POPULARITY
Categories
On today's show, Tobin & Leroy talk about the Miami Dolphins 29-27 loss to the LA Chargers. Everything that is wrong with this team was on displayed in last second loss. The team was rushed on, passed on. scored on, Offensive struggles, defensive struggles and special team woes. Everything that results to a 1-5 record is happening. After the game QB Tua Tagvailoa unsolicited started to pout his teammates for not showing up to players only meetings. The Florida Panthers hit the road for the first time this season as they head to Philadelphia to take on the Flyers in the first of 5 game road trip. Thank Go d For the Panthers as they are the only quality thing to watch locally with professional sports. Tobin & Leroy discuss the Miam Heat who have every pre-season game so far but are getting great play from center Kel'al Ware. The center improved game is getting a lot of raves from experts media and fans but he one person who doesn't seemed impressed is head coach Erik Spoelstra, Also Tobin wants ESPN to cover current Heat players when they are doing their preview of this 2025-26 season instead of wondering will the Het retire Lebron James jersey? Everything that went on in the world of sports this past weekend is covered on Monday's Tobin & Leroy show.
Junior quarterback Jackson Cacini threw five touchdown passes, and Prospect – on the night it honored its 2005 Class 7A state champions – edged Rolling Meadows 35-32.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.
Ross Bolen discusses the Houston Astros cleaning house after a disappointing season ravaged by injuries, firing or not bringing back several key members of the coaching staff and front office, as well as the Houston Rockets beginning the Kevin Durant era with two impressive pre-season showings. Video Produced by Kade Orris Watch on YouTube: YouTube.com/@BangingTheCan Presented by Bolen Media: BolenMedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Story Rolling: Outdoor Wheelchair Access Guest Tina Guenette, Founder, President and CEO of RAMP ( Real Access Motivates Progress) An astonishing number of people rely on wheelchairs and mobility aids... veterans disabled in war... young victims of driving accidents... patients harmed by failed medical procedures... people suffering from neurodegenerative diseases... elderly moving from a cane to a walker and on to a wheel chair, as their bodies age and weaken... and pediatric brain cancer patients being wheeled around in strollers. We all know someone, and yet we are unlikely to see many of these people out and about, because so much of the environment is ill designed for those with restricted mobility. Guest Tina Guenette explains the massive scope of such limited accessibility and brings the bigger story out into the light. Tina is the founder of RAMP, which stands for Real Access Motivates Progress. RAMP is a national non-profit dedicated to smashing barriers for people with disabilities. The organization champions accessibility and promotes equal opportunities through innovation, advocacy and education, fostering a more equitable future for citizens with mobility disabilities. Tina is both a motivational speaker and a living testament to the power of perseverance. After surviving four battles with cancer, multiple strokes and heart attacks, Tina faced her greatest challenge in 2014, when a spinal stroke during routine surgery left her paralyzed from the waist down. Her firsthand experience, navigating a world not built for her, ignited a fire to educate, empower and create systemic change. Refusing to let her wheelchair define her limits, Tina channeled her journey into action and founded RAMP in 2019. As its President and CEO, she fights tirelessly to transform inaccessible spaces and mindsets, proving that true progress begins with inclusion. She shows how we can all make a difference for those less mobile than us, and her impact has earned nationwide acclaim. INFORMATION RESOURCES Visit the RAMP website - https://www.rampisinclusion.org/ Download the AARP Walk Audit Tool Kit - https://www.aarp.org/livable-communities/getting-around/aarp-walk-audit-tool-kit.html Learn how to assess and report on the safety, walkability and wheelability of a street, intersection or neighborhood — and inspire needed change. Download an AARP Street Use Worksheet https://www.aarp.org/content/dam/aarp/livable-communities/getting-around/2022/walk-audit-worksheets-english/2%20Who%E2%80%99s%20Using%20the%20Street%20%E2%80%94%20and%20Why-fillable.pdf Download an AARP Walk Audit Worksheet https://www.aarp.org/livable-communities/getting-around/aarp-walk-audit-worksheets-english/ Find other worksheets - https://www.aarp.org/livable-communities/getting-around/aarp-walk-audit-worksheets-english/ These worksheets help guide real world infrastructure assessments. Learn more about Walktober - https://states.aarp.org/rhode-island/stepping-up-for-safety-access-in-providence Visit the Providence Streets Coalition website - https://pvdstreets.org/ RELATED EPISODES Walk & Roll to School: The Positive Environmental and Health Impacts https://dreamvisions7radio.com/walk-roll-to-school/ Great Streets: Safe, Walkable, Bikable, Equitable and Sociable https://dreamvisions7radio.com/great-streets/ Purchase Wendy's book, The Angel Heart - https://www.amazon.com/Angel-Heart-Wendy-Nadherny-Fachon/dp/1967270279/ref=sr_1_1 Read about DIPG: Eternal Hope Versus Terminal Corruption by Dean Fachon begin to uncover the truth about cancer - https://dipgbook.com/ Learn more at https://netwalkri.com email storywalkerwendy@gmail.com or call 401 529-6830. Connect with Wendy to order copies of Fiddlesticks, The Angel Heart or Storywalker Wild Plant Magic Cards. Subscribe to Wendy's blog Writing with Wendy at www.wendyfachon.blog. Join Wendy on facebook at www.facebook.com/groups/StoryWalkingRadio
Join Shawn Soole in a dynamic conversation with Geoffrey Toffetti, a hospitality insider turned CEO who's reshaping how frontline teams drive guest experience and revenue. From his early days as a hotel valet to leading FPG's SaaS revolution with IN‑Gauge, Geoffrey shares the behind‑the‑scenes strategies that empower hotels to sell more, serve better, and scale smarter.What You'll Learn• Geoffrey's journey from valet to C‑suite—building empathy and strategy from the ground up • FPG's pivot from consulting to a scalable SaaS model, designing IN‑Gauge to empower staff at the point of sale • The value of incremental revenue via front desk and F&B upselling—high-margin, high-impact, low‑overhead • How FPG onboard and train large teams virtually, from launch cadence to ongoing client success frameworks • Looking ahead: integrating AI not to replace, but to amplify frontline creativity, backed by decades of performance data Timestamp Highlights (Estimated)• 00:02:30 – Starting as a valet and rising into leadership—Geoffrey's hospitality origin story• 00:14:00 – Building IN-Gauge: FPG's shift to digital training and performance insights• 00:28:00 – Revenue without renovation: how hotels unlock millions with existing resources• 00:42:00 – Rolling out FPG's onboarding and client success strategy—scalable, virtual, consistent• 00:58:00+ – Leveraging AI to support—not replace—human connection at the frontline
In this episode, we discuss the latest advancements in Alzheimer's research, the societal implications of Social Security, and the unexpected turns life can take. We explore the balance between freedom and responsibility, the evolving nature of folk wisdom, and the importance of resilience and courage in navigating life's challenges. We also break down the role of government in personal savings and the impact of societal norms on individual choices. 00:00 Introduction and Episode Overview 00:28 Response to Our Social Security Proposal 02:16 Social Security and Personal Responsibility 12:12 Alzheimer's Research Breakthroughs 14:26 AI-generated Lawsuits for Outsourced OnlyFans Responses 20:31 Life's Unexpected Turns and Necessity of Resilience 23:44 The Virtue of Courage 24:51 Embracing Change and Personal Growth 31:19 Evolving Folk Wisdom and Societal Norms 35:00 Re-evaluating Homeownership 41:24 Conservatives, Liberals, and Societal Progress 44:49 The Golden Rule and Ethical Living 46:38 The Need to Preserve Our Nearly Just Society 49:54 The Importance of Civil Discourse Learn more about your ad choices. Visit podcastchoices.com/adchoices
Aaron Harper was this week's guest on Success Profiles Radio. He is one of the top 1% of franchise leaders in the U.S. and the architect behind Rolling Suds' explosive rise to one of Entrepreneur's Top 5 Fastest Growing Franchises of 2024. We talked about how he grew Rolling Suds to 362 franchise locations, the importance of a great support team, where to find A-players to work for you, and his thoughts on starting a business from scratch versus buying into a franchise. In addition, we discussed how to pick the niches you want to be in if you buy into a franchise, the best questions to ask a franchisor before you decide to buy in, the best questions a franchisor should ask you before letting you buy in, and how to know if your business can be franchised. We also talked about funding sources to buy a business, favorite ways to market a business, and much more. You can listen and subscribe to the show on Apple Podcasts/iTunes, Spotify, Audible, iHeart Radio, and at Success Profiles Radio | Live Internet Talk Radio | Best Shows Podcasts
Chris Forsberg reacts to the Celtics' preseason-opening 121-103 win over the Memphis Grizzlies and shares his ‘hype train' rankings for the team's newcomers who impressed in the win. Then, our PGL crew offers instant reaction and analysis after the game and Abby Chin catches up with Luka Garza in an exclusive 1-on-1 interview. 1:00- Breaking down the hype train rankings on the Celtics newcomers14:40- Forsberg, Eddie House, Brian Scalabrine and Drew Carter join Tom Giles to offer instant reaction after the game Presented by 24 Auto Group WATCH every episode of the Celtics Talk podcast on YouTubeFollow NBC Sports Boston:NBCSportsBoston.comX @NBCScelticsFacebookInstagramTikTok Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The vibes in Philly are… tense. The Eagles just dropped their first game of the season, and the city's in full meltdown mode — players-only meetings, fans fighting reporters, and everyone blaming someone. But it's Giants week, and we're asking:➡️ Is this the perfect bounce-back game?➡️ Or the ultimate trap at cursed MetLife turf?Meanwhile, the Cowboys head to Carolina for their second straight road game — and another chance to prove this offense is for real. Dak and the league's highest-scoring team look to keep stacking wins, but can they stay healthy through another “easy” week?Philly panic meter: refs, offense, or vibes?Why MetLife is a mental and physical danger zoneJalen Hurts + AJ Brown “coworker vibes”
Rob Spivey, director of research at Valens Securities, says many investors believe the current stock market run to record levels has been about price momentum, but he says that earnings momentum has shown growth that is strong enough that it should calm the nerves of investors who think the artificial intelligence business is inflating a market bubble. Valens' research revolves around "uniform accounting," and Spivey discusses proposals that would change how often public companies must report earnings, and talks about why he believes it would not have as much impact on the market as many observers expect. Todd Rosenbluth, head of research at VettaFi makes the newest fund created by Vanguard — an emerging markets fund that excludes China — his pick for "ETF of the Week," noting that the ETF is a solid passive adjunct to actively managed emerging-markets strategies. Excluding China, Rosenbluth noted, is a strategic choice that may depend on an investor's gut feeling over the potential for a trade war or bigger tariff problems in the future. Financial adviser Dan Dorval of Dorval & Chorne discusses 'Financial Success for the Rest of Us: Quality of Life Planning for Mainstream America," the book he wrote 20-plus years ago and just revised. He discusses how planning has changed but how developing investor discipline has remained one of the key factors of whether a person will achieve financial prosperity.
Spike and the crew prepare for the Audrain Concours & Motor Week while discussing everything from Cameron's Ineos Grenadier adventure to Zuckerman's rare Italian-market 1990 BMW E30 320is. The guys also review the 1982 Range Rover Classic and declare the new Cadillac Optiq better than a Tesla Model Y. ______________________________________________ BUY SCR MERCH! https://spikescarradio.com JOIN THE SCR PATREON! https://www.patreon.com/spikescarradio
Who's to blame for North Carolina's struggles this season? Can Indiana pull off a shocking upset over Oregon in Eugene? Will Alabama continue their SEC road dominance? Dan Wetzel and Pete Thamel break down all the chaos heading into a stacked Week 7 of college football. Plus, the guys play a special edition of “Would You Eat It?” — sampling some of the wildest foods from the Texas State Fair. All that and more on this episode of the College GameDay Podcast. 00:00 - Welcome to the College Gameday Podcast 00:43 - UNC in Shambles 20:57 - UNC Staff lacks college football experience 31:19 - Indiana vs Oregon Preview 35:59 - Alabama vs Missouri Preview 38:01 - Is Texas Tech for real? 40:32 - A tough stretch for the Gamecocks 41:14 -Another Kiffin in Baton Rouge 43:24 - The Latest on John Mateer 46:14 - Would you eat it? (Food from the texas state fair) 51:38 - Week 7 Six Pack of Picks 01:03:28 - Thanks for watching The CGD Podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices
The Colorado Avalanche started the 2025-26 season with a 4-1 win over the Los Angeles Kings. What were some of the most impressive things about the season-opening victory? Nathan MacKinnon became the leading scorer in Avalanche history last night, so where does he rank amongst all-time greatest Nordiques/Avs? A look at the AFC playoff picture, as ESPN projects the Broncos as the favorite to win the AFC West at 36% and also projects the Broncos as having a 69% chance to make the playoffs. What should the Broncos record be in their next five games? Catch a Wednesday version of Hot Takes with Goodman and Haertl! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In today's episode, Natalia has a medical emergency, Sonny came home and Stef made a new friend while taking Xander to tour UCSB and much much more!Go to Quince dot com slash fcol for free shipping on your order and 365-day returns. Viiahemp.com and use the code FCOL to receive 15% off, free shipping on orders over $100, AND if you're new to VIIA - get a free gift of your choiceIf you have OCD check out NOCD.com
Karo and Matt break down the three-man crew - why rolling three deep can feel like the sweet spot, and when it can backfire compared to pairs or bigger squads. It's the ultimate debate: is three really the magic number for friendship? Check out our new Audible Original THE BUDDY SYSTEM! Watch this episode on YouTube! Get MOTY merch at manoftheyearpodcast.com Man of the Year on Instagram, YouTube, and TikTok Matt Ritter on Instagram, TikTok, and X Aaron Karo on Instagram, TikTok, and X Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
President Donald Trump's expansion of tariffs, which includes a new 25% duty on imported medium and heavy-duty trucks is set to begin November 1st. This decision follows a federal probe under Section 232 of the Trade Expansion Act and is aimed at protecting U.S. manufacturers like Peterbilt and Kenworth. The broadcast also covers the escalating labor situation at Canada Post, which has presented a scaled-back offer to 50,000 striking mail carriers that increases the likelihood of job cuts. The company's proposed collective bargaining agreement no longer includes a signing bonus due to its deteriorating financial position and plans to eliminate lifetime job security provisions for urban unit employees. Furthermore, the U.S. Department of Transportation has issued an emergency federal order leading to California and Oregon suspending the issuance of non-domiciled CDLs. This crackdown follows an FMCSA audit that found widespread non-compliance, including that more than 25% of California's non-domiciled CDLs were improperly issued. Don't miss the upcoming FreightWaves TV programming, including Loaded and Rolling and Check Call. You can also join the leaders shaping the future of freight at the F3: Future of Freight Festival in Chattanooga, Tennessee, which is just two weeks away. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Loaded and Rolling, we're joined by Dean Marris, Chief Data Science Officer, and Craig Marris, Chief Sustainability Officer at EROAD, to discuss the intersection of sustainability and artificial intelligence in the trucking industry. They explore how fleets can leverage technology to navigate the "messy middle" of transitioning to more sustainable practices while maintaining profitability. Topics covered in this episode include: Digital Twin Simulation: Learn how fleets can use digital twins to test and de-risk the transition to alternative fuels and electric vehicles before making significant investments. AI for Efficiency: Discover how AI is helping to reduce waste in the supply chain, from minimizing empty miles to preventing food spoilage in reefers. Safety Innovations: Hear about the latest in AI-powered multi-camera systems that are improving driver safety by reducing blind spots and preventing collisions. The Power of Data Sharing: Understand why collaboration and data sharing between carriers, shippers, and OEMs are crucial for achieving industry-wide sustainability and safety goals. Follow the Loaded and Rolling Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
In the 3rd hour of today's show, the guys hit the Dawg Report, and chat with Dawg Nation's Connor Riley. After a big Monday Night win, the Jaguars seem to have the right guy to change their culture to a winning one.
LOUNGE LIZARDS PRESENTED BY FABRICA5 - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms.Recorded at Ten86 Cigars in Hawthorne, New Jersey, the Lizards pair the My Father Blue in Toro with Partido Roble Fino Sherry Cask Finished Tequila Reposado. The guys discuss an NGO report on Cuban Prisoners Rolling Cigars, they share how not to overheat your cigar while smoking, and another instant classic Pagoda story comes to light.PLUS: Agave Meets Scotch Barrels, Fuente's Don Carlos Change, Trinidad's $1000 Fundadores, Lawrence Taylor on the Jumbotron, HSA Bullfighter Release, Listener Email on Rating Systems & MoreJoin the Lounge Lizards for a weekly discussion on all things cigars (both Cuban and non-Cuban), whiskey, food, travel, life and work. This is your formal invitation to join us in a relaxing discussion amongst friends and become a card-carrying Lounge Lizard yourself. This is not your typical cigar podcast. We're a group of friends who love sharing cigars, whiskey and a good laugh.website/merch/rating archive: loungelizardspod.comemail: hello@loungelizardspod.com to join the conversation and be featured on an upcoming episode!instagram: @loungelizardspodGizmo HQ: LizardGizmo.com
In this episode of Loaded and Rolling, we're joined by Dean Marris, Chief Data Science Officer, and Craig Marris, Chief Sustainability Officer at EROAD, to discuss the intersection of sustainability and artificial intelligence in the trucking industry. They explore how fleets can leverage technology to navigate the "messy middle" of transitioning to more sustainable practices while maintaining profitability. Topics covered in this episode include: Digital Twin Simulation: Learn how fleets can use digital twins to test and de-risk the transition to alternative fuels and electric vehicles before making significant investments. AI for Efficiency: Discover how AI is helping to reduce waste in the supply chain, from minimizing empty miles to preventing food spoilage in reefers. Safety Innovations: Hear about the latest in AI-powered multi-camera systems that are improving driver safety by reducing blind spots and preventing collisions. The Power of Data Sharing: Understand why collaboration and data sharing between carriers, shippers, and OEMs are crucial for achieving industry-wide sustainability and safety goals. Follow the Loaded and Rolling Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Rolling into Week 5 in the NFL, the Texans kick off the season with a rough start following their first 4 games, standing 1-3. Turning things around quickly, they now enter the BYE Week standing at 2-3 following their recent two victories over the Tennessee Titans and the Baltimore Ravens. Reviewing Sunday's game against Baltimore, the Texans appear to have played their first complete game of the season, as all aspects of the ball were surprisingly radiant. Taking a moment to evaluate the first few games the Texans have completed, Sean and Dan pose what could be the underlying issue with the Texans heading into the BYE Week with hopes of adjustments to be made coming out. Is it a mental block or the inability to execute effectively?
Det här är berättelsen om stilbildarna som lade grunden till rockmusiken som vi känner den i dag, och om två ängsliga egon som lever för scenen. Lyssna på alla avsnitt i Sveriges Radio Play. På ett hotell i Paris sitter Aftonbladets reporter Markus Larsson. Han torkar av sina svettiga handflator på byxorna och kollar igenom frågorna en sista gång. Det är november 2010 och Markus Larsson väntar på Keith Richards. Den mytomspunne gitarristen i The Rolling Stones - ett av världens mest stilbildande rockband.Han borde vara exalterad inför intervjun men faktum är att han bara vill dra därifrån. – Jag var jävligt nervös. Hur ska han reagera? För själva poängen med intervjun är ju bara att jag ska avslöja mig som the man from Gothenburg, mannen som han ska knäcka benen på.Tre år har gått sen Markus Larsson gav det legendariska rockbandet en dålig recension. Sedan dess har Keith Richards i intervju efter intervju berättat hur jävla arg han är på Markus, eller The man from Gothenburg som han kallar honom.Trots det sitter Markus nu här och svettas. Tanken med mötet är att han till sist ska ge sig tillkänna. Förhoppningen; en oförglömlig story.Dörren slås upp och in stövlar Keith Richards med ett glas bourbon i näven och ciggen i den andra.– It's you?– Yes, it's me.– It is you!? You've written som crap about me. Let's turn the lights out!– Det är sån jävla vrede rummet, och jag vet inte vad jag ska göra. Det enda jag tänker är: slå inte sönder min bandspelare, för ingen kommer tro mig om jag inte har det på band.Medverkande: Markus Larsson, Ove ”Brandis” Tingvall och Ann-Sofie Hoyles.Programmet gjordes och programleddes av Siri Hill hösten 2025Producent Alexandra SannemalmExekutiv producent Lars TruedsonSlutmix Fredrik NilssonP3 Musikdokumentär produceras av Tredje Statsmakten MediaLjudklippen i programmet kommer från: Howard Stern Show (2023), W5 (1998), Radio Luxemburg (1960), The Dick Cavett Show (1972), Jimmy Fallon Show (2023, )dokumentärfilmerna Gimme Shelter (1970) och Stones on The Road ‘76 (1976) samt Youtubekontona LayitPlayitDown, The Rolling Stones, ReelinInTheYears66, Schillid, Archive 33, Rolling Stones Data, The Rare Music Archive Collection, ScottishTeeVee och elnegrovilla.
Karl Ravech and Buster recap an exciting weekend of ALDS and NLDS action. They discuss the Blue Jays pitching vexing the Yankee offense, Trey Yesavage doing damage in his fourth major league start, Jorge Polanco figuring out Tarik Skubal, the Dodgers plugging their bullpen with Tyler Glasnow and Roki Sasaki, the Cubs lacking pitching options, and the Rangers hiring Skip Schumacher. Later, Sarah Langs plays The Numbers Game. CALL THE SHOW: 406-404-8460 EMAIL THE SHOW: BleacherTweets@gmail.com REACH OUT ON X: #BLEACHERTWEETS 16:25 Karl Ravech 45:49 Sarah Langs 46:53 Bleacher Tweets Learn more about your ad choices. Visit podcastchoices.com/adchoices
Karl Ravech and Buster recap an exciting weekend of ALDS and NLDS action. They discuss the Blue Jays pitching vexing the Yankee offense, Trey Yesavage doing damage in his fourth major league start, Jorge Polanco figuring out Tarik Skubal, the Dodgers plugging their bullpen with Tyler Glasnow and Roki Sasaki, the Cubs lacking pitching options, and the Rangers hiring Skip Schumacher. Later, Sarah Langs plays The Numbers Game. CALL THE SHOW: 406-404-8460 EMAIL THE SHOW: BleacherTweets@gmail.com REACH OUT ON X: #BLEACHERTWEETS 16:25 Karl Ravech 45:49 Sarah Langs 46:53 Bleacher Tweets Learn more about your ad choices. Visit podcastchoices.com/adchoices
Rich makes the case for the Detroit Lions as the best team in the NFC and the Indianapolis Colts as the class of the AFC, and explains why the Cincinnati Bengals should trade for New York Giants third-string QB Jameis Winston. Rich breaks down the NFC East landscape following the Philadelphia Eagles' Week 5 loss combined with the Washington Commanders' and Dallas Cowboy's wins to tighten things up in the division. ‘No-Contest Wrestling' podcast co-host O'Shea Jackson Jr. joins Rich Eisen in-studio to discuss the Dodgers vs Phillies NLDS matchup. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Manifesting our way to Bert Kreischer, Chelsea's big work announcement and unwanted roommate attention, Lindsay on Love is Blind, and we have Taylor Swift's next big song.Bits and Clips00:00 We finally got a Labubu!02:55 Epic weekend adventures05:31 Rolling on 22s08:24 Bert Kreischer14:05 Shenanigans16:19 Manifesting our new jobs19:05 Chelsea's roommate is in love with her23:58 Happy anniversary25:16 Should we do Ayahuasca?26:42 TikTok battles29:34 Just because you can connect with anyone, doesn't mean you should30:58 Power Cord Chaos 32:01 Love is Blind Recap37:23 Celebrity Updates40:36 Billionaires are ok with us41:56 Taylor Swift's New Album - we weren't wrong45:16 we are soooo close to being famousSend us a textSupport the showShare this episode with your besties! Connect with Honestly Smartlesshonestlysmartless.comIG: @honestlysmartlessTikTok: @honestlysmartlessChelsea's IG: @chelsea_turanoLindsay's IG: @dr.lindsayregehrYouTube: Honestly Smartless Send us a text Support the show and will give you a shout out
Joe Brigham and Luke Harvey had huge games to help Rolling Meadows dispatch Buffalo Grove 59-27 on Friday.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.The markets have been ripping higher, and everyone's asking the same question: is it time to take profits, or is there more room to run? In this video we break down whether the market is truly overbought, what history tells us about similar setups, and how to use data-driven strategies to stay ahead.We'll start with the value zone indicator, a free tool that helps identify when price action is stretched too far above the 20 EMA. It highlights when markets are extended and at risk of snapping back. Right now both the S&P 500 and Nasdaq are outside of that zone, which raises the possibility of a pullback. Combined with fear and greed readings showing extreme greed, traders need to be prepared for quick shifts in sentiment.Here's what you'll discover in this session:➡️ How to use the value zone to avoid chasing extended trades➡️ Why fear and greed indicators matter when the market feels “too easy”➡️ How to spot market breadth crossovers across sectors like utilities, healthcare, and industrials➡️ The math behind rolling options trades using ATR moves➡️ When to roll up, roll out, or take credit to reduce risk➡️ Why liquidity standards are key when managing option rolls➡️ How to pick the best opportunities from the OVTLYR screener when funds are limited➡️ The backtested performance of Plans M, A, and ETF and when to apply each oneWe also dive into rolling strategies with real examples, showing how to take profits while keeping trades alive. Rolling options the right way reduces risk, frees up capital, and keeps you positioned for further gains. You'll see why liquidity, extrinsic value, and ATR triggers matter when deciding the perfect moment to roll.On top of that, we answer community questions about choosing between Plan A and Plan M, when to deploy Plan ETF, and how to handle situations where signals aren't yet available. With OVTLYR, you'll soon have access to thousands more stocks, complete with buy and sell signals, fear and greed heatmaps, and backtested data. No more guesswork, no more “trust me, bro.” Just proven results.This video also emphasizes the importance of risk management and position sizing. Big portfolios often get spread too thin, but the smartest traders know that fewer, well-sized trades built on strong data beat holding dozens of random stocks. With backtested returns showing why Plan M is the most profitable and how Plan ETF protects you during weaker setups, you'll walk away with clarity on exactly how to adapt your trading plan.If you're ready to stop trading on emotions and start using strategies backed by data and proven by results, this video is for you. Learn how OVTLYR helps traders save time, reduce risk, and win more consistently.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
This week on Happily Ever Banter, Uncle Dale and Crystal “Kiki” Mills dive into holiday season fun. From planning Halloween costumes to debating whether it's too early to start decorating for Christmas, they share their takes along with updates on everything the kids are up to. Meanwhile, Dale is sticking with his cold plunge routine and opening up about the effects he's feeling as the challenge continues. Curious about cold plunging? Learn more here: https://titanplunge.com/?ref=DALES Produced by Magnus of Manigold Multimedia Sponsored by Key T Wellness and Ressentials Health #HappilyEverBanter #UncleDale #KikiMills #OutDaughtered #Podcast #Halloween #ChristmasDecorating #ColdPlunge #TitanPlunge #ManigoldMultimedia #KeyTWellness #Ressentials
On today's episode, cohosts Yasmin Gagne and Josh Christensen discuss the latest news in business and innovation. Topics include the federal government shutdown, YouTube settling a lawsuit and paying out $24.5 million to Trump, and a roundup of the latest AI developments. Next, Josh and Yaz speak to senior writer Ainsley Harris about the reproductive technology startup Orchid. They discuss how the company is allowing parents using IVF to screen their embryos for not only genetic anomalies but also to assess the statistical risks for developing hundreds of diseases, from diabetes to cancer. But, to some, the technology blurs the line between disease prevention and “designer babies” for those who can afford the high price of screening. Finally, Josh interviews House of Highlights vice president and GM Drew Muller about how they built their brand, creating original content, long-form franchises, and even a sports league of their own. For more of the latest business and innovation news, go to https://www.fastcompany.com/newsTo read Ainsley Harris's reporting on Orchid:https://www.fastcompany.com/91396712/silicon-valley-wants-you-to-stop-rolling-the-dice-about-your-future-babys-health
"Many countries around the world take time each year to poll their citizens about their favorite songs. It usually happens around Christmas and a major media outlet plays the songs. We will tell you about some of the biggest ones and try to figure out why we don't do that here in America."
This week, Jake and Bob welcome Fr. Matthew Rolling to the show to discuss healing through the lens of Thomistic philosophy. The path to healing isn't a straight path and sometimes our experiences in life cloud our perception of reality. Fr. Matthew explains why philosophy helps us find truth and how it can redirect us when we become confused within our healing journeys. They also explore how sin affects healing, the role of our passions, and the importance of grace. Key Points: Philosophy helps us find the truth about reality Not all questions can be answered by human reason alone The human person is a union of body and soul We should not let our experiences define our reality Our desires have the ability to lead us towards what is inherently good Grace perfects nature, it does not destroy it Resources: The Glorious Freedom of the Children of God by Fr. Matthew Rolling (Available soon for purchase here) St. Gregory the Great Seminary Diocese of Lincoln Healing Professionals Virtual Workshop Chapters: 00:00:00 Introduction 00:04:09 The Importance of Philosophy in Healing 00:09:08 The Error of Experiences Defining Reality 00:15:44 Understanding the Human Person as Body and Soul 00:22:13 The Relationship Between Sin and Wounds 00:25:20 Passions, Emotions, and Apparent Goods 00:34:30 Trauma and the Healing Process 00:41:57 Dealing with Desire, Fear, Joy, and Sorrow 00:47:42 How Grace and Virtue Lead to Healing 00:57:01 Discerning Truth in All Things Connect with Restore the Glory: Instagram: @restoretheglorypodcast Twitter: @RestoreGloryPod Facebook: Restore the Glory Podcast Never miss out on an episode by hitting the subscribe button right now! Help other people find the show and grow in holiness by sharing this podcast with them individually or on your social media. Thanks!
Damon Bruce Plus: Warriors, 49ers, Giants, A’s Bay Area Sports Talk
0:18: Week 5 is right around the corner for the 49ers, and the list of potentially available WRs is wild:1:54: Mac Jones might be back in the lineup in place of Brock Purdy18:09: The 49ers' special teams problems have always been far more than just the jettisoned Jake Moody25:31: The effect of Kittle and Aiyuk's absence on the run game — yes, the run game33:52: “The Jonathan Kuminga situation is over — for now”40:43: Even if the odds are stacked in the Rams' favor, “weird things happen against division rivals”47:57: Today in history: Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
CSX Corp. announced a surprising leadership change, naming Steve Angel as president and CEO, effective last Sunday, succeeding Joe Hinrichs. The move follows activist investor calls for Hinrichs to step down as CSX's metrics trailed other Class I carriers. California has officially gutted the two largest components of its Advanced Clean Fleets rule that would have impacted trucking in the state. This withdrawal was inevitable after the California Air Resources Board yanked its request for an EPA waiver in the face of the imminent Trump administration. New federal data ranks Wyoming as the deadliest state for truck crashes per capita, followed by New Mexico and Mississippi. You can read more about the findings, based on National Highway Traffic Safety Administration data which also noted that Texas ranked first for the overall total number of fatalities. Tune into FreightWaves TV later today for Check Call with Mary O'Connell and Loaded and Rolling with Thomas Watson. Also, remember that we are less than three weeks away from the Future of Freight Festival (F3) in Chattanooga, Tennessee, so register soon to save money off your ticket. Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode Stefan Heck, CEO of Nauto joins us to talk about the technology and processes behind fleet vehicle safety technology and how artificial intelligence and machine learning are changing how fleets handle safety. Follow the Loaded and Rolling Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
do not postpone love, roll in it like arancini
Send us a textStay Connectedhttps://www.commstock.com/https://www.facebook.com/CommStockInvestments/https://www.youtube.com/channel/UClP8BeFK278ZJ05NNoFk5Fghttps://www.linkedin.com/company/commstock-investments/
Scott Boatwright, CEO of Chipotle, shares his journey from humble beginnings to leading one of America's most recognizable brands. He reflects on his personal experience with food insecurity, Chipotle's work with No Kid Hungry, and why the restaurant industry is uniquely positioned to help solve childhood hunger. Scott also opens up about leadership, building a mission-driven culture, and the ongoing fight to ensure every child has access to nutritious meals. Episode Credits:Produced by: Branded Hospitality MediaHosted by: Michael Schatzberg, JImmy FrischlingProducer: Julie ZuckerCreative Director: Adam LevineShow Runner: Drewe RaimiPost Production: Three Cheers Creativewww.thehospitalityhangout.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hour two of DJ & PK for September 30, 2025: What is Trending: NFL, CFB, NBA, MLB, NHL Hot Takes or Toast: All is well with the Utah Utes? Good times rolling in Provo?
The entirety of DJ & PK for Septembeer 30, 2025: HOUR ONE Bronco Mendenhall, Utah State Football Austin Ainge, Utah Jazz President of Basketball Operations Kalani Sitake, BYU Football HOUR TWO What is Trending: NFL, CFB, NBA, MLB, NHL Hot Takes or Toast: All is well with the Utah Utes? Good times rolling in Provo? HOUR THREE Frank Dolce, Former Utah Quarterback Money talks and rules in college sports Welcome to the sports equinox HOUR FOUR Shehan Jeyarajah, CBS Sports Slacker Radio Headlines Feedback of the Day
Recap the sports weekend.
Footballguys The Audible - Fantasy Football Info for Serious Fans
Get your 10-minute fantasy football edge: Bob Harris & Mike Dempsey break down today's NFL news + what it means for your team.
This episode delivers a delightfully chaotic mix of everyday frustrations and apocalyptic humor. The hosts dive into their return-to-office woes, with Jeff hilariously describing their twice-weekly visits to an empty building where their only human interaction is with Krista, the cheerful cleaning lady.The conversation takes an unexpected turn as they discuss following Sam's dive into "rapture TikToks" and joking about drinking to mark failed apocalyptic predictions, creating a perfect blend of mundane office life and end-times comedy. From there, it's a wild ride through weekend adventures including Bills games, expensive concert complaints, bartending struggles with unhelpful coworkers, and an unforgettable encounter with someone cleaning their prosthetic leg outside a restaurant.
Today on Valentine In The Morning: Listeners try to sum up adulthood in just one sentence—equal parts relatable and hilarious. Plus, we imagine the lineup for a “Still Kickin' It” tour, spotlighting legendary artists who are older but still rocking the stage.Listen live every weekday from 5–10am Pacific: https://www.iheart.com/live/1043-myfm-173/Website: 1043myfm.com/valentineInstagram: @ValentineInTheMorningFacebook: https://www.facebook.com/valentineinthemorningTikTok: @ValentineInTheMorning
Hour 1 Oklahoma State fires longtime head coach Mike Gundy Jay Hill has defense rolling | BYU defensive weakness What you may have missed: Jaxson Dart named starter Hour 2 ESPN CFB reporter Ian Fitzsimmons Good, Bad & Ugly Whole World News Hour 3 Colorado PxP Mark Johnson Sports Roulette
Our CIO Mike Wilson joins U.S. Equity strategist Andrew Pauker to answer frequently asked questions about their latest economic outlook, including how U.S. equities are transitioning to a new bull market. Read more insights from Morgan Stanley.----- Transcript ----- Mike Wilson: Welcome to Thoughts on the Market. I'm Mike Wilson. Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today we're going to try something a little different. I have my colleague, Andrew Pauker from the U.S. Equity Strategy Team here to discuss some of the client questions and feedback to our views. It's Monday, September 22nd at 11:30am in New York. So, let's get after it. Andrew, we constantly deal with client questions on our views. More recently, the questions have been focused on our view that we've transitioned from a rolling recession to a rolling recovery in a new bull market. Secondarily, it's about the tension between the equity market's need for speed and how fast the Fed will actually cut rates. Finally, why is accelerating inflation potentially good for equities? Where do you want to start? Andrew Pauker: Mike, in my conversations with clients, the main debate seems to be around whether the labor cycle and earnings recession are behind us or in front of us. Walk us through our take here and why we think the rolling recession ended with Liberation Day and that we're now transitioning to an early cycle backdrop. Mike Wilson: So, just to kind of level set, you know, we've had this view that – and starting in 2022 with the payback and the COVID demand. And from the pull forward – that began, what we call, a rolling recession. It started with the technology sector and consumer goods, where the demand was most extreme during the lockdowns. And then of course we've had recessions in housing, manufacturing, and other areas in commodities. Transportation. It's been very anemic growth, if any growth at all, as the economy has been sort of languishing. And what's been strong has been AI CapEx, consumer services, and government. And what we noticed in the first quarter, and we actually called for this almost a year ago. We said now what we need is a government recession as part of the finishing move. And in fact, Doge was the catalyst for that. We highlighted that back in January, but we didn't know exactly how many jobs were lost from Doge's efforts in the first quarter. But we got that data recently. And we saw an extreme spike, and it actually sort of finished the rolling recession. Even AI CapEx had a deceleration starting in the summer of 2024. Something else that we've been highlighting and now we're seeing pockets of weakness even in consumer services. So, we feel like the rolling recession has rolled through effectively the entire economy. In addition to the labor data that now is confirming – that we've had a pretty extreme reduction in jobs, and of course the revisions are furthering that. But what we saw in the private sector is also confirming our suspicions that the rolling recession's over. The number one being earnings revision breath, something we've written about extensively. And we've rarely seen this kind of a V-shaped recovery coming out of Liberation Day, which of course was the final blow to the earnings revisions lower because that made companies very negative and that fed through to earnings revisions. The other things that have happened, of course, is that Doge, you know, did not continue laying people off. And also, we saw the weaker dollar and the AI CapEx cycle bottom in April. And those have also affected kind of a more positive backdrop for earnings growth. And like I said before, this is a very rare occurrence to see this kind of a V-shape recovery and earnings revision breaths. The private economy, in fact, is finally coming out of its earnings recession, which has been in now for three years. Andrew Pauker: And I would just add a couple of other variables as well in terms of evidence that we're seeing the rolling recovery take hold, and that Liberation Day was kind of the punctuation or the culmination of the rolling recession, and we're now transitioning to an early cycle backdrop. So, number one, positive operating leverage is causing our earnings models to inflect sharply higher here. Median stock EPS growth, which had been negative for a lot of the 2022 to 2024 period is now actually turning positive. It's currently positive 6 percent now. The rolling correlation between equity returns and inflation break evens is also now significantly positive. That's classic early cycle. That's something we saw, you know, post COVID, post GFC And then lastly, just in terms of the market internals and kind of what, you know, under the surface, the equity market is telling us. So, the cyclical defensive ratio was down about 50 percent into the April lows. That's now up 50 percent from Liberation Day and is kind of breaking the downtrend that began in April of 2024. So, in addition to the earnings revisions V-shaped recovery that you mentioned, Mike. Those are a couple of other variables as well that are confirming that we're moving towards an early cycle backdrop and that the ruling recovery is commencing. Okay. So, we had the FOMC meeting. As expected the Fed delivered a 25 basis point cut. Mike, what's your read on the meeting as it relates to equities and the reaction function? Mike Wilson: Yeah, I mean this is really what we expected along with the consensus. We didn't have a different view that the Fed would give us 50. They gave us 25, and some people have characterized this as sort of a hawkish cut and very different than what we saw a year ago when the Fed kicked off that part of the rate cutting cycle with 50 basis points because they probably were worried a bit more about the labor market than they were about inflation. But you know, ultimately we think the labor data is going to get worse or the payroll data will prove to be worse because of the delay between the Doge layoffs and when those folks can file for unemployment insurance, which should be in October. And it's that delayed data that will then get the Fed cutting in earnest, which is what's necessary for the full rotation to kind of the lower quality parts of the market. So, while you're right that we've seen cyclicals perform, they haven't performed in the same way that we've seen prior cycles, like in 2020 or [20]08-[20]09, because the Fed hasn't cut. They're very far behind the curve. If you buy into our thesis that, you know, we had a rolling recession, we had an employment cycle, and they should be much more generous here. So that tension between the Fed's delay to get ahead of the curve and the market's need for speed to get there sooner and more deliberately – is where we think that, you know, we have to wait for that to occur to get the full rotation to the lower quality, kind of really cyclical parts of the market. Andrew Pauker: Okay, so let's talk about the back end of the yield curve a little bit and why that's important for stocks. In my dialogue with investors, there's a lot of focus here, just given what happened last fall when the Fed cut at the front end and the back end of the yield curve move higher. How should market participants think about this dynamic? Mike Wilson: Yeah, I mean, I think this is an unknown known, if you will, because we saw this last fall. Where the Fed cut 100 basis points and the back end of the 10-year and 30-year Treasury market sold off. That's the first time we've ever seen that in history, where the Fed cuts that aggressively and the backend moves out. And this is a function of just all the fiscal imbalances and the debt issues that we face. And this is not a new issue. So, I think it remains to be seen if the bond market is going to be comfortable with the Fed not ignoring the 2 percent target – but you know, letting it run hot. As we've said, we think ultimately, they will have to let it run hot and they will, because that's what we need to have a chance at getting out of the debt problem. And so that sort of risk is still out in the future. I have less concern about that more recently because of the way the backend of the bond market has traded. But it's something that we need to keep in the back of our mind. If yields were to go back to 4.50, which is our key level, then that would be a problem as long as we're below, you know, sort of 4.50 and we're well below that now we're close to 4, I don't think this is a problem at all. Andrew Pauker: Yeah. One of the points that our colleague in rate strategy Matt Hornbach has highlighted is that the difference between now and the fourth quarter of last year when we saw that dynamic play out was that, you know, the bond market was very focused on the uncertainty around the fiscal situation. You know, we were going into an election, there was a fair amount of uncertainty around what Trump would do from a fiscal standpoint.And now, that is a known known, you know. We have the One Big Beautiful Bill signed into law. We know what the deficit impact is, so there is more clarity for the bond market on that front. So that is one key difference now versus last fall and why we may not see the same kind of reaction in the rates market. Mike, you brought up, kind of, run it hot, which was the title of our note from a couple of weeks ago. I just wanted to get your take on why some inflation coming back is actually a positive for equities and why actually the deceleration that we've seen in inflation over the last couple years is one reason why earnings for small cap indices, for instance, have deteriorated so much. And so, for in this environment where the Fed is perhaps a bit more tolerant of inflation in 2026, why that's actually a positive for equities. Mike Wilson: This is just an underappreciated sort of factoid that we actually identified back in 2020 and [20]21 as well. That when inflation is accelerating, that's a sign that pricing power is pretty good. And we actually see broader earnings. In fact, the best year for earnings, not just small caps, but the – call it the equal weighted S&P 500 was 2021. And that was the year where obviously inflation was really getting out of control. That was just pure profit for a lot of these businesses. And so – earnings will be better. Our call over the next 12 months is not about multiples or the Fed so much, but that we think earnings are going to end up being better than people expect because (a) we've been through this three-year earnings recession. There's a ton of pent-up demand. Okay? And now inflation is reaccelerating as demand comes back. And that is actually going to fall to the bottom line. So not only is that good for stocks, okay, but it's actually, it's also why the equity risk premium can be lower. Because if you want to hedge that risk of inflation moving higher, well then you should be willing to accept a lower equity risk premium relative to what is actually a pretty good base rate for 10-year yields, close to 2 percent on a real basis. So, you know, that's why the equity risk premium can stay low and why stocks can accrue at a, you know, pretty high PE multiple as these earnings come through better than expected. And one of the reasons is that inflation actually is accelerating in some of these areas where it's been deflationary. Andrew Pauker: Lastly, Mike, you know, you brought this up briefly. I want to address rotations under the surface of the market. We took off our large cap buys a few weeks ago, and as you mentioned, kind of signaled our intention – to get more constructive on small caps later this year in the fourth quarter. Can you specifically kind of walk through the signpost that we're waiting for before pressing the long, small cap trade here? Mike Wilson: Yeah, I mean, we've probably… This is probably one of the areas we've done a really good job of just, you know, staying away from the fray. Meaning that, you know, we've been underweight small caps for really four years, and they've underperformed that entire time. I think the thing that we've been really patient about is just waiting for the Fed to lower rates to a level that's more conducive for these businesses that (a) need to obviously recap themselves, but then the cost of capital is just too high. So that's number one. But , at the end of the day, I mean, that should translate into better earnings revisions and that also has lagged. So, it's a combination of the two. The Fed getting ahead of the curve, which I would define as fed funds at least equal to two-year Treasury yields, but hopefully below two-year Treasury yields. Right now, we're about 60-65 basis points still above two-year yields . And then the second one is this ‘earnings your vision breadth on a relative basis. Small over large. It is trying to turn up now. It's been in a straight downtrend really for the last, you know, four years. And so those two together will affect a more robust relative outperformance. And just to be clear, small caps have done really well since Liberation Day, okay. So, in absolute terms, it's been great. It's just the relative trade has not really worked yet. That's where we're going to leave this conversation. Thanks for speaking with me, Andrew, to explain some of the thinking behind our calls. To our listeners, thanks for tuning in. I hope you found it informative and useful, and let us know what you think by leaving us a review. If you think Thoughts on the Market is worthwhile, tell a friend or colleague to try it out.
In this special edition of the Global News Podcast, we're talking about 'tiara diplomacy'.Britain is hosting an unprecedented second state visit for the President of the United States, expected to be full of pomp and pageantry.It's set to be a charm offensive of royal proportions, an invitation extended by the UK Prime Minister Keir Starmer during his meeting with Mr. Trump in February.Joining Celia Hatton with their analysis and expertise are the BBC's security correspondent Frank Gardner, royal correspondent Charlotte Gallagher, UK political correspondent Rob Watson, and former senior North America correspondent John Sudworth.Can King Charles charm his often unpredictable guest at Windsor Castle?And what does this mean for US-UK relations?Producer: Harry Bligh Editor: Karen Martin