Podcasts about credit repair

✂️ How to Ensure Your Name Is Removed from Joint Debts Post-Divorce? | Los Angeles Divorce

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/She went from bankrupt to millionaire, and now she's helping others do the same.Meet Daija Hopson, the newest member of our Millionaires Club, who turned her personal setbacks into a 7-figure credit repair business! Daija opens up about her journey from bankruptcy to building a credit repair empire. She shares how she managed to build a thriving business all by herself. From offering free services to build trust, to leveraging offline marketing tactics like door knocking and building strong community ties. Daija also reveals how she scaled her business and created a team that supports her mission to change lives.Ready to hear how she did it? Tune in now!Key Takeaways:00:00 Intro 01:50 Receiving the Millionaires Club Award 03:09 Daija's Background04:58 Starting a Credit Repair Business10:06 Building a Successful Affiliate Network 13:33 Getting Your First Clients15:03 Daija's Most Memorable Client16:29 The Credit Card Playbook 19:18 Mistakes Credit Repair Entrepreneurs Make 21:34 Daija's Best Marketing Tactics 25:08 Daija's Favorite Credit Repair Tactics  30:30 Rapid Fire Questions 32:53 OutroAdditional Resources:Daija's Business IG: https://www.instagram.com/luxury_creditco/Daija's Personal IG: https://www.instagram.com/coach_daija/Daija's Website: https://www.luxuryconsultinginc.com/Get a free trial to Credit Repair CloudGet my free credit repair training  How Alicia Ault Went from Helping for Free to a Million-Dollar Credit BusinessMake sure to subscribe so you stay up to date with our latest episodes.

Jennifer and Joseph Delle Fave share how they left traditional careers behind to build a creative, cash-flowing lifestyle through smart investing, powerful relationships, and a passion-driven mindset. A must-hear journey of transformation and freedom.See full article: https://www.unitedstatesrealestateinvestor.com/from-cars-and-classrooms-to-cash-flow-the-bold-journey-of-jennifer-and-joseph-delle-fave/(00:00) - Introduction to The REI Agent Podcast(00:06) - Meet Mattias and Erica: A Holistic Approach to Real Estate(00:24) - The Value of Becoming the Go-To Person(05:56) - Welcome Jennifer and Joseph Delle Fave(06:32) - From Teaching and Cars to Real Estate Investing(07:53) - Early BRRRR Deals and Bank Roadblocks(10:26) - First Creative Finance Deal with "Bank of Steve"(13:01) - Lease Option Success Story and Exit Strategy(15:05) - Forecasting Property Value and Supporting Renters(17:35) - Credit Repair and Long-Term Plans(19:02) - Scaling Up with Multiple Strategies(20:21) - Going Full-Time and Replacing the W-2(21:58) - The Power of Relationships and Abundance Mindset(23:49) - Working with Agents Who Truly Show Up(26:01) - What Makes a Great Agent: Online Presence and Hustle(28:20) - Why Contractors and Teams Are Game Changers(30:22) - Google Reviews, Referrals, and Building a Village(33:04) - Defining BRRRR and the Risks(36:08) - Rising Interest Rates and Alternative Strategies(37:39) - Shifting into Creative Finance and Seller Solutions(39:48) - Subject-To vs. Wraparound Explained(42:51) - Real Examples of Creative Deals in Florida(44:24) - Coaching Agents to Pitch Seller Terms(46:38) - Custom Deal Structures that Serve Everyone(47:32) - A Complex Quadplex Deal with a Big Payoff(50:06) - How to Spot Value in the Interest Rate, Not Just the Property(52:12) - Favorite Books for Mindset and Strategy(53:19) - Where to Find Jennifer and Joseph Delle FaveContact Jennifer and Joseph Delle FaveCreative Finance Playbook--To learn more about creatively reaching your holistic wealth, go to reiagent.com

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/Have you ever had a late payment ruin your credit score? Most people don't realize just how much damage one single late payment can do. It can drop your credit score by 60 to 110 points—or even 200 points—depending on where you started and if you have multiple late payments. But you don't have to live with it forever! There are actually simple ways to remove late payments fast.In this episode, I'll walk you through how to remove those damaging late payments from your credit report. From legal protection to technical errors to goodwill letters, I'll show you what actually works (and what doesn't).If you want to learn how to remove those late payments, you'd better stick around!Tune in now!Key Takeaways:00:00 Intro01:18 The #1 Credit Killer02:17 How One Late Payment Can Drop Your Credit Score04:01 Life Events and Legal Coverage Can Help05:34 Watch Out for Technical Errors and System Failures06:56 Look for Inconsistencies and Data Mismatches08:13 The Power of a Goodwill Letter09:46 Step-By-Step Guide on How to Remove Late Payments14:17 My Final Point14:55 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Remove Hard Inquiries & Get PAID—Here's How (Step-by-Step Demo)Make sure to subscribe so you stay up to date with our latest episodes.

Credit Repair expert Paul Oster digs into the exploding trend of BUY NOW PAY LATER, peeps getting credit killed for junk. Then we revisit the topic on should we retest for drivers licenses, lots of calls.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/What does it take to build a million-dollar credit repair business from nothing?Well, today, we're getting the answer from a very special guest. Meet Diamond Brown, CEO and founder of Diamonds Luxury Credit. Diamond went from humble beginnings to building a million-dollar credit repair business in just a few years. In this episode, she shares her incredible journey, from losing her job to becoming the first millionaire in her family, and how she used consumer law, marketing strategies, and sheer grit to transform her business and the lives of her clients.Tune in! Key Takeaways:00:00 Intro 01:48 Receiving the Millionaires Club Award 07:20 Getting Into Credit Repair11:51 Scoring Her First Clients 15:21 Starting Her Own Business20:43 Building a Team 23:04 Most Impactful Client Stories 25:20 Diamond's Tax and Insurance Companies 28:32 Getting the Most Out of Social Media32:06 The Secret to Getting Reviews and Referrals 36:21 Biggest Marketing Mistakes Credit Heroes Make38:06 Exposing Credit Sweeps40:44 Diamond's Favorite Credit Repair Strategies 47:45 Rapid Fire Questions50:39 OutroAdditional Resources:Diamond on Facebook: https://www.facebook.com/diamond.brown.821408/Diamond on Instagram: https://www.instagram.com/db_thabiggest/Diamond's website: https://www.diamondsluxuryfinancialservices.com/Get a free trial to Credit Repair CloudGet my free credit repair training  From Immigrant to Credit Repair Millionaire w/ Rolando NunezMake sure to subscribe so you stay up to date with our latest episodes.

Can ANY AND EVERYTHING be deleted from credit reports!? Tune in to this episode to understand the truth!Website: www.StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 GooglePodcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL3N0aXJndXNjcmVkaXRyZXBhaXIvZmVlZC54bWw Want credit repair mentorship? https://stirguscreditrepair.com/mentorship.html Music by Ryan Little - Ascension - https://thmatc.co/?l=100D9FF4

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/Have you ever seen those jaw-dropping credit sweep ads that promise to delete all negative items from your credit report in days and wondered if they're too good to be true?Well, today I'm pulling back the curtain to reveal the shocking truth behind credit sweeps—and trust me, it's much darker than you think. Not only are credit sweeps illegitimate, but they are also highly illegal and could land you in prison. Yes, you heard that right—prison! Luckily, there are legitimate ways to fix your credit, and today, I'll walk you through everything.If you don't want to fall victim to these scams, you'd better stick around!Key Takeaways:00:00 Intro 03:00 What Is a Credit Sweep and Why Is It Illegal? 05:51 Our Responsibility as Credit Heroes 06:39 Factual Disputing: A Legitimate Solution 09:38 Credit Repair Cloud Has Your Back 10:12 Setting Expectations 10:55 My Final Point 11:36 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  How to Use FREE Content to Generate Credit Repair Leads (And Stay TRS Compliant!)Make sure to subscribe so you stay up to date with our latest episodes.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/He's loud, raw, and a true credit repair beast…Meet Steven Gomez! Steven is a credit repair pro, a content powerhouse, an AI Jedi Master, and one of the most outspoken voices in our community, always keeping it real about what it takes to succeed in this business. A 15-year Army combat veteran turned credit repair expert, Steven has spent the last five years coaching over 150 credit repair owners, all using Credit Repair Cloud. Now, he's developing innovative tools to help credit repair professionals grow their businesses.Today, he's here to share his journey and show you how you can win too.Let's dive in!Key Takeaways:00:00 Intro 01:54 Steven's Background05:22 Starting a Credit Repair Business08:48 Advice for Beginners 13:48 Common Errors on Credit Reports18:12 Getting Student Loans Off Reports 22:25 Tactics That Are Working Today 23:30 Credit Repair and AI 26:51 Guerrilla Marketing Tactics for Beginners 35:54 If Steven Started Over Again Today… 37:32 #1 Advice for New Credit Repair Business Owners 39:29 Rapid Fire Questions43:36 OutroAdditional Resources:Join Steven's mentorship program: https://app.fetchautomations.com/v2/preview/GohiWrRAc2YfQGXPN310?notrack=trueSteven on Facebook: https://www.facebook.com/GoatmezGoatmez Media on YouTube: https://www.youtube.com/@thegoatmezmediaSteven on YouTube: https://www.youtube.com/@choppingitupwithgoatmez-13Steven on Instagram: https://www.instagram.com/goatmezmedia/Get a free trial to Credit Repair CloudGet my free credit repair training  How to Use FREE Content to Generate Credit Repair Leads (And Stay TRS Compliant!)Make sure to subscribe so you stay up to date with our latest episodes.

Christopher Stirgus (owner of Stirgus Credit Repair) was invited to a podcast with Daniel Rosen (owner of the Credit Repair Cloud software) and gave a background story on how he started his credit repair business, followed all rules and regulations, plus tips for those who are wanting to get into the credit repair industry! Tune in and listen to this great episode! Original version of this episode, belongs to Credit Repair Cloud: https://www.youtube.com/watch?v=PGDtGgaxTUAWebsite: www.StirgusCreditRepair.comEmail: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/booksFollow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/Join our Facebook Group Community: https://www.facebook.com/groups/113357348489166/Instagram: https://www.instagram.com/stirgus_credit_repair/Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rgSpotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMoApple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520GooglePodcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL3N0aXJndXNjcmVkaXRyZXBhaXIvZmVlZC54bWwWant credit repair mentorship? https://stirguscreditrepair.com/mentorship.htmlMusic by Ryan Little - Ascension - https://thmatc.co/?l=100D9FF4

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/He was working at a Louisiana car dealership, struggling to close deals because clients couldn't get approved for financing. Then one day, he had an idea: what if he could help fix their credit instead?Meet Christopher Stirgus. Christopher turned his frustration into a fully automated, TSR-compliant credit repair business that skyrocketed from 5 clients to over 100 in just three months. And he did it all without cold calling, without breaking the rules, and without losing sleep over compliance.In today's episode, you'll hear how he used a $20K credit card to fund his launch, why affiliate partnerships became his top lead source, and how he built a system so smooth that even the credit bureaus now send letters straight to his office.Tune in!Key Takeaways:00:00 Intro 01:29 Getting Into Credit Repair 04:45 From Zero to 100 Clients in 3 Months 08:06 Digital Marketing Tactics 09:53 Staying Compliant with TSR 11:43 Credit Repair Cloud Tools13:22 Creating a Full Self-Service Credit Repair Business 16:53 Christopher's Best Credit Repair Tactics 21:58 Getting Reviews & Testimonials 23:20 Credit Building Products 25:17 One Piece of Advice for Aspiring Credit Heroes 25:44 Rapid Fire Questions27:47 OutroAdditional Resources:Christopher's Website: https://stirguscreditrepair.com/Get a free trial to Credit Repair CloudGet my free credit repair training  Generate Leads 24/7 with a 100% TSR-Compliant Credit Repair WebsiteMake sure to subscribe so you stay up to date with our latest episodes.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/She was delivering mail in freezing Illinois winters, living in Section 8 housing, and raising three kids on her own. Yet, she still managed to build a million-dollar credit repair business. Meet Lakeya Allen. Lakeya took our Credit Hero Challenge in 2020 and she never looked back. She mastered the software, got amazing results, and she is now an official member of our Millionaires Club. In just five years, she's helped over 4,000 people fix their credit, mentored nearly 100 entrepreneurs, and built a personal brand with 130,000+ followers.Today, she's here to share how she built her credit repair empire from scratch and how you can too, so you better stick around!Key Takeaways:00:00 Intro 01:42 Getting the Millionaires Club Award03:32 Lakeya's Background07:57 Getting Into Credit Repair 09:46 Growing a Team 14:06 Lakeya's Best Marketing Tactics 19:56 Best Credit Repair Tips 24:30 One Piece of Advice for Aspiring Credit Heroes 25:29 Rapid Fire Questions 29:32 OutroAdditional Resources:Learn more about Lakeya: https://www.lakeyaallen.com/Get a free trial to Credit Repair CloudGet my free credit repair training  How 8 Credit Repair Entrepreneurs Got Their First Clients (Real Stories)Make sure to subscribe so you stay up to date with our latest episodes.

The First-Time Buyer Blueprint, Information for First-Time BuyersThinking about buying your first home but worried your credit score might hold you back? In this episode, Dana Wilson joins Ryan Gilliam from Your Best Mortgage to break down the essentials of credit repair for first-time home buyers. Learn how your credit score impacts your home loan options, what steps you can take to improve your credit, and how to avoid common pitfalls that could delay your home-buying journey. Ryan shares actionable tips and resources to help you feel confident and prepared—no matter where you're starting from.Whether you're just beginning to explore homeownership or actively working on your finances, this episode is packed with practical advice to help you move forward with clarity and confidence.Got questions about credit repair or the homebuying process? Drop them below!#RealEstateTips #CreditRepair #FirstTimeBuyer #HomeBuyingJourney #PhoenixRealEstateConnect with Dana: Text ConnectWithDana to 480-508-9828Connect with Ryan: Text ConnectWithRyan to 480-508-9828Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/What if I told you that high sales are actually damaging your business?I just got back from my very first Credit Con, and the absolute highlight for me was when Dustin Ball took the stage and delivered a master class on sales and client retention. We were so fired up by what Dustin shared that we knew we had to share it with you as well. This is your chance to hear one of the most innovative sales strategies in the game from an absolute powerhouse in the credit repair industry.Tune in!Key Takeaways:00:00 Intro 01:32 Dustin Ball's Presentation at Credit Con 04:25 Focusing on Sales vs. Client Retention 16:07 Why Do Clients Leave? 24:08 Dustin's Best Tips for Client Retention 36:26 Become a Pro CRO 46:04 Outro Additional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Andre Coakley's Proven Strategy to Keep Credit Repair Customers Coming BackMake sure to subscribe so you stay up to date with our latest episodes.

On this episode of Retire Fit Radio, Nathan Fort discusses the importance of understanding both conventional and unconventional economic indicators that can impact retirement planning. He highlights quirky indicators like the Lipstick Index and Cardboard Box Index, as well as traditional metrics such as GDP and unemployment rates. The conversation shifts to common cash flow mistakes retirees make, emphasizing the need for strategic IRA withdrawals and comprehensive tax planning to ensure a secure retirement income If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

In this conversation, Garry Thurman and Bobby Futch discuss the positive outlook of retirees, with 72% reporting better-than-expected experiences. They emphasize the importance of multiple income streams, predictable income, and consolidating retirement accounts. The hosts also highlight potential red flags for retirement, such as living paycheck to paycheck, managing debt, and understanding expenses. They stress the need to maximize Social Security benefits and the importance of having a comprehensive retirement plan f you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

Karen & Janet start Episode 550 with buying & rental opportunities in Ventura County.  Their first guest is Larry Reyes from Smart Home Mortgage talking about rates, investor opportunities, ADU's, along with a variety of loan programs that can get you into your dream home, even if you have credit issues there is a program for you!  Next guests are Alex and Sunday who invite you to their free seminar in Oxnard at The Courtyard Marriott, 500 east Esplanade Drive.  The first 50 people who arrive receive a free Starbucks gift card, they are also giving away 3 big screen TV's!  The seminar includes classes on ADU's, Buying A Home 101, Living Trusts, Credit Repair, Benefits of Solar and more!  Alex and Cindy know the area and this seminar will give you the information for purchasing a home in Ventura County. Justin Soenke wraps up the show with ways to get the phones ringing at your small business.  Justin helps you tell your story, about your customers, your history and expertise and how to use AI to your advantage Justin is the owner of Phase 3 Website Solutions and has helped businesses grow throughout his career.  When it comes to Real Estate and Business no show is more local than Girls On The air with Karen And Janet!

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/What if I told you there's a way to 10x your business—without burning out, second-guessing every move, or making expensive mistakes?That's the power of having the right mentor. But before you trust someone with your future, there are a few things you need to know. In this episode, I break it all down: how to know if it's the right time for a mentor, what to look for in credit repair business mentors, and how the right one can help you reach your full potential.I'm also revealing a completely free tool we built just for you, so you can get expert guidance when you need it most, without spending a dime.Tune in!

In this episode of Retire Fit Radio, Nathan Fort discusses common assumptions people make about retirement planning, particularly focusing on the risks of relying solely on market performance and the impact of inflation. He emphasizes the importance of having a solid retirement plan that accounts for market fluctuations and inflation rates. The conversation also explores opportunities that arise during bear markets, such as tax loss harvesting and the potential benefits of annuities in a changing interest rate environment. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

In this conversation, Garry Thurman discusses the critical relationship between health and wealth as individuals approach retirement. He emphasizes the importance of proactive health planning alongside financial strategies to ensure a fulfilling retirement. Garry shares his personal health journey, highlighting the impact of health on financial stability and the necessity of addressing both aspects to avoid the double threat of declining health and uncertain finances. The discussion also touches on the emotional and spiritual dimensions of retirement planning, underscoring the need for a comprehensive approach that includes both health and wealth considerations If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/Are these viral credit repair tips legit or total scams? Credit repair is blowing up on social media right now, and I love that it's getting attention, but let's be real… Not all of these videos are helpful, and some could actually do more harm than good. That's why today I'm diving into some hugely viral credit videos online. I'm going to break them down, and I'm going to give you the real story, so you don't waste your time or fall for something that could wreck your credit or your business.Let's jump right in! Key Takeaways:00:00 Intro 02:04 Reacting to Viral Credit Repair Clips16:54 My Final Point17:24 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Credit Repair Business 101: A Step-by-Step Guide for 2025Make sure to subscribe so you stay up to date with our latest episodes.

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/When you focus on helping people and delivering results, your business will grow.Today's guest, Leonides Valdez, the newest member of our Millionaires Club, is a perfect example of this. As the founder of National Best Credit Solutions, Leo has not only transformed the lives of countless clients, but his own as well—in just a few short years. From serving only two local clients in San Antonio, he's grown into a national brand. Through consistency, referrals, and a relentless drive to change lives, Leo has made it all the way to the Millionaires Club. Now, he's here to share his best-kept secrets with you.Tune in!Key Takeaways:00:00 Intro 01:44 The Millionaires Club Award 02:31 Before Credit Repair07:39 First Year in Business & Getting New Clients 13:20 Personal Growth and Business Challenges 17:24 How to Get Unstuck 18:31 Affiliates and referral partners 27:05 Credit Repair Strategies 31:13 Common Misconceptions About Credit Repair 32:07 Staying Compliant with the TSR 33:06 Improving Your Credit Score 37:21 Advice for Aspiring Credit Heroes 45:52 Utilizing Social Media 49:20 Rapid Fire 53:35 OutroAdditional Resources:Follow Leonides on Facebook: https://www.facebook.com/leonides.valdez.180/National Best Credit Solutions: https://nationalbestcreditsolutions.com/Get a free trial to Credit Repair CloudGet my free credit repair training  5 Possible Reasons and How to Fix ThemMake sure to subscribe so you stay up to date with our latest episodes.

On this episode of Retire Fit Radio, Nathan Fort discusses the challenges and strategies for navigating market volatility as retirement approaches. He emphasizes the importance of clarity in financial planning, particularly regarding Social Security and investment strategies. The conversation also covers the impact of economic recessions on retirement planning and the necessity of having a solid financial plan to weather these situations. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

On this episode, Gary Thurman and Bobby Futch discuss the financial habits of the middle class, emphasizing the importance of avoiding common mistakes, understanding the influence of one's environment, and recognizing the energy of money. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

Student loan payments are back, and millions of borrowers have no idea they're already delinquent. In this episode, Brian Vaughan breaks down what's happening with student loans, how it could tank your credit score without warning, and what to do before applying for a mortgage. Plus, we dive into what's coming this summer with medical debt reform and a wild loan story involving a surprise job switch that actually saved a deal.   Key takeaways to listen for Student loan chaos: Why millions of Americans are unknowingly delinquent Steps to take if your student loans have damaged your mortgage eligibility Why pulling your credit report annually should be your new self-care ritual A game-changing credit policy shift that could open doors for buyers Reasons job changes mid-mortgage can derail deals and how to time them right   Resources mentioned in this episode Free Credit Report Annual Credit Report.com Credit Karma CreditWise | Free Credit Score, Credit Report & Monitoring   About Brian VaughanBrian is a loan officer and co-manager of Fairway Mortgage in Burlington. In addition to lending people money to buy homes, he takes his black tea with milk, quotes Shakespeare less than he would prefer, and is somewhat of a soccer fanatic. Brian lives in Georgia, VT, with his wife, four kids, and Goldendoodle, Dame Judi Dench.   Connect with Brian Website: Brian Vaughan, Burlington, VT - NMLS# 2046057 Instagram: @brianvaughanmortgages LinkedIn: Brian Vaughan Email: brian.vaughan@fairwaymc.com Phone Number: 802-489-7186   Connect with LeighPlease subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.   Sponsors"You Ask. Leigh Answers." Your Affordable Coaching ProgramHey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/Have you ever wondered why your credit score suddenly drops even when you've done nothing wrong? Well, there is one sneaky thing that always causes this: hard inquiries!An inquiry is when a lender requests your credit history from one of the credit bureaus. It could be for a mortgage, a car loan, a credit card, or even when applying for a job or an apartment. Inquiries are divided into soft and hard, depending on their impact and purpose. Anytime a creditor checks your credit report as part of a decision-making process, it's usually a hard inquiry. Hard inquiries can drop your credit score by as much as 10% and stay on your credit report for two years!But here's the good news. Today, I'm going to show you a live demo of the fastest, most efficient way to erase these nasty little inquiries from your credit report using the software trusted by thousands of successful credit repair businesses. Plus, I'm going to reveal a $1,000 mistake you're probably making right now without even knowing it, so you better stick around!Key Takeaways:00:00 Intro 01:58 What Is an Inquiry? 04:32 Step-by-Step Guide to Removing Hard Inquiries 13:44 Get Paid for Unauthorized Inquiries 16:05 Special Hack to Speed Up the Process17:15 My Final Point17:44 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Credit Report 101: A Beginner's Guide to Reading & Disputing!Make sure to subscribe so you stay up to date with our latest episodes.

Worried about funding for your business? Expert tips and models are available at Freedymm, with community tools designed to help entrepreneurs repair their credit and thrive. Visit https://freedymm.com/ for details. AMGroup City: Carson City Address: 3250 Retail Drive Website: https://freedymmm.com

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/Imagine turning your passion for helping others into a million-dollar business…That's precisely what this week's guest, Alicia Ault, accomplished! Before diving into credit repair, Alicia worked in the mortgage industry and was shocked by how many people were denied home loans without a clear explanation. Taking matters into her own hands, she began helping people for free. It wasn't until two years later that she started charging for her services. Now, she's a proud member of our Millionaires Club and the founder of LevelUp Score, an automated credit action plan software.In this insightful interview, Alicia shares her credit repair journey, reveals her endless lead source, and drops some exclusive updates about LevelUp Score. You don't want to miss this!Let's dive in.Key Takeaways:00:00 Intro 02:12 Making a Million By Helping People02:58 Life Before Credit Repair04:48 Building a Credit Repair Business07:33 Growing While Staying Compliant with TSR11:34 From Expert to Entrepreneur 14:46 Advice for Aspiring Credit Heroes 17:10 Working with Loan Officers 21:24 LevelUp Score Software 27:29 How Alicia Markets Her Business Without Ads 31:43 Best Credit Repair Strategies 43:30 One Piece of Advice for Aspiring Credit Heroes44:03 Rapid Fire45:44 OutroAdditional Resources:LevelUp Score: https://www.levelupscore.com/Get a free trial to Credit Repair CloudGet my free credit repair training  Can You Create a Successful Credit Repair Business Just by Building Relationships? - Alicia AultMake sure to subscribe so you stay up to date with our latest episodes.

Is fixing your credit really that hard—or are scammers just making a fortune convincing you it is? In this episode, Steve Rhode, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, break down the surprisingly simple truth about credit repair—and the dangerous line where it crosses into credit fraud. From bogus CPNs to sketchy piggybacking services, we're calling out the tricks that cost people billions every year.You'll learn what actually works to improve your credit score, why your Credit Karma number might not matter, how to legally clean up errors, and why no one needs to spend a fortune to get their financial life back.

In this episode of Retire Fit Radio, Nathan Ford discusses the importance of proactive retirement planning, emphasizing the need to navigate life's unexpected challenges, or 'curveballs.' He highlights key areas of concern for retirees, including financial instability, healthcare and long-term care costs, tax planning, and the impact of inflation. Nathan also introduces the concept of the 'Vital View,' a comprehensive retirement planning tool designed to help individuals assess their financial situation and prepare for a secure retirement. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

In this episode, the hosts discuss the current economic climate, addressing concerns about a potential recession and its implications for retirement planning. They emphasize the importance of reviewing retirement plans, understanding economic indicators, and managing expenses effectively. The conversation also highlights common financial pitfalls, such as high-interest debt and unnecessary insurance costs, while offering practical advice for navigating these challenges as one approaches retirement. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.

Kath tells Pat credit repair agencies, an industry which take the scam that is the credit score an adds another scam on top of it. We talk about the conditions that allowed this industry to flourish, and recent attempts to protect consumers from its manipulations.Much of the info in this podcast is available in Maddy Crowell's recent article "The Big, Empty Promises of the Ballooning Credit Repair Industry", available here: https://newrepublic.com/article/192064/big-empty-promises-ballooning-credit-repair-industry

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/What if I told you that you could make millions by changing people's lives?Well, that's exactly what today's guest, Paranda Davis, has done! Paranda, also known as The Credit Beast, is a repeat guest and new member of our Millionaires Club. In this powerful episode, Paranda shares her inspiring story of becoming a single mom who took control of her financial future.With no prior experience, she started her own credit repair business and earned $30,000 in her first month. Now, she mentors others and continues to change lives every day.Want to know the secrets that helped her build her empire?Tune in!Key Takeaways:00:00 Intro 02:00 Getting the Millionaires Club Award 03:13 From Credit Repair to Mentoring03:59 Paranda's Journey Into Credit Repair 07:57 Paranda's Marketing Strategies 10:57 Advice for Aspiring Credit Heroes 13:42 The TSR and Working with Clients 18:57 Rapid Fire 20:56 How to Reach Paranda 21:27 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  How Paranda Davis Made $30K in the First Month of Her Credit Repair BusinessMake sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/New to credit repair?Running a business is hard, especially in the first few years when everything feels like an uphill battle. You're juggling countless tasks, figuring things out as you go, and making plenty of mistakes—but that's normal. Even the most successful entrepreneurs have stumbled along the way.The good news is, you don't have to learn everything the hard way! To help you on your journey, I've compiled a list of the 8 biggest mistakes new credit repair business owners make—and how to avoid them.Tune in, and don't struggle like I did!Key Takeaways:00:00 Intro 02:51 Mistake #1 05:16 Mistake #207:44 Mistake #308:58 Mistake #410:50 Mistake #5 12:25 Mistake #614:10 Mistake #7 15:37 Mistake #8 16:42 My Final Point17:10 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  10 Steps to Build a Successful Credit Repair BusinessMake sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/Three years ago, I was sued by the CFPB.They sued me over the Telemarketing Sales Rule (TSR), and it was the most stressful period of my life. The craziest part is that we don't do telemarketing, we don't have salespeople, and our software doesn't even make calls. Yet, they alleged that we were in breach of the TSR simply because our software was being used by others who were breaking the law.After a three-year battle, we finally reached a settlement with the CFPB, and I can now talk about it to help you avoid the same nightmare!Some people think that because the CFPB is now in trouble, the TSR doesn't apply anymore, but that's dead wrong. If you're in credit repair, the TSR still applies to you. It always has, and it always will. At our VIP mastermind event, Troy Hitt, our Head of Customer Success, explained everything you need to know to protect your business.Tune in!Key Takeaways:00:00 Intro 01:25 Do You Still Need to Follow the TSR? 04:10 Troy's story 15:09 What Is TSR and How Does It Impact You?18:04 Best Practices 28:43 My Final Point29:27 Outro Additional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Generate Leads 24/7 with a 100% TSR-Compliant Credit Repair WebsiteMake sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/Struggling to get your first credit repair client?Your first client is the most important one, but also the hardest to get. You don't have a track record, you don't have any testimonials, and you're probably doubting yourself. But trust me, we've all been there. Every credit hero you've heard of started in the exact same place with the exact same doubts. That's why today, I'm sharing the real stories of 8 successful credit heroes and how they landed their first clients!Your first client is closer than you think, so you better stick around!Key Takeaways:00:00 Intro 01:03 We All Start at the Bottom 02:08 The First Step 03:10 How Millionaires Club Members Got Their First Clients 11:36 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Credit Repair Lead Generation: Got Your First Client, Now What?Make sure to subscribe so you stay up to date with our latest episodes.

Young Entrepreneur Devin Parks Shares Credit Repair and Funding Success Cleanslateconsulting.info About the Guest(s): Devin Parks is a dynamic young entrepreneur and the CEO of Clean Slate Consulting. With a passionate commitment to assisting individuals and business owners, he has dedicated his career to guiding them towards financial empowerment by enhancing their credit scores and securing business funding. Despite a challenging start, Devin has successfully built a prospering company with over 40 employees and has been pivotal in changing the financial journeys of his clients across all 50 states. Episode Summary: In this engaging episode of The Chris Voss Show, host Chris Voss welcomes young entrepreneurial powerhouse, Devin Parks, CEO of Clean Slate Consulting. With a story marked by resilience and resourcefulness, Devin shares his evolution from a young high school dropout to a successful CEO navigating the complex world of credit repair and business funding. This episode offers listeners an in-depth understanding of financial stability and credit management, alongside inspiring entrepreneurial insights from a thriving, young professional. Devin expands on his journey from humble beginnings involving living between contrasting socioeconomic environments to founding a nationwide business. Leveraging his experiences, Devin articulates the significance of credit literacy, warning that many misuse credit cards as emergency savings rather than leveraging them for financial growth. He underscores the accessibility of credit repair, encouraging listeners to take proactive steps in managing their finances, stating, "If the best exists, then why can't I have it?" Furthermore, the conversation touches upon current credit market trends, financial challenges Americans are encountering, and solutions provided by Clean Slate Consulting, specifically credit monitoring and business funding opportunities. Key Takeaways: Importance of Credit Management: Effective credit management is crucial for financial health, influencing terms for loans and other financial opportunities. Young Entrepreneurial Journey: Devin Parks's story is one of resilience, demonstrating that alternative paths, like early entrepreneurship, can lead to success. Credit Misunderstanding: Many consumers treat credit as expendable income rather than as a financial tool, leading to increased debt and financial instability. Opportunities in Business Credit: Business credit offers distinct advantages, allowing entrepreneurs to consolidate resources without affecting personal credit scores. Practical Financial Advice: Devin encourages proactive steps in financial management, such as engaging in credit repair to improve financial standing. Notable Quotes: "I sell money, Chris, and they can come to me for that as well." "If the best exists, then why can't I have it?" "You get rewarded and you get to partner up with the rich people in the world, which are banks when you use it properly." "I want the best food, the best clothes, the best access to healthcare – the best of everything." "Our company offers a results or refund guarantee. Those are the only two things that will happen. They will either get results or they will get a refund."

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/BREAKING: Next-level credit repair tools are coming!We just revealed major updates about the future of Credit Repair Cloud at a private mastermind event with some of our most successful users—and now you can be part of it.Big things are coming: new features, smarter automations, and game-changing tools that will help you grow your business faster than ever.These updates are too good to keep to ourselves, and we'd love your feedback on what's coming next because the future of Credit Repair Cloud is built for you.Tune in and let us know what you think in the comments below!Key Takeaways:00:00 Intro 00:55 The Importance of Mastermind Events 02:44 Credit Repair Cloud Updates 13:44 Credit Hero Score Enhancements 34:42 Big Credit Repair Cloud Announcement 40:30 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  10 Steps to Build a Successful Credit Repair BusinessMake sure to subscribe so you stay up to date with our latest episodes.

Marc takes open questions from property managers on a variety of topics including effective strategies for handling disrespectful tenants, creating DIY repair videos, and qualifying potential owners. Learn how to respond to negative reviews, implement a welcome gift strategy, and navigate the complexities of credit repair recommendations.   This episode is packed with valuable insights and actionable advice, guiding you towards a more efficient and successful property management business. Gain expert knowledge and tackle those everyday challenges with confidence.   For reliable real estate loans for investors check out LendingOne.   Manage more doors with less stress with LeadSimple!   Rentvine - the property management software you can trust   Grow your property management business with PMW.   Join us at the NARPM Broker Owner Conference.   To find out more about Marc's coaching services click here.   Follow this link to spend 2 days with Marc and learn how to run a property management business   Join Marc's new property management Facebook group This podcast is produced by Two Brothers Creative.

We're bringing back one of our favorite episodes packed with an inspiring journey of Al Jones, a personal finance author, game publisher, and service-disabled veteran, as he shares his transformative financial journey, which includes overcoming struggles with gambling and a low credit score during his military service. Growing up in an environment of financial instability, Al realized early on the importance of financial education. His military experience further exposed the gap in financial training, leaving many service members ill-prepared for managing their finances. Through persistence and education, Al eventually achieved an impressive 850 FICO score, using strategies like negotiating with creditors and improving his financial knowledge. A key theme in Al's story is the urgent need for better financial literacy, particularly within the military and schools. Al emphasizes that many people, especially young adults, lack the essential skills to navigate personal finance, which often leads to poor financial decisions. By sharing his own struggles and triumphs, Al advocates for comprehensive financial education that equips individuals with the tools to manage their money, improve their credit, and make informed financial decisions. His journey reflects the emotional toll of financial mismanagement, underscoring the need for financial knowledge in every aspect of life. Al is committed to making a difference by offering financial literacy education to the younger generation. Through his advice column, Dear Father Al, and by developing educational materials, he actively engages with his community to promote financial empowerment. If you are ready to take control of your financial future, Al encourages you to start learning about credit management, debt negotiation, and effective money management. By empowering yourself with financial knowledge, you can improve your financial standing and build a more secure future. Join Al in his mission to make financial education accessible to all. This is a replay of our Giving Kredit Podcast, and we're thrilled to share it again with you! We're happy you're here! Like the pod? Visit our website! Start your trial on Simplified. Schedule a consult, get on the mailing list, and learn more about my favorite tools and programs via https://www.yourbrandamplified.com

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/Imagine turning credit repair into a million-dollar business at just 24 years old…Well, that's exactly what the newest member of our Millionaires Club, Reonna Victoria, did! Reonna is the founder of Reonna Victoria Credit Consulting, the only credit consulting firm tailored specifically to millennials and young adults like her. She's helped countless clients fix their credit, achieve financial freedom, and transform their lives—all while building a million-dollar business using Credit Repair Cloud.Reonna turned her passion for credit into a highly profitable business, and today, she's going to walk you through exactly how she did it!Tune in.Key Takeaways:00:00 Intro 01:54 Reonna's Background 06:06 Launching a Business at 19 10:11 Reonna's Team 12:11 Hiring People Who Worked at Equifax  13:57 What Drives the Most Leads 15:01 How to Grow a Following on Instagram 17:41 The Right Way to Run Ads 24:13 Process for Collecting Testimonials 26:10 Affiliates and Referral Partners 29:28 Making a Million Dollars in Credit Repair 30:28 Credit Repair Cloud 31:52 Bankruptcy Isn't Your Only Option! 33:01 Advice for Aspiring Credit Heroes 34:02 Rapid Fire Questions 36:26 OutroAdditional Resources:Reonna's Business IG: https://www.instagram.com/reonnathecreditqueen/Reonna's IG: https://www.instagram.com/doitlikere/Reonna's Website: https://reonnavictoria.com/Get a free trial to Credit Repair CloudGet my free credit repair training  10 Steps to Build a Successful Credit Repair BusinessMake sure to subscribe so you stay up to date with our latest episodes.

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/Running a credit repair business can be super chaotic and stressful. Luckily, in the age of high tech, there are some incredibly powerful tools available to take your business to the next level. On today's podcast, I'm going to tell you about the top 10 tools and software that every credit repair business needs to succeed. Remember, using software tools isn't just about saving time. It's about building a business that works for you so that you can change even more lives.Let's dive right in!Key Takeaways:00:00 Intro 01:01 You Don't Have to Do Everything Yourself 03:25 Top 10 Tools and Software You Need11:52 The #1 Software Every Credit Hero Needs 14:04 My Final Point 14:33 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  MILLIONAIRES Club: Amber Jones - From PRO Basketball to a Credit Repair PRO | How to Make a $MILLIONMake sure to subscribe so you stay up to date with our latest episodes.