That Wall Street Guy

Well interest rates in Australia have been lowered to 1%, does that ring any bells? It's part of the story that lead to the Global Financial Crisis. That is a complicated and multifaceted event, or series of events, but Paul was right in the thick of it. Paul lends us his knowledge and first hand experience to explain exactly what went down to cause the GFC in this episode of Paul Street Journal. Comments or questions? Contact us at timwhiffen@auscastnetwork.com

This was a live set from the Adelaide Podcast Festival in 2019. Tim and Paul talk about the kinds of things you can expect from the podcast as well as some very broad tips for beginners of their prosperous financial future.

It may certainly seem that we hear many depressing things on the news, especially about the economy. Given that there are plenty of messes around the globe, Europe, China, the US, there's a lot to think about in terms of risk, but maybe it's not all so glim? Paul lets us know all the things to keep in mind, what's worth looking out for in terms of investment? Have questions? Contact us at timwhiffen@auscastnetwork.com

We here it all the time, "the government has avoided a deficit", "the government has plunged us into deficit", "The opposition has a history of deficit". What does all of that mean? Well Paul is here to explain it all, and tell us why it's not as bad as it's made out to be, in certain circumstances at least. Got any questions? Email us at timwhiffen@auscastnetwork.com

When interest rates fluctuate, it can be hard to work out why and for what benefit. Paul sheds some light on the subject by telling us who sets the rates, why they change, and what chain of events occur to change the rate on your mortgage or credit card. Make sure to send us any questions to timwhiffen@auscastnetwork.com

What can you do?! It's out of your control, right? Well, Paul has some insights into what can be done, and what to think about when your assets aren't appreciating, but depreciating... Listen to this episode of Paul Street Journal to gain insight into the risk, reward, and nature of investing. Have questions for us to answer on the pod? Great! Email us at timwhiffen@auscastnetwork.com

In a world of speculation about the most talked about man on earth for the last two years, President Donald Trump has been called a lot of things. We try to assess the facts, and determine what there is to like about President Trump's policies and changes. Something to keep in mind is we only talk about the economics, not the social change Trump has made or seeks to make. In this insightful episode, your opinion about America's financial situation may change, they're doing way better than you may think!

If you thought market disruptions were hooligans interupting a family friendly farmers mart then you'd be correct, but they're also a disturbance to the status quo of consumption with the introduction of a new comodity or product. Paul explains the history and specifics of market disruptions as well as how they could affect the future. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Emergency funds are an integral part to any mature adults personal finance. Rainy days happen to everyone and having the security for unexpected or unfortunate events is a great relief. Paul walks us through the reasonings and details of emergency funds, making it easier than ever to get in control of your money worries. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

House flipping is an Australian Dream, perhaps even a pastime considering it's popularity, but is it a good investment? What kinds of things should you consider before entering the property game? Truth is, some people would be better off playing the monopoly board game than entering the real estate market looking for investment, Paul explains. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Paul and Tim have delved into China on a more macro scale and found some serious problems with their growth. This won't just be China's (likely) downfall, but will also affect some other OECD countries who are addicted to debt. Australia is notibly a country who's GDP is growing at a good rate, yet the Australian people aren't feeling the joy, what's contributing to our growth that doesn't help the average Australian out? This is a long form discussion in our new studio setting. If you have topics you want us to cover, don't be afraid to get in touch at Paulatherton.com, auscastnetwork.com or on Paul's facebook page.

How do convince the young, hip, busy youths of today to invest? Paul demystifies the logistics of starting young, and makes it easy to fit into a lifestyle where there's way more to focus on than retirement! The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Prefer simplicity? Rolling your debt into dominoes is easy but it's easier for some to have just one form of debt and paying one bill every month. Paul walks you through some methods to get that dead debt money down and put to better use. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Today on our very special first episode is a taste of things to come! Paul Atherton, an ex-wallstreet advisor and finance wiz, and Tim Whiffen, a millennial with a keen interest in complex problems, talk to experts in many different fields to learn and discover the world’s economic, and political issues. This is Currency Affairs. Assosciate lecturer at the University of Adelaide, David Olney, has specialised in political philosophy, and paired with Paul's global economic knowledge, the two unfold a great narrative of the current economic climate for multiple entities. Ultimately they've established there needs to be a change to avoid chaos.

John Cadogan, also known as "Autoexpert", is perhaps Australia's foremost Automotive Journalist. Like Paul, John seeks to help consumers make the right decisions when buying a car, and helps them save thousands in the process. With over 25 years of reporting on the car industry, John has informed on automotive consumer issues, explained concepts with his mechanical engineering degree, and reviewed cars in depth. With experience in print, radio, TV and his massive online presence today, he made the perfect guest for Paul and Tim to talk to about saving money on cars. And since he saves Australians over $250,000 every month on their cars, he brought his wealth of knowledge to the conversation that is a must-listen for those looking to buy or sell a car. John's Channels: https://autoexpert.com.au/ https://www.youtube.com/user/AutoExpertTV Paul's Channels: https://www.facebook.com/thatwallstguy/   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Having trouble dumping your debt? He's said it before but debt is the worst thing for your finances (except for debt on an accumulating asset. See; Mortages Explained and Debt Explained). So how exactly do you destroy debt? There's a few ways, and we've talked about some before, but here's the expanded methods of dominoing your debts! The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

A financial plan is important, you may have heard Paul talk about the "elevator pitch" if you can't explain your plan in under 20 seconds, you don't have a plan. Well Paul wraps up some of the concepts we've talked about so far and shows us why they're important The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

What is the point of insurance? It can often feel as if you're paying money for nothing, especially for life insurance. You're not going to be able to spend that payout! Paul lays it all on the table and says what you may not want to hear, you're probably underinsured... The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Feeling enslaved by the system? By the "Man" keeping you in check to earn and buy in a cycle yu're not keeping up with? Paul can take the the stress away with tips to become the Money Master.  The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Whats the best option to become a sugar Mumma / Daddy as fast as possible? Most Australians would say houses, right? Well there's a lot to think about, but Paul has done the thinking for you. Here's the best guide to build wealth and it's about as easy as 1, 2, 3... The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Crypto Currency is meant to change the way we use money, and while its certainly gained traction as a possible investment, will it take over the world? Paul has some insight with market disruptions; things that are so revolutionary they're impossible to predict. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

China has been set to takeover the world for the last 20 or so years. It feels as if you can't buy anything without China taking part in some form of the produciton process. So does this mean China is the biggest economic power in the world, or will it be in the future? Paul sets these questions to rest with some interesting perspectves from his background in emerging markets... The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Do you ever wonder what the fuss is all about with global trade, and why Trump, as a business man, is so upset about with the current status? Well Paul has you sorted with a plainly spoken explanation of what is happening with China's trade accounts. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Living with only cash isn't an exercise to see how we lived in the days of old. Paul thinks the cash only week is a great way to be more conscious of your own finances. He's even been known to do cash only months, so they must be good! Listen in to find out why. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

You can tell the money who's boss, that's right, you can be the Money Manager! It has it's risks though, and it's a lot of work, Paul tells us what's involved in being a money manager, what to avoid and what to look for! The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

A lot of different flowers make a bouquet! Having assets in a multiple places sound messy, but Paul will tell you why it's a very smart decision. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Do you know what a DRIP is and how it can impact you financially? Paul teaches you the art of this advanced stock tip that will make you the highest roller out of your friend group.   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

The iN Show - it's all about innovation. This week, talk all things Hybrid World Adelaide, and Smart Cities with Nick Faulkner, one of the guest speakers at HWA.  #innovation #inspiration #podcast #development #philosophy #ai #HWA #Hybrid World Adel #space #future #gaming #space #smart cities See omnystudio.com/listener for privacy information.

The iN Show - it's all about innovation. This week, talk all things Hybrid World Adelaide, space and falling asleep in Uni lectures with Paddy Neumann, one of the guest speakers at HWA. Plus like and share this podcast link to win a double pass to this years event. #innovation #inspiration #podcast #development #philosophy #ai #HWA #Hybrid World Adel #space #future #gaming #space @plasma See omnystudio.com/listener for privacy information.

Want to make better decisions? Knowing how to make deliberate decisions is a learned skill. Through each letter of the word PAUSE, here are 5 tips to making better decisions. CONNECT WITH ME: Facebook – join to keep up to date on everything I do Instagram – my favourite place to share quotes and behind the scenes Twitter – for direct one to one conversations LinkedIn – my professional profile Medium – share my words here See omnystudio.com/listener for privacy information.

Everyone wants more money than they have, its only human, but is your financial situation really getting you down? Paul puts things into perspective to get you back into a positive headspace for a brighter future. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Casual employment and student life making it hard to save? Paul breaks down the strategies to successfully spend less than you earn, and to put more money away from a rainy day.   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

‘Budget’ is second only to ‘diet’ as the most hated word in the english language. It sounds daunting but Paul breaks down the process of budgeting to make life’s constant flow of bills and paychecks work smoothly and simply for you. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Paul and his designated team of good guys swoop in to save the day with handy tips and steps to turn your life and credit around when making those large life-essential investments and purchases. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Paul teaches you how to use metrics to avoid blowing an astronomical amount of cash on a place, especially in this day and age’s housing market. The golden rule of real estate is no longer ‘location, location, location’ - tune in this week to get ahead of the pack. The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Tim is in a long term relationship now (sorry ladies) and Paul is giving him the best advice on Mortgages as he looks to move somewhere new. If you’re at that same stage in life, this podcast is definitely for you!   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Our resident expert Paul is a huge supporter of Credit Repair Agencies. Why? In this episode you can find out!   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

What are Fundamental, Speculative, and Relative Value Investing? What works best for you? Paul will help you understand how best to invest your money for a successful future.   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

Paul explains what Liquidity means and whys it’s better to obtain a stock that ‘goes with the flow’.   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

What’s a credit score? YOU already have one! From 0 - 1200, where do you stand? And what does it mean? Paul has you covered in this episode.   The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.

The iN Show - it's all about innovation. On this episode, David and Troy chat with Daniel and Elisabeth from the Rotary Club of Adelaide. They are part of a global network of professional and community leaders striving towards the betterment of society through practical approaches and programs, including the Innovation Group as well as the Hands On Project. #innovation #inspiration #podcast #development #society #rotary #club #community #leadership #project #team #program #global #network #connection See omnystudio.com/listener for privacy information.

The iN Show - it's all about innovation. This week, David and Troy chat to Daniel Clift and Elisabeth Beltrame from the Rotary Club of Adelaide, which is part of an international network of professional and community leaders who strive to innovate and contribute to the betterment of society. They also speak with Scott Rogasch from Forage Supply Co., an organisation that is creating a movement of people helping themselves and those around them through contributing towards sustainability for the earth as well as our lives. Plus Claire is back with iN News, including a story about how human skills will be increasingly valuable for future innovators! #innovation #inspiration #podcast #development #society #rotary #community #people #organisation #programs #forage #sustainability #homelessness #environment See omnystudio.com/listener for privacy information.