Podcasts about Principal

Sometimes, being the best asset on the market is not the best option. Listen to this episode's guest to know why!   Alex Moore is the Founder and Principal at Greywhale Capital, a private equity firm focused on commercial multifamily. Graduate of University of Pennsylvania, Alex has over 10 years of experience in medicine and has taken her keen attention to detail to her full-time focus on commercial multifamily. Alex is a seasoned multifamily investor and is head of acquisitions and asset management at Greywhale Capital, which has doubled in AUM year over year since its inception in 2019. She works with close partners nationwide to secure assets that are tax-advantaged, stable, and will bring consistent returns for Greywhale Capital's investors. Her number one focus is acquiring assets that are the best opportunities to meet the investment goals of Greywhale Capital's investors.   Alex shares her journey into real estate investing, starting with one duplex and now owning and managing large multifamily properties. She emphasizes the importance of niche selection when starting out in real estate and the importance of understanding your investor base and cash flow play. More than being the best, Alex aims to be the affordable option in the market.     [00:01 - 06:52] Niching Down Alex on how she started on real estate Finding a niche in Multifamily Class B assets Why Class B is the most recession-resistant  Looking for opportunities in markets within markets Focusing on a certain tenant class that could sustain additional amenities   [06:53 - 16:15] Their Keys to Success Always ask more questions Don't over-renovate Improve turnaround time Make sure the rent comps are correct Hire team members who are aligned with the company's mission Shift your mindset when it comes to raising capital   [16:16 - 17:06] Closing Segment Reach out to Alex! Links Below Final Words Tweetable Quotes   “One of the keys to success has been improving our turnaround time on underwriting and getting really responsive with brokers. Because I think that's the thing that is the easiest to let slip, but it is one of the key differentiators to when you're putting in offers.” - Alex Moore “Don't get the best product on the market. I think you need to get something that's a little bit under that… But don't be the best thing on the block. Because we don't shoot for those tenants. They totally exist. But when the market gets harder to pay for things, they're going to look for a more affordable option. And I want to be that affordable option.” - Alex Moore “I think you don't realize how powerful that is until you start reaching out. I think also shifting from the mindset of ‘I'm asking for money' to ‘give me an opportunity for an investment' is very helpful.” - Alex Moore -----------------------------------------------------------------------------   Connect with Alex! Visit the Greywhale Capital website or email her at alex@greywhalecapital.com. Follow her on LinkedIn and Instagram.   Connect with me:   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook   LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below: Alex Moore  00:00 One of the keys to success has been improving our turnaround time on underwriting and getting really responsive with brokers. Because I think that's the thing that is the easiest to let slip, but it is one of the key differentiators to when you're putting in offers.   Intro  00:15 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big.     Sam Wilson  00:27 Alex Moore is the founder of Greywhale Capital, a real estate private equity investment firm in San Francisco. She was a nurse practitioner, though I think she's still licensed. But she started investing in real estate while working full time and now runs Greywhale Capital. They acquire tax-advantaged multifamily assets in landlord-friendly states and help accredited investors place capital in those assets. Alex, that's a mouthful. Welcome to the show.   Alex Moore  00:50 Thank you so much for having me. I really appreciate it. And yes, that was a mouthful. You did very well. And I am still licensed but I do not currently practice.   Sam Wilson  00:59 Gotcha. Three questions I ask every guest who comes to the show: in 90 seconds or less, can you tell me where did you start? Where are you now? And how did you get there?   Alex Moore  01:06 So I started with one duplex and got there by just starting in my hometown, was remote investing at that time, but I knew it really well. And I wanted to get something for a future college fund. So I decided hey, I'm gonna get and get this duplex. I didn't have any kids at the time, but I was like it'll be a great investment and, you know, some stability outside of the stock market. And then now I do large multifamily. So I just made my most recent close, was on a 330-unit in Houston. So big progress from there.   Sam Wilson  01:34 So wow, that is a lot of progress. What were some of the key iterations of your business along the way?   Alex Moore  01:41 Yeah, took me a little bit to choose multifamily and niche down into it. So I think this happens for a lot of people who like real estate and get into it, you try a little bit of everything, like a little potpourri. So it took a little bit of time for me to find the thing that I liked the best. So we did short-term rentals for a little bit, I did a triple net industrial space. And I also did retail for like a retail center where you have fun to triple net leases. So we learned the ins and outs of that explored mobile home park storage units, but realize my risk tolerance really fits with multifamily. And I also realized that what type of multifamily is my favorite. That also takes a little bit to niche down on as well.   Sam Wilson  02:17 Type of multifamily?   Alex Moore  02:18 Yeah, you think a lot of people think okay, apartment buildings, you know, you can get an apartment building and that crosses the box. But when you start digging in there, there are a bunch of different vantages. There's a bunch of different business plans you do on those and the returns look different based on what your plans are. And is this a cash flow play? Or is this something where you're just making huge alpha and then gonna go into the next asset? So you track different investors for each play. And you find that there's advantages to some and disadvantages to others. And so that's what took some time to find that as well. My focus primarily on Class B, the reason why I do Class B rather than Class C or Class A, is because that has, I think, the most recession-resistant tenant base because they can afford rent they can afford their payments are good at doing both of those, and they will pay for the extras. So when you do a value add program, that's the tenant class that really will pay for those.   Sam Wilson  03:13 Now Class B multifamily is like plain vanilla for the real estate, multifamily investor. Everybody, there's no disagreements on, everybody can handle it. Everybody wants it. How are you finding opportunity in that?   Alex Moore  03:29 Yes. I think when you hear people, they're like, this is what I want Class B, I want it to be an..   Sam Wilson  03:34 Plus value add multifamily more than 150 doors. I'm like you and the rest of America. So how are you finding deals?   Alex Moore  03:43 So submarkets, so I get really specific on what my market is within the market. So a lot of people say general areas, or they say I will buy anywhere in the Sunbelt, or I'll buy anywhere in Texas. You're not gonna get deal flow that way. And you're not going to be able to get really competitive on your pricing or on your rent projections. So find the submarket within your market, and really know that zip code and then know your supply chain. One of the big things is folks will purchase and not realize where new developments coming in. I'm finding new development, I actually think it's really helpful if it's already in place. But if you're going to be supplied ou,t if there's going to be a bunch of new build coming in, and you're putting in a value add program and there's Class A coming in... the market and then you're not gonna be able to hit your mark projections.   Sam Wilson  04:28 Right. That's a really valuable point there. Tell me about the term resiliency. What does that mean to you?   Alex Moore  04:35 For an asset or for myself?    Sam Wilson  04:38 Whatever.    Alex Moore  04:39 Yeah, I think when we're talking about an asset, I think it's important that your asset is resilient to the market changes because especially right now, and we're dealing with debt going up, we're dealing with inflation, and we're not sure if wages are going to keep up with that. Your asset needs to be not the best thing. Don't get the best product on the market. I think you need to get something that's a little bit under that. I mean, it's been performing as well as it could have. Maybe it's an operational issue, maybe it's management on site. And then you look at where can I get that asset to be better and perform better, but not be the best thing on the block. Because we don't shoot for those tenants. They totally exist. But when the market gets harder to pay for things, they're gonna look for a more affordable option. And I want to be that affordable option.   Sam Wilson  05:25 Right, absolutely. We've talked about all the time here on this show is when wage growth does not keep up with inflation. And even maybe, if there's a market correction, and people start doubling up, and then you know, rent projections can't be met. And all those things start to compound, what are you doing to protect yourself and your investments right now?   Alex Moore  05:46 Yep, exactly. One of the things that I focus on is, is it a tenant class that could sustain some additional amenities. So when you're in class C, they're not going to really sustain additional amenities like valet trash type packages, or adding an A backslash, they'd like it. But it's really not something they're going to pay for, it's going to be something that is assumed to be lumped in with your rent. So you can pull in those extra things because you're in a good market, where that is a demand, it's not always a given. But if you provide that that would be an extra lever. What I love about that is you can add those in, but it doesn't have to be part of your normal project plan. You're gonna go in have your interior next year upgrade plan, we have these additional things, you can also add in that provide you more levers to pull. Another one that I really love, which I think is discounted, people don't really think about it, but as a tenant storage is always an issue. And so if you provide competitive storage on-site, that's a huge thing. If you don't have to go down the street and pay $90 a unit, and you can offer something on site for 50 to $60. That's awesome. And then I've got another revenue stream for really an affordable build cost.   Sam Wilson  06:52 Yeah, absolutely. Tell us about when I say to you that messing up is okay. What does that mean to you?   Alex Moore  06:58 So, I think I'm leaning towards, I'm an analyst, and I also lean towards perfectionist. So if I don't have the answer, or if I don't have a plan for it, it makes me very uncomfortable. So I create a plan that's A, B, and C. And that gives you a way where if plan A doesn't work, you got Plan B and C. So it's okay if plan A doesn't work out because you got it back up. And also, you know, real estate in general is pretty resilient as an asset to invest in, because we've got ideally, so many ways that you can make it profitable. And you can hold longer if you need to, if you've got good financing terms. So you know, there's ways to mitigate it, you have to have a good plan and a good operator who's made sure that those contingencies are in place. But I think a lot of folks say I'm not gonna invest in real estate because there's too many unknowns. And I'm too concerned about X, Y, & Z things. And I think it's better to jump in and do it than to avoid it as an entire thing. So one of the best things to mitigate that anxiety is to, like, ask more questions, and more knowledge that you know, but then at some point, you got to jump in and do it.   Sam Wilson  08:03 What are some things you feel like you have messed up? But yeah, it turned out all right, in the end.   Alex Moore  08:09 Yeah, one of the things that and that's part of why I chose Class B as I started in class C, and I found it so easy to over-renovate, so you can spend more on these assets because they need it. And there's a lot of skeletons in the closet for deferred maintenance. And that goes very quickly when it comes to CapEx, and then on top of it, then you need to get your interiors updated so that you can get better rents, but it's very easy to over-renovate those units, and then you won't get those rents there.   Sam Wilson  08:38 Right, yeah, no, that's absolutely true. It's very easy to over-renovate. And it's also very easy to blow your budget, just bringing them up to something habitable.   Alex Moore  08:47 Exactly, something that meets good.   Sam Wilson  08:50 Right. It's not even maybe that you're putting in granite countertops and stainless steel appliances, it just gonna take you more money than what you budgeted for. That's a really good point. And how many of those Class C properties did you buy before you said, maybe I'm in the wrong spot?   Alex Moore  09:04 One.    Sam Wilson  09:08 Good for you. Yeah, you stuck strictly, you've done a whole bunch of different, you said you've done short term rentals, you've done triple net leases. But now you're solely multifamily. Is that right?   Alex Moore  09:18 That's correct. Yep. And part of the reason for that is, I think industrial has a great play there. If you're in the market, you know, you're leasing brokers, because it's all about those leases, getting the right tenants in. And when you're locked into a lease, it's a five to 10-year term. So you need to make sure that your rent bumps are in there, and if they don't pay, your values down, so I think there's a little bit for me more concern. If you get an anchor tenant and you're dealing with a national tenant, certainly they have, you know, they're accredited so they will pay, but they also are really competitive on the lease renewals. So you're not going to make as much on your returns. So that's one of the reasons why I pivoted out of industrial. I know a lot of people are playing in that space, more power to the, because I think it is a good space, if you can be the person who can take a building and lease it up to market. And you know, the people on you know the tenants to put in there.   Sam Wilson  10:08 What has been one of the keys to success for you and for your team?   Alex Moore  10:12 So one of the keys to success has been improving our turnaround time on underwriting and getting really responsive with brokers, because I think that's the thing that is the easiest to let slip, but it is one of the key differentiators to when you're putting an offer. So we do a turnaround time and we're getting faster at it or doing a turnaround time in under a week. And I think you can get there, the big guys are doing it in a day. That's where my goal is, is that we'll get there in a day. But I think if you're able to say you put in a verbal and then you put in an LOI within that week timeframe, that's a big differentiator.   Sam Wilson  10:47 When you think about that, you're compressing timeline, what do you think some of the things you guys are gonna have to implement that will make that possible?   Alex Moore  10:56 The biggest linchpin is making sure your rent comps are correct, because I think it all comes down to that. Everything else is gravy, it's great that you need to make sure that your rents are 100% accurate. So having a really good property management partner who can verify your rents and turn that around quickly is important. And then also having enough people to be able to call and verify rents on the ground. And it's just manpower, and it's just getting it done. So picking up the phone, making sure that your rents are accurate. I mean, you can use Yardi and CoStar as well. But I want to make sure that mine is the best for right now what's happening.   Sam Wilson  11:30 Right so it sounds like you use, you already in CoStar initially as a kind of a soft pass. But then yeah, you're gonna actually get out there, boots on the ground and hit the phones and find out what other rent comps are in the area.   Alex Moore  11:42 That's correct. Yep. And so that time spent is valuable. But that is, you know, sometimes people don't pick X, sometimes you don't need an answering machine. And those are actually good indicators to have how well are those managed in the area. So I like it as a soft check to for Hey, what's the competition? You're here? Alright, hey, folks that are hungry to get people into units or are they fall and it doesn't really matter. So maybe they're not pushing rent, or maybe the demands in that area are so high that the all area buildings, they don't have anything available? These are all great things to pick up while you're doing that calls.   Sam Wilson  12:12 Right. Yeah, getting your rent comps figured out in a shorter fashion. You feel like otherwise, you could get this turned around in the day yourself. No big deal.    Alex Moore  12:21 Yes, if we can get the rent comps verified that night, usually that's like, you know, 24 or 48 hour and then making sure our PM does a pass on it too. So then it turns into like three days. And that part is like oh, man would love to speed that up.   Sam Wilson  12:35 Right. Tell me about your team. What is it been like to build a team? And then also tell me about your experience raising money.   Alex Moore  12:44 Yeah, so building a team takes time, I think it's easy to hire quickly. But what I've learned is to hire slow, do multiple phases of interviews. And then to have an onboarding process. I think a lot of folks, you know, as an entrepreneur, you expect folks to just pick it up and learn it. But you do need to have an onboarding process need to have regular check-ins, regular meetings, and we do three rounds for the interview. So we've got a first initial screen, a lot of folks drop off after that. And then we have basically a first pass assessment. So you do whatever the task is, or whatever the job is, you do like homework, and then we have a real interview. And then after that, we make a final decision. And that really helps because you're not gonna have to do a lot of interviews. Because a lot of people don't make it through those first couple of hoops. And then with building a team, it's creating a culture of who want to show up and are excited to be here. So people who are eager to learn folks who are not just there to clock in and clock out, but people who are there for the mission of the firm. And I think that's a real big thing. So communicating that making sure folks are excited about that. And people will join in when they excited about something challenging and something they also believe in.   Sam Wilson  13:49 Right. Yeah, that's been one of the interesting shifts. I think that we've seen the workplace environment as a whole, not that I've ever really been very active in it. I guess I kind of read it. You know, I hear they're talking about it is just defining that mission and getting team members like people more now more than ever want mission behind what they do as much as they want, you know, a good steady job and a good paycheck. So I think that's really intriguing. Tell me about capital raising, getting capital raise for your deals. Yeah. walk us throught that journey.   Alex Moore  14:17 Yeah. So for capital raising, it's all been through family, friends and extended network. I think you don't realize how powerful that is until you start reaching out. I think also shifting from the mindset of I'm asking for money to give me an opportunity for an investment is very helpful. Because then it reframes for me and it also reframes for the folks that we have as investors. We're providing them an awesome opportunity. I mean, they don't get access to this on last year, a multi-millionaire or billionaire family that can direct buy apartment buildings like that's pretty bonkers. The barrier to entry for that is huge. So me, myself, do I you know, love the capital raising part? Probably not. I love finding the deals and sourcing them and I love going to market and walking properties like those are my favorite things to do. But I can always talk to an investor and explain all the metrics, because that's what I'm doing all the time. And I think that's, I love those calls. Like if someone has a bunch of questions about it hit me up. I got it.   Sam Wilson  15:19 That's awesome. Yeah. And I think that's a great mindset shift that a lot of us would do well, myself included, to commonly remember. That it is amazing opportunity. I'm bringing double-digit sometimes in returns to people, you can get lucky, you can find it. But it's not every day that you get such a stable opportunity to get returns on a risk-adjusted basis. It's like, Wait, this is bonkers. Use your word. So yeah, that's really cool. I love it. Alex, thank you for taking the time today to come on the show. You can kind of pull back the curtains on what it is you guys are doing submarkets within the market specializing in that knowing your supply chain talking a little bit about debt and inflation just talking a little bit but also you know how messing up is okay in this business, because generally it's fairly resilient. There are mistakes you can make that are probably pretty bad ones. But by and large, it's a pretty forgiving industry. So thank you for taking the time to come on. If our listeners want to get in touch with you or learn more about you what is the best way to do that?   Alex Moore  16:18 Best way is through my website or email so great. greywhalecapital.com. so grey spelled with an E and then alex@greywhalecapital.com. Or I am on Instagram though I am not a great Instagrammer Alex more in bass would love to connect with anyone who wants to touch base.   Sam Wilson  16:36 Awesome. Thanks, Alex. Appreciate your time. Have a great rest of your day.    Alex Moore  16:39 You too. Thanks so much for having me.   Sam Wilson  16:40 Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen, if you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories so appreciate you listening. Thanks so much and hope to catch you on the next episode.  

En Ivoox puedes encontrar sólo algunos de los audios de Mindalia. Para escuchar las 4 grabaciones diarias que publicamos entra en https://www.mindaliatelevision.com. Si deseas ver el vídeo perteneciente a este audio, pincha aquí: https://youtu.be/JtKPnIfxTWA Marcos Tomaino forma parte del Congreso "Descubre y logra tu propósito en 2022", organizado por Mindalia.com y retransmitido en directo para todo el planeta, a través de nuestros canales de Youtube “Mindalia Plus”, Facebook, Twitch, Vaughn Live, Twitter, Odysee y VK. Para más información: https://www.mindaliacongresos.com ¿Para qué estamos en éste momento y lugar? La mayoría de las personas se pasan varios años buscando su misión de vida, buscándole un sentido a la existencia. Incluso al llegar el momento de la muerte, aparece el arrepentimiento por no haber vivido lo "suficiente". Expresar nuestra existencia en el universo, comienza por amar la vida sin temer su final, sólo así podemos llegar a una realización íntegra del ser. Marcos Tomaino Con 19 años le diagnosticaron cáncer avanzado y tuvo que tomar la decisión más difícil: morir o vivir. Fue el punto de inflexión para transformar su vida. Lleva años acompañando a personas a conectar con la vida y a cambiar su relación con la enfermedad y la muerte. http://www.marcostomaino.com https://www.instagram.com/marcos.toma... https://www.facebook.com/marcostomain... Infórmate de todo el programa en: http://television.mindalia.com/catego... ***CON PREGUNTAS AL FINAL DE LA CONFERENCIA PARA RESOLVER TUS DUDAS **** Si te parece interesante.... ¡COMPÁRTELO!! :-) DURACIÓN: 45m Aproximadamente ------------INFORMACIÓN SOBRE MINDALIA---------- Mindalia.com es una ONG internacional sin ánimo de lucro. Nuestra misión es la difusión universal de contenidos para la mejora de la consciencia espiritual, mental y física. -Apóyanos con tu donación mediante Paypal https://www.mindaliatelevision.com/ha... -Colabora con el mundo suscribiéndote a este canal, dejándonos un comentario de energía positiva en nuestros vídeos y compartiéndolos. De esta forma, este conocimiento llegará a mucha más gente. - Sitio web: https://www.mindalia.com - Facebook: https://www.facebook.com/mindalia.ayuda/ - Twitter: http://twitter.com/mindaliacom - Instagram: https://www.instagram.com/mindalia_com/ - Twitch: https://www.twitch.tv/mindaliacom - Vaughn: https://vaughn.live/mindalia - VK: https://vk.com/mindaliacom - Odysee: https://odysee.com/@Mindalia.com *Mindalia.com no se hace responsable de las opiniones vertidas en este vídeo, ni necesariamente participa de ellas. *Mindalia.com no se responsabiliza de la fiabilidad de las informaciones de este vídeo, cualquiera sea su origen. *Este vídeo es exclusivamente informativo.

Jacob Vanderslice is Principal at VanWest Partners, a Denver-based real estate investment firm focusing on the acquisition and management of self-storage centers and other opportunistic real estate throughout the United States. By focusing on this conservative and growing real estate sector, VanWest has established a track record with over $195mm in real estate assets. Jacob and his partners' success is driven by a commitment to delivering an expertly-executed, adaptable strategy with an institutional investment approach. Jacob is passionate about educating investors about self-storage, urban infill repositioning, redevelopment of distressed commercial assets, and other untraditional investment opportunities. He focuses on investments driven by data and reveals and maximizes opportunities to make a positive and lasting impact in the lives of his clients and investors.In this episode, Jacob will discuss the benefits of self storage investing. He will also share why he loves this asset class and how to generate additional income from self storage.   CONNECT WITH JACOB VANDERSLICEEmail: jacob@vanwestpartners.comWebsite: https://www.vanwestpartners.com/CONNECT WITH JONATHANTo connect with Jonathan, you can send email at info@greystonecapgroup.com or schedule a time to chat.To learn more about real estate investment opportunities, join the Greystone Capital. Investor Network.Thanks for listening and until next time, keep building wealth in Commercial Real Estate! 

After nearly 30 years at the helm, Joyce Kenner is retiring as principal of Whitney Young high school. The CPS selective enrollment school is routinely ranked among the top in the country, and you probably know some of their alumni like Michelle Obama. As the school year winds to a close, Kenner talks with host Jacoby Cochran at the school's West Loop campus about her legacy, the culture she sought to build for students, and the role of selective enrollment schools in a district marked by inequities.  Follow us on Twitter: @CityCastChicago Sign up for our newsletter: chicago.citycast.fm Call or Text Us: (773) 780-0246 Learn more about your ad choices. Visit megaphone.fm/adchoices

The economy is "red-lining" as it continues to operate above capacity, with growth stifled by high inflation, scarce labour and disrupted supply chains. Infometrics' latest Quarterly review suggests little growth over the past three months and just 2 percent over the past year, with a dim outlook over the next 12 months. Principal economist Brad Olsen says it will be harder and more expensive to find economic growth in 2022. Despite the impacts of Covid-19 and the flooding in Buller, the West Coast has led the country in economic growth over the past year. Buller District Mayor Jamie Cleine spoke to Corin Dann.

To combat the human rights and religious freedom violations that have occurred as a result of online hate speech, some social media companies now regulate speech on their platforms. Facebook, Twitter, YouTube, and other social media platforms often have rules that ban certain types of speech—including hate speech directed at religious communities. However, the excess removal of speech can also impact the right to religious freedom and religious expression of users.Lou Ann Sabatier, Principal at Sabatier Consulting, joins us today to discuss content moderation and its impact on freedom of religion or belief globally.See USCIRF's factsheet Protecting Religious Freedom OnlineWith Contributions from: Dwight Bashir, Director of Outreach and Policy, USCIRFLou Ann Sabatier, Principal, Sabatier Consulting Kirsten Lavery, Supervisory Policy Analyst, USCIRFGabrielle Hasenstab, Communications Specialist, USCIRF

El doctor Juan José Segura es el autor del único estudio que se ha hecho sobre estos accidentes bajo el título 'Balconing: una locura inducida por el alcohol' y se ha asomado a La Ventana para insistir en la importancia de este factor en este tipo de prácticas.

When I was in elementary school, there was a special reward for well-behaved kids. One week, I was chosen. One week. The reward was eating lunch with the Principal at his table. This is the guy who is in charge. He has all the power. Even the teachers seem to bow down to him. This was a very special honor in my little 8-year-old mind. Of course, when you get to Junior High, sitting with the Principal is the last thing you want to do. You get beat up for things like this. So imagine Abram's delight when he gets to sit with God for a meal. Here's how it happens... the sun is high and Abram is relaxing in the shade. The morning chores are done and the workers are in their own tents resting in the afternoon before going back to work. Maybe Abram is starting to nod off a little bit when suddenly he sees three strangers standing in front of him. He hadn't seen them coming, they just kind of appeared out of nowhere. Abram rushes to serve them because there is something majestic about their presence. We know what he does not. This is God and two of his angels. To eat dinner with another was to say, “We are friends, what's mine is yours and you have my protection.” What an honor for Abram! Two thousand years later, Jesus does something similar. He uses himself as a metaphor for spiritual food. Jesus has become very popular at this point in his ministry. He has been feeding large groups of people at a time when many were existing from meal to meal. Therefore, Jesus is providing something valuable. Some are following Him for no other reason than to be fed. So Jesus begins talking about the kind of food that feeds one's soul. Jesus said to them, “I am the bread of life; whoever comes to me shall not hunger, and whoever believes in me shall never thirst." John 6:35  Jesus is the spiritual bread that brings us eternal life. When we obey the words of Jesus we are sitting at his table. Are you eating this spiritual bread? If your spiritual life is anemic, consider your diet and consume more bread of life!

KC Armstrong Interviews Nancy Mikulich Principal Interior Designer at Oasis Home Designs -- https://www.oasishomedesigns.com/ https://onlineradiobox.com/search?cs=us.pbnnetwork1&q=podcast%20business%20news%20network&c=us https://mytuner-radio.com/search/?q=business+news+network

Physicians continue to be sought after for partnership or acquisition by health systems, private equity-backed enterprises, and other investors. When met with the opportunity, physician groups must determine whether to partner with one of these organizations, remain independent, or join non-private equity/hospital-backed supergroups. Jed Roher, Partner, Husch Blackwell LLP, speaks with Jessica Stack, Principal, Veralon, and Glenn Prives, Member, Epstein Becker & Green PC, about deal-terms frequently encountered by physicians and the potential trade-offs of selecting one partner over another. Jessica and Glenn spoke about this topic at AHLA's 2022 Health Care Transactions Program in Nashville, TN. Sponsored by Husch Blackwell.

Tune in to this episode of PwC's Next in Health with hosts Strategy& Principal, Igor Belokrinitsky and Health Industries Vice Chair, Jenny Colapietro, who are joined by PwC's Health Strategy Director, Pia Bhatia, to discuss how health organizations are incorporating digital capabilities to transform their organizations. This episode includes:How to measure successBusiness units that are ready to performCreating a portfolio approach to innovationEngaging with the external ecosystem to achieve greater opportunitiesFor more information, please visit us at: https://www.pwc.com/us/en/industries/health-industries/health-research-institute/next-in-health-podcast.html

The first and only principal of Anchorage's Tyson Elementary is retiring; The state House on Saturday rejected the Senate-passed budget; 7-year-old Kodiak boy's body found; Just one cruise stop is scheduled for Anchorage this year

Spike Cook, Ed.D., Principal, Lakeside Middle School, Millville, NJ. In addition to being a Principal, Dr. Cook published two books through Corwin Press (Connected Leadership: It's Just a Click Away; Breaking Out of Isolation: Becoming a Connected School Leader). He is the co-host of the popular PrincipaPLN podcast and a regular on the Unlock the Middle Videocast. His blog, Insights Into Learning, was recognized as a finalist for Best Administrator Blog by the EduBlog Awards. Spike earned his Doctorate from Rowan University and is an Adjunct Faculty member in the Masters of School Administration Program He is featured in Twinkl's 30 Education Influencers You Need to Follow and Klear's Top Ten Middle School Influencers. Dr. Cook is also on the Education Advisory Board for Whole Health Ed. Connect with @drspikecook via Twitter, YouTube, LinkedIn, Facebook or Instagram. Spike and Jethro discuss how to set goals as a school around test scores related to academics. Using surveys to assess culture. Climate data based on discipline records Got to be collaborative how2be: Learning walk through school. Sponsors Transformative Principal Mastermind Lead a school everyone can be proud of. Being a principal is tough work. You're pulled in all kinds of directions. You never have the time to do the work that really matters. Join me as I help school leaders find the time to do the work they became principals to do. I help you stop putting out fires and start leading. Learn more at https://transformativeprincipal.com Just Right Reader Just Right Reader Decodables are a great way to help your students learn how to read, with research-based strategies that are proven to be effective. Each grade level has over 100 books. Send books home in packs of ten, with video lessons accessible via QR codes on each book, with lessons in Spanish and English. Learn more at https://justrightreader.com

High level salespeople are the lifeblood of any successful real estate organization. Unfortunately for most team leaders, all we ever seem to do is hire bad salespeople. As leaders, we're too focused on potential and not past behavior. On the other hand, they seem good in the interview, but it doesn't translate to performing well on the job. Is there a way for us to identify the behavioral traits that differentiate the highest performing salespeople in the world? In today's episode, I'm joined by Principal, Lead Sales Psychologist and Assessment Developer at SalesDrive, Dr. Christopher Croner. Dr. Croner has a wealth of knowledge in what it takes to hire the best talent, and he's going to share what we can do to find sales superstars. Things We Learned From This Episode The innate sales skills that we just can't teach or train someone The magic wand question that will cut through BS and get the truth in an interview  The easiest trait for a candidate to fake in an interview  Hunters vs. farmers and how to hire the right type of salesperson for our business needs Guest Bio Dr. Christopher Croner is the Principal, Lead Sales Psychologist and Assessment Developer at SalesDrive. He's also the author of Never Hire a Bad Salesperson Again. SalesDrive simplifies the Sales Hiring Process to Help Companies Build Better Sales Teams. For more information, visit https://salesdrive.info/ (https://salesdrive.info/) and request a free demo. You can also find out more about their sales assessment If you want to continue the conversation, here's what you can do to get started today: 1. Subscribe to Real Estate Team Builders Podcast (https://bit.ly/2W9Cc3r) Learn real world solutions to the challenges we face as entrepreneurs navigating the changing landscape in the real estate industry. 2. Join our Private Community on Facebook (https://bit.ly/3i1FG0q) Network with growth oriented real estate agents and team leaders who are ready to make the shift from agent to business owner just like you. 3. Learn more about our NEW Graduate Program (https://bit.ly/3iJoETN) Impact driven coaching, training and implementation support to help you scale your business while working less hours. No risk. 100% results guaranteed! 4. Partner with Real Estate B-School at eXp Realty (https://bit.ly/3x2zoC7) Scale your business, expand your wealth and build massive residual income by partnering with REBS and eXp Realty. Connect with us on Social Media https://web.facebook.com/RealEstateBSchool/ https://www.instagram.com/realestate.b.school/ https://www.youtube.com/channel/UCQb9X4jfexgj83_ms2WRZ7g https://www.linkedin.com/company/real-estate-b-school/ https://twitter.com/RealEstateBSch1

[…] The post #317: Deejay Young // Principal Standby // Part Two appeared first on The Hamilcast: A Hamilton Podcast.

There is not a single day when we don't hear about new funds being raised to finance the Energy Transition. As very few funds are listed on Exchanges, and it is estimated that more than 2/3 of the Energy Transition is currently financed on private markets, for which there is limited public available information.Today, we attempt to lift the veil on those VC (Venture Capital), PE (Private Equity), Infrastructure funds which all working to finance the Energy Transition. Who invest in those funds, how they are managed, how do they evolve, what is the “special relationship” between GPs (General Partners) and LPs (Limited Partners)? What will be the performance of the new “Climate tech” and “Decarbonisation” funds that have recently been launched.We also try to decrypt an increasingly complex regulatory environment where green labels are getting harder to get. Are new regulations a solution to greenwashing or just more bureaucracy? So, what the new profile of Energy Transition funds? We have invited Tiffany Howard, Principal at Capstone Partners (a Mizuho Company) to discuss the state of play. Capstone is one of the most active placing agents of the industry. Tiffany discusses with Gerard and Laurent the latest evolutions of the private markets financing the Energy Transition.We thank our partner DLA Piper for supporting the show

Principal consultant and pen tester at Secureworks, Eric Escobar, shares his career path translating his childhood favorite Legos to civil engineering and pivoting to cybersecurity. Eric was always headed toward engineering and got both his bachelor and master degrees in civil engineering. Upon breaking into a network with a friend, he was bitten by the cybersecurity bug. Making the switch to the red team and basically becoming a bankrobber for hire, Eric tests the security of many companies' networks. He feels that curiosity is an essential trait for cybersecurity and collaboration is key as no one person knows everything. He advises those interested in cybersecurity to just start. We thank Eric for sharing his story with us.

Principal consultant and pen tester at Secureworks, Eric Escobar, shares his career path translating his childhood favorite Legos to civil engineering and pivoting to cybersecurity. Eric was always headed toward engineering and got both his bachelor and master degrees in civil engineering. Upon breaking into a network with a friend, he was bitten by the cybersecurity bug. Making the switch to the red team and basically becoming a bankrobber for hire, Eric tests the security of many companies' networks. He feels that curiosity is an essential trait for cybersecurity and collaboration is key as no one person knows everything. He advises those interested in cybersecurity to just start. We thank Eric for sharing his story with us.

Recovering valuable resources from waste is only the last leg of the journey. But what goes into setting up the process for private & public sector stakeholders to ensure we build a zero- waste world. What are the best practices for market development in waste management and recycling that developing countries can adopt? On this episode Anne Johnson joins Girish Shivakumar to share her experience in developing systems and processes for waste segregation, processing and recycling at Resource Recycling Systems (RRS).  Anne is a Principal and Vice President at RRS and co-leads the Global Corporate Sustainability practice. She has more than 25 years of experience working on packaging design and recovery issues, as well as corporate sustainability. Connect with Anne : https://recycle.com/ | https://bit.ly/3L0CbTa  Artwork courtesy - www.terregeneration.com a content agency specialised in telling stories in climate, biodiversity and sustainability. Liked the episode? Give a rating and write a review on Apple Podcasts (https://apple.co/2LFBCVw). Share it with 3 people in your network, it just takes 30seconds.

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Financial freedom isn't reserved for the wealthy. It can be achieved by anyone through saving money and making smart investments. Co-Founder and Principal of HIS Capital Group, Rick Melero is passionate about empowering aspiring investors through education to achieve economic independence. Join Rick Melero as he discusses… ∙ How to tailor your investment strategies to different cycles in the real estate market ∙ What to keep in mind about inflation and mortgage rates right now ∙ The 40/40/20 investment plan ∙ How the 2006 real estate market differed from the market today ...and much more!   QUOTES TO SHARE

Steven Devine is a core member of OAE as our exceptionally versatile keyboard player, who also directs our monthly Bach, the Universe and Everything series on Sundays, as well as appearing in many of our OAE Player videos. In this episode we hear about his extraordinary pathway into the world of period instruments, as well as his thoughts on how they reflect musical history so explicitly. ---Tea with Netty is the Orchestra of the Age of Enlightenment's podcast hosted by viola player Annette Isserlis (Netty). Over a cuppa (or something a little stronger…), Netty chats with a variety of conductors, players and other guests as she ‘spills the tea' on the side of classical music you don't normally hear.Available as Apple podcast, Google Podcast, Spotify, Stitcher, iHeart Radio, TuneIn+Alexa

Today we welcome to SacTown Talks, Chris Micheli. Micheli is a Principal at Aprea & Micheli, Inc. and Adjunct Professor at McGeorge School of Law. As a lobbyist, attorney, author, and professor, Micheli has many great stories and plenty of wisdom to share. Today, we discuss Micheli's experiences, the current challenges in lobbying, his reputation as an expert in tax lobbying, his most recent book, and more. SacTown Talks is a podcast about California politics, policy and culture. We feature interviews with California political leaders, and analysis by experts and insiders focusing on the Capitol. Like, share, and subscribe to learn more!

In this episode of AHLA's monthly series on fraud and abuse issues, Matthew Wetzel, Partner, Goodwin Procter, speaks with Julie Wagner, Head of Global Ethics, Compliance & Enforcement Legal Policy, PhRMA, and Martina Rozumberkova, Principal, Control Risks, about changes made to the PhRMA (Pharmaceutical Research and Manufacturers of America) Code related to speaker programs, partly in response to 2020 guidance from HHS' Office of Inspector General. They discuss PhRMA's process for making the changes, what compliance officers need to know about the changes, and PhRMA's role in the debate about the provision of meals. From AHLA's Fraud and Abuse Practice Group. Sponsored by BRG.

Tony Fadell, Principal at Future Shape, and creator of the iPod and iPhone, discusses his book Build: An Unorthodox Guide to Making Things Worth Making.Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan.   See omnystudio.com/listener for privacy information.

John Trout fills in for Jim Bohannon tonight. He speaks with: Famed TV Host Bill O'Reilly about his latest book "Killing the Killers." Senior Fellow at Defense Priorities Gil Barndollar about Finland potentially joining NATO. Principal at Wilson Walsh George Ross Consulting Sean Walsh about the January 6th Committee. Numerologist Jessi Kalsi about what are your lucky numbers? See omnystudio.com/listener for privacy information.

Todd Metcalf shares why the focus is on everything but tax policy at this time. He also answers the question that he received most this week: Will Congress ever get to a deal on reconciliation? Presenter:Todd Metcalf, Principal, PwC's Tax Policy Services Practice

Emily Wilkins, Bloomberg Government Congress reporter, Brad Moss, Partner at Mark Zaid, Lester Munson, Principal at government relations firm, BGR Group, Jack Fitzpatrick, Bloomberg Government Congress reporter and Bloomberg Politics Contributor Jeanne Sheehan Zaino.  See omnystudio.com/listener for privacy information.

Tom Fortino, Founder and Principal, Alpha Wealth Group, joins John Williams to talk about the extended downward slide of the stock market, what needs to happen to turn the market, how the price of fuel is impacting the economy, the distortion in the labor market, and what you can do to be defensive in the current […]

Tom Fortino, Founder and Principal, Alpha Wealth Group, joins John Williams to talk about the extended downward slide of the stock market, what needs to happen to turn the market, how the price of fuel is impacting the economy, the distortion in the labor market, and what you can do to be defensive in the current […]

International students will be welcomed back in August as part of the full border reopening, bringing back a major revenue source for the education sector. Macleans College has previously taken in more than 300 international students from 20 countries. Principal Steven Hargreaves spoke to Susie Ferguson.

Manny Hill talks with North Community High School Principal Mauri Friestleben about Pillsbury United's $1 million fundraising for the North class of 2022. As each graduating senior will receive $10,000 in scholarship funding, Friestleben shares more on the impact this has had on the students of North High.

In this episode, Burke Pemberton, CFO, and Principal with https://stok.com/ (Stok) in Denver, CO, sits down with us to discuss how he and his colleagues at https://stok.com/ (Stok) focus on the built environment and serving the needs of their client partners.  With offices in San Francisco, Denver, and San Diego, Stok offers Sustainability Consulting, Energy and Performance Engineering, and Real Estate and Workplace Solutions.  We discussed “Quiet Fridays - a uniquely Stok practice, Equitable Governance, and why Stok Invests so much into the company's culture.   According to Burke, Capital Markets are waking up to the fact that sustainability is a good business practice.  This revelation provides many new opportunities for Stok to showcase its diverse team and dynamic skill sets.  Listen to the full episode on this edition of The Zweig Letter Podcast. Email Burke Pemberton https://www.linkedin.com/in/burkepemberton (Burke Pemberton on LinkedIn) https://stok.com/who-we-are/team/ (Stok Website) Get yourhttps://zweiggroup.com/pages/subscribe-to-the-zweig-letter ( FREE subscription) to The Zweig Letter.

Don Epps- PRINCIPAL - Royster Middle School -Chanute #LISTENUP ** EPISODE 81**   Follow Don's Journey @DonEppsEDU   Topics Covered:  -Leadership is like a Rocky Movie! -Being the BEST for kids -Micro visits  - Winning Daily Moments -Leadership through History! -Fulfilling YOUR purpose

So many things in Cork come from The Cork Exhibtion like the steam engine in Kent station, Fitzgerald's Park, the Principal's Office in The North Mon. PJ talks to Tom Spalding about why we are celebrating the 120th anniversary. See acast.com/privacy for privacy and opt-out information.

Aline Holzwarth, MBA, is  an applied behavioral scientist specializing in digital health research and scientifically informed product design. She is currently the head of behavioral science at Pattern Health and Principal at Dan Ariely's Center for Advanced Hindsight. She writes, "my training in psychology and business, and my experience in research and healthcare, have given her the kind of interdisciplinary lens that helps me appreciate the complexity of decision-making in the real world, particularly when it comes to the thorny domain of health. I am passionate about sharing behavioral insights with anyone who'll listen." See her website here.Resources:Behavioral Science Graduate GuideAction Design NetworkHabit WeeklyDuring this live interview (want to attend future ones? Sign up here), we cover:What is behavioral science?What is the “applied” piece?The value of dabblingWhy didn't you get a PhD? Why did you get an MBA? If you lack experience in behavioral science: how do you start acquiring relevant experiences?What kinds of research experiences are applicable to behavioral science roles?When did you own the title of behavioral scientist?Examples of behavioral science in digital healthThe future of behavioral scienceThe paradox that ALL (or at least most) jobs require experience Entry-level job titles in behavioral scienceWhere to network with behavioral scientistsHow do priorities of industry (e.g., profit, efficiency) impact your work?Advice for switching fieldsWhat piece of advice would you give your undergrad self?What is one skill, quality, or general factor that has served you no matter where you went in life?Visit psychmic.com to sign up for the newsletter, where you'll get career tips, grad school resources, and job opportunities straight to your inbox! Follow @psych_mic on Instagram to submit questions for speakers and stay in the loop.Music by: Adam Fine 

In Part 2 of an incredible conversation with Stephanie Harvey and Annie Ward, co-authors of From Striving to Thriving and Intervention Reinvention, the rubber hits the road as Stephanie and Annie bring the research alive and give practical advice for making a difference for students. In the conversation in Part 1, they defined “reading volume” and discussed “tabling the labels” that become self-fulfilling prophecies for striving readers. Dr. Jackson highlights the book for its readability and for the depth of research presented in an easily readable format that underpins the work. If nothing else, when a superhero like Dav Pilkey, author of the Captain Underpants books, writes and illustrates the introduction, you know that you are in for fun. EdLeaders are instructional leaders who are charged with making decisions daily about the teaching and learning taking place in classrooms, schools, and school districts. "Children learn to read by reading and need access to books they want to read; time to read; and loving, knowledgeable teachers who trust them as powerful learners and know how to build on their strengths. An affirming approach rooted in love yields powerful results and turns striving readers into thriving readers." - Stephanie Harvey and Annie Ward, co-authors of From Striving to Thriving and Intervention Reinvention. Stephanie Harvey is co-author of numerous books for teachers, including Strategies that Work, and Inquiry Illuminated. Her many resources co-authored with Anne Goudvis include The Comprehension Toolkit series, Short Nonfiction for American History, and a wide range of classroom videos. An elementary and special education teacher for 18 years, Stephanie currently serves as a literacy consultant to schools and districts around the world. She specializes in comprehension, content literacy, inquiry-based learning, collaboration, striving learners, and the role of passion and wonder in teaching and learning. As a teacher first and foremost, Stephanie relishes learning and savors any time spent in classrooms working with kids.Annie Ward is Assistant Superintendent for Curriculum and Instruction for the Mamaroneck Public Schools in Westchester County, NY. Prior to that, she was a Local Instructional Superintendent for the New York City Department of Education, Supervisor of Curriculum and Instruction for the Ridgewood, NJ, Public Schools, and a middle school English teacher. She is in this work every single day and offers practical insight into bringing to scale positive growth in literacy for every single student.As the amazing poet, Maya Angelou, wrote, “The best part of life is not just surviving, but thriving, with passion and compassion and humor and style and generosity and kindness.” She must have been watching a teacher as she wrote this. 

Fiscalía de Nuevo León informa que el suicidio es la principal línea de investigación sobre la muerte de Yolanda MartínezAMLO criticó de nueva cuenta el bloqueo de EU contra la HabanaUcrania estima que retirar las minas y explosivos que los rusos han colocado le llevará entre 5 y 10 años

John Brickson, Founder and Principal of McKinney Realty Capital, joins us to discuss debt structure for multifamily real estate investments, current market trends, and much more.   Connect with John at https://mckinneyrc.com/. To join the DJE Investor list visit https://djetexas.com/access. For multifamily mentoring visit https://ApartmentEducators.com  

e.015 thinks https://www.linkedin.com/in/sreekant/ (Sree Kant) is pretty phenomenal. Sree is an experienced biotech executive, and company builder. Over a 20-year career in life sciences and healthcare, he has worked across investing, operational, advisory, and entrepreneurial roles and functions. He is passionate about translating cutting edge science into therapies that significantly change health outcomes for patients. Before founding https://bakxtx.com/ (BAKX), Sree headed the Investments and Partnerships function at Life Biosciences, where he built platform focused companies in the areas of age-related diseases. He also took on operational roles in the portfolio companies driving the corporate development agenda. Prior to Life bio, Sree led early partnering strategy for https://www.pfizer.com/ (Pfizer), driving strategic partnerships across different therapeutic areas/technologies and geographies. He also built Pfizer's early target partnering vehicle and drove academic partnerships and spinouts to advance novel target platforms. Sree was also Principal at the https://www.bcg.com/ (Boston Consulting Group) advising large pharma, biotech, and medical device companies in areas of Corporate development, R&D strategy, M&A, etc.  Sree started his career with Ranbaxy labs in New Delhi and London, and also was a founding member of India's first preventative, managed health company. Sree has an MBA from the Indian Institute of Management, and an MPH from the Harvard School of Public Health.

Doctor in Theology, Principal of the Detroit High School for Fine & Performing Arts, Pastor of Fellowship Chapel, and my BIG cousin are only some of the titles held by Mayowa Reynolds. Joining me for a second Detroit is Different interview we discuss the role of mentoring and teaching. Her passion as a child was sparked and flourished through dance. Mayowa is one of the few and proud formerly trained Katherine Dunham dancers. Her start honing a craft and talent in a competitively formal space has empowered her role reaching heights of success. Today her passion is to inspire others and empower their dreams. We discuss differences between students today and ‘back in the day,' and so much more. This was a fun and colorful interview which will inspire you. Detroit is Different is a podcast hosted by Khary Frazier covering people adding to the culture of an American Classic city. Visit www.detroitisdifferent.com to hear, see and experience more of what makes Detroit different. Follow, like, share, and subscribe to the Podcast on iTunes, Google Play, and Sticher. Comment, suggest and connect with the podcast by emailing info@detroitisdifferent.com Find out more at https://detroit-is-different.pinecast.co Send us your feedback online: https://pinecast.com/feedback/detroit-is-different/7fa7dc66-8b42-44f2-9be2-16cb02c7dd3d

COL. (RET.) JOHN MILLS, Senior Fellow, Center for Security Policy The threat of the Chinese Communist Party to the United States China's determination to replace the U.S. as the world's superpower The potential of the U.S. dollar losing its status as the world's reserve currency Kyle Bass, Founder and Principal of Hayman Capital Management Americans investing in the Chinese Communist Party Chinese stocks in the Thrift Savings Plan YORAM ETTINGER, Former Minister for Congressional Affairs at Israel's Embassy in DC, Consultant to Israeli and US legislators A wave of terror inflicting Israel Will Iran eventually get a nuclear bomb? Kyle Shideler, Director/Senior Analyst for Homeland Security and Counterterrorism at Center for Security Policy Civil unrest following the decision leak on Roe v. Wade Various groups the Left works with when civil unrest occurs in the U.S.

With inflation high, home meals and home entertaining are winning out over foodservice. Retailers are stepping up, showing a greater understanding of consumer needs and helping consumers create interesting at-home experiences. Jonna Parker, Principal of IRI's Fresh Center of Excellence and Anne-Marie Roerink, President of 210 Analytics, share winning strategies and additional opportunities to win with consumers.

Tune into this episode of PwC's Next in Health to hear Strategy& Principal, Igor Belokrinitsky and PwC Health Industries Vice Chair, Jenny Colapietro, in discussion with PwC's Aparna Kumar and John Capalbo, on the future of Academic Medical Centers. This episode includes: Rising challenges facing Academic Medical CentersAddressing the constraints for resources and talentNew strategies for the future of Academic Medical Centers and the communities they serveFor more information, please visit us at: https://www.pwc.com/us/en/industries/health-industries/health-research-institute/next-in-health-podcast.html

How do you get started in real estate? What is that process? What can you do to scale and grow your own portfolio or take it to the next level? Do you already have a few single-family properties, but want to get involved in multifamily investing? Today, Clint Coons of Anderson Business Advisors talks to Abel Pacheco, President and Principal of 5 Talents Capital, who loves investing in and owning multifamily properties in Texas. Abel is a real estate entrepreneur with a proven track record of repositioning properties and delivering quality renovated housing products to market and consistent returns to investment partners. He has experience in acquiring distressed properties, handling renovations, raising private capital, and managing single and multifamily investment properties. Highlights/Topics: 5 Talents Capital: Abel buys apartment buildings and allows people that don't have much time available to invest in commercial multifamily real estate via syndications. Cash Flow Positive: Don't overlook the amount of time that you have available for side hustles and to make more money. Education and Knowledge: Learn about wholesaling, seller financing, hard money loans, and finding motivated sellers for free from conferences, YouTube, and Google. Knowledge: After educating yourself on different ways to invest, it takes mental and tactical shifting to find properties. Networking: Unlock your mindset. You don't have to do everything yourself. You don't have to know everything. You just have to partner with people that are experts. Create Luck: It's where planning meets opportunity. Then, when that opportunity is there and you plan for it, you better be ready to take action and be willing to move forward. In multifamily, net worth equates to the size of the loan amount, equity enough to buy the deal, general partners need their own money for a deal.You have to have experience. Where to Find Deals: Off- and on-market. In commercial real estate, almost all the deals actually trade through brokers. Resources: Abel Pacheco on LinkedIn https://www.linkedin.com/in/abelpacheco/ Abel Pacheco on Facebook https://www.facebook.com/bullpacheco/ Abel Pacheco on Instagram https://www.instagram.com/abeljpacheco/?hl=en 5 Talents.Capital http://www.5talents.capital/ 5 Talents Podcast https://podcasts.apple.com/us/podcast/5-talents-podcast-passive-investing-cashflow-wealth/id1531901889 Meetup.com https://www.meetup.com/ Rich Dad, Poor Dad by Robert Kiyosaki https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1543626610 The ABCs of Real Estate Investing https://www.amazon.com/ABCs-Real-Estate-Investing-Investors/dp/1937832031 Clint Coons https://andersonadvisors.com/clint-coons/ Anderson Advisors on YouTube https://www.youtube.com/channel/UCX5nh607M8hSBLiMB9MgbIQ  

Today's guest is Antti Ilmanen, Principal and Global Co-head of the Portfolio Solutions Group at AQR Capital Management and author of Investing Amid Low Expected Returns: Making the Most When Markets Offer the Least. In today's episode, Antti provides a blueprint for investors as decades of tailwinds are turning into headwinds. He highlights timeless investment practices and what the empirical evidence says about things major asset class premia, illiquidity premia and style premia. He shares his thoughts on home country bias, the value / growth spread today, and what he thinks about diversifiers like trend following. One theme throughout the episode is Antti's advice to endorse humility in tactical forecasting and through diversification. ----- Follow Meb on Twitter, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here! 

Amy Brusselback is the Founder and Principal of Design B&B, which is not just another brand consulting and design agency. They exist to discover & elevate a brand's strength so that its story is heard. Design B&B has a market-based, business-minded approach to design. Their bottom line - their work hasn't done its job if it doesn't grow their client's business. Amy attended Cornell University, and has a BFA in Design and Visual Communications, from Maryland Institute College of Art.

Amy Brusselback is the Founder and Principal of Design B&B, which is not just another brand consulting and design agency. They exist to discover & elevate a brand's strength so that its story is heard. Design B&B has a market-based, business-minded approach to design. Their bottom line - their work hasn't done its job if it doesn't grow their client's business. Amy attended Cornell University, and has a BFA in Design and Visual Communications, from Maryland Institute College of Art.

[…] The post #316: Deejay Young // Principal Standby // Part One appeared first on The Hamilcast: A Hamilton Podcast.

The recently signed infrastructure law continues the United States' over-reliance on the most dangerous way to travel: driving a vehicle. Did Congress make sufficient safety improvements to decrease the dangers posed by driving in the United States? This episode will examine all vehicle-related safety provisions to help you weigh your own transportation options. Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via PayPal Support Congressional Dish via Patreon (donations per episode) Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank's online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536. Please make checks payable to Congressional Dish Thank you for supporting truly independent media! View the Show Notes on our Website at https://congressionaldish.com/cd251-bif-driving-dangers-sustained/ Background Sources Recommended Congressional Dish Episodes CD246: BIF: Appalachian Chemical Storage CD247: BIF: The Growth of US Railroads CD240: BIF: The Infrastructure BILL CD021: Trailblazer vs. ThinThread Why You Should Be Afraid of Cars “Number of worldwide air traffic fatalities from 2006 to 2021.” Apr 12, 2022. Statista. National Highway Traffic Safety Administration. Mar 2022. “Overview of Motor Vehicle Crashes in 2020.” U.S. Department of Transportation. “Number of deaths / injuries directly linked to boating accidents in the U.S. from 2002 to 2020.” Jun 2021. Statista. Injury Facts. “Railroad Deaths and Injuries.” National Safety Council. Jon Ziomek. Sept 28, 2020. “Disaster on Tenerife: History's Worst Airline Accident.” Historynet. National Highway Traffic Safety Administration. “Distracted Driving.” U.S. Department of Transportation. Problems the Law Does (and Does Not) Address Jake Blumgart. Nov 15, 2021. “The Infrastructure Bill May Not Be So Historic After All.” Governing. Self Driving Cars Neal E. Boudette. May 3, 2022. “Paying customers could hail driverless taxis in San Francisco later this year.” San Francisco Examiner. Natasha Yee. Apr 1, 2022. “Waymo Bringing Driverless Vehicles to Downtown Phoenix ... Soon.” Phoenix New Times. “24 Self-Driving Car Statistics & Facts.” Feb 20, 2022. Carsurance. Neal E. Boudette. Jul 5, 2021. “Tesla Says Autopilot Makes Its Cars Safer. Crash Victims Say It Kills.” The New York Times. Clifford Law Offices PC. May 5, 2021. “The Dangers of Driverless Cars.” The National Law Review. Katie Shepherd and Faiz Siddiqui. Apr. 19, 2021. “A driverless Tesla crashed and burned for four hours, police said, killing two passengers in Texas.” The Washington Post. Riley Beggin. Jan 15, 2021. “Self-Driving Vehicles Allowed to Skip Some Crash Safety Rules.” Government Technology. Faiz Siddiqui. Oct 22, 2020. “Tesla is putting ‘self-driving' in the hands of drivers amid criticism the tech is not ready.” The Washington Post. Niraj Chokshi. Feb 25, 2020. “Tesla Autopilot System Found Probably at Fault in 2018 Crash.” The New York Times. Michael Laris. Feb 11, 2020. “Tesla running on ‘Autopilot' repeatedly veered toward the spot where Apple engineer later crashed and died, federal investigators say.” The Washington Post. Alex Davies. May 16, 2019. “Tesla's Latest Autopilot Death Looks Just Like a Prior Crash.” Wired. Neal E. Boudette and Bill Vlasic. Sept 12, 2017. “Tesla Self-Driving System Faulted by Safety Agency in Crash.” The New York Times. Rachel Abrams and Annalyn Kurtz. Jul 1, 2016. “Joshua Brown, Who Died in Self-Driving Accident, Tested Limits of His Tesla.” The New York Times. Alcohol Detection Systems Isaac Serna-Diez. Nov 23, 2021. “Alcohol Detection Systems Will Now Be Mandatory In All New Cars To Prevent Drunk Driving. YourTango. Keyless Entry Carbon Monoxide Deaths “Toyota Introduces Automatic Engine Shut Off to Prevent Carbon Monoxide Deaths.” Jun 20, 2019. Kelley Uustal Trial Attorneys. “Toyota Has the Most Keyless Ignition Related Deaths, But Takes no Action.” Jun 7, 2019. KidsAndCars.org. Kids Left in Cars Morgan Hines. Aug 2, 2019. “There's science behind why parents leave kids in hot cars.” USA Today. Scottie Andrew and AJ Willingham. July 30, 2019. “More than 38 kids die in hot cars every year, and July is the deadliest month.” CNN. John Bacon. Jul 28, 2019. “'He will never forgive himself': Wife defends husband in devastating hot car deaths of twins.” USA Today. Eric Stafford. May 6, 2019. [“Children Can Die When Left in the Back Seat on a Warm Day—and 800 Already Have. “Children Can Die When Left in the Back Seat on a Warm Day—and 800 Already Have.” Car and Driver. National Highway Traffic Safety Administration. “Child Heatstroke Prevention: Prevent Hot Car Deaths.” U.S. Department of Transportation. Motorcycle Helmets “Motorcycle helmet use laws by state.” May 2022. Insurance Institute for Highway Safety. “Facts + Statistics: Motorcycle crashes.” Insurance Information Institute. Adam E. M. Eltorai et. al. March 16, 2016. “Federally mandating motorcycle helmets in the United States.” BMC Public Health. Truck Safety “How Many Miles Do Semi Trucks Last?” Rechtien. Non-motorist Safety “Pedestrian Traffic Fatalities by State: 2020 Preliminary Data.” Governors Highway Safety Association. “Pedestrian Traffic Fatalities by State: 2020 Preliminary Data.” [Full Report] March 2021. Governors Highway Safety Association. John Wenzel. Jan 6, 2020. “Bollard Installation Cost.” Saint Paul Sign & Bollard. Richard Peace. Feb 20, 2019. “Why You Don't Want a Superfast Electric Bicycle.” Electric Bike Report. 911 System Upgrades Mark L. Goldstein. January 2018. “Next Generation 911: National 911 Program Could Strengthen Efforts to Assist States” [GAO-18-252]. Government Accountability Office. National 911 Program. December 2016. “2016 National 911 Progress Report.” U.S. Department of Transportation. CD021: Trailblazer vs. ThinThread Followup “Michael Hayden, Principal, Strategic Advisory Services.” The Chertoff Group. “Board of Directors.” Atlantic Council. Tim Shorrock. Apr 15 2013. “Obama's Crackdown on Whistleblowers.” The Nation. The Law H.R.3684 - Infrastructure Investment and Jobs Act Senate Version Law Outline DIVISION A: SURFACE TRANSPORTATION TITLE I - FEDERAL-AID HIGHWAYS Subtitle A - Authorizations and Programs Sec. 11101: Authorization of Appropriations Authorizes appropriations for Federal-Aid for highways at between $52 billion and $56 billion per year through fiscal year 2026 (over $273 billion total). Authorizes $300 million for "charging and fueling infrastructure grants" for 2022, which increases by $100 million per year (maxing out at $700 million in 2026) Authorizes between $25 million and $30 million per year for "community resilience and evacuation route grants" on top of equal amounts for "at risk coastal infrastructure grants" Authorizes a total of $6.53 billion (from two funds) for the bridge investment program Sec. 11102: Obligation Ceiling Caps the annual total funding from all laws (with many exceptions) that can be spent on Federal highway programs. Total through 2026: $300.3 billion Sec. 11111: Highway Safety Improvement Program Adds protected bike lanes to the list of projects allowed to be funded by the highway safety improvement project Adds "vulnerable road users" (non-motorists) to the list of people who must be protected by highway safety improvement projects If 15% or more of a state's annual crash fatalities are made up of non-motorists, that state will be required to spend at least 15% of its highway safety improvement project money on projects designed to improve safety for non-motorists. Each state, by the end of 2023, will have to complete a vulnerable road user safety assessment that includes specific information about each non-motorist fatality and serious injury in the last five years, identifies high-risk locations, and identifies possible projects and strategies for improving safety for non-motorists in those locations. Sec. 11119: Safe Routes to School Creates a new program to improve the ability of children to walk and ride their bikes to school by funding projects including sidewalk improvements, speed reduction improvements, crosswalk improvements, bike parking, and traffic diversions away from schools. Up to 30% of the money can be used for public awareness campaigns, media relations, education, and staffing. No additional funding is provided. It will be funded with existing funds for "administrative expenses". Each state will get a minimum of $1 million. Non-profit organizations are eligible, along with local governments, to receive and spend the funding. Non-profits are the only entities eligible to receive money for educational programs about safe routes to school. Sec. 11130: Public Transportation Allows the Transportation Secretary to allocate funds for dedicated bus lanes Sec. 11133: Bicycle Transportation and Pedestrian Walkways Adds "shared micromobility" projects (like bike shares) to the list of projects that can be funded as a highway project Electric bike-share bikes must stop assisting the rider at a maximum of 28 mph to be classified as an "electric bicycle" Subtitle B - Planning and Performance Sec. 11206: Increasing Safe and Accessible Transportation Options. Requires each state, in return for funding, to carry out 1 or more project to increase accessible for multiple travel modes. The projects can be... The enactment of "complete streets standards" (which ensure the safe and adequate accommodation of all users of the transportation system) Connections of bikeways, pedestrian walkways, and public transportation to community centers and neighborhoods Increasing public transportation ridership Improving safety of bike riders and pedestrians Intercity passenger rail There's a way for State's to get this requirement waived if they already have Complete Streets standards in place Subtitle D - Climate Change Sec. 11404: Congestion Relief Program Creates a grant program, funded at a minimum of $10 million per grant, for projects aimed at reducing highway congestion. Eligible projects include congestion management systems, fees for entering cities, deployment of toll lanes, parking fees, and congestion pricing, operating commuter buses and vans, and carpool encouragement programs. Buses, transit, and paratransit vehicles "shall" be allowed to use toll lanes "at a discount rate or without charge" Subtitle E - Miscellaneous Sec. 11502: Stopping Threats on Pedestrians By the end of 2022, the Secretary of Transportation needs to create a competitive grant pilot program to fund "bollard installation projects", which are projects that raise concrete or metal posts on a sidewalk next to a road that are designed to slow or stop a motor vehicle. The grants will pay for 100% of the project costs Appropriates only $5 million per year through 2026 Sec. 11504: Study of Impacts on Roads from Self-driving Vehicles By early 2023, the Transportation Department has to conduct a study on the existing and future effects of self-driving cars on infrastructure, mobility, the environment, and safety. Sec. 11529: Active Transportation Infrastructure Investment Program Creates a grant program authorized for $1 billion total that will fund walking and biking infrastructure projects that each cost $15 million or more and connect communities to each other, including communities in different states, and to connect to public transportation. The Federal government will pay for 80% of the project costs, except in communities with a poverty rate over 40% (the Federal government will pay 100% of the project costs in impoverished communities). TITLE III - MOTOR CARRIER SAFETY Sec. 23010: Automatic Emergency Braking: Automatic Emergency Braking A Federal regulation will be created by November 2023 which will require new commercial vehicles to be equipped with automatic braking systems and there will be performance standards for those braking systems. Sec. 23022: Apprenticeship Pilot Program Creates a three year pilot program, capped at 3,000 participants at a time, for people under 21 to be trained by people over the age of 26 to become commercial truck drivers. Drivers under the age of 21 are not allowed to transport any passengers or hazardous cargo Sec. 23023: Limousine Compliance With Federal Safety Standards A Federal regulation will be created by November 2023 requiring that limousines have a seat belts at every seating position, including side facing seats. TITLE IV - HIGHWAY AND MOTOR VEHICLE SAFETY Subtitle A - Highway Traffic Safety Sec. 24102: Highway Safety Programs Prohibit the Federal Government from withholding highway safety money to the states that refuse to require helmets for motorcycle drivers or passengers who are over the age of 18. Sec. 24103: Highway Safety Research and Development Creates a grant program (by November 2023) that will fund states that want to create a process for notifying vehicle owners about any open recalls on their cars when they register their cars with the DMV. The state receiving the money is only required to provide the notifications for two years and participation in general is voluntary. Creates financial incentives for states to create laws that prohibit drivers from holding "a personal wireless communications device" while driving, has fines for breaking that law, and has no exemptions for texting when stopped in traffic. There are exceptions for using a cell phone for navigation in a "hands-free manner" Creates financial incentives for states to create laws that require curriculum in driver's education courses to include information about law enforcement procedures during traffic stops and the rights and responsibilities of the drivers when being stopped. The states would also have to have training programs for the officers for implementing the procedures that would be explained to drivers. Sec. 24113: Implementation of GAO Recommendations Requires the Secretary of Transportation to implement all of the national-level recommendations outlined in a 2018 GAO report by the end of November 2022. Subtitle B - Vehicle Safety Sec. 24201: Authorization of Appropriations Authorizes a little over $1 billion total for vehicle safety programs from 2022 through 2026 Sec. 24205: Automatic Shutoff By November 2023, the Transportation Department will have to issue a regulation requiring fossil fuel powered vehicles with keyless ignitions to have an automatic shutoff system to prevent carbon monoxide poisoning. The amount of time that must trigger the shut off will be determined by the regulators. If the regulation is issued on time, this would go into effect most likely on September 1, 2024. Sec. 24208: Crash Avoidance Technology The Secretary of Transportation must issue a regulation establishing minimum standards for crash avoidance technology that must be included in all vehicles sold in the United States starting on a date that will be chosen by the Secretary of Transportation. The technology must alert the driver of an imminent crash and apply the breaks automatically if the driver doesn't do so. The technology must include a land departure system that warns the driver that they are not in their lane and correct the course of travel if the driver doesn't do so. Sec. 24215: Emergency Medical Services and 9-1-1 Repeals the part of the law that required the Transportation Department to publish criteria that established timelines and performance requirements for anyone who got a grant to implement the Next Generation 9-1-1 project. Sec. 24220: Advanced Impaired Driving Technology By November 2024, the Secretary of Transportation will have to finish a regulation that requires passenger motor vehicles to be standard equipped with "advanced and impaired driving prevention technology" The technology must be able to monitor the performance of a driver and/or their blood alcohol level and be able to prevent or limit the car's operation if impairment is detected or if the blood alcohol is above the legal limit. This will apply to new cars sold after November 2030 at the latest. Sec. 24222: Child Safety By November 2023, the Secretary of Transportation must finish a regulation requiring all new passenger vehicles to have a system alerting the driver visually and audibly to check the back seat when the car is turned off. Says it will be activated "when the vehicle motor is deactivated by the operator" Hearings The Road Ahead for Automated Vehicles House Committee on Transportation and Infrastructure, Subcommittee on Highways and Transit February 2, 2022 Overview: The purpose of this hearing is for Members of the Subcommittee to explore the impact of automated vehicle deployment, including automated trucks and buses, on mobility, infrastructure, safety, workforce, and other economic and societal implications or benefits. Cover Art Design by Only Child Imaginations Music Presented in This Episode Intro & Exit: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio)