Podcasts about Smart Money

Imagine you're in your mid-50s — the kids are grown, the mortgage is nearly gone, and you're wondering if retirement within the next decade is possible. Tony Zabiegala and Derek Gabrielsen from Strategic Wealth Partners break down five practical steps to prepare for retirement without panic, drastic lifestyle changes, or confusion.From tightening your budget to eliminating bad debt, maximizing tax-advantaged accounts, adjusting your investment mix, and building a second income stream — this episode gives you real-world strategies you can act on today.

Mrs Smart Money, Kel Galavan advised on investing, Michael Fortune reflected on Halloween games & traditions and air pollution was the subject of the final episode of Ours To Protect. Hosted on Acast. See acast.com/privacy for more information.

Discover how a new era of real estate investing could benefit you! In this episode, Doug Brien, CEO of Roofstock, joins the discussion to uncover the evolving dynamics in the housing market. Learn why new construction, once considered a riskier bet, is now an exciting opportunity due to adjusted interest rates and surplus supply. Doug dives deep into the intricacies of institutional single-family home investing, sharing insights on why market fundamentals—like housing demand and supply shortages—make single-family rentals a savvy choice. Curious about where savvy investors are putting their capital? Tune in to discover how you can leverage these market shifts to enhance your real estate strategy. Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-368  Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

While everyone's focused on NIO's 70-day countdown to profitability, institutional money started moving. RWC Asset Management just disclosed they bought $14.5 million worth of NIO shares in Q3 2025, scaling their position from $100,000 to over $20 million - a 200X increase.What do they see that made them go all-in right now?In today's episode, I break down three major NIO developments from October 27, 2025:RWC's $14.5M Bet:Purchased 2.7 million shares during Q3 2025Position grew from ~$100K to $20.83 millionNow represents 1.01% of their $2 billion portfolioRWC's portfolio is mostly mature value plays (Macy's, HP, Cisco) - NIO stands outThey bought DURING the turnaround, not before it (Q3 = July-Sept when momentum became obvious)90 Million Battery Swaps Milestone:NIO hit 90 million swaps just 100 days after 80 millionNow performing 100,000+ battery swaps per dayFirst 1 million swaps took 29 months, latest 10 million took 100 days (acceleration)4.75 billion kWh dispensed = enough to power 2.37 million households for a year100 millionth swap expected January 2026This infrastructure creates a moat that gets stronger with scaleUS Demand Survey Results:Over 50% of US buyers now open to Chinese EV brands like NIO and BYDDespite significant data privacy concerns and government scrutinyShows product-market fit exists, but regulatory/political barriers remainNot an actionable catalyst for 2025-2026, but signals latent demandThe Investment Thesis:RWC isn't waiting for Q4 profitability to be achieved - they're positioning BEFORE the announcement. If you wait until NIO reports a profitable quarter, the stock will already be repriced. They're buying the setup, not the result.But let's be clear: RWC put 1% of their portfolio into this. That's not "bet the farm" conviction. That's "attractive risk-reward given the setup" conviction. As Motley Fool notes, "NIO remains a risky stock to own. Investors should treat it as a speculative bet."What We're Actually Betting On:✅ Three-brand strategy execution (working so far)⏳ Production scaling to 15K ES8/month by December (in progress)⏳ Q4 profitability target (70 days to find out)❓ Sustained profitability beyond Q4 (the real test)What I'm Watching:November delivery numbers (October results due early Nov)ES8 production updates (need 15K/month by December)More institutional 13F filings showing Q3 positionsBattery swap daily volume trendsThis is news-driven analysis for investors who want to understand what's happening beyond the headlines. I'm long NIO, but I'm not here to pump or spread fear - just breaking down what the smart money is doing and what it means.NIO stock is up 58.3% year-to-date as of October 24, 2025, trading at $6.90 with a $17 billion market cap. The question is: Are institutional buyers like RWC early, or are they right?#NIOStock #InstitutionalInvesting #ElectricVehiclesNIO stock, NIO stock analysis, RWC Asset Management, institutional investors buying NIO, NIO battery swap, Chinese EV stocks, NIO profitability, electric vehicle stocks, NIO deliveries 2025, smart money stocks, NIO bull case, hedge fund buys NIO, battery swap technology, NIO infrastructure, Chinese stocks, EV investing, NIO Q4 earnings, 13F filings, asset management buys, NIO analysis, Li Bin, EV market 2025, NIO news today, institutional buying, stock analysis, NIO investment thesis, Chinese ADR stocksTAGS (500 Characters):

In this episode, Warren Ingram and Pieter de Villers discusses the financial considerations for individuals in the sunset of their careers, focusing on debt management, investment strategies, and the importance of building emergency funds. They also speak about the need to eliminate debt before retirement, the psychological aspects of transitioning from work to retirement, and the significance of finding purpose beyond one's career.TakeawaysRetirement becomes a reality around age 50.Debt is a weapon of wealth destruction.Aim to be debt-free by retirement age.Paying off your bond is a guaranteed return.Build an emergency fund of 3-6 months' expenses.Celebrate milestones like paying off your home loan.Invest in your social capital for a fulfilling life.Transitioning from work can be stressful; reduce financial pressures.Consider downsizing your home as kids move out.Focus on building wealth aggressively in your 50s.Learn more about how Curate Investments can help you here.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

When money is tight, everything feels urgent. Rent, groceries, a credit card bill, and that unexpected car repair. In this episode, we walk through a survival-mode framework for prioritizing essentials, organizing a bare-minimum budget, and avoiding common traps that lead to a deeper debt spiral. We discuss why “loud” debts aren't always the ones you should pay first, and when it makes sense to speak with a Licensed Insolvency Trustee about a consumer proposal. If the math “isn't mathing” this guide helps you focus on stability right now and a path to rebuild next. 00:00 – How to Make Smart Decisions in Survival Mode 03:30 – Inflation Pressure: Why Everything Feels Urgent 06:00 – What Comes First: Rent, Utilities, and Food 09:00 – Organizing Finances: Your Personal Priority Order 12:00 – Grocery Strategies That Stretch a Tight Budget 13:30 – Collections 101: Small Debts Are Loud, Big Debts Need a Plan 15:00 – Shame, Stress, and the Realities Canadians Face 19:00 – Don't Let the Loudest Creditor Set Your Budget 23:00 – Joe Debtor Study: What We Know & Why You Have Options 26:00 – Negotiating with Creditors & How Consumer Proposals Work 28:00 – Survival First, Debt Strategy Second: Keep Moving Forward Hidden Costs on Food in Canada: The Food Professor on Debt Free in 30 Blows Up Our TikTok Food Inflation Exposed: The Surprising Truth About Grocery Prices - The Food Professor on Debt Free in 30 Ways To Survive Without A Credit Card Personal Budgeting Help and Free Spreadsheet DIY Credit Repair Strategies and Free Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

On the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth discuss the importance of asset allocation and asset location when building a strong retirement strategy. They emphasize that younger investors can typically afford to be more aggressive with their investment mix, leaning more heavily into equities to take advantage of long-term growth potential, while also being mindful of where those assets are held, whether in taxable, tax-deferred, or tax-free accounts. By aligning investment aggressiveness with one's time horizon and future goals, they explain, individuals can better position themselves for financial independence and a smoother transition into retirement. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

The index is holding firm above key moving averages, keeping the bullish setup intact and signaling potential for further upside. Smart money appears to be staying invested, watching for follow-through moves that could unlock fresh trading opportunities.In this episode, Neel Parekh breaks down the levels where profits can build, the sectors showing strong money inflow, and how traders can position themselves if this momentum turns into a sustained trend.

The index is holding firm above key moving averages, keeping the bullish setup intact and signaling potential for further upside. Smart money appears to be staying invested, watching for follow-through moves that could unlock fresh trading opportunities.In this episode, Neel Parekh breaks down the levels where profits can build, the sectors showing strong money inflow, and how traders can position themselves if this momentum turns into a sustained trend.

The index is holding firm above key moving averages, keeping the bullish setup intact and signaling potential for further upside. Smart money appears to be staying invested, watching for follow-through moves that could unlock fresh trading opportunities.In this episode, Neel Parekh breaks down the levels where profits can build, the sectors showing strong money inflow, and how traders can position themselves if this momentum turns into a sustained trend.

Learn how to handle holiday shopping in an increasingly expensive spending environment. Plus, lightning round insights around debt, investing, and savings goals.  How should you prepare for holiday shopping when tariffs and inflation are leading to higher prices? When should you prioritize paying off your mortgage versus investing in the market? Hosts Sean Pyles and Elizabeth Ayoola welcome back senior news writer Anna Helhoski  and data writer Erin El Issa to dig into holiday shopping trends, including ways you can save on gifts and travel while reducing stress.  Then, Sean and Elizabeth jump into a lightning round to answer a number of listener questions. They share insights on how to weigh the opportunity cost of paying off a mortgage versus investing in the market. They also look into how to better understand what your robo advisor may be investing in. And they talk about some of the smartest places to stash cash — like high-yield savings accounts or CDs — if you are planning for a short term goal.   NerdWallet Holiday shopping report: https://www.nerdwallet.com/article/studies/holiday-spending-report  Best CD rates: https://www.nerdwallet.com/best/banking/cd-rates  Best High-Yield Savings Accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: holiday budgeting, holiday spending tips, how to budget for the holidays, holiday shopping debt, how to avoid holiday debt, NerdWallet holiday spending report, tariffs and inflation 2025, saving for holiday gifts, managing holiday travel costs, holiday money stress, how to save for holiday travel, pay off mortgage or invest, paying off mortgage vs investing, opportunity cost investing, ETFs explained, SPY ETF, XLK ETF, Vanguard Digital Advisor, collective investment trust, CIT vs ETF, Vanguard institutional trust, best high-yield savings accounts, CD ladder strategy, best CD rates, how to save for a house down payment, short-term investing options, budgeting app, NerdWallet app, personal finance podcast, Smart Money podcast, holiday money advice, how to manage debt during the holidays. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Leila Rahimi, Marshall Harris and Mark Grote discussed whether it's a smart bet to put money on Bears head coach Ben Johnson to win the NFL Coach of the Year award.

Ben Reinberg is the Founder and CEO of Alliance CGC. Ben's journey began in accounting and has since grown into a commercial real estate career with decades of experience building and managing a diverse portfolio. Under Ben's leadership, Alliance has grown into a firm recognized nation wide for its focus on medical, retail, industrial, office, and multi family properties. Today, we'll dive into Ben's roots, what fuels Alliance's success, market trends shaping the future, and the challenges, and opportunities on the horizon. Connect with Ben: https://www.benreinberg.com/  Highlights: 04:45 - First Deal Lessons 13:40 - Why Medical Office 21:15 - Multifamily Distress Plays 25:05 - Leverage & Risk Lesson 37:20 - Mindset: “This Shall Pass” Quote: “Commercial real estate is a marathon. Your edge is the ability to hold, not the size of your leverage.”   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

The Smart Money in Vegas   Glen connects with Money 20/20 CEO Tracey Davies to discuss what to expect from this year's extravaganza following a year of remarkable disruption and advancement. Also- a not-so-genius stablecoin wake-up call, and why “digital gold” may be a more accurate descriptor for Bitcoin than intended.   Links related to this episode:   Money 20/20, October 26-29 in Las Vegas: https://us.money2020.com/    CB Insights on the Money 20/20 Award finalists: https://www.cbinsights.com/reports/CB-Insights_Money2020-Finalist-Spotlight-2025.pdf   The Underground Collision at Money 20/20 (Saturday Oct 25, separate admission): https://www.eventbrite.com/e/2025-underground-collision-of-contrasts-with-money2020-tickets-1280066426139?aff=oddtdtcreator    USE PROMO CODE “50BIGFIN” FOR A 50% DISCOUNT   Glen's 2023 blog encapsulating Money 20/20's eras in t-shirts: https://www.big-fintech.com/the-history-of-money-20-20-in-three-t-shirts/    CNN on last Friday's crypto hiccup: https://www.cnn.com/2025/10/13/business/crypto-bitcoin-price-drop-trump-tariffs  Live Bitcoin News on USDe's murky status: https://www.livebitcoinnews.com/crypto-news-ethenas-usde-is-not-a-stablecoin-okx-founder-says/  Join us for our next CU Town Hall- Wednesday October 15 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. Quantum computing will be among the topics discussed this session, but expect some stablecoin talk as well. The Town Hall is free to attend, but advance registration is required: https://www.cutownhall.com/   Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

The markets are shaking and emotions are high. The Dow dropped 900 points Friday, marking the S&P's worst day since April — but is this the start of a real crash or just the dip smart money wanted before a rally? We break down the biggest stories shaping your money right now — from how to tell a true crash from a healthy pullback, to a deep conversation on the connection between mental health and money after a crypto influencer's tragic story.We also dive into Trump's comments about China and what they really mean for the global economy and semiconductor sector. Plus, a heated debate on whether AI is in a bubble or just entering a multi-decade super-cycle, and how to measure real value in this new era. Bitcoin's recent drop to $113K raises big questions about euphoria, risk, and long-term conviction. Meanwhile, small and mid-cap stocks are quietly winning while everyone chases the big names — we break down what separates the next leaders from the lottery tickets.Finally, we explore investor psychology — why people panic after small dips even when they're up big — and how to train your mind to master volatility. And to close it out, Eric Thomas and Jeremy Anderson join the show to talk about the business of public speaking and how to monetize your message.Six Figure Public Speaking Challenge (15% off code - EYL15) : https://www.sixfigurespeakerchallenge.com/3daychallenge?affiliate_id=4282333#MarketMondays #EarnYourLeisure #Investing #StockMarket #Bitcoin #AI #EricThomas #JeremyAnderson #China #TradeWar #WealthBuilding #FinancialLiteracy #MentalHealth #PublicSpeakingOur Sponsors:* Check out PNC Bank: https://www.pnc.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Introduction: In this episode, dive into the second part of our three-part mini-series on financial literacy. This episode is all about the subtle ways people shift their ethical standards around money, how small compromises can become normalized, and why we justify overspending or under-saving. We're joined by Jamie Shelton, Senior Wealth Manager at S.E.E.D. Planning Group and board president of SEEDs of Hope, a nonprofit focused on financial literacy. Together, we unpack how financial habits drift off course and what it means to create a money culture that truly aligns with your values. Key Themes and Takeaways Ethical Drift in Financial Behavior: We explore how small, seemingly harmless decisions can snowball into bigger financial issues. It's easy to justify a little overspending or skipping savings, but over time, these habits can derail your financial goals. Influence of Family and Mentors: Many people who get ahead financially had someone - often outside their immediate family - who taught them the ropes early on. Whether it's a sibling, mentor, or even a commanding officer, these influences shape our approach to money and adulthood. Balancing Saving and Living: Travis emphasizes the importance of moderation. Yes, saving for retirement is crucial, but life is meant to be lived today, too. The best years are often between 20 and 60, and it's important to find a balance between preparing for tomorrow and enjoying today. Over-preparing can lead to stress and misery, while under-preparing can leave you vulnerable later in life. Generational Shifts in Money Mindset: There's a noticeable shift from the old mindset of saving everything to leave a large inheritance, to a more balanced approach where people spend and enjoy their money while teaching the next generation valuable lessons. Life expectancy has increased, and financial tools have evolved, so the way we think about legacy and wealth is changing. Contentment and Financial Blind Spots: We discuss the “if onlys” of life - the idea that happiness is just one purchase or pay raise away. True contentment comes from knowing what's enough for you and resisting the urge to chase more just because others are. Social media and technology can amplify these feelings, but it's vital to stay grounded in your own values and identity. Wealth Creation and Living Beneath Your Means: Most wealth is built quietly, through boring but effective habits like driving used cars and living below your means. The flashy stuff isn't what creates lasting financial success; it's the discipline and consistency that matter. Conclusion Episode 189 is a candid look at how our financial habits are shaped, the importance of finding balance, and the emotional benefits of living in alignment with your values. Whether you're just starting out or rethinking your approach to money, the episode encourages you to reflect on your financial culture, seek out mentors, and focus on what truly matters for your happiness and financial well-being.

Learn how your habits and the cash and cards in your wallet reveal your money mindset, then learn how to know when it's time to quit your job. What amount of cash should you keep on hand? Should you “quiet quit” or make a clean break from your job? Hosts Sean Pyles and Elizabeth Ayoola discuss everyday wallet decisions and career change trade-offs to help you understand how everyday money habits and major career choices can strengthen your financial stability. They begin with a candid, “What's in Your Wallet?” segment, revealing what they keep close and providing some tips and throughs on keeping a small emergency cash stash, rotating rewards cards wisely, and avoiding risky wallet habits like storing everything in your car. Then, Tess Vigeland, Smart Money producer and author of Leap: Leaving a Job with No Plan B to Find the Career and Life You Really Want, joins Sean and Elizabeth to help answer a listener's question about whether they should quit their job or simply “quiet quit.” They discuss building a “freedom fund” before quitting, ways to reduce workload without burning bridges, the realities of healthcare and benefits if you leave your job, how today's labor market affects timing, and why giving yourself reflection time can clarify your next step. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: American Express Gold Card Review: Dining Rewards Royalty https://www.nerdwallet.com/reviews/credit-cards/american-express-premier-rewards-gold  American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/reviews/credit-cards/american-express-platinum  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: quiet quitting, emergency fund, freedom fund, how much cash to keep at home, what to keep in your wallet, wallet organization, travel credit cards, cashback card strategy, debit vs credit, remote work burnout, career change planning, leave a job without plan b, how to quit without burning bridges, lateral move vs new job, reduce workload tips, using AI at work, outsource repetitive tasks, referral risk when underperforming, healthcare after quitting, benefits when changing jobs, real estate license costs, FIRE financial independence retire early, savings goals at 29, HSA spending, high deductible health plan, emergency cash vs card, labor market trends, employee engagement Gallup, identity beyond work, partner concerns about quitting, building a freedom fund timeline, cash vs digital payments, keeping cards safe, rotating cards for categories, smart travel rewards use, backup plan before quitting, burnout signs, and when to leave a job. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3315: Sam Dogen explores the psychology behind overspending and how to recognize the emotional triggers that lead to impulse purchases. By shifting focus toward long-term satisfaction, building awareness, and setting up practical guardrails, he shows how to resist the urge to splurge and create a healthier relationship with money. Read along with the original article(s) here: https://www.financialsamurai.com/controlling-the-urge-to-splurge/ Quotes to ponder: "Splurging is like eating that extra piece of chocolate cake when you're already full." "The more you can highlight the negatives of splurging, the easier it is to resist." "Once you accept that splurging will never provide lasting happiness, you'll be free." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3315: Sam Dogen explores the psychology behind overspending and how to recognize the emotional triggers that lead to impulse purchases. By shifting focus toward long-term satisfaction, building awareness, and setting up practical guardrails, he shows how to resist the urge to splurge and create a healthier relationship with money. Read along with the original article(s) here: https://www.financialsamurai.com/controlling-the-urge-to-splurge/ Quotes to ponder: "Splurging is like eating that extra piece of chocolate cake when you're already full." "The more you can highlight the negatives of splurging, the easier it is to resist." "Once you accept that splurging will never provide lasting happiness, you'll be free." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3315: Sam Dogen explores the psychology behind overspending and how to recognize the emotional triggers that lead to impulse purchases. By shifting focus toward long-term satisfaction, building awareness, and setting up practical guardrails, he shows how to resist the urge to splurge and create a healthier relationship with money. Read along with the original article(s) here: https://www.financialsamurai.com/controlling-the-urge-to-splurge/ Quotes to ponder: "Splurging is like eating that extra piece of chocolate cake when you're already full." "The more you can highlight the negatives of splurging, the easier it is to resist." "Once you accept that splurging will never provide lasting happiness, you'll be free." Learn more about your ad choices. Visit megaphone.fm/adchoices

An interesting report came out this week about budgets: the average household spending has only gone up two dollars a week since 2023. 50-percent of respondents said they're actively seeking out discounts and promotions - and 30-percent downgrade brands. It's one thing to be spending less on non-essentials, eating less, or wearing cheaper clothes, but sometimes that can chip away at our mental health and confidence. So how can we still feel good and financial okay, with what we've got? On the topic of household budgets: when do you merge finances with your partner or spouse? How do you do it? What should you be careful of? Financial specialist, and author of top Personal Finance book - Money Matters - Amanda Morall joins Tim Beveridge for Smart Money...See omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

// GUEST //X: https://x.com/ProofOfMoney // SPONSORS //Heart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/Blockware Solutions: https://mining.blockwaresolutions.com/breedloveOnramp: https://onrampbitcoin.com/?grsf=breedloveMindlab Pro: https://www.mindlabpro.com/breedloveCoinbits: https://coinbits.app/breedloveThe Farm at Okefenokee: https://okefarm.com/Orange Pill App: https://www.orangepillapp.com/ // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveLineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/Salt of the Earth Electrolytes: http://drinksote.com/breedloveJawzrsize (code RobertBreedlove for 20% off): https://jawzrsize.com // UNLOCK THE WISDOM OF THE WORLD'S BEST NON-FICTION BOOKS //https://course.breedlove.io/ // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // TIMESTAMPS //0:00 - WiM Episode Trailer0:50 - Hollywood to Bitcoin6:23 - Rent Control in CA8:47 - 99% of Movies Lose Money On Paper12:21 - Bitcoin as Insurance on the Legacy Finance System17:46 - Heart and Soil Supplements18:46 - Mine Bitcoin with Blockware Solutions20:11 - Real Estate Investment in the Coming Years25:43 - Cashflow in Bitcoin vs Real Estate35:54 - Onramp Bitcoin Custody36:52 - Mind Lab Pro Supplements38:01 - Technological Disruption of Real Estate45:20 - Is Being a Real Estate Mogul Unethical?54:37 - Buy Bitcoin with Coinbits55:45 - The Farm at Okefenokee56:55 - Integrating Bitcoin and Real Estate1:06:20 - Bitcoin's Hollywood Moment1:15:37 - Orange Pill App1:16:04 - The Darkside of Hollywood1:25:43 - Hollywood, Blackrock, & State Street1:33:53 - “Proof of Money”1:42:49 - Why is Bitcoin so Hard to Understand?1:44:50 - Who is Satoshi?1:46:49 - How to find Terance Michael?1:48:37 - Efani: Protect Yourself From SIM Swaps1:49:44 - Unlock the Wisdom of the Best Non-Fiction Books // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

#dinheiro #Lucro #Wyckoff #Elliott #SmartMoney #DayTrade #Trading #TraderBr #TradeMap #RocketTrader Rocket Trader. A nova era do trading:https://rockettrader.go.link?adj_t=1muf1b8f&adj_fallback=https%3A%2F%2Fnitro.rockettrader.com.br%2Fauth%2Flogin&adj_redirect_macos=https%3A%2F%2Fnitro.rockettrader.com.br%2Fauth%2Flogin Cairo Obolari, conhecido como Cairo Trader, tem apenas 21 anos, mas já tem grande experiência no mundo do trade. Aos 15 anos ele se apaixonou pelo gráfico e estudava até 15 horas por dia.Hoje ele é um trader de sucesso, opera contratos futuros usando Wyckoff, Smart Money e Ondas de Elliott e já teve milhares de alunos. Conheça essa história a partir das 17 horas desta quinta-feira, dia 07, ao vivo.Host: Roberto IndechCo-host: Bruno MarquesConvidado: Cairo Obolari

In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you prioritize investing over traditional savings? How do you know when to keep repairing your car versus trading it in for something new, like an EV? Hosts Sean Pyles and Elizabeth Ayoola share their zestiest financial takes over hot wings, blending financial insights with fiery fun. NerdWallet YouTube creator Stephen Smith joins them in-person at NerdWallet HQ in Scottsdale, AZ, for a lively discussion which, like the hot sauce, gets eye-wateringly spicy. They debate whether saving in a checking account makes sense, how high-yield savings stack up against inflation, and whether the U.S. dollar could one day be backed by cryptocurrency. They also dig into why consumer debt is so easy to rack up, including the rise of Buy Now, Pay Later for everyday purchases. Then, listener Sandra joins the in-person conversation with Sean and Elizabeth as they discuss whether she should keep repairing her Acura or buy a new EV. They explore repair costs versus new car payments, the impact of high-yield savings rates, trade-in timing, and refinancing considerations. The episode wraps with practical insights on how to balance financial security with lifestyle goals like travel, education savings, and staying debt-free. Get matched with a financial planner for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match  Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance  https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: Bitcoin reserve currency, dollar backed by crypto, consumer debt in America, Buy Now Pay Later pros and cons, Klarna food delivery, Klarna at Chipotle, financing gas with BNPL, credit card debt cycle, checking account interest rates, financial literacy for kids, trust fund for children, custodial accounts for kids, Acura MDX, car repair costs, car repair vs new car cost, average car payment 2025, EV tariffs 2025, zero APR car financing, mortgage refinance break-even, 529 vs Roth IRA rollover, saving for college vs high-yield savings, passing down a car to kids, luxury vehicle maintenance costs, average miles per year US drivers, opportunity cost of buying a car, travel vs new car decision, and financial security vs lifestyle goals.. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

For many entrepreneurs, the goal isn't just surviving; it's building genuine financial resilience and freedom. But the self-employed life comes with hidden risks—no sick pay, no employer benefits, and total income volatility. Expert Financial Adviser Lisa Conway Hughes shared her top strategies for future-proofing your business.

What smart money moves should you be making this month? Welcome to October, when the leaves change and pumpkin spice shows up everywhere. In this episode, Art shares practical money moves to start the month strong and answers two listener questions. Don't miss it!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

Smart Money Moves: Understanding Your Finances:Tasnim Mia by Radio Islam

In this special video episode, Sean and Elizabeth give each other a “budget rehab,” revealing their own budgets to help you fix yours. How can you feel more in control of your spending? How can you plan for irregular expenses like credit card annual fees or surprise bills? In this video episode, hosts Sean Pyles and Elizabeth Ayoola give each other a “budget rehab” to reveal how they really manage their money — and how you can apply the same strategies to your own finances. But first, they're joined by NerdWallet senior writer Anna Helhoski to discuss new NerdWallet survey findings about money stress and what steps you can take to alleviate it. They discuss why money stress hits some groups harder than others and share practical tips for easing the pressure. Then, Sean and Elizabeth present a personal “Budget Rehab” segment where they analyze each other's real numbers while sitting eye to eye at NerdWallet HQ. Sean shares how he balances rental income, savings, and splurges, while Elizabeth maps her freelance income, high savings rate, and family priorities. Together, they highlight the pros and cons of tactics like setting up multiple savings buckets, trimming recurring costs, maxing out tax-advantaged accounts, and planning ahead for annual fees and surprise expenses. Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance  https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance  Want the cheapest prepaid phone plan that still fits your phone service needs? Read NerdWallet's article on the best cheap cell phone plans: https://www.nerdwallet.com/p/best/finance/cheap-cell-phone-plans  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: money anxiety, reduce financial stress, generational money differences, Gen Z money habits, Millennial money habits, Gen X finances, Baby Boomer finances, grocery inflation, high food prices, emergency savings, build emergency cushion, debt payoff strategies, debt snowball vs avalanche, credit card debt payoff, homeownership vs renting, housing costs, mortgage vs rent, rental affordability, HSA benefits, high-deductible health plan, maxing out 401k, brokerage account investing, saving for car replacement, sinking fund examples, subscription audit tips, lower utility bills, cheaper phone plan, cutting cell phone costs, donating to charity, values-based spending, overspending triggers, budget burnout, financial literacy gaps, improve financial confidence, setting financial goals, FIRE movement, early retirement savings, family budgeting, and teaching kids about money. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Business and Education - NerdWallet Personal Finance

Fall isn't just for cider mills, football games, and cozy sweaters—it's also the perfect season to reset your financial life. In this solo episode, Melissa Joy shares seven practical tips to help you take advantage of seasonal opportunities and set yourself up for success before the year ends. From open enrollment decisions and maximizing workplace benefits to planning for holiday spending, reviewing your investments, and checking in on your estate plan—Melissa walks through the steps that can help you move forward with clarity and confidence. You'll learn how to: Make the most of your employer benefits and avoid last-minute enrollment stress Use remaining 2025 benefits wisely, from FSA dollars to legal perks Take proactive steps on taxes before December 31 Plan and budget for the holidays to avoid year-end financial regret Rebalance your portfolio and revisit investment opportunities Update beneficiaries, life insurance, and estate planning documents Conduct a fall financial health check and set goals for the new year As Melissa reminds us, progress is always more important than perfection. Pick one or two of these seasonal money tasks, get them done, and set the tone for a stronger financial future. The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

A medical career is more than treating patients. For young doctors, the hospital or clinic becomes a place where knowledge, endurance, and compassion are tested. Behind the white coat, there's a challenge often overlooked: securing your financial future while building your career. The pressure to get ahead can make it easy to focus only on work, leaving finances unprotected. Debt, delayed savings, and unplanned expenses can cost more than money. True success comes from planning, budgeting, and protecting yourself. Saving early, investing wisely, and having proper insurance may not feel exciting, but they create a foundation that lasts. Setbacks like unexpected costs or career shifts remind us that preparation and patience matter. The real goal goes beyond mastering medicine today. It is about protecting your earning potential, cultivating discipline, and building a financial foundation strong enough to support dreams for decades. In medicine and life, victories that endure come from preparation, patience, and perspective. In this episode of Time Out with the Sports Doctor, Dr. Derrick Burgess shares his journey from medical school through residency and into his early attending years, highlighting the challenges of managing student loans, budgeting, and lifestyle creep. He explains the importance of disability insurance, automating finances, paying yourself first, and building multiple income streams. We also explore how financial literacy can reduce stress, provide peace of mind, and give physicians the freedom to make career and life choices without feeling trapped.  "If you lose part of your function, you can lose your ability to take care of patients. You have to protect your ability to do your job and your ability to take care of your family, take care of yourself." - Dr. Derrick Burgess Topics Covered: (00:01:14) Milestones in Dr. Burgess' career journey (00:03:09) Financial reality and challenges in career training (00:07:43) Budgeting & frugality (00:10:24) Disability insurance & peace of mind (00:12:42) Protect your income as your biggest asset (00:15:32) Advertisement: Struggling with your finances as a young physician? Doc2Doc Lending is here for you. Founded by doctors, we offer loans tailored to your unique career path—crediting your certifications and specialty training. Visit https://www.doc2doclending.com/ today. (00:19:02) Automating finances & paying yourself first (00:22:44) How to balancing medicine and financial goals (00:24:27) Entrepreneurship requires embracing imperfection  (00:26:00) Financial literacy improves practice (00:27:31) What does financial freedom mean? (00:29:44) Advice to young physicians Key Takeaways:   "We think about getting that dream job and living happily ever after. However, for many people, that dream job can become a nightmare." "If you don't tell your money what to do, it will do it until you deal with the consequences later." "As a surgeon, every time I walk in the operating room, I have peace of mind knowing that my hands are protected, knowing that my whole body is protected." "We have a hard time making money without working, so to speak. We're so used to being present, exchanging our time for money that it almost seems foreign that I can invest this money and I wake up in the morning and the paycheck is there." "I think we're so highly trained and so highly specialized that many times we have a hard time seeing the world outside of what we do." "The better stewards you are with your money, you're able to introduce more of those interests." Connect with Dustin Karas: FB: https://www.facebook.com/PatternLife/ IG: https://www.instagram.com/pattern.life/ YT: https://www.youtube.com/@PatternLife LinkedIn: https://www.linkedin.com/company/patternlife/ Connect with Dr. Derrick Burgess: Website: https://www.drderrickthesportsdr.com/ Instagram: https://www.instagram.com/drderrickthesportsdr/ Facebook: https://www.facebook.com/TimeOut.SportsDr LinkedIn: https://www.linkedin.com/in/derrick-burgess-72047b246/ YouTube: https://www.youtube.com/@dr.derrickburgess243 Email: thesportsdoctr@gmail.com This episode of TimeOut with the SportsDr. is produced by Podcast VAs Philippines - the team that helps podcasters effectively launch and manage their podcasts, so we don't have to. Record, share, and repeat! Podcast VAs PH gives me back my time, so I can focus on the core functions of my business. Need expert help with your podcast? Go to www.podcastvasph.com.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3292: Chelsea illustrates how even investing at the peak of the Great Recession would have yielded strong long-term gains, especially with dividends reinvested. By showing historical data from past downturns, she highlights that discipline, patience, and consistency in the stock market can transform even the worst-timed investments into substantial wealth. Read along with the original article(s) here: https://smartmoneymamas.com/investing-in-peak-markets/ Quotes to ponder: “In only 1 out of the past 10 recessions, starting in 1948, would you have seen your $10,000 investment lose money over a 10-year period, and only then if you had chosen not to reinvest the dividends.” “The sooner you get your money invested in the market, the more wealth you'll have in the future. Your money works for you, don't let it sit idle!” Episode references: National Bureau of Economic Research: https://www.nber.org Bureau of Economic Analysis: https://www.bea.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3292: Chelsea illustrates how even investing at the peak of the Great Recession would have yielded strong long-term gains, especially with dividends reinvested. By showing historical data from past downturns, she highlights that discipline, patience, and consistency in the stock market can transform even the worst-timed investments into substantial wealth. Read along with the original article(s) here: https://smartmoneymamas.com/investing-in-peak-markets/ Quotes to ponder: “In only 1 out of the past 10 recessions, starting in 1948, would you have seen your $10,000 investment lose money over a 10-year period, and only then if you had chosen not to reinvest the dividends.” “The sooner you get your money invested in the market, the more wealth you'll have in the future. Your money works for you, don't let it sit idle!” Episode references: National Bureau of Economic Research: https://www.nber.org Bureau of Economic Analysis: https://www.bea.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3291: Chelsea explains why waiting for the “perfect time” to invest is a losing strategy, showing how sitting on cash often results in missed growth and declining value due to inflation. By highlighting the benefits of dollar-cost averaging, lump-sum investing, and the market's long-term upward trajectory, she makes a strong case for staying disciplined and avoiding fear-based financial decisions. Read along with the original article(s) here: https://smartmoneymamas.com/investing-in-peak-markets/ Quotes to ponder: "Timing the market is just as hard as picking stocks, but that is exactly what you're doing if you are holding onto cash and waiting for a market downturn." "Every day your money sits in cash, you are losing value." "The long-term trajectory of the market is up. The more time your money is in the market, the better you do." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3291: Chelsea explains why waiting for the “perfect time” to invest is a losing strategy, showing how sitting on cash often results in missed growth and declining value due to inflation. By highlighting the benefits of dollar-cost averaging, lump-sum investing, and the market's long-term upward trajectory, she makes a strong case for staying disciplined and avoiding fear-based financial decisions. Read along with the original article(s) here: https://smartmoneymamas.com/investing-in-peak-markets/ Quotes to ponder: "Timing the market is just as hard as picking stocks, but that is exactly what you're doing if you are holding onto cash and waiting for a market downturn." "Every day your money sits in cash, you are losing value." "The long-term trajectory of the market is up. The more time your money is in the market, the better you do." Learn more about your ad choices. Visit megaphone.fm/adchoices

Think you're too young to start building wealth? Kris Krohn breaks down the myths about money and age, showing teenagers how they can start making real money without waiting for bank loans or “permission.” Learn the strategies teens can use to create income streams, build financial independence, and set themselves up for lifelong abundance. If you want to get ahead financially before adulthood, this episode will show you the path.

Got a raise or bonus? Don't waste it. In this episode, Miguel Gonzalez, CRC, shares 6 smart ways to turn extra income into long-term financial progress. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #raisetips #bonustips #moneytips #smartmoney #retirementplanning #financialfreedom #budgeting #emergencyfund #payoffdebt #investinyourself #retirementgoals #financialplanning #personaldevelopment #financialadvisor #401k #IRA #CortburgSpeaksRetirement #MiguelXGonzalez #moneymoves Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com