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Science Fiction: Hall of Fantasy “The Return From Death” 4/6/53 Mutual, Radio Guild “The Ineffable Essence of Nothing” 4/13/40 NBC Blue.
The freshest up-front techno from Spektre and their guests... We welcome Northern Ireland's Mark Porter to Mutual Respekt on this episode, to coincide with his banger "With the Rhythm" featuring on the latest instalment of Respekt Rebels, alongside Jody 6, Sam Kitt, Atroxx, Chicago Loop & Jack Smooth.Get the release here: https://ffm.to/rspkt215Visit www.spektre.co.uk for more info.
As we near the end of our series on what the Bible says about women, Alex tackles the controversial verses in Ephesians 5 about women submitting to men.
Welcome back to Mutual Presents! After a little hiatus we thought it was about time we got back to our new amazing science fiction series- the first of it's kind from Old Time Radio 2000 Plus! Mutual Broadcasting was filled with innovative series, and that's why Mutual is still your place to listen to amazing audio drama. This weeks Wednesday Wonder's presents features are "When the Worlds Met" and "The Brooklyn Brain"! Learn more about your ad choices. Visit megaphone.fm/adchoices
Hercule Poirot - Agatha Christie's brilliant Belgian sleuth - is back on the big screen in A Haunting in Venice. To celebrate his return, we'll hear three old time radio adventures of Poirot starring Harold Huber as the detective. We'll hear "Death in the Golden Gate" (originally aired on Mutual on May 17, 1945), "The Adventure of the Money Mad Ghoul" (originally aired on Mutual on September 13, 1945) and the series' audition episode "The Case of the Roving Corpse."
On Saturday, September 14th, 1957 The Grand Ole Opry signed on from WSM and the Ryman Auditorium. WSM is a fifty-thousand-watt clear channel station located in Nashville, Tennessee. Founded by the National Life and Accident Insurance Company, the station's call sign stands for We Shield Millions. WSM first signed on October 5th, 1925. The next month on November 28th, The WSM Barn Dance took to the air for the first time. On December 10th, 1927, the program's host, "Judge" George D. Hay referred to the show for the first time, as The Grand Ole Opry. The Opry began running coast-to-coast on Saturday evenings in 1939. The show moved to the Ryman Auditorium in 1943. As it developed in importance, so did the city of Nashville, which became America's country music capital. By 1954, WSM was considered the outstanding music station in the country. That October 2nd a teenage Elvis Presley would have his only Opry performance. ___________ Meet The Press grew out of a partnership between Martha Rountree and Lawrence Spivak. Rountree, a freelance writer, broke into radio in the late 1930s. She created the panel show Leave It to the Girls in 1945, before teaming with American Mercury editor Lawrence Spivak, to produce a radio show promoting his magazine. Spivak would be the permanent panelist representing the press. They would invite top newsmakers to be put on the spot, “without preparation or oratory,” and thus “find out what they stand for.” The show debuted on October 5th, 1945 over Mutual Broadcasting. Meet the Press was soon making its own headlines. The panelists purposely pitted two editors known for their opposition to the guest's viewpoint, with one middle-of-the-road type, and Spivak. In 1947 while still airing over Mutual, a TV version began airing on NBC. The radio version aired over Mutual for five years before going off the air and moving to NBC in May of 1952. On September 15th, 1957 the guest was Archbishop Makarios of Cyprus. The discussion regarded Cyprus' quest for independence. The population was made up of both Greeks and Turkish Cypriots and had been under British rule since 1878. Greeks wanted British removal and a union with Greece. The Archbishop was one of the loudest voices in this quest. Makarios, who was in favor of bombing attacks that had occurred against government offices in 1955, was exiled in 1956, and by 1957 most leaders in the National Organization Of Cypriot Fighters' had been killed or captured. So, they turned to organizing school children riots, and killing the families of police and military personnel. The rebellion continued throughout 1958, even after Makarios had abandoned his initial demands. They finally ended in February 1959 when agreement was reached for Cyprus to become an independent republic. The radio version of Meet The Press aired until July 27th, 1986. The TV version is still being seen.
On this Salcedo Storm Podcast:Steve Deace is the host a two-hour show for The Blaze each weekday. He is also the author of 11 books, including two best-sellers, and is the executive producer of the movie, Nefarious, available in streaming and on DVD now.
Nonprofit leaders, how are you setting up your new leaders for success? What strategies do you have in place to ensure they come into the organization strong? And arguably more importantly, how are you ensuring your new leaders keep a good momentum without burning out? In today's episode, we have two very special guests, Ivan Gilreath and Deena Terry. Ivan and Deena work together as the CEO and CFO of the Boys and Girls Club of Greater Scottsdale. They give us their “secrets” for a successful CEO-CFO working relationship and how their dynamic works day in and day out in the organization. They also discuss nonprofit trends and why it's important to run a nonprofit like a business. Plus, Ivan tells us exactly how he set Deena up for success when she came on as the CFO after what felt like a revolving door of CFOs before his time as CEO at the organization. Now, Ivan and Deena have been working together as a team for over two years, so their dynamic is still going strong, and their nonprofit is reaping the benefits of it. About Ivan and Deena Ivan, the Boys & Girls Clubs of Greater Scottsdale (BGCS) CEO, has two decades of corporate executive experience including success in strategic planning, growth, and community engagement. He served for 10 years as President and CEO of Boys & Girls Clubs of The Midlands. Prior to that, he spent five years as President of ING's Employee Benefits Division and 20 years in Mutual of Omaha's Group Insurance Division. Deena, the BGCS CFO, has worked in partnership with Ivan for two years. She has a wealth of nonprofit experience, and has spent her entire career in a number of different nonprofit organizations. Between the two of them, they have seen it all. Read the podcast transcript here. Episode Summary In today's episode, you'll learn the importance of a good working CEO-CFO relationship and how to set your new leaders up for success. Changes in the nonprofit sector (9:00) How nonprofit funding has changed (13:20) Consequences of not having diversified funding (18:40) Using technology to further fundraising (20:05) Making data-informed decisions (21:45) The dynamics of a CEO-CFO working relationship (23:05) Setting your CFO for success (26:50) Nonprofit leadership trends (30:35) Why it's important to run a nonprofit like a business (34:05) Teasers “We've become programmatically, even a better organization because during the pandemic we had to figure out different ways to deliver our programming than what we used to do before the pandemic.” “Just because we're called nonprofits doesn't mean that we should have $0 left over at the end of the year. We should not be spending every single dollar that comes in the door.” “You really can't do any aspect of this job correctly without good data.” “It's so important when organizations are thinking about bringing a CFO on or bringing another leader on to really ask themselves, ‘Okay, do we have the capacity to set them up for success.'” “Nonprofits are held to the same standards as for profits today.” “Being a good businessman also makes you a good steward because you're not just taking that money for granted and throwing it at whatever you're thinking about.” Huge thank you to our sponsor! This series is sponsored by Blackbaud, the essential software provider for the organizations and people who change the world. Blackbaud has been working with finance professionals at nonprofit and social good organizations for almost 40 years with its Blackbaud Financial Edge, NXT Fund, accounting software expertise, and services. You can streamline your financial operations, strengthen your accountability, and make data-driven decisions to increase your impact. To learn more, visit https://www.blackbaud.com/ Resources: Boys and Girls Club of Greater Scottsdale: https://bgcs.org/donate/ Connect with Ivan on LinkedIn: https://www.linkedin.com/in/ivan-gilreath-58b1176/ Blackbaud Nonprofit Accounting Software: https://www.blackbaud.com/ Keep up to date with the podcast: @100degreesconsulting Follow Stephanie on Instagram: @stephanie.skry/ Connect with Stephanie on LinkedIn: https://www.linkedin.com/in/stephanieskryzowski/ Visit the podcast page: 100degreesconsulting.com/new-leader-success Want more of the podcast? New episodes are released weekly! Find them all plus show notes and exclusive bonus content at 100degreesconsulting.com/podcast. Leave us a review! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Let me know what you loved most about this episode! Subscribe to the show so you don't miss a thing!
In This Episode:Tyler and Mike take a chance on a recommendation from friends of the program. Troy and Daphne Blanchard are living rich lives in Ecuador these days but their referral takes the guys to Apache Junction, Arizona where they get to know Bryant Powell. It turns out that Bryant Powell is as good as it gets and in his time with the guys, he drops all kinds of goodness. Bryant takes listeners back to the early days of his faith journey, going back to building his life as a young man on the underlined words of the Savior in his seminary scriptures. He also lets the guys in on some of the ups and downs that life is currently dealing him. Tyler and Mike go along for the ride and along the way, some great topics come up including:Living and teaching timeless values like discipline and diligenceDefining "Enough"Perfectionism and comparisonStanding for somethingDealing with lossBuilding families and homesThrow in some talk about waterbeds, Pro Wings, and MCI phone cards and Bryant paints a rich life picture indeed. To the Powell family, thank you for the lives you are living. Bryant Powell, thank you for sharing your story and showing up for your family and your community. Keep going brother!Show NotesQuotes...“Life with my parents and the other family members was natural and pleasant. Mutual support happened spontaneously and guaranteed the survival of people as well as of material and spiritual values. Until a few years ago, those bonds were so strong in the rural culture that they safeguarded ideals. The willingness to make sacrifices for others, to be able to wait for a reward, the devotion to work; for me, these are everlasting values. The joy of working together and sharing what was being produced turned work into a joyful liturgy, not a punishment. We all knew what was being done in the fields, in the garden, in the pastures, at home; planting, cultivating, raising children and helping parents. There was no wealth, but we were happy. And it makes me think: having enough is itself a form of wealth.” -Brunello Cucinelli, Italian billionaireReferences...Apache Junction, ArizonaMLB Wild Card StandingsHaboobRMIT Episode #43: Troy Blanchard-"Choose Your Own Adventure"RMIT Episode #121: Daphne and Troy Blanchard-"Uh oh...Mom and Dad are Receiving Inspiration""The Imperfect Harvest" by Vern Stanfill"The Challenge to Become" by Elder Dallin H. OaksPro Wings shoesThomas the Train's PercyPsst...Check out our website or visit us on our Facebook and Instagram platforms.
In this episode of On Record PR, Gina Rubel goes on record with Susan Bocamazo, Managing Director of Bridgetower Media, to discuss how lawyers can raise their profiles through mutually beneficial partnerships with media professionals. Learn More Susan Bocamazo is a graduate of Providence College and Harvard Law School. She practiced in the litigation department of Testa, Hurwitz and Thibeault in Boston before originally joining Lawyers Weekly as a news writer. She now serves as the managing director for Bridgetower Media's legal vertical, which encompasses legal brands in Massachusetts, Virginia, Missouri, Michigan, North and South Carolina and Rhode Island. Susan has 20+ years of experience in the rapidly changing media industry, adapting to readers' changing expectations and a digital-first world. She has expertise in all business areas, including community outreach, corporate strategy and organizational performance.
This is a conversation about Andaiye who was born 81 years ago today on September 11th 1942. For this discussion we speak with Alissa Trotz, who like Andaiye was born in Guyana. Alissa teaches in Women and Gender Studies and Caribbean Studies at the University of Toronto. For the last 15 years she has edited In the Diaspora, a weekly newspaper column in a Guyanese daily newspaper, the Stabroek News. Alissa has worked with Red Thread, the women's organization co-founded by Andaiye, for over two and a half decades. She is the editor of the book we discuss today, The Point is to Change the World: Selected Writings of Andaiye published by Pluto Press. The book also has a recently translated Portuguese version, published by Edition Funilaria in Brazil. Andaiye was one of the Caribbean's most important political voices. She was a radical activist, thinker, and comrade of Walter Rodney. Through essays, speeches, letters and journal entries, Andaiye's thinking on the intersections of gender, race, class and power are profoundly articulated, Caribbean histories emerge, and stories from a life lived at the barricades are revealed. We learn about the early years of the Working People's Alliance, the meaning and impact of the murder of Walter Rodney and the fall of the Grenada Revolution. Throughout, we bear witness to Andaiye's acute understanding of politics rooted in communities and the daily lives of so-called ordinary people. We discuss various writings from this collection. Touching on concepts like negation and self-negation, self-criticism as a political method, Andaiye's concept of the conspiracy of mutual caring, some of her reflections on her time with Walter Rodney in the Working People's Alliance, and a good deal discussing Andaiye's thought around the importance of autonomy in organizing. There are also some discussions of the importance of cross-racial organizing in a context like Guyana with a working class politically divided along racial lines. Alissa shares with us reflections on the work of Red Thread, in which again she and Andaiye both organized. We touch on work around wages for housework, social reproduction and care, and how Andaiye organized around many different issues from violence against women and children to her own battle with cancer. And if you appreciate the work that we do. Our work is 100% funded by our listeners and so if you like the content that we bring you multiple times per week, please join the wonderful folks who support this show and make these conversations possible at patreon.com/millennialsarekillingcapitalism Links: Purchase the book from our friends at Massive Bookshop or directly from Pluto Press or in Portuguese from Edition Funilaria. Visit their website and read more about Red Thread. Find more of Alissa Trotz's work here, In The Caribbean Diaspora, and at Stabroek News
Mikhael Manekin, a prominent Israeli activist (former director of Breaking the Silence and Molad) discusses his new book, A Dawn of Redemption, an attempt to address the ostensible contradiction between his progressive politics and his Modern Orthodox devotion. This episode is made possible by the Israel office of Konrad-Adenauer-Stiftung, which promotes peace, freedom, and justice through political education.
Our audio sync issues have been fixed! Fresh off more scandals than she had rings, Ariana Grande "quarantine n chills" with now ex-husband Dalton Gomez. A pandemic looms, and the long shadow it casts over Grande's Midsommar-themed 27th bday bash spells doom for these star-crossed lovers! Links: Ariana Grande sued for copyright infringement over ‘7 Rings', 01/17/20 [CNN] Ariana Grande Dating Luxury Real Estate Agent Dalton Gomez, 03/25/2021[ET] ARIANA GRANDE QUARANTINE & CHILL WITH NEW BF!!! He's a Real Estate Big Shot, 03/25/20 [TMZ] Zoom with Dan Schneider. 03/31/2020 [Instagram] Ariana Grande said she's bidding on the iconic 'Midsommar' dress during A24's charity auction — and Florence Pugh gave her seal of approval, 04/23/20 [Insider] Justin Bieber & Ariana Grande Are Collaborating For a Good Cause, 05/01/20 [Billboard] Ariana Grande gushed about Mac Miller during an interview on Apple Music, and fans are feeling emotional, 05/13/20 [Insider] Lana Del Rey slammed over her assessment of Beyoncé, Nicki Minaj, Ariana Grande, 05/21/20 [NBC News] Ariana Grande Says Lady Gaga ‘Immediately Felt Like a Sister to Me', 05/22/20 [Billboard] Ariana Grande's Boyfriend Dalton Gomez Makes Surprise Cameo in 'Rain on Me' Promo with Lady Gaga, 05/26/20 [People] Ariana Grande Urges Media to Cover ‘Peaceful Protesting' After Joining Black Lives Matter Demonstration in L.A., 06/01/20 [Billboard] Rihanna, Ariana Grande, More Sign Open Letter Urging New York Police Reform, 06/08/20 [RS] Ariana Grande Sends Food Trucks to Voters Waiting in Line at Kentucky Polls: 'Use Your Voice', 06/24/20 [People] Lady Gaga and Ariana Grande sang 'Rain On Me' while wearing face masks that matched their dazzling VMAs performance outfits, 08/30/20 [People] Ariana Grande's Mom Is ‘So Proud' After Singer Sends Hundreds of Pizzas to Florida Voters, 10/20/20 [Billboard] Fans think Ariana Grande threw 'shade' at ex Pete Davidson in her new song 'Positions', 10/23/20 [Insider] Mariah Carey Teams With Ariana Grande, Jennifer Hudson for New ‘Oh Santa!' Video, 12/01/20 [RS] Ariana Grande Channeled Her Love For Pets Into Her Latest Endeavor: an Animal Rescue Center, 12/01/20 [Popsugar] Ariana Grande Is Engaged! Singer Shows Off Massive Diamond Ring from Boyfriend Dalton Gomez, 12/20/20 [People] Ariana Grande: Excuse Me, I Love You' Review: It's Mutual, 12/21/20 [NYT] Ariana Grande and Fiancé Dalton Gomez Got to 'Know Each Other in Peace' During Quarantine: Source, 12/28/20 [People] Ariana Grande settles lawsuit claiming she stole '7 Rings', 03/16/2021 [Reuters] Ariana Grande is joining ‘The Voice', 03/30/21 [CNN] Justin Bieber, Ariana Grande & J Balvin to Reap Millions in HYBE Deal to Buy Ithaca Holdings, 04/02/21 [Billboard] Ariana Grande Encourages Ending Stigma Surrounding Mental Health: ‘The Work Is So Hard', 05/03/21 [Billboard] How Dalton Gomez Helped Design Ariana Grande's "Tasteful" Diamond Wedding Band, 05/17/21 [E!] Ariana Grande marries Dalton Gomez in private Montecito ceremony, 05/17/21 [LA Times] Ariana Grande remembers victims on fourth anniversary of Manchester bombing, 05/22/21 [CNN] Public Inquiry Into Manchester Arena Bombing During Ariana Grande Concert Reveals Security Lapses, 06/17/21 [Pitchfork] Jessie J Apologized to Nicki Minaj and Ariana Grande for Getting the Story Behind “Bang Bang” Wrong, 07/21/21 [Cosmo] Ariana Grande's Fortnite tour was a moment years in the making, 09/09/21 [Verge] Ariana Grande wins five-year restraining order against man accused of threatening to kill her, 10/07/21 [NBC News] The Business of Being Ariana Grande, 10/21/21 [Allure] Ariana Grande Gives Away $5 Million in Free Therapy For World Mental Health Day, 10/11/21 [Billboard] Wicked casting [11/21/2021] [Instagram] About: Hosted by journalists Joan Summers and Matthew Lawson, Eating For Free is a weekly podcast that explores gossip and power in the pop culture landscape: Where it comes from, who wields it, and who suffers at the hands of it. Find out the stories behind the stories, as together they look beyond the headlines of troublesome YouTubers or scandal-ridden A-Listers, and delve deep into the inner workings of Hollywood's favorite pastime. The truth, they've found, is definitely stranger than any gossip. You can also find us on our website, Twitter, and Instagram. Or buy our merch! Any personal, business, or general inquires can be sent to eatingforfreepodcast@gmail.com Joan Summers' Twitter: @laracroftbarbie Matthew Lawson's Instagram: @_matthewlawson
Seems like a waste.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Our monthly visit with Marjory Wildcraft continues and this episode in our "parallel economy" building we are talking about building community where you live by creating mutual assistance groups. On tonights show we will talk about a very simple system that Marjory has for how to build community quickly; and how to find like minded neighbors and build a self reliant community without sacrificing opsec (operational security). So what are you gonna do when the zombie hordes come to your neighborhood? Get your questions in ahead of showtime or during so we can add your comments to the live chat show. Send your questions to us via our Dangerous Super Chats link here: http://www.dangeroussuperchats.com/Enter our raffle fundraiser for the 1 oz silver round drawing here, $5 support gets you in, need $100 minimum to draw.Click link here: http://bit.ly/3Gv3ZjpSUPPORT THE SHOWSuper Chat Tip https://bit.ly/42W7iZHBuzzsprout https://bit.ly/3m50hFTSubscribeStar http://bit.ly/42Y0qM8Paypal http://bit.ly/3Gv3ZjpPatreon http://bit.ly/3G37AVxHow to grow lots of food in a grid-down situation.This is for people who want the fastest and easiest ways to produce healthy and delicious meat, eggs, and vegetables. Because you know that growing your own food is like printing your own money. Register for FREE full access to the webinar: http://dangerousoffgrid.comCONNECT WITH USWebsite https://www.dangerousinfopodcast.com/Chatroom http://bit.ly/42OayqyEmail the show dangerousinfopodcast@protonmail.comJoin mailing list http://bit.ly/3Kku5YtSOCIALSInstagram https://www.instagram.com/dangerousinfo/Twitter https://twitter.com/jaymz_jesseGab https://gab.com/JessejaymzTruth Social https://truthsocial.com/@jessejaymzWATCH LIVERumble https://rumble.com/c/DangerousInfoPodcastPilled Foxhole https://pilled.net/profile/144176Twitch https://www.twitch.tv/dangerousinfopodcastCloutHub https://clouthub.com/DangerousINFOpodcastTwitter https://twitter.com/jaymz_jesseSMART is the acronym that was created by technocrats that have setup the "internet of things" that will eventually enslave humanity to their needs. Support the show
And Another Thing With Dave, by Dave Smith #AATWD In this episode, part 2 in an 8 part series with Courtney, Lets Just Think, Uncle Leo, and RJ Strange, from the Stereo app. Summary: A nine-year-old child was shot and killed by the police in front of their parents and sibling. The child had grabbed a pocket knife and was threatening a 12-year-old. The incident raises questions about the police's ability to handle the situation without resorting to lethal force. Facts: A family called the police when their nine-year-old child grabbed a pocket knife and threatened their 12-year-old sibling. The police arrived at the scene and shot the nine-year-old in front of the parents and sibling. The incident highlights concerns about a grown-ass man not being able to disarm a nine-year-old without using a gun. The absence of non-lethal options like net guns, as seen in Japan, is criticized, suggesting the need for alternative methods of restraint. The lack of training for police officers in disarming individuals is questioned. The commentator mentions a show called Mutual of Omaha Wild Kingdom, where tranquilizing and capturing animals with net guns was depicted. The commentator suggests that basic techniques like grabbing the knife-wielding wrist and taking the person down should be part of police training. Hashtags: #PoliceViolence #LethalForce #ChildFatality #NonlethalOptions #PoliceTraining Thank you for tuning in! If you are digging what I am doing, and picking up what I'm putting down, please share the podcast on social media and with friends. Reviews are greatly appreciated. You can leave a review on Podpage directly, or can access Apple Podcasts, or Spotify through podpage. Link below Thanks again!!! Follow me and find More of My Content with link below https://linktr.ee/andanotherthingwithdave Thank you to my listeners throughout the world. Now heard in 65 countries. According to Spotify my podcast is in the top 20% of podcasts shared internationally. Listener locations: 69% USA 11% Canada 6% United Kingdom 5% India 2% Germany 2% Romania 1% Russia less than 1% in 50 plus countries THANK YOU all !!! #aatwd #andanotherthing #davesmith #podcast #conspiracies #truther #andanotherthingwithdave --- Send in a voice message: https://podcasters.spotify.com/pod/show/andanotherthingwithdave/message
The guys are joined by comedian, James Roque as he promotes his new special "BADONG". They talk about the concepts in his special, the reaction to his filipino jokes and how each of his special differ from each other. THey also touch on "passport bros", rock bands if they were filipino and his move to Toronto.Watch James Roque's BADONG here:https://www.youtube.com/watch?v=fDguAOIJ1a4Follow our patreon for our latest "Un-Tuli" Episode : https://patreon.com/thecheatcodersCheck out our merch, previous episodes and more on our website: https://thecheatcoders.comFollow us on all social media: @thecheatcoders
Welcome back to Mutual Presents! We're back with another double-feature from First Nighter, the two-decade radio drama-comedy series that aired on various radio stations from 1930 to 1953 before landing on Mutual from 1942 to 1944. It's "The One in the Middle " and "Help Wanted, Female "! Learn more about your ad choices. Visit megaphone.fm/adchoices
The freshest up-front techno from Spektre and their guests... We welcome dutch dynamo Joris Turenhout to Mutual Respekt this episode to coincide with the release of his energy-laden two-tracker on the label. Keep your ears out for "Take Me Away" and "Unholy" in the mix!Get the release here: https://ffm.to/rspkt214Visit www.spektre.co.uk for more info.
Rough and tough Hard-boiled detectives grab a lot of attention, but who would have a better insight on the nature of human evil than “a man who does next to nothing but hear men's real sins”?Where could you find a more “soft-boiled” character than the parish priest. Mutual brought The Adventures of Father Brown to the air in 1945. Father Brown was the antithesis of the more celebrated soft-boiled detective, Sherlock Holmes. Where Holmes was a master of deduction, Father Brown relied on intuition based on his familiarity on men's souls.The Eye of Apollo: Susie has fallen under the spell of a charismatic leader of a sect, when his wife dies, Father Brown intervenes. Originally aired January 18,2013.Support the show
For nearly 25 years, Exchange Traded Funds (ETFs) have been a popular passive investment vehicle for both household and professional investors due to their low transaction costs and high liquidity. But what are the pros and cons? How can you diversify your portfolio to avoid volatility? Today, we are joined by Professor Itzhak Ben-David, one of the world's foremost academic experts on ETFs, the Neil Klatskin Chair in Finance and Real Estate at The Ohio State University (OSU) Fisher College of Business, and the Academic Director of the OSU Center for Real Estate. In this episode, we look at the current ETF market and the impact that ETFs have on underlying securities and investor outcomes. We discuss Morningstar ratings, the change that happened in 2002, and some mind-blowing data regarding hedge fund fees. We also dive into the correlation between miscalibrated CFOs and overconfidence; the unnecessary mental accounting people do when it comes to tax refunds, and so much more. This conversation makes for an incredibly diversified overview of a variety of topics that are relevant to financial decision-making at the household level. Finance experts will certainly find value here, too! Regardless of your level of experience, tune in today to learn more. Key Points From This Episode: (0:03:27) Professor Ben-David's take on the current state of the ETF market. (0:07:37) Ways that investors are affected by a broader variety of ETF options. (0:16:46) Advice for investors who have been lured in by a sector or thematic ETF. (0:17:53) Mutual or hedge funds versus ETFs and their impact on underlying securities. (0:26:38) Reflections on the behaviour of mutual fund investors (learning versus luck). (0:33:01) How we can learn what investors care about from mutual fund flows. (0:37:15) Why investors typically put their money where the Morningstar ratings are. (0:38:46) Morningstar's rewiring of the “star” system in 2002 and its repercussions. (0:48:54) The effect of Morningstar ratings on mutual fund flow and momentum. (0:52:40) Hedge fund investor behaviour versus mutual fund and ETF investors. (0:54:46) The “two-and-20" hedge fund fee that sets it apart from mutual funds. (1:00:53) What happens after investors pull their money from a hedge fund after a loss. (1:02:19) How hedge fund incentive fees correlate with hedge fund performance. (1:04:09) Key lessons for investors who might be considering allocating to hedge funds. (1:07:15) How people treat tax refunds differently from other income and expenses (1:13:20) Defining miscalibration and the behavioural bias that overconfidence presents. (1:19:26) How CFO miscalibration responds to rising market uncertainty (and how to avoid it). (1:22:58) Professor Ben-David's definition of success in relation to failure. Links From Today's Episode: Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Shop Merch — https://shop.rationalreminder.ca/ Join the Community — https://community.rationalreminder.ca/ Follow us on X — https://twitter.com/RationalRemind Follow us on Instagram — @rationalreminder Benjamin on X — https://twitter.com/benjaminwfelix Cameron on X — https://twitter.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Itzhak Ben-David — https://u.osu.edu/ben-david.1/ Itzhak Ben-David on LinkedIn — https://www.linkedin.com/in/ibendavi/ Financial Markets and Human Behavior - https://bpb-us-w2.wpmucdn.com/u.osu.edu/dist/d/7877/files/2023/08/202308_Rational_Reminder_podcast.pdf ‘Do ETFs Increase Volatility?' – http://ssrn.com/abstract=1967599 ‘Mutual Fund Flows and Performance in Rational Markets' – https://ssrn.com/abstract=383061 ‘The Performance of Hedge Fund Performance Fees' – https://ssrn.com/abstract=3630723 ‘Paper on how people treat their tax refunds' — https://doi.org/10.1111/j.1540-6261.2007.01232.x ‘Managerial Miscalibration' — http://ssrn.com/abstract=1640552 ‘The Persistence of Miscalibration' — https://ssrn.com/abstract=3462107
https://www.facebook.com/RaisingValuesPodcast/https://www.instagram.com/raisingvaluespodcast/http://www.mofpodcast.com/https://prepperbroadcasting.com/https://rumble.com/user/Mofpodcastwww.youtube.com/user/philrabSupport the showShop at Amazon: http://amzn.to/2ora9riPatreon: https://www.patreon.com/mofpodcastGillian and Phil sit down to discuss the importance of finding your tribe, who to include, and what to look for in the people you want as close to you as possible. Be it for emotional support, emergency situations, or even just to push you to do better, your tribe is an important part of everyone's life and a good indication of the trajectory your life is on.Raising Values Podcast is live-streaming our podcast on YouTube channel, Facebook page, and Rumble. See the links above, join in the live chat, and see the faces behind the voices.
Can you believe it's the end of the summer? We can't either. To cheer you up we return with Mutual Presents and another series of misadventures with Adventures with Maisie double-feature with "Maisie Inherits the Millvale Sentinel " and "Maisie Wrecks a Wreck & Bags a Bag" from the Mutual Broadcasting System... Learn more about your ad choices. Visit megaphone.fm/adchoices
The simplest action of economics—beneficially mutual voluntary exchange—is also its most profound. People serve each other while improving their own lot in life. Original Article: "The Simplicity and Significance of Mutual Economic Exchange"
The simplest action of economics—beneficially mutual voluntary exchange—is also its most profound. People serve each other while improving their own lot in life. Original Article: "The Simplicity and Significance of Mutual Economic Exchange"
Fr Alex Goussetis speaks with Fr Elias Dorham, whose doctoral work focused on the theological and liturgical perspectives on Orthodox marriage. Fr Elias offers practical advice for couples who desire to grow together in Christ.
ClearBridge Portfolio Managers Matt Lilling and Mike Kagan join Head of Economic and Market Strategy Jeff Schulze to debate the recent disconnect between strong equity performance amid a weakening economic backdrop, what factors could support resilient corporate earnings and where they see pockets of market strength in the back half of the year.
This week David and Jack bring you a double feature of “Charlie Saves Christmas” from the Happy Go Lukky Podcast, just in time for the Christmas! This holiday-themed story follows the exceptional adventures of a young girl named Charlie as she struggles with her own personal loss while being whisked away to a world filled with wonder, danger, action and high adventure. A lovely seasonal story for the Sonic Society right here on Mutual's Sunday Showcase! Learn more about your ad choices. Visit megaphone.fm/adchoices
http://www.mofpodcast.com/https://prepperbroadcasting.com/https://www.facebook.com/matteroffactspodcast/https://www.facebook.com/groups/mofpodcastgroup/https://rumble.com/user/Mofpodcastwww.youtube.com/user/philrabhttps://www.instagram.com/mofpodcasthttps://twitter.com/themofpodcastSupport the showShop at Amazon: http://amzn.to/2ora9riPatreon: https://www.patreon.com/mofpodcastPurchase American Insurgent by Phil Rabalais: https://amzn.to/2FvSLMLShop at MantisX: http://www.mantisx.com/ref?id=173*The views and opinions of guests do not reflect the opinions of Phil Rabalais, Andrew Bobo, or the Matter of Facts Podcast*Phil and Andrew sit down for a 'this or that' style discussion about various topics. Some they'll agree, some they'll surely disagree, often the context is the deciding factor.Matter of Facts is now live-streaming our podcast on YouTube channel, Facebook page, and Rumble. See the links above, join in the live chat, and see the faces behind the voices.Intro and Outro Music by Phil RabalaisAll rights reserved, no commercial or non-commercial use without permission of creator
The world of art and artists provides the backdrop for our four old time radio mysteries. First, Basil Rathbone and Nigel Bruce are Sherlock Holmes and Dr. Watson hunt for a stolen painting in "The Girl with the Gazelle" from The New Adventures of Sherlock Holmes (originally aired on Mutual on March 25, 1946). Next, an artist's sketch leads to a new adventure for Rocky Jordan in "Portrait of Rocky" (originally aired on CBS on April 3, 1949). Edmond O'Brien is on the case of a $250,000 art gallery heist in "The Missing Masterpiece" from Yours Truly, Johnny Dollar (originally aired on CBS on March 28, 1950). And finally, a forged painting leads to a new case for Mr. and Mrs. North in "Collector's Item" (AFRS rebroadcast from February 9, 1954).
Compromise is often touted as an important part of a good relationship, but it is never necessary. You can find a solution or make a decision without either person giving anything up, and this applies in many, many relationships, not just couples.Read more ›
Welcome back to Mutual Presents. This week, we're reintroducing our Tuesday Terror feature from the classic days of the Mutual Broadcasting System, and this time the incredibly eclectic anthology series- The Mysterious Traveler! This series ran on Mutual from December 1943 until about September of 1952. This tremendously popular radio show was truly an all around favorite for any mystery lover of the time. It was the brainchild and magnum opus of golden age writing greats Robert Arthur and David Kogan. The series was nominated for the coveted Edgar award for "Best Radio Drama" in 1949, 1951 and finally garnered a hands down win in 1953. The only show to have more nominations was CBS powerhouse Suspense. The Mysterious Traveler scripts totaled nearly 400 with only about 70 surviving today! Of those seventy we begin our voyage with the Traveler with "The House of Death" and "The Good Die Young"! Learn more about your ad choices. Visit megaphone.fm/adchoices
Guests: Gabe Boyd and Michael Thornberry Point Man: How a Man Can Lead His Family (Revised & Updated Version) by Steve Farrar Chapter 6 Husband and Wife Teamwork in the Marriage Cockpit Teamwork within marriage… Mutual understanding of the Romo-Whitten Principle Mutual accountability Mutual submission Man as a poor understanding of authority when… He lacks interest in his wife's input and disregards her feelings He forbids the children to discuss his decisions He trusts few people He displays an intense need to control those closest to him A mature man… Loves his wife sacrificially Loves his wife with understanding Loves his wife with verbal praise Encourages his wife to use her gifts One way that some men keep from being mutually accountable is through intimidation. Chapter 7 Restoring the Ancient Boundaries of Gender and Marriage A child's sexuality is at the very core of his identity. In our culture, two things are being assumed… Gender is not fixed; it is fluid Marriage is not restricted to one man and one woman… Genesis 1:27 Our maleness and femaleness is an essential part of our humanity as God has created us It is good to be male and it is good to be female - because in either case, we bear the image of God We have neither the right nor the power to change the sex that God has given us because it is a part of his created order Chapter 8 How to Raise Masculine Sons and Feminine Daughters “Men are generally more careful of the breed of their horses and dogs than of their children.” William Penn Ephesians 6:4 - Fathers, do not provoke your children to anger, but bring them up in the discipline and instruction of the Lord. How can a father embitter this children: By overprotection By favoritism By discouragement By forgetting that a child is growing up, has a right to ideas of his own, and the need not to be an exact copy of his father By neglect By bitter words and outright physical cruelty Fathers should raise their children with tenderness: Listen to them and respect their feelings If you have been wrong or too harsh, be man enough to confess and ask their forgiveness Listen to the input your wife gives you about each child Be “high touch” and dispense liberal doses of encouragement Consider them temperaments Give your children the three A's Attention Affection Affirmation T4M guys - just a reminder that Training4Manhood is a non-profit, 501(c)(3) ministry and you can make donations either via Zelle (info@training4manhood.com) or by visiting the Training4Manhood website. Huge thank you to Jared Wood for allowing T4M to use his music in our intro and outro selections.
The Long Nineteenth CenturyThe long nineteenth century really began in 1789 with the French Revolution and ending with World War One. This phrase was coined by the British historian Eric Hogsbawm to describe a series of events that made speaking of 1789 to 1914 make more sense historically speaking than 1800 to 1900. He categorized this long nineteenth century into three connected but distinct eras: the Age of Revolution from 1789 to 1848, the Age of Capital from 1848 to 1875, and the Age of Empire from 1875 to 1914. Hogsbawm was a committed Communist throughout most of his life, and so, he sees History in terms of the Marxist lens of power struggles. In the midst of this time period, there were certainly struggles. The Enlightenment ideals came to a head with the French Revolution's cries of Liberty, Equality, and Fraternity. The absolute monarchies and conservatism were being challenged and the revolution was willing to use violence, if necessary, to change the dynamic of power and secure liberal values for the common man. At the time, there were three classes in society, known as estates: the first estate was the clergy, the second estate was the nobility, and the third estate were the commoners. And, of course, the king enjoyed absolute power over the whole polity. Once this hierarchical structure was deposed and democracy was awoken, the revolutionary spirit spread throughout Europe. By 1848, only Russia and Britain remained largely untouched, in terms of the monarchy. The Industrial Revolution was in full swing by the middle of the long nineteenth century. Factories were rising up throughout the United States and Europe. These factories often had horrific conditions, but they led to the concentration of wealth among the owners and operators of private enterprises. The tycoons of various enterprises became obscenely wealthy, but with the overturning of the feudal system, the common man was finding it difficult to earn a decent wage. The conditions in factories and mills led to men in their mid-thirties retiring because they were physically no longer able to work. Child labor was common. The work week consisted of six days and the work day was sometimes sixteen hours long. In some factories, tired workers would endure burns, cuts, scrapes, lost fingers, hair getting caught in machinery, or even death. Admittedly the imperial system exported European culture and organizational strategies and structures to locales throughout the world. However, the subjection to hard labor, low pay, and widespread corruption made it hard for locals to see colonization as a good thing. Especially in Africa, the lines drawn on maps by the Europeans created conflict between various tribes which up to that point were at relative peace with one another. The long nineteenth century undoubtedly led to the world in which we now find ourselves. The progress of man in terms of technology, communication, and global interconnection was epoch-defining. However, as we can see from the 20th Century, the abandoning of conservatism, traditional morality, solidarity among people, and Neitzche's “death of God” led to death, genocide, destruction, and a refusal to recognize the dignity fo the human person that the world had never seen on such a large scale. The same Communism that rose to prominence in the long nineteenth century and promised utopia ultimately was the direct cause of the negative effects and human death in the twentieth century. In the nineteenth century, Communism was on the rise, social change was rapidly reordering Europe, industrialization was in full swing and capitalism was becoming the dominant economic system. The working man was mistreated egregiously in many places and communism became more and more appealing. It also should not be forgotten that the aristocracy stood to gain the most from the new capitalist systems. Workers were unambiguously exploited and impoverished. Rerum NovarumIt is in this context, in 1891, that Pope Leo XIII wrote and released Rerum Novarum on Capital and Labor. This letter is the first of his social encyclicals and begins the development of what is now called Catholic Social Teaching (CST). CST is nothing other than an application of perennial Church teaching to the modern developments of capitalism, liberalism, socialism, materialism, and the like. So, CST is not new, but the world's ideologies and systems are. How does the Church speak truth to the world and ensure that people are being approached with true dignity? This is what CST aims to do. It is not a social justice warrior ideology. It is not an endorsement of capitalism or communism.The three major themes of Rerum Novarum are:* The balancing of labor and capital* The common good and * The role of the statePope Leo XIII also recognized the special status of the poor in social issues and especially God's love, compassion, and favor for the poor. This would later be called the preferential option for the poor. Balancing Labor and CapitalPope Leo XIII says early on in the document that:“It is no easy matter to define the relative rights and mutual duties of the rich and of the poor, of capital and of labor. And the danger lies in this, that crafty agitators are intent on making use of these differences of opinion to pervert men's judgments and to stir up the people to revolt (RN, 2).”In this, the Pope is acknowledging why workers are upset. They are being mistreated. He does not deny the good that the capitalist system can bring, but throughout Rerum Novarum he offers a helpful and important critique. He is likewise wary of liberalism and socialism. Without denying the reality of the world around him, the Pope is able to offer a balanced take on the situation. This is why Rerum Novarum continues to be so important throughout the ensuing 132 years. The good distinctions the Pope is making are timeless!Speaking of these rights and duties and offering a critique of the Marxist view of class struggle, the Pope says:“The great mistake made in regard to the matter now under consideration is to take up with the notion that class is naturally hostile to class, and that the wealthy and the working men are intended by nature to live in mutual conflict. So irrational and so false is this view that the direct contrary is the truth. Just as the symmetry of the human frame is the result of the suitable arrangement of the different parts of the body, so in a State is it ordained by nature that these two classes should dwell in harmony and agreement, so as to maintain the balance of the body politic. Each needs the other: capital cannot do without labor, nor labor without capital. Mutual agreement results in the beauty of good order, while perpetual conflict necessarily produces confusion and savage barbarity. Now, in preventing such strife as this, and in uprooting it, the efficacy of Christian institutions is marvellous and manifold. First of all, there is no intermediary more powerful than religion (whereof the Church is the interpreter and guardian) in drawing the rich and the working class together, by reminding each of its duties to the other, and especially of the obligations of justice (RN, 19).”Workers have duties towards their employers, the Pope says. They are to perform their work conscientiously which they have freely agreed to undertake. They should not settle issues with violence nor should they damage the property of their employer. Further they are “to have nothing to do with men of evil principles, who work upon the people with artful promises of great results, and excite foolish hopes which usually end in useless regrets and grievous loss (RN, 20).”On the other hand, employers have duties as well. They should respect the dignity of their workers. There is a contract between employer and worker; they are not indentured servants, nor should they be seen as a factor in production. The employer needs to remember that working for a living is an honorable thing. They are not to overtax their workers by giving them work that is beyond their physical or mental capability. Employers must not defraud their employees into reducing their wages or create undue pressure. He says, “To defraud any one of wages that are his due is a great crime which cries to the avenging anger of Heaven (RN, 20).”One of the most important items that Pope Leo writes about is the idea of what we now call a “living wage.” He says: “Let the working man and the employer make free agreements, and in particular let them agree freely as to the wages; nevertheless, there underlies a dictate of natural justice more imperious and ancient than any bargain between man and man, namely, that wages ought not to be insufficient to support a frugal and well-behaved wage-earner. If through necessity or fear of a worse evil the workman accept harder conditions because an employer or contractor will afford him no better, he is made the victim of force and injustice (RN, 45).”These free agreements duly honor the dignity of man and also lead to the flourishing of the worker, the employer, and the State. So, the Pope argues, the State should ensure that the interests of the working class are “carefully watched over” because it will be a benefit to the whole community that “being housed, clothed, and bodily fit, they may find their life less hard and more endurable (RN, 34).”The Common GoodLet us now briefly examine the second main theme: the common good. In a critique of socialism, the Pope says that people have a right to private ownership. However, this right must be balanced against the notion of the common good. He says:“The chief and most excellent rule for the right use of money is one the heathen philosophers hinted at, but which the Church has traced out clearly, and has not only made known to men's minds, but has impressed upon their lives. It rests on the principle that it is one thing to have a right to the possession of money and another to have a right to use money as one wills. Private ownership, as we have seen, is the natural right of man, and to exercise that right, especially as members of society, is not only lawful, but absolutely necessary (RN, 22).”He goes on to say, though, that:“Whoever has received from the divine bounty a large share of temporal blessings, whether they be external and material, or gifts of the mind, has received them for the purpose of using them for the perfecting of his own nature, and, at the same time, that he may employ them, as the steward of God's providence, for the benefit of others (RN, 22).”So, there is nothing wrong with having material wealth. But these gifts need to be used well and properly ordered for the good of all, in common. The Pope makes this point explicitly when he says, “all citizens, without exception, can and ought to contribute to that common good in which individuals share so advantageously to themselves… (RN, 34).” There must, of course, be a special concern in weighing the good of all in society towards the poor and marginalized, precisely because they are powerless, in many concerns, to advocate for themselves. The Role of the StateThe role of the state is the third main theme. And it is fairly simple. The State exists to ensure the wellbeing for all in society, that the common good is served. And the state must support individuals and families to grow and develop. He writes:“Hereby, then, it lies in the power of a ruler to benefit every class in the State, and amongst the rest to promote to the utmost the interests of the poor; and this in virtue of his office, and without being open to suspicion of undue interference - since it is the province of the commonwealth to serve the common good. And the more that is done for the benefit of the working classes by the general laws of the country, the less need will there be to seek for special means to relieve them (RN, 32).”Besides ensuring the dignity of the human person, this advice is so practical. If workers are benefited from the outset, then the needs of special programs will be lessened and perhaps eliminated. Can you imagine, for example, a society which takes the needs of the lower and middle classes seriously in a preemptive sense rather than pouring money into social welfare programs that address needs after the fact? What would need to change in society for this to be a reality? It is something which I think current and future generations must contend with. And, frankly, the Catholic Church is the only institution which can lead the way, as we always have. The balance needed, especially in our broad and globalized society, comes from the life-giving saving Gospel of Jesus Christ instantiated through the principles of solidarity and subsidiarity.The State should not subsume the place of individuals and families. It should be at the service of them and no more. As the Pope says,“We have said that the State must not absorb the individual or the family; both should be allowed free and untrammelled action so far as is consistent with the common good and the interest of others (RN, 35).”Human beings have dignity and worth, and the human family is the fundamental cell of society. If the State overwhelms this reality then society falls apart. If you are interested in more of an analysis on this, please go listen to my episode on Solidarity and Subsidiarity. In Rerum Novarum, the Pope teaches clearly that an important key to human dignity is the availability of fulfilling work, with pay and working conditions that show care and concern for the needs of the worker. Further, families have tangible needs and communities need to benefit from private enterprise. ConclusionI have not even scratched the surface of the masterpiece that is Rerum Novarum by Pope Leo XIII. I highly recommend giving the whole thing a read through, especially if you are engaged in private enterprise, government work, or are a worker or employer. So, what I'm saying, really, is that everyone should read this document! If you would like a walk through the seven main themes of Catholic Social Teaching, please go listen to the episode entitled: “Does Jesus Want us to be Social Justice Warriors?” Admittedly, the title is a bit clickbaity but I basically just explain the broad movements of Catholic Social Teaching. I hope today's article and episode has been worthwhile to you! If you haven't yet subscribed here on Substack, please consider doing so. That way you will never miss a thing that Teresa and I put out. We are grateful to have you with us in the Good Distinctions community. As always, if you have questions, comments, episode ideas, or want to chat, please reply to this post or send us an email at goodistinctions@gmail.com. We'd love to hear from you! And please, if you would, like this article, share it with your friends and family, and leave a rating and review on Apple Podcasts and Spotify, and like, subscribe, and share on YouTube. You can also follow us on Instagram at @goodistinctions. See you next week! Get full access to Good Distinctions at www.gooddistinctions.com/subscribe
Singer-songwriters Diane Gentile and Alejandro Escovedo seemingly could not be more different. Gentile grew up as one of eight siblings in Flushing, Queens, and every morsel of her oozes New York City in a manner that evokes memories of the famed all-female band The Runaways. While Gentile cut her teeth in the music business as a club booker in the Lower East Side of Manhattan, Escovedo—the son of a Mexican immigrant who grew up in Texas—was living the life of a classic, nomadic troubadour. Yet, there were always connections. Mutual friends, moments where they occupied the same spaces. Eventually, they would meet and form a kinship. Together, Gentile and Escovedo joined me on a recent episode of The Load Out music podcast to discuss a new collaboration.
Welcome to Mutual Friends Podcast! Mutual Friends is like putting your group chat in a podcast form - we start with some chit chat about pop culture or anything we find remotely interesting in our lives and then dive into topics like reading our old diary entries, trying to think of the most nostalgic thing possible, or reading embarrassing stories for our own enjoyment. In today's episode we are bringing it WAY back by listing some nostalgic movies, toys, snacks, and even YouTubers that are sure to crack open a crevice of your brain you forgot existed.
I had the pleasure of meeting Kelly at a speaking event earlier this year that our Mutual friend and podcast guest Adam Jablin created. Kelly and I connected at the Hero Project and got to chatting about sobriety, business, life, relationships, success/failure and many other topics. We stayed in touch since and have had some amazing conversations that we upbeat, positive and very helpful to me. He sent me his book and what a powerful message of overcoming tragedy and turning it into triumph. A consummate professional, business owner, father, fitness junkie and more Kelly has overcome a challenging childhood that would have killed most people.Surrounded by poverty, physical and emotional abuse, violence and more he took charge of his life and wouldn't be stopped. All of that intensity nearly ruined everything until 4.5 years ago when he put down the bottle, the drugs and started over. He never hit a typical rock bottom but on NYE he was done with the lifestyle and hasn't looked back. I was fortunate enough to be on Kellys podcast which is set to air later this year but he was recently in town and we had the opportunity to wake up the sun, jump on the podcast, workout and barrel down in the Ice Barrel. We covered a lot of topics of being unapologetic and direct to how you are feeling, believing people when they sho you who they are and giving the benefit of the doubt sometimes to a fault. Kelly approaches life with intensity, tenacity and believes his worst day sober is better than his best day partying. He spends his time coaching others and giving back to society. If you are looking for a solid conversation, a kick in the ass or have any questions for Kelly don't hesitate to reach out on instagram @kelly.siegel.71 check out his phenomenal life story with the Harder than Life - book/podcast or visit www.harderthanlife.com & YouTube. Have a most triumphant day and remember he's not here to fit in.
Dividends are a crucial part of why whole life insurance is such an ideal asset for conducting an Infinite Banking Concept (IBC) strategy. But because dividends are not guaranteed is the life insurance contract, it raises the question: can we rely on life insurance dividends in a bad economy? Join us as we explore the inner workings of life insurance dividends, how it relates to the current economy, and why we don't think you have to be afraid. https://www.youtube.com/watch?v=6ONu2ZroHeQ Tune in as Bruce explores the factors at play, and find out how to navigate uncertainty while maximizing returns. How Are Life Insurance Dividends Calculated?Understanding the Dividend RateThe Dividend is Chasing the Death BenefitAre Life Insurance Dividends a Return of Premium?The Relationship Between the Treasury and Life Insurance DividendsCan You Still Get Life Insurance Dividends in a Bad Economy?Book A Strategy Call How Are Life Insurance Dividends Calculated? While all mutual companies calculate their dividends in different ways, and the calculations are proprietary, the components of those calculations are all the same. Essentially, life insurance companies have income and expenses. Expenses for a life insurance company include payroll, death claims (the most significant expense), and other overhead costs. The income is all based on products sold. The companies then invest that income. Mutual companies have a reputation for investing very conservatively, as well as having significant liquid reserves. A significant portion of the investments are made up of bonds and real estate. Insurance companies also make a profit on policy loans to their policyholders. When there is a profit, those profits are then distributed to policyholders. The insurance companies typically declare the rate for the coming year in December, based on all this information: expenses, profits, etc. Understanding the Dividend Rate Here's where things can get confusing. Just because a company declares a 5% dividend rate does not mean that each and every policyholder is getting a 5% increase in their cash value. The dividend rate is a gross number and is actually applied differently across policies. Factors that may contribute to your actual dividend include: Any fees from your policy Policy costs and expenses Existing policy loans Age of your policy In some cases, policies may even earn more than the declared dividend. There are many factors that contribute to this because the “goal” of every policy is endowment, which causes the dividend to “chase” the death benefit. The Dividend is Chasing the Death Benefit [9:10] “The dividend is actually chasing the death benefit, and the cash value is always chasing the death benefit. What do we mean by chasing? Whenever you take out a policy, let's say you put $50,000 in the first year… it's going toward the base policy. And the base policy is the foundation or the rock of the policy. It's the true insurance portion of the policy. Some of it goes to a term rider, and the term rider is there so we do not MEC the policy. And the last part is the paid-up additions rider. And those three cause a relatively high death benefit versus the $50,000.” The policy is set to endow at age 121. This is the point when the cash value is equal to the death benefit, and you will receive the full death benefit if you're still living. Over the course of your lifetime, you're watching your cash value chase this endowment. Meanwhile, the death benefit is also increasing because of PUAs. What this means is that your cash value and the death benefit of your policy are going to grow differently. Your policy has to have the growth momentum to actually reach this endowment. A 5-year-old has 116 years to accumulate enough money to reach endowment, while a 50-year-old only has 71 years. They might even get more than the declared dividend in order for the policy to keep up.
We return to Mutual Presents! This week we're back with "The Voyage of the Scarlet Queen" and more classic old time radio from the Mutual Broadcasting System with the double feature of adventure with "Kang's Treasure and the Ghost of Tangolan Bay" and "Beautiful Girl in the Bargain Basement". Learn more about your ad choices. Visit megaphone.fm/adchoices
That's the bell, and we're underway with four old time radio mysteries set in and around the world of boxing. First, a fight fixer winds up dead in "Death is a Knock-out" from Crime Club (originally aired on Mutual on June 12, 1947). Frank Race investigates when a boxer dies in the ring in the syndicated mystery "The Adventure of the Fourth Round Knock-Out," and The Falcon solves "The Case of the Bellicose Boxer" (originally aired on NBC on January 28, 1951). Finally, Detective Danny Clover tries to find out who left a boxer for dead in the river in "The Harry Brian Case" from Broadway is My Beat (originally aired on CBS on July 11, 1953).
In this episode, we explore the intricacies of establishing a balanced and healthy relationship between men and women. Our special guest, Ricki Lynne, the visionary behind Warrior Women's International, joins Christopher and Jamie to shed light on the merits of cultivating a relationship free from dominance. Throughout the conversation, we delve into the common dynamics where men tend to exert control, while women seek safety and assertiveness in their partnerships, and vice versa. The key to making any relationship thrive lies in the foundations of honesty, trust, respect, and open communication between partners. It's a shared effort that calls for compromise and dedication from both individuals involved. We break down the importance of creating an environment where power is not imbalanced. Mutual respect fosters an atmosphere where partners feel secure in expressing their independence and making decisions without fear of retribution or retaliation. Decision-making becomes a joint venture, strengthening the bond between couples. Join us as we navigate the complexities of modern relationships and learn valuable insights from Ricki Lynne's wealth of experience. Discover how embracing cooperation and understanding can lead to the kind of connection that stands the test of time. Whether you're in a relationship or seeking one, this episode offers indispensable guidance on finding the equilibrium for a truly fulfilling partnership.
When Bill Gargan was fired from Martin Kane he planned to star in a Broadway rendition of Doctor Knock. In late September of 1951, Gargan signed a one-million-dollar contract that made him the exclusive property of NBC for the next five years. The deal required him to participate in a minimum of four guest spots on radio and TV each year. At the same time, Gargan was invited by Frank Folsom of RCA to accompany him to Rome to meet the Pope. Along the way, Gargan went to Paris to appear in the October 7th, 1951 episode of The Big Show. He participated in a sketch involving a poker game with George Sanders, Fernand Gravey, and Meredith Willson. Two weeks after his Big Show appearance, William Gargan was starring in a new series for NBC. Launched as part of NBC's year-long Silver Jubilee, Barrie Crane, Confidential Investigator, first aired over NBC from New York on Wednesday October 3rd, 1951 at 10PM eastern time. Bill Gargan debuted as the detective opposite Mr. President on ABC, Frank Edwards on Mutual, and boxing on CBS. The show was directed by the just-heard Himan Brown. By 1952 Brown had been involved in radio for decades. The Barrie was inspired by the nickname of William Gargan's oldest son, then twenty-two. The title of the show was soon changed to Barrie Craig, Confidential Investigator. Episode three was called “The Judge and The Champ.” In conjunction with NBC's twenty-fifth anniversary, the network launched a series of both Radio and TV offerings highlighting the growth of NBC's technology, talent, infrastructure and advertising success. Block-sharing advertising was in full-effect. The network sold commercial time spots, rather than full shows and called it “Operation Tandem.” Gargan was back on The Big Show the next March 16th, 1952 to celebrate St. Patrick's Day with Tallulah Bankhead and good friend and fellow Catholic, Fred Allen. Now with transcription wide-spread, Barrie Craig could be heard on different days each week, based on the region. Listeners would also hear different commercials, depending on what local affiliate they were tuning into. These could also be a mix of local and national ad spots. Blocked-sharing was being used by the other networks. ABC touted theirs as 'The Pyramid Plan,' CBS as The Power Plan, and Mutual called their's MBS Plus. In a further refinement of MBS Plus, Mutual introduced an exclusive package of MGM programming for 1952. Both The Adventures of Harry Lime, and The Black Museum aired as part of this deal. For more information, tune into Breaking Walls episode 141. Launched with their tandem plan, NBC provided a "pay as you sell" opportunity for local affiliates. Local sponsors could pick from one-hundred-nineteen one-minute spots. The goal was to accommodate sponsors without a long contract. Craig occupied an office on the third floor of the Mercantile Building on Manhattan's Madison Avenue. Barrie Craig's writers included Frank Kane, Louis Vittes, John Roeburt, and Ernest Kinoy. William Gargan was supported by some of the finest east coast voice talents of the era. This included Santos Ortega, Elspeth Eric, Arlene Blackburn, Barbara Weeks, Joan Alexander, Parker Fennelly, Arnold Moss, Luis Van Rooten, and Herb Ellis. NBC announcers included Don Pardo and Ed King with John Daly as spokesperson for 1952 Pontiac spots and Carl Caruso for Bromo-Seltzer spots.
Magicians may be able to fool an audience, but they can't fool these old time radio detectives. We'll hear four mysteries involving illusions, prestidigitation, and sleight of hand along with murder. First, a real-life magician is the inspiration for Blackstone, The Magic Detective and the mystery of "The Icy Touch" (originally aired on Mutual on December 5, 1948). Then, mystery writer and amateur sleuth Barton Drake finds murder at a magic show in Mystery is My Hobby. Philo Vance hunts for the killer of a magician in "The Magic Murder Case" and a competition between magicians turns deadly in "The Case of the Magic Rope" on Nick Carter, Master Detective (originally aired on Mutual on March 21, 1948).
My guest today is Daniel Priestley. Daniel is an entrepreneur, international speaker and best-selling author. He started from scratch and build a multi-million dollar business that spans from Australia to Singapore to the UK and he wrote four best-selling books. Daniel was named in the top ten business advisors in the UK by Enterprise Nation. He is one of the top 25 entrepreneurs in London in the Smith and Williamson Awards. I regularly try to vary the topics here on Slo-mo is always an invitation to slow down and think about how you can reshape your life in ways that are important and successful for you. I think in a time where there is so much change and so much happening perhaps to jobs it may not be a bad idea to start learning about how we can create our own success, our own businesses in a fast-changing world. Daniel Priestley is the co-founder of Dent Global, one of the world's top business accelerators for entrepreneurs and leaders to stand out and scale up. With offices in London, Sydney, Singapore and Tampa, the program is endorsed by the Institute of Leadership and Management. Over 500 entrepreneurs and leaders, each year participate globally in developing their businesses with the support of high-net-worth mentors. Daniel is the author of four best-selling books Key Person of Influence, Entrepreneur Revolution, Oversubscribed and 24 AssetsListen as we discuss:02:00 - Mutual connections 04:30 - Twitter Vs Threads 06:00 - How the Entrepreneur was born 10:00 - Creativity and construction 16:30 - Describe yourself in one word 19:30 - Taking a risk and problem solving 25:30 - Who is the Founder? 30:00 - AI and the trees 34:00 - Teamwork and inspiration 38:00 - The kill sign and growing Google 43:30 - The 3 brains 50:00 - Bad Humans 53:00 - Protecting the village and killing the tiger 58:30 - Miserable Billionaires 01:04:30 - $5 dollar tip 01:09:00 - The Ministry of Meditation 01:10:30 - Naive optimism 01:14:30 - Supply and demand 01:19:00 - Tools of revolution 01:22:00 - 99 per cent 01:24:00 - What is happiness to you? 01:27:00 - The power of stupid little dots Connect with Daniel Priestley on Instagram @danielpriestley and on Twitter @DanielPriestley. Find out more about his work here.YouTube: @mogawdatofficialInstagram: @mo_gawdatLinkedIn: /in/mogawdatWebsite: mogawdat.comDon't forget to subscribe to Slo Mo for new episodes every Saturday. Only with your help can we reach One Billion Happy #onebillionhappy
In episode 1524, Jack and Miles are joined by Executive Director of Civil Rights Corps and author of Usual Cruelty, Alec Karakatsanis, to discuss… "The Criminal Justice System" aka The Criminal Punishment Bureaucracy, Becoming Desensitized To The Normalization Of The System, Seeing It With Fresh Eyes,The History of White Supremacy Over White Collar Accountability, Wait Are We The Baddies? Steps To The Comprehensive Change We Need and more! LISTEN: Nebulous Tango by HetherSee omnystudio.com/listener for privacy information.
Drag queen Robin Fierce (Drag Race S15) LIP-SYNCS TO THIS VERY PODCAST! She talks about remixing Nicole's comedy in her drag performance, opens up about her relationship with Drag Race contestant Amethyst, shares the new subtle way to look for a sugar daddy on dating apps, and speaks out on how people are using Grindr for their own personal meet & greets. Robin gives us a exclusive look at her Snatch Game audition as Nicole Byer (and why it didn't help her book the show). Plus, the haunting tale of a Grindr date with a catfish. For more drag queen interviews, check out our episode playlist on Spotify: bit.ly/wwydmdrag Nicole wants to hear from you! Need dating or relationship advice from Nicole and her guest? Submit your question to whywontyoudatemepodcast@gmail.com for a chance to have it answered on an upcoming special mailbag episode. Follow Nicole Byer: See Nicole on tour! Get tickets at linktr.ee/nicolebyerwastakenTwitter: @nicolebyerInstagram: @nicolebyerMerch: podswag.com/datemeNicole's book: indiebound.org/book/9781524850746
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