Podcasts about San Francisco Bay Area

Fifteen years ago, Eric Ries handed a generation of founders a playbook. When Eli was in a Palo Alto-based startup accelerator in 2011, The Lean Startup felt like the only book anyone in that ecosystem was talking about. It was in the middle of a wildly optimistic moment for tech. Marc Andreessen declared that “software is eating the world,” social media was blooming, and there was a widespread belief that technology was about to democratize everything and bring us closer together. Concepts like the MVP (“minimum viable product,”), the pivot, and build-measure-learn became the operating language of Silicon Valley. This is a preview of a premium episode. Listen to the full interview on our Substack: https://designbetterpodcast.com/p/eric-ries But a lot of the companies built on those ideas went on to get corrupted by forces Eric hadn't yet named. His new book, Incorruptible: Why Good Companies Go Bad and How Great Companies Stay Great, is his reckoning with what happens after you build something great — and how to keep it from falling apart. Buy the book In this conversation, we get into why speed itself wasn't the problem, but treating a rising stock price as proof of health is like assuming more exhaust means a faster car. Eric explains why doing the right thing 100% of the time is actually easier than doing it 98% of the time, and how companies behave like superorganisms with their own emergent character — a point he illustrates with a genuinely mind-bending study about ants solving a puzzle that no single ant ever could. We talk about the “harder is easier” principle through stories from Patagonia and the long-term stock exchange he built as a design challenge, and why the value a company makes comes from the design of its products. And because we couldn't resist, we get into AI slop, LLM psychosis, and Eric's clear, simple antidote: never ask these tools to make you an artifact — ask them to teach you how to make one yourself. Bio Over the last two decades, Eric Ries's ideas about continuous innovation, long-term thinking, governance, and market reform have reshaped company building and management practices. He is the creator of the Lean Startup method, and the author of the New York Times bestseller The Lean Startup; The Leader's Guide; and The Startup Way. As a founder, he has put his own ideas into practice with The Long-Term Stock Exchange (LTSE); Answer.AI, an AI R&D lab; the Lean Startup Co, which teaches and supports the implementation of Lean Startup; Virgil, a legal services startup; and IMVU, where the ideas that became the Lean Startup method were forged. On his podcast, The Eric Ries Show, he talks to guests including world-class technologists, thought leaders, and executives working to build profitable companies for the long-term benefit of society. Eric has served as an entrepreneur-in-residence at Harvard Business School and IDEO. He lives in the San Francisco Bay Area with his wife and three children. *** Premium Episodes on Design Better This is a premium episode on Design Better. We release two premium episodes per month, along with two free episodes for everyone. New premium subscriber benefit: we've launched a private Slack workspace…join now to connect with designers, product leaders & creative practitioners in our community. And get a behind-the-scenes pass to every episode with The Roundup, where each week we bring you insights and actionable tactics from recent episodes. Premium subscribers get access to the documentary Design Disruptors and our growing library of books. You'll also get access to our monthly AMAs with former guests, ad-free episodes, discounts and early access to workshops, and our monthly newsletter The Brief that compiles salient insights, quotes, readings, and creative processes uncovered in the show. And subscribers at the annual level now get access to the Design Better Toolkit, which gets you major discounts and free access to tools and courses that will help you unlock new skills, make your workflow more efficient, and take your creativity further. Upgrade to paid Visiting the links below is one of the best ways to support our show: Masterclass: MasterClass is the only streaming platform where you can learn and grow with over 200+ of the world's best. People like Steph Curry, Paul Krugman, Malcolm Gladwell, Dianne Von Furstenberg, Margaret Atwood, Lavar Burton and so many more inspiring thinkers share their wisdom in a format that is easy to follow and can be streamed anywhere on a smartphone, computer, smart TV, or even in audio mode. MasterClass always has great offers during the holidays, sometimes up to as much as 50% off. Head over to http://masterclass.com/designbetter for the current offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode#341-Taped July 08, 2026 We talk about research articles and hot topics. There is a study that raises new questions about artificial sweeteners. Artificial and low-calorie sweeteners have been linked to higher fasting insulin, higher HbA1c and reduced insulin sensitivity. Should we stay away from these completely or not? There's a secret shopper study that warns about online GLP-1 sellers. Two-thirds of these websites did not require clinician/physician interaction before a prescription. They approve prescriptions based on patient's questionnaires only.  This can put folks at risk of medical harm!! Some of the articles discussed: Article-Study raises new questions about artificial sweeteners-HealthDayNews Article-This summer, know your risks for insect sting allergy-HealthDayNews Article 3- Secret Shopper study warns about online GLP-1 sellers-MedPageToday It's All About Health & Fitness-Vicki Doe Fitness podcast Ranked on the Top 25 Midwest Fitness Podcasts to Listen to… with additional national recognition on the Top 100 US fitness podcast. Rate This Podcast Give us a 5-star review.  We appreciate you! Take this quick audience survey. Thank you! FREE Metabolic Makeover Masterclass Webinar Replay! Learn how to reset your metabolism, boost energy, and support sustainable weight loss using simple, science-backed strategies. Enroll in the Vicki Doe Fitness Academy to get instant access to the replay and begin your healthy living journey today. Vicki Doe Fitness-STORE Discover the Vicki Doe Fitness-STORE—your destination for stylish apparel, fitness gear, and wellness essentials like yoga mats, water bottles, candles, and premium supplements. Shop now and elevate your health journey! Resources *Note: Some of the resources below may be affiliate links, meaning Vicki Doe Fitness receives a commission (at no extra cost to you) if you use the link to make a purchase. Thank you for your support! Herbs and spices are the keys to delicious, flavorful, and sophisticated meals! FREE DOWNLOAD- Herbs and Spices Cheatsheet Let's get ECO-friendly.  Try ECOLunchbox.com ECOlunchbox specializes in stainless steel bento boxes, artisan fair trade lunch bags, napkins, snack sacks, and other eco-friendly lunchware. They are a certified green business.  ECOlunchbox is a consumer products company started by an eco mom in the San Francisco Bay Area. ECOLunchbox.com Go to our Resources page-   For the most recommended tools, you need to succeed on your healthy living journey!! Listen and share our podcast show- “It's All About Health & Fitness-” Vicki Doe Fitness Subscribe to Apple Podcast Subscribe on Stitcher Or on any of the platforms that you listen to your podcast! Watch & Subscribe on YouTube! Catch our latest health & wellness videos on YouTube at Vicki Haywood Doe – Vicki Doe Fitness YouTube-Vicki Haywood Doe-Vicki Doe Fitness Want a text from us? Join us to receive a health wellness message!

Ari Ford, founder of Easy Breezy, joins the show to share how she built a premium frozen yogurt, custard, and vegan soft-serve brand across the San Francisco Bay Area. She's now at six stores with two more on the way after fourteen years in business. After fifteen years in tech (and two startups, one win and one loss), Ari made a hands-on career pivot and spent ten months studying roughly forty yogurt operators before opening her first shop. She walks through the philosophy that's driven slow, self-funded, profitable growth ever since: obsess over product quality, but win on the in-store experience and community. Along the way she digs into staffing and retention, real-estate discipline, why she never runs grand openings, how she handles rising costs and shifting consumer behavior, the tools that keep her operation humming, and her long game: proving the concept works regionally before ever considering a national rollout (and why she'll never franchise).Key TakeawaysExperience beats product, barely. Ari tells her staff the business is 49% the product and 51% the in-store experience. A great yogurt with poor service won't earn a second visit, and 80% of her business is repeat customers (confirmed by credit-card data).Quality is the moat. Easy Breezy imports Italian machines, uses caramel paste from Italy and Dutch-processed cocoa, blends fresh fruit into organic bases, and mixes new batches every few hours with no corn syrup. The demanding machine maintenance (four per store, fully disassembled twice a week) is exactly what makes the concept hard to copy.Take care of staff first, and customers take care of themselves. Nearly every manager, GM, and operations lead started as a 16-to-19-year-old cashier. Ari backs her team over complaints ("according to me, you're always right"), offers health insurance, and invests heavily in training instead of firing.Hire for personality, and hire in networks. Anyone can learn to make yogurt, so she screens for a smile and work ethic, then deliberately hires friends, siblings, and family, because that built-in accountability keeps people showing up and reduces turnover.Skip the grand opening. Every new store has kinks to work out, so Easy Breezy does quiet soft openings, with doors opening on a random Tuesday. Ad spend doesn't sell more yogurt; a consistent product does.Market locally, not digitally. Instead of Facebook ads, Ari invests in school field trips, career-week tours, and sponsoring youth sports teams. Word of mouth from those community ties outperforms paid social.Real estate is a discipline, and mistakes are expensive. She scouts the sunny side of the street, within walking distance of schools, to catch both the after-school and after-dinner rushes. One location became an after-dinner bar rush (she was hiring security) instead of a family spot, and she closed it after two and a half years.Grow only as fast as profits allow. Easy Breezy is privately held and cash-flow positive from day one, self-funding roughly one new shop every two years. Stores typically take about two years to hit their stride, so patience is built into the model.Adapt to cost and consumer shifts deliberately. Ari raises prices in bigger jumps every two years rather than nickel-and-diming, empowers staff to comp generously, and has leaned into clear allergen, vegan, and gluten-free labeling as customers increasingly ask what's in their food.The endgame is regional proof, and never franchising. The next step is expanding to Southern California to prove the brand travels, potentially raising money for a national rollout later. But citing See's Candy and Starbucks, Ari is firm that she'll never franchise, because it would mean trading away control of quality.

On this episode of Christopher Lochhead: Follow Your Different, Bruce Cleveland, legendary entrepreneur and venture capitalist, joins us to discuss his powerful new book, “Market Engineering: Because Markets Don’t Build Themselves.” The conversation brought together two former competitors who have since become allies in a shared mission: helping founders and executives understand that markets, like products, can be deliberately designed and engineered. Cleveland’s insights are drawn from decades of operating experience at companies like Siebel and Apple, as well as his work as a venture capitalist guiding early-stage startups. The core argument is simple but often ignored. Over 90% of startups fail not because their products are bad, but because they never take responsibility for shaping the market around those products. Cleveland and Lochhead agree that the companies who teach the market how to think about a problem, and then how to solve it, are the ones who become category kings and queens. You're listening to Christopher Lochhead: Follow Your Different. We are the real dialogue podcast for people with a different mind. So get your mind in a different place, and hey ho, let's go.   Bruce Cleveland on What Market Engineering Actually Means Bruce Cleveland defines market engineering as a five-part discipline that includes category design, positioning, messaging, storytelling, and thought leadership. When these elements are combined intentionally and consistently, they create gravitational pull. Customers seek you out, attend your events, and associate your brand with the future they want to be part of. Cleveland draws a sharp distinction between marketing and market engineering. He uses the analogy of a short-order cook at Denny’s versus a chef at a Michelin-star restaurant. Both have the same basic ingredients, but the outcomes are vastly different. The difference is knowing how to combine those ingredients with precision, purpose, and craft.   The Book as an Instruction Manual, Not Just Inspiration One of the most refreshing aspects of Bruce Cleveland’s approach is his insistence on practicality. He openly criticizes business books that fire readers up but leave them with no clear path forward. “Market Engineering” was written as a prescriptive guide, walking readers through specific frameworks like the Market Blueprint, Messaging Matrix, and Market Charter. To take this even further, Cleveland built an AI-powered platform called the Market Engineering Virtual Studio, trained on his own methodology using a neural symbolic recursion model named Finn. The platform allows users to actually build the documents and artifacts described in the book, turning static ideas into dynamic action. Cleveland and Lochhead both agree this model, combining a book, an AI companion, and a community, represents the future of business education.   Why Former Competitors Are Now Building the Same Category Together Perhaps the most telling moment in the conversation is when Lochhead reflects on the fact that he and Bruce Cleveland spent years as direct competitors, yet now champion nearly identical ideas. Rather than seeing this as a conflict, both men view it as validation. A category only exists when multiple credible voices contribute to defining it. Their combined efforts have helped make category design and market engineering part of the mainstream business conversation. Cleveland also speaks candidly about why he works primarily with pre-seed and early-stage companies that have limited capital. He prices his tools and services accessibly on purpose, takes small equity positions, and focuses on creating real economic impact. His philosophy is that helping startups succeed contributes more to society than any check he could write to a traditional charitable cause. For Bruce Cleveland, market engineering is not just a framework. It is a form of giving back. To hear more from Bruce Cleveland on the benefits of Market Engineering, download and listen to this episode.   Bio Bruce Cleveland's career in Tech spans more than 40 years as a venture investor and operating executive. He was a first investor and a board member of Marketo, which held an IPO in 2013 and was acquired in 2018 by Adobe for $4.75B. He was an early-stage investor in other notable companies such as C3.ai, Doximity, Vlocity, and Workday. Bruce also held senior executive roles in engineering, product management and product marketing at Apple, AT&T, C3.ai, Oracle and Siebel Systems. His book, Traversing the Traction Gap, is a prescriptive guide for startups and new product initiatives within larger companies helping teams to use ‘market engineering' techniques to successfully transition from Ideation to Scale. He attended the US Military Academy, West Point, New York, and received a BS in business administration from CSU, Sacramento. He lives in the San Francisco Bay Area.   Connect with Bruce Cleveland! LinkedIn | X (Formerly Twitter) | Website Check out his book here: Market Engineering: Because Markets Don’t Build Themselves   We hope you enjoyed this episode of Christopher Lochhead: Follow Your Different™! Christopher loves hearing from his listeners. Feel free to email him, connect on Facebook, X (formerly Twitter), Instagram, and subscribe on Apple Podcast / Spotify!

In this episode, I sit down with Dr. Hillary Pearson, fertility specialist at Spring Fertility, for a deep dive into egg freezing and IVF. Dr. Pearson breaks down the differences between egg freezing, IUI, and IVF, and shares a complete guide to understanding your fertility. We also get into the mental health side of the journey: managing expectations, coping after loss, and how to truly show up for a friend going through infertility.Key Takeaway / Points:What Spring Fertility does and how they're changing the patient experienceA break down of the egg freezing, IUI, & IVF processesWhen to see a fertility specialist (hint: it's never too soon) & the biggest fertility misconceptionsIs there an ideal age to freeze your eggs?Secondary infertility: what it is and why it happensCoping with pregnancy fear after loss & how long to wait between IVF pregnanciesThe mental health side of fertility treatment and why your relationship with your doctor matters so muchHow to support a friend going through infertility (and why you should never tell anyone to "just relax")This episode is sponsored by Spring Fertility. Spring Fertility has locations in New York, The San Francisco Bay Area, and Portland, Oregon - with Denver coming soon! Visit springfertility.com to book an initial fertility consult to learn more about your reproductive health.Follow Spring Fertility:Instagram: @springfertilityWebsite: springfertility.comFollow me:Instagram: @cameronoaksrogersSubstack: Fill Your CupWebsite: cameronoaksrogers.comTikTok: @cameronoaksrogersYouTube: Cameron Rogers

Today we talk about the multitude of feelings we have about babies - everything from watching people our age have kids, to understanding baby milestones, to our personal apprehensions on becoming parents.Support the showFollow us on social media @eatyourcrustpod

Continuing our series on the films of Paul Thomas Anderson, we take a look at Magnolia (1999). Featuring an ensemble cast that includes Tom Cruise, Julianne Moore, Philip Seymour Hoffman, John C. Reilly, William H. Macy, and Jason Robards, the film weaves together multiple interconnected stories dealing with regret, family trauma and forgiveness. Enjoy our discussion of one of PTA's masterpieces! Our Magnolia discussion begins at about 47:22.   Cinema Spectator is a movie podcast hosted by Isaac Ransom, Juzo Greenwood, and Cameron Tuttle. The show is executive-produced by Darrin O'Neill and recorded and produced in the San Francisco Bay Area, CA. You can support the show at patreon.com/ecfsproductions. Follow us on YouTube, Facebook, Instagram, and Twitter @cinemaspectatorpodcast. Isaac and Cameron began recording podcasts with their first project, Everything Comes from Something (2018), and are now focusing on new weekly content for Cinema Spectator. Cameron Tuttle is a full-time professional cinematographer who majored in film at SFSU and collaborates on corporate, private, and creative productions. Cameron is the expert. Isaac Ransom works full-time as a marketing leader with creative experience in brand, advertising, product, music, and film. Isaac is the casual. Juzo is a producer, director, and avid film enthusiast who knows everything about cinema. The podcast is a passion project by three longtime friends; we hope you enjoy it! Thank you for your time, generosity, and support.

Welcome to Art is Awesome, the show where we talk with an artist or art worker with a connection to the San Francisco Bay Area.  Today, Emily chats with Miguel Arzabe, a engineer turned artist based in Oakland, Ca... About Artist Miguel Arzabe: Miguel Arzabe makes colorful and dynamic abstractions - weavings, paintings, videos. He starts by finding outdated beauty in paper ephemera from art shows, modernist paintings, discarded audio recordings. They are methodically analyzed, deconstructed, reverse-engineered. Drawing inspiration from the cultural techniques and motifs of his Andean heritage, Arzabe weaves the fragments together revealing uncanny intersections between form and content, the nostalgic and the hard-edged, failure and recuperation. Arzabe lives and works in Oakland, CA. He had recent solo shows at Shulamit Nazarian Gallery (Los Angeles, CA) and Johansson Projects (Oakland, CA). Arzabe's work has been featured in such festivals as Hors Pistes (Centre Pompidou, Paris), Festival du Nouveau Cinéma (Montreal), and the Geumgang Nature Art Biennale (Gongju, South Korea); and in museums and galleries including MAC Lyon (France), MARS Milan (Italy), RM Projects (Auckland), FIFI Projects (Mexico City), Marylhurst University (Oregon), the Contemporary Jewish Museum, Berkeley Art Museum, the CCA Wattis Institute, and the San Francisco Museum of Modern Art. Arzabe's work is held in public collections such as the Harn Museum of Art in Gainseville, FL; the de Young Museum; Albuquerque Museum of Art; Oakland Museum of California; San Francisco Arts Commission; the State of California; as well as numerous private collections. He has attended many residencies including Facebook AIR, Headlands Center for the Arts, Montalvo Arts Center, Millay Arts, and Santa Fe Art Institute. He holds a BS from Carnegie Mellon University, an MS from Arizona State University, and an MFA from UC Berkeley. In 2022 Arzabe was awarded the San Francisco Bay Area Artadia Award. In 2023 he was awarded a Pollock-Krasner Foundation Grant and and a Golden Foundation Residency. In 2024 his work was featured in the exhibitions About Place at the deYoung Museum and The Poetics of Dimensions at the ICA San Francisco. His work is featured in the 2025 contemporary art survey TEXTILES x ART published by Thames and Hudson AU. Visit Miguel's Website:  MiguelArzabe.net Follow Miguel on Instagram: @Miguel.Arzabe -- About Podcast Host Emily Wilson: Emily a writer in San Francisco, with work in outlets including Hyperallergic, Artforum, 48 Hills, the Daily Beast, California Magazine, Latino USA, and Women's Media Center. She often writes about the arts. For years, she taught adults getting their high school diplomas at City College of San Francisco. Follow Emily on Instagram: @PureEWil Follow Art Is Awesome on Instagram: @ArtIsAwesome_Podcast -- CREDITS: Art Is Awesome is Hosted, Created & Executive Produced by Emily Wilson.  Theme Music "Loopster" Courtesy of Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 License The Podcast is Co-Produced, Developed & Edited by Charlene Goto of @GoToProductions.  For more info, visit Go-ToProductions.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join us in this episode as podcast listener Hannah shares about her recovery journey in SLAA & SAA, finding help in bith Women's Groups and Mixed Meetings & her experience as a Gen Z addict in recovery.   Links mentioned in this episode: https://saaforwomen.org/ https://saa-recovery.org/literature/safe-and-sexually-sober-meetings-helping-women-feel-welcome-in-your-meeting/ https://saa-recovery.org/literature/a-special-welcome-to-the-woman-newcomer-from-other-women-members-of-saa/ Serenity on the Sound Retreat, August 27-30 in Washington state: https://www.soundretreat.org Gen Z & Millennial Meeting: https://www.saa-meetings.org/meetings/gen-z-millennial-saa-meeting-sunday   YouTube Links to music in this episode (used for educational purposes): Bo Burnham - All Eyes On Me: https://www.youtube.com/watch?v=1Rx_p3NW7gQ Bo Burnham -  Bezos (Parts 1-4): https://www.youtube.com/watch?v=3NORfmd7aao Heilung - Krigsgaldr: https://www.youtube.com/watch?v=K7ZqZVunCb4 Heilung - Hakkerskaldyr: https://www.youtube.com/watch?v=AUJUAufR8MA   Be sure to reach us via email: feedback@sexaddictsrecoverypod.com If you are comfortable and interested in being a guest or panelist, please feel free to contact me. jason@sexaddictsrecoverypod.com SARPodcast YouTube Playlist: https://www.youtube.com/playlist?list=PLn0dcZg-Ou7giI4YkXGXsBWDHJgtymw9q   To find meetings in the San Francisco Bay Area, be sure to visit: https://www.bayareasaa.org/meetings To find meetings in your local area or online, be sure to visit the main SAA website: https://saa-meetings.org/   The content of this podcast has not been approved by and may not reflect the opinions or policies of the ISO of SAA, Inc.

Adiel Gorel is one of the leading experts on Real Estate and Real Estate Investment in the United States, and around the world. A master entertaining storyteller and Thought Leader, he is the founder and CEO of ICG (International Capital Group) Real Estate Investments, a renowned real estate investment firm founded in the San Francisco Bay Area.Since 1987 Adiel continues teaching tens of thousands of investors how to secure a strong financial future for themselves and their families, whether for college, legacy wealth growth and retirement.He is the author of 5 books, including his Amazon Bestseller, "Remote Control Retirement Riches”.As an experienced speaker Adiel has lectured or conducted seminars all over the world, including at Stanford, Cisco, Meta, Intel, Microsoft, Berkeley, Amazon, and many others.He has also been featured on Fox Business, ABC, NBC, Fortune, Entrepreneur Magazine, and is regularly featured in local San Francisco Bay Area and Los Angeles Area media. Adiel even has his own Public Television real estate show (Remote Control Retirement Riches), which is still airing in its 6th year.His dynamic and entertaining on-stage presence led him to be featured on TedX in 2023 (https://youtu.be/wxtJLO4aK5I?si=7ol7sddHYMkiyuls) and has been viewed more than 1 Million times.Watch Adiel's Tedx Talk: https://www.youtube.com/watch?v=wxtJLO4aK5I&pp=ygUQYWRpZWwgZ29yZWwgdGVkeNIHCQkECwGHKiGM7w%3D%3DVisit Adiel Gorel's Website: ICGRE.com

In this episode, Vicki sits down with her aunt Sabrina — PhD in Theatre, lifelong arts educator, and the person who first showed her that big feelings weren't a problem to be managed but a gift to be expressed.Sabrina spent her career creating safe containers for young people's big feelings through theater — including a production called SECRETS that addressed the AIDS crisis for teenagers in the 1980s when almost nobody else was willing to. This conversation is about what that work looked like, why it mattered, and what the arts do for people who feel everything.It's also about what it means to have one person in your life who has known you for 45 years and never once told you that you were too much.ABOUT SABRINASabrina holds a PhD in Theatre from UC Berkeley and spent her career as an arts educator and theater director in the San Francisco Bay Area. She created educational theater productions for Kaiser Permanente including SECRETS and Nightmare on Puberty Street — work that used the stage to address the things nobody else was saying to young people. She is Vicki's chosen family.SUPPORT THE SHOWIf this episode resonated with you, share it with someone who might need it.Hat on a Hat on a Hat (Substack): https://ahatonahatonahat.substack.com/Donations are gratefully accepted and help keep this show going at whatever pace is sustainable.Buy Me a Coffee: https://buymeacoffee.com/vickipeterson✍️ Subscribe now to hear future episodes.

Happy Birthday, America! We're taking the week off from recording, but that means we get to talk about two new movies we saw in theaters. Enjoy our spoiler free discussion of two wildly different movies, Toy Story 5 (2026) and Jackass: Best and Last (2026). Enjoy!   Cinema Spectator is a movie podcast hosted by Isaac Ransom, Juzo Greenwood, and Cameron Tuttle. The show is executive-produced by Darrin O'Neill and recorded and produced in the San Francisco Bay Area, CA. You can support the show at patreon.com/ecfsproductions. Follow us on YouTube, Facebook, Instagram, and Twitter @cinemaspectatorpodcast. Isaac and Cameron began recording podcasts with their first project, Everything Comes from Something (2018), and are now focusing on new weekly content for Cinema Spectator. Cameron Tuttle is a full-time professional cinematographer who majored in film at SFSU and collaborates on corporate, private, and creative productions. Cameron is the expert. Isaac Ransom works full-time as a marketing leader with creative experience in brand, advertising, product, music, and film. Isaac is the casual. Juzo is a producer, director, and avid film enthusiast who knows everything about cinema. The podcast is a passion project by three longtime friends; we hope you enjoy it! Thank you for your time, generosity, and support.

Lorien Fenton is a longtime researcher, conference producer, and broadcaster who has become one of the most recognizable figures in the UFO and conspiracy research community. Following a life-changing near-death experience during the H1N1 outbreak in 2009, she devoted herself full-time to exploring the mysteries surrounding UFOs, government secrecy, consciousness, and unexplained phenomena. As the MUFON Marin and Sonoma Counties Meeting Director, she organizes monthly gatherings in Petaluma, California, bringing together researchers, experiencers, and investigators to share the latest developments in the field. She is also the founder and producer of the annual UFO CON in the San Francisco Bay Area, one of the premier conferences dedicated to UFOs, UAPs, and high strangeness.Beyond her work with MUFON and UFO CON, Fenton has produced dozens of conferences covering subjects ranging from UFO disclosure and mind control to time travel and the JFK assassination. She also hosts the weekly radio program The Fenton Perspective on Revolution Radio, where she interviews leading voices from across the paranormal and alternative research communities. Although she has never claimed a traditional alien abduction experience, Fenton says she witnessed her first Black Triangle UFO in 2014 and has experienced profound spiritual encounters she believes involved divine and angelic beings. With her passion for connecting researchers and encouraging open discussion, Lorien continues to be an influential voice in the search for answers about the unknown.Spaced Out Radio is your nightly source for alternative information, starting at 9pm Pacific, 12am Eastern.  We broadcast LIVE every night. #UFO #UAP #AlienDisclosure #UFOSightings #UFOCoverUp #Aliens #SpacedOutRadio #Paranormal #UFOCommunity #disclosure -------------------------------------------------------You can now join the Space Traveler's Club;Join us at  https://www.patreon.com/sor_space_travelers_club  --------------------------------------------------------Grab Our Latest Spaced Out Radio Gear At:http://spacedoutradio.com/shop  It's a great way to support our show!--------------------------------------------------------OUR LINKS:TWITTER: https://www.twitter.com/spacedoutradio   FACEBOOK:https://www.facebook.com/spacedoutradioshow  SPACED OUT RADIO - INSTAGRAM:https://www.instagram.com/spacedoutradioshow  DAVE SCOTT - INSTAGRAM:https://www.instagram.com/davescottsor   TWITCH: https://www.twitch.com/spacedoutradioshow  WEBSITE: http://www.spacedoutradio.comGUEST IDEAS OR QUESTIONS FOR SOR?Contact Klaus at bookings@spacedoutradio.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/spaced-out-radio--1657874/support.

Well Seasoned Librarian Season 17 Episode 8Guest: Bobby HicksBook: Retro Recipes: Vintage Dishes with a Modern TwistBio: Meet Bobby HicksBobby Hicks is an American author, content creator, and private chef. His debut book, Retro Recipes, is a love letter to nostalgia and the dishes we all crave today.Bobby appeared as a contestant on Season 4 of Gordon Ramsay's Next Level Chef, bringing his passion for retro cooking to a national audience. He lives in South Florida with his partner, Keiko, and their cat, Lacy.Website: https://retrorecipeskitchen.com/about/Instagram: @thisfellowCookbook: https://www.amazon.com/Retro-Recipes-Vintage-Dishes-Modern/dp/1324117257___________________________________________________________About the Well Seasoned Librarian (Reviewer)Hailing from San Diego and spending his teenage years in the Pacific Northwest, Dean Jones has become a seasoned resident of the San Francisco Bay Area for over 30 years. A true foodie and lover of the written word, Dean wears many hats: librarian, Podcaster, cookbook reviewer, and writer.Catch him at book festivals, farmers' markets, bookstores, or savoring a delicious meal at a local restaurant. Dean's passion for food and literature shines through his published works. You can find his reviews in “Amoral Beatitudes Magazine” and his insightful articles on platforms like Medium's “One Table One World,” “The Cookbook for All,” “An Idea,” and “Authors What Are You Reading?” Currently, Dean keeps Benicia Times Herald readers informed with his regular cookbook review column.Connect with Dean:Email: wellseasonedlibrarian@gmail.comPodcast: ⁠⁠⁠⁠Linktree⁠⁠⁠⁠ (Spotify, Amazon, iTunes, YouTube)YouTube: ⁠⁠⁠⁠https://www.youtube.com/channel/

Joey (24) and Lia (24) are doing almost everything right: nearly $240,000 in net worth, close to $200,000 in household income, aggressive retirement investing, and a wedding on the horizon. But living in the San Francisco Bay Area brings a new challenge: should they keep investing, save for a home, fund a $30,000 wedding, or prepare for future kids? In this episode of Making a Millionaire, Brian and Bo help this young power couple navigate high-cost-of-living realities, Roth vs. Traditional 401(k) decisions, homeownership myths, financial planning for marriage, and balancing wealth building with life goals. If you're wondering how much to save in your 20s, whether renting beats buying, or how to prioritize competing financial goals, this episode is packed with actionable insights. Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the journey on Talk Cosmos, Sunday 5 JULY 2026, 1–2 p.m. PDT (4-5 p.m. EDT) exploring the planet of expansion and growth in its next cycle! Jupiter Leo Breaking Beyond. Joining Sue ‘Rose' Minahan will be Kay Taylor, President of Organization of Professional Astrology, and of 2026 United Astrology Conference.Jupiter in Leo exemplifies creativity and manifestation of self-expression. Bridging extremes, at best means expanding your life through confidence, playfulness, and authentic visibility. This year magnifies desire to be seen, inspired to take creative risks and share what uniquely uses your talents with the world. Leo's highest empowerment understands leadership centers on love, the gift of Leo generosity.Adding to the energetic exchange in late July the lunar nodes enter South Node Leo and North Node Aquarius. Be prepared for instinctive interactions, and meeting new horizons as we manage new worlds in a world working together.Catch new weekly episodes and subscribe to TalkCosmos.com plus YouTube channel @TalkCosmos to access the latest content through YouTube, Facebook, radio, and podcast platforms.KAY TAYLOR: is a visionary astrologer, teacher, and author who has spent over 40 years integrating evolutionary astrology with intuitive mastery, psychosynthesis, yoga philosophy, and a rich foundation of healing wisdom.She serves as President of the OPA since 2020 (Organization for Professional Astrology), is President of the UAC2026 board, and is on the faculty and Board of Kepler College, coordinating the new Evolutionary Astrology program.A respected international lecturer, Kay trains and mentors intuitives and astrologers through her Soul Path School. Her publications include Soul Path Way (2016), chapters in The Professional Astrologer (2015), Essential Astrology (2027), and numerous articles.Certified by OPA, ISAR CAP, and NCGR, Kay maintains a thriving full-time consulting practice based in the San Francisco Bay Area, working with clients worldwide. https://www.kaytaylor.comhttps://www.opaastrology.orgSUE ROSE MINAHAN: an Evolutionary Astrologer Consultant, speaker, writer. Vibrational Astrology student with Linda Berry. Dwarf Planet University graduate. Charter member of Kepler Astrologer Toastmaster Club, and member of WineCountrySpeakers.org. Holds an Associate of Fine Arts Music Degree and a Certificate of Fine Arts in Jazz. A mythology enthusiast, Musician, and Artist. Founder Talk Cosmos since 2018 where weekly conversations awaken heart and soul consciousness to align personal meaningfulness, connect curiosity and creativity to successfully develop life's turning points. Presented on YouTube, Facebook, radio & podcasts. Website: TalkCosmos.com and YouTube.com/@TALKCOSMOS.#JupiterinLeo #Chiron #Taurus #UranusGemini #KayTaylor #OrganizationofProfessionalAstrology #UAC #OPA #TalkCosmos #Astrology2026 #SueRoseMinanan #AstrologicalCycles #WoundedHealerIn the spirit of Einstein's wisdom on the shifting nature of energy, “Energy's never destroyed, energy only changes.” Talk Cosmos is your opportunity to ponder the collective unconscious and focus on the cosmic kaleidoscope.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Happy Birthday, USA! Enjoy this bonus episode where special guest Ruth Malen and Juzo talk about the Robert Altman musical comedy Nashville (1975). Enjoy!   Cinema Spectator is a movie podcast hosted by Isaac Ransom, Juzo Greenwood, and Cameron Tuttle. The show is executive-produced by Darrin O'Neill and recorded and produced in the San Francisco Bay Area, CA. You can support the show at patreon.com/ecfsproductions. Follow us on YouTube, Facebook, Instagram, and Twitter @cinemaspectatorpodcast. Isaac and Cameron began recording podcasts with their first project, Everything Comes from Something (2018), and are now focusing on new weekly content for Cinema Spectator. Cameron Tuttle is a full-time professional cinematographer who majored in film at SFSU and collaborates on corporate, private, and creative productions. Cameron is the expert. Isaac Ransom works full-time as a marketing leader with creative experience in brand, advertising, product, music, and film. Isaac is the casual. Juzo is a producer, director, and avid film enthusiast who knows everything about cinema. The podcast is a passion project by three longtime friends; we hope you enjoy it! Thank you for your time, generosity, and support.

Happy 4th of July and Happy 250th Birthday, America! This special PADdy's Plate episode of The Heart of Innovation is one you don't want to miss. Chef Eric is BACK  and this time, he's in the kitchen! You may remember Chef Eric from a recent episode where co-host Dr. John Phillips dramatically improved his leg blood flow using Reflow Medical's SPUR retractable stent technology. Today, he returns as Chef Eric to show us how to make a healthier 4th of July BBQ that's as good for your arteries as it is delicious, featuring broccoli slaw, grilled veggies, and portobello lettuce wrap burgers. Joining Chef Eric and your hosts Kym McNicholas and Dr. John Phillips is a special guest, Dr. Jean Chen, Diabetic Educator and retired podiatrist, who shares her top tips for a diabetes-friendly and artery-healthy Independence Day celebration.

Meditation master and teacher Orgyen Chowang Rinpoche explores tools for success from Tibetan wisdom on mindfulness, gratitude, and more. Get your own copy of The Tibetan Book of Success HERE.This week on Mindrolling, Orgyen and Raghu discuss: What life was like for Orgyen growing up in a remote village in Tibet The Tibetan Buddhist leader Khenpo Jigme PhuntsokReframing the construct of ‘success'The 10 powers that lead us to success: wisdom, integrity, decency, mindfulness, fairness, reliability, gratitude, hopefulness, faith, generosity Lessons from Mipham RinpocheThe necessity of respect for good communication Navigating conflict through mindfulness and decency Self-awareness as the number one tool for good communication How inner emptiness shapes how we see the worldDiscriminating awareness, deciding what to accept vs. what to rejectAbout Orgyen Chowang Rinpoche:Orgyen Chowang Rinpoche is a meditation teacher and master in the Nyingma lineage of the Buddhist tradition residing in the San Francisco Bay Area. He is the author of Our Pristine Mind: A Practical Guide to Unconditional Happiness, and is known for his accessible, passionate, and joyful approach to personal transformation. Rinpoche teaches regularly in the Bay Area, and travels throughout the world speaking to a broad range of audiences about how to improve their lives through meditation. He received his education and training for nine years starting at the age of fourteen at Larung Gar in Serta, eastern Tibet, with his teacher, the great Jigmed Phuntsok Rinpoche, who is widely acknowledged as one of the greatest Dzogchen masters of the twentieth century. Learn more about Orgyen Chowang Rinpoche's work and his non-profit, The Pristine Mind Foundation. “Even if someone is in conflict, you need to be mindful, reliable, you need to be a decent person at the same time. Then, it works. If your mind is in conflict, if there's anger, resentment, that totally destroys communication.” –Orgyen Chowang RinpocheSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today we talk about the various archetypes of couples that we have seen and dissect the different factors that help a couple form their own identity! We talk about how our own couple identities can change depending on the setting that we are in, and explore relationship routines like setting a game plan or doing post-game analysis!Support the showFollow us on social media @eatyourcrustpod

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCJoe Anderson, CFP® and Big Al Clopine, CPA spitball for three people planning for early retirement and wondering, can I really pull this off? How much risk can you take, and how much do you really need to? That's today on Your Money, Your Wealth® podcast 588. Dr. Kickass Seabass and his wife are both 41 and they got a late start on savings. Can they still hit FIRE - that is, financial independence, retire early - by 55? Get your salt shakers ready. Aang and Katara have military pensions and a big thrift savings plan. Should they invest it aggressively or play it safe over the next decade? Finally, Steph has a mandatory retirement at 56 but wants out even sooner, at age 50… if his wife Ayesha doesn't kill him first for quitting seven years before her.Free Financial Resources in This Episode: https://bit.ly/ymyw-588 (full show notes & episode transcript)Retirement Income Strategies Guide - free download: https://purefinancial.com/white-papers/retirement-income-strategies/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-income-strategies&utm_content=ymyw-pod-ep588-description-whitepaperFinancial Planning at Every Age: Retirement Planning for Millennials, Gen-X & Baby Boomers - YMYW TV: https://purefinancial.com/ymyw/episodes/financial-planning-at-every-age-retirement-planning-millennials-gen-x-baby-boomers/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep588-description-tv-s10e7Retirement Readiness Guide - free download: https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-readiness-guide&utm_content=ymyw-pod-ep588-description-whitepaperFinancial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:00 - High-Earning Doc With a Late Start: Can I Actually FIRE at 55? (Kickass Seabass, NJ)13:39 - Military Pension + TSP: How Aggressive Should We Stay for the Next Decade? (Aang & Katara, VA)25:10 - Mandatory Retirement at 56, But Can I Punch at 50? (Steph & Ayesha, SF Bay Area)46:54 - Outro: Next Week on the YMYW Podcast

*** Audio Corrected*** Join us in this episode as past guest Yael W. from Israel catches us up on her life over the past few years: finishing the Steps and sponsoring; finding service work for SAA Israel; avoiding a near relapse in program; and finding a new relationship through dating.   Since suicide was mentioned in this episode, if you are in suicidal crisis or emotional distress, reach out to the National Suicide Prevention Lifeline in the US by dialing 988. https://988lifeline.org   Links mentioned in this episode: https://bayareasaa.org/about/intergroup-orientation-guide/   YouTube Links to music in this episode (used for educational purposes): Dead Pioneers - Never Alone: https://www.youtube.com/watch?v=idz-rGLd4Hs Orphaned Land - All is One: https://www.youtube.com/watch?v=Bds3FALcR7M Orphaned Land - Like Orpheus: https://www.youtube.com/watch?v=hurWzo01FpM   Be sure to reach us via email: feedback@sexaddictsrecoverypod.com If you are comfortable and interested in being a guest or panelist, please feel free to contact me. jason@sexaddictsrecoverypod.com SARPodcast YouTube Playlist: https://www.youtube.com/playlist?list=PLn0dcZg-Ou7giI4YkXGXsBWDHJgtymw9q   To find meetings in the San Francisco Bay Area, be sure to visit: https://www.bayareasaa.org/meetings To find meetings in your local area or online, be sure to visit the main SAA website: https://saa-meetings.org/   The content of this podcast has not been approved by and may not reflect the opinions or policies of the ISO of SAA, Inc.

Kicking off our new series on the films of Paul Thomas Anderson, we begin with his feature debut, Hard Eight (1996). Starring Philip Baker Hall, John C. Reilly, Gwyneth Paltrow, and Samuel L. Jackson, the film follows a seasoned gambler who takes a down-on-his-luck stranger under his wing, setting off a quiet but compelling crime story built on strong performances and sharp dialogue. Join us as we discuss the beginnings of one of modern cinema's most acclaimed directors and the film that first showcased his distinctive voice.   Cinema Spectator is a movie podcast hosted by Isaac Ransom, Juzo Greenwood, and Cameron Tuttle. The show is executive-produced by Darrin O'Neill and recorded and produced in the San Francisco Bay Area, CA. You can support the show at patreon.com/ecfsproductions. Follow us on YouTube, Facebook, Instagram, and Twitter @cinemaspectatorpodcast. Isaac and Cameron began recording podcasts with their first project, Everything Comes from Something (2018), and are now focusing on new weekly content for Cinema Spectator. Cameron Tuttle is a full-time professional cinematographer who majored in film at SFSU and collaborates on corporate, private, and creative productions. Cameron is the expert. Isaac Ransom works full-time as a marketing leader with creative experience in brand, advertising, product, music, and film. Isaac is the casual. Juzo is a producer, director, and avid film enthusiast who knows everything about cinema. The podcast is a passion project by three longtime friends; we hope you enjoy it! Thank you for your time, generosity, and support.

Welcome to Art is Awesome, the show where we talk with an artist or art worker with a connection to the San Francisco Bay Area.  This week, Emily welcomes Paola de la Calle, a Colombian American multidisciplinary artist based in San Francisco. Her work spans textiles, ceramics, printmaking, and writing, and often explores themes of immigration, land sovereignty, family memory, and diaspora identity. About Artist Paola de la Calle: Paola de la Calle is a Colombian-American multidisciplinary artist whose work examines home, identity, borders, and nostalgia through the use of textiles, printmaking, and sculpture. In her practice, De la Calle combines photographs sourced from family albums and found images which she prints on textiles, as well as poetic texts, paintings made with coffee instead of paint, and found objects, to mine the aesthetics of nostalgia and examine the socio-political relationship between the United States and Colombia.  She is a graduate of the New York Foundation of the Arts Immigrant Artist Program in 2019 and the lead artist for the Caravan for the Children Campaign as part of her residency with Galeria de la Raza in 2020. She was awarded fellowships at KALA (2022) and The Studios at MassMOCA (2025). She has attended residencies at the Textile Arts Center in Brooklyn, NY and Casa Lu in Mexico City, MX. ​De la Calle was awarded the 2026/2027 Ann Chamberlain Artist-in-Residence at San Francisco State University. She's been featured on Hyperallergic's “A View from the Easel”, “Through My Eyes” on Hulu, NPR, Refinery29, The Boston Art Review, Latina Magazine, Glasstire, and VOGUE among others. Visit Paola's Website:  PaoladelaCalle.com Follow Paola on Instagram: @PaoladelaCalle -- About Podcast Host Emily Wilson: Emily a writer in San Francisco, with work in outlets including Hyperallergic, Artforum, 48 Hills, the Daily Beast, California Magazine, Latino USA, and Women's Media Center. She often writes about the arts. For years, she taught adults getting their high school diplomas at City College of San Francisco. Follow Emily on Instagram: @PureEWil Follow Art Is Awesome on Instagram: @ArtIsAwesome_Podcast -- CREDITS: Art Is Awesome is Hosted, Created & Executive Produced by Emily Wilson.  Theme Music "Loopster" Courtesy of Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 License The Podcast is Co-Produced, Developed & Edited by Charlene Goto of @GoToProductions.  For more info, visit Go-ToProductions.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode#340-Taped June 17, 2026 We talk about how to age healthy and happy. According to Stanford Medicine, the lifestyle choices that we make at any stage of our adult life can have a profound impact on how we age. Research shows that it is never too late to adopt healthy lifestyle habits which can help maintain our independence and improve our quality of life well into our 80s and beyond. Article discussed: Article-10 steps to healthy, happy aging-EveryDay Health It's All About Health & Fitness-Vicki Doe Fitness podcast Ranked on the Top 25 Midwest Fitness Podcasts to Listen to… with additional national recognition on the Top 100 US fitness podcast. Rate This Podcast Give us a 5-star review.  We appreciate you! Take this quick audience survey. Thank you! FREE Metabolic Makeover Masterclass Webinar Replay! Learn how to reset your metabolism, boost energy, and support sustainable weight loss using simple, science-backed strategies. Enroll in the Vicki Doe Fitness Academy to get instant access to the replay and begin your healthy living journey today. Vicki Doe Fitness-STORE Discover the Vicki Doe Fitness-STORE—your destination for stylish apparel, fitness gear, and wellness essentials like yoga mats, water bottles, candles, and premium supplements. Shop now and elevate your health journey! Resources *Note: Some of the resources below may be affiliate links, meaning Vicki Doe Fitness receives a commission (at no extra cost to you) if you use the link to make a purchase. Thank you for your support! Herbs and spices are the keys to delicious, flavorful, and sophisticated meals! FREE DOWNLOAD- Herbs and Spices Cheatsheet Let's get ECO-friendly.  Try ECOLunchbox.com ECOlunchbox specializes in stainless steel bento boxes, artisan fair trade lunch bags, napkins, snack sacks, and other eco-friendly lunchware. They are a certified green business.  ECOlunchbox is a consumer products company started by an eco mom in the San Francisco Bay Area. ECOLunchbox.com Go to our Resources page-   For the most recommended tools, you need to succeed on your healthy living journey!! Listen and share our podcast show- “It's All About Health & Fitness-” Vicki Doe Fitness Subscribe to Apple Podcast Subscribe on Stitcher Or on any of the platforms that you listen to your podcast! Watch & Subscribe on YouTube! Catch our latest health & wellness videos on YouTube at Vicki Haywood Doe – Vicki Doe Fitness YouTube-Vicki Haywood Doe-Vicki Doe Fitness Want a text from us? Join us to receive a health wellness message!

Karyn Gabriel is a San Francisco Bay Area artist with a BFA from the University of Michigan and post-baccalaureate studies in ceramics at Oregon College of Art and Craft. Grounded in pattern as a visual language, Karyn's sculptures are inspired by structural references from architecture to textile construction. Pared down, elemental forms expose a slightly brutal beauty while emphasizing the interplay between surface and structure. https://ThePottersCast.com/1239

Finishing our series on the films of Sidney Lumet, we take a look at Before the Devil Knows You're Dead (2007). Starring Philip Seymour Hoffman, Ethan Hawke, Albert Finney, and Marisa Tomei, the film follows two brothers whose plan to rob their parents' jewelry store quickly spirals out of control. Using a non-linear structure, Lumet gradually reveals how a single bad decision impacts everyone involved. Join us as we the film's bleak nature, its unique storytelling approach, and how it caps off the diverse career of Sydney Lumet.    Cinema Spectator is a movie podcast hosted by Isaac Ransom, Juzo Greenwood, and Cameron Tuttle. The show is executive-produced by Darrin O'Neill and recorded and produced in the San Francisco Bay Area, CA. You can support the show at patreon.com/ecfsproductions. Follow us on YouTube, Facebook, Instagram, and Twitter @cinemaspectatorpodcast. Isaac and Cameron began recording podcasts with their first project, Everything Comes from Something (2018), and are now focusing on new weekly content for Cinema Spectator. Cameron Tuttle is a full-time professional cinematographer who majored in film at SFSU and collaborates on corporate, private, and creative productions. Cameron is the expert. Isaac Ransom works full-time as a marketing leader with creative experience in brand, advertising, product, music, and film. Isaac is the casual. Juzo is a producer, director, and avid film enthusiast who knows everything about cinema. The podcast is a passion project by three longtime friends; we hope you enjoy it! Thank you for your time, generosity, and support.

269 - BottleRock 2026: Hannah Cohen and the Girl Tones In episode 269 of “Have Guitar Will Travel”, presented by Vintage Guitar Magazine host James Patrick Regan is at BottleRock 2026 and he speaks with Hannah Cohen and the Girl Tones. First up is Hannah Cohen, she tells us this is her second BottleRock experience her first singing background for Iron and Wine. Hannah discusses her father a respected jazz drummer in the San Francisco Bay Area. She talks about her current home in the Catskills of New York. Hannah describes her gear: a nylon string guitar and she takes us through her band and her tour schedule: festivals and supporting Alabama Shakes. To find out more about Hannah you can go to her website: thehannahcohen.com In my conversation with the Girl Tones, Kenzie on guitar and Laila on drums we discuss living Bowling Green Kentucky and they take us through playing as a duo and what Kenzie does as far as gear to fill in the low end. Kenzie takes through the rest of her gear and what she uses for backline. The two tell us about the bands they've supported, an impressive list And their tour schedule for the future. To find out more about the Girl Tones you can go to their website: girltones.com Please subscribe, like, comment, share and review this podcast! #VintageGuitarMagazine #HannahCohen #GirlTones #TheGirlTones #BottleRock #BottleRockFestival #GirlBands #JamesPatrickRegan #theDeadlies #haveguitarwilltravelpodcast #HGWT #tourlife https://www.patreon.com/cw/HaveGuitarWillTravelPodcast Please like, comment, and share this podcast! Download Link

Send us Fan MailOliver Wang is a professor of sociology at California State University, Long Beach, who specializes in the study of popular culture. He is the author of Legions of Boom: Filipino American Mobile DJ Crews of the San Francisco Bay Area and Cruising J-Town: Japanese American Car Culture In Los Angeles. In 2025, he served as the project curator for the exhibition Cruising J-Town: Behind the Wheel of the Nikkei Community, which was produced by the Japanese American National Museum and hosted at the ArtCenter College of Design in Pasadena. Additionally, he has co-hosted the podcasts Pop Rocket and Heat Rocks, created the audioblog Soul-Sides.com, and works as a regular culture writer for National Public Radio's All Things Considered, the Los Angeles Times, the Los Angeles Review of Books, and KCET's Artbound. This episode covers Oliver's extensive research into ethnic subcultures and the social impact of music and car ownership. The conversation explores the history of Japanese American car scenes, detailing how vehicles evolved into literal and figurative tools for community self-expression, identity, and social mobility throughout greater Los Angeles and the San Gabriel Valley. The discussion also touches upon his work documenting the Northern California mobile DJ movement, his decades of experience as a music journalist, and his current development of a new podcast project focused on the songs of Asian America. For viewers in the San Gabriel Valley, this conversation highlights a regional history that directly touches local communities, including historic car scenes spanning out to Pasadena. Oliver's audience will appreciate the deeper context behind his curated exhibitions, books, and long-standing multimedia journalism projects. Furthermore, individuals searching for insights into ethnic studies, popular culture sociology, Southern California automotive subcultures, or music history will find clear, academic examples of how diverse communities shape and preserve their own distinct cultural narratives. Subscribe to the MySGV Podcast to stay connected with the cultural histories, thinkers, and innovators of our community. If you found this discussion on subcultures and community identity insightful, please share this episode with a friend or a fellow history enthusiast._______________Music CreditsIntroEuphoria in the San Gabriel Valley, Yone OGStingerScarlet Fire (Sting), Otis McDonald, YouTube Audio LibraryOutroEuphoria in the San Gabriel Valley, Yone OG__________________My SGV Podcast:Website: www.mysgv.netNewsletter: Beyond the MicPatreon: MySGV Podcastinfo@sgvmasterkey.com

Audrey Lee's debut novel, The Mechanics of Memory, was nominated for the Edgar® Award for Best First Novel, the Anthony Award for Best First Novel, the Silver Falchion Award for Best Thriller, and the Lefty Award for Best Debut Mystery. The audiobook won the IPPY Gold Medal for Best Mystery/Thriller and will be available in Japan from Shinchosha Press beginning April 2026. Her sophomore suspense thriller, Never to Be Told, will be released this year.Audrey holds two degrees from UC Berkeley (Go Bears!) and spent over two decades in public education. When she isn't writing books, she consults with school systems about creating environments for students that are more equitable, culturally responsive, and socially just.Audrey lives in the San Francisco Bay Area with her husband and Maltipoo, Luna. She spends the majority of her free time missing her son, who abandoned her for college. When not doing that, Audrey is compulsively organizing, playing slots, or making miniatures (usually with a dirty martini in hand.) Website: https://audreyleeauthor.com/Facebook Page: https://www.facebook.com/audreyleeauthorInstagram: https://www.instagram.com/audreyleeauthor/Blue Sky Handle: https://bsky.app/profile/audreyleeauthor.bsky.socialLinkedIn: https://www.linkedin.com/in/audrey-lee-13271451/TikTok: https://www.tiktok.com/@audreyleeauthor *****************About SinCSisters in Crime (SinC) was founded in 1986 to promote the ongoing advancement, recognition and professional development of women crime writers. Through advocacy, programming and leadership, SinC empowers and supports all crime writers regardless of genre or place on their career trajectory.www.SistersinCrime.orgFacebook: https://www.facebook.com/sincworldwideInstagram: https://www.instagram.com/sincworldwide/Threads: https://www.threads.com/@sincworldwideBluesky: https://bsky.app/profile/sincworldwide.bsky.socialTikTok: https://www.tiktok.com/@sincworldwideeTikTok:: https://www.tiktok.com/@sincnationalLinkedIn: https://www.linkedin.com/company/sisters-in-crime/The SinC Writers' Podcast is produced by Julian Crocamo https://www.juliancrocamo.com/

Join us in this episode as N. shares her First Step and has a conversation with Jason about the Three Circles and Higher Power.   Book mentioned in this episode: The Untethered Soul: The Journey Beyond Yourself by Michael Singer   YouTube Links to comedy clips in this episode (used for educational purposes): George Carlin - Seven Words You Can Never Say On Television: https://www.youtube.com/watch?v=5ssJtD08vCc George Carlin Advertising Lullaby: Advertising Lullaby: https://www.youtube.com/watch?v=FZq6MfGKpQ0 Mitch Hedberg - Sandwiches (Sprite): https://www.youtube.com/watch?v=rYbWQO85Vwo Mitch Hedberg - Arrows: https://www.youtube.com/watch?v=8Y2HYz8mvR4 Mitch Hedberg (Pancakes): https://www.youtube.com/watch?v=aUrcUjMq-gE Brian Posehn - Metal Fans: https://www.youtube.com/watch?v=n9tSXAqmtZM Maria Bamford - Mental Illness Happy Hour Podcast: https://www.youtube.com/watch?v=PR-IAh5kF_c Maria Bamford: https://www.youtube.com/watch?v=tpQcLPbzhys Maria Bamford: https://www.youtube.com/watch?v=4ysiB8Y7rTU Maria Bamford: https://www.youtube.com/watch?v=vARmKhEcZws Bob Rubin - Big Jim: https://www.youtube.com/watch?v=6JEScCpMx-c Brian Regan - Stupid In School: https://www.youtube.com/watch?v=QWzYaZDK6Is Iliza Schlesinger: https://www.youtube.com/watch?v=uJMUfvCGSRs Iliza Schlesinger: https://www.youtube.com/watch?v=EnlUCrMH9zM Bo Burnam - Comedy: https://www.youtube.com/watch?v=0GR6QuCf-Ww Bo Burnam - Welcome to the Internet: https://www.youtube.com/watch?v=k1BneeJTDcU Bo Burnam - Can't Handle This (Kanye Rant): https://www.youtube.com/watch?v=rYy0o-J0x20 Lucy Darling - Live Crowd Work: https://www.youtube.com/watch?v=uuMGNfkg1zU Lucy Darling - Live in NY: https://www.youtube.com/watch?v=xb8LvG-_jvo Lucy Darling - Performs Magic: https://www.youtube.com/watch?v=3SOiNR3xZhI Luc Darling - Oh Nuo, Heulp: https://www.youtube.com/shorts/l8c2qoOX8G4 Lucy Darling: https://www.youtube.com/shorts/M_AyacOU4pQ Taylor Tomlinson - Therapy: https://www.youtube.com/shorts/YmrnjqcoiuI Taylor Tomlinson - Father's Day Cards: https://www.youtube.com/shorts/H9py8fHXrPg   Be sure to reach us via email: feedback@sexaddictsrecoverypod.com If you are comfortable and interested in being a guest or panelist, please feel free to contact me. jason@sexaddictsrecoverypod.com SARPodcast YouTube Playlist: https://www.youtube.com/playlist?list=PLn0dcZg-Ou7giI4YkXGXsBWDHJgtymw9q   To find meetings in the San Francisco Bay Area, be sure to visit: https://www.bayareasaa.org/meetings To find meetings in your local area or online, be sure to visit the main SAA website: https://saa-meetings.org/   The content of this podcast has not been approved by and may not reflect the opinions or policies of the ISO of SAA, Inc.

In the 1960s and 70s the San Francisco Bay Area was home to many intentional communities and co-ops. A lot of people were interested in living situations that went counter to how they'd grown up, often in separated, single family homes. As time passed, many of those communities have broken up or morphed. But Lafayette Morehouse, in Contra Costa County, is still going strong. Bay Curious listener Sabrina McQueen remembers seeing members of the community around Lafayette when she was growing up. They drove purple cars and lived in a purple house, so the locals called them the "Purple People." She's curious to know what they're all about. Additional Resources: This Bay Area Sex-Loving Commune Is Still Going Strong Read the transcript for this episode Sign up for our newsletter Got a question you want answered? Ask! Your support makes KQED podcasts possible. You can show your love by going to https://kqed.org/donate/podcasts This story was reported by Jon Brooks. Bay Curious is made by Katrina Schwartz, Christopher Beale and Olivia Allen-Price. Additional support from Jen Chien, Katie Sprenger, Maha Sanad, Ethan Toven-Lindsey and everyone on Team KQED. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hi, I'm Dr. John Ennis, CEO at Aigora. In this episode, I enjoyed speaking with Greg Fodor, an innovator based in the San Francisco Bay Area. Greg and I had a fascinating conversation about the future of immersive experiences, the limitations of current VR hardware, and how headset-free technology could completely transform the way consumers interact with digital environments and products.  I hope you enjoy this conversation as much as I did, and remember to subscribe to AigoraCast to hear more conversations like this one in the future! Social Links & Resources LinkedIn: Greg Fodor Company: Portal VR Expertise Areas: * Headset-Free Virtual Reality Spatial Computing & Immersive Technology Next-Generation HCI (Human-Computer Interaction) Technology Innovation  

In the late 1980s, the San Francisco Bay Area was the undisputed global epicenter of thrash metal. But deep within the underground, a new generation of metalheads were brewing something far more extreme.In this episode of Riff Worship, we are diving headfirst into the blood, guts, and history behind one of death metal's foundational releases: Autopsy's 1989 debut album, Severed Survival!Join us this week as we break down:How a teenage Chris Reifert crossed paths with Chuck Schuldiner to help create Death's massively influential debut, Scream Bloody Gore, before forming Autopsy.How half the budget for Severed Survival “went up in smoke,” leaving the band just a few days to record with producer John Marshall (Blind Illusion, Metal Church) at Starlight Sound. How Sadus bassist Steve Di Giorgio stepped in at the last minute to deliver the album's devastating, pummeling bass lines. The direct horror influences behind the tracks, including Stephen King's short story Survivor Type, Tim Ritter's Truth or Dare?, and George A. Romero's Creepshow.The story behind Kent Mathieu's original Hellraiser-inspired cover art and Kev Walker's “censored” alternate zombie surgical scene.How Jeff Walker of Carcass helped secure Autopsy a home on Peaceville Records, inadvertently paving the way for legendary labelmates like Paradise Lost, Darkthrone, and At the Gates.From the unrelenting brutality of “Charred Remains” to the sludgy, doom-inspired riffs of “Embalmed,” join us as we celebrate the raw, unfiltered madness that helped kickstart the genre!Recommendations:Abscess / Population ReductionSore Throat - Unhindered by TalentPaul 'Hammy' Halmshaw - Peaceville LifeMastodon - Your Ghost AgainImmolation - DescentEmma Ruth Rundle - These Killing TimesFollow Riff WorshipInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/riffworshippod/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/RiffWorshipPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RiffWorshipPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our Official Playlists:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Riffs on Repeat (Spotify)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Riffs on Repeat (YouTube Music)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hits from the Crypt (Apple)⁠

It's a big year for all of us ‘96 babies, which means our calendars are filled with lots of birthday parties! We talk about how birthday parties look now (in our late twenties/early thirties) vs. how they looked when we were younger. We also talk about various factors that we consider when throwing a birthday party, from scheduling to cost to activities!Support the showFollow us on social media @eatyourcrustpod

Join us in this episode as we dive into an incredible conversation with Kathleen, who has dedicated herself to spreading the word about homeopathy and bringing it to the forefront of people's minds. She has accomplished so much, paving the way for homeopathy to flourish in various organizations, including the Red Cross and the fire service. Her passion for this incredible healing art is truly inspiring and will leave you feeling motivated to get involved in your own community. CHMS Conference - October 13th & 14th. Now accepting speaker proposals through June 15th. Check out these episode highlights: 03:27 - How was Kathleen first introduced to homeopathy 06:09 - The transition from full-time engineering to full-time homeopathy 12:43 - How homeopathy has been so marginalized in the broader culture 14:43 - Working with the underserved and working within a community center 21:12 - Homeopathy was introduced at IHAN after the Tubbs fire 28:38 - The importance of Integrating homeopathy into other organizations to raise more awareness in the public 32:25 - The work they did with the volunteers after the Tubbs fire 38:45 - How to start a conversation about homeopathy 44:02 - The importance of reaching out to other modalities 49:10 - Why do you have to study homeopathy for your culture About Our Guest: Kathleen Scheible is a Certified Classical Homeopath. She has a full-time private practice in San Francisco. She is active in homeopathic advocacy on a local, state, and federal level, founded a local homeopathy association, and is currently president of the state society in CA. She has been involved in bringing homeopathy into underserved communities in the San Francisco Bay Area and in greater Northern California, especially in her leadership role with Integrative Healers Action Network since 2018 and having a free homeopathy clinic at community health centers in San Francisco (pro bono for elders at the Bernal Heights Neighborhood Center, and for low-income people at Community Well in SF).  Find out more about Kathleen Website: https://www.bernalhomeopathy.com/ Homeopathic advocacy: https://www.bayareahomeopathyassociation.org/ If you would like to support the Homeopathy Hangout Podcast, please consider making a donation by visiting www.EugenieKruger.com and click the DONATE button at the top of the site. Every donation about $10 will receive a shout-out on a future episode. Join my Homeopathy Hangout Podcast Facebook community here: https://www.facebook.com/groups/HelloHomies Follow me on Instagram https://www.instagram.com/eugeniekrugerhomeopathy/ Here is the link to my free 30-minute Homeopathy@Home online course: https://www.youtube.com/watch?v=vqBUpxO4pZQ&t=438s Upon completion of the course - and if you live in Australia - you can join my Facebook group for free acute advice (you'll need to answer a couple of questions about the course upon request to join): www.facebook.com/groups/eughom

With summer starting, we wanted to revisit the hot topic of college! Enjoy this encore episode with College Admissions Counselor, Lorry Krone, M.A., C.A.C. As a physician parent, you went through more school than the average Joe. You may think you know the system but, college admissions is constantly evolving. Listen in as Nate Reineke and Ben Utley are joined by Lorry Krone, M.A., C.A.C, a certified college admissions counselor. From the San Francisco Bay Area, Lorry helps students from across the country get into the school that is the right fit for them. We discuss some of the best practices that you can start with a young child, what helps kids stand out, some common myths and misconceptions that parents have, and why it is important to have a list of college options. If you want to work with Lorry, you can reach her at lorrykrone@gmail.com or visit their website, andersonandkrone.com. See marketing disclosures at physicianfamily.com/disclosures Guest speakers featured are independent third parties and are not affiliated with Physician Family. No cash or non-cash compensation was provided to or received by Physician Family in connection with any guest appearance. The views and opinions expressed by guests are their own as of the date of recording and do not necessarily reflect the views of Physician Family. Appearance on the podcast should not be construed as an endorsement of Physician Family.

The guest joining me today is someone whose voice you may have already heard, as Deb DeVries is an award-winning voice actor and narrator based right here in my neck of the woods in the San Francisco Bay Area. Deb's narration has earned recognition from the Society of Voice Arts and Sciences, Gravy for the Brain's One Voice Awards, and most recently, four Communicator Awards at the 32nd Annual Communicator Awards, including an Award of Excellence for her narration of Welcome to George Washington's Mount Vernon. What I love about Deb's story, as with several of my previous guest's, is that she came to the mic with an eclectic background of experience. You see, before the microphone, there was a stage. Before the studio, there was a classroom. Before narration, there were boardrooms at AT&T, AMPEX, and DHL, where she built sales training programs from the ground up, sometimes as the very first person, let alone, woman, to ever hold such a position. Which makes her a perfect representative in the Building Doors VO campaign which advocates for women having equal opportunities in the voice-over industry. Can't say whether or not she'll use her black belt in Tae Kwon kick down, in addition to building those doors, but it may just come in handy! Before we dive in, I also want to say something to our listeners. Deb spent years as a corporate trainer and training manager, and in one of her courses she taught a principle that completely resonates with me: when it comes to completing any project, you have three resources to work with. People, money, and time. You can work harder to earn more money. You can bring in more people to get something done faster. But no one has ever figured out how to make a 25-hour day or an 8-day work week. Time is the one resource none of us can manufacture more of. So if you are spending yours listening to this episode, Deb and I hope to make it worthwhile. We also believe laughter is good for the soul. So we are going to try to lighten your load a little today too. Contact Deb via the following: Website: https://debdevriesvo.com Social Media Links:  FB https://www.facebook.com/DebDeVriesVO/  LinkedIn: https://www.linkedin.com/in/deb-devries/   Instagram: Instagram  https://www.instagram.com/DebDeVriesVO If you enjoyed this episode, make sure to follow 19 Stories wherever you listen to your favorite podcasts. It would be greatly appreciated if you gave a nice review and share it with someone who'd appreciate it :-) To give feedback or a story idea: 19stories@soundsatchelstudios.com To listen to my demos: https://www.cherylholling.com/ To contact me for voiceover work, or to host your podcast, reach out to me at: cheryl@cherylholling.com Follow me on Instagram: @cherylhollingvo Theme Song Credit: 'Together' by For King & Country Outro song excerpt: 'One Singular Sensation' by Marvin Hamlisch . 1985 Proverbs 23:18 "Surely there is a future, and your Hope will not be cut off."  

Episode#339-Taped May 20, 2026 We talk about how to have a healthier and more comfortable travel this summer! According to the U.S. Travel Association summer is the busiest season for travel, with over 120 million Americans planning vacations that require flights. Air travel break records with 10 to 12 million passengers airborne every single day globally and up to 3 million people flying in and out of U.S. airports daily. How can we still keep healthy and better yet what travel tips are there to help release some of the stress and strain that we may get from traveling? Article discussed: Article-8 travel tips for a healthier, more comfortable travel- EveryDay Health It's All About Health & Fitness-Vicki Doe Fitness podcast Ranked on the Top 25 Midwest Fitness Podcasts to Listen to… with additional national recognition on the Top 100 US fitness podcast. Rate This Podcast Give us a 5-star review.  We appreciate you! Take this quick audience survey. Thank you! FREE Metabolic Makeover Masterclass Webinar Replay! Learn how to reset your metabolism, boost energy, and support sustainable weight loss using simple, science-backed strategies. Enroll in the Vicki Doe Fitness Academy to get instant access to the replay and begin your healthy living journey today. Vicki Doe Fitness-STORE Discover the Vicki Doe Fitness-STORE—your destination for stylish apparel, fitness gear, and wellness essentials like yoga mats, water bottles, candles, and premium supplements. Shop now and elevate your health journey! Resources *Note: Some of the resources below may be affiliate links, meaning Vicki Doe Fitness receives a commission (at no extra cost to you) if you use the link to make a purchase. Thank you for your support! Herbs and spices are the keys to delicious, flavorful, and sophisticated meals! FREE DOWNLOAD- Herbs and Spices Cheatsheet Let's get ECO-friendly.  Try ECOLunchbox.com ECOlunchbox specializes in stainless steel bento boxes, artisan fair trade lunch bags, napkins, snack sacks, and other eco-friendly lunchware. They are a certified green business.  ECOlunchbox is a consumer products company started by an eco mom in the San Francisco Bay Area. ECOLunchbox.com Go to our Resources page-   For the most recommended tools, you need to succeed on your healthy living journey!! Listen and share our podcast show- “It's All About Health & Fitness-” Vicki Doe Fitness Subscribe to Apple Podcast Subscribe on Stitcher Or on any of the platforms that you listen to your podcast! Watch & Subscribe on YouTube! Catch our latest health & wellness videos on YouTube at Vicki Haywood Doe – Vicki Doe Fitness YouTube-Vicki Haywood Doe-Vicki Doe Fitness Join us to receive a health wellness message!

Today we review the latest Steven Spielberg blockbuster, Disclosure Day (2026). The film was certainly one of our most anticipated movies of the year, and that's all I'll say! Be aware that we do go into full spoilers in this review so if you would like to avoid that, please come back to listen to this episode after you've seen the movie. Enjoy our review!   Cinema Spectator is a movie podcast hosted by Isaac Ransom, Juzo Greenwood, and Cameron Tuttle. The show is executive-produced by Darrin O'Neill and recorded and produced in the San Francisco Bay Area, CA. You can support the show at patreon.com/ecfsproductions. Follow us on YouTube, Facebook, Instagram, and Twitter @cinemaspectatorpodcast. Isaac and Cameron began recording podcasts with their first project, Everything Comes from Something (2018), and are now focusing on new weekly content for Cinema Spectator. Cameron Tuttle is a full-time professional cinematographer who majored in film at SFSU and collaborates on corporate, private, and creative productions. Cameron is the expert. Isaac Ransom works full-time as a marketing leader with creative experience in brand, advertising, product, music, and film. Isaac is the casual. Juzo is a producer, director, and avid film enthusiast who knows everything about cinema. The podcast is a passion project by three longtime friends; we hope you enjoy it! Thank you for your time, generosity, and support.

Welcome to Art is Awesome, the show where we talk with an artist or art worker with a connection to the San Francisco Bay Area.  This week, Emily Wilson sits down with Julia Goodman, a San Francisco-based artist who makes paper and textiles, as well as paintings and sculptures. They meet on the campus of the California College of the Arts — the last art school in San Francisco, set to close at the end of the 2026–27 school year — where Julia has been teaching. Their conversation covers Julia's winding path to art, the meditative and cathartic labor of making paper from recycled fabrics, grief, and an ongoing audio archive project about astronomy and motherhood. About Artist Julia Goodman: Julia Goodman is an artist and educator working at the intersection of papermaking, textiles, sculpture, and painting. Her work is held in the collections of the National Museum of Women in the Arts (NMWA), DePaul Art Museum, Recology San Francisco, and Google. Unimaginable Units of Time marks her first solo museum exhibition, presented at the San Luis Obispo Museum of Art. Recent group exhibitions include NMWA, Contemporary Jewish Museum, San Jose Museum of Art, DePaul Art Museum, Poetry Foundation, and Berkeley Art Center. Her residencies include JB Blunk Residency, Recology SF, Creativity Explored, Salina Art Center, The Space Program SF, and The Eames Institute. She is a recipient of the 2020 Women to Watch Award from the San Francisco chapter of NMWA. She is a longtime resident of the San Francisco Bay Area and started making paper in 2003 with a kitchen blender and old window screens. Visit Julia's  Website:  JAGoodman.com Follow Julia on Instagram:  @JuliaAnneGoodman Learn more about Julia's Wrenching News Workshops HERE. -- About Podcast Host Emily Wilson: Emily a writer in San Francisco, with work in outlets including Hyperallergic, Artforum, 48 Hills, the Daily Beast, California Magazine, Latino USA, and Women's Media Center. She often writes about the arts. For years, she taught adults getting their high school diplomas at City College of San Francisco. Follow Emily on Instagram: @PureEWil Follow Art Is Awesome on Instagram: @ArtIsAwesome_Podcast -- CREDITS: Art Is Awesome is Hosted, Created & Executive Produced by Emily Wilson.  Theme Music "Loopster" Courtesy of Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 License The Podcast is Co-Produced, Developed & Edited by Charlene Goto of @GoToProductions.  For more info, visit Go-ToProductions.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Through faith, meditation, and surrender to the divine, RamDev explores the art of resting in presence—embracing all of life, light and dark alike.This time on Healing at the Edge, RamDev chats about:Recognizing that presence is always there, whether the mind is calm or notHow having faith in presence will actually quiet the mindA short guided meditationSeeing God in everything rather than trying to figure everything outTaking inspiration from Rumi and resting in the heart-caveFinding the space to be with what we feel, rather than wondering why we are feeling it Giving up our identity and story and being in presence itself Searching for an embodied sense of self which unites with The OneAccepting both the dark and the lightThe poem Lovedogs by RumiLiving without resistance to the divine unfolding of reality About RamDev Dale Borglum:RamDev Dale Borglum founded and directed the Hanuman Foundation Dying Center in Santa Fe, New Mexico, the first residential facility in the United States to support conscious dying. He has been the Executive Director of the Living/Dying Project in Santa Fe and since 1986 in the San Francisco Bay Area. He is the co-author with Ram Dass, Daniel Goleman and Dwarka Bonner of Journey of Awakening: A Meditator's Guidebook, Bantam Books and has taught meditation since 1974.RamDev offers lectures and workshops on meditation, healing, spiritual support for those with life-threatening illness, and caregiving as spiritual practice. He has a doctorate degree from Stanford University. RamDev's passion is the healing of our individual and collective fear of death so that we may be free.Learn more about RamDev's work via the Living/Dying Project and follow him on Facebook | Instagram | YouTube | TikTok.“We in the West tend to think of presence or God as something positive, pleasant, and enjoyable, and yet, it's all presence. There is nothing that isn't.” –RamDevSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode#338-Taped May 13, 2026 We talk about research articles and hot topics. How many steps a day should we do to prevent weight regain? Research show that 8500 steps per day may be the sweet spot in preventing weight regain. Why are doctors quitting their profession at an earlier age? and What does that mean for our healthcare? The FDA gives the green light to a new drug, Bizengri, that treats the rare cancer of the bile duct. This is certainly good news!! Some of the articles discussed: Article-8,500 steps a day could be sweet spot for preventing weight regain-HealthDay News Article-FDA green lights Bizengri drug to treat rare, aggressive bile duct cancer-HealthDay News Article-Why doctors are quitting at an earlier age-HealthDay News It's All About Health & Fitness-Vicki Doe Fitness podcast Ranked on the Top 25 Midwest Fitness Podcasts to Listen to… with additional national recognition on the Top 100 US fitness podcast. Rate This Podcast Give us a 5-star review.  We appreciate you! Take this quick audience survey. Thank you! FREE Metabolic Makeover Masterclass Webinar Replay! Learn how to reset your metabolism, boost energy, and support sustainable weight loss using simple, science-backed strategies. Enroll in the Vicki Doe Fitness Academy to get instant access to the replay and begin your healthy living journey today. Vicki Doe Fitness-STORE Discover the Vicki Doe Fitness-STORE—your destination for stylish apparel, fitness gear, and wellness essentials like yoga mats, water bottles, candles, and premium supplements. Shop now and elevate your health journey! Resources *Note: Some of the resources below may be affiliate links, meaning Vicki Doe Fitness receives a commission (at no extra cost to you) if you use the link to make a purchase. Thank you for your support! Herbs and spices are the keys to delicious, flavorful, and sophisticated meals! FREE DOWNLOAD- Herbs and Spices Cheatsheet Let's get ECO-friendly.  Try ECOLunchbox.com ECOlunchbox specializes in stainless steel bento boxes, artisan fair trade lunch bags, napkins, snack sacks, and other eco-friendly lunchware. They are a certified green business.  ECOlunchbox is a consumer products company started by an eco mom in the San Francisco Bay Area. ECOLunchbox.com Go to our Resources page-   For the most recommended tools, you need to succeed on your healthy living journey!! Listen and share our podcast show- “It's All About Health & Fitness-” Vicki Doe Fitness Subscribe to Apple Podcast Subscribe on Stitcher Or on any of the platforms that you listen to your podcast! Watch & Subscribe on YouTube! Catch our latest health & wellness videos on YouTube at Vicki Haywood Doe – Vicki Doe Fitness YouTube-Vicki Haywood Doe-Vicki Doe Fitness Join us to receive a health wellness message!

The San Francisco Bay Area has two major public ferry agencies serving the north and east bay. Together, they carried 4 million people last year. Bay Curious listener Kristen Breck often sees the ferries as they crisscross the bay waters and she wondered, what happens if one breaks down? Where do they go to be repaired? And who does that work? Today, we take you behind the scenes and show what it takes to keep the ferry system running smoothly. Additional Resources: Include a link to the web post for this very episode Read the transcript for this episode Become a KQED member! Sign up for our newsletter Got a question you want answered? Ask! Your support makes KQED podcasts possible. You can show your love by going to https://kqed.org/donate/podcastsThis story was reported by Adhiti Bandlamudi. Bay Curious is made by Katrina Schwartz, Christopher Beale and Olivia Allen-Price. Additional support from Jen Chien, Katie Sprenger, Maha Sanad, Ethan Toven-Lindsey and everyone on Team KQED. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ruth Cohn, MFT, CST, BCN, is a psychotherapist based in the San Francisco Bay Area who has specialized in working with survivors of trauma, neglect, and their partners and families since 1988.Since that time she has focused on childhood neglect trauma and developed Neglect-Informed Psychotherapy, an approach that integrates attachment theory with clinical practice. She is the author of Working with the Developmental Trauma of Childhood Neglect and Coming Home to Passion, along with numerous articles, podcasts, and educational resources on trauma and neglect.She is currently working on two additional books. Ruth's WebsiteHer Book — Coming Home to PassionTrauma Primer (PDF Resource)Ruth's booksRuth on YoutubeBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-trauma-therapist--5739761/support.---Thank you for listening!If you want to support the show, I've got three options and every bit helps.$5.00 PayPalhttps://www.paypal.com/ncp/payment/NPKS32G8KVSN2$10.00 PayPalhttps://www.paypal.com/ncp/payment/495AMDFXQFC3L$15.00 PayPalhttps://www.paypal.com/ncp/payment/M7V5RREUKVD8JThank you to our Sponsors: Jane App - use code GUY1MO at https://jane.app (https://jane.app/book_a_demo)Novo Psych - novopsych.com/traumapodcast

About the Guest: Eric Ries has been a force in entrepreneurship and innovation for over twenty years. He is the creator of the Lean Startup method and the author of The Lean Startup, The Leader's Guide, and The Startup Way. His ideas have shaped how startups and large companies approach growth, decision-making, and innovation. As a founder, Eric has applied his principles with ventures like The Long-Term Stock Exchange (LTSE); Answer.AI, an AI research lab; the Lean Startup Co.; Virgil, a legal services startup; and IMVU, where many of the concepts that became the Lean Startup method were forged. He has served as an entrepreneur-in-residence at Harvard Business School and IDEO. Eric lives in the San Francisco Bay Area with his wife and three children. What You Will Learn: How to create systems and cultures that encourage experimentation and learning Lessons in influencing and leading without formal authority Why long-term thinking matters for both founders and teams The importance of compounding small, deliberate actions over time Insights on how Lean Startup principles can transform established organizations Join us for a deep dive into leadership, innovation, and the mindset that allows founders and executives to build companies that last. Eric's approach is practical, disciplined, and forward-thinking. Tune in to gain strategies that go beyond theory and into the real-world application of building lasting organizations. Please rate and review this Episode!We'd love to hear from you! Leaving a review helps us ensure we deliver content that resonates with you. Your feedback can inspire others to join our Take Command: A Dale Carnegie Podcast community & benefit from the leadership insights we share.

Keith talks with data-driven investor Neal Bawa, the "mad scientist of multifamily," about why apartment values have dropped 20%–30% while single-family prices have stayed resilient.  They break down how interest rate shocks, the homeowner lock-in effect, and a wave of new multifamily supply are reshaping returns for today's investors.  Keith and Neal also dissect the build-to-rent model—who it really serves, how apartment oversupply is pressuring its rents, and why pending legislation could upend the space.  Neal closes with a specific, data-backed timeline for when multifamily rents and values may finally turn the corner, giving listeners a concrete roadmap instead of vague market guesses. Resources: Grocapitus Website - https://www.grocapitus.com Multifamily U's Free eBook: Location Magic - https://multifamilyu.com/lp/location-magic-ebook/ Multifamily U's Investor Club – https://multifamilyu.com/club Episode Page: GetRichEducation.com/609 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host, Keith Weinhold. The single-family real estate market is steady, but with apartment building values down 20 to 30% since 2022 when will the multifamily Armageddon end? We ask our qualified guest, and how will slowing birth rates in immigration affect real estate? And more today on Get Rich Education. You know, Mid South Home Buyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now, their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to Daniel Thomas hind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock homes helps multifamily owners exit the operator grind, whether it's your six plex or a 50 unit apartment, through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre That's F L O C K homes dot com slash G R E.   Neal Bawa  2:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:29   Welcome to GRE from Valencia, Spain to Valencia, California, and across 188 nations worldwide. America's favorite shaved mammal on a microphone is back with you for another wealth building week. I'm Keith Weinhold, and you're listening to Get Rich Education. The world's biggest problems are the world's biggest businesses. That's not a coincidence, and that's why we discuss housing here. And there's been a chronic shortage of affordable housing last month at a commencement speech, Harrison Ford, yes, the guy that played both Han Solo and Indiana Jones, talked about how a fulfilling life has both passion and purpose. Passion is what gets you out of bed in the morning, purpose is what helps you sleep at night, you and I. We can bring this mindset to our lifestyle, to the business we do, and to our investing. Treating tenants well is what helps real estate investors sleep well at night. While we're doing well, we can be doing good too. Multifamily syndicators keep failing, going out of business, and losing all of their investors' money due to mortgage rate resets. It just keeps happening. What this really means, that these groups that pooled together investor money to buy apartment buildings, largely that were set up in 2022 and earlier keep blowing up almost fully due to the fact that interest rates reset higher. Some of them had a fixed rate for five years. Well, rates spiked four years ago, and that's why a lot of them have yet to blow up, and these apartments have lost so much value that no one will refinance them, you know. Even if that apartment operator increased the net operating income over the years, even if rents went up, it doesn't matter. So, you still haven't heard the last of it. Do you remember a couple years ago, when a lot of people in the apartment space, they were saying just stay alive till 25 and that nonsense, like if you keep your head above water until 2025 oh well, then rates are certainly going to fall, and everyone's going to be okay. Well, 2025 is long gone.    Keith Weinhold  5:01   Mortgage rates haven't fallen in any significant way, so that survive until 25 thing or whatever mantra derivative people used that was a farce, like I've said on the show here for years. You cannot predict interest rates, so I didn't make the call that they were going to go up or down at all, because you can't predict them, but so many people said, oh, rates will fall substantially by now, no way, you just can't make that assumption, you've got to take history over hunches, and all of that, a lot of those multifamily deals 100% depended. depended on refinancing at favorable rates, and that's exactly why they failed. A surefire way to look foolish is to predict interest rates. We'll talk more about the multifamily Armageddon with today's guest. I also want to get into what's called the 21st century road to housing act, because that became one of the most hotly debated housing policy provisions this year. And what this is, is a Senate bill, and it would require certain large institutional investors that develop these bills to rent single family communities. It would force them to sell those homes to individual buyers within seven years. So, in other words, what a big firm could do is build a neighborhood of rental homes, lease them for up to seven years, but they couldn't hold on to them any longer than that. They couldn't hold them indefinitely as rentals, this bill is not aimed at you, the individual investor. It is aimed at big institutions, and what I mean by that is that's generally defined as owning 350 or more homes. That's what we're talking about here. Small landlords and mom and pop investors are not the target, it targets corporate portfolios, and this means groups whose names you've probably heard of, like Blackstone, First Key Homes, Progress Residential, and Invitation Homes. They are some of the heavyweights that the government is looking to clamp down on, so whenever you hear someone talk about big Wall Street landlords, that is who they're talking about. Now, some groups are pretty worried about the 21st Century Road to Housing Act, like the NHB, that's the National Association of Home Builders, and a lot of multifamily groups are concerned, and why is that? Well, the effect is it could dramatically reduce new housing production.   Keith Weinhold  7:44   See, a big institution like First Key Homes or Blackstone, they wouldn't want to even get into this business anymore. They wouldn't want to build big build to rent communities anymore if they have to sell them all within seven years. See, they want to buy and hold for the long term, kind of like what you and I are doing, because you and I know that owning a group of selective buy and hold single family rentals is a really profitable place to be, but so if they don't want to build, then that creates a reduction in supply, which could make prices go up, and then obviously hurt those trying to afford their own home. Well, that would defeat the purpose of this whole thing. I mean, my gosh, this always seems to happen when government gets involved. So, the 21st Century Road to Housing Act could limit supply, which is the exact opposite of its intent to get first-time home buyers into their first home, and if this passes, it does have bipartisan support. This lower supply, then yes, indeed puts upward pressure on prices. Just amazing. So then it could actually go on to help the everyday mom and pop investor, like you and I, that already owns property, the individual at last check, though they're looking to pass a version that still restricts some of these giant institutions from getting into build to rents, but yet it does not have that seven year sale requirement. What's really important to remember here is that Washington, they're looking to stifle big Wall Street players from the rental market, which could reduce supply. They're not targeting individual investors. The context that's important is that these groups, they own 10s of 1000s of homes, they don't own hundreds of 1000s, and they don't own a million, so it's a really small percentage of the housing market, whatever direction policy breaks, then the headlines that it creates are just greater in magnitude than the effect on the market is. It's an important frame of reference here. Let's meet this week's guest. This week we're welcoming back a guest that we haven't heard from in a year or two in real estate circles. He is popularly known as the mad scientist of multifamily. He's quite an in-demand speaker. He has a $500 million multifamily portfolio that he essentially shares with over 1300 investors. He's sharp, a good educator, and a straight shooter. That's why he's here. It's a warm welcome back to Neal Bawa.   Neal Bawa  10:32   Thanks for having me on the show again. It's delightful to be here, and so many interesting things to talk about in the world these days.   Keith Weinhold  10:38   There really are.. I don't know if we can get it all in, Bawa is spelled B A W A. Neal, I want to get to your future housing market outlook later. How you think the future looks, including when multi families quasi Armageddon might end. But first, you're known as a data driven real estate guy. Tell us about that, and how being data driven makes you profitable.   Neal Bawa  11:03   I see concern, and I'll tell you why. The single family and multifamily market have been atrociously incredibly divergent since the first quarter of 2022 They have not tracked yet each other at all, even though if you look at the last 50 years, they tend to track each other. So you know, 2008 was a Armageddon for single family, Armageddon for multifamily, and they both sort of came up in 2012 2013 and then they had a really good time until Covid.   Keith Weinhold  11:30   Yeah,   Neal Bawa  11:31   but the second quarter of 2022 is when Fed started raising rates, and since then we've sort of slid - multifamily has gone down in terms of pricing between 20 and 30% depending upon the metro, you know, and depending upon whether it's new construction, new construction assets have gone down more than 30% and existing assets that are filled up have gone down by 20 to 30% depending upon the metro. So, metros that have a large amount of supply, closer to 30% decline in value, the metros that have less supply probably closer to 20% decline in value, right.   Keith Weinhold  12:03   Demand demand has been pretty resilient. It's more of a supply story.   Neal Bawa  12:06   It's a huge supply story, right. So, if you look at, you know, occupancy, essentially what's happened is there was so much supply that came in that really people started on those projects in 2022 maybe they didn't start a construction until 2023 they didn't finish construction until 2025 so they started leasing up in 2025 They had to give offer concessions two months, sometimes three months free, and so that pushed down the rents in 2025. And they're not done, because you typically can't rent an apartment in six months. If it's brand new, it's going to take you about 18 months to rent it, and sometimes 24 months, and so it's affected our rents in 2025 it's affecting our rents in 2026. Now it's unlikely to affect it in 2027 but we'll go there, you know, at a later stage. But at the moment, we, what we've seen is negative rent growth in the United States for multifamily for the last 12 to 15 months, and what I think is going to be negative rent growth in Q of this year and Q2 of this year, so Q1 was negative, Q2, which we are in now, is likely to be negative or flat now. Single family, on the other hand, has gone in a different direction, which has been very difficult to understand, and I believe it's taken me a while to really understand this, but I think I've finally figured it out. Single family prices are not down since 2022 which makes no sense at all, because the average mortgage in the United States today is almost double, almost double, not quite double, but almost double of what it was in at the beginning of 2022 when interest rates were about 3.3 3.4% Right now we're sitting around, you know, six and a half percent interest rates, so not quite doubled interest rates, but they've obviously gone up a fair bit, and as a result, your average, you know, mortgage has almost doubled, but home prices haven't dropped, which makes no sense if you really think about it, because home prices are a factor of demand, and they're also a factor of people's ability to pay, so if all of a sudden within four years you're paying, the mortgage is doubled, then less people are going to be able to buy, but it stayed up, the market has stayed up, and the biggest reason it stayed up is because of what is known as the lock-in effect. So, the US market typically has a million new homes every year, and there's more than a million existing homes that are transacted, right? So, it's an open market, it's a perfect competition market, but it hasn't been perfect competition for the last four years, because so many people locked in ridiculously low interest rates.    Neal Bawa  14:28   Perfect example, in 2021 and 2022 I have a 15 year mortgage at 1.75% If I sell my house back to myself, my mortgage quadruples, quadruples, right, because it goes from 1.75% to six and a half percent, so I can't even imagine even think about leaving my home, right, because it's just such a perfect loan. Most people don't have anywhere near 1.75% but there's lots of people with more mortgages in the 3% three and a half percent, and 4% range that basically can't go anywhere, and because those homes are not coming into the market. The last three years the market has had this unusual not enough supply factor, and that's been keeping prices up. That is ending. That is ending, because what we've been tracking is the percentage of homes in the United States that have low mortgages. Low is simply defined as anything under four and a half percent, and that percentage is going down each quarter, because you know divorces happen, deaths happen, you know people move for jobs, and so every time that happens, that locked in rate goes away, because you sell your home and move on, and so for a while that lock in effect was predominant, it was controlling everything, but as time has gone on, interest rates were higher in 2324 2526 For also almost four years have passed since the rate started going up. So each quarter the percentage of homes in the US that have these low interest rates has slowly moved down, and we're almost back to a normal timeframe.   Neal Bawa  15:53   And this is causing the single family market to not have a conniption, but we're starting to see a balancing of the market, where it's not just a buyer's market anymore, in some places it's actually seller's market, some places it's a buyer's market. So we're now starting to see home prices drop in number of markets in the United States. I can't say that they've dropped in super majors, but we're seeing a flattening out effect of home prices in most metros in the US, and there should be a flattening effect. Just to be blunt, I mean, obviously I own a bunch of single-family homes, so I just wanted them to keep going up for selfish reasons. But if you think about it, we had huge home price growth in like 30 plus percent in number of years, 2021 22 and even 23 and during those years, salaries only went up by two to 3% a year. In one year, they went up by 4% and rents also went up like crazy. There was a 2021 was 15% rent growth year. So, at some point, there had to be an adjustment, and we are in that period of adjustment where single family prices are basically flat on a national basis. Yes, going up in the San Francisco Bay Area because of AI, and going up in a couple other technology-heavy metros because of AI, but otherwise fairly flat, and I don't expect that to change for the next year. So, my forecast is next 12 to 18 months, home prices in the US are going to be flat on a nominal basis, they're going to be down on an inflation-adjusted basis, but you know, because of the Iran, more inflation's three and a half percent, so home prices should go up three and a half percent. So, if they stay where they are, well, they're really dropping three and a half percent.   Keith Weinhold  17:29   Yeah, before this year began, I released our forecast, it was for 2% nominal home price appreciation in the one to four unit space for the US this year, and I still like how that looks. There's so much to unpack with what you just talked about. In my view, there's nothing unusual at all that when mortgage rates rose sharply a few years ago, that home prices rose as well. Why? Because actually, that's what usually happens, which is counterintuitive to most people. In all of our lifetimes, residential real estate prices have only fallen significantly one time, that was around 2008 due to a number of unusual circumstances. The only thing that's a bit different this time is, of course, how fast rates increased in 2022 and 2023 and people wondering if residential real estate prices could still keep up, and they certainly have, but yeah, you brought up this dichotomy, this bifurcation about how the apartment market and the one to four unit space kind of separated from each other in 2022 or 2023 That's what's so interesting.   Neal Bawa  18:36   I do want to point out a couple things, though, and I don't want to be a Pollyanna here and talk about negative stuff, but I think that there's big difference between 2008 and that timeframe and where we are today, and that difference is, and it has multiple parts. Not all of your audience is aware of this. Until about 2012 the United States had very reasonable birth rates. You know, we were one of those countries that had avoided the debacle that Japan, Korea, China, and a number of other countries are seeing South Korea being the absolute worst, where basically they were producing one baby per generation, where you need about 2.2 babies just to kind of keep your population where it is, right, and the US was unusually high in that, and that we were still above that threshold, which meant that our population would continue to grow and not fall. Now, there was two reasons our population was growing: One, we had more than 2.2 babies per household, and second, we had a very significant amount of legal and a very significant amount of illegal or undocumented immigration. Right, so we had both of those pipelines today. All three of those have flipped, so the United States now basically looks like Korea or China or Japan in that every household is producing about one and a half babies, which means that our population growth, which hasn't stopped yet, because it takes a while for these things to catch. Up is likely to stop, like it's, and at some point decline again. Luckily, we're not there yet. The US is a fairly young population, unlike Japan, which is one of the oldest populations in the world. So, it'll, we'll still continue to see population growth, but there is no doubt. And you can ask Chat GPT, right? How has population growth in the United States slowed over the last 20 years.    Neal Bawa  19:22   Make me a graph, and it will make you a very nice graph, and you'll very clearly see there's a slowdown in population growth. The second part is both documented and undocumented immigration. It's my estimate that since this administration took over, somewhere between half 1,000,001 million people have left the United States. Now it's very difficult to get an actual number, as you can imagine. A number of these people were undocumented, so we didn't really know how many there were to begin with. And a number of them, when they left, they also left by an undocumented rate, that you know, path. So we've lost a bunch of those people, and also the people that have stayed in the country, we've lost a number of them in the workforce. Here's a perfect anecdote, Keith. About 33% of the construction workforce in the United States was undocumented, one in three. In Texas, as much as 40%   Keith Weinhold  19:45   Yeah, that's huge.   Neal Bawa  19:45   It's very significant. Number of those people don't show up for work anymore. I don't think they've left the US, at least I don't think so. But they don't show up for work anymore, because that's how they get caught, right. So, what we've seen is that the construction workforce in the United States has become been decimated over the last 12 months, and the impact is much greater in the second half of 2025 than the first half. Why? Because even though they wanted to do ICE enforcement, they just simply didn't have enough agents, enough facilities, enough judges. When the second half of last year, they sort of started catching up on that, hiring more agents, getting more facilities, getting more judges, and so we started to see a real challenge there. I have properties in 10 markets in the US, and what I can say is about seven of those markets, mostly Southern markets, I am beginning to see dropping occupancy related to this phenomenon. I'm seeing a reduction, and so markets like Georgia and Texas, Florida are more hit than my northern markets like Idaho. I haven't seen any impact at all, but these southern markets, multiple properties, multiple metros, I'm seeing this - people, mostly of Spanish, Mexican origin, not renewing leases. I don't know what they're doing. I don't know if they're sleeping in their cars. I don't know if they're basically just, you know, staying with mom or staying with, you know, some other family. But I'm seeing a very, very big pullback in my leases tied to this, and occupancy is dropping in those markets that are heavily Hispanic. And so I'm seeing the impact of that on landlords, but I also know that there's an impact on the US at all, and overall demand on rentals, whether it's single family or multifamily. This is a significant impact, because I don't think that the Republicans are going to make a U-turn on this. I don't want to get political, but you know, stating the obvious.   Keith Weinhold  19:45   Yes, United States had its biggest birth year in 2007 when there were more than 4 million babies born. The average age of the first time homebuyer today is 40 years old. If that holds true, that peak would take place in 2047 And then, yes, to your point about changes in immigration, yes, it sounds like a potentially a reduction in demand with what you're talking about, with some vacancies, and also maybe a reduction in supply when you have fewer construction workers to build these places as well, we're talking about building properties. Neal, I want to talk to you about the build to rent space. Somewhat is build to rent better than traditional real estate? I think that's what we really want to know. And for those that don't know, build to rent means when you construct a property where from day one that construction project is built for a tenant, not an owner occupant. I see a lot of pros and cons there. Can you talk to us about the trade-offs between build to rent and traditional real estate?   Neal Bawa  19:52   Yeah, if you think about it, it's a really terrible word, built to rent, because if you think about the word built to rent should be apartments, right, but actually doesn't mean apartments, right? So, built to rent actually means single family or town homes that were built to rent out, right? And then you're like, why don't they just said built to rent apartments and town homes? Well, you know, was too long an acronym, and we suck at acronyms anyway. But BTR, or built to rent, is essentially building single family or town homes, but specifically building them to rent, and it doesn't include any apartments at all, right? And the reason why the BTR market was growing in the last five or six years is that roughly 18 million American families can no longer afford to buy starter single family homes, you know, and by starter I mean, small old single-family homes. That's how Americans usually started, you know, in their 20s and 30s. They would buy these homes, some of them, but they would fix up, and then they over time, in their 30s, late 30s and 40s and 50s, they would upgrade, and then at starting the 50s, it would flatten out, and then the 60s, they would start to downgrade, right? That's been a typical thing that's happened in America for 56 5070, years. Well, that is, cannot happen anymore. And it broke in 2022 until 2022 It was a normal cycle beyond 2022 because interest rates almost doubled, and the mortgages almost doubled, but the incomes only increased by 10 to 20% There became this orphaned generation of Americans, roughly 18 million families, that simply cannot afford to buy that starter home, and they are now forever renters. They don't know it. They think that they're going to catch up at some point, but five minutes with an Excel spreadsheet, I could prove it to them that they're not going to catch up.    Neal Bawa  25:35   Maybe one in 100 families would see a very large increase in income, and that would result in them catching up, but for the most part, as a group, these 18 million families, they're forever enters as a group that didn't exist before 2021 right. It's entirely because of this outrageous increase in mortgages, while not seeing a drop in home prices, that led to this, and so those orphan families, they actually earn pretty well, so these are families that make 70, 80, $90,000 in mid markets. They make over $100,000 if they're living on the coasts or in expensive markets, and they still can't buy that, you know, starter home. And so they don't want to live in apartments. I have lots of apartments, old ones, new ones, and I want these people to live there, but they don't want to live there, and so they've been looking for an option, and that option has been developers like me building communities of 200 300 townhomes or single family homes with a small little yard, and then basically from day one, instead of selling them, renting them out, and then once you're done renting out the whole community with 200 tenants, then you sell that to an apartment company. You know, there's lots of apartment companies in the US that have 100,000 units. Well, they want to buy these because the turnover is lower. So, what happens is most of these town homes and single-family homes for rent. Families come in, and they typically rent for three to five years before they move, whereas in on my apartments I lose 40% of my tenants each year. So, if I have 200 tenants, I lose 80 of them every year, and I have to basically go back, clean up those units, deal with the vacancy. But when I have townhome communities like my Idaho Falls townhome community. I lose a tenant at roughly every four years, and so, as you can imagine, profitability goes up when turnover goes down, right?   Neal Bawa  27:31   Because you don't have that cost of turnover and vacancy, and so eventually those large landlords that are holding 100,000 units figured out, I like this, what Neal Bawa is doing, he's building these 200 townhomes, I want to buy these from him when they're rented. I don't want to build them, I don't want to lease them up, I just want to buy them when they're stabilized. And so BTR became that name for that marketplace where developers would build townhomes and single families, rent them out, and then sell them to institutional, and it was some—   Keith Weinhold  27:56   People think of fabulous institutionalization of the starter home.   Neal Bawa  28:00   And in many ways it is, because what happened is, for a while, these institutional players, like Blackstone and BlackRock, they were like, we are just going to go out and buy 50,000 single-family homes, and that's going to be the institutionalized. Well, that worked really well if you bought in 2008 2009 2010 2011 because you got them bought them at a discount, but when they started buying them in 2015, 16, 17, 18 at ever higher prices, they didn't make any money. So the vast majority of these public funds that were created to buy large amounts of single family have failed if they've purchased anything in the last seven or eight years. If they bought before that, they made huge amounts of money. Family homes are so expensive that basically buying them for rental did not make sense, so these companies have now pivoted to saying we'll only buy communities that have 100 or 200 or 300 of these homes, because then we get the benefits of having centralized leasing, centralized property management, centralized maintenance, and I don't have homes spread all over the metro, they're all in one place, and I can make more profit from that. In theory, that's been good, and you might think that I'm bullish on BTR, but I'm actually today bearish on BTR for one single reason. About seven months ago, Republicans started talking about a bill - I don't know what the name of the bill is, but what this bill does is it forces builds to rent developers like me within seven years of building the property to sell all of the homes in that property to single family tenants, not to Blackstone, not to Blackrock, but to single family tenants. Hasn't passed yet, but it passed the Senate with an 8910 vote, which means that both Democrats and Republicans wanted to vote for this. If it passes the House, and because Donald Trump himself is very heavily opposed to it, he's made it very clear he doesn't like this. He's a developer, obviously. It hasn't passed the House yet, but if it passes the house, that will destroy the build to rent market. No one will ever build build to rent, because the worst possible thing is I build this, and within seven years I have to actually sell it to individual buyers. If I do that, my banks are going to hate me and not give me loans to build BTR anymore. Obviously, there's going to be some grandfathering to the communities that I'm building now, or maybe even build the ones that I'm building in 2027 maybe grandfathered. It usually is, because you know, Congress never does anything retroactively, and they give you a year or two, but if it passes, it's doomsday for BTR. I hope it doesn't happen, but that's the way it's looking, because it's bipartisan. Bipartisan bills are more likely to pass   Keith Weinhold  30:40   Now for the mom and pop investor, the individual investor build to rents have obvious appeal due to your point about the lower turnover, lower maintenance costs on a new build, lower insurance costs often on a new build, and then there's the tenant appeal to a new build as well, but of course there is that investor downside. I think a lot of investors are aware of their thin initial cash flow that they're going to have on build to rent, but you know, Neal, another downside with build to rent, I think a lot of investors don't look at is, hey, just how many of these things are they building? Are they building 500 of them? Do I have some overbuild risk if I buy into this community that could suppress occupancy and rents for a while.   Neal Bawa  31:21   What we've seen is that when Built to Rent started out in 2017-2018 it was its own asset class. It wasn't competing with apartments, it wasn't competing with single family rentals, it was just its own thing. However, in the last two or three years, as more and more apartments flooded the marketplace, we had a glut. It moved away from that. It basically started getting affected, and the rent started falling, just like any other portion of the market. You know, think of it as three portions of market. There's the built to rent, which I described, you know, brand new single family homes, town homes per rent. There's the apartments, both brand new and existing, and there's the single family rentals, right, which there are millions of. What we are seeing now is it's become one market, right? All of them are affecting each other, and the apartments, which have a huge amount of glut, there's a massive amount of new apartments that have come in in the last two years, are really pushing the rents down for single family, they're pushing that rents down for BTR. So, at this point, what I would say to people that have this concern, Keith, is simply look at incoming apartment supply, because if you're in a marketplace, and I'll give you examples of really good markets that are crushed right now. If you're in a market that has a lot of incoming supply, whether you buy a single family rental, a quadplex, a 50 plex that's an apartment, or 100 unit BTR, you're going to suffer for rent growth if you have a lot of incoming supply in 2026 and that is across the board in every market in the US. Huntsville, Alabama is, in my opinion, one of the most interesting markets in the US for 5 year, 10 year growth, right?    Neal Bawa  32:54   If I had to say you don't need a loan, it's just your own cash, no investors, where would you put money in? It would be at the top of my list, not at the very top. Idaho Falls is definitely the number one market in the US in my list, but Huntsville is up there. But right now, do you know what rent growth in Huntsville is? Minus 2% negative 2% Why? Because there's 6000 units coming into a market that's, you know, 1/5 or 1/10 the size of Phoenix, right. It's 1/10 the size of Dallas, but it has half the units of Dallas or Phoenix coming in, and so rent growth is negative there. So, what I would say is today absolutely everyone that is an investor should understand that we live in the magic world of AI, and you should be talking with Chat GPT about incoming supply for any market that you're interested in, and using that to make your decisions, because all of these markets merged, BTR, new apartments, old apartments, single family, everything has emerged in the last 24 months, where they're all affecting each other, and if there's too much supply of any one kind, it's affecting all of the other markets, and that's the message that I have. And none of this is like you have to go buy a $25,000 software like Costar today. Chat GPT is your costar.   Keith Weinhold  34:11   You're listening to Get Rich Education. We're talking with the mad scientist of multifamily, Neal Bawa, where we come back, including what he thinks about recovery for the beleaguered multifamily market. I'm your host, Keith Weinhold. 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What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 268 66 That's Family 266 866    Speaker 1  36:00   This is the star of the A E Show, The Real Estate Commission. Todd Rollette. Listen to Get Rich Education with my friend Keith Weinhold, and don't quit your daydream.   Keith Weinhold  36:20   Welcome back to Get Rised Education. We're talking with Neal Bawa, a really sharp multifamily syndicator who's also highly data driven. And Neal, tell us more about the beleaguered multifamily market that had those aforementioned problems really cropping up in 2022 and we had a lot of supply and spiking rates. What does it look like for the path to recovery for the US multifamily market?   Neal Bawa  36:45   Luckily, demand is strong, and even though occupancies have dropped, typically the multifamily market, the large multifamily market in the US, tends to be between 95 and 96% occupied. Okay, and right now we're on 93% so that all that incoming supply means that about 7% of our apartments in the US are empty at the moment, we're trying to fill them, and we are seeing that occupancy drop, not across just new apartments that are leasing up, but also drop in class B and class C. We've also seen a huge increase in concessions, so I studied this quite obsessively, and I can tell you that 2026 in some markets is the recovery year, but not across the board in the United States, and the reason for that is sentiment. Once renters get used to huge amounts of concessions, it's like a drug, it takes a little while before you wean those renters off of those drugs, and so there's that hit right now. Every renter program,   Keith Weinhold  37:44   Everyone wants their freebie for good.    Neal Bawa  37:46   Yeah, exactly. It's like, hey, what, you're not giving me two months free? Hey, what, you're not even offering me one month free? It takes a while for that expectation to happen, because there's such a huge amount of concessions in the US. So, to me, there are a few markets, usually the smaller markets or very fast growing markets, where there's a recovery in 2026 but otherwise 2027 The first half of 2027 is recovery. The second half of 2027 is fast rent growth in a lot of markets. Why? Because remember, interest rates have been high since 2023 A lot of projects were started in 2022 went into construction in 23 came to market in 25 and 26 Lease ups are happening in 25 and 26 By early mid 27 these are all leased up, right? The second half of 2027 there isn't a lot of delivery in any of these big markets, because to deliver in the second half of 27 you would have started construction in that second half of 2025 and I counted those permits market by market. There's just not a lot, because by that time everyone knew that projects were not getting funded, everyone knew that interest rates were high, so there wasn't a lot of supply of new starts in the apartment market in the second half of 25 so there's not going to be a lot of delivery in the second half of 27 and all of the existing stuff would have been leased by then. So 2026 is one of those years where we could still see more concessions in the second half of 2026 I still see rent growth for apartments to be flat. You mentioned single family might be a little bit higher. It tends to be a little bit higher than apartments in terms of rent growth, but I think flat rent growth for 2026 is what I'm projecting. I'm projecting small rent growth in the first half of 2027 for most markets, and then I'm projecting robust rent growth, call it 3% or greater on an annualized basis, in the second half of 2027 and I'm projecting that most markets in the US that are not seeing a population drop, so count out places like Detroit are going to see a very aggressive rent growth, four or 5% rent growth, that's aggressive in our world, in 2028 28 and 29 are shaping up to be. Supply deficit years, years where supply is well under demand.   Keith Weinhold  40:05   It's pretty easy to project completions when you just go ahead and look at starts, and really, what you're counting is the story of absorption.   Neal Bawa  40:14   Yep, and what's nice about apartments is you can actually build a single family home in about nine months, right, but you can't build apartments in less than 24 months. There's just so much permitting issues, there's so many delivery issues, fire code issues, and so we have a crystal ball on the multifamily side that we are now getting better at using. I don't think the industry was very good at this in 2022 but now we're really all obsessed with how many permits does my metro have, and how many permits does my state, and how many permits does the US have? And everyone that I know in the industry that's data driven knows that there's a massive glut now, maybe a little bit of a glutton that remaining portion of 2026 equilibrium in 27 and a huge, huge supply deficit in 28 and 29 So everything that I'm doing is based on this, and this crystal ball actually works because of that two year gap between shovels in the ground and delivery,   Keith Weinhold  41:10   and it sounds like you've recommended Chat GPT as a go-to source for investors to look into these things, that happens to be my favorite one as well, and you are well, maybe it's a bit too much to say, but it almost feels like to me pioneering with the way that you use AI. In fact, I know before our show today you were running some other things in the background that made me wonder, hey, am I talking to the real Neil or the clone Neil? I know I've got the real Neil here, but why don't you tell us about how you're using AI to make data-driven decisions in real estate?   Neal Bawa  41:40   Sure, so the first thing is that we've completed our journey with the low hanging fruit of AI. Every single person in our company is fully trained on how to use Chat GPT. Most of our research-related processes are automated. For example, 100% of our investor updates are now written by Chat GPT. What we do is we go into our property manager meetings on Mondays or Tuesdays sit down with them, beat them up, and the transcript is then taken by our team in the Philippines. They take that transcript and put it into a pre-trained Chat GPT string, it's called a custom GPT, and the string took a while to train, but now that it's trained, all it needs is a transcript. We just copy paste it in, we don't give it any instructions, and it outputs a really wonderful investor update, right. And so our updates for our investors are 99% written by AI. Of course, we'll go in and add our comments at the end of the process. So we've automated investor updates, rent comps, so you know if we are underwriting a new property today, what we do is we simply go into a Google file and copy paste the address and hit enter roughly once a minute. A software, which is written by AI - we're not coders, but the software knows how to write code - it checks the file, if it sees a new address, it goes in there, grabs the address, and then it basically goes to apartments.com rent.com realtor.com and all of these places, and checks the rents for this particular property in two mile radius. It eliminates all the ones that don't match, like you don't want to match the rents of a 1970 or 80s built property with a brand new 25 built property. Those are not comps, it's not comparable. So it basically is very careful, it keeps a radius range of two miles, and also basically is a property of the same kind, you know, like it never matches up a three story property with a 10 story property. Those don't match, one of them obviously is more of a central business district or downtown sort of thing, and so it basically grabs all of those rent comps and then puts them into a file and posts in a Slack channel. Usually it takes it about 1213 minutes to do that, and so whoever put that address in about 12 minutes later goes into the Slack channel and says, "Hmm, these are all my rent comps, right? And boom, now you're basically, you have all these ready rent comps. So, what we've done is, we've automated a significant portion of what we are doing with both our property managers and inside the company with acquisitions and things like that, we're also scraping massive amounts of data from the Bureau of Labor Statistics website, which we just couldn't deal with that data before, and building very beautiful, very interactive dashboards. We don't use Chat GPT for that. We find for dashboarding a tool called Claude, which is by a company called Anthropic, is much better, so we have currently over 150 interactive dashboards that Claude has created that update in real time and give us access to data. If anything, I find that we are in this incredible time where decision making has become much easier, as long as you spend time with these tools. So, in our company we have an absolute mandate that no one has broken for the last year. One year per day, people must program, and by programming we mean issuing common language instructions to tools and build dashboards and build software that automates our work. Have we laid off anyone because of this? I mean that. Be the next obvious question. The answer is no, because it's made it easier for us to serve a much larger audience, so it's easier to grow your company. We just are not hiring anyone, and we haven't hired anybody for the last 18 months, so we have a hiring freeze, but at the same time all of our people are employed because they're they're now much more valuable. So everyone in our company is now a programmer, and even though that sounds weird, it's completely true.   Neal Bawa  45:24   Every single person in our company writes code, and they write code by talking with Cloud Code or talking with Chat GPT, and then Chat GPT, of course, does the actual code writing, but people have become very, very good at answering questions and saying, "I want a dashboard like this, turn these radio buttons into drop boxes, and give me the last month, and last three months, and last 12 months, and do this, and do that, and connect this, and I also want to host this on a server, but I want to make sure that only I can see it. I need a password added. Imagine 1000 of these conversations happening in our company every day. Yeah, that's interesting. And what you just described   Keith Weinhold  46:00   there at Gro Capitas is somewhat of a microcosm for what's happening in the broader economy, where we've been in this low high or low fire environment for quite a while. Well, Neal, as we're winding down here, we recently had a new Fed chair come in. It seems incomprehensible to me that there could possibly be any rate cuts. I don't know how we could responsibly make a rate cut with all these inflationary layers. We had the pandemic, and then terrorists, and then the Iran war, and the energy shocks, and all these bottled up supply chains. What are your thoughts with regard to the Fed?   Neal Bawa  46:29   I still think that we'll get one rate cut, and that rate cut will be based on political pressure. So, for the first time ever, I have seen the Fed break into factions, so if you look at the latest Fed meeting, which happened, you know, there was dissent, there were two clear factions, so the Fed is becoming less data driven and more faction driven, and I think that one of the factions, which obviously wants rate cuts to go down, is going to triumph at some point later in the year, but until we get past the incredible increase in inflation because of the Iran war, I don't think that faction is going to win. Right, there's three or four people in that faction, that's not enough votes to get past the others. So I'm predicting no rate cuts until Q4 of this year. If the Fed was entirely logical, there should still not be a rate card in Q4, but I think it'll happen because there's political pressure.   Keith Weinhold  47:25   The preservation of independence is key. Neil Bhawa, this has been great, and a lot of people learn from you. You're a brilliant educator, as well as what you're doing in the multifamily space, and a lot of other places. So, if someone wants to connect with you, learn more about what you do. What's the best way for them to do that?   Neal Bawa  47:43   So we built a website called Multi Family University. It's completely free. There is no subscription. There's no upsell. We do not have an educational product, but what we do is each year we have 8-12 webinars that we create with their extraordinarily good looking thanks to the use of AI. Yay, and we share them with an audience, and usually between 5000 and 1000 people attend our webinars each year, of which roughly 1% become investors with us. The rest, the remaining 99% just continue to get free access to data, and we cover every imaginable real estate topic: Single family, multifamily, industrial hotels, self storage, Airbnb, and even controversial topics outside of real estate, like climate change or impact of climate change and impact of AI. So you know, multifamily university is the best place you can go to, multifamily you.com/club It's a free club, and it's free forever.   Keith Weinhold  48:42   Neal, it's been valuable to our audience. Thanks so much for coming back out of the show.   Neal Bawa  48:46   Thanks for having me.   Keith Weinhold  48:53   Oh, a terrific, wide-ranging chat with Neal. There, yes, this interesting 2022 divergence between single family and multifamily, the slowing birth rate, and how that won't really catch up with real estate in a big way for perhaps 20 plus more years. How single family rentals beat multifamily on the basis of tenant retention, and a lot more that we covered there, and he's got a good data driven timeline for apartments being back in favor by 2027 and 2028 After the interview, Neil and I chatted some more off Mike, and he would like to come back on the show next year. We're probably going to have him, because we have a lot more to talk about at that time. We can see if the multifamily market is really healing. Also, did you pick up on this? I wonder why, for his own home he would get a 15 year mortgage at 1.75% interest, so I'll have to ask him about that. That's surely a fantastic interest rate, but a 15 year loan rather than a 30 year that maybe he could have gotten at two and a half percent at the time. Well, 15 year probably. Is not the best use of capital, because it increases your equity position rapidly. When instead, those dollars could have been out in the market earning an actual return somewhere else. But he's a smart guy, he must have an answer. We can talk about that at that time. We've got a lot of terrific shows coming up here on the GRE podcast, specific learning episodes, where it's just me teaching you, as well as new guests and returning guests too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 2  50:35   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 2  51:03   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.  

In the latest installment of SJ's Video Weltanschauung, Dimitri and Khalid dissect the Silent Majority's cinematic counterattack on early ‘70s San Francisco Bay Area leftism: “Dirty Harry” and its four sequels. Topics include: “Dirty Harry” as the ur-text of modern American cop dramas/action movies, the Bay Area counterculture from the POV of the pig, Harry's implied neurodivergence (shades of Cobra), the new Criminal Subject who's Just That Evil and cannot be bargained with or understood, New Hollywood fashlord John Milius, the PTK'd Vietnam Vet undertones of the first three films, the SLA-inspired villains of “The Enforcer”, the triumph of political amnesia during the Reagan Years, Ronnie quoting Harry's “Go ahead, make my day!” line in a fight over welfare cuts, the sinister Spectacle-Secrecy dialectic, and much more… For access to full-length premium SJ episodes, upcoming installments of DEMON FORCES, and the Grotto of Truth Discord, subscribe at https://patreon.com/subliminaljihad.

In an era of relentless pressure for quarterly growth, is it even possible for a large brand to stay true to its core mission, or is compromising a brand's values just an inevitable part of achieving scale?Agility requires more than just reacting quickly to market changes. It requires a resilient, long-term mission that acts as a north star, ensuring that every pivot and experiment builds enduring value, not just short-term gains.Today, we're going to talk about the tension that every marketing leader feels: the conflict between the relentless demand for measurable, short-term results and the need to build a brand with a durable, long-term mission. We'll explore how the very systems designed to measure success can sometimes corrupt a company's purpose, and how a new definition of value can create a strategic advantage that outlasts fleeting market trends.To help me discuss this topic, I'd like to welcome, Eric Ries, Author of The Lean Startup, and the new book, Incorruptible. About Eric Ries Over the last two decades, Eric Ries's ideas about continuous innovation, long-term thinking, governance, and market reform have reshaped company building and management practices. He is the creator of the Lean Startup method, and the author of the New York Times bestseller The Lean Startup; The Leader's Guide; and The Startup Way. As a founder, he has put his own ideas into practice with The Long-Term Stock Exchange (LTSE); Answer.AI, an AI R&D lab; the Lean Startup Co, which teaches and supports the implementation of Lean Startup; Virgil, a legal services startup; and IMVU, where the ideas that became the Lean Startup method were forged. On his podcast, The Eric Ries Show, he talks to guests including world-class technologists, thought leaders, and executives working to build profitable companies for the long-term benefit of society. He lives in the San Francisco Bay Area with his wife and three children. Eric Ries on LinkedIn: https://www.linkedin.com/in/eries/ ---------- Resources ---------- The Lean Startup: https://www.leanstartup.co The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://aglbrnd.co/r/2868abd8085a9703 Get Incorruptible by Eric Ries: https://amzn.to/4dERCRyDrive your customers to new horizons at the premier retail event of the year for Retail and Brand marketers. Learn more at CRMC 2026, June 1-3. https://aglbrnd.co/r/d15ec37a537c0d74 We're proud to be a media partner for #MAICON26 - Oct. 13-15! Learn how AI can power your marketing and business and help you grow smarter. Use code AGILE150 to save! https://aglbrnd.co/r/7fe458ced0f04658Reach your customers with Reddit. Spend $500 in ad spend, get $500 back in ad credit! Learn more: https://advertalize.com/r/491818c79fb1873fDon't miss We Make Future - the International Festival of Innovation in AI, Tech, and Digital Marketing, June 24-26 in Bologna. Learn more: https://aglbrnd.co/r/c80991afff416bb2The most influential minds in software, AI, and engineering leadership will be at WeAreDevelopers World Congress North America, September 23-25 in San Jose. Learn more: https://aglbrnd.co/r/60a7299222a7bcf1 Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://aglbrnd.co/r/faaed112fc9887f3 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://aglbrnd.co/r/35ded3ccfb6716ba Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company Hosted on Acast. See acast.com/privacy for more information.

For the last three weeks, a messy, dramatic battle has played out between two of the most powerful titans of tech in the world: Elon Musk and Sam Altman. As jury deliberations begin today, the technology reporter Mike Isaac takes us inside the courtroom drama and explains how a corporate dispute got extremely personal. Guest: Mike Isaac, a New York Times reporter based in the San Francisco Bay Area, covering tech companies and Silicon Valley. Background reading:  Inside the courtroom circus with Elon Musk and Sam Altman. Musk lawyer's question for Sam Altman on the stand: Are you trustworthy? Photo: Manuel Orbegozo/Reuters, Benjamin Fanjoy/Getty Images For more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.  Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.