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Panel: Joe Eames Chris Fritz Divya Sasidharan Special Guest: Guillaume Chau In this episode, the panel talks with Guillaume Chau who is apart of the VueJS core team, a frontend engineer at Livestorm, and an open source contributor. The guest and the panelists talk about plugins, Webpack, Vue CLI, and much more! Check out today’s episode to hear all of the details. Show Topics: 0:00 – Advertisement – Kendo UI 1:00 – Chris lists who is on the panel along with today’s guest. Chris: Who are you and what are you working on? 1:50 – Guest: I am working on a startup in Paris. I am calling in from Lyon, France. 2:12 – Panel: Late there? 2:15 – Panel: Almost time for dinner? 2:21 – Guest: Yes, it’s cooking now! 2:26 – Panel asks a question. 2:43 – Guest answers the question. 3:14 – Panel: Anyone who didn’t want to be an expert, they don’t’ have to worry about how things tie together – you could help them with their configurations? 3:36 – Guest: A lot of the work is done for you with the configurations so you can start writing your apps. 3:53 – Panel: How is 3 different from 2? 4:06 – Guest: It’s like a new tool entirely. It’s working very different, too, with a different system. It has a different template base. 5:53 – Panel: To combine templates you have to understand it well, like different Webpacks. 6:12 – Guest: Regarding Webpacks and their configurations... 6:52 – Panel: With the template situation there was an issue where they would make their project and as new versions of Webpack came out...and new versions of Babble, and they will have to manage the dependencies of all of these. There might be some plugins that only work with x, y, and z. IT can be frustrating – can version 3 take care of this for you? 7:44 – Guest answers the question. 9:24 – Panel: How do you update plugins? 9:29 – Guest. 10:26 – Panel: Upgrade your plugins then as long as all of your plugins are the same version it’s okay? 10:34 – Guest: Yes. You can upgrade your... 11:38 – Chris: Divya, you just gave a talk (London) on...plugins, right? 11:50 – Divya: Yes. We talked about Webpack configurations. For example, if there are some testing libraries you can essentially setup a UCLI plugin to create a test – create a test folder – plugins let you generate files or folders (structure your project in a certain way). In London I talked about server less functions with... 13:30 – Panel: Any kind of pattern you want to use in different applications you can wrap that up in a plugin? 13:42 – Divya: Yes. Exactly. Instead of repeating yourself you can wrap it up. It’s really handy. 14:00 – Panel asks a question. 14:02 – Divya: You could do that... 14:10 – Panel: ...or a graph QL – Yes! 14:20 – Guest. 14:33 – Chris: Any thing that third-party plugins don’t have access to? 14:43 – Guest. 14:54 – Chris. 15:08 – Guest. 15:25 – Divya: ...if you want a UCLI service...and so you can grab those commands and add-on those commands and using those default commands. You have access to those commands, so you don’t always... 17:02 – Chris: Like deploy? 17:11 – Divya: Yes. 17:17 – Guest. 17:19 – Divya. Divya: Do you have strategies on how you go about testing your plugins? 17:35 – Guest: Yes, I do. 19:23 – Panel: So this is like end-to-end test for a CLI tool? 19:33 – Guest. 19:50 – Panel: Is there documentation for all of this? 19:59 – Guest. 20:14 – Divya: I think the way I’ve done tests is to edit an example a test project as a local dependency and then seeing that it works. I want to make sure that it works. Divya: And the other way I’ve done it is VUE CLI it is undocumented at the moment. You can test your CLI plugin from within the plugin itself. 21:55 – Guest: I’ve used some of those before. 22:08 – Chris: Speaking of the UI that is something I’d love to talk about. It seems unique to me – a CLI tool that has a UI that is built along with it. That seems strange to some people – how does that work and WHY would you need it? 22:42 – Guest: I’ll start with the WHY. It is way more powerful and as a greeter the API interface is more fixable so you can choose different options. For example when you create a project you can set different things. You basically have to name the project and you have simple options to choose form. Now it’s basically a really fixable system with plugins and stuff like that. I thought it would be nice to free it from the terminal. The best way to do that was creating a graphical interface. The main advantage of this was that you could add more information and explanations to what is going on. You can also create better interface. Guest: Also, it currently improves discoverability. 25:30 – Chris: You could do a search in the UI and type in the name of something you are working with and then your plugin would show up in the list – and then it would just be added to their project. That’s nice so they don’t have to go to the NPM or doing the README. 26:07 – Guest. 26:14 – Divya: I think it’s nice b/c I have used it extensively for my plugin. I want to see what hasn’t been taken already. I have a way of organizing my modules and I’ve used to it see what names have already been taken? 26:47 – Guest: I think sometimes... 27:15 – Divya: The feature that you are able to run tasks from the UI is nice. 27:55 – Chris: It sounds like it offers a nicer way to view a lot of things. One of the other advantages (that I found) is that I have a configuration to the listing rules to Vue – you can pick the exact rule set that you want to use. Normally when you look at a configuration file, you don’t know what rule sets are available, you don’t know what options are available. All of this you have to look at documentation. You can see descriptions of what each rule does. You can do so much in the UI. 29:19 – Guest. 29:40 – Advertisement – Get A Coder Job! 30:25 – Chris: Do they still need a terminal? 30:35 – Guest. 32:41 – Chris: That would be cool! 32:46 – Guest. 33:09 – Chris: They still need a little terminal knowledge right? 33:15 – Guest: Yes. 33:33 – Chris: They need a little terminal knowledge, they need to install the package, then they need to run VUE UI, then they can do anything from the terminal inside of the UI? 33:55 – Guest: You can create and import existing projects. 34:28 – Panel. 34:33 – Chris. 34:36 – Panel: It’s already active? 34:43 – Guest: I would like to talk about what I did in London. That conference I talked about... 37:00 – Panel. 37:07 – Guest. 37:20 – Panel: Nice! 37:25 – Guest. Guest: All of these widgets that I talked about you can use the product API and do anything that you want. 38:47 – Chris: If someone wants to see the dashboard that you are doing – where can they see that stuff? 39:00 – Guest: GitHub. Follow the manuscript instructions. 39:16 – Chris: Your London talk was recorded? 39:22 – Guest: Yes. 39:27 – Guest. 39:38 – Divya: Are you planning on giving this talk in other events? 39:47 – Guest: Maybe not anytime soon. 39:56 – Chris. 40:00 – Divya. 40:09 – Guest: It might be release already we don’t know. 40:15 – Divya: A date you would like to release by? 40:25 – Chris: Where can people support you and your work? 40:35 – Guest: Yes, they definitely can. You can check out the GitHub file. Also, check-out my open source work, too. 41:17 – Chris: Twitter? 41:19 – Guest: Yes. 41:24 – Chris: You have cute cat pictures, too. Let’s go to Picks!! 41:40 – Advertisement – Fresh Books! DEVCHAT code. 30-day trial. Links: Vue VUE CLI 3 Vue CLI – NPM React Angular JavaScript DevChat TV Article: Infrequently Noted Vue.js Fundamentals GetKap Snipcart Netlify Webpack.js Guillaume Chau’s Vue.JS LONDON Guillaume Chau’s Twitter Guillaume Chau’s LinkedIn Guillaume Chau’s GitHub Guillaume Chau’s GitHub Repositories Guillaume Chau’s ABOUT in Patreon.com Guillaume Chau’s Medium Guillaume Chau’s Info Divya’s London Talk Webpack – Configurations Graph QL Sponsors: Fresh Books Cache Fly Kendo UI Get A Coder Job! Picks: Joe VueJS Fundamentals Developer Experience Bait and Switch Divya Get Kap Snipcart How we built a Due CLI Plugin for Netlify Lambda Chris Meditation Gratefulness Guillaume Exercise The Expanse
Panel: Joe Eames Chris Fritz Divya Sasidharan Special Guest: Guillaume Chau In this episode, the panel talks with Guillaume Chau who is apart of the VueJS core team, a frontend engineer at Livestorm, and an open source contributor. The guest and the panelists talk about plugins, Webpack, Vue CLI, and much more! Check out today’s episode to hear all of the details. Show Topics: 0:00 – Advertisement – Kendo UI 1:00 – Chris lists who is on the panel along with today’s guest. Chris: Who are you and what are you working on? 1:50 – Guest: I am working on a startup in Paris. I am calling in from Lyon, France. 2:12 – Panel: Late there? 2:15 – Panel: Almost time for dinner? 2:21 – Guest: Yes, it’s cooking now! 2:26 – Panel asks a question. 2:43 – Guest answers the question. 3:14 – Panel: Anyone who didn’t want to be an expert, they don’t’ have to worry about how things tie together – you could help them with their configurations? 3:36 – Guest: A lot of the work is done for you with the configurations so you can start writing your apps. 3:53 – Panel: How is 3 different from 2? 4:06 – Guest: It’s like a new tool entirely. It’s working very different, too, with a different system. It has a different template base. 5:53 – Panel: To combine templates you have to understand it well, like different Webpacks. 6:12 – Guest: Regarding Webpacks and their configurations... 6:52 – Panel: With the template situation there was an issue where they would make their project and as new versions of Webpack came out...and new versions of Babble, and they will have to manage the dependencies of all of these. There might be some plugins that only work with x, y, and z. IT can be frustrating – can version 3 take care of this for you? 7:44 – Guest answers the question. 9:24 – Panel: How do you update plugins? 9:29 – Guest. 10:26 – Panel: Upgrade your plugins then as long as all of your plugins are the same version it’s okay? 10:34 – Guest: Yes. You can upgrade your... 11:38 – Chris: Divya, you just gave a talk (London) on...plugins, right? 11:50 – Divya: Yes. We talked about Webpack configurations. For example, if there are some testing libraries you can essentially setup a UCLI plugin to create a test – create a test folder – plugins let you generate files or folders (structure your project in a certain way). In London I talked about server less functions with... 13:30 – Panel: Any kind of pattern you want to use in different applications you can wrap that up in a plugin? 13:42 – Divya: Yes. Exactly. Instead of repeating yourself you can wrap it up. It’s really handy. 14:00 – Panel asks a question. 14:02 – Divya: You could do that... 14:10 – Panel: ...or a graph QL – Yes! 14:20 – Guest. 14:33 – Chris: Any thing that third-party plugins don’t have access to? 14:43 – Guest. 14:54 – Chris. 15:08 – Guest. 15:25 – Divya: ...if you want a UCLI service...and so you can grab those commands and add-on those commands and using those default commands. You have access to those commands, so you don’t always... 17:02 – Chris: Like deploy? 17:11 – Divya: Yes. 17:17 – Guest. 17:19 – Divya. Divya: Do you have strategies on how you go about testing your plugins? 17:35 – Guest: Yes, I do. 19:23 – Panel: So this is like end-to-end test for a CLI tool? 19:33 – Guest. 19:50 – Panel: Is there documentation for all of this? 19:59 – Guest. 20:14 – Divya: I think the way I’ve done tests is to edit an example a test project as a local dependency and then seeing that it works. I want to make sure that it works. Divya: And the other way I’ve done it is VUE CLI it is undocumented at the moment. You can test your CLI plugin from within the plugin itself. 21:55 – Guest: I’ve used some of those before. 22:08 – Chris: Speaking of the UI that is something I’d love to talk about. It seems unique to me – a CLI tool that has a UI that is built along with it. That seems strange to some people – how does that work and WHY would you need it? 22:42 – Guest: I’ll start with the WHY. It is way more powerful and as a greeter the API interface is more fixable so you can choose different options. For example when you create a project you can set different things. You basically have to name the project and you have simple options to choose form. Now it’s basically a really fixable system with plugins and stuff like that. I thought it would be nice to free it from the terminal. The best way to do that was creating a graphical interface. The main advantage of this was that you could add more information and explanations to what is going on. You can also create better interface. Guest: Also, it currently improves discoverability. 25:30 – Chris: You could do a search in the UI and type in the name of something you are working with and then your plugin would show up in the list – and then it would just be added to their project. That’s nice so they don’t have to go to the NPM or doing the README. 26:07 – Guest. 26:14 – Divya: I think it’s nice b/c I have used it extensively for my plugin. I want to see what hasn’t been taken already. I have a way of organizing my modules and I’ve used to it see what names have already been taken? 26:47 – Guest: I think sometimes... 27:15 – Divya: The feature that you are able to run tasks from the UI is nice. 27:55 – Chris: It sounds like it offers a nicer way to view a lot of things. One of the other advantages (that I found) is that I have a configuration to the listing rules to Vue – you can pick the exact rule set that you want to use. Normally when you look at a configuration file, you don’t know what rule sets are available, you don’t know what options are available. All of this you have to look at documentation. You can see descriptions of what each rule does. You can do so much in the UI. 29:19 – Guest. 29:40 – Advertisement – Get A Coder Job! 30:25 – Chris: Do they still need a terminal? 30:35 – Guest. 32:41 – Chris: That would be cool! 32:46 – Guest. 33:09 – Chris: They still need a little terminal knowledge right? 33:15 – Guest: Yes. 33:33 – Chris: They need a little terminal knowledge, they need to install the package, then they need to run VUE UI, then they can do anything from the terminal inside of the UI? 33:55 – Guest: You can create and import existing projects. 34:28 – Panel. 34:33 – Chris. 34:36 – Panel: It’s already active? 34:43 – Guest: I would like to talk about what I did in London. That conference I talked about... 37:00 – Panel. 37:07 – Guest. 37:20 – Panel: Nice! 37:25 – Guest. Guest: All of these widgets that I talked about you can use the product API and do anything that you want. 38:47 – Chris: If someone wants to see the dashboard that you are doing – where can they see that stuff? 39:00 – Guest: GitHub. Follow the manuscript instructions. 39:16 – Chris: Your London talk was recorded? 39:22 – Guest: Yes. 39:27 – Guest. 39:38 – Divya: Are you planning on giving this talk in other events? 39:47 – Guest: Maybe not anytime soon. 39:56 – Chris. 40:00 – Divya. 40:09 – Guest: It might be release already we don’t know. 40:15 – Divya: A date you would like to release by? 40:25 – Chris: Where can people support you and your work? 40:35 – Guest: Yes, they definitely can. You can check out the GitHub file. Also, check-out my open source work, too. 41:17 – Chris: Twitter? 41:19 – Guest: Yes. 41:24 – Chris: You have cute cat pictures, too. Let’s go to Picks!! 41:40 – Advertisement – Fresh Books! DEVCHAT code. 30-day trial. Links: Vue VUE CLI 3 Vue CLI – NPM React Angular JavaScript DevChat TV Article: Infrequently Noted Vue.js Fundamentals GetKap Snipcart Netlify Webpack.js Guillaume Chau’s Vue.JS LONDON Guillaume Chau’s Twitter Guillaume Chau’s LinkedIn Guillaume Chau’s GitHub Guillaume Chau’s GitHub Repositories Guillaume Chau’s ABOUT in Patreon.com Guillaume Chau’s Medium Guillaume Chau’s Info Divya’s London Talk Webpack – Configurations Graph QL Sponsors: Fresh Books Cache Fly Kendo UI Get A Coder Job! Picks: Joe VueJS Fundamentals Developer Experience Bait and Switch Divya Get Kap Snipcart How we built a Due CLI Plugin for Netlify Lambda Chris Meditation Gratefulness Guillaume Exercise The Expanse
Kelly Coughlin is interviwed by Chris Carlson. Chris is a lawyer and actor in Minneapolis and applies his Socratic method to extract from Kelly what the heck he is doing with BankBosun. Kelly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: Hi, this is Kelly Coughlin. I’ve got my long-time friend Chris Carlson on the line. He’s CEO of Narrative Pros. Chris, are you there? Chris: I am. Kelly: Great. How are you doing? Chris: I’m pretty good. How about you? Kelly: I’m terrific. Chris and I were catching up. We haven’t talked with each other in a while, and we were catching up on what’s going on. Chris had a bunch of questions about what we’re doing at the Bank Bosun, and we thought, “Well, let’s turn this into a podcast.” Rather than me talking to Chris about what I’m doing, he’s going to ask me some questions so it will help him and the audience better understand what we’ve got going on. Chris I’m going to turn it over to you. Chris: All right. Well, I think first up on the order of business is letting everyone else know a little bit more about who you are. I’ve known you for a while, but why don’t you let people know a little bit more about yourself. Kelly: I’m 58, 4 daughters, 4 granddaughters, and I don’t know if you knew this, I have one grandson. Finally a male in the family. Chris: Oh, congratulations! Finally! Kelly: CPA. Went to Gonzaga University. My uncle is Father Bernard J. Coughlin who is President. Go Barney! He’s 92 now, and I always give him a shout-out when given the opportunity. I also got my MBA from Babson. Let’s see, I worked for PWC when it was Coopers and Lybrand, and then Lloyd’s Bank, CEO of an investment and financial technology company that I founded, managed, and sold. I don’t if I’ve touched base with you since I’ve started working with Equias Alliance as a risk consultant. They do bank-owned life insurance (BOLI) and non-qualified plan programs for banks. I don’t think we’ve really touched base since I started with them. Chris: No. It’s interesting. Kelly: Yes, it is. Chris: Speaking of which, explain to me this BankBosun. Am I saying that right? I take it it’s a nautical term. Kelly: Yeah. Technically, it’s spelled B-O-S-U-N on the website, BankBosun, but Bosun is actually spelled B-O-A-T-S-W-A-I-N, like boat swain, but it’s pronounced Bosun. Chris: Okay. Kelly: BankBosun, it’s a syndicated audio program, really, that’s designed to bring together executives all throughout the U.S. who are participating in what I call the bank ecosystem. Chris: Wait. I’m not going to let off the hook here. What does a boatswain do? Kelly: The captain of a ship needs help and guidance and support, so the boatswain helps the skipper, the captain of the ship, achieve its mission and purpose. Chris: All right. Yeah, that’s a segue because I’m connecting the dots as we speak as I listen to you. BankBosun helps C-level execs in the way. Is that right? Kelly: Yeah. That’s correct. We’re not dealing with ship captains. We’re dealing with bank officers, chief officers. It’s a clever play on the words C-officers, sea-level officers. Chris: It is clever. It’s very punny. A lot of puns. That’s good though. It keeps the interest. I’m not going to let off the hook with the other fancy term which is banking ecosystem. An ecosystem, if I remember it, that’s like the jungle. Right? What do you mean by banking ecosystem? Kelly: The jungle is one ecosystem, so technically it’s a biological community interacting within a set relationship among resources, habitats, and residents of the area. By this, I mean the residents of the banking community, so it’s all the residents of the banking community interacting among each other. The area is not defined as a physical definition like a pond or an ocean or a jungle. It’s defined as a business industry, and in this case, it’s the banking industry. Chris: Sure. All right. What do they need? I mean, why them? I mean, given your background it makes sense. Kelly: Why the banking ecosystem? Chris: Yeah, why do they need particular help and why are you the one to help direct that assistance? Kelly: Well, bankers are just fascinating, interesting people, aren’t they? Chris: Yes, yes they are. They evidently need a lot of help. Kelly: Well, I’ve been in the banking ecosystem, if we can keep using and then abusing and overusing that term, since I was 22. I started my career at Merrill in Seattle in the early 80’s selling mortgage-backed securities to the banks and credit unions. That was a good introduction to navigating this ecosystem. I would say that I learned a lot from that. Then I was consultant at PWC, and CEO of Lloyd’s at two asset management subsidiaries of Lloyd’s Bank, and then as a CEO of our financial technology company Global Bridge. Our primary market was banks, so I’ve been in this ecosystem, if you will, for many, many years, and I do find it interesting and fascinating. The 2008 crash, or melt down I should say, and several others that we’ve had in history, emphasize that banks are a foundation or bedrock of the economy. Frankly, they need all the help they can get. It’s good for the economy. Chris: These bankers you’re trying to reach, I’m assuming you’re doing it through these podcasts and other high-tech, and you’re pretty comfortable that they’ll be able to get the help they need through that and not be put off by it? It’s a good way to reach them? Kelly: Well, it’s certainly is not something that historically they’re used to and comfortable with. Historically it’s been print media, download reports, print them, stick them in your briefcase, read them when you can. Half the time you don’t read them, or if you do, you read them on the airplane and then chuck them. It’s not something that they’re used to right now, but I know as a CEO of a couple of companies in my past, that we pulled in so many different directions from different constituents whether it be board members or key customers or regulators, employees, suppliers, consultants, accountants, everybody is pulling at us and yanking at our time. CEO’s, generally, and CFO’s, but C-level execs, they need to extract value from all these different sources of information efficiently and effectively. I really am a proponent of the multitasking concept, so the idea was, “Let’s give them some good information, bring together this ecosystem, give them some good information but in a way that they can do other things.” Kelly: Frankly, we’re right in the middle of sporting season, football season and the World Series. I was actually down in Kansas City for the World Series. That was fun. The commercials are ridiculous in these sporting events especially football, so I figured out a way to multitask during these games. Certainly during football games you can read if you want, but also you can listen and learn too. CEO’s, you run your own company. You got a million things going on. Right? You’ve got to figure out a way to maximize the return off of that. Chris: Absolutely. Yeah. You said earlier that you think that it’s a time when banks have a greater challenge than they’ve had in the past, and with your nautical-themed assistance, give me a sense of why now is a particularly challenging time for banks and how you’re going to be able to help us. Kelly: Well, I like the nautical theme for the Bank Bosun. I’ve sailed for many years. I’ve lived in Seattle in the 80’s. To me skippering a boat was, where you have a lot of moving parts and people and weather and tides and currents and rocks and other boats to deal with and coast guard, the regulator, and it really served as a great metaphor for running a business, but especially a bank. I think any executive that’s been in charge of a boat knows exactly what I mean about that. When you’re out sailing in the Puget Sound or the ocean, you use whatever tools and information you can muster up to get you and your crew and your boat to the next point. There are no guide posts. There are no signs. You have to watch weather, currents, tides, all that kind of stuff. All of those principles apply to skippering a company, but especially a bank. Chris: That makes sense. You sold me on the metaphor. Kelly: Good. Chris: Tell me more about where you’re at right now and what the connection is with your Bank Bosun. Are they okay with this new gig? How do they relate? Kelly: Well, Equias is in the bank-owned life insurance space. BOLI is the acronym for that. I came across Equias and the BOLI industry when I was working on a management consulting project. I didn’t know anything about the industry or the product at that time, but after I finished the engagement I thought, “Man, I need to get into this space,” because I love the asset class, if you will. Frankly, it’s an alternative investment for banks’ portfolios. Now, it has to be surrounded by insurance and you have to make sure that insurance is a key part of it, but at the end of the day, it’s a phenomenal asset class. It transfers balance sheet risk. You get a higher return than treasuries, than municipal bonds, and that sort of thing, but I really do like the asset class. Then it has some benefits for funding non-qualified plans. The thing that I liked about it is it reminded me of my early Merrill Lynch days selling mortgage backed securities. At the time, mortgage backed securities were a new, innovative product. They had a few more moving parts involved, and it required me to simplify the value proposition. You really need to focus on the benefits, which everybody needs to do in any business. With any product, you’ve got to focus on the benefits. I always think of the line, “People don’t want a quarter-inch drill. They want a quarter-inch hole.” Now this is, at the end of the day, a life insurance product. I also love the line by Woody Allen, “I tried to commit suicide one day by inhaling next to an insurance salesman.” There’s always some inherent bias against that. My father sold insurance, and I told that to him when I was about 22 or something. He didn’t find it that funny actually. I find it funny. Chris: It is funny. It’s a funny line. Kelly: Yeah, it is. Chris: It’s funny because the word inhaling is funny. Kelly: You’re going to probably offend somebody. Chris: Probably, but that’s not your target market. Kelly: They’re my colleagues. Chris: Your friends, as it were. Speaking of friends, I haven’t wished you, my friend, a Happy New Year. We’re about a year into it here, and you see all these lists coming out, top movies, top TV shows. Why don’t you give me the top three initiatives for, BOLI, or for the banking ecosystem? Kelly: Okay. Chris: Pick your field. Kelly: Well, I certainly have three, but I’m not going to tell you two of them because I wouldn’t want to tip off our competitors onto what I’ve got up my proverbial sleeve. Chris: Okay. Kelly: Stay tuned. News at 5. Chris: That’s right. Kelly: Let me hear your sales voice say that. Chris: News at 5. Now it’s, News in 5 seconds. I asked you for the top three initiatives for 2016 and you said that you’ll give me one. Kelly: I’ll give you one. Chris: It’s called negotiating? Kelly: Yeah. Chris: Okay. Kelly: The one that I’m intrigued by is a confluence of two things. One is cyber security risk. Chris: All right. Kelly: The other is risk transference of that risk. I want to explore whether it makes sense to pursue a captive insurance program for banks to underwrite cyber security risk. Setup a collective or a community to do that. I think it’s being mispriced now by insurance companies because they haven’t really identified the risk. They haven’t really identified how big the risk is, how to mitigate the risk, and then how to price it. Anytime you have unknowns like that, especially in insurance, you get over, mispricing, I should say. That’s something that intrigues me. Chris: Yeah, it makes sense. Kelly: Yeah. The other two I’m not going to tell you about. Chris: Perfect! In the acting business, we call this dramatic tension, which you’ve done a good job of creating. Kelly: Thanks! Chris: Well it sounds interesting. It’s good stuff. We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.