Podcasts about northeast

FBI investigating a suspicious hunting stand with direct line of sight to where President Trump steps off Air Force One, the item was found during a security sweep at Palm Beach International Airport before Trump arrived, Selina Wang has the new details; James Longman is on the ground in Paris after multiple suspects steal priceless crown jewels from the Louvre in a shocking robbery; Dani Beckstrom tracks the strong storms targeting the Northeast; Morgan Norwood reports on the video showing smoking filling the cabin after a lithium battery that caught fire mid flight; and more on tonight's broadcast of World News Tonight with David Muir. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sunday marked The Next Ten Commitment Weekend, and we're in awe of the way God is moving. Together, we answered a call to sacrificial generosity, to bold prayer, to missional unity, and to spiritual readiness. Drawing from the Book of Acts, Tyler challenged us to embrace four spiritual principles: Community-minded self-sacrificial generosity Earth-Shaking World-Waking Prayer Boundary-Crossing Missional Hunger A Spectacular Move of the Spirit of God This is the heartbeat of The Next Ten — a decade that won't be defined by what we built, but by who was changed. Northeast didn't just raise money — it raised up disciples. It didn't just expand property — it expanded the Kingdom. It didn't just build buildings — it built bridges. “You can't force the Spirit of God to spark revival — but you can lay down dry wood, put kindling on top, and pray that the Lord sends the fire.”

For our second Local Legends interview of Haunting Season 2025, Eleanor chats to author, paranormal historian, ghost-hunter and the host of the outstanding How Haunted? podcast, Rob Kirkup!Rob's from the north east of England, and has been leading paranormal investigations for over twenty years, which has involved him spending many nights in total darkness at some of the most haunted places in the UK. He's author of Ghosts of the North East, Paranormal Northumberland, and loads of other titles, some of which include his own photography. To find out more about Rob's work, and of course, to listen to How Haunted?, visit how-haunted.com. For now, though, let's make sure our camping torches have plenty of batteries and settle in for a conversation which includes spontaneous combustion, haunted dolls, Ghostbusters, and some genuinely inexplicable occurrences with a true Local Legend, Rob Kirkup. Three Ravens is an English Myth and Folklore podcast hosted by award-winning writers Martin Vaux and Eleanor Conlon.Released on Mondays, each weekly episode focuses on one of England's 39 historic counties, exploring the history, folklore and traditions of the area, from ghosts and mermaids to mythical monsters, half-forgotten heroes, bloody legends, and much, much more. Then, and most importantly, the pair take turns to tell a new version of an ancient story from that county - all before discussing what that tale might mean, where it might have come from, and the truths it reveals about England's hidden past...Bonus Episodes are released on Thursdays plus Local Legends episodes on Saturdays - interviews with acclaimed authors, folklorists, podcasters and historians with unique perspectives on that week's county.With a range of exclusive content on Patreon, too, including audio ghost tours, the Three Ravens Newsletter, and monthly Three Ravens Film Club episodes about folk horror films from across the decades, why not join us around the campfire and listen in?Learn more at www.threeravenspodcast.com, join our Patreon at www.patreon.com/threeravenspodcast, and find links to our social media channels here: https://linktr.ee/threeravenspodcastProud members of the Dark Cast Network.Visit our website Join our Patreon Social media channels and sponsors Hosted on Acast. See acast.com/privacy for more information.

In This Episode Many bank leaders are currently grappling with the same paradox: despite having access to more data than ever, it's increasingly difficult to discern what truly matters. Budgets are tight, initiatives are piling up, and the market sends conflicting signals, all while the imperative to remain relevant to customers persists. Breaking Banks did a show on VUCA (volatility, uncertainty, complexity, and ambiguity) three weeks ago (if you missed it, take a listen when you get a chance!). When there's VUCA, the natural inclination is to add more—more dashboards, more projects, more committees—yet this rarely leads to clarity. This episode of Breaking Banks features Catherine Lynch from Citizens Bank and Greg Palmer, host of sister podcast Finovate. They discuss the importance of human-centered innovation. Catherine Lynch leads digital experience and human-centered design at Citizens, a super-regional bank with approximately 1,000 branches primarily in the Northeast and $220 billion in assets. With over 20 years in banking and prior experience at Accenture and various tech startups, Catherine has dedicated her career to leveraging technology to solve customer problems. At Citizens, she focuses on digital channel strategy and experience design for a diverse customer base, including consumers, commercial clients, and wealth management customers. Catherine explains that all banking clients share three fundamental needs: seeing their money, moving their money, and protecting their money. However, these needs have evolved as people navigate cognitive overload, economic stress, and reduced community connections, leading to a demand for simpler and easier banking experiences. To meet these changing expectations, Citizens employs a human-centered design approach, placing customer needs at the core of their problem-solving process through empathy, collaboration, iteration, and testing. Their innovation lab, part of Green Pixel Studios, enables them to observe customer interactions and rapidly develop solutions for pain points. With its human centered focus and work building the right kind of innovative community, the future looks bright for Citizens Bank as it continues to deliver exceptional customer experiences and help customers navigate today's information overload. Listen now to learn more!

In this episode, host Victor Lucia sits down with Brandon Sausale, one of the most respected surfcasters in the Northeast and a devoted practitioner of wetsuiting — the extreme form of surf fishing that involves swimming out to offshore rocks in the dark of night to chase striped bass. Brandon shares stories from Montauk's rugged coast, lessons learned from years of pushing limits in the surf, and how dedication, discipline, and risk come together in this unique fishing lifestyle. Tune in for an authentic conversation that captures the passion, grit, and obsession that define the hardcore surfcasting community.

There's a growing interest in green burials, where people are buried without toxic embalming chemicals, expensive caskets and burial vaults. But there aren't many places in Minnesota to do this. MPR News correspondent Dan Kraker recently published a story about a proposed green cemetery near Duluth and some of the pushback the proposal has received from local residents. He joined MPR News host Nina Moini to share more, as part of a weekly check-in with MPR News reporters in Greater Minnesota.

 we cover pre-spot burn plans, the impact of recent rain on rice harvests, how th  Northeast and Oregon openers are going so far. we  also talk about this years spotburn sponsor High & Dry waders, recap recent hunts and banded birds, and share local hunting updates. Plus details about the Farmer's Brewery kickoff event, upcoming podcast guests, partner shoutouts, and an open invite for hunters to join the show or swing by this weekend. Short, casual, and packed with season info.

In December 1993, 25-year-old father of two Paul Logan was lured from his home in Consett, County Durham, by a mysterious late-night phone call. Hours later, his body was found in a frozen field on the outskirts of town - brutally beaten in what detectives described as a targeted and pre-planned attack.Despite hundreds of witnesses interviewed, countless leads, and several arrests, no one has ever been charged with Paul's murder. Rumours of underworld links, false accusations, and community silence have clouded the case for over thirty years, leaving Paul's family still searching for the truth.In this episode of British Murders, I revisit one of the North East's most haunting unsolved cases - a crime that shocked a tight-knit community and continues to baffle detectives decades later.If you have any information about the murder of Paul Logan, please contact Northumbria Police on 101, or reach out anonymously through Crimestoppers on 0800 555 111.Join my Patreon community at patreon.com/britishmurders for exclusive perks, including early access to ad-free episodes, exclusive episodes and content, exciting giveaways, and welcome goodies! It's quick to sign up and you'll save 20% if you choose an annual membership. NOTE: Perks are only available to members of my 'Armchair Detectives' and 'Inner Circle' tiers.Follow me on social media:Facebook | British Murders with Stuart BluesInstagram | @britishmurdersJoin the private Facebook group:British Murders Podcast - Discussion GroupVisit my website:britishmurders.comIntro music:⁣David John Brady - 'Throw Down the Gauntlet'⁣davidjohnbrady.comDisclaimer:The case discussed in this podcast episode is real and represents the worst day in many people's lives. I aim to cover such stories with a victim-focused approach, using information from publicly available sources. While I strive for accuracy, some details may vary depending on the sources used. You can find the sources for each episode on my website. Due to the nature of the content, listener discretion is advised. Thank you for your understanding and support. Hosted on Acast. See acast.com/privacy for more information.

Join Marketing and Public Relations Specialist Liz Calvery and Northeast President Dr. Ricky G. Ford for another episode of TigerTalk, the official podcast of Northeast Mississippi Community College. In this episode, Dr. Ford recaps the major events that have shaped the first half of the semester and gives listeners an inside look at what's ahead for the remainder of the year. Dr. Ford also highlights one of the region's biggest annual traditions — the Northeast Mississippi Regional Marching Band Championships, now recognized as the largest marching band festival in the state, drawing more than 20,000 visitors to the Booneville campus each October. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

We kicked off the program with four news stories and different guests on the stories we think you need to know about!Zoo New England Celebrates Success of Gorillas on the Line Campaign.Guest: Caitlin McCartan – Campaign Coordinator for Zoo New England – has run the Gorillas on the Line campaign for the last couple of years – also their webmaster. 5 cyber travel scams and how to avoid them. Guest: Andrea Sachs – WaPo Travel Reporter New kind of traffic signal is confusing Massachusetts drivers as 25% run red light, study finds. Guest: Michael Knodler, one of the researchers on the paper and head of the UMass Transportation Center Microscopic worms are attacking trees in the Northeast. Experts say Beech Leaf Disease could be devastating. Guest: Jacob Wycoff – Meteorologist at WBZ-TV  

In this episode I chat with Monika Pronczuk, the adventurous traveler and creator of Plan Pack Explore, a go-to resource packed with Iceland travel tips and inspiration.Originally from Poland, Monika has found her true passion in Iceland — a place that captured her heart and changed her travels forever. She shares her top recommendations for first-time visitors, including the Snæfellsnes Peninsula and the Golden Circle, but also takes us off the beaten path to explore Iceland's remote Northeast and the wild Highlands.Expect stories, insider advice, and Monika's contagious enthusiasm for the landscapes, culture, and spirit of this stunning island. Whether you're planning your first Iceland adventure or dreaming of going back, this episode will inspire you to see the astonishing side of Iceland — beyond the usual routes.Want to chat more about Iceland, email Lynne at Lynne@WanderYourWay.com.In this episode:0:45: Intro2:17: Monika's bio5:40: Introducing Monika7:44: Placing Iceland on the map8:36: Falling in love with Iceland11:18: First visit recommendations22:21: Snæfellsjökull & Golden Circle27:00: A week trip33:15: Off the main tourist track41:17: Northeast section46:44: The Highlands55:09: Monika's favorites56:20: Logistics & tips1:06:06: Wrapping it upImportant links:Plan Pack Explore (you'll be able to find all the places Monika talk about using her Iceland guides)Visit IcelandWander Your Way ResourcesREIWander Your Way AdventuresWander Your Way ★ Support this podcast ★

Welcome to the 200th episode of "Reality of the Rose"! I'm Natalie Sprink, and I'm thrilled to celebrate this milestone with my daughter, Allie, as we enjoy a mother-daughter trip through the Northeast. In this special episode, we share highlights from our travels, including our quest for the best lobster rolls and exploring charming towns. We also dive into a lively Q&A session, discussing our favorite states, my dream podcast guest, pros and cons of living in NYC, my favorite episodes to date and so much more. We end the episode with a long list of fun and funny rapid fire questions to each other. Join us for laughter, insights, and a heartfelt celebration of my podcast journey so far!You Tube Link - https://youtu.be/xEpKJy2tbu4Etsy Shop Link - https://beanythingbynatalie.etsy.comCredit to Madonna for "Music" lyrics sung during episodeIntro Music - www.bensound.com "Happy Rock"

A bike ride conversation with Elliott Payne, President of the Minneapolis City Council. We talk about issues at stake in the 2025 city election as he leads me through the heart of Northeast, across the river, into downtown, and finishing at City Hall.Watch: https://youtube.com/wedgeliveJoin the conversation: https://bsky.app/profile/wedge.liveSupport the show: https://patreon.com/wedgeliveWedge LIVE theme song by Anthony Kasper x LaFontsee

For a full transcript of today's episode: For a full transcript of today's episode: https://efcaeast.com/i-was-wrong-about-ordination/ Check out our other show - Church Chat! EFCA East is a district of the Evangelical Free Church of America. The EFCA is a movement of like-minded leaders and churches who want to impact our communities with the love of Christ. EFCA East churches are spread across a geographically and culturally diverse section of the Northeast, including New York, New Jersey, Pennsylvania, Delaware, Maryland, Virginia, and our nation's capitol. The EFCA East podcast is all about church leadership, ministry strategies, and personal growth. Episodes feature practical ideas, resources, stories, and encouragement. We're here to help you live well, lead well, and multiply. Learn more at efcaeast.com.

This is a holiday week for the podcast, so we're replaying a classic episode. This episode has been lightly edited to remain accurate to the upcoming 2025 Large Loss Conference taking place at the Gaylord Texan Resort & Convention Center in Grapevine, TX on Wednesday November 12 through Friday November 14. We'll be back next week with our regularly scheduled episode.   Today our adjuster is leveling up in their career and handling their first large loss property claim. The adjuster quickly runs into trouble-- where can a claims professional go for help? This November 12 - 14 in Grapvine, TX, join PLRB for the 2025 Large Loss Conference.   Notable Timestamps [ 00:39 ] - Alissha asks HERSELF "what's the scenario?" This scenario features late notice, Category 3 water, and additional damage during a claim. [ 03:24 ] - Late notice issues? Attend the educational session "It's Too Late, Baby, It's Too Late: Navigating a Late Reported Large Loss" with Andy Rock (Rock Law Group). [ 04:34 ] - For water mitigation issues, check out "Interpreting the Microbiology of Storm Damage" with Jeremy Beagle (SDII Global). [ 05:05 ] - For other large storm issues, see "A Coastal Catastrophe: Navigating a Large Hurricane Loss in the Northeast" with Anthony Antonellis and Brendan Labbe (both of Sloane and Walsh LLP). [ 05:45 ] - The Large Loss Conference is intended for claims professionals involved in these losses or hoping to get experience with larger claims, as well as the experts, attorneys, and accountants who provide insights on these claims. [ 06:43 ] - The Large Loss Conference is differently structured than PLRB's other conferences. The educational sessions are 90 minutes long, often more focused on case studies, and involve more interactivity. [ 07:56 ] - Andrew features the educational session "Back to the Future: How Adjusters Can Use Forensic Meteorology in Hail and Wind Claims" with Howard Altschule (Forensic Weather Consultants). [ 08:48 ] - The Large Loss Conference features many casualty and personal lines sessions as well, such as "We Didn't Start the Fire: Was it Smoking or Smokin'" with David Heemann (Mutual of Enumclaw), Pete Fowler (Fowler Construction Consultants), and Jennifer Kalvestran (Anderson, McPharlin & Conners LLP). [ 11:08 ] - The conference's general session will feature "Whoever Said Insurance Was Boring? 30 Years of Fascinating Claims Stories" with Steve Badger (Zelle LLP). [ 11:56 ] - Most educational sessions are approved in FL, TX, DE, NC, and OK Continuing Education credit, and even some courses approved for GA CE credit! [ 12:56 ] - To register, visit PLRB.org and click on the banner on the main page OR the Events tab. Registration is free for members. [ 13:50 ] - Maria McNally will be available to discuss membership or website questions. [ 14:45 ] - Alissha provides a recap of the scenario and the points above. Your PLRB Resources PLRB's Events tab: https://www.plrb.org/plrb-events/ Direct Link to PLRB's Large Loss page: https://www.plrb.org/event/plrb-2025-large-loss-conference/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Dominic discusses President Trump's historic peace deal in the Middle East, the nor'easter ripping through the Northeast that left a 76-year-old woman dead and the latest on the recently indicted NY Attorney General Letitia James. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we were challenged to see generosity not as an obligation, but as the heartbeat of God's greatest work—both globally and here at Northeast. We were reminded through Jesus' parable in Luke 12 and the story of the YouVersion Bible app, that true wealth is not measured by what we store up, but by the richness of our relationship with God and our willingness to invest in His Kingdom. For nearly 50 years, Northeast has seen God move through ordinary people who gave sacrificially, building a community where God's grace is free and lives are transformed. Now, we're stepping into the next 10 years with bold faith—planting new churches, expanding outreach, and creating spaces to serve a growing community. The challenge is big, but God's call is clear: give, grow, and go. Like Bartimaeus, let's cry out, “Lord, don't pass me by!” Let's be the generation that invests in eternity, trusting God to multiply our efforts for the sake of future generations.

Mark and Josh have climbed all over the world together and this chat has been a long time coming! They've been discussing climbing for well over a decade and Mark has heavily influenced Josh's views and understanding of how to climb at a high level.Mark Heal is an absolute legend in the Bay Area. He's a V14 climber, with >600 double digit sends and amazing FA's all over the Sierras. Mark is also a top private coach with over a decade of experience. And last, but certainly not least, he is one of the founders of the incredible Benchmark Climbing gyms in SF and Berkeley.Patreon Questions (join Patreon for extended cut with answers):How to do you analyze your own video like a coach does?Top easy/mod/hard boulder in Yosemite?Best boulder in the North East?How do you choose feet when you're outdoors and there's so many options?Top slab climbing tips?You can find Mark on his website, https://www.reachcoaching.net/ and on Instagram at www.instagram.com/therealheal Join Patreon: HERE Follow us on Instagram: HERE Visit our podcast page: HERE

From early-season teal and local wood ducks to the arrival of northern mallards, divers, and geese, The Migration Report tracks the pulse of Wisconsin's waterfowl season. Tune in for insights on migration patterns, weather fronts, and habitat conditions that shape each week's hunts. Whether you're setting decoys in the Mississippi River bottoms or glassing a cattail marsh up north, The Migration Report is your go-to source for real-time updates across Wisconsin's flyways. Each episode brings firsthand updates from hunters and contributors across the state—covering the Northeast, Northwest, Southeast, and Southwest regions—to keep you informed on where the birds are flying and how conditions are changing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jim Levasseur is one of Massachusett's most consistent big buck killers, embodying a passion and never quit attitude that only 1% of hunters employ. To find a really buck in the Northeast and have the determination to put everything you have into hunting him is a rare occasion. In this episode we cover this 3 year pursuit of the buck he calls King of the Hill, as well as discuss buck personalities, learning how to identify them and hunting them based on their personality. I hope you enjoy! TO SUPPORT OUR SHOW Come to Huntstock! Check www.huntstockevents.com often for when tickets will go on sale or purchase an exhibitor booth! Email huntsuburbia@gmail.com Download the onX Hunt App - Use code HS20 for 20% off your membership!

Some areas could see rain levels matching those of Superstorm Sandy in 20-12. Fox's Nick Kosir has your latest forecast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Colin Armstrong is a stand up comedian from New Jersey who is known for his punch-heavy material and clinical depression. Co-creator of the viral sketch group, DimBoopers, Colin's comedy videos have amassed millions of views on Tik Tok, Instagram and Reddit. He regularly performs in clubs across the North-East and has featured for Chris Gethard, Drew Lynch, Robert Kelly, Ben Bailey and more

If you've ever wondered whether RV Rallies are “for you,” this week's RV Atlas podcast episode makes a strong case in their favor. Rallies are one of the fastest, most […] The post Why RV Rallies Are Worth It (+ Inside Looks at the nüCamp Northeast Rally and the Airstream International Rally) appeared first on The RV Atlas.

As the co-founder of MusicGorilla, Alexia Erlichman has built a powerhouse platform that connects independent musicians with top industry opportunities in film, TV, advertising, and gaming. A graduate of NYU, Alexia began her career in production with Miramax Films, Tribeca Productions, and Robert Rodriguez before launching MusicGorilla with her husband, Lawrence. With over a decade of entertainment experience, she now champions artist empowerment, helping musicians get their work discovered, licensed, and celebrated—all while running the company from the Northeast with their spirited rescue dog, Crusoe.In this episode, Alexia Erlichman joins Michael Walker to explore how independent artists can harness technology, community, and creative collaboration to thrive in the evolving music industry.Key Takeaways:How AI and digital tools are reshaping music creation—and why they'll never replace human creativity.The power of collaboration and community in building a sustainable music career.Practical strategies for artists to get their songs heard, licensed, and monetized in today's industry.---→ Learn more about Alexia and her work at: musicgorilla.com.Book an Artist Breakthrough Session with the Modern Musician team: https://apply.modernmusician.me/podcast

In this week's Talking Royals, Lucrezia Millarini steps in for Charlene White and is joined by Royal Editor Chris Ship, Royal Expert Lizzie Robinson, and Historian Alice Loxton.The panel discusses the Princess of Wales' golden rule when it comes to quality family time.The team also looks at Prince William's emotional interview, where he fought back tears as he discussed the impact of suicide on loved ones and the importance of providing support to those at risk, in a new film to mark World Mental Health Day.And historian Alice Loxton joins the panel.She studies the British monarchy hundreds of years into the past and gives her insights into how the monarchy has changed.And she has a remarkable story about Henry VIII's expanding suit of armour.--------------------------------------------------------If you are struggling with your mental health and feel you need help, there are resources available to support you:Visit: Samaritans | Every life lost to suicide is a tragedy | Here to listenOr call: 116 123 for free, 24 hours a dayVisit: Urgent help: Zero Suicide AllianceVisit: Home - MindVisit: Every Life Matters - Suicide Safer Cumbria (every-life-matters.org.uk)You can also find out more about developing your own safety plan on the Every Life Matters website: Safety Planning - Every Life MattersFurther support and advice for those living in the North East can be found here, and for those living in Cumbria and Scotland, find contact details here.

Send us a textAs we fully enter into "Vata Season" here in the Northeast, I thought we would revisit the basics this week for anyone new to Ayurveda or needing a refresher on vata dosha.  In Ayurvedic philosophy, Vata refers to a constitution made up of the air and space elements.  In this episode we will go a bit deeper into vata.  We will talk about The qualities of vataHow vata shows up in our bodies, emotions, environment, season, times of day, and times of life.How vata is connected to our nervous system.Why it is so hard to keep vata balanced in our modern world.Ways that you can begin to balance vata in your life.Resources:Ayurvedic Dosha Quick Reference Guide Abhyanga Self Massage Guide Weekend Nervous System Reset Nourished For Resilience Workbook Find me at www.nourishednervoussystem.comand @nourishednervoussytem on Instagram

On this episode of Wash Talk: The Carwash Podcast, host Rich DiPaolo is joined by Mark Curtis, chairman of the board, and Dan Petrelle, CEO, of Splash Express Car Wash. Together, they share insights on leadership transitions, private equity partnerships, growth strategies and creating a winning work environment in the competitive Northeast carwash market. Petrelle discusses his transition from COO to CEO after more than two decades in operations, while Curtis outlines his evolving role as chairman. The pair also reflect on their new partnership with AEA Investors, exploring how majority backing from AEA will fuel Splash's strategy for growth and expansion. The conversation highlights Splash's continued expansion across Long Island and the Northeast, including a mix of new builds and acquisitions. Curtis and Petrelle provide perspective on the current landscape for M&A opportunities in the region, and what sets their approach apart. Beyond growth, the two leaders emphasize culture and community. Splash has been recognized as a Top Workplace in Connecticut for 10 consecutive years, and they share how they maintain that award-winning culture with more than 70 locations and 1,000 employees. Petrelle and Curtis also highlight Splash's strong community engagement — from raising $8,500 at a recent Fayetteville grand opening for Clear Path for Veterans to more than $3 million raised historically for local causes. Looking ahead, both leaders outline what success will mean for Splash Express Car Wash in 2026 and beyond, with a focus on sustainable growth, strong employee bonds and community connections.

Listen to JCO's Art of Oncology article, "A Fight Bigger Than Myeloma” by Dr. Adeel Khan, an Assistant Professor of Medicine and Public Health at UT Southwestern. The article is followed by an interview with Dr. Adeel Khan and host Dr. Mikkael Sekeres. Dr. Khan shares the story of a patient whose multiple myeloma diagnosis and treatment serves as a reminder of the civil liberties progress we've made and that we have more to go. TRANSCRIPT Narrator: A Fighter Bigger Than Myeloma, by Adeel M. Khan, MD, MPH, MS  I met her during the early part of my clinical training in hematology/oncology. She was in her late 70s, dressed in a rust-colored cardigan and a headwrap with patterns that reminded me of Ghanaian kente cloth. Her eyes were sharp, her tone polite but direct. You could tell from the moment she spoke that she had lived a life where she had to advocate—for herself, for her family, for her place in rooms that were not always welcoming.  Her chart said “multiple myeloma, R-ISS II,” but it did not say that she had first come to an emergency room at least a year earlier complaining of back pain and fatigue and had been told it was probably arthritis or old age. It did not mention that she had seen three different doctors before someone ordered the laboratory tests that finally began to work up her anemia and increasingly compromised kidney function. It would take another trio of doctors to eventually order a magnetic resonance imaging whose ghostly lytic lesions led down the path to a bone marrow biopsy and her cancer diagnosis. When I brought this up gently during one of our early appointments, she looked at me and said, “They don't hear pain the same when it comes from someone like me.” As a Black woman from the Deep South, she had grown up learning how to navigate a health care system that did not always believe her. She told me stories about being dismissed, misdiagnosed, and interrupted. She was born into an era of structural violence where she would be ignored at best and mistreated at worst. She carried the weight of those moments, but she also carried strength, and clarity, and the kind of dignity that made people sit up straighter in their leather chairs when she entered the room. She was one of the most quietly revolutionary people I have ever known, having grown up during a time of civil rights activism. She had even taken part in bending Dr King's long arc of the moral universe toward justice and could share story upon story from her glory days. Her myeloma treatments were not easy. Chemotherapy rarely is. She shared that there were days when her body was tired of fighting, when her bones ached, her blood counts dropped, and her neuropathic pain throbbed. In the back of my mind, I thought how tragic it was that her delayed diagnosis added unnecessary complications and whether she too thought of that. She was fully mindful of the issues people with her skin color faced in our American healthcare system and society as a whole and revealed how that motivated her to carry forward. “If I don't take up space here,” she told me once, “then someone else like me won't either.” Over the course of our visits, I came to understand that she did not see her myeloma as the hardest fight of her life. Not by a long shot. Her primary struggle was centered on life in Birmingham in the 1950s where separate but equal was still the law of the land; her mother cleaned houses, her father worked odd jobs, and her own prospects were uncertain. She admired the writings of Richard Wright and Jean Toomer and was not shy in sharing her passions. One day, during a particularly tough visit—her disease had progressed and we were down to limited options—I found myself meandering. We went through the usual workup and discussions: laboratory test results, symptoms, and treatment options. I offered the prospect of clinical trials, but she shook her head gently and said, “I've done my time in experiments—I can't give myself to a system that gave my people so little.” I paused. It was the first hint of what would become a larger conversation—not just about medicine, but about history. She was well aware of the atrocities of the Tuskegee syphilis trials in her home state, the Kligman experiments on incarcerated Black men, and the forced sterilization of women of color. As dependent upon medicine as she was in her old age, it carried a bloody stain of dehumanizing racism that soured her against it. Outwardly, I had little in common with her. As a young South Asian man growing up in times more conscious of racial injustice, I was far removed from these historical crimes. Although I learned of them during my education, I did not internalize their impact on the patients in front of me in clinic. But through her I came to comprehend just how scarring and enduring these events can be and how they can rob someone of trust. And the truth is the health care system had not treated her well. She had personal stories of doctors who did not believe her pain, nurses who assumed she was uneducated,  and being passed over for better options, better care, and better answers. “But I kept showing up,” she said. “Because that's what we do. We show up even when we're not wanted.” Her stories to me were revelations. In her younger years, she had helped organize teachers at her school when they tried to fire a fellow Black teacher who seemingly spoke too loud in a meeting. She had lived through redlining, through the crack epidemic, through watching young Black men vanish into prisons, and still she rose every day and worked as a public school teacher for decades. She worked for a system that largely did not work for her. I came to admire that about her—that in simply living day-to-day life with plain dignity and acute awareness of society's issues, she promoted change by living it. “You want to talk about cancer?” she once said, half laughing. “Try walking into a bank in 1972 with a good credit score and a Black face. That's a disease this country still hasn't cured.” Curiously, she did not say these things with bitterness. Not even anger, really. Just clarity. Like someone who had long ago made peace with the truth, even if it was sharp. In clinic, she challenged my every assumption—about treatment tolerance, about compliance, about who is difficult, and who is “advocating.” And she taught me to look differently at the ways bias lingers in medicine. Not just in data or policies, but in subtle moments: the tone we use when explaining options, the hesitations in our tests and referrals, and the assumptions we may not even realize we are making. And she did not just expect good care—she demanded it. She told me early on, “Don't you treat me like I'm anything other than your mother.” That landed. And in seeing patients before me now, I remind myself to wonder who they were in their past lives, what baggage burdens them, and how it all shapes their perspectives. So from my view, she fought multiple myeloma with everything she had, but from hers, she fought something bigger: an entire system shaped by inequality. And ultimately, she made me better to realize that, not just as a doctor, but as a human being. In my years since knowing her, completing my training, and beginning my practice, I reflect on her grace. I think not just about her life, but what it means to practice medicine in a world that often forgets what patients carry with them into the clinic—generations of weight, of injustice, of strength. Mikkael Sekeres: Welcome back to JCO's Cancer Stories, The Art of Oncology. This ASCO podcast features intimate narratives and perspectives from authors exploring their experiences in oncology. I'm your host, Mikkael Sekeres. I'm Professor of Medicine and Chief of the Division of Hematology at the Sylvester Comprehensive Cancer Center, University of Miami. I am so happy that today we are joined by Adeel Khan, who's Assistant Professor of Medicine and Public Health at UT Southwestern in Dallas to talk about his Journal of Clinical Oncology article, “A Fight Bigger than Myeloma.” Our guest's disclosures will be linked in the transcript. Adeel, thank you so much for contributing to JCO and for joining us to discuss your article. Adeel Khan: Thank you so much for having me. It's a pleasure to be here. Mikkael Sekeres: Adeel, I don't want to be disingenuous to our readers by acting as if we've just met. You and I have known each other for a decade since you were still in your training. I wonder if for our listeners you can tell us a little bit about yourself, where are you from and and walk us through your career so far. Adeel Khan: More than happy to. So, I grew up mostly in Oklahoma, but I've sort of lived around in the Northeast and here in the Southwest where I am currently. I did college at the University of Oklahoma. I did medical school at the University of Michigan. I did residency with good fortune at the Cleveland Clinic where I happened to get to know you and have continued to know you since. I did my fellowship then in hematology oncology at Beth Israel Deaconess in the Harvard system and along the way of all that I did a Masters of Public Health at Harvard and a Masters of Science and Epidemiology at Columbia, and that pinball finally settled here to UT Southwestern here in Dallas which I am very happy to make my second home. Mikkael Sekeres: That's great. I will say just for our listeners you've been a superstar since the moment you were a resident. It's been a real treat for me to get to know you over the years. Adeel Khan: Thank you so much. Mikkael Sekeres: Can you tell us a little bit about your own story as a writer? You're a good writer. We get submissions from some really good writers every single week. It's a real privilege to be an editor for the Art of Oncology section and it's always reinvigorating to me to see how many good writers there are in medicine. How did you start your journey as a writer and how long have you been writing reflective narrative pieces? Adeel Khan: I would say if I went back to let's say high school, you know, people tend to be divided into kind of like the sciency types versus the literary arts types and you're kind of an either/or, you know, you didn't really have as much crossover then. But you know, I actually didn't mind when we had an essay due and I liked writing back then, and when I entered college I did a minor in English because I actually did enjoy that and I just liked the idea of being able to put your thoughts on paper in a way immortalizing them. Adeel Khan: And then as I sort of pursuing medicine more and more, publishing is really- it has all kinds of flavors to it and scientific publishing is obviously what has been emphasized, but you know, there's so many things to talk about within medicine. There's the science and the art of the field, and as I've moved along, I've written different pieces focusing really on patient stories and interactions. And I think my motivation has always been that as I have gotten particularly nowadays increasingly busy, I've had the fortune and misfortune of becoming more and more busy, it's easy to lose the opportunity to really connect with people that makes what we do meaningful. And so in those times when you know, and they can be rare, but when you really get to connect with someone in front of you who you're helping to care for, it's really refreshing and it's rejuvenating and I've tried to keep that with me as long as I can as I've gone through my journey. Mikkael Sekeres: There's a lot of jumping off points from what you just said, Adeel. I wonder if I can start with do you consider yourself an English major who's good at science or do you consider yourself a scientist who's a good writer? Adeel Khan: I think I'm too humble to say either. I think I was really a science major who just happened to like writing and reading and kept that as a part of myself. Mikkael Sekeres: Because I think there are a cadre of doctors who are actually English majors and have learned to turn science into storytelling and that's their entrée into science and medicine. I remember I talked for a while with David Scadden about this. He's a brilliant translational scientist who's based at Mass General who also teaches a writing course to the Harvard undergrads and who was an English major when he was an undergrad at Case Western. We've talked about this, about how there are people, I'll include myself in this, who just think different, who probably have these liberal arts brains and they figured out a way to convert science into a way a liberal arts person can understand it. Adeel Khan: Yeah, I mean narrative medicine has been I think around all along and it has only kind of been recently named as a field, but I mean it very much speaks to that that there's so much more than just G proteins in medicine. Mikkael Sekeres: I'm thrilled to hear that by the way. You mentioned you were an English minor. Are there particular writers who are an influence on you or can you talk about what's the most recent book or article you've read? Adeel Khan: Oh, that is a great question. Paulo Coelho is someone I've liked for a long time, The Alchemist. I really liked it because I read it after I had lived in Egypt. I lived in Egypt between college and med school as a study abroad program, and I had actually been to the Faiyum Oasis where the protagonist in that story ends up. And so it was just a fascinating story to me that I could trace some of the steps that are discussed in the book and it's so much- it's a story about self discovery which at that phase of life that I was in was you know, very much a theme of my own life. And so that's one that definitely stands out in my head. Mikkael Sekeres: Do you think reading pieces outside of medicine makes you a better scientist? Adeel Khan: I think absolutely. I think it makes you a better human being. In some ways I lament that so much of what I do reading now is so much just about what's in the field, what's new in myeloma, what's new in hematology oncology and I sort of miss the escape to reading other things and being able to pursue it. And even broader than just what a novel really offers. I mean, I grew up reading comic books too and I've always loved superheroes and fiction whether it's Star Wars and other things. And really they're just stories and the medium- there might be connotations whether it's a comic book or a or a novel, but they're just different mediums, but the fact that they're just stories is fundamental. I actually think to myself that it's so fascinating that the earliest piece of writing that we've really retained as human beings is we believe, the Epic of Gilgamesh, which is really a story of a superhero when you think about it, you know, and it's it's fiction, it's phantasmic in so many ways. But it speaks to how stories are just vital as people. Mikkael Sekeres: And what is it about graphic novels or my kids now of course call them graphic novels. We're not allowed to call them comic books. Adeel Khan: As they've been renamed, yeah. Mikkael Sekeres: What is it about graphic novels or comic books or the story of a hero that appeals to us in medicine? Adeel Khan: I think it's in some ways a parable of what we're doing. There's something so powerful and fundamental about this idea of good-evil and we can rename it in different ways, but that you're trying to overcome something that's an issue, an obstacle. And when you think about what we do in- particularly in oncology, that's very much what we're trying to do. We're trying to overcome an illness, a disease, to try to help the person in front of us. And it has different aspects to it. It could be someone pursuing something in a lab, it can be treating someone in front of you in clinic, but that simple dichotomy of there's something good about what you're doing because there's something bad in front of you is just the fundamental that runs through it all. Mikkael Sekeres: It's fascinating. I wonder if 30, 40, 50 years ago people would have said, “Oh, it's because the doctor is the hero,” but we don't view ourselves that way anymore. The patient is the hero. I love how you posit this as a good versus evil, the evil of course being cancer and the good everything that our patients do and that we try to to help to do to overcome that. Adeel Khan: For sure. Mikkael Sekeres: You wrote a really great essay about a woman who was a patient of yours. Can you tell me a little bit about what inspired you this time to make this connection and to write about this woman? Adeel Khan: Within the past year or so as I had been just really- the fortune and misfortune of getting busier, I lamented that I just wasn't able to spend as much time with patients in the way that I used to. One of the beauties of medical school and you know, to some degree residency and certainly fellowship is that you just have a little bit more time as a trainee, student and trainee where you can really bond with your patients I think a little bit more. And so in trying to kind of refresh my motivation, I was thinking about just kind of randomly some stories that I've kept in the back of my mind and this patient's story is one that stood out to me as I was recalling things. It was so fascinating to me because she had the disease which I now focus on. And the way that she viewed it and the way that she viewed it as a part of her life was just so different than what I think most people think of. And in that way it was very revitalizing that her focus in her life was part of a broader theme of the way that I think she viewed society. And this was just one piece of her own part of that much, much larger puzzle. Mikkael Sekeres: You really write lovingly about her and about how meaningful her context was in how you cared for her and what her experience was in the medical system. I wonder if I can read a little bit of what you wrote because it really did grab me as well. I'm going to start out by quoting you where you say, “Outwardly, I had little in common with her. As a young South Asian man growing up in times more conscious of racial injustice, I was far removed from these historical crimes. Though I learned of them during my education, I did not internalize their impact on the patients in front of me in clinic. But through her, I came to comprehend just how scarring and enduring these events can be and how they can rob someone of trust.” Wow, there's a lot there. Could you start with what was your perspective as a young South Asian man growing up in Oklahoma and what your view was of racial injustice compared to what her experience was of racial injustice? Adeel Khan: Yeah, I have to admit I don't know that I thought that much of it back then and I think that that's part of what it is. You know, being someone who was South Asian, I'm Pakistani, I have Indian roots, and coming into American history and as we learned about it there's so much about slavery and the theme of slavery unfortunately and and the struggles that enslaved peoples have. And you know, as a relatively recent immigrant, I didn't see myself in that narrative. I didn't see myself in that historical reality. But I knew about it intellectually, you know, I knew about the Tuskegee Syphilis Experiments, you know, I learned about all these things and and you learned about how atrocious so much of it is. But again, not being so directly connected, I did not put myself in that same role as someone to view it so close to myself. I will say it hit a little bit more after 9/11 when you know, I was randomly stopped at airport security a little bit more often in those days and again, I think that speaks to racial injustices, you know, I was certainly profiled looking back then, I've been held by TSA in the past, but even that is very minor compared to what African Americans have dealt with here. And this patient in just kind of sharing her tidbits during our time together, I was not directly asking her so much of this. She was really offering a lot of it to me as we would talk and she would be very generous in sharing parts of her story. And over time I kind of understood the broader narrative of her life. You know, it was clear how much of all that was actually in the forefront of her head. Adeel Khan: And I think she might have been a little bit more unique in the way that she kept it there, but she was hyper vigilant of issues of society and the roots that brought a given society to where it is here. I kind of got to know her, this is during the COVID pandemic and this was after the injustice of what happened to George Floyd and so it was a theme that I think people were talking about more and so I think she felt comfortable in saying really what was quite a bit that was stewing in the back of her head seemingly at all times. Mikkael Sekeres: It's so interesting you talk about what you endured after 9/11 as being, I'm going to quote you now, “minor” compared to what she's been through, but even a minor affront like that can really compromise your trust. You write about her, “As a Black woman from the deep South, she had grown up learning how to navigate a healthcare system that did not always believe her.” Can you expand on that a little bit? How is it that the healthcare system didn't believe her and what can we do going into interactions with patients from different backgrounds where we're incorporating that there's a compromise of trust and we have to make up for that? Adeel Khan: Yeah, and I think you know, it's so unfortunate that so many people have stories like this where, in her case really it was back pain that was her presenting symptom. This is long before she knew me. And she'd had the back pain for quite some time, but being an older woman, she was in her 70s at that time, she was not in phenomenal health for other reasons. It sounds like she was just kind of ignored, told that it was old age, tendon changes, she did not have meaningful imaging for some time. When she finally did after seeing a slew of different providers, that's when it was revealed like there's something more significant here. And then when you kind of piece that a little bit retrospectively and I think she certainly sensed this and I did when I- hindsight's always 20/20, when I looked through things, it's like, well, this probably could have been caught much earlier. It's just that no one really I think listened to what she was speaking to with her pain and the gravity that was actually behind it. And it just speaks to the fact that I think we have to be more thoughtful in what we take away from patients and not to ignore even small comments because they might be revealing of something much bigger behind them. Mikkael Sekeres: You quote her, you have some really great quotes in your essay where you just listen to what she says and transcribe it because what she says is very meaningful. And one of the quotes you provide from her is, “They don't hear pain the same when it comes from someone like me.” Wow. “When it comes from someone like me,” someone like her, how was it that people weren't hearing her description of pain, something that was different that was going on in her body and how can we be more attentive to people when they complain about things like pain? Adeel Khan: It's unfortunate that there's even known data to show how depending upon a patient's melanin content in their skin, how likely they are to get pain medications and what happens to them is different and this is an unfortunate example of that where I think she just wasn't heard properly. And so it wasn't addressed properly and she was not shy about saying that. I mean I think she sensed that. She was very clear in feeling that herself and in wanting to have better care, she was still prevented and hence why she had to go from provider to provider. Mikkael Sekeres: You've lived in a bunch of different places in the country. I mean, following your path, you've been in Oklahoma, you've been in Michigan, Ohio, Massachusetts, and now Texas. Do you think that we as providers have to have different levels of sensitivity depending on where in the country we're practicing and how some of our patients' trust in healthcare may have been compromised in those different parts of the country? Adeel Khan: I think absolutely. I mean this particular patient was from Alabama which has a heavy history that she was again very aware of and for those of us reading history books are also very aware of too. And it's interesting how, while the U.S. is in some ways- has some aspects that are monolithic, but it's very much not so. It's very patchy and people are different, you know, if I take one theme that we're talking about here is obviously racial injustice, but if you take something like obesity, you know, prevalence rates are very different throughout the country and attitudes surrounding it are also very different. And I think we do- ought to be mindful that in treating the patient in front of us, it's not done without context. And so how they view their illness and their situation is going to be different depending upon the state, depending upon the city, depending upon actually even the era that they grew up in. So I would say now, if you took actually a similar patient, but you put her in a very modern context post-year 2000, she's likely to have different feelings of the situation around her than someone who was born in this case in the 1940s. And that just speaks to the fact that circumstances change and we should be recognizing that as providers, even though it's not always easy to. Mikkael Sekeres: Well, it just emphasizes how very important it is to know the history of the place where we practice and how it's affected our patients' perceptions of healthcare and trust and being cared for, particularly now as there's such a movement to whitewash that history and eliminate it from major institutions like the Smithsonian. It has been such a pleasure to have Adeel Khan here. He is Assistant Professor of Medicine, Public Health at UT Southwestern in Dallas and wrote just a great JCO article called “A Fight Bigger Than Myeloma.” Adeel, thank you so much for submitting your article and for joining us today. Dr. Adeel Khan: Thank you so much for having me. It's been a pleasure. Mikkael Sekeres: If you've enjoyed this episode, consider sharing it with a friend or colleague or leave us a review. Your feedback and support helps us continue to have these important conversations. If you're looking for more episodes and context, follow our show on Apple, Spotify, or wherever you listen and explore more from ASCO at ASCO.org/podcasts. Until next time, this has been Mikkael Sekeres for JCO Cancer Stories: The Art of Oncology. The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on the podcast do not express the opinions of ASCO. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement.   Show Notes Like, share and subscribe so you never miss an episode and leave a rating or review.  Guest Bio: Dr Adeel Khan is an Assistant Professor of Medicine and Public Health at UT Southwestern.

We learned this week that there's some good news when it comes to the city's opioid crisis: Overdose deaths were down the last two years – and the rate this year is decreasing, too. This comes as the city changes course in how it handles the drug crisis. Host Trenae Nuri talks with Emily Rizzo, Kensington Voice accountability reporter, about this new approach and if it's working. She breaks down a new drug recovery housing facility that was opened by Mayor Cherelle Parker in the Northeast, which the majority of funds from a legal settlement with pharmaceutical companies that sold opioids are going to support. Emily also breaks down why certain service providers are being kicked off the streets of Kensington, which has been the epicenter of the crisis. And how a new expedited court aims to get people into treatment immediately.  Read more of Emily's work at Kensington Voice here.  Get Philly news & events in your inbox with our newsletter: Hey Philly Call or text us: 215-259-8170 We're also on Instagram: @citycastphilly You can support this show and get great perks by becoming a City Cast Philly Neighbor at membership.citycast.fm. Advertise on the podcast or in the newsletter: citycast.fm/advertise

In this episode of TigerTalk, Northeast Mississippi Community College's Marketing and Public Relations Specialist Liz Calvery sits down with President Dr. Ricky G. Ford to discuss how the Fall 2025 semester is shaping up at Northeast. Dr. Ford shares his thoughts on the behavior and spirit of Northeast students, the exciting lineup of end-of-semester events and provides important updates on ongoing and upcoming construction and campus improvement projects. The conversation also highlights the success of the Northeast Mississippi Regional Marching Band Championships, which has grown into the largest marching band festival in the state, drawing over 20,000 visitors to campus and the city of Booneville each October. Tune in for the latest on academics, athletics, workforce development, and everything happening at one of the nation's premier community colleges — Northeast Mississippi Community College.

The parched Midwest and Northeast will finally get a drink of water in the form of rain, while temperatures will fluctuate wildly from near-record heat to a frosty chill through the week, say AccuWeather meteorologists. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Alternative Allocations, Tony and Pat discuss the evolving landscape of Defined Contribution (DC) plans and the integration of private markets. They explore the historical context of DC plans, the challenges and opportunities presented by private market investments, and the critical role advisors play in guiding participants through these complex investment strategies. The conversation highlights Empower's innovative approaches and the potential for private markets to enhance retirement outcomes for millions of Americans. Pat Arey is a Custom Solutions Sales Director for Empower. In his role, he is responsible for communications, distribution, and sales related to Empower Investments offerings in the core market for the Northeast region. He collaborates closely with advisors, consultants, and registered investment advisers on complex issues surrounding investments, advice solutions, retirement plan design, and longevity for plans and their participants.  Pat originally joined the organization in 2017, serving in leadership and individual contributor roles within investment distribution. Prior to that, he worked in similar roles with consultants and advisors at large asset managers, including State Street Global Advisors and Fidelity. Pat holds a bachelor's degree in finance with a minor in computer information systems from Stonehill College.  He currently maintains FINRA Series 6 and 26 securities registrations and Series 63 and 65 state securities licenses, and he holds FINRA Series 3 and 7 credentials.  Pat is also the co-author of a financial literacy and career development curriculum for youths and young adults designed to help develop more educated retirement savers into the future.  Resources:Patrick Arey | LinkedIn Alternatives by Franklin Templeton Tony Davidow, CIMA® | LinkedIn

Join Mr. J on the LTS: Out of Office Edition as he dives into the darkest corners of the US Horror Tour's Northeast leg, exploring the terrifying legends of the Headless Horseman, the haunted Eastern State Penitentiary, and the cursed Devil's Tree. This episode unearths high-searched horrors from the psychological dread of Ichabod Crane's fears to the devastating historical terror of the Salem Witch Trials and the bizarre viral nature of the Melonheads legend. Tune in to confront the primal fears that turn simple stories into chilling, enduring urban legends for a modern audience.#UrbanLegends #HauntedPlaces #TrueCrimeGot a personal scary folklore? Share your story with us using the special tag #LTSspooks-------------------------------------------------- IG: ⁠⁠https://bit.ly/IG-LTS -------------------------------------------------- ⁠⁠LTS on X: ⁠⁠https://bit.ly/LTSTweets -------------------------------------------------- ⁠⁠Buy Me Coffee: ⁠⁠https://www.buymeacoffee.com/LTS2020

We toured 9 gyms in 2.5 days all across the Northeast! We went through New York, Connecticut, Rhode Island, and Massachusetts. 2,000 miles flown and 1,000 miles driven later we are back in South Dakota to tell the tale! EliteFTS Use code MASS10 to save 10% on most orders! Build Fast Formula Use code MASSENOMICS to save 10% on every order! BearFoot Shoes Use code MASSENOMICS to save 10% on every order! Juggernaut AI Use code MASSENOMICS to save 10%! The Strength Co Get some Go-To Plates! Texas Power Bars Get the Barbell that changed the game!

The guys sit down with Robert Thyng of RD Outdoor, Shawn DiVincenzo of Native Property Managment, and Pat Salmon of Northeast De-Icing Solutions to get everyone's take on a fantastic final snow event of the off season!

Send us a textStart in city gravel, end on a knife-edge ridge. That's the arc of Kyle Richardson's 1,300-mile Northeast Summits Tour—fifteen days, 84,000 feet, and six peaks stitched together by a bivy, a bike, and a refusal to overplan. We talk about why he treats endurance like an art form, how loosening timelines kept motivation high, and what it means to curate routes that flow from Catskill roots to Adirondack slabs, across the Whites, and onto Katahdin's cathedral spine.We get tactical without killing the magic. Kyle breaks down mapping with Gaia GPS, weaving the Empire State Trail, Eastern Divide, and local connectors, plus the on-the-fly decisions that save you from interstates and dead ends. He shares stealth bivvy habits, smart resupply strategy in the Maine woods, and the gear that actually works: hydrophobic, big-lug trail shoes that drain fast in boggy terrain and a tidy kit that looks presentable from diner to trailhead. We dig into recovery while moving daily, the mental cadence of silence vs. sound, and why his east coast takeaway is simple: technical, steep, and slept-on can be world-class.There's more beyond the Northeast. Kyle unpacks his Boulder–Steamboat ride for Moots' 40th anniversary—crossing divides, tagging Longs Peak, and dropping Rollins Pass—plus the South Platte Twirl, a two-night Colorado loop that blends singletrack, OHV roads, gravel, and quiet pavement. We revisit his pre-tour dawn linkup on Longs with Kilian Jornet and the lessons in communication, safety, and community that came with it. If you're hungry for routes that balance beauty, efficiency, and honest difficulty, this one's a map you can trust.If this conversation sparked ideas for your next ride or run, tap follow, leave a quick review, and share it with a friend who needs a nudge to plan less and move more.Follow Kyle on IG - @kylerichardsonFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podUse code steepstuffpod for 25% off your cart at UltimateDirection.com! 

Welcome to The Migration Report, a new weekly segment from the Upduck Podcast focused exclusively on Wisconsin duck hunting and waterfowl migration. Each episode brings firsthand updates from hunters and contributors across the state—covering the Northeast, Northwest, Southeast, and Southwest regions—to keep you informed on where the birds are flying and how conditions are changing. From early-season teal and local wood ducks to the arrival of northern mallards, divers, and geese, The Migration Report tracks the pulse of Wisconsin's waterfowl season. Tune in for insights on migration patterns, weather fronts, and habitat conditions that shape each week's hunts. Whether you're setting decoys in the Mississippi River bottoms or glassing a cattail marsh up north, The Migration Report is your go-to source for real-time updates across Wisconsin's flyways. For more information, check out the following links: Instagram Facebook More About the Upduck Podcast Wisconsin Waterfowl Association Learn more about your ad choices. Visit megaphone.fm/adchoices

October can be a month of extremes, and the Midwest and Northeast will experience it all in the coming days: warm afternoons, frosty mornings and desperately needed rain. Unlike most tornado surveys done in person by the NWS, this tornado was confirmed with the help of satellite photos that showed the path of downed trees. Learn more about your ad choices. Visit podcastchoices.com/adchoices

SEAN CHAMBERS TEAMS UP WITH THE SAVOY BROWN RHYTHM SECTION:Sean Chambers and the members from Savoy Brown all became friends after playing a festival together in 2019. In 2023, shortly after the unfortunate passing of Savoy Brown's founder & leader, Kim Simmonds, renowned guitarist and songwriter Sean Chambers teamed up with the Savoy Brown Rhythm Section consisting of Pat De Salvo on Bass, and Garnet Grimm on drums. Being that Savoy Brown and Chambers are on the same record label together, Quarto Valley Records, this change made sense and felt right to all three musicians. Kim Simmonds was in full support and gave the three his blessings shortly before his passing on December 13th, 2022.These three accomplished musicians have come together to create what is undeniably one of the most entertaining, and powerful musical trio's on the scene today!KEEP AN EYE OUT FOR UPCOMNG SHOWS IN YOUR AREA! For tickets to a show in your area click on the website and go to "shows"! https://www.seanchambers.com

Chelsea leave it late against Liverpool, while pressure mounts on Postecoglou.Rick is joined by David James & The Telegraph's Luke Edwards.Liverpool made it three losses on the spin in all competitions following Esetvao's last-gasp winner for Chelsea at Stamford Bridge. Hear from the Liverpool boss Arne Slot.Eddie Howe's Newcastle were comfortable 2-0 winners over Nottingham Forest, meaning Ange Postecoglou is still winless at the start of his Forest tenure. Hear from the Forest manager after Nick Woltemade continued his impressive start to life in the Northeast.Also hear from Mikel Arteta after he marked his 300th game in charge of Arsenal with a win, and get the thoughts of Ruben Amorim after a much-needed win at Old Trafford for Manchester United.Timecodes: 01:30 Chelsea's last-gasp winner 03:45 Are Liverpool in a mini crisis? 13:45 Arne Slot post-Chelsea 20:10 Chelsea impressing despite injuries 26:10 Ange Postecoglou post-Newcastle 36:45 Erling Haaland helps Man City to victory 40:20 Mikel Arteta post-West Ham 43:10 Ruben Amorim post-Sunderland 46:40 Palace's unbeaten run ends & Wolves concede late again

Guided duck and goose opener in Northeast California at Tule Creek Hunting Outfitters: the crew scored 28 birds in an hour, including surprising mallards working a dry grain field and several big honkers. Highlights include coordinated calling, successful use of custom calls, a sprig among the mallards, and lively blind etiquette. The episode also covers guide Jake's setup, outstanding lodging and food, sponsor shout-outs (Willow Creek Custom Calls, Shannon Kelly, Duck Chugger), gear recommendations, and the group's memorable mishaps — a forgotten shotgun, a flat tire, and early-morning chaos — with plans to hunt water in the afternoon.

House flipping is cooling off fast. A new survey from John Burns Research and Consulting and lender Kiavi shows flippers are struggling with higher costs, longer timelines, and shrinking profits. Investor activity is down nationwide, condo sales have tanked, and oversupply in the Sunbelt is making deals harder to find. But opportunities remain in older housing stock, especially across the Northeast and Midwest. In this episode, we break down why flops are outpacing flips, the regional pressures squeezing investors, and the strategies flippers can use to survive—and even thrive—in today's tougher market. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 093 welcomes back POLYRHYTHMICS, the fantastically-funky septet primarily based in Seattle, but these days steadily spreading their net further and wider than ever before. BEN BLOOM (along w/ bassist Jason Gray) appeared on Ep.059 in 2022, now the guitarist/co-founder returns to chop it up once again, this time with drummer/co-founder GRANT SCHROFF (aka Champagne Bubblebath) also in the mix. 0:00 - ep.093 preview 03:25 - Sponsor- AARON SCHWARTZ ART 06:55 - Sponsor - LAZYMOON DESIGN 08:50- The Upful Update & B.G's BIG NEWS! 19:45 - introducing Ben and Grant from POLYRHYTHMICS 24:00 - INTERVIEW - Polyrhythmics [71 min] 1:34:45 - afterglow & ViBE Junkie Jamz Late 2025 brings busy, fertile, exciting times for the erstwhile groove merchants as they mark 15 years in the game, and we celebrate the release of their fiery new LP 'Life From Below'. They're hitting the road just as the pod goes to press, the boys ready to bless up some long dormant markets in the Northeast, Southeast, and beyond. We get the scoop on the blazin' new joints, before delving into some personal developents like how Bloom recently relocated back East with his family. The guys discuss the new geographical band dynamics, and how it affects the hang, writing, rehearsal, travel, and overall Polyrhythmics' modus operandi. We go inside the lab and look into studio sessions for the latest record, hear some philosophies on improvising, unpack band interpersonal communications, reflections on collaborating with vocalist Adryon de Leon, the forthcoming Champagne Bubblebath mixtape with Gray and searing Seattle axeslinger Jimmy James, plus a whole lot more!  -bg Bio: Seattle-based Polyrhythmics are celebrating 15 years of sonic exploration with the release of their highly anticipated new album, Life from Below. Since forming in 2010, this seven-piece powerhouse has redefined instrumental music with a sound that blends funk, soul, psychedelic rock, R&B, and Afrobeat into a kaleidoscope of rhythm and groove. Known for their dynamic live performances and innovative compositions, the band has earned a reputation as one of the most captivating acts on the contemporary music scene. This year's Life from Below marks an exciting new chapter for Polyrhythmics, delivering a fresh collection of grooves infused with the bold creativity and signature tight-knit musicianship that fans have come to expect. As they celebrate their 15th anniversary, the band reflects on a decade-and-a-half of musical evolution, countless miles on the road, and a loyal community of listeners that continues to grow. Polyrhythmics website, BandCamp, Instagram ViBE Junkie Jamz "Mayo Con Yayo" - Polyrhythmics "Humpin' Around" -- The Nth Power GAP Band Tribute ft. Eric Gales and Nicholas Payton [9/21/25 Tipitina's in New Orleans for DJ Soul Sister's 50th] "New Life" - Blind Melon - demo 1995   CHECK OUT OUR SPONSOR - AARON SCHWARTZ ART! LAZYMOON DESIGN for promo/poster art needs! Send B.G. a few dollas 4 makin U holla! Upful LIFE Patreon EMAIL the SHOW PLEASE LEAVE A REVIEW on Apple Podcasts Listen/Comment on Spotify Theme Song: "Mazel Tov"- CALVIN VALENTINE

Today's Flash Back Friday episode is from #732 that originally aired on Apr. 22, 2024. Jerry Rosengarten is a Brooklyn-born serial entrepreneur whose greatest skill is the extraordinary ability to perceive form and structure and opportunity from within disorder, including developing products to deal with dyslexia, reimagining real estate, and investing early and heavily in solar energy. Jerry's first big win came in the 1970s with the Leisure Suit, which became a cultural fashion phenomenon that stoked his confidence and staked his growing desire to build land mark New York projects like the Lofts and the The Bowery Hotel. Today, Jerry owns one of the largest private solar farms in the Northeast, located on Long Island's eastern tip, and his creative passions are focused on environmental stewardship and active advocacy for those suffering from learning disabilities. Highlights:  5:25 - Starting the famous Leisure Suit / Lessons Learned 12:22 - Finding a Creative Space (property) 20:22 - Making The Worst location in NY Successful 26:23 - Growing Up with Dyslexia / Seeing Things Differently 34:26 - The Importance of a Supportive Spouse Quote: "I jump on the train and take it to the end. Each-train are concepts are designs." Connect with Gerald: jumponthetrain.com   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

It's International Coffee Day, and to help celebrate, we'll run down some of the best places in the area to enjoy a cuppa joe, with Eater's lead Northeast editor, Melissa McCart. 

Pastor Bil Gallatin teaches Session 5 at the Northeast Pastors Conference 2025

Pastor Malcolm Wild teaches Session 1 at the Northeast Pastors Conference 2025

Pastor Bil Gallatin teaches Session 2 at the Northeast Pastors Conference 2025

Pastor George Small teaches Session 3 at the Northeast Pastors Conference 2025

Imagine a world where your investments work smarter, not harder. Keith reveals the truth about why real estate trumps stocks, and how the current economic landscape is creating a once-in-a-generation wealth opportunity. Discover: Why traditional investing wisdom is leaving younger generations behind Why owning assets is the ultimate key to breaking free from economic uncertainty From the dying middle class to the rise of strategic real estate investing, Keith exposes the game-changing insights that most investors never see. Inflation is reshaping the economic landscape - and you can either ride the wave or get swept away Generation Z faces unprecedented economic challenges  Want to learn more? Your financial transformation starts here. Resources: Text FAMILY to 66866 Call 844-877-0888 Visit FreedomFamilyInvestments.com/GRE Show Notes: GetRichEducation.com/573 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GR, I'm your host. Keith Weinhold, talking about real estate versus stocks, how housing has been in a recession that could now be thawing. Then why the war on the young and the vanishing middle class threatens to get even worse today on get rich Education.    Keith Weinhold  0:19   You It's crazy that most people think they're playing it safe with their liquid money when they're actually losing savings accounts and bonds don't keep up when true inflation can eat six to 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments and their flagship program with fixed 10 to 12% returns that have been predictable and paid quarterly. There's real world security. It's backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there. And here's what's cool. That's just one part of FF eyes family of products. They include workshops and special webinars, educational seminars designed to educate before you invest start with as little as 25k and finally, get your money working as hard as you do. It's easy to get started. Just grab your phone and text family. 266866, text the word family. 266866, that's family. 266866,   Corey Coates  1:37   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:47   Welcome to GRE from Rocky Mount North Carolina to Mount Shasta, California and across 188 nations worldwide. I'm your host, Keith Weinhold, and you are inside for another wealth building week of get rich education. A lot of people have been building wealth lately. Do you even understand all the markets that are either at or near all time highs, real estate, stocks, gold, all recently hit those levels, also nested home equity positions of American property owners are at all time highs. Silver is also near an all time high, and so are FICO credit scores. All this means that the haves are in really good shape, and the have nots aren't more on that later. Let's then you and I talk about real estate versus stocks. I've invested in both for decades, and it's not something that I do on the side. This is the core of what I do and talk about with you every week. And I've never felt more inclined toward investing in real estate ever the resilience of residential real estate, a major reason is that I've always found real estate investing easier to understand than the s and p5 100, and it comes down to the mechanics of each one in The stock market, a company can be well run, it can be profitable, and it can even be growing, yet its stock price might fall anyway. Why? Because expectations weren't met for a quarterly earnings report, or investor sentiment just happened to shift for a while, people just tended to focus on the bad stuff instead of the good stuff, even though it was always there, and that's why the stock price went down. So what makes a stock move more often than not, is kind of laughable. It isn't a word sentiment, emotions. It's how investors collectively feel about a stock and that can change on a dime. One quarter's earnings miss an interest rate hike, geopolitical news or even a single social media comment from a CEO that can move billions of dollars of market value in an instant real estate, on the other hand, that strips away a lot of that noise and that ability for other people's emotions to ruin the price of your apartment building that cannot happen at its core, the value of a property is tied to its income stream and the market that It sits in, that makes it far more direct and way more controllable. If I buy a property, I can see the levers in front of me and ask my property manager to push or pull them or even do it myself. For example, I just asked them to replace flooring in three of my apartment units. With pricier luxury vinyl plank rather than new carpet, and that's because I plan to hold that building for another five years or more. I'll attract a better quality tenant that can afford to pay me more rent. So I know that if I improve operations and increase occupancy, reduce expenses or reposition the asset down the road. I mean, that is directly going to increase net operating income, and that increase will directly affect my valuation. So there's a logic to this that's almost mechanical, and that is not to say that real estate is without nuance or risk. The risk lies in execution. You have to underwrite carefully. Is the location of your property sustainable long term? Are the demographics supportive of Lent growth? What capital improvements are truly lucrative to you and provide the tenants with value, and what kind of improvements are only cosmetic? So real estate isn't just tangible, it's also something that you can interact with. You can walk a property, you can even speak to tenants, study the neighborhood and know exactly what you're dealing with. It's not a ticker symbol reacting to opaque forces that you'll never see or control, and for me, that tactile nature creates clarity. When you buy the right property in the right market with the right strategy, then the path forward is not mysterious. It isn't whimsical, it's deliberate. Real Estate is easier to understand than the S p5, 100. And that also doesn't mean that real estate is simple, because there is that due diligence and strategy, but it's the cause and effect relationship between what you do and the outcome that you get that's far more direct with stocks. You can be completely right about the fundamentals. I mean, you can nail it. You can Bullseye that stock target, and after all that, yet still lose with real estate. If you execute well, the fundamentals eventually do show up in the returns and see because of that direct cause and effect relationship, you can improve yourself as a real estate investor faster than a stock investor can, and that's because you can learn about how your upgrade drove your properties, noi, that information, that feedback that you got, that's something that you can either replicate again or improve upon in your own investor career. So between real estate and stocks, execution is the real differentiator, and control is a key one as well. To me, that sweet spot is control that I have. But through a property manager that way, control doesn't mean that you're losing your quality of life, your standard of living. Now, some people, they do, have the right handyman skills to maintain the property and the right people skills to maintain the tenants. So self managing it can work for just a few people. I sure don't have the handyman skills myself. Sheesh, if I even try to hang a picture on a wall, there's a 50% chance that it's going to end in a drywall patch job. When you can see the cause and effect between your decisions and the property's performance, it creates that level of control that stocks and bonds just don't offer. And I'm also being somewhat kind to stocks by discussing a benchmark like the s, p5, 100, even harder to control and understand are the Wall Street derivatives and financial mutations that the people invested in them don't even understand. Unlike stocks, you own, the levers you own, the operations, the expenses and the occupancy, both have risks, but real estate's risks are more perceptible, more knowable. You won't have to cringe when a company's CEO posts a tweet that's either pro Israel or pro Gaza. Billions of market cap is wiped out, and your investment goes down 12% in one hour. This is why we talk about real estate on the show. There is less speculation and conjecture. It is concrete stuff, and that's all besides how real estate pays you five ways at the same time, as if that wasn't enough.    Keith Weinhold  9:38   Now, when we talk about real estate investing in this decade, do you realize that we have been in a housing recession for two years? A recession in real estate? I mean, it might not feel like it with those home prices at erstwhile mentioned all time highs. We don't need to have falling prices to have a recession. Investors are obviously. Making money in this housing recession. The recession I'm talking about is the slowdown in housing activity stemming from less affordability, lower sales volume and less available inventory. But we do now have signs that we are breaking out of these housing doldrums. As far as affordability, national home prices are staying firm. But what's helping there is that mortgage rates have fallen, and we've also had wages that are rising faster than rents and wages that are rising faster than mortgage payments. In fact, wages have been rising faster than both of those for most of the last year now, and that's sourced by Freddie Mac Federal Reserve stats and rental listings on Redfin. Yes, year over year, American wages are up 4.1% rents are up 2.6% and mortgage payments are basically unchanged over the past year, up just two tenths of 1% and of course, these facts, combined with lower mortgage rates, all supports more real estate price growth. Now to kick off the show, I mentioned how real estate stocks and gold all recently hit all time highs. Well, that's denominated in perpetually based dollars, of course. However, one thing that affects you that certainly has not reached all time highs is the level of available homes, the number of homes for sale, that inventory is up off the recent bottom in 2022 yet it is still below pre pandemic levels. We have had quite a recovery here. National active listings definitely on the rise. They are up 21% between today and this time last year. Well, that means that buyers have gained leverage, mostly across the south, where lots of new building has occurred, and some areas of the West as well. Yet today, we are still, overall here 11% below 2019 inventory level. So nationally, we're basically still 11% below pre pandemic housing inventory levels. And in the Midwest and Northeast, the cupboard looks even more bare than that, since new construction totally hasn't kept up there, we will see what happens. But with the recent drop in mortgage rates, buyers might take more of that available inventory off the shelf. But here's the twist that I've heard practically no one else talk about no media source, no one in conversation. Nobody. It is the paucity of available starter homes. It's the entry level home segment that has the great scarcity, and it's these low cost properties that are the ones that make the best rental properties. Their paucity is jaw dropping, as sourced by the Census Bureau and Freddie Mac starter home construction in the US. I mean, it is just fallen precipitously. Are you even aware of the trend? All right, defined as a home of 1400 square feet or less, all right, that's what we're calling a starter home. Their share of new construction that was 40% back in 1982 Yeah, 40% of new built homes were starter homes. Then by the year 2000 it fell to just a 14% share, and today, only 9% of new built homes are starter homes, fewer than one in 10, and yet, that's exactly what America needs more of. So although overall housing inventory is still low, it's that entry level segment that is really chronically underserved, and that won't change anytime soon, we remain mired in a starter home slump because builders find it more profitable to build higher end homes and luxury homes. Yet for anyone that owns this workforce rental property, which is the same thing we've been focused on doing here on this show, from day one, you are sitting in an asset class that's going to remain stubbornly in demand over the long term. And when it comes to starter homes, the ones Investors love most, they are more scarce than bipartisan agreement in Congress, really. That is the takeaway here.    Keith Weinhold  14:39   So last week, I had an interesting in person meet up at a coffee shop with a 19 year old college student because he's a real estate enthusiast, rapping Gen Z there. He's an athlete too, an 800 meter runner. Well, his dad read Rich Dad, Poor Dad, and his dad has 60 rental properties. Where they're from in Wisconsin, and maybe you're wondering, oh, come on, what could I learn from this 19 year old? I don't think that way. Now, I told him about some foundational GRE principles like financially free, beats debt free and things like that. It was also insightful to get his take on how he sees the world, and for me to learn what his professors are teaching him about real estate investing in his classes, he talked about how his professors show them, for example, what affects apartment cap rates. Also about how, whenever they run the numbers on a property, it always works out better to get the debt, get that mortgage, and how that leverage increases total rates of return. I was really happy that he's learning that over there at the university, but I was really impressed how at age 19, he's responsible and understands so much about society, politics, investing, athletics and even diet. I mean, this guy is rare, talking about his preference for avoiding food cooked in seed oils and choosing beef tallow instead. He also lamented on how Generation Z is so screwed up, saying that no one reads, no one's having kids, no one can buy a home, no one's going to be able to buy a home, and that people his age are so used to looking at screens that they're anxious about in person interactions, even in person, food ordering from a waiter at a restaurant gives them anxiety. He and I are planning to go running together next week. We'll see how that goes. As a college 800 meter runner, he's going to have the speed advantage on me, but we're running up a steep, 40 minute long trail where I've got a shot at an endurance advantage. So it was rather interesting to get his take and see what college professors are teaching on real estate. I mean, this generation that's coming of age now, Gen Z is the worst generation since George Washington to have it worse off than their parents. I'm going to talk about that today, shortly. next week, on the show here, I plan to help you learn about what's going on with some real estate niches and what their future looks to be over the next 10 to 20 years, including mobile home park real estate and parking lot real estate, one of these asset classes I really don't like the future of That's all next week on the future of some certain real estate niches. Straight ahead today, I want to tell you about mortgage rates in a way that you've never thought about before and more about the war on the young and the vanishing middle class. I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 573, and you are listening to it.    Keith Weinhold  17:53   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp. And in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  19:06   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chale Ridge personally. While it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com   Todd Drowlette  19:38   this is the star of the A E show the real estate commission, I'd roll that. Listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Speaker 1  19:49   Welcome back to. Get Rich Education. I'm your host. Keith Weinhold, as a reminder that show the real estate commission starring our friend Todd Drolet, who is a guest on the show here with us at the beginning of this month, it starts October 10, on A and E, that's that reality based commercial real estate show. Late last year, the Fed lowered interest rates, and they're doing the same thing again this year, when interest rates rise and fall, think of it like a wall that's being raised and lowered. Cutting rates is like lowering the height of a wall or a dam. That's because it allows for the free flow of capital. Savings rate accounts. Well, since they'll now pay at a lower rate with this rate cut, they're more likely to get shifted out and invested somewhere and flow into something else, driving up that other asset's value. Mortgages are more likely to originate because you pay less interest. Lowering rates lowers the impediment to the flow of money. It eases that flow. Oppositely, raising rates is like increasing the height of a wall or a dam, because if your savings account rate goes from 4% up to 5% oh well, you more likely to keep it parked there a higher wall or dam around your money, and raising rates makes your mortgage costs higher, so you're more likely to stay put and not move money around, constrained by the higher wall, that's how interest rates are like walls and lower walls also increase inflation, since they increase The flow of money, and hence the demand for goods and services. Well, then why did the Fed cut rates, lowering the wall opening the door for inflation this last time? Well, I think you know that was due to the evidence of a sputtering job market. You know that, if you follow this stuff, a slowing job market slows the flow of money, hence why they lowered the wall to increase the flow. Now this might translate to even lower mortgage rates. It does have that loose correlation anyway, and this should lift the housing market. But here's the real problem. Inflation is higher than the Fed wants already, and it's still rising, and they cut rates, making it more likely to rise further. This is like pouring gasoline on a campfire while yelling, don't worry. I got this sure the fire burns brighter, all right, but you might lose your eyebrows. The risk here is that these rate cuts will make inflation spike, since lower rates makes everyone less likely to save and more likely to borrow and spend, this pushes up prices even farther and faster, and this is the Fed's dangerous game. This is the crux about why the Fed is between a rock and a hard place. Ideally, the Fed only cuts of inflation is at or below their 2% target, but understand it hasn't even been there one time in nearly five years. Now, year over year, inflation was 2.7% last month and rose to 2.9% this month. The price of almost everything is up even faster than it usually goes up, beef, housing, haircuts, flamin hot, Cheetos, everything as we know this inflation that's now positioned to pick up again. However, for us, this is the long term engine that makes our real estate profitable. It makes it easier to raise rents, all while your principal and interest payment stays fixed. Inflation cannot touch that like a mosquito buzzing against a window, and let's be real, official inflation numbers are like Instagram filters. They are shaved down, touched up and airbrushed. The government massages them with tricks like hedonics, the wave of inflation that peaked at 9% in 2022 that has already widened the distance between the haves and the have nots, like the Grand Canyon, eviscerating so much of the middle class. And now the powers that be are setting up a scenario for another wave of elevated, long term inflation. This could get dire. Look like I was saying earlier the generation coming of age today is the first one since George Washington to have it worse off than their parents. Do You understand the profundity of this? They had the lowest home ownership rate, and they're the poorest, often leaving them directionless, anxious, depressed, drug addicted and even suicidal for. The first time in US history, Americans are on track to be poorer, sicker and lonelier than their parents. They will make even less than their parents did at the same age, and that's despite having a college degree. Inflation is a big reason for that, and that's what I help you solve here. I can't really help you with the depression stuff. That's not really my role with what I do here in the show. But inflation, in getting behind is one contributor to all these things. Understand, in 1989 those under age 40, they held 12% of household wealth. Today it's just 7% older Americans got rich, and they basically locked the gates behind them. Those over age 70 only held 19% of US wealth in 1989 now it's 30% Harvard's endowment has grown 500% since 1980 that's adjusting for inflation, but yet their class size hasn't grown. I mean, this is just more evidence that old money wins and young people are losing and cannot get ahead in 2019 the federal government spent eight times more per capita on seniors than they did kids. We all know that Gen Z is delaying marriage, home ownership and family formation in 1993 60% of 30 to 34 year olds had at least one child. Today, it's gone all the way down to 27% in about 30 years, that's fallen from 60% down to 27% this is not a resource problem. It's a values problem and an inflation problem, and also the tax code, values owning assets which older people have over labor, which younger people have. This is the crux of the war on the young and the war on those that don't own assets. You've got to wonder, is it even fixable? Some of it is, but no one really wants to fix inflation, and now they're lowering rates to open the door for even more of that widening that canyon, yes, the wave of inflation that started four to five years ago that broke down the middle class, and now it's set up to widen even more. I want to tell you what you can do about that shortly. But first, have you ever wondered, why do we even stratify upper, middle and lower class based on somebody's income? Why the income criterion, if you say that someone's upper class, everyone knows what that means. It means that you have a lot of wealth or income. But why is that the basis? Why do we classify it based on income? Well, it really started forming during the Industrial Revolution of the 1700s and 1800s that began in Great Britain. Before that, class distinctions were usually based on land ownership or nobility or occupation, for example, aristocrats versus peasants. But as industrial capitalism spread out of the UK, wages became the dominant way that people made a living. So tracking income, it sort of became this natural way to map out class. And then this notion spread in the 1800s and 1900s that was propelled through both economics and social science. You had thinkers like Karl Marx and Max Weber that were deeply concerned with class. Marx emphasized ownership of the means of production. You've probably heard that before, capitalists versus workers. But as societies modernized people in the world of both Economics and Psychology, they agreed that income was an easier dividing line than ownership alone. And then, starting last century, in the US, the 1900s income statistics, they became rather central in all of these policies that we make, like our tax system and poverty thresholds and qualifying for housing programs and even welfare benefits. See, they all rely on income bands. And over time, this normalized in our vernacular, these strata of upper middle and lower class sort of this income based shorthand that we use, throwing these terms around. So whether we like it or not, classes are based on your income level, and that's how it came into being. Well, with. A quick history lesson with the eroding of the middle class, with the war on the young. What can you actually do to make sure that you find yourself on the upper income side of it without falling to the lower side the lower class? Well, we know who the future financial losers are going to be. It is anyone not owning assets, and it's also savers clutching their dollars as those dollars quietly melt like ice cubes in July, right in their hand. Those are who the financial losers are going to be. Who are the winners going to be? It is asset owners riding the inflation wave, and the winners are also debtors who get to pay back tomorrow with cheaper dollars today, especially with that debt that you have outsourced to tenants. Here's the big takeaway, if you did not grab enough real assets during the last wave of inflation don't get left behind this time, because the longer you wait, the harder it is to jump aboard this moving train that keeps getting momentum and moving faster. The bottom line here is that at GRE we advocate for simply doing it all at once. Use debt to own real assets while inflation pushes up your rents. That's it, right. There it is. That's really the most concise way to orate the formula. Look in your mortgage loan documents. It does not say that you have to repay the mortgage loan in dollars or their equivalent. It only says you have to repay in dollars. That's your advantage. As dollars keep trending closer to worthless. To review what you've learned so far today, real estate is easier to understand and has more control than stocks. Housing has been in a recession, but there's more evidence that it is thawing, and a setup for more inflation has America poised to exacerbate the war on the young and widen the canyon between the haves and the have nots, and it threatens to get even wider as the middle class keeps vanishing and struggling.   Keith Weinhold  32:23   Now, if you like good free information, like with what I've been sharing with you today, and you find yourself doing a bit too much scrolling for quality written real estate and finance info. I mean, yeah, it can be a mess. It can be tough. If you want to get the good stuff, you hit paywalls and pop ups, and you get these push alerts and cookie banners. It's a little annoying. It's like the internet is playing defense against you. Not so fun, and that's why it matters to get good, clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters. I've got one. I write every word of ours myself, and it's got a dash of humor, yet it's direct. And it gets to the point because, as I like to say, even the word abbreviation is too long. My letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is the good stuff, the paradigm shifting material, the life changing material, you can get my letter free at gre letter.com Where else would you get the GRE letter? Greletter.com and along with the letter, you'll also get my one hour fast real estate video. Course, it's completely free as well, and it's not to try to upsell you to some paid course, there is no paid course, there's just nothing for sale, no strings attached, free value. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get as you know, I often like to part ways with something actionable for you, visit gre letter.com while it's fresh in your head, take a moment to do it now one last time it's gre letter.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  34:24   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  34:52   The preceding program was brought to you by your home for wealth building. Get richeducation.com