Podcasts about Leaving

Lindsay Clancy's murder trial enters its 13th day as jurors hear digital evidence from the weeks and hours before she killed her three young children and weigh her insanity defense - MK True Crime Show co-host Dave Aronberg weighs in. White House Press Secretary Karoline Leavitt announces she will leave the administration at the end of August to spend more time with her young family. New reporting raises questions about the Israeli intelligence behind the Iranian threat that led President Trump's security team to secretly switch him off Air Force One. Two soldiers are killed when an Army Apache helicopter crashes in Central Texas, sparking a 155-acre grass fire and forcing nearby evacuations.     Subscribe now to Emily's "After Party": Apple: https://podcasts.apple.com/us/podcast/after-party-with-emily-jashinsky/id1821493726 Spotify: https://open.spotify.com/show/0szVa30NjGYsyIzzBoBCtJ YouTube: https://www.youtube.com/@AfterPartyEmily?sub_confirmation=1     Lean: Discover why LEAN is becoming the choice for real weight‑loss results—shop now at https://TAKELEAN.com use code MK.   Birch Gold: Text MK to 989898 and get your free info kit on gold Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leaving the 9 to 5: How to Survive Your First Year of Freedom Leaving the 9 to 5 and entering self-employment brings a sudden loss of structure that triggers unexpected anxiety for many new business owners. In this episode of Join Up Dots, we explore first-year survival and how to navigate the emotional rollercoaster of freedom when your daily routine disappears overnight. Discover why questioning your path is completely normal, how to handle the messy middle phase before your business takes off, and why you do not need a complete blueprint to build a life on your terms. Featuring real insights from guests like Kristin Addis and Pat Flynn, this conversation helps you manage the psychological shocks of quitting your job and coming out thriving. Listen now to Join Up Dots, subscribe for more episodes, and share this episode with anyone looking to build a better business and a better life. #LeavingThe9To5 #CareerTransition #EntrepreneurshipMindset #BusinessStartup #LifeDesign #SelfEmployment #FreedomLifestyle #MindsetShift #BusinessOwner #CareerChange #PersonalGrowth #NewBeginnings #JoinUpDots #DavidRalph

Karoline Leavitt is set to leave the Trump Administration, a man is arrested for carrying a wrapped baseball bat in the UK, and the WNBA's big meeting on gender comes up empty. Get the facts first with Evening Wire. - - - Ep. 3037 - - - Today's Sponsor: Goldbelly - If you are looking for that perfect gift, or want to impress your friends and family with an epic meal the next time you host, go to https://GOLDBELLY.COM and get 20% off your first order with promo code WIRE. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3   - - - Privacy Policy: ⁠https://www.dailywire.com/privacy⁠ morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

For my final episode as host of “Interesting Times,” I wanted a fitting finale — a conversation that encapsulates the ambition of this show: examining how seemingly radical ideas are steadily entering the mainstream of American politics, technology and culture. Few ideas are as radical as the hope of significant life extension and the quest to live forever. My guest today thinks he can outrun death. After selling his tech company for hundreds of millions of dollars and experiencing a profound religious crisis, Bryan Johnson turned his own body into the ultimate science project, centered on an explicit mission: Don't die. But why does Johnson want to live forever, and what lessons can his algorithmically driven lifestyle bring to the rest of us? It's been an honor hosting this podcast and navigating these strange waters with you. “Interesting Times” will be back with new episodes and new hosts in the fall. 0:00 Why Bryan Johnson Wants to Defeat Death 1:18 The Core Premise of "Don't Die" vs. Immortality 3:26 Selling Braintree/Venmo & Personal Collapse 6:33 Leaving the Mormon Church & Searching for Meaning 7:45 Launching Project Blueprint: Body as Philosophy 11:35 Bryan Johnson's Daily Longevity Routine & Biological Age Metrics 15:06 How AI Builds "Autonomous Health" for the Human Body 17:58 The Best Habits to Optimize Health: Sleep & Heart Rate 21:32 Blueprint Products, Supplements, & Testing 23:46 Reversing Biological Aging: Saunas & HBOT 25:24 Can Psychedelics Extend Lifespan? Psilocybin Longevity Trials 31:07 How Falling in Love Has Changed His Perspective 34:06 Diagnosed with an Incurable Autoimmune Disease 35:51 The Risk of Gerontocracy 53:53 Can Humanity Defeat Death? Societal & Philosophical Impacts (A full transcript of this episode is available on the Times website.) Thoughts? Email us at interestingtimes@nytimes.com. Please subscribe to our YouTube Channel, Interesting Times with Ross Douthat. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

John talks about the chaos surrounding White House Press Secretary Karoline Leavitt's departure from the Trump regime, highlighting her legacy of misinformation and the irony of her leaving just as the truth about Trump's administration begins to unravel. John reflects on Leavitt's tenure as press secretary, where she managed to redefine reality while providing minimal press access. Then, John is joined by journalist Ahmed Baba, who shares insights on the implications of Levitt's exit and the broader landscape of the Republican Party. They discuss the potential fallout from Trump's actions and the desperate measures being taken as the midterms approach. Ahmed emphasizes the importance of holding the administration accountable and the role of young voters in shaping the future. They also tackle the pressing issues of immigration, the economy, and the rise of anti-Semitism, all while navigating the complexities of identity politics in America. They examine the shifting dynamics within the Democratic Party and the need for a unified front against the rising tide of extremism. Finally, John welcomes the hilarious Funny Women of a Certain Age—Carole Montgomery, and Maureen Langan, who bring their sharp wit to the table, discussing the importance of laughter in times of political turmoil. They explore the stupidity of the current administration and the resilience of comedians in addressing serious issues with humor.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Send us Fan MailRetirement should be the beginning of your next meaningful chapter—not the end of your purpose.What happens when your career ends and the title, routine, responsibilities, and identity that shaped your life suddenly change? In this powerful episode of the Remarkable People Podcast, David Pasqualone sits down with Chris Maduri, founder of Vibrant Retirement, to explore how to find purpose after retirement, rebuild your identity beyond work, deepen your faith, and create a meaningful second act.Chris shares much more than retirement advice. He opens up about his own remarkable journey through adoption, struggles with identity, the devastating loss of his best friend, alcohol, divorce, multiple DUIs, jail, and the spiritual transformation that followed.During one of the lowest seasons of his life, Chris began reading the Bible, slowing down, becoming still, and developing a deeper relationship with God. That process helped him begin seeing himself differently—not according to his failures, income, career, achievements, or the opinions of other people, but through a completely different understanding of identity, grace, responsibility, and purpose.In this conversation, you'll discover:• Why financial preparation alone does not prepare you for retirement• How career and achievement can become dangerously connected to identity• Why you should begin designing your “second act” years before retirement• How to balance work, family, health, faith, and enjoying life now• Why stillness, prayer, listening, and self-awareness matter• How Chris rebuilt his life after addiction, DUIs, divorce, and jail• Why failure does not mean your life or purpose is over• How small acts of service can reveal a much larger purpose• Why purpose ultimately has to extend beyond yourself• How to stop endlessly preparing and begin taking meaningful action• Why you do not need to be perfect before you can add value to someone else's lifeOne of Chris's most powerful insights from the episode:“If you're looking for purpose, it has to be outside of you. No one's purpose is to help themselves.”Whether you are 25, 45, 65, approaching retirement, already retired, experiencing a major life transition, or simply wondering, “What does God want me to do next?”—this conversation is for you.Your career may eventually end.Your job title may change.But if you are still here, your life still matters—and there is still good you can do.━━━━━━━━━━━━━━━━━━━━

A huge win for the Democratic establishment in Wisconsin as they defeat a democratic socialist candidate in the governor's race by just a few thousand votes. Plus, the Trump administration is planning to spend up to $20 million on electrical shock gloves for ICE agents. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us Fan MailTravel does not create the mess. It exposes what was never built.In this episode, we unpack why leaving home your base wrecks sleep, goals, and self-trust for so many people, and what to do about it long before you pack a bag. Emilia breaks down a client who feared a bachelorette party would drag her back into old world, the grief of outgrowing a circle that does not share your values, and the We Travel checklists that turn every bad trip into a lesson instead of a loss. Bianca adds why the ability to advocate for yourself at 11 PM in a hotel lobby is built well before the trip starts, and why travel being your only reprieve deserves a much bigger conversation. We also walk a live example of naming your values, attaching standards to them, and rating your own mess level from zero to ten.Here's a related episode that builds on today's conversation: #511 | Why Alcohol Is an Easy Helper When You Are Stressed - https://podcasts.apple.com/ca/podcast/evolve-ventures/id1511831621?i=1000771646317The Growth Journey graphic referenced in this video - https://drive.google.com/file/d/1TjoFB6l-JBPkW2Pxf8GaYLQbJimvo_Ek/view?usp=drive_linkLearn more about:

Send us Fan MailMcBee Dynasty Steven Jr. Is Leaving the Farm?!McBee Dynasty S3 E9 Banks Babies and Bad BloodThis week on McBee Dynasty: Real American Cowboys, the McBee family is hit with major relationship and family bombshells. Kacie discovers that she is definitely pregnant, turning Cole's birthday celebration into an unforgettable announcement when she gives him the positive pregnancy test as his gift. Cole admits he had hoped they would wait a little longer, but the news is ultimately welcomed. Meanwhile, the family finally learns that Cole and Kristi secretly got married in Las Vegas, with Kristi initially looking completely stunned before happily embracing the news. With Steven Sr. still away, the family begins talking about planning a proper reception, and Tessa's excitement about being included in these McBee family milestones is absolutely adorable.Steven Jr. and Alli's whirlwind relationship takes another turn as Alli decides to move back to Texas with her sister to create some much-needed space. After spending far more time together than either expected, Alli admits that everything has moved incredibly fast and that she needs time to process the relationship and get to know Steven Jr. better. Steven Jr. realizes that he may have moved too quickly and admits that choosing his personal life over the family farm is something he needs to do for himself. He begins seriously considering moving to Texas for half the year and even talks about getting married and establishing a life with Alli there. The rest of the family supports his desire to be happy, but with the McBee operation already undergoing major changes, the timing could not be worse.And then comes the bombshell that could change everything: the bank is pulling the loan on Steven Jr.'s house, leaving the McBees facing a massive financial problem because they don't have the money to pay it off in full. At the same time, Steven Jr. announces that he is likely leaving the farm, forcing Cole to consider stepping into a larger role. Jesse is making changes to the farmhouse to make Alli more comfortable, while the family is also trying to move forward with their cattle plans, including the new mini Highland calves and an embryo transfer in freezing, snowy conditions. Jake, meanwhile, is shopping for an engagement ring for Tegan, although Steven Jr. manages to hijack the appointment before ultimately deciding to wait. With a pregnancy, a secret wedding, a possible Texas move, shifting farm responsibilities and a financial crisis all happening at once, the McBees are heading into the season finale with plenty of unfinished business and some very bad blood.Domestic Violence Resources:https://www.thehotline.org/https://www.salvationarmyusa.org/domestic-violence/https://nrcdv.org/ Support the showhttps://www.wewinewhenever.com/ 

Denver firefighters are taking a stand against their state union, and it's a story that's got everyone talking. In this episode, we dive into the details of a lawsuit filed by the Denver Firefighters Union against the state union over a dispute about dues. The local firefighters claim they're being unfairly forced to pay thousands of dollars in dues to the state union, despite feeling they're not getting much in return.The local firefighters, represented by attorney Anthony Holtzman, argue that they've taken formal actions to disaffiliate from the state union, including a referendum vote by the membership. However, the state union claims that the local owes nearly $400,000 in unpaid dues. The case raises questions about the power of unions and the rights of local chapters to disaffiliate.The situation is complex, with the International Firefighters Union getting involved and claiming that the local must follow a specific provision in their constitution to disaffiliate. But the local firefighters' attorney believes that this provision doesn't apply in this case. It's a battle over money, power, and the rights of workers to make their own decisions.If you're interested in learning more about this fascinating case and the intricacies of union politics, tune in to this episode to hear the full conversation with attorney Anthony Holtzman.See omnystudio.com/listener for privacy information.

Throwback Thursday brings us one of the most fascinating conversations we've ever had.Dr. Randy Bell is a sociologist, economist, author, and internationally recognized disaster recovery expert known as the "Master of Disaster." For decades, he has consulted on hundreds of major disasters and high-profile events around the world, studying how individuals and communities recover from trauma and adversity.In this episode, Randy shares how his experience studying trauma, resilience, and recovery applies directly to faith transitions, religious deconstruction, and life after Mormonism. Drawing from years of working with victims of tragedy and disaster, he explains the trauma cycle, the path toward healing, and how adversity can become a catalyst for personal growth.This highlight reel features some of the most memorable moments from our conversation. If you've experienced a faith crisis, major life transition, or personal setback, Randy's insights may help you see the journey in an entirely new light.

Nathan Fillion is bringing Guy Gardner to DC Studios' animated Mister Miracle, and showrunner Tom King says the character's over the top energy is exactly why it works. It is also one more piece of proof that James Gunn's promise about the DCU's animated and live action sides being one universe is holding.Fillion is the first voice actor officially announced for Mister Miracle, the adult animated series based on the Eisner winning 12 issue run by Tom King and Mitch Gerads. This is not Fillion's first trip through the Green Lantern Corps either, since he spent years voicing Hal Jordan across DC's animated films before Gunn cast him as Guy in live action. King, who serves as showrunner and executive producer on the series, told Entertainment Weekly that Guy's tone lands even in a very different show because that is simply who the character is. The bigger story is continuity. Rick Flag Sr. was voiced by Frank Grillo in Creature Commandos and played by Frank Grillo in Superman, and now Guy Gardner is jumping mediums with the same actor attached. Mister Miracle follows Scott Free and Big Barda trying to live quietly on Earth while Darkseid and the war between Apokolips and New Genesis close in, and King has already teased that the Darkseid casting will surprise people. No premiere date yet, with Titmouse handling animation for DC Studios and Warner Bros. Animation.0:00 Nathan Fillion cast as Guy Gardner in Mister Miracle0:08 Fillion's history voicing Hal Jordan in DC animation0:17 Tom King on why Guy fits the tone of the show0:24 Animation and live action staying connected in the DCU0:35 Who else could cross over and what to watch for nextNews source: GeekFreaksPodcast.comIf this one hit right, hit follow on Apple Podcasts or Spotify so new Headlines drops land in your feed automatically. Leaving a rating and a quick review is the single fastest way to help other geeks find the show. Share this episode with the friend who has been arguing about DCU continuity all year and tag it #GeekFreaks.Instagram: @GeekFreaksPodcastTikTok: @GeekFreaksPodcastTwitter: @GeekFreaksPodThreads: https://www.threads.net/@geekfreakspodcastFacebook: https://www.facebook.com/thegeekfreakspodcastPatreon: https://www.patreon.com/GeekFreakspodcastIf you read the Tom King and Mitch Gerads run, what part are you most excited to see animated? And who do you want showing up next in the DCU crossover pipeline? Drop it in the comments or send it in on any of our socials and we will read the best ones on a future episode.ChaptersListen, Rate, ShareFollow Geek FreaksYour Turn

Hey, Heal Squad! We're back with Jennifer Esposito, actress, director, New York Times bestselling author of Jennifer's Way, and the writer-director-star of the award-winning film Fresh Kills. Today Jennifer is getting into the full story behind Fresh Kills… where the idea came from, what it cost her to make it, and why the industry did everything it could to make sure you never heard of it. From growing up in Staten Island surrounded by the mafia and the young women trapped inside that world, to betting her house(literally!)  on a film she believed in with everything she had, Jennifer takes us through the fight of her creative life. She opens up about members of the industry who didn't show up when she needed them most, the standing ovation at Tribeca that still couldn't get her a distribution deal for an entire year, and the Hollywood machine that tried to bury Fresh Kills. And now that a major studio is positioning their new Godfather film as the "first female mafia story"? Jennifer has something to say about that. Then just when you think the story can't hit any harder, she lands in Paris,  and for the first time in her entire life, her nervous system goes quiet. She tells us what life is like in Paris, and how she's finally transformed her life and health for the better.  HEALERS & HEAL LINERS You were never the problem. Jennifer spent years in Hollywood shrinking herself to fit a mold that was never built for her…. told she wasn't the right type, wasn't white enough, wasn't the girl next door. The moment she stopped trying to be what everyone else needed her to be and started making Fresh Kills on her own terms, everything changed. Bet on yourself before you ask anyone else to. Jennifer mortgaged her house because she was done asking people who didn't believe in her to fund something they couldn't understand. When no one would greenlight her vision, she greenlit it herself. That is the Heal Squad mindset. Stop waiting for someone to give you what you already know you deserve, and start moving. You can't heal in the environment that made you sick. Three months in Paris and Jennifer barely recognizes herself. Smiling on the street. In the pool. Playing records. She says she has never in her entire life had a calm nervous system, until now.  Join us at our Canyon Ranch 2026 Retreat: https://www.canyonranch.com/lenox/retreats/heal-retreat-maria-menounos HEAL SQUAD SOCIALS IG: https://www.instagram.com/healsquad/ TikTok: https://www.tiktok.com/@healsquadxmaria HEAL SQUAD RESOURCES: Heal Squad Website:https://www.healsquad.com/ Heal Squad x Patreon: https://www.patreon.com/HealSquad/membership Maria Menounos Website: https://www.mariamenounos.com My Curated Macy's Page: https://stylecrew.macys.com/@mariamenounos EMR-Tek Red Light: https://emr-tek.com/discount/Maria30 for 30% off Airbnb: https://www.airbnb.com/host GUEST RESOURCES: Follow & DM Jennifer on Instagram: https://www.instagram.com/jesposito/ Watch Fresh Kills On Amazon & Hulu: https://www.amazon.com/gp/video/detail/B0F1R6WV33?ref_=atv_dp_share_cu_r https://www.hulu.com/movie/fresh-kills-6dc67f61-efc6-4cf2-8000-06144ef58e9f Check out Jennifer's Way: My Journey with Celiac Disease--What Doctors Don t Tell You and How You Can Learn to Live Again: https://a.co/d/01EQTdB1 Check out Jennifer's Way Kitchen: Easy Allergen-Free, Anti-Inflammatory Recipes for a Delicious Life:  https://a.co/d/00PHXToq More About The AIP Diet: https://www.healthline.com/nutrition/aip-diet-autoimmune-protocol-diet ABOUT MARIA MENOUNOS: Emmy Award-winning journalist, TV personality, actress, 2x NYT best-selling author, former pro-wrestler and brain tumor survivor, Maria Menounos' passion is to see others heal and to get better in all areas of life. ABOUT HEAL SQUAD x MARIA MENOUNOS: A daily digital talk-show that brings you the world's leading healers, experts, and celebrities to share groundbreaking secrets and tips to getting better in all areas of life. DISCLAIMER: This Podcast and all related content (published or distributed by or on behalf of Maria Menounos or http://Mariamenounos.com and http://healsquad.com) is for informational purposes only and may include information that is general in nature and that is not specific to you. Any information or opinions provided by guest experts or hosts featured within website or on Company's Podcast are their own; not those of Maria Menounos or the Company. Accordingly, Maria Menounos and the Company cannot be responsible for any results or consequences or actions you may take based on such information or opinions. This podcast is presented for exploratory purposes only. Published content is not intended to be used for preventing, diagnosing, or treating a specific illness. If you have, or suspect you may have, a health-care emergency, please contact a qualified health care professional for treatment.

This week is part 2 with Anke Richter, journalist, author of Cult Trip, former member of Tantric group ISTA, and founder and director of New Zealand’s cult conference DeCult. In part 2 with Anke, she explains how the founder of International School of Temple Arts had constructed a sort of harem culture and was sleeping with all the women, where the line is between normal dating in a community vs. coercion, and how her journalistic investigation into a different tantra group while still actively in this one finally set off her alarm bells.They discuss what’s positive about the tantric world, how the flip side of sex-positive groups can be a pressure to act sex positive when you don’t actually FEEL sex positive, and why she started cult conference Decult. SOURCES Cult Trip DECULTSee omnystudio.com/listener for privacy information.

Plus: The AI rally is back after Coreweave shares jump off-hours on bumper profits.  But the AI-buildout is hurting some companies' bottom line, with China's biggest company ending its double-digit earnings streak. Luke Vargas hosts. Sign up for WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Mincing Rascals this week are John Williams of WGN Radio, Eric Zorn, publisher of The Picayune Sentinel, Chicago journalist Cate Plys, and Austin Berg, Executive Director of the Chicago Policy Center and author of the The Last Ward on Substack. The Rascals start the podcast this week talking about why Cate thinks the Air & Water Show is stupid and dangerous. What about […]

In this episode, Tim rejoins the show to share more tips, his journey from marketing to show business, emphasizing the importance of niching down, branding, and strategic scaling for entrepreneurs. Discover practical tips on building a personal brand, leveraging micro niches, and creating a unique customer experience."Branding colors are everything."Chapters0:00 — Branding Colors and Consistency0:44 — Introducing Tim and His Journey1:45 — How Tim Got into Marketing4:58 — Leaving the Old Career Behind6:48 — The Importance of Delegation8:31 — Niching Down and Knowing Your Audience9:30 — Building a Strong Brand11:47 — Combining Magic and Music12:55 — What's Next for Tim14:13 — Tim's Generalist Approach Based on Geographic Area 16:19 — Where to Find Tim OnlineOther Key Takeaways*Tim's transition from marketing to show business*How he scaled his businesses*Creating a unique customer experience*Using Google Business Profile for local marketing"Live your bliss and have fun."After the show, enjoy more tips and insight from his first episode with us on July 20, 2025 here!Send us Fan MailSupport the showRemember to subscribe for the next episode. Show Partner: ComingAlive PodcastProduction.comMusic Credits: Copyright Free Music from Adventure by MusicbyAden.

Full Show - Tuesday | Commercials you'll never forget | News or Nope - Tuesday - Anne Hathaway, The Castle Rock Bag Lady, and Demi Lovato | The phones might actually be the bad guys | Candy's Confession - I'm leaving my husband | Mama's boy | Slacker can't be the only one who feels this way | Those ARE the winning numbers | Bit O' dog astrology | Stupid Stories

In this Meaningful Money Q&A (Episode 58), Pete Matthew and Roger Weeks answer six real listener questions on the money decisions facing UK savers and investors. We cover paying off your mortgage versus investing, gifting surplus income to manage care fees and inheritance tax, and how to buy capital gains tax-free gold. We also explore consolidating pensions before retirement and how LGPS members can weigh up AVCs versus ISAs and AVCs versus APCs. Tune in for clear, practical UK personal finance, pensions and retirement planning guidance - education, not advice. Shownotes: https://meaningfulmoney.tv/QA58    02:18  Question 1 Hi team Been listening for ages and having a psychological meltdown over this. I have approx £20k in my S&S ISA and £20k left on my mortgage.  How can I justify the decision to pull the trigger and pay it off?  Note that I also have £30k approx in a cash ISA and £5k float easy access.  I also overpay the mortgage about £800-£1k per month but that's eased off the last few months, with the money diverted to an early year getaway. I'm aware there isn't a perfect result or conclusion but I'm struggling to get past how to make the decision. In context, I do have a big holiday coming up later in the year (£5k-9k expected spend), but I'm itching to pay this off and get regular investing. It might be that writing this email I'm working it out for myself but I'd be keen to hear your thoughts (not advice!) on how I can think about the situation or other angles maybe I'm not thinking about. Michael 07:33  Question 2 Hi Pete, Roger & Nick, Many thanks for your podcasts.  Listening to you has been a part of my weekly habits for several years and I feel that you have been a "gateway" which has helped me to get a better grip on my future.   Thanks a lot! My question is how much to put aside for care fees when compared with potential IHT liability.  Specifically whether to advise my mum to gift her future surplus income instead of investing in her ISA? Mum is 88, and in reasonably good health. She has £330k in a S&S ISA, £50k premium bonds and owns her property worth £600k. Mum's  monthly spending is £500, her monthly income (from pensions) is £2k.  Leaving mum with surplus income of £1.5k per month. Mum already makes gifts of £100 per month to her two grandchildren from her surplus income and uses her annual gift exemption of £3k per annum. I have LPA (F&A & H&W) for mum.   It is important to me that I treat mum and her finances with respect and stay focussed on mums needs (rather than that of me and my immediate family).  As such I have been transferring mums surplus income into her S&S ISA each quarter, so that Mum has enough money to do whatever she wants to do. I am wondering what is the point in continuing to put more money into mums ISA when she has more money than she needs already. Mum is widowed; has no desire to travel abroad; make any changes to the house; buy a new car or similar.   Mums immediate financial needs are met via her pension income.   Therefore aside from potential care home fees I wonder what is the point in continuing to boost Mums investments via the ISA. Assuming care home (nursing home) fees of £2k per week equates to £104k per annum.   It seems to me that Mum has over 3 years of fees covered before she would need to sell her house. I am an only child and executor for mums will.  Currently mum has left her estate to me in her will.   Mum says she "doesn't want her hard earned money going to the tax man".   My concern is that if Mum's S&S ISA continues to grow then her estate will be subject to IHT when she dies, unless of course the money is eaten up with care fees. With this in mind I wonder whether to advise mum that her future surplus income should be gifted rather than invested. What are your thoughts? Many thanks for your excellent work! Kind regards, The Rusholme Ruffian 14:37 Question 3 Hello Pete and Roger (no d!) Great podcast! I hope all the good karma you give out comes back to you! Quick and short question: I am aware some physical gold holdings are subject to CGT but some, such as gold sovereigns and Royal mint bullion are exempt. So are there CGT exempt gold holdings that one can buy and keep in a GIA to sell later CGT free? Many thanks and keep going! Adam 16:52 Question 4 Hi Pete, Hi Rog My son put me onto your podcast some time ago and I've been working through the back catalogue from 2019 and am currently up to 2023. I have also bought the Retirement Guide book and plan to join the Academy later this year.  Like everyone else, I wish I'd found this years ago!  But hey ho, we are where we are. I'm 57 and plan to retire next year.  My wife gave up work to look after our children and so apart from state pension all our pension funds are those I've been able to accumulate through my various jobs.  I have 4 pensions - 1 DB and 3 DC.  One of the DCs is in drawdown as I had to withdraw the tax free element a couple of years ago for reasons I won't go into (but I was careful not to trigger the MPAA).   I now work in Financial Services and you won't believe the Compliance hoops I would have to get through to change out of the default pension funds and likewise consolidation of the DC pensions - that will have to wait until I actually retire. Having listened to so many episodes, I have loads of questions but the ones spinning through my head the most are:- 1. Can I consolidate a DC in drawdown with my virgin, untouched DCs and does it matter if I wait until I retire to do so? If yes, how would that be presented to me by the provider. 2. With investments all in one person's name, is there anyway that imbalance can be addressed? For example, what options are there to make use of tax allowances which my wife may have to minimise tax. Is it possible to transfer some of my pension to my wife? - I suspect not. Do we need separate cash pots (in case of death of one of us)? 3. In the Home Straight season and in the book you list a number of questions to ask DC providers. Are there any questions I should be asking my DB provider? even if they are just the practicalities. Thanks again for the podcasts and guidance.  Say Hello to Cornwall for me - I'm sure we'll be visiting Fowey more often when do retire.  (Don't suppose you or Roger can recommend a book on the history of Cornwall?) Mark 24:30 Question 5 Hi Pete and Roger, I'm in my early 50s and only now feel like I'm reaching a stage where I have some financial breathing space, but it has also triggered panic that I may be behind and need to make the most of the next 8–10 years. For context, I was a single mother for 24 years. During much of that time I worked part-time on a relatively low salary while contributing to the LGPS. My children have now left home and over the last eight years I returned to full-time work and progressed professionally. I'm now earning just above the higher-rate tax threshold at £62,000. Over the last eight years I have aggressively focused on becoming debt free and paid my mortgage off last year. I currently: - contribute 8.5% into LGPS (part final salary part CARE) - Just opened an AVC £550 per month cost to me - Just opened a stocks and shares investment platform where I can comfortably afford upto £250 per month - save £600 per month into a cash ISA for flexibility/emergency funds - currently hold around £20k in cash isa savings I would ideally like the option to retire around 60, perhaps gradually rather than stopping work completely overnight. My question is: Given my relatively late start to focused financial planning (and lack of understanding) am I broadly approaching this in the right way, and what else should someone in my position be considering over the next decade to build a secure but flexible retirement? I'd also be interested in your thoughts on balancing AVCs versus ISAs at this stage of life, and whether people like me should focus more on flexibility or maximum pension accumulation. Thank you, I've just found your podcast and will be listening help reduce some of the fear around pensions and investments I have. Regards, Lotty 32:12  Question 6 Hi Pete and Roger I'm loving the podcast and it has really helped focus my mind and be more intentional about my finances, having not really saved or invested for the first 40 years of my life. I am a relatively low earner with a salary of £30,000, which means I can only afford to commit around £200 a month for savings and investments, but I do save anything left over at the end of the month too. I could look for a higher paid role, but my current job gives me a lot of flexibility including mostly home working and because I have worked in local government for 20 years I get very good sickness and redundancy benefits, as well as a defined benefit pension which I have been paying into from the start of my employment. This will guarantee me my final salary on retirement, although that assumes I work until 68, which is longer than I want to ideally. [ALARM!} I have built up an emergency fund of 1 month salary and will try and get that to 2 months, but with my sickness and redundancy benefits I don't feel I necessarily need the 3-6 months which is recommended by many. I also have a stocks and shares ISA which I am hoping to build up and not spend until retirement, with the plan of using it to bridge the gap before I draw on my pension. I am now considering making additional contributions to my pension and have two options available to me. One is to make Additional Voluntary Contributions (AVCs) via the Prudential and the other is Additional Pension Contributions (APCs) through the scheme itself. With AVCs my employer will pay in with me, but they don't with APCs. With my employer paying in with me that makes me wonder if AVCs may be a better option. Alternatively, as I don't have much money to put in I may keep my pension contributions as they are and focus on my stocks and shares ISA. I know you can't tell me which route to take, but I am interested in your thoughts and perhaps there are some questions I should be putting to my pension provider to give me more clarity. Apologies for the length of the question. Many thanks, Andrew   Jacksons - https://jacksons.life  Meaningful Academy Retirement Planning: https://meaningfulacademy.com/retirementplanning  Meaningful Coaching: https://meaningfulcoaching.co.uk 

The Miami Hurricanes aim for a College Football Playoff return, fueled by star transfers Darian Mensah and Cooper Barkate on offense. Can Mensah replicate his ACC Championship-winning form and become a Heisman contender? Brian Smith and Alex Donna spotlight Miami's dynamic new receiving corps—including Malachi Toney, Vandrevius Jacobs, and Cam Vaughn—and debate whether true freshmen Jackson Cantwell and Ben Congdon could break into the starting offensive line. The conversation turns to game-changing defenders Damon Wilson, Keona Davis, and Omar Thornton, while the kicking battle heats up between Jack Olsen and Jake Weinberg. Off the field, Senate votes and the Protect College Sports Act shake up the landscape: How will new legislation influence Miami, Florida State, and Clemson's potential conference moves? Could restrictive caps and shifting rules alter Miami's recruiting power? Brian Smith and Alex Donna break down what's next for the Hurricanes and the ACC's future. Support us by supporting our sponsors! Poncho Outdoors Go to https://ponchooutdoors.com/[LOCKEDON] and enter your email to get $10 off and free shipping on your first order. KALSHI For a limited time, download the Kalshi app and use code [LOCKEDON] to get up to $500 in bonus credits when you trade $25. The Game Don't miss this chance to celebrate 40 years of The Game with 40% off your entire order. Visit https://TheGameCaps.com and use promo code LOCKEDON at checkout. Indeed Listeners of this show get a $75 Sponsored Job Credit to help give your job the premium placement it deserves at http://Indeed.com/podcast Gametime Today's episode is brought to you by Gametime. Download the Gametime app, create an account, and use code LOCKEDON for $20 off your first purchase. Terms and conditions apply. FanDuel Today's episode is brought to you by FanDuel. Right now new customers can bet just five dollars and get one-hundred and fifty dollars in bonus bets if your first bet wins. Visit https://FANDUEL.COM to get started — Play Your Game. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expire in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Luxury cars are supposed to make you feel rich—not leave you with a painful souvenir.

In this episode, I discuss what happens when your final day at a BigLaw firm arrives and you haven't landed your next role. The concerns in this situation can extend beyond the potential financial impact. Lawyers also often worry that clients and colleagues will assume something went wrong, recruiters will view them differently once they are no longer attached to a major firm, and an employment gap will weaken their ability to compete for the positions they want. Leaving without another role, however, does not automatically damage your career. The greater risk is allowing your transition to become so undefined  that other people begin making assumptions as they, not you, fill in the gaps about what happened and project what you can contribute. Throughout the episode, I explain how to remain visible, professionally engaged, and in control of your narrative after leaving a firm. I discuss why your transition strategy should begin before your departure, how to replace and reclaim the professional signals your firm once generated for you, and how to talk about your search without sounding apologetic or uncertain. I also explain why legal opportunities often emerge through relationships and recognized business needs rather than posted positions; how to diagnose and adjust a search that is not producing results; and when an interim, advisory, or bridge role can be strategically useful. Most importantly, I discuss how to manage an extended transition by defining objectives, maintaining a professional rhythm, evaluating what is working, and continuing to strengthen the relationships, reputation, credibility, and market relevance that can help the right opportunity emerge. At a Glance 01:20 What happens when you leave BigLaw without another role secured 02:30 Why the transition itself does not have to damage your career 03:17 How to remain visible and relevant after losing your firm's platform 04:02 Why you must begin creating your own professional signals so others don't 04:58 How to stay connected without making every conversation about your job search 07:03 Why the absence of a role should not define your professional identity 08:08 How to discuss your transition with discretion and confidence 09:23 Why disappearing from your network can become a costly mistake 10:37 How to shift from being chosen to creating demand for your expertise 11:04 How to translate BigLaw experience into value the market understands 12:00 Why working harder may not fix a stalled search 13:27 How to diagnose where your search strategy is breaking down 15:39 How to evaluate an imperfect or interim opportunity 17:47 How to manage an extended transition like a significant client matter For Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select "Write a Review." Then be sure to let me know what you loved most about the episode! Also, if you haven't done so already, follow the podcast here!  For Spotify, tap here on your mobile phone, follow the podcast, listen to the show, then find the rating icon below the description, and tap to rate with five stars. Interested in doing 1-2-1 coaching with Laura Terrell? Or learning more about her work coaching and consulting? Here are ways to reach out to her: www.lauraterrell.com  laura@lauraterrell.com   LinkedIn: https://www.linkedin.com/in/lauralterrell/  Instagram: https://www.instagram.com/lauraterrellcoaching/  Show notes: https://www.lauraterrell.com/podcast

The Mincing Rascals this week are John Williams of WGN Radio, Eric Zorn, publisher of The Picayune Sentinel, Chicago journalist Cate Plys, and Austin Berg, Executive Director of the Chicago Policy Center and author of the The Last Ward on Substack. The Rascals start the podcast this week talking about why Cate thinks the Air & Water Show is stupid and dangerous. What about […]

This episode of The Selling Podcast dives into the often-overlooked conclusion of the sales career path by exploring how you actually leave sales and manage career transitions.The "Grass is Always Greener" TrapSales reps frequently look at peers and assume their jobs are easier, faster, or better.This constant comparison is a natural human tendency driven by the search for a path of least resistance.Running Away vs. Running TowardsWhen considering a move, it is critical to evaluate whether you are running away from a temporary slump or running towards a strategic, well-planned opportunity.Blaming the company entirely for performance issues is a common reaction, but true career growth requires separating emotional burnout from actual business viability.Leaving the Right WayBridges should never be burned when exiting a role, as the business world is small and former rivals or colleagues can unexpectedly end up on the same team later.Maintaining professional connections and assuming positive intent ensures that your departure leaves a minimal wake and keeps future doors open.Treating Your Territory Like a BusinessSalespeople operate as entrepreneurs managing their own territories, requiring a lifecycle of starting, building, and executing a thoughtful exit strategy rather than quitting out of frustration.Ultimately, once you build a foundation in sales, you are always selling something, regardless of what career evolution comes next.SEO Tagssales career, leaving sales, sales transition, sales management, grass is greener, sales territory management, sales entrepreneurship, career change, sales networking, selling podcast

The Mincing Rascals this week are John Williams of WGN Radio, Eric Zorn, publisher of The Picayune Sentinel, Chicago journalist Cate Plys, and Austin Berg, Executive Director of the Chicago Policy Center and author of the The Last Ward on Substack. The Rascals start the podcast this week talking about why Cate thinks the Air & Water Show is stupid and dangerous. What about […]

Send us Fan MailA school can celebrate women's equality for 160 years and still run a payroll system that tells a very different story. We dig into the Vassar College pay equity case, the $5 million class action settlement, and the uncomfortable lesson for every workplace: a polished mission statement does not protect you from wage discrimination, and “progressive” branding can let a gender pay gap hide in plain sight.We walk through the public salary data reported to the Chronicle of Higher Education, why small differences in starting pay can balloon through percentage raises, and how the real losses extend beyond base pay into retirement contributions and long-term wealth. Then we trace what happens when employees try to fix it internally: warnings from surveys, requests for transparency, and the kinds of explanations that keep showing up across industries, including the negotiation myth and the merit defense.On the legal side, we explain the courtroom fight over New York's Equal Pay Law and the 2019 shift from “equal work” to “substantially similar work,” a change that makes it harder for employers to dodge accountability with technical job-duty distinctions. We also unpack the systemic mechanics that can create disparate impact, including performance systems tied to biased student evaluations, and why the settlement's programmatic relief matters as much as the money: independent pay equity audits, required salary adjustments, and clear access to compensation criteria.If you care about equal pay, pay transparency, and practical ways to spot red flags in compensation, this conversation is for you. Subscribe, share this with a coworker, and leave a review with your biggest takeaway, because what would you check first in your own workplace pay data? If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, X and LinkedIn.  We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts and Spotify. Leaving a review will help other employees find the Employee Survival Guide.  For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer:  For educational use only, not intended to be legal advice. 

The Mincing Rascals this week are John Williams of WGN Radio, Eric Zorn, publisher of The Picayune Sentinel, Chicago journalist Cate Plys, and Austin Berg, Executive Director of the Chicago Policy Center and author of the The Last Ward on Substack. The Rascals start the podcast this week talking about why Cate thinks the Air & Water Show is stupid and dangerous. What about […]

If someone makes a difference in the world, we may say they've left their mark.  Well this spot is known today for the literal mark...

Jerry spoke to John Fogarty, GAA correspondent with the Irish Examiner, who broke this story.

Duji cried over Jackie the bald eagle. Leaving bullets in your luggage. Married at First Sight participant Sacha Jones eats out of the same bowl as her cat. Charlie shares cheese with his dog. Courtney Clenney was sentenced for stabbing her boyfriend to death. Duji uses her daughter's name for her takeout orders. 7.4 magnitude earthquake in Colombia. Duji was mad at Gia when she saw a piece of her car broken off in the driveway. David Mosley, rapper known as Church of Ububal, was sentenced after posting disturbing photos of a butchered a helpless house cat online. Duji thinks her friend needs to see a shrink over her daughter leaving for college. New conspiracy theory believes that Lindsay Clancy's husband killed their three kids. Air traffic controller hype video. AI overview. New Orleans plans on using AI to answer 911 calls. Rapper, Fenix Flexin', claims the newest song he released was not made by AI. Krystle is fooled by a hot girl on Instagram.

Duji cried over Jackie the bald eagle. Leaving bullets in your luggage. Married at First Sight participant Sacha Jones eats out of the same bowl as her cat. Charlie shares cheese with his dog. Courtney Clenney was sentenced for stabbing her boyfriend to death.   

Welcome back to WE LOVE TO HATE EVERYTHING and another stop in Brown Town—where the finances are questionable, the influencer dreams are thriving, and somehow Janelle is still winning at life by doing the absolute least.THIS WEEK'S LINEUP:-Leon is back to downward dog and being a tease with their living journal-style tea spill.My Sister Wives Posit: In light of Leon Brown's recent social media posts about “growing up in a cult”, we got to thinking about the ultimate result for the Browns. In this week's MY SISTER WIVES' POSIT, we pose the question: Did TLC accidentally document a family leaving a cult? We recognize the dissolution of marriages, but can we study this family, community, TV experience for insight into how cults work… or what and how they can fall apart? Let's get into it!-Mykelti & Tony ate more pizza and feral'd more children.-Christine shares her affinity for mayo, eggs, and David's Hey Dudes.-Maddie tells it like it is, and Janelle plows right through her advice. Literally.-Meri is creating boundaries, AKA Radio Silence (probably Amber's fault #eggs)

Welcome to the ultimate Maastermind Compilation! We've gathered every Maastermind segment from our entire ACOTAR: Revisited series into one place, tracing the foreshadowing, Easter eggs, lingering plot threads, hidden connections, and theories Sarah J. Maas has planted throughout all 3 series! ⚠️ MAJOR SPOILER WARNING: This episode contains spoilers for all three Sarah J. Maas series: A Court of Thorns and Roses, Throne of Glass, and Crescent City ✨ Love the show? Make sure you're subscribed so you never miss an episode! Leaving us a rating and review is one of the best ways to support the podcast and help more fantasy romance readers find our book club! ✨Join the Flights of Fantasy community:PatreonWebsiteInstagramTikTokSJM Series Episode Playlists: ACOTAR Throne of Glass Crescent City Maasverse Theory Episodes  Follow along for episode updates, book recommendations, theories, reactions, and all things romantasy! 

In this episode of Can I Getta Amen, Kristi sits down with Margaret Trahan, Executive Director of the Catholic Legacy Foundation of Acadiana, to discuss faith-filled estate planning, Catholic investing, stewardship, and how Catholics can support the Church for generations to come. Together they explore:  • What it means to leave a Catholic legacy • The difference between endowments and donor-advised funds • How Catholic investing aligns financial decisions with Church teaching • Supporting parishes, schools, pro-life ministries, and Catholic outreach long after you're gone • Practical ways to steward the gifts God has entrusted to you Whether you're in your 30s, 50s, or beyond, this conversation will challenge you to think differently about faith, finances, and the impact your life can have on future generations. Learn more about the Catholic Legacy Foundation of Acadiana: CatholicLegacyFoundation.org If this episode encouraged you, be sure to like and share it with someone who wants to leave a lasting impact for Christ. Support the show

Got something you want to get off your chest? Remain completely anonymous with Candy's Confessions! Send us a DM @theslackershow or email us at theslackershow@alice1059.com!

Send us Fan MailThis week, I'm joined by death doula Grey Liefer for a deeply compassionate conversation about grief, dementia, end-of-life care, and what it means to help someone feel safe when the world no longer does.Grey shares how early loss shaped their understanding of mortality, why grief asks us to stop striving for “better” and aim for neutrality instead, and how improvisation can become an unexpectedly powerful tool for caring for someone with dementia. We also discuss the unique end-of-life concerns facing queer and trans people, the practical importance of getting your paperwork in order, and the sacred bond between people and their animal companions.And because this is AGECRAFT After Dark, there's also a haunted childhood bedroom, a mysterious light left on, and the possibility that not every ghost is trying to scare us. Some may simply be helping us find our way home.So light a candle, make a note of where you keep your important papers, and settle in. This one's about mortality, meaning, and learning how to live more fully while we're still here.Grey's website here.    Leave your message for the Speaker Box here.Watch this episode on YouTube here.  For more AGECRAFT content, join the Substack here. To work with Julia and/or learn more about her, go here.  CBDMD website here.Use code julia_g_wellness to get 15% off Episode SponsorBe one of the helpers! SUBSCRIBE to this podcast on APPLE PODCASTS or SPOTIFY and leave us a review on APPLE PODCASTS. 

About the Guest: Howard Hochhauser is the CEO of Ancestry, the global leader in family history and consumer genomics. After serving as the company's CFO and COO for more than a decade, he became CEO and quickly led a cultural and business transformation centered on customer focus, employee engagement, and innovation. Under his leadership, Ancestry has renewed growth while leveraging artificial intelligence to make historical records more accessible, searchable, and meaningful for millions of people around the world. Howard is passionate about building organizations rooted in curiosity, transparency, and humility. He believes leadership is about surrounding yourself with talented people, listening carefully, and creating an environment where honest feedback drives continuous improvement. What You Will Learn: Why humility is one of a leader's greatest strengths How curiosity fuels innovation and better decision-making Why feedback should be treated as a gift, not a threat How AI is transforming historical data into meaningful human stories The importance of staying approachable as a leader Why focusing on today's work creates tomorrow's opportunities Join us for this episode of the Take Command Podcast as Howard Hochhauser shares how purpose-driven leadership, curiosity, and humility can transform both organizations and the people within them. Whether you're leading a team, navigating change, or embracing new technology, this conversation offers practical lessons for leading with authenticity in an AI-powered world. Please rate and review this Episode!We'd love to hear from you! Leaving a review helps us ensure we deliver content that resonates with you. Your feedback can inspire others to join our Take Command: A Dale Carnegie Podcast community & benefit from the leadership insights we share.

Ryan Doyle rode for all the brands, and did all the things, so why dont you remember his name? Well, in his own words, he might have been the most forgettable wakeskater there was, but it's not for a lack of resume. Pro model shoes and wakeskates, hitting down rails others only dream of hitting, living at the projects, wakestock, filming for transgression, kampus, and leaving wakeskating to start a family and build a backyard wake park. Hear all that and much more in Episode 122 of the Grab Matters Podcast with Ryan Doyle!Follow Ryan: https://www.instagram.com/doylelife/Thank you to this shows sponsors! Liquid Force: https://www.liquidforce.com/ Slingshot: https://slingshotsports.com/Support the show: https://www.patreon.com/GrabMattersPodcastChapters:00:00 - 2:30 Intro2:45 Best Grab5:20 Who is Ryan Doyle?7:30 LF'n Hot Seat34:30 Early Days1:00:00 Early sponsors 1:25:00 Kampus1:39:00 The Projects1:48:30 Gator1:59:00 Wakestock2:13:00 Slings Hot Takes2:30:00 Board tech2:33:00 Leaving wakeskating 2:54:00 Backyard wake parkShoot us a text!Patreon: https://www.patreon.com/GrabMattersPodcastWebsite: https://www.grabmatters.com/YouTube: https://www.youtube.com/@grabmatters/videosInstagram: https://www.instagram.com/grabmatters/TikTok: https://www.tiktok.com/@grabmatterspodcastFacebook: https://www.facebook.com/grabmatters

Jason Smith and Steve DeSaegher tell you exactly what the Dodgers did wrong at the trade deadline. How happy are the New York Giants that Jaxson Dart is learning to slide? The guys weighed in on all the WNBA controversies. And the Joker could be leaving the NBA for Greece!See omnystudio.com/listener for privacy information.

When you're moving into retirement, you're most likely to be starting to ask yourself which investment accounts you should start drawing from first. There's really no universal answer—retirement withdrawal strategies are deeply personal and situation-dependent. But understanding the implications of each account type and the factors that influence withdrawal order can have a massive impact on your tax burden and the longevity of your assets.    You will want to hear this episode if you are interested in... [00:00] Retirement withdrawal strategy options [06:37] Roth IRA and taxable accounts [07:47] Tax implications for investment gains [14:12] Roth IRA conversion strategy [16:17] Real-life retirement income strategies [19:36] Importance of a withdrawal strategy   Understanding the Account Types and Their Tax Impact   The foundation of your strategic withdrawal plan begins with understanding how each investment account is taxed:   1. Pre-tax Retirement Accounts These include traditional IRAs and 401(k)s, SEP IRAs, and similar plans. Contributions offer a tax deduction, and growth is tax-deferred, but withdrawals are taxed as ordinary income. These accounts are eventually subject to required minimum distributions (RMDs), currently beginning at age 73 or 75, depending on your birth year. Withdrawals here not only increase your reported income but can also impact Medicare premiums and Social Security taxation.   2. Roth Accounts Roth IRAs and Roth 401(k)s are funded with after-tax contributions. Qualified withdrawals are tax-free and—if the original contributor owns the account, not subject to RMDs in your lifetime. This makes Roth accounts especially valuable for flexible, later-stage withdrawals.   3. Taxable Brokerage Accounts These are standard investment accounts not designated for retirement. Withdrawals of principal do not create taxable events; only realized capital gains, dividends, and interest are reported for taxes. One major benefit: capital gains rates can be lower than ordinary income rates and may even reach 0% for some filers. Withdrawals can be easy to manage for opportunistic or requirement-driven needs.   Questions to Consider with Personalized Withdrawal Planning Several personal factors play into the best withdrawal order: Are you retiring before 65 and in need of Affordable Care Act (ACA) health insurance? Do you want to minimize future RMDs or leave assets to heirs? When will you begin Social Security or receive pension income? What is your preferred tax bracket and desired lifestyle flexibility?   These questions should be revisited regularly, as changes in tax law, health, or legacy wishes can affect your strategy.   Real-World Withdrawal Scenarios Coordinating Withdrawals for ACA Subsidies Jonathan retires at 57, pre-Medicare, and must carefully manage his modified adjusted gross income (MAGI) to retain ACA health insurance subsidies. My suggested plan is to combine modest 401(k) withdrawals, reportable dividends, and money market interest to stay below the MAGI threshold. Additional cash needs are met from accounts, like the money market, which don't affect taxable income. This keeps his subsidy and aligns with income limits, demonstrating the need for multi-account coordination.   Reducing Future RMDs and Leaving a Legacy Walter and Amy, 62, want to avoid burdening their heirs with high-tax inheritance on pre-tax accounts. Instead of focusing solely on paying the least tax today, they prioritize Roth conversions while Social Security is delayed, taking advantage of lower brackets now to transfer wealth into tax-free vehicles. Over several years, they could convert hundreds of thousands into Roth IRAs, significantly reducing future RMDs while maximizing wealth transfer.   Minimizing Tax on Social Security Christian, 68, blends Social Security with distributions from non-taxable sources like his money market to avoid triggering federal taxes on his Social Security. Careful planning allows him to either keep Social Security tax-free or, with limited IRA withdrawals, incur only minimal tax.   The Importance of Ongoing Review and Professional Advice Your withdrawal strategy is not a "set-and-forget" plan. Tax laws, account balances, and individual goals will change over time. I suggest annual reviews and, ideally, working with a specialized financial advisor to continually adjust the plan for optimal tax efficiency and income sustainability. A thoughtful approach, tailored to your personal circumstances and updated regularly, will help you balance tax efficiency, income needs, and legacy goals.    Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

In this episode, we perceive persuasive words to change a person’s path, as portrayed in Sangam Literary work, Aganaanooru 307, penned by Madurai Eezhathu Poothan Thevanaar. Set in the ‘Paalai’ or ‘Drylands Landscape’, the verse sketches the consequences of the man’s parting away. ”சிறு நுதல் பசந்து, பெருந் தோள் சாஅய்,அகல் எழில் அல்குல் அவ் வரி வாட,பகலும் கங்குலும் மயங்கி, பையென,பெயல் உறு மலரின் கண் பனி வார,ஈங்கு இவள் உழக்கும்” என்னாது, வினை நயந்து,நீங்கல் ஒல்லுமோ ஐய! வேங்கைஅடு முரண் தொலைத்த நெடு நல் யானைமையல் அம் கடாஅம் செருக்கி, மதம் சிறந்து,இயங்குநர்ச் செகுக்கும் எய் படு நனந்தலை,பெருங் கை எண்கினம் குரும்பி தேரும்புற்றுடைச் சுவர புதல் இவர் பொதியில்,கடவுள் போகிய கருந் தாட் கந்தத்துஉடன் உறை பழமையின் துறத்தல்செல்லாது,இரும் புறாப் பெடையொடு பயிரும்பெருங் கல் வைப்பின் மலைமுதல் ஆறே? We encounter a lot of wildlife in this trip through the drylands, as we listen to the confidante say these words to the man, when he conveys his decision to part with the lady and go in search of wealth: “Without considering that her little forehead will be coated in pallor, her thick arms will waste away, the beautiful lines on her wide and beautiful loins will fade, she will be in utter confusion, knowing not if it's day or night, and akin to a flower in a rain shower, her eyes will shed the dew of tears, as she suffers with angst here, you wish to part away, desiring wealth, O lord! Do you think this is right? After vanquishing an attacking tiger with strength, the tall and handsome elephant, blinded by its maddening musth, attacks those who traverse those weary spaces, where long-armed bears in search of termite combs, dig up tall mounds, amidst overgrown bushes, in what was once a town centre, where the residing god had parted away from the sturdy, black pillar, and where owing to the habit of living there for long, without forsaking the space, a huge pigeon coos along with its mate. Such are those rocky spaces amidst the hills, where the path you wish to tread winds through!” Time to tread these familiar but fearsome spaces! The confidante starts by accusing the man that he doesn’t seem to care about what would happen to the lady when he parts away. She elaborates that pallor will come to coat her friend’s forehead, the lady’s arms would thin away, her health and beauty would fade, and all day, all night, the lady would be languishing, with her eyes shedding tears like a bloom in the rain. The confidante asks the man if what he intends to do is right and goes on to describe where he would be travelling. First she brings in the image of a mad elephant in musth that has just killed a tiger and with its rage still not diminished, it comes to attack wayfarers who dare to walk that path. Next, from the elephants, the confidante turns to portrays bears on the prowl, looking out for termite combs and topping ant hills to find their tasty meal. She explains that this space has not always been a scrub jungle but was once a town centre, and people worshipped a god, who was said to live in a huge pillar, constructed therein. Intricately, she mentions how that god had left the premises and all that remained were overgrown bushes, and yet because they had lived for long in those spaces, a pigeon and its mate did not want to give up their residence there and continued to make their calls resound in those uninhabited spaces. The confidante concludes by telling the man that his path through the hills would take him faraway to such spaces and asks him whether it was right on his part to let the lady suffer and take on that tiresome journey himself! Though it’s the usual message of ‘Don’t go there, leaving her here’, what flashed so brightly in the lines was that statement about how God had left the pillar when the people no longer worshipped there, but the pigeons and other wild life continue to remain. What flows is a tangential reading indeed, but to me, it appears as if God vanishes when the people do, but nature, which was there before people, continues to be there, an entity of permanence. As these lines say if God were to leave, when people don’t pray anymore, was God truly there? Are people following God or is the God following the people and their prayers? These are the questions that this particular journey through the drylands have brought forth in my mind!

Plus: the rise of affordability politics, Trump attempts to end birthright citizenship, and the Cambridge plagiarism controversy

After more than two decades in a stable, high-status career, this week's guest walked away at 47 to start over as a coach. He talks through the fear of losing a steady salary, the process of finding his first clients, and the moment he realized coaching had been his gift all along. He also opens up about the hardest part of running his own business: learning to say his price out loud without flinching. From there the conversation moves into his work with MBA students and business leaders, why so many high achievers struggle with confidence in front of a room, and how a chance conversation at the gym turned into a keynote for a major luxury brand. If you are building relationships that eventually turn into clients, or you are still working up the nerve to charge what you are worth, this episode has something for you.BUILD THE PODCAST YOUR VOICE ALREADY EARNED:If you're ready to build a podcast that attracts and converts premium clients while empowering the people you serve.Visit joewintersjr.com/start to book a free discovery call.

All aboard for our second last Trains episode! . . . YOU DON'T KNOW MOJACK is a podcast dedicated to exploring the entire SST catalogue, in order, from start to finish. During the podcast we will discuss all the releases that are part of our core DNA, as well as many lesser-known releases that deserve a second chance, or releases that we are discovering for the very first time (we actually don't know Mojack!). First and foremost we are fans, and acknowledge that we are not perfect and don't know everything – sometimes the discussion is more about a time, place, feeling, personal experience or random tangents, and less about the facts (but we will try to get to the facts too). Facebook: www.facebook.com/mojackpod/ Twitter: @mojackpod Instagram: www.instagram.com/mojackpod/ Blog: www.mojackpod.com/ Tumblr: www.tumblr.com/blog/mojackpod Theme Song: Shockflesh

Vanessa questions whether she is making the right decision by leaving her relationship, especially when she fears her choice may be hurting a child involved. Got a dilemma? Call 1-800-DR-LAURA / 1-800-375-2872 or make an appointment at DrLaura.com Follow on social media: Facebook.com/DrLaura Instagram.com/DrLauraProgram YouTube.com/DrLaura Join the Dr. Laura Family!! >> Receive my weekly newsletter, perks, and more! Sign up now, it's FREE > DrLaura.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On today's episode of Mormon News, John Dehlin and Meggan Hayes break down another busy week of headlines involving The Church of Jesus Christ of Latter-day Saints.We begin with a major Arizona Supreme Court ruling protecting clergy confidentiality when abuse is disclosed during religious confession. We'll discuss what the decision means, why it matters, and the broader questions it raises about protecting vulnerable people, religious freedom, and institutional accountability.Links:The Guardian: https://www.theguardian.com/us-news/2026/aug/03/arizona-clergy-child-abuse-confessions-courtWe'll also discuss a new column from Jana Riess examining why more than half of young adult women raised in the LDS Church have now left, exploring the data behind the trend and what it may say about the future of Mormonism.Links:Religion News Service (Jana Riess): https://religionnews.com/category/opinion/columns/jana-riess/We'll react to Jeopardy! host Ken Jennings publicly reaffirming his support for transgender people after being pulled into an online controversy, and discuss why his comments have resonated with many current and former Latter-day Saints.Links:Them: https://www.them.us/news/ken-jennings-trans-rightsWe'll also look at a new documentary telling the story of WordPerfect, the Utah software company that helped transform Utah Valley into today's Silicon Slopes. We'll discuss the legacy of founders Alan Ashton and Bruce Bastian, and why this important chapter of Utah history deserves to be remembered.Links:KSL: https://www.ksl.com/article/51602368Finally, we'll react to a viral YouTube Short featuring Elder Corbridge that's been making the rounds online and share our thoughts on the conversation it sparked.Links:YouTube Short: https://youtube.com/shorts/pxgJiJqQTOs?si=jISqasfwWwHTWyZEThanks for joining us! If you enjoy Mormon News, Church history, thoughtful conversations, and nuanced discussions about Mormonism and faith, please like, subscribe, and share this episode.___________________YouTubeShow NotesAt Mormon Stories we explore, celebrate, and challenge Mormon culture through in-depth stories told by members and former members of The Church of Jesus Christ of Latter-day Saints as well as scholars, authors, LDS apologists, and other professionals.  Our overall mission is to: 1. Facilitate informed consent amongst LDS Church members, investigators, and non-members regarding Mormon history, doctrine, and theology2. Support Mormons (and members of other high-demand religions) who are experiencing a religious faith crisis3. Promote healing, growth and community for those who choose to leave the LDS Church or other high demand religions