Podcasts about Smart Money

Our guest on the podcast today is Brett Arends. Brett has been a columnist for MarketWatch, The Wall Street Journal, and other Dow Jones publications since 2007. His regular column for MarketWatch is called ROI, and he has also written for SmartMoney, TheStreet.com, and the Boston Herald. In addition, Brett has written several books including Storm-Proof Your Money: Weather Any Economy, Rebuild Your Portfolio, Protect Your Future. Brett took a double first in history at Cambridge University and did postgraduate research at Oxford University. He's also a chartered financial consultant. Episode Highlights 00:00:00 Financial Journalism Origins and Early Stock-Picking Lessons 00:11:12 Comparing the AI Boom to Dot-Com Bubble 00:21:53 Diversification, Index Funds, and AI Bubble Risk 00:26:25 Why Private Securities Are a Bad Deal 00:33:09 Why TIPS Are Attractive Under Rising Inflation 00:38:10 Generating Retirement Income and Immediate Annuities 00:45:35 Social Security and Policy Risks More From Morningstar GQG: Why We Are Still in an AI Stock Market Bubble Jeremy Grantham: ‘Almost Everything Looks More Attractive Than the US Equity Market' How to Use TIPS in Your Portfolio If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Learn how couples can budget around inconsistent income and navigate the financial and emotional strain it can create. What can you do when your partner's income is too unpredictable to plan around? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola answer a question from a listener who is struggling to cover household bills because her spouse's income fluctuates week to week. They examine the financial mechanics of the situation — from which budgeting frameworks could bring more stability to an irregular income household, to whether separate accounts might protect your finances, and what to consider when the budget feels like there's nowhere left to cut.  Then, they get into the messier emotional questions: how this kind of financial imbalance could shift the power dynamic in a relationship, what a "funder and beneficiary" dynamic looks like and when it tips into unhealthy territory, and what it takes to have honest money conversations with your partner before financial stress erodes the trust between you. Sean and Elizabeth also draw on NerdWallet's 2026 Dating Dealbreaker survey, which found that 46% of Americans say a partner asking to borrow money is a dealbreaker in a romantic relationship. Sign up for the Smart Money newsletter for bonus content and behind-the-scenes updates from Sean and Elizabeth: https://smartmoney-nerdwallet.beehiiv.com/  Survey: 17% of Americans Say Credit Card Debt is a Dating Dealbreaker https://www.nerdwallet.com/finance/studies/2026-dating-dealbreakers  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header Smart Money's YouTube Channel: https://youtube.com/@nerdwalletsmartmoney To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. *The show notes were created with the assistance of AI. They have been reviewed by our editorial team for accuracy and quality. Learn more about your ad choices. Visit megaphone.fm/adchoices

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This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: how to ask for a raise, where is smart money going, how to analyze an earnings call  and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome to the 371st Weekly Live Webcast0:59 How to Ask for a Raise4:27 Can Founders Keep a Full Time Job?6:46 Best Movie Business Plans9:27 Starting a Hedge Fund Internship14:42 Where Is the Smart Money Going?20:08 IBM Earnings Miss22:50 Running Out of Questions During a Presentation28:02 Who Is Your Mentor?29:43 Is IBM a Buy?31:11 Will War Hurt the Economy?32:00 Are Stocks Overvalued?36:30 Are T Bills Worth Buying?37:46 SpaceX Valuation Drop41:06 What Makes a Great VC Firm?43:45 How VC Fees Work44:41 Taking a Sick Day46:35 Russia's Debt to GDP47:52 Is the CFA Worth It?49:14 Is IBM Falling Behind?50:25 Is Investment Banking Still Worth It?51:43 Careers in Lending52:20 Can I Start a Bank?52:53 Investing in Royalties53:54 Why Cathie Wood Is Popular57:43 How to Analyze Earnings Calls1:01:22 Making Money With AI1:02:12 The Social Network Reaction Video Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Electricity and money go hand-in-hand. Every house needs power, and everything costs money. So how do you balance the two in the midst of a Cost of Living Crisis? And what should you keep an eye out for that might impact the number on your energy bills? Harbour Asset Management Co-CEO Andrew Bascand & Harbour Asset Management Senior Manager Sue Walker join Tim Beveridge on Smart Money. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Electricity and money go hand-in-hand. Every house needs power, and everything costs money. So how do you balance the two in the midst of a Cost of Living Crisis? And what should you keep an eye out for that might impact the number on your energy bills? Harbour Asset Management Co-CEO Andrew Bascand & Harbour Asset Management Senior Manager Sue Walker join Tim Beveridge on Smart Money. LISTEN ABOVESee omnystudio.com/listener for privacy information.

✅ Connect with one of our Ramsey Trusted providers.  Sure, the world feels like it's on fire, but hear me out: What if you're doing better financially than you think? Consider today's episode the unexpected reset you need! Next Steps: ·  

సంపాదన అంటే కేవలం డబ్బు చేతికి రావడం మాత్రమే కాదు... "నేను కూడా చేయగలను" అనే ధైర్యం రావడం, మన అవసరాలకు ఎవరిపైనా ఆధారపడకుండా ఉండగలగడం…!ఈరోజుల్లో చాలామంది మహిళలు, గృహిణులు, కుటుంబ బాధ్యతలు చూసుకునేవారు తమ సమయాన్ని, శ్రమను అందరి కోసం కేటాయిస్తుంటారు. కానీ తమ సొంత ఆదాయం గురించి ఆలోచించినప్పుడు మాత్రం ఎక్కడి నుంచి మొదలుపెట్టాలో తెలియక ఆగిపోతారు.మీకు కూడా ఇలా ఎప్పుడైనా అనిపించిందా? అయితే ఈ Smart Money Mindset - Telugu పాడ్కాస్ట్ మీ కోసమే!డబ్బును ఎలా ఖర్చు చేయాలి? ఎలా సేవ్ చేసుకోవాలి? ఆర్థికంగా ఎలా ముందుకు వెళ్లాలి? ఇలాంటి ఎన్నో విషయాలపై ప్రముఖ ఫైనాన్షియల్ అడ్వైజర్ మాధవి లత గారు ఎన్నో ఉపయోగకరమైన సూచనలు అందించారు. అలాగే, తక్కువ పెట్టుబడితో ప్రారంభించగలిగే కొన్ని మంచి బిజినెస్ ఐడియాస్ ను కూడా మనతో పంచుకున్నారు.బహుశా మీరు వెతుకుతున్న ఆ అవకాశం ఈ పాడ్కాస్ట్ లోనే దొరకొచ్చు…మిస్ అవ్వకుండా వినండి మరి!Earning is not just about having money in your hands... it's about gaining the confidence to say, “I can do this too,” and being able to meet your own needs without depending on others.Today, many women, homemakers, and caregivers dedicate most of their time and effort to their families. But when it comes to earning their own income, they often don't know where or how to begin.Have you ever felt the same way? Then this Smart Money Mindset - Telugu podcast is for you!In this episode, renowned financial advisor Madhavi Latha shares practical insights on managing money, spending wisely, building savings, and becoming financially independent. She also discusses several business ideas that can be started with a small investment.Who knows? The opportunity you've been looking for might be hidden in this conversation.Don't miss this inspiring and informative podcast!Host: Madhavi LathaSource: https://www.youtube.com/@Smartmoneymindsettelugu #TALRadioTelugu #SmartMoneyMindsetTelugu #MadhaviLatha #FinancialAdvisor #WomenEmpowerment #FinancialFreedom #FinancialLiteracy #MoneyManagement #SavingsTips #PersonalFinance #WomenInBusiness #BusinessIdeas #SmallBusinessIdeas #FinancialPlanning #WomenEntrepreneurs #Entrepreneurship #IncomeGeneration #TALRadio #TouchALifeFoundation

What does it take to turn one of the biggest hidden costs in commercial real estate into your biggest advantage?In this episode of Common Denominator, I sit down with Jerry Katz, founder of Premier Protection Insurance Services, for a conversation that starts with insurance and expands into scaling, execution, and the future of real estate investing in Florida. Jerry walks us through his path from chasing Wall Street excess, to losing everything in the dot-com crash, to building a captive insurance strategy that's helped him optimize more than $4 billion in commercial real estate portfolios.We get into why most investors still treat insurance as an unavoidable expense instead of a profit lever, how the Live Local Act is reshaping opportunity for Florida developers, where AI is already changing underwriting, and what really separates founders who scale past seven figures from the ones who stall out.This is a conversation about execution, hidden leverage, and building wealth that lasts Timestamp0:00 Welcome 2:50 Why multifamily and commercial real estate have stabilized5:11 How Dubai's instability is pulling capital into Miami6:10 The workforce housing gap in Miami-Dade7:37 The Live Local Act and the edge it gives Florida developers11:17 Where AI is already disrupting real estate13:11 AGI and what happens when AI starts teaching AI13:51 Self-storage, autonomous vehicles, and the next disrupted asset classes15:52 Sky ports, flying taxis, and Jerry's insurance origin story21:58 How the insurance industry really works, and who profits from it24:42 Why banks own the insurance companies too25:17 Total Asset Optimization: insuring almost $5 billion in Florida27:50 What sophisticated investors do differently on insurance30:08 Jerry's worst business mistake: Wall Street and the dot-com bubble38:01 Why business is a spiritual journey39:39 Rapid fire round43:31 What common denominator really means Like this episode? Leave a review here  https://ratethispodcast.com/commondenominator Newsletter  https://moshepopack.com/newsletter/ Follow Common Denominator Podcasthttps://moshepopack.com/podcast/@mpopackhttps://www.instagram.com/mpopackhttps://www.facebook.com/MoshePopack Follow Jerry Katz https://www.instagram.com/jerrykatzceo/?hl=enhttps://www.facebook.com/jerry.katz.50/#CommonDenominator #MoshePopack #JerryKatz #PremierProtectionInsurance #CommercialRealEstate #FloridaRealEstate #Entrepreneurship #InsuranceStrategy

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcOil just exploded higher after fresh Strait of Hormuz headlines… and the energy sector is suddenly back on fire.In this breakdown, we look at why oil prices surged, why energy stocks are ripping, and how to use OVTLYR's new Sector Intelligence Map to follow the money in real time. Energy was the clear standout, but the tech sector was a very different story, with a huge red waterfall showing up across semiconductors and several major names.We also dig into the strange semiconductor setup. Hedge funds have reportedly been piling into chip stocks, even while the sector is getting hit hard. That does not mean blindly buying the dip. It means using the data to find where the next confirmed rip could start. Texas Instruments is one name to keep on the radar if it can clear resistance and flip back to a buy signal.Then we look at oil, gold, yields, and TBX. USO may be starting to bottom, gold is sitting near a major $4,000 support level, and yields are pushing higher again, which can put pressure on stocks. TBX also just flashed a buy signal as a way to track rising Treasury yields through an inverse bond ETF.✅ Oil surge, Strait of Hormuz headlines, and energy stocks✅ OVTLYR Sector Intelligence Map and sector rotation✅ Semiconductors, hedge fund exposure, TXN, ASX, and chip stocks✅ Gold near $4,000, USO, oil, yields, and inflation pressure✅ TBX buy signal, Treasury yields, and market riskIf you want to see how to follow money rotation instead of chasing headlines, this one shows the process step by step.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

Send us Fan MailLEARN THE CAPITAL RAISING STRATEGIES AND FRAMEWORKS used by alternative asset professionals: https://go.fundraisecapital.co/applyThis episode is brought to you by Reef Pass | Serial Acquisition Investors: Reef Pass Investors has spent the last 10 years focused on partnering with founders to launch and build long-term holding companies, and has a proven track record doing exactly that.To reach out to Reef Pass Investors, email holdcofounders@reefpassinvestors.comDOWNLOAD The AI Infrastructure Capital Scorecard: https://go.fundraisecapital.co/100m-blueprint-860536-648168-166304-426463-122119-538372-417197Download Ryan Miller's AI Infrastructure Capital Scorecard to evaluate AI investments, identify infrastructure opportunities, and avoid speculative risk. Is AI a bubble?AI infrastructure investing is the question defining private capital in 2026 and most fund managers are answering it wrong.In this episode of Making Billions, Ryan Miller asks the sharper question: where in the AI capital stack do contracted, asset-backed cash flows actually live? This episode delivers the framework every serious allocator needs. Not hype. A five-rung capital stack separating infrastructure money from bubble money and a scoring tool making it impossible to confuse the two in a live deal.The pattern has played out before. In 1999, dot-com equity was vaporized, trillions gone. The fiber laid during that bubble still carries traffic 25 years later. The bubble lived in the equity. The durable money lived in the infrastructure. AI is following the exact same pattern in real time. Allocators who see both things at once come out of this era wealthy.[THE HOST]: Ryan Miller is a fund manager, capital strategist, and former CFO turned angel investor in technology and energy. He is the founder of Fund Raise Capital and Aequor Capital Partners, and has mentored over 1,000 fund managers across private equity, private credit, venture capital, real estate, and alternative assets globally.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/ryanmilleroffical/X: https://x.com/_MakingBillionsWebsite: https://making-billions.com/Support the showSupport the showDISCLAIMER: This podcast is for entertainment and general informational purposes only — not legal, financial, tax, or investment advice. Nothing herein constitutes a solicitation or offer to buy or sell any security or investment product. Past performance does not indicate future results. Always consult qualified legal, financial, and tax professionals before making any investment decision. NAME NOTICE: "Making Billions with Ryan Miller" reflects the profile and aspirations of guests featured — it is not a promise, projection, guarantee, or representation of any financial result, income, or outcome for any listener, viewer, or reader. Most individuals who consume this content do not raise any particular amount of capital, and many achieve no financial result whatsoever. "Fund Raise Capital" is a brand identifier only — it is not a promise, guarantee, or representation that any member, subscriber, or listener will raise capital, attract investors, or achieve any financial or professional outcome. This show does not constitute a business opportunity, franchise, investment program, or offer of any product or service of any kind. No part of this show should be construed as a solicitation for investment in any way. Guest views are their own and do not necessarily reflect those of the show or host. Host and/or guests may hold positions in assets discussed. This episode may contain paid sponsorships, advertisements, or endorsements. Sponsored content is identified where...

In this episode of the Milk Road Show, we sit down with Nick Roberts-Huntley, CEO of Blueprint Finance, to unpack why Wall Street is quietly building the infrastructure that could power crypto's next major growth cycle. We discuss why Ethereum and Solana aren't necessarily competitors, how institutions are thinking about blockchain adoption, and why the biggest opportunity in crypto may be happening behind the scenes.~~~~~⁠⁠⁠

#SmartMoney Deși blocajele politice continuă, economia României își vede de drum. Cristi Tudorescu descifrează realitatea din spatele cifrelor într-o nouă ediție Smart Money. Iată subiectele pe care le pune pe masă: ▸ Radiografia deficitului: Adevărul despre execuția bugetară pe primele 5 luni. ▸ Prețul carburanților vs. barilul de petrol: De ce nu scad prețurile la pompă în ritmul piețelor internaționale? ▸ Ghid de investiții: Strategii simple pentru a accesa acțiunile europene. ▸ Orizontul EURO: Unde ne situăm pe drumul către moneda unică? ㆍCând vom putea trece la EURO? ㆍSalariul minim brut este 4.325 lei. E bine sau rău?

In the aftermath of MayGann, we take a look at Smart Money, the 1986 TV movie that predicts the hacker dramas of the 1990s and which is the first collaboration between TV movie writer Matthew Jacobs and Candyman director Bernard Rose Presented by J.R. Southall, with Jon Arnold and Matt Barber You can watch Smart Money here on YouTube: https://youtu.be/1wVSRDFWc9E

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3627: Fritz Gilbert uses an unexpected source of financial wisdom to reveal a remarkably simple blueprint for building wealth: earn more, spend less, avoid debt, and invest consistently. His breakdown of each principle shows that financial independence doesn't require secret strategies, just disciplined execution of timeless money habits. Read along with the original article(s) here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Quotes to ponder: "There is no one guaranteed way to become rich" "The best path to building wealth relies on a combination of expanding your earning potential, spending wisely, avoiding debt, saving money, and investing carefully." "Avoid debt whenever possible, especially credit card debt which carries a high-interest rate." Episode references: Financial Independence, Retire Early (FIRE): https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp S&P 500 Index Funds: https://www.investopedia.com/terms/s/sp500.asp Individual Retirement Account (IRA): https://www.irs.gov/retirement-plans/individual-retirement-arrangements-iras 401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans Mike Rowe: https://mikerowe.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3627: Fritz Gilbert uses an unexpected source of financial wisdom to reveal a remarkably simple blueprint for building wealth: earn more, spend less, avoid debt, and invest consistently. His breakdown of each principle shows that financial independence doesn't require secret strategies, just disciplined execution of timeless money habits. Read along with the original article(s) here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Quotes to ponder: "There is no one guaranteed way to become rich" "The best path to building wealth relies on a combination of expanding your earning potential, spending wisely, avoiding debt, saving money, and investing carefully." "Avoid debt whenever possible, especially credit card debt which carries a high-interest rate." Episode references: Financial Independence, Retire Early (FIRE): https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp S&P 500 Index Funds: https://www.investopedia.com/terms/s/sp500.asp Individual Retirement Account (IRA): https://www.irs.gov/retirement-plans/individual-retirement-arrangements-iras 401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans Mike Rowe: https://mikerowe.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3627: Fritz Gilbert uses an unexpected source of financial wisdom to reveal a remarkably simple blueprint for building wealth: earn more, spend less, avoid debt, and invest consistently. His breakdown of each principle shows that financial independence doesn't require secret strategies, just disciplined execution of timeless money habits. Read along with the original article(s) here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Quotes to ponder: "There is no one guaranteed way to become rich" "The best path to building wealth relies on a combination of expanding your earning potential, spending wisely, avoiding debt, saving money, and investing carefully." "Avoid debt whenever possible, especially credit card debt which carries a high-interest rate." Episode references: Financial Independence, Retire Early (FIRE): https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp S&P 500 Index Funds: https://www.investopedia.com/terms/s/sp500.asp Individual Retirement Account (IRA): https://www.irs.gov/retirement-plans/individual-retirement-arrangements-iras 401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans Mike Rowe: https://mikerowe.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

More than 7800 divorces were granted last year, with nearly 6000 underage children seeing their parents split - that's about 8 divorces for every 1000 marriages. Looking deeper, about 5 percent of marriages end in 5 years, 15 percent end within 10, and more than a third dissolve within 25 years. With marriage numbers already declining, and the cost-of-living crisis still biting, how does a couple go about splitting up amicably? What paperwork needs to be sorted? and how can we ensure our assets aren't treated as collateral? Family and Relationship Property Lawyer, Sharon Chandra, joins Smart Money to unpack what options there are. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcHere's how we plan to DOMINATE the US Investing Championship for 2026You can see our step by step trading plan developed by a team of over 20 quants for FREE by clicking here: https://www.ovtlyr.com/usicplanThe biggest market moves rarely begin when everyone is paying attention. They begin quietly—while institutional money is accumulating positions, capital is rotating into overlooked areas, and most investors are still focused on yesterday's winners.In this video, we examine the early signals suggesting that smart money may already be positioning for the market's next major opportunity—even though the move has not fully started yet.We'll break down:• Where money appears to be rotating• The stocks and sectors showing quiet strength• The technical signals developing beneath the surface• What would confirm that the move is officially underway• The key levels that could invalidate the setup• How to position early without blindly predicting the marketThe objective is not to chase after a stock has already exploded. It is to identify strengthening trends, improving market conditions, and potential breakout opportunities before they become obvious to the crowd.Subscribe for actionable stock analysis, early trading signals, swing-trading opportunities, AI investing trends, and straightforward market education designed to help you find the next opportunity before the mainstream catches on.#StockMarket #Investing #Trading #Stocks #SwingTrading #SmartMoney #TechnicalAnalysis #MarketAnalysis

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3623: Mr. Money Mustache shares a collection of simple financial habits that can dramatically reduce waste and make saving money feel effortless. From avoiding paid storage and relying less on restaurants to automating finances and buying essentials in bulk, these practical ideas reveal how efficient living naturally leads to higher savings and greater freedom. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The world is not your personal buffet." "Sustenance comes from your backpack. Restaurants are for carefully planned experiences with good friends." "Your utility bills and credit cards need set to automatically pay themselves, just like your 401(k) deductions and other investment programs." Episode references: Craigslist: https://www.craigslist.org Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode features a large news slate: Fed minutes reveal split over potential rate hikes, Delta announces no-frills 'basic business' fares,Google Search breaks a major record thanks to World Cup. Roundtable: Can you pay debt, invest and build an emergency fund at the same time?https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3623: Mr. Money Mustache shares a collection of simple financial habits that can dramatically reduce waste and make saving money feel effortless. From avoiding paid storage and relying less on restaurants to automating finances and buying essentials in bulk, these practical ideas reveal how efficient living naturally leads to higher savings and greater freedom. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The world is not your personal buffet." "Sustenance comes from your backpack. Restaurants are for carefully planned experiences with good friends." "Your utility bills and credit cards need set to automatically pay themselves, just like your 401(k) deductions and other investment programs." Episode references: Craigslist: https://www.craigslist.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3623: Mr. Money Mustache shares a collection of simple financial habits that can dramatically reduce waste and make saving money feel effortless. From avoiding paid storage and relying less on restaurants to automating finances and buying essentials in bulk, these practical ideas reveal how efficient living naturally leads to higher savings and greater freedom. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The world is not your personal buffet." "Sustenance comes from your backpack. Restaurants are for carefully planned experiences with good friends." "Your utility bills and credit cards need set to automatically pay themselves, just like your 401(k) deductions and other investment programs." Episode references: Craigslist: https://www.craigslist.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3622: Mr. Money Mustache lays out deceptively simple principles that separate wealth-building from self-sabotage, from avoiding gambling and lifestyle inflation to questioning every purchase. His practical approach reframes money as a tool for buying freedom, offering a refreshing perspective on spending, investing, and long-term happiness. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The only way to win, is to not play." "The only way to get “lucky” in life, is to understand the odds in all areas, and place your own chips on the side where they are in your favor." "You never, ever gamble if your goal is to get richer. It's as simple as that." Episode references: Las Vegas: https://www.visitlasvegas.com/ Ecuador Travel Information: https://www.lonelyplanet.com/ecuador Chipotle Mexican Grill: https://www.chipotle.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3622: Mr. Money Mustache lays out deceptively simple principles that separate wealth-building from self-sabotage, from avoiding gambling and lifestyle inflation to questioning every purchase. His practical approach reframes money as a tool for buying freedom, offering a refreshing perspective on spending, investing, and long-term happiness. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The only way to win, is to not play." "The only way to get “lucky” in life, is to understand the odds in all areas, and place your own chips on the side where they are in your favor." "You never, ever gamble if your goal is to get richer. It's as simple as that." Episode references: Las Vegas: https://www.visitlasvegas.com/ Ecuador Travel Information: https://www.lonelyplanet.com/ecuador Chipotle Mexican Grill: https://www.chipotle.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3622: Mr. Money Mustache lays out deceptively simple principles that separate wealth-building from self-sabotage, from avoiding gambling and lifestyle inflation to questioning every purchase. His practical approach reframes money as a tool for buying freedom, offering a refreshing perspective on spending, investing, and long-term happiness. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The only way to win, is to not play." "The only way to get “lucky” in life, is to understand the odds in all areas, and place your own chips on the side where they are in your favor." "You never, ever gamble if your goal is to get richer. It's as simple as that." Episode references: Las Vegas: https://www.visitlasvegas.com/ Ecuador Travel Information: https://www.lonelyplanet.com/ecuador Chipotle Mexican Grill: https://www.chipotle.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Michael Blank welcomes back entrepreneur and alternative investment expert Patrick Grimes for a deep dive into building true wealth through diversification. After starting in multifamily real estate, Patrick expanded into asset classes like private credit, litigation finance, medical financing, and energy to create a more resilient investment portfolio. Together, they discuss why active investors should think beyond a single asset class, how partnering with experienced operators can accelerate success, and what it takes to evaluate alternative investments with institutional-level due diligence. Whether you're an active syndicator or a passive investor, this conversation offers valuable insights on reducing risk, creating multiple income streams, and building long-term financial freedom.Key TakeawaysDiversification Creates More Resilient WealthRelying on a single asset class can limit growth and increase risk. Adding non-correlated investments helps protect your portfolio through changing market cycles.Partner with Experts Instead of Becoming OneRather than mastering every asset class yourself, align with experienced operators who have decades of specialized expertise.Alternative Investments Can Improve Risk-Adjusted ReturnsAsset classes like litigation finance, medical financing, and private credit offer unique opportunities that often perform independently of traditional real estate and stock markets.Due Diligence Is Your Biggest Competitive AdvantageThoroughly vetting operators, track records, financials, and investment structures is critical before allocating capital to any opportunity.Control Matters in Investment PartnershipsStructuring partnerships with greater transparency and oversight allows investors to better manage risk and protect their capital.Your First Deal Opens the Door to Bigger OpportunitiesWhether through multifamily, self-storage, or another commercial asset class, getting into your first syndication creates momentum for long-term growth.Connect with Patrick GrimesWebsiteAlternative Investing Mastery (webinars & educational platform)LinkedInFacebookYouTubeAlternative Investing Mastery Summit & Educational ResourcesConnect with our Deal Maker PartnersCheck out all Partners hereAttorney - Swafford Law LLC Mentor - Deal Maker MentoringResourcesConnect with Michael BlankTheFreedomPodcast.com Join the Deal Maker MastermindExplore Michael's Mentoring ProgramReview the Podcast on Apple PodcastsGet the Syndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session531/

Everyone has an employment contract, but what should you be aware of when presented with a new one? Some key parts that you'd think are a given may also be missing, so what shoud you make sure you have? MyHR's Chief Evangelist Sylvie Thrush-Marsh joins Tim Beveridge to answer your employment questions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Learn how to earn more points and miles on everyday shopping using portals, dining programs, and partner apps. In a special holiday episode of Smart Money, we're bringing you our friends from the Smart Travel podcast, Sally French and Meghan Coyle, as they dig into online shopping portals, explaining how tools like Rakuten, airline-specific portals, hotel booking platforms like Gondola, and the up-and-coming Rove Miles program could help you stack rewards on top of your credit card earnings. They also cover airline dining programs, brand partnerships with Uber, Lyft, and Starbucks, and the aggregator Cashback Monitor so you can see at a glance which portal offers the best rate for any retailer. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Bilt Blue Card: Complex Housing Rewards, Modest Everyday Ones Bilt Obsidian Card: Fine for Foodies, Complex for Housing Bilt Palladium Card: Rewards on Housing Are Almost Secondary American Express Platinum Review: Top-Notch Lounge Access, Big Credits  American Express Gold Card Review: Friendly for Foodies, Families  Resources discussed in this episode: Credit Card Transfer Partners At a Glance The Capital One Shopping Portal Is Changing How I Book Travel The Guide to Rove Miles Subscribe to Smart Money's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Celebrate Independence Day by taking four practical steps toward greater financial freedom. In this episode, Art shares simple July money moves that can help you reduce debt, build financial margin, strengthen your budget, and increase your generosity. If you're ready to make meaningful progress this month, this episode will give you a clear plan to get started.Resources:8 Money MilestonesAsk a Money Question!

Need any advice or information, message us.Today I'm joined by Scott Cutter, founder of 2 Costa Rica Real Estate and one of the country's most experienced brokers. Scott has watched Costa Rica evolve over the past few decades from a relatively undiscovered destination into one of the world's hottest markets for investors, retirees, families, and lifestyle buyers. We'll dive into how global uncertainty is impacting real estate, where the biggest opportunities exist today, which markets are heating up, and what buyers should be paying attention to before making an investment. As always, expect plenty of practical insights, honest opinions, and the kind of information you won't find with a quick Google search. Free 15 min consultation:  https://meetings.hubspot.com/jake806/crconsultContact us: info@investingcostarica.comScott Cutter: mailto:scott@2costaricarealestate.com

In this week's Stansberry Investor Hour, Dan welcomes Andy Schectman to the show. Andy is the founder and CEO of Miles Franklin Precious Metals, a company dedicated to transparency, ethics, and long-term wealth preservation.   Andy kicks things off by explaining why gold prices breaking down isn't as bad as many people believe. He says that while the paper price of gold is going down, the physical asset has been going strong. In fact, since the start of President Donald Trump's second term, billions of physical gold bars in contracts have been delivered to CME Group's Commodity Exchange ("COMEX"). Silver also had strong deliveries to COMEX, with December 2025 seeing a record 65 million ounces in contracts delivered. Andy also says that one reason why gold exchange-traded funds ("ETFs") have experienced increased outflows is because large firms are redeeming their shares in exchange for gold to fulfill delivery contracts. And some of these contracts are for foreign countries that have lost trust in the central banks. (0:00)   Next, Andy shares his thoughts on bitcoin (BTC) and gold. Contrary to the stances supporters of either asset have, he doesn't believe investors need to be in only one of them and opposed to the other. He believes it's best if you invest in both. Andy personally invested in 1 BTC early on so he could have some exposure to the development of bitcoin. Andy then talks about the country's debt problem. With the U.S. in debt by more than $39 trillion, our country needs a way to pay it off. Andy says we have no way of selling products to other countries in the hopes of being paid in dollars, and other countries have established their own methods of trade without relying on the U.S. dollar. And with a trifecta of worse education rates, a lack of at-home manufacturing, and AI replacing certain jobs, the future outlook is grim. (19:14)   Finally, Andy says that Trump does have a plan to address this problem. The key is to bring manufacturing back home and sell that to the world. The U.S. cannot afford to be reliant on other countries. Also, the U.S. needs to aggressively buy gold. That would go straight into the Treasurys and help pay off our debt. While in the short-to-mid term this will be painful for Americans as certain services might need to be withheld, in the long term, Andy says it would be worth it. He ends the interview by warning investors to not save their money in dollars due to its dwindling value but to put their money into hard assets instead. (39:46)

Andrew Pancholi, founder and CEO of the Market Timing Report, joins the show for his debut to explain his framework of mathematical cycles—repeating patterns spanning 36, 60, 90, 100, 144, and 250 years that he uses to forecast turning points across markets, commodities, and geopolitics. He argues we're broadly tracking the 1920s bull market toward a potential 2029 peak, but warns he's turned more bearish near-term after Friday's data showed smart money leaving US equities, eyeing the third week of July as a major turning point. Pancholi shares striking targets—$183 oil if Middle East conflict escalates, $6,900 gold by March 2027, and a continued bearish view on Bitcoin—while tying current events to historical cycles, including the 36-year anniversary of Saddam's invasion of Kuwait and the US 250-year empire cycle. A commercial Boeing 777 pilot, he closes by connecting aviation's risk management and situational awareness to disciplined trading, emphasizing incremental gains over any "holy grail."Thank you to our sponsors: Kalshi - download the Kalshi app and use code JULIA to get $10 when you trade $10. http://kalshi.com/r/JULIA Monetary Metals - learn more at https://www.monetary-metals.com/julia/Links:x.com/AndrewPancholilinkedin.com/in/andrewpancholiyoutube.com/@markettimingreportinstagram.com/andrew.pancholifacebook.com/markettimingcyclesanalysisTimestamps:00:00 – Intro: who is Andrew Pancholi01:21 – The big picture: mathematical cycles framework02:00 – The 100-year cycle & path to 202902:30 – 90-year geopolitical cycle & polarization05:29 – Equity markets: top or pullback?08:21 – Smart money leaving US equities10:43 – Kalshi prediction markets & 7,800 S&P target13:15 – Third week of July turning point explained14:12 – Charts: how the timing system works20:17 – "You can't time the market" — the pushback24:39 – The cycles explained: 30, 36, 45, 90, 144, 250 years27:40 – War & revolution cycles, US civil strife28:48 – The major war cycle nobody's talking about31:41 – Oil outlook: $183 target33:35 – Gold: bearish near-term, $6,900 target35:12 – Bitcoin outlook35:48 – The 250-year empire cycle & America's birthday40:03 – Zero Hour book & cycles that failed42:28 – From Boeing 777 pilot to cycles analyst43:51 – COVID pandemic forecasted by the 100-year cycle46:04 – Risk management lessons from flying51:35 – Parting thoughts & where to find his work

In this week's Stansberry Investor Hour, Dan welcomes Andy Schectman to the show. Andy is the founder and CEO of Miles Franklin Precious Metals, a company dedicated to transparency, ethics, and long-term wealth preservation.   Andy kicks things off by explaining why gold prices breaking down isn't as bad as many people believe. He says that while the paper price of gold is going down, the physical asset has been going strong. In fact, since the start of President Donald Trump's second term, billions of physical gold bars in contracts have been delivered to CME Group's Commodity Exchange ("COMEX"). Silver also had strong deliveries to COMEX, with December 2025 seeing a record 65 million ounces in contracts delivered. Andy also says that one reason why gold exchange-traded funds ("ETFs") have experienced increased outflows is because large firms are redeeming their shares in exchange for gold to fulfill delivery contracts. And some of these contracts are for foreign countries that have lost trust in the central banks. (0:00)   Next, Andy shares his thoughts on bitcoin (BTC) and gold. Contrary to the stances supporters of either asset have, he doesn't believe investors need to be in only one of them and opposed to the other. He believes it's best if you invest in both. Andy personally invested in 1 BTC early on so he could have some exposure to the development of bitcoin. Andy then talks about the country's debt problem. With the U.S. in debt by more than $39 trillion, our country needs a way to pay it off. Andy says we have no way of selling products to other countries in the hopes of being paid in dollars, and other countries have established their own methods of trade without relying on the U.S. dollar. And with a trifecta of worse education rates, a lack of at-home manufacturing, and AI replacing certain jobs, the future outlook is grim. (19:14)   Finally, Andy says that Trump does have a plan to address this problem. The key is to bring manufacturing back home and sell that to the world. The U.S. cannot afford to be reliant on other countries. Also, the U.S. needs to aggressively buy gold. That would go straight into the Treasurys and help pay off our debt. While in the short-to-mid term this will be painful for Americans as certain services might need to be withheld, in the long term, Andy says it would be worth it. He ends the interview by warning investors to not save their money in dollars due to its dwindling value but to put their money into hard assets instead. (39:46)

As technology reshapes the way people pay, one truth remains: understanding your customers is more important than chasing the latest trends. In this episode, Lawrence Ferrer of Bayad shares how businesses can build lasting trust by creating solutions that reflect how people actually live, work, and transact. From serving customers who still prefer in-person payments to embracing the expectations of a digital-first generation, the conversation highlights why adaptability is essential for sustainable growth.We also explore the value of doing your homework, developing products that solve real problems, and earning credibility through consistent execution.00:01:06 – The Philippines as a high-touch and high-tech payment market00:03:50 – Lawrence's hustle and early career in payments00:05:16 – Returning to transform Bayad into an omnichannel payments company00:08:56 – Smart Money, PayMaya, and pioneering fintech in the Philippines00:12:47 – Mentors, hard work, and building foundational skills00:18:32 – Discovering sari-sari stores as the key to Smart Load's success00:24:17 – Why entrepreneurs must continuously talk to customers00:25:43 – Transitioning from Smart to PayMaya and Voyager00:35:35 – The challenges of growing PayMaya before the pandemic00:41:21 – Customer Frontline Solutions and support services00:49:24 – Using technology to improve customer experiences00:55:14 – Educating consumers about Bayad's digital transformation00:57:40 – Partnering with banks, wallets, and fintech companies01:01:06 – Building teams and combining legacy and digital talent01:06:45 – What's next for Bayad and expanding nationwide payment access01:08:41 – Maintaining customer relationships through digital channels

The Alabama Crimson Tide reshape their recruiting strategy with a focus on smart money and roster retention amid changing eligibility rules with the newly instituted five years to play five. Can Nick Saban's legacy be sustained as Kalen DeBoer confronts powerhouse programs like Oregon and Miami in the NIL arms race? Brian Smith and Luke Robinson spotlight Bama's new approach, the significance of “five for five” classes, and why elite talents like Cedarian Morgan, E.J. Crowell, and Osani Gayles are central to the Crimson Tide's future. The conversation explores missed targets, the impact of transfer portal dynamics, and how players like Michael Carroll are choosing loyalty over bigger NIL offers. Insights into under-the-radar commits Tai Phillips and Nigel Newkirk, plus the allure of SEC traditions, set the stage for what's next in Tuscaloosa. Is Alabama's measured approach a blueprint for sustained SEC dominance, or will aggressive spending by rivals leave the Tide chasing from behind? Everydayer Club If you never miss an episode, it's time to make it official. Join the Locked On Everydayer Club and get ad-free audio, access to our members-only Discord, and more — all built for our most loyal fans. Click here to learn more and join the community: https://lockedonseminoles.supercast.com/ Support us by supporting our sponsors! Odoo Great organizations win because operations matter. And that's why you should get Odoo. Try for free today at https://Odoo.com/lockedon. Indeed Listeners of this show get a $75 Sponsored Job Credit to help give your job the premium placement it deserves at http://Indeed.com/podcast FanDuel Today's episode is brought to you by FanDuel. Right now new customers can bet just five dollars and get one-hundred and fifty dollars in bonus bets if your first bet wins. Visit https://FANDUEL.COM to get started — Play Your Game. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expire in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Money 911… where we talk about health, wealth, and peace of mind. Today's guest has spent over four decades watching money move, markets shift, governments pivot, and gold quietly hold its ground through all of it. While most people react emotionally to headlines… he's spent a lifetime studying what happens underneath the headlines. Our guest today is one of the most respected voices in precious metals… Founder of American Gold Exchange… former President of the Professional Numismatists Guild… and someone who has literally worked with Homeland Security and the Secret Service fighting counterfeit bullion. But today is not just about gold. It's about wisdom. Timing. Human behavior. Fear. Freedom. And what smart people are quietly doing with their money while everyone else is distracted. This is going to be fascinating, eye-opening, and probably a little surprising. Please welcome the legendary Dana Samuelson. Learn more about your ad choices. Visit megaphone.fm/adchoices

 EPISODE DESCRIPTION I sat down with André Dragosch, European Head of Research at Bitwise Investments, live at Bitcoin Prague in the Czech Republic. Bitwise manages over $11 billion in AUM and Andre breaks down exactly why institutional investors are quietly rotating capital out of AI stocks and into crypto assets right now. We dig into why Bitcoin behaves more like a CDS on sovereign bonds than an equity hedge, how ETPs solve the custody headache for family offices and pension funds, and why the K-shaped economy in the US is actually one of the most bullish setups Bitcoin has ever seen. Andre also shares where Bitwise is expanding next, including staking on Ethereum and Solana and curated vault strategies. This is one of the most grounded, data-driven macro conversations I have had on the show and I think you will get a lot out of it. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Bitwise Investments Website: https://bitwiseinvestments.eu/Twitter/X - Bitwise: https://x.com/Bitwise_EuropeLinkedIn - André Dragosch: https://www.linkedin.com/in/andredragosch/ Web3 with Sam Kamani: https://www.web3pod.xyz KEY POINTS WITH TIMESTAMPS • [00:00] Bitcoin acts as a CDS on sovereign bonds and is trading in the lowest 10% of valuations across multiple metrics• [02:05] Andre's journey from Dogecoin in 2013 to European Head of Research at Bitwise, including his time at Union Investment• [04:28] How ETC Group was acquired by Bitwise in summer 2024 and became Bitwise Europe• [06:52] Why ETPs solve custody, regulatory, and cost problems for institutional investors and pension fund holders• [09:14] Capital rotation already happening from expensive AI stocks into cheap crypto assets• [11:40] Why Bitcoin's correlation with Nasdaq has risen since the US ETF launch but it showed resilience during the recent AI correction• [14:02] Bitcoin as a macro canary in the coal mine, signalling liquidity deterioration before it hits equities• [16:18] Risks in private credit financing AI CapEx and the comparison to Cisco during the dot-com era• [20:57] Why the Fed's reaction function would be far more aggressive today given how politically dependent the economy is on rising stock prices• [23:15] The K-shaped economy in the US and why 90% of the population is being left behind• [24:41] Bitwise's next growth areas: staking on Ethereum and Solana, and curated vault strategies• [25:41] How flows into ETPs are both cyclical and sentiment-driven, but strategic allocators invest regardless of price

Send us Fan MailWhat if the smartest investment move today isn't predicting the future, but building a framework strong enough to thrive through it?In this episode of The Wealth Vibe Show, Vinki Loomba shares her perspective on today's uncertain investment environment and how investors can think more clearly about risk, opportunity, capital allocation, and long-term wealth-building.Vinki breaks down why uncertainty is not new, why waiting for the “perfect moment” can be costly, and how disciplined investors evaluate opportunities across real estate, business, AI, data centers, energy, and infrastructure. This episode is a powerful reminder that wealth is built through thoughtful capital allocation, strong due diligence, and the ability to act with conviction when clarity is incomplete.Key Takeaways:Why uncertainty is a constant part of every market cycleThe difference between certainty and conviction in investingHow interest rates, AI, demographics, and capital allocation are shaping today's investment landscapeWhy wealth is built through capital allocation, not chasing one perfect dealHow to decide between cash flow, net worth, liquidity, debt payoff, and investingWhy sophisticated investors focus on due diligence, risk, and assumptionsEpisode Timestamps:00:00 – 03:10 - The $1 million question and today's investor uncertainty03:10 – 09:20 - Why uncertainty never disappears09:20 – 15:50 - Four forces shaping today's market15:50 – 24:35 - How wealth is actually built through capital24:35 – 32:40 - Cash flow vs net worth32:40 – 41:15 - Due diligence, risk assessment, and how to evaluate real opportunities41:15 – 53:30 - AI, data centers, power demand, and infrastructure53:30 – 01:02:20 - What smart money is doing now01:02:20 – 01:06:30 - Final takeaway

Send us Fan MailTune in to listen to the full podcast!Support the showFollow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

Learn whether Robinhood Gold Card's 3% cash back and investing perks are worth the waitlist and membership cost. Is the Robinhood Gold Card the rare credit card that could put your rewards directly to work in a brokerage account? Sean Pyles, CFP®, and Elizabeth Ayoola are joined by NerdWallet credit card writer Melissa Lambarena to examine what makes this card stand apart: an uncapped 3% flat-rate cash back on all purchases, 5% back through Robinhood's travel portal, and the ability to redeem rewards as a deposit into a Robinhood brokerage account. They dig into who the card could work for (and who it definitely isn't right for), how the required Robinhood Gold membership factors into the value equation, what the card's high APR could mean for your rewards if you carry a balance, and how the ongoing waitlist came to exist and how long it could last.  They also walk through how to weigh this card against alternatives like the Chase Freedom Flex, Capital One Savor, Wells Fargo Active Cash, and Chase Sapphire Preferred, to help you figure out which card might deliver the most value for your spending habits and financial goals. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:  5 Things to Know About the Robinhood Gold Card  Atmos Rewards Ascent Review: Well Worth $95 a Year Chase Sapphire Preferred Review: Strong Option for Travel Rewards American Express Platinum Review: Top-Notch Lounge Access, Big Credits  Chase Freedom Flex: Multiple Bonus Rewards in One Card  Capital One Savor Review: Foodie-Focused Rewards, for No Annual Fee Wells Fargo Active Cash Card Review: 2% Cash Back With a Bonus Fidelity Rewards Visa Review: 2% Back for Your Nest Egg Citi AAdvantage Executive Review: Your Key to the Club 5 Things to Know About BMW Credit Cards 5 Things to Know About the T.J. Maxx Credit Card Subscribe to Smart Money, our podcast's weekly email newsletter, at https://smartmoney-nerdwallet.beehiiv.com/ And you can find other NerdWallet newsletters at https://www.nerdwallet.com/finance/news/newsletter-signup Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices