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How can you measure ROI on GenAI for your team?
The conversation about Add-ons reaches a new frenzy as details about new API restrictions come to light. Legion Remix crashes onto servers but maybe eclipse by Blizzards other offerings. This and more on the latest episode of For Azeroth!
OpenAI is disrupting every industry, ChatGPT and Sora DevDay announcements, we review Google's Pixel 10 Pro Fold, Slide Over is back in the latest iPadOS beta, and AI slop is more dangerous than you think.------------------------------Send Us a Voice MemoWe want to hear from you! Send us a voice memo that may get played on the show! Click here to submit.------------------------------Sponsored by:Claude AI - Ready to tackle bigger problems? Sign up for Claude today and get 50% off Claude Pro, which includes access to Claude Code at: claude.ai/primaryGusto - Try Gusto today at gusto.com/primary, and get three months free when you run your first payroll!OpenCase - Go now to TheOpenCase.com and use promo code primarytech for 10% off!------------------------------Bonus Episode: Steve Jobs and Apple Stores. Listen here!------------------------------Show Notes via EmailSign up to get exactly one email per week from the Primary Tech guys with the full episode show notes for your perusal. Click here to subscribe.------------------------------Watch on YouTube!Subscribe and watch our weekly episodes plus bonus clips at: https://youtu.be/9W3mb5u3YeA------------------------------Join the CommunityDiscuss new episodes, start your own conversation, and join the Primary Tech community here: social.primarytech.fm------------------------------Support the showGet ad-free versions of the show plus exclusive bonus episodes every week! Subscribe directly in Apple Podcasts or here if you want chapters: primarytech.memberful.com/join------------------------------Reach out:Stephen's YouTube Channel@stephenrobles on ThreadsStephen on BlueskyStephen on Mastodon@stephenrobles on XJason's Inc.com Articles@jasonaten on Threads@JasonAten on XJason on BlueskyJason on Mastodon------------------------------We would also appreciate a 5-star rating and review in Apple Podcasts and SpotifyPodcast artwork with help from Basic Apple Guy.Those interested in sponsoring the show can reach out to us at: podcast@primarytech.fm------------------------------Links from the showiPadOS 26.1 Beta NEW Features - Slide Over, Mic Input Gain, More! - YouTubeOpenAI will let developers build apps that work inside ChatGPT | The VergeOpenAI Sneezes, and Software Firms Catch a Cold | WIREDOpenAI ramps up developer push with more powerful models in its API | TechCrunchGoogle Pixel 10 Pro Fold review: finally, a more durable foldable | The VergeGoogle Pixel Pro Fold Review: Not Compatible! - YouTubePixel Watch 4 Review: It's a Beast! - YouTubeGive me a single reason why Sora2 should exist. - YouTubeSORA: the all Ai TikTok Clone. will slop end creativity? - YouTubeAI Slop Is Destroying The Internet - YouTubeOpenAI and Jony Ive's secret device won't be ‘your weird AI girlfriend' | The VergereMarkable Paper Pro | reMarkable (00:00) - Intro (04:57) - iPad Slide Over is Back (12:12) - OpenAI DevDay (25:28) - Sponsor: Claude (27:58) - Sponsor: Gusto (29:33) - Pixel 10 Pro Fold (41:05) - AI Slop is Killing the Web (01:10:35) - Sponsor: Open Case (01:12:55) - Jony Ive X OpenAI Device (01:15:31) - Remarkable Paper Pro Move ★ Support this podcast ★
Are you ready for commerce without websites? In this Omni Talk Expert Series conversation, hosts Chris Walton and Anne Mezzenga sit down with Jon Cleaver (CTO, Sportshoes.com) and Malte Ubl (CTO, Vercel) to explore how composable architecture and AI are reshaping retail's future. Jon shares the inside story of Sportshoes.com's aggressive 7-month website transformation... moving from a frustrating monolithic system to a flexible, composable stack. Malte reveals how modern infrastructure makes it possible to scale from zero to 100,000 compute instances instantly, and why retailers must think API-first to survive the agentic commerce revolution. Key topics covered: • Why composable commerce beats monolithic systems for AI readiness • How to transform your website in 7 months (and keep your job) • The real cost of AI in retail and how to manage it • Why your website won't disappear... but how customers will use it will • Starting your agentic AI experiments with logged-in customers • The critical role of product data enrichment for AI discovery Whether you're a CTO evaluating your tech stack or a merchant trying to understand where retail is heading, this conversation delivers practical insights you can act on today. #RetailTech #ComposableCommerce #AgenticAI #Ecommerce #RetailInnovation #APIFirst #DigitalTransformation
Have you been sleeping on NotebookLM?
AI Assisted Coding: Pachinko Coding—What They Don't Tell You About Building Apps with Large Language Models, With Alan Cyment In this BONUS episode, we dive deep into the real-world experience of coding with AI. Our guest, Alan Cyment, brings honest perspectives from the trenches—sharing both the frustrations and breakthroughs of using AI tools for software development. From "Pachinko coding" addiction loops to "Mecha coding" breakthroughs, Alan explores what actually works when building software with large language models. From Thermomix Dreams to Pachinko Reality "I bought into the Thermomix coding promise—describe the whole website and it would spit out the finished product. It was a complete disaster." Alan started his AI coding journey with high expectations, believing he could simply describe a complete application and receive production-ready code. The reality was far different. What he discovered instead was an addictive cycle he calls "Pachinko coding" (Pachinko, aka Slot Machines in Japan)—repeatedly feeding error messages back to the AI, hoping each iteration would finally work, while burning through tokens and time. The AI's constant reassurances that "this time I fixed it" created a gambling-like feedback loop that left him frustrated and out of pocket, sometimes spending over $20 in API credits in a single day. The Drunken PhD with Amnesia "It felt like working with a drunken PhD with amnesia—so wise and so stupid at the same time." Alan describes the maddening experience of anthropomorphizing AI tools that seem brilliant one moment and completely lost the next. The key breakthrough came when he stopped treating the AI as a person and started seeing it as a function that performs extrapolations—sometimes accurate, sometimes wildly wrong. This mental shift helped him manage expectations and avoid the "rage coding" that came from believing the AI should understand context and maintain consistency like a human collaborator. Making AI Coding Actually Work "I learned to ask for options explicitly before any coding happens. Give me at least three options and tell me the pros and cons." Through trial and error, Alan developed practical strategies that transformed AI from a frustrating Pachinko machine into a useful tool: Ask for options first: Always request multiple approaches with pros and cons before any code is generated Use clover emoji convention: Implement a consistent marker at the start of all AI responses to track context Small steps and YAGNI principles: Request tiny, incremental changes rather than large refactoring Continuous integration: Demand the AI run tests and checks after every single change Explicit refactoring requests: Regularly ask for simplification and readability improvements Take two steps back: When stuck in a loop, explicitly tell the AI to simplify and start fresh Choose the right tech stack: Use technologies with abundant training data (like Svelte over React Native in Alan's experience) The Mecha Coding Breakthrough "When it worked, I felt like I was inside a Lego Mecha robot—the machine gave me superpowers, but I was still the one in control." Alan successfully developed a birthday reminder app in Swift in just one day, despite never having learned Swift. He made architectural decisions and guided the development without understanding the syntax details. This experience convinced him that AI represents a genuine new level of abstraction in programming—similar to the jump from assembly language to high-level languages, or from procedural to object-oriented programming. You can now think in English about what you want, while the AI handles the accidental complexity of syntax and boilerplate. The Cost Reality Check "People writing about vibe coding act like it's free. But many people are going to pay way more than they would have paid a developer and end up with empty hands." Alan provides a sobering cost analysis based on his experience. Using DeepSeek through Aider, he typically spends under $1 per day. But when experimenting with premium models like Claude Sonnet 3.5, he burned through $5 in just minutes. The benchmark comparisons are revealing: DeepSeek costs $4 for a test suite, DeepSeek R1 plus Sonnet costs $16, while Open AI's O1 costs $190. For non-developers trying to build complete applications through pure "vibe coding," the costs can quickly exceed what hiring a developer would cost—with far worse results. When Thermomix Actually Works "For small, single-purpose scripts that I'm not interested in learning about and won't expand later, the Thermomix experience was real." Despite the challenges, Alan found specific use cases where AI truly delivers on the "just describe it and it works" promise. Processing Zoom attendance logs, creating lookup tables for video effects, and other single-file scripts worked remarkably well. The pattern: clearly defined context, no need for ongoing maintenance, and simple enough to verify the output without deep code inspection. For these thermomix moments, AI proved genuinely transformative. The Pachinko Trap and Tech Stack Matters "It became way more stable when I switched to Svelte from React Native and Flutter, even following the same prompting practices. The AI is just more proficient in certain tech stacks." Alan discovered that some frameworks and languages work dramatically better with AI than others, likely due to the amount of training data available. His e-learning platform attempts with React Native and Flutter kept breaking, but switching to Svelte with web-based deployment became far more stable. This suggests a crucial strategy: choose mainstream, well-documented technologies when planning AI-assisted projects. From Coding to Living with AI Alan has completely stopped using traditional search engines, relying instead on LLMs for everything from finding technical documentation to getting recommendations for books based on his interests. While he acknowledges the risk of hallucinations, he finds the semantic understanding capabilities too valuable to ignore. He's even used image analysis to troubleshoot his father's cable TV problems and figure out hotel air conditioning controls. The Agile Validation "My only fear is confirmation bias—but the conclusion I see other experienced developers reaching is that the only way to make LLMs work is by making them use agility. So look at who's dead now." Alan notes the irony that the AI coding tools that actually work all require traditional software engineering best practices: small iterations, test-driven development, continuous integration, and explicit refactoring. The promise of "just describe what you want" falls apart without these disciplines. Rather than replacing software engineering principles, AI tools seem to validate their importance. About Alan Cyment Alan Cyment is a consultant, trainer, and facilitator based in Buenos Aires, specializing in organizational fluency, agile leadership, and software development culture change. A Certified Scrum Trainer with deep experience across Latin America and Europe, he blends agile coaching with theatre-based learning to help leaders and teams transform. You can link with Alan Cyment on LinkedIn.
Software Engineering Radio - The Podcast for Professional Software Developers
Amey Desai, the Chief Technology Officer at Nexla, speaks with host Sriram Panyam about the Model Context Protocol (MCP) and its role in enabling agentic AI systems. The conversation begins with the fundamental challenge that led to MCP's creation: the proliferation of "spaghetti code" and custom integrations as developers tried to connect LLMs to various data sources and APIs. Before MCP, engineers were writing extensive scaffolding code using frameworks such as LangChain and Haystack, spending more time on integration challenges than solving actual business problems. Desai illustrates this with concrete examples, such as building GitHub analytics to track engineering team performance. Previously, this required custom code for multiple API calls, error handling, and orchestration. With MCP, these operations can be defined as simple tool calls, allowing the LLM to handle sequencing and error management in a structured, reasonable manner. The episode explores emerging patterns in MCP development, including auction bidding patterns for multi-agent coordination and orchestration strategies. Desai shares detailed examples from Nexla's work, including a PDF processing system that intelligently routes documents to appropriate tools based on content type, and a data labeling system that coordinates multiple specialized agents. The conversation also touches on Google's competing A2A (Agent-to-Agent) protocol, which Desai positions as solving horizontal agent coordination versus MCP's vertical tool integration approach. He expresses skepticism about A2A's reliability in production environments, comparing it to peer-to-peer systems where failure rates compound across distributed components. Desai concludes with practical advice for enterprises and engineers, emphasizing the importance of embracing AI experimentation while focusing on governance and security rather than getting paralyzed by concerns about hallucination. He recommends starting with simple, high-value use cases like automated deployment pipelines and gradually building expertise with MCP-based solutions. Brought to you by IEEE Computer Society and IEEE Software magazine.
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1166: Tesla's new “affordable” EVs aren't quite the bargain they seem, Ford's return-to-office mandate sparks employee backlash, and Mattel teams up with OpenAI's Sora 2 to reimagine how toys come to life.Show Notes with links:Tesla's newest “Standard” versions of the Model 3 and Model Y were meant to bring affordability back to the brand — but the math tells another story. Despite cutting prices, the value gap is slim and the features list is slimmer.The Model 3 starts at $36,990 and the Model Y at $39,990, both roughly $5,000 cheaper than premium trims.The missing features? Autosteer, rear seat heating, power mirrors, LED lightbar, and even a proper glass roof — now covered with a liner.Tesla removed $6,000–$8,000 worth of equipment, yet financed rates make monthly payments just $78 less than the higher-trim versions.When the $7,500 U.S. EV tax credit was still active, Tesla's premium trims actually cost less than these new “affordable” models — a Model Y Long Range, for example, effectively came in around $37,500 after incentives, versus $39,990 now with no credit.Analysts warn the cars may cannibalize existing sales without attracting new buyers under $30k.“It's basically a pricing lever, not a product catalyst,” said Shay Boloor of Futurum Equities, calling Tesla's move more smoke than spark.Ford's big push to bring employees back four days a week isn't going smoothly. After new attendance rules took effect in September, some workers say they were threatened with termination—even while following the policy.Ford ordered most white-collar staff to return four days a week starting Sept. 1, citing collaboration and growth goals.Automated emails warned some workers they could be fired for low badge-ins, even those meeting approved hybrid schedules.HR leaders admitted the system “caught up people doing the right things” and said future messaging would be revised.Employees cite burnout, overcrowded offices, and frustration over rigid schedules that make cross-time-zone work harder.Mattel is teaming up with OpenAI to test Sora 2, the latest AI video-generation tool that turns sketches into lifelike product visuals — and could reinvent how toys are designed and pitched.The partnership lets Mattel designers transform early sketches into video concepts in minutes using OpenAI's API.CEO Sam Altman said the goal is to “bring product ideas to life more quickly.”The collaboration marks one of the first real-world tests of Sora 2 since OpenAI's Developer Day showcase.0:00 Intro with Paul J Daly and Kyle Mountsier1:03 ASOTU Edge Webinar TODAY2:14 Tesla Debuts "Standard" Model 3 and Model Y7:40 Ford Struggles with Return-To-Office Mandate10:58 MaJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
On this episode of The Cybersecurity Defenders Podcast we speak with Sarah Powazek about the Roadmap to Community Cyber Defense. Diving into the report, Sarah emphasizes the need for low-resource organizations and cyber experts to come together in a co-responsibility model for cyber defense. Learn more about the UC Berkeley Center for Long-Term Cybersecurity (CLTC).Get help or join the Cyber Resilience Corps here.Read the roadmap.Sarah leads flagship research on defending low-resource organizations like nonprofits, municipalities, and schools from cyber attacks. She serves as Co-Chair of the Cyber Resilience Corps and is also Senior Advisor for the Consortium of Cybersecurity Clinics, advocating for the expansion of clinical cyber education around the world. Sarah hosts the Cyber Civil Defense Summit, an annual mission-based gathering of cyber defenders to protect the nation's most vulnerable public infrastructure. Sarah previously worked at CrowdStrike Strategic Advisory Services, and as the Program Manager of the Ransomware Task Force.Support our show by sharing your favorite episodes with a friend, subscribe, give us a rating or leave a comment on your podcast platform. This podcast is brought to you by LimaCharlie, maker of the SecOps Cloud Platform, infrastructure for SecOps where everything is built API first. Scale with confidence as your business grows. Start today for free at limacharlie.io.
Will this be the AI update that finally brings AI agents to millions?
Hoje o papo é offline! Ou quase isso. Neste episódio, mergulhamos nas particularidades, nos pontos de atenção, e no que faz do mundo da baixa conectividade um dos campos mais interessantes e desafiadores do desenvolvimento mobile. Vem ver quem participou desse papo: André David, o host que se retorce Yago Oliveira, Coordenador de Conteúdo Técnico na Alura William Bezerra, Instrutor na Alura, Engenheiro de Software e Empreendedor Priscilla Branbilla, Tech Lead mobile na Caju
Everyone's talking about the AI datacenter boom right now. Billion dollar deals here, hundred billion dollar deals there. Well, why do data centers matter? It turns out, AI inference (actually calling the AI and running it) is the hidden bottleneck slowing down every AI application you use (and new stuff yet to be released). In this episode, Kwasi Ankomah from SambaNova Systems explains why running AI models efficiently matters more than you think, how their revolutionary chip architecture delivers 700+ tokens per second, and why AI agents are about to make this problem 10x worse.
The AI Breakdown: Daily Artificial Intelligence News and Discussions
Bonus Episode! OpenAI's 2025 DevDay just redefined the agent landscape — and maybe wiped out a slew of startups in the process? In this instant reaction bonus episode, NLW breaks down the biggest announcements, including the new Agent Kit, Apps SDK, and API updates, and asks whether OpenAI's latest moves spell the end for companies like Lindy, Zapier, and n8n. Plus, early reactions from the developer community, what these tools really mean for agent adoption, and why the shift from innovation to integration could mark the next phase of AI.Brought to you by:Is your enterprise ready for the future of agentic AI?Visit AGNTCY.orgVisit Outshift Internet of AgentsTry Notion AI today with Notion 3.0 https://ntn.so/nlwKPMG – Discover how AI is transforming possibility into reality. Tune into the new KPMG 'You Can with AI' podcast and unlock insights that will inform smarter decisions inside your enterprise. Listen now and start shaping your future with every episode. https://www.kpmg.us/AIpodcastsBlitzy.com - Go to https://blitzy.com/ to build enterprise software in days, not months Insightwise - AI for the entire consulting lifecycle https://www.insightwise.ai/Robots & Pencils - Cloud-native AI solutions that power results https://robotsandpencils.com/Vanta - Simplify compliance - https://vanta.com/nlwThe Agent Readiness Audit from Superintelligent - Go to https://besuper.ai/ to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Interested in sponsoring the show? nlw@aidailybrief.ai
TestTalks | Automation Awesomeness | Helping YOU Succeed with Test Automation
Did you know that Playwright offers an elegant, unified framework that seamlessly integrates both UI and API testing within a single language and test runner? Don't miss the early bird Automation Guild discount: https://testguild.me/ag26early This episode explores how Playwright empowers teams to simplify test maintenance, eliminate silos between dev and QA, and gain true full-stack confidence. You'll discover: How to make your tests 10x faster and more reliable by using API requests for setup instead of brittle UI flows. How to write hybrid tests that validate both UI actions and backend APIs in a single flow. A modern, unified testing strategy that reduces operational friction and helps teams deliver high-quality applications with confidence. Our guest, Naeem Malik, brings 15 years of QA and automation expertise. As the creator of Test Automation TV and bestselling Udemy courses, Naeem specializes in making complex test automation concepts simple, practical, and impactful for engineering teams. Whether you're a QA leader, automation engineer, or DevOps practitioner, this episode will give you the tools to rethink your testing strategy and unlock the power of Playwright.
SANS Internet Stormcenter Daily Network/Cyber Security and Information Security Stormcast
More .well-known scans Attackers are using API documentation automatically published in the .well-known directory for reconnaissance. https://isc.sans.edu/diary/More%20.well-known%20Scans/32340 RedHat Patches Openshift AI Services A flaw was found in Red Hat Openshift AI Service. A low-privileged attacker with access to an authenticated account, for example, as a data scientist using a standard Jupyter notebook, can escalate their privileges to a full cluster administrator. https://access.redhat.com/security/cve/cve-2025-10725#cve-affected-packages TOTOLINK X6000R Vulnerabilities Paloalto released details regarding three recently patched vulnerabilities in TotalLink-X6000R routers. https://unit42.paloaltonetworks.com/totolink-x6000r-vulnerabilities/ DrayOS Vulnerability Patched Draytek fixed a single memory corruption vulnerability in its Vigor series router. An unauthenticated user may use it to execute arbitrary code. https://www.draytek.com/about/security-advisory/use-of-uninitialized-variable-vulnerabilities
I often wonder if we in the insurance industry have any idea how lucky we are that there are so many smart people out there looking to help make the way we do business easier, more efficient, more productive and ultimately, more profitable. Today's guest, Matt Hicks, is one of these people. Matt is the co-founder of Recorder, a next-generation broker management system that connects producers directly with underwriters and gives those underwriters instant quote and bind capabilities. Matt is a serial entrepreneur who has already been involved in two successful fintech ventures and now has some very well-known insurance investors on board this one. The product Matt and his team have produced is laser-focused on what adds the most value in the commercial insurance value chain. It's all about reducing admin and freeing producers, whether they are brokers, coverholders or frontline underwriters, up to do what they do best. The initial productivity gains claimed are eye-opening. The term serial entrepreneur may give you a misleading impression, so I'd say the best way of describing Matt would be that he would always be the most investable guest on an episode of Dragon's Den or Shark Tank. By the time he had finished with them, he would have all the investors fighting to be involved. The key I think is that special humility and empathy you get with really successful entrepreneurs. In my time as an insurance journalist I have lost count of the number of entrepreneurs I have met with who have undoubtedly superb technology, but who ultimately failed because they had zero empathy or understanding of how insurance professionals actually work and therefore what help they really need. Matt and his team are in insurance for the long run and know that the sort of API-lead revolution they are proposing will take time. But at the same time they know that history is on their side if they are patient enough. So I can highly recommend a listen. Matt is incredibly easy to talk to and his experienced and down-to-earth approach means he knows exactly how to go about making Recorder the sort of tool that over time the best producers are going to be clamouring for. LINKS: https://www.recorder.tech/ https://www.recorder.tech/contact
In this episode, host Mark Longo provides an in-depth analysis of the options market as the week comes to a close. Key highlights include trading activity and notable options in VIX, SPY, SPX, IWM, QQQ, and individual stocks such as Nvidia, Tesla, Amazon, and Palantir. The show also discusses the increasing trading volume and significant options movements amid the market's mixed performance. Introduction and Welcome to the Hot Options Report Market Overview: VIX and SPY Market Overview: SPX and IWM Market Overview: QQQ Top 10 Single Name Options Conclusion --------------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
Nik and Michael discuss user management in Postgres — how roles work, making administration easier, setting passwords, and avoiding them being logged. Here are some links to things they mentioned:Roles https://www.postgresql.org/docs/current/user-manag.html Privileges https://www.postgresql.org/docs/current/ddl-priv.htmlALTER DEFAULT PRIVILEGES https://www.postgresql.org/docs/current/sql-alterdefaultprivileges.htmlGRANT https://www.postgresql.org/docs/current/sql-grant.htmlREASSIGN OWNED https://www.postgresql.org/docs/current/sql-reassign-owned.htmlALTER ROLE (including SET) https://www.postgresql.org/docs/current/sql-alterrole.html CREATE ROLE https://www.postgresql.org/docs/current/sql-createrole.htmlHave I Been Pwned https://haveibeenpwned.comPwned Passwords API https://haveibeenpwned.com/API/v3#PwnedPasswordsCrunchy Data PostgreSQL Security Technical Implementation Guide (STIG) https://www.crunchydata.com/blog/announcing-the-crunchy-data-postgresql-stigOur episode on auditing https://postgres.fm/episodes/auditing~~~What did you like or not like? What should we discuss next time? Let us know via a YouTube comment, on social media, or by commenting on our Google doc!~~~Postgres FM is produced by:Michael Christofides, founder of pgMustardNikolay Samokhvalov, founder of Postgres.aiWith credit to:Jessie Draws for the elephant artwork
Callum Gracie, founder of Otto Media and GIAI, is an expert in SEO & AI. On this podcast he shares an inspiring journey from professional musician to SEO & AI expert. Before COVID-19, Callum worked as a trumpet player and manager for The Bake Boys Band in Australia, booking over 500 events annually and managing approximately 100 creative professionals. When the pandemic hit, Callum lost everything due to severe Australian lockdowns that restricted events to 30-40 people. This crisis forced a career pivot into DJing (which was more pandemic-resistant as a one-person show) and eventually into digital marketing, where Callum now leads a team that has grown from 2 to 12 people in just 12 months.Summary of the PodcastThe Evolution of SEO in the AI AgeCallum emphasised that traditional SEO tactics are becoming less effective as AI transforms how people search for information. Key points about this evolution:People can now get answers directly from AI tools without visiting websitesTechnical SEO remains important as a foundation but is no longer enoughContent marketing and authentic storytelling are becoming crucial differentiatorsDigital PR is increasingly valuable - getting mentions from authoritative sources helps establish credibility with AI systemsBusiness owners should focus on the EEAT guidelines (Experience, Expertise, Authority, and Trust)Optimize for Bing, not just Google, as ChatGPT uses Bing's search API to find relevant informationLeveraging AI for Business GrowthCallum shared several practical applications of AI for business:Used ChatGPT to analyze and improve sales funnels for clientsCreated AI-generated promotional imagery (including a branded vehicle with local landmarks) for a client websiteDeveloped AI workflows with a data scientist partner to analyze complex datasetsUsed AI to identify target journalists and publications for digital PR effortsCreated project-specific AI agents that understand brand voice and specific business needsClient Selection PhilosophyCallum emphasised the importance of working with the right clients:"Find your ideal client...figure out who you like"Turns away more potential clients than acceptedSeeks partnership relationships with deep trust and common goalsValues clients who are excited about the work and aligned with the company's approachFocuses on being "relentlessly honest" with both clients and oneselfAction Items[ ] Implement EEAT guidelines on websites to establish credibility (Experience, Expertise, Authority, Trust)[ ] Consider optimising for Bing search in addition to Google[ ] Focus on getting reputable publications and websites to mention and link to your business[ ] Incorporate authentic storytelling and personal elements into marketing content[ ] Explore how AI can automate repetitive customer communications (like annual service reminders)Future of MarketingGraham described the current moment as a "gold rush" for AI implementation in marketing. Callum agreed but suggested Australian businesses are generally a few years behind the US and UK in adoption. The most successful approach combines authentic content marketing with strategic digital PR, focusing on building relationships with journalists and creating shareable stories that demonstrate expertise and build authority. The Next 100 Days Podcast Co-HostsGraham ArrowsmithGraham founded Finely...
In this episode, Mark Longo dives into the day's top options activities as of Thursday, October 2nd. The report covers notable trades and market movements for key products including VIX, SPY, small caps, QQQ, AMD, Intel, Nvidia, and Tesla. Despite low volumes in some areas, SPY stands out with a significant contract volume. The episode also highlights the performance of options on individual stocks like Robinhood, Palantir, Amazon, Apple, and more. 00:00 Introduction and Welcome 01:02 Hot Options Report Overview 02:21 VIX Analysis 03:02 SPY and S&P 500 Insights 03:58 Small Caps and QQQ Breakdown 05:15 Single Name Stocks Analysis 11:57 Conclusion and Upcoming Events ------------------------------------------------------------------------ All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
Thank you to the folks at Sustain (https://sustainoss.org/) for providing the hosting account for CHAOSSCast! CHAOSScast – Episode 120 In this episode of CHAOSScast, Harmony Elendu hosts a discussion with Dawn Foster and Bob Killen to discuss their extensive experience in open source and detail the motivations behind the creation of the CHAOSS Practitioner Guides. These guides aim to help practitioners navigate the overwhelming amount of data related to open source projects and understand how to improve project health and sustainability. The discussion covers strategies for communicating the business value of open source efforts to leadership, framing contributions in a way that resonates with organizational priorities, and prioritizing investments in critical projects. Press download now! [00:00:31] Dawn and Bob introduce themselves and their backgrounds. [00:02:24] Dawn explains why CHAOSS created Practitioner Guides: to help navigate the “tsunami of data” from open source metrics. The new guide is different and is focused on demonstrating organizational value. [00:04:36] Harmony asks about the inspiration for the guide. Dawn credits Bob and how the guide was built largely from his talks at KubeCon and the Linux Foundation Member Summit. [00:05:22] Bob talks about macroeconomic pressures where open source is often first cut. The guide helps orgs tell compelling stories to leadership about open source ROI. [00:07:14] Bob shares a case study: maintainers reframed contributions in leadership's language- revenue impact, bug fix turnaround, and resource efficiency and how this secured leadership support. Dawn adds that every organization values different things and provides an example. [00:11:36] Bob introduces the formula: Priority = Criticality x Health. [00:13:36] Dawn emphasizes formula helps orgs prioritize strategically critical but under-resourced projects (example: Kubernetes cluster API at VMware). Bob notes criticality differs by company and even department. [00:16:51] Harmony ask how to report open source value to leadership. Bob explains the importance of framing in leadership's language, not just raw contribution counts. Dawn warns against poor framing and explains about being careful about how you talk to leadership about your open source efforts. Value Adds (Picks) of the week: [00:20:47] Dawn's pick is discovery how easy it was to build a static site with GitHub Pages and Jekyll. [00:21:38] Bob's pick is dosu.dev. [00:22:18] Harmony's pick is exploring AI models for fraud detection and system tracking. Panelists: Harmony Elendu Guests: Dawn Foster Bob Killen Links: CHAOSS (https://chaoss.community/) CHAOSS Project X (https://twitter.com/chaossproj?lang=en) CHAOSScast Podcast (https://podcast.chaoss.community/) CHAOSS YouTube (https://www.youtube.com/@CHAOSStube/videos) podcast@chaoss.community (mailto:podcast@chaoss.community) Harmony Elendu X (https://x.com/ogaharmony) Dawn Foster X (https://twitter.com/geekygirldawn?lang=en) Bob Killen Website (https://mrbobbytabl.es/) CHAOSS Practitioner Guides (https://chaoss.community/about-chaoss-practitioner-guides/) CHAOSS Practitioner Guides (YouTube) (https://www.youtube.com/playlist?list=PL60k37cxI-HSHV4-rEsWMzExw2y2Oq79Z) CHAOSS Data Science Working Group: New Guides, Research, and More (Blog Post by Dawn Foster (https://chaoss.community/chaoss-data-science-working-group-new-guides-research-and-more/) CHAOSS Practitioner Guide: Getting Started with Sunsetting an Open Source Project (https://chaoss.community/practitioner-guide-sunset/) CHAOSS Practitioner Guide: Getting Started with Building Diverse Leadership (https://chaoss.community/practitioner-guide-diverse-leadership/) GitHub Pages documentation (https://docs.github.com/en/pages) Jekyll (https://jekyllrb.com/) Dosu (https://dosu.dev/) Special Guest: Bob Killen.
Recent studies have shown how AI Agents have expanded the attack surface for federal agencies. Today, we sit down with three leaders who demonstrate why fundamentals, such as visibility, inventory, runtime, and least-permissive access control, will be more critical than ever. Rob Roser from Idaho National Labs looks at the proliferation of API in the past decade. Although they facilitate communication, they can also give a path to attackers. He notes that today's attackers are interested in much more than money, the seek intellectual property that can compromise American security. Phishing and security training are good starting points, but developers must learn what tools to use to be able to use AI an appropriate manner. Where to start? Steven Ringo from Akamai give four key points for handling the drastic increase in data generated by AI · One: Discovery - build an API inventory · Two: Posture – implement policies that can control the APIs · Three: Run Time protection - design how to alert and take action to block · Four: Active testing prevention that is continuous The webinar underscored the urgency of integrating API security into comprehensive cybersecurity strategies and recommends programs to test and validate APIs before production deployment.
Connectbase's CEO & Founder, Ben Edmond, explains how location truth, spatial awareness, and API-driven automation cut fallout, speed quoting and ordering, and build trust across the ecosystem, turning months of manual work with near-instant global connectivity. Can precision truly transform business networks? In this Executives at the Edge episode, host Pascal Menezes explores these topics... Read More The post Location Truth & Automation: Transforming Business Connectivity appeared first on Mplify.
On this episode of the Scouting For Growth podcast, Sabine VdL talks to Amit Santhirasenan, co-founder and CEO of hyperexponential, an actuary and software engineer who has built the AI native pricing and underwriting platform used by leading specialty carriers. In this episode we cover how to turn messy submissions into structured signals your pricing model can trust – without hiring an army, multi agent architectures, the agentic AI mesh, and the human in the loop controls executives need for auditability and speed, and where agentic underwriting is ready today (and where it isn't), plus the metrics executives should track—cycle time, hit ratio, and loss ratio uplift. KEY TAKEAWAYS Email submissions were a luxury at the start of my career! What's been so exciting for me, as a self-professed nerd, is the pace at which the capabilities of core models have got so good that even 6 months ago was a whole product's capability and feature set is now within the gift of Gemini or GPT5. If you're an underwriter filling out a spreadsheet/renew model, in 2025 you need to be working with hx underwriting , actuary or agent inside a renew model to have your paired partner helping you get to the best result. Why can't you have deep risk research on every single risk? Why can't you say: Tell me the most important characteristics in the world that you can tell me about the top 3 exposures? No human can do this work, the cost/benefit trade off there isn't economic, but you can run an OpenAI deep risk API call to do that on every single risk you underwrite today. We do it for you, it's what we do. All of a sudden it's dramatically easier to bring that level of differentiation and specialism in the way that great underwriting has always been done to every single risk you want to touch. BEST MOMENTS ‘You won't see that many places with a $7 trillion contribution to GDP, with such a small number of companies and people responsible for this.' ‘We demonstrated the first API machine vision algorithm in the market in 2017, now kids coming out of university are doing that as toy projects before they get to our clients.' ‘You can have an army of digital agents helping you now, all for $20 per month!' ‘Generative AI models have unlocked the ability to pull data so quickly out of the information required for underwrite that you can put a very quick red/amber/green status on risks, several orders of magnitude greater than ever before.' ABOUT THE GUESTS Amit Santhirasenan is the Co-founder and CEO of Hyperexponential (hx), the AI native pricing and underwriting platform for P&C insurers. Under his leadership, hx Renew has become known for delivering executive level outcomes: ~50% faster submission to bind, 10× faster model build and deployment, and a platform that supports $45bn+ in GWP for 20+ enterprise customers worldwide. A qualified actuary and computer scientist, Amrit previously spent over a decade in the London Market. He served as Head of Pricing & Analytics at Tokio Marine Kiln, building the managing agent's first technical pricing team to support ~£1.5bn GWP, and earlier held actuarial roles at Catlin (including standing up the Canadian actuarial function). ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
#318: In this episode, we explore how AI is fundamentally reshaping the world of API development and testing with Tom Akehurst, CTO & Co-founder at WireMock. As AI agents become more prevalent in software development, the tools and practices around API design, testing, and maintenance are evolving rapidly. Tom shares insights on how WireMock is adapting to this new landscape and what it means for developers and organizations building distributed systems. Tom's contact information X: https://x.com/TomAkehurst LinkedIn: https://www.linkedin.com/in/tomakehurst/ YouTube channel: https://youtube.com/devopsparadox Review the podcast on Apple Podcasts: https://www.devopsparadox.com/review-podcast/ Slack: https://www.devopsparadox.com/slack/ Connect with us at: https://www.devopsparadox.com/contact/
In this episode of the Hot Options Report, Mark Longo reviews significant movements in the options market on Wednesday, October 1st, despite the U.S. government shutdown. Highlights include unchanged VIX activity, increased trading volumes in SPY, SPX, small caps, and major single names like Amazon, Meta, Nvidia, and Tesla. The show also promotes Public.com as a cost-effective platform for trading options. 00:00 Introduction and Welcome 02:35 VIX Market Analysis 03:38 SPY and SPX Insights 05:09 Small Caps and QQQ Breakdown 06:32 Single Name Options Activity 12:22 Conclusion and Next Steps ----------------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
Healthcare providers waste $950 billion annually on manual workarounds caused by fragmented EHR systems and integration costs that don't scale. Shadowbox has developed a patented browser technology that functions as an API, enabling instant EHR data access without traditional integration expenses. In this episode of Category Visionaries, we sat down with Gregory Stein, CEO of Shadowbox, to dissect how the company evolved from serving desperate lab diagnostics customers to building strategic partnerships with established healthcare IT players like HC1 to reach health systems. Topics Discussed: How the 21st Century Cures Act information blocking provisions remain largely unenforced, allowing EHR vendors to maintain data monopolies through integration fees Shadowbox's technical architecture: a white-labeled browser that accesses the document object model and API endpoints to extract HIPAA-compliant data without custom integrations Market entry strategy—targeting financially distressed lab diagnostics providers who couldn't afford traditional integration costs The HC1 partnership model: splitting the market by use case rather than geography, with HL7/API integrations going to HC1 and rapid, low-cost deployments going to Shadowbox Sequential interoperability capabilities that enable multiple vendor touchpoints (prior authorization, eligibility verification, billing) from a single data extraction GTM Lessons For B2B Founders: Target customers facing existential financial pressure, not optimal market conditions: Shadowbox entered through lab diagnostics—a commoditized, low-margin segment hemorrhaging money where providers faced $5K-$50K integration costs per connection taking 3-6 months. Greg acknowledged labs are "the redheaded stepchild of healthcare" but their desperation made them willing to pilot unproven technology. The lesson: segments with severe unit economics problems become early adopter pools because status quo costs exceed perceived risk of new vendors. Build a partnerships function before you have market leverage: Shadowbox hired a partnerships-focused employee early to cultivate relationships with RCM vendors and lab information system providers already selling to target customers. Rather than waiting for customer traction to attract partners, they used partnerships to generate initial traction. Greg emphasized healthcare adoption requires credible references—partnerships provide instant credibility entrepreneurs can't buy. Map your ecosystem's existing vendor relationships and pursue co-sell arrangements before achieving meaningful ARR. Use early customer feedback to migrate upmarket, not pivot laterally: Shadowbox started with labs, expanded to imaging centers, but their true ICP emerged as health systems with 500-1,000 community providers on disparate EHRs where traditional integration economics break down. Greg noted: "health systems that have major outreach programs where it doesn't pencil out to have them on their EPIC system." The migration path moved from small, desperate customers toward larger organizations facing the same core problem at scale. Don't mistake initial ICP for ultimate ICP—use early segments as beachheads to validate technology before pursuing customers with better economics. Partner with horizontal competitors when you solve orthogonal use cases: The HC1 deal splits the interoperability market—structured, predictable integrations go to HC1's traditional approach while rapid deployments to fragmented provider networks go to Shadowbox. This isn't channel partnership but market segmentation by use case economics. Greg explained they bring "something complementary to and in some ways competitive" but combined create offerings competitors can't match. Evaluate whether your "competitors" actually serve different jobs-to-be-done within the same category, then structure partnerships around use case delineation rather than territorial splits. Leverage policy expertise as product moat in regulated markets: Greg's Capitol Hill background enabled Shadowbox to support the Coalition for Innovative Lab Testing's successful lawsuit blocking FDA regulation of lab-developed tests—directly protecting their customers' business models. This wasn't marketing but strategic positioning that demonstrates commitment beyond vendor relationships. In heavily regulated industries, founders with policy expertise or advisors who can shape regulatory outcomes create defensibility that pure technology cannot. Consider how industry advocacy amplifies customer loyalty while potentially expanding TAM through favorable regulatory changes. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
Welcome back to Fintech Takes. I'm Alex Johnson, joined (as always) by my partner-in-recapping, Jason Mikula. First up: the uneasy détente in open banking is over. Jason and I haven't had a chance to debrief on Plaid's deal with JPMorgan Chase to pay for API access (so we do). Payments use cases remain the most expensive, Plaid is eating the fees (at least for now), and Chase looks like it's succeeded in hobbling Pay by Bank. We unpack why Plaid did the deal, what it means for other aggregators. Next up, color us nostalgic; back to BaaS Island we go! The FBI is probing Evolve. The scope reportedly extends to board members (including a16z), and new details suggest international money movement in Southeast Asia (tied to a $15M pig-butchering scheme). As the saying goes, bankers almost never go to jail; will this time be any different? Then, we turn to AI. FICO has announced a new product called a foundation model for financial services. The idea is to build smaller, domain-specific models that are cheaper, faster, and more reliable than generic LLMs, while adding predictive lift on top of existing analytics. The open questions: is this hype dressed up for Wall Street, or a clever way to squeeze extra predictive power out of structured financial datasets? And most of all: who is this really for? Plus, in our Can't Let It Go corner, Jason bristles about being labeled as “partisan” (in response to his response about the “Debanking” Executive Order) while I puzzle over Tether reportedly raising at a $500B valuation (the same as OpenAI, except Tether's core product is…not getting audited and telling everyone to “just trust us.”) Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/ Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnsonTwitter: https://www.twitter.com/AlexH_Johnson
How serious is the cargo theft crisis, and what real solutions are available today? How do we solve the connectivity challenges in freight tech, and why are APIs critical to the future of logistics? Listen to our guests from the 2025 IANA Conference, Curtis Spencer of Bloodhound Tracking Device and Keith Peterson of NMFTA, as we dive into cargo security, advanced tracking systems, the market transformation that's happening right now in freight, the mission of the Digital Standards Development Council (DSDC), and their push to create common API language across carriers, shippers, 3PLs, and technology providers. Curtis' Website: https://btdtracker.com/ Keith's Website: https://nmfta.org/ / https://dsdc.nmfta.org/home
In this episode of the Hot Options Report, Mark Longo provides an in-depth analysis of the options market activities for Tuesday, September 30th. The report covers key market indicators such as VIX, SPY, SPX, and individual equities including Apple, Intel, Amazon, and Nvidia. Mark also highlights significant options trades, volume insights, and closing prices. Additionally, listeners are informed about Public, a cost-effective trading platform that offers rebates on options trades. 00:26 Welcome to the Hot Options Report 01:05 Today's Market Overview 02:24 VIX Analysis 03:22 SPY and SPX Insights 04:30 Small Caps and QQQ Breakdown 06:04 Single Name Equity Options Highlights 14:03 Conclusion and Final Thoughts ------------------------------------------------------------------------ All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
This interview was recorded for GOTO Unscripted.https://gotopia.techRead the full transcription of this interview hereMatt McLarty - CTO at Boomi & Co-Author of "Unbundling the Enterprise"Erik Wilde - Principal Consultant at INNOQRESOURCESMatthttps://bsky.app/profile/mattmclartybc.bsky.socialhttps://x.com/MattMcLartyBChttps://www.linkedin.com/in/mattmclartybcErikhttps://www.linkedin.com/in/erikwildehttps://github.com/dretLinkshttps://www.hbs.edu/faculty/Pages/profile.aspx?facId=6417https://cloud.google.com/blog/products/application-development/richard-seroter-on-shifting-down-vs-shifting-lefthttps://platformengineering.org/blogDESCRIPTIONMatt McLarty and Erik Wilde explore the nuanced world of platform engineering, challenging conventional approaches and highlighting the critical importance of aligning technological capabilities with business outcomes. They discuss the evolution from DevOps, the role of APIs, and the need to create flexible, reusable technological building blocks that drive true organizational innovation.RECOMMENDED BOOKSStephen Fishman & Matt McLarty • Unbundling the EnterpriseCarliss Y. Baldwin • Design Rules, Vol. 2Matthew Skelton & Manuel Pais • Team TopologiesForsgren, Humble & Kim • Accelerate: The Science of Lean Software and DevOpsKim, Humble, Debois, Willis & Forsgren • The DevOps HandbookGene Kim, Kevin Behr & George Spafford • The Phoenix ProjectCrossing BordersCrossing Borders is a podcast by Neema, a cross border payments platform that...Listen on: Apple Podcasts SpotifyBlueskyTwitterInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!
Client SDKs: Die schöneren APIs?APIs sind das Rückgrat moderner Softwareentwicklung, doch wer kennt nicht das Dilemma? Die API ändert sich, Fehlermeldungen stapeln sich im Postfach, und plötzlich hängt dein Workflow am seidenen HTTP-Thread. Genau dort kommen Client SDKs ins Spiel. Sie machen aus kryptischen API-Endpunkten handliche, sprachnahe Werkzeuge, die dir nicht nur Nerven, sondern auch Zeit sparen.In dieser Episode schauen wir hinter die Kulissen der SDK-Entwicklung. Wir sprechen aus Maintainer-Perspektive über Supportdruck, Burnout und die (oft unterschätzte) Verantwortung in Open Source. Gleichzeitig tauchen wir tief in die Praxis ein: Was ist ein Client SDK genau? Wann lohnt sich Handarbeit, wann die Code-Generation? Warum ist idiomatisches SDK-Design mehr als nur Style – und weshalb boosten einige SDKs wie das von Stripe oder AWS sogar den wirtschaftlichen Erfolg ganzer Unternehmen?Gemeinsam werfen wir einen Blick auf Architektur, Best Practices, Edge Cases, Testing, Dokumentation und Wartung. Und natürlich diskutieren wir, wann ein SDK wirklich sinnvoll ist – und in welchen Fällen du lieber einen simplen HTTP-Aufruf selbst schreibst.Bonus: Wieso Atlassian Merch statt Sponsoring schickt.Unsere aktuellen Werbepartner findest du auf https://engineeringkiosk.dev/partnersDas schnelle Feedback zur Episode:
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English is now an API. Our apps read untrusted text; they follow instructions hidden in plain sight, and sometimes they turn that text into action. If you connect a model to tools or let it read documents from the wild, you have created a brand new attack surface. In this episode, we will make that concrete. We will talk about the attacks teams are seeing in 2025, the defenses that actually work, and how to test those defenses the same way we test code. Our guides are Tori Westerhoff and Roman Lutz from Microsoft. They help lead AI red teaming and build PyRIT, a Python framework the Microsoft AI Red Team uses to pressure test real products. By the end of this hour you will know where the biggest risks live, what you can ship this quarter to reduce them, and how PyRIT can turn security from a one time audit into an everyday engineering practice. Episode sponsors Sentry AI Monitoring, Code TALKPYTHON Agntcy Talk Python Courses Links from the show Tori Westerhoff: linkedin.com Roman Lutz: linkedin.com PyRIT: aka.ms/pyrit Microsoft AI Red Team page: learn.microsoft.com 2025 Top 10 Risk & Mitigations for LLMs and Gen AI Apps: genai.owasp.org AI Red Teaming Agent: learn.microsoft.com 3 takeaways from red teaming 100 generative AI products: microsoft.com MIT report: 95% of generative AI pilots at companies are failing: fortune.com A couple of "Little Bobby AI" cartoons Give me candy: talkpython.fm Tell me a joke: talkpython.fm Watch this episode on YouTube: youtube.com Episode #521 deep-dive: talkpython.fm/521 Episode transcripts: talkpython.fm Developer Rap Theme Song: Served in a Flask: talkpython.fm/flasksong --- Stay in touch with us --- Subscribe to Talk Python on YouTube: youtube.com Talk Python on Bluesky: @talkpython.fm at bsky.app Talk Python on Mastodon: talkpython Michael on Bluesky: @mkennedy.codes at bsky.app Michael on Mastodon: mkennedy
Topics covered in this episode: * PostgreSQL 18 Released* * Testing is better than DSA (Data Structures and Algorithms)* * Pyrefly in Cursor/PyCharm/VSCode/etc* * Playwright & pytest techniques that bring me joy* Extras Joke Watch on YouTube About the show Sponsored by us! Support our work through: Our courses at Talk Python Training The Complete pytest Course Patreon Supporters Connect with the hosts Michael: @mkennedy@fosstodon.org / @mkennedy.codes (bsky) Brian: @brianokken@fosstodon.org / @brianokken.bsky.social Show: @pythonbytes@fosstodon.org / @pythonbytes.fm (bsky) Join us on YouTube at pythonbytes.fm/live to be part of the audience. Usually Monday at 10am PT. Older video versions available there too. Finally, if you want an artisanal, hand-crafted digest of every week of the show notes in email form? Add your name and email to our friends of the show list, we'll never share it. Michael #1: PostgreSQL 18 Released PostgreSQL 18 is out (Sep 25, 2025) with a focus on faster text handling, async I/O, and easier upgrades. New async I/O subsystem speeds sequential scans, bitmap heap scans, and vacuum by issuing concurrent reads instead of blocking on each request. Major-version upgrades are smoother: pg_upgrade retains planner stats, adds parallel checks via -jobs, and supports faster cutovers with -swap. Smarter query performance lands with skip scans on multicolumn B-tree indexes, better OR optimization, incremental-sort merge joins, and parallel GIN index builds. Dev quality-of-life: virtual generated columns enabled by default, a uuidv7() generator for time-ordered IDs, and RETURNING can expose both OLD and NEW. Security gets an upgrade with native OAuth 2.0 authentication; MD5 password auth is deprecated and TLS controls expand. Text operations get a boost via the new PG_UNICODE_FAST collation, faster upper/lower, a casefold() helper, and clearer collation behavior for LIKE/FTS. Brian #2: Testing is better than DSA (Data Structures and Algorithms) Ned Batchelder If you need to grind through DSA problems to get your first job, then of course, do that, but if you want to prepare yourself for a career, and also stand out in job interviews, learn how to write tests. Testing is a skill you'll use constantly, will make you stand out in job interviews, and isn't taught well in school (usually). Testing code well is not obvious. It's a puzzle and a problem to solve. It gives you confidence and helps you write better code. Applies everywhere, at all levels. Notes from Brian Most devs suck at testing, so being good at it helps you stand out very quickly. Thinking about a system and how to test it often very quickly shines a spotlight on problem areas, parts with not enough specification, and fuzzy requirements. This is a good thing, and bringing up these topics helps you to become a super valuable team member. High level tests need to be understood by key engineers on a project. Even if tons of the code is AI generated. Even if many of the tests are, the people understanding the requirements and the high level tests are quite valuable. Michael #3: Pyrefly in Cursor/PyCharm/VSCode/etc Install the VSCode/Cursor extension or PyCharm plugin, see https://pyrefly.org/en/docs/IDE/ Brian spoke about Pyrefly in #433: Dev in the Arena I've subsequently had the team on Talk Python: #523: Pyrefly: Fast, IDE-friendly typing for Python (podcast version coming in a few weeks, see video for now.) My experience has been Pyrefly changes the feel of the editor, give it a try. But disable the regular language server extension. Brian #4: Playwright & pytest techniques that bring me joy Tim Shilling “I've been working with playwright more often to do end to end tests. As a project grows to do more with HTMX and Alpine in the markup, there's less unit and integration test coverage and a greater need for end to end tests.” Tim covers some cool E2E techniques Open new pages / tabs to be tested Using a pytest marker to identify playwright tests Using a pytest marker in place of fixtures Using page.pause() and Playwright's debugging tool Using assert_axe_violations to prevent accessibility regressions Using page.expect_response() to confirm a background request occurred From Brian Again, with more and more lower level code being generated, and many unit tests being generated (shakes head in sadness), there's an increased need for high level tests. Don't forget API tests, obviously, but if there's a web interface, it's gotta be tested. Especially if the primary user experience is the web interface, building your Playwright testing chops helps you stand out and let's you test a whole lot of your system with not very many tests. Extras Brian: Big O - By Sam Who Yes, take Ned's advice and don't focus so much on DSA, focus also on learning to test. However, one topic you should be comfortable with in algortithm-land is Big O, at least enough to have a gut feel for it. And this article is really good enough for most people. Great graphics, demos, visuals. As usual, great content from Sam Who, and a must read for all serious devs. Python 3.14.0rc3 has been available since Sept 18. Python 3.14.0 final scheduled for Oct 7 Django 6.0 alpha 1 released Django 6.0 final scheduled for Dec 3 Python Test Static hosting update Some interesting discussions around setting up my own server, but this seems like it might be yak shaving procrastination research when I really should be writing or coding. So I'm holding off until I get some writing projects and a couple SaaS projects further along. Joke: Always be backing up
In this episode of The Cybersecurity Defenders Podcast, we discuss some intel being shared in the LimaCharlie community.A recent investigation by the U.S. Secret Service claims to have uncovered a massive swatting infrastructure centered around New York City.Check Point researchers are tracking an Iran-linked cyber-espionage group known as Nimbus Manticore, which appears to be expanding its operations into Western Europe.A new wave of malicious advertising is targeting macOS users by impersonating widely used software and services through search engine ads.A new tool called SpamGPT is drawing attention in the cybersecurity community for effectively lowering the barrier to entry for large-scale spam and phishing campaigns.In light of increasing attacks on open source ecosystems, GitHub has disclosed recent security incidents affecting the npm registry, including the Shai-Hulud worm.Support our show by sharing your favorite episodes with a friend, subscribe, give us a rating or leave a comment on your podcast platform.This podcast is brought to you by LimaCharlie, maker of the SecOps Cloud Platform, infrastructure for SecOps where everything is built API first. Scale with confidence as your business grows. Start today for free at limacharlie.io.
Ryan Doran is a Partner in Lead Creative and Head of UI/UX for Turkois, with over 17 years of experience in monetization strategy, payments, and scaling technology businesses. Danny Smith is a Solution Architect at Stripe, working on AI-driven commerce innovations and partnering with AWS. In this episode, Ryan and Danny explore the critical intersection of pricing strategy and payment infrastructure, discussing how AI is transforming both the mechanics of pricing implementation and the challenge of pricing AI products themselves. Why you have to check out today's podcast: Understand the difference between billing systems and payment systems and how they work together. Learn why flexible technical infrastructure is essential for modern pricing strategies. Discover how AI is enabling hyper-personalized shopping experiences with built-in guardrails. "Your pricing strategy is only as good as the background tech that you have to operationalize it. If you have a legacy monolithic stack and you can come up with these great strategies, but it takes you six months to implement that strategy, then you've probably been left behind already." – Danny Smith Topics Covered: 02:15 - How Ryan got into pricing through product development and payment flows. 04:30 - Danny's journey from cloud architecture to payments infrastructure. 06:45 - The difference between billing systems and payment systems. 10:20 - Why new billing companies continue to emerge despite established players. 14:15 - How AI is accelerating data utilization in pricing decisions. 17:30 - The dual challenge: using AI for pricing vs. pricing AI products. 19:45 - Hyper-personalized shopping with AI agents and built-in guardrails. 23:10 - The ethical concerns of "sleazy price segmentation" and AI pricing. 28:40 - Agent-to-agent negotiations and policy engines. 31:20 - How AI products are changing pricing models: tokens, credits, and hybrid approaches. 35:15 - Creating "action units" to translate technical complexity into business value. Key Takeaways: "Data is basically the new margin. What you can do with it is only gaining in value." - Ryan Doran "We've implemented API level technology that will create a budget... and it will create a virtual debit card on the backend for that exact amount, tied to today as an expiration date, tied to that particular transaction." - Danny Smith People / Resources Mentioned: Turkois: https://turkois.io/ Vanilla POS: https://vanillapos.io/ Stripe: https://stripe.com Perplexity: https://www.perplexity.ai/ OpenAI: https://openai.com/ Chargebee, Chargeify, Zora: Alternative billing platforms MCP Server: Technology enabling AI agents to interact with Stripe for dynamic pricing Connect with Ryan Doran: Website: https://turkois.io/ Email: ryan@turkois.io Connect with Danny Smith: Contact through Ryan Doran Connect with Mark Stiving: LinkedIn: https://www.linkedin.com/in/stiving/ Email: mark@impactpricing.com
John, VP of Product at Horizen Labs, breaks down how Zero-Knowledge Proofs (ZKPs) shift us from “trust” to “zero doubt.” We cover what ZK is (with an intuitive cave/password analogy), why ZK rollups matter, and how ZK Verify aims to be a dedicated, hyper-efficient proof-verification blockchain (think “B2B chain” living behind apps). We discuss tradeoffs (security/decentralization/throughput), SNARKs vs STARKs, real use cases (logins, proof of personhood, high-frequency trading privacy), why some things are over-hyped (prediction markets), and what's next (mainnet, grants, API tools, and massive proof scalability). If you care about scaling Web3 without sacrificing trustlessness, this one's for you.Timestamps[00:00] John's path from banking product to ZK & Horizen Labs[00:03] What Horizen Labs builds; the through-line of ZK across products[00:05] ZK explained: proving without revealing (the cave & secret door)[00:08] Why ZK rollups: decongesting Ethereum and lowering gas[00:10] ZK Verify: a dedicated chain for proof verification (Celestia-style specialization)[00:13] Product vision: mainnet, throughput, efficiency; exploring more of the ZK stack[00:14] Who uses it: “B2B blockchain” for high-volume proofs (DEX/HFT, logins, identity)[00:16] The trilemma still exists; where ZK helps and where tradeoffs remain[00:18] SNARKs vs STARKs; trusted setups & security nuance[00:21] Scaling challenges: fast-moving ZK landscape; substrate upgrades; mainstream timing[00:24] Adoption: UX, stablecoins, institutions, and avoiding another FTX moment[00:31] “Zero doubt” > “trust”: why ZK removes the need to trust[00:32] Most over-hyped now? Prediction markets (and a caveat)[00:36] Roadmap: capacity, aggregation, sample apps, grants, dev onboarding[00:40] Ask: builders, followers, grant applicants, API usersConnecthttps://horizenlabs.io/https://www.linkedin.com/company/horizenlabs/https://x.com/horizenlabshttps://www.linkedin.com/in/johncamardo/https://x.com/john_camardoDisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/
In this episode, Sean and Kelly welcome Pritesh Patel, a computer scientist specializing in AI who brings over 20 years of experience from companies like Turner Broadcasting, Walmart, and GE to his current role at Fisher Phillips law firm. Pritesh shares fascinating insights about implementing AI in knowledge-based industries, from automating his parents' frozen yogurt shop to helping lawyers transform their workflows. The conversation explores crucial concepts like the "Jobs to Be Done" framework, which emphasizes focusing on outcomes rather than getting stuck in existing processes. Pritesh explains how he approaches AI education through playfulness and intuition-building—whether that's getting Batman to sing "Twinkle, Twinkle Little Star" in ChatGPT or creating AI personalities that debate humans. The discussion touches on the importance of maintaining accountability while delegating responsibility to AI tools, the power of curiosity in adoption, and how reinforcement learning might shape the future of AI integration. Key resources mentioned: - Strategyn Jobs to Be Done Framework (https://strategyn.com/) - Tony Ulwick's innovation methodology - NotebookLM (https://notebooklm.google.com/) - Google's AI-powered research tool - Suno.ai (https://suno.com/) - AI music generation platform - OpenAI's Real-time API for voice interactions Special Guest: Pritesh Patel.
In this CPQ Podcast episode, host Frank Sohn speaks with Tarak Patel, Sr. Vice President of Product and Technology at Aleran Software, about how Aleran is bringing sustainable innovation to Configure, Price, Quote (CPQ) and digital commerce. Aleran's Connected Commerce platform is designed for mid-size manufacturers ($20M–$1B) and their channel partners. Built on headless, API-first, cloud-native architecture, the platform integrates with leading ERP systems(SAP, Epicor, Microsoft Dynamics, Infor, Acumatica and more) and CRM solutions (Salesforce, SugarCRM). It also offers native eCommerce, pre-built connectors, Avalara tax, payment gateways, and shipping integrations—helping companies move beyond spreadsheets and home-grown tools. Tarak explains how Aleran supports CTO and ETO products, with a feature- and rules-based configuration engine, plus AI-driven guided selling and automated product content generation. With low-code/no-code flexibility and an average 2-month implementation, manufacturers can achieve fast ROI. Beyond technology, Tarak shares insights on trust-based leadership, Aleran's rapid growth, and how his philosophy of “sustainable innovation” drives both the company and his personal life—including golfing with his two teenage sons.
In this episode I'm going to try to settle a debate of what's the best dividend portfolio. I'll then end things by sharing some blunt financial truths that became painfully real as I helped my mother-in-law move this weekend. Join the world's largest free Dividend Discord ➜ https://discord.gg/kkSr5FY Join my channel membership as a GenEx Partner to access new perks: https://www.youtube.com/channel/UCuOS-UH_s4KGhArN6HdRB0Q/join Seeking Alpha Affiliate Referral Link ➜ https://link.seekingalpha.com/2352ZCK/4G6SHH/ Click my FAST Graphs Link (Use coupon code AFFILIATE25 to get 25% off your 1st payment) ➜ https://fastgraphs.com/?ref=GenExDividendInvestor Please use my Amazon Affiliates Link ➜ https://amzn.to/2YLxsiW Thanks! As an Amazon Associate I earn from qualifying purchases. Support me & get Patreon perks ➜ https://www.patreon.com/join/genexdividendinvestor Use my Financial Modeling Prep affiliate link for awesome stock API data (up to a 25% discount) ➡️ https://site.financialmodelingprep.com/pricing-plans?couponCode=genex25
DTOs (Data Transfer Objects) aren't mentioned anywhere in the Laravel docs, but some devs use them heavily in their applications, whereas other devs never use them at all.In the latest episode of the No Compromises podcast, we weigh the pros and cons of DTOs in everyday Laravel apps, comparing them to form requests, PHPDoc-typed arrays, and service-layer boundaries, and share one area where DTOs truly shine. The takeaway: keep DTOs in the toolbox, but reach for them intentionally, not by habit.(00:00) - Framing DTOs in a stricter PHP world (01:15) - Our current practice: hybrids, few true DTOs (02:45) - Form requests, `safe()`, and typed inputs (03:45) - Reuse across API and form layers rarely aligns (04:30) - Where DTOs shine: normalizing multiple APIs (05:45) - Service boundaries: wrapping vendor objects (e.g., Stripe) (06:15) - PHPDoc-typed arrays vs DTO overhead (06:45) - Conventions, Larastan levels, and avoiding ceremony (07:45) - Treat DTOs as a tool, not a rule (09:15) - Silly bit Want to discuss how we can help you with an architecture review?
Welcome to this classic episode. Classics are my favorite episodes from the past 10 years, published once a month. These are N of 1 conversations with N of 1 people. This Business Breakdowns on Rolex is a long-time stand out. The founder and executive chairman of Hodinkee, Ben Clymer, was the perfect person to take us through the ins and outs of this legendary brand. For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- This episode is brought to you by WorkOS. WorkOS is a developer platform that enables SaaS companies to quickly add enterprise features to their applications. With a single API, developers can implement essential enterprise capabilities that typically require months of engineering work. By handling the complex infrastructure of enterprise features, WorkOS allows developers to focus on their core product while meeting the security and compliance requirements of Fortune 500 companies. Visit WorkOS. ----- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Welcome to Business Breakdowns (00:03:01) His favorite Rolex watch ever (00:04:24) What makes the Rolex Daytona such a special watch (00:07:19) The job-to-be-done for high-end watches beyond just telling them the time (00:12:18) The strategy behind marketing luxury products: The Luxury Strategy (00:14:34) An overview of the Rolex business (00:19:38) The history of Rolex (00:38:45) Their genius in marketing and distribution (00:41:55) How they make decisions and what others can learn from them (00:47:14) The financials of Rolex and other luxury watch brands (00:49:02) Most important business lessons others can learn from Rolex (00:52:54) Other luxury brands worth studying (00:57:26) Negative lessons gleaned from Rolex
Seth Williams (00:00) I was able to buy a lot of land at dirt cheap prices. So there's no mortgages or anything on it. And when you buy anything for a small fraction of its actual market value, it's not hard to turn around and sell that thing and make money on it. Jason Hull (00:14) All right, I am Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of business owners, coached, consulted, and cleaned up hundreds of property management businesses, helping them add doors, improve pricing, increase profit. simplify operations and build and replace entire teams, we are like bar rescue for property managers. In fact, we have cleaned up and rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. At DoorGrow, we believe that good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. We want to transform the industry, eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now, let's get into the show. And my guest today I'm hanging out with is Seth Williams. Welcome, Seth. Seth Williams (01:28) Hey, Jason, good to be here. Thanks for having me. Jason Hull (01:31) Yeah, it's great to have you and of REtipster. so Seth, let's get into a little bit of your background. You've done a lot of different things connected to real estate. Give us the background on your journey and how you got it kind of got into entrepreneurism and what made you start all this crazy stuff. Seth Williams (01:48) Yeah, sure. Yeah. Well, my journey kind of starts back in about 2005, 2006 when I was still in college. And like most people, I was trying to find houses I could buy that I could flip or rent that kind of thing. Just get into the real estate game. But I didn't really know anything about how to do it. I had no competitive advantage. I was looking on the MLS. That was the only place I knew I could look for to find deals. And there weren't any deals. It was horrible. I spent hundreds of hours and found nothing that made any financial sense. And I was just like, man, how do people do this? Like, how do people find good real estate deals if I can't find them? I was looking everywhere and there was nothing out there. And it was around, you know, after struggling with this for a couple of years, I discovered two things that kind of worked hand in hand. The first was the land business. So buying vacant land and Like most people, when I first heard that I was like, what? Picket land? Like, why would I do that? That makes no sense. It's just dirt. Like, where's the cash flow? Where's the income? The other thing that I discovered though was how to find deals off market through something called the delinquent tax list. And this is basically a list of property owners that every county has of properties that are currently back due on their property taxes. This is not the same thing. Jason Hull (02:52) Yeah. Seth Williams (03:11) as the tax sale list. So it's not the list of properties that's going to go up for auction soon. It's people who still own their property, but they're back doing taxes. If they don't pay them off soon, they're going to get their property taken from them. And these two things together, land and the delinquent tax list, I was able to find and contact people who had land with delinquent taxes on it. And because there were delinquent taxes, they're in a situation where it's like, Jason Hull (03:18) Yeah, they're just behind. Seth Williams (03:37) You got to pay off these taxes in like weeks or you're going to lose everything. So why are you in this situation? Is it because you don't care about the property? Like what is the issue? And in many cases, that was it. Maybe they just inherited it. Maybe they bought it 20 years ago, but for whatever reason, they didn't care about the thing. And I'm sitting there saying, Hey, I'll pay you a few hundred dollars, maybe a few thousand dollars, and I'll pay off your taxes and I'll make this problem go away. And because a lot of these people didn't want their property anyway, and I was kind of taking care of a nuisance in their life, I was able to buy a lot of land at dirt cheap prices. And I could also buy it free and clear. So there's no mortgages or anything on it. And when you buy anything for a small fraction of its actual market value, it's not hard to turn around and sell that thing and make money on it. So that was the business I got into. And it's been awesome. It's changed a lot over the years, but It's just been a really great way to, you know, without needing a whole lot of cash, finding properties, getting them for a very cheap price, and then making money without having to change anything on the property. Jason Hull (04:45) Yeah, got it. Okay, cool. Is that still the go-to strategy? Delinquent tax lists. Seth Williams (04:52) So, it's definitely still effective, but the drawback of the delinquent tax list is that they're kind of a pain to get, and then even when you do get them, they're kind of a mess to sort through. So, if you're willing to go through the nuisance of getting the list and sorting through it, there's a ton of value on that. But there's another way that's actually easier through a data service that I use called the LAN portal. And it's basically just a much more streamlined Jason Hull (05:04) Yeah. Yeah. Seth Williams (05:20) seamless, organized way to get lists of landowners. They don't necessarily have delinquent taxes, but I can find specifically the types of properties I want and then either send the mail or a cold column, that kind of thing. So both ways work. They both have pros and cons. The delinquent tax list is more of an annoying way to do it, but it's probably the more effective way. The land portal is a lot easier, but you get a little bit less motivation on that list because people don't have this delinquent tax problem. Jason Hull (05:48) Yeah, less of a mess to clean up, but probably a little quicker. so cool. you're going to unpack today the secrets of building wealth through land investing. This is like your number one specialty. And we'll chat a little bit about self storage. And I'm sure there's some property managers that are listening that might be like, haven't done that yet. Like I have not gotten into. That sort of investment and most of the property managers listening you if you're on a property management business your number one goal Should not be to just manage other people's properties. It should probably be to build up your own portfolio of stuff and and make some money That's probably a bigger better play and leveraging your company to attract deals and to attract Real estate so let's get into this. Where do we start? Seth Williams (06:37) Yeah, well, what I just described, there's kind of the high level view of how you find properties in the first place. And I mean, in terms of like people out there who are property managers who might invest in houses and that kind of thing, there's only one tax list or the land portal can work for those kinds of properties to the main difference is that you're going to find usually less competition when dealing with vacant land, because most people aren't thinking about land, thinking about houses. They think that's the way they have to do it. And that's fine if you want that. But the problem with houses, as you probably know, in property management, there's a lot more wrinkles. There's a lot more people problems. There's things falling apart that are broken and get stolen and destroyed. With land, there's none of that. It's a much simpler animal to deal with. But if your strategy is to find rentals or something like that, you could certainly scope out rental properties using the same method. You would just be targeting different types of property owners than I do. Jason Hull (07:10) Thank got it. So how does this connect to self storage? Seth Williams (07:34) Well, self storage is a totally different business than buying and selling vacant land, but there is some crossover. So back in 2021, I found a piece of land that was zoned residential. It was 6.7 acres and I bought it and I rezoned it to commercial. And then I got approval to build a self storage facility because I had always wanted to get into this business. A land business is great for generating big influxes of cash. It's like a cash generating machine. But self storage is a little bit different. At least the way that I do it, it's more of a cash flow play. you know, all in all, took me a couple million dollars to buy the land and build this facility. It took me basically a year to design it and build it. And it's comparatively speaking, more of a trickle of cash, cash flow, but it's permanent cash flow. There's also a lot of depreciation write offs. It's also very scalable. So it's easy to increase every single person's rent by $5 and the value effectively goes way up because of that. But like nobody moves out because it's just five bucks and most people don't care about a $5 increase per month. So it's a very different business. And for me, my long-term goal is to do more of that because the benefit of self-storage is that unlike land, it's not like a thing that you have to keep peddling for it to keep working. Land is a very active, you know, got to keep peddling or the cashflow is going to stop. Whereas self-storage is, well, you can buy one facility and the management is not terribly difficult for that, at least compared to like a rental property and the cashflow will come in for as long as you own the thing. So that was why I made that shift. Jason Hull (09:12) Nice. well, tell us a little bit about cell storage. How does that work? How can maybe property managers potentially get in? Seth Williams (09:21) Yeah, well, it's when I first got into it, what I tried to do is buy an existing facility from somebody within like an hour driving radius of where I lived. And I think that's probably the best first move is to do that if you can, because you don't have to deal with all of the work of construction and there's cash flow on day one. So like right when you buy the thing, money is already coming in. Whereas when you build a new one, it takes months for the thing to fill up. So that was what I tried to do at first, but problem was in my market, I couldn't find anybody who wanted to sell their property at anywhere near a reasonable price. People wanted like twice as much as what their facilities were worth. And people were paying it like it was just crazy. You couldn't find good deals. And when I saw that, was like, wow, I would normally never build something. But if people are being dumb and overpaying for self storage facilities, I could probably give this a go. And even if I screw it all up, I could still sell it and get out if I needed to. So that was why I decided to do that. And it's nice in that you get to design it and lay it out the way you want, but it's also a much longer runway required to put the cash in and then wait for it to fill up and start cash flow. Jason Hull (10:29) Yeah, this is our market to building these things out and then just selling them even though they're empty. Seth Williams (10:35) Yeah, that's what some people do. Selling them empty. I mean, that's not the ideal play. The real value of these things comes from paying tenants, that kind of thing. Maybe what most people would do is build them or maybe even buy an existing one that's half empty and then fill it up. Like do whatever you have to do to get tenants in there, whether it's changing the pricing or advertising more. And then once it's at least reasonably full, then you could cash out and do whatever you want. Buy another one or do something else. Jason Hull (10:39) Right. Got it. Okay. Got it. Cool. So vacant land, self storage, and then you're also like, you do a lot of content creation stuff in the real estate space. So tell us a little bit about that. Seth Williams (11:12) Sure. Yeah. So I started a website called REtipster back in 2012. And it was really kind of a place to store a lot of the lessons and knowledge that I had gained from my experience in land investing and in owning rental properties and everything I had done to that point. And I didn't really know what the plan was. I just knew, like, it's kind of fun for me to take my ideas and thoughts and things I've learned and distill them down into like bite sized chunks and help other people. figure out how to do the business from where they're at. And it turned out to be a lot of fun. And it didn't make money for like probably the first year that I was running it. But eventually I found ways to monetize it. Started a podcast, a YouTube channel. And a lot of what we talk about is land, but we also talk about self storage and occasionally rental properties, other things that are ancillary related to real estate investing. Jason Hull (12:07) Okay, well cool. Let me do a quick word from our sponsor and then we can get into a little bit more. So our sponsor for this episode is Vendoroo Many of you listening tell me that maintenance is probably the least enjoyable part of being a property manager and definitely the most time consuming. But what if you could cut that workload by up to 85 %? That's exactly what Vendoroo has achieved. They've leveraged cutting edge AI technology to handle nearly all of your maintenance tasks from initiating work orders. and troubleshooting to coordinating with vendors and reporting. This AI doesn't just automate, it becomes your ideal employee, learning your preferences and executing tasks flawlessly, never needing a day off and never quitting. This frees you up to focus on the critical tasks that really move the needle for your business, whether that's refining operations, expanding your portfolio, or even just taking a well-deserved break. Over half the room at last year's DoorGrowLive event conference signed up with Vendoroo right there. And then a year later, they're not just satisfied, they're raving about how vendor is transformed their business. Don't let maintenance drag you down. Step up your property management game with vendor. Visit vendor.ai slash door grow today and make this the last maintenance hire you'll ever need. All right, cool. So, Seth. Where should we go from here? We've been talking a little bit about vacant land, a little bit about self storage, talking a little bit about RE tipster. What do you think would be of the most benefit to property management business owners that are exploring some of this stuff? Seth Williams (13:42) Well, you know, maybe we could have a little conversation, you and me. So I've got a few questions I always go to when I'm talking to other real estate investors that are always kind of brings out some interesting perspectives. How long have you been in real estate, Jason? Jason Hull (13:55) Well, so I've been involved with coaching and consulting property management companies. So I'm more of a business coach for like since 2008. Seth Williams (14:04) Mm OK, gotcha. Well, interesting. Here's a question for you. What's one thing that you see new property managers focusing on that you think is actually a distraction from long term success? Jason Hull (14:09) so while. That's a good one. So the most common thing that I see that's a big distraction from long-term success is digital marketing. So a lot of property managers think in order to get more doors or get business, they need to do SEO. They need to do Google ads like pay per click, content marketing, social media marketing. The problem is the dirty secret marketers don't want to tell property managers because they like making money off of them. is that there's very little search volume of people looking on the internet for property management. So they can go on Google trends right now, put in property management backdated to 2004 when Google started tracking data and metrics to the present. And what you'll see is there's very little search volume. And if you compare it to any other term, like compared to AI is a good one lately, it has the same search volume of AI a decade ago. Whereas AI has this meteoric rise. Seth Williams (15:13) Mm, sure. Jason Hull (15:15) And compared to AI, property management is just a little line at the bottom. It like doesn't even register. And so there's plenty of business out there of people that don't want to manage their own property. There's no shortage in the U.S. There's no scarcity, but they're not looking for a property manager actively because they're either not aware that property managers are a viable option or exist, or they are aware, but most property managers suck. So they've written it off. Seth Williams (15:44) Yeah. So how do you find those people then if you don't know where they're looking or maybe you do know where they're looking. Jason Hull (15:44) and they're not really looking. We get them to do crazy things like pick up the phone and call non owner occupied property owners or like connect with real estate agents and create relationships to help the real estate agents get more deals from investors, stuff like that. So. Seth Williams (16:02) Yeah. I'll tell you, there's a ton of power in somebody who's willing to pick up the phone. I mean, so many people don't even want to think about that. But if you can do that, man, you're already way, way ahead of the crowd. Jason Hull (16:09) And there we go. Yeah, I mean, it's the one thing that we can teach clients that they can create business on demand at any time and not have to hope and pray that a market is able to give them something. yeah. Okay. Seth Williams (16:20) Mm-hmm. Yeah. Well, here's another question. What's something that you hear novice property managers or critics of property managers complain about that makes you roll your eyes? Jason Hull (16:35) Well, the first that comes to mind is a lot of novice property managers complain about the potential clients being cheap. yet they're cheap. And so that's kind of the blind spot that I think there's a lot of property managers that have. They're like, like, I had a client once and he was complaining that, about, you know, I'm tired of getting all these people wanting discounts or asking for us to lower our pricing, all these people that are so cheap about related to property management. And then I saw the same person post in a Facebook group for property managers saying, hey, does anybody have a discount for this? property management software or this then like, what is it? A maintenance software that exists because I don't want to pay full price. And so the irony wasn't lost on me. you know, usually the blind spot that we have is we, you know, kind of project that and create that in others. And so if you're cheap and you have a cheap mindset, then you're going to attract cheap clients. It's far more likely not only that, but you're going to be a lot more sensitive to it. It's going to impact you differently. Seth Williams (17:16) Hmm. Jason Hull (17:36) and people will pick up on that and they'll feel more anxious and be more price sensitive because you are. Seth Williams (17:40) Yeah. For those property managers who are willing to pick up the phone and call around and find their customers, what do they do to avoid those cheap clients? Is there some red flag they can look out for to say, you're not a good fit. We're going to go look here instead. Like, how do you find people that are willing to pay what they have to pay? Jason Hull (17:58) Well, I think I just had Dustin Heiner on as an interview. And yeah, I know him from some masterminds that we're in together. And Dustin's a really cool guy. Dustin had this, we did this great episode where he's like our client's ideal client, really. Because he's like, the first thing I do is I try to find a property manager before I even get a rental property. Seth Williams (18:03) Yeah, Essence Mm. Jason Hull (18:24) And I want to ask them where I should get a rental property and ask them for their advice. And I want a good property manager I can trust before I go find a property. But it's like, usually everyone does it backwards. They go get a realtor, they get a property. Then they go and try and see if there's a good property manager. And he wants to be hands off. He doesn't want to call his property manager. He doesn't want to be involved in it. He wants them to just take care of stuff. That's the ideal. So I think the challenge is when property managers are looking on the internet for clients. They're like getting them through SEO or pay per click. These are the worst investor clients. They view property management as a commodity. They think all property managers are the same and they're not right. Not all property measures the same and most property managers are not very good. So to find the exceptional ones, usually you're going to find the better clients for a property management business by doing stuff that is Seth Williams (19:11) Mm-hmm. Jason Hull (19:20) more towards the strategies that we would rely on, which are warmer leads, warmer connections, so that you're not getting the crappy scraps that fall off the word amount table that are now searching on the internet looking for the cheapest manager. And if you build your portfolio off of digital marketing and the cheapest and most price sensitive owners, then you're going to have the highest operational costs, more than my clients at least, and it's going to be expensive to run your business. So. Seth Williams (19:43) Yeah. Yeah. What do you think makes somebody a good property manager? Because I've had my share property managers that were terrible. had one that was pretty, pretty decent. And in my case, I thought what made them stand out was just really good communication. Like I was always in the loop. I was never questioning where things were at. Like I just, I just felt like I knew what was going on. I don't know if that's true for everybody, though, in your mind, like the ones that really stand out and just kill it in this business and have no problem. finding clients and keeping them happy. Like what is it they're doing that makes them so good? Jason Hull (20:16) Okay, this is a great question and I love that you shared your perspective. And tell me a little bit more, what do you think makes a good property manager? And then I'll share my thoughts, which might be a little different. You said good communication. Seth Williams (20:28) Yeah. mean, I just kind of mentioned that. Yeah. And I will say one thing, you know, one of my nightmare experiences with a bad property manager was and maybe this is just foolish on my part, but I relied on them to find some subcontractors to, you know, make some improvements and repairs on my property. And they just found horrible people that totally screwed up the property. And and they just kind of walked around all flustered, like, I can never find good people. And like. I don't care. Like if he can't do it, then don't don't do it. Yeah. Like tell me you can't don't just, you know, find somebody who's going to ruin my property. So that really annoyed me. ⁓ Jason Hull (20:59) to the next. Hmm. Yeah, that's yeah, that's hot. Okay, so I mean, according to studies and surveys, the number one reason that people leave a property management company is communication. And so I think a lot of property managers mistakenly think they need to over communicate. But I think what a lot of property managers do is they give their tenants and their owners a blank check to steal all their profits in some instances, because that's The number one source of financial leaks that I've seen in companies is interruptions. so they just, every phone call from every tenant, every owner, constant interruptions means they need way more team, way more staff. This is the business. What I've found is really effective property management companies aren't communicating all the time. Good communication is what the clients want if they don't trust the property manager. Seth Williams (21:41) Mm-hmm. Jason Hull (21:55) If they trust the property manager, they want zero communication. So that's very different. So the best property managers, what I think is they set really good boundaries. It's different. It's not like, hey, I'm going to talk to you all the time. So for example, my wife, Sarah, she managed 260 units part-time in 20 hours a week, basically by herself. She had one time, one part-time person boots on the ground, C-class properties, average rent below a grand, difficult tenants. and she had plenty of time and she had 60 to 90 % profit margin in her business. One of the most ridiculous like case studies I've ever seen. Like she was really successful, very profitable, but she basically had a conversation with her owners at the beginning said, hey, it's been great getting to know you, getting to know your property from here on out. You're not going to be hearing from me much. If I call you, if my name shows up on your phone, I'm asking for money because there's a problem. So you're probably not going to want to hear from me. And she was said as a joke, but she was setting boundaries and they would laugh. But that was how they trusted her. They trusted her because she set really strong boundaries. And so that reduced their anxiety and it lessened the amount of times they had to call. They weren't like, hey, Sarah, did we get that tenant yet? Who's looking at the property? Anyone look at it this week? Like what's going on with the maintenance? What happened with this? Are we getting this handled? Like they weren't anxious. They trusted her to manage and she was good at managing. So one, you got to be good at managing. Seth Williams (22:57) Mm Yeah. Jason Hull (23:17) Like you've got to have good vendors. You know, you've got to have good resources. Otherwise, why would they use you? Why don't they just do it themselves? As a good property manager, you should be way better at it than your clients. You're the professional. Which means you're not relying on them to tell you what to do. They should not be micromanaging the manager. They didn't want, they didn't hire you to micromanage you if you're a property management business owner, right? And so I think that there's good communication. Seth Williams (23:27) Yeah. Jason Hull (23:44) This is the superficial thing that everybody sees. The better thing is having really good service and really good boundaries is even better. Seth Williams (23:52) Yeah. Well, it seems like the boundaries thing works as long as you are good at your job, right? I mean, if you do let a place sit vacant or if you do find a subcontractor who screws the property all up, your trust is gone now and they are going to be harassing you. Jason Hull (23:58) Yeah. Yeah, you can't say, don't call me. I'll let you know when I get this taken care of, you know, because their anxiety is going to go through the roof. Right. Yes, exactly. You have to be on top of your stuff and you have to be good. but the conversely, you can't be good if you are over communicating with everybody. It's not it's not a scalable business. You just can't do it. And so if you are giving everybody all the attention all the time, Seth Williams (24:12) Yeah. Jason Hull (24:31) it's going to be very little attention and it means you're not going to be able to pay attention to and focus on the things that actually matter and do a good job. So setting boundaries is required in order to do have a really healthy business that does perform well. Especially if you're a business owner. Seth Williams (24:43) Yeah. Yeah. I guess like say if you're managing a property that's in the armpit of town and it's going to take a long time to find a tenant. I mean, maybe it's starts by just telling that property owner, hey, it's going to be a while. Like set the expectations. Like don't make them think it's going to happen fast when it's not. Is that what you do? Jason Hull (24:55) Good expectations. Absolutely. Yep, setting good expectations, setting good boundaries is absolutely critical. And I think that goes for any business. Any business that involves humans, right? If they can land, there's not a whole lot of people involved, but maybe in the deal, you need to set boundaries and expectations, right? In self storage, same thing. You have tenants, there are people involved. It's a little less than dealing with toilets, and termites, but. Seth Williams (25:17) Mm-hmm. Yeah. Jason Hull (25:27) There's still humans that are involved and you have to be willing to set boundaries. know, there's self-storage places in LA that have a problem with homeless people trying to build homes inside of them. Right. Like that's probably outside of like what you wanted to be selling, you know, it's not probably legal for them to live there. Right. And so, yeah, setting boundaries, setting expectations. And they say an ounce of prevention is worth a pound of cure. And that's probably true in any business. Yeah. Seth Williams (25:51) Yeah. Yeah. Yeah, totally. I'm wondering if you could wave a magic wand and fix anything about the real estate industry right now, what would that be? Anything come to mind? Jason Hull (26:03) Ooh, fixing the real estate. Seth's interviewing me now, everybody. and yeah, you are. You are good at this. so, well, why don't you go first? This is a great question. So Seth, what would you wave your magic wand and change about the real estate industry? Seth Williams (26:07) Yeah. I'm pretty good at this. Yeah, mean, mine would be mostly related to the niches that I'm in. So like land and self storage and on the self storage front. So the way that we manage our properties, the software is a huge component. mean, it's it's a very, very important. It's how we assign gate codes. It's how we get people's payments. It's how we communicate with them. Like it's a big deal. But a lot of the software out there is terrible. Like it is just garbage software. It looks like it was designed 20 years ago and it's It's like antiquated, but it's expensive. And the problem is, once you start using it, they kind of hold you hostage. So like, even though it's bad, you got to keep paying for it and rewarding this broken system. So it's just a it's just a pain. So if I could wave a wand, I would probably make it super easy to jump ship and switch softwares without them holding all of my customers information hostage. That's what I'd fix. Jason Hull (26:55) Yeah, you're in bed forever. Got it. You might be able to wave that one now with vibe coding and AI. It's probably possible. Get a nerd, they create a prompt for you. They could probably import the API or the data or the information from an existing company software, or at least get a CSV export and you could probably create your own software from scratch. It does exactly what you want. And kids are making software every day now. Somebody just made vibe coding software and some women made this app. Seth Williams (27:17) Cool. Jason Hull (27:41) called T or something like this. And it was like rating men for dating. So women could say, this guy's like not a great guy to date or something like this. and it was like at the top of the app store, like you can, you can create stuff now through AI. And the only problem with that app is they had a big security flaw that some guys probably didn't like what was on the app about them easily hacked it. And they doxxed all of the women's Seth Williams (27:51) interesting. No. Jason Hull (28:09) Credit or not credit cards, but their drivers licenses that they had submitted to verify their profiles and they made it all public Right. So if you're doing vibe coding people make sure you have somebody take a look at the security side of it All right. Yeah, so but that you know that could be that that could be a magic wand that could be waived My magic wand in line with what you said I would selfishly do something towards the property management industry is I would change the licensing requirements throughout the US, because the licensing requirements in each state to be a property manager have nothing to do usually with property management. Usually you have to have a real estate broker's license in order to manage rental properties, and that doesn't qualify them to manage rental properties at all. But it does create a big hurdle for them to be able to do it, and so it keeps probably some good actors out. Seth Williams (28:48) Yeah. ⁓ Jason Hull (29:03) and probably makes people feel overconfident to do something that they probably aren't prepared to do. And very few states have a separate property management license. So, yeah. Seth Williams (29:12) What is the connection there? Like, is it because you have to effectively list properties? Like, you're not selling it, but you have to list it publicly and then respond to people who are interested in that kind of thing. Jason Hull (29:19) Yeah, I think it's related to leasing and renting properties. The number one source of complaints at most board of realtors is related to leasing, not real estate. so, yeah, so there are some things in which, but there should be separate licensing, separate rules specific to property management and that maybe raise the bar for property management so that they come in, you know, understanding some things legally. Seth Williams (29:29) Mm-hmm. Hmm. Jason Hull (29:46) that are related to that because there's a lot of real estate agents that are doing some stuff that's probably not legal when it comes to leases or having conversations or probably breaking laws, you know, and so that can be dangerous. we have one of our lead magnates that we have that we have clients build out is a 411 on leasing course. And it's basically a course property managers can download, put their branding on and go scare the shit out of real estate agents in handling leases. And so that these agents will refer business to them, which isn't hard to do because a lot of real estate agents are dabbling in leases and they should not be messing with it because it puts the real estate license at risk. So. Yeah, so that would be my magic wand. Well, that's to tell us a little bit about your podcast and some of the stuff that you're up to lately and how people can get a hold of you. Seth Williams (30:26) Yeah. Hmm. Interesting. That's cool. Yeah. Sure. Yeah, the REtipster podcast, it's really creative name, just REtipster podcast. I've been running it since 2018 and every week, just talk to people that I find really fascinating. Sometimes they're in land, sometimes self storage, sometimes neither. They just have a really cool thing going on and I like to grill them and ask them questions and really get to the bottom of like how they're doing what they're doing. So not surfacey questions, but like really getting into it. It's a ton of fun. So Yeah, feel free to check it out or anything at retipster.com. That's kind of the home base where you can find all the stuff I have out there. Jason Hull (31:18) Perfect. Very cool. Well, Seth, it's been fun. Appreciate you asking me some questions. That's always a surprise. And it's great having you here on the the DoorGrow show. If those of you listening, if you've been stuck or stagnant in your property management business, you want to take it to the next level, reach out to us at door grow dot com. Also join our free Facebook community just for property management business owners at door grow club dot com. And if you found this even a little bit helpful, don't forget to subscribe and leave us a review. We'd really appreciate it. And until next time. Seth Williams (31:22) Yeah, likewise. Jason Hull (31:46) Remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.
In this episode, Mark provides insights into the fast-moving options market for Thursday, September 25th. The show highlights dominant options products from Apple to VIX, examining significant trades and market trends. Key points include VIX's lower than average volume, SPY's explosive activity, SPX closing down slightly, and notable performances in the single names category including Oracle, Core Weaver, MicroStrategy, Palantir, Amazon, Opendoor, Apple, Intel, Tesla, and Nvidia. 00:00 Introduction and Welcome 01:55 Public: Cost-Effective Options Trading 02:39 VIX Market Analysis 03:38 SPY and SPX Market Insights 05:34 Small Caps and QQQ Market Activity 06:52 Single Name Stocks: Oracle, CoreWeave, and More 11:57 Tech Giants: Apple, Intel, and Tesla 14:34 Nvidia and Conclusion --------------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
In this episode, Mark Longo navigates the fast-moving world of options markets for Friday, September 26th. The episode covers various segments such as VIX, SPY, S&P 500, small caps, NASDAQ (Qs), and key single-name options including AMD, Intel, Tesla, Palantir, and more. Mark provides detailed insights into the trading volumes, notable contracts, and market activities, highlighting major trades and significant trends. 00:26 Welcome to the Hot Options Report 00:54 Public: The Cost-Effective Way to Trade Options 01:28 Scanning the Tape: VIX and SPY Analysis 04:02 Small Caps and NASDAQ Insights 05:29 Single Name Options 15:20 Conclusion and Next Steps -------------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
Change CEO Sonia Nigam joins The Nonprofit Lab to unpack the hidden rails behind online giving. From compliance pitfalls and paper checks to donor-advised funds and API-first solutions, Sonia shares how Change is simplifying fundraising infrastructure and unlocking more dollars for nonprofits.
In this episode of the Hot Options Report, Mark provides a detailed analysis of the day's key options activity for Wednesday, September 24th. The report covers a range of products dominating the options chains, including VIX, SPY, SPX, small caps, Nasdaq, single names such as Palantir, AMD, Alibaba, Micron, Amazon, Apple, Intel, Open, Nvidia, and Tesla. Each segment highlights the most notable contracts traded, their pricing, and market implications. 00:00 Introduction 01:29 Hot Options Report: VIX Analysis 03:15 SPY and SPX Market Activity 05:07 Small Caps and Nasdaq Insights 06:26 Single Names Spotlight 14:35 Conclusion and Upcoming Content ---------------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.
Send us a textThe gap between cloud-native and traditional networking has never been more evident. As organizations struggle with hybrid environments, finding a unified management strategy feels like searching for the mythical "one ring to rule them all."In this thought-provoking episode, we welcome Eric Chou, author, instructor, and podcast host with over a decade of experience at AWS and Azure. Eric brings a rare insider perspective on how hyperscalers approach networking fundamentally differently than traditional vendors.We explore why cloud providers built their infrastructure API-first from day one, while traditional networking vendors had to retrofit APIs onto existing hardware. This architectural distinction creates significant challenges when trying to manage both environments cohesively. Eric explains why cloud tools excel at declarative configurations while traditional networking tools often take a more procedural approach, and when each might be appropriate for your organization.The conversation takes a fascinating turn when we discuss how AI is reshaping network engineering. Are we headed toward a dangerous knowledge gap as junior engineers rely on AI without developing foundational skills? Eric advocates for an "enhance, not replace" philosophy that values human expertise while leveraging AI as a productivity multiplier. We debate whether simulation can ever truly replace the hard-earned lessons of 3 AM network outages.Whether you're managing a hybrid network environment or wondering how to prepare for an AI-driven future, this episode offers practical insights and a surprisingly optimistic outlook on the future of networking. Listen now to understand how bridging the gap between cloud and on-premises networking might be less about finding a universal tool and more about developing the right mindset and approach.Connect with Eric:Network Automation Nerds Podcast: https://packetpushers.net/podcast/network-automation-nerds/ Amazon Author Page: https://www.amazon.com/author/ericchouLinkedIn: https://www.linkedin.com/in/choueric/ Network Automation Nerds Website: https://networkautomationnerds.com/ Purchase Chris and Tim's new book on AWS Cloud Networking: https://www.amazon.com/Certified-Advanced-Networking-Certification-certification/dp/1835080839/ Check out the Monthly Cloud Networking Newshttps://docs.google.com/document/d/1fkBWCGwXDUX9OfZ9_MvSVup8tJJzJeqrauaE6VPT2b0/Visit our website and subscribe: https://www.cables2clouds.com/Follow us on BlueSky: https://bsky.app/profile/cables2clouds.comFollow us on YouTube: https://www.youtube.com/@cables2clouds/Follow us on TikTok: https://www.tiktok.com/@cables2cloudsMerch Store: https://store.cables2clouds.com/Join the Discord Study group: https://artofneteng.com/iaatj
In this episode of the Hot Options Report, Mark delves into the day's most significant developments in the options market for Tuesday, September 23rd. The focus is on key instruments like VIX, SPY, SPX, small caps, QQQ, and various single stocks, including AMD, Micron, Plug Power, Intel, Palantir, Apple, Amazon, Tesla, and Nvidia. Listen to detailed insights about trading volumes, striking prices, and expected market movements. 00:00 Introduction and Welcome 00:26 Hot Options Report Overview 02:37 VIX Analysis 03:25 SPY and SPX Insights 04:37 Small Caps and QQQ Breakdown 06:03 Single Names Spotlight 16:02 Conclusion and Wrap-Up ----------------------------------------------------------------- All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Open to the Public Investing Inc, member FINRA & SIPC. Not investment advice. Options trading entails significant risk and is not appropriate for all investors. Customers must read and understand the Characteristics and Risks of Standardized Options before considering any options strategy. Options investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount, and are only available for qualified customers. Index options have special features and fees that should be carefully considered, including settlement, exercise, expiration, tax, and cost characteristics. See Fee Schedule for all options trading fees. There are additional costs associated with option strategies that call for multiple purchases and sales of options, such as spreads, straddles, among others, as compared with a single option trade. Rebate rates vary monthly from $0.06-$0.18 and depend on the particular security, whether the trade was placed via API, as well as your current and prior month's options trading volume. Review Options Rebate Terms here. Rates are subject to change. Go to public.com/optionsbrief to learn more.