Podcasts about Fundamental

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Best podcasts about Fundamental

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Latest podcast episodes about Fundamental

Central Baptist Church of Ponca City
Remember HIS Sacrificial Death

Central Baptist Church of Ponca City

Play Episode Listen Later Oct 25, 2021


Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday PM, October 24, 2021SERMON BY: Dr. John WaterlooSERMON TITLE: Remember HIS Sacrificial DeathSERMON THEME: The Jew's Passover transitions into The Lord's SupperSERMON SERIES: The Gospel by MarkSERMON VERSES: Mark 14:12-25; Exodus 12:1-22; 1Corinthians 11:23-30The Passover* Takes place on a specific night, WITH the family* The lamb was the center of the feast* The blood was sprinkled upon the Jew's doorpostsGod's Purpose* To Remember the sacrifice of THE LAMB!* To RepentMark 14:12-25 And the first day of unleavened bread, when they killed the passover, his disciples said unto him, Where wilt thou that we go and prepare that thou mayest eat the passover? 13 And he sendeth forth two of his disciples, and saith unto them, Go ye into the city, and there shall meet you a man bearing a pitcher of water: follow him. 14 And wheresoever he shall go in, say ye to the goodman of the house, The Master saith, Where is the guestchamber, where I shall eat the passover with my disciples? 15 And he will shew you a large upper room furnished and prepared: there make ready for us. 16 And his disciples went forth, and came into the city, and found as he had said unto them: and they made ready the passover. 17 And in the evening he cometh with the twelve. 18 And as they sat and did eat, Jesus said, Verily I say unto you, One of you which eateth with me shall betray me. 19 And they began to be sorrowful, and to say unto him one by one, Is it I? and another said, Is it I? 20 And he answered and said unto them, It is one of the twelve, that dippeth with me in the dish. 21 The Son of man indeed goeth, as it is written of him: but woe to that man by whom the Son of man is betrayed! good were it for that man if he had never been born. 22 And as they did eat, Jesus took bread, and blessed, and brake it, and gave to them, and said, Take, eat: this is my body. 23 And he took the cup, and when he had given thanks, he gave it to them: and they all drank of it. 24 And he said unto them, This is my blood of the new testament, which is shed for many. 25 Verily I say unto you, I will drink no more of the fruit of the vine, until that day that I drink it new in the kingdom of God. Exodus 12:1-14   And the LORD spake unto Moses and Aaron in the land of Egypt, saying, 2 This month shall be unto you the beginning of months: it shall be the first month of the year to you. 3 Speak ye unto all the congregation of Israel, saying, In the tenth day of this month they shall take to them every man a lamb, according to the house of their fathers, a lamb for an house: 4 And if the household be too little for the lamb, let him and his neighbour next unto his house take it according to the number of the souls; every man according to his eating shall make your count for the lamb. 5 Your lamb shall be without blemish, a male of the first year: ye shall take it out from the sheep, or from the goats: 6 And ye shall keep it up until the fourteenth day of the same month: and the whole assembly of the congregation of Israel shall kill it in the evening. 7 And they shall take of the blood, and strike it on the two side posts and on the upper door post of the houses, wherein they shall eat it. 8 And they shall eat the flesh in that night, roast with fire, and unleavened bread; and with bitter herbs they shall eat it. 9 Eat not of it raw, nor sodden at all with water, but roast with fire; his head with his legs, and with the purtenance thereof. 10 And ye shall let nothing of it remain until the morning; and that which remaineth of it until the morning ye shall burn with fire. 11 And thus shall ye eat it; with your loins girded, your shoes on your feet, and your staff in your hand; and ye shall eat it in haste: it is the LORD'S passover. 12 For I will pass through the land of Egypt this night, and will smite all the firstborn in the land of Egypt, both man and beast; and against all the gods of Egypt I will execute judgment: I am the LORD. 13 And the blood shall be to you for a token upon the houses where ye are: and when I see the blood, I will pass over you, and the plague shall not be upon you to destroy you, when I smite the land of Egypt. 14 And this day shall be unto you for a memorial; and ye shall keep it a feast to the LORD throughout your generations; ye shall keep it a feast by an ordinance for ever. 20 When ye come together therefore into one place, this is not to eat the Lord's supper. 21 For in eating every one taketh before other his own supper: and one is hungry, and another is drunken. 22 What? have ye not houses to eat and to drink in? or despise ye the church of God, and shame them that have not? What shall I say to you? shall I praise you in this? I praise you not.Exodus 12:26-28 26 And it shall come to pass, when your children shall say unto you, What mean ye by this service? 27 That ye shall say, It is the sacrifice of the LORD'S passover, who passed over the houses of the children of Israel in Egypt, when he smote the Egyptians, and delivered our houses. And the people bowed the head and worshipped. 28 And the children of Israel went away, and did as the LORD had commanded Moses and Aaron, so did they.1Corinthians 11:23-30 For I have received of the Lord that which also I delivered unto you, That the Lord Jesus the same night in which he was betrayed took bread: 24 And when he had given thanks, he brake it, and said, Take, eat: this is my body, which is broken for you: this do in remembrance of me. 25 After the same manner also he took the cup, when he had supped, saying, This cup is the new testament in my blood: this do ye, as oft as ye drink it, in remembrance of me. 26 For as often as ye eat this bread, and drink this cup, ye do shew the Lord's death till he come. 27 Wherefore whosoever shall eat this bread, and drink this cup of the Lord, unworthily, shall be guilty of the body and blood of the Lord. 28 But let a man examine himself, and so let him eat of that bread, and drink of that cup. 29 For he that eateth and drinketh unworthily, eateth and drinketh damnation to himself, not discerning the Lord's body. 30 For this cause many are weak and sickly among you, and many sleep. — — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/sxbxhcdListen here on Archive.orghttps://archive.org/download/102421-pm-facebrook-stream/102421PM-FacebrookStream.mp3

Hopewell Baptist Church
How To Come To Church

Hopewell Baptist Church

Play Episode Listen Later Oct 24, 2021 50:28


Pastor Mike Ray 00:50:28 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independ

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday AM, October 24, 2021SERMON BY: Dr. John Waterloo SERMON TITLE: Not My Will, But Thine!SERMON THEME: Gethsemane—A Place of Decision!SERMON SERIES: The Gospel by MarkSERMON VERSES: Mark 14:32-42; Romans 7:14-25Mark 14:32-42  And they came to a place which was named Gethsemane: and he saith to his disciples, Sit ye here, while I shall pray. 33 And he taketh with him Peter and James and John, and began to be sore amazed, and to be very heavy; 34 And saith unto them, My soul is exceeding sorrowful unto death: tarry ye here, and watch. 35 And he went forward a little, and fell on the ground, and prayed that, if it were possible, the hour might pass from him. 36 And he said, Abba, Father, all things are possible unto thee; take away this cup from me: nevertheless not what I will, but what thou wilt. 37 And he cometh, and findeth them sleeping, and saith unto Peter, Simon, sleepest thou? couldest not thou watch one hour? 38 Watch ye and pray, lest ye enter into temptation. The spirit truly is ready, but the flesh is weak. 39 And again he went away, and prayed, and spake the same words. 40 And when he returned, he found them asleep again, (for their eyes were heavy,) neither wist they what to answer him. 41 And he cometh the third time, and saith unto them, Sleep on now, and take your rest: it is enough, the hour is come; behold, the Son of man is betrayed into the hands of sinners. 42 Rise up, let us go; lo, he that betrayeth me is at hand.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/2qkxqk9Listen here on Archive.orghttps://archive.org/download/102421-am-facebook-stream/102421AM-FacebookStream.mp3

Hopewell Baptist Church
The Medicine of a Merry Heart

Hopewell Baptist Church

Play Episode Listen Later Oct 24, 2021 43:54


"The Medicine of a Merry Heart" was preached by Pastor Mike Ray at Hopewell Baptist Church on Sunday morning, 10/24/2021. You can watch the video archive of this sermon on our church website. You can also watch archived services on Vimeo, YouTube, Medium, or audio podcast. Stay up to date by following us on Facebook and Instagram. Hopewell Baptist Church is an Independent Baptist Church in Napa, California pastored by Mike Ray. It is Bible-based with a warm, friendly atmosphere. Hopewell is dedicated to bringing the water of life to the Napa Valley and beyond.

Sleep Sounds Meditation for Women
Solfeggio Tones 396Hz Exhaustion Relief Sleep Sounds

Sleep Sounds Meditation for Women

Play Episode Listen Later Oct 22, 2021 99:29


According to MeditativeMind.org, "396 Hz Solfeggio Frequency is one of the Fundamental frequencies used in Sound Healing. This frequency cleans the feeling of guilt which often represents one of the basic obstacles to realization. 396 Hz frequency music is helpful in creating a strong magnetic field of energy which helps and gives power to achieve our goals. Its Vibrations releases you from the feeling of guilt and fear. This solfeggio frequency is also used for awakening and turning grief into joy. 396 Hz frequency is associated with Root Chakra, our Primary Energy Centre and being used for balancing Root Chakra." Press play and enjoy as you drift off into sleep.

Finish Strong
Deeds Not Words

Finish Strong

Play Episode Listen Later Oct 21, 2021 4:46


Fundamental truths are always a constant. They are fixed across time. Always persisting. Forever unchanged and unbroken. Applying equally from age to age and generation to generation. Acta Non Verba… Is Latin for “Deeds Not Words”. For more life-transforming strategies and free webinars, visit: https://100DayChallenge.com

Pulling Curls Podcast: Pregnancy & Parenting Untangled
The Importance of Kick Counts with Emily Price from Count the Kicks – BONUS EPISODE!

Pulling Curls Podcast: Pregnancy & Parenting Untangled

Play Episode Listen Later Oct 21, 2021 22:07


Kick counts are one of the FUNDAMENTAL things to your pregnancy. Today we're going to talk about why you do them, and how to do them. So helpful! Today's guest is Emily Price who oversees the national expansion of the evidence-based Count the Kicks public health campaign that educates and empowers expectant parents to track their babies' movements in the third trimester of pregnancy. The proven stillbirth prevention campaign helped lower Iowa's stillbirth rate by nearly 32 percent in the past decade, and within that, helped lower the stillbirth rate among African American women in Iowa by a promising 39% in the first five years. This major reduction happened while the rest of the country remained relatively stagnant. Price leads the vision of the campaign --- with an overall goal of realizing a 32% stillbirth rate reduction in all 50 states, which would save 7,500 babies every year in the U.S. She left a career in television journalism to pursue her current role after a story she reported on saved the life of her son Hayden. This episode was inspired by my kick counts post. Big thanks to our sponsor The Online Prenatal Class for Couples -- let's get you prepared from bump to bassinette. Tons of good information (including info on kick counts). Birth doesn't have to be scary, this class helps! In this episode Why you should do kick counts What benefits they give you and your baby, including bonding Kick counts have shown to have a 32% reduction in stillbirths when practitioners and providers do them! 77% reduction in anxiety Other things that might interest you My other episode on kick counts. Disneyland while pregnant When will I go into labor quiz? Producer: Drew Erickson

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Wednesday, October 20, 2021SERMON BY: Bro. David BarbeeSERMON TITLE: Consider Your ThoughtsSERMON THEME: Try the SpiritsSERMON SERIES: Guest SpeakersSERMON TEXT: 1John 4:1-4; Matthew 16:5-111John 4:1-4  Beloved, believe not every spirit, but try the spirits whether they are of God: because many false prophets are gone out into the world. 2 Hereby know ye the Spirit of God: Every spirit that confesseth that Jesus Christ is come in the flesh is of God: 3 And every spirit that confesseth not that Jesus Christ is come in the flesh is not of God: and this is that spirit of antichrist, whereof ye have heard that it should come; and even now already is it in the world.  4  Ye are of God, little children, and have overcome them: because greater is he that is in you, than he that is in the world.Matthew 16:5-11 And when his disciples were come to the other side, they had forgotten to take bread. 6 Then Jesus said unto them, Take heed and beware of the leaven of the Pharisees and of the Sadducees. 7 And they reasoned among themselves, saying, It is because we have taken no bread. 8 Which when Jesus perceived, he said unto them, O ye of little faith, why reason ye among yourselves, because ye have brought no bread? 9 Do ye not yet understand, neither remember the five loaves of the five thousand, and how many baskets ye took up? 10 Neither the seven loaves of the four thousand, and how many baskets ye took up? 11 How is it that ye do not understand that I spake it not to you concerning bread, that ye should beware of the leaven of the Pharisees and of the Sadducees? — — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/g5gfrqhListen here on Archive.orghttps://archive.org/download/102021-wed-facebook-stream/102021Wed-FacebookStream.mp3  

Hopewell Baptist Church
Making The Gospel Presentation Crystal Clear

Hopewell Baptist Church

Play Episode Listen Later Oct 20, 2021 44:44


Pastor Mike Ray 00:44:44 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independ

The Business Method Podcast: High-Performance & Entrepreneurship
HP#84 ~ Goal Achievement is Life‘s Fundamental Skill ~ Jeff Spencer

The Business Method Podcast: High-Performance & Entrepreneurship

Play Episode Listen Later Oct 18, 2021 6:43


2-10 minute high-performance clips delivered to you Monday & Friday from our top interviews   Contact Info: Website: https://www.thebusinessmethod.com/ Apple Podcasts: https://podcasts.apple.com/us/podcast... Google Podcasts: https://podcasts.google.com/?feed=aHR... Spotify: https://open.spotify.com/show/2q8Q9t7...  

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday PM, October 17, 2021SERMON BY: Bro. Matthew MoralesSERMON TITLE: Why are You Hear?SERMON THEME: It's Possible to Follow God… for the Wrong Reasons!SERMON SERIES: Learning Together SERMON VERSES: John 6:1-71Two types of followers…* Those who want “things” from God and the local body* Those who NEED God… spiritually!You know WHY you are here, by how you respond to the Word!John 6:1   After these things Jesus went over the sea of Galilee, which is the sea of Tiberias. 2 And a great multitude followed him, because they saw his miracles which he did on them that were diseased. 3 And Jesus went up into a mountain, and there he sat with his disciples. 4 And the passover, a feast of the Jews, was nigh. 5 When Jesus then lifted up his eyes, and saw a great company come unto him, he saith unto Philip, Whence shall we buy bread, that these may eat? 6 And this he said to prove him: for he himself knew what he would do. 7 Philip answered him, Two hundred pennyworth of bread is not sufficient for them, that every one of them may take a little. 8 One of his disciples, Andrew, Simon Peter's brother, saith unto him, 9 There is a lad here, which hath five barley loaves, and two small fishes: but what are they among so many? 10 And Jesus said, Make the men sit down. Now there was much grass in the place. So the men sat down, in number about five thousand. 11 And Jesus took the loaves; and when he had given thanks, he distributed to the disciples, and the disciples to them that were set down; and likewise of the fishes as much as they would. 12 When they were filled, he said unto his disciples, Gather up the fragments that remain, that nothing be lost. 13 Therefore they gathered them together, and filled twelve baskets with the fragments of the five barley loaves, which remained over and above unto them that had eaten. 14 Then those men, when they had seen the miracle that Jesus did, said, This is of a truth that prophet that should come into the world.John 6:15   When Jesus therefore perceived that they would come and take him by force, to make him a king, he departed again into a mountain himself alone. 16 And when even was now come, his disciples went down unto the sea, 17 And entered into a ship, and went over the sea toward Capernaum. And it was now dark, and Jesus was not come to them. 18 And the sea arose by reason of a great wind that blew. 19 So when they had rowed about five and twenty or thirty furlongs, they see Jesus walking on the sea, and drawing nigh unto the ship: and they were afraid. 20 But he saith unto them, It is I; be not afraid. 21 Then they willingly received him into the ship: and immediately the ship was at the land whither they went.John 6:22   The day following, when the people which stood on the other side of the sea saw that there was none other boat there, save that one whereinto his disciples were entered, and that Jesus went not with his disciples into the boat, but that his disciples were gone away alone; 23 (Howbeit there came other boats from Tiberias nigh unto the place where they did eat bread, after that the Lord had given thanks:) 24 When the people therefore saw that Jesus was not there, neither his disciples, they also took shipping, and came to Capernaum, seeking for Jesus. 25 And when they had found him on the other side of the sea, they said unto him, Rabbi, when camest thou hither? 26 Jesus answered them and said, Verily, verily, I say unto you, Ye seek me, not because ye saw the miracles, but because ye did eat of the loaves, and were filled. 27 Labour not for the meat which perisheth, but for that meat which endureth unto everlasting life, which the Son of man shall give unto you: for him hath God the Father sealed.John 6:28   Then said they unto him, What shall we do, that we might work the works of God? 29 Jesus answered and said unto them, This is the work of God, that ye believe on him whom he hath sent. 30 They said therefore unto him, What sign shewest thou then, that we may see, and believe thee? what dost thou work? 31 Our fathers did eat manna in the desert; as it is written, He gave them bread from heaven to eat. 32 Then Jesus said unto them, Verily, verily, I say unto you, Moses gave you not that bread from heaven; but my Father giveth you the true bread from heaven. 33 For the bread of God is he which cometh down from heaven, and giveth life unto the world. 34 Then said they unto him, Lord, evermore give us this bread. 35 And Jesus said unto them, I am the bread of life: he that cometh to me shall never hunger; and he that believeth on me shall never thirst. 36 But I said unto you, That ye also have seen me, and believe not. 37 All that the Father giveth me shall come to me; and him that cometh to me I will in no wise cast out. 38 For I came down from heaven, not to do mine own will, but the will of him that sent me. 39 And this is the Father's will which hath sent me, that of all which he hath given me I should lose nothing, but should raise it up again at the last day. 40 And this is the will of him that sent me, that every one which seeth the Son, and believeth on him, may have everlasting life: and I will raise him up at the last day. 41 The Jews then murmured at him, because he said, I am the bread which came down from heaven. 42 And they said, Is not this Jesus, the son of Joseph, whose father and mother we know? how is it then that he saith, I came down from heaven? 43 Jesus therefore answered and said unto them, Murmur not among yourselves. 44 No man can come to me, except the Father which hath sent me draw him: and I will raise him up at the last day. 45 It is written in the prophets, And they shall be all taught of God. Every man therefore that hath heard, and hath learned of the Father, cometh unto me. 46 Not that any man hath seen the Father, save he which is of God, he hath seen the Father. 47 Verily, verily, I say unto you, He that believeth on me hath everlasting life. 48 I am that bread of life. 49 Your fathers did eat manna in the wilderness, and are dead. 50 This is the bread which cometh down from heaven, that a man may eat thereof, and not die. 51 I am the living bread which came down from heaven: if any man eat of this bread, he shall live for ever: and the bread that I will give is my flesh, which I will give for the life of the world. 52 The Jews therefore strove among themselves, saying, How can this man give us his flesh to eat? 53 Then Jesus said unto them, Verily, verily, I say unto you, Except ye eat the flesh of the Son of man, and drink his blood, ye have no life in you. 54 Whoso eateth my flesh, and drinketh my blood, hath eternal life; and I will raise him up at the last day. 55 For my flesh is meat indeed, and my blood is drink indeed. 56 He that eateth my flesh, and drinketh my blood, dwelleth in me, and I in him. 57 As the living Father hath sent me, and I live by the Father: so he that eateth me, even he shall live by me. 58 This is that bread which came down from heaven: not as your fathers did eat manna, and are dead: he that eateth of this bread shall live for ever. 59 These things said he in the synagogue, as he taught in Capernaum.John 6:60   Many therefore of his disciples, when they had heard this, said, This is an hard saying; who can hear it? 61 When Jesus knew in himself that his disciples murmured at it, he said unto them, Doth this offend you? 62 What and if ye shall see the Son of man ascend up where he was before? 63 It is the spirit that quickeneth; the flesh profiteth nothing: the words that I speak unto you, they are spirit, and they are life. 64 But there are some of you that believe not. For Jesus knew from the beginning who they were that believed not, and who should betray him. 65 And he said, Therefore said I unto you, that no man can come unto me, except it were given unto him of my Father. 66 From that time many of his disciples went back, and walked no more with him. 67 Then said Jesus unto the twelve, Will ye also go away? 68 Then Simon Peter answered him, Lord, to whom shall we go? thou hast the words of eternal life. 69 And we believe and are sure that thou art that Christ, the Son of the living God. 70 Jesus answered them, Have not I chosen you twelve, and one of you is a devil? 71 He spake of Judas Iscariot the son of Simon: for he it was that should betray him, being one of the twelve.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/x3dsq4gListen here on Archive.orghttps://archive.org/download/101721-pm-facebook-stream/101721PM-FacebookStream.mp3

Hopewell Baptist Church
Forming A Pharisee

Hopewell Baptist Church

Play Episode Listen Later Oct 17, 2021 37:17


Pastor Mike Ray 00:37:17 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independ

Central Baptist Church of Ponca City
The Story of Joseph, Pt. 3

Central Baptist Church of Ponca City

Play Episode Listen Later Oct 17, 2021


Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday AM, October 17, 2021SERMON BY: Bro. Lynn Schuyler SERMON TITLE: The Story of Joseph, Pt. 3SERMON THEME: Down, but Not Out—Joseph Gave God Time!SERMON SERIES: Standing in the GapSERMON VERSES: Genesis 39:20-40:23God, I will trust You. I will give You time to turn my mess into a masterpiece!Genesis 39:20-40:23  And Joseph's master took him, and put him into the prison, a place where the king's prisoners were bound: and he was there in the prison. 21 But the LORD was with Joseph, and shewed him mercy, and gave him favour in the sight of the keeper of the prison. 22 And the keeper of the prison committed to Joseph's hand all the prisoners that were in the prison; and whatsoever they did there, he was the doer of it. 23 The keeper of the prison looked not to any thing that was under his hand; because the LORD was with him, and that which he did, the LORD made it to prosper.Gen. 40:1   And it came to pass after these things, that the butler of the king of Egypt and his baker had offended their lord the king of Egypt. 2 And Pharaoh was wroth against two of his officers, against the chief of the butlers, and against the chief of the bakers. 3 And he put them in ward in the house of the captain of the guard, into the prison, the place where Joseph was bound. 4 And the captain of the guard charged Joseph with them, and he served them: and they continued a season in ward.Gen. 40:5   And they dreamed a dream both of them, each man his dream in one night, each man according to the interpretation of his dream, the butler and the baker of the king of Egypt, which were bound in the prison. 6 And Joseph came in unto them in the morning, and looked upon them, and, behold, they were sad. 7 And he asked Pharaoh's officers that were with him in the ward of his lord's house, saying, Wherefore look ye so sadly to day? 8 And they said unto him, We have dreamed a dream, and there is no interpreter of it. And Joseph said unto them, Do not interpretations belong to God? tell me them, I pray you. 9 And the chief butler told his dream to Joseph, and said to him, In my dream, behold, a vine was before me; 10 And in the vine were three branches: and it was as though it budded, and her blossoms shot forth; and the clusters thereof brought forth ripe grapes: 11 And Pharaoh's cup was in my hand: and I took the grapes, and pressed them into Pharaoh's cup, and I gave the cup into Pharaoh's hand. 12 And Joseph said unto him, This is the interpretation of it: The three branches are three days: 13 Yet within three days shall Pharaoh lift up thine head, and restore thee unto thy place: and thou shalt deliver Pharaoh's cup into his hand, after the former manner when thou wast his butler. 14 But think on me when it shall be well with thee, and shew kindness, I pray thee, unto me, and make mention of me unto Pharaoh, and bring me out of this house: 15 For indeed I was stolen away out of the land of the Hebrews: and here also have I done nothing that they should put me into the dungeon. 16 When the chief baker saw that the interpretation was good, he said unto Joseph, I also was in my dream, and, behold, I had three white baskets on my head: 17 And in the uppermost basket there was of all manner of bakemeats for Pharaoh; and the birds did eat them out of the basket upon my head. 18 And Joseph answered and said, This is the interpretation thereof: The three baskets are three days: 19 Yet within three days shall Pharaoh lift up thy head from off thee, and shall hang thee on a tree; and the birds shall eat thy flesh from off thee.Gen. 40:20   And it came to pass the third day, which was Pharaoh's birthday, that he made a feast unto all his servants: and he lifted up the head of the chief butler and of the chief baker among his servants. 21 And he restored the chief butler unto his butlership again; and he gave the cup into Pharaoh's hand: 22 But he hanged the chief baker: as Joseph had interpreted to them. 23 Yet did not the chief butler remember Joseph, but forgat him.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/6bycd4fListen here on Archive.orghttps://archive.org/download/101721-am-facebook-stream/101721AM-FacebookStream.mp3 

Hopewell Baptist Church
The Prodigal Son

Hopewell Baptist Church

Play Episode Listen Later Oct 17, 2021 41:12


Pastor Mike Ray 00:41:12 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independ

Living At Your Finest Podcast
Mindset Shift: Restrict Versus Restrain

Living At Your Finest Podcast

Play Episode Listen Later Oct 15, 2021 10:48


What are your thoughts about FOOD restriction or restraint? Is food restriction sustainable? Are we doing so from a place of BONDAGE or FREEDOM? In this episode, I will share✨The differences between Restriction and Restrain ✨How we can shift from a mindset of Restriction to Restrain Know someone who NEEDS to know this? Please share it with them. Thank you. #healthiertogether.Cheers to Healthy Eating Habits! ❤️

El Larguero
El Sanedrín | "Ramos era capitán del Real Madrid y arriesgó cuando era fundamental para el equipo"

El Larguero

Play Episode Listen Later Oct 14, 2021 53:33


El Sanedrín de El Larguero analiza la lesión de Sergio Ramos y la postura del club tras el posible no debut del central. 

10 min con Jesús - América Latina
El hallazgo fundamental (15-10-21)

10 min con Jesús - América Latina

Play Episode Listen Later Oct 14, 2021 9:42


P. Juan Pablo (México)-Para santa Teresa de Jesús la humanidad de Cristo fue el hallazgo fundamental para que su oración fuera algo vivo y lleno de sentido. Nos fijamos un poco en su modo de orar para aprender.

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Wednesday, October 6, 2021SERMON BY: Dr. John Waterloo SERMON TITLE: The Way Satan WorksSERMON THEME: StrongholdsSERMON SERIES: Renewing the MindSERMON TEXT: 2Corinthians 10:1-61-We must RESIST. Here is how…Casting down imaginations (reasonings, dreams, desires, and thoughts, which are all outside of God's will for us.Cast down high things—extra-biblical philosophiesBring every thought under the scrutiny of the Word of God—Resist anything that is not Biblical. We must realize what affects us and filter them out.2-Then we must REJECT (cast down)!3-Then REMOVE!2Corinthians 10:1-6 Now I Paul myself beseech you by the meekness and gentleness of Christ, who in presence am base among you, but being absent am bold toward you: 2 But I beseech you, that I may not be bold when I am present with that confidence, wherewith I think to be bold against some, which think of us as if we walked according to the flesh. 3 For though we walk in the flesh, we do not war after the flesh: 4 (For the weapons of our warfare are not carnal, but mighty through God to the pulling down of strong holds;) 5 Casting down imaginations, and every high thing that exalteth itself against the knowledge of God, and bringing into captivity every thought to the obedience of Christ; 6 And having in a readiness to revenge all disobedience, when your obedience is fulfilled.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/shxxj8qListen here on Archive.orghttps://archive.org/download/101321-wed-facebook-stream/101321Wed-FacebookStream.mp3 

Catholic Thinkers
Norms of Catholic Doctrine by Marcellino D‘Ambrosio: 1. Fundamental Theology

Catholic Thinkers

Play Episode Listen Later Oct 14, 2021 28:03


Recorded in 2003. This course is designed to introduce the student to principles, sources, resources, matter, and scope of theology within the Catholic tradition. The primary concern in this course is to establish the "foundation" for doing theology by providing the student with an understanding of the norms of Catholic doctrine and theology: sacred scripture, Tradition, and Magisterium. catholicthinkers.org

Hopewell Baptist Church
Are You Out Of Your Mind?

Hopewell Baptist Church

Play Episode Listen Later Oct 13, 2021 49:50


Berto Garcia 00:49:50 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independen

WEEI at Night
Mut at Night: Can the Red Sox beat the Astros with fundamental baseball or do they have to out slug them? 10-12-21

WEEI at Night

Play Episode Listen Later Oct 13, 2021 39:25


Hour 4: Mut in the final hour asks the question who deserves the most credit for the Red Sox success this year. The Red Sox offense showed up against the Rays in the ALDS but will they be able to keep it up in ALCS. #LetusBet: Mut gives an update on sports betting in Massachusetts and it isn't looking good.. See omnystudio.com/listener for privacy information.

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday PM, October 10, 2021SERMON BY: Bro. Kurt CopelandSERMON TITLE: Barnabas, the DiscipleSERMON THEME: Be a Genuine Follower of ChristSERMON SERIES: Guest SpeakersSERMON VERSES: Acts 11:21-30 Christ's disciples were…* used according to his/her ability* determined to accomplish great things for God* successful; they just did it!Acts 11:21-30 And the hand of the Lord was with them: and a great number believed, and turned unto the Lord. 22 Then tidings of these things came unto the ears of the church which was in Jerusalem: and they sent forth Barnabas, that he should go as far as Antioch. 23 Who, when he came, and had seen the grace of God, was glad, and exhorted them all, that with purpose of heart they would cleave unto the Lord. 24 For he was a good man, and full of the Holy Ghost and of faith: and much people was added unto the Lord. 25 Then departed Barnabas to Tarsus, for to seek Saul: 26 And when he had found him, he brought him unto Antioch. And it came to pass, that a whole year they assembled themselves with the church, and taught much people. And the disciples were called Christians first in Antioch.Acts 11:27 And in these days came prophets from Jerusalem unto Antioch. 28 And there stood up one of them named Agabus, and signified by the Spirit that there should be great dearth throughout all the world: which came to pass in the days of Claudius Caesar. 29 Then the disciples, every man according to his ability, determined to send relief unto the brethren which dwelt in Judaea: 30 Which also they did, and sent it to the elders by the hands of Barnabas and Saul.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/24rjyd8Listen here on Archive.orghttps://archive.org/download/101021-pm-facebook-stream/101021PM-FacebookStream.mp3

Hopewell Baptist Church
Biblical Missions

Hopewell Baptist Church

Play Episode Listen Later Oct 10, 2021 32:03


Pastor Ray 00:32:03 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independent

Central Baptist Church of Ponca City
The Eternal Purpose of God

Central Baptist Church of Ponca City

Play Episode Listen Later Oct 10, 2021


Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday AM, October 10, 2021SERMON BY: Bro. Kurt CopelandSERMON TITLE: The Eternal Purpose of GodSERMON THEME: Our Purpose and Plan Supersedes Life's IssuesSERMON SERIES: Guest SpeakersSERMON VERSES: Ephesians 3:9-21* We ALL face trouble in life.* We MUST NOT faint (fall away, quit); we MUST press toward the mark (finish line).* We can't “do life” on our own!  We must fall to our knees before God for strength and direction.* We must KNOW the love of God, shed freely upon us!* We must GLORIFY our God and Savior Ephesians 3:9-21  And to make all men see what is the fellowship of the mystery, which from the beginning of the world hath been hid in God, who created all things by Jesus Christ: 10 To the intent that now unto the principalities and powers in heavenly places might be known by the church the manifold wisdom of God, 11 According to the eternal purpose which he purposed in Christ Jesus our Lord: 12 In whom we have boldness and access with confidence by the faith of him. 13 Wherefore I desire that ye faint not at my tribulations for you, which is your glory.Ephesians 3:14   For this cause I bow my knees unto the Father of our Lord Jesus Christ, 15 Of whom the whole family in heaven and earth is named, 16 That he would grant you, according to the riches of his glory, to be strengthened with might by his Spirit in the inner man; 17 That Christ may dwell in your hearts by faith; that ye, being rooted and grounded in love, 18 May be able to comprehend with all saints what is the breadth, and length, and depth, and height; 19 And to know the love of Christ, which passeth knowledge, that ye might be filled with all the fulness of God. 20 Now unto him that is able to do exceeding abundantly above all that we ask or think, according to the power that worketh in us, 21 Unto him be glory in the church by Christ Jesus throughout all ages, world without end. Amen.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/kttr6mmListen here on Archive.orghttps://archive.org/download/101021-am-facebook-stream/101021AM-FacebookStream.mp3  

Central Baptist Church of Ponca City
Submit, Serve, and Honor… as to the Lord

Central Baptist Church of Ponca City

Play Episode Listen Later Oct 10, 2021


Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Combined Adult Sunday School, October 10, 2021SERMON BY: Bro. Kurt CopelandSERMON TITLE: Submit, Serve, and Honor… as to the LordSERMON THEME: Saved FROM Sin TO ServeSERMON SERIES: Guest SpeakersSERMON VERSES: Colossians 3:1-25Colossians 3:1   If ye then be risen with Christ, seek those things which are above, where Christ sitteth on the right hand of God. 2 Set your affection on things above, not on things on the earth. 3 For ye are dead, and your life is hid with Christ in God. 4 When Christ, who is our life, shall appear, then shall ye also appear with him in glory.Colossians 3:5   Mortify therefore your members which are upon the earth; fornication, uncleanness, inordinate affection, evil concupiscence, and covetousness, which is idolatry: 6 For which things' sake the wrath of God cometh on the children of disobedience: 7 In the which ye also walked some time, when ye lived in them.Colossians 3:8   But now ye also put off all these; anger, wrath, malice, blasphemy, filthy communication out of your mouth. 9 Lie not one to another, seeing that ye have put off the old man with his deeds; 10 And have put on the new man, which is renewed in knowledge after the image of him that created him: 11 Where there is neither Greek nor Jew, circumcision nor uncircumcision, Barbarian, Scythian, bond nor free: but Christ is all, and in all.Colossians 3:12   Put on therefore, as the elect of God, holy and beloved, bowels of mercies, kindness, humbleness of mind, meekness, longsuffering; 13 Forbearing one another, and forgiving one another, if any man have a quarrel against any: even as Christ forgave you, so also do ye. 14 And above all these things put on charity, which is the bond of perfectness. 15 And let the peace of God rule in your hearts, to the which also ye are called in one body; and be ye thankful. 16 Let the word of Christ dwell in you richly in all wisdom; teaching and admonishing one another in psalms and hymns and spiritual songs, singing with grace in your hearts to the Lord. 17 And whatsoever ye do in word or deed, do all in the name of the Lord Jesus, giving thanks to God and the Father by him.Colossians 3:18   Wives, submit yourselves unto your own husbands, as it is fit in the Lord. 19 Husbands, love your wives, and be not bitter against them. 20 Children, obey your parents in all things: for this is well pleasing unto the Lord. 21 Fathers, provoke not your children to anger, lest they be discouraged. 22 Servants, obey in all things your masters according to the flesh; not with eyeservice, as menpleasers; but in singleness of heart, fearing God: 23 And whatsoever ye do, do it heartily, as to the Lord, and not unto men; 24 Knowing that of the Lord ye shall receive the reward of the inheritance: for ye serve the Lord Christ. 25 But he that doeth wrong shall receive for the wrong which he hath done: and there is no respect of persons.— — —Listen here using our Subsplash WebShare Player https://subspla.sh/55ggyqsListen here on Archive.orghttps://archive.org/download/101021-ss-facebook-stream/101021SS-FacebookStream.mp3

Hopewell Baptist Church
The Four Calls

Hopewell Baptist Church

Play Episode Listen Later Oct 10, 2021 35:44


Pastor Ray 00:35:44 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independent

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Wednesday, October 6, 2021SERMON BY:  Dr. John WaterlooSERMON TITLE: The Devil's DistractionsSERMON THEME: Satan is Alive and WellSERMON SERIES: Renewing the MindSERMON TEXT: 1Peter 5:8-9How Satan fights* Instill DOUBT* DECEPTION* Instill FEAR and CONFUSION How we fight* Resist!1Peter 5:8-9 Be sober, be vigilant; because your adversary the devil, as a roaring lion, walketh about, seeking whom he may devour: 9 Whom resist stedfast in the faith, knowing that the same afflictions are accomplished in your brethren that are in the world.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/3my8jvbListen here on Archive.orghttps://archive.org/download/100621-wed-facebook-stream/100621Wed-FacebookStream.mp3 

Hopewell Baptist Church
Bearing Fruit

Hopewell Baptist Church

Play Episode Listen Later Oct 6, 2021 42:07


"Bearing Fruit" was preached by Pastor Mike Ray at Hopewell Baptist Church on Wednesday evening, 10/6/2021. You can watch the video archive of this sermon on our church website. You can also watch archived services on Vimeo, YouTube, Medium, or audio podcast. Stay up to date by following us on Facebook and Instagram. Hopewell Baptist Church is an Independent Baptist Church in Napa, California pastored by Mike Ray. It is Bible-based with a warm, friendly atmosphere. Hopewell is dedicated to bringing the water of life to the Napa Valley and beyond.

That Anthro Podcast
Food is a Fundamental Human Right with Dr. Megan Carney

That Anthro Podcast

Play Episode Listen Later Oct 6, 2021 74:26


Please join me in welcoming Dr. Megan Carney, Professor of Anthropology at the University of Arizona to the podcast! She also received here graduate degree at UC Santa Barbara! Dr. Carney is a sociocultural anthropologist who works with migrant communities conducting ethnographic research on food insecurity as well as the social dynamics of displacement and migration. A lot of her early work, that composed her first book, was conducted in Santa Barbara, working with migrant women from Mexico and Central America (Honduras, and Guatemala), examining the issue of food insecurity in an agriculturally productive region. "The Unending Hunger:" https://www.ucpress.edu/book/9780520285477/the-unending-hunger After completing her PhD, Megan immediately began working in Italy in 2014 coinciding with the Arab Spring. She was fascinated by the discourses surrounding immigration at the time. Immigrants coming across the Mediterranean were dying at sea due to governments refusing to take responsibility, a real crisis that is a result of social and political failings. Megan published her second book on this subject entitled “Island of Hope, Migration and Solidarity in the Mediterranean:” https://www.ucpress.edu/book/9780520344518/island-of-hope Terra Firma film: https://en.wikipedia.org/wiki/Terraferma_(film) She herself identifies with the right to food/food sovereignty movement that is dissatisfied with food security being the end goals. This movement believes this is not sufficient rather, they want to push to make food a human right. Currently the US does not recognize food as a human right, so right to food is working against transnational food companies, and working towards making food a fundamental human right. They think food is not a commodity, and it should not be controlled by private companies trying to make a profits. They believe there should be dignity in how food is distrusted. Dr. Carney also lays out techniques for ethnographic life history interviews and shares some stories. She talks about the transition to the University of Arizona in 2017 and outlines then classes she teaches and has created, as well as the topics she's passionate about teaching like “black food matters.” She discuses the research and ethnographic data collection process, and discusses the benefits of long term ethnographic work. She explains why writing the second book was actually harder to write than the first. She is also the Director of the Center for Regional Food Studies, a center that conducts research related to issues locally in borderland regions but is also involved across critical food studies. https://crfs.arizona.edu/ Follow @thatanthropodcast on Instagram, and @ThatAnthroPod on Twitter for more behind the scenes content. Brought to you in collaboration with the American Anthropological Association check out their podcast library here https://www.americananthro.org/StayInformed/Content.aspx?ItemNumber=1629

Nobel Prize Conversations
Calling Giorgio Parisi, 2021 physics laureate

Nobel Prize Conversations

Play Episode Listen Later Oct 5, 2021 6:28


“Fundamental science is crucial.” – In this short conversation, recorded shortly after his Nobel Prize in Physics was announced, Giorgio Parisi reflects on the value of asking basic questions. But what sort of questions does he address? “My mentor, Nicola Cabibbo,” he says, “was usually saying that we should work on a problem only if work on that problem is fun!” He then talks with Adam Smith about his hopes for science funding and the need to communicate. “It's important that the people who in the end pay the bill for science have some understanding of what science is going on.”From October 4-11, don't miss our mini-season that will showcase the absolute freshest interviews with the new 2021 Nobel Prize laureates. See acast.com/privacy for privacy and opt-out information.

Financial Survival Network
The Future of Cryptos and Precious Metals - Joshua Scigala #5287

Financial Survival Network

Play Episode Listen Later Oct 5, 2021 22:42


Summary: Cryptos have become increasingly prevalent, but does this leave room for the precious metals? I sit down and talk to Joshua Scigala, who is very well versed in both digital and tangible modes of currency. Interestingly enough, Scigala says that the two can and should coexist. Fundamental changes in the banking system demand that we find new ways to cultivate value—this is where crypto becomes crucial. Tune in to hear about the interplay between differing currencies and how we can view them in sync. Highlights: -Cryptos have been very high—but the same is not the case for the precious metals -What is the future of cryptos? It is extremely bright -We have rare digital assets -An unfortunate misunderstanding exists between gold and crypto enthusiasts -Gold and crypto can work beautifully together -Charging interest that doesn't exist in the system is fundamentally corrupt -Inflation steals everyone's wealth -The schooling system doesn't address where money comes from, and the banking mechanism is fundamentally flawed -There has been a fundamental change in what banking is -Don't fight the existing system; build something new -Put your skepticism aside and consider whether the concept of a rare number could be real -Digital files have never been good for anything rare -Put a little bit of money in on a regular basis -Governments will never completely agree on crypto Useful Links: Financial Survival Network The Standard

Es la Mañana de Federico
Prensa económica: Fainé lo deja claro: "El dividendo de Naturgy es un pilar fundamental"

Es la Mañana de Federico

Play Episode Listen Later Oct 5, 2021 3:48


Beatriz García nos trae la prensa salmón que recoge las declaraciones del presidente de la Fundación "La Caixa" sobre la opa a Naturgy.

NickMoses05 Gaming Podcast
When Your Logo Goes From Original To Meh, Blame Namco Bandai

NickMoses05 Gaming Podcast

Play Episode Listen Later Oct 5, 2021 9:34


Link to Article: https://bit.ly/3oymLxTWhen Your Logo Goes From Original To Meh, Blame Namco BandaiIn 2005, Bandai and Namco merged, and the following year, Bandai Namco was born. To mark the new conglomerate, the company got a yellow, red, and orange logo with the company's name in white font. It's not a bad look, and stands out among Japanese game companies. But next year, Bandai Namco is getting a redesigned logo, and so far, the buzz is not good.According to Bandai Namco, there is a reason for the redesign—namely that the new logo reflects the company's new purpose.“Fundamental to our Purpose is the idea of connecting and working together to create things,” said Bandai Namco Holdings president Masaru Kawaguchi Bandai. “Namco's entertainment connects fans all over the world. By delivering fun to the people everywhere, we put smiles on their faces and help them achieve happiness. That's why Bandai Namco exists.”Support the show (https://bit.ly/2XdAlJC)

The Jason & Scot Show - E-Commerce And Retail News

EP277- Holiday 2021 Preview Holiday 2021 will be one of the most uncertain holiday events in modern retail history. Major disruptions to the supply chain, the last mille, and to consumer behavior as a result of covid, will make this year extremely hard to predict and manage for brands and retailers. Will shipageddon 2.0 play out again this year? Will the supply chain become the supply pain? With Amazon and Target starting holiday deals early in October, and consumer still looking for scarce inventory late into January or even February, Holiday 2021 is likely to be 5 months long. In this episode we break down all the potential issues, and make some prediction about how it might all play out. http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Episode 277 of the Jason & Scot show was recorded on Sunday October 3rd, 2021. Transcript Jason: [0:24] Welcome to the Jason and Scot show this is episode 277 being recorded on Sunday October third 2021 I'm your host Jason retailgeek Goldberg and as usual I'm here with your co-host Scot Wingo. Scot: [0:40] Hey Jason and welcome back Jason and Scot show listeners, Jason this is a really good time for listeners to pause because we're going to do a deep dive here so that means it can be a little bit of a longer episode. And leave us that five-star review this episode is going to be so good you can go ahead and pre leave us the five star review so we'll wait for second for you to come back. All right thanks for doing that that really helps us out as we get the word out about the show, Jason last year at and I went back and had a one of our many interns look at this and it was exactly this time last year I think was actually October 2nd recording this in October 3rd so it's a pretty darn close. We coined and we were doing our annual holiday preview and we both coined and predicted ship again and that is where we saw pretty early on I think before a lot of the rest of the folks in the industry that there was going to be both a surge in digital adoption due to covid plus the normal holiday increase from e-commerce and that that was going to more than absorb all of the available last-mile demand and that's the why we coined ship again and it happened and it was bad but we all survived and made it through and hopefully the folks listening to this show got in front of that both on their business and personal side. [1:58] Well this year we want to use this episode and do a deep dive into what that's going to look like this year and it's a more complex situation last year was pretty easy to lie to read those tea leaves because you know we were already pretty close to capacity before covid and it was kind of pretty easy prediction to say that we're going to far exceed the ability to deliver the packages. This year we have a lot to unpack for you spoiler alert it's going to be worse than last year much worse because not only is it that last little piece of the whole digital retail chain of events The Last Mile that's going to be a problem but it's all the other pieces leading into it that are going to be a problem something we call the supply chain but this year we are going to call it the supply pain so we're going to peel the onion on this and first we're going to look at the economic setup heading into holiday 21 then we're going to look at the global state of supply chain then we're going to look at some of the holiday trims that are kind of factors we think that are going to tie into this last some of the pontificate errs are out with their forecasts and we're going to go through those and kind of see what we think about those. Jason want it could suck kick it off with the economic setup coming into holiday 21. Jason: [3:15] Yeah awesome Scott so first of all let me start by saying on the macroeconomic picture most of the professional analysts that look at this. Are pretty uniform in feeling like the consumer is generally in a good place that the economy is in a pretty good place and they are all very bullish on the consumers ability to spend this holiday. And I say that because my own personal feeling is that there's a little more uncertainty cooked in there there certainly are some encouraging favorable things. And there's a few worrisome things and I think. What's going to become the theme for all of these sections we talked about today is there's a significant amount of uncertainty there's a lot of things that could swing either way and have a dramatic impact on holiday so. It is what it is but. Sort of giving you how I look at the macroeconomic situation the first thing we'll talk about is inflation and there's a bunch of ways to look at inflation but a simple one is there's this thing called the Consumer Price Index which kind of. Factors in how much of each good consumers purchase and how much prices are raising for that, and the the CPI is it about 5.25% right now so that's pretty significant we more expensive Goods that consumers are having to pay. And ordinarily that inflation can be problematic for the economy a couple of things to know though. [4:43] If you kind of look at the shape of that CPI it actually is going down a little bit from a peak in July and so possible we've seen the. Peak of inflation and it's starting to come back down. Inflation is a mixed bag for retailers and holiday because they get more money for everything they sell they tend to sell less stuff but make more on each in certain circumstances it can be more profitable. Um but you know the goods are costing more we've got this 5.25 percent inflation. We also though have a pretty significant increase in wages so people are getting paid more for their work, particularly low-income people, are getting paid more for work retailers and warehouses and all kinds of companies are having to raise their wages to compete for the for this labor force that's been hard to find right now and so, wages are going up and in general the analysts would call those two things Awash that that consumers. Are getting bigger paychecks and they're having to spend more on their necessities and that at the moment that's about Break Even so two interesting things to know. [5:52] A kind of predictor of future spending is this this huge survey that University of Michigan does every month the consumer confidence index. And when when we were kind of in the peak of recovery from the first wave of covid-19, that index was a leading indicator that said consumers were starting to feel good about the economy and it hit like it's this index it over a hundred today it's sitting at 71, which is the lowest point since January of 2019 it's not, like a historic low or anything like that that you know you go like oh it's way below normal, but it does appear that consumers are in general feeling less good about the economy than they were, um you know just a month or two ago now there's a bunch of political news out right now and there was fear of government shutdown that we've already averted and those kinds of things have a big impact on the consumer index oh. [6:49] Um I that consumer index doesn't have a perfect correlation with spending so I don't spend too much time thinking about it but just to know, that's a number that had been favorable and is kind of shrinking down. A big one we talk about is unemployment because people don't have jobs it's hard for them to spend on Goods obviously at the beginning of the pandemic we had a huge spike in unemployment, unemployment is actually pretty good right now we're at five point two percent. The kind of pre-pandemic average was about four so we're not all the way back to pre-pandemic average but that pre-pandemic. [7:22] Point was a historic low so historically 5.2 percent is pretty decent for unemployment. Um so like most most analysts would say that's a favorable indicator the two things to know there is, that's based on the people that are seeking jobs and not getting it there actually is a ton of people that kind of took themselves out of the workforce we. Fully understand where all those people went but a big chunk of those people were second incomes for household so like a lot of women. That like maybe don't have as good a help childcare as they had before or more school challenges or things and so they haven't gone back to the workforce and many of them are seeking work so they don't show up in the unemployment number so. Just be aware like household incomes are somewhat stressed because of that factor and then as we've talked about before on this show like as of July. People that make over $60,000 a year the unemployment is actually ten percent better than it was before the pandemic so they're doing great. And the low-income people that are making less than $30,000 a year their unemployment is still 21 percent lower than it was. The beginning of the pandemic so so a little bit of a bifurcated recovery on the jobs thing. [8:38] One of the reasons that we historically have that we had high unemployment was because there's all these rich benefits this enhanced unemployment benefits that people got that all expired last week. So if people were staying at home because they could make more and unemployment that that justification probably ended. The bad news is that ended in 26 States over two months ago and in general the data shows that people did not rush back to work when it ended. So there's not necessarily a reason to think a ton more people are going to rush back to work now that that it's ended everywhere but we'll have to see. Um the other macroeconomic things all these natural disasters are negative to the economy so you know when hurricane Ida takes a hundred billion dollars out of the economy that's a bummer. Um [9:25] Another hugely favorable one in the one that most of us are hanging our hats on that are looking for a good holiday is the savings rate and this is the most unprecedented recession of all times. Unemployment you know went way up at the peak of the pandemic but so did savings which has never happened before, and part of that was because we had all this stimulus money we were pouring into the economy but the savings rate normally hovers around 8% it shot up to 32 percent during the peak of the pandemic, it's way off of that Peak it's a nine point six which is still a little higher than it was before the pandemic and that. All that extra money that a lot of household socked away because they got the stimulus and they spent less during the the peak of the pandemic. [10:18] Arguably puts consumers in a good place to spend for this holiday the counter-argument would be all that stimulus. Is mostly over there still are you know very lumpy employment situation and a lot of that savings has dwindled, um so we'll see how it goes, um but then the last fact I'm going to throw up before I go at Scott get a word in edgewise is that the stock market has done phenomenally right and, we're way up from the pre-pandemic level and so the investor class and people that have you know as a meaningful portion of their wealth. Tied to the market. Did terrific right and so if there is economic uncertainty and instability in this economy it's bifurcated and it's the lower-income people that like do not have equity in the stock market. Um there were her but roll all that up and the the professional analysts feel like. Macroeconomic situation all to all in is pretty good and of course when rich people do well that help certain sectors of the economy quite a bit right and at the moment luxury and jewelry are doing phenomenally well for example so. That's kind of my snapshot of the macroeconomy Scott anything you'd violently disagree with or anything you pay particular attention to. Scot: [11:45] I think I think that's right I think you know there's a lot of folks that feel the inflation the CPI isn't the right inflation number it's kind of this old metric. This basket of goods and doesn't capture a lot of things you know there's, I follow a lot of the crypto people and, so there's been a huge wealth creation through crypto and that whole world which is kind of interesting and then you know there's there's a feeling that the FED has pumped so much cash into the system that is just sloshing around and kind of crazy ways which is why you saw that savings rate kind of go up as high as it did and you know they're they're talk track goes that that's why we're not seeing as much employment where folks have taken so those free free dollars and and you know. Done something with it so that they don't need a job now or they're going to be less likely to enter the workforce but I think at all. Yeah I would say I agree with the analysts on that it's going to be a pretty good holiday. [12:51] But I think the problem we'll get into that as I just don't think there's going to be a thing to buy so I don't not sure if it matters. Jason: [12:56] So step one American families probably have some money to spend okay so now as we've already alluded to the next challenges what is the supply chain look like and what could they spend it on and Scott what's your kind of read there. Scot: [13:13] Yes Supply chains from those things we always talk about but then you know in in your mind you have this kind of linkage these things linked together I remember as a kid when you would cut out the little construction paper strips and make the little chain to go around. The holiday tree there II reminds me of that and we kind of vaguely talk about it as this big, big thing and we want to really unpack it on this episode so as a summary you know there's when you make a product let's say it's one time in a million familiar with right now is a vehicle that which is one of the more complex products or even a. You're relatively simple product like an electronic toy or an apparel item or almost anything it's going to have first of all it. It's going to have component parts right so there's going to be some form of pieces that go into that I kind of mentally think of them as the Lego blocks that make up that item so if it's a cool trendy trench coat there's going to be obviously fabric buttons may be a variety of fabrics and things like that so there's generally it's hard to make any product without there being at least 10 inputs and then many times, thousands if not tens or hundreds of thousands as you get into like iPhones and vehicles and stuff like that. [14:33] So that's important to remember is each one of those component parts has a supply chain right and you can't make a widget until its component pieces are all there so what happens is we're seeing this really interesting and it's hard to know the root cause or theirs some of the economic stuff you talked about is part of it we're we're just having labor shortages that cause things but then you know we'll talk about some of this there's we import a lot of our goods from China and they're having all kinds of issues of their own there's covid related things non-covered related things but generally let's think about the supply chain and kind of the broad sense of you have typically the bulk of goods are made offshore some of them are are made on Shore but let's kind of assume in this example A lot of these products are coming from offshore or at least income the many of the components maybe there's some assembly in the US but at least the the components for a any widget are made offshore so that's number one so that has to be made in a factory somewhere and then shipped here so there's the port of origin so it leaves a port in a foreign land and then needs to come on its way to the United States for a consumer to buy it. That Journey can go a variety of different ways will to it can go by boat or air, the standard way that products are moved is through containers so you by everyone seemed these containers there's all these cool. [15:57] We just opened up here a restaurant container Village kind of a thing so you have those containers their specialized boats that carry these and and or you can put them on airplanes. So then they get on a boat let's say the bulk of products do go by boat there is some by are then they have to go over the sea and then they get to a destination port so there's you know there's two ports involved with every product that comes across in a container then it has to be unloaded from that boat you've probably seen these giant cranes somewhere. [16:29] Fun Star Wars fact those are the that's where George Lucas got the idea for at-ats he saw some of the cranes and one of the ports on the west coast and thought of what if you had a giant walking robots that look like that so those have to be unloaded and then typically you're going to put them on either so then when they get to the United States in one of the ports they're going to be offloaded onto either a truck and then part of the truck that's really critical in this is called a chassis so if you've ever seen you've probably driven by a million of these container trucks but if you take the container off that's the chassis part as you've got the front part of the truck, then you've got the chassis which holds the container and then the container sits squarely on there it's pretty clever if you think about how it's all been designed or that same container can be put over on rail so there are specialized railroad cars for carrying containers and then and then the product goes on its way then it makes it to a warehouse and then it goes to from that fulfillment center it gets distributed many times do a couple maybe from a big kind of inbound fulfillment center to some regionals to some locals and maybe even one step closer to kind of hyper local and then it gets into the last mile delivery part of the world so it gets onto the virtual shelves and then is sold and goes into that last month so [17:52] There's there's a lot that has to happen right in there and we're going to go through some of the things that are not working right now and you know like any any chain any. There's at least common denominator problem so all that can work great and if you don't have Last Mile Vehicles then you've got a problem or, the factories aren't making things fast enough then the whole chain is compressed and you've got this other set of problems and you know where we are now is almost every single part of that chain I just walked through is is kind of you know sport or in a bad situation right now and we'll take you through some examples. Jason let's start with factories what's going on there. Jason: [18:34] Yeah well a couple challenges with factories so obviously the we have the most factories in China and the good news with China is. Covid is mostly under control they definitely have had a. A spike from from Delta they almost had had down a zero before Delta. [18:55] Because of their their concerns about the the virus they have China has what's called the zero covid policy and what that means is. If they have a single case of covid they will they will shut down an entire business or. Even a sector of business so while there's not huge outbreaks of covid and factories right now. There have been a bunch of examples where only a few cases of covid showed up and that caused a factory to be closed for two weeks so there there have been some disruptions with the Chinese factories. But the bigger problem has been that it, from before and in the very beginning of covid a lot of manufacturing got Diversified and moved out of China right and so the second biggest manufacturer of apparel behind China right now is Vietnam. Vietnam has had a lot of trouble with Delta and about a third of the factories in Vietnam are shut down right now so a lot of the factories that make goods are not making as many Goods either because. [19:56] They don't have very good access to vaccines and they're having covid problems or they have really rigid government policies like China. And then forecasting a future problem that's a huge Debbie Downer, is China is actually experiencing a real energy crisis right now and China always has to kind of, ration electricity and they give quotas at the beginning of every year to these factories and factories often have to shut down because they exceed their quotas. Well this year like they have less. [20:31] Energy capacity in China for a variety of reasons in the cost of coal has gone way up. Um there's there's fixed pricing for for energy in China and said the producers can't charge you more even though the cold cost more and so they have less incentive to make it which means there's less energy and so there's a lot of fear that there's going to be a ton more slowdowns of Chinese factories because of this looming energy crisis so all of those things. Our kind of conspiring to make like the amount of product available from the factories like. Significantly inconsistent and hard to. Scot: [21:12] And then say the call thing and because I have read a couple articles on this and I haven't under Center so they're in an attempt to be green they've lowered the price of coal so cold manufacturers have stopped making goals that. Jason: [21:26] So I think that's what the the green thing has a significant impact here but the the communist country they set the the. It's a. [21:37] The energy industry is a tightly regulated industry and so the prices are fixed so that so the government decides the beginning of the year what the price of electricity is going to be. [21:47] So then these factories are only allowed to charge that price or plus or minus 10% of that price, and coal is four hundred percent more expensive so a lot of factories don't want a lot of power plants don't want to make energy electricity from coal right now because they can't do it profitably, they don't have permission from the government to charge for hundred percent for their electricity but they're having to pay 400 percent for their coal so. There is less production because of that it is also absolutely true that China has some, zero emissions by wants a 2060 things and they have concrete milestones in place every year and so even before cover that constrain how much electricity they were going to be able to make this year with current production means. And it meant that factories had a quota, um and and often that means Factories do periodically shut down when they use up their quota factories are rushing to get more efficient so they're all its, it's like everything it creates all these Downstream effects whatever equipment you use to make your stuff there's probably a more energy efficient version of that equipment that you now want to buy. But it's hard to get your hands on so all the factories are competing for the more energy-efficient versions of all this this materials, but the it's likely that more factories are going to be shut down for longer this year than ever before because of energy shortages. Scot: [23:14] And I saw an interesting graphic I forget I think is there Bloomberg or Wall Street Journal where the government then said well if you're going to shut down energy they created these zones and they put like a lot of that Apple manufacturing plants in The Greener zones that we get more power but then they neglected a lot of the input parts so. But the factories that can make the iPhone 13 or operating but they're sitting there idle because the the red zones that aren't getting a lot of power or only able to run like half a shift are. Jason: [23:44] Per your point like even if the Lego factories allowed to make Lego castles if they're not allowed to make red blocks. It's tough to make a lot of weight so castles so that that is yeah. It's a mess and then to give you an idea how cute it is normally they only shut down the the industrial areas there's so much constrained energy now that they're starting to shut down residential areas so people are. Are like having their power in their residences turned off as well. Scot: [24:14] Interesting and then I've been tracking ports here in the US very closely but what are you seeing at ports of origin in other countries. Jason: [24:24] Well this is one we're very publicly this zero covid policy that China has instituted has come into play. So that that all the biggest ports in the world are in China the third largest port in the world is divided into four terminals one of the four terminals was just shut down for two weeks because of a single. Positive test of covid and so that again to the extent that the factories are making stuff and they need to load up all those containers, um if they have to stop loading for 2 weeks that that creates a real lumpiness in the in the supply chain and that is a particularly hard thing to predict right like if you're just saying like oh man of. Factory you know has a bunch of sick workers it's going to shut down you can kind of watch that and see it coming but what you can't see coming is, you know a very small number of cases having a very material impact on the supply chain like these these ports that are shutting down and so the. The those impacts are sort of outsized on the supply chain at the moment. Scot: [25:34] Yeah and then so so now we've got our products you know, if they can make it through this Gauntlet that we've already laid out they're going to get on a boat and they are going to go get packed into a container and there's a fun if you're a business you're trying to get as much of this product into a container as possible because it's pretty much all you can eat once you once you buy a container there's fractional containers whatnot and because of there's a shortage in containers and then the cost to send these containers has gone way up so right now as we record this the cost there's actually an index you can look at this so if you were will put a link to show notes but if you Google Freight Fredo's fre IG HT o s index there's an index that tracks this and we have hit a record of 20500 86 average dollars to send a container and that's twice what it was in July of this year and that was twice of what it was in January so we effectively you know in July it was about ten thousand dollars and in January as about five thousand dollars now another interesting Factor here is depending on how many units you put in a container you divide that that unit cost right so if you're putting I'll keep the math easy a thousand units in one of these containers which would be something relatively big you're going to you know you just added effectively another. Yeah. [26:57] Let's see I should have smelled your $15 to the product just in kind of Landing cost with this with this increase so whatever your cost is on a per unit it's gone up effectively 4X since January so that's a factor to consider. [27:15] And what I'm what I'm hearing from people on the ground is you'll go bid and you kind of get get in front of this number right now so you're actually out there bidding today 30,000 to get a container and then you think you'll have one and then they'll say oh you know we need to re-evaluate that because they can the shipping company I'm talking to is now saying is 33,000 so there's this like running auction to get. Space on these boats that are coming over because of some of the rest of the supply chain that will talk about so. [27:46] So how about are so that's that's what it looks like by boat what are you seeing on the air side. Jason: [27:51] Yeah and obviously the most cost-effective way to get all this stuff here is via boat so you'd prefer to do that but when the boats aren't available or if you you need stuff considerably faster like a, in Good Times it takes about about 40 days to move a container from China to the west coast of the US so. Some Goods do come via air and little known fact 50% of Air Freight that comes into the u.s. comes on the bottom of, passenger airplanes right so it's not it's not FedEx and UPS planes flying from China to the US cargo planes it's, it's the bottom of these passenger planes and guess what is not happening right now is. International so there's just way less flights and said there's way less capacity for this Air Freight and so both, because there's more demand for Air Freight because of all the problems with the ocean Freight and because there's less Supply that the air option has you know been dramatically diminished from where it would normally be. Scot: [28:56] Yep so then so then you decide okay well I've got to put on a boat you do that you wait your 40 days and then what you find out is your delayed for a very long time because the heart problem is the u.s. ports are all pretty much maxed out so we've kind of done this very big under-investing in our ports so one of our our biggest one is in Los Angeles at Long Beach and then we have Savannah New York New Jersey and then there's a lot of secondary and tertiary ports but those are the big ones and there's another index that Bloomberg, puts out which is effectively the number of boats that are anchored offshore and you know what you want to you never want to Anchor these things because effectively they're just sitting there all that product just sitting there you know. Doing nothing waiting and the reason the reason why they're sitting there is the ports are they can't unload the products fast enough. [29:55] There's a million reasons why we'll talk about that in a second but this just actually ticked up over there's over 40 boats, and this is interesting I've read a data point this has 74 Los Angeles and 40 I think there's 40 anchored in 30 actively kind of being done there's these Maps if you look at my Twitter feed I just tweeted one to just show you know the port and the congestion there's just all these boats just sitting there waiting to come on shore I have a friend that lives in LA and they can just as they drive around they can just see the boats out there just fact it's very unusual time frame. Jason: [30:30] One of the supply chain guys I work with suggested that we should start a new company Uber barge where we deliver like In and Out Burgers to all these boats that are stuck offshore. Scot: [30:39] Someone someone tried to actually get a helicopter to go out one to get their container often. You can't do that because if you've ever seen these things are stacked like 50 deeper someone is crazy you can't just say I really need that one right there so this this index just ticked over 70 for the first time ever since has been created which is just just crazy. [31:00] And so why is it taking so long to offload the boats well we have under invested in these things and then we have this discontinued problem with the supply chain. Number one there's not enough people to I think it's longshoreman there's a lot of these Union type jobs that you hear about that do this so there's a longshoreman or the ones that offload products for a long time due to covid they were only running like half the number of shifts that used to so they have actually spun that up, they're running more shifts but now there's a shortage of chassis and then because of that. [31:37] You know if you don't have chassis you can still off load the boat but now you have to put it into kind of medium term or short term storage and then all that is full so there's not enough chassis there's not enough truck drivers if there is chassis and then if there's not chassis all the storage is full and then, the one when a product comes off the boat at the Port it can either go by truck or rail the whole rail system is all jammed up as well the this is interesting I read this one article that. Near you in the Joliet train yard which is one of the biggest ones in middle of the country they're so jammed up they have over 8,000 containers stacked there waiting for more training capacity and then some some days the trains are backed up for 25 miles waiting as they're loading these containers on there to try to do this, normal turnaround for a chassis to go at a port to deliver something to where it's going and come back is three and a half days due to all these various shortages that is extended out to 17 days so that's pretty crazy. A big factor in this port jam up is also the shortage of drivers and I call them CDL Drivers which is a commercial driver's license. [32:49] To drive one of these 18-wheelers that's going to carry a container you have to have a you know a certification for a certain type of vehicle there's It's relatively, no time-consuming to go get the certification and the number of drivers that have this is actually decreasing over time as they age out and enough people are coming into the profession so I read one article and this was by one of the one of the professional groups of CDL drivers that there's about 240,000 shortfall of CDL Drivers compared, kind of where the demand is there's about you call it to and 50,000 fewer drivers than they need so we're seeing you know I think I can remember was you or someone but Amazon and Walmart are ineffectively gunfighter these people where they're charged their they're paying crazy signing bonuses and hourly rates and salaries for any kind of truck drivers and so because they're the biggest. Employers of these things they tend to have the better economics and its really starving out other parts of the market as they absorb all the available CDL drivers. Jason: [33:57] Yeah that Walmart's paying a hundred and for a new driver $160,000 a year and eight thousand dollar signing bonus. Scot: [34:04] Yeah yes it's not uncommon uncommon thing to see out there it's pretty crazy, so that's what's going on at the ports it is a hot mess on this side as well so even if you are fortunate enough to get your product here to the US then you know you're looking at probably an extra 40 days I think is kind of you know what everyone's saying right now and that's average it can take a lot longer the LA Port is so jammed up that people are are they're rerouting you know rerouting boats across the sand getting them to other other ports but there are no like there's one in Georgia and it's the Savannah one and it's getting backed up I just saw they authorized building this this kind of effectively opening up a big giant parking area to put containers and that's going to give them some more storage capacity but you know where if you add up those, here we are you know in October and you start adding these things together the the holidays pretty much baked at this point right there's you maybe have 15 to 20 days of window here for stuff you already ordered. 80 days ago to kind of get here but none of this stuff is going to get fixed fast that's going to be part of the problem. Jason: [35:17] Yeah yeah if you follow the earning calls like Nike for example like dramatically lowered their guidance and they said Hey look it's it's cost four times as much to get a container of shoes here and the container takes twice as long to get here, and so we're just not going to have the supply to hit our original guidance and and Nikes better this than a lot of other people so it's a. [35:41] Pretty prominent problem and then there's all these secondary impacts right so you mentioned the math of the container right like you'd like to fill up that 40-foot container with Goods if your goods only take up 90%. Ordinarily you'd put someone else's Goods in the last 10% to try to make it more. Cost effective and efficient and share those costs but when the unloading is so gummed up what you don't want to do is have a secondary process where that container comes off the boat has to get re packed your stuff goes One Way their stuff goes another way, so people are actually shipping containers less full than they normally would which is entirely counterintuitive for what you would expect. The boats are all slowing down because they can use less gas to come here and 80 days then to come here in 40 days because there's no place to unload them. Um and the the supply chain guys I'm like we've been helping a lot of retailers hire truckers lately and they kind of summarize it real simply like the average commercial truck driver was 55 years old with multiple comorbidities a bunch of them. Retired and all the trucking schools that can teach people to get these licenses shut down for covid so there were no new licenses being issued for like. [36:54] Year and so there's just this this huge acute problem. And then you know without those truck drivers with the train problems and Barge problems of your on the Mississippi there's just like no place to move all those goods. You mentioned people are moving the boats from from some ports to secondary ports. That helps somewhat but the biggest cargo ships can't even fit in these ports right so I Long Beach the one of the most advanced Sports we have certainly the most advanced on the West Coast, um [37:27] Can't take the two biggest class of ships it can only take the third biggest class of ships and then as soon as you divert that ship to Portland instead of Long Beach. The the that class of ships won't won't fit there and so like there's there's a limited option to just move the stuff around so we're just we're gummed up like never before and most scary of all Gap and their earnings call kind of said like Hey we're loading our guidance and we're going to very lumpy inventory and we don't see any alleviation of these inventory challenges until at least 2020 3. Scot: [38:06] Yeah in the Auto World we're having a huge problem here where there's a chip shortage and then. [38:14] Another problem is you spend down these factories they don't just get spun back up because all the component parts are you know they stop ordering them and then those factories and everything so so even as chips are starting to come in a lot of vehicles can't be made because there's some other component that now is stuck in one of these containers that that were talking about I read this other interesting article where Coca-Cola has several of their bottling facilities that are down waiting on replacement parts so they went and basically least 20 or 40 bulk ships they didn't even worry about getting containers and they just jumped onto those ships the pieces they need to make their factories work and and are bring him over in this kind of crazy never done before way for a big company. Jason: [38:58] Yeah and I guess that that's one last point on this supply chain thing. It definitely is favoring the biggest players in every industry right so if you're the you know the biggest receivers of goods in the US. You're still being impacted by all of this but you're first in line for what capacity does exist and you you mentioned the games that the Brokers are playing with the price of containers that's going to happen a lot more to the independent shipper than it is the you know number one or number two shipper for that port and so. Well this this is a pain for every retailer in America it's going to be less painful to Walmart and Amazon then it's going to be to the, the medium-sized specialty retailer for. [39:49] And I was just going to point out I think you saw this as well as got but like Salesforce kind of put together a holiday forecast and they looked at all these supply chain problems and they're estimating, that this is going to add about 233 billion dollars in extra supply chain cost to holiday sales for the US so that's. Going to come like straight out of margins basically or or drive more inflation. Scot: [40:13] Yeah that's for the products to get here there's this another side of that equation where which is the opportunity cost right because you know. There's not gonna be a lot of exciting merchandise on the Shelf so we're what's opportunity cost of that we'll have to kind of. We'll get to that I guess we talked about forecast so what what holiday behaviors are feeding into this. Jason: [40:34] Yeah so tricky this one is there wild swings both ways right so you think if you remember at the beginning of covid there. Fundamental changes that happen people spend a lot less on travel they spend a lot less on restaurants they spend a lot more on their homes and they spent a lot more grocery stores right and so then as, people got more comfortable as people start getting vaccinated as infection rates are going down we started seeing all those things swing back right and you started seeing, a lot more bookings that are being be you saw a lot more Airline reservations you saw a lot more traffic coming to stores and you certainly saw a lot more people going back to restaurants. Then Delta hit. And we saw a dip again and people started returning to the the the kind of earlier covid behaviors not as dramatically as the first wave. [41:25] You kind of had a second wave and so predicting which of those, behaviors are going to be at the at the peak for holiday is really hard right now so retailers are looking at consumer sentiment and Doug mcmillon in his investor call he's like hey. Our consumer has told a strongly they want to have a normal holiday that they want to sit down with their family and have a meal, they want to travel they want to do the normal things and there's a strong desire and that if it is remotely safe they will do it and Doug's I kind of under his breath comment was. [42:05] Even if it's not safe they're probably going to do it right so, his viewing is there's there's so much fatigue in all of these like covid change behaviors that were going to see a significant return, you know closer to pre covid behaviors but you know we are we are seeing some signs go the other way, in the u.s. store traffic never fully recovered we are still down about ten percent versus pretty covid levels in China store traffic totally recovered and then Delta hit and store traffic drop back down, 30% below pre-pandemic levels and so since China has historically been about 4 months ahead of us. That that would predict that we're going to see another drop in. Um store traffic which again doesn't mean people won't spend it means they're going to buy more online instead of in store and that exacerbates all of The Last Mile problems that we talked about last year and we're going to talk about it. [43:09] Again this year so it's really risky to predict. What's going to happen with the coded behaviors people were starting to buy a lot of clothes again after having not buying clothes in here and now the closed sales are slowing down and then we talked about. Apparel is one of the categories most impacted by all these supply chain issues so there just may not be close to buy and so really hard to predict that stuff. Um but what I can tell you is retailers now have a couple of reasons to desperately get you to shop earlier right one reason is they're not going to have very much stuff and they don't want to be the Grinch that caused you to miss Christmas so they desperately want you to come in early, and give yourself the best chance to get the stuff you want so, the every retailer is more loudly than ever before trying to incentivise and entice customers to shop early. [44:03] Also if this ends up being another digital Christmas where people shop a lot more online than they do in stores, we have a huge problem with the last mile we don't have enough capacity in FedEx ups and u.s. post office to deliver twice as many packages over holiday, and so we need to spread that those those orders out over more days and so for all of those reasons we're seeing retailers start their sales earlier than ever so. To kind of paint you a promotional picture Amazon Prime day normally is in summer it historically celebrated Amazon's birthday which is in July. So then the pandemic kids they can't have a July sale so they have an October sale and it went really well. So this year they went back to Summer but they went to earlier summer they had the sale in June and a lot of us think they did it earlier in June for one of two reasons either they hate their own C fo and wanted him to have to talk. On earnings calls about the sale being in a different quarter every year for the last three years or. They were having a sale earlier to make room for a second big sale they intend to have this year during holiday to kind of repeat the success of. [45:11] Of holiday Prime Day last year and we haven't seen any all the announcements yet but Amazon has already announced a 30 day. Beauty and personal care sale starting in October of this year Target match that and said hey we're going to start our deal days in October, and we're price-matching for the whole holiday so if if you don't believe us and you think we're just making a joke about these early sales and you think there's going to be better sales waiter know if you buy it early will guarantee you, that will match any lower prices that you see anywhere for the rest of holiday so targets leaning heavily into that. And we think most retailers are going to launch their sales. Earlier than ever before to try to pull in these these early Shoppers because of all the supply chain and inflation issues. The sales aren't going to be as good as they usually are like that what used to be 40 percent off is going to be 25% off but what deals they do have are going to be earlier in the year to try to drive those, those sales earlier. [46:21] And people aren't going to get everything they want they're going to be limited inventory and so what's going to happen people are going to get more gift cards people are going to celebrate the holiday later and we're going to sell more stuff in January January is always a good holiday month anyway but January is going to be disproportionately large this year because of the lumpy supply chain think so, if you think of holiday as generally like being a strong peak in October between that that the kind of turkey five, this holiday more than ever before that spending starting in October and is going to last all the way through January. Scot: [46:58] And then as we get to the last mile we're definitely have another ship again so we've got we haven't increased our capacity hardly any because you can't really buy Vans and the everyone's renting Vans and there's just this fixed number of biliary vehicles and if we're going to have this Less store traffic even more e-commerce than last year even if you throw you know maybe. [47:23] Low middle digit low single digits on there like five or 7% or something well we effectively had 98, we can only deliver like 97% of the packages last year so it's going to make it a now will only be a little deliver maybe 90% of the packages so it's going to be really tough delivery, set up coming into the holiday. Jason: [47:46] I think the like some data points I saw the that are alarming like so number one. All the Fulfillment centers have an average turnover rate of like four hundred percent a year right so they're having a hard time hiring people and keeping people. FedEx in their earnings call said that like we just can't staff some of our distribution hubs so we're having to reroute packages in a less efficient manner, because for example we only have sixty percent of our labor force in our Portland Hub right so ordinarily they would try to, be at a hundred and twenty percent of their labor in these hubs for holiday with all this seasonal labor and this year. [48:24] They can't even fulfill all the permanent jobs they have so there's not going to be a seasonal Flex. For the main carriers you know the Retailer's do a lot of seasonal hiring for stores but they're prioritizing the seasonal hiring for their fulfillment centers over the stores because they're so. Worried about enough labor to fulfill all these packages and then you know when when FedEx and UPS have less capacity. What do they do they smartly charge more for it so we've seen gas surcharges we've seen holiday surcharges and and they're now announcing their rate hikes for January and FedEx announced the largest rate hike they've had in the last ten years so on average, it's almost six percent as 5.9 percent rate hike it varies wildly depending on the class of service so some kinds of shippers are going to get hit much harder. Um and just like last year all of the the big shippers have a quota and they're not going to be allowed to ship more more packages. The maybe one silver lining in this is that. Because readers are likely to be more successful in spreading the demand out this year than last year that's going to help a little bit and. [49:37] As a as challenges everyone's going to be with the capacity last year there were political challenges that that particularly got the US Post Office sideways which is a big part of this whole chain. And they don't anticipate that that will be as bad this year and so there is absolutely going to be ship again in 2.0 this year with the, the The Last Mile but the most of the analysts I'm talking to are saying the first mile is going to be so disrupted this year that the last mile is going to seem. Less severe in comparison whereas last year the the holiday challenges were all about the last mile. Scot: [50:16] Yeah and you know the double-edged sword of there not being enough product is maybe there just won't be enough product and it won't you should be getting but if whatever there is is going to get jammed up I think. Jason: [50:29] Yeah so that's a great transition to so like that's a lot of Doom and Gloom what's going to happen for Holiday should we all be shorting the retail stocks like what's. What's going to happen. And spoiler alert I don't know well we'll talk a little bit about our educated guesses but maybe before we do we can walk through some of the the forecast from the the brave souls that have been willing to share their holiday forecast. Scot: [50:56] Yeah the one the one I saw was from Salesforce and they, they say that e-commerce is going to be up 7% versus kind of that huge surge last year which was like you know fifty percent so they're coming in kind of with a moderate 7% growth which which is done yeah I think that would be the probably the slowest e-commerce growth since 2008-2009 yeah. Jason: [51:24] 2008. Scot: [51:26] Yeah that's that's the one I was tracking and you know when I read through the bullet points it made sense they're definitely putting a pretty wet blanket on things due to the this kind of quote-unquote Supply pain. Jason: [51:38] Yeah and it is tricky so they were the only one I've seen that's done an e-commerce forecast right and I would say that's the most uncertain because. Of we just don't know whether people are going to go back to stores or whether they're going to be worried about health and ordering online when they start having constrained. Um supplies is that gonna. Push them to online more because they can hunt more places or is that going to entice them to go to the store because they can use their eyes to see the inventory for themselves like there's, there's a lot of variability in that e-commerce number but I would remind people even as low as 7 percent sounds its. 7% on top of the huge bases from last year right so it's it's that's not a decline in e-commerce by any means that's a slowing of the increase just as a reminder for. People. But then I did see several like of the other the kind of traditional Consultants put together an overall holiday forecast right so beIN predicted that they were going to they thought holiday was going to be up seven percent from last year. [52:45] Deloitte said that they thought holiday was going to be up between seven and nine percent from last year. And MasterCard said they think holidays going to be up 7.4 percent from last year so. To put all three of those numbers in context those are all huge numbers. Um last year was the best holiday year in 10 years and sales were up 10% but the average is about 6% so saying we're going to grow if. You know these three things kind of all averaged out to about seven percent growth if we're here we go. If all holiday store an e-commerce gross 7% on top of the ten percent from last year, that's a phenomenal holiday and so that says, that these guys are pretty confident that the consumer is going to spend even if they can't find exactly what they want right that the supply chain is going to be painful but that the all the macroeconomic stuff we talked about at the beginning is going to win out and consumers are going to spend a lot of money this holiday I. [53:49] I want to believe this I'm going to be pleasantly surprised if it plays out like that right and my um, the the one caveat I'll say is that us retail is incredibly Diversified right and so for every category that's going to get shellacked by the supply chain or by changes in covid behaviors. Some other category is going to benefit right and so. It is true that the holiday could absolutely hit these numbers like I'll remind people that cars are 25 percent of retail sales gas is another huge chunk of retail sales. Some of these forecasts have those things in some don't some of these forecasts are for November and December some are for November December and January like everybody has a different definition of retail and a different definition of holiday so, you can't really apples-to-apples any of these but I pulled all the US Department of Commerce data and again last year November through January 10 percent growth, average of the last ten 10 years is about 6% growth so 7% growth is a. A terrific number and. I don't know I could see it happening if it happens it's going to be because there was a we had the most Monster January ever because I just don't think there's going to be enough Goods on the Shelf in November and December to do. Scot: [55:17] Yeah I'll take a so I think the winners are going to be the companies that have the most power and smartest supply chain operators so I think Walmart and Amazon. Maybe Target I don't know them as well do they have a you think they feel like they have a pretty dialed in. Jason: [55:33] They Walmart and Target both in their earnings said like look our inventory isn't going to be isn't where we want it it's not going to be where we want it but we we in general are feeling good and neither one lowered its guidance for holiday in their last earnings call so they both felt that they were going to weather the storm but you know below that you go look at like a Bed Bath and Beyond and they're like look there's no way we can hit our numbers with the supply we're gonna get. Scot: [56:00] Will they miss this quarter and if you miss this quarter you're just going to get worse the next quarter Seth. Jason: [56:04] Exactly exactly. Scot: [56:06] It's a poop storm now and it's gonna be a bloodbath and in 90 days yes I think I think if I kind of do the calculus on that I think those three guys win I think everyone else is net negative and. You know I don't think those three are big enough let's say they represent Amazon's kind of half of e-commerce only think about e-commerce the rest of retail is. That's your bailiwick yeah Amazon's half, yeah I could see it being flat to down five percent because. Amazon Walmart and Target doing decent isn't it be enough for to make up for the whole that it's created there so yeah so that's kind of, where I see it it's going to be the big get bigger and stronger and because they you know they have Prime, they have more technologies that this has been on their radar longer they have more containers they have more trucks they have more dollars to spend on solving these problems they're going to be the winners so that's going to be you know it is going to be I think a bad year for the small medium sized business the incumbent brands that are just getting their legs under them and you know having to kind of have a Miss effectively miss a holiday because you couldn't get a bunch of product it's going to be be a rough rough year for everybody. Jason: [57:25] Yeah no I in a way it's going to be the exact opposite of last year when covid first hit nobody obviously had Advance warning or was prepared for this and so a secondary impact was a bunch of eCommerce sites that didn't traditionally get a lot of consumer visits, got a lot of Trials because Amazon constrained FBA in Amazon head supply chain problems right and so suddenly you were looking to get your instant pot from Bed Bath & Beyond suddenly a bunch of people are looking to see what eBay had, that hasn't shopped eBay in five or ten years right so a lot of those kind of second-tier eCommerce sites got extra visits as people were. Trying new address the supply chain shortages this year I think we're going to have exactly the opposite there's going to be a ton of supply chain shortages there's going to be a lot of, news stories every day about supply chain shortages and the big players with the best infrastructure in the most advanced supply chain planning, like the Amazons and Walmarts of the world and and targets, are going to be the winners and it's going to be a lot harder for those specialty retailers and Regional retailers to compete unfortunately. Scot: [58:41] Yeah I think that that is the setup and we will continue so that hopefully that gives everyone an idea of the big talk in the industry and you were just at an industry event is this what everyone was talking about Jason. Jason: [58:55] Yeah yeah slightly less than I would have expected I mean it was a huge topic everyone understands the supply chain thing. I do think it was the first conversation a lot of you know customer experience folks and people that you know we're kind of had their head down in their own in their own Silo you know we're suddenly getting their eyes open to the fact that like. Yeah your customer experience is going to stink at there's no products on the. Scot: [59:20] Mix the CX person's job a lot easier they just you know just take the holiday off. Jason: [59:26] Yeah and so you know it is interesting though again like. [59:31] You know we may we may hit the top line numbers and it may be from a lot less items that sold more expensively. The you know category there's going to be winning and losing categories by far and again because of the consumer health and the supply chain issues, the supply chain for diamonds is looking a lot better than the supply chain for Budget shoes and so you know you just may see what jury where you know you say you sell a few things for a while, do better you know where there's extra scarcity then you know some of these low-margin high-volume consumer goods and so I think. [1:00:08] My key takeaways for everyone is it's going to be a very lumpy like the averages will be interesting we should all follow them but but every. Um retailer and every category is going to experience a very different holiday and there just is more uncertainty than there has been in the last 30 years of retail so like for anyone, to definitively say this is how it is going to play out I think is super risky because there's so many things that could go either way at this point, will consumers you know by another toy when they can't get their first choice will consumers go to a restaurant you know or not will consumers take a vacation or not. You know all of these these will they pay 5% more for something or not like there's just so much uncertainty that you know this is going to be. Holiday that really rewards people that do good scenario planning and are prepared for any eventuality. Scot: [1:01:06] Absolutely and we will keep you posted here on the Jason Scott show but hopefully this gives everyone kind of a framework to work within and we'll be updating various components of the supply pain as we get closer to Holiday. Jason: [1:01:22] And until next week happy commercing!

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday PM, October 3, 2021SERMON BY: Bro. Scott HopkinsSERMON TITLE: Why Should the Work Cease?SERMON THEME: The Danger of Disabling FearSERMON SERIES: Guest SpeakersSERMON VERSES: Nehemiah 6:1-15Nehemiah 6:1-15 Now it came to pass, when Sanballat, and Tobiah, and Geshem the Arabian, and the rest of our enemies, heard that I had builded the wall, and that there was no breach left therein; (though at that time I had not set up the doors upon the gates;) 2 That Sanballat and Geshem sent unto me, saying, Come, let us meet together in some one of the villages in the plain of Ono. But they thought to do me mischief. 3 And I sent messengers unto them, saying, I am doing a great work, so that I cannot come down: why should the work cease, whilst I leave it, and come down to you? 4 Yet they sent unto me four times after this sort; and I answered them after the same manner. 5 Then sent Sanballat his servant unto me in like manner the fifth time with an open letter in his hand; 6 Wherein was written, It is reported among the heathen, and Gashmu saith it, that thou and the Jews think to rebel: for which cause thou buildest the wall, that thou mayest be their king, according to these words. 7 And thou hast also appointed prophets to preach of thee at Jerusalem, saying, There is a king in Judah: and now shall it be reported to the king according to these words. Come now therefore, and let us take counsel together. 8 Then I sent unto him, saying, There are no such things done as thou sayest, but thou feignest them out of thine own heart. 9 For they all made us afraid, saying, Their hands shall be weakened from the work, that it be not done. Now therefore, O God, strengthen my hands.Neh. 6:10   Afterward I came unto the house of Shemaiah the son of Delaiah the son of Mehetabeel, who was shut up; and he said, Let us meet together in the house of God, within the temple, and let us shut the doors of the temple: for they will come to slay thee; yea, in the night will they come to slay thee. 11 And I said, Should such a man as I flee? and who is there, that, being as I am, would go into the temple to save his life? I will not go in. 12 And, lo, I perceived that God had not sent him; but that he pronounced this prophecy against me: for Tobiah and Sanballat had hired him. 13 Therefore was he hired, that I should be afraid, and do so, and sin, and that they might have matter for an evil report, that they might reproach me. 14 My God, think thou upon Tobiah and Sanballat according to these their works, and on the prophetess Noadiah, and the rest of the prophets, that would have put me in fear.Neh. 6:15   So the wall was finished in the twenty and fifth day of the month Elul, in fifty and two days.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/kwjdscyListen here on Archive.orghttps://archive.org/download/100321-pm-facebook-stream/100321PM-FacebookStream.mp3

Hopewell Baptist Church
Be Not Weary

Hopewell Baptist Church

Play Episode Listen Later Oct 3, 2021 31:00


Pastor Mike Ray 00:31:00 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Independen

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday AM, October 3, 2021SERMON BY: Dr. John WaterlooSERMON TITLE: Living In a BlindspotSERMON THEME: Peter's Three DenialsSERMON SERIES: The Gospel by MarkSERMON VERSES: Mark 14:26-31; Luke 22:31-34 Denials…of faith-Peter wasn't as mature as he thought.  We should never think we have arrived!of Satan-As a roaring lion he seeks to kill, steal, and destroy.  We are being hunted!of the obvious-In pride, we don't listen to God, His Word, our authorities, our spouses, and etc.of the need for change-We need to listen, admit our need and inability, and do something about it before it's too late!Mark 14:26-31 And when they had sung an hymn, they went out into the mount of Olives. 27 And Jesus saith unto them, All ye shall be offended because of me this night: for it is written, I will smite the shepherd, and the sheep shall be scattered. 28 But after that I am risen, I will go before you into Galilee. 29 But Peter said unto him, Although all shall be offended, yet will not I. 30 And Jesus saith unto him, Verily I say unto thee, That this day, even in this night, before the cock crow twice, thou shalt deny me thrice. 31 But he spake the more vehemently, If I should die with thee, I will not deny thee in any wise. Likewise also said they all.Luke 22:31-34 And the Lord said, Simon, Simon, behold, Satan hath desired to have you, that he may sift you as wheat: 32 But I have prayed for thee, that thy faith fail not: and when thou art converted, strengthen thy brethren. 33 And he said unto him, Lord, I am ready to go with thee, both into prison, and to death. 34 And he said, I tell thee, Peter, the cock shall not crow this day, before that thou shalt thrice deny that thou knowest me.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/4mrk3pyListen here on Archive.orghttps://archive.org/download/100321-am-facebook-stream/100321AM-FacebookStream.mp3

Hopewell Baptist Church
Getting God's Attention

Hopewell Baptist Church

Play Episode Listen Later Oct 3, 2021 31:46


Pastor Mike Ray 00:31:46 noMike,Ray,Hopewell,Baptist,Church,Fundamental,Indepen

Living At Your Finest Podcast
The Benefits of Breathing Better with Dr. Amy Novotny

Living At Your Finest Podcast

Play Episode Listen Later Oct 1, 2021 35:50


I am so thrilled to share what I learned about the PABR® method: Pain Awareness Breathing Relief. This is a holistic approach to restoring the body to its full potential by using the body's own nervous system to change how our bodies feel and move to support our overall wellness.Well, I am honored to have the Founder of the PABR® method, Dr. Amy Novotny as a guest on the Living At Your Finest Podcast Show. Her mission is to provide pain, stress, and anxiety relief to those who seek a naturalistic form of treatment when other treatment methods have fallen short. Dr. Novotny discusses a wealth of knowledge and actionable steps to support proper breathing and its relevance to our health and pain reduction. So get ready to learn about:✨The importance of a relaxed state of being✨The proper way to relax tensed muscle through proper breathing techniquesConnect with Dr. Amy NovotnyFacebook: https://www.facebook.com/dramynovotny/Instagram: https://www.instagram.com/anovotn/website: https://pabrinstitute.com/Youtube: https://www.youtube.com/c/DrAmyNovotnyI bet you would find this episode to be valuable so please share with others so we can all benefit together #healthiertogether.Cheers to Better Breathing! ❤️

Central Baptist Church of Ponca City

Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Wednesday, September 29, 2021SERMON BY:  Dr. John Waterloo SERMON TITLE: The Strength of the MindSERMON THEME: We Must Change the Way We Think-Developing the Mind of ChristSERMON SERIES: Renewing the MindSERMON TEXT: Romans 12:1-2; Ephesians 4:22-24; Philippians 4:6-9; Proverbs 23:7Romans 12:1   I beseech you therefore, brethren, by the mercies of God, that ye present your bodies a living sacrifice, holy, acceptable unto God, which is your reasonable service. 2 And be not conformed to this world: but be ye transformed by the renewing of your mind, that ye may prove what is that good, and acceptable, and perfect, will of God.Ephesians 4:22 That ye put off concerning the former conversation the old man, which is corrupt according to the deceitful lusts; 23 And be renewed in the spirit of your mind; 24 And that ye put on the new man, which after God is created in righteousness and true holiness.Philippians 4:6 Be careful for nothing; but in every thing by prayer and supplication with thanksgiving let your requests be made known unto God. 7 And the peace of God, which passeth all understanding, shall keep your hearts and minds through Christ Jesus. 8 Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report; if there be any virtue, and if there be any praise, think on these things. 9 Those things, which ye have both learned, and received, and heard, and seen in me, do: and the God of peace shall be with you.Proverbs 23:7 For as he thinketh in his heart, so is he: Eat and drink, saith he to thee; but his heart is not with thee.— — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/fss4bgvListen here on Archive.orghttps://archive.org/download/092921-wed-facebook-stream/092921Wed-FacebookStream.mp3 

Hopewell Baptist Church
Telling and Compelling

Hopewell Baptist Church

Play Episode Listen Later Sep 29, 2021 42:05


"Telling and Compelling" was preached by Pastor Mike Ray at Hopewell Baptist Church on Wednesday evening, 9/29/2021. You can watch the video archive of this sermon on our church website. You can also watch archived services on Vimeo, YouTube, Medium, or audio podcast. Stay up to date by following us on Facebook and Instagram. Hopewell Baptist Church is an Independent Baptist Church in Napa, California pastored by Mike Ray. It is Bible-based with a warm, friendly atmosphere. Hopewell is dedicated to bringing the water of life to the Napa Valley and beyond.

On The Brink with Castle Island
Chris Maurice (Yellow Card) on driving fundamental crypto adoption in Africa (EP.245)

On The Brink with Castle Island

Play Episode Listen Later Sep 29, 2021 42:53


In this episode, Chris Maurice, co-founder and CEO of pan-African crypto platform Yellow Card, joined us to talk about his background, the business, and the state of crypto adoption in Africa. The company's goal is to provide a seamless on and off ramp to anyone in Africa. We also discuss: Yellow Card's recently announced fundraise The diversity in culture, language, history, and economy across the 54 countries in the region and why Yellow Card is on a pan-African journey The popular use cases for crypto in the region, including as a savings and transaction tool for individuals and businesses The challenges Yellow Card faces in driving crypto adoption in the region and what the firm can do to address them The details about Yellow Card's recent raise and the future of the company Based on this conversation with Chris, it's clear that crypto provides fundamental utility beyond speculation in the region that rings true to the ethos on which this industry was built. Sponsor notes  This episode is brought to you by Withum, a top 25 accounting firm with a cutting-edge Digital Currency and Blockchain Technology practice. To learn more, visit  withum.com/crypto.

The Money Show
Treasury well on its way to rein in debt as it records its first budget primary surplus in three years. Investment School - Technical vs Fundamental investing

The Money Show

Play Episode Listen Later Sep 28, 2021 76:57


Gina Schoeman, economist at Citi Bank explains the budget primary surplus and what led to the Treasury achieving it. Then Bruce Whitfield speaks to the founder of the Sigmund Project, Alan Elliott Merschen on how the platform is revolutionizing the global tourism industry. And Petri Redelinghuys, founder at Herenya Capital Advisor decodes  the difference between technical and fundamental investing See omnystudio.com/listener for privacy information.

The Money Show
Investment School - Technical vs Fundamental investing

The Money Show

Play Episode Listen Later Sep 28, 2021 21:52


Petri Redelinghuys | Founder at Herenya Capital Advisors See omnystudio.com/listener for privacy information.

The Todd Herman Show
Hour 2: Fundamental Transformation

The Todd Herman Show

Play Episode Listen Later Sep 28, 2021 36:21


Joe Biden: My first piece of economic legislation will "fundamentally change the structure and the nature of the economy in this country." // Rantz: Dow Constantine breaks own rules, goes maskless in crowded room. Al Sharpton Heckled at the border. //  JUST A FEW MORE THINGS See omnystudio.com/listener for privacy information.

Protect the Hustle
Norwest's Scott Beechuk on the fundamental role of customer success

Protect the Hustle

Play Episode Listen Later Sep 28, 2021 26:38


Topics discussed in this episode: Enterprise being SaaS by nature Solving SaaS infrastructure problems The leaky bucket of B2B and B2C The one responsibility CEO's can't forget This is a ProfitWell Recur production—the first media network dedicated entirely to the SaaS and subscription space. 

Central Baptist Church of Ponca City
A Christian's Authority Problem

Central Baptist Church of Ponca City

Play Episode Listen Later Sep 27, 2021


Watch/Listen here using the Embedded Subsplash Playerdiv.sap-embed-player{position:relative;width:100%;height:0;padding-top:56.25%;}div.sap-embed-player>iframe{position:absolute;top:0;left:0;width:100%;height:100%;}Central Baptist Church of Ponca City, OKDATE: Sunday PM, September 26, 2021SERMON BY: Bro. Tim RussellSERMON TITLE: A Christian's Authority ProblemSERMON THEME: Respect and ObeySERMON SERIES: Keeping the FaithSERMON VERSES: 1Peter 2:13-181Peter 2:13-18 Submit yourselves to every ordinance of man for the Lord's sake: whether it be to the king, as supreme; 14 Or unto governors, as unto them that are sent by him for the punishment of evildoers, and for the praise of them that do well. 15 For so is the will of God, that with well doing ye may put to silence the ignorance of foolish men: 16 As free, and not using your liberty for a cloke of maliciousness, but as the servants of God. 17 Honour all men. Love the brotherhood. Fear God. Honour the king. 18 Servants, be subject to your masters with all fear; not only to the good and gentle, but also to the froward. 19 For this is thankworthy, if a man for conscience toward God endure grief, suffering wrongfully. — — —Watch/Listen here using our Subsplash WebShare Playerhttps://subspla.sh/b2xqqcnListen here on Archive.orghttps://archive.org/download/092621-pm-facebook-stream/092621PM-FacebookStream.mp3 

NGO Soul + Strategy
028. Strategic planning when your CSO faces fundamental uncertainties: Dave Algoso, facilitator & consultant

NGO Soul + Strategy

Play Episode Listen Later Sep 25, 2021 41:18


SummaryHow has strategic planning changed during the pandemic?What are general blind spots when it comes to strategic planning in our social sector?What are jazzy new approaches to strategic planning that civil society organizations should consider?And what are the warning signs, as a strategy consultant, that tell you you should not get involved?In this podcast episode, I discuss with Dave Algoso, strategy facilitator and consultant 'par excellence', how civil society organizations (CSOs)  have changed how they go about strategic planning in this very uncertain world. Dave Algoso's BioIndependent consultant at Open CoLab, Dave's consulting company In-house Organizer at Civic Hall, NYC (2017)Managing Director at Reboot (2013 - 2015)Program Manager at MercyCorps (2010 - 2013)Senior Analyst at Advisory Board Company (2005 - 2007) We discuss: What makes strategic planning in the social sector different from  the private sector (where much of the publications on strategic planning originates)?How has strategic planning changed for nonprofits and social enterprises in the pandemic, and what kind of blind spots does Dave see?How can facilitators of strategic planning processes work around any attempts by participants to primarily protect self-interest or turf, that may muddy a good process?How can we avoid  a strategic plan merely ending up on a shelf, collecting dust, never to be used again?Why do some nonprofits show little discipline in making sure a newly formed strategy is ‘cascading' down in the organization and translated into real direction setting and consequences for everybody - and what can be done about this?What's the latest and greatest in strategic planning? And what are ‘classics' that still merit using? Quotes“I am skeptical about using private sector strategic planning tools in the social sector”“A strategy should not fall prey to irrelevance by being just a shiny PDF”“In terms of strategy tools, I am still a stickler for the good old 2 X 2 matrix” Resources:LinkedInCompany WebsiteSSIR article by Dave (contact Tosca at tosca@5oaksconsulting.org if you want access to an 'ungated' copy)Dave's article on MediumTwitter Click here to subscribe to be alerted when new podcast episodes come out or when Tosca produces other thought leadership pieces.Or email Tosca at tosca@5oaksconsulting.org if you want to talk about your social sector organization's needs, challenges, and opportunities.You can find Tosca's content by following her on her social media channels: Twitter LinkedIn Facebook Youtube

Immigration Review
Ep. 73 - Precedential Decisions from 9/13/2021 - 9/19/2021 (INA § 212(h) waiver; admission; lawfully admitted for permanent residence; fundamental fairness; INA § 240(b)(4)(B); probativeness of evidence; DHS burdens; hearsay evidence)

Immigration Review

Play Episode Listen Later Sep 20, 2021 18:19


[1:48] Thank you Patrons![2:15] Matter of N-V-G-, 28 I&N Dec. 380 (BIA 2021)INA § 212(h) waiver; Minn. Stat. § 609.222(1); refugee adjustment of status under INA § 209; admission; lawfully admitted for permanent residence; legislative history; crime of domestic violence; INA § 237(a)(2)(E)(i); crime of violence aggravated felony; INA § 101(a)(43)(F) [9:01] Alcaraz-Enriquez v. Garland, No. 15-71553 (9th Cir. Sept. 16, 2021)fundamental fairness; INA § 240(b)(4)(B); probativeness of evidence; admissibility of evidence; DHS burdens; right to cross examination; hearsay; credibility; Dai; particularly serious crime*Sponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.www.kktplaw.com/Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.Docketwisewww.docketwise.com/immigration-review"Modern immigration software & case management"*Want to become a patron of Immigration Review? Check out our Patreon page at https://www.patreon.com/immigrationreview *CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: "Immigration Review Podcast" or @immigrationreviewInstagram: @immigrationreviewTwitter: @immreview*About your host: https://www.kktplaw.com/attorney/gregg-kevin-a/*More episodes at: https://www.kktplaw.com/immigration-review-podcast/*Featured in the top 15 of Immigration Podcast in the U.S.! https://blog.feedspot.com/immigration_podcasts/DISCLAIMER: Immigration Review® is a podcast made available for educational purposes only. It does not provide specific legal advice. Rather, the Immigration Review® podcast offers general information and insights regarding recent immigration cases from publicly available sources. By accessing and listening to the podcast, you understand that there is no attorney-client relationship between you and the podcast host. The Immigration Review® podcast should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. MUSIC CREDITS: "Loopster," "Bass Vibes," "Chill Wave," and "Funk Game Loop" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.Support the show (https://www.patreon.com/immigrationreview)

John Solomon Reports
Former Gov Jindal: America's greatest threats from within, liberal agenda ‘fundamental rejection of American Dream'

John Solomon Reports

Play Episode Listen Later Sep 14, 2021 23:24


Governor Bobby Jindal, Former Governor of Louisiana, and Chairman of the Center for a Healthy America at America First Policy Institute, discuss his newest op-ed highlighting the relationship between healthcare and higher education, where he says that education needs to be like the Healthcare system, which as ‘adapted' saying, Parents need to be demanding ‘price and quality transparency, letting parents really see what they're getting for their tuition for their learning'. The former Governor went on to say that conservatives need to ‘be the party of persuasion', and ‘the party of optimism', showing people that conservatives have ‘real solutions to lower their cost of health care without needing a one size fits all government solution'.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.