Podcasts about Mutual

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Latest podcast episodes about Mutual

The Rational Reminder Podcast
Episode 383: AMA #10 - Dollar cost averaging & mutual funds vs. ETFs

The Rational Reminder Podcast

Play Episode Listen Later Nov 13, 2025 66:55


In this episode of Rational Reminder, Ben Felix, Cameron Passmore, and Ben Wilson return with a classic AMA format—answering listener questions that dig deep into the behavioral and evidence-based foundations of sensible investing. From lump-sum investing to the psychology of advice, the trio blend data, humor, and clear thinking to demystify complex financial ideas. They discuss the behavioral logic behind dollar-cost averaging, why mutual funds might actually be more tax-efficient than ETFs in Canada, and whether technology could ever truly replace human financial advisors. Plus, they share their biggest investing mistakes (yes, Bitcoin makes an appearance), dissect the rise of "buffered" ETFs, and explain why chasing complexity usually costs investors more than it helps. Key Points From This Episode: (0:00:05) Introduction – The first episode featuring all three hosts together: Ben Felix, Cameron Passmore, and Ben Wilson. (0:44) OneDigital update: expanding evidence-based advice across Canada with new PWL partners in Halifax. (2:36) The mission in motion – bringing the "markets work and planning matters" philosophy to more Canadians. (5:29) "Finding and funding a good life" – how PWL integrates wellness and happiness into financial planning. (6:16) AMA Question 1: Lump-sum vs. dollar-cost averaging — why lump-sum wins 65% of the time. (10:05) Base rates, behavioral regret, and the real role of an advisor. (12:22) The 2020 PWL paper results and how behavioral hedging fits in. (16:10) If dollar-cost averaging feels safer, maybe your portfolio is too aggressive. (18:08) AMA Question 2: Advice for smaller portfolios — how technology, AI, and fee-only planners can fill the gap. (21:01) Can AI really replace advisors? Cameron's Waymo analogy sparks debate. (23:33) AMA Question 3: Mutual funds vs. ETFs — why in Canada, mutual funds may actually be more tax-efficient. (30:00) The Capital Gains Refund Mechanism (CGRM) explained — and why it matters. (34:31) Dimensional's Canadian funds vs. Vanguard ETFs — tax distribution data that surprises most investors. (37:40) AMA Question 4: Are discount bonds priced for tax efficiency? The evidence says no—discount bonds still win. (42:23) AMA Question 5: Biggest investment mistakes — from Bitcoin regrets to house-buying reflections. (48:15) AMA Question 6: Buffered ETFs — comfort, complexity, and why simple portfolios outperform. (53:45) Simplicity as a superpower — why "markets work" is still the most radical idea in finance. (55:27) AMA Question 7: Updating the RR model portfolio — why there's no "optimal" portfolio and simplicity wins again. (58:31) After show: Reviews, humor, and a reminder about "No Net Worth November." (1:04:15) Life offline — Cameron's reflections on quitting social media and finding clarity. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Money Mastery UNLEASHED
What $2 Million Really Buys You in Retirement (Most People Miss This)

Money Mastery UNLEASHED

Play Episode Listen Later Nov 13, 2025 11:39


What You Can NOW Do With $2 Million Saved — And What Most Retirees MissHow much you need to retire quiz: https://bit.ly/Adam-OlsonEpisode Description:In today's episode, Adam Olson, CFP®, breaks down the overlooked opportunities available once you've crossed the $2 million milestone. After helping countless high-net-worth families navigate the Red Zone Retirement™ years, Adam reveals the income strategies, lifestyle upgrades, tax efficiencies, and legacy planning tools that most retirees never realize they have access to.You'll hear a real case study of a client who retired confidently at 61 with $2.2 million—and the exact step-by-step framework Adam used to turn her savings into predictable income, lifestyle freedom, and long-term tax optimization.If you have $2 million saved (or you're approaching it), this episode will show you exactly how to use that wealth to create security, enhance your lifestyle, and build a meaningful legacy.

The Eden Podcast with Bruce C. E. Fleming
PREQUEL Bonus Episode with Josh Ratliff. Called to mutual ministry!

The Eden Podcast with Bruce C. E. Fleming

Play Episode Listen Later Nov 11, 2025 27:18


On this Prequel Bonus Episode learn the steps to mutual ministry taken by Wesleyan Pastor Josh Ratliff The Tru316 Foundation (www.Tru316.com) is the home of The Eden Podcast with Bruce C. E. Fleming where we “true” the verse of Genesis 3:16. The Tru316 Message is that “God didn't curse Eve (or Adam) or limit woman in any way.” Once Genesis 3:16 is made clear the other passages on women and men become clear too. You are encouraged to access the episodes of Seasons 1-11 of The Eden Podcast for teaching on the seven key passages on women and men. Are you a reader? We invite you to get from Amazon the four books by Bruce C. E. Fleming in The Eden Book Series (Tru316.com/trubooks). Would you like to support the work of the Tru316 Foundation? You can become a Tru Partner here: www.Tru316.com/partner

The Mutual Audio Network
Monday Matinee- November 10th, 2025

The Mutual Audio Network

Play Episode Listen Later Nov 10, 2025 3:11


It's a new week in Mutual! Federal Stonecipher opens the Matinee with Sonic Society #741, 2 Sides 6: Doctor Jekyll & Mister Hyde, and Writing the West: Episode 1! Learn more about your ad choices. Visit megaphone.fm/adchoices

writing sides mutual jekyll matinee mister hyde sonic society monday matinee federal stonecipher
Down These Mean Streets (Old Time Radio Detectives)
Episode 643 - Everyone Needs a Hobby (Leonidas Witherall, Gregory Hood, Box 13, & Mr. and Mrs. North)

Down These Mean Streets (Old Time Radio Detectives)

Play Episode Listen Later Nov 9, 2025 119:34


Not all radio detectives carried a badge or a private eye's license. Some were amateur sleuths who dabbled in deduction in addition to their day jobs, and we'll hear a collection of those crimesolvers and their adventures. Walter Hampden stars as Leonidas Witherall - professor, author, dead ringer for Shakespeare, and amateur detective - in "Murder at the State Fair" (originally aired on Mutual on September 24, 1944). Gale Gordon is San Francisco importer and detective Gregory Hood in "The Forgetful Murderer" (originally aired on Mutual on July 29, 1946). Alan Ladd is mystery writer Dan Holiday, who seeks adventures to fuel the plots of his stories, in "Killer at Large," a syndicated episode of Box 13. And finally, Joseph Curtin and Alice Frost are book publisher Jerry North and his wife Pam, and their idea of a date night involves stumbling over a dead body. We'll hear "The Premature Corpse," an Armed Forces Radio Service rebroadcast of Mr. and Mrs. North (originally aired on CBS on February 12, 1952).

Cornerstone Church - Bethalto, IL
Mutual Submission | Walking As One

Cornerstone Church - Bethalto, IL

Play Episode Listen Later Nov 9, 2025


This is a service from Cornerstone Church in Bethalto, IL. For more information, please visit us on the web at BethaltoChurch.com or search for us on Facebook. The post Mutual Submission | Walking As One first appeared on Cornerstone Church.

The Inspire Podcast
S7 E15: If You Want to Go Far, Go Together with Bernard Letendre

The Inspire Podcast

Play Episode Listen Later Nov 6, 2025 35:11


Exciting news: The Humphrey Group has been acquired by Humance! In this special episode of The Inspire Podcast, Bart Egnal speaks with Bernard Letendre, Managing Partner, Ontario and Western Canada at Humance, about the story behind this decision and the journey that led him there. Bernard shares his remarkable career path from practicing law to leading major divisions in Canada's financial services industry, to joining Humance and becoming the architect behind its acquisition of The Humphrey Group. Along the way, he reflects on lessons learned about taking risks, creating opportunities rather than waiting for them, and pursuing growth with purpose. He also draws powerful parallels between leadership and his lifelong practice of judo, where discipline, humility, and mutual benefit are essential to success. Bart and Bernard close with an inside look at how the merger came to be after a year of conversation and a shared vision for growth, and how it will set both organizations up to continue serving their clients in existing and new ways. Whether you're navigating your own career transitions or leading through change, this conversation offers powerful insights on creating your own opportunities, embracing non-linear growth, and finding strength in partnership. Show Notes: 00:14 Show intro 00:48 Welcoming Bernard 01:14 Special announcement 02:05 "Humance" meaning 02:29 Judo and its importance 04:40 How Bernard began his career 05:01 Law and the law of electronic surveillance 05:34 Wife: "law made you less fun to be around" 06:47 Joined IG 07:06 Taking a 100% commission job 07:53 Making cold-calls to the bar phonebook 08:35 Finding opportunities in the new job 08:40 Officer training in the military 09:05 Good at management 10:19 Changing career paths regularly 10:36 Switching to Standard Life 11:21 Standard life 12:05 2009 Financial crisis - lost job 12:14 Landing at Manulife 12:36 Should you take a step down in your career? 13:01 Building a biz plan for private wealth at Manulife 13:44 Manulife tapped him to run his business plan 14:54 Advice for people who are ambitious with their careers 15:08 Don't wait for opportunity, come up with ways of creating value 15:36 Congrats, you have employment now figure out your job 16:50 How the Pandemic transformed his life 17:53 cert in organizational coaching 20:59 Why he made the leap to Humance 22:38 Long-term thinking 22:45 Doing is big "act" before it was too late 24:16 Advice: A career does not have to be linear 25:13 Not having a rigid mind 25:36 The final act: Humance 27:05 His Biz plan for expanding Humance outside the Quebec market 28:48 How Bernard reached out to Bart 31:17 Mutual benefit in Judo 33:41 Thank yous and wrap up 34:02 Outro

Industry Relations with Rob Hahn and Greg Robertson

The Industry Relations Podcast is now available on your favorite podcast player! Overview Rob and Greg discuss Zillow's recent privacy policy changes to Follow Up Boss and the growing debate around data use and agent trust. They examine how Zillow's communication strategy has affected its reputation, drawing comparisons to past acquisitions like dotloop and ShowingTime. The conversation explores whether this move signals a broader industry shift in how tech companies handle customer data, AI integration, and transparency with agents. Key Takeaways Zillow's new Follow Up Boss privacy policy grants broader access to agent and client data. Rob believes the change isn't malicious but calls it a major communication failure by Zillow. Greg points out that Zillow lacks a dedicated team for agent-facing product communication. The term "mutual customer" triggered agent backlash and should have been caught before release. Both agree the issue highlights a pattern of Zillow "revising promises" made in previous acquisitions. The discussion raises questions about trust, data usage for AI training, and the long-term impact on agent relationships. Rob argues the real strategic risk is eroding trust—industry partners may start adding "yet" to every Zillow assurance. Greg suggests this is part of a larger trend across tech companies as privacy expectations evolve Links Follow Up Boss changes privacy policy: chaos ensues Zillow, Follow Up Boss, ChatGPT: How to Protect Your Clients and Build a Moat Connect with Rob and Greg Rob's Website  Greg's Website    Watch us on YouTube   Our Sponsors: Cotality  Notorious VIP The Giant Steps Job Board    Production and Editing Services by Sunbound Studios  

ai mutual zillow website greg greg rob
Career We Go: The Football Trivia Podcast
Adrian Mutual Friends | Which player has been a teammate of both Scott McTominay and David Silva?

Career We Go: The Football Trivia Podcast

Play Episode Listen Later Nov 5, 2025 42:32


Who has played with Pablo Aimar and Gabby Agbonlahor? Can you name the CWG players from a list of their teammates (instead of clubs)? Where were you when Fulham played Stoke in 2013? Listen on for all this and more football trivia drivel. Join our Patreon for an extra weekly pod every Friday morning! 50+ episodes in the back catalogue! Patreon.com/CareerWeGoExtraTimeGot a round you'd like us to try? Email: hello@careerwego.comNext pub quizzes:London: Nov 28http://londonvolley.eventbrite.co.uk/Manchester: coming soon!Glasgow: back soon! Hosted on Acast. See acast.com/privacy for more information.

Thursday Breakfast
Treaty Talk on Blak'n'Deadly, Save cohealth Rally, Reflections From a Gazan Doctor, Touch Sensitive on ‘In Paradise', Mutual Aid for Sudan

Thursday Breakfast

Play Episode Listen Later Nov 5, 2025


Acknowledgement of Country//Headlines//News updates from SudanAustralian government announces new restrictions on weapons exports to IsraelProtesters arrested at Indo Pacific defence expo in SydneyNews updates from GazaConcerns about mass Centrelink suspension noticesHerald Sun misreports crime statistics about young people// Announcements//Eimable Manirakiza coronial inquest: The family and loved ones of Melbourne musician Eimable Manirakiza, who passed away in 2021 after going missing during an acute mental health crisis, are calling for community members to support them at the upcoming directions hearing on Monday the 10th of November. Supporters are asked to attend the Coroners Court at 65 Kavanagh Street, Southbank from 9:30AM on Monday morning, with the directions hearing scheduled to start at 10AM. For updates on the inquest, follow @justiceforeimable on Instagram, and donate to the fundraiser to support Eimable's family to attend the inquest here.//Mona Zahed's school initiative: Gazan chef and mother Mona Zahed has been raising funds through the sale of her cook book Tabkha: Recipes from Under the Rubble to support her family and community during the genocide. She has now launched a new initiative, a school called ‘Basmat Amal' or ‘signs of hope', to support children in her community to continue learning despite their experiences of displacement and catastrophe. Donate to Mona's fundraiser here, and purchase a copy (or copies!) of Tabkha here.// Treaty Talk on Blak'n'DeadlyWe listened to a discussion about the Victorian treaty process between Uncle Robbie Thorpe and Senator Lidia Thorpe originally broadcast on last Friday's Blak 'n' Deadly. You can listen to the full conversation here, and remember to tune in to Black 'n' Deadly every Friday at 11AM on 3CR.// Save cohealth RallyShaday, a GP trainee at a community health clinic, joined us to discuss organising for the Save Cohealth Rally this Saturday 8th November outside Sarah Witty's office. The rally is calling on federal or state emergency funding to save the clinics that service over 12,500 people and prevent a statewide health catastrophe. Some symbolic motions in parliament have been moved but it is mass mobilisations like the Town Hall in Fitzroy last week and the rally that will win this campaign. Join the rally on Saturday the 8th of November from 2PM outside Labor MP Sarah Witty's Office, 142 Johnston St, Fitzroy.// Reflections From a Gazan DoctorDr Ezzideen Shehab, a Palestinian physician in northern Gaza, shared his reflections on practicing medicine during Israel's ongoing genocide. Dr Shehab has collaborated with Readers and Writers Against the Genocide to publish Diary of a Young Doctor a remarkable collection of diary entries that he has kept to document eyewitness accounts of the genocide. Order your copy of Diary of a Young Doctor here, and follow Dr Shehab on Instagram at @ezzideenshehab. Readers and Writers Against the Genocide are staging a read in at the State Library of Victoria today from 5PM, and encourage attendees to bring along their copies of Diary of a Young Doctor to participate.// Touch Sensitive on ‘In Paradise'Touch Sensitive (aka Michael Di Francesco) is one of Australia's most beloved electronic artists, bassists, and producers, known for his Italo-disco flair, piano house grooves, and undeniable presence on the dancefloor. Since breaking through with cult classic 'Pizza Guy' (2013), he's become a staple of Australian music, from releasing his acclaimed debut album 'Visions' (2017), sold out national tours, and countless collaborations, he is an artists' artist that brings nothing but groove and euphoria to the dancefloor. Catch his long-awaited second album 'In Paradise' being performed with a stacked live band, this Saturday 08 Nov, 8pm at the Nightcat in Fitzroy.// Mutual Aid for SudanFilmmaker, photographer and organiser Bakri Mahmoud spoke with us about ongoing mutual aid efforts for Sudan. Bakri also discussed the importance of disrupting narratives of 'civil war' being used to brand the catastrophic conflict between the RSF and SAF, the responsibilities and failures of so-called Australia in taking action on this crisis, and the importance of continued efforts to support Sudanese liberation. Mutual aid donation details are available in Bakri's Instagram bio.// SongIn Paradise is the Title Track of long awaited second studio album from Touch Sensitive. A vibrant groovy dance number that is not only beautifully produced, but a light, dynamic, feel-good story between told by Michael and his live band. Buy In Paradise on Bandcamp.//

THE ENERGY TO HEAL
32. Stop Shrinking: How Women Can Reclaim Their Power and Emotional Freedom

THE ENERGY TO HEAL

Play Episode Listen Later Nov 4, 2025 41:07


This is The Energy to Heal, your resource for all things Splankna, the faith-based inner work modality that helps you experience emotional freedom. In this episode, Laura Milliken addresses the struggles faced by women—especially around identity, worth, and emotional freedom. She challenges women to stop shrinking, start taking up space, and step out of invisibility. Laura explores what it means to live from your God-given design, practice self-care without guilt, and experience mutual submission within relationships. This episode is a powerful call for women to rise up, embrace their value, and stay close to their faith. ✨ Takeaways: You are designed with purpose and strength. Taking up space honors both God and your design. Self-care is not selfish—it's stewardship. Mutual submission strengthens relationships. Healing begins when you stop apologizing for existing. Rediscovering your identity allows you to show up fully in your life. Faith is the foundation for lasting transformation.

The Mutual Audio Network
We're Alive: Descendants - Chapter 17 - Dining With the Devil - Part 3 of 3(110425)

The Mutual Audio Network

Play Episode Listen Later Nov 4, 2025 37:13


In our final nod to "We're Alive" after the longest run on Mutual, In a world where deception reigns and trust is a rare commodity, the stakes have never been higher. We're alive will return! Learn more about your ad choices. Visit megaphone.fm/adchoices

Headline News
Wang Yi stresses mutual trust, win-win cooperation in China-Germany ties

Headline News

Play Episode Listen Later Nov 4, 2025 4:45


The Chinese foreign minister has held a phone call with his German counterpart. Wang Yi told Johann Wadephul the important experience drawn from the development of bilateral ties is that both respect each other and the guiding principle should be win-win cooperation.

Tuesday Terror
We're Alive: Descendants - Chapter 17 - Dining With the Devil - Part 3 of 3

Tuesday Terror

Play Episode Listen Later Nov 4, 2025 37:13


In our final nod to "We're Alive" after the longest run on Mutual, In a world where deception reigns and trust is a rare commodity, the stakes have never been higher. We're alive will return! Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Mastery UNLEASHED
The Unknown Tax Strategy That Saves Retirees $200,000 in Hidden Taxes

Money Mastery UNLEASHED

Play Episode Listen Later Nov 3, 2025 10:02


Even the most well-planned retirements can trigger massive, unexpected tax bills — but it doesn't have to be that way.In this episode, Adam D. Olson, CFP®, explains the unknown tax strategy that helps retirees reduce lifetime taxes by $50,000 to $200,000 — using Roth conversions, bracket management, and timing that most advisors overlook.You'll discover:Why Required Minimum Distributions (RMDs) create a Retirement Tax BombHow to use the Conversion Opportunity Window between retirement and age 73The annual Bracket Management Strategy that optimizes conversionsHow to avoid IRMAA Medicare surcharges and Social Security taxationAnd how strategic Roth planning creates a tax-free legacy for your heirs

Celestial Insights Podcast
187 | Dead Man's Switch: Mars in Sagittarius & a Taurus Full Moon

Celestial Insights Podcast

Play Episode Listen Later Nov 2, 2025 45:40


Welcome to the Celestial Insights Podcast, the show that brings the stars down to Earth! Each week, astrologer, coach, and intuitive Celeste Brooks of Astrology by Celeste will be your guide. Her website is astrologybyceleste.com.  

Sycamore Hill Church Podcast - Hockessin Campus
Spirit-Filled: Pursue Peace and Mutual Upbuilding (Romans 14, James 5)

Sycamore Hill Church Podcast - Hockessin Campus

Play Episode Listen Later Nov 2, 2025 39:28


A spirit-filled church is not the same as a collective of spirit-filled individuals.

Songs & Stories
SFJAZZ Collective: Native Dancer Preview

Songs & Stories

Play Episode Listen Later Oct 30, 2025 20:10


Episode summaryMusic Director and saxophonist Chris Potter joins Backstage Bay Area to preview the SFJAZZ Collective's tribute to Wayne Shorter's Native Dancer. We talk about why this album matters, how the Collective reimagined its songs for today's band, Potter's personal encounter with Shorter, and what new music is on deck.What you'll hear• Why Native Dancer remains a living blueprint for jazz–Brazilian exchange• How the Collective divided up arrangements and found fresh angles on classics like “Ponta de Areia”• A rehearsal-room story that captures Shorter's mix of imagination and precision• What to expect across the three Miner Auditorium shows (setlist variety, originals, and ensemble chemistry)• Potter's upcoming projects and where the Collective heads nextGuestChris Potter — saxophonist, composer, and Music Director of the SFJAZZ Collective.Selected quotes• “The SFJAZZ Collective comes together every year to workshop new music, and this season we wanted to make a real statement with Native Dancer.”• “We each brought in arrangements. The original album is so perfectly realized that the challenge was to find our own way through it.”• “Wayne could ask you to imagine Superman flying over the mountain—and in the next breath correct a single B-flat. That balance guided us.”• “The feeling on stage is, ‘This is a band.' Mutual respect, shared history, and material we truly love.”About the music• Wayne Shorter's 1975 collaboration with Milton Nascimento braided Brazilian songcraft with jazz harmony and studio-era rhythm—music built for reinvention.• The Collective's program features the full Native Dancer songbook alongside new originals that extend its spirit.CreditsHost/Producer: Steve Roby — Backstage Bay AreaGuest: Chris PotterMusic: Excerpts as permitted by rights holdersRecording: SFJAZZ Collective sessions & interviewLinks & ticketsEvent: SFJAZZ Collective — Tribute to Wayne Shorter's Native DancerVenue: Miner Auditorium (SFJAZZ Center, San Francisco)Dates/Times:• Saturday, Nov. 1 – 7:30 p.m.• Sunday, Nov. 2 – 3:00 p.m.• Sunday, Nov. 2 – 7:00 p.m.Tickets: https://www.sfjazz.org/tickets/productions/25-26/sfjazz-collective/More info: SFJAZZ.org

Down These Mean Streets (Old Time Radio Detectives)
BONUS - Curse of Halloween Hoopla!

Down These Mean Streets (Old Time Radio Detectives)

Play Episode Listen Later Oct 29, 2025 247:31


Trick or treat! It's time for the annual Down These Mean Streets Halloween Special! In this king-sized bonus show, we'll hear a parade of stories - both spooky and silly - designed to get you in the spirit of the season. First, big screen horror legend Boris Karloff lends his voice to "The Corridor of Doom," a thriller from Inner Sanctum Mysteries (originally aired on CBS on October 23, 1945). The Great Gildersleeve attends a Halloween party (originally aired on NBC on October 29, 1947) and a Halloween prank backfires on Henry in The Aldrich Family (originally aired on NBC on October 30, 1940). Then, it's ghosts vs. gumshoes in a pair of old time radio mysteries. Michael Shayne finds a dead body in a haunted house in "The Ghost of Moccasin Hill" (originally aired on Mutual on April 9, 1945), and a ghost may be responsible for a murder in a syndicated adventure of Boston Blackie. The Origin of Superstition tells us the story of the Boogey Man in a syndicated show from 1935, and Favorite Story dramatizes Washington Irving's classic "The Legend of Sleepy Hollow." Dorothy McGuire reprises her screen role as The Screen Director's Playhouse adapts "The Spiral Staircase" (originally aired on NBC on November 20, 1949), and Herbert Marshall makes a monster in a Suspense production of "Frankenstein" (originally aired on CBS on November 3, 1953).

Investor Coaching Show – Paul Winkler, Inc
Don't Fall for the Marketing. Take a Deeper Look.

Investor Coaching Show – Paul Winkler, Inc

Play Episode Listen Later Oct 29, 2025 31:11


Mutual fund companies are professional marketers. Today, Paul talks about how often these companies say all the right things about diversification. Confident investors learn to look past what the companies' marketing materials say and see that the investments they are selling tell a much different story. Later in the episode, Paul wants investors to understand that the run-up in gold isn't a fluke, but it also isn't because gold is such a good investment to own.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Lets Not Sugarcoat It
142 I Curiosity & Conflict: Tools for a Thriving Relationship

Lets Not Sugarcoat It

Play Episode Listen Later Oct 29, 2025 79:11 Transcription Available


Step into a conversation that could change the way you connect with your partner. Lee & I alongside Danica and Carson Dutt, explore the art of communication and the essence of relationships. Discover how understanding love languages can transform your connection, and why curiosity is the secret ingredient to truly knowing your partner.We reveal how conflict, often seen as a hurdle, can actually be a powerful tool for growth. Learn the importance of creating a safe space where vulnerability isn't just welcomed but celebrated, allowing your relationship to flourish.This episode is your guide to building a more intentional and fulfilling partnership. Click to listen and start transforming your relationship today!TakeawaysCommunication is key to a successful relationship.Intentionality in marriage fosters deeper connections.Understanding love languages can enhance communication.Vulnerability creates emotional safety in relationships.Healthy conflict resolution is essential for growth.Curiosity helps partners understand each other better.Setting boundaries is crucial for personal growth.Shared goals and dreams strengthen the partnership.Creating a safe space allows for honest conversations.Mutual support is vital for a thriving relationship.Follow Danica https://www.instagram.com/momwifemoney/?hl=enJoin our community and subscribe to our newsletter for more insights and support.https://letsnotsugarcoatit.com/signupAbout UsWe, Izabela & Lee Picco, are real-life partners in marriage and business. We turned our breakdown into a breakthrough…a global mission and undeniable success.For more information visit https://thepiccoinstitute.com/ to see how we can help you master your relationship and your business.Don't forget to follow us and share the episodes so we can reach more amazing people like you! We appreciate you spending this time with us.Bell and LeeInstagramWe have a great line up of guests coming this season to share their stories on how they make it work. Tune in every Wednesday as we dive into the complex world of relationships and communication. We look forward to having you there. #Communication #relationships# RelationshipGoals #LoveLanguages #IntentionalLiving#CuriosityInLove #ConflictResolution #Vulnerability #CommunicationSkills #PersonalGrowth #Partnership #EmotionalIntelligence #SafeSpace #LoveAndConnection #RelationshipAdvice#ThrivingTogether #DeepConnections

Closing the Gap
The Power of Community with Fatimata Chan

Closing the Gap

Play Episode Listen Later Oct 28, 2025 27:00


Fatimata Chan is a poet, author, climate activist, speaker, and an award-winning scholar. She has founded multiple initiatives, published a poetry book, and takes different approaches to her activism such as through academia, policy, and art. Fatimata's interconnected approach to human rights allows her to address multiple injustices at once, including gender inequality, racial discrimination, the disproportionate impacts of the climate crisis, and more.Fatimata grew up in the Bronx, New York City. Her upbringing in one of the most underresourced communities in the city, along with her immigrant background, inspired her to begin her activism at a young age by advocating for policy change. Her activism expanded over the years to include mutual aid efforts, community building, creating accessible spaces in academia, and spreading joy through art.We at Closing the Gap podcast acknowledge that the Bronx lies on unceded Munsee Lenape land.ResourcesFatimata's WebsiteFatimata's LinkedInFatimata's LinktreePoem published by the Malala Fund: What do criminals look like? Perfectly Imperfect Poetry Book on Thrift BooksPeople MentionedTrayvon MartinTamir RiceSandra BlandOrganizations to SupportThe People's ForumBRIC Arts Media  DefinitionsBoycotting: to refuse to buy or handle goods, or to refuse to participate in an event, as a form of protest.Coalition: formed when two or more people or groups temporarily work together to achieve a common goal.Colonialism: the practice of extending and maintaining political, social, economic, and cultural domination over a territory and its people, by another group of people who claim superiority.Doomscrolling: the act of spending an excessive amount of time reading or watching large quantities of negative news on the web and social media.Gender equality: equal access to resources and opportunities regardless of gender, including economic participation and decision-making, and the state of valuing different behaviors, aspirations, and needs equally.Lobbying: a form of advocacy, which lawfully attempts to directly influence legislators or government officials.Mutual aid: an organizational model where voluntary, collaborative exchanges of resources and services for common benefit take place amongst community members to overcome social, economic, and political barriers to meeting common needs.If you liked this episode, please rate and review the podcast on your favorite streaming platform. We appreciate your feedback.

Abide Calvary Podcast
Mutual Encouragement (Philippians 2:19-30)

Abide Calvary Podcast

Play Episode Listen Later Oct 28, 2025 35:37


It is a challenge to place others interests above our own. Listen in as Paul explains why this is an important factor in the way God wants us to encourage one another. Visit: abideatascadero.orgEmail: info@abideatascadero.orgInstagram: @abide.calvary_atascFacebook: @AbideCalvaryAtascadero

Pastor Plek's Podcast
Mutual Submission, Marriage, And Leadership

Pastor Plek's Podcast

Play Episode Listen Later Oct 27, 2025 45:56 Transcription Available


Have a question or comment for Pastor Plek or one of his guests. Send it here.371: A throwaway line about “mutual submission” sparked a storm—and a much-needed deep dive. We open the Bible, sit with the tension, and then walk into the real-life mess of engagement, decision-making, and what loving leadership actually looks like when two strong people share a future. No formulas, no clichés, just a honest look at Ephesians 5 and how it plays out when feelings are high and stakes are higher.If this conversation stretched you or gave you language for your own home, share it with a friend. Subscribe, leave a review to help others find the show, and text us your questions at 737-231-0605 so we can tackle them next.Like, share, and subscribe! We love seeing and responding to your reviews and comments.Support the show: https://wbcc.churchcenter.com/givingSupport the show

Down These Mean Streets (Old Time Radio Detectives)
Episode 641 - Black Magic? Whoa, Man! (Nick Carter, Blackstone, Michael Shayne, Bold Venture, & Richard Diamond)

Down These Mean Streets (Old Time Radio Detectives)

Play Episode Listen Later Oct 26, 2025 133:55


With Halloween right around the corner, we delve into the spooky side of sleuthing with mysteries involving voodoo, curses, and other hexes. Nick Carter's new client believes her physician practices black magic instead of medicine in “The Drums of Death, or Nick Carter and the White Witch Doctor” (originally aired on Mutual on March 25, 1944), and real-life master magician Blackstone explains how he faced down the living dead in “The Riddle of the Seven Zombies” (originally aired on Mutual on July 17, 1949). Michael Shayne falls into a case of supernatural revenge and a man who supposedly cannot be killed in the syndicated mystery “The Man Who Lived Forever,” and Humphrey Bogart and Lauren Bacall battle a voodoo murderess who kills with poisoned darts in a syndicated episode of Bold Venture. Finally, Dick Powell heads to Haiti to investigate an eerie death threat in “Little Chiva” from Richard Diamond, Private Detective (originally aired on ABC on March 23, 1951).  

Ventura Baptist Church
What Does Assembled for Mutual Ministry Mean?

Ventura Baptist Church

Play Episode Listen Later Oct 26, 2025 42:01


Pastor Timothy explains what it means.

NAMIC Insurance Uncovered
Fix Our Forests Act, Mutual Industry Relationships

NAMIC Insurance Uncovered

Play Episode Listen Later Oct 24, 2025 25:25


Today we're uncovering...Wildfire mitigation. The NAMIC-supported legislation to "Fix Our Forests" takes an important step forward.Plus, we talk with two member company CEOs from Maine about the importance relationships within the mutual insurance industry.Today's episode is sponsored by Holborn.

Green Dreamer: Sustainability and Regeneration From Ideas to Life
John Protevi: Towards rhizomatic acts of mutual empowerment

Green Dreamer: Sustainability and Regeneration From Ideas to Life

Play Episode Listen Later Oct 23, 2025 62:52


What are the psychological aspects of how military combat personnel are often socialized in training to feel more comfortable with carrying out acts of violence? Why is it important to note that many people, not just those in positions of power, actually desire fascism and power imbalance, and aren't simply operating from states of being deceived?In this episode, we speak with John Protevi of Regimes of Violence: Toward a political anthropology.Join us as we explore the nuances of violence in regimes and their roots, while landing on what it means to partake in joyful, rhizomatic acts of mutual empowerment.We invite you to:tune in and subscribe to Green Dreamer via any podcast app;tap into our bonus extended and video version of this conversation on Patreon here;and read highlights from these conversations via Kaméa's newsletter here.Episode song features:“The Valley Below” by Zoë & Nessi Gomes (Check out Nessi's voice work here)“Sisters of Winter” by MILCK

Oral Arguments for the Court of Appeals for the Eighth Circuit
North Star Mutual Ins. Co. v. Lyle Rodin

Oral Arguments for the Court of Appeals for the Eighth Circuit

Play Episode Listen Later Oct 23, 2025 35:14


North Star Mutual Ins. Co. v. Lyle Rodin

Pulp Nostalgia AudioCast
Witch's Tales - Spirits of the Lake

Pulp Nostalgia AudioCast

Play Episode Listen Later Oct 22, 2025 30:18


This week, we have “The Spirits of the Lake,” an episode of The Witch's Tale, generally regarded as radio's first horror show. The show aired over the Mutual network and in syndication from 1931 to 1938. This episode first aired on July, 11, 1932, but this may be a later rerun of the episode.Find our store at AThrillingPublication.com or visit BrickPickleMedia.com/podcasts for more information.

The Tim Ferriss Show
#831: Frank Miller, Comic Book Legend — Creative Process, The Dark Knight Returns, Sin City, 300, and Much More

The Tim Ferriss Show

Play Episode Listen Later Oct 20, 2025 92:12


Frank Miller is regarded as one of the most influential and awarded creators. He began his career in comics in the late 1970s, first gaining notoriety as the artist, and later writer, of Daredevil for Marvel Comics. Next, came the science-fiction samurai drama Ronin, followed by the groundbreaking Batman: The Dark Knight Returns and Batman: Year One with artist David Mazzuchelli. Following these seminal works, Miller fulfilled a lifelong dream by doing an all-out crime series, Sin City, which spawned two blockbuster films that he co-directed with Robert Rodriguez. Miller's multi-award-winning graphic novel 300 was also adapted into a highly successful film by Zack Snyder. His upcoming memoir, Push the Wall: My Life, Writing, Drawing, and the Art of Storytelling, is now available for pre-order.This episode is brought to you by: Eight Sleep Pod Cover 5 sleeping solution for dynamic cooling and heating: EightSleep.com/Tim (use code TIM to get $350 off your very own Pod 5 Ultra.)Shopify global commerce platform, providing tools to start, grow, market, and manage a retail business: https://shopify.com/tim (one-dollar-per-month trial period)AG1 all-in-one nutritional supplement: DrinkAG1.com/Tim (1-year supply of Vitamin D (and 5 free AG1 travel packs) with your first subscription purchase.)Timestamps:[00:00:00] Start.[00:02:14] Aristotle's definition of happiness: Devotion to excellence.[00:03:02] Tools of the trade: Blackwing pencils, India ink, liquid frisket.[00:04:45] Sin City‘s physical creation at “twice up” size.[00:08:06] The toothbrush spatter technique.[00:09:24] Channeling impatience, anger, and violence into dramatic creative work.[00:10:33] What Jack Kirby knew about making comics competitive with cinema's spectacle.[00:11:56] Will Eisner and The Spirit‘s influence on the US market where writer-artist duality is rare.[00:13:33] How Jack Kirby blasted apart the panel grid (and a young Frank's mind).[00:15:49] Push the wall and defy the code.[00:19:54] The ruthless mentorship of Neal Adams.[00:24:57] The genesis of the Elektra amd Daredevil “soap opera.”[00:27:56] Story structure: Start late, end early.[00:29:10] Trusting the muse over rigid methodology.[00:31:15] European invasion: Moebius and Forbidden Planet.[00:32:52] Japanese influence: Lone Wolf and Cub‘s impact.[00:34:30] Cultural differences in depicting violence and motion.[00:36:38] Ronin: Shameless imitation and rebirth.[00:37:28] How does Frank know if something is working (or not working)?[00:39:27] The critical reception of Ronin as a “broken nose.”[00:42:37] The ruthless structure of The Dark Knight Returns.[00:43:40] Mutual elevation with “smartest fan” Alan Moore.[00:48:26] Robert Rodriguez: Angel of goodwill and generosity.[00:49:28] Sin City film: Co-directing and the Director's Guild sacrifice.[00:50:31] Working as a “two-headed beast” with Rodriguez.[00:55:27] Favorite films.[00:58:19] Books and ancient history inspiring 300.[00:59:00] Hollywood lessons: The importance of working with the right people.[01:01:13] The partnership and guidance of Silenn Thomas.[01:02:01] The clarity and creative rejuvenation of getting sober from alcohol.[01:04:48] Advice for aspiring comic artists: Story, story, story.[01:06:20] Learning to draw: Bridgman and Loomis books.[01:08:07] Perspective as a mathematical trick and lie.[01:11:00] Dick Giordano's advice: Lay in blacks first.[01:13:52] Sin City workflow innovation: Batch processing stages.[01:15:48] Dark Horse Comics and creative freedom.[01:17:29] Economy of line work and elegant minimalism.[01:20:46] On collaborating with Bill Sienkiewicz on Elektra.[01:25:20] Billboard wisdom: “Ask every question,” and “Why?”[01:27:08] Challenging pathological conformity.[01:27:39] Parting thoughts and where to find Frank's work.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

McNamaraOnMoney
Reverse Mortgages - A Retirement Planning Tool

McNamaraOnMoney

Play Episode Listen Later Oct 20, 2025 47:51


This week, David Tourtillot of Mutual of Omaha Reverse Mortgage, featuring guest Dr. Wade Pfau, an esteemed economist and retirement researcher. The discussion focuses extensively on reverse mortgages, exploring their mechanics, benefits, and common misconceptions as a retirement planning tool. Key topics covered include the strategic use of the growing reverse equity line of credit as a buffer asset to manage market volatility, the non-taxable nature of reverse mortgage proceeds, and recent safeguards implemented by the federal government to make the product safer and more advantageous for homeowners aged 62 and older. The segment also addresses caller questions regarding the tax implications of using a reverse mortgage to offset Required Minimum Distributions (RMDs) and the advantages of a reverse mortgage line of credit over a traditional Home Equity Line of Credit (HELOC). David is well known throughout the reverse mortgage industry and is one of only 165 professionals that have achieved the CRMP® designation (Certified Reverse
Mortgage Professional) nationwide. David has been assisting the senior adult market since 2003 throughout the New England area. David specializes exclusively in reverse mortgages. David is a member of the National Reverse Mortgage Lenders Association (NRMLA) and adheres to their strict Code of Ethics and Best Practices Policy. David is passionate about helping seniors and takes great pride in treating all of his clients the same way he would treat his own mother & father. David's commitment to listening intently to his clients' goals and objectives allows him to design appropriate solutions that meet the needs of each client. David also prides himself on being a resource for his clients both during and after the reverse mortgage process. Check out Homestead Mortgage only at: https://www.myhomesteadmortgage.com McNamara Financial is an Independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/ Be sure to check out the new McNamara on Money website at: https://mcnamaraonmoney.com

The Right Intention
Love Done Right

The Right Intention

Play Episode Listen Later Oct 16, 2025 33:07


Episode OverviewIn this powerful and poetic solo episode, Todd takes listeners through one of the most passionate and misunderstood books in the Bible — The Song of Solomon.Through every verse, Todd unpacks what love done right truly means — love that's rooted in admiration, elevated by purpose, strengthened through challenge, and sealed by God's design. Whether you're single, married, divorced, or rediscovering yourself, this episode invites you to see love and yourself through heaven's lens.

Money Mastery UNLEASHED
Here's Why the $6,000 Tax Break Could Change Everything for Retirees

Money Mastery UNLEASHED

Play Episode Listen Later Oct 16, 2025 10:30


How much you need to retire quiz: https://bit.ly/Adam-OlsonHere's Why the New $6,000 Senior Bonus Deduction Could Change Your Retirement Tax Plan (2025–2028) 8431621.1Most retirees miss temporary tax windows. This one's big. In this video, I break down how the new $6,000 senior bonus deduction (up to $12,000 for couples) can reduce your taxable income, who qualifies, and how to coordinate withdrawals, Social Security timing, QCDs, and HSAs to keep more money in your pocket during the 2025–2028 window. 1. Here's Why the $6,000 Tax Break means...What you'll learnWho qualifies and how the phase-out works (why MAGI management matters)Withdrawal sequencing to preserve the deduction and potentially drop tax bracketsHow to stack this with the senior standard deduction, QCDs, and HSA strategiesA real-world case study saving nearly $10,000 over four years without cramping lifestyleHow our Red Zone Retirement Planning process builds a multi-year income plan around this windowChapterswhy this mattersWhat the $6,000/$12,000 deduction isEligibility, phase-outs & MAGIWithdrawal strategy optimizationTiming Social Security & Roth conversions Case study: Save ~$10k over four years How to stack with QCDs & HSAs Implementation framework (step-by-step) Takeaways & next stepsHelpful linksStart your Red Zone Retirement Plan (questionnaire): adamolson.biz/quizGrab a free copy of my book Red Zone Retirement Plan — comment “book” belowWork with us: adamolson.biz | adamdolson.comWho this is forPre-retirees and retirees who want a coordinated withdrawal plan that aligns guaranteed income to needs and invests for wants—while capturing temporary tax breaks when they're available.DisclaimersThis video is for education only and not individualized tax, legal, or investment advice. Tax laws can change; consult your CPA/attorney for your situation. Mutual of Omaha and affiliates are separate from any tax or legal entity referenced.Hashtags#RetirementPlanning #TaxPlanning #SeniorBonusDeduction #RothConversions #QCD #HSA #RedZoneRetirement #FinancialPlanner #RetirementIncome #TaxStrategyInvesting involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

Scheduling Fate
Is the Energy Mutual? Tarot Says Look Closer Today (Astrology is conflicted on the same topic)

Scheduling Fate

Play Episode Listen Later Oct 15, 2025 8:18


Tarot + Astrology Reading: October 15 Daily VibeToday's Daily Vibe explores questions like:“Why do I still feel stuck on this?”“Is it time to let go of what didn't work?”“Why does reconnecting feel so hard?”“How do I open my heart again — without getting hurt?”

Critical Nonsense
328! Compromises

Critical Nonsense

Play Episode Listen Later Oct 14, 2025 32:07


What if we've become less willing to sacrifice our pawns to take the queen? This week, Jess and Joey talk about Ezra Klein, Ta-Nehisi Coates, Obama, game theory, defaulting to passion, and nuclear weapons. They don't talk about David Lightman. references The Ezra Klein Show: Ta-Nehisi Coates on Bridging Gaps vs. Drawing Lines Nash equilibrium Mutual assured destruction A Beautiful Mind Pareto principle 

NAMIC Insurance Uncovered
2025 Mutual Factor

NAMIC Insurance Uncovered

Play Episode Listen Later Oct 14, 2025 22:17


Today we're uncovering...The 2025 Mutual Factor - We'll discuss how the industry has fared in this new era of risk.Plus, lawmakers are taking a closer look at insurers' use of artificial intelligence. How laws and regulations already protect consumers from potential AI errors.Today's episode is sponsored by Holborn.

Sharp China with Bill Bishop
(Preview) Q&A on the Trade War: Rare Earths Anxiety, PRC Motivations, Mutual Risks, and the Capitulation or Escalation Era

Sharp China with Bill Bishop

Play Episode Listen Later Oct 14, 2025 15:52


On today's show Andrew and Bill react to the PRC's announcement of expanded export controls on rare earths and related manufacturing equipment. Topics include: Why countries around the world were immediately concerned, clarifications offered from the PRC that may not allay those concerns, and why viewing these rules as a response to the recent BIS updates is overly simplistic. From there: The American response to the rare earth measures, including Trump's "Xi had a bad moment" comment, TACO predictions that may age poorly, why this move may have been a tactical error from Xi, and why capitulation or escalation may be a binary choice for the US. At the end: A supply chain wake-up call for the whole world, the Netherlands takes control of a Chinese-owned chipmaker, and lessons from the UK as the spy trial controversy continues to unspool.

Europe Talks Back
Ministers discuss mutual deportations: could this be the EU's new migration fix?

Europe Talks Back

Play Episode Listen Later Oct 14, 2025 4:38


European interior ministers met in Luxembourg yesterday, with the meeting continuing today to discuss how to better manage migration, or at least how to convince voters that they're doing so. At the centre of the talks is a proposal that would make deportation orders issued by one EU country automatically recognised by all others. But how would that actually work, and could it be the fix for the EU's migration system?Join us on our journey through the events that shape the European continent and the European Union.Production: By Europod, in co production with Sphera Network.Follow us on:LinkedInInstagram Hosted on Acast. See acast.com/privacy for more information.

Nick Carrier's Best You Podcast
Our First Year of Marriage: 3 Lessons We've Learned (So Far)

Nick Carrier's Best You Podcast

Play Episode Listen Later Oct 13, 2025 40:41


In this special episode of The Best You Podcast, Nick and his wife Kennedy celebrate their 1-year wedding anniversary by sitting down for a candid and meaningful conversation about marriage.They reflect on the biggest things they've learned in their first year as husband and wife—what advice actually worked, what caught them by surprise, how they've handled potential points of contention, and what habits they want to carry forward into year two (and beyond).This conversation is light-hearted, fun, loving, and hopefully gives some insight to inspire other couples in some way shape or form - whether you're newly married, dating, or years into your relationship. At the heart of it all? Mutual support, honest communication, and being each other's biggest cheerleaders.What You'll Learn:● The 3 key lessons Nick and Kennedy took from their first year of marriage● What they've done well—and what they want to improve in year two● How they handle tension, differences, and daily responsibilities● The marriage advice that's actually been helpful● Why being your partner's #1 fan matters more than you think

Moonlight Audio Theatre
MUTUAL PRESENTS: RETRO-ROCKETS - The Sleeper

Moonlight Audio Theatre

Play Episode Listen Later Oct 12, 2025 40:25


MUTUAL PRESENTS RETRO ROCKETS: I Was a Martian for the E.B.I. -- "The Sleeper" Originally launched in August 2025 as the finale for the sixteenth season of Sonic Summerstock. In this sci-fi thriller, Jack Ward takes a new look at a classic episode of “I was a Communist for the F.B.I. and remakes it in "future-tense" with “I Was a Martian for the E.B.I.” Sonic Cinema Productions and the Amigos Collective bring us “The Sleeper!”

Money Mastery UNLEASHED
Retirement Stats You Wouldn't Believe If I Didn't SHOW You

Money Mastery UNLEASHED

Play Episode Listen Later Oct 9, 2025 12:10


How much you need to retire quiz: https://bit.ly/Adam-OlsonShocking Retirement Facts You Wouldn't Believe (…and how to fix them)Most people focus on hitting a “magic number.” The truth? A handful of overlooked facts can quietly wreck an otherwise solid retirement. In this video, I break down the most surprising (and costly) traps I see as a CFP—and how our Red Zone Retirement Planning Process helps you avoid them.What you'll learnThe “tax torpedo” effect and why your MAGI matters more than your balanceHow IRMAA surcharges sneak up on high-income retireesWhy sequence-of-returns risk makes the first 5–10 years so criticalThe spending mistake that drains portfolios faster than you thinkRoth conversion windows (before RMDs/Medicare) most people missThe Go-Go / Slow-Go / No-Go framework to spend confidently and keep growingMy retirement frameworkWe align guaranteed income (Social Security, pensions, annuities, rental/dividends) to cover needs—then invest for wants (travel, hobbies, family) with a risk-right mix. Finally, we bucket assets for Go-Go, Slow-Go, and No-Go years so you're protected early and positioned for growth later.Chapters00:00 Intro — The facts nobody tells you01:18 The tax torpedo (and how to defuse it)03:42 IRMAA & healthcare cost surprises06:05 Sequence-of-returns risk in plain English08:27 Smarter withdrawal guardrails (not just 4%)10:10 Roth windows before RMDs & Medicare12:04 The Go-Go / Slow-Go / No-Go plan14:20 Action steps & next movesWork with meIf you're 5–7 years from retirement and want a clear, tax-smart income plan, let's talk.

Talking Real Money
Another Quarter Done

Talking Real Money

Play Episode Listen Later Oct 7, 2025 45:05


The show kicks off with a sardonic take on turf wars between delivery drivers—yes, really—before diving into third-quarter market returns, investor behavior, and asset class performance. Don and Tom remind listeners (again) that sticking with a diversified portfolio beats timing markets or following headline noise. Listeners call in about Social Security strategies, inheritance accounts for minors, and what to do with large sums of cash in retirement. The show wraps with a smart look at ETF-to-mutual fund conversions and why the old-school fund industry is getting left in the dust. 0:11 Delivery turf wars joke and quarter-end reflections 1:40 Fears vs. reality: inflation, jobs, and trade wars 2:16 Q3 returns: U.S. stocks +8%, EM +9.6%, silver tops, cocoa flops 3:09 What you had to do to earn those returns: be invested, diversified, and ignore noise 5:13 Don scolds investors still avoiding value and international stocks 6:11 Chocolate aside, it's been a strong year for stocks and bonds 7:42 Promo: Why guessing isn't a retirement plan 7:51 Don recovers from a cough; Tom lists worst Q3 performers (lean hogs!) 9:13 Listener Chad argues for claiming Social Security early if you can earn 3% 11:08 Don crunches the math: break-even at age 81–82 if invested at 3% 12:57 Survivor benefits and why waiting helps your spouse 13:57 Don jokes about his wife stealing his life force and living to 112 14:54 Vaccine banter and intro to next caller 15:56 Caller Michael from Burien sells a condo, asks where to put $300k 19:07 Don and Tom suggest municipal bonds like VTEB for tax-free yield 20:20 Michael quotes a great retirement planning aphorism 20:29 Shift to ETF inflows and the downfall of mutual funds 29:13 Vanguard's tax-free conversion model and Dimensional's exemptive relief 30:49 What this shift means for investors with taxable accounts 31:17 Mutual funds may soon be the next buggy whips 32:22 Listener Connie asks: do you really get back Social Security withheld when working before FRA? 33:14 Tom and Don clarify: benefit adjusted later, but no “refund” 34:37 Caller Susan from Connecticut: what to do with $250k in cash 36:52 Don: You don't need more products—you need a real financial plan 39:17 Flat-fee plans and how to find a true fiduciary Learn more about your ad choices. Visit megaphone.fm/adchoices

ClearBridge Investments
How Collaborative Research Drives Active Alpha

ClearBridge Investments

Play Episode Listen Later Oct 7, 2025 18:02


Matthew Lilling and Deepon Nag, Co-Directors of Research at ClearBridge Investments, discuss their active research philosophy, technological integration and the value of collaborative fundamental research in navigating global market dynamics and technological disruptions.

Minutia Men Celebrity Interview on Radio Misfits
Celebrity Interview – Mutual of Omaha’s Wild Kingdom host Peter Gros

Minutia Men Celebrity Interview on Radio Misfits

Play Episode Listen Later Oct 1, 2025 16:13


Mutual of Omaha's Wild Kingdom has been part of the American landscape since 1963, and Peter Gros has been part of it since the mid-80s. He now hosts the re-boot of the show, which airs on NBC on weekend mornings, and tells the guys all about it. [Ep186]

The Uncrowned Podcast
Respect and Love - Ephesians 5 on Husbands and Wives

The Uncrowned Podcast

Play Episode Listen Later Oct 1, 2025 18:06 Transcription Available


Welcome back to The Uncrowned Podcast—a movement calling men back to what God created us to be: God-first, faith-first, divine masculine expressed through character, discipline, and brotherhood. We don't chase earthly crowns—we walk in calling. Today we tackle a verse everybody quotes but few practice well: “Wives, respect your husbands. Husbands, love your wives.” We break down what Ephesians 5:21–33 actually says (not memes, not hot takes), why respect and love are different but complementary, and what it means that husbands are called to love “as Christ loved the church”—which means die to self. We also get painfully practical with daily/weekly rhythms you can start tonight.  Core Scriptures we unpack: Mutual submission & marriage design (Eph 5:21–33; Gen 2:24).  Respect that can win a husband without words (1 Pet 3:1–2). Husbands: love without harshness (Col 3:19).  Servant leadership & foot-washing (Matt 20:26–28; John 13). Christ's pattern of self-emptying (Phil 2:5–8).  What love looks like in conflict (1 Cor 13:4–7; Jas 1:19).  We even zoom in on the Greek: agapaō (self-giving, chosen love) and phobeō (reverence/respect)—a lock and key that fit God's design for covenant.  7-Day Challenge  Husbands (tonight): Pray out loud with your wife for 30 sec, then ask, “What's one weight I can shoulder for you this week?” (Eph 5:25; Col 3:19). Wives (tonight): Say one sentence of respect: “I see how you ____ and I'm grateful.” (1 Pet 3:1–2; Eph 5:33).  Both: Memorize James 1:19—quick to hear, slow to speak, slow to anger—and use it in your next tough convo.  Drop a ✅ when you finish Day 1. Tell me which you're doubling down on this week—Respect or Love—and why.   If this served you, follow/subscribe, rate & review, and share with one couple who needs a reset. For a God-first rule of life—Scripture rhythms, communication, conflict, leadership—apply for 1:1 coaching for men: butticejoe@gmail.com or @theuncrownedcoach on instagram and tiktok

The Peter Zeihan Podcast Series
Saudi Arabia and Pakistan Sign A Mutual Defense Treaty || Peter Zeihan

The Peter Zeihan Podcast Series

Play Episode Listen Later Sep 30, 2025 3:47


Saudi Arabia and Pakistan signed a mutual defense treaty last week. And no, you're not the only one thinking, “Hmmm, why would two countries with mismatched security concerns enter into a defense pact?”Join the Patreon here: https://www.patreon.com/PeterZeihanFull Newsletter: https://mailchi.mp/zeihan/saudi-arabia-and-pakistan-sign-a-mutual-defense-treaty

Marked by Grace
Can I Make Fun of My Parents?

Marked by Grace

Play Episode Listen Later Sep 29, 2025 9:27


Is it okay for kids to tease their parents? Pastor Heath Lambert tackles this intriguing question by examining what the fifth commandment teaches about honoring parents while still enjoying family humor. His answer might surprise you: "It depends."Timestamps0:00 - Introduction and book release announcement (September 30th)1:36 - The question: Can I make fun of my parents?2:14 - The fifth commandment challenge (Exodus 20:12)2:54 - The careful answer: "It depends"3:18 - Scenario 1: Mutual enjoyment and family fun4:58 - Pastor Lambert's family example5:33 - Scenario 2: Good intentions but hurt feelings6:45 - The "if you're the only one laughing, you're wrong" rule7:43 - Scenario 3: Making fun with malicious intent8:25 - What dishonoring parents actually means9:03 - Final answer: Honor with healthy humorKey Topics Covered- The Fifth Commandment Foundation - Understanding what it means to honor father and mother- Three Scenarios for Family Humor - When teasing is healthy vs. when it crosses the line- Intent vs. Impact - Why good intentions don't always excuse hurtful humor- Family Communication - How to navigate humor when feelings get hurt- The Dishonor Line - Distinguishing between loving laughter and belittling behavior- Healthy Family Relationships - Building joy and closeness while maintaining respectScripture ReferencesExodus 20:12 - The Fifth Commandment about honoring parentsAbout The Ten Commandments BookHeath Lambert's new book "The Ten Commandments: A Short Book for Normal People" releases September 30th. This accessible guide explains how God's commands apply to modern life without requiring theological education. Perfect for personal study, evangelism, or gifts to friends, neighbors, and family.Pre-order and download a free chapter at fbcjax.com/tencommandmentsHave a question you'd like answered? Send it to markedbygrace@fbcjax.com

The Mad Mamluks
EP 441: EP 441: Saudi Arabia and Pakistan's Mutual Defense Agreement, Palestine Recognized by Europeans

The Mad Mamluks

Play Episode Listen Later Sep 26, 2025 79:27


VISIT OUR SOCIALS FOR MORE DISCUSSIONS: Twitter https://twitter.com/TheMadMamluks Instagram https://www.instagram.com/themadmamluks/ Tiktok https://www.tiktok.com/@themadmamluks SIM: https://x.com/ImranMuneerTMM MORT: https://www.tiktok.com/@morttmm Harry: https://x.com/MrHarry198 Twitter: ----------- #palestine #palestineisrael #gaza #genocide #themadmamluks #podcast #honesty #oppression #israel #oud #syria #syriancivilwar

Down These Mean Streets (Old Time Radio Detectives)
Episode 637 - Mysteries of Madison High (Casebook of Gregory Hood, Michael Shayne, & Philip Marlowe)

Down These Mean Streets (Old Time Radio Detectives)

Play Episode Listen Later Sep 21, 2025 125:19


With school back in session, we're visiting the faculty lounge at Madison High with three cast members from Our Miss Brooks in their roles as radio detectives. Gale Gordon sheds the stuffy suit of Principal Osgood Conklin as amateur sleuth Gregory Hood in "Murder in Celluloid" (originally aired on Mutual on July 2, 1946). Jeff Chandler leaves bashful biology teacher Mr. Boynton behind to travel to the Big Easy as Michael Shayne in "The Case of the Model Murder." And Gerald Mohr ditches the accent of French teacher Monsieur LeBlanche as Phillip Marlowe in "The Torch Carriers" (originally aired on CBS on January 7, 1950). Plus, we'll hear all three alongside Eve Arden in an episode of Our Miss Brooks (originally aired on CBS on February 20, 1949).