Podcasts about charitable giving

Crafting a charitable giving strategy isn't just about tax efficiency—it's a way for clients to define the deeper purpose of their wealth. When advisors center generosity in both planning conversations and firm culture, they can strengthen relationships and attract values-driven clients. This episode explores how integrating charitable intent into financial planning not only expands impact, but also fuels practice growth. Zac Larson is the co-founder of IntentGen Financial Partners, a hybrid advisory firm based in Naperville, Illinois, managing $550 million in AUM for 895 households. Listen in as Zac shares how he positions clients as "engaged partners" by focusing not just on net worth but on "net impact," as well as how he uses working conversations about priorities and passions to uncover giving opportunities. You'll learn how IntentGen tracks and publishes the charitable donations it facilitates to build community trust, why the firm built its pod structure to expand advisor capacity, and how its flat-fee-plus-AUM model supports a wide range of engaged clients. Zac also reflects on hosting community fundraising events, offering personal touches like client phone calls, and why building around generosity has been key to attracting aligned clients and creating lasting impact. For show notes and more visit: https://www.kitces.com/461

Why does the end of the year always feel like a race against the clock—and what does that mean for your finances? Mike Douglas dives into the essential year-end financial checklist, from maximizing retirement contributions and health savings accounts to the power of quarterly goals and charitable giving. Discover practical strategies to declutter your financial life, make smarter decisions, and end the year with gratitude and purpose. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Ready to rethink retirement? Discover why your golden years can be the most dynamic chapter yet, as Abe Abich dives into the “second phase” of financial life. He breaks down essential year-end moves—from maximizing contributions to tax strategies—and reveals how to get your 401k working harder for you. Whether you’re consolidating accounts or planning charitable giving, this episode delivers practical insights for anyone approaching retirement. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Charitable Giving and Tax Strategies with Sean Mullaney, The FI Tax GuyIt's time to shred your confusion about taxes and charitable giving. In this episode of The Extreme Personal Finance Show, Chris from Heavy Metal Money sits down with Sean Mullaney — also known as the FI Tax Guy — to talk about how upcoming 2025–2026 tax changes could impact your charitable giving, deductions, and retirement planning.Sean is a fee-only fiduciary financial planner and the co-author (with Cody Garrett) of the new book Tax Planning To and Through Early Retirement. He's been featured in The Wall Street Journal, The New York Times, MarketWatch, and on major podcasts like ChooseFI, Stacking Benjamins, and BiggerPockets Money.In this episode, we cover:• Why 2025 is a golden year for charitable giving• What's changing in 2026 (including that new $1,000 non-itemizer deduction and the 0.5% haircut on itemized deductions)• How to supercharge your giving with Donor-Advised Funds (DAFs)• Why Qualified Charitable Distributions (QCDs) are a game-changer after age 70½• How to support causes you love—like The Luger Foundation—while still keeping Uncle Sam off your back• Simple, no-fear strategies for optimizing taxes through early retirementWhether you're just starting your FI journey or planning your drawdown years, Sean breaks down the complex tax talk into plain English with clear, actionable strategies that anyone can use. I love this!The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Chris and The Extreme Personal Finance Show do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyConnect with Seanhttps://fitaxguy.comhttps://www.youtube.com/@SeanMullaneyVideoshttps://x.com/SeanMoneyandTaxResources and Links:Tax Planning To and Through Early Retirementby Cody Garrett & Sean Mullaneyhttps://amzn.to/4mRkisVhttps://www.measuretwicemoney.com/bookhttps://www.thelugerfoundation.orghttps://fitaxguy.com

PJ Hill has been a winner at all levels and in multiple professions by simply never, ever giving up. No money? No worries... No car? He'll find a way. Every time opportunity has called, he's answered, no matter what it takes to make it happen. In this inspiring episode, Kathy & Dardy let PJ's game do the talking. The NorthRock Partners financial advisor shares how he found success on the court, and in the business world. Plus, why his goal is to make 1,000 women and minorities millionaires.Connect with Versique

Nonprofit Fundraising Made Stronger with Mark Wilkison (Good2Give Podcast, Episode 18) In this episode of The Good2Give Podcast, hosted by DePriest Waddy and underwritten by the Community Foundation for Northeast Georgia, fundraising veteran Mark Wilkison, Principal and Partner at Columns Fundraising, shares timeless lessons on nonprofit fundraising, governance, board engagement, and major gift strategy. With […]

Bongani Bingwa speaks to Derek Lubner, Founder and Chairman of iZinga Assist, about how his platform is transforming charitable giving in South Africa. As the festive season nears, iZinga Assist is helping ensure that every rand donated reaches legitimate, transparent, and impactful non-profits. Through digital verification, compliance checks, and a ratings system — supported by partners like Shoprite Holdings and MacRobert Attorneys — the platform is setting a new benchmark for trust in the non-profit sector. Lubner explains how iZinga is giving both donors and NPOs the tools to build accountability and confidence in the giving process. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Could a new tax law change your retirement strategy? Brandon Bowen explores the impact of the One Big Beautiful Bill Act, revealing how new deductions, Roth conversions, and charitable moves can reshape your nest egg. Learn why timing matters, how income thresholds affect your benefits, and why Social Security filing is more complex than you think. Get practical insights on maximizing opportunities before they disappear, and discover how a proactive approach can help you keep more of what you’ve earned. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Welcome to The Clear Money Mindset with Ben Davies. In this episode, recorded just before Thanksgiving, we explore the practical and personal benefits of charitable giving—especially how it can positively impact your finances and reduce your income tax in Canada. Listeners will learn: Why charitable giving adds purpose to your finances and helps support causes you care about. How charitable donations can teach children that money isn't just about personal gain. The mechanics of Canada's donation tax credits, including federal and provincial rates, eligibility, and strategies for maximizing your tax benefit. Special considerations for high-income donors, donations of publicly traded securities, and unique credits for farmers in Ontario. Practical examples, such as how a $1,000 donation can result in significant tax savings, and tips for carrying forward donations or grouping them with a spouse. If you're among the many Canadians who donate to charity but aren't sure how it helps at tax time, this episode will give you clear, actionable insights to thrive financially while making a difference.

HOW TAX CHANGES WILL AFFECT CHARITABLE GIVING FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Thad Ismart | CFP®, ChFEBC, CEPS  Senior Financial Planner About This Episode Major tax changes are coming in 2026, and they'll reshape how Americans give to charity. In this episode, BWFA's Thad Ismart, CFP®, ChFEBC, CEPS, explains what's changing, who's affected, and how to make the most of your charitable donations under the new rules. Full Description Charitable giving is about more than generosity—it's also an important financial planning tool. But as key tax provisions are set to expire in 2026, many households could see the value of their charitable deductions change dramatically. In this episode of Healthy, Wealthy & Wise, BWFA's Thad Ismart, CFP®, ChFEBC, CEPS, Senior Financial Planner, outlines the upcoming changes to charitable giving and what donors should consider now. Under current law, those who take the standard deduction may soon qualify for a new above-the-line charitable deduction: $1,000 for individuals and $2,000 for married couples. While that's welcome news for many, itemizers will face new thresholds and reduced deduction rates. Thad explains how these adjustments may affect high-income earners and retirees who rely on charitable giving to manage taxes and support causes they care about. He also discusses how Qualified Charitable Distributions (QCDs) from IRAs remain one of the most efficient strategies for donors over age 70½, offering a way to give tax-free while satisfying required minimum distributions. Listeners will learn how to use timing to their advantage—whether it's accelerating donations before 2026, adjusting income levels, or combining giving strategies with estate and retirement planning. The key takeaway is simple: with the right planning, you can continue giving generously while maximizing your tax benefits. At BWFA, we help clients align charitable goals with financial objectives to create meaningful and lasting impact. This episode offers valuable insights for anyone who wants to give smarter in the years ahead. For more information, visit BWFA's Financial Planning Services.

In this episode, I'm joined by John Bromley to explore how we can foster social awareness and generosity in our children through charitable giving.We dive into the concept of a charitable allowance—a practical way to teach kids how to give with intention and empathy. John shares insights on how parents can equip children to become thoughtful givers by involving them in the giving process from an early age.We also discuss:the power of modeling generosity as a parent.why recognition and feedback are key when kids show (or miss) opportunities to be generous.practical ways to nurture empathy and social interest in everyday life.Join us for a thoughtful conversation about raising kids who care about others—and are empowered to make a difference!Connect with John here: https://www.linkedin.com/company/wearecharitable/mycompany/ https://x.com/wearecharitable https://www.instagram.com/wearecharitable/ **********Thank you to FeedSpot for selecting “Parenting the Adlerian Way” as the #1 parenting podcast in Canada!Do you have a parenting question for me? Send it to hello@alysonschafer.com and I'll answer (anonymously) on an upcoming Q&A podcast.Sign up for my monthly newsletter at www.alysonschafer.com and receive my “Responsibilities By Age” pdf. Hosted on Acast. See acast.com/privacy for more information.

We discuss how to give well.

Charitable giving is a cornerstone of many comprehensive retirement plans.  It's also a cornerstone of our mission at Keen Wealth Advisors. Our whole team takes great pride in serving as active members of our community, whether we're making monetary grants or lending a hand to projects around the greater Kansas City area. And through the efforts of the Keen Wealth Foundation, we're able to identify causes where we can have a high impact and share what we've learned about effective giving with friends and clients of the firm.  On today's show, I'm honored to welcome the director of the Keen Wealth Foundation, my wife Carissa Keen, to discuss our philanthropic mission. Carissa also shares some best practices and a checklist that can help you feel more confident as you evaluate and consider which charitable causes and organizations you may want to support.

What do football and taxes have in common? Both can surprise you with unexpected losses! This episode explores how retirees often underestimate the impact of taxes on their savings, with real-life stories and strategies from the team at A Better Way Financial. Learn how state and federal taxes, required minimum distributions, Roth conversions, and charitable giving can shape your retirement—and discover how smart planning can help you keep more of what you’ve earned. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Think your taxes will drop in retirement? Think again! Financial advisor Justin Dobak reveals how taxes can quietly erode even the most carefully crafted retirement plans. From Social Security surprises to required minimum distributions and estate planning pitfalls, this episode breaks down the tax buckets, strategies for Roth conversions, and smart ways to gift or donate for maximum efficiency. Tune in for actionable insights to help you build a smarter retirement tax strategy—before the IRS comes knocking. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Have you heard the saying it is better to give then receive?  From a Christian perspective it isn't just a nice saying, it has promises attached to it.  What does the Bible say about giving and what are some ways other than money that you can give?Key Takeaways:1) In the ancient days, tithing was a way to provide for widows, orphans, and the community2) Is a 10% tithe too hard?3) What are some blessings and promises that come with giving4) Important to be a cheerful giver

Americans give nearly half a trillion dollars to charity each year—over 2% of GDP. Yet despite this massive scale, charitable giving remains stuck in the past, dominated by donor-advised funds marketed exclusively to the wealthy and clunky processes that make generosity harder than it should be. Today I'm joined by Adam Nash, co-founder and CEO of Daffy, a modern platform that's democratizing charitable giving through technology. Adam brings decades of experience building consumer fintech products as the former CEO of Wealthfront and in leadership roles at LinkedIn, Dropbox, and eBay. During the pandemic, he recognized that while fintech had revolutionized how we save and invest, charitable giving had been largely untouched by innovation. We'll explore why Adam left Wealthfront to tackle charitable giving, how Daffy's membership-based model differs from traditional approaches, and why he believes donor-advised funds will soon be as common as 401ks. Adam will share insights on tax-advantaged giving as more people hold appreciated assets like stock and crypto, how Daffy is incorporating AI, and why they've opened their APIs to partners like Betterment and Robinhood.

Welcome to another exciting episode of The Embellished Pod! In this episode, we dive deep into the story behind Four Branches Bourbon, a unique spirits brand founded by veterans from four different branches of the U.S. military. Join us as we chat with Mike Trott and Greg Snyder about their journey from concept to a top-performing brand, their commitment to quality, and their mission to give back to the veteran community. Timestamps: 00:00 - Introduction and Podcast Info 00:35 - Meet the Founders: Mike Trott and Greg Snyder 01:16 - The Unique Story of Four Branches Bourbon 02:15 - How Four Veterans Came Together to Create a Brand 07:09 - The Importance of Drinking Honorably 10:03 - The Journey from Concept to Market 14:05 - The Role of Quality in Building a Brand 18:08 - The Future of Four Branches Bourbon 21:00 - The Importance of Storytelling in Bourbon 24:17 - Greg Snyder's Journey and Why He Joined Four Branches 27:18 - Charitable Giving and Supporting Veterans 28:26 - Current and Future SKUs 33:23 - Looking Ahead: The Future of Four Branches Bourbon 35:48 - Upcoming Events and Where to Find Four Branches Bourbon 37:08 - Closing Remarks Key Takeaways: Four Branches Bourbon is the only spirits company founded by veterans from the Army, Air Force, Navy, and Marines. The brand emphasizes drinking honorably and giving back to the veteran community. Quality and storytelling are at the heart of their brand, ensuring a premium experience for their consumers. The founders have raised nearly half a million dollars for veteran organizations and continue to support various charitable causes. Connect with Us: Email: embellishpod@gmail.com Instagram:@embellishpod TikTok:@embellishpod Website:www.embellishpod.com Listen to the Podcast: Available on all major podcasting platforms. If you can't find us, send an email, and we'll get it sorted! Watch the Video Version: Available on YouTube. Don't forget to like, comment, and subscribe! Support Four Branches Bourbon: Visit their website: Four Branches Bourbon Follow them on social media for updates and events. Leave a Review: If you enjoyed this episode, please leave a review on your favorite podcast platform and share it with your friends! Thanks for tuning in, and we'll see you in the next episode of The Embellished Pod!

A new research paper suggests philanthropic donations would increase by up to 73% if the donation tax credit was boosted. 

When Congress passed the One Big Beautiful Bill in July 2025, the Federal legislation brought significant changes for business and individual taxpayers.On this week's Mind Your Business, we continue our examination of the bill and it's impact on tax law for business and individual filers, highlighting key changes that will resonate with High Country businesses and their employees. We are joined by Ralph Polk, CPA and Senior Manager with DMJPS, PLLC, who will break down the legislation and provide insight on topics like depreciation, research & development expenses, and 1099 reporting for businesses. He'll also explain the final legislative language related to major campaign talking points like no tax on tips, while also highlighting changes to charitable contribution allowances for certain individual taxpayers.Mind Your Business is written and produced weekly by the Boone Area Chamber of Commerce. This podcast is made possible thanks to the sponsorship support of Appalachian Commercial Real Estate.Catch the show each Thursday afternoon at 5PM on WATA (1450AM & 96.5FM) in Boone.Support the show

Your fundraising strategy is about to become ancient history. This AI breakthrough isn't just a small update; it's a complete revolution that changes everything you know about donor relationships and growing your nonprofit.In this episode of Hey Nonprofits, host Trevor Nelson is joined by fundraising expert and AI pioneer Nathan Chappell to discuss the most profound technology shift in human history. They explore why old methods like focusing on cost per dollar raised are failing and how the shrinking donor pool is forcing a new approach. Nathan explains how any nonprofit can use predictive and generative AI to build a true community, create personalization at scale, and foster generosity. This conversation reveals the simple steps to embrace innovation and curiosity, ensuring your organization thrives in this new era.

Karla started college at age 24, taking her little boy with her to Michigan State University where she earned her degree in Public Resource Management in just four years. She gained significant experience serving under Detroit Mayor Dave Bing, who led the revitalization of the Motor City. In this impactful episode, PPL President & CEO Karla Henderson sits down with Kathy & Dardy to share her career and life journey.Connect with Versique

If you've ever wondered whether you should pass on your money now or make your heirs wait for the “big reveal” (cue the dramatic reading of your will), this is your episode. Joe Saul-Sehy, OG, and Neighbor Doug welcome Paula Pant from Afford Anything and Jesse Cramer from Personal Finance for Long-Term Investors to play a high-stakes round of “In or Out” with estate planning and charitable giving. Is anonymous giving a waste of good publicity? Should you set up a donor-advised fund or keep it simple? Is sharing your estate plan with your heirs wise—or an invitation to awkward holiday dinners? This isn't your average dry legal seminar. Between football analogies, dinosaur jokes, and the occasional jab at Ford's electric truck sales, our crew digs into the real-life choices Stackers face when deciding how—and when—to pass along their wealth. You'll hear hot takes, smart strategies, and maybe even a nudge to start that conversation you've been putting off. From the practical (avoiding probate, maximizing giving impact) to the philosophical (why give at all, and how much?), this episode blends useful tactics with the irreverent basement energy you know and love. It's part money talk, part game show, and 100% designed to get you thinking about your financial legacy. The pros and cons of giving now versus after you're gone How donor-advised funds work and whether they're worth your time Why anonymous giving might be overrated—or a hidden superpower Ways to avoid family drama by (maybe) sharing your estate plan early How to think about charitable giving as part of your overall financial plan Questions to ponder during the show: Would you rather give now and see the impact, or give later and leave a surprise? How much transparency do you think heirs deserve about your estate plans? If you give anonymously, are you missing an opportunity—or dodging a headache? What would you want your charitable legacy to look like? FULL SHOW NOTES: https://stackingbenjamins.com/estate-planning-giving-week-in-or-out-1725 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

How can you give more to the causes you care about while keeping more of your hard-earned money? Charitable giving isn't just a personal act of generosity; it's also a strategic financial opportunity. In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, sits down with philanthropy professional Joshua Chadajo, CEO of JEC Philanthropy, to … Read More Read More

Unfortunately, more Americans are using their 401(k)'s for financial emergencies I'm sure some will disagree with me based on the headlines arguing they were so happy that they had their 401(k) to tap for whatever their financial emergency was. In my opinion, people are thinking short term and not thinking about the long-term crisis when they retire in 20 or 30 years and then might be living at the poverty level because their 401(k) was not large enough to generate a decent income and social security was far less than they thought. I also want people to understand based on how fast medical technology is moving, in 20 to 30 years you may be spending more time in retirement than the 20 years or so that you were thinking. The numbers are frightening when I look at them and I have wished many times that the 401(k) would eliminate the ability to access funds before retirement like the old pension plans from companies. According to Vanguard, 2024 saw a record of 4.8% of workers that took a hardship distribution for a financial emergency. This was more than double the 2% level in 2019. Even more frightening was nearly 33% of people decided to take and cash in their 401(k) when they changed jobs in spite of the fact of paying taxes and penalties as opposed to rolling that retirement over to an IRA rollover or their new 401K plan. Congress in their infinite wisdom has made it easier to qualify for withdrawals from 401(k)'s for emergencies. I believe the Congress that set up the 401K in 1978 under The Revenue Act of 1978 did not envision the raiding of 401(k)'s for emergencies. I'm pretty confident in 1978 Congress felt this would be a great retirement plan for all Americans, not an emergency fund of to pay off debt. I highly recommend before people take any money out of the 401(k), they talk to a real financial professional to understand the taxes and penalties they are paying. It's not just the taxes and penalties, and one should also figure out the future value of what that account could have grown to and how that withdrawal could devastate their retirement!   Inflation report shows some positives and some negatives The July Consumer Price Index, also known as CPI, showed an annual increase of 2.7%, which was in line with June's reading and below the expectation of 2.8%. The headline number was helped by energy, which showed an annual decline of 1.6%, largely thanks to a decline of 9.5% for gasoline. Energy services on the other hand were not as favorable considering an increase of 5.5% for electricity and 13.8% for utility (piped) gas service. I do wonder if the power demand for these large data centers is starting to put a strain on the grid and I worry this could become even more problematic. As for core CPI, which excludes food and energy, it was up 3.1% from a year ago and was slightly above the forecast of 3%. This was a slight increase from the 2.9% level in June and the highest annual increase since February. Surprisingly, shelter continues to be a large reason for the elevated inflation rate as it was still up 3.7% compared to last year. In terms of tariffs showing up in the report, it still appeared to be subdued. Furniture was up 7.6% compared to last year, but other areas that I would anticipate seeing pressure like apparel and new vehicles saw little change. New vehicle prices were up just 0.4% compared to last year and apparel prices were actually lower by 0.2%. I did see an economist point out the fact that core goods inflation on an annual basis registered the largest growth in over two years, but at 1.2% I wouldn't say that is putting strain on the economy. These tariffs will likely put continued pressure on inflation, but if other areas like shelter continue to see less inflation that could counteract that pressure and keep overall inflation in a manageable situation. Based on the slowing labor market and these manageable levels of inflation I do believe the Fed should cut in September.   What does the national debt surpassing $37 trillion mean for you?  On Tuesday, August 12th, the United States national debt passed $37 trillion for the first time ever. The debt is growing at about $6 billion per day, but that appears to be better than last year. In July 2024, the national debt passed $35 trillion and then in November 2024 it surpassed $36 trillion. Looking for some positives here, it did take nine months for the debt to grow another $1 trillion to the $37 trillion mark. At the end of the second quarter, debt to GDP stood at 119.4%, which is manageable but should not go much higher. Hopefully we can have a slowdown in debt expansion or maybe even a reversal and still have the GDP increase. The reason having a high national debt is a negative is it takes investment out of the private sector to fund our national debt, which can slow down the growth in our economy. A large national debt can also cause interest rates to increase as the need for more debt often means offering higher interest rates to attract buyers. It is also important to know that even when the Federal Reserve cuts interest rates, that generally has a larger impact on the short end of the curve, which includes instruments like treasury bills. Your long-term debt, such as 5–10-year notes are not controlled by what the Federal Reserve does and instead is based on supply and demand. It would not be a wise move for the government to only issue short-term debt for a lower rate because if rates were to increase in the future for whatever reason, that could cause our national debt to grow out of control and potentially cause a financial collapse. Also, keep in mind that generally mortgage rates align with the rates for longer term debt and now with some car loans being six or seven years, the interest rates for those loans will probably not drop because they are now longer-term loans not the old 3-to-4-year loans they used to be. We are not in trouble yet, but we are getting close to the edge and we need to grow the economy and still reduce the national debt so our country can continue to prosper and grow.   Financial Planning: Changes Coming to Charitable Giving The One Big Beautiful Bill Act, signed on July 4, 2025, delivers some new changes coming to how charitable giving may be deducted. For the first time since the pandemic-era CARES Act, those who claim the standard deduction will be able to deduct cash donations up to $1,000 for single filers and $2,000 for joint filers.  This will act as an above-the-line deduction in addition to the standard deduction.  For itemizers, however, the law imposes a new 0.5% of AGI floor, meaning only contributions above that threshold will count toward deductions, potentially reducing benefits for those making smaller annual gifts. For example, a tax filer with an AGI of $200,000 receives no tax benefit on the first $1,000 (.5%) of donations. Also, itemizers are not able to take advantage of the $1,000 to $2,000 above-the-line charitable deduction that standard deduction filers can.  In addition, high earners who are in the 37% tax bracket will only receive a 35% deduction on charitable donations. All of these changes go into effect in 2026, so those claiming the standard deduction may want to wait until then while itemizers and high earners may want to make donations before the end of the year.   Companies Discussed: Intel Corporation (INTC), UnitedHealth Group Incorporated (UNH), Nexstar Media Group, Inc. (NXST) & Bloomin' Brands, Inc. (BLMN)

Becoming a millionaire at a young age (take Sydney Sweeny. Please.) is an incredible achievement—but keeping and growing that wealth is a whole different game. Richard Rosso & Jonathan McCarty break down The Money Playbook for Young Millionaires—the proven strategies high net worth young investors use to safeguard their money, build lasting wealth, and avoid costly mistakes. Everything from wealth protection for young investors, asset protection strategies, and tax planning for young wealthy individuals, to the critical mindset shifts needed to grow your net worth in any market...whether your success came from business, investing, or inheritance, this guide will help you protect your wealth for decades to come. If you're a high net worth millennial or a young investor ready to play the long game, this is your roadmap. 1 - Sydney Sweeney's Worth "only" $40-Mil 2 - Taylor Swift's Financial Plan 3 - Health & Wealth 4 - Basic Trust Planning 5 - Tax Planning & Strategies 6 - The Most Important Decision You Can Make 7 - Estate Tax Planning 8 - Trust Planning & Taylor Smith 9 - Where There's a Will... 10 - Charitable Giving & Linda Blair 11 - Investing in Opportunity Zones 12 - Final Wishes & Abandoned Assets Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=fOXqIaMP8RY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Market Breadth Expands," is here: https://www.youtube.com/watch?v=2gfnyTW59w8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will the Fed Cut Rates NOW??" https://www.youtube.com/watch?v=D1vTkvEIUxg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #WealthProtection #YoungInvestors #HighNetWorth #AssetProtection #FinancialPlanning #SydneySweeny #TaylorSwift #InvestingAdvice #Money #Investing

Send us a textIn this episode of The Get Ready Money Podcast, I was joined by Alissa Maizes, Erinn Andrews and Russell James. We explore how Donor Advised Funds (DAFs) can be a great vehicle for charitable giving. 

When tragedy strikes, how do we respond with both heart and wisdom? What are the right—and potentially wrong—ways to support grieving families after a devastating loss?In the wake of the catastrophic flooding in Central Texas this past July, co-hosts Jeff Green and Lauren Smith take a compassionate, candid look at how individuals and communities can offer meaningful support during times of unimaginable tragedy. While this episode was prompted by the loss felt throughout the Camp Mystic and Hunt, Texas communities, the insights shared apply to any situation where grief runs deep and help is needed.With warmth, honesty, and practical guidance, Jeff and Lauren explore how to give generously without adding unintended stress—and why thoughtful financial decisions matter more than ever during moments like these. Together they discuss:Common missteps people make when trying to help—and what actually makes a lasting differencePros and cons of using platforms like GoFundMe (including tax and privacy considerations)Alternatives to GoFundMe, including donor-advised funds and how they can create lasting legaciesHow to vet charities and ensure your donations are going to qualified 501(c)(3) nonprofitsThe importance of showing up after the funeral, when grief lingers but support often fadesThe role of MealTrain and other practical ways to support families long-termWhy it's essential to pause before making major financial decisions in the wake of traumaIf you're looking for actionable ways to give with both heart and clarity—this episode is worth a listen.Connect With Green Financial Group:jeff@WinstoneWP.com(713) 244-3030Schedule A Call With Jeff or LaurenWinstone Wealth PartnersLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Charitable giving matters year-round. From gang life to food truck success - mentoring youth through cooking. And the Chicago Triathlon brings global athletes, big business, and major sponsorships to town.

Many retirees want to give back—but aren't sure how to do it in a way that's financially savvy and tax-efficient. If you've ever wondered how to streamline your charitable giving, take advantage of smart tax strategies, or leave a lasting legacy without the administrative burden, we have the perfect guest to help with those important decisions. Today, Matthew Peck is joined by Kyle Casserino, VP of Charitable Planning at Fidelity Investments. With years of experience in philanthropic financial strategies, Kyle walks us through the fast-growing world of Donor-Advised Funds (DAFs) and how they can help individuals make a greater impact while minimizing taxes. From understanding the history and purpose of DAFs to exploring real-life scenarios where they make the most sense, Kyle explains why this tool is increasingly popular among charitably inclined investors. In this conversation, you'll learn how Donor-Advised Funds compare to private foundations, how to give appreciated assets like stocks instead of cash, and why these accounts are especially valuable for high-income earners, business owners, and those with large tax events. Whether you're already giving or planning to give in the future, you'll walk away with actionable strategies to make your charitable dollars go further. In this podcast interview, you'll learn: Why Donor-Advised Funds are a flexible, low-maintenance alternative to private foundations. How giving appreciated stock can help you avoid capital gains taxes. The advantages of funding a DAF in high-income years to "pre-pay" future giving. Why Donor-Advised Funds can help simplify record-keeping and tax filing. How DAFs support legacy planning, including multi-generational giving. The biggest differentiators of foundations versus Donor-Advised Funds Why timing, tax brackets, and estate size matter when planning charitable gifts. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

A provision in current tax law allows individuals to make qualified charitable distributions directly from their IRAs before reaching their required minimum distribution age. Watch this week's Educational Insights episode as Mark Hume breaks down how this strategy remained unchanged through recent legislation and how it may offer tax advantages. Watch to learn more.   […] The post Charitable Giving Strategy first appeared on Fi Plan Partners.

This week on the Retirement Quick Tips Podcast, I'm talking about the key provisions of the One Big Beautiful Bill that was recently signed into law and how that might impact you.  Today, I'm talking about how the OBBB is changing planning considerations for those of you who are interested in charitable giving.

Mark, founder of Start Bay Enterprises, joins to discuss his work in the charity sector and why he believes Bitcoin is critical for the future of nonprofits. He shares insights on how fiat currency harms charities, why transparency matters, and how Bitcoin can help small businesses and organisations build financial resilience.Available now on YouTube and all podcast platforms.

For those of you that are interested in giving, let's try to do so as tax efficiently as possible!  In this episode of Financial Clarity for Doctors, Rachelle Vanderzanden and Corey Janoff walk through a few ways you can give money to the causes that are near and dear to your heart and pay a little less in taxes at the same time.  Often, the larger the gift, the more tax benefits, but even small gifts can potentially have tax benefits. A few ways to get tax deductions for charitable contributions include: Smaller gifts to qualifying non-profits if you already itemize on your taxes. Gifting appreciated stock from non-qualified accounts. Gifting money to donor-advised funds. Setting up private foundations. Bequeathing money from a potentially taxable estate. Setting up a trust specifically for charitable giving. Some of your tax money may go to causes you support, but choosing your own causes can be much more rewarding and potentially lessen that tax burden.  Listen to the full episode to learn more! For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

In this live Q&A session, Alex Murguia and Wade Pfau answer questions on key aspects of retirement income planning, including withdrawal strategies, the 4% rule, tax considerations, and the role of financial advisors. They discuss how age and financial circumstances can influence withdrawal rates and highlight the importance of using guardrails to manage risk. The conversation also touches on Medicare, ACA subsidies, gifting strategies, and investment approaches to help protect against inflation. Altogether, it offers practical insights for retirees planning their financial future.   Takeaways The 4% rule is a guideline for a 30-year withdrawal strategy. Withdrawal rates can vary based on age and time horizon. Guardrails can help manage sequence of returns risk in retirement. Tax strategies are crucial for overfunded retirees to minimize liabilities. Medicare and ACA subsidies can impact retirement income planning. Gifting strategies can help manage estate taxes and provide for heirs. Investment strategies should consider inflation protection, especially for those without Social Security. Financial advisors can provide valuable guidance in retirement planning. Risk management is essential to ensure sustainable income in retirement. Planning for retirement involves both financial and non-financial considerations. Chapters 00:00 Introduction to Retirement Income Strategies 06:07 Understanding the 4% Rule and Its Variations 11:55 Exploring Withdrawal Rates for Different Ages 21:01 Strategies for Overfunded Retirement Scenarios 30:14 Balancing Total Return and Income Protection Strategies 32:40 Spending Strategies for Retirement Accounts 35:50 Charitable Giving and Roth Accounts 39:31 Mortgage vs. Roth IRA Contributions 43:57 Withdrawal Strategies in Retirement 49:41 Key Steps Before Retirement 53:08 Roth Conversions and IRMA 56:28 Inflation Protection for Educators 01:01:15 Understanding Risk-Wrapper Strategies   Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

A preview of the booming fireworks industry as the 4th of July weekend approaches, a reminder that charities need support all year - not just during the holidays - and a look at nostalgia-inspired road trips.

Welcome to EO Radio Show – Your Nonprofit Legal Resource. In today's episode, Cynthia Rowland is joined by David Ogburn, a senior client strategist with BNY Wealth. David will talk about the recently released BNY Annual Charitable Gift Report covering 2024. He will present the highlights from the annual report and share insights, best practices, and actionable strategy recommendations for planned giving success. This episode will be of particular interest to the charity executive leadership and board leadership alike. Show Notes:  Cynthia Rowland, Podcast Host, Partner, Farella Braun + Martel David Ogburn, Senior Client Strategist, BNY Wealth BNY Wealth Annual Charitable Gift Report EO Radio Show #123: Investing Charity and Foundation Assets in Turbulent Times With Jennifer Nelson EO Radio Show YouTube Playlists: Private Foundations If you have suggestions for topics you would like us to discuss, please email us at eoradioshow@fbm.com. Additional episodes can be found at EORadioShowByFarella.com. DISCLAIMER: This podcast is for general informational purposes only. It is not intended to be, nor should it be interpreted as, legal advice or opinion.

Imagine being told you only have 12 months to live. What would you do with your time? Today on Your Money, Your Wealth podcast number 532, Big Al Clopine, CPA and Executive Producer Andi Last are thrilled to welcome Jonathan Clements back for his fourth appearance. For thirty years, Jonathan has been known for his personal finance writing: in his column “Getting Going,” which appeared in the Wall Street Journal over 1,000 times starting in 1994, on his website HumbleDollar.com, and in his many acclaimed books. About a year ago, Jonathan Clements was diagnosed with a rare form of lung cancer and was told he had about a year to live. Today we're celebrating the fact that he is still here with us, and we're inspired by his decision to use his precious time to launch The Jonathan Clements Getting Going on Savings Initiative. Watch or listen to find out how you can get a free Kindle copy of Jonathan's new book, and how you can help Jonathan pay it forward for the next generation. Free financial resources & episode transcript: https://bit.ly/ymyw-532 The first 100 people to email us will receive a free Kindle copy of The Best of Jonathan Clements: Classic Columns on Money and Life WATCH Retirement Sabotage! 12 Post-Retirement Money Mistakes to Avoid on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps:  00:00 - Intro: This Week on the YMYW Podcast 02:53 - Jonathan Clements' Getting Going on Savings Initiative 05:23 - $1,000 Roth IRA Contributions and Personal Finance Education for Young Adults 07:55 - Exponential Growth: The Sooner You Save, The Better 09:44 - Research Study Will Measure Impact on Young Savers 11:56 - Financial Education is Important 14:05 - The John C. Bogle Center for Financial Literacy 14:38 - The First 100 People to Email Us Receive a Free Copy of The Best of Jonathan Clements: Classic Columns on Money and Life 15:45 - How Does a Healthy 62-Year-Old Non-Smoker End Up Living With Stage IV Lung Cancer? The EGFR Exon 20 Insertion Mutation 18:52 - HumbleDollar.com, The Jonathan Clements Getting Going on Savings Initiative, and The Best of Jonathan Clements Book

Send us a textThis week let's chat about how you might convince your job to start an employee donation matching program so that your charitable giving can go twice as far. You'll learn a simple three step plan to find a couple of allies, figure out who the decider is, and how to pitch your idea. Your colleagues will be thrilled that their donations will go farther, and your organization will be glad to have an employee perk that doesn't cost much and can boost retention. Most importantly, the nonprofits in your community will benefit from your support in doing their good work. And who knows, after you convince your job to offer matching donations, maybe you'll be ready to convince them to sign an environmental pledge or offer socially responsible 401(k) or 403(b) options?Links from today's episode:Employee Match Programs | Charity Navigatorhttps://www.charitynavigator.org/donor-basics/giving-101/employee-match-programs/ ICYMI another episode you might enjoy:Episode#117 1% for the Planet (recorded before the 2024 rebranding of this show)Love the book recos on this show? Check out the Progressive Pockets Bookshelf:https://bookshop.org/shop/progressivepockets As an affiliate of Bookshop.org, Progressive Pockets will earn a commission if you make a purchase.Connect With Genet “GG” Gimja:Website https://www.progressivepockets.comTwitter https://twitter.com/prgrssvpckts Work With Me:Email progressivepockets@gmail.com for brand partnerships, business inquiries, and speaking engagements.Easy Ways to Support the Show1. Send this episode to someone you know! Word of mouth is how podcasts grow!2. Buy me a coffee (or a soundproof panel!) https://buymeacoffee.com/progressivepockets 3. Leave a 5 star rating and review for the show!//NO AI TRAINING: Any use of this podcast episode transcript or associated show notes or blog posts to “train” generative artificial intelligence (AI) technologies to generate text is expressly prohibited. This includes, without limitation, technologies that are capable of generating works in the same style or genre as this content. The author reserves all rights to license uses of this work for generative AI training and development of machine learning language models//Support the show

The world needs more impactful, local charitable giving, says Nathan Merrill. Giving without an expectation of anything in return, this is the subject today. And this act provides more benefits than many people think. We discuss the physiological effects of service, and how this helps the mind and the body. Think about how to help people within your circle, including the people you work with. You may be able to help people in ways you had never imagined. Nate and Karl discuss three ways of giving, by showing up, by delivering the high-level skills that made you wealthy, and by just plain old writing a check or using other financial tools. And what about the single people, and/or people without children? Finally, some deep thoughts about the tax deductions and how they test a person's conviction about the charities...would we give without a tax benefit?Resources mentioned in today's podcast:Foundation SourceMore than Money 360Die with ZeroGo Tax Free with a Charity White PaperAs always, it is good to have an expert on your side. Expert Network team provides free consultations. Just mention that you listened to the podcast. Nathan Merrill, attorneyWorking with affluent families and entrepreneurs in implementing tax-efficient strategies and wealth preservationGoodspeed, Merrill(720) 473-7644nmerrill@goodspeedmerrill.comwww.goodspeedmerrill.com Jeff Krommendyk, Insurance ExpertWorking with business owners and successful families in transferring riskOne Digital Insurance Agency(303) 730-2327jeff.krommendyk@onedigital.com Karl FrankFinancial planner helping a small number of successful families grow and protect their wealth and choose how they want to be taxedCERTIFIED FINANCIAL PLANNER™A&I Wealth Management(303) 690.5070karl@assetsandincome.com Webcasts, Podcasts, Streaming Video, Streaming AudioA&I webcasts, podcasts, streaming video, or streaming audios are provided free of charge solely for use by individuals for personal, noncommercial uses, and may be downloaded for such uses only, provided that the content is not edited or modified in any way and provided that all copyright and other notices are not erased or deleted.All webcasts, podcasts, streaming video, or streaming audios are subject to and protected by U.S. and international copyright laws and may not be sold, edited, modified, used to create new works, redistributed or used for the purpose of promoting, advertising, endorsing or implying a connection with A&I.A&I reserves the right, at any time and for any reason, to stop offering webcasts, podcasts, streaming video, or streaming audios and to stop access to or use of webcasts, podcasts, streaming video, or streaming audio and any content contained therein A&I shall not be liable for any loss or damage suffered as a result of, or connected with, the downloading or use of the webcasts, podcasts, streaming video, or streaming audios. A&I Wealth Management is a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.The information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the presenter on the date of the podcast and are subject to change. The information presented is not an offer to buy or sell, or a solicitation of any offer to buy or sell, any of the securities discussed. You should consult with a professional adviser before implementing any of the strategies discussed. Any legal or tax information provided in this podcast is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation.

What if your retirement plan included a villa in Laos, a full-time staff, and a mission to give back all while dodging the economic chaos in the U.S.? In today's episode, Jack Russo calls up Robert Acker to unpack how he's turning his golden years into a blend of smart investing, international living, and grassroots philanthropy. They dig into the realities of managing assets across borders, navigating foreign tax laws, and protecting wealth from political shifts back home. This episode covers everything a future expat needs to think about, from U.S. dollar depreciation to the rise of China, from pool maintenance in Thailand to setting up charitable foundations in Laos. Robert doesn't hold back as he weighs the pros and cons of cashing out his American investments and moving them overseas. If you've ever wondered what it really takes to live well and do good abroad, this is the conversation you need to hear.   Jack Russo Managing Partner Jrusso@computerlaw.com www.computerlaw.com https://www.linkedin.com/in/jackrusso "Every Entrepreneur Imagines a Better World"®️  

2026 FIFA World Cup games are coming to Philadelphia. Many civic-focused events, with long-lasting benefits to the region, are in the planning stages throughout the Philadelphia area. Charitable contributions to 501(c) (3) non-profit agencies help make many of these events possible. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNERTM professional Jason O'Meara, Wealth Advisor and Sr. Director, Mercer Advisors. They speak with Brian Esposito, Chief Revenue Officer at FIFA World Cup 26 Philadelphia. Brian details the events and their financial impact on the greater Philadelphia region. John and Jason discuss the tax advantaged benefits you may receive by making charitable donations to non-profit organizations. Listening Time: 20 minutes Mercer-Cordasco Disclosure Information Visit Our Website Join Our Email List Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network. Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.

Welcome to the ENT!Embrace a little more gratitude, give a little more to the causes you are passionate about, with Nathan Merrill and Karl Frank. A lot of charitable planning centers around tax planning--if I give this, then I will save that in taxes. But rather than thinking of it as a quid pro quo, Nathan encourages us to come back to a higher level. "Detached or disinterested generosity," and the other legal definitions of charitable giving, is a good way to begin. And to whom do I want to make a gift? For many business owners, their team-mates are among the most important people in their lives. The laws make it hard to give to an employee any gift over $25. Buying a table at a charitable event is another way to make a gift, that is important. But the "how" we give is not as challenging as the why we give. Asheville, NC, is a part of the world that is struggling today, perhaps this is a great way to organize your thoughts. It is important to line up your impact with your tax deduction, and not plan around the tax benefits. You may want some recognition today even if the charity does not receive money until a later date. Included in our discussion are some of these strategies, including trusts, qualified distributions, etc. Learn about where to go to get an idea of charities to donate to. And finally, we discuss the importance of planning, because "when your values are clear, your decisions are easy."Resources mentioned in today's podcast:Foundation SourceMore than Money 360Die with ZeroGo Tax Free with a Charity White PaperAs always, it is good to have an expert on your side. Expert Network team provides free consultations. Just mention that you listened to the podcast. Nathan Merrill, attorneyWorking with affluent families and entrepreneurs in implementing tax-efficient strategies and wealth preservationGoodspeed, Merrill(720) 473-7644nmerrill@goodspeedmerrill.comwww.goodspeedmerrill.com Jeff Krommendyk, Insurance ExpertWorking with business owners and successful families in transferring riskOne Digital Insurance Agency(303) 730-2327jeff.krommendyk@onedigital.com Karl FrankFinancial planner helping a small number of successful families grow and protect their wealth and choose how they want to be taxedCERTIFIED FINANCIAL PLANNER™A&I Wealth Management(303) 690.5070karl@assetsandincome.com Webcasts, Podcasts, Streaming Video, Streaming AudioA&I webcasts, podcasts, streaming video, or streaming audios are provided free of charge solely for use by individuals for personal, noncommercial uses, and may be downloaded for such uses only, provided that the content is not edited or modified in any way and provided that all copyright and other notices are not erased or deleted.All webcasts, podcasts, streaming video, or streaming audios are subject to and protected by U.S. and international copyright laws and may not be sold, edited, modified, used to create new works, redistributed or used for the purpose of promoting, advertising, endorsing or implying a connection with A&I.A&I reserves the right, at any time and for any reason, to stop offering webcasts, podcasts, streaming video, or streaming audios and to stop access to or use of webcasts, podcasts, streaming video, or streaming audio and any content contained therein A&I shall not be liable for any loss or damage suffered as a result of, or connected with, the downloading or use of the webcasts, podcasts, streaming video, or streaming audios. A&I Wealth Management is a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.The information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the presenter on the date of the podcast and are subject to change. The information presented is not an offer to buy or sell, or a solicitation of any offer to buy or sell, any of the securities discussed. You should consult with a professional adviser before implementing any of the strategies discussed. Any legal or tax information provided in this podcast is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation.

In this episode of Dollars & Sense, financial expert hosts Joel and Christina delve into the complexities of tax season and share the top 10 tax trouble spots that individuals face. They discuss critical issues such as the taxation of social security, where increased income can lead to higher taxes on these benefits, and the Premium Tax Credit (PTC) recapture related to the Affordable Care Act, which can result in significant repayments if income approximations are incorrect. 

Welcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli, CFP, is joined by Andrew Barhardt, CFP, to explore how charitable contributions can be optimized for tax efficiency. They discuss practical strategies such as donor-advised funds, gifting appreciated stock, and estate planning techniques to ensure your generosity also leads to tax benefits. Whether you're navigating a high-income year or planning your legacy, this episode offers valuable insights to help you give wisely.Tune into this episode to also learn:● How donor-advised funds can provide flexibility and immediate tax deductions.● The benefits of gifting appreciated stock to eliminate capital gains taxes.● When charitable remainder trusts (CRTs) are appropriate for advanced planning.● Why designating charities as IRA beneficiaries can be a smart estate strategy.What we discussed● [00:00:06] Why many charitable contributions don't provide tax benefits under current standard deduction rules.● [00:02:45] Introduction to donor-advised funds and how they work.● [00:05:29] When donor-advised funds are most advantageous, especially in high-income years.● [00:07:12] How deduction bunching can help maximize tax deductions.● [00:11:37] Gifting appreciated stock to avoid capital gains taxes.● [00:14:00] Overview of advanced charitable trusts like CRATs and CRUTs.● [00:17:03] The best assets to leave to charity versus heirs in estate planning.● [00:18:26] The importance of tax-efficient charitable giving both during life and after death.3 Things To Remember1. Donor-advised funds offer a flexible way to manage charitable giving while optimizing tax deductions.2. Gifting appreciated assets can eliminate capital gains taxes and enhance the impact of your donations.3. Strategic estate planning ensures that both your heirs and charities benefit in the most tax-efficient manner.Useful LinksConnect with Jason Gabrieli: https://www.linkedin.com/in/jasongabrieliLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERE

In this episode of The First Day from The Fund Raising School, host Bill Stanczykiewicz, Ed.D., welcomes back Rick Dunham, founder and chair of Dunham+Company, for an insightful breakdown of donor confidence heading into 2025. Drawing on a fresh national survey of 1,500 active donors (each having given at least $20 in the past year), Dunham reports that 91% of donors plan to continue giving, an encouraging signal in a landscape often marred by doom-and-gloom headlines. Even more uplifting? A robust 79% intend to give the same or more this year, marking one of the strongest confidence ratings since 2020. The study reveals that this wave of confidence is largely buoyed by an improving economic outlook. Donors' optimism about the future, especially in the wake of recent elections, appears to be boosting charitable intent. But Dunham emphasizes that while economic conditions matter, nonprofits themselves still carry the torch. Communication is king, or at least, the royal herald. Donors reported that consistent, clear messaging from organizations significantly influenced their giving decisions. The takeaway? Don't ghost your supporters, keep them in the loop and show them how their gifts are making a difference. Even in uncertain times, a compelling case for support remains your fundraising MVP. Of course, economic anxieties haven't vanished entirely. Inflation has resurfaced as a top reason why 14% of donors expect to give less, despite the rate sitting under 3% at the time of the study. It's not just math, it's mindset. Dunham points to the psychological impact of inflation, suggesting that how people feel about the economy often outweighs the actual numbers. Generational giving also enters the spotlight, with millennials stealing the show by donating 18% more than Gen X, despite earning an average of $23,000 less. Wrapping things up, Dunham serves a double scoop of strategic advice: don't underestimate boomers, who still control the majority of wealth, and make your online giving experience stupid simple. With 70% of respondents giving online and mobile usage on the rise, your website needs to be donor-friendly and frustration-free. And yes, even in our digital world, younger donors are oddly thrilled to receive physical mail. So whether it's an email, a postcard, or a perfectly timed text, keep the relationship warm and the giving process easy. Because at the end of the day, confidence isn't just about numbers, it's about connection.

In this episode, Nathan Crankfield and Bridget discuss various current events, focusing on tariffs and their implications, market reactions, the Wisconsin Supreme Court's recent decisions, the tragic case of Austin Metcalf, and the relationship between government funding and charitable work. Chapters00:00 Life Updates and Current Events01:14 Tariffs and Economic Strategies04:17 Market Reactions and Investment Strategies07:21 Wisconsin Supreme Court Decisions10:02 Media and Racial Incidents18:00 Forgiveness and Public Reaction19:43 The Complexity of Self-Defense Cases24:42 Hypocrisy in Media and Public Perception28:18 Charitable Giving and Societal Values28:51 Checks and Balances in Government37:09 The Role of Government in Charity

Did you know that Americans donate over $374 billion annually to charities? Giving back feels great, but did you know you can also maximize your tax savings in the process? In this episode, Laura shares nine expert tips to help you give smarter, whether it's understanding IRS rules, choosing the right organizations, or leveraging tax-efficient strategies like donor-advised funds.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/