Podcasts about senior financial advisor

Wondering how to break into financial planning and build a long-term career in the field? Victor Colella, Wealth Advisor, and Courtney Cubbin, Senior Financial Advisor, at Woodward Financial Advisors both join the show today to share how they entered the profession, found mentorship, and steadily advanced their careers from the ground up. Listen in as Courtney explains how her love for numbers and working with people led her to an internship, her role at Woodward, and the challenges she overcame to advance, while Victor recounts how his father's career inspired him to transition from consulting and insurance sales to joining an RIA. You'll learn how they navigated career decisions, as well as valuable insights on building confidence, professional development, and more. You can find show notes and more information by clicking here: https://bit.ly/432kAXu

Welcome to another episode of Think Smart with TMFG, where Senior Financial Advisor Mike Connon of Assante Capital Management is joined by Senior Financial Advisor special guest Carlo Cansino for a dive into recent political changes in Canada. With Mark Carney stepping in as the new Prime Minister, Mike and Carlo explore how his leadership is shaping the nation's direction—tackling issues like national sovereignty, trade relations, and sweeping economic reforms. From resisting U.S. pressures to eliminating the carbon tax, they break down what these shifts mean for investors, business owners, and everyday Canadians alike. Tune in for a thoughtful discussion on the election aftermath, Canada's renewed focus on urban development and housing affordability, and the future of international trade partnerships. Plus, get expert analysis on the capital gains tax overhaul and how it could impact Canadian businesses, estates, and long-term wealth strategies. If you want to understand how today's politics are influencing tomorrow's financial landscape, this is an episode you won't want to miss.

The Federal Reserve Open Market Committee meeting concludes this afternoon; expect some volatility. As the U.S. pushes forward with new tariffs and a tougher trade stance, China appears to blink — signaling potential cracks in its economic armor. Lance Roberts and Danny Ratliff dive into the latest developments in the U.S.–China trade conflict, why China is making strategic concessions, and what it means for global markets, supply chains, and future negotiations. Danny reviews his trip to South Africa, and they discuss the possible impact of AI on employment; market dynamics are being pulled by two forces: older, more bearish investors, and youthful, more bullish types; dealing with investor exhaustion. The first fallout from the GLP-1 craze is Weight Watchers' bankruptcy; health = wealth. SEG-1: Fed Day Preview - China Blinks SEG-2a: Speaking Like Alpha's & Danny's Travelogue SEG-2b: China Returns to the Table SEG-3a: What Is Overall Impact of AI? SEG-3b: Market Dynamics - Where Are Investors Going? SEG-4: GLP-1 Fallout - Weight Watchers' Bankruptcy Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=cn7-AOMEbKY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: “Curb Your Enthusiasm” In 2025 https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Shallow Pullbacks Still Spell Opportunity" is here: https://www.youtube.com/watch?v=rqKH5pCCtr8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "No Free Lunch: The Hidden Costs of 'Free' Investment Advice" https://www.youtube.com/watch?v=-dNIEwh8Coc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketSellOff #20DMA #50DMW #200DMA #InvestingOpportunity #FinancialAdvice #SmartInvesting #StockMarket #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #FedDay #FOMC #InterestRates #FederalReserve #ChinaBlinks #ChinaTariffs #TradeWar #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

The Federal Reserve Open Market Committee meeting concludes this afternoon; expect some volatility. As the U.S. pushes forward with new tariffs and a tougher trade stance, China appears to blink — signaling potential cracks in its economic armor. Lance Roberts and Danny Ratliff dive into the latest developments in the U.S.–China trade conflict, why China is making strategic concessions, and what it means for global markets, supply chains, and future negotiations. Danny reviews his trip to South Africa, and they discuss the possible impact of AI on employment; market dynamics are being pulled by two forces: older, more bearish investors, and youthful, more bullish types; dealing with investor exhaustion. The first fallout from the GLP-1 craze is Weight Watchers' bankruptcy; health = wealth. SEG-1: Fed Day Preview - China Blinks SEG-2a: Speaking Like Alpha's & Danny's Travelogue SEG-2b: China Returns to the Table SEG-3a: What Is Overall Impact of AI? SEG-3b: Market Dynamics - Where Are Investors Going? SEG-4: GLP-1 Fallout - Weight Watchers' Bankruptcy Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=cn7-AOMEbKY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: “Curb Your Enthusiasm” In 2025 https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Shallow Pullbacks Still Spell Opportunity" is here:  https://www.youtube.com/watch?v=rqKH5pCCtr8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "No Free Lunch: The Hidden Costs of 'Free' Investment Advice" https://www.youtube.com/watch?v=-dNIEwh8Coc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/  ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketSellOff #20DMA #50DMW #200DMA #InvestingOpportunity  #FinancialAdvice #SmartInvesting #StockMarket #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #FedDay #FOMC #InterestRates #FederalReserve #ChinaBlinks #ChinaTariffs #TradeWar #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Think you're getting "free" investment advice? Think again. Lance Roberts and Jonathan Penn uncover the hidden costs behind so-called "free" financial services. Lance reveals the toughest jobs in America, and a look at the end of markets' winning string. Learn how mutual fund share classes — A shares vs. B shares — reveal how advisors get paid, and why front-end and back-end loads can quietly erode your returns. If you're not sure who's paying the fees, it's probably you. Lance and Jonathan take on the great AI debate: Whose jobs will be eliminated? Why Target Date Mutual Funds are the worst financial product on the planet. SEG-1A: The Toughest Jobs in America SEG-1B: Markets End Winning String SEG-2: Pre-show Planning & No Free Lunch SEG-3: The Great AI Debate: Whose Jobs Will Be Replaced? SEG-4: Target Date Mutual Funds: The Worst on the Planet Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=-dNIEwh8Coc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Markets Sell Off" is here: https://www.youtube.com/watch?v=9NDfokdu8Bo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Doing Debt the American Way" https://www.youtube.com/watch?v=_8BLk9Ewn6k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketSellOff #PeakOil #OilPrices #OilProduction #DrillBabyDrill #20DMA #50DMW #200DMA #InvestingOpportunity #InvestmentFees #NoFreeLunch #MutualFunds #FinancialAdvice #SmartInvesting #StockMarket #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Think you're getting "free" investment advice? Think again.  Lance Roberts and Jonathan Penn uncover the hidden costs behind so-called "free" financial services. Lance reveals the toughest jobs in America, and a look at the end of markets' winning string. Learn how mutual fund share classes — A shares vs. B shares — reveal how advisors get paid, and why front-end and back-end loads can quietly erode your returns. If you're not sure who's paying the fees, it's probably you.  Lance and Jonathan take on the great AI debate: Whose jobs will be eliminated? Why Target Date Mutual Funds are the worst financial product on the planet. SEG-1A: The Toughest Jobs in America SEG-1B: Markets End Winning String SEG-2: Pre-show Planning & No Free Lunch SEG-3: The Great AI Debate: Whose Jobs Will Be Replaced? SEG-4: Target Date Mutual Funds: The Worst on the Planet Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=-dNIEwh8Coc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Markets Sell Off" is here:  https://www.youtube.com/watch?v=9NDfokdu8Bo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Doing Debt the American Way" https://www.youtube.com/watch?v=_8BLk9Ewn6k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/  ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketSellOff #PeakOil #OilPrices #OilProduction #DrillBabyDrill #20DMA #50DMW #200DMA #InvestingOpportunity #InvestmentFees #NoFreeLunch #MutualFunds #FinancialAdvice #SmartInvesting #StockMarket #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Are you contemplating a Roth IRA conversion in 2025? With potential tax rate increases on the horizon, now might be the optimal time to act. Richard Rosso and Jonathan McCarty delve into:​ * The benefits of converting to a Roth IRA before 2026 * Strategies to minimize taxes during conversion * How Roth conversions can impact your retirement planning * The role of Roth IRAs in estate planning​ Rich and Jonathan explore how a Roth IRA can offer tax-free withdrawals, eliminate required minimum distributions (RMDs), and provide greater flexibility in retirement. We'll also discuss the implications of the Tax Cuts and Jobs Act expiring in 2026 and how that affects your decision-making.​ SEG-1: Why China Needs the U.S. SEG-2: Roth Evangelism SEG-3: Planning for Longevity in Retirement SEG-4: The Joy (and Strategy) of Gifting Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=1U-OXgzj4g4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Path Ahead: Soar, Stall, Or Plummet" https://realinvestmentadvice.com/resources/blog/the-path-ahead-soar-stall-or-plummet/ "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Markets' Middlin Momentum" is here: https://www.youtube.com/watch?v=CA6HUOOge7Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: The Path Ahead: Soar, Stall, Or Plummet? https://www.youtube.com/watch?v=mx2LIiXrMlc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RothIRA #TaxPlanning #RetirementStrategies #RothConversion #SmartMoneyMoves #EconomicTrends #StockMarketFuture #BullOrBear #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #DonaldTrump #JeromePowell #FederalReserve #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

Are you contemplating a Roth IRA conversion in 2025?  With potential tax rate increases on the horizon, now might be the optimal time to act. Richard Rosso and Jonathan McCarty delve into:​ * The benefits of converting to a Roth IRA before 2026 * Strategies to minimize taxes during conversion * How Roth conversions can impact your retirement planning * The role of Roth IRAs in estate planning​ Rich and Jonathan explore how a Roth IRA can offer tax-free withdrawals, eliminate required minimum distributions (RMDs), and provide greater flexibility in retirement. We'll also discuss the implications of the Tax Cuts and Jobs Act expiring in 2026 and how that affects your decision-making.​ SEG-1: Why China Needs the U.S. SEG-2: Roth Evangelism SEG-3: Planning for Longevity in Retirement SEG-4: The Joy (and Strategy) of Gifting Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty  Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=1U-OXgzj4g4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Path Ahead: Soar, Stall, Or Plummet" https://realinvestmentadvice.com/resources/blog/the-path-ahead-soar-stall-or-plummet/ "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Markets' Middlin Momentum" is here:  https://www.youtube.com/watch?v=CA6HUOOge7Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: The Path Ahead: Soar, Stall, Or Plummet? https://www.youtube.com/watch?v=mx2LIiXrMlc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RothIRA #TaxPlanning #RetirementStrategies #RothConversion #SmartMoneyMoves #EconomicTrends #StockMarketFuture #BullOrBear #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #DonaldTrump #JeromePowell #FederalReserve #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

MDRT’s latest survey reveals a striking contrast between financial awareness and actual behavior in Singapore. While a majority of Singaporeans are familiar with various financial tools, only half rate their financial literacy as “good” or “excellent.” Alarmingly, nearly a quarter, particularly Gen Z and millennials, say they would take out high-interest loans to invest in the stock market. The survey also shows a generational shift toward higher-risk investments like crypto and alternative assets, while uptake of basic insurance products remains surprisingly low. On The Wealth Tracker, Nadiah Koh speaks to Jake Lim, Senior Financial Advisor, Ascent Advisory, to discuss more about the survey's latest findings.See omnystudio.com/listener for privacy information.

On today's show, Lance Roberts & Danny Ratliff dig into the growing tensions between Donald Trump and Fed Chair Jerome Powell. Should Trump fire Powell? What would it mean for interest rates, inflation, and market stability? Join me as we explore the politics behind the Fed, the potential fallout for investors, and what history tells us about presidential pressure on the central bank. SEG-1: The Economy IS Slowing SEG-2: Trump vs Powell SEG-3: Tariffs & Consumer CHoice SEG-4: Tariffs Are Never a Positive Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=wk1oFwfzi90&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Taking Risk Off the Table" is here: https://www.youtube.com/watch?v=U7E7r7Qx48Q&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "If Spock Was Your Financial Advisor" https://www.youtube.com/watch?v=ZmqBwxAEAmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #DonaldTrump #JeromePowell #FederalReserve #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

On today's show, Lance Roberts & Danny Ratliff dig into the growing tensions between Donald Trump and Fed Chair Jerome Powell. Should Trump fire Powell? What would it mean for interest rates, inflation, and market stability? Join me as we explore the politics behind the Fed, the potential fallout for investors, and what history tells us about presidential pressure on the central bank. SEG-1: The Economy IS Slowing SEG-2: Trump vs Powell SEG-3: Tariffs & Consumer CHoice SEG-4: Tariffs Are Never a Positive Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=wk1oFwfzi90&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Taking Risk Off the Table" is here:  https://www.youtube.com/watch?v=U7E7r7Qx48Q&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "If Spock Was Your Financial Advisor" https://www.youtube.com/watch?v=ZmqBwxAEAmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #DonaldTrump #JeromePowell #FederalReserve #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

We're not exactly going where no man has gone before, but a recent piece in Forbes.com caught our eye, and it's worth...exploring. Lance Roberts and Jonathan Penn blend a little pop culture with personal finance on today's episode: What if logic—not emotion—guided your financial decisions? How might the legendary Vulcan's rational mindset be applied to modern investing. From avoiding behavioral biases to making objective portfolio decisions, we break down what it truly means to invest like Spock. Whether you're a die-hard Star Trek fan or just looking for smarter money habits, this episode blends pop culture with practical financial wisdom. Live long—and invest logically. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior FInancial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer SEG-1: Market Tariff Turmoil, Trump -Powell Feud SEG-2: Dealing with Dire Headlines vs Reality SEG-3: Investing Lessons From a Vulcan SEG-4a: Dealing w the Dollar or Going with Gold? SEG-4b: How Much Money You Need for Retirement - debunked Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=ZmqBwxAEAmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Are Markets Mimicking 2022?" is here: https://www.youtube.com/watch?v=d88hmC6Ipjs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Death Cross And Market Bottoms" https://www.youtube.com/watch?v=X8jmA-coFbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #LogicalInvesting #SpockFinance #VulcanWisdom #RationalInvestor #MoneyMindset #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

We're not exactly going where no man has gone before, but a recent piece in Forbes.com caught our eye, and it's worth...exploring. Lance Roberts and Jonathan Penn blend a little pop culture with personal finance on today's episode: What if logic—not emotion—guided your financial decisions? How might the legendary Vulcan's rational mindset be applied to modern investing. From avoiding behavioral biases to making objective portfolio decisions, we break down what it truly means to invest like Spock. Whether you're a die-hard Star Trek fan or just looking for smarter money habits, this episode blends pop culture with practical financial wisdom. Live long—and invest logically. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior FInancial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer SEG-1: Market Tariff Turmoil, Trump -Powell Feud SEG-2: Dealing with Dire Headlines vs Reality SEG-3: Investing Lessons From a Vulcan SEG-4a: Dealing w the Dollar or Going with Gold? SEG-4b: How Much Money You Need for Retirement - debunked Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=ZmqBwxAEAmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Are Markets Mimicking 2022?" is here:  https://www.youtube.com/watch?v=d88hmC6Ipjs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Death Cross And Market Bottoms" https://www.youtube.com/watch?v=X8jmA-coFbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #LogicalInvesting #SpockFinance #VulcanWisdom #RationalInvestor #MoneyMindset #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

What actually happens when you work with a financial advisor? At Root Financial, we've built a carefully structured team model to ensure every client gets consistent, exceptional service regardless of which advisor they're paired with.Unlike products (think identical Honda Civics or iPhones at any retailer), financial advice is inherently personal and can vary dramatically between advisors. We've solved this challenge by creating a four-person service team for every client: a Client Service Associate handling operations, an Associate Financial Advisor supporting and learning, a Lead Financial Advisor delivering personalized recommendations, and a Senior Financial Advisor providing advanced expertise while coaching the team.This structure isn't just organizational—it's the foundation of our entire client experience. When Associate Advisors take detailed notes, for example, it allows Lead Advisors to be fully present in conversations rather than documenting. As one team member put it: "Taking notes allows me to be fully present in that conversation."Rather than simply hiring "free agent" advisors with varying approaches, we've developed our own farm system. We carefully select talented professionals with the right character and potential, then develop them through our comprehensive training programs. Each advisor progresses through clearly defined levels with specific requirements—time in role, licensing, CFP designation, and successful completion of Root's investment and planning curricula.The goal? Creating advisors who've "learned the rules like a pro so they can break them like an artist." This Picasso-inspired philosophy means our team masters the fundamentals, then adapts them creatively to help clients optimize not just for wealth, but for a life well-lived.This behind-the-scenes structure might seem technical, but it's precisely what allows us to deliver consistent excellence. When you work with Root, you're not just getting one advisor—you're getting an entire team crafted to ensure your experience reflects our core belief: money should be a tool for getting the most out of life.Want to discover if our approach aligns with your needs? Visit rootfinancial.com and click "see if we're a fit" to start the conversation.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.

What actually goes into creating a world-class client experience at Root? We're walking through the structure behind Root's advisory team—and how we ensure every client gets consistent, thoughtful guidance no matter who they're working with.We break down the different advisor roles, from Client Service Associate to Senior Financial Advisor, and explain how our “farm system” approach helps us grow top-tier advisors from the ground up. It's not just about years of experience—it's about shared values, rigorous training, and a culture of mentorship.If you're considering working with Root—or just curious about what makes us different—this behind-the-scenes conversation will give you a look at how we build a team designed to support you and your goals at every step.Submit your request to join James:On the Ready For Retirement podcast: Apply HereOn a Retirement Makeover episode: Apply Here  Timestamps:0:00 - Selling product vs service2:58 - Four roles supporting clients5:36 - Project management8:16 - Root's growth plan11:00 - A farm system12:33 - Requirements to be a Root advisor15:09 - Freedom within guardrails19:03 - Why this matters21:31 - Wrap-upCreate Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

It's Nvidia Day today; no matter what happens on Wall Street, tomorrow's activity will hinge on tonight's report. PCE revealed on Friday: This is the one the Fed watches, and it's expected to be weaker. Interestingly, Bonds have outperformed stocks, YTD, so far. Lance discovers RentTheChicken.com; hilarity ensues. Markets take out the 100-DMA, but rally forward; a discussion on stop-losses and knee-jerk reactions. Lance and Jonathan discuss their wives' proclivities based on the latest TikTok video: Chickens, fainting goats, and ducks. The Nvidia story: Is AI going to be "the next Internet?" Nvidia's forward guidance tonight will be all that matters; the consequences of improper estate planning; dealing with mortality. The interpretation of Consumer Confidence Surveys: what's the database? They're more a sample of psychology than economics; the economy IS slowing, but it's not recessionary, but more of a return to pre-pandemic "normal." What is the impact of Federal employee firings? Drill-down into the data; What is the source? Sentiment surveys and expectations are skewed by political preferences. The concern about tariffs: Can companies pass along the increased costs to consumers? SEG-1: Nvidia Day w Markets in Corrective Phase SEG-2a: Chickens, Goats, & Ducks on TikTok SEG-2b: Nvidia and "the Next Internet" SEG-3: Consequences of Improper Estate Planning SEG-4: Interpreting Consumer Confidence Surveys Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's full show video here: https://www.youtube.com/watch?v=72HobPbEuOY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- The latest installment of our new feature, Before the Bell, "Markets are Due for a Rally," is here: https://www.youtube.com/watch?v=TJZdgesfEqc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Estimates By Analysts Have Gone Parabolic" https://www.youtube.com/watch?v=-UOE_9qtSGU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2808s ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #StopLoss #MarketSellOff #MarketCatalyst #MarketCorrection #MoneyFlows #Nvidia #PCE #EstatePlanning #InheritanceTips #WealthManagement #FinancialLegacy #TrustsAndWills #RaisingChickens #RentaChicken #20DMA #50DMA #100DMA #InvestingAdvice #Money #Investing

It's Nvidia Day today; no matter what happens on Wall Street, tomorrow's activity will hinge on tonight's report. PCE revealed on Friday: This is the one the Fed watches, and it's expected to be weaker. Interestingly, Bonds have outperformed stocks, YTD, so far. Lance discovers RentTheChicken.com; hilarity ensues. Markets take out the 100-DMA, but rally forward; a discussion on stop-losses and knee-jerk reactions. Lance and Jonathan discuss their wives' proclivities based on the latest TikTok video: Chickens, fainting goats, and ducks. Lance and Danny share their ideas for a faux FB page to influence their spouses' buying habits. The Nvidia story: Is AI going to be "the next Internet?" Nvidia's forward guidance tonight will be all that matters. Lance and Danny discuss the consequences of improper estate planning; dealing with mortality. The interpretation of Consumer Confidence Surveys: what's the database? They're more a sample of psychology than economics; the economy IS slowing, but it's not recessionary, but more of a return to pre-pandemic "normal." What is the impact of Federal employee firings? Drill-down into the data; What is the source? Sentiment surveys and expectations are skewed by political preferences. The concern about tariffs: Can companies pass along the increased costs to consumers? SEG-1: Nvidia Day w Markets in Corrective Phase SEG-2a: Chickens, Goats, & Ducks on TikTok SEG-2b: Nvidia and "the Next Internet" SEG-3: Consequences of Improper Estate Planning SEG-4: Interpretting Consumer Confidence Surveys Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's full show video here: https://www.youtube.com/watch?v=72HobPbEuOY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Estimates By Analysts Have Gone Parabolic" https://realinvestmentadvice.com/resources/blog/estimates-by-analysts-have-gone-parabolic/ "Margin Balances Suggest Risks Are Building" https://realinvestmentadvice.com/resources/blog/margin-balances-suggests-risks-are-building/ Adam Taggart & Lance Roberts: "Market Correction "Near Guaranteed" Given Insanely High Earnings Expectations: https://www.youtube.com/watch?v=BjVdeFPFXfs&list=PLVT8LcWPeAuh0I07NdQcssCvh6_yDa9bz&index=1&t=7s ------- The latest installment of our new feature, Before the Bell, "Markets are Due for a Rally," is here:  https://www.youtube.com/watch?v=TJZdgesfEqc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Estimates By Analysts Have Gone Parabolic" https://www.youtube.com/watch?v=-UOE_9qtSGU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2808s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #StopLoss #MarketSellOff #MarketCatalyst #MarketCorrection #MoneyFlows #Nvidia #PCE #EstatePlanning #InheritanceTips #WealthManagement #FinancialLegacy #TrustsAndWills #RaisingChickens #RentaChicken #EggPrices #FederalReserve #ReflexiveRally #20DMA #50DMA #100DMA #CoronavirusDiscovery #StockMarketForecast #AnalystEstimates #ParabolicStocks #EarningsSeason #MarketTrends #MarketSellOff #MarketCatalyst #WuhanLab #CoronaVirus #OptionsExpiration #ReflexiveRally #50DMA #COVID #AllTimeHighs #MarketMomentum #RelativeStrenth #PriceCompression #MACDBuySignal #CoronavirusDiscovery #MarketShakeup #FinancialNews #EconomicImpact #MarketVolatility #MarginBalances #FinancialRisks #InvestmentTalk #StockMarketTrends #InvestingTrends  #InvestingAdvice #Money #Investing

The New York Fed Reports an improving economy, and Nvidia cues up its next quarterly report after recovering from the DeepSeek dip. The Fed is on hold, and positive money flows abound on Wall Street. There are no real indicators we're on the cusp of destruction...for now. 2026 EPS estimates are insanely optimistic. Markets pull out another all-time high on Tuesday afternoon. What is the Economy? As thousands of government workers are being invited to leave, and Chevron offers severance packages to a swath of its employees, what's the best strategy if you're offered an opportunity to retire? Take a lump-sum or annuitize the dollars? Lance Roberts and Danny Ratliff offer helpful suggestions if you're facing "permanent furlough" with severance package advice and suggestions on how to invest severance pay; how to manage a severance package and severance pay tax strategies; and, what to do after job layoff. The DOGE deep dive into Social Security is getting interesting. Should SS benefits be taxed or not? How to best reform SS? Lance's pre-ski vacation diet and more discussion on the proper way to reform and sustain Social Security. Reports on 401k plan participation are deceiving. SEG-1: NY Fed Reports Some Improvement; NVIDIA Recovers from DeepSeek Dip SEG-2: What Should You Do with a Severance Package - Pt-1 SEG-3a: What Should You Do with a Severance Package - Pt-2 SEG-3b: DOGE & the Social Security Challenge SEG-4: How to Reform Social Security Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's show video here: https://www.youtube.com/watch?v=9l4vQ5lspQU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this report: "Retail Exuberance Sets Market Up For A Correction" https://realinvestmentadvice.com/resources/blog/retail-exuberance-sets-market-up-for-a-correction/ ------- The latest installment of our new feature, Before the Bell, "All-Time Highs Generate All-Time Highs," is here: https://www.youtube.com/watch?v=pexErGgTA6A&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Retail Exuberance Sets Up Market for Correction," https://www.youtube.com/watch?v=3mOR8zWqfC0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SloppyMarkets #AllTimeHighs #MarketMomentum #RelativeStrenth #PriceCompression #MACDBuySignal #SeverancePackage #FinancialPlanning #InvestingAfterLayoff #WealthManagement #CareerTransition #SocialSecurity #InvestingAdvice #Money #Investing

The New York Fed Reports an improving economy, and Nvidia cues up its next quarterly report after recovering from the DeepSeek dip. The Fed is on hold, and positive money flows abound on Wall Street. There are no real indicators we're on the cusp of destruction...for now. 2026 EPS estimates are insanely optimistic. Markets pull out another all-time high on Tuesday afternoon. What is the Economy? As thousands of government workers are being invited to leave, and Chevron offers severance packages to a swath of its employees, what's the best strategy if you're offered an opportunity to retire? Take a lump-sum or annuitize the dollars? Lance Roberts and Danny Ratliff offer helpful suggestions if you're facing "permanent furlough" with severance package advice and suggestions on how to invest severance pay;  how to manage a severance package and severance pay tax strategies; and, what to do after job layoff. The DOGE deep dive into Social Security is getting interesting. Should SS benefits be taxed or not? How to best reform SS? Lance's pre-ski vacation diet and more discussion on the proper way to reform and sustain Social Security. Reports on 401k plan participation are deceiving. SEG-1: NY Fed Reports Some Improvement; NVIDIA Recovers from DeepSeek Dip SEG-2: What Should You Do with a Severance Package - Pt-1 SEG-3a: What Should You Do with a Severance Package - Pt-2 SEG-3b: DOGE & the Social Security Challenge SEG-4: How to Reform Social Security Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's show video here: https://www.youtube.com/watch?v=9l4vQ5lspQU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this report: "Retail Exuberance Sets Market Up For A Correction" https://realinvestmentadvice.com/resources/blog/retail-exuberance-sets-market-up-for-a-correction/ ------- The latest installment of our new feature, Before the Bell, "All-Time Highs Generate All-Time Highs," is here:  https://www.youtube.com/watch?v=pexErGgTA6A&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  ------- Our previous show is here: "Retail Exuberance Sets Up Market for Correction," https://www.youtube.com/watch?v=3mOR8zWqfC0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SloppyMarkets #AllTimeHighs #MarketMomentum #RelativeStrenth #PriceCompression #MACDBuySignal #SeverancePackage #FinancialPlanning #InvestingAfterLayoff #WealthManagement #CareerTransition #SocialSecurity  #InvestingAdvice #Money #Investing

It is the 90th anniversary of the establishment of Social Security; amazingly, some recipients over the age of 150 are apparently still receiving benefits (!). Could there be a clue here on how to help shore up the fund? Just sayin... Nvidia earnings are on the way; Meta has and a 20-day winning streak, not one down day for the pat6 20-trading days. Its performance as one of the Mag-7 stocks is what has helped, in part, keep markets elevated. The market defies more negative news because retail investors continue to step in and “buy the dip.” In our recent Bull Bear reports, we discussed the push by retail investors, but looking at retail sentiment is quite remarkable. Since the pandemic, retail investors have never been this bullish on the stock market. Such is amazing, given that their mailboxes are not being stuffed with government stimulus checks.” Retail investors are expected to become more bullish about increasing equity exposure when markets rise. However, the more extended markets become, the more confident investors are about increasing speculative risk. In other words, “success breeds confidence.” Lance reviews the dynamic between margin debt and free cash (w/charts); Lance and Jonathan examine the in's and out's of private equity fund investing; a discussion of the 60/40 portfolio rule viability; FOMO vs the fear of loss. SEG-1:The 90th Anniversary of Social Security SEG-2: Looking at margin Debt vs Free Cash SEG-3: Private Fund Investing Pro's & Con's SEG-4: Is the 60/40 Portfolio Dead? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's show video here: https://www.youtube.com/watch?v=3mOR8zWqfC0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s ------- Articles mentioned in this report: "Retail Exuberance Sets Market Up For A Correction" https://realinvestmentadvice.com/resources/blog/retail-exuberance-sets-market-up-for-a-correction/ ------- The latest installment of our new feature, Before the Bell, "Too Much Money Chasing Too Few Assets," is here: https://www.youtube.com/watch?v=4l0shh-hCog&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What If You Live to 100?" https://www.youtube.com/watch?v=jao-pXxZ46U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurity #MagSeven #Nvidia #Meta #RetailExuberance #EmergingMarkets #InternationalMarkets #TooMuchMoney #TooFewAssets #InvestingTrends #InvestmentStrategies #StockMarketCorrection #RetailInvesting #MarketCrashAlert #StockMarketBubble #MarginDebt #FreeCash #FOMO #PrivateEquityFund #60_40_portfolio #InvestingAdvice #Money #Investing

It is the 90th anniversary of the establishment of Social Security; amazingly, some recipients over the age of 150 are apparently still receiving benefits (!). Could there be a clue here on how to help shore up the fund? Just sayin... Nvidia earnings are on the way; Meta has and a 20-day winning streak, not one down day for the pat6 20-trading days.  Its performance as one of the Mag-7 stocks is what has helped, in part, keep markets elevated. The market defies more negative news because retail investors continue to step in and “buy the dip.” In our recent Bull Bear reports, we discussed the push by retail investors, but looking at retail sentiment is quite remarkable. Since the pandemic, retail investors have never been this bullish on the stock market. Such is amazing, given that their mailboxes are not being stuffed with government stimulus checks.” Retail investors are expected to become more bullish about increasing equity exposure when markets rise. However, the more extended markets become, the more confident investors are about increasing speculative risk. In other words, “success breeds confidence.” Lance reviews the dynamic between margin debt and free cash  (w/charts); Lance and Jonathan examine the in's and out's of private equity fund investing; a discussion of the 60/40 portfolio rule viability; FOMO vs the fear of loss. SEG-1:The 90th Anniversary of Social Security SEG-2: Looking at margin Debt vs Free Cash SEG-3: Private Fund Investing Pro's & Con's SEG-4: Is the 60/40 Portfolio Dead? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's show video here: https://www.youtube.com/watch?v=3mOR8zWqfC0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s ------- Articles mentioned in this report: "Retail Exuberance Sets Market Up For A Correction" https://realinvestmentadvice.com/resources/blog/retail-exuberance-sets-market-up-for-a-correction/ ------- The latest installment of our new feature, Before the Bell, "Too Much Money Chasing Too Few Assets," is here:  https://www.youtube.com/watch?v=4l0shh-hCog&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What If You Live to 100?" https://www.youtube.com/watch?v=jao-pXxZ46U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurity #MagSeven #Nvidia #Meta #RetailExuberance #EmergingMarkets #InternationalMarkets #TooMuchMoney #TooFewAssets #InvestingTrends #InvestmentStrategies #StockMarketCorrection #RetailInvesting #MarketCrashAlert #StockMarketBubble #MarginDebt #FreeCash #FOMO #PrivateEquityFund #60_40_portfolio #InvestingAdvice #Money #Investing

Download Chris's FREE E-Book on “How To Find Ultra High Net Worth Clients" from⁠https://UHNWC.com/⁠  Daniel J. Traub (https://www.linkedin.com/in/daniel-traub-2bb3659/), is a Senior Financial Advisor at Montis Financial. With over three decades of experience. Dan shares his journey in the financial industry, starting from a unique mom-and-pop shop in 1988 to founding his firm, Tempo Financial Advisors, in 2008. Dan discusses the pivotal decisions in his career, the importance of personalized financial planning and shares insights on working with high-net-worth clients.In this episode, Chris and Dan discuss: 1. The Evolution of Financial Advisory Practices 2. Forming Tempo Financial Advisors 3. Transitioning and Merging Firms 4. Focusing on Client Needs and EducationConnect With Daniel Traub:LinkedIn:https://www.linkedin.com/in/daniel-traub-2bb3659/Website:https://montisfinancial.com/Maximize your marketing, close more clients, and amplify your AUM by following us on: Instagram: ⁠https://instagram.com/ultrahighnetworthclients⁠ TikTok:⁠https://tiktok.com/ultrahighnetworthclients⁠ YouTube:⁠https://www.youtube.com/@uhnwc⁠Facebook:⁠https://www.facebook.com/UHNWCPodcast⁠ Twitter:⁠https://twitter.com/uhnwcpodcast⁠ iTunes: ⁠https://podcasts.apple.com/au/podcast/ultra-high-net-worth-clients-with-chris-brodhead/id1569041400⁠Spotify:⁠https://open.spotify.com/show/4Guqegm2CVqkcEfMSLPEDr⁠Website:⁠https://uhnwc.com⁠ Work with us:⁠https://famousfounder.com/fa⁠ DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. 

Richard and Jonathan discuss the narratives that are driving the markets, and the fear factor for bond investors. Is the response to tariff threats an over-reaction? How to deal with emotions in investing. Menwhile, job satisfaction is highest among the 60+ crowd: The group has been working longer, and understands the value of socialization; retirement planning shold include qualitative elements. A look at Gen-z Worth Ethic. The Social Security Fairness Act is now the law of the land, signed on Sunday by President Biden. It promises to erase rules that penalized some retirees by eliminating two federal policies that barred employees with a public pension from collecting their full benefits under the federal retirement program and that reduced benefits for those workers' surviving spouses and family members. What about the depletion effect? Taxation of SS benefits is double taxation...and wrong. A look at the United Van Lines' Moving Destination survey; understanding the Wash Sale Rule (which has nothing to do with laundry soap); Do not depend on government clarity to interpret its own rules! A word about end-of-year tax-loss harvesting. SEG-1: Breaking down the narratives that drive the markets SEG-2: Higher Job Satisfaction Among Workers 60+ SEG-3: Social Security Fairness Act - Implications & Payback SEG-4: Understanding the Wash Sale Rule Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=JrToO7K7Fsg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2236s ------- Articles mentioned in this report: "Why Are Bond Yields Rising?" https://realinvestmentadvice.com/resources/blog/why-are-bond-yields-rising/ "Curb Your Enthusiasm” In 2025" https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ ------- The latest installment of our new feature, Before the Bell, "DMA Crossovers Are Not a Death Knell," is here: https://www.youtube.com/watch?v=RCfM5mTOJBc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why Are Bond Yields Rising?" https://www.youtube.com/watch?v=hx9jVRa0-gc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurityReform #FairRetirement #SocialSecurityFairnessAct #RetirementPlanning #FinancialSecurity #JanuaryBarometer #DMACrossOver #DownwardPricePressure #Finance2025 #BondYields #FinancialMarkets #InterestRates #EconomicTrends #EconomicOutlook #MarketReversal #InvestmentInsights #StockMarket2025 #EconomicForecast #FinancialStrategies #WealthManagement #MarketTrends #Complacency #MarketRisk #OverBought #OverSold #20DMA #50DMA #MakretRally #Expectations #MarketIndicators #CurbExpectations #StockMarket2025 #Expectations #MarketIndicators #CurbExpectations #InvestingAdvice #Money #Investing

Richard and Jonathan discuss the narratives that are driving the markets, and the fear factor for bond investors. Is the response to tariff threats an over-reaction? How to deal with emotions in investing. Menwhile, job satisfaction is highest among the 60+ crowd: The group has been working longer, and understands the value of socialization; retirement planning shold include qualitative elements. A look at Gen-z Worth Ethic. The Social Security Fairness Act is now the law of the land, signed on Sunday by President Biden. It promises to erase rules that penalized some retirees by eliminating two federal policies that barred employees with a public pension from collecting their full benefits under the federal retirement program and that reduced benefits for those workers' surviving spouses and family members. What about the depletion effect? Taxation of SS benefits is double taxation...and wrong. A look at the United Van Lines' Moving Destination survey; understanding the Wash Sale Rule (which has nothing to do with laundry soap); Do not depend on government clarity to interpret its own rules! A word about end-of-year tax-loss harvesting. SEG-1: Breaking down the narratives that drive the markets SEG-2: Higher Job Satisfaction Among Workers 60+ SEG-3: Social Security Fairness Act - Implications & Payback SEG-4: Understanding the Wash Sale Rule Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=JrToO7K7Fsg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2236s ------- Articles mentioned in this report: "Why Are Bond Yields Rising?" https://realinvestmentadvice.com/resources/blog/why-are-bond-yields-rising/ "Curb Your Enthusiasm” In 2025" https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ ------- The latest installment of our new feature, Before the Bell, "DMA Crossovers Are Not a Death Knell," is here:  https://www.youtube.com/watch?v=RCfM5mTOJBc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why Are Bond Yields Rising?" https://www.youtube.com/watch?v=hx9jVRa0-gc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurityReform #FairRetirement #SocialSecurityFairnessAct #RetirementPlanning #FinancialSecurity #JanuaryBarometer #DMACrossOver #DownwardPricePressure #Finance2025 #BondYields #FinancialMarkets #InterestRates #EconomicTrends #EconomicOutlook #MarketReversal #InvestmentInsights #StockMarket2025 #EconomicForecast #FinancialStrategies #WealthManagement #MarketTrends #Complacency #MarketRisk #OverBought #OverSold #20DMA #50DMA #MakretRally #Expectations #MarketIndicators #CurbExpectations #StockMarket2025 #Expectations #MarketIndicators #CurbExpectations #InvestingAdvice #Money #Investing

Foster Hyde is a Senior Financial Advisor at the Welch Group based out of Alabama. He joins the show today to share his career journey, from law school to financial planning. If you're interested in learning how to navigate career pivots, overcome setbacks, and build a successful career in financial planning, this episode is for you! Listen in as Foster recounts how his dream job fell through after college, how he found another position that eventually helped him secure his ideal role, and how his experience at the first firm facilitated the transition. Foster also discusses his initial struggles at his current firm, how he learned and created value, and how he worked his way up to become a shareholder. You can find show notes and more information by clicking here: https://bit.ly/40Ws519

Join us for this episode of A Wiser Retirement® Podcast, where Casey Smith interviews Shawna Theriault, CFP®, CPA, CDFA®, Senior Financial Advisor, about her inspiring journey—from moving out at sixteen to pursuing a career in finance and becoming a CERTIFIED FINANCIAL PLANNER®, Certified Public Accountant, and Certified Divorce Financial Analyst®. Shawna shares how resilience, continuous learning, and a commitment to connecting deeply with clients have shaped her career in a traditionally male-dominated industry. She underscores the importance of holistic, personalized financial guidance that prioritizes meaningful impact over profit.Related Podcast Episodes:- Episode 241: The Heart and History of Wiser Wealth Management with President, Casey SmithLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Originally uploaded October 8th For Media Business Episode 79: Tony Conley welcomes Jeff Casey. Jeff is the President of CG Financial Services and has been in the financial industry for over 25 years. CG Financial Services provides adaptive financial planning for individuals and businesses and manages over $3.1 billion in assets. As a founding partner and Senior Financial Advisor of CG Financial Services, Jeff has been a pillar of CG Financials foundation, specializing in areas of comprehensive wealth management, executive compensation, and corporate retirement plans. Jeff works to build and implement business strategies across the four divisions of CG Financial Services: Individual Wealth Management, Business Services, CG Advisor Network, and CG Insurance Agency. Jeff strives to help clients and employees reach their personal and financial Highlight Questions from this discussion: What is the state of the Wealth Management business in Michigan? Do your customers ask how the upcoming election will affect their assets? How much should people be saving?

Gold Fish are changing their name to Chilean Sea Bass, and Spam will henceforth be known as Filet Mignon; the world has gone awry, and Richard & Jonathan discuss the surprise results from Tesla, Polymarket odds for the 2024 Election, and goal scooping and setting expectations for 2025. Richard compares the Saudi's newest, biggest building in the world to the Tiny Homes trend, and Gen-Z's housing preferences (No car, no garage = no problem!) The Atlanta Fed's Home Ownership Affordability Monitor is a good gauge; the death of Elizabeth Warren's 50-30-20 Rule of Thumb. You can find affordable housing if you look, but you might not like where it is. Housing will eventually become more affordable. Comparisons of Sears' Craftsman Homes to Tiny Home enclaves (as in Independence, Texas); Michelle Bowers' "The Old House Life." Social Security's COLA for 2025 will be up 2.5%, but probably absorbed by increases in prescription drug coverage premium (funny how inflation has tapered just in time for COLA calculations!) SEG-1: Goal Scooping & Setting Expectations for 2025 SEG-2: Home Ownership Affordability & Tiny Homes SEG-3: Finding Affordable Homes SEG-4: More Tiny Homes Talk & SS COLA Changes Coming Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=jbPQLkasFFk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Memory Inflation Warps Bond Yields" https://realinvestmentadvice.com/memory-inflation-warps-bond-yields/ "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "What the Rising Wedge Pattern May Mean " is here: https://www.youtube.com/watch?v=C7uHTtKv5KI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Memory Inflation Warps Bond Yields" https://www.youtube.com/watch?v=S3xSgmwD84s&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2104s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HomeAffordability #SocialSecurity #COLA #IRS #2025TaxRates #Boomers #Millennials #FixedIncomeStrategy #InflationImpact #MarketVolatility #TechnicalAnalysis #InvestingRulesOfThumb #MACD #$SPX #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Gold Fish are changing their name to Chilean Sea Bass, and Spam will henceforth be known as Filet Mignon; the world has gone awry, and Richard & Jonathan discuss the surprise results from Tesla, Polymarket odds for the 2024 Election, and goal scooping and setting expectations for 2025. Richard compares the Saudi's newest, biggest building in the world to the Tiny Homes trend, and Gen-Z's housing preferences (No car, no garage = no problem!) The Atlanta Fed's Home Ownership Affordability Monitor is a good gauge; the death of Elizabeth Warren's 50-30-20 Rule of Thumb. You can find affordable housing if you look, but you might not like where it is. Housing will eventually become more affordable. Comparisons of Sears' Craftsman Homes to Tiny Home enclaves (as in Independence, Texas); Michelle Bowers' "The Old House Life." Social Security's COLA for 2025 will be up 2.5%, but probably absorbed by increases in prescription drug coverage premium (funny how inflation has tapered just in time for COLA calculations!) SEG-1: Goal Scooping & Setting Expectations for 2025 SEG-2: Home Ownership Affordability & Tiny Homes SEG-3: Finding Affordable Homes SEG-4: More Tiny Homes Talk & SS COLA Changes Coming Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=jbPQLkasFFk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Memory Inflation Warps Bond Yields" https://realinvestmentadvice.com/memory-inflation-warps-bond-yields/ "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "What the Rising Wedge Pattern May Mean " is here:  https://www.youtube.com/watch?v=C7uHTtKv5KI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Memory Inflation Warps Bond Yields" https://www.youtube.com/watch?v=S3xSgmwD84s&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2104s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HomeAffordability #SocialSecurity #COLA #IRS #2025TaxRates #Boomers #Millennials #FixedIncomeStrategy #InflationImpact #MarketVolatility #TechnicalAnalysis #InvestingRulesOfThumb #MACD #$SPX #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024  #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Send us a textOur guest today is Susan Washburn, CFP®, CeFT®, JD, Senior Financial Advisor of ProVise Management Group. Forced to rebuild her life after Hurricane Katrina and an unexpected divorce, Susan found herself feeling overwhelmed and lost in the world of finance. Instead of letting this define her, she decided to get smart about money and pursue a career in financial planning.Today, Susan helps women take ownership of their financial lives. Join us as we discuss the importance of setting personal financial goals, seeking out supportive financial professionals, and, most importantly, taking small, actionable steps toward financial independence. We're so grateful to have her on the show today to share her inspiring story and remind us that it's never too late to get started!Here's some of what we discuss in this episode:0:00 – Intro1:22 – Susan's story9:34 – Being involved in financial affairs12:11 – How Susan started over17:03 – The importance of communication in financial planning21:53 – Taking small steps toward and finding a supportive networkLearn more about Susan HEREEpisodes LinksProVise Management Grouphttps://www.provise.com/Join the Purse Strings Facebook group: https://www.facebook.com/pursestringsco/ To learn more about money and access additional episodes, visit us online: https://pursestrings.co/

Richard & Jonathan recap their recent recruiting visit on the campus of Texas A&M University: There is hope for the next generation. Earnings season continues, discussion of Netflix and Lance's coffee rants. Anti-globalization & the China effect; the fallacy of International buys; "I love Lucy" & Vitametavegamin. Why fasting should be called slowing; Medicare Open Enrollment and changes in many plans: What happens when Medicare advantage plans go away; many supplemental benefits go un-used. Changes in Medicare prescription drug formularies. What happens if you don't make a choice ; the importance of healthcare literacy; health is connected to wealth. SEG-1: A&M & The Next Generation SEG-2: Coffee Tawk & The Fall of Globalization SEG-3: Medicare Open Enrollment changes for 2025 SEG-4: Healthcare Literacy & Connection to Wealth Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=JBwvNBeq0Bs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mentioned in this report: "The VIX And Market Climb: Should We Care?" https://realinvestmentadvice.com/the-vix-and-market-climb-should-we-care/ "Cava: A Hot Trend Comes At A Dear Cost To Investors" https://realinvestmentadvice.com/cava-a-hot-trend-comes-at-a-dear-cost-to-investors/ "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "Markets Will Trend Higher...Until they Don't" is here: https://www.youtube.com/watch?v=PUMtRETZHK4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Volatility & The Market Climb: Should We Care?" https://www.youtube.com/watch?v=1ajA-yTT_NM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=485s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #COLA2025 #Medicare2025 #RetirementPlanning #SocialSecurityUpdate #FinancialAdvice #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

Richard & Jonathan recap their recent recruiting visit on the campus of Texas A&M University: There is hope for the next generation. Earnings season continues, discussion of Netflix and Lance's coffee rants. Anti-globalization & the China effect; the fallacy of International buys; "I love Lucy" & Vitametavegamin. Why fasting should be called slowing; Medicare Open Enrollment and changes in many plans: What happens when Medicare advantage plans go away; many supplemental benefits go un-used. Changes in Medicare prescription drug formularies. What happens if you don't make a choice ; the importance of healthcare literacy; health is connected to wealth. SEG-1: A&M & The Next Generation SEG-2: Coffee Tawk & The Fall of Globalization SEG-3: Medicare Open Enrollment changes for 2025 SEG-4: Healthcare Literacy & Connection to Wealth Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=JBwvNBeq0Bs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mentioned in this report: "The VIX And Market Climb: Should We Care?" https://realinvestmentadvice.com/the-vix-and-market-climb-should-we-care/ "Cava: A Hot Trend Comes At A Dear Cost To Investors" https://realinvestmentadvice.com/cava-a-hot-trend-comes-at-a-dear-cost-to-investors/ "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "Markets Will Trend Higher...Until they Don't" is here:  https://www.youtube.com/watch?v=PUMtRETZHK4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Volatility & The Market Climb: Should We Care?" https://www.youtube.com/watch?v=1ajA-yTT_NM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=485s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #COLA2025 #Medicare2025 #RetirementPlanning #SocialSecurityUpdate #FinancialAdvice #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

A brief recap of the VP-debate; market futures are lower in search of a catalyst, and dislike the uncertainty preceeding an election. Markets have pulled backk thanks to investor exhaustion; Oil prices are on the rise amid escalation of hostilities in the Middle East, creating short-term risks until resolved. The Port Strike isn't 'the thing' that will trigger markets. Look for alternative shipping as opportunities in which to invest (Daggett makes Jimmy Hoffa look good). The Status of Social Security: What happens if SS benefits are cut? Financial planning should not include/depend upon SS. Another Roberts' Saga: Lance forgets to take out the trash. The inability of the government to pass a budget (not since Obama in office). Who really pays the most in taxes? (Article link below) Why the tax code needs changing (but beware the consequences). SEG-1: Markets Prepare to Pullback to Rally SEG-2: Israel/Iran & Port Strike - This Isn't 'The Thing' SEG-3: The Status of Social Security SEG-4: Who Really Pays the Most Taxes? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=KBW83seGZd8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2840s ------- Articles mentioned in this report: "Tax Cuts – An Examination Of The 2017 TCJA Impact" https://realinvestmentadvice.com/tax-cuts-an-examination-of-the-2017-tcja-impact/ "The “Everything Market” Could Last A While Longer" https://realinvestmentadvice.com/the-everything-market-could-last-a-while-longer/ "Confidence Dichotomy – Consumers Vs. Investors" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Volatility Rises as Correction Nears" is here: https://www.youtube.com/watch?v=KBW83seGZd8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Our previous show is here: "How Long Can the 'Everything Market' Last?" https://www.youtube.com/watch?v=NXDkHBLrkRI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #IsraelIranWar #MiddleEast #CrudeOil #SocialSecurity #TaxCode #DockWorkersStrike #VPDebate #ConsumerConfidence #InvestorConfidence #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #Market

A brief recap of the VP-debate; market futures are lower in search of a catalyst, and dislike the uncertainty preceeding an election. Markets have pulled backk thanks to investor exhaustion; Oil prices are on the rise amid escalation of hostilities in the Middle East, creating short-term risks until resolved. The Port Strike isn't 'the thing' that will trigger markets. Look for alternative shipping as opportunities in which to invest (Daggett makes Jimmy Hoffa look good). The Status of Social Security: What happens if SS benefits are cut? Financial planning should not include/depend upon SS. Another Roberts' Saga: Lance forgets to take out the trash. The inability of the government to pass a budget (not since Obama in office). Who really pays the most in taxes? (Article link below) Why the tax code needs changing (but beware the consequences).  SEG-1: Markets Prepare to Pullback to Rally SEG-2: Israel/Iran & Port Strike - This Isn't 'The Thing' SEG-3: The Status of Social Security SEG-4: Who Really Pays the Most Taxes? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=KBW83seGZd8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2840s ------- Articles mentioned in this report: "Tax Cuts – An Examination Of The 2017 TCJA Impact" https://realinvestmentadvice.com/tax-cuts-an-examination-of-the-2017-tcja-impact/ "The “Everything Market” Could Last A While Longer" https://realinvestmentadvice.com/the-everything-market-could-last-a-while-longer/ "Confidence Dichotomy – Consumers Vs. Investors" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Volatility Rises as Correction Nears" is here:  https://www.youtube.com/watch?v=KBW83seGZd8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Our previous show is here: "How Long Can the 'Everything Market' Last?" https://www.youtube.com/watch?v=NXDkHBLrkRI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #IsraelIranWar #MiddleEast #CrudeOil #SocialSecurity #TaxCode #DockWorkersStrike #VPDebate #ConsumerConfidence #InvestorConfidence #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #Market

Today marks the 23rd anniversary of the World Trade Center attacks; it's Inflation Day and post-Debate day. Market volatility tends to increase prior to Presidential elections; why policy matters. CPI is expected to show a .2% increase (it's ALWAYS expected at .2%!) Oil prices are a function of supply & demand. CPI will most impact markets today, and factor into the Fed's rate decision next week. Volatility is the big market driver. What inflation is telling us about the economy; why falling inflation is not good for earnings. How companies are cutting wages (without cutting wages); Danny rants on the high cost of hotel coffee. A critique of government spending, and why "The Inflation Reduction Act" was anything but; a look at sector-based bankruptcies and the Solar Energy industry. Stop investing in companies you know nothing about. Private investors and private money are more efficient than government investments: The Day Care conundrum. A word or two on the presidential debate; 6 income alternatives for falling rate environment; demand notes; Risk annuities; closed-end funds. At what point should you liquidate bonds? SEG-1: Markets Increase Volatility Pre-Election SEG-2: What Inflation is Telling Us About the Economy SEG-3: Why "The Inflation Reduction Act" is Mis-labelled SEG-4: Income Alternatives as Rates Fall Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=0D5D2sxuJwQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "S&P 500 – A Bullish And Bearish Analysis" https://realinvestmentadvice.com/sp-500-a-bullish-and-bearish-analysis/ "Risks Facing Bullish Investors As September Begins" https://realinvestmentadvice.com/risks-facing-bullish-investors-as-september-begins/ "Long-Term Signals Suggest Lower Forward Returns" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "CPI: Will or Won't the Fed Cut Rates?" is here: https://www.youtube.com/watch?v=iArd3ktAw90&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Five Actions You Can Take to Minimize Risk" https://www.youtube.com/watch?v=gDSbAB_oXtc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #CPI #FederalReserve #InterestRates #MarketVolatility #PresidentialDebate #InflationReductionAct #OilPrices #GovernmentSpending #StockMarket2024 #MarketVolatility #InterestRates #InflationTrends #EconomicSlowdown #trading #RecessionRisks #InvestmentStrategies #BearMarket #PortfolioManagement #FinancialPlanning #StockBuybacks #RayKurzwell #TheAgeofSpiritualMachines #JobsReport #Employment #Technology #Markets #Money #Investing

Today marks the 23rd anniversary of the World Trade Center attacks; it's Inflation Day and post-Debate day. Market volatility tends to increase prior to Presidential elections; why policy matters. CPI is expected to show a .2% increase (it's ALWAYS expected at .2%!) Oil prices are a function of supply & demand. CPI will most impact markets today, and factor into the Fed's rate decision next week. Volatility is the big market driver. What inflation is telling us about the economy; why falling inflation is not good for earnings. How companies are cutting wages (without cutting wages); Danny rants on the high cost of hotel coffee. A critique of government spending, and why "The Inflation Reduction Act" was anything but; a look at sector-based bankruptcies and the Solar Energy industry. Stop investing in companies you know nothing about. Private investors and private money are more efficient than government investments: The Day Care conundrum. A word or two on the presidential debate; 6 income alternatives for falling rate environment; demand notes; Risk annuities; closed-end funds. At what point should you liquidate bonds? SEG-1: Markets Increase Volatility Pre-Election SEG-2: What Inflation is Telling Us About the Economy SEG-3: Why "The Inflation Reduction Act" is Mis-labelled SEG-4: Income Alternatives as Rates Fall Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=0D5D2sxuJwQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "S&P 500 – A Bullish And Bearish Analysis" https://realinvestmentadvice.com/sp-500-a-bullish-and-bearish-analysis/ "Risks Facing Bullish Investors As September Begins" https://realinvestmentadvice.com/risks-facing-bullish-investors-as-september-begins/ "Long-Term Signals Suggest Lower Forward Returns" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "CPI: Will or Won't the Fed Cut Rates?" is here:  https://www.youtube.com/watch?v=iArd3ktAw90&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Five Actions You Can Take to Minimize Risk" https://www.youtube.com/watch?v=gDSbAB_oXtc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #CPI #FederalReserve #InterestRates #MarketVolatility #PresidentialDebate #InflationReductionAct #OilPrices #GovernmentSpending #StockMarket2024 #MarketVolatility #InterestRates #InflationTrends #EconomicSlowdown #trading #RecessionRisks #InvestmentStrategies #BearMarket #PortfolioManagement #FinancialPlanning #StockBuybacks #RayKurzwell #TheAgeofSpiritualMachines #JobsReport #Employment #Technology #Markets #Money #Investing

Lance Roberts previews the next Fed meeting and rate drop predictions; 2-yr Treasury yields are reflective of rate expectations. Forward earnings revisions continue to ratchet downward; markets must reprice on expectations, impacting performance. Monday's market rally was a disappointment; MACD sell signal is still in place. There are still barriers and resistance in the way of markets moving higher. This is not a good time to buy bonds. Lance and Jon look at what happens to stocks when a company is added to the S&P 500; why you should never track to an index: They're not reality. Wall Street wants you perpetually upset because money movement and emotions create fees. Indexes do not pay fees or taxes. Five steps you can take to mitigate portfolio risk. Lance and Jon answer e-mail query about portfolio management and reasonable expectations: Can you create high yields in a low interest rate environment? SEG-1: Markets' Rally Disappoints SEG-2A: What Happens When Stock is Added to the S&P 500 SEG-2B: Five Steps You Can Take to Mitigate Portfolio Risk SEG-3: E-mail Q&A: Realistic Goals of Portfolio Management SEG-4: Why Financial Planning is All a Big Guess Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=gDSbAB_oXtc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "S&P 500 – A Bullish And Bearish Analysis" https://realinvestmentadvice.com/sp-500-a-bullish-and-bearish-analysis/ "Risks Facing Bullish Investors As September Begins" https://realinvestmentadvice.com/risks-facing-bullish-investors-as-september-begins/ "Long-Term Signals Suggest Lower Forward Returns" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets' Rally Disappoints" is here: https://www.youtube.com/watch?v=4RnurWaljp8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "A Rough Start to September" https://www.youtube.com/watch?v=RtRVT0cqwNg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket2024 #MarketVolatility #InterestRates #InflationTrends #EconomicSlowdown #trading #RecessionRisks #InvestmentStrategies #BearMarket #PortfolioManagement #FinancialPlanning #StockBuybacks #RayKurzwell #TheAgeofSpiritualMachines #JobsReport #Employment #Technology #Markets #Money #Investing

Lance Roberts previews the next Fed meeting and rate drop predictions; 2-yr Treasury yields are reflective of rate expectations. Forward earnings revisions continue to ratchet downward; markets must reprice on expectations, impacting performance. Monday's market rally was a disappointment; MACD sell signal is still in place. There are still barriers and resistance in the way of markets moving higher. This is not a good time to buy bonds. Lance and Jon look at what happens to stocks when a company is added to the S&P 500; why you should never track to an index: They're not reality. Wall Street wants you perpetually upset because money movement and emotions create fees. Indexes do not pay fees or taxes. Five steps you can take to mitigate portfolio risk. Lance and Jon answer e-mail query about portfolio management and reasonable expectations: Can you create high yields in a low interest rate environment?  SEG-1: Markets' Rally Disappoints SEG-2A: What Happens When Stock is Added to the S&P 500 SEG-2B: Five Steps You Can Take to Mitigate Portfolio Risk SEG-3: E-mail Q&A: Realistic Goals of Portfolio Management SEG-4: Why Financial Planning is All a Big Guess Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=gDSbAB_oXtc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "S&P 500 – A Bullish And Bearish Analysis" https://realinvestmentadvice.com/sp-500-a-bullish-and-bearish-analysis/ "Risks Facing Bullish Investors As September Begins" https://realinvestmentadvice.com/risks-facing-bullish-investors-as-september-begins/ "Long-Term Signals Suggest Lower Forward Returns" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets' Rally Disappoints" is here:  https://www.youtube.com/watch?v=4RnurWaljp8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "A Rough Start to September" https://www.youtube.com/watch?v=RtRVT0cqwNg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket2024 #MarketVolatility #InterestRates #InflationTrends #EconomicSlowdown #trading #RecessionRisks #InvestmentStrategies #BearMarket #PortfolioManagement #FinancialPlanning #StockBuybacks #RayKurzwell #TheAgeofSpiritualMachines #JobsReport #Employment #Technology #Markets #Money #Investing

It's a holiday-shortened trading week to kick off the new month: September & October tend to be weaker trading months. Look for light volume and the impact of the corporate buy back window open and closing; markets tend to de-risk ahead of elections. Markets closed Friday at July's all-time high amid much bullish optimism. Markets today could retest 20- 50-DMA for support. despite a loss of momentum, take caution to not become overly negative. Lance and Jonathan address viewer emails about searching for investment research platforms (a la Morningstar), and the meanings of stock ratings (who is the customer?)"Past performance is no guarantee of future results..." A more important "P" question is one of Philosophy of a firm. Look for survivability over time. Why you cannot ignore past performance; making up losses is not the same as making money. Why does Wall Street create more indexes? "Comparison is the root of all unhappiness." Moving money creates fees. The cost of swapping strategies (comparing performances). The difference in returns the difference in investors' place in life. Question about building a 5.1% return portfolio; looking at markets' true returns. What happens when "high yield" bonds mature? Dealing with risk in portfolios; looking at variable returns. 8% is great...until the market makes 11%. SEG-1: Markets Close at July Highs - Can they Keep it? SEG-2: Why Past Performance is No Guarantee SEG-3: Comparison Is the Root of All Unhappiness SEG-4: What Happens When "High Yield" Bonds Mature? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=AJ1a845sbL4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Risks Facing Bullish Investors As September Begins" https://realinvestmentadvice.com/risks-facing-bullish-investors-as-september-begins/ "Long-Term Signals Suggest Lower Forward Returns" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will Markets Break Higher or Lower?" is here: https://www.youtube.com/watch?v=ojxEbzU9heE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Can Social Security Clawback Your Payments?" https://www.youtube.com/watch?v=VG5OqhPFss4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketResiliency #MarketReturns #MarketBullishness #PastPerformance #NoGuarantee #PortfolioRisk #PortfolioComparison #HighYieldBond #Markets #Money #Investing

It's a holiday-shortened trading week to kick off the new month: September & October tend to be weaker trading months. Look for light volume and the impact of the corporate buy back window open and closing; markets tend to de-risk ahead of elections. Markets closed Friday at July's all-time high amid much bullish optimism. Markets today could retest 20- 50-DMA for support. despite a loss of momentum, take caution to not become overly negative. Lance and Jonathan address viewer emails about searching for investment research platforms (a la Morningstar), and the meanings of stock ratings (who is the customer?)"Past performance is no guarantee of future results..." A more important "P" question is one of Philosophy of a firm. Look for survivability over time. Why you cannot ignore past performance; making up losses is not the same as making money. Why does Wall Street create more indexes? "Comparison is the root of all unhappiness." Moving money creates fees. The cost of swapping strategies (comparing performances). The difference in returns  the difference in investors' place in life. Question about building a 5.1% return portfolio; looking at markets' true returns. What happens when "high yield" bonds mature? Dealing with risk in portfolios; looking at variable returns. 8% is great...until the market makes 11%.  SEG-1: Markets Close at July Highs - Can they Keep it? SEG-2: Why Past Performance is No Guarantee SEG-3: Comparison Is the Root of All Unhappiness SEG-4: What Happens When "High Yield" Bonds Mature? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=AJ1a845sbL4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Risks Facing Bullish Investors As September Begins" https://realinvestmentadvice.com/risks-facing-bullish-investors-as-september-begins/ "Long-Term Signals Suggest Lower Forward Returns" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will Markets Break Higher or Lower?" is here:  https://www.youtube.com/watch?v=ojxEbzU9heE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  ------- Our previous show is here: "Can Social Security Clawback Your Payments?" https://www.youtube.com/watch?v=VG5OqhPFss4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketResiliency #MarketReturns #MarketBullishness #PastPerformance #NoGuarantee #PortfolioRisk #PortfolioComparison #HighYieldBond #Markets #Money #Investing

Market Resiliency: It's always about the Fed. Nvidia and the AI story is still alive; Treasuries are overbought; Dollar General and Big Lots are struggling, surprisingly; where are the cracks in the economy? THe unwinding of the Tech sector, and how Google lets you know you're fired. The push to working longer; more and more are depending more and more on Social Security. legislation introduced to prevent SS clawbacks after 3-years: Is it a good idea? Why small towns are paying people to move there; living in a Dollar General, old food & Twinkies. How to boost credit scores without borrowing money; Zillow credit reporting for rent payments; how the credit scoring formulas are changing; how FICO figures credit scores. Credit building strategies w FinTech credit cards. Dating questions, credit scores, and dating apps; the trend towards renting; credit builder cards; Credit breaches & Cyber Security. SEG-1: Market Resiliency - It's Always About the Fed SEG-2: Is Limiting Social Security Clawbacks a Good Idea? SEG-3A: Getting Paid to Move to Small Towns SEG-3B: Boosting Credit Scores Without Borrowing Money SEG-4: Credit Building Strategies that Work Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=VG5OqhPFss4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Yield Curve Shifts Offer Signals For Stockholders" https://realinvestmentadvice.com/yield-curve-shifts-offer-signals-for-stockholders/ "Overbought Conditions Set Up Short-Term Correction" https://realinvestmentadvice.com/overbought-conditions-set-up-short-term-correction/ "Signals Suggest Bulls Trump Bears…For Now." https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Nvidia Knocks the Cover off the Ball " is here: https://www.youtube.com/watch?v=2e1WEWVHDKs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is Nvidia Priced for Perfection?" https://www.youtube.com/watch?v=JtS6mftSN0Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketResiliency #Nvidia #PrivateEquity #AIcompanies #FinancialMarkets #TechnologyInvestment #PublicCompanies #FutureTechTrends #InvestmentRisk #Opportunities #TechBirth #MarketEntry #Innovation #InvestmentAdvice #NextBigCompany #FederalReserve #InterestRates #SocialSecurity #PaymentClawbacks #DollarGeneral #BigLots #CreditScores #CreditCards #FinTechCards #FICO #Zillow #Renting #Markets #Money #Investing

Market Resiliency: It's always about the Fed. Nvidia and the AI story is still alive; Treasuries are overbought; Dollar General and Big Lots are struggling, surprisingly; where are the cracks in the economy? THe unwinding of the Tech sector, and how Google lets you know you're fired. The push to working longer; more and more are depending more and more on Social Security. legislation introduced to prevent SS clawbacks after 3-years: Is it a good idea? Why small towns are paying people to move there; living in a Dollar General, old food & Twinkies. How to boost credit scores without borrowing money; Zillow credit reporting for rent payments; how the credit scoring formulas are changing; how FICO figures credit scores. Credit building strategies w FinTech credit cards. Dating questions, credit scores, and dating apps; the trend towards renting; credit builder cards; Credit breaches & Cyber Security. SEG-1: Market Resiliency - It's Always About the Fed SEG-2: Is Limiting Social Security Clawbacks a Good Idea? SEG-3A: Getting Paid to Move to Small Towns SEG-3B: Boosting Credit Scores Without Borrowing Money SEG-4: Credit Building Strategies that Work Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=VG5OqhPFss4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Yield Curve Shifts Offer Signals For Stockholders" https://realinvestmentadvice.com/yield-curve-shifts-offer-signals-for-stockholders/ "Overbought Conditions Set Up Short-Term Correction" https://realinvestmentadvice.com/overbought-conditions-set-up-short-term-correction/ "Signals Suggest Bulls Trump Bears…For Now." https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Nvidia Knocks the Cover off the Ball " is here:  https://www.youtube.com/watch?v=2e1WEWVHDKs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is Nvidia Priced for Perfection?" https://www.youtube.com/watch?v=JtS6mftSN0Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketResiliency #Nvidia #PrivateEquity #AIcompanies #FinancialMarkets #TechnologyInvestment #PublicCompanies #FutureTechTrends #InvestmentRisk #Opportunities #TechBirth #MarketEntry #Innovation #InvestmentAdvice #NextBigCompany #FederalReserve #InterestRates #SocialSecurity #PaymentClawbacks #DollarGeneral #BigLots #CreditScores #CreditCards #FinTechCards #FICO #Zillow #Renting #Markets #Money #Investing

Lance Roberts examines the cause and effect phenomenon of public policy and outcomes, rhetoric and promises; who'll control the House & Senate have more bearing on future legislation promised vs passed. Market breadth is expanding, which bodes well for bullish trends. Most of markets' lift is coming from stock buy back activity. Interesting observation about the category luanches of ETF's: Most are derivative-based, adding risk for investors. Why your portfolio performance may be disappointing (how we screwed up the financial system). Lance and Danny discuss the performance gap between retail investors and the big funds: It's all about weighting. Markets today are built for pricing momentum. Focusing on risk mitigation to protect your portfolio from negative impacts over time. When someone promises you'll double your money...or not? There are promises and then there's reality. In answer to a YouTube chat comment, Lance discusses the false concept of market compounding. SEG-1: Market Breadth Expands SEG-2: Why Portfolio Performance Sucks (How We Screwed Up the Financial System) SEG-3: The Performance Gap Between Investors vs Funds SEG-4: Double Your Money...or not Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=Eno3BQhPGi4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Market Decline Over As Investors Buy The Dip" https://realinvestmentadvice.com/market-decline-over-as-investors-buy-the-dip/ "Economic Growth Myth & Why Socialism Is Rising" https://realinvestmentadvice.com/economic-growth-myth-why-socialism-is-rising/ "Share Repurchases End The Market Correction" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "The Effect of the Zweig Breadth Thrust" is here: https://www.youtube.com/watch?v=MnvEjAwTBbY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Shall the Young Secure (Their Finances)" https://www.youtube.com/watch?v=_-OidFl3g4M&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RiskMitigation #InvestmentAdvice #AverageRateOfReturn #PortfolioImpact #RiskAvoidance #LossPrevention #FinancialStrategy #InvestmentProducts #StockMarket #FinancialPlanning #PortfolioManagement #DownsideRisk #MarketVolatility #InvestmentStrategy #RiskAssessment #InvestmentPortfolio #FinancialConsiderations #WealthManagement #ManagingRisk #DownsideProtection #MarketReturns #FinancialSecurity #Markets #Money #Investing

Lance Roberts examines the cause and effect phenomenon of public policy and outcomes, rhetoric and promises; who'll control the House & Senate have more bearing on future legislation promised vs passed. Market breadth is expanding, which bodes well for bullish trends. Most of markets' lift is coming from stock buy back activity. Interesting observation about the category luanches of ETF's: Most are derivative-based, adding risk for investors. Why your portfolio performance may be disappointing (how we screwed up the financial system). Lance and Danny discuss the performance gap between retail investors and the big funds: It's all about weighting. Markets today are built for pricing momentum. Focusing on risk mitigation to protect your portfolio from negative impacts over time. When someone promises you'll double your money...or not? There are promises and then there's reality. In answer to a YouTube chat comment, Lance discusses the false concept of market compounding. SEG-1: Market Breadth Expands SEG-2: Why Portfolio Performance Sucks (How We Screwed Up the Financial System) SEG-3: The Performance Gap Between Investors vs Funds SEG-4: Double Your Money...or not Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=Eno3BQhPGi4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Market Decline Over As Investors Buy The Dip" https://realinvestmentadvice.com/market-decline-over-as-investors-buy-the-dip/ "Economic Growth Myth & Why Socialism Is Rising" https://realinvestmentadvice.com/economic-growth-myth-why-socialism-is-rising/  "Share Repurchases End The Market Correction" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "The Effect of the Zweig Breadth Thrust" is here:  https://www.youtube.com/watch?v=MnvEjAwTBbY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Shall the Young Secure (Their Finances)" https://www.youtube.com/watch?v=_-OidFl3g4M&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RiskMitigation #InvestmentAdvice #AverageRateOfReturn #PortfolioImpact #RiskAvoidance #LossPrevention #FinancialStrategy #InvestmentProducts #StockMarket #FinancialPlanning #PortfolioManagement #DownsideRisk #MarketVolatility #InvestmentStrategy #RiskAssessment #InvestmentPortfolio #FinancialConsiderations #WealthManagement #ManagingRisk #DownsideProtection #MarketReturns #FinancialSecurity #Markets #Money #Investing

Investors are waiting for this week's Jackson Hole confab, and will respond accordingly; when will markets take a breather? The DNC begins with economic nonsense. You cannot fix poverty by giving money away. Markets' rally straight up for eight days; pullback is coming: This is no time to chase stocks. Why the correction is over; three elements of economic uncertainty. Lance answers an email about helping youth prepare financially; the financial order of operations. Say no to credit card debt! You don't need it for a good credit score. Truth About Credit Scores: Do You Really Need Credit Cards? Pay your bills on time and have the money talk with your kids. What Lance would do if he was younger: aggressive saving early. Max out your 401K every year for financial growth! Invest in S&P 500 index and watch your savings grow. Start early! SEG-1: Waiting for Jackson Hole - Markets Will Respond SEG-2: Three Elements of Economic Uncertainty SEG-3: How Shall the Young Secure (Their Finances) SEG-4: What I Would Do if I Was Younger Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=_-OidFl3g4M&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Market Decline Over As Investors Buy The Dip" https://realinvestmentadvice.com/market-decline-over-as-investors-buy-the-dip/ "Economic Growth Myth & Why Socialism Is Rising" https://realinvestmentadvice.com/economic-growth-myth-why-socialism-is-rising/ "Share Repurchases End The Market Correction" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "8-20-24 This is No Time to Chase Stocks" is here: https://www.youtube.com/watch?v=jpTrQgCZPPY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Unpacking Kamalanomics and Economic Cycles in America" https://www.youtube.com/watch?v=mH-elSd8FHQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #KamalaHarris #PriceGouging #Kamalanomics #FinancialSecurity #CreditCards #CreditScore #UtilityBills #Rent #CarNote #FinancialAdvice #Parents #YoungAdults #Conversations #MoneyManagement #FinanceTips #Maximize #401KContribution #SP500Index #DollarCostAveraging #FullMatch #FinancialPlanning #LongTermInvestment #RetirementSavings #401KStrategy #FinancialAdvice #Markets #Money #Investing

Investors are waiting for this week's Jackson Hole confab, and will respond accordingly; when will markets take a breather? The DNC begins with economic nonsense. You cannot fix poverty by giving money away. Markets' rally straight up for eight days; pullback is coming: This is no time to chase stocks. Why the correction is over; three elements of economic uncertainty. Lance answers an email about helping youth prepare financially; the financial order of operations.  Say no to credit card debt! You don't need it for a good credit score.  Truth About Credit Scores: Do You Really Need Credit Cards? Pay your bills on time and have the money talk with your kids. What Lance would do if he was younger: aggressive saving early. Max out your 401K every year for financial growth! Invest in S&P 500 index and watch your savings grow. Start early! SEG-1: Waiting for Jackson Hole - Markets Will Respond SEG-2: Three Elements of Economic Uncertainty SEG-3: How Shall the Young Secure (Their Finances) SEG-4: What I Would Do if I Was Younger Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=_-OidFl3g4M&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Market Decline Over As Investors Buy The Dip" https://realinvestmentadvice.com/market-decline-over-as-investors-buy-the-dip/ "Economic Growth Myth & Why Socialism Is Rising" https://realinvestmentadvice.com/economic-growth-myth-why-socialism-is-rising/  "Share Repurchases End The Market Correction" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "8-20-24 This is No Time to Chase Stocks" is here:  https://www.youtube.com/watch?v=jpTrQgCZPPY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Unpacking Kamalanomics and Economic Cycles in America" https://www.youtube.com/watch?v=mH-elSd8FHQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #KamalaHarris #PriceGouging #Kamalanomics #FinancialSecurity #CreditCards #CreditScore #UtilityBills #Rent #CarNote #FinancialAdvice #Parents #YoungAdults #Conversations #MoneyManagement #FinanceTips #Maximize #401KContribution #SP500Index #DollarCostAveraging #FullMatch #FinancialPlanning #LongTermInvestment #RetirementSavings #401KStrategy #FinancialAdvice #Markets #Money #Investing

Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to https://TodaysMarketExplained.com/   With the first half of 2024 now over, how has the market performed overall? Are there brighter sights up ahead? What's next for the economy on an election year? Jack Walsh is back with us to talk about the latest in the market and more. In this episode, Brian and Jack discuss: 1. Downtown Office Vacancies Surge: What Investors Need to Know 2. Bringing Tech Jobs Home 3. Insights from High-Performing Investment Models 4. Monitoring the US Dollar and Bond Market Dynamics Follow us here to see short videos of all our best investing tips: TikTok: https://www.tiktok.com/@todaysmarketexplained   Instagram: https://www.instagram.com/TodaysMarketExplained YouTube: https://www.youtube.com/@todaysmarketexplained  Facebook: https://www.facebook.com/TodaysMarketExplained Twitter: https://twitter.com/PodcastTME Website: https://todaysmarketexplained.com/  DISCLAIMER: This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov

Hey, kids--what day is it? Lance reorients himself and shares foreigners' perspectives of the U.S. Advice: Avoid the negativity and don't feed the fear. Looking at astronomical rotation from Large- to Small-cap stocks over the past five days: Russell 2000 is elevated by 4.4 standard deviations from its moving average. Markets needed a healthy rotation, and this is actually bullish in creating more breadth in markets. Bad Coffee & YouTube audio; What are the odds for a Fed rate cut in September? Michael Lebowitz joins the conversation: Is inflation "back in the range?" Markets are giving the Fed a green light to cut rates. Are we back to a pre-Covid economy with 5% rates? It's important to separate our personal views from what the markets pay attention to (Government numbers). Is sentiment shifting? Markets are very reflexive. Is the Small-cap chase sustainable? Markets are not responding to Trump/Vance: it's about excess liquidity looking for someplace to go. Michael review's Alan Greenspan's "Irrational Exuberance" thesis then vs now. The internet DID change the world and affected economic growth. What will AI outcomes be? Lance intones the importance of credit spreads as leading indicators; their pick up is worth paying attention to. SEG-1: Others' Perspectives of the US, Markets' Perspective of Astronomical Rotation? SEG-2: Are We Back to a Pre-COVID Economy? SEG-3: Is the Small-cap Chase Sustainable? SEG-4: Are Markets Re-experiencing Irrational Exuberance? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=MUbIu4YZlO0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mentioned in this report: "Irrational Exuberance Then And Now" https://realinvestmentadvice.com/irrational-exuberance-then-and-now/ "Fed Rate Cuts – A Signal To Sell Stocks And Buy Bonds?" https://realinvestmentadvice.com/fed-rate-cuts-a-signal-to-sell-stocks-and-buy-bonds/ "The “Broken Clock” Fallacy & The Art Of Contrarianism" https://realinvestmentadvice.com/the-broken-clock-fallacy-the-art-of-contrarianism/ "Put Options – Nobody Wants Them" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Astronomical Rotation from Large to Small Cap" is here: https://www.youtube.com/watch?v=5yFSeF0LxIk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Avoiding the Sexy Stock Plays" https://www.youtube.com/watch?v=BBh7AGlIQsY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AlanGreenspan #IrrationaExuberance #MarketRotation #AI #CreditSpreads #PortfolioBalance #SexyStocks #MagnificentSeven #2024Election #MonetaryPolicy #JeromePowell #JamieDimon #RateCuts #Bonds #TenYearTreasury #FedFundsRate #TreasuryYields #FallingYields #HighCorrelation #RateCuttingEnvironment #FederalReserve #EconomicPolicy #MarketTiming #InvestingStrategies #PortfolioManagement #BuyingTheDip #StockMarket #InvestmentTiming #CashManagement #MarketMoves #StrategicInvesting #FinancialTips #InvestmentDecisions #StockPortfolio #FinancialMarkets #MaximizingCash #Buying shares #BetterPrice #Market#Entry #MarketExit #InvestmentAdvice #Markets #Money #Investing

ay-3 of the RNC convention: Markets are already beginning to shift in anticipation of a presumed presidency and policies, with an eye on taxation and monetary policy. Donald Trump has said he will allow Jerome Powell to finish his term as Fed Chair, with Jamnie Dimon as Treasury Secretary. Meanwhile, we're watching major moves in the Russell 2000 with rotational trades in anticipation of election outcome. Will there be an October Surprise? Market Futures are sharply down ahead of this morning's open. Lance's Air BNB, mew house, and Hurricane aftermath. Avoiding the sexy trades, the Mag-7 effect, and concentrated portfolio risks. What does the Buffett Indicator tell us (a horrible, short-term indicator)? The value in maintaining balance with "boring" stocks. Cathie Woods' tweet on tax losses as assets; Retail Sales analysis & raw NSA numbers are weaker than expressed; watch for downward revisions. 40% of Russell 2000 are unprofitable companies, heavily indebted, and unable to generate stock buy backs. What to do when a company stock falls out of favor: avoiding psychological traps. Remembering dividend performance; how to tell if a company is strong. SEG-1: Markets Prepare for Presumed Presidency SEG-2: Effects of Mega-Caps & Avoiding sexy trades SEG-3A: Cathie Woods' Tax Losses & Assets SEG-3B: Retail Sales & RAW NSA Numbers SEG-4: What to Do When Stocks Fall Out of Favor Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=BBh7AGlIQsY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s ------- Articles mentioned in this report: "Fed Rate Cuts – A Signal To Sell Stocks And Buy Bonds?" https://realinvestmentadvice.com/fed-rate-cuts-a-signal-to-sell-stocks-and-buy-bonds/ "The “Broken Clock” Fallacy & The Art Of Contrarianism" https://realinvestmentadvice.com/the-broken-clock-fallacy-the-art-of-contrarianism/ "Put Options – Nobody Wants Them" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "The Rotation Continues " is here: https://www.youtube.com/watch?v=6m1gmdLmwuU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Relationship Between Fed Rate Cuts and Treasury Yields Explained" https://www.youtube.com/watch?v=bnFVM2_njAE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PortfolioBalance #SexyStocks #MagnificentSeven #2024Election #MonetaryPolicy #JeromePowell #JamieDimon #RateCuts #Bonds #TenYearTreasury #FedFundsRate #TreasuryYields #FallingYields #HighCorrelation #RateCuttingEnvironment #FederalReserve #EconomicPolicy #MarketTiming #InvestingStrategies #PortfolioManagement #BuyingTheDip #StockMarket #InvestmentTiming #CashManagement #MarketMoves #StrategicInvesting #FinancialTips #InvestmentDecisions #StockPortfolio #FinancialMarkets #MaximizingCash #Buying shares #BetterPrice #Market#Entry #MarketExit #InvestmentAdvice #Markets #Money #Investing

Lance Roberts begins with an earnings and economic reports preview; there is now a 90% chance of the Fed cutting rates sooner than later, and odds-makers now expecte three rate cuts. Small- and Mid-cap stocks are now three standard deviations above their averages; might be time to take profits. Lance explains the correlation between Fed funds rate adjustments and bond performance, the relationship between Fed rate cuts and bond performance; analysis of the ten-year treasury versus the Fed funds rate; high correlation between Fed fund cuts and falling ten-year treasury yields; expected trends when the Fed starts cutting rates; implications for investors during a rate cutting environment. More economic previews; Lance and Jon discuss advisor fees and what you're getting (no not). SEG-1: Earnings & Retail Sales Preview: Time to Take Profits? SEG-2: Chances for a Rate Cut? SEG-3: Invesetor Mistakes: There Are No Permanent Assets SEG-4: The Question of Fees & What You're Getting - or not Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=bnFVM2_njAE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mentioned in this report: "Fed Rate Cuts – A Signal To Sell Stocks And Buy Bonds?" https://realinvestmentadvice.com/fed-rate-cuts-a-signal-to-sell-stocks-and-buy-bonds/ "The “Broken Clock” Fallacy & The Art Of Contrarianism" https://realinvestmentadvice.com/the-broken-clock-fallacy-the-art-of-contrarianism/ "Put Options – Nobody Wants Them" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Time to Take Profits?" is here: https://www.youtube.com/watch?v=6sM-c7jumqs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The “Broken Clock” Fallacy & The Art Of Contrarianism" https://www.youtube.com/watch?v=WYe_X26mids&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RateCuts #Bonds #TenYearTreasury #FedFundsRate #TreasuryYields #FallingYields #HighCorrelation #RateCuttingEnvironment #FederalReserve #EconomicPolicy #MarketTiming #InvestingStrategies #PortfolioManagement #BuyingTheDip #StockMarket #InvestmentTiming #CashManagement #MarketMoves #StrategicInvesting #FinancialTips #InvestmentDecisions #StockPortfolio #FinancialMarkets #MaximizingCash #Buying shares #BetterPrice #Market#Entry #MarketExit #InvestmentAdvice #Markets #Money #Investing