Podcasts about northeast

In this episode of Alternative Allocations, Tony and Pat discuss the evolving landscape of Defined Contribution (DC) plans and the integration of private markets. They explore the historical context of DC plans, the challenges and opportunities presented by private market investments, and the critical role advisors play in guiding participants through these complex investment strategies. The conversation highlights Empower's innovative approaches and the potential for private markets to enhance retirement outcomes for millions of Americans. Pat Arey is a Custom Solutions Sales Director for Empower. In his role, he is responsible for communications, distribution, and sales related to Empower Investments offerings in the core market for the Northeast region. He collaborates closely with advisors, consultants, and registered investment advisers on complex issues surrounding investments, advice solutions, retirement plan design, and longevity for plans and their participants.  Pat originally joined the organization in 2017, serving in leadership and individual contributor roles within investment distribution. Prior to that, he worked in similar roles with consultants and advisors at large asset managers, including State Street Global Advisors and Fidelity. Pat holds a bachelor's degree in finance with a minor in computer information systems from Stonehill College.  He currently maintains FINRA Series 6 and 26 securities registrations and Series 63 and 65 state securities licenses, and he holds FINRA Series 3 and 7 credentials.  Pat is also the co-author of a financial literacy and career development curriculum for youths and young adults designed to help develop more educated retirement savers into the future.  Resources:Patrick Arey | LinkedIn Alternatives by Franklin Templeton Tony Davidow, CIMA® | LinkedIn

We toured 9 gyms in 2.5 days all across the Northeast! We went through New York, Connecticut, Rhode Island, and Massachusetts. 2,000 miles flown and 1,000 miles driven later we are back in South Dakota to tell the tale! EliteFTS Use code MASS10 to save 10% on most orders! Build Fast Formula Use code MASSENOMICS to save 10% on every order! BearFoot Shoes Use code MASSENOMICS to save 10% on every order! Juggernaut AI Use code MASSENOMICS to save 10%! The Strength Co Get some Go-To Plates! Texas Power Bars Get the Barbell that changed the game!

The guys sit down with Robert Thyng of RD Outdoor, Shawn DiVincenzo of Native Property Managment, and Pat Salmon of Northeast De-Icing Solutions to get everyone's take on a fantastic final snow event of the off season!

October can be a month of extremes, and the Midwest and Northeast will experience it all in the coming days: warm afternoons, frosty mornings and desperately needed rain. Unlike most tornado surveys done in person by the NWS, this tornado was confirmed with the help of satellite photos that showed the path of downed trees. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Chelsea leave it late against Liverpool, while pressure mounts on Postecoglou.Rick is joined by David James & The Telegraph's Luke Edwards.Liverpool made it three losses on the spin in all competitions following Esetvao's last-gasp winner for Chelsea at Stamford Bridge. Hear from the Liverpool boss Arne Slot.Eddie Howe's Newcastle were comfortable 2-0 winners over Nottingham Forest, meaning Ange Postecoglou is still winless at the start of his Forest tenure. Hear from the Forest manager after Nick Woltemade continued his impressive start to life in the Northeast.Also hear from Mikel Arteta after he marked his 300th game in charge of Arsenal with a win, and get the thoughts of Ruben Amorim after a much-needed win at Old Trafford for Manchester United.Timecodes: 01:30 Chelsea's last-gasp winner 03:45 Are Liverpool in a mini crisis? 13:45 Arne Slot post-Chelsea 20:10 Chelsea impressing despite injuries 26:10 Ange Postecoglou post-Newcastle 36:45 Erling Haaland helps Man City to victory 40:20 Mikel Arteta post-West Ham 43:10 Ruben Amorim post-Sunderland 46:40 Palace's unbeaten run ends & Wolves concede late again

Guided duck and goose opener in Northeast California at Tule Creek Hunting Outfitters: the crew scored 28 birds in an hour, including surprising mallards working a dry grain field and several big honkers. Highlights include coordinated calling, successful use of custom calls, a sprig among the mallards, and lively blind etiquette. The episode also covers guide Jake's setup, outstanding lodging and food, sponsor shout-outs (Willow Creek Custom Calls, Shannon Kelly, Duck Chugger), gear recommendations, and the group's memorable mishaps — a forgotten shotgun, a flat tire, and early-morning chaos — with plans to hunt water in the afternoon.

House flipping is cooling off fast. A new survey from John Burns Research and Consulting and lender Kiavi shows flippers are struggling with higher costs, longer timelines, and shrinking profits. Investor activity is down nationwide, condo sales have tanked, and oversupply in the Sunbelt is making deals harder to find. But opportunities remain in older housing stock, especially across the Northeast and Midwest. In this episode, we break down why flops are outpacing flips, the regional pressures squeezing investors, and the strategies flippers can use to survive—and even thrive—in today's tougher market. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 093 welcomes back POLYRHYTHMICS, the fantastically-funky septet primarily based in Seattle, but these days steadily spreading their net further and wider than ever before. BEN BLOOM (along w/ bassist Jason Gray) appeared on Ep.059 in 2022, now the guitarist/co-founder returns to chop it up once again, this time with drummer/co-founder GRANT SCHROFF (aka Champagne Bubblebath) also in the mix. 0:00 - ep.093 preview 03:25 - Sponsor- AARON SCHWARTZ ART 06:55 - Sponsor - LAZYMOON DESIGN 08:50- The Upful Update & B.G's BIG NEWS! 19:45 - introducing Ben and Grant from POLYRHYTHMICS 24:00 - INTERVIEW - Polyrhythmics [71 min] 1:34:45 - afterglow & ViBE Junkie Jamz Late 2025 brings busy, fertile, exciting times for the erstwhile groove merchants as they mark 15 years in the game, and we celebrate the release of their fiery new LP 'Life From Below'. They're hitting the road just as the pod goes to press, the boys ready to bless up some long dormant markets in the Northeast, Southeast, and beyond. We get the scoop on the blazin' new joints, before delving into some personal developents like how Bloom recently relocated back East with his family. The guys discuss the new geographical band dynamics, and how it affects the hang, writing, rehearsal, travel, and overall Polyrhythmics' modus operandi. We go inside the lab and look into studio sessions for the latest record, hear some philosophies on improvising, unpack band interpersonal communications, reflections on collaborating with vocalist Adryon de Leon, the forthcoming Champagne Bubblebath mixtape with Gray and searing Seattle axeslinger Jimmy James, plus a whole lot more!  -bg Bio: Seattle-based Polyrhythmics are celebrating 15 years of sonic exploration with the release of their highly anticipated new album, Life from Below. Since forming in 2010, this seven-piece powerhouse has redefined instrumental music with a sound that blends funk, soul, psychedelic rock, R&B, and Afrobeat into a kaleidoscope of rhythm and groove. Known for their dynamic live performances and innovative compositions, the band has earned a reputation as one of the most captivating acts on the contemporary music scene. This year's Life from Below marks an exciting new chapter for Polyrhythmics, delivering a fresh collection of grooves infused with the bold creativity and signature tight-knit musicianship that fans have come to expect. As they celebrate their 15th anniversary, the band reflects on a decade-and-a-half of musical evolution, countless miles on the road, and a loyal community of listeners that continues to grow. Polyrhythmics website, BandCamp, Instagram ViBE Junkie Jamz "Mayo Con Yayo" - Polyrhythmics "Humpin' Around" -- The Nth Power GAP Band Tribute ft. Eric Gales and Nicholas Payton [9/21/25 Tipitina's in New Orleans for DJ Soul Sister's 50th] "New Life" - Blind Melon - demo 1995   CHECK OUT OUR SPONSOR - AARON SCHWARTZ ART! LAZYMOON DESIGN for promo/poster art needs! Send B.G. a few dollas 4 makin U holla! Upful LIFE Patreon EMAIL the SHOW PLEASE LEAVE A REVIEW on Apple Podcasts Listen/Comment on Spotify Theme Song: "Mazel Tov"- CALVIN VALENTINE

Today's Flash Back Friday episode is from #732 that originally aired on Apr. 22, 2024. Jerry Rosengarten is a Brooklyn-born serial entrepreneur whose greatest skill is the extraordinary ability to perceive form and structure and opportunity from within disorder, including developing products to deal with dyslexia, reimagining real estate, and investing early and heavily in solar energy. Jerry's first big win came in the 1970s with the Leisure Suit, which became a cultural fashion phenomenon that stoked his confidence and staked his growing desire to build land mark New York projects like the Lofts and the The Bowery Hotel. Today, Jerry owns one of the largest private solar farms in the Northeast, located on Long Island's eastern tip, and his creative passions are focused on environmental stewardship and active advocacy for those suffering from learning disabilities. Highlights:  5:25 - Starting the famous Leisure Suit / Lessons Learned 12:22 - Finding a Creative Space (property) 20:22 - Making The Worst location in NY Successful 26:23 - Growing Up with Dyslexia / Seeing Things Differently 34:26 - The Importance of a Supportive Spouse Quote: "I jump on the train and take it to the end. Each-train are concepts are designs." Connect with Gerald: jumponthetrain.com   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

In this episode, Craig Mcgrouther sits down with Axel Ragnarsson of Aligned Real Estate Partners, who's carved out a unique niche buying 5-20 unit properties direct from sellers in Southern New Hampshire. Since 2016, Axel has built a 525-unit portfolio by maintaining long-term follow-up with sellers, often nurturing relationships for 12-18 months before closing. He explains how 75% of his deals bypass brokers entirely, capturing inefficiencies in the $1-5M deal range where 15-20% discounts are still possible. With New Hampshire being the only Northeast state with positive population growth and minimal new supply, Axel's market has avoided the operational distress plaguing sunbelt markets. Learn more about LSCRE:www.lscre.com 

Dicken Bettinger, Ed.D., received his undergraduate degree from St. Lawrence University and began his career teaching high school students.  Many students came to Dicken with problems that they were experiencing.  This began his search for something to teach people that would increase their well-being.  He received his master's degree from Pennsylvania State University and his Doctoral degree in counseling psychology from Boston University.  He became licensed as a clinical psychologist in 1983 and retired from his psychotherapy practice after working as a psychologist for 31 years. Thirty-three years ago, he met Sydney Banks who had an enlightenment experience where he realized the Three Principles that underlie all human experience. Dicken had finally found universal principles that he could teach anyone.  He was grateful to find something that was simple in nature yet had the profound effect of raising the quality of a person's life.  He feels fortunate that for 23 years he was able to learn directly from Sydney Banks.  In 2008 Dicken received a Certificate of Competency from Mr. Banks authorizing him to teach the Three Principles.Dicken co-founded and was the director of a center in Vermont that was the first center in the Northeast to teach the Three Principles.  He served as one of the original nation-wide Core Three Principles Faculty and is currently a faculty member for the Three Principles Global Community.  In 1996 Dicken joined Pransky and Associates, a Three Principle-based institute in La Conner, Washington.  Dicken was instrumental in developing and teaching leadership and staff development programs for universities, hospitals, publishing companies, defense contractors, health departments, banks, and non-profit organizations. He taught company employees what it takes to be resilient and agile in the face of today's business challenges and rapidly changing environments.  He mentored CEOs and their leadership teams in raising the bar on their productivity, teamwork, and business success.  He now specializes in developing 3 Principle practitioners, as well as leading group seminars on the Principles and their relationship to spiritual/psychological well-being.In January of 2012 Dicken founded Three Principles Mentoring to deepen peoples' understanding of the 3 principles, develop 3P practitioners globally, and offer seminars in countries throughout the world. Dicken wrote a book with Natasha Swerdloff, Coming Home: Uncovering the Foundations of Psychological Well-being​ which is now available in 10 languages.Dicken also deeply values his work as a director on the board of the Three Principles Glogal Community. This organization was formed to spread the teachings of Sydney Banks around the world.  Dicken enjoys public service work and has worked with refugees from South and Central America. He was an integral part of the Tibetan Resettlement Project in Vermont. Dicken has been happily married for 55 years and loves teaching 3P Practitioners and running seminars worldwide on spiritual/psychological well-being. He has two adult children, Nina and Ben, and adores spending time with his four grandchildren.  He enjoys photography, hiking, canoeing,  traveling, and his dog, Oliver. 

Subscribe to C-Speak so you never miss an episode. Listen on Apple Podcasts, Spotify or wherever you get your podcasts.On this episode of PNC C-Speak, David Dunbar, president and CEO of Standex, discusses his leadership journey and the evolution of Standex, including the company's history and strategic pivots.Dunbar shares his thoughts on problem-solving, maintaining a high-performance culture and the value of humor in leadership. Listen to hear more about: -              The history of Standex (1:09)-              How Dunbar's lessons in leadership shaped his outlook (7:26)-              What Dunbar looks for when recruiting leaders (13:54)-              Dunbar's experience with songwriting (19:19)-              His perspective on the Northeast as a place to live and work (22:11)

Send us a textWhat if the best prep for a world-stage 50K isn't altitude at all—but rock, root, and relentless decision-making? That's the case Ben Robinson makes as we dive into his Grindstone 50K win, an OCC qualifier that doubled as redemption after a brutal DNF during a rabies vaccine saga the year before. From Pennsylvania's Roxylvania series to Alaska's Mount Marathon chaos, Ben maps a season where the Northeast's technical terrain becomes a training edge, not a compromise, and where joy beats pressure as a performance tool.We trace Ben's arc from Lock Haven long runs to short-trail evangelist, race director, and community builder. He breaks down what makes PA special—Heiner's culture, Boulder Beast's car-sized rocks, and Miller Mountain's steep, clean design—then gets specific about permitting, landowner trust, and why a cookout can be the most important gear choice of race day. We go deep on Mount Marathon strategy (cliffs vs roots), how to commit on snowfields and scree without blinking, and why downhill skill is often the true separator. He explains the switch from pro-contract pressure to free agency freedom, how self-coaching lets him fit training around a full-time job and board roles, and how rebuilding his why—love of the sport, service to others, growth through difficulty—made him faster.We also zoom out. Cirque Series growth in the Northeast? Good for the sport when courses stay honest. UTMB structure vs the Olympics? Keep the edges sharp and the terrain real. World Championships takeaways? Technical venues reveal depth; surprise performances are a feature, not a bug. Ben's near-term path points to OCC, a Javelina 100 experiment, and a Skyrunner Series return, plus bucket-list aims like Transvulcania and Western States—not as résumé items but as pilgrimages worth the work.If you're into East Coast grit, skyrunning energy, and practical insight on training, race directing, and building a life that can hold it all, this one's for you. Listen, share with a friend who loves steep stuff, and leave a quick rating or review to help more runners find the show.Follow Ben on IG - @ben_robinson88Follow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_podUse code steepstuffpod for 25% off your cart at UltimateDirection.com! 

Last week, Rick was back in Walt Disney World after six months in the Northeast.  During his trip, he was able to experience new things that weren't there before he moved.  On today's episode, he talks with Gillian about those new attractions.

It's International Coffee Day, and to help celebrate, we'll run down some of the best places in the area to enjoy a cuppa joe, with Eater's lead Northeast editor, Melissa McCart. 

Autumn is my favorite time of the year. In the Northeast the trees become a fire on the mountain, but it fades all too quickly. This week on the podcast I'll share some of my favorite Autumn music including selections from John McCutcheon, Sally Rogers, Tim O'Brien, and of course, Tom Rush and Fairport Convention. Listen for a surprise or two as we celebrate Autumn … this week on The Sing Out! Radio Magazine.Pete Seeger / “If I Had A Hammer”(excerpt) / Songs of Hope and Struggle / Smithsonian FolkwaysThe Bucking Mules / “Fire on the Mountain” / Smoke Behind the Clouds / Free DirtJohn McCutcheon / “Colors” / Autumnsongs / RounderMrs. Frances Perry / “Cranberry Song” / Folk Music from Wisconsin / RounderJody Kruskal / “When the Frost is on the Punkin” / Concertina Valentine / Self-producedAri & Mia / “Marble Moon” / Land on Shore / Self-producedSally Rogers / “Old Father Fall” / In the Circle of the Sun / Flying FishPutnam String County Band / “Come to the Mountain” / Putnam String County Band / RounderTim O'Brien / “The Apple Press/The Apple Cart” / Two Journeys / Howdy SkiesRich Bala / “Apple Picker's Reel” / Hudson Valley Traditions / North RiverThe Bucking Mules / “Wild Geese at Flight” / Smoke Behind the Clouds / Free DirtFrank Sinatra / “September Song” / September of My Years / ConcordFairport Convention / “Who Knows Where the Time Goes” / Unhalfbricking / CarthageTom Rush / “Urge for Going” / The Circle Game / ElektraPete Sutherland / “The Apple Picker's Waltz-The Beautiful Lights of Burlington” / Poor Man's Dream / EpactEmerald Rae / “Mountain Chant” / If Only I Could Fly / Green JewelPete Seeger / “If I Had A Hammer”(excerpt) / Songs of Hope and Struggle / Smithsonian Folkways

Starting a new job always brings changes and new opportunities. For some docs, it may bring the question if being a 1099 contractor will create tax savings or a headache? Nate Reineke breaks down what you should consider if you are deciding between being a W-2 employee or a 1099 contractor. We discuss how things like benefits and employer costs should factor into the decision. Be sure to listen to the end to hear what you should ask your CPA in order to make the best decision. We also answer your colleagues' questions. A Surgeon in New York is planning to pay for their child to attend undergraduate and graduate school in the Northeast. They are worried about overfunding a 529 and want to know if they should use a 529 to save everything for college. An audience member at our webinar asked us how to choose a 529 plan since the state they live in doesn't offer any state benefits. An Ophthalmologist in Chicago says, we are building a house and are being offered a “lender's credit”. Should we put it toward closing costs or use it to buy down the interest rate? Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

In this episode, the boys discuss their experiences at the 2025 USAPL Northeast Regionals with Brian Bellitto (⁠⁠@brianbellitto⁠⁠), who is one of the coaches at Connecticut's Gleason Performance Training (⁠⁠@teamgpt3).Please feel free to comment, like, subscribe and share.If you have questions or want to let us know your thoughts on any of the topics covered, you canalways drop a comment on the platform you're hearing/viewing us this episode through or you canalso DM us @thesquatplug

Pastor Bil Gallatin teaches Session 5 at the Northeast Pastors Conference 2025

Pastor Malcolm Wild teaches Session 1 at the Northeast Pastors Conference 2025

Pastor Bil Gallatin teaches Session 2 at the Northeast Pastors Conference 2025

Pastor George Small teaches Session 3 at the Northeast Pastors Conference 2025

Pastor Bobby Hargraves teaches Session 4 at the Northeast Pastors Conference 2025.

Monday, September 8th, MBN was on the road to the Radisson Plaza Hotel & Suites, Kalamazoo, MI. This was day 2 of 2025's Michigan Works! Association's Annual Conference. In this video Chris Holman welcomes Jessica Topp, CEO, Michigan Works! Northeast Consortium. They discuss the services, and challenges facing his Michigan Works! chapter, along with what he's experiencing with the Michigan Works! Annual Conference. » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ Michigan Works! Association Wraps Up 2025 Annual Conference in Kalamazoo The Michigan Works! Association successfully hosted its 2025 Annual Conference September 7–9 at the Radisson Plaza Hotel & Suites in Kalamazoo. The three-day event brought together workforce development professionals, employers, educators, policymakers, and community leaders to explore solutions for Michigan's most pressing talent and employment challenges. The conference opened Sunday with workshops, the Association's annual meeting, and a networking reception at the Gilmore Car Museum, providing an engaging start for attendees to connect with peers and partners. On Monday, the agenda featured keynote presentations from Sharon Gai and Dr. Christopher Laney, who offered insights into global workforce trends, leadership, and the future of employment. Attendees engaged in a variety of workshops covering workforce readiness, training strategies, and employer engagement. The Exhibit Hall was a focal point for building connections between businesses, service providers, and Michigan Works! agencies, (and also where MBN recorded its interviews from). While networking opportunities such as the Dessert Break & Headshot Lounge further fostered collaboration. The conference concluded Tuesday with workshops and a dynamic closing keynote from Dr. Sherene McHenry, emphasizing leadership, communication, and strategies to strengthen Michigan's workforce ecosystem. An invitation-only Executive Breakfast also gave business and policy leaders an opportunity to exchange ideas in a more focused setting. Across the three days, the conference highlighted the critical role of employment in economic development. Employers learned about the tangible costs of workforce gaps, explored innovative approaches to upskilling, and built partnerships to address talent shortages. The emphasis on collaboration positioned Michigan Works! as a vital connector between business needs and workforce solutions. By drawing together leaders from across the state, the 2025 Annual Conference underscored Michigan's commitment to building a stronger, more resilient economy through workforce innovation, business engagement, and talent development.

talkSPORT's Cricket Editor Jon Norman is joined by two-time County Championship winner Steve Harmison as well as George Dobell & Nick Friend from The Cricketer Magazine to look back at the final round of the County Championship season, as Durham dramatically collapse to lose to Yorkshire and confirm their relegation back to Division Two. They discuss what went wrong in the North East this season, and debate how they can bounce back after a disappointing season. They also discuss the schedule and reports that the PCA have not ruled out strike action over the fixture schedule. And they pick their favourite moments from the 2025 summer. Hosted on Acast. See acast.com/privacy for more information.

Imagine a world where your investments work smarter, not harder. Keith reveals the truth about why real estate trumps stocks, and how the current economic landscape is creating a once-in-a-generation wealth opportunity. Discover: Why traditional investing wisdom is leaving younger generations behind Why owning assets is the ultimate key to breaking free from economic uncertainty From the dying middle class to the rise of strategic real estate investing, Keith exposes the game-changing insights that most investors never see. Inflation is reshaping the economic landscape - and you can either ride the wave or get swept away Generation Z faces unprecedented economic challenges  Want to learn more? Your financial transformation starts here. Resources: Text FAMILY to 66866 Call 844-877-0888 Visit FreedomFamilyInvestments.com/GRE Show Notes: GetRichEducation.com/573 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GR, I'm your host. Keith Weinhold, talking about real estate versus stocks, how housing has been in a recession that could now be thawing. Then why the war on the young and the vanishing middle class threatens to get even worse today on get rich Education.    Keith Weinhold  0:19   You It's crazy that most people think they're playing it safe with their liquid money when they're actually losing savings accounts and bonds don't keep up when true inflation can eat six to 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments and their flagship program with fixed 10 to 12% returns that have been predictable and paid quarterly. There's real world security. It's backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there. And here's what's cool. That's just one part of FF eyes family of products. They include workshops and special webinars, educational seminars designed to educate before you invest start with as little as 25k and finally, get your money working as hard as you do. It's easy to get started. Just grab your phone and text family. 266866, text the word family. 266866, that's family. 266866,   Corey Coates  1:37   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:47   Welcome to GRE from Rocky Mount North Carolina to Mount Shasta, California and across 188 nations worldwide. I'm your host, Keith Weinhold, and you are inside for another wealth building week of get rich education. A lot of people have been building wealth lately. Do you even understand all the markets that are either at or near all time highs, real estate, stocks, gold, all recently hit those levels, also nested home equity positions of American property owners are at all time highs. Silver is also near an all time high, and so are FICO credit scores. All this means that the haves are in really good shape, and the have nots aren't more on that later. Let's then you and I talk about real estate versus stocks. I've invested in both for decades, and it's not something that I do on the side. This is the core of what I do and talk about with you every week. And I've never felt more inclined toward investing in real estate ever the resilience of residential real estate, a major reason is that I've always found real estate investing easier to understand than the s and p5 100, and it comes down to the mechanics of each one in The stock market, a company can be well run, it can be profitable, and it can even be growing, yet its stock price might fall anyway. Why? Because expectations weren't met for a quarterly earnings report, or investor sentiment just happened to shift for a while, people just tended to focus on the bad stuff instead of the good stuff, even though it was always there, and that's why the stock price went down. So what makes a stock move more often than not, is kind of laughable. It isn't a word sentiment, emotions. It's how investors collectively feel about a stock and that can change on a dime. One quarter's earnings miss an interest rate hike, geopolitical news or even a single social media comment from a CEO that can move billions of dollars of market value in an instant real estate, on the other hand, that strips away a lot of that noise and that ability for other people's emotions to ruin the price of your apartment building that cannot happen at its core, the value of a property is tied to its income stream and the market that It sits in, that makes it far more direct and way more controllable. If I buy a property, I can see the levers in front of me and ask my property manager to push or pull them or even do it myself. For example, I just asked them to replace flooring in three of my apartment units. With pricier luxury vinyl plank rather than new carpet, and that's because I plan to hold that building for another five years or more. I'll attract a better quality tenant that can afford to pay me more rent. So I know that if I improve operations and increase occupancy, reduce expenses or reposition the asset down the road. I mean, that is directly going to increase net operating income, and that increase will directly affect my valuation. So there's a logic to this that's almost mechanical, and that is not to say that real estate is without nuance or risk. The risk lies in execution. You have to underwrite carefully. Is the location of your property sustainable long term? Are the demographics supportive of Lent growth? What capital improvements are truly lucrative to you and provide the tenants with value, and what kind of improvements are only cosmetic? So real estate isn't just tangible, it's also something that you can interact with. You can walk a property, you can even speak to tenants, study the neighborhood and know exactly what you're dealing with. It's not a ticker symbol reacting to opaque forces that you'll never see or control, and for me, that tactile nature creates clarity. When you buy the right property in the right market with the right strategy, then the path forward is not mysterious. It isn't whimsical, it's deliberate. Real Estate is easier to understand than the S p5, 100. And that also doesn't mean that real estate is simple, because there is that due diligence and strategy, but it's the cause and effect relationship between what you do and the outcome that you get that's far more direct with stocks. You can be completely right about the fundamentals. I mean, you can nail it. You can Bullseye that stock target, and after all that, yet still lose with real estate. If you execute well, the fundamentals eventually do show up in the returns and see because of that direct cause and effect relationship, you can improve yourself as a real estate investor faster than a stock investor can, and that's because you can learn about how your upgrade drove your properties, noi, that information, that feedback that you got, that's something that you can either replicate again or improve upon in your own investor career. So between real estate and stocks, execution is the real differentiator, and control is a key one as well. To me, that sweet spot is control that I have. But through a property manager that way, control doesn't mean that you're losing your quality of life, your standard of living. Now, some people, they do, have the right handyman skills to maintain the property and the right people skills to maintain the tenants. So self managing it can work for just a few people. I sure don't have the handyman skills myself. Sheesh, if I even try to hang a picture on a wall, there's a 50% chance that it's going to end in a drywall patch job. When you can see the cause and effect between your decisions and the property's performance, it creates that level of control that stocks and bonds just don't offer. And I'm also being somewhat kind to stocks by discussing a benchmark like the s, p5, 100, even harder to control and understand are the Wall Street derivatives and financial mutations that the people invested in them don't even understand. Unlike stocks, you own, the levers you own, the operations, the expenses and the occupancy, both have risks, but real estate's risks are more perceptible, more knowable. You won't have to cringe when a company's CEO posts a tweet that's either pro Israel or pro Gaza. Billions of market cap is wiped out, and your investment goes down 12% in one hour. This is why we talk about real estate on the show. There is less speculation and conjecture. It is concrete stuff, and that's all besides how real estate pays you five ways at the same time, as if that wasn't enough.    Keith Weinhold  9:38   Now, when we talk about real estate investing in this decade, do you realize that we have been in a housing recession for two years? A recession in real estate? I mean, it might not feel like it with those home prices at erstwhile mentioned all time highs. We don't need to have falling prices to have a recession. Investors are obviously. Making money in this housing recession. The recession I'm talking about is the slowdown in housing activity stemming from less affordability, lower sales volume and less available inventory. But we do now have signs that we are breaking out of these housing doldrums. As far as affordability, national home prices are staying firm. But what's helping there is that mortgage rates have fallen, and we've also had wages that are rising faster than rents and wages that are rising faster than mortgage payments. In fact, wages have been rising faster than both of those for most of the last year now, and that's sourced by Freddie Mac Federal Reserve stats and rental listings on Redfin. Yes, year over year, American wages are up 4.1% rents are up 2.6% and mortgage payments are basically unchanged over the past year, up just two tenths of 1% and of course, these facts, combined with lower mortgage rates, all supports more real estate price growth. Now to kick off the show, I mentioned how real estate stocks and gold all recently hit all time highs. Well, that's denominated in perpetually based dollars, of course. However, one thing that affects you that certainly has not reached all time highs is the level of available homes, the number of homes for sale, that inventory is up off the recent bottom in 2022 yet it is still below pre pandemic levels. We have had quite a recovery here. National active listings definitely on the rise. They are up 21% between today and this time last year. Well, that means that buyers have gained leverage, mostly across the south, where lots of new building has occurred, and some areas of the West as well. Yet today, we are still, overall here 11% below 2019 inventory level. So nationally, we're basically still 11% below pre pandemic housing inventory levels. And in the Midwest and Northeast, the cupboard looks even more bare than that, since new construction totally hasn't kept up there, we will see what happens. But with the recent drop in mortgage rates, buyers might take more of that available inventory off the shelf. But here's the twist that I've heard practically no one else talk about no media source, no one in conversation. Nobody. It is the paucity of available starter homes. It's the entry level home segment that has the great scarcity, and it's these low cost properties that are the ones that make the best rental properties. Their paucity is jaw dropping, as sourced by the Census Bureau and Freddie Mac starter home construction in the US. I mean, it is just fallen precipitously. Are you even aware of the trend? All right, defined as a home of 1400 square feet or less, all right, that's what we're calling a starter home. Their share of new construction that was 40% back in 1982 Yeah, 40% of new built homes were starter homes. Then by the year 2000 it fell to just a 14% share, and today, only 9% of new built homes are starter homes, fewer than one in 10, and yet, that's exactly what America needs more of. So although overall housing inventory is still low, it's that entry level segment that is really chronically underserved, and that won't change anytime soon, we remain mired in a starter home slump because builders find it more profitable to build higher end homes and luxury homes. Yet for anyone that owns this workforce rental property, which is the same thing we've been focused on doing here on this show, from day one, you are sitting in an asset class that's going to remain stubbornly in demand over the long term. And when it comes to starter homes, the ones Investors love most, they are more scarce than bipartisan agreement in Congress, really. That is the takeaway here.    Keith Weinhold  14:39   So last week, I had an interesting in person meet up at a coffee shop with a 19 year old college student because he's a real estate enthusiast, rapping Gen Z there. He's an athlete too, an 800 meter runner. Well, his dad read Rich Dad, Poor Dad, and his dad has 60 rental properties. Where they're from in Wisconsin, and maybe you're wondering, oh, come on, what could I learn from this 19 year old? I don't think that way. Now, I told him about some foundational GRE principles like financially free, beats debt free and things like that. It was also insightful to get his take on how he sees the world, and for me to learn what his professors are teaching him about real estate investing in his classes, he talked about how his professors show them, for example, what affects apartment cap rates. Also about how, whenever they run the numbers on a property, it always works out better to get the debt, get that mortgage, and how that leverage increases total rates of return. I was really happy that he's learning that over there at the university, but I was really impressed how at age 19, he's responsible and understands so much about society, politics, investing, athletics and even diet. I mean, this guy is rare, talking about his preference for avoiding food cooked in seed oils and choosing beef tallow instead. He also lamented on how Generation Z is so screwed up, saying that no one reads, no one's having kids, no one can buy a home, no one's going to be able to buy a home, and that people his age are so used to looking at screens that they're anxious about in person interactions, even in person, food ordering from a waiter at a restaurant gives them anxiety. He and I are planning to go running together next week. We'll see how that goes. As a college 800 meter runner, he's going to have the speed advantage on me, but we're running up a steep, 40 minute long trail where I've got a shot at an endurance advantage. So it was rather interesting to get his take and see what college professors are teaching on real estate. I mean, this generation that's coming of age now, Gen Z is the worst generation since George Washington to have it worse off than their parents. I'm going to talk about that today, shortly. next week, on the show here, I plan to help you learn about what's going on with some real estate niches and what their future looks to be over the next 10 to 20 years, including mobile home park real estate and parking lot real estate, one of these asset classes I really don't like the future of That's all next week on the future of some certain real estate niches. Straight ahead today, I want to tell you about mortgage rates in a way that you've never thought about before and more about the war on the young and the vanishing middle class. I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 573, and you are listening to it.    Keith Weinhold  17:53   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp. And in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  19:06   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chale Ridge personally. While it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com   Todd Drowlette  19:38   this is the star of the A E show the real estate commission, I'd roll that. Listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Speaker 1  19:49   Welcome back to. Get Rich Education. I'm your host. Keith Weinhold, as a reminder that show the real estate commission starring our friend Todd Drolet, who is a guest on the show here with us at the beginning of this month, it starts October 10, on A and E, that's that reality based commercial real estate show. Late last year, the Fed lowered interest rates, and they're doing the same thing again this year, when interest rates rise and fall, think of it like a wall that's being raised and lowered. Cutting rates is like lowering the height of a wall or a dam. That's because it allows for the free flow of capital. Savings rate accounts. Well, since they'll now pay at a lower rate with this rate cut, they're more likely to get shifted out and invested somewhere and flow into something else, driving up that other asset's value. Mortgages are more likely to originate because you pay less interest. Lowering rates lowers the impediment to the flow of money. It eases that flow. Oppositely, raising rates is like increasing the height of a wall or a dam, because if your savings account rate goes from 4% up to 5% oh well, you more likely to keep it parked there a higher wall or dam around your money, and raising rates makes your mortgage costs higher, so you're more likely to stay put and not move money around, constrained by the higher wall, that's how interest rates are like walls and lower walls also increase inflation, since they increase The flow of money, and hence the demand for goods and services. Well, then why did the Fed cut rates, lowering the wall opening the door for inflation this last time? Well, I think you know that was due to the evidence of a sputtering job market. You know that, if you follow this stuff, a slowing job market slows the flow of money, hence why they lowered the wall to increase the flow. Now this might translate to even lower mortgage rates. It does have that loose correlation anyway, and this should lift the housing market. But here's the real problem. Inflation is higher than the Fed wants already, and it's still rising, and they cut rates, making it more likely to rise further. This is like pouring gasoline on a campfire while yelling, don't worry. I got this sure the fire burns brighter, all right, but you might lose your eyebrows. The risk here is that these rate cuts will make inflation spike, since lower rates makes everyone less likely to save and more likely to borrow and spend, this pushes up prices even farther and faster, and this is the Fed's dangerous game. This is the crux about why the Fed is between a rock and a hard place. Ideally, the Fed only cuts of inflation is at or below their 2% target, but understand it hasn't even been there one time in nearly five years. Now, year over year, inflation was 2.7% last month and rose to 2.9% this month. The price of almost everything is up even faster than it usually goes up, beef, housing, haircuts, flamin hot, Cheetos, everything as we know this inflation that's now positioned to pick up again. However, for us, this is the long term engine that makes our real estate profitable. It makes it easier to raise rents, all while your principal and interest payment stays fixed. Inflation cannot touch that like a mosquito buzzing against a window, and let's be real, official inflation numbers are like Instagram filters. They are shaved down, touched up and airbrushed. The government massages them with tricks like hedonics, the wave of inflation that peaked at 9% in 2022 that has already widened the distance between the haves and the have nots, like the Grand Canyon, eviscerating so much of the middle class. And now the powers that be are setting up a scenario for another wave of elevated, long term inflation. This could get dire. Look like I was saying earlier the generation coming of age today is the first one since George Washington to have it worse off than their parents. Do You understand the profundity of this? They had the lowest home ownership rate, and they're the poorest, often leaving them directionless, anxious, depressed, drug addicted and even suicidal for. The first time in US history, Americans are on track to be poorer, sicker and lonelier than their parents. They will make even less than their parents did at the same age, and that's despite having a college degree. Inflation is a big reason for that, and that's what I help you solve here. I can't really help you with the depression stuff. That's not really my role with what I do here in the show. But inflation, in getting behind is one contributor to all these things. Understand, in 1989 those under age 40, they held 12% of household wealth. Today it's just 7% older Americans got rich, and they basically locked the gates behind them. Those over age 70 only held 19% of US wealth in 1989 now it's 30% Harvard's endowment has grown 500% since 1980 that's adjusting for inflation, but yet their class size hasn't grown. I mean, this is just more evidence that old money wins and young people are losing and cannot get ahead in 2019 the federal government spent eight times more per capita on seniors than they did kids. We all know that Gen Z is delaying marriage, home ownership and family formation in 1993 60% of 30 to 34 year olds had at least one child. Today, it's gone all the way down to 27% in about 30 years, that's fallen from 60% down to 27% this is not a resource problem. It's a values problem and an inflation problem, and also the tax code, values owning assets which older people have over labor, which younger people have. This is the crux of the war on the young and the war on those that don't own assets. You've got to wonder, is it even fixable? Some of it is, but no one really wants to fix inflation, and now they're lowering rates to open the door for even more of that widening that canyon, yes, the wave of inflation that started four to five years ago that broke down the middle class, and now it's set up to widen even more. I want to tell you what you can do about that shortly. But first, have you ever wondered, why do we even stratify upper, middle and lower class based on somebody's income? Why the income criterion, if you say that someone's upper class, everyone knows what that means. It means that you have a lot of wealth or income. But why is that the basis? Why do we classify it based on income? Well, it really started forming during the Industrial Revolution of the 1700s and 1800s that began in Great Britain. Before that, class distinctions were usually based on land ownership or nobility or occupation, for example, aristocrats versus peasants. But as industrial capitalism spread out of the UK, wages became the dominant way that people made a living. So tracking income, it sort of became this natural way to map out class. And then this notion spread in the 1800s and 1900s that was propelled through both economics and social science. You had thinkers like Karl Marx and Max Weber that were deeply concerned with class. Marx emphasized ownership of the means of production. You've probably heard that before, capitalists versus workers. But as societies modernized people in the world of both Economics and Psychology, they agreed that income was an easier dividing line than ownership alone. And then, starting last century, in the US, the 1900s income statistics, they became rather central in all of these policies that we make, like our tax system and poverty thresholds and qualifying for housing programs and even welfare benefits. See, they all rely on income bands. And over time, this normalized in our vernacular, these strata of upper middle and lower class sort of this income based shorthand that we use, throwing these terms around. So whether we like it or not, classes are based on your income level, and that's how it came into being. Well, with. A quick history lesson with the eroding of the middle class, with the war on the young. What can you actually do to make sure that you find yourself on the upper income side of it without falling to the lower side the lower class? Well, we know who the future financial losers are going to be. It is anyone not owning assets, and it's also savers clutching their dollars as those dollars quietly melt like ice cubes in July, right in their hand. Those are who the financial losers are going to be. Who are the winners going to be? It is asset owners riding the inflation wave, and the winners are also debtors who get to pay back tomorrow with cheaper dollars today, especially with that debt that you have outsourced to tenants. Here's the big takeaway, if you did not grab enough real assets during the last wave of inflation don't get left behind this time, because the longer you wait, the harder it is to jump aboard this moving train that keeps getting momentum and moving faster. The bottom line here is that at GRE we advocate for simply doing it all at once. Use debt to own real assets while inflation pushes up your rents. That's it, right. There it is. That's really the most concise way to orate the formula. Look in your mortgage loan documents. It does not say that you have to repay the mortgage loan in dollars or their equivalent. It only says you have to repay in dollars. That's your advantage. As dollars keep trending closer to worthless. To review what you've learned so far today, real estate is easier to understand and has more control than stocks. Housing has been in a recession, but there's more evidence that it is thawing, and a setup for more inflation has America poised to exacerbate the war on the young and widen the canyon between the haves and the have nots, and it threatens to get even wider as the middle class keeps vanishing and struggling.   Keith Weinhold  32:23   Now, if you like good free information, like with what I've been sharing with you today, and you find yourself doing a bit too much scrolling for quality written real estate and finance info. I mean, yeah, it can be a mess. It can be tough. If you want to get the good stuff, you hit paywalls and pop ups, and you get these push alerts and cookie banners. It's a little annoying. It's like the internet is playing defense against you. Not so fun, and that's why it matters to get good, clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters. I've got one. I write every word of ours myself, and it's got a dash of humor, yet it's direct. And it gets to the point because, as I like to say, even the word abbreviation is too long. My letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is the good stuff, the paradigm shifting material, the life changing material, you can get my letter free at gre letter.com Where else would you get the GRE letter? Greletter.com and along with the letter, you'll also get my one hour fast real estate video. Course, it's completely free as well, and it's not to try to upsell you to some paid course, there is no paid course, there's just nothing for sale, no strings attached, free value. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get as you know, I often like to part ways with something actionable for you, visit gre letter.com while it's fresh in your head, take a moment to do it now one last time it's gre letter.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  34:24   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  34:52   The preceding program was brought to you by your home for wealth building. Get richeducation.com

Marc O'Driscoll, North East correspondent joined us to give more details on the incident that happened in Tallanstown, a village around 11 kilometres southwest of Dundalk.

Welcome to Scott Bishop's Fairhaven Podcast Series. This Farihaven Performing Artists (number six) features Eddie Dillon. This is a two-part podcast. Watch for part two to follow shortly. Eddie is a singer/songwriter and musician with over 500 songs in his catalog. His music has been recorded and released by Aoife Clancy, Barleycorn, Seamus Kennedy, Shananagans, and The Jammin' Divas. Eddie Dillon's two original CDs, The Barber's Lament and Things You Wished You Said, are available online, and a new CD, All For a Song, was released this year. Active in the Irish music world, he is the only American to tour with the Clancy Brothers, he appeared with them on television and in concert in Ireland and the States. Dillon was a founding member of the Shananagans,, in Massachusetts, and still performs with the band on occasion. He was also a member of the Celtic rock band The Aliens. He toured throughout the Northeast with both Aoife and Finbarr Clancy and has played with many other bands as well as solo in venues across New England and New York. Eddie Dillon spoke with The Artists Index Scott Bishop and discussed his love of music, Irish music, the South Coast, and so much more.   Eddie Dillon Fairhaven, MA 02719 LISTEN: Soft Kiss, Warm Embrace - The Water and the Wind - Kimaley - Bridgett Harte - History - Money and Water   Email | Website | Facebook | Instagram | YouTube   ALSO AVAILABLE ON: YouTube Please consider donating whatever you can to ensure that our mission continues as we document the legacies of South Coast Artists. If you would like to be a guest on The Artists Index or have a suggestion, please let us know!   This podcast is funded in part with a grant from the Fairhaven Cultural Council, a local agency supported by the Mass Cultural Council, a state agency

Revelation Dates: August 1836 – April 1838 Revelation Places: Salem, Massachusetts; Kirtland, Ohio; Farr West, Missouri Section 111 - Historical Background: In the summer of 1836, a member from Massachusetts by the name of Jonathan Burgess, came to Joseph regarding a sister member in Salem, Massachusetts who was now deceased. He explained that prior to her death she intended to give the church a large treasure of gold and silver which was stored in her basement. Seemingly true, Joseph knew this treasure would be a great blessing to help pay the significant debts taken on by the church for the building of the temple and assisting the saints in Zion. As Joseph, Hyrum, Sidney and Oliver left Kirtland on their mission to the Northeast, they stopped in Salem. Upon arrival they met with brother Burgess, but the sister's home (and treasure) could not be found due to the tremendous changes in the growth of the city. Meanwhile, back in Zion the saints who had been driven from Jackson County were settling in Clay County. Now, they were asked to leave that county also. Amidst all this turmoil, many of the church leadership were away on this missionary effort, and Joseph received the following revelation. Recap: The Lord is pleased with their journey, despite their folly (for the treasure). Don't be concerned about the debts of the church, for the Lord will give the saints power to cover these debts. Continue the missionary work in Salem and the vicinity. Section 112 - Historical Background: As it often occurs, following marvelous and beautiful spiritual manifestations, come equally spectacular evil doings, hardships and tribulation. The saints had experienced magnificent spiritual visions and wonders at the dedication of the Kirtland temple, but were now experiencing unprecedented mobs and persecution. Little did they know the Lord was about to manifest significant sifting in the  church, including its leadership. The year following the temple dedication saw a spirit of apostasy sweep through the church. In the midst of this, the Lord opened England as a focus for missionary work, which became incredibly successful. It had been nearly a year since the Lord had given Joseph a direct revelation. The Lord directs this to the First Presidency and Quorum of the Twelve (Thomas B Marsh is Quorum President). Recap: Thomas B Marsh was troubled, prayerfully seeking repentance, which was granted. Now, he must remain faithful and preach the gospel. The Lord knows his heart and he must refrain from being partial towards the brethren. Admonish the 12 Apostles for their sins, who must humble themselves, soften their hearts and repent. Marsh holds the keys to administer over the twelve. A day of desolation and lamentation will cover the earth, beginning in the church. Go with the twelve into the world and preach the Lord's gospel. Stay faithful. Section 113 - Historical Background: 1837 and 1838 were the saddest years in the church up to this time, with rampant apostasy and threatening murders. Armed mobs pursued Joseph constantly. In one day, Joseph was arrested, released and arrested again 6 times. Fleeing for their lives, the saints abandoned their homes and escaped into the western frontier, settling temporarily in Farr West Missouri. Upon his arrival, Joseph was asked several questions by the brethren concerning the book of Isaiah. This revelation is one of three sections in the Doctrine and Covenants that deal with scriptural interpretation (see also sections 74 and 77). Recap: Isaiah Ch 11: The Stem of Jesse is Jesus Christ; the Rod of Jesse describes Joseph Smith as a resurrected being; the Root of Jesse describes Joseph Smith in mortality; Ch 52: The strength of Zion is the Priesthood; To loosen the bands of her neck is in reference to scattered Israel and releasing the curse upon the Jews. Section 114 - Historical Background: This revelation relates primarily to David W Patton. In 1835 Patton was ordained to be an apostle and was always faithful to Joseph and obedient to God. In this revelation, David W Patton is called on a mission. Note: In October, 1838, while defending the church against an angry mob at Crooked River, Apostle David W. Patton was killed, thus becoming the first martyred “Prophet, Seer and Revelator” in the last days. Recap: David W. Patton to settle his affairs and go into the mission field to preach the gospel. Those who hold church positions that are unfaithful will be replaced.

Three's A Crowd North East Football Podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week on Hafta, Newslaundry's Abhinandan Sekhri and Manisha Pande are joined by Pooja Prasanna, editor-in-chief of reporting at The News Minute; senior lawyer Mishi Choudhary; independent journalist Smita Sharma; and senior journalist Sanjoy Hazarika from the Northeast.Check out the Newslaundry store and flaunt your love for independent media. Download the Newslaundry app. Hosted on Acast. See acast.com/privacy for more information.

Send us a textThis week on the Montana Outdoor Podcast your host Downrigger Dale starts his annual series of Hunt Preview Podcasts. That's when he talks to Wildlife Managers and other folks with Montana Fish Wildlife and Parks to find out what the hunting will be like in each of the 7 hunting Regions across Montana. In this first podcast in the series Rigger talks with Scott Thompson, Wildlife Manager for Region 6 located in northeast Montana. When you listen to this podcast you will be able to find out not only what the hunting opportunities are in Region 6, you'll get a whole lot more, from how the populations of Elk, Mule Deer, Whitetails, and more are doing, in fact, wait until you here about the Pronghorn, aka Antelope population numbers. We think that might shock you! Well, actually there are likely several things that may surprise you in this one! Rigger's guest Scott will also give you some ideas of which hunting districts might be the best to find those critters as well as some great information about Upland Gamebirds and Waterfowl! On top of all that you will also get great information about the terrain, the amount of private land and public land hunting opportunities and the list goes on and on. So, if you are planning on hunting in Region 6 this year or just ever wondered if that part of Montana might be a good place for you to try for the first time or heck, maybe you are just curious, this is the absolute perfect Podcast for you! So go ahead and mash that play button to become the most informed hunter in Region 6!Links:To learn more about Hunting Region 6 click here. Be sure a scroll all the way to down for info on all species in the region.Click here for some hunt planning tools!Click here for the 2025 Hunting Forecast for Region 6.How about a Hunt forecast for Upland Game Birds and Waterfowl? Click here for that!Click here to send an email to Region 6 Wildlife Manager Scott Thompson.As always good old Rigger is standing by to answer your questions and he would love to find out what you thought of this podcast, click here to do that.Remember to tune in to The Montana Outdoor Radio Show, live every Saturday from 6:00AM to 8:00AM MT. The show airs on 30 radio stations across the State of Montana. You can get a list of our affiliated radio stations on our website. You can also listen to recordings of past shows, get fishing and and hunting information and much more at that website or on our Facebook page. You can also watch our radio show there as well.

Industrial Talk is onsite at Xcelerate 2025 and talking to Curt Chamberlain, Managing Consultant at Utility Performance Consultants about "Leveraging the EMaint solution for the Utility Market". Scott Mackenzie hosts an industrial podcast featuring Curt Chamberlain, a consultant with extensive experience in the energy and utility sectors. Chamberlain discusses his work with utilities like OG&E and a large Northeast utility, focusing on SAP implementations to cut OPEX by a billion dollars. He also details his projects with EMaint and Deep Blue, including a tight five-month implementation of EMaint for a pipeline company and a subsequent 18-month transition to EMaint's X5. Chamberlain highlights the challenges of regulatory compliance and the potential of AI in maintenance, emphasizing the need for substantial data to drive AI effectiveness. Action Items [ ] Connect with Curt Chamberlain on LinkedIn to continue the conversation. Outline Introduction and Welcome to the Podcast Speaker 1 introduces Scott Mackenzie as the host of the industrial talk podcast, highlighting his dedication to industry innovations and trends. Scott MacKenzie welcomes listeners to the podcast, emphasizing the importance of industry professionals and their contributions. Scott mentions the early morning conversation at the Accelerate conference, sponsored by Fluke Reliability. Scott promotes Fluke Reliability, encouraging listeners to visit their website for more information on asset management, maintenance, and reliability. Discussion on Autonomous Vehicles and Personal Experiences Scott and Curt discuss their experiences with autonomous vehicles, including taking one to a cigar shop and a short ride in another one. They share their thoughts on the comfort and safety of autonomous vehicles, with Speaker 2 expressing a desire to take one to the airport. Scott and Speaker 2 talk about the strange feeling of being in a car with no visible driver and the future of autonomous vehicles. Background on Curt Chamberlain Curt introduces himself as a consultant with extensive experience in the energy and utility business, particularly in maintenance and process improvement. He shares his background in the utility industry, starting in the mid-90s, and his work with various utilities, including OG and E. Curt describes his role in implementing SAP for OG and E, including payroll, maintenance, and other business systems. He mentions his recent work with a large utility in the Northeast, focusing on cutting a billion dollars in operating costs through SAP implementation. Implementation of E-Mate and Challenges Curt discusses his work with EMaint, a crude pipeline company, and the implementation of their asset management system. He describes the tight deadline and the challenges of transferring 389,000 historical work orders from the old system to E-Mate. Curt explains the regulatory requirements for maintaining historical data and the complexity of the implementation process. He shares the success of the implementation and the transition to E-Mate's new product, X5, which was pioneered by his team. Transition to Deep Blue and Current Projects Curt talks about his retirement and subsequent return to work with Deep Blue, a company in the water business. He describes the company's operations in Midland, Texas, and their role in treating and disposing of water used in hydraulic fracking. Curt explains...

Hi! This is part two of our series about US state names. Today, we'll explore the Northeast: Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Vermont. That's eleven states in total! And today I'll focus on: New York, New Jersey, Pennsylvania, Massachusetts, and Rhode Island. You'll hear stories of English kings, Dutch settlers, and Native American words that still live on today. Get the transcript here: https://speakenglishpodcast.com/356-us-state-name-stories-northeast/

Full Show: It's a Football Friday on the WIP Afternoon Show as Ike, Spike and Fritz get you ready for the Eagles-Buccaneers this weekend. Guests, Ron Jaworski, Brent Celek, Nick Kostos and Eliot Shorr-Parks join the show while we get calls from Tornado Shapiro, Tommy Down the Shore, Rios in North Philly, Herb in the Northeast and many more. Plus, picks for the Birds and around the league on Sunday.

Ike, Spike and Fritz are joined by Eagles Hall of Famer Ron Jaworski who breaks down Eagles-Bucs. Plus, an all time call from Herb in the Northeast.

Jon delivers a frank, humorous pre-season rant covering hunting gear, shotgun gauges, trucks, camouflage, public and private land etiquette, and guide etiquette. He also highlights local sponsors, upcoming hunts, and excitement for the Northeast opener while sharing strong opinions and practical advice for hunters.

Sit back and relax but pay attention to my conversation with Gee Ranasinha. Gee lives in the Northeast part of France. As he puts it, his marketing experience goes back to the “days of dial-up internet and AOL CDs”. During our conversation Gee tells us how he progressed from working with film, (do you know what that is?), to now working with the most advanced digital and other technological systems.   He is the CEO of his own marketing company KEXINO. He talks a bit about what makes a good marketing firm and why some companies are more successful than others. He says, for example, that most companies do the same things as every other company. While labels and logos may be different, if you cover up the logos the messages and ways to provide them are the same. The successful firms have learned to distinguish themselves by being different in some manner. He practices what he preaches right down to the name of his company, KEXINO. He will tell us where the company name came from. You will see why I says he practices what he preaches.   Gee gives us a great history of a lot of marketing efforts and initiatives. If you are at all involved with working to make yourself or your company successful marketing wise, then what Gee has to say will be especially relevant to you. This is one of those episodes that is worth hearing more than once.     About the Guest:   Gee has been in marketing since the days of dial-up internet and AOL CDs. Today, he's the CEO of KEXINO, a marketing agency and behavioral science practice for small to medium-sized businesses. Over the past 17 years KEXINO has helped over 400 startups and small businesses in around 20 countries grow awareness, reputation, trust - and sales. A Fellow of the Chartered Institute Of Marketing, Gee is also Visiting Professor at two business schools, teaching Marketing and Behavioral Science to final-year MBA students. Outside of work Gee loves to cook, listens to music on a ridiculously expensive hi-fi, and plays jazz piano very badly.    Ways to connect with Gee:   KEXINO website:  https://kexino.com LinkedIn:  https://linkedin.com/in/ranasinha YouTube:  https://www.youtube.com/c/Kexino Instagram:  https://instagram.com/wearekexino TikTok:  https://tiktok.com/@kexino Threads: https://www.threads.net/@wearekexino BlueSky:  https://bsky.app/profile/kexino.com     About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:16 Well and a gracious hello to you, wherever you may be, you are now listening to an episode of unstoppable mindset. I am your host, Mike or Michael. I don't really care which hingson and our guest today is Gee Ranasinha, who is a person who is very heavily involved in doing marketing and so on. Gee has been marketing for a long time, and reading his bio, he talks about being in marketing since the days of dial up and AOL and CDs. I remember the first time I tried to subscribe to AOL. It was a floppy disk. But anyway, that's okay. The bottom line is that does go back many, many years. That's when we had Rs 232 cables and modems. Now people probably don't mostly know what they are unless they're technically involved and they're all built into the technology that we use. But that's another history lesson for later. So Gee, I want to welcome you to unstoppable mindset. We're really glad you're here. This should be a fun subject and thing to talk about.   Gee Ranasinha ** 02:27 Well, thank you very much for inviting me, Michael, I do. I do appreciate it.   Michael Hingson ** 02:31 Well, I'm looking forward to it and getting a chance to talk. And love to hear some of your your old stories about marketing, as well as the new ones, and of course, what lessons we learned from the old ones that helped in the new ones. And of course, I suspect there'll also be a lot of situations where we didn't learn the lessons that we should have, which is another story, right?   Gee Ranasinha ** 02:50 Yeah, history does tend to repeat itself, unfortunately, and   Michael Hingson ** 02:55 that usually happens because we don't pay attention to the lessons.   Gee Ranasinha ** 02:59 Yeah, yeah, we, we, I think we think we know better. But I mean, it's, it's, it's funny, because, you know, if you look at other other industries, you know, if, if you want to be an architect, right, you would certainly look back to the works of, you know, Le Corbusier or Frank Lloyd Wright or Renzo Piano, or, you know, some of the great architects, and you would look back on their work, look how they did it. And you would, you know, turn back the the annals of history to to see what had gone before. But for some reason, in our industry, in marketing, we we don't think we can learn from the lessons that our erstwhile peers have had in the past, and we've so as a result, we tend to sort of rename things that have gone before, so that the newer generation of marketers will actually pay attention to them. So we give things new names. But actually, if you, if you scratch the surface and look a little bit deeper. It's actually nothing new at all. And I don't quite know why that is. I think people think that they know better than the people who've gone before them, because of the technology, because you know so much of the execution the promotion side of marketing is technology based. They I'm guessing that people don't see a relevance to what happened in the past because of the technology aspect being different, right? But what I contend is that the the essence. Of marketing is about understanding human behavior and their reactions to particular inputs, impulses, right? Um, in which case, we have plenty to learn from the people who've you know, who've walked in our in the walk this path before, and we should be a little bit, maybe a little bit more humble and open minded into accepting that we don't know everything, and we maybe don't even know what we don't know.   Michael Hingson ** 05:36 I always remember back in what was it, 1982 or 1983 we had a situation here in the United States where somebody planted some poison in a bottle of Tylenol in a drug store. I remember that, yeah, and within a day, the president of the company came out and said, This is what we're going to do to deal with it, including taking all the bottles of all the pills off the shelves until we check them over and make sure everyone is clean and so on. And he got right out in front of it. And I've seen so many examples since of relatively similar kinds of crises, and nobody takes a step to take a firm stand about how we're going to handle it, which is really strange, because clearly what he did really should have taught us all a lesson. Tylenol hasn't gone away, the company hasn't gone away, and the lesson should be that there is relevance in getting out in front of it and having a plan. Now I don't know whether he or anyone really had a plan in case something happened. I've never heard that, but still whatever he got right out in front of it and addressed it. And I just really wish more marketing people, when there is a crisis, would do more of that to instill confidence in consumers.   Gee Ranasinha ** 07:07 He did the right thing, right? He did, he did what you or I would have done, or we would like to think we would have done in this place, right? I, I'm, I'm guessing it was probably, not the favorite course of action, if this had been debated at board stroke shareholder level. But like I said, he he did what we all think we would have done in his place. He did the right thing. And I think that there are many instances today, more instances today than maybe in the past, where the actions of an individual they are. An individual has more freedom of expression in the past than they've had in the in the present, and they don't have to mind their P's and Q's as much. I mean, sure we know we're still talking about profit making organizations. You know, we're living in a pseudo capitalist, Neo liberal society. But surely we're still there still needs to be some kind of humanity at the end of this, right? You know, reputations take years, decades, sometimes, to build, and they can be knocked down very quickly, right, right? There's so I think some somebody, somebody, somebody a lot older and wiser than me, well, certainly wiser older. Said a brand's reputation was like a tree. It takes ages to grow, but can be knocked down very quickly, and there are plenty. You know, history is littered with examples of of organizations who haven't done the right thing.   Speaker 1 ** 09:16 Well, the Yeah, go ahead. No, go ahead. Tell me   Michael Hingson ** 09:20 the I observed this actually not too long ago, on a podcast, this whole discussion to someone, and they made an interesting point, which I think is probably relevant, which is, today we have a different environment, because we have social media. We have so many things, where communications go so quickly, and we we see so many people putting out information right or wrong, conspiracy or not, about anything and everything that comes up, that it causes people maybe to hesitate a little bit more to. Truly study what they want to say, because everyone's going to pick up on it. But at the same time, and I appreciate that at the same time, I think there are basic marketing principles. And as you point out, and as you're well aware, there is such a thing as human behavior, and while people want instant gratification, and they want to know right now what happened 20 minutes ago. The reality is we're not necessarily going to get that. The media doesn't help because they want to put everything out and get the story. But still, the reality is human nature is human nature, and ultimately, Truth will win out. And what we need to do is to really work more toward making sure that that happens.   Gee Ranasinha ** 10:48 I, I actually don't agree with that. Okay, in in, you know, in the, in the with the greatest respect, firstly, I think, I think as a cop out to use social media, information channels, news cycles, that sort of thing, because, if anything, because of the pace of the news cycle and The, you know, the fire hose of social media today, me, we're in a better position to say what we mean and not regret it, because it's forgotten it 20 minutes. Yeah, so it works, it's, it's an argument for what we're talking about not, not against   Michael Hingson ** 11:41 it, yeah. I agree. Yeah, go ahead,   Gee Ranasinha ** 11:45 yeah. And the second thing you said, truth will out. And I think truth does not without and there are plenty of people who continue to spout out misinformation and disinformation, yeah, constantly at every level of corporate at a corporate level, at a political level, at a geopolitical level, or at a local level, right? I don't want to sort of go down that rabbit hole, right, but there are, there are plenty of misquotes, myths, truths, which are never, never withdrawn and never counted, never excused and live out there in the ether, in perpetuity.   Michael Hingson ** 12:35 Yeah, it's true, but I also think that in the end, while some people continue to put their inaccurate information out, I think there are also others who have taken the time, or do take the time they put out more relevant information, and probably in the long run, more people buy into that than to misinformation. I'm not going to say it's a perfect world, but I think more often than not, enough positive information comes out that people eventually get more of the right answer than all the yammering and bad information. But it may take time.   Gee Ranasinha ** 13:18 I would love to believe that, Mike, I really would maybe I'm just too cynical, right?   Michael Hingson ** 13:27 I hear you, I hear you, and you know, I don't know I could be just as wrong. I mean, in the United States today, we've got a government with people who are definitely talking about things and saying things that most of us have always felt are untrue, but unfortunately, they're being said and pushed in such a way that more people are not opposing them. And how quickly that will change remains to be seen. And for all I know, and I think, for all I know, maybe some of what they're saying might be right, but we'll see.   Gee Ranasinha ** 14:05 I think that's the issue. I mean, I, as I said, I don't really want to jump down that politics rabbit hole, but no, not really. I think, you know, the issue is, if you say a lie enough times, people believe it. Yeah, right, yeah. And the fact that nobody's fact checking this stuff, I'm like, I said. I'm not. I'm not singling out politics. I'm singling out messaging in its widest in its widest interpretation, right, false messaging of any sort, if left unchecked. Yeah. Correct. I think the people who know an alternative reality or know that it's a lie know that it's an untruth by not publicly facts checking it, by not calling these. People out are complicit in spreading the lie.   Michael Hingson ** 15:03 Yeah, well, I think that's true, and you're right. It doesn't matter whether it's politics. It doesn't matter whether it's well, whatever it is, it's anything. And I think there's one of the beauties of of our country, your country. And I didn't explain at the beginning that G is in the you said, northwest part of France, right? Northeast, northeast, well, east, west, northeast part   Gee Ranasinha ** 15:29 of Yeah, well, near enough, you know, if you go, if you go, if you go east, far enough times you get, you get to West Anyway, don't you? Well, you get back where you started. Or maybe you don't, I don't know if, depends who you listen   Michael Hingson ** 15:39 to, right? If the Earth is flat. Well, even the Flat Earthers have had explanations for why the earth is flat and people don't fall off, but that's okay, but yeah, so northeast part of France and and I hear, I hear what you're saying, and I think it's important that people have the freedom to be able to fact check, and I, and I hope, as we grow more people will find the value of that, but that in all aspects, but that remains to be seen.   Gee Ranasinha ** 16:14 Well, I think especially in you know, perversely, now that we have the ability to check the veracity of a piece of information a lot easier, right? Almost in real time. Yeah. I think the fact that we can means that we don't, you know, you probably know the quote by what was his name? Edwin Burke, who may or may not have said that, you know, evil triumphs when good men do nothing or something like that. Along that sort of lines, some people say that he didn't say that. He did say, it doesn't matter who said it, right? It's a great quote. It's a great quote. It's a great quote. And that's what I mean about being complicit, just by the fact of not calling this stuff out, feeds the fire. Yeah, to the to the point where it becomes and especially, I'm talking with people who maybe are a little bit younger and haven't and are more likely to believe what they see on screens of whatever size, simply because it's in the public domain, um, whereas The older strokes more cynical of us may may question a lot more of what's thrown in front of our eyes. So I think all of us have a responsibility, which I don't think all of us understand the power that we yield or we're afraid to or afraid to? Yeah, absolutely.   Michael Hingson ** 18:08 So tell me a little about kind of the early Gee growing up and so on, and how you got into this whole idea and arena of marketing and so on.   Gee Ranasinha ** 18:18 Well before this, I was the CMO of a software company. I was there for seven years, and before that, I was working for a company in London, working with in the print and publishing industries. So I've been around media for most of my working life, and after, after being at the software company for seven years, sort of hit a little bit of a ceiling, really. I mean, the company was a small company, and it could only grow at a certain rate, and so I wasn't really being challenged anymore. I had to wait a little bit until the company could fill the bigger shoes that had been given, if you like. You know, I mean growing pains. It's very common for companies of all sizes to go through this sort of thing. So to be honest, I probably was treading water a bit too long. But you know, you get you get complacent, don't you, you get comfortable in in the, you know the corporate job, and you know a salary at the at the end of every month, and you know corporate travel and company BMWs and expense accounts and all of that sort of trappings. And you know, I, I fell for all of that. You. Um, but I finally realized that something needed to happen. So at the end of 2007 beginning of 2008 Me and a couple of colleagues decided to start the agency, which, as you will remember, 2008 was not exactly the best time to start a marketing agency. Good time to start any agency,   Michael Hingson ** 20:29 to be honest. The other hand, there were a lot of opportunities. But yeah, I hear you. Well, yeah,   Gee Ranasinha ** 20:34 glass half full. Glass half empty, right? Yeah. But you know, luckily, with with a number of very, very supportive clients in those early days, you know, we weathered the post recession? Yeah, slow down. And 17 and a half years later, here we are. We've now. We started off with three. We were three. We're now 19. We're in nine countries. Nine of us were in the US. The rest are in Europe, South Africa, Japan, and two people in Australia. That's that, that's, that's who we are. So, you know, we're a a team of marketing, creative and business development specialists, and we work with startups and small businesses primarily in the US, even though we're based all over the place, and we combine marketing strategy, proper strategy, with a thing called behavioral science, which works with organizations to increase their awareness, their reputation, their trust, and most of all, of course, sales Right? Because sales is name of the game. Sales is what it's all about. So yeah, I'd say probably 80, 90% of our clients are in the US and, well, certainly North America anyway, and it's all sorts of industries, all sorts of sizes. We've we've got, we certainly had in the past. You know, solopreneur type businesses, small businesses and larger businesses, up to around 40 to 50 mil to revenue that sort of size, anything bigger they usually have, usually got, you know, quite well, working teams within the organization. So we're, you know, the amount of effective contribution that we can add to that is, it's obviously going to be as a percentage, much lower. So it's, it's, it's really for that, that smaller sized profile of organization, and it's not sort of limited by particular industry or category. We've, you know, we work with all sorts. We've worked in sports, healthcare, FinTech, medical, professional services, software, publishing, all sorts, right across the board.   Michael Hingson ** 23:34 What got you started in marketing in the beginning, you you know you were like everyone else. You were a kid and you grew up and so on. What? What really made you decide that this was the kind of career you wanted?   Gee Ranasinha ** 23:46 Marketing wasn't my first career. I've had a few others in the past. I actually started off my first first company, and I founded, way back when was a media production company. I was a professional photographer, advertising photographer, working with advertising agencies as well as direct corporate commissions. This is in the days of film. This was way before digital image capture.   Michael Hingson ** 24:20 So this is going back to what the 1980s   Gee Ranasinha ** 24:23 it's going to late 80s to early 90s. Yeah, and I was working with eight by 10 and four by five view cameras, sometimes called plate cameras. It was mainly studio stuff. I was happier in the studio that we did location stuff as well. But studio was where I was happiest because I could control everything. I suppose I'm on control freak at the end of the day. So I can control every highlight, every nuance, every every part of the equation. And. And and that's where I started. And then after doing that for a while, I came I got involved with professional quality digital image capture. Is very, very it is very, very beginning. And was instrumental in the the adoption of digital image capture for larger print and publishing catalog fashion houses who were looking for a way to streamline that production process, where, obviously, up until then, the processing of film had been a bottleneck, right? You couldn't, you couldn't process film any quicker than the film needed to be processed, right the the e6 process, which was the the term for using a bunch of chemicals to create slides, die, positives, transparencies. I think it used to take like 36 minutes plus drying time. So there was a, you know, close to an hour wait between shooting and actually seeing what what the result was. And that time frame could not be reduced up until that point in time, the quality of digital image capture systems wasn't really all of that, certainly wasn't a close approximation to what you could get with with film at The time, until a number of manufacturers working with chip manufacturers, were able to increase the dynamic range and the the total nuances that you could capture on digital Of course, the problem at that time was we were talking about what, what were, What today is not particularly large, but was at the time in terms of file sizes, and the computers of the day would be struggling to deal with images of that high quality, so It was always a game of catch up between the image capture hardware and the computer hardware needed to to view and manipulate the image and by manipulate it was more more manipulation in terms of optimizing the digital file for reproduction in print, because obviously that was the primary carrier of, yeah, of the information. It was for use in some kind of printed medium. It wasn't like we were doing very much with with email or websites or anything else in the in the early 90s. So the conversion process to optimize a digital image captured file, to give the best possible tonal reproduction on printed material has always been a little bit of a black art, even when we when we were digitizing transparency films, going to digital image capture made things a lot more predictable, but it also increased the computational power needed, number one, but also for photographers to actually understand a little bit more about the photo mechanical print process, and there were very few photographers who understood both, both sides of the fence. So I spent a lot of time being a pom pom girl. Basically Mike. I was, I was, I was waving the pom poms and preaching large about the benefits of digital image capture and how and educating the industries, various in photographic industries, about, you know, possible best practices. There weren't any sort of standards in place at the time,   Michael Hingson ** 29:41 and it took a while for people to really buy into that they weren't visionary enough to understand what you were saying. I bet   Gee Ranasinha ** 29:48 Well, we were also taught very few were enough, and there were two reasons. One of them was financially based, because. We were talking about a ton of money, yeah, to do this properly, we were talking about a ton of money. Just the image capture system would easily cost you 50 grand. And this, you know this, this was in the days when 50 grand was a lot of money,   Michael Hingson ** 30:18 yeah, well, I remember my first jobs out of college were working with Ray Kurzweil, who developed Omni font, optical character recognition system. Oh, my goodness me, I did not know that. And the first machine that he put out for general use, called the Kurzweil data entry machine, was only $125,000 it worked. It still took a while to make it to truly do what it needed to do, but still it was. It was the first machine, and a lot of people just didn't buy into it. It took a while to get people to see the value of why digitizing printed material was so relevant, some lawyers, Some law firms, some banks and so on, caught on, and as people realized what it would do, then they got interested. But yeah, it was very expensive,   Gee Ranasinha ** 31:14 very expensive. And I think the other reason for the reticence is just nature, to be honest. Mike, I mean, you know, as as people, as human beings, most of us are averse to change, right? Because change is an unknown, and we don't like unknowns. We like predictability. We like knowing that when we get up in the morning, the sun's gonna come up and we're gonna go through our our usual routine, and so when something comes along that up ends the status quo to the point where we need to come up with adopting new behaviors that's very uncomfortable for many people. And you know, the adoption of digitization in, you know, any industry, I think, in everybody who's worked in any particular industry has has plenty of anecdotal evidence to show how people would consciously or unconsciously dragging their feet to adopt that change because they were happier doing stuff that they knew,   Michael Hingson ** 32:32 who went out of their comfort zone, right?   Gee Ranasinha ** 32:35 Absolutely, it's natural, it's, it's, it's who we are as as as human beings, who most of us are as human beings with, obviously, we're talking about the middle of the bell curve here. I mean, there are plenty of wackos on either side just go out and do stuff, right? And, you know those, you know, some of those get, you know, locked up with in straight jackets. But the other ones tend to, sort of, you know, create true innovation and push things forward.   Michael Hingson ** 33:04 Steve Jobs, even Mark Zuckerberg, Bill Gates, good examples of some of the people who did things that most people didn't think could be done.   Gee Ranasinha ** 33:18 You know, the true innovation always happens at the periphery, but we tend to over emphasize the median. We know we try to make averages of everything, yeah, but averages aren't what moves the needle, right? No. And you know Britain, you know, for even for marketing, obviously, that's very much, very, very much my sort of thing. Um, most organizations, most business owners, certainly most marketing managers, find comfort in in executing their marketing in ways in which they are comfortable, in ways which are somewhat expected within the industry. But the problem is, it doesn't get you noticed. It doesn't get you attention. If you're in the middle, right? You know the worst, the worst place to walk on the in the street is in the middle of the road right, pick a side, but don't walk in the middle.   34:27 Not a good idea yet.   Gee Ranasinha ** 34:30 That's our our job is to is to, number one, generate attention, because there's no way we can communicate a message unless we have someone's attention. Everything starts from the attention side of things. Now there are very, you know, various ways that we can attract attention, but attention needs to come and needs to come from somewhere. And you know the definite. Of creating attention is to to create some kind of visual, audio, or combination of the two, experience which is somewhat outside of the norm, and create some kind of emotional response that our brains want to pay attention to, right? Want to notice? Because if you're not noticed, then there's no it doesn't matter how great your product is, doesn't matter how wonderful your customer service is, or it's available in 27 colors, or it's free delivery, or what you know, all the rest of it doesn't matter, because you know, unless people know who you are, what you do, who it's for, and why they should give a crap, then you know anything else you do after that Time is is moot, is irrelevant.   Michael Hingson ** 36:00 I read an interesting email this morning from someone who was talking about why speakers don't tend to be as successful as they should be. And this person talked about you could have the greatest speech in the world. You could be   Michael Hingson ** 36:17 talking and getting standing ovations and so on, but you're not getting a lot of speaking engagements, and his comment was the reason you're not is that your talk isn't necessarily relevant. I thought that was interesting. I think there's some things to be said for relevance, but I think it's also that you're not helping to get people to think and realize that being different and getting people to think and value that is more important than we tend to want to recognize as well.   Gee Ranasinha ** 36:59 I would, I would, I would wholeheartedly agree relevance is a very important component. But, you know, I maintain that it starts with attention. Yeah, relevance, I think, within the speaking world, I yes, there's so much we can do with relevance by by coming at a subject matter topic from a totally different perspective. Yeah, right. You know, just because you have the same message as 100 other competitors doesn't mean they have to say something in the same way, right? And so even if the core message is similar, the way that we choose to present that can be, you know, 100 101 different ways. And I think that is something that we forget, and I think that's one of the reasons why so much of the marketing that we see today is ignored. Yeah, you know, there's a there's a marketing Well, I wouldn't say the marketing model. There's a communication model, okay? Sales model actually called Ada, Ida, a, I D, A, okay. So even if you've not, not worked in sales or marketing at all, if you've even seen the film Glengarry Glynn Ross, or the play that it was based on. It's actually playing in New York City at the moment. I believe, yeah, a, I D, A, which is tracking the customer experience in four steps. So the idea is you have awareness, interest, desire and action, right? A, I, D, A, and it's understanding that there are four steps to getting to the position of negotiating the deal with a prospective buyer, but number one starts with awareness. You know they need, they need to be aware that you exist and nobody's going to buy from you if they don't know who you are. They need to know who they need to know who you are before they'll buy from you. Right then obviously needs to be an interest a product market fit what you're selling is something that they could conceivably use in terms of solving a particular problem that they perceive as having the desire. Why should they buy from you, as opposed to somebody else? Why do they. Need to buy your product, as opposed to a competitive product, and then finally, action, right? So that's what we might call sales, activation or performance marketing, or, you know, sales in the old terms, right? As they would say in that film, it's getting the getting the buyer to sign on the line that is dotted. But all of this stuff starts with attention and when we're not doing a very good job, I think as a mark, as an industry, we used to be really good at it, but I think we've taken our eye off the ball somewhat, and hoped that technology would fill in the gaps of our incompetence at being able to, excuse me, being able to shape the way that we market to customers, to buyers, in ways which create the memory structures in the brain to a sufficiently acute level so that when they are in The position to buy something, they think of us, as well as probably a number a handful of other suitors that solve their problem. And this is why, I think this is the reason why, because of the over reliance of technology, I mean, this is the reason why so much of our marketing fails to generate interest, sales to generate the tangible business results that are expected of it. Because we're, we're marketing by bullet point. We're expecting buyers to buy off a fact sheet. We've, we've exercised the creativity out of the equation. And we're and, and we were just producing this vacuous, generic vanilla   Michael Hingson ** 42:12 musach, yeah, if you   Gee Ranasinha ** 42:14 like, Okay, I mean, again, you know, think of any particular industry, you can see this. It's pretty much endemic. You can have two totally different organizations selling something purportedly solving the same problem. And you can look at two pieces of you can look at a piece of marketing from each company. And if you covered up the logo of each person of each company's marketing output, 10 will get you five that what's actually contained in the messaging is as equally valid for company A as it is for Company B, and that's a real problem.   Michael Hingson ** 43:00 It's not getting anyone's attention or creating awareness.   Gee Ranasinha ** 43:03 It's not creating attention or awareness. And worse, it's creating a level of confusion in the buyer's mind. Because we're we're looking for comparisons, we're looking at a way to make an educated decision compared to something else, and if we can't see why product A is miles ahead in our minds of Company B or product B, what often happens is rather than make a wrong decision, because we can't clearly differentiate the pros and cons between the two products, what we end up doing is nothing. We walk away. We don't buy anything, because we can't see a clear winner, which impacts company A and company B, if not the entire industry. And then they turn around and say, Oh, well, nobody's buying. Why? Why? Why is our industry lagging behind so many others? It's because we're just on autopilot, creating this, this nonsense, this generic sea of sameness in terms of communication, which we just don't seem to have a grip on the fundamental understanding of how people buy stuff anymore. We used to Yeah, up and up and up until probably the 90s. We used to know all this stuff. We used to know how get people going, how to stand out, how to create differentiated messaging, how to understand. Or what levers we could pull to better invoke an emotional reaction in the minds of the target buying audience that we're looking to attract. And then for some for, you know the if we plotted these things around two curves, you know, the point at which these curves would cross would probably be the adoption of technology,   Michael Hingson ** 45:29 whereas we came to reproduce the same thing in different ways, but you're still producing the same thing. The technology has limited our imagination, and we don't use re imaginations the way we used to.   Gee Ranasinha ** 45:43 We we've we're using, we're using technology as a proxy for reach. And getting in front of 1000 eyeballs or a million eyeballs or 100 million eyeballs doesn't necessarily mean any of those eyeballs are fit in the ideal customer profile we're looking to attract. Right? More doesn't mean better, and what what we're doing is we're trying to use technology to to fill in the gaps, but technology doesn't understand stuff like human emotion, right, and buying drivers and contextual messaging, right? Because all of this stuff human behavior is totally contextual, right? I will, I will come up with a and I'm sure you're the same thing. You will have a particular point of view about something one day and the next, the very next day, or even the very next hour, you could have a totally different viewpoint on a particular topic, maybe because you've had more information, or just maybe for the for the hell of it, right? We know we are we are not logical, rational, pragmatic machines that always choose the best in inverted commas solution to our issue.   Michael Hingson ** 47:23 Do you think AI will help any of this?   Gee Ranasinha ** 47:29 I think AI will help in terms of the fact that it will show how little we know about human behavior, and so will force forward thinking, innovative marketers to understand the only thing that matters, which is what's going on between the ears of the people we're trying to attract. I think AI is already showing us what we don't know, not what we know,   Michael Hingson ** 48:04 right? And it's still going to be up to us to do something about that and use AI as a tool to help possibly create some of what needs to be done. But it still requires our thought processes ultimately, to make that happen,   Gee Ranasinha ** 48:23 AI can't create. All AI can do is remix what has already been in existence, right? Ai doesn't create what AI does. The thing is, we're using AI for the wrong stuff. AI is really good at a ton of things, and it sucks big time at a load of other things. But for some reason, we want to throw all our efforts in trying to make it better at the things it's not good at, rather than use it at the things that it's really, really good   Michael Hingson ** 49:04 at, such as,   Gee Ranasinha ** 49:08 such as interpreting large data sets, Creating models of financial models, marketing models, marketing matrix, matrices, spotting, spotting trends in data, large, huge, like huge models of data, which no human being could really, in reality, Make any head in the tail of finding underlying commonalities in in the data to be able to create from that, to be able to draw out real, useful insights on that data to create new. New messaging, innovative products, services that we haven't thought of before because we haven't been able to see the wood for the trees,   50:13 if you like, yeah, right   Gee Ranasinha ** 50:17 for that sort of stuff, for the grunt work, for the automation. You know, do this, then do this, and all of that sort of stuff, A, B, testing, programmatic stuff, all of that stuff, banner ads and, you know, modifying banner all of that stuff is just basic grunt work that nobody needs, needs to do, wants to do, right? Give it all to AI it. Most AI is doing it, most of it anyway. We just never called it AI. You know, we've been doing it for 25 years. We just called it software in those days, right? But it's the same. It's the same goddamn thing. Is what we were doing, right? Let it do all of that stuff, because it's far better. And let's focus on the stuff that it can't do. Let's find out about what levers we need to pull at an emotional level to create messaging that better resonates in the minds of our buyers. That's what we need to do. Ai can't do that stuff right.   Michael Hingson ** 51:16 Where I think AI is is helpful today, as opposed to just software in the past, is that it has been taught how better to interact with those who use it, to be able to take questions and do more with it, with them than it used to be able to do, but we still have to come up with the problems or the issues that we wanted to solve, and to do it right, we have to give it a fair amount of information which, which still means we've got to be deeply involved in the process.   Gee Ranasinha ** 51:53 I mean, where it's great. I mean, if we're looking at, you know, Text, type, work, right, right, or I, or ideas or possibilities, or actually understanding the wider consideration set of a particular problem is that the hardest thing is, when you're staring at a blank piece of paper, isn't it? Right? We don't need that's the hardest thing, right? So we don't need to stare at a blank sheet anymore with a flashing cursor, right? You know, we can engage in a pseudo conversation that we need to take into consideration that this conversation is taking place based upon previous, existing ideas. So the chance that we'll get something fresh and original is very, very small. And as you just mentioned, you know, the quality of the prompt is everything. Get the prompt wrong and without enough granularity, details, specificity, whatever else you get just a huge piece of crap, don't you? Right? So in other words, having a better understanding of how we as humans make decisions actually improves our prompting ability, right, right?   Michael Hingson ** 53:12 And I think AI, it is not creative, but I think that AI can spew is probably the wrong word, but AI can put out things that, if we think about it, will cause us to do the creating that we want, but it's still going to be assets involved in doing that.   Gee Ranasinha ** 53:35 The problem is, and what we're seeing, certainly in the last couple of months, maybe even longer, maybe I just haven't noticed. It is just we were, you know, there's this old saying, you know, just because you can doesn't mean you should, right? I just see an absolute tsunami of vacuous, generic nonsense being spouted out across all types of channels, digital and otherwise, but mainly digital, all of it AI generated. Sometimes it's images, sometimes it's videos, sometimes it's both, sometimes it's text, whatever. But we we're adding to the noise instead of adding to the signal. So the inevitable result of all of this is going to be numbness. We're going to becoming different to marketing of all sorts, the good stuff as well as the bad. You're going to be it's we're just gonna get numb. So it's going to make the attention stuff. That's why I've been banging on about attention all this time, right? It's gonna, it's, yeah, there's, see, there is a method to my madness here. So the the point is that creation and maintaining. Attention is going to be even harder than it would have been before. Yeah, and, and we, you know, we're getting to the point where, you know, you've got agentic AI, where you've got agents talking to other agents and going around in this feedback loop. But we're not, we're not, we're not creating any emotional engagement from a, from a from a buyer perspective, from a user perspective, yes, it all looks great. And as a, as an exercise in technology, it's fantastic. So wonderful, right? But how has it increased sales? That's what I want to know has has it reduced or altered the cost of acquiring a customer and maintaining that customer relationship, because that's where the rubber hits the road. That's all that matters. I don't care whether it's a technological masterpiece, right, but if it hasn't sold anything, and actual sales, I'm not talking about likes and comments and retweets and all of that crap, because that's vanity metrics. Is nonsense   Michael Hingson ** 56:11 signing a contract. It's, you know,   Gee Ranasinha ** 56:16 there needs to be as an exchange of money at some point in time. Yeah, right. Is that happening? And I contend that it's not. And I think there are loads of people, loads of business owners, who are throwing money at this in the vain hope they you know that basically they're playing the numbers. They just need one horse to come in, 100 to one to be able to justify what they've spent on all of this stuff, right? Yeah, but I think those odds are getting longer and longer as each month goes, yeah. Well, you I think there's going to be an inevitable backlash back to stuff that actually resonates with people at a human level, at an emotional level, a psychological level, it has to   Michael Hingson ** 57:08 you started your marketing company 17 and a half years ago, caxino. Where'd that name come from?   Gee Ranasinha ** 57:18 From nothing? Okay, it doesn't mean anything I needed. I needed to have something which number one, that the domain was available. Of course, I needed to have something which was short, something that didn't mean, you know, something incongruous in another language and and so after a lot of to ing and fro ing, there were two schools of thought. At the beginning, we didn't know whether to go with something abstract, like caxino or something which was, you know, based based upon the the butting up of two existing words you know, like you see, you know, so many times, you know, big red table, or, you know, whatever. So we did, we decided to go with something abstract, so that we weren't encumbered by language.   Michael Hingson ** 58:22 You practiced what you preach pretty much. You're different, yeah, but why don't you call it? You don't refer to it as a digital marketing agency. Why is that?   Gee Ranasinha ** 58:34 No, I don't see us as a digital marketing agency, because digital marketing is not all we do. And not only that, I think, Well, I think there's, there's a number of reasons. Number one, I think we're using the word digital is, is a curveball. Firstly, because everything that we do is digital, right? Everything is already digital. Print is digital, TV is digital, billboards are digital. So saying digital is like saying electrical, electrical marketing agency, it makes as much sense to be honest. So that's number one. But I think the bigger issue is that by categorizing a marketing agency as being a digital marketing agency does a disservice to its work and indeed its outlook, because The object is not to be digital in your marketing, it's to do marketing in a digital world, which are two very different positions, okay? Because digital, the way that we're talking about it, is not a attributive noun, and it's certainly not an adjective. You. In the context that we're talking about it, digital is a channel. It's simply one way of getting in front of our audience. But it's not the only way of getting in front of our audience. Okay? So, yeah, along with many other reputable agencies, we happen to use the most appropriate channel of communication that makes sense to address a particular target audience group, and that's it. Okay, if that's digital, great. If that's walking down the street with an A frame with something written on the front of it, that's also great, okay, but it's, it's, it's not about it's not about the channel. It's about you being in the places where our target target audience group expects us to be. And so that's why I don't think of us as a digital marketing agency, because digital is only part of what we do, right? And we do many other things. And also, I think it puts it, it puts blinkers on things right? Because if you know, supposing, supposing you go to a Facebook marketing agency, of which there are many. Now, if you go to a Facebook marketing agency and you say, Okay, I want to do some ads. Where should I advertise? What are they going to tell you? Right, maybe Facebook, right? So there's, there's a thing called Maslow's hammer. Okay, in Maslow, as in the hierarchy, the Hierarchy of Needs Maslow. Okay to say, Maslow. He came up with this idea of Maslow's hammer. It's also known as the law of the instrument. And basically what it means, we can distill it down, is, if all you have is a hammer, then everything looks like a nail, okay? And what that means is, you're looking to solve any problem that comes along by the tools that you have in your toolbox, regardless of whether that's the best way of moving forward, which I think is a very short term and myopic view. So that's why we we don't like to think of ourselves as the marketing agency, because there are many other there are many ways of solving a particular problem, and it doesn't necessarily have to be   Michael Hingson ** 1:02:50 digital,   Gee Ranasinha ** 1:02:51 digital or promotional or, you know, it's, it's like, you know, are we a video marketing agency? No. Does that mean we don't do video, not at all. Of course, we do it, right? We're not an AI marketing agency, right? In the same way, okay, when we're not a we're not a YouTube marketing agency,   Michael Hingson ** 1:03:11 you're a marketing agency. We're a marketing agency, right? What are some of the biggest mistakes that small businesses make when it comes to marketing?   Gee Ranasinha ** 1:03:21 I think the single biggest mistake, and I speak to business owners pretty much on a daily basis, right? I think the single biggest issue that comes up again and again and again is something which I call self diagnosis, which is the business owner, approaches the marketing agency, or even digital marketing agency, approaches the marketing agency, and says, You know what, I need you to do this for me. Whatever that this is, okay. So you know, maybe it's some digital ads, maybe it's some videos, maybe it's a website, maybe it's a whatever. It doesn't matter what it is, but basically, the business owner is coming to us, coming to the marketing agency, dictating what the tactic is to be, which presumes a number of things, not least, that they think they have come to the conclusion that this particular tactic is going to solve their marketing problem based upon usually waving a wet finger in the air, yeah, or they've seen a YouTube video or something, okay, it's not based on any marketing knowledge experience or education, because, with the greatest respect, these people do not have any marketing knowledge experience. Into education, right? And why would they? Because they're running a business, right? They don't, you know, they it doesn't mean that they've had to do this marketing stuff. So they're, they're, they're presuming that a particular tactic is going to solve a business problem, a marketing tactic is going to solve a business problem. And so what what happens is the the particular tactic is is executed. Nothing changes revenue wise. And so the business owner says, well, that marketing agency was crap. Let's go to another marketing agency and ask them to do something else. So it's playing pin the tail on the donkey. Really, just trying stuff and hoping so. The point is that. The point is that if you're going to pay somebody who does this for a living, the idea that you know more than they do is already setting the relationship on a uneven kill, right? Yeah, you know, if I, if I go, if I go and see my doctor, and I say, and I wake up in the morning and I've got a pain in my chest, and I thinking, oh my goodness, I go and see the doctor, right? So on the way to the doctor's office, I do the worst thing possible, which is go on the internet and say, Okay, what does pain in my chest mean? Right? And I go into the doctor's office, and I sit down and I say, Okay, I've got a pain in my chest, doctor, that means I've got angina. Can you give me some heart medication, please? What's the doctor gonna tell you? Doctor's gonna tell you, shut the hell up. Yeah, I'm the doctor in the office. I'm the actually, where's, Where's, where's your medical degree doesn't exist, does it? No, and   Michael Hingson ** 1:07:00 just because you have a broken rib, we're not going to talk about that. Are we right?   Gee Ranasinha ** 1:07:04 So, What? What? So what's the doctor going to do? The doctor is going to ask you a bunch of questions, right? What did you do the last couple of days? Right? What did you eat? Did you go to the gym and over exert yourself? What's your history? Do you is there a history of heart disease in the family, you know, maybe there's is going to he or she is going to take some blood, maybe they're going to run a few other sort of tests. They're going to do a diagnosis, and at the end of this diagnosis, the doctor is going to come back to you and say, You know what? So, based upon all the questions that you've kindly answered, and based upon the blood work and all these other tests and scans we've done, it turns out that the the pain in your chest is nothing to do with angina. The reason you got a pain in the chest is because you had some spicy food last night. So you don't have you don't have Anjali, you have gas. Yeah, right, right, so I prescribe you a couple of packs of Tums. Yeah, sorted, right. And that's the point. The point is the doctor knows what he or she is doing, and you have to have confidence in that particular medical practitioner to diagnose the issue and prescribe a solution to that issue, right? Your job is not to say what you think is wrong with you at this stage of the conversation. Your job is to tell me where it hurts. That's it right now, I'll come back to you with a list of things which I think we need to do to move forward. Now you can go and get a second opinion, just like at a doctor's office. You may think I'm full of crap, which is absolutely your prerogative. Or you may say, I know better than you. I'm going to do my own thing, which, again, it's your time Absolutely. But if it all goes to crap, you can't turn around and say, well, if only this person had said this, or, you know, If only, if only, if only, and play the victim, because that's also just not going to wash. And I see this time and time and time again. You know, we've tried, well, we've tried a number of different agencies, and none of them have been able to help us. And then you sort of dig a bit deeper, and it's because they're never allowed to do what they're supposed to do, because they've always been second guessed. Yeah, that is probably the single biggest issue that I see coming up again and again and again with small business in market now, if and if it's a question of not having faith in that. Uh, agency, then you shouldn't have been employed. You shouldn't have that agency in the first place.   Michael Hingson ** 1:10:05 Get a second opinion.   Gee Ranasinha ** 1:10:07 You know, not all, not all agencies are great, just like not all plumbers are great. Not all mechanics are great. Same thing, right? It takes time to find the good ones, right? Um, but just because you found a bad one, because I don't know they were cheap, or they were local, or they were whatever, you know, whatever, whatever criteria you tend to use to base your decision upon, right? You can't, you can't criticize what they did if you didn't allow them to do what they were actually being paid to do.   Michael Hingson ** 1:10:47 Well, speaking of that, if people want to reach out to you, how do they do that?   Gee Ranasinha ** 1:10:53 Best way to get hold of me. Gee is on LinkedIn. I spend most of my time on LinkedIn. I post twice a week. I post videos about some of the sorts of things that we've been talking about today, and they're only sort of 60 seconds long, 90 seconds long. It's not sort of taking up anybody's time very much. You can find me there. Would you believe, Mike, there is only 1g runner scene on LinkedIn. Can you imagine fortuitous? How fortuitous is   Michael Hingson ** 1:11:27 that? Yeah, really, and G is spelled G, E, and how do you spell your last name?   Gee Ranasinha ** 1:11:33 You could eat. I'm sure all of this still, the stuff will be put in. It will, but I just figured it we could. But yeah. G, renasina, you can find me there. Otherwise, obviously you can find us on Kexino, k, e, X, I, N, o.com, which is the website, and there's plenty of information there textual information, there are videos, there are articles, there are all sorts of bits and pieces that you can find more about us   Michael Hingson ** 1:12:04 there. Well, this has been absolutely wonderful, and I really appreciate you taking more than an hour to chat with us today. And I hope this was fun, and I hope that people will appreciate it and will reach out to you and value what we've discussed. I think it's been great love to hear from all of you out there. Please feel free to email me. Michael H, i@accessibe.com so that's m, I, C, H, A, E, L, H, I at A, C, C, E, S, S, i, b, e.com, and love to hear from you wherever you're listening. Please give us a five star rating. We value those ratings very highly, and we'd love to to to hear and see you rate us and get your thoughts. If you know of anyone else who might be a good guest for unstoppable mindset. Gu as well, we'd sure appreciate your referring them to us. Introduce us. We're always looking for more people to to chat with, so please do that and again, gee, I just want to thank you one more time for being here. This has been great,   Gee Ranasinha ** 1:13:02 absolute pleasure, delighted to be invited.   Michael Hingson ** 1:13:10 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.

Join us in a discussion about Agroforestry in the Northeast!  RESOURCE LINKS:   Fields Without Fences https://www.fieldswithoutfences.org/?srsltid=AfmBOop8HobWBjPjxs54H6cWn29s92Uk29BQulAvPbYK94kgctW0kALs   Northern Forest Foods https://www.northernforestfoods.com/   Eric Toensmeier https://www.perennialsolutions.org/ https://drawdown.org/   Climate Model App https://fitzlab.shinyapps.io/cityapp/   MUSIC BY: https://tonyandthetrees.com/  

Surviving Disasters Past – The 2003 Northeast Blackout

This episode originally aired in 2022. In today's episode, we talk with Anna Fialkoff, Ecological Programs Manager at Wild Seed Project.org. Anna has co-authored a guide with founder Heather McCargo called Native Groundcovers For Northeast Landscapes and it is chockful of useful information about native groundcovers, especially for coverage in problem areas in the garden. Join Catherine Greenleaf, a certified wildlife rehabilitator with 20 years of experience rescuing and rehabilitating injured wildlife, for twice-monthly discussions about restoring native habitat and helping the birds in your backyard. Access the BIRD HUGGER Newsletter here: www.birdhuggerpodcast.com. Send your questions about birds and native gardening to birdhuggerpodcast@gmail.com. (PG-13) St. Dymphna Press, LLC.

On today's episode, Devon Fortino joins me to discuss his foray into the competitive world and to reflect on his historic performance at the Turtle Island Crokinole Tournament. I am then joined by 3 founding members and officers of the Northeast Crokinole Tour, Marc Ponzio, Helen Linda and Jim Stanton. We discuss the formation and all things Northeast Crokinole.Links to learn more about the Northeast Crokinole Tour (NECT):Email: necrokinole@gmail.comFacebook: https://www.facebook.com/profile.php?id=61575280646899LinkTree: https://linktr.ee/necrokinoleTo email the pod: pinkshirtpod@gmail.com

Join Marketing and Public Relations Specialist Liz Calvery and Northeast President Dr. Ricky G. Ford as they dive into what truly sets Northeast Mississippi Community College apart from other colleges and universities -- including four-year institutions. Ford shares how Northeast creates a close-knit, “family” atmosphere where everyone knows a person's name, values their story, and supports their success. From the low faculty-to-student ratio and engaging student events that make college life memorable, to the value of paying less than one-third the cost of a four-year institution while receiving the same -- or even better -- education, students and parents discover every day why Northeast is one of the nation's premier community colleges. Plus, stay up to date on the latest in athletics, academics, workforce development, and campus life in each episode of TigerTalk.

Fall colors are showing up weeks ahead of schedule this year across the Northeast, and forecasters say the primary reason is due to the weather. Learn more about your ad choices. Visit podcastchoices.com/adchoices

After more than a year, The Transfix Take is officially back! Justin Maze, market expert at NFI Industries, joins Jenni Ruiz to break down the last seven days in freight, starting with a stagnant national average rate per mile of $1.61. From severe storms in the Midwest to Tropical Storm Mario hitting Southern California, weather made its mark, while seasonal patterns echo what we saw throughout 2024. Maze dives into each region: Southeast and Coastal markets trending downward, the South seeing volatility in border markets, the Midwest and Northeast showing signs of seasonal pressure, and the West Coast tightening up as Christmas tree season approaches. Plus, the duo looks ahead to RFP season and what shippers, brokers, and carriers can expect in a market that's still oversupplied with capacity. This and more on the Transfix Take! -- Disclaimer: All views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of Transfix, Inc. or any parent companies or affiliates or the companies with which the participants are affiliated, and may have been previously disseminated by them. The views and opinions expressed in this podcast are based upon information considered reliable, but neither Transfix, Inc. nor its affiliates, nor the companies with which such participants are affiliated, warrant its completeness or accuracy, and it should not be relied upon as such. All such views and opinions are subject to change.

Today's Headlines: Estonia invoked NATO's Article 4 after three Russian fighter jets spent 12 minutes in its airspace, just as reports surfaced that the U.S. may cut back security aid to the Baltics. Meanwhile, the Pentagon dropped a bombshell—new restrictions requiring reporters to avoid publishing even unclassified info without authorization and Europe reeled from a cyberattack that disrupted major airports. In Arizona, Charlie Kirk's memorial drew MAGA's heavy hitters while Oklahoma lawmakers proposed mandatory “Charlie Kirk Memorial Plazas” at state universities, complete with statues.In Trump legal news—his defamation suit against the New York Times was tossed, and a Virginia U.S. attorney resigned after refusing Trump's pressure to charge Letitia James. Additionally, Trump kept the pressure on AG Pam Bondi in since-deleted posts. Public health took a turn with RFK Jr.'s CDC panel voting to split up certain childhood vaccines, prompting seven Northeast states to launch their own health alliance. The administration also sparked chaos with a sudden $100K H-1B visa fee—initially confusing enough that tech giants scrambled to get employees back before clarifications rolled in. ICE clashes also escalated these last few days  with 11 New York lawmakers arrested while demanding access to detainee cells, and Chicago protests turned violent. And finally, Social Security's commissioner floated raising the retirement age—before quickly backtracking on Twitter. Resources/Articles mentioned in this episode: BBC: Estonia seeks Nato consultation after Russian jets violate airspace  Reuters: After diplomatic blitz on Ukraine and Gaza, Trump moves to passenger seat  WaPo: Pentagon demands journalists pledge to not obtain unauthorized material  AP News: Cyberattack disrupts check-in systems at major European airports  CNN: Charlie Kirk's memorial service  Newsweek: Oklahoma Bill Calls For Charlie Kirk Statue at All State Colleges  NYT: Judge Dismisses Trump's $15 Billion Lawsuit Against  NBC News: Trump publicly pushes Attorney General Pam Bondi to prosecute his political foes  NBC News: Federal prosecutor tasked with investigating Trump adversary Letitia James resigns under pressure  PBS: CDC panel overhauled by RFK Jr. changes childhood vaccine recommendations Reuters: Northeast US states form health alliance in response to federal vaccine limits  Business Insider: White House says Trump's H-1B visa changes will only affect new applicants  NYT: 11 Elected Officials Arrested While Trying to Access Cells at N.Y.C. ICE Facility  NYT: Protesters and Federal Agents Clash Outside an ICE Detention Facility Near Chicago  The Hill: Social Security chief walks back remark on raising retirement age  Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Tomara continued The Next Ten series, reminding us of the church's call to multiply, make disciples, and be His witnesses. Through prayer and God's providence, Northeast has been given the opportunity to step into its next chapter—returning to the heart of the city to plant a new campus in the Clifton/Crescent Hill area. Rooted in the Great Commission and anchored in Jesus' promise from Matthew 16—‘I will build my church, and the gates of hell shall not prevail against it'—we are reminded that church planting is central to the mission of making disciples and carrying the hope of Jesus into the world. God has opened the door through a partnership with Barrett Traditional Middle School, where Northeast will both renovate the facility and launch a new campus to unleash the love of Jesus in that community. This vision will take every person's time, talent, and treasure—moving us from spectators to contributors. But we must also remain watchful against the barriers that can hold the church back: religiosity, complacency, and offense. Instead, we are called to live unleashed, breaking through the gates of hell with the hope of the gospel. Will you step into the story God is writing—so that future generations will look back and see how God built His church through our obedience today?

There's always something new to learn when you sit down with a group of NWTF biologists and foresters. Our Forests and Flocks Initiative just celebrated its first successful year of many to come, and we wanted to know what this past year looked like for the Northeast.   For anyone who wants to learn more about the initiative or wants to hear more about regional conservation efforts, regional biologists Mitchell Blake and Kaylee Szymanski have you covered. For those who are interested in the National Forestry Initiative, NWTF Forester Spencer Como has exactly what you're looking for. 

Are you ready for a trip through the United States? Pack your bags — because today we're starting a special journey! In this first episode, we'll travel to the Southeast: Florida, Georgia, Tennessee, and Alabama. Next time, we'll continue our trip to the Northeast, then to the Midwest, and finally we'll finish in the West and Southwest. Get the transcript here: https://speakenglishpodcast.com/the-weird-wonderful-origins-of-us-state-names-southeast