Team Talk

“After a strong July and August for equities (the best August since 1986), markets pulled back in September, but good gains held for the quarter with the S&P 500 rising 8.9%.” Listen to CIO John Bussel’s take on how sound investment principles have stood up in this tumultuous year. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

On this eposide of Team Talk, our Senior Financial Advisor Clari Nolet speaks with Dimensional Fund Advisors’ Regional Director, Caroline Gaynor. In this inspirational interview, Caroline talks about her experience guiding vision-impaired athletes through triathlons and articulates the lessons she’s learned as a guide and how they parallel navigating life’s challenges.The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

As election time rolls around, people start to ask, what does history tell us about presidents and stock market performance? Chief Investment Officer, John Bussel, talks to us about the coming election and some of the history lessons we can learn. The Dimensional Fund Advisor charts and videos referenced in this episode may be found here.The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

During the COVID-19 Pandemic, a new wave of scams has popped up. We spoke to Kara Suro, Vice President, External Fraud Surveillance and Investigations, for Charles Schwab and Ben Watson, Technology Manager for Team Hewins about some of the most common scams being seen and some ways people can protect themselves. Listeners can visit Schwab.com/SchwabSafe for information on the Schwab Security Guarantee and how we can all work together to protect your accounts. If you have any questions for our guests or feedback on this episode, please email me at robf@teamhewins.com and we will do our best to answer your cybersecurity questions. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

Were your finances ready for 2020? How should we "pandemic-proof" our financial plans? To answer this and more, I interviewed Senior Financial Advisor, Karl Schwartz, CPA, CFP® to learn more about the steps one can take to help make it through economic ups and downs with confidence. Don't have a financial plan? Visit us to get started today. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

On today’s episode of Team Talk, we are talking Real Estate. We have with us today, Sandy Wihtol, Principal and Founder of The Wihtol Group. Sandy has been a licensed Realtor since 1986 serving his clients up and down the San Francisco Bay Area peninsula. Sandy has broad experience in working with buyers and sellers in the towns and cities along our peninsula while representing buyers and sellers at all levels of real estate to include the patience and attention required for first-time buyers. Also on today’s episode is Thuong Thien, CFP®, who serves clients out of our Redwood City and San Francisco offices. She works with many of her clients on planning for and managing the proceeds they receive from real estate transactions. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

In this episode of Team Talk we discuss July's market movements, the Q2 GDP report, and answer the question, What is the VIX? Learn more about our financial advisors, planners, and services at www.teamhewins.com. The content here is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

On this episode of Team Talk, we talk with Roger Hewins about Profitability and how that plays into our investment philosophy. A complex topic that we try to break down for people. As President and Founder of Team Hewins, Roger serves many of our firm’s largest and most complex clients while leading the Management Team and setting the strategic direction for the company.Roger has over 30 years of financial and investment management experience, including trading and portfolio management for multi-billion-dollar institutional investors.Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com.The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. Opinions expressed in this podcast are of the host and guests only and do not reflect the opinion of the firm. For more details, please visit teamhewins.com/terms-of-use.

On this episode of Team Talk, we speak with John Bussel about what we saw in this historic second quarter, in what is shaping up to be an interesting 2020. John is the Chief Investment Officer of Team Hewins. As CIO, John is able to utilize his extensive investment experience while providing our clients with a very high level of care and dedication. It is his goal to bring the financial professionalism and expertise used by great institutions to our individual and family clients.Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com.To read our full analysis with charts, visit our blog here.The content here is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use. Market performance data is sourced from Morningstar.

What do we think interest rates will be doing this year? Should investors be concerned about China? Should I be investing in gold?Listen to the second part of our client Q&A with our investment committee members, Roger Hewins, Martha Post, CFA, and John Bussel here on our podcast! Missed Part 1? Check out Episode 5 here. If you have a question you would like our team to answer for you, email it to Rob at robf@teamhewins.com. Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

In this episode of Team Talk John Bussel leads a conversation with Apollo Lupescu from Dimensional Fund Advisors about investment portfolio diversification. We ask him:Should your portfolio track the S&P 500? How does diversification capture opportunities in the broader global markets? About Apollo Lupescu, Ph.D., Vice President, Dimensional Fund AdvisorsApollo Lupescu is a Vice President at Dimensional Fund Advisors, where he started in 2004 after finishing his Ph.D. in economics and finance at the University of California, Santa Barbara. During his tenure at the firm, Apollo has gained experience in a wide variety of practical subject matters. He was part of the Dimensional Investment Strategies group, worked directly with financial advisors in the Northeast area assisting in the development of their business, managed the internal Client Services team that provides broad analytical support, and then oversaw the firm’s national advisor retirement business. He is currently Dimensional’s “secretary of explaining stuff.” In this role, he frequently presents around the country and the world at financial advisor professional conferences and individual investor events.The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

With unemployment up, continued COVID-19 uncertainty, and states starting to re-open, what is influencing the equity markets? Team Hewins CIO, John Bussel, joins us this week to discuss what moves financial markets.John is the Chief Investment Officer of Team Hewins. As CIO, John is able to utilize his extensive investment experience while providing our clients with a very high level of care and dedication. It is his goal to bring the financial professionalism and expertise used by great institutions to our individual and family clients.Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com. The content here is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

This week we have with us, Senior Advisor, Karl Schwartz. Karl comes to us from our Boca Raton, Fl office, and in addition to being a Certified Financial Planner, he also has a background as a CPA. Karl is also a leader on our financial planning committee and has been featured in publications such as Morningstar, AdviceIQ and Expert Beacon.Today, he is joining Rob Freedman on Team Talk to discuss the SECURE and CARES Act. Here you may find a blog on the CARES Act that Karl published earlier this year. About Karl Schwartz:As the leader of our firm’s financial planning committee, Karl helps our planning group continually improve the skills, knowledge, and processes we employ in helping our clients map out their financial futures, even as he does this work every day for his own clients. His exceptional technical knowledge and leadership skills combined with his dedication to serving his clients ensured his rapid advance to Senior Financial Advisor and then Principal.After starting his career as a CPA with a large regional tax firm, in 2008 Karl followed his true calling and joined us to become a financial planner. His tax background, combined with his deep experience in planning issues, makes him uniquely qualified to lead this practice area and keep us at the forefront of best practices for larger, more complex clients.Karl writes articles on various financial topics for the firm, and some of these have been featured in publications such as Morningstar, AdviceIQ, and Expert Beacon.The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

Team Hewins CIO, John Bussel, joins us this week to discuss the importance of investment diversification beyond the S&P 500 and an update on oil prices and their impact on the markets.John is the Chief Investment Officer of Team Hewins. As CIO, John is able to utilize his extensive investment experience while providing our clients with a very high level of care and dedication. It is his goal to bring the financial professionalism and expertise used by great institutions to our individual and family clients.Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com. The content here is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

Have we turned the corner? Are we seeing the light at the end of the tunnel, and will many “regular companies” get to survive and return to work soon? Listen to Roger Hewins discuss COVID19, vaccine research, oil prices, and the week's market moves. As President and Founder of Team Hewins, Roger serves many of our firm’s largest and most complex clients while leading the Management Team and setting the strategic direction for the company.Roger has over 30 years of financial and investment management experience, including trading and portfolio management for multi-billion-dollar institutional investors.Roger is also a frequent contributor to our blog. You can read his posts here. Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

Thinking about how to help your child prepare for financial independence? Our associate advisor, William Masse, has some tips for parents on how they can help transition their children to financial independence. Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

As we enter the next phase of the coronavirus event, we are in uncharted territory. We are not out of the woods yet, and we may make mistakes and suffer setbacks, but we know more now than we did a month ago. Listen to Roger Hewins’ latest letter to clients as read by Rob Freedman.Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

Have questions about the financial markets? In this episode, Rob Freedman interviews Team Hewins' Investment Committee members, John Bussel (CIO), Martha Post (COO), and Roger Hewins (President) as they answer the most frequently asked questions submitted by clients during the COVID-19 pandemic. Listen in and if you have a follow-up question for us, please email them to robf@teamhewins.com. Team Hewins is an independent RIA headquartered in Redwood City, CA with offices in San Francisco, Miami, and Boca Raton, FL. Learn more about our people and services at www.teamhewins.com. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

While oil prices have collapsed, at least high gas prices will not be an obstacle to consumers as we recover. Listen to commentary from Chief Investment Officer, John Bussel as he discusses this week's moves in the oil markets.The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

How do we support our communities, neighbors, essential workers, and families trying to put food on the table? How do we give back?In this episode, Senior Advisor, Patrice Cresci, CFP®, shares her experience, being the wife, sister, and daughter of an essential worker during this COVID-19 pandemic. trPatrice's blog that is mentioned in the episode may be found here.The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

In this episode, we talk to Team Hewins' Chief Investment Officer, John Bussel. The content on the podcast is for informational purposes only. It should not be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security. This podcast does not constitute a solicitation to enter into an investment agreement with Team Hewins. For more details, please visit teamhewins.com/terms-of-use.

This was an eventful month (and therefore, quarter). This past quarter was the worst in quite a while, needless to say. Thank goodness for the sharp recovery at the very end; it could have been even worse. Listen to Roger Hewins' end of the quarter letter to clients for Q1 2020. Show Notes:Article by Mohamed El-Erian - The Race Between Economics and COVID-19To read the letter to clients, visit our website here!Thank you for listening. Team Hewins, LLC (“Team Hewins”) is an SEC-registered investment adviser; however, such registration does not imply a certain level of skill or training and no inference to the contrary should be made. The information contained within this letter is for informational purposes only and should not be considered investment advice or a recommendation to buy or sell any types of securities. Past performance is not a guarantee of future returns. It should not be assumed that diversification protects a portfolio from loss or that the diversification in a portfolio will produce profitable results. The opinions stated herein are as of the date of this letter and are subject to change. The information contained within this letter is compiled from sources Team Hewins believes to be reliable, but we cannot guarantee accuracy. We provide this information with the understanding that we are not engaged in rendering legal, accounting, or tax services. We recommend that all investors seek out the services of competent professionals in any of the aforementioned areas. For detailed information about our services and fees, please read our Form ADV Part 2A, which can be found at https://www.advisorinfo.sec.gov or you can call us and request a copy at (650) 620-3040.