Podcasts about Schwab

In this episode, Liz Ann Sonders and Kathy Jones discuss the current state of the bond market, the influence of central banks, and the impact of policy announcements on market dynamics. They explore consumer confidence, economic indicators, and the potential effects of upcoming labor data on market trends. The discussion highlights the volatility in the markets and the importance of understanding the interplay between policy and economic conditions.You can read the article on hard data vs. soft data by Liz Ann and Kevin Gordon on Schwab.com. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Currency trading is speculative, volatile and not suitable for all investors.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.(0525-1AMU)

Kathy Jones and Liz Ann Sonders discuss recent market moves potentially related to Washington budget negotiations and an increasing focus on debt and deficits. Then, Liz Ann Sonders interviews longtime market technician Helene Meisler. They delve into market mechanics, sentiment indicators, and the historical context of market trends, providing insights into the evolving landscape of investing. They also discuss the intricacies of market sentiment, technical analysis, and the implications of bond market trends and the dollar's performance. The conversation culminates in predictions for future market volatility and potential corrections, emphasizing the need for investors to remain vigilant and adaptable.Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.You can keep up with Helene Meisler on X or on her Substack.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Schwab does not recommend the use of technical analysis as a sole means of investment research.The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.(0525-Y538) 

"So teach us to number our days, that we may get a heart of wisdom." - Psalm 90:12 If you're a few years from retirement and your savings aren't quite where you want them, you might feel like you've run out of time. But maybe you don't need a time machine to solve the problem. Today, Matt Bell joins us with some encouraging words about beefing up retirement savings.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. The Surprising Power of Working a Little LongerIn 2018, a Stanford study called The Power of Working Longer made a compelling discovery: delaying retirement by just three to six months can have the same impact on retirement readiness as saving an additional 1% of income every year for 30 years.Yes, really.This is largely due to two factors:Higher Social Security Benefits – For every month you delay past full retirement age, your benefit increases by 2/3 of 1% (8% annually). Better Annuity Rates – The older you are when purchasing an annuity, the more monthly income you'll receive for the same investment.But there's a caveat: the study is based on specific assumptions that may not match your financial situation.What the Study Assumes—and Why It MattersThe Stanford study uses a fictional worker named “John” who:Started saving at age 36Saved 6% of income and received a 3% matchRetired at 66 and claimed Social Security immediatelyUsed all savings to buy an inflation-indexed annuityIn reality, your income, savings rate, Social Security timing, and withdrawal strategy may differ widely. Not to mention, indexed annuities like the one in the study are no longer widely available. So while the study provides encouragement, its specifics shouldn't be universally applied.If you can delay claiming Social Security, it can significantly boost your lifelong income. For example, waiting until age 70 instead of 66 could result in a monthly check that's 24% higher. You'd need to live roughly 12 more years to “break even,” but many retirees today are living well into their 80s and beyond.Social Security is essentially a government-backed, inflation-adjusted annuity, making it a powerful foundation for retirement income.More Benefits to Working LongerBeyond Social Security, staying employed offers additional financial and emotional perks:More Contributions – Additional working years allow you to save more and delay withdrawals.Shorter Retirement Span – Fewer retirement years mean your nest egg doesn't have to stretch as far.Health & Community – Work often provides routine, purpose, and social interaction—elements many retirees miss.Working longer isn't just a financial decision—it impacts your time, relationships, and expectations. If you've long looked forward to travel, family time, or volunteering, extending your career might feel like a loss. That's why it's essential to consider both the math and the meaning.Couples should prayerfully approach retirement planning together. Decisions about timing affect both spouses, especially when only one is working. Unequal expectations can lead to tension, so it's essential to:Talk openly about your hopes and concernsUnderstand your financial picture as a teamChoose unity over independence in decision-makingThis is one of the most crucial decisions you'll make as a couple.How Much Do You Really Need?You may have heard that you need 70–80% of your pre-retirement income. That's a good rule of thumb, but it's far better to run the numbers yourself. Some costs (like commuting or saving for retirement) may go down. Others (like healthcare or travel) may go up. The best approach? Create a post-retirement budget based on your unique goals and lifestyle.If you're behind on retirement savings, don't panic—and don't go it alone. Tools on the Social Security website can help you run scenarios based on your age and income. Brokerages like Fidelity or Schwab offer annuity estimators. Most importantly, seek wise counsel and pray through your decisions with your spouse.If you'd like to read the full article from Sound Mind Investing that we discussed during this episode, read Matt's article titled Retirement Preparedness—What a Difference a Little Time Can Make at SoundMindInvesting.com. On Today's Program, Rob Answers Listener Questions:I now have the money from my tax return to pay my property taxes, due in two installments—one in May and one six months later. Should I go ahead and pay it all now since I have the funds, or is there a wise short-term investment I could consider in the meantime?Is there a reliable resource or organization that can provide information on charities that are requesting donations, such as groups like America Cares, CARE, or Mercy Ships?What are your thoughts on the cryptocurrency XRP? Is it something worth considering?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingRetirement Preparedness — What a Difference a Little Time Can Make by Matt Bell (Sound Mind Investing Article)Social Security Administration (SSA.gov)ECFA | Charity Navigator | Ministry WatchFidelity | Charles SchwabWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Meghan Markle opens up about what surprised her most about Motherhood. Erin Schwab joins the show to talk about her amazing show at Crooners. Plus we are obsessed with the Real Housewives of Rhode Island casting rumor. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Greg Baker joins Morning Movers from the Charles Schwab Singapore offices. He highlights the Hong Kong and Singapore regions reliance on the import/export market, which has been caught in the crosshairs of an escalating trade war between China and the U.S. Greg discusses trends within his client base, particularly Schwab's 24/5 trading and fixed income investing.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the second step in the Peace of Mind Pathway—Implementation. This is where the planning becomes reality. After building your personalized retirement roadmap, it's time to put your financial planning for retirement into motion. From investment transitions to estate documents and tax strategy retirement planning, this episode walks you through what happens after you say, “I'm ready.” It's not just about moving assets—it's about building a solid structure to retire confidently and comfortably.Listen in to learn about the intentional and methodical approach used at Peace of Mind Wealth Management to ensure your retirement income strategy, healthcare coverage, long term care planning, and retirement tax planning are all set up efficiently. This step-by-step retirement planning process also includes evaluating your current estate plan, understanding your Medicare and retirement options, and implementing a bucket strategy for retirement that aligns with your comfort level and goals. Discover how implementation isn't a one-time task—it's the beginning of a lasting, flexible retirement journey.In this episode, find out:· What happens when you decide to move forward with your retirement plan.· How asset transfers are managed through trusted custodians like Schwab or Fidelity.· Why implementation is paced over months to ensure thoughtful decision-making.· The key components of investment strategy for retirees, tax efficiency, and legal documentation.· How the Peace of Mind Pathway supports retiring comfortably through long-term care and Medicare strategy.Tweetable Quotes:“Implementation is not a one-and-done step—it's the launchpad for long-term retirement success.” – Radon Stancil “We take baby steps with purpose, so every element of your retirement plan gets the attention it deserves.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit: POMWealth.net/podcast

Singer Erin Schwab has been singing to the accompaniments of pianist Jay Fuchs for a long time. Their performances are audience engaging with requests and a lot of dialog back and forth. But for many in the audience what really makes the show are the treatments of Judy Garland and Bette Midler songs. Erin and Jay told how the show came into being when they talked to Phil Nusbaum.

Kathy Jones and Liz Ann Sonders discuss the pause on some tariffs and the impact on the equities market. Then, Kathy interviews Cooper Howard about the features of municipal bonds in the current landscape. They explore the implications of federal funding on state and local governments and the challenges faced by higher-education institutions. The discussion also covers practical investment strategies for municipal bonds, including the importance of credit quality, diversification, and the considerations for investing in state versus in out-of-state bonds.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see Schwab.com/IndexDefinition.Futures and futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio.  As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances.Currency trading is speculative, volatile and not suitable for all investors.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Schwab does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0525-WDSP)

https://www.twc.health/MELK – code MELK saves 10% + FREE shipping. Whiten teeth, rebuild gums, and ditch the fluoride, order SMILE Peptide Toothpaste now!   Beverly Hills Precious Metals Exchange - Buy Gold & Silver https://themelkshow.com/gold/ Speak with Gold Expert Andrew Sorchini…Tell Him Mel K Sent You!   Follow the Flyover Conservatives: https://rumble.com/c/FlyoverConservatives https://x.com/FlyoverConservs   Order Mel's New Book: Americans Anonymous: Restoring Power to the People One Citizen at a Time https://themelkshow.com/book   Dr. Zelenko Immunity Protocols https://zstacklife.com/MelK   We the People must stand strong, stay united, resolute, calm, and focus on the mission.   We at www.themelkshow.com want to thank all our amazing patriot pals for joining us on this journey, for your support of our work, and for your faith in this biblical transition to greatness. We love what we do and are working hard to keep on top of everything to help this transition along peacefully and with love. Please help us amplify our message: Like, Comment & Share!   The Show's Partners Page: https://themelkshow.com/partners/ Consider Making A Donation: https://themelkshow.com/donate/   Another way to get involved and find ways to become active in the community is to come meet Mel and many amazing truth warriors at our upcoming live in-person speaking events. Together we are unstoppable. We look forward to seeing you. God Wins! https://themelkshow.com/events/ Remember to mention Mel K for great discounts on all these fun and informative events. See you there! Our Website www.TheMelKShow.com Support Patriots With MyPillow Go to https://www.mypillow.com/melk Use offer code “MelK” to support both MyPillow and The Mel K Show   Mel K Superfoods Supercharge your wellness with Mel K Superfoods Use Code: MELKWELLNESS and Save Over $100 off retail today! https://themelkshow.com/partners/   Healthy Hydration: https://themelkshow.com/partners/   Patriot Mobile Support your values, your freedom and the Mel K Show. Switch to Patriot Mobile for Free. Use free activation code MELK https://themelkshow.com/partners/   HempWorx The #1 selling CBD brand. Offering cutting edge products that run the gamut from CBD oils and other hemp products to essential oils in our Mantra Brand, MDC Daily Sprays which are Vitamin and Herb combination sprays/ https://themelkshow.com/partners/   Dr. Zelenko Immunity Protocols https://zstacklife.com/MelK   The Wellness Company - Emergency Medical Kits: https://themelkshow.com/partners/   Dr. Jason Dean and BraveTV bring you the most innovative and cutting edge science in Nutrition with Nano-Particle Detoxification, The Full Moon Parasite Protocol and Clot Shot Defense. https://themelkshow.com/partners/   Dr. Stella Immanuel, MD. Consult with a renowned healthcare provider! Offering Telehealth Services & Supplements. Use offer code ‘MelK' for 5% Off https://themelkshow.com/partners/   Rumble (Video) - The Mel K Show: https://rumble.com/c/TheMelKShow Twitter: https://twitter.com/MelKShow Twitter (Original): https://twitter.com/originalmelk TRUTH Social: https://truthsocial.com/@themelkshow Instagram: https://www.instagram.com/themelkshow/ CloutHub: https://app.clouthub.com/#/users/u/TheMelKShow Mel K Show Video Platform (Subscription): https://www.themelkshow.tv Bitchute: https://www.bitchute.com/channel/Iw2kiviwZpwx/ Podbean: https://themelkshow.podbean.com/ Gab: https://gab.com/MelKShow GETTR: https://www.gettr.com/user/themelkshow Locals.com: https://melk.locals.com/ Banned Video: https://banned.video/channel/the-mel-k-show Brighteon: https://www.brighteon.com/channels/themelkshow  

What can a coin tell us about history, power, and identity? This week, hosts Jonathan Schwab and Yael Steiner explore the Roman Judea Capta coins—propaganda minted to celebrate Rome's brutal suppression of the Jewish revolt and the destruction of the Second Temple. Why would a global empire spotlight a small province like Judea on its currency? Schwab unpacks the fascinating world of numismatics, showing how coins served as ancient mass media and a tool for emperors like Vespasian to craft political narratives. This episode dives deep into coins as artifacts, propaganda tools, and symbols of survival and resistance. Click here for a summary and sources referenced in the episode. Click here for images of the Judea Capta Coins. Click here to see images of the Israel Liberata Coin. Be in touch. We want to hear from you. Write to us at nerds@unpacked.media. This podcast was brought to you by Unpacked, a brand of OpenDor Media. Follow @unpackedmedia on Instagram and check out Unpacked on ⁠⁠youtube⁠⁠. ------------------- For other podcasts from Unpacked, check out: ⁠⁠Soulful Jewish Living⁠⁠ ⁠⁠Stars of David with Elon Gold ⁠⁠ ⁠⁠Unpacking Israeli History⁠⁠ ⁠⁠Wondering Jews

After you listen:Find more of Daniel Stone's research on his website.Schwab's newest podcast, Invested in the Game, features true stories of people who are driving the game of golf forward.In this episode of Financial Decoder, host Mark Riepe is joined by economist Daniel Stone, Associate Professor of Economics at Bowdoin College and chair of the economics department, to discuss his reseach into how behavioral biases shape decisions. Together, they unpack how reference points and prospect theory can skew our judgment, drawing on insights from golf and basketball. Their conversation reveals how the same cognitive patterns that affect athletes under pressure can also influence everyday financial choices.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.  Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. Investing involves risk, including loss of principal. The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Diversification strategies do not ensure a profit and do not protect against losses in declining markets.The books Thinking Fast and Slow and Undue Hate: A Behavioral Economic Analysis of Hostile Polarization in US Politics and Beyond are not affiliated with, sponsored by, or endorsed by Charles Schwab & Co., Inc. (CS&Co.). Schwab has not reviewed the book and makes no representations about its content.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0525-V0MH

Can Bear or Gray take down the Schwab? Jeremy returns to host with our first time guest, Andy! The new Schwab has a vast knowledge he brings to the table but can he take down Bear or Gray? Tune in to find out! Thanks to Wes Anderson for Moments in Time, check him out on Twitter @SongsByWes and Wes Anderson Music on Facebook. Thanks to our sponsors: Sparty Steve, All Wear Clothing, Crandall's Quality Landscaping, GrayKey Merch, PaperDenimArt and Datingtransformation.com

Kathy Jones and Collin Martin discuss the recent Federal Reserve meeting, the implications of their decisions on interest rates, and the current economic landscape. They delve into the risks of stagflation, market reactions, and the dynamics of the corporate and municipal bond markets. The discussion emphasizes the importance of focusing on income and yield in the bond market amid volatility and uncertainty.Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see Schwab.com/IndexDefinition.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.Currency trading is speculative, volatile and not suitable for all investors.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0525-U5TC)

Send us a text There is a multi-billion dollar college sports issue that is flying under the radar-- the EA Sports College Football game and group licensing rights for college athletes.I'm joined by Casey Schwab, president and founder of Pathway Sports, a company that is offering every D1 football athlete the chance to participate in the first-ever group licensing program in college sports that will change how, and how much, college athletes get paid.Thank you for listening! For the latest in sports law news and analysis, you can follow Gabe Feldman on twitter @sportslawguy .

In this landmark episode of the Vacation Rental Success Podcast, Heather Bayer is joined by Steve Schwab, the Founder and CEO of Casago, at a truly pivotal moment - not just in his personal journey, but in the history of the vacation rental industry. As Casago steps into a groundbreaking merger with Vacasa, Steve reflects on the path that led him here and the deeply held leadership values that have shaped the company's evolution. From climbing rooftops in Rocky Point, Mexico, to becoming the driving force behind a national franchise brand, Steve's story is anything but typical. In this conversation, he opens up about the early moments that launched his career, the foundation of the ORANGE Credo that anchors Casago's culture, and what it means to scale a values-based business without losing its soul - especially in the wake of one of the industry's biggest mergers to date. If you're thinking about growth, culture, or the future of professional property management, this episode delivers both heart and strategy in equal measure. Revolutionize Your Employee Onboarding with THRIVE Essentials: Faster Training, Stronger Teams, Better Results! Discover how THRIVE Essentials accelerates onboarding for new property management staff, boosting performance and reducing turnover. >> THRIVE Essentials Are you listening to this podcast on the move? Get to the show notes here: https://www.vacationrentalformula.com/VRS610

Schwab, Sylvia www.deutschlandfunkkultur.de, Studio 9

Schwab, Sylvia www.deutschlandfunkkultur.de, Studio 9

Schwab, Sylvia www.deutschlandfunkkultur.de, Studio 9

Today at 11:11 am CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective!  Today at 11:11 am CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective!  TO WATCH ALL FLYOVER CONSERVATIVES SHOWS - https://flyover.live/show/flyoverTO WATCH ALL FLYOVER CONSERVATIVES SHOWS - https://flyover.live/show/flyoverTO WATCH ALL FLYOVER CONTENT: www.flyover.liveTO WATCH ALL FLYOVER CONTENT: www.flyover.liveTo Schedule A Time To Talk To Dr. Dr. Kirk Elliott Go To To Schedule A Time To Talk To Dr. Dr. Kirk Elliott Go To ▶ https://flyovergold.com▶ https://flyovergold.comOr Call 720-605-3900 Or Call 720-605-3900 ► Receive your FREE 52 Date Night Ideas Playbook to make date night more exciting, go to www.prosperousmarriage.com► Receive your FREE 52 Date Night Ideas Playbook to make date night more exciting, go to www.prosperousmarriage.comFOR ALL GRAPHICS USED OR AVAILABLE FROM MEL:FOR ALL GRAPHICS USED OR AVAILABLE FROM MEL:► Text MEL to 40509► Text MEL to 40509(Message and data rates may apply. Terms/privacy: 40509-info.com)(Message and data rates may apply. Terms/privacy: 40509-info.com)Find Mel at ► https://themelkshow.com Find Mel at ► https://themelkshow.com Connect with her on her Secure Server at ► https://themelkshow.tv Connect with her on her Secure Server at ► https://themelkshow.tv To watch more of Mel K with Flyover Conservatives, check out: https://flyover.live/media/series/wj58n7q/the-one-thing-with-mel-kTo watch more of Mel K with Flyover Conservatives, check out: https://flyover.live/media/series/wj58n7q/the-one-thing-with-mel-kMel K is a journalist, filmmaker, and podcaster known for her investigative work and critical analysis of global issues. She launched The Mel K Show in 2020 to explore corruption, power structures, and societal impacts, gaining a following of over 500,000 subscribers. With a background in journalism and film from NYU, she spent two decades in Hollywood working on historical dramas before shifting her focus to uncovering hidden truths. Her work emphasizes intellectual honesty, personal empowerment, and civic engagement, which she also discusses in her book Americans Anonymous: Restoring Power to the People One Citizen at a Time. Based in West Palm Beach, Florida, Mel continues to inspire critical thinking and informed discussions through her media platforms.Mel K is a journalist, filmmaker, and podcaster known for Send us a message... we can't reply, but we read them all!Support the show► ReAwaken America- text the word FLYOVER to 918-851-0102 (Message and data rates may apply. Terms/privacy: 40509-info.com) ► Kirk Elliott PHD - http://FlyoverGold.com ► My Pillow - https://MyPillow.com/Flyover ► ALL LINKS: https://sociatap.com/FlyoverConservatives

This week, we're joined by special guest Tarun Gupta, CEO and co-founder of Coinshift, to discuss stablecoin adoption globally and his long-term vision for decentralized finance.In the market update, we highlight large inflows into BTC, CME flows up over 100% month-over-month, and a strong front-month basis at 11%. We also break down what's next for BTC and key support levels.On the macro front, we recap last week's Non-Farm Payrolls, discuss equity market valuations, preview this week's FOMC decision, and consider what to expect from the Milken Conference and key crypto earnings. In the news section, we cover Arizona's rejection of a proposal to create a Strategic Bitcoin Reserve—and Schwab and Morgan Stanley's plans to launch crypto trading. We also cover the revival of virtual asset platforms with the launch of Genesis, and continued explosive growth in real-world assets (RWAs), including Telegram's $500M tokenized bond fund and BlackRock's BUIDL reaching $2.8B in TVL, up from $665M in March. BlackRock has also filed to tokenize a $150B Treasury trust fund on Ethereum.Onchain, we discuss Apple's relaxation of crypto app rules—allowing Bitcoin and crypto payments, NFTs, and reduced App Store fees—and Solana's patch of a zero-day vulnerability in its ElGamal Proof program. We close with key upcoming catalysts: the FOMC decision on May 7, and Ethereum's Pectra upgrade also expected on May 7.Topics Covered:Special Guests:Tarun Gupta on stablecoin adoptionMarket Update: BTC inflows, CME flows +100% MoM, front-month basis at 11%, key support levelsMacro Overview: Non-Farm Payrolls, equity market valuations, FOMC expectations, Milken Conference, crypto earningsNews & Policy: Bitcoin reserve proposal rejections, Schwab & Morgan Stanley crypto plans, virtuals revival, Telegram & BlackRock RWA expansionOnchain Insights: Apple relaxes app rules, Solana patches zero-day vulnerabilityCatalysts Ahead: FOMC Meeting (May 7), Ethereum Pectra Upgrade (May 7), multiple crypto company earnings (May 8)Host:Ben Floyd, Head of Execution ServicesSpeakers:David Duong, Head of Institutional ResearchBrock Miller, Senior Staff Software EngineerJoshua Pak, Senior CES Sales TraderCoinbase News:MANTLE-USD, WLD-USD available on Coinbase Exchange and Advanced Trade

After you listen:Learn more about the story of how May Day became National Investing Day.In this bonus episode, Mark takes a deep dive into the evolution of investing accessibility over the past century. From the barriers that once kep the public out of financial markets to key moments like May Day, he expolores the forces that gradually opened the door to broader participation in investing.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. Investing involves risk, including loss of principal. Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple, the Apple logo, iPad, iPhone, and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Spotify and the Spotify logo are registered trademarks of Spotify AB.0525-SLKS

In this conversation, Liz Ann Sonders interviews Dario Perkins of TS Lombard. They discuss the growing international skepticism towards U.S. policy, the implications of trade deficits and capital account surpluses, and the risks of recession in the current economic climate. They explore the Federal Reserve's reaction function in light of labor market dynamics and the political influence on monetary policy. The discussion also touches on the potential for a "Liz Truss moment" in the U.S. and concludes with a look at the bull case for the U.S. economy.Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.You can keep up with Dario Perkins on X or follow his podcast Perkins Vs Beamish.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.  All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.  Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.  Investing involves risk, including loss of principal.  Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab.  All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Currency trading is speculative, volatile and not suitable for all investors.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.BLS is the Bureau for Labor Statistics.The Sahm Rule identifies signals related to the start of a recession when the three-month moving average of the national unemployment rate (U3) rises by 0.50 percentage points or more relative to its low during the previous 12 months.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0525-RV98)

This is the story of how a select few are trying to take over control of the world. From world banking, to Builderberg, Rothschild to Rockefeller, here is the story of world domination, and the few who are bringing light back into the world...like you. Self Awareness Institute    

On this episode, we discuss the replacement of the head of the world economic forum. What has happened to Schwab? Who is his successor? What does he stand for? Also, we look at the new plan to dim the sun in the UK. What kind of crazy idea is it? Is it going to be carried out? We ask the questions. Contact and Support - https://www.subscribestar.com/dynamic-independence

Charles Schwab's James Kostulias focuses on market volatility and how it's impacting confidence. He says Schwab saw “net selling” in April, but “no panic selling.” He also stresses higher client engagement since the market turmoil started and higher trading volumes. He also notes that options have picked up as a trading vehicle for retail investors.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this special episode of Good Morning Hospitality, we are joined by Steve Schwab, the founder and CEO of Casago, to discuss Casago's monumental $128 million acquisition of Vacasa, a previously publicly traded property management company. Steve shares insights into how this bold move will reshape vacation rental management by transitioning Vacasa to a franchise model. He dives into his journey from starting Casago 25 years ago to building a business centered on owner satisfaction. ---- ⁠⁠⁠Good Morning Hospitality⁠⁠⁠ is part of the ⁠⁠⁠Hospitality.FM⁠⁠⁠ Multi-Media Network and is a Hospitality.FM Original The hospitality industry is constantly growing, changing, and innovating! This podcast brings you the top news and topics from industry experts across different hospitality fields. Good Morning Hospitality publishes three thirty-minute weekly episodes: every Monday and Wednesday at 7 a.m. PST / 10 a.m. EST and every Tuesday at 8 a.m. CET for our European and UK-focused content. Make sure to tune in during our live show on our ⁠⁠⁠LinkedIn page⁠⁠⁠ or ⁠⁠⁠YouTube⁠⁠⁠ every week and join the conversation live! Explore everything Good Morning Hospitality has to offer: • Well & Good Morning Coffee: Enjoy our signature roast—⁠⁠⁠order here!⁠⁠⁠ • Retreats: Join us at one of our exclusive retreats—learn more and register your interest ⁠⁠⁠here!⁠⁠⁠ • Episodes & More: Find all episodes and additional info at ⁠⁠⁠GoodMorningHospitality.com⁠⁠⁠ Thank you to all of the Hospitality.FM Partners that help make this show possible. If you have any press you want to be covered during the show, email us at goodmorning@hospitality.fm Learn more about your ad choices. Visit megaphone.fm/adchoices

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering the underlying mechanics of the bitcoin protocol, its ongoing development and funding, and real-world applications of the technology.00:00 - Introduction and Overview of Recent Conversations03:08 - The Importance of Education in Bitcoin Adoption05:56 - Coinbase Bitcoin Yield Fund: Opportunities and Risks08:55 - The State of the Crypto Lending Market12:06 - Banks and Institutional Interest in Bitcoin15:12 - Global Regulatory Developments and Nation-State Involvement18:03 - Emerging Trends in Digital Asset Banking20:45 - The Role of Binance in Global Crypto Regulations24:11 - Russia's New Crypto Exchange for High Net Worth Individuals26:50 - UAE's Digital Islamic Bank and Global Access to Bitcoin30:46 - Sharia Compliance and Bitcoin's Role32:18 - Cultural Integration of Bitcoin in Islamic Finance33:51 - Bitcoin Dominance and Market Dynamics36:15 - The Emergence of 21 Capital38:04 - Geopolitical Implications of Bitcoin Treasury Companies40:49 - The Future of Altcoins and Bitcoin Treasury Companies43:19 - The Role of Financial Engineering in Bitcoin Exposure46:46 - Understanding Bitcoin Exposure and Investment Mandates51:32 - The Impact of Traditional Finance on Bitcoin Adoption54:41 - Schwab's Entry into Bitcoin TradingIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly.Links discussed:https://www.coinbase.com/blog/coinbase-asset-management-launches-the-coinbase-bitcoin-yield-fundhttps://www.galaxy.com/insights/research/the-state-of-crypto-lending/https://www.ft.com/content/afd62059-9bb8-43b3-9395-65dd92a94d33https://bitcoinmagazine.com/news/ruya-becomes-first-islamic-bank-to-offer-bitcoin-and-virtual-asset-investmentshttps://bitcoinmagazine.com/news/ruya-becomes-first-islamic-bank-to-offer-bitcoin-and-virtual-asset-investmentshttps://riabiz.com/a/2025/4/19/rick-wurster-puts-harder-date-on-schwab-spot-bitcoin-launch-after-key-hire-and-400-surge-in-visits-to-its-crypto-site-but-isnt-pulling-down-crypto-red-flags-quite-yetKeep up with Michael: X and LinkedInKeep up with Brian: X and LinkedInKeep up with Liam: X and LinkedIn

Tackling an interesting shift in the investment landscape with dividend ETF SCHD. What's fueling the momentum? (1:00) Can't ignore market context (6:25). Questions remain about SCHD (8:00).Show Notes:Dividend ETFs such as SCHD garner investor attention after 'Liberation Day'SCHD: A Good Pick For Investors Choosing Income Investing Over GrowthAddressing SCHD's Collapse, Your Approach Needs To ChangeSCHD: Good Times Aren't Great (Rating Downgrade)Show transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

The Bible contains more than 2,300 verses related to money and possessions—a staggering number. But it's not because money is the most important topic. Rather, it's because money is one of the most accurate indicators of what's going on in our hearts.If you explore this subject, you'll find stats like “1 out of every 7 verses in which Jesus speaks involves money,” or “11 of His 39 parables are about money.” While I'm not sure if those stats are accurate, it is true that Jesus mentions money a lot. However, His teaching is rarely about money itself. It's always about something bigger, looming in the background.Money isn't just a resource; it's a reflection. It reveals our priorities, fears, hopes, and values. Whether we live paycheck to paycheck or have significant wealth, we all wrestle with what money means to us. That's why Jesus said in Matthew 6:21, “For where your treasure is, there your heart will be also.”From personal stress to relationship breakdowns, money often acts like a magnifying glass. It brings underlying values to the surface. For example, in marriage, financial tension is often less about dollar amounts and more about differences in values, such as security versus spontaneity, generosity versus comfort, and planning versus pleasure.Every Financial Decision Is a Spiritual OneEven small spending decisions carry spiritual weight. That morning latte? Those new shoes? They may seem trivial, but they reflect priorities. Matthew 6:24 reminds us that “no one can serve two masters…you cannot serve God and money.”This doesn't mean we can't enjoy God's provision. In fact, Ecclesiastes 3:12–13 says, “There is nothing better…than to be joyful and to do good…also that everyone should eat and drink and take pleasure in all his toil—this is God's gift.” However, that enjoyment must be balanced with the bigger picture: Are our financial decisions aligned with God's heart?In marriages and relationships, conflicting values around money are common, and they're not necessarily wrong. One spouse may dream of traveling to create family memories, while the other may want to boost their retirement savings. Both can honor God. The key is discovering common ground and inviting God into the conversation.Howard Dayton, the previous host of this program, used to say, “It's hard to quarrel when you're praying together.” Prayer aligns our hearts before we try to align our plans. Through honest conversations and mutual respect, differences can become opportunities for growth rather than division.If money disagreements persist, don't hesitate to bring in wise, biblical counsel. A financial advisor—especially a Certified Kingdom Advisor®—can help couples or individuals uncover shared goals and develop a plan that honors God and promotes unity.The Bottom Line: God Wants Your HeartWhether you're facing a tough decision or navigating financial tension in your home, remember: it's not ultimately about the money. God is after your heart. And when your heart is surrendered to Him, your financial decisions will reflect that trust.So whatever you're facing today, don't walk through it alone. Pray. Talk. Seek wisdom. And above all, treasure Christ above all else. When He has your heart, everything else—including your finances—will follow.On Today's Program, Rob Answers Listener Questions:I have a credit card with a $9,300 balance and would like to know how to pay it off quickly while minimizing high-interest charges.I have an annuity and IRAs with Edward Jones that I'm unhappy with due to low performance and high fees. I'm considering moving my investments to Schwab or another financial institution and want advice on how to manage my approximately $500,000 in investable assets.I currently have two certificates of deposit and would like to know if I should liquidate them and open an IRA instead.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

After you listen:To learn about the news and policies from Washington that impact your portfolio, listen to the WashingtonWise podcast.For weekly insights on the market and economy, listen to the On Investing podcast.Market volatility can stir powerful emotions, making it tempting to abandon long-term financial plans in favor of short-term reactions. In this episode, Mark Riepe is joined by Susan Hirshman, a director of wealth management for Schwab Wealth Advisory and the Schwab Center for Financial Research, to explore why emotional investing often leads to poor outcomes and how to stay focused on what you can control, from portfolio structure to tax strategies. Susan shares practical steps to help investors stay grounded and react relative to their long-term financial plan rather than their short-term emotions. Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. Investing involves risk, including loss of principal. Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Diversification, asset allocation and rebalancing strategies do not ensure a profit and do not protect against losses in declining marketRebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liabilityRoth IRA conversions require a 5-year holding period before earnings can be withdrawn tax free and subsequent conversions will require their own 5-year holding period. In addition, earnings distributions prior to age 59 1/2 are subject to an early withdrawal penalty.Schwab Wealth Advisory™ ("SWA") is a non‐discretionary investment advisory program sponsored by Charles Schwab & Co., Inc. ("Schwab"). Schwab Wealth Advisory, Inc. ("SWAI") is a Registered Investment Adviser and provides portfolio management for the SWA program. Schwab and SWAI are affiliates and are subsidiaries of The Charles Schwab Corporation.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.(0425-NNA5)

Congressman Abe Hamadeh discusses the current state of the judiciary and its implications for immigration policy. Hamadeh highlights the contrasting narratives surrounding judges who harbor illegal immigrants and the ongoing crisis within the legal system. He emphasizes the importance of the No Rogue Rulings Act and the need for Congress to support President Trump. Also, Tiffany Justice, co-founder of Moms for Liberty and visiting fellow at Heritage for Parental Rights, delves into the latest developments in parental rights and education. From the implications of recent executive orders to the controversial integration of artificial intelligence in classrooms, Tiffany shares insights into what parents need to know. Later, investigative journalist Seamus Bruner joins to talk about the recent developments surrounding Klaus Schwab and the World Economic Forum. Bruner discusses the implications of Schwab's resignation amid allegations of financial misconduct and the broader impact on globalism. Finally, former police officer and founder of The Wounded Blue, Randy Sutton, discusses his new book, Rescuing 911. Randy sheds light on the ongoing public safety crisis, the challenges facing law enforcement, and the alarming decrease in police presence across America. He emphasizes the importance of understanding the historical context of these issues and the need for a renewed commitment to supporting our police forces. As National Police Week approaches, Randy shares insights on how this event can inspire recruitment and honor those who have made the ultimate sacrifice in the line of duty.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Participants: John Steppling, Roger Johnson, Hiroyuki Hamada, and Dennis Riches. Topics covered: The history of Israel's nuclear weapons program, Seymour Hersh's “The Samson Option” (1991), death of the Pope and the conclave, Italy marks the annual date of the end of fascism—April 25th, Schwab dethroned at the WEF, Ibrahim Traoré, Jon Hamm: from “Mad Men” to “Your Friends and Neighbors”—same show, different decades? Music track: “How Long Blues” by Leroy Carr (public domain).

Impetus in Casmīriā Postquam vigintī et sex virī erant diē Martis in Indicā Casmīriā occīsī, Indī coepērunt Pakistānōs culpāre, cum duōs eōrum, quōs Indī suspicantur strāgem fēcisse, putārent esse Pakistānōs. Inde fit, ut Indī prohibeant, nē quis trāns fīnēs ē Pakistāniā in Indiam trānsgrediātur, atque foedus, quō aquam cum Pakistānīs partiuntur, suspenderint. Nam Casmīriam prōvinciam, quae inter Indōs et Pakistānōs iacet, utraque gēns sibi arrogāre adeō cupit, ut bellum annīs praeteritīs bis gestum sit; nunc vērō eaedem gentēs arma atomica possident. Pakistānī porrō dīcunt Indōs, sī aquam foedere pactam et prōmissam sibi dēnegāverint, casum bellī praebitūrōs. Batāvī Persārum lēgātum arcessunt Magistrātūs Batāvī Persāsum lēgātum arcessīvērunt. Nam speculātōrēs Batāvicī, AIVD sīve Generāle Explōrātiōnis et Secūritātis Officium dictī, duōs Persās comprehendērunt Harlēmī, quī ibi Siamācum Tahmasbī, cīvem Persicum, percūtere cōnātī essent. Quōrum sicāriōrum ūnus etiam putātur Matrītī abhinc duōs annōs cōnātus esse Alexium Vidal-Quadras occīdere, conditōrem Vōcis factiōnis Hispanicae, ut quī saepe in Persās invectus esset. Neque hoc inaudītum: nam annō bis millēsimō ūndēvīcēsimō Batāvī duōs lēgātōs Persicōs expulērunt postquam sicāriī nonnullōs regiminī Persārum oppositōs interfēcerant. Sīnēnsēs ad astra volant Shenzhou, sīve “vehiculum caeleste,” ēius nōminis vīcēsimum, in caelum missum est ā Sīnīs et cum stātiōne caelestī, quam Sīnēnsēs comparāverant et Tiangong appellant, est connexum. Dux Russicus interfectus Iaroslav Moskalik, inter dūcēs exercitūs Russcī numerātus, occīsus est Moscuae. Nam praeter autoraedam ambulābāt, quae subitō disrupta est ā sīcāriō adhūc ignōtō. Pigmenta et Saccharum Robertus Kennedy minor, Americānus minister salūtī tuendae praepositus, nuntiāvit societātēs, quae cibōs parant, cōnsēnsisse pigmenta ē petroleō facta abolēre et colōribus nātūrālibus ūtī. Kennedy enim cibōs culpāre solet artificiālēs, quibus morbī, ut obēsitās et diabētēs et aegrotātiō cordis, alantur. Porrō dīxit Kennedy saccharum esse venēnum, atque Americānīs necesse esse scīre saccharum esse venēnum. Quattuor autem cīvitātēs, vidēlicet Arcānsia et Illinoesia et Iōva et Nebrasca, epistolās mīsērunt magistrātibus totīus reī pūblicae Americānae, quibus postulārent nē līcēret pauperibus cibōs saccharī plēnōs, ut dulciola pōtūsque spūmāntēs, pūblicō impēnsō consequī. Nonnullī oppositī, ut societātēs quī mercem saccharī plēnam faciunt venduntque, contrādīcunt, metuentēs nē prohibitiō pauperēs stigmate sīve nōtā īnfāmiae afflīgat. Nīcolāus Schwab exauctōrātus Nīcolāus Schwab, conditor Tōtīus Orbis Forī Oeconomicī et quinquāgintā quattuor annōs eīdem Forō praefectus, diē Lūnae mūnere sē abdīcāvit. Forum illud opportūnitātem praebet dītissimīs prīvātīs cīvibus ac principibus magistrātibusque, ut Tavaī in Alpibus Helveticīs ūnā colloquantur, quam ob causam in suspiciōnem vēnit inter populārēs, quī metuunt nē in Forō cōnsilia capiantur ad pauperēs opprimendōs. Forum ipsum refert sē pervestigāre, an Schwab uxorque pecūniā Forī abūsī sint; quod Schwab ipse nēgat, dīcēns sē diffāmārī. Φραγκίσκος ἐτελεύτησεν ἡμέρᾳ Σελήνης ὁ Φραγκίσκος, ὁ μέγας τῆς τῶν Ῥωμαίων ἐκκλησίας ἱεροφάντης, ἐτελεύτησεν τὸν βίον. ἔζησε ὁ Φραγκίσκος ἔτη ὀγδοήκοντα καὶ ὀκτώ.

Steve, Todd, and Aaron are joined by FBI whistleblower Steve Friend for the Deace Group roundtable to discuss the choice on the table for Western civilization after the same-day departure of Klaus Schwab and death of Pope Francis. The panel also discusses what to do with Iran. In Hour Two, it's another round of Feedback Friday. TODAY'S SPONSORS: BEAM: https://shopbeam.com/products/sleep-powder?discount=steve&variant=40436356710455&selling_plan=787415095&utm_source=podcast&utm_medium=sponsorship&utm_campaign=steve and use code STEVE at checkout PREBORN: https://give.preborn.com/preborn/media-partner?sc=IABSD0123RA PATRIOT MOBILE:  https://patriotmobile.com/STEVE or call 972-PATRIOT for your FREE MONTH of service MIRACLE MADE: Upgrade your sleep with Miracle Made! Go to https://try.miraclebrand.co/sheets/ksp-v15?utm_source=Podcast_deace&utm_medium=Podcasting&utm_campaign=deace&color=stone and use the code DEACE to claim your FREE 3 PIECE TOWEL SET and SAVE over 40% OFF JASE MEDICAL: https://jasemedical.com/ and enter code “DEACE” at checkout for a discount on your orderREAL ESTATE AGENTS I TRUST: https://realestateagentsitrust.com/ BACKYARD BUTCHERS: https://www.backyardbutchers.com/pages/deace Learn more about your ad choices. Visit megaphone.fm/adchoices

For the segments of the population that know about the World Economic Forum and the step down of Klaus Schwab, who announced his resignation in 2024, the appointment of Peter Brabeck-Letmathe has caused a giant conspiracy stir for two major reasons: his current physical features make him look outright evil and because this is the same guy who said he didn't believe in the NGO promotion of water as a human right. Peter is the former CEO of Nestlé, one of a spider web of companies that control almost the entire food, beverage, medicine, and food-like-substance market, alongside of pet products too. Like many of the other major companies in this web - Kraft, Coca-Cola, Pepsico, Kellogg's, Mars, Unilever, Johnson & Johnson, P&G -  Nestlé owns and operates a large variety of other brands. Whether it could be helped or not, and whether the public or individual were truly aware or not, the fact is that the companies and products we supported built the leadership of the vary ideologies we find so repulsive. Why did Peter Letmathe take over the World Economic Forum? Because we paid him to do so.   -FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKMAIN WEBSITECashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

Volatility and uncertain economic outlooks continue to dominate the macroeconomic landscape. In this episode, Liz Ann Sonders and Kathy Jones consider the current state of the stock market, which has been characterized by significant price fluctuations. They explore the dynamics of the yield curve and the pressures on central bank independence amid political influences. The discussion also highlights the economic indicators that could impact market sentiment and investor behavior. Then, Kathy Jones and Collin Martin discuss the current status of the bond market, focusing on Treasury yields, the Federal Reserve's potential interest rate decisions, and investment strategies for different life stages. They explore the implications of tariffs on inflation and the labor market, the attractiveness of corporate bonds, and the possible benefits of Treasury Inflation Protected Securities (TIPS) in an inflationary environment.Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see https://www.schwab.com/IndexDefinitions.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the US Government, but inflation-protected bond funds do not provide such a guarantee.Currency trading is speculative, volatile and not suitable for all investors.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0425-MPWW)

Jonathan Schwab and Yael Steiner explore the story of the Dura Europos Synagogue—preserved beneath desert sand in what is modern day Syria, for 1,700 years. In this colorful episode, Schwab and Yael take listeners on a vivid tour through the 3rd century BCE synagogue, its extraordinary murals of biblical scenes, its mysterious inscriptions, and clues about ancient Jewish life, art, and community. From Pharaoh's daughter painted in the nude to Ezra depicted with a Torah scroll, this synagogue defies modern expectations with its wall-to-wall biblical imagery, multilingual graffiti, and rich cultural fusion of Roman, Persian, and Jewish influences. Click the following links to see pictures of the Dura Europos Synagogue. Pictures of the Dura Europos Synagogue Additional pictures of the Dura Europos Synagogue Click here for the sources and summary facts heard in the episode. Be in touch. We want to hear from you. Write to us at nerds@unpacked.media. This podcast was brought to you by Unpacked, a brand of OpenDor Media. Follow @unpackedmedia on Instagram and check out Unpacked on youtube. ------------------- For other podcasts from Unpacked, check out: Soulful Jewish Living Stars of David with Elon Gold Unpacking Israeli History Wondering Jews

What's the difference between a bank and a credit union? More than you might think.At first glance, banks and credit unions can seem pretty similar as they both offer valuable financial services. But dig a little deeper, and you'll find that credit unions can be a powerful partner for managing money. Aaron Caid joins us to explain why.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. A Different Kind of Financial InstitutionCredit unions stand apart from traditional banks because they are not-for-profit cooperatives owned by their members. That means the focus is on long-term member relationships, and service is preeminent.However, Christian Community Credit Union (CCCU) goes a step further. Their mission is rooted in striving to serve and love others like Christ. This distinctly faith-based approach transforms everyday banking into a form of ministry that seeks to honor God and expand His Kingdom.At Christian Community Credit Union (CCCU), they help members align their finances with their biblical worldview. That includes offering loans to build churches and support Christ-centered ministries, turning ordinary financial tools into extraordinary Kingdom-building instruments.Surprising Strength in Rates and ServicesMany people assume credit unions can't compete with traditional banks regarding rates, but that's a misconception. Because credit unions don't exist to make profits for shareholders, they can return those profits to our members through better rates and lower fees.Here's a snapshot of Christian Community Credit Union's (CCCU) current offerings:Harvest High-Yield Checking: 4% APY on balances up to $5,000 with no maintenance feesHarvest High-Yield Savings: 5% APY on the first $5,000Welcome CD: 4.5%–4.75% APY on 5- and 10-month termsCash Back Credit Card: 1.5% cash back and a donation to Christian causes with every swipeCCCU also offers vehicle loans, mortgages, and home equity lines of credit at competitive rates, digital banking, and 24/7 member support.Beyond rates and products, CCCU is also committed to spiritual growth through financial stewardship. They provide resources from trusted partners like FaithFi and Compass Financial Ministry to help our members grow in their financial discipleship.It's not just about managing money well—it's about managing money faithfully.Funding Ministry and Fueling the GospelOne of the most inspiring aspects of CCCU is its direct support of ministry work. CCCU specializes in ministry lending, and with over $1 billion in ministry loans funded, it understands what churches and ministries need.From property and equipment loans to operating accounts and reserve fund solutions, CCCU partners with ministries financially and missionarily.Plus, their giving program has donated more than $6.5 million to Christian causes. That includes ministries fighting human trafficking, protecting vulnerable children, providing disaster relief, and sharing the gospel worldwide.Becoming a Member is EasySo, how can you join?Membership is open to Christians and Christian ministries nationwide. You can become a member through your church, school, a partner ministry like Christian Alliance for Orphans, or even through a family member.With a streamlined online process, starting banking with your values is easier than ever. When your money is aligned with your faith, it does more than grow—it gives, serves, and multiplies for God's glory.To learn more or become a member, visit joinchristiancommunity.com.On Today's Program, Rob Answers Listener Questions:I have a 401(k) at a place where I used to work about 15 years ago, at the University of North Chicago. It's about $15,000, and I have not been at that job for over 15 years. I want to know if it's a good idea to move it. Should I combine it with my current 401(k), or should I just leave it there?I have a stock in my portfolio that is losing between 40 and 47%. It has an F rating and is a large part of my portfolio. I want to sell it, but I want to know what to do with it after I sell it. I have it in Schwab, and I'm wondering if there's a better fund I could put it in since I have a lot sitting there.I'm contributing to an employer 457(b) plan. Those funds are going into a Roth plan, and I am contributing the maximum amount. I'm married and over 50. I'd like to know if I can also open a personal Roth IRA and a traditional Roth IRA.I would like to sell a piece of land, but I want to sell it to a developer, maybe someone who would be developing a spa, a hotel, or something similar. I want to know where I can go to access or look for developers who would be interested in purchasing my land.My husband and I didn't file taxes from 2016 to 2022, and sadly, he passed away recently. There are IRS notices with increased penalties and interest. Do I have to list the fact that there is a withholding on the IRS notices, even though I didn't have any income, and it was all his income?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

ICE sees a massive spike in the arrest of terrorists, President Trump moves to further knock out the Houthis, and the Supreme Court appears to side with parents. Developing stories you need to know just in time for your drive home. Get the facts first on Morning Wire. Jeremy's Razors: Try Jeremy's Razors for 20% off risk-free: https://www.jeremysrazors.com/MORNINGWIRE

Join Jim and Greg for Tuesday's 3 Martini Lunch as they have a great time breaking down a series of jaw-dropping stories. They dig into Massachusetts Sen. Elizabeth Warren's awkward admission about Biden's mental decline, a far-left Minnesota prosecutor refusing to charge a leftist state employee who seriously vandalized numerous Teslas, and explosive allegations that Klaus Schwab grossly misused World Economic Forum resources. Plus, they uncover a Die Hard connection to another of the day's biggest stories.First, they thoroughly enjoy watching a progressive podcast host grill Sen. Warren over her insistence that she didn't notice signs of President Biden's cognitive struggles before last year's debate. Warren ultimately tried to deflect, but Jim and Greg explain why this backpedaling will haunt Democrats and the media for a long time.Next, they're stunned by prosecutor Mary Moriarty's refusal to press charges against Dylan Adams, a Minnesota state employee accused of deliberately vandalizing six Teslas—causing $20,000 in damage. Adams will face no jail time and even gets to keep his government job.  Jim notes the frustration of local police and the damage done when intentionally criminal behavior is swept under the rug due to politics.Then, they dive into the allegations against outgoing World Economic Forum leader Klaus Schwab and his wife, who are accused of stealing substantial funds from the WEF and taking over a luxury property owned by the organization during COVID lockdowns. Please visit our great sponsors:This podcast is sponsored by BetterHelp. Your well-being is worth it. Visit https://BetterHelp.com/3ML to get 10% off your first monthCut through political bias with Ground News's Vantage Plan—visit https://GroundNews.com/MARTINI to get 40% off for a limited time!Streamline and scale your customer communications with OpenPhone. Get 20% off your first 6 months at https://openphone.com

Join Jim and Greg for Tuesday's 3 Martini Lunch as they have a great time breaking down a series of jaw-dropping stories. They dig into Massachusetts Sen. Elizabeth Warren's awkward admission about Biden's mental decline, a far-left Minnesota prosecutor refusing to charge a leftist state employee who seriously vandalized numerous Teslas, and explosive allegations that […]

In this fiery episode of Breaking History, Matt Ehret and Ghost deliver a blistering exposé on the globalist power structure behind Pope Francis, the World Economic Forum, and the coordinated collapse of the old world order. With the simultaneous death of Pope Francis and the abrupt resignation of Klaus Schwab, the hosts unpack what they see as a symbolic changing of the guard, and a deeper spiritual and geopolitical shake-up. Matt dives deep into the Vatican's alignment with the WEF through the Council for Inclusive Capitalism, exposing Pope Francis's ties to literal fascist regimes, the Jesuit agenda, and the Great Reset's spiritual veneer. He traces the Pope's ideological roots in liberation theology, Operation Condor, and the CIA-backed Argentine junta, raising urgent questions about Francis's legacy and the Vatican's role in weaponizing social justice as a tool of global control. The duo also unpacks the rise of Gaia worship, anti-human eco-theology, and the rebranding of Christianity into a soft-power vehicle for Agenda 2030. Ghost joins in to explore the overlapping collapse of narrative control, the ritualistic timing of world events, and the maneuvering of Trump and Putin amid intensifying Middle East diplomacy and collapsing U.S. embassies abroad. This episode is an unfiltered reckoning with history, symbolism, and the spiritual battle unfolding in real time.

Klaus Schwab is out—and the globalist machine is crumbling. In this episode, we break down Schwab's sudden resignation as head of the World Economic Forum, the installation of his replacement, and the growing backlash against the Great Reset. From a 2005 clip where WEF's new interim chair claims water isn't a human right, to Schwab's 2024 admission that a political revolution is underway, this is the story of a collapsing ideology and the movement rising to take its place.   Call 1-(800)-958-1000 or visit http://TNUSA.com/brand to schedule a complimentary consultation. http://www.1775coffee.com/BRAND to save 15% off your order of 1775 Coffee.

Don flies solo on this episode of Talking Real Money, fielding calls and calling out the nonsense in fancy investment gimmicks. From market-neutral funds to buffered ETFs, he lays out the case for simplicity, diversification, and discipline over complexity and high fees. Along the way, he compares real-world returns of flashy funds to the humble Vanguard Balanced Index, explains the math behind risk and reward, and gently teases listeners dabbling in covered calls and premium farming. With real estate worries, Schwab steak dinners, and Tesla bulls turned cautious, this episode is classic Don: blunt, funny, and laser-focused on keeping it real… money. 0:04 Friendly welcome and a call for co-hosting help as Don flies solo 1:16 Call-in number shared, and Don apologizes for occasionally sounding political 3:01 Markets are volatile—skip the politics, let's talk practical moves 3:59 Media fear-mongering and the pitch for “alternatives” 5:13 Barron's & WSJ pitch fancy stuff—Don calls it gimmickry 7:15 Long-term market history shows why patience wins 8:54 The Campbell Systematic Macro Fund vs Vanguard Balanced Index 11:20 Comparing performance, risk, and costs—spoiler: Vanguard wins 12:45 Complexity benefits salespeople, not investors 13:33 Jim from Tacoma asks about “buffered ETFs” 14:02 Don explains buffered ETFs, costs, and gimmick risk 16:23 The danger of complex products with little upside 17:41 Expense ratios and risk in buffered funds vs Vanguard again 19:34 Greg from Florida gets pitched “Schwab Personalized Indexing” over grouper 22:15 Direct indexing: useful, but only for big portfolios 23:20 Planning is more powerful than piecemeal strategies 25:58 High costs, tax strategies, and why a real plan matters 28:00 Laura in Olympia asks about selling her home to retire 29:24 Market timing fears and the power of diversification 30:59 Passive income myth and the burden of managing property 31:56 Adjusting risk with age and leaning on fiduciary advice 33:14 Real estate market is strong—Don gives Laura confidence 34:34 Jason from Sammamish—the “Tesla Bull”—asks about premium farming 36:01 Writing covered calls to buy into VONG—Don offers cautious perspective 37:51 Don's stockbroker days and every strategy eventually failing 39:09 Covered calls as fun, not a serious strategy—Don doesn't want copycats 39:52 Don signs off with a reminder: invest simply, plan wisely, and stop guessing Learn more about your ad choices. Visit megaphone.fm/adchoices

[Pope] Francis Dies at 88; Klaus Schwab resigns as WEF [Chair] In a seismic episode, @intheMatrixxx and @shadygrooove unpack two earth-shattering events rocking the globalist elite: Pope Francis' sudden death at 88 and Klaus Schwab's abrupt resignation as World Economic Forum Chair. They expose the hidden connections, questioning if these are mere coincidences or a proven conspiracy signaling the collapse of the deep state's grip. From the Vatican's silence to Schwab's exit amid Trump's rising influence, this episode reveals the truth behind the headlines. With the constitution as your weapon, stand ready to challenge the system. The truth is learned, never told—tune in to the MG Show to decode the global power shift. Keywords Pope Francis, Klaus Schwab, World Economic Forum, deep state, proven conspiracies, Trump, globalism, Vatican, America First, resignation, death, truth, constitution, @intheMatrixxx, @shadygrooove, MG Show Tune in weekdays at 12pm ET / 9am PST, hosted by @InTheMatrixxx and @Shadygrooove. Catch up on-demand on [Rumble](https://rumble.com/mgshow) or via your favorite podcast platform. **Where to Watch & Listen** - Live on [Rumble](https://rumble.com/mgshow) - [Red State Talk Radio](https://mgshow.link/redstate) - X: [@intheMatrixxx](https://x.com/inthematrixxx) - Backup: [Kick](https://kick.com/mgshow) - PODCASTS: Available on PodBean, Apple, Pandora, and Amazon Music. Search for "MG Show" to listen. **Engage with Us** Join the conversation on [MG Show Channel](https://t.me/mgshowchannel) and participate in live voice chats at [MG Show Chat](https://t.me/MGShow). **Social & Support** - Follow us on X: @intheMatrixxx and @ShadyGrooove - Join our listener group on X: [X Group](https://mgshow.link/xgroup) - Support the show: - Fundraiser: [GiveSendGo](https://givesendgo.com/helpmgshow) - Donate: [Support Page](https://mg.show/support) - Merch: [Merch Store](https://merch.mg.show) - MyPillow Special: Use code MGSHOW at [MyPillow](https://mypillow.com/mgshow) for savings! - Crypto donations: Bitcoin: bc1qtl2mftxzv8cxnzenmpav6t72a95yudtkq9dsuf Ethereum: 0xA11f0d2A68193cC57FAF9787F6Db1d3c98cf0b4D ADA: addr1q9z3urhje7jp2g85m3d4avfegrxapdhp726qpcf7czekeuayrlwx4lrzcfxzvupnlqqjjfl0rw08z0fmgzdk7z4zzgnqujqzsf XLM: GAWJ55N3QFYPFA2IC6HBEQ3OTGJGDG6OMY6RHP4ZIDFJLQPEUS5RAMO7 LTC: ltc1qapwe55ljayyav8hgg2f9dx2y0dxy73u0tya0pu **All Links** Find everything on [Linktree](https://linktr.ee/mgshow)

Tom Bilyeu is joined by his insightful co-host, Drew, to confront a cascade of world-shaking headlines and dig into their far-reaching implications. Kicking things off with a prophetic rundown of global events—ranging from the death of Pope Francis to tech innovations straight out of sci-fi—Tom and Drew tackle the convergence of geopolitics, religion, and technology like never before. Together, they examine the unique legacy of Pope Francis, the strategic genius (and missteps) in religious recruitment, and the historic moments that shaped global culture. The conversation then pivots to the U.S. Supreme Court's surprise late-night injunction on immigration issues, as Tom dissects the tension between due process, executive power, and the present-day political landscape. Interwoven are reflections on good governance, the rise of the “dumb voter” problem, and the essential role of free speech in a society hungry for truth and self-determination. SHOWNOTES 00:00 Columbus' Impact: Global Terraforming 09:43 Supreme Court Rebuffs Trump's Claim 12:30 Southern Border Terrorism Concerns 18:19 "On Balanced Takes and Expertise" 22:04 Self-Assured Beliefs and Conviction 29:10 Leadership Succession Speculation 32:05 Navigating U.S.-China Relations 37:27 Youth Empowerment and Generational Power Dynamics 44:00 Balancing Tech Use in Childhood 51:19 The Shift from Aggregated to Disaggregated Capital 54:32 Attractive Characters Boost Game Appeal 58:39 Cultural Beauty and Fertility Norms CHECK OUT OUR SPONSORS Audible: Sign up for a free 30 day trial at https://audible.com/IMPACTTHEORY  Vital Proteins: Get 20% off by going to https://www.vitalproteins.com and entering promo code IMPACT at check out Upway: Get $150 OFF any purchase over a thousand when you use code IMPACT at https://upway.co. Thrive Market: ​​Go to https:thrivemarket.com/impact for 30% off your first order, plus a FREE $60 gift! American Alternative Assets: If you're ready to explore gold as part of your investment strategy, call 1-888-615-8047 or go to https://TomGetsGold.com Tech Unheard: Tune into Tech Unheard from Arm and NPM—wherever you get your podcasts. Monarch Money: Use code THEORY at https://monarchmoney.com for 50% off your first year! Mint Mobile: If you like your money, Mint Mobile is for you. Shop plans at https://mintmobile.com/impact.  DISCLAIMER: Upfront payment of $45 for 3-month 5 gigabyte plan required (equivalent to $15/mo.). New customer offer for first 3 months only, then full-price plan options available. Taxes & fees extra. See MINT MOBILE for details. What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER SCALING a business: see if you qualify here. Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here. ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** Join me live on my Twitch stream. I'm live daily from 6:30 to 8:30 am PT at www.twitch.tv/tombilyeu ********************************************************************** LISTEN TO IMPACT THEORY AD FREE + BONUS EPISODES on APPLE PODCASTS: apple.co/impacttheory ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

One of the biggest and often overlooked risks facing retirees is sequence-of-returns risk. The risk of experiencing investment losses early in retirement can have an impact on the sustainability of savings over the long term.  Morningstar researchers dug into this in their latest State of Retirement Income study. Their findings confirm what many retirement planners already suspect: the first five years of retirement are make-or-break. I'll also answer a listener question: "Are there advantages to moving all your mutual funds into a brokerage firm such as Schwab? " Resource: Morningstar article: How to Avoid Outliving Your Retirement Savings? It's All in the Sequence Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Get the book - out now!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today inApple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

//The Wire//2200Z April 21, 2025////ROUTINE////BLUF: POPE FRANCIS PASSES AWAY THIS MORNING. CHINA ANNOUNCES LATEST MOVE IN USA/CHINA TRADE WAR.// -----BEGIN TEARLINE----- -International Events-Vatican City: Pope Francis passed away early this morning at the age of 88, following his bout of respiratory illness. The Vatican stated that Pope Francis died at his residence after experiencing a stroke this morning.Switzerland: Klaus Schwab, the founder of the infamous World Economic Forum abruptly announced his resignation from his position as Chair of the forum, along with his seat on the Board of Trustees.AC: No comment was provided on the reason for Schwab stepping aside, and the resignation took effect immediately. However, Schwab had taken a reduced role at the Forum anyway, after handing over most of the day-to-day operations of the organization to Børge Brende back in May of last year.Far East: The trade war between the United States and China continues to expand, with China announcing a new style of retaliatory tariffs. Though the announcement from China's Ministry of Commerce was somewhat vague, the general sentiment is that for any nation that works with the United States regarding their own tariffs, China will impose Chinese tariffs on that nation.AC: If this is what China intends to do, this is a significant development. Taxing a third-party nation simply because that nation is working favorably with the USA, is purely a "friend of my enemy is an enemy" approach to this trade crisis that highlights just how serious Beijing is regarding this situation. In short, this whole affair may just be more serious than it appears at face value.  -HomeFront-Florida: This morning Delta Flight 1213 experienced an engine fire before takeoff in Orlando. The fire occurred as the No. 2 engine was started after pushback from the gate, prompting the inflatable slides to be deployed to evacuate passengers to the taxiway.New Mexico: A local county magistrate judge has resigned following an incident that involved harboring an illegal alien two months ago. Back in February, Cristhian Ortega-Lopez was arrested on a variety of charges at Judge Cano's home, where he had been living.-----END TEARLINE-----Analyst Comments: The resignation of Judge Cano is not particularly surprising as this judge openly confessed to harboring this illegal alien at his residence. In photos posted to his personal (and public) Facebook page, the judge was also seen in video footage that shows the illegal handling weapons. The reason as to why this two-month-old story is worth mentioning now is due to the quiet "retirement" of the judge at nearly the same time that various court docs claim the illegal was a member of Tren de Aragua (TdA), the infamous gang that has been recently designated as a Foreign Terrorist Organization (FTO). While this development largely went unnoticed by the general public, this FTO designation is no joke. This categorization allows a plethora of tools (to include kinetic targeting efforts) to be used to combat the groups designated as FTOs. It's bad enough for a judge to openly harbor an illegal alien for political purposes, but it's a different thing altogether to harbor someone who's part of a terrorist organization.It is that FTO label that changes the game; it's entirely a different atmosphere to harbor someone with the same designation as Bin Laden. Though this is speculative, this is probably why this judge quietly got shut down and pressured into "retirement". Everyone knows that it's almost impossible to indict a judge for anything at all (even low-level county magistrates), but it's also hard to remain in the public eye after being caught knowingly harboring a federally designated terrorist on US soil, and providing that individual with small arms.Analyst: S2A1Research: https://p

Gary Kah is founder and director of Hope for the World. Gary is editor of Hope for the World Update. He's an author and former Europe & Middle East Trade Specialist for the Indiana State Government.As Jim noted at the beginning of this broadcast, "The goals of global government continue to spin." This is being helped along by the big news concerning the passing of Pope Francis. Gary described him as a cunning, interfaith man who was outspoken in his dedication toward globalism. This was seen in his support for the "Great Reset", he was tied to the World Economic Forum, he launched the Global Compact on Education, was in favor of the climate change agenda, had strong socialist leanings, supported leftist U.S. political figures despite their pro-abortion stance, was soft on gay marriage and he supported the extreme lock-down measures during COVID. Jim also passed along news that Klaus Schwab, Chair of the Board of Trustees of the World Economic Forum, has stepped down.Hear more on the Pope, Schwab, news concerning Russia/Ukraine and Israel and much more, on this edition of Crosstalk.

The U.S. Supreme Court issued a secretive midnight order halting Trump's deportations under the Alien Enemies Act, drawing a sharp rebuke from Justice Alito. Meanwhile, Kristi Noem was robbed in D.C., Hegseth leaked strike intel on Signal, and Trump called Fed Chair Powell a “loser” as markets dropped. The administration pushed a Ukraine peace deal favoring Russia, clashed with Israeli pressure on Iran, and faced backlash after Christians were blocked from Easter worship in Jerusalem. Pope Francis died, Schwab quit WEF, and China launched mass production of humanoid robots.Rick Wiles, Doc Burkhart. Airdate 4/21/25Join the leading community for Conservative Christians! https://www.FaithandValues.comYou can partner with us by visiting TruNews.com, calling 1-800-576-2116, or by mail at PO Box 399 Vero Beach, FL 32961.Get high-quality emergency preparedness food today from American Reserves!https://www.AmericanReserves.com             It's the Final Day! The day Jesus Christ bursts into our dimension of time, space, and matter. Now available in eBook and audio formats! Order Final Day from Amazon today!https://www.amazon.com/Final-Day-Characteristics-Second-Coming/dp/0578260816/Apple users, you can download the audio version on Apple Books!https://books.apple.com/us/audiobook/final-day-10-characteristics-of-the-second-coming/id1687129858Purchase the 4-part DVD set or start streaming Sacrificing Liberty today.https://www.sacrificingliberty.com/watchThe Fauci Elf is a hilarious gift guaranteed to make your friends laugh! Order yours today!https://tru.news/faucielf