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Check out the best podcast show notes on the internet at www.thelongterminvestor.com ----- Mutual funds, ETFs, and SMAs all give you access to the market — but the way they handle taxes, costs, and control can lead to very different outcomes. In this episode, I break down how each vehicle works, where it shines, and when it falls short. If you've ever wondered which is best for your portfolio, this is the episode you'll want to hear. Listen now and learn: ► Why mutual funds can leave you paying for other investors' decisions — and how ETFs and SMAs solve that problem. ► The key differences between mutual funds, ETFs, and SMAs in terms of tax efficiency, cost, and customization. ► When an SMA makes sense (and when it doesn't) — including how tax-loss harvesting at the stock level creates “tax alpha.” ► The future of investing vehicles: why ETFs dominate flows, how SMAs are growing, and why mutual funds still matter in retirement plans. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.
This week we have Return to Huxley, an episode of MichaelShayne, Private Detective. It first aired on November 5, 1946, over the Mutual network. Find our store at AThrillingPublication.com or visit BrickPickleMedia.com/podcasts for more information.
How much life insurance do military servicemembers need? What about military spouses? Is SGLI enough? In this episode, Spencer Reese and Jamie sit down with Jerry Quinn, a 40-year Army veteran and executive at Armed Forces Mutual (formerly AAFMAA - American Armed Forces Mutual Aid Association), to discuss everything military families need to know about life insurance. Topics Covered: SGLI (Servicemembers' Group Life Insurance) Understanding the $500,000 term policy for service members Spouse coverage rider ($100,000) Coverage for Guard and Reserve members What happens to SGLI after military separation Life Insurance Planning Strategies The DIME-L method for calculating coverage needs: Debt Income replacement Mortgage Education Legacy "10x income" rule of thumb Stacking multiple insurance policies for comprehensive coverage Term vs. whole life insurance considerations Armed Forces Mutual Services No war clause or aviation clause coverage Survivor Assistance Services (SAS) program Death claim processing (often under 30 days) Special 501(c)(23) nonprofit status Transition Planning When to apply for life insurance before leaving military service Health considerations and timing Converting from SGLI to civilian coverage Resources Mentioned: Armed Forces Mutual Website: AAFMAA.com Military Survivor Planning Checklist (available with free subscription) Life Insurance Calculators (on AAFMAA website) Career Accession Program (CAP) Loan: $5,000 at 2.5% fixed rate for 60 months Additional Resources: Daniel Kopp, CFP: Wise Stewardship Financial Planning Specialist in military widow/widower financial planning Military to Financial Planner Podcast Military Aid Societies: Army Emergency Relief Society Air Force Aid Society Navy-Marine Corps Relief Society Coast Guard Mutual Assistance Key Takeaways: SGLI is an excellent deal at ~$30/month for $500,000 coverage Many military families need supplemental life insurance beyond SGLI Apply for additional coverage 6-12 months before military separation Update beneficiary designations regularly Armed Forces Mutual provides specialized support for Gold Star families About the Guest: Jerry Quinn served 40 years in the U.S. Army (7 years active duty, 33 years National Guard), retiring as a Field Artillery Officer in June 2025. He now serves as an executive at Armed Forces Mutual, a 146-year-old organization exclusively serving military and veteran families with specialized life insurance products and survivor assistance services. Contact Information: Armed Forces Mutual Website: AAFMAA.com Social Media: LinkedIn, Instagram (@armedforcesmutual) Subscribe for free resources and calculators Hosts: Spencer Jamie For those needing immediate assistance with military survivor benefits and life insurance claims, Armed Forces Mutual's Survivor Assistance Services team provides comprehensive support including VA claims coordination, DFAS benefit reconciliation, and burial assistance guidance. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.
The OG of Nature shows. Different times.
Support The Glenn Show at https://glennloury.substack.com This episode was originally recorded for Danny and Derek's podcast American Prestige and cross posted here. Subscribe to American Prestige at https://americanprestige.supportingcast.fm/join Order Glenn's new book, Self-Censorship, here or where you get your books: Amazon: https://tinyurl.com/683p6kk3 Barnes & Noble: https://tinyurl.com/4yvz4fta Bookshop: https://tinyurl.com/44rznxww Video Links 0:00 The origins of Self-Censorship […]
Text Our Show HostsTonight, We're talking about MAGs – Mutual Assistance Groups. What they are… Why they're important… and, How to create or join one. We first introduced you guys to MAGs back in February on Episode 181 during our series on Prepper Groups. Well tonight, we're doing a deep dive into Mutual Assistance Groups with someone who knows all about them. He's lived it, built it, teaches it, and is writing a book about it… Fireman, Captain, Survivalist, Homesteader, Author, and Podcaster… Brent Weir. PROJECT 22:3 WebsitePROJECT 22:3 PodcastPlease Visit Our Affiliate Links to Find Great Preparedness Products:Tactical Wisdom - Baseline Training ManualTactical Wisdom - FieldcraftTactical Wisdom - Defensive OperationsMAGS: The People Part of Prepping PaperbackGuerrilla's Guide To Baofeng Radios PaperbackThe Ultimate Baofeng Radio Bible for Beginners Paperback ARRL Ham Radio License Manual 5th Edition Spiral-BoundMusic: Deadmans Pass - The Talbott BrothersSupport the show
KB gives his fave college over/under season win totals. Heisman wagers, conference wagers, championship predictions
Many assume that hitting a $2.5 million savings milestone means instant financial freedom in retirement. But as today's episode reveals, having substantial wealth doesn't automatically mean you're ready to retire. One of the most complex situations financial advisors encounter isn't a lack of money—it's uncertainty, fear, and the challenge of transitioning from accumulating wealth to using it wisely.In this episode, host Adam Olson explores a real-life client case study: a couple in their early 60s with $2.5 million in retirement savings, yet they found themselves paralyzed by financial unknowns. From market downturn concerns to tax-efficient withdrawal strategies, they struggled with key decisions that kept them from stepping into the retirement they had worked so hard to achieve. The husband, despite financial security, remained tied to his job because his identity and purpose were wrapped up in his career.Listeners will gain powerful insights into: • Why a high net worth doesn't guarantee retirement readiness. • The key financial and psychological roadblocks keeping people from retiring. • How to create a guaranteed income stream for retirement stability. • The importance of defining purpose beyond work to avoid an unfulfilling retirement. • How the right planning process can provide clarity, confidence, and financial peace.If you're wondering whether you're truly ready to retire—or if you're stuck in financial indecision—this episode is a must-listen. Take the first step toward financial confidence by clicking the link below for a personalized retirement assessment and discover what's truly possible for your future.“Retirement isn't about reaching a magic number—it's about building a plan that gives you peace of mind, financial security, and a purpose-driven future.” - Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement Quiz--Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
'Our Mutual Friend' was Dickens's last completed novel, published in serial form in 1864-65. The story begins with a body being dredged from the ooze and slime of the Thames, then opens out to follow a wide array of characters through the dust heaps, paper mills, public houses and dining rooms of London and its hinterland. In this extended extract from Novel Approaches, a Close Readings series from the LRB, Tom is joined by Rosemary Hill and Tom Crewe to make sense of a complex work that was not only the last great social novel of the period but also gestured forwards to the crisp, late-century cynicism of Oscar Wilde. They consider the ways in which the book was responding to the darkening mood of mid-Victorian Britain and the fading of the post-Waterloo generation, as well as the remarkable flexibility of its prose, with its shifting modes, tenses and perspectives, that combine to make Our Mutual Friend one of the most rewarding of Dickens's novels. To listen to the full episode, and to all our other Close Readings series, subscribe: Directly in Apple Podcasts: https://lrb.me/applecrna In other podcast apps: https://lrb.me/closereadingsna Sponsored link: Find out more about the Royal Literary Fund: https://www.rlf.org.uk/
On this episode of Dollar & Sense, hosts Joel and Chet dive into two hot topics that are reshaping financial futures: the rising cost of college and the common fear of investing. Whether you're sending kids back to school or gearing up for your own academic journey, you'll get eye-opening insights into how families are really paying for higher education—and smart alternatives that can save you from years of debt. But that's not all! If you (or someone you know) are hesitant to put money into the stock market, this episode breaks down why waiting for the “right time” to invest is often the wrong move. With real-world examples, fresh data, and engaging banter, Joel and Chet reveal how starting early and sticking to a plan can make a huge difference—whether you're saving for college or retirement. Don't miss practical tips on tax-advantaged savings accounts, the truth behind inflation and interest rates, and a behind-the-scenes look at how Dollar & Sense became one of Feedspot's top financial podcasts. Tune in and get inspired to take action for your financial future!
As summer winds down and students head back to school, we'll join some radio detectives as they tackle cases on college campuses. Michael Shayne looks for a peeping Tom turned murderer in “The Return to Huxley College” (originally aired on Mutual on November 5, 1946), and mystery writer and amateur sleuth Dan Holiday tries to help an old friend figure out how a colleague died in “The Professor and the Puzzle” from Box 13. A murderer is supposedly dead, but someone's spotted him on campus and it's up to Richard Diamond, Private Detective to find him in “The Martin White Case” (originally aired on NBC on January 22, 1950). And The Saint returns to his alma mater to find the author of some poison pen letters before his works turn deadly in “Simon Carries the Ivy” (originally aired on NBC on April 1, 1951).
We're back with Mutual Presents and more misadventures with Adventures with Maisie double-feature who brings in our summer with "Maisie & The Dueling Actors" and "Maisie Sells Restoro Skin-Rejuvenator"! Learn more about your ad choices. Visit megaphone.fm/adchoices
Most retirement calculators drastically underestimate what you'll need to retire comfortably at age 60, leaving many people exposed to hidden financial risks. In this episode, Adam Olson reveals why traditional tools fall short and how you can build a smarter, more secure plan for early retirement.Listeners will discover the overlooked expenses that hit hard between ages 60 and 65, like inflated healthcare costs, higher inflation impact, and elevated lifestyle spending, and why relying on the 4% rule alone can be dangerous. Adam also breaks down practical strategies from his Red Zone Retirement Planning process to help safeguard your nest egg through your most active retirement years.Key Takeaways:Most calculators ignore key factors like healthcare gaps, inflation, and sequence-of-returns risk.Early retirees need 18–24 months of cash reserves to weather downturns and maintain Affordable Care Act coverage.Planning Go-Go, Slow-Go, and No-Go phases helps avoid running out of money later in life.Smart Social Security timing and diversified income sources are crucial for long-term success.Want personalized help? Fill out the questionnaire below to receive a custom video analysis of your retirement readiness.“Don't risk your future on outdated assumptions; know the real numbers before you retire.” – Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement QuizHow Much Do I Need To Retire Article--Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
Yes you can buy the recording!
Today our episodes celebrate the Japanese surrender and the end of fighting in World War II on August 14, 1945. First, we have the breaking news of the Japanese acceptance of the Allied terms for surrender. That is followed by coverage of the surrender from first CBS and then ABC and the Mutual network.Visit our website at BrickPickleMedia.com/podcasts. Subscribe to the ad-free version at https://podcasters.spotify.com/pod/show/worldwar2radio/subscribe.
The franchise with the "under new ownership" sign on its last-place standing in the AL East, an evaporating fan base and a cowardly baseball operation that is now fielding minor league tryouts at Camden Yards with the remnants of a bunch of No. 1 draft picks, decided to raise ticket prices while continuing to lower the bar for tone deafness. Luke Jones and Nestor discuss their mutual disgust with every aspect of the Baltimore Orioles, on and off the field – from David Rubenstein and Catie Griggs down to Mike Elias and the sloppy play on the diamond. Stink. Stank. Stunk... The post Luke Jones and Nestor discuss their mutual disgust with every aspect Baltimore Orioles operation on and off the field first appeared on Baltimore Positive WNST.
Today we have two items from the Mutual Broadcasting System as Americans were still awaiting updates on the surrender of Japan. First, we have a roundtable discussion with several war commentators from August 12, 1945. That is followed by the Mutual news update from August 13, 1945.Visit our website at BrickPickleMedia.com/podcasts. Subscribe to the ad-free version at https://podcasters.spotify.com/pod/show/worldwar2radio/subscribe.
'Our Mutual Friend' was Dickens's last completed novel, published in serial form in 1864-65. The story begins with a body being dredged from the ooze and slime of the Thames, then opens out to follow a wide array of characters through the dust heaps, paper mills, public houses and dining rooms of London and its hinterland. For this episode, Tom is joined by Rosemary Hill and Tom Crewe to make sense of a complex work that was not only the last great social novel of the period but also gestured forwards to the crisp, late-century cynicism of Oscar Wilde. They consider the ways in which the book was responding to the darkening mood of mid-Victorian Britain and the fading of the post-Waterloo generation, as well as the remarkable flexibility of its prose, with its shifting modes, tenses and perspectives, that combine to make 'Our Mutual Friend' one of the most rewarding of Dickens's novels. Non-subscribers will only hear an extract from this episode. To listen in full, and all our other Close Readings series, sign up: Directly in Apple Podcasts: https://lrb.me/applecrna In other podcast apps: https://lrb.me/closereadingsna Next time on Novel Approaches: 'The Last Chronicle of Barset' by Anthony Trollope Further reading in the LRB: John Sutherland on Peter Ackroyd's Dickens: https://lrb.me/nadickens1 David Trotter on Dickens's tricks: https://lrb.me/nadickens2 Brigid Brophy on Edwin Drood: https://lrb.me/nadickens3 LRB Audiobooks Discover audiobooks from the LRB: https://lrb.me/audiobooksna
Welcome back to Mutual Presents! With the Scarlet Queen permanently at dock, it's time for some mystery with another great contribution to story and sound- The New Adventures of Sherlock Holmes! Airing from 1939-1946, this instant classic starred the great Basil Rathbone as Holmes and Nigel Bruce as Dr. Watson. We begin our series with "The Bruce Partington Plans" and "The Case of the Retired Colourman"! Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to Mutual Presents! With the Scarlet Queen permanently at dock, it's time for some mystery with another great contribution to story and sound- The New Adventures of Sherlock Holmes! Airing from 1939-1946, this instant classic starred the great Basil Rathbone as Holmes and Nigel Bruce as Dr. Watson. We begin our series with "The Bruce Partington Plans" and "The Case of the Retired Colourman"! Learn more about your ad choices. Visit megaphone.fm/adchoices
What if building a brand partnership with a major entertainment property could happen in 5 minutes instead of 6 months—and drive 10x better results? What would that change for your marketing strategy? Today I'm joined by Alan Gould, CEO of Mutual Markets. Alan is at the forefront of a major shift in digital marketing and advertising—using AI to reduce friction between brands and entertainment partners, making high-impact collaborations accessible to brands of all sizes. Mutual Markets is already working with major streamers and delivering successful partnerships, like PopCorners' Super Bowl spot with Breaking Bad and Dashlane's collaboration with NCIS. Alan's here to talk about how AI is democratizing access to branded entertainment partnerships and what that means for the future of marketing. About Alan Gould Alan Gould is a visionary leader and the Founder and Co-CEO of MutualMarkets, the world's first advanced AI powered partnerships platform that has revolutionized the digital advertising industry. MutualMarkets' goal is to provide brands with a more organic and efficient way to connect with consumers by setting new industry standards to transform how brands engage with their audiences. Alan has a long history in data, analytics, and marketing. Prior to co-founding MutualMarkets with his brother Eric Gould, Alan co-founded IAG Research, a media-measurement company created to gauge the effectiveness of ads, and sold it to Nielsen in 2008 for $250M. Alan is also co-founder of a venture capital firm called Peak Opportunity Partners and has been involved in several successful exits from companies like Maker Studios, WorkFusion, Embark Veterinary, Vizu, and early investor roles in iSport.TV, which later saw a $325M minority position from Goldman Sachs valuing the company at $750M. Under his leadership, MutualMarkets has expanded its global footprint, strengthened its portfolio, and adopted cutting-edge technologies to enhance client outcomes. Alan is passionate about fostering a culture of innovation, transparency, and collaboration, ensuring that the company remains at the forefront of the ever-evolving marketing landscape. In 2021, MutualMarkets announced its $30M raised in seed capital. In 2023, CBS' Paramount Global partnered with MutualMarkets to grow its advertising efforts. In 2024, MutualMarkets announced its latest innovation - the AI-enabled CMAU - which enhanced collaboration by empowering brands to identify and partner with TV shows and movies seamlessly. Alan has a Bachelor of Science degree in Foreign Service from Georgetown University, a Master's degree in Public Policy from Harvard University's Kennedy School, and a Doctor of Law degree from New York University's School of Law. Alan Gould on LinkedIn: https://www.linkedin.com/in/alangould/ Resources Mutual Markets: https://www.mutualmarkets.ai/ https://www.mutualmarkets.ai/ The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Boston, August 11-14, 2025. Register now: https://bit.ly/etailboston and use code PARTNER20 for 20% off for retailers and brands Don't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150" Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company
Steve Firko, executive vice president and chief operating officer, Pennsylvania Lumbermens Mutual Insurance, explains how mutual insurers' policyholder-focused structure, long-term stability and deep industry ties uniquely position them to serve niche markets.
For decades, the financial media has pushed the idea that you need to hit a magic number; $1 million, $2 million, or more, to retire securely. But what if that number is arbitrary? What if chasing it is actually keeping you from retiring with confidence?In this episode, Adam Olson challenges the conventional wisdom around retirement planning and reveals why a one-size-fits-all savings target is not only outdated, it's potentially harmful.You'll discover:The three biggest myths keeping pre-retirees working longer than necessaryWhy retirement is not about how much you've saved, but how much income you can reliably generateHow to replace retirement number anxiety with lifestyle-first planningA practical, step-by-step strategy to align your income, investments, and lifestyle goals using our Red Zone Retirement Planning™ processWhether you're years away from retirement or fast approaching it, this episode will give you a clearer path forward; one rooted in your actual needs, not arbitrary benchmarks.“$1 million means nothing unless it's attached to a life you actually want to live.” - Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement Quiz--Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
Dominic is joined by Dr. Leon Litvack whose new edition of Our Mutual Friend for Oxford University Press will be published in NovemberLeon is a reader at Queen's University Belfast, and is an expert analyst of Dickens' letters, manuscripts & handwriting. As well as being the Principal Editor of the Dickens Letters Project and Joint General Editor of the Oxford Edition of Charles Dickens, he sits on the Advisory Council for the UK's National Records and Archives…And returning to the series to read excerpts from the novel is actress Carlyss Peer Support the showIf you'd like to make a donation to support the costs of producing this series you can buy 'coffees' right here https://www.buymeacoffee.com/dominicgerrardThank you so much!Host: Dominic GerrardSeries Artwork: Léna GibertOriginal Music: Dominic GerrardThank you for listening!
This week, Monika dives into a quiet but massive shift in India's financial landscape: mutual funds are set to overtake life insurance in total assets under management by FY26, with both industries nearing ₹80 trillion. For years, life insurance dominated household savings, but mutual funds—once less than half its size—have now caught up. SIPs have gone mainstream, while trust in life insurance remains dented due to frequent mis-selling.She explains how regulation has played a decisive role. Capital market rules have consistently put investors first, reshaping the mutual fund industry. From eliminating upfront commissions and curbing hidden costs to enforcing better disclosures, SEBI's reforms have built investor trust and fuelled rapid growth. In contrast, life insurance struggles with poor disclosures, high exit costs, and low persistency—less than half of policies survive five years. Mutual funds show how investor-first regulation can transform an industry and help build long-term financial health.In listener questions, Lokesh asks if a professional advisor is necessary to manage his investments as he grows older. Soumajit seeks guidance on managing his father's ₹60 lakh retirement corpus to balance income and safety. And Vamsi, planning to buy life insurance, wants to know what happens if an insurer fails and whether a five-year premium payment plan is better than paying annually.Chapters:(00:00 – 00:00) The Rise of Mutual Funds in India(00:00 – 00:00) Life Insurance Falls Behind: What It Means for Investors(00:00 – 00:00) Should You Hire a Professional to Manage Your Investments?(00:00 – 00:00) How to Invest a Retirement Corpus for Safety and Growth(00:00 – 00:00) Choosing the Right Life Insurance and Understanding Your Optionshttps://www.indiapost.gov.in/Financial/Pages/Content/Post-Office-Saving-Schemes.aspxIf you have financial questions that you'd like answers for, please email us at mailme@monikahalan.com Monika's book on basic money managementhttps://www.monikahalan.com/lets-talk-money-english/Monika's book on mutual fundshttps://www.monikahalan.com/lets-talk-mutual-funds/Monika's workbook on recording your financial lifehttps://www.monikahalan.com/lets-talk-legacy/Calculatorshttps://investor.sebi.gov.in/calculators/index.htmlYou can find Monika on her social media @monikahalan. Twitter @MonikaHalanInstagram @MonikaHalanFacebook @MonikaHalanLinkedIn @MonikaHalanProduction House: www.inoutcreatives.comProduction Assistant: Anshika Gogoi
John 6:52 The Jews then disputed among themselves, saying, “How can this man give us his flesh to eat?” John 6:53 So Jesus said to them, “Truly, truly, I say to you, unless you eat the flesh of the Son of Man and drink his blood, you have no life in you. “This is the life!” […]
It all comes down to this - the final fight between Superman and the Atom Man! The kryptonite-fueled Nazi agent threatens to wipe Metropolis off the map on his march toward world conquest. Can the Man of Steel defeat him and save the day? Find out in these episodes that originally aired on Mutual between November 19 and December 3, 1945.
Welcome back to Mutual Presents! This week for Wednesday Wonder's feature on Mutual we look at the fantastical world of The Shadow with "The Three Ghosts" and "Circle of Death". Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to Mutual Presents! This week for Wednesday Wonder's feature on Mutual we look at the fantastical world of The Shadow with "The Three Ghosts" and "Circle of Death". Learn more about your ad choices. Visit megaphone.fm/adchoices
• Promotion for MyEternalVitality.com and hormone therapy benefits for men and women • Discussion of Andrea's improved health through hormone treatment from Dr. Powers • Explanation of bioidentical testosterone and its effects on energy, libido, and mood • Mention of free consultation and paid blood tests at My Eternal Vitality • Colette joins the show as a guest therapist and neighbor • Colette shares details about her therapy offerings, including couple intensives • Dan and Colette discuss the effectiveness of in-person therapy over telehealth • Telemedicine's role during COVID and its ongoing benefits for access • Dan jokes about doing multiple telehealth sessions simultaneously • Crystal is surprised by Colette's appearance and frustrated by lack of notice • Tom and Dan discuss the tactic of delivering uncomfortable news last minute • Tom claims he uses this method to reduce long-term stress in others • Andrea prefers being informed early to process and accept plans • Dan jokes about controlling decisions for Andrea, including ordering food • Colette comments on Dan's appearance change and his personal challenge • Story of neighbor mistaking Dan for a mailman due to his new look • Daniel and Andrea have been married 15 years and together for 20 • Andrea was much younger when they met, leading to some initial judgment • Andrea was an intern at a radio station when they met, and Daniel was already established • The two met socially through mutual friends and wing house outings • Their relationship started after Daniel drunkenly asked Andrea out • The couple bonded over a shared love of the band Faith No More • On their second date, Andrea blacked out from drinking and Daniel took care of her • Andrea woke up in different clothes at Daniel's house after the blackout • Daniel sold his truck after Andrea puked in it • Mutual friend Scott York helped carry Andrea down stairs during that incident • Andrea was inexperienced and studious at the time they began dating • Andrea was Daniel's second girlfriend and had no previous sexual partners • Their parents knew each other before they were born • Andrea was very independent and emotionally resilient even as a young woman • Andrea's emotional independence made her more attractive to Daniel • Andrea's indifference made Daniel more interested • Daniel admits he creates most of the bad moods in the relationship • Andrea is logical, even-tempered, and avoids stewing in negativity • Daniel tends to dwell and spiral, while Andrea prefers resolving issues quickly • Daniel jokes that their work marriage mirrors their home marriage but with better sex • Andrea prefers to move on from fights, while Daniel tends to circle around topics • Dan admits he rehashes arguments when he feels unresolved emotional pain • Colette identifies Dan's behavior as protective coping rooted in past hurt • Dan acknowledges his coping mechanisms are poor but is becoming more self-aware • Andrea reveals Dan was cheated on in past relationships, influencing his current reactions • Colette explains relational trauma and PTSD can resurface in secure relationships • Dan discusses his lingering anger and fixation on not being taken advantage of • Dan admits he tends to seek revenge and emotional intensity for a chemical high • Andrea questions why Dan amplifies minor issues • Dan compares his focus and emotional lock-in to a dog chasing lizards • Dan shares he prefers to isolate and pout when overwhelmed • Dan reflects on the trade-off of being emotionally sensitive but also hard to control • Colette emphasizes accepting emotional reactions while increasing awareness • Andrea says therapy taught her to not dwell in Dan's emotional “trench” • Dan confirms Andrea leaving him alone in emotional states helps him reflect • Andrea explains their opposing anxiety baselines create relational tension • Colette notes emotional states are contagious and can affect partners deeply ### **Social Media:** [Website](https://tomanddan.com/) | [Twitter](https://twitter.com/tomanddanlive) | [Facebook](https://facebook.com/amediocretime) | [Instagram](https://instagram.com/tomanddanlive) **Where to Find the Show:** [Apple Podcasts](https://podcasts.apple.com/us/podcast/a-mediocre-time/id334142682) | [Google Podcasts](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2FtZWRpb2NyZXRpbWUvcG9kY2FzdC54bWw) | [TuneIn](https://tunein.com/podcasts/Comedy/A-Mediocre-Time-p364156/) **The Tom & Dan Radio Show on Real Radio 104.1:** [Apple Podcasts](https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990) | [Google Podcasts](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s) | [TuneIn](https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/) **Exclusive Content:** [Join BDM](https://tomanddan.com/registration) **Merch:** [Shop Tom & Dan](https://tomanddan.myshopify.com/)
#thePOZcast is proudly brought to you by Fountain - the leading enterprise platform for workforce management. Our platform enables companies to support their frontline workers from job application to departure. Fountain elevates the hiring, management, and retention of frontline workers at scale.To learn more, please visit: https://www.fountain.com/?utm_source=shrm-2024&utm_medium=event&utm_campaign=shrm-2024-podcast-adam-posner.Thanks for listening, and please follow us on Insta @NHPTalent and www.youtube.com/thePOZcastFor all episodes, please check out www.thePOZcast.com Takeaways:- Work architecture is essential for understanding how work gets done.- Workforce design and strategy are closely linked.- Employee experience mapping can enhance workforce design.- Onboarding is a critical stage in the employee journey.- Mutual responsibility exists in managing employee expectations.- Technology can complicate employee experiences if not implemented thoughtfully.- Future-ready organizations prioritize employee development and upskilling.- HR must claim a seat at the revenue table to drive business outcomes.- Remote work requires intentional design to foster collaboration.- Contentment is a dynamic goal worth striving for in one's career.SummaryIn this conversation, Adam Posner and Josh Newman delve into the intricacies of workforce design and employee experience. They discuss the importance of understanding work architecture, the critical stages of employee onboarding, and the mutual responsibilities of employers and employees in managing expectations. Josh shares insights from past workforce design projects, highlighting lessons learned from failures and the significance of creating future-ready organizations that prioritize employee development. The discussion also touches on the evolving role of HR in driving revenue, the challenges of remote work, and the impact of parenthood on leadership styles. They conclude with reflections on career advice and the true definition of success. Chapters 00:00 Understanding Workforce Design and Architecture02:59 Employee Experience Mapping: The Six Stages05:56 Mutual Responsibility in Onboarding08:53 Lessons from Workforce Design Failures11:52 Future-Ready Organizations: Human-Centric Approaches14:37 The Role of HR in Revenue Generation17:48 Navigating Remote Work and Mentorship Challenges20:18 The Transformative Power of Parenthood26:44 Navigating Work-Life Balance and Productivity31:55 The Future of Work and Employee Value Proposition34:56 Defining Success Beyond Traditional Metrics
From A Sprint To A Marathon In A Show That Always Remembers You Ep.120- Candle House Collective Founder, Creator, Artistic Director Evan Neiden, Writer, Creator Olivia Behr and Writer, Creator, Systems Architect Joel Meyers Discuss Their Brilliant New Theatrical Experience "Lennox Mutual". Learn more about your ad choices. Visit megaphone.fm/adchoices
On this heartfelt installment of Men of Steel, Case and Jmike are joined by Ryan Luis Rodriguez (One Track Mind, Reels of Justice) to discuss the powerful documentary Super/Man: The Christopher Reeve Story. We reflect on Reeve's legacy as both a performer and a real-life hero, unpack the emotional depth of the film, and celebrate the enduring impact of the Man of Steel. #ChristopherReeve #Superman #SuperManDocumentary #MenOfSteelPod #ReelsOfJustice #OneTrackMind Find Ryan at: https://podcasts.apple.com/us/podcast/one-track-mind-with-ryan-luis-rodriguez/id1431611476 and https://www.patreon.com/onetrackmindpodcast Overview Episode 150 of the Men of Steel podcast celebrates hosts Case Aiken and Jmike Folson's significant milestone, with guest Ryan Luis Rodriguez joining in the discussion. Ryan Luis Rodriguez boasts a 4-0 record on the Reels of Justice podcast, with an upcoming Frozen 2 prosecution case highlighting his expertise. The hosts shared personal memories of the impact of Christopher Reeve's 1995 horseback riding accident, shaping their childhood experiences at ages 9 and 11. A well-edited documentary chronicling Reeve's life compiles 40 years of footage, avoiding melodrama while effectively communicating emotional depth. Christopher Reeve's casting as Superman faced doubts; his physical presence and several life factors contributed to his iconic portrayal of the character. The documentary discusses the deep emotional bond between Reeve and Robin Williams, revealing their supportive friendship nurtured during their Juilliard days. Following Reeve's accident, Dana Reeve emerged as a dedicated caregiver, transforming their tragedy into advocacy for disability rights and research funding. The podcast notes Reeve's advocacy for stem cell research and his collaboration with John Kerry, which marked him as a significant political figure in this area. Reeve's legacy is sustained through the Christopher Reeve Foundation, which continues to advance research funding for spinal injury treatment. New Patreon initiatives were introduced, with gratitude extended to executive producers supporting the Men of Steel podcast and connected shows. Notes ️ Episode Introduction & Guest Background (00:00 - 04:36) Episode 150 milestone celebration of Men of Steel podcast, marking significant achievement for hosts Case Aiken and Jmike Folson Ryan Luis Rodriguez joins as guest, known from Reels of Justice podcast where he serves as prosecutor/defender in fake movie court format Ryan's current 4-0 record on Reels of Justice, with upcoming Frozen 2 prosecution case Ryan also hosts One Track Mind podcast focusing on film through audio commentaries, featuring Case as previous guest ️ Personal Memories of Christopher Reeve's Accident (06:01 - 08:33) 1995 horseback riding accident deeply impacted all hosts as children - Case was 11, Jmike was 9, Ryan was 9 years old Case recalls watching news coverage at grandparents' house, vivid memories of the media coverage Jmike remembers his mother explaining 'Superman is paralyzed' while he was watching Superman animated series Ryan's emotional reaction as 'very feeling autistic child' to learning Superman would never walk again Documentary Structure & Production Quality (31:52 - 37:15) 40 years of footage compiled into remarkably well-edited documentary that feels like 55 minutes despite being 1 hour 40 minutes Stone Christopher Reeve statue used as visual metaphor throughout, starting pristine then showing cracks from kryptonite after accident No narrator approach - uses interviews with children and friends to weave story together organically Documentary avoids being 'tragedy porn' while still being emotionally impactful Christopher Reeve's Early Life & Career (12:35 - 48:44) Difficult relationship with father Arthur, described as 'douchebag' socialite poet who disapproved of Superman role Juilliard training alongside Robin Williams as roommates, establishing lifelong friendship Superman casting process involved auditioning 'everybody including the casting director's dentist' - Reeve wasn't obvious choice Arrogance during Superman production - some friction with cast/crew, though sources questioned Superman Performance & Legacy (44:37 - 50:09) Transformational acting in famous scene where Clark almost reveals identity to Lois - complete physical and vocal transformation Instinctive banking during first flying scene showed natural acting choices that made role work Height and physical presence key factors, though not initially seen as obvious Superman type ️ Personal Relationships & Family (19:26 - 25:47) First relationship with Gae Exton, mother of his first two children, ended after Superman IV failure Walking away from family after Superman IV disappointment, described as blindsiding them Dana Reeve entered life after separation, not as 'homewrecker' but as supportive partner Strong relationships with theater community including Susan Sarandon, Whoopi Goldberg, Jeff Daniels The Accident & Immediate Aftermath (09:56 - 38:42) May 1995 horseback riding accident during equestrian competition, paralyzed from neck down Life-threatening complications including potential suffocation from tubes, intense anxiety in early days Mental health struggles openly discussed, showing fears and adaptation process through rehabilitation ️ Dana Reeve's Role & Sacrifice (25:47 - 27:16) Incredible caretaker burden - being sole caregiver to paralyzed person described as 'herculean task' Transformative advocacy work - turned tragedy into hope for disabled community, advanced research funding Death from lung cancer at age 44 despite never smoking, tragically dying shortly after Christopher Will Reeves orphaned - lost both parents, overheard phone call about mother's death while pretending to sleep Advocacy & Political Impact (25:47 - 40:15) 1996 Oscar appearance - standing ovation moment showing his continued cultural influence Stem cell research advocacy - became major political figure, worked with John Kerry on legislation Christopher Reeve Foundation continues work through his children, funding research that has helped people walk again Federal funding advancement for spinal injury research and surgical procedures Robin Williams Connection (16:47 - 16:47) Juilliard roommates and lifelong close friends, surprising depth of relationship revealed Emotional documentary moment - suggestion that 'if Chris was still alive, Robin would be too' Mutual support system throughout both their careers and challenges Superman Film Legacy (22:16 - 47:26) Superman IV personal project - Reeve wrote the story, making its failure particularly devastating Anti-nuclear message in Superman IV, though film was commercial failure Production challenges of original Superman films, including Salkinds' questionable business practices Salkind Clause in actor contracts resulted from producers splitting one movie into two without additional pay Podcast Network Updates (55:58 - 57:26) Patreon launch at patreon.com/certainpovmedia covering Another Pass and Men of Steel productions Executive producers thanked: Carter Hallett, Sean Muir, Lee Greger, Memento Young, Logan Crowley, Joe Mastropiero, Nancy and Casey Aiken, Adam Samtur, Keith Lehtinen New network shows: Long Live the Legion (Legion of Superheroes podcast) and We Have Issues (Keith Lehtinen's show)
In this episode, Adam Olson answers a critical question for anyone approaching retirement: Can your retirement truly survive on dividends alone?With over a decade of experience helping clients retire with confidence, Adam has seen how dividend strategies, when used correctly, can dramatically enhance retirement income, provide tax-efficient cash flow, and reduce market risk. But most retirees either overlook or misuse this powerful tool.In this video, Adam covers:The Dividend Opportunity Gap and why most people miss itHow to structure dividend income in qualified and non-qualified accountsWhy traditional withdrawal strategies often fail in volatile marketsHow to use ETFs vs. direct indexing for tax-efficient incomeThe Dividend Integration Principle: why dividends should be a cornerstone, but not the entire foundation, of your planThe difference between haphazard dividend chasing and strategic dividend planningHigh-level implementation steps you can take right now to optimize your retirementIf you're a pre-retiree or retiree looking to build a sustainable, growing income that mimics a paycheck and protects your future lifestyle, this episode is a must-see.“The most successful retirees use a layered approach that includes dividends, Social Security, and other fixed income sources.” - Adam OlsonLearn more about Adam Olson by visiting the following links:FacebookPersonal WebsiteBusiness WebsiteRetirement Quiz--Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
In this comprehensive episode, Adam is joined by Tad Pospisil of Ironhorse CPA and Advisors to discuss the recently signed tax bill, often referred to as the 'one big, beautiful bill,' and its impactful changes. They cover a wide range of topics including deductions for tip income and overtime, new opportunities for charitable giving, farm sales, and critical strategies that retirees and business owners need to know. Tad, a seasoned CPA with extensive experience in agriculture tax planning and small business strategies, elaborates on bonus depreciation, section 179 expenses, senior deductions, the SALT deduction cap increases, and other significant tax savings opportunities. They also dive into specialized topics such as the MAGA Trump accounts for children's future savings, the extension of the QBI deduction, and expiring clean energy credits. This episode is packed with valuable insights aimed at ensuring taxpayers make the most out of the new bill.00:00 Introduction and Special Guest Introduction00:59 Overview of the New Tax Bill02:22 Tips and Overtime Income Deductions08:03 SALT Deduction Cap Increase11:18 Senior Deduction Bonus14:57 MAGA Trump Accounts and Child Tax Credit19:08 Benefits for Businesses20:09 Increased Section 179 Deduction20:39 Estate Tax Limits Update21:37 R&D Credit Expansion23:35 Farmland Tax Provisions26:10 Qualified Business Income Deduction27:25 Charitable Deductions for Non-Itemizers30:01 Car Loan Interest and Clean Energy Credits33:09 Real-World Tax Scenarios35:17 Final Thoughts and Key Takeaways8202997.1This podcast is for educational purposes only and may include references to concepts that have legal or tax implications. It is not to be construed as legal or tax advice. Such information is subject to change without notice and is not intended as an offer or solicitation with respect to any security, insurance product, or offer of individual investment advice. Strategies discussed may not be suitable for everyone.Mutual of Omaha Investor Services, Inc. does not provide tax or legal advice. Please consult with the appropriate professional regarding your personal situation prior to making any financial decisions. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC.
Send us a textMusic journalist, podcaster and photographer Jeremy Shatan drops in on YMAAA to introduce Al to Holly Miranda's 2018 album Mutual Horse. Jeremy talks about how his exploration of Miranda's music began with a New York Times article that he read, and how it led him to follow her career ever since. He explains why he thinks Mutual Horse is Miranda's best album and why it is a favorite in his collection. Jeremy also talks about how he developed broad musical tastes and why he started blogging and doing his Discover Music with AnEarful podcast.On this episode, Al made a reference to the first episode of Discover Music with AnEarful, in which Jeremy explains how he became a musical obsession. If you're not familiar with Jeremy's podcast, this is a great place to start. https://podcasts.apple.com/us/podcast/episode-1-5-how-i-got-here/id1588981051?i=1000537666517Jeremy mentioned the New York Times article that catalyzed his Holly Miranda fandom. You can read it here: https://www.nytimes.com/2009/03/14/arts/music/14mira.html.Through the first 197 episodes of YMAAA, neither of Al's horses had anything to contribute to the show. On this one, at 54:40, Fynn makes his YMAAA debut.To check out Jeremy's Substack, go to anearful.substack.com.His Spotify playlists are available at https://open.spotify.com/user/jshatan.Jeremy's photography website: jeremy-shatan@pixels.comJeremy has not one, but two Instagram accounts!For music: @anearfulmusicFor photography: @murgatroydYou can also follow Jeremy on these other social media platforms…@AnEarful on Facebook, Tiktok and X@AnEarfulTV on YouTubeThe first episode of Bonus Tracks—YMAAA's subscriber-only podcast series—is now available at patreon.com/youmealbum. More monthly episodes, posts and other good stuff are soon to come. Please consider subscribing! Your support will make it possible for Al to keep this podcast going.To keep up with You, Me and An Album, please give the show a follow on Instagram at @youmealbum.1:09 Jeremy joins the show1:35 Jeremy explains how he first got interested in Holly Miranda's music7:34 Al talks about his observations regarding Miranda's on-stage charisma8:53 Jeremy notes Miranda's progression across her first three albums17:29 Jeremy appreciates the way that Miranda puts an album together19:01 Hearing some of the tracks live ahead of time got Jeremy excited about buying Mutual Horse21:18 “Wherever You Are” made a great first impression on Jeremy23:42 Al and Jeremy talk about Mutual Horse's sonic variety, particularly in the album's middle section29:40 Jeremy and Al discuss Miranda's collaboration with Kyp Malone on “Exquisite”31:54 Jeremy and Al talk about Miranda's Neil Young cover and some of her other cover songs35:58 Jeremy explains how the tracks on the latter part of the album relate to the death of Miranda's mother41:41 Jeremy has gained a new perspective on the grind of the recording industry50:08 Jeremy talks about getting to know Miranda personally55:37 Jeremy explains how Miranda wound up writing and contributing to the theme song for Discover Music with AnEarful56:50 Jeremy shares how he developed such a broad range of musical interests and how he keeps up with new music1:10:09 Jeremy talks about the value of admitting your musical ignoranceSupport the show
In episode 1905, Jack and Miles are joined by wildlife ecologist and conservationist, host of Going Wild, and co-host of Mutual of Omaha's Wild Kingdom, Dr. Rae Wynn-Grant, to discuss… Is Science Going To Be Ok? 4000 NASA Employees Are Leaving, Thanks To Trump Cuts, Cheating Ex-CEO May Sue Coldplay Over Kiss Cam and more! EPA moves to repeal landmark finding that allows climate regulation Republicans across the country are pushing bills to stop government 'weather modification' Navy Set to Unplug Critical Hurricane Satellites this Week 4000 NASA Employees Are Leaving Trump's NASA cuts will 'compromise human safety,' hundreds of employees say in letter Gwyneth Paltrow’s latest role is ‘very temporary’ Astronomer spokesperson Ex-Astronomer CEO Andy Byron to sue Coldplay for 'emotional distress' & 'invasion of privacy' over kiss-cam video: 'They made me a...' Should You Expect Privacy at a Concert? Coldplay Incident Sparks Debate Sleeping fan files $10M lawsuit Yankees Fan Caught Sleeping Sues ESPN for $10 Million (Video) Fan sleeps in stands during game vs. Red Sox Yankee Fan's Defamation Suit Is Put To Sleep The Problem With Using Face Recognition on Fans at a Taylor Swift Concert Madison Square Garden uses facial recognition tech to scan for legal adversaries Face Recognition Threatens to Replace Tickets, ID at Sports Events – and Beyond Artists boycotting venues that use facial recognition technology LISTEN: Chroma 008 Tangz feat. ELIZA by BICEPSee omnystudio.com/listener for privacy information.
Listen to this episode for ways to save money while supporting your values! Co-hosts Tania and Adriana share what companies they boycott and why, and which alternative companies have ethical practices they support. Many of the companies on our boycott lists have documented labor rights violations or support governments rooted in white supremacy and oppressive systems. Boycotting large corporations has opened new ways for us to reconnect with our local communities such as through mutual aid. It's also a great excuse to find new small family-owned businesses to support. Boycotting is a great technique that has worked for many movements in the past, and it's a great way to hold companies accountable for their practices.Remember: the companies you choose to support should hold your values for community care and equal rights.Resources:Boycott List by BDS MovementBoycott List by Ethical ConsumerAnti-DEI Boycott ListWhy to boycott Chiquita and DoleWhy to boycott NestleAlternative Brands by Ethical Consumer15 Ethical & Sustainable Brands by Sustainably ChicBuyNothingListen to our previous episode “Activism, But Make It Fashionable” for clothing brands we don't and do supportVictory! List of Starbucks stores closing this year.DefinitionsWhite supremacy: the belief that white people constitute a superior race and should therefore dominate society.DEI: Diversity, Equity, and Inclusion are organizational frameworks that seek to promote the fair treatment and full participation of all people, particularly groups who have are historically underrepresented or subject to discrimination based on identity or disability.Tipping point: the point at which a series of small changes or incidents becomes significant enough to cause a larger, more important change.BDS (Boycott, Divest, and Sanction): a Palestinian campaign against Israeli apartheid.Mutual aid: voluntary, collaborative exchanges of resources and services for common benefit that take place amongst community members to overcome social, economic, and political barriers to meeting common needs.Upcycle: also known as creative reuse, is the process of transforming by-products, waste materials, or unwanted products into new materials or products perceived to be of greater quality.Greenwashing: a form of advertising that deceptively persuades the public that an organization's products, goals, or policies are environmentally friendly.Rainbow-washing: also known as pinkwashing, a form of advertising that deceptively persuades the public that a brand is sympathetic towards the LGBTQ community and supports LGBTQ+ rights.If you liked this episode, please rate and review the podcast on your favorite streaming platform. We appreciate your feedback.
Mentoring often sounds like the perfect way to steward your time in retirement—until you try it and realize it's not as intuitive as you'd hoped.For many retirees, mentoring seems like a meaningful way to invest in the next generation—a way to put their life experience to work. But what if we've misunderstood how mentoring fits into God's design for this season of life? Jeff Haanen joins us with practical stories and spiritual insight to help us reframe it.Jeff Haanen is an accomplished entrepreneur and the founder of the Denver Institute for Faith & Work. He is the author of An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life and Working from the Inside Out: A Brief Guide to Inner Work That Transforms Our Outer World.Rethinking MentoringRetirement is often marketed as the reward for decades of hard work—a long-awaited season of leisure and personal fulfillment. But what if there's a deeper, richer invitation waiting for us in this chapter of life? What if retirement isn't just about what we get—but what we give?Retirement isn't the end of our calling. It's a fresh opportunity to steward our lives for God's Kingdom in powerful new ways. One of the most meaningful ways we can do that is through mentoring—especially when we reimagine it as intergenerational friendship.Many of us picture mentoring as a formal, structured relationship: scheduled coffee dates where the older offers wisdom and the younger listens. While these settings can be helpful, we've found that mentoring is most fruitful when it grows from an organic, mutual friendship.Rather than casting ourselves as sages who dispense advice, we're invited to be fellow travelers—learning, laughing, sharing, and growing together. Intergenerational friendships emphasize mutual respect, shared experiences, and spiritual growth over time.This vision of mentoring as a form of friendship has deep roots in Scripture. Jesus said to His disciples, “I no longer call you servants… I have called you friends” (John 15:15). The Apostle Paul invested in Timothy, Elijah mentored Elisha, and Naomi walked with Ruth—but in each of these relationships, we find more than just a teacher and a student. We see companions whose hearts were knit together in love and trust.In God's upside-down Kingdom, wisdom flows both ways. The older bring experience and insight; the younger bring hope, energy, and perspective. Together, we become more like Christ.What Makes Mentoring Thrive?Through our own journey and through observing others, we've seen several elements that make these relationships truly flourish:Delight in the Next Generation. Mentoring starts not with duty but with joy. When we find genuine delight in those younger than us—when we enjoy being with them, listening, and learning—we build the foundation for real connection. Affirm Before Advising. Many younger adults are uncertain about their calling or whether they have what it takes. A word of affirmation can be far more powerful than advice. Encouragement builds trust and opens the door to growth. Lead with Vulnerability. We don't need to have it all together. It's our stories of failure and God's faithfulness that often minister most deeply. Humility makes room for healing and hope. Commit for the Long Haul. There's no shortcut to transformation. Mentoring thrives when we're patient and willing to walk alongside someone over time—through victories, setbacks, and seasons of change. Ask Thoughtful Questions. Jesus often asked His disciples powerful, heart-revealing questions. We can do the same. When we help others discover truth for themselves, they take greater ownership of their journey.The local church is a natural place to start. It's one of the few places left in our culture where generations regularly gather. Maybe it's time to simply show up—to attend a young adult gathering, volunteer in youth ministry, or offer to listen and pray for someone younger.Our workplaces also offer opportunities. Even in retirement, we may still have professional wisdom worth sharing. Informal conversations, apprenticeships, or consulting can all create meaningful space for mentorship.Most importantly, we must pray. We've learned to listen—not only to our mentee but to the Holy Spirit. We ask: Lord, what do You want us to say in this moment? How can we best serve this person? Prayer is the lifeblood of all fruitful mentoring relationships.What If Retirement Looked Like This?Imagine if thousands of believers approaching retirement swapped comfort for Kingdom impact. What if instead of isolating ourselves, we stepped into churches and communities, offering our time, wisdom, and presence?We believe that mentoring may be one of the most significant contributions we can make in our later years—not only for the benefit of others, but also for our own joy and growth. As we give ourselves away, we often find our richest reward.So here's the invitation: Start showing up. Start listening. Start sharing your story. And watch what God does through friendship across generations.Help Us Equip Others to Live with PurposeRight now, more people than ever are seeking biblical wisdom to navigate their finances and their calling. When you become a FaithFi Partner, you help meet that need.Partners receive:Early access to new devotionals and studiesA subscription to our Faithful Steward magazinePro access to the FaithFi appJoin the mission today with your gift of $35/month or $400/year at FaithFi.com/Give. On Today's Program, Rob Answers Listener Questions:I'm trying to compare mortgage rates from several lenders, but I'm concerned that multiple hard credit inquiries will affect my credit score. What's the best way to shop around without damaging my credit?I'm trying to decide between setting up a Special Needs Trust or an ABLE account for my nephew. Can you explain the differences and help me understand which option might be better for his long-term financial support?After my husband left, I found myself in a challenging financial situation. Most of my savings are gone, and because of a traumatic brain injury, my ability to work is limited. I feel overwhelmed and don't know where to begin. How can I start to rebuild my financial life?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenBankrate | Lending TreeMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
In this insightful episode of Paisa Vaisa, join host Anupam Gupta as he explores the intricate world of Indian banking with Narendranath Mishra, Head of Retail and Agri Loans at DCB Bank. Discover how bank deposits stack up against the booming mutual fund industry and what this means for your financial planning. Mr. Mishra breaks down the impact of RBI rate cuts on your home loans, business loans, and deposit rates, explaining how banks manage this transmission. Learn critical insights into credit card usage trends in India, including the surprising statistics on responsible credit behavior and the benefits of secured credit cards. The conversation also dives deep into financial literacy, offering indispensable safety tips to protect your bank account and UPI transactions from cyber fraud and online scams. Understand how to choose a good bank based on digital infrastructure, interest rates, and customer service, with a peek into DCB Bank's innovative products like the DCB Happy Savings Account and DCB WOW Account. Finally, gain wisdom from Mr. Mishra's personal book recommendations, including "War and Wisdom" and the Valmiki Ramayan, and how these ancient texts offer modern management lessons and leadership insights. Tune in for a comprehensive guide to navigating today's personal finance landscape securely and strategically.See omnystudio.com/listener for privacy information.
Summer is for stargazing and Mutual's resident Astronomer, David Ault brings us on a fantastic cosmic voyage from Steppe to Stars: A Kazakh Astronomical Journey. Sit down on a nice comfy blanket and view the universe while you listen! Learn more about your ad choices. Visit megaphone.fm/adchoices
Mutual aid projects are a natural place for herbalists to gravitate, and setting one up in your community is easier than you think! Our mutual aid startup guide is a free resource we offer you to help with this. You can download it right here:Mutual Aid Startup GuideIn today's episode we want to emphasize two key things about this: First, it doesn't have to be an enormous undertaking. You can start with a small circle of friends, and build from there. The keys are consistency and continuity of communication.Second, getting started can be very simple! So often, people feel hesitant to begin – thinking they need a fully fleshed-out concept and perhaps some financial backing before they start. But mutual aid can be something that fits into your schedule and that lifts you up instead of burning you out.We discuss three examples to show what mutual aid can look like at different scales: a small personal support network, a medium community fix-it club, and a larger community disaster response team.We hope this episode inspires you to get started, and if you have any questions, reach out to us!Everything's on sale in July!All our offerings are self-paced online video courses. They all with free access to twice-weekly live Q&A sessions with us, lifetime access to current & future course material, open discussion threads integrated in each lesson, an active student community, study guides, quizzes & capstone assignments, and more!Use code HAWTHORN at checkout to get 20% off!If you have a moment, it would help us a lot if you could subscribe, rate, & review our podcast wherever you listen. This helps others find us more easily. Thank you!!Our theme music is “Wings” by Nicolai Heidlas.Support the showYou can find all of our online herbalism courses at online.commonwealthherbs.com!
Superman recovers after his first fight against the Atom Man while Henry Miller finds a new ally in his quest to kill the Man of Steel and rule the world! The epic adventure continues in these episodes that originally aired on Mutual from November 5 to November 16, 1945.
Don and Tom highlight what may be today's biggest stock market bargain: small-cap value stocks, which have drastically underperformed large-cap growth and now appear poised for long-term reversion to the mean. They explain why chasing big winners like Nvidia and Apple could backfire, and why broad diversification with a tilt toward small and value still makes sense. Callers get help with tax drag from old mutual funds, switching from expensive active funds to ETFs, household asset allocation, Roth conversions, and whether to sell a large single-stock inheritance. The show wraps with a well-deserved swipe at Jordan Belfort's shameless self-promotion. 0:05 Don kicks things off with a musical flashback: The Who's “Bargain” sets the tone for a segment on what may be today's biggest investing bargain—small value stocks. 2:00 The S&P 500 has averaged 13.2% annually since 2014; small caps lag at 7.2%. Investors are fleeing small-cap ETFs just as they may be poised for reversion to the mean. 3:30 The top five stocks in the S&P 500 are now five times larger than the entire Russell 2000. That kind of imbalance can't last forever. 5:08 Historically, small-cap value has outperformed large growth by ~4% annually over 100 years—yet most investors are overexposed to U.S. large-cap growth. 8:08 Instead of market timing, build a balanced portfolio based on your risk tolerance. Consider overweighting small and value, but don't ditch large caps entirely. 9:23 Even the worst year for small caps (2008, -34%) wasn't as bad as the S&P's peak-to-trough crash (-57%). Diversification isn't just smart—it's safer. 10:23 For equity allocation: a 1/3 split between large U.S., small U.S., and international may be simple, but effective. 11:59 Eugene from Baltimore has a $5M+ portfolio generating massive taxable income. Don and Tom recommend municipal bonds and more tax-efficient ETFs. 17:45 Mutual fund to ETF conversions (like those offered by Vanguard and Dimensional) could reduce Eugene's tax bill without triggering capital gains. 22:43 BJ from San Antonio holds a pricey Invesco fund (SMMIX) full of big tech—essentially a closet index fund with an 0.85% fee. Time to switch to low-cost, diversified ETFs. 25:38 Vanguard's VUG offers the same exposure with more holdings and a 0.04% fee—plus it's transparent, predictable, and consistent. 28:43 Ron in Lakeland wonders if he should copy his wife's ETFs. If your household has a unified asset allocation plan, identical holdings across accounts are fine. 31:27 Jerry from Lacey, WA asks whether to keep doing Roth conversions or start Social Security now. Don and Tom advise continuing tax-efficient conversions, possibly up to the 22% bracket, but not beyond. Also watch out for income thresholds that affect benefits like the $6K tax rebate. 35:46 Sherry (dropped call) inherited $4M in Microsoft. Diversify! But do it with a tax strategy and professional help. 36:49 Don reacts to a nauseating LinkedIn post by Jordan Belfort, reminding us that glorifying financial predators only feeds industry corruption. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode we journey to the village of Pope, in the southern tip of Panola County, Mississippi to visit with black coon hunter Rubert Morgan. At age 74, Morgan has worn many hats; farmer, auto worker, collegiate bull rider, community official and coonhound breed association director to name a few. Mr. Morgan provides an entertaining look at the life of a black kid growing up under segregation but also enjoying his lifelong dream of being in the outdoors hunting with hounds. Steve and Rubert met at the UKC Winter Classic in Batesville, Mississippi several years ago. Mutual friend, Kimberly Clark of Virginia, also black and also a coon hunter, urged Steve to bring Morgan onto the podcast and the result is an hour and several minutes more of dog talk at its finest. A confessed Bluetick aficionado today, Rubert has enjoyed all breeds through the years beginning with a spotted pup that, as a kid, he crawled under the family home to claim. The story of Spot and others good hounds through the years, pack the episode and there's even some looks at life as a black man growing up in a world where in many cases, he was the “only one that looked like me” in the crowd. You'll enjoy this one, guaranteed. We would like to thank those who support this podcast. Special thanks to Alpha Dog Nutrition and Double U Hunting Supply for sponsoring this episode. Want to learn more about Alpha Dog Nutrition? Check out the links belowhttps://www.dusupply.com/alphadogwww.dusupply.comhttps://alphadognutrition.com/ https://www.youtube.com/@DoubleUHuntingSupply/podcasts
In this episode we journey to the village of Pope, in the southern tip of Panola County, Mississippi to visit with black coon hunter Rubert Morgan. At age 74, Morgan has worn many hats; farmer, auto worker, collegiate bull rider, community official and coonhound breed association director to name a few. Mr. Morgan provides an entertaining look at the life of a black kid growing up under segregation but also enjoying his lifelong dream of being in the outdoors hunting with hounds. Steve and Rubert met at the UKC Winter Classic in Batesville, Mississippi several years ago. Mutual friend, Kimberly Clark of Virginia, also black and also a coon hunter, urged Steve to bring Morgan onto the podcast and the result is an hour and several minutes more of dog talk at its finest. A confessed Bluetick aficionado today, Rubert has enjoyed all breeds through the years beginning with a spotted pup that, as a kid, he crawled under the family home to claim. The story of Spot and others good hounds through the years, pack the episode and there's even some looks at life as a black man growing up in a world where in many cases, he was the “only one that looked like me” in the crowd. You'll enjoy this one, guaranteed. We would like to thank those who support this podcast. Special thanks to Alpha Dog Nutrition and Double U Hunting Supply for sponsoring this episode. Want to learn more about Alpha Dog Nutrition? Check out the links below https://www.dusupply.com/alphadog www.dusupply.com https://alphadognutrition.com/ https://www.youtube.com/@DoubleUHuntingSupply/podcasts Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode we journey to the village of Pope, in the southern tip of Panola County, Mississippi to visit with black coon hunter Rubert Morgan. At age 74, Morgan has worn many hats; farmer, auto worker, collegiate bull rider, community official and coonhound breed association director to name a few. Mr. Morgan provides an entertaining look at the life of a black kid growing up under segregation but also enjoying his lifelong dream of being in the outdoors hunting with hounds. Steve and Rubert met at the UKC Winter Classic in Batesville, Mississippi several years ago. Mutual friend, Kimberly Clark of Virginia, also black and also a coon hunter, urged Steve to bring Morgan onto the podcast and the result is an hour and several minutes more of dog talk at its finest. A confessed Bluetick aficionado today, Rubert has enjoyed all breeds through the years beginning with a spotted pup that, as a kid, he crawled under the family home to claim. The story of Spot and others good hounds through the years, pack the episode and there's even some looks at life as a black man growing up in a world where in many cases, he was the “only one that looked like me” in the crowd. You'll enjoy this one, guaranteed. We would like to thank those who support this podcast. Special thanks to Alpha Dog Nutrition and Double U Hunting Supply for sponsoring this episode. Want to learn more about Alpha Dog Nutrition? Check out the links belowhttps://www.dusupply.com/alphadogwww.dusupply.comhttps://alphadognutrition.com/ https://www.youtube.com/@DoubleUHuntingSupply/podcasts
This is a rebroadcast. The episode originally ran in September 2019. Frank Layden was a beloved basketball coach and executive best known for his time with the Utah Jazz. While he achieved tremendous professional success—earning NBA Coach of the Year, Executive of the Year, and the J. Walter Kennedy Citizenship Award all in 1984—it was his warmth, humor, and larger-than-life personality that truly defined him. Known for his self-deprecating wit and quick one-liners, Layden brought levity to the game and was deeply respected by players, colleagues, and fans alike. Beyond basketball, Layden was cherished for his kindness, community involvement, and ability to connect with people on a personal level. He had a gift for making others feel valued, often using laughter to lift those around him. Even in retirement, he remained a vibrant part of the Salt Lake City community. Frank Layden passed away on July 9, 2025, at the age of 93, leaving behind a legacy of leadership and compassion. Links Share your thoughts in the Leading Saints community Transcript coming soon Get 14-day access to the Core Leader Library Highlights Early Experiences & Utah Transition 00:03:34 Involvement with the Church of Jesus Christ of Latter-day Saints; reflections on what President Thomas S. Monson said about him 00:05:24 How he ended up in Utah with the Jazz 00:09:03 First knowledge of and interactions with members of the Church of Jesus Christ of Latter-day Saints 00:10:15 Approach to sports and Utah's culture: “What can we do to help here?” Focused on building relationships over highlighting differences. Personal and Professional Philosophy 00:12:44 How he became a coach - Belief that his family was meant to be in Utah - Building the Jazz from a losing team into a contender - Perspective on success: You won't always succeed, and shouldn't measure success by money. Prioritize doing what you love and service. 00:17:48 The Jazz's efforts to help players and their families grow off the court: - Wives club activities: fashion shows, making Christmas trees, supporting education - Interfaith chapel service with Rev. France Davis and Pastor Jerry Lewis - Bonuses for players who finished college degrees Leadership & Team Management 00:20:10 When players feel coaches support them, they give their all. 00:22:37 Emphasis on making each player feel loved; daily question: “What can I do for you today?” 00:24:58 The importance of small things: punctuality, readiness, balancing authority and discipline 00:28:20 Players must believe in you, and you must believe in yourself. - Understanding who needs motivation vs. encouragement 00:32:47 Establishing leadership: the team must know who leads - “Winning is not a sometimes thing; it starts the first day of practice.” Relationship-Building & Daily Culture 00:39:42 Building one-on-one connections with players - Creating comfort for players to approach leadership - Listening to them (examples include book club and shared reading) - Encouraging professional appearance - Mutual respect and adult treatment fosters loyalty 00:42:50 Players can sense if you enjoy your job. Reflection on Faith & Community 00:48:22 How being part of Utah's religious community enhanced his experience as a Catholic 00:53:04 Takeaways and Leadership Principles The award-winning Leading Saints Podcast is one of the top independent Latter-day Saints podcasts as part of nonprofit Leading Saints' mission to help Latter-day Saints be better prepared to lead. Learn more and listen to any of the past episodes for free at LeadingSaints.org. Past guests include Emily Belle Freeman, David Butler, Hank Smith, John Bytheway, Reyna and Elena Aburto, Liz Wiseman, Stephen M. R. Covey, Elder Alvin F. Meredith III, Julie Beck, Brad Wilcox, Jody Moore, Tony Overbay, John H. Groberg, Elaine Dalton, Tad R. Callister, Lynn G. Robbins, J. Devn Cornish,
The Atom Man is in Metropolis! The Nazi agent with kryptonite in his veins gets a job at the Daily Planet as reporter "Henry Miller," and the Man of Steel is about to meet his greatest and deadliest enemy. Superman and the Atom Man have their first titanic battle as this epic story continues in these chapters that originally aired on Mutual between October 22 and November 2, 1945.
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