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"In our New Year show we related an article that suggested that 3D spatial audio was going to be popular in 2026. Tammy asked for an explanation of 3D audio so here it is. We have examples of both new songs and classic music that has been remixed into a spatial audio format."
Welcome back to the Dollar Wise Podcast. In this episode, Brett Herron, CFP® is joined by Valentina Lucchetti-Gallo, HFM's Marketing & Events Coordinator, for a candid Q&A on one of the most frequently asked-about financial tools: the 401(k). Brett addresses common questions about contributions, taxes, investment options, retirement timelines, and employer matches. Whether you're just starting your career or eyeing retirement, this episode offers practical answers to help you better understand and manage your 401(k) plan.Tune into this episode to also learn:● How Roth vs. Traditional 401(k) contributions impact your taxes● The importance of risk tolerance and how it guides investment selection● What actually happens to your 401(k) when you retire● How employer matches and vesting schedules workWhat we discussed● [00:01:27] What a 401(k) is and why it's a foundational retirement savings tool● [00:02:17] How much you should contribute and how your goals affect that number● [00:03:22] Can you access your 401(k) money before retirement—and should you?● [00:05:25] Roth vs. Pre-tax contributions and their long-term tax implications● [00:08:47] Choosing investments based on risk tolerance and age● [00:12:14] What happens if the market crashes when you're ready to retire● [00:14:24] How to know if you have enough money to retire● [00:17:14] What physically happens to your 401(k) when you retire● [00:19:26] Rolling over an old 401(k) into a new plan or IRA● [00:20:43] Understanding employer matches and vesting schedules3 Things To RememberYour 401(k) is just one piece of your financial plan—contribution decisions should be based on your individual goals.Pre-tax and Roth 401(k) contributions offer different tax advantages depending on when you pay taxes—know which is best for you.Understand your employer's vesting schedule to ensure you don't leave potential retirement savings on the table.Useful LinksConnect with Brett Herron: bherron@hfmadvisors.com | LinkedInConnect with Valentina Lucchetti-Gallo: vlucchetti@hfmadvisors.com | LinkedInLike what you've heard…Learn more about HFM HERE Schedule time to speak with us HEREHFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether...
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.The Fed just made its move and markets are reacting fast. Interest rates were held steady, gold and silver are ripping higher, and this is exactly the kind of environment where having a real trading plan actually matters. Not opinions. Not headlines. A plan. In this video, everything ties back to one core idea: if your strategy depends on “what should happen,” you're already behind.We walk through how the Fed decision plays into market behavior, why common rate cut and rate hike assumptions don't always work the way people expect, and how to use real tools like CME FedWatch to stay grounded in probabilities instead of guesses. This isn't theory for theory's sake. It's about understanding what the market is actually doing right now and adjusting accordingly.You'll also see a full breakdown of how different plans are managed in real time, including when to stay aggressive, when to sit in cash, and how to manage risk when volatility spikes. Gold miners, silver strength, sideways index action, it's all connected, but only if you know how to read it properly. The goal isn't to predict the future. The goal is to react better than everyone else.Halfway through, things shift from macro to execution. Rolling options, managing gamma risk, protecting gains, and reducing downside exposure without killing upside. This is where most traders mess up. They focus on being right instead of managing risk. This video shows exactly how that mistake gets avoided in practice.Here's what you'll take away from this episode:✅ Why interest rates holding steady doesn't mean markets have to rally✅ How gold and silver strength is actually impacting real trades✅ When correlations break and why relying on them can hurt your portfolio✅ How rolling options can remove the majority of trade risk✅ Why transparency and rules matter more than predictionsYou'll also see how everything is tracked openly, from portfolio performance to individual trade adjustments. No paywalls. No mystery results. Just real decisions, shown live, with explanations for why each move is made. Whether markets are chopping sideways or exploding higher, the same principle applies: plan first, react second, and never rely on hope.If the last few years haven't gone the way you wanted in your portfolio, doing more of the same probably isn't the answer. This video is about doing things differently. Saving time. Managing risk. Letting the market come to you instead of chasing every move.Watch it all the way through, especially if you want to understand how disciplined trading actually works when conditions get weird.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
Are product marketers actually marketers, or are they just glorified slide deck designers waiting for sales to bark orders? David Lim—a PMM who's survived Google, HP, and multiple startups—joins the skeleton crew to drop some uncomfortable truths. We talk about earning respect when founders don't have a clue what you do, why knowing your customer's quarterly priorities is a superpower, and what happens when you fight a C-suite exec on product strategy (spoiler: sometimes you get fired). If you've ever been asked to "make that deck pretty," this one's for you.More From This EpisodeThe brutal truth: What happens when you don't earn internal respect as a PMMWhy sales teams don't talk to product teams (and how PMMs become the bridge)The one customer question David asks that unlocks everything: "What are your quarterly priorities?"David got fired for fighting a founder on product strategy—here's what he learnedWhy most founders have zero idea what PMMs actually do (and think you're just a lead gen machine)The "gut feeling" trap: When executives ignore your research and launch anywayHow to stop rolling your eyes when leadership makes dumb decisions (David admits he's not good at this)Why working under the product org might actually be better for PMMsThe ultimate PMM flex: Knowing your customer better than anyone in the companyAre PMMs actually marketers, or just the people who make sales decks look pretty?Time Stamps 00:00 Introduction and Season 5 Kickoff00:59 Introducing Guest: David Lim (PMM at BVO)02:36 The Big Question: Are Product Marketers Actually Marketers?04:15 How PMMs Earn Respect (Or Get Stuck in the Black Hole)07:00 What Sets PMMs Apart: Cross-Functional Collaboration09:45 The Research That Changed Everything (Working Under Product Org)13:00 Advocating for PMM: Educating Teams on What You Actually Do16:00 The Metrics Problem: What Should PMMs Own?20:00 Working with Customer Success Teams (QBRs and Product Feedback)23:00 When You Know the Customer Better Than Anyone Else26:00 Understanding Quarterly Priorities (The Detail Most PMMs Miss)29:00 Customer Advisory Boards and Sales Advisory Boards33:00 The Struggle: When Executives Ignore Your Research35:00 David's Story: Getting Fired for Fighting Product Strategy38:00 Gab's Story: When a Writer Called the Product "Shit"40:00 Rolling with the Punches (And Why It's Hard)42:00 In-House vs. Agency PMM: The Respect Difference45:00 Post-Launch Research: The Key to Proving You Were Right47:00 The Founder Talk: Setting Clear Expectations49:00 Understanding the Customer's Buying Process50:00 Wrap-Up and Where to Find DavidHosted on Ausha. See ausha.co/privacy-policy for more information.
SABRES CRUSHED THE LEAFS IN TORONTO. NOW 3RD IN THEIR DIVISION, DETROIT IS IN THEIR SIGHTS AND IS IT TOO SOON TO LOOK AT TB? IS IT HARDER TO TRADE TUCH NOW? DOES THIS COACHING STAFF COME BACK IF THEY MAKE THE PLAYOFFS 3 GOALIE ROTATION HAS ACTUALLY WORKED Learn more about your ad choices. Visit megaphone.fm/adchoices
As he approaches his 91st birthday, legendary broadcaster Mort Crim proves that curiosity and adventure do not retire.Last summer, while in the middle of a cross-country RV journey, we caught up with Mort as he traveled America in his Class B Winnebago Travato with his cat Groucho. That journey is now complete, and in this follow-up conversation in RV Podcast Episode 578, Mort reflects on what the road revealed about America, aging, grief, and healing.Mort shares how seeing the country firsthand, through campgrounds, small towns, and everyday conversations, gave him a very different perspective than the one often portrayed in the media. He also speaks openly about how RVing helped him work through the grieving process after losing his wife, providing space, movement, and purpose during a difficult season of life.Now, with that chapter behind him, Mort is already making plans for a busy 2026 RV travel season, proof that living small and moving often can keep life expanding at any age.This is a thoughtful, deeply human conversation about resilience, perspective, and why the RV Lifestyle can change far more than your address.Also this week, Mike and Jen answer your RV Questions, including how much snow an RV roof can handle.
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you have ever traded options and thought, why does this feel harder than it should be, this class is going to hit home.In this OVTLYR University session, we get real about the biggest mistakes people make when trading options. Not theory. Not hype. Not fantasy trades that only work in hindsight. This is the stuff that quietly drains accounts while traders tell themselves they just had “bad luck.”The core idea is simple. If you do not have an edge, you are not trading. You are gambling. Casinos survive because they know the rules, the probabilities, and the math behind every bet. Trading works the same way. You are not trying to win every trade. You are trying to survive long enough for your edge to play out over a series of trades.That means rules matter. Testing matters. Discipline matters. And yes, doing the boring work matters way more than chasing the next shiny setup.We talk through why so many traders overpay for options without realizing it. Just because an option is available does not mean it is a good deal. Extrinsic value, delta selection, and bid ask spreads all stack the odds either for you or against you. Ignore them and you are starting every trade in a hole.Then we get into one of the most misunderstood tools in options trading: rolling.Rolling is not about being clever. It is about staying alive. It is about reducing risk, locking in partial profits, and keeping a winning trade working while the market does what it loves to do, which is surprise everyone. The goal is not to squeeze every last dollar out of one position. The goal is to protect capital so you can keep playing the game.Here are some of the biggest takeaways from this class:✅ Why trading without a proven edge is the fastest way to blow up an account✅ How backtesting and paper trading remove emotion from decision making✅ The hidden danger of overpaying for options✅ Why rolling options can dramatically reduce downside risk✅ How capital preservation leads to long term compoundingReal trade examples show exactly how rolling can turn a brutal situation into a survivable one. Instead of taking near total losses, risk gets reduced step by step. That flexibility is everything when markets move fast or gap against you. We also break down why certain sectors and events are avoided altogether and how one bad overnight move can ignore your stop loss completely.Guest perspectives add another layer by reframing rolling as a sliding scale of risk. You decide how aggressive or conservative you want to be. There is no single “right” style, but there are very real consequences to ignoring risk management.If you are serious about options trading and tired of making the same mistakes over and over, this lesson is required viewing. Subscribe to the OVTLYR channel for more real-world trading education, practical strategies, and honest conversations about what actually works in the market.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
The Tommies are winners of 10 games in a row in men's hockey and are in a great spot to make the NCAA Tournament. Sam Ekstrom is the voice of St. Thomas men's hockey and he joined the show discuss the Tommies long winning streak, the season so far in it's entirety and he helps preview a big weekend ahead against Michigan Tech. Ross and Corbu also talk Tommies men's hoops, another team currently playing great in their conference with tournament time right around the corner. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Trump's pledge to roll back regulations isn't inherently bad, but the way he's going about it is problematic in just about every way.Join the Patreon here: https://www.patreon.com/PeterZeihanFull Newsletter: https://bit.ly/49MDVhg
Today, Sun business reporter Tamara Chuang puts context around a variety year-end reports and statistics, including the 1 million business in Colorado, the state’s GDP as it relates to job growth, and the growing vacancy rates for both downtown Denver office space and metro area apartments. https://coloradosun.com/2026/01/24/new-colorado-businesses-2025-but-slow-renewals-dissolutions/ https://coloradosun.com/2026/01/22/denver-downtown-office-vacancy-rate-tenants-workplace/ https://coloradosun.com/2026/01/21/apartments-in-metro-denver-reach-highest-vacancy-rate-in-16-years-pushing-down-rents-again/ See omnystudio.com/listener for privacy information.
At Trimble Insight 2025 in New Orleans, FreightWaves' Thomas Wasson sits down with Brian Mulshine, Senior Director of Product Management at Trimble, to unpack how AI, integrations, and real-time data are reshaping fleet maintenance. From AI-powered road call agents and automated invoice processing to predictive maintenance, OEM deep-linking, and tire failure trends, this conversation dives into how fleets can reduce downtime, slash administrative work, and keep trucks rolling in a tight freight market. A must-watch for fleet operators, maintenance leaders, and anyone focused on keeping equipment profitable. Follow the Loaded and Rolling Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
0:00 ... Ross opens the show and dedicates episode #219 to Luka Doncic, the rookie of the year in 2019. 0:58 ... Bruce reacts to his return to the show after missing last week. 1:17 ... The guys discuss the streaking Toronto Raptors and how they've risen to number 3 in the east. 6:52 ... The Chicago Bulls retired Derrick Rose's #1 over the weekend and the team has been on a hot streak before losing on Monday to the Lakers. 11:41 ... The LA Clippers have been on a heater since the week before Christmas with 15 wins in their last 18 games. Can they keep it rolling and actually make the playoffs? 15:21 ... The Portland Trailblazers have made great strides and are growing up before our eyes. How has rookie coach Tiago Splitter done replacing Chauncey Billups? 19:44 ... There have been some key injuries involving big names over the last week. Tops on the list is Giannis Antetokounmpo. Is there more to his injury than we've been led to believe? 24:03 ... The situation between the Warriors and Jonathan Kuminga took two bizarre turns over the past week. He seemed poised to regain his starting job when Jimmy Butler suffered a season ending injury, but JK was only able to play one full game before HE was injured. The bad blood between Kuminga and management continues as well. 29:00 ... Ja Morant is another star on the trading block and Memphis seems like a candidate for a reset, so it may just be time for Morant to move on. The guys wrap up this discussion with thoughts on whether any of these guys are going to be traded before the deadline. 34:51 ... The sound of the gong means it's time for Final Thoughts ... World B has not given up on the 76ers, but they were trounced by Charlotte on Monday night. 37:02 ... Ross shares his final thought on Giannis and his situation with the Bucks. It has been a painful season for everyone around the team. 38:40 ... Bruce shares a final thought on his "long strange trip" from Florida to Connecticut over the weekend. 41:29 ... Ross waraps it up and says goodbye. TRT 41:59 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Rolling Joint Remix By 3DProteus https://www.thingiverse.com/thing:4101834 Bambu X1C PolyMaker PLA 4hr 57mins X:223 Y:218 Z:41mm .2mm layer / .4mm Nozzle 10% Infill / 1mm Retraction 200C / 60C 163g 230mm/s ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Adafruit on Instagram: https://www.instagram.com/adafruit Shop for parts to build your own DIY projects http://adafru.it/3dprinting 3D Printing Projects Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOWD2dJNRIN46uhMCWvNOlbG 3D Hangout Show Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVgpmWevin2slopw_A3-A8Y Layer by Layer CAD Tutorials Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVsMp6nKnpjsXSQ45nxfORb Timelapse Tuesday Playlist: https://www.youtube.com/playlist?list=PLjF7R1fz_OOVagy3CktXsAAs4b153xpp_ Connect with Noe and Pedro on Social Media: Noe's Twitter / Instagram: @ecken Pedro's Twitter / Instagram: @videopixil ----------------------------------------- Visit the Adafruit shop online - http://www.adafruit.com/?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Subscribe to Adafruit on YouTube: http://adafru.it/subscribe Adafruit Monthly Deals & FREE Specials https://www.adafruit.com/free?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Join our weekly Show & Tell on G+ Hangouts On Air: http://adafru.it/showtell Watch our latest project videos: http://adafru.it/latest?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting 3DThursday Posts: https://blog.adafruit.com/category/3d-printing?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting New tutorials on the Adafruit Learning System: http://learn.adafruit.com/?utm_source=youtube&utm_medium=videodescrip&utm_campaign=3dprinting Music by Dan Q https://soundcloud.com/adafruit -----------------------------------------
Reach out to Cody and Buhler to tell them what's up!Lane Kiffin is living up to his Portal King moniker at LSU, Darian Mensah-Duke-Miami drama is continuing, and Dabo Swinney cooked Ole Miss and Pete Golding. Cody Williams breaks down all the transfer portal trappings with John Buhler getting a well-deserved break. He also looks at Notre Dame getting favorable treatment in the CFB Playoff, Arthur Smith taking over as Ohio State's offensive coordinator, Deion Sanders fining players, critiques a way-too-early Top 25 rankings, and finally talks about jersey patches coming to college football. Support the show
6:30 - Jeremy and Joe speak on the Sabres as they are red hot and speak more on the Bills coaching search.
Hour 1 in full
Register your feedback here. Always good to hear from you!Climbing can be exhilarating. It can also be daunting, and even dangerous. We'll deal with both extremes this week – the experiences that draw us closer to God spiritually if not physically; the alternative “highs” that may interfere with bigger purposes; the mountains God moves for us, as opposed to the ones He asks us to climb; and the annoyances that come with building a stack of game pieces that reach all the way to heaven.Check out Hal on YouTube at https://www.youtube.com/@halhammons9705Hal Hammons serves as preacher and shepherd for the Lakewoods Drive church of Christ in Georgetown, Texas. He is the host of the Citizen of Heaven podcast. You are encouraged to seek him and the Lakewoods Drive church through Facebook and other social media. Lakewoods Drive is an autonomous group of Christians dedicated to praising God, teaching the gospel to all who will hear, training Christians in righteousness, and serving our God and one another faithfully. We believe the Bible is God's word, that Jesus died on the cross for our sins, that heaven is our home, and that we have work to do here while we wait. Regular topics of discussion and conversation include: Christians, Jesus, obedience, faith, grace, baptism, New Testament, Old Testament, authority, gospel, fellowship, justice, mercy, faithfulness, forgiveness, Twenty Pages a Week, Bible reading, heaven, hell, virtues, character, denominations, submission, service, character, COVID-19, assembly, Lord's Supper, online, social media, YouTube, Facebook.
Nebraska basketball kept rolling Saturday, shaking off a flat first half to defeat Minnesota on the road and stay undefeated ranked matchups against Michigan and Illinois await the Big Red this week. Can they keep it going? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
On this month's Delta Episode, we talk about getting through your video game backlog, making garlic bread, and getting into bar fights!!Hosts: Jared Gonzalez, Chaz Hawkins, Mauro Piquera. Master Chief Engineer: Jared Gonzalez. Editor: Jared Gonzalez. Graphics Editor: Jared Gonzalez. Digital Media Editor: Jared Gonzalez. Producer: Jared Gonzalez. https://linktr.ee/razzledazzleshowpodcast?utm_source=linktree_profile_share#razzledazzle #razzledazzleshow #podcast #gamingpodcast #popculture
BLEAV in Hornets with Will "Dolla Bill" Bush is your go-to podcast for all things Charlotte Hornets. Hosted by William Bush, this episode offers a look into the Hornets' previous pendulum swing in the positive direction as we break down the latest in GREATEST things going on for BUZZ CITY. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Rolling (to a Full Stop) - FAAF 248In this 248th episode, I share my reflections from January 19-23, 2026. Check out the WHOLE SPOTIFY PLAYLIST I put together with all the listens mentioned below:>>> bit.ly/E248FreshAirAtFivePlaylist
Super Bowl Preview and Line Check .Darnold proves doubters wrong . Patriots back to dance . Nebraska still undefeated . Raptors rolling . Saturday Night Main Event Recap with Moe Khan and Cam Stewart .
Episode 100 has arrived! The Hoop Hogs win their games against Vanderbilt and LSU. We'll take a look at other scores and news around the SEC and NCAA. Plus, we'll discuss the NFL Playoffs and recent coaching hires. https://www.youtube.com/live/u-T0oZSeOvE?si=obrK7_wIOqiPF7Q4 https://www.facebook.com/share/v/1NVSrf24Qr/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Brick by Brick Brilliance: Lego's Smart Play Sparks a Smarter Toybox. Sweet Sounds & Sugar Shocks: The Lollipop That Listens Back. Twist & Shout: The Headphones That Refuse to Stay in One Lane. Triple the Trouble, Triple the Tech: Samsung's TriFold Teases the Future. Refresh-Rate Revelation: Xreal's Rapid Reality Rethinks Smart Glasses. Soulmate Silicon: The Desk-Bound AI That Thinks It Belongs With You. Solar, Strollers and Stored Sunshine: Jackery's Power Play Pushes Portability Forward. Rolling the Dice: Lenovo's Expanding Experiment in Laptop Design. Mind Over Mouse: Brainy Beats Boosting Gamer Brilliance.
Rapper and songwriter Brooke Candy (host of Unwrapped) joins Nicole to discuss meeting her future husband in a desert shack and moving in with him after only a week. She shares the time her wig fell off mid-hookup, what made her go from open relationships to a monogamous one, and relationship texting styles.Brooke relives her jobs in the HUSTLER office, working as a stripper, and being a blunt-roller for a money laundering front. Plus, Nicole shares her theory on why she is murder-proof.Check out her podcast Unwrapped, with Nicole Byer.Watch this episode on our YouTube channel at https://www.youtube.com/@WhyWontYouDateMePodcastSupport this podcast and get discounts by checking out our sponsors:» Planned Parenthood: Donate to support Planned Parenthood now at plannedparenthood.org/defend.» Warby Parker: Our listeners get 15% off plus free shipping when they buy two or more pairs of prescription glasses at WarbyParker.com/DATEME — using our link helps support the show. #WarbyParker #adventure » Jones: Ready to quit for good? Go to quitwithjones.com/DATEME to start your personalized quitting journey and get 15% off with code DATEME.Squarespace: Head to squarespace.com/DATEME to save 10% off your first purchase of a website or domain using code DATEME.Follow:All Links: linktr.ee/whywontyoudatemeTour Dates: linktr.ee/nicolebyerwastakenYouTube: @WhyWontYouDateMePodcastTikTok: @whywontyoudatemepod Instagram: @nicolebyerX: @nicolebyerNicole's book, #VERYFAT #VERYBRAVE: indiebound.org/book/9781524850746This is a Headgum podcast. Follow Headgum on Twitter, Instagram, and Tiktok. Advertise on Why Won't You Date Me? via Gumball.fm.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today, markets are happy to have dodged a US-Europe trade war this week, but we consider a few issues (besides the acceleration in high-impact earnings reports next week), or "grenades" that may or may not go off from here: first, whether this winter storm hitting the US could have an impact, among other things, on AI data centres - not in a storm sense, but in a storm of protest sense, second, the EU Mercosur trade deal and whether this opens up internal strife within key EU institutions, and third, a very delayed-fused situation for sterling and gilts linked to Labour party politics in the UK. Also, the BoJ, whether FX vol is finally heating up and much more on the pod, which is hosted by Saxo Global Head of Macro Strategy John J. Hardy Here's that link to that piece on the US and Europe not speaking the same structural language on the world order, indicative of the overall massive rift that remains despite not engaging in a trade showdown this week. For our longer form podcasts, you will also find links discussed on the podcast and a chart-of-the-day over at the John J. Hardy substack. Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro and outro music by AShamaluevMusic DISCLAIMER This content is marketing material. Trading financial instruments carries risks. Always ensure that you understand these risks before trading. This material does not contain investment advice or an encouragement to invest in a particular manner. Historic performance is not a guarantee of future results. The instrument(s) referenced in this content may be issued by a partner, from whom Saxo Bank A/S receives promotional fees, payment or retrocessions. While Saxo may receive compensation from these partnerships, all content is created with the aim of providing clients with valuable information and options.
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.This video is all about one thing that decides whether trades work or fail: alignment between the market, the sector, and the stock. If those three are not pointing in the same direction, trading gets harder, drawdowns get deeper, and frustration ramps up fast. When they are aligned, trading feels cleaner, calmer, and far more consistent.A major point hammered home is how little control an individual stock actually has on its own. Roughly speaking, the market drives the biggest portion of price movement. The sector comes next. The stock itself is last. That means you can find what looks like a perfect setup, but if the market is weak or the sector is getting crushed, the odds are stacked against you before you even click buy.This is why cash is treated as a real position, not a failure. When the market is on a sell signal, the goal is not to be clever. The goal is to protect capital. Forcing trades in bad conditions is how accounts slowly bleed. Sitting in cash keeps risk low and leaves room to press when conditions improve.A lot of time is spent on options risk management, specifically rolling for credit. Rolling is not about trading more or being active for the sake of it. It is about reducing risk. Every roll for credit offsets the original cost of the trade, removes exposure, and locks in progress. Even if the trade completely collapses later, the damage is dramatically smaller than if nothing had been managed along the way.Another important concept is how winning streaks can actually be dangerous. After a run of good trades, many traders start sizing up, bending rules, or assuming the next trade will behave like the last one. That is usually when losses hit hardest. Each trade is independent. The market does not care what happened yesterday. Discipline matters most when confidence is high.Volatility and structure also matter, especially with options. Leveraged ETFs, wide bid ask spreads, low open interest, and volatility drag can all distort pricing. If you do not understand how these forces work, options can move against you even when the stock looks fine on the surface.Here are the key ideas covered in detail:✅ Market direction matters more than any single stock setup✅ Sector strength can amplify gains or completely cap them✅ Stock setups only work best when market and sector agree✅ Cash is a strategic position when conditions are poor✅ Rolling options for credit removes risk instead of chasing upside✅ Partial profits protect accounts during pullbacks✅ Winning streaks increase risk if discipline slips✅ Volatility drag impacts leveraged ETFs over time✅ Liquidity and spreads directly affect option performanceThe OVTLYR framework is used throughout to keep decisions objective. Signals are not predictions. They are filters. If alignment is missing, the answer is simple: do nothing. If alignment is present, risk can be taken with intention instead of hope.This approach strips trading down to its core. Protect capital first. Trade when conditions are favorable. Manage risk aggressively. Let winners run without getting emotional. The goal is not excitement. The goal is survival and consistency over time.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
Content Warning: Entomophobia, Fungi and RotThe Beholder out of sight, the Hunting Party turns their attention to the vestiges of his work across the Beastlands. First up, the new colony knocking on their door. Can they unite to stand against the hive mind? Or is this Queen's gambit enough to finish the Unicorn Knights?---Our show contains fantasy violence (and the occasional foul language), treat us like a PG-13 program!---Thank you to our friends at Join the Party! Check them out Here:https://www.jointhepartypod.com/Multitude Podcasts: https://multitude.productions/showsInstagram: @jointhepartypodVR-LA and Vhas enamel pins available now! Order yours while supplies last:https://crowdmade.com/collections/rolling-with-difficultyRolling with Difficulty Patreon:patreon.com/rollingwithdifficultyRolling with Difficulty Discord:https://discord.gg/8c9e4xhUKyMerch:https://crowdmade.com/collections/rolling-with-difficultyContact the Pod:rollwithdifficulty@gmail.comRSS Feed: https://rollingwithdifficultypod.transistor.fm/Youtube: https://www.youtube.com/c/RollingwithDifficultyInstagram: @rollwithdifficultyBlueSky: @rollwithdifficulty.bsky.socialTik Tok: @rollwithdifficultyCast:Dungeon Master - Austin FunkBlueSky: @atthefunk.bsky.socialThe Set's Journal of Faerun: https://www.dmsguild.com/product/345568/The-Sets-Journal-of-Faerun-Vol-1?term=the+setKatya - Sophia RicciardiBlueSky: @sophiekay.bsky.socialInstagram: @_sophie_kayMoviestruck: https://moviestruck.transistor.fm/Patreon: https://www.patreon.com/moviestruckTrystine - OSP RedBlueSky: @overlysarcastic.bsky.socialInstagram: @overly.sarcastic.productionsOverly Sarcastic Productions: https://www.youtube.com/c/OverlySarcasticProductionsChannel/Kireek - NoirBlueSky: @noirgalaxies.bsky.socialInstagram: @noirgalaxiesGarou - WallyBlueSky: @wallydraws.bsky.socialInstagram: @stuckinspacePortfolio: https://ghost_astronaut.artstation.com/Want to send us snail mail? Use this Address:Austin Funk1314 5th AvePO Box # 1163Bay Shore NY 11706Character Art by @stuckinspaceBackground Art by @tanukimi.sMusic by: Dominic Ricciardihttps://soundcloud.com/dominicricciardimusicFeatured Tracks:Hunting Party ThemeWhen Will the Beast Land?Rolling, Possibly with a Bit of DifficultyBig BattleTense MomentThe Beast Has Landed ★ Support this podcast on Patreon ★
The Transit Authority of Calhoun County (TACC), also known as Ride Calhoun, is working to change the way residents think about public transit throughout the county. Mallory Avis, Executive Director of Ride Calhoun, talks to Community Matters about why a more robust county-wide transit authority is important for the needs of all residents and how technology is helping to make it available for all levels of access. Ride Calhoun is also looking for feedback to help make their services even better. They'll be hosting a public hearing to discuss fee structures on January 27 at Marshall City Hall. You can also visit their website and share your feedback there. Episode ResourcesRide Calhoun WebsiteABOUT COMMUNITY MATTERS Former WBCK Morning Show host Richard Piet (2014-2017) returns to host Community Matters, an interview program focused on community leaders and newsmakers in and around Battle Creek. Community Matters is heard Saturdays, 8:00 AM Eastern on WBCK-FM (95.3) and anytime at battlecreekpodcast.com.Community Matters is sponsored by Lakeview Ford Lincoln and produced by Livemic Communications.Do you have a non-profit you'd like to hear highlighted on Community Matters? Go to our website and let us know!
Today's episode was based on an old Slavic folk tale. Momo and Papa live high up in the mountains and one day Momo decided to bake Papa a roll. Follow along to find out what unexpected things happen next! Draw us a picture of what you think any of the characters in this story look like, and then tag us in it on instagram @storiespodcast! We'd love to see your artwork and share it on our feed!! If you would like to support Stories Podcast, you can subscribe and give us a five star review on iTunes, check out our merch at storiespodcast.com/shop, follow us on Instagram @storiespodcast, or just tell your friends about us! Check out our new YouTube channel at youtube.com/storiespodcast. If you've ever wanted to read along with our stories, now you can! These read-along versions of our stories are great for early readers trying to improve their skills or even adults learning English for the first time. Check it out.
"A report from Spikerz, an Israeli company that tracks hacking, suggests that in 2025, music hacks were a sizeable number of methods bad actors were using to extract money from unsuspecting persons and companies. We have the numbers and multiple examples."
In the middle of Milwaukee winter, most of us are used to being outside and active if the conditions are juuust right. But there's a cycling group that meets every month — warm or cold, rain or shine — to ride and connect.Scrappy Hour typically meets on the last Sunday of the month, rolling out from places like Cactus Club and The Daily Bird, with riders of all kinds joining in. Radio Milwaukee director of development Jay Burseth was one of those riders on a foggy and overcast December morning that wasn't exactly ideal cycling weather. But, as he found out, that's one of the group's secrest to community-building: showing up, regardless of the conditions.To learn more about Scrappy Hour, including info about future rides, follow them on Instagram.#####Episode host: Kim ShineGuest host: Jay BursethUniquely Milwaukee is supported by our Radio Milwaukee members.
(00:00) — Welcome and guest credentials: Dr. Gray introduces Dr. Christine Crispin and frames the workshop.(02:10) — Redefining “premed”: Shift from “I'm going to med school” to ongoing career exploration.(05:40) — First‑year success: Why freshman year should prioritize academics and campus adjustment.(08:45) — Dip, don't dive: A toe‑dip into service or shadowing without hurting grades.(12:00) — Do first‑years need advising?: One early meeting to avoid wrong turns and set expectations.(13:40) — Map your courses to MCAT: Align chem/bio/phys/biochem sequencing with your test timeline.(14:58) — Planning the first summer: Add clinical, service, research, or EMT/MA training.(18:05) — Getting certified as an MA: Capier mention and how CCMA can open clinical roles.(19:53) — Work hours that work: Balance school first; per diem and single weekly shifts count.(22:05) — Small hours, big totals: Why 2–4 weekly hours compound into strong experience.(23:40) — Non‑clinical options and impact: Alternatives when sites won't take volunteers and creating your own service.(26:10) — Research reality check: Useful skills, not the centerpiece unless MD‑PhD.(28:10) — Why clinical and shadowing matter: Test fit for patient care and physician responsibilities.(31:46) — What counts as clinical: Direct patient interaction vs adjacent roles that don't qualify.(32:43) — Shadowing continuity: Avoid one‑and‑done; keep modest, ongoing exposure.(34:50) — Sophomore advising focus: Decide timeline, identify gaps, and meet each semester.(36:34) — Recovering from GPA dips: Diagnose causes, seek help, and build an upward trend.(39:13) — Summer before junior year: MCAT study or rinse‑and‑repeat on experiences.(40:10) — The gap year decision: Experiences, GPA trajectory, goals, and bandwidth.(43:23) — Readiness check: Confirm hours, recency, MCAT timing, and letters before applying.(45:58) — MCAT score myths: Why you don't need a 520 and sane score ranges.(48:45) — Letters of rec strategy: Cultivate relationships early; ask for strong letters in spring.(52:01) — Committee letters cautions: Consider expectations but watch harmful timing delays.(53:38) — Storing and QA'ing letters: Using a letter service to reduce technical errors.(54:36) — When advising crosses lines: Schools pre‑screening letters and why that's problematic.(55:24) — Activities recap and risk: Consistency across core experiences and avoiding “late.”(56:48) — Rolling admissions timing: Complete files earlier to lower risk of being overlooked.(59:09) — Not day‑one or bust: Early enough beats first‑minute submission.(01:00:10) — Strong apps are reflective: Authentic, integrated stories over forced themes.What makes a “successful premed” isn't a checklist—it's an exploration mindset. Dr. Ryan Gray and Dr. Christine Crispin break down a realistic path from freshman year through application season. First year, be a college student: master study habits, time management, and campus life. Then add experiences gradually—a toe‑dip into service or shadowing—without sacrificing grades. Map your courses to the MCAT at your institution, and use advising sparingly but strategically to avoid wrong turns. Learn how small, consistent hours in clinical work, non‑clinical service, and shadowing compound over time and why research is valuable but not required unless you're MD‑PhD bound. They clarify what truly counts as clinical, how to choose non‑clinical service when options are limited, and why reflection and authenticity—not themes and checkboxes—elevate your application. You'll also hear how to decide on a gap year, the real risk of applying later in a rolling admissions process, and a practical plan for letters of recommendation, including committee letter pitfalls. This conversation replaces pressure with...
Recorded live at Trimble Insight 2025 in New Orleans, FreightWaves' Thomas Wasson sits down with Jonah McIntire, Chief Platform Officer at Trimble Transportation, for a wide-ranging and refreshingly candid conversation about AI, software, and the future of logistics work. Jonah breaks down how Trimble operates at the “plumbing layer” of the supply chain, why tools like PC*MILER are still the industry's ground truth, and why many past tech hype cycles—blockchain, visibility, buzzword AI—missed the mark. He doesn't shy away from the hard truth: AI will eliminate back-office jobs, even as it radically increases productivity and reshapes how logistics companies scale. The conversation dives deep into AI-written code, self-connecting systems, rewriting legacy software in days instead of months, and why Trimble is betting on AI colleagues—not just AI features. From creative destruction to AI agents interviewing for dispatcher roles, this episode offers a rare, inside look at how one of the largest supply-chain software companies is rebuilding for the next decade. Follow the Loaded and Rolling Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Host Alex Quarles opens the show with a look at a new Tennessee bill imposing strict penalties on carriers that employ undocumented drivers. The legislation mandates automatic notifications to federal immigration authorities and establishes a $1 million minimum in damages for accidents involving unlawful operators. Federal regulators have halted consolidation plans as the Surface Transportation Board rejected the Union Pacific and Norfolk Southern merger application for being incomplete. While rival railroads have praised the decision, the companies now have until February 17 to notify the board of their plans to submit the missing market share data. Defying the usual post-holiday slump, the trucking market is holding steady in January with tender rejection rates hitting nearly 10%, the highest level since 2022. Spot rates remain elevated at $2.62 per mile as capacity tightens in key hubs like Chicago, signaling a strong start to 2026 for the industry. Tune in this afternoon at 2 p.m. for a new episode of Loaded and Rolling with Thomas Wasson. Later today, catch the latest Freight Expectations featuring founder Craig Fuller and Armchair Attorney Matthew Leffler for more industry commentary. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
It's been a while since we have seen today's guest Aaron Reynolds of Spoonbend. He has been A moving and a shaking making a new record, playing gigs and taking things to another level. Check out what he has been up to and go catch a show. Links down below for all the goods. If you want behind the scenes and episodes 2 days early sign up for our Patreon it helps support the show in many ways. As always thank you for listening. Patreon https://www.patreon.com/crashcast YouTube https://www.youtube.com/c/crashcast Instagram https://www.instagram.com/crashcastpod/ Facebook https://www.facebook.com/crashcastpod Twitter https://twitter.com/crashcastpod1 Tik Tok https://www.tiktok.com/@crash.cast
It's time to tell the truth about Denmark and Greenland. The Danes mistreated the land and the people in horrific ways until about 30 years ago. Scott Bessent is talking about it and you're likely to get a heavy dose of facts from people in Greenland that hate Denmark. A murder at The Hawk in Lawrence is just a total shocker and stupid tragedy. We have the latest details of what went wrong. A friend gave me the greatest idea ever for how to repurpose the Truman Sports Complex. You'll love it. Crazies storm a church in St. Paul, Minnesota with their anti-ICE chants. Wow. The NFL didn't disappoint this weekend with two great playoff games, one very good one and one dud. And what do you know? The Chiefs and Patriots AFC title game appearance streak continues. KU smokes Baylor and looks like they are figuring a lot of things out while Mizzou falls to LSU. KSU is so bad the only discussion is about when Jerome Tang gets fired. Sporting KC has a new owner, England wants it's World Cup soccer operation in KC as a home base and 1500 men call the same phone number seeking companionship.
Kings of Anglia - Ipswich Town podcast from the EADT and Ipswich Star
Mark Heath and Alex Jones are back with another KOA podcast to talk all things Ipswich Town after the 3-0 weekend win over Blackburn Rovers.The boys kick off by hearing from Kieran McKenna before mulling over all the talking points from the game, including two penalty shouts and a red card appeal.There's chat about Sindre Walle Egeli and Wes Burns too, plus AJ's impassioned defence of Town's strikers and a few words from goalscorer Jack Taylor.Then it's on to the clash with Bristol City tomorrow night, the much-anticipated return of Sam Morsy and our predictions.Plus, Mark finds something old in his loft which is of particular interest to AJ…
It is a privilege to welcome actress and singer Kim Yarbrough back to The Jake's Take with Jacob Elyachar brand (and for the first time on the podcast) for the first time in 14 years! Many Reality TV fans first saw Kim Yarbrough audition for The Voice USA: Season Two in Spring 2012. Her powerful interpretation of Chaka Khan's “Tell Me Something Good” turned both founding coaches' chairs, Adam Levine and Christina Aguilera, around. After joining Team Adam, Kim wowed the audience with her cover of Mary J. Blige's “No More Drama” and advanced to the Season Two Live Playoffs. During The Voice: Season Two Live Playoffs, she sang Adele's “Rolling in the Deep” but fell into the Bottom Three. After delivering a superb, powerful cover of Jennifer Hudson's “Spotlight,” the Maroon 5 frontman chose to advance Kim's then teammate, Katrina Parker, to the Top 16. After her appearance on the NBC talent competition, Al Roker, Hoda Kotb, and Kathie Lee Gifford interviewed her on Today, and she sang with the Roots on Late Night with Jimmy Fallon. Over the years, Kim dove deep into the entertainment industry. She guest-starred on several television shows, including 2 Broke Girls, 9-1-1, Hollywood Heights, Hot in Cleveland, Kenan, The Mindy Project, New Girl, Shameless, and The Up-Shaws. Kim also had recurring roles in Cherish the Day (Aunt Natalie), The Haunted Hathaways (Madame Labuef), and the animated series Kid Cosmic (Flo (voice)). In addition, Kim lent her voice to the Oscar-winning animated film Spider-Man: Into the Spider-Verse. She also shared the stage and screen with entertainment industry legends, including Dennis Quaid, Loretta Devine, Octavia Spencer, Cedric the Entertainer, Stevie Wonder, Sheila E, and the late Betty White and her mentor Della Reese, who produced the stage show Della Reese Presents Kim Yarbrough, which allowed Kim to showcase her talents to the Hollywood Entertainment Community. On this episode of The Jake's Take with Jacob Elyachar Podcast, Kim Yarbrough spoke about voice acting, tutoring students in the arts, and if she would ever audition for America's Got Talent or wait for a future All-Stars season of The Voice USA. Become a supporter of this podcast: https://www.spreaker.com/podcast/jake-s-take-with-jacob-elyachar--4112003/support.
A new set of trademark filings has raised fresh questions about Six Flags' long-term portfolio strategy. An entity called Enchanted Parks Holdings, LLC—linked to Orlando-based Innovative Attraction Management (IAM)—has filed trademarks incorporating the names of several current Six Flags properties, including Michigan's Adventure, Six Flags St. Louis, Oceans of Fun, Water Safari, and Great Escape Lodge. While trademark filings alone don't confirm transactions, the scope and specificity of these names suggest preparation for potential rebranding tied to asset transfers.That context matters. Since the merger closed, Six Flags has been explicit that not every park fits its future model. Management has already disclosed that a significant portion of legacy Six Flags parks underperform financially, and impairment charges taken in 2025 reinforced that reality. Rolling debt forward earlier this month bought the company time—but at a higher fixed cost—making portfolio simplification a logical lever if margins remain tight.We discuss what this could mean in practical terms: water parks and resort-adjacent assets may be easier to separate than full theme parks; complexes like Worlds of Fun and Oceans of Fun could potentially be split; and regional operators like IAM may be assembling multi-park portfolios under unified consumer-facing brands. None of this confirms sales—but it aligns with a long-signaled strategy to slim down, reduce capital intensity, and concentrate investment on fewer, higher-performing parks.The episode also looks at parallel signals elsewhere in the industry. Delta's earnings show premium cabins overtaking main cabin revenue for the first time, reinforcing the broader shift toward bifurcated markets. And Universal's newly announced Scooby-Doo and Universal Monsters walk-through for Fan Fest Nights illustrates how IP-driven, upchargeable experiences can add revenue without long-term balance sheet exposure—an approach increasingly relevant in a higher-rate environment.Taken together, the story isn't panic or distress. It's positioning. Trademark filings don't sell parks—but they often precede decisions. And in 2026, flexibility, optionality, and capital discipline are becoming as important as growth.Listen to weekly BONUS episodes on our Patreon.
Medical schools without rolling admissions review applications without giving early applicants an advantage—meaning you're evaluated on the strength of your application, not when you hit submit. In this episode, we explain how non-rolling admissions work, why some schools choose this model, and what it means for applicants who apply later in the cycle but still want a fair review. Like the podcast? Schedule a Free Initial Consultation with our team: https://bemo.ac/podbr-BeMoFreeConsult Don't forget to subscribe to our channel and follow us on Facebook, Instagram, and Twitter for more great tips and other useful information! YouTube: https://www.youtube.com/c/BeMoAcademicConsultingInc Facebook: https://www.facebook.com/bemoacademicconsulting Instagram: https://www.instagram.com/bemo_academic_consulting/ Twitter: https://twitter.com/BeMo_AC TikTok: https://www.tiktok.com/@bemoacademicconsulting
In this episode, we step inside the ambulance to explore a question rarely discussed: how safe is the air paramedics breathe when administering methoxyflurane, marketed as Penthrox. While not used in the United States, Penthrox is widely used in Australia and other parts of the world as an inhaled analgesic for prehospital pain management. In this month's journal club, we unpack a controlled laboratory study that measured occupational exposure inside ambulance environments, examine how ventilation changes the equation, and discuss what the findings mean for paramedic safety, system design, and the evolving balance between patient comfort and clinician health. A thoughtful ride through science, safety, and real-world EMS practice.
Send us a textWisconsin is ROLLING, taking care of business against Rutgers 96-87 and extending their winning streak to four games. This episode is a VIBE! ☕️
In this episode, Mark unpacks one of the most important lessons in training and in life: just because you can do something doesn't mean you should. He explains why always pushing harder isn't always smarter, how “training smart” can sometimes become a disguise for avoiding discomfort, and where the real line is between growth and self-sabotage. Drawing from decades of powerlifting, coaching, sprinting, and personal experience, Mark breaks down how to think about risk, recovery, ego, intuition, and long-term progress so you can keep improving without burning yourself into the ground.He shares stories about Donny Thompson, Louie Simmons, Stan Efferding, Ryan Spencer, and others to illustrate how strength really works, why it's driven by the nervous system as much as the muscles, and why stimulation beats annihilation if you want to stay strong, fast, and healthy for the long run. This is a conversation about developing better judgment in your training, knowing when to push, when to pull back, and how to build a body that performs well not just this year, but for decades to come.Special perks for our listeners below!
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Bruins pick up another win ahead of Zdeno Chara's number being retired, Giannis sends it back to his own fans, and the Hornets will retire an unlikely player's jersey in tonight's Headlines.
Rolling solo today and emptying the brain. Today I cover: How to get rich overnight, Counting Crows, slowly becoming a grumpy old man, Lemonheads, why do so many celebs wanna bang the youth, my review of "I Love LA," Keifer Sutherland, what never to say to a human woman, and yes. I had dread locks. Plus rapid fire, a joke or two and a delightful glance into my head today Jan 14, 2026. If you like the show please like and subscribe. Watch us on YT @newbergpod or peep this episode https://youtu.be/G6NI3x8z-vI
Head to the Binny's at 790 Royal St. George Dr in Naperville to get your Parce this week! BRUCE BOLT - Texas-based designer of premium batting gloves: Look good. Hit dingers. https://brucebolt.us/?afmc=HAPP On this week's episode of the Compound Podcast with Ian Happ, the Chicago Cubs have signed Alex Bregman! Plus, Dakota has to eat his words about the Bears and the Cubs make a big move on the trade market. Check out full video episodes on Marquee every Thursday and on YouTube on the Marquee Sports Network channel. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices