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A rollicking episode about strange paranormal encounters, interdimensional portal areas, understanding the alien mind, and even serial killers. Joining Gene on this episode is Ronald Meyer, a seasoned paranormal experiencer, with encounters ranging from out-of-body experiences and cryptid sightings to non-dual awakenings. He is the owner of Centre Communications, a film production company, and has produced and directed feature films in Hollywood. In September 2023, Centre Communications premiered the feature film "The Mysteries of Bradshaw Ranch: Aliens, Portals, and the Paranormal" at a conference in Vernal, adjacent to Skinwalker Ranch. During the movie's production, the crew encountered intelligent alien entities and other paranormal phenomena. His partner in crime is Mark Reeder, whose novels can be found at Lulu Publishing (hard copies) and at Amazon (ebooks). He's also kicked around the universe long enough to have more than a few bumps and bruises. Roughed up and battered like his hat, he's still looking for the exit. Our special guest cohost is Paul Dale Roberts, aka The Demon Warrior, a Fortean investigator who looks into all things paranormal from ghosts to demons to cryptids to UFOs. He has investigated paranormal hot spots like Area 51; Skinwalker Ranch; Stonehenge; Bridge over River Kwai in Thailand; Napoleon Bonaparte's tomb; Bodie, CA (Ghost Town); Black Dahlia grave site; Alcatraz; San Quentin Prison and Folsom Prison; Edinburgh Castle; Notre Dame in Paris, France; and others.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-paracast-the-gold-standard-of-paranormal-radio--6203433/support.
Tonight's guest is Yossi, who, in 1981, experienced a powerful out-of-body event in Los Angeles, but what followed was even more extraordinary. In a face-to-face encounter with non-human intelligences in his room, Yossi was drawn into a silent, telepathic exchange that revealed messages of profound consciousness, love, and a stark warning for humanity.More information on this episode on the podcast website:Hidden Cults (Promo)It is a documentary-style podcast that digs deep into the world's most extreme, elusive, and explosive fringe groups. Listen on all podcast apps: Spotify: https://open.spotify.com/show/4Q0kbgXrdzP0TvIk5xylx1Apple Podcasts: https://podcasts.apple.com/us/podcast/hidden-cults/id1816362029If you enjoy this podcast, please support the show with a virtual coffee:https://ko-fi.com/ufochroniclespodcastFollow and Subscribe on X to get ad free episodesX: https://x.com/UFOchronpodcast/Want to share your encounter on the show?Email: UFOChronicles@gmail.comOr Fill out Guest Form:https://forms.gle/uGQ8PTVRkcjy4nxS7Podcast Merchandise:https://www.teepublic.com/user/ufo-chronicles-podcastHelp Support UFO CHRONICLES by becoming a Patron:https://patreon.com/UFOChroniclespodcastAll Links for Podcast:https://linktr.ee/UFOChroniclesPodcastThank you for listening!Like share and subscribe it really helps me when people share the show on social media, it means we can reach more people and more witnesses and without your amazing support, it wouldn't be possible.Become a supporter of this podcast: https://www.spreaker.com/podcast/ufo-chronicles-podcast--3395068/support.
Tonight's guest is Yossi, who, in 1981, experienced a powerful out-of-body event in Los Angeles, but what followed was even more extraordinary. In a face-to-face encounter with non-human intelligences in his room, Yossi was drawn into a silent, telepathic exchange that revealed messages of profound consciousness, love, and a stark warning for humanity.More information on this episode on the podcast website:https://ufochroniclespodcast.com/ep-345-the-ones-who-stood-in-silence/Hidden Cults (Promo)It is a documentary-style podcast that digs deep into the world's most extreme, elusive, and explosive fringe groups. Listen on all podcast apps: Spotify: https://open.spotify.com/show/4Q0kbgXrdzP0TvIk5xylx1Apple Podcasts: https://podcasts.apple.com/us/podcast/hidden-cults/id1816362029If you enjoy this podcast, please support the show with a virtual coffee:https://ko-fi.com/ufochroniclespodcastFollow and Subscribe on X to get ad free episodesX: https://x.com/UFOchronpodcast/Want to share your encounter on the show?Email: UFOChronicles@gmail.comOr Fill out Guest Form:https://forms.gle/uGQ8PTVRkcjy4nxS7Podcast Merchandise:https://www.teepublic.com/user/ufo-chronicles-podcastHelp Support UFO CHRONICLES by becoming a Patron:https://patreon.com/UFOChroniclespodcastAll Links for Podcast:https://linktr.ee/UFOChroniclesPodcastThank you for listening!Like share and subscribe it really helps me when people share the show on social media, it means we can reach more people and more witnesses and without your amazing support, it wouldn't be possible.Become a supporter of this podcast: https://www.spreaker.com/podcast/ufo-chronicles-podcast--3395068/support.
WISSEN SCHAFFT GELD - Aktien und Geldanlage. Wie Märkte und Finanzen wirklich funktionieren.
Unternehmensführung und Geldanlage. Ideen, die helfen, in einem ungewissen Umfeld Entscheidungen zu treffen. Du hast einen Themen-Wunsch für den Podcast oder interessierst Dich für ein Seminar mit mir? Schreibe mir gerne einfach per E-Mail: krapp@abatus-beratung.com Viel Spaß beim Hören, Dein Matthias Krapp (Transkript dieser Folge weiter unten) NEU!!! Hier kannst Du Dich kostenlos für meinen Minikurs registrieren und reinschauen. Es lohnt sich: https://portal.abatus-beratung.com/geldanlage-kurs/
When the market noise is deafening, how do you help clients stay calm and focused? In this episode, host James Whelan speaks with Bhanu Singh (DFA Australia) and David Andrew (Capital Partners) about equipping clients to ride out volatility. From using 'fire-drill conversations' to build resilience, to rebalancing discipline, anchoring back to plans, and demystifying sensationalist headlines, this episode is packed with strategies for cutting through noise, managing behaviour, and helping clients stay focused and invested in portfolios that are built to withstand uncertainty. Bhanu Singh LinkedIn: https://www.linkedin.com/in/bhanu-singh-5b09602/ David Andrew LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/ Capital Partners Website: https://capital-partners.com.au/ James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/ For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20250728/ General Disclaimer – https://www.ensombl.com/disclaimer/
Glücklich im Inneren Zuhause - Deine Tankstelle für Liebe Glück und Frieden
https://www.cornelia-maria-mohr.comIn dieser Folge lade ich dich zu einer geführten Meditation ein. Du wirst angeleitet, dich zu entspannen und dein Herz weit für Liebe zu öffnen. Gut geerdet und beschützt verbindest du dich mit deinem Schutzengel, Erzengel Chamuel, dem Engel der Liebe und Erzengel Purlimiek, dem Engel der Natur.Du bist entweder im Geiste oder physisch an einem schönen Platz in der Natur und machst einen 5-dimensionalen Spaziergang durch die Natur und hinterlässt goldene Fußspuren, die mit deiner wundervollen Herzensenergie verbunden sind. Du dienst dem Wohle von Allen. Danke!Viel Freude! Show Notes„Die Goldene Zukunft in der 5.Dimension“, Diana Cooper, Ansata 2024Online-Abend Seminar am 5.August:https://www.digistore24.com/product/592623https://cornelia-maria-mohr.com/#newsletterhttps://cornelia-maria-mohr.com/Selbstliebe- Kraft- Kompakt Paket/Audio zum Download: https://cornelia-maria-mohr.com/download-kurseWeitere Meditationsanregungen in: Das Innere Zuhause, Halt und Anker von Cornelia Maria Mohr https://cornelia-maria-mohr.com/buecher/das-innere-zuhausehttps://cornelia-maria-mohr.com/buecher/lieben-kann-man-uebenhttps://cornelia-maria-mohr.com/therapiehttps://cornelia-maria-mohr.com/ausbildunghttps://cornelia-maria-mohr.com/buecher/kartendeck https://cornelia-maria-mohr.comMeisterlehrerin der Diana Cooper School of White LightSpiritiuelle LehrerinAutorinParr-und FamilientherapeutinHeilpraktikerin
Don and Tom highlight what may be today's biggest stock market bargain: small-cap value stocks, which have drastically underperformed large-cap growth and now appear poised for long-term reversion to the mean. They explain why chasing big winners like Nvidia and Apple could backfire, and why broad diversification with a tilt toward small and value still makes sense. Callers get help with tax drag from old mutual funds, switching from expensive active funds to ETFs, household asset allocation, Roth conversions, and whether to sell a large single-stock inheritance. The show wraps with a well-deserved swipe at Jordan Belfort's shameless self-promotion. 0:05 Don kicks things off with a musical flashback: The Who's “Bargain” sets the tone for a segment on what may be today's biggest investing bargain—small value stocks. 2:00 The S&P 500 has averaged 13.2% annually since 2014; small caps lag at 7.2%. Investors are fleeing small-cap ETFs just as they may be poised for reversion to the mean. 3:30 The top five stocks in the S&P 500 are now five times larger than the entire Russell 2000. That kind of imbalance can't last forever. 5:08 Historically, small-cap value has outperformed large growth by ~4% annually over 100 years—yet most investors are overexposed to U.S. large-cap growth. 8:08 Instead of market timing, build a balanced portfolio based on your risk tolerance. Consider overweighting small and value, but don't ditch large caps entirely. 9:23 Even the worst year for small caps (2008, -34%) wasn't as bad as the S&P's peak-to-trough crash (-57%). Diversification isn't just smart—it's safer. 10:23 For equity allocation: a 1/3 split between large U.S., small U.S., and international may be simple, but effective. 11:59 Eugene from Baltimore has a $5M+ portfolio generating massive taxable income. Don and Tom recommend municipal bonds and more tax-efficient ETFs. 17:45 Mutual fund to ETF conversions (like those offered by Vanguard and Dimensional) could reduce Eugene's tax bill without triggering capital gains. 22:43 BJ from San Antonio holds a pricey Invesco fund (SMMIX) full of big tech—essentially a closet index fund with an 0.85% fee. Time to switch to low-cost, diversified ETFs. 25:38 Vanguard's VUG offers the same exposure with more holdings and a 0.04% fee—plus it's transparent, predictable, and consistent. 28:43 Ron in Lakeland wonders if he should copy his wife's ETFs. If your household has a unified asset allocation plan, identical holdings across accounts are fine. 31:27 Jerry from Lacey, WA asks whether to keep doing Roth conversions or start Social Security now. Don and Tom advise continuing tax-efficient conversions, possibly up to the 22% bracket, but not beyond. Also watch out for income thresholds that affect benefits like the $6K tax rebate. 35:46 Sherry (dropped call) inherited $4M in Microsoft. Diversify! But do it with a tax strategy and professional help. 36:49 Don reacts to a nauseating LinkedIn post by Jordan Belfort, reminding us that glorifying financial predators only feeds industry corruption. Learn more about your ad choices. Visit megaphone.fm/adchoices
Visionary director Joseph Kahn (DETENTION, BODIED, TORQUE) joins Adam and Joe in the ArieScope studio to discuss his incredible career journey and the making of his new film ICK (in theaters now). From learning how to speak the language of cinema in the 80's thanks to Spielberg films and MTV… to how a fake company name and a briefcase led to him becoming one of the greatest music video directors in history working with artists like TAYLOR SWIFT, KORN, MUSE, BRITNEY SPEARS, PUBLIC ENEMY, ROB ZOMBIE, and more… to the trials of making his first feature TORQUE and his creative redemption with DETENTION and BODIED… to how he's broken down filmmaking into “science” and “language” and his theory of “5th Dimensional edits”… to the making of his new movie ICK and why it's all still “a struggle”, whether its a Taylor Swift video or his latest feature film… this amazing, no f's given conversation with one of the signature visual voices in pop-culture has been a long time coming! Don't miss a minute of YORKIETHON 9 happening THIS coming weekend (July 25th - 27th)! THE MOVIE CRYPT's 9th annual live marathon to benefit Save A Yorkie Rescue can be watched FREE on www.ariescope.com or www.bloody-disgusting.com!
Welcome to the second episode of the Practitioner Podcast, where certified Seven Cups of Consciousness practitioners come together to create a safe space for discussing energy work, energetic fields, and spiritual insights. This episode features compassionate practitioners sharing their perspectives on listener-submitted questions and challenges.What You'll Learn:How to work with timing issues and chronic lateness from an energetic perspectiveNavigating challenging family relationships across distancesUnderstanding soul contracts and life purposeWorking with light language for healing and transformationDealing with trust and discernment challenges during dimensional shiftsPreparing for energetic weather: Full Moon, Mercury Retrograde, and LionsgateKey Topics Discussed:Timing and Chronic LatenessSoul and body circadian rhythm misalignmentBeing from different timelines affecting present moment awarenessFamily patterns and inherited timing issuesRebellion aspects and control dynamicsRespect and priority imbalancesFamily Relationship ChallengesVibrational differences between geographical locationsMaintaining love connections across distance and changeFocusing on personal authenticity rather than trying to control relationshipsWorking with empathic impacts between family membersSoul Contracts and Life PurposeMoving beyond needing to know your exact pathConnecting with inner fulfillment and essenceWorking with your future ascended master self for guidanceThe power of focusing on one core vibrationLight Language ExplorationBypassing the mind for deeper energetic communicationDifferent forms: sounds, symbols, poetry, gibberishBody consciousness understanding vs. mental comprehensionPractical ways to begin exploring light languageTrust and Discernment IssuesDimensional merges affecting intuitive abilitiesTimeline confusion and information from multiple realitiesAdjusting to new vibrational frequenciesWorking with ascended master guidanceEnergetic Weather ReportConnect with the PractitionersIf you're interested in working with any of the practitioners mentioned, information about sessions and consultations can be found through the Seven Cups of Consciousness community.https://www.aleyadao.com/catalog/products/One-on-One-Session-with-a-Seven-Cups-of-Consciousness-Practitioner/712/Submit Your Questions: Send your energetic challenges and insights for future episodes to be discussed by our compassionate practitioner panel.
Most billboards, when viewed from the side, are flat. But some billboards have large objects jutting out from them. In this Billboard Mastery podcast we're going to explore the world of 3-D billboard designs.
Joel Schneider, Deputy Head of Portfolio Management at Dimensional, discusses the firm's milestone as the first issuer to surpass $200 billion in actively managed ETF assets. He also delves into the hidden costs of traditional index funds and Dimensional's pursuit...
Esta noche te presento 3 historias: en la primera, de nuevo nos encontramos con un relato del ser alado, esta historia nos la mandan del estado de México y ocurre en un cementerio. La segunda es una interrogante acerca de que le paso a los animales que desaparecieron y luego volvieron a aparecer. Finalmente en la tercera historia, nos encontramos de frente en plena selva con un ser de leyenda.Envíame tus historias al correo amplitudparanormal@gmail.com Telegram: https://t.me/mel_g
This episode we take a step back to answer some questions from the audience! We learn what the podcast members think about the fall of the Chancellors arc and what their favorite moments were. Our email is always open, so if you didn't get the chance to send in something feel free to email us at 7thstarpodcast@gmail.com! It might make it into the next Meta Dimensional Talk.
Trump is jacking on Iran, but Kim jong un's golf game is no-cap. Liver king should be investing in DNA, but at what mile marker?
The Oscar-winning Canadian animator and director Domee Shi (Bao, Turning Red) is back with a new Disney-Pixar movie, “Elio.” It's about an 11-year-old who's obsessed with getting abducted by aliens. Domee joins guest host Talia Schlanger to share how her own childhood inspired aspects of the film, why the theme of alien abduction is a great way to explore loneliness, and why it's nearly impossible for her to write a one-dimensional mother figure. If you enjoy this conversation, make sure to check out Tom Power's interview with Domee about her last film, “Turning Red.”
Don and Tom tackle the behavioral trap of “home bias” in investing—why U.S. investors tend to overinvest domestically and why it's dangerous. They compare global fund allocations across countries, poke fun at nationalist investing instincts, and explain why international diversification is essential. Listener calls cover early Social Security regret, 72(t) withdrawals, covered calls on Palantir, and what happens to target date funds after they “expire.” 1:52 Home bias explained: Americans (and Australians) overweight U.S. stocks 2:58 U.S. vs global stock market value debate 3:42 Fund companies pander to investor bias 4:14 Vanguard Australia fund: 42% Aussie stocks?! 5:25 Why home bias hurts—Australia's 25% bank exposure 6:26 Dimensional and Avantis global tilt: 70% U.S. 7:52 Long-term global diversification reduces volatility 8:17 The 2000s: Global funds outperformed U.S. funds 9:21 Call: Donna in AZ – Regret over early Social Security filing 11:29 Don confesses he took his at 69: “I'm weak” 12:02 Donna's still in great shape—no panic needed 13:04 Timing Social Security: Only critical if it's most of your income 14:45 Emotional investing vs logic—why home bias persists 15:51 Japan: Home bias disaster, zero returns since 1990 16:07 Call: Kyle in TX – 72(t) withdrawals and bond reluctance 18:21 Tom explains why bonds matter when pulling from a shrinking stock portfolio 19:51 Call: Jason the Tesla Bull – Covered calls on Palantir 21:15 Covered call mechanics explained 23:14 Don's 1980s crash story: When covered calls fail 24:14 Covered calls appeal to greed, often backfire 25:20 Palantir's PE ratio? Try 1,058—yikes 26:30 Meme stocks vs megacaps: Palantir's government dependency 27:05 Call: John in OH – Fidelity fee confusion update 28:16 John's advisor can't see the same statements—sus? 30:32 Make sure to bring statements and get written answers 31:29 Don's birthday, Father's Day gripes, and Twain wisdom 32:22 Call: Elizabeth in SC – What happens to a 2010 target date fund? 33:37 Vanguard 2010 funds merge into 70/30 “retirement income” fund 35:14 Performance? ~5% annualized—above inflation Learn more about your ad choices. Visit megaphone.fm/adchoices
In Hour 3 of the Joe Rose with Hollywood, Omar Kelly, and Trevor Harris, they have on from the Sun Sentinel, Chris Perkins, as they talk about the latest after the Miami Dolphins with OTAs. Chris Perkins and Omar Kelly debate whether Zach Sieler can do it by himself and not with talent around him. They also talk about who was most improved and most underrated in camp, and so much more. We also talk about should the Heat try to make a move to get Kevin Durant for the Miami Heat.
Is the whole universe actually a jinn particle? Neil deGrasse Tyson and cohosts Chuck Nice and Gary O'Reilly hang out with astrophysicist Charles Liu to answer questions about the nature of gravity, dark matter, and why we don't actually know how the solar corona gets hot. NOTE: StarTalk+ Patrons can listen to this entire episode commercial-free here: https://startalkmedia.com/show/cosmic-queries-dimensional-leaking/Thanks to our Patrons Abhijeet Garg, Barry Cunningham, Chris Gunter, Roger Inglis, Michael Hines, Frank Lewis, Will Edwards, Robert Tomsons, Nancy Stone, Michael Belshe, Barbara Neil, Steve Smith, Catherine THomson, Janet Watkins, AMit Yadav, Leslie, Nat Woods, Gilberto Rodriguez, Tobraham, Kwabena Slaughter, Eric Jordan, Anna Shilonosova, Corey PRator, Duncan, Gabe Mallek, peter jonkers, TED PHILIPPE, ElectroHawk, Ben, Tyla Moss, Briehanna, fenrir yggdrasil, JP Campion, Roberto, Mark Lytle, Aouregan, Markybob, Emil Helfer, Andrew Keigan Duckett, None, STANLEY A HARMON, Laura Godfrey, Christopher Sanchez, Helen Gyselhart, Eric, Chase Mathews, Edward Kramer, Jonathan Fitzgerald-Bord, Tyler Lindsey, Michael Butler, and David Kingbeil for supporting us this week. Subscribe to SiriusXM Podcasts+ to listen to new episodes of StarTalk Radio ad-free and a whole week early.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.
Questions? Thoughts? Send a Text to The Optometry Money Podcast!Dividend investing is one of the most passionately followed strategies online - yet much of the enthusiasm is driven by misunderstandings of how dividends work. In this episode, Evon Mendrin, CFP®, CSLP® of Optometry Wealth Advisors, dives deep into how dividends actually work, why they aren't “free money,” and what ODs need to understand before chasing high-dividend stocks or funds - especially in taxable accounts. He also explores when, despite all of this, a dividend-focused approach might still be rational for the right investor.In this episode, you'll learn:What dividends actually are and how they function within public companies and your own optometry practice.Why dividends aren't “extra” return, and how stock prices adjust for them.The real-world tax consequences of dividends - especially in taxable brokerage accounts.Why fewer companies pay dividends today, and how stock buybacks often take their place.How dividend investing can actually reduce diversification and tilt your portfolio away from global opportunities.What explains the performance of dividend-heavy portfolios (spoiler: it's not the dividends).Why “I need X in dividends to retire” is a myth, and how to think about withdrawals and cash flow instead.When a dividend strategy can make sense - despite being suboptimal on paper.Resources mentioned:Dimensional's Research on Dividend Price AdjustmentsMeb Faber's “Shareholder Yield” BookBen Felix Video on Dividend InvestingRelated Episodes:Ep 135: Beyond Indexing – An Optometrist's Guide to Factor-Based InvestingEp 134: The Case for Index Funds – Why Optometrists Should Embrace Passive InvestingStay Connected:Click here to Subscribe to the Eyes On The Money Newsletter for weekly financial insights tailored specifically to optometrists.Have Questions? CLICK HERE to schedule a short introductory callThe Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.
Its been 5 years. We started back with Goldblums In Spring, now we are here. Will Velma find answers? Can they reach the goal? Fins out and tune in
Scientists are finding ways to improve pictures to better align with the way our eyes see them.
Scientists are finding ways to improve pictures to better align with the way our eyes see them.
Don and Tom explore the evolution, promise, and pitfalls of Exchange-Traded Funds (ETFs). While ETFs have become the dominant investment vehicle, boasting $8 trillion in assets and more than 4,000 choices, the duo cautions against the “novelty trap” that lures investors into trendy, high-cost, low-diversification funds. They advocate sticking with time-tested providers like Vanguard, Schwab, and Avantis, and urge listeners to focus on strategy over hype. The episode also covers listener questions on Facet Wealth's alternative investments and Roth IRA income limits, ending with a light jab at Portland's real estate collapse and Don's growing jet lag. 0:04 Opening banter and the rise of ETFs as mutual fund successors 1:28 ETF history from SPY to the $8 trillion juggernaut 2:21 Why ETFs caught on: low cost, tax efficiency, index focus 3:45 When Wall Street noticed: strategic beta and rule-based funds emerge 4:59 The novelty problem: gimmicky single-stock and crypto ETFs 6:57 How to filter the 4,000 ETFs to a trustworthy handful 7:34 Which fund families to consider—and which to avoid 8:58 Active vs. passive: the murky middle and the “passively active” dilemma 10:01 Conflicts of interest in ETF endorsements and advertising bias 11:19 ETF investing principles: keep it simple, diversified, and strategic 12:09 Why the industry lumps Dimensional and Avantis with active managers 14:09 Brief detour into Austin, Silicon Valley, and Portland real estate 15:22 Final ETF takeaway: old, boring, and proven beats shiny and new 17:01 Listener Q1: Is Facet Wealth's alternative income strategy a red flag? 22:01 Listener Q2: Roth IRA income limits, backdoor Roths, and best next moves Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you ready to unlock the hidden support system that's been walking beside you your entire life? In this soul-activating episode, we dive deep into the unseen realms to uncover the different types of light beings that make up your spiritual team, and how to actually work with them. From angels and ancestors to galactic guides and spirit babies, you'll discover who's guiding you, why they chose you, and how to finally receive the clarity, love, and soul-aligned support they've been trying to give you all along. I share personal stories of working with deities like Isis and Apollo, how galactic guides like Ashtar came into my life (and left when their mission was complete), and what it really means to have a walkie-talkie connection with the higher realms. This isn't just knowledge, it's an invitation to remember who's walking with you and how to rise into your full spiritual power with their help. We go into depth covering: The 7 main types of light beings that make up your spiritual team including angels, ancestors, galactic beings, and more, and how to recognize who's with you. What makes each guide distinct and how they serve you uniquely from the unconditional love of angels to the powerful activations of deities and ascended masters. How to connect with nature spirits and ancestors in a sacred, co-creative relationship that supports your healing, lineage clearing, and grounded magic. The deeper role of your Higher Self and how to finally hear its guidance even when it sounds just like your own thoughts. How to build a real, heart-led relationship with your guardian angels and call in their support for healing, clarity, and divine protection. Why galactic guides are essential allies for starseeds and how to receive their upgrades, soul mission activations, and energetic support. The truth about spirit babies and how they choose you long before birth, often being held and prepared by your ancestors before they arrive. Why some guides are with you for a season or a soul mission and how to know when their chapter with you has come to a close.
What if “just buying the market” isn't the end of the story? In this episode, we are joined by Gerard O'Reilly, Co-CEO and Co-CIO of Dimensional Fund Advisors, for a deep dive into what really drives net investment returns. Gerard returns to the Rational Reminder podcast to explain the key principles that differentiate Dimensional's approach from traditional indexing—and why implementation, flexibility, and detail matter so much more than investors might think. We explore the concept of hidden costs in index investing, how index reconstitution and trading frictions erode returns, and the nuanced decisions that shape a market portfolio: defining the market, excluding low-returning stocks, optimizing tax efficiency, and more. Gerard breaks down how Dimensional's rules-based, evidence-backed process improves outcomes through smart exclusions (like IPOs and high asset-growth firms), precise trading, securities lending, and better handling of corporate actions. From the dangers of chasing low fees to the surprising benefits of thoughtful execution, this conversation is a masterclass in next-level investing. Key Points From This Episode: (0:01:07) Why Gerard was invited back: Dimensional's approach to hidden costs and net returns. (0:02:38) Looking beyond “index good, fees bad”—why investors should dig deeper. (0:04:21) Gerard's background: From Caltech rocket scientist to Dimensional co-CEO. (0:06:22) How Dimensional differs from market-cap weighted index funds. (0:08:42) Four components of net returns: Two increase returns, two decrease them. (0:12:45) Defining the market: Free float, liquidity thresholds, and dynamic inclusion. (0:17:52) How small-cap index definitions can create return differentials as high as 10%. (0:22:03) What securities Dimensional excludes—and why: low-profitability growth, high asset growth, IPOs, and REITs. (0:29:26) Why IPOs are excluded for 6–12 months and the mechanics behind inclusion. (0:33:16) Why Dimensional's exclusions aren't like traditional active management. (0:35:09) The “Great British Bake-Off” analogy: baking better portfolios with the same ingredients. (0:38:13) How securities lending boosts returns—and how Dimensional does it better. (0:42:09) Managing corporate actions (like M&A) to reduce cash drag. (0:45:18) How Dimensional deals with buybacks and new share issuance. (0:47:29) Momentum, short-term reversals, and securities lending fees as trading signals. (0:50:36) Why Dimensional may lend out stocks that have negative momentum. (0:52:42) How trading costs affect net returns and Dimensional's execution edge. (0:56:06) Hidden costs of indexing: Index fund rebalancing and price impact. (1:03:19) Why focusing solely on fees is misleading—and what “value for service” really means. (1:06:18) DFUS: A case study of Dimensional's market series outperforming index funds. (1:08:44) How Dimensional builds portfolios with intentional tilts toward higher expected returns. (1:12:35) What excites Gerard: Expanding access, ETF innovations, and global growth. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Gerard O'Reilly — https://www.dimensional.com/us-en/bios/gerard-k-oreilly Dimensional Fund Advisors: https://www.dimensional.com/ Episode 322: Marco Sammon — https://rationalreminder.ca/podcast/322Marco Sammon Episode 198: Gerard O'Reilly — https://rationalreminder.ca/podcast/198
Ever wondered what happens when you take the precision of civil engineering and apply it to workforce management? That's exactly what Alex James has done, and I had the pleasure of diving into his approach on the latest weWFM podcast. Alex's journey from building Sydney's iconic tunnels to reinventing how we optimise human effort is a masterclass in cross-industry innovation.Key takeaways:Measuring only the gap between planned and actual staffing misses the bigger picture. True optimisation requires understanding ability, efficiency, and intensity... three ratios that, when multiplied, always equal one. This three-dimensional view brings clarity and focus to workforce effectiveness.Even mature industries like contact centres aren't immune to hidden inefficiencies. Alex's findings in aged care showed that up to 20 percent of workforce effectiveness can be lost, often due to overlooked allocation practices and a lack of holistic measurement.The right metrics can translate complex workforce data into a single, actionable number for leaders... making it easier to drive improvement and accountability.Additional ResourcesISO Survey: Survey Opportunity: “What is the role of HR in organizing work and workers?”: https://committee.iso.org/sites/tc260... Workforce Allocation Standard IS 30434: https://www.iso.org/obp/ui/en/#iso:st... Workforce Planning Standard ISO 30409: https://www.iso.org/obp/ui/#iso:std:i... Human Capital Reporting ISO 30414: https://www.iso.org/obp/ui/#iso:std:i... ISO TC260 Human Resource Management Committee: https://committee.iso.org/home/tc260
In our latest interview, Christina Lopes the ongoing shift in consciousness on the planet, the great shift, and the intricate relationship between mental health, energy, and spiritual awakening. The podcast explores the quest for life's purpose, the potential for humanity's evolution, and the shift towards community support in spiritual journeys. Christina also shares her personal experiences with empowerment through mantras and energy management techniques, including the opening of light portals to facilitate healing and compassion. In this conversation, Christina Lopes discusses the importance of surrendering to one's soul for guidance, the interplay between free will and the soul's will, and the physiological changes that occur during spiritual upgrades.Christina Lopes, DPT, MPH, known as the "Heart Alchemist" is a former clinician turned spiritual teacher. After a profound awakening , she walked away from conventional medicine to help millions navigate deep healing and transformation. Today, she's one of the most sought-after voices in personal growth, combining hard science with deep spiritual truths.___________________PODCAST CHAPTERS00:00 - Christina Lopes, DPT, MPH Intro1:14 - Navigating Spiritual Awakening3:53 - Are We Experiencing a Dimensional or Consciousness Split?6:31 - The Temporary Nature of the 3D Collapse9:23 - Gaia's Ascension and the Role of Humanity12:22 - Template Changers: The Souls Transforming the Planet14:47 - Breaking Societal Programming 17:00 - Redefining Relationships and Life Structures20:14 - The Telepathic Abilities of Autistic Children24:06 - How Shamanic Cultures View Mental Illness and Psychosis27:40 - The Journey from a Closed Heart to an Open Heart31:55 - How Our Chakras Shape Our Perception of Reality38:07 - The Soul's Call: Asking ‘Is There More to Life Than This?'43:11 - The Future of Humanity in the Next 10 Years48:39 - The Evolution of Spiritual Communities and Individual Awakening52:37 - The Power of Sovereignty57:15 - Opening Light Portals and Clearing Dark Energies1:00:58 - 'War Exists Only in Fragmented Minds'1:04:57 - Following the Soul's Highest Path vs. Free Will1:10:23 - How the Body Adjusts to Spiritual Upgrades 1:16:07 - Strengthening the Ka Body: Lessons from Ancient Egypt1:22:59 - Healing Work as the Gateway to Amplifying Energy1:30:03 - The Final Trio___________________Guests: Christina Lopes, DPT, MPH✦ Website | https://christina-lopes.com/✦ Heart Alchemy Community | https://christina-lopes.com/heartalch...✦ Christina Lopes Free Resources | https://christina-lopes.com/freeresou...✦ Instagram | / theheartalchemist ✦ YouTube | @ChristinaLopes Host: Emilio Ortiz✦ IG | / iamemilioortiz ✦ Subscribe to Channel | / emilioortiz ✦ Watch Emilio's latest series on 4biddenknowledge TV l https://bit.ly/AwakenThe6thSenseSpecial Offerings to Support the Show:✦ Make a One-Time or Recurring Donation on PayPal
We're diving into one of our absolute favorite topics: Glitches in the Matrix. These are the moments that break reality — when time skips, locations warp, or you wake up in a reality where your ex is suddenly your current partner again (ah!). We're reading listener-submitted stories about dimensional shifts, memory blackouts, unexplained teleportations, and a familiar haunted hotel that has us phoning a friend. A Hotel Whitcomb elevator glitch that takes a group of students to a sterile, backrooms-style floor with chained cafeteria doors, vanishing women A red moon rises in the wrong direction, disappears, then shows up where it's “supposed” to be. Multiple listeners who find themselves suddenly on the wrong side of the highway or losing hours of time with no clue how they got where they are A meditation sends one listener into a full alternate life… with an ex they swore they'd left behind. Reality might be glitching, but at least we have each other (and maybe a backup timeline just in case).
Private credit may be hot, but it isn’t for all investors and doesn’t do better than traded junk debt, according to Dimensional Fund Advisors, which manages $790 billion in assets. “There is no outperformance relative to high-yield public bonds,” Savina Rizova, the firm’s co-chief investment officer and global head of research, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Jean-Yves Coupin in the latest episode of the Credit Edge podcast. “Some people might get disappointed with some of the attributes of private credit,” says Rizova, highlighting better liquidity and transparency in public markets. Rizova and Coupin also discuss Dimensional’s expansion into mortgage-backed securities, its active exchange-traded fund strategy and the firm’s overall credit exposure and positioning.See omnystudio.com/listener for privacy information.
For a long time - through early sobriety and years into growth and recovery - Matt shared the blame for his addiction with his father, with Big Beverage, with AA, and with other societal influences. He shared the blame because he couldn't carry the stigma and burden himself. Only through the powerful recovery dimension of time can Matt own the blame for his addiction and peacefully release the people and institutions who served a vital role in helping him get over the guilt and shame. If you love or loved an alcoholic, and your recovery could benefit from connection with people who understand, please check out our Echoes of Recovery program. If you would like to support the Untoxicated Podcast with an monthly tax deductible $10 donation, please go to SupportUntoxicated.org.
Principle 60 – A Two-Dimensional Prayer Psalm 64:1-10 Though we are to pray for protection from evil people, we should also pray that they'll repent of their sins. NEW! - Let us know what you think of the program! Support the show
Prior to discussing his topic of the day, Paul shares his thoughts on a recent podcast featuring Truth Tellers Tom Cock and Don McDonald, joined by Weston Wellington from Dimensional Fund Advisors. Weston weighs in on some of the most critical issues facing investors right now.Here are the topics on the podcast with Tom Cock and Don McDonald-0:53 Weston Wellington on volatility and market uncertainty2:47 Why volatility is the “price we pay to play”3:32 The media's role in investor anxiety4:57 Should investors act on daily financial advice?6:15 Portfolio changes should reflect personal changes, not headlines7:24 Spam vs. Motorola: A lesson in stock picking9:44 Dimensional's stance on individual stock ownership10:02 Diversification as “the closest thing to a free lunch”11:07 Are alternative investments the new magic bullet?12:43 Mutual funds vs. ETFs—what works best and when15:27 Industry evolution: from 8% loads to indexing dominance18:29 Where Dimensional fits in the modern fund landscape21:01 AI vs. “aggregated intelligence” in managing portfolios24:04 How regular people can find real financial advice25:34 The key to success: Temperament, not timing26:44 Weston's side gig as a roving birthday singer27:58 Why Weston hasn't been invited lately (and he's lonely)Next, Paul highlights a recent article by another Truth Teller, Ben Carlson. In “60/40 Portfolio Corrections, Bear Markets and Recoveries,” Ben breaks down the differences in returns during bear markets and the bounce-back that follows. Inspired by this, Paul explores a question that doesn't get much attention: What's the impact on a portfolio when you apply a 4% fixed withdrawal rate to the nine Sound Investing equity portfolios, each with a 60/40 equity-to-fixed income split? The results may surprise you!Paul notes there's more to come on this topic, as these findings could have a real impact on how investors choose their retirement portfolios.As promised, here are the links to the Sound Investing Portfolios:50% U.S. / 50% International70% U.S. / 30% International
Don and Tom welcome Weston Wellington of Dimensional Funds for a rare and richly insightful conversation covering market volatility, media noise, diversification, and the enduring wisdom of index investing. Weston compares Spam to Motorola, skewers financial hype, and champions simplicity in investing—and yes, he might just sing if you let him. The conversation explores how far the financial industry has evolved (and still has to go), why most investors get in their own way, and whether AI or just good old-fashioned “aggregated intelligence” holds the future of smart money management. 0:04 Don's surprise “singing telegram” and guest intro0:53 Weston Wellington on volatility and market uncertainty2:47 Why volatility is the “price we pay to play”3:32 The media's role in investor anxiety4:57 Should investors act on daily financial advice?6:15 Portfolio changes should reflect personal changes, not headlines7:24 Spam vs. Motorola: A lesson in stock picking9:44 Dimensional's stance on individual stock ownership10:02 Diversification as “the closest thing to a free lunch”11:07 Are alternative investments the new magic bullet?12:43 Mutual funds vs. ETFs—what works best and when15:27 Industry evolution: from 8% loads to indexing dominance18:29 Where Dimensional fits in the modern fund landscape21:01 AI vs. “aggregated intelligence” in managing portfolios24:04 How regular people can find real financial advice25:34 The key to success: Temperament, not timing26:44 Weston's side gig as a roving birthday singer27:58 Why Weston hasn't been invited lately (and he's lonely) Learn more about your ad choices. Visit megaphone.fm/adchoices
Greg Sowle's message on Three-dimensional Love from Philippians 2:1-4 for our Practicing Resurrection series
This morning we are in a familiar text of scripture. Genesis 22, the account of God testing Abraham with sacrificing his only son, and we see such a strong picture of the cross throughout this story.
Part 3 of Pastor John's series on 3 Dimensional Christian Life
Part 3 of Pastor John's series on 3 Dimensional Christian Life
David Booth is the co-founder of Dimensional Fund Advisors, a leading investment management company, with $777 billion in assets under management as of the end of last year. David helped transform the world of modern investing and is the namesake of the University of Chicago's Booth School of Business. David joins Adam to share his journey and his best lessons learned along the way. David and Adam discuss investing, managing uncertainty, decision-making, trust, data, leadership, success, and much more.
Alternate Current Radio Presents: Boiler Room - Learn to protect yourself from predatory mass mediaThe Social Rejects Club meets to talk about the torrent of chaotic changes after more than 100 days in Trump 2.0 Admin as we rocket through 2025. The good, the bad and the WTF as A.I. deepfakes are allowed into court rooms, as techocrats orbit the Trump administration, the epic fail of the 'Epstein files' releases languishes and much more on this episode of BOILER ROOM.Featuring: Bryan 'Hesher' McClain, Adam 'Ruckus' Clark, Mystical Pharaoh and Mark Anderson.Reference Links:Ice breaker: AI of dead Arizona road rage victim addresses killer in courtNothing to see here – just a naturally occurring contrail (X)Trump signs an Executive Order claiming to ‘ban' Government funded ‘Gain of Function' (X)Notorious image board 4chan hacked and internal data leaked (TC)Support:Alternate Current Radio WebpageSupport BOILER ROOM & ACRPatreon (Join and become a member)Shop BOILER ROOM Merch Store
Tyranny is the most common form of government throughout human history, with liberty a small flame kept burning by the very few who face assault from the ignorant oppressed as much as by their oppressors. Throughout most of this history it is the moral corruption not merely of leadership, but of the people which guarantees said tyranny. There is real danger in the justifications given for violations of fundamental civil liberties - that we can protect our rights by limiting or stripping them, or by giving special protections to one group over another. When one party wishes to fight opposing tyranny the natural reaction is to conduct their politics in like manner or take another step over the line of law. This increasingly produces conditions that ultimately result in the conditions that we look back on in history with an attitude of “how did they let that happen.” Well, you're watching it happen. https://www.yahoo.com/news/us-government-policy-terminating-international-014930032.htmlhttps://www.harvardmagazine.com/2025/04/harvard-antisemitism-anti-muslim-report-findings https://www.axios.com/2025/04/01/immigrant-removals-deportations-trump?fbclid=IwY2xjawJ-YglleHRuA2FlbQIxMABicmlkETFuRk1EdENLQ2ZyR1dLQ1pBAR7mzFSWH--Nr9NusMJkjUSAEyQKvdMBKC6289ROwBcTJnQJwAtaRfafqssDIg_aem_TxExhHoDZr8nkxAvtLDsGg https://www.msn.com/en-us/news/us/guns-drawn-the-fbi-barged-into-the-wrong-house-supreme-court-justice-calls-it-ridiculous/ar-AA1DRlKm*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.-FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKMAIN WEBSITECashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.
Our guest on the podcast today is David Booth. He's the Chairman of Dimensional Fund Advisors, a firm he founded in 1981. David led Dimensional as CEO and later Co-CEO until 2017, when he stepped back from the daily management of the firm. David helped create one of the world's first index funds in the 1970s and launched the first passively managed small-company strategy in the early 1980s. He received a bachelor's degree in economics in 1968 and a master's degree in business in 1969 from the University of Kansas. In 1971, he received an MBA from the University of Chicago. Over the years, David has been a benefactor to both schools, and the University of Chicago Booth School of Business is named in David's honor. David, welcome to The Long View.BackgroundBioTune Out the NoiseDFA US Small CapDFA US Micro CapPapers Mentioned“Stocks, Bonds, Bills and Inflation: Year-by-Year Historical Returns (1926-1974),” by Roger Ibbotson and Rex Siquefield, The Journal of Business, January 1976.“The Cross-Section of Expected Stock Returns,” by Eugene Fama and Kenneth French, jstor.org, June 1992.“Why Investors Missed Out on 15% of Total Fund Returns,” by Jeffrey Ptak, Morningstar.com, Aug. 15, 2024.OtherErrol MorrisMerton MillerEugene FamaMac McQuownRex SinquefieldRobert MertonDan WheelerDaniel Kahneman“Everything You Need to Know About ‘MADOFF: The Monster of Wall Street,'” by Ingrid Ostby, netflix.com, Jan. 4, 2023.“DFA vs. Vanguard,” The Rational Reminder podcast, Episode 351, youtube.com.“PHOTOS: A Look Inside the Booth Estate,” Austin American-Statesman, Feb. 13, 2020.
Don and Tom explore the role of risk, resilience, and rational investing as they tackle stock market uncertainty, Roth conversion confusion, and Robinhood's attempt to lure new users. They mix in practical advice with plenty of caller questions—plus a detour into air-dried laundry, social media skepticism, and an appreciation for the film Tune Out the Noise. It's Talking Real Money in its purest form: smart, skeptical, and occasionally funny. 0:04 Intro: Making money more understandable 1:09 Tom's tech issues and growing role of the stock market 2:11 When you should sell stocks in retirement 3:31 Risk capacity vs risk tolerance explained 5:14 Funny promo: Financial Flinch Reflex (FFR) 6:32 Stock market participation then vs now 7:04 Caller: Gratitude for 'Tune Out the Noise' documentary 8:16 The real goal of the show: Tuning out the noise 10:45 Caller Paul on clothesline nostalgia and laundry talk 13:05 Documentary's backstory, David Booth's art & Dimensional's origins 14:30 Why market timing makes you crazy and poor 15:57 Caller Tom sees a Facebook Roth ad—what gives? 17:46 Breaking down legitimate Roth conversion strategies 19:31 Don's rant on Facebook, Tom's retreat to LinkedIn 20:39 Caller Roger: Can you convert RMDs into Roth? (Spoiler: no) 21:37 Clarifying RMDs vs Roth conversions—rules & misunderstandings 24:14 Direct 401(k) to Roth IRA conversion—confirmed 25:59 Q: Why add bonds if you're 20 years from retirement? 28:03 How real people react to 50% portfolio drops 29:16 The truth about emotional investing and loss tolerance 31:08 Why Robinhood's "free money" comes at a cost 32:56 Custodians vs Gamifiers: Schwab, Fidelity, and the Robinhood trap Learn more about your ad choices. Visit megaphone.fm/adchoices
What happens when two black holes' event horizons overlap? Neil deGrasse Tyson and co-host Chuck Nice answer fan questions about higher dimensions, the north side of the magnet, the internal structure of other planets, and more.NOTE: StarTalk+ Patrons can listen to this entire episode commercial-free here:https://startalkmedia.com/show/cosmic-queries-dimensional-waterfall/Thanks to our Patrons Allison Carlin, Brad Hostetter, Nick, Paul Sinnema, Andre Stone, John Brooks, Larry Martin, Vivek kolla, Alfredo Gomez, Brett Johnson, Steffan Steff, Ori Harush, Megan Moss Freeman, Kyle Rhone, Kevin O'Reilly, Morgan Derischebourg, Gannon Escobar, Tim Smallidge, Berk Akay, Stephen Ferguson, Laura Nicole Deschaine, Incommunicado, Erik Wislinsky, Ken Goldberg, Shawn Noah, Micheal Klein, Aiden James, Lisa Hansen, Gabriel Siqueira, Mike Moss, Mohammed Elmredi, Jonathan eve, Conrad Koopman, Nishe Noeth, Bipin Raj Bista, Cameron Berg, Stuart Holmes, Daniel, Dalton Lasner, Darren Mieskoski, Erik Chavez, Mark Whitt, Clamettis Wright, John King, Margaret De Foe, Raymond Foust, TrekDiva, Brandon Wheeler, Lisa Bayans, and Amanda for supporting us this week. Subscribe to SiriusXM Podcasts+ to listen to new episodes of StarTalk Radio ad-free and a whole week early.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.
Market volatility, overthinking portfolios, and why simple might be smarter. Trade wars. Tariffs. Tumbling markets. When headlines scream and your portfolio wobbles, what's a Stacker to do? Today, we tackle how to invest confidently during uncertain times—without overcomplicating your strategy or losing sleep. We start by breaking down smart ways to manage volatility, whether you're just getting started or already a seasoned investor. Then we dig into a great question from Stacker Ryan: should you stick with a diversified portfolio or choose a one-stop fund solution like those from Dimensional or Avantis?