Podcasts about maximize

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Alaska Miles Sale00:19 Filtering Flight Deals on CSAT Arrow00:31 Understanding Alaska Airlines Points Sale01:07 Finding and Evaluating Flight Deals02:31 Example: Boston to London First Class04:47 Example: Chicago to Tokyo First Class08:21 Example: Cleveland to Dublin Business Class09:46 Exploring More Business Class Options11:44 Conclusion and Key StrategiesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Share a commentYou're younger today than you'll be tomorrow, which makes now the best time to build a joyful, intentional life. Drawing from Ecclesiastes 11, we share Solomon's surprisingly hopeful counsel to the young—and to anyone ready to reset their path: rejoice on purpose, pursue what stirs your heart, and live within the kind of boundaries that keep freedom sweet. Along the way, we talk about how to fight discontent with gratitude, why accountability doesn't crush passion but channels it, and how God's design protects your future joy.We open with a bold idea: joy is not a suggestion but a command anchored in trust that God sees the whole tapestry when we only see a thread. From there, we explore what it means to follow your desires with a clear fence line—living in a way you'll be glad to own before your Creator. You'll hear stories of wasted years, warnings our culture won't say out loud, and practical steps to start small: daily thanks, honest evaluation of pursuits, and wise limits that make long-term joy possible.We also face a hard truth with compassion: there's no such thing as safe sin. We outline the hidden costs of sexual brokenness and the mercy of God's boundaries, not as prohibition but as protection. If you're young, this is your edge; if you're older, this is your invitation to begin again. By the end, you'll have a simple framework: enjoy your season thoroughly, invest your years wisely, and guard your heart and body carefully so your story grows richer with time.If this resonated, share it with someone who needs courage for the next step, subscribe for more wisdom journeys through Scripture, and leave a review to help others find the show.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Share a commentYou're younger today than you'll be tomorrow, which makes now the best time to build a joyful, intentional life. Drawing from Ecclesiastes 11, we share Solomon's surprisingly hopeful counsel to the young—and to anyone ready to reset their path: rejoice on purpose, pursue what stirs your heart, and live within the kind of boundaries that keep freedom sweet. Along the way, we talk about how to fight discontent with gratitude, why accountability doesn't crush passion but channels it, and how God's design protects your future joy.We open with a bold idea: joy is not a suggestion but a command anchored in trust that God sees the whole tapestry when we only see a thread. From there, we explore what it means to follow your desires with a clear fence line—living in a way you'll be glad to own before your Creator. You'll hear stories of wasted years, warnings our culture won't say out loud, and practical steps to start small: daily thanks, honest evaluation of pursuits, and wise limits that make long-term joy possible.We also face a hard truth with compassion: there's no such thing as safe sin. We outline the hidden costs of sexual brokenness and the mercy of God's boundaries, not as prohibition but as protection. If you're young, this is your edge; if you're older, this is your invitation to begin again. By the end, you'll have a simple framework: enjoy your season thoroughly, invest your years wisely, and guard your heart and body carefully so your story grows richer with time.If this resonated, share it with someone who needs courage for the next step, subscribe for more wisdom journeys through Scripture, and leave a review to help others find the show.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Dan Deppen, an expert in real estate investing and note origination. Dan shares his journey from mechanical engineering to real estate, discussing the importance of compliance in note creation and the strategies he employs to help investors succeed. He emphasizes the value of building relationships in business and offers personal insights on maintaining mental well-being. The conversation concludes with Dan providing valuable tips for aspiring investors and how to reach out to him for further collaboration.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Irwin Boris, a seasoned real estate professional with over 30 years of experience. They discuss Irwin's focus on shallow bay flex properties, the importance of generating positive cash flow, and the strategies for scaling a real estate business. Irwin shares insights on transitioning from multifamily investments to industrial properties, the significance of investor partnerships, and the current market opportunities. He emphasizes the need for sustainability in investments and offers advice for new investors looking to navigate the real estate landscape.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The more your event programs scale, the more difficult it becomes to keep a handle on brand consistency. In this episode, Haley Kaplan explains the critical role brand integrity plays in successful event programs. She shares the most common challenges teams face, including rogue assets, unclear ownership, and inconsistent messaging. If this sounds familiar, she'll show you how the right technology, solid brand guidelines, and streamlined processes can keep your events on brand as you scale. Tune in to learn:Why brand integrity is crucial for event successThe top challenges marketers face when scaling events and how to overcome themKey systems and tools to maintain brand consistency as your event program growsEpisode outline:(00:00) Meet Haley Kaplan(02:22) How brand integrity affects event-led growth(06:02) Common challenges when scaling events(08:38) The importance of strong brand guidelines(13:59) Event tech and team enablement(15:51) How to conduct an internal event audit(19:38) Maximize the use of event templates (23:16) Ensure alignment through approval workflows(24:56) Scaling 250+ events with Splash___________________________________________________________________If you enjoyed today's episode, let us know. Support our show by subscribing and leaving us a rating. If you would like to get in touch with our team or be a guest on our show, please email us at podcast@splashthat.com. We'd love to hear from you.Learn more about Splash: https://www.splashthat.comFollow Splash on LinkedIn: https://www.linkedin.com/company/splashthat-comTell us what you thought about the episode

Is your retirement money sitting stagnant? This episode reveals the powerful strategy of 401K to real estate investing to maximize your earnings. Investment expert Kris Krohn, who has moved millions from 401Ks and IRAs into real estate, shares the top three proven options you have for transferring those funds into high-return real estate assets. Learn how to unlock the potential of your qualified accounts and significantly boost your long-term wealth building with confidence.

Andy and Randy talk about how despite the win over Tampa Bay the Falcons season has been massively disappointing and the question about playing at a high level consistently individually and as a team still remains.

A solid CRM strategy is crucial for any financial institution that wants to thrive in today's competitive environment. This discussion shares strategies and best practices to enhance your customer relationships and grow your program by leveraging data and your CRM solution. Subjects include:Creating a single Source of TruthLeveraging AI for CRM optimizationData and the 360-degree client viewAdvisor adoptionThis episode is recorded from a BISA sponsored webinar where we were joined by Solomon Schmidt of KeyCorp and Brian Venn of California Credit Union, with cross-channel insights and commentary provided by Chris Melton from Ameriprise.

We cut the streaming cord the Linux way with free, legal internet TV you can curate, DVR, and self-host via Jellyfin or Plex. Then, we talk COSMIC stable with System76's CEO.Sponsored By:Managed Nebula: Meet Managed Nebula from Defined Networking. A decentralized VPN built on the open-source Nebula platform that we love. 1Password Extended Access Management: 1Password Extended Access Management is a device trust solution for companies with Okta, and they ensure that if a device isn't trusted and secure, it can't log into your cloud apps. CrowdHealth: Discover a Better Way to Pay for Healthcare with Crowdfunded Memberships. Join CrowdHealth to get started today for $99 for your first three months using UNPLUGGED.Unraid: A powerful, easy operating system for servers and storage. Maximize your hardware with unmatched flexibility. Support LINUX UnpluggedLinks:

If YOU'RE ready to make real, sustainable change in your life, jump on a free call with us - https://physiquedevelopment.typeform.com/to/ToP9TYLEOver the past few episodes, Sue and Alex have unpacked the truth about bulking—why a massive surplus isn't necessary and what actually drives muscle growth. In today's episode, they dive into how long your muscle-building phase should be. So if you want efficient results and want to feel good while getting there, this episode is for you.They break down what a real, effective, feel-good build phase looks like, and what needs to be addressed before the build even begins. They also explain the optimal length for a muscle-building phase and why staying in hypertrophy for months on end often leads to stalled progress, not better results. Muscle growth requires complementary phases and intentional planning, not just grinding harder in the gym.Because you don't need more effort, you need a better system—one that supports your body, respects your life, and delivers lasting results.Have questions or comments for the podcast? Drop them here - https://forms.gle/AEu5vMKNLDfmc24M7Check out our FREE 4-Week Glute Program - https://go.physiquedevelopment.com/freegluteprogram701788And keep the gains rolling with 12 MORE weeks of glute growth (use code POD at checkout for $25 off!) - https://train.physiquedevelopment.com/workout-plans/963551As always, it is our goal not only to supply you, the listener, with valuable insights on the topics or questions but also to plant some seeds for further research and thought. Be sure to like and subscribe and leave us a review wherever you're listening if you loved this episode!Timestamps:(0:00) Today's topic(1:20) The recovery phase (where a successful muscle-building phase *actually* begins)(5:18) What you can expect during a recovery phase(5:55) Training during the recovery phase(6:30) How long a muscle-building phase should last(7:19) Setting your calories and macros for your build(8:37) Adjustments to training to optimize muscle gain(15:25) How much weight you should gain during a build (and how quickly)(17:11) The most important markers to keep an eye on(22:18) The best way to ensure a successful building phaseFollow us on Instagram:Coach Alex - https://www.instagram.com/alexbush__Coach Sue - https://www.instagram.com/suegainzPhysique Development - https://www.instagram.com/physiquedevelopment_Physique Development Podcast - https://www.instagram.com/physiquedevelopmentpodcast----Produced by: David Margittai | In Post MediaWebsite: https://www.inpostmedia.comEmail: david@inpostmedia.com© 2025, Physique Development LLC. All rights reserved.

What if urgency is the only lever you're not pulling? Daniel and Jay break down why “always available” offers quietly kill conversions and how time-based urgency can turn passive audiences into decisive buyers. They unpack real-world plays from ecom and B2B, including how a 30-minute discount window drove action without extra ad spend, why expiring content outperforms evergreen resources, and how to use deadlines to close the year strong. Plus, they share easy urgency tests you can run right now. No new tools, no bigger budget, just smarter timing. If you're a Marketer trying to drive results before the calendar flips, this one's for you.

UNLOCK THE 13 SYSTEMS EVERY AGENCY OWNER NEEDS TO REACH 8 FIGURES:https://bit.ly/41Sm05NIn this episode, Jordan Ross sits down with Todd Taskey to unpack what really drives the value of a digital marketing agency when it's time to sell. They explore how AI, tech enablement, and recurring revenue models are reshaping business valuations and exit strategies. Todd breaks down the financial levers like EBITDA, buyer types, and strategic acquisitions that can dramatically affect an agency's sale price. Whether you're preparing for a near-term exit or planning long-term growth, this episode offers a roadmap to positioning your agency for maximum value in a rapidly evolving market.ChaptersIntroduction to Business ValuationMarket Trends and Valuation MultiplesThe Impact of AI on Agency ValuationStrategic Acquisitions and Market PositioningRevenue and Retention as Key MetricsNavigating the Future of Agency GrowthThe Role of Strategic BuyersConclusion and ResourcesTo learn more go to 8figureagency.coTo reach out to Todd go to www.towerpartners.comTo listen to Todd go to SecondBitePodcast.com

I'm excited to have Povilas Sabaliauskas, the CEO of Pulsetto, joining me for Part 2 of a two-part series. In Part 1, Povilas explained what the vagus nerve is and how it acts as a necessary mental toothbrush for us. In Part 2 today, he discusses the Pulsetto device itself, the different models, and how it helps to boost hormones, reduce stress, and improve sleep.  Stay tuned until the end, where he offers a discount code so you can try the Pulsetto out for yourself. How to Maximize the Benefits of the Pulsetto  Use it twice daily  Use it consistently, as the benefits increase over time Do a session before bed for better sleep  Monitor your HRV, stress, and sleep with a wearable device to track your progress Bio: Povilas Sabaliauskas Povilas Sabaliauskas is the co-founder and CEO of Pulsetto, one of the fastest-growing wellness tech companies in the world.  A leader in non-invasive neuromodulation, Pulsetto is redefining how we approach stress, sleep, and recovery — through wearable vagus nerve stimulation backed by science and loved by high-performers around the globe.  With a background in tech and performance coaching, Povilas has become a passionate advocate for making cutting-edge wellness tools accessible to everyone — not just elite athletes or clinical patients.  Under his leadership, Pulsetto has partnered with leading researchers, completed clinical trials, and grown to over 100,000 users across Europe and the U.S. Povilas brings a unique mix of business strategy, biohacking curiosity, and real-world stress recovery insights — making him a fresh voice in the growing world of neuromodulation and mental resilience. In this episode: How 30 days of consistent Pulsetto use can reduce cortisol levels by almost 50% First-time Pulsetto users often report deeper sleep and vivid dreams How athletes use the Pulsetto to reduce pre-event stress and support their recovery Early data suggest that the Pulsetto can reduce inflammation and lower blood pressure The importance of using the Pulsetto daily to achieve noticeable results The benefits of wearable devices for tracking the effects of the Pulsetto How vagal stimulation can help manage insulin spikes Links and Resources: ⁠⁠⁠⁠Use Code FIBER to get 10% off GLP-1 Fiber Use code TURMERIC to get 10% off ⁠⁠⁠TURMERIC Calocurb Clinical — Appetite & Craving SupportA practitioner-exclusive, plant-based supplement designed to enhance your body's natural fullness signals (GLP-1 and PYY), helping reduce cravings and calorie intake. Available only through clinics such as the Integrative Health and Hormone Clinic.Visit us or order here: https://ihhclinic.com/ Guest Social Media Links: Povilas Sabaliauskas on LinkedIn  Pulsetto Device on YouTube  YouTube: Immediate Relief from Stress & Burnout with Pulsetto and CEO Povilas Sabaliauskas YouTube: How to Reduce Stress and Calm Your Nervous System in Just 4 Minutes using a New Device Relative Links for This Show: Use the code Dr. Stephanie Gray for 10% off Follow Your Longevity Blueprint  On Instagram| Facebook| Twitter| YouTube | LinkedIn Get your copy of the Your Longevity Blueprint book and claim your bonuses here Find Dr. Stephanie Gray and Your Longevity Blueprint online   Follow Dr. Stephanie Gray  On Facebook| Instagram| Youtube | Twitter | LinkedIn Integrative Health and Hormone Clinic Podcast production by Team Podcast

As we head into the final stretch of the year, most entrepreneurs make one of the biggest mistakes they can make: they tap out early. They assume their audience is distracted, checked out, or "waiting for January," and they slow their business down right when buyers are actually the most ready to take action. In this episode, I'm breaking down the four simple moves that will help you finish the year with money, momentum, and ease - without creating anything new, hustling harder, or overcomplicating your business. If you want December to be profitable, grounded, simplified, and full of clarity, this episode will show you exactly where to focus and how to turn the next 3–4 weeks into your most powerful runway yet. Mentioned in this episode 4-Step Year End Profit Plan Subscribe to Email List Leave a Podcast Review   Work/Connect with me: Offer Optimization Scorecard Book a Call   Tune in to start taking your business and life to the next level today and don't forget to subscribe or follow the podcast to make sure you don't miss any future episodes. Visit https://jessicamillercoaching.com/ to learn more. You can also follow me on Instagram (@jessicadioguardimiller) and Facebook.

Trade shows can be a powerful marketing tool. Hear from Jay Menashe of Exhibitus, Inc. as he shares how to justify your trade show ROI to management and secure continued support for 2026 and beyond.Register for PACK EXPO East today!

PURCHASE THE AUDIOBOOK: https://storyoriginapp.com/universalaudiobooklinks/3ae86714-9bd8-11f0-b6dd-8b7acea9a55eIn this deep dive into inner alchemy, shamanism and energy medicine, bestselling author and renowned sound healer Sol Luckman addresses mortality head-on ... and shares a nondogmatic solution to this “problem” that will shock and inspire you!You don't need to create your inner Philosopher's Stone and “get out of here alive” to benefit massively from the author's wisdom.You don't even have to practice the potent techniques he teaches for recovering energy, erasing trauma, and restoring mind-body-spirit health.Uniquely and elegantly, this book will upgrade your life in the here and now by empowering you to …* Simplify your existence* Digital-detox your mind* Maximize the power of silence* Procrastinate your way to creativity* Connect with the superpower of your uniqueness* Establish a beneficial relationship with your shadow &* Follow your bliss on your own Hero's Journey to wholeness and authenticity Thank you for subscribing. Leave a comment or share this episode.

Are you activating all the muscle fibers in your workout, or are you leaving gains on the table? Amy Hudson and Dr. James Fisher continue their deep dive into the Principles of Exercise Design. In today's episode, they break down muscle fiber recruitment; why it matters, how your body decides which fibers to use, and what that means for your strength. They cover the Size Principle, the importance of continuous muscular loading, and how to structure your workout to reach the fibers that actually drive growth and performance. Dr. Fisher explains the All-or-Nothing theory and why your muscles are either fully "on" or fully "off."  He breaks down how your body only recruits the exact fibers needed for the task in front of you. Knowing this helps you understand why you need higher effort to see real strength gains. Dr. Fisher explains that Type 1 fibers are cheap to use, so your body loves using them first. They handle endurance but don't give you the strength you want. He shows how pushing harder in the gym is what finally taps into Type 2 fibers. Learn why Type 2 fibers are powerful but expensive for your body to use. They fatigue quickly, so your system avoids them unless you give a strong stimulus. But once you activate them, that's when real growth and strength improvements happen. Dr. Fisher explains how your nervous system recruits muscle fibers from smallest to largest. It's your body's way of protecting energy while still meeting the force demands of your workout. Amy highlights how the body is constantly trying to conserve energy. That means it avoids using high-cost muscle fibers unless absolutely necessary. Dr. Fisher shares why multiple-set training often fails to push you to true effort. When you simply count reps, you usually stop far short of full muscle recruitment. So, you're leaving huge results on the table without even realizing it. Amy covers why resting between sets resets the whole muscle recruitment process.  Once your Type 1 fibers recover, your body goes right back to using them first. And that makes it harder for you to reach those high-impact Type 2 fibers that drive strength. Amy highlights that if full muscle fiber recruitment is the goal, you don't want to stop and restart the process over and over. Every pause delays that final layer of activation. And that delay means slower strength gains and less efficient workouts. Dr. Fisher covers why eccentric loading is such a game-changer in strength training. We're naturally stronger on the lowering phase, but most equipment doesn't challenge us there. When you finally load that phase properly, you maintain deeper fiber recruitment for longer. Dr. Fisher shares how exerbotics devices keep you working harder during the eccentric phase instead of giving you a break.  Amy and Dr. Fisher cover the biggest benefit of working with a personal trainer. With expert guidance and efficient workouts, you can achieve better results more quickly than you might on your own. Dr. Fisher explains why walking and jogging are great for general health but not enough for full muscle recruitment. Amy highlights that losing Type 2 fibers is the real reason people feel weaker, less balanced, and less stable over time. These fibers are the ones responsible for power and functional strength. Amy covers the importance of eccentric training and how it helps you get more out of every rep. When you challenge the lowering phase, you keep more fibers active for longer. And that translates into faster progress with less time spent working out. Dr. Fisher explains that strength training only works when you recruit all available fibers. Multi-set training often delays this because you keep letting fibers rest between rounds.  Dr. Fisher explains how a personal trainer can guide you to hit the right muscle fibers every time. Most people lift without fully recruiting the fibers that actually build strength and shape. With the right guidance, you maximize every rep for faster, noticeable results. Amy highlights that your main job in a workout is simple. Recruit the fibers. When you keep them loaded continuously at the right effort, everything changes.     Mentioned in This Episode: The Exercise Coach - Get 2 Free Sessions! Submit your questions at StrengthChangesEverything.com     This podcast and blog are provided to you for entertainment and informational purposes only. By accessing either, you agree that neither constitute medical advice nor should they be substituted for professional medical advice or care. Use of this podcast or blog to treat any medical condition is strictly prohibited. Consult your physician for any medical condition you may be having. In no event will any podcast or blog hosts, guests, or contributors, Exercise Coach USA, LLC, Gymbot LLC, any subsidiaries or affiliates of same, or any of their respective directors, officers, employees, or agents, be responsible for any injury, loss, or damage to you or others due to any podcast or blog content.

New tax laws are on the horizon—and they could significantly influence the way you give. The recently passed One Big, Beautiful Bill Act (often shortened to the OBBBA) introduces several changes that affect charitable givers today and in the years to come. To help unpack these shifts, we sat down with Bruce McKee, attorney and Senior Vice President of Complex Gifts at the National Christian Foundation (NCF).What the OBBBA Actually DoesDespite its cheerful name, the OBBBA carries serious implications for donors. Bruce explains that the bill makes permanent many provisions that were originally scheduled to expire at the end of 2025 under the 2017 Tax Cuts and Jobs Act. Key extensions include:Higher standard deductionsHigher estate tax exclusionsNew deduction floors for charitable giftsA new limit on itemized deductionsExtended business deductionsUpdated rules for university endowment taxesThese changes will affect different givers differently, but nearly everyone will feel the impact of the new standard deduction.The Standard Deduction Gets Bigger—AgainThis update alone affects roughly 90% of taxpayers.The OBBBA permanently extends the increased standard deduction and even boosts it for the 2025 tax year:Individuals: $15,750Married couples filing jointly: $31,500Because the standard deduction is now higher, fewer people will itemize. And when giving is lumped under the standard deduction, charitable gifts are no longer deductible.But there's a powerful workaround.If you want to maximize your tax benefits while maintaining your giving rhythms, “bunching” can help. Bunching means:Grouping several years' worth of charitable gifts into a single tax yearItemizing in that year, instead of taking the standard deductionUsing a donor-advised fund (DAF)—such as an NCF Giving Fund—to distribute gifts gradually over future yearsA giving fund works like a charitable checking account—a powerful tool for strategic, tax-efficient generosity. Bunching is especially impactful when paired with gifts of appreciated assets.New Charitable Deduction Floors Coming in 2026Beginning in 2026, charitable deductions will include a “floor”—a small portion of giving that won't be deductible at all.For IndividualsOnly the amount of charitable giving above 0.5% of your Adjusted Gross Income (AGI) will be deductible. Here's an example:AGI = $200,0000.5% floor = $1,000Whether you give $20,000 or $40,000, the first $1,000 is not deductible.For CorporationsA similar rule applies, but the floor is 1% of taxable income.Why This MattersThis floor means that givers with large AGIs—especially in high-income years—should consider giving earlier, before 2026 arrives. Strategic timing will matter more than ever.Even high-capacity donors who itemize may benefit from bunching in alternating years.New Limits on Itemized DeductionsThe OBBBA also introduces a “haircut” affecting all itemized deductions—not just charitable ones.Because the highest tax bracket (37%) is now permanent, itemized deductions typically reduce income taxed at that rate. But beginning in 2026:Deductions in the highest bracket will be valued at 35 cents per dollar, not 37.It's a relatively small shift, but it slightly increases tax liability and adds another layer of planning complexity. Once again, Bruce recommends intentionally reviewing giving strategies before the 2025 year closes.Estate and Gift Tax Exclusions: Higher and More StableThe OBBBA also stabilizes estate planning by raising the estate and gift tax exemption to:$15 million per individual$30 million for married couplesThese thresholds—once set to sunset back to near half—are now permanent (as permanent as tax law can be). This gives families greater clarity as they plan inheritances and consider charitable tools like trusts or family foundations.When people settle their estate planning, it often helps them focus their hearts on where God is calling them to give—what Ron Blue usually describes as “giving while you're living so you're knowing where it's going.”Good News for Non-Itemizers: The Above-the-Line Charitable Deduction ReturnsBeginning soon, non-itemizers will be able to deduct modest charitable amounts:$1,000 for individuals$2,000 for married couples filing jointlyThis applies to cash gifts made to churches and public charities. It's a welcome incentive for households that rely on the standard deduction.Navigating Change with WisdomThe tax landscape may shift, but God's call to generosity never does. Thoughtful planning ensures you can give joyfully, efficiently, and impactfully.If you want to steward God's resources with greater intentionality, a Giving Fund through the National Christian Foundation can help you:Maximize tax benefitsSimplify your givingSupport ministries you loveInvest funds for future generosityYou can open one in just a few minutes at FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:My husband and I are turning 68 and need to move from our two-story home into a one-story house. We're considering new construction, but we'd either need a small mortgage or withdraw $50–60,000 from our 401(k). Our income is stable—he gets $3,000 from Social Security, and I make about $2,000. We manage fine month to month. Which option makes more sense?I'm 73, single, living on Social Security with excellent credit and no debt besides a small monthly charge card. I'm looking into either a HELOC or another home-equity option so I can access some of my home's value to help others before I pass away. What's the best way to proceed?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)The National Christian Foundation (NCF) Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I'm very excited to welcome Dr. Joey Muñoz to the show today. Dr. Muñoz holds a PhD in Nutritional Sciences from Florida State University, and his research explores the connection between specific foods and the prevention of diseases like osteoporosis and diabetes. In this episode, we discuss some powerful ways to maximize muscle growth and sustain weight loss, the habits stopping you from losing fat and getting lean, the best hack to satisfy hunger throughout the day,  and how to be sure you're hitting your protein targets. And perhaps most importantly, we talk about the importance of developing realistic and sustainable habits that will move you towards your goals. Dr. Joey is a wealth of knowledge, so get yourself ready for this conversation by grabbing a notepad!Suggested Resources:Joseph Muñoz | InstagramJoseph Muñoz | YouTubeEnergy Balance Model of Obesity: Beyond Calories In, Calories Out | The American Journal of Clinical Nutrition | Oxford AcademicHow Do Protein & Fiber Work Together? | Week&Impact of Post-Meal and One-Time Daily Exercise in Patient With Type 2 Diabetes Mellitus: A Randomized Crossover Study | PMCNutrition and Muscle Protein Synthesis: A Descriptive Review | PMCHabit Stacking: The One Tool You Need to Build Better Habits | Verywell FiProtein Digestibility Corrected Amino Acid Score | WikipediaMetabolic Adaptations to Weight Loss | PMCBMR CalculatorSend me a text!This episode is proudly sponsored by: SizzlefishLet's talk about fueling your body with the best nature has to offer. If you're looking for premium, sustainable seafood delivered straight to your door, you need to check out Sizzlefish! Head to sizzlefish.com and use my code “wellnstrong” at checkout for an exclusive discount on your first order. Trust me, you're going to taste the difference with Sizzlefish!Join the WellnStrong mailing list for exclusive content here!Want more of The How To Be WellnStrong Podcast? Subscribe to the YouTube channel. Follow Jacqueline: Instagram Pinterest TikTok Youtube To access notes from the show & full transcripts, head over to WellnStrong's Podcast Page

What role can social entrepreneurship have in building soil health and achieving positive ecological goals?Mary and Eric explore this question with Dr. Christine Mahoney of the University of Virginia's Frank Batten School of Leadership and Public Policy and Wayflowering Flower Farm. Dr. Mahoney shares her own experiences with social enterprises, systems thinking, and regenerative organic flower farming in this episode. Dr. Mahoney reflects on the catalytic effect organizations and businesses can have on innovation and change, such as enriching the soil, enhancing biodiversity, sequestering carbon, strengthening local ecosystems, and supporting pollinator habitats.To learn more about cut-your-own flower opportunities and immersive experiences at Wayflowering Flower Farm, please visit https://www.wayflowering.com/.If you want to become a member of the Central Virginia Flower Collective, send an email inquiry to CVAFlowers@gmail.com. If you are interested in impact investing, specifically related to displaced people and refugees, please visit the Refugee Investment Network that Dr. Mahoney helped found at https://refugeeinvestments.org/As always, we encourage you to cooperate with other farmers, graziers, and gardeners for peer-to-peer learning and to follow the four core soil health principles: 1) Keep the soil covered -- Cover crops are our friends and allies; avoid bare fallows;2) Minimize soil disturbance -- Practice no-till or gentle tillage as much as possible in your field or garden;3) Maximize living roots year-round -- to improve biodiversity, soil structure, and life in the soil; and4) Energize with diversity -- through crop rotation, high-quality food for soil and plants, farm enterprises, and livestock integration. If you have questions about soil and water conservation practices, natural resource concerns, and soil health principles and practices to restore the life in your soil, call or visit a USDA Service Center, a Virginia Soil and Water Conservation District office, or your local Virginia Cooperative Extension office.  4 the Soil: A Conversation is made possible with funding support from the National Fish and Wildlife Foundation and The Agua Fund. Other partners include the USDA Natural Resources Conservation Service; Virginia Cooperative Extension; Virginia State University; Virginia Department of Conservation and Recreation; and partners of the Virginia Soil Health Coalition.Disclaimer: Views expressed on this podcast are those of each individual guest.To download a copy of this, or any other show, visit the website 4thesoil.org. Music used during today's program is courtesy of the Flip Charts. All rights reserved. 4 the Soil: A Conversation is produced by On the Farm Radio in collaboration with Virginia Tech. The host and co-hosts are Jeff Ishee, Mary Sketch Bryant, and Eric Bendfeldt.

Episode #136 of Work Comp Talk is here, and this one can literally change the outcome of your workers' comp case. Hosted by Carmen Ramirez and Attorney Bilal Kassem, this episode breaks down the real, practical, battle-tested strategies that every injured worker needs to know. These Top 5 Ways to WIN Your Workers' Comp Case could be the difference between getting denied… or receiving the full benefits, medical care, and settlement you truly deserve.  Whether you're new to the workers' comp system or already stuck in the middle of a frustrating process, this episode gives you the clarity, confidence, and guidance you need to move forward.    Takeaways:  The Kite case advocates for simple addition in disability ratings.  The Vigil case clarifies the use of simple addition for combined injuries.  Injured workers should ensure all body parts are included in their claims.  Choosing the right doctor can significantly impact recovery and case outcomes.  Fighting denials is essential; don't accept them without challenge.  Understanding your rights is crucial in navigating workers' compensation.  Communication between doctors and lawyers is vital for patient care.  Proactive advocacy can lead to better case outcomes.    Chapters:  00:00 Introduction: 5 Positive Ways to Win Your Case 01:36 Kite & Vigil Cases: Changing How Your Disability Is Calculated 06:00 Positive Way #2: Make Sure Every Injury Is Included 09:08 Positive Way #3: Choosing the Right Doctor for Your Case 13:21 Positive Way #4: Fighting Treatment Denials Without Giving Up 16:24 Positive Way #5: Understanding Your Rights in the Workers' Comp System   This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury.    Visit our FAQ and blog for more resources:  https://www.pacificworkers.com/blog/     Follow Us on Social Media for More Content!  

Jennifer Gartenberg, Managing Director at Mesirow, joins Jon Hansen on Your Money Matters to discuss tax-deferred contributions, HSA accounts, and annual gifting. Jennifer talks about maximizing your annual gifting and how you can gift $19,000 without gift or estate tax if single, or up to $38,000 if married. For more information, visit www.mesirow.com.

This holiday season, more people are finding ways to save money through cash-back perks, resale sites, and smart shopping strategies. Also, Mila Kunis stops by to discuss her role in “Wake Up Dead Man: A Knives Out Mystery.” Plus, “Today's Season of Giving” aims to inspire young thinkers and creators through STEM toys while promoting giving back. And, The “Holiday Sleigh” box offers discounted skincare, haircare, and jewelry steals.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kent Overstreet joins us for a full update on bcachefs. What's new, what's next, and the surprising upside of getting kicked out of the kernel.Sponsored By:Managed Nebula: Meet Managed Nebula from Defined Networking. A decentralized VPN built on the open-source Nebula platform that we love. 1Password Extended Access Management: 1Password Extended Access Management is a device trust solution for companies with Okta, and they ensure that if a device isn't trusted and secure, it can't log into your cloud apps. CrowdHealth: Discover a Better Way to Pay for Healthcare with Crowdfunded Memberships. Join CrowdHealth to get started today for $99 for your first three months using UNPLUGGED.Unraid: A powerful, easy operating system for servers and storage. Maximize your hardware with unmatched flexibility. Support LINUX UnpluggedLinks:

Winter is NOT the season of weight gain, low motivation, and hibernation. Not for us. Not anymore. In fact, winter might just be the best season for fat loss, better habits, and getting stronger—if you know how to use it to your advantage.” Today we're taking three winter “struggles” and flipping them into winter superpowers. Because women over 50? We are DONE letting short days and chilly weather boss us around. We're going to talk hydration, staying active outside, and shifting your mood and motivation during the darker months. And I'll show you how each fits beautifully into the FASTer Way lifestyle. ENROLL in my next FASTer Way to Fat Loss® online class at https://www.fasterwaycoach.com/AMYBRYAN  CONNECT with Amy Bryan here: www.linktr.ee/amybryanfasterway   

Shopify went dark on Cyber Monday. Amazon glitched and wiped deal badges across Black Friday and Cyber Week. Sellers relying on one platform got crushed. But diversified brands kept growing because TikTok, Shopify, Amazon, and email all picked up the slack.Factories across China and Vietnam are now slowing down early ahead of Lunar New Year, which means your Q2 inventory window is already shrinking. TikTok Shop continues its retail takeover, and AI is rewriting the rules for product discovery, listing visibility, and who gets recommended.In today's Week in Review, you'll hear what actually happened inside Shopify and Amazon during the meltdown, how operators protected their revenue, what you must do before January hits, and why 2026 will reward brands who diversify and think like CEOs, not dabblers.✅ Do not wait on inventory. China and Vietnam are already winding down for Lunar New Year. If you don't finalize orders soon, your production moves into April or May.✅ Shopify crashed and Amazon glitched deals. Operators with omnichannel setups absorbed the hit. Single-channel sellers got wrecked.✅ Maximize profits in December instead of scaling losers. Double down on your highest-converting SKUs, best reviews, and fastest shipping.✅ TikTok to Amazon is the new performance pipeline. UGC targeting Amazon searches drove major lifts last week.✅ AI is the new e-commerce gatekeeper. AI agents are scraping, rewriting, and interpreting your listings. Machine-friendly listings now determine visibility.

Recent policy changes are providing hope for farmers grappling with high fertilizer costs, particularly for phosphate. The removal of tariffs on phosphate imports is expected to ease pricing, though global demand remains high. "We're seeing that already," says Ben Pratt, vice president of public affairs at The Mosaic Company, adding that potash prices, supplied largely by Canada, are already affordable for growers. Ross Bender, director of product development and a Wisconsin farmer, shares his personal experience. "The margins on my farm are tight. And what I'm trying to think about is how I can make sure that I'm supplying the crop with the nutrition it needs within the budget that I have?"See omnystudio.com/listener for privacy information.

What if the real problem isn't your willpower, but your timing?Today we dive into a very practical exploration of how your brain shifts across the day, and how to design a life that cooperates with those shifts instead of fighting them.  From the morning's high executive function to the evening's predictable crash, we unpack why your 9 a.m. self feels like a sharp CEO while your 9 p.m. self behaves like a tired intern, and how to use that predictability to your advantage.  We break down the predictability principle and share accessible, battle-tested tools that remove decision friction when you're depleted. You'll hear how to apply “system over hope” in real life.  Then we get strategic about the high points. Guard your mornings for high-friction work like writing, strategy, complex learning, difficult conversations, when focus and clarity peak. Shift afternoons to nudge tasks like email, scheduling, and admin, so your best hours serve your most important goals. We also show why coaches wire new habits to early slots for dramatically better odds, and how to run a simple audit: identify where you're pushing against your biology, realign tasks to your energy, and install one small system tonight to help your future self succeed.  If you're ready to reduce regret, increase follow-through, and build kinder systems that work even when you're tired, this conversation is your playbook. Listen, try one tool today, and tell us: which habit are you moving to your morning slot? Subscribe, share with a friend who overplans mornings and underdoes nights, and leave a review with your biggest takeaway.  Text Me Your Thoughts and IdeasSupport the showBrought to you by Angela Shurina Behavior-First, Executive, Leadership and Optimal Performance Coach 360, Change Leadership & Culture Transformation Consultant

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1893: Brian Tracy outlines seven proven principles that empower business owners to boost profitability regardless of market conditions. From visionary leadership to crafting exceptional customer experiences, these time-tested strategies help entrepreneurs focus on what truly drives long-term success and sustainable growth. Read along with the original article(s) here: https://briantracy.com/blog/general/7-principles-to-maximize-your-profits-in-any-market/ Quotes to ponder: "The best businesses have the best leaders, at every level." "Your ability to interview, select, hire and deploy excellent people is the control valve on your success in business." "Nothing happens until a sale takes place."

Tune in as the team discusses:How Fred used AI to cut massive mailing expenses while maintaining (and often improving) deal flowWhy machine learning removes human assumptions and eliminates bias in seller targetingWhich demographic trends and owner behaviors indicate someone is ready to sellHow AI can turn a large mailing campaign into a smaller, more profitable listThe difference between language model “hallucinations” and supervised machine learningWhy both individual owners and entities like LLCs and schools can now be scored accuratelyWhy scrubbing your list manually is a costly mistake that can eliminate hidden opportunitiesHow smarter mail targeting reduces financial waste and environmental impactWhy data—not emotion—is the key to consistent, scalable land investing successTIP OF THE WEEK“Data, not trauma. Stop making decisions based on assumptions or past emotional experiences. Let the numbers tell you what's real.” — Scott Bossman“Don't be a land snob. If the numbers work, there's a buyer. Weird properties still sell when you get them at the right price.” — Mike Zaino“Momentum matters. Use tools that remove busywork so you can stay consistent. Efficiency creates deal flow.” — Jon BurnettWANT MORE?Enjoyed this episode? Dive into more episodes of AOPI to discover how to build real passive income through land investing.UNLOCK MORE FREE RESOURCES:Get instant access to my free training, a free copy of my Bestseller Dirt Rich Book, and exclusive bonuses to accelerate your land investing journey—it's all here: https://thelandgeek.ac-page.com/Podcast-Linktree."Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

The temptation to get something for nothing, whether it be knowledge, riches, or power has plagued individuals since the dawn of time. Examples from the Garden of Eden, Wall Street, Main Street, and election results across the country are easy to find as people long for quick-fixes and easy answers to their problems. However, history has shown us that depending on government to provide needs only leads to increased dependency and a loss of freedom. With that in mind, the focus of this episode is the recent mayoral race in New York City which has led to great speculation about the loss of liberty expected for New Yorkers if the new mayor's policies are enacted. Linda's guest, Eric Michael Anton, Senior Managing Director at Marcus & Millichap, has lived and worked in the heart of the city nearly all his life and provides first-hand insight regarding the effects of public policy on business and quality of life in the city. He also provides examples on how to support American values in a diverse, world-class city that is often polarized politically.  ©Copyright 2025, Prosperity 101, LLC __________________________________________________________ For information about our online course and other resources visit: https://prosperity101.com To order a copy of Prosperity 101 – Job Security Through Business Prosperity® by Linda J. Hansen, click here: https://prosperity101.com/products/ Become a Prosperity Partner: https://prosperity101.com/partner-contribution/ If you would like to be an episode sponsor, please contact us directly at https://prosperity101.com. You can also support this podcast by engaging with our Strategic Partners using the promo codes listed below. Be free to work and free to hire by joining RedBalloon, America's #1 non-woke job board and talent connector. Use Promo Code P101 or go to RedBalloon.work/p101 to join Red Balloon and support Prosperity 101®. Connect with other Kingdom minded business owners by joining the US Christian Chamber of Commerce. Support both organizations by mentioning Prosperity 101, LLC or using code P101 to join. https://uschristianchamber.com Mother Nature's Trading Company®, providing natural products for your health, all Powered by Cranology®. Use this link to explore Buy One Get One Free product options and special discounts: https://mntc.shop/prosperity101/ Unite for impact by joining Christian Employers Alliance at www.ChristianEmployersAlliance.org and use Promo Code P101. Support Pro-Life Payments and help save babies with every swipe. Visit www.prolifepayments.com/life/p101 for more information. Maximize your podcast by contacting Podcast Town. Contact them today: https://podcasttown.zohothrive.com/affiliateportal/podcasttown/login Check out VAUSA, America's choice for virtual assistants- https://hirevausa.com/connect" Thank you to all our guests, listeners, Prosperity Partners, and Strategic Partners. You are appreciated!   The opinions expressed by guests on this podcast do not necessarily represent those held or promoted by Linda J. Hansen or Prosperity 101, LLC.

Explore how what we eat affects our brain and body, and how food, stress, and gut health are all connected. Discover how staying hydrated, eating a variety of foods, and having the right mindset can make a big difference. Get in touch Visit us at tignum.com Email us at contact@tignum.com Think clearer. Show up better. Maximize impact.

Who is Kyle?Kyle Beltle is a sought-after advisor for professional coaches and consultants whose businesses are flourishing in the high six figures. Having worked extensively with clients eager to reclaim their time, Kyle specializes in navigating the twin challenges his clients so often face: “tax FOMO” (the fear of missing out on tax deductions) and analysis paralysis. He knows all too well how the constant swirl of social media tips and advice from well-meaning friends can leave entrepreneurs unsure of where to start and anxious they might be missing out. Through patient guidance and hands-on support—including welcoming endless client questions at kickoff meetings—Kyle helps business owners cut through the noise, find clarity, and confidently optimize their financial strategies.Key Takeaways00:00 Coaching Clients' Tax Woes Solved04:39 Experience Over Price09:06 Focusing Intentionally in Business12:55 Maximize 401(k) with Profit Sharing15:58 “Subscribe for Podcast Updates”_________________________________________________________________________________________________Subscribe to our newsletter and get details of when we are doing these interviews live at www.systemise.me/subscribeFind out more about being a guest at : link.thecompleteapproach.co.uk/beaguestSubscribe to the podcast at https://link.thecompleteapproach.co.uk/podcastHelp us get this podcast in front of as many people as possible. Leave a nice five-star review at apple podcasts : https://link.thecompleteapproach.co.uk/apple-podcasts and on YouTube : https://link.thecompleteapproach.co.uk/Itsnotrocketscienceatyt!Do You Need a P.A.T.H. to Scale?We help established business owners with small but growing teams:go from feeling stuck, sceptical, and tired of wasting time and money on false promises,to running a confident, purpose-driven business where their team delivers results, customers are happy, and they can finally enjoy more time with their family -with a results-based refund guarantee: if you follow the process and it doesn't work, we refund what you paid.This is THE P.A.T.H. to scale your business.————————————————————————————————————————————-TranscriptNote, this was transcribed using a transcription software and may not reflect the exact words used in the podcast)SUMMARY KEYWORDStax strategy, tax planning, proactive CPA, tax deductions, analysis paralysis, tax FOMO, professional coaches, consultants, high six figure business, time management, business finances, business owner, real estate investment, rental property, multi state tax return, online tax software, premium guidance, tax mistakes, tax savings, 401k, retirement planning, profit sharing, S corp, employee benefits, pension contributions, business tax, cash flow management, VAT bill, financial planning, tax professional, small business taxSPEAKERKyle Beltle, Stuart WebbStuart Webb [00:00:03]:Okay, we've gone live without the stream coming in, which is really interesting. So welcome to It's Not Rocket Science. Five questions over coffee. I'm here with Kyle Bentley Beltly. Sorry, I'm gonna, I'm gonna get that wrong. Kyle. Apologies. Kyle Beltley.Stuart Webb [00:00:22]:Kyle is the owner of ProActive CPA. Kyle is going to talk to us about some really interesting things about how we manage our finances, manage tax, etc. Carl, welcome to It's Not Rocket Science. Five questions over coffee. I hope you've got your coffee in front of you today.Kyle Beltle [00:00:38]:Ready to go.Stuart Webb [00:00:39]:Terrific mug, terrific mug. Let's, let's talk briefly about how you're, who is, who is the person you're trying to help? What's the problem they've got? So that we can sort of, as we were listening to you describe this, we begin to get a sense of is this me that Kyle is talking about?Kyle Beltle [00:01:00]:Sure, sure. So my clients are professional coaches and consultants running businesses that are generating high six figures of sales and they're people who are looking to buy back their time. I would say that the primary issue that people come to me with and I help them solve, it's kind of a twofold. It's first off, it's what I like to call tax fomo, fear of missing out, and it's analysis paralysis. So with the tax fomo, we are inundated with social media posts on tax tips, our neighbors giving us tax tips, our crazy uncle at the family dinner is giving us. And there's this fear that I'm missing out on these deductions that everybody else knows about. But where do I even, where do I even get started? You know, this, this analysis paralysis. And a great example of this is I just started working with a client there and as we were getting ready for our kickoff meeting, he said, I hope you don't mind, I just jotted down a few thoughts.Kyle Beltle [00:02:10]:Well, so Stewart, this guy had composed this entire Google Doc of just all the things that he'd been coming across. And you know, does this apply to me? Where do I start? And so what I do with my clients is distill all that into a crystal clear tax strategy plan for them where they know, a, this applies to me, B, this is how to take advantage of it, and C, here's the savings I'm going to get from it.Stuart Webb [00:02:38]:So let's just, let's try and explore a little bit then on what are the things. I mean, that guy obviously had ideas about what he wanted to do, the problems that he knew had. He Tried anything. What were the things he tried to do to overcome this problem before turning to Kyle and say, carl, can you help me?Kyle Beltle [00:02:57]:So fortunately he hadn't tried anything and sadly that's not always the case. I had a client, I'll call Ian, who just started working with me the beginning of this year and he had heard, real estate's a great investment. I'm going to get into real estate. And he ended up purchasing a rental house that was out of state. So now he's preparing a multi state return and he has to set up a rental property. He was using an over the counter online tax product there. And you know the saying, garbage in, garbage out. Well, the data that he was putting into the software was not correct.Kyle Beltle [00:03:47]:He ended up missing out on a lot of deductions around that rental property. And so when we first started working together this year, I went back, took a look under the hood of the return last year and was able to help him get that rental property set up properly. And the savings, the actual tax savings that he experienced as a result of that were twice what I was charging him there. And so, you know, I have a colleague, Rajo Jose, who likes to say premium guidance cost a lot less than premium mistakes. And so certainly don't, don't try to DIY things when you're working with a complex tax situation.Stuart Webb [00:04:39]:I'm going to have to agree with you, Carla. I know one of the early lessons I was taught when I was a very young business owner was people forget the price long after they've forgotten the lack of quality, so long after they've remembered the lack of quality. So you know, the, the problem that we all try and think of is this may or may not take me a lot of time, but you're not dealing with, you're not dealing with something which, which is, you know, so much time based, are you? Although they are paying for your time, they're paying for the years of experience which you bought into the, you've used as your education and your experience in order to come back and go, this is how much it's valid, the value is to you. This is not about me taking 15 minutes over this. This is 15 years of my life that's taught me how to do this for you.Kyle Beltle [00:05:25]:100%. 100%. And that's not even mentioning the time that they would need to take away from their core business.Stuart Webb [00:05:33]:Absolutely.Kyle Beltle [00:05:34]:To try to learn this or to even, even to execute it.Stuart Webb [00:05:38]:Absolutely. So I think, Carl, you've been very kind to the audience. You have Got a giveaway. And this will be something which is in the vault that we have, which is the systemized me free stuff. So describe what this is, a PDF, I think, which is going to be a great asset to a lot of people. Tell us what's in this PDF and how it benefit them.Kyle Beltle [00:06:04]:So, as I said at the top, one of the issues that so many of my prospects and so many of my clients come to me with is just saying, where do I even begin? So I put together a handout here of my six favorite tax strategies that most people can take advantage of. And so I would download that there and take it with you next time you're meeting with your tax professional to see which one of these can we put into play to maximize my savings.Stuart Webb [00:06:34]:And I would, I'd hate to, to prejudice this, but if somebody comes along and finds they're only using five of the six, they may need to have a word with you anyway.Kyle Beltle [00:06:43]:Yes, absolutely, absolutely.Stuart Webb [00:06:46]:Okay, terrific. That's a brilliant. And I, I'll just repeat, if you go to systemize me free hyphen stuff, you will find that immediately. You can go and download that now and go get that from, from that vault and, and you will be able to get hold of Kyle's top six strategies. Have a feeling he may have more than six in his bank. But that's, that's the top.Kyle Beltle [00:07:09]:There may be a bonus. There may be a bonus one.Stuart Webb [00:07:12]:I love it. I love it. I love it. Kyle, tell us a little bit. You know, how did you become the, the expert that you are on tax? This doesn't happen overnight. It certainly doesn't happen unless you, you set out intentionally to understand these things.Kyle Beltle [00:07:28]:Yeah.Stuart Webb [00:07:28]:Is there a book, a course or something like that that took you to this, this place? That's.Kyle Beltle [00:07:34]:That is a great question, Stuart. And I love when you ask your guests this because you're always, always finding great books, great programs through this, and I've read a lot of books over the years and just trying to think distill it down to one. Ah, it's really tough. But if I had to choose, I would say that the most impactful program in my life has been Earl Nightingale's the Strangest Secret. Are you familiar with it by any chance?Stuart Webb [00:08:05]:It's not one I know. It's not one I know.Kyle Beltle [00:08:08]:So I encourage everyone out there, go look it up on YouTube. The strangest secret. It's originally, I believe it was a radio broadcast that Earl gave. It's only about 30 minutes. It's very concise. Very to the point. And spoiler alert. The strangest secret is that we become what we think about most of the time.Kyle Beltle [00:08:34]:Oh, and, you know, certainly that is by, you know, no means new to any of your listeners, I'm sure. But for me, I came across this early in my career. It was one of the first times I was really ever exposed to the power of being intentional with your thoughts and setting goals there. And so even to this day, I still find it as a great reset any. Anytime I'm stuck to listen to Earl Nightingale's the Strangest Secret.Stuart Webb [00:09:06]:That is a great, great tip, Carl. I thank you for that one because you're absolutely right. Too often we are, we're not intentional with our businesses, are we? We are distracted. I often see business owners, and I deal with business owners most of my day, and I find myself saying, well, why are you doing it that way? And the answer is sometimes it's sort of like, well, I just can't stop thinking about this. And unfortunately you go, well, you're missing out on a bunch of other things which actually you should be focused on and this should not be even in your thing. So you, you tend to end up doing it because you've just got locked in a cycle of focus that is the wrong one. And to switch the focus to what you should be focused on is much more important.Kyle Beltle [00:09:53]:Yeah. If you're just reacting to the latest email, the latest text message that comes across your inbox there. Yeah, you're absolutely right. You're going to get stuck in a cycle that is not productive and not product. You know, really building up your business to the best that it can be.Stuart Webb [00:10:12]:And this is where you have to start thinking a little bit about, like the, the future of your business by focus on those tax strategies which actually enable you to free up the cash, free up the investment that you might need in order to move the business forward.Kyle Beltle [00:10:26]:Yeah, yeah, absolutely. May feel like you're taking some time, some invaluable time out of your schedule to invest one, two, maybe even three hours to sit down with your tax pro and really map out the upcoming year, what you can take advantage of, what you can't. But the clarity that I have seen that give to my clients is worth its weight in gold and more than comes back to them in time savings.Stuart Webb [00:10:57]:Yeah, I'm gonna, I'll tell a small story here. It's one that's rather specific to the. But I came across a business just recently. The business had hit a real problem. They had a real cash flow problem. And I sort of said, what's the real reason for the cash flow problem? Wasn't very obvious from the discussion. They went, we forgot a VAT bill, value added tax bill. We forgot this tax bill was coming in.Stuart Webb [00:11:20]:We completely missed swiped our cash flow. We're now in deep trouble because we had no idea that it was coming in. And I looked at them and I basically said these bills are paid once every quarter. It's like Christmas. It's going to be on the same day, same time every year. What happened? We didn't have a plan. A one or two hour meeting with an attacked professional to just work out where that was would have solved a whole heap of problems for that business.Kyle Beltle [00:11:52]:Yeah, absolutely, absolutely not. Not to mention just the fact that they could have set up a very simple system to, to remind them about that or to automate it there.Stuart Webb [00:12:04]:Yeah, absolutely brilliant, Kyle, I guess we're getting towards the end of this and I'm going to let you go so you can get back to helping other tax professional people get their taxes in order. Professionals get their taxes in order. Carl, there must be a question that you're thinking, well, he still hasn't asked me the real killer one and obviously I might, I might think of it and probably I'm not going to because I'm a person of very little brain. So what's the one question that I should by now have asked you? And as you know what that question is, you better answer it for us as well.Kyle Beltle [00:12:38]:Yeah, absolutely. Well, one of the questions that I was waiting for was what is one tax strategy in particular that could be a quick win for someone today?Stuart Webb [00:12:50]:I am so glad I didn't ask that question because that is such a good question.Kyle Beltle [00:12:55]:And I got to tell you, Stuart, I'll preface this, I know this, this answer, it's not exciting, it's not revolutionary here, but it is, it truly is powerful. And that is for the listeners here in the US to max out your 401k retirement plan there. Now most people, Stewart, very familiar with having some money taken out of their, their paychecks there to put in the 401k and that's great and that everyone should be doing that. However, I'm always surprised that more business owners don't know about the profit sharing options that most for 1k plans have. And the reason that the profit sharing is so powerful, Stuart, is that it is money that the business elects to put into their employees 401k plans. And it's powerful because if the owner owns a company that's taxed as an S corp here in the US that owner will be on payroll and they'll be able to put additional money into their personal 401 while the business gets a tax deduction for it. It's also a great way for employers to reward their employees by giving them a little bit of a bonus that they don't have to pay payroll taxes on. The employees don't have to pay income taxes on there.Kyle Beltle [00:14:26]:So using the profit sharing component of your 401k to really max it out is a very powerful tax strategy that a lot of businesses will will be able to implement this year and get a quick win.Stuart Webb [00:14:40]:Carl, it will not surprise you to learn that is not a strategy that is just related to the US that is also many other countries. Optimizing and maximizing the amount of money you put into a pension is often the best way of saving tax for the business, but also, as you just said, allowing the employee, even if the employee is the chief executive, to get ready for a time when they need to step away from the business anyway and have still got the money coming in that they should have.Kyle Beltle [00:15:11]:Yeah, absolutely, Stuart. You know, as I said, it's not a particularly exciting strategy, but it's, it's been my experience as a professional that oftentimes it's the simple disciplines.Stuart Webb [00:15:23]:Yeah.Kyle Beltle [00:15:23]:Simple steps that we repeat day after day within our businesses that in the long run provide the biggest wins for us.Stuart Webb [00:15:32]:Kyle, that is a great message to end on because I think it is a universal truth. Business is actually really simple. If you boil it down, it's about making a customer and keeping that customer happy. And hey, what could you do better than doing that with your employees by giving them tax breaks and money for when they retire as well. Absolutely brilliant. Absolutely brilliant. Kyle, thank you so much for spending a few minutes.Kyle Beltle [00:15:56]:Thank you, Stuart. It's been a blast.Stuart Webb [00:15:58]:I'm. I'm just gonna, I'm just gonna encourage people. If you're listening to this, if you're watching this, if you, if you're seeing us live, if you're seeing this in the recording or listening to this in the recording, just please subscribe to the. To the main with the Systemize me forward/subscribe systemize.me forward slash subscribe. You will get an email once a week which will intel tell you who's coming up on the podcast so that you can join live. Ask questions if you want, get on there. If you've got boring, know, really burning questions, that's the time to sort of ask it to experts such as Kyle who's been with us today talking about his stuff. And please go to Systemize me free hyphen stuff to get Kyle's really valuable six plus special special offer.Stuart Webb [00:16:39]:Download as soon as you can. Kyle. Kyle Beltley. I hope I've got it right. At long last.Kyle Beltle [00:16:45]:Yes.Stuart Webb [00:16:45]:Thank you for being with us.Kyle Beltle [00:16:47]:Thank you for having us. Get full access to It's Not Rocket Science! at thecompleteapproach.substack.com/subscribe

Maximize your fantasy team's potential with our expert analysis of the top nba waiver wire pickups for Week 7. Discover key waiver wire adds and gain an edge over your league mates. We provide essential nba fantasy tips and highlight some fantasy basketball sleepers to boost your roster. Improve your fantasy strategy and climb the fantasy basketball rankings! Join Our FREE Community: https://www.bleavinfantasy.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the BFCM dust settles, it's time to plan for Q4 and 2026. We're offering you 30 monthly deliverables, 10 ad types, media buying, and access to Tier 11's data suite to help you maximize profits with Meta ads.Claim your Creative Diversification Package at: https://www.tiereleven.com/cd Record Black Friday sales don't mean anything if you shredded your margins to get there. In this episode, we reveal the hidden metrics behind a profitable BFCM, from average order value segmentation to subscription velocity and discount impact. Lauren shares the three buyer groups you must analyze to understand whether you actually grew or silently lost money. You'll also learn what to do right now to turn BFCM buyers into profitable repeat customers in Q4 and beyond. In This Episode:- Black Friday success myths- How to measure Black Friday success- Creating a profitable seasonal offer- Segmenting and retargeting your BFCM buyers- Selling to Costco vs. Walmart buyers- Preparing offers for Q4 and 2026 Mentioned in the Episode:Marketing Performance Indicators Checklist: https://perpetualtraffic.com/mpi/ Listen to This Episode on Your Favorite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Follow us on X: https://x.com/perpetualtraf Connect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 - https://www.tiereleven.com/apply-now Connect with Lauren Petrullo:Instagram - https://www.instagram.com/laurenepetrullo/LinkedIn - https://www.linkedin.com/in/laurenpetrullo Consult Mongoose Media - https://mongoosemedia.us/ Mentioned in this episode:https://www.activecampaign.com/Next Insurance

Dec 1, 2025 – As year-end approaches, prioritize Roth conversions before December 31st to capitalize on low tax rates. Complete critical actions like 529 contributions, gifting, RMDs, and charitable distributions by year-end to ensure tax benefits...

Are you building a business you could sell tomorrow, or are hidden mistakes quietly draining its value?In this episode, Bill joins a roundtable discussion with host Peter Levy, and other powerhouse leaders, including M&A dealmaker Alan Sharfstein, serial entrepreneur Bill Bartzak, strategic advisor Bill Barrett, and hands-on exit veteran John Peck. Together, they deconstruct the most urgent and overlooked truths about navigating the sale of your business, from killer red flags and ruthless buyer tactics to essential “owner's playbooks” for every stage.If you're tempted to DIY your deal, break this habit now. Tune in to protect your life's work, avoid devastating oversights, and hear real-world insights you won't find anywhere else. Listen now before the next buyer knocks. By then, you need to be ready.Timestamped Highlights[00:11] – The candid, emotional question that every seller must dare to ask[07:39] – How legendary entrepreneurs survived—and thrived—by switching lanes[09:47] – Why today's M&A market is exploding with both risk and opportunity[14:00] – The one “secret mentor” move that multiplies your business value overnight[21:27] – Shocking? How recurring revenue rewrites your exit story…or kills it[27:20] – The DIY disaster: True stories of owners who left millions on the table[34:07] – The “reverse diligence” test: Are you the buyer…or being bought?[41:12] – Fatal red flags, stealthy earnouts, and the non-negotiables in every deal[48:48] – When to bring your team into the trust circle—and how to handle it[54:28] – How top buyers quietly poach your secrets…and how to block themAbout the SpeakersPeter Levy is Senior Counsel at Mandelbaum Barrett, where he has called home for the past 11 years. As a trusted legal advisor and frequent moderator, Peter brings deep experience and pride in representing one of the finest law firms in the industry. With a longstanding reputation for strategic insight and an engaging, client-centered approach, Peter regularly facilitates panels and seminars for business owners, focusing on topics like exit strategies, business transitions, and personal growth within entrepreneurial careers. His perspective incorporates lessons from leading experts, blending practical business advice with inspiration from renowned thought leaders.

Just because BFCM is over doesn't mean the holiday shopping season is. In fact, over HALF of holiday shoppers still have gifts to buy. So if you're already winding down your promos and marketing... pump the brakes, my friend. There is STILL time to make more money this season—and this episode is your game plan. I'm walking you through 5 powerful strategies to capture those last-minute buyers and keep the revenue rolling in well past Christmas. Whether you're running solo or have a full team, there are ideas in here you can implement TODAY to bring in more sales. Think specialized email campaigns, cross-sells, gift card promos, and tapping into your local market. We're getting scrappy and strategic to finish Q4 strong. Listen in and get the motivation and tactics you need to keep showing up and selling. There's still so much potential left in this season.   What We'll Cover: The one thing you MUST do, even if you ignore everything else How to increase AOV without discounting Smart email strategies to drive repeat buys How to attract last-minute shoppers Creative ways to promote gift cards What to do AFTER Christmas to keep making sales   _______   Holiday Podcast Episodes & Resources http://ecommercebadassery.com/holidaypodcast   _______ Full Episode Show Notes http://ecommercebadassery.com/355   _______   Let's Connect Website: http://ecommercebadassery.com Instagram: http://instagram.com/ecommercebadassery Membership: http://ecommercebadassery.com/membership   _______   Rate, Review, & Subscribe Like what you heard? I'd be forever grateful if you'd rate, review and subscribe to the show! Not only does it help your fellow eCommerce entrepreneurs find the eCommerce Badassery podcast; but it's also valuable feedback for me to continue bringing you the content you want to hear.    Review Here: https://podcasts.apple.com/us/podcast/ecommerce-badassery/id1507457683  

This message explores how the grace of God isn't just a gift—it's a force that can increase, multiply, and empower every part of your life when you learn how to maximize it. Pastor Ernst Cochy unpacks what Scripture teaches about grace as divine enablement, the supernatural advantage that causes you to rise, overcome, and succeed. You'll hear how grace operates, why it increases or decreases, and how awareness and obedience position you to receive more of it. Discover why your time, your opportunities, and even your ability to change are expressions of God's grace already at work. Pastor Ernst walks through foundational passages like John 1:14–16 and 2 Corinthians 6:1–2 to show that God is constantly pouring grace on you—but it's your responsibility to discern the moment, cast your cares instead of carrying them, acknowledge the Lord continually, and take bold steps that activate His empowerment. If you've felt stuck, strained, or slowed down, this message will challenge you to shift your focus from yourself to the grace of God—the power steering of the believer's life. Expect practical teaching, strong exhortation, and spiritual clarity that will help you reign in your emotions, your decisions, and your future. Listen and step into the next level of grace God has made available to you   We are thrilled to have you with us! Join us every Sunday at 11 AM for a powerful time of worship, teaching, and community. Our current gathering location is:

Local auto mechanics share what they know about EV battery life and winter maintenance for electric cars and trucks.

Today is Giving Tuesday https://www.givingtuesday.org/, which strategically falls toward the end of the year, providing the last chance to take advantage of tax benefits for charitable giving for the year. This week, Biz Talks welcomes Shayna Lear Harvey, partner and president of Wealth Management fro JECohen. She shares the new rules for giving for 2025, what changes are coming for 2026 and four ways you can maximize your giving right now.

We pull on a few loose threads from recent episodes, and some of them unravel into way more than we expected.Sponsored By:Managed Nebula: Meet Managed Nebula from Defined Networking. A decentralized VPN built on the open-source Nebula platform that we love. 1Password Extended Access Management: 1Password Extended Access Management is a device trust solution for companies with Okta, and they ensure that if a device isn't trusted and secure, it can't log into your cloud apps. CrowdHealth: Discover a Better Way to Pay for Healthcare with Crowdfunded Memberships. Join CrowdHealth to get started today for $99 for your first three months using UNPLUGGED.Unraid: A powerful, easy operating system for servers and storage. Maximize your hardware with unmatched flexibility. Support LINUX UnpluggedLinks:

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions walk through a practical, easy-to-follow year-end financial checklist to help you finish the year strong and set up a successful year ahead. Jim and Casey cover ten items every household should review before December 31st — They explain why each step matters, what most people overlook, and how small adjustments now can make a big impact on your long-term retirement plan. Whether you're nearing retirement or still building toward it, this is a simple and actionable guide to making sure your financial life is aligned and prepared for the coming year. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why year-end planning matters 01:34 – What to review before December 31 03:18 – Checklist Item #1: Review your tax situation 04:24 – Checklist Item #2: Take your RMDs 05:06 – Checklist Item #3: Maximize retirement contributions 05:56 – Checklist Item #4: Harvest gains & losses wisely 07:20 – Checklist Item #5: Give strategically  08:15 – Checklist Item #6: Review your portfolio & rebalance 09:05 – Checklist Item #7: Check beneficiaries & estate documents 10:10 – Checklist Item #8: Review your insurance coverage 10:45 – Checklist Item #9: Review long-term care insurance 11:05 – Checklist Item #10: Set next year's financial goals 13:10 – Q&A with Casey 15:25 – Final thoughts & takeaways Disclaimer: Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

In this episode, Brandon Pierpont goes beyond ad tactics and shows painting contractors how to turn attention into revenue. Live from PCA's Women in Paint, he breaks down winning Meta ads (CPM, conversion, creative that drives engagement), the “micro-sales” inside your sales process (speed-to-lead, pre-estimate value, selfie confirmations), and the review, referral, and neighborhood-take-rate plays that compound ROI. Practical, no-fluff steps to lower CPL, raise close rates, and build a profitable growth engine.

On the Self-Publishing with ALLi podcast, Campaigns Manager Matty Dalrymple interviews Hannah Jacobson about how indie authors can find and make the most of book awards. Their conversation covers everything from spotting red flags and budgeting for entry fees to using nominations and wins to boost visibility, strengthen a book's metadata, and open doors to opportunities like BookBub Featured Deals. Jacobson, founder of Book Award Pro, also explains how awards can support authors at any stage of their publishing journey and offers practical tips on sharing award news without sounding self-promotional. Find more author advice, tips, and tools at our Self-publishing Author Advice Center, with a huge archive of nearly 2,000 blog posts and a handy search box to find key info on the topic you need. And, if you haven't already, we invite you to join our organization and become a self-publishing ally.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/BrazilDiscover how to explore Brazil using points and miles with our complete guide to flights, hotels, and the best times to visit. We cover essential safety tips in Rio de Janeiro, where to find the best views including Christ the Redeemer, a points property with incredible scenery, must try foods, and unforgettable local experiences.Thank you to Michael from https://www.instagram.com/passportsandpenne for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:11 Brazil on Points and Miles5:18 Flights to Brazil on Points and Miles22:54 Hotels in Brazil on Points32:45 Safety Tips for Brazil33:43 The Best Food and Experiences in BrazilLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Matt Koop, Vice President and Founder of The New Flat Rate, brings decades of experience in home service contracting, having worked his way up from service technician roles in plumbing, electrical, and HVAC. Through deep industry insight and innovation, Matt helps contractors maximize profits, build customer trust, and prevent burnout by adopting modern, proactive service strategies. His company's automatic presentation systems empower contractors to close jobs faster, provide consistent pricing, and offer premium options that address customers' long-term needs—not just immediate fixes. Matt's mission centers on empowering contractors to support their families, maintain stable finances, and do work they are proud of, all while delivering real value to homeowners. In this episode of Marketer of the Day, Matt shares how the information age changed the home services landscape—forcing contractors to adapt as savvy customers search for answers online and question traditional approaches. He explains the pitfalls of product-focused “good, better, best” options and introduces his proven system for presenting five tailored options for every job, ensuring both customer satisfaction and increased profitability. Matt's practical stories highlight the importance of proactive solutions, transparent communication, and aligning pricing with true business costs to create stable, thriving businesses that support contractors and their families. Quotes: “People want to buy the future. It's not just about solving a current problem, but about preventing the next one.” “In a confused mind, the answer is always no. Our job isn't just to educate, but to present options customers can understand and choose confidently.” “What got you here won't get you there. Contractors must adapt to today's market and rethink how they deliver value.” Resources: Visit Matt Koop's Website Connect with Matt Koop on LinkedIn Connect with Mark Koop on Facebook Follow Matt Koop on Instagram

In this episode, the host interviews Josh Gibson, founder of Sojourn Group Consulting, about strategies for growing e-commerce sales on marketplaces like Amazon and Walmart. Josh shares expert tips on protecting profit margins, optimizing product listings, leveraging Amazon's NARF program for international expansion, and efficiently managing inventory shipments. He discusses the benefits and challenges of expanding to Walmart and other platforms, emphasizes the importance of strong team communication, and recommends trusted industry resources. The episode concludes with actionable takeaways for maximizing sales and diversifying channels for long-term growth.Chapters:Introduction to Josh Gibson and Sojourn Group Consulting (00:00:00)Overview of Josh's background, company focus, and personal life.Protecting Margins on Amazon: Categories, Weights, and Inbound Shipments (00:01:15)Importance of tracking product categories, weights, dimensions, and optimizing inbound shipments to protect margins.Challenges of Managing Amazon Shipments and Auditing (00:02:19)Issues with Amazon's inventory reconciliation and the need for ongoing auditing to avoid losses.Prioritizing Marketplace Expansion and Expected Sales Lift (00:03:10)Discussion on which marketplaces to expand to first and typical sales lift percentages.Expanding with Amazon NARF (North America Remote Fulfillment) (00:03:50)How NARF enables easy expansion to Canada and Mexico, and the expected 7% sales lift.Considering Deeper International Expansion (00:04:53)When to consider establishing a physical presence in Canada or Mexico for further growth.Selling on Walmart Marketplace: Opportunities and Challenges (00:04:53)Walmart's marketplace growth, operational challenges, and the shift to Walmart Fulfilled Services.Walmart Advertising and Early-Stage Advantages (00:05:49)Opportunities in Walmart's less competitive ad platform and strategies for early success.Walmart Sales Lift and Rural Market Penetration (00:06:56)Typical 5–10% sales lift on Walmart, with strong performance in rural and Midwest areas.Three Actionable Takeaways for Marketplace Sellers (00:08:49)Maximize success on your primary channel.Fully optimize listings, especially for mobile.Expand to new marketplaces after optimizing the first.Optimizing Amazon Listings for Mobile and Conversion (00:09:48)Detailed tips for optimizing titles, images, videos, and A+ content for better conversion.Expanding to Additional Marketplaces Beyond Amazon and Walmart (00:10:54)Consider Target, eBay, Newegg, Etsy, and Wayfair for incremental revenue after maximizing Amazon and Walmart.Most Influential Book Recommendation (00:12:31)Gary Vee's books and content for building a brand and leveraging social media.Favorite Productivity Tool or Resource (00:15:00)Slack for team communication and the importance of a fast, reliable computer.Most Admired E-commerce Influencers (00:16:14)Recommendations to follow Steven Pope, Bradley from Helium 10, and Kevin King for free, valuable content.Closing Remarks and Appreciation (00:17:26)Harry thanks Josh for sharing actionable insights and expertise.Links and Mentions:Tools and Websites  Sojourn Group Consulting Amazon FBA (Fulfillment by Amazon) NARF (North American Remote Fulfillment) Walmart Connect Helium 10 Influential People  Gary Vaynerchuk (Gary Vee) on LinkedInSteven Pope from My Amazon Guy on LinkedIn Bradley Sutton from Helium 10 on LinkedIn  Kevin King on LinkedIn Events  Sell and Scale Summit Productivity Tool:SlackTranscript:Josh Hadley 00:00:00  Today I'm super excited to introduce you to Josh Gibson. over the past 20 years, Josh has been leading sojourn Group consulting, a company with a strong e-commerce focus. Sojourn Group consulting specializes in marketplace sales, and has evolved from being a third party seller into an agency that helps other sellers grow their marketplace presence without having to hire a full team. Their years of experience and team make their bolt on solution very simple for many companies. Outside of work, he is happily married for 15 years and is the father of four children ages eight, six, four and two. That makes him very busy at this stage in his life. He says there's little time for anything except work and family. So welcome to the podcast, Josh.Josh Gibson 00:00:45  Thank you. Thanks for having me.Josh Hadley 00:00:46  Well, with how busy you are with a young and growing family and the business, we're excited to have you share some of your time with us. So thanks again for joining us. What else is there that you know? You're saying that Amazon eats your margin for business lunch and dinner or for breakfast? Lunch and dinner, right? So what else is there that you know, people should be paying attention to? And Amazon specifically for now that, you know, there could be a lot of, you know, marginally going out the business.Josh Gibson 00:01:15  Yeah. I mean, it's important to to track your weights and your gyms and your categories of what products you're selling in because there's some products. Say you're selling a printer. A printer should be in an 8% category, but sometimes they'll slide into a 15% category. So you're losing that that amount of money. You don't see it unless you're tracking tracking it. Or they could dim it out wrong. Say something. They as they went through their Cuba scan, it dimmed out incorrectly. So being able to go in and update and fix those dimensions and then do do file backs on those. also trying to find better, more efficient ways to do inbound shipments. and so there's, there's tools out there that we use that can take like right now we're running a full truckload, for $400, inbound FBA, where that same truckload going, another the route could be 3 to $4000. So it's the more time you do this. And the nice thing about our team is we can sit in a bullpen and go, okay, what are you guys learning? What'd you find out? and trying to take our collective knowledge, plus being able to go to, like, this, scale and sell summit and meet other people that know more things and aggregate this information to become more valuable.Josh Gibson 00:02:19  which, to your point is, if you're an owner operator trying to do this yourself, it becomes complicated because you don't have the resources and the ability to to learn all these things. Yeah. But to your point, it's it's the weight in gems. It is the categories. It is inbound shipments. I'm blanking on a few others, but it's really managing that protection of your bottom line. that's important. And it's also like specifically with inbound shipments is the annoying part is you can get that FBI ID cleared, they can say fully received. And we've seen with some clients ten, 12 months later, they say, actually we're five short. And if you're not going back and reordering those, even though you thought you did a good job auditing it. You can los...

This week marks the biggest points-earning opportunity of the entire year—especially if you're planning to shop online. While everyone else is focused on Thanksgiving prep, points and miles travelers know this is the week to turn everyday purchases into tens of thousands (or more) of bonus points. In this short and focused episode, I'm sharing my 5-step points-earning prep checklist for holiday spend—the exact steps I complete before, during, and after the holiday shopping surge to stay organized, stay strategic, and maximize every earning opportunity. We'll cover how to identify what to purchase ahead of time, how to choose which rewards cards to use based on your earning goals or spend-related bonuses, how to set up the shopping portals and tools that streamline your holiday purchases, and the simple steps that help ensure your bonus points track correctly.  This checklist walks you through what to do before, during, and after your holiday shopping so you can maximize the points you earn while keeping the process as stress-free as possible. Get full show notes and transcript: https://pointmetofirstclass.com/holiday-points-earning-checklist/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy