Podcasts about Currency

Send a textCreativity Is Currency (If You Structure It)Talent alone does not create wealth.In this episode, we discuss the shift from being talented to being positioned.Creativity is currency — but only when it is structured, priced and aligned with identity.We cover:• The myth of the struggling creative• Underpricing as misalignment• The difference between labour and leverage• Money mindset as energetic stability• Building ecosystems instead of gigsYour creativity is not a hobby.It is capital.But capital requires clarity.Reflection Questions:•Are you being paid for your brilliance or your busyness?•Is your pricing aligned with your power?•What would change if you treated your creativity as an asset?—Spotlight ExperienceSpotlight Experience is where we stabilise your money mindset, refine your positioning and structure your creative authority so your work carries both impact and income.This is strategic elevation for visionaries ready to build with weight.Doors open March 26.Apply HereI would be so grateful if you could leave a 5 star review so this episode can make an impact in the lives of others just like you.Follow me on instagram @danniellerhimeslecointeEmail me Hello@danniellerhimeslecointe.com Want to work together? Contact me here

  The 2026 PDAC convention in Toronto served as a wake-up call for the mining industry. While attendance reached record highs, the market’s behavior has...

There's a level of leadership most people never access, not because it's hidden, but because it requires going inward first. Nikki sits down with transformational leadership expert Carrie Moore to explore a powerful truth: your vibration is your currency. Drawing from neuroscience, quantum mechanics, and executive leadership, Carrie explains how the energy you bring into a room directly impacts trust, culture, and results. This conversation goes beyond performance tactics. It dives into identity, influence over execution, and why transformation is the real work of leadership. Nikki and Carrie unpack subconscious rewiring, sovereignty, and the idea that the relationship you have with yourself is the only relationship you give the world. If you're ready to evolve from high-performing doer to future-ready leader, this one will shift how you think, lead, and show up.   Additional Resources: Connect with Carrie on LinkedIn Watch Gut + Science (and more) on YouTube! Connect with Nikki on LinkedIn Follow PeopleForward Network on LinkedIn Learn more about PeopleForward Network   Nikki's Key Takeaways: Your vibration shapes trust, culture, and performance. Slow down to access awareness and influence. Transformation is leadership's true purpose. Influence scales impact more than execution. Identity work drives measurable business outcomes.  

Malcolm Clarke, VP of Digital Assets at Western Union, joined me to discuss why Western Union is building its own stablecoin, USDPT, on the Solana blockchain.Topics: - Building a stablecoin on Solana - U.S. Dollar Payment Token (USDPT) - Banks and payment companies using stablecoins - Stablecoins impact on capital allocation and liquidity - Future of payments - Tokenization marketBrought to you by

It's surprising that the Basel III Endgame proposal may raise bank capital requirements 3-7% given that President Donald Trump's mantra is deregulation, says Nathan Dean, Bloomberg Intelligence senior policy analyst. Dean joins host Ira Jersey, BI's chief US rates strategist, to discuss the Office of the Comptroller of the Currency's stablecoin proposal implementing the Genius Act, along with open questions around rewards, yield and the Clarity Act. They also discuss the state of the Basel III endgame and related proposals that could reshape global systemically important bank capital through 2027, how tariff authority is shifting after a Supreme Court ruling — and why litigation may be the next battleground — and what the November midterms could mean for legislative gridlock, investigations and policy path dependence. There's also a quick detour to Ira's World Cup picks. The Macro Matters podcast is part of BI's FICC Focus series.

This week's combined episode of Currency Exchange and Bondcast focuses on the ongoing Middle East conflict and its impacts on currency and rates markets. This episode features edited highlights from a client webinar hosted on Tuesday, featuring host Imogen Bachra (Head of Economics and Markets Strategy) and guests Scott Livingstone (International Advisor) and Paul Robson (Co-Head of G10FX Strategy). They discussed: - Management of ammunition and defence resources by regional players.- Political pressure on President Trump to conclude this initial phase swiftly.- Expected continuation of heightened military activity over the next few days.- Monitoring Iranian missile, drone, and maritime operations, including possible threats to the Strait of Hormuz.- Indicators for de-escalation: signs of pragmatic politics or regional diplomatic intervention.- Importance of maritime security in global energy markets.- Currency markets responding as expected: dollar strength sterling resilience in cross-currency pairs.- Volatility in bond markets reflecting both safe-haven demand and concerns over defence spending and future inflation.- Key market drivers to watch.This episode was recorded on 3 March 2026.For any terms used please refer to this glossary: https://www.natwest.com/corporates/insights/markets/glossary.htmlPlease view our full disclaimer here: https://www.natwest.com/corporates/disclaimer.html

Brandon Milhorn, CEO of the Conference of State Bank Supervisors, argues that the Office of the Comptroller of the Currency is pushing beyond its statutory authority in areas including trust charters, stablecoins and mortgage escrow interest. He also discusses the rise of so-called "Franken-charters" and the risks he sees in the growing stablecoin market.

The 2 most important questions out there are: “How to I purchase Crypto Currency”, and the next is: “Isn’t Crypto volatile?”. If you ever wondered how the world of Crypto Currency works, this is the program for you!

The 2 most important questions out there are: “How to I purchase Crypto Currency”, and the next is: “Isn’t Crypto volatile?”. If you ever wondered how the world of Crypto Currency works, this is the program for you!

Diversifying Investments Beyond the U.S. | International Investing for Gay Gen X RetirementAre you unintentionally overexposed to the U.S. stock market?In this episode of Queer Money (Ep. 631), we unpack why investors are diversifying investments away from the United States and what international investing means for gay men 45+ who have most of their retirement savings tied up in 401(k)s and IRAs.Over the last six months alone, billions have rotated out of U.S. equities. International markets have outperformed. The dollar's dominance is shifting. Central banks are diversifying reserves. And yet most American retirement portfolios remain overwhelmingly U.S.-centric.That's concentration risk.And money hates concentration risk.We walk through:Why global capital is rotating into developed and emerging marketsWhat “de-dollarization” means for your retirement savingsHow international investing can reduce political and currency riskWhy diversification is not anti-American — it's pro-retirement securityThe risks of being overly exposed to AI-heavy U.S. marketsHow we personally are reallocating part of our portfolio internationallyIf you're a Gen Xer or older Millennial with decades of savings sitting in U.S.-only index funds, this episode may challenge your assumptions about buy-and-hold domestic investing.Key Takeaways:Diversifying investments reduces concentration risk tied to one economy and one currency.International investing has outpaced U.S. markets in recent performance cycles.Currency alignment matters — especially if you plan to retire abroad.A globally diversified portfolio reflects today's multipolar economy.Active, adaptive diversification can strengthen long-term retirement resilience.We're not abandoning America. We're protecting our future.Chapters:00:00 - Intro01:12 - Capital is rotating02:49 - International outperformance04:41 - Policy and geopolitics07:21 - Why diversification matters09:02 - U.S. market still matters10:02 - What we did12:48 - OutroMentioned in this episode:Make your retirement fabulous! Not sure if you can retire or when? Worried about how much you can safely spend without running out of money? We help you get clear answers and the systems to retire with confidence and peace of mind. Let's go!Queer Money Retirement VaultYour fabulous retirement in Portugal is calling!Ready to turn your IRA assets into a gateway to living in Europe? With the Optimize Portugal Golden Opportunities fund you can do just that. Join hundreds of other U.S. investors taking control of their retirement and using the assets they have to open doors to freedom. Click below to get your Portugal Golden Visa!Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!Want the confidence to retire when and how you truly want?If you're considering retirement abroad, or simply want a second & third set of eyes on your retirement plan, we help gay foks retire fabulously — wherever that may be. Our retirement mentorship can help you gain the confidence to say yes to retirement! Queer Money Retirement Mentorship

This podcast was recorded as a live video twitch stream, however, there's a lot of good conversation AND important arc information contained, especially starting at 1 hour, so we wanted to share all of the shenanigans. Enjoy!   The stream opens with big “we're back on land” energy and immediately turns into a warm roll call of familiar names, cruise survivors, and chat antics. DJs and Griffin rehash the Star Trek cruise week and the post-cruise meetup, painting it as equal parts community-hug-fest and comedy show, with food, drinks, darts, merch, and a steady drip of lovingly roasted memories. A huge chunk of the early show is basically a victory lap for the community: how many people showed up, how organically Fleet Command seemed to be everywhere on the ship, and how meaningful it was seeing alliance mates traveling together like it's a family reunion with warp cores. There's also peak “DJz life” content in the form of shield-check chaperones (plural), banana-hat signatures, and the reminder that mining plus PvP habits create… opportunities… for raids. They also spend time shouting out behind-the-scenes production and community helpers, including how much one-on-one coaching and tool-sharing happened onboard (the vibe is “Fleet Command office hours… but on a ship”). It's an affectionate nod to the playerbase being the real engine room: people teaching, sharing, solving, and generally keeping the galaxy spinning even when the game tries to throw a wrench into the replicator. Then the stream shifts into “Arcfall Eve briefing” mode: the arc launches tomorrow, maintenance is coming, and the goal is to get viewers pointed in the right direction before reset. They outline how the upcoming loop is structured around rotating tasks and progression gates, with rewards tied to building upgrades and faction-style advancement. In particular, the show highlights that tasks rotate (weekly cadence implied) and that some tasks require specific building levels to even unlock. A key theme in the mid-to-late segment is the “feelings of value” conversation: why rewards may look smaller or more fragmented now, how currencies are spread across systems, and how that impacts player satisfaction even if the total value is “supposed” to be there. They frame it as an intentional design direction, but also validate the frustration and keep the focus on how to navigate the loop efficiently rather than emotionally faceplanting into it. Finally, the stream gets very tactical about the Conqueror Borg Solo Armadas component: they call out specific research nodes that are described as critical for success (including isolated defense, apex shred, and critical damage reduction versus those armadas), and they clarify how the currency path works: earn via the Maverick track, exchange in a faction store flow, and use the resulting particles to unlock the needed research. They close with rapid-fire reminders, a little merch-and-meme spice, and a clean handoff/raid into the overnight coverage pipeline leading into maintenance. 00:00 – Cold open, vibes, “show starts soon” energy and the crew rolls in 10:18 – Post-cruise glow: shoutouts, meetup love, and the chat parade begins 20:36 – Fleet Command community on the ship: how big it felt this year, and why it mattered 30:54 – Shield babysitters, banana hats, and “why not just pop a week-long shield?” 41:12 – Meet-up wrap: crowd surge, venue heat, swag, engravings, and chaos (the fun kind) 51:30 – Bar stories and “Cheaters” lore; the Friday-night detour saga 01:01:48 – Back to business: pivot from cruise stories toward Arcfall Eve “we've got leaks” mode 01:12:06 – Early Arcfall breakdown: what's coming, what to focus, what to ignore (for now) 01:22:24 – Systems/tasks overview: what rotates, what's weekly, and how the loop is expected to behave 01:32:42 – Specialty buildings + progression talk (including early “this should be reachable” math) 01:43:00 – “Feelings of value” discussion: reward spread across currencies and why it feels different 01:53:18 – More arc loop specifics: currencies, shops, and how the grind is meant to translate into upgrades 02:03:36 – The task/research pipeline starts to crystallize: what gates what, and what to prep tonight 02:13:54 – Conqueror Borg Solo Armadas: the must-have research callouts begin 02:24:12 – Currency flow explained: Maverick track → faction store exchange → research particles → nodes 02:34:30 – Practical warnings: don't faceplant into new content without the right research setup 02:44:48 – Continued “how to not waste directives” guidance and tomorrow-proofing your first-day choices 02:55:06 – Final Arcfall Eve reminders: what to watch at maintenance, what to do immediately after reset 03:05:24 – Closing stretch: meme-making, merch chatter, and “Scopely please fix this in the next 3 hours” 03:15:40 – Sign-off + raid plan: handing off to Warp Drive Five and teeing up next-day coverage

SHOW NOTES:Matt Zaun sits down with Todd White, founder of Clearpeg, to unpack the causes of organizational chaos and how leaders can reduce stress by clarifying decision authority, strengthening leadership behaviors, and aligning on values. Todd, a self-described “recovering engineer,” shares how his background in systems thinking and global business assessments led him to focus on professional development for leaders who can “make you a million or cost you ten million.”

Week 09 of 2026 shows a ship recycling market operating cautiously as steel price weakness, currency volatility, and macro uncertainty continue to influence buyer behavior across the Indian Subcontinent. Even without excessive vessel supply, demolition prices have struggled to move higher. Recyclers in Bangladesh, India, and Pakistan are maintaining strict pricing discipline as local steel fundamentals remain soft and exchange rate movements increase transactional risk. In this episode, Grace and Ryan examine the core drivers shaping the global ship recycling market, including geopolitical developments, oil price movement, steel plate trends, freight sentiment, and subcontinent currency performance. Key market developments this week: Continued macro uncertainty affecting commodity and currency stability Steel price softness limiting upward movement in demolition offers Bangladesh maintaining the top position in demo pricing levels India remaining competitive but measured in its bidding approach Pakistan constrained by financial and structural economic pressures Turkey offering conservative levels aligned with European scrap markets Freight earnings preventing an immediate surge of recycling candidates Bangladesh continues to lead pricing across most vessel categories. India follows closely but remains selective, particularly on HKC compliant tonnage. Pakistan's pricing reflects ongoing banking and liquidity constraints. Turkey remains at the lower end of the pricing spectrum due to softer imported scrap fundamentals. The broader tone of the market is cautious rather than reactive. Buyers are active, but they are protecting margins. Steel direction remains the primary anchor for pricing decisions, and until stronger support develops, recyclers are unlikely to stretch significantly. This episode provides practical insight into demolition pricing trends, subcontinent steel movements, and market positioning for shipowners, cash buyers, brokers, recycling yards, maritime investors, and shipping professionals navigating 2026 conditions. For those involved in vessel recycling and ship demolition markets, this weekly update offers clear perspective on pricing leadership and the factors to monitor in the weeks ahead.

  In this weekend edition, we bring you live insights from the floor of the Las Vegas MoneyShow followed by an in-depth energy sector deep...

Max talks with Josh Harnagel, COO of Redbird Flight, about a practical use-case that matters to almost every instrument pilot: logging IFR instrument currency and staying proficient in an FAA-approved simulator. Josh explains why many pilots buy Redbird's FAA-approved tabletop devices specifically for currency—especially to knock out the holding requirement—and why he likes shooting an approach in the simulator before flying it in the airplane. Max shares why he does the same thing before recurrent training, because simulator reps surface the "gotchas" that can spike workload in real IFR—like autopilot behavior on LNAV+V. Josh breaks down Redbird's product lineup, clarifies what's FAA approved versus "just a computer," and explains where Basic ATDs and Advanced ATDs fit in training. They also touch on Redbird GIFT (Guided Independent Flight Training), remote instruction possibilities, and why avionics emulation is hard (and expensive) to do with perfect fidelity. Then the episode pivots to a Redbird factory tour: outbound shipping and crating, assembly workflow, fabrication of honeycomb aluminum shells, wiring harness and switch panel build, PCB soldering and parts inventory, completions/testing, and even the cooling/vent system inside the sim—ending with why engineering and the shop are co-located for faster iteration and better quality. If you're getting value from this show, please support the show via PayPal, Venmo, Zelle or Patreon. Support the Show by buying a Lightspeed ANR Headsets Max has been using only Lightspeed headsets for nearly 25 years! I love their tradeup program that let's you trade in an older Lightspeed headset for a newer model. Start with one of the links below, and Lightspeed will pay a referral fee to support Aviation News Talk. Lightspeed Delta Zulu Headset $1299NEW – Lightspeed Zulu 4 Headset $1099 Lightspeed Zulu 3 Headset $949Lightspeed Sierra Headset $749 My Review on the Lightspeed Delta Zulu Send us your feedback or comments via email If you have a question you'd like answered on the show, let listeners hear you ask the question, by recording your listener question using your phone. Mentioned on the ShowBuy Max Trescott's G3000 Book Call 800-247-6553 Video Simulation of Epic E1000 Crash at Steamboat Springs, CO on Patreon Helicopter VR Flight Simulator Training podcast: Loft Dynamics  Free Index to the first 282 episodes of Aviation New Talk So You Want To Learn to Fly or Buy a Cirrus seminars Online Version of the Seminar Coming Soon – Register for Notification Check out our recommended ADS-B receivers, and order one for yourself. Yes, we'll make a couple of dollars if you do. Get the Free Aviation News Talk app for iOS or Android. Check out Max's Online Courses: G1000 VFR, G1000 IFR, and Flying WAAS & GPS Approaches. Find them all at: https://www.pilotlearning.com/ Social Media Like Aviation News Talk podcast on Facebook Follow Max on Instagram Follow Max on Twitter Listen to all Aviation News Talk podcasts on YouTube or YouTube Premium "Go Around" song used by permission of Ken Dravis; you can buy his music at kendravis.com If you purchase a product through a link on our site, we may receive compensation.  

Manpreet talks to Rajat on the implications of the US Supreme Court verdict on President Trump's tariffs. They also discuss their views on the Technology sector, with a particular focus on the semiconductor and software industries.You can read our latest Weekly Market View today here.Speakers: Manpreet Gill, CIO of Africa, Middle East & Europe (AME/E) and Head of Fixed Income, Currency and Commodities (FICC) Strategy, Standard Chartered Bank Rajat Bhattacharya, Senior Investment Strategist, Standard Chartered Bank For more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

That flat, resigned Bohemian Rhapsody line — nothing really matters to me — caught in my throat at 14 and still does. What if it's actually permission? Permission to stop carrying what was never really yours and make space for what genuinely matters. That's the Care Budget. Yes, I made it up. This episode is about treating your energy like your finances — assessing where your cares are going and deciding if they deserve the investment. I share the moment I hit empty in Kansas City, why The Giving Tree is a cautionary tale for women who are really good at giving, and four questions to figure out what you actually care about — not what guilt tells you, not what you've always done on autopilot. We also build the practical framework: audit, categorize, protect your non-negotiables first, practice the pause before saying yes, and revisit seasonally. Blue zone research found that a clear sense of purpose is worth up to seven extra years of life. Your Care Budget isn't just feel-good. It might be self-preservation. You are not learning to care less. You are learning to care on purpose. https://www.instagram.com/nicole_bachle/  

Bringing us regular updates on the gold and silver market. Someone explain to me why we must go into war with Iran or anyone for that matter.

Listen as Spike Lou and Animal Brown react to a lowkey stacked week in hip-hop. TI finally made this official with 50 Cent, dropping a diss record. We'll debate whether it landed or not. Larry June and Currency drop their collab project, Jay Z may or may not have something brewing for Reasonable Doubt and Master P says he turned down $10 M's for a Super Bowl commercial.

While broadcasting from the Los Angeles Religious Education Congress, Father Dave talks with the event's keynote speaker, Alessandro DiSanto. Alessandro is a co-founder of the Hallow prayer and meditation app, although he began his career on Wall Street and later worked as a private equity investor. His keynote at LA Congress was called, "The Currency of Mercy: Renewing Hope Through Faith and Prayer."

In a landscape overflowing with algorithms, automation, and the chase for followers, it's easy to lose sight of what actually builds trust, credibility, and influence that endures. In this episode of The Business of You, we explore what it really means to build a personal and business brand rooted in identity, integrity, and community — and why visibility alone is never the goal. Dave Behar is the founder, CEO, and self-proclaimed Chief Executive Athlete of ION — The Network of Champions — a global media and brand platform redefining how people increase their influence and scale their business. A two-time Amazon best-selling co-author on leadership and entrepreneurship, Dave brings decades of experience across technology, entertainment, and brand architecture, helping founders, executives, and creators turn ideas into scalable, story-driven ecosystems. In this episode, Dave breaks down how to build a brand that lasts, how to think differently about influence and scale, and how to grow without sacrificing your humanity. Why Everyone Is a Personal Brand Now Dave believes the question isn't whether you have a personal brand — it's whether you're 259 about it. In today's connected world, everyone is already a network. Your reputation, values, and identity are shaping how others experience you, whether you're consciously building a brand or not. So it's better to take control of your brand identity, and not leave it up to circumstances or fleeting interactions. Rather than chasing vanity metrics or viral moments, Dave emphasizes building a brand ecosystem — one rooted in credibility, clarity, and community. He explains why you don't need millions of followers to succeed, and how smaller, aligned audiences often create greater impact and opportunity. At the core of his philosophy is "ionfluence" — influence grounded in authenticity, intelligence, and integrity. It's not about being everywhere; it's being intentional about where and how you show up. Integrity, AI, and the Future of Influence As AI reshapes content creation and distribution, Dave offers a grounded, people-first perspective. While he embraces innovation, he draws a clear line between efficiency and authenticity — warning against brands that outsource their identity to automation. He shares why championing human intelligence matters more than ever, and how leaders must protect their intellectual property, personal identity, and digital footprint as technology evolves. For Dave, the future of branding isn't about replacing humans — it's about empowering them with better tools while remaining authentic to their wonderfully unique selves. Ultimately, influence isn't built through shortcuts. It's built through trust, consistency, and a clear sense of who you are and what you stand for. Enjoy this episode with Dave Behar… Soundbytes 04:03 – 04:18 "Everyone today is a network. Everyone has a brand, a personal brand. If they don't, they're going to. And that relates to – you could say in the social media spectrum – whether it be somebody who's intentionally doing content or has a product, etc." 18:16 – 18:54 "We want you to have a toolbox. We're very interested in being a purveyor of a toolbox to help you succeed. But the challenge is the reliability of it and those things, as you know. Do you know what AI is really doing, whether it be something that you have sort of adopted and built or on someone else's platform? So it's not a matter of not championing the use of AI. In our case, it's more efficient. It's helping people to get where they want to go, but not impeding them." Quotes "Everyone today is a network — whether they realize it or not." "You don't need millions of followers to succeed. You need integrity, clarity, and purpose." "You've got to be real. Authenticity will always outperform automation." Links mentioned in this episode: From Our Guest Website: https://www.ions.com Email: dave.behar@gmail.com Connect with Dave Behar on LinkedIn: https://www.linkedin.com/in/davebehar Connect with brandiD Find out how top leaders are increasing their authority, impact, and income online. Listen to our private podcast, The Professional Presence Podcast: https://thebrandid.com/professional-presence-podcast Ready to elevate your digital presence with a powerful brand or website? Contact us here: https://thebrandid.com/contact-form/

You Can Follow Laura Here:Instagram: https://www.instagram.com/ganacomobookkeeper/?hl=en LinkedIn: https://www.linkedin.com/in/laura-grajales-51b226152/ Website: https://www.paragonacct.com/ Portal del Cliente & Acceso a Recursos: https://www.paragonacct.com/recursos Client Portal & Access to Resources: https://www.paragonacct.com/en/recursos Tools Mentioned: Influencer Taxes 101 Masterclass: https://sidewalkerdaily.com/influencer-taxes-101/ Gusto: https://gusto.pxf.io/55XYOn Monarch Money: https://monarchmoney.sjv.io/DyjnDy QuickBooks: https://quickbooks.partnerlinks.io/poygo9t2u82pIn today's episode of Influencer Confidential, we did things a little differently.I invited my CPA, Laura Grajales, to join me for a live Q&A all about Influencer Taxes, where Creators from our Inner Circle community were able to ask their real questions in real time.This episode was all about breaking down the things Creators are most confused (and stressed) about when it comes to money and taxes, in a way that actually makes sense.We covered topics like how much Creators should be setting aside for taxes, paying quarterly estimates, understanding tax brackets, and when it makes sense to form an LLC or S-Corp.Laura also cleared up common misconceptions around brand trips, gifted collaborations, reimbursements, and what actually counts as taxable income.If you're a Creator who wants to feel more confident managing your money and running this like a real business, without fear or overwhelm, this episode is a must-listen.Want to join our Inner Circle? Email: team@sidewalkerdaily.com to learn more!This episode can be seen on YouTube: https://youtu.be/bLpAfdV0NMc

The Institute of Internal Auditors Presents: All Things Internal Audit    In this episode, Scott Madenburg and Sanjay Vadlamani talk trust; and why it's the defining currency of internal audit. From hyper-growth environments to large, mature organizations, they discuss how audit teams can build credibility, and deliver value without slowing the business down. Through real-world use cases; including AI-assisted code reviews, ERP implementations, and building an internal audit function from scratch, they share practical examples of how trust enables earlier insights, stronger controls, and a true seat at the table.   HOST: Scott Madenburg, CIA, CISA, CRMA Founder and President, ARC Hybrid Corporation   GUEST: Sanjay Vadlamani, CIA, CISA, CISM, CRISC Senior Manager, Internal Controls, PayJoy   KEY POINTS: Defining Trust in Internal Audit [00:01:27 – 00:03:17] Holistic Risk and Connected Controls [00:03:55 – 00:07:01] Bridging the Gap Between Audit and Leadership [00:07:15 – 00:10:18] Small vs. Large Organization Trust Challenges [00:11:45 – 00:13:56] High-Growth Tension: Will Audit Slow Us Down? [00:14:14 – 00:16:51] AI-Assisted Code and "Slow Down to Speed Up" [00:17:01 – 00:18:53] Building Trust from Scratch in a Developing Organization [00:19:09 – 00:23:19] Early Insight Through ERP Implementation [00:23:49 – 00:26:02] Rolling Up Sleeves: Creating SOPs and Process Improvements [00:26:25 – 00:28:35] Where Audit Can Undermine Trust [00:29:28 – 00:33:16] Audit Committee Alignment and Expectation Management [00:33:16 – 00:36:44] The Next 6–12 Months: AI Literacy and Critical Thinking [00:37:00 – 00:40:52]   Visit The IIA's website or YouTube channel for related topics and more.   IIA RELATED CONTENT:  Interested in this topic? Visit the links below for more resources: Global Internal Audit Standards Resources: Governance Course: Building Stakeholder Relationships Course: Effective Communication and Conflict Resolution for Internal Auditors GAM 2026   Follow All Things Internal Audit: Apple Podcasts Spotify Libsyn Deezer

In this episode of the DecaMillionaire Decoded podcast, host Justin Goodbread is joined by Dan Romer, a multifaceted leader who serves as a pastor, business owner, husband, and father of seven. They discuss how a leader's internal character and spiritual alignment are the true drivers of external business success and personal freedom. Dan explains that if a business owner sows shortcuts, dishonesty, or ego, the harvest will eventually reflect those choices. Conversely, sowing discipline and spiritual obedience leads to divine order and financial acceleration. WWW: Goshenites.com LinkedIn: Dan Romer YouTube: Dan Romer Instagram: @dan_romer_ Learn more about Relentless Value Coaching:  https://www.justingoodbread.com/coaching/

Anna Delvey sits down with Ian Bick and finally tells the part of her story the world hasn't heard, not the fake heiress headlines, but the arrest, LA County jail, surviving Rikers Island, doing time in New York state prison, and ending up in an ICE detention center, breaking down the everyday survival, politics, fear, and pressure of prison life that no Netflix series ever showed. _____________________________________________ #IanBick #AnnaDelvey #LockedIn #RikersIsland #PrisonLife #ICEDetention #TrueCrime #prisonstories _____________________________________________ Thank you to AVA & FACTOR for sponsoring this episode: AVA: Take control of your credit today. Download the Ava app and when you join using my promo code LOCKEDIN, you'll get 20% off your first year—monthly or annual, your choice. _____________________________________________ FACTOR: Head to https://factormeals.com/lockedin50off and use code lockedin50off to get 50% off your first Factor box PLUS free breakfast for 1 year. Offer only valid for new Factor customers with code and qualifying auto-renewing subscription purchase. Make healthier eating easy with Factor. _____________________________________________ Connect with Anna Delvey: https://www.instagram.com/theannadelvey/?hl=en _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Shop Locked In Merch: http://www.ianbick.com/shop _____________________________________________ Timestamps: 00:00 Why I'm Skipping The Fake Heiress Story 01:00 The Day My Life Changed: Arrested In LA 03:00 Inside LA County Jail: Processing Shock 05:30 First Night Locked Up & Meeting My Cellmates 07:00 The Phone Call That Made It Real 09:00 Shackled & Flown To New York: Arraignment 12:00 Jail Food Hacks & How I Survived Inside 14:00 Breaking Down Physically & Mentally In Jail 18:00 Welcome To Rikers: Intake, Strip Search, Reality 22:00 Rikers Dorm Life & Dangerous Cell Politics 25:00 Commissary, Currency & The Jail Hustle 29:00 Facing Trial: The Biggest Decision Of My Life 32:00 Court, Cameras & Becoming A Headline 37:00 Trial, Verdict & Hearing My Sentence 42:00 From Rikers To Prison: Landing In Bedford/Albion 46:00 Prison Jobs, Food & The Social Hierarchy 50:00 Adapting To Prison Fashion & Daily Routine 54:00 Prison Art, Hustles & Becoming Self-Sufficient 59:00 Parole, Release Day & A New Nightmare: Immigration 01:04:00 ICE Detention: No End In Sight 01:09:00 From Inmate To Public Figure: TV, Docs & Fame 01:13:00 House Arrest, Curfews & Life After Prison 01:18:00 Finding Redemption & A New Purpose 01:23:00 What Prison Taught Me & Why Reform Matters Learn more about your ad choices. Visit megaphone.fm/adchoices

  Two veteran newsletter editors map out where the next big moves, and best entry points, could emerge across metals and energy in 2026.  ...

In this podcast episode, Dr. Jonathan H. Westover talks with Ravi Rajani about relationship currency and the five communication habits for limitless influence and business success. RAVI RAJANI is an international keynote speaker, communication expert, and LinkedIn Learning instructor, with over 65,000 people having taken his courses on Conscious and Charismatic Communication. Recognized as one of the world's leading thought leaders on storytelling and communication, Ravi has worked with mission-driven leaders, teams and organizations such as Oracle NetSuite, T-Mobile, and Sherwin Williams. Over the years, Ravi has helped companies and people like this become masterful communicators, tell compelling stories, listen with intention and build meaningful relationships that amplify revenue growth and cultivate a culture of trust. Off stage or camera, Ravi lives just outside of London, UK, with his wife, son, daughter and furry little West Highland Terrier. His forthcoming book, Relationship Currency: Five Communication Habits for Limitless Influence and Business Success, will be released in November 2025.    Check out all of the podcasts in the HCI Podcast Network!

In this podcast episode, Dr. Jonathan H. Westover talks with Ravi Rajani about relationship currency and the five communication habits for limitless influence and business success.RAVI RAJANI is an international keynote speaker, communication expert, and LinkedIn Learning instructor, with over 65,000 people having taken his courses on Conscious and Charismatic Communication. Recognized as one of the world's leading thought leaders on storytelling and communication, Ravi has worked with mission-driven leaders, teams and organizations such as Oracle NetSuite, T-Mobile, and Sherwin Williams. Over the years, Ravi has helped companies and people like this become masterful communicators, tell compelling stories, listen with intention and build meaningful relationships that amplify revenue growth and cultivate a culture of trust. Off stage or camera, Ravi lives just outside of London, UK, with his wife, son, daughter and furry little West Highland Terrier. His forthcoming book, Relationship Currency: Five Communication Habits for Limitless Influence and Business Success, will be released in November 2025. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The National Security Hour with Brandon Weichert – Here's the uncomfortable truth: secrecy is built into power. Intelligence agencies need it. Diplomacy depends on it. Negotiations require it. The challenge isn't eliminating secrets — it's preventing them from becoming private chains on public decision-makers. Because once leaders are ruled by what they're afraid might come out, they're no longer serving the...

Brendan Canty, Joe Lally, James Brandon Lewis, and Anthony Pirog return for a Valentine's Day discussion about Deface the Currency, the excellent new album by The Messthetics and James Brandon Lewis, what led them into a studio with engineer Don Godwin fresh off of some tour dates, the noisier, aggressive aspects of this record, social currency and community-building in music, the significance of the names of their instrumental songs, my dog Indiana Bones, how authenticity is freedom, exciting updates about their individual pursuits, upcoming tour dates, other future plans, and much more!EVERY OTHER COMPLETE KREATIVE KONTROL EPISODE IS ONLY ACCESSIBLE TO PATREON SUPPORTERS STARTING AT $6/MONTH. This one is fine, but if you haven't already, please subscribe now on Patreon so you never miss full episodes. Thanks!Thanks to Blackbyrd Myoozik, the Bookshelf, Planet Bean Coffee, and Grandad's Donuts. Support Y.E.S.S., Pride Centre of Edmonton, and Letters Charity. Follow vish online.Related episodes/links:All Things Konsidered: The Beatles AnthologyEp. #1056: ‘Plenty for All: The Art of Rick Fröberg' with Sohrab Habibion & Johnny TempleEp. #1046: Jim White and Guy PicciottoEp. #1001: Thanya IyerEp. #946: James Brandon LewisEp. #900: Fugazi and Jem CohenEp. #887: Janel and AnthonyEp. #845: The Messthetics and James Brandon LewisEp. #811: Joseph ShabasonEp. #583: Ian MacKayeSupport this show http://supporter.acast.com/kreative-kontrol. Hosted on Acast. See acast.com/privacy for more information.

Patricia and Christian talk to economist and author Dr Phil Armstrong about the least useful pieces of economic commentary from the last 12 months.   In this episode: "Sure, the government *can* create money… (but it shouldn't)" "It's okay for the government to 'borrow'… if it's investing" "The national debt is a time bomb!" "Government 'borrowing' is okay… when interest rates are low"   More to follow in part 2   Full conversation here: https://www.patreon.com/posts/150931987?pr=true   Please help sustain this podcast!  Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast   ******************************** STOP PRESS!!  JOIN PATRICIA AND MMT CO-FOUNDER PROFESSOR BILL MITCHELL AT THE LAUNCH OF A NEW DEDICATED MODERN MONETARY THEORY THINK TANK - MMTUK POLICY RESEARCH GROUP!  7pm on Wednesday 25 February at Friends Meeting House, London Click here to register as an attendee: https://actionnetwork.org/events/mmtuk-launch-event/ MMTUK will be publishing its Job Guarantee policy on 25th February - read a short intro here: https://mmtuk.org/job-guarantee  ********************************   Relevant to this episode: Join Patricia and Phil (and many more) at Scotland's Festival of Economics (Edinburgh and online) 19th - 21st March 2026: https://www.scoteconfest.org/#learnmore Join the new MMT UK discord server to connect with others looking to promote MMT and ecological economics in the UK!: https://discord.gg/S3UbxFe4FR "The self-financing state: An institutional analysis of government expenditure, revenue collection and debt issuance operations in the United Kingdom" (Berkeley et al, 2022): https://www.ucl.ac.uk/bartlett/sites/bartlett/files/the_self-financing_state_an_institutional_analysis_of_government_expenditure_revenue_collection_and_debt_issuance_operations_in_the_united_kingdom.pdf For more on the (Liz) Trussageddon, listen to Episode 147 - Dirk Ehnts: Do Markets Control Our Politics?: https://www.patreon.com/posts/episode-147-dirk-72906421 "How to Fight Back Against the False Idea that the Government is at the Mercy of Financial Markets" by Sheridan Kates: https://thealternative.org.uk/dailyalternative/2025/3/10/scotonomics-monetary-autonomy "There is no need to issue public debt" by Bill Mitchell: https://billmitchell.org/blog/?p=31715 Episode 148 - Pavlina Tcherneva: Why The Job Guarantee Is Core To Modern Monetary Theory: https://www.patreon.com/posts/episode-148-why-73211346 Quick read: Pavlina Tcherneva's Job Guarantee FAQ page: https://pavlina-tcherneva.net/job-guarantee-faq/ Episode 30 - Steven Hail: Understanding Government Bonds (Part 1) :https://www.patreon.com/posts/29621245 Episode 31 - Steven Hail: Understanding Government Bonds (Part 2):  https://www.patreon.com/posts/29829500 "Federal Debt and Modern Money" by Steven Hail & David Joy: https://www.global-isp.org/wp-content/uploads/PN-121.pdf "Is exchange rate depreciation inflationary?" by Bill Mitchell: https://billmitchell.org/blog/?p=32922     Podcast Description In this compelling first part of their annual Fauxbel Prize discussion, Patricia Pino and Christian Reilly are joined by economist Dr Phil Armstrong to dissect the most deceptive economic talking points of 2026. What emerges is a masterclass in identifying the subtle linguistic tricks that maintain public misunderstanding about how government finance actually works. The conversation begins with Christian's astute observation about the phrase 'the government *can* create money' - a seemingly innocent statement that actually perpetuates dangerous misconceptions. As the panel explores, there's a world of difference between saying the government 'can' create money versus acknowledging that it 'does' create money with every pound it spends. This distinction matters because it allows economists and pundits to maintain outdated frameworks whilst appearing to acknowledge MMT insights. Dr Armstrong brings his characteristic clarity to explaining the consolidated view of government and central bank operations, illustrating why all government spending necessarily involves money creation. Using vivid analogies - from goldfish that must swim in water to the government's unique relationship with the Bank of England - he demonstrates why currency-issuing governments are fundamentally different from currency users like households or businesses. The discussion then tackles the politically damaging notion that governments should only 'borrow to invest'. Patricia explains why this framing misunderstands the true function of deficits whilst inadvertently supporting neoliberal arguments for privatisation. The panel reveals how this seemingly progressive talking point actually reinforces the household analogy and hands ammunition to fiscal conservatives. In his analysis of the 'public debt time bomb' narrative, Phil turns conventional wisdom on its head by pointing out that if foreign debt holdings were truly a source of power, then Britain - as the second-largest holder of US Treasury securities - would presumably have a decisive degree of control over America's economic destiny. Throughout, the conversation illuminates core MMT principles: the operational reality of government spending, the true nature of government bonds as private sector savings, and why exchange rate concerns, whilst legitimate, shouldn't drive us back to defunct fiscal rules. The panel's analysis reveals how even well-intentioned progressive economists can inadvertently perpetuate harmful misconceptions about monetary sovereignty.   =========== Key Topics with Timestamps [02:15] Introduction to the Fauxbel Prize concept[05:30] "Government can create money" vs "does create money"[12:45] The consolidated view of government and central bank[18:20] Why all government spending is money creation[25:10] "Borrowing to invest" - the progressive own goal[35:45] Historical context: Keynes and bifurcating budgets[42:30] The "Tap" system vs bond auctions[48:15] "Public debt = time bomb" narrative analysis[55:40] Exchange rate concerns and industrial policy   ========= Guest Bio Dr Phil Armstrong - Economist and author of "Can Heterodox Economics Make a Difference?". Researcher with expertise in monetary operations and MMT analysis. Key Takeaways Language matters: The difference between "can" and "does" in describing government money creation shapes public understanding All government spending creates new money: Currency-issuing governments cannot spend previously collected money - every expenditure creates new money The "government borrowing to Invest" narrative is counterproductive: This framing reinforces household analogies and supports privatisation arguments A government "debt" clock is a national SAVINGS clock: Government debt represents private sector savings, not a burden Exchange rate policy needs strategy: Arbitrary fiscal rules won't address structural economic vulnerabilities   ===============   All our episodes in chronological order: https://www.patreon.com/posts/43111643   All our patron-only episodes: https://www.patreon.com/posts/57542767   Scotland's Festival of Economics (Edinburgh and online)  19th - 21st March 2026: https://www.scoteconfest.org/#learnmore   JOIN PATRICIA'S MMT ACTIVIST NETWORK (MMT UK): https://actionnetwork.org/forms/activist-registration-form   Join the MMT UK Discord server to connect with others looking to promote MMT and ecological economics in the UK!: https://discord.gg/S3UbxFe4FR   MMT: THE MOVIE! "Finding The Money", a documentary by Maren Poitras featuring Stephanie Kelton is now available worldwide to rent or buy: https://findingthemoney.vhx.tv/products/finding-the-money Updates on worldwide screenings of "Finding The Money" can be found here: https://findingmoneyfilm.com/where-to-watch/ To arrange a screening of "Finding The Money", apply here: https://findingmoneyfilm.com/host-a-screening/   STUDY THE ECONOMICS OF SUSTAINABILITY! Details of Modern Money Lab's online graduate, postgraduate and standalone courses in economics are here: https://modernmoneylab.org.au/     For an intro to MMT: Our first three episodes: https://www.patreon.com/posts/41742417 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318   Quick MMT reads: Warren's Mosler's MMT white paper: http://moslereconomics.com/mmt-white-paper/ Steven Hail's quick MMT explainer: https://theconversation.com/explainer-what-is-modern-monetary-theory-72095 Quick explanation of government debt and deficit: "Some Numbers Are Big. Let Me Help You Get Over It": https://christreilly.com/2020/02/17/some-numbers-are-big-let-me-help-you-get-over-it/     For a short, non-technical, free ebook explaining MMT, download Warren Mosler's "7 Deadly Innocent Frauds Of Economic Policy" here: http://moslereconomics.com/wp-content/powerpoints/7DIF.pdf     Episodes on monetary operations:  Episode 20 - Warren Mosler: The MMT Money Story (part 1): https://www.patreon.com/posts/28004824 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318 Episode 13 - Steven Hail: Everything You Always Wanted To Know About Banking, But Were Afraid To Ask: https://www.patreon.com/posts/41790887 Episode 43 - Sam Levey: Understanding Endogenous Money: https://www.patreon.com/posts/35073683  Episode 84 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 1): https://www.patreon.com/posts/46352183 Episode 86 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 2): https://www.patreon.com/posts/46865929    For more on Quantitative Easing: Episode 59 - Warren Mosler: What Do Central Banks Do?: https://www.patreon.com/posts/39070023 Episode 143 - Paul Sheard: What Is Quantitative Easing?: https://www.patreon.com/posts/71589989?pr=true    Episodes on inflation: Episode 7: Steven Hail: Inflation, Price Shocks and Other Misunderstandings: https://www.patreon.com/posts/41780508 Episode 65 - Phil Armstrong: Understanding Inflation: https://www.patreon.com/posts/40672678 Episode 104 - John T Harvey: Inflation, Stagflation & Healing The Nation: https://www.patreon.com/posts/52207835 Episode 123 - Warren Mosler: Understanding The Price Level And Inflation: https://www.patreon.com/posts/59856379 Episode 128 - L. Randall Wray & Yeva Nersisyan: What's Causing Accelerating Inflation? Pandemic Or Policy Response?: https://www.patreon.com/posts/63776558   Our Job Guarantee episodes:  Episode 4 - Fadhel Kaboub: What is the Job Guarantee?: https://www.patreon.com/posts/41742701 Episode 47 - Pavlina Tcherneva: Building Resilience - The Case For A Job Guarantee: https://www.patreon.com/posts/36034543 Episode 148 - Pavlina Tcherneva: Why The Job Guarantee Is Core To Modern Monetary Theory: https://www.patreon.com/posts/episode-148-why-73211346 Quick read: Pavlina Tcherneva's Job Guarantee FAQ page: https://pavlina-tcherneva.net/job-guarantee-faq/   More on government bonds (and "vigilantes"): Episode 30 - Steven Hail: Understanding Government Bonds (Part 1):https://www.patreon.com/posts/29621245 Episode 31 - Steven Hail: Understanding Government Bonds (Part 2): https://www.patreon.com/posts/29829500 Episode 143 - Paul Sheard: What Is Quantitative Easing?: https://www.patreon.com/posts/71589989?pr=true Episode 147 - Dirk Ehnts: Do Markets Control Our Politics?: https://www.patreon.com/posts/episode-147-dirk-72906421 Episode 144 - Warren Mosler: The Natural Rate Of Interest Is Zero: https://www.patreon.com/posts/71966513 Episode 145 - John T Harvey: What Determines Currency Prices?: https://www.patreon.com/posts/72283811?pr=true   More on bank runs banking regulation:  Episode 162 - Warren Mosler: Anatomy Of A Bank Run: https://www.patreon.com/posts/80157783?pr=true Episode 163 - L. Randall Wray: Breaking Banks - The Fed's Magical Monetarist Thinking Strikes Again: https://www.patreon.com/posts/80479169?pr=true Episode 165 - Robert Hockett: Sparking An Industrial Renewal By Building Banks Better: https://www.patreon.com/posts/81084983?pr=true MMT founder Warren Mosler's Proposals for the Treasury, the Federal Reserve, the FDIC, and the Banking System: https://neweconomicperspectives.org/2010/02/warren-moslers-proposals-for-treasury.html     MMT Events And Courses: More information about Professor Bill Mitchell's MMTed project (free public online courses in MMT) here: http://www.mmted.org/ Details of Modern Money Lab's online graduate and postgraduate courses in MMT and real-world economics are here: https://modernmoneylab.org.au/     Order the Gower Initiative's "Modern Monetary Theory - Key Insights, Leading Thinkers": https://www.e-elgar.com/shop/gbp/modern-monetary-theory-9781802208085.html   MMT Academic Resources compiled by The Gower Initiative for Modern Money Studies: https://www.zotero.org/groups/2251544/mmt_academic_resources_-_compiled_by_the_gower_initiative_for_modern_money_studies   MMT scholarship compiled by New Economic Perspectives: http://neweconomicperspectives.org/mmt-scholarship     A list of MMT-informed campaigns and organisations worldwide: https://www.patreon.com/posts/47900757     We are working towards full transcripts, but in the meantime, closed captions for all episodes are available on our YouTube channel: https://www.youtube.com/channel/UCEp_nGVTuMfBun2wiG-c0Ew/videos     Show notes: https://www.patreon.com/posts/151023856

China's holdings of U.S. Treasuries have fallen to their lowest level since 2008. That's not a headline — that's a structural shift. In today's episode, we break down what it means when one of America's largest foreign creditors reduces exposure to U.S. government debt. Is this geopolitical strategy? Currency management? Diversification? Or a warning sign for the U.S. dollar and bond market? We'll explore: Why China is cutting back on U.S. Treasury holdings How this impacts the bond market and interest rates What it means for the U.S. dollar (DXY) Who is stepping in to buy U.S. debt? Whether this signals a long-term shift in global capital flows The implications for stocks, gold, and global markets When foreign demand for Treasuries shifts, the ripple effects can be massive. If you trade bonds, equities, commodities, or currencies — this is required listening. Listen now and understand what's happening beneath the surface of global finance.     #TraderMerlin #China #USTreasuries #BondMarket #USDebt #DollarIndex #DXY #InterestRates #GlobalMarkets #Geopolitics #MacroTrading #TreasuryYields #FederalReserve #FinancialEducation #MarketAnalysis #CurrencyMarkets #Gold #SafeHaven #InvestingPodcast   Email – TraderMerlin@gmail.com Follow TraderMerlin: Twitter: TraderMerlin - https://twitter.com/TraderMerlin IG: TraderMerlin - https://www.instagram.com/tradermerlin/ FB: TraderMerlin  - https://www.facebook.com/TraderMerlin Live Daily Show:  - https://www.youtube.com/channel/UCczw6L9MSllTvWDK1fNlLrg Trading Applications used: -          Tradingview -           

Advertising Sponsor:This episode is brought to you by Arcadia Green Coffee, Colombian coffee exporters taking fresh green coffee from Colombia to the world - farm to roastery, direct.Instagram: https://www.instagram.com/arcadiagreencoffee/WhatsApp: https://wa.me/353877871523Episode DescriptionThis is Part 4 of a five-part series, The 2026 Ethiopian Coffee Harvest, with Matthew Thornton, founder of Arkena Coffee Market.In this episode, we examine the downside scenario: what happens if the harvest does not perform as expected, or if exporters miscalculate demand and pricing.Matthew explains that while many farmers have already benefited from high cherry prices this season, exporters, especially specialty-focused unions and cooperatives, are operating in what he calls a survival year Those who purchased aggressively without secured markets may be forced into secondary mills, accepting thinner margins or losses. Meanwhile, larger exporters with import businesses can absorb coffee losses because Ethiopia's export system allows them to retain foreign currency, which can be leveraged in other import-based ventures The conversation also turns to a deeper structural issue: the specialty industry often views itself through a quality lens, while much of origin trade operates through commodity and currency logic. When prices surge, farmers may deprioritize specialty differentiation. When prices fall, liquidity becomes the dominant concern.This episode is about trade mechanics, currency incentives, and what truly determines survival in Ethiopia's 2026 harvest.Guest LinksArkena Coffee Market: https://arkenacoffee.com/Instagram: https://www.instagram.com/arkenacoffee/***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org

The National Security Hour with Brandon Weichert – Here's the uncomfortable truth: secrecy is built into power. Intelligence agencies need it. Diplomacy depends on it. Negotiations require it. The challenge isn't eliminating secrets — it's preventing them from becoming private chains on public decision-makers. Because once leaders are ruled by what they're afraid might come out, they're no longer serving the...

Advertising Sponsor:This episode is brought to you by Arcadia Green Coffee, Colombian coffee exporters taking fresh green coffee from Colombia to the world - farm to roastery, direct.Instagram: https://www.instagram.com/arcadiagreencoffee/WhatsApp: https://wa.me/353877871523Episode DescriptionThis is Part 4 of a five-part series, The 2026 Ethiopian Coffee Harvest, with Matthew Thornton, founder of Arkena Coffee Market.In this episode, we examine the downside scenario: what happens if the harvest does not perform as expected, or if exporters miscalculate demand and pricing.Matthew explains that while many farmers have already benefited from high cherry prices this season, exporters, especially specialty-focused unions and cooperatives, are operating in what he calls a survival year Those who purchased aggressively without secured markets may be forced into secondary mills, accepting thinner margins or losses. Meanwhile, larger exporters with import businesses can absorb coffee losses because Ethiopia's export system allows them to retain foreign currency, which can be leveraged in other import-based ventures The conversation also turns to a deeper structural issue: the specialty industry often views itself through a quality lens, while much of origin trade operates through commodity and currency logic. When prices surge, farmers may deprioritize specialty differentiation. When prices fall, liquidity becomes the dominant concern.This episode is about trade mechanics, currency incentives, and what truly determines survival in Ethiopia's 2026 harvest.Guest LinksArkena Coffee Market: https://arkenacoffee.com/Instagram: https://www.instagram.com/arkenacoffee/***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org

BeccaPearce, author ofYou Don't Have to Achieve to be Loved, spent much of her career as a corporate warrior, leading teams at CareFirst BlueCross BlueShield and Kaiser Permanente before being appointed CEO of Maryland's Health Benefit Exchange. After a very public separation from the Exchange,Beccawas diagnosed with a brain tumor, triggering a life-altering health battle that forced her to redefine success. Today, as an inspirational speaker, growth strategist and personal executive coach, she sparks transformation in organizations and empowers professionals to lead with authenticity and purpose.  She shares her journey as living proof that no matter how many times you've been “chewed up and spit out” by life, you can rise stronger and live fully. When she's not on stage, she can be found on her boat, surrounded by family, friends, and her beloved pit bull mix, Nia.

Financial analyst and economic expert Bill Holter returns to the program to address what he describes as the targeted suppression of the gold and silver markets. Holter breaks down the recent major price readjustment, including the rapid dumping of large volumes of metal and how certain individuals and entities in China have reportedly been implicated and subsequently locked out of trading. We also discuss the accelerating loss of confidence in government debt worldwide, and why Holter believes we are now in a global monetary reset. With volatility intensifying and systemic risks becoming harder to ignore, Holter explains why preparation is critical and reiterates practical steps to protect assets as long-standing financial assumptions continue to break down.Learn more about Bill Holter at his website at https://BillHolter.com Links mentioned in the show:Sign up for my newsletter, see exclusives and more at SarahWestall.Substack.comProtect your assets with a company you can trust – Get the private & better price list – Go tohttps://SarahWestall.com/MilesFranklinConsider subscribing:Follow on X @Sarah_WestallFollow on my Substack at SarahWestall.Substack.com

4.  Guest: Hampton Sides. Arriving in the Society Islands, the crew enjoys Tahiti while Cook focuses on settling Mai. Cook attempts to secure Mai's future, but Mai refuses an arranged marriage. Red feathers become valuable currency. Ultimately, Cook leaves Mai at Huahine, sharing a tearful, final goodbye with the man he viewed as a son.

When someone says, “Everyone would be better off without me,” it sounds selfless — but what if it's a distortion built on the wrong currency of worth? In this episode, we unpack the hidden assumptions behind that belief, from perceived burdensomeness to shame, control, and the quiet fear of being irredeemable.Why “better” is often measured by productivity, not meaningHow depression turns imagination into certaintyThe difference between removal and redemptionThrive With Leo Coaching: If you want to reduce your psychological pain, regain your purpose and forge your own path, go to www.thrivewithleo.com to begin your journey.If you or anyone you know is considering suicide or self-harm, or is anxious, depressed, upset, or needs to talk, there are people who want to help:In the US: Crisis Text Line: Text CRISIS to 741741 for free, confidential crisis counseling. The National Suicide Prevention Lifeline: 1-800-273-8255 or 988The Trevor Project: 1-866-488-7386Outside the US:International Association for Suicide Prevention lists a number of suicide hotlines by country. Click here to find them.

In a theological landscape that often softens sin into "brokenness," Episode 480 re-establishes the biblical category of sin as debt. Jesse Schwamb takes us into the house of Simon the Pharisee to analyze the Parable of the Two Debtors. The central argument is forensic: sin creates an objective liability against God's justice that no amount of human currency—tears, works, or religious heritage—can satisfy. We explore the critical distinction between the cause of justification (God's free grace) and the evidence of justification (love and repentance). This episode dismantles the self-righteous math of the Pharisee and points us to the only currency God accepts: the finished work of Christ. Key Takeaways Sin is Objective Debt: Sin is not merely a relational slight; it is a quantifiable liability on God's ledger that demands clearing. Universal Insolvency: Whether you owe 50 denarii (the moralist) or 500 denarii (the open sinner), the result is the same: total inability to pay. God Names the Claim: The debtor does not get to negotiate the terms of repayment; only the Creditor determines the acceptable currency. Love is Fruit, Not Root: The sinful woman's love was the evidence that she had been forgiven, not the payment to purchase forgiveness. The Danger of Horizontal Math: Simon's error was comparing his debt to the woman's, rather than comparing his assets to God's standard. Justification by Grace: Forgiveness is a free cancellation of the debt, based entirely on the benevolence of the Moneylender (God). Key Concepts The Definition of Money and Grace To understand Luke 7, we must understand money. Money is a system of credit accounts and their clearing. When we apply this to theology, we realize that "religious effort" is a currency that God does not accept. We are like travelers trying to pay a US debt with Zimbabwean dollars. The Gospel is the news that Christ has entered the market with the only currency that satisfies the Father—His own righteousness—and has cleared the accounts of those who are spiritually bankrupt. The Pharisee's Calculation Error Simon the Pharisee wasn't condemned because he wasn't a sinner; he was condemned because he thought his debt was manageable. He believed he had "surplus righteousness." This is the deadly error of legalism. By assuming he owed little, he loved little. He treated Jesus as a guest to be evaluated rather than a Savior to be worshipped. A low view of our own sin inevitably leads to a low view of Christ's glory. Evangelical Obedience The woman in the passage demonstrates what Reformed theologians call "evangelical obedience"—obedience that flows from faith and gratitude, not from a desire to earn merit. Her tears did not wash away her sins; the blood of Christ did that. Her tears were the overflow of a heart that realized the mortgage had been burned. We must never confuse the fruit of salvation with the root of salvation. Quotes Tears don't cancel the ledger. Christ does that. Tears are what debtors do when Mercy lands. Grace received produces love expressed. A creditor doesn't need to be convinced you did harm. The ledger already stands. Transcript [00:01:10] Welcome to The Reformed Brotherhood + Teasing the Parable [00:01:10] Jesse Schwamb: Welcome to episode 480 of The Reformed Brotherhood. I'm Jesse, and this is the podcast for those with ears to hear. Hey, brothers and sisters, how great is it that we have these incredible teachings of Jesus? Can we talk about that for a second? Tony and I have loved hanging out in these parables with you all, and Tony will be back next week. Don't you worry. But in the meantime, I've got another parable for us to consider, and I figured we would just get. Straight to the points, but I have to let you in in a little secret first, and that is not even Tony knows until he hears this, which parable I've selected for us to chat about. And I knew that there might come a time where I would be able to sneak in with this parable because I love. This parable, and I love it because it's so beautiful in communicating the full breadth and scope of the gospel of God's grace and his mercy for all of his children. And it just makes sense to me, and part of the reason why it makes so much sense to me is. The topic which is embedded in this is something that more or less I've kind of built my career around, and so it just resonates with me. It makes complete sense. I understand it inside and out. I feel a connection to what Jesus is saying here very predominantly because the topic at hand means so much to me, and I've seen it play out in the world over and over and over again. So if that wasn't enough buildup and you're not ready, I have no idea what will get you prepared, but we're going to go hang out in Luke chapter seven, and before I even give you a hint as to what this amazing, the really brief parable is, it does take a little bit of setup, but rather than me doing the setup. What do you say if we just go to the scriptures? Let's just let God's word set up the environment in which this parable is gonna unfold. And like a good movie or a good narrative, even as you hear this, you might be pulled in the direction of the topic that you know is coming. And so I say to you, wait for it. Wait for it is coming.  [00:03:20] Luke 7 Setup: Simon's Dinner & the "Sinful Woman" Arrives [00:03:20] Jesse Schwamb: So this is Luke's book, his gospel chapter seven, beginning in verse 36. Now one of the Pharisees was asking Jesus to eat with him, and Jesus entered the Pharisees house and reclined at the table. And behold, there was a woman in the city who was a sinner, and when she learned that he was reclining at the table in the Pharisees house, she brought an alabaster jar of perfume. And standing behind him at his feet crying. She began to wet his feet with her tears, and she kept wiping them with her hair over her head and kissing his feet and anointing them with perfume. Now, in the Pharisee, who had invited him, saw this, he said to himself saying, if this man were, he would know who and what sort of person this woman is who is touching him, that she is a sinner. Let's stop there for a second. So this incredible dinner party that Jesus attends and here is this woman. Well, all we're told is that she's a woman who's identified as a sinner. Clearly moved by the presence of Jesus clearly wanting to worship him in a very particular way. By the way, loved ones. Can we address the fact that this goes back to something Tony and I have been talking about, I dunno, for like seven episodes now, which is coming outta Luke chapter 15. This idea that sinners, the marginalized, the outcasts, the down and out, they were drawn to Jesus. Something about him, his presence, the power of his teaching drew them in, but in a way that invited vulnerability, this kind of overwhelming response to who he was. And what his mission was. And so here maybe is like any other occurrence that happened in Jesus' day, maybe like a million other accounts that are not recorded in the scriptures. But here's one for us to appreciate that. Here's this woman coming, and her response is to weep before him, and then with these tears, to use them to wash his feet and to anoint him with this precious perfume. Now, there's a lot of people at this dinner party. At least we're led to believe. There's many, and there's one Pharisee in particular whose home this was. It was Simon. And so out of this particular little vignette, there's so much we could probably talk about. But of course what we see here is that the Pharisee who invited him, Simon, he sees this going on. He does not address it verbally, but he has his own opinions, he's got thoughts and he's thinking them. And so out of all of that, then there's a pause. And I, I would imagine that if we were to find ourselves in that situation, maybe we'd be feeling the tension of this. It would be awkward, I think. And so here we have Jesus coming in and giving them this account, this parable, and I wanna read the parable in its entirety. It's very, very short, but it gives us a full sense of both. Like what's happening here? It's both what's happening, what's not happening, what's being. Presented plain for us to see what's below the surface that Jesus is going to reveal, which is both a reflection on Simon and a reflection on us as well. [00:06:18] The Two Debtors Parable (Read in Full) [00:06:18] Jesse Schwamb: So picking up in, in verse 40, and Jesus answered and said to him, Simon, I owe something to say to you. And he replied, say it, teacher a money lender had two debtors, one owned 500 in RI and the other 50. When they were unable to repay, he graciously forgave them both. So which of them will love him more? Simon answered and said, I suppose the one who he graciously forgave more, and he said to him, you have judged correctly and turning toward the woman. He said to Simon, do you see this woman? I entered your house? You gave me no water from my feet, but she has wet my feet with her tears and wiped them with her hair. You gave me no kiss, but she, since the time I came in, has not ceased to kiss my feet. You did not anoint my head with oil, but she anointed my feet with perfume. For this reason, I say to you her sins, which are many have been forgiven for. She loved much, but he who is forgiven, little loves little. Then he said to her, your sins have been forgiven, and those were reclining at the table. With him began to say to themselves, who is this man who even forgives sins? And he said to the woman, your faith has saved you. Go in peace.  [00:07:42] What This Scene Teaches: Sin, Forgiveness, Love as Fruit [00:07:42] Jesse Schwamb: What a beautiful, tiny, deep, amazing instruction from our Lord and Savior Jesus Christ. So in this just short 10 verses here, it's we're sitting inside. This dinner at Simon, the Pharisees house, and a woman known publicly only as a sinner, has shown some striking love toward Jesus, and Jesus explains her actions. Then through this mini parable of debt, two debtors, one creditor, neither can pay. Both are freely forgiven. Love flows. Then from that forgiveness. And so there's a lot within the reform theological spectrum here that helps us to really understand. I think the essential principles of what's going on here, and I just wanna hit on some of those and chat with you about those and hopefully encourage you in those as I'm trying to encourage myself. First, we get some sense about what sin really is like. We get a sense of the inability to cope with sin. We get the free forgiveness that's grounded in Christ, in Christ alone, and we get this idea of love and repentance as the fruit or the evidence, not the cause of justification. Now to set this whole thing up. [00:08:50] Why Talk About Money? Defining Money as Credit & Clearing [00:08:50] Jesse Schwamb: I do think it's so important for us to talk about money for a second, not money, like we're gonna have a budget talk, not what you spend on groceries or your vacation, not even what you do in terms of planning for your retirement or what you give to the church in way of tithe than offering none of that. I'm actually more interested to talk to you about money itself. One of the things I love to ask people. Especially when I was teaching students in money and finance is the question, what is money? And I bet you if you and I were hanging out across the kitchen table and I asked you, what is money? I'm guessing you would go in one or two directions. Either you would gimme examples of money, types of money. You might talk about the US dollar or the Zimbabwean dollar, or the Euro or the Yuan. That would be correct in a way, but really that's just symptomatic of money because that's just an example or a type of some money that you might use. And of course those definitions are not ubiquitous because if I take my US dollars and I go travel to see our Scott brothers and sisters, more than likely that money. That currency, those dollars will not be accepted in kind. There'd have to be some kind of translation because they're not acceptable in that parts of the world. That's true of most types of money. Or you might go to talking about precious metals and the price of gold or silver and how somehow these seem to be above and beyond the different types of currency or paper, currency in our communities and around our world. And of course, you'd be right as an example of a type of money, but. Gold itself, if you press on it, is not just money, it's describing as some kind of definition of what money is. The second direction you might take is you might describe for me all the things that money is like its attributes. Well, it must be accepted generally as a form of currency. It might must be used to discharge debt or to pay taxes, or it must have a store of value and be able to be used as a medium of exchange. And you would be correct about all of those things as well because. Probably, whether you know it or not, you're an expert in money because you have to use it in some way to transact in this lifetime. But even those are again, just attributes. It's not what money is in its essential first principle. So this is not like an economics lecture, I promise, but I think it is something that Jesus is actually truly drawing us to, and that is the best definition of money I can give, is money is a system of credit accounts and their clearing. It's a whole system of credit accounts and their clearing. So think of it like this, every time you need something from somebody else. Anytime you wanna buy something or you wanna sell something, what's happening there is somebody is creating a claim. So let's say that I go to the grocery store and I fill up the cart with all kinds of fruits and vegetables and meats, and I'm at the counter to check out. What I've just done is said that I have all of these things I would like to take from the grocery store, and now the grocery store has some kind of claim because they're handing them over to me and I need a way to settle that claim. And the way that I settle that claim is using money. It is the method that allows us to settle those transactions. And in my particular instance, it's going to be the US dollar, or maybe it's just ones and zeros electronically, of course representing US dollars. But in this case, the way I settle it is with money and a particular type of money. But, and I want you to keep this in mind 'cause we're gonna come back to it. This is my whole setup for this whole thing. The reason why this is important is because you have to have the type of money. That will settle the debt or settle the creditor. You have to have the thing itself that the creditor demands so that you can be a hundred percent released from the claim that they have on you. If you do not have exactly a. The type of money that they desire, then the debt will not be released. The creditor will not be satisfied. You will not go free, and that it's so critically important.  [00:12:52] Sin as Objective Debt: God Names the Claim [00:12:52] Jesse Schwamb: I think it's just like this really plain backdrop to what's happening here When Jesus addresses Simon with this whole parable. So he starts this whole idea by saying to Simon that he is something to say to him, which I think in a way is profound anyway, because Simon invites him to speak. But Jesus here is taking the initiative. Simon is the host. He socially, as it were, above this sinful woman. But Jesus becomes the true examiner of the heart in this parable. What we have is. Christ's word interrupts self-justifying narratives, and clearly there was a self-justifying narrative going on in Simon's head. We know this because we're privy to his thoughts in the text here. The gospel does not wait here for the Pharisee to figure it out, the gospel lovingly correct. Always goes in, always initiates, always intervenes as Christ intercedes. And here, before any accounting happens, Jesus sets the terms. God is the one who names the debt, not the debtor. And this really is probably the beating hearts, the center of gravity of this whole exchange. I love that Jesus goes to this parable. Of a money lender, a money lender who had two debtors, one owned, 500, one owned 50. Now of course, I would argue that really, you can put this in any currency, you can translate into modern terms, you can adjust it for inflation. It doesn't really matter. What we have here is one relatively small debt, another debt 10 times the size. So one small, one large, and that's the juxtaposition. That's the whole setup here. And I would submit to you something super important that Jesus does here, which flies in the face of a lot of kind of just general wishy-washy evangelicalism that teaches us somehow that sin is just not doing it quite right, or is just a little brokenness, or is just in some way just slightly suboptimal or missing the mark. It is those things, but it is not the entirety of those things because what's clear here is that Jesus frames sin as debt. In other words, it's an objective liability. A liability is just simply something of value that you owe to somebody else. And I am going to presume that almost everybody within an earshot of my voice here all over the world has at some point incurred debt. And I think there's, there's lots of great and productive reasons to incur debt. Debt itself is not pejorative. That would be a whole nother podcast. We could talk about. Maybe Tony and I sometime, but. What is true is that debt is an objective liability. The amounts differ, but both are genuinely in the red here. And what's critical about this is that because debt is this objective reality, whenever you enter into an arrangement of debt, let's say that you borrow some money to purchase a car or home or simply to make some kind of purchase in your life, that's unsecured debt. In all of those cases, the. The one lending you the money, the creditor now has a claim on you. What's important to understand here is that this kind of thing changes it. It provides way more color and contrast to really the effects of what sin is and what sin does in its natural accountability. And so in this way we have this nuance that there are differences in outward sin and its social consequences. That is for sure that's how life works, but all sin is ultimately against God and makes us debtors to divine justice. That is now God has a claim against us. And this shouldn't make sense because unless we are able to satisfy that claim, all have that claim against them all have sinned and fall short of the glory of God. And as a result of this, it's not just that we somehow have lived a way that is just slightly off the mark and suboptimal, but instead that we've heaped up or accumulated for ourselves an objective liability, which is truly. Owed to God and because it is truly owed him, he's the one who can only truly satisfy it. This is why the scripture speak of God as being both just and justifier. That is a just creditor ensures that the debt is paid before it is released, and the one who is justifier is the one who pays that debt to ensure it will be released. God does both of these things through Jesus Christ, our Lord. Praise be to his name. So here we have a really true understanding. Of what sin is. There's no mincing of words here. There's a ubiquity in all of our worlds about money lending and borrowing, and Christ leans into that heavily. We know for a fact that the ancient Mesopotamians learned how to calculate interests before they figured out to put wheels on car. And so this idea of lending and borrowing and indebtedness, this whole concept has an ancient pedigree, and Jesus leans into this. And so we have this really lovely and timeless example of drawing in the spiritual state into the very physical or financial state to help us understand truly what it means when we incur sin. Sin is not easily discharged, and just like debt, it stands over us, has a claim on us, and we need somebody to satisfy that claim on our behalf. By the way, this gets me back to this reoccurring theme of we need the right currency, we need the right money, as it were to satisfy this debt only that which is acceptable to God through Jesus Christ. Our Lord, by the power of the Holy Spirit is what will be acceptable in payment in full for this kind of debt. And so that's again, this whole setup, it's the spiritual realm being immediately kind of dragged into this corporal reality of the balance sheet, assets and liabilities, things of value that we owe to someone else. [00:18:50] Unable to Repay: Free Cancellation, Justification by Grace [00:18:50] Jesse Schwamb: Notice in Luke verse 42, that the reason why it's important to understand the full ferocity, the ferocious of sin and the weight of the debt that it incurs upon us, is that it cannot be repaid no matter what. So look at both of these borrowers. Neither could repay. Neither could repay. So think about that for a second. It doesn't even matter how much they owed. Both were way beyond their ability. It's not merely they didn't want to, but they didn't have the resources in the spiritual state. In other words, there was no surplus righteousness to pay God back and the creditor's action here is free cancellation grace, not a negotiated settlement, but free cancellation. So whether it was 50 or 500, it was irrelevant to the fact that these borrowers just like you and I, have nothing within our means, our wherewithal to actually satisfy the this cosmic debt that we have rightfully incurred against God. And so you should be hearing this align so closely with justification By Grace, God doesn't forgive because we eventually scraped together payment. He forgives because he's gracious and in the full biblical picture because Christ pays and bears that penalty. So this isn't, we have somehow, as you've heard, sometimes in kinda very again, wishy-washy, evangelical ways that we've somehow come forward at the right time. To receive from God some kind of gift or that we've somehow elevated ourself to the place of the deserving poor, or that we come with our own extended arms, empty, but outstretched so that we might receive something from God, in part because we make ourselves present before him, not loved ones. It's far better than that. It's not being able to pay and Christ saying, come and buy. Not being able to put food on the table and him saying, come and eat. It's him saying, you who are thirsty, come and drink from the fountain of life freely and unreservedly. Not because you have some way deserved it, because in fact you desperately do not. And because God has made a way in Christ a way that we could not make for ourselves, he's paid a debt that we just could not repay. It doesn't matter what it is that you think is outstanding against you. The fact of the matter is you cannot repay it. And so of course, that's why Paul writes in Ephesians, it's by grace through faith and not by works that you've been set free in the love of the Kingdom of Christ, that all of these things have been given to you by God because he loves you and because he's made a way for you. You may remember that when Tony and I spent some time in the Lord's Prayer. That we really settled, we sunk down into what we thought was the best translation of that portion where we come to forgiving debts and forgiving debtors, and we settled on that one because we feel it's the most accurate representation of the actual language there in the text. But two, because that language also comports with all this other teaching of Jesus, this teaching that. Emphasizes the debt nature of sin, and that when we think about the fact that we in fact have a giant loan or a lease or an outstanding obligation, something that has been that our souls ourselves in a way have been mortgaged. And we need a freedom that breaks that mortgage, that wants to take that paper and to satisfy the payment and then to throw it into the fire so that it's gone and no more upon us. That because of all of that, it's appropriate for us to pray that we be forgiven our debts, and that, that we, when we understand that there's been a great debt upon us, that we are willing to look at others and forgive our debtors as well. And so you'll see that in, I'd say it looks like verse 43 here, Simon answers. Jesus question appropriately. Jesus basically pegs him with this very simple, straightforward, and probably really only one answer question, which is, which one do you think loved the creditor more? Which of these borrowers was more ecstatic, which appreciated what had been done more? And of course he says, well, the one with the larger debt, that that seems absolutely obvious. And Jesus essentially here gets Simon to pronounce judgment and then turns that judgment into a mirror. This is brilliantly what Jesus often does with these parables, and to be honest, loved ones. I think he still is doing that today with us. Even those of us who are familiar with these parables, they're always being turned into a mirror so that when we look into the, the text we see ourselves, but like maybe whatever the opposite of like the picture of the Dorian Gray is like, well, maybe it's the same as the picture. You know, this idea that we're seeing the ugliness of ourselves in the beauty of Christ as he's presenting the gospel in this passage. And the issue of course here is not whether you and I or Simon can do math. It's whether Simon will accept the implication and you and I as well, that we are a debtor who cannot repay. That. That's just the reality of the situation.  [00:23:44] The Mirror Turns: Simon's Little Love vs Her Overflowing Gratitude [00:23:44] Jesse Schwamb: And so Jesus turns then, and this is remarkable, he turns toward the woman and he compares her actions with Simon's lack of hospitality, speaking to Simon while he stares intently at the woman. I mean, the drama unfolding in this quick small little passage is exceptional. It's extraordinary. And unlike some of the. Other teachings that we've already looked at here, there is something where Jesus is teaching and acting at the same time. That is the scripture is giving us some direct indication of his movements, of his direction, of his attentional focus. And here there's an attentional focus on the woman while he speaks to Simon the Pharisee. And first what we find is Jesus dignifies the woman by addressing Simon about her while looking at her. He makes the sinner central and the respectable man answerable. That's wild. And there's an angle here that still leads us back to debt, which is Simon behaves like someone who thinks that he is little debt. So he offers little love and the woman behaves like someone who knows she's been rescued from insolvency, and so she pours out gratitude. And then there's a whole host, a little list here, a litany of things that Jesus essentially accuses Simon of directly and pulls them back into this proper understanding of the outpouring of affection. That is a fruit of justification exemplified in the woman's behavior. For instance, Simon gave no kiss, and yet here's this woman. She has not stopped kissing Jesus' feet and then wiping her feet, washing his feet with her tears.  [00:25:19] Grace Received, Love Expressed (Not Earned) [00:25:19] Jesse Schwamb: Of course, in that culture, Simon withheld this ordinary honor and the woman lavish is extraordinary affection. You know, we would often call this an reformed theology, evangelical obedience. It's the kind that flows from faith and gratitude, not a plan to earn acceptance. And this is tough for us, loved ones because we want to conflate these two. It's easy to conflate these two, and we're well-meaning sometimes when we do that. But we have to be careful in understanding that there is an appropriate response of loving worship to one who has set you free. While at the same time understanding that that loving worship never should spill over and, and into any kind of self-proclaimed pride or meritorious earning. And this woman apparently does this so exceptionally well that Jesus calls it out, that all of this is flowing from her faith and her gratitude. Jesus says, Simon didn't anoint his head with oil and she anoints his feet with perfume again. Notice some really interesting juxtaposition in terms of the top and the bottom of the body here. Here's this woman's costly act, underscoring a pattern, grace received, produces love expressed. I love thinking of it that way. Grace, perceived, excuse me, grace received produces love expressed.  [00:26:39] Sin as Crushing Debt: Why It Must Be Paid [00:26:39] Jesse Schwamb: That is the point that Jesus is driving to here, that if we understand the gospel and the gospel tells us that there is a law. That we have transgressed and that this law has accumulated in all of this debt that we cannot pay. And so the weight of this means not just that, oh, it's, it's so hard to have debt in our lives. Oh, it's so annoying and inconvenient. No, instead it's oppressive. This debt itself, this grand burden is over our heads, pushing down on our necks, weighting us down in every way, and especially in the spiritual realm. And because of this, we would be without hope, unless there was one who could come and release us from this debt. And the releasing of this debt has to be, again, an A currency acceptable to the debtor, and it has to actually be paid. There's no wiping away. There's no just amnesty for the sake of absolve. Instead, it must be satisfied. And the woman here has received this kind of extraordinary grace has acknowledged, and by the power of the Holy Spirit, through opened eyes and unstopped ears and a clean heart, has been able to understand the severity of the situation. And then this produces in her love expressed, which again is not the means of her justification, but certainly is one of the fruit of it. And Jesus explains then the reason for her response.  [00:27:58] Forgiveness First: Clearing Up Luke 7's Logic [00:27:58] Jesse Schwamb: The reason why Grace received produces love expressed is because she and her many sins have been forgiven. Hence, her love is great, love the one forgiven, little forgives little. I think sometimes that verse is often misunderstood as if. Her love caused her forgiveness. But again, we want to hear clearly from Jesus on this. The logic he gives is forgiveness, leading to love. Love is evidence or fruits. And so her love is the sign that forgiveness has already been granted and is truly possessed, not the purchase price. And Simon's Lovelessness exposes a heart still clinging to self-righteousness, acting like a small debtor who doesn't even need mercy, like one who doesn't understand that they will never, ever be able to repay the thing that is over them. You know, I love that John Val is often quoted along the lines of something like this. Those forgiven much will love much. And in his writing to me, he captures so much of this moral psychology of grace and I think there is a psychology of grace here. There is a reasonable response. That moves us by the power of the Holy Spirit, from deep within this renewal of the man, such that we express our love to God in all kinds of ways. I think especially in our age, on the Lord's day, in acts of singing through worship and meditation, through worship, and listening through worship and application, through worship, all of these means in particular as our expression of what it means to have been received, having received grace, producing a loving response. [00:29:36] "Your Sins Are Forgiven": Jesus' Divine Authority [00:29:36] Jesse Schwamb: I love that all of this ends as it draws to a close. Jesus speaks these incredible words. He tells her that her sins are forgiven. You know, notice here that Christ speaks an authoritative verdict. This is justifying speech. It's God's court declaration. It's not some like mere the therapeutic. Like reassurance here. It's not like whistling in the dark. It's Jesus himself saying This woman has been forgiven. Blessed is the one whose sins are forgiven. And of course, like so many other times in Jesus' ministry, and I have to imagine by the way, loved ones that this question got asked all the time, and not just on the occasion in which it was a court of us in scripture, but the other guests ask the right question and that question is. Who is this? Who even forgives sins, and that is the right question. Only God can forgive sins against God. Jesus is implicitly claiming divine authority. Now, we finally arrived. This is God's currency. This is the currency or the money, so to speak, that is desperately needed, the only one acceptable to discharge the debt, the cosmic treason that has been done against God himself. So because of that, here's Jesus making the claim that the way that you are led out, the way that you are set free is through me. So even here in the course of just this confronting Simon speaking about sin, he's also providing the way he's saying, I am this way, I am this truth. I am this life. Come through me. [00:31:14] Jesus the Greater Moses: The Gospel as Exodus [00:31:14] Jesse Schwamb: What I find amazing about this is in the beginning. With Adam and Eve, they transgress God's law. And from that day in all days forth, we have been building this massive sin, debt that we cannot repay. And part of the, the repercussions of that debt were for Adam and Eve to be driven to be Exodus as it were, out of the garden. And ever since then, the grand narrative of the redemptive history of God's people has been an exodus instead. Not out of what is idyllic, not out of perfection, but instead. Out of sin, out of bondage, out of sin and death and the devil and the deaths that we have incurred. And so here we have Jesus representing. He is the, the new and better Moses, he is the exodus, so to speak, who comes and grabs us by the hand almost as in the same way that the angelic representations in the story of la. And Sonor grabbed his hand to pull him, maybe even kicking him, screaming. Out of that sinful place, into the glorious light, into safety and security out from underneath this grand debt that we cannot repay. I think of Jesus's acal meeting with Moses and Elijah on the mounts of transfiguration. That's also in Luke, right? And Luke tells us that they spoke of his deceased, which he was about to accomplish at Jerusalem. And the word deceased there literally means Exodus. In Jesus, God would affect an infinitely greater deliverance than he had under Moses. And then interestingly, we see that even in all the way back in Psalm 23, you know David, he's writing as a rescue sinner who has been brought out. Brought to the Heavenly Shepherd, into the security and freedom of a sheep hold in love ones I submit to you. That is what Jesus is after here. He's after it in your life and he's after in mind that there is death, and he wants to take us out from underneath that debt by paying it off that he is the rescuer, the one who is just and justifier that he's the greater Moses, and that he leads us into Exodus. So we are transferred into the kingdom of a light. And that kingdom of light is also a kingdom of lightness in the sense that what was once a burden on our back, like it was for Pilgrim, has now been taken off. And so we are free. In that freedom, in that financial freedom, in that spiritual freedom as it were, to use both of the sides of this metaphor. What we find is our response is appropriately one of worship, that we weep and we cry for who we were, that we rejoice for who God is, and that we come proudly into His kingdom because of what he has done. And this changes us. It messes us up. You know, I think we've said before that. The joy of the Christian life of Christian lives is that the transformation process that God undertakes in each of us is very different, and some honestly are more dramatic than others. But what I think is always dramatic is one, the scripture tells us that it is a miracle. That even one would be saved. So hardhearted are we, and again, so great this debt against us that when God intervenes all get what they deserve. But some get mercy. And if we have been the ones who have received mercy, how joyful ought we to be toward the one who has granted it to us? And so here we have Christ, the the one who delivers, the one who leads out, the one who pays off, the one who pays it all.  [00:34:45] Behold the Cross: What Sin Costs, What Love Pays [00:34:45] Jesse Schwamb: I think what's clear is that the cross gives us this sense when we look upon it of just how deep and dark and heavy sin is, and that there is no easy way out of it. That what we find is that sin constantly wants to drag us down. It constantly wants to take us farther than we wanted to go, and it certainly costs us way more than we were willing to pay. So I think if we come and we behold the wood, if we behold the nails, if we look on this crown pressed into the brow that knew no guilt or disobedience, if we, not in our mind's eye, but by faith, behold, the hands that open, the blind eyes now being opened by iron. If we see the feet. Walked toward the hurting, now fixed in place for the healing of the world. If we look at the thirst of the one who is living water and the hunger of the one who is the bread of life, we ought to see the one who here, even in this passage, is just and justifier, and he invites us to say with him, come witness the death of death in the death of Jesus Christ. That is the glorious mission, right? As as, um, Horatio Spafford said, my sin, oh, the bliss of this glorious thought. My sin not in part, but the whole is nailed to the cross, and I bear it no more. Praise the Lord. Praise the Lord. Oh my soul of ones. This is the beauty of, I think of what Jesus is, is teaching here. It's the lamb. It's the one promise on the mountain provided in place of Isaac. It's the Passover marked with Crimson death passing over doors that were covered. Here's the suffering. Servant despised and rejected a man of sorrows. Who here is one who is truly well acquainted with grief? When we see Jesus lifted up, lifted up on the cross, lifted up between heaven and earth. Here the instrument of exalted torment but also unexpected triumph, the perfect God man, lifted up between earth and heaven, lifted up in shame so that we might be lifted up in grace, lifted up in cursing. We might be lifted up in blessing lifted up in Forsakenness so that we might be lifted up in divine communion with God the father lifted up to be stared at as he presents himself here, so that we could finally see what sin costs and what love pays. That is everything that he's teaching us in this passage, and I hope that you are as encouraged about this as I am because. When I think about the gospel framed in this way with the full severity of its repercussions, thinking about sin as debt objectively as a liability, that must be satisfied. My heart is instantly warmed, and I think the warming of that is not because this manufactured some kind of sentimentality around this, but there is something about this that's so resonant to me that in my professional career, in my business, I'm intimately familiar with, with debt and understanding how to manage it, but also the dangers of it. And what a liability it truly is. And so when I hear that sin not just is like this, but is this way, it makes complete sense to me and I see that this is really the, the true way that we ought to understand, I think the gospel message.  [00:38:18] Key Takeaways: Debt, Currency, and Canceling the Ledger [00:38:18] Jesse Schwamb: So here's what we should remember. Debt highlights objective guilt. I think I've said that a bunch of times and I just feel like it's, it bears repeating one last time. Sin is not only damage, it is consequences, but it's also a liability. A creditor doesn't need to be convinced you did harm. The ledger already stands and the ledger against us is not on our side. Loved ones. We are deeply in the red, and it really doesn't matter what the balance is because we just cannot repay. So it's really about our lack of ability, our inability, the no, we have no capability to pay this, and so it doesn't matter. We find ourselves in a place of hopelessness no matter what, and this debt highlights that inability none of these particular borrowers could repay. It's devastating to moral pride. We lean on this in our reform theological perspective. Even our best works can't erase guilt or generate merit sufficient to square the accounts. It's impossible. It's impossible with two ways, and this is some, I think really like the beautiful nuance of what Jesus after here in the one way that we are enabled to do this. Is because we just actually cannot earn enough. So in other words, the debt is too big. So think of the biggest number in your head that you could possibly think of, and that's at least minimally the outstanding debt. But then think about this. You don't even have the right currency. So you might find that you spend your entire lifetime working to the bone. It's like finding out that you have a million dollar loan or lien against you, and you work hard all your life, 50, 60, 70 years. And finally, on your deathbed, you've assembled enough cash with all of your savings to put toward and finally satisfy. So you might die in peace with this $1 million free and clear from your account, and you turn over the money and the creditor says, what is this currency? I won't accept this. I can't accept this. How debilitating. So it's not even the size of the debt. It's also that we don't have, we cannot earn the right currency. Only. God. God. I think this debt also highlights grace as cancellation. Forgiveness is not God pretending the debt doesn't exist. It is God releasing the debtor. This is him in triumph, being the greater Moses who walks us out through the waters outside of the city into the glorious light and the broader New Testament explains how God can do that justly. The charge is dealt with through Christ. You can go check out Colossians two. Read the whole thing of Love it. It's fantastic. I think lastly, this debt explains love, as shall we say, like a downstream effect. People love a little when they imagine that they have little needs and people love much when they were spiritually bankrupt and then freely pardoned freely in that it didn't cost you and I anything, but of course it cost our Lord and Savior everything, and so. In this way, our hopes to frame the fact that our love should be an outpouring of gratitude, uh, for the grace that God has given us through Jesus Christ.  [00:41:28] Putting It Into Practice: Don't Compare Debts, Watch for "Simon Symptoms" [00:41:28] Jesse Schwamb: Here's some things I would say that we should all walk away with to help us then both process what we've talked about here, and also put some of this into action. First thing would be, don't measure your need by comparing debts horizontally. That's a fool's errand, whether 50 or 500. The point is we cannot pay. And this levels the Pharisee and the prostitute alike. That is like Tony talked about elsewhere in the previous Luke 15, where we're talking about the PR prodigal of the father, the prodigal of the two lost sons. How there's like a great insult against the Pharisee there. And here's the insult, it's also a little bit cutting to us, and again, that the Pharisee and the prostitute are alike. Can't repay. It Doesn't matter what debt you think you have in the corporal sense, or again in this horizontal means, but you cannot repay it. And so therefore, guess what? We're all like, we need to let forgiveness lead and we need to let love follow. If you reverse that order like I'll love so I can be forgiven. You crush assurance and you turn the gospel into wages and that's again exactly I think what Jesus is against in this. He's making that very clear. The, the beauty of the gospel is this receiving that Christ has done all these things that we, uh, find ourselves by his arresting, by again, his intervening by his coming forward. He does all this on our behalf. You've heard me say before, I always like take that old phrase, what would Jesus do? That question that was on everybody's bracelets and everybody's minds and what, two decades ago? And turn that answer into what would Jesus do? Everything And it's already done. We need to watch for Simon symptoms. That's my clever way of saying this, like low love, high judgment. A chilly heart toward Christ often signals a warm heart towards self justification. And so we wanna be about the kind of people that are closely king, clinging to Jesus Christ as all of our hope and stay that the strength for today and hope for tomorrow comes from what Christ has already accomplished on our behalf. And therefore, there is a dutiful and meaningful and appropriate response for us. But that response again, is not obedience for merit. It is obedience out of warm heartedness for our savior. And for a sincere repentance because a sincere repentance is not payment. It's agreement with God about the debt. Tears, don't cancel the ledger. Christ does that. Tears are what debtors do when Mercy lands, and I think in some way the challenge here is that have we really meditated on the life of this woman and then more personally on our own experiences on what it means to be saved? Well, I'm not asking you to get yourself worked up into an emotional state, but what I am asking all of us to do is. Have we spent enough time recently meditating on what it means that Christ has set us free, that we are incredible debtors, and that Christ in our own ledger in this way hasn't just wiped out the debt, but he's filled up the account with righteousness. And so we can exchange these horrible soiled garments for garments of praise. Now, have we thought about that recently? The call here is to be reminded. That sincere repentance is an agreement with God about the debt, and in that agreement we're sensing that weight. There should be a response.  [00:44:42] Final Charge + Community & Support (Telegram / Patreon) [00:44:42] Jesse Schwamb: So I leave it to you loved ones, you've heard it here, or at least you've heard me talk for a little while about this parable. And maybe one day, maybe there'll be an episode one day about Tony's perspective on this, which I can't imagine will be too much different. But again, I saw my opportunity, loved ones. I said, oh, I'm gonna sneak in hard on this one because this one is particularly meaningful and special to me, and I hope that even though it involved a little bit of economics and maybe a lot of finance, that it didn't lose its resonance with you. I think this is the great weight of the way in which Jesus teaches that he's not just using practical means. But he's using these things to give greater weight and flesh, as it were, to these concepts of a spiritual nature that sometimes feel ephemeral. Instead, he wants them to sink in heaviness upon us. And I wanna be clear that. This whole parable is both law and gospel. It is the weightiness and the sharp edge knife of the law which cuts against us. And Jesus throwing his weight around literally at this dinner party and in this parable, and you and I should feel that weight. It should knock us around a little bit. And then. And then comes the reminder that there is good news and that good news, which is the gospel of Jesus Christ, is that he has made a way that the debt that was incurred against us, that we ourselves added to, that we continue to want to try to borrow against, that Jesus has, in fact paid that debt in full and that he's done so in the currency of his own flesh and blood and his own passive and active obedience so that it may be paid in full. It's true what the hymn says. Jesus paid it all, all to him. I owe. So I hope loved ones that you'll be encouraged with that message that it is both law and gospel, but it ends in this high and elevated state, which is we have been made together alive with Christ for his own sake, for his glory, and for our good. So now that you know that go out into the world and live that way, meditate on that, enjoy that. Talk about it with a family member or a brother and sister, or you can talk about it with us. You didn't think that we'd get this far without me even a plug for telegram, did you? So if you. Haven't listened to us before, or if this is your 480th time, I say welcome and also come hang, hang out with us online. You can do that by going to your browser and putting in there. T me slash reformed brotherhood. T. Dummy slash reformed brotherhood, and that will take you to a little app called Telegram, which is just a messaging app. And we have a closed community in there, which you can preview and then become a part of. And there's lots of lovely brothers, sisters from all over the world interacting, talking about the conversations we're having here, sharing prayer requests, sharing memes, talking about life tasting foods on video. It's really. Absolutely delightful, and I know you want to be a part of it, so come hang out. It's one other thing you can do. If at any point you felt like this podcast, the conversations have been a blessing to you, may I ask a favor, something at least for you to consider, and that is there are all kinds of expenses to make sure that this thing keeps going on. Keeps going strong. And there are brothers and sisters who after they've satisfied their financial obligations, have said, I want to give a little bit to that. So if you've been blessed, I'm what I can I boldly ask that you might consider that it's so many people giving so many tiny little gifts because all of these things compound for God's glory in the kingdom. And if you're interested in giving to us one time or reoccurring, here's a website for you to check out. It's patreon.com. Reform Brotherhood, P-A-T-R-E-O n.com, reform slash reform brotherhood. Go check that out. Alright, that's it. Loved ones, you know what to do. Until next time, honor everyone. Love the brotherhood. 

In this episode, Candice sits down with Stephen Seidel, TEDx keynote speaker, media expert, and founder of the award-winning Seidel Agency. Steve shares how his early experiences with family, community, and storytelling shaped his passion for helping leaders and entrepreneurs build authentic brands rooted in real human connection. In this episode, they discuss:How Steve's childhood shaped his deep belief in connection and belongingWhy storytelling is one of the most powerful tools for leadership and transformationThe Seidel Agency framework for mission, message, media, and movementHow authentic connection builds trust in business and in lifeWhy vulnerability is essential for creating cultural alignment and communityThe inspiration behind Steve's men's mental health collective, Gents JourneyHow one simple act of reaching out can change someone's life This uplifting conversation will inspire you to lead with heart, share your story boldly, and remember that connection is one of the greatest currencies we have. Stephen Seidel:Stephen Seidel is a TEDx keynote speaker, media expert, and brand strategist who helps entrepreneurs, startups, and HR leaders drive cultural alignment and authentic leadership. As founder of the award-winning Seidel Agency and coach to changemakers, he draws on 25 years in PR, media, and marketing to help leaders rewrite their stories, leveraging connection as currency. A best-selling author, podcast creator, and co-founder of the men's collective Gents Journey, Stephen blends humor, heart, and actionable tools to inspire resilient teams and lasting change. Agency: TheSeidelAgency.comCoaching: StephenSeidel.com/Media (Free PDF!)Men's Group: GentsJourney.co/joinTEDx Talk: https://rebrand.ly/seidelspeakingWolves Among Us Podcast: https://podcasts.apple.com/us/podcast/wolves-among-us/id1642525489LinkedIn: http://www.LinkedIn.com/in/StephenSeidelInstagram: https://www.instagram.com/stephenseidel | https://www.instagram.com/theseidelagency | https://www.instagram.com/gentsjourneyco -----Connect with Candice Snyder!Website: https://www.podpage.com/passion-purpose-and-possibilities-1/Facebook: https://www.facebook.com/candicebsnyder?_rdrPassion, Purpose, and Possibilities Community Group: https://www.facebook.com/groups/passionpurposeandpossibilitiescommunity/Instagram: https://www.instagram.com/passionpurposepossibilities/LinkedIn: https://www.linkedin.com/in/candicesnyder/Shop For A Cause With Gifts That Give Back to Nonprofits: https://thekindnesscause.com/Fall In Love With Artists And Experience Joy And Calm: https://www.youtube.com/@movenartrelaxation

Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. In this must-listen episode of Ahead in the Count, BIP Wealth's Chief Investment Officer Eric Cramer delivers his highly anticipated 2026 Annual Market Report, breaking down the most important investment trends and opportunities for the year ahead. Hosts Nolan Alexander and the baseball division's Jeremy Hermida explore what last year's market performance means for investors and how to position portfolios for success in an evolving global economy. Discover how international markets performed relative to the S&P 500 in 2025, learn strategic shifts in fixed income investing, and understand how AI is reshaping corporate America. Whether you're a professional athlete managing career earnings or an investor seeking clarity in uncertain times, this episode provides actionable insights for building wealth in 2026.   Key Topics  2025 Market Performance Review  S&P 500 returns: Up 17.5% in 2025 International developed markets: Gained 32% (nearly 2x US performance) Emerging markets: Up 33%+ Tech stock volatility and recovery Cryptocurrency market challenges The Great International Outperformance  Why foreign markets crushed US returns Dollar weakness and currency effects How diversification paid off for BIP Wealth clients Compound returns from foreign equity and currency appreciation AI Revolution: From Hype to Reality  Shift from AI creators to AI users Valuation concerns for Big Tech Corporate America's AI adoption wave Why non-AI companies face unprecedented volatility 2026 Investment Themes & Strategies  Price-earnings ratios: Top 10 tech stocks vs. S&P 490  Global economic power structure transformation Tariff impacts and trade realignments Currency revaluation effects on sovereign debt Municipal Bonds: The New Safe Haven?  Why munis may replace treasuries for taxable accounts State balance sheets vs. federal debt concerns Tax-advantaged investing strategies Private credit opportunities yielding 8%+ Portfolio Construction in Volatile Times  The "Moneyball approach" to asset allocation Building portfolios with 50%+ probability strategies Private market flexibility and liquidity improvements Incremental gains philosophy Political & Economic Uncertainty Ahead  Midterm election implications National debt sustainability concerns Tax policy changes on the horizon Bipartisan cooperation potential To contact the hosts, send an email to jhester@bipwealth.com, kschmidt@bipwealth.com, cmurray@bipwealth.com, or jhermida@bipwealth.com

Guest: John Tamny. Tamny contends that true inflation is currency devaluation rather than price increases caused by lockdowns, citing historical economic collapses in China and Germany as evidence.

My guest today is Bonin Bough, co-founder and chief strategy officer at Portrait Media Group. He's one of the most awarded marketing leaders on the planet, a rare blend of operator, builder, and boundary pusher who has reshaped how billion-dollar brands grow. Bonin's career reads like a highlight reel of modern marketingHe became one of the youngest Fortune 500 C-suite executives, led transformations that rewired global organizations and built campaigns that turned beloved brands into cultural heat engines. He's in the advertising hall of achievement. His name shows up on lists like Fortune's 40 under 40, Fast Company's most creative people in business, Ebony's Power 100. He's an author, a CNBC host and one of the most dynamic voices in the industry and just stepped into a brand new role of dad. We're gonna start there. How's it going, how much sleep he's getting, and from there, we're gonna get into the evolution of the CMO role, the rise of multicultural growth, the limits of reach, the power of resonance, and why content, culture, and AI are reshaping the playbook.

Join Ian Carroll and Alec for a live TWF member Q&A on March 12th. Become a member hereThis episode was recorded prior to the recent Epstein Files release.The mass media have been hiding a lot of things from us, and it's probably worse than you thought…In this episode, I'm joined by Ian Carroll & Chris Crutchfield for a wide-ranging conversation on how modern systems shape perception, behavior, and control. Ian breaks down how banks, asset managers, and corporate structures exert influence not through headlines, but through incentive design and financial leverage. He shares how questioning COVID narratives, financial corruption, and media overload led him to trace power through banking, corporate ownership, and information flows rather than political theater.Chris brings a complementary systems-level perspective, connecting money, energy, trust structures, and dynastic power across history. He reframes currency as current, attention as leverage, and technology as an amplifier of unresolved incentives. Together, we examine why scandals like Epstein distract from deeper networks, how controlled opposition and algorithmic feeds fracture reality, and why humility matters in an era of mass formation and information warfare.This conversation isn't about picking sides. It's about learning how to see the machinery clearly, without letting it claim your identity, attention, or sovereignty.You'll Learn:[00:00] Introduction[09:40] Secret societies and old money families: the power structures that leave money trails[21:56] Currency as electrical energy, human bodies as current, and banking's trust-based control system[39:09] Controlled opposition, COINTELPRO tactics, and verifying information by fruits not trees [52:32] How algorithms control perception, create false realities, and trap you in identity labels[01:10:45] The social media paradox, finding community through devices, and humanity's infant stage with technology[01:24:47] Protecting authenticity over access: why Binder Gate chose influencers over real journalists[01:45:32] Why Charlie Kirk's assassination is the most important story in the world right now[01:57:33] JD Vance as technocratic camp's unwitting front man and the Truman Show presidency[02:20:11] How government biofield manipulation and MK Ultra tactics created the perfect patsy[02:44:26] Maduro's capture with microwave weapons, DOD bio-widgets in every American, and ICE tyranny theater[03:05:48] Vegas shooting blacked out, MBS assassination attempt, and the flip about who really does evilRelated The Way Forward Episodes:Debunking All the Myths About Slavery, Civil Rights, MLK & Ku Klux Klan with Chad O. Jackson | YouTubeThe Biofield & The Internet of Psyops with Chris Crutchfield | YouTubeResources Mentioned:Ian Carroll on America's Deadliest Mass Shooting and Unanswered Questions They Don't Want You to Ask | YouTubeThe Great Unlearn | WebsiteLearn more from Ian and Chris:Ian Carroll | WebsiteIan Carroll | XSixSeven | InstagramSixSeven | YouTubeFind more from Alec:Alec Zeck | InstagramAlec Zeck | XThe Way Forward | InstagramThe Way Forward is Sponsored By:New Biology Clinic: Redefine Health from the Ground UpExperience tailored terrain-based health services with consults, livestreams, movement classes, and more. Visit www.NewBiologyClinic.com and use code THEWAYFORWARD (case sensitive) for $50 off activation. Members get the $150 fee waivedRMDY Academy & Collective: Homeopathy Made AccessibleHigh-quality remedies and training to support natural healing.Enroll hereExplore here

Talking Real Money opens with a stark illustration of why Bitcoin fails as a usable currency, showing how volatility can destroy real-life budgets overnight. Don and Tom compare crypto to historic speculative bubbles, argue that stability—not hype—is the core function of money, and dismantle the “store of value” narrative. The show then shifts to practical listener calls covering CD ladders, Treasury yields, retirement readiness, estate planning, and early-retirement balance. Throughout, they emphasize boring, diversified, evidence-based investing over speculation, reminding listeners that long-term financial security comes from discipline, planning, and emotional restraint—not chasing the next hot trend. 0:04 Bitcoin paycheck scenario and real-world income collapse 1:04 Currency volatility vs. household budgeting reality 2:22 Bitcoin's 45% drop and “currency vs. speculation” argument 3:24 Hyperinflation examples and why stability matters 4:03 “Greater fool” theory and vanishing crypto hype 4:47 Why Bitcoin fails as a functional currency 5:59 Tulip mania and historical bubbles comparison 6:59 Tangible assets vs. pure speculation 7:39 “At least you can live in a house” argument 8:26 Michael Saylor, HODL culture, and empty promises 9:30 NFT collapse and Beeple example 10:11 Crypto returns vs. real assets 11:14 Listener question: CDs vs. Treasuries 12:22 Current CD rates and Bankrate reference 13:56 Risks of long-term bonds and rate changes 15:32 Don's real CD ladder example 16:37 Fixed income diversification strategy 18:35 Hot money leaving crypto for prediction markets 19:45 Generational blind spots and bubble psychology 21:08 Retirement planning call: housing proceeds and savings 23:57 Social Security timing and cash-flow planning 25:41 Importance of fee-only fiduciary planning 27:32 Vernita Toll Bridge digression (classic TRM) 30:33 Estate planning: wills vs. trusts 33:49 RetireMeet promotion and resources 35:43 FIRE listener call: saving vs. living balance 38:58 Permission to spend responsibly Learn more about your ad choices. Visit megaphone.fm/adchoices

02-10-26 - Emailer Asks Why We Say Your Vagina Is Currency So We Explain It - Emailer Asks John To Put Go Conspiracy Mode For Princess Diana, Prince Andrew And MJ - Guy Asks For Sex Advice After He Leaves Used Condom In Couples Friend's TrashSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Paul Krugman, Nobel laureate in economics, former New York Times columnist now on Substack, distinguished professor at the City University of New York Graduate Center, and the author of Arguing with Zombies: Economics, Politics, and the Fight for a Better Future (W. W. Norton & Company, 2020), talks about how President Trump's economic policies are affecting investors, and what that could mean for the overall economy.

Dr. Read Montague, PhD, is a professor and director of the Center for Human Neuroscience Research at Virginia Tech and an expert in how dopamine and serotonin shape human learning, motivation and decision-making. We discuss how they impact focused effort in the context of short- and long-term goals of all kinds. Also, how SSRIs and low-effort, high-engagement activities reduce the rewarding properties of dopamine, and how AI algorithms are revolutionizing understanding of the brain. Episode show notes are available at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman David: https://davidprotein.com/huberman Joovv: https://joovv.com/huberman Function: https://functionhealth.com/huberman LMNT: https://drinklmnt.com/huberman Timestamps (00:00:00) Read Montague (00:02:54) Dopamine, Motivation & Learning (00:08:49) Reward Prediction Error, Expectations (00:12:24) Sponsors: David & Joovv (00:14:54) Foraging, Dating, Expectations vs Outcomes; AI (00:23:36) Dopamine, Expectation, Motivation; Forward Drive; Dopamine "Hits" (00:29:58) Baseline Dopamine & Fluctuations; Parkinson's Disease (00:34:36) Movement, Urgency; ADHD, Bee's Dance, Explorer vs Focus Mode (00:42:29) Sponsor: AG1 (00:43:40) Social Media, ADHD; Explorers vs Task-Based, Combat (00:50:54) Effort, Learning; Social Media & Phones, Resisting Behaviors (01:01:36) Serotonin & Dopamine, Opponency, SSRIs (01:11:21) Hunger, Dopamine; Negative Feedback, Learning, Trauma; Torture (01:18:34) Drugs of Abuse & High Dopamine (01:19:48) Sponsor: Function (01:21:35) Trauma & Dopamine Adaptation (01:27:34) SSRIs, Dopamine, Positive Experiences (01:29:50) Deep Brain Stimulation; Measuring Dopamine & Serotonin in Humans (01:36:16) Sleep; Divorce; Science is a Contact Sport (01:45:14) Long-Term Motivation, Learning How to Fail, Tool: Kids & Sports (01:54:14) Sponsor: LMNT (01:55:34) Meditation, Breathing, Learning; Dopamine as a Currency (02:04:38) Function of Sleep, Motivation; Time Perception & Dopamine, Tracking Time (02:13:18) LLMs, AI, Uses & Problem Solving (02:18:33) Future Projects, Commercial Brain-Machine Interfaces; Concentration (02:25:57) Dopamine "Hits"?; Depression & Schizophrenia; Quitting (02:30:17) Dopamine & Serotonin Misunderstandings; Internal Satisfaction; Motivation (02:35:58) Serotonin Syndrome; Acknowledgements (02:38:31) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices