Podcasts about Smart Money

The Nerds debut a new Budget Rehab segment, dissecting a real family's budget to reveal strategies for saving more, investing smarter, and managing lifestyle costs. Plus: tariffs' role in rising auto insurance. Why are auto insurance premiums continuing to climb, and what do tariffs have to do with it? How can a real family adjust their budget to meet their financial goals? Hosts Sean Pyles and Elizabeth Ayoola debut a new Budget Rehab segment, where they take a hands-on approach to evaluating a listener's finances. But first, they're joined by senior news writer Anna Helhoski and insurance Nerd Andrew Hurst to unpack the forces driving auto insurance costs higher in 2025. They discuss how tariffs on imported parts, inflation, and more expensive claims are putting pressure on premiums—and what drivers can do to find competitive rates in a shifting insurance market. Then Sean and Elizabeth are joined by Garrett, a listener who receives the first “Budget Rehab” on Smart Money. They walk through his family's finances step by step, from a stretched grocery bill and drained emergency fund to the challenges of saving while raising a young child. The conversation covers how Garrett and his wife can rebuild their financial cushion after buying a new car, prepare for the possibility of living on one income, and expand retirement savings through tools like IRAs and solo 401(k)s. Along the way, they highlight practical strategies for balancing wants and needs while still leaving room for joy in the family budget. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management: https://nerdwalletwealthpartners.com/  Rates for auto and homeowners insurance have been on the rise. NerdWallet's here to help consumers navigate those changes: https://www.nerdwallet.com/insurance/data#auto-insurance  Use NerdWallet's free retirement calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: budget rehab, household budget planning, how to use 50/30/20 budget, family budget with one income, rebuild emergency fund, self-employed budgeting tips, budgeting for stay at home parents, budgeting for a baby, how to save on groceries, Costco vs Trader Joe's groceries, reducing travel expenses, retirement savings for self-employed, IRA contribution limits, rising auto insurance costs 2025, auto insurance tariffs, car insurance premiums 2025, supply chain car parts, reinsurance premiums, weather-related claims auto insurance, social inflation insurance, state auto insurance increases, and comparing car insurance rates. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are investors too optimistic right now? Lance Roberts breaks down ten rules for navigating excess market bullishness so you can protect your portfolio while still participating in market gains. Also in today's show: Lance's assessment of earnings season so far, and the role Nvidia will play in determining market moods. We've got a special interview segment planned for Wednesday's (8/20) show [Premier link is below]; Lance reveals yet another saga by the Roberts' children, and how we can learn from our mistakes, whether we're dishwashers or investors. The reason markets look great can be traced to 7-stocks. The inherent risks of the future; the double edged sword of margin debt, and what's really driving earnings growth. Lance reviews his Ten Rules for Navigating excess bullishness in the market, earnings growth forecast justification, and why retail investors are the last resort for Wall Street. SEG-1a: Earnings Season is Almost Done SEG-1b: Nvidia is one of the Last Supports for Markets SEG-2a: John Tamny Interview Tease [ https://youtu.be/Hm6yNkNtC0Q ] SEG-2b: Bullish Sentiment for the Young & Lance's Daughter SEG-2c: Learning from Our Mistakes SEG-2d: Investors' Ability to Forget Pain SEG-2e: Things Look Great...but only because of 7-stocks SEG-2f: The Spread Between Market Cap vs Equal Weight Indexes SEG-2g: The Risk of Not Knowing Crypto, AI future SEG-2h: Margin Debt is a Double-edged Sword SEG-2i: What/Who's Really Driving Earnings Growth SEG-2j: The CoreWeave Story SEG-2k: Ten Rules for Navigating Excess Market Bullishness SEG-2l: Proper Position Sizing in Portfolios SEG-2m: Behind the Scenes with Economic Growth SEG-2n: Justifying Earnings Growth Forecasts SEG-2o: You're the Cannon Fodder for Wall Street SEG-2p: Smart Money vs Dumb Money SEG-2q: Bullish Market Sentiment Driven by Narrow Framework Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=ogzk5Y4D7b0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Inflation Data Sends Markets To New Highs" https://realinvestmentadvice.com/resources/blog/inflation-data-sends-markets-to-new-highs/ "Excess Bullishness & 10-Rules To Navigate It" https://realinvestmentadvice.com/resources/blog/excess-bullishness-10-rules-to-navigate-it/ ------- The latest installment of our new feature, Before the Bell, "What Risks are Posed in AI Story?" is here: https://www.youtube.com/watch?v=ZXO6sFR3mCc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Money Playbook for Young Millionaires" https://www.youtube.com/watch?v=fOXqIaMP8RY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=3s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketBullishness #StockMarketRisk #InvestorPsychology #MarketSpeculation #PortfolioStrategies #InvestingAdvice #Money #Investing

In der heutigen Folge sprechen die Finanzjournalisten Lea Oetjen und Holger Zschäpitz über Börsen-Non-Event Alaska, eine hoffnungsvolle Softwarestudie mit 6 Top Picks und einen neuen Chart of Doom. Außerdem geht es um CoreWeave, Salesforce, Siemens Energy, Cisco Systems, Palo Alto Networks, ProSiebenSat.1, Novo Nordisk, AstraZeneca, AbbVie, Siemens Healthineers, Sonova, Medtronic, Haleon, iShares Aging Population ETF (WKN: A2ANH1), Boston Scientific, Glaukos, Exelixis, Sarepta, Swisscanto Healthy Longevity Fund (WKN: A40L0T), Eli Lilly, Abbott, UnitedHealth, Microsoft, Amazon, Nvidia, Meta, Netflix, Coreweave, Oracle, Carvana, TSMC, Roblox, Crowdstrike, Opendoor Technologies, Alibaba, PDD, Petroleo Brasileiro, Teva Pharmaceutical, Robinhood, Northrop Grumman, RTX, Lululemon, Mercadolibre, Talen Energy, GE Vernova, Broadcom, Vistra, Micron, Alphabet, Somnigroup International, Flutter Entertainment. Und hier gibt es die Tickets zum Finance Summit am 17. September! https://veranstaltung.businessinsider.de/FinanceSummit Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

In this inspiring episode, Ambassador Elisha sits down with Amanda Cassar, Australian financial advisor, author of Financial Secrets Revealed, and founder of a global training program helping professionals identify and address financial abuse.   Amanda shares her powerful journey from living paycheck to paycheck to becoming a leader in financial planning. She opens up about:   • How investing in yourself changes your financial future   • Recognizing the red flags of financial abuse and breaking free   • Simple money tips for building security and wealth   • Why self-leadership is the foundation of lasting success   • Practical steps to stick to your financial goals without overwhelm   Amanda's story is a reminder that financial empowerment starts with knowing your numbers, living within your means, and leading yourself first.   Tune in now and learn how to take control of your money, protect your future, and create a life of freedom.   Reach Amanda:  https://amandacassar.com.au/ ... Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on #PodMatch, here: https://www.podmatch.com/member/ambelisha     Elevate your business with Anastasia's expert consulting. Use code Elisha3 for an exclusive offer and transform your business today! https://resurrectionmentor.wixsite.com/so/42PDEPEB8?languageTag=en   Feel like something's missing? Start Living the Magical Life today. Buy Now: https://a.co/d/4sHrFx2     Amb. Elisha just published a transformational workbook, buy now: https://ambelisha.gumroad.com/l/Llaenlap

Most New Zealanders consider themselves only “average” with money. In fact, a new study from Partners Life finds less than a quarter of New Zealanders rate their financial knowledge as "excellent". Nearly 60 percent find it tough to pay monthly expenses, and just over half reported stress or losing sleep due to money concerns. At the same time, many are reportedly using credit and afterpay services to make ends meet. How do we improve financial literacy? What can we put into practice now? Banqer CEO Simon Brown joins Tim Beveridge for Smart Money... LISTEN ABOVESee omnystudio.com/listener for privacy information.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Welcome to the most legendary graduation in stock market education history — the first-ever class of OVTLYR University just made it to the finish line, and you'll want to witness what happens when real traders level up together.This isn't your typical online trading course graduation. There were no boring speeches, no fluff-filled PowerPoints. What happened here was raw, real, and powerful. You'll hear how a tight-knit group of everyday traders went from feeling stuck and overwhelmed to reading charts like pros, navigating options chains like seasoned veterans, and executing trades with confidence, not fear.Here's what we cover:➡️ How OVTLYR University was created and why it's different from other trading programs➡️ Emotional, unscripted speeches from graduates about their transformation➡️ Powerful community-driven success stories and breakthroughs➡️ Awards for standout traders: Most Improved, Best Comeback, Smart Money, and more➡️ The final lesson every trader needs to hear before going live in the market➡️ Insights into how OVTLYR's mission is focused on helping you trade better, not just more➡️ Behind-the-scenes stories on building study materials, tools, and future cohorts➡️ A vision for the future: how traders like you can shape the next generation of trading educationThis video is a reminder that trading success isn't reserved for Wall Street elites or hedge fund managers. It's possible for anyone, as long as they have the tools, the structure, and the mindset to grow.Whether you're brand new to trading or you've been grinding for years without results, this video will show you what's possible. It's proof that with the right support and community, you can go from guessing to growing, and eventually, from surviving to thriving.If you're tired of gambling in the markets and ready to start winning with clarity, data, and confidence, OVTLYR is the edge you've been looking for.Now the question is, are you ready to be next?Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Brandon and Tyson talk Samberg and where the Jets rank when it comes to the wisest spenders in the NHL

Send us a textTrump's Fed chair shortlist signals major economic changes ahead with four candidates in the running that will impact rates and market confidence. July's job report confirms economic cooling with below-forecast job creation and rising unemployment, creating strategic opportunities for prepared investors.• Trump's shortlist for Fed chair includes candidates with varying policy approaches that will reshape monetary strategy• July jobs report shows slowing growth with only 187,000 jobs added and unemployment rising to 4.1%• US violent crime fell 4.5% in 2023, creating opportunities in real estate and local business investment• When evaluating investment markets, look for stable unemployment and low crime rates• Economic cooling signals potential rate cuts, creating opportunities for strategic investorsFollow me on Instagram @TheEliteStrategist for real-time deal breakdowns and strategic insights. Visit WealthyAFmedia.com for access to my deal analyzer tool and upcoming events.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyaf.mediaUse the Coupon Code: WEALTHYAF for 20% off!

In this episode of Two Dads on Money, Lance Roberts & Jonathan Penn dive into how Millennials find financial advice in today's digital world. From TikTok influencers to YouTube financial experts, and from Reddit forums to traditional financial planners, where should Millennials really turn for smart money guidance? Lance reviews Monday's Market action, Eurozone vs U.S. economic growth expectations, and Palantir's earnings report. Millennials are getting a lot of financial information from AI, which is nothing more than GroupThink. Why the F.I.R.E. movement failed; retirement is boring; entrepreneurism and the realities of running your own business. Pro's & con's of Capitalism (it's not broken). SEG-1: Markets Stage Two 1% Moves in Two Days SEG-2a: Two Dads on Money - Where Millennials Get Financial Info SEG-2b: Making Money on The Internet SEG-2c: Legal Liabilities Behind Financial Advice SEG-2d: Beware of Get Rich Quick Advisors SEG-2e: Social Media Advice Purveyors Do Not Know You SEG-2f: The Rise & Fall of the FIRE Movement SEG-2g: Myths & Realities of Starting Your Own Business SEG-2h: Why Businesses Fail SEG-2i: The Need for Financial Education SEG-2j: Find a Mentor SEG-2k: Capitalism Isn't Broken Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=4CeRptptzCU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- The latest installment of our new feature, Before the Bell, "Markets Regain Footing at 20-DMA" is here: https://www.youtube.com/watch?v=W1ewHonE7Mw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Bull Streak Ends as August Begins" https://www.youtube.com/watch?v=IKtxyXbfikM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=1223s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRisk #MarketCorrection #MarketRally #Palantir #Capitalism #FinancialEducation #FIREMovement #MillennialMoney #20DMA #StockMarket2025 #BullMarketEnds #AugustStockTrends #InvestingAdvice #Money #Investing

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In this episode of Two Dads on Money, Lance Roberts & Jonathan Penn dive into how Millennials find financial advice in today's digital world. From TikTok influencers to YouTube financial experts, and from Reddit forums to traditional financial planners, where should Millennials really turn for smart money guidance?   Lance reviews Monday's Market action, Eurozone vs U.S. economic growth expectations, and Palantir's earnings report. Millennials are getting a lot of financial information from AI, which is nothing more than GroupThink. Why the F.I.R.E. movement failed; retirement is boring; entrepreneurism and the realities of running your own business. Pro's & con's of Capitalism (it's not broken).   SEG-1: Markets Stage Two 1% Moves in Two Days SEG-2a: Two Dads on Money - Where Millennials Get Financial Info SEG-2b: Making Money on The Internet SEG-2c: Legal Liabilities Behind Financial Advice SEG-2d: Beware of Get Rich Quick Advisors SEG-2e: Social Media Advice Purveyors Do Not Know You SEG-2f: The Rise & Fall of the FIRE Movement SEG-2g: Myths & Realities of Starting Your Own Business SEG-2h: Why Businesses Fail SEG-2i: The Need for Financial Education SEG-2j: Find a Mentor SEG-2k: Capitalism Isn't Broken   Hosted by RIA Advisors RIA Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=4CeRptptzCU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- The latest installment of our new feature, Before the Bell, "Markets Regain Footing at 20-DMA" is here: https://www.youtube.com/watch?v=W1ewHonE7Mw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Bull Streak Ends as August Begins" https://www.youtube.com/watch?v=IKtxyXbfikM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=1223s ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/   #MarketRisk #MarketCorrection #MarketRally #Palantir #Capitalism #FinancialEducation #FIREMovement #MillennialMoney #20DMA #StockMarket2025 #BullMarketEnds #AugustStockTrends #InvestingAdvice #Money #Investing

Welcome to August! In this episode, Art provides five smart money moves to make this month. Plus, he answers a listener's question about the 8 Money Milestones program and shares a listener's success story. Don't miss it!Resources: 8 Money MilestonesAsk a Money Question!

We're officially in the second half of the year — and just like in football, halftime is the perfect moment to reassess the game plan and take a strategic pause to evaluate your finances, goals, and risk exposure before the year slips away. Ask yourself: ✔️ What's gone well so far this year—and what hasn't? ✔️ Have your goals, income, or expenses changed since January? ✔️ Are you on track for retirement or just hoping for the best? ✔️ Are you exposed to more risk than you realize as the market shifts? Don't let the second half of the year catch you off guard. Listen in and get practical steps to realign your finances and finish the year strong. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

The number of mortgage holders refinancing their loans is the highest ever recorded. More than 3,500 borrowers refinanced in June, and experts are expecting to see the trend continue through to the end of the year. Finance specialist Amanda Morrall joins Tim Beveridge for Smart Money. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send us a textWhen my 15-year-old godson Luka started peppering me with financial questions at a family gathering, I knew we had the makings of something special. What followed was an authentic, unfiltered conversation that captures the financial curiosity of today's teens and provides straightforward guidance that listeners of any age can apply to their own financial journeys.Luka, already thinking beyond his years, arrives with thoughtful questions about building wealth from a young age. We explore the fundamentals of good money habits – from the simple yet powerful act of budgeting to the surprisingly effective "20% rule" for saving. You'll hear how small actions like mental math at fast food restaurants can build financial awareness, and why getting a job as a teenager creates lasting financial discipline.The conversation takes fascinating turns through investment basics, with clear explanations of the S&P 500, diversification strategies, and the crucial differences between Roth and traditional IRAs. I share personal stories from my own investment journey, including the revelation that "if I started investing at 15, I would have been ahead of where I am now" – a powerful testament to the advantage young investors have through compound interest.Perhaps most valuable are the reality checks. When Luka asks about real estate investing, I pull back the curtain on my own experiences – from barely breaking even on property flips to dealing with tenant nightmares including a police raid for marijuana distribution. These candid stories illustrate that wealth-building isn't always as simple as internet gurus might suggest.Whether you're a teenager just beginning to think about money, a parent looking for ways to discuss finances with your children, or someone at any life stage wanting straightforward financial guidance, this conversation offers accessible wisdom without the jargon. Listen in, and take away practical strategies to strengthen your financial foundation today.Support the showDid you know you can now Help Us Continue Making Awesome Content for Listeners Affected by Grief!Thanks for listening! Follow us on twitter or follow us on Facebook. You can also find us on LinkedIn.

Most people in their 20s either overspend or over-save, and both extremes can sabotage long-term financial success. In this episode, Kris Krohn reveals why the true path to wealth is through balanced, strategic investing. Learn how to build a strong financial foundation early, avoid common money traps, and start leveraging your income to create lasting wealth. Whether you're just starting out or playing catch-up, it's never too late to take control of your finances.

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Learn how to dodge scams to protect your money, then understand how to compare robo vs. traditional investment risks. What should you do if your credit card is compromised in a scam? Are robo-advisors riskier than traditional brokerage accounts? Hosts Sean Pyles and Elizabeth Ayoola discuss how to spot and respond to identity theft and dig into how robo-advisors stack up to traditional investing platforms to help you protect your financial life. They kick off Smart Money's new Scam Stories series by welcoming guest Scramble Hughes, a circus performer and scam victim, who shares a real-life experience with credit card fraud. They discuss tips and tricks on recognizing red flags like mass spam messages, acting fast by calling the number on your card (not clicking links), and filing credit freezes with all three credit bureaus.  Then, investing Nerd Bella Avila joins Sean and Elizabeth to discuss how robo-advisors compare to traditional brokerage accounts. They discuss risk levels in automated portfolios, SIPC insurance protections, and key factors to consider when choosing a platform like account minimums, platform stability, and user experience. See NerdWallet's top picks for the best robo-advisors of 2025 here: https://www.nerdwallet.com/best/investing/robo-advisors  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: credit card fraud, how to report identity theft, robo advisor vs brokerage account, SIPC insurance limits, credit freeze Experian, how to freeze your credit, credit card scams TikTok, how to know if a text is a scam, what is a robo advisor, tax loss harvesting robo advisor, ETF risk robo advisor, ETF diversification, FDIC vs SIPC, how to block spam texts, freeze credit TransUnion, safest robo advisors 2025, best robo advisor for ETFs, hacked credit card reader, RFID credit card theft, how to recover from identity theft, difference between SIPC and FDIC, scams targeting small business owners, how to secure your investment accounts, how to protect credit card information, email spam after identity theft, what to do after credit card theft, how long do fraud refunds take, when to freeze credit, best practices after identity theft, and comparing investment platform safety. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Consumer Price Index over the June quarter was lower than expected at 2.7%, and it could mean a rate cut by the Reserve Bank next month. So is the New Zealand investment winter over? Shane Solly is a director at Harbour Asset Management and he joins Tim Beveridge for Smart Money. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Planning for retirement can feel overwhelming, especially when you're in your 40s and 50s. This stage of life often comes with competing financial demands—raising kids, caring for aging parents, and maintaining a household. However, it's also a crucial time to focus on your financial future. By making strategic choices now, you can set yourself up for a comfortable retirement while alleviating many long-term worries. In this episode we explore some actionable steps to take control of your financial planning and make the most of your resources. We believe one smart move in particular will bring the most peace of mind during this season. Listen to find out what that one is...       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

We all want our kids to do better than we did, and a major part of that is teaching them how to set themselves up financially. Founder and managing director at Koura Wealth, Rupert Carlyon, joins Tim Beveridge for Smart Money. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this episode of the Personal Finance Podcast,  we are going to talk about  the smart money habits that made ordinary people millionaires with Tom Corley. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP  Connect With Tom Corley: Website Facebook Linkedin X Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Capital Hacking, we welcome back our friend Matt Faircloth for his fourth appearance. We start with some light banter about fitness routines before diving into a deep discussion on the current real estate market. Matt shares his insights on the challenges facing multifamily properties, particularly the affordability crisis, and explains why he's pivoting to hotel investments, which offer higher cap rates and better cash flow opportunities.He emphasizes the importance of understanding cap rates as a measure of risk and discusses his strategy of selling multifamily assets to reinvest in hotels through 1031 exchanges. This episode is packed with valuable insights for real estate investors looking to adapt to changing market conditions. Don't forget to subscribe, share, and check out Matt's book, "How to Raise Private Capital," for more in-depth knowledge!Ultimate Show Notes:00:01:00 - Matt Faircloth's Journey and Focus on Hotels00:02:05 - Casual Conversation and Personal Updates00:06:49 - Introduction of Matt Faircloth and His Background00:15:28 - Current Real Estate Market Trends00:20:00 - The Concept of "No Juice Left in the Lemon"00:22:02 - Transitioning from Multifamily to Hotels00:31:06 - Current Hotel Investments and StrategyConnect with Matt:DeRosa Group | Transforming Lives Through Real Estate®https://www.linkedin.com/company/derosagroup/Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Learn how to approach Amazon Prime day without blowing your budget and hear how you can start to understand the emotions that might be driving your spending.  What are the best ways to take advantage of big sales like Amazon Prime Day but still stay on track with your budget? How can you get a handle on emotional spending and the guilt that comes with it? Hosts Sean Pyles and Elizabeth Ayoola dive into how to approach your budget, whether it's while gearing up for a sale or just in your everyday life. Joined by Jamil Ghani, the Vice President of Amazon Prime, they begin with a discussion of what to expect during Prime Day this year, and how to get the most out of the event, including info about invite-only deals and how AI-powered tools can help you find what you need.  Then, Sean and Elizabeth are joined by listener Catherine, who has questions about getting a handle on her emotional spending tendencies. They discuss what triggers emotional spending and how to recognize patterns of behavior. Plus, they explain different budgeting methods to help bring structure to your spending while still giving you the freedom to treat yourself without feeling guilty.  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header  The free NerdWallet app makes it easy to be smarter with your finances because you can track, save and invest your money in one place: https://click.nerdwallet.com/3687710914/smpc In their conversation, the Nerds discuss: Amazon Prime Day 2025, Prime Day shopping tips, best Prime Day deals, Amazon AI shopping tools, Prime Day electronics discounts, Amazon invite-only deals, emotional spending help, budgeting for couples, 50 30 20 budget rule, NerdWallet Smart Money podcast, money guilt solutions, budgeting apps free, impulse spending solutions, coping with financial stress, Amazon savings for students, Prime Day household deals, CamelCamelCamel price tracker, how to stop emotional shopping, financial planning tips, budgeting without a system, money values journaling, Amazon Prime VP interview, Amazon shopping hacks, setting a shopping budget, NerdWallet budgeting advice, Smart Money money questions, financial therapy alternatives, personal finance podcast, how to prioritize spending, budgeting for grad school. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Cole Smead sits down with Stephen Clapham, founder of the London-based investment research and training consultancy Behind the Balance Sheet, to discuss his book “The Smart Money Method: How to Pick Stocks Like a Hedge Fund Pro.” Their conversation explores Clapham's investment philosophy and methodology, his perspective on legendary investors such as Warren Buffett, and more.

A special live episode of our sister publication, Expected Goals, hosted by Maggie Murphy and Matt Cutler.Sponsored by Evelyn Partners. Expected Goals Live - Investment in Women's FootballEvent Summary & AnalysisThis live podcast episode from Expected Goals captured a pivotal moment in women's football investment, featuring industry experts discussing the money flowing into the sector and entrepreneurs pitching their businesses.Chapter 1: The Investment Panel - Who's Writing the Cheques?Participants: Nikki Boyd (Sphera Partners), Richard Thomas (Octo Sport), Olivia Hall (Firebird Collective), Anne Rodriguez (Pitch Wise Holdings)The panel revealed the sophisticated criteria investors now apply to women's football opportunities. Geographic positioning emerged as crucial - not just population size, but competitive landscape and heritage matter. The emphasis on academy programs signals investors are thinking beyond immediate returns to long-term player trading revenue, even though million-pound transfers remain elusive.Chapter 2: Global Hotspots - Where the Smart Money is GoingThe US market drew mixed reactions - acknowledged as having momentum but potentially overvalued. Europe, particularly the UK, emerged as the consensus sweet spot, with Australia flagged as "massively undercooked" commercially.The debate over closed versus open leagues revealed philosophical differences, with some investors preferring the security of closed systems while others saw promotion/relegation as adding necessary competitive tension.Chapter 3: Beyond Clubs - The Ecosystem PlayInvestors are increasingly looking beyond traditional club ownership to leagues, media companies, and ancillary businesses. The recent investment in the Upshot League (US women's basketball) exemplifies this approach - backing established operators entering structured ecosystems rather than entirely new concepts.Chapter 4: Advice from the Money - What Entrepreneurs Need to KnowThe panel's counsel was brutally practical: come with more than PowerPoint presentations. They want to see contracts, data, and proof of concept before writing cheques. The emphasis on resilience reflects the reality that this remains a marathon investment thesis.Chapter 5: The Broader Sports Landscape - Opportunities and ThreatsDiscussion expanded beyond football to sports like netball, volleyball, and emerging Olympic sports. The fragmentation risk in US volleyball - with four leagues competing for the same market - serves as a cautionary tale about premature market splitting.Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 400 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify, Google, Stitcher and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series, you can reach us via the website.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1737: Amy Beardsley outlines a practical, mindset-driven approach to creating a profitable online business, walking readers through five key stages from idea to sustainable growth. With a focus on clarity, confidence, and progress over perfection, she empowers aspiring entrepreneurs to take action without burning out. Read along with the original article(s) here: https://smartmoneymamas.com/profitable-online-business/ Quotes to ponder: "Every successful entrepreneur starts before they feel ready." "You don't need a massive audience or a perfectly polished product to start making money." "Growth isn't linear, and that's okay." Episode references: Building a StoryBrand: https://www.amazon.com/Building-StoryBrand-Clarify-Message-Customers/dp/0718033329 Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Profit First: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason Labrum and Alex Klingensmith unpack the AI-driven wealth explosion, spotlighting where the real opportunities are—and the hidden dangers investors can't afford to ignore.

At the Brown Table this week, Mandi invites two brilliant voices: Elizabeth Ayoola, host of Smart Money by NerdWallet, and Haniyah Philogene, lifestyle reporter at TheGrio. They dive into the chaotic beauty of career pivots, being Black women in media, and the emotional labor of storytelling. We talk motherhood, dating, the cost of protective styles (spoiler: $400 braids are wild), and the complex feelings around Tyler Perry’s latest Netflix hit. The convo gets real on how Black trauma is marketed—and why we need more diverse storytelling for us, by us. We also chat about: What it really means to be "financially free" in your 30s The evolving landscape of Black journalism in a post-DEI world How social media impacts our timelines—literal and emotional Why storytelling is political, and who gets to shape the narrative Plus, Elizabeth breaks down how she got into personal finance with no journalism degree—and why she wants you to start investing (even if it’s just $5). And Haniyah gives us the inside scoop on Black consumer power, boycotts, and making sense of it all in your group chat. New here?Join us three times a week:

In this month's Smart Planning segment, a financial advisor discusses how to build a smarter debt payoff plan without sacrificing long-term financial goals. What's the smartest way to make progress on credit card debt when budgeting alone isn't cutting it? When can debt consolidation tools actually make your situation worse? Hosts Sean Pyles and Elizabeth Ayoola discuss strategies for getting out of debt without sacrificing long-term financial stability. But first, they begin with a round of Smart Money, Dumb Money, Fun Money, where they talk about some of the smartest, dumbest and “funnest” things they've seen in the world of money lately, from maximizing credit card rewards to avoiding loyalty traps with insurance providers to choosing which splurges are actually worth it. Then, they're joined by Daniel Messeca, Certified Financial Planner and co-host of the Check Your Balances podcast, to help listener Safia weigh whether tapping their 403(b) to pay off $36,000 in credit card debt is a smart move. Together, they explore how to evaluate the long-term tradeoffs of using retirement funds, how to spot and plug budget leaks, and how nonprofit credit counseling, 403(b) loans, and even bankruptcy might fit into a comprehensive debt payoff plan. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-preferred  Citi AAdvantage Executive Review: Your Key to the Club https://www.nerdwallet.com/reviews/credit-cards/citi-aadvantage-executive  Track your net worth, stay up-to-date on consumer news, and learn smart money moves on the NerdWallet app: https://nerdwallet.com/app  Compare auto insurance rates in 2 minutes: https://www.nerdwallet.com/m/insurance/auto-insurance/compare-quotes-control-29  In their conversation, the Nerds discuss: using 403b to pay off credit cards, credit card debt payoff strategies, credit card consolidation options, nonprofit credit counseling, 403b loan vs withdrawal, how to budget paycheck to paycheck, emergency fund savings tips, high-interest credit card strategies, 0 APR balance transfer, eSIM international travel, rental car insurance credit card, car insurance loyalty penalty, budgeting apps for debt payoff, student loan repayment tips, public service loan forgiveness program, SAVE plan student loans, income-driven repayment plans, how to reduce entertainment spending, reducing eating out budget, how to start a side hustle, budgeting for low income, when to pause retirement contributions, how to qualify for PSLF, tips for high annual fee credit cards, choosing the right rewards card, using hobbies for self-care, fun money budgeting tips, best credit cards for groceries, and car insurance shopping tips.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're busting the “all debt is bad” myth and setting the record straight! If no one has told you this before, I'll happily be the first:    Borrowing money doesn't mean you're behind, it means you're building.   In this new episode, we're kicking shame, blame, and guilt to the curb for a fresh, feel-good way to look at growing your photography business. Here's a sneak peek:   5 head-trash myths about loans that keep photographers stuck (including “I'll wait until I can pay cash” and “Needing a loan means I've failed”)   How to treat a loan like an investment because putting $1 in and getting $3 out isn't debt, it's growth!   The banker who might just change your life (and how to find one who cheers for your business as hard as I do.)   2 simple steps you can take this week to get set up for the kind of growth that feels doable, exciting, and not overwhelming.   You don't have to hustle harder or wait until everything's “perfect” to grow.    If you're ready to invest in yourself and your business (but need a little guidance to get there) this episode will give you the clarity and confidence you've been craving. RESOURCES: Show Notes: Click here. Episode Transcript: Click here. 37 CLIENTS WHO CAN HIRE YOU TODAY https://info.photographybusinessinstitute.com/37-clients-optin   INSTAGRAM – DM me “Conversation Starters” for some genuine ways to strike up a conversation about your photography business wherever you are. https://www.instagram.com/sarah.petty   FREE COPY: NEW YORK TIMES BEST SELLING BOOK FOR PHOTOGRAPHERS www.photographybusinessinstitute.com/freebook    BOUTIQUE BREAKTHROUGH – 8-WEEK WORKSHOP www.photographybusinessinstitute.com/boutiquebreakthrough   FREE FACEBOOK GROUP: Join and get my free mini-class: How I earned $1,500 per client working 16 hours a week by becoming a boutique photographer. https://www.facebook.com/groups/ditchthedigitals    YOUTUBE: Check out my latest how to videos:  https://www.youtube.com/photographybusinessinstitute   LOVE THE SHOW? Subscribe & Review on Apple Podcasts https://podcasts.apple.com/us/podcast/worth-every-penny-joycast/id1513676756

Darius Dale is the Founder & CEO of 42Macro. In this conversation we talk about why bitcoin, gold, and stocks will continue to win, Elon Musk & DOGE, spending bill, China, and how markets across the world are reacting.========================BitcoinIRA: Buy, sell, and swap 75+ cryptocurrencies in your retirement account. Take 3 minutes to open your account & get connected to a team of IRA specialists that will guide you through every step of the process. Go to https://bitcoinira.com/pomp/ to earn up to $500 in rewards.========================Bitwise is one of the largest and fastest-growing crypto asset managers. As of December 31, 2021, the company managed over $1.3 billion across an expanding suite of investment solutions, which include the world's largest crypto index fund and other innovative products spanning Bitcoin, Ethereum, DeFi, and crypto equities. Whether you're an individual, advisor, or institution, Bitwise provides intelligent access to crypto with your unique circumstances in mind. Visit www.bitwiseinvestments.com to learn more. Certain of the Bitwise investment products may be subject to the extreme risks associated with investing in crypto assets. Visit www.bitwiseinvestments.com/disclosures/ to learn more.=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dreamstartupjob.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enroll in my Crypto Academy: https://www.thecryptoacademy.io/

Jon Ostenson is a top 1 percent Franchise Broker, Consultant, Investor, and Author of the book 'Non-Food Franchising'. Jon is CEO of FranBridge Consulting, an Inc 5000 company. draws on his experience as a former Inc. Franchise President and Multi-Brand Franchisee in serving his clients. Top 3 Value Bombs 1. Non-sexy is the new sexy. The best franchise opportunities aren't trendy, they're recession-resilient and rooted in everyday needs like home services, senior care, and wellness. 2. Franchising vs. buying a business. Many aspiring entrepreneurs spend years chasing existing businesses. Franchising can offer a faster, proven path with built-in support and less risk. 3. You don't need millions. Most franchise opportunities range from 150K – 400K and can be funded through SBA loans or retirement accounts, making business ownership accessible. Checkout their website, schedule a discovery call and download the book Non-Food Franchising for free - FranBridge Consulting Sponsor DeleteMe - Take control of your data and keep your private life private by signing up for DeleteMe. Get 20 percent off your DeleteMe plan when you go to JoinDeleteMe.com/eofire and use promo code EOFire at checkout.