Podcasts about CIO

Join Matt DeCoursey and David Van Wie, Founder, and CIO of Aventurine Capital Group LLC, as they talk about deep tech venture capital. Listen to their stimulating conversation on why foundational technology investment needs a different investment model, the difficulties in patenting software, what makes a genius, and more.   Find Startup Hustle Everywhere: https://gigb.co/l/YEh5   This episode is sponsored by Full Scale: https://fullscale.io   Learn more about Aventurine Capital Group LLC: https://www.aventurine.com  See omnystudio.com/listener for privacy information.

Amid the SEC's lawsuits against crypto exchanges Binance and Coinbase, famed tech bull Cathie Wood is doubling down on crypto. The Ark Invest CEO and CIO explains why she just upped her firm's stake in Coinbase by over $20m, despite the regulatory issues. She's betting on crypto, but Cathie Wood's biggest holding is still Tesla; she also discusses Tesla's new charging network partners: Ford and GM. Plus, Google employees are pushing back on their new directive to return to the office, and CNBC's Eamon Javers reports on Donald Trump's indictment.  In this episode:Cathie Wood, @CathieDWoodEamon Javers, @EamonJaversJoe Kernen, @JoeSquawkBecky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinKatie Kramer, @Kramer_Katie

Guy, Dan, and Danny discuss the markets grinding higher (1:00), the small cap bounce (10:30), earnings expectations for big tech (15:00), how Dan lost so much weight (19:00), Stan Druckenmiller comments on macro & Nvidia (22:15), short covering in Gamestop & Carvana (27:15), the SEC coming for crypto (30:15), and Danny's Belmont picks (36:15). Later, Dan and Danny interview Bob Elliott, Co-Founder, CEO & CIO at Unlimited, and talk about his background working at Ray Dalio's Bridgewater Associates (42:30), Unlimited's HFND ETF (45:00), @BobEUnlimited on Twitter (53:30), how to use hedge funds to succeed in the market (58:00). About the Show: On The Tape is a weekly podcast with CNBC Fast Money's Guy Adami, Dan Nathan and Danny Moses. They're offering takes on the biggest market-moving headlines of the week, trade ideas, in-depth analysis, tips and advice. Each episode, they are joined by prominent Wall Street participants to help viewers make smarter investment decisions. Bear market, bull market, recession, inflation or deflation… we're here to help guide your portfolio into the green. Risk Reversal brings you years of experience from former Wall Street insiders trading stocks to experts in the commodity market. Check out our show notes here Learn more about Ro body: ro.co/tape See what adding futures can do for you at cmegroup.com/onthetape. Shoot us an email at OnTheTape@riskreversal.com with any feedback, suggestions, or questions for us to answer on the pod and follow us @OnTheTapePod. We're on social: Follow Dan Nathan @RiskReversal on Twitter Follow @GuyAdami on Twitter Follow Danny Moses @DMoses34 on Twitter Follow Liz Young @LizYoungStrat on Twitter Follow us on Instagram @RiskReversalMedia Subscribe to our YouTube page

Chris Farris, Cloud Security Nerd at PrimeHarbor Technologies, LLC, joins Corey on Screaming in the Cloud to discuss his new project, breaches.cloud, and why he feels having a centralized location for cloud security breach information is so important. Corey and Chris also discuss what it means to dive into entrepreneurship, including both the benefits of not having to work within a corporate structure and the challenges that come with running your own business. Chris also reveals what led him to start breaches.cloud, and what he's learned about some of the biggest cloud security breaches so far. About ChrisChris Farris is a highly experienced IT professional with a career spanning over 25 years. During this time, he has focused on various areas, including Linux, networking, and security. For the past eight years, he has been deeply involved in public-cloud and public-cloud security in media and entertainment, leveraging his expertise to build and evolve multiple cloud security programs.Chris is passionate about enabling the broader security team's objectives of secure design, incident response, and vulnerability management. He has developed cloud security standards and baselines to provide risk-based guidance to development and operations teams. As a practitioner, he has architected and implemented numerous serverless and traditional cloud applications, focusing on deployment, security, operations, and financial modeling.He is one of the organizers of the fwd:cloudsec conference and presented at various AWS conferences and BSides events. Chris shares his insights on security and technology on social media platforms like Twitter, Mastodon and his website https://www.chrisfarris.com.Links Referenced: fwd:cloudsec: https://fwdcloudsec.org/ breaches.cloud: https://breaches.cloud Twitter: https://twitter.com/jcfarris Company Site: https://www.primeharbor.com TranscriptAnnouncer: Hello, and welcome to Screaming in the Cloud with your host, Cloud Economist at The Duckbill Group, Corey Quinn. This weekly show features conversations with people doing interesting work in the world of cloud, thoughtful commentary on the state of the technical world, and ridiculous titles for which Corey refuses to apologize. This is Screaming in the Cloud.Corey: Welcome to Screaming in the Cloud, I'm Corey Quinn. My returning guest today is Chris Farris, now at PrimeHarbor, which is his own consultancy. Chris, welcome back. Last time we spoke, you were a Turbot, and now you've decided to go independent because you don't like sleep anymore.Chris: Yeah, I don't like sleep.Corey: [laugh]. It's one of those things where when I went independent, at least in my case, everyone thought that it was, oh, I have this grand vision of what the world could be and how I could look at these things, and that's going to just be great and awesome and everyone's going to just be a better world for it. In my case, it was, no, just there was quite literally nothing else for me to do that didn't feel like an exact reframing of what I'd already been doing for years. I'm a terrible employee and setting out on my own was important. It was the only way I found that I could wind up getting to a place of not worrying about getting fired all the time because that was my particular skill set. And I look back at it now, almost seven years in, and it's one of those things where if I had known then what I know now, I never would have started.Chris: Well, that was encouraging. Thank you [laugh].Corey: Oh, of course. And in sincerity, it's not one of those things where there's any one thing that stops you, but it's the, a lot of people get into the independent consulting dance because they want to do a thing and they're very good at that thing and they love that thing. The problem is, when you're independent, and at least starting out, I was spending over 70% of my time on things that were not billable, which included things like go and find new clients, go and talk to existing clients, the freaking accounting. One of the first hires I made was a fractional CFO, which changed my life. Up until that, my business partner and I were more or less dead reckoning of looking at the bank account and how much money is in there to determine if we could afford things. That's a very unsophisticated way of navigating. It's like driving by braille.Chris: Yeah, I think I went into it mostly as a way to define my professional identity outside of my W-2 employer. I had built cloud security programs for two major media companies and felt like that was my identity: I was the cloud security person for these companies. And so, I was like, ehh, why don't I just define myself as myself, rather than define myself as being part of a company that, in the media space, they are getting overwhelmed by change, and job security, job satisfaction, wasn't really something that I could count on.Corey: One of the weird things that I found—it's counterintuitive—is that when you're independent, you have gotten to a point where you have hit a point of sustainability, where you're not doing the oh, I'm just going to go work for 40 billable hours a week for a client. It's just like being an employee without a bunch of protections and extra steps. That doesn't work super well. But now, at the point where I'm at where the largest client we have is a single-digit percentage of revenue, I can't get fired anymore, without having a whole bunch of people suddenly turn on me because I've done something monstrous, in which case, I probably deserve not to have business anymore, or there's something systemic in the macro environment, which given that I do the media side and I do the cost-cutting side, I work on the way up, I work on the way down, I'm questioning what that looks like in a scenario that doesn't involve me hunting for food. But it's counterintuitive to people who have been employees their whole life, like I was, where, oh, it's risky and dangerous to go out on your own.Chris: It's risky and dangerous to be, you know, tied to a single, yeah, W-2 paycheck. So.Corey: Yeah. The question I'd like to ask is, how many people need to be really pissed off before you have one of those conversations with HR that doesn't involve giving you a cup of coffee? That's the tell: when you don't get coffee, it's a bad conversation.Chris: Actually, that you haven't seen [unintelligible 00:04:25] coffee these days. You don't want the cup of coffee, you know. That's—Corey: Even when they don't give you the crappy percolator navy coffee, like, midnight hobo diner style, it's still going to be a bad meeting because [unintelligible 00:04:37] pretend the coffee's palatable.Chris: Perhaps, yes. I like not having to deal with my own HR department. And I do agree that yeah, getting out of the W-2 space allows me to work on side projects that interests me or, you know, volunteer to do things like continuing the fwd:cloudsec, developing breaches.cloud, et cetera.Corey: I'll never forget, one of my last jobs I had a boss who walked past and saw me looking at Reddit and asked me if that was really the best use of my time. At first—it was in, I think, the sysadmin forum at the time, so yes, it was very much the best use of my time for the problem I was focusing on, but also, even if it wasn't, I spent an inordinate amount of time on social media, just telling stories and building audiences, on some level. That's the weird thing is that what counts as work versus what doesn't count as work gets very squishy when you're doing your own marketing.Chris: True. And even when I was a W-2 employee, I spent a lot of time on Twitter because Twitter was an intel source for us. It was like, “Hey, who's talking about the latest cloud security misconfigurations? Who's talking about the latest data breach? What is Mandiant tweeting about?” It was, you know—I consider it part of my job to be on Twitter and watching things.Corey: Oh, people ask me that. “So, you're on Twitter an awful lot. Don't you have a newsletter to write?” Like, yeah, where do you think that content comes from, buddy?Chris: Exactly. Twitter and Mastodon. And Reddit now.Corey: There's a whole argument to be had about where to find various things. For me at least, because I'm only security adjacent, I was always trying to report the news that other people had, not make the news myself.Chris: You don't want to be the one making the news in security.Corey: Speaking of, I'd like to talk a bit about what you just alluded to breaches.cloud. I don't think I've seen that come across my desk yet, which tells me that it has not been making a big splash just yet.Chris: I haven't been really announcing it; it got published the other night and so basically, yeah, is this is sort of a inaugural marketing push for breaches.cloud. So, what we're looking to do is document all the public cloud security breaches, what happened, why, and more importantly, what the companies did or didn't do that led to the security incident or the security breach.Corey: How are you slicing the difference between broad versus deep? And what I mean by that is, there are some companies where there are indictments and massive deep dives into everything that happens with timelines and blows-by-blows, and other times you wind up with the email that shows up one day of, “Security is very important to us. Now, listen to how we completely dropped the ball on it.” And it just makes the biggest description that they can get away with of what happened. Occasionally, you find out oh, it was an open S3 buckets, or they'll allude to something that sounds like it. Does that count for inclusion? Does it not? How do you make those editorial decisions?Chris: So, we haven't yet built a page around just all of the recipients of the Bucket Negligence Award. We're looking at the specific ones where there's been something that's happened that's usually involving IAM credentials—oftentimes involving IAM credentials found in GitHub—and what led to that. So, in a lot of cases, if there's a detailed company postmortem that they send their customers that said, “Hey, we goofed up, but complete transparency—” and then they hit all the bullet points of how they goofed up. Or in the case of certain others, like Uber, “Hey, we have court transcripts that we can go to,” or, “We have federal indictments,” or, “We have court transcripts, and federal indictments and FTC civil actions.” And so, we go through those trying to suss out what the company did or did not do that led to the breach. And really, the goal here is to be able to articulate as security practitioners, hey, don't attach S3 full access to this role on EC2. That's what got Capital One in trouble.Corey: I have a lot of sympathy for the Capital One breach and I wish they would talk about it more than they do, for obvious reasons, just because it was not, someone showed up and made a very obvious dumb decision, like, “Oh, that was what that giant red screaming thing in the S3 console means.” It was a series of small misconfigurations that led to another one, to another one, to another one, and eventually gets to a point where a sophisticated attacker was able to chain them all together. And yes, it's bad, yes, they're a bank and the rest, but I look at that and it's—that's the sort of exploit that you look at and it's okay, I see it. I absolutely see it. Someone was very clever, and a bunch of small things that didn't rise to the obvious. But they got dragged and castigated as if they basically had a four-character password that they'd left on the back of the laptop on a Post-It note in an airport lounge when their CEO was traveling. Which is not the case.Chris: Or all of the highlighting the fact that Paige Thompson was a former Amazon employee, making it seem like it was her insider abilities that lead to the incident, rather than she just knew that, hey, there's a metadata service and it gives me creds if I ask it.Corey: Right. That drove me nuts. There was no maleficence as an employee. And to be very direct, from what I understand of internal AWS controls, had there been, it would have been audited, flagged, caught, interdicted. I have talked to enough Amazonians that either a lot of them are lying to me very consistently despite not knowing each other, or they're being honest when they say that you can't get access to customer data using secret inside hacks.Chris: Yeah. I have reasonably good faith in AWS and their ability to not touch customer data in most scenarios. And I've had cases that I'm not allowed to talk about where Amazon has gone and accessed customer data, and the amount of rigmarole and questions and drilling that I got as a customer to have them do that was pretty intense and somewhat, actually, annoying.Corey: Oh, absolutely. And, on some level, it gets frustrating when it's a, look, this is a test account. I have nothing of sensitive value in here. I want the thing that isn't working to start working. Can I just give you a whole, like, admin-powered user account and we can move on past all of this? And their answer is always absolutely not.Chris: Yes. Or, “Hey, can you put this in our bucket?” “No, we can't even write to a public bucket or a bucket that, you know, they can share too.” So.Corey: An Amazonian had to mail me a hard drive because they could not send anything out of S3 to me.Chris: There you go.Corey: So, then I wound up uploading it back to S3 with, you know, a Snowball Edge because there's no overkill like massive overkill.Chris: No, the [snowmobile 00:11:29] would have been the massive overkill. But depending on where you live, you know, you might not have been able to get a permit to park the snowmobile there.Corey: They apparently require a loading dock. Same as with the outposts. I can't fake having one of those on my front porch yet.Chris: Ah. Well, there you go. I mean, you know it's the right height though, and you don't mind them ruining your lawn.Corey: So, help me understand. It makes sense to me at least, on some level, why having a central repository of all the various cloud security breaches in one place that's easy to reference is valuable. But what caused you to decide, you know, rather than saying it'd be nice to have, I'm going to go build that thing?Chris: Yeah, so it was actually right before the last time we spoke, Nicholas Sharp was indicted. And there was like, hey, this person was indicted for, you know, this cloud security case. And I'm like, that name rings a bell, but I don't remember who this person was. And so, I kind of realized that there's so many of these things happening now that I forget who is who. And so, when a new piece of news comes along, I'm like, where did this come from and how does this fit into what my knowledge of cloud security is and cloud security cases?So, I kind of realized that these are all running together in my mind. The Department of Justice only referenced ‘Company One,' so it wasn't clear to me if this even was a new cloud incident or one I already knew about. And so basically, I decided, okay, let's build this. Breaches.cloud was available; I think I kind of got the idea from hackingthe.cloud.And I had been working with some college students through the Collegiate Cyber Defense Competition, and I was like, “Hey, anybody want a spring research project that I will pay you for?” And so yeah, PrimeHarbor funded two college students to do quite a bit of the background research for me, I mentored them through, “Hey, so here's what this means,” and, “Hey, have we noticed that all of these seem to relate to credentials found in GitHub? You know, maybe there's a pattern here.” So, if you're not yet scanning for secrets in GitHub, I recommend you start scanning for secrets in your GitHub, private and public repos.Corey: Also, it makes sense to look at the history. Because, oh, I committed a secret. I'm going to go ahead and revert that commit and push that. That solves the problem, right?Chris: No, no, it doesn't. Yes, apparently, you can force push and delete an entire commit, but you really want to use a tool that's going to go back through the commit history and dig through it because as we saw in the Uber incident, when—the second Uber incident, the one that led to the CSOs conviction—yeah, the two attackers, [unintelligible 00:14:09] stuffed a Uber employee's personal GitHub account that they were also using for Uber work, and yeah, then they dug through all the source code and dug through the commit histories until they found a set of keys, and that's what they used for the second Uber breach.Corey: Awful when that hits. It's one of those things where it's just… [sigh], one thing leads to another leads to another. And on some level, I'm kind of amazed by the forensics that happen around all of these things. With the counterpoint, it is so… freakishly difficult, I think, for lack of a better term, just to be able to say what happened with any degree of certainty, so I can't help but wonder in those dark nights when the creeping dread starts sinking in, how many things like this happen that we just never hear about because they don't know?Chris: Because they don't turn on CloudTrail. Probably a number of them. Once the data gets out and shows up on the dark web, then people start knocking on doors. You know, Troy Hunt's got a large collection of data breach stuff, and you know, when there's a data breach, people will send him, “Hey, I found these passwords on the dark web,” and he loads them into Have I Been Pwned, and you know, [laugh] then the CSO finds out. So yeah, there's probably a lot of this that happens in the quiet of night, but once it hits the dark web, I think that data starts becoming available and the victimized company finds out.Corey: I am profoundly cynical, in case that was unclear. So, I'm wondering, on some level, what is the likelihood or commonality, I suppose, of people who are fundamentally just viewing security breach response from a perspective of step one, make sure my resume is always up to date. Because we talk about these business continuity plans and these DR approaches, but very often it feels like step one, secure your own mask before assisting others, as they always say on the flight. Where does personal preservation come in? And how does that compare with company preservation?Chris: I think down at the [IaC 00:16:17] level, I don't know of anybody who has not gotten a job because they had Equifax on their resume back in, what, 2017, 2018, right? Yes, the CSO, the CEO, the CIO probably all lost their jobs. And you know, now they're scraping by book deals and speaking engagements.Corey: And these things are always, to be clear, nuanced. It's rare that this is always one person's fault. If you're a one-person company, okay, yeah, it's kind of your fault, let's be clear here, but there are controls and cost controls and audit trails—presumably—for all of these things, so it feels like that's a relatively easy thing to talk around, that it was a process failure, not that one person sucked. “Well, didn't you design and implement the process?” “Yes. But it turned out there were some holes in it and my team reported that those weren't there and it turned out that they were and, well, live and learn.” It feels like that's something that could be talked around.Chris: It's an investment failure. And again, you know, if we go back to Harry Truman, “The buck stops here,” you know, it's the CEO who decides that, hey, we're going to buy a corporate jet rather than buy a [SIIM 00:17:22]. And those are the choices that happen at the top level that define, do you have a capable security team, and more importantly, do you have a capable security culture such that your security team isn't the only ones who are actually thinking about security?Corey: That's, I guess, a fair question. I saw a take on Twitter—which is always a weird thing—or maybe was Blue-ski or somewhere else recently, that if you don't have a C-level executive responsible for security with security in their title, your company does not take security seriously. And I can see that past a certain point of scale, but as a one-person company, do you have a designated CSO?Chris: As a one-person company and as a security company, I sort of do have a designated CSO. I also have, you know, the person who's like, oh, I'm going to not put MFA on the root of this one thing because, while it's an experiment and it's a sandbox and whatever else, but I also know that that's not where I'm going to be putting any customer data, so I can measure and evaluate the risk from both a security perspective and a business existential investment perspective. When you get to the larger the organization, the more detached the CEO gets from the risk and what the company is building and what the company is doing, is where you get into trouble. And lots of companies have C-level somebody who's responsible for security. It's called the CSO, but oftentimes, they report four levels down, or even more, from the chief executive who is actually the one making the investment decisions.Corey: On some level, the oh yeah, that's my responsibility, too, but it feels like it's a trap that falls into. Like, well, the CTO is responsible for security at a publicly traded company. Like, well… that tends to not work anymore, past certain points of scale. Like when I started out independently, yes, I was the CSO. I was also the accountant. I was also the head of marketing. I was also the janitor. There's a bunch of different roles; we all wear different hats at different times.I'm also not a big fan of shaming that oh, yeah. This is a universal truth that applies to every company in existence. That's also where I think Twitter started to go wrong where you would get called out whenever making an observation or witticism or whatnot because there was some vertex case to which it did not necessarily apply and then people would ‘well, actually,' you to death.Chris: Yeah. Well, and I think there's a lot of us in the security community who are in the security one-percenters. We're, “Hey, yes, I'm a cloud security person on a 15-person cloud security team, and here's this awesome thing we're doing.” And then you've got most of the other companies in this country that are probably below the security poverty line. They may or may not have a dedicated security person, they certainly don't have a SIIM, they certainly don't have anybody who's monitoring their endpoints for malware attacks or anything else, and those are the companies that are getting hit all the time with, you know, a lot of this ransomware stuff. Healthcare is particularly vulnerable to that.Corey: When you take a look across the industry, what is it that you're doing now at PrimeHarbor that you feel has been an unmet need in the space? And let me be clear, as of this recording earlier today, we signed a contract with you for a project. There's more to come on that in the future. So, this is me asking you to tell a story, not challenging, like, what do you actually do? This is not a refund request, let's be very clear here. But what's the unmet need that you saw?Chris: I think the unmet need that I see is we don't talk to our builder community. And when I say builder, I mean, developers, DevOps, sysadmins, whatever. AWS likes the term builder and I think it works. We don't talk to our builder community about risk in a way that makes sense to them. So, we can say, “Hey, well, you know, we have this security policy and section 24601 says that all data's classifications must be signed off by the data custodian,” and a developer is going to look at you with their head tilted, and be like, “Huh? What? I just need to get the sprint done.”Whereas if we can articulate the risk—and one of the reasons I wanted to do breaches.cloud was to have that corpus of articulated risk around specific things—I can articulate the risk and say, “Hey, look, you know how easy it is for somebody to go in and enumerate an S3 bucket? And then once they've enumerated and guessed that S3 bucket exists, they list it, and oh, hey, look, now that they've listed it, they know all of the objects and all of the juicy PII that you just made public.” If you demonstrate that to them, then they're going to be like, “Oh, I'm going to add the extra story point to this story to go figure out how to do CloudFront origin access identity.” And now you've solved, you know, one more security thing. And you've done in a way that not just giving a man a fish or closing the bucket for them, but now they know, hey, I should always use origin access identity. This is why I need to do this particular thing.Corey: One of the challenges that I've seen in a variety of different sites that have tried to start cataloging different breaches and other collections of things happening in public is the discoverability or the library management problem. The most obvious example of this is, of course, the AWS console itself, where when it paginates things like, oh, there are 3000 things here, ten at a time, through various pages for it. Like, the marketplace is just a joke of discoverability. How do you wind up separating the stuff that is interesting and notable, rather than, well, this has about three sentences to it because that's all the company would say?Chris: So, I think even the ones where there's three sentences, we may actually go ahead and add it to the repo, or we may just hold it as a draft, so that we know later on when, “Hey, look, here's a federal indictment for Company Three. Oh, hey, look. Company Three was actually this breach announcement that we heard about three months ago,” or even three years ago. So like, you know, Chegg is a great example of, you know, one of those where, hey, you know, there was an incident, and they disclosed something, and then, years later, FTC comes along and starts banging them over the head. And in the FTC documentation, or in the FTC civil complaint, we got all sorts of useful data.Like, not only were they using root API keys, every contractor and employee there was sharing the root API keys, so when they had a contractor who left, it was too hard to change the keys and share it with everybody, so they just didn't do that. The contractor still had the keys, and that was one of the findings from the FTC against Chegg. Similar to that, Cisco didn't turn off contractors' access, and I think—this is pure speculation—I think the poor contractor one day logged into his Google Cloud Shell, cd'ed into a Terraform directory, ran ‘terraform destroy', and rather than destroying what he thought he was destroying, it had the access keys back to Cisco WebEx and took down 400 EC2 instances that made up all of WebEx. These are the kinds of things that I think it's worth capturing because the stories are going to come out over time.Corey: What have you seen in your, I guess, so far, a limited history of curating this that—I guess, first what is it you've learned that you've started seeing as far as patterns go, as far as what warrants inclusion, what doesn't, and of course, once you started launching and going a bit more public with it, I'm curious to hear what the response from companies is going to be.Chris: So, I want to be very careful and clear that if I'm going to name somebody, that we're sourcing something from the criminal justice system, that we're not going to say, “Hey, everybody knows that it was Paige Thompson who was behind it.” No, no, here's the indictment that said it was Paige Thompson that was, you know, indicted for this Capital One sort of thing. All the data that I'm using, it all comes from public sources, it's all sited, so it's not like, hey, some insider said, “Hey, this is what actually happened.” You know? I very much learned from the Ubiquiti case that I don't want to be in the position of Brian Krebs, where it's the attacker themselves who's updating the site and telling us everything that went wrong, when in fact, it's not because they're in fact the perpetrator.Corey: Yeah, there's a lot of lessons to be learned. And fortunately, for what it's s—at least it seems… mostly, that we've moved past the battle days of security researchers getting sued on a whim from large companies for saying embarrassing things about them. Of course, watch me be tempting fate and by the time this publishes, I'll get sued by some company, probably Azure or whatnot, telling me that, “Okay, we've had enough of you saying bad things about our security.” It's like, well, cool, but I also read the complaint before you file because your security is bad. Buh-dum-tss. I'm kidding. I'm kidding. Please don't sue me.Chris: So, you know, whether it's slander or libel, depending on whether you're reading this or hearing it, you know, truth is an actual defense, so I think Microsoft doesn't have a case against you. I think for what we're doing in breaches, you know—and one of the reasons that I'm going to be very clear on anybody who contributes—and just for the record, anybody is welcome to contribute. The GitHub repo that runs breaches.cloud is public and anybody can submit me a pull request and I will take their write-ups of incidents. But whatever it is, it has to be sourced.One of the things that I'm looking to do shortly, is start soliciting sponsorships for breaches so that we can afford to go pull down the PACER documents. Because apparently in this country, while we have a right to a speedy trial, we don't have a right to actually get the court transcripts for less than ten cents a page. And so, part of what we need to do next is download those—and once we've purchased them, we can make them public—download those, make them public, and let everybody see exactly what the transcript was from the Capital One incident, or the Joey Sullivan trial.Corey: You're absolutely right. It drives me nuts that I have to wind up budgeting money for PACER to pull up court records. And at ten cents a page, it hasn't changed in decades, where it's oh, this is the cost of providing that data. It's, I'm not asking someone to walk to the back room and fax it to me. I want to be very clear here. It just feels like it's one of those areas where the technology and government is not caught up and it's—part of the problem is, of course, having no competition.Chris: There is that. And I think I read somewhere that the ent—if you wanted to download the entire PACER, it would be, like, $100 million. Not that you would do that, but you know, it is the moneymaker for the judicial system, and you know, they do need to keep the lights on. Although I guess that's what my taxes are for. But again, yes, they're a monopoly; they can do that.Corey: Wildly frustrating, isn't it?Chris: Yeah [sigh]… yeah, yeah, yeah. Yeah, I think there's a lot of value in the court transcripts. I've held off on publishing the Capital One case because one, well, already there's been a lot of ink spilled on it, and two, I think all the good detail is going to be in the trial transcripts from Paige Thompson's trial.Corey: So, I am curious what your take is on… well, let's called the ‘FTX thing.' I don't even know how to describe it at this point. Is it a breach? Is it just maleficence? Is it 15,000 other things? But I noticed that it's something that breaches.cloud does talk about a bit.Chris: Yeah. So, that one was a fascinating one that came out because as I was starting this project, I heard you know, somebody who was tweeting was like, “Hey, they were storing all of the crypto private keys in AWS Secrets Manager.” And I was like, “Errr?” And so, I went back and I read John J. Ray III's interim report to the creditors.Now, John Ray is the man who was behind the cleaning up of Enron, and his comment was “FTX is the”—“Never in my career have I seen such a complete failure of corporate controls and such a complete absence of trustworthy information as occurred here.” And as part of his general, broad write-up, they went into, in-depth, a lot of the FTX AWS practices. Like, we talk about, hey, you know, your company should be multi-account. FTX was worse. They had three or four different companies all operating in the same AWS account.They had their main company, FTX US, Alameda, all of them had crypto keys in Secrets Manager and there was no access control between any of those. And what ended up happening on the day that SBF left and Ray came in as CEO, the $400 million worth of crypto somehow disappeared out of FTX's wallets.Corey: I want to call this out because otherwise, I will get letters from the AWS PR spin doctors. Because on the surface of it, I don't know that there's necessarily a lot wrong with using Secrets Manager as the backing store for private keys. I do that with other things myself. The question is, what other controls are there? You can't just slap it into Secrets Manager and, “Well, my job is done. Let's go to lunch early today.”There are challenges [laugh] around the access levels, there are—around who has access, who can audit these things, and what happens. Because most of the secrets I have in Secrets Manager are not the sort of thing that is, it is now a viable strategy to take that thing and abscond to a country with a non-extradition treaty for the rest of my life, but with private keys and crypto, there kind of is.Chris: That's it. It's like, you know, hey, okay, the RDS database password is one thing, but $400 million in crypto is potentially another thing. Putting it in and Secrets Manager might have been the right answer, too. You get KMS customer-managed keys, you get full auditability with CloudTrail, everything else, but we didn't hear any of that coming out of Ray's report to the creditors. So again, the question is, did they even have CloudTrail turned on? He did explicitly say that FTX had not enabled GuardDuty.Corey: On some level, even if GuardDuty doesn't do anything for you, which in my case, it doesn't, but I want to be clear, you should still enable it anyway because you're going to get dragged when there's inevitable breach because there's always a breach somewhere, and then you get yelled at for not having turned on something that was called GuardDuty. You already sound negligent, just with that sentence alone. Same with Security Hub. Good name on AWS's part if you're trying to drive service adoption. Just by calling it the thing that responsible people would use, you will see adoption, even if people never configure or understand it.Chris: Yeah, and then of course, hey, you had Security Hub turned on, but you ignore the 80,000 findings in it. Why did you ignore those 80,000 findings? I find Security Hub to probably be a little bit too much noise. And it's not Security Hub, it's ‘Compliance Hub.' Everything—and I'm going to have a blog post coming out shortly—on this, everything that Security Hub looks at, it looks at it from a compliance perspective.If you look at all of its scoring, it's not how many things are wrong; it's how many rules you are a hundred percent compliant to. It is not useful for anybody below that AWS security poverty line to really master or to really operationalize.Corey: I really want to thank you for taking the time to catch up with me once again. Although now that I'm the client, I expect I can do this on demand, which is just going to be delightful. If people want to learn more, where can they find you?Chris: So, they can find breaches.cloud at, well https://breaches.cloud. If you're looking for me, I am either on Twitter, still, at @jcfarris, or you can find me and my consulting company, which is www.primeharbor.com.Corey: And we will, of course, put links to all of that in the [show notes 00:33:57]. Thank you so much for taking the time to speak with me. As always, I appreciate it.Chris: Oh, thank you for having me again.Corey: Chris Farris, cloud security nerd at PrimeHarbor. I'm Cloud Economist Corey Quinn and this is Screaming in the Cloud. If you've enjoyed this podcast, please leave a five-star review on your podcast platform of choice, whereas if you've hated this podcast, please leave a five-star review on your podcast platform of choice, along with an angry, insulting comment that you're also going to use as the storage back-end for your private keys.Corey: If your AWS bill keeps rising and your blood pressure is doing the same, then you need The Duckbill Group. We help companies fix their AWS bill by making it smaller and less horrifying. The Duckbill Group works for you, not AWS. We tailor recommendations to your business and we get to the point. Visit duckbillgroup.com to get started.

Cobertura Investir no Exterior:https://www.infomoney.com.br/tudo-sobre/investir-no-exterior/________________Lucas Collazo e Henrique Esteter recebem Andrew Reider, sócio e CIO da WHG, e Thiago Kapulskis, head de tecnologia do Itaú BBA, no episódio #198 do Stock Pickers (#198).________________ EQUIPE DE PRODUÇÃO Direção de cortes e produção: Mariana ShimojoProdução e edição: Nando LimaRedes sociais: Rafaella Bertolini________________ TELEGRAM DO STOCK PICKERS: acesse gratuitamente a lista mais quente do mercado: https://t.me/stockpickersoficial​​​​​ ________________ Siga o Stock Pickers em todas as redes sociais: https://linktr.ee/stockpickers_​​ ________________ STOCK BOOKS: todos os livros indicados no Stock Pickers! https://docs.google.com/spreadsheets/d/1XkSGoaGUFy05K8V-ST0aTDRhCp-81G4AJTPDpZSFSIU/edit?usp=sharing

(6/8/23) Markets' bet on Small Caps: No Recession? Next FOMC Meeting: Higher rates to come? Sector rotation may have short shelf life; Why are Friday's the best trading days of the week in 2023? The difficult dichotomy between markets & data. The surge in credit card debt, even as rates rise. Markets are momentarily "calm" as the Fed allows tighter bank lending standards to dampen economic growth. Meanwhile, the Fed has a "transitory" problem: policy is now more about politics. Market expectations vs reality: What is the market telling us about recession? What is Sector Rotation activity telling us? Options volume is off the charts; What is the VIX measuring? Is the VIX broken (it's a statistical metric)? "Passive" investing is not an accurate term; is "passive" becoming active? Speculation is a function of excess liquidity: The Fed is a factor in the market. SEG-1: Markets' Bet on Small Caps: No Recession SEG-2: Momentary Calm in Markets as Fed Allows Banks to Buffer Growth SEG-3: What is Sector Rotation Activity Telling Us? SEG-4: Is the VIX Broken? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=8uvPN2nT0pc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Will Sector Rotations Provide Opportunity for Investors?" is here: https://www.youtube.com/watch?v=2asRoGHK6Xs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Are We in a Cardboard Box Recession?" https://www.youtube.com/watch?v=qTMfOCXgCPA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Articles Mentioned in Today's Show: Relative Rotation – Unlocking the Hidden Potential Part 1 https://realinvestmentadvice.com/relative-rotation-unlocking-the-hidden-potential-part-1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Recession #SmallCaps #SectorRotation #Inflation #Markets #Money #Investing

As business becomes more technology-driven, the role of technology leaders is changing, as well. In this episode, VP, Senior Research Director Fred Giron and VP, Principal Analyst Ted Schadler discuss new research defining the CIO's role in powering growth.

He never planned to climb the ladder of corporate technology leadership. But an obsession with hard problems led him down the path to becoming the CTO for South Africa's Capitec Bank. In this episode, learn more about Andrew Baker's career arc, including going from "my very first project was to remove Zscaler because I didn't see the value in it," to leading three successful zero trust transformations and becoming a Zscaler advisor.

774: Steve Yates, a storied former head of technology, joins Peter to talk about his remarkable journey as a renowned early version of the CIO across multiple companies and how the role has evolved over the course of his career. He discusses how he developed his IT department from scratch early in his career, carved out the purview for the modern-day CIO, and pioneered the convergence of technology and business. Steve gives insight into major learnings from his roles at Rockwell, USAA, and KeyBank as well as what that pathway into each role looked like. He also describes his pathway to board membership and the value he added as one of the first technologists to join a scaled company's board. Finally, Steve discusses his plans for the future, and how he continues to stay up-to-date on emerging trends in technology, politics, economics, and more.

Chairman & CIO of Ironhold Capital Siddharth Singhai speaks with legendary value investor Mohnish Pabrai. Mohnish Pabrai is the managing partner of the Pabrai Investment Funds. Pabrai Investment funds have grown to over $580 million AUM in the second quarter of 2019. The funds invest in public equities utilizing the “Munger/Buffet Focused Value" investing approach. Since inception, the fund has outperformed market indices and most investment managers. During the interview, Mr.Pabrai explains his investment methodologies and some experiences and lessons he has learned from various investments he made in the past. He talks about some mistakes he made as well as what he has learned from more than 20 years in the field as a value investor.

Débat entre Christophe Dubi, directeur exécutif des Jeux olympiques au CIO, Emmanuel Bayle, professeur en gestion du sport à l'Institut des sciences du sport de l'Unil, et Sion Marylène Volpi Fournier, représentantes des Verts.

I had the absolute pleasure of being joined today by Cathie Wood, the founder, CEO, and CIO of ARK Invest. Cathie built a decades-long track record of success in the investment world by using thematic strategies focused on innovation before rising to national prominence when she founded her own firm in 2014, ARK Invest, where she and her team focus solely on investing in disruptive innovation while adding new dimensions to research. Through an open research approach, Cathie believes ARK can identify large-scale investment opportunities resulting from technological innovations.  During our conversation Cathie and I cover in detail the convergence of new technologies and the power and opportunity that convergence provides, how and why kids are the “R&D department” of humanity, digital leisure, the blurring of our physical and digital worlds, where the virtual economy is poised to go, and much more. Chapters: Introducing Cathie Wood (00:00) Apple Launches Mixed Reality Headset (02:50) What is the Metaverse and What Could it Become (07:20) What it Means When These Technologies Converge (10:34) New Educational Paths / Kids are the New R&D Department (18:14) Technology Creates Brand Synergies Across Generations (25:20) Digital Leisure and  Blurring the Lines of Physical and Digital (33:39) Size and Evolution of the Virtual Economy (42:31) Learn more about ARK Invest by visiting their website. To read ARK's 2023 Big Ideas report visit here. Follow ARK: Twitter | Instagram | LinkedIn | Facebook | YouTube Follow Cathie: LinkedIn | Twitter | Facebook  Learn more about Into the Metaverse and Yon by visiting the website. Follow Yon: LinkedIn | Twitter Learn more about Supersocial by visiting the website.

Our guest Mika Kastenholz shares his insights running a global, cross-asset class macro trading business within a major investment bank in this episode. We learn about potential volatility mismatches in the equity index and fixed income markets, distortions in the yield curve caused by regulatory changes, and a general decline in the appetite for risk taking in the banking sector post-2008. Mika also discusses the viability of crisis prediction using quantitative models, and positioning risk in the convertible bond market. This episode offers a rare perspective into the way a major sell side player thinks about risk and opportunity.-----EXCEPTIONAL RESOURCE: Find Out How to Build a Safer & Better Performing Portfolio using this FREE NEW Portfolio Builder Tool-----ATTENTION TTU TRIBE : SIGN-UP for Rick Rule's Symposium: Once in a life-time natural resource insights from the BEST investors in the world via a first-class livestream or Live event!Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “The Many Flavors of Trend Following” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Hari on Twitter.Follow Mika on LinkedIn.Episode TimeStamps: 02:20 - Introduction to Mika Kastenholz09:25 - Working with econophysics10:52 - Finding the perfect size12:05 - Mika's view on naive sizing13:19 - The macro perspective16:27 - Depressed commodities and the inverted yield curve18:46 - A changing environment21:01 - The impact of post 2008 regulations23:29 - Hedging the autocallable...

(6/7/23) The Cardboard Box Recession = real time indicator of less spending on items requiring boxes and cartons (The Corrugated Index). Noting Small Cap and Mid Cap behaviors that cannot last. On Recession Watch: Services sector vs Manufacturing sector performance; for Investors, Recesssion means lower earnings. Why Recessions really aren't bad: Cleansing of the system. Impending recession will be more of a downturn because we've already handled "crises" in banking & housing; the latest Crisis de Jour is the re-funding of the Treasury General Account. Suzie Ormand's "people are scared" comment the result of idiotic media headlines and stupid politicians. What ever happened to John Krasinski's "Good News?" Fear is not to be discounted as unimportant, but keeping a balanced perspective is vital. Why Bonds are now under-priced for the market: "best opportunity for investors in 14-years"? SEG-1: The Cardboard Box Recession SEG-2: What Recessions Aren't Necessarily Bad SEG-3: The Latest Crisis de Jour: Re-Funding the TGA SEG-4: The Best Bet is On Bonds Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=qTMfOCXgCPA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "Which Stocks Will Be Most Affected by Economic Slowdown?" is here: https://www.youtube.com/watch?v=t3jGx_8WaqI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "What Does Market Breadth Tell Us?" https://www.youtube.com/watch?v=05URMbQSNb4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Articles Mentioned in Today's Show: "Breadth Not As Strong As Advance-Decline Suggests" https://realinvestmentadvice.com/breadth-not-as-strong-as-advance-decline-suggests/ "Technical Review Of The Market: Bulls In Control" https://realinvestmentadvice.com/technical-review-of-the-market-bulls-in-control/ "CBDC- Navigating Pros and Cons to Ease Apprehensions" https://realinvestmentadvice.com/cbdc-navigating-pros-and-cons-to-ease-apprehensions ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Recession #Treasuries #Bonds #Inflation #Markets #Money #Investing

My guest on the show today is Travis Prentice, CEO and CIO of EAM Investors. I was introduced to Travis by Doug Porter from Acuitas Investments (thank you Doug!) From Travis' time working at Managing Director and Portfolio Manager with Nicholas-Applegate Capital Management, experience with Russell in the midst of building out the MicroCap index, as well as EAM's strategy using what he describes "Informed Momentum", I think you're in for a treat. For more information about EAM Investors, please visit: https://eaminvestors.com/ Today's episode is sponsored by: Stream by AlphaSense, an expert interview transcript library that integrates AI-generated call summaries and NLP search technology so their clients can quickly pinpoint the most critical insights. Start your FREE trial on their website: https://streamrg.co/PMC Planet MicroCap Podcast is on YouTube! All archived episodes and each new episode will be posted on the SNN Network YouTube channel. I've provided the link in the description if you'd like to subscribe. You'll also get the chance to watch all our Video Interviews with management teams, educational panels from the conference, as well as expert commentary from some familiar guests on the podcast. Subscribe here: http://bit.ly/1Q5Yfym Click here to rate and review the Planet MicroCap Podcast The Planet MicroCap Podcast is brought to you by SNN Incorporated, The Official MicroCap News Source, and the Planet MicroCap Review Magazine, the leading magazine in the MicroCap market. You can Follow the Planet MicroCap Podcast on Twitter @BobbyKKraft

With special guest Martin Fridson, CIO of Lehmann Livian Fridson Advisors. 

Hosts Alan Sardana & Dr. Joshua Liu speak with Dr. Peter Marks, CIO at WakeMed, and Dr. Neal Chawla, CMIO at WakeMed, about "Fostering a Successful CIO CMIO Dyad, Collaborating with Hospital Boards to Drive Digital Transformation, Leveraging Transparency to Empower Clinicians, and more." Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

On today's show, we spoke with Alex Morris, Founder and CIO of F/m Investments on how Treasury ETFs work, why the 1mo is yielding so much, how government defaults could affect treasuries, and much more! Visit https://www.ustreasuryetf.com/ to learn more.     Find complete shownotes on our blogs... Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspiritspod@gmail.com with any feedback, questions, recommendations, or ideas for future topics of conversation.   Check out the latest in financial blogger fashion at The Compound shop: https://www.idontshop.com   Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. Wealthcast Media, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/

Are you feeling stuck in your life or business? Do you feel like no matter how hard you try, things just keep getting worse? If so, you're not alone. In this episode of the How'd It Happen Podcast, Brad Zepecki shares his story of overcoming adversity and finding success on the other side.Brad Zepecki is back on the show for the second time, and this time he felt the pull to be real and honest about the struggles he has recently faced in his business so that other people know they are not alone in the challenges they may be facing.Brad Zepecki is the Founder and CEO of Octavian Technology Group, a Milwaukee-based technology consulting firm that provides strength to its clients with fractional CIO and AI data science expertise. Brad began his career as a software engineer and later pivoted into consulting because he was attracted to the variety of projects and companies he could impact.One of the key takeaways from Brad's story is the importance of perseverance. No matter how hard things get, it's essential to keep pushing forward. As Brad puts it, "you just gotta keep going, I think is the message no matter how hard it gets." Of course, this is easier said than done. When you're facing challenges and setbacks, it can be tempting to give up. = Brad's story is a reminder that success is possible if you keep going.Another important lesson from Brad's story is the importance of self-awareness. Brad realized that he needed to make some changes in his life and business, and he was willing to do the work to make those changes happen. He sought out a coach who helped him gain clarity and understanding of his challenges and how to work through them.Brad's story is also a reminder that failure is a part of life, and it's how we learn and grow from it that matters. It's important to remember that failure is not the end of the world, it's an opportunity to learn and grow from our mistakes.Key highlights:Never wanting to give upDisappointing the people that mean so much to youThe challenge of getting back to who you areEpisode resources:Check out episode 57 with Brad ZepeckiConnect with Brad Zepecki:Website: octaviantg.comLinkedIn: Brad ZepeckiTo Connect with Mike: Website LinkedIn Instagram Twitter YouTube Coaching Get Mike's book: Owner Shift Please LIKE

773: May Yap, the Chief Information Officer of Jabil, talks about the remarkable modernization and transformation journey she has led within the company. With May based in Singapore, May leads a truly global team with tech centers worldwide and shares her insights into managing this diverse and distributed workforce. She describes the process and benefits of modernization, how digitalization leads to better organization throughout IT, and how her team tests new technologies for potential implementation. May describes the advantages of having a long tenure as CIO, the latest tech trends shaping the industry, and the keys to her career success.

Welcome to Tech in MKE: conversations with business leaders who have a connection to Milwaukee where we chat about the state of technology in their organizations, our community, and how both come together to attract talent and make a city more “techie”. This episode features a panel discussion from the Wisconsin Technology Association conference which took place a couple weeks ago. The topic is Robotic Process Automation or RPA. It's not a new technology, but the panel gets into new spins and example use cases, especially as RPA bumps up against cybersecurity and ChatGPT. Panel moderator: Tim Dickson, CIO at Generac Panel participants: Missie Jakusz, Associate Director of Infrastructure and Operations at JJ Keller Luann Hopkins, Head of Automation COE at Generac Angie Dahl, Application Management Team Leader, Business Process Automation at Plexus This informative, relatable discussion is focused on: What is RPA and how does it work? How do you decide what to automate? How does RPA help retain talent? Tech in MKE is brought to you by Harley-Davidson, The Milwaukee Tech Hub Coalition, Expedient, the Milwaukee School of Engineering, and Brooksource.

During this conversation between Sadhguru and Jonathan Coslet, CIO of TPG Holdings and Board of Trustees member of the prestigious Menlo School in Atherton, California, the two discuss the challenges facing young people today, both social and academic.    Conscious Planet: https://www.consciousplanet.org Sadhguru App (Download): https://onelink.to/sadhguru__app Official Sadhguru Website: https://isha.sadhguru.org Sadhguru Exclusive: https://isha.sadhguru.org/in/en/sadhguru-exclusive Inner Engineering Link: isha.co/ieo-podcast Yogi, mystic and visionary, Sadhguru is a spiritual master with a difference. An arresting blend of profundity and pragmatism, his life and work serves as a reminder that yoga is a contemporary science, vitally relevant to our times.See omnystudio.com/listener for privacy information.

This year's edition of the UBS Global Family Office Report documents the findings of a survey of 230 single-family offices around the world. Max Kunkel, CIO for global family and institutional wealth within UBS Global Wealth Management, joins the programme to explain why family offices are planning a major shift in strategic asset allocation.See omnystudio.com/listener for privacy information.

Today, we are joined by Andrew Beer and Tim Pickering for a heated debate on some of the most important changes that we are seeing in the CTA industry. We discuss how ETFs can be used in the CTA industry and the pros and cons of using indices to represent manager performance, why Tim and Andrew are fundamentally different in how they approach the way retail investors can access CTA strategies and how they disagree on the definition of "pure alpha", the use of replication strategies and much more.-----EXCEPTIONAL RESOURCE: Find Out How to Build a Safer & Better Performing Portfolio using this FREE NEW Portfolio Builder Tool-----ATTENTION TTU TRIBE : SIGN-UP for Rick Rule's Symposium: Once in a life-time natural resource insights from the BEST investors in the world via a first-class livestream or Live event!Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “The Many Flavors of Trend Following” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Andrew on Twitter.Episode TimeStamps: 00:50 - The macro perspective03:56 - Industry performance update06:17 - First CTA to launch a ETF09:57 - The managed futures index - what and why?17:40 - Tim's experience with indices20:15 - Building an asset allocation bucket22:36 - A discussion on alpha30:58 - Getting exposure to CTA return streams37:10 - Why Tim would avoid replication strategies44:18 - The biggest positions drive performance?51:45 - Are ETFs reliable?55:47 - Getting the timing right01:00:49 - A terrible product?01:04:26 - Why did Tim's US ETF...

From a prop trading desk to the NYSE on IVOL's launch day, wiz portfolio manager Nancy Davis shares her journey. Nancy Davis, the founder, and CIO of Quadratic Capital Management, has enjoyed a storied career, from a post-grad career at Goldman Sachs to being on the opposite side of the famous London Whale Trade and launching her own ETF. She joins Maggie Lake to share how the highs and lows have shaped her winding road. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Convidado: Carlos Carvalho Jr., CIO, Diretor de Gestão da Kinitro CapitalEdição: Nando Lima________________ Siga o Stock Pickers em todas as redes sociais: https://linktr.ee/stockpickers_​​ ________________ STOCK BOOKS: todos os livros indicados no Stock Pickers! https://docs.google.com/spreadsheets/d/1XkSGoaGUFy05K8V-ST0aTDRhCp-81G4AJTPDpZSFSIU/edit?usp=sharing

Jeff Gautney, Senior Vice President & CIO at Rush University System for Health, joins the podcast to discuss his background & 38 years in the healthcare industry, how he is leveraging technology to improve his organization, different ways he is looking at retaining staff, and more.Want to network with peers and hear more conversations like this? Apply to be one of our complimentary guest reviewers at our upcoming HIT + Digital Health + RCM Meeting Oct, 3-6 2023 here.

James Diorio is the CEO & Jake Ryan is the CIO of Tradecraft Capital - they are also the Authors of the book Crypto Decrypted. Buy the book - https://www.amazon.com/Crypto-Decrypted-Understanding-Breakthroughs-Foundations/dp/1394178522

David Selznick, a partner and CIO at KA Real Estate, joins the program to discuss how the supply/demand ratio in the senior housing sector is working in favor of investors, as well as current occupancy rates, how senior living centers are moving from emphasis on care to an emphasis on lifestyle, the integration of resort-style amenities and new technologies, and the overall outlook for senior housing investors. (06/2023)

David Selznick, a partner and CIO at KA Real Estate, joins the program to discuss how the supply/demand ratio in the senior housing sector is working in favor of investors, as well as current occupancy rates, how senior living centers are moving from emphasis on care to an emphasis on lifestyle, the integration of resort-style amenities and new technologies, and the overall outlook for senior housing investors. (06/2023)

Can we EVER pay back the U.S. debt? Can we EVER go back to the Gold Standard? Zach Abraham joins us. It's a simple series of questions that get to the heart of a very important question: what part of the reality presented to us is real? Today, Zach Abraham and I discuss them: “can the United States ever pay down the debt?” “If the Federal Reserve ‘acquires' the debt and pretends it is gone, what does that mean about money . . . is any of it real?” “Can the U.S. ever return to the Gold Standard--or ANY rational standard--for our currency?” “If we did apply a rational standard to our currency why would the debt we owe on houses increase by 4x?” Zach also explains why he, as a CIO, thinks Target and Budweiser are perfect candidates for class action, shareholder lawsuits and I think his explanation is brilliant. What does God's Word say? Ephesians 6:12 12 For our struggle is not against flesh and blood, but against the rulers, against the authorities, against the powers of this dark world and against the spiritual forces of evil in the heavenly realms.Episode 869 Links:House Passes Debt Ceiling Bill in Bipartisan Vote, Moves to SenateThere Are 99 Pages Of Details In The Debt-Ceiling Deal, And A Big Trap On RepublicansIf I were a shareholder lawsuit attorney, this would be a the top of my exhibits. Target's CEO explains why he will use the assets of shareholders to fight cultural, political battles. Satan-loving [so-called] “trans” designer behind Target's boycotted Pride clothing campaign says the retailer and Bud Light are examples of 'rainbow capitalism' for Pride month - and should either stand by their ads or not do themErik Carnell is a [so-called] “transgender” British designer who says Target and Bud Light have exposed the dangers of 'rainbow capitalism' ahead of Pride monthHe said: 'If you're going to take a stance and say that you care about the LGB”T” community, you need to stand by that regardless'Target has sold Pride month goods for years but removed Carnell's products, citing an increase in confrontations between customers and employeesAccidental Empires: How the Boys of Silicon Valley Make Their Millions, Battle Foreign Competition, and Still Can't Get a Date4Patriots https://4patriots.com Protect your family with Food kits, solar generators and more at 4Patriots. Use code TODD for 10% off your first purchase. Alan's Soaps https://alanssoaps.com/TODD Use coupon code ‘TODD' to save an additional 10% off the bundle price. BiOptimizers https://magbreakthrough.com/todd Use promo code TODD for 10% off your order. Bonefrog https://bonefrog.us Enter promo code TODD at checkout to receive 10% off your subscription. Bulwark Capital http://KnowYourRiskRadio.com Find out how Bulwark Capital Actively Manages risk. Call 866-779-RISK or vist KnowYourRiskRadio.com Healthycell http://healthycell.com/todd Protect your heart with Healthycell! Use promo code TODD for 20% off your first order. My Pillow https://mypillow.com Use code TODD for BOGO on the new MyPillow 2.0 Patriot Mobile https://patriotmobile.com/herman Get free activation today with offer code HERMAN. Visit or call 878-PATRIOT. RuffGreens https://ruffgreens.com/todd Get your FREE Jumpstart Trial Bag of Ruff Greens, simply cover shipping. Visit or call 877-MYDOG-64. SOTA Weight Loss https://sotaweightloss.com SOTA Weight Loss is, say it with me now, STATE OF THE ART! GreenHaven Interactive https://greenhaveninteractive.com Digital Marketing including search engine optimization and website design.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5674544/advertisement

Lucas Collazo e Henrique Esteter recebem Marcio Fontes, Diretor de Multimercados e Renda Fixa da ASA Investments e Carlos Carvalho Jr., CIO, Diretor de Gestão da Kinitro Capital, ao vivo no Stock Pickers (#197).________________ EQUIPE DE PRODUÇÃO Direção de cortes, produção e edição: Mariana ShimojoProdução: Nando LimaRedes sociais: Rafaella Bertolini________________ TELEGRAM DO STOCK PICKERS: acesse gratuitamente a lista mais quente do mercado: https://t.me/stockpickersoficial​​​​​ ________________ Siga o Stock Pickers em todas as redes sociais: https://linktr.ee/stockpickers_​​ ________________ STOCK BOOKS: todos os livros indicados no Stock Pickers! https://docs.google.com/spreadsheets/d/1XkSGoaGUFy05K8V-ST0aTDRhCp-81G4AJTPDpZSFSIU/edit?usp=sharing

It's YOUR time to #EdUp In this episode, recorded LIVE from ⁠Jenzabar's Annual Meeting (JAM)⁠⁠ 2023 conference in Orlando, Florida YOUR guests are ⁠Mimi Royston, CIO, & Kelly Taylor, Manager of Systems & Projects at American International College YOUR guest cohost is ⁠James Brossenne, Director Managed & Technical Services at ⁠Jenzabar⁠ YOUR host is ⁠Dr. Joe Sallustio⁠ Listen in to #EdUp! Thank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp! Connect with YOUR EdUp Team - ⁠Elvin Freytes⁠ & ⁠Dr. Joe Sallustio⁠ ● Join YOUR EdUp community at ⁠The EdUp Experience⁠! We make education YOUR business! --- Send in a voice message: https://podcasters.spotify.com/pod/show/edup/message

This episode is sponsored by Kalshi.Inc   Deepak Gurnani is the Founder and Managing Partner of Versor Investments - $2bn quantitative investment firm. Deepak is the former CIO of Investcorp's Hedge Fund Group and was one of the founding members in 1996. He was also a member of the Management Committee there. Deepak retired from Investcorp in March 2013. Prior to Investcorp, Deepak Gurnani spent six years with Citicorp. In this podcast we discuss the best way to implement trend following strategies, mistakes made by trend-followers, importance of sector neutrality, and much more.    Follow us here for more amazing insights: https://macrohive.com/home-prime/ https://twitter.com/Macro_Hive https://www.linkedin.com/company/macro-hive

Guest: Liz MillerOn Twitter | https://twitter.com/lizkmillerOn LinkedIn | https://www.linkedin.com/in/lizkmiller/________________________________Host: Alyssa MillerOn ITSPmagazine  

EXPERTENGESPRÄCH | Otto gehört definitiv zu den großen Krisen-Gewinnern in der Pandemie. Ein essentieller Faktor dieser Erfolgsgeschichte waren die enormen Schritte, die das Traditionsunternehmen in den letzten Jahren in Sachen Digitalisierung gemacht hat. In diesem Podcast erzählt Dr. Michael Müller-Wünsch - Chief Information Officer von Otto - wie diese Digitalisierung umgesetzt wurde, was die Arbeit eines CIO ausmacht und mit welchen Schritten Unternehmen für bessere Kommunikation zwischen Technik und Business sorgen können. Du erfährst... ...wie der CIO im Unternehmen verortet ist ...welche Best Practices CIOs beachten sollten ...mit welchen Mitteln Kommunikation zwischen Technik und Business gefördert werden kann ...wo auch Nicht-Techniker in den Prozess involviert werden können ...welche Bereiche auch weiterhin zentalisiert organisiert werden sollten ...was für Auswirkungen KI auf die Arbeit von Michael hat ...wo ein Unternehmen mit der Digitalisierung anfangen sollte ...warum Hospitation für Michael essentiell ist Diese Episode dreht sich schwerpunktmäßig um Digitalisierung: Joel und sein Co-Moderator Marcus Worbs, Geschäftsführer bei der Digitalberatung diconium strategy GmbH, nehmen dich mit an Bord, wenn sie mit bekannten mittelständischen Unternehmen darüber sprechen, wie diese ihre Digitalisierung umsetzen. Mit dabei bei jeder Folge: erfahrene Unternehmer:innen und Expert:innen. __________________________ ||||| PERSONEN |||||

In this long over-due catch-up, Jeff Dorman, CIO of Arca, joins Raoul to examine the fallout from the ongoing banking crisis and share why he's bullish on Bitcoin. Jeff and Raoul also cover ETH staking, regulation, and just what might be the biggest issue for the industry going forward. Recorded on May 3, 2023. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Traditional wealth management is very experienced at managing an investor's portfolio of assets at a traditional brokerage account of stocks and bonds. But there's a gap when it comes to portfolio management of real estate properties, and when to utilize 1031s and Opportunity Zones. Drew Reynolds, CIO at Realized, joins the show to discuss how a portfolio of investment properties can be managed with the same level of sophistication as traditional investments. Show notes: https://opportunitydb.com/2023/06/drew-reynolds-266/

Dr. Lori Esposito Murray, President of the Committee on Economic Development from the Conference Board, joins to discuss the debt ceiling drama and outlook of the US economy ahead of a potential June rate hike. Brendan Ahern, CIO at KraneShares, discusses the markets and gives his stock picks. David Dietze, Senior Investment Strategist at Peapack Private Wealth Management, joins the show to discuss the equity market. Christina Roman, Consumer Education and Advocacy Manager at Experian, joins to discuss their recent findings on the ability of Gen Z and Millennials to be financially independent.  Hosts: Paul Sweeney, Kriti Gupta, and Madison Mills. See omnystudio.com/listener for privacy information.

#cio #customerexperience #cxostrategyOn CXOTalk episode 790, we explore the impact of CIO strategy and its transformative impact on customer experiences. Listen to this thought-provoking conversation with Michael Ruttledge, the Chief Information Officer of Citizens Financial Group, as we discuss how IT can help create exceptional customer journeys, foster innovation, and drive sustainable growth.The topics for this episode include:► Understanding the CIO role in enhancing customer experience► Bridging the gap between IT systems and customer value► Using technology to meet customer expectations► Creating seamless customer experience with innovative technology► Digital transformation and customer experience are strongly connected► The five pillars of next-generation technology strategy at Citizens► Agile transformation: shifting from monolithic to incremental software development► Aligning the culture of IT and business to support customer experience objectives► Modernizing legacy systems with a platform approach► Aligning business and technology investments► The impact of business and information technology transformation on customer experience► Prioritizing investments in customer experience► The role of IT in digital transformation projects► Cloud strategy: Responsiveness to customers, agility, and efficiency

(6/1/23) Setting up for June; the key point of the Debt Ceiling Bill: Unlimited Government Spending until 2025 (after the elections). What the Treasury must do next: Issue more debt. Watch for reverse in liquidity, rates to rise, and a drag on markets. We're moving into the "weaker" months of Summer, with a relaxation of the rally. "Taking profits" doesn't mean selling everything. Market anticipation ahead of Debt Ceiling Bill and sloppy T-bill auctions as liquidity leaves the markets. FOME Meeting preview: Hike or Pause? The Fed's conundrum: Sticky inflation & strong employment. Investors must be prepared to "call an audible." Tightening bank lending standards are defacto rate increases. The true impact of the lag effect is unknown. The Family Feud Murder conviction; market behavior: low bullish sentiment in rally, climbing a "wall of worry," but not worried about the Debt Ceiling. Market sector divergence; watch for rotations. SEG-1: The Key to Debt Ceiling Bill: Unlimited Gov't. Spending SEG-2: The Next Step for Debt Ceiling Bill SEG-3: FOMC Preview: Hike or Pause? SEG-4: How Bullish Markets Climb a "Wall of Worry" Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=at5qCh1fkp0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "The May Employment Report May Move Markets" is here: https://www.youtube.com/watch?v=DZyByuuLtlI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Why the Debt Ceiling Bill Won't Matter" https://www.youtube.com/watch?v=0KaDnzCk_Hw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Technical Review Of The Market: Bulls In Control" https://realinvestmentadvice.com/technical-review-of-the-market-bulls-in-control/ "CBDC- Navigating Pros and Cons to Ease Apprehensions" https://realinvestmentadvice.com/cbdc-navigating-pros-and-cons-to-ease-apprehensions ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #DebtCeiling #Inflation #BullMarket #BondTraders #StudentLoanDebt #Markets #Money #Investing

Chris Wallis, CEO and CIO at Vaughan Nelson, joins to discuss the debt ceiling resolution, AI Associated rally, expectations for the June Fed meeting, and summer season weakness.

(6/1/23) Setting up for June; the key point of the Debt Ceiling Bill: Unlimited Government Spending until 2025 (after the elections). What the Treasury must do next: Issue more debt. Watch for reverse in liquidity, rates to rise, and a drag on markets. We're moving into the "weaker" months of Summer, with a relaxation of the rally. "Taking profits" doesn't mean selling everything. Market anticipation ahead of Debt Ceiling Bill and sloppy T-bill auctions as liquidity leaves the markets. FOME Meeting preview: Hike or Pause? The Fed's conundrum: Sticky inflation & strong employment. Investors must be prepared to "call an audible." Tightening bank lending standards are defacto rate increases. The true impact of the lag effect is unknown. The Family Feud Murder conviction; market behavior: low bullish sentiment in rally, climbing a "wall of worry," but not worried about the Debt Ceiling. Market sector divergence; watch for rotations. SEG-1: The Key to Debt Ceiling Bill: Unlimited Gov't. Spending SEG-2: The Next Step for Debt Ceiling Bill SEG-3: FOMC Preview: Hike or Pause? SEG-4: How Bullish Markets Climb a "Wall of Worry" Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   https://www.youtube.com/watch?v=at5qCh1fkp0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "The May Employment Report May Move Markets" is here:  https://www.youtube.com/watch?v=DZyByuuLtlI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 --------  Our previous show is here: "Why the Debt Ceiling Bill Won't Matter" https://www.youtube.com/watch?v=0KaDnzCk_Hw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Technical Review Of The Market: Bulls In Control" https://realinvestmentadvice.com/technical-review-of-the-market-bulls-in-control/ "CBDC- Navigating Pros and Cons to Ease Apprehensions" https://realinvestmentadvice.com/cbdc-navigating-pros-and-cons-to-ease-apprehensions ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #DebtCeiling #Inflation #BullMarket #BondTraders #StudentLoanDebt #Markets #Money #Investing

Today we are joined by Clint Stone SVP of Investments at the Larry H Miller Company to hear about running an endowment style investment approach at a family office. We discuss Clint's approach to asset allocation which is focused on long term capital appreciation. A key pillar of the portfolio is a large allocation to private markets and we discuss the rationals for this. We delve into the foundation's approach to portfolio construction, how to estimate the volatility of private markets exposures and discuss Clint's belief that the volatility of a private market portfolio may even be lower than a corresponding public market portfolio. We also talk about the challenge of manager selection, what Clint looks for in managers and why he likes both market neutral long/short equity strategies and directional strategies like global macro and trend following in his absolute return portfolio.-----EXCEPTIONAL RESOURCE: Find Out How to Build a Safer & Better Performing Portfolio using this FREE NEW Portfolio Builder Tool-----ATTENTION TTU TRIBE : SIGN-UP for Rick Rule's Symposium: Once in a life-time natural resource insights from the BEST investors in the world via a first-class livestream or Live event!Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “The Many Flavors of Trend Following” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Follow Clint on LinkedIn.Episode TimeStamps: 02:48 - Introduction to Clint Stone07:07 - Their approach to investment12:12 - A challenging decade for equities?15:06 - Stone's perspective on equity valuations18:32 - Building a model and...

Episode 45 | Infrastructure, Software, ApplicationsThe Big Themes:CIO "Lego blocks": CIOs in tech are looking for vendors to provide the "building blocks" that are necessary to develop applications. When CIOs approach the board, they are not looking to describe servers and storage, but rather, systems, or applications.Vendors compete on the strength of their products: Wayne praises Oracle for competing with the strength of its product(s). The company is not looking to lock customers in. He says that, as a customer, it makes him feel like [Oracle] has less to hide.Choices are evolving for customers: Customers are now faced with selecting a cloud provider whose cloud philosophy resonates with the type of work they are trying to do. Wayne and Bob explore various cloud vendors and their differentiated offerings. The Big Quote: "We're willing to pay for differentiated vertical software that solves our problem quicker. Companies don't mind making an investment in a quality product. What we've had to do up to now, as I say, "buy the Lego blocks and assemble our own solution." There are people who think that's great. I don't think manufacturing companies, supply chain companies, retail companies, hospitals should be in the software business. I think they should be in the business that's on the nameplate on the door. And so as a CIO, I'm encouraging vendors to give me more solutions that I can configure rather than customize, and that either fit together with other products in their app store or their infrastructure space, their partner space, or they just work out of the box from the vendor. Because then I do less integration and more solution. And that's what I think I want to do as a 21st-century CIO."

This is Dom Cooke and today we're breaking down PayPal. PayPal has been at the forefront of digital payments since the early days of the internet. Founded by Peter Thiel, Elon Musk and others, who have since become household names, PayPal is a payments marketplace that facilitates transactions between merchants and consumers. It found product market fit as the trusted way to send money over the internet, was quickly acquired by eBay, and had its second founding moment in 2015 when it was spun off into a public company again. The platform serves 435 million consumers and merchants and processed $1.4 trillion of payments last year. To break down the business, I'm joined by Elliot Turner, managing partner and CIO at RGA Investment Advisors. We discuss the acquisitive history behind this business, how their portfolio of brands like Braintree, Venmo, and Honey operate within the ecosystem, and why VISA threatened to go nuclear on PayPal. Please enjoy this business breakdown of PayPal.   For the full show notes, transcript, and links to the best content to learn more, check out the episode page here.  ----- This episode is brought to you by Tegus, the modern research platform for leading investors. Tired of running your own expert calls to get up to speed on a company? Tegus lets you ramp faster and find answers to critical questions more efficiently than any alternative method. The gold standard for research, the Tegus platform delivers unmatched access to timely, qualitative insights through the largest and most differentiated expert call transcript database. With over 55,000 transcripts spanning 22,000 public and private companies, investors can accelerate their fundamental research process by discovering highly-differentiated and reliable insights that can't be found anywhere else in the market. As a listener, drive your next investment thesis forward with Tegus for free at tegus.co/patrick. ----- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @JoinColossus | @patrick_oshag | @jspujji | @zbfuss | @ReustleMatt | @domcooke Show Notes (00:02:40) - (First question) Important milestones leading to the genesis of PayPal (00:08:18) - eBay's acquisition of PayPal and the subsequent separation (00:12:13) - The size and scope of PayPal today (00:15:08) - Where PayPal fits within the overall payments ecosystem (00:18:33) - The various transaction types involved in their business economics (00:22:03) - How PayPal protects its users against fraudulent behavior (00:24:37) - PayPal's business strategy of getting people comfortable with using digital money (00:27:31) - The value that driving customer engagement has on the bottom line (00:31:41) - How PayPal utilizes cash within its ecosystem (00:33:15) - Why Braintree has been such a success, and who they compete with (00:38:50) - How PayPal revenue is split into cash flow and profits (00:42:40) - What enables PayPal to maintain such a large advantage over its competitors  (00:46:03) - Identifying PayPal's main competitors and partners (00:48:30) - The dynamics of PayPal's relationship with Apple (00:50:44) - How acquisition and R&D fosters their growth and innovation   (00:55:12) - Strategic changes adopted by PayPal to recover from the COVID period (00:56:42) - Speculation on who could replace Dan Schulman as PayPal's CEO (00:58:52) - His thoughts on potential growth opportunities for PayPal's next CEO (01:01:40) - Potential risks that PayPal may encounter in the future (01:04:10) - Lessons learned from studying PayPal Learn more about your ad choices. Visit megaphone.fm/adchoices

Mari Shor, Senior Equity Analyst at Columbia Threadneedle Investments, joins to discuss the month in retail and what we're learning about the American consumer. Sam Dunlap, CIO at Angel Oak Capital Advisors, talks investing strategies and gives his outlook on the markets. Luisa Moreno, President of Defense Metal Corp., discusses the significance of China banning rare earth exports and how it affects production around the globe. Randall Atkins, founder and CEO at Ramaco Resources (NASDAQ: METC), joins the show to talk about outlook for the coal industry. Dr. Maureen Dunne, President and CEO at Autism Community Ventures, discusses healthcare investments and market pressures.  Hosted by Paul Sweeney and Jess Menton.See omnystudio.com/listener for privacy information.

What if Human Resources served as a critical business partner, where the team functioned as a revenue center? Amy Dufrane describes examples of companies where this is happening and the resources HRCI provides to help HR professionals gain a seat at the table.Amy is the CEO of two important organizations tied to human resources. The first is HRCI, which is the world's premier credentialing and learning organization for the human resources profession. Amy is responsible for guiding this multi-million-dollar enterprise as it provides training that helps companies and their employees navigate the demands of the modern day workplace—and its future. Almost every Fortune 500 company has HRCI-certified professionals among their leadership ranks. Amy is also CEO of HRSI, a subsidiary of HRCI. It's the world's premier standards and credentialing institute for private and publicly traded organizations. She's the recipient of numerous awards and honors, including 2021 and 2022 Top 100 HR Tech Influencers and 2021 Stevie Awards Female Executive of the Year.You'll discover: The vision Amy had for HRCI when she came on as CEO and how she got buy-in for itThe benefits of hiring a CIO with expertise in Agile when designing and implementing new programsWhy testing is critical if you're focused on growing fastWhat's required to instill a culture of experimentationAmy's perspective on the evolution of Human Resources as a professionCheck out all the episodesLeave a review on Apple PodcastsConnect with Meredith on LinkedInFollow Meredith on TwitterDownload the free ebook Listen Like a Pro

Guests:Andrew Woodhouse, CIO at RealVNC [@RealVNC]On Linkedin | https://www.linkedin.com/in/ajwoodhouse/Dr. Mario Heiderich, Founder of Cure53 [@cure53berlin]On Linkedin | https://www.linkedin.com/in/marioheiderich/____________________________Host: Sean Martin, Co-Founder at ITSPmagazine [@ITSPmagazine] and Host of Redefining CyberSecurity Podcast [@RedefiningCyber]On ITSPmagazine | https://www.itspmagazine.com/itspmagazine-podcast-radio-hosts/sean-martin_________________