutual
67 episodes with Mutual
3 episodes with Mutual
8 episodes with Mutual
4 episodes with Mutual
4 episodes with Mutual
4 episodes with Mutual
4 episodes with Mutual
3 episodes with Mutual
2 episodes with Mutual
3 episodes with Mutual
3 episodes with Mutual
Bad guys left some clues in San Francisco, and our collection of local sleuths won't let the crooks get away with their crimes. We wrap up our month of cross-country travel with heroes from the city by the bay. First, we'll hear "The Murder of Gregory Hood" from The Casebook of Gregory Hood (originally aired on Mutual on June 17, 1946) and Natalie Masters as Candy Matson in "The Cable Car Murder Case" (originally aired on NBC on July 7, 1949). Next, Jack Webb is on the waterfront beat in "George Lampson" from Pat Novak For Hire (originally aired on ABC on June 11, 1949). Howard Duff stars as Sam Spade in "The Prodigal Daughter Case" (originally aired on CBS on August 28, 1949). And finally, the cops of The Line-Up tackle "The Big Boy's Brutish Back-Bending Case" (AFRS rebroadcast from April 29, 1952).
We were made by a Maker to be makers. Bruce Herman joins Evan Rosa to diagnose the quiet illness of a passive consumer culture that trains us to sit in front of screens and scroll and take, rather than make. “When we're not making something, we're not whole. We're not healthy.“ His cure is stubbornly ordinary: go make a loaf of bread, grab a stick and start carving, make a good meal or a good cocktail for the person visiting you—anything is resistance to this hypnotic, passive culture. From episode 216 of the podcast, in this segment, Herman traces what it means to receive art not as a consumer but through submission—not master and slave, but subject to subject, that vulnerable openness that lets a poem or a painting change your life. He reflects on making as human wholeness, the difference between art and info-tainment, why suffering can rip us open to beauty (from Walker Percy's writing to Christian Wiman's poetry), Rilke's charge that “you must change your life,“ hospitality as the ultimate act of art, and Herman's closing counsel to make out of love, not fear. Episode Highlights We are in relationship, and we were made by a Maker to be makers. If we let that go somehow and we become mere consumers, I think we begin to enter into some kind of illness of one sort or another. When we're not making something, we're not whole. We're not healthy. And I don't want to make an idol out of health either, but I do think our culture is unhealthy right now. We think of it as, we're discerning buyers. But the fact is we're being turned into very passive creatures. One of the best things you can do is go make a loaf of bread. Go out and grab a stick and start carving it. Anything is resistance to this sort of hypnotic passive culture. If you want to really receive what a poem is communicating, you have to submit to it. You have to let yourself go and enter into what might feel like a bad risk of being changed. Not submit in a sense that I'm a master and you're my slave. It's more like you're a subject and I'm a subject. Mutual submission. We're so guarded so much of the time that it takes something catastrophic to open us up again. Do away with the nonsense that you're not an artist. You can't help it. You were made by a Maker to be a maker. End of story. The ultimate act of art is hospitality, where you're welcoming someone in, to make something beautiful for them. Challenge the bad news with a recognition that daily kindnesses are being poured out everywhere, on every street. Don't give in to fear, because it's not a basis for anything good. About Bruce Herman Bruce Herman is a painter, writer, and educator whose work has been shown in more than 150 exhibitions across the United States and internationally, and held in collections including the Vatican Museums in Rome, the Cincinnati Museum of Fine Arts, and the Grunewald Print Collection of the Hammer Museum in Los Angeles. He taught at Gordon College for nearly four decades, where he founded the art department and held the Lothlórien Distinguished Chair in Fine Arts. His books include “Through Your Eyes“ and “Ordinary Saints,“ and he was a collaborator on the touring “QU4RTETS“ project with Makoto Fujimura, Christopher Theofanidis, and Jeremy Begbie. His most recent book, “Makers by Nature: Letters from a Master Painter on Faith, Hope, and Art,“ was published by IVP Academic in 2025. Helpful Links and Resources Makers by Nature, Bruce Herman's 2025 book from IVP Academic: https://www.ivpress.com/makers-by-nature Bruce Herman's website and painting archive: https://www.bruceherman.com Bruce Herman, artist bio and background: https://www.bruceherman.com/about Archaic Torso of Apollo by Rainer Maria Rilke (“You must change your life“), trans. Stephen Mitchell: https://poets.org/poem/archaic-torso-apollo Real Presences by George Steiner, on courtesy and hospitality in art: https://press.uchicago.edu/ucp/books/book/chicago/R/bo3684420.html Christian Wiman: https://poetryfoundation.org/poets/christian-wiman QU4RTETS, the collaborative project on T. S. Eliot's Four Quartets: https://www.bruceherman.com/series Show Notes Made to make We are in relationship; identity begins there, not in isolation Makers by nature—letting the maker-impulse go tips us toward illness, moral, mental, and emotional Wholeness and health—the claim that not-making leaves us unwell, without idolizing health Consumer culture—the commercial aim to sell, and to keep us passive in front of screens Discerning buyers, or passive creatures? The illusion of control while being trained to take Screens and scrolling Political theater and infotainment—very little real journalism left, mostly consumer entertainment Neil Postman and amusing ourselves to death as the frame for the diagnosis Making as resistance—bake bread, carve a stick, do anything against the hypnotic pull Reception as submission—a word out of fashion, reclaimed away from enslavement Mutual submission—the erotic analogy, and desire's corruption in the sexual sins To receive a poem you must risk being changed Rilke's Grecian torso and the charge, you must change your life Subject to subject, not master and slave Walker Percy's museum story—a painting that blazed into life, then went quiet Bringing a friend to re-enter the original encounter vicariously The workman through the skylight—catastrophe reopens what habit had closed Guardedness—why it can take suffering to break us open Christian Wiman—cancer, poetry, and being ripped open toward receptivity You might be changed, and it might not be what you wanted; the risk of real encounter Make from love, not fear Do away with the nonsense that you're not an artist Everyday making—a loaf, a meal, a good cocktail, hospitality Hospitality as the ultimate art; George Steiner's Real Presences and courtesia Beauty can be complex, not merely pretty Fear-mongers left and right—and why not to listen Daily kindnesses—the neighbor, the shoveled driveway, the half-decent casserole Welcome to the festival; let the festival begin #BruceHerman #MakersByNature #ForTheLifeOfTheWorld #FaithAndArt #TheologyOfMaking #ArtAndFaith #Creativity #Hospitality #MakeNotConsume #YaleFaithAndCulture
If you've researched whole life insurance for Infinite Banking, you've probably seen whole life insurance dividend rates advertised. 5.76%. 6.5%. And you've probably wondered: is higher better, and how do I compare policies using this number? Here's the answer, stated plainly: a higher dividend rate does not mean a better policy. Chasing it, without understanding the bigger picture, leads people to make poor decisions about which policy to choose. That instinct to find one comparable number isn't foolish. But the dividend rate is one of the most misunderstood figures in whole life insurance, and treating it as the answer skips past everything that actually determines how a policy performs. https://youtu.be/JSVn8bnHy1g This isn't an argument that dividends don't matter. They do, and you want them. It's an argument that the rate by itself is one data point in a much bigger picture, and using it as your primary basis for comparison will mislead you. Time to peel back the layers and look at what's really going on underneath that number. The core ideas:Base Premium Versus Paid-Up AdditionsParticipating Versus Non-ParticipatingDirect Recognition Versus Non-Direct RecognitionDoes a higher dividend rate mean a better whole life insurance policy?What does a whole life insurance dividend rate actually tell you?Are whole life insurance dividends guaranteed?Are whole life insurance dividends taxable?Why doesn't a 6% dividend rate mean my cash value grows 6%?What is a participating whole life insurance policy?How should I actually compare whole life insurance companies? The core ideas: A 6% dividend rate does not mean your cash value grows 6% that year There's no industry standard for how dividends are calculated or reported, so comparing rates across companies isn't apples-to-apples Policy design (how much goes to base premium versus paid-up additions) affects dividend crediting more than the rate itself A 10 to 15-year dividend history tells you more than this year's number Direct recognition versus non-direct recognition makes illustrated comparisons unreliable The real comparison criteria: financial strength, dividend history, company friendliness toward policy loans, and your own funding behavior What a Whole Life Insurance Dividend Actually Is A stock dividend is a board of directors deciding to distribute company profit per share. A whole life insurance dividend from a mutual company is classified as a return of premium instead, which is also why it isn't taxable. Mutual companies price policies conservatively, especially around mortality cost, the biggest expense they can't fully control. When actual experience comes in better than projected, the surplus gets returned to policyholders as a dividend. The "they're just giving your money back" objection misses something. If you paid a million in cumulative premiums over forty years and end up with two million in cash value, that's growth that was conservatively deferred, not a refund. In some years, the dividend paid can exceed that year's entire premium. For a fuller breakdown of how dividends are calculated, taxed, and what your options are for using them, we have a dedicated dividends article worth reading, along with a closer look at what dividends are and aren't. The rest of this piece focuses specifically on the rate itself and why it's so often misread. Why a 6% Dividend Rate Doesn't Mean Your Cash Value Grows 6% Here's the single most damaging misconception in this conversation. Social media commentary loves the math of "6% dividend minus your loan rate equals your spread." That math is wrong, because the declared rate and your actual crediting aren't the same thing. The declared rate is largely a gross figure applied across the whole pool of policyholders. What reaches your individual contract is net of mortality costs and other expenses, and depends heavily on your age and where you sit in the life of the policy. You can think of it this way: the cash value is chasing the death benefit. Actuarially, a policy's cash value has to rise enough to equal the death benefit by around age 121. A 70-year-old has far less time left to compound toward that than a 10-year-old, so their cash value has to climb proportionally more, even under the exact same declared rate. That's also why two people holding the same company's policy, with the same declared rate, see different increases in their own cash value. The rate is an input into a calculation, not the outcome of one. Erase "dividend rate equals my growth rate" from how you think about this. The better question is: what's actually driving my policy's performance? The Two Sides of Your Illustration: Guaranteed and Non-Guaranteed Every whole life policy grows through two combined mechanisms: guaranteed interest and non-guaranteed dividends. An illustration shows both sides separately. The guaranteed side shows zero dividends, the contractual minimum the company is obligated to deliver regardless of performance. The non-guaranteed side shows what happens if today's declared dividend rate continues unchanged every year, reinvested into paid-up additions. That's a big assumption stacked on another. A projection showing a large cash value at age 92 isn't a prediction; it's what today's number would produce if nothing about it ever changed, which it will. Dividend rates move in line with the company's actual performance over time. The number on page one of an illustration is a snapshot, not a forecast. There's a meaningful upside, though. Once a dividend is actually declared and paid, it locks in. It becomes part of the guaranteed side of your contract and is never removed, even if future rates decline. This is exactly why comparing two illustrations on dividend rate alone falls apart. Two different companies can show the identical declared rate and still project completely different cash values twenty or thirty years out, because the rate gets applied differently depending on contract design, your age, and the specific year. The rate isn't the variable that explains the gap. Design is. Why Policy Design Drives Performance More Than the Dividend Rate This is the part that surprises most people, and it's worth slowing down for. Base Premium Versus Paid-Up Additions Dividend crediting isn't applied evenly across every dollar in your policy. The base policy receives a noticeably larger proportion of dividend crediting than paid-up additions, or PUAs, do, and there's a clear mechanical reason why. The company knows your base premium will be funded for the life of the contract, one way or another. Because of that certainty, they spread the base policy's mortality cost across the entire contract term and attach a proportionally larger death benefit to it. A bigger death benefit means more cash value has to "chase" it, which translates into a bigger dividend on that portion of the policy. PUAs work differently. They're optional, purchased year by year, priced at one-year-renewable-term cost in the year you buy them. A PUA purchased at 40 buys substantially more death benefit than the same dollar amount purchased at 60, sometimes around 10 times the premium early on, versus closer to 1.5 times later in the contract. Less death benefit to chase means a smaller dividend. Some carriers make this visible. Lafayette Life, mentioned here only as an illustrative example, breaks out the base-versus-PUA dividend split on annual statements. Early in a policy, around 90% of the total dividend commonly flows to the base. The practical takeaway: if dividend capture is what you're optimizing for, the proportion of base premium in your policy design predicts performance far better than the headline rate ever will. One caution, though. It's not as simple as "always maximize base." Higher PUA funding lowers a policy's overall mortality cost too, which also lifts crediting elsewhere. Design involves real trade-offs, not a single lever to max out. And beyond design entirely, the biggest variable left is you. How consistently you fund the policy and how you use it over decades shapes performance more than any number on an illustration. What Actually Drives Whole Life Insurance Dividend Rates The real engine behind a dividend rate is company performance: actual mortality experience and expenses compared against what the company projected. Beat the projections, and there's more surplus to return. That's why a ten to fifteen-year look-back at a company's dividend history tells you more than this year's headline figure. A company whose dividends trended steadily or upward through real downturns is showing fiscal discipline likely to continue. A company judged on a single year's number gives you very little to go on. Recent history offers a case study here. The COVID years were a real-world blip: some carriers had loosened underwriting standards to bring in more premium volume, leaving them exposed to higher mortality costs when conditions shifted. Others held tight, conservative underwriting the whole way through. That frustrates some applicants in the short term, but it lets those companies forecast their future dividend capacity with far more confidence. The next time two companies are separated by a tenth of a percentage point this year, recognize that comparison for what it is: short-range thinking applied to a long-range product. Participating Policies and the Recognition Question Two structural distinctions decide whether dividends exist at all for a given policy, and whether comparing rates across companies even makes sense in the first place. Participating Versus Non-Participating Only participating policies are eligible for dividends. The company's charter spells out that policyholders share in profits. A non-participating policy still carries guaranteed interest,...
Ariyana Rimson teaches that disciple making is Christ's command beginning with submission to God (James 4:7). She urges executing Scripture—not personal opinion—resisting the enemy, and modeling a Christ-following life through teaching, Scripture-based advice, and accountability. Using her S.U.B.M.I.T. framework (Submit, Understand, Boldness, Mutual submission, Invitation, Temptation/pride), she shows how humility, community, and gospel-centered relationships transform lives, especially in her work with women in recovery. Stay informed - Get our newsletter: http://eepurl.com/hPViAr Get Discipleship.org's premium Podcast Feed: https://disciplemakerspodcast.supercast.com/ Check out the following eBooks from Discipleship.org: -- What Is Church? And How Important Is It? https://discipleship.org/shop/what-is-church-and-how-important-is-it/ -- Family Discipleship Blueprint: A Year-by-Year Guide to Family Discipleship https://discipleship.org/shop/family-discipleship-blueprint-a-year-by-year-guide-to-family-discipleship/ -- Becoming a Disciple Maker https://discipleship.org/shop/becoming-a-disciple-maker/ -- National Study: The State of Disciple Making Churches: A 10 Minute Visual Guide https://discipleship.org/shop/national-study-the-state-of-disciple-making-churches-a-10-minute-visual-guide/ -- Reaching & Discipling Women: A Guide to Women's Ministry in Your Church https://discipleship.org/shop/reaching-discipling-women-a-guide-to-womens-ministry-in-your-church/ Check out the following Books from Discipleship.org: -- Recreated to Be like God: Making Disciples in the Image of Jesus https://a.co/d/6DDvUrC -- King Jesus and the Beauty of Obedience-Based Discipleship https://a.co/d/7d85z6T -- The Disciple Maker's Handbook: Seven Elements of a Discipleship Lifestyle https://a.co/d/4ZHIbQz Take the FREE Disciple Maker Assessment: https://church-multiplication.com/disciplemaker/ Come to the The National Disciple Making Forum: https://discipleship.org/national-disciple-making-forum/ Listen - Disciple Maker's Podcast: https://discipleship.org/resources/podcast/
Senior Associate Editor Renee Kiriluk-Hill breaks down the latest Best's Rankings of the nation's largest mutual property/casualty and life/health insurers, highlighting State Farm's commanding lead in P/C, New York Life's continued dominance in L/H, and notable shifts among the top writers.
From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Igor Khalatian is the founder and CEO of iris, an AI dating app that pairs users based on ideal physical preferences in a partner; he's also Oracle's former VP of Development. Top 3 Value Bombs 1. Success isn't about competing with others, it's about improving yourself daily. 2. There are no guarantees, but mutual attraction makes things easier. 3. Mutual attraction is rare, but tools like AI can help you find the right person, stay persistent and follow through. AI can now predict your attraction - Iris Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Strawberry - Discover what's possible with a professional coach by your side. Start today and get 50 percent off your first coaching session at Strawberry.me/fire.
Audio, eng_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, eng_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Baal HaSulam. The Arvut (Mutual Guarantee)
Audio, eng_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, eng_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, bul_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Video, hun_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Audio, bul_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Video, fre_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Audio, hun_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Video, hun_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Video, ron_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Audio, eng_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, eng_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Audio, bul_t_rav_2026-07-19_lesson_bs-aravut_n1_p3. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 1
Looking to take your leadership team to the next level? Start at tieronepeople.comPeter Jones co-founded Nimo Industries with Leann Jones after living the core banking problem himself as a mutual bank CEO. Ten years ago he decided solve the problem for himself. Today, Nimo is a platform serving over 20 Australian banks and lenders, entirely bootstrapped. In this episode of Fintech Chatter Dexter asks Peter how his mutual sector background shaped the product. Peter shares his journey bootstrapping a bank grade technology platform through APRA-grade compliance. And shares real examples of how mutual banks are growing nationally on the Nimo platform.About Peter JonesPeter Jones is co-founder and COO of Nimo Industries, the Melbourne fintech building loan origination and core banking technology for Australian mutual banks, credit unions and non-bank lenders. Before starting Nimo in 2016, he spent close to two decades in banking, including as CEO of Plenty Credit Union and in roles at ANZ, NAB and ME Bank.What we discussWhy living the “CEO killer” problem of fragmented core banking as a mutual bank CEO shaped how Nimo builds its platformHow Nimo has stayed 100% self-funded for close to a decade Why Nimo dropped the word “startup” for “scale up” internally, and how that shift changed hiring standardsHow South West Slopes Credit Union used Nimo to drive its open banking and CDR strategyHow one mutual bank client went live on Nimo's platform in five to six weeks and a regional bank hit 30% growth and landed national exposureWhy critical thinking, not competency-based interviewing, is now Nimo's deciding hiring factorWhy Nimo is opening the door to outside investment after a decade of bootstrappingTimestamps00:00 Introduction 02:32 Understanding Nimo's Banking Solutions05:45 The Journey of Building Nimo Industries12:48 Addressing Regulatory and Technology challenges in Mutual Banks18:45 Building Trust with Mutual Banks21:51 Talent Acquisition Strategies in a Competitive Market29:07 Navigating Growth and Recruitment Challenges32:25 Lessons Learned from a Decade of Business34:38 The Importance of Resilience and Adaptability36:36 Cultural Fit in Scaling Teams38:08 The Role of Mindset in Organizational Success43:53 Navigating Change and Embracing AI47:45 Opportunities for NimoLinks & resourcesPeter Jones LinkedIn: https://www.linkedin.com/in/peterjonesaust/Nimo Industries website: https://nimoindustries.com/Nimo Industries LinkedIn: https://www.linkedin.com/company/nimoindustries/Send us Fan MailConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn
Send us Fan MailSeán McCarthy, CEO of Build America Mutual, works with cities, town and villages preparing to sell municipal bonds to finance their infrastructure plans for decades into the future, and it's fair to say that every municipality in America will eventually enter the municipal bond market. However, for a lot of local leaders, the municipal bond market is not something they usually think about.For more information, visit us at nlc.org.
Our final installment in our Super Summer bonus series is super-sized with the last seven chapters of this epic Superman adventure! Will Superman recover his memory? Will "Big" George Latimer get his revenge on the Man of Steel? And how will Clark Kent explain his mysterious absence from the newsroom? Find out in the concluding installments of "Superman vs. Kryptonite," originally aired on Mutual between June 18 and June 27, 1947.
Most CFOs spend their careers focused on accounting, compliance, and reporting.The best CFOs do something completely different.In this episode of The Authority Company Podcast, Joe Pardavila sits down with Chris Festog, author of The CFO Advantage, to explore how finance leaders can move beyond the numbers and become strategic partners, transformational leaders, and drivers of organizational growth.Drawing on more than four decades of experience in finance leadership roles with companies including Texaco, Zurich Insurance Group, and Mutual of America Financial Group, Chris explains why the CFO role is often misunderstood and how the most effective finance leaders shape strategy, influence culture, and help organizations thrive.The conversation covers leadership, stewardship, innovation, AI, career growth, ownership mentality, and why many professionals stay trapped in mediocrity.Whether you're a CFO, entrepreneur, business owner, executive, or aspiring leader, this episode offers practical insights on building influence and creating impact inside any organization.In this episode:• What separates a CFO from an accountant• Why CFOs are often underestimated• The three pillars of a high-impact CFO• How finance leaders become strategic partners• Why ownership matters more than talent• The danger of mediocrity in your career• How AI will change finance leadership• The rise of fractional CFOs• Why leadership requires courage• How great organizations balance stewardship and growthCHAPTERS00:00 Introduction00:27 CFO vs Accountant: What's the Difference?02:37 Why People Underestimate CFOs05:00 The "Chief No Officer" Problem07:38 The Three Pillars of the High-Impact CFO08:00 Stewardship Explained10:00 Leadership and Courage12:00 Why Transformation Matters14:00 Surviving vs Thriving at Work17:00 Partnering Instead of Policing19:22 Early Career Lessons on Hard Work22:59 Escaping the Narrative of Mediocrity25:05 AI and the Future of the CFO29:05 The Rise of Fractional CFOs31:37 Final Thoughts
How can the body become your most concrete resource in your personal development? What do your muscles and your posture say when all the "I know what I have to do, yet I'm still not able to act" is not working anymore?In this special episode, we explore Bodynamic, the body psychotherapy method that maps the connection between muscles, childhood developmental stages, and the way we defend ourselves as adults.Our guests are Hadi Marcher, third generation in the Bodynamic lineage, grandson of founder Lisbeth Marcher and CEO of Bodynamic International, and Mar Barbosa, clinical psychologist with over 13 years of practice and the coordinator and official representative of both Somatic Experiencing and Bodynamic in Portugal. In this episode we discussed:The research that linked 125 muscles to specific psychological themesThe 7 developmental stages and character structures (early vs. late responses)Why developmental trauma is "a lack of teaching," not a flawThe difference between Bodynamic and Somatic Experiencing (fight/flight/freeze)Why Developmental Trauma and Shock Trauma have different consequences and need to be addressed differently Mutual connection and dignity, the foundation of the methodExercises you can try today"(00:00) Intro""(02:15) The body as a resource for personal development""(04:17) Hadi Marcher's story: growing up inside the Bodynamic lineage""(06:15) Trauma, hundreds of cardiac episodes and early diagnoses""(08:46) Learning how to connect with others 'from the body to the mind'""(12:09) Mar's path: from cognitive behavioral therapy to somatic approaches""(17:17) How Bodynamic works: the muscles as a concrete entry point""(20:25) Developmental trauma as a lack of teaching""(25:28) The 7 developmental stages: from the womb to adolescence""(30:04) Lisbeth Marcher's research: 125 muscles and their psychological themes""(36:26) Character structures: collapse (early response) vs. tension (late response)""(42:51) Why you should learn to love your defense mechanisms""(46:56) Bodynamic vs. Somatic Experiencing: voluntary vs. involuntary responses""(53:52) Mutual connection and dignity: Lisbeth's story from World War II""(58:02) Attachment, bonding and authenticity""(01:08:15) What happens when developmental stages overlap""(01:12:02) Examples of defense mechanisms: emotional emptiness and self-sacrifice""(01:20:11) When our defenses trigger each other in relationships""(01:27:21) The Thailand story: connection beyond conflict""(01:35:13) Daily practices: the observer ego and centering exercises""(01:44:48) Where to find courses, therapists, and the Foundation training in Romania""(01:50:49) Behind the scenes: why a conscious relationship with your body is essential"
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, we compare an international ETF (XEF) with an international Mutual fund (CIBC ALT165). It's all about Dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/
Season 6, Episode 766: Video version, Hooking Up with the Horny Gamer Next Door Fiction Short Story by Ruan Willow. Alexis lost her friends with benefits roommate and now is lonely and sexless. Her neighbor Aaron knocks on her door desperate for some batteries for his gaming remote, but she doesn't have any. He took a blue pill for the experience and now has a raging erection that refuses to calm down... Alexis offers to help him with his problem and the blissful pleasure skyrockets bouncing off the walls of her apartment. Mutual pleasure is mutual bliss! Enjoy this short story, an erotic romance fiction story about relationships--erotica and sexuality go hand in hand for good sexual health and fitness! Pay attention to your libido! Sexuality matters! Anderson, The Pool Service Man Turned Bull https://books.ruanwillowauthor.com/andersonthepoolservicemanturnedbull The Sugar Daddies https://books.ruanwillowauthor.com/thesugardaddies I Dare You https://books.ruanwillowauthor.com/idareyouthesaturdaysexchallenge Have a sexy day! Support the show Newsletters https://subscribepage.io/ruanwillow https://linktr.ee/RuanWillow Affiliate Firm Tech 15% OFF with code ruan15 https://myfirmtech.com/ruanwillow
Analysts Marshall Gordon, Brittany Henderson and Nick Wu share their top picks in the biopharmaceutical, contract research organization and life science tools markets as biopharma funding shows improvement.
Audio, eng_t_rav_2026-07-12_lesson_bs-aravut_n1_p2. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Audio, eng_t_norav_2026-07-12_lesson_bs-aravut_n2_p1. Lesson_part :: Daily_lesson 2 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, eng_t_rav_2026-07-12_lesson_bs-aravut_n1_p2. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, eng_t_norav_2026-07-12_lesson_bs-aravut_n2_p1. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Virtual_lessons. לומדים מהמקורות :: Daily_lesson 2
Audio, eng_t_norav_2026-07-12_lesson_bs-aravut_n2_p1. Lesson_part :: Daily_lesson 2 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Audio, eng_t_rav_2026-07-12_lesson_bs-aravut_n1_p2. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, eng_t_rav_2026-07-12_lesson_bs-aravut_n1_p2. Lesson_part :: Daily_lesson 1 :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee)
Video, eng_t_norav_2026-07-12_lesson_bs-aravut_n2_p1. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Virtual_lessons. לומדים מהמקורות :: Daily_lesson 2
Pastor and Missionary Evangelist Robert Breaker heartbreakingly announces a mutual agreement of disassociation with one of his former church members and someone whom he ordained under his ministry. We ask for prayers for that man's ministry as he goes his way forward, as well as prayers for Bro. Breaker's ministry as he continues onward. May Jesus return soon! Even so, Come Lord Jesus! Amen!
What does it take to save a species on the edge?From the iconic television show, Mutual of Omaha's Wild Kingdom, comes Back From the Brink, a podcast celebrating the most remarkable comeback stories in the natural world. We meet endangered species that were nearly lost –– some down to their last dozen or hundred –– and learn how they found their way back. Each episode goes deep on a single species and the scientists, conservationists, and unexpected heroes at the forefront of environmental conservation who fought to save them. About the Hosts:As a wildlife ecologist, Dr. Rae Wynn-Grant has expertise in uncovering how human activity influences carnivore behavior and ecology. Dr. Wynn-Grant is a recipient of the prestigious Gracie Award, which focuses on women who are making positive change and who further the discussion of what a fulfilling career in media looks like. Honored for her work on Mutual of Omaha's Wild Kingdom Protecting the Wild, Dr. Wynn-Grant continues to inspire with her passion for wildlife conservation and storytelling. Peter Gros is a veteran wildlife expert and educator. As the co-host of the Emmy® nominated series, Mutual of Omaha's Wild Kingdom Protecting the Wild, and narrator of the Back from the Brink podcast, Gros shares conservation success stories and brings a message of hope to motivate audiences to take action in protecting wildlife and their habitats. Gros joined the original Wild Kingdom team in 1985, co-hosting alongside Jim Fowler on the classic series and Mutual of Omaha's Spirit of Adventure.He has nearly 30 years of field experience with captive wildlife, establishing breeding programs for endangered animals and rehabilitation programs for birds of prey. As a USDA licensed exhibition exhibitor and animal educator, Gros has shared his experiences across the U.S. through the Wild Kingdom Kids Summit, talk show appearances and lectures. He also serves on the board of directors of the Suisun Marsh Natural History Association and is a trustee for the Cheetah Conservation Fund.About Mutual of Omaha's Wild Kingdom: Since its network television premiere in 1963, Mutual of Omaha's Wild Kingdom has been one of the most loved and respected wildlife programs in television history. The Daytime Emmy® nominated Mutual of Omaha's Wild Kingdom Protecting the Wild, now airing weekends on NBC's “The More You Know” time block, celebrates stories of conservation success, including the great work of caring, compassionate experts and how they are making a positive impact on the Wild Kingdom. For more information about Mutual of Omaha's Wild Kingdom, visit www.wildkingdom.com
As "Bud Smith," the amnesiac Superman is a home run-crushing, strike-out hurling baseball phenom! But "Big" George Latimer still hunts for the missing Man of Steel and the crew at the Daily Planet is looking for Clark Kent. This epic adventure continues with the next five chapters, originally aired on Mutual between June 11 and June 17, 1947.
Audio, eng_t_norav_2026-07-05_lesson_bs-aravut_n2_p1. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 2
Audio, eng_t_norav_2026-07-05_lesson_bs-aravut_n1_p2. Lesson_part :: Daily_lesson 1
Video, eng_t_norav_2026-07-05_lesson_bs-aravut_n2_p1. Lesson_part :: Lessons_series. Baal HaSulam. The Arvut (Mutual Guarantee) :: Daily_lesson 2
Video, eng_t_norav_2026-07-05_lesson_bs-aravut_n1_p2. Lesson_part :: Daily_lesson 1
Click here to receive today's free gift on the Radio Page: For Better or Worse – Disability has a way of trying even the best of marriages. The cumulative effects of daily routines that never vary, social isolation, financial pressures, unmet expectations, and a life that is vastly different from most couples can wear on the spirits of the strongest husband and wife. Married to Joni Eareckson Tada for more than 37 years, Ken Tada shares that disability does not have to be the defining word in your marriage. Instead disability is an invitation for you and your spouse to depend on Jesus in your weakness and grow closer to each other than you ever thought possible. --------Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.
After years of quietly loving her best friend, your dragon bestie finally has her answer. ♥ #F4F #DragonSpeaker #HumanListener #DragonGirl #BestFriendsToLovers #ChildhoodFriends #MutualPining #MutualConfession #FirstKiss #SecondKiss #YouKissedMe #FlusteredSpeaker #RomanticReassurance #ProtectiveSpeaker #ChoosingYou #SheStays #PetNameGem #FantasyRomance #Wholesome #Emotional Extended audio up on Patreon, Fansly, and Just For Fans for early access tiers now!
As our epic adventure continues, Superman escaped from "Big" George Latimer, but his exposure to the kryptonite robbed him of his memory. Soon he trades his trademark cape and costume for a baseball uniform as a pitcher with an unbelievable arm in the next five chapters of the story that originally aired on Mutual between June 4 and June 10, 1947.
2010 I received the download about Law of Mutual BenefitDo you feel safe to be seen? Do you have capacity to receive?Many empaths and lightworkers feel better giving, being of service. The Universal language is mutual benefit.I call it the Triangle Method - it has to be win win win or no deal.I share my story of learning about the law of mutual benefit and the wonderful synchronocity of hearing new podcast.Mutual benefit creates win win win and all consciousness to be seen, respected and honored.Here is a great podcast I listened to today on July 1, 2026Ready for Takeoff! [Ep.1] | On Board With The Pleiadianshttps://www.youtube.com/watch?v=J76RmumrpKUSabrina BrightstarJoin us for Cybo game playhttps://sabrinabrightstar.com/
We wrap up our month of actors who played multiple detectives on the air with Bob Bailey. Bailey played wisecracking gumshoe George Valentine on Let George Do It before he stepped in as Johnny Dollar and made the role of "America's fabulous freelance insurance investigator" his own. We'll hear him as George in "Come and Get Me" (originally aired on Mutual on May 16, 1949) and "The Silent Waterfall" (originally aired on Mutual on January 9, 1950). Then, he's Johnny Dollar in the five part mystery "The Shady Lane Matter" (originally aired on CBS between July 9 and July 13, 1956).
The stakes are higher than ever for Superman as this epic adventure continues! "Big" George Latimer may have figured out how to use the Kryptonite to wipe out Superman once and for all, as Batman and Robin continue their desperate search for the Man of Steel. We'll hear every exciting minute in these five chapters that aired on Mutual between May 28 and June 3, 1947.
© 2020-2026 Ivy Podcast Discovery LLC
