Podcasts about Currency

Crypto News: Trump Media plans 1:1 blockchain token rewards for shareholders. Wallets tied to TRUMP memecoin team pull $94M USDC to Coinbase in December. Digital ID, CBDCs risk turning US into ‘surveillance state': US rep.Brought to you by

00:00 Intro01:10 Taiwan Defense: China Launched 27 Rockets Near Island03:54 Trump Says U.S. Hit Dock Linked to Venezuelan Drug Boats04:28 Meta to Buy Chinese-founded AI Startup, Manus05:28 Schmitt Proposes Bill to Shield Americans From China's Lawfare06:04 China's Currency hits a 15-month-high level against dollar06:27 Bill Bans Chinese Tech, Restricts Investment in China13:25 China Allocates $8.9B to Boost Domestic Consumption14:32 Pressure Mounts on Chinese Regime to Free Jimmy Lai

Bulgaria will formally adopt the euro as its currency starting on January 1, leaving behind the lev, which it has used since the late 19th century. The move is unpopular with almost half the country's population over fears it could spark higher inflation, something that mistrusted authorities have been trying to downplay. Also in this edition: a central district of Budapest bans short-term rentals starting this January in a bid to fix a housing crisis.

Fueled by a cost-of-living crisis and a weakening currency, Iranians are taking to the streets. While the government says it's offering dialogue, the demonstrations follow a year of growing challenges for the regime and everyday people in the country. Also, a look back at a year of global protests, driven largely by Gen Z, over economic uncertainty. And, air pollution in Germany's once-industrial Ruhr River Valley has decreased significantly, but there's still a long way to go. Plus, a look at New Year's Eve traditions around the globe. Learn about your ad choices: dovetail.prx.org/ad-choices

HEADLINES:• Syria Just Introduced New Post-Assad Banknotes, Drops Portraits• Pentagon Awards Boeing $8.6 Billion F-15 Fighter Jet Contract for Israel• Presight Wins Multi-Year Albania Smart Nation AI ContractNewsletter: https://aug.us/4jqModrWhatsApp: https://aug.us/40FdYLUInstagram: https://aug.us/4ihltzQTiktok: https://aug.us/4lnV0D8Smashi Business Show (Mon-Friday): https://aug.us/3BTU2MY

In this episode of the Crazy Wisdom Podcast, host Stewart Alsop sits down with Mike Bakon to explore the fascinating intersection of hardware hacking, blockchain technology, and decentralized systems. Their conversation spans from Mike's childhood fascination with taking apart electronics in 1980s Poland to his current work with ESP32 microcontrollers, LoRa mesh networks, and Cardano blockchain development. They discuss the technical differences between UTXO and account-based blockchains, the challenges of true decentralization versus hybrid systems, and how AI tools are changing the development landscape. Mike shares his vision for incentivizing mesh networks through blockchain technology and explains why he believes mass adoption of decentralized systems will come through abstraction rather than technical education. The discussion also touches on the potential for creating new internet infrastructure using ad hoc mesh networks and the importance of maintaining truly decentralized, permissionless systems in an increasingly surveilled world. You can find Mike in Twitter as @anothervariable.Check out this GPT we trained on the conversationTimestamps00:00 Introduction to Hardware and Early Experiences02:59 The Evolution of AI in Hardware Development05:56 Decentralization and Blockchain Technology09:02 Understanding UTXO vs Account-Based Blockchains11:59 Smart Contracts and Their Functionality14:58 The Importance of Decentralization in Blockchain17:59 The Process of Data Verification in Blockchain20:48 The Future of Blockchain and Its Applications34:38 Decentralization and Trustless Systems37:42 Mainstream Adoption of Blockchain39:58 The Role of Currency in Blockchain43:27 Interoperability vs Bridging in Blockchain47:27 Exploring Mesh Networks and LoRa Technology01:00:25 The Future of AI and DecentralizationKey Insights1. Hardware curiosity drives innovation from childhood - Mike's journey into hardware began as a child in 1980s Poland, where he would disassemble toys like battery-powered cars to understand how they worked. This natural curiosity about taking things apart and understanding their inner workings laid the foundation for his later expertise in microcontrollers like the ESP32 and his deep understanding of both hardware and software integration.2. AI as a research companion, not a replacement for coding - Mike uses AI and LLMs primarily as research tools and coding companions rather than letting them write entire applications. He finds them invaluable for getting quick answers to coding problems, analyzing Git repositories, and avoiding the need to search through Stack Overflow, but maintains anxiety when AI writes whole functions, preferring to understand and write his own code.3. Blockchain decentralization requires trustless consensus verification - The fundamental difference between blockchain databases and traditional databases lies in the consensus process that data must go through before being recorded. Unlike centralized systems where one entity controls data validation, blockchains require hundreds of nodes to verify each block through trustless consensus mechanisms, ensuring data integrity without relying on any single authority.4. UTXO vs account-based blockchains have fundamentally different architectures - Cardano uses an extended UTXO model (like Bitcoin but with smart contracts) where transactions consume existing UTXOs and create new ones, keeping the ledger lean. Ethereum uses account-based ledgers that store persistent state, leading to much larger data requirements over time and making it increasingly difficult for individuals to sync and maintain full nodes independently.5. True interoperability differs fundamentally from bridging - Real blockchain interoperability means being able to send assets directly between different blockchains (like sending ADA to a Bitcoin wallet) without intermediaries. This is possible between UTXO-based chains like Cardano and Bitcoin. Bridges, in contrast, require centralized entities to listen for transactions on one chain and trigger corresponding actions on another, introducing centralization risks.6. Mesh networks need economic incentives for sustainable infrastructure - While technologies like LoRa and Meshtastic enable impressive decentralized communication networks, the challenge lies in incentivizing people to maintain the hardware infrastructure. Mike sees potential in combining blockchain-based rewards (like earning ADA for running mesh network nodes) with existing decentralized communication protocols to create self-sustaining networks.7. Mass adoption comes through abstraction, not education - Rather than trying to educate everyone about blockchain technology, mass adoption will happen when developers can build applications on decentralized infrastructure that users interact with seamlessly, without needing to understand the underlying blockchain mechanics. Users should be able to benefit from decentralization through well-designed interfaces that abstract away the complexity of wallets, addresses, and consensus mechanisms.

Kelly Jones is Chief People Officer at Cisco, where she leads the people strategy for more than 84,000 employees worldwide. Over nearly two decades, she has helped make Cisco a global benchmark for workplace culture. In this episode, Kelly explains why trust is the foundation of every AI strategy, how Cisco is equipping managers for an era of augmented work, and what it takes to lead responsibly when the pace of change is this fast.In this conversation, we discuss:Why trust is Cisco's most valuable workplace currency and how it shapes decisions about AI, culture, and leadership.How AI becomes a co-pilot when employees are given the safety, training, and time to explore new tools at their own pace.What “super leadership” looks like and the four traits Cisco's CPO believes will define successful managers in an AI-augmented workplace.How Cisco evaluates AI use cases based on disruption, scale, and their potential to enhance the employee experience.Why the real opportunity of AI lies in automating administrative work to give humans more time for purpose, creativity, and connection.The systems Cisco is building to ensure responsible AI use through governance, upskilling, and clear ethical boundaries.Resources:Subscribe to the AI & The Future of Work NewsletterConnect with Kelly Jones on LinkedInAI fun fact articleOn How to Use Generative AI to Get Ahead In Your CareerOther episode mentioned in the show: AI as a Liberating Technology: Josh Bersin on Turning Routine Tasks into Superworkers Driving Trust, Creativity, and Growth

Iran's state TV says the country's central bank chief Mohammad Reza Farzin has stepped down, as the country faces growing protests over the high cost of living. The move comes after the Iranian rial plummeted to a record low against the dollar on Sunday. The central bank has been accused of printing too much money in an effort to shore up the currency, but instead pushing the nation on the verge of hyperinflation. Also in the segment: the price of silver briefly hits a record high. 

  This Weekend's Show we are replaying two big-picture conversations from earlier in the week. Craig Hemke explains why this metals run looks structural (not...

Today's guest is Jack Ablin, CIO at Cresset Asset Management, which manages over $70 billion AUM. Jack was RIA Intel's “CIO of the Year” for 2022 and was previously the CIO at BMO for 17 years. In today's episode, Jack walks through the ins and outs of investing in founder-led companies and what has led them to historically outperform. He also explains his approach to asset allocation, which structures portfolios based on time horizons rather than traditional asset classes. Finally, he offers an outlook for equities and fixed income next year, discusses private market opportunities, and looks at the future of Cresset Asset Management. (0:00) Starts (1:51) Overview of Cresset Asset Management (6:40) Founder-led companies: Advantages and portfolio impact (19:52) Fixed income and private market investment strategies (26:32) Future prospects in Opportunity Zones and equities (31:15) Currency considerations and foreign investment opportunities (37:01) Jack's most memorable investment ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

JC Cole lived through 5 banking colapses in Latvia he knows what to expect and how to prepare. In addition lets talk about the Rega Christmas market.

Toronto new home sales fall to lowest levels on records for the year. The Federal Government wants to bring foreign buyers back. The boys make their 2026 predictions with guest Ben Rabidoux. Currency volatility, falling rents, and the rise of right wing governments. Start an investment portfolio that's built to perform with Neighbourhood Holdings! For Investors and Advisors: https://www.neighbourhood.com/looniehourFor Mortgage Brokers:https://www.neighbourhood.com/looniehour-brokersPathways Alliance brings together six of Canada's largest oil sands companies working together to keep growing Canada's economy while providing the energy the world needs. Visit https://pathwaysalliance.ca/ to learn more!Check out the Saretsky Group Real Estate Services: https://www.saretskygroup.com/

Gold and silver hogged the limelight in 2025, hitting record highs amid global economic slowdown, geopolitical tensions, and currency fluctuations. In this episode of the Year-end podcast on commodities, Subramani Ra Mancombu speaks with Anindya Banerjee, Head of Currency and Commodity Research at Kotak Securities, to unpack the reasons behind this surge and explore what 2026 holds for precious metals. Will silver outshine gold again? Tune in for expert insights on trends, risks, and opportunities in the bullion market.

In this week's episode of Delivering #marketingjoy Carrolee Moore joins the show to discuss the currency of visibility, 3 non-negotiables for visibility strategies, visibility powerpoints, and more. Listen now!

"Knowledge is the key that opens all the doors ahead of you." Notable Moments [03:55] Why making people feel important changes everything [06:42] The emotional root of most leadership problems [09:20] How exposure reshapes perspective and confidence [12:29] Reputation and the danger of untold stories [15:06] Why intentionality separates leaders from managers Knowledge is more than information. It's influence, credibility, and trust. In this episode, Lee Cockerell, retired Executive VP of Walt Disney World, explores how learning shapes leadership in high-pressure environments, why everyone needs to feel valued, and how reputation is built through intentional actions.  Knowledge doesn't just make you smarter. It makes you steadier, braver, and more useful to the people around you. And that's the kind of currency that never loses value. Read my blog for more from this episode.  Resources CockerellStore.com The Cockerell Academy About Lee Cockerell Mainstreet Leader Jody Maberry Travel Guidance Magical Vacation Planners are my preferred travel advisors. Reach out to have them help plan your next vacation. You can reach them at 407-442-2694.    

Join Jane Kavanagh from AIB's Corporate Treasury desk and AIB Senior Economist John Fahey for the final Market Talk podcast of 2025. In this special year-end episode, they reflect on a year dominated by uncertainty, trade tensions, and shifting central bank policies. Tune in for:A recap of 2025's biggest market themes, including the impact of US tariffs and global trade agreements.Insights into central bank decisions: Fed, ECB, and Bank of England rate moves and what's next for 2026.Currency market highlights: Dollar weakness, euro resilience, and sterling's rollercoaster year.Forward-looking views on economic growth, inflation, and what could shape the markets in the year ahead.Quick-fire predictions for euro/dollar and euro/sterling pairs.Stay informed with expert analysis and practical outlooks for the new year. Subscribe to AIB Market Talk for ongoing financial market insights.Visit our website and subscribe to receive AIB's Economic Analysis direct to your inbox. Our full legal disclaimer can be viewed here https://aib.ie/fxcentre/podcast-disclaimer. Registered in Ireland: No: 24173 Allied Irish Bank p.l.c is regulated by the Central Bank of Ireland AIB Customer Treasury Services is a registered business name of Allied Irish Banks, p.l.c. Registered Office: 10 Molesworth Street, Dublin 2

Season's Greetings Glocal Citizens! I met this week's guest, Derrick N. Ashong, earlier this year in Nairobi at the Charter Cities Institute, 2025 New Cities Summit (https://youtu.be/d9XUzdxKmzo?si=FbITjI8Git8kEb9Q). At the summit, we connected as storytellers that share Ghanaian heritage and formative years spent in Brooklyn, New York. In a glocal citizenship twist, we later came to find that we met virtually years prior through mutual connections in the media and arts spaces. Derrick's work leverages his international upbringing which informs his company's vision for Turning Culture into Currency for creators and fans worldwide. He does this as founder and CEO of TBTM, a media fintech that uses content to onboard global audiences to inclusive financial solutions, with partners like Mastercard. While still a student at Harvard, he played a supporting role in Steven Spielberg's Amistad, and went on to top charts with his band, winning a Billboard Songwriting Award. As a host and producer, he pioneered multi-platform interactive content with Oprah Winfrey, and major media platforms including ABC-Disney and Univision, earning three Emmy nods and a Royal Television Society Award. His original Take Back the Mic television series has won seven major international awards and achieved 1.1 Billion media impressions worldwide. He has delivered electrifying speeches on issues of Youth Culture and Tech for UK Parliament, the United Nations, and the world's most elite business schools, including Harvard, Stanford, MIT, Wharton, Cambridge and London School of Economics. He has interviewed celebrities and global luminaries ranging from Archbishop Desmond Tutu and Kofi Annan, to Zoe Saldaña, Kevin Hart and Steven Wozniak, among others. Most recently, he has delivered keynote speeches for Mastercard, Mobile World Congress in Barcelona and Kigali, as well as SuperReturn Africa--the continent's top investment forum. In this conversation we get to know even more about the next phase of Derrick's vision for flipping the script on creative industry infrastructure in Africa. #Listenandlearn more! Where to find Derrick? On LinkedIn (https://www.linkedin.com/in/dnatv/) On Instagram (https://www.instagram.com/tbtmstudios) On YouTube (https://www.youtube.com/@soulfegemusic) What's Derrick reading? Isaac Asimov's Foundation Series (https://www.penguinrandomhouse.com/series/FOU/foundation/) Lord of the Rings (https://www.penguinrandomhouse.com/series/LOR/the-lord-of-the-rings/) by J.J.R Tolkien Other topics of interest: About Larteh (https://joshuaproject.net/people_groups/print/11948/GH) in Ghana Where are Dansoman (https://en.wikipedia.org/wiki/Dansoman) and Adabraka (https://en.wikipedia.org/wiki/Adabraka) in Accra? What was music streaming like in the early 2000's? (https://mixdownmag.com.au/features/the-history-of-music-streaming/) Soulfege performs Sweet Remix (https://youtu.be/T1j8_kOtfd8?si=5sEyNakWJDyBxbLE) About Uechi-Ryū (https://en.wikipedia.org/wiki/Uechi-Ry%C5%AB) Martial Arts Special Guest: Derrick N. Ashong.

Just as nations collapse when citizens demand more from the currency than the currency can provide, relationships collapse when partners demand emotional liquidity from partners who remain spiritually insolvent.

Shame Is A Counterfeit - Love And Grace Is God Currency - 4th  AdventFourth Advent: Mary and Joseph each had to deal with 'shame'.  This is a human experience but it is not the ‘real thing'.  Many of us live and react as a result of deep shame or embarrassment.  We do anything and everything to avoid both.  God does not ‘deal' in shame or guilt…insteadthe Trinity's real currency is Love and Grace!  Enjoy! Watch today's ‘edited' message on YOUTUBE:  https://youtu.be/TziyvxUk7eo PODCAST: https://podcasters.spotify.com/pod/show/michael-zenkerWeekly Blog: https://mikezenker.blog/  ***Love what you are hearing?  DONATE TODAY and help keep this going:  Hope Fellowship:   https://hopefellowshipycc.com/donate/ Growing In Grace Canada:  https://www.paypal.com/donate/?hosted_button_id=XHQ9UTBPTKDPW  Hope Fellowship, Your Community Church ContentWeb: www.hopefellowshipycc.com Facebook  https://www.facebook.com/hopefellowshipycc Youtube: https://www.youtube.com/c/MichaelZenker  Growing In Grace Canada ContentYouTube:  https://youtube.com/playlist?list=PLKfv-9uArQHIzcebDIyS8F3nj2MF_FV-H Facebook: https://www.facebook.com/growingingraceministriescanada  Web: www.growingingrace.caSpotify: https://open.spotify.com/show/6AvFWO7epyVeIuNf5WHFRD Grace Awakening Network weekly Program 9:30pm EST: https://www.gantv.com/  GAN ‘On Demand': https://watch.gantv.com/categories/102/still-growing-in-grace

  As 2025 closes with major indexes near highs – but investors still oddly cautious – Dana Lyons and Rick Bensignor step back to map...

ARGENTINA'S CREDIT RATING RISES AS BRAZIL FACES POLITICAL POLARIZATION Colleague Professor Evan Ellis. S&P upgraded Argentina's credit rating following Javier Milei's austerity measures, which have stabilized the currency and reduced inflation despite social costs. In Brazil, the reduction of Jair Bolsonaro's prison sentence and his son Flavio's candidacy signal a continued, polarized struggle against Lula da Silva's agenda for the 2026 election. NUMBER 8 1930

Clinton Donnelly, CEO of CryptoTaxAudit, joined me to discuss the IRS new approach to crypto taxes.Topics: - New 1099 DA Form - Proposed IRS rule and CARF membership would let the U.S. government track Americans' crypto abroad for taxation - Privacy coins and IRS - Staking rewards and taxes Learn about CryptoTaxAudit's services https://www.cryptotaxaudit.com/guard-dog/?afmc=thinkingcrypto Brought to you by

In this final episode of 2025, Liz Ann Sonders and Kathy Jones reflect on a year marked by uncertainty and volatility in the markets. They discuss the ping-pong nature of policy changes, the resilience of the economy, and the impact of retail traders on market sentiment. Their analysis also touches on the speculation surrounding the next Fed chair and the mixed signals from recent job data. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Currency trading is speculative, very volatile and not suitable for all investors.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly.  For more information on indexes, please see schwab.com/indexdefinitions The book 4000 Weeks: Time Management for Mortals by Oliver Burkeman is not affiliated with, sponsored by, or endorsed by Charles Schwab & Co., Inc. (CS&Co.). Charles Schwab & Co., Inc. (CS&Co.) has not reviewed the book and makes no representations about its content.(1225-MVBY) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's our favorite tradition of the year! In this special holiday episode, we step away from the spreadsheets and stock charts to focus on the "mental game" of money: Gratitude. We believe that an Abundance Mindset is critical for financial success. When you appreciate what you have, you make better spending decisions, feel less financial stress, and build wealth from a place of confidence rather than fear. Today, we are reading anonymous messages from our listeners, friends, and family sharing their wins, reflections, and moments of thanks from 2025. From big financial milestones to the quiet moments that matter most, these stories define what it truly means to be wealthy. In this episode, we celebrate: Real-life stories of resilience and growth from the Creating Wealth community. A list of questions that help you incorporate the process of gratitude into your life. Why reflection is the most important step in year-end financial planning. Listen now and don't forget to subscribe, share, or leave a review to help others discover tools for financial growth and emotional well-being. For future podcast topics, you can email us at askcreatingwealth@taberasset.com.

Patricia and Christian talk to Professor Steven Hail about some of the tricky questions progressive leaders and activists are facing. The conversation explores Zack Polanski's bold media messaging, bond market myths, and the historic opportunity for MMT-informed politics in the UK.   Please help sustain this podcast!  Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast   LIVE EVENT! THE FAUXBEL PRIZE IN ECONOMICS 2026

Patricia and Christian talk to Professor Steven Hail about some of the tricky questions progressive leaders and activists are facing. The conversation explores Zack Polanski's bold media messaging, bond market myths, and the historic opportunity for MMT-informed politics in the UK.   Please help sustain this podcast!  Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast   LIVE EVENT! THE FAUXBEL PRIZE IN ECONOMICS 2026

Roy Hefer expected a quick coffee. Instead, a “30 minutes” introduction with a newly appointed Lumenis CEO stretched “more than three hours,” he tells us, as they talked through her plan to transform a flat-growth, cash-bleeding medical device company and “ultimately take it public,” he tells us.That conversation marked a shift from theory to ownership. After five years at McKinsey—based out of Tel Aviv, but spending “most of my time abroad,” he tells us—Hefer realized he was “a doer,” he tells us. He loved delivering “an amazing model” and “a very sophisticated framework,” he tells us, but not walking away before execution.At Lumenis, execution became the point. A supply-chain initiative aimed to cut costs by 30%, he tells us; the team “managed to shave, save more than 40% cost,” he tells us. As the company prepared for a NASDAQ IPO in 2014, he tells us, his CFO pulled him closer—and Hefer had what he calls an “aha moment” where he “fell in love with finance,” he tells us, seeing how finance shapes decisions across fundraising, M&A, and expansion, he tells us.Years later, after a second IPO chapter at Hippo Insurance in 2021, he tells us, Hefer chose the CFO path at Perk. There, late 2022 fundraising forced a fork: accept “highly dilutive” capital or pivot toward profitability to become “default alive,” he tells us. For Hefer, that's the job: frame options early, build trust “brick by brick,” he tells us, and let the best decision make itself.

Charlie Lee, creator of Litecoin, joined me to discuss the latest developments in the Litecoin ecosystem.Topics: - Creation, Adoption, and Growth of Litecoin - Litecoin Digital Asset Treasury - Lite Strategy - Litecoin spot ETF - Starting a new crypto- Future of Crypto Brought to you by

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Need help in Portugal? Contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or join the Portugal Club community here - www.theportugalclub.com

TOPIC: Faithfulness Brings Promotion PREACHER: Rev. Dr. Ebenezer Okronipa SCRIPTURES Matthew 7:21–22 1 Samuel 30:6 Matthew 25:14–30 Psalm 100:5 Deuteronomy 7:9 Revelation 19:11 2 Timothy 2:2 Lamentations 3:23 1 Corinthians 4:1–2 Proverbs 20:6 Revelation 2:10 Daniel 6:4 1 Samuel 2:35 Matthew 24:45 Luke 16:10–12 Titus 1:9 Malachi 2:14–16 Luke 19:17 Galatians 5:22 KEY POINTS 1. Faithfulness Is the Currency for Promotion in the Kingdom In the Kingdom of God, promotion is not by noise but by faithfulness. Faithfulness is the true test of spiritual maturity. Growth is proven when you can responsibly handle assignments without supervision. Faithfulness determines change of levels in the Kingdom.

- Interview with Chris Olson on Gold and Silver (0:00) - Analysis of the Sydney Shooting (2:01) - Critique of Gun Control and False Flag Operations (7:05) - Introduction to AI and Its Importance (15:02) - AI Tools and Their Applications (16:26) - The Economic Impact of AI (25:18) - The Future of AI and Its Implications (45:45) - The Cost of Ignorance in Various Areas (55:07) - The Importance of Self-Education (1:12:44) - Financial Ignorance and Its Consequences (1:17:38) - Societal Ignorance and Its Impact (1:21:33) - Big Pharma's Business Model and Health Ignorance (1:21:51) - Big Tech's Role in Promoting Ignorance (1:28:52) - The Cost of Ignorance in Various Areas (1:30:32) - The Importance of AI in Modern Life (1:33:02) - The Future of Education and Work (1:39:02) - The Breakdown of Political Systems (1:46:50) - The Role of AI in Government and Justice (1:52:56) - The Impact of AI on Job Markets (1:53:17) - The Future of Money and Currency (2:00:17) - The Role of AI in Financial Systems (2:51:03) - Interview with Tucker and Industry Impact (2:51:22) - Promotion of Battalion Metals (2:54:38) - Final Remarks and Personal Anecdotes (2:56:31) - Future Financial Markets and Health Ranger Store Promotion (2:57:51) For more updates, visit: http://www.brighteon.com/channel/hrreport  NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Matej Zak, CEO of Trezor, and I sat down at their Prague office to discuss the new Trezor Safe 7 hardware wallet and much more.Topics:- Trezor's new device - Safe 7 - Design and Security approach - The future of self custody - Preparing for potential quantum-computing threats to crypto security - Does Trezor have plans to go public? 

For episode 654 of the BlockHash Podcast, host Brandon Zemp is joined by Jason Dehni of BlackOpal.BlackOpal is an on-chain asset management and payments platform bridging investment-grade yield with emerging market receivables. The problem they're solving is twofold: High-quality merchants in emerging markets pay above-market premiums for working capital, not because they're risky, but because legacy banking is expensive, slow, and opaque. Meanwhile, institutional capital in developed markets is starved for low-risk emerging market yield.BlackOpal specializes in credit card receivables, underwriting based on historical and real time transactions, and acquiring them via short-duration True Sale structures. Credit risk is further minimized through repayment by AA+ counterparties like Visa and Mastercard, resulting in near zero credit default. Currency risk is hedged via Non-Deliverable Forwards (NDFs). ⏳ Timestamps: (0:00) Introduction(0:51) Who is Jason Dehni?(3:03) What is Black Opal?(6:15) Gemstone vs. LiquidStone II(8:27) User protection & transparency(10:43) What makes Black Opal unique?(13:15) Where are Black Opal's products available?(15:04) Future opportunities in the Digital Asset market(19:35) Tokenization in the near future(23:50) Black Opal roadmap 2026(25:49) Events & conferences(27:08) Black Opal website & socials 

Send us a textIn this week's episode we discussed why the penny became more expensive to make than it's worth, how its disappearance could affect everyday transactions, and what this shift reveals about our evolving relationship with cash. From rounding rules to digital-payment dominance, we break down the economic, cultural, and practical ripple effects of saying goodbye to the one-cent coin.Our Links:Retrospect

In this message, Gregory Dickow unpacks the “currency” of covenant friendships. He breaks down the covenant between Jonathan and David as a picture of what Jesus has done for you—covering you, strengthening you, and bringing you into a new kind of wealth. Discover how covenant relationships wreck loneliness and lack, and how the church becomes the place those relationships take root and grow.Sunday | December 14, 2025 | 10:30 AMSUPPORT:You can donate to help us reach more lives around the world here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.lifechangerschurch.com/give⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠WATCH ON YOUTUBE:Subscribe to the ⁠⁠⁠⁠⁠⁠⁠⁠⁠Gregory Dickow YouTube channel⁠⁠⁠⁠⁠⁠⁠⁠⁠REQUEST PRAYER:⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit a prayer request⁠⁠⁠⁠⁠⁠⁠⁠⁠ and we will agree with you.CONNECT WITH ME ON SOCIAL:⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠

In this message, Pastor Gregory Dickow unpacks the “currency” of covenant friendships. He breaks down the covenant between Jonathan and David as a picture of what Jesus has done for you—covering you, strengthening you, and bringing you into a new kind of wealth. Discover how covenant relationships wreck loneliness and lack, and how the church becomes the place those relationships take root and grow.Sunday | December 14th 2025 | 10:30 AMNEXT STEPSHave you made a decision to follow Jesus? We would love to help you with your next steps, starting with a free devotional: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lifechangerschurch.com/newlife⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ABOUT LIFE CHANGERSEvery Sunday, at every small group, and every gathering of our church, we are singing about, talking about, and learning about the radical acceptance of God that we have because of Jesus. We hope you can join us as we grow to know God and discover our true worth in Him. Join us in person or online at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.lifechangerschurch.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.SUPPORTYou can tithe or donate to help us reach more lives around the world here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.lifechangerschurch.com/give⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FIND US ON SOCIAL MEDIAFacebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.facebook.com/lifechangerschurch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.instagram.com/lifechangers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@lifechangers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@lifechangerschurch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CONNECT WITH PASTOR GREGORY DICKOWYouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@gregorydickow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.facebook.com/gregorydickow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.instagram.com/gregorydickow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@gregorydickow⁠⁠

It's Story Time, our weekly walk through cricket history. This week, Adam and Geoff get together at Stomping Ground Beer Hall to watch our TFW ale come off the canning line. After that, it's time for a tale about how a crooked priest blew his cash on one of the earliest notable first-class matches, and how the first of the first in another category arrived. What does that have to with 1979? You'll find out. Your Nerd Pledge numbers this week: 20.00 - Seb Goldsmith 1.34 - Amelia Vine Get your copy of Bedtime Tales for Cricket Tragics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linktr.ee/tfwbook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Support the show with a Nerd Pledge at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Stop snoring with 5% off a Zeus device: use code TFW2025 at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠zeussleeps.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get yourself some lovely BIG Boots UK, with 10% off at this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.bigboots.co.uk/?ref=thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Try the new Stomping Ground Final Word beer, or join Patreon to win a case: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠stompingground.beer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Maurice Blackburn Lawyers - fighting for workers since 1919: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mauriceblackburn.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get your big NordVPN discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nordvpn.com/tfw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 10% off Glenn Maxwell's sunnies: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠t20vision.com/FINALWORD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find previous episodes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠finalwordcricket.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Title track by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Urthboy⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

  This Weekend Show is all about precious metals momentum, and the why behind it. Brien Lundin argues we're watching the classic bull-market baton pass...

Social media has been raging about the coming "deadly" storm that is to be striking the East Coast. So far, the weather is mild with one or two possible snow days. Why all the drama? That is the question we need to be asking with everything. Once you accept the things you can control and let go of the things you can't control, fear releases its hold. As we move deeper into the Ai enslavement model, that principle is the foundation of navigating the changing landscape. Everything is spiritual at its root; and this war is a spiritual war. Stay centered. Be still. Hear the voice of God.  #BardsFM_Morning #NarrativesOfFear #FearNot Bards Nation Health Store: www.bardsnationhealth.com EnviroKlenz Air Purification, promo code BARDS to save 10%:www.enviroklenz.com EMPShield protect your vehicles and home. Promo code BARDS: Click here MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS BardsFM CAP, Celebrating 50 Million Downloads: https://ambitiousfaith.net Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here EMF Solutions to keep your home safe: https://www.emfsol.com/?aff=bards Treadlite Broadforks...best garden tool EVER. Promo code BARDS: TreadliteBroadforks.com No Knot Today Natural Skin Products: NoKnotToday.com Health, Nutrition and Detox Consulting: HealthIsLocal.com Destination Real Food Book on Amazon: click here Images In Bloom Soaps and Things: ImagesInBloom.com Angeline Design: AngelineDesign.com DONATE: Click here Mailing Address: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479

This episode of The Spiritual Investor Podcast is about how you enter the Year of the Horse as a different version of yourself, rather than dragging the Year of the Snake along with you. We look at attachment, time, and identity through the lens of money. Instead of trying to "fix" the past, I walk you through how to step out of linear time, see where you're still recreating old stories, and begin living as the version of you who is already free now. I share more about the inner work I've been doing this year, including a recent therapy session that brought up childhood loneliness, and how merging that younger self with who I am today has changed the way I hold my own history. We explore why attachment isn't something you get rid of, but something you stop identifying with, and how choosing just two primary states of being for 2026 — joy and silence — can dissolve the heaviness you've been carrying. We also talk about energetic currency and money: how to design the energy of your life alongside the energy of your investments, why you don't need perfection or huge amounts of capital, and how steady, values-aligned decisions can quietly compound over time. This is about entering 2026 feeling open, spacious, and resourced, not overwhelmed and contracted. If you're ready to take this deeper into your financial life, this is the work we do inside The Spiritual Investor Mastermind. Enrollment is now open for the next round beginning February 3, 2026. You can apply at thespiritualinvestor.com.

Ken Carman and Anthony Lima discuss whether Kevin Stefanski would "want out" of Cleveland, what Stefanski may think of his coaching future, and whether Shedeur Sanders is now being handled better as the Browns' starting quarterback.

Keith Grossman, President at MoonPay, joined me to discuss how the firm is unlocking crypto access for both retail and institutional users.Topics: - MoonPay's crypto payment solutions - MoonPay Mastercard and Pump Fun integrations - TradFi Crypto Adoption- Web2 and tech companies transitioning to Web3 - Future of crypto payments - Tokenization of assets and human behaviorBrought to you by

Interview recorded - 2nd of December, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming on Bill Moreland. Bill is the founder of Bankregdata.During our conversation we spoke about Bills thoughts on the credit markets, regulatory shift, risk in banks, private credit risks, large bank blowup and more. I hope you enjoy!0:00 - Introduction1:18 - Overview of credit markets7:27 - Regulatory shift24:38 - What does this mean?32:53 - Private credit44:48 - Large bank blowup53:33 - One message to takeaway?Bill Moreland is a partner in a company/website called BankRegData.com. The Austin, Texas company BankRegData started in 2010 to provide a web aggregated Federal Depository Insurance Company (FDIC) insured Bank Quarterly Call Report data and additionally offer a narrative/interpretation on the bank book dynamics (see 2016 Q4 Asset Review or Winners & Losers: Citigroup). Since 2012 this data is taken from the FFIEC Central Data Repository. FFIEC is the acronym for the Federal Financial Institution Examination Council. The FFIEC is an interagency standards committee across five banking regulators including: Federal Reserve Board of Governors , Federal Deposit Insurance Corporation, National Credit Union Administration, Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau (note the Securities Exchange Commission is not listed as one of the regulators in the FFIEC.). What BankRegData does is aggregate, and to some degree normalize, the Quarterly Call Report Data. BankRegData will get you (to a good first approximation) the distribution of securities ( deposits, mortgages, credit card accounts, loans, and tradable securities) at a quarterly aggregation level across the Banking Book of the major Bank Holding Companies.Bill Moreland - Website - https://www.bankregdata.com/main.aspX - https://x.com/BankRegDataLinkedIn - https://www.linkedin.com/in/bill-moreland-097586/WTFinance -Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes -https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4LinkedIn - https://www.linkedin.com/in/anthony-fatseas-761066103/Twitter - https://twitter.com/AnthonyFatseas

Conversations stimulate progress when we talk with people and not at them. The best team cultures develop healthy ways they communicate together to stimulate progress. Please rate and review the podcast to help amplify these messages to others! For full show notes visit https://jasonvbarger.com/podcast/conversations-currency-for-change/ Jason Barger is a husband, father, speaker, and author who is passionate about business leadership and corporate culture. He believes that corporate culture is the "thermostat" of an organization, and that it can be used to drive performance, innovation, and engagement. The show features interviews with business leaders from a variety of industries, as well as solo episodes where Barger shares his own insights and advice. Subscribe to our channel: https://www.youtube.com/@JasonVBarger Make Your 2025 Effective!  Book Jason with your team at https://www.jasonvbarger.com Like or Follow Jason

In this episode, Don and Tom saddle up for a tour through Schwab's “Good, Bad, and Ugly.” They applaud CEO Rick Wurster's warning about the growing overlap between gambling and investing, take a hard look at Schwab's retail-side conflicts and non-fiduciary sales practices, and then recoil at the truly ugly: Schwab's acquisition of Forge Global and its push to open private-company speculation to everyday investors. From there, they field listener questions about crypto's pointless search for a purpose, how to implement a disciplined 5 percent retirement withdrawal strategy, the ins and outs of tax-free Vanguard mutual-fund-to-ETF conversions, and whether a younger spouse should convert a large TSP balance to Roth. It's classic Talking Real Money: skeptical, practical, consumer-first, and mildly exhausted by the Wild West of modern finance. 0:04 Investing as the Wild West and why caveat emptor still defines the industry 0:24 Schwab's role as custodian vs. broker and how they reshaped trading costs 1:14 Schwab's discount-broker origins and institutional dominance 2:37 Free trades, market influence, and why Schwab became the industry's leader 3:52 CEO Rick Wurster's warning about gambling creeping into investing 4:43 Sports betting numbers, prop bets, and why only 5 percent come out ahead 5:54 The “bad”: Schwab retail selling and the fiduciary confusion 6:40 The “ugly”: Schwab buying Forge Global and pushing private-company speculation 7:23 Why private equity is riskier, pricier, illiquid, and over-hyped 8:17 The myth of private companies outperforming public ones 9:22 Why the Wild West persists: weak oversight, self-dealing, and revolving doors 10:48 Listener question: stablecoins, crypto legitimation, and the greater-fool problem 13:00 Currency concerns and why crypto still solves nothing 13:50 5 percent withdrawal strategy: when and how to draw from your portfolio 15:28 Rebalancing, total return withdrawals, and annual cash-flow discipline 16:47 Why withdrawals should follow rebalancing, not lead it 17:56 Vanguard mutual-fund-to-ETF conversions: how they work and why they're useful 20:10 Expense-ratio savings vs. capital-gains distributions 20:55 TSP-to-Roth conversion question: tax-rate timing matters 22:44 Only convert if you can pay taxes from outside savings 23:08 Reminder: free adviser meetings, no sales pressure 24:10 TRM's longevity and approaching episode 2,000 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Sneaker History Podcast, hosts Robbie Falchi and Mike Guillory interview Dr. D'Wayne Edwards, a legendary sneaker designer and founder of Pensole Lewis College of Business and Design, a footwear design academy. They discuss the evolution of sneaker culture, the influence of athletes and pop culture on sneaker design, and the importance of authenticity in marketing. D'Wayne shares insights on the sneaker industry, advice for aspiring designers, and the significance of community engagement. The conversation also highlights the adidas Business Track initiative, which aims to bridge the gap between retail and sneaker design, emphasizing the value of knowledge and creativity in the industry.More Info: https://www.plcdetroit.com/SUPPORT THE SHOW:Donate Through Venmo: https://venmo.com/u/sneakerhistoryBuy Me A Coffee: https://buymeacoffee.com/nickengvallEarly Access, Exclusive Videos, and Content On Patreon: https://patreon.com/sneakerhistorySubscribe on Substack: https://substack.com/@sneakerhistoryJoin our Discord Community: https://discord.gg/xJFyWmWgzaIf you are interested in advertising to our audience, contact us: podcast@sneakerhistory.comCHECK OUT OUR OTHER SHOWS:For the Formula 1 Fans - Exhaust Notes: https://exhaustnotes.fmFor the Fitted Hat Fans - Crown and Stitch: https://crownandstitch.comFor the Cars & Sneakers Fans - Cars & Kicks: https://carsxkicks.comFor the Creators & Creatives - Outside The Box: https://podcasts.apple.com/id/podcast/outside-the-box-convos-with-creators/id1050172106[Links contain affiliate links; we may receive a small commission if you purchase after clicking a link. A great way to support the pod!]—––––—––––—––––—––––—––––—––––—––––—––––Our podcast is proudly...Recorded on Riverside: http://www.riverside.fm/?via=sneakerhistoryHosted & Distributed By Captivate: https://bit.ly/3j2muPbGET IN TOUCH:Robbie - robbie@sneakerhistory.comMike - mike@sneakerhistory.comRohit - rohit@sneakerhistory.comNick - nick@sneakerhistory.comDisclaimer: The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.This podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/

RED BUBBLE STORE: https://rdbl.co/2BXMEkq DISCORD: https://discord.com/invite/uWZkb2a   3:11 - Read It On Reddit NGL the new format makes time stamping the rest pretty hard... Anyway...    37:51 - Podnapping - Cine2Nerdle   AMA - readitpodcast@gmail.com - Ask Us Anything!

If You're a FAN leave me a message :-)Most people aren't exhausted because they lack motivation, they're exhausted because they're time-poor. In this episode of 15 Minute Mondays, I break down why buying things drains freedom while buying time expands capacity, clarity, recovery, and long-term performance.You'll learn how to value your hours accurately, eliminate time drains, use money to increase autonomy, and build a life that feels lighter, not heavier. If you've ever felt overwhelmed no matter how hard you work, this episode is the reset your system has needed.Key TakeawaysWhy time affluence is a better indicator of life quality than lifestyle upgrades.How lifestyle inflation quietly destroys freedom.The 5-step framework to convert money into hours, not obligations.Time-value auditing: calculate what your time is really worth.How to outsource intelligently without creating new problems.The Time Buffer Ritual: your weekly margin for clarity and recovery.Advanced strategies: time arbitrage, anti-inflation spending rules, and decision-by-friction filters.

Explore Your Personality: https://PersonalityHacker.com    Joel and Antonia explore how generational views on value have shifted—from land and productivity to emotion and social currency. They discuss fiat money, debt, AI, programmable money, and the hidden "currencies" that shape society and relationships.