Podcasts about dimensional

If you've been feeling the call to be around others who get it — this is your chance.Not just daily prompts or prerecorded content — the Circle is INTERACTIVE, alive, real-time, and built on true human connection.

Welcome to the ninetieth episode of Through A Glass Darkly Radio with Sean Patrick Hazlett! For this episode, we will discuss quantum mirrors and dimensional portals to see if consciousness can really engineer reality. Do not miss this amazing episode! Intro: "Mark of the Doomslayer" by Karl Casey @ White Bat Audio Copyright © 2025 Through a Glass Darkly Radio with Sean Patrick Hazlett. All rights reserved.

What is an “admired leader,” and how can you become one? Dr. Suzanne Peterson, partner at CRA | Admired Leadership, has been studying and advising businesses for over 20 years on how senior leaders can create influence and develop trust within their organizations. She joins Dimensional's Catherine Williams for an episode of Managing your Practice to discuss the traits, behaviors, and communication styles of the most admired leaders that can create an authentic, engaging, and inspiring environment for employees and clients alike.

My final Necropolis Carina's Challenge is done. Here is how I did it and how you can to!

Adam's presentation at the world's longest-running hypnosis conference in Chicago includes an explanation of the fourth dimension and why 4D is a versatile metaphor for hypnosis. This talk is filled with thought experiments, including Einstein's thought experiment that led to the discovery of the General Theory of Relativity. The talk ends with a 15-minute hypnosis session filled with 4D metaphors.

In this captivating interview, Pamela Downes shares a stunning vision that has repeated itself for years — a time when our skies will be filled with light as thousands of higher-dimensional beings arrive to help accelerate humanity's awakening. Far from a story of fear, Pamela describes this “mass arrival” as a benevolent event, a turning point in our collective consciousness that will spark deep remembrance of who we truly are. She opens up about the signs leading to this moment, her own psychic abilities and channeling experiences, and why courage, love, and community are essential as we move toward this extraordinary chapter in human history.Beyond the vision, Pamela and Emilio dive deep into the heart of the spiritual awakening process — from healing journeys with plant medicine, to integrating mystical experiences, to raising our frequency and embracing our role in co-creating the new earth. They explore the importance of releasing old systems of control, healing past traumas, and connecting with others on the path. Pamela Downes is the founder of Spirit Calling, a thriving global community for spiritual awakening and transformation. Her own journey began after the loss of her father, leading her to explore energy healing, the law of attraction, shamanic journeys, Reiki, Akashic records, and profound plant medicine experiences that awakened her psychic abilities and all her clair senses. ___________________• The Deep Dive Community • If what Pamela and I explored here resonated with you, we've created a space where these kinds of conversations are amplified. Each week, we gather for powerful activations, sharing circles, and real-time integration with our conscious global family. It's a space to embody your soul's truth, deepen into the insights shared in episodes like this, and connect with others walking the path of awakening — as we dream the New Earth into being, together.→ Be a part of The Deep Dive here: https://iamemilioortiz.com/the-deep-dive___________________PODCAST CHAPTERS00:00 – Pamela Downes Intro1:29 - Excitement for Rapid Spiritual Ascension3:19 - From 3D Hardships to 5D Breakthroughs11:33 - Post-Ayahuasca Integration & First Psychic Encounters16:20 - Meeting Beings from Many Dimensions20:18 - Detailed Drawings of Interdimensional Visitors27:03 - Lower vs Higher Dimensional Energies 27:49 - Las Vegas Reptilian Encounter 33:27 - Massive UFO Awareness Campaign36:07 - What Comes After Global Disclosure39:51 - How Our World Was Really Created44:16 - Remembering Humanity's Magnificence45:55 - When to Share Visions of the Future52:05 - Pamela's Most Powerful Recent Vision59:02 - The Importance of Activating the Pineal Gland1:03:32 - Preparing the Womb for the New Earth1:10:35 - The Spirit of Humanity's Call1:11:36 - Most Important Personal Remembrance1:13:23 - The Time Capsule Question___________________Guest: Pamela Downes✦ Website | https://spirit-calling.com/✦ Work with Pamela | https://spirit-calling.com/work-with-...Pamela's Meditations | https://spirit-calling.com/meditations/ (Discount Code: JUSTTAPIN15) ✦ Instagram |   / spiritcallingpamela  ✦ YouTube | ‪@spiritcallingpamela‬ Host: Emilio Ortiz✦ IG |   / iamemilioortiz  ✦ Subscribe to Channel |    / emilioortiz  Share Your Gratitude & Support the Show:✦ Make a One-Time or Recurring Donation on PayPal

In this week's episode we'll learn more about a study comparing busulfan-melphalan with melphalan alone as the conditioning protocol for newly diagnosed, transplant-eligible multiple myeloma; then we will discuss data on how three-dimensional transcriptomics can reveal complex interactions between plasma cells and bone marrow microenvironments.Featured ArticlesHigh-dose busulfan-melphalan vs melphalan and reinforced VRD for newly diagnosed multiple myeloma: a phase 3 GEM trialProfiling the spatial architecture of multiple myeloma in human bone marrow trephine biopsy specimens with spatial transcriptomicsPreclinical advances in glofitamab combinations: a new frontier for non-Hodgkin lymphoma

FOLLOW RICHARD Website: https://www.strangeplanet.ca YouTube: @strangeplanetradio Instagram: @richardsyrettstrangeplanet TikTok: @therealstrangeplanet EP. #1266 Portal Unleashed: Cracking Area 51's Dimensional Doorway In this mind-bending episode of Strange Planet, paranormal pioneer Joshua P. Warren reveals his audacious experiment: cracking open a real portal in the Nevada desert near Area 51. Using his invention, the Psionitron—a fusion of Tesla tech, occult principles, and cutting-edge science—Warren amplified a natural dimensional rift, unleashing swirling lights, mysterious orbs, and eerie entities. Watched by unmarked SUVs and military jets, he questions if he's bent reality itself. Dive into tales of ghosts, UFOs, time warps, and the risks of piercing the veil. Is this a breakthrough or a dangerous invitation? Discover the unseen frontiers that connect our world to the beyond. GUEST: Joshua P. Warren is a trailblazing paranormal investigator with over 30 years exploring the edges of reality—ghosts, UFOs, cryptids, psychic phenomena, time warps, and more. Host of STRANGE THINGS on the Coast to Coast AM Paranormal Podcast Network, he's a sought-after expert and creator of the "Wishing Machine." His groundbreaking work fuses science and the supernatural, culminating in the Psionitron device that allegedly opened a portal near Area 51. Visit JoshuaPWarren.com for his latest experiments pushing the boundaries of matter, energy, and the unknown. WEBSITES: https://www.joshuapwarren.com Psionitron.com The Real Black Mailbox BOOKS: How to Hunt Ghosts Pet Ghosts: Animal Encounters from Beyond the Grave Evil in Asheville Haunted Asheville Plausible Ghosts The Secret Wisdom of Kukulkan Poor Man's Paranormal Don't Play with Robert Use The Force: A Jedi's Guide to the Law of Attraction The Gringo Maniac Murder Spree Finding Your Magick Ghosts, UFOs, & Legends of Death Valley SUPPORT OUR SPONSORS!!! ⁠FABRIC BY GERBER LIFE⁠ Life insurance that's designed to be fast and affordable. You could get instant coverage with no medical exam for qualified applicants.   Join the thousands of parents who trust Fabric to help protect their family.  Apply today in just minutes at ⁠meet fabric dot com slash STRANGE⁠ ⁠TESBROS⁠ We're a small business built by Tesla owners, for Tesla owners. Everything we do is about helping our customers customize, protect, and maintain their ride — whether it's through our products or YouTube how-tos and reviews.  We're running an exclusive giveaway you won't want to miss! Enter now for your chance to win a DIY PPF Full Body Wrap kit tailored to your ride — either the Model Y Juniper or the Cybertruck. This prize is worth up to $2,500 and gives you the ultimate choice: Colored PPF. Clear Matte or Gloss PPF. Or even a Vinyl Wrap option for the Cybertruck Go to⁠ tesbros.com⁠ and use code POD15 for 15% off your first order. https://station.page/tesbros/contest/richardsyrettsstrange HIMS - Making Healthy and Happy Easy to Achieve Sexual Health, Hair Loss, Mental Health, Weight Management START YOUR FREE ONLINE VISIT TODAY - ⁠HIMS dot com slash STRANGE⁠ ⁠https://www.HIMS.com/strange⁠ MINT MOBILE Premium Wireless - $15 per month. No Stores. No Salespeople. JUST SAVINGS Ready to say yes to saying no? Make the switch at MINTMOBILE dot com slash STRANGEPLANET   ⁠BECOME A PREMIUM SUBSCRIBER!!!⁠  ⁠https://strangeplanet.supportingcast.fm⁠  Three monthly subscriptions to choose from.  Commercial Free Listening, Bonus Episodes and a Subscription to my monthly newsletter, InnerSanctum.  Visit ⁠https://strangeplanet.supportingcast.fm⁠ Use the discount code "Planet" to receive $5 OFF  off any subscription.  We and our partners use cookies to personalize your experience, to show you ads based on your interests, and for measurement and analytics purposes. By using our website and services, you agree to our use of cookies as described in our Cookie Policy. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://strangeplanet.supportingcast.fm/

Watch the full episode with Samuel B Lee here: https://youtu.be/ZAkJLEMsJrESupport this show http://supporter.acast.com/inspiredevolution. Hosted on Acast. See acast.com/privacy for more information.

"4 Dimensional Thinking"Pastor Bill Teaches from 1 Timothy 5:1-16Guest Pastor Bill teaches this week on the next part of Paul's letter. In it Paul and Pastor Bill urge followers to think outside the box when dealing with members of the ministry and congregation. Special time is considered on widows, whom are some of the most venerable in society and they call upon the church to do what is right and help those in need. (This sermon contains Visuals, please follow the YouTube link to see them at 9:15)YouTube Link: https://youtu.be/QbuV-10OIj4Thank you so much for joining us today! We also have a Podcast Link: www.lakewoodgrace.com/podcast Please connect with us by filling out a communication card here: www.lakewoodgrace.com/connect

In this extended Friday Q&A episode, Don answers six listener-submitted questions covering a wide range of personal finance and investing topics. He kicks off with a fiery takedown of cryptocurrency as a viable asset class, arguing it's based on hype and the greater fool theory. Other questions explore whether pensions should count as fixed income in asset allocation, the performance of Dimensional and Avantis funds versus traditional index funds, the pros and cons of Collective Investment Trusts in 401(k)s, and the strategic timing of Social Security. He ends by clarifying a common misconception about RMDs and Secure Act 2.0. Expect smart insights, a little snark, and the kind of blunt honesty that's rare in financial media. 0:04 Listener Q&A returns with an extra dose—six questions this time 1:07 Confusing podcast scheduling clarified (sort of) 2:11 Crypto as an asset class? Don calls it “entirely invented” and dismantles the use case hype 4:32 If civilization collapses, your Bitcoin won't save you 6:06 Crypto = greater fool theory; Don braces for hate mail 7:30 Dimensional/Avantis vs. index funds—do the extra fees pay off? 9:13 A 15-year comparison: Dimensional Global Equity vs. VT 11:43 Should a pension count as fixed income? Don says no—it's a volatility game, not income 15:48 CITs (Collective Investment Trusts) in 401(k)s—cheaper, but less transparent 18:58 Index funds should be your benchmark; Don suspects this one's active 20:02 Claiming Social Security early to preserve Roth? Don says the math rarely supports it 23:59 Secure 2.0 and RMD confusion—born in 1959? You still take RMDs at 73, not 75 26:15 Tech keeps improving—Don urges retirees to stay sharp, stay curious Learn more about your ad choices. Visit megaphone.fm/adchoices

The show kicks off with a sardonic take on turf wars between delivery drivers—yes, really—before diving into third-quarter market returns, investor behavior, and asset class performance. Don and Tom remind listeners (again) that sticking with a diversified portfolio beats timing markets or following headline noise. Listeners call in about Social Security strategies, inheritance accounts for minors, and what to do with large sums of cash in retirement. The show wraps with a smart look at ETF-to-mutual fund conversions and why the old-school fund industry is getting left in the dust. 0:11 Delivery turf wars joke and quarter-end reflections 1:40 Fears vs. reality: inflation, jobs, and trade wars 2:16 Q3 returns: U.S. stocks +8%, EM +9.6%, silver tops, cocoa flops 3:09 What you had to do to earn those returns: be invested, diversified, and ignore noise 5:13 Don scolds investors still avoiding value and international stocks 6:11 Chocolate aside, it's been a strong year for stocks and bonds 7:42 Promo: Why guessing isn't a retirement plan 7:51 Don recovers from a cough; Tom lists worst Q3 performers (lean hogs!) 9:13 Listener Chad argues for claiming Social Security early if you can earn 3% 11:08 Don crunches the math: break-even at age 81–82 if invested at 3% 12:57 Survivor benefits and why waiting helps your spouse 13:57 Don jokes about his wife stealing his life force and living to 112 14:54 Vaccine banter and intro to next caller 15:56 Caller Michael from Burien sells a condo, asks where to put $300k 19:07 Don and Tom suggest municipal bonds like VTEB for tax-free yield 20:20 Michael quotes a great retirement planning aphorism 20:29 Shift to ETF inflows and the downfall of mutual funds 29:13 Vanguard's tax-free conversion model and Dimensional's exemptive relief 30:49 What this shift means for investors with taxable accounts 31:17 Mutual funds may soon be the next buggy whips 32:22 Listener Connie asks: do you really get back Social Security withheld when working before FRA? 33:14 Tom and Don clarify: benefit adjusted later, but no “refund” 34:37 Caller Susan from Connecticut: what to do with $250k in cash 36:52 Don: You don't need more products—you need a real financial plan 39:17 Flat-fee plans and how to find a true fiduciary Learn more about your ad choices. Visit megaphone.fm/adchoices

Join host Keith Matthews and co-host Marcelo Taboada as they take a fascinating deep dive into the origins and rise of index funds, inspired by the documentary “Tune out the Noise.” In this episode Keith and Marcelo explore how index and passive investing has evolved from a radical idea in the 1960s to today's gold standard for simplified, cost-effective, and evidence-based portfolio management.Go behind the scenes of “Tune Out the Noise” as they break down how the index fund revolution began in academia, overcame huge resistance from Wall Street, and ultimately changed the way everyday investors build wealth. Discover the pivotal roles played by innovators like David Booth, Jack Bogle, and Eugene Fama in shaping the landscape of modern investing.Along the way, Keith and Marcelo share real-world stories from investors who changed their fates by adopting indexing, plus their own “lightbulb” moments in navigating the shift from active to passive investing.For listeners feeling lost in the noise of investment advice, Keith and Marcelo offer clear perspective: focus on simplicity, discipline, and a long-term evidence based approach. Their message is a reminder that successful investing isn't about chasing returns or complicated strategies, it's about building a confident plan that empowers you to tune out the distractions and stay the course.Key Topics: ● “Tune Out the Noise” a documentary on the dramatic rise and value of index investing (0.00) ● Why index funds have “taken over” & what sets it apart from active management (3:11)● Real-life case studies: portfolios in 2004 vs. portfolios today (3:52) ● The shifting habits of new generations of investors (5:03)● How and why the index fund revolution began in the 1960s–1970s (6:17) ● The “data explosion,” academic research, and the birth of efficient market theory (7:00) ● Overcoming resistance: why “settling for average” actually beats chasing returns (8:01)● How the first institutional and retail index funds launched (9:23)● The impact of Jack Bogle, David Booth, and other key figures (9:32) ● Academic breakthroughs: Efficient Market Hypothesis and the power of data (9:40) ● Demonstrating grit: the personal stories of index investing's pioneers (10:28) ● Dimensional's early culture and how “shoe-selling morals” influenced business ethics (10:36) ● Surprising backgrounds of industry icons: farming, family hardships, and more (11:34) ● From active investor to passive advocate: why even industry insiders switched sides (14:06) ● What simplicity really looks like in a successful investment portfolio (14:53)● The importance of low fees, broad diversification, and ignoring the noise (15:47) ● Personal “aha moments”: how Keith and Marcelo embraced index investing (17:50) ● Final takeaways: markets work, costs matter, and diversification is your friend (24:00)And much more!Mentioned in this Episode:● Tune Out the Noise | Documentary Film● Canadian Wealth Management Is Changing: 4 Trends Investors Can't Ignore● Tulett,Matthews & AssociatesThanks for Listening!Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts.Follow Tulett,Matthews & Associates on social media: LinkedIn, Facebook, and more!Follow The Empowered Investor on Facebook,

How will artificial intelligence (AI) transform an advisor's business, and what does it look like in practice? In this episode of Managing your Practice, Dimensional's Catherine Williams sits down with award-winning Prosperity Capital Advisors President and Alison Wealth Management CEO Dave Alison and VastAdvisor.ai CEO Ian Karnell to explore the opportunities for integrating AI into financial services. From their hands-on experience building, training, and using AI to practical ways advisors can embrace it as a strategic thought partner, Dave and Ian's insights on where the technology is headed and how to navigate the legal and compliance considerations along the way are something you should tune in for.

Podcast guest 1541 is Alandra Markman Mt. Shasta conscious starseed who's in communion with an 8th dimensional ET beings from Antares in the Scorpio constellation.Alandra's YouTube Channelhttps://www.youtube.com/channel/UCLlmQn5cicdCEFd2Vl9LqlgAlandra's Websiteshttps://antareanjourneys.com/https://www.alandramarkman.com/Full Disclosure Live Conferencehttps://www.fulldisclosure.live/CONTACT:Email: jeff@jeffmarapodcast.comTo donate crypto:Bitcoin - bc1qk30j4n8xuusfcchyut5nef4wj3c263j4nw5wydDigibyte - DMsrBPRJqMaVG8CdKWZtSnqRzCU7t92khEShiba - 0x0ffE1bdA5B6E3e6e5DA6490eaafB7a6E97DF7dEeDoge - D8ZgwmXgCBs9MX9DAxshzNDXPzkUmxEfAVEth. - 0x0ffE1bdA5B6E3e6e5DA6490eaafB7a6E97DF7dEeXRP - rM6dp31r9HuCBDtjR4xB79U5KgnavCuwenWEBSITEwww.jeffmarapodcast.comNewsletter (Substack)https://jeffmara2002.substack.com/?r=19wpqa&utm_campaign=pub-share-checklistSOCIALS:Instagram: https://www.instagram.com/jeffmarapodcast/Facebook: https://www.facebook.com/jeffmarapodcast/Twitter: https://www.twitter.com/jeffmaraP/The opinions of the guests may or may not reflect the opinions of the host.

Masati is a visionary thought leader and the CEO and Founder of Xponential Intelligence Science, a groundbreaking field dedicated to the study and application of Dimensional Consciousness for the advancement of humanity. With a profound focus on eliminating human suffering and awakening consciousness, Masati leverages his unique understanding of quantum physics, space-time, and the power of frequencies to guide individuals toward profound transformation. Having experienced three near-death experiences, Masati emerged with extraordinary abilities and knowledge far ahead of our time. These experiences ignited his passion for exploring the deeper realms of human potential, leading him to develop Xponential Intelligence (XI), a transformative methodology that empowers individuals to achieve real-time life changes. Through XI, Masati works on the core frequency level, helping to redesign and reprogram one's blueprint to materialize fast, tangible results in all areas of life, including health, wealth, relationships, and spirituality. Over the past 14 years, Masati has shared his expertise with a global audience, reaching over 100 countries through his speaking engagements, podcasts, and personal sessions. His work has consistently led to life-altering results, with countless testimonials attesting to his ability to clear layers of distortions, awaken latent potential, and manifest abundance effortlessly. In this episode, Masati opens with an account of his 1st near death experience and how that put him on the path he is on today. He talks about the bigger picture of what we are, his experience with psychedelics, and gives a personal reading to Tara.   RESOURCES: Learn more about Masati here: https://thexicode.com/ Instagram: @XImasati Get 15% off Peluva minimalist shoe with coupon code COACHTARA here: http://peluva.com/coachtara   CHAPTERS: 0:00 Intro 5:10 Masati's background 7:40 First NDE 15:15 Psychedelics 29:45 Autonomic nervous system 35:18 Your life's patterns 42:26 Tara's realizations about her parents 46:20 On the border of space and time experience 52:30 DMT Dreams 56:10 How to connect with Masati   WORK WITH ME: Are you looking for help on your wellness journey? Here's how I can help you: TRY COACH TARA APP FOR FREE: http://taragarrison.com/app LEVEL UP PROGRAM: http://taragarrison.com/level-up INDIVIDUAL ONLINE COACHING: https://www.taragarrison.com/work-with-me CHECK OUT HIGHER RETREATS: https://www.taragarrison.com/retreats   SOCIAL MEDIA:  Instagram @coachtaragarrison TikTok @coachtaragarrison Facebook @coachtaragarrison Pinterest @coachtaragarrison   INSIDE OUT HEALTH PODCAST SPECIAL OFFERS: ☑️ Upgraded Formulas Hair Test Kit Special Offer: https://bit.ly/3YdMn4Z ☑️ Upgraded Formulas - Get 15% OFF Everything with Coupon Code INSIDEOUT15: https://upgradedformulas.com/INSIDEOUT15 ☑️ Rep Provisions: Vote for the future of food with your dollar! And enjoy a 15% discount while you're at it with Coupon Code COACHTARA: https://bit.ly/3dD4ZSv   If you loved this episode, please leave a review! Here's how to do it on Apple Podcasts: Go to Inside Out Health Podcast page: https://podcasts.apple.com/us/podcast/inside-out-health-with-coach-tara-garrison/id1468368093 Scroll down to the ‘Ratings & Reviews' section. Tap ‘Write a Review' (you may be prompted to log in with your Apple ID). Thank you!

Lance Reisland of Cleveland.com joins Afternoon Drive on The Fan. He talks about the struggles of the Browns offense, the dominance of Cleveland's defense, the team's momentum after beating Green Bay, and more.

George Knapp - Paranormal, Supernatural, UFOs & Dimensional Portals in Marley Woods, Missouri

In this episode of Fire Ecology Chats, Fire Ecology editor Bob Keane speaks with Niko Tutland and Andreas Wion about building 3D fuel bed models for next generation fire models.Full journal article can be found at https://fireecology.springeropen.com/articles/10.1186/s42408-025-00383-2

Don and Tom dig into international investing — why diversification across borders is essential, why timing international markets is a mistake, and how currency fluctuations affect returns. They revisit Japan's lost decades, talk emerging markets, discuss John Bogle's arguments against international investing, and explain why owning all markets all the time makes the most sense. Listener questions cover tax perceptions about California, long-term return comparisons, 401(k) rollover and Rule of 55 withdrawals, and the realities of retiring abroad — including the sticker shock of Guatemala's healthcare spending. 0:04 Should you invest internationally now that foreign markets are rising? 1:29 Morningstar data shows non-U.S. markets doubling U.S. returns in 2025. 2:38 The dollar's weakness as a key factor in performance. 3:20 Mexico, Brazil, Japan, and China's strong year — but should you chase it? 4:02 Market leadership cycles: U.S. vs. international across decades. 4:50 The “1990 Japan” cautionary tale: why timing single markets can disappoint. 6:17 Concentration risk, emerging markets, and why you need global diversification. 7:33 Exposure to global companies you can't get by owning U.S.-only funds. 8:42 Dimensional's chart shows no country wins every year — own them all. 9:40 Addressing the John Bogle “you already own international through U.S. firms” argument. 10:21 Nestlé example: why local economy exposure matters. 12:45 Listener Greg challenges Don's California tax comment — clarification given. 13:45 State tax comparisons, why there's no perfect tax haven. 14:41 New York vs. California tax burdens — where it's worst. 15:30 Listener Tim asks about long-term return periods — Don points to IFA data. 17:40 1,700+ episodes milestone and show longevity banter. 18:30 Listener Jeff's complex retirement accounts and Rule of 55 rollover question. 19:09 Discussion of retiring abroad and health care concerns in Guatemala. 22:20 U.S. health care spending vs. Guatemala — a sobering gap. 23:39 Gallows humor about quick death and end-of-life planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

Pastor John Pérez, nos comparte: TRI-DIMENSIONAL -Sabiduría Relacional (PT3) Sabiduría Relacional: está diseñada para enseñarte cómo mejorar tu capacidad para desarrollar relaciones auténticas, agradables, productivas y duraderas. Los principios que aprenderás tienen el potencial de impactar cada área de tu vida, incluyendo tu adoración, la intimidad en el matrimonio, la crianza y amistades, así como tu desempeño en el trabajo y tu avance profesional.Todos hemos desarrollado actitudes y hábitos que socavan nuestras relaciones, y se necesita mucha determinación y esfuerzo para cambiar algunas de las maneras en que vemos e interactuamos con los demás.¡La buena noticia es que podemos cambiar!¡Vive Hoy! y Escucha Ya!- EXPERIENCIA - TRANSFORMACIÓN – EMPODERAMIENTOhttps://www.facebook.com/775elcordero Oramos que sea de mucha edificación y bendición para sus vidas.  !Gracias Por Su Apoyo! www.CorderoReno.com     Para alcanzar y edificar personas por medio de este ministerio necesitamos de tu apoyo financieramente. Si has sido edificado por favor contribuye a este ministerio para que la Palabra de Dios siga trasformando y edificando vidas. ¡EL DAR NUNCA HA SIDO TAN FÁCIL! Puedes ir a NUESTRO SITIO WEB https://www.corderoreno.com/donations ¡Esta súper, súper fácil! 100% seguro! ¡Experiméntalo Hoy! Si tienes alguna pregunta por favor déjanos saber.  ¡Por favor ayúdanos a pasar la voz! Support the show

Greetings Earthlings and thank you for tuning in to Last Night's Coffee! This week, the guys finally bring back the football wrap up! Chuck is 2-0 in the football facial har bet.... it's been 40 years since the Titanic wreckage was discovered... There was a Redhead Convention in the Netherlands.... 3 brothers rowed 9,000 miles across the Pacific Ocean in record time... Dual Memes of the Week wrap up this episode! Thanks for tuning in Nightshifters!

Bryce Koon reacts to the comments Georgia Tech's might be too one-dimensional after their win against Colorado, plus some other thoughts heading into week two. Please don't forget to hit the like button and subscribe as well! #georgiatech #collegefootball #coloradobuffaloes #countdowntocollegefootball #brentkey #georgiatechfootball #coloradofootball #deionsanders WEBSITE: https://thecrowdedbooth.substack.com/ DISCORD: https://discord.gg/dWYnG2MnW5 MERCH: https://www.bonfire.com/store/the-crowded-booth/

How do you build a retirement portfolio that works in the real world and not just on paper? In this episode of Retirement Planning Simplified, Joe Curry speaks with Wes Crill from Dimensional Fund Advisors about evidence-based investing and how it can help retirees reach their goals. Wes explains why beating the market is harder than most think, why diversification is one of the most powerful tools for retirees, and the pros and cons of relying on dividends for income. He also shares how Dimensional uses decades of research to create smarter, long-term investment strategies. Check out the show notes for EP156 HERE.

This week, we discuss a 2013 episode of @Draxtor's interviews series with artists filmed in Second Life series, this episode with Australian artist  @lynettewallworth270. 1:43 Get involved in the latest Star Citizen contest, links in Show Notes 3:26 Introduction to the pick 9:12 Phil describes early traditions of interview shows filmed in virtual worlds, such as Late Night with Toxie (filmed in Quake) and This Spartan Life (Halo) 12:44 Could this episode now be updated using AI? 13:33 Quality of audio is the most valuable part 15:49 GenZ viewing patterns are changing – how well does SL as an interview format reflect contemporary approaches? 17:53 The major obstacle to multi-tasking…! Credits - Speakes: Ricky Grove, Phil Rice, Damien Valentine Producer: Ricky Grove Editor: Phil Rice Music: Phil Rice & SonaAI

David Butler's life is a classic reboot story, from the courts of NBA Basketball to Wall Street Titan and co-CEO of Dimensional Fund Advisors. A powerhouse in the boardroom and on the court, David's career has been anything but conventional. A Rhodes Scholar candidate and Pac-12 Basketball Hall of Honor inductee, he was an All-American at UC Berkeley and drafted to the Boston Celtics. When his NBA career was sidelined by a strike and injury—David was faced with a serendipitous moment in his life that many would have missed—and pivoted with purpose, launching a remarkable Reboot journey shaped by discipline and a vision.A powerful force on the court, David has Rebooted Dimensional into a $850B powerhouse to become a leading global financial services group. Long before the me-too AI train, instead of chasing hot stock tips, they redefined the financial advice model with a systematic, research-based investment approaches that have outperformed their competitors. Listen in as we unpack David's remarkable personal journey and how a former pro baller became a Wall Street Trailblazer.

First-Ever AI App That Manifests Your Dreams Subconsciously—Download NOW!   http://www.manifesteverythingai.com/manifest-ai   Script To Manifest Your Dreams: www.wesleyvirgin.com   Get ready to meet the king of internet marketing and the overnight millionaire, Wesley Virgin! With over 1 billion views on social media, he's taken the online world by storm. Wesley's known for his knack for making money online and has created some of the most famous programs in the biz, including "Overnight Millionaire," "Genie Script," and "Done for You Affiliate Services."   But that's not all! Wesley also runs the epic "Millionaire in Training" community where thousands of aspiring entrepreneurs gather to learn the secrets of financial success. When he's not busy building wildly profitable online businesses, you can find him living the high life on Instagram @wesleymilliondollarvirgin.   He's not just a show-off though, Wesley takes the time to educate his followers on how to make money fast. With his massive influence and digital mentorship, Wesley is truly a global expert in the online business world. Get ready to learn, laugh, and make some serious cash with Wesley Virgin!

The download mentioned: Chemistrymadesimple.net/2In this episode we consider how quantum mechanics effects the atomic model and more:There's more to electron shellsSubshells and orbitals3D shape of orbitalsOrbitals, bond angles and shape of moleculesThe reason the periodic table gets broader down the table Find out how I can help you throughout your chemistry A-Level here.--------------------------------------------------------------------------------------------Want to know more, or support the show? Become a Patreon supporter of the podcast and get more from each episode patreon.com/chemistrymadesimpleFind out more about the programme mentioned in the episode Chemistry Made Simple academyContact me:Instagram @chemistrymadesimpleEmail Matthew@ChemistryMadeSimple.netJoin the discussion at the Chemistry Made Simple podcast community.

What does it take to make a bold career move—or guide your clients through one? In this episode of Managing your Practice, Dimensional's Catherine Williams sits down with CBS News business analyst and best-selling author Jill Schlesinger to explore the mindset and mechanics behind meaningful transitions. From her own pivot from advisor to national media voice, to stories from her book The Great Money Reset, Jill shares what she's learned about helping people navigate change—financially and emotionally. Tune in for insights on empathy, burnout, reinvention, and how great advisors can meet clients where they are (and where they're going).

Hello, and welcome to this weeks episode of Plot Spackle.  On this episode the guys are doing a triplesode, specifically of the previous Fantastic Four movies.  On this episode, John gives a good effort. Eric still doesn't know how magnets work. And Richard teaches valuable life lessons. So grab your inter-dimensional dirt.  Pull up your definitely not shoestring budget effects, and listen to Plot Spackle! Music: TheFatRat - Epic https://lnk.to/ftrepic

TheHide.TV Chris and Frank Battle Inter-dimensional Aliens Live  They aren't coming they are here and Chris along with Frank are ready to do battle.  Wednesday Night Live with Chris & Frank, wide variety of topics, we hit on the comings and going during our weekly get together.   Precision Rifle Talk from Guys who shoot precision rifles every week. Chris came in 3rd at the NRL Hunter Series Finale, the Grand Slam Event.   As always, thanks for listening, thanks for sharing and thanks for being a part of the Everyday Sniper Podcast, be sure to follow TheHide.TV for more 

What if the fabric of our world isn't a sealed container, but a fragile web—pocked with rips, folds, and doorways into somewhere… else? Across the globe, witnesses have described stepping into spaces where the air thickens, time bends, and impossible entities appear without warning. These moments, fleeting yet unforgettable, hint at the existence of portals—dimensional gateways linking our reality to hidden realms.In this episode of Phantoms & Monsters Radio, we'll delve into chilling, first-hand encounters that challenge the boundaries of belief: a California farm stalked by a colossal biped, a Montana experiencer targeted by robotic and extra-dimensional visitors, a Wisconsin home where robed figures rose from a glowing floor, a San Jose cemetery visit interrupted by a diving bat-like humanoid, and a Texas rally where a woman vanished from a locked porta-potty without a trace. Each account forces us to confront the possibility that our perception of reality is incomplete.These reports come from diverse times and places—orchards, cemeteries, forest trails, quiet homes—but share unsettling similarities: sudden appearances and vanishings, bilocation, objects re-materializing from nowhere, and encounters with entities that defy classification. Are these random anomalies, or the signs of persistent and intentional portals? Could they be natural phenomena, hidden technologies, or constructs of an interdimensional intelligence?From subtle shifts in time to face-to-face meetings with beings that seem part human, part machine, tonight we follow the trails left by witnesses who have stumbled too close to the edges of our dimension. As we look over these extraordinary accounts, we'd like to ask you to consider a question: if portals exist all around us, what might be waiting on the other side?

What if the fabric of our world isn't a sealed container, but a fragile web—pocked with rips, folds, and doorways into somewhere… else? Across the globe, witnesses have described stepping into spaces where the air thickens, time bends, and impossible entities appear without warning. These moments, fleeting yet unforgettable, hint at the existence of portals—dimensional gateways linking our reality to hidden realms.In this episode of Phantoms & Monsters Radio, we'll delve into chilling, first-hand encounters that challenge the boundaries of belief: a California farm stalked by a colossal biped, a Montana experiencer targeted by robotic and extra-dimensional visitors, a Wisconsin home where robed figures rose from a glowing floor, a San Jose cemetery visit interrupted by a diving bat-like humanoid, and a Texas rally where a woman vanished from a locked porta-potty without a trace. Each account forces us to confront the possibility that our perception of reality is incomplete.These reports come from diverse times and places—orchards, cemeteries, forest trails, quiet homes—but share unsettling similarities: sudden appearances and vanishings, bilocation, objects re-materializing from nowhere, and encounters with entities that defy classification. Are these random anomalies, or the signs of persistent and intentional portals? Could they be natural phenomena, hidden technologies, or constructs of an interdimensional intelligence?From subtle shifts in time to face-to-face meetings with beings that seem part human, part machine, tonight we follow the trails left by witnesses who have stumbled too close to the edges of our dimension. As we look over these extraordinary accounts, we'd like to ask you to consider a question: if portals exist all around us, what might be waiting on the other side?

A rollicking episode about strange paranormal encounters, interdimensional portal areas, understanding the alien mind, and even serial killers. Joining Gene on this episode is Ronald Meyer, a seasoned paranormal experiencer, with encounters ranging from out-of-body experiences and cryptid sightings to non-dual awakenings. He is the owner of Centre Communications, a film production company, and has produced and directed feature films in Hollywood. In September 2023, Centre Communications premiered the feature film "The Mysteries of Bradshaw Ranch: Aliens, Portals, and the Paranormal" at a conference in Vernal, adjacent to Skinwalker Ranch. During the movie's production, the crew encountered intelligent alien entities and other paranormal phenomena. His partner in crime is Mark Reeder, whose novels can be found at Lulu Publishing (hard copies) and at Amazon (ebooks). He's also kicked around the universe long enough to have more than a few bumps and bruises. Roughed up and battered like his hat, he's still looking for the exit. Our special guest cohost is Paul Dale Roberts, aka The Demon Warrior, a Fortean investigator who looks into all things paranormal from ghosts to demons to cryptids to UFOs. He has investigated paranormal hot spots like Area 51; Skinwalker Ranch; Stonehenge; Bridge over River Kwai in Thailand; Napoleon Bonaparte's tomb; Bodie, CA (Ghost Town); Black Dahlia grave site; Alcatraz; San Quentin Prison and Folsom Prison; Edinburgh Castle; Notre Dame in Paris, France; and others.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-paracast-the-gold-standard-of-paranormal-radio--6203433/support.

Tonight's guest is Yossi, who, in 1981, experienced a powerful out-of-body event in Los Angeles, but what followed was even more extraordinary. In a face-to-face encounter with non-human intelligences in his room, Yossi was drawn into a silent, telepathic exchange that revealed messages of profound consciousness, love, and a stark warning for humanity.More information on this episode on the podcast website:Hidden Cults (Promo)It is a documentary-style podcast that digs deep into the world's most extreme, elusive, and explosive fringe groups. Listen on all podcast apps: Spotify: https://open.spotify.com/show/4Q0kbgXrdzP0TvIk5xylx1Apple Podcasts: https://podcasts.apple.com/us/podcast/hidden-cults/id1816362029If you enjoy this podcast, please support the show with a virtual coffee:https://ko-fi.com/ufochroniclespodcastFollow and Subscribe on X to get ad free episodesX: https://x.com/UFOchronpodcast/Want to share your encounter on the show?Email: UFOChronicles@gmail.comOr Fill out Guest Form:https://forms.gle/uGQ8PTVRkcjy4nxS7Podcast Merchandise:https://www.teepublic.com/user/ufo-chronicles-podcastHelp Support UFO CHRONICLES by becoming a Patron:https://patreon.com/UFOChroniclespodcastAll Links for Podcast:https://linktr.ee/UFOChroniclesPodcastThank you for listening!Like share and subscribe it really helps me when people share the show on social media, it means we can reach more people and more witnesses and without your amazing support, it wouldn't be possible.Become a supporter of this podcast: https://www.spreaker.com/podcast/ufo-chronicles-podcast--3395068/support.

Tonight's guest is Yossi, who, in 1981, experienced a powerful out-of-body event in Los Angeles, but what followed was even more extraordinary. In a face-to-face encounter with non-human intelligences in his room, Yossi was drawn into a silent, telepathic exchange that revealed messages of profound consciousness, love, and a stark warning for humanity.More information on this episode on the podcast website:https://ufochroniclespodcast.com/ep-345-the-ones-who-stood-in-silence/Hidden Cults (Promo)It is a documentary-style podcast that digs deep into the world's most extreme, elusive, and explosive fringe groups. Listen on all podcast apps: Spotify: https://open.spotify.com/show/4Q0kbgXrdzP0TvIk5xylx1Apple Podcasts: https://podcasts.apple.com/us/podcast/hidden-cults/id1816362029If you enjoy this podcast, please support the show with a virtual coffee:https://ko-fi.com/ufochroniclespodcastFollow and Subscribe on X to get ad free episodesX: https://x.com/UFOchronpodcast/Want to share your encounter on the show?Email: UFOChronicles@gmail.comOr Fill out Guest Form:https://forms.gle/uGQ8PTVRkcjy4nxS7Podcast Merchandise:https://www.teepublic.com/user/ufo-chronicles-podcastHelp Support UFO CHRONICLES by becoming a Patron:https://patreon.com/UFOChroniclespodcastAll Links for Podcast:https://linktr.ee/UFOChroniclesPodcastThank you for listening!Like share and subscribe it really helps me when people share the show on social media, it means we can reach more people and more witnesses and without your amazing support, it wouldn't be possible.Become a supporter of this podcast: https://www.spreaker.com/podcast/ufo-chronicles-podcast--3395068/support.

Are your clients chasing roots—or ready to embrace the blend? In this honest, no-fluff episode, Elaine shares her own journey into gray blending—and what every stylist needs to know.

Don and Tom highlight what may be today's biggest stock market bargain: small-cap value stocks, which have drastically underperformed large-cap growth and now appear poised for long-term reversion to the mean. They explain why chasing big winners like Nvidia and Apple could backfire, and why broad diversification with a tilt toward small and value still makes sense. Callers get help with tax drag from old mutual funds, switching from expensive active funds to ETFs, household asset allocation, Roth conversions, and whether to sell a large single-stock inheritance. The show wraps with a well-deserved swipe at Jordan Belfort's shameless self-promotion. 0:05 Don kicks things off with a musical flashback: The Who's “Bargain” sets the tone for a segment on what may be today's biggest investing bargain—small value stocks. 2:00 The S&P 500 has averaged 13.2% annually since 2014; small caps lag at 7.2%. Investors are fleeing small-cap ETFs just as they may be poised for reversion to the mean. 3:30 The top five stocks in the S&P 500 are now five times larger than the entire Russell 2000. That kind of imbalance can't last forever. 5:08 Historically, small-cap value has outperformed large growth by ~4% annually over 100 years—yet most investors are overexposed to U.S. large-cap growth. 8:08 Instead of market timing, build a balanced portfolio based on your risk tolerance. Consider overweighting small and value, but don't ditch large caps entirely. 9:23 Even the worst year for small caps (2008, -34%) wasn't as bad as the S&P's peak-to-trough crash (-57%). Diversification isn't just smart—it's safer. 10:23 For equity allocation: a 1/3 split between large U.S., small U.S., and international may be simple, but effective. 11:59 Eugene from Baltimore has a $5M+ portfolio generating massive taxable income. Don and Tom recommend municipal bonds and more tax-efficient ETFs. 17:45 Mutual fund to ETF conversions (like those offered by Vanguard and Dimensional) could reduce Eugene's tax bill without triggering capital gains. 22:43 BJ from San Antonio holds a pricey Invesco fund (SMMIX) full of big tech—essentially a closet index fund with an 0.85% fee. Time to switch to low-cost, diversified ETFs. 25:38 Vanguard's VUG offers the same exposure with more holdings and a 0.04% fee—plus it's transparent, predictable, and consistent. 28:43 Ron in Lakeland wonders if he should copy his wife's ETFs. If your household has a unified asset allocation plan, identical holdings across accounts are fine. 31:27 Jerry from Lacey, WA asks whether to keep doing Roth conversions or start Social Security now. Don and Tom advise continuing tax-efficient conversions, possibly up to the 22% bracket, but not beyond. Also watch out for income thresholds that affect benefits like the $6K tax rebate. 35:46 Sherry (dropped call) inherited $4M in Microsoft. Diversify! But do it with a tax strategy and professional help. 36:49 Don reacts to a nauseating LinkedIn post by Jordan Belfort, reminding us that glorifying financial predators only feeds industry corruption. Learn more about your ad choices. Visit megaphone.fm/adchoices

Visionary director Joseph Kahn (DETENTION, BODIED, TORQUE) joins Adam and Joe in the ArieScope studio to discuss his incredible career journey and the making of his new film ICK (in theaters now). From learning how to speak the language of cinema in the 80's thanks to Spielberg films and MTV… to how a fake company name and a briefcase led to him becoming one of the greatest music video directors in history working with artists like TAYLOR SWIFT, KORN, MUSE, BRITNEY SPEARS, PUBLIC ENEMY, ROB ZOMBIE, and more… to the trials of making his first feature TORQUE and his creative redemption with DETENTION and BODIED… to how he's broken down filmmaking into “science” and “language” and his theory of “5th Dimensional edits”… to the making of his new movie ICK and why it's all still “a struggle”, whether its a Taylor Swift video or his latest feature film… this amazing, no f's given conversation with one of the signature visual voices in pop-culture has been a long time coming! Don't miss a minute of YORKIETHON 9 happening THIS coming weekend (July 25th - 27th)! THE MOVIE CRYPT's 9th annual live marathon to benefit Save A Yorkie Rescue can be watched FREE on www.ariescope.com or www.bloody-disgusting.com!

Welcome to the second episode of the Practitioner Podcast, where certified Seven Cups of Consciousness practitioners come together to create a safe space for discussing energy work, energetic fields, and spiritual insights. This episode features compassionate practitioners sharing their perspectives on listener-submitted questions and challenges.What You'll Learn:How to work with timing issues and chronic lateness from an energetic perspectiveNavigating challenging family relationships across distancesUnderstanding soul contracts and life purposeWorking with light language for healing and transformationDealing with trust and discernment challenges during dimensional shiftsPreparing for energetic weather: Full Moon, Mercury Retrograde, and LionsgateKey Topics Discussed:Timing and Chronic LatenessSoul and body circadian rhythm misalignmentBeing from different timelines affecting present moment awarenessFamily patterns and inherited timing issuesRebellion aspects and control dynamicsRespect and priority imbalancesFamily Relationship ChallengesVibrational differences between geographical locationsMaintaining love connections across distance and changeFocusing on personal authenticity rather than trying to control relationshipsWorking with empathic impacts between family membersSoul Contracts and Life PurposeMoving beyond needing to know your exact pathConnecting with inner fulfillment and essenceWorking with your future ascended master self for guidanceThe power of focusing on one core vibrationLight Language ExplorationBypassing the mind for deeper energetic communicationDifferent forms: sounds, symbols, poetry, gibberishBody consciousness understanding vs. mental comprehensionPractical ways to begin exploring light languageTrust and Discernment IssuesDimensional merges affecting intuitive abilitiesTimeline confusion and information from multiple realitiesAdjusting to new vibrational frequenciesWorking with ascended master guidanceEnergetic Weather ReportConnect with the PractitionersIf you're interested in working with any of the practitioners mentioned, information about sessions and consultations can be found through the Seven Cups of Consciousness community.https://www.aleyadao.com/catalog/products/One-on-One-Session-with-a-Seven-Cups-of-Consciousness-Practitioner/712/Submit Your Questions: Send your energetic challenges and insights for future episodes to be discussed by our compassionate practitioner panel.

Most billboards, when viewed from the side, are flat. But some billboards have large objects jutting out from them. In this Billboard Mastery podcast we're going to explore the world of 3-D billboard designs.

Joel Schneider, Deputy Head of Portfolio Management at Dimensional, discusses the firm's milestone as the first issuer to surpass $200 billion in actively managed ETF assets.  He also delves into the hidden costs of traditional index funds and Dimensional's pursuit...

Don and Tom tackle the behavioral trap of “home bias” in investing—why U.S. investors tend to overinvest domestically and why it's dangerous. They compare global fund allocations across countries, poke fun at nationalist investing instincts, and explain why international diversification is essential. Listener calls cover early Social Security regret, 72(t) withdrawals, covered calls on Palantir, and what happens to target date funds after they “expire.” 1:52 Home bias explained: Americans (and Australians) overweight U.S. stocks 2:58 U.S. vs global stock market value debate 3:42 Fund companies pander to investor bias 4:14 Vanguard Australia fund: 42% Aussie stocks?! 5:25 Why home bias hurts—Australia's 25% bank exposure 6:26 Dimensional and Avantis global tilt: 70% U.S. 7:52 Long-term global diversification reduces volatility 8:17 The 2000s: Global funds outperformed U.S. funds 9:21 Call: Donna in AZ – Regret over early Social Security filing 11:29 Don confesses he took his at 69: “I'm weak” 12:02 Donna's still in great shape—no panic needed 13:04 Timing Social Security: Only critical if it's most of your income 14:45 Emotional investing vs logic—why home bias persists 15:51 Japan: Home bias disaster, zero returns since 1990 16:07 Call: Kyle in TX – 72(t) withdrawals and bond reluctance 18:21 Tom explains why bonds matter when pulling from a shrinking stock portfolio 19:51 Call: Jason the Tesla Bull – Covered calls on Palantir 21:15 Covered call mechanics explained 23:14 Don's 1980s crash story: When covered calls fail 24:14 Covered calls appeal to greed, often backfire 25:20 Palantir's PE ratio? Try 1,058—yikes 26:30 Meme stocks vs megacaps: Palantir's government dependency 27:05 Call: John in OH – Fidelity fee confusion update 28:16 John's advisor can't see the same statements—sus? 30:32 Make sure to bring statements and get written answers 31:29 Don's birthday, Father's Day gripes, and Twain wisdom 32:22 Call: Elizabeth in SC – What happens to a 2010 target date fund? 33:37 Vanguard 2010 funds merge into 70/30 “retirement income” fund 35:14 Performance? ~5% annualized—above inflation Learn more about your ad choices. Visit megaphone.fm/adchoices

Is the whole universe actually a jinn particle? Neil deGrasse Tyson and cohosts Chuck Nice and Gary O'Reilly hang out with astrophysicist Charles Liu to answer questions about the nature of gravity, dark matter, and why we don't actually know how the solar corona gets hot. NOTE: StarTalk+ Patrons can listen to this entire episode commercial-free here: https://startalkmedia.com/show/cosmic-queries-dimensional-leaking/Thanks to our Patrons Abhijeet Garg, Barry Cunningham, Chris Gunter, Roger Inglis, Michael Hines, Frank Lewis, Will Edwards, Robert Tomsons, Nancy Stone, Michael Belshe, Barbara Neil, Steve Smith, Catherine THomson, Janet Watkins, AMit Yadav, Leslie, Nat Woods, Gilberto Rodriguez, Tobraham, Kwabena Slaughter, Eric Jordan, Anna Shilonosova, Corey PRator, Duncan, Gabe Mallek, peter jonkers, TED PHILIPPE, ElectroHawk, Ben, Tyla Moss, Briehanna, fenrir yggdrasil, JP Campion, Roberto, Mark Lytle, Aouregan, Markybob, Emil Helfer, Andrew Keigan Duckett, None, STANLEY A HARMON, Laura Godfrey, Christopher Sanchez, Helen Gyselhart, Eric, Chase Mathews, Edward Kramer, Jonathan Fitzgerald-Bord, Tyler Lindsey, Michael Butler, and David Kingbeil for supporting us this week. Subscribe to SiriusXM Podcasts+ to listen to new episodes of StarTalk Radio ad-free and a whole week early.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

Don and Tom explore the evolution, promise, and pitfalls of Exchange-Traded Funds (ETFs). While ETFs have become the dominant investment vehicle, boasting $8 trillion in assets and more than 4,000 choices, the duo cautions against the “novelty trap” that lures investors into trendy, high-cost, low-diversification funds. They advocate sticking with time-tested providers like Vanguard, Schwab, and Avantis, and urge listeners to focus on strategy over hype. The episode also covers listener questions on Facet Wealth's alternative investments and Roth IRA income limits, ending with a light jab at Portland's real estate collapse and Don's growing jet lag. 0:04 Opening banter and the rise of ETFs as mutual fund successors 1:28 ETF history from SPY to the $8 trillion juggernaut 2:21 Why ETFs caught on: low cost, tax efficiency, index focus 3:45 When Wall Street noticed: strategic beta and rule-based funds emerge 4:59 The novelty problem: gimmicky single-stock and crypto ETFs 6:57 How to filter the 4,000 ETFs to a trustworthy handful 7:34 Which fund families to consider—and which to avoid 8:58 Active vs. passive: the murky middle and the “passively active” dilemma 10:01 Conflicts of interest in ETF endorsements and advertising bias 11:19 ETF investing principles: keep it simple, diversified, and strategic 12:09 Why the industry lumps Dimensional and Avantis with active managers 14:09 Brief detour into Austin, Silicon Valley, and Portland real estate 15:22 Final ETF takeaway: old, boring, and proven beats shiny and new 17:01 Listener Q1: Is Facet Wealth's alternative income strategy a red flag? 22:01 Listener Q2: Roth IRA income limits, backdoor Roths, and best next moves Learn more about your ad choices. Visit megaphone.fm/adchoices

What if “just buying the market” isn't the end of the story? In this episode, we are joined by Gerard O'Reilly, Co-CEO and Co-CIO of Dimensional Fund Advisors, for a deep dive into what really drives net investment returns. Gerard returns to the Rational Reminder podcast to explain the key principles that differentiate Dimensional's approach from traditional indexing—and why implementation, flexibility, and detail matter so much more than investors might think. We explore the concept of hidden costs in index investing, how index reconstitution and trading frictions erode returns, and the nuanced decisions that shape a market portfolio: defining the market, excluding low-returning stocks, optimizing tax efficiency, and more. Gerard breaks down how Dimensional's rules-based, evidence-backed process improves outcomes through smart exclusions (like IPOs and high asset-growth firms), precise trading, securities lending, and better handling of corporate actions. From the dangers of chasing low fees to the surprising benefits of thoughtful execution, this conversation is a masterclass in next-level investing.   Key Points From This Episode:   (0:01:07) Why Gerard was invited back: Dimensional's approach to hidden costs and net returns. (0:02:38) Looking beyond “index good, fees bad”—why investors should dig deeper. (0:04:21) Gerard's background: From Caltech rocket scientist to Dimensional co-CEO. (0:06:22) How Dimensional differs from market-cap weighted index funds. (0:08:42) Four components of net returns: Two increase returns, two decrease them. (0:12:45) Defining the market: Free float, liquidity thresholds, and dynamic inclusion. (0:17:52) How small-cap index definitions can create return differentials as high as 10%. (0:22:03) What securities Dimensional excludes—and why: low-profitability growth, high asset growth, IPOs, and REITs. (0:29:26) Why IPOs are excluded for 6–12 months and the mechanics behind inclusion. (0:33:16) Why Dimensional's exclusions aren't like traditional active management. (0:35:09) The “Great British Bake-Off” analogy: baking better portfolios with the same ingredients. (0:38:13) How securities lending boosts returns—and how Dimensional does it better. (0:42:09) Managing corporate actions (like M&A) to reduce cash drag. (0:45:18) How Dimensional deals with buybacks and new share issuance.  (0:47:29) Momentum, short-term reversals, and securities lending fees as trading signals. (0:50:36) Why Dimensional may lend out stocks that have negative momentum. (0:52:42) How trading costs affect net returns and Dimensional's execution edge. (0:56:06) Hidden costs of indexing: Index fund rebalancing and price impact. (1:03:19) Why focusing solely on fees is misleading—and what “value for service” really means. (1:06:18) DFUS: A case study of Dimensional's market series outperforming index funds. (1:08:44) How Dimensional builds portfolios with intentional tilts toward higher expected returns. (1:12:35) What excites Gerard: Expanding access, ETF innovations, and global growth.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Gerard O'Reilly — https://www.dimensional.com/us-en/bios/gerard-k-oreilly Dimensional Fund Advisors: https://www.dimensional.com/ Episode 322: Marco Sammon — https://rationalreminder.ca/podcast/322Marco Sammon  Episode 198: Gerard O'Reilly — https://rationalreminder.ca/podcast/198

We're diving into one of our absolute favorite topics: Glitches in the Matrix. These are the moments that break reality — when time skips, locations warp, or you wake up in a reality where your ex is suddenly your current partner again (ah!). We're reading listener-submitted stories about dimensional shifts, memory blackouts, unexplained teleportations, and a familiar haunted hotel that has us phoning a friend. A Hotel Whitcomb elevator glitch that takes a group of students to a sterile, backrooms-style floor with chained cafeteria doors, vanishing women A red moon rises in the wrong direction, disappears, then shows up where it's “supposed” to be. Multiple listeners who find themselves suddenly on the wrong side of the highway or losing hours of time with no clue how they got where they are A meditation sends one listener into a full alternate life… with an ex they swore they'd left behind. Reality might be glitching, but at least we have each other (and maybe a backup timeline just in case).

What happens when two black holes' event horizons overlap? Neil deGrasse Tyson and co-host Chuck Nice answer fan questions about higher dimensions, the north side of the magnet, the internal structure of other planets, and more.NOTE: StarTalk+ Patrons can listen to this entire episode commercial-free here:https://startalkmedia.com/show/cosmic-queries-dimensional-waterfall/Thanks to our Patrons Allison Carlin, Brad Hostetter, Nick, Paul Sinnema, Andre Stone, John Brooks, Larry Martin, Vivek kolla, Alfredo Gomez, Brett Johnson, Steffan Steff, Ori Harush, Megan Moss Freeman, Kyle Rhone, Kevin O'Reilly, Morgan Derischebourg, Gannon Escobar, Tim Smallidge, Berk Akay, Stephen Ferguson, Laura Nicole Deschaine, Incommunicado, Erik Wislinsky, Ken Goldberg, Shawn Noah, Micheal Klein, Aiden James, Lisa Hansen, Gabriel Siqueira, Mike Moss, Mohammed Elmredi, Jonathan eve, Conrad Koopman, Nishe Noeth, Bipin Raj Bista, Cameron Berg, Stuart Holmes, Daniel, Dalton Lasner, Darren Mieskoski, Erik Chavez, Mark Whitt, Clamettis Wright, John King, Margaret De Foe, Raymond Foust, TrekDiva, Brandon Wheeler, Lisa Bayans, and Amanda for supporting us this week. Subscribe to SiriusXM Podcasts+ to listen to new episodes of StarTalk Radio ad-free and a whole week early.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.