Podcasts about Young

In this episode of For The Dads with Former NFL Linebacker Will Compton, hosts Will and Sherm break down how they have been handling the ice storm, Will walks us through his apocalyptic experiences around Nashville, and Sherm recaps his night staying at the shop — all while keeping the episode fun, fresh and of course, under an hour. The episode kicks off with Will potentially robbing a Target before they dive into some hilarious conversations, including: Our favorite caller Andy checks back in! Our SECOND piece of hate mail PT6 has a Reddit! Other highlights include: Will going toe to toe with AT&T Scotzilla is a MENACE in the snow

Ken and Anthony debate whether or not fans excitement over Scheelhaase will fade if he's not successful right away

Professor George Williams was uninterested in school, instead spending his time melting down lead to sell to a nearby scrap yard. Then a special primary school teacher gave him permanent detention, which changed his life.Growing up in Sydney, he was the rebellious child of a single mum who worked in a fruit shop to support the family.George was so disruptive at primary school that no teacher wanted him in class.At first he was flabbergasted at the unfairness of this punishment, but with this teacher's undivided attention, George began to enjoy learning and found that he was smart.His grades improved, and George became interested in studying Law.He has had a long career in Constitutional Law and working in university leadership.This episode was produced by Alice Moldovan. The Executive Producer is Nicola Harrison.It explores tertiary education, international students, online learning, lectures, tutorials, the casual workforce, academics, higher learning, lifelong learning, sandstone universities, student debt, HECS, affordable learning and poverty.To binge even more great episodes of the Conversations podcast with Richard Fidler and Sarah Kanowski go the ABC listen app (Australia) or wherever you get your podcasts. There you'll find hundreds of the best thought-provoking interviews with authors, writers, artists, politicians, psychologists, musicians, and celebrities.

Young conservatives are struggling with where to turn after Kirk's assassination. Some of the options are frightening. This episode was produced by Kelli Wessinger, edited by Amina Al-Sadi, fact-checked by Andrea Lopez-Cruzado, engineered by David Tatasciore and Bridger Dunnagan, and hosted by Noel King. A woman holding an American flag at Turning Point's annual AmericaFest conference, in remembrance of late right-wing political activist Charlie Kirk. Photo by Olivier Touron / AFP via Getty Images. Further Reading: Inside the Conservative Campus Revolution Listen to Today, Explained ad-free by becoming a Vox Member: vox.com/members. New Vox members get $20 off their membership right now. Transcript at ⁠vox.com/today-explained-podcast.⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you've been practicing EM for more than a decade, your approach to the febrile young infant has (appropriately) evolved. For years, the default was LP + empiric antibiotics + admission for almost everyone. That approach prevented missing meningitis, but at the cost of a lot of harm: invasive testing, unnecessary antibiotics, and hospitalization-related complications. The modern approach is a paradigm shift toward risk stratification, biomarkers, and shared decision-making, while still respecting one immutable truth: Missing neonatal bacterial meningitis can be catastrophic. This episode revisits the framework from a prior EM Cases episode and updates it with a landmark study that directly informs how far we can safely go—especially in the 0–28 day group, with the father of multiple well-known PECARN rules Dr. Nathan Kuppermann and lead author Dr. Brett Burstein...

One of the biggest risks people face when trying to understand the economy, investing, or personal finance isn't a lack of information. It's the illusion of being informed—while quietly limiting the sources that shape your thinking. We live in a world where information is everywhere. Podcasts, X threads, YouTube clips, newsletters, reels. But abundance doesn't equal diversity. In fact, the algorithms behind social media are designed to do the opposite: they show you more of what you already agree with. Over time, your worldview narrows—not because you chose it to, but because it was curated for you. I noticed this years ago when I started listening to alternative asset podcasts. At first, it felt refreshing—new ideas, new language, new opportunities outside the mainstream. But after a while, something became obvious. Many of these shows were operating inside an echo chamber. Different hosts. Same conclusions. Same narratives. Same villains. Same heroes. It was as if they were all listening to one another and simply regurgitating the same ideas, reinforcing them in a closed loop until they felt like truth. And to be fair—knowing many of these hosts personally—that's often the business model. Audience reinforcement is rewarded. Dissent is not. Ever since then, I've made a conscious effort to study people I don't naturally agree with. Not because I want to adopt their views—but because I want to stress-test my own. This matters more now than ever because social media accelerates groupthink at scale. When an idea gains traction online, disagreement quickly becomes social friction. It's easier to conform, retweet, and nod along than to pause and ask, “What if this is wrong?” I once had a conversation with Robert Kiyosaki where he told me he actually gets worried when everyone in the room agrees about the economy. When viewpoints converge too neatly, it's usually a sign that critical thinking has been replaced by consensus comfort—and that's exactly where blindsides are born. If your goal is to get closer to the truth, you must seek out opinions that challenge your own. That includes people you disagree with—especially people you disagree with. Truth doesn't emerge from unanimity. It emerges from tension. And that applies to me as well. Daon't let me—or anyone else—be your sole source of information. No matter how much you trust someone, outsourcing your thinking is always a risk. I can tell you from personal experience that in economics and personal finance, narrow perspectives lead to surprises you only recognize in hindsight. Those are the moments people regret most—not because they lacked intelligence, but because they lacked perspective. Financial education is critical. But a real curriculum doesn't just confirm what you already believe. It exposes you to competing frameworks, conflicting data, and uncomfortable questions—and forces you to think for yourself. That's how you build conviction that actually holds up when the world changes. This week's episode of Wealth Formula Podcast examines this groupthink problem on a broader scale throughout society with an author who wrote a bestseller on our inherent appetite for misinformation. It's a fascinating conversation that will surely get you thinking about the way you view the world. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  You can imagine people who are conflict avoidant, probably not so likely to post online, as opposed to people who are conflict approaching who love a fight, right? If that’s, if those are the folks who are more likely to post, that’s gonna shape our information space in really, really important ways. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California today. Uh, wanna remind you before we begin, there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna get more involved with, uh, the show, with the community, uh, specifically, um, if you are interested. There is a sign up there for something called investor club, which if you aren’t a credit investor, you sign up basically, uh, you, uh, get onboarded and then you can see potential deal flow that’s not available to the public. And, uh, lots of things going on in there. Real estate, we’ve had stuff in the aircraft spaced, um, interesting stuff. You should check it out for sure. If you are, uh, enter credit investor. And again, that is wealthformula.com. Just click on investor Club. Now today, let’s talk a little bit of, you know, just let’s talk a little bit about one of the biggest risks that people face when trying to understand the economy of investing personal finance. It’s not lack of information, right? These days, there’s an enormous amount of information. It’s just the illusion of being informed while quietly limiting the sources that shape your thinking in the first place. So we live in this world. I live in this world too, where information is everywhere. You got podcasts, you got X, you got YouTube newsletters, reels, random emails. Abundance of information doesn’t really equal diversity. In fact, the algorithms behind social media are designed to do the opposite. They just show you more of what you already agree with, and that is a little bit of a problem because over time your worldview really starts to narrow. And not because you chose to narrow it necessarily, but because it was curated for you. You know, I noticed this myself, uh, several years ago when I started listening to podcasts like my own. Even before I started my podcast. And what happens is that you get, initially you get kind of interested ’cause the stuff resonates with you. You get some ideas, you get new language, new opportunities outside the mainstream. But after a while you start to realize, or I start to realize that, you know, these shows were sort of operating inside of an echo chamber. They’re saying the same thing, different house, same conclusions, same narratives, villain. Same heroes, you know, it was as, again, it was as if they were all listening to one another and, and simply regurgitating the same ideas and reinforcing them, uh, in a, in a closed loop. Um, and when you do that, it starts to feel like truth. And to be fair, knowing many of these hosts personally, that is kind of the business model. You know, audience reinforcement is rewarded, descent is not so ever since then. You know, I’ve actually made a conscious effort to study people. I don’t, uh, naturally agree with. I actually don’t listen to any other personal finance podcasts, uh, that are sort of in this alternative space because I already know kind of what our narratives are. I wanna know what others think. I wanna, uh, I, it’s not necessarily that I’m looking to adopt their views, but because I wanna kind of, you know, challenge my own and this matters more now than ever. Again, because of social media. How that accelerates group think at scale. You know, when an idea gains traction online, um, you know, disagreement quickly becomes social friction. Now I think the thing to do is, you know, always be questioning yourself and asking the question really, what if I’m wrong? What if this narrative is wrong? And it reminds me actually once, uh, you know, I’ve had a chance to spend a little time with Robert Kiyosaki. Period, uh, different, different times, and I still. Kind of consider him a mentor. And I remember being at a table with him, a bunch of people talking about, you know, where the, where the economy was, what’s going on. And he looked at me and he says, this is what gets me nervous. I said, what, what gets you nervous? And he says, everyone here, everyone here, even people who normally disagree with one another, are agreeing with each other. Uh, the point is that when some of these, you know, viewpoints converge too neatly. Uh, it’s usually a sign, uh, that, you know, that critical thinking has kind of been replaced, and that’s exactly where you start to get blindside and where, you know, there’s a danger there that there’s something that no one’s, no one else has really even mentioning anymore. So if your goal is to get closer to the truth, you actually have to seek out opinions that challenge your own, and that includes. People you disagree with, especially people you disagree with. Because you know, truth doesn’t really emerge from unanimous thought. It emerges from sort of that tension and challenging, and that applies to me as well. You know, if I’m the only personal finance podcast you listen to, you probably shouldn’t be because I have, you know, made my own conclusions based on what I’m thinking and what I’m listening to. I try to get people. Um, you know, from different spaces talking about stuff, but the reality is that, you know, everyone’s biased. I’m biased too. So, um, you know, I can tell you from personal experience, uh, that in economics and in personal finance, the problem is that when you have these narrow perspectives, um, they often lead to. To prizes. Uh, you can’t, you know, they only recognize in hindsight, and those, uh, those are the moments that most people, I think, regret more than anything. Not because they lacked intelligence necessarily, but they lacked perspective, right? Listen, financial education is critical and we, we know that that’s the point of doing the show in the first place, but, you know, any real curriculum is, isn’t there, just to confirm what you already believe. I, I, if you, it should expose some competing frameworks. And, you know, different questions or different takes on things and, and that’s how you know, if you listen to those and you listen to those arguments, that’s how you can really build conviction that you can stand behind. And even if you’re wrong, you say, yeah, you know, I heard the other argument too. I didn’t buy it, but I guess I was wrong. Believe me, I’ve been wrong, uh, more than once myself. So the reason I bring that all up is because this week’s, uh, episode of Wealth Formula podcast really examines. Greater than just the idea of, you know, personal finance and macro economics and that type of thinking, but a greater problem, which is group think in general on a broader scale throughout society. And my, uh, my guest is a, a woman who wrote a best seller on this topic. It’s fascinating stuff. I think it’ll get you think. Make sure to listen in and we’ll have that interview right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Uh, today my guest on Wealth Formula podcast is Professor Dana Young, who’s a professor of communication and political science at the University of Delaware, where her research explores how media psychology and identity shape belief systems she’s the author of Wrong, how media politics and Identity drive our appetite for misinformation and examines why people clinging to false narratives, and how understanding identity can improve persuasion. Our work helps decode the emotional and cognitive forces behind how we process risk, truth, and decision making. Welcome, professor Young. Great. Thanks so much for having me. Thanks for that intro. Someone has done their homework. I like that. Well, I try to, uh, well, let’s start with this. You know, one of the central arguments, uh, that you have is that people often believe things, not because they’re true, but because those beliefs serve as an identity function. Interesting concept, which I can kind of see in, uh, when you watch TV these days, can you, can you talk a little bit about that? Sure. And, and realize this is not happening at a conscious level. This isn’t something that we are thinking about. We’re not thinking, I wanna believe things that are untrue, but make me feel like I’m a part of my team. It doesn’t work that way. It is the, the truth, value of the things that we perceive is contingent on how those beliefs serve our team. Mm-hmm. So if there are things that our team believes. Those are the things that sort of historically, based on evolutionary psychology, those are the belief systems that would’ve made us probably really good members of our, of our tribe. Mm-hmm. That would’ve, um, if we had embraced those beliefs that would have. Give an indication to the shared members of our team that we are a good team member and therefore they should protect us. They should protect me, I will protect them. There’s a reciprocity there. So that belief sharing with our teammates is something that historically has served us well. And when it comes to survival, we really prioritize our social motivations above all else, because that is such a huge predictor of what allows us to survive and thrive. Is being a part of a community. And so, yeah. So the empirical validity of those claims is a little bit beside the point. The obvious, uh, the, the things that I think about there, I guess the, the sort of analogy there is like, you know, being a a, like I’m a big football fan, right? So I’ve been a big fan of the Minnesota Vikings for my entire life, although I’ve not lived there in from, you know, three quarters of my life. I grew up as a kid and that was my team. People come in, right? People go out. They’re people who, you know, were never there at the beginning, but I still root for them. Yeah. Yeah. And I still believe in them. And so, yeah, it, it reminds me of the sort of a, uh, you know, this tribal thing you’re talking about. The other place you see it, uh, is, is in politics. Uh, you know, when I, when I think about like, the way the parties have changed without getting political at all here. The, the, there’s some very, very significant changes that have happened in the ideologies, uh, or maybe not in the ideologies, but in the actuality of these parties and what they believe. They’ve changed so much in the last 30 or 40 years, yet the same people believed, uh, or identify as those party members. Is that kind of what you’re getting at? Yes, and, and because I’m a political scientist and political communication scholar, a lot of my interest in this area was born out of my concerns about our political, the political moment that we’re in, and how we really lack. A shared reality that’s necessary for democratic governance. Um, we, and we are seeing that literally there are dozens of examples every single day of different perceptions of reality across the left and the right. And so, so that was sort of why I tried to understand this, um, in the first place. But the. What you can glean from these theoretical dynamics, um, extend far beyond politics, right? To, as you were saying, and everything from economics to health, to the environment. Um, but because the shift that I think has been most impactful in this area regarding political identity is that in the United States, the. How the parties, what the parties are made up of, who the parties are made up of has changed dramatically over the last half century. And so rather than being these sort of loose coalitions of interest groups that would kind of come together and perhaps share a platform on specific policies, the way that the parties have shifted, especially sort of after the Civil Rights Movement made it that. Individuals began to identify with political parties based on like fundamental characteristics of who they are. Things like race, religion, geography, and, and fundamental aspects of culture. And so you have two political parties that actually look very different from one another in their racial and ethnic and religious and geographic sort of composition that is not good for democracy. Because we actually do not want our political parties to map onto such primal aspects of identity. ’cause it creates sectarianism and opens the door for dehumanization and violence, all kinds of bad stuff. But it also really tends to fuel some of these identity-based processes that we’re talking about because when you look around and everyone on your, in your political party. Lives like you do. They look like you do they worship like you do? They have the same hobbies as you. They drive the same kind of car. You know, those kinds of things. Like there’s a lot of that overlap that really makes your political identity take on a life of its own, and that life is increasingly. Um, unrelated to policy and more about kind of culture and aesthetics. So all of these caricatures that we think about of the left and the right, the, there’s. Stereotypes for a reason. They exist for a reason and they are so exaggerated through as a result of this political party shift over time. And, um, uh, as I talk about in the book, these differences are also exploited by our media environment. It’s really good for targeting and target marketing to have these kinds of divisions, uh, not great for democracy. Um, but they, these identities become further exacerbated. The more media we consume that tends to play into these identities. Yeah. It, it’s interesting to me, I think sometimes when you, when you think about what people believe mm-hmm. And then, you know, and then. Identifying those beliefs with like a, a political party or something like that. It’s interesting to think of the actual identification of the party coming first. Yeah. And then the beliefs following. Based on the identification. So that’s almost like religion, right? Exactly. Exactly. Right. And that’s a lot of the, the metaphors that we’ve been drawing from in political science. A lot of political scientists have been writing about this, really drawing upon the sociology of religiosity and how it operates because it, it, you’ll notice there’s another similarity too, that people will. Have this large identity as like a Catholic, right? Like I was raised Catholic. It’s, it’s part of who I am. Now. Do I believe everything that they say at church? No, but my identity as a Catholic is still very big. I, I, I will let it drive certain things, but I’m gonna write off other things as like. Not as important as my overarching identity. In the same way that we will find people who have a Democrat or Republican identity, and they live like a Democrat. They live like a Republican. However, when it comes to their actual policy positions. They don’t necessarily agree with their party platform. And that actually is where I get a little more optimistic because even though these caricatures seem so distinct when you drill down to actual policy positions, Americans have a lot in common. Those divides are not as giant as we think they are. I’m curious in terms of understanding the United States versus other countries, um, we, we seem to have a certain polarity which. It’s relatively new. I would say that, you know, even compared to, um, being a kid in, in the eighties, um, feeling like, you know, there was these two parties, but they seemed to get along pretty well. Mm-hmm. And for the most part, they were both kind of near the center. Yeah. And, um, but there’s this, there’s a much bigger division now. Um. What, I guess what drives the, the changes and when you look at different countries, like if you can compare and contrast like Sure. Are there certain specific variables Yes. That about our culture that that makes us who we are. Yes. Yeah. So that first question, um, I, I think that what’s really important is that when you think about how our political parties used to operate, um, in the aftermath of the Civil War, the two parties. We’re kind of in agreement when it came to racial issues in a way that was not good for African Americans in this country. Once the great migration happened and you had blacks from, from former slave states moving north and west, there was real pressure on leaders in those cities to advance or civil rights. Platforms, civil rights legislation, and to advance the rights of African Americans. That really put pressure on the parties in such a way that then it was the Democratic Party who became the party of championing civil rights. Then there was a response from the Republican party that was framed in terms, right, in terms of. State’s rights. That really drove the sorting of different kinds of people into the parties. It’s also fascinating to look at how religiosity and religion. Play a role here because during this very moment under the Nixon administration, there were efforts to revoke the tax exempt status of certain Christian schools that were sort of defacto segregated schools that were in violation of the policy at the time, which was to integrate those, the school system well. Those Christian parents were very unhappy with this, you know, revoking their tax exempt status. And there was a man named Paul Wyrick who came in and said, you know what, this is a moment to really bring together these two issues regarding race and religion. And he mobilized and created a grassroots movement out of this effort to sort of like protect our schools. And that actually became the conservative group, the Heritage Foundation. So that, that bringing together sort of the, the project of evangelical Christianity with this sort of move in opposition to integration that has a long history in our country. To your second piece though, about why the United States is, is. Special. Um, one, we have our, our history of slavery is not fundamentally unique, right? There are many countries that also practice slavery. I think the role that slavery already p played in the founding of our nation was important to keep in mind in terms of how the, the issue of race played into these shifts across political parties. And two, probably the biggest thing of all is that we have a. Two party system in countries that are dealing with some of these same pressures related to race and ethnicity, immigration, right? Where you see some of this polarization happening on ideology and a lot of those places they have multi-party systems. Which play a real amazing role at buffering some of these dynamics. So it’s not black or white, yes or no left, left or right. Uh, so we are uniquely positioned to have a hell of a time with polarization. When I, um, uh, I, you already sort of referenced, um, media. Mm-hmm. Um, you know, like when you think about polarization or you think about like. Re um, sort of constantly, um, emphasizing the things that you already suggest that you believe, uh, social media in particular is, I mean, is just pounding away at that, right? Yeah. I mean, sure. I just think about like my own feed, the things that I Yeah. You know, respond to or the things that I, you know, show affirmative, uh, reactions to the next thing. You know, like on x, you know, on Twitter, which I’ve been in. You know, doing more of, that’s all I get. Right? Sure. And it’s interesting because the next thing you know, you feel like. Everybody agrees with you. Sure, sure. And you’re like, oh, this is, this is amazing. I’m so Right. Right. No one has, right. No one believes the opposite of me. Right. Yeah. And it feels amazing. What role is that playing? Uh, I guess in, in your view? Social media dynamics are, are really fascinating because let’s, let’s realize, talk for a second about why it is that a lot of the content that we’re exposed to on social media is so divisive and identity evoking. Um. The reason that that happens is because the algorithms really just want us to be more and more engaged, obviously, because the only way that they’re able to, to micro target us with ads, et cetera, is by making use of the data points, the breadcrumbs that we have left behind. The only time that we leave those data points that we leave those breadcrumbs is when we do things. So if we’re just lurkers, we are not serving them at all. If we’re just hanging out looking at stuff, if we are actively liking or doing an angry thing, or writing or sharing, that’s what they need. So the algorithm is going to prioritize the content that is sort of outrage inducing, especially because negative emotions are exceptionally sticky. And there’s been some amazing work by um, uh, Jay Van Beil and his team who studied the sort of virality of different kinds of content online. And they found that the kind of content that is especially suited to virality is content that is both moral. Emotional that makes claims about what ought to be and what ought not to be, but is also like really emotionally and effectively evocative. And the kinds of content that tends to check those boxes is the content that is identity activated. Us versus them. They are doing this awful thing to us. Our way of life is under threat. Um, they are the bad guys. We are the good guys. So that’s how that happens, right? So that’s the kind of content that tends to be privileged across these platforms. That’s a piece of the puzzle. Another piece of the puzzle is that the kinds of people who tend to produce the most content online. Are weird, uh, as someone who posts online, uh, I, I just offended myself, but that’s fine. Um, the people who post a lot online tend to be more ideologically extreme. They also tend to have certain kinds of personality traits that maybe aren’t great is some of my work is looking at the, the trait of conflict orientation. You can imagine people who are conflict avoidant. Probably not so likely to post online as opposed to people who are conflict approaching who love a fight, right? If that’s, if those are the folks who are more likely to post, that’s gonna shape our information space in really, really important ways. Well then you get responses that are much more aggressive too, right? Like sure. In either direction. Sure. Something that’s kind of lukewarm. No one really cares to respond to it. Right. That’s exactly right. And then, and then those, those particular posts are rewarded by the media companies themselves because they’re getting all sorts of attention rising the top and those influencers who getting paid for that. So yeah, I mean, that’s the thing that really, that’s where I, I, I get to the point sometimes with this work where I, I’ve, I do feel a bit demoralized because I don’t necessarily see. Where there are really empowered agents to who can work within the system, we have to try to dismantle the incentive structure. So you know, if there are entrepreneurs out there who can think about ways to incentivize different kinds of content, I applaud that kind of development there. There are some, of course, who, who do the sort of, um. Positivity posts, you know, posts for good and viral videos about people help helping other people, and there is some indication that those also, they’re people love those. Those do go viral, but they don’t have the immediacy of the outrage, I guess, that when you think about, you know. The implications of this is really just, you know, I guess polarization, maybe some misinformation. Even misinformation is difficult because Sure. You don’t even actually know what is real information anymore. You don’t have like, sure. You know, when I was a, again, going back to being a kid in the eighties, it’s like you had one set of. Set of facts, you know? That’s right. But now that’s, there’s lots of different sets of facts, and in reality it’s hard to know what’s real. You just, you know, you just, you, you believe something and the next thing you know, something comes out and it, boy, that wasn’t real at all. Um, yeah. And, and let’s just, I’ll pause you for a second because, you know, as someone who studies misinformation, I, I have been through quite a journey with how I’ve thought about digital technologies, right? Yeah. Whereas. When I first started in this field 20, 25 years ago, I really lamented the fact that there were these voices on high at the news organizations who got to gatekeeper. They were the ones who decided what was true and what was not. And because of the way that they produced the news, that tended to reinforce certain kinds of official narratives. You know, there were times when conspiracies were exposed later on, when we learned that Wow. They did not tell us the truth, right? So early on I thought, oh wow, digital technologies are gonna be revolutionary, citizen journalists and iPhones. Mm-hmm. And in 2011, we saw the Arab Spring and we watched all these, these, you know, dictatorships. Topple. And then we saw the real tide shift with misinformation, with and disinformation deliberate efforts to exploit those. The lack of gatekeepers to exploit the, the lack of professional, quote unquote truth tellers, and really just make hay of our information space. And now sometimes it’s amazing, right? Because sometimes. The official account is not true, and other times the official account not only is true, but belief in the official account is necessary for us to sort of make progress as a society, right? So. The trouble is we don’t know which time is which. Well, well that, that’s, that’s what I was gonna say. I mean, I, I used to actually kind of in my own rein, have this narrative that, you know, certain sources were true and certain not, but even, yeah. You know, even after, you know, things that happened during COVID, for example. Yeah. Um, um, you know, the Wuhan Laboratories and, and things like that, that, you know, everybody looked at as a. A conspiracy theory and all this stuff, right? A tinfoil hat theory, a tinfoil hat, and you brought it up and you were crazy and everybody, you know, and, and the next thing you know, that’s the truth. That’s what happened. Yeah. So it, I think you’d even take people, um, it, it makes people who, uh, believe in the system, not believe in the system anymore. And, and I think that’s kind of where a lot of people are headed. That’s where the huge danger is. Yeah. And, and I think one area of research that is so. That is empowering and is hopeful. I have a, a doctoral student who is doing her dissertation on this. It’s a, it’s a concept called intellectual humility, which is just the extent to which we acknowledge that our beliefs and our perceptions of the world could be wrong. And what happens is when you operate in an intellectually humble way when you have beliefs, but you also are open to the fact that new information could come in at any moment, that could tell you that the things that you thought were true are not true. When you live that way, you tend to. Be closer to empirical truth than the people who are intellectually arrogant because the people who are intellectually arrogant, they’re so sure they’re right and they’re never looking to update their views. Yeah. You know, curiously on that too, like what, what does a research show about like highly educated or quote unquote intelligent people? Are they just as vulnerable? Are they more vulnerable? Because of this. And you know, in some ways I would think they’re almost more vulnerable. Yeah. And, and I think that it depends. So when we look at individual level factors and how they interact with susceptibility to MIS and disinformation, all of these different, so there’ll be psychological traits that interact with education level, that interact with what kinds of things you then are exposed to. So it is complicated. It’s complicated. So it tends to be the case that people who are. Perhaps more educated are more likely to seek out information from more like legacy journalistic sources. Yeah, yeah. Right. Yeah. Right. So, and on average, those sources tend to have more things that are empirically true than if you’re just sort of like looking on the internet for whatever you can find. Um, in fact, there’s also some research that shows that the people who report, um, quote unquote doing their own research. They are statistically more likely to believe misinformation, which actually makes sense because when you think you’re doing your own research, you’re actually doing what we call selecting on the dependent variable, which is you are looking for the information that confirms what you think is true. That is just what we tend to do. Unless you’re doing a controlled experiment. Yeah. You’re not actually looking for information that contradicts your beliefs. So, you know, we do this, this is, uh, a lot of times, um, you know, we talk about, uh, personal finance and mm-hmm. And macroeconomics and stuff. How does this translate over to like, beliefs about. Economy, the, you know, ’cause these are, these are important things that, again, there is incredibly different, uh, views on. Sure. You know, um, an example now, uh, an example is that everyone, you know, whether, whatever you believe the pol policy or not, that, that, that, that tariffs were going to drive inflation, a hundred percent inflation was gonna skyrocket. The last CPI number comes under like under three right? 2.7%. Yeah. Like what, what, tell me how this all applies to that kind of news, that information. Yeah, so, so I, I’m going to make a, a couple points that I think will, will get to your question. Yeah. Because, you know, a, a lot of what I have landed on is this role of social identity, right? In shaping belief systems and. One thing that I’m sure you’re familiar with is that when the party in the White House switches overnight from Democrat to Republican, people’s perception of how the economy is doing as a function of political party flips over. So when the White House went from Biden to Trump in January, 2025, overnight, Republicans went from thinking the economy was in the trash to thinking the economy was doing excellent, and Democrats did the opposite. So is that an actual empirical observation of the world, or is that an expression of their. Perception that their team is in charge. Therefore, things must be better. Or now my team is no longer in charge, so now things must be worse. Right. That’s the big one. We see that. You know, I’m. Every election back to who, however long this has been tracked, we see this. Um, another thing that I think is interesting is in terms of people’s perceptions of whether or not the economy is good or bad, that is very much shaped by who we’re talking to and what information we’re exposed to. So this, this in invites a whole host of questions about how should elites talk about. Economic health, right? You had under Biden, Biden trying to tell people, the economy is doing really well, the economy is doing great. Look at all these metrics. The economy is doing great. And so you have Democrats saying, oh yeah, the economy is doing well, and Republicans saying, I am looking at how much things cost. I am looking at, you know, various things in my bank account. I’m gonna say the economy is not doing well. I also think that Biden is not a great president, so I tend to think that things aren’t going well when the other party’s in charge. And then you look now under Trump. Trump is in a bit of a pickle, right? Because he is saying the economy is doing well. He’s saying, look at these metrics, look at these numbers, and you have this sort of. Viral perception among people that we are in a stagnant economy. I even heard my 15-year-old, we were at Costco and we got, you know, their pizza slices are like $2. We got pizza slices and she said, well. You can get a whole dinner for $8 in this economy, Rick. I was like, what? Economy? But, but those perceptions are so, and it, it’s also very, very difficult to figure out where did that perception come from? Yeah, yeah. How do we isolate the source of that perception that this economy is, is not good. Yeah. Well then certainly like behaviors follow, right. And yeah. So I guess, yeah. I guess that’s like, I mean, I’m sure that’s a completely different thing. Like, I mean, how do, how do these, you know, different perceptions. Party based perceptions Sure. Ultimately influence the economy because of the way people think of the economy. Exactly. Right. And how, how do mm-hmm. When it comes to what have tariffs done, right? Mm-hmm. Like I’m not an economist. I do not know what tariffs have done. My understanding from my media exposure is that there are, on some certain kinds of items, prices have gone up a bit, but that some of the other. Like at the grocery store, for example, some of the price increases that we see there are not the result of tariffs. So then what are they the result of when it comes to how we attribute responsibility and blame, that is also very much shaped by our social identity. So if it helps me to think my grapes are expensive because of Donald Trump, then that’s what I’m going to think. Give us your sort of final thought here. Mm-hmm. Just in terms of, you know, what’s, what’s the learning. Here and how can we apply this to our own thinking? So, so I, I like to leave things on, on a kind of positive note because there is a lot to be concerned about in such a fractured information space. Um. One of the things that has been bringing me some, some hope that I think we could carry with us into how we think about what it is that people yearn for, what it is that people want. Even in this, this very splintered environment, I am convinced that even though all of our technology is creating atomized spaces for us to become our most exaggerated version of our self. I think what we really crave as human beings are shared experiences, opportunities for us to share experiences together, whether that be media content that we then want to talk about, whether those be events. There is a reason why football is still such a successful, um. Kind of entertainment. Right? And there’s also a reason why when there are cultural stories that allow us to all talk about them, like the couple at the cold play concert that was outed or whatever, there are reasons why those moments just catch fire. And I think it is because despite the fact that our technology platforms are trying to give us. Atomized, individualized, discreet spaces. At the end of the day, we really do want to share things with one another. Good stuff. Uh, professor Young, uh, uh, Dana Young, it, the book again is Wrong. How Media, politics and Identity Drive Our Appetite for Misinformation. Thank you so much for being on Wealth Formula Podcast. Great. Thanks so much. It was fun. We’ll be right back. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. Again, just make sure that you are getting multiple sources of information. Whether that comes to, you know, this show really is about personal finance and macroeconomics and only politics and all that is not what I’m into, but the point is. That, uh, when it comes to, uh, when it comes to anything including personal finance and microeconomics, make sure you have multiple sources of information. Listen to the arguments and, uh, you know, make a decision that you can live with, whether you’re right or wrong. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey signing up. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

We welcome Fr. Peter Stravinskas to discuss why many young priests are leaving the priesthood, from weak intellectual formation, cultural pressures, isolation, and the lure of celebrity. Father finishes with Timely Thoughts. Show Notes Opinion: Why do young priests leave?  Apostolic Letter A Fidelity that generates the Future of the Holy Father Leo Xiv on the Sixtieth Anniversary of the Conciliar Decrees Optatam Totius and Presbyterorum Ordinis (8 December 2025)  A candid conversation about the source of vocations iCatholic Mobile The Station of the Cross Merchandise - Use Coupon Code 14STATIONS for 10% off | Catholic to the Max Read Fr. McTeigue's Written Works! "Let's Take A Closer Look" with Fr. Robert McTeigue, S.J. | Full Series Playlist Listen to Fr. McTeigue's Preaching! | Herald of the Gospel Sermons Podcast on Spotify Visit Fr. McTeigue's Website | Herald of the Gospel Questions? Comments? Feedback? Ask Father!

Ken and Anthony continue their conversation about the Browns' insistence of keeping Jim Schwartz and why they think that may be a hinderance to young candidates.

Hour 2 of the Ken Carman Show with Anthony Lima

(January 27,2025) American TikTok’s rough couple of days. The secret society of people who know the formula of WD-40. Caring for grandchildren slows cognitive decline, researchers find.See omnystudio.com/listener for privacy information.

Those in their 50s and 60s have unique opportunities and challenges. They’ve lived a lot of life and have wisdom – but aren’t close to being done in following Jesus. How do we keep serving God when we’re not old and not young? Christopher Ash joins us on Equipped with Chris Brooks to talk about faithful living and serving in midlife. Don’t miss an encouraging conversation! Featured resource:Not Old, Not Young, Not Done: Following Jesus in your 50s and 60s by Christopher Ash January thank you gift:Practicing the Way: Be with Jesus. Become Like Him. Do as He Did. by John Mark Comer Equipped with Chris Brooks is made possible through your support. To donate now, click here.

Tait Duryea is joined by Brandon Hall to break down one of the most misunderstood tools in real estate investing: depreciation. From straight-line depreciation to cost segregation and 100 percent bonus depreciation, this episode explains how so-called “phantom losses” can legally reduce or even eliminate taxable income for pilots and other high earners. They also cover depreciation recapture, common investor mistakes, and why experienced investors think in decades, not tax years.Brandon Hall is the founder of Hall CPA, widely known as The Real Estate CPA. After working at Ernst & Young and PwC, he left the corporate world to build a national firm focused exclusively on real estate investors. His team supports everyone from first-time landlords to large syndications and funds, with a practical, no-nonsense approach to depreciation, cost segregation, and long-term tax strategy.Show notes:(0:00) Intro(01:14) What depreciation really is(03:06) Brandon's CPA and real estate background(09:20) Why assets depreciate while values rise(11:15) Straight-line depreciation explained(14:01) Leverage and real estate returns(18:42) Tax losses vs operating income(20:57) Cost segregation basics(23:07) Bonus depreciation returns in 2025(31:41) Depreciation recapture explained(46:42) The “lazy man's” 1031 strategy(1:00:04) OutroConnect with Brandon Hall:Website: https://www.therealestatecpa.com/ Podcast: https://www.therealestatecpa.com/podcasts/ If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you on the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

After two barn burners on the road, the Celtics decided to give their fans a mental break and cruised to their 7th wire-to-wire win of the campaign. We discuss a fun win over Portland, a tribute to Jrue Holiday, and the continued inspired play of Celtic rookies Hugo Gonzalez and Amari Williams.#DifferentHere #Celtics #AmariWilliams #HugoGonzalez #JaylenBrown #PaytonPritchard #Jrue #Trailblazers #NBA #JoeMazzullaCheck out the best Celtics coverage with our partners at SportSpyder: https://sportspyder.com/nba/boston-celtics/news

  Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   For partnership inquiries, please reach out to info@newmoneynate.com   Young people are told they will never afford a home, and that renting means falling behind. This video breaks down the real math behind renting versus buying and explains why homeownership is often a consumption decision disguised as an investment.   Using real numbers, we compare a best case housing scenario where a home doubles in value with a renting and investing strategy. We explain leverage, opportunity cost, transaction costs, inflation, and long term returns to show how housing and investing actually perform over time.   This video also explores how Gen Z and millennials can build wealth without owning real estate by focusing on market investing, diversification, and compounding. If you care about housing affordability, renting versus buying, investing, and building wealth in today's economy, this video will change how you think about homeownership.   The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto.   Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

The bodies of 40-year-old Charity and her twin children were discovered in their Bonanza home on December 3, just one day after a divorce hearing where Charity had been fighting for full custodySee omnystudio.com/listener for privacy information.

A conversation among Violet and Davyn about pop culture they enjoy. Audio stories from Marwen's Middle School community. Young people interview, research, and collaborate to tell their story in a podcast format. students from the Podcast Program at Marwen engage in conversation with professionals that shape Chicago's vibrant life. Marwen exists to educate and inspire young people to nurture their growth and build their futures through art and community. Rooted in the core values of creative youth development (youth voice, racial and social justice, collective action) our programs aim to cultivate youth-centered, supportive, and collaborative environments and communities to facilitate relevant visual arts programming with Chicago's young people since 1987. This episode is fully sponsored by Marwen's Young Voices: Podcast Stories (Pathways). Music Tracks by Beat by Beat.

Whether you're single or married, young or old, finding and keeping meaningful and genuine personal relationships is what we all desire.In our digital age, relationship building is not easy. Young people are finding people to date on apps, and they are communicating with friends on social media. No matter whether you're married or single, we all need to understand how to have healthy relationships.College chaplain Erin Moniz is deeply attuned to the questions and concerns of today's emerging adults. In her new book, Knowing and Being Known: Hope for All Our Intimate Relationships (IVP, 2025), she explores the essential elements of healthy relationships, addresses the complexities of intimacy, and shines a light on the barriers that can impede genuine connection.What we discuss in this episode:* The secular culture says that the two key benchmarks of full adulthood are (1) Autonomy, and (2) Sexual Activity. * But the sad truth is that this hypersexuality and romance idolatry has seeped into the church. We still see adulthood in these categories, though they're framed slightly differently.* We begin to reimagine a theology that emphasizes the importance of intimacy in all our relationships (with God and with our fellow humans).* The Fall introduced shame into our relationships. Shame is destructive and is not the same as guilt or conviction. * Erin explains how vulnerability is the currency of intimacy.* While marriage and family remain important, the church and other ministries need to focus on what true friendship is and how to develop friends. Scroll down to learn more about Erin Moniz.Thanks for listening!If you enjoyed this podcast, please share it with your friends!Your hosts are Dr. Bob Robinson and David Loughney. For further resources on reintegrating all of life with God's mission, go to re-integrate.org.Rev. Erin F. MonizRev. Erin F. Moniz (DMin, Trinity School for Ministry) is a deacon in the Anglican Church in North America and Associate Chaplain and Director for Chapel at Baylor University, where she disciples emerging adults and journeys with them toward healthy, gospel-centered relationships.Support independent booksellers! We recommend purchasing Erin's book from Byron and Beth Borger at Hearts & Minds Bookstore. They are eager to serve God's people with great books. Order online through their secure server or call 717-246-3333. Ask for 20% OFF by mentioning that you heard about these books on the Reintegrate Podcast! Get full access to Bob Robinson's Substack at bobrobinsonre.substack.com/subscribe

Lewis Powell worked with the Confederate Secret Service on a plot to kidnap Lincoln, while Union scout Harry Youngtook command of the Jesse Scouts. Young's disguised scouts provided crucial intelligence, enabling Sheridan to communicate with Grant via messages hidden in tin foil and leading the Union breakout.R

Savanna gets real with her emotional somatic coach Ariel in one of the most powerful, raw, and eye-opening episodes yet. From healing trauma stored in the body to breaking toxic love patterns and finally learning how to fully embody who she is, Savanna shares the breakthroughs that changed her life—emotionally, physically, and spiritually. Get ready to dive deep into self-love, safety, dating disasters, and finding strength through healing (with a little bit of crying, breathing, and of course, some Tyler moments too).Shop here now: https://www.savannaboda.com

Keith challenges the usual "overpopulated vs. underpopulated" debate and shows why that's the wrong way to think about demographics—especially if you're a real estate investor. Listeners will hear about surprising global population comparisons that flip common assumptions.  Why raw population numbers don't actually explain housing shortages or rent strength. How household formation, aging, and migration really drive demand for rentals. Which kinds of markets tend to see persistent housing pressure—and why the US has a long‑term demographic edge. You'll come away seeing population headlines very differently, and with a clearer lens for spotting where future housing demand is most likely to show up. Episode Page: GetRichEducation.com/590 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the world overpopulated or underpopulated? Also is the United States over or underpopulated? These are not just rhetorical questions, because I'm going to answer them both. Just one of Africa's 54 nations has more births than all of Europe and Russia combined. One US state has seen their population decline for decades. This is all central to housing demand today. On get rich education   Keith Weinhold  0:36   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:21   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:31   Welcome to GRE from Norfolk Virginia to Norfolk, Nebraska and across 188 nations worldwide, you are inside. Get rich education. I am the GRE founder, Best Selling Author, longtime real estate investor. You can see my written work in Forbes and the USA Today, but I'm best known as the host of this incomprehensibly slack John operation that you're listening to right now. My name is Keith Weinhold. You probably know that already, one reason that we're talking about underpopulated versus overpopulated today is that also one of my degrees is in geography and demography, essentially, is human geography, and that's why this topic is in my wheelhouse. It's just a humble bachelor's degree, by the way, if a population is not staying stable or growing, then demand for housing just must atrophy away. That's what people think, but that is not true. That's oversimplified. In some cases. It might even be totally false. You're going to see why. Now, Earth's population is at an all time high of about 8.2 billion people, and it keeps growing, and it's going to continue to keep growing, but the rate of growth is slowing now. Where could all of the people on earth fit? This is just a bit of a ridiculous abstraction in a sense, but I think it helps you visualize things. Just take this scenario, if all the humans were packed together tightly, but in a somewhat realistic way, in a standing room only way, if every person on earth stood shoulder to shoulder, that would allow about 2.7 square feet per person, they would sort of be packed like a subway car. Well, they could fit in a square, about 27 kilometers on one side, about 17 miles on each side of that square. Now, what does that mean in real places that is smaller than New York City, about half the size of Los Angeles County and roughly the footprint of Lake Tahoe? So yes, every human alive today could physically fit inside one midsize us metro area. This alone tells you something important. The world's problem is certainly not a lack of space. Rather, it's where people live and not how many there are. So that was all of Earth's inhabitants. Now, where could all Americans fit us residents using the same shoulder to shoulder assumption, and the US population by mid year this year is supposed to be about 350,000,00349 that's a square about five and a half kilometers, or 3.4 miles on each side. And some real world comparisons there are. That's about half of Manhattan, smaller than San Francisco and roughly the size of Disney World, so every American could fit into a single small city footprint. And if you're beginning to form an early clue that we are not overpopulated globally, yes, that's the sense that you Should be getting.     Keith Weinhold  5:01   now, if you're in Bangladesh, it feels overpopulated there. They've got 175 million people, and that nation is only the size of Iowa. In area, Bangladesh is low lying and typhoon prone. They get a lot of flooding, which complicates their already bad sanitation problems and a dense population like that, and that creates waterborne diseases, and it's really more of an infrastructure problem in a place like Bangladesh than it is a population problem. Then Oppositely, you've got Australia as much land as the 48 contiguous states, yet just 27 million people in Australia, and only 1/400 as many people as Bangladesh in density. Now we talk about differential population. About 80% of Americans live in the eastern half of the US. But yet, the East is not overpopulated because we have sufficient infrastructure, and I've got some more mind blowing population stats for you later, both world and us. Now, as far as is the world overpopulated or underpopulated, which is our central question, depending on who you ask and where they live, you're going to hear completely different answers. Some people are convinced that the planet is bursting at the seams. Others warn that we're headed for a population collapse. But here's the problem, that question overpopulated or underpopulated, it's the wrong question. It's the wrong framing, especially if you're into real estate, because housing demand doesn't respond to total headcount or global averages or scary demographic headlines. Housing demand responds to where people live, how old they are, and how they form households. And once you understand this, a lot of things suddenly begin to make sense, like why housing shortages persist, why rents stay high, even when affordability feels stretched, why some states struggle while others boom, and why population headlines often mislead investors.   Keith Weinhold  7:20   So today I want to reframe how you think about population and connect it directly to housing demand, both globally and right here in the United States. And let's start with the US, because that's probably where you invest.    Keith Weinhold  7:33   Here's a simple fact that should confuse people, but usually doesn't, the United States has below replacement fertility. I'll talk about fertility rates a little later. They're similar to birth rates, meaning that Americans are not having enough children to replace the population naturally and without immigration, the US population would eventually shrink, and yet in the US, we have a housing shortage, rising rents, tight vacancy and a lot of metros and persistent demand for rental housing, which could all seem contradictory. Now, if population alone determine housing demand, well, then the US really shouldn't have any housing shortage at all, but it does so clearly, population alone is not the main driver, and really that contradiction is like your first clue that most demographic conversations are just missing the point. Aging does not reduce housing demand. The way that people think a misconception really is that an aging population automatically reduces housing demand. It does not, in fact, just the opposite. If a population is too young, well, that tends to kill housing demand, and that's because five year old kids and 10 year old kids do not form their own household. Instead, what an aging population often does is change the type of housing that's demanded, like seniors aging in place, some of them downsizing. Seniors living alone. Sometimes after a spouse passes away, others relocating closer to health care or to family. So aging can increase unit demand even if population growth slows. So already, we've broken two myths here. Slower population doesn't mean weaker housing demand, and aging doesn't mean fewer housing units are needed. Now let's explain why. Really, the core idea that unlocks everything is that people don't live inside, what are called Population units. They live in households. You are one person. That does not mean that your dwelling is then one population unit. That's not how that works. You are part of a household, whether that's a house a Household of one person or five or 11 people, housing demand is driven by the number of households, the type of households and where those households are forming, not by raw population totals. So the same population can have wildly different demand. Just think about how five people living together in one home, that's one housing unit, those same five people living separately, that is five housing units, same population, five times the housing demand. And this is why population statistics alone are almost useless for real estate investors, you need to know how people are living, not just how many there are. The biggest surge in housing demand happens when people leave their parents' homes or when they finish school or when they start working, or you got big surges in housing demand when people marry or when they separate or divorce. So in other words, adults create housing demand and children don't. And this is why a country with a youngish, working age population, oh, then they can have exploding housing demand. A country with high birth rates, but low household formation can have overcrowding without profitable housing growth. So it's not about babies, it's about independent adults, and what quietly boosts housing demand, then is housing fragmentation. Yeah, fragmentation. That's a trend that really doesn't get enough attention, and that is the trend, households are fragmenting, meaning more single adults later marriage, like I was talking about in a previous episode. Recently, higher divorce rates, more people living alone and older adults living independently, longer. Each one of those trends increases housing demand without adding any population whatsoever. When two people split up, they often need two housing units instead of one, and if you've got one adult living alone, that is full unit demand right there. So that's why housing demand can rise even when population growth slows or stalls for housing demand. What matters more than births is migration. And another key distinction is that, yes, births matter, but they're on somewhat of this 20 year delay and migration matters immediately, right now. So see, when a working age adult moves, they need housing right away. They typically rent first. They cluster near jobs, and they don't bring housing supply along with them. They've got to get it from someone else. Hopefully you in your rental unit.    Keith Weinhold  12:57   This is why migration is such a powerful force in rental markets, and you see me talk about migration on the show, and you see me send you migration maps in our newsletter. It's also why housing pressure shows up unevenly. It gets concentrated around opportunity. If you want to know the future, look at renters. Renters are the leading indicator, not homeowners and not birth rates. See renters create housing demand faster than homeowners, because renters form households earlier. They can do it quickly because they don't need down payments. Renters move more frequently and immigration overwhelmingly starts in rentals, fresh immigrants rarely become homeowners, so even when mortgage rates rise or home purchases slow or affordability headlines get scary, rental demand can stay strong. It's not a mystery, it's demographics. So births surely matter, but only over the long term. It's like how I've shared with you in a previous episode that the US had a lot of births between 1990 and 2010 those two decades, a surge of births more than 4 million every single one of those years during those two decades, with that peak birth year at 2007 but see a bunch of babies being born in 2007 Well, that didn't make housing demand surge, since infants don't buy homes. But if you add, say, 20 years to 2007 when those people start renting, oh, well, that rental demand peaks in 2027 or maybe a little after that, and since the first time, homebuyer age is now 40. If that stays constant, well, then native born homebuyer demand won't peak until 2047 so when it comes to housing demand, the important thing to remember is migration has an immediate effect and births have a delayed effect.    Keith Weinhold  15:02   and I'm going to talk more about other nations shortly, but the US has two major migration forces working simultaneously, domestic and international migration. I mean, Americans move a lot, although not as much as they used to, and people move for jobs, for taxes, for weather, for cost of living and for lifestyle. So this creates state level winners and losers, and Metro level housing pressure and rent growth in those destination markets and national population averages totally hide this. So that's domestic migration. And then on the international migration. The US has a long history, hundreds of years now on, just continually attracting working age adults from around the world. This matters immensely, because they arrive ready to work, and they form households quickly. They overwhelmingly rent first. They concentrate in metros, and this props up rental demand before it ever shows up in home prices. And this is why investors often feel the rent pressure first those rising rents.    Keith Weinhold  16:17   I've got more straight ahead, including Nigeria versus Europe, and what about the overpopulation straining the environment? If you like, episodes that explain why housing behaves the way it does, rather than just reacting to the headlines. You'll want to be on my free weekly newsletter. I break down demographics, housing, demand, inflation, investor trends and real estate strategy in plain English, often complemented with maps. You can join free at greletter.com that's gre letter.com   Keith Weinhold  16:53   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's midsouthhomebuyers.com   Keith Weinhold  17:54   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989Yep. Text their freedom coach directly again. 1937795, 1-937-795-8989,   Keith Weinhold  19:05   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Chris Martenson  19:37   this is peak prosperity. Is Chris Martinson. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  19:53   Welcome back to get rich Education. I'm your host, Keith Weinhold, and this is episode 590 yes, we're in my Geography wheelhouse today, as I'm talking human geography and demographics with how it relates to housing, while answering our central question today is the world and the US overpopulated or underpopulated? And now that we understand some mechanics here, let's go global. Here's one of the most mind bending stats in all of demographics. Are you ready for this? When you hear this, it's going to have you hitting up chat, GPT, looking it up. It's going to be so astonishing. So jaw dropping. Every year, Nigeria has more births than all of Europe plus all of Russia combined. Would you talk about Willis?   Keith Weinhold  20:47   Yeah, yes, you heard that, right? Willis, that's what I'm talking about. Willis. The source of that data is, in fact, from the United Nations. Yes, Nigeria has seven and a half million births every year. Compare that to all of Europe plus Russia combined, they only have about 6.3 million births per year. So you're telling me that today, just one West African nation, and there are 54 nations in Africa. Just one West African nation produces more babies than the entire continent of Europe, with all of its nations plus all of Russia, the largest world nation by area. Yes, that is correct. One country in Africa produces more babies every year than France, Germany, Italy, Spain, the UK, all of Europe, including all the Eastern European nations, and all of Russia combined. This is a demographic reality, and now you probably already know that less developed nations, like Nigeria have higher birth rates than wealthier, more developed ones like France or Switzerland. I mean, that's almost common knowledge, but something that people think about less is that poorer nations also have a larger household size, which sort of makes sense when you think about it. In fact, Nigeria has five persons per household. Spain has two and a half, and the US also has that same level two and a half. That one difference alone explains why population growth and housing demand are completely different stories now, the US had 3.3 people per household in 1950 and it's down to that two and a half today. That means that even if the population stayed the same, the housing demand would rise. And this is evidence of what I talked about before the break, that households are fragmenting within the US. You can probably guess which state has the largest household size due to their Mormon population. It's Utah at 3.1 the smallest is Maine at 2.3 they have an older population. In fact, Maine has America's oldest population. And as you can infer with what you've learned now, the fact that they have just 2.3 people per household means that if their populations were the same. Maine would need more housing units than Utah. By the way, if you're listening closely at times, I have referred to the United States as simply America. Yes, I am American. You are going to run into some people out there that don't like it. When US residents call themselves Americans, they say something like, Hey, you need a geography lesson. America runs from Nunavut all the way down to Argentina. Here's what to tell them. No, look, there are about 200 world nations. There is only one that has the word America in it, that is the United States of America that usually makes them lighten up. That is why I am an American, not a Peruvian or Bolivian, and there's no xenophobic connotation whatsoever. There are more productive things to think about moving on. Why births matter is because births today become future workers, renters, consumers and even migrants. But not evenly. Young populations move toward a few things. They're attracted to capital. They move towards stability. They're attracted to opportunity, and young populations move toward infrastructure. That's not ideology, that's the gravity and the US remains one of the strongest gravity wells on Earth, a big magnet, a big attractant. Now it's sort of interesting. I know a few a People that believe that the world is indeed overpopulated, they often tend to be environmental enthusiasts, and the environment is a concern, for sure, but how big of a concern is it? That's the debatable part. And you know, it's funny, I've run into the same people that think that the world is overpopulated, they seem to lament at school closures. You see more school closures because just there weren't as many children that were born after the global financial crisis. And these people that are afraid we have an overpopulation problem call school closures a sad phenomenon. They think it's sad. Well, if you want a shrinking population, then you're going to see a lot more than just schools close so many with environmental concerns, though. The thing is, is that they seem to discount the fact that humans innovate. More than 200 years ago, Thomas Malthus, he famously failed. He wrote a book, thinking that the global population would exceed what he called his carrying capacity, meaning that we wouldn't be able to feed everybody. He posited that, look, this is a problem. Populations grow exponentially, but food production only grows linearly. But he was wrong, because, due to agricultural innovation, we have got too many calories in most places. Few people thought this many humans could live in the United States, Sonoran and Mojave deserts, that's Phoenix in Las Vegas, respectively. But our ability to recycle and purify water allows millions of people to live there. So my point about running out of resources is that history shows us that humans are a resource ourselves, and we keep finding ways to innovate, or keep finding ways to actually not need that rare earth element or whatever it is now, if the earth warms too much from human related activity, can we cool it off again? And how much of a problem is this? I am not sure, and that goes beyond the scope of our show. But the broader point here is that history shows us that humans keep figuring things out, and that is somewhat of an answer to those questions. The world is not overpopulated, it is unevenly populated. Some regions are young, others are growing, others are capital constrained, and then other regions are aging, shrinking and capital rich. And that very imbalance right there is what fuels migration and fuels labor flows and fuels housing demand in destination countries and the US benefits from this imbalance. Unlike almost anywhere else in the world, it's a demographic magnet. Yes, you do have some smaller ones out there, like Dubai, for example.    Keith Weinhold  28:04   But why? Why do we keep attracting immigrants? Well, we've got strong labor markets, capital availability, property rights, economic mobility, and US has existing housing stock. Countries today don't just compete for capital, they're competing for people. In the US keeps attracting working age adults, and that is exactly the demographic that creates housing demand, and this is why long term housing demand in the US is more resilient than a lot of people think. In fact, the US population of about 350 million. This year, it's projected to peak at about 370 million, near 2080 and of course, the big factor that makes that pivot is that level of immigration. So that's why the population projections vary now. The last presidential administration allowed for a lot of immigrants. The current one few immigrants, and the next one, nobody knows. You've got a group called the falconist party that calls for increased legal immigration into the US. Yeah, they want to allow more migrants into the country, but yet they want to enforce illegal immigration. That sounds just like it's spelled, F, A, L, C, O, N, i, s, t, the falconist Party, but the us's magnetic effect to keep driving population growth through immigration is key, because you might already know that 2.1 is the magic number you need a fertility rate of at least 2.1 to maintain a population fertility rate that is the average number of children that a woman is expected to have over her lifetime. And be sure you don't confuse these numbers with the earlier numbers of people per. Per household, like I discussed earlier, although higher fertility rates are usually going to lead to more people per household, India's fertility rate is already down to 2.0 Yes, it is the most populated nation in the world, but since women, on average, only have two children, India is already below replacement fertility. The US and Australia are each at 1.6 Japan is just 1.2 China's is down to 1.0 South Korea's is at an incredibly low seven tenths of one, so 0.7 in South Korea, and then Nigeria's is still more than four. So among all those that I mentioned, only Nigeria is above the replacement rate of 2.1 and most of the nations above that rate are in Africa. Israel is a big outlier at 2.9 you've got others in the Middle East and South Asia that are above replacement rate as well. And when I say things like it's still up there, that whole still thing refers to the fact that there is this tendency worldwide for society to urbanize and have fewer children. For those fertility rates to keep falling. And that's why the future population growth is about which nations attract immigrants, and that is the US. Is huge advantage. Now there's a great way to look at where future births are going to come from. A way to do this is consider your chance of being born on each continent in the year 2100 This is interesting. In the year 2100 a person has a 48% chance of being born in Africa, 38% in South Asia, in the Middle East, 5% South America, 5% in Europe or Russia, 4% in North America, and less than 1% in Australia. Those are the chances of you being born on each of those continents in the year 2100 and that sourced by the UN.   Keith Weinhold  32:09   the world population is, as I said earlier, about 8.2 billion, and it's actually expected to peak around the same time that the US population is in the 2080s and that'll be near 10 point 3 billion. All right, so both the world and the US population should rise for another 50 to 60 years. Let's talk about population winners and losers inside the US. I mean, this is where population conversations really become useful for investors, because population doesn't matter nationally that much. It really matters locally, unevenly and sometimes it almost feels unfairly. So let me give you some perspective shifting stats. I think I shared with you when I discussed new New York City Mayor Zoran Manami here on the show a month or two ago, that the New York City Metro Area has over 20 million people, nearly double the combined population of Arizona and Nevada together, yes, just one metro area, the same as Two entire sparsely populated states. So when someone says people are leaving New York I mean that tells you almost nothing, unless you know where they're going. How many are still arriving in New York City to replace those leaving, and how many households are still forming inside that Metro? The household formation so scale matters, however, net, people are not leaving New York. New York City recently had more in migration than any other US Metro. Some states are practically empty. Alaska or take Wyoming. Wyoming has fewer than 600,000 people in the entire state. That's fewer people than a lot of single US cities. That's only about six people per square mile. In Wyoming, that's about the population of one midsize Metro suburb. Now, when someone says the US has plenty of land in a lot of cases, they're right. I mean, just look out the window when you fly over Wyoming or the Dakotas. But people don't really live where land is cheap. They actually don't want to. Most of the time. They live where jobs, incomes and their networks already exist. You know, the wealthy guy that retires to Wyoming and it has a 200 acre ranch is an outlier. There's a reason he can sprawl out and make it 200 acres. There's virtually nobody there. Let's understand too that population loss, that doesn't mean that demand is gone, but it does change the rules, especially when you think about a place like West Virginia. They have lost population in most decades since the 1950s and incredibly, their population is lower today than it was in 1930 we're talking about West Virginia statewide. They have an aging population. West Virginia has an outmigration of young adults. So this doesn't mean that no real estate works in West Virginia, but it means that appreciation stories are fragile. Income matters more than equity. Growth and demographics are a headwind, not a tailwind. That's a very different investment posture than where you usually want to be. It's important to understand that a handful of metros, just a handful, are absorbing massive national growth. And here's something that a lot of investors underestimate. About half of all US, population growth flows into fewer than 15 metro areas, and it's not just New York City, Houston, Miami, but smaller places like Jacksonville, Austin and Raleigh, and that really helps pump their real estate market. So that means demand concentrates, housing pressure intensifies, and rent growth becomes pretty sticky, unless you wildly overbuild for a short period of time like Austin did, and this is why some metros just feel perpetually tight over the long term, and others feel permanently sluggish. Population does not spread evenly. It piles up. In fact, Texas is a great case in point here. Understand that Texas is adding people faster than some entire nations do. Texas alone adds hundreds of 1000s of residents per year in strong cycles. Some years, they do add more people than entire small countries, more than several Midwest states combined. And of course, they don't spread evenly across Texas. They cluster in DFW, Houston, Austin and San Antonio, so pretty much the Texas triangle, and that clustering fact is everything for housing demand, yet at the same time, there are fully 75 Texas counties that are losing population, typically out in West Texas. Then there's Florida. Florida isn't just growing. It's replacing people. Florida's growth. It's not just net positive, it's replacement migration, and it's across all different types and ages. You've got retirees arriving, you've got young workers arriving, you've got young households forming, and you've got seniors aging in place. So this way, among a whole spectrum of ages, you've got demand for rentals, workforce housing, age specific, housing and multifamily all in Florida, and this is why Florida housing demand over the long term is not going to cool off the way that a few skeptics expect. Now, of course, some areas did temporarily overbuild in Florida in the years following the pandemic. Yes, that's led to some temporary Florida home price attrition, but that is going to be absorbed. California did not empty out. It reshuffled now. There were some recent years where California lost net population, but here's what that hides. Some metros lost residents. Others stayed flat. You had some income brackets that left California and others arrived. In fact, California has slight population growth today overall, so housing demand definitely did not vanish. It shifted within the state and then outward to nearby states, and that's how Arizona, Nevada and Texas benefited. But overall, California's population count, really, it's just pretty steady, not declining.   Keith Weinhold  39:05   population density. It's that density that predicts rent pressure better than growth rates. Do something really important for real estate investors. Dense metros absorb shocks better. They have less elastic housing supply, and they see faster rent rebounds. Sparse areas have cheaper land and easier supply expansion and weaker rent resilience. So that's why rents snap back faster in dense metros, and oversupply hurts more in spread out to regions. Density matters more than raw growth does. Shrinking states can still have tight housing I mean, some states lose population overall, but yet they still have housing shortages in certain metros, and you'll have tight rental markets near job centers, and you've got strong demand In limited sub markets, even if the state is shrinking. And I think you know this is why the slower growing Northeast and Midwest, they've had the highest home price appreciation in the past two years. There's not enough building there. If your population falls 1% but the available housing falls 2% well, you can totally get into a housing shortage situation, and that bids up real estate prices. And when people look at population charts on the state level, a lot of times, they still get misled. When you buy an investment property, you don't buy a state, you buy a specific market within it, so the United States is not full it is lopsided. The US is not overpopulated. It is heavily clustered. It's unevenly dense, and it's really driven by migration. And perhaps a better way to say it is that the US population is really opportunity concentrated housing demand follows jobs, networks, wages and migration flows. It sure does not follow empty land. And really the investor takeaway is, is that when you hear population stats, don't put too much weight on the question, is the population rising or falling? Although that's something you certainly want to know. Some better questions to ask are, where are households forming? Where are adults moving? Where is supply constrained? And where does income support, rent like those are, what four big questions there, because population alone does not create housing demand. It's households under constraint that do so. Our big arching overall question is the world overpopulated or underpopulated? The answer is neither. The world is unevenly populated. It's unevenly aged, and it's unevenly governed. And for real estate investors, the lesson is simple. You don't invest in population counts, you invest in household formation, age structure, migration and supply constraints. Really, that's a big learning summary for you, that's why housing demand can stay strong even when population growth slows. And once you understand that demographic headlines that seem scary aren't as scary, and they start to be more useful. Why I've wanted to do this overpopulated versus underpopulated episode for you for years. I've really thought about it for years. I really hope that you got something useful out of it. Let's be mindful of the context too. When it comes to the classic Adam Smith economics of supply demand, I've only discussed one side today, largely just the demand side and not the supply side so much that would involve a discussion about building and some more things that supply side. Now that I've helped you ask a better question about population and the future of housing demand, you might wonder where you can get better answers. Well, like I mentioned earlier, I provide a lot of that and help you make sense of it, both right here on this show and with my newsletter, geography is something that's more conducive and meaningful to you visually, that's often done with a map, and that's why my letter at greletter.com will help you more if you enjoy learning through maps, just like we've done every year since 2014 I've got 52 great episodes coming to you this year. If you haven't consider subscribing to the show until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  43:57   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  44:25   The preceding program was brought to you by your home for wealth, building, get richeducation.com

Young Huh spent her first decade in business slowly building a firm and honing her skills. Then in 2019, her room for the Kips Bay Show House was a breakout success, taking her career to the next level. Since then, she's been named to the AD100, and her first book, A Mood, A Thought, A Feeling comes out in March.On this episode of the podcast, she speaks with host Dennis Scully about helping to launch the Asian American Pacific Islander Design Alliance, why she handed off social media to a consultant, and why her advice to young designers is: Be patient and try everything. This episode is sponsored by ErnestaLINKSYoung HuhA Mood, A Thought, A FeelingDennis ScullyBusiness of Home

Studies show that the earlier you introduce a young adult to investing, the wealthier they become. This week, we break down the basic building blocks of investments — Money, Opportunity and Time. We also give kids, parents and rich aunties alike the tools for getting started with an investment account.

We're coming from Minnesota Public Radio in the Twin Cities with guest host Orli Shaham. We hear from a pianist/composer who performs a musical letter to his younger self, and an autodidactic teen violinist wows us with his journey.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this reflective and values-driven episode of the Animal Training Academy Podcast, ATA team members Ryan Cartlidge, Shelly Wood, and Belinda Young come together for a thoughtful discussion on gratitude - one of Animal Training Academy's core values - and the meaningful role it plays in learning, community, and wellbeing. Drawing from personal experience and professional practice, Ryan, Shelly, and Belinda explore how intentional gratitude shapes ATA's culture and supports safer, more compassionate spaces for human learners. From early-morning thought loops and professional challenges to gratitude journals, team rituals, and community moderation, the conversation reframes gratitude not as "toxic positivity," but as a genuine, practiced skill that can be learned, strengthened, and modeled. Throughout the episode, the discussion explores: Why gratitude was intentionally chosen as a core value of Animal Training Academy Gratitude as a learnable skill that builds resilience, self-compassion, and emotional flexibility Parallels between effective animal training and supporting human learners How gratitude supports bravery, vulnerability, and risk-taking in learning environments The ripple effects of modeling gratitude within ATA and beyond Why psychologically safe communities are essential for growth, feedback, and lifelong learning This episode is a heartfelt exploration of what it means to practice gratitude with authenticity. It highlights how values-led reinforcement can transform not only how we train animals, but how we support people, nurture community, and show up for one another - reminding us that when courage, curiosity, and kindness are intentionally reinforced, the ripples travel far beyond the moment.

Manufacturing doesn't always start with a perfectly funded plan or a shop full of machines. Sometimes it starts in a garage, with curiosity, grit, and a willingness to learn by doing. In this episode, we sit down with Caleb Harris, founder of Covenant Manufacturing, to talk about what it really looks like to start a CNC business at a young age. Caleb didn't inherit a shop or wait until everything felt safe. He learned by working in high-mix job shops, making mistakes, taking calculated risks, and slowly building confidence as both a machinist and a business owner. We dig into the early decisions that mattered most, from buying the first machine and pricing early jobs to managing cash, handling subcontracting issues, and building trust with customers. Along the way, Caleb shares honest lessons about risk, accountability, and why reputation matters even more when you're small. This conversation kicks off a new chapter of MakingChips focused on young founders who are stepping into manufacturing early and building businesses with intention. If you're under 30, thinking about ownership, or simply curious what the next generation of shop leaders is learning the hard way, this episode offers a real, unfiltered look at the journey. Segments (0:00) Why we're focusing on young founders and early ownership stories (2:24) Meeting Caleb Harris and how Covenant Manufacturing got its start (4:12) Get a free demo of Scaylor and finally unify your business data once and for all (5:25) Growing up homeschooled and discovering a passion for making (7:28) Knife making, early entrepreneurship, and learning what doesn't scale (10:01) Caleb's first exposure to CNC machining and seeing a viable business path (15:47) Working in a job shop to learn programming, setup, and workflow (20:26) Learning under pressure in a high-mix manufacturing environment (24:07) Understanding shop economics and thinking like an owner (31:07) Deciding to start a shop while still employed full time (32:47) Buying a first machine with limited capital and unloading it solo (35:32) Landing early jobs and growing through overflow work (41:32) Why you need to join us at IMTS 2026 (42:21) Managing risk without putting the business in danger (44:03) A subcontracting mistake and lessons on accountability (50:12) Building trust, culture, and reputation as a small shop (53:02) What growth looks like next for Covenant Manufacturing (57:46) Being young in manufacturing and turning age into an advantage (1:01:13) Advice for younger founders thinking about starting a shop (1:04:40) The role of community, mentorship, and industry relationships (1:07:50) Why we love SMW Autoblok workholding  (1:09:01) Why these stories matter for the future of manufacturing Resources mentioned on this episode Get a free demo of Scaylor at Scaylor.com Register for IMTS 2026 We love SMW Autoblok workholding Outliers by Malcolm Gladwell Covenant Manufacturing Follow Covenant on Instagram Connect with Caleb on LinkedIn  Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Today on The Daily Driver, we reflect on graduation. Young racers stepping into full-size competition. It's an emotional transition and a reminder of how fast it all goes. These drivers are capable, talented, and how we choose to support them will help shape the future of the sport. 

Big Show + with Shan Virjee and Connor Gronsdahl is on demand! To kick off the hour the guys discuss the struggles of the Calgary Flames and the apparent lack of Chemistry between the forward lines. Then the guys talk about how they are in favour of the team promoting youth and playing younger player in elevated minutes.(25:43) Later on Shan and Connor look back on NFL Championship Weekend and preview the Super Bowl!The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Media Inc. or any affiliate. Get full Flames games and great shows like Quick 60: The Stamps Show, Wranglers Watch and more ON DEMAND.

durée : 00:52:59 - Les Nuits de France Culture - par : Catherine Liber - L'émission légendaire de jazz sur France Culture "Black and Blue" propose en 1976 un épisode sur le saxophoniste ténor Lester Young. Les producteurs Lucien Malson et Alain Gerber convient le pianiste de jazz Henri Renaud pour évoquer ce qu'a été la révolution musicale de "Prez" (le Président). - réalisation : Milena Aellig

Give the gift of everyday luxury and make every moment comfortable. Head to cozyearth.com and use my code COZYMMM for 20% off sitewide. And if you get a Post-Purchase Survey, be sure to mention you heard about Cozy Earth at the Maiden Mother Matriarch podcast.The word 'meritocracy' was originally intended as a pejorative. It was coined in a 1958 novel written by the British social scientist Michael Young. In the dystopia that Young imagined, the old order has been overthrown and replaced with a tyrannical system obsessed with merit. Today's guest not only joins Young in his critique of meritocracy, he also takes a further bold step in endorsing some extremely old fashioned ideas about wealth, family, and legacy. In an age when celebrities routinely boast about their plans to disinherit their children and leave them to fend for themselves financially, Johann Kurtz makes a counter-cultural argument for nepotism. Do not give your money to charity, he says. Do not encourage your children to launch themselves into the meritocratic rat race. Learn, instead, from the ancient practices of aristocrats who had very different ideas about how to cultivate virtue in their descendants. Kurtz is the author of the 'Becoming Noble' Substack. His new book is titled 'Leaving a Legacy: Inheritance, Charity, & Thousand-Year Families.'Discussed in the show: 'Leaving a Legacy'Stress induced by downward social mobility'Good Money' podcast seriesSurvey on attitudes towards grandchildren'Toxic Charity''Revolt of the Elites'MMM is sponsored by 321 - a new online introduction to Christianity, presented by former MMM guest Glen Scrivener. Check it out for free at 321course.com/MMM. Just enter your email, choose a password and you're in — there's no spam and no fees. Hosted on Acast. See acast.com/privacy for more information.

Is Mariah going to kidnap Dominic?; Sally and Billy argue over Cane’s Chancellor offer; Victoria confronts Cane and Phyllis; Adam and Chelsea togetherness; Victor catches Jack and Nikki in a hug embrace; Matt Clark becomes Victor’s punching bag; and Nick on drugs. Visit https://www.yrchat.com to chat with fun and friendly fans of The Young and […]

This episode with my friend and HBS classmate Todd Wilcox was recorded before Todd was nominated for his current role as Assistant Secretary of State, Bureau of Diplomatic Security. We speak about his background and views on business and the world. Todd Wilcox was sworn in as Assistant Secretary of State for Diplomatic Security (DS) on October 14, 2025. In this role, he leads the security and law enforcement arm of the U.S. Department of State, ensuring a safe environment for U.S. foreign policy operations. He oversees a global team of Special Agents, Diplomatic Couriers, Security Engineering Officers, Security Technical Specialists, contractors, and administrative personnel.Mr. Wilcox brings decades of leadership experience as a decorated combat veteran, former CIA case officer, and successful entrepreneur. Before joining the State Department, he founded Patriot Defense in 2005, a company dedicated to supporting those who defend America. He served as its Chief Executive Officer for 10 years before transitioning to Executive Chairman, where he guided the company's vision and acquisition strategy.Prior to his business career, Mr. Wilcox served as an Arabic-speaking CIA Field Operations Officer focused on Middle East and counterterrorism issues. His final assignment was as the CIA Liaison Officer to the FBI's Joint Terrorism Task Force in Orlando. He joined the CIA in 1997 after serving in the U.S. Army, where he earned the Green Beret as a Special Forces A-Team commander and completed a combat tour during Operation Desert Storm.Mr. Wilcox's achievements have been recognized by the U.S. Army ROTC Hall of Fame, Ernst & Young's Entrepreneur of the Year award, and the Orlando Business Journal's Veterans of Influence Award. He has served on the boards of the National Defense University Foundation, RAND Corporation's Center for Middle East Public Policy, and the Orlando Economic Partnership.An active member of the Young Professionals Organization (YPO), Mr. Wilcox also serves as Treasurer of Business Force, a nonprofit political action committee.

* Human Services: Find out if the new inverted food pyramid is for you! And as a bonus discover what a "human service" is from Fred Williams and Doug McBurney, (or ask your mom).   * Pyramid of Silliness: Hear how the karens & the communists had already infiltrated the American Government Schools long before the USDA officially adopted the laughable idea of a "food pyramid" to tell kids what to eat, (instead of their mom).   * Big, Great Health Care? Should Donald Trump be replacing Obamacare with bigger, greater (government administered) healthcare? Or would we all be better off just talking to our mom...

Oliver Jackson in conversation with David Eastaugh  https://oliverjackson1.bandcamp.com/album/south-foreland https://www.youtube.com/watch?v=vdhv-rEDOEQ&t=4s Biography  by Alistair Fitchett, excerpt from "Young and Foolish" (Stride Books) Take Emily. Purveyors of sometimes ethereal genius with moments that can grow wings and fly, or grow horns and charge, depending on their mood / mode. A percussive assault that often puts me in mind of Big Star's magisterial 'You Can't Have Me' with its runaway optimistic negativity, can switch abruptly into cathedral reverberation, as Emily become immersed in their effervescing style, an iridescent arc of sparkler fiery kisses on the heavens. T he former mood / mode often makes me think of Ollie Jackson as some sort of Soul brother to Tony France, and I see / hear Emily metamorphose their brass backed masterworks into Stockholm Monstrous swirls of breathtaking intensity. The latter mode / mood puts me in mind of some Scott Walker figure, with Emily swelling with strings and orchestral woodwind into epic proportions, again snatching my breath away, just so.     

Morse code transcription: vvv vvv Capita run civil service pension scheme leaves retirees in limbo Trump sparks anger with claim Nato troops avoided Afghanistan front line Young people say they felt pressured by emerging church to donate Andy Burnham faces decision on bid to return as MP Trump withdraws Canadas invite to join Board of Peace Supersized illegal waste dumps hidden across English countryside Queen Elizabeth II statue will be standing and not on horseback Heathrow scraps 100ml liquid container limit Why menopause masking can have consequences as I discovered BBC apologises to sacked ex presenter over homophobic abuse

Eric Spyropoulos, digital writer for NBA.com and the Utah Jazz, joins the program to talk Utah Jazz following the encourgaing performance in the loss to San Antonio.

Hour 3 of JJ & Alex with Jeremiah Jensen and Alex Kirry. Eric Spyropoulos, digital writer for NBA.com and the Utah Jazz NFL Blitz: NFL Conference Championship Weekend Best and Worst of the Day

Ben Lindbergh and Meg Rowley banter about the best point in the podcast at which to talk transactions, how a salary cap would affect the kind of conversations we have about baseball (based on the way we discuss other sports), the notion that a particular signing would drive owners to pursue a salary cap, and (25:09) whether a fielder’s proclivity for diving catches tells us anything about how good he is (inspired by the belief that Andruw Jones never had to dive). Then (44:32) they break down the latest Mets moves (for Luis Robert Jr. and Freddy Peralta), the team’s extreme makeover, and why the Brewers dealt Peralta, plus (1:29:08) the Yankees’ Cody Bellinger deal, their lack of roster turnover, and Belli’s up-down-up career. Audio intro: Jimmy Kramer, “Effectively Wild Theme” Audio outro: The Shirey Brothers, “Effectively Wild Theme” Link to MLBTR on Gore Link to Young trade news Link to Young trade rationale Link to Rosenthal on the cap Link to Drellich on the cap Link to Calcaterra on Jones Link to Sheehan on Jones Link to Jones highlight reel Link to possibility space wiki Link to Ben on Harper’s dives Link to Hannah on dives Link to Rocky quote Link to FG on Robert Link to team CF projections Link to Robert CF rank Link to Robert’s sprint speeds Link to 2017 story on Robert Link to 2017 EW episode on Robert Link to FG on Peralta Link to FG on Peralta prospects Link to Brewers defense ranking Link to Peralta defenders ranking Link to RA-9 WAR leaders Link to team SP projections Link to Tong’s grilled cheese Link to BP on Peralta Link to Brewers payroll story 1 Link to Brewers payroll story 2 Link to team payrolls page Link to Mets team ZiPS post Link to FG post on Bellinger Link to Belli’s celebration injury Link to Belli on changing his celebration Link to team WAR projections Link to Domínguez defensive stats Link to team BaseRuns Link to political registration research Link to EW wiki on car recording Sponsor Us on Patreon Give a Gift Subscription Email Us: podcast@fangraphs.com Effectively Wild Subreddit Effectively Wild Wiki Apple Podcasts Feed Spotify Feed YouTube Playlist Facebook Group Bluesky Account Twitter Account Get Our Merch! var SERVER_DATA = Object.assign(SERVER_DATA || {}); Source

SHOW SCHEDULE 1-22-20251954 BRUSSELSSEGMENT 1: GREENLAND, NATO, AND TRUMP'S REVERSALS Guest: Anatol Lieven, Co-Host: Jim McTague Lieven examines Trump's shifting positions on Greenland and NATO, unsettling European allies who question American reliability. Discussion covers the proposed Board of Peace concept and how Trump's unpredictable rhetoric complicates alliance management, leaving partners uncertain whether commitments will hold or dissolve without warning.SEGMENT 2: GAZA AND TRUMP'S SELF-ENRICHMENT CONCERNS Guest: Anatol Lieven, Co-Host: Jim McTague Lieven analyzes Gaza ceasefire dynamics and raises questions about Trump administration officials potentially mixing policy with personal financial interests. Discussion examines how self-enrichment concerns shadow diplomatic initiatives and whether conflicts of interest undermine credibility in Middle East negotiations and broader foreign policy.SEGMENT 3: GEN Z JOB STRUGGLES AND THE TRADES REVIVAL Guest: Chris Riegel, Co-Host: Jim McTague Riegel explains how artificial intelligence eliminates entry-level white-collar positions, leaving Gen Z struggling to launch careers in traditional professions. Meanwhile, skilled trades offer prosperity since AI cannot replicate physical work. Young people working with their hands find better opportunities than peers pursuing displaced office jobs.SEGMENT 4: MAGA EMBRACES BIG GOVERNMENT LIKE NEW DEALERS Guest: Veronique de Rugy De Rugy argues MAGA policies mirror New Deal-era big government activism through state industrial policy and massive spending programs. Traditional Republican principles of limited government appear obsolete or abandoned, with the RINO label now applied to anyone advocating fiscal restraint or free market economics.SEGMENT 5: PREPARING FOR IRAN BOMBING CAMPAIGN Guest: General Blaine Holt (USAF, Ret.) Holt describes military preparations for potential strikes against Iran, including warplane and warship deployments. The KC-135 tanker buildup signals offensive capability, providing aerial refueling that enables sustained bombing campaigns. This logistics infrastructure converts fuel into striking power against Tehran's nuclear and military installations.SEGMENT 6: ESCALATION TOWARD IRANIAN LEADERSHIP Guest: General Blaine Holt (USAF, Ret.) Holt outlines concentric circles of escalation targeting Iranian leadership if conflict erupts. Discussion covers strike planning that moves progressively toward regime centers of power. China's evacuation planes positioning near Iran suggest Beijing anticipates potential conflict and prepares to extract its nationals from the region.SEGMENT 7: MODI'S TIMID REFORM AGENDA Guest: Sadanand Dhume (Wall Street Journal) Dhume assesses Prime Minister Modi as a timid reformer constrained by political realities and socialist-era institutions. India's growth potential remains unrealized as legacy regulations protect inefficient industries. Modi raised some thresholds but fundamental transformation of labor laws and state enterprises remains politically impossible.SEGMENT 8: VENEZUELA'S UNFINISHED TRANSITION Guest: Mary Anastasia O'Grady (Wall Street Journal) O'Grady reports Venezuela's democratic transition stalled with the same regime intact. Interior Minister Diosdado Cabello and Delcy Rodriguez control state security gunmen and prisons. No real handover to President-elect Edmundo Gonzalez has occurred, leaving the authoritarian apparatus firmly in power despite American pressure.SEGMENT 9: COSTA RICA ELECTION AND PANAMA CANAL TENSIONS Guest: Professor Evan Ellis (US Army War College) Ellis examines Costa Rica's upcoming election amid concerns over giant prison construction projects. Discussion turns to unresolved Panama Canal disputes where Chinese interference continues challenging American interests. Regional dynamics shift as nations balance between Washington's demands and Beijing's economic inducements throughout Central America.SEGMENT 10: PERU AND CHINESE INFLUENCE Guest: Professor Evan Ellis (US Army War College) Ellis analyzes China's growing investment and influence in Peru while the US offers military partnership as counterweight. Discussion covers political turmoil in Lima, economic promise from mineral wealth, and the competition between great powers for access to South American resources and strategic positioning.SEGMENT 11: TRUMP SEEKS CUBAN REGIME CHANGE Guest: Professor Evan Ellis (US Army War College) Ellis examines the Trump administration's push for regime change in Havana. Dictator Díaz-Canel faces collapsing conditions with no oil, no power, and a broken economy driving mass emigration. The Obama administration's engagement offered false hope; now Washington applies maximum pressure on the desperate regime.SEGMENT 12: MERCOSUR AGREEMENT FINALLY REACHED Guest: Professor Evan Ellis (US Army War College) Ellis reports good news as the Mercosur trade agreement concludes after 27 years of negotiations. The deal now faces court challenges while promising affordable food imports for Europe. EU farmers mount roadblock protests opposing competition from South American agriculture despite consumer benefits from the historic accord.SEGMENT 13: AL QAEDA IN DAMASCUS GOVERNMENT Guest: Bill Roggio and Ahmed Sharawi (FDD)Roggio and Sharawi examine Al Qaeda presence within Syria's new government under clever, effective President al-Sharaa. US forces struck an Al Qaeda commander responsible for killing Iowa National Guard soldiers, but ISIS elements remain unaddressed. The jihadi connections within Damascus leadership raise serious counterterrorism concerns.SEGMENT 14: SYRIAN NATIONAL ARMY DRIVES OUT KURDISH ALLIES Guest: Bill Roggio and Ahmed Sharawi (FDD) Roggio and Sharawi report the Syrian National Army increasingly resembles Al Qaeda while attacking Kurdish forces who remain US allies. The Kurds retreat under pressure from Turkish-backed militias with extremist ties. American partners face abandonment as Washington's attention focuses elsewhere in the chaotic Syrian landscape.SEGMENT 15: MUSK, CARLSON, AND VANCE DIVERGE FROM REPUBLICAN ORTHODOXY Guest: Peter Berkowitz Berkowitz discusses Michael Doran's Tablet article examining three Trump celebrities—Elon Musk, Tucker Carlson, and Vice President J.D. Vance—whose views diverge from traditional Republican policies. Musk favors government subsidies and China partnership, Carlson platforms hate speakers, and Vance promotes isolationism over American global leadership.SEGMENT 16: ABANDONING SMALL GOVERNMENT AND FREE TRADE Guest: Peter Berkowitz Berkowitz argues neither Musk, Carlson, nor Vance champions traditional conservative principles of small government, free trade, and private enterprise without government interference. The Republican Party's philosophical foundation erodes as prominent voices embrace statism, protectionism, and industrial policy once associated with the political left.

SEGMENT 3: GEN Z JOB STRUGGLES AND THE TRADES REVIVAL Guest: Chris Riegel, Co-Host: Jim McTague Riegel explains how artificial intelligence eliminates entry-level white-collar positions, leaving Gen Z struggling to launch careers in traditional professions. Meanwhile, skilled trades offer prosperity since AI cannot replicate physical work. Young people working with their hands find better opportunities than peers pursuing displaced office jobs.1825 BRUSSELS

Remember when you were 16, and anything felt possible? When your biggest concerns were finding the right job to meet cute girls and figuring out how late you could sleep on Saturday? I'm dragging you back in time today because somewhere between high school graduation and now, a lot of us lost that edge. We traded dreams for responsibilities, excitement for worry, and freedom for obligations we never questioned. But what if you could recapture some of that energy without actually being 16 again? Featured Story The Rolex 24 is roaring six miles from my studio right now. I can hear those cars screaming around the Daytona International Speedway, and it got me thinking about my first job as a teenager. I worked in the shoe department at Legate Department Store. Why shoes? Because even back then, I knew the right room to be in. I sold ladies' shoes, and I loved it. Not because I cared about footwear, but because I was surrounded by pretty girls all day. My point? When you're 16, you find ways to make things fun. You embrace possibilities. You don't overthink everything. And man, could I eat anything I wanted back then. I really miss that. Important Points When you were younger, friends were real friends who actually showed up, not just names on a screen. At 16, you dreamed about your future instead of worrying about it—excited, not freaked out by what's coming. You have 100% complete control over your freedom right now, yet you're still letting something control it. Memorable Quotes "You graduated from high school like a cannonball, and suddenly it's marriage, kids, job—what happened?" "If you were 16, you'd embrace having fun just for the fun of it, not analyzing if you deserve it." "You don't have to be 16 again, but you can recapture the dreams that got lost in the responsibilities." Scott's Three-Step Approach Think about which freedoms you had at 16 that you've unnecessarily given up as responsibilities piled on. Identify one thing you'd do differently today if you approached life with that 16-year-old energy and optimism. Make today count by standing up, taking a step, and seeing if you can make it more gooder than badder. Chapters 0:02 - Racing sounds and super happy fabulous fun Friday energy 0:52 - When you were 16 and had all the freedom in the world 2:29 - Why your childhood goals might not fit your life anymore 3:45 - Living today like you're 16: what would you do differently? 5:30 - Embracing fun for fun's sake and whooping it up 7:06 - Your job felt like prison then, does it still feel that way? 8:19 - Let's see if we can make today more gooder than badder Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

Hour 1 of the Ken Carman Show with Anthony Lima

Hour 2 of the Ken Carman Show with Anthony Lima

A single question—“Can I have it?”—nearly sent a child's cello out the door. Instead, that moment lit a fuse that carried Hee-Young Lim from piano lessons and packed Korean school days to principal chair in Rotterdam and a teaching home at Beijing's Central Conservatory of Music.The Cello Sherpa Podcast host, Joel Dallow, interviews Hee-Young, and they take a deep dive into the chain of choices that shaped her artistry: the advantages of piano-first training for cello technique, how small hands and big extensions can coexist, and what it means to study across traditions with mentors from the French, German, Russian, and American schools. Hee-Young takes us inside the orchestra, sharing what she learned from working closely with Yannick Nézet-Séguin, decoding massive symphonic scores, and adapting to different halls on tour. Then she opens up about a turning point at thirty, why prestige wasn't enough, how proximity to home and a lifelong dream to teach redefined success, and what makes Beijing's conservatory culture distinct, from studio sizes to the freedom to teach across ages.We also explore the heart behind her album Encores. Built one piece at a time in a colleague's studio, the project gathers short works she first loved on piano and now sings through the cello. She explains how bow and breath reshape phrasing once sustained by pedal, why encore repertoire can carry the deepest personal stories, and how a DIY recording approach can yield a more intimate, honest sound. Throughout, her advice to young musicians is frank and generous: stay curious, stay open, and build resilience for a field that asks for both excellence and grit.If you enjoy candid artist stories, real talk about career pivots, and behind-the-scenes insight into orchestral life, conservatory teaching, and recording strategy, this one's for you. Listen, share with a friend who needs a nudge of courage, and leave a rating so more musicians and music lovers can find us.For more information on Hee-Young: https://www.crossovermedia.net/artists/hee-young-lim/projects/the-encores-album/bio/You can also find Hee-Young on Instagram and Facebook: @heeyounglim_officialor Youtube: @hee-younglim2202 If you are looking for in person/virtual cello lessons, or orchestral repertoire audition coachings, check out www.theCelloSherpa.comFollow us on Facebook, Instagram, Threads & YouTube: @theCelloSherpaFor more information on our sponsor: www.CLEAResources.com 

Episode Summary: In this episode of the Solar Maverick Podcast, host Benoy Thanjan sits down with Abu Riaz, CEO and Founder of AMS Renewables, to discuss what it takes to scale a solar and storage EPC in today's rapidly evolving clean energy market. Abu shares how AMS Renewables grew out of a traditional construction background into a fast-scaling EPC platform, executing projects across commercial, community solar, and utility-scale segments. The conversation highlights why construction discipline, capital planning, and execution are critical differentiators in solar and storage development. Key topics include: How AMS Renewables evolved from C&I rooftop projects to large-scale community solar Why solar is fundamentally a construction-driven business The front-loaded capital and procurement challenges EPCs face at NTP Scaling without outside investors and maintaining operational flexibility Navigating industry disruption, EPC bankruptcies, and talent shifts The growing opportunity in solar + storage and standalone storage projects Managing risk, due diligence, and vendor compliance in a changing regulatory environment Leadership lessons from building a resilient EPC through market cycles This episode is a must-listen for developers, EPCs, and clean energy entrepreneurs looking to build durable, execution-focused businesses in the solar and storage industry.   About the Solar Maverick Podcast The Solar Maverick Podcast is a leading clean energy podcast hosted by Benoy Thanjan, Founder and CEO of Reneu Energy. The show features in-depth conversations with industry leaders, entrepreneurs, investors, and policymakers shaping the future of solar, storage, and the global energy transition.   Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MWs of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar.   Abu Riaz, Founder & CEO of AMS Renewable Energy Abu Riaz is the Founder and Chief Executive Officer of AMS Renewable Energy, a solar and energy storage EPC (“Engineering, Procurement, and Construction”) firm based in New York focused on delivering large-scale distributed solar and storage solutions across the United States. Under his leadership, AMS has grown into a nationally respected solar EPC with deep expertise in project execution, from pre-construction planning through engineering, procurement, and construction management.  Abu holds a degree in Mathematics and Finance from Columbia University and continually expands his industry knowledge through ongoing education in energy and finance, grounding his business strategy in both technical rigor and financial insight.  Throughout his tenure, he has guided AMS Renewable Energy in completing numerous solar projects and scaling its capabilities, including strategic initiatives to expand the company's portfolio and service footprint. AMS is known for its commitment to quality, integrity, and delivering high-performance renewable energy assets for developers, independent power producers, and community solar stakeholders.  Under Abu's leadership, AMS has also pursued industry growth through strategic moves such as its acquisition of Collective Solar, enhancing AMS's construction capacity and positioning the firm to meet rising demand for distributed solar solutions across the Northeast and beyond.    Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com Website: https://www.solarmaverickpodcast.com/       Abu Riaz     Website: https://www.amsepc.com/     Linkedin:  https://www.linkedin.com/in/abu-riaz-5a442663/   Please provide 5 star reviews      If you enjoyed this episode, please rate, review and share the Solar Maverick Podcast so more people can learn how to accelerate the clean energy transition.    Reneu Energy Reneu Energy provides expert consulting across solar and storage project development, financing, energy strategy, and environmental commodities. Our team helps clients originate, structure, and execute opportunities in community solar, C&I, utility-scale, and renewable energy credit markets. Email us at info@reneuenergy.com to learn more.

Civil Rights: May white corrections officers sue on the grounds that diversity training creates a racially hostile work environment? - Argued: Thu, 22 Jan 2026 6:16:13 EDT

Epstein's operation has been explained as a sexual Ponzi scheme because it relied on the same core mechanics as a financial fraud: constant recruitment, layered incentives, and silence bought through perceived advancement. Young women were drawn in with money, housing, travel, or vague promises of mentorship, then pressured to recruit others beneath them to maintain their own position and income. Each new recruit reduced risk for those above them, creating a self-sustaining pipeline that insulated Epstein and his inner circle from direct exposure. Like a Ponzi scheme, it depended on continuous inflow; the moment recruitment slowed, the structure would collapse under scrutiny. Power, not just money, was the currency, with access to elites dangled as proof of legitimacy. The system normalized abuse by reframing it as opportunity, turning victims into reluctant intermediaries. The structure rewarded compliance and punished resistance through isolation or financial cutoff.What made it especially effective was how it mirrored legitimate social and professional networks, blurring exploitation into something that looked transactional rather than criminal. Epstein positioned himself at the top as the untouchable beneficiary, while Ghislaine Maxwell and others functioned as managers who enforced rules, managed expectations, and handled recruitment. Those at the bottom bore the harm, while those in the middle were trapped by sunk costs, fear, and complicity. Just as in a Ponzi scheme, early participants might initially believe they were benefiting, only to realize later that the system required perpetual harm to survive. Accountability was diffused across layers, allowing Epstein to claim distance while enjoying the spoils. The longer it ran, the harder it became for participants to speak without implicating themselves. That is why survivors and investigators describe it not as random predation, but as an organized, scalable abuse enterprise built on deception, dependency, and silence.to contact m e:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

On the Friday edition of the North Shore Drive podcast, presented by FanDuel and Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Brian Batko ponder the attractiveness of the team's roster for prospective coaching candidates including Chris Shula, Nate Scheelhaase, Mike McCarthy, Anthony Weaver and others. Could the presence of aging stars like Cam Heyward, T.J. Watt, Jalen Ramsey and others dissuade coaches looking to start fresh? Or does the young core led by Joey Porter Jr., Derrick Harmon, Zach Frazier, Troy Fautanu, Broderick Jones, Nick Herbig and DK Metcalf give whomever the next coach turns out to be plenty to mold compared to some of the other open coaching jobs? Our duo tackles those topics, then reflects on coach Sean McDermott's ouster with the Buffalo Bills. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Florida Man faces prison after hitting victim with open ketchup packet, 24-yr-old Kansas City resident was selling cars on FaceBook Marketplace and then stealing them and selling them all over again, Young woman from Thailand is getting a lot of attention for dating twin brothers

If you're a woman over 40 who works out consistently-but your body isn't changing the way you expect-this episode is for you.Because the problem usually isn't effort. It's random workouts.In this episode, I'm breaking down what I would NOT do if I were trying to build muscle, lift my booty, and see real results after 40, and why lifting inconsistently without a progressive plan keeps so many women stuck.We're talking about:Why constantly changing workouts prevents muscle growthThe mistake of lifting the same weights week after weekWhy “sweaty” doesn't mean “effective” for shaping your bodyHow random intensity and no recovery backfire in perimenopauseThe real reason consistency feels so hard without structureYou'll learn how periodization and progressive overload actually work, why your body craves planned phases now more than ever, and how intentional strength training-not punishment-is what drives results in midlife.This episode also gives you a behind-the-scenes look at the philosophy behind my Booty + Strength Reset-a structured, progressive lifting program designed specifically for women 40+ who are ready to stop guessing and start training with purpose.If you're done winging your workouts and ready to lift smarter, this episode will change how you approach strength training.

Original Air Date: January 19, 1953Host: Andrew RhynesShow: The Lone RangerPhone: (707) 98 OTRDW (6-8739) Stars:• Brace Beemer (Lone Ranger)• John Todd (Tonto) Writer:• Fran Striker Producer:• George W. Trendle Music:• Ben BonnellFor more great shows check out our site: https://www.otrwesterns.comExit music from: Roundup on the Prairie by Aaron Kenny https://bit.ly/3kTj0kK