Podcasts about dimensional

In a new mashup episode, Harry and Molly Jong-Fast swap questions about the White House's latest political embarrassments and legal embroilments. Molly wants to know: when—and how—will some of Trump's inner circle face criminal charges? Harry is curious: why did this press-hating White House let their guard down so spectacularly for Vanity Fair? Together, the pair make sense of the noisy headlines and lay out the real consequences behind the week's serving of scandals.  Molly's book:  https://www.penguinrandomhouse.com/books/738849/how-to-lose-your-mother-by-molly-jong-fast/Molly's podcast:  https://fastpoliticspod.com/Molly's Substack:  https://mollyjongfast.substack.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week Milyssa talks with author, researcher and podcast host Neil Ward about his new book Modern Mysteries of the Unexplained. They discuss the infamous Dyotlov Pass incident, Bigfoot through the years, and a unique story of different time periods communicathing with each other. Don't miss this fascinating episode.Neil Ward is the co-host of the Paranormal Peep Show, and author of True Tales of the Paranormal and Modern Mysteries of the Unexplained. www.neilwardart.co.uk - Neil's web site featuring his artwork.Become a supporter of this podcast: https://www.spreaker.com/podcast/paranormal-uk-radio-network--4541473/support.

This week, we're back at HQ recapping the third and final live show of the year on the third-to-final podcast of 2025. Jack also ranks his FOUR birthday meals he was treated to,  we discuss Martha Stewart's "best way" to eat a bagel, and preview an upcoming interview with Susan Hoffman from Wit's End Giftique.EPISODE NOTES:It's 67 in the office (0:27)A quick history of "The Tube" (0:50)Takeaways from the holiday live show (6:50)Elmo's toes (15:15)Peaks and Pits presented by Albany Mechanical Services (25:56)Jack went 4 birthday meals deep (38:03)Santa's Nice List is now called the "Very Good List" (53:40)Nobody Asked Jack, But... (1:09:19)It cost HOW MUCH to send a package to London? (1:17:32)Visit Wit's End Giftique this holiday season for a one-of-a-kind shopping experience with over 50,000 square feet of retail space to explore and find unique, special gifts for your loved ones. 

My guest this week is Nathan Krieger, head of Dimensional Fund Advisors' global client group in Australia. We discuss the documentary "Tune Out the Noise," directed by Academy Award winner Errol Morris. The film highlights revolutionary ideas from 1960s University of Chicago academics that challenged Wall Street norms and led to index funds and efficient market theory.Blog post available at: https://www.sharesforbeginners.com/blog/tune-out-the-noiseWatch on YouTube right here.

In the premier episode of Trans-Dimensional Realities, host Milyssa Leigh talks with author and podcaster Kieran Stanislaw Mace.Kieran Stanislaw Mace is a graphic designer, author, podcaster and artist. Born in Oxford, UK, with Sardinian, Polish, and British heritage, he studied Graphic Design in Oxford before dedicating years to his professional design career. His deep interest in the paranormal began with an out-of-body experience and a profound encounter with an entity in his youth. This personal journey inspired him to share his story and delve deeper into the subject.He now hosts the podcast Paranormal Perspectives where he discusses the true nature of the paranormal with diverse guests. Additionally, he authored his first book, PARA∙NORMALITY, which details his first-hand experiences and encourages a healthy discussion about their meaning which you can read here: https://linktr.ee/para.normalityBecome a supporter of this podcast: https://www.spreaker.com/podcast/paranormal-uk-radio-network--4541473/support.

It's fun to discover whole worlds you previously knew nothing of. The listener whose request we rolled this week made the request a few years ago at this point, and sent along some art of the cards they were interested in. And I was like, "oh, there are a decent number of these, huh?" Friends, I had no idea. Once we looked into the topic... wow. This card game has a lot of robots in it. And a lot of them are from names we know and love.... You can find a video version of this podcast for free on Scanline Media's Patreon! If you want to find us on Bluesky, Dylan is lowpolyrobot.bsky.social and Six is six.scanlinemedia.com. Our opening theme is the Hangar Theme from Gundam Breaker 3, and our ending theme for this episode is Resumption from Gundam Breaker 4. Our podcast art is a fantastic piece of work from Twitter artist @fenfelt. Want to see a list of every unit we've covered from every episode, including variants and tangents? It's right here. The Scanline Media Discord can be found here! Units discussed: Dimensional Robo, Corekaiser Dimensional Robo, Kaizard Super Dimensional Robo, Daikaiser Dimensional Robo, Kaisergrader Super Dimensional Robo, Shadowkaiser Ultimate Dimensional Robo, Great Daikaiser Legendary Dimensional Robo, Daikaiser Leon Dimensional Robo, Daibazooka Super Dimensional Robo, Dailady

My guest this week is Nathan Krieger, head of Dimensional Fund Advisors' global client group in Australia. We discuss the documentary "Tune Out the Noise," directed by Academy Award winner Errol Morris. The film highlights revolutionary ideas from 1960s University of Chicago academics that challenged Wall Street norms and led to index funds and efficient market theory.Blog post available at: https://www.sharesforbeginners.com/blog/tune-out-the-noiseWatch on YouTube right here.

In this groundbreaking interview, spiritual teacher Jim Self returns to reveal one of the most important updates he has ever shared from Metatron and the Mastering Alchemy teachings. Jim breaks down the hidden energetic timeline that began in 2012, why humanity now sits at the edge of a massive 2026 split, and how the structures of reality — including our monetary system, consciousness fields, and personal identity templates — are quietly reorganizing behind the scenes. He explains how dimensional layers are dissolving, how “the old emotional body” is being replaced by a more coherent 5D operating system, and what Metatron means when he says the next three years will determine who can stabilize into higher bandwidths of perception and who remains in collapsing 3D structures.We also explore how the 5D financial system emerges not through institutions, but through internal alignment, coherence, neutrality, and the rebuilding of one's personal Lightbody architecture. Jim offers a precise explanation of the “2026 bifurcation,” how time itself is rearranging, why the external world appears more chaotic while the internal world becomes quieter, and how to prepare for the transition by mastering attention, emotional sovereignty, and the “fields of living light” now activating on the planet. Packed with rare clarity and multidimensional insight, this episode is essential for anyone tracking the 2024–2030 shift, the rise of New Earth systems, and the next phase of human evolution.Jim Self is an internationally recognized teacher and consciousness leader, renowned for his work with the Archangelic realms and the field of high-level transformation. Founder of the “Mastering Alchemy” curriculum, he has been guiding thousands of evolving souls toward energetic sovereignty, temporal mastery, and the re-wiring of the human operating system. Over the past three decades, his transmissions have touched multiple dimensions of awareness — with a rare blend of spiritual activation tools, prophetic insight, and practical embodiment frameworks.___________________PODCAST CHAPTERS00:00 - Jim Self Intro3:21 – What Jim Is Most Excited About in 20254:21 – Signs the Acceleration Is Happening Now4:44 – How Linear Time Is Collapsing8:36 – Time Collapse & the Return of New Human Abilities10:12 – Why 2012 Changed Everything11:42 – The New Operating System of Reality12:42 – 3D Appearing the Same… but Actually Gone14:04 – The Monetary System Collapse & the Coming Reset16:42 – Blockchain, Freedom & the New Global Economy18:51 – “Whose Story Are You?” 21:07 – Trauma Dissolving in the New Light22:42 – Metatron's Role in the Future of Humanity24:00 – How Creation Works26:28 – Atlantis, Lemuria & the Cycles of Human Evolution30:40 – The Yeshua–Magdalene Frequency37:45 – The Energetic Themes Reshaping This Year40:40 – Planetary Upheaval & the Collapse of Old Systems43:09 – The Truth About AI47:40 – The Unified Psychic Senses Turning Back On53:24 – The Post-2012 Children & the Future Human1:02:26 – What Metatron Wants Humanity to Know1:03:49 – Untold Stories of Yeshua & Mary Magdalene1:08:14 – What 2026 Really Represents ___________________Guest: Jim Self | Mastering Alchemy✦ Website | https://masteringalchemy.com/✦ Project Park Bench | https://projectparkbench.com/✦ Jim's Books | https://masteringalchemy.com/books/✦ Mastering Alchemy Courses | https://masteringalchemy.com/courses/Host: Emilio Ortiz✦ IG |   / iamemilioortiz  ✦ Subscribe to Channel |    / emilioortiz  ___________________© 2025 Emilio Ortiz. All rights reserved. Content from Just Tap In Podcast is protected under copyright law.Legal Disclaimer: The views, thoughts, and opinions expressed by guests on Just Tap In are solely those of the guest and do not necessarily reflect the views or opinions of Emilio Ortiz or the Just Tap In Podcast. All content is for informational purposes only and should not be considered professional advice.

What happens when alternative investments shift from niche products to the industry's go-to value proposition? In this episode, we're joined by financial planner and self-described "pathological nerd" Aravind Sithamparapillai for a rigorous exploration of private markets, product due diligence, advisor incentives, and the narratives driving the surging popularity of alts. Aravind has become known in advisor circles for asking the uncomfortable questions at conferences—the ones that expose gaps in explanations, shaky assumptions, and in some cases, outright contradictions. In this conversation, he shares the stories and analytical frameworks behind his deep dives into mortgage funds, private credit, private real estate, IRR-based marketing, vintage stacking, stale pricing, operational risk, and why even large professional allocators get burned. We explore how advisors are selling alts, how funds are pitching them, what due diligence actually requires, how expected returns can be decomposed, and why illiquidity and "low correlation" benefits rarely play out in practice. Aravind also explains how some funds maintain stable NAVs through "extend and pretend," how gating works, why audited financials aren't a safety blanket, and why even top-tier firms miss red flags. Key Points From This Episode: (0:00:38) Aravind's introduction and reputation for deep, "pathological" research (0:02:23) Why alts have become embedded in Toronto's planning culture (0:03:38) Client pressure, advisor FOMO, and the belief that 60/40 is "broken" (0:05:31) Aravind's personal path into indexing, factors, and Dimensional (0:10:46) Why he started digging into alts: curiosity, client conversations, and advisor narratives (0:13:47) The "conference meme": why he asks questions others avoid (16:58) The role of intellectual honesty vs. industry narratives (20:19) The pivotal 2023 mortgage fund story: duration, turnover, and a major contradiction (22:51) "Extend and pretend": how stable NAVs can be manufactured (28:59) What "gating" actually means and why it matters (31:48) Marketing tactics: cherry-picked start dates and chart crimes (32:47) IRR manipulation, vintage stacking, and anchoring bias (36:35) Why comparing gross private credit returns to net equity returns is misleading (39:18) The problem with "low correlation" as a selling point (41:00) Why rebalancing with illiquid assets often fails in practice (44:58) How Aravind builds expected return estimates for alts (47:07) Private real estate: why expected returns often land near public market levels (48:48) A case study: apparent outperformance disappears once you match the right benchmark (51:43) The idiosyncratic risk of overweighting single-sector, single-region REITs (55:12) Why most advisors don't truly understand the all-in fees (58:00) What real due diligence should include (and why it's so hard) (1:00:35) Should advisors trust third-party due diligence providers? (1:02:58) How much comfort should investors take from audited financials? (1:05:02) Why valuation levels (1–3) matter and why most private funds use Level 3 inputs (1:06:00) The overall conclusion: markets work, but alts require extraordinary scrutiny Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

The Sophia Grid, ascension timelines, and the cosmic architecture of Earth's future.Watch Now Highlights:1) Marilyn Gewacke & ZaZar: Building the 12th Golden Bridge2) Ancient light codes, new civilizations, comet activations, and the awakening of the New Human.3) The Sophia Grid, ascension timelines, and the cosmic architecture of Earth's future.4) The New Dawn of Earth.5) Galactic wisdom, unity templates, and the Golden Bridge to the next civilization.Enter a world of channeling, ET's, metaphysics & multidimensional truth. Dare to Dream reveals what most shows won't touch — and what your soul's been asking for.Marilyn Gewacke is here today carrying transmissions that could change how you understand your soul's mission, humanity's future, and the very architecture of reality. In the next moments, you'll discover why her connection with ZaZar — an omnidimensional cosmic intelligence — offers urgently-needed guidance for navigating the ascension, the new grids forming on Earth, and the Golden 12th Bridge now awakening across our planet. Stay with us, because what you're about to hear is not theory — it's a roadmap for the New Human, and a direct energetic upgrade for your consciousness. To learn more: ⁠https://www.TheShift.Rocks⁠Enjoy free access to a Starseed Video & Report to discover your galactic origins at DebbiDachinger.com/starseedIf you're ready for profound personal transformation, join the Dec 10, 2025 monthly shamanic healing session —90 mins of powerful clearing, activations, and soul alignment — sign up now at ⁠DebbiDachinger.com/healing⁠L.A. Conscious Life Expo: Marilyn and I will be speaking there Feb 20-23, 2026:⁠ https://debbidachinger.com/cle⁠New class starts January 6, 2026 - Shamanism Level One: ⁠https://debbidachinger.com/L1⁠IG: @daretodreampodcast @debbidachingerHosted by Debbi Dachinger, award-winning broadcaster, shamanic healer, & book launch mentor for authors ready to rise.#debbidachinger #MarilynGewacke #ZaZar #cosmiccontact #fifthdimension #ascensionjourney #12thGoldenBridge #newhuman #galacticwisdom #lightcodes #divinefemininerising #SophiaGrid #UnityTemplate #daretodreampodcast #channeling #elfin #omnidimensional #soul #EarthGrids #ascension #retreatBecome a supporter of this podcast: https://www.spreaker.com/podcast/dare-to-dream-with-debbi-dachinger--1980925/support.

Support the show to get full episodes, full archive, and join the Discord community. The Transmitter is an online publication that aims to deliver useful information, insights and tools to build bridges across neuroscience and advance research. Visit thetransmitter.org to explore the latest neuroscience news and perspectives, written by journalists and scientists. Read more about our partnership. Sign up for Brain Inspired email alerts to be notified every time a new Brain Inspired episode is released. To explore more neuroscience news and perspectives, visit thetransmitter.org. Tatiana Engel runs the Engel lab at Princeton University in the Princeton Neuroscience Institute. She's also part of the International Brain Laboratory, a massive across-lab, across-world, collaboration which you'll hear more about. My main impetus for inviting Tatiana was to talk about two projects she's been working on. One of those is connecting the functional dynamics of cognition with the connectivity of the underlying neural networks on which those dynamics unfold. We know the brain is high-dimensional - it has lots of interacting connections, we know the activity of those networks can often be described by lower-dimensional entities called manifolds, and Tatiana and her lab work to connect those two processes with something they call latent circuits. So you'll hear about that, you'll also hear about how the timescales of neurons across the brain are different but the same, why this is cool and surprising, and we discuss many topics around those main topics. Engel Lab. @engeltatiana.bsky.social. International Brain Laboratory. Related papers: Latent circuit inference from heterogeneous neural responses during cognitive tasks The dynamics and geometry of choice in the premotor cortex. A unifying perspective on neural manifolds and circuits for cognition Brain-wide organization of intrinsic timescales at single-neuron resolution Single-unit activations confer inductive biases for emergent circuit solutions to cognitive tasks. 0:00 - Intro 3:03 - No central executive 5:01 - International brain lab 15:57 - Tatiana's background 24:49 - Dynamical systems 17:48 - Manifolds 33:10 - Latent task circuits 47:01 - Mixed selectivity 1:00:21 - Internal and external dynamics 1:03:47 - Modern vs classical modeling 1:14:30 - Intrinsic timescales 1:26:05 - Single trial dynamics 1:29:59 - Future of manifolds

In this episode of The EP Edit podcast, 2 leading voices in electrophysiology (EP) and interventional cardiology (IC), Nassir Marrouche, MD, and Karim Al-Azizi, MD, discuss the future of imaging ownership, the impact of pivotal trials like OPTION and CHAMPION, and how technologies such as NUVISION NAV™ Ultrasound Catheter (Johnson & Johnson MedTech) 4-dimensional (4D) intracardiac echocardiography (ICE) are reshaping operator confidence, procedural efficiency, and clinical outcomes for structural heart procedures like left atrial appendage occlusion (LAAO) and tricuspid valve interventions.

46:21 – The Pan Dimensional Poop Chute – it’s a revolution in waste disposal! Just dump your effluent in Narnia! Doc Sleaze explores this and other technological innovations, such as the joy of seX, brought to you by Elon Musk. Plus, is heaven too woke? Creating the illusion of politics for the extremists. The truth […]

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112100-42360001 0.25 Client Care & Practice 0.50 Technical Competence In this first episode, Brendon Vade speaks with Slava Platkov, Senior Investment Director and Vice President at Dimensional Fund Advisors, and David Price, Founding Director and Owner at Strategy First Financial Planning. They discuss the importance of maintaining a disciplined, systematic investment philosophy and strong client relationships to navigate changing markets and avoid common pitfalls. Slava Platkov LinkedIn: https://www.linkedin.com/in/slava-platkov-84564a1b/ David Price LinkedIn: https://www.linkedin.com/in/david-price-031a752/ Strategy First Website: https://www.strategyfirst.com.au/ For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20251126 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112100-45190001 0.25 Client Care & Practice 0.50 Technical Competence In this episode, Brendon is joined again by Slava Platkov, Senior Investment Director and Vice President at Dimensional Fund Advisors. They explore the evolution from traditional active investing to systematic approaches, the sources of alpha, practical portfolio implementation, and robust evaluation strategies for delivering long-term client value. Slava Platkov LinkedIn: https://www.linkedin.com/in/slava-platkov-84564a1b/ Systematically Evaluating Systematic Managers: https://www.dimensional.com/au-en/insights/systematically-evaluating-systematic-managers For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20251126 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112100-47320001 0.25 Client Care & Practice 0.50 Professionalism & Ethics In this final instalment, Brendon speaks to Paul Turner, Head of Advisor Group, Australia and Vice President at Dimensional Fund Advisors, and Amber Murrell, Private Wealth Adviser at Shadforth Financial Group. They discuss the significance, development, and long-term value of having a well-defined, evidence-based investment philosophy for advice firms and their clients. Paul Turner LinkedIn: https://www.linkedin.com/in/pturnersydney/ Amber Murrell LinkedIn: https://www.linkedin.com/in/amber-murrell/ Shadforth Financial Group Website: https://www.sfg.com.au/ For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20251126 General Disclaimer – https://www.ensombl.com/disclaimer/

Trey's linksThe Meadow Project filmhttps://merkelfilms.com/programs/the-meadow-projecthttps://www.treyhudsonresearch.com/Forbidden Knowledge Network https://forbiddenknowledge.news/ FKN Link Treehttps://linktr.ee/FKNlinksWe are back on YouTube! https://youtube.com/@forbiddenknowledgenews?si=XQhXCjteMKYNUJSjBackup channelhttps://youtube.com/@fknshow1?si=tIoIjpUGeSoRNaEsDoors of Perception is available now on Amazon Prime!https://watch.amazon.com/detail?gti=amzn1.dv.gti.8a60e6c7-678d-4502-b335-adfbb30697b8&ref_=atv_lp_share_mv&r=webDoors of Perception official trailerhttps://youtu.be/F-VJ01kMSII?si=Ee6xwtUONA18HNLZPick up Independent Media Token herehttps://www.independentmediatoken.com/Be prepared for any emergency with Prep Starts Now!https://prepstartsnow.com/discount/FKNStart your microdosing journey with BrainsupremeGet 15% off your order here!!https://brainsupreme.co/FKN15Book a free consultation with Jennifer Halcame Emailjenniferhalcame@gmail.comFacebook pagehttps://www.facebook.com/profile.php?id=61561665957079&mibextid=ZbWKwLWatch The Forbidden Documentary: Occult Louisiana on Tubi: https://link.tubi.tv/pGXW6chxCJbC60 PurplePowerhttps://go.shopc60.com/FORBIDDEN10/or use coupon code knowledge10Make a Donation to Forbidden Knowledge News https://www.paypal.me/forbiddenknowledgenehttps://buymeacoffee.com/forbiddenJohnny Larson's artworkhttps://www.patreon.com/JohnnyLarsonSign up on Rokfin!https://rokfin.com/fknplusPodcastshttps://www.spreaker.com/show/forbiddenAvailable on all platforms Support FKN on Spreaker https://spreaker.page.link/KoPgfbEq8kcsR5oj9FKN ON Rumblehttps://rumble.com/c/FKNpGet Cory Hughes books!Lee Harvey Oswald In Black and White https://www.amazon.com/dp/B0FJ2PQJRMA Warning From History Audio bookhttps://buymeacoffee.com/jfkbook/e/392579https://www.buymeacoffee.com/jfkbookhttps://www.amazon.com/Warning-History-Cory-Hughes/dp/B0CL14VQY6/ref=mp_s_a_1_1?crid=72HEFZQA7TAP&keywords=a+warning+from+history+cory+hughes&qid=1698861279&sprefix=a+warning+fro%2Caps%2C121&sr=8-1https://coryhughes.org/Become Self-Sufficient With A Food Forest!!https://foodforestabundance.com/get-started/?ref=CHRISTOPHERMATHUse coupon code: FORBIDDEN for discountsOur Facebook pageshttps://www.facebook.com/forbiddenknowledgenewsconspiracy/https://www.facebook.com/FKNNetwork/Instagram @forbiddenknowledgenews1@forbiddenknowledgenetworkXhttps://x.com/ForbiddenKnow10?t=uO5AqEtDuHdF9fXYtCUtfw&s=09Email meforbiddenknowledgenews@gmail.comsome music thanks to:https://www.bensound.com/ULFAPO3OJSCGN8LDDGLBEYNSIXA6EMZJ5FUXWYNC6WJNJKRS8DH27IXE3D73E97DBecome a supporter of this podcast: https://www.spreaker.com/podcast/forbidden-knowledge-news--3589233/support.

Recorded live at the Practice Management Symposium, Dave Butler, Co-CEO of Dimensional Fund Advisors talks with Catherine Williams, Dimensional's Head of Practice Management, about developing and sustaining an organization's mission, vision, and values and why this work matters to advisors. Dave discusses how guiding principles shape culture, decision-making, and the client experience and offers insight into staying aligned as teams grow and evolve. He also highlights how advisors can translate these principles into daily practice, strengthen firm identity across generations, and communicate a clear, consistent message to clients.

In this episode, we're joined by Mamdouh Medhat, VP and Senior Researcher at Dimensional Fund Advisors, for an exceptionally deep, exceptionally nerdy exploration of factor investing—focusing on profitability, value, defensive equity, and the persistent misunderstandings that surround them. Mamdouh walks us through his retrospective paper (co-authored with Robert Novy-Marx) on the profitability premium, why profitability subsumes a wide range of quality metrics, and why it dramatically clarifies how we should think about defensive/low-volatility strategies. He also explains the role of profitability in value's US underperformance since 2007, why price-to-book remains a remarkably effective valuation metric, and how Dimensional incorporates these insights into portfolio construction. In the second half of the conversation, we shift to private markets. Mamdouh unpacks Dimensional's research on buyouts, venture capital, private credit, and private real estate—revealing what percentage of the global investable universe these funds actually represent, how to benchmark them properly, how much dispersion exists across managers, how fair-value accounting changed the game post-2007, and why many perceived diversification benefits are actually just return smoothing. Key Points From This Episode: (0:04) Intro to Mamdouh Medhat and why his research fits the Rational Reminder "nerdy happy place." (1:32) The story behind Mamdouh's retrospective paper with Robert Novy-Marx and the impact of the original profitability research on academia and practice. (5:36) Three things the paper examines: quality investing, defensive/low-risk strategies, and value—unified through profitability. (6:55) Why none of the 15 major academic and practitioner quality metrics add explanatory power beyond profitability. (8:18) How spanning tests show profitability explains quality, but quality does not explain profitability. (12:24) Quality measures largely load on profitability—they're noisier versions of the same thing. (13:14) The link between quality metrics and fundamental momentum, especially for QMJ and quarterly ROE. (15:18) Practical implications: profitability is a parsimonious, more efficient way to capture the "quality" dimension. (16:30) Defensive equity through the profitability lens—why high profitability predicts low volatility. (18:58) Why long-only low-volatility strategies produce zero five-factor alpha—and why a simple high-profitability/low-investment portfolio plus T-bills beats them. (22:14) Alternative value metrics (EBITDA/EV, intangible-adjusted book-to-market, etc.) don't outperform price-to-book when profitability is accounted for. (24:57) Many "improved" value metrics simply rotate in profitability exposure, not better value information. (26:17) Roughly half of US value's post-2007 underperformance is explained by its negative correlation with profitability. (28:42) Industry tilts (e.g., energy/financials vs. tech/healthcare) drive much of value's volatility—not its long-term return. (30:33) The theoretical case for combining clean valuation (price-to-book) with clean expected cash flow (profitability). (33:36) Academic implications: models must jointly explain value and profitability—and their negative correlation. (35:09) Practitioner implications: parsimony—use clear valuation and cash-flow measures, limit excessive complexity. (36:53) How Dimensional measures profitability: operating profitability (revenue – COGS – SG&A – interest) scaled by book equity. (41:09) Why tilting toward or away from countries based on aggregate characteristics rarely adds value—premiums come from stocks, not countries. (42:57) Industry-level tilts show similar patterns—industry momentum exists but is impractical due to massive turnover. (46:15) How Dimensional handles country and industry weights: sort within countries, then apply sector caps. (48:27) Private markets: private funds make up roughly 10% of the global investable universe—not 25–100% as sometimes claimed. (50:53) Benchmark choice for private funds is crucial—S&P 500 is not appropriate for buyouts or VCs. (52:00) Using KSPME (public-market equivalent), buyouts and VCs match small-cap value/growth benchmarks; private credit matches high yield; private real estate underperforms listed real estate. (55:50) Factor exposures post-2007 explain 70–80% of private-fund return variation due to fair-value accounting. (1:00:48) Wide dispersion in private-fund performance—top 5% double or triple capital; bottom 5% lose half. (1:03:49) Little evidence of manager persistence—manager selection must rely on due diligence, not past vintages. (1:08:24) No strong time trend in private-fund outperformance, but correlations with public markets have increased. (1:09:13) Many diversification benefits historically attributed to private assets were actually illiquidity-driven smoothing. (1:12:25) Rising demand and democratization likely reduce expected returns in private markets—exclusivity is fading.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

**Podcast Highlights**1) . How do we stabilize in a world that is rapidly deconstructing?2) How do we navigate reality when the rules we once lived by no longer apply?3) What is the purpose behind the global unraveling we're seeing… and what is emerging from its transition?4) How our multidimensional selves communicate with star civilizations, councils, and cosmic networks?

In this episode of Money & Meaning, host Jeff Bernier speaks with Kacie Walsh, Vice President at Dimensional Fund Advisors. They explore Dimensional's evolving toolkit of tax-focused investment solutions designed to help clients keep more of what they earn. The conversation spans mutual funds, ETFs, SMAs, exchange funds, and 351 ETFs, explaining how each tool fits into a broader tax management strategy. Kacie also outlines how Dimensional's daily, data-driven approach supports personalized portfolios and long-term efficiency for investors. Topics covered: Kacie Walsh's professional background and current role at Dimensional Fund Advisors Why Dimensional's evidence-based, data-driven approach matters in tax-focused investing Overview of tax loss harvesting and why fund and ETF lineup depth supports it Differences in tax efficiency between ETFs and mutual funds—and how Dimensional narrows the gap Update on Dimensional's ETF share class application and what it means for investors SMA (separately managed account) use cases, especially for high net worth individuals How Dimensional's SMAs differ from traditional direct indexing solutions Behavioral and operational considerations of owning hundreds of individual securities Understanding portfolio lock-up and how to plan for long-term SMA use Exchange funds as tools for diversifying out of concentrated stock positions 351 ETFs as a strategy to consolidate appreciated securities tax efficiently Overview of long/short SMAs and how they attempt to generate more tax alpha How advisors and clients can assess the trade-offs in these advanced strategies Useful Links: Jeff Bernier on LinkedIn: https://www.linkedin.com/posts/jeffberniercfp_the-money-and-meaning-show-activity-7202103509700227072-h0Qn/ TandemGrowth Financial Advisors: https://www.tandemgrowth.com/ Kacie Walsh on LinkedIn: https://www.linkedin.com/in/kacie-walsh-5787a297

Don fields a full slate of listener questions on everything from SGOV vs. high-yield savings accounts to the differences between AVUV and DFSV, why international stocks belong in a portfolio (but shouldn't dominate it), and whether equal-weighted funds solve the “Magnificent 7” concentration problem. He digs into target-date and bond-fund suitability for short-term money, clarifies what “rules-based” really means for Avantis and Dimensional, and gently deflates misconceptions about long-term international outperformance. Along the way he riffs on talk radio's decline, teases Tom's dad jokes, and reinforces the core message: diversify, know your time horizons, and don't overthink what good academic research already tells us. 0:04 Don opens Q&A Friday and reflects on radio's slow fade 2:20 SGOV vs. high-yield savings accounts for emergency cash 5:13 Why AVUV and DFSV only overlap ~40% despite similar factors 8:43 Which fund is “wilder”: AVUV vs. DFA small value 9:54 Why international stocks belong in a portfolio—but not overweighted 11:41 Long-term U.S. vs. international return history 14:51 S&P 500 concentration and equal-weight ETF considerations 18:44 Equal-weight vs. small-value tilt vs. rules-based funds 20:07 Where to put 2–3 year money: savings, CDs, BND, or a near-dated target-date fund? 23:13 Better language than “active”: rules-based vs. systematic Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Daboll is OUT, and the Giants are in reset mode. Bob Papa and Carl Banks break down all the latest changes inside the building and preview Giants vs. Packers. With Mike Kafka stepping in as Interim Head Coach and Jameis Winston elevated to QB1 while Jaxson Dart is in concussion protocol, the guys dive into how the offense must adjust this week. They also react to Shane Bowen's comments on the defensive fixes needed and lay out their keys to the game as the Giants look for win No. 3. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Rational Reminder, Ben Felix, Cameron Passmore, and Ben Wilson return with a classic AMA format—answering listener questions that dig deep into the behavioral and evidence-based foundations of sensible investing. From lump-sum investing to the psychology of advice, the trio blend data, humor, and clear thinking to demystify complex financial ideas. They discuss the behavioral logic behind dollar-cost averaging, why mutual funds might actually be more tax-efficient than ETFs in Canada, and whether technology could ever truly replace human financial advisors. Plus, they share their biggest investing mistakes (yes, Bitcoin makes an appearance), dissect the rise of "buffered" ETFs, and explain why chasing complexity usually costs investors more than it helps. Key Points From This Episode: (0:00:05) Introduction – The first episode featuring all three hosts together: Ben Felix, Cameron Passmore, and Ben Wilson. (0:44) OneDigital update: expanding evidence-based advice across Canada with new PWL partners in Halifax. (2:36) The mission in motion – bringing the "markets work and planning matters" philosophy to more Canadians. (5:29) "Finding and funding a good life" – how PWL integrates wellness and happiness into financial planning. (6:16) AMA Question 1: Lump-sum vs. dollar-cost averaging — why lump-sum wins 65% of the time. (10:05) Base rates, behavioral regret, and the real role of an advisor. (12:22) The 2020 PWL paper results and how behavioral hedging fits in. (16:10) If dollar-cost averaging feels safer, maybe your portfolio is too aggressive. (18:08) AMA Question 2: Advice for smaller portfolios — how technology, AI, and fee-only planners can fill the gap. (21:01) Can AI really replace advisors? Cameron's Waymo analogy sparks debate. (23:33) AMA Question 3: Mutual funds vs. ETFs — why in Canada, mutual funds may actually be more tax-efficient. (30:00) The Capital Gains Refund Mechanism (CGRM) explained — and why it matters. (34:31) Dimensional's Canadian funds vs. Vanguard ETFs — tax distribution data that surprises most investors. (37:40) AMA Question 4: Are discount bonds priced for tax efficiency? The evidence says no—discount bonds still win. (42:23) AMA Question 5: Biggest investment mistakes — from Bitcoin regrets to house-buying reflections. (48:15) AMA Question 6: Buffered ETFs — comfort, complexity, and why simple portfolios outperform. (53:45) Simplicity as a superpower — why "markets work" is still the most radical idea in finance. (55:27) AMA Question 7: Updating the RR model portfolio — why there's no "optimal" portfolio and simplicity wins again. (58:31) After show: Reviews, humor, and a reminder about "No Net Worth November." (1:04:15) Life offline — Cameron's reflections on quitting social media and finding clarity. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Don and Tom question a surprising Wall Street Journal column arguing that annuities should become the default option in 401(k) plans. They explore why the idea is gaining traction, where the logic breaks down, and how the insurance industry benefits when complexity outpaces understanding. Along the way, they dig into the real shortcomings of annuities—fees, opacity, inflation risk, liquidity traps—and why “guarantees” often mask the true cost. Listener questions follow, covering tax-efficient stock cleanup at Schwab, spouse disagreements over individual stock picking, automatic ETF withdrawals at Vanguard, and building Dimensional portfolios inside Aspire plans. 0:04 Don's rant: “What the world needs now is… more annuities?” 1:20 WSJ's argument: make annuities the 401(k) default 2:05 Why income complexity doesn't justify default annuities 3:01 Do annuities actually solve longevity risk? 3:29 Inflation, joint-life costs, and who really wins 4:20 Insurance industry reputation and the unanswered criticisms 5:15 High fees, opacity, and why mistrust is earned 5:59 Are annuity sales tactics the real barrier? 7:02 Should annuities be in 401(k)s at all? Don vs. Tom 7:36 Why annuities are mostly sold, not bought 9:10 Liquidity traps and major-life-event risks 10:01 Why “plans” matter more than “products” 10:57 Listener questions: why nobody calls anymore 11:14 Q1: Selling a brokerage full of individual stocks at Schwab 12:46 Q1b: How to convince a spouse who loves stock picking 14:21 Indexing vs. anecdotal evidence 16:21 SPIVA data and why active managers lose 17:02 Q2: Can Vanguard automate ETF withdrawals? 19:05 Fractional shares and why purchases are allowed 20:25 Q3: Aspire 403(b) options and DFA overload 23:46 How many DFA funds do you really need? 24:44 Micro-cap risks and portfolio sprawl 25:42 Tom's pumpkin-patch grandkid cameo Learn more about your ad choices. Visit megaphone.fm/adchoices

In our most recent episode, Natalie Picha, CXO, interviews Apollo Lepescu, Vice President at Dimensional Fund Advisors, one of the world's premier investment managers with close to $900 billion in assets under management. Apollo is known for his ability to simplify complex topics into more digestible concepts, and in this episode he helps listeners understand: • What history teaches us about what happens after market highs (hint: it's not a crash)• Why it's important to use the right measuring stick/benchmark when looking at the performance of your total portfolio• Why it's difficult to predict who the AI winners and losers will beWe're also sharing a link to the new investing film that Dimensional made and is making available for free on YouTube. The Wall Street Journal calls it "the story of radical ideas that became powerful enough to move trillions of dollars, and the main characters are renegade investors and unlikely titans who created the revolutionary financial products that we have come to depend on." Check out "Tune Out the Noise" and read what the Wall Street Journal had to say about it. If you enjoy our podcast, please take a moment to subscribe. We would love it if you would leave us a rating and a review, as it's the best way for us to reach other listeners. We'd also love it if you could share the podcast with your friends and family. You can find us on LinkedIn, Facebook and Instagram for additional content, or reach out through our website at royalharborpartners.com.Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you. Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you. https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

The Panthers' playoff momentum came to a sudden, screeching halt. In a truly disappointing performance, Carolina fell flat at home, losing 17-7 to the New Orleans Saints (2-8), dropping the team back to a 5-5 record.We break down everything that went wrong in a tough divisional loss:What Went Wrong:Run Game Stalled:The Saints successfully stacked the box, limiting Rico Dowdle to a season-low 53 yards. When the run game stops, the offense has NO ANSWERTurnover Trouble: QB Bryce Young struggled, committing two costly second-half turnovers (a fumble and a poor interception) that killed promising drives.Lack of Balance:** The passing game was virtually non-existent, generating just 124 yards through the air. The offense could not move the ball when forced to throw.The Upset: The Panthers played as the heavily favored team but were physically dominated from the second quarter on, proving they couldn't handle the pressure of expectation.What does this loss mean for the rest of the season? Can the team recover and find a much-needed passing attack? Let us know your reaction in the comments!#KeepPounding #Panthers #Saints #NFLRecap #BryceYoung #RicoDowdle #NFCSouth #NFLWeek10

It’s Alive! Performances in The Mid-Valley (w/ Brad Anderson & Four Dimensional Nightmare… LIVE!) WFMU Playlist & Interactive Live Chat Enjoy! https://ia600809.us.archive.org/8/items/mutation-429/Mutation429.mp3  

Join and become a member of this channel, high frequency tribe homesteadhttps://www.youtube.com/channel/UCUMRaiiNMl3m7LxtCPI2tJg/joinJoin, become a member of the tinfoil brickapocalypse channel https://www.youtube.com/channel/UCLUuANxKvah7VDw0VbuRlyA/joinPURCHASE merchandise and ARThttps://www.etsy.com/shop/malibuillusionFinancially support this channelhttps://www.paypal.me/malibuillusionTikTok accounthttps://www.tiktok.com/@malibuillusion?_t=8rVj6gq6x9q&_r=1Podcast https://open.spotify.com/show/37O8Yj1y37Gr4VvExbmnaaInstagram https://www.instagram.com/sneaky_insects/profilecard/?igsh=MzRlODBiNWFlZA==Contact me via emailhamishpatterson69@yahoo.comBitcoin send to this address35uDZx9QNZiCbcrtxRMxo97E2Xvpecv9T7Etherium0xBB5190B3735F23329d7E7594C35c2AB9067eB7F2Bit chute channel https://www.bitchute.com/profile/CWxMDL2DOlCZNEW CHANNELSLEGO owl & illusion channelhttps://www.youtube.com/c/LEGOwithOwlIllusionLEGO Instagram https://www.instagram.com/brickshipearth/ Head in a Baghttps://www.youtube.com/channel/Contact me via emailhamishpatterson69@yahoo.com

If you've been feeling the call to be around others who get it — this is your chance.Not just daily prompts or prerecorded content — the Circle is INTERACTIVE, alive, real-time, and built on true human connection.

Welcome to the ninetieth episode of Through A Glass Darkly Radio with Sean Patrick Hazlett! For this episode, we will discuss quantum mirrors and dimensional portals to see if consciousness can really engineer reality. Do not miss this amazing episode! Intro: "Mark of the Doomslayer" by Karl Casey @ White Bat Audio Copyright © 2025 Through a Glass Darkly Radio with Sean Patrick Hazlett. All rights reserved.

What is an “admired leader,” and how can you become one? Dr. Suzanne Peterson, partner at CRA | Admired Leadership, has been studying and advising businesses for over 20 years on how senior leaders can create influence and develop trust within their organizations. She joins Dimensional's Catherine Williams for an episode of Managing your Practice to discuss the traits, behaviors, and communication styles of the most admired leaders that can create an authentic, engaging, and inspiring environment for employees and clients alike.

My final Necropolis Carina's Challenge is done. Here is how I did it and how you can to!

Adam's presentation at the world's longest-running hypnosis conference in Chicago includes an explanation of the fourth dimension and why 4D is a versatile metaphor for hypnosis. This talk is filled with thought experiments, including Einstein's thought experiment that led to the discovery of the General Theory of Relativity. The talk ends with a 15-minute hypnosis session filled with 4D metaphors.

Technologies which has 4D --- factory-floor inspection telescope mirrors and systems biomedical research environmental sensing and imaging 4D printing and much more...Talk about 5D too! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this captivating interview, Pamela Downes shares a stunning vision that has repeated itself for years — a time when our skies will be filled with light as thousands of higher-dimensional beings arrive to help accelerate humanity's awakening. Far from a story of fear, Pamela describes this “mass arrival” as a benevolent event, a turning point in our collective consciousness that will spark deep remembrance of who we truly are. She opens up about the signs leading to this moment, her own psychic abilities and channeling experiences, and why courage, love, and community are essential as we move toward this extraordinary chapter in human history.Beyond the vision, Pamela and Emilio dive deep into the heart of the spiritual awakening process — from healing journeys with plant medicine, to integrating mystical experiences, to raising our frequency and embracing our role in co-creating the new earth. They explore the importance of releasing old systems of control, healing past traumas, and connecting with others on the path. Pamela Downes is the founder of Spirit Calling, a thriving global community for spiritual awakening and transformation. Her own journey began after the loss of her father, leading her to explore energy healing, the law of attraction, shamanic journeys, Reiki, Akashic records, and profound plant medicine experiences that awakened her psychic abilities and all her clair senses. ___________________• The Deep Dive Community • If what Pamela and I explored here resonated with you, we've created a space where these kinds of conversations are amplified. Each week, we gather for powerful activations, sharing circles, and real-time integration with our conscious global family. It's a space to embody your soul's truth, deepen into the insights shared in episodes like this, and connect with others walking the path of awakening — as we dream the New Earth into being, together.→ Be a part of The Deep Dive here: https://iamemilioortiz.com/the-deep-dive___________________PODCAST CHAPTERS00:00 – Pamela Downes Intro1:29 - Excitement for Rapid Spiritual Ascension3:19 - From 3D Hardships to 5D Breakthroughs11:33 - Post-Ayahuasca Integration & First Psychic Encounters16:20 - Meeting Beings from Many Dimensions20:18 - Detailed Drawings of Interdimensional Visitors27:03 - Lower vs Higher Dimensional Energies 27:49 - Las Vegas Reptilian Encounter 33:27 - Massive UFO Awareness Campaign36:07 - What Comes After Global Disclosure39:51 - How Our World Was Really Created44:16 - Remembering Humanity's Magnificence45:55 - When to Share Visions of the Future52:05 - Pamela's Most Powerful Recent Vision59:02 - The Importance of Activating the Pineal Gland1:03:32 - Preparing the Womb for the New Earth1:10:35 - The Spirit of Humanity's Call1:11:36 - Most Important Personal Remembrance1:13:23 - The Time Capsule Question___________________Guest: Pamela Downes✦ Website | https://spirit-calling.com/✦ Work with Pamela | https://spirit-calling.com/work-with-...Pamela's Meditations | https://spirit-calling.com/meditations/ (Discount Code: JUSTTAPIN15) ✦ Instagram |   / spiritcallingpamela  ✦ YouTube | ‪@spiritcallingpamela‬ Host: Emilio Ortiz✦ IG |   / iamemilioortiz  ✦ Subscribe to Channel |    / emilioortiz  Share Your Gratitude & Support the Show:✦ Make a One-Time or Recurring Donation on PayPal

In this week's episode we'll learn more about a study comparing busulfan-melphalan with melphalan alone as the conditioning protocol for newly diagnosed, transplant-eligible multiple myeloma; then we will discuss data on how three-dimensional transcriptomics can reveal complex interactions between plasma cells and bone marrow microenvironments.Featured ArticlesHigh-dose busulfan-melphalan vs melphalan and reinforced VRD for newly diagnosed multiple myeloma: a phase 3 GEM trialProfiling the spatial architecture of multiple myeloma in human bone marrow trephine biopsy specimens with spatial transcriptomicsPreclinical advances in glofitamab combinations: a new frontier for non-Hodgkin lymphoma

FOLLOW RICHARD Website: https://www.strangeplanet.ca YouTube: @strangeplanetradio Instagram: @richardsyrettstrangeplanet TikTok: @therealstrangeplanet EP. #1266 Portal Unleashed: Cracking Area 51's Dimensional Doorway In this mind-bending episode of Strange Planet, paranormal pioneer Joshua P. Warren reveals his audacious experiment: cracking open a real portal in the Nevada desert near Area 51. Using his invention, the Psionitron—a fusion of Tesla tech, occult principles, and cutting-edge science—Warren amplified a natural dimensional rift, unleashing swirling lights, mysterious orbs, and eerie entities. Watched by unmarked SUVs and military jets, he questions if he's bent reality itself. Dive into tales of ghosts, UFOs, time warps, and the risks of piercing the veil. Is this a breakthrough or a dangerous invitation? Discover the unseen frontiers that connect our world to the beyond. GUEST: Joshua P. Warren is a trailblazing paranormal investigator with over 30 years exploring the edges of reality—ghosts, UFOs, cryptids, psychic phenomena, time warps, and more. Host of STRANGE THINGS on the Coast to Coast AM Paranormal Podcast Network, he's a sought-after expert and creator of the "Wishing Machine." His groundbreaking work fuses science and the supernatural, culminating in the Psionitron device that allegedly opened a portal near Area 51. Visit JoshuaPWarren.com for his latest experiments pushing the boundaries of matter, energy, and the unknown. WEBSITES: https://www.joshuapwarren.com Psionitron.com The Real Black Mailbox BOOKS: How to Hunt Ghosts Pet Ghosts: Animal Encounters from Beyond the Grave Evil in Asheville Haunted Asheville Plausible Ghosts The Secret Wisdom of Kukulkan Poor Man's Paranormal Don't Play with Robert Use The Force: A Jedi's Guide to the Law of Attraction The Gringo Maniac Murder Spree Finding Your Magick Ghosts, UFOs, & Legends of Death Valley SUPPORT OUR SPONSORS!!! ⁠FABRIC BY GERBER LIFE⁠ Life insurance that's designed to be fast and affordable. You could get instant coverage with no medical exam for qualified applicants.   Join the thousands of parents who trust Fabric to help protect their family.  Apply today in just minutes at ⁠meet fabric dot com slash STRANGE⁠ ⁠TESBROS⁠ We're a small business built by Tesla owners, for Tesla owners. Everything we do is about helping our customers customize, protect, and maintain their ride — whether it's through our products or YouTube how-tos and reviews.  We're running an exclusive giveaway you won't want to miss! Enter now for your chance to win a DIY PPF Full Body Wrap kit tailored to your ride — either the Model Y Juniper or the Cybertruck. This prize is worth up to $2,500 and gives you the ultimate choice: Colored PPF. Clear Matte or Gloss PPF. Or even a Vinyl Wrap option for the Cybertruck Go to⁠ tesbros.com⁠ and use code POD15 for 15% off your first order. https://station.page/tesbros/contest/richardsyrettsstrange HIMS - Making Healthy and Happy Easy to Achieve Sexual Health, Hair Loss, Mental Health, Weight Management START YOUR FREE ONLINE VISIT TODAY - ⁠HIMS dot com slash STRANGE⁠ ⁠https://www.HIMS.com/strange⁠ MINT MOBILE Premium Wireless - $15 per month. No Stores. No Salespeople. JUST SAVINGS Ready to say yes to saying no? Make the switch at MINTMOBILE dot com slash STRANGEPLANET   ⁠BECOME A PREMIUM SUBSCRIBER!!!⁠  ⁠https://strangeplanet.supportingcast.fm⁠  Three monthly subscriptions to choose from.  Commercial Free Listening, Bonus Episodes and a Subscription to my monthly newsletter, InnerSanctum.  Visit ⁠https://strangeplanet.supportingcast.fm⁠ Use the discount code "Planet" to receive $5 OFF  off any subscription.  We and our partners use cookies to personalize your experience, to show you ads based on your interests, and for measurement and analytics purposes. By using our website and services, you agree to our use of cookies as described in our Cookie Policy. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://strangeplanet.supportingcast.fm/

Watch the full episode with Samuel B Lee here: https://youtu.be/ZAkJLEMsJrESupport this show http://supporter.acast.com/inspiredevolution. Hosted on Acast. See acast.com/privacy for more information.

"4 Dimensional Thinking"Pastor Bill Teaches from 1 Timothy 5:1-16Guest Pastor Bill teaches this week on the next part of Paul's letter. In it Paul and Pastor Bill urge followers to think outside the box when dealing with members of the ministry and congregation. Special time is considered on widows, whom are some of the most venerable in society and they call upon the church to do what is right and help those in need. (This sermon contains Visuals, please follow the YouTube link to see them at 9:15)YouTube Link: https://youtu.be/QbuV-10OIj4Thank you so much for joining us today! We also have a Podcast Link: www.lakewoodgrace.com/podcast Please connect with us by filling out a communication card here: www.lakewoodgrace.com/connect

In this extended Friday Q&A episode, Don answers six listener-submitted questions covering a wide range of personal finance and investing topics. He kicks off with a fiery takedown of cryptocurrency as a viable asset class, arguing it's based on hype and the greater fool theory. Other questions explore whether pensions should count as fixed income in asset allocation, the performance of Dimensional and Avantis funds versus traditional index funds, the pros and cons of Collective Investment Trusts in 401(k)s, and the strategic timing of Social Security. He ends by clarifying a common misconception about RMDs and Secure Act 2.0. Expect smart insights, a little snark, and the kind of blunt honesty that's rare in financial media. 0:04 Listener Q&A returns with an extra dose—six questions this time 1:07 Confusing podcast scheduling clarified (sort of) 2:11 Crypto as an asset class? Don calls it “entirely invented” and dismantles the use case hype 4:32 If civilization collapses, your Bitcoin won't save you 6:06 Crypto = greater fool theory; Don braces for hate mail 7:30 Dimensional/Avantis vs. index funds—do the extra fees pay off? 9:13 A 15-year comparison: Dimensional Global Equity vs. VT 11:43 Should a pension count as fixed income? Don says no—it's a volatility game, not income 15:48 CITs (Collective Investment Trusts) in 401(k)s—cheaper, but less transparent 18:58 Index funds should be your benchmark; Don suspects this one's active 20:02 Claiming Social Security early to preserve Roth? Don says the math rarely supports it 23:59 Secure 2.0 and RMD confusion—born in 1959? You still take RMDs at 73, not 75 26:15 Tech keeps improving—Don urges retirees to stay sharp, stay curious Learn more about your ad choices. Visit megaphone.fm/adchoices

The show kicks off with a sardonic take on turf wars between delivery drivers—yes, really—before diving into third-quarter market returns, investor behavior, and asset class performance. Don and Tom remind listeners (again) that sticking with a diversified portfolio beats timing markets or following headline noise. Listeners call in about Social Security strategies, inheritance accounts for minors, and what to do with large sums of cash in retirement. The show wraps with a smart look at ETF-to-mutual fund conversions and why the old-school fund industry is getting left in the dust. 0:11 Delivery turf wars joke and quarter-end reflections 1:40 Fears vs. reality: inflation, jobs, and trade wars 2:16 Q3 returns: U.S. stocks +8%, EM +9.6%, silver tops, cocoa flops 3:09 What you had to do to earn those returns: be invested, diversified, and ignore noise 5:13 Don scolds investors still avoiding value and international stocks 6:11 Chocolate aside, it's been a strong year for stocks and bonds 7:42 Promo: Why guessing isn't a retirement plan 7:51 Don recovers from a cough; Tom lists worst Q3 performers (lean hogs!) 9:13 Listener Chad argues for claiming Social Security early if you can earn 3% 11:08 Don crunches the math: break-even at age 81–82 if invested at 3% 12:57 Survivor benefits and why waiting helps your spouse 13:57 Don jokes about his wife stealing his life force and living to 112 14:54 Vaccine banter and intro to next caller 15:56 Caller Michael from Burien sells a condo, asks where to put $300k 19:07 Don and Tom suggest municipal bonds like VTEB for tax-free yield 20:20 Michael quotes a great retirement planning aphorism 20:29 Shift to ETF inflows and the downfall of mutual funds 29:13 Vanguard's tax-free conversion model and Dimensional's exemptive relief 30:49 What this shift means for investors with taxable accounts 31:17 Mutual funds may soon be the next buggy whips 32:22 Listener Connie asks: do you really get back Social Security withheld when working before FRA? 33:14 Tom and Don clarify: benefit adjusted later, but no “refund” 34:37 Caller Susan from Connecticut: what to do with $250k in cash 36:52 Don: You don't need more products—you need a real financial plan 39:17 Flat-fee plans and how to find a true fiduciary Learn more about your ad choices. Visit megaphone.fm/adchoices

How will artificial intelligence (AI) transform an advisor's business, and what does it look like in practice? In this episode of Managing your Practice, Dimensional's Catherine Williams sits down with award-winning Prosperity Capital Advisors President and Alison Wealth Management CEO Dave Alison and VastAdvisor.ai CEO Ian Karnell to explore the opportunities for integrating AI into financial services. From their hands-on experience building, training, and using AI to practical ways advisors can embrace it as a strategic thought partner, Dave and Ian's insights on where the technology is headed and how to navigate the legal and compliance considerations along the way are something you should tune in for.

Podcast guest 1541 is Alandra Markman Mt. Shasta conscious starseed who's in communion with an 8th dimensional ET beings from Antares in the Scorpio constellation.Alandra's YouTube Channelhttps://www.youtube.com/channel/UCLlmQn5cicdCEFd2Vl9LqlgAlandra's Websiteshttps://antareanjourneys.com/https://www.alandramarkman.com/Full Disclosure Live Conferencehttps://www.fulldisclosure.live/CONTACT:Email: jeff@jeffmarapodcast.comTo donate crypto:Bitcoin - bc1qk30j4n8xuusfcchyut5nef4wj3c263j4nw5wydDigibyte - DMsrBPRJqMaVG8CdKWZtSnqRzCU7t92khEShiba - 0x0ffE1bdA5B6E3e6e5DA6490eaafB7a6E97DF7dEeDoge - D8ZgwmXgCBs9MX9DAxshzNDXPzkUmxEfAVEth. - 0x0ffE1bdA5B6E3e6e5DA6490eaafB7a6E97DF7dEeXRP - rM6dp31r9HuCBDtjR4xB79U5KgnavCuwenWEBSITEwww.jeffmarapodcast.comNewsletter (Substack)https://jeffmara2002.substack.com/?r=19wpqa&utm_campaign=pub-share-checklistSOCIALS:Instagram: https://www.instagram.com/jeffmarapodcast/Facebook: https://www.facebook.com/jeffmarapodcast/Twitter: https://www.twitter.com/jeffmaraP/The opinions of the guests may or may not reflect the opinions of the host.

Masati is a visionary thought leader and the CEO and Founder of Xponential Intelligence Science, a groundbreaking field dedicated to the study and application of Dimensional Consciousness for the advancement of humanity. With a profound focus on eliminating human suffering and awakening consciousness, Masati leverages his unique understanding of quantum physics, space-time, and the power of frequencies to guide individuals toward profound transformation. Having experienced three near-death experiences, Masati emerged with extraordinary abilities and knowledge far ahead of our time. These experiences ignited his passion for exploring the deeper realms of human potential, leading him to develop Xponential Intelligence (XI), a transformative methodology that empowers individuals to achieve real-time life changes. Through XI, Masati works on the core frequency level, helping to redesign and reprogram one's blueprint to materialize fast, tangible results in all areas of life, including health, wealth, relationships, and spirituality. Over the past 14 years, Masati has shared his expertise with a global audience, reaching over 100 countries through his speaking engagements, podcasts, and personal sessions. His work has consistently led to life-altering results, with countless testimonials attesting to his ability to clear layers of distortions, awaken latent potential, and manifest abundance effortlessly. In this episode, Masati opens with an account of his 1st near death experience and how that put him on the path he is on today. He talks about the bigger picture of what we are, his experience with psychedelics, and gives a personal reading to Tara.   RESOURCES: Learn more about Masati here: https://thexicode.com/ Instagram: @XImasati Get 15% off Peluva minimalist shoe with coupon code COACHTARA here: http://peluva.com/coachtara   CHAPTERS: 0:00 Intro 5:10 Masati's background 7:40 First NDE 15:15 Psychedelics 29:45 Autonomic nervous system 35:18 Your life's patterns 42:26 Tara's realizations about her parents 46:20 On the border of space and time experience 52:30 DMT Dreams 56:10 How to connect with Masati   WORK WITH ME: Are you looking for help on your wellness journey? Here's how I can help you: TRY COACH TARA APP FOR FREE: http://taragarrison.com/app LEVEL UP PROGRAM: http://taragarrison.com/level-up INDIVIDUAL ONLINE COACHING: https://www.taragarrison.com/work-with-me CHECK OUT HIGHER RETREATS: https://www.taragarrison.com/retreats   SOCIAL MEDIA:  Instagram @coachtaragarrison TikTok @coachtaragarrison Facebook @coachtaragarrison Pinterest @coachtaragarrison   INSIDE OUT HEALTH PODCAST SPECIAL OFFERS: ☑️ Upgraded Formulas Hair Test Kit Special Offer: https://bit.ly/3YdMn4Z ☑️ Upgraded Formulas - Get 15% OFF Everything with Coupon Code INSIDEOUT15: https://upgradedformulas.com/INSIDEOUT15 ☑️ Rep Provisions: Vote for the future of food with your dollar! And enjoy a 15% discount while you're at it with Coupon Code COACHTARA: https://bit.ly/3dD4ZSv   If you loved this episode, please leave a review! Here's how to do it on Apple Podcasts: Go to Inside Out Health Podcast page: https://podcasts.apple.com/us/podcast/inside-out-health-with-coach-tara-garrison/id1468368093 Scroll down to the ‘Ratings & Reviews' section. Tap ‘Write a Review' (you may be prompted to log in with your Apple ID). Thank you!

Lance Reisland of Cleveland.com joins Afternoon Drive on The Fan. He talks about the struggles of the Browns offense, the dominance of Cleveland's defense, the team's momentum after beating Green Bay, and more.

Don and Tom dig into international investing — why diversification across borders is essential, why timing international markets is a mistake, and how currency fluctuations affect returns. They revisit Japan's lost decades, talk emerging markets, discuss John Bogle's arguments against international investing, and explain why owning all markets all the time makes the most sense. Listener questions cover tax perceptions about California, long-term return comparisons, 401(k) rollover and Rule of 55 withdrawals, and the realities of retiring abroad — including the sticker shock of Guatemala's healthcare spending. 0:04 Should you invest internationally now that foreign markets are rising? 1:29 Morningstar data shows non-U.S. markets doubling U.S. returns in 2025. 2:38 The dollar's weakness as a key factor in performance. 3:20 Mexico, Brazil, Japan, and China's strong year — but should you chase it? 4:02 Market leadership cycles: U.S. vs. international across decades. 4:50 The “1990 Japan” cautionary tale: why timing single markets can disappoint. 6:17 Concentration risk, emerging markets, and why you need global diversification. 7:33 Exposure to global companies you can't get by owning U.S.-only funds. 8:42 Dimensional's chart shows no country wins every year — own them all. 9:40 Addressing the John Bogle “you already own international through U.S. firms” argument. 10:21 Nestlé example: why local economy exposure matters. 12:45 Listener Greg challenges Don's California tax comment — clarification given. 13:45 State tax comparisons, why there's no perfect tax haven. 14:41 New York vs. California tax burdens — where it's worst. 15:30 Listener Tim asks about long-term return periods — Don points to IFA data. 17:40 1,700+ episodes milestone and show longevity banter. 18:30 Listener Jeff's complex retirement accounts and Rule of 55 rollover question. 19:09 Discussion of retiring abroad and health care concerns in Guatemala. 22:20 U.S. health care spending vs. Guatemala — a sobering gap. 23:39 Gallows humor about quick death and end-of-life planning. Learn more about your ad choices. Visit megaphone.fm/adchoices