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Al and Kelly talk about Ratopia Timings 00:00:00: Theme Tune 00:00:30: Intro 00:02:24: What Have We Been Up To 00:17:46: Game News 00:25:17: News Games 00:36:08: Ratopia 01:02:56: Outro Links Tales of Seikyu Early Access Sugardew Island Sprinklers Update Outlanders “The Culinry Diaries” DLC Turnip Boy Steals The Mall Cubified Turnip Boy Plush Everdream Valley VR Contact Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:31) Al: Hello, farmers, and welcome to another episode of the harvest season. (0:00:34) Al: My name is Al. (0:00:36) Kelly: And my name is Kelly. (0:00:38) Al: And we are here today to talk about Cottage Core Games. (0:00:42) Al: Woo! (0:00:42) Kelly: Woo! (0:00:45) Al: Uh, welcome back, Kelly. (0:00:47) Al: Always good to have you. (0:00:48) Kelly: It’s always fun to be back. (0:00:50) Kelly: I feel like we talked so recently and yet so long ago. (0:00:55) Kelly: It really wasn’t that long ago. (0:00:56) Al: Let’s have a look. (0:00:57) Al: Your last episode was “Grimoire Groves”, and that was in March. (0:01:01) Kelly: Yeah, yeah, yeah. (0:01:02) Al: For two months. (0:01:04) Al: Hmm, I have not played that game since that episode. (0:01:07) Kelly: I completed everything. (0:01:09) Al: Hmm. (0:01:10) Kelly: Everything, everything. (0:01:12) Al: Impressive. (0:01:12) Kelly: And then I put the game down and never picked it back up again. (0:01:14) Al: Hmm, fair. (0:01:16) Al: That’s how I play most games, to be fair. (0:01:16) Kelly: It was fun. (0:01:19) Kelly: Me too. (0:01:19) Kelly: But usually I don’t go full completionist mode. (0:01:23) Al: Yeah, yeah. (0:01:24) Kelly: I pick things that I want to complete (0:01:26) Kelly: or give myself goals. (0:01:27) Kelly: Otherwise, I kind of lose motivation sometimes. (0:01:30) Al: Fair enough (0:01:32) Al: And then you were on the fields of then you were on the fields of mystery out before that. Have you played the update? (0:01:32) Kelly: But I was determined. (0:01:37) Kelly: No. (0:01:38) Kelly: I really enjoyed the portion that I played, (0:01:42) Kelly: but I decided that was enough and I’m just (0:01:44) Kelly: going to wait for the full game. (0:01:46) Al: I have done the same also. I was really tempted to jump in in the last update, but I’m like, (0:01:52) Kelly: Mm-hmm yep, that’s why I am I ended up picking up Sunhaven instead (0:01:52) Al: “No, let’s not do it. Let’s not do it. Don’t ruin it for yourself. Wait for the full game.” (0:02:00) Al: Yes. Well, let’s get into that then. So, just before we get into that, (0:02:02) Kelly: So I was like, you know what that’s a completed game (0:02:08) Al: we’re going to talk about Ratopia, this episode. Ratopia, this episode, because it has just come (0:02:14) Al: out in 1.0. (0:02:16) Al: Kelly has previously played it, so I thought we would talk about that. (0:02:21) Al: Before that, obviously, we’ll have our regular news. (0:02:25) Al: But first of all, Kelly, what have you been up to? (0:02:28) Kelly: “Playing Sunhaven.” (0:02:29) Al: I have questions. (0:02:30) Kelly: Woo! (0:02:31) Kelly: I also got 15 yards of dirt delivered to my driveway (0:02:34) Kelly: so I could fix my backyard. (0:02:36) Kelly: So that’s– (0:02:39) Al: Why is it measured in distance? (0:02:44) Kelly: I don’t have that answer. (0:02:46) Al: So, presumably, it’s like a set thickness, right? (0:02:47) Kelly: Do you know how I had to figure out what 15 yards of dirt was, (0:02:50) Kelly: Al? (0:02:50) Kelly: I had to go on YouTube and watch a video of a dump truck (0:02:53) Kelly: delivering 15 yards of dirt to someone’s driveway. (0:02:59) Kelly: I guess? (0:03:01) Kelly: Because they also do like– (0:03:01) Al: You’re the one that’s had it delivered! (0:03:03) Kelly: yeah, Al, this was through Facebook Market. (0:03:06) Kelly: This is just, I don’t know, the standard measurement (0:03:08) Kelly: that they use, though, because it’s cubic yards and cubic feet (0:03:11) Kelly: are used for soil. (0:03:12) Al: Oh, so it’s cubic yards, not yards. (0:03:17) Kelly: I don’t know, because they only said yards. (0:03:19) Al: Because that’s a bit– because cubic yards is a vol– (0:03:23) Al: Yeah, so it sounds like they’re just automatically (0:03:24) Kelly: It’s probably cubic yards, and I just never considered it. (0:03:25) Al: shortening it then, because cubic yards is a volume. (0:03:28) Al: That’s how you measure something like soil. (0:03:28) Kelly: Yes. (0:03:29) Kelly: Yes, that’s how I do my soil. (0:03:31) Kelly: I do soil calculations in cubic yards. (0:03:34) Kelly: I just didn’t put two and two together because it just (0:03:37) Kelly: straight up said yards. (0:03:38) Al: Yeah, that’s just laziness, I think, on behalf of people selling. (0:03:42) Kelly: Yeah. (0:03:43) Kelly: But no, I literally watched YouTube videos on dirt delivery (0:03:46) Kelly: to figure out how much dirt this would be. (0:03:48) Al: Although, I also have a question about that, because this is a thing that Americans do (0:03:55) Al: a lot, is you measure things by volume, when that can be very inaccurate for certain things. (0:03:58) Kelly: Yes. Yeah. Yes. (0:04:02) Al: It’s all very well and good measuring liquids by volume, because they stay the same. You’re (0:04:08) Kelly: Yeah. (0:04:08) Al: not going to add extra air in between grains of water. Yeah. Yeah. (0:04:10) Kelly: No, listen, I do a lot of baking. (0:04:14) Kelly: All of my baking is done by weight. (0:04:18) Kelly: I convert recipes all the time. (0:04:18) Al: Yeah. (0:04:22) Kelly: I’m pretty sure that they do it this way so that they can, like… (0:04:24) Kelly: Okay, this is free dirt, so it’s like… (0:04:26) Al: Okay, yeah. (0:04:28) Kelly: trash as it is. (0:04:30) Kelly: But it’s like, clearly they want to do it by volume and not weight (0:04:32) Kelly: so that they can give me things like a two foot long concrete rock (0:04:36) Al: Yeah, yeah, yeah, for sure, for sure. (0:04:36) Kelly: inside of my dirt pile. (0:04:40) Kelly: You know, like, that’s… (0:04:42) Kelly: I don’t know about the other things, (0:04:44) Kelly: because I’m assuming when people buy nice soil, (0:04:46) Kelly: they’re not getting giant rocks in their nice soil. (0:04:49) Al: Yeah, I. (0:04:50) Kelly: But I think… I think it’s… it’s a… (0:04:54) Kelly: I think that’s part of it. I don’t know. (0:04:56) Al: You weren’t buying high quality topside, well, that’s for sure. (0:04:58) Kelly: You know, it’s free dirt. (0:05:00) Al: But yeah, the baking one is funny, right? (0:05:02) Al: Because I understand the want to do it in volume, right? (0:05:05) Al: Like there’s a lot of cooking that I do (0:05:07) Al: where I do it by volume because it’s quicker, right? (0:05:08) Kelly: Yes, yeah. (0:05:09) Al: Like I quite often I quite often will make like (0:05:13) Al: I do like oat breakfast cookies quite often and I’ll just I’ll just use one (0:05:19) Al: of my measuring spoons and I’ll just like throw half a cup into a bowl, right? (0:05:24) Kelly: - Yeah. (0:05:24) Al: Because it’s quick and it’s dirty and it (0:05:26) Al: doesn’t really matter because if it’s slightly off, it’s fine. (0:05:27) Kelly: You’re getting cookies no matter what. (0:05:29) Al: Exactly, right? (0:05:30) Kelly: - Yeah, exactly. (0:05:31) Al: It does the job. (0:05:31) Al: But like when you’re if I’m if I’m baking a cake, like, you know, I’m I’m weighing (0:05:36) Al: out that flour, right, I cannot but you’ll see recipes online all the time. (0:05:36) Kelly: - Yep, yeah, oh yeah. (0:05:40) Al: And it’s like a cup of flour. (0:05:42) Al: And I’m like, first of all, first of all, there is no single standard cup. (0:05:46) Al: Did you know our cups are different than your cups? (0:05:48) Kelly: Yes. That’s what pisses me off. That’s what pisses me off when like a lot of good baking (0:05:49) Al: Fun, isn’t that super fun to learn about after I’ve spent following American (0:05:54) Al: recipes for years? (0:05:59) Kelly: recipes will include both the the grams or whatever ounces and then also yeah the ones (0:06:02) Al: Yes. You click the little button and it will change them. Yes, it’s nice. I like that. (0:06:09) Kelly: that don’t are so questionable because it’s like well did you pack the flour when you put in the (0:06:14) Al: Yeah, exactly. (0:06:15) Kelly: the cup but do you (0:06:18) Kelly: do our cups match yeah it’s very frustrating it’s very I do a lot of (0:06:20) Al: How irritated is your flower? (0:06:26) Kelly: math when I do baking so it’s very interesting I guess (0:06:28) Al: And this is why I don’t do much baking, because I like cooking where I can just throw things in (0:06:35) Al: and it’ll taste good. And if it doesn’t taste good, I add in something else and it tastes good now. (0:06:41) Al: But baking, if you muck up the measurements, you’re getting a pile of mush. (0:06:42) Kelly: That’s, yeah, I will say, I am definitely doing like a dirty sourdough at the moment for the starter because I used to be very anal and I would measure everything out. (0:06:55) Kelly: And after like, I guess four or five years of doing sourdough starters, I just like, I understand what the consistency needs to be. (0:07:04) Al: Yeah, yeah, that’s very different. (0:07:06) Al: If you’re doing the same thing all the time, you know what it needs to be, (0:07:08) Kelly: Yeah, but there’s definitely some. (0:07:10) Al: and you just get used to that. (0:07:12) Kelly: There are some things that I kind of like mess around with in baking where I think other people might not. (0:07:16) Kelly: And it’s like in the end, it still tastes great. (0:07:20) Kelly: And it’s my little science experiment, you know? (0:07:22) Al: Yeah, I know. For sure. (0:07:24) Kelly: But no, I love cooking and baking for the two different reasons. (0:07:28) Kelly: Like one is my little science chemistry set. (0:07:32) Kelly: And the other one is like throw whatever the hell you want into a pan and see what happens. (0:07:34) Al: Yeah, I like the idea of baking and I sit with a pack of flour in my cupboard and I (0:07:42) Al: watch as it goes out of date, because it’s just like, it’s a whole other mindset you (0:07:49) Al: have to be in before you can actually realistically do that. And that, yeah. I’ve had a recipe (0:07:50) Kelly: - Yes. (0:07:55) Kelly: - Yeah, it’s a different commitment. (0:07:57) Al: for like a specific kind of flatbread for months and I’ve not done it yet. And that’s (0:08:04) Al: all for baking. That’s just bread. (0:08:06) Kelly: Yeah, yeah. (0:08:07) Kelly: No, I’ve been meaning to make a brioche bread for months, (0:08:12) Kelly: and I just keep putting it off because I’m like, (0:08:14) Kelly: I don’t want to deal with it. (0:08:14) Al: There’s so much brain space. (0:08:16) Al: Anyway, Sunhaven. (0:08:17) Kelly: Yes, Sun Even has been a lot of fun. (0:08:20) Al: Pardon me, that’s what we were talking about. (0:08:23) Kelly: I like the different mechanics that they’ve added into it. (0:08:26) Kelly: I enjoy having magic. (0:08:27) Al: Yep. Interesting. (0:08:28) Kelly: I wouldn’t say it’s like the most thrilling farming game. (0:08:32) Kelly: I’ve ever played, but I think it’s overwhelming in a way that keeps my attention. (0:08:38) Kelly: Like having the different farms in different areas. (0:08:42) Al: It’s quite story based as well, isn’t it? (0:08:43) Kelly: Yes, yes, there’s a lot. (0:08:45) Al: How are you finding that? (0:08:47) Kelly: Um, it’s good. (0:08:49) Kelly: I don’t always pay attention to stories and games, so I’m not the best person. (0:08:54) Al: Yeah, same. (0:08:57) Kelly: I will say sometimes I look over to the characters, though, and have my eyes coped at one, I think. (0:09:03) Kelly: You guys don’t have that much clothes on. (0:09:04) Al: I’ve had, I backed this game on Kickstarter and I’ve had it in my Steam library now for (0:09:14) Al: a couple of years. I’ve not done anything with it. I have not, no. I think part of my (0:09:16) Kelly: Have you played it? (0:09:21) Al: problem is there’s like a time frame after a game comes out where if I don’t play a game (0:09:26) Al: in that time period I’m probably never playing it. (0:09:28) Kelly: Mm-hmm. Yeah, and that’s hard because you have games that like you want to play and also (0:09:35) Al: Let me tell you how many games have come out this year, purely farming games. We are currently (0:09:41) Al: at 20. 20 games have come out this year so far. No, actually I’m wrong. 22. No, 24. 25. (0:09:51) Al: 25 games that I am tracking on this game, on this podcast, by the 10th of May. There’s (0:09:54) Kelly: By May. (0:09:59) Al: more coming out in May. There’s another three on the list that are releasing this month. (0:10:03) Kelly: Are they flooding the market? (0:10:06) Al: It’s the Stardew Effect. We’re just at that time period. We are, what is this, eight years (0:10:08) Kelly: It is. (0:10:10) Al: after Stardew got popular? So just everybody’s finishing up their Stardew clones. (0:10:12) Kelly: Yeah. (0:10:18) Kelly: That is very true. (0:10:19) Kelly: And unfortunately, Sunhaven does fall into that. (0:10:24) Kelly: But again, I think it’s not the most unique farming game I’ve (0:10:28) Kelly: ever played, but I do like some of the things that they’ve added. (0:10:31) Kelly: I also just find it comforting. (0:10:33) Kelly: I like a good micromanagy game. (0:10:36) Al: Yeah, yeah, I’ll talk about mine in a minute. (0:10:38) Al: But, yeah, I totally agree with that. (0:10:40) Al: I wonder. (0:10:40) Kelly: And I do like that you don’t spend energy. (0:10:44) Al: Oh, yeah, so we’re going to have to we’re (0:10:46) Al: definitely going to have to talk about this game then (0:10:48) Al: because I am also playing a game which doesn’t have energy. (0:10:54) Kelly: It’s a fun mechanic to like, not worry about. (0:10:54) Al: And that is. (0:10:57) Al: Yeah. (0:10:59) Al: I am very much enjoying it. (0:11:02) Kelly: It’s really nice. (0:11:04) Kelly: Like, oh, there’s still always the time, you know, crunch or whatever. (0:11:06) Al: Yeah, yeah. (0:11:07) Kelly: But like, oh, I don’t have to eat 10,000 apples just because I (0:11:11) Kelly: want to hit a few more rocks. (0:11:13) Al: This is the thing that’s always annoyed me about farming games is you’ve got two (0:11:17) Al: limitations, you’ve got the time and the energy and removing one or the other of (0:11:24) Al: them, because Ever After Falls, which is what I’m playing and Sunhaven, (0:11:29) Al: which is what you’re playing, both remove the stamina. (0:11:32) Al: but Sugaju Valley, which we’ll talk about in the news section, (0:11:36) Al: it removed the time aspect where it’s essentially turn based. (0:11:41) Al: So you do your stuff and then you there’s two phases to the day. (0:11:45) Al: There’s the day phase and the night phase. (0:11:48) Al: And the night phase is when you open the shop. (0:11:51) Al: So it’s like you do whatever you want to do and then you go and open the shop. (0:11:54) Al: And then when you close the shop, it’s bedtime. (0:11:58) Kelly: that’s sick yeah yeah yeah sometimes bad games yeah it’s um which I think you (0:11:59) Al: So I like the… (0:12:01) Al: I mean, it’s not a good game, it’s a bad game. (0:12:03) Al: But it was interest that was that was an interest. (0:12:06) Al: Interesting thing and I like the games are now trying to play around with these things a little bit more. (0:12:13) Kelly: know that’s one of the things that we benefit from at like at the time point (0:12:17) Kelly: we’re in post stardew is like obviously that a lot of copies came out but I (0:12:24) Kelly: I think we’re really starting to see people like try to change (0:12:28) Al: Mm hmm. Yeah. So we’ll see. We’ll see how those things go. But OK, so you’re enjoying Sun Haven. (0:12:36) Kelly: Yes, I have put over 100 hours into it so far. (0:12:39) Al: Let me schedule that episode then. Sun Haven. Kelly. We’ll see when we do that. (0:12:48) Kelly: You know, you’re the reason I actually picked it up, I think, is because we were talking (0:12:50) Al: I’ve been meaning to play it for so long. Maybe I can event. Maybe I can finally play it if I’ve got (0:12:55) Al: a date to record on it. Aha! (0:12:58) Al: Right, OK. Was it in the news then? (0:12:59) Kelly: about it during the grimoire podcast. (0:13:06) Kelly: Probably I don’t know. (0:13:07) Kelly: I know it got mentioned. (0:13:08) Kelly: It was probably like a brief mentioning, but I think it was the news. (0:13:10) Al: many things, come on. Well I have obviously been playing Ratopia, I’ve only been playing the demo, (0:13:13) Kelly: So you influenced me, congrats. (0:13:22) Al: we’ll get to that later, but yeah I’ve been playing the demo of Ratopia. I’ve also been (0:13:29) Al: playing Ever After Falls and I have put in about 60 hours in that game so far, so it hooked me. (0:13:34) Kelly: What, what’s, what’s that one? (0:13:37) Al: So that’s just another stardew clone, but it um (0:13:40) Al: Obviously, as I said, it doesn’t have the stamina aspect, but it’s, let’s see, how would I describe, so it’s premise is slightly different, where you die at the beginning of the game, and then wake up and turns out that your real life was a simulation, and now you’re in another world with a farm. (0:14:06) Kelly: Oh, interesting. So really planning on people’s simpsychosis fears. (0:14:11) Al: Yeah, yeah, yeah, yeah, for sure. And it’s very solid, I would say, probably much like what you’re talking about with Sunhaven. It’s like a solid farming game, and it has definitely caught that bug that I have for I must do this thing, and I’m building up this farm, and that is what I’m doing. (0:14:37) Al: And I’ve been enjoying that. (0:14:40) Al: And I have some things to talk about it that I’m going to talk about in a future (0:14:43) Al: episode that I found interesting, but I think if you’d like Stardew and you’ve (0:14:49) Al: been like, I must have another one and I’m done with Stardew, (0:14:52) Al: I want a different list. (0:14:54) Al: It’s a pretty solid one. (0:14:55) Kelly: The graphics look really cute. (0:14:57) Al: Yeah, that’s what initially grabbed me in. (0:14:59) Al: And the animation of it is fun as well, like your character’s arms are not (0:15:03) Al: attached to the body and they can swing really funny as you walk around. (0:15:08) Al: And there’s a few other things like you’ve (0:15:10) Al: seen these that you can catch and put them on things and you’ll get like wood or (0:15:14) Al: or without actually cutting the thing down. (0:15:17) Al: And that’s kind of like around it’s trying to encourage sustainability. (0:15:18) Kelly: Oh, that’s cool. (0:15:21) Kelly: Mm-hmm. (0:15:22) Al: So, yeah, there’s a few bits and pieces. (0:15:22) Kelly: Yeah, but it’s that solid game. (0:15:27) Kelly: Sometimes you don’t need anything innovative or crazy (0:15:29) Al: Yeah. Yeah. (0:15:30) Kelly: different. (0:15:30) Kelly: It’s just a nice, comforting game. (0:15:34) Al: So that’s what I’ve mostly been playing. (0:15:37) Al: I have also, so two picks earlier came out and I had backed that game. (0:15:42) Al: So this is like a life sim in a kind of stardew style, (0:15:48) Al: but it’s much more, it’s almost, I guess, GTA-esque. (0:15:54) Kelly: I was gonna say it looks like kind of reminds me of like I don’t want to say sim city but like (0:16:00) Al: I guess it would be some city if you were actually controlling an individual. (0:16:00) Kelly: something like that (0:16:04) Kelly: yeah that’s that’s which I guess is kind of like the ratopia of also (0:16:10) Al: Yeah, I think it’s different from that in so much as like you don’t have any control (0:16:15) Al: over anyone else. You’re just living your own life, but you can you can do crime and (0:16:16) Kelly: Mmm. (0:16:20) Al: stuff like that. What I will say is I’ve not properly played it because it doesn’t have (0:16:21) Kelly: Okay, that’s cool. That’s fun. (0:16:27) Al: controller support. So later, I play on my Steam Deck. (0:16:30) Kelly: Oh, you don’t do mouse and keyboard. (0:16:35) Kelly: Ah, that’s crazy. (0:16:36) Kelly: I didn’t consider that, that… (0:16:38) Kelly: Why would they put anything on the Steam Deck (0:16:40) Kelly: that doesn’t have… (0:16:40) Al: Well, anything on Steam goes on the Steam Deck by default, and most games coming out (0:16:43) Kelly: Yeah, no, I understand that, but like… (0:16:47) Al: now will have controller support. It’s a good question as to why it doesn’t have controller (0:16:52) Al: support yet, and I do not know the answer. They have said that they’re adding controller (0:16:56) Al: support soon, but yeah, I’m just like, why, why, why? (0:16:57) Kelly: okay hopefully like I get what you’re saying like obviously they push everything from steam to it (0:17:03) Kelly: but like you would think that there would be like some kind of filter like (0:17:08) Al: They have a compatibility thing and it’s and it currently has an unknown compatibility (0:17:12) Al: for Steam Deck. (0:17:13) Kelly: okay (0:17:14) Al: So. (0:17:15) Al: But whatever. (0:17:16) Al: Yeah. (0:17:17) Al: I opened it up. (0:17:18) Al: Went. (0:17:19) Kelly: yeah that’s that’s fair that’s very fair (0:17:19) Al: Yeah. (0:17:20) Al: Nope. (0:17:21) Al: We closed it. (0:17:24) Al: I’ll try again once you’ve added controller support, please and thank you. (0:17:28) Al: So, yeah, that’s. (0:17:30) Kelly: Interesting concept though. (0:17:31) Al: Yeah. (0:17:32) Al: Yeah. (0:17:33) Al: Well, I want to try it. (0:17:34) Al: That’s the thing. (0:17:35) Al: Like what it is saying it’s doing (0:17:38) Al: It has mixed reviews on Steam just now. (0:17:40) Al: So who knows how that will go, but (0:17:42) Kelly: Well, you know. You gotta try stuff. (0:17:43) Al: we’ll see. (0:17:46) Al: All right, let’s talk about some news. (0:17:48) Kelly: Yay! News! (0:17:50) Al: Tales, Tales of Saikyu. (0:17:56) Kelly: I think sake you, but like, also, I’m not a- (0:18:00) Al: This is the game where you turn into Yoko, Yoko, Yoko. (0:18:06) Kelly: Yokai? (0:18:08) Al: This game is where you turn into Yoko for getting around and dealing with your crops and stuff like that. (0:18:09) Kelly: Taseku, mess you up. (0:18:21) Al: You have a whole bunch of different abilities for turning into different Yokai that have different abilities to do these things. (0:18:30) Al: Yeah, yeah, I haven’t decided whether I want to play this or not, but it is a thing. (0:18:36) Al: and they’ve announced that their early access is coming. (0:18:38) Al: I don’t think this was a Kickstarter, so I won’t have backed it, so don’t buy it. (0:18:40) Kelly: Oh, very soon. (0:18:53) Al: I’m telling myself that, not other people. (0:18:56) Al: I can’t be trusted. (0:18:57) Al: Yeah, not much else to say about that, they’ve just announced their early access is coming. (0:19:03) Al: One thing I didn’t check is what they’re expecting in terms of how long. (0:19:08) Al: Because that’s always an interesting thing is how long they say they’re going to be in (0:19:11) Al: early access for. (0:19:13) Al: They’re expecting it to be about a year, so I suspect two and a half years. (0:19:18) Kelly: That sounds like good math. (0:19:24) Al: Next we have another update for Sugaju Island. (0:19:27) Al: So this game is bad game, don’t buy this game, don’t play this game, but they are making (0:19:32) Al: it less bad. (0:19:34) Al: Maybe someday it will be less bad enough that it will be worth buying, it probably won’t (0:19:38) Al: be. (0:19:39) Al: So in this update they’ve added sprinklers, so you can have sprinklers on the farm. (0:19:45) Al: Yay. (0:19:46) Kelly: And you can discover seashells. (0:19:46) Al: It’s such a, yeah, wow, I just, what, well, lackluster updates for lackluster game, that’s (0:19:47) Kelly: How exciting. (0:19:53) Kelly: This is like really lackluster updates. (0:19:55) Kelly: I’m sorry. (0:19:59) Al: what I would say. (0:20:02) Al: I don’t, they’ve also added key bindings support, so you can change your key bindings, which (0:20:06) Al: Good, I’m glad. (0:20:08) Al: You should have had that at lunch. I find this game so fascinating, (0:20:14) Al: because it feels so much like we need to do a farming game, so let’s do a farming game. (0:20:21) Al: And the only interesting thing about it was the turn-based time in the day. It is, (0:20:28) Kelly: Which is like a really cool concept, which is that sounds so interesting. (0:20:32) Al: but… but he’s just not good. (0:20:34) Kelly: They put all their effort into that one concept and nothing else. (0:20:38) Al: They’ve marked this as a major update on Steam. That is something. Uh, yeah. (0:20:46) Kelly: I mean, I’m going to just say this like then I think the name alone implies to me that there’s not a lot of effort going on here. (0:20:54) Al: Oh Kelly, you probably haven’t listened to last week’s episode have you? (0:20:57) Al: There were two new games in last week’s episode that were called Sunseed Island and Starsand Island. (0:21:08) Kelly: We got to start like putting a ban on certain words for farm game (0:21:14) Al: Known, known, island or valley. Yeah, this is… (0:21:18) Kelly: If you have “do” in your name. (0:21:24) Al: Good changes to the game, but that does not make a good game. (0:21:31) Al: I cannot see how either of these three tiny things in this major update would (0:21:39) Al: change this game from being bad to being good. I have no interest in opening that game again. (0:21:48) Kelly: Definitely good to know. I was very intrigued when you mentioned the turn-based, and very (0:21:52) Kelly: disappointed when you immediately followed up with that it’s a bad game. (0:21:54) Al: here lies the problem. They do have a demo. Feel free to try the demo. I mean, some people (0:22:01) Al: like it, apparently, there are some positive reviews. Apparently, it’s mostly positive. (0:22:07) Al: I don’t know how. I really don’t know. So, like, every recommended person is like, oh, (0:22:08) Kelly: Are they paying these people? (0:22:17) Al: it’s so nice. And they’re like, but it’s not. And all the not recommended is like, it is (0:22:23) Al: the most boring farming game. (0:22:24) Al: With so few features, it feels like a proof of concept and then they didn’t add the rest of the game. (0:22:36) Kelly: I don’t know how Steam reviews work. (0:22:38) Al: You just have to own it, I think. (0:22:42) Kelly: Yeah, but like, I think it tells you, right, if like, they got it for free. (0:22:44) Al: Oh, good question. Purchase type. Steam purchases and other. So other would be free ones. (0:22:53) Kelly: That’s what I would think, but like I meant more so too on like the, oh, no, nevermind. (0:22:58) Kelly: 230 people found this review helpful. (0:23:02) Al: Oh, is that the not recommended one at the top? (0:23:04) Kelly: Yeah. (0:23:06) Al: I can’t believe I put 12 hours into this game, absolutely mad. (0:23:09) Kelly: That’s a lot of hours. (0:23:10) Al: It’s a lot of hours for a bad game. (0:23:13) Al: All right, yeah, I’m going to start bashing this game. (0:23:14) Kelly: Next. (0:23:16) Al: Moving on, Outlanders have announced a new DLC, The Culinary Diaries. (0:23:23) Al: It looks like it’s a food based story addition to the game. (0:23:29) Al: This is a town building strategy game. (0:23:31) Kelly: OK, it looks like a short hike or the goose game. (0:23:36) Al: Yeah, I mean, graphics wise, yeah, it’s very much management style game, though, rather (0:23:38) Kelly: Yes, yeah, that’s what I’m basing that off of entirely. (0:23:44) Kelly: OK. (0:23:45) Al: than I have not. There’s too many games to play them all. But yeah, it looks like it’s (0:23:47) Kelly: Have you played this one? (0:23:55) Al: added a whole bunch of cooking stuff. So if you enjoy this game, there you go. You got (0:24:01) Al: a new update? A new DLC? Or is it paid? That’s a good question, I should check that. (0:24:06) Al: It is… No, it’s not free. It is $5. It is not bad. They’ve got quite a few DLCs, (0:24:06) Kelly: It’s free, maybe. (0:24:13) Kelly: Oh, that’s not bad. (0:24:17) Al: which is interesting. They’re all $5. Yeah, they also have very positive rating on Steam. (0:24:18) Kelly: I noticed that it seems like they’re, they have quite the DLC (0:24:29) Al: None of that tells as much, because it’s Sugaju Island, Suga Valley, whatever, I don’t care. (0:24:30) Kelly: - I think no. (0:24:37) Al: Had a positive, quite positive, was it? Or something like that? I don’t know. It was positive for some reason. (0:24:46) Kelly: But I mean, like, I feel like generally, obviously, (0:24:49) Kelly: that’s not true for everything. (0:24:51) Kelly: Games that tend to put out consistent DLC content, (0:24:55) Kelly: like, there’s something good going on. (0:24:57) Al: Yeah, it has twenty nine thumbs up on the Steam post and zero comments. (0:25:03) Al: So you’ve not got a whole bunch of people (0:25:05) Al: complaining about it being paid, which implies to me that some people are (0:25:10) Al: excited to buy it. (0:25:10) Kelly: Yeah. And again, for $5, it’s not a bad addition. (0:25:14) Al: Five dollars. (0:25:17) Al: All right, next, we have some new games to talk about. (0:25:21) Al: First up, we have turnip bill. (0:25:25) Al: Words, words. (0:25:25) Kelly: You’re not having a good day with the, I’m immediately adding this one to my wish list (0:25:27) Al: Fail me, Callie. (0:25:33) Al: Turnip Boy steals them all. (0:25:36) Al: Uh, have you played any Turnip Boy game? (0:25:39) Kelly: I have not, um, not out of like not wanting to, but like just life. (0:25:45) Al: So turn it by commits tax evasion is great fun. It’s it’s a really good (0:25:51) Al: small (0:25:53) Al: RPG and I really liked that game turn it by Rob’s a bank is (0:26:00) Al: similar in terms of its action (0:26:02) Al: But it is a roguelite (0:26:06) Kelly: Oh, interesting. So not for Al. (0:26:08) Al: I (0:26:09) Al: Mean I I played it. I want to see how many hours I put into it. I put in (0:26:11) Kelly: Yeah. (0:26:15) Al: I played it on the switch not steam apparently (0:26:18) Al: So I would need to I would need to look on my switch, which I’m not doing right now (0:26:23) Al: I (0:26:26) Al: Finished the game. I completed it which I haven’t done for many many roguelites (0:26:35) Kelly: says a lot. I didn’t realize how new these games were though. That’s crazy that they’ve put out (0:26:40) Kelly: three games in like four years. (0:26:43) Al: Yeah, 10 hours is apparently what I put into it to complete the game. (0:26:48) Kelly: Oh, that’s, that’s a, that’s like a solid cute little short game. (0:26:52) Al: Yeah, well, that’s the thing about them. They’re not super long, (0:26:55) Al: you know, you’re not looking at 50 hours, you’re looking at up to 10. (0:27:00) Al: With Turnip Boy commits to excavation, I 100% did it. I didn’t 100% (0:27:05) Al: rob the bank, but I did complete the story. I completed that run, completed that run. (0:27:12) Al: Which is enough. (0:27:13) Al: For a roguelite, for me, considering I only got a third of the way through a run in Hades. (0:27:27) Al: Defeated the first boss, then died in the next level and went “I’m not playing that boss again”. (0:27:36) Kelly: Where’s your dedication to pain? (0:27:40) Al: Nowhere. So yes, right. Okay, so this is a new Turnip Boy game. Don’t get excited. It is not an (0:27:46) Al: RPG. It is not like the previous Turnip Boy games. It is an endless runner for some reason. (0:27:55) Kelly: Very, you know, they found like their niche little like theme with the turnip boy, but like it’s very interesting that each game is different. (0:28:04) Al: Yeah, so what I’ve said in my notes here is, I’ll buy and play a new Turn It By game, right? (0:28:13) Al: Because I like Turn It By, but I’m a little bit disappointed that it’s a third game and (0:28:19) Al: it’s not like the first, because yeah, the second one was different, but it was the same (0:28:24) Al: as well. (0:28:25) Al: Like it was a roguelite, but it was still like a combat game in the same way that the (0:28:31) Al: other one was, right? (0:28:32) Al: The controls were the same, you controlled the player. (0:28:34) Al: The same, you still had a weapon in the same way, and there weren’t as many puzzles, right? (0:28:40) Al: The first one had more puzzles, but it was still there was the same combat and stuff like that. (0:28:46) Al: And this is very much not that. So I’m a little bit sad about that. (0:28:53) Al: I guess that’s fine, you know, they can do what they want. But yeah, I’m gonna buy it, I’m gonna (0:29:00) Al: to play it and I’m sure I’ll enjoy it but I want another turnip by turnip (0:29:04) Al: I was so good, it was funny (0:29:06) Kelly: I’ve literally only heard good things about it. Like, you know, it’s I feel like they (0:29:11) Kelly: really like turn a boy made himself into a thing. (0:29:14) Al: Turnaby commits tax evasion was a lovely RPG that you could 100% in 10 hours, and it was funny. (0:29:20) Al: It had a fun little story. It had some good combat that was actually challenging, (0:29:24) Al: especially near the end. And it was good fun. Turnaby robs a bank, had the challenging combat, (0:29:30) Al: and it had some of the funny story. And other than that, it missed the rest of it. (0:29:34) Al: And this presumably will have the same humor. But that’s it. And (0:29:38) Kelly: But that’s it. (0:29:39) Kelly: So they’re just slowly degrading. (0:29:44) Al: I feel bad saying that, because I suspect it’s not like they’re making this instead of another (0:29:50) Al: RPG, right? Like, I think they had a good idea for doing this. And they’ve done it as Turnaby. (0:29:57) Al: I’m just like, when I saw there’s a new Turnaby game, I went, “Oh, yes, great!” (0:30:01) Al: And I looked at it and went, “This is nothing like them at all.” (0:30:04) Kelly: Yeah. No, I was just being a little cynical, but I agree. (0:30:09) Kelly: I think that’s they’re just trying different avenues. (0:30:14) Kelly: It’s not like, oh, this is like a quick grab or something. (0:30:16) Al: Yeah, yeah, no, I get that. But yeah, I’m not saying it’s going to be a bad game. It’s (0:30:20) Al: just one of these things where it’s like, if you would hear, oh, you know, say you didn’t (0:30:25) Al: know about Silksong, right? And you heard Silksong’s coming out. It’s a new, a new Hollow Knight (0:30:33) Al: game. You’re like, oh, fantastic, exciting. And then it turns out it’s Solitaire. Right? (0:30:40) Kelly: Yeah, that would Yeah, yeah, that’s very true (0:30:41) Al: That’s essentially what we’ve had here. (0:30:44) Al: OK. (0:30:46) Al: Like I’m not saying it’s a bad game, I just saw new turnip game, excited. (0:30:50) Kelly: You want her to play, yeah (0:30:51) Al: It’s not that, that’s the problem. (0:30:54) Kelly: Yeah, yeah, no, that’s that’s the hard part (0:30:55) Al: And I guess this is the problem with spin-offs and stuff like that, right? (0:30:59) Al: Because this is what this is, it’s a spin-off, it’s not a sequel, it’s a spin-off. (0:31:02) Kelly: Mm-hmm. (0:31:03) Al: And I’m not saying they can’t do that, I’m just like, my expectations going in was different (0:31:09) Al: and I don’t know how they solve that problem, but that’s where we are. (0:31:14) Kelly: Well, maybe they’re working on that perfect Turnip Boy sequel in the back end. (0:31:20) Al: Well, they’re working on a different game just now as well, Hobknobbers, (0:31:26) Al: which I don’t think is out yet. (0:31:27) Al: Let me check. (0:31:27) Al: Yeah, it’s not. (0:31:28) Al: It’s still coming soon. (0:31:29) Al: So I suspect that the Hobknobbers is their upcoming big game and (0:31:37) Al: Turnip Boy steals them all as a let’s do a quick and easy, fun, endless (0:31:37) Kelly: - This is the, mm-hmm. (0:31:42) Al: runner that some people can buy and it will help our cash reserves. (0:31:49) Al: Well, speaking of their cash. (0:31:50) Al: It deserves, they’re also releasing a cubified turnip boy plushie. (0:31:53) Kelly: It’s so cute though and they have to reach their funded goal. (0:31:56) Al: I don’t need it. (0:32:00) Al: It’s $40! (0:32:01) Al: Oh my word, $40? (0:32:05) Al: This thing better be huge, how big is this? (0:32:07) Al: It’s 35 centimetres tall, so it is reasonably big, but that’s a lot of money. (0:32:14) Kelly: But it looks so soft. (0:32:16) Al: What is the shipping going to be to me? (0:32:20) Al: Probably too much. (0:32:20) Kelly: I don’t need this. What is the shipping? (0:32:26) Kelly: How much tariff would I have to pay to receive this? (0:32:30) Al: Oh 15 dollars shipping to me! (0:32:33) Kelly: Ugh. (0:32:34) Al: 55 dollars. (0:32:36) Kelly: Okay, that’s… that’s… (0:32:36) Al: And it is only 40 pounds, but I’m enjoying the dollar has sunk. (0:32:38) Kelly: But he’s so cute. (0:32:50) Kelly: Well, I’m so glad that someone’s benefited. (0:32:58) Kelly: Oh, I see, there is a tariff statement at the top. (0:33:06) Al: I don’t need it anyway so cube turnip cube or cube boy whatever you’d like to call him he exists (0:33:14) Kelly: He’s very cute. (0:33:15) Al: yeah uh (0:33:16) Kelly: He looks like he’s like that good soft material, too. (0:33:18) Al: yeah yeah (0:33:20) Kelly: Like squishmallows. (0:33:22) Al: but not (0:33:22) Kelly: I’m just going to keep talking until you feel bad, (0:33:24) Kelly: and then you add yourself to life. (0:33:29) Al: everdream valley have announced and released I think I think this is out now (0:33:34) Al: Ever Dream Valley. (0:33:36) Al: VR. A virtual reality version of Ever Dream Valley. (0:33:38) Kelly: Oh, oh, I don’t like that at all. I can’t look at that. (0:33:42) Kelly: I think I would puke if I ever did VR. (0:33:46) Al: I played, there was a game that I played which was like in VR, but you, but it was (0:33:54) Al: augmented reality rather than virtual reality. So you’re seeing the world around you as well (0:33:58) Al: and you like create these little islands where you put animals on them. I love that game. It’s such a (0:33:59) Kelly: OK. (0:34:05) Kelly: That seems cuter, and probably wouldn’t (0:34:07) Kelly: give me motion sickness, maybe. (0:34:10) Al: it was yeah it was a it definitely is much better um this I oh (0:34:16) Kelly: I literally can’t look at that cow clip. (0:34:18) Al: yeah I don’t I don’t know what to say about this game uh (0:34:25) Al: this kind of looks like a proof of concept this looks thrown together um (0:34:30) Kelly: It doesn’t look good. (0:34:32) Al: oh it’s not out yet it’s coming soon but you can pre-order it (0:34:34) Kelly: No yeah yeah but like that cow clip does not look good. (0:34:38) Al: No, no. (0:34:40) Al: No. (0:34:42) Kelly: Feels like I don’t, maybe I’m biased because I don’t like VR but like (0:34:47) Kelly: I thought we were kind of coming down from like the VR (0:34:51) Kelly: um spike I guess. (0:34:54) Al: do it. Yeah, I don’t know why they’ve done this. Like I have a VR headset and I love (0:34:59) Al: it for some things. I love Beat Saber. I love whatever the name of the game is. I kind (0:35:01) Kelly: Mm-hmm (0:35:07) Kelly: Beat Saber looks so sick. I think that would that’s like the the soul game that would sell me a (0:35:12) Al: It is the single thing that convinces anybody to buy VR. (0:35:17) Al: It is so good, I love it so much. (0:35:21) Al: But that, watching films in IMAX and whatever the name of the other game I play, the one (0:35:29) Al: with the Islands of Animals, those are the three things I’ve done more than once on my (0:35:33) Kelly: okay yeah no and it’s a separate game right like yeah you have to pay (0:35:35) Al: VR headset, right? (0:35:36) Al: Like there’s other things that you’ve tried once or whatever and gone “not for me”. (0:35:42) Al: It’s game, but the content. (0:35:47) Al: Yeah. (0:35:48) Al: It’s twenty dollars I think? (0:35:50) Kelly: you could pre-order it for 15 (0:35:58) Kelly: Yeah, no, I feel like a lot of the VR game just feel like novelty. (0:36:02) Al: Tune in next time to see if I’ve bought this game or not. (0:36:07) Al: All right. (0:36:08) Al: That’s the news. (0:36:09) Al: Let’s talk about Ratopia. (0:36:11) Kelly: Yay, I’m just so glad it came out. (0:36:12) Al: All right, I’m going to. (0:36:15) Kelly: Can I say that as someone who is waiting on so many different stupid games? (0:36:16) Al: Yeah. (0:36:20) Kelly: It is so nice to get a full release. (0:36:25) Al: OK, I want to try and describe this game and you can tell me what you think (0:36:30) Kelly: Okay. (0:36:30) Al: about my description. (0:36:32) Al: You are the the queen of a new rat city (0:36:39) Al: and you are building your city out. (0:36:43) Al: You it’s it’s almost it almost is like a it is a city builder, (0:36:49) Al: but it is a an RPG city builder. (0:36:52) Al: So you’re controlling a character. (0:36:55) Al: And you are building up the city. (0:36:58) Al: You’re you know, you’re saying this is where buildings go and you’re saying this (0:37:02) Al: different things go and this is these are the laws of the city and stuff like that. (0:37:08) Al: And you also accept in new members or new citizens. (0:37:14) Kelly: Mm-hmm. (0:37:15) Al: They are. They call them (0:37:18) Al: they call them migrants or refugees. (0:37:19) Kelly: I think it’s migrants. (0:37:19) Al: I can’t remember. It’s one of the two. (0:37:21) Kelly: It’s something with an M. I know that. (0:37:22) Al: I think it’s my yeah, it’ll be migrants then. (0:37:25) Al: And when you accept migrants in, you can then put them to work. (0:37:29) Al: Or you, so I guess the two, two. (0:37:32) Al: Your main ways of playing the game are you are controlling your individual character who goes around and can do things, and then you’re also directing your citizens to do things as well, so you don’t have to do them instead. (0:37:47) Al: And that can be basically anything, right? You can get them to man a specific building, to like lumber, or you can get them to dig. (0:37:55) Al: I think automatically they will like gather up everything that’s on the ground and put it in the chest. (0:38:02) Al: That’s it. It’s a city builder, but you are controlling an individual character as well as telling other characters what to do. (0:38:10) Al: Is that a fair description of the game? (0:38:12) Kelly: I think it is also it’s vertical builder uh like yeah yeah yeah (0:38:14) Al: What does that mean? What do you mean? Oh, like a 2D, yeah, okay, I see what you mean. It’s side scrolling up and downy. (0:38:22) Kelly: yes but like you’re building vertically which I think is like more terraria than like other (0:38:25) Al: Yes. I was going to, I was just going to say that Terraria is the, is the. (0:38:32) Al: Would be the example. (0:38:34) Kelly: I would say this is like a micromanagers final boss game (0:38:38) Al: Oh, my word, so micromanaging. (0:38:40) Kelly: It’s, it makes. (0:38:42) Kelly: It makes my heart sing. It’s incredible and so stressful. (0:38:45) Al: So let me tell you how I, let me tell you my thought process when starting this game. I’ve not put in, like, I’ve maybe put in less than an hour into this game, but the demo is really good at showing you the core concept of the game really quickly, and I don’t know if the main game does it in the same way, but. (0:39:02) Al: And you’re like, oh, you’re great. That’s fine. I’m going to go do some digging and blah, blah, blah, blah, blah. Oh, man, I can only carry three things at once and there’s only three of the same thing. (0:39:10) Al: Oh, that’s really frustrating. Oh, goodness. Right. This is going to take forever to do anything. It’s like you dig, dig, dig, and then you throw in the chest and then you dig, dig, dig, and you throw in the chest. Right. Fine. Whatever. This is really annoying. (0:39:22) Al: Oh, OK. Right. I’m adding in new people to my city. OK, fine. Oh, they’re all picking up the things I can do so I can just go now and dig and dig and dig and dig and they will take the thing. Great. That’s a much improvement. (0:39:32) Al: And then it’s like, oh, and then it goes, oh, you need to build this thing. And you’re like, how do I do this? And it’s like you go into this menu and this menu then expands and expands and expands. (0:39:43) Al: And it’s like this web, absolute mass, massive web of different parts of different menus. And you’re just like, I have no idea what’s happening here. (0:39:54) Al: And it’s just it is, if you enjoy not creating spreadsheets, but if you enjoy looking at. (0:40:02) Al: Somebody else’s spreadsheets and figuring out what they do, you will like this game. (0:40:08) Kelly: I think that is a fair– (0:40:12) Kelly: not metaphor, what is the word I’m looking for– (0:40:15) Kelly: summation of essentially all of the aspects of this game. (0:40:18) Al: Where I enjoy making spreadsheets, I do not enjoy figuring out what other people have done, and that’s what the menu felt like. I’m like, I want this thing, but I need to figure out what category they put it in, what category of what category, and what menu of what setting, and then where in this category is it, because it’s just like this mess of things. (0:40:42) Al: And I don’t like figuring out what people think in the best of times. (0:40:48) Al: And it just feels like somebody made this game, and this is how they decided was the most logical thing for their brain, and I cannot be bothered spending my time figuring out why they decided. (0:41:02) Kelly: I think that is a very fair way to see it because I think that’s exactly how it is. (0:41:10) Kelly: But also, I feel like once it starts clicking, it starts making more sense because for me, (0:41:16) Kelly: I really enjoy trying to figure out how people are thinking because I think that’s the only (0:41:20) Kelly: way I can understand vaguely people. (0:41:26) Kelly: So it’s like a puzzle. (0:41:27) Kelly: So I think the puzzle of trying to understand the thought process is kind of fun. (0:41:32) Kelly: Also frustrating, though. (0:41:35) Kelly: Like, there’s definitely been moments where I’m like, (0:41:38) Kelly: “This stupid rat has to pee! How do I fix this?” (0:41:42) Al: Yes, I (0:41:42) Kelly: You know, like, “What do you mean they can’t do this task?” (0:41:46) Al: Think that part of it is is is I I didn’t hate right because it’s like you’re just your standard city builder thing (0:41:50) Kelly: No, no, it’s not bad (0:41:52) Al: It’s like you need to balance you need to balance all these things and you need to figure out how they balance fine (0:41:57) Al: Sure, whatever my problem. I just felt like I was navigating menus for 90% of the time (0:41:57) Kelly: Yes, it’s just I think (0:42:03) Kelly: It’s a lot of menus (0:42:04) Kelly: I did see someone say that they didn’t like that the game paused when you opened the menu to like build something and in (0:42:11) Kelly: My head I was like, what the hell are you talking about? (0:42:13) Al: All right souls player, goodness me, just masochistic person. (0:42:15) Kelly: Yeah, I was like what kind of game do you think this is that’s crazy (0:42:21) Kelly: Then like I literally I watched that and I was like what the hell kind of person (0:42:27) Al: Oh, my word. Horrifying. (0:42:28) Kelly: That’s sick that’s sicko behavior (0:42:32) Kelly: It’s like please keep those thoughts to yourself and I think better never implement that in this game (0:42:38) Al: Yeah, that that that how to make this game more stressful. (0:42:42) Kelly: Yeah, literally, like you said, the souls-like version. (0:42:47) Kelly: That’s disgusting. (0:42:48) Kelly: Don’t ever tell people that. (0:42:50) Al: It was like the kid just said, “Is it time for a test in school?” (0:42:51) Kelly: Like, I need those, I need that pause (0:42:54) Kelly: to figure out what I’m doing. (0:42:58) Al: And you’re like, “No! (0:42:59) Al: What are you doing? (0:43:00) Al: What?” (0:43:00) Kelly: You didn’t collect our homework. (0:43:01) Al: Yeah. (0:43:02) Al: Oh. (0:43:06) Kelly: But yeah, no, that blew my mind. (0:43:07) Kelly: ‘Cause I was like, people think like this? (0:43:10) Kelly: Why would you want that? (0:43:12) Al: So yeah, I think I, I mean, we’re just, we’re apparently getting straight into (0:43:15) Al: my opinions, um, I, I can, I, this is not the game for me, but I 100% can see why (0:43:16) Kelly: I think that’s very fair, and I do overall, I think this game, there is so much going (0:43:21) Al: someone would like this 100%. (0:43:29) Kelly: on and like, I like Rimworld a lot, I don’t know half of the shit I’m supposed to be doing (0:43:36) Kelly: in Rimworld because there’s just so much in that game. (0:43:41) Kelly: I don’t even buy the DLCs for that game, I just like playing the game, I figure things (0:43:45) Kelly: Peace out as the game goes on. (0:43:46) Kelly: You know, I’ve been playing it for a few years, things will happen, bad things happen, sometimes you die. (0:43:48) Al: Yeah (0:43:51) Al: Do you know I think (0:43:53) Al: What I think interesting was I think that when I while I was playing this game (0:43:57) Al: I think I was thinking you know what I would have more fun doing probably what is terraria (0:44:03) Al: Right, like I feel like that’s what I’m looking for if I’m one if I would be wanting to play this game (0:44:08) Al: It’s it’s I I I want it simpler (0:44:13) Al: I’m not it’s not necessarily even the action adventure bit right like it’s it’s more I (0:44:14) Kelly: That’s, yeah. (0:44:18) Al: Was thinking like this but (0:44:22) Al: Minecraft and then I was like wait, but that’s terraria, right? (0:44:24) Kelly: Mmm (0:44:26) Kelly: That’s so funny because I’ve I’ve actually never played I missed the boat on Terraria (0:44:30) Kelly: And I’ve also never played Minecraft because I 100% missed the boat on that one. I feel like at a certain point (0:44:37) Kelly: Like I think I would still enjoy Minecraft, but at this point in my life. I’m just like I cannot pick up Minecraft (0:44:43) Al: That’s totally fair. Minecraft was my, like I got in literally the last day of alpha (0:44:50) Kelly: Oh, wow. (0:44:51) Al: in Minecraft. So that was back on in 2010, I want to say. And that was like, I was, (0:44:56) Kelly: Mm-hmm. And I know people are still playing it. I know, you know, it’s still a relevant game. (0:45:00) Al: oh yeah, yeah. Oh, absolutely. But I was like part of the way through uni at that point, (0:45:07) Al: university. So like I, I was very much in a world where I. (0:45:12) Al: Could sit up till three in the morning, obsessing over stuff. And I loved the building aspect of (0:45:18) Al: that. So I, I, if I, obviously I do not have any numbers for how much time I spent on Minecraft, (0:45:25) Al: because it wasn’t through Steam and nothing exists for that. But if I did have numbers, (0:45:30) Al: I would probably be incredibly scared to share that number with anyone, right? Like. (0:45:34) Kelly: That’s how I feel about my Sims numbers, you know? I’m so glad I don’t have those. (0:45:39) Al: Yeah. Yeah, same, same sort of thing. (0:45:42) Al: Absolutely. (0:45:45) Kelly: But no, I think what I like about this game is that there’s so much going on. Like in (0:45:50) Kelly: a sense it’s like, I enjoy bein
Al and Kelly talk about Grimoire Groves Disclosure: We received a free review code for Grimoire Groves. #gifted Timings 00:00:00: Theme Tune 00:00:30: Intro 00:02:23: What Have We Been Up To 00:12:16: Game News 00:36:28: New Games 00:39:42: Grimoire Groves 01:12:37: Outro Links Harvest Moon Pre-Orders Bugaboo Pocket Release Date Fields of Mistria 2nd Update Go-go Town “Spring Cleaning” Update Sun Haven “Festivals” 2.0 Update Autonomica (Farm Folks) Name Change Coral Island 2025 Roadmap Everdream Village Contact Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:30) Al: Hello, farmers, and welcome to another episode of the Harvest Season. (0:00:34) Al: My name is Al, and we are here today to talk about cottagecore games. (0:00:36) Kelly: And my name is Kelly. (0:00:40) Kelly: Yay. (0:00:41) Al: Welcome back, Kelly. How are you doing? (0:00:44) Kelly: Good. (0:00:44) Kelly: It’s always nice to be back. (0:00:46) Kelly: It’s so funny, because all of my voice recordings are just– (0:00:46) Al: Always nice to have you. (0:00:52) Kelly: oh, it’s like memory lane looking at all the past podcasts. (0:00:56) Al: You were last on talking about fields of mystery, which we might have stuff to talk about with (0:01:00) Kelly: Yes, yes. (0:01:04) Kelly: Yeah, I saw there was a note, but I (0:01:06) Kelly: I haven’t checked it out since we last spoke. (0:01:10) Kelly: Yeah, how have you been? (0:01:10) Al: But yeah, your first one of the year you did three last year. (0:01:12) Kelly: Oh, yeah, 2025. (0:01:14) Al: Let’s see if we can get you above three this year. (0:01:19) Al: Cool. Well, I have Kelly on this episode because we are going to (0:01:23) Al: talk about grimoire groves, grimoire groves. (0:01:28) Kelly: Yes, it’s like a little tongue twister. (0:01:31) Al: Yes, grimoire groves. (0:01:34) Al: Got to say up front, obviously, we received a free review code (0:01:38) Al: for the game, which actually can. (0:01:40) Al: I don’t know. No, that was a joke. That was a joke. That was a joke. (0:02:00) Kelly: No, no, no, no, I would absolutely pay money for this game. (0:02:11) Al: Spoiler alert. Yeah, so we’re going to talk about that game later in the episode. Before (0:02:15) Kelly: And thank you, Al, for that. (0:02:22) Al: that, we’ve obviously got a bunch of news, but first of all, Kelly, what have you been (0:02:26) Kelly: I have been up to taking care of a stray cat and then just trying to start (0:02:33) Kelly: planning out stuff for the spring for the yard. (0:02:36) Al: Oh, yes. Is it garden talking time? What’s your plans for this year? (0:02:39) Kelly: Yeah, but also we’re trying to… I don’t know yet. I’m still waiting but I have to (0:02:47) Kelly: clean up the yard because I prioritized weeding other areas of the house last (0:02:51) Kelly: fall instead of the garden, so it’s still kind of overgrown. (0:02:56) Kelly: I’m trying to get dirt so I can level out the borders of the (0:02:59) Kelly: yard and then tarp them. So exciting. And besides that, I’ve (0:03:08) Kelly: been playing Infinity Nikki for three solid months. This broke (0:03:11) Kelly: my streak, actually. I still play the game every day, so it (0:03:12) Al: No, I haven’t played it (0:03:17) Kelly: didn’t actually break my streak. I just was the only game I was (0:03:19) Kelly: playing for three months. (0:03:22) Al: Fair enough. I haven’t played Infinity Nakey. I’m pretty sure that Dalin plays it as well. (0:03:29) Al: I think we’ve talked about it before, but if you’ve been playing it for three months (0:03:34) Al: straight, I guess you’ve been enjoying it then. (0:03:36) Kelly: - Yes, yes, I think there were definitely moments, (0:03:39) Al: This is the dress-up game, right? Yeah. (0:03:41) Kelly: yes, there were definitely moments where I was playing it (0:03:43) Kelly: ‘cause I just was like, I don’t really have anything else (0:03:45) Kelly: I’m trying to play at the moment, (0:03:48) Kelly: but there is a lot of content and it looks really nice (0:03:51) Kelly: and it’s just like fun to run around the open world (0:03:53) Kelly: and like collect your stuff. (0:03:55) Kelly: It’s just a collecting game. (0:03:56) Al: Yeah. Look, you’re talking to a Pokemon player, right? Like, I know what collecting is like, (0:04:01) Kelly: Mm-hmm. (0:04:03) Al: I know the feeling. I think it’s a unique part of it, is the fact that it’s a gacha (0:04:10) Al: collecting game, but with outfits, I think is fun. (0:04:12) Kelly: Mm-hmm. (0:04:14) Kelly: Yes. (0:04:15) Kelly: And unfortunately, there are some things (0:04:19) Kelly: that you cannot beat with essentially not doing the gotcha, (0:04:22) Kelly: but you don’t have to do everything. (0:04:24) Kelly: It’s not going to stop your story progression. (0:04:27) Kelly: You’re just not going to get bonuses. (0:04:30) Al: Right. They’ve got to have a reason for you to pay money, right? (0:04:30) Kelly: You’re just not going to get the coolest outfit. (0:04:33) Kelly: Did I– absolutely. (0:04:36) Kelly: And did I spend some money to get a frog outfit? (0:04:40) Kelly: Yes, but it was a surprise. (0:04:42) Kelly: There was a dog outfit and I needed it. (0:04:44) Kelly: But also like the game is free also, so. (0:04:47) Al: Yes. And, well, yes, exactly. Tell me that three years ago. The thing about these three games is, (0:04:48) Kelly: You just have to you have to restrain yourself. (0:04:57) Al: yeah, you’ve got to make sure that you’re not going over the top, but you’ve also got to think (0:05:00) Al: about how much time and fun you’ve gotten out of games. Like, you know, if I think about Pokemon Go, (0:05:04) Kelly: Mm-hmm. (0:05:07) Al: I have obviously, I’ve definitely put too much money into that. But also when I think about the (0:05:07) Kelly: Ah, yes. (0:05:11) Al: amount of time that I spend in that game. Like, I spend hours every single day. (0:05:16) Kelly: Oh, I was Pokemon go is probably my highest. Yeah (0:05:17) Al: For eight, for nine years now. (0:05:22) Kelly: Like I don’t and I I I go back and forth on playing it but that game has (0:05:27) Kelly: That’s my most played game because of that (0:05:28) Al: Mm-hmm. Yeah, yeah, ever. Yeah, that don’t think is… (0:05:31) Kelly: Like it beat my Sims like legacy of like, you know playing that from like 10 years old or whatever (0:05:38) Al: I think the thing is that because it’s so accessible, but also because you’re playing (0:05:41) Kelly: It’s so accessible it’s in your hand (0:05:45) Al: it for so many years, even if you only played half an hour every day after 10 years, which (0:05:47) Kelly: Mm-hmm. Yes, exactly (0:05:54) Al: in a year and a bit, it’ll be 10 years since the game came out, if you’ve only played half (0:05:58) Kelly: That’s disgusting, don’t say that. (0:06:05) Al: an error, but you do it every single day for the for the for. (0:06:08) Al: 10 years, that is nearly 2000 hours. That’s the thing, the (0:06:12) Kelly: that’s insane but yeah no it’s it’s true yeah exactly but yeah it’s so it’s like (0:06:15) Al: numbers just add up so fast. And let me tell you, it’s way more (0:06:20) Al: than half an hour I’ve played every single day. (0:06:20) Kelly: okay yeah yeah and it’s like okay so like if I put some money in it every (0:06:26) Kelly: year like I’m getting so much out of it you know and I played love Nikki which (0:06:31) Kelly: is what is the phone game before like there’s been other phone games before (0:06:36) Kelly: this too but that was the one I got really into which is different like (0:06:40) Kelly: setup wise, but essentially it’s just an outfit game again. (0:06:42) Kelly: Gotcha outfit game and again, it’s like okay. I played that game for like four years. I put some money into it (0:06:49) Kelly: But I played it a lot like I spent so much time playing that game (0:06:52) Al: Yeah, as long as you can afford what you’re doing, that’s the important thing. (0:06:56) Kelly: Exactly, but yeah, what have you been up to? (0:07:00) Al: I have been procrastinating playing Grimoire Crows. (0:07:06) Al: Every so often, I end up in this situation where I’m like, this is a game that I need to play, (0:07:11) Al: and then I end up not playing it very much. And instead of procrastinating by playing other games, (0:07:17) Al: I procrastinate by doing other things instead. So I’ve not really done much this week at all. (0:07:20) Kelly: Yep. (0:07:23) Al: I have started a shiny hunt for Regigigas in Pokémon Sword. I’m at the point where I need to (0:07:38) Al: actually get through the rest of the legendaries. I don’t have a shiny if I want to finish my (0:07:43) Al: living decks, because I’m 110 left. And so I’m going to run out of non-legendaries very soon. (0:07:48) Kelly: Oh, my god. (0:07:52) Al: And so I thought, let’s start this one, because I can’t just… Yeah, exactly. (0:07:55) Kelly: Start breaking it up. (0:07:58) Kelly: Yeah, no, I understand that. (0:08:00) Kelly: I used to do that with Angry Birds. (0:08:04) Al: You’re going to have to explain that. (0:08:10) Kelly: Since Angry Birds came out, any phone that I get, (0:08:13) Kelly: I download Angry Birds and beat the whole game again. (0:08:15) Al: You replay it all again, oh my word! (0:08:16) Kelly: 3 stars? (0:08:18) Kelly: I’m less about it now, I just kinda go back to it when I’m bored. So like, you know, I have my phone for a while, eventually I get all the stars. But there’s certain levels that even after all these years of replaying it, they’re just difficult. And they piss me off. So I’ll break it down. (0:08:25) Al: look it’s fun it’s a fun game but I can’t say i’ve played it in the last 15 years (0:08:48) Kelly: I always break those up when I go back to get the 3 stars for them. So it’s the same thing where it’s like, I don’t want to do the really tough thing repeatedly and then just get frustrated at the game. Like it’s boring, you know? It gets boring. (0:08:56) Al: Fair enough. My 15 years might have been a bit of an exaggeration, however it is only (0:09:04) Al: 15 years since it’s 15 years since the first game came out. I can’t believe it’s been 15 years, (0:09:06) Kelly: Yes, yes, because I played it on the first iPhone I had, or an only iPhone. (0:09:09) Al: that’s wild. It was it was definitely it was one of the it was one of the early games that made you (0:09:20) Al: go ’this is why I want a touchscreen’ and it was that and (0:09:22) Kelly: Mm-hmm. Mm-hmm. (0:09:26) Al: Fruit Ninja and Digital Jump. Those were like the three that made me realize I get it, (0:09:27) Kelly: Yes, I never got into Fruit Ninja. (0:09:36) Al: I would like a touchscreen please. (0:09:38) Kelly: Yep. Well, that was the thrill of like, you know, with the iPhone too. It was like, oh, this is so sick. I can, I can play these fun games. I can do this for a peggle. (0:09:48) Kelly: I played peggle so much on that phone. It’s pinball. (0:09:52) Al: Okay, no, I didn’t. I didn’t play that one. I don’t think I need more games. (0:09:54) Kelly: Oh, you should look it up. I think you like peggle. (0:10:03) Al: Yeah, fun. All right. I think that’s all. Is that all I’ve got to talk about? I’m shiny (0:10:09) Al: hunting. I think so. I played… You were the one that you were you were spying me on steam. (0:10:16) Al: Was it like half an hour I played of Grimoire Groves or something? (0:10:16) Kelly: Oh, yeah, I was watching you all week because every time I’d sign on to the Steam, it’s (0:10:22) Kelly: like you’re the only person I know that has the game also. (0:10:22) Al: Oh, I’ve got an hour and 20 minutes apparently on steam there. Okay. That was yesterday. (0:10:26) Kelly: So for like the whole week, it was like 12 minutes playing. (0:10:30) Kelly: Yes, now, I see it now, but I was like watching it. (0:10:37) Kelly: I know because like two days ago, I was like, he’s still, he is cutting it close. (0:10:43) Al: Look, well, the problem was you messaged me and you said, “I’m loving this game. I’m (0:10:48) Al: played it so much.” And I’m like, “Okay, cool. I don’t need to then.” (0:10:52) Al: Yeah. No, I legitimately think that’s all I’ve (0:10:53) Kelly: Also, I’m the problem. (0:11:02) Al: done this week is like shiny hunting and Pokémon Go. (0:11:05) Kelly: sometimes it’s like you just get that mental block where you just can’t (0:11:08) Al: Yeah. Oh, I did do… I know. I did do the the Scarlet and Violet Quack Quack Quack Quaville (0:11:09) Kelly: even you’re just like oh I gotta I gotta do this but I can’t (0:11:20) Al: raids. I don’t think I’ve ever figured out how to say the name of that. (0:11:21) Kelly: What? What is that? I actually did not play Scarlet and Violet. (0:11:22) Al: Pokémon. Did you not? Um, it’s the, uh, it’s based on like carnival dancers. Uh, let me send you. (0:11:36) Kelly: Okay (0:11:38) Kelly: But like what is it you do the dancing like you (0:11:40) Al: It’s a Pokémon. Oh, no, no, just like a raid, like a normal Pokémon raid. (0:11:45) Kelly: Oh, but it’s like dressed up like a carnival dancer (0:11:49) Al: No, no, clearly you completely misunderstood this. This is just a Pokémon. (0:11:51) Kelly: Okay (0:11:52) Al: A Pokémon that is based on a carnival dancer. That’s the Pokémon, (0:11:57) Kelly: Oh, but that’s what you’re waiting for (0:11:57) Al: but they’ve done, there’s a raid to defeat it and capture it, yes. (0:12:01) Kelly: Okay, okay, I’m sorry. I thought this was like a costume Pokemon. You know what I mean? (0:12:05) Al: Oh, no, it’s not. They’ve not done that in the main games yet. Um, yeah, that’s it. (0:12:06) Kelly: Okay (0:12:12) Al: That’s the entirety of that. It was a raid. I did it. There we go. Done. Uh, (0:12:17) Al: should we talk about some news? Because the section is being a little bit of a disaster. (0:12:21) Al: Um… (0:12:23) Al: So, first up, the moment you’ve all been waiting for, we have some news on Harvest Moon, (0:12:30) Al: The Lost Valley, and Skytree Village, the ports or remasters, however they want to call them, (0:12:38) Al: for Switch, which for some reason they’ve decided to do, is up for pre-order now. (0:12:44) Al: It is $40 for the two of them, which still feels like too much, but (0:12:51) Al: I feel like it says a lot. (0:12:52) Al: When they’re selling two full games that they originally sold individually on separate consoles, (0:12:59) Al: and they’ve ported them both to the Switch, and they’re selling them both together for $40. (0:13:03) Al: That shows you how much people definitely want to buy these games. (0:13:07) Kelly: Yeah, cuz a lot of these remakes are like still a full 60 dollars alone. Yeah (0:13:11) Al: Exactly. The good ones are. (0:13:15) Al: So it’s coming out in June. Previously, we just knew it was coming out in the summer. (0:13:19) Al: We don’t have an exact date as far as I can see, just says June. (0:13:23) Al: And if you pre-order it now, you get a free acrylic standee (0:13:27) Al: with some of the worst art I’ve seen for a Harvestmen game ever. (0:13:31) Kelly: I can tell you really like this one. (0:13:33) Al: I haven’t even played these games, but I know for a fact they’re bad (0:13:36) Al: because I talked to Rachelle about them and they did not like them and yeah. (0:13:39) Kelly: I can never remember which ones are bad but the art for this one does not look good. (0:13:47) Al: These were I think the first two they did after the split between Harvestmen and (0:13:53) Al: so these were the first ones that weren’t by the original team. (0:13:56) Al: They were by Natsume and let’s just say they hadn’t made any games before and you can tell. (0:14:08) Al: I do, I will, I’m so strongly of the opinion that I think that people sometimes are judging (0:14:17) Al: Harvestmen too harshly purely because they’re angry that they kept the name and didn’t give (0:14:23) Al: back but that’s how these things work and I’m sorry you dislike that but I think if you actually (0:14:29) Al: played some of the newer games they’re not as bad as you think but these ones I’m pretty sure are. (0:14:37) Kelly: - Fair enough, I think that’s a fair point. (0:14:40) Al: The way I described it in the last episode I did with Micah is (0:14:43) Al: they are so close to having a good game. (0:14:47) Kelly: Oh, with the new ones. (0:14:48) Al: Yeah, they’re so close. So close. (0:14:51) Kelly: Maybe next– maybe next game, they’ll hit it. (0:14:52) Al: what we said for three games now. Each game they do is better than the last. Yes, but (0:15:00) Kelly: OK, so they’re growing slowly. (0:15:02) Al: they do still make some bizarre decisions in those games. They’ve also released a whole (0:15:07) Al: bunch of screenshots. And yeah, I mean, they basically look like the original games did, (0:15:13) Al: but with, I guess, more pixels, but not more pixels on the actual models, just more pixels. (0:15:20) Al: So it’s like– (0:15:20) Kelly: No, they look like knees, but like with a little bit better quality. (0:15:22) Al: Yeah, yeah, that’s exact. It looks better quality, but not in a good way. (0:15:30) Kelly: No. (0:15:31) Al: It looks like HD kind of, but it’s like you’ve got HD upscaled basically, right? (0:15:39) Al: Like you were recording on a really old camera and you’ve upscaled it to HD, (0:15:43) Al: so it’s like everything is shiny and lots of pixels, but it still doesn’t look good. (0:15:52) Kelly: - Yeah, no, it’s not right. (0:15:53) Al: These were a DS and a 3DS game, I think, originally, so they have had to merge the two screens. (0:16:02) Al: However, I think the bottom screen was mostly just like for the map, (0:16:06) Al: and so they now have a mini map on the screen, so… (0:16:09) Kelly: Okay, I feel like a lot of games like this have like the map or like controls or something at the bottom (0:16:14) Al: Yeah, yeah, so I guess we’ll see. (0:16:19) Al: I don’t, I’m gonna buy this. (0:16:22) Kelly: I like, did you notice that it’s so you said it’s releasing in June, but then at the top (0:16:23) Al: I’m gonna do my duty for the podcast, you’re welcome. (0:16:33) Kelly: it says ships in April to June. (0:16:36) Al: Yeah, if you scroll down to the product description, it says release date June 2025. (0:16:41) Kelly: interesting so this game is worth that $25 basically (0:16:43) Al: Apparently, the acrylic standee is worth $13. (0:16:48) Al: So yeah, well, I don’t know what to say. You probably shouldn’t buy this. (0:17:02) Al: But I will. Next, we have Bugaboo Pocket. (0:17:07) Al: Have announced that the release date is on the 2nd of April. I don’t know if you’ve (0:17:11) Al: seen this game, Kelly. It’s a bug game. It’s like a bug Pokémon, but like on… (0:17:12) Kelly: I have not. What is this? (0:17:20) Al: How do I describe this? It’s like virtual pets. So like Tamagotchis. (0:17:24) Kelly: Oh, okay, I see it now. Now I got the screen page, but it’s got like way more details. (0:17:30) Al: Yes, yeah, it’s very much like modernized in terms of how you would interact. (0:17:37) Al: Quality of graphics and is much more intense from that sort of aspect of things. (0:17:43) Al: But I think you also can, for lack of a better phrase, because I’m very tired. (0:17:51) Al: It’s the end of the weekend. Do science on them. I don’t know how to describe it. (0:17:57) Kelly: Like, experiments? (0:17:58) Al: No experiment. No, that would be immoral. No, inspect them and look at them. (0:18:06) Kelly: Oh, OK. (0:18:07) Al: There is like if you have… (0:18:09) Kelly: Oh, and pin them. (0:18:10) Kelly: It looks like you can pin them. (0:18:11) Al: Yeah, but those are dead. Like you’re not pinning a live one, right? (0:18:13) Kelly: Yeah, that would be immoral also. (0:18:18) Kelly: I hope so. (0:18:19) Kelly: I’m just looking at pictures. (0:18:22) Al: So yeah, it’s much more involved than a Tamagotchi. (0:18:28) Kelly: The graphics look really cool. (0:18:30) Al: Yeah, Cody is excited to play this. (0:18:33) Kelly: I’m sure that makes sense. (0:18:36) Kelly: This looks really cool, honestly. (0:18:37) Al: Anyway, coming on the 2nd of April. Next, we have the Fields of Mistria 2nd update. (0:18:45) Al: It’s out now, Kelly. Have you played it yet? (0:18:48) Kelly: Not since, uh, November, end of November, since we talked. (0:18:54) Al: Yeah, that was just the first update that was then, so. (0:18:56) Kelly: Yeah, ‘cause I had finished everything that you could possibly do at that point, (0:19:00) Kelly: and I was like, “Okay, I gotta, I don’t wanna kill the game for myself.” (0:19:00) Al: Yep. (0:19:04) Al: We were on the same page at that point, right? Basically, I think we’d both done everything you could do in the game and didn’t want to destroy our enthusiasm for the game. But does that mean you’re definitely not going to get jump into the game with this new update? (0:19:13) Kelly: Mm-hmm. (0:19:20) Kelly: I’m probably going to wait. (0:19:23) Kelly: I mean, I started breeding for different color animals (0:19:27) Kelly: and stuff, like the tears. (0:19:28) Kelly: So I had been failing my time with that, (0:19:30) Kelly: but mostly because I didn’t have a new game. (0:19:34) Kelly: But yeah, I’m going to wait and see. (0:19:35) Kelly: I got games coming out soon. (0:19:37) Kelly: We got “Rethopia.” (0:19:38) Al: Yes, oh, yes, that’s that (0:19:41) Kelly: I got a solid amount of games currently. (0:19:43) Kelly: So I gotta actually, like, focus on them. (0:19:46) Al: That’s fair. We’ve already covered what’s out in this update, so let’s not spend too long on it. (0:19:50) Kelly: Mm-hmm, okay. (0:19:50) Al: Next we have Gogotown. Their next update Spring Cleaning is out now. I presume you haven’t played (0:19:59) Al: this game. It is fun. It definitely feels very polished for the way that I talked about it in (0:20:07) Al: the episode I did on it. It’s very polished what is there, but it feels like it’s a long way to go (0:20:13) Al: to feel complete. (0:20:15) Kelly: Okay, that’s fair. I mean it seems very ambitious looking so hopefully they just get there (0:20:16) Al: Yeah, a number of things in this update, you can now store a tool and a vehicle on (0:20:29) Al: yourself, it says in a patented Townco dimensional pocket. Basically, you had vehicles, but you (0:20:36) Al: had to like park them somewhere. So now you can keep one of them on yourself. So you have (0:20:40) Al: to keep running back to the parking spaces, which is a nice update. There’s also (0:20:46) Al: a Town info app that gives you a bunch of information on the Town. 360 degree camera (0:20:52) Al: rotation, which is good. I like this. Oh yes, what was that? You’ve asked for it. We’ve (0:20:56) Kelly: I like their note on this. (0:21:00) Al: put in an experimental setting for you to rotate the camera 360 degrees. Fair enough. (0:21:05) Kelly: The screenshot is definitely making me dizzy though, looking at it too long. (0:21:07) Al: Yes, you can definitely tell us experimental. There’s some things that move out of view when (0:21:13) Al: when they shouldn’t do and stuff like that. (0:21:17) Al: A work in progress. (0:21:17) Kelly: But I mean like they they they put it out there that it’s experimental so. (0:21:20) Al: Yep, yep, and they’ve also added (0:21:23) Al: infinite seeds for your farming, which I am intrigued by because I thought (0:21:28) Al: when you planted a seed, the plant never never seemed to die. (0:21:33) Al: It just seemed to always grow new stuff. (0:21:35) Al: So you essentially had infinite stuff, right? (0:21:38) Al: Because as soon as you had a seed, you just (0:21:39) Al: planted it and you had that plant forever. (0:21:40) Kelly: Mm-hmm. (0:21:41) Al: But maybe I’m misremembering. (0:21:44) Kelly: Maybe they changed it. (0:21:46) Al: updates as well. But yeah, those are the main ones that I noticed. (0:21:49) Al: Next, we have Sunhaven have released their 2.0 update. (0:21:53) Al: And you’re like, oh, 2.0, that sounds like it might be a big update. (0:21:57) Al: It’s festivals. (0:22:00) Al: It doesn’t particularly feel huge. (0:22:02) Al: I’m intrigued as to why they decided to go for 2.0 at this point. (0:22:06) Al: OK. (0:22:10) Al: It adds a furniture festival, a garden (0:22:12) Al: festival, a pet festival, a mushroom festival, a snow festival. (0:22:16) Al: And a bunch of other (0:22:19) Al: furniture and stuff like that related to that. (0:22:22) Kelly: Okay, interesting how much of the game is actually out? (0:22:26) Al: Well, it’s no longer in early access. (0:22:28) Al: So I feel like I think they might have I feel like they’ve done everything that (0:22:32) Al: they said in the Kickstarter, like it’s the story is done and stuff like that. (0:22:38) Al: When I see people talking in the comments, they’re no longer complaining about things (0:22:43) Al: they’re talking about translations being bad. (0:22:49) Kelly: Yeah, this one’s been on my wish list, (0:22:50) Kelly: so I’ve been just waiting to see. (0:22:54) Al: I think I own it, yes, I do. (0:22:56) Al: I kick-started this one, I just haven’t played it yet. (0:22:59) Al: So this came out initially in 2023. (0:23:03) Al: Or was that, no, that was the 1.0, I think. (0:23:06) Al: Yeah, 2021 is when it first came out. (0:23:08) Al: And this was when I was still well and truly (0:23:11) Al: primarily Switch, but it wasn’t on Switch yet. (0:23:15) Al: And then I got a Steam Deck, (0:23:16) Al: and then suddenly I was very much on the Steam Deck, (0:23:18) Al: except for games that weren’t on the Steam Deck. (0:23:21) Al: but I had kind of really moved the path. (0:23:24) Al: I’m just thinking about this game, because it was, you know, it had been like two years or something since it started. (0:23:32) Al: Sometimes I do think that there is like a time period where if you’re not going to play a game (0:23:36) Al: within that time period, you’re probably never going to get to it. (0:23:38) Kelly: Yeah, no, definitely it definitely gets harder and harder to go back to it (0:23:44) Al: So maybe I’ll get to it one day, who knows, there’s so many games. (0:23:48) Al: Next we have farm folks or, as it is now called, (0:23:54) Al: Autonomica? Good job, going from a game name that was just slightly awkward to say to one that I don’t know how to pronounce. (0:24:02) Al: Autonomica? Auto… Autonomica. (0:24:04) Kelly: Oh, Tom, oh, oh, Tom, I don’t know, I don’t know. (0:24:08) Al: Autonomica. That’s what you were trying to say, wasn’t it? Autonomica. (0:24:13) Kelly: Yeah, yeah, something like that. (0:24:14) Al: No, I don’t think it’s Autonomica. (0:24:18) Kelly: I don’t think it is either, (0:24:19) Kelly: but I was just trying to see if I could say it. (0:24:20) Kelly: And apparently I can’t. (0:24:24) Al: For those who don’t know the story behind this game, it was started as farm folks, and then the company that was making it went bust. (0:24:32) Al: And then another company basically, I don’t know whether they bought the company that went bust or whether they bought the rights to the game and the code and stuff, (0:24:40) Al: but they continued development. So the company that’s making this is not the company that did the Kickstarter for this game. (0:24:46) Al: Although I’m pretty sure I saw somewhere that they are going to honor the Kickstarter, which is always good. (0:24:52) Al: Um, don’t take– (0:24:52) Kelly: nice isn’t there another game with like a similar ish name to this new name but (0:24:54) Al: I’d need to confirm that, but I feel like I saw that somewhere. (0:25:05) Kelly: also like how do you go from farm folks which is like the most generic farm game (0:25:08) Al: Yeah. (0:25:10) Kelly: name I’ve ever heard now which is not saying a lot because a lot of these farm (0:25:14) Kelly: games have a lot of similar names it is but how do you go from that to what do (0:25:16) Al: Naming is hard, all right. (0:25:20) Kelly: What are you calling it? Autonomica? (0:25:22) Kelly: Autonomica. Oh, it’s a musical artist. Yes, I knew I’d seen this name somewhere before. (0:25:24) Al: Autonomica. Autonomica? (0:25:30) Al: Oh. (0:25:36) Al: So they’ve made they have went the new (0:25:38) Al: company that took over the game have basically been moving it in a different direction. (0:25:43) Al: So it’s it is still farming. (0:25:46) Kelly: It looks like Fortnite with Farfian. (0:25:46) Al: It’s not. (0:25:49) Al: Yeah, they’ve never really explained their reasoning, but they’re like, it’s not just farming. (0:25:53) Al: It’s so much more than that. (0:25:55) Al: So therefore we think farm folks is a misleading name and I’m like, OK, but I don’t. (0:25:58) Kelly: Okay. That makes more sense. But I don’t get anything about farming from this name. (0:26:04) Al: No, but you do get the automation part of it, which I think they’re really big enough. (0:26:09) Al: The college so that their new blurb on steam is Autonomica is an open world life simulator (0:26:16) Al: game that seamlessly. Oh, my word, I hate this so much seamlessly merges resource (0:26:22) Al: management and automation with farm building, extensive customization, (0:26:26) Al: PvP slash PvE battles and elusive phantoms. What is this jumble of words? (0:26:34) Al: Play solo or with friends to build your mega farm factory with almost no limits. (0:26:38) Al: It is a farming game. It’s just like a industrial scale farming game. (0:26:44) Al: Right. And I get why they wanted to change. (0:26:48) Al: Why they wanted it to be clear that this was not the same game that they took over. (0:26:52) Al: But also it is farming game. (0:26:57) Al: Like you can’t say it’s not a farming game. It is a farming game. (0:27:01) Al: Build your mega farm factory, they say in the new blurb. (0:27:04) Al: Like I don’t understand the issue with it. (0:27:06) Kelly: All of these screenshots, too, are just like, what is that game? (0:27:09) Al: Yes, Factorio. Yeah. (0:27:11) Kelly: Factorio? (0:27:14) Kelly: It’s like that, but with farming more. (0:27:16) Al: Open world 3D Factorio. (0:27:20) Al: Which I honestly am excited by. I think this game could be really good. (0:27:25) Al: I just don’t understand why they really didn’t like the name and they decided to change. (0:27:29) Al: But I don’t think this is a better name. (0:27:32) Al: That’s all I’m going to say. I get why they didn’t like the old game. (0:27:35) Al: Old name. I’m not sure this is better. (0:27:37) Kelly: Honestly, they can take this if they want to, but I think it should have been (0:27:44) Kelly: auto-pharmica, if anything. (0:27:46) Al: I would, yeah, I would certainly be more better. Yeah, I don’t disagree with you. (0:27:49) Kelly: It would be better than this. (0:27:54) Kelly: I would assume that this is some sort of space or underwater survival game (0:28:02) Al: Oh, interesting. Yeah. Anyway, they changed the name. RIP farm folks. Long live farm folks. (0:28:03) Kelly: just going off the name alone. (0:28:08) Kelly: It’s so weird too, because I don’t even like farm books. (0:28:14) Al: Yeah, yeah. (0:28:18) Kelly: I digress. (0:28:19) Al: Coral Island have announced their 2025 roadmap. They have 1.2 planned to come out in the first (0:28:27) Al: half of the year, bringing multiplayer and revamped romance. (0:28:32) Al: Which I was looking at what they say about the romance. So let’s talk about the multiplayer (0:28:37) Al: first. There’s probably not a huge amount to say. Basically, it looks like it’s stardew (0:28:41) Al: style multiplayer. You’re all multiple people on the farm. Great, fine. I’m sure it will be (0:28:46) Al: great for people who love. I am not particularly interested just because I don’t want to actually (0:28:51) Al: play my games with other people. I like these games because I’m playing them on my own. (0:28:52) Kelly: I have no desire, I have no desire to play these. These types of games are for me to play by myself, so I can be a maniac, like, let me be a psychopath by my- (0:28:59) Al: Exactly. Exactly. (0:29:03) Al: I have tried so many times to play multiplayer Stardew, and I just can’t because I have to be (0:29:08) Kelly: Oh, no. No, no, no. (0:29:10) Al: the one who has this. The problem is, right? You have to organize to play at the same time, (0:29:16) Al: and that is just not fun. Organizing times for these. (0:29:16) Kelly: No, because either you’re micromanaging all of it, too. (0:29:25) Kelly: It’s like, how do you organize the time to play together and also organize how you’re (0:29:30) Kelly: playing together? (0:29:32) Al: Yeah, the best way to do that is just be like, right, you do the farming you do the mine, there you go, go, go do your jobs. (0:29:32) Kelly: Yeah, yeah, yeah, yeah. (0:29:38) Al: And yeah, I don’t, I don’t particularly find it fun, I get why people might. And so if you are excited about Coral Island multiplayer. (0:29:46) Al: There you go, it’s coming. I hope you enjoy it. I’m not going to do this. (0:29:48) Kelly: I think the only multiplayer game I like is Monster Hunter, to be quite honest. (0:29:58) Al: So I was also looking at the romance revamp that they’ve got. (0:30:02) Al: And I think the only difference is, so there’s a bunch of heart events that existed already. (0:30:10) Al: And it looks like you have to see the previous heart events to unlock certain, to unlock (0:30:17) Al: more hearts. (0:30:18) Al: So once you get to five hearts, you have to watch the heart events for them before you (0:30:24) Al: can do heart six to eight. (0:30:26) Al: And then you have to watch another heart event and give a locket. (0:30:32) Al: Before you can start dating and do the next two hearts, which then you have to watch the (0:30:37) Al: other events and propose before you can get married and do the other five. (0:30:43) Al: I do think this is better because what I found when I was doing this, because I got married (0:30:49) Al: in Coral Island, is I had no clue that there were heart events still to do, which is probably (0:30:55) Al: still going to be a problem here, but let’s put that aside for a minute. (0:30:59) Kelly: There’s no like there’s no like heart marker next in like the (0:31:02) Al: So there are hearts, but it’s not like, it’s just like how many hearts you have. (0:31:09) Al: Like there was no like indication that there’s an event you should be doing. (0:31:12) Al: So like I got to 10 hearts and then I went and tried to propose and they were like, oh, (0:31:17) Al: I’m not ready yet. (0:31:18) Al: And I’m like, but this is the point where I meant to be able to propose. (0:31:20) Al: Why can’t I do it? (0:31:22) Al: And I googled and it was like, oh, because you’re missing heart events. (0:31:24) Al: And I hadn’t done any of the heart events. (0:31:27) Al: And I don’t know how it happens in Carta Island, but in Stardew, (0:31:29) Kelly: How– so I was going to say, it’s similarly set up, (0:31:32) Al: I was always finding the heart events. (0:31:37) Kelly: like you just trigger the event when you encounter them (0:31:40) Al: Yes, and there are a few heart events in Stardew that were very niche and you (0:31:41) Kelly: in a certain location. (0:31:46) Al: wouldn’t immediately find, but like by that point, you’re like, oh, (0:31:51) Al: I know that these things are coming, so I should be expecting them. (0:31:53) Al: I hadn’t done a single one in Carta Island. (0:31:56) Al: How had I not triggered any of the heart events? (0:31:59) Kelly: Yeah, that’s crazy. That doesn’t seem like a good sub. (0:32:00) Al: It was very confusing. (0:32:02) Al: And also, I don’t think the heart events are required in Stardew for marriage. (0:32:10) Kelly: I don’t think they are either. I think they’re just, like, for you. (0:32:12) Al: Yes, and you can get extra points by doing them. (0:32:16) Al: And they’re nice, and you want to know about the story because all the characters are good characters. (0:32:16) Kelly: Mm-hmm. (0:32:22) Al: I was going to say great, but no, not all the characters are great. (0:32:22) Kelly: Mm-hmm. (0:32:24) Al: All of them are good characters. (0:32:28) Al: Um, but yeah, I just, it was really, so if they have a. (0:32:32) Al: Way to make it clear. (0:32:34) Al: That you’re now expecting to see events, then that would be good. (0:32:38) Al: Um, I don’t know. (0:32:40) Al: Um, we’ll see, I guess they don’t talk about that. (0:32:44) Al: I don’t think, but it’s interesting restricting it that much. (0:32:48) Al: So you, you have to see the events before you can continue your heart progress. (0:32:53) Al: Uh, I don’t know how I feel about that. (0:32:55) Kelly: Yeah, that seems kind of iffy the way you just described your past experience, so I guess we’ll see. (0:33:00) Al: Aha, the revamped romance system unlocks at heart level two and you’ll see a prompt (0:33:05) Al: in the relationship UI whenever a hangout event is available. (0:33:10) Al: That is good. (0:33:11) Al: It’s now making it clear when you can do something and when there’s something to do. (0:33:15) Al: That is good. (0:33:16) Al: And if you click on them inside the menu and it shows like all the stuff that you’ve done (0:33:22) Al: with them, you know, the stuff you’ve learned that they love and stuff like that, and like (0:33:25) Al: there, the birthday and stuff, it says unlock requirement, see hangout event. (0:33:30) Al: I don’t know what happened to three but anyway, whatever. (0:33:37) Al: I think that means for heart two and for heart four. (0:33:41) Al: That’s what I think it’s talking about. (0:33:43) Al: So they are definitely making it much more visible, that aspect of things. (0:33:47) Al: So that is good. (0:33:48) Al: They’re also adding more heart events for after marriage, which is also good because (0:33:52) Al: one of the things I’ve really complained about Carl Island is that your spouse ends up turning (0:33:55) Al: into a hollow husk after you get married. (0:33:58) Kelly: That’s pretty sad. (0:34:01) Al: - It was so sad. (0:34:02) Al: The minute you got married, (0:34:05) Al: they just stand in your house all day doing nothing. (0:34:07) Kelly: Oh no. (0:34:09) Al: It was the worst. (0:34:09) Al: I’ve taken your life (0:34:11) Al: and you are now just an ornament in my house. (0:34:15) Al: It was so sad. (0:34:16) Al: So hopefully that’s improved a lot with this. (0:34:20) Al: And then the 1.3 update will include your kids growing up. (0:34:27) Kelly: that’s cool that’s what I literally just started like wondering if it’s like generational like do (0:34:27) Al: And it is, I wonder how far it will go. (0:34:30) Al: I don’t know. (0:34:36) Al: I would expect not. (0:34:38) Al: I expect it would just be, oh, they grow up to be a teenager and then they stop sort of thing. (0:34:42) Al: That is my expectation. (0:34:44) Kelly: that makes sense because that’s a big that’s that’s a lot doing (0:34:44) Al: I don’t think they’ll go full hog. (0:34:49) Al: Especially as they could actually make it like real-time in-game, right? (0:34:52) Al: For every year, they are a year older. (0:34:54) Al: And so you would actually have to do 18 in-game years. (0:35:00) Al: Before your child is an adult. (0:35:04) Kelly: - Hmm. (0:35:05) Al: So they could just go, I’m sorry, if you’ve played 18 years in this game, you’ve played too much. (0:35:12) Al: But I mean, I don’t know, maybe it will work. (0:35:14) Al: I mean, I do know that some games where you have kids that grow up, (0:35:18) Al: you then die and you become your kid. (0:35:20) Al: They could do something like that. (0:35:22) Kelly: That’s true, that would be cool. (0:35:23) Al: And then you inherit the farm and, you know, 20% of it is taken in tax. (0:35:31) Al: Yeah, so they’ve not got a huge amount of information in the 1.3. (0:35:35) Al: They also said there’s going to be a Merfolk festival. (0:35:39) Al: But they’ve not got any details on how the kids grow up. (0:35:42) Al: But that is coming in the second half of this year. (0:35:44) Al: Have you played, you’ve not played Coral Island? (0:35:46) Kelly: No. I really try to avoid early access. (0:35:47) Al: No. (0:35:50) Al: Well, it’s not early access anymore. (0:35:51) Kelly: Uh, oh, it’s out, out? (0:35:53) Al: Yeah. (0:35:54) Al: The 1.0 came out just over a year ago. (0:35:58) Kelly: Okay, I must have missed that. (0:35:58) Al: and then they go and they go on. (0:36:00) Kelly: I thought it was still in early access, still. Okay. (0:36:00) Al: 1.1 sometime last year? No. The 1.0 was technically not early access, but realistically (0:36:06) Al: was early access. The 1.1 feels like what the 1.0 should have been, but the multiplayer (0:36:12) Al: was always coming after early access. So I don’t feel like you would be missing out if (0:36:17) Al: you played now compared to if you played two years ago, you definitely were missing out (0:36:22) Al: in a lot. (0:36:22) Kelly: Okay, okay, maybe one day (0:36:24) Al: All right. And we also, we all maybe, maybe, probably not. We also have (0:36:30) Al: a new game by the developers of EverDream Valley. In fact, this is a sequel to EverDream (0:36:36) Al: Valley called EverDream Village. I get what they’re doing with that name, but also I am (0:36:42) Al: going to constantly mess up. Which one is which? They also feel the wrong way around, (0:36:47) Kelly: The valley and village is like too close to each other. (0:36:53) Al: you start in a village and then you go out to a valley. (0:36:53) Kelly: Yes, it should have been, this should be a prequel. (0:36:57) Kelly: Yeah, this is the prequel in my, (0:36:59) Kelly: I literally thought like this should be the prequel (0:37:00) Al: Set 10 years after the events of EverDream Valley, EverDream Village brings a whole (0:37:07) Al: new chapter with living, breathing village and a world beyond your farm. Now you’re built, (0:37:13) Al: this is the thing. It’s like the problem was EverDream Valley wasn’t really a valley. It (0:37:17) Al: was EverDream Farm. Right. And if it was that way, it was EverDream Farm and then EverDream (0:37:21) Al: Village. That makes more logical sense to be our expansion on that. Right. You’ll build (0:37:22) Kelly: Mm-hmm. (0:37:28) Al: relationships explore mysterious islands. (0:37:30) Al: The Valley may have been home but it’s time to explore a world full of new adventures, (0:37:44) Kelly: - Yeah, it doesn’t seem right, there’s something off. (0:37:57) Al: NPCs and endless possibilities. I don’t really get whirled and (0:38:00) Al: abilities from village. I know what they mean. I know what they (0:38:02) Kelly: - No, but I think they just mean the world of Everdream. (0:38:08) Al: mean. I know what they mean. Build your ideal cozy farm in a (0:38:12) Al: living village. Form bonds with fellow villagers to lend a hand (0:38:16) Al: as you grow crops, care for animals and craft a corner of (0:38:18) Al: paradise. Sail across enchanted islands to discover new resources (0:38:22) Al: and adventures along the way. Maybe it’s definitely not a (0:38:25) Kelly: Maybe there is a world. (0:38:28) Al: village. (0:38:31) Al: Anyway, I mean, you can ride a pig in Evergreen Valley, so they hopefully have something like that in this game. (0:38:36) Kelly: I’m looking at that right now. (0:38:38) Kelly: That actually looks really cute. (0:38:39) Kelly: That’s a good feature. (0:38:40) Al: I haven’t played this game. It’s been on my list for forever. (0:38:44) Kelly: The first one. (0:38:45) Al: Yes, well, the second one is now yet, so of course I’ve not played that. (0:38:48) Kelly: Yes, yeah, yeah, yeah, yeah, yeah, yeah. (0:38:50) Al: It’s just coming soon. They’ve not said when, it’s coming just soon. (0:38:54) Kelly: One day. (0:38:54) Al: One day. All right. (0:38:56) Kelly: Do you see this tag at the bottom on their news updates? (0:39:00) Al: The second one is that in the Evergreen Valley page? (0:39:04) Kelly: On the Steam page, yeah. (0:39:07) Al: Where am I looking? Where am I looking? (0:39:07) Kelly: I guess this is who they base the pig off of. (0:39:11) Kelly: Let me send it to you. (0:39:12) Kelly: I’ll just send it to you. (0:39:12) Al: There’s too many pages here. That’s the problem. (0:39:13) Kelly: I would do that. (0:39:15) Kelly: It really is. (0:39:15) Al: On their news. Oh, happy birthday, Peter Curleytail. (0:39:18) Kelly: Recent events, yes. (0:39:20) Al: I don’t know what to say. That is quite a pig. (0:39:24) Kelly: He’s a little frightening, but kind of cute. (0:39:26) Al: Yes, that is quite the pig. (0:39:29) Kelly: But I like the interpretation of him. (0:39:31) Al: Yeah, I like the name Peter Curleytail. (0:39:35) Kelly: Yeah, I. (0:39:36) Kelly: I’ve never seen a pig like that before, so it’s a little haunting. (0:39:42) Al: All right, that’s us done with the news. (0:39:44) Al: We are now going to talk about grimoire, grimoire. Is it grimoire? (0:39:51) Al: Grimoire. Grimoire grows. And grimoire is something that’s a witch term, isn’t it? (0:39:59) Al: like what it what I keep hearing great (0:40:00) Kelly: Yeah it’s always like I feel like it’s like swamps and grimoires and uh no it’s um what (0:40:00) Al: memoirs and lots of these witchy games. (0:40:08) Al: That explains that because, right, okay. (0:40:10) Kelly: is it a grimoire is a the book it’s the book it’s like your book of spells that’s what it is. (0:40:17) Al: And the grove is the land that you’re doing (0:40:22) Al: because a grove is like a kind of forest type thing. (0:40:26) Kelly: Yeah, yeah. But no, it’s a little book that you… (0:40:28) Al: Okay, makes sense. (0:40:30) Kelly: have all your information in. (0:40:33) Al: So, a quick introduction to this game. (0:40:38) Al: It is described on Steam as join the witches in their quest to restore the grimoire groves, (0:40:45) Al: master magic, grow cute plant creatures, and discover the mystery of the rainbow socks (0:40:52) Al: in this cozy roguelite dungeon crawler. (0:40:55) Al: The way I would describe this in my whole one hour and 20 minutes playing it (0:40:59) Al: is it is kind of cult of the lamb, but without actual, without. (0:41:09) Al: Combat the way you interact in your runs is different. (0:41:13) Al: It’s not combat so much. (0:41:16) Al: And it’s less about building a village and more about restoring nature. (0:41:24) Al: Would that be a fair way of putting it? (0:41:26) Kelly: Yeah, I think so. It’s, it’s, it’s… (0:41:29) Kelly: But you still, I feel like I’m fighting. (0:41:31) Kelly: Maybe I feel less like I’m fighting and I’m more surviving. (0:41:31) Al: Yes, okay, so I mean, okay, you could make an argument that it is basically just fighting, (0:41:39) Al: but it’s it feels so you’re feeding the plants instead of fighting them, I think is how they (0:41:44) Kelly: Yeah, yeah, but no, I’m just I’m just being a jerk. I think it’s I think that’s a good. (0:41:44) Al: describe it. So that’s why I’ve been like is not. No, no, it’s, it’s, it’s fair in terms (0:41:50) Al: of game play is very similar to most other Roguelike action games. (0:41:51) Kelly: Yes, I also think it it has that. Yeah, yeah, it has that cuteness that I think (0:41:59) Kelly: cultural land kind of has, which is why I think like they remind me like like you said like it (0:42:04) Kelly: makes you think of them. You have the juxtaposition. Yeah, yeah. (0:42:06) Al: I think the cuteness works much better in Cult of the Lam (0:42:09) Al: because it’s… exactly, exactly. (0:42:12) Al: Whereas here, the whole world is cute. (0:42:14) Kelly: But I love the saturation in this game. So like that for me is like, and I loved Call to the Land. (0:42:21) Al: Okay, I will say the game looks lovely. (0:42:24) Al: It looks really nice. (0:42:25) Al: I do love how the game actually looks. (0:42:28) Al: The graphics, the design of the characters, (0:42:36) Al: and character, but also the plants and everything. (0:42:38) Al: I do like all of that. (0:42:39) Al: That is all nice. (0:42:41) Al: I will absolutely agree with that. (0:42:44) Al: Yes. (0:42:46) Kelly: I just think it’s like you don’t always, you don’t really get a lot of games that are like, (0:42:52) Kelly: it’s like saturated, but it’s also pastel, like there’s two different kind of colored (0:42:56) Kelly: tones going on in the game, which I think is interesting. (0:43:00) Kelly: Like the backgrounds are more saturated, but the creatures, the plants are a little more (0:43:04) Kelly: pastel leaning, but it’s so vibrant. (0:43:07) Kelly: Like a lot of games, they’re so dark a lot of the time or like aiming to be more realistic (0:43:11) Al: - Yeah. (0:43:13) Kelly: in their tones, I guess. (0:43:15) Al: Yeah, yeah, yeah. (0:43:16) Kelly: Yes, but yeah, no, I love all of the designs. (0:43:17) Al: No, you’re definitely right about that. (0:43:20) Al: You wouldn’t look at this and think it was something else. (0:43:20) Kelly: I love all the little plants. (0:43:23) Al: That’s very true. (0:43:23) Kelly: No, exactly. (0:43:26) Al: So I guess there’s two main parts to this game, (0:43:29) Al: and there’s obviously a lot of other things, (0:43:31) Al: lot of things that I won’t have done in the main area. (0:43:33) Al: But like most of these roguelites, (0:43:37) Al: you have your hub, (0:43:38) Al: which is an area that is run– (0:43:41) Al: was previously run by some other witch– (0:43:44) Al: I can’t remember her name, maybe– (0:43:45) Kelly: Is it lavender? (0:43:47) Kelly: I think so. (0:43:49) Al: and it’s been taken over by thorns, (0:43:53) Al: and it’s all dreary, and you are to restore it. (0:43:57) Al: That’s the main idea. (0:43:58) Kelly: You’re the young spry witch coming in to fix it. (0:43:59) Al: And you do that by classic cliche, (0:44:05) Al: but it’s there for a reason. (0:44:08) Al: and your runs that you do. (0:44:11) Al: I think of roguelites specifically talking about roguelites not roguelikes (0:44:22) Al: well let’s not have that debate again. I find there are two types there are ones where (0:44:31) Al: your hub the point of the hub is to improve your powers skills etc to then do the runs and the (0:44:38) Kelly: Mm-hmm. Yes, I was going to say, very– (0:44:41) Al: runs is the purpose of the game and that would be your like Hades stuff like that. (0:44:49) Al: And then there’s this type of thing this and Cult of the Lamb where your hub is the point of (0:44:55) Al: the game and the runs are to gather resources for doing things in your hub. (0:45:00) Kelly: I would say it’s kind of like a mix, I think, between Cult of the Lamb and Hades in that aspect. (0:45:07) Kelly: Because I do think Cult of the Lamb, there’s so much that you do in your hub area. (0:45:12) Kelly: And I don’t think this quite has near that amount of stuff. (0:45:16) Kelly: Like, you have a lot of updates and things you can interact with. (0:45:20) Kelly: I don’t want to spoil anything. (0:45:22) Kelly: But Cult of the Lamb, you could like run the village until you ran out of resources. (0:45:28) Al: I guess my point is like you’re not the run isn’t the like with Hades you are escaping hell (0:45:28) Kelly: like I spent like five minutes like you know up (0:45:31) Kelly: and then I got another run (0:45:37) Kelly: the sole purpose yes (0:45:40) Al: and your run is escaping hell and if you fail you go back to the hub world and you try again. (0:45:45) Al: Whereas in this and with Cult of the Lamb the point is the runs you’re doing to do (0:45:50) Al: things to bring back you’re never like disappearing and I think that’s that is very much (0:45:53) Kelly: No, that’s a fair point, yeah. (0:45:58) Al: why I liked Cult of the Lamb because I was building up this thing and I really hate the (0:46:05) Al: overall feeling of Hades where if you fail you fail and you’re back to the start and you have (0:46:09) Al: to start again and so I was really excited for this because I was like oh maybe this will be (0:46:15) Al: another one that I like because it’s that sort of style but I mean I guess I need to say at some (0:46:21) Al: point I didn’t like the combat in this game. I didn’t but I feel like (0:46:24) Kelly: Did you try it on easy mode? (0:46:27) Kelly: I d
Many property management business owners out there struggle with having a bad brand, bad pricing, cheapo clients, a lack of confidence, and more. In today's episode of the #DoorGrowShow, property management growth experts Jason and Sarah Hull sit down in-person with property manager and DoorGrow client, Kelly Rafuse, to talk about her journey with property management. You'll Learn [04:53] How to Be Picky with the Clients You Bring on [10:59] Overcoming the “Hustler” Mindset [15:04] Choosing an Effective Brand [21:07] Cheapos, Normals, and Premium Buyers Tweetables ”As you live and you grow in this business, you learn what makes money and what doesn't.” “ The more confident you are, the more some of these… difficult personality types will kind of abdicate and allow you to lead them.” “ It's better to be at the top than to be competing with the garbage at the bottom.” “ Need is scarcity, need is starving, and need is survival.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive TalkRoute Referral Link Transcript [00:00:00] Kelly: You know, as you live and you grow in this business, you learn what makes money and what doesn't. And I learned how to manage property the hard way. [00:00:07] Jason: But you learned it. [00:00:08] Kelly: Yes. [00:00:10] Jason: Welcome DoorGrow property managers to the DoorGrow show. If you are a property management entrepreneur that wants to add doors, make a difference, increase revenue, help others, impact lives. And you're interested in growing in business and life. And you're open to doing things a bit differently, then you are a DoorGrow property manager DoorGrow property managers love the opportunities, daily variety, unique challenges and freedom that property management brings. Many in real estate think you're crazy for doing it. [00:00:37] You think they're crazy for not because you realize that property management is the ultimate high trust gateway to real estate deals, relationships and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. We want to transform the industry, eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. We're your hosts, property management growth experts, Jason Hull, founder and CEO of DoorGrow, and Sarah Hull, the co owner and COO of DoorGrow. And now let's get into the show. [00:01:13] So our guest today, we're hanging out with Kelly. Kelly, introduce yourself. [00:01:17] Kelly: Hi there, my name is Kelly Rafuse with Crimson Cape Property Management in Wilkes Barre, Pennsylvania. [00:01:22] Jason: And you have a really nice logo. Where'd you get that really nice logo? [00:01:25] Kelly: It's this little mastermind I joined called DoorGrow helped me with that. [00:01:29] Jason: And it's, I was saying, I think it's cool because it's like you are flying right there. [00:01:33] It's like, it like reminds me of you. [00:01:37] Kelly: Well, yeah. I had this Marvel Comics stud fetish, so. [00:01:41] Jason: Yes. Okay. You're the Marvel comic gal. All right. So really excited to be hanging out. We're actually in Pennsylvania because this is kind of the neck of the woods Sarah grew up in and managed properties nearby and you manage properties in a neighboring market and so. [00:01:59] The same market. The same market. She, yeah. Exact same market. [00:02:02] Sarah: I left and she has the market. [00:02:05] Kelly: While you were here, I was just managing my own portfolio. [00:02:08] Jason: Oh, okay. [00:02:09] Kelly: And people were coming to me to manage theirs, and that's how I got into this mess. [00:02:15] Jason: Yeah. Well, give us a little more background on you, Kelly. [00:02:18] How'd you get into property management? [00:02:20] Kelly: Oh, well, I started off as a real estate investor. You know, buying homes out here in Northeast PA. It's a very good place to invest in property. Cash flow is, I mean, I think cap rates were like 12 percent when I got in. So, I mean, it was huge, and honestly, I was trying to replace my income because I'd gotten as far as I could go in my former career, you know, hit a huge glass ceiling, and realized that, you know, real estate was probably my ticket to freedom. [00:02:45] Jason: What was your former career? [00:02:47] Kelly: I was on the radio. [00:02:48] Jason: Yeah, okay, you've got a great voice for it, so. [00:02:51] Thank you very much. [00:02:53] Yeah, so you were doing the radio. [00:02:54] Kelly: Yeah, so I actually got into this market, and I liked it here. I actually, I did my two years and then moved to a bigger market. I was in Hartford, Connecticut for a while. [00:03:03] And then an opportunity to come back presented itself. And I came back because I genuinely like the area. And you know, the inexpensive real estate was an attraction. And then My husband and I got into investing in properties. We built up quite a portfolio. We had 25 units of our own at one point. [00:03:20] We're down to 14 now. We sold a few off that, you know, really weren't moneymakers for us. But, you know, as you live and you grow in this business, you learn what makes money and what doesn't. And I learned how to manage property the hard way. [00:03:33] Jason: But you learned it. [00:03:34] Kelly: Yes. I made all the mistakes. [00:03:37] Jason: Yeah. And that's sometimes learning through mistakes and pain. [00:03:41] I sometimes joke that DoorGrow was built on thousands of mistakes. [00:03:45] Kelly: You're telling me. And I will introduce My biggest pain point in just a second here. So what caused me to join DoorGrow is my husband's a real estate broker. And so people were banging on his door. "Can you manage my property? Can you manage my property?" It's like, "well, I don't do that, but my wife does." [00:04:03] Jason: Yeah. [00:04:04] Kelly: And I'm like, well, I can't manage their property. I don't have a real estate license. And so it was a whole year of, "come on! Just get the license. Just do it! Just do it. Come on!" So I got the license. And I took on one of his investor clients, and I joined DoorGrow, like all in the same day. [00:04:23] And what I found out when I joined DoorGrow was I never should have taken on that client. [00:04:27] Jason: That was the price of tuition. It's one of the key lessons that defines you in business, which is you learn those lessons and not take on bad clients. Well, I mean, for us, it's been really inspiring and exciting to see your journey as an entrepreneur and see you kind of get all this ready and get things developed and start to grow. [00:04:46] And so, we were talking about it, like, what should we talk about on the podcast today with Kelly? And you had mentioned. [00:04:53] Sarah: Yeah, I had said, I think for me, one of the biggest shifts that I've seen in Kelly again and again and again is shifts in mindset because it was just even a few weeks ago where maybe a month ago or something, was relatively recent, where you were saying like, "oh, I read this book and it changed my life I'm waking up at like 4:30 in the morning and structuring my day different" and it was just again and again. But you've had these little shifts that end up leading to these huge changes for you and how you run things and how you structure your day and like just even your, your energy levels seem to be more protected now. [00:05:32] Kelly: Yeah, I'm not getting up at 4:30 in the morning anymore. Although I just learned yesterday I might have to start again because my daughter wants to join the swim team. Oh. And they practice it. 5 a. m. sometimes, but yeah, I mean, it's, it's been a struggle because I'm not only a real estate entrepreneur. [00:05:48] I am also, you know, a wife of a whirlwind. I mean, my husband is a broker. He's into wholesaling. He's into flipping. And I go to manage him. [00:05:58] Jason: The whirlwind broker. [00:06:00] Kelly: Yeah, and, [00:06:02] Jason: yeah. [00:06:02] Kelly: No, we'll say no more about that. [00:06:04] Sarah: There's a lot going on. [00:06:05] Lots of moving pieces. [00:06:06] Kelly: He's a genius. He's like a Bill Gates level genius. [00:06:09] I'm just waiting for the ship to come in. Yeah, nice. It's been 30 years, but it's coming. [00:06:13] Jason: So what do you feel like maybe was the first mindset thing that you noticed in Kelly, kind of overcoming? Or what do you feel like was your first? [00:06:22] Sarah: I don't know if I can think of a first, but I know that there's been several that I'd like to highlight. [00:06:27] Jason: Okay. [00:06:27] Sarah: So I think one of the things is being much more picky with what clients you take on and what properties you take on and how you kind of screen and vet people. [00:06:41] Jason: Maybe that first client helped you learn that lesson. [00:06:44] Sarah: Yes. [00:06:45] Jason: Yeah. So what, what was the lesson there? Like, what did you figure out? [00:06:48] Kelly: Oh, wow. You know, the, the first thing is I have to see if our philosophies match. [00:06:53] Jason: You and the client. [00:06:54] Kelly: Yes. And when I got into real estate investing, I admit I'm a bit of an idealist. I know you're into personality types. [00:07:01] Jason: Yeah. [00:07:01] Kelly: And I test as an INFP. [00:07:03] Jason: Okay. [00:07:03] Kelly: So I probably have no business being in any business at all, but yet here I am. But I'm a dreamer. I'm a visionary. And so my first company was, and still is called Good People, Good Homes, LLC. [00:07:15] And I own property in that LLC. I'm not really doing business in it. It just holds property for me. But when I started it, it was supposed to be the company and it was: you buy these distressed properties in these neighborhoods and you fix them up and you put great people in them and it brings up the whole neighborhood and then everybody loves you and we hold hands and sing Kumbaya and that didn't really happen. [00:07:36] Jason: Yeah. [00:07:36] Kelly: But I did improve a lot of properties. [00:07:39] Jason: Okay. [00:07:39] Kelly: Right. Yeah. [00:07:41] Sarah: I think arguably in this market, you are outdoing anything that I've ever seen because the befores and afters are just wild. And the rent rates before and after are wild. And this area, yes, you can absolutely get a great deal, a great bargain on real estate, and that doesn't come without its challenges and its problems. [00:08:06] But one of the things that I think is just so great in this area that you do is you take these distressed properties and you make them beautiful and livable and safe. And you provide a wonderful home now on something before that was dilapidated. [00:08:25] Kelly: And the market's full of C class properties. You know, I hear a lot of property managers say, "Why are you even bothering with those?" [00:08:31] Well, honestly, there isn't anything else. Yeah, that's what we hear. You work with what you got. And I probably wouldn't be a real estate investor if the market wasn't like this. Because that's how I got in. I didn't make a ton of money in radio. I didn't. But I made enough to get in, you know, with a C class property. [00:08:48] And now those C class properties are paying for my life, and my daughter's life, and it's beautiful. The property management company? That's just icing on the cake, but I think it might even eclipse what I've been able to do with my rentals. [00:09:00] Jason: Oh, I'm sure. [00:09:01] Kelly: And there's a need for it. [00:09:02] Jason: Yeah. Big need. [00:09:04] Kelly: Yeah. So the biggest thing I learned, back to your question about how to vet clients, does their philosophy match mine? Do they believe their C class property could be turned into a desirable place to live? And yes, you will be charging market rent for that, which is a lot more than maybe you thought you could charge. And you'll get a better class tenant that way. Or are they just happy not doing anything to the property, just letting it be what it is and getting whoever they can get into it and, you know, getting whatever money they can for it. I don't really want to work with those people. [00:09:38] Jason: Do you find part of this though is just selling? [00:09:41] It's like convincing them to align with your vision? Because it sounds like you have a better vision than a lot of the people that might come to you. [00:09:48] Kelly: Sometimes when I show them the spreadsheet, of, you know, what I've done for some of my other clients, including the first one that I told you about. I mean, I really turned some of his properties around. [00:09:59] And I've tried to fire him twice. Yeah. [00:10:01] He won't go and, you know, he's also a third of my income, so I'm going to keep him on. And, but the thing is, he's kind of listening to me now. Kind of. [00:10:11] Sarah: He's open. Well, I think. It's like a walnut shell. We've just cracked it open. Maybe some of the good ideas are seeping through. [00:10:18] Jason: I've talked about this before, but I think also part of it is, as we've seen, you come into your own in more confidence in what you're doing and the more confident you are, the more some of these A personality types or these difficult personality types will kind of abdicate and allow you to lead them. [00:10:36] And I talk about metaphorically punching people in the face sometimes. So you probably maybe punched them in the face metaphorically a couple of times since then. And so setting those healthier boundaries. Is something we naturally do when we start to believe in ourselves more. And so what other shifts do you feel like you've noticed in Kelly? [00:10:55] Or what are some of the things that DoorGrow's helped you with? Are you making changes too? [00:10:59] Kelly: Well, like Sarah said, a lot of the mindset stuff, I mean, a big revelation came to me when I was at DoorGrow live. [00:11:05] Jason: Yeah, what was that? [00:11:07] Kelly: Well, first of all, getting to DoorGrow Live was a challenge because I was in the midst of my survival mode. [00:11:13] I'm a solopreneur still. I do everything myself. My husband's my broker of record, but, like, he's off doing his thing. Sure. So. [00:11:21] Jason: You were doing everything, you're really busy, and you're like, how do I take a break to even just go to DoorGrow Live? [00:11:26] Kelly: Yeah, and, you know, then I've got this mindset that, you know, how can I afford it? [00:11:30] But the thing is, I did have the money to go. That's another thing. I've got a poverty mindset I need to get past. And when I went to DoorGrow Live, that was really thrown in my face. Because I was talking about the challenges of being a solopreneur. And one of the pieces of advice that I was given by one of the speakers is, "What's your time worth?" [00:11:49] You know, you can't be doing all of these things when you pay somebody. Yeah, and I thought, well, what's my time worth? And then this little voice in the back of my head said, well, not a whole heck of a lot. [00:12:00] Jason: You told everybody that. You said, "not a whole heck of a lot." [00:12:04] Kelly: Yeah. [00:12:04] Jason: And we're like, "oh, okay." [00:12:06] Kelly: Yeah. [00:12:07] Jason: Yeah. [00:12:07] Kelly: Well, I mean, that comes from, you know, my background. I grew up without a lot. [00:12:11] Jason: Yeah. You know, [00:12:12] Kelly: I saw my parents struggle. They're working class people. You know, I got into an industry that was on its, you know, downslide when I, I started on the radio in you know, the early nineties, you know, probably right after it started to slide down and, you know, there've been multiple layoffs and, you know, voice tracking and automation and, you know, I survived, but I think one of the reasons I survived was I was willing to work really hard for not a whole lot of compensation. [00:12:40] Jason: Sure. [00:12:40] Kelly: You know, as people were let go and reductions in force, I was given more duties, but not more money. [00:12:47] Jason: Sure. [00:12:48] Kelly: And, you know, you do that long enough, you start getting the message that, oh, well, your time really isn't worth a whole heck of a lot. [00:12:54] Jason: Yeah. [00:12:55] Kelly: Yeah. [00:12:56] Jason: Who decides what your time's worth? [00:12:57] Kelly: I do. [00:12:58] Jason: Yeah. I do. [00:12:59] Yes. [00:12:59] Kelly: I do. [00:13:00] Yeah! [00:13:01] And, you know, that's... [00:13:02] you do now. Yes. [00:13:03] Jason: How has that shifted for you then? What's your perception of your time and the value of it? of your time now? [00:13:09] Kelly: My perception of my time is, you know, first of all, I don't need to be tied to the Henry Ford 40 hour work week or even the 50-60-70-80 hour work week that I hear people say you "should" do when you're running a business because, you know, it's impractical. [00:13:24] I have a daughter. She's a teenager. She's just started high school this year. She's a field hockey athlete and now she wants to be on the swim team and she's got needs. Mhm. Right? I've got a husband who does not have a cushy job I can fall back on while I do my entrepreneurial thing. [00:13:40] Jason: Right. Right. [00:13:41] Kelly: He's also an entrepreneur. [00:13:43] We are living off self employment income. So it is a constant, you know, point of stress. So, you know, I need to find out my key productivity time, and that's when I work. And sometimes I get four or five hours a day, and that's it, of key productivity time. But then I find myself, you know, when I'm walking the dog, having all these great ideas. [00:14:06] You know, I do things like I listen to your podcast you know, some great audio books that have been recommended to me. I devoured The One Thing by Gary Keller, the Profit First book. And I'm starting to implement these ideas. And it's just sort of like they're ladder steps. [00:14:23] Jason: So basically, little by little, you've been investing in yourself by leveraging reading, getting coaching, doing this stuff. [00:14:31] And that's translated into you valuing yourself a little bit more. [00:14:35] Yeah. [00:14:35] Awesome. [00:14:36] Kelly: Absolutely. And I've learned to turn things over, like maintenance, you know, I hired one of the vendors that you recommended, Vendoroo and they're, you know, the tenants still text me with maintenance issues. [00:14:47] Sure. And I text back, "put it in the portal." Right. "If you can't put it in the portal, call this number and they'll teach you how to put it in the portal." [00:14:55] Jason: But yeah, probably less willing to take phone calls than you were before. [00:14:58] Kelly: Yeah, I've never really taken phone calls. [00:15:00] Jason: That's good, that's good. [00:15:02] Kelly: Thanks me. Get it all in writing. [00:15:04] Jason: So you went through our whole rapid revamp process as well, like with the branding and like getting everything kind of dialed in, pricing. You've implemented a lot of things. And so, has that impacted your confidence level as well? [00:15:20] Kelly: Oh, absolutely. I really feel like, you know, I'm marketing a real brand now with Crimson Cape. [00:15:25] Jason: Yeah. What, what was it before that? [00:15:26] Kelly: GPGH Management Company. [00:15:29] Jason: Oh, the acronym. [00:15:30] Kelly: Yep. Good People, Good Homes. [00:15:32] Jason: Yeah. [00:15:32] Kelly: You know, just to take off of that and, you know, everything was GPGH. My husband was GPGH Realty. [00:15:38] Jason: It sounds like some sort of drug or something. What do you take in GPGH? [00:15:42] Kelly: Well, it's the right market. [00:15:44] Jason: Okay. Well, then there's that GLP 1 joke too that you could put in there. GLP 1. Yeah. But my husband actually reprinted his real estate company because of, you know, he was inspired by what I did. [00:15:54] Yeah. Yeah. Okay. What's his brand? [00:15:56] Kelly: He's Gorilla Real Estate. That's the little stuffed gorilla you saw on the way in. [00:16:00] Jason: Okay, yeah. Yeah, and they're different, which is nice. They're not like, you know, kind of mixed together. [00:16:06] Kelly: Right, right. And I don't want, you know, people to really associate us together, even though we do share an office. [00:16:11] Jason: Yeah. [00:16:12] For now. [00:16:13] So you've gone through the branding, your pricing is different than anyone else in the market. [00:16:19] Kelly: Yeah. It's higher than anyone else in the market too. And that keeps a lot of the riffraff away. [00:16:24] Jason: Yeah. It's better to be at the top than to be competing with the garbage at the bottom. For sure. Yeah. Especially in a difficult or lower end market. Yeah. Yeah. So awesome. What other changes? [00:16:36] Sarah: I think, well, how many, we've gone through the rapid revamp a couple of times, so she's done the mindset piece a few times, and I think every time you go through it, you kind of get, like, an extra layer out of it, like almost like the next, like we're stacking like, levels and levels and levels of different like mindset tips and tricks, and then the perception piece, which once we're done with the little pieces on the website, we can get that launched for you. [00:17:04] I think that will make a huge difference. And recently. I mean, for the whole entirety of the time that you were in our program, you had always said "there is no way I can add more units. There is no way I can do more work. There is no way I can even focus on growth." And you are now adding new doors. [00:17:24] Kelly: Yep, I added three last week. I added another two Sunday night from a current client. I didn't know she had another double block. You know how I got those doors? She called me from you know, her poor husband is at the Cleveland Clinic. So she called me from Cleveland and she's like "I got a no heat call from this one building that you're not managing And I can't deal with it. Can you please take these units?" [00:17:47] Jason: Nice. [00:17:48] Kelly: So I just got two more doors. [00:17:49] Jason: Okay. [00:17:50] Kelly: And I'm hopefully closing on another five by the end of the week. [00:17:53] Yes! [00:17:55] Jason: So doors are just starting to flow and you're able to dedicate time now towards growth which before you're kind of [00:18:01] Kelly: yeah [00:18:01] Jason: Chicken with head cut off running around and dealing with stuff. [00:18:04] Kelly: It's going to get a little iffy again now that I've added these doors, you know, okay. Now I have to onboard all these tenants. And there's a couple that come with the vacant units that they want me to rent in January? [00:18:16] Jason: Yeah. [00:18:17] Sarah: The best time of year here. [00:18:21] Jason: Right. Lots of activity. [00:18:23] Sarah: Speaking of vacant units, You have none now in the portfolio that you're Managing? [00:18:28] My current portfolio, I filled them all. [00:18:31] Yeah, and how many did you have? Because I feel like all throughout the year I was getting updates and it was like 20 something and down a little bit, down a little bit, and now you're at zero. [00:18:41] Kelly: Yeah, I filled I think 17 units over the course of the last year. [00:18:45] Amazing. [00:18:46] 10 of them were filled between September and now. [00:18:50] Jason: Nice. Wow. [00:18:50] Kelly: And I've got a few that are coming up. I've got, you know, two of my tenants are moving into senior housing. So, you know, that means I'm probably going to have to redo their apartments because they've been living there since like 1965 or whatever. [00:19:04] I'm sure they're going to need to be some updates. [00:19:07] Jason: So in getting this business started, if you hadn't heard about DoorGrow, or say, DoorGrow didn't exist. Where would you be you think right now? [00:19:15] Kelly: Oh my gosh. [00:19:16] Jason: What'd be going on? [00:19:17] Kelly: I'm not sure I'd still be doing it. [00:19:19] Jason: You think you would have quit? [00:19:20] Kelly: With this client that I took on from the beginning, if I didn't know any better, I would think this is what property management is. [00:19:27] Jason: And you'd be like, yeah, right, so talking with us saying you should probably fire this client was probably enough to go, "okay, this may not be everybody." [00:19:35] Kelly: Right. [00:19:36] Jason: Okay. [00:19:36] Kelly: Right, right. And you know, and you also helped me work with this client. So he's still my client, and he could be a very good client now that his buildings are cash flowing. But that remains to be seen because I got a little pushback on a repair last night that I wasn't real happy with, but we'll see. [00:19:53] Jason: You're going to set some strong boundaries with this guy. [00:19:56] Kelly: I might have to punch him in the face a third time. [00:19:58] Jason: Metaphorically. Right, right. Metaphorically, we're not advocating violence. Yeah. Yeah. Okay. Okay. All right. Well anything else that we should chat about or cover? I mean, it's really been, like I said at the beginning, it's been inspiring and exciting to see you grow. [00:20:13] We're really excited to see where you take this and we've seen just it and that's why we do what we do. It's great to see clients just grow like you've come so far. Your whole energy is just different. Just how you are from when we saw you at DoorGrow live and you're like, well, what's your time worth? [00:20:29] And you're, you've spouted off, "well, not very much," you know, or whatever you've come a long way. And I'm really excited to see where you go with this because this could be a really great residual income business. I think absolutely it will overshadow what you're making off your rental properties, but then it also feed you some more real estate deals in the future. [00:20:47] For sure as you, as you work this. And so, yeah, I think it'll be interesting. And how does the, the king of Gorilla Real Estate feel about everything that you're doing? [00:20:56] Kelly: Oh, he's incredibly supportive. Yeah. I think he misses when I used to just, you know, clean up his bookkeeping for him. We now have to hire someone to do that. [00:21:05] Jason: Mm-hmm. Yes. Those wealthy problems. Yeah. [00:21:07] Kelly: And yeah, and that's another mindset thing I need to get over. And you cover this in the rapid revamp when you're talking about, you know, the three types of clients you got, your, your normals, which you're, you're aiming for. [00:21:18] Jason: Yeah. [00:21:18] Kelly: But then you've got, you know, your cheapos and your premiums. [00:21:21] Sure. [00:21:21] Jason: Yeah. [00:21:21] Kelly: And and, and one of the things you talked about, the cheapos is. Are you a cheapo? [00:21:27] Jason: Oh. Yeah. [00:21:27] Kelly: And I realize that, yeah, I kind of am a cheapo. [00:21:30] Jason: You get what you attract. Huh. And so, yeah, we're blind, we have a blind spot towards which category we are showing up as, and so stretching yourself to not be a cheapo. [00:21:41] Kelly: I grew up with nothing. You know, I grew up with nothing, so, yeah, that's why I'm a cheapo. [00:21:47] Sarah: Yeah. And I get it, because I too was in that mindset, especially when I lived here. [00:21:52] This area is in that mindset. [00:21:54] Yes, the whole area is very, and when you find someone who kind of breaks through that bubble, It's odd here, right? [00:22:03] And it's different. And it's weird. And it's like, what are they doing? What is this all about? This is just weird. Like, why are you not, you know, normal like us? And when that was something that I had struggled with for a very, very long time, too, because back when I had lived here, I thought, "okay, well, I want to make more money. And like, I need to make more money. And the only way I can do that is I can either work more hours and maybe get some overtime or maybe I can find a job that's going to pay me more and or ask for a raise, or and this is my go to strategy, was let's just work two jobs, three jobs, four jobs." I was working four jobs at a time. [00:22:44] I was working seven days a week and I did that for years and years and years just because, well, this job I maxed out on and I can't get any more money out of here, but I need more money, so, oh, let me just add on another job. Yeah, so I understand that completely and it was just, it was with time that that started to just crack and shift a little bit. [00:23:02] Jason: Kind of the trap of time for dollars. As if that's the only way. [00:23:07] Sarah: Absolutely. Absolutely. [00:23:09] Jason: So yeah, so being exposed just to other people that are not of that mindset probably is cracks that glass ceiling you spoke of a little bit before maybe. [00:23:19] Kelly: Right. Yeah. And what I'm noticing is that I'm attracting people, local people, that have a similar mindset and they exist. [00:23:28] You know, there's a lot of entrepreneurs in this area. Chris Jones started Pepper Jam, and he decided to keep his company here. [00:23:34] Sarah: Oh, wow. [00:23:34] Kelly: Yeah, I mean, there's, there's a few. Tech company, you might have heard of them. But yeah, there's, there's a few. [00:23:39] Jason: So, you are no longer a cheapo. [00:23:42] Kelly: No. I, well, I'm working on it. [00:23:45] I'm working on it. I catch myself. [00:23:46] Jason: You say... [00:23:47] Kelly: I am no longer a cheapo. [00:23:49] Jason: I am more normal. [00:23:51] Kelly: I am more normal. [00:23:52] Jason: Graduating towards premium. [00:23:53] Kelly: And I'm graduating towards premium. [00:23:55] Jason: It's good to be premium. We get to decide this, right? We get to decide this. [00:24:00] And so as you stretch yourself into more premium experience and recognizing, like, money is not the painful thing to be focused on, there's, and there's better things to be focused on that are more valuable and more important, like your time. And as you put a greater and greater premium on your time, you shift out of that currency of cash being the, you know, the God of your life controlling you and then you can start to be grateful. [00:24:26] And I think one of the key things for everybody listening is when we start to celebrate all of the things that we used to complain about related to money, I think this is how we shift out of that poverty mindset is, oh, we got to pay this bill. Thank you God that I have lights and power that I'm able to afford to do this. [00:24:44] Or thank you that I'm able to do this. And when we start to be grateful instead of projecting pain every time we see or hear money, And we start to project gratitude, then we start to attract more money. Like we start to be open to that. And as we shift into normal, yeah, we attract more normals. As we shift into premium, we attract more premium clients. [00:25:05] And they recognize you. It's like, there's a knowing between you and them, like, yeah, this is how it works. You come to us and we take care of everything and we take care of you and you get a premium service and product and they're like, "yeah, that's what I want." because premium buyers, when they see people that are cheapos. [00:25:20] They can like kind of smell it on you, right? So then they're like, "I don't want to work with this person. They're not going to take care of my property the way that I would want or do things or take care of me the way that I want." And so investing in ourselves. Sometimes for me, one of my coaches said, "go get a massage, you know, go do things to invest or take care of yourself to where you feel like..." you know, anything where we say, I think the poverty mindset is we hear this voice that says, " I don't need that nicer car. You don't need to go get a massage. Why do you need that?" Normal and premium is about shifting beyond need, right? Need is scarcity, need is starving, and need is survival, and so, and then what happens is we have to create drama or problems in our life in order to justify taking time off, so we have to get sick, or we have to justify it. [00:26:09] Doing something and so when we shift out of that then we shift into a healthier state where we can decide I am going to take a vacation or I am going to take time off. I'm going to go to DoorGrow live. You should all go to DoorGrow live, so. [00:26:20] Sarah: I highly recommend coming up in May! [00:26:23] Jason: It's coming up in May. Go to doorgrowlive.Com. So, all right anything else we should touch on? [00:26:28] Sarah: One thing and I don't know if I've ever said this on the coach a call where you've been on but for me, it was actually Roya Mattis. She, at the time, was in Mary Kay like, and I was in cosmetic sales for Mary Kay, and It was very early in my Mary Kay career and I was kind of learning how to be entrepreneur ish, right? [00:26:53] Like, "Oh, I can write these things off and I can do things differently" and, "Oh, this is an expense, but it's a good expense." And it was a lot of new things for me. And one of the things that she had said is and I'll never forget because it just stuck with me and I went, "Oh, okay." Yeah, I need to stop thinking like that right now. [00:27:11] Is " come tax time, there are people who can't wait for tax time because they're waiting. They're depending on that refund and they're like, 'Oh, thank God I get this refund.' Right?" [00:27:21] A lot of rent gets caught up in it. [00:27:23] It sure does. Yeah. Funny. All of a sudden they have money. So. Once you start really making money, though, you don't get refunds anymore. [00:27:33] What ends up happening is you pay money. And not only do you pay money into it, but you now are, like, quarterly paying money. But you don't have to do that if you're, like, barely scraping by, if you're not making money. So, what she said to me is, " when you're, like, rich and you're making money You're excited to pay this money because you're making so much money that now, not only are not going to get a refund, but you don't, you don't worry about the refund, you're making money and now you're paying the taxes and you are going to hit a point where you want to be paying taxes more often than just once a year because that means you've reached a certain level and now you're making a certain amount of money and your goal at that point is then going to be, 'well, how can I increase this?'" [00:28:24] And that for me, it just stuck in my head forever. And I went, "Oh. Oh, geez. I didn't even realize that." And at that time I was, I was. Like, "well, I'm going to get a couple thousand dollars back, like on my tax refund." I haven't gotten a refund in years. And it's true though. It's just a different way of thinking about things. [00:28:40] It's like, well, you know, if you make this tiny little bit of money and then I can get, you know, a couple thousand dollars back at the end of the year, or I can make a whole lot more money. And then, yes, I have to make some quarterly tax payments. Man, I'd rather make a lot more money and I'll just give the government some of it. [00:28:54] And then what you have to do is just figure out how can we reduce that as much as possible. [00:28:59] Jason: I would love to see taxes just be reduced dramatically. So, we'll see. [00:29:04] Kelly: But, who knows what they're going to do. [00:29:05] Jason: I don't get super excited about paying taxes, but I do get excited. I would rather, like, see more income on my tax return. [00:29:13] You know taxes every time so. [00:29:14] Sarah: Would you rather make the big amount of money so that you have to pay the taxes in or would you make a really small amount of money so that you get a refund? [00:29:22] Kelly: Yeah, just a really good accountant that can help you zig when the government zags [00:29:26] Sarah: So that that was something that she said to me and I went oh, okay, that is a very different way of thinking about it. [00:29:33] And it just, just stuck with me. [00:29:35] Jason: Yeah. Always looking through the lens of 'why is this positive?' it's a healthy mindset for sure. Yeah. Why are taxes positive? All right. Everybody listening is like, "they're not." [00:29:45] Sarah: I know. Right. Cool. My brother wants a shout out. So shout out to Jason. [00:29:50] Jason: What's up, Jason? [00:29:51] Sarah: He's like, "you never shout me out!" Here, here you are. The three of us are waving to you now. So, what's up, Jason? [00:29:58] Jason: No, he's got the same name as me. Everybody's like, what's that all about? [00:30:01] He's dating a Sarah. [00:30:03] Kelly: Oh! [00:30:04] Jason: Which is funny. And you have a stepsister, that's Sarah, so he's got two, three Sarahs in his life right now. [00:30:13] Three Sarahs, two Jasons, and a partridge in a pear tree. All right. Cool. Well, Kelly, it's been great coming to hang out in your office and to meet you in person like here in Pennsylvania. Thanks for hosting the DoorGrow show and having us hang out with you and we're excited to see where you go and how you progress in the program and all the things you're going to do as you add doors. [00:30:36] And I think the future is really bright for Crimson Property Management, Crimson Cape. Hey, I missed the Cape. It's like superhero stuff here. Yes. I am. I love it. All right. 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Al and Kelly talk about Fields of Mistria Timings 00:00:00: Theme Tune 00:00:30: Intro 00:05:39: What Have We Been Up To 00:13:12: November Game Releases 00:15:25: Stardew Concert 00:27:34: Game News 00:40:41: New Games 00:51:38: Fields Of Mistria Links Stardew Valley Symphony of Seasons Sun Haven UK/Switzerland/NZ Switch Release Everdream Valley “Family Time” DLC Snacko “Builders Dream” Update Spiritea “Phantom Friends” Update Farlands 0.3 Update Ratopia Dreamland Farm Ooze Keeper Contact Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:30) Al: Hello farmers, and welcome to another episode of the harvest season. My name is Al, (0:00:36) Kelly: And my name is Kelly. (0:00:37) Al: and we’re here today to talk about cartridge core games. (0:00:43) Al: Welcome back Kelly, how are you doing? (0:00:46) Kelly: Pretty good. Enjoying the long weekend. It’s been nice. (0:00:49) Kelly: It’s nice to be back, too. How have you been? (0:00:51) Al: Yes, yes, good, good, good. (0:00:54) Al: I’m, yeah, doing all right. Just, you know, I’m cramming in as many farming games as possible (0:00:58) Al: before the end of the year. (0:01:00) Al: My game of the year episode is as accurate as possible. (0:01:04) Al: So busy. (0:01:06) Kelly: - Good dedication, really dedicated. (0:01:08) Al: Yeah, I mean, I feel like I probably could have played half of these in the first half of the year, but, you know, procrastination. (0:01:13) Kelly: But yeah, where’s the fun without that? (0:01:18) Al: Yeah, this is when the ADHD kicks in and goes, “Oh, deadline, great!” (0:01:22) Kelly: Yeah, yeah, no, literally. (0:01:25) Kelly: Do you have any things I did in like the 10 minutes (0:01:27) Kelly: before I sat down to record this? (0:01:29) Kelly: I think I ran through like five chores, just, why? (0:01:30) Al: Yeah, classic. Well, this is also Kelly’s 10th episode on the podcast. (0:01:40) Kelly: Whoo, I can’t believe it’s been 10. When you said that, I was so shocked. (0:01:40) Al: It’s wild. Yeah, yeah. I was surprised as well. I didn’t expect it to be that many because (0:01:52) Al: I guess it’s just been over a long time. Your first episode was in 2021. So we did Spirit (0:01:56) Al: and then the Spiritfare DLC, and then you and Kev did. (0:02:00) Al: Cult of the Lamb, and then you and Bev and Maddie did Potion Permit, (0:02:05) Al: and then we did Fishing Break, you and Kev did Graveyard Keeper, and then we did Pumpkin Panic, (0:02:11) Al: an episode called “What is Stardew still missing?” which I don’t even remember doing, (0:02:15) Al: but apparently we did. Yeah, sure. (0:02:16) Kelly: I remember that. (0:02:17) Kelly: That’s when it came out for the PC. (0:02:23) Al: I need to see how many episodes we’ve done on Stardew, and then the Dave the Diver story episode. (0:02:29) Kelly: Oh, yes. (0:02:30) Kelly: Yeah, yeah, yeah. (0:02:31) Al: And then this will be your 10th one, wild, there you go. (0:02:34) Kelly: So many fishing– (0:02:35) Kelly: farming games, not fishing games. (0:02:37) Kelly: Also fishing games. (0:02:38) Al: Well, yeah, one of them was specifically a fishing game. (0:02:41) Kelly: Yeah. (0:02:42) Al: And the others almost all have fishing in them. (0:02:44) Al: Does Dave the Diver count as fishing? (0:02:46) Kelly: I wanna say yes, but I feel like no, because realistically to me it’s the mechanic of fishing. (0:02:55) Al: Well, that’s why that’s why I’m questioning it. (0:02:58) Kelly: Like I think the fishing is so different. (0:02:58) Al: But like, there’s a lot. (0:03:02) Kelly: Would you count scuba diving and animal crossing as fishing? No, that’s like it. (0:03:07) Al: You’re not catching fish when you’re scuba diving, though. (0:03:08) Kelly: Oh, you’re not? Oh, the dive thing? No. (0:03:10) Al: No. (0:03:12) Al: No, you only catch fish with a fishing rod in Animal Crossing. (0:03:16) Al: You, there are, it’s quite, yeah, yeah. (0:03:16) Kelly: Is it just like clams? (0:03:18) Al: I think maybe as far as like a crab, but I don’t think there’s any fish. (0:03:23) Kelly: Okay. No, I would not count David Diver as a fishing game, honestly. (0:03:28) Al: Interesting. OK, that’s this is our controversy of the episode. (0:03:33) Al: Listeners, tell us, do you think Dave the Diver is a fishing episode or not? (0:03:40) Al: If you make me decide, I would say yes, it is a fishing game (0:03:44) Al: because I think that fishing would be catching fish. (0:03:48) Al: I don’t think you specifically have to use a fishing rod or a fishing net (0:03:52) Al: to count as fishing. (0:03:54) Kelly: I see your point. I think I’m going more off of the vibes of every other mini fishing game. (0:03:58) Al: Yeah. (0:04:01) Kelly: Because definition-wise, you’re correct. It is a fishing game. What else am I doing, (0:04:05) Kelly: if not fishing? But I wouldn’t count it with the fishing games. It almost is kind of like (0:04:06) Al: Yeah. I mean, I would say it’s a– Sure. Okay. I would say it is a fishing game, (0:04:11) Kelly: that little controversy they had with the indie game thing. Okay, okay. (0:04:18) Al: but not a cottagecore game, which is ironic because it’s a cottagecore podcast. And I feel (0:04:24) Al: like we had the discussion about whether it was cottagecore or not, multiple times throughout the (0:04:27) Al: summer. Anyway, five minutes discussion on the Diver who expected that. This episode, we are (0:04:34) Al: finally going to talk about Fields of (0:04:36) Al: Mistria. I realised that, apparently, Spotify has the (0:04:40) Al: ability to leave comments and I went on and noticed there’s a (0:04:43) Al: person on Spotify that has just been commenting regularly. Are (0:04:46) Al: you going to cover Fields of Mistria? So, yes, here we are (0:04:51) Al: covering Fields of Mistria. Shout out to you, our single (0:04:53) Kelly: For that one Spotify– (0:04:54) Al: commenter. I can’t even remember the name. Yeah, episodes as (0:05:01) Kelly: I didn’t know you could comment on Spotify stuff, either. (0:05:07) Al: Yeah, so there’s Jack. There we go. Jack, you’re the one who’s (0:05:12) Al: commented multiple times asking for Fields of Mistria. As (0:05:15) Kelly: Hey, Jack. I hope you enjoy this episode. (0:05:16) Al: recently as nine days ago. Yeah, I mean, we had decided to do (0:05:19) Kelly: This is personally for you, Jack. (0:05:25) Al: this before I even looked at Spotify. But yeah, sure. So (0:05:30) Al: we’re going to talk about Fields of Mistria. Before that, we (0:05:32) Al: We have some news. (0:05:36) Al: A bunch of new games and a bunch of updates. (0:05:39) Al: First of all, Kelly, what have you been up to? (0:05:42) Kelly: I have been playing a lot of Rimworld again, because I think it’s a (0:05:49) Kelly: like, I don’t know what it is, Stardew is like a march game for me. And I think Rimworld is a (0:05:57) Kelly: late fall game for me. So I am back to Rimworld, which is not cottagecore, but it is a lot of (0:06:01) Al: Okay. (0:06:04) Kelly: farming. I mean, I guess technically, you could play cottagecore style, because they do have like, (0:06:10) Kelly: No violence mode, which I have (0:06:12) Kelly: played because I just want to like build. Yeah, yeah, yeah. Yeah, no. And then I’ve also (0:06:14) Al: yeah it’s a management game though isn’t it management style game yeah yeah I’m (0:06:18) Al: not playing it then (0:06:21) Kelly: been playing web fishing, which is really cute and fun and like, very simple, but like the core (0:06:27) Kelly: mechanic of fishing that I just enjoy in every farming game without like the deadline of having (0:06:33) Al: So. (0:06:35) Kelly: having to go to bed at night. (0:06:36) Al: So I have a question about that. (0:06:39) Al: I have been interested in this, but not enough to play it. (0:06:43) Al: But what do you do you interact with the chat room aspect of? (0:06:50) Kelly: You can play alone, or you can join a random lobby, or you can play with your friends. (0:06:55) Al: And what have you been doing? (0:06:56) Kelly: I have been either playing alone or playing with friends. I’m not really a big like, go into random people’s lobbies. (0:07:01) Al: OK, but you have you have done it with friends. (0:07:04) Kelly: Yeah, yeah, yeah. (0:07:05) Al: What does that actually like? (0:07:08) Al: What is actually like? Is it audio? (0:07:10) Al: Is it text? It’s text. (0:07:10) Kelly: No, it’s text. It’s text. And then you kind of get the, like, Animal Crossing sounds as you hit send. It, like, does that. (0:07:20) Kelly: On top of your little chat and it pops up above your head and like, you also have like a little chat message bar so you could like see what you’ve been talking about. (0:07:29) Al: Okay. Okay. Okay. Because I hadn’t I know I looked through the screenshots and I hadn’t seen anything that actually showed the chat room aspect of it. It was all just like, you know, pictures of the fishing. (0:07:37) Kelly: Yeah, yeah, yeah. No, it’s, it’s like a cute little aspect. I like that. I think it’s good (0:07:48) Kelly: that it’s like text. But very, very cute little game. Very cute. I just love fishing games. (0:07:49) Al: Yeah, yeah for sure (0:07:57) Kelly: I’m not going to lie. What have you been up to? (0:07:58) Al: Fair enough. (0:08:04) Al: I have obviously been playing Fields of Mistria quite a bit. (0:08:09) Al: We’ll talk about that when we come to it. (0:08:10) Al: I’ve also been keeping going with Marvel (0:08:13) Al: Snap and Pokemon Pocket. (0:08:16) Kelly: Oh, that’s the TCG one, right? (0:08:18) Kelly: I’ve been playing that. (0:08:19) Al: Yes, yes. (0:08:21) Kelly: I keep forgetting to open my pack, so– (0:08:24) Al: Do you not just open it when you get the notification, no? (0:08:26) Kelly: I don’t have notifications for things. (0:08:29) Al: OK, right, OK, so I turn off a lot of notifications, right? (0:08:34) Al: But, right, if you forget things, which. (0:08:39) Kelly: Yeah, but I’m just going to swipe the notification away. (0:08:40) Al: Yeah. (0:08:42) Al: No, you tap on it and then you open the app, open the gate, open the thing, right? (0:08:46) Al: You just do it then, you do it there and then it’s so fast. (0:08:46) Kelly: No, I’m not gonna do that. (0:08:49) Al: This is so this one, but this is the beauty of this game is it’s so fast. (0:08:53) Al: It’s like you open it and you press it and you get your five cards, you get your (0:08:53) Kelly: It is, that is nice. (0:08:56) Al: Dopamine hit, you swipe the app away the next- (0:08:58) Al: and the notification comes up, you do exactly the same thing. (0:09:00) Kelly: Al, listen. You’re right. I’m not going to try to fight you on this because you are 100% right. (0:09:02) Al: Ten seconds. (0:09:08) Kelly: However, many times I open the app and a message pops up that says, “You didn’t finish opening your card pack!” (0:09:16) Al: did stop doing that then. Yeah, I do. I do that. Yeah, I have to say, yeah, that is a bit of a (0:09:18) Kelly: So that is– [Laughter] (0:09:21) Al: problem. I don’t know why this game is so obsessed with that. It’s like you open up, you open a pack (0:09:26) Al: and you see it and then you write, close the app. And it’s like, I’ve seen my cards. I saw my cards, (0:09:28) Kelly: Mm-hmm because I forgot to like swipe it up. Yeah (0:09:32) Al: right? Don’t tell me I didn’t finish just because I haven’t gone and seen the 15 million animations (0:09:37) Kelly: Yeah, exactly. (0:09:37) Al: after that. It’s the same because it’s the same thing with, uh, with the battles, especially the (0:09:41) Al: solo battles is bizarre, right? Because it’s like, if you, you know, (0:09:46) Al: you do a battle and then you get annoyed because you lose. So you close, (0:09:49) Al: you just swipe the app away in anger. It’s like a really satisfying thing to do. (0:09:53) Al: And then you open it next time and it’s like, oh, did, you know, you didn’t finish this battle. (0:09:57) Al: I’m like, I did. I lost because I didn’t go through this stuff. Don’t make me relive this. (0:09:58) Kelly: Yeah, yeah, I actually I haven’t battled yet, but I completely understand. (0:10:01) Al: Why are you making me relive this? Go away. (0:10:10) Kelly: Yeah, but I do like the aspect of the whole idea that it is a two second app where you just open it open your card pack and then close it again. (0:10:18) Al: Perfect. That’s fair. That’s fair. But the problem is you can (0:10:18) Kelly: Like, I just want it for the cards I don’t want to really battle. (0:10:25) Al: get more cards by battling. Oh, yes. Absolutely. I don’t I (0:10:26) Kelly: Is it better than Pokemon Go? (0:10:28) Kelly: I’m not sure. (0:10:30) Kelly: Okay. (0:10:32) Kelly: Maybe I’ll try it, maybe I’ll try it. (0:10:34) Kelly: We’ll see. I gotta get more cards first. (0:10:36) Kelly: Yeah. (0:10:37) Al: don’t do PvP battles very much because like, you know, people (0:10:41) Al: suck. But I do there’s a lot of solo battles in the game. And (0:10:45) Al: know, there’s a new solo battle event going on right now. (0:10:48) Al: now that has unique cards for winning things. So yeah, against the computer. (0:10:51) Kelly: Oh, you can just play it yourself. (0:10:53) Kelly: Okay, okay, I didn’t I didn’t even look at that. (0:10:56) Al: The best bit is you can also tell the game to play for you. So you can have the computer (0:11:02) Al: playing against the computer. Yes, but what I do is when I’m sitting at my desk and I want just (0:11:04) Kelly: What? Kinda lazy? (laughs) (0:11:10) Al: a couple of battles and I don’t care about it because I’ve already beaten these battles, (0:11:14) Al: I just want to beat them more for more rewards (0:11:16) Al: Then I just have it sit (0:11:18) Al: In here I like just down on my phone (0:11:22) Al: Stand it’s just sitting there and it’s just doing the battles and every so often (0:11:27) Al: I look over it and see if I’ve won or lost and then I start again (0:11:30) Kelly: that is nice. I agree. That is a nice feature. Oh, yeah, I should go check mine. I do really (0:11:34) Al: Speaking of which I just got a notification that I’ve got packs. Let’s see. I’ve already got that already got that already got that (0:11:39) Al: Already got that no new cards great (0:11:43) Kelly: like looking at the card art, though. I think that’s the most fun of it. (0:11:46) Al: I’m just in an (0:11:48) Al: unfortunate position right now where I have most of the cards so most days I’m getting nothing (0:11:52) Kelly: Hmm. I only started like a week ago, I think. Also, I’ve noticed I’m very biased. I like almost (0:11:59) Kelly: never opened a Charizard pack. I know, I know. But I don’t want to. I know. I’m just, I have my own problem. (0:12:00) Al: Yeah, some of the cards are specific to that pack. (0:12:09) Al: I don’t know what to tell you. (0:12:15) Al: Anyway, so yeah, Pocket and Snap, I am at 98 on Snap now, so hopefully I’ll get to 100 by (0:12:22) Al: the end of Tuesday. We’ll see. And I’ve also started playing, speaking of playing games (0:12:31) Al: until the Game of the Year episode. I’ve been playing Luma Island as well, so yeah. (0:12:38) Al: I think it’s doing some interesting new things that I may or may not talk about in a week, and (0:12:45) Kelly: - Okay. (0:12:48) Al: I think I appreciate what it is doing, but I don’t know if it’s for me. (0:12:56) Al: But I’ve only put in like 15 hours into it so far, so. (0:13:00) Al: I’m gonna need more time to make that, isn’t it? (0:13:02) Kelly: I think that that sounds like it’ll be fun to see where it goes at least, (0:13:06) Al: Yeah. (0:13:07) Kelly: you know, and sometimes even if the mechanics aren’t for you, (0:13:09) Kelly: it’s like nice just to see people trying. (0:13:11) Al: Oh, for sure, for sure. (0:13:14) Al: All right, that’s what we’ve been up to. (0:13:18) Al: Next is our monthly segment of the recent releases, (0:13:22) Al: because this is only a second time doing it, but I decided that because there’s so many releases (0:13:28) Al: of games. (0:13:29) Al: And I’m always talking about the future. (0:13:30) Al: Talking about the past, I felt like people might want a monthly recap on what’s out (0:13:35) Al: in case they’ve heard of something that they’re like, “Oh, that’s something I want to play.” (0:13:40) Al: And now you can. (0:13:41) Al: So there have been four releases in November. (0:13:43) Al: I know it’s now December when you’re hearing this, but this is for November. (0:13:47) Al: So we have Farming Simulator 25. (0:13:50) Al: So if you love that Farming Simulator, there’s your new one, it’s out now. (0:13:55) Al: We also have Everhome, which I think… (0:14:01) Al: I don’t think that was previously Early Access, was it? (0:14:04) Al: No, I’m not seeing anything about Early Access, so that’s just a release now. (0:14:10) Kelly: Oh, that one looks cute. (0:14:11) Al: It does. (0:14:12) Al: It’s definitely on my list of “I want to play this,” but that list is very long. (0:14:15) Kelly: I’m going to add it to my list right now. (0:14:18) Al: And then we have Petite Island, which I’m pretty sure was in Early Access. (0:14:23) Al: So that is now 1.0. (0:14:25) Al: Is that correct? (0:14:26) Al: Oh, no. (0:14:27) Al: No, it’s not saying anything about Early Access. (0:14:28) Al: I was wrong. (0:14:30) Kelly: Honestly, with the amount of games that are in early access for forever, it’s like, (0:14:37) Kelly: who’s to remember anymore? Everything feels like it’s in early access. (0:14:42) Al: And and then Luma Island as well, which is also not in early access. (0:14:48) Al: So that’s four releases. (0:14:49) Al: None of them in early access. (0:14:51) Al: None of them have been in early access one unusual month. (0:14:54) Kelly: That is pretty crazy is it is it like I wonder if it’s like a pre-christmas thing (0:14:58) Al: Possibly, possibly. (0:14:59) Kelly: You know (0:15:00) Al: I do think a lot of I mean, a lot of games get delayed at this point. (0:15:04) Al: Like you don’t get a huge number of games coming out just now (0:15:06) Al: because they’ve either come out in October in time for, you know, (0:15:12) Al: the Christmas sale or they come out next year because they didn’t quite manage it. (0:15:18) Kelly: Mm hmm. Yeah, that. (0:15:18) Al: They don’t tend to like to come out in December or November (0:15:21) Al: because there’s too much happening. (0:15:25) Al: All right, next, we’ve got the news. (0:15:28) Al: The first news is a piece of news that I (0:15:30) Al: meant to talk about in the last episode, but I forgot (0:15:34) Al: because I didn’t write it down for some reason. (0:15:36) Al: And that is that they’ve announced a new series of stardew concerts. (0:15:40) Al: they had the previous series. (0:15:42) Al: Stargie Concerts that were called Festival of Seasons. (0:15:44) Al: The new ones are called Symphony of Seasons, and these are bigger. (0:15:49) Al: It’s a 35 piece orchestra. (0:15:52) Al: I believe the last one was under 20. (0:15:55) Al: I can’t remember exactly. (0:15:56) Al: I don’t know if it has it listed, but it was it was certainly much more intimate. (0:16:01) Al: It called it a chamber orchestra. (0:16:02) Al: Is that a specific number? (0:16:04) Al: I suspect not. (0:16:05) Al: Rona would be shouting at me if she was in the room. (0:16:06) Kelly: I have no idea. (0:16:07) Al: No, it just means just means small. (0:16:12) Al: So we may if you’ve not listened to it, me and Rona did a greenhouse episode on (0:16:18) Al: going to the previous Stargie Valley concert because Rona, my wife, is a big (0:16:23) Al: musician. She enjoys music. (0:16:26) Al: She does not play Stargie Valley. (0:16:27) Al: So it was a fun discussion to have about the music versus the the game sort of thing. (0:16:34) Al: I have successfully purchased tickets for the new concert. (0:16:37) Al: one the one that they’re doing in Scotland which (0:16:42) Al: obviously one is not very many, but we actually get one in many cases we don’t even get one. (0:16:47) Al: So I’m very happy to actually have one. (0:16:48) Kelly: Whoo! Whoo! Yeah, that is exciting. I forgot you went to the last round. (0:16:55) Al: And the Yeah, yeah. (0:16:58) Al: So that was earlier this year sometime, April or something. (0:17:04) Al: And that was in a converted church in Edinburgh. (0:17:08) Al: This new one is in 2026. (0:17:12) Al: It’s over a year away, which is just because of the time of the year that makes it sound (0:17:17) Al: even further away. (0:17:18) Al: It’s actually only like a year and two months away or something. (0:17:21) Al: I think it’s February. (0:17:22) Kelly: - Oh yeah, it’s heavy, all right. (0:17:22) Al: So it’s not that bad, but it does sound ridiculously far away. (0:17:30) Al: But they’re doing that, and this shows you how they’ve gone up a little bit. (0:17:32) Al: They’ve gone from a converted church in Edinburgh to the Royal Concert Hall in Glasgow, which (0:17:38) Al: which is, I think, three times the size. (0:17:42) Kelly: It’s, it’s, you know, you know, Stardew is big, but I think when you see it like in this kind of aspect, it’s like, wow. (0:17:48) Al: Yeah, this is their second world tour, and this one’s bigger. (0:17:52) Kelly: Yeah. (0:17:54) Kelly: The next one’s going to be stadium level concert. (0:17:58) Al: Yeah, I don’t think I would want to see stardew music in a stadium. (0:18:02) Kelly: No, I think this is much cuter. Yeah. Yeah. But no, that’s so that’s so cool. (0:18:03) Al: I feel like concert hall works best. (0:18:09) Al: So, yeah, it was funny because (0:18:11) Al: so there was a presale that if you signed up to the newsletter, you got the code. (0:18:14) Al: I signed up for that and then we got the code (0:18:17) Al: and then I forgot all about (0:18:18) Al: it. And it was like, because I had my laptop next to my work, because it was 9am on Monday. (0:18:24) Al: I had my personal laptop like next to my desk, ready to log on at nine, and then completely (0:18:29) Al: forgot. It was really unfortunate. And then I looked at the time, there was, I can’t remember (0:18:36) Al: what it was, I just randomly looked at the clock, and it was 11 o’clock and went, “Oh, (0:18:40) Al: the concert. Oh, no.” And so I went on and thankfully they still had. (0:18:49) Kelly: That’s good, especially because, like you said, you only have one night for Scotland, (0:18:53) Al: Yeah. Yeah. Yeah. And well, yeah. And it’s like I could go to England, but there’s only (0:18:54) Kelly: so it’s not like, “Oh, I could drive a few states over if I have to.” (0:19:01) Al: two in England and one of them is London, which is like four hour train ride or yeah. (0:19:06) Kelly: You wanna go to London? (0:19:07) Al: And who wants to go to London? And it’s like, it’s always annoying when you, cause like (0:19:11) Al: London gets the, cause I think you get like, obviously New York gets the, you know, Broadway (0:19:16) Al: musicals first cause obviously Broadway, uh, it’s kind of in the name. Um, but then they, (0:19:17) Kelly: Mm-hmm. (0:19:20) Al: They tend to go to London next and they take forever. (0:19:24) Al: You can always go to London for these things. (0:19:26) Al: It’s like, I don’t want to go to London, oh my word. (0:19:29) Kelly: Yeah, I don’t even want to go into the city for some of this stuff, so I feel you (0:19:34) Al: London is one of them, and Manchester is the other one. (0:19:36) Al: Manchester, despite being further north, is harder to get to than London. (0:19:41) Kelly: Oh, really? I thought I thought that would be closer to you, honestly. (0:19:44) Al: If you’re driving, it’s faster. (0:19:46) Al: But if you’re getting the train, it’s more difficult. (0:19:48) Al: It takes longer to get there. (0:19:48) Kelly: Mm. That makes sense. (0:19:50) Al: because they’ve got like a super fast train from Edinburgh to… (0:19:53) Al: London. It’s like four hours on the train which is fine but then it becomes a whole weekend thing (0:20:01) Al: rather than a night thing. Whereas this is, it starts at 7pm it’s like I can get my kids (0:20:08) Al: mostly ready for bed and then head off and then be back in for midnight. (0:20:13) Kelly: Yeah, you know, that’s nice. Yeah, that’ll be exciting. I didn’t realize it was, I mean, (0:20:18) Kelly: like you said, it’s only like a year basically away. (0:20:20) Al: Yeah, I think the American dates start in like August or something. (0:20:25) Kelly: Mm-hmm. Yeah, end of August. (0:20:26) Al: Yeah, the first dates in Seattle. (0:20:30) Kelly: I will say it’s funny. There’s no New York City date. (0:20:33) Kelly: It’s only upstate New York and New Jersey. (0:20:35) Al: Oh, that’s funny. Is that because New York City is just stupidly expensive to? (0:20:40) Kelly: That’s what I was about to say is it’s definitely because of that. (0:20:42) Al: Of all the places, of all the places in the world, it’s like you do not want to do that. (0:20:47) Kelly: Yeah. So that one makes a lot– because at first I was like, wow, there’s no New York City one. (0:20:54) Kelly: but there is a new (0:20:55) Kelly: New Jersey, which is close enough. (0:20:57) Kelly: I would go there instead of Albany. (0:21:00) Al: Yes, yeah, because, well, I don’t know where New York is, but New Jersey’s closer, I mean, (0:21:06) Al: much of New Jersey is closer to you than most of New York, right? I know, because I read (0:21:09) Kelly: Yeah, yeah, exactly. (0:21:14) Al: a lot of Ms. Marvel Comics, and she’s based in New Jersey City. (0:21:19) Kelly: Yeah, those are my sister works, actually, (0:21:21) Kelly: right across the water. (0:21:23) Kelly: It’s nice there now. (0:21:24) Kelly: They’ve been making it nicer. (0:21:24) Al: New York is right there. You’ve got New York, and then you’ve got Manhattan, and then you’ve (0:21:32) Al: got Jersey City, and then you’ve got New York. That looks… Yeah, that would… Yeah. (0:21:33) Kelly: No, yeah, literally. (0:21:38) Kelly: Oh, they put all their businesses on that side, (0:21:40) Kelly: I’m pretty sure, because they’re like tax reasons. (0:21:42) Al: Because there’s also casinos in New Jersey as well, isn’t there? (0:21:43) Kelly: You know? (0:21:46) Kelly: Mm-hm. We have them in New York now, just they’re more limited. Yeah, there was one that (0:21:49) Al: Howdy! (0:21:52) Al: I thought New York was quite strict with gambling. (0:21:55) Kelly: they were, I think when I was like in my early 20s, stuff started to change (0:22:02) Kelly: and they opened up a casino near where I lived. But I think they were, it wasn’t, you know, (0:22:08) Kelly: as open as like other states are with the gambling even inside of there. You know, (0:22:13) Kelly: like not every game I guess is allowed or stuff like that. Difference. (0:22:17) Kelly: I don’t know what gambling rules are. I just go in and I pull the lever. (0:22:23) Al: - Okay. (0:22:27) Kelly: But yeah, usually people from New York would go to Jersey to gamble because it’s better over there. (0:22:32) Al: It’s really funny, I’m just looking at the Google Maps and I knew there was weird stuff around (0:22:36) Al: exactly who owned Ellis Island and Liberty Island and I noticed that on Google Maps it has most of (0:22:44) Al: Ellis Island listed as New Jersey with like a big chunk of it including the Immigrations Museum (0:22:52) Al: listed as New York. So it’s like because you’re over the line, technically the island is within (0:22:53) Kelly: Oh, that’s funny. (0:22:58) Al: New Jersey. So most of it is New Jersey, but then there’s like an (0:23:02) Al: exclave of New York. We love border disputes. Did you know that Greenland and Canada now (0:23:04) Kelly: I forgot about that whole debacle. (0:23:13) Kelly: Who doesn’t? (0:23:20) Al: have a land border due to a solved border dispute? Yeah, so there’s an island between (0:23:23) Kelly: No, I did not (0:23:27) Al: mainland Greenland mainland Greenland between (0:23:32) Al: Greenland Greenland and like the very north of Canada. (0:23:36) Al: What is that? (0:23:37) Al: It doesn’t have a name. Nobody cares about it. (0:23:41) Al: Which is like right in the middle of the water, (0:23:44) Al: which is where they put the border between them. (0:23:47) Al: So it like crosses the island. (0:23:48) Al: So they spent decades arguing over who owned it. (0:23:52) Al: And then eventually they decided they just split it. (0:23:53) Al: So now technically it’s half and half. (0:23:55) Al: So they have a land border there. (0:23:57) Kelly: that’s cool. It’s kind of like the two little islands in the bearings straight between what (0:23:59) Al: Thank you. (0:24:02) Al: Oh, yeah, yeah, yeah. (0:24:03) Kelly: are they called? Something with a D. I don’t remember. Yeah. Yeah. That one’s messed up though (0:24:06) Al: Diomede, a big Diomede and little Diomede. (0:24:10) Kelly: because like people live there and then they can’t, they got split up and now they can’t see their (0:24:11) Al: Yeah. (0:24:14) Kelly: relatives. Yeah. Yeah, exactly. But you can’t cross that ice. It’s not allowed. (0:24:15) Al: Well, and it’s, and it’s essentially a land border half of the year anyway, because of the ice. (0:24:23) Al: Well, not, well, yeah, not allowed is very different from Kant. (0:24:27) Kelly: That’s true. That’s very true. (0:24:29) Al: Anyway, enough about geography. (0:24:32) Al: That’s the Stardew Valley Concert. (0:24:33) Al: Are you going to go to any of them? (0:24:34) Al: You’re going to go to the New Jersey one? (0:24:36) Kelly: Probably not, no. Yeah, probably not. (0:24:44) Kelly: It would be cool, but no. Yeah, no. I’m very excited for you. That is very cool. (0:24:46) Al: I’m excited for it. (0:24:52) Al: We don’t go to stuff very often because kids. (0:24:54) Al: So this year we went to the Stardew Concert (0:24:56) Al: and we went to Hamilton. (0:24:58) Al: Hamilton were in Edinburgh. (0:25:00) Al: And then next year, next year. (0:25:00) Kelly: Oh, nice. What is that? (0:25:02) Al: Next year, we’re going to see six. (0:25:04) Al: I think that’s what it’s called. (0:25:06) Al: So I believe it’s about Henry VIII’s wives. (0:25:08) Kelly: Oh, you know what? I think I might have heard something about this, actually. (0:25:11) Al: You’ll probably have seen music from it on TikTok. (0:25:15) Al: It’s all over the place. (0:25:15) Kelly: Yeah, that makes sense. TikTok is a great marketing ploy for that. (0:25:17) Al: So yeah, so many, so many musicals I’ve learned about that, yeah. (0:25:25) Kelly: Yeah, they’re really catchy. They get stuck in your head really well. (0:25:31) Al: Yeah, it’s a modern retelling of the lives of the six waves of Henry VIII. (0:25:36) Kelly: Okay. That’s cool. Yeah. No, yeah, yeah. Yeah, why not? And that’s fun. And now that you (0:25:38) Al: All I know is the music’s catchy, and Rona wants to see it, and I was like, yeah, let’s (0:25:45) Al: go see it, because I like the music. (0:25:49) Kelly: can, like, now that the kids are a little older and can actually get out a little bit (0:25:53) Kelly: more. It’s like, why not? (0:25:54) Al: So that’s our one for next year. (0:25:56) Al: And then we’ve got the Stardew concert the year after. (0:26:01) Al: Maybe I’ll see Wicked in 2026. (0:26:04) Kelly: Oh, yes, I want that to come out. I want them to release that on the streaming so that I don’t have to go into the theater for it. (0:26:10) Al: So here’s an interesting thing for you, apparently you can go into the New York Public Library (0:26:20) Al: and watch it. (0:26:20) Kelly: Oh, but I didn’t have to go to Manhattan. (0:26:21) Al: No, I know, I know, right? (0:26:26) Al: But you can, at least. (0:26:27) Al: I can’t. (0:26:28) Kelly: Yes. Okay. Okay. Okay. That’s fair. That’s fair. That’s fair. (0:26:29) Al: Yes, it would be work, but less work than going to the theatre. (0:26:30) Kelly: It would be a trek to get there and then have to sit there and watch it. (0:26:38) Kelly: Yes. I’ve heard it’s a lot of sing-alongs in the theaters, (0:26:42) Al: Goodness, thankfully, I live in a very, a place where it is unacceptable to sing. (0:26:44) Kelly: which I’m happy for those theater kids, but you know, I don’t, I’m not a theater. (0:26:54) Al: So when we went to see the film, there were not people singing. (0:26:59) Kelly: I wish. (0:27:00) Al: This is what is unusual. (0:27:01) Kelly: My mom, actually. (chuckles) (0:27:02) Al: This is what is unusual is actually the people clapped at the end of it. (0:27:06) Al: I have never had people clap at the end of the film. (0:27:07) Kelly: Oh, it’s like clapping when a flight lands. (0:27:11) Kelly: I hate both of those. (0:27:12) Kelly: I hate those kind of people. (chuckles) (0:27:12) Al: There is one situation where clapping when a flight lands is acceptable, (0:27:16) Kelly: Yes, yes. (0:27:16) Al: and that is when you thought you were going to die. (0:27:18) Kelly: Yeah. (chuckles) (0:27:20) Kelly: Every other time, it’s just like, (0:27:22) Kelly: that guy was just doing his job or her job, (0:27:24) Al: Yeah, yeah, yeah, yeah, yeah. (0:27:26) Kelly: like, this is how it should go, don’t clap. (0:27:29) Al: If you thought you were going to die or you’re flying Ryanair. (0:27:35) Al: All right, so let’s get into some game news now. (0:27:37) Al: So the first in the news is Sunheavour. (0:27:40) Al: I’ve announced their UK, Switzerland, and New Zealand release date. (0:27:46) Al: If you’re not up to date with the weird situation here, I will just summarize it. (0:27:51) Al: Sunheaven announced their America’s release date, and then they announced their Asian (0:27:57) Al: release dates. (0:27:59) Al: And then they announced most of Europe and also Australia, but not Switzerland, the United (0:28:05) Al: Kingdom, and New Zealand. (0:28:07) Al: And I, at the time, and still do think they just forgot. (0:28:10) Al: Well, so the Switzerland and United Kingdom I noticed were alphabetically at the end of the list, after all the other countries, so I just think they just copied and pasted incorrectly. (0:28:12) Kelly: ‘Cause I was like, what a weird bunch of countries to kind of like… (0:28:26) Al: I’m not sure why New Zealand, maybe they just forgot it existed, but I’m not 100% sure what the system. (0:28:34) Kelly: Because I would think New Zealand and Australia would be paired together like (0:28:36) Al: Well, so, so, right, OK, so… (0:28:40) Al: The weird thing about… So, the way the eShop works is there are, I think, six different regions. (0:28:47) Al: There is one for North America and one for South America, one for Europe, Australia, (0:28:55) Al: and New Zealand, and South Africa, I believe, and then there’s one for Japan, one for Hong Kong, (0:29:02) Al: and one for South Korea. Was that six? That was six. I believe that’s all of them. (0:29:04) Kelly: Okay. Yeah. (0:29:09) Al: what I understand based. (0:29:10) Al: So I think this is just them like cleaning up after their mistake and not admitting it, (0:29:30) Al: which is weird. And I also think the reason that they got they released it region by region is (0:29:36) Al: because they didn’t realize there were multiple regions until they’d already added it. (0:29:41) Al: To the Americas one. (0:29:42) Kelly: That’s so funny! (0:29:45) Al: And the problem is we don’t know any of this because the Sunhaven developers are very bad (0:29:49) Al: at communicating their discard after they announced the European release date before (0:29:54) Al: they announced that also included United Kingdom Switzerland and New Zealand was just people (0:29:59) Al: saying, so is it not coming to the UK? Is it coming a different date? What’s happening? (0:30:03) Al: And it turns out it’s exactly the same date, which would back up my they just forgot to tell you (0:30:08) Al: about it because there are two. (0:30:10) Al: There is a possibility of that, but I mean, generally the regions are very similar politically. (0:30:29) Kelly: which I could see because it’s like, aren’t some countries kind of (0:30:40) Kelly: Yeah, that’s true. (0:30:41) Al: But if that is the case, what happened was they ticked all of the boxes except the UK, (0:30:48) Al: Switzerland, and New Zealand. They did not check those boxes and then they put in a different (0:30:53) Al: release and checked just those three countries. Because it’s not even like an EU versus not EU (0:31:01) Al: thing, because Norway was in the first release and is not in the EU, and obviously Australia is (0:31:01) Kelly: No, it’s a, it’s a weird. (0:31:06) Al: is not in the EU and Switzerland is not in the EU but for (0:31:10) Al: and purposes regulatorily it is the same and the UK is mostly the same because obviously it was in (0:31:17) Al: the EU until four years ago so it’s a bit of a mess I miss clicks or copy and paste mistake which (0:31:22) Kelly: Yeah, that’s, that’s, that sounds like a misclick, a few misclicks, for sure. (0:31:31) Al: is what I think I think they went and tried to copy the entire list and just missed the last two (0:31:35) Al: of them. (0:31:38) Kelly: and then did not even like acknowledge it or any like. (0:31:41) Al: Yeah well that’s the weird thing right? Like people have been talking about this from the (0:31:45) Al: moment they published their post about it coming to Europe and they said nothing (0:31:51) Al: and so like if they had just it almost feels like they just don’t want to admit their mistakes (0:31:56) Kelly: Yeah, yeah, yeah, yeah. But they could just make a joke about it like this. People would (0:31:56) Al: and but why in such a weird way? Yeah! (0:32:01) Kelly: find it funny like it’s not a it’s an inconsequential mistake like nobody’s. (0:32:06) Al: Yeah. And the people already think they don’t communicate. And so making this weird like, (0:32:13) Al: oh, we weren’t wrong. We were right all along. Thing just makes it seem even weirder. Oh, (0:32:22) Al: anyway, living on. We have one DLC release. So Everdream Valley have announced a family (0:32:31) Al: time DLC. This is coming to Steam on the 6th of December and then in consoles. (0:32:36) Al: Next year Q1. This has new story quests, new NPCs, new animals and new furniture. That’s (0:32:45) Al: an interesting thing to put in a DLC. Well, quests, were quests, animals and furniture. (0:32:52) Al: I guess NPCs like, I guess that’s not an unusual thing to put like new characters in, but the (0:32:54) Kelly: Oh, yeah, yeah, yeah, like I could see, like a lot of games will do like a new DLC with (0:33:03) Kelly: more quests. You know, so maybe. Yeah, yeah, that’s how I would take it. Yeah, like it’s (0:33:04) Al: Mm hmm. Yes. Yeah. Okay. I guess. Yeah. They’re not saying like this is by the DLC to get (0:33:10) Al: quests. It’s the DLC comes with quests. Okay. Yeah. That makes sense. Yeah. Yeah. The furniture (0:33:13) Kelly: like additional furniture, additional quests, additional NPCs kind of thing that that’s I (0:33:17) Kelly: could be wrong. But that’s how I would read it. Yeah, that’s just add on. (0:33:19) Al: is, I guess, not weird because it’s just like that’s pretty common thing. And then we have (0:33:24) Al: three updates to games. Snacko have released their builder’s dream update, which I’m sure (0:33:30) Al: you can guess where that is. It’s a whole bunch of crafting building stuff. (0:33:34) Al: Lots of good improvements. And I guess we’re not getting Snacko 1.0 this year. (0:33:41) Al: We’re probably getting next year. Because that’s 0.9.5. So close. (0:33:44) Kelly: They intentionally just decided we’re going to add a few more digits into this. (0:33:55) Kelly: It looks so cute though, I wanted to come out. (0:33:57) Al: Yeah, at this point I’m like, because I’ve not played it since the early access came out, (0:34:01) Al: I did play a very early alpha of it. Because I’ve not played it since the early access (0:34:07) Al: come out, at this point I’m like, I just need to wait for the 1.0, right? (0:34:10) Kelly: Yeah. Yeah, because I feel like at this point, it’s like if you don’t wait for the 1.0, (0:34:15) Kelly: like what are you getting out of the 1.0 when it comes out? (0:34:17) Al: Yeah, yeah, exactly, exactly. I will, I will say, I will say, Snacko Devs, listen to me. (0:34:25) Al: We’re good friends, we’ve talked before. (0:34:27) Al: Listen to me now, do not release this in December. (0:34:30) Al: You released the early access last December. (0:34:32) Al: Do not, do not do this. (0:34:35) Al: I beg of you, January, January’s fine. (0:34:39) Al: Do not release your 1.0 in December. (0:34:41) Al: I will cry. (0:34:43) Al: I will cry. (0:34:44) Al: Thank you. (0:34:45) Kelly: - You’re gonna release it December 31st at… (0:34:48) Al: That’s OK, that’s December 31st is fine. (0:34:50) Al: That’s basically January, because I will have recorded all the episodes by then (0:34:54) Al: for the year. It’s not like I need to then rush it, right? (0:34:57) Al: As a 2024 game, it was December the 31st. (0:35:00) Kelly: Also, I just love in their little notes the difference in communication where they literally (0:35:08) Kelly: have screenshots from the Discord talking about part of the updates here. (0:35:10) Al: Mm. Yeah. (0:35:13) Al: That is such a good point. (0:35:14) Al: Snacko Dev is fantastic with communication. (0:35:16) Al: Like they are literally just in the Discord talking to people. (0:35:20) Al: Sunhaven, I have never seen a single one of them talk in the Discord. (0:35:26) Al: Yeah, definitely. (0:35:28) Al: Spiritity have released their Phantom Friends update, which adds a… (0:35:33) Al: You can have your spirits as pets now. (0:35:40) Al: Interesting change. (0:35:40) Kelly: to like follow you around. (0:35:41) Al: If, yeah, yeah, they follow you around and replace your existing… (0:35:48) Al: No, they don’t replace your existing spirit companion. (0:35:50) Al: They add to… (0:35:53) Kelly: I wonder if I should give this game another chance. (0:35:55) Kelly: It seems like they’ve added so much since I last played. (0:35:57) Al: possibly, yeah. (0:36:00) Kelly: But I have enough other farming games. (0:36:08) Kelly: That’s that. That was my issue. (0:36:13) Kelly: Yeah. (0:36:18) Kelly: Now that is a good point, because I feel like I just at its core, (0:36:21) Kelly: I felt kind of listless playing the game. (0:36:25) Kelly: So, yeah, I think you do have a good point. (0:36:27) Kelly: I just like I want to like it so much. (0:36:30) Al: I agree. I also want to like it. Um, but I guess about it, that counts, right? (0:36:36) Kelly: - Yeah, it does have very positive reviews, (0:36:38) Kelly: so obviously other people are enjoying it. (0:36:39) Al: Which is good, which is good. And it’s, you know, yeah. Yeah. Agreed. Agreed. Um, (0:36:39) Kelly: So I’m glad, yeah, I’m glad. (0:36:41) Kelly: ‘Cause I do like, I like the whole concept. (0:36:47) Al: and it’s over 500 reviews as well. So it’s not, it’s not like they’re, they must be getting (0:36:52) Al: enough. That’s, you know, 500 reviews means quite a lot more people buying it, right? Because (0:36:57) Al: most people do not review your game. (0:37:00) Kelly: Yeah, no, I don’t think I think I’ve reviewed like two games (0:37:00) Al: I don’t know if I’ve reviewed any of them on Steam. (0:37:09) Al: They’ve also added new spirits, so that’s what you care about in the game, right? (0:37:15) Al: The spirits. (0:37:16) Al: So there you go. (0:37:19) Al: And the final update is Far Lands. (0:37:22) Al: I’ve released their 0.3 update. (0:37:25) Al: This is the biggest update Far Lands has seen to date. (0:37:30) Al: It adds achievements, which is always a good thing. (0:37:34) Al: Another game we’re about to talk about later on in this episode could have. (0:37:37) Al: That would be great. (0:37:38) Al: Please and thank you. (0:37:42) Kelly: I also love achievements. (0:37:44) Kelly: It’s honestly one of the big things (0:37:45) Kelly: that I really like from not playing (0:37:47) Kelly: as many games on the Switch and switching over to PC. (0:37:48) Al: Mm, yeah, I wonder if, well, almost every game feels a mystery. I wonder if, because (0:37:51) Kelly: I’m like, oh, achievements in every game. (0:37:54) Kelly: How nice. (0:37:59) Kelly: Yeah, yeah, yeah. (0:38:05) Al: obviously they have been slowly getting more and more features as they get a lot, you know, (0:38:10) Al: like the 3DS added a bunch of stuff that other games, other systems had, and then the Switch (0:38:16) Al: called Mostly Modern. (0:38:18) Al: Maybe the next switch you’ll have. (0:38:23) Kelly: Maybe. I always wonder, I didn’t know what the issue was, to be honest, because I know (0:38:28) Kelly: when some people, what is it called, port the games to the Switch, like I know for HoloNet (0:38:34) Kelly: I can’t do video screenshots. I could do plain image screenshots. Yeah, because I think it’s (0:38:37) Al: Yeah, interesting. That, so I believe the video screenshots is something they can disable. (0:38:46) Kelly: about how hard it is for the person porting it to, I guess… Okay. (0:38:51) Al: I don’t think that requires any work on their point. I think it’s more a case of they didn’t (0:38:53) Kelly: Which is, yeah, because it’s weird, because you can record it on every other device. But (0:38:55) Al: want to add that feature. I’m not sure why, but… Yeah. (0:39:03) Kelly: that was also one of the ones where I don’t have achievements, and I know there’s achievements (0:39:06) Kelly: for that game. Yeah. (0:39:07) Al: And some games add them into the game itself, like they’ll add, but that’s a lot of work. (0:39:11) Al: The whole point of the achievements in Steam and stuff is that they’re very easy to do, (0:39:16) Al: because it’s literally just, “Here’s my list of achievements,” and then you put in the code to say (0:39:20) Al: when the achievement is hit. Yeah, because it doesn’t have… Switch doesn’t have an achievement (0:39:22) Kelly: Oh, so that’s the issue is that it’s just hard to add them in on the switch, like the switch doesn’t make it okay. (0:39:29) Al: system. So if you want to have it on the Switch, you have to build it entirely yourself. And it (0:39:34) Kelly: Uh, I’m dumb. I understand now. (0:39:34) Al: And it would be only within game because there are a. (0:39:38) Al: Couple of games that have done that they’ve recreated the achievement system in their own game, but then it only works for that game and it takes a lot of work to do that. (0:39:40) Kelly: Mm hmm. (0:39:42) Kelly: Mm hmm. (0:39:46) Kelly: Yeah, okay, that makes sense. That makes a lot more sense. (0:39:47) Al: Whereas with steam and with Xbox and with PlayStation there’s a piece of code that they can call which just does the achievement for them so. (0:39:54) Kelly: Okay, I knew it was something to do with how it set up, but I never looked into the actual basic why behind it (0:40:02) Al: They’ve added to upgrade system as well. (0:40:04) Al: They’ve added food, they’ve added house upgrade system, they’ve added new (0:40:07) Al: furniture, they’ve added guests and better NPCs, one of which looks like a xenomorph. (0:40:12) Al: Not sure why. (0:40:14) Kelly: I like his jacket. (0:40:14) Al: Legally distinct, legally distinct xenomorph. (0:40:20) Al: Yeah, it looks like a pretty big update. (0:40:21) Al: I haven’t played this game yet. I do want that. (0:40:24) Kelly: Yeah, it’s on my list of games to check out. I just I tried to avoid most early access, honestly. (0:40:33) Al: Good thing we’re not talking about an early access today then (0:40:39) Kelly: Is it generally? (0:40:42) Al: So that’s the game updates. (0:40:43) Al: We now have three new games to talk about, (0:40:47) Al: the first of which actually, no, let’s go the other way around. (0:40:49) Al: Let’s talk about Dreamland Farm first, (0:40:51) Al: because I think this will be the quickest to talk about. (0:40:55) Al: Dreamland Farm. (0:40:56) Al: Since childhood, you’ve dreamed of being close to nature, (0:40:59) Al: but being born and raised in the city stood in the way of that. (0:41:02) Al: The closer you were to adulthood, the more time you spent with your grandma, (0:41:05) Al: who showed you all around her own farm, from crops to berries and mushrooms, (0:41:09) Al: everything she knew, she taught you, she prepared you to be her (0:41:12) Al: successor. I mean that’s just every farming game. I don’t know. I don’t know. And what (0:41:16) Kelly: - Yeah, why do they all do that? (0:41:19) Al: I find really interesting is like, so if you have a farming game, the description should (0:41:25) Al: tell you what’s different about it. Don’t be like, oh, it’s a farming game. It’s like, (0:41:27) Kelly: Yeah. This time it’s your uncle and not your grandpa. (0:41:28) Al: yeah, we know that, right? It’s like, if you have, yeah, exactly, exactly. It’s like, come (0:41:36) Al: on. Let’s not, let’s not pretend. This one looks… (0:41:42) Al: Pretty… I don’t see anything unique in this, personally. (0:41:46) Kelly: I only gave it a cursory glance and it does look pretty. (0:41:52) Kelly: It doesn’t look like it’s breaking any boxes or molds or whatever though. (0:41:56) Al: But equally I also didn’t think about Fields of Mistria and didn’t want to play that until I decided, until it got a lot of buzz and I was like okay it’s time to play this one, you know, like, sometimes you can’t tell without playing it, which is a PR problem, obviously. (0:42:12) Kelly: Which goes back to your point of pointing out the differences (0:42:14) Kelly: and not the similarities. (0:42:19) Kelly: That’s what you need to get in touch with all the devs (0:42:22) Kelly: about is changing their PR management. (0:42:26) Al: I will be your PR. (0:42:29) Al: No, no, I will not. (0:42:32) Al: That is very much a conflict of interests. (0:42:36) Al: This one interestingly, so it’s now it’s on Switch and Xbox, it is not on Steam, which (0:42:41) Al: is interesting. (0:42:42) Kelly: Oh, that feels so backwards. (0:42:43) Al: Yeah, yeah. (0:42:47) Al: I wonder why. (0:42:48) Kelly: I wonder right too, especially if it’s on x. (0:42:49) Al: Yeah, because it’s not like it’s they had an exclusivity deal with Switch, because then (0:42:54) Al: and they wouldn’t be on Xbox. (0:42:57) Al: And the Xbox version did come out like a week after the Switch version. (0:43:01) Al: That’s not long enough for it to be an exclusivity. (0:43:04) Kelly: - No. (laughs) (0:43:04) Al: So yeah, weird. (0:43:07) Al: I don’t know, I’ll keep an eye on it. (0:43:09) Kelly: Hopefully it’s good. (0:43:09) Kelly: Hopefully they got something unique in it. (0:43:11) Al: Yeah, yeah, hopefully. (0:43:13) Al: Hopefully. (0:43:14) Al: It’s 10 pounds. (0:43:16) Al: Is it 15 dollars? (0:43:18) Al: Probably. (0:43:20) Kelly: Probably something like that, yeah. (0:43:22) Al: So it feels cheap enough to like buy it and play it. (0:43:26) Al: And if you’re not bothered by it, then it’s not the end of the world sort of thing. (0:43:30) Al: Next we have RATOPIA. (0:43:33) Al: RATOPIA. (0:43:35) Al: I keep wanting to say RATOPIA, but it’s only one T, so it’s definitely RATOPIA. (0:43:38) Kelly: Uh, to be fair, I say rat topia (0:43:41) Al: Yeah, but there’s no second T. (0:43:42) Kelly: Well, he sounds better I know but it’s funner to say that way (0:43:47) Kelly: For the podcast, I will say rat topia (0:43:50) Al: RATOPIA. RATOPIA is a new game that is combined first of all, a new game, come on. What is (0:44:01) Al: that? I just feel like sometimes I feel like this this podcast is just me editing and critiquing (0:44:07) Al: the descriptions of games. Is a new game. Yeah, we know that. Don’t add that in. Also (0:44:13) Al: just a point, you don’t need to put your name in the description because your name is elsewhere (0:44:17) Al: on the page, right? Just right. (0:44:19) Kelly: Uh, you sound like somebody’s like third grade English teacher critiquing their (0:44:20)
Al and Kelly talk about the story of Dave the Diver Timings 00:00:00: Theme Tune 00:00:30: Intro 00:03:12: What Has Kelly Been Up To 00:04:19: Tangent 1 - The Scots Language 00:11:53: What Has Al Been Up To 00:21:22: News 00:35:50: Tangent 2 - Rockstar North 00:44:55: Dave The Diver Upcoming DLCs 00:53:45: Kelly’s Mechanics Thoughts 01:02:31: Dave The Diver Story 01:16:01: Tangent 3 - Game Hyperfocus 01:18:44: Dave Story Conclusion 01:29:12: Outro Links Research Story “0.9” Update Sprittea “Moving & Grooving” Update Loddlenaut “Goddles” Update Outlanders “Wandering Star” DLC Rune Factory: Guardians of Azuma Trailer Dave the Diver Upcoming DLCs Contact Al on Twitter: https://twitter.com/TheScotBot Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:30) Al: Hello Divers, and welcome to another episode of The Harvest Season. (0:00:34) Al: My name is Al, and we are here today to talk about Cottagecore games. (0:00:36) Kelly: and my name is kelly (0:00:41) Kelly: whoo (0:00:42) Al: We’ve not come to a conclusion on whether David the Diver is a Cottagecore game or not. (0:00:45) Kelly: maybe it’s like a bungalow, like you know bungalows are the the the cottages of beach towns (0:00:50) Al: Well, the problem there, right, so if Cottagecore games are for lesbians, what are bungalow games (0:00:57) Al: for? (0:00:58) Al: games for them. (0:00:59) Kelly: non-binary people (0:01:01) Al: I’ll take it. (0:01:04) Al: All right, excellent. (0:01:04) Kelly: I don’t know! (0:01:07) Al: Fantastic. Well, OK, so I think it is a college school game, right? (0:01:11) Al: Because, yes, there are some, like, stakes and stuff, but there’s fewer stakes, I think, than, say, Stardew Valley. (0:01:18) Kelly: Yeah, and I would say also it’s like you still have like the mines in Stardew Valley? (0:01:23) Al: Exactly. Yeah, that’s what I’m meaning. The mines in Stardew Valley are definitely scarier (0:01:28) Al: than most in here. But you can’t ignore nighttime entirely if you want to. The only stuff that (0:01:28) Kelly: Yeah, I would say that the nighttime is the scary part. (0:01:39) Al: only spawns in the night are some fish, which you want if you want to collect the collection, (0:01:44) Al: and a few optional side quests. I don’t think any part of the story is required for you (0:01:49) Al: to go out at night? Or was there one, maybe? (0:01:50) Kelly: I think there was, unless I’m mistaken, I think there was one with the more eels. (0:01:53) Al: There was one. Yeah. (0:01:57) Kelly: It’s been a while. I played that part I think a year ago now so that’s (0:02:03) Kelly: been a while, but I think one part was required and then after that it was like (0:02:07) Kelly: you don’t have to do this again. (0:02:10) Al: So yeah, I think it counts. If Stardew counts this counts. (0:02:13) Kelly: Yeah, I think so. You have farms, you have little (0:02:18) Al: You do, you do. (0:02:18) Kelly: Fish tanks and chickens. (0:02:21) Al: Yeah, the chickens is the most un-feature-rich thing in the game. (0:02:27) Kelly: Yeah. (0:02:28) Al: Chickens exist and if you turn up you get an egg. Great, congrats. (0:02:32) Kelly: You can name them, but you can’t pet them. (0:02:36) Al: All right, cool. So we are here to talk about (0:02:40) Al: well, we’re here for the final episode of Dave the Diver Month. (0:02:44) Al: Two weeks late. (0:02:49) Al: And I’ve got Kelly along to talk about the story for Dave the Diver. (0:02:52) Kelly: Hey, um, I loved this game. I got it, I think the day it came out, and I played it until my fingers hurt. (0:03:01) Kelly: So, weirdo, oh, yeah, yeah. (0:03:03) Al: So hopefully we’ll have lots to talk about in the main topic then. (0:03:08) Al: Exciting. So before that, we obviously have some news. First of all, Kelly, what have you been (0:03:14) Kelly: I have been actually getting ready for a trip to Scotland. (0:03:21) Al: Woo! (0:03:21) Kelly: Woo! (0:03:22) Kelly: But besides that, I’ve been playing Day of the Diver to catch up on the DLCs, playing (0:03:29) Kelly: Solitaire because that is my brain-dead dissociation game, and I’ve actually started doing Dooling (0:03:38) Kelly: Go again, which has been interesting. (0:03:40) Al: In fact, what are you learning? (0:03:42) Kelly: I decided to try Japanese, ‘cause I– (0:03:44) Al: Okay. (0:03:44) Kelly: I’ve tried Spanish, I’ve done German, I’ve done Italian. (0:03:48) Al: So you’re not trying to learn any Scottish Gaelic, or I think Scots is on there as well. (0:03:52) Kelly: No. (0:03:56) Kelly: I didn’t even think about that, to be honest. (0:03:58) Kelly: Which would have been interesting, ‘cause I was just like, (0:04:00) Kelly: “Oh, let me try something that’s completely different than, you know, any of the, like, uh, Latin languages, or German language.” (0:04:09) Al: Germanic. No, it’s just Gallic. They don’t have Scots. I thought they had, I thought (0:04:10) Kelly: Yeah. (0:04:15) Al: I’d seen some where they have Scots, but they don’t. Is it? So, well, okay, so this is gonna (0:04:18) Kelly: Interesting. Can you speak, Scotts? (0:04:22) Al: be a whole tangent, but we’re going for it anyway. I’m just checking. Yeah, Google doesn’t (0:04:27) Al: have it either, it just has Gallic. They all call them Scots Gallic, which is technically (0:04:32) Al: not true, because Scots is a language and Gallic is a language. Gallic is a language (0:04:36) Kelly: Mm. (0:04:39) Al: longer than Scotland has existed. But anyway, that’s not neither here nor there. So I definitely (0:04:44) Al: can’t speak Gallic. I can speak some Scots, but a lot of the Scots that I know is not (0:04:51) Al: stuff that I knew was a different language. So when I was, a lot of people in Scotland (0:04:54) Kelly: Okay. (0:04:57) Al: grow up learning what some people refer to as Scottish English, which is like a weird (0:05:03) Al: amalgamation amalgamation of English and Scots. And so (0:05:08) Kelly: So kind of like Spanglish, like when people grow up in like, you know, like mixing Spanish and English words in the theme. (0:05:09) Al: Yeah, yeah, yeah, yeah. And it’s when you start to like encounter people outside, you (0:05:20) Al: realise, oh wait, this word that I’ve been using is a word that is not English, right? (0:05:26) Al: And to a lot of people, they would just think it’s, oh, it’s just a dialect word, right? (0:05:30) Al: But it’s from a different language. We just use it not in… So I would never use an entire (0:05:36) Al: sentence in Scots because that’s just not how I grew up. (0:05:39) Al: But a lot of the words that I would use, obviously not on the podcast, not when I’m (0:05:46) Al: working because I don’t work with many Scottish people, but like in my day-to-day life, there (0:05:51) Al: are a lot of words that I would use that would be Scots. Like for example, in the classic (0:05:56) Al: Scottish way, I’m going to use a weather word, a word about the weather. So the weather here (0:06:02) Al: today is drich, and that is a Scots word that means, it basically means overcast, right? (0:06:09) Al: Like it’s cloudy, it’s just not nice, it’s like it’s not sunny, but it’s not like pouring down (0:06:14) Al: with rain, it’s just, it’s drich. So that is an example of a Scots word that I would use (0:06:16) Kelly: okay (0:06:20) Al: most days because of the weather. It does, yeah, it’s a d, drich. (0:06:21) Kelly: is that does it start with a D or a B so so is it kind of like it almost reminds (0:06:28) Kelly: me of like dreary you know what I mean in this sense and I would kind of use (0:06:29) Al: Yeah, it’s, yeah, yeah, it’s kind of, it definitely, yeah, I would say, yeah, they’re almost synonyms. (0:06:33) Kelly: that word to (0:06:39) Al: I would say that drich, I think, can be used in other contexts, whereas drich entirely would be (0:06:42) Kelly: Outside of weather. Yeah. (0:06:45) Al: about the weather. So like you would talk about, oh, that’s a drichy meeting, or people were drich, (0:06:46) Kelly: No, that totally makes sense. Is- so he’s like… (0:06:51) Kelly: Mm-hmm. (0:06:52) Al: or whatever, but you couldn’t say something else with drich other than the weather. So yeah, that, (0:06:56) Kelly: Okay, that makes sense. That’s so interesting. Is… (0:06:59) Kelly: like, I’m gonna totally butcher this, but like, (0:07:03) Kelly: can I? Like, how do you say that? C-A-N-N-A-E? Is that considered Scots? (0:07:10) Al: Oh canny. Yeah, that would be another. So this is where we get into some technicalities of (0:07:10) Kelly: Yes. Yes. Yes. (0:07:17) Al: where English comes from. So modern English is itself, it comes from not just old English, (0:07:28) Al: but it also comes from old Scots, and old is, you know, auld lang syne, that’s A-U-L-D, (0:07:32) Kelly: Mm-hmm. Mm-hmm. (0:07:35) Al: that’s Scots for old. And so a lot of English words… (0:07:40) Al: Scots are, you know, very similar to Scots words because, you know, both languages come (0:07:45) Al: from both old languages, Old English and Old Scots. (0:07:47) Kelly: Okay (0:07:48) Kelly: So it’s kind of like it’s like Portuguese and Spanish and like German and like Dutch kind of where it’s like you can (0:07:49) Al: Yeah, yeah. A very… exactly. Yeah, and you wouldn’t know every word and these sorts of (0:07:55) Kelly: Understand them, but they’re not exactly the same (0:08:00) Al: things, but some words you could maybe guess at, like “old”. Most people would be able (0:08:05) Al: to guess what that means, stuff like that. Different words. (0:08:06) Kelly: Mm-hmm. Yeah, in the context. (0:08:10) Al: Clearly different language, but, you know, you can kind of guess what it means because (0:08:14) Al: they’re similar languages, absolutely. But, like, one example of the Old English/Old Scots (0:08:19) Al: thing is, so you’ve got fox, the animal, and you know what the female fox is called? So (0:08:26) Kelly: I feel like I do, but not right now. (0:08:28) Al: it’s a vixen. So fox with an F and vixen with a V. I can never remember which one it is, (0:08:36) Al: in one of Old Scots and Old English. It’s Fox and Fixing. (0:08:40) Al: They can, they can, they can. The other interesting thing is that there’s also a lost letter from (0:08:50) Kelly: and v and f kind of can sound the same too, you know, yeah. (0:08:59) Al: Scots that is not used anymore thanks to the anglification of keyboards. So when (0:09:10) Al: typewriters started becoming a thing, they were obviously, they used the standard QWERTY (0:09:14) Al: layout that we’re using now. And the letter is called a yod, and it kind of looks like (0:09:20) Al: a cross between a z and a y. And it has a sound like a y sound. It’s kind of like a (0:09:22) Kelly: Okay. (0:09:24) Kelly: Okay. (0:09:26) Kelly: Okay. (0:09:29) Al: y, but it’s not quite the same. And I can give you an example of a word that this would (0:09:33) Al: be used in. Do you know the company that does all the logistics at airports? (0:09:40) Al: And they’re called Menzies, do you know them? M-E-N-C-I-E-S. So they do a lot of, like they (0:09:47) Al: are a huge worldwide company that do logistics at airports. So if you’re at an airport and (0:09:52) Al: you look out on airside and you see, you know, people with their high vis on, in most airports (0:09:59) Al: in the West, they will be Menzies employees. Which is actually fun fact, that company started (0:10:07) Al: out as a paper shop in Scotland. (0:10:10) Al: But that zed is not actually originally a zed, it was actually a yod. (0:10:10) Kelly: Oh, that’s cool. (0:10:18) Kelly: Okay. (0:10:19) Al: And so the word ‘menzies’ shouldn’t actually be said menzies, it said ‘mingies’. (0:10:25) Al: Yeah, and so there’s a lot of words, a lot of places in Scotland that you might notice this (0:10:30) Al: when you’re over here, a lot of places in Scotland that have zeds in their name in the middle, (0:10:34) Al: and it’s not actually a zed, it’s a yod. So there’s a place in near Glasgow, (0:10:40) Al: that’s called Calane, and that’s C-U-L-Z-E-A-N, but of course that zed was a yod, (0:10:47) Al: which is why it’s Calane, not Cal-Zane. (0:10:50) Kelly: Okay, so you guys all just acknowledge that it should be pronounced (0:10:56) Al: We just ignore the fact that it’s a zed, because that’s what you learn. (0:10:59) Kelly: Yeah (0:10:59) Al: I didn’t know for a long time that it wasn’t originally a zed. (0:11:03) Kelly: Okay (0:11:04) Al: But yeah, we don’t pronounce it like that. (0:11:06) Kelly: Okay, sorry to derail (0:11:07) Al: But yeah, so you will. (0:11:10) Al: So it’s fine, I’ll put this in specifically as a section on the Scots (0:11:15) Al: language for some reason. But yeah, so you might hear some people, (0:11:18) Al: if you ever see the paper shop that still does exist, Menzies, (0:11:21) Al: some people will call it Menzies, and some people call it Menzies, (0:11:25) Kelly: Oh, very interesting, that’s pretty cool. (0:11:25) Al: because it depends on who you are. (0:11:28) Al: There used to be a politician in Scotland calls Menzies Campbell, (0:11:30) Al: and nobody would ever call him Menzies Campbell, (0:11:32) Al: despite the fact that it’s spelled the exact same way. (0:11:34) Kelly: That was a fun fact. (0:11:35) Al: But they still call the paper shop Menzies for some reason. (0:11:38) Al: So Ming is fun fact. (0:11:40) Al: There you go. That’s your Scott’s language history on the Cottagecore podcast, (0:11:46) Al: The Harvest Season. (0:11:48) Kelly: I’m just really good at derailing the podcast, what can I say. (0:11:52) Al: Nothing wrong with that. Nothing wrong with that. (0:11:55) Kelly: What have you been up to, Al, besides history lessons? (0:11:56) Al: What have I been up to? (0:12:00) Al: I have been playing, well kind of playing, Harvest Moon, Home Sweet Home, and Coraline 1.1. (0:12:10) Al: I quite often, if I’m like trying to play a game for a podcast and I’ve not quite got (0:12:14) Al: into it yet, I will feel guilty about that and not play any other games. (0:12:22) Al: So I have played about two in-game days of Harvest Moon Home Sweet Home. (0:12:28) Kelly: That’s it! (0:12:28) Al: That’s it. (0:12:29) Al: So we’ll see. (0:12:30) Al: Hopefully I’ll manage to play enough before the podcast that I’m recording in a week. (0:12:36) Kelly: It’s crunch time! (0:12:38) Al: - It’s crunch time. (0:12:40) Al: So we’ll see. (0:12:40) Al: The annoying thing I also found out is that, (0:12:42) Al: so it’s, I don’t know if you’re aware of this game, Kelly, (0:12:45) Al: but it is a mobile game. (0:12:48) Al: So it’s on Android and iOS. (0:12:50) Kelly: the harvest moon one (0:12:51) Al: The new Harvest Moon game, yeah. (0:12:53) Al: And they haven’t enabled cloud safe for it. (0:13:00) Al: So I installed and started playing it on my 13 inch iPad. (0:13:00) Kelly: Oh. (0:13:05) Al: And that is now the only device I can play this game on. (0:13:05) Kelly: Oh. (0:13:09) Kelly: That’s… that’s so… wrong. (0:13:10) Al: I just ate is bizarre, because a special. (0:13:16) Kelly: Especially on like a harv– like, I’m assuming the Harvest Moon game, you know, it has a lot going on. (0:13:21) Al: Yep, you should be here. (0:13:21) Kelly: You’re dedicating a good amount of time to playing it. (0:13:25) Kelly: Yeah, like, you have items, you have things that you’re building up, like, why would– (0:13:30) Kelly: Like, don’t most of these games have that built in by now? (0:13:34) Al: Yeah. Yeah. And it’s not even you don’t even need to do much. You just need to say yes, you can do it. (0:13:44) Kelly: Yeah, and especially with I feel like I’m sure they’re different games, but like just having like knowing that animal (0:13:52) Kelly: crossing (0:13:53) Kelly: Is whatever Pacicapia is like shutting down their app? (0:13:54) Al: Bocky camp (0:13:57) Al: Yeah (0:13:58) Kelly: Wouldn’t you kind of want to make sure that your app is there to like fill the void? (0:14:02) Kelly: - I enjoyed. (0:14:03) Al: Anyway, so that’s that that’s another reason why I’ve not played a lot of it yet is because I can only play it on one (0:14:08) Al: Device and it’s the 13 inch iPad which I like as a device, but it’s not the best for a mobile games, obviously (0:14:15) Kelly: Is it annoying to like, hold for… Is that what the issue is or is it? (0:14:19) Al: That’s part that’s part of the issue although I do have it on a (0:14:22) Al: I stand at my desk, so I (0:14:24) Kelly: Mm. (0:14:24) Al: don’t have to hold it when I’m at my desk, but that means that realistically the only (0:14:27) Al: time I’m playing this game is when I’m working. Which is not a great way to play a game, right? (0:14:29) Kelly: Yeah. (0:14:35) Al: But anyway, whatever. It’s especially annoying because they haven’t disabled playing it on (0:14:39) Al: Macs as well, so now you can play iPad and iPhone stuff on Macs, which is great. It’s (0:14:46) Al: a great feature, but it means that I’ve installed the game on my Mac, but I’d have to start (0:14:52) Al: and you saved to play it there. (0:14:54) Al: Like I was like, this is great because there are like so many ways for me to play this. (0:14:59) Al: I can play it on my iPad during work. (0:15:00) Al: I can play it on my Mac when I’m sitting in front of the TV. (0:15:04) Al: I can play it on my iPad mini when I’m in bed and I’m like, nope, you get one of those. (0:15:09) Kelly: Yeah jokes on you. That’s annoying. (0:15:10) Al: One of those. (0:15:11) Al: Yeah, I should have just gone with the Android version, but the problem is the Android version (0:15:16) Al: crashed when it first came out. (0:15:18) Al: So I couldn’t play it for, in fact, I don’t think it’s, I think it’s still not working (0:15:18) Kelly: So they kind of, they, they dug you into a little corner. (0:15:29) Al: So, I’ve done a little bit of Carlisle in 1.1 as well, because I hadn’t been playing (0:15:34) Al: that yet, so that’s that, and I have gotten very much back into Marvel Snap. (0:15:40) Kelly: Whoa, I haven’t heard that name in a while. (0:15:42) Al: Yeah, so it was, oh they make, they make loads of real decisions, but they’re quite good (0:15:46) Kelly: Did they, like, fix the game? (0:15:47) Kelly: Because I know they were having… they made some kind of weird decisions last winter. (0:15:54) Kelly: Okay. (0:15:54) Al: at fixing these things quickly, like you get multiple changes a week. (0:15:56) Kelly: Okay. (0:15:58) Kelly: Okay. (0:15:59) Al: So, if there’s something that’s completely killing the game, they kill that really quickly. (0:16:04) Al: They’re pretty good at that. (0:16:06) Al: No, we’re at the end of a season, and the next season has like a new type of ability, (0:16:12) Al: which is the first time they’ve done that since launch, so that’s exciting. (0:16:15) Al: And a lot of new Spider People cards, which is also cool. (0:16:21) Al: I do like some Spider People. (0:16:23) Kelly: when did they release marvel snap? was it like around this time last year? (0:16:24) Al: But it’s only a year, I don’t know. (0:16:29) Kelly: right? is it older than that? (0:16:29) Al: It can’t only be a year, really. (0:16:32) Al: No, two years, October 22. (0:16:33) Kelly: okay okay. I didn’t think it was only a year old but I was like I don’t I don’t keep up with that (0:16:39) Al: Yeah, yeah. (0:16:40) Kelly: game so there’s also that. there just happened to be a streamer I was watching who was like obsessed (0:16:46) Kelly: with it for a while. (0:16:47) Al: I really love it, because it’s, I like card games, but one, they’re so hard to keep up (0:16:55) Al: with all the cards, right? (0:16:57) Al: And the good thing about Marvel Snap is so many. (0:17:00) Al: There’s many different types of playing are viable. (0:17:02) Kelly: So it’s not like you get one or two meta that are like (0:17:06) Al: Exactly, exactly. (0:17:06) Al: There’s like, you know, Destroy decks are really good just now. (0:17:10) Al: Move decks are pretty good just now. (0:17:12) Al: There’s also like a couple of other types of decks that you can use based on multiple cards. (0:17:18) Al: Like I have played four different decks and won with them over the last two days. (0:17:23) Al: So it’s, yeah, it’s pretty good. (0:17:25) Al: Discard decks are still quite good as well. (0:17:27) Al: Like there’s lots that’s working just now. (0:17:30) Al: And yet there are a few cards that if you don’t get them, you’re unlikely to get up to like (0:17:35) Al: level 100, rank 100. But I’m unlikely to get there anyway. And it’s still fun. Like it takes a long (0:17:41) Al: time to build up the ranks anyway. So, you know, it takes it only now are my rank 60 now. (0:17:49) Al: And, you know, granted it’s only been, I’ve only been playing for two weeks of this season, (0:17:57) Al: which is about half of it, but… (0:18:00) Al: It’s like, I… Yeah, I think it would have been unlikely for me to get to 100 anyway, but… (0:18:06) Al: So yeah, and also the actual matches are simpler than most card games. (0:18:11) Kelly: Okay. (0:18:12) Al: So you’ve only got a few things to think about while still having a lot of different strategies. (0:18:17) Al: And obviously they’re fast. (0:18:20) Al: You know, you can get a match and done in a cut in, you know, the longest matches take five. (0:18:20) Kelly: Yeah, no, it seems like, you know, I I’m not a big Marvel person, but it seems like a fun game with a lot of creativity and like options. (0:18:34) Kelly: And the fact that they’re still actively updating it, I think says a lot. (0:18:34) Al: Yeah. Yeah. It’s obviously making money. Um, so yeah, I mean, basically the reason why (0:18:42) Kelly: Yeah, that too. (0:18:46) Al: I’m back into it is because, um, Hannah, uh, from the ISE slack, um, she walk got, she (0:18:54) Al: came over and was like, Oh, I’m interested in this because I hear that it’s quite similar (0:18:58) Al: to what the new Pokemon trading card app will be like. So I want to see how this works before (0:19:02) Kelly: Oh interesting, smart of Pokemon. (0:19:04) Al: to see how similar it is and compare it to that. And so when she said that, well, yeah, (0:19:12) Al: exactly. It will be interesting to see how much it actually is because we don’t know much details (0:19:16) Al: about how the battles will work. Um, but it will be very clever if, if it is, if it works out well. (0:19:22) Al: Um, but because she came through and did that, I was like, Oh, now I really want to play (0:19:28) Kelly: Mm-hmm. (0:19:28) Al: and I haven’t stopped playing since. So that was two weeks ago. (0:19:33) Kelly: I… I trust me. I understand. I understand. (0:19:37) Kelly: I’m sure you’ll get out eventually. (0:19:39) Al: Yeah, this is my problem, is I don’t play games casually, I play games until I stop (0:19:40) Kelly: You’ll be free. (0:19:46) Al: playing them, and it is my life until I stop playing them, and then I never think about (0:19:52) Kelly: Yeah, literally, I completely understand. (0:19:55) Kelly: That’s why I’m not allowed to play stuff like Cafe Mix anymore. (0:20:01) Kelly: I like… it was a phone game, you know? (0:20:05) Kelly: But it was a phone game that, uh… (0:20:07) Kelly: Once I started playing events, I got really hooked, (0:20:10) Kelly: and I was good at the events, and I kept winning events, (0:20:12) Kelly: and then I would get money out of it. (0:20:12) Al: Yeah, yeah, my (0:20:14) Kelly: And it was just like, it was like, you know, daily. (0:20:16) Kelly: It was a daily thing where I’d go in, I’d play five games, I’d do this, (0:20:20) Kelly: and then the events. (0:20:22) Kelly: were like, “You have to play all weekend, otherwise you won’t win,” and I’d be like, “Well, I have to win.” (0:20:27) Kelly: Um… (0:20:28) Kelly: So now I’m just not allowed to play that game. (0:20:30) Kelly: But I do that with all games, that’s why I played Day of the Diver until my fingers hurt, you know? (0:20:33) Kelly: That’s, uh… (0:20:34) Al: Yeah, yeah, I just I never got into cafe mix because I just didn’t like the gameplay like it felt too imprecise (0:20:35) Kelly: That’s what I do. (0:20:39) Kelly: Yeah. (0:20:41) Kelly: It’s… it is. (0:20:43) Kelly: It’s very sloppy. (0:20:44) Kelly: Which I think can work in your favor if you know how to use it correctly. (0:20:50) Al: Yeah, probably, but I didn’t want to. I didn’t want to learn. You know, it’s like, I loved like (0:20:52) Kelly: Yeah, no, that’s fair, that’s fair. (0:20:56) Al: shuffle, Pokemon shuffle, which is not, I know it’s not the same game, but it’s, it’s like similar (0:21:01) Kelly: It’s very similar, yeah. (0:21:01) Al: ideas in some ways. But I much preferred that because it was very clear, like, it’s precise, (0:21:07) Al: right? This place goes to that piece and that’s it. Whereas with Cafe May, it’s like, oh, you’re (0:21:11) Al: kind of like circling. And it’s like, I didn’t. (0:21:14) Kelly: Yeah, no, it’s it’s definitely very different in actual gameplay (0:21:20) Al: Cool. So that’s what we’ve been up to and a (0:21:22) Kelly: Yeah (0:21:24) Al: tangent on the Scottish language. (0:21:27) Al: Now we’re going to talk about some news, some game news. (0:21:30) Al: First of all, we have the zero point nine update of Research Story is out now. (0:21:35) Al: So this includes a new NPC, (0:21:39) Al: lots of extra content for the NPCs, a cooking system and your classic on a daily (0:21:47) Al: Cottagecore game, the daily summary, when you (0:21:50) Al: go to sleep, gives you everything that you’ve done in that game. (0:21:50) Kelly: I laugh, but honestly I need things like those. (0:21:55) Al: Well, that’s the thing. And it’s like you have, like, especially in farming games where (0:21:56) Kelly: Like when games don’t have that, sometimes I’m like, “hmm, what was I doing? (0:22:05) Al: you are selling a bunch of stuff on a daily basis, it’s good to know one, how much you (0:22:06) Kelly: Mmhmm. (0:22:09) Al: actually sold, and two, how that break broke down. You know, that was a key point of Stardew (0:22:11) Kelly: Yeah. (0:22:17) Al: is trying to figure out what was the most efficient stuff. (0:22:20) Al: This is really nice in that it’s building up into other things as well, so it’s like, (0:22:26) Al: “Oh, here are the people you talk to, and here’s the XP you gained,” and that sort of stuff. (0:22:32) Kelly: Yeah, no, it definitely does help, and I think also with farming games it’s so easy to get sidetracked on things. (0:22:38) Kelly: So it’s, like, good to see at the end of the day, like, “Oh, I actually did not sell as much stuff that I wanted to,” (0:22:44) Kelly: or “Didn’t talk to the right amount of people,” or, you know, “It’s two days until I have to buy something that’s really expensive, I better start selling a bunch.” (0:22:53) Al: They have also released their roadmap to 1.0, so they’re getting close. They have two more updates (0:22:59) Al: before the 1.0. That is 0.10 should be coming out at the end of September. That is player (0:23:06) Al: customization. 0.11 should be coming out at the end of the year, and that is orange hearts and (0:23:14) Al: shimmers. The orange heart events that will be for NPCs. And I don’t know what shimmers means. (0:23:20) Al: Oh, shiny creatures right in front of me. (0:23:23) Al: I always got to translate into Pokemon. (0:23:27) Kelly: Translate, yeah. (0:23:31) Al: And then the 1.0 will be coming out in Q1 next year. (0:23:36) Al: So if you’ve been looking for 1.0 to finally get into this game, (0:23:40) Al: it’ll be next year, be warned. (0:23:41) Kelly: Have you played the, um, is there an Early Access? (0:23:45) Al: Yeah, that’s what this is. (0:23:46) Al: I haven’t played it. (0:23:47) Al: I know that Cody has played it, and I think Bev played it as well. (0:23:50) Al: and they had a chat about it on one of the episodes. (0:23:53) Al: And they both really liked it. So, I don’t know. (0:23:55) Kelly: It looks cute. I like the note about married life events because I feel like a lot of these games kind of end events once you marry your characters of choice. So that’s nice. (0:24:02) Al: Yes. Yeah. Yeah, not looking at anyone in particular, Coral Island. (0:24:11) Al: Uh, Spirity have also got an update out now. The moving and grooving update, um, was animations. (0:24:20) Al: Hahaha. Hmm. Yeah, did you play it? (0:24:22) Kelly: This game is so upsetting to me because I really wanted to like it so bad. (0:24:27) Kelly: So like, seeing this update, it’s like, these look so funny, and like, they look so silly but it’s like, I’m not gonna go back to play like this. (0:24:34) Al: This is the problem is like you can like everything about a game, but if you don’t actually enjoy the core loop of the game (0:24:40) Al: It doesn’t really matter (0:24:40) Kelly: Mm-hmm (0:24:42) Kelly: Yeah, and I gave it I think I put like 30 hours in or something so I like I gave it a good (0:24:45) Al: Oh, wow, that’s more than I put in I may be I may be put in ten hours (0:24:48) Kelly: Try (0:24:51) Kelly: I wanted to like it so bad, but what can you do? (0:24:53) Al: Yeah (0:24:54) Al: Yeah, I wonder how much of it is just like a personal preference thing, right? Like some people just don’t like certain times of games (0:25:00) Kelly: Yeah (0:25:02) Kelly: I (0:25:03) Kelly: Mean, I don’t know cuz I love games like this. Typically. I wish I could I play this like back in (0:25:10) Kelly: fall so I can’t remember exactly what it was, but I know some things were just like (0:25:15) Kelly: kind of really repetitive in like a (0:25:19) Al: I think that the repetitive bit is probably my problem, is that the bathhouse you did upgrade, (0:25:27) Al: but it didn’t really feel like you were progressing. Whereas with farming games, (0:25:33) Al: you go from like a two by two square that you’ve made of turnips to thousands of crops over your (0:25:41) Al: farm, and tens of animals giving you millions every season. And it didn’t feel like there was (0:25:49) Al: level of progression to aim for. And that was what I think really lost me about it. (0:25:56) Kelly: Yeah, I agree because I updated like I think as much as I possibly could in the bath house, too (0:26:03) Al: but it’s like oh now I have three baths it’s like oh is there right okay (0:26:06) Kelly: Yeah, there’s actually a second floor yeah, but it doesn’t add that much (0:26:15) Al: yeah anyway but if you’ve if you enjoyed the game there’s more updates to it and you know (0:26:17) Kelly: But yeah (0:26:21) Al: as you say these animations are pretty goofy and fun and add some more (0:26:24) Kelly: Yeah, they look so silly and cute, you know. (0:26:26) Al: they add some more character to the npc’s next we have a new update for (0:26:33) Al: Laudelnot coming out on the 19th of September and oh boy do I hate the names (0:26:38) Al: that they give these updates this one is the Goddles update what’s a Goddle you might say (0:26:45) Al: that’s a good question this includes a new secret cave biome that houses three mysterious Goddles (0:26:52) Al: was this cavern forgotten by guppy what ancient abilities do these Goddles have (0:26:59) Al: I’m still not quite sure what I got all this is it the little (0:27:03) Al: like tree looking thing in this image, maybe. (0:27:06) Kelly: I don’t know. I think it’s cute that it’s like, oh, plant these to prevent pollination, uh, pollution, but you know, still it’s like, yeah, to your point, like, what is this made-up word? (0:27:20) Al: Yeah, I think this might be one of those updates that if you have played the game, which I (0:27:26) Al: haven’t yet, that you might be more interested in it. Yeah, I want to play this game at some (0:27:34) Kelly: It looks cute. I like whatever this aesthetic is called. I can’t think right now. (0:27:42) Al: Yes, I can’t remember either. They’ve all got fancy names. (0:27:44) Kelly: Yeah, but I like this game design. I think that (0:27:48) Kelly: style of animation is very cute and very fun for a little underwater game. Yeah. (0:27:51) Al: It works, it works, yeah it works well especially when all your creatures are axolotls, which (0:27:58) Kelly: Yes. (0:28:00) Al: the goofier an axolotl is, the cuter it is. (0:28:04) Kelly: That is true. That is, it is unbeatably cute looking. (0:28:10) Al: Next we have a new DLC for Outlanders, this is the Wandering Stars DLC, and I mean if (0:28:18) Al: you’ve played Outlanders you can look at it, I don’t really think we need to go into the (0:28:21) Al: details of this. (0:28:24) Al: Outlanders is a city builder game, so I’ll probably not play it, because every time I (0:28:29) Al: try and enjoy a city builder I just get frustrated with them, it’s not my kind of game. (0:28:34) Kelly: I get too into city builder kind of games and then it’s also really not enjoyable for me and like actually just stressful, so yeah. (0:28:42) Al: I think part of my problem, so I used to love City Builders, I was obsessed with SimCity2 (0:28:49) Al: so much, but I think part of the problem is that they never work well with controllers. (0:28:58) Al: They’re just not fun to play unless you have a mouse and keyboard, and that’s not how I (0:29:03) Al: game anymore in my life. (0:29:04) Kelly: It’s so funny because I’ve (0:29:04) Al: I am past the point. (0:29:07) Kelly: I’ve flipped from like being a controller only person to (0:29:13) Kelly: playing a lot of games mouse and keyboard now with like an occasional controller and (0:29:18) Kelly: It’s true a lot of these games are so different when you have the option to mouse and keyboard them (0:29:24) Kelly: Like there’s some games where it just makes such a big difference (0:29:26) Al: Yeah. Yeah. I just like, the way that I game nowadays is sitting on my sofa, watching TV (0:29:33) Al: with Rona, because that’s the time we get together and that’s how we like to spend our (0:29:34) Kelly: Mm-hmm. (0:29:38) Al: time together. So I’m not going to go, Oh, sorry, Rona. I’m going to go into the office (0:29:41) Al: and play games on my computer. Like, I’m just not going to do that. So, um, but I used to (0:29:47) Al: like when I was a student or whatever, I would, you know, be up till two, three. (0:29:56) Kelly: It’s tough (0:29:57) Al: Yeah. Finally, we have an update on what was called Runefactory Project Dragon and is now (0:29:59) Kelly: The sacrifices (0:30:10) Al: called Runefactory Guardians of Azuma. (0:30:14) Kelly: that’s a kind of oh wait so i’m sorry to cut you off but was it called rune factory project dragon (0:30:21) Al: Yes. So I don’t know if that was ever meant to be the title, because when you see project you (0:30:21) Kelly: and they changed that’s interesting (0:30:28) Al: quite often think that’s not the final title. So I suspect it was like we haven’t thought up a name, (0:30:30) Kelly: Yeah. (0:30:32) Kelly: Yeah. (0:30:35) Al: it’s about dragons, call it project dragon. But anyway, now they’ve got given an actual name, (0:30:43) Al: and they’ve said it’s coming out spring next year, and we have a trailer. So the interesting, (0:30:50) Al: Have you ever have you played (0:30:51) Al: any Renfactory games? (0:30:52) Kelly: No. I never got onto that bandwagon. I don’t know how I missed it. I think I was (0:30:53) Al: Okay, so (0:30:58) Kelly: just too dedicated to The Sims at that point in my life. (0:31:02) Al: fair enough. I mean, we’ve all been through our Sims phase. Again, interestingly, spent (0:31:09) Al: a lot of time playing Sims and Sims 2 specifically, and then not really since then. Probably for (0:31:14) Kelly: That’s fair. (0:31:15) Al: the same reason that they don’t really work very well with controllers. (0:31:17) Kelly: Oh no, they’re awful. Those games are the games that made me realize that not all games can be played the same way. (0:31:24) Al: Yeah, yeah. Like, I think it’s good that they add support for it because some people (0:31:29) Al: will have no other option and they would rather go through the pain and do it anyway. But (0:31:36) Al: anyway, so the interesting thing about this game is it says that it is a boldly reimagined (0:31:44) Al: gameplay. And the interesting thing is I watch this trailer and I’m not sure what the (0:31:49) Al: boldly reimagined gameplay is because previous Rune Factories are at a (0:31:54) Al: level. It’s basically Harvest Moon, but also combat. And this is Harvest Moon, but also combat. (0:32:04) Al: So, you know, you still have all the exact same farming stuff and then you go off and you fight (0:32:13) Al: creatures. Now granted, it does seem to be that some of the combat is dance-based rather than (0:32:21) Al: with a sword, but I… (0:32:22) Kelly: Interesting. So it’s like a rhythm? (0:32:24) Al: I don’t think it is rhythm-based, so this is the thing. I think it is just you press a button (0:32:31) Al: and you do a dance move, which isn’t fundamentally different than you press a button and you hit (0:32:37) Al: something with a sword. So… I don’t know. I don’t know the specifics of that. Well, this is the thing, (0:32:38) Kelly: So it’s still tur- like, it’s still… (0:32:43) Kelly: Are you gonna, like, start breakdancing at enemies? (0:32:47) Al: because the dancing… this is the weird bit. The dancing just seems to give you weapons that you (0:32:51) Al: you hit the enemies with. (0:32:54) Kelly: Are you dancing to the gods to, like, ask for a weapon? (0:32:54) Al: I just, Kelly, I have no idea. (0:33:00) Al: They’ve not shown any real gameplay. (0:33:03) Al: I guess my point is, I don’t know what the new part of this is. (0:33:07) Al: It just looks to me like the next Rune Factory. (0:33:10) Al: And there are some changes to it, and it’s a different story. (0:33:13) Al: And that’s all great, and people will love that. (0:33:15) Al: But like, why are you pretending that it’s something fundamentally different when it’s clearly not? (0:33:21) Kelly: Have there there’s been like a quite a few ruin factories, right? (0:33:24) Al: We’ve had five so far. (0:33:25) Kelly: And maybe they’re just lying to forget it I don’t know (0:33:31) Al: I mean, one person’s boldly reimagined is another one’s iterative change, right? (0:33:36) Kelly: Yeah, this seems like a pretty far reach though based on what you’ve said (0:33:42) Al: It does. (0:33:43) Al: This just, it feels like Rune Factory 5, but with some advances, which is fine. (0:33:48) Kelly: Maybe they’re… maybe they’re hiding it. (0:33:49) Al: I’m not saying that’s a bad thing, but why would you do that? (0:33:50) Kelly: Maybe they’re hiding the… (0:33:54) Al: It even says, “Restore your lost memories.” (0:33:56) Al: You still have Amnesia, like in every single Rune Factory game. (0:33:59) Kelly: Oh it’s one of those games, okay I see. (0:34:05) Al: This game. (0:34:06) Al: I don’t know if I can, I don’t know if I can go through playing another Rune Factory game. (0:34:06) Kelly: I don’t know. (0:34:10) Kelly: Have you played all of them? (0:34:11) Al: No, I have not. (0:34:12) Al: I have played just four and five, but I feel like that’s enough for me. (0:34:20) Al: I’m not a fan of the combat in these games. (0:34:23) Kelly: Okay, is it turn-based or is it like? (0:34:24) Al: No, it’s action based. (0:34:27) Al: Like real-time, whatever you want to call it, real-time combat. (0:34:31) Al: It’s just, I never feel like it’s responsive enough for me to feel like it’s enjoyable. (0:34:34) Kelly: Okay. (0:34:38) Al: It feels more like hack and slash rather than something like, I don’t know, Breath of the Wild, (0:34:45) Al: where you can have like precise combat with dodging and what’s the other one where you (0:34:52) Al: hit at the right parry, that’s the right one. (0:34:54) Al: So, I don’t know. I say that I don’t want to play it, but I’ll probably play it. We’ll (0:35:00) Al: see. We now have a trailer for it, so if you’re interested, go watch it. We’ve not heard anything (0:35:08) Al: else about Rune Factory 6, which fun fact Kelly, they announced at the exact same time (0:35:12) Al: they announced this game. No, this isn’t 6. This is… Yeah, but this is the thing. It’s (0:35:13) Kelly: Oh, this isn’t six. This is a side project. (0:35:20) Al: It’s not though. (0:35:21) Al: It’s not. (0:35:22) Al: It’s just the next. (0:35:24) Al: It will be interesting to see how long our Silkkox song is, and we can (0:35:26) Kelly: So, when does six come out? (0:35:30) Kelly: That’s… that’s… (0:35:35) Kelly: But this one seems to be coming out pretty quick. (0:35:40) Kelly: That’s… that’s not too bad when your other ones take five years. (0:35:46) Kelly: Yeah, that’s my… that’s my gauge for everything. (0:35:55) Al: to this is half a Silkkox song or whatever. (0:35:58) Kelly: » Well, I think the psychos have run out of other games, or (0:36:02) Kelly: they’re starting to run out of other games to compare it to. (0:36:06) Al: Yeah, I think GTA6 is the only other one that feels like that has been longer. (0:36:08) Kelly: Yeah, [LAUGH] yeah, and that’s just a meme in itself. (0:36:12) Al: Yeah. Yeah. Yes, GTA6 is not coming out next year, no matter how much they say it is, it’s (0:36:13) Kelly: So the two meme games, we’re just [BLANK_AUDIO] (0:36:21) Al: not coming out next year. It is a, like, because I don’t know if they actually announced that (0:36:26) Al: it was coming out in 2025 or something, but be- (0:36:29) Kelly: No, ‘cause there was that whole meme just going around of like, “We got this before (0:36:34) Kelly: GTA VI.” (0:36:35) Kelly: Oh, so end of next year. (0:36:35) Al: Yeah, so the announcement it was going to come out in Q4 2025, which late 20… Yeah, (0:36:42) Kelly: That’s never gonna happen. (0:36:43) Al: that means it’s coming out 2026. It was hilarious because they announced it in December last (0:36:44) Kelly: Yeah. (0:36:50) Al: year. So it was like, “Oh, they’re going to announce the new game. Great.” And then it (0:36:53) Al: came out and it was like, “Oh, wow, that’s exciting.” And then at the end it was like, (0:36:56) Al: late 2025. You’re like, “Really? You’re announcing it two years before you’re currently planning (0:37:02) Al: on it coming out. (0:37:04) Kelly: It’s just I went into a little bit of a spiral recently because of GTA 6 and that whole timeline (0:37:11) Kelly: because I was like, wow, it has been, I lived at my parents house when GTA 5 came out. (0:37:12) Al: Yeah. It’s, it’s basically my entire career. So I, so (0:37:19) Kelly: I was in college. (0:37:24) Kelly: Literally I was so excited because the weekend it dropped, my parents were away and I set (0:37:29) Kelly: up the big screen TV in the living room, and moved like the comfy (0:37:32) Al: Yeah. (0:37:32) Al: Thank you so much for watching. (0:37:34) Kelly: you know armchair to the center of the living room and sat there, and played GTA 5 on the big screen TV and (0:37:34) Al: If you enjoyed this video, please like and subscribe. (0:37:36) Al: If you want to see more videos like this, please like and subscribe. (0:37:42) Kelly: That’s how long it’s been (0:37:44) Al: It’s funny, so it came out on the 17th of September 2013, I got my first job outside (0:37:48) Kelly: No literally like so literally this is (0:37:53) Al: of uni on the 8th of August 2013. So just over a month before GTA 5 came out, I started (0:38:01) Al: my career. Since then, I’ve changed job like five times. I have had two children, I have (0:38:07) Al: bought two different houses, not at the same time, I’m not a crazy person. (0:38:14) Al: I was technically married before that, but only by two months. So like my entire career. (0:38:21) Al: I remember explicitly that it came out around that time because my first job, their office (0:38:28) Al: was right next to the Rockstar offices in Edinburgh. And so they had this massive, four-storey (0:38:30) Kelly: Uh, okay. (0:38:35) Al: poster on the office building that I walked past every single day for like a month before (0:38:42) Kelly: it’s it’s crazy it’s it’s it’s so funny like it’s yeah like you said like my whole life (0:38:50) Kelly: like I was still in college still living at my parents still working you know some like college (0:38:56) Kelly: level job (0:38:58) Al: I have a nine-year-old who was born a year and a half after it came out. (0:39:04) Kelly: you know I gotta say they really um milked gta live for all it’s worth (0:39:11) Kelly: because the fact that that kept (0:39:11) Al: - Yeah, they really did. (0:39:12) Kelly: that game so relevant is absolutely insane. (0:39:16) Al: Yeah, I mean, I’m never, I’m not really a GTA person, (0:39:21) Al: so I never played GTA Live. (0:39:22) Kelly: Well, I was. I was, you know, for literally most of my childhood (0:39:28) Kelly: and then they didn’t release a new game for half my life. (0:39:34) Kelly: Like, that’s crazy. One of my first- I used to rent (0:39:37) Kelly: GTA Miami Vice and GTA 3 from Blockbuster. (0:39:42) Al: I think it’s a very good example of how modern games have become too big. So from 1997, when (0:39:53) Al: the first GTA came out, there were 16 years between that and GTA 5. 16 years. It depends (0:40:00) Kelly: And what did they put out like 12 games? (0:40:03) Al: which one you’re counting, which ones you’re counting, because there’s like… so if you’re (0:40:05) Kelly: I’m counting the mini like the the side like the PSP games and stuff like that too. Yeah (0:40:12) Kelly: I could hear I could hear the little tapping (0:40:12) Al: going to be 15. 15 games. So an average of one a year. And since GTA 5… or let’s just (0:40:16) Kelly: Okay, so I wasn’t too far off (0:40:21) Al: shoot… so between GTA 5 and GTA 6 releasing, and this is just GTA games by the way, it’s (0:40:26) Al: not all Rockstar games. I’m just talking GTA stuff. So between GTA 5 and GTA 6 releasing, (0:40:31) Al: there will be at least 12 years. So 12 years between… and in that time, what have they (0:40:33) Kelly: That’s absurd. (0:40:38) Al: they had GTA Live and well, ignoring (0:40:38) Kelly: Red Dead Redemption? (0:40:42) Al: the other so GTA stuff specifically GTA Live or online or whatever you call it and their remastered (0:40:42) Kelly: Yeah, yeah. (0:40:48) Al: trilogy. No, exactly. And I was counting for the record like I wasn’t I wasn’t even counting like (0:40:49) Kelly: Oh, right, okay. Which, that doesn’t count. (0:40:56) Al: they had a double pack and a trilogy re-release. I wasn’t counting those before so literally and (0:41:04) Al: GTA online came out at the same time as 5 came in 2013 was like two weeks after 5. So (0:41:08) Kelly: Yeah, yeah. (0:41:12) Al: yeah Rockstar have done other games of course since then but it just… (0:41:16) Kelly: But they literally had such a, like they are who they are because of GTA. (0:41:22) Al: yeah, uh-huh. Also well also also also Lemmings but yeah. (0:41:24) Kelly: Like again, that was my childhood. I could tell you the craziest cheats for those games. (0:41:30) Al: We can’t forget Lemmings come on. (0:41:32) Kelly: What is, is that a Rockstar game? (0:41:35) Al: Did you never? So okay right this is where we get into the history of Rockstar North. (0:41:40) Al: Not Rockstar, Rockstar North. (0:41:41) Kelly: Is that the Scotland office? (0:41:42) Al: So, well, let me get to that. Let me get to that. So, GTA was originally developed (0:41:50) Al: by a company called DMA Design. This was a company based in Dundee, in Scotland, which (0:41:52) Kelly: Mm-hm. (0:42:00) Al: it’s actually the heart of games design in Scotland. The university there, people come (0:42:07) Al: from all over the world to study games design. It’s like well known for that. (0:42:13) Al: DMA Design, after GTA 3, were bought by Rockstar and renamed Rockstar North. But before that, (0:42:23) Al: they also released many games. GTA is the one that obviously most people know of, (0:42:29) Al: but they also released Lemmings, which was a big game. Did you never play Lemmings? (0:42:37) Al: So, this was a game, the game play for this was you have… (0:42:42) Al: Obviously, this is based on the false idea of Lemmings walking off cliffs, (0:42:46) Al: which is obviously nonsense, but it was a fun game. (0:42:50) Al: So, you know about the creatures Lemmings, right? (0:42:52) Kelly: Yes, yes. (0:42:53) Al: And you know about the Disney’s terrible thing where they pretended that Lemmings (0:42:58) Al: walked off cliffs, but actually they just basically pushed them off a cliff for a documentary. (0:43:02) Kelly: Yes, I do know about that. (0:43:03) Al: Yeah, OK, cool. (0:43:06) Al: So, DMA Design made a game called Lemmings that was based off this idea. (0:43:10) Al: Um, you have a lot of little (0:43:12) Al: lemmings and you have to guide them through a 2D world, get them from the start to the end using (0:43:20) Al: different things like you can, you know, you can tell a lemming to mine through this thing, (0:43:24) Al: you can tell one to build a stair, you can, you know, loads of things. It was a really fun game. (0:43:28) Kelly: They’re so cute looking, honestly. Like, I’m looking at it now, it looks adorable. (0:43:30) Al: Yeah. So I don’t think they made a single lemmings game after they became Rockstar North, (0:43:36) Al: which I’m very sad about, but it’d be amazing. They basically- (0:43:39) Kelly: Ugh, could you imagine? (0:43:42) Al: became the GTA place, even though they did so many other games before that. (0:43:47) Kelly: Yeah, that’s crazy. I never would have guessed that, to be honest. (0:43:50) Kelly: But yeah, GTA. What is life? (0:43:53) Al: Yes, there we go. So many tangents in this episode. (0:43:56) Kelly: Derailment 2. (0:43:57) Kelly: - What? (laughs) (0:43:59) Al: Um, but hey, I mean, GTA 6 probably come out before Elder Scrolls 6. (0:44:04) Kelly: I’ll probably get it before a silk song, you know, that’s (0:44:07) Al: Well, I don’t know… I don’t know… (0:44:10) Al: Bye. (0:44:10) Kelly: Al I have to say these things to jinx it so (0:44:12) Al: Yeah, okay, sorry, sorry. Right, I think we’re done with our tangents for now, (0:44:18) Kelly: Yes (0:44:19) Al: and that’s definitely the news finished. I think the news was finished 20 minutes ago. (0:44:25) Kelly: We had to have another history lesson, okay (0:44:25) Al: So now, yeah, yeah, we’ve got two Scottish history license, one about the language, (0:44:31) Al: and one about the only games company that has actually been successful. (0:44:38) Kelly: You have to say we’re consistently on theme, at least, somehow. (0:44:42) Al: I’m just getting you ready. I’m getting you ready for coming. You can have a look at the (0:44:47) Al: Rockstar North offices in Edinburgh when you’re there. I don’t know where their current offices (0:44:52) Al: are because I think they moved since I worked in Edinburgh. Anyway, we’re going to talk (0:44:57) Al: about Dave the Diver. Specifically, we’re going to talk about the story aspect of it, (0:45:02) Al: but there are two things we need to discuss beforehand. First of all, they have, for some (0:45:09) Al: reason I know it’s new DLCs since the last day of the day. (0:45:12) Al: So we need to talk about them. (0:45:14) Al: So the first one is Bilateral. (0:45:17) Al: This is the card game, the like ridiculous rogue-lite card game where you have to like (0:45:24) Al: build up a hand and make, like you’ve probably seen people with trying to break it by having (0:45:31) Al: numbers so large that the game crashes and stuff like that. (0:45:38) Al: I don’t think we know for certain what’s happening here, but it looks like they’re (0:45:41) Al: putting (0:45:42) Al: the game as a minigame inside, but I also noticed on the Nintendo Direct this week that (0:45:42) Kelly: It’s like a minigame, right? (0:45:50) Al: also Dave the Diver themed decks are going in bilateral as well. (0:45:56) Kelly: that’s cute I think that’s a nice like I feel like Dave does such a good job of (0:46:02) Kelly: these cute little like you know they’re they remind me like back in the day when (0:46:07) Kelly: you do like follow for follow or like photo like my photo and I’ll
"If we're being honest, you cannot script Abby," admits Christi as she tries to articulate why Dance Moms was such a success and Dance Moms: Miami only ran one season. It's one of the many topics discussed on this week's bonus Q&A episode! If you're a member of the Back to the Barre Patreon then you already know it's the best place to get your questions answered directly by Christi and Kelly, but not ever listener is a subscriber! We thought what better way to wrap up this 4th of July holiday weekend than to give the main feed a little taste of what they're missing with a whole Q&A episode!What was the process like for filming dances? Were the dances really recorded twice, how did that work? Will the production ever release the unedited footage of Abby and Kelly's fight? Speaking of which, where did the girls go when fights were happening between the Moms and Abby? Were they whisked away and unaware of what was happening?Tune-in to find out the answers to these questions and more!Quotes“Because it's a holiday week... and there's a lot going on... and we didn't really want to watch Dance Moms! We both called each other cause we were supposed to be filming and, ugh, I didn't watched it yet!” (1:51-2:08 | Christi & Kelly)“Remember Brooke didn't know like half the things that happened with us and we didn't know half the things that happened with them. You know I think when we were fighting at the studio and they were around, they would take them to the bathroom I remember a lot.” (13:56-14:09 | Kelly)“You know my kids say I'm scary. Like when they would bring friends and boyfriends over they were always very quite and my kids were always like, 'They're afraid of you.' do you think they're afraid of you because of the show? Yeah! They're certainly weren't afraid of me in real life, I'm not scary.'" (21:49-22:03 | Christi & Kelly)“I need to know if there is something in the water in Pittsburgh cause there's some crazy bitches all in one condensed area. We are nuts." (40:00-40:07 | Christi)LinksSubscribe to us on YouTube: https://www.youtube.com/channel/UC50aSBAYXH_9yU2YkKyXZ0w Subscribe to our Patreon: www.patreon.com/backtothebarreThank you to Ashley Jana for allowing us to use Electricity!! Follow her on IG HERE: https://instagram.com/ashleyjanamusic?igshid=YmMyMTA2M2Y=Download Electricity HERE: https://music.apple.com/us/album/electricity/1497482509?i=1497482510Follow Christi on IG: www.instagram.com/christilukasiakFollow Kelly on IG: www.instagram.com/kellylhyland Hosted on Acast. See acast.com/privacy for more information.
"We're not three minutes in and I want to puke," groans Christi as Dance Moms moves away from recaps and back into the thick of it with "Recital Rebellion". It's time once again for the annual ALDC recital and, in the intervening weeks since filming, it seems that something has gone amiss because even before Pyramid begins its clear everyone is on edge. No one more-so than Kelly, who is immediately greeted with Paige being placed at the bottom of the Pyramid for a minor error. When Kelly points out Maddie wouldn't have been held to such a standard, Abby punishes Paige by making her the only child who has to learn a new solo for the recital. This outrages Kelly as it's a clear attack against her daughter, but Abby won't budge. Consequently Kelly pulls her daughters from the recital, resulting in Abby staging a scene demanding another child take Paige's place, which nobody wants to do (so of course she has Maddie take it).Admits the prep for the recital Abby gifts the girls pieces from her new clothing line. Christi notes this is less of a gift and more of "Free Abby Promotion" with the girls as her billboards. The girls in turn also compete for the cover of Dance Track Magazine, which despite Abbys best efforts to skew the costume choices, doesn't go to a Ziegler for once! Plus can Jill make Pyramid with her own recital performance? Tune-in to find out!Quotes“It's season 3 episode 30. It's fucking episode 30, like how many episodes is this god forsaken season?" (26:55-27:02 | Christi)“There's something coming up that I say and I would never say those words in my life. It was the stupidest thing I ever heard. I sound like a doofus when I say it. I'm like who wrote that? I must have been tired. Either that or drunk! I'll say it I'm drunk! Whatever you need me to say, can I go home?” (46:04-46:25 | Christi & Kelly)“You're out! Call the cops! Why? What did you do? Hey but I got a cute haircut! Look for the one with cute trendy haircut! It's really cute, long in the front and short in the back. Oh gosh now I'm going to be bald. It'll be like go find the bald lady.” (1:08:18-1:08:35 | Christi & Kelly)“I love that you said just improve. What?! How do I sign up for this kind of treatment? I know! Like where is the line? I wanna sign my name on it!” (1:25:07-1:25:19 | Christi & Kelly)LinksSubscribe to us on YouTube: https://www.youtube.com/channel/UC50aSBAYXH_9yU2YkKyXZ0w Subscribe to our Patreon: www.patreon.com/backtothebarreThank you to Ashley Jana for allowing us to use Electricity!! Follow her on IG HERE: https://instagram.com/ashleyjanamusic?igshid=YmMyMTA2M2Y=Download Electricity HERE: https://music.apple.com/us/album/electricity/1497482509?i=1497482510Follow Christi on IG: www.instagram.com/christilukasiakFollow Kelly on IG: www.instagram.com/kellylhyland Hosted on Acast. See acast.com/privacy for more information.
Check our upcoming events: https://bit.ly/3whDgVo Tweetable quote from Kelly “You can't change the system from within; you have to build a new one that renders it obsolete.” Summary So, you've heard about functional medicine and how it offers a holistic approach to health and well-being. But what exactly does that mean, and how can you benefit from it? In this episode, Dr Espen is joined by Dr. Kelly Brogan, a well-known authority in functional medicine. Dr. Kelly Brogan discusses her transition from traditional psychiatry to holistic health, emphasizing the mind-body connection and the power of lifestyle choices in healing. She shares her experience with an autoimmune condition and her path to recovery through diet, detox, and meditation. They also explore the importance of self-responsibility, emotional awareness, and avoiding victimhood.
Al and Kelly talk about what they think could still be added to Stardew Timings 00:00:00: Theme Tune 00:00:30: Intro 00:02:27: What Have We Been Up To 00:07:40: News 00:22:53: Stardew 1.6 00:56:47: What Is Still Missing In Stardew 01:21:22: Outro Links Echoes of the Plum Grove Release Date Bunny Haven Mika and the Witch’s Mountain Dev Update Potion Permit Update Len’s Island Roadmap Chill Roadmap Stardew 1.6.3 Contact Al on Twitter: https://twitter.com/TheScotBot Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:30) Al: Hello farmers and welcome to another episode of the harvest season. (0:00:34) Al: My name is Al and we are here today to talk about Cottagecore Games. (0:00:36) Kelly: and I’m Kelly. (0:00:41) Al: Ah welcome back Kelly, it’s been a while. (0:00:46) Al: What was your last episode? (0:00:47) Kelly: Um, was it the pumpkin heart? (0:00:47) Al: It was. (0:00:49) Al: Oh no pumpkin panic! (0:00:52) Kelly: Yeah. (0:00:53) Al: No! (0:00:54) Al: Oh I talked to, was it Bev I talked about that? (0:00:56) Kelly: Ahhh. (laughs) (0:01:00) Al: There was a couple of weeks ago and they had not listened to that episode and eventually went and watched like one of the speedruns and I was like just be warned and they were like yeah it’s terrifying. (0:01:08) Kelly: Mm-hmm. (0:01:13) Kelly: Yeah, that is absolutely the least cottagecore game that I think we’ve discussed. (0:01:15) Al: Yeah. (0:01:18) Al: Oh yeah don’t yeah. (0:01:21) Kelly: And listen, I have some anxiety attacks playing Stardew in the mines, but that’s nothing. (0:01:30) Al: We’ll talk about it later but I’m in the volcano just now on Ginger Island so I’m having fun there. (0:01:31) Kelly: Yes. (0:01:39) Al: Cottagecore and not Cottagecore there is an overlap there anyway. (0:01:43) Al: So yeah welcome back it’s been six months good to have you back. (0:01:48) Kelly: It’s good to be back, I’m always happy to come back. (0:01:50) Al: We are going to talk more about Stardew 1.6 because we are going to eke out all the content we can from this update I guess that’s the fun of me and Johnny covering. (0:02:01) Al: It’s going to be less than a week after it comes out is there’s always going to be stuff that we miss and so fun to come back and chat especially with with with you Kelly who obviously you weren’t on the last episode so you’ve got probably different thoughts probably some similar thoughts but anyway before we get into that transcripts are available in the show notes and on the website the there’s a bunch of news to talk about but first of All Kelly, what have you been? (0:02:30) Kelly: Besides playing Stardew, you know, I had five days off last week, and I spent three of them playing Stardew until four in the morning. (0:02:42) Kelly: So that was really rough to go back to work the next week. So now I’ve been trying to roll it in at about one o’clock in the morning. (0:02:48) Kelly: But, you know, that never works, because it’s always just one more day. (0:02:52) Kelly: So it’s like 1.30 I’ve been going to bed playing Stardew. So, you know, it’s been going. (0:03:00) Al: I mean is the original solitaire not a roguelike? (0:03:02) Kelly: But besides that, I’ve been playing Solitaire Battle. It’s like a roguelike RPG solitaire game where you battle other things. (0:03:18) Kelly: We had this discussion in Slack. I said it as a joke, but it 100% is. (0:03:23) Al: It is! (0:03:24) Al: There’s nothing like it’s just it’s a single run and then once it’s done nothing matters and you can start again. (0:03:28) Kelly: Yep, you got what you got in that run and then you don’t get that same thing ever again (0:03:34) Kelly: and you know what, it made me realize, maybe that’s just the games that I like (0:03:40) Al: Yeah. Each to their own. So what makes this different? Is it an RPG? Did you say an RPG? (0:03:40) Kelly: to my core (0:03:54) Kelly: Sort of so like you get you you you go against a different like character each round and you (0:04:03) Kelly: Obviously want to try to get more matches and more cards in them, but you also (0:04:07) Kelly: Have power-up cards, so you have like a tack move (0:04:10) Kelly: You have like some Stat boosters and stuff like that you can get like extra draws (0:04:16) Kelly: so you’re kind of just like looking to kill their health bar before your health bar goes down and (0:04:21) Al: Oh, interesting. (0:04:24) Kelly: Three three levels with three levels in each it’s it’s a unique little take on (0:04:29) Kelly: Solidary Dallin and introduce me to it (0:04:32) Al: is there a story? No. Okay. Well, let’s not get into the discussion of what an RPG is. (0:04:34) Kelly: No (0:04:36) Kelly: So maybe not RPG maybe I’m just saying letters and words (0:04:41) Kelly: No (0:04:44) Al: People complain about me talking about that all the time. Okay. Do you gain cards for winning and stuff like that? Is that how you get the power up? Okay. And then you buy the power-ups with the money. (0:04:46) Kelly: My hands are up I am done (0:04:55) Kelly: Uh, no, you actually gain money. (0:04:58) Kelly: So, like, yeah, yeah, you buy the cards. (0:05:00) Kelly: So it’s like, oh, you linked seven different cards at once, you get more money. (0:05:06) Al: sounds like a rogue light to me rather than a rogue like every time every time I talk about this I think I know the difference and then I say something and someone’s like oh maybe not (0:05:09) Kelly: I don’t know the difference. (0:05:18) Kelly: Yeah, I’ve given up. I’ve decided it’s funnier this way. (0:05:23) Al: see I’m I’m my current understanding is that a rogue like is where everything resets between runs and the only thing that improves is your skill and a rogue (0:05:36) Al: light is where you gain things between runs to improve the runs in other ways (0:05:42) Kelly: So I think it would be more of the first but you do gain characters (0:05:48) Kelly: to play as (0:05:49) Al: Yeah, but you’re also gaining money, right? Which gives you paradox and stuff like that so that (0:05:52) Kelly: Oh, yeah But so it’s like that’s one run and then I’d go back and like, you know do a different run So I guess it would be the second one because you’re keeping the cards through the nine levels that you’re playing I don’t know man. I don’t know (0:06:04) Al: Who cares? Whatever. I wouldn’t like it either way. There’s still only one that I’ve actually enjoyed as a whole game, so. Oh, what have I been up to? I mean, Stardew, like, is there is that enough? I mean, basically, I’m now at 60 hours played of Stardew 1.6. (0:06:07) Kelly: Who cares whatever (0:06:10) Kelly: Yeah, no you wouldn’t like it. I just think it’s fun (0:06:12) Kelly: I need to make fun of this conversation every time it gets brought up. (0:06:28) Kelly: Oh, nice. (0:06:35) Al: And we are currently recording on Thursday, so it’s quite an early episode for nearly a week before it’ll come out, but yeah, so it’s a week and two days since it came out, (0:06:49) Al: almost exactly. So, 60 hours. (0:06:54) Kelly: Too bad, I’ve put 30 hours in, (0:06:55) Kelly: but I did not start playing until Saturday night. (0:06:58) Al: Ah, yeah. Yeah, I was ready for it. The whole of Tuesday I was like, “Right, it’s going to be late. It’s going to be late today because I know that Concerned Ape is in Pacific time, (0:07:09) Al: but I’m going to keep paying attention anyway.” And then it came out at like 9pm my time and I was like, “Ugh, great.” Yeah, well, exactly. Exactly. So I am tired. I don’t think I’ve be doing anything else, sadly not games wise. (0:07:18) Kelly: Dangerous time to start. (0:07:29) Al: I keep trying to start Princess Peach show time, but I’ve got stuff to do in Stardew. (0:07:35) Kelly: It’s hard starting with such a commitment. (0:07:38) Al: Yeah, but we’ll talk more about that soon. (0:07:40) Al: Let’s talk about some news. (0:07:42) Al: First off, we have Echoes of the Plum Grove have announced that they are releasing on the 29th of April this year. (0:07:48) Al: Kelly, I suspect you haven’t heard of that yet. (0:07:52) Kelly: I have not, um, I like the title. (0:07:56) Al: So, I mean, the summary of this is it is a life sim where you can kill people. (0:08:04) Kelly: Oh. (0:08:08) Kelly: It’s such a cute artwork, I did not suspect that. (0:08:12) Al: Yes, yes. It’s very Paper Mario-esque. I’m trying to find the wording because it’s quite a… I can’t find the wording, but I’m pretty sure this is the one where you can kill people. (0:08:14) Kelly: Yeah. (0:08:23) Kelly: I like that. I think that’s a nice way to stand out. (0:08:25) Al: Yes, I’m all for different things. You also have to survive winter. I think you can die because of the season. I don’t know if I like that or not, but I’m certainly willing to try it. I mean, I’ve backed it on Kickstarter. (0:08:33) Kelly: Oh, I like that too (0:08:44) Kelly: Yeah, I mean, also I’m saying I like that, but I’m sure also if I played it and put like 40 hours into the game and then I died, I’d be pissed. (0:08:50) Al: So I believe that if I, okay, so you you have children and then you grow old and I believe… (0:09:00) Kelly: Oh, I think I have heard of this. (0:09:04) Al: I’m not sure I need to double check but I’m not sure if it says for certain but I think you can then continue as your child when you die. We’ll find out because it comes out soon, (0:09:13) Al: comes out in one month. Was this on Switch or was it just on Steam? Not that it matters anyway because even if it comes out on Steam, it will… (0:09:21) Al: Even if it comes out on Switch, it will come out on Steam first, (0:09:23) Al: so I’ll probably just play it on my Steam deck. (0:09:26) Al: I’m not seeing Switch. (0:09:27) Al: Anyway, so yeah. (0:09:28) Al: Next we have Bunny Haven. (0:09:30) Al: Bunny Haven is out now. (0:09:33) Al: I don’t think there’s much to say about this game. (0:09:35) Al: There’s bunnies. (0:09:36) Al: Adopt rescue bunnies, (0:09:38) Al: care for them, and transform your garden into the haven in this cozy cafe sim. (0:09:42) Kelly: Okay, cute (0:09:43) Al: Yeah, out now. (0:09:45) Al: Will you play this? (0:09:47) Kelly: Maybe I’m I’m like is that a phone game or is it like a yeah, I’m like weird about phone games I’ll like the idea of something but in the long run. I just go back to playing dungeon cards (0:09:58) Al: Oh, what is dungeon cards? (0:09:59) Kelly: so (0:10:02) Kelly: It’s a roguelite card game (0:10:06) Kelly: So yeah, it’s just like a silly little card game (0:10:14) Al: Mika and the witch’s mountain. (0:10:18) Al: This is your witch delivering packages. (0:10:24) Kelly: okay what is this like the poly art style is that what that is (0:10:29) Al: Oh, yeah, there’s a I know what you’re trying to I know what you’re trying to say, but it’s not that, and I can’t remember. (0:10:39) Al: Shaded, is it shaded? (0:10:42) Kelly: Oh, Cell… (0:10:43) Al: Cell shaded, yes, that’s it. (0:10:44) Kelly: Yeah, yeah, yeah. I think a lot of games can be really fun in the start style. (0:10:49) Al: I agree, I think this works really well. (0:10:52) Al: They have not announced their release date, but they have released that they’re planning to release they have announced. (0:10:59) Al: They’re planning to release before summer. (0:11:02) Kelly: Okay (0:11:03) Al: I don’t know if this is a translation thing because the team is Italian. (0:11:05) Al: So they’re, you know, there’s a, there’s an aspect of that, that they’re not kind of native English speakers, but that feels like before summer. (0:11:15) Al: I mean, I always have issues of using seasons, right? (0:11:17) Al: Because as we have discussed many, many times, there is no one universal definition of the seasons. (0:11:25) Al: Not everywhere has four seasons, some places have two, some places have three, some places have five, and even the places that do have four, they don’t all have them the same. (0:11:35) Al: So it always annoys me when the people do this, but like what is I don’t know whether they actually mean before summer or whether they mean before the end of summer, so it could either be like any time between now and what June, or it could be any time between now and September. There we go. (0:11:52) Kelly: Yeah, it could be anything. (0:11:56) Kelly: I think they intentionally did that just to be vague for their own benefit. (0:11:59) Al: Yeah, yeah, we are putting all the team’s efforts to have Mika and the Witches Mountain out before summer this year. Yes, we will see. I want to play that game, although not right now, (0:12:08) Kelly: I mean, it’s better than nothing. (0:12:14) Al: I’m playing Stardew, so you know maybe they can wait. (0:12:15) Kelly: The tarot cards look cool. (0:12:17) Kelly: I like the art for them. (0:12:19) Al: I haven’t actually seen that. Is that in this update? (0:12:20) Kelly: They’re collectibles. (0:12:24) Kelly: Uh, I’m on the page you sent me, but I don’t think it’s from this update. (0:12:28) Al: Oh yes, no, it is the update, yeah, yeah, well I know I do, that’s my thing. (0:12:30) Kelly: Oh, okay. (0:12:31) Kelly: Who doesn’t love collecting things? (0:12:38) Al: Potion Pyramid, did you play Potion Pyramid? (0:12:40) Kelly: Yeah, I did a podcast with Bev and Maddie. (0:12:43) Al: You did one on it, yeah. (0:12:45) Al: So there’s an update out now with new romanceable characters, I wasn’t even aware they had romance in that, I don’t remember you discussing that on the podcast, were you aware they had romance in this game? (0:12:49) Kelly: Mm. (0:12:57) Kelly: We were, um, I think it was kind of (0:12:58) Al: Hehe. Surprise, surprise. (0:13:00) Kelly: lackluster compared to some other (0:13:03) Kelly: romance-able games, so that’s probably why you don’t remember us talking about it. (0:13:08) Al: Yeah, probably, probably. They’ve also added some extra languages and a cinematic opening (0:13:17) Al: animation to the game. Is this in? Is it still in early access? Was it in early access? I can’t. (0:13:24) Al: It is not in early access. (0:13:26) Kelly: I was gonna say, I think he was out. (0:13:27) Kelly: They definitely seem to have been fixing a lot of bugs, (0:13:31) Kelly: ‘cause there definitely were a lot of bugs, (0:13:33) Kelly: I know, when we talked about it. (0:13:35) Al: Yeah, I feel like adding an opening animation, it doesn’t feel like an after 1.0 thing to do. (0:13:44) Kelly: No, also kind of feels weird when there’s like other things that I probably would have (0:13:50) Kelly: Spent the time on fixing (0:13:51) Al: Yeah, I will say that it won’t be the same people doing those two things, (0:13:55) Kelly: Mmm, yeah (0:13:55) Al: right? Like the developers would have gone, oh great, here’s the animation, right? That’s it in, (0:13:59) Al: right? There’s not much work for them to do after this is made. (0:14:02) Kelly: Yeah, but that’s still budget money, right, you know? (0:14:06) Al: » Sure, that doesn’t mean that if they hadn’t done it, (0:14:09) Al: they would have spent money on fixing. (0:14:10) Kelly: That’s true, that’s that’s very true. (0:14:12) Al: You can’t just throw more developers at a team and get quicker, faster bug fixes. (0:14:19) Al: It’s not how it works. (0:14:20) Kelly: Listen, I played Software Inc., it is how it works. (0:14:25) Al: Please never run a development team. (0:14:29) Kelly: My company was so successful. (0:14:32) Al: There’s a fun– I can’t remember the name of it, (0:14:34) Al: but there’s a fun. (0:14:35) Al: Principle in companies that says that people get promoted until they are no longer doing the job well and then instead of getting demoted back down to where they were doing a good job they continue to be in the job that they weren’t doing well and that’s why it always feels like management are terrible what they’re doing because they are. (0:14:55) Kelly: Mm-hmm. Yes, I’ve heard the same exact thing about managers and (0:14:56) Al: So. (0:15:01) Kelly: It definitely applied to my past manager. Now I have a good manager. So (0:15:06) Al: Ah, well, I’m sure you won’t have them for long because they’ll get promoted into something that they’re not good at. (0:15:14) Kelly: That’s the fingers crossed (0:15:17) Kelly: On a side note, I don’t know if you you’re interested in playing a work game after work, but software ink was fun (0:15:24) Al: Ah, maybe, maybe when I’ve had like a long holiday or something, (0:15:25) Kelly: Mm-hm, yeah, there you go. (0:15:29) Al: we’ll see. Certainly not right now. Maybe when I’m in a new job, maybe when I’ve got a new job. (0:15:34) Kelly: When you’re filled with hope and, you know, a new will to survive. (0:15:39) Al: Lens Island have updated their roadmap again. They now have six updates coming, (0:15:48) Al: no four updates coming over the next three months, which I’m sure will go great. (0:15:54) Al: They have the end of March, which is now. They have the community update. At the end of April, (0:16:01) Al: they have two different updates coming. They both say end of April. That’s very weird. (0:16:08) Al: One of which is the camp. Yeah. Yeah. So realistically, that’s one update, isn’t it? (0:16:08) Kelly: But they’re tied together. (0:16:15) Kelly: Mm-hmm. They wanted to showcase both. (0:16:15) Al: I don’t know why they’re calling it two different updates. That’s fair, but like don’t say it’s four different updates. That’s not how it works. (0:16:24) Al: Oh, that is totally something that someone would do. That’s the camera orbiting update, (0:16:24) Kelly: They’re going to be on two separate dates. (0:16:39) Al: which is such an overly complicated name for. I mean, it’s a very good and impressive feature to implement, right? Like you have a freeform camera in a game that never had a freeform camera before. That’s good. But my word, I do hate. (0:16:54) Al: that name. Freeform camera, yeah. Camera. Like what is the camera orbiting? And camera orbiting implies that it’s like always moving, right? Because like an orbiting thing isn’t moving at will, it is moving at a general constant orbital speed. So I. And as always happens in these games when you’ve got moveable cameras. (0:16:54) Kelly: Is that what you would say though instead free-form camera? Yeah, I think that sounds better than camera orbiting update (0:17:08) Kelly: Yeah (0:17:13) Kelly: You’re just trying to play the game and like hope that you can see the right way while you’re doing (0:17:24) Al: The controls change when you’re moving the camera, so you’re just running around in circle. (0:17:24) Kelly: mhm, mhm (0:17:32) Al: Oh, that sounds terrible. (0:17:34) Kelly: That’d be a fun, like, challenge form. (0:17:38) Al: Yeah, yeah. (0:17:41) Al: Anyway, and the other update at the end of April is the completionist update. (0:17:49) Al: New starter guide, collections page, and quest objectives will be added. (0:17:54) Al: Then at the end of May, they have the frozen lands update, (0:17:58) Al: which is a new Arctic world, new weapons, enemies, and animals, new major boss. (0:18:03) Al: Major boss. (0:18:04) Al: Is that not just a boss? (0:18:06) Kelly: They really want to spice things up, Al. Let them be. (0:18:11) Al: a new vehicle and more. And then it looks like the full release has been pushed a little bit because it was originally scheduled for July, but it’s now coming out in Q3. Technically July is in Q3, but in fact they’re now saying Q3 rather than July. I suspect that means September. But thank you for saying Q3 and not saying summer. I appreciate that. Although you do get into the question of like, well, what are we talking? (0:18:30) Kelly: Yeah, I would also think that. (0:18:41) Al: Or are we talking financial calendar? In which case, which financial year? (0:18:47) Al: There is here. Yeah, it’s April to March. Technically, it’s the, I think the fifth of April to the fourth of April the next year. Don’t ask me why, it just is. Yeah, so if you talk about the financial year here that’s what (0:18:49) Kelly: Is there even a standardized fiscal year? (0:19:11) Al: people need. And that will include multiplayer and the I don’t know what they mean by the act 5 major update that sounds like it’s the final bit of the story possibly but I’m not sure. And a new hardcore mode. (0:19:26) Kelly: Are the stories called acts because like also technically this would be the fifth update (0:19:31) Al: It would be the fifth update this year but there have already been lots of updates to this game. (0:19:41) Al: It came out in 2020-2021, so yeah, I don’t know why I started saying 2000, right? (0:19:44) Kelly: I thought you were going to say 2012 for a second. (0:19:49) Al: I’ve not, I’ve not said 2000 and something for years, 2021, I don’t, I think even back in 2012, I was still calling it 20, I think it was back in 2009. (0:20:04) Kelly: That’s fair. I think I switched back and forth until like- (0:20:06) Al: Yeah, I find it funny because, like, I would never say… (0:20:10) Al: You would always say, like, 1901, 1905, 1922, you wouldn’t say 1905, yeah. (0:20:16) Kelly: Because that sounds ridiculous. (0:20:20) Al: But we knew that saying 2000 dand would sound ridiculous at some point as well, so why did we ever start saying, uh, it doesn’t matter, don’t matter, doesn’t matter. (0:20:29) Al: We don’t have time to get distracted by this pointless stuff. (0:20:32) Al: It is quarter to 11. (0:20:34) Al: Milltown have released their roadmap as well. (0:20:36) Al: They just came into Early Access last week, I wanna say. (0:20:42) Al: The day before or the day after Stardew 1.6, so I haven’t played it yet. (0:20:50) Al: So their first update will come out apparently this month, which presumably means like tomorrow. (0:20:58) Al: Because I don’t think they’re gonna be doing it all at the weekend. (0:21:02) Al: So it should be out by the time you’re listening to this episode. (0:21:04) Al: And that will have some bug fixes. (0:21:06) Al: Performance fixes etc etc and full controller support. (0:21:11) Al: Look, if you’re gonna release controller support like less than two weeks after your early access, (0:21:16) Al: just wait the two weeks. (0:21:23) Al: Boy oh boy. (0:21:24) Al: And then they’ve listed the other updates that are coming out, (0:21:27) Al: or some of the other updates that are coming out with no dates on them, (0:21:30) Al: which is probably a sensible thing to do. (0:21:32) Al: do. (0:21:32) Kelly: Yeah, I feel like that doesn’t set the expectations badly seems like some pretty good updates along the lot like down (0:21:37) Al: Yeah, I do need to play this game, it is on my list. (0:21:44) Al: I do own it, cuz of course I backed on Kickstarter. (0:21:51) Kelly: Some people are hoarders, some people, you know, (0:21:53) Kelly: back everything on Kickstarter. (0:21:55) Al: I feel like we’re about to come into a really busy period for games coming out, I just have that feeling. It was three days, it was three days after Stardew 1.6 came out that it came out. (0:22:00) Kelly: Yeah, I trust- (0:22:05) Al: In fact, in that case, it was last Friday that this game first came out, less than a week. (0:22:13) Al: And the final piece of information, which will be a lovely segue into our main topic, (0:22:18) Al: is that Stardew 1.6.3 is now out, which includes the most important update, Kelly. (0:22:24) Al: you can access clinche (0:22:25) Al: shop while your tool is being upgraded. (0:22:28) Al: That was three updates ago, come on get with it! (0:22:28) Kelly: I thought you were gonna say, “You could drink mayonnaise.” (0:22:37) Kelly: No, uh, when I saw the Clint update, I was so ecstatic. (0:22:41) Al: the Clint update. (0:22:43) Kelly: I hate him. I never want to see him. (0:22:46) Kelly: But this is the best update that could have been applied to him besides he turns into nothingness and you can become your own, uh, blacksmith. (0:22:54) Al: Well, let me tell you so I have so listeners will have heard this is when I segwaying into this is the this is The main main point of the episode now. We’re just gonna talk some more about stardew (0:23:05) Al: Kelly’s gonna talk about some of their feelings on the 1.6 update and (0:23:11) Al: I will probably talk about some of the 1.5 stuff that I’ve now accessed in the last few days because I haven’t stopped playing and (0:23:19) Al: then we might talk about some things that we think are still missing from the game. (0:23:24) Al: With the massive caveat that we obviously don’t expect anything else, (0:23:28) Al: and if this game never gets another update that will be completely acceptable, (0:23:34) Al: we’ve had six massive updates for this game. (0:23:35) Kelly: We love you, Concerned Dave. We don’t expect anything from you. Please just be nice. (0:23:42) Kelly: You’re so nice. (0:23:42) Al: Um, but yeah, Clint, I have an update. So people will know that I was, uh, I’m romancing Emily in this game. Um, and yeah, well, exactly. So, um, Johnny said that I’m running the full evil run in this version. Cause obviously I’m doing Junimo Kelly. You were the first person to find that out. Literally two hours before we recorded the last podcast, I got A message from Kelly going. (0:23:50) Kelly: Oh no, so arch rival Clint. (0:24:04) Kelly: It was the first person to shame you on it too. (0:24:13) Al: What have you done? (0:24:15) Al: As I had just finished completing the Georgia Community Center equivalent. (0:24:23) Al: I don’t even know what it’s called. (0:24:26) Kelly: I don’t either, but I open Steam and what do I see? (0:24:30) Kelly: But Al has completed the Jojo, Jojo Mart, whatever thing. (0:24:36) Kelly: I don’t think I know anybody who’s done that. (0:24:38) Al: Well, now you do. (0:24:41) Al: Let me see what it was actually called. (0:24:42) Kelly: This is the genocide run of Stardew. (0:24:46) Al: genocide. Wow. (0:24:50) Kelly: It’s an Undertale reference. (0:24:52) Al: All right, I did not. (0:24:54) Al: I played Undertale. (0:24:58) Al: I didn’t enjoy it. (0:25:01) Al: We don’t need to talk about that. (0:25:04) Al: So the actual the actual achievement is Georgia Co-member of the year. (0:25:08) Al: Look, it’s my rarest achievement, 4.3% of players of this achievement. (0:25:14) Kelly: There you go. Well, I saw that on Steam, and how could I not publicly shame Al for this? I mean… (0:25:26) Kelly: Oh, I will say, so I– to the listeners, I’ve only played Stardew on the Switch before this, (0:25:33) Kelly: and it is so nice to have the achievements. (0:25:36) Al: Yeah. You do get them in the Switch version, but they’re only in-game. It’s really nice to be able to go and see them. I don’t know why Nintendo insists on not doing achievements. (0:25:40) Kelly: Yeah, it’s not the same. (0:25:48) Kelly: It makes me so mad! (0:25:49) Al: It feels like something they could do with… It’s not like it’s no work, but the majority of the work is on the developers’ sides. They need to build an API that allows people to put in some information, and then they need a UI that shows you it. That’s really all you need to do. (0:26:07) Al: I’m not saying it’s very, very easy, (0:26:09) Al: but I am saying it’s not the hardest thing they’ve ever done. (0:26:09) Kelly: It’s such a small thing that’s like completely unnecessary, but it just feels so nice. (0:26:12) Al: And I think it would make playing the switch much more fun. (0:26:22) Al: Yeah I’m wrong actually it’s not it’s not my rarest achievement anymore. I got the unforgettable soup today. Yeah only 0.7% what did you put in to get that? Oh wow yeah love me an easy soup I put in I put in a gold truffle yeah I oh nice wow impressive that’s pretty good (0:26:22) Kelly: I will say. (0:26:28) Kelly: I got that a few days ago. (0:26:40) Kelly: Oh, fancy. I’m early in the game still. This was my first spring, or summer, or whatever. (0:26:52) Al: no I put it I put in the gold truffle purely because I accidentally walked into the beach and went oh no it’s soup time do I have anything in my bag I had one food item and it was a gold truffle look because I had the gold truffle it was fine right I was I was like this is a perfect thing for a soup this will be great (0:27:04) Kelly: Oh, you are so lucky. (0:27:06) Kelly: You are, I would have savescombed. (0:27:08) Kelly: I would have absolutely just shut the game down and restarted the day. (0:27:14) Kelly: Yeah, no, yeah. (0:27:16) Kelly: Yeah, you got luck, you lucked out. (0:27:18) Kelly: That’s awesome. (0:27:19) Kelly: No, I would have absolutely just shut the game down and like close my eyes for a second and then restarted everything. (0:27:26) Al: Oh dear, it was funny because I was going over, I was actually planning to go to Ginger Island. (0:27:31) Kelly: Oh, man. (0:27:32) Al: So I was going to the beach to go to the boat, and then I was like, (0:27:36) Al: “Oh, guess I’m not going to Ginger Island today.” (0:27:36) Kelly: Good thing you didn’t just, like, use a totem or whatever. (0:27:43) Kelly: Can you use a totem for Ginger Island? (0:27:44) Al: You can, but I had never, this was my first time going to Ginger Island, so I didn’t, (0:27:44) Kelly: I can’t… (0:27:45) Kelly: You can, right? (0:27:46) Kelly: Oh! (0:27:47) Kelly: Also, “Plans Interrupted” by the Lueo. (0:27:50) Al: I didn’t, I didn’t have any to- (0:27:52) Al: Oh, sorry, I interrupted you. (0:27:57) Kelly: That’s pretty lucky. (0:27:59) Kelly: I don’t know what I was saying. (0:28:01) Al: “Achievements”. (0:28:02) Kelly: Oh, I was going to say that was my best achievement. (0:28:06) Al: Oh, so I interrupted, I interrupted you, telling me about an unforgettable soup, (0:28:07) Kelly: That’s what I was about to say. (0:28:10) Kelly: I was going to brag about the fact that, yeah, I was going to say I have you beat. (0:28:13) Al: by telling you about my unforgettable soup. (0:28:19) Al: Apparently, so I’ve also, the Ginger Island one, which… (0:28:22) Al: just get to Ginger Island, only has 1.2% of players. (0:28:24) Kelly: Well that’s even with the soup one, I’m not doing great in the summer, I’m doing well, (0:28:26) Al: Yeah, that is really, that’s so much smaller than I was expecting. (0:28:29) Al: The soup one as well. You just need a gold and anything. (0:28:38) Kelly: you know, like I’m having a good run through, but I’m not doing anything crazy and yeah I started with the new meadow thing so I have chickens and eggs, that’s like a step up. (0:28:48) Al: - Yeah, yeah, yeah. (0:28:50) Kelly: Which is great, I love them. (0:28:51) Al: Yeah, so you did the new farm then. (0:28:52) Kelly: Yes. (0:28:54) Al: So tell me what you think about that then just in general. (0:28:55) Kelly: I think it’s really cute. I think it is kind of you kind of give yourself a little boost by getting the chickens for sure, because it doesn’t take long for you to get like a mayo maker and then that’s like, even without the mayo maker, you’re still like dedicated getting a few hundred dollars a day at the beginning, which is like such a big thing. Yes, it is. (0:28:57) Al: ‘Cause me and Johnny had to chat about that as well, (0:28:59) Al: ‘cause we both went for that, absolutely. (0:29:04) Kelly: It’s kind of you kind of give yourself a little boost by getting the chickens for sure, because it doesn’t take long for you to get like a mayo maker and then that’s like, even without the mayo maker, you’re still like dedicated getting a few hundred dollars a day at the beginning, which is like such a big thing. Yes. (0:29:20) Al: Yeah, which is huge to start with. (0:29:26) Kelly: I’m not selling my foraged goods and then trying to save some so I have something to eat. (0:29:30) Al: Yeah, selling wood and stone. (0:29:32) Kelly: Yeah, exactly. (0:29:36) Kelly: Like, yes, of course, I am a fisherman through and through when it comes to stardew, so that is always my go-to for money. (0:29:43) Al: interesting. Let me tell you, I am not a fishing person so much so that I am at level ten for everything in in this save except fishing of which I am far. (0:29:58) Kelly: Oh wow, no, I got like Iridium Fish by day 10 of spring. (0:30:05) Kelly: And I was like, oh, is this gonna be harder on like computer? (0:30:08) Kelly: Because like, you know, I’m using the mouse instead. (0:30:11) Kelly: But no, I think it might even be easier. (0:30:14) Kelly: I love fishing, I think it’s so much fun. (0:30:16) Kelly: But you make so much money. (0:30:16) Al: I dislike it less once I’ve gone up the levels, right, (0:30:23) Al: because it becomes easier as you go up. (0:30:24) Kelly: Yeah, yeah, it definitely does. (0:30:26) Al: And you do get a lot of money early game, (0:30:29) Al: but then by the time I actually have bothered to try it, (0:30:32) Al: I’m already making lots. (0:30:34) Al: Like I’m now trying to push up the levels because I’m like, I wanna get to level 10 on fishing by the end of year two. (0:30:34) Kelly: Yeah (0:30:40) Kelly: Yeah, yeah cuz otherwise you can’t get the legendaries right (0:30:40) Al: I’m currently midway through summer year two. (0:30:46) Al: You get them the next year. (0:30:48) Al: But no, I want to get it for the granddad’s evaluation. (0:30:53) Al: Although I think I just hit my last thing that I needed to do for my granddad’s evaluation. (0:30:54) Kelly: Well, yeah, that’s part of it too. (0:31:01) Al: But that last point that I needed to get was having your pet at full happiness. (0:31:09) Al: And the problem with that one is I don’t need to keep him at full happiness, (0:31:13) Al: which isn’t hard normally, (0:31:15) Al: but I’m trying to do a lot of stuff in general. (0:31:16) Al: look, Emily’s at home, I’ve already married Emily, she can be looking… yeah. I don’t (0:31:20) Kelly: Yeah, and then not come home. (0:31:36) Kelly: Because you committed animal neglect? (0:31:42) Kelly: You’re married already?! (0:31:46) Al: know how much I’ve played this game in the last week, Kelly. (0:31:49) Kelly: No, I just I truly don’t care about marrying people and so I think that’s always the last thing that I focus on (0:31:55) Al: I oh yes so that’s what I was going to talk about so my yes I was going to talk about Clint because I was talking about Clint. So last episode I had mentioned that I was romancing Emily and I had previously romanced Hailey. Hailey was my my first instard you and let me but we’re not in the same save file. So come on I’m not that and not that terrible although that would be interesting. (0:32:00) Kelly: Yeah, so we got so sidetracked, oh my god (0:32:14) Kelly: The sisters? (0:32:18) Kelly: Oh, okay. (0:32:25) Al: No, I I I romanced Hailey in my first Stardew game and the reason why I did that is I suspect the same reason everybody does Hailey is she’s mean to you when you first talk to her and you’re like “oh well I’m gonna have to I’m gonna have to change that”. Feels like a challenge. (0:32:38) Kelly: Umm, yeah, that’s what I did with Alex, cause he’s just mean to you. (0:32:49) Al: Yeah, yeah same thing. (0:32:50) Kelly: Yeah, I mean it makes sense cause there are each other’s, you know, counterparts or whatever. (0:32:55) Al: Yeah, yeah exactly, exactly. So that was my first one and then my second one I did (0:32:59) Kelly: Okay. Mm-hmm. (0:33:00) Al: Leah just as something a bit different. I thought she was quite a different character so I thought I’d go for her and then this one I don’t know why I decided with Emily. I just I just did and then the whole Clint stuff and I was like well this sounds fun and then so when I recorded the last episode, I was just kind of in the middle of romancing Emily. (0:33:23) Al: and… (0:33:25) Al: Johnny had mentioned how that was obviously because I was doing that and the Georgia stuff I was doing the full evil run (0:33:31) Al: Um, and I was like, ah, you know clint’s a wimp. Um, he doesn’t even try (0:33:34) Kelly: No, wait, wait, wait, what do you mean, what do you mean the evil run, you are, this is negating the horrors of your Jojo Mart because you are saving Emily from Clint. (0:33:44) Al: Well, because it’s… I don’t think she needs saved from Clint, I’ll be honest with you. (0:33:52) Kelly: No, but I mean, I hate him, so… (0:33:55) Al: Yeah, well, exactly. This was my point, is that I didn’t think it was that bad, because I think that Clint is just pathetic, and he doesn’t even bother trying, he just kind of mopes around. And then, so, I am now married to her, so I have officially broken his heart, (0:34:04) Kelly: Mmhmm. (0:34:08) Kelly: Yeah. (0:34:15) Al: but the best bit was it was amazing. There’s one of the heart, I think it’s… I’m assuming it’s a heart event for Emily. You turn up at Mayor Lewis’s house, and Emily is doing some clothes related, try out some new clothes thing with a bunch of people. And so, you do this and like a bunch of different people. (0:34:38) Kelly: Oh, I think I know what you’re talking about, yeah. (0:34:44) Al: It’s just you and Emily left and you have a moment with Emily and it’s all lovely. (0:34:57) Al: And then Clint walks back in and he sees you both and he’s like, “Oh, I guess I interrupted something.” (0:35:04) Al: And just before he leaves, he says, “Well, you win,” and walks away. (0:35:08) Kelly: Oh god, but see that’s why he’s such a sad sack little loser no he’s just like he’s the mopey kid in the corner (0:35:10) Al: And you’re just like, “Wow! (0:35:14) Al: Way to do it.” (0:35:16) Al: Like, “Oh, my word! (0:35:17) Al: So pathetic!” (0:35:18) Al: I’m just like, “You didn’t even try! (0:35:26) Al: What are you doing?” (0:35:28) Al: And he’s like, “Oh, can you give this thing to Emily?” (0:35:32) Al: It’s like, “Give it to yourself! (0:35:33) Al: You want me to give Emily a rock? (0:35:36) Al: You’re the rock guy! (0:35:37) Al: That’s your thing!” (0:35:38) Al: This is the thing, he is literally - all of Emily’s favourite things, except Cloth and and will are rocks. (0:35:44) Al: Basically, right? She likes all the things you get that he gives you. (0:35:45) Kelly: Mhmm. (0:35:49) Kelly: Mhmm. (0:35:50) Al: You just- he- he could eat- (0:35:53) Kelly: No, I fully support this because he is… (0:35:57) Kelly: He’s the little loser kid in the corner who thinks that for some reason, he is getting ignored. (0:36:05) Kelly: But he’s not doing anything. All he has to do is take a step forward. (0:36:06) Al: Yeah, yeah, yeah, give her a rock. (0:36:09) Kelly: Just be normal. Go talk to her like a person. (0:36:14) Kelly: Like, it’s so simple. (0:36:15) Al: Weird isn’t necessarily bad though, that’s the thing, you just need to actually try. (0:36:15) Kelly: Just… just talk to her like you talked to me, Clint, but maybe not ‘cause you’re still weird. (0:36:23) Kelly: No, I don’t mean weird in that way. I mean, he’s… I don’t like his mentality. (0:36:27) Al: I agree. (0:36:30) Al: He feels like he is the victim despite never even trying in it. (0:36:32) Kelly: He’s the victim. (0:36:36) Kelly: Yeah. (0:36:36) Al: Agreed. (0:36:37) Kelly: He’s the victim who put himself in a hole. (0:36:40) Kelly: Yeah, well… (0:36:42) Al: So, yeah, I have defeated him and broken his heart and now I’m married to Emily and all is good with the work. (0:36:49) Kelly: Yeah, that’s good. (0:36:51) Kelly: I’m happy for you. (0:36:52) Al: Anyway, sorry, I interrupted you. So, yeah, the new farm, you have enjoyed having chickens and getting mayo. (0:37:00) Al: I love also, I don’t know what you think about this, but I love how you can drink mayo now, not because I’ve ever done it, (0:37:06) Al: just because like in terms of the game, it’s a really good energy source really early on for this farm. (0:37:12) Kelly: Oh, I actually did not try it. (0:37:15) Kelly: Um, but I do know that it upsets the people around you if you do drink it around people. (0:37:20) Al: Yes. I mean, most of the time you’re not eating in front of people, right? Like, most of the time you’re downing something as you’re halfway down the mine. Let’s not pretend like, you know, (0:37:26) Kelly: Yeah, yeah. (0:37:29) Al: the people who are finding out that people don’t like seeing you drink mayo, they’re doing it just to see what happens. You’re not– Yeah, sure, but you– Sure, but you don’t go into Mayor Lewis’s house to drink some mayo, right? Like, that’s just not a thing you do. (0:37:35) Kelly: I mean, listen, sometimes I get caught opening trash cans when people are around. (0:37:39) Kelly: Sometimes I don’t think about stuff. (0:37:43) Kelly: No. (0:37:44) Kelly: No. (0:37:47) Kelly: Um, but no, I thought that was a funny little update. (0:37:50) Kelly: Just like a silly little thing. (0:37:52) Kelly: Who doesn’t love silly little things? (0:37:54) Al: how is your farm so far then you’ve you’re at your at the end of summer is that (0:37:58) Kelly: Um, I am, I think, day 18 of summer? (0:38:04) Al: the 18th of summer year one (0:38:06) Kelly: Yeah, so, good so far, I do need to get more into the mines because I need a sprinkler, (0:38:14) Kelly: so I need, I miss them. (0:38:16) Kelly: It’s just like, I want to grow everything, but then I don’t want to have to water everything, (0:38:19) Kelly: and yeah, it’s really nice to have your watering can updated, but it’s still not enough. (0:38:23) Kelly: And it takes so much time and so much energy, but it’s going good so far, I moved everything, (0:38:29) Kelly: I like the setup of the farm so far, I think I have a good idea of where I want to put my barn and stuff. (0:38:35) Kelly: Um, but I did move all of my crops down to the, is everybody’s farm different, and it’s just like similar concepts, or are they, the same, right? (0:38:41) Al: No, it’s the same layout, yeah. (0:38:44) Kelly: So I moved it down to, by that lake at the bottom left. (0:38:48) Al: OK, I’m still using the top, the stuff just underneath your farm because I have the greenhouse. (0:38:52) Kelly: That’s what I was using at first, I got fed up with the, the watering can. (0:38:57) Al: Yeah, fair. (0:38:59) Al: Yeah, that is one big disadvantage is that you are quite far away from water up there, but everything’s sprinkled for me now. (0:39:04) Kelly: Yeah. (0:39:07) Kelly: Yeah, see, once I get to that stage, (0:39:08) Kelly: it’s like, okay, I can pick and choose how I wanna do it. (0:39:11) Kelly: Although last time I used that area for fish, (0:39:17) Kelly: whatchamacallit, (0:39:20) Al: Oh, fish buns. (0:39:20) Kelly: yes, the roe, the roe pons. (0:39:21) Al: Right, I was like, you just have fish lying on the ground? (0:39:27) Kelly: So I used that area in my last different farm for that. (0:39:33) Kelly: But I like missing room with the layout. (0:39:34) Kelly: I like literally draw them out in notebooks and like figure everything out. (0:39:37) Al: Yeah, I don’t. (0:39:38) Kelly: Yeah, no, I mean I write out (0:39:41) Kelly: the information on like how much each fruit costs, how long it takes to grow, (0:39:46) Al: I see I’m definitely, I’m just at the point now where I’m just like well I’m just growing. (0:39:47) Kelly: how much it costs to pickle. (0:39:53) Kelly: Yeah, now you’re having fun. Yeah. (0:39:54) Al: Ancient fruit, ancient fruit in my greenhouse and whatever one specific crop is the best one to do outside, which is summer just now so it’s star fruit. (0:39:57) Kelly: Yeah, exactly. (0:40:01) Kelly: Yeah. (0:40:04) Kelly: Yeah, but no, I like the aspect of making my little lists. (0:40:10) Kelly: I like making lists. (0:40:14) Kelly: I got green rain the other day. (0:40:16) Al: The green rain is great. I got that for the second time today. (0:40:18) Kelly: I’ve never had it, my God, it was so cool. (0:40:22) Kelly: Cuz it’s only in summer, right? (0:40:24) Al: It is. I’m pretty sure it’s the seventh of summer it happens on, because I’m sure that was the same both years for me, but it might. (0:40:30) Kelly: Oh, see, I heard it could be different. I heard it’s rare and it doesn’t- (0:40:34) Al: Well, I’ve had it both summers, so I don’t think it’s that rare. (0:40:39) Kelly: okay but oh my god what a cool little event it made the insides of the houses so dark and eerie (0:40:43) Al: Yeah. (0:40:46) Al: I really like it. I especially the second time around, I noticed that it also makes all your trees suddenly grow to full height, which is cool. (0:40:49) Kelly: I got so much moss (0:40:55) Kelly: yes because I got a lot of my trees back in my yard um (0:40:59) Al: Yeah. Which was especially good for me because I was growing the hardwood trees at that point, (0:41:04) Al: and so I suddenly had 10 hardwood trees, and I was like, “Yes! All the hardwood! Fantastic!” (0:41:05) Kelly: oh that’s nice. That is so nice. (0:41:10) Kelly: I really liked that they had those fiddlehead fern trees in the forest area, down below your house, because I don’t have access to secret woods yet. (0:41:16) Al: - Yeah. (0:41:21) Al: - Yes. (0:41:27) Al: - Yeah, I think that’s also what I mentioned in the last episode. (0:41:30) Al: That’s another really good thing about this farm is it has both hardwood logs on it. (0:41:34) Kelly: Mm-hmm (0:41:36) Al: And the big hardwood log, you have to have a gold ax for, (0:41:40) Kelly: Mm-hmm, which I’m not up to yet (0:41:40) Al: but the, no, but the smaller one, (0:41:43) Al: you just have to have an iron axe for. (0:41:45) Kelly: Yes, which I am very close to (0:41:46) Al: And so you can get hard with much quicker. (0:41:49) Kelly: Yeah, which is so nice cuz there’s so many things that for crafting you need to you need the hardwood (0:41:55) Al: Yeah. Yeah. I think, do you not even need that for, I think, is it cheese maker you need that for? (0:42:00) Kelly: Yeah, because I was gonna go make one and I was like ah hardwood, and I have some hardwood, but I don’t have enough hardwood (0:42:03) Al: Yeah. Frustrating. (0:42:08) Kelly: What else I really like that now when your menu it like (0:42:13) Kelly: Blips the community bundle button (0:42:18) Al: I will say it has done that since 1.4, it’s just it seems to be something that people just keep (0:42:20) Kelly: Has it okay, well (0:42:23) Kelly: You know what? (0:42:27) Al: realizing every time they play it again. It’s like oh this is cool that it’s something a bunch of new people learn because I’ve seen because I’ve seen concerned a tweet about it three different times over the last five years and everyone’s like oh wow that’s a great new feature and is like no no I’m just reminding people because I yeah because I (0:42:32) Kelly: You know what? (0:42:32) Kelly: Maybe it’s just the best feature. (0:42:40) Kelly: Well, I just learned about it. (0:42:48) Al: because I’ll tell you how I know that it was definitely 1.4 is because I didn’t do community center this time. I didn’t play 1.5 but I used that feature quite a lot so there you go. (0:42:59) Kelly: Uh, okay. (0:43:02) Kelly: The sea jellies and the river jellies are very interesting. I don’t know what they’re for yet, but they’re cool-looking. (0:43:06) Al: You can eat them, but also there’s a specific one crafting that I know of that uses it. (0:43:10) Kelly: Yeah. (0:43:15) Kelly: Yeah, I figured there would, I figured there would be something. I’m very much in the… (0:43:19) Al: It’s something you’re going to like, personally. (0:43:21) Kelly: Okay, okay, but I’m, no, I’ll wait. I’m very much in the… (0:43:23) Al: Do you want to know what it is or not? (0:43:25) Al: No. (0:43:26) Al: OK. (0:43:27) Al: I need you to tell me what you think of it when you get it, because I think you’ll like this new item. (0:43:29) Kelly: » Okay, I’m excited. (0:43:34) Kelly: But I’m very much in the mentality of hoard things first and then later I don’t have to deal with it as much. (0:43:38) Al: Oh, for sure. Absolutely. Yeah, like it took me three months to figure out what the Moss was for. Yeah. (0:43:46) Kelly: Yeah, I’m still waiting on that one, I don’t know yet. (0:43:49) Kelly: I got so much moss though from that rain. (0:43:51) Kelly: I was like, my God, we’re going ham. (0:43:53) Kelly: And then I love how after a whole bunch of trees are still covered in moss. (0:43:58) Al: Yes Not just on your farm as well (0:44:00) Kelly: It’s like, this is the residue. (0:44:03) Kelly: Mm-hm, but also great for just fiber in general, (0:44:06) Kelly: because fiber can kind of be hard to come by sometimes. (0:44:10) Al: Yeah, especially if you want to grow tea saplings, (0:44:13) Kelly: Mm-hm, so that was really cool. (0:44:15) Al: which is a good source of early game money. (0:44:16) Kelly: I think overall, I just really liked that event. (0:44:18) Kelly: and I looked at the camera and I thought, “Oh, I’m gonna do it.” (0:44:20) Al: I agree. My first time on it, I didn’t do very much on it because I didn’t have a lot of energy and obviously it runs out early, but I literally got my second one today and I cut down every single tree that I found and I cut up all of the moss on the ground. I think I had like like 200 moss or something by the end of it. (0:44:40) Kelly: Yeah, I think that’s- I think that’s about what I got. I was like, I’m just gonna take food with me and empty my pockets and go. (0:44:46) Al: It’s definitely worth it. Did you talk to anyone during the event? (0:44:49) Kelly: Yeah, I went to the salon, which I was actually kind of pissed about because I wanted… (0:44:51) Al: Oh yeah, saloon, not salon, different things. (0:44:54) Kelly: Whatever. Yeah, I know. (0:44:56) Kelly: Listen, I know what the word is and what I’m gonna call it in my head are two entirely different things. (0:45:01) Al: It’s all right, I call it a pub anyway because saloon is a very American word. (0:45:06) Kelly: Yeah, yeah. (0:45:07) Kelly: Um… (0:45:10) Kelly: But I went there because I was like, “Oh, I’ll buy some more salads so that I have a ton of energy today, and then tomorrow if I want to go in the mines or something, I have a salad or something with me.” (0:45:22) Kelly: And then I went in there and you couldn’t even buy anything because everybody was just in panic mode. (0:45:27) Al: Yeah, yeah, did you find Demetrius? (0:45:30) Kelly: No, I did not because I was like, “You know what? I don’t care. I’m gonna go cut the trees down.” (0:45:34) Al: He’s so funny, he’s up by his house, (0:45:37) Al: dressed up in a hazmat suit. (0:45:40) Kelly: No, I did see a tweet about that, actually. Damn. (0:45:42) Al: He’s so funny. (0:45:42) Kelly: I wish I wanted to see that. I forgot that those were the connected events. (0:45:47) Al: Everybody else goes to the pub. (0:45:49) Al: He’s out in a hazmat suit. (0:45:52) Kelly: He’s an interesting little man, you know? (0:45:54) Al: Yes, yes he is. (0:45:56) Kelly: But no, I was like, “You know what? I gotta find these fiddlehead ferns, so I need to get out of here.” (0:46:02) Kelly: I was like, “Back to cutting down trees. This is too much interaction.” (0:46:08) Kelly: What else there was (0:46:10) Kelly: There was other things and now I can’t think of them (0:46:12) Al: So, this game is a lot about kind of the small quality of life updates, how have you found, (0:46:20) Al: obviously we talked about the new farm, are there other kind of day-to-day things you’ve been doing that you found different in the game? (0:46:31) Kelly: And that’s what I’m trying to think. I feel like there was, and now I cannot think, um… (0:46:36) Al: Feel free to get the patch notes up for on the stardew website. (0:46:40) Kelly: That’s what I’m literally… (0:46:42) Al: I presume you haven’t been to the desert festival? (0:46:44) Kelly: No, no, no, no, not yet, um… (0:46:46) Al: It’s very hard to get that in the in the first year but I’ve just been to it and I I very much enjoyed that. It’s good fun. It ties together a bunch of different things in the desert (0:46:48) Kelly: Yeah. (0:46:56) Kelly: Oh, I’m excited for the the fishing derbies tomorrow. Today. Today! (0:46:57) Al: which is good fun. (0:47:03) Al: Yes. (0:47:05) Al: T-t-today. (0:47:06) Kelly: Um, I like that that um, I haven’t really experienced it yet but I saw something about the mastery system which I think is very interesting and I am excited to see how that plays out. (0:47:15) Al: I’m so close I just need to get my fishing up to 10 and then I can do it. (0:47:17) Kelly: Ah. Um, what else? Oh, the prize machine! (0:47:23) Al: Yes have you done that? (0:47:24) Kelly: Yes, I got two tickets so far. (0:47:26) Kelly: And I got an apricot tree. (0:
Al and Kelly talk about Pumpkin panic Join Al and Kelly in a quick journey through the world of cottagecore gaming. They share their experiences with “Pumpkin Panic,” discuss recent news, and leave you feeling cozy and inspired. Timings 00:00:00: Theme Tune 00:00:30: Intro 00:03:00: What Have We Been Up To 00:13:42: News 00:55:48: Pumpkin Panic 01:24:30: Outro Links Disney Dreamlight Valley Leaves Early Access Spirittea Release Len’s Island Roadmap Updated Moonstone Island Updated and DLC Released Stardew Valley Horseradish Juice Echoes of the Plum Grove Steam Page Echoes of the Plum Grove Kickstarter Pumpkin Panic Contact Al on Twitter: https://twitter.com/TheScotBot Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:30) Al: Hello farmers and welcome to another episode of the harvest season. (0:00:36) Al: My name is Al, and we’re here today to talk about cottagecore games. (0:00:37) Kelly: And my name is Kelly. (0:00:38) Kelly: Woo! (0:00:43) Al: Two weeks in a row Kelly, what’s happening here? (0:00:50) Kelly: I know. It’s even funny because Kevin brought it up. I did last year’s Halloween. (0:00:56) Kelly: Which I totally forgot. Because I totally forgot Cult of the Lamb came out last year. (0:00:56) Al: Yes. That was last year, my word, wild. Yes. Yeah, yeah. I mean, why not? But hey, I’m on, I think this is, is this my first Halloween ep? No, no, I was on one with Rochelle, the original Graveyard Keeper one, I think, I was on. But I hadn’t played the game, so Rochelle I was basically just telling me. (0:01:01) Kelly: Yeah. It’s just my season. I don’t know what to say. (0:01:18) Kelly: I was gonna say Kevin brought that up last time actually, yeah. (0:01:22) Kelly: Okay. (0:01:24) Kelly: Well, welcome to your own podcast Halloween episode. (0:01:26) Al: about it and I was asking questions, but I think I’ve not been on any of the other Halloween episodes. So I’m here. Yay. Awesome. Well, thank you for joining us, Kelly. It’s good to talk to you again, even if Kevin did steal you from me for the last week. This one has been organized for much longer. Much longer. Yeah. Yeah. We have had a bunch of different ideas for last week and none of them were really like enough. (0:01:43) Kelly: Of course, thank you. (0:01:45) Kelly: I will say we planned this one. Yes. Last week was very impromptu. This is very much so planned. (0:02:01) Al: And there was a point where Kevin was like, I can’t do the recording time we have. And I’m like, well, I’m traveling the rest of the time. So so he kicked me off. He kicked me off my own podcast and and brought you on instead. So thank you very much for that. (0:02:16) Kelly: Always a pleasure. I did have to do a little, like, briefing on it though, because I hadn’t played Graveyard Keeper in, like, a year, and I was like, “Oh, what is this game again?” (0:02:19) Al: Oh, yes. Fair enough. (0:02:26) Al: Well, we don’t have that problem with this week’s game because it’s incredibly quick to play some of it and get a very good idea of what this game is. So this episode, we’re going to talk about pumpkin panic. And we’ll have lots to say about that later on in the episode. But yes, we’re going to talk about that just to mention that transcripts are available for the podcast in the show notes and on the website. So if you need that, that’s (0:02:57) Al: OK. Before we talk about pumpkin panic, we’re going to talk about the news. But first of all, Kelly, what have you been up to? (0:03:02) Kelly: I have been playing, I actually just finished this morning, I started playing the cosmic wheel of sisterhood. (0:03:16) Kelly: So this is an interactive story game where you play as a witch who has been banished from her coven, and you are kind of trying to make your way back. (0:03:32) Kelly: You play into your coven and you create tarot cards and you read the tarot cards to kind of create the gameplay in the world. (0:03:45) Kelly: And you have visitors. (0:03:48) Kelly: So I am not always great at story games because as much as I love reading, I also get very frustrated at a lot of stories in games. (0:03:53) Al: Yeah, yeah, yeah. (0:03:58) Kelly: And I thought this, they did this so good. (0:04:01) Kelly: I thought it was so much fun. (0:04:02) Kelly: Because you’re so hands-on with it. (0:04:03) Al: This seems a little bit more involved than a standard visual novel. (0:04:12) Al: Is it just mainly the one minigame that I’m seeing on this Steam page? (0:04:16) Kelly: Um, what is… what is… (0:04:18) Kelly: Um, kind of. So that’s like… (0:04:18) Al: with making the cards. (0:04:22) Kelly: You have that, you can do like there’s interactive stories within the story. (0:04:27) Kelly: Um, so there’s like different… I wouldn’t call them mini-games, but like the interactions are the rest of it. (0:04:33) Al: Right, OK. (0:04:33) Kelly: Um, and… (0:04:34) Al: But it’s not it’s not just like click a button and see the next. (0:04:36) Kelly: You kind of… like obviously… (0:04:40) Kelly: No, no, no, no. Yeah, there’s definitely… (0:04:42) Al: Here’s one choice sort of thing, right? (0:04:46) Kelly: You make the choices as to what you’re gonna do, who you would mite over to your little house. (0:04:50) Kelly: Um, and then… (0:04:53) Kelly: Even when you pull a tarot card, you have the choice as to how to explain the card. (0:04:57) Kelly: So, there is a lot of, um, leeway into how the interactions go and how the story itself is gonna go. (0:05:05) Kelly: So like I did a run, and I can do a totally different run next time. (0:05:06) Al: Okay. All right. (0:05:11) Kelly: So you do have you really do like you kind of write the story yourself as much as you can for you know (0:05:19) Al: It has very positive reviews on Steam, it has over a thousand. (0:05:23) Kelly: demo. There’s a demo which I would highly suggest playing because that’s definitely what I did and once I finished the demo I immediately bought the game and all of your stuff transfers over which is so nice because I hate when you start a demo especially for a game like this and you got to start it over. But yeah I thought it was like a very nice little like casual gameplay but like still very interesting. And like kind of emotional. (0:05:53) Al: Shocking when they make you feel things. How dare they? (0:05:53) Kelly: Right? What have you been up to, Al? (0:05:56) Al: Well, speaking of making you feeling things, before I get into games, I have watched the new film “Killers of the Flower Moon”. Have you seen… I presume you haven’t seen… (0:06:08) Kelly: I have not seen it yet, however I have owned that book for like a decade or so. (0:06:14) Al: Yeah, mm-hmm (0:06:15) Kelly: My dad bought it years ago. My dad’s a very big like historical novel kind of person and then we actually read it in my book club about two years ago or a year ago. I really enjoyed it. I thought the book was very good. I have not watched the movie yet, but I’ve heard very positive reviews. (0:06:28) Al: » Okay. Yeah. (0:06:38) Kelly: Even from the Native American community about the movie, of course there’s some things that probably could have been done differently, (0:06:45) Kelly: but I think that’s anytime it happens when you’re telling somebody else’s story. (0:06:46) Al: Hmm. I think, yeah, yeah, definitely. I think there’s a lot about the film that is obviously, (0:06:54) Al: you know, there’s some, you know, some racist stuff in the film, right? Obviously. But that’s the sort of thing where it’s like, well, yeah, but you’re talking about a, you know, a racist crime, (0:06:57) Kelly: Mm-hmm Yeah, yeah, you’re telling a story from 1930 or 20 or whatever (0:07:04) Al: right? Like, yeah, yeah, exactly. It’s, it’s, it’s, it’s not, don’t go into expecting a good time. (0:07:15) Kelly: Yeah, and unfortunately I don’t think the story would be accurate if those things are kind of left out because they do play a big role in what’s going on with the story itself. (0:07:16) Al: No, of course. Yeah. Yeah, yeah, yeah, yeah, absolutely. So, you know, I enjoyed that. It’s very long. It’s very long. So that’s why I was up really late on Thursday night because of that. (0:07:26) Kelly: But crazy. Yes. (0:07:37) Al: Because I saw the showing started at half seven and like I wasn’t home until quarter past midnight. (0:07:44) Kelly: Wow. Wow. (0:07:44) Al: So. (laughs) (0:07:46) Al: I don’t regret going to see it, it was very good. (0:07:49) Kelly: Which I feel like is such a… it’s such a hard thing to achieve with some of this… (0:07:49) Al: And I don’t think it was… (0:07:51) Al: Like, it doesn’t feel like it was unnecessarily long, right? (0:07:54) Al: Like, I feel like he was doing something with every minute that you had. (0:07:58) Al: Yeah. Yeah. Definitely. (0:08:03) Kelly: these stories. Like, I mean, I feel like I didn’t see Oppenheimer, but I feel like that a lot of people talked about that. (0:08:09) Kelly: Feeling kind of like dragged out in a lot of spots. (0:08:12) Al: Interesting. Yeah, I suspect a lot of these things depends on how you feel about quiet moments that make you contemplate. Right. Absolutely. You can’t be talking about a massacre or about, (0:08:21) Kelly: Which I think these stories need those moments. (0:08:24) Kelly: So I don’t see anything wrong with that. (0:08:27) Kelly: Yeah, just on to the next scene. (0:08:30) Al: you know, wiping out of a city without having some moments to make you think, “Wow, that’s bad!” (0:08:40) Al: Exactly, exactly. So it’s quite great. (0:08:42) Al: So I enjoyed it. It was good. I don’t think I’m going to watch it a second time. It’s not like I’m going to watch this film again. But yeah. (0:08:54) Kelly: I will say on that note, the book is also extremely good. I know, Allie, you said you’re probably not going to read it, but if anybody out there is interested, very interesting. (0:09:05) Al: Yeah, people don’t really. Yeah. (0:09:10) Kelly: I think some historical novels can be kind of boring and dragged out because I do read a lot of history. This was very good. This was written in a way that like really you You just, you had to keep going. (0:09:24) Kelly: No matter what. It wasn’t, it wasn’t… (0:09:26) Kelly: Umm, oh my god, what’s his name? (0:09:28) Kelly: The Devil in White City guy, Eric Larson. (0:09:30) Kelly: I like some of his works. They can also be a bit cumbersome. (0:09:31) Al: Yeah. Fair enough. Yeah. I mean, just to make a point of it, like people don’t like when I talk about the fact that I don’t really read books, but I don’t really read books. (0:09:34) Kelly: So I don’t think it was like that. (0:09:47) Al: And it’s not like I read books as a child. And the problem is that I just I struggle because I don’t have like the visual aspect in my brain. Like I’m not I’m not able to see the things that are described. So so much of a book I just kind of skim over. (0:09:53) Kelly: Yes, yeah. (0:10:01) Al: Because it’s like descriptive stuff that doesn’t really mean anything because I can’t see it. (0:10:04) Kelly: Whereas I’m the complete opposite and I see everything in my head and then I get really mad when the movie comes out and skews my perspective on how I envisioned everything. (0:10:05) Al: Um… (0:10:12) Al: Yeah. I always found that hilarious when people were like, “Oh, it’s nothing like what it is in the book. It’s not like what I imagined it.” And I’m like, “What do you mean it’s nothing like what you imagined it?” I don’t understand what you mean by this. And now that I understand that people now make up images in their head, suddenly I understand what they mean now. They’re like, (0:10:22) Kelly: Mm-hmm. (0:10:32) Kelly: Yep Yep, it’s it’s so funny cuz like my roommate is like you she can’t see anything in her head and I’m like, well What do you what do you mean? What do you how are you living? I don’t understand Well, I am That is the that is the issue Thank you. (0:10:33) Al: “Oh, this isn’t exactly what I had imagined in my head.” (0:10:46) Al: Oh, I’m just like, how do you ever get anything done? Are you not constantly distracted by the things in your head? (0:11:00) Al: So I’ve also played a bunch of games, because I apparently haven’t been on the podcast for multiple episodes. So I have played and finished Sonic Superstars and Mario Wonder, and I have been playing through the new Spider-Man game. That is taking me longer, because just like It’s on my PS5, you have to kind of sit down and deliver. (0:11:16) Al: All those games are great, Sonic Super Star is good, Mario Wonder is fantastic, Spider-Man is fantastic. (0:11:28) Al: Both of those two games did things that I couldn’t, I just wouldn’t have expected what they did. (0:11:36) Al: It’s not just like, oh there are another version of this game, right? (0:11:41) Al: They both do things that are like, this is brand new stuff, really interesting. (0:11:41) Kelly: I think that’s so exciting, especially for the Mario games because I feel like, you know, (0:11:46) Al: That I really, really like. (0:11:48) Al: Yeah. (0:11:50) Al: Yeah. (0:11:52) Kelly: how long has it been? (0:11:52) Al: Yeah. (0:11:53) Kelly: How many games have come out? (0:11:54) Al: Yeah. (0:11:55) Kelly: Like, how do you keep reinventing the wheel? (0:11:56) Al: Yeah, definitely. (0:11:58) Kelly: But it’s still exciting to find out that they can. (0:11:58) Al: Yeah, and I think, I mean I don’t think they need to do that for every single game. (0:12:02) Kelly: No! (0:12:02) Al: Like I enjoyed every game in the new series. (0:12:07) Al: Like they’re all fun, they don’t have to be completely different, they all have new challenges in their different levels. (0:12:13) Al: levels but it is also fun to occasionally get like this is just. (0:12:16) Al: Just a completely different way of thinking and the the Wonderflowers just do just crazy things in the levels that make it just so different. (0:12:26) Al: You know it’s not just like oh here’s a different power-up and the new power-ups are fun as well but it’s not just like oh this one’s a bubble instead of a fire right and that’s that’s fun but it’s not like a radical idea whereas like the Wonderflowers are like what if this was a top-down game instead of a side-scroller and you’re like. (0:12:46) Al: Like what if apparently now we’re doing that you know like I think it’s the weird stuff that they did with that game and it’s like what if the Piranha plant sang you know. (0:12:57) Kelly: Oh my god, I saw the clips of that, they’re so cute! (0:13:02) Al: It’s just like I love the idea of that it’s just brainstorm a hundred and the weird thing is every single level has one right it’s not like this is the sort of thing that you wouldn’t you if if they told you but you’re like oh that’d be fun so like you know it’d be like all the boss battles. (0:13:16) Al: Have them or what like this. (0:13:16) Kelly: That’s cool. That’s very cool. (0:13:18) Al: A couple of levels in every world. (0:13:20) Al: Every single world has one. (0:13:25) Al: So yeah, good fun. (0:13:26) Al: I’ve also been playing Harvest Moon Winds of Anthos because I need to play that. (0:13:32) Al: So I’ll talk about that next week. (0:13:35) Al: I don’t think we need to talk about that just now. (0:13:39) Al: It is what it is. (0:13:40) Al: Cool. (0:13:41) Al: News. Should we talk about some news? (0:13:47) Al: Let’s start with the controversial stuff. (0:13:50) Al: Disney Dreamlight Valley. (0:13:51) Al: Have you played this yet? (0:13:52) Kelly: No, I have not. I think when it first like when they first announced it I was like oh this looks really cute If I’m not playing anything, I’ll probably play it Yes So I don’t think I will be playing Because like free to play You know, I know there’s gonna be some payment stuff, but you can kind of avoid it sometimes (0:14:00) Al: Yeah, were you waiting for it to go free to play? That’s the question. (0:14:04) Al: Yeah, well wait no longer! It is no longer going to be free to play! (0:14:08) Al: I think this is fast, so this is okay, so full context. (0:14:16) Al: Yes, yeah definitely. (0:14:23) Kelly: Or at least you can get an idea of what the game is before you decide to put money into it Yes, sorry jumping ahead (0:14:27) Al: so yeah so let’s okay well let’s put that let’s put the (0:14:30) Al: the discussion of that bit aside let’s let’s get into the actual news of it so the game is leaving early access on the 5th of december so that will be the first full version of the game whatever that means they have announced that it’s not going to be free to play anymore so you will have to to buy it they have also announced that there is going to be a paid dlc coming which they’re going to detail you’ll know more about this when you listen to this episode because they’re going to be saying more about it on the day this episode comes out (0:15:00) Al: that next week as well but they have also said that they are still going to continue to have free content updates so it’s not all going to be paid dlc I think that there are so many different ways to buy this game now it’s weird have you looked at the so in the main link on there they’ve got a list of the new ways to buy the game which is like you can just buy the game for $40 or you you can buy the physical cozy edition. (0:15:26) Kelly: Oh, I saw this. (0:15:30) Al: Which also gives you some stuff and that’s $50 or you can buy the gold edition, which also has more exclusive items and gives you the DLC or you can buy the DLC separately and these purchase options are on top of what the current purchase options are for early access, which you can still do until the 4th of December. (0:15:52) Al: I know it’s so bizarre. (0:15:53) Kelly: I think I got a headache just looking at this earlier. (0:15:58) Kelly: I was like, what is this, a streaming service? (0:16:00) Kelly: What the hell is this? (0:16:00) Al: I think I just it feels like so I think you can you can frame not being free to play as positive and negative right negative obviously a bunch of people who were like yeah I get to play the game without paying for it now don’t get to do that they either have to pay or they don’t get to play the game and that’s really frustrating I get why people would be frustrated by that. (0:16:22) Al: On the other hand obviously we know that free to play games are very manipulative and are very good at sucking. (0:16:26) Kelly: Oh, absolutely, yes. (0:16:28) Kelly: Well, so that’s what I was gonna ask, right? Like they’re not removing microtransactions from the game. (0:16:30) Al: But it’s not like there aren’t going to be ways to pay for things inside the game after you’ve bought it. (0:16:37) Al: No so I it feels like they’re just doing a bit of both worlds which. (0:16:42) Kelly: Yes, they want their cake and they’re gonna have their cake and eat it too kind of thing. (0:16:46) Al: Yeah yeah it’s not not great. (0:16:49) Kelly: And then the the $40 base price is kind of wild. (0:16:52) Al: It does seem let me so let me double check. (0:16:56) Kelly: To go from free-to-play to $40? (0:16:59) Kelly: Oh wait, so if you paid for early access, does that come out of the base? (0:17:00) Al: The early access prices. (0:17:02) Al: Because. (0:17:04) Al: So if you paid for access you have the game now so you don’t have to buy the game again and they’ve also said as a thank you to our early access players all unique cosmetic items included in the upcoming gold edition will be given free of charge to any player who purchases and claims of founders pack in game or on on or before December the 4th no matter the tier. (0:17:30) Kelly: Okay, that’s nice because I think… (0:17:30) Al: And not only that but all founders will also receive 2500 min stones to celebrate this that’s. (0:17:32) Kelly: Okay, that’s nice. (0:17:39) Kelly: Nice. (0:17:41) Al: So let me just double check the prices for… (0:17:47) Al: Yes, so here we are. So there’s three different versions you can buy in Early Access. (0:17:50) Al: Well, this is the thing. This is where it’s wild. So there’s the standard Founders Edition, (0:17:51) Kelly: Oh my god. But how many tears? (0:18:01) Al: which is the Early Access to Dreamland Valley plus 8,000 Moonstones plus a bunch of exclusive stuff, (0:18:08) Al: and that is $30. So $10. (0:18:11) Al: cheaper than the final price. And then there’s the deluxe founders rewards which gives you 14,500 moonstones. I don’t know why they insist on always like it’s not 15, why not 15? Weird. And a bunch of more exclusive items and that one I don’t have a price for but I think it might have been, it was either 50 or 60. (0:18:34) Kelly: Well, that’s 50 on here, on the regular one. (0:18:36) Al: Yeah. I think, I think… (0:18:42) Al: Yeah, it’s 50, 50. And then there’s the ultimate founders edition which gives you 20,000 moonstones and a bunch of extra cosmetic things. And that one was $6, $70? (0:18:58) Kelly: Okay, I think that makes sense because the gold edition for the standard game is (0:19:03) Al: So there are like seven different ways to buy this game. All with different things. (0:19:08) Kelly: Oh my god. (0:19:10) Kelly: And then the DLC is $30. (0:19:11) Al: So it’s like if you… Yes, which is only included in the Gold Edition, not as far as I can tell, (0:19:19) Al: any of the Early Access editions. So if you have Early Access, you still have to pay for the (0:19:25) Kelly: I have some things I’d like to say, and I’m gonna maybe keep them to myself. (0:19:31) Al: So I will say you do get a capybara companion if you buy the gold edition. (0:19:31) Kelly: It is very cute. It’s very cute. It has a flower crown. (0:19:40) Al: A flowery capybara companion. (0:19:41) Kelly: I mean, you can’t go wrong with the capybara. (0:19:46) Al: True that. (0:19:48) Kelly: Listen, the game looks so cute. I think that’s why this is kind of so disappointing. (0:19:52) Al: Yes, yeah, yeah, it is. (0:19:59) Al: So I think it is a good game and if you said to me this game… (0:20:01) Al: Why did they say that? Why did they even say that? (0:20:04) Kelly: Mm-hmm. (0:20:20) Kelly: Exactly. They made the promise. Yeah. (0:20:23) Kelly: And that’s so frustrating because that’s what they’ve been writing on since they announced this. Like why, why, why? And then to announce the changes a month before. (0:20:37) Al: Just why? (0:20:39) Al: I know, I know, I know it’s so… (0:20:40) Kelly: And then also, so if you buy the cozy edition, besides the flowery capybara and the expansion (0:20:50) Kelly: is there anything else you’re missing? Like are you limited from gameplay? Okay. (0:20:52) Al: No, no you’re not, you’re not. So the only gameplay, so everything that’s exclusive outside of the expansion pass, everything that’s exclusive is just cosmetics. If you buy, if you… it is, isn’t it? It’s not quite that bad yet, but it definitely feels like that’s where they’re going yes the funny thing is (0:21:07) Kelly: Okay, that’s a little bit better, but you know what? It’s giving me sims. (0:21:14) Kelly: No, but it’s getting there. Yeah. (0:21:22) Al: right see if you buy the base game and you buy the expansion pass that’s one cent cheaper than buying the gold edition which gives you the base game and the expansion pass I mean it also gives you the it does give you the capacity is the capybara worth one cent that’s the it just seems like why is the gold edition the same price as it seems weird (0:21:33) Kelly: Yeah, but no capybara. (0:21:47) Kelly: It does, like also, like okay so if you if you do really want to play this game, (0:21:51) Kelly: why would you buy the base edition and the expansion pack instead of just buying the gold edition? (0:21:55) Kelly: Again, this is just such a headache to look at. (0:21:55) Al: Yeah, yeah, well, that’s that yeah, so yeah seven different seven different ways to buy this game You either buy it in one of the three early access ways of buying it or you buy it in one of the three Non-early access ways to buy it if you wait till the 5th of December and then you either buy the expansion mass or not We don’t know what’s in the expansion pass exactly they’ll be telling us that on Wednesday today if you’re listening on the day this comes out (0:22:24) Al: There are some hints. (0:22:25) Al: There we’ve seen Gaston and… oh is that Rapunzel? I think it’s Rapunzel. (0:22:33) Kelly: Oh, yes, that’s Rapunzel in the back. And then, uh, Eva. Eve, Eve. (0:22:34) Al: Who’s the little robot? Oh was that from Wally? (0:22:38) Kelly: Eeeve. (0:22:40) Kelly: Yeah, from Wally. (0:22:41) Al: Okay I still haven’t seen Wally. I know, I know. So I went through a period of time of just not watching Disney Pixar stuff. (0:22:42) Kelly: What? (0:22:44) Kelly: Ugh. (0:22:47) Kelly: I mean, I’ve never seen Tangled, so whatever, but Wally’s so good. (0:22:52) Al: I have seen (0:22:55) Al: a few of them since, but I haven’t caught up on all of them. I just watched, what’s it called, Elemental today. (0:23:10) Kelly: How was it? I get clips on TikTok and it seems pretty cute. (0:23:14) Kelly: I feel like the trailer kind of made it seem like it was going to be like a knock-off uh… (0:23:14) Al: I enjoyed it, yeah. It’s better than the trailer that made me think it was going to be. (0:23:22) Kelly: How am I… I’m blanking on it. (0:23:24) Kelly: No, um… I can’t think right now. I don’t know. (0:23:25) Al: Anything can roll me on Juliet. (0:23:30) Kelly: It just felt very familiar, I guess, if that… (0:23:34) Al: Yeah, it is. There’s nothing particular about it that’s interesting on you, but I think it does a good job of being a fun and enjoyable and emotional way of exploring immigration and an immigrant’s family’s journey and some of those struggles. I think it does a good job. (0:23:50) Kelly: Mm-hmm. (0:23:52) Kelly: That’s uh, that’s like kind of like again, I watched a lot of clips on tiktok. I get so sucked into the movie clips on tiktok But I think that that’s exactly the vibe I got to I was like very surprised I feel like With the difference between the trailer and how the actual movie seemed to be See ya later. (0:24:03) Al: fair. (0:24:16) Al: Yeah. I don’t know what that trailer was about, because like the trailer came out and everyone went “this looks terrible, what are you doing?” and then the phone came out and people were like “yes, yes, sorry, it’s good, it’s good, it’s enjoyable”. Yeah. Yeah. I’m not going to say it’s the best Pixar film, but it’s certainly not the worst. It’s good. I enjoyed it. Yeah, so that’s, we don’t, we’ve seen Gaston and Rapunzel and would you say Eve? (0:24:19) Kelly: Bye. (0:24:27) Kelly: Yeah, I feel like every review I’ve seen of it, people really liked it, like they enjoyed it, so… (0:24:46) Kelly: Eve, yeah. I think that Eve, Eevee, something like that? Not Eevee, but it’s like that, yeah. (0:24:46) Al: And there’s a snake and a pig. So we don’t know a huge amount, we’ll see, but it’s, I don’t think so. (0:24:57) Kelly: Is that the jungle book? (0:24:58) Kelly: No, that’s not the snake from the jungle book. (0:25:03) Kelly: Oh, there’s a creature in the tree too. (0:25:05) Kelly: That is the jungle book. (0:25:07) Kelly: Look at the monkey in the tree. (0:25:09) Kelly: I’m pretty sure that’s the jungle book. (0:25:11) Al: Anyway, well, no more. It’s interesting that this is their first paid DLC, so they are locking content behind another paywall, which is what it is. I’m not saying that’s necessarily a bad thing. I’m just saying it is what it is. So don’t expect to pay the base price of the game and get all of the updates for free forever. That’s not going to happen. (0:25:22) Kelly: Which I think is just… (0:25:24) Kelly: Yes. (0:25:34) Kelly: I just think it’s a little wild to go from free to play to the base game is free and then the DLC is also the same price as like a game. (0:25:36) Al: It’s not Stardew Valley. (0:25:41) Al: Well, that’s the thing. If you want to now play everything that will be available on the 5th of December, it’s gone from zero to $70. Yes, you say there’s going to be more free content updates, but you know there’s going to be more paid DLC as well. (0:26:01) Kelly: Oh, and like you said, there’s transactions in the game probably too, right? (0:26:04) Al: Yep, yep, yep. So I never outright bought it. (0:26:06) Kelly: Do you have early access or no? (0:26:11) Al: Although I will now be buying it because I was waiting for it to be free before I got it on Switch. But I did have it on Game Pass for a while, and I was playing it on that. (0:26:14) Kelly: Well… (0:26:16) Kelly: Oh, uh, okay. (0:26:25) Al: The thing that I’m frustrated with free to play is not that I have to pay for the game. (0:26:28) Al: I’m fine with paying for the game. What I’m frustrated is I now have to decide what I’m playing it on. When it’s free to play, it would mean I could have it on everything and choose depending on how I’m feeling on the day or how they play on different platforms. (0:26:29) Kelly: - Yeah. (0:26:41) Al: Whereas now I need to go, or no, I need to decide do I want to on Switch or do I want to on Steam Deck. (0:26:45) Kelly: Mm-hmm That’s fair I just I think it’s just I’m mostly annoyed about being told the whole time that it’s gonna be free to play and then Getting the rug pulled out from under you a month before (0:26:46) Al: I think I’m going to do it. (0:26:54) Al: It’s bizarre. Never make these decisions upfront. Yeah. Wild. Never say, “Oh, next year when release is good.” Just don’t do it. It’s pointless. It is. I mean, it doesn’t feel like it should be that big a promise for, you know, one of the biggest companies in the world. (0:27:05) Kelly: It’s a big promise to make. (0:27:07) Kelly: No, no, no, no, it shouldn’t. (0:27:12) Kelly: I think that’s another point that I was trying not to bring up is like, come on, like of all people Do you really need to be charging this much? (0:27:21) Al: Yeah, I suspect. What I suspect is they didn’t expect it to be as popular as it has been and people to like it as much. Like, this is a good game, right? This isn’t one of these, like, “Oh, they’ve just thrown some money at someone and got a really rubbish game based on a film,” right? This is a really good game, and if you like Disney characters, (0:27:42) Al: this is a great game to play because there’s so much lore and you get to, like, be friends with the characters that you like in the games. It’s really good fun. (0:27:51) Al: And the farming is good. It’s not their best, but it’s good. It’s a good game. That’s part of the problem is I think they were probably expecting it to be a standard free to play game. The people who made those decisions, right? We’re expecting it to be like, Oh, (0:28:05) Al: this isn’t a game we’re going to manage to convince people to pay for. Oh wait, no people like the game. Oh, well, we’re gonna, we’re gonna charge people in, you know. (0:28:12) Kelly: And I think back to your point, like, I’m not… I mean, obviously I grew up on Disney, whatever. (0:28:19) Kelly: I’m not the biggest Disney person. I still wanted to play the game. Like, it looked like a good game. (0:28:24) Al: It is. It is a good farming game. It is a good cottagecore game. (0:28:26) Kelly: But I think now, like, someone like me, I’m not gonna play this game, to be quite honest. (0:28:31) Al: Yeah. (0:28:34) Kelly: Because I’m not gonna pay, whatever, 40 bucks at the minimum. (0:28:38) Kelly: I mean, to be honest, I’m mostly playing indie games, so like… (0:28:42) Kelly: He paying $40 is like, I really wanted to play this game. (0:28:42) Al: Yes, it’s cheap compared to some games, but… (0:28:45) Kelly: Yes. But by my standards, that’s a triple-A game. (0:28:52) Kelly: Literally. (0:28:53) Al: You could buy Stardew four times for that price. (0:28:55) Kelly: Literally. (0:28:59) Al: You could buy Stardew on all your consoles if you wanted, and you probably already have. (0:29:06) Al: Last couple of things, the Cozy Edition, as we mentioned, that’s the… (0:29:12) Al: physical edition. (0:29:13) Al: I do not know why they’re calling it this, it is a stupid name, but whatever. (0:29:17) Al: It has been delayed until the 10th of November, except the Switch version in North America. (0:29:25) Al: All the other versions have been delayed. (0:29:26) Kelly: How lucky. (0:29:29) Al: It’s such a weird… (0:29:30) Al: I mean, first of all, who’s buying this game physically? (0:29:33) Al: That is a weird decision to make. (0:29:35) Al: I don’t… (0:29:35) Kelly: I could see if it was released closer to Christmas or something. (0:29:36) Al: Why are you… yeah, okay, I guess that’s a good point. (0:29:39) Kelly: Like, does anything come with it? (0:29:41) Kelly: No, no, I mean like physical. (0:29:42) Al: Yeah, you do get a few cosmetics extra with it, but that’s all. (0:29:47) Al: Oh, no. (0:29:47) Kelly: No, then no. (0:29:49) Al: No, no, it’s just a case with the game and a code that gives you some extra cosmetics, (0:29:49) Kelly: Oh, not even… yeah, no, no, no. (0:29:58) Al: that’s it. (0:30:00) Al: I think, yeah, you’re probably right though, that’s exactly it. (0:30:03) Al: It’s because people will buy a game for people physically, right? (0:30:06) Kelly: Yeah. (0:30:06) Kelly: I was about to say, “Your grandma can buy a friend.” (0:30:07) Al: That’s why they always do that, because then your grandmother can walk into a shop and buy a game for you. (0:30:12) Al: Oh, they like Disney. (0:30:14) Al: Yeah, that’s exactly what it is, isn’t it? (0:30:14) Kelly: Exactly. (0:30:16) Kelly: Oh, Disney characters? (0:30:17) Kelly: This is perfect. (0:30:20) Al: Don’t buy this game physically. (0:30:23) Al: It’s weird decision to make. (0:30:24) Al: I mean, do what you want. (0:30:26) Al: I’m not. Anyway, and I guess the final point to say is that Micah has finally been vindicated because he bought the game not knowing it was going to be free to play. (0:30:35) Al: And turns out it’s not going to be free to play. (0:30:36) Kelly: Oh, really? (0:30:40) Al: So he gets the last laugh. (0:30:43) Al: I think. Yeah, he didn’t. (0:30:45) Al: It was really funny because we were I can’t remember when it was. (0:30:47) Al: But the first episode that I had him on after the game came out, (0:30:52) Al: we were talking about how he was playing it and then how he bought it. (0:30:54) Al: And then I’d mentioned that it was going to be free to play. (0:30:57) Al: And he was like, wait, what? (0:30:58) Al: It was very funny. (0:31:01) Al: I think he bought the Ultimate Founders Edition as well. (0:31:02) Kelly: Well, it seems like he was gonna pay the money no matter what, so… (0:31:03) Al: So that’s like he paid the seventy dollars. (0:31:06) Al: Well, yeah, that’s true. (0:31:08) Kelly: You know, I feel like in that instance, it doesn’t matter if it was free to play or not. (0:31:13) Al: That’s true, that’s true. (0:31:14) Al: I think that’s everything about that. Wow, we just spent 15 minutes talking about that. (0:31:21) Al: Cool, so there you go. 5th of December, that’s the important thing. If you want any of the special stuff that comes with only early access, go get that as soon as you can. If you don’t, (0:31:34) Al: then don’t. If you’re not going to buy this game, I’m sorry. There we go. (0:31:39) Al: Speaking of games coming out with less controversy. (0:31:42) Al: Spirit tea. So this is the farming game slash Spirited away type game where you are running a tea Once ago tea. Yeah. Yes And Yeah, I kick started it when I came out because I’m I thought I I actually have access to the game already I know right (0:31:55) Kelly: It’s like a tea house, bath shop. (0:31:58) Kelly: It looks so cute. (0:31:59) Kelly: I wanna get this. (0:32:01) Kelly: This is, I’m definitely getting. (0:32:08) Kelly: Oh my god. (0:32:12) Al: So, yeah, I kick started the game looking forward to playing it it is the is finally releasing on the 13th of November So if you have been looking forward to running your own little tea house tea shop wherever you want to call it with a bath house and Play with some spirits. I don’t I don’t know the right words to use with this game yet. Go go get it It’s mostly one guy who’s been developing it for a bunch of years. He’s working with a publisher But yeah, if you like game– (0:32:42) Al: games that are as indie as they come, go get it. (0:32:47) Al: Yeah, yeah, it’s not just your standard. (0:32:47) Kelly: It looks like a nice little spin on the farming game. (0:32:55) Al: Go plant some turnips and then you get better crops. (0:32:58) Kelly: Yeah. (0:32:59) Al: Lens Island have updated their roadmap, (0:33:04) Al: so they have said that their 1.0 is coming out in July 2024. (0:33:09) Al: I think this is the first official date we got from them. (0:33:12) Al: We had got some– they’d originally wanted to release it this year, (0:33:16) Al: and then at some point they’d said it would be next year. (0:33:20) Kelly: That’s nice to get a solid time actually. It always is. You’re talking to the person waiting for Silksong here, I know. (0:33:23) Al: It’s dangerous, but yeah, nice. So I look forward to Lens Island coming out in November of next year. (0:33:36) Al: They’ve also said there are going to be two more updates this year. One in November, (0:33:47) Al: which, oh look, it’s November now, and one in December, and then there’ll be a final. (0:33:53) Al: Major update before the final release in March of next year, and then the final release in July of next year. So if you are waiting for that one point of release of Lens Island, (0:34:06) Al: that’s when you’re going for it. I actually own this game as well, and I haven’t played it. (0:34:11) Al: It’s quite combat focused this game, and when I first got it when it first entered Early Access, (0:34:22) Al: because I kickstarted that. (0:34:23) Al: I need to stop kickstarting things. (0:34:26) Al: I kickstart all the farming games. (0:34:28) Kelly: You just want to be hip and say, “I was here first.” [laughs] (0:34:29) Al: It’s a sickness, Kelly. (0:34:32) Al: Yeah, I know, right? (0:34:38) Al: They didn’t have controller support at that point. (0:34:41) Al: And of course, I was playing it on my Steam Deck, so it was not fun to play with. (0:34:46) Al: So I spent like five minutes and went, nope, not doing this. (0:34:48) Al: I’m waiting for controller support. (0:34:48) Kelly: Wait, if it didn’t have– (0:34:51) Kelly: how does that work, then? (0:34:53) Al: I think you can map any button or any touchpad or anything to any standard PC controls. (0:35:03) Al: So you can say, if I press this button, (0:35:06) Al: I press this keyboard button or I press this mouse button or I do this gesture or there’s loads of clever things you can do, and it works really well for a lot of things, but it wasn’t working for this. (0:35:17) Kelly: That’s very fair. (0:35:18) Al: I was like, I need to wait for official controller support for this one. (0:35:19) Kelly: I do think it’s funny that the release date on Steam is November 26, 2021. (0:35:22) Al: So that’s what I did. (0:35:28) Kelly: ‘Cause it’s 2023? (0:35:28) Al: Why is that date funny? (0:35:31) Al: OK, well, that was the early access release date. (0:35:32) Kelly: I know, I know, but I’m just saying it’s funny to like sit here and look at the news about, you know, it getting released next year. (0:35:35) Al: OK. (0:35:37) Al: Yes, yes. (0:35:42) Al: Moonstone Island are I think I think you and Kevin talked about the DLC for that last week, they’ve announced that there is a free update coming with the DLC as well, which should be out now. (0:35:57) Al: So it includes an expansion to the green. (0:35:58) Al: House closing old mine holes. (0:36:01) Al: I don’t know what that means. (0:36:03) Al: Who knows? (0:36:03) Kelly: Umm, okay. (0:36:06) Kelly: I’m assuming monsters come out of the mine holes, maybe? (0:36:10) Al: I think it’s a creature collection game. (0:36:10) Kelly: I don’t know. (0:36:12) Kelly: Stop the children from falling down the mines. (0:36:13) Al: It’s a creature. (0:36:15) Al: Yeah, we do. We don’t want that. (0:36:18) Al: Inventory manage improvements and adjustable day length are the big things that they were highlighting. There’s I mean, the patch notes are much more detailed. I’m not going through them. (0:36:28) Al: There’s a lot of stuff. I’ll link it in the show notes. (0:36:31) Al: Go look at that if you care about it. (0:36:32) Al: Yeah. Yeah. (0:36:32) Kelly: Yeah, this is the one it had a ton of updates last week too or two weeks ago Okay, that makes sense, but it seems like they’re really working to you know update any of these little issues (0:36:37) Al: I think most of it was like bug fixing and stuff. (0:36:39) Al: This is the first kind of like content update, I think. (0:36:42) Al: Content and feature update. (0:36:43) Al: So this is. Yeah, it’s. (0:36:45) Al: Yes. Yes, they are. (0:36:51) Al: This is one of those ones that I probably do want to play at some point, but. (0:36:55) Kelly: It looks really cute, too. It really does. I would like to play this. (0:36:55) Al: It does. It does. (0:36:58) Kelly: I mean, me too. I’m a sucker for collection in general. (0:36:58) Al: It’s also creature collection, and I’m a sucker for creature collection. (0:37:01) Al: Well, yes, that too. That too. (0:37:07) Al: That too. (0:37:08) Al: Yeah. Stardew Valley. (0:37:12) Al: Concerned Ape is continuing to just trickle things out. (0:37:15) Kelly: He’s been just dropping things. Yeah, like he it’s like it’s making me so annoyed because I’m like I don’t want to play stardew. I like I always do I do I’m actively spending my life fighting the urge to play stardew valley [laugh] (0:37:17) Al: I know. (0:37:18) Al: No, you do. You do, though. You do. (0:37:25) Al: You don’t lie. You want to play. (0:37:28) Al: What I love is like some of them are like, “here’s the most tiny little thing like this one, which is just a screenshot of wild horseradish juice.” (0:37:42) Kelly: Yeah. (0:37:42) Al: And my reaction was, “Oh, is that not already in the game? Okay!” (0:37:43) Kelly: I literally when I looked at it I was like oh yeah you can’t do anything with horseradish can you? (0:37:51) Al: So some of them are like this tiny thing where it’s just like, “Oh yeah, the update’s gonna have horseradish juice!” (0:37:58) Al: And then there was the one a few weeks ago which was like, “Here’s just like detailed ten bullet points of what’s coming in the update.” (0:38:04) Al: And you’re like, “Oh, okay!” (0:38:05) Kelly: Yep, listen, I would take every single one of these, I’m like, cool, awesome, great. (0:38:12) Kelly: But yeah, no, I saw this one and I was like, oh, another thing for me to micromanage. (0:38:18) Al: ALICE (KEEPER) Kelly, did you ever play any of the 1.5 update stuff? So that’s Ginger Island and stuff like that. (0:38:24) Kelly: Yes, so I started with actually my first Switch game. (0:38:26) Al: ALICE (KEEPER) I mean, I think it was for a lot of people. (0:38:28) Kelly: Yes, um… (0:38:32) Kelly: But I got my Switch a year later, so I was a year behind everybody. (0:38:33) Al: ALICE It came out nice and early in 2017 and yeah. Fair enough. Yeah. That’s all right, (0:38:39) Kelly: But I played it then, yes, and then I played it two years ago. (0:38:41) Al: so were the updates. (0:38:45) Al: Yeah. (0:38:45) Kelly: Yes, so Ginger Island had come out, which was fun because that wasn’t in my initial playthrough. (0:38:47) Al: Yeah. (0:38:49) Al: Yeah. (0:38:50) Al: I’m not sure. (0:38:51) Kelly: So that was really fun to go out. (0:38:54) Kelly: I feel like that really opened up a whole new part of the game and like extended it nicely. (0:38:57) Al: Yeah, yeah. (0:39:06) Al: Yeah. Yeah. I mean, well, that’s what he’s doing, right? Like, just keep playing this game, please. (0:39:09) Kelly: Yeah. But I mean, he does it in such a good way. Like people would play this game even if he didn’t go out there and release, you know, updates to it. People would be replaying it it constantly anyway yep (0:39:12) Al: Here’s more stuff. I know. (0:39:21) Al: and people would pay for the updates and he just gives them out for free. (0:39:24) Kelly: yep what a good guy yes yes but I mean we might have talked about a game a few minutes ago that might have been doing a different thing no but I fully agree with your point you know it’s like (0:39:26) Al: I mean, he is a millionaire, so you know, like it’s easier to be a good guy when you’re a millionaire. But yes, it is. (0:39:38) Al: Absolutely. No, I don’t. Yep, I don’t. I’m not disagreeing with you. I’m not not trying to take it away from him. You’re absolutely right. (0:39:51) Al: I haven’t played the 1.5 stuff with Ginger Island and stuff like that. So I need to, (0:39:54) Kelly: Oh really? Okay. (0:39:56) Kelly: That might be the best, because especially it seems like he is adding quite a few things, so why not wait? (0:39:57) Al: it’s on my list of like, I really need to do this. So I’m trying to decide maybe I just wait for 1.6 to come out and do it all at the same time. (0:40:06) Al: Yeah, yeah, and I’m going to have to cover that. (0:40:11) Kelly: I will say there is one thing in Ginger Island, there’s like one thing that you really have to like hope for the luck of finding. (0:40:20) Kelly: So that can be a little frustrating, but I think if you kind of… (0:40:24) Kelly: I think the issue is more so when you don’t leave enough stuff to do at home to. (0:40:29) Kelly: And you kind of save Ginger Island for the very end and then you’re like, “Ugh, where is this thing? Come on, show me your…” (0:40:36) Kelly: Like, because it’s like one of those things where you can only collect a few things a day of it. (0:40:39) Kelly: Oh, I always do a new save. (0:40:39) Al: And then I need to make the decision of do I do a new save or do I continue my existing save. (0:40:45) Kelly: I know I should probably go back, but I love a restart. (0:40:49) Kelly: Like, I’ve got like five different room worlds because I just like… (0:40:52) Al: So mostly I have like one that I have done most of the things in, and then I have like a bunch of others that are like random challenges and a random multiplayer one. (0:40:52) Kelly: Could I go back and keep– (0:40:54) Kelly: I’m playing them sure. (0:41:12) Al: See I’m the opposite, I’m like I really should do a new one and see how it changes things because obviously it’s not. You don’t expedite. I need to do both realistically, right? Because it changes things. Exactly. Yeah. (0:41:16) Kelly: Mm-hmm. (0:41:18) Kelly: It’s like you get to see how you strategize and how you handle things differently and like, you know Going back in with like new knowledge and like all that stuff Like like this this the one I did two years ago, I have notes I take notes when I play this game So I have like field guides I’m like, you know the best things to do with this and each season and what you should pickle and what you should Kagan like blah blah blah like what Fisher what’s Oh Yeah Oh, no, I I love a (0:41:32) Al: Yeah, yeah. (0:41:46) Al: Yeah, yeah. Oh, see, I don’t pickle and keg because I just can’t be bothered. I just go, (0:41:54) Al: what is the most expensive crop? Like the most for selling. And I just go with that. (0:41:59) Al: Like, I’m just like, I do like mayo and cheese and stuff like that. But I’m like, I don’t, (0:42:04) Al: I can’t be bothered with like putting my crops and these other things and waiting. No, I just sell. Like, I know you can make more money, but I don’t, I don’t want to do that. (0:42:12) Kelly: I love a good micromanage. It’s not even about the money because I’m a third point I don’t need more money. It’s literally just about me having tasks to do. But yeah, no, I’m like, I… At certain points I was like, okay, so if I place this many kegs in the basement, can I still access them if I walk around this way? (0:42:31) Al: Yes, what’s the optimum strategy? I think the problem is that they figured it out. There is a right answer to that in everything. (0:42:43) Kelly: Yes, which I don’t, I don’t want to sound like I’m one of those people who are doing things to the T perfect, like gotta have every second count. (0:42:54) Kelly: Like I definitely do things in my own little stupid way. (0:42:58) Al: Yeah. Yeah. I also quite like trying different things. So there was one quite early on with the podcast where me and Rachelle were trying to see how much money we could make just from mining. It was good fun. It was good fun. Yeah. Yeah. (0:42:59) Kelly: But there are certain things that I try to make sure I’m doing them correctly, I quote unquote correctly. (0:43:07) Kelly: So that I can get money and stuff from them, especially early game. (0:43:10) Kelly: Once you get to a certain point, it’s like, oh my God, do I need money? (0:43:20) Kelly: that’s a that’s a fun challenge I think those are like fun ways to like how can I do this how can I do this differently oh yeah like I’m a I’m I do this in every like game essentially but I love fishing for So I’m always like a sucker for that, but I feel like (0:43:28) Al: Yeah, exactly. And it’s like, you can actually make a lot of money that way. (0:43:32) Al: And it’s just fun to try the different ways of doing that because (0:43:50) Kelly: My last one I tried to like avoid that more so but It’s always fun to just try different ways do different things (0:43:54) Al: Fair enough. (0:43:56) Al: I also saw someone do a challenge which was like you can’t leave the farm and that was quite interesting. (0:44:06) Al: So they didn’t get a lot of seeds is part of the point, right? (0:44:11) Al: So obviously you get them from foraging, you can get seeds just from foraging. (0:44:15) Al: But yeah, a lot of it was just having to like sell the things you find around the farm. (0:44:21) Al: They used the four carner’s farm. (0:44:22) Kelly: No chickens? (0:44:25) Al: They used the four carner’s farm, so you get a little bit of everything. (0:44:29) Kelly: uh okay okay but like no interactions with people unless they like literally come to visit you that’s crazy but I feel like you know that’s like the it’s like nose locking yourself into stardew it’s fun yeah but stardew yay (0:44:35) Al: Yep. Yeah. (0:44:38) Al: Exactly, exactly, exactly. Lots of different ways to do it. (0:44:47) Al: So yeah, wild horseradish juice. (0:44:49) Al: I will probably never make it. (0:44:52) Kelly: I i will say who is drinking this I love horseradish I love spiciness I love (0:44:53) Al: Yeah. But just pure horseradish juice. (0:44:59) Kelly: bloody marys I love burning my sinuses I would never listen there’s been times in my life where my sinuses have been really bad and somebody was like hey if you put apple cider vinegar up your nose it’ll help and i’ve done that this sounds wild I would never do this I have never heard of horseradish as being described as sweet (0:45:05) Al: No! (0:45:10) Al: It’s description is a sweet nutritious beverage. (0:45:23) Al: I think there’s lots of sugar in that. (0:45:25) Kelly: Yeah, it has to be like really pickled or whatever. (0:45:29) Kelly: That’s crazy. (0:45:33) Al: The final news is we have a new game announced. We don’t have a lot about it. It’s called Echoes of the Plum Grove and it is coming to Kickstarter soon and its little tagline is “Build a thriving community across generations in this cosy historical farm simulation”. (0:45:51) Kelly: I think that’s pretty cute, like that’s a different idea because I feel like you know in a lot of these you can have a kid or something or a family but it doesn’t really go anywhere. (0:45:58) Kelly: Like I feel like this is very much so not how I play The Sims but how a lot of people play The Sims where they’ll make generational things and like the generations start to interact with each other and it’s like really interesting, it’s a very long-term way of doing it. (0:46:08) Al: Yeah. Yeah, yeah. A few games have kind of done a little bit of this, like, I think the new Harvest Moon does it where you can grow. You still stay as your same character, though. (0:46:29) Al: But there was… Oh, what was the… A Wonderful Life did this as well, didn’t it? You can play as your child at a certain point, I think. (0:46:39) Al: So yeah, there is apparently a lot more information on Steam that I didn’t notice until now. (0:46:43) Kelly: I did have to go open the Steam page because the Kickstarter basically had nothing on it. (0:46:44) Al: I will link that in the show notes. (0:46:47) Al: Yes, well, that’s the thing, that’s why I didn’t think we had a huge amount, but it is apparently on Steam. (0:46:53) Al: Well, the page is up on Steam, and it says it’s coming out in 2024, but I suspect (0:46:59) Kelly: I would also. I like his little cute like
Kev and Kelly do a second harvest of Graveyard Keeper Timings 00:00:00: Theme Tune 00:00:30: Intro 00:02:17: What Have We Been Up To 00:06:11: News 00:34:56: Graveyard Keeper 01:14:29: Outro Links Coral Island 1.0 Moonlight in Garland Early Access Sun Haven 1.3 Update Fabledom Fairytales & Community Update Moonstone Island Eerie Items DLC Lonesome Village Physical Edition Garden Story Translation Update Fantastic Haven Graveyard Keeper Contact Al on Twitter: https://twitter.com/TheScotBot Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/ Transcript (0:00:32) Kevin: this is kelly ween this is kelly ween kelly ween kelly ween and in this show uh we talk about games that are filled with cottage gore yeah hi everyone welcome to the harvest season um with me today is kelly i’m kevin she’s actually gonna be here for well spoilers but then she’s gonna be on next week too she were on last week I bring it up because last year you were on for Halloween we did Cult of the Land. (0:00:47) Kelly: Hey. (0:00:57) Kelly: Oh, I forgot about that. (0:01:02) Kevin: And so, yeah, so, well, that’s exactly right. (0:01:03) Kelly: Is this just like my thing? (0:01:07) Kevin: Um, yeah, you’re Kelly our pumpkin queen. (0:01:10) Kevin: So here we are. (0:01:11) Kevin: Um, she’s all about this stuff. (0:01:14) Kevin: And so we are here today to talk about graveyard keeper, another, um, cottage gore game, um, technically this is a second harvest episode. (0:01:25) Kevin: Uh, Raschelle covered it way back. (0:01:28) Kevin: Like the first Halloween episode. (0:01:32) Kevin: And so I knew about it for years, but I didn’t get a chance to play it until recently. (0:01:37) Kevin: Um, and Kelly has played it significantly. (0:01:40) Kevin: Um, yeah. (0:01:40) Kelly: I only got out of it though last year. I was very new to it, so… (0:01:44) Kevin: Well, still more than I have. (0:01:49) Kevin: I’ve only played, uh, just a handful, relatively speaking. (0:01:51) Kevin: Um, but yeah, that’s, uh, we will get to that soon enough. (0:01:58) Kevin: Um, but before that, as always. (0:02:02) Kevin: Show notes and links and the transcripts are all available on the website for people to see and look at and on. (0:02:09) Kevin: Ooh, and whatnot. (0:02:11) Kevin: Um, and, uh, before the graveyard keeper will do news as always. (0:02:17) Kevin: And more importantly, what have you been up to Kelly? (0:02:19) Kevin: What have you been playing, watching, doing, yada, yada. (0:02:21) Kelly: Um, playing? I’ve really been slacking. I’ve been playing solitaire in Pokemon Go, which is not… It is, but I just… I get stuck playing it, and like, it’s fun, but I’m also like, I could be playing something better. (0:02:37) Kevin: Yeah, I mean it’s like comfort food sometimes it just it’s simple and I get it Exactly sometimes you just need a mindless game Okay, okay madman okay, I have not watched it. I’m familiar with it. That’s the one with That’s the one like 50s (0:02:37) Kelly: Um… [laughs] (0:02:39) Kelly: Yeah. Yeah, exactly. It’s like, thoughtless. Um… (0:02:50) Kelly: But I just… (0:02:51) Kelly: I rewatched Mad Men, so that I think is more exciting. (0:03:05) Kelly: yeah like 60s advertising, yeah. (0:03:05) Kevin: add agency right (0:03:07) Kevin: 60s okay all right how how mm-hmm how long is it like the whole thing oh wow that’s longer than expected well that’s cool yeah sure (0:03:07) Kelly: uh I was a big fan when it came out. (0:03:12) Kelly: uh it’s like seven seasons I think? yeah seven seasons. (0:03:18) Kelly: yeah when I first ran I jumped ship like I think after season five. (0:03:25) Kelly: uh I mean it’s not the worst last two seasons but they’re not as good. (0:03:32) Kelly: Good. (0:03:34) Kevin: Um, let’s see, uh, well, I’ve last week we covered paleo pines actually kept up with it a good bit after There was a patch that dropped It’s been a big dinosaur for a week for me. I watched Jurassic Park this week again - (0:03:35) Kelly: What about you? What have you been up to? (0:03:52) Kevin: Boy, that movie’s real good good other than that Yesterday I cried that Super Mario wonder it just came out yesterday (0:04:04) Kevin: the newest one for this switch and It’s a good one Um, I’ll plug the rainbow road radio the other show I do with our mutual friend Alex We did our first look at it on that show. We just recorded and that’ll be dropping soon It’s fantastic it’s There’s I’m only a little bit in like on the second world but like every (0:04:23) Kelly: What do you think of it? (0:04:34) Kevin: level feels like it is introducing something new and different and I mean classic Mario is good you know 2d it’s your standard 2d Mario and whatnot so the gameplay is good and it’s just filled with all sorts of fun surprises and delights I’m going to spoil people on probably the best part that I’ve experienced so far there’s this level it’s like the second or third level you can do. (0:05:04) Kevin: There’s a bunch of piranha plants popping out of the pipes and you run and jump past them and whatnot. (0:05:09) Kevin: And then there’s the Wonder Flower which changes the level in different ways or whatnot. (0:05:15) Kevin: So when you touch the Wonder Flower, it starts this musical production and all the piranha plants just start singing. (0:05:23) Kevin: And it’s incredible, you entice everyone to at least look it up. (0:05:29) Kelly: I actually, I saw it on TikTok this morning and I was like, hmm, okay. (0:05:30) Kevin: It’s just so much fun. (0:05:34) Kevin: It’s so, because it just, right? (0:05:37) Kelly: Very much unexpected. (0:05:38) Kelly: I thought it was like somebody made it at first, like, you know, somebody edited it. (0:05:41) Kevin: Yep, it’s so out of the blue. (0:05:42) Kelly: But no, it was real. (0:05:45) Kevin: Yeah, no, it’s good. (0:05:48) Kevin: It’s really funny and yeah, the game just brings smiles to me every level with all sorts of unexpected twists and turns like that. (0:05:56) Kevin: So yeah, Mario Wonder, two thumbs up for me for sure. (0:05:59) Kevin: Like I said, people can go to Rainbow World Radio to hear more in-depth thoughts. (0:06:04) Kevin: But, yeah, that’s mostly what I’ve been up to. (0:06:08) Kevin: And now, with that, let’s hop on over to the news. (0:06:15) Kevin: We have, as always, a handful of, mostly game updates. (0:06:19) Kevin: Yeah, there’s a lot of game updates for some reason right now. (0:06:24) Kevin: So we’re going to start off talking about Coral Island. (0:06:30) Kevin: Okay, the one, okay, this is a big one. (0:06:34) Kevin: For people who may not remember, Coral Island is your standard Stardew-esque, well, I say standard. (0:06:40) Kevin: It’s got all your fixings, your farming, and it’s on an island, hence the name, right? (0:06:46) Kevin: So it has the tropical aesthetic and whatnot. (0:06:51) Kevin: But the big news is the 1.0 version is launching on November 14th, which is exciting. (0:06:58) Kevin: They have a trailer, and it looks expansive. (0:07:05) Kevin: There’s a lot going on. You have your farm, you can go underwater, you can meet mermaids, you can do your romancing, (0:07:12) Kevin: you can do, I think there’s even a race in there somewhere. All that good stuff. (0:07:18) Kevin: It looks very polished and like a 1.0 game. You can also… (0:07:22) Kelly: Yeah, I was going to say, it definitely looks like there’s, it looks a lot different than like the first, you know, clips I saw of it. (0:07:30) Kevin: Yep, absolutely. Yeah, it’s definitely a game now, for a better way of putting it. (0:07:36) Kelly: Yeah. (0:07:37) Kevin: And you can also dress up as a panda or dinosaur, so you know, there’s a lot going on there. You also get your little animal crossing, you can redecorate your house wherever you want. (0:07:49) Kevin: Oh, you can even have a baby in this, that’s wild. Yeah, that is dropping on November 14th, (0:07:58) Kevin: just a couple of weeks and it will be dropping on Steam, Xbox Series X/S, and PS5 they’re hoping for a 2024 release for a Switch version. Do you think you’ll try Coral Island or look in its general (0:08:12) Kelly: I think I might. I think it definitely looks really cute. I think it depends on if I’m playing anything, you know, when it comes out. I’m trying so hard not to, like, backlog myself. (0:08:22) Kevin: Yeah, yeah, that’s the hard part right too many games Yeah, no, that’s that’s a good idea I definitely have bought back So I respect that I think you can romance a mermaid so, you know, I’m not that going free I wonder how that’s gonna work. How are they gonna move up the land or vice versa? (0:08:43) Kevin: It’s a two-story floor but the bottom floor is underwater [laugh] (0:08:44) Kelly: just uh living in a two separate homes kind of situation there you go (0:08:52) Kevin: I’m down for that, um, yeah, right now it’s only 25 bucks, oh that’s not bad for this, that’s, that looks like a lot of content for 25 bucks, so, um, get excited. (0:09:06) Kevin: Um, oh, oh yeah, okay, sure, yep, that makes sense, that’s fair. (0:09:07) Kelly: Oh, it does say it’s going to release, I think, at $30, though. (0:09:11) Kelly: There’s a note about the price adjustment. (0:09:14) Kelly: But the diving looks really cool. (0:09:16) Kelly: I played a lot of Dave the Diver over the summer, (0:09:19) Kelly: so I feel like I’m still looking for games where I can go exploring like that. (0:09:19) Kevin: Yeah, yeah, yeah, that’s good. (0:09:23) Kevin: Yeah, it does look good for like the animation stuff. (0:09:29) Kevin: I’m also a big fan of underwater type games and it looks very expansive down there. (0:09:35) Kevin: So yeah, there’s a post on Steam page with all the updates and everything. You guys can check it out. (0:09:44) Kevin: If you do have early access, it looks like there will be a save reset. (0:09:53) Kevin: So there is that. But, either way, November 14th, I look forward to it. I might actually check it out now. It looks pretty… (0:10:00) Kevin: So, next up we have Moonlight and Garland. (0:10:06) Kevin: I don’t know if this is a game announced, but it’s… (0:10:09) Kevin: Yeah, I guess it is, because they’re announcing their early access October 24th, which will probably already be out by the time people are listening to this. (0:10:18) Kevin: This is… here, let me read their, uh… (0:10:22) Kevin: The elevator pitch, where is it? (0:10:24) Kevin: A cozy open-ended life sim about finding your feet in the big city, decorate your apartment, make new friends, grow too many houseplants, and love your city life. (0:10:33) Kevin: Um, so it… yeah, it’s… it’s city-based, right? So you’re in an apartment, you’re not running a whole farm, but you can grow plants, you can have pets, um, make relationships and whatnot. (0:10:46) Kevin: The art style is… (0:10:48) Kelly: That’s the most realistic farming sim. (0:10:52) Kevin: » [LAUGH] (0:10:54) Kevin: » No, you’re right. (0:10:59) Kevin: » Yeah, yeah, Kelly can. (0:11:00) Kevin: Well, no, you’re in the house now, you’re not in an apartment anymore. (0:11:03) Kelly: No, but definitely, you know, went through that also, like, how do I keep my plans alive in my apartment when there’s no sun? (0:11:04) Kevin: But yeah, you know the feeling. (0:11:12) Kevin: Man, gosh, you’re super right. (0:11:16) Kevin: Boy, there’s a person showing an apartment with a lot of bunnies in their apartment, that seems difficult. (0:11:23) Kevin: You’re gonna have that many bunnies in an apartment. (0:11:26) Kevin: The art style is, it’s 2D pixelated, but it’s not Stardew-esque. (0:11:31) Kevin: It’s a little more cutesy than that, and I don’t know how to best describe it. (0:11:35) Kevin: And all the NPCs are kind of bobbing their head at the same time to some unknown beat, it is cute looking. (0:11:43) Kevin: And it’s only the early access, so I’m sure it’ll grow considerably more. (0:11:51) Kevin: That is, you know. (0:11:52) Kevin: October 23rd? 24th? I’m seeing two different days. (0:11:58) Kelly: I definitely want to follow up on it because just looking at the coming soon photo, it’s like why is there an iguana on the sidewalk? (0:12:06) Kevin: Hahaha! (0:12:06) Kelly: Can I have an iguana? (0:12:07) Kevin: Wait, you havin’ a guana? (0:12:08) Kelly: And then there’s also the bear man. (0:12:10) Kevin: Wait, wait, wait, wait, let me see, which one are you talkin’ about? (0:12:10) Kelly: I’m on the steam page, the early access release. (0:12:14) Kevin: What? (0:12:15) Kevin: Okay, okay, let me see… (0:12:17) Kelly: So in the coming soon photo that says steam early access, October 24th, whatever, wishlist now. (0:12:27) Kevin: Okay, okay. Oh, I’m looking at the wrong page. I would explain it wouldn’t it? Yup. There it is. Okay Yeah, I was looking the wrong page. There is a bear man. Why is there a bear man? (0:12:28) Kelly: There’s a bear man in the iguana, like do I get a pet iguana, do I get pet pigeons? (0:12:37) Kevin: Okay, I Okay, I want to mine a department full of pet iguanas that that I can do they’re pretty low-key There are pigeons. So, you know, definitely, you know, they’re hitting Oh, are they gonna have the the trash bags out on the sidewalk? (0:12:55) Kevin: Are they gonna go all in on the city? (0:12:57) Kevin: I don’t know if garland is a city name. It’s a city in texas. I know that much. (0:13:11) Kelly: Yeah. (laughs) (0:13:28) Kevin: But yeah, coming soon, early access. (0:13:31) Kevin: Next up, the clip side of early access, we got DLC patches, whatever you want to call it, for Sunhaven. (0:13:39) Kevin: This is the magical-esque farm where you do magic, there’s monsters, dragons, etc. (0:13:51) Kevin: It is patch 1.3, which includes new buildings. (0:13:58) Kevin: There are several that don’t look human, one is an angel, just straight up an angel. (0:14:04) Kevin: One guy is blue, he’s a moon attendant, whatever that means. (0:14:11) Kevin: You have to, they will be unlockable at some point, but that’s fascinating, dating non-humans like that. (0:14:20) Kevin: Oh, they will have a couple of other romancibles coming later this year. (0:14:28) Kevin: They will also have new farm structures and buildings. (0:14:32) Kevin: Greenhouses, silos, chicken coops, butterfly gardens, I like that. You don’t see that in farming games. (0:14:38) Kelly: That’s very unique, yeah. (0:14:40) Kevin: That’s cute, I love a butterfly garden. (0:14:44) Kevin: Monocyphoners, glorite siphoners, I don’t know what they are, workshops, and ticket counterfeiters. (0:14:54) Kevin: I don’t know what that means, but you’re counterfeiting. (0:14:57) Kevin: They’re up to crimes. I like that. (0:14:59) Kevin: I want to know why you can do crimes. (0:15:01) Kevin: Tickets for what? (0:15:03) Kevin: I don’t think they’re concert tickets. (0:15:05) Kevin: That’s fascinating. (0:15:07) Kevin: But yeah, there’s a whole bunch of other stuff. (0:15:10) Kelly: A lot of stuff. There’s like a ghost shed kit? I want a ghost shed. (0:15:11) Kevin: What does that mean? (0:15:18) Kevin: Do you keep ghosts in there? (0:15:19) Kelly: You grow them in there, maybe? (0:15:21) Kevin: I don’t… (0:15:23) Kevin: Oh wait, there are variations. (0:15:25) Kevin: variations because there’s pumpkin and mushroom. (0:15:27) Kevin: It looks like a ghost, oh I see it. (0:15:29) Kevin: Yeah, it has the eyes, the windows look like eyes and the glow, okay. (0:15:29) Kelly: Oh! (0:15:31) Kelly: That makes so much more sense because I was like oh mushroom shed. That’s just a shed where you grow mushrooms, you know That’s and then I just took the rest of them like that [laughs] (0:15:33) Kevin: Um, sh*t skins, yeah it does. (0:15:36) Kevin: Yeah, yeah, okay. (0:15:44) Kevin: Um, oh that’s the butterfly, wow those are big butterflies. (0:15:47) Kevin: Um, oh those are fascinating buildings. (0:15:49) Kevin: Um, let’s see, player birthdays. (0:15:53) Kevin: There is the birthday, birthday celebration. (0:15:57) Kevin: There is a huge pinata that you can hit, so I’m already down for this. (0:16:01) Kevin: Um, geez that’s like a full sized lion looking pinata, that’s great. (0:16:06) Kevin: Um, that’s uh, so all that’s included in the patch. (0:16:10) Kevin: Aside from that there will be DLC available. (0:16:13) Kevin: Um, all six different packs, trick or treat, spirit battle, rock and roll, cyber pop, monkey monkey, and dreamy ram. (0:16:22) Kevin: They’re all, they contain different items, packs, outfits, items, whatever. (0:16:27) Kevin: You guys can check the Steam page for details. (0:16:30) Kevin: Uh, for, yeah, there’s more details out there than we talked about, but, uh, yeah, that seems like a hefty patch. That seems like fun. (0:16:38) Kelly: Yeah, there’s a lot in this. This page goes on. (0:16:38) Kevin: Um, uh, yeah, it does. Um… (0:16:41) Kelly: And there’s even a coming soon, so… (0:16:43) Kevin: Yeah, yeah, they’re talking about future. (0:16:47) Kevin: Um, wow, new season of weather. Wow. (0:16:50) Kevin: Gloomy, what’s the difference between rainy and gloomy rain? I don’t know. (0:16:55) Kelly: Um, I think there’s I could I could understand that one (0:16:55) Kevin: But there you go All right, yeah, I guess. Okay, uh See like out here in Georgia. It’s a little more like rain. Not gloomy rain. Gloomy rains like hurricane force rain That’s what I think Wait no, yeah, okay. I get it (0:17:10) Kelly: No, I think gloomy rain is like when it’s kind of cold and like the sky is just dark and grey all day and it’s like just kind of constant. Like you could have nice rain, like you could have sunny rain, you could have like… (0:17:24) Kevin: Yeah, I do enjoy sun showers. (0:17:25) Kelly: It doesn’t have to be gloomy. (0:17:26) Kelly: Just like a normal rain shower isn’t always gloomy. (0:17:27) Kevin: You’re right. (0:17:28) Kevin: Yeah, no, you’re right, okay, um Yeah, so there’s all the whole bunch of stuff you guys can check that out Is that sorry? Yeah, when’s the release? I didn’t it’s it’s Oct they posted it October 20th It is oh, yeah, it’s already out on Steam. Yeah, so Now time this recording which means by the times you guys are listening. It is definitely available. That is again Sun haven (0:17:58) Kevin: Huh? Oh man, I’m just looking at the picture like a big tree man monster. I might have to check this out I like tree monsters. I I haven’t played a magic game in a minute. Well, I mean, well, maybe our keeper gentle notwithstanding Um, but it’s high, you know fantasy magic II I’m down for that. I could use that Yeah, uh, okay speaking of well, I don’t know more updates (0:18:04) Kelly: right? like i’m kind of like- i’m intrigued. i’m definitely very (0:18:17) Kelly: Mm-hmm. (0:18:18) Kelly: I feel like this is pretty different, yeah. (0:18:28) Kevin: We have so this is The what I refer to as not a city builder but a village builder because it’s medieval villagey themed But you’re helping build the whole village and run everything it is currently in early access and they are dropping a update for it I’m excited for this game myself. I’m gonna wait for the 1.0, but I love the art style. It’s cutesy and goofy (0:18:59) Kevin: and they are dropping all sorts of things in this update including a An encounter with a misunderstood Cyclops who’s very cute. His eye is just a dot His name is Eric one eye you can there will be a witch’s hut a red hooded girl Who’s looking for her grandma’s house? That that’s a speech. I don’t trust that at all. Oh, no, I don’t like that Hemisary gnomes (0:19:26) Kevin: It was seriously rare! (0:19:28) Kevin: And then a fawn with a really big nose and mustache. Oh, I like this guy. (0:19:33) Kevin: There’s a… and a few more. (0:19:36) Kevin: Well, those are fun characters that they’re adding. I love the art style and it looks really fun on these mythical, magical, whatever you want to call them. (0:19:46) Kevin: Cyclops and fawns. Gnomes. They’re fun looking characters. (0:19:48) Kelly: No, yeah, they look they look so cute. It looks very adorable (0:19:49) Kevin: Yeah. (0:19:51) Kevin: Yep. (0:19:53) Kevin: There are, oh gosh, 50 new world events and 30 new objectives. (0:19:58) Kevin: I don’t know what that means, but those are big numbers. (0:20:00) Kevin: Oh, there’s a magic bean. (0:20:03) Kevin: There’s monthly and yearly objectives. (0:20:06) Kevin: Hot weight. Positive and negative events. Oh, oh, they’re, they’re, they’re wild. Okay, I’m down for that. (0:20:15) Kevin: They have, let’s see, new buildings, a laborer guild. Oh, so you can hire better laborers. That’s fun. A bank. (0:20:24) Kevin: Oh, you can tax your villagers at different rates? (0:20:28) Kevin: Oh, that’s awesome. Grand theater? Oh, that’s a nice looking theater. (0:20:34) Kevin: Fisherman’s hut? Fish up stuff? All sorts of quality of life stuff? (0:20:40) Kevin: Well, there’s a lot of graphs in this game and things like that. I’m down for that. (0:20:45) Kevin: Yeah, that’s a lot of stuff coming. Like I said, I’m probably going to wait for 1.0 myself, but I’m glad that it’s coming along nicely. Yeah, that is again fabled. (0:20:57) Kelly: Is there any, is there any real estate or? (0:20:59) Kevin: Go. Oh, it is live. That update is already live as of this recording. (0:21:05) Kevin: So, yay. If anyone is playing the one point or the early access, first of all, (0:21:10) Kevin: somebody tell me if they are because I want to know about it. And it is out already. (0:21:15) Kevin: Um, yeah. All right. Good. Oh man. I’m just trying to fable them. It’s so goofy looking and the. (0:21:23) Kelly: Is there like an overall release date or no? (0:21:33) Kevin: uh not that i’m saying now um I have left here a quick glance um yeah so probably still a hot minute probably sometime in 2024 i’d hope but uh it’s not dead yet so i’ll take that let’s see next up we have uh moonstone island we have dlc for that this is which one’s this one okay all right we so we have dlc come (0:22:11) Kevin: Well, let me get to the details. Yeah, it’s the Halloween update right? That’s the key thing here. Um, (0:22:16) Kelly: I think so, ‘cause it’s for Halloween. (0:22:17) Kevin: We’ve got just a whole bunch of Spooky decors per their website gravestones skeletons a big old pumpkin house um Web’s five types of cobwebs. Oh Oh a rug. That’s just the tongue. That’s clever. I like that. Um, (0:22:38) Kevin: uh So yeah, there. (0:22:41) Kevin: Okay. (0:22:43) Kevin: Okay. (0:22:45) Kelly: I’m sorry, it’s actually not out yet. (0:22:45) Kevin: Okay. (0:22:47) Kelly: It’s not out, which I’m kinda… (0:22:47) Kevin: Um, there are n- some- the- so some of this stuff is DLC, which I’m assuming means purchasable separately, but there will be stuff included for free in the updates on the skeletons and things like that. (0:22:58) Kevin: Um, spirits are free- I don’t know what spirits are in the context of this game, but um, but they’re coming some out. (0:23:05) Kevin: Um, oh wow, I didn’t check- it’s got some good reviews. (0:23:09) Kevin: Um, I’ll have to check that out. (0:23:11) Kevin: Oh wow, what? Oh gosh, I forgot about- I’m remembering the game. (0:23:15) Kevin: There’s- you can fight like robots with a card battling system. (0:23:19) Kevin: They are… (0:23:21) Kevin: Yeah, oh man, oh gosh. (0:23:23) Kelly: These are really cute looking things, these creatures. (0:23:26) Kelly: I, yeah, like, I really like the style of it, yeah. (0:23:26) Kevin: This whole episode’s just me getting excited about games I forgot to get excited about. (0:23:31) Kevin: Um, as if I didn’t have enough already. (0:23:33) Kevin: There are really cute characters- there’s a fishbowl with legs. (0:23:36) Kevin: Um, I like that. (0:23:39) Kevin: that. And then at the end they just. (0:23:41) Kevin: Have a picture of a cat with like a sun hood. I don’t know but um, it’s very cute cat. (0:23:47) Kevin: That is Moonstone Island. That is already out, I believe. Why do we have a date for that? (0:23:52) Kelly: It is a very cute cat. (0:23:54) Kelly: The game is out, it says “NA” for them. (0:23:56) Kevin: Okay, thank you. But it says, while says it’s October 27th. I (0:24:06) Kevin: Couldn’t find that myself. Oh wait. Yeah, there it is. Yeah, October 27th. It’s only $4. (0:24:11) Kevin: Okay, that’s actually not bad at all and 10% off the first week. So there’s 46. (0:24:18) Kevin: Yeah, okay. Oh, it’s a new spirits must be a little monster buddies. That’s what it means. I’m excited. One looks like an apple with a worm through it. They’re just showing silhouettes. I’m just guessing. (0:24:23) Kelly: There you go. (0:24:29) Kevin: And yeah, I don’t know all that. Oh, I might check this out now. It’s a very cute game. (0:24:34) Kevin: Moonstone Island. Um Let’s see Next up we have oh, this isn’t an interesting (0:24:41) Kevin: one because boy, I never thought we’d see this this is Lonesome Village game that I notoriously advocate because the developers are from Mexico. It’s got the cute coyote as you saw puzzles in a tower. They’re coming out the fiscal edition. Pre-orders are live. You can check the show notes for the link. It is not from limited run games actually. A game a site called premium edition games. (0:25:11) Kevin: physical edition which includes all sorts of goodies including oh wow a full-color manual oh that’s exciting Wow a dog tag yeah they do um oh man a manual that’s exciting um yeah it’s great um yeah I I cover this game with Johnny, it was last year or year before, I don’t remember. (0:25:22) Kelly: Dude, the indie games always put so much into like what you get from… (0:25:32) Kelly: I love a manual. (0:25:33) Kelly: A full color manual too, that’s so nice. (0:25:41) Kevin: It’s a fun little game with lots of puzzles, and just very very cute little animal-closing-esque villagers. (0:25:47) Kelly: It looks really cute. The art style kind of reminds me of like Cult of the Lamb, but without the like paper feel. (0:25:47) Kevin: It’s actually funny because in the “story” of the game, so it’s called Lonesome Village because there’s a village and everyone’s kind of been turned to stone or disappeared. (0:26:03) Kevin: And the villains, they’re the people who did it very much look like Cult of the Lamb. (0:26:06) Kelly: Okay. (0:26:07) Kelly: Oh! Oh! It’s a cult! It’s a cult! What is happening here? (0:26:09) Kevin: Yeah. (0:26:12) Kevin: It came out around the time Cult of the Loom. (0:26:14) Kelly: I’m watching the trailer! Oh my god! (0:26:15) Kevin: It looks a lot like Cult of the Loom. (0:26:18) Kevin: The cult from Cult of the Loom. (0:26:20) Kevin: I think we made the joke in the episode. (0:26:22) Kevin: It came out around the same time too. (0:26:25) Kevin: Yep, yep, exactly. Yep. (0:26:26) Kelly: That’s so funny, ‘cause I was thinking it kinda like reminds me of the way they do the animals, like the style of the animals. (0:26:32) Kelly: But now that I’m watching this trailer, it’s like literally… (0:26:32) Kevin: It’s cult, it’s a lot like Cult of the Loom, Cult. (0:26:36) Kelly: That’s so funny. Oh, I gotta play this. (0:26:41) Kevin: Yeah, I have to check it out again. I still have it. (0:26:45) Kevin: It’s been a while. I’m sure they patched it up and done some stuff. (0:26:48) Kevin: ‘Cause I had a few rough edges back then, but I’m curious. (0:26:51) Kevin: I might do another look at it at some point. (0:26:54) Kevin: Because, yeah, props to–but, again, Mexican dev team, so I gotta shout them out. (0:26:59) Kevin: Ogre Pixel, that’s the name. (0:27:02) Kevin: But, yeah, that is a cute little logo of an Ogre–Pixillator Ogre. (0:27:07) Kevin: And again, this is the physical edition release. (0:27:11) Kevin: $40 for the premium edition, which seems to be their only version but includes all sorts of goodies. Um, I When do pre-orders end? I don’t know if I see that but the pre-orders are available now So you can check out the site and get it. Um Alright next up we have Not Garden Galaxy is perfect. We’re heading on the notes. That’s a different game that I was going to cover almost (0:27:42) Kevin: Garden story. That’s the one with the playable grape. That looks a lot like Stardew Valley a lot like It has It’s very cute though the grape that’s playable It is an update that has 11 new languages. Wow, that is a lot of languages I don’t know which ones they are. I just see the It’s out on Steam and switch already this update (0:28:09) Kevin: Very cool. Yeah, I actually don’t know what language is. I don’t know. (0:28:11) Kevin: Let’s see the details. But wow, that’s a big number. Good for them. (0:28:16) Kevin: Always props for making it more available for more people and whatnot. (0:28:19) Kevin: Yep. It is. The grape is very cute. (0:28:20) Kelly: Yeah, that’s always awesome. It really does look like stardew though. It’s cute though (0:28:25) Kevin: Next up, a new game announcement for as far as I can tell. (0:28:31) Kevin: This is called Fantastic Haven, which actually I find really intriguing. (0:28:36) Kevin: It’s the prime… (0:28:40) Kevin: Let me read the– (0:28:41) Kevin: The elevator pitch. (0:28:43) Kevin: So, this is a… (0:28:57) Kevin: Yeah, a Zook cheaper-esque type game, but they’re all magical creatures. (0:29:03) Kevin: Um, so you’re building big pens that look like circular homes more? (0:29:09) Kevin: Um, you alter the land and… (0:29:11) Kevin: It’s full 3D graphics, um, the… I think the actual designs of the creatures are actually quite nice, um… (0:29:18) Kevin: I like animals and critters and… (0:29:21) Kevin: …cheaping them and whatnot, so I’m already pretty interested, um, especially with the spin of… (0:29:26) Kevin: …like, they’re all magical creatures, I don’t see any other animals in here, I see like a griffin, uh… (0:29:31) Kelly: No, I’ve only seen, like, yeah, griffins and some weird frog with, like, horns and stuff. (0:29:31) Kevin: Yup, it’s a bullfrog, you get it? (0:29:36) Kelly: Ah, yes, yes, yes. (0:29:41) Kevin: The color shows a lot more, uh, it looks like you’re even busting some out of, like, cages and, like, carny… (0:29:46) Kevin: …you know, those carnival cages with the wheels, the cars, um… (0:29:51) Kevin: So that’s… that looks very fun, yeah, like I said, a lot of menus, probably, um… (0:29:57) Kevin: …very zookeeper tycoon-esque, um, but with the heavy, uh, magical fantasy paint over it, um… (0:30:06) Kevin: So that is right now the only release date planned is for Q2 of 2024 so it’ll probably be a minute but look forward to it I certainly am those are some fun designs yeah it’s it’s it’s charming enough for me I’m definitely interested um and then lastly okay this one I want to talk about in depth a little more because this one’s affecting me personally uh well actually there’s two me and my neck was night market once again got another patch that one. (0:30:41) Kevin: one point two point one oh whatever the it’s out on switch so you know it’s out on the steam version or whatever um so uh there’s a lot of quality of life stuff you can do with it. (0:30:48) Kevin: I’m not gonna go into the details because I don’t remember them but the other one I want to talk about because we just talked about last week is paleo pines. (0:30:53) Kevin: We just got yup okay so uh one point two point one oh whatever the it’s out on switch so you know it’s out on the steam version or whatever um so uh there’s a lot of quality of life stuff you can do with it. (0:30:54) Kelly: Which I still have to play, but I have not yet. (0:31:11) Kevin: We can change how quickly time passes in the game um oh gosh so one of the after I recorded last week with Spencer and we talked and played I was getting a lot of crashes. (0:31:23) Kevin: They had released a patch previously to fix some of that they said it was like a memory issue um but they were still experiencing it. (0:31:26) Kelly: Mmm. Okay. (0:31:31) Kevin: I felt like the more farther I got in the game the more I was crashed getting crashes uh they addressed some of that. (0:31:37) Kevin: that the game is still not free of crashes because (0:31:41) Kevin: we’ve been probably within an hour after downloading the update the game crashed on me again But it is better in general So they’re definitely aware and working on it at probably top of their list There is Also, there’s a whole list and you can check the show notes for them. I’m trying to look at which ones that are Stand out to me. Oh, there’s a cooking pot (0:31:46) Kelly: Oh, God. (0:32:07) Kevin: But it was weird because it was at some other guy’s house you have to go all the way to this other (0:32:12) Kevin: cook stuff but now you can buy one for your own ranch so that’s great oh here’s a fun one um so you can ride your dinosaurs because of course you can but the thing was whenever you got off of them they would just run away from you at max speed it was whole it was wild you could like try to stop them but um clearly not intended they have addressed that and and this definitely was an update needed and and it works um they will no longer run away from you when you get off of them (0:32:42) Kevin: um yes well luckily I think it was only in the ranch like your home base when it happened they wouldn’t leave you when you’re out in the wild oh my god that would be the worst yes but it’s still a pain because your character is a lot slower than the dinosaur so yeah yeah it’s just a pain having to go across the ranch to find them I mean it’s a pretty big ranch too um (0:32:44) Kelly: feeling it’s like okay nice I can I can get to the place I’m going to but once you’re there you’re stuck there now (0:32:56) Kelly: Oh, okay, okay, I was picturing like you, yeah, like you in the middle of like some field or something. (0:33:12) Kevin: uh there’s all sorts oh horse lock so there was a uh resource called forestwood that was needed for a lot of things it was pretty rare they increased the respawn on that that’s great um they did some ui improvements which were nice uh um lots of other things some oh there was a storage glitch spencer talked about think they fixed that um yeah just sort lots of little things (0:33:42) Kevin: because there were lots of little things that needed fixing um like I said still not 100 percent yeah yeah there is um where is it do they not have it um so there there is I read there is one glitch that they haven’t addressed yet um they know it’s an issue but for some reason at some point and it’s happened to me your game will reset to the first day of the game because there’s you know calendar like most farm. (0:34:12) Kevin: games and whatnot like you’ll keep all your stuff but somehow the calendar will just have reset to the very first game or very first day of the year which is wild um luckily I was able to get around that if you encounter it you can just reload an old save and it’s fine but um that was the wild glitch to see um but yeah that was I’m glad that came out because that addressed a lot of the little nitpicks Spencer and I had with the game and I’m sure (0:34:42) Kevin: they’re still working hard on that so good for you paleopines that update again is out already for switch and probably the other versions whatever versions it’s on all right so that was uh yeah the hearty helping of news and things but that’s now we’re doing that let’s talk about grave graveyard keeper yeah what’s what’s the tagline the most inaccurate medieval simulator isn’t that (0:35:09) Kelly: Something like that. I know inaccurate is involved of [laugh] (0:35:14) Kevin: Hold on let me look at it. Um the most inaccurate cemetery simulation game. Okay. Yeah, I think that’s what it is Okay Well Yeah, so again, um It and this game’s been up for years at this point. Um, I’ll covered it years ago Yeah. Yeah, there you go. That’s cute (0:35:24) Kelly: Oh, the most inaccurate medieval, yeah, cemetery sim of the year. (0:35:36) Kelly: Uh, they had their five year anniversary actually in August. (0:35:42) Kevin: There’s a bunch of DLC I bought the (0:35:44) Kevin: version with all the DLC I don’t know what the base game hazard does not have. (0:35:48) Kevin: I’ve only played it for an afternoon or two. I don’t think I’ve reached any of the DLC portions yet probably. (0:35:49) Kelly: Oh, did you? Okay. (0:35:57) Kevin: They’re all parody names there’s a stranger sins there’s breaking something (0:35:57) Kelly: Um, I’m trying to remember. I know the DLC… (0:35:59) Kelly: Yes, because there’s better save soul. (0:36:04) Kelly: Um, I did look into getting them, but I didn’t- I didn’t, because I think it was like- (0:36:11) Kelly: I feel like there’s- there’s so much going on in this game already. (0:36:14) Kevin: Even if it is, there’s a lot going on. (0:36:14) Kelly: Uh, that I was very happy to not have the added, um, things that like go along with the better save soul one. I heard that gets a lot of pretty tedious. (0:36:24) Kevin: Yeah, heh heh heh. (0:36:25) Kevin: Better save solo, that’s good. (0:36:29) Kevin: I don’t think that one’s out on Switch. (0:36:31) Kevin: That’s it? I don’t know if that one’s out on Switch. (0:36:32) Kelly: Oh, are you playing on Switch? I am not gonna lie. I have not. (0:36:36) Kelly: I’ve been so bad at playing my Switch this year. (0:36:44) Kevin: But, I mean, that’s fine, like, I know that the Switch port gets black for a good reason. (0:36:55) Kevin: There’s a Switch tax for sure, so I don’t blame you. (0:36:57) Kevin: But hey, at least we can compare notes on that. (0:37:00) Kevin: If you played on Steam, I would guess? (0:37:10) Kevin: Um, but okay, so let’s okay, let’s the elevator pitch Okay, first of all, I didn’t expect that this game’s an isekai That I didn’t expect at all so for people unfamiliar with isekai that is a genre of anime primarily where a character wakes up in a simulated often fantasy type world (0:37:38) Kevin: Sword Art Online and just… (0:37:40) Kevin: …other ones. It’s a whole trope now. (0:37:42) Kevin: Umm… (0:37:43) Kelly: I was gonna say it breaks the, you know, inherited your grandpa’s farm trope though. (0:37:44) Kevin: … (0:37:46) Kevin: Yeah. Yeah. (0:37:48) Kevin: You’re just a guy who gets hit by a car cause he’s looking at his phone. (0:37:52) Kevin: Don’t look at your phone when crossing the streets. (0:37:54) Kevin: It’s dark in the rain, people. (0:37:56) Kevin: It’s not recommended. (0:37:58) Kevin: And he wakes… (0:37:59) Kelly: Poor dude’s just trying to give back to his girlfriend or whatever. (0:38:00) Kevin: …yeah, his love, as he says, and… (0:38:03) Kevin: …he wakes up in a graveyard area and… (0:38:08) Kevin: There’s a talking skull that talks to you. (0:38:10) Kevin: And he says, “Hey, welcome. You’re the graveyard keeper, I guess.” (0:38:13) Kevin: Um, more or less, and sure enough, you’re put in charge of this graveyard in this little medieval village area. (0:38:23) Kevin: And you’re trying to figure out how to get back home while managing the graveyard and all the stuff people are asking you. (0:38:32) Kevin: Because, of course, people are going to ask you to do everything around here. (0:38:35) Kevin: Uh… (0:38:36) Kelly: I mean, what would a game be without everybody asking you to do all these things? (0:38:40) Kevin: Right, right. (0:38:42) Kevin: Um, so, okay, hell, you beat the game, correct? What are your overall impressions? (0:38:50) Kelly: I really liked the game. I thought it was a lot of fun. I think there’s a lot of stuff to do, (0:38:57) Kelly: like it can get a bit overwhelming, but I think, you know, it definitely involves, you know, (0:38:59) Kevin: Boy does it. (0:39:01) Kevin: Oh. Yep. (0:39:04) Kelly: looking things up online. But I will say there is an issue with how intuitive it is. (0:39:08) Kevin: Yep. (0:39:10) Kevin: Yep. (0:39:12) Kelly: I think I could have been further along in my gameplay if I understood some of the (0:39:20) Kelly: panics. A lot better. And I will say on that note, it was not always easy to find the answers on the internet. So that made it even worse. And sometimes if you did find an answer, (0:39:21) Kevin: Yep. Okay, so yeah, so. Mm-hmm. (0:39:31) Kevin: Oh yeah, the double whammy, oh yeah. (0:39:35) Kevin: Yup, it’s wild. (0:39:38) Kelly: it was from like 2018, so something got patched or didn’t work like that anymore. (0:39:46) Kelly: So, that was my biggest issue. (0:39:48) Kelly: Did it stop me from putting in, you know, (0:39:50) Kelly: 90 hours, I think, or whatever into the game? (0:39:55) Kelly: No, but there were definitely moments where I was frustrated. (0:39:59) Kelly: Or, like, again, just like, I was playing the game, I was enjoying myself, (0:40:03) Kelly: but I could have been further along than what I was. (0:40:07) Kevin: Yeah, um, okay. Mm-hmm Okay, yeah for sure they’re just Yeah, absolutely. Um, so for comparison I got the game Thursday I think today’s like Saturday. So two days ago So I’ve only played for and Mario wonder so I didn’t play as much yesterday So I played the game for an afternoon and then some um, I like the game a lot. Um, (0:40:07) Kelly: And not even in, like, a micromanagy, like, you know, whatever kind of way. (0:40:13) Kelly: Like, in, like, a… (0:40:15) Kelly: It would have made more sense. (0:40:26) Kelly: Mm-hmm. (0:40:37) Kevin: I think it is Almost minecrafty and how open it is and crafting and everything But I fully agree like that’s my biggest criticism there’s a lot that is not intuitive Or explained well Yep, yep, yep, I’m sure (0:40:50) Kelly: you haven’t even gotten or opened a lot of the, you know, different aspects of the game yet at this point, I’m sure, because it really expands. It expands a lot. There is a lot to do. There is so (0:41:03) Kevin: But I can imagine… I mean I see the skill tree. (0:41:07) Kevin: So… I can… I can… she’s… I can… (0:41:12) Kevin: So there’s a skill tree in this game, right? You have to get points to unlock your skills. (0:41:18) Kevin: And you can see how far it goes. And yes, I can see there’s a lot to unlock and do and whatnot. (0:41:24) Kevin: But… I think the skill tree is probably where I can direct my first criticism. (0:41:32) Kevin: Because there’s three types of points, whatever you want to call them. (0:41:37) Kevin: Red, green, and blue, and you need different amounts of each for unlocking each new skill, which lets you craft new things or do new things, whatnot. (0:41:46) Kevin: Um, the red and green work hard to get, but the blue, the blue is killing me because I hit a point where I had like one blue point overall and couldn’t figure out how to get more. (0:41:56) Kelly: You run out of them. (0:41:58) Kevin: Yeah. (0:41:59) Kelly: There’s a certain point where the game just stops you from getting more for a bit. (0:42:02) Kevin: Really? Wow. (0:42:04) Kelly: Not like stops you. (0:42:06) Kelly: There’s definitely a roadblock, I would say. (0:42:11) Kevin: - Yeah, okay. (0:42:14) Kelly: I struggled with that for so long. (0:42:17) Kelly: And then, of course, at a certain point, it’s like, oh. (0:42:20) Kelly: Now, actually, you’re out of red. (0:42:23) Kelly: Or now you’re out of green or whatever. (0:42:25) Kelly: And it’s like, oh, something that I– (0:42:26) Kelly: so I think one of them is done from manual labor, red, I think. (0:42:27) Kevin: yep yep your manufacturing and things yeah red okay oh you don’t get read from them (0:42:34) Kelly: Yeah, so at a certain point, you get helper zombies that you can assign to do things. (0:42:42) Kelly: So you’re no longer getting the red from those things that you would be getting red from. (0:42:47) Kelly: So it definitely makes you have to stop and think and watch everything. (0:42:56) Kevin: Yup, absolutely, um, it’s a very resource-manage-y heavy game and that includes your skill points or whatever you want to call them. (0:43:07) Kevin: That’s fascinating. (0:43:09) Kevin: Like I can see the blue are going to be very scarce. (0:43:11) Kelly: But I think it’s interesting because it does… (0:43:13) Kelly: Sorry, I was gonna say it just it does impact, I feel like, (0:43:18) Kelly: what you’re trying to do in that day. Because if you’re trying to get blue points… (0:43:19) Kevin: Right. Yeah, exactly. (0:43:22) Kevin: The nice thing, one of the nicest things about the game, (0:43:26) Kevin: there’s no real pressure. (0:43:28) Kevin: There’s no seasons or years or whatever. (0:43:31) Kevin: There’s a week. (0:43:32) Kevin: So like in six, seven, I don’t remember how long, how many days, (0:43:36) Kevin: but that’s the worst that you have to wait. (0:43:37) Kelly: It’s seven days Which and I liked I like I really like the fact that there was no pressure on the seasons or When you finished the game even or anything like that. I also liked the Each day is a different person You have to make sure that you’re getting the things you need to have done before that day so you can go and deal with that person (0:43:38) Kevin: Yep. Which go by quickly. (0:43:42) Kevin: Yep. (0:43:57) Kevin: Yep. (0:43:57) Kevin: Yep. (0:44:03) Kevin: Yep, he just gotta wait until… (0:44:03) Kelly: Because there’s definitely some weeks where if you miss that person you’re screwed (0:44:07) Kelly: Yup. And there is something later on in the game, you know, when things have slowed down in certain areas and you’re just like waiting for that one day where you can fast forward. (0:44:10) Kevin: Until that point. (0:44:21) Kelly: Yes, but I do actually want to say on that point, I think this is very interesting because there is no pause button. There’s no space yet. (0:44:21) Kevin: Yeah, sure that makes sense. Yeah, you can fast-forward at any point you should go to sleep and (0:44:32) Kevin: Yeah, yeah, even if you’re in your menus, time goes on. (0:44:37) Kelly: Yeah, you have to literally like go to the exit screen or whatever. Like the main menu page. (0:44:41) Kevin: Yeah Yep Yep, so if you’re looking through your notes here You know hemming and hawing at a menu thinking about where you want to spend your points that happened to me just just today When I was playing I cuz I finally got some blue points today. And so I was just like agonizing over I wanted where I wanted to spend them and before when I got out of the menu Oh, it’s evening already. Cool. The whole day’s [laughter] (0:44:43) Kelly: There’s a certain page that stops time, but the rest of them don’t. (0:44:48) Kelly: Mm-hmm. (0:45:09) Kelly: Yep. (0:45:11) Kelly: Yep. (0:45:12) Kevin: But they’re the kind of I mean, I don’t know if it was their intent or not But the way to combat that it’s very easy to reroll your did your save like you own there’s no autosave It just saves when you go when you wake up So most of the time you can say you’re pretty much have a safe at the start of the date or start of the day, excuse me, and You can just reload to that and have a plan or save yourself (0:45:23) Kelly: Oh, yes. (0:45:25) Kelly: Yes. (0:45:29) Kelly: I would just quit the game. (0:45:32) Kelly: Mm-hmm. (0:45:40) Kelly: Oh yeah, no, there was many times where I would either just, you would see like the NPC walking away from their post, and I would have to go and reset the game and then do the day over and make sure I got there early enough. (0:45:47) Kevin: Oh my gosh. (0:45:50) Kevin: Yep. (0:45:52) Kevin: Oh my gosh. (0:45:54) Kevin: That happened to me twice already when I go down and Snake is running away and like, “No, I need to talk to you, Snake.” (0:46:02) Kelly: oh god he’s so annoying he’s so annoying for the skill points though I think it’s like kind of fun like there’s some weird ones you can choose from uh-huh (0:46:05) Kevin: He is. (0:46:08) Kevin: He is. (0:46:11) Kevin: Yeah. (0:46:13) Kevin: Overall, I’m a big fan of the Skilled Trees, umm… (0:46:17) Kevin: Because you can very much pick and choose if you want to focus on certain areas and whatnot. (0:46:23) Kevin: Umm, obviously like… (0:46:25) Kevin: To get green points, that’s the farming stuff, so you do want to invest in some of that stuff. (0:46:30) Kevin: Umm, but like, early on you can really get through a lot of the wood and metalworking stuff. (0:46:37) Kevin: Umm, and again, with almost no pressure on when to do it, umm, it’s… (0:46:42) Kevin: It’s very open and you’re very free to pick and choose as you want. (0:46:46) Kevin: You know, (0:46:47) Kevin: the limitations of how many skill points you actually have notwithstanding. (0:46:52) Kevin: I think it is a clever system. (0:46:54) Kevin: And because you get to see what’s coming ahead, that helps you plan that too. (0:47:00) Kevin: I really like that. (0:47:01) Kelly: Yes, definitely. (0:47:01) Kevin: Um… (0:47:02) Kelly: There was definitely some areas in the skill tree though where I did not understand what, (0:47:09) Kelly: like if you unlocked something, (0:47:12) Kelly: I didn’t understand how to access it afterwards, (0:47:15) Kelly: which then led to me diving down a rabbit hole, (0:47:18) Kelly: trying to figure it out. (0:47:18) Kevin: Yeah, sometimes that’s a little unclear most of the time When you look at the skill tree thing it says okay, you can craft at this bench or that bench or whatever But some are not very clear. Yeah Some aren’t super clear. Yeah But I do agree (0:47:27) Kelly: Mm-hmm. Yeah, no, it definitely is pretty good. (0:47:30) Kelly: It’s pretty good. (0:47:34) Kelly: Can we talk about the main premise of the game, which I think is the most weird and fun part is, you know, collecting your corpses? (0:47:41) Kevin: Yeah, the it’s definitely yeah the differentiator the the the graveyard itself. Yeah, let’s talk about that (0:47:43) Kelly: Because you are, you are quite literally the graveyard keeper. So you get a (0:47:54) Kelly: Annoyed little donkey that delivers corpses to you. (0:47:56) Kevin: I’m red donkey from a leftist stable [laughter] (0:47:57) Kelly: And oh my god, there was so many times where I would hear that bell and just be so far away from home. (0:48:06) Kelly: And just go running because it’s like the second you hear that bell that corpse starts, you know, deteriorating. (0:48:12) Kevin: Yep Yeah, that’s that’s an interesting aspect that the forps is deteriorate and it affects a lot of things And yeah, they’re kind of deliver just at random times. It feels like I didn’t detect any pattern Umm… (0:48:22) Kelly: Yeah. (0:48:23) Kelly: Yes. (0:48:27) Kelly: No, they can definitely be whenever. (0:48:31) Kelly: And they can pile up too. (0:48:34) Kevin: Oh my gosh, I don’t think I’ve had that happen yet, but I could see that happening. (0:48:35) Kelly: Yeah, no, they can definitely pile up. (0:48:43) Kelly: I mean, this game goes in depth. (0:48:48) Kelly: I have freezers for bodies. (0:48:53) Kelly: So, you know, it’s like you are literally treating it like a morgue, like… (0:48:57) Kelly: But I think one of the most fun parts is removing the organs, (0:49:03) Kelly: but also the most hard to understand initially. (0:49:06) Kevin: Right, so yeah, let’s talk about that because as very early on you’re introduced that you have options to do the corpse One you can bury them in your graveyard. It has a prettiness rating you how you decorate it Well, you bury them and whatnot You can even just throw it in the river or cremate them or You can take them into your morgan Do a little bisection, you know see what you can poke around and find in there pull out a skull some blood What? (0:49:36) Kevin: A bit of flesh. (0:49:38) Kevin: It’s fascinating that they gave you this option. (0:49:43) Kevin: There’s… (0:49:44) Kevin: I haven’t gotten too in-depth with the body parts. (0:49:47) Kelly: So, I’ll explain it. It’s a lot. (0:49:51) Kelly: Basically, your corpse, so when you bury a corpse, you want it to be as high rated as possible because it impacts your cemeteries overall like beauty rating, (0:50:05) Kelly: which is a whole different aspect. (0:50:07) Kelly: And that’s a big part of the game because it kind of roadblocks you if you don’t keep up with it. (0:50:11) Kelly: But so you want to make sure you’re removing. (0:50:14) Kelly: If you remove certain organs, it makes your corpses… (0:50:17) Kelly: …that’s how you can remove them. (0:50:19) Kelly: If you remove other organs, it decreases it, and they don’t really tell you at first. (0:50:23) Kelly: You have to unlock skills on the skill tree… (0:50:25) Kelly: …that tell you. (0:50:25) Kevin: Yeah, I mean they tell you like there’s bad organs, but you don’t you can’t tell which ones until you go get that later (0:50:29) Kelly: Yes. Yes. (0:50:34) Kelly: And so you can remove organs, and you can also try to put the organ back. (0:50:38) K
Unlock the mystifying world of cryptocurrencies and blockchain in this enlightening episode of Count Me In. Join our guest host Kelly Richmond Pope, accounting Professor and author, as she speaks with Lamont Black, an Associate Professor of Finance at Napoli University. They navigate us through the complexities of blockchain technology, its relevance to accounting and financial services, and the turbulent landscape of cryptocurrency exchanges. Lamont takes a deep dive into how blockchain serves as the foundation of cryptocurrencies, elaborates on its inherent security and transparency, and paints a picture of its significant role in the future of digital commerce. We will also unpack the rise and fall of crypto prices, the risks involved, and how to safely engage with cryptocurrency exchanges. No matter whether you're a finance professional grappling with the challenges of a rapidly digitizing economy, or a curious listener wanting to unravel the world of cryptocurrency, this episode is an invaluable resource.Connect with Lamont and Kelly: https://www.linkedin.com/in/lamontblack/ https://www.linkedin.com/in/kelly-richmond-pope-cpa-83689a5/ Full Episode Transcript:Adam: Welcome to another enlightening episode of Count Me In. Where we delve into the pressing issues shaping our world and the business landscape. Today, we have the privilege of hearing a wonderful conversation between our guest host, Kelly Richmond Pope, accounting professor and author, and Lamont Black, an Associate Professor of Finance at DePaul University. They discuss an issue that is at the forefront of finance innovation; cryptocurrencies and blockchain technology. Lamont brings his vast knowledge and expert insights to help demystify these complex topics and explain their relevance to the finance industry. So whether you're a CFO, a controller, a finance professional, or simply a curious listener, prepare for a deep dive exploration into the world of blockchain and cryptocurrencies. Let's get started. Kelly: So Lamont, thank you so much for joining me, today. And if you could start by just introducing who you are. Lamont: So I'm an associate professor of finance in the Driehaus College of Business at the DePaul University. So I'm one of your colleagues. Kelly: You are one of my colleagues. And, so, I want to welcome you to the IMA podcast series. And I have been working with the IMA, a little over a year. Working in research and thought leadership about ethics, corporate governance, risk, and you know my favorite love, fraud. And as we watch the news, read the news, what has just been in the news, so much, in the past, I'd say 18 months, is this really weird word called cryptocurrency. And when I came to you, originally, about trying to understand what in the world is cryptocurrency. What you shared with me was how important it was to understand blockchain. And what I want to do, today, is have you really break down the importance of understanding blockchain. Because what I think the world is getting a little scared about is when you keep hearing about cryptocurrency, these exchanges that are falling apart. And, I think, everybody is really skeptical of this concept of cryptocurrency. But what I know you feel is, though, people might be scared of that. But you still need to understand the soundness and the value of the underlying technology, which is called blockchain. So could you tell us a little bit about what blockchain is and why we need to know about it as managerial accountants? Lamont: Yes, so blockchain is the platform behind cryptocurrency. And blockchain is a technology, that, I think, everyone should be trying to understand. It's really a system of shared record keeping. So if you think about how we now live, in the information age, most of what we do is involving data. That data is being stored and shared using different systems, today. Whether that's on the cloud or other types of servers, and the blockchain is a way of sharing information. So that it's recorded on a shared ledger. So you can really think of blockchain as a system of accounting. And what makes it different is that rather than these ledgers being held in a private form. Different ledgers on different institutions that, then, have to communicate, blockchain cuts across all those silos. It's a way of recording information across an entire network. Sharing that information with the network, that makes it very secure, very transparent, and very efficient for sharing information. So as we move deeper and deeper into the digital economy and e-commerce. I think every organization should be trying to understand how do we store and share information on the internet. I think blockchain is likely that next platform. And, so, even in the world of accounting, this is where things are likely headed. Kelly: So that's a great explanation, and it really makes me feel a lot more comfortable in understanding that. Although, I hear all this craziness about cryptocurrency, and cryptocurrency is just where you shouldn't put your money. You've made me feel a lot more comfortable about why I need to understand blockchain. But let me digress, for a second, what in the world is going on with all that we hear about FTX, and the collapse of these exchanges? What is that conversation even about? And how does that affect or how should it affect our opinion of blockchain? Lamont: Yes, so cryptocurrency is the money that is transferred across public blockchains like Bitcoin and Ethereum. And, so, people can own Bitcoin and Ethereum as digital assets, and crypto prices ran up, dramatically, during COVID. There are different arguments for why that occurred. But one of them would be the amount of monetary stimulus. As people had all these different sources of income coming in. Let's say through stimulus checks in the form of fiscal stimulus, that money flowing into the economy. A lot of that ended up in crypto. And, so, Bitcoin almost reached $70,000 for one Bitcoin by late 2021. And as we moved into this year and our economy started to slow, inflation started to rise, largely as an outcome of COVID, crypto prices started to collapse. Now, some people focus on the collapse of the crypto market as being something unique. But I just would point out that the stock market also entered bear market territory in the first half of this year, and in particular, tech stocks. So tech stocks are very risky. And, so, speculative assets during an economic slowdown, those prices tend to fall the most. I view crypto as a form of technology. It's the frontier of technology. So, to me, it's no surprise that as risky assets have sold off this year, crypto has gotten hit the hardest. Now, as it relates to the exchanges, that's really been the problem this year. Because most people when they buy crypto, they buy it on an exchange like Coinbase, here in the US, or FTX, which was an offshore exchange headquartered in the Bahamas. Now, many people wanted to jump on the crypto bandwagon, especially, as prices were rising. And, so, a lot of people were investing their money in exchanges like FTX. But one thing that people didn't fully appreciate, in this period of time, is when you own crypto on an exchange, you don't actually own the crypto itself. It's really being held on your behalf. And, so, FTX is what's called a centralized exchange. When a centralized exchange fails or goes bankrupt, you're going to lose your money. They're going to freeze those redemptions. You're not going to be able to get it back. And, so, now, I think a lot of the fear around cryptocurrency is not just in the price volatility, it's also the fact that you could lose everything. And, so, I think crypto does have a PR problem, now, of people just being hesitant and confused about where all this is headed. Kelly: Well, and I think what's interesting, about our conversation, is as managerial accountants, as CFOs, as controllers, as finance professionals. We could be interacting with clients and or in an organization that either embraces blockchain or accepts cryptocurrency. At the way that they handle transactions. And, so, it's really important for us to understand some of these nuances. And my question to you is this how do I know what exchange I should engage with if I do want to purchase cryptocurrency? Because I do have to use an exchange, correct? That's the only way. Lamont: Yes, it's the only way to enter the crypto ecosystem. So if you think of cryptocurrency as a currency, a form of money, then, it's like a foreign currency. If you want to buy euros with dollars, or if you want to bring the euros back into dollars, there's an exchange rate. And, so, the price of crypto is really an exchange rate between dollars and crypto. And the U.S. money, the dollar, is a fiat currency. And there's a long history behind that term but it, basically, means that we are no longer on the gold standard. So the U.S. dollar is not backed by anything physical. It is a fiat currency. But in order to buy crypto, you have to go through something called a fiat on-ramp. Because you're basically buying crypto with U.S. dollars. You can't do that just anywhere. You have to go through one of these exchanges, which is why that's the starting point for most people. But one key point that I would like to highlight is you don't have to keep your funds on that exchange. And, so, the exchange that I typically use to buy crypto is Coinbase. Because Coinbase is a U.S.-headquartered institution. It's publicly traded on the U.S. stock market. Highly regulated by the SEC. And, so, it's, relative to FTX, a little bit safer but not totally safe. There could be a run on Coinbase as well. But once you own crypto on Coinbase, you then have several options. You could move that money into something called a digital wallet. And what makes a digital wallet different from an exchange is that you, then, own the crypto. You manage what's called the private key. There's no risk of bankruptcy for some type of exchange because it's like money in your wallet. Just like U.S. dollars in a physical wallet, this is crypto in a digital wallet. You own it, you manage it, and so it protects you from some of those types of risks. Kelly: For the first time, in my life, I understand everything you're saying. Lamont: That's great. Kelly: But you know what, how you described the exchange is making transactions on your behalf versus the digital wallet. I understand it because I actually own some crypto. Yes, I'm the accountant that owns some crypto. And let me tell you a little bit about the way Lamont and I met, first. Because, yes, we are colleagues at DePaul University in Chicago, but we also were in a movie together. And we were in a movie about a fast-appreciating asset, at that time, called HEX. And, so, there was this production company that was doing a documentary about this gentleman by the name of Richard Hart. And Lamont and I actually flew out to the south of Spain to interview, can you believe we did this Lamont? Interview Richard Hart at this undisclosed mansion on the cliff of a mountain, on the side of a mountain. And I was completely skeptical of everything crypto. I didn't have the understanding that, of course, you had Lamont. But it was fascinating to watch you go back and forth. You were a finance superhero going back and forth with this gentleman, about this cryptocurrency that he created. So my question to you is this; when we did this project, together, and all that you know about blockchain, all that you know about crypto. And then there's this new created currency that this gentleman started, what was your opinion of that experience? What was your opinion of HEX, at the time? Lamont: Well, that was a pretty crazy experience. But it was great working with you on that. So I think what's hard for a lot of people, with cryptocurrency, is that there are so many of them. So I think everyone's now heard of Bitcoin. Most people have now heard of Ethereum or Ether. Those are the two largest cryptocurrencies. But if you go to a site like coinmarketcap.com you can see that there are now over 10,000 cryptocurrencies. And, so, people wonder, "Well, where should I invest?" "What's right, what's wrong?" "What's legit?" "What's a scam?" And I would acknowledge that there are a lot of cryptocurrencies that are a scam. That's why I don't encourage people to just follow hot tips. You should never be looking for some crypto that no one's ever heard of, but you think is going to pump for 100 X over five days or whatever. You should just focus on the core ones like Bitcoin and Ethereum. But this documentary, we worked on, was for a particular cryptocurrency called HEX. Which is really an application, a project, built on Ethereum. And, so, what's also important to understand with cryptocurrency is you have your native tokens that trade on the blockchain itself, like Bitcoin or Ether on Ethereum. But HEX is a project built on Ethereum that can create its own token, on top of the Ether token. And that project, the documentary, was really about is this project legitimate or not? And we were brought in, as the skeptics, to try and ask some hard questions. And I think we ended up in a place where we were not fully convinced that this was the future of cryptocurrency. I'm a big fan of this space. I do think cryptocurrency has a lot of potential still. But for some of these individual projects there's still a lot of question marks.Kelly: Now, when you go in and you do your consulting with organizations. What do you find to be the questions that the employee population may have or the executives may have? Lamont: Yes, so I'm in the finance department, in the financial services area. And, so, a lot of the firms that I work with are financial institutions, banks, credit unions. Trying to understand what does this mean for the future of money and banking, which is actually how I got into this space. So, as a quick background, I'm a former economist from The Federal Reserve. I was there through the financial crisis. And, so, my background is very much in risk and regulation. But when I left The Fed to join DePaul and started teaching money and banking back in 2013. It was my students who started asking me about Bitcoin. And that started a whole journey, for me, about is Bitcoin money? And I'm now convinced that it is an important chapter in the evolution of money. Whether Bitcoin itself will become a common means of payment, it's still yet to be seen. But money is digitizing and assets are digitizing, I think everyone would agree with that. And, so, the financial institutions that I work with are often inviting me in to speak to their board of directors, to speak to the leadership team. To talk about strategy and really strategic risk. Could this emerging ecosystem of crypto and blockchain, potentially, disrupt traditional financial services? If people start using blockchain as a peer-to-peer payment system, that could disintermediate banks and credits from the payment network and the payment system. To the extent that people are now able to get loans on a blockchain. So decentralized finance, or DeFi, is an entire financial system that's being built on the blockchain network. And, so, banks and credit unions are looking at this, trying to figure out do they have a role to play in the future of this technology? Because the original vision for crypto was replacing banks, even money without governments. But with the importance of regulation, with the importance of ethics and society. What we're likely going to see is an integration between traditional finance and decentralized finance. And banks and credit unions are going to have a very important role to play at that intersection. Kelly: Interesting. Well, Lamont, this has been great. What I'm also excited about is we are working on a paper, together, in conjunction with, of course, the IMA, about the management, the risk of blockchain and what managerial accountants and finance professionals need to know about this space. So I hope that everyone that listens to our conversation, today, also reads the paper that we write because it's eye-opening. I know that I've learned so much from working with you and listening to you. I did purchase a little snippet of HEX when we were doing that project, of course, it is almost worthless at this point. So I don't know that I am a big cryptocurrency cheerleader, yet. But I do have a respect for blockchain and understand that it is something that we need to know. Like you said, I don't know where we'll be five, 10 years from now, but I do want to make sure that I am current. And this sounds like it could be a big change. Something that you said in one of the answers to the questions, is you talked about the idea that blockchain is this decentralized, peer-to-peer type process. And I want to focus on the word decentralized. Because one thing that you said, when you talked about it being decentralized, is you then said that you used Coinbase. Which Coinbase was highly regulated, had oversight by the SEC. And, so, what I took from your comments is the point of this integration piece is probably what makes most people feel confident, more confident and more secure. Because there are pros and cons about something that's decentralized. The pro is you don't have this third-party intermediary. But the con is you don't have the regulatory body that may give a sense of security and integrity to the data that a lot of us, especially accountants, are used to filling. So I like how you talked about this idea of the integration of the two as opposed to the replacement of one. And that resonated with me because for people like me who are ultra-conservative, especially, when it comes to money. I think the integration and appreciating the integration of how this technology can impact business transactions, in the future, is really important to understand. So I'm rambling a little bit, but I finally understand what you're talking about. I'm not a cheerleader like you, yet, but maybe one day. Maybe one day. So, any lasting thoughts that you want to say before we end our talk, today? Lamont: Well, first of all, I'm very excited to work on this paper with you, Kelly. Because I think I'm coming at it from the perspective of finance. You're coming at it from the perspective of accounting. So in terms of managerial accounting, we're going to bring those two perspectives. Help people understand the implications of this technology, and help remove some of the fear and hesitation around this. Because, like you said, crypto has very much gotten some bad press, recently, because of FTX. But I want to help people understand blockchain and crypto are related. We don't, necessarily, have to pull these two entirely apart. And, so, in this article, we're going to talk about public blockchains like Ethereum. How can you use that for business use cases and things like that? So this will be a unique take on blockchain, relative to some of the other things that are out there in the accounting space. So I think we're going to have a lot of value to bring to the profession. Kelly: Well, thank you so much for the time, Lamont, this is great. And, listen, we have a movie premiere coming up one of these days soon. So we need to walk the red carpet, bring our families to the red carpet, talking about this crypto movie we did together. So I can't wait for that day. Lamont: I'm looking forward to it, too. Kelly: Thanks so much for the time, today, I really appreciate it. Lamont: Thank you, Kelly. Announcer: This has been Count Me In, IMA's podcast, providing you with the latest perspectives of thought leaders from the accounting and finance profession. If you like what you heard and you'd like to be counted in for more relevant accounting and finance education, visit IMA's website site at www.imanet.org.
Rebel Whitecoat Podcast|Anxiety Relief|Empowerment|Spirituality
Welcome McKenzie Weldon to the podcast! McKenzie is a certified holistic health coach specializing in ADHD. In this episode we chat about the important role health coaches play and how they work to help clients optimize their health through a full mind, body, soul approach. If you are looking for someone to help you form new healthy habits, keep you engaged, simplify your approach to your health and nutrition, improve your relationships, and hold you accountable, you NEED a health coach in your life. Thank you for listening and cheers friend! Kelly You can book a FREE zoom call with me HERE if you are serious about potentially becoming a client: https://calendly.com/kellyrompelcoaching/20-minute-free-zoom-call-w-kelly All podcast interview inquiries can be sent to: kellyrompelcoaching@gmail.com Website: https://www.wildrootsgenetics.com/
Rebel Whitecoat Podcast|Anxiety Relief|Empowerment|Spirituality
In this episode I cover the importance of your cirdacian rythmn and how it affects your sleep/wake cycles, your hormones, and your ability to detox. Listen in for helpful tips and tricks you can implement today to improve your sleep quality and energy levels. Thanks for listening in!! Cheers, Kelly You can book a FREE zoom call with me HERE if you are serious about potentially becoming a client: https://calendly.com/kellyrompelcoaching/20-minute-free-zoom-call-w-kelly All podcast interview inquiries can be sent to: kellyrompelcoaching@gmail.com Website: https://www.wildrootsgenetics.com/
Bosses, it's callback time! After a set of fiercely talented auditions last week, Anne & Lau narrowed it down to the 5 talents they felt had something special. Manny, Aria, Josh, Nicole, and Kelly are back and ready to read. After being thrown custom directions from your hosts, these voice actors rose to the occasion, making the final decision a difficult one. Although there can only be one winner, every experience in front of an agent, producer, and casting director is valuable. You never know what kind of impression you'll leave on them, so give it your all. The final decision came down to matching Anne & Lau's preferences with the client's needs, but you'll have to tune in to find out who that is… Transcript >> It's time to take your business to the next level, the BOSS level! These are the premiere Business Owner Strategies and Successes being utilized by the industry's top talent today. Rock your business like a BOSS, a VO BOSS! Now let's welcome your host, Anne Ganguzza. Anne: Welcome everyone to the VO BOSS podcast and the Business Superpower series. I'm your host, Anne Ganguzza, and today I'm excited to bring my special guest co-host Lau Lapides to the program. Hey Lau. Lau: Hey Anne. Glad to be here. Anne: Lau, we had an amazing live audition podcast. I am so excited for how that turned out. Lau: Oh my gosh, I can't wait to see it. And oh, what a, what a great time that was. Yeah, great group. Anne: And, and our appreciation, you guys, BOSSes out there, if you've not heard it, go, make sure that you check it out. It was our first ever live audition podcast where we had, uh, gosh, 12 people live auditioning for, uh, a particular for Expedia and, uh, with feedback and everything. And today, this episode is all about the live audition callback. So we had five people calling back, and we are going to have them come back for another round of reads, and Lau and I will pick the winner. So get ready, BOSSes. And so without further ado, hopefully people are there in the audience, uh, in the chat. Um, we have the roster, which will be Nicole Fikes, Aria Lapides, Manny Cabo, Josh Wells, uh, and Kelly White. Okay. So if you guys are ready, the first one up to audition for us again is Nicole. And Nicole, we are asking you to do the same script, which is the script for Expedia, starting with, uh, our colors. And, uh, we would like you to give us your unique second take. Lau, any particular hints, casting directions, specs? Lau: Uh, I would love to see the most coziest warmest, most relaxed read you can do, Nicole. Nicole: Coziest. Warmest, most relaxed. Okay. All right. Our colors, they have a way of finding us wherever we are. And with an Expedia membership, you can save up to 30% when adding a hotel to a flight. So we can go find our colors in even more places knowing we got a great deal. Expedia, made to travel. Anne: Thank you. Very nice. Lau: All right. Nicole: Thank you. Anne: Yeah. I'm gonna offer one little bit of redirection. Um, can I hear the end? Um, give me a little more, I, I'm gonna say a little more punch on in even more places, in more places. Um, and, and I really wanna hear finding the colors, come, bring that home to me. Um, a little bit of a, of a smile. More of a smile at the end, 'cause you got a great deal. Nicole: Yeah. Okay. And so still warm and fuzzy but just kind of a little bit more emphasis on the colors and even more places kind of line? Anne: Yeah. And you can just pick it up at so we can go find our colors. So you don't need to do the whole thing. Yeah. Nicole: Okay. So we can go find our colors in even more places knowing we got a great deal. Expedia, made to travel. Anne: Thank you. All right. Lau: Super nice. Nicely done. Thank you, Nicole. Nicole: Thanks. Lau: Love it. Anne: Now, in a real audition, Lau, how -- now in terms of if people are late or they're not connecting or, you know, there's -- I'm sure there's a grace period, I mean, everybody's human. So if there are tech issues or if somebody didn't hear that they're being called back at the precise time, how much time typically would you say casting directors will wait? Lau: Um, you know, I don't know. It's not like -- I don't think it's a hard and fast rule. I think it depends on the relationship they have with whoever's sending them in, whoever's submitting them, and if they know the talent themselves. The rule of thumb, generally speaking, is like, the less they know you and then, and the less rapport they have, the less they're gonna have patience for you and the less they're gonna wait. But here's the interesting thing, and I, I wanna share this with the folks in the background, 'cause again, they're not seeing any of the tech stuff that's going on. I just received a text right now from Aria who said, hey, could you please give me a second? I need to reset it and reboot. I would say in general, people don't like waiting, so they'll skip to the next person. And you know, as a courtesy, they will come back to you most of the time because they wanna find a good person. They don't wanna -- Anne: And that's, and that's fine. And I will look, I'll make the call here if Manny is available. Uh, you know, if Aria can't get back, Okay. Um, we can certainly take Manny and wait, you know, for later to, to get Aria on, which is fine with me. Lau: That's how, that's how it would be because if we were in a paid studio space by the hour. Anne: Yeah, exactly. Lau: We don't wait, wait for anyone. We just go on to the next person. Anne: Right. Uh, because yeah, this studio's expensive, darn it. . Lau: And you know, as, as we're, as we're saying this, the talent is emailing me because I have a direct rapport with the talent and she's saying, could you please have someone else go while I'm doing the tech setup? Anne: There you go. Lau: So I don't hold you up? See, that's exactly pro stuff. Anne: Perfect. All right, Manny, welcome back. So we're looking for your unique second read. Manny: My unique second read. Anne: You were super warm the first time. Manny: Okay. Anne: So let's, uh, let's hear something different. Manny: Okay. Let's do something fun. Anne: Okay. Manny: here we go. Our colors, they have a way of finding us wherever we are. And with an Expedia membership, you can save up to 30% when adding a hotel to a flight. So we can go find our colors in even more places, knowing we got a great deal. Expedia, made to travel. Anne: Thank you. Lau, any redirection there? Lau: I have a quick redirect just because I, I'm getting to know Manny and loving your sound. Now I would love to hear you deliver this as a standup comedian. . Manny: Standup comedian. All right, that sounds good. That's fun. Here we go. Our colors have a way of finding us wherever we are. And with an Expedia membership, you could save up to 30% when adding a hotel to a flight. So we go find our colors in even more places, knowing we got a great deal. Expedia, made to travel. . Anne: Nicely done. Lau: So good. Anne: Yeah, Lau: So good. Anne: Nicely done for, for doing that without a real joke in the script. So that was good. You channeled. And what I liked about that is that you channeled, uh, the comedic into the read even though there was nothing comedic necessarily in the script. So yeah, nicely done. Thank you. Manny: Mom, I'm an artist. I'm doing artist stuff, Mom, come on. . Anne: See? There you go. Manny: Killing me. Thanks, ladies. Anne: Thank you, Manny. Anne: And, and even that little like, improv bit at the end there, nicely done. Lau: So good, so good. Anne: That's a way to leave a nice, uh, remembrance, you know, in my brain. So love that. Lau: Anne, could I make a quick point that I meant to say before, but I didn't say before? Um, I wanted to make the point to everyone who's coming in, but also anyone who's listening in that even though this is a mock audition under educational umbrella, you are actually auditioning every single time you're in front of an agent, a producer, casting, or even coaches. And it's because we're all so connected to work all the time. So case in point, I'm already thinking of work for Manny right now. I'm already thinking of potential representation for him right now because it doesn't matter that it's a, a podcast or a class or a course or a coaching. What matters is we're actually having the real connection and the real stuff. So never like mark through like a dancer might mark -- do it full out 'cause whoever you're with, may be the next person to help you work. Anne: You've planted the seed, right? Lau: Yes. Yeah. Anne: You've planted the seed, so, excellent. Yes. Aria, so wonderful to have you here. We are ready for you. Now we, so I know last time we had thrown that wrench in the, in the loop there for you. Aria: Hey, that's okay. Anne: A completely new script. Aria: Yeah. I enjoy that. Anne: And so and so now because you, you know, were really a cold read there -- Aria: Yeah. Anne: Let's give us the most to spec read, warm, non-announcery, not deliver -- uh, you know, nothing, nothing performy, and tell us that story. Lau, any additional direction? Lau: Um, yes. I would like you to do two things at once. I'd like you to care immensely about what you're talking about. And I also want you to not give a shit about it at all. . There you go. Aria: . Oh, you sort of a birch tree. Anne: That's exactly what I was looking for too, Lau, perfect. Aria: I love that. I love that. That's like my whole thing, right? I care so deeply, but I also don't care at all. Okay. Our colors. See, they have a way of finding us wherever they are. And with an Expedia membership, you can save up to 30% adding a hotel or flight, so we can find our colors in even more places knowing we got a great deal. Expedia, made to travel. Anne: Bravo. Nicely done. Uh, way to take direction. I heard both care and not care in there at the same time. Aria: I'm good at that. Anne: Really nicely done now. Aria: Thank you. Anne: . That was the, Okay, so now that you can care and not care, uh, let's just give us uh, something completely different. A wild take from you. One more. Yeah, I got you. A wild take from you. Aria: Okay. Lau: I loved it. And also one more thing, be very careful of, I know you're not in a soundproof space right now. Be very careful of excess noise 'cause you actually clapped at the end. You did something to make noise. So just be careful of, you know, hitting something or any excess noise. Aria: Be careful of using your body, hitting something, excess noise. Got you. Echo. Our colors. They have a way of finding us wherever we are. And with the Expedia membership, you can save up to 30% adding a hotel and a flight, and even more places, you know, knowing you got a great deal. Expedia, ah, made to travel. Anne: Perfect. Let's hear that again. You missed a line. Aria: Yeah. Okay. Okay. So let's hear that again. Aria: Our colors, they have a way of finding us wherever they are. And with an Expedia membership, you can save up to 30% when adding a hotel to a flight. So we can go find our colors in even more places knowing that we have a great deal. Expedia, made to travel. Anne: Thank you. Lau? Lau: Yeah. I wanna make a comment about this. And again, it's like that oxymoron kind of thing. On one hand I love that choice and I loved how you, how quickly you did it. You didn't care. You just, you just, it was that improv in you. You just did it. You went 100% and I loved that. And actually you had a sort of European amorphous kind of non-real, real thing going on, which I like. Aria: Yeah. Lau: But just from an educational perspective for everyone, you wouldn't be able to do it for the most part, right? Because we are so much about particular appropriation that that authentic sound would be from somewhere and we would have to do the casting. Aria: And that's so funny that you say that 'cause I was actually originally gonna do like a Valley girl. 'Cause I was like, I feel like that would be a little bit more appropriate, at least for my age group than. Lau: No, but I think your choice was really right on in terms of the actor spirit. Anne: I think so too, in terms of making it more international. Lau: It was cool. Anne: And especially for the subject, but you're absolutely right, Lau. That's one thing that I was going to say, that maybe, you know unless you knew specifically that there was something in the specs that they were looking, and that it wasn't critical that it was, you know, from a, you know, a native speaker. Um, but I like the actor party knew that that gave that the shot for sure. Aria: Yeah. 'Cause you guys are so right, like, especially these days, like they want the authentic thing. Like I've -- even in acting, they're like, if you aren't this specific thing, I'm sorry, you can't play the role. And I'm like, it's okay, it's okay. Anne: Yeah. Yeah. Lau: So that, so I loved it, but I wouldn't be able to cast it. Right. Just like, you know. Aria: I just got that noted. Yeah. I appreciate it. All right. Awesome, guys, thank you. Lau: Thank you. Anne: Thank you. All right. That was fun. Yeah, absolutely. Um, Josh. Hi Josh. Josh: Hi. How's it going? Anne: Fantastic. Thank you. Josh: Cool. Anne: Um, Lau, any, uh, direction that you wanna give before he reads? Lau: Yeah, sure. Sure. Josh, I love what you're doing. Just give me a little bit more professor that is mixed with surfboard. So let's say he's like a, a UC, you know, LA professor that goes surfing during his lunch break. Josh: Sure. Dig it. Okay. Cool. All right. Uh, Josh Wells. Lau: I think you're a little low too. Is that me? Josh: Am I little low? Lau: I feel like your volume -- Josh: Well, I'm, I'm away from the mic, but how about here? Is this better? Lau: That's better. Josh: Okay, cool. Cool. All right. Excellent. Uh, Josh Wells, non-union. Our colors, they have a way of finding us wherever we are. And with an Expedia membership, you can save up to 30% when adding a hotel to a flight. So we can go find our colors in even more places, knowing we got a great deal. Expedia, made to travel. Lau: So I, I I mean, I felt like you're moving there, you're not there yet. You're sort of holding on. There's a held feeling to it. Like, I would want you to let it go. Let it go. Let it move forward. Ride the wave. Ride the wave. And be careful of the pausing too much. It has an unnatural feel to it. Josh: Dig it. Lau: So, you know what I'm saying? Anne: Yeah. I was gonna say, I, I missed the surfer, kind of channeling of the surfer. I wanted to, I felt like I needed a little more, more relaxed. Um, and then also I, I, I just, I have a personal issue with the word a because in a conversation it's usually you're adding a hotel and not A hotel. But that's, you know, that's just my ears here. Josh: Um, I've got the note before, I'll -- Anne: Yeah. So yeah, if you can give me a little more of the relaxed, you know, kind of like mm, you know, the half smile. Um, I'd like to hear that again. Josh: Okay. You got it. Our colors, they have a way of finding us wherever we are. And with an Expedia membership, you can save up to 30% when adding a hotel to a flight. So we can go find our colors in even more places, knowing we got a great deal. Expedia, made to travel. Anne: Thank you. I liked your ending. I like the different end on the tag there. Josh: Thank you. I appreciate it. Lau: Thanks Josh. You have a great cat that ate the canary sound. You had that really sort of wise cracking wise guy sound, which I really like a lot. I'd wanna play with that even more. Anne: Yeah. Lau: Yeah. Anne: And I would say, I would say for the, I still, you know, I'm in California, so it's the surfer, you know, I guess it's that me, I felt like you were almost leaning towards a little more like, uh, you know, Midwest sort of, Sam Elliott kind of relaxed. So work on the surfer. I think you've got it in you, for sure. Josh: Okay. Thank you. Appreciate that note. Anne: Yeah. Nice. I, I really like your tone. Thank you. Josh: Awesome. Thank you so much. Appreciate it. Anne: Okay. Kelly White. Kelly: Hello, hello. Anne: Hi, Kelly. Lau: Hey Kelly. Kelly: Hey, how are you? Anne: Nice to see you back. Kelly: Thank you. Thank you for the opportunity. Appreciate it. Anne: Awesome. So, uh, Lau, do you have any, any specific direction you'd like? Lau: Yeah, so Kelly, keep in mind that we're going for a slightly younger demographic. So as we love the richness and texture and heaviness of your sound, we really feel like you might be able to go in that direction of the 30s to even early 40s sound of like something that is the fast moving person, multitasking person, young, professional person raising young children. I know you know nothing about that. I'm joking 'cause I know Kelly well. Kelly has small, young children, so target that on a busy day. Kelly: Okay. Anne: But remember that your colors, I, I wanna feel the, I wanna feel the colors, uh, being, bringing you home. Kelly: Okay. Our colors, they have a way of binding us wherever we are. And with an Expedia membership, you can save up to 30% when adding a hotel to a flight. So we can go find our colors in even more places knowing we got a great deal. Expedia, made to travel. Lau: Can I ask a question? If this is a busy mom, a young busy mom, what does colors mean to you? To her? What does that actually mean literally? Kelly: Um, just different aspects of probably her life. Just different things that she's doing, different things she has going on. Lau: Yeah. And the idea that she also wants to escape from it. Kelly: Gotcha. Anne: And find. Lau: And the colors of the ocean. The colors of the mountains, the greenery, the islands, the -- Anne: And find herself in more places than just her home. Kelly: Got it. That's right. Lau: Explore her, her inner world. Right? Her fantasy. Welcome to Fantasy Is -- give me more Fantasy Island, I think. Kelly: Got it. Our colors, they have a way of finding us wherever we are. And with an Expedia membership, you can save up to 30% when adding a hotel to a flight. So we can go find our colors in even more places knowing we got a great deal. Expedia, made to travel. Anne: Nice. I'd like to have -- I really like the way you slowed that down and, and emphasize the colors and you brought that home. Um, and I think knowing we've got a great -- knowing we got a great deal. I'd like to hear just that last part again so we can go find our colors in even more places knowing we got a great deal. That's like your, that's like your mom, like that's your mom's secret. Like you just got a deal, you just had a coupon, and you know what, you're excited about it. And so you're sharing that with us. Okay? And, uh, let's just, just hear that one more, one more time please. Kelly: Okay. So we can go find our colors in even more places, knowing we got a great deal. Expedia, made to travel. Anne: Nice. Can I ask for one more? Can I ask for an alternate on just, just the, so we can find our colors in even more places knowing we got a great deal -- can I get an ABC read of that? That would be three different ways. Kelly: Okay. So we can go find our colors in even more places knowing we got a great deal. So we can go find our colors in even more places knowing we got a great deal. So we can go find our colors in even more places, knowing we got a great deal. Anne: Thank you, Kelly. Kelly: You're welcome. Thank you so much. Anne: Nicely done. Kelly: Thank you. Lau: Thank you hun. Appreciate it. Kelly: All right. Lau: All right. That's everyone. Yeah? Anne: That is everyone. Wow. You guys all did an amazing job. This is gonna be tough. Lau: Actually, I think it's gonna be easier than we think only because we kind of get and know what that client wants. And that's gonna help us deduce down who we need to be picking along who we want to be picking. So what, what, what are your top thoughts on top, top people? Who are your top, top two? Anne: Uh, my top people I am going to say, uh, is going to be Manny, Aria and Kelly . Lau: Okay. And my top people are Manny and Nicole. Okay. So we've got Manny in common there, which is a strong choice. And, and what's even stronger about Manny is, and it's genderless. Like they don't care what gender, that's fine. But they want diversity talent. And Manny is, I believe, correct me if I'm wrong, Manny, I believe Latina and is bilingual and so can offer a Spanish read of this. So there's a, there's a super compelling reason why he may book this. Anne: And, and, and let's also talk about, you know, as we, as we mentioned before with our feedback, the fact that he was able to, uh, you know, take good direction, that's so, so very important, right, change up his read, which he did, uh, when asked. Also when leaving, when we asked him for the comedic read and I said, nice job, even though there's no comedic in there, he was actually able to leave us without sounding like too, like, you know, trying too desperate or trying to impress us. He did a line that was comedic that impressed me. And so I really liked the nuance of that and for me, that stood out and made him very memorable. Lau: Yeah. I mean, when he did that last mom thing, and I was like, wow, this guy is like really ready. He is ready Freddy. He is, There's no fooling around with Manny. Like, he's a super pro. And again, I'm saying this like, I don't know Manny at all. He was referred over to me last night for, uh, a VO Spanish audition that we got in from Miami. Unfortunately, he did not make that call because it was a time sensitive. So I said, and this happens all the time, I said, hey, I would love for you to come on our podcast. We're doing mock auditions today. He came on today in good spirit that he missed the actual audition, but not, not any fault of his. He just didn't, you know, he came in late and then came in today, and now I'm thinking, how can I work with Manny? Anne: Sure, sure. Absolutely. Lau: See, that's the way life is. So, Okay. So he's my top choice then. Anne: Yeah. He's my top choice too. And, and I'm gonna say, you know, my other picks, you know, again, I had for demographic, uh, you know, Aria, I love the voice, I love the demographic. I think that she's, she's, uh, great with that. She did give a complete different read um, you know, on either one. I liked her acting instincts there. Um, and so again, that sometimes, guys, it, it, it can turn out to be like just these tiny little things that can separate, you know, who we decide and not. And Kelly I liked because we asked her to do a lot there at the end too, and she came through with her three different reads, which I liked, uh, a whole lot. Uh, in terms of demographic too, I thought that she was appropriate. Um, I wanted, I wanted a little younger sound though that. Lau: I did too. Wonderful. I felt -- that felt just a little square, a little boxy for me. Like I, it had, again, she's got a good corporate feel. She's got a good businessy feel. Um, I wanted a-- I wanted more, it was a very staccato type of reads. I wanted more flowy-ness to it. I wanted more, more hangout energy. And also Aria was terrific, no question. I felt she's got age and room to grow. I thought she was a little too young for this one somehow. Anne: Okay. No, I would totally agree with you on that. Lau: But again, we're splitting hairs, you know? We're like going, okay, we're looking at union and non-union status, we're looking at diversity, we're looking at age, we're looking at all these different factors that separate people when really all of these people could be booked on this. Anne: Yeah. And just, you know, other words, you know, like for Nicole, Nicole really has that warm read down. I'll tell you. She really does. You know, I don't wanna leave this without feedback for all of, all of you. Um, because Nicole, you have that, that warm read. And that's something I think when you've got it, you know, go for it. When there are auditions that call for that warmth, go for them, because that seems to be a signature style for you. And then I'll, I'll say a little bit about let's see, who else was it that -- Josh. Right? Lau: And can I just say about Nicole before you leave that? See, okay. Again, listeners, you don't know what's in our head and how it's shifting so fast. Nicole was actually my first pick for this. But the, but the age, the diversity, diversity factor came in and this factor and that. See, and it shifted the game. It has nothing to do with, can Nicole do this job? Is she great and right for it? Of course she is. But there were other factors. Anne: I think everyone, every one of you could have done this job, No question. Um, and now we just talk about different factors in terms of demographic. So keep that in mind, guys, when you, when you let things get you down and you think that, oh, they didn't pick me, um, it has a lot to do with things other than just your voice or your performance. And also it could be like, well, I've worked with, uh, you know, I've worked with Manny before, and I just know he's gonna come through and give us whatever we want. Or, you know, I've worked with Nicole before, and you know, or my cousin knows Nicole and, and, and really recommends her or whatever it is, guys, don't let the fact that you don't get the gig, you know, you know, gets you down because there's so many things, so many, many factors here. Um, and like I say, all five of you I think could have done this job well. And what has shifted us, I think, is again, going back to what the, what the client wants, what we think is best for the brand. And always guys, I think if you can, can look up the brand. At this point, you've had some time with the script. Um, if you don't know the brand, go look at the brand. Look them up, Google's your friend, uh, find out who they're, who are they marketing to, What does their brand look like on the web? And try to really learn as much as you can about that brand because you're speaking on behalf of the brand. Not only are you telling the story of the script, but you're also speaking on behalf of the brand. So knowing -- the more you know, right, the more you know, uh, I think the more educated you are, the better, the better you're going to be. And sometimes, you know, it just, it comes down to, you know, splitting hairs like Lau said before. Lau: Yeah. And if you, even if you go, like, I just used this example the other day. Even if you go into like an Apple store and you're looking for a new Mac, and you go on the Mac, and you sort of test it out, you're going, okay, what's the capability of all this, all these programs? What is the this, what is the that? What does it look like? Is it easy to use? Do I like this pro -- da da da? What am I willing to pay for it? It's not that the Mac itself is not something that you could buy and love and enjoy and could work well. It's just the difference between this $1000 Mac and this $2,000 Mac, and what are the differences? So don't discount yourself or devalue yourself like, they don't like me, I'm not good enough. Whatever. No, you just may not have a quality or a program, if you will, that someone else has that we need for the job. Anne: And, and as we mentioned before, you know, there's a lot of, you know, can you sound younger? Right? That kind of thing. Like people, there's no way it, you know -- I may have a younger sounding voice given my age, but there's no way I'm going to sound millennial. Um, you know what I mean? And so like sometimes it's beyond your control also. Um, if they're looking for a gravitas, if they're looking for a texture and you don't -- I have a very clear voice. Right? If they want something that has more texture in it or rasp in it, that wouldn't be me. Um, but just knowing that can help you to just continue, I think always maintaining -- you know, be the best actor you can be because the things that you can control sometimes, like your voice, like the tone and the texture, and you know, there's lots of things you can do with vocal placement, with characters, but when it comes to this type of a read, where we're looking for authenticity, you know, it's, it's, we don't need you to go into character mode necessarily. Um, but we need authenticity. And that, that is, I think the, the, the thing that you can really concentrate on and practice and get better at as an actor. I think that's so important. Lau: And know knowing that, that self knowing of, of who you are and your brand, what your best qualities are, what your niche is, what is your niche market -- that honesty, that truthfulness will only set you free over time because it will free up a lot of your time so that you're not focusing on jobs that you're simply not gonna get because they can get the authentic read when that, you may not fall into that category. Just focus in those areas that are really your strong suits. Anne: Absolutely. Well then I think we've declared our winner, Lau. Lau: Woo. Anne: So congratulations to Manny. Lau: Yay, Manny. Anne: Um, you are our, you are our voice for Expedia. So congratulations, and thanks to all of you that came in and auditioned in our first podcast. Thanks to you guys who came back for the callbacks. I hope that you've gotten some value out of these, uh, two podcasts, and, uh, we hope to keep them coming your way. I think this could wrap up our episode. Lau: I love it. I mean, I love it. I mean, look at this, in less -- in just about two hours, little over two hours, we went through all the tech glitches, all the directions, all the preliminaries of auditions, the breakdown into the short list, then all the way up to the person who's gonna book the role. Anne: And you heard our brains, you heard us thinking and speaking out loud and casting. And so hopefully you all have a better understanding of what it takes to get cast and what's behind the casting, the casting glass. And, uh, yeah, you guys were all amazing. I really, really appreciate it. So with that being said, guys, I'm gonna give a big shout-out to our sponsor, ipDTL. You too can connect and network like BOSSes. Find out more at ipDTL.com. Lau, you're amazing. BOSSes out there, you're amazing. Thank you so much. Have a -- an amazing week and we'll see you next week. Lau: Kudos to everyone. Thanks so much. Have a great weekend. Bye. Anne: Bye. Congrats. >> Join us next week for another edition of VO BOSS with your host Anne Ganguzza. And take your business to the next level. Sign up for our mailing list at voBOSS.com and receive exclusive content, industry revolutionizing tips and strategies, and new ways to rock your business like a BOSS. Redistribution with permission. Coast to coast connectivity via ipDTL.
“All of those things that we said, it was really nothing. It was just us being us,” says Christi of the exchange between herself and Kelly that would become a viral sensation on TikTok more than a decade later. Christi's daughter Clara would repeat the meme to Christi in the car, not realizing she was quoting her own mother. In this episode of Dance Moms, the competition takes place in Miami. Paige has surgery for her plantar warts and doesn't know if she will recover in time enough to compete. So naturally, Abby chooses this week to give Paige a special part in the dance whereas normally Paige is left out, and Abby makes her rehearse it on sore feet instead of just letting her observe. Normally, Abby just harasses the girls verbally and psychologically to keep them off of the top of the pyramid. In another change from the norm, Abby takes a break from screaming at Kelly and Christi and screams at Holly, who, normally quiet and reserved, screams right back. In fact, according to Christi that fight was much longer and much uglier than what was shown on TV, even causing the girls to hide and cry in the bathroom. Meanwhile, in Ohio, Cathy gently and constructively corrects Kendall's technique in a way Abby never has. Everyone spends the day at the beach before the competition and Abby is the only one who wasn't forced to wear a bathing suit on camera. She is, however, much more orange than anyone else. Nia has a dramatic moment on stage. Quotes “They show Chloe and Nia doing ‘The Swim' and they're laughing and having fun and I think, ‘More of this! More of this!' It's cute!” (19:56-20:05 | Christi) “Why did two kids have three dances and other kids didn't have one? It's not fair to the kids who don't have the dance, but then it's also too hard on the kids that do. There is a balance: give each kid two dances a week. And then they're not out. They don't forget, and then people don't feel bad. And guess what? Everyone watching the show has different favorites that they want to see.” (21:37: 22:07 | Christi) “Abby tells us she wants to take the girls back to the era of innocence. I mean, I think after having them be naked show girls, innocence is great.” (27:04-27:12 | Christi) “Abby and Holly are down there screaming and they cut to us upstairs. I'm texting with one hand on my phone, drinking my coffee, (air quotes) with the other hand, you're kind of staring off into space, Melissa's glazed over. We're not even fazed at that point that they're screaming. They're screaming at the top of their lungs and we're just sitting there thinking, ‘Thank God it's not me.'” (34:38-35:02 | Christi) “Then we have one of the most iconic scenes ever to come out of Dance Moms. You and I are sitting upstairs and I say, ‘And then there were two. Nobody likes us. The two bitches are left.' That's so funny. I mean, who would have thought something as stupid as that would get so popular?” (38:34- 39:03 | Christi and Kelly) “You can't replace us and we can't leave, either. So we're all screwed.” (41:44-41:51 | Kelly) “Holly looks like she wants to shoot herself. I know. I've been in that position. You know you have to go back. And producers make you be the idiot– not Abby calling and asking me to come back. It has to be us begging please. Take her. Please, please.” (49:14-49:32 | Kelly) “Abby clearly got a spray tan for Miami because she's aggressively orange. She's so aggressively orange.” (59:45-59:54 | Christi) Links Subscribe to us on YouTube: https://www.youtube.com/channel/UC50aSBAYXH_9yU2YkKyXZ0w Subscribe to our Patreon: www.patreon.com/backtothebarre Thank you to Ashley Jana for allowing us to use Electricity!! Follow her on IG HERE: https://instagram.com/ashleyjanamusic?igshid=YmMyMTA2M2Y= Download Electricity HERE: https://music.apple.com/us/album/electricity/1497482509?i=1497482510 Follow Christi on IG: www.instagram.com/christilukasiak Follow Kelly on IG: www.instagram.com/kellylhyland
Ethics in the 21st Century: Management Accounting Practices for Robust Compliance Programs Fool Me Once: Scams, Stories, and Secrets from the Trillion-Dollar Fraud Industry Connect with KellyFull Episode Transcript:Adam:Welcome back to Count Me In, the podcast that takes you inside the impactful world of management accounting. This is Adam Larson, and today is a special edition of Count Me In to Celebrate Global Ethics Day 2022. And there's no better guess for such an occasion than Kelly Richmond Pope, IMA's Research Fellow for Corporate Governance and Ethics, professor of forensic accounting at DePaul University, award-winning filmmaker and the author of the forthcoming book, Fool Me Once: Scams Stories and Secrets from the Trillion Dollar Fraud Industry. Kelly and Neha discuss her latest IMA report focus on how management accountants are modernized in compliance in the 21st century. Plus we get a preview of her new book and lots of other updates. It's always interesting when Kelly stops by. So let's start the conversation.Neha:Welcome back to Count Me in. Kelly, it's such a pleasure to have you again on the show.Kelly:Thanks for having me back.Neha:First of all, congratulations on your new report, Ethics in the 21st century that came out recently.Kelly:Thank you.Neha:Our listeners would love to know what the report is all about.Kelly:The report is an overview of how to not only update the compliance function within your organization, but utilizing managerial accountants in those updates. So that's really what the gist of the report is, and we focus on three recommendations on how to update that.Neha:Wow, that sounds like a very helpful report for management accountants and finance and accounting professionals around the world. So I've went through the report and saw that you call designing an Effective Compliance program, both an art and a science. Can you help our listeners understand what you mean by that?Kelly:Well, you know, it's one of those jargon terms you use a lot and it sounds good when you use it, but now you've asked me a question about it. So let me tell you what I mean by that. I think that the science part is the fact that a lot of programs or organizations are siloed into departments, and so that's the scientific understanding of how we believe organizations should work. So you have your legal department, you have your accounting department, You may have your internal audit department, you may have operations, and all of these departments are siloed. And so I think that that's the science of how we organize companies. But the art is how to utilize all of those different departments together and finding the strengths of each of those groups and bringing them together. So they're one cohesive machine that works together, is the art part of it. And that takes some skill because we don't think about an approach of everyone working together. We think about a very siloed approach of how we work, and I think that when we are trying to update our, our compliance programs, we really need to look at these various silo departments and pull from those so that we can have this one cohesive teamNeha:That is very insightful and it might be a jargon, but thanks for helping us understand it better. Now of course, most companies try to have some sort of compliance program in place, right? What do you think is the biggest inhibitor when it comes to the effectiveness of these compliance programs?Kelly:Well, I think there's two inhibitors. One is compliance. The word compliance triggers people to think, all I need to do is check the box and just get this done. And the second is, most people believe that they don't need it. They believe that they're ethical. They believe that they don't need this type of reinforcement. So you have these two forces that you're battling. And quite honestly, most organizations do have very boring compliance training. And some of it is routine, but there is room for it to be more engaging and more dynamic. So I think the fact that we have conditioned people to think about this as, Oh goodness, here comes compliance again. Just let me get this done. And so we have a level set, a level shift that we need to make within our employee base to even get them excited about what we have around compliance. So you're fighting an uphill battle from the beginning. And so how, what, what can we infuse into compliance to really change that to get more people on board, is the big question.Neha:That's so true. Every time I've had conversations in companies, people think compliance training is going to be a snooze fest. So thanks for bringing that up. And can you help us understand how can companies avoid that kind of mentality or perception about compliance training?Kelly:Well, I think when compliance, there are some routine things about compliance, and that is true, but I think where you have the opportunity to be creative, you should be. And so my passion area, my research area is around fraud and forensic accounting. And I think that there are areas within the compliance training realm that can lend itself to more creative and more engaging types of approaches. And we tend to not do those. If we do that more, I think that we can change the attitude around compliance and make people more excited about it.Neha:Absolutely. Love that, Kelly. Let me pivot from that and ask you another question about whistle blowing. Now, how can companies incentivize internal reporting? So employees feel empowered to speak up when they see any misconduct?Kelly:You know, whistle blowing is an interesting topic because again, you have this same uphill battle that you're fighting. And a couple years back, I did a TED Talk entitled how whistleblowers shape history. And one of my motivations around doing the talk, because the whole idea around TED is do you have an idea worth sharing? And so my motivation around doing the talk was because whistleblowers are so valuable to organizations and to society, but how can we encourage more people to come forward when it has such a negative stigma? So I think one of the things that we need to do within our organizations is first remove the stigma and almost celebrate it. And it's, it's hard because despite the benefits that whistle blowers offer us, we tend to not trust them when they come forward. We tend to be skeptical of them, and we then tend to shun them.Kelly:And so if that's the, if that's the negative connotation around the action, no one's gonna do it. So if an organization can switch that thinking, and maybe they have an e-newsletter where they're sharing monthly, quarterly, annually, the wins and the value that internal reporters, maybe we even call 'em a different name, but what they've offered to an organization, maybe that is one way that we can encourage people to come forward prizes, whether they're monetary or non monetary, in other words, incentivizing people for their actions always will, will warrant a different type of behavior. So I think that we have to embrace a new attitude around the types of actions that we want our our employees to, to display for us.Neha:And that sure is an idea worth sharing. Thanks for sharing that, Kelly. I was thinking about some, some of the things that I read in the report and I came across the term values-based compliance programs. Can you help me understand what that means?Kelly:Well, I think the, just using the exact terms, I think that what we have to do, and this is really how we get more buy in from people, from our employees, is we link our training to the values and the missions of our organization. And I think that's one of the ways that you can get more people championing this kind of work. I think that one of the problems is employees and I, you know, I'm an employee too, we often see a huge disconnect between what we're being asked to do and the mission of the organization. So if we can have more of a value based approach to compliance so we can show people the why even more as to why this is important and why we have to do it, I think again, you'll have more engagement, more buy-in, and hopefully even more retention.Neha:So true about the why, right? It brings all of it together. And you also talk about other things like gamification and storytelling in compliance training. That sounds really fascinating for a talent development professional like me. Can you tell us how that can be done?Kelly:Absolutely. I mean, just think about what if I said this to you, I wanna tell you a story about you automatically get excited because you know that I'm about to take you on a journey versus if I say, I'm gonna tell you the rules of driving, you're going to automatically say, oh goodness, she's about to go through some procedures and policies with me and it's gonna bore me out of my mind. So I think that when we use stories as our foundation, we engage people, The science around storytelling shows us that we see ourselves in the story that we're listening to, and that's why we have more connection to what we're listening to. So I think that when it lends itself appropriate, we should use scenarios, we should use stories, we should use cases when it's appropriate. The problem is, I think a lot of times with compliance, we end up just focusing on the rules and the procedures and we lose the human connection.Kelly:And I think what storytelling does is it brings back the human side of what we're trying to convey. You know, I just finished writing a book and it's a book about fraud. It's called Fool Me Once. And one of the things that I really focus on in the book is the human side of fraud. Not just the scheme, but there is often a reason why a person ends up where they're ending up. And so I like to bring the, the human side back to anything, any type of content that I'm training around. And I think with compliance training, there are great stories. I mean, just think about why, just talk about the rule when you can use a story that almost exemplifies a person that broke that rule. Not only is it more interesting, you are talking about the why it's important within your company, and then you're linking it back to the mission of, hopefully you're linking it back to the mission of your organization. So it's, it's a win, win, win for everyone. When I think you can ground your training into a storyNeha:That's very fascinating, Kelly, you, you write about the human side and when emotions get involved in learning, people do remember their, their stuff so much better. The learning is so much more sticky for them. And you mentioned your book Fool Me Once, would you like to tell us more about it?Kelly:Sure. I can talk all day about that. So Fool Me Once is the full title is Fool Me Once: Stories and Lessons Inside the Trillion Dollar Fraud Industry. And it's being published, it'll come out March, 2023 but you can preorder it now, but it's being published by Harvard Business Review Press. And one of the things that I talk about in the book is I use the journey of doing my documentary all the queens horses as really the through story throughout the book. So what I'm talking about is what I do, I use a story to really pull everyone in, everyone that I want to read it. And so as I was doing the book and as I've been interviewing white collar felons and whistle blowers throughout my career and victims of fraud, what I've noticed is why that I've had these different emotions around whistleblowers, victims of fraud and and perpetrators.Kelly:And so understanding their why is, is something that the book is all about. And so what I did is I came up with this fraud archetype of whistleblowers, perpetrators and prey. So I'll call 'em perps, prey, and whistle blowers. And so I argue that there are different types of perpetrators. There's intentional perpetrators, there are accidental perpetrators, and then there are righteous perpetrators. And that righteous perpetrator category might be a little controversial for a lot of people, but some people do things to truly help other people. That is true. And so my premise is that all perpetrators are not the same. And same with prey. Sometimes you can have two categories here, innocent bystanders and organizational targets. And so organizational targets deals with the company and innocent bystanders deals with the personal aspect of when people are preyed upon.Kelly:And then with whistleblowers, you still have these different categories of whistleblowers. You can be an accidental whistleblower, you can be a noble whistleblower, and you can be a vigilante whistleblower. And a lot of times when we think about snitches, rats, tattle tails, traitors, they're that vigilante whistleblower category. But we have these other categories too. So I break that down in the book to help people understand that you have these different emotions because some people get involved in a fraud scheme for varying reasons. It's not all the same, it's not all cookie cutter. And so I use my documentary experience as the through story because my documentary is about the largest municipal fraud in US history. And so I talk about my experiences filming that. And so the perpetrator in that story was an intentional perpetrator, and her crime was discovered by an accidental whistleblower. And the, the victims of her crime were innocent bystanders. They were residents of a town called Dixon, Illinois. So I used my theory that I came up with to really help understand just the different descriptors that I offer in the book.Neha:It is a fascinating story. By the way, Kelly, I've watched it and I invite all the listeners here today to go check out All the Queen's Horses too. And I, for myself, cannot wait to get my hands on your book. It sounds like a page turner to me. Now this is my last question for the day. Our listeners who are mostly finance and accounting professionals, they're always looking to continue learning. Now, apart from you, are there any other experts in the field who our listeners can read and also follow on social media to get the latest and greatest in the field of compliance?Kelly:Absolutely. And in the report, we have two thought leaders. We have two sidebar interviews with two thought leaders that I highly recommend. Thomas Fox, who is one of the well known compliance leaders and Richard Bistrong. And so they're different because Richard and I'm not gonna spoil the stories you go after go read the report. But Richard has both have experience with compliance and fraud, but in different ways. And so those are two thought leaders that are both on LinkedIn and on Twitter. And I would highly recommend following them and reading their writings because I've learned a lot from those two compliance thought leaders through my experiences.Neha:Fantastic. Thank you for those recommendations. And that brings us to the end of our episode today. Thank you so much for a wonderful chat and sharing your insights with us today. Kelly,Kelly:You are so welcome and I look forward to coming back again.Outro:This has been Count Me In, IMA's podcast providing you with the latest perspectives of thought leaders from the accounting and finance profession. If you like what you heard and you'd like to be counted in for more relevant accounting and finance education, visit IMA's website at www.imanet.org.
This week we sit down with Mr. Tutti (AKA Kelly) from the Tutti Gravel Inn. Inspired by the Canadian landscape, Kelly set off on a journey to create a gravel cycling vacation inn in Clinton, BC Canada. Episode Sponsor: Logos Components Support the Podcast Join The Ridership Automated Transcription, please excuse the typos: Tutti Gravel Inn [00:00:00] Craig Dalton: Hello, and welcome to the gravel ride podcast, where we go deep on the sport of gravel cycling through in-depth interviews with product designers, event organizers and athletes. Who are pioneering the sport I'm your host, Craig Dalton, a lifelong cyclist who discovered gravel cycling back in 2016 and made all the mistakes you don't need to make. I approach each episode as a beginner down, unlock all the knowledge you need to become a great gravel cyclist. This week on the show. We welcome Kelly Servin ski. From a duty gravel in up in Clinton, Canada. The Inn opened up in 2019. Just in time for the pandemic to make it start a little more stunted than it would have liked, but I became aware of the end and began talking to Kelly about a year ago. And I was keen to explore, you know, what would it look like to create a gravel in many of you may know that over in Europe, Bike hotels are quite prevalent anywhere. There's a bike hotspot. You can find a hotel that will cater to your needs. With little touches, like having a pump or an area to clean your bike, but just the general friendliness to guess rumbling through the door. Dirty and in their Lycra. Kelly gives us an overview of what his vision was and what inspired him to start to the two D gravel in, in Clinton, Canada. Before we jump in, I need to thank this week sponsor. Logos components. Logos Components is introducing their new omnium lineup of wheels. Logos comes from the mind of Randall Jacobs and the team at Thesis bike. The regular listener knows randall well as the co-host of in the dirt on this podcast but also increasingly a number of individual episodes where randall's taking his deep technical knowledge and interviewing guests for the podcast we recently recorded episode 136 about what makes a great gravel wheel set. Where Randall broke down from the hubs to the spokes, to the rims, all the things you should be considering when purchasing a gravel wheel set. As it turns out the Logus omnium collection is the manifestation. Of all those criteria Randall has meticulously gone through and specked each component for what he believes makes the best wheel set out there. I encourage you to listen to that episode 136, to get an understanding about what these wheel sets have to offer. The team has launched the wheel set at an introductory price of $999. And has wheels available in 650, 700 C and 29er. So I encourage you to go check them out at www.logoscomponents.com. I've personally spent a lot of time on wheels designed by Randall And most recently spent time on the 700 C version of the logos wheels. And I can attest they're completely bomber and on par with the best wheels I've ever written. So go check them out at www.logoscomponents.com. If you have any questions after listening to that episode, 136. Feel free to jump into the ridership and talk to randall directly And or other riders that may have experience on the product With that said let's jump right over to my interview with kelly from d gravel In. Kelly welcome to the show. [00:03:16] Kelly: Thanks for having me. [00:03:17] Craig Dalton: Yeah. I'm excited to get into the conversation and learn a little bit more about the 2d gravel in am. I pronouncing it? [00:03:24] Kelly: Yeah. It's pronounced Tuti. So Tuti in Italian means everyone or all. So that's a nice word. It's cute, but it's also the spirit of our business. Everyone's welcome here to come gravel ride. [00:03:37] Craig Dalton: Amazing. Well, let's start off by getting a little bit about your background as a cyclist, and then we'll transition to how you discovered Clinton and, and why creating this, this gravel specific in was in your, in your vision. [00:03:51] Kelly: Yeah, I mean, pretty random for me with my sort of foray into cycling I loved motorcycles to begin with as a kid. I had a BMX bike, but primarily it was dirt bikes. Grew up in the prairies of Canada, I would say north of Montana. So the province of Saskatchewan. So. Farm country, that kind of thing. Yeah, cut to the chase. I was out dirt biking with a friend and adventurous, young guys were 15 and we saw a couple of dirt bikers professionals in a, in a magazine high fiving in the air as they jumped and then. You know, we just thought, Hey, we can do that. and yeah, it didn't go so well. So, yeah, you know, big crash totaled the bike off broke my right femur. My right, pinky finger, my wrist and my elbow in the crash. So, Yeah, my buddy got away a little less worse for wear. He broke his toe, but anyhow, just yeah, long story short bone specialist suggested getting into something other than BMX riding for rehab of the femur. So he didn't say gravel bikes or road bike or anything like that. But he said, you know, what about these mountain bikes kind of thing? So, yeah, about the the bike that I could afford at the time. So the cheapest bike I could get my hands on that was halfway decent and yeah, started rolling and getting the femur going and then Yeah entered my first race after I was feeling, feeling better and all the cast came off and whatnot and ended up winning the beginner category and then yeah, was hooked and yeah, never touched a dirt bike again until just recently got one again. But yeah, this was pretty random, but yeah, that's the way it goes in life sometimes. Right. Just like how we've ended up in Clinton. Just yeah. You never know how things are gonna. Shape up. So just the adventure continue. [00:05:34] Craig Dalton: After those early sort of racing experiences, did you continue racing? [00:05:38] Kelly: Yeah. Yeah. I I really loved it. I, I wouldn't say you know, yeah, it, it was interesting. I was a young guy trying to find my way in the world. Working night jobs you know, going to university, that kind of thing. Yeah, I really love cycling, you know, for the comradery of it, the people that you met, I met my best friends through cycling over the years and yeah, I did. Okay. Like focused on cross country and, you know, had some, you know, halfway decent results, I would say here in Canada and Yeah, I really enjoyed it. You know? I wouldn't say I trained maybe the best, you know, the most proper way, but yeah, no, I had had some, had some good times out there but I had the foresight to pack it in and, and not just keep you know, continuing with racing, thinking I'm gonna keep improving. I sort of saw the writing on the wall, which is. You know, just I thought I got as fast as I could get, so yeah, I ended up going tree planting. So, I did that for a number of years. I didn't complete university, unfortunately, as many, as many people haven't, but yeah, life took another turn and then went out tree planting. Here in Canada, but also in Scotland as well for a couple of Springs. And yeah, planting is kind of, interesting too. It's you only get in, you only get out what you put in just like cycling. So, yeah, it's pretty hard work and whatnot, but yeah, I did that for a number of summers and then hadn't touched the bike for a long, long time, but again, the bike came back into my life and another sort of random. Sort of way. Yeah, after I was done tree planting, so yeah. [00:07:07] Craig Dalton: Yeah, it's funny. You mentioned tree planting. I had an employee of mine many years ago, who was a Canadian. Who was involved in tree planting and every summer she would ask for a leave of absence to go back to it. It was a [00:07:19] Kelly: oh yeah. [00:07:20] Craig Dalton: she loved it. She just thought it was just sort of this great experience. And so it's funny to hear you mention that. [00:07:25] Kelly: Well, you don't ride, you don't ride your bike too much when you're planting. That's also another thing, you know, I would always put a deposit on a bike before I'd head out to the Bush kind of thing in the spring and wouldn't get a chance to touch it till the fall and ride it for a little bit and then it would snow. So, yeah. Did it for a number of years, about seven seasons. And then Yeah, got back into cycling with some of the mountain bike stage races that were happening trans Rockies and Lada and trans ALP and things like that. So, yeah. Then I hung up the bags in the shovel, so to speak with planting. [00:07:55] Craig Dalton: Right, right on. Amazing. Yeah, it was funny as, as we were, as I was prepping for this conference this conversation I was thinking about and researching where Clinton was and wondering if in my trans Rockies mountain bike stage or ACE experience, I got close to Clinton and it didn't look like it did. [00:08:13] Kelly: no, no. Yeah. You, you had been in well to the east of us who knows maybe you and I have crossed paths. Did it a couple of times? Yeah, 2005 and 2007 and yeah. Yeah, it was it was a great experience. So that just fired me up for, for cycling. Again, I'd always love cycling, always followed it while I was planting, but yeah, that really reignited my love for it. It's it's still going these days. Trans rock still happening. They have a gravel event as well. [00:08:40] Craig Dalton: Yeah, a hundred percent. In fact, I just will be prior to this when releasing, releasing an episode from trans Rocky's, gravel, Royal, [00:08:48] Kelly: Hmm, awesome. [00:08:49] Craig Dalton: a lot of those memories, you know, [00:08:51] Kelly: Oh, for sure. [00:08:52] Craig Dalton: experienced, they, you know, the daily recap videos, the camping experience, there's just a, a great way to spend a week. [00:09:00] Kelly: Yep. Totally. [00:09:00] Craig Dalton: So at what point did you discover gravel bikes, drop bar bikes. [00:09:05] Kelly: Yeah, that's an interesting one. I mean, obviously we run our in 2d, gravel in here and we have guests coming, you know, now from all over Canada, Western Canada, I would say, and some Americans and Europeans and everyone has their sort of timeline, I guess when they've discovered I'll do in parentheses gravel cycling, but We don't get into any sort of, I would say pissing match type thing. Just to use that, that phrase about who's been in it longer and all those sorts of things and how, how long ago we knew about it. But again, we grew up in the Prairie sort of area of Canada and there wasn't, you know, Sweet, you know, single track or anything like that out there. So you were riding farm roads and gravel roads on your mountain bike. So, yeah, that's what we had to ride and you know, it it, it was awesome. You could just go and you could go forever as you know. So, yeah that was, you know, obviously back in the day, but I would say. For me the, you know, why I've, you know, set up here in our guest suite you know, in front of the bicycle that you see behind me, that's a bike I rode in Lero. I've done it a couple of times. So, did it in 2012 and yeah, that, that event in Italy the original one had a real impact on me with gravel cycling was over there. I was a rep in the industry for a number of years. And yeah, I was over there and you know, just on some holidays and then thought, oh, you know, this, this Lero event looks cool. Let's do that. And yeah, I just couldn't believe the, the passion and, and, you know, the dust flying on the gravel roads and, you know, the drop bar bikes and everything, you know, albeit vintage bikes. And I thought, wow, this is awesome. Like, look at this, look at the, you know, really it was about the passion. Look at the passion people have for, for doing this and the landscapes and. You know, the serenity of it, just getting away from it, all getting off the paved surfaces. It's not mountain biking obviously, but it has some elements of you know, off-road riding clearly. Right. Which appealed to me. But then the speed of, of road cycling, which I, I, I went through my road phase too, I would say. But yeah, I just didn't like being around cars, you know, just really liked being off the beaten path, so to speak. So yeah, I would say it was Laro that really. Just opened my eyes to, to these bikes, you know, really coming back to where they originated, right? Like they were ridden on gravel roads before all the, you know, roads were, were, were paved, you know, in Europe and north America, obviously. So all these images we have in our guest suites of the geo Tolia, for instance, you know, The riders going over these gravel roads high in the mountains, you know, that's that really struck a chord with me. So I came back and told a friend of mine who owns a bike shop, a really successful bike shop in Squamish BC here, where we used to live for about 12 years that you know, Hey, This I didn't say gravel site playing for sure. But I just said this, this, you know, Lero thing, this, this drop bar bikes on, on gravel roads is I, you know, it's gonna be something, this is, this is awesome. And Squamish is more well known for, for, you know, being maybe the best place in the world to ride mountain bike right now. And he kind of, he didn't laugh at me, but he is like, you're crazy, you know, that's, you know, but. Yeah. And then here we are. So, yeah, it was Laro for sure. A hundred percent. That's the, the one in, in, in Tuscany first weekend of October is the best I think event I've ever I've ever participated in. [00:12:23] Craig Dalton: Amazing. And tell me first off, I'm, I'm interested in how you first discovered Clinton, but for those of us who are geographically challenged for Canadians Canadian landscape, where, where is Clinton in the country and, and where is sort of closer by way points, people might be familiar with. [00:12:40] Kelly: Yeah, I mean, I'll maybe with the geography where it's located the closest sort of major center would be a city called Camloops. So Camloops is you know, got a, a huge history with cycling, but Yeah right now there's a company called we one composite that we ride their, their wheels. They produce carbon fiber wheels there. They're located there. Yeah, I mean, south sort of central British Columbia. Definitely not, not Northern BC, but we're about two hours. Say from Whistler. To give people an idea. So, yeah, you you're, you're definitely out of the populated areas of British Columbia. It's really wide open terrain here at me and ride in every direction. So, yeah, that's where we're located. I guess the most famous spot would be, would be Whistler, you know, International, you know, mountain bike destination. So yeah, just a couple hours drive north from there, but yeah, totally different zone than than around a Whistler. [00:13:36] Craig Dalton: How did you yeah. How did you find yourself there? And, and what did you discover on those first rides? [00:13:42] Kelly: yeah, I mean, it was again random. I just maybe keep using that word. Just was a rep in the industry, like I said, and you know, would travel from living in Squamish and around British Columbia to see, see my accounts and yeah kept coming up to this region that, that we call home now in Clinton, it's called the caribou region. Of BC. And yeah. See my, my accounts up here and do some riding, do some races and then have a good friend that lives up here just north of us. And he's a pilot in with firefighting. So, and a cyclist as well. And he was always, you know, like, Hey, I know you live in Squamish, but you know, Hey, you should get up to the caribou. It's awesome. Up here. Know for cycling. And again, he didn't say gravel cycling, but he flies over all these roads that we now ride. So he has a real bug in my ear, just, you know, Hey, come on, you know, just spend some more time up here. Cause I'd always be up here and through here, but just, you know, spend more time, not just, you know, an afternoon or a day, you know, so kept doing that, kept doing that. And then. I would point back to really 2019, the fall of 2019 was up here shooting some photos with a brand called seven mesh who's from Squamish they're they're they're yeah, an awesome brand making some of the best clothing out there and yeah, just they invited me to come up, shoot some photos and I think it was really meant to be for me to be here at that time. Yeah, it all clicked. I mean, the weather was clicking or out, you know, shooting photos on these roads, which I'd ridden before. And I looked over to the photographer and I just said, you know, like, this is awesome. Like, this is unreal. And, and really just to, just to sort of round this out, I was heading to Italy a couple of days after the shoot to go do the out route. Stelio in Bo. I've been there many times. And I basically said to, to the photographer, I just said, you know, why am I going to Italy? Like this is paradise for gravel cycling. Not, not, not, not road riding, but gravel cycling. This gives me the same vibes as I get. Flying all the way around the world, going to our friend's bike hotel in Bormio and like this is amazing. And yeah, that night I went back to where we were staying and I looked at real estate and pulled up the houses for sale in Clinton because. I saw Clinton as a, you know, the center of it all he could ride in, you know, every direction, in my opinion. And yeah, called a realtor, found a house that looked like it would fit the bill, a big old house, commercially owned. And yeah, he picked up the phone and he met me there the next day and put an offer that day on it. And yeah, close the deal while we're in Italy at our friends bike hotel telling 'em all about gravel. yeah. [00:16:27] Craig Dalton: What an amazing, amazing origin story there. Did you always have the idea that you were gonna call it a gravel in and make it this hub for adventure? [00:16:35] Kelly: A hundred percent. We had some people say early on, you know, Hey, you're hanging your hat pretty hard on gravel. Like, you know, do you know what you're doing? And I said, well, Yeah. What makes this area special is gravel. Like we love mountain biking too. We have mountain bikes, but for me, what and my wife, Erin as well, what made this area special was gravel cycling. And we wanted to stay specific to that. Anyone can, can ride any bike. As we say, you can ride a mountain bike. You can ride a gravel bike here. Unicycle, you know, whatever, I don't care. It's, it's just, just ride a bike. But yeah, we hung our hat on gravel because yeah, we wanna do to focus right on, on gravel cycling and building a community here around cycling because it's more of an industry community it's origins which is fine. I've worked in industry back to the tree planting, so it's all coming back, back to together, but yeah, gravel That that's our focus. That's what we really love. It's really. Come on with me just the last number of years, I just love the solitude of it, just getting away from it all. So, and there's no bike hotels around really north America. I mean, I, I can't, there is no other gravel cycling hotel that I'm aware of. I mean, there should be a network around and we wanna do stake our claim to that and, you know, say, Hey, let's, let's get this going. Like, let's. Have facilities for, for cyclists, let's create culture here with cycling you know, and good community sort of support and have some fun while we're doing it. So, yeah, we hung our hat a hundred percent on gravel calling it 2d gravel in. So [00:18:05] Craig Dalton: Yeah, that's great. Yeah. I think you're right in north America while I can point to a few kind of cycling specific hotels. It's nowhere near what you have in Europe and elsewhere in the world. And there's some subtleties. When you go into a cycling hotel or cycling accommodations, they just have the little things for you, right? They've got a, a place where you can wash your bike. They've got pumps, they've got tools and the staff is always well versed in what are the local roots and local highlights. So I think it's a great concept. And I'm, I've been big on the podcast about talking about gravel travel. And a lot of times that gets couched in a conversation about a particular event. So you might go to Colorado to go to S B T gravel or up to Canada for trans Rockies, gravel, Royal, but in some ways, traveling to a place like Clinton and, and you're in is even a better use of your time because unlike a race where you might be thinking, gosh, I don't know whether I'm gonna be like complete it, or I have aspirations of going really fast. Obviously you're gonna be super focused and you're not gonna do a lot of riding. In the days leading up to the race. But if you go on a gravel cycling holiday, all you're gonna do is ride. You know, you're gonna go up there for four days and you're gonna pick four mega roots and just ride as much as you possibly can. [00:19:23] Kelly: Yeah, that's true. We, we love racing and we will put on a race here next year. We do a char, we did a charity ride here called caribou gravel rush. So yeah, we love organized events and, and things like that. But yeah, first things first we wanna create a good community sort of. Spirit here around cycling. Everyone's in favor of what we're doing. Everyone's really supportive, lots of high fives and, you know, thumbs up and whatnot from the ranchers and people like that. So, But yeah, you definitely can come to a place like ours or some of the other hotels around the world and yeah, you can spend your money in a little different way. You can ride, you know, to a lake and go jump in the lake, chill out, have some beers. But yeah, we can also provide people with some pretty big rides that , you know, we don't try and blow smoke. Obviously we need to promote our business. But yeah, we've got some rides here that are truly epic. I mean, that's an overused term in my opinion. Yeah, we, we have some epic rides here that definitely can punish you and spit you out the other side if, if you're looking for that, but there's also rides here that, like I said, you can just go on a nice. You know, fairly chill ride and, you know, go through some ranches and see some, some wildlife and things like that. So, but yeah, racing's awesome too. Just just different, same but different, right. [00:20:41] Craig Dalton: Yeah. I've had the benefit of looking at your website and looking at a map and getting a sense for where Clinton is. And you've spoken a little bit about. You know, the remoteness of the in, if someone was coming for two or three days, how would you describe the type of riding you would suggest? Let's just sort of make the assumption that the group is relatively fit and, and up for, you know, three, four hour, five hour rides, what would you be preparing them for expectation wise, if you were to say like, these are the three route I would have you go on during your three day. [00:21:14] Kelly: yeah, there's definitely some classic roots. I mean, there's, you know, I. Pick my favorite roots and just say, Hey, you should really go here. You know, this is a must do. Just like if you were to go somewhere else, I mean, the trainers is, is incredibly varied. So what we like to do is yeah, suggest roots for people. A lot of them have never been here. We are, we do have a lot of return guests, but for people, for instance, that have never been here. We love blowing them away because we know what's out there. And they don't right. They just maybe see photos or something like that or heard things, but we know what's out there. So we love it. When we send people out on a route and say, Hey, you're gonna go here. You're gonna see this, this, this, and this, and we're really stoked to, to hear what, what you say when you when you come back and that's what makes it all worth it for us when people roll back in here and, you know, Hey, we're, we're you know, self-conscious about it. Let's be honest. We want people to have a good time. And we're like, Hey, what did you think? And people like their eyes are just like wide open. Like that was the best ride I've ever done. Or that was amazing. Or, oh my God, I didn't expect that. So, yeah, we've got it all. Truly, we've got really more desolate sort of wide open desert-like kind of roads. Out here. We've got roads going through the mountains lakes and things and yeah, lots of randomness it's really mixed here. So, what we do try to prepare people for is just to say, Hey, you know, what do you like? What kind of riding do you like? Do you like descending? Do you like megas deep climbs? You like suffering? What do you like? And, and then we try to do the best we can to create custom roots for our guests. Yeah, we love doing that because again, we have the knowledge we live here day in, day out. We know all the ins and outs, all the little secret spots, we know the ranchers and so on. And yeah, we just, we love that. So, Yeah, people can, can really tick off a lot of boxes you know, here, and they can also discover some boxes, so to speak that they didn't new existed. Like there's a ferry here where you can take a, you know, a cablecar ferry across the most important river, major river called the Frazier river here in BC and go to the other side of the river and, you know, Like that's part of your ride. There's, there's not many places or really anywhere that I know of that you can do things like that. Just mid ride and it's free. And, and it's just yeah. What an experience that is. So, [00:23:39] Craig Dalton: Yeah, that's quite an, that makes for quite an adventure, for sure. You know, one of the things, obviously across north America, you've got lots of places that are flatter with undulating Hills. I'm assuming in that region of Canada. The climbs that you're encountering are, are fairly substantial in nature. [00:23:55] Kelly: Yeah, there's some for sure. I mean, this wouldn't be like, you're maybe going you know, to the Alps or the Domine or something like that in Italy, you know, but there's some really steep climbs here. There's a one climb in particular that, you know, it's marked in half kilometer. Or, you know, miles to, to people following in the us in, in, you know, half sort of, segments like that, because you're going so slow but such beautiful scenery. I mean, you're just crawling along, you know, suffering away, looking at the scenery around you. So, yeah, and it can get hot here. You know, it's a really diverse sort of. You know, ecosystem or environment, I guess we have here, so really mixed bags. So, yeah, I mean, it's just there are some tough climbs around, there's lots of rolling terrain, but for people that like to climb that sort of you know, puff their feathers out like that, that they love to climb, then definitely we can provide that. And there's many stratas segments here to, to go chase down. So for sure, there's some Hills here. [00:24:53] Craig Dalton: What would sort of be the, the longest climb you could get in front of, in terms of feet or meters of, [00:24:58] Kelly: Oh, yeah. I would say maybe about the, the, the toughest one around is to say about doesn't sound like much about a 10 K climb. So, but the grades are just really, really steep. It'll take most people, some people would walk it to be honest, we've got some Hills like that. So about 10 K and Yeah, just really steep in grades. But lots of switch back so that, that goes and you know, Softens it a little bit, at least you can turn a corner or two and have a look and, you know, be tough to go and take photos and pull your iPhone out and take a photo on, on that one. But and there's lots more here, right? I mean, we don't profess to know it all. I mean, we we love, enjoy enjoying to get out there to to explore and find new roots and new climbs and new places for our guests to ride. So, yeah, there's probably some more out there that. We haven't ridden yet, but yeah, we just keep pushing, but yeah, there's some big Hills for sure. Climbers are welcome here. [00:25:56] Craig Dalton: And let's transition now and let's talk about the, in itself. If you could just give us a little bit of an overview of like how many people you can accommodate, what, what the experience looks like, you know, are you, are you dining exclusively at the end or does Clinton have other restaurants to offer and other activities? [00:26:14] Kelly: Yeah, like I said, it's a big old commercially zoned house. So yeah, we can accommodate really big groups. We've got two guest suites at the moment soon to be three. So our main guest suite that I'm in now is a five bed, two bath guest suites. So completely separate and private from the others. We've had up depending if we have couples. So we've had up to 12 guests in here. And then another adjoining suite that's again, separate is a nice little one bed, one bath. So we've had, you know, up to four in there depending, you know, just there's a sofa bed in there as well. So we keep expanding and so that that's there. And then we've just built a hundred square foot, little Bunky, as we say. Outback. So a little tiny house. Some people would sort of maybe refer to it as that. So which will, will accommodate another two people when it's complete. So, yeah, we've had really big groups, so yeah, I mean really depending on, on who it is and if it's couples or singles or whatever, you know, we're approaching, you know, really, you. 1516 guests quite comfortably just in this property. So, and then, yeah, we, we do have our eyes on expansion all all the time, but this house has a, has a really neat story behind it as well. I'm not sure if I mentioned this to you, but we got a message on Instagram, maybe about a year and a half ago. I'd say from a guy just, you know, following us and, you know, said some nice things and. All that. And at the bottom of the message, he said I'm not sure if he knew, but I grew up in the house and I was like, wow, we grew up in the house. I was like, mm. We knew who we bought from. And it wasn't a gentleman. It was a, it was an older lady. And so I was like, wow, I gotta look at this. Guy's his profile. So, go to his profile and I almost dropped the phone because. Having worked in the bike industry. I knew some of the, the people in the industry I'd never met this gentleman, but it turns out it turns out it'd be a guy named Peter valence used to be a brand manager at Rocky mountain bicycles. And then now is current global vice president of product at Cannondale. So, I mean, it still gives us goose bumps and, and whatnot. That he grew up here. His family did a pottery business here, which we knew about the pottery business, but I never ever thought it would be the same, the same family. So, Peter was just here earlier in August, which was a big, you know, milestone for us, what a cool experience to have him and his entire family and their kids here where they grew up and So, yeah, that's the story of the, in a lot of people call it the, in now we, we noticed that after, you know, three years in business is our third year in business. So it's a bit of the, the history on the, on the property. Yeah. [00:28:52] Craig Dalton: cool. And then as far as like, as far as, are you doing a bed and breakfast style where you're serving breakfast and dinner or what? What's the story [00:28:59] Kelly: You know, with the, the name Tuti, I mean, obviously we love Italy. We've had a lot of great times over there and, you know, not just cycling, I mean, you know, food. So, we offer woodfired pizza. My wife Erin makes the dough homemade. We get vegetables and. Things that we need locally from, from farmer's markets and ranches and things like that. And so we offer that if guests wanna book that with us, they, they can add that on to their stay. We have a, a coffee bar out back with a rocket espresso machine another Italian sort of touch there. If people want, you know, great coffee in the morning, we can do that. Each suite has its own kitchen. So, you know, some people like to cook and we wanna, we want to. Facilitate that as well. But then that's kind of where we end things because we also want people to, to go and support some of the local businesses here that we have in Clinton. It's a small little village. It's 600 people ish. At the moment, there's a few little restaurants and, and things like that. So, our attitude is that yeah, obviously come stay with us and we stay gravel specific and, you know, look after people in that regard and a few other little things, Woodard pizza and, and coffee. But we also want people to go to, you know, Check out some of the, the other places in town, there's a pub right across the street. Yeah. We love when our guests go over there, have some beers and we don't have the attitude that, you know, Hey, these are our guests, you know, don't go to other businesses or whatever, because. That's just not you know, our attitude and our spirit behind you know, our business. So, and yeah, it's great. People come and, you know, stay with us and then, yeah, they're free to do what works best for them. And we kind of like the ALA carte sort of, way of doing things. Hey, you might not need coffee or whatever, you know, or wood fired pizza. That's cool. But if you do, Hey, we can, we can work that out. So [00:30:46] Craig Dalton: And then are you, are you offering rental bikes there or are people bringing their own [00:30:50] Kelly: Yep. People bring their bikes. But yeah, we do have rental bikes yeah. To name, drop our, our bikes or land yachts bikes from Vancouver. They're a great supporter of our business. We've been with them from day one using their bikes. We've got some custom bikes for ourselves, but yeah, they make some great Rental bikes for us and for us to get rental bikes as a small business at this time when there's such a bike sort of crunch, so to speak. Yeah, they pulled out all the stops to get us six bikes this year, really beautiful steel steel bikes, and yeah, it's great. We can You know, have our guests, you know, have an experience on their bikes if they've never tried one of their bikes, but we're getting internationals as well now. So, some of those folks we had our first Italian fly over here and he was here for five days and yeah, he rented a bike cause he didn't wanna travel with one. So bike rental's big for us. And yeah, E E gravel is something else we really want to get into as well. Because I think it's It's such a great thing to get more people on bikes, you know, and great for storytelling too, with brands because yeah, they're just fantastic for sure. [00:31:53] Craig Dalton: Yeah, it's so nice. You know, on a, on a family holiday to be able to pair up maybe incompatible riders with one on an e-bike and one on a pedal bike. So that's certainly a good option. Speaking of international travels, if someone's coming to the, in internationally, where do they fly into and how long of a drive is it from that airport? [00:32:12] Kelly: Yeah, I would say most people would fly into Vancouver. We've had a few people fly into Seattle and then cross the border and then come up that way. Just say from Vancouver. You know how traffic can be, but you know, four or five hours kind of thing, you know, a really, you know, beautiful drive with options. There's, there's a couple of different ways to, to get up here. A lot of people would probably choose to go up through Whistler. And come this way. And we get some mountain bikers too, that are cyclist. Let's call 'em cyclists, not just mountain bikers, but people that are riding mountain bikes and they ride gravel too. Right. So they come up through Whistler, you know, maybe do a ride and then continue on to Clinton. So I'd say Vancouver, but other than that cam loops would be just over an hour away. And it's a, it's a fairly good sized regional airport with really easy access. [00:33:01] Craig Dalton: Yeah, that makes sense. I certainly see the value of stopping off at Whistler for a few runs on the way that would, that would be [00:33:09] Kelly: bet. Yeah. I mean, yeah, we're we, we mountain bike too. So, I mean, of course we, we focus on gravel, but we're cyclist. And yeah, mountain biking's great. Gravel's great. It's all great. So yeah, I mean, a lot of our guests do other disciplines of, of cycling. But to us, I mean, our sales pitch on gravel to people that maybe haven't tried it yet is you know, this isn't just, I guess our opinion, this is our, you know, three years in business meeting, a lot of people, you know, guests coming to stay with us and, you know, chatting about what they think gravel is or whatever, over a few beers and the backyard having a campfire. Really gravel. I've not seen another discipline in cycling some, you know, someone you could correct me if I'm wrong, that really could, it can, you know, pull in people from all different You know, disciplines of cycling, you know, the roadies, get it, the triathletes are, are, you know, maybe not wanting to go to Whistler to go ride the bike park, you know, for the most part, but Hey, gravel, they get it. They love the speed, you know, suffering, whatever it is. We've had iron man, you know, triathletes, come here, this love suffering. These guys are crazy what they do. So, you know, and then mountain bikers, get it, you know, too because they love being off road. You know, most mountain bikers. Aren't. Riding on, on highways and things like that. So, and then a lot of new people, it's just incredible. We'll see you know, new cyclists here buying their first bike, excuse me. And you know, we're just, you know, doing some research and, and whatnot and say, Hey, like, you know, you've cycled a lot before you're new to cycling. It's like, Nope, I just bought a gravel bike. My friend told me that's what I should get because they're awesome. And it looks like a good time. And, you know, we get a lot of people from urban centers. So, yeah, gravel bike. I mean, yeah, you can use it for, of course gravel cycling but you know, commuting, urban assault, bike, packing, whatever. So they're very versatile. So that's, that's really been a, mindblower seeing people for their first bike to go and, and buy a gravel bike. So truly to us back to that rant is gravel cycling. I truly believe is, is the center of cycling, you know, put that out there, but that's what we've, we've seen, you know, that's what we've seen with our guests. [00:35:14] Craig Dalton: Yeah, yeah. A hundred percent. I mean, I agree with all those points and it's just it's such an inviting part of the sport that gives you the versatility to go wherever you wanna take it. So I'm certainly sold. Obviously, everybody listening to this podcast is on the same page. Kelly totally appreciate giving me the overview of the in. I think it's an exciting concept. As I said in the opening, like I do really love the idea of gravel travel and I think from everything I've seen from where you're located, I don't doubt it's gonna be some great riding up there. So I look forward to getting up there and I wish you well, that's going to do it for this week's edition of the gravel ride podcast. I hope you enjoyed that conversation with Kelly and learning more about the riding in Clinton, Canada, and the two D gravel in big thanks to our sponsor logos components and their new omnium wheel set. Check them out at www.logoscomponents.com. If you're interested in connecting with the podcast, I encourage you to join the ridership that's www.theridership.com. It's a free online cycling community where you can interact with myself and athletes from around the world. If you're interested in supporting the podcast, please visit buy me a coffee.com/the gravel ride. We're ratings and reviews are hugely appreciated. Until next time. Here's to finding some dirt under your wheels
“This is the worst dance I've seen yet on ‘Dance Moms,'” says Christi of Episode 8, “We look like snowbirds coming down from Cleveland.” The dance in question featured Brandon, whose mother Diane, a longtime friend of the two and member of the ALDC studio, joins the podcast to describe her experience of filming. Diane and Brandon surprised everyone by showing up in Orlando. Brandon is joining the group dance, in which he plays a photographer to the girls' models. He and Brooke have a ‘dating history,' going back to when they were nine, and even a decade since the episode, Diane and Kelly are convinced they might still get married. Diane makes no secret about the rushed and dishonest nature of filming the show– revealing that she was instructed to cause premeditated drama. Christi fills in gaps in the narrative to address long standing fan questions. Once again, the ethics of the show's producers are brought into question. Throughout this episode the children are being shown in an adult light, which ranges from hilarious (Brooke reflecting on her major growth between 9 and 13), to disturbing (Abby's ambiguous descriptions of Brooke and Brandon's dancing; Maddie saying if she couldn't dance, she'd kill herself). Christi explains her frustration that Cathy and Melissa got to break the rules inside and outside of the show, while she and Kelly honored the job they agreed to do and suffered the consequences for it. The watermelon game and its fallout highlight the differences in the way the moms parent, and in the way Melissa acts on and off camera. The three note the sad irony that these girls, once dubbed ‘the dream team,' lost all of their technique due to the demands of filming the show that made them famous. The show generated fury from the dance community, further isolating the girls from the opportunities they were working so hard to obtain. Find out why Abby was furious that Brandon and Diane appeared on the show, why Chloe didn't appear in this episode, and the haunting specter of Abby's starfish ring. Quotes “Child abductors are what I think of when I see those vans. Then I just think of ‘Dance Moms' and I think, “Aghh!”(9:29-9:36 | Kelly) “You see me in an interview say that I'm not shocked that Cathy isn't here, she picks and chooses what she goes to. Which is such bullshit. Every week it's that!” (10:21-10:35 | Kelly) “I always tell people that doing a reality show is like walking through a haunted house: you don't know what's coming.” (23:52-23:58 | Christi) “Seeing Abby in a hotel room is like seeing a dog walk on its hind legs. It's unnatural, it's weird. It's just weird to see her out of the dance studio.” (35:45-35:5 | Christi) “We all had a life before ‘Dance Moms,' and in Season 1 we were definitely figuring out how to make it all work. We had dropped everything. My business was totally kaput, Kelly's son was at home. We were all making these huge sacrifices.” (36:38-36:58 | Christi) “Brooke has the best line ever: ‘I think Brandon still likes me, but I've moved on. I'm not the same as I was when I was nine years old.'” (43:52-44:00 | Kelly) “Wouldn't you like to see behind the scenes what Maddie has encountered between Melissa and Abby, if she doesn't win? What has she endured behind the scenes from them? What do they say to her to cause her that much anxiety.”(1:07:38-1:07:58 | Diane) “It wouldn't be ‘Dance Moms' without Melissa crying at a solo.”(1:08:47-1:08:49 | Christi) “My daughter cannot buy anything with a star on it because of Abby's starfish ring. There was this really pretty Dior bag with a beautiful star on it that Chloe wanted for Christmas. She said, ‘I can't have that bag, I don't want anything with a star, I have trauma from childhood about stars from that ring.'”(1:12:25-1:12:44 | Christi) “This is the worst dance I've seen yet on ‘Dance Moms.' (1:15-05-1:15:09 | Christi) “Is this when Abby says she doesn't appreciate being compared to a dog? Do you think our kids appreciate all the bullshit you say about them on national television? Because I'll bet they don't.” (1:19:59-1:20:10 | Kelly) “Abby does introduce her creepy voice again. She always used her creepy voice. People ask if that's real. Yes, it's real. We had to re-record all the time because of her stupid voice.” (1:20:40-1:20:52 | Christi and Kelly) “I just want to point out that back then, before jealousy got involved, before the show aired, before it was political, they really thought this group of girls was the dream team.” (1:28:59-1:29:11 | Christi) “Abby felt that she had the right to break the rules when she wanted to break the rules.” (1:37:29-1:37:33 | Diane) “I'll just never forget seeing that promo for the first time and really realizing what the show was, because at that time, we didn't know.” (1:37:54-1:38:02 | Christi) Links Subscribe to us on YouTube: https://www.youtube.com/channel/UC50aSBAYXH_9yU2YkKyXZ0w Subscribe to our Patreon: www.patreon.com/backtothebarre Thank you to Ashley Jana for allowing us to use Electricity!! Follow her on IG HERE: https://instagram.com/ashleyjanamusic?igshid=YmMyMTA2M2Y= Download Electricity HERE: https://music.apple.com/us/album/electricity/1497482509?i=1497482510 Follow Christi on IG: www.instagram.com/christilukasiak Follow Kelly on IG: www.instagram.com/kellylhyland
About KellyKellyAnn Fitzpatrick is a Senior Industry Analyst at RedMonk, the developer-focused industry analyst firm. Having previously worked as a QA analyst, test & release manager, and tech writer, she has experience with containers, CI/CD, testing frameworks, documentation, and training. She has also taught technical communication to computer science majors at the Georgia Institute of Technology as a Brittain Postdoctoral Fellow.Holding a Ph.D. in English from the University at Albany and a B.A. in English and Medieval Studies from the University of Notre Dame, KellyAnn's side projects include teaching, speaking, and writing about medievalism (the ways that post-medieval societies reimagine or appropriate the Middle Ages), and running to/from donut shops.Links: RedMonk: https://redmonk.com/ Twitter: https://twitter.com/drkellyannfitz TranscriptAnnouncer: Hello, and welcome to Screaming in the Cloud with your host, Chief Cloud Economist at The Duckbill Group, Corey Quinn. This weekly show features conversations with people doing interesting work in the world of cloud, thoughtful commentary on the state of the technical world, and ridiculous titles for which Corey refuses to apologize. This is Screaming in the Cloud.Corey: Today's episode is brought to you in part by our friends at MinIO the high-performance Kubernetes native object store that's built for the multi-cloud, creating a consistent data storage layer for your public cloud instances, your private cloud instances, and even your edge instances, depending upon what the heck you're defining those as, which depends probably on where you work. It's getting that unified is one of the greatest challenges facing developers and architects today. It requires S3 compatibility, enterprise-grade security and resiliency, the speed to run any workload, and the footprint to run anywhere, and that's exactly what MinIO offers. With superb read speeds in excess of 360 gigs and 100 megabyte binary that doesn't eat all the data you've gotten on the system, it's exactly what you've been looking for. Check it out today at min.io/download, and see for yourself. That's min.io/download, and be sure to tell them that I sent you.Corey: This episode is sponsored by our friends at Oracle HeatWave is a new high-performance query accelerator for the Oracle MySQL Database Service, although I insist on calling it “my squirrel.” While MySQL has long been the worlds most popular open source database, shifting from transacting to analytics required way too much overhead and, ya know, work. With HeatWave you can run your OLAP and OLTP—don't ask me to pronounce those acronyms again—workloads directly from your MySQL database and eliminate the time-consuming data movement and integration work, while also performing 1100X faster than Amazon Aurora and 2.5X faster than Amazon Redshift, at a third of the cost. My thanks again to Oracle Cloud for sponsoring this ridiculous nonsense.Corey: Welcome to Screaming in the Cloud, I'm Corey Quinn. It's always a good day when I get to sit down and have a chat with someone who works over at our friends at RedMonk. Today is no exception because after trying for, well, an embarrassingly long time, my whining and pleading has finally borne fruit, and I'm joined by Kelly Fitzpatrick, who's a senior industry analyst at RedMonk. Kelly, thank you for, I guess, finally giving in to my always polite, but remarkably persistent requests to show up on the show.Kelly: Great, thanks for having me. It's great to finally be on the show.Corey: So, let's start at the very beginning because I am always shockingly offended whenever it happens, but some people don't actually know what RedMonk is. What is it you'd say it is that you folks do?Kelly: Oh, I love this question. Because it's like, “What do you do,” versus, “What are you?” And that's a very big difference. And I'm going to start with maybe what we are. So, we are a developer-focused industry analyst firm. You put all those things, kind of, together.And in terms of what we do, it means that we follow tech trends. And that's something that many industry analysts do, but our perspective is really interested in developers specifically and then practitioners more broadly. So, it's not just, “Okay, these are things that are happening in tech that you care about if you're a CIO,” but what tech things affect developers in terms of how they're building software and why they want to build software and where they're building software?Corey: So, backing it up slightly because it turns out that I don't know the answer to this either. What exactly is an industry analyst firm? And the reason I bring this up is I've been invited to industry analyst events, and that is entirely your colleague, James Governor's, fault because he took me out for lunch at I think it was Google Next a few years ago and said, “Oh, you're definitely an analyst.” “Okay, cool. Well, I don't think I am. Why should I be an analyst?”“Oh, because companies have analyst budgets.” “Oh, you said, analyst”—protip: Never get in the way of people trying to pay you to do things. But I still feel like I don't know what an analyst is, in this sense. Which means I'm about to get a whole bunch of refund requests when this thing airs.Kelly: I should hope not. But industry analysts, one of the jokes that we have around RedMonk is how do we explain to our families what an industry analyst is? And I think even Steve and James, who are RedMonk's founders, they've been doing this for quite a long time, like, much longer than they ever want to admit that they do, and they still are like, “Okay, how do I explain this to my parents?” Or you know, anyone else who's asking, and partly, it's almost like a very—a term that you'll see in the tech industry, but outside of it doesn't really have that much, kind of, currency in the same way that you can tell someone that you're like, maybe a business analyst or something like that, or any of those, almost like spy-like versions of analyst. I think was it The Hunt for Red October, the actual hero of that is an analyst, but not the type of analyst that I am in any way, shape or form.But you know, industry analyst firms, specifically, it's like we keep up on what tech is out there. People engage with us because they want to know what to buy for the things that they're doing and the things that they're building, or how to better create and sell the stuff that they are building to people who build software. So, in our case, it's like, all right, what type of tools are developers using? And where does this particular tool that our company is building fit into that? And how do you talk about that with developers in a way that makes sense to them?Corey: On some level, what I imagine your approach to this stuff is aligns somewhat with my own. Before you became an industry analyst, which I'm still not entirely sure I know what that is—I'm sorry, not your fault; just so many expressions of it out there—before you wound up down that path, you were a QA manager; you wound up effectively finding interesting bugs in software, documentation, et cetera. And, on some level, that's, I think, what has made me even somewhat useful in the space is I'll go ahead and try and build something out of something that a vendor has released, and huh, the documentation says it should work this way, but I try it and it breaks and it fails. And the response is always invariably the same, which is, “That's interesting,” which is engineering-speak for, “What the hell is that?” I have this knack for stumbling over weird issues, and I feel like that aligns with what makes for a successful QA person. Is that directionally correct, or am I dramatically misunderstanding things and I'm just accident-prone?Kelly: [laugh]. No, I think that makes a lot of sense. And especially coming from QA where it's like, not just making sure that something works, but making sure that something doesn't break if you try to break it in different ways, the things that are not necessarily the expected, you know, behaviors, that type of mindset, I think, for me translated very easily to, kind of, being an analyst. Because it's about asking questions; it's about not just taking the word of your developers that this software works, but going and seeing if it actually does and kind of getting your hands dirty, and in some cases, trying to figure out where certain problems or who broke the build, or why did the build break is always kind of super fun mystery that I love doing—not really, but, like, everyone kind of has to do it—and I think that translates to the analyst world where it's like, what pieces of these systems, or tech stacks, or just the way information is being conveyed about them is working or is not, and in what ways can people kind of maybe see things a different way that the people who are building or writing about these things did not anticipate?Corey: From my position, and this is one of the reasons I sort of started down this whole path is if I'm trying to build something with a product or a platform—or basically anything, it doesn't really matter what—and the user experience is bad, or there are bugs that get in my way, my default response—even now—is not, “Oh, this thing's a piece of crap that's nowhere near ready for primetime use,” but instead, it's, “Oh, I'm not smart enough to figure out how to use it.” It becomes a reflection on the user, and they feel bad as a result. And I don't like that for anyone, for any product because it doesn't serve the product well, it certainly doesn't serve the human being trying to use it and failing well, and from a pure business perspective, it certainly doesn't serve the ability to solve a business problem in any meaningful respect. So, that has been one of the reasons that I've been tilting at that particular windmill for as long as I have.Kelly: I think that makes sense because you can have the theoretically best, most innovative, going to change everyone's lives for the better, product in the world, but if nobody can use it, it's not going to change the world.Corey: As you take a look at your time at RedMonk, which has been, I believe, four years, give or take?Kelly: We're going to say three to four.Corey: Three to four? Because you've been promoted twice in your time there, let's be very clear, and this is clearly a—Kelly: That's a very, very astute observation on your part.Corey: It is a meteoric rise. And what makes that also fascinating from my perspective, is that despite being a company that is, I believe, 19 years old, you aren't exactly a giant company that throws bodies at problems. I believe you have seven full-time employees, two of whom have been hired in the last quarter.Kelly: That's true. So, seven full-time employees and five analysts. So, we have—of that it's five analysts, and we only added a fifth analyst the beginning of this year, with Dr. Kate Holterhoff. [unintelligible 00:08:09], kind of, bring her on the team.So, we had been operating with, like, kind of, six full-time employees. We were like, “We need some more resources in this area.” And we heard another analyst, which if you talk about, okay, we hired one more, but when you're talking about hiring one more and adding that to a team of, like, four analysts, it's such a big difference, just in terms of, kind of, resources. And I think your observation about you ca—we don't just throw bodies at problems is kind of correct. That is absolutely not the way we go about things at all.Corey: At a company that is taking the same model that The Duckbill Group does—by which I mean not raising a bunch of outside money is, as best I can tell—that means that you have to fall back on this ancient business model known as making more money than it costs to run the place every month, you don't get to do this massive scaled out hiring thing. So, bringing on multiple employees at a relatively low turnover company means that suddenly you're onboarding not just one new person, but two. What has that been like? Because to be very clear, if you're hiring 20 engineers or whatnot, okay, great, and you're having significant turnover, yeah, onboarding two folks is not that big of a deal, but this is a significant percentage of your team.Kelly: It is. And so for us—and Kate started at the beginning of this year, so she's only been here for a bit—but in terms of onboarding another analyst, this is something where I haven't done before, but, like, my colleagues have, whereas the other new member of our team, Morgan Harris, who is our Account Engagement Manager, and she is amazing, and has also, like, very interesting background and client success in, like, fashion, which is, you know, awesome when I'm trying to figure out what [unintelligible 00:09:48] fit I need to do, we have someone in-house who can actually give me advice on that. But that's not something that we have onboarded for that role very much in the past, so bringing on someone where they're the only person in their role and, like, having to begin to learn the role. And then also to bring in another analyst where we have a little bit more experience onboarding analysts, it takes a lot of patience for everybody involved. And the thing I love about RedMonk and the people that I get to work with is that they actually have that patience and we function very well as, like, a team.And because of that, I think things that could really have thrown us off course, like losing an account engagement or onboarding one and then onboarding a new analyst, like, over the holidays, during a pandemic, and everything else that is happening, it's going much more smoothly than it could have otherwise.Corey: These are abnormal times, to be sure. It's one of those things where it's, we're a couple years into a pandemic now, and I still feel like we haven't really solved most of the problems that this has laid bare, which kind of makes me despair of ever really figuring out what that's going to look like down the road.Kelly: Yeah, absolutely. And there is very much the sense that, “Okay, we should be kind of back to normal, going to in-person conferences.” And then you get to an in-person conference, and then they all move back to virtual or, as in your case, you go to an in-person conference and then you have to sequester yourself away from your family for a couple of weeks to make sure that you're not bringing something home.Corey: So, I have to ask. You have been quoted as saying that 2022—for those listening, that is this year—is the year of documentation. You're onboarding two new people into a company that does not see significant turnover, which means that invariably, “Oh, it's been a while since we've updated the documentation. Whoops-a-doozy,” is a pretty common experience there. How much of your assertion that this is the year of documentation comes down to the, “Huh. Our onboarding stuff is really out of date,” versus a larger thing that you're seeing in the industry?Kelly: That is a great question because you never know what your documentation is like until you have someone new, kind of, come in with fresh eyes, has a perspective not only on, “Okay, I have no idea what this means,” or, “This is not where I thought it would be,” or, “This, you know, system is not working in any… in any way similar to anything I have ever seen in any other part of my, like, kind of, working career.” So, that's where you really see what kind of gaps you have, but then you also kind of get to see which parts are working out really well. And not to spend, kind of, too much on that, but one of the best things that my coworkers did for me when I started was, Rachel Stephens had kept a log of, like, all the questions that she had as a new analyst. And she just, like, gave that to me with some advice on different things, like, in a spreadsheet, which I think is—I love spreadsheets so much and so does Rachel. And I think I might love spreadsheets more than Rachel at this point, even though she actually has a hat that says, “Spreadsheets.”But when Kate started, it was fascinating to go through that and see what parts of that were either no longer relevant because the entire world had changed, or because the industry had advanced, or because there's all these new things you need to know now that we're not on the list of things that you needed to know three years ago. And then what other, even, topics belong down on that kind of list of things to know. So, I think documentation is always a good, like, check-in for things like that.But going back to, like, your larger question. So, documentation is important, not just because we happened to be onboarding, but a lot of people, I think once they no longer could be in the office with people and rely on that kind of face-to-face conversations to smooth over things began, I think, to realize how essential documentation was to just their everyday to day, kind of, working lives. So, I think that's something that we've definitely seen from the pandemic. But then there are certainly other signals in the software industry-specific, which we can go into or not depending on your level of interest.Corey: Well, something that I see that I have never been a huge fan of in corporate life—and it feels like it is very much a broad spectrum—has been that on one side of the coin, you have this idea that everything we do is bespoke and we just hire smart people and get out of their way. Yeah, that's more uncontrolled anarchy than it is a repeatable company process around anything. And the other extreme is this tendency that companies have, particularly the large, somewhat slow-moving companies, to attempt to codify absolutely everything. It almost feels like it derives from the what I believe to be mistaken belief that with enough process, eventually you can arrive at the promised land where you don't have to have intelligent, dynamic people working behind things, you can basically distill it down to follow the script and push the buttons in the proper order, and any conceivable outcome is going to be achieved. I don't know if that's accurate, but that's always how it felt when you start getting too deeply mired in documentation-slash-process as almost religion.Kelly: And I think—you know, I agree. There has to be something between, “All right, we don't document anything and it's not necessary and we don't need it.” And then—Corey: “We might get raided by the FBI. We want nothing written down.” At which point it's like, what do you do here? Yeah.Kelly: Yeah. Leave no evidence, leave no paper trail of anything like that. And going too far into thinking that processes is absolutely everything, and that absolutely anyone can be plugged into any given role and things will be equally successful, or that we'll just be automated away or become just these, kind of, automatons. And I think that balance, it's important to think about that because while documentation is important, and you know, I will say 2022, I think we're going to hear more and more about it, we see it more as an increasingly valuable thing in tech, you can't solve everything with documentation. You can use it as the, kind of, duct tape and baling wire for some of the things that your company is doing, but throwing documentation at it is not going to fix things in the same way that throwing engineers at a problem is not going to fix it either. Or most problems. I mean, there are some that you can just throw engineers at.Corey: Well, there's a company wiki, also known as where documentation goes to die.Kelly: It is. And those, like, internal wikis, as horrible as they can be in terms of that's where knowledge goes to die as well, places that have nothing like that, it can be even more chaotic than places that are relying on the, kind of, company internal wiki.Corey: So, delving into a bit of a different topic here, before you were in the QA universe, you were what distills down to an academic. And I know that sometimes that can be interpreted as a personal attack in some quarters; I assure you, despite my own eighth grade level of education, that is not how this is intended at all. Your undergraduate degree was in medieval history—or medieval studies and your PhD was in English. So, a couple of questions around that. One, when we talk about medieval studies, are we talking about writing analyst reports about Netscape Navigator, or are we talking things a bit later in the sweep of history than that?Kelly: I appreciate the Netscape Navigator reference. I get that reference.Corey: Well, yeah. Medieval studies; you have to.Kelly: Medieval studies, when you—where we study the internet in the 1990s, basically. I completely lost the line of questioning that you're asking because I was just so taken by the Netscape Navigator reference.Corey: Well, thank you. Started off with the medieval studies history. So, medieval studies of things dating back to, I guess, before we had reasonably recorded records in a consistent way. And also Twitter. But I'm wondering how much of that lends itself to what you do as an analyst.Kelly: Quite a bit. And as much as I want to say, it's all Monty Python references all the time, it isn't. But the disciplinary rigor that you have to pick up as a medievalist or as anyone who's getting any kind of PhD ever, you know, for the most part, that very much easily translated to being an analyst. And even more so tech culture is, in so many ways, like, enamored—there's these pop culture medieval-isms that a lot of people who move in technical circles appreciate. And that kind of overlap for me was kind of fascinating.So, when I started, like, working in tech, the fact that I was like writing a dissertation on Lord of the Rings was this little interesting thing that my coworkers could, like, kind of latch on to and talk about with me, that had nothing to do with tech and that had nothing to do with the seemingly scary parts of being an academic.Corey: This episode is sponsored in part by our friends at Vultr. Spelled V-U-L-T-R because they're all about helping save money, including on things like, you know, vowels. So, what they do is they are a cloud provider that provides surprisingly high performance cloud compute at a price that—while sure they claim its better than AWS pricing—and when they say that they mean it is less money. Sure, I don't dispute that but what I find interesting is that it's predictable. They tell you in advance on a monthly basis what it's going to going to cost. They have a bunch of advanced networking features. They have nineteen global locations and scale things elastically. Not to be confused with openly, because apparently elastic and open can mean the same thing sometimes. They have had over a million users. Deployments take less that sixty seconds across twelve pre-selected operating systems. Or, if you're one of those nutters like me, you can bring your own ISO and install basically any operating system you want. Starting with pricing as low as $2.50 a month for Vultr cloud compute they have plans for developers and businesses of all sizes, except maybe Amazon, who stubbornly insists on having something to scale all on their own. Try Vultr today for free by visiting: vultr.com/screaming, and you'll receive a $100 in credit. Thats V-U-L-T-R.com slash screaming.Corey: I want to talk a little bit about the idea of academic rigor because to my understanding, in the academic world, the publication process is… I don't want to say it's arduous. But if people subjected my blog post anything approaching this, I would never write another one as long as I lived. How does that differ? Because a lot of what I write is off-the-cuff stuff—and I'm not just including tweets, but also tweets—whereas academic literature winds up in peer-reviewed journals and effectively expands the boundaries of our collective societal knowledge as we know it. And it does deserve a different level of scrutiny, let's be clear. But how do you find that shifts given that you are writing full-on industry analyst reports, which is something that we almost never do on our side, just honestly, due to my own peccadilloes?Kelly: You should write some industry reports. They're so fun. They're very fun.Corey: I am so bad at writing the long-form stuff. And we've done one or two previously, and each time my business partner had to basically hold my nose to the grindstone by force to get me to ship, on some level.Kelly: And also, I feel like you might be underselling the amount of writing talent it takes to tweet.Corey: It depends. You can get a lot more trouble tweeting than you can in academia most of the time. Every Twitter person is Reviewer 2. It becomes this whole great thing of, “Well, did you consider this edge corner case nuance?” It's, “I've got to say, in 208 any characters, not really. Kind of ran out of space.”Kelly: Yeah, there's no space at all. And it's not what that was intended. But going back to your original question about, like, you know, academic publishing and that type of process, I don't miss it. And I have actually published some academic pieces since I became an analyst. So, my book finally came out after I had started as—it came out the end of 2019 and I had already been at RedMonk for a year.It's an academic book; it has nothing to do with being an industry analyst. And I had an essay come out in another collection around the same time. So, I've had that come out, but the thing is, the cycle for that started about a year earlier. So, the timeframe for getting things out in, especially the humanities, can be very arduous and frustrating because you're kind of like, “I wrote this thing. I want it to actually appear somewhere that people can read it or use it or rip it apart if that's what they're going to do.”And then the jokes that you hear on Twitter about Reviewer 2 are often real. A lot of academic publishing is done in, like, usually, like, a double-blind process where you don't know who's reviewing you and the reviewers don't know who you are. I've been a reviewer, too, so I've been on that side of it. And—Corey: Which why you run into the common trope of people—Kelly: Yes.Corey: —suggesting, “Oh, you don't know what you're talking about. You should read this work by someone else,” who is in fact, the author they are reviewing.Kelly: Absolutely. That I think happens even when people do know who [laugh] who's stuff they're reviewing. Because it happens on Twitter all the time.Corey: Like, “Well, have you gotten to the next step beyond where you have a reviewer saying you should wind up looking at the work cited by”—and then they name-check themselves? Have we reached that level of petty yet, or has that still yet to be explored?Kelly: That is definitely something that happens in academic publishing. In academic circles, there can be these, like, frenemy relations among people that you know, especially if you are in a subfield that is very tiny. You tend to know everybody who is in that subfield, and there's, like, a lot of infighting. And it does not feel that far from tech, sometimes. [unintelligible 00:21:52] you could look at the whole tech industry, and you look at the little areas that people specialize in, and there are these communities around these specializations that—you can see some of them on Twitter.Clearly, not all of them exist in the Twitterverse, but in some ways, I think that translated over nicely of, like, the year-long publication and, like, double peer-review process is not something that I have to deal with as much now, and it's certainly something that I don't miss.Corey: You spent extensive amounts of time studying the past, and presumably dragons as well because, you know, it's impossible to separate medieval studies from dragons in my mind because basically, I am a giant child who lives through fantasy novels when it comes to exploring that kind of past. And do you wind up seeing any lessons we can take from the things you have studied to our current industry? That is sort of a strange question, but they say that history doesn't repeat, but it rhymes, and I'm curious to how far back that goes. Because most people are citing, you know, 1980s business studies. This goes centuries before that.Kelly: I think the thing that maybe stands out for me the most the way that you framed that is, when we look at the past and we think of something like the Middle Ages, we will often use that term and be like, “Okay, here's this thing that actually existed, right?” Here's, like, this 500 years of history, and this is where the Middle Ages began, and here's where it ended, and this is what it was like, and this is what the people were like. And we look at that as the some type of self-evident thing that exists when in reality, it's a concept that we created, that people who lived in later ages created this concept, but then it becomes something that has real currency and, really, weight in terms of, like, how we talk about the world.So, someone will say, you know, I like that film. It was very medieval. And it'll be a complete fantasy that has nothing to do with Middle Ages but has a whole bunch of these tropes and signals that we translate as the Middle Ages. I feel like the tech industry has a great capacity to do that as well, to kind of fold in along with things that we tend to think of as being very scientific and very logical but to take a concept and then just kind of begin to act as if it is an actual thing when it's something that people are trying to make a thing.Corey: Tech has a lot of challenges around the refusing to learn from history aspect in some areas, too. One of the most common examples I've heard of—or at least one that resonated the most with me—is hiring, where tech loves to say, “No one really knows how to hire effectively and well.” And that is provably not true. Ford and GM and Coca-Cola have run multi-decade studies on how to do this. They've gotten it down to a science.But very often, we look at that in tech and we're trying to invent everything from first principles. And I think, on some level, part of that comes out as, “Well, I wouldn't do so well in that type of interview scenario, therefore, it sucks.” And I feel like we're too willing in some cases to fail to heed the lessons that others have painstakingly learned, so we go ahead and experiment on our own and try and reinvent things that maybe we should not be innovating around if we're small, scrappy, and trying to one area of the industry. Maybe going back to how we hire human beings should not be one of those areas of innovation that you spend all your time on as a company.Kelly: I think for some companies, I think it depends on how you're hiring now. It's like, if your hiring practices are horrible, like, you probably do need to change them. But to your point, like, spending all of your energy on how are we hiring, can be counterproductive. Am I allowed to ask you a question?Corey: Oh, by all means. Mostly, the questions people ask me is, “What the hell is wrong with you?” But that's fine, I'm used to that one, too. Bonus points if you have a different one.Kelly: Like, your hiring processes at Duckbill Group. Because you've hired, you know, folks recently. How do you describe that? Like, what points of that you think… are working really well?Corey: The things that have worked out well for us have been being very transparent at the beginning around things like comp, what the job looks like, where it starts, where it stops, what we expect from people, what we do not expect from people, so there are no surprises down that path. We explain how many rounds of interviews there are, who they'll be meeting with at each stage. If we wind up declining to continue with a candidate in a particular cycle, anything past the initial blind resume submission, we will tell them; we don't ghost people. Full stop. Originally, we wanted to wind up responding to every applicant with a, “Sorry, we're not going to proceed,” if the resume was a colossal mismatch. For example, we're hiring for a cloud economist, and we have people with PhDs in economics, and… that's it. They have not read the job description.And then when you started doing that people would argue with us on a constant basis, and it just became a soul-sucking time sink. So, it's unfortunate, but that's the reality of it. But once we've had a conversation with you, doing that is the right answer. We try and move relatively quickly. We're honest with folks because we believe that an interview is very much a two-way street.And even if we declined to proceed—or you declined to proceed with us; either way—that you should still think well enough of us that you would recommend us to people for whom it might be a fit. And if we treat you like crap, you're never going to do that. Not to mention, I just don't like making people feel like crap as a general rule. So, that stuff that has all come out of hiring studies.So, has the idea of a standardized interview. We don't have an arbitrary question list that we wind up smacking people with from a variety of different angles. And if you drew the lucky questions, you'll do fine. We also don't set this up as pass-fail, we tend to presume that by the time you've been around the industry for as long as generally is expected for years of experience for the role, we're not going to suddenly unmask you as not knowing how computers work through our ridiculous series of trivia questions. We don't ask those.We also make the interview look a lot like what the job is, which is apparently a weird thing. It's in a lot of tech companies it's, “Go and solve whiteboard algorithms for us.” And then, “Great. Now, what's the job?” “It's going to be moving around some CSS nonsense.”It's like, first that is very different, and secondly, it's way harder to move CSS than to implement quicksort, for most folks. At least for me. So, it's… yeah, it just doesn't measure the right things. That's our approach. I'm not saying we cracked it by any means to be very clear here. This is just what we have found that sucks the least.Kelly: Yeah, I think the, ‘we're not going to do obscure whiteboarding exercises' is probably one of the key things. I think some people are still very attached those personal reasons. And I think the other thing I liked about what you said, is to make the interview as similar to the job as you can, which based on my own getting hired process at RedMonk and then to some levels of being involved in hiring our, kind of, new hires, I really like that. And I think that for me, the process will like, okay, you submit your application. There'd be—I think I'd to do a writing sample.But then it was like, you get on a call and you talk to Steve. And then you get on a call and you talk to James. And talking to people is my job. Like for the most part. I write things, but it's mostly talking to people, which you may not believe by the level of articulate, articulate-ness, I am stumbling my way through in this sentence.And then the transparency angle, I think it's something that most companies are not—may not be able to approach hiring in such a transparent way for whatever reason, but at least the motion towards being transparent about things like salaries, as opposed to that horrible salary negotiation part where that can be a nightmare for people, especially if there's this code of silence around what your coworkers or potential coworkers are making.Corey: We learned we were underpaying our clouds economists, so we wound up adjusting the rate advertised; at the same time we wound up improving the comp for existing team because, “Yeah, we're just going to make you apply again to be paid a fair wage for what you do,” no. Not how we play these games.Kelly: Yeah, which is, you know, one of the things that we're seeing in the industry now. Of course, the term ‘The Great Resignation' is out there. But with that comes, you know, people going to new places partly because that's how they can get, like, the salary increase or whatever it is they want for among other reasons.Corey: Some of the employees who have left have been our staunchest advocates, both for new applicants as well as new clients. There's something to be said for treating people as you mean to go on. My business partner, I've been clear that we aspire for this to be a 20, 25-year company, and you don't do that by burning bridges.Kelly: Yeah. Or just assuming that your folks are going to stay for three years and move on, which tends to be the kind of the lifespan of where people stay.Corey: Well, if they do, that's fine because it is expected. I don't want people to wind up feeling that they owe us anything. If it no longer makes sense for them to be here because they're not fulfilled or whatnot—this has happened to us before we've tried to change their mind, talked to them about what they wanted, and okay, we can't offer what you're after. How can we help you move on? That's the way it works.And like, the one thing we don't do in interviews—and this is something I very much picked up from the RedMonk culture as well—is we do a lot of writing here, so there's a writing sample of here's a list of theoretical findings for an AWS bill—if we're talking about a cloud economist role—great. Now, the next round is people are going to talk to you about that, and we're going to roleplay as if we were a client. But let's be clear, I won't tolerate abusive behavior from clients to our team, I will fire a client if it happens. So, we're not going to wind up bullying the applicant and smacking ‘em around on stuff—or smacking them around to be clear. That was an ‘em not a him, let's be clear.It's a problem of not wanting to even set the baseline expectation that you just have to sit there and take it when clients decide to go down unfortunate paths. And I believe it's happened all of maybe once in our five-and-a-half-year history. So, why would you ever sit around and basically have a bunch of people chip away at an applicant's self-confidence? By virtue of being in the room and having the conversation, they are clearly baseline competent at a number of things. Now, it's just a question of fit and whether their expression of skills is what we're doing right now as a company.At least that's how I see it. And I think that there is a lot of alignment here, not just between our two companies, but between the kinds of companies I look at and can actively recommend that people go and talk to.Kelly: Yeah. I think that emphasis on, it's not just about what a company is doing—like, what is their business, you know, how they're making money—but how they're treating people, like, on their way in and on the way out. I don't think you can oversell how important that is.Corey: Culture is what you wind up with instead of what you intend. And I think that's something that winds up getting lost a fair bit.Kelly: Yeah, culture is definitely not something you can just go buy, right? [laugh], where you can, like—this is what our culture will be.Corey: No, no. But if there is, “Culture-in-a-box. Like, you may not be able to buy it, but I would love to sell it to you,” seems to be the watchwords of a number of different companies out there. Kelly, I really want to thank you for taking the time to speak with me today. If people want to learn more, where can they find you?Kelly: They can find me on Twitter at @drkellyannfitz, that's D-R-K-E-L-L-Y-A-N-N-F-I-T-Z—I apologize for having such a long Twitter handle—or my RedMonk work and of my colleagues, you can find that at redmonk.com.Corey: And we will, of course, include links to that in the [show notes 00:33:14]. Thank you so much for your time. I appreciate it.Kelly: Thanks for having me.Corey: Kelly Fitzpatrick, senior industry analyst at RedMonk. I'm Cloud Economist Corey Quinn, and this is Screaming in the Cloud. If you've enjoyed this podcast, please leave a five-star review on your podcast platform of choice whereas if you've hated this podcast, please leave a five-star review on your podcast platform of choice along with an angry comment telling me how terrible this was and that we should go listen to Reviewer 2's podcast instead.Corey: If your AWS bill keeps rising and your blood pressure is doing the same, then you need The Duckbill Group. We help companies fix their AWS bill by making it smaller and less horrifying. The Duckbill Group works for you, not AWS. We tailor recommendations to your business and we get to the point. Visit duckbillgroup.com to get started.Announcer: This has been a HumblePod production. Stay humble.
SHOW NOTES 10-08-2021 Kelly Crandall Kelly has been on the NASCAR beat full-time since 2013 and joined RACER as chief NASCAR writer in 2017. Her work has also appeared in NASCAR.com, the NASCAR Illustrated magazine, and NBC Sports. A corporate communications graduate from Central Penn College, Crandall is a two-time George Cunningham Writer of the Year recipient from the National Motorsports Press Association. Kelly is the host of The Racing Writers Podcast, which can be found on all major podcast platforms. She has interviewed current drivers, crew members, and past members of NASCAR among others. She grew up in central New Jersey and moved to the Charlotte area in 2014. She loves sports, especially racing, and reading. She has two dogs. She became interested in racing, watching with her father. FIND Kelly Crandall: FACEBOOK: Kelly Crandall INSTAGRAM: Kelly Crandall TWITTER: @KellyCrandall www.RACER.com RACING GIRLS ROCK PODCAST SHOW SPONSORS SendOutCards * My Race Pass * IllianaStock Car Radio * iRacing * JS Coaching * Smyle Media Motorsport.TV * My Car My Rules * Racechick * Torq"d Clothing INSPIRATION from Kelly: “You must experience the entire race; the sights, sounds and smells! You can only do that in person at a race.” CHALLENGES: “Asking the tough questions.” SHARE THE INSPIRATION If you enjoyed this show, please go to Podbean and leave me a five-star review. That would help tremendously in getting the word out and help others to be inspired by Racing Girls Rock podcast! WHERE TO FIND MELINDA & THE INTERNATIONAL WOMEN'S MOTORSPORTS ASSOCIATION International Women's Motorsports Association IWMA Store IWMA About & Membership Information IWMA Member Log In Page IWMA Tool Kit - Members Only IWMA Contact page IWMA Nation News Digital Magazine-Members Only Racing Girls Rock Podcast Linkedin Facebook www.sendoutcards.com/53420
SHOW NOTES 10-08-2021 Kelly Crandall Kelly has been on the NASCAR beat full-time since 2013 and joined RACER as chief NASCAR writer in 2017. Her work has also appeared in NASCAR.com, the NASCAR Illustrated magazine, and NBC Sports. A corporate communications graduate from Central Penn College, Crandall is a two-time George Cunningham Writer of the Year recipient from the National Motorsports Press Association. Kelly is the host of The Racing Writers Podcast, which can be found on all major podcast platforms. She has interviewed current drivers, crew members, and past members of NASCAR among others. She grew up in central New Jersey and moved to the Charlotte area in 2014. She loves sports, especially racing, and reading. She has two dogs. She became interested in racing, watching with her father. FIND Kelly Crandall: FACEBOOK: Kelly Crandall INSTAGRAM: Kelly Crandall TWITTER: @KellyCrandall www.RACER.com RACING GIRLS ROCK PODCAST SHOW SPONSORS SendOutCards * My Race Pass * IllianaStock Car Radio * iRacing * JS Coaching * Smyle Media Motorsport.TV * My Car My Rules * Racechick * Torq"d Clothing INSPIRATION from Kelly: “You must experience the entire race; the sights, sounds and smells! You can only do that in person at a race.” CHALLENGES: “Asking the tough questions.” SHARE THE INSPIRATION If you enjoyed this show, please go to Podbean and leave me a five-star review. That would help tremendously in getting the word out and help others to be inspired by Racing Girls Rock podcast! WHERE TO FIND MELINDA & THE INTERNATIONAL WOMEN'S MOTORSPORTS ASSOCIATION
Max: Hello and welcome back to the Recruitment Hackers Podcast. I'm your host Max Armbruster and today on the show, somebody south of where I am, all the way down in Perthestow in Sydney, Miss Mrs. Kelly Van Nelson, Managing Director at Adecco Australia. Welcome to the show, Kelly.Kelly: Thank you, Max. It's great to be here today.Max: Pleasure to have you, and Kelly how do you end up as a Managing Director? I'm not gonna ask you to introduce Adecco because if you don't know Adecco, you're on the wrong podcast. because you should as number one brand in the world and well I'm sure it's got a different strength in different markets. It's pretty well-known worldwide. I couldn't think of a geography where it isn't. So, I assume that the business in Australia is also quite wide-ranging from tech to you know more office temporary staff and everything in between?Kelly: Yes, it is. We have the Adecco group and all of the brands represented in Australia which Adecco is workforce solutions, but we do have all-tech solutions and we do have talent solutions which is our placements and upscaling and rescaling too. So yeah, the full complements of the Adecco group is here on the ground, in and around Australia.Max: And Australia is in the news right now for all kinds of reasons, mainly because it's impossible to come in and out of it. Has that been we'll talk later about how that's affected your team, but from the business standpoint, is it been good or bad for business?Kelly: I would say it's been good for business, challenging absolutely, and we have to very rapidly pivot our operations and elements of the business to leverage the opportunities, but nevertheless, it's actually been good for our business for a number of reasons. We can dive into them if you like but I would say definitely positive impacts.Max: That's great to hear. I've recently had on the show someone who's taught me about having to repurpose. Half of her team to do something other than recruitment in 2020 and I hope I wasn't too traumatic for the team down under. And sounds like things are good so we'll find out what well what you can share with us there. But before we go there if you could share with me and the audience were how you ended up where you are today because you don't sound Australian so I think it must have been a long road. Kelly: It's been a long road. Twenty-seven years in the recruitment and workforce solutions based on the technology in the street. Started out in Northern England as you can probably guess from the accent. But yeah, I moved around the world in the industry, lived in South Africa, Edinburgh, London, and many years in Perth and Western Australia in my early years of my career with the Adecco Group in the technology brand which is Modis. And two and a half years I go I moved to Sydney with the family and moved into the Managing Director role of Adecco. So yeah, been around a little while and seen a hugely changing industry that we work in which is actually exciting, no two days are ever the same. Max: Yeah, it attracts a good bunch of people who end up in recruitment. People who are empathetic and hardworking generally, but empathetic and hardworking may not be enough anymore. There's there are new skills required to survive in this dog fight. Can you elaborate on how you know those new changes have affected the composition of your team and you know what are people that have done well and those who have lagged behind?Kelly: Yeah, we definitely see it man, not just in our own business but with our own customer base for different sets of core skill sets. Resilience is the one we're always seeking and with that comes the ability to adapt and change and embrace change. And the resilience is not just from COVID but from the changing sort of industry that we work in and the rapid scaling of technology and the different demands of you know the global economy. So for me, resilience is the number one thing I look for when I when we are interviewing for new personnel to build a high-performing team. And when we have people in the business, the most successful recruiters and broader team members that I see who really have a good long career and good long tenure and great success would be the ones who have this aptitude for lifelong learning. Always looking to gain new skills, always looking at what's next not what's happening today, and being very very open to self-investment in their own skillset and you know personal capability in achieving personal best. So yeah, I would say having a huge aptitude for upscaling, rescaling, and lifelong learning is really critical right now. Max: And now to be able to assess resiliency in the course of a couple of interviews is sounds like mission impossible. I can't even think of a psychometric or competent assessment task that would get you there either. Intuition, career history, what are some of the good data points you can base those decisions on?Kelly: Yeah, definitely I probe a lot and run scenarios even with people that we're interviewing who don't come from the industry or don't bring a huge amount of experience, or they might be a graduate friend or for instance in early career. I tend to put some scenarios on the table around what has been a challenging circumstance that you've faced and how have you overcome an obstacle. And you know just different types of people like to self-manage and yeah just really probe around those examples and you can tend to you know to find what you're looking for in individuals who have risen above obstacles and removed roadblocks. So yeah, it's definitely something I've spent a lot of time on during an interview process probing on that one. Max: Yeah.Kelly: Yeah. I think I think the recruitment industry as a whole now is asking for this whole broad range of soft skills. You know if you look before what would be the core skills of recruiters, it would be probing on ability to meet targets and ability to sell, and you know customer skills on the telephone and all of the things that go with sort of a sale skill set or you know maybe a call center skill set. Whereas now it's really about these inner skills that you know can really set you apart when the going gets tough. Max: Yeah, it's about this lifelong learning, reinventing yourself a few times, and I think I wouldn't do very well in an interview. I've had my first of of of you know conflicts and difficulties, but you know the human brain I just kind of erased it all. I don't even, once it's once the when the challenge has been overcome I kinda tend to forget about it and pretend it never happened. That's maybe why I wouldn't do such a..I wouldn't be such a good recruiter. Maybe that's unique skill set for an entrepreneur. Kelly: You'd be surprised. We could make a recruiter of you yet I think. We could make good recruiters of most people. YeahMax: Thank you. That is a fine compliment. Great so so one change that recruiters and white-collar workers all over the world have had to take in is this hybrid work environment. Kelly: Yeah.Max: And and so I don't know how many people you managed in Australia and how big the team is but I'm sure you've had to some turnover with people who are either fed up with working from home or fed up with going to the office, one way or the other. It's very hard to please everybody. How is how do you know work around these challenges?Kelly: I think for us it's just again about being adaptable. We were very lucky in that when the first wave of the pandemic really took foothold in Australia, we were very well-positioned to rapidly move to work from home. We ran an overnight test done pretty much within 24 hours. We had moved our entire operations to virtual working and that was right across the country, which was quite extraordinary and that really enabled us to push on and do what was needed to be done with redeploying workers and helping the workforce to cope with the pandemic. It has been many workers coming out of employment or being stood down or having their hours cut back and needing to be handheld into new industries or new positions. And many candidates also needed assistance to use virtual tools, virtual interview tools, virtual application tools, onboarding tools. But our own recruiters inside Adecco were very very able to adapt literally within 24 hours. We had already been pretty good at allowing and supporting flexible working policies and embracing work from anywhere and mobility and things took quite a long time, which really bode us well in you know in what happened with the first wave of COVID. And as we progressed through some of the last you know more than a year now of the pandemic, what we've found is we've got this interesting trend where about half the workforce wants to be in the office half of the time. So, you've got this hybrid scenario emerging and the next normal continues to be this hybrid environment. Workers want to have a balance of time in the office where they can interact, they can upscale, they can learn from one another, they can you know find this team camaraderie face-to-face and have human interaction and social interaction in the workplace. Versus being highly productive if not more productive from home and you know being able to balance their home lives and you know to being able to balance the safety and the environment which we have to work in if we're going through different lockdowns. So, we see this globally, on average, globally 53 percent of workers want to spend at least you know some of their time working remotely. So, it's not really a trend anymore, it's actually a new norm this hybrid working. So, so organizations are having to adapt to this in different ways depending on the industry and the type of industry you run. But for Adecco, we're very much in a comfortable place now with being able to operate work from office work from home in varying levels of that and giving people flexibility. Max: That's that's to be expected progressive employers such as Adecco would be who'd have already spent a lot of time doing hybrid workplace. Maybe you have some customers who are less more traditional let's say, more resistant. The customer is king to a certain degree so have you kind of helped customers attract you know to change their recruitment marketing to attract workers that are more inclined towards the office? And then of course we know a lot there's plenty of offers for jobs that are fully remote. I think that the labor market is plentiful. But are you working with some employers that are you know that are still committed to having a purely office environment?Kelly: We definitely see that. We see some businesses still struggling to find their feet a little bit with what their business landscape looks like. And we also have a very large proportion of our workforce, especially in the contingent labor space that are essential work and doesn't necessarily always allow work from home for various reasons. If there is you know customer at face-to-face engagement or services needed, what we tend to do is typically treat each business with you know good listening and good understanding of what their business objectives are. And also have a good conversation around the skills shortages that we do face, and you know with no migration you know more than 70000 people only migrate into the country and unfilled a lot of the positions that we you know that we look for. And that workforce is not readily available anymore. Unemployment's at an all-time low and the talent pool list to a certain extent shrinking. So, accessibility to talent and the best talent in the market is key for any business, whether it's about small business right up to you know a large global Fortune 500. Giving your organization the chance to hire the best talent wherever they're located and bring them into your business, it really allows for diversity of your workforce into you know to really attract routine right now at a time that that's critical. If you don't, you would be, to a certain extent, left behind. So so sometimes it's a conversation around you know talent shortages and getting the best talent. You know there's a financial link to that and financial benefit to that. There are productivity gains that are proven to be really good if you can get this. And yeah, workers and our employees are commanding it right now.Max: Yeah, and in this market, I'm surprised anybody can hit their targets. What are some of their creative workarounds for you know industries where you have low unemployment, rising wages, more constraints about who can come in and who cannot. Can you illustrate some creative thinking that's going on or maybe you've reconverted people from one industry to the next in order to keep the wheels spinning? Kelly: Yeah, we definitely had exactly this scenario. So, if I can go back a year, we had whole industries that were downsizing and substantially so, for example, aviation and hospitality and retail to a certain extent, and you know sports and recreation. But entire industry is pretty much you know grounded and in parallel with that, you had many other industries experiencing extraordinary surges. So, for example, online trading of services, whether it be online buying and retail, consumer services at on the phone, or online. You know for example call centers, contact centers. You know the demand for skills second to none during the COVID coupled with healthcare changes in certain industries, you have this two-stream scenario of industries downsizing their workforce substantially and industries commanding extraordinary numbers of new jobs in different industries. So, we did a lot of work very very quickly. I'm talking in a matter of you know one to two weeks. Putting workers through very rapid upscaling and rescaling practical courses that were going to give them the tips and the techniques and the basic skills to be able to transition from one industry into another with some level of seamless you know ease. And that was enormously successful. We transitioned and redeployed a couple of thousand workers in a fortnight in the early stages of COVID by upscaling and rescaling any short-job programs and ways of working. So that was highly successful and a lot of them has remained. So, we are, still today is an organization in Adecco investing in upscaling and rescaling through our different brands, really working with candidates to best identify how we can use candidate pools smartly and sensibly to fill with skills gap even if their skills are not the perfect fit because, in the large part, they're not a perfect fit. The skills of the future and the jobs of the future are different and they're changing every day quite rapidly so. So, with that means skills of jobseekers also have to change and evolve. And our job as a recruitment firm needs to embrace that and help bridge those gaps and provide the transition from you know from one job into another or from one industry into another. That will remain and we have a big part to play as a recruitment industry to enable job seekers to find comfort and not be afraid of the future. Max: Yeah. Your inspiring story about how Adecco responded quickly to these changes makes me think. You know. You're a little bit like a financial trading company where some hedge funds really benefit from market instability. You know they're like when things are moving quickly, that's when they make money. You can think that I mean of course you it be very I don't wanna lay this in nick of Adecco as a profiteer of change you know traumatic situation but rather as an agent of change where the market will continue to change, most people will continue to look for jobs. Good year or bad year you know traumatic year. These changes needs you know need guidance. And so, you could imagine that Adecco would have I don't know I haven't looked at your I don't know if your results are publicly posted but it sounds like Adecco may have had a great year when you you put it that way. Kelly: We definitely did have a good year I think and ultimately, we have shareholders and we're publicly listed, and you have a business to run. But the reality of it is if we have last year have faced the wave of the first lockdown and sort of sat back to certain extent and accepted where we are you know good proportion of our workforce was being stood down or have you know we're having their hours reduced to absolutely no fault of our clients. You know we supply a huge number of small and medium enterprises, not just large organizations and many sectors that were impacted, we would have been in serious trouble, we would have in serious financial trouble, we would have had our own workforce impacted with not enough work to do, and it's not in our nature to sort of accept that. So, we were very very quick to look up the strategy and to pivot and to understand where the market was going short term and where the market was gonna go long term and that was incredibly difficult during COVID. But our workforce inside Adecco absolutely adapted and we moved people around internally from you know one team to another team internally. And people responded very well to that and got on with the necessary task of trying to help as many people as possible remain in work or come out of work in one job and get into the job work in another and that helped us to remain sustainable as a business, helped our workforce and our candidates, and ultimately helped our clients, even the ones that were downsizing. That helped them because they knew their workers were going to another home. And it was easier on everyone to do that, so it was actually really quite rewarding despite the pressure and the challenges of the economy and the market and you know the health crisis that everybody was facing. So yeah, we're a pretty resilient bunch in the large part in Adecco, but yeah there's business travis for sure that go without. We didn't our own workforce to have to be impacted but we didn't want our candidates and casual workforce to be impacted either and I think we did a really good job of leading the charge there. Max: Well, well done. Well done to the team and I hope of course that not every year has full of changes as last one and that we could have some more quiet time for people can settle into their industry and I'm getting some sense of stability. I have two more questions for you. One of them is about productivity and tech tools that are used by the team or that you use personally, that you would recommend. What are some productivity tips you can offer to our listeners?Kelly: I love this question and I am a big I mean I come from a technology background so I'm always keen to try and look at what tools are out in the market and technology in the market that would give us efficiency and give us advantage as well, differentiate us for our clients. If I look at some of the tools we've embraced and scaled, we are right now today we're you know embracing AI, we're embracing analytics and the data that we have is you know the power that's within that data. We're also embracing chatbots and finding ways to automate elements of the recruitment process that for many years have been manual load, very labor-intense, very cumbersome, and is often at lower on investment tasks. So, finding good ways to automate the recruitment process has been a real journey for Adecco and we are yes still advancing every day with what we're doing with our technology and tools. And that's exciting it's exciting because it doesn't displace our recruiters if we automate an element of their task and their business process. It actually enables them to focus on new work on you know where the market's going, what their customers really need, and their relationship-building, and focusing on different maturity of our solutions and what we're actually offering. So, what we find is as we brought in more tools to automate the process, the capability levels of our recruiters have improved, and we've got you know much higher-grade recruiters. I always say we have a high-performing team and that's absolutely true and we are enabling them to be that by taking away the low-hanging fruit from them through use of tools and technology. So, they embrace it. Our recruiters are not afraid of the tech. They actually will off my hands off of my bringing something new to the table which is a product that's going to help them in their day to be faster you know quicker speed to market, offering better service to their clients, helping their candidate supply and remain on our workforce you know on our workforce you know for a longer period of time. So, it's exciting. We're using many many tools in a really great way and they're here to stay. Technology has been enabling us the workplace, isn't it? It's here to stay.Max: They're lucky to have a leader that can embrace it so vividly because you know I started my company after doing a lot of recruitment myself, interviewing thousands of people over the phone, and feeling the dehumanization. You know I'm feeling my soul slipping away to know that that you know these days are for the most part gone that than now. It's much more value-added work. It's a redefinition of the role of recruiters that's happened over the last you know fifteen years which is yeah absolutely wonderful. Now my last question is about one of my favorite questions which is we all make hiring mistakes, and we try as I said we try to bury those memories. But sometimes it's good to wait a minute and remember and remember so we can draw the lessons from them. Can you walk us back through a specific hiring mistake you've made and what you know why you made that mistake and what we can learn from it?Kelly: This is a good question. I've never had this question before in my many interviews, so it's a nice first one. Maybe what I would say on this one is that if I go back, you know I've been around nearly three decades now twenty-seven years in recruitment, and one of the things we often used to do as leaders is hire multiple recruiters into the business and potentially at an average level. You know in the hope that a good proportion would step up and a good proportion would remain average, and you might have one or two strugglers that would not necessarily be the right fit and you would make that call and you would mass hire, especially in the large recruitment firms. And that works to a certain extent but it's not really great for the individuals and it's not the most rewarding way to you know build a high-performing culture in workforce. So, we definitely don't do that now. What we do now is just hold the line and very carefully wait for the right fit, the right cultural fit, never compromising cultural values or ethics. Waiting for the right fit even if it means we have an open vacancy for quite a long time and well losing productivity as a result of that because it pays off more. We've been hiring that way for the last two-three years and our everything has improved as a result. I would say our culture is better, our productivity per recruiter is better, the camaraderie has improved, and you know the level of business that we're selling is far far better. And it's because we make much more cautious hires, we just yeah, I'd rather sit with an open role than to fail you know to fail with more people and one of them might not make it. I'm not a lover of that model. I don't think it's good leadership practice and it doesn't really yeah it just doesn't serve you well in the long term. So yeah, I hold the line now while I draw the higher well and take time and be cautious about it and know that we are really getting that good fit than you know mass hire and hope. Max: Very good advice. Hold the line. Don't lower your standards.Kelly: Yeah.Max: You can always look back and say oh well I did this because of that mistake. But in your heart of hearts, you know when you're making a hiring mistake. When you're dropping the bar. So it's important to just accept the fact that your business is gonna be stretched and, like you said Kelly, sometimes at the risk of hurting productivity, but it's a small price to pay for a long-term gain. So thanks a lot Kelly for that advice and for your time and well I hope we'll get some of your followers to listen to our podcast. Kelly: Thank you, it's good to talk to you today. Max: That was Kelly Van Nelson, Managing Director at Adecco Australia, which tells us resilience whether at the company level or the individual level is one of the most valuable skills you can have in recruitment because things change fast and recruiters are change agents.They help whole economies reinvent themselves. I hope you enjoyed this interview and that you'll be back for more. Please remember to like follow and share.
This week's guest received a Supermom Shoutout in Episode 72: How Work-Life Balance Can Be Obtained. Here's what her nominator, Allison, said: Genny Jessee is a Supermom in more ways than one! As co-founder and executive director of the June Jessee Memorial Foundation, she passionately supports children with medically complex, neurological conditions and their families. She tirelessly continues to find ways to bring needed resources and financial assistance to these families and has created a supportive and understanding community to provide comfort on their journeys battling complicated diagnoses. Genny does this all in loving memory of her daughter, June, who passed away shortly before her 4th birthday in 2016 due to complications of her own rare neurological condition. Genny's personal courageous journey as June's mom is very inspiring in itself, and she spreads so much love to others every day while also caring for her 2 little boys, June's younger brothers, George and Peter. Based on that nomination, Jill Devine knew she had to have Genny on the podcast to talk about the June Jessee Memorial Foundation. Genny also talked about June's short time on this earth, as well as her perspective as a mother to a medically complex child and a mother to two healthy children. Unfortunately, it takes the loss of a loved one for some to change their perspective on the petty stuff. Genny mentioned that and Jill brought up Episode 64: A Widower's Advice On Living Life To The Fullest, where Brandon Janous talked about losing his wife to breast cancer. The loss of his wife has shifted his way of thinking and has made him embrace life even more. Genny and her husband are doing all they can to keep June's legacy alive, while supporting and caring for others in the same situation they were in. “And since all this loveliness can not be Heaven, I know in my heart it is June.” – Abba Woolson Instagram: @thejjmf and @genny.jessee Facebook: @junejessee Twitter: @JuneJesseeMF Email: info@junejessee.org Jill would like to acknowledge and recognize the hard work moms put in on the daily. It can be a thankless job at times, and Jill wants these moms to know their worth, so she created the Supermom Shoutout, brought to you by Addy's Way. Each recipient will receive a custom designed Supermom t-shirt from Addy's Way, in addition to the Shoutout. This week's Supermom Shoutout goes to Kelly of Weldon Springs, MO. Her friend, Jaime, nominated her and said: Hey, I want to nominate Kelly as your Supermom! She is a dear friend, who's been through a difficult few years. She continuously finds ways to better herself and be an example that her daughter can admire. She is her daughter's champion and will move heaven and earth to make sure her daughter knows how loved she is. She is a single mom that works full time during the week and has taken on a second job on weekends helping with Covid vaccinations. All of this being said, the thing I most admire about her as a "Supermom" is that she doesn't sweat the small stuff and makes time for LOTS of laughs, big huge bellowing laughs that are contagious.... that she inherited from her mother (Debbie), that will now be forever engrained within three generations. Kelly - YOU are seen and YOU are supported! To nominate a Supermom (or you can nominate yourself) email hello@jilldevine.com. Submit the name of the Supermom, where they're from, and a brief description as to why Jill should shout out this particular Supermom. Two Kids and A Career Website: https://www.jilldevine.com/ Two Kids and A Career Instagram: https://www.instagram.com/jilldevine/?hl=en Two Kids and A Career Facebook: https://www.facebook.com/JillDevineMedia/ Thank you to our sponsor: Blondin Professional Real Estate
Kelly Travis is a health and wellness coach and host of She Doesn't Settle. TBAS # 38: Self-Talking with Steven Handel ZAK: WARNING, today's episode contains use of the s-word. 8 times. Kelly Travis is a health, wellness and leadership coach and she's been doing some work. Not just with her clients but on her self. KELLY: I never had a positive thing to say about myself. It derailed me a lot and what resulted was I never really used my own voice. I never went after goals I actually wanted. I would freeze up in taking action on things that were really important. My self-worth was really shitty. Like I just wasn't good enough. And this work has allowed me to see myself differently. ZAK: One of the things thats helped Kelly move forward is this thing that she does. When she finds her self talking shit to herself, she's figured out a way to talk back to that shit-talker. It's a simple question she asks herself, is this thought useful. KELLY: Because the shit-talker is loud. The other voice in our head that's encouraging and is a cheerleader and tells us to keep going is very quiet. The shit-talker is loud and that's the one we head all the time cause it's on auto-pilot. It's the same stuff everyday. Research shows us 85 percent of our thoughts are the same from the day before. And that question, is this though useful...doesn't matter if it's true...IS IT USEFUL and being able to choose something else that will keep us going in a positive direction. Right? So if I say to myself, I'm such a shitty mom. I can't do this. I suck at this. Is that thought useful? No. What can I think instead. I'm doing the best I can right now. It's messy. It's chaotic but I'm doing the best I can. ZAK:And so it's like, we're going through our day. We hear the negative shit-talking come in and we stop ourselves and say, is this thought helpful? KELLY: Yeah. And that's the part that requires the work. Reminding ourselves to check in because as a society we are just on auto-pilot. We don't pay attention to what we're thinking most of the time. So, having a post-it note up on your computer that says, ask the question or setting a reminder on your phone to ask yourself the question so it becomes something you start to do automatically without thinking after time. ZAK:And we answer the question. Is this helpful? No, it's not helpful. And then what? KELLY: You think of a neutral thought. I don't believe in bullshit positive affirmations. The brain just doesn't work that way. It never worked for me. Now, if you have people that like them and they work, awesome, but it's hard for the brain to go from you suck to oh my god you're amazing! It doesn't work that way so we want to go somewhere in the middle. A thought that we can latch on to that we can still believe but is more helpful, right? So, whatever that is whether it's like the example I gave you which is I'm doing the best I can. Or, you know, something along those lines that keeps us moving in a positive direction.
Deep in lockdown on both sides of the Atlantic, rock ‘n’ roll enfant terrible Kelly Osbourne Zooms in from LA to join Anna Barnett in London for a raucous, insightful, and poignant episode of The Filling podcast. It’s boss and former employee reunited (did you know that back in the day Anna was Kelly’s assistant?) where they examine lifestyle transformations, new TV projects (EXCLUSIVE!), Sharon’s lack of cooking skills, and Kelly’s much treasured Chicken Cottage keyring. Serious question: does this mean she gets a loyalty discount? Also, can it be true that Ozzy – The Prince of Darkness – has acquired a quarantine tan? EPISODE NOTES 01:00 – 03:15) Kelly details what lockdown life looks like for her in her new LA apartment and her coping mechanisms for combatting loneliness. Has she really taught herself to cooking during this difficult time? 14:00 – 19:00) Sensitively discussing her personal struggles with addiction, Kelly praises the power of her rehab treatment and three a half years of sobriety. 23:30 – 25:00) Kelly lists some of her favourite English foods. She also discusses the differences between UK produce and that of the US. Which does she prefer? 25:30 – 26:40) Was Sharon a good cook growing up? Here Kelly details her childhood food memories and growing up between the US and England. And, yes, turkey dinosaurs were involved. 29:30 – 31:15) Fascinatingly Kelly is eager to return to the UK (home as she calls it) for good. Here she explains why and what’s holding her back? 36:00 – 38:10) Kelly details how productive she’s been during lockdown. Exclusively, she teases new TV projects she has in the development pipeline. Does this include a return to reality TV for The Osbournes? TOP QUOTES “You know me – if everyone’s doing it, I ain’t doing it.” Kelly “You may be the most positive person I know, Anna Barnett” Kelly “The things I put you through (…when you worked for me …); I’m so sorry.” Kelly “The thing I’m most proud of is that I’ve learnt to be myself.” Kelly “Your sandwiches saved my life many times.” Kelly “We like it eggy over here.” Anna RESOURCES http://www.chimpmanagement.com (www.chimpmanagement.com) http://www.curtisstone.com (www.curtisstone.com) http://www.chickencottage.com (www.chickencottage.com) ABOUT THE GUEST Actress, singer and fashion designer, Kelly Osbourne, is the daughter of heavy metal legend Ozzy Osbourne and music manager/TV presenter Sharon Osbourne. Since rising to fame in the smash MTV reality series, The Osbournes, Kelly has enjoyed a successful music career, launched a fashion line, participated in Dancing with the Stars, and presented Fashion Police alongside cultural icon Joan Rivers. More recently Kelly has appeared as a judge on Australia’s Got Talent and Project Runway Junior. http://www.kellyosbourne.net (www.kellyosbourne.net) ABOUT THE HOST Anna Barnett displayed an enthusiastic interest in food, cooking (and especially eating) early in life; eagerly joining her nan in the kitchen to learn the traditional baking, ingredients, and recipe techniques that would prove to serve her in the future. After a period working in TV production and fashion, Anna’s natural culinary passion and energy led to a series of supper clubs, pop-up restaurants, and professional catering. Subsequently, Anna released her debut cookery book ‘Eat the Week’ in 2015 and spent several years writing ‘The Reluctant Vegetarian’ blog for The Independent newspaper as well as contributing to Vogue. Anna wrote the food pages for Grazia magazine, and now has a column writing for The Evening Standard online where she shares recipes and food & travel recommendations, as well as interviewing some of the world’s most eminent chefs. Instagram: @annabarnettcooks
During her childhood, Teresa Rinne had discovered dozens of dried flowers tucked away in the family Bible, while visiting her great-grandmother in Kentucky. As the older woman helped return the flowers to their home, she explained that each dried flower had a special memory attached to it. When she passed, she took those memories with her. Through trial and error, Teresa developed an at-home process for preserving fresh flowers—and their memories. Teresa is the company founder and CEO of Floral Preservation Co. Her company aims to provide a quick and easy process to preserve flowers. The patent-pending kit involves microwaving the flowers, then sealing them with a spray. This preserves the flowers and retains the vibrant colors than pressing them in a book. At Floral Preservation Co, it's more than preserving flowers. It's about preserving memories for years to come. Jill Devine was eager to have Teresa on the podcast because Jill has two distinct memories involving flowers and she wished she knew about Teresa’s kit before getting rid of the flowers. Instagram @floralpreservationco Facebook @floralpreservation Jill would like to acknowledge and recognize the hard work moms put in on the daily. It can be a thankless job at times, and Jill wants these moms to know their worth, so she created the Supermom Shoutout. This week’s Supermom Shoutout goes to Kelly of St. Louis, MO! Her sister-in-law, Jill, nominated her and said: Not only is she a super mom to her two kids, but she’s a super mom to all her dance studio dancers too. She’s had to manage running her small business and keeping her dance family safe too. She adjusted by having outdoor classes and of course virtual classes. Even with no recitals and limited competitions she tried to plan things to make her dancers still have a time to shine. She teaches them about their bodies and life lessons and not just dance. She has instilled a sense of responsibility and empathy in her own kids that makes me proud to be related to them. Kelly balances education, activities, and service in her kid’s day to day lives. I think she has done a fantastic job in these circumstances to keep her family healthy yet find ways to get them active and engaged in the world. Kelly – YOU are seen and YOU are supported! To nominate a Supermom (or you can nominate yourself) email hello@jilldevine.com. Submit the name of the Supermom, where they're from, and a brief description as to why Jill should shout out this particular Supermom. Two Kids and A Career Website: https://www.jilldevine.com/ Two Kids and A Career Instagram: https://www.instagram.com/jilldevine/?hl=en Two Kids and A Career Facebook: https://www.facebook.com/JillDevineMedia/ Thank you to our sponsor: Blondin Professional Real Estate
Celebramos la vuelta de Mala Hierba con el regreso de un sello que, allá por 2015, nos tuvo a todos enamorados: Orchid Tapes. Casa de artistas como Elvis Depressedly, Ricky Eat Acid o Alex G, los estadounidenses han vuelto a editar casetes este 2019 tras casi dos años de silencio. Junto a Confeti de Odio en el papel de fan fatal, repasamos la trayectoria del sello, aunque no podamos evitar preguntamos si no sería ya hora de dar por muerto al bedroom pop. TRACKLIST: 1. Foxes In Fiction – Shadow’s Song 2. Elvis Depressedly – pepsi/coke suicide 3. Ghost Animal – Single Man 4. R.L. Kelly – You’re Not The Only Monster From Hell 5. Ricky Eat Acid – i can hear the heart breaking as one 6. Katie Dey – all on you 7. Happy Trendy – Spirit Week 8. Yohuna – Dead To Me 9. Alex G – Sorry 10. Mathew Lee Cothran & Delaney Mills – Better Off Alone
The Investor's Guide to China from Fidelity International takes you deep into the workings of the Chinese economy and its financial markets. Paras Anand, Chief Investment Officer for Asia Pacific, brings you a cast of investment experts working in the world's second largest economy. Hear how they're uncovering this rapidly developing market and avoiding its pitfalls. Episode 2: Stock picking. China's businesses operate in a unique environment and understanding that matrix is imperative to those hoping to identify the best companies for investment. What are the most effective strategies for finding the winners and what are the warning signs of those to avoid? Joining Paras to take a closer look at China's equity market are Jing Ning, a senior portfolio manager at Fidelity with some 20 years experience investing in the country, and Casey McLean, an investment analyst with a focus on China's technology stocks. With additional contributions from portfolio manager Hyomi Jie and Fidelity's head of Asia trading, Kelly Clark. Click here (or below on Apple podcasts) for more episodes from this series. Transcript Paras Anand Hello and welcome to The Investor’s Guide to China from Fidelity International. I'm Paras Anand, Head of Asset Management in Asia-Pacific, and each episode I'll be taking you deep into China's economy to find out what's driving the country, where the exciting opportunities are and perhaps areas where we should be a little bit more wary. Today: stock picking - the art and science of researching and understanding which companies to invest in, whether those be SOEs - state owned enterprises - or POEs - privately owned enterprises - acronyms you'll be getting very familiar with. China is in many ways still an emerging market and it comes with its own idiosyncrasies. But as markets continue to open up - and there's been big news just as we record this episode - China offers significant rewards if you have the right tools. And bringing their toolboxes with them today to join me in Hong Kong are two of Fidelity's China experts. First we have Jing Ning, one of our senior China equity portfolio managers. Jing you've been looking at this market for some 20 years. What's the biggest misconception that you tend to come across when people think about investing in China? Jing Ning Every year I meet probably dozens of investors, they’re very interested in investing in China and they want to know what's going on from the policy and consumption story and new technology in China. But with that being said I can't feel there’s always a wall of worry with China. Everyone is asking about: China has been growing their credit very rapidly in the past decade and when is it going to stop. They've been building the bridges and railways and infrastructure investment - when is it going to be stopped? And I think the more pessimistic question is always asking, when is the reckoning moment that's going to come? So there hasn't been a year - I can be very honest with you - there hasn't been a year, if I visit my investors globally in Europe and Asia, that they I haven't asked this question, right. So there’s always been this wall of worry on China. Paras With Jing is Casey McClean. Casey, you’re an investment analyst who's covered Asia Pac for almost two decades. The last 13 years you've been really focused on China. You've covered almost every sector during your career in the region. From an analyst’s perspective, what are the big changes that you've observed? Casey McLean I think the biggest changes specifically with China really is the composition of the market. I think if you look back 10, 15, 20 years ago it was dominated by industrials, materials, financials, property. China was back then really the outsourcing factory for the rest of the world. But if you look at the market composition now it's changed a lot. You’ve had the emergence of internet. There's a lot of consumer brands with their own genuine brand value in China. And there's more and more services being delivered in the market every day. I think what's changed is China's gone from a an industrial manufacturing centre to a place of genuine innovation. And that innovation is being rewarded in the market as well. Paras So let's dive into the topic of today's podcast which is stock picking. Jing, how do you go about stock picking and what makes your investment approach unique? Jing You know China's an emerging market. The market is quite chaotic. Everyday we're dealing with policy changes, new competition, and there's always new changes to business models. I think for investors in the China market you really have to know your company well and it takes years, sometimes it takes ages to know the company, especially [because] you know your company better in a downturn than in the good times. Sometimes I tell my investors, although there are so many noises flowing around in the China market every day the key is to build conviction and what comes with the conviction is to know your company really well. And that takes time. Paras And Casey, how do you distinguish a good company from a from a bad company in a market like China? Casey For me, the first point of my process when I'm looking at a company will be to screen out any bad actors by looking for stocks that are potentially accounting manipulators or have some bankruptcy risk or what not. But I try and look for companies that have a minimum level of quality. I'm not saying high quality, I'm saying a minimum level of quality - one that's able to earn a return on invested capital above its cost of capital across a full cycle. There's a lot of cyclical companies in China, especially within the tech sector which I'm looking at. So I don't worry about what they earn last year, I worry about what they're going to earn next year. And if you pick a stock at the right point of the earnings cycle you can be rewarded for that. Jing Yeah, I think another thing is that most people coming to China are looking for growth. They're looking for the next Alibaba, the next Tencent, and people are constantly looking for the next growth story. But Paras, as you know, I’m probably one of the very, very, few value investors in China and actually I think that value plays a very interesting angle in China. The value story in China is not dull at all, it’s quite interesting. For example, Casey and I, we looked at a company called Lenovo. It was two years back and at that time Lenovo didn’t fit into any definition of a growth company. But when we looked at it, it used to have a great company history and it got into temporary trouble and we believed that the company still had a decent chance to turn around and to be a growth company sometime, a couple of years later. Would you say Lenovo was a value stock or growth stock? I would say it’s a very interesting growth stock but with an extremely attractive valuation at that time we looked at it. Paras Was it hard to get excited about Lenovo, Casey, as a technology investor? Casey Lenovo is probably not quite at the leading edge of some of the technology companies that you can look at out there. But I agree with Jing, it was very attractive value. It was spinning off a lot of cash flow from its main division which was PCs and if you could get confidence in their mobile division - which has been loss making for a long time - if you got confidence in that turnaround story there was a lot of money to be made. And so you do need to have very high conviction in those turnaround situations. But doing a lot of work and sitting down with management - we had a full day with management and every head of every division - we were able to gain that conviction. And fortunately that division did turnaround quicker than the market was expecting and they've gone on to do better things. Paras Turning to Jing, you talked at the beginning about this ‘wall of worry’ that investors often climb and one of the things that's often reflected to me is that corporate governance is a huge area of concern. People worry about protection for minority shareholders being different to what you might see in other parts of the world, balance sheets, ownership structures can often be sort of convoluted. So how do we consider those risks. What do you consider when it comes to corporate governance? Jing You cannot invest in China without thinking about corporate governance risks, that’s for sure. But for me, I think about the issue as many different layers of grey rather than straight black and white. Because when I talk to many companies, and sometimes they do things I wouldn't like them to do like related party transactions and they do irrational acquisitions. We you ask them, ‘Why you are doing that? You’re destroying minority shareholder value. As a result, your market value has been going downhill. And the usual answer I get from them, amazingly, is, ‘We don't think it’s a big deal. Why do you think it’s a big deal?’ It’s all about corporate culture and the way they think about what is a right form of governance for the minority shareholders. I think Casey, you probably agree with me, that the active manager plays a role here? Casey Yeah, definitely I agree. I think there is perhaps a perception and a reality that the level of corporate governance in China is lower than in some of the developed markets. But what I try and focus on is the delta in that corporate governance. It's the improvements which drive better quality in the companies and potentially the re-ratings in stocks. And you've seen evidence of that over the last few years particularly among some of the bigger SOEs who have really improved their capital allocation and doing a lot less national interest investing. Paras And you've talked a lot about this idea of trust and building trust in companies. How do we do that? How, Jing, in your process do you go and build trust in companies and the management teams that run them? Jing For me, people are the number one top priority in any business you look at. So usually when we meet a new company, identify a new interesting investment idea, the first step is you go to meet with senior management - CEO and CFO - but I don't think the research work usually stops here. Usually we'll try to meet further staff to try to meet the middle layer of the management - we want to meet the head of sales, the head of marketing, the head of PR and to understand the culture. But that takes time. Casey That's right. I think increasingly over the last few years we've been engaging, collaborating with companies a lot more and they're a lot more open to these discussions, dialogues, two-way streets here. We're not an activist investor in any way but we're trying to work together to generate better shareholder value. Paras So you actually feel your voice is being heard. When you go and see these companies and you engage with them, you feel that even as a minority shareholder your voice is heard and listened to. Jing Yes, sometimes. Every year we try to identify some companies and we send angry letters, we call them angry letters - just basically complaining about something that they have done, not taking care of the interests of minority shareholders. Sometimes they don't pay us dividend and sometimes we think they should do more. In the beginning most of our letters get ignored and we get no consequence whatsoever but gradually, very interestingly, and I think Casey would agree with me in the case of Sinopec, we sent a letter to them, to the board, asking for a sustainable dividend payout policy and they actually responded to us and said they would seriously take a look at our proposal. I'm not anticipating any fireworks coming at the end of the day, they're going to change their behaviour overnight, but that's a very encouraging development I would say. Paras And looking at the composition of the market, they're obviously state-owned enterprises as well as private companies. Casey, should investors approach those differently? Casey Not necessarily. At the end of the day you're just trying to find a company that's going to deliver a good return. But I think there's different risks that you need to be aware of when you're looking at those two different groups of companies. In private companies the potential for fraud, accounting manipulation, those things are probably higher. And they're also smaller, more nimble companies. They can move fast - they can break things though at the same time. Whereas you look at some of the SOEs, they're larger companies, they move more slowly. And I guess the biggest risk with those is that they have to undertake national interests and support the Chinese economy and other companies. Jing I think that basically what Casey is saying is there's always two sides of the same coin. SOEs - they’re taking the state support but on the other hand they will of course take on social responsibility, and private companies, they’re very nimble and very flexible but on the other hand they have a very strong incentive to do well and of course they will have incentive to cheat you to maximise their shareholder value. Casey But there can also be a valuation disconnect. Often the SOEs trade at a big discount to the private companies. And like we say, if you see this delta, the improvement in corporate governance or their earnings profile, that can be a great opportunity especially for a value investor like Jing. Paras So it really seems that it's all about making sure that you understand the individual company and doing the on-the-ground research. Jing Yes. Casey Yeah, that’s right. Paras Well, on the subject of on-the-ground research we spoke earlier to another one of our portfolio managers, Hyomi Jie. Our Asia Editor, Neil Gough, caught up with her for some window shopping in Shanghai to hear about her approach to consumer stocks and in particular how the trend of premiumisation is playing into her investment thinking. Neil Gough I'm standing here at a sprawling hypermarket in Shanghai with the Hyomi Jie, a portfolio manager at Fidelity International who focuses on China's consumer sector. We're at RT Mart in Yangpu, a mainly residential district a few kilometres north of Shanghai's historic riverfront Bund. It's a typical weekday morning in the summer and the store is busy with all kinds of shoppers from across generations. They're picking over produce, looking for bargains, stocking up on bulk items like rice. And this is a retail supercentre. They sell everything from leather shoes to air conditioners to live lobsters. Hyomi, you actively stock pick within China's retail sector and I'd mentioned to you previously that I was interested in seeing how you carry out research on the ground and I assume that's why you brought me here today? Is that right? Hyomi Jie Yes. Yes exactly. You come to this store and you see what kind of consumers are coming to the store and what kind of things they're buying, in which aisles they're spending more time. So that helps me to gain a bit more insight into what kind of brands are gaining traction and what kind of products are gaining interest from the everyday consumer. Neil One of the trends across the consumer space that we talked about before was premiumisation and how customers are upgrading their purchases across a whole bunch of different categories. How does that play out in an environment like this, in a supermarket? Hyomi Premiumisation is a trend that's going on across all the sectors in consumer, I should say. It's really driven by the growing income of Chinese consumers and expanding middle class and their desire to want and aim for higher quality products. And in a supermarket environment you can see that people will choose higher quality, higher price items within the same brands, or they might move up to the perceived higher-end brands. But also within the fresh produce that is happening as well. If you see that in the traditional supermarkets you can see the piles of meat products in the very typical Chinese supermarkets. Neil And some in front of us here today. I see the butcher swinging his cleaver here in the background. Hyomi That’s right, that's very normal and that's still the majority. But you can see in a small section, which is expanding, you can see that there’s branded pork, branded beef, and it is packaging in a small format that's suitable for a single households and younger generation who don't want to spend too much time cutting and cooking. Neil So individually wrapped in plastic as opposed to a giant slab of ribs or something like that. Hyomi Indeed. The per unit price should be higher by easily 20-30 per cent but from consumers’ perspective maybe you can actually save food by not buying too much at once. Also it's much easier for you to prepare your food. Neil So you're paying more per unit but you're probably wasting less on the whole. What does it mean for a company at the bottom line level? Are you seeing that feed through in revenue and in sales? Hyomi It's still a small portion of their revenue but the companies who can take advantage of this kind of trend with better marketing and better merchandise will obviously be able to attract more customers to lead to better revenue and at the product level, at the unit level, they should be able to generate better returns and better margins. Neil Beyond supermarkets, when you look across retail, what other areas are you seeing premiumisation playing out? What are some of the other sectors? Hyomi I should say that in services the premiumisation is also happening. The overseas travel has been growing faster than domestic travel in a very consistent way for the past few years. And that’s shown in the duty-free stores’ revenue growth trends in the past few years. Neil And then when you're not running around the aisles of supermarkets like these what are some of the other things you're doing on the ground to carry out research when you're coming to China? Because I know you do travel here quite often. Hyomi When I come to China I try to spend my time here as much as like locals. So, I take Didi and go to other department stores or I go to meet my friends and on the way I get to see many different things like what's happening, what's changing. Also, the payment pattern is definitely changing in China. So, it is indeed a cash free economy at the moment. You really need to pay for things with Alipay or Tenpay. Another thing that I have been doing for more in-depth research is to spend a couple weeks with a Chinese family doing homestays. So last year I spent two weeks in Shenzhen with a Chinese family of four members where I could learn about their consumption behaviour, their aspirations, what they care about for their children and their parents and their wealth creation, all these things. Soon I'm going to go to Chengdu and will spend another two weeks with a Chinese family over there. Neil Thanks Hyomi. That's a really interesting look at how stock pickers are doing their research on the ground in China. Paras So Jing, Hyomi paints a rich picture there. She's spending time in the new engine room of the Chinese economy as we can hear, in these shopping malls and spending time with families, really going in deep to help her understand the country's changing consumer trends. But stepping back a little bit, what about the equity markets more broadly. How have they been developing? Jing I think there is a key element currently missing from the whole story which I think is very important going forward which is the income element in China. The income story globally has been a very popular strategy but very few people associate China with the income element because people come here looking for the growth story, they’re not looking for the dividend story. But China is actually changing into a very interesting income story. We're not growing 10 per cent every year, right? This year we're going six, next year we’ll probably be growing at five or something. But for corporates they’re free cash flow is improving and with cash coming in they now have an opportunity to think about another capital allocation perspective which is paying dividends. Paras I mean when I think back to some of the changes we saw in the European market, so going back 10, 15, 20 years ago, companies were prevented from paying dividends because boards would often think that you were taking money out of the out of the pockets of the employees and giving it to shareholders. But I've always thought that there's an association with companies paying dividends and treating minority shareholders well with a maturity of an investment market. So, Casey is this good news from an analyst’s perspective? Casey Yeah, it definitely is Paras. I think the thought process for some of the Chinese companies in years gone by was that dividends were simply paying money out of the company away to foreigners. That's gradually changing and I think there's a recognition that the capital structure is more important. And they have made some significant progress. It's been helped by the government: SOEs are now mandated to pay out 30 per cent of their earnings. And I think if you look at the market as a whole I think it trades on about a 2.5 to 3 per cent dividend yield, which is actually higher than the US, the S&P 500. So, it's still got a long way to go but they've definitely made some significant progress. Paras And of course it's such a strong signal of the continuing evolution of these markets. As I mentioned earlier in the introduction there's another significant development, which is that the Chinese regulators have dropped quotas for foreign institutional investors, or QFII. This is a really big deal, isn't it Jing? Jing It is. It is indeed a very big deal. That means that the market will in some way become open access for everyone. You don't need a quota to buy China A shares. That actually brings a sweet memory for me. I remember back in 2004 I was at the door of CSRC [China Securities Regulation Commission] applying for the QFII license and applying for the QFII quota and we got thrilled when the regulator awarded us $50 million QFII quota. And we thought that was quite an achievement back in 2004. And now, 15 years later on you don't need a quota to buy China A shares - very exciting as well. So, I think that with the years it’s moved along, and without a quota or any kind of restriction tacked on to it that just means that the market becomes a very friendly, even playing field everybody. Casey Yeah, I remember I had a similar circumstance about 10 years ago, as well. I remember applying for an additional QFII quota and the process was very laborious, very bureaucratic. It was almost government-to-government-style negotiations and removing that sort of hindrance to foreign investors is a huge plus for the opening up of the China markets. Paras And obviously when we think as investors we're always thinking about investing for the long term and there's a difference that often people think about between long term investing and and then thinking about the market in China which they see as being very volatile and retail driven. Do you think that there is an opportunity reframe the investing proposition for those domestic savers? Casey Yeah, I think it's a gradual process. But all of these measures that the government’s instituted to get foreign investors, foreign institutions investing into China means that they're less driven by speculation, they become less short term, the market becomes much more fundamental-based. And I think if you have a long history of following those fundamentals you’ll have a big advantage in the A share market as it develops. Paras So what exactly do recalibrations like these mean on a practical level in terms of trading with and inside the country? Investment director Catherine Yeung spoke to Fidelity's head of trading in Asia, Kelly Clark, to find out. And a short caveat before we hear the interview: this conversation was recorded before the latest announcements around the scrapping of the QFII quotas. Catherine Yeung We've seen a whirlwind of changes relating to access and regulation for trading when it comes to the Chinese markets. Volumes have skyrocketed but there's still a number of hurdles to navigate. I'm with Kelly Clark, Fidelity's head of Asian equity trading, based here in Hong Kong. Kelly, you've been in the market now for eight years. Can you share some of the biggest changes you've seen over this period? Kelly Clark Sure. For starters, when I first started trading the only way to access China was through QFII. And I was actually at a hedge fund at the time so the only way we could do that was synthetically, which made it very difficult and very expensive to actually access the market. So, I would say the biggest change in my tenure has been Stock Connect, which went live in 2014 and that was far more affordable to reach. You didn't have the issues with putting cash upfront or with repatriating cash back out of China. So it made it much more palatable to invest in. That also piqued the interest of the MSCI and FTSE and why you have the interest I think you have in it now. Catherine So, in layman's terms, Kel, what's the key differences between QFII and Stock Connect, especially from a trading perspective? Kelly You've got the ability to trade with different counter parties, again you can move cash more freely, it's a lot more familiar and the counter parties that you’re trading with as well. It was just a lot easier to access and open accounts. Catherine With QFII? Kelly So QFII still has its advantages. You can trade during Hong Kong holidays, which you can't do through Connect. You can also invest in the full universe of stocks versus the limited amount that you have in Connect, which is about 1200. The bigger one being now that it's the only way that foreigners can access the Star IPO Board. Catherine Yes, the Star IPO Board, I'm glad you mentioned this - so this is a science and technology exchange similar to Nasdaq? Kelly Correct. So I think the driver of this, as you mentioned, was for the Nasdaq. So for new sort of unicorn tech type companies to come to market within China. Catherine So we are seeing more foreigners - whether it's institutional money, retail money - going into the market. This is obviously being driven a lot by the Chinese government's policies to open up the capital markets, both equities and fixed income. So when we have the second largest economy in the world, a government who's very pro opening up the capital markets, can you please put into perspective just how big China is? Kelly So China actually represents 70 per cent of all of the turnover in equity in Asia. Catherine If we're seeing all this turnover, is it an easy market to trade? Kelly It's a liquid market to trade. I wouldn't qualify it as easy because it's actually still very volatile considering you've got the retail investor base that you do. I think there's still a few hurdles in getting more foreign investment into China. One of them being access to hedging instruments, so futures would be the main one there that everybody's looking for as a way to hedge out their index risk. So, there are there steps that the government's taking there or that the exchanges are taking there too in sourcing solutions for that issue. There's also a number of nuances still around settlement cycles, funding, broker settlements, but again they're pretty small nuances and the government is focused on getting those looked at. Catherine Kelly, thanks so much for your time. I mean it's a fascinating market to trade and to watch the developments in terms of the progress. Paras, that's all from us here on the trading floor in Hong Kong. Paras So Casey, with your tech focus on China what do you make of the launch of the Star Board that Kelly just mentioned? Casey Yeah, the Star Board is a really interesting development. It's another one of these baby steps to opening up and broadening the Chinese markets. But I think the fact that it's a registration rather than approval structure to list a company there is is quite important. It means that these loss-making companies, these high-tech companies which are innovating, can list and it gives them a new source of funding. I think from then from investor point of view it also opens up the opportunities to some of these smaller innovative companies that were probably only available to PE or VC type investors previously. Paras And Jing, you’re a self-proclaimed value investor. Have you been looking at technology stocks at all recently? Jing Of course. Actually, last year a very decent amount of my time was looking at the technology sector, in particular in the context of the trade war between the US and China. A lot of technology stocks were falling victim because of that and valuation for some of them looks really, really compelling even from the perspective of a value investor. Paras Trade wars was one of those things that we talked about on the last episode and we made a call that it would be not a short-lived phenomenon and so it's proved. But for a stock picker such as yourself, Casey, how do you deal with a backdrop of trade wars when you're trying to find individual opportunities. Casey Like Jing says, the tech sector really has been in the crosshairs of the trade war and the volatility that that's brought has made it quite difficult, especially when the sentiment of the market can turn on a dime after just a single tweet. But having said that, it did introduce some value into the sector and there have been buying opportunities. And if you focus more on the longer-term trends there is an opportunity for Chinese companies to become more self-sufficient in some of the tech areas, take some revenue, some business opportunities off the US companies. And so I am increasingly looking for those opportunities on a long term basis. Jing I think like the Chinese always say, every crisis comes with an opportunity. So when we think about a trade war of course the relationship between these two countries - I think, in my personal view - is fundamentally changed going forward. But that actually leaves an opportunity for China to rethink its supply chain. They want to reduce their dependence of some of their key supply chain components to external parties and they want to rebuild some of the supply chain companies. And, of course, they want to build a domestic economy to fend off any uncertainty coming from global trade. And I'm hoping that this trade war will push policymakers to really seriously think about market reform because when one door is closed you want to open the other window. Paras So it really sounds like when we come to think about China from a stock picking perspective that despite all of the development of the market, all of the maturity and some really key changes that we've talked about with respect to companies looking at returns to minority shareholders, actually there's no shortcut to doing your homework properly. Jing Of course. For me, I have been investing in China for the past 15 years. That market for me today versus 15 years ago is equally challenging, equally new, and equally interesting. It’s just like a brand new market. Casey Yeah, I don't I don't think there's any substitute for boots on the ground and kicking tyres. Paras Great. Well that brings us to the end of our show today. Thank you to my studio guests Jing Ning and Casey McClean, and to our other contributors: Hyomi Jie and Kelly Clark with Catherine Yeung. And thank you for listening. If you like what you've heard then please rate and review us on your podcast app, we really appreciate it. And if you want to read more of what's been covered today then please go to our website. Our producers were Seb Morton-Clark and Neil Gough and our editor is Richard Edgar. Until next time, from Fidelity's Hong Kong studios, goodbye. See omnystudio.com/listener for privacy information.
The Quest for 100 crew talk about a classic comedy, The Office. Justin & Brian have differing views on the show, find out where they stand, along with history behind the show and how the show rated over the years. Be sure to chime in on the 'Delusional Thinking' question for the week: Creed, Kevin & Kelly: You must pick one person to be your desk mate for 5 years, one person you are trapped with in an elevator for 10 hours & person is your trainer at your next job.Twitter: https://twitter.com/TheQuestfor100Facebook: https://www.facebook.com/Questfor100Podcast/Instagram: https://www.instagram.com/questfor100podcast/
The Quest for 100 crew talk about a classic comedy, The Office. Justin & Brian have differing views on the show, find out where they stand, along with history behind the show and how the show rated over the years. Be sure to chime in on the 'Delusional Thinking' question for the week: Creed, Kevin & Kelly: You must pick one person to be your desk mate for 5 years, one person you are trapped with in an elevator for 10 hours & person is your trainer at your next job.Twitter: https://twitter.com/TheQuestfor100Facebook: https://www.facebook.com/Questfor100Podcast/Instagram: https://www.instagram.com/questfor100podcast/
Greetings, this is Kelly Coughlin, CPA, and CEO of EveryDay CPA providing tax accounting and revenue solutions to individuals and businesses throughout the U.S. In today’s podcast, I am going to interview a former grizzly bear. Yep! In a former life, for 30 years, he was a grizzly bear who took the shape of an IRS Officer, seizing assets and pursuing DOJ tax lien foreclosures. David Ronquillo began his career as a revenue officer in 1980 in Seattle. He has held positions as Field Collection Group Manager and Senior Collection Policy Analyst. Currently, he is helping tax professionals increase their knowledge and skills representing clients who are dealing with the IRS Collection operations. David, I want to welcome you to the EveryDay CPA Podcast. Kelly: I have a couple more questions on kind of the behind the scenes dynamics of the collection area, one is, what are some of the motivators or behind the scenes incentives that influence an agent that works on these cases, that work in favor of the taxpayer, and certainly which ones don’t work in favor of the taxpayer? I am thinking, you know, there is a pressure to close the case to get it off the table, right? We have heard all that, is that a fair statement, that there is the pressure to gets things closed, right? David: Right. Kelly: Does that pressure help the taxpayer or hurt the taxpayer or is a neutral? David: It can depend, and I can see it go both ways, for example, if it’s an egregious case, you know, the way that they ran the tax up, you know, a trust fund recovery penalty is a classic example. IRS may spend more time on it digging for assets or digging for a way to collect what is owed, simply because of the way the tax was generated or how cooperative - did they do what the revenue officer asks them to do or are they going out to try to refinance their house? So, in those instances, the case may be directly classified as a case that’s over-age. It used to be nine months. If the case was older than nine months in the inventory it was over age so then management starts looking at it a lot closer trying to figure out, what do we need to do to close this case? But if it’s a good enough case where it should not be closed, the IRS is not going to close it. On the other hand, if it’s a simple payment agreement, taxpayers can come in, they can make monthly payments, case is getting old, hey, let’s get the payment agreement written up and let’s get it closed. Let’s move on to something else. So, the pressure on closing the case can work both ways, it just depends on what your circumstances are. In dealing with the revenue officer, I always take the choice, because I hear these advertisements on the radio, oh, yeah, we do battle with the IRS, we fight the IRS, this and that. I don’t fight the IRS because it’s not effective. When people would fight me or fight my revenue officers, it was never effective because I used to tell taxpayers when I was a revenue officer, you don’t want to cooperate, fine, I will clear my desk and I will just have your case on my desk and I will spend all my time on it trying to figure out how I am going to collect from you, okay? So, because you are having an interaction with another individual, another human being, and people like to be treated well, like to be treated nice, the revenue officer is the same way, they go home from work to a family, to a family dog, they are regular people. So, I always advocate, try to solve the case for the revenue officer. If you know what the rules are, the procedures are, what the internal revenue manual calls for with the case within those parameters. If they owe tax you know that the revenue officer is going to want a 433-A, a financial statement or if it’s a business 433-B, you know what the standards are, don’t ask the revenue officer to grant $5,000 expense for mortgage and utilities when the standard for the area is like 2,000 bucks. So, work to resolve the case for the revenue officer, that way they don’t have to spend as much time of concentration on your case. Be cooperative, you have got a deadline, try to meet the deadline. If you can’t meet the deadline, at least call the revenue officer ahead of time and say I can’t meet the deadline and this is why, and generally they will extend the deadline. Don’t argue with them over issues that are not important, okay? In my example, the mortgage and utilities are $5,000, the standard is $2,000, why are you arguing with them over that? You probably won’t get it. I mean, you can put a little bit, but why, “Here is all the utility bills and this is why.” But I would much rather spend my time arguing with the revenue officer over something that they did wrong rather than something that I know my chances of winning are slim to none. Kelly: You keep referring to the revenue officer, what’s the hierarchy of IRS case management, the point of contact, taxpayer? And, parenthetically, I am going to assume that you recommend in most cases that a taxpayer get help from a professional that knows how to navigate these areas, is that a fair statement? David: Yeah, It is. It depends on the case. It depends on how much the taxpayer owes. If the taxpayer owes $5,000 and they can pay $500 a month then I would just tell them, hey, call the IRS or send in a letter to the IRS that you want to make a monthly payment agreement. If they owe $50,000 or $150,000 then that’s a lot different, and then it depends on what they have. Taxpayers, what I have seen, they don’t want to spend their time trying to deal with the IRS. They don’t know how the IRS works; they don’t know how the IRS thinks; they don’t know the IRS language and they don’t know what the IRS can do to them. And I have had taxpayers come to me after they have dealt with the IRS, and generally, they have a deadline put on them and now they want me to fix the problem. And that’s like, well, you’ve got a deadline from the IRS which is in three days and you expect me to do all this work for you, and if the work is not done, financial statement is not submitted, they are going to lobby. I can’t guarantee you that I can do this. My recommendation to taxpayers is, do not contact the IRS. Generally, if you owe enough money and you don’t feel confident in dealing with the IRS, contact a professional that knows what they are doing, knows how to deal with the IRS, because you’ll probably sleep a lot better at nights rather than you trying to deal with the IRS. Kelly: And if you are a tax professional and you don’t know how to navigate through this side of the IRS area, the collection area, then that’s your focus now in your business enterprise, correct? You are helping tax professionals navigate through these waters? David: Yes. I am going to stop representing taxpayers, simply, because I have done it for close to 40 years. And what I would rather do now is just simply act as a consultant to tax professionals. If they have questions, I’ll help them develop strategies on particular cases. You know, I attended the National Association Enrolled Agents conference at Las Vegas every year and those are good conferences but what I see happening is that you have folks coming in and they kind of learn representation to add it on to their practice, which is good, but you sit there in a seminar for an hour to an hour and a half to two hours, for example, on filling out a financial statement, 433-A, that’s really, in my opinion, not enough, because there are implications to what you put down on that 433-A. Anybody can fill it out because you are just putting down numbers. So, if you write down for real estate, three bedrooms, two bath resident, that its fair market value is $500,000, and the mortgage against it is $100,000, for equity of $400,000, you have to know how the IRS is going to look at that $400,000, especially a revenue officer. You just can’t submit that 433-A and say to a revenue officer, here it is, and have yourself wide open or no prepare your client. The revenue officer is going to ask you to go borrow, so let’s get started right now. Kelly: Right, right. David: So, the seminars are good but until you really get out and start working cases, Offers in Compromises is another one, the Acceptance Rates on Offers in Compromise is just under 50 percent. I don’t submit a lot of offers but everyone, I’ve probably submitted maybe about 10, 15, at the most, everyone has been accepted except for one, and that is because she went and got a job, that increased her income which kind of blew the offer up. You know, you have to be really, really careful on what you are doing so that you can achieve success for your clients. So, my plans now going into the future is, do consulting work. People want to call me up, this is what I have got, this is the type of case, I can kind of walk them through it, and try this, this and this, and if that doesn’t work, you know what, let’s try this. And just, you know, basically be a coach is what I want to do. Kelly: Yeah, got it. So, back to that question, hierarchy of case management, you have got the revenue officer, the next level up from that, like his supervisor, what do you call that supervisor? David: That is the group manager, and that group manager is going to supervise anywhere from 10 to 15 revenue officers; above that is the territory manager - that was my last position, it was a territory manager, and they are supervising anywhere, nowadays, because the personnel has shrunken, you know, five to 10 groups. And then above the territory manager is the area director and he or she is supervising…They have States, like here in Texas we are a part of the golf state area, that area director is in Huston. And golf state, they did some reconfiguration, but it used to be Texas, Louisiana, Alabama, Mississippi, Georgia and Tennessee, and, I think, Arkansas. Kelly: Okay. So, back to revenue officer, so, let’s say we have got a revenue officer that says, I want to go after retirement assets, I think earlier you said they have to go up three levels so does that mean it goes to the area director or the territory manager? David: Goes to the group manager, the group manager forwards it to the territory manager who forwards it up to the area director. Kelly: Alright. David: Every area has what’s called a technical analyst and this person will review the case for the area director, looking at the technical aspects of the case - does it meets the requirement for whatever the revenue officer is asking for? And if the technical analyst says, yes, this is good, they will give it to the area director and then he or she will sign off on it and they’ll go and come back tomorrow and open the levy. Kelly: That’s retirement assets and then the personal residence, same thing but it goes up one level above that, did you say? David: Yeah, it will go up through the area director and then it goes over to a special unit called advisory, and these are senior revenue officers that will look at the case again for technical issues. Does it meets the technical, the legal and technical, does it meets the requirements for doing the seizure? The case will then move over to IRS council’s office for review. They will review it for the same thing and they will then forward it over to the Department of Justice Civil Tax Division for the DOJ to take it in to Federal District Court to get an appointment to take it to the Federal District Court. Kelly: Okay, that’s very helpful. I have two final questions, unrelated, where you talked about OIC and some of these other tactics that are used to deal with liabilities. Let’s talk about CNC, Currently Not Collectable, once a tax liability goes into CNC classification that kind of puts everything on hold, there is no more collection activity, when does it get further attention, it won’t stay in there forever? What’s the catalyst to get it out of that, is it a tax return that gets filed and then the IRS notices, oh, this guy is making ten times the income now, is that more or less what happens? David: That is what happens, the IRS when they see a case they will set an income threshold. It’s in the internal revenue manual on how they calculate that. What they are looking at is necessary living expenses, and they set the threshold a little bit higher than what the necessary living expenses are because they don’t want a case that is generating out just because the taxpayer went $5 over what their necessary living expenses were, but they’ll set a threshold and then when subsequently file tax return, the income will be matched up against what the threshold is. And if their income is now greater than what the threshold is the case will then be regenerated out for collection because the assumption is the taxpayer is making more money now they can start paying towards something. If the taxpayer never exceeds that threshold the case will never come out, the statute will expire and that will be the end of it. Kelly: Alright, okay. David: And even, I think, if the taxpayer doesn’t file tax returns it won’t be put out of CNC status but what will happen is the IRS will be asking for the tax returns which is a whole other area to go into. Kelly: Yeah, right, right, okay. Alright, the final question is on internal collection versus external collection. A part of these ads we see on TV is, the IRS has hired a bevy of external collection agents that will really go after you, if you think your life was bad before, it really will be bad now. What are the facts on that? David: Now, there is big controversy over these private debt collections. The National Taxpayer Advocate is definitely opposed to it. IRS management, they tried this a number of years ago because they want to assign the low hanging fruit to cases that they cannot collect, the CNC cases to these private debt collectors. The most that they can do is make a phone call, try to locate the taxpayer and make a phone call but when it comes to actually resolving the case, say for example it’s a CNC case, private debt collector gets in touch with them and the taxpayer says, well, okay, I want to pay $100 a month, that case has to go back to IRS. IRS has to set up the payment agreement. They have no enforcement authority, basically, they are just trying to talk people into paying what they owe, track them down and pay what they owe. Internally, like we said at the beginning, the brown bear can chase them up the tree but the grizzly bear can just rip the tree out, that’s what IRS can do. Kelly: Yeah, right. Well, that is terrific. So, your market now is to help tax professionals help other taxpayers with tax liability issues. How would you like them to get in touch with you, telephone call, email? David: My email is david@dfwtaxhelp. That’s delta foxtrot whiskey tax help, h e l p.com. I have a website dfwtaxhelp.com, phone number is 214.997.4470. Kelly: That’s great. David: Yes, people have questions, you know, and I will tell you, NAEA just came out with this forum where people can post questions, and I look at that sometimes and people will post a question on collection issues, maybe something on an offer, and various people will respond. And I look at that and I think to myself, the person that is asking the question is maybe getting two or three lines of an answer. And in a lot of stuff in collection there is permutations to it, there is different nuances that can occur. You can plan to go down one path and you have to know what’s down that path that can mess things up. So, I see that forum is good for quick short answers but if you really, really want to know how to handle a specific situation you really need to talk to somebody that is familiar with the situation that can give you some good directions, to give you good ideas on strategies of what to do. Kelly: That’s terrific. Well, David, I look forward to having you on my team to help me and my customers deal with this because I think you are a terrific resource to have and I am glad that that former grizzly bear is in my corner and are helping people. I like that. David: I like that. I will have to tell my colleagues that I am still with the IRS. It’s terrific. Well, thank you, Kelly. Kelly: Thanks. David: Alright. Kelly: I enjoy talking to you, great. Bye. David: Alright, bye, bye.
Hello this is Kelly Coughlin, I’m the CEO and a CPA with EVERYDAYCPA. We work with small business owners on strategy, tax, accounting, and risk management throughout the US. I personally like to work with soon-to-be or wanna-be new business owners. So, I am always on the lookout for innovative and cost-effective solutions to help business owners create, launch and manage a new business…and increase the likelihood of success. And that lead me my guest today, RYAN ASHE, the founder and creator of BIZBOOSTIO. Ryan are you there? Ryan how are you today? Ryan, I sent you an email when I heard about your group and said I would like to interview you and ask you five questions on your vision for BIZBOOSTIO. I gave you in advance the categories…but I did not pull CNN debate moderator trick and give you the questions in advance. Is that correct? Yes… So Ryan, since you are the brains and the idea guy behind BIZBOOSTIO. My first question is: KELLY: WHAT Any new business or new business idea, has to be filling a need or void in the market. Let me just ask it simply, WHAT is the need or void is BIZBOOSTIO filling. That's a great question Kelly. I could not agree with you more that any new business entity that is just starting up needs to fill a void - or in this case a need. A need that I don't feel is being addressed. For instance, in high school you weren't given a class to teach you the basics of personal finance well the same is true for small businesses and start-ups. In this great economy that we are having, there are more small businesses opening than ever before BUT how many of them have the business knowledge or networking connections to maximize their chance of success? That's where we AS A COMMUNITY…step in. We AS A COMMUNITY want to offer the know-how, knowledge, and experience they aren't finding other places…COST EFFECTIVELY. We want to offer this through our community of other business owners and expert advisors. Unlike other groups that focus on small businesses, we want to focus on the business itself and not totally what nonsense is happening in D.C. We are there for the business owners all the way not just when we want more MEMBERSHIP money from them. KELLY: Is there any company or organization that’s doing this now? Or something similar the groups of business organizations that come to mind are · NFIB, ROTARY and LINKEDIN · Are these organization in your space, if no why not…if yes, why are you better · Lets start with ROTARY · NFIB · LINKEDIN RYAN: Let's take that one at a time because they may have SOME overlap they are very different in their approach and I would like to point those differences out. A. Let's start Rotary I think that Rotary does a good job on a LOCAL community level but that is really the extent of it in practical terms. The simple truth is we don't live in the pre-digital world anymore. The world is now flat and we don't have to look at it like Pandora's box has been opened - on the contrary, it is a GREAT opportunity. For example, if you are opening a restaurant for example in Columbia, MO in the Rotary model you can talk to other local businesses and that's great but how great would it be to be connected to other restaurants owners across the country to be able to innovate and share experience of what has proven to work and what has proven not to work - Your business will greatly be enhanced and you can provide your customer with a vastly better experience. This is true for not just the services but for ALL start-ups and small businesses. B. As for NFIB, they are really large but with an organization, their size and age comes bloat. We at BizBoostio want to stay lean and strong for the business owners and not have a top-heavy structure filled with fat cats eating up the money that should be used to benefit the members. Also, 80-90 of their focus is on legislation and although I will say they have supported good bills throughout the year they pay little to no attention to the business owner COMMUNITY. The most common thing I hear from former members of NFIB is "I only see them when they want more money". I also don't like the outdated high-pressure sales approach they use they have used the same script for over 50 years completely unchanged in a door to door model that is completely outdated and completely misses the modern digital business market completely. C. Linkedin is great in some ways but what it lacks in my eyes is the dedicated community of business owners not being constantly shilled to and having their data sold without their knowledge for profit. Linkedin started as a place to get a job…and has tried morph into a networking deal…but they really don’t want people connecting on the planet earth…they want to connecting virtually….we think nothing replaces human connection. Bizboostio is not primarily a digital marketplace but a vibrant, dedicated COMMUNITY who's sole purpose is to grow and educate business owners. We are kind of the synthesis of NFIB, Rotary, and Linkedin…with a little bit of social meetups and Facebook thrown in…we are taking out the bad elements from all those and leaving the good but adding some great things. KELLY: You mention Facebook…I want to talk a few minutes about FACEBOOK…a lot of business people are disgusted by the noise from the Facebook audience…and the bias and shadow banning going on by FACEBOOK content managers…Is there are an online social media component to this? Do you see this being a replacement to FACEBOOK for business owners? RYAN: That's exactly what it is. Facebook is so out of touch and bloated that it offers very little to help a budding business or any business for that matter. AND you don't want to get me started on the data-stealing issues they have going on at Facebook. Plus who needs all the scammers and trolls that fill the Facebook platform. It's a true shadow of its former self. KELLY: How will people use this…how do they CONNECT with other people. You say a business owner will be able to get help from other business owners…how do they actually go about that RYAN: They begin by listening to our podcast. Then they simply go to www.bizboostio.com where we have additional information. They simply sign up and then we integrate them into the bizbootio culture and give them the networking tools to connect with other business owners and BAM you are on your way to success. As we are still expanding out we are giving early adopter rates and will offer them exclusive specials in the future as we roll out more features. KELLY: My next question has to do with money…I know you are doing these podcasts and these are free, correct? What’s the revenue model for you and BIZBOOSTIO? 5. We expect to charge a reasonable monthly fee of $40 to $50 bucks to access the community. Although I don't see it as a "monetization" model but an instrument to improve the lives of as many small businesses as we can. Because unlike some of those other organizations I spoke about a few moments ago we realize it's not just about numbers on a balance sheet. It's about mothers and fathers, Sons and daughters - family, and at Bizboostio we want to help make your business life succeed because we know when it succeeds your family succeeds and when families succeeds America succeeds. KELLY: Well Ryan that’s sounds interesting…for me personally and professionally, if BIZBOOSTIO could be a noise free, troll free, shadow ban free version of FACEBOOK for business owners that would be great…and I personally thinking charging a membership fee is a start to doing that…free attracts everyboday and I would not be interested in this if it this included EVERYBOY. So, how do people find you…are taking members now…how can they join.
Ready to Positioning Your Business to Profit? Go to-->>> http://positioningtoprofit.com/HLP_029.mp3Patty: Hey there my legacy leader This is Patty Domínguez with Episode 29 of Her Legacy Podcast Reinventing yourself and your Business with the amazing Kelly Howard, Kelly has had an amazing run at entrepreneurship. Being a business boss she has started and built and sold business number four. So in this episode we're talking about how to know when it's time to sell how she knew literally what was holding her back from selling.And then just the overall mindset of what it takes to get into this frame of mind and do it knowing setting the intention that on the other side of it you're going to be fine. We know that being an entrepreneur is not for the faint of heart.And so I deeply appreciate these kind of conversations with women who just have that fortitude and the knowingness and setting the intention and seeing it through. I particularly admire women like that so I'm super excited to share Kelly's story with you here on Her Legacy Podcast. And please do hit the subscribe button if you haven't done so. And of course let me know what you're thinking about this episode. What other topics do you want to see? Because I'm always looking for new guests to bring to you my legacy leader. So this episode is a special one with Kelly Howard. Please do enjoy. And here we go.Patty: All right Kelly Howard thank you so much for being on Her Legacy Podcast. It is such a pleasure. And it was actually commenting and how fresh faced she is today. She's putting me to shame you. And because this is not a video podcast Thank God then just wondering knowledge with you. OK. And welcome.Kelly: Thank you. I'm super excited to be here and I told Patty that the reason I was so fresh faced was I actually showered this morning which of course when you're online you have to do that right.Patty: The secret of owning your own business you know getting to decide whether you want a shower or not. I wanted to just say we met in person at a mastermind a week ago and it's such a joy to connect.And I got to tell you I did a show talking about just how important connecting in person is. I mean you can have group code you have an online presence and doing that kind of thing but there's nothing like being physically in front of a group of people and connecting at that level.So I just want you know I'm so glad I got a chance because we were laughing so much and having so much fun and learning and immersing ourselves and just new depths of opportunity and it just been fantastic so far.Kelly: Yeah it was very brilliant.Patty: Yeah it was awesome. All right. So I'd like to get braggy with all my guests and I want to know what do you believe your superpower is.Kelly: Oh my superpower. OK. My superpower is a weird one. I have the ability for good or for bad to not remember something that wasn't good. So yeah. So this is the way that works. Like I'm just going to make something up. Let's say that someone did a really bad review on me.Patty: Yeah.Kelly: Right. I like Oh Bad review. And then that would be it. I would never remember it again. And if I saw that person I wouldn't remember that it didn't happen like there were times when my partner would say you can't do business with that company again. Don't you remember what happened I'm like No.?So my team part of their job is to keep track of things like this. I don't know if it's a superpower but it really makes my life easy.Patty: Oh my God. Well we know that the cause of our suffering is attachment. As the Buddha says and that your ability to be removed from the outcome is exceptional and that is literally what causes all suffering.Kelly: Yeah, I guess that's a great way of looking at it. Thank you.Patty: Yes. I mean I literally get chills because how many I remember in my first podcast that I had this was in 2015 I think we got one bad review and it was completely ridiculous it didn't have anything to do with anything with the podcast. I was literally sick about it.I was like how could somebody not appreciate it and we just take it so hard or if somebody comments on your work I mean how often has that happened. Or something as not well received. We look at the bad and bypassed the good and we just get mired in the bad.Kelly: Yeah. It doesn't help I know that like at one point I used to check and see why people unsubscribe. Like if they unsubscribe from email list. Well because Kelly Howard is a litchi cried a lot so hard And after that it's surreal I don't I would look at my own tabs anymore.Patty: Oh my gosh.Kelly: I remember it. But it struck me as a rather funny actually. So yeah yeah I guess it's just holding on those things just doesn't help much.Patty: It doesn't. It doesn't. That is truly a superpower. The one thing that I say is just as a total aside I have been so amazing about, I want people to unsubscribe like don't waste my e-mail service provider people's space type of thing. If you're not interested. Yeah. And I think it was Lisa Carpenter last year she talked about doing a massive cleanup just kind of a recon doing her e-mail list.Kelly: Sure.Patty: It just unapologetically. She's like you know these people are never going to do business with me because I know we have such an attachment to our list size as supposed to the quality. So just as a little aside as it comes to my mind there's nothing wrong with that.And I know we just put so much weight on these dumb things that don't matter at the end of the day and you just a perfect example of the way they explained it you were you just laughed it off you know.Kelly: Yeah.Patty: Yeah. It's incredible. All right. So I thought it was so fascinating when I read when you first fill out a form or just about just what you've been doing in this incredible background that you have had you started growing building and selling for different businesses.Kelly: So you're truly truly an entrepreneur.Patty: Yeah.Kelly: I don't. I mean I work well with others but I don't work out what someone tells me what to do.Patty: Amazing. So tell me about like is this something that you always knew that you would do or did just organically happened because you're just wired that way for something new.Kelly: Yeah I think I am just wired that way. I couple of very young stories like you know I learned very early on that if I wanted a horse I had to clean my horse stables. I did the horses Ta da da Right. So that's how I figured out that I got what I wanted.So a few years later I was able to drive. I was 16 at the time and I saw a fruit stand on the side of the road. I stopped and I'm you know watching these people and people just fine all this stuff and I thought why can't I have a food stamp. So I served fruit stand and my mother said we look like the grapes of wrath.My little brother and my friend from down the street to work we would drive to this fruit stand every day. But it was amazing like I had no knowledge that I couldn't do this. So I just did it and we got shut down by the Health Department they extend something back up again. Well, All right. And it was stupid just like how much money we made. It was crazy.Patty: Wow.Kelly: And it just kind of stuck with me after that. And then you know I don't do well with someone telling me what to do. You know I'm just not very good at that. So it just stuck with me and that's what I've been doing ever since.Patty: And out of curiosity what are your core values.Kelly: Oh freedom is clearly the number one driver.Patty: Yeah. Yeah. And that is just we're really addicting. And here's the other thing is that the fact that you just did it and didn't even think you have this ability to remove yourself from the outcome. Did you have any fear of failure or anything?Kelly: Oh at that time no. I will say that as I've gotten older and businesses have become more successful then absolutely. Like right now and I'm sure we'll talk about it later but right now I'm in transition so I'm starting something new. Like early it's on my desk whatever new it is. And there's absolutely some I don't think fear is the right word but if I paid attention to it I would be afraid. So I have to just like or remove myself from the possibility that it could flop and I might not do it. And just like focus on that outcome.Patty: And how do you do that? How do you say OK how do you catch yourself because I know we talked right before it hit the record button this last business as you were ready to sell it you're kind of exploring whether to sell or not. And the question of one came up and you find yourself too much in the comfort zone. How did you set by to that?Kelly: So yeah. So I was way in the comfort zone. And I had realized that this business went on for a long time I think I was in it for about 14 years. And it was the most successful business I've ever had. And I was really cool was every day money would show up in my account.Patty: Unbelievable.Kelly: Magic right. It just it was a membership company. So there was just always money in my bank account. And when I decided that it just my heart wasn't there anymore. You know like energy my heart like when I woke up in the morning it was like Yeah, let's go do this thing. It wasn't like yeah let's go do this thing. So it was time to change. And I definitely I guess the right word to say is that as I was closing on this business there was a little bit of a head around my throat.Oh what are you doing? Like really. You're doing this. And then the other side of me is just like just don't even think about it Kelly. You cannot think about a bad outcome if I think about a bad outcome. Then I'm stuck. Right. So whenever I go to bad outcome I just like I guess it comes back to at superpower really just turn my brain off it's like whatever. Let's not think about that. We'll think about unicorns and rainbows and Right. It's the only thing I know to do. Like literally right.Right now the way I structured the cell of this business because I want to do it so quickly all of while not all of it but the majority of the revenue comes at the end. So it was a serious leap of faith on this one because I mean I have bills I have ongoing you know expenses and starting a new business but I still went OK well let's just see what happens like worst thing that can happen is I go back and I started another fruit stand or start stacking groceries right. Like.Patty: Gosh you're truly an entrepreneur, like you're like yeah what the worst thing that can happen is and if we can wrap our heads around that and say you know what. You're still going to be OK. You're going to be OK.You have the ability to create money. I mean it's like when you really recognize and coming from a place of if this doesn't happen then there's always something else that mentality is was going to help you stay in the frame of mind that you're going to be OK.And I know that makes sense but I think it makes a lot of sense and I think that people hold on like because I've heard this before and I even had clients like this has to work otherwise blah blah blah my bringing in such a bad energy source. And like it's like you're forcing it to happen and I know I literally have been there too I am notorious. I remember having a coach saying to me you are literally one of the worst hardoholics I've ever seen. And that show me just my wiring. Like I'm going to work myself to death because this has to have it. And it sounds like for you. You almost say OK I'm going to forge ahead on this but I know that if that doesn't work there's always going to be something else.Kelly: There will be I mean if you think about it. We live really easy lives right. Like I mean really occasionally if you look around our lives we're all crazy. So the worst thing that could happen for me isn't that bad right.Like I mean there was a time in my life when things weren't great and I would realize that even in times that weren't great I was still better off than I ever really probably expected myself to be as a child. Right.So I don't even know how to say it it's just that something else will happen. Like you know something better will come along. Things just worked out. Oh there's light all we end on built a fear of life right.Patty: Yeah but you know it really is true. It was just I've meant before we hit the record button I was talking about how I went to dinner with some friends and they are not entrepreneurs. They work for companies and my friend was saying just how unhappy she is and I was talking about how it has literally been seven years since I've been in corporate and I just cannot wrap my head around ever going back and I always say it's because I know too much.Not that I'm so much smarter that I know too much of what it's like to live on the other side. And for me that sound like for you because this is what sparked this comment is that my inner peace of not having to deal with other people's bullshit in a work situation my inner peace is more important.And if there's ever a situation where I'm just not making as much it's ok. I prefer to have my inner peace I don't need the super designer bags, do I like them absolutely. But if that means I have to forego those types of things I know that I'm going to be OK because my inner peace is lost in court.Kelly: Yeah it is true. I mean if you don't feel good inside then it's just not fun.Patty: It's not. And I wish more people understood that. And I mean I've come full circle and that realization is that I just love the perspective that you naturally have that I've had to find out on my own and I think in a very hard way. You know verses like you're just wired that way which is so fantasticKelly: I mean our society doesn't teach that.Patty: No.Kelly: You know I mean it is very much like you need a nose to the grindstone you need to do things right you know if you don't be irresponsible like don't get rid of a business that's working.Patty: Great.Kelly: You doesn't know what's going to happen next.Patty: Yeah.Kelly: that's just kind of social.Patty: Yeah it is just the social pressures and when you finally like all the irrational rules. Right. The really weird unwritten irrational rules that you kind of people are probably thinking you're crazy for doing that. So how did you get over your whole imposter syndrome is it because you didn't want to sell because you didn't know what was next or you didn't want to go into the West next.Kelly: So OK the imposter syndrome this is what happened it was back in August when I really decided OK you know quit partying around like I had a broker. But I really was like you know yeah yeah. Don't like that offer or whatever. Not interested. And I realized that I was really kind of holding on. Right.So I was like what am I doing. I mean why I am holding on. And it's because I had become such a big dog in a small space that it was really easy for me. Right. Like you know I was known in my space. If I spoke people listened. You know it was kind of like ego right it was just like total ego thing.And I was thinking well now I'm just no one right. I'm just no one again in a no one space because I don't even know what I want to do. And in that you know it took me it was probably four months of just kind of wallowing around in that thought process because I was just like well you know who am I going to be. So then I decided I was going to be is Kelly 4.0,Patty: Oh I love that.Kelly: That was it. You know reincarnation here and it's just a joke. And then when I jump I start thinking about like I still if you were to say like you know gone to my head. What are you going to do? I'd be like this.I has done it well. But the truth is is that you know I know what I'm good at and I know where I can help. So it comes together.Patty: Let's continues with the show. So this new brand that you're working on and it very much is in the early stages is fit is freedom. Right.Kelly: Correct.Patty: Can you talk a little bit about your vision as it is right now because we know that you can fit itKelly: No absolutely. What I know. I guess I get so emotional around all of my friends who are whether they're entrepreneurs or women who work for corporations. I hate the fact that something I hear all the time is Oh yeah yeah I know I need to take care of my health. I'll do it tomorrow I'll do it next week I'll do it when this project's done. I'll do it after I launch you know whatever it is and it always is getting put off.And what happens is that I see my friends like you know doing the things that they love to do they start gaining weight. You know become inflexible and they're just not caring for themselves. And it's what I. I got a couple of years ago I started realizing I was getting what I called Launch Hangover's like I would do these big launches right. And then you've got runway up to the launch and you got to clean up after launch will this had three to four month period. Right. And I was just like working my ass off.Patty: Yeah.Kelly: They were successful but I wasn't because I wasn't taking care of myself like you know my food. I'd start having food delivered that was just like the local Chinese food and whatever right. You know things I don't normally do and not going to the gym.So that's where it all came from. I'm like OK I had to turn it around and once I turned it around I went you know this is something that's important because how can you and everyone else and myself do the things that we need to do if we don't sulk it.Patty: Yeah you're absolutely right. I know last year I was focused on work and I was sacrificing a lot of the health and that's so easy to get into that rhythm where you say oh later I'll do it later. And it's just not enough. And I know like something happens after 40 where things are just not working the way that they used to.Kelly: Well Yeah it actually starts out at about 30.Patty: Seriously.Kelly: Yes.Patty: Oh my gosh.Kelly: But it's happening on a cellular level. And so then by 40 if you've been kind of you know doing the work wrapping during your 30s and by 40s it starts showing up and then if you keep doing it then in the 50s you're like oh man can I get it back.Patty: Everything's hurting and it's so much harder.Kelly: Yeah.Patty: Oh wow. So then what is the structure of your new business going to be doing you think is it going to be a membership as well or are you going to do more retreats.Kelly: Well actually a great question. I will start with a simple online 10 week course with coaching a weekly coach course. People can either do it yourself or you know do the coaching monthly.Patty: Yeah.Kelly: That's step one step two is a retreat because I events are in my blood like I just can't help it. I just do events right. I've always done a bit. So a couple of retreats here. That's it no more. And then the final step is a membership where people can be accountable with each other and stay there because there's so much to be said for.Well it's like you're talking about community. Yeah. If you're not connecting. Especially if you're working by yourself right. Like if you're not connecting and you're not having fun and you're not being accountable you're not turn load then trimmed there when you're all together then Life start shrinking and we don't want life to shrink like I mean we do this for ourselves so life can expand and not so it shrinks.Patty: That's so fantastic and it sounds like you have the structure in mind because you've done it before and it's just going to be easy peasy once you hone in on exactly what the experience you want your people to have. And we've heard that before.Kelly: Yeah yeah. I mean it's kind of like Chibbies. Right.Patty: You're like piece of cake. I like this... All right. So then what's your vision for this? It is freedom. Let's say over the next two three years.Kelly: OH OK. Let me clarify that like what does the business end up looking like what is the business. Where is the business? Maybe a little.Patty: Yeah. So for you. What do you wanted to look like. You personally because you've been in your last business you have for 14 years you anticipate holding on the same view. You want to get it to a certain level and suddenly it has that always in the back of your mind.Kelly: Yeah that's a great question. So I've never had a personal brand before. And the reason I haven't is because the personal brand is harder to sell, right. I am kind of at the age now where I probably don't have Kelly 5.0 in me likeYou know I mean really the truth. So what I assume is that I wanted something that was very location independent everything I've had in the past has been tied to the city and the cities but also for me but it's been tied very tightly that way.So location independents small team. I've had big teams I've had little teams. I want little team I want like you know at the most. There are five of us and we are just like kick ass and take names. In a very small group less is more for me these days. My word for the year is ease. I want things to be easy.Patty: Yeah.Kelly: So easy to me is not a big team a simple structure. I don't do one on one coaching because that's not easy for me. It doesn't light me up.Patty: Right. Right.Kelly: So I want things that just make me happy. And I also want a lot more playing in the next couple of years. I kind of dialed the back these last two years. And I mean I'd like to get out and backpack and kayak and things like that. So I've already put big chunks of time in my calendar where I'm just taking off you know.Patty: Oh that's so amazing. I remember hearing on somebody in the online space that is like an author speaker. He said that at the beginning of the year him and his partner they take 100 days on their calendar where they just take off.Kelly: Wow. That's awesome.Patty: So yes that is number one on his calendar when he talks about goals and objectives and all this and then says one of the 100 days. And where are we going. And I thought that was so brilliant because it makes it a lot negotiable.Kelly: Yeah.Patty: And everything else works. Now isn't it.Kelly: Yeah. Now I got to go back and look at my calendar.Patty: I know I thought that was so smart and it just reminded me and I heard him say this like literally four years ago. But it just popped into my head because of the way that you set age you're like I want to do more of the fun and this and that and so what if you sat down on your calendar and just made it a nonnegotiable. And I think that's how it doesn't get away from us because we have a tendency like the largest lets file that later.Kelly: I mean I don't you know I've done that and.Patty: I just love that philosophy. And he's all about my business works for me and my partner in the set up in the lifestyle that we want.Kelly: Right. That is the lifestyle that we're doing rightPatty: Oh Yummy. I was like oh my god that's so smart. So I don't know. I'm all for that and I think that's something to really consider a dodge because I definitely see the value in that. I mean think about it like almost a third of your year is based in enjoyment and connection and the relationship holding for me. Tell me that you're not going to have a richer life just by doing that.Kelly: That's right.Patty: Fantastic. OK. So we're going to turn the corner here. Think of a song that would represent your life. What song would it be?Kelly: OK. Sure. Big fan of James Brown. I feel good.Patty: I love it Kelly I feel good.Kelly: I love it.Patty: That is awesome. OK. And what is one personal development or growth habit that you have that's worked for you.Kelly: Woo maybe a bundle is at work. I have like a little bundle that I have every day. I can't tell you that I knock it out of the park every day. It's probably 70 percent that I hit it. But the bundle is I write a journal. I meditate or I do self-analysis.I put my vitamins out like I am the worst vitamin I'm a perfect vitamin buyer. Terrible vitamin consumer right. So the vitamins go out and then the other thing is I write my goals too.Patty: Oh wow.Kelly: I kind of bundle that little thing into the morning.Patty: Oh that's brilliant. It's a good morning bundle for sure. And then what is your definition of success.Kelly: Wow. I think it has come back to freedom. You know I mean that really is our definition of success to meKelly: Yeah let's say you have that inner peace All the inner peace boy that's what I love it...Patty: And then after all is said and done Kelly what do you want your legacy to be.Kelly: I'm not a person who is generous with her time. Like I don't I don't volunteer. You won't find me you know at the local shelter volunteering but I am generous with my money.And I want to be able to have a legacy where I know that by what I have created I have been able to create. A better life for people who need water for animals who need homes for women who need shelter for children who need love.Patty: I Love that is beautiful. Yeah because when we have money we have choices and more money more choices on how to create more impact.Kelly: Yeah.Patty: Which is really cool. And so how do people get in touch with you if they want to hear more about Fit is freedom what you're doing which backup event this year.Kelly: So you can find us that fitisfreedom.com and that will lead you to the podcast it leads you to me at least your downloads. So once again it's just fitisfreedom.com.Patty: Brilliant so fit is freedom dot com it'll be in the show notes and all the links will be there too. With Kelly's social media handles and ways to connect with her. Kelly thank you so much for being on her legacy podcast.Kelly: Oh thank you. I mean I'm so grateful. Thank you.Patty: Likewise.Here are the links where you can reach Kelly Howard:Kelly Howard (kelly@angeltiger.com),Website: www.AngelTigerFit.com (being rebranded to www.FitisFreedom.com),
The Hermit's Lamp Podcast - A place for witches, hermits, mystics, healers, and seekers
Kelly and Andrew explore the influence of the planets in their lives and the lives of their clients. Sharing ideas about Uranus moving into Taurus. They also talk about the possibilities and limits of resolving challenges with more difficult placements. They also laugh a lot! Think about how much you've enjoyed the podcast and how many episodes you listened to, and consider if it is time to support the Patreon You can do so here. If you want more of this in your life you can subscribe by Spotofy, RSS , iTunes, Stitcher, or email. You can follow Kelly's work here. Andrew's fundraiser is located here or using andrew@thehermitslamp.com to send money via PayPal or transfer. Thanks for joining the conversation. Please share the podcast to help us grow and change the world. Andrew You can book time with Andrew through his site here. Transcript ANDREW: [00:00:02] Welcome to The Hermit's Lamp podcast. I'm hanging out today with Kelly Surtees, who is an astrologer, and someone that I've known for, you know, at least a decade, I'd say now a bit longer. And [00:00:17] their approach is really interesting to me because they're super smart about what they do, but they have a great sense of humor about it as well. You know, there's a way in which they seem [00:00:32] to me to continue to laugh and enjoy life and all of those things even when talking about intellectual stuff or hard stuff or whatever and I think that that's a trait that I super admire and [00:00:47] try and kind of hold in myself as I go through all of life's ups and downs and so on. But you know, hey Kelly, for people who don't know you, why don't you introduce yourself? Who are you? KELLY: Hey Andrew, well, I'm Australian, which might be obvious now [00:01:02] that I started talking. I married a Canadian and so I live, currently, just outside Toronto, but I'm an astrologer, probably what people are more curious about, and I've been an astrologer full-time professionally for nearly 20 years, [00:01:17] so it has been my life's work. I came to astrology very young, not because anyone in my family was interested in astrology, but because I was, and I started learning the basics when I was 10, 11 years old, back [00:01:32] in Sydney where it was a lot warmer than where we are now, and carried on with my sort of personal exploration. It was style of astrology through my teenage years and then in my early twenties, I actually signed up to do a massage therapy [00:01:47] training course and the college I was studying at in Sydney offered an astrology training program, which just had never occurred to me was a thing. So that's kind of how I got started, and what I do today is, I work with clients and students around the world, [00:02:02] I do one-on-one consults in astrology, but primarily what I'm doing more and more of these days is teaching the next generation of astrologists through my online training programs. ANDREW: Amazing. So before we, before we were recording [00:02:17] here, we started kind of talking about astrology and we were talking about the history and the way in which sort of history and tradition and sort of practice all flow together, and I think that I'd [00:02:32] love to kind of try and pick that up and talk about that a little bit, right? KELLY: Yeah. ANDREW: You know, what, where did your, where did your astrology start? Like what kind of, did you start out studying older forms? Did you, did you...? KELLY: Absolutely not. Not, I started with a [00:02:47] very modern psychological astrology, which was hugely popular in the 80s and 90s, like 1980s, 1990s. I started studying astrology in the late 1990s. And yeah, just had a very, [00:03:02] I would say, a very modern introduction to psychological, almost evolutionary, components in astrology. And that was great, it got me started got me into my practice, and it was when I attended my first astrology conference, which was the FAA [00:03:17] conference in Melbourne, I think in 2004, that I was lucky enough to hear people like Demetra George, John Frawley, and Lee Lehman speak, who are very well respected astrologers who all practice slightly different forms of mediaeval [00:03:32] or traditional astrology, and connecting with those teachers really aroused my interest in things like, where did some of these things we use in astrology come from? Like who first created the houses, for instance? Or why is [00:03:47] this planet associated with the things that it is associated with? So yeah, I would say within, you know, the first five years of starting my practice, that had become a real interest for me and that was like going down the rabbit hole. ANDREW: Yeah, for [00:04:02] sure. I think that there's, there's always this question about that kind of stuff for me, which is really like, where, how far down do we go? KELLY: Yeah. ANDREW: You know, starting, starting out for me, you know my interest in astrology [00:04:17] came out of you know, studying Aleister Crowley and studying his magical systems. And so, you know, it was a lot of magic and ideas around the inner planets predominantly, you know. KELLY: Yes. ANDREW: And you know, and sort [00:04:32] of like working with that and looking at that as a magical model and so on. But you know, as you start digging in and you start looking back, you're like: Okay. Well, where does that come from? And what is that? How far does that go? What, where is the source from which that wisdom [00:04:47] comes from? You know? And I think it's such a, such an interesting and challenging question to kind of slide into, you know? KELLY: It's a huge question, because it, you know, something… To try and answer that for astrology [00:05:02] takes you back to the origins of philosophy, to the origins of mathematics, you know, things like wondering why we've associated a particular physical thing or phenomenon with a certain emotional experience [00:05:17] or a certain philosophical construct. So when you dive into these origin stories, if you like, of some of the magical practices, you are almost going back to the dawn of human thought and human ideas and that can [00:05:32] be a very broad research project, because then you're not just learning explicitly about the origins of astrology. You're actually reading, you know, ancient philosophers, and you might be reading some of the original mathematicians to get a sense on why [00:05:47] they did what they did and where they were coming from. ANDREW: Mm-hmm. Yeah, and I think it's so important to also try and understand, it's not just about what they said, which is certainly important. But it's also, [00:06:02] what were they? What were they thinking? How were they thinking about it too? Right? Because you know, like in a divination class that I've been taking with one of my elders, we were discussing how, you know, a hundred and fifty years ago, [00:06:18] the scope of life's experiences, that we needed to speak about in divination, were equally complex probably on the human front, but on the practical fronts, were much narrower in some ways, you know? The range [00:06:33] of human experience and the range of things we have access to is so different. And then you know, when we go back to, like, what was it like in ancient Greece and what was it like in, you know, here, there, or wherever, you know? Yeah, it's hard to even, I think, understand [00:06:48] exactly how they considered certain things. KELLY: Yeah. That's a . . . That's a really great point. I mean, two topics that come to my mind. One of them is, in the older literature on astrology, there's a lot of questions and a lot of detail around dealing with [00:07:03] ships and dealing with crops. So there's a lot of, you know, what indicates shipwreck? Or is my ship going to come in? And that seems a bit weird to a modern person, because why are they so obsessed with ships? But then you have to remind yourself that [00:07:18] many, many hundreds and thousands of years ago, ships were actually the primary form of transport. We didn't have trains or planes or obviously automobiles... ANDREW: Yeah. KELLY: And just to your point there, you do kind of have to almost put yourself back into: What was life like, two [00:07:33] thousand, two and a half thousand years ago, when things like crops were more likely to perhaps fail, water quality was a massive issue because that obviously led to the spread of disease or illness, life expectancy [00:07:48] was shorter, things like pregnancy were life threatening, in many cases, for women, and many more babies died, you know, in the first 12 months of their life then do today with modern medicine. So a lot of the questions and a lot of the, their life, if [00:08:03] you like, just to almost give a superficial summary, they lived a lot more, closer to the line of life and death than what we do today. And one of the kind of attacks against older forms of astrology is that it's so fated, you know, [00:08:18] and it's so deterministic, but the intention was to try and give clearer answers about really meaningful topics that were, you know, more touch-and-go than what they might be today. ANDREW: So where [00:08:33] do you, where do you fall on the sort of fated spectrum of things? KELLY: Oh, this is a really good question. And I've thought about it because it does come up. I have any . . . . ANDREW: Yeah! KELLY: Over the years. There's a beautiful quote. I think it's by Albertus Magnus, [00:08:48] who says something like, actually, maybe instead of bastardizing it. That's how you know, you're an absolute asteroid nerd, that you have books like this handy, [00:09:03] because there's, he has a beautiful quote that I kind of . . . . When I first discovered this quote, however many years ago, it really helped me clarify my own answer to the fate versus free will argument. So he says, "There is in [00:09:18] man a double spring of action, namely nature and the will, and nature for its part is ruled by the stars, while the will is free. But unless it, the will, resists, it is swept along by nature and becomes [00:09:33] mechanical." And that idea, like fate is sort of your, your nature, or what's kind of ruled by the stars, and the free will to my mind is our very human thinking, you know, application of effort, and I've seen [00:09:48] this in chart work with clients and students over the years now, enough that I know it to be true. That your birth chart might be, if it's almost like a map of your fate and if you do nothing, if you just allow the fate to manifest freely and purely, [00:10:03] it can give very clear sense of this area of life flows, and that's where you have success, and this area of life is where you're going to hit blocks after blocks. But if you choose to apply your free will, I'm not saying that anyone can make anything [00:10:18] happen because I don't actually believe that's true. ANDREW: Sure. KELLY: But I do think that there are certain topics, as indicated by the chart, where the application of one's effort, aka free will, can move the needle from completely dissatisfying [00:10:33] to perhaps somewhat satisfying or maybe from somewhat satisfying to more fulfilling. There are some topics in some charts that that have a bit of a firm no and that sort of response. So I do think we [00:10:48] have free will within a scope, if that makes sense. ANDREW: Yeah. KELLY: Yeah. ANDREW: Yeah, I think people come--because I do predictive card reading, right? KELLY: Yes. ANDREW: People are always like, where does, where's my free will? Like, [00:11:03] you know? Or they're like, well, just tell me how it's going to be. I'm like, well, in this case, it's a free will issue. How do you want it to be? In this case it's not a free will issue. You know? KELLY: Yeah, I think that's, that's a beautiful way of describing it. I mean, I've looked and worked with clients over the years and I've beautifully been blessed to have [00:11:18] a couple of clients allow me to share some of their chart work in my teaching. But I have a handful of clients who have been single their whole lives, and whatever they have tried or not tried or maybe they haven't even been interested. The topic of relationships [00:11:33] has simply not come alive for them. And there are ways to see things like that in the chart, and then there are other charts where it's like, there are some challenges here, but if you put the effort in, you got to be able to get a little bit more. But I like how you summarized [00:11:48] it there, that there are some topics that are kind of fated, and a little bit out of our hands and there are others where it's like, you can move the needle on this, if you desire it enough. Yeah. ANDREW: Yeah. I often think of [00:12:03] it this way: You know, so, we live on a planet with seven point whatever billion people. KELLY: Yeah. ANDREW: All of those people are seeking to exert their free will. KELLY: Yes. ANDREW: However, you know, everybody is to a greater or lesser extent [00:12:18] acting based on culture, which is, which is a force that, you know, if it's internalized and not undone, you know, it's just like fate, right? You know, like the cultural bias or cultural experiences or cultural expectations, [00:12:33] right? KELLY: Even family conditioning. ANDREW: Right? Well, that was going to be the next thing, right? Like, you know, our baggage, our personal baggage, right? And then we're, so, we're not only trying to exert free will, but we're trying to exert free will into the sphere where everybody else is exerting [00:12:48] those forces and maybe some degree of their own free will, and then there's some amount of chaos in the system, and then there's some fixed points, and it's like, so how much, how free is that free will? And I think, you know, maybe it's, you know, [00:13:03] as we're talking about it, I think it's a carryover from my time being so focused on Crowley's kind of magic of cultivating the will and building the capacity, you know, in the way that that quote talks about, right? Like, you know, it's like, how [00:13:18] free can we become from those things? The answer is, never free. KELLY: Yeah. ANDREW: Fully. But like, we can create a lot more space and in many areas of our life, maybe we can create a lot more space so that then we can kind of act, choose, [00:13:33] or discover where we are aligned better maybe? You know? KELLY: Yeah, and I think that's a huge part of any type of magical healing work, whether it's astrology or tarot, or other ritual practices. One of the things that [00:13:48] Dimetra George said in this very first conference years ago, which has stuck with me, she described that it's partly the astrologist's job to help the client understand the areas of their life that are most likely indicated flowing [00:14:03] fulfillment, and the areas of their life that are less likely to give a reward or sense of satisfaction relevant to the amount of effort that they might put in, and I think that's, you know, sort [00:14:18] of, to what you're speaking about here--We're speaking about. We can influence certain things to a certain extent, but you made a great point, like the 7 billion people, all trying to influence certain things. We [00:14:33] can't all get everything. It's just, it's not the way things are built. I won't have as many children as Brad Pitt and Angelina Jolie, no matter how hard I try, that's just not part of my experience, [00:14:48] and other people might be like, but I want, you know, the wealth of Bill Gates or Warren Buffett or what have you and like, that's not, you know, so part of our work is to help guide people. Like you might think that you want these things. It doesn't really bring you fulfillment. Like there is an exploration [00:15:03] around the self-awareness, self-knowing, like knowing the self and moving beneath some of the things that we think we want, to get in touch with the things that really make us all come alive. ANDREW: For sure. Yeah and I know for me too, you [00:15:18] know, like because I spent a lot of time, especially magically, but you know, definitely in other ways too, kind of working to counterbalance the, you know, tendencies in my chart or the things that are more problematic there. KELLY: Yeah. ANDREW: But even [00:15:33] at that, you know, like, you know, like my placement of Saturn is just, you know, it's a it's a recurrent point of friction for me. And that's probably never going to change. I can see it coming. I can see it coming more now. I [00:15:48] can have better strategies for dealing with it when it kind of like, brings up its thing. I can make some degree of better choices in advance. But you know, it's sort of, it's a, it's a, it's in a place where it [00:16:03] just kind of continuously causes a certain kind of friction in my life. And you know, the reality is, it's like, well, I've just got to roll with that, I've just got to accept that, and I've got to learn to to see it and roll with it and move through [00:16:18] it and to not hold onto it. And, and even kind of at this point, you know, I used to think that I would eventually kind of like learn the lesson of that position and and be free of it in a sense, and I've even caught a move past that where I'm like, [00:16:33] I don't even think that-- I'm sure there are lessons that I will continue to learn about it. KELLY: Yeah. ANDREW: But I think that, that that's also a wrong idea. I think that, you know, stuff like, some of the aspects are just about straight up acceptance, you know, and just be like, look [00:16:48] at that. That's just the way it's going to be. Stop hoping it's going to be different. KELLY: Yeah. ANDREW: And then see what changes, you know? KELLY: Well, that is a really powerful piece. I mean, it reminds me of people who are like, I wish I was taller or I wish I was shorter or I wish I had, you know, different, [00:17:03] I mean, you can probably change your hair or your boobs or what have you, but it's very hard to change your height. You know, it just, you are either a tall person or a short person for the most part, and these-- You just have to work with it. You know, I'm a tall person. I'm 5'10". [00:17:18] I'm like a hundred and seventy eight centimeters or something. And you know, when you're a teenager, you hate that, because everybody, you can't hide in a crowd, people see, but you know, as an older woman or a more mature woman, it's lovely. I can carry a little bit of extra weight and [00:17:33] nobody knows, kind of thing. So my relationship to that fixed thing in me has changed over time and that's kind of, what you're speaking to here is that there are certain parts of our self and our psyche that we do have to [00:17:48] kind of just accept and it's what, the piece that I got really excited about, that you said, is what if I stop mentally and energetically and emotionally resisting this thing that is one way that I so desperately wish was another way? [00:18:03] If I just breathed out and allowed myself to acknowledge and accept, you know, I always have to be vigilant about money or about sexual interactions or about career, whatever it happens to be, based on, you know, you mentioned your [00:18:18] Saturn, someone else might have a problem with their Mars. You know, if you just kind of go into an acceptance place with it, the freeing up of energy and emotional power that you have been using to try and force back on that is incredibly liberating and when you take [00:18:33] that energy and you apply it to, you know, a talent or a skill, the idea of enhancing the good, you can radically change your life, not because you made that problem thing be anything other than what it was, but because you stopped [00:18:48] giving it all your focus. And you put your focus on to something that actually has, you know, some potential to take you in a more fulfilling direction. ANDREW: For sure. And I think that that's, I mean, that's one of the reasons why, going and sitting with an astrologer, [00:19:03] if you're not, you know, or learning it yourself is so helpful because there are aspects, you know. I mean, you brought up Mars, right? You know, I mean, I've Mars in Aries, I was a very angry young person, you know, and I have a, I have, when [00:19:18] it emerges, a very very bad temper. KELLY: Yes. ANDREW: But it's not that much of an issue any more. I mean, I still need to be mindful of it. But that one has been way more amenable to management and modification than [00:19:33] other aspects of my chart, because, because of its nature, maybe because of my nature, probably, because of its placement, and so on. So. There are those things where it's great and you can kind of turn them into an advantage. I mean it's part of what fuels my drive to do [00:19:48] what I do around work, right? Like I have a lot of energy, a lot of the time, and so I can do a lot of work and run the shop and do all those things. You know, whereas other people are always like, how do you do so much? I'm like, I've got Mars in Aries. I've just got gas in the tank. It just keeps going? You know? [00:20:03] KELLY: Yeah, you're the Energizer bunny, it just keeps going and going. I mean, what we're kind of alluding to here is something that comes to us from the Hellenistic astrology, form of astrology, that has to do with sect, which is S-E-C-T. Which kind of divides [00:20:18] charts into daytime or nighttime. Very simply based on the time of day that you were born. Then this working theory is that if you're born in the daytime, Saturn is going to be a little bit more helpful or productive for you and Mars a little bit more problematic. [00:20:33] And if you're born at night time, the reverse is true. Where in the nighttime, the cool of night tends to calm the heat of Mars, so you tend to get less sharp Mars problems. And in the nighttime, the cool of the night exacerbates [00:20:48] the kind of curmudgeonly Scrooge-like energy of Saturn, so you tend to get more of a harsher Saturn. ANDREW: Sure. Yeah. KELLY: In a nutshell. I don't know if that rings true for you, personally Andrew, but... ANDREW: Definitely, I was born at 9:30 at night. So. KELLY: Yeah, that was going [00:21:03] to be my question to you, just based on the fact that you seem to really like-- I mean, your Mars is placed in one of its home signs in Aries, and that also is a way of getting a little bit more of the positive potential. The other thing you're talking about too, though, is we are all hotter [00:21:18] as energetic beings in our youth, and if we have Mars problems, they will tend to be worse in our teenage years or in our 20s. ANDREW: Sure. KELLY: And then the aging process, where we cool and slow, just biologically, that does [00:21:33] temper some of the Mars problems. The reverse is true for Saturn, though. Saturn problems can sometimes be something we do have to carry with us, even as we age, because the nature of aging tends to kind of stimulate more Saturnian type manifesting. ANDREW: When [00:21:48] you talked about the, the coolness at night exacerbating, you know, Saturn. KELLY: Saturn... ANDREW: Yeah, I've had this image of like, oh, it's chilly, and my knee hurts cause it's cold now, and oh.... [laughing] You know, it's just like, oh, man, such a Saturn image, right? KELLY: Yeah, to have sore knees, or a sore back, and it's worse in the winter, because winter is like exacerbating Saturnian qualities as does nighttime. Yeah. I mean [00:22:16] there is a positive reversal here, which is that Venus and Jupiter, considered the two benefic planets, people born in the daytime tend to have more Jupiter type gifts or talents, because the [00:22:31] heat of Jupiter is really conducive to the heat of day time. Whereas Venus is more of a moist cool planet, generally speaking, and she really comes to the fore in the evening. So if you're born at night time after the sunset or before the Sun has [00:22:46] risen, and obviously daytime and nighttime is different depending on season and time of year and birth location. So-- ANDREW: Sure. KELLY: ....being born at 9:30 at night, if you're born in Europe in July, you might still be a daytime baby, because it's a very [00:23:01] late sunset, but if you're born at 9:30 at night in January or February in Canada, you're definitely a nighttime baby though. ANDREW: For sure. KELLY: Yeah. You do, you get like a specific type of problem, depending [00:23:16] on whether you're born in the daytime or nighttime, and then you get a planet that is giving you, you know, Venus is, can be, more creative or more relationship-oriented and that's nighttime gifts. Jupiter is more about that wisdom and teaching and inspiration and motivation and that's more [00:23:31] of a daytime gift. I mean, you have to look at the planet in the chart as well. I mean... ANDREW: For sure. KELLY: You'd want the Jupiter or the Venus to be in a nice sign or making a great aspect. Yeah, but that's, I don't know just when you were talking about your problem with Saturn, I'm like, I feel [00:23:46] like you must be born at nighttime because this is very-- ANDREW: For sure. Yep. My parents remember exactly what time I was born, because my dad was watching Hockey Night in Canada, which was on a Monday, [00:24:01] and you know, whatever right? Like he's like, there's like a very specific set of things that we associate around that, the memories around that, so they're like, there's no question about what time you were born, you know? KELLY: I love birth stories like that. Yeah. That's fantastic. ANDREW: Yeah, for sure. KELLY: So yeah, so this [00:24:16] is my guess, we got here, I'm like, how did we get here, fate versus free will and what's in the chart? And [24:24 not quite clear] really amazing. ANDREW: Yeah, I definitely think so. So, I'm also very interested, because I've been following along [00:24:31] what's going on in the stars these days, even though, even though it sort of, on a personal level, astrology has shifted away from what was at one point a more professional folks into a more just kind of personal curiosity. You know, I got really curious [00:24:46] about: we have this big shift into into Taurus right now, right? KELLY: We do. KELLY: Big energy. KELLY: We're recording this just as Uranus, like a big explosive volcanic planet, has moved into Taurus, which is the most [00:25:01] fixed stubborn stable sign in the Zodiac. There's a real contradiction, if you like, in the symbolic imagery here, Uranus loves to shake things up. It literally is like earthquakes and volcanoes and lightning strikes and [00:25:16] Uranus is like the farmer in the field. He's just plowing year after year, so this is a huge-- We're starting this new kind of seven to eight year cycle that is going to radically reshape society, [00:25:31] culture, and individually, each of our lives as well. ANDREW: Yeah, it's been, it's been interesting to watch sort of-- In my orbit, there's been a lot of people who've had a very [00:25:46] sort of disruptive shift go on in the last kind of, you know, like in the last few weeks, really, kind of you know, and it's sort of like, we're going along, I'm going this way. Oh, wait, what the hell am I doing? No, I'm [00:26:01] going to go this other way, you know? And it's such a, such an interesting shift to watch happen, you know, and to sort of, and also to try and roll with it, you know, because it's been-- A bunch of that's had an impact on me as well. So it's always, it's really [00:26:16] interesting to see it's going on everywhere. I'm like, all right, I'm gonna keep my eyes open, could be anywhere now, because it's the other thing about it. KELLY: Well, that's-- I was talking about this with a client earlier this week, and they had something in, their chart is being activated by [00:26:31] Uranus, they're a little bit resistant as you know, everyone with planets. So if I back up a second, Uranus is moving into Taurus, so it is activating anyone with planets in the sign of Taurus, but the way the planetary aspect patterns [00:26:46] or energetic patterns work, while Uranus is in Taurus, it will also have a fairly dramatic impact on the other fixed modality signs, which include Leo, Scorpio, and Aquarius. So those four signs, Taurus, Leo, [00:27:01] Scorpio, and Aquarius are all quite activated but it does get a little more technical than that in the sense that Uranus moves quite slowly. And so we actually had a taste of Uranus in Taurus in 2018 between [00:27:16] May and November, but Uranus was only activating the first one or two degrees of Taurus in 2018. This year in 2019, Uranus is going to activate all the way up to the first six degrees of Taurus. So [00:27:31] for people who might be familiar with their birth chart. Very specifically, if you have a planet between zero and six degrees of any of the fixed signs, so taught, you know, you could have, could be four Leo Well, three Scorpio or two Aquarius or five Taurus. [00:27:46] They're all getting that Uranus transit. And I was talking, I had a client this week who fell in that category, and they were very sort of resistant around: What if I don't want to make this change? what if I'm not ready to make this change? And [00:28:01] I kind of laughed because having worked with, you know, Uranus for many years, here is an indicator of that major kind of upheaval and change that leads to new freedoms and Independence. You know the Uranus change has a purpose, it leads [00:28:16] to new freedom, it leads to new authenticity, it leads to Independence. But if it's coming, it means that the shake-up, the time for the shake-up is now. And it can definitely surprise you. And I have a personal story where last [00:28:31] summer in the northern summer, I was very frustrated with where we were living. I just had sort of done 10 years in a little small town and I was just a bit restless and bored, and what's next? and when can we go and live near the ocean again? And [00:28:46] and so my husband and I had some really big talks over the summer, and we pulled it apart, his career really has him here, and we came up with a plan by the end of the summer, this was all while Uranus was in Taurus, where we would move to the West Coast in two [00:29:01] years time, when he would retire. And I was like, that's great. You know, it wasn't as soon as I wanted, but it was sooner than he wanted. So we did that lovely relationship compromise and then like a month later, he came home and said, there's a job in [00:29:16] a whole other part of the world, that I think I'm going to apply for, and I was like, okay, well just apply and see, and anyway, long story short, it took a few months. There's a lot of interview processes and we found out that he's accepted the job and we're now going to be moving [00:29:31] literally in the opposite direction to where we thought we were going to move and that's how Uranus works. I felt the energy of being restless and bored and we started doing our lovely logical human brainstorming about how we could come up [00:29:46] with a practical plan and Uranus is like, you're on the right track, but I want to throw a few surprises into the mix, and so here's an unexpected out of the blue wild idea. Do you guys want to say yes to this? And we did. And that's [00:30:01] so what you're saying, Andrew, it works like almost scanning. Where is this Uranus thing coming from, even when you know to expect the unexpected, Uranus can still surprise you and you know, give you those curve balls. They can be very exciting and very liberating [00:30:16] but they will not be what you had thought. ANDREW: Yeah, for sure. I feel like my experience so far of this energy is that I was thinking that I would be doing a lot more traveling and teaching over the coming while? KELLY: Yep! [00:30:31] ANDREW: And the shift in energy and the shift in circumstance over the last little bit and like right around now has, has gotten me canceling most of my travel plans, and being like, you know what, I think that, I think that what I [00:30:46] need to actually do is focus more on creation and focus more on like, sort of deepening the, the foundation of the store, and, and my work in regards to that, as opposed [00:31:01] to the sort of like, I'm going to go around and teach all over the place, which I love but it's like, it's like, no, that, that's not where you're going right now, and I'm like, all right. KELLY: Yeah. ANDREW: Fair enough. KELLY: So did you have a relatively quick kind of you know, I set up [00:31:16] this schedule and then just a few months later, kind of changing it and reshaping things? ANDREW: Yeah. I mean, it's really, some of the stuff has been set up for a while, but it's yeah, there's just been a bunch of projects and ideas that have been on the table that, that, [00:31:33] you know, starting, starting about, well really, starting at the start of this year, you know, sort of. So, I mean, I got divorced last year, and then, so I've been, you know, sort of like living separately now for about four [00:31:48] months by the time this goes live and I was just realizing that a) I'm kind of tired because it's been a lot, right? KELLY: Yeah. That's a lot to process, yeah. ANDREW: So there's that. B) My entire day to day living [00:32:03] situation has changed, you know, I have my kids half the time, you know, all my other work life tries to live in that sort of compressed other half time. KELLY: Yep, three or four days a week. ANDREW: Yeah, and, you know, and there's a lot more, oh, a [00:32:19] lot more, there's a lot of kind of running around that's a part of my life, you know, especially as my kids get bigger. KELLY: Yes. ANDREW: You know, they're not big enough to be... KELLY: All the driving. The driving. ANDREW: Yeah, or you know or like, taking them around, I mean, we live downtown so, you know, but they're, they're cool [00:32:34] to go. The older one's cool to go places they know, but if they're going anywhere new, they need us to take them, you know? KELLY: Yeah. ANDREW: So, it's like, all right, everybody's on the bus. Let's go here. Let's go there. Let's do whatever, right? KELLY: Yeah. ANDREW: And, and so all of those changes just made me realize [00:32:49] that, you know, I needed to kind of shift back to reassess my actual energies and that I also needed to kind of look at what's, [00:33:04] what am I what am I doing? And what am I hoping to get out of it? And does it make sense from that space, right? And so there are a bunch of things that I've been doing where, like, from a practical point of view, they seem like [00:33:19] they make sense but maybe more from an emotional point of view, I'm, I have some other agenda for being there that's not being met? KELLY: Yes. ANDREW: Around the growth of my career, around, you know, interconnection with people, around a bunch of different stuff, right? And once [00:33:34] I realized that discrepancy... And I was like, okay, so all of these things where I have an unofficial agenda, that's really my actual agenda, that is not in alignment with doing these things, I should stop that, you know? And, and [00:33:49] a lot of the travel was sort of geared around some of that stuff, right, you know, fun, escape, you know, status, whatever, I'm like, none of those things matter that much ultimately and if I want to have fun I should just go have fun. And if I want to like [00:34:04] escape, I should like, take a day off work and go do something, but like, traveling to go work somewhere else is not a way to accomplish those things, you know? KELLY: Yeah. Yeah. ANDREW: So. KELLY: So this is great because it sounds like you're coming into a deeper sense of what [00:34:19] is authentic and real and right for you. And that's, you know, the whole pathway of Uranus is that it is, it awakens us, if you like, to things that might have been latent or forgotten or neglected, but the [00:34:34] chaos or the upheaval of of changing things is a really critical part. It's like there's almost a dare, a cosmic dare, you know, if you would like this level of authenticity, how much are you prepared to change in your life that's kind of on the fake end of [00:34:49] the spectrum, to really sit in that deeper sense of self. ANDREW: Yeah. For sure, yeah, it corresponds with sort of a drive that I've been feeling as well. Like there are lots of parts of my life that I haven't [00:35:04] been public about. I mean, I haven't been secretive about them, but I haven't been like super public about them either? KELLY: Yeah. ANDREW: And you know, so like, you know, being a polyamorous individual. It's a thing that people, if they know me, know about me, but it's not a thing that [00:35:19] I've sort of historically, you know, broadcast per se, right? KELLY: Yeah. ANDREW: But also, I've been feeling like that's something that I wanted to change and so I actually recorded an episode, the episode previous to this is about poly, [00:35:34] polyamory and love and spirituality, you know, and so it's like, it's also that, right? Like what are the risks you're willing to take, right? What's, what are you willing to put in? How much discomfort are you, are you able to engage to get that authenticity? Right? KELLY: [00:35:49] Well, and this is the key, is that there is some discomfort and that's a really beautiful way. Like what risks, what are you prepared to lose, or put on the line so that you can be more authentic? Are you prepared for people to maybe judge [00:36:04] you a little bit because you're owning your stuff? And Uranus is really correlated with things that are counter cultural or might be defined against society's norms as a little unconventional or atypical. ANDREW: Yeah. KELLY: I always [00:36:19] think about Uranus in Taurus is like just letting your freak show out, like fly your flag, basically. We all have parts of ourselves-- ANDREW: Yeah. KELLY: That are a bit weird and a bit odd or bit unusual and when [00:36:35] Uranus shows up and really starts, because the last eight years we had Uranus in Aries. So there was a very specific type of Uranus vibration going on. And what I would say is, for most people, the last eight years brought a lot of that chaos [00:36:50] and call to authenticity. The next eight years probably won't be as strong for you, just because, you know, if you are activated by the areas or the cardinal sign piece, you may not have as much fixed signs, you know, in your life, but there is always a risk. There's always a level like [00:37:05] Uranus is like, how can you let the part of you that feels like a black sheep be more on display more of the time, you know, if you think you're wearing red when everyone else is wearing white, how can you embrace that part of you? So. ANDREW: Yeah. KELLY: It's wild, I mean and Uranus [00:37:20] in Taurus has some pretty specific collective themes that I think we're going to see as well. I don't know if you looked into those. ANDREW: Well, I'm, I listen to you and Chris and... KELLY: Austin. [00:37:35] ANDREW: Austin, I was going to say Aidan, and I'm like, no Aidan is a person who's on my podcast, Austin, on The Astrology Podcast where you do a-- It's a great thing, you should go check it out. There's lots of good stuff about it. The episodes that I listen to are [00:37:50] the sort of monthly forecast episodes where the three of you discuss what's coming and so, you know, I heard the discussions about, about that and the other elements, you know, that sort of tie it into maybe a bunch of economic change and other stuff [00:38:05] that might be coming. So, but yeah, if you want to share some of that I would love to hear it here too. KELLY: Yeah, I just thought, I mean, I always love the personal because I really love working at the individual level, but I know, people are often interested in the collective. So, the last time we had Uranus in Taurus was from about the mid [00:38:20] 1930s to the early 1940s. So we did have Uranus, I just to give people some context, Uranus is in Taurus about every 84 years. So we had that period early in the 20th century and then the time previous to that was like 1850s [00:38:35] kind of mutant 19th century and some of the things that happened globally in one or another of those periods, the mid-1850s, mid-nineteenth century period, was the gold rush, where we had this idea of like mining, [00:38:50] literally blowing up parts of the earth, which is Taurus. The blowing up part is Uranus, and we would, people were discovering gold or precious metals from the land, so there is definitely an environmental component to Uranus in Taurus, around [00:39:05] what are we doing to the land, the environment? What kind of an impact does that have, is it having? Unfortunately, you know, there may be some innovation in how the land is created or mind or what have you that may not be, that may be destructive [00:39:20] initially. So I'm not saying it's all perfect in that 1930s, early 1940s period: food, manufacturing, really, took off. A lot of what we call sort of modern food manufacturing, the food technologies were really developed [00:39:35] then. Some of those were fantastic and some of those things were relatively quickly proved to be actually quite dangerous. So, you know, every innovation that comes through around safe food, whether it's food production, food cloning, food [00:39:50] development, that type of thing, some of them are going to be great, that we'll want to keep around and others, you just, keep your wits about you but-- The other thing that's really different: Taurus is a feminine sign. It's ruled by Venus and it tends to be associated with [00:40:05] feminine type archetypes or feminine type people in society. And historically, there have been a lot of technological developments that have freed up women and changed women's roles in society when we've had Uranus in [00:40:20] Taurus. So things like washing machines or sewing machines or spinning looms have been developed in previous Uranus in Taurus cycles, you know, which was typically sort of woman's work with air quotes. And so, if it would normally take you four hours to [00:40:35] do something by hand and now you can use this, use this gadget and get it done in an hour, it gives you back your time. So there is something about Uranus in terms of freeing up time. And you know, one of the big things in that, the, because the [00:40:50] last time Uranus was in Taurus was through World War II, and one of the changes around sort of gender roles that happened then was so many young men sent away to war in many sort of English and first world societies, at the time, women [00:41:05] were allowed to leave the home and the domestic setting to go and fill some of the working job roles that were previously run by men or taken by men. So women got this taste of their own independence. They tried on different roles. [00:41:20] Of course, you know, the men came back from war and then the women were kind of sent back from the offices to their domestic duties if you like, but those women were the mothers of the women who-- mothers, sometimes grandmothers, [00:41:35] of the women who then really got very involved in the 1960s liberation that went on. So you can see some of these seeds of larger cyclical change that can come through. So just with Taurus being a [00:41:50] little bit more of a feminine sign ruled by Venus, the sign where the Moon is exalted. So the, two sort of typically feminine planets, nurturing, you know, anything to do with people who identify as feminine and, and whether that creates limits or opportunities [00:42:05] in society, and a lot of stuff I suspect also to do with women and childbirth and child-rearing basically, so there are some really key collective themes that we can keep an eye on. ANDREW: Yeah. Over the, [00:42:20] well, I think, I think it'll be interesting to see how those play out. I mean, I think that we can easily look at what's gone on in the last few years as setting the stage for that, right? Like the emergence, you know, of the me [00:42:35] too movement, you know, in the spiritual communities, the sort of rise of witchcraft and being a witch and the way in which that empowers the feminine often, you know, in a broader sense of definitely a lot of women in particular senses, [00:42:50] you know, I mean, I think that there's, there's lots of layers where, where I can sort of see that energy being ready for a change on some level, and you know, yeah, we'll see where that is. KELLY: Yeah. Yeah. I mean and I was saying, you know, [00:43:05] I've said to one client this week, you know, it's the idea of, watch this space. You know, Uranus, we know is going to pave new inroads and new types of innovation, new types of technology, 3D printing is a massive Uranus in Taurus thing, the idea that out of the ethos [00:43:20] we can create material objects, but you know, watch the space, just be open, the Innovations are going to surprise all of us, even those of us that are expecting them. ANDREW: Well, they always do, right? KELLY: Yeah. ANDREW: They always do. Yeah. Yeah, I was [00:43:35] just thinking the other day about about my cell phone and about, for some reason I was talking about the, back when I had a pager, to my kids, right? And they've never known any of those technologies. And they're like, what do you mean? Like someone would just send you their phone number and then you'd just call them? [00:43:50] And I'm like yeah, that was it worked, you know? And that wasn't that long ago. I mean, it was a while ago now, but it's not that long ago, right? KELLY: It's just been that, in our lifetime, Andrew. I mean, I don't know, I think you and I are relatively similar ages. Like when I was a kid, we were on a rotary [00:44:05] phone still? ANDREW: For sure. Yeah. KELLY: Yeah. It's really interesting. Alan Turing, who is a code breaker who worked in England, in Bletchley Park, decoding the German codes, funnily enough in World War II, he was [00:44:21] this mad kind of technological guy. He had a very prominent Uranus in his chart. So he's kind of relevant to what's being talked about. He had this image in the late 1940s. He imagined a day where women would be walking around the park [00:44:36] with their computers in their hand. And that was quite striking to me when I read that because that's essentially what we do these days with our phones. There's so powerful that they are I mean, you can store files and record video and interact [00:44:51] with, you know, people halfway around the world, and the phones we have today are better than the computers of the 50s, basically. So it is phenomenal. ANDREW: I mean, they're better than the computers of our childhood too, right? KELLY: Well, exactly! Those big... [Traces the shape of a big computer with her hands.] ANDREW: Think about my big 20-year, [00:45:06] my early PCs, or whatever, right? I mean, those things, you know, they didn't even have color monitors, you know? KELLY: No! We played black-and-white Pac-Man, basically. ANDREW: Yeah. Yeah. KELLY: Yeah, I remember being in like, I don't know grade three or four in primary school and there was [00:45:21] one computer in the classroom and each student, you paired up with a buddy and you each had about 20 minutes, you know, whenever computer time was, and all you did was play games. I guess it was just to familiarize us with the fact that these things existed. ANDREW: Yeah. [00:45:36] KELLY: But that's you know, that's the late 80s. That's a while ago now. ANDREW: Yeah. Yeah. Well, I had a Vic-20 and we, I was very excited, that I would spend like a long time doing programming and then I would run the program and it would like change the screen color. [00:45:51] And it was exciting and exuberant and then I, and then I would record my program onto the data storage unit, which was a cassette tape-- KELLY: Oh, my goodness! ANDREW: And it would like record it onto the cassette tape, right? KELLY: You could put a computer program on [00:46:06] a cassette tape back then because the-- Oh, my lord. ANDREW: Because they were so small, right? Like it was just text, right? Yeah. So funny, right? KELLY: Oh my God. Yeah. ANDREW: All right. Well now that I feel old. [laughing] KELLY: I know, now that we've made ourselves really feel middle-aged, [00:46:21] nurse? Yeah, it'll be fun. It'll be fun, yeah. ANDREW: So, is there anything else that is coming up that you're, that you're, inspired about? KELLY: Yeah, there is one thing that [00:46:37] I'm really excited about. ANDREW: Yeah. KELLY: And this is the great conjunction between Jupiter and Saturn that is happening in December of 2020 in the sign of Aquarius. It's a very nerdy type of timing cycle. It's currently being completely overshadowed on [00:46:52] the astrological airwaves because everybody's focused on the Saturn Pluto conjunction in early... ANDREW: Sure. KELLY: Which does have, I'm not saying it's not important. I'm just saying, personally, I'm more interested in the Jupiter Saturn. Jupiter and Saturn conjunct every 20 years, [00:47:07] but every couple of hundred years and, well, the thing is, every 20 years, they make these conjunctions in signs of the same element. So we have this elemental, you know, 200-year-cycle, and the conjunction in December [00:47:22] 2020 is really officially the start of the, air grand mutation, if you like. And so the last couple of hundred years, we have had Earth Jupiter Saturn conjunction. So we had a lot of Earth-based focus [00:47:37] collectively. We've had the Industrial Revolution. We've had structured work days. There's been a huge focus on money and mining and accumulation. And the air period is very much about ideas, movement, and interaction. So that's kicking off [00:47:52] December 2020 for the next 200 years. So for all of us alive now, we are going to witness this massive collective shift over the Air, out of the Earth element that has really governed so much of human experience since the [00:48:07] early 1800s. And we're going to be a witness to this change, which the type of technologies we were just talking about is a huge part of. The last time we had the Air elemental 200-year period, late 1100s, all [00:48:22] through the 1200s and most of the 1300s. Now, that was actually considered to be sort of the very first start of what then became known as the Renaissance. But in that time frame, we had these weird technologies like paper manufacturing being [00:48:37] perfected. And so the idea with Air is that we're talking about ideas and the dissemination of ideas. Astrology actually went through a massive rebirth in that time period, pre the official Italian Renaissance. And [00:48:52] I think what we're going to see is, ideas or philosophies are going to become more of a focus and they're going to spread more. We're also going to have people moving around a lot more. There was a lot of invasions [00:49:07] that happened in that time frame where people spread out with their ideas more. The big disease that happened through that time frame, of course, was the Black Plague, which is an airborne disease. So the idea, at the end of 2020, as we start this Air [00:49:22] period, where everything is to do with the mind, to do with the intellect, and to do with technology, and to do with the dissemination of ideas becomes much more. And it's hard to imagine how it becomes more than what it has become already, but it is going, is going to be faster accelerations [00:49:37] there. And then I think you know from a disease perspective, those types of airborne issues are also something we're going to need to be more mindful of, so yeah, so a few hundred year chapter. ANDREW: Time to double [00:49:52] down on getting your flu shot! [laughs] KELLY: Yeah, flu shots, you know, when you think about how mobile people are becoming, in the sense that we don't all go to 9 to 5 jobs in specific locations anymore. That's a very Earth kind of thing to do, [00:50:07] and also, you know, this podcasting. I mean, it's the radio of the modern era, but it is about-- Like I think podcasting is just going to get more and more popular, anything that's online, that involves the sharing of ideas or insight or [00:50:22] wisdom is just going to explode. We haven't even touched the tip of it yet, basically. ANDREW: Yeah. It's an exciting time to be alive. KELLY: Exciting time to be alive. I don't know that it bodes well for things like banking industries or credit systems, because I think they're going to go [00:50:37] through a massive upheaval, but that's... We're probably due for that. ANDREW: Yeah, I think so. I think that, yeah, I mean, I hear every single year that the banks here make more money than they've ever made before. [00:50:52] KELLY: Yeah. ANDREW: And I'm just like, how is that even possible? And, you know, and the answer is well, you know, there was a time where having a bank account meant that you accrued money on your, on your savings, [00:51:08] you know, but the idea now, like, you know the amount of fees and this, that, whatever, there's no way, you know, unless you have heaps and heaps of money in there, that, you know, anybody's going to be making any money off of a bank account. So, you know, so those dynamics are going to, you [00:51:23] know, shift again at some point, right? So. KELLY: Absolutely, and we're seeing that a little bit with alternative payment process and alternative money transfer options, you know... ANDREW: Yeah. KELLY: Back in the day, we had to go to what, Western Union, to send money internationally. And now, [00:51:38] there are companies, and I, we use one called Transferwise, which allows you to send money if... There's more of a mobility here that the banks don't have the monopoly that they used to. Now look, they still have a massive monopoly, and they're making huge amounts of money. ANDREW: Sure. KELLY: But [00:51:53] you're seeing more of these little startups popping up that I think are going to become increasingly popular. Venmo, I think, is really popular in the states, that type of thing. ANDREW: Yeah. Well, even, even PayPal and you know, Apple's integrating it [00:52:08] directly into the, directly into the phone, so you can just text people money and stuff, like it's all changing, right? KELLY: That's, that's the thing, like you used to have to go and get cold hard currency and nobody has... ANDREW: Right? KELLY: ....physical cash anymore, money is just a number on a computer [00:52:23] screen. ANDREW: Yeah, you don't even have to talk to people anymore. [laughs] KELLY: You don't! I mean, you know, you go to a bank, and nowadays there's more machines than there are people because of the automation, if you like. ANDREW: Yeah, for sure. KELLY: That's something I think we're [00:52:38] going to have to work on as a human race, is humans get something from being physically with other humans that we can't duplicate, you know, and even doing things like this where we're online and we can see each other. It's great, and it's a, it's a functional [00:52:53] substitute, but it cannot replace the exchange of multiple levels of energy that happen when you're physically in person. And so I think that's going to be almost our goal, is we have to still come together in the flesh, [00:53:08] even though we don't have to any more. ANDREW: Yeah. So take away from this episode: go hang with your peoples. KELLY: Yeah. ANDREW: Watch your money. KELLY: Yeah. ANDREW: And if and if a company called Skynet comes and wants to sell you some robots, say no thank you because [00:53:23] nobody needs a Terminator showing up at their house later on. KELLY: Right, nobody needs a terminator. ANDREW: Well. Thank you so much for making time to hang out with me today. It's been so nice to catch up. For people who want to come and follow you. I mean, I already mentioned [00:53:38] The Astrology Podcast and that thing, which I'll put a link to in the show notes, but where else are you hanging out, where should people come and find you to be in your orbits? KELLY: Yeah. Look, if anyone does want to, follow along if you like. My main [00:53:53] website is KellysAstrology.com, but you can also find me on Facebook, Twitter, and Instagram. I'm a little bit chatty on Twitter occasionally. It is actually my preferred social media platform. Like, I know that sort of sound and I'm not, that's weird these days. in addition to [00:54:08] the monthly episode on The Astrology Podcast, I also do a weekly show with two Aussie girlfriends called the Water Trio Astrology Podcast, and you can find that, as well as The Astrology Podcast on SoundCloud, iTunes, and YouTube. Coming up at the end of March [00:54:23] is my next online training class on career and life direction in astrology. So the idea here is, I'll be showing you how to answer the question of what should I do with my life and that's a four-part training. There will be a live weekly class initially, but it will also be all online, [00:54:38] and one of the new offerings that I just started last year that's been really popular is my monthly astrology guide service, which is a subscription-based offering where you get details about every astrology aspect happening every week and every month. So if [00:54:53] you're kind of obsessed with astrology and you want to follow along at home with your own chart, that resource provides all the info you need. Everything that you might need on any of those counts can be found on my homepage of my website, KellysAstrology.com. ANDREW: Awesome. [00:55:08] KELLY: Yeah. Thank you so much for having me, Andrew, it's been great to chat. ANDREW: Oh, thank you for being here.
15-40 Connection is focused on educating and empowering people about early cancer detection. This education helps individuals become aware of the early warning signs of cancer. Most cancer organizations focus on research for a cure, treatment or support. There are also many cancer organizations that focus on prevention. Unfortunately, we still don't know what causes all cancers, so while some preventative measures can reduce risk; it can't remove the risk completely. Research shows that detecting cancer early improves effectiveness of cancer treatment and also improves the chance of survival, which is why 15-40 Connection is empowering individuals to be aware of the early warning signs to give them their best chance at effective treatment and survival. 15-40 Connection aims to educate and empower individuals with the skills to recognize subtle health changes in themselves, rather than rely only on medical professionals. Through 15-40 Connection's 3 Steps to Early Detection individuals learn how to become active participants in their own health care so cancer as well as other illnesses can be diagnosed earlier. The result is a quicker return to health and most importantly lives saved. For more information: https://www.15-40.org As Vice President for Engagement for 15-40 Connection, Kelly Fattman supports educational outreach and national communication that teaches people how to detect cancer earlier. She is passionate about saving lives through the power of early detection. While working in this role, she experienced health changes herself that lead to a brain tumor diagnosis. Kelly put into practice the exact education she was delivering to change the outcome of her situation. Using 15-40 Connection's 3 Steps Detect, Kelly became one of the most valuable members of her health care team. After describing how her health changes felt, she was told by two doctors. “That doesn't make sense.” Her health changes were different from what they had seen most often. As they put the piece of the puzzle together to determine her diagnosis, Kelly continued to trust how she was feeling and shared that information. It was because of one of her symptoms that were not making sense that her doctor ordered additional tests which revealed her brain tumor. Had Kelly not shared that information, her diagnosis would have been delayed, the brain tumor would have continued to grow, her treatment options would have been more limited, and the chances of lasting side effects would have risen significantly. Prior to her role at 15-40 Connection, Kelly, helped companies large and small launch products, reach new audiences and improve customer engagement. Some of the major brands she has worked with include Reebok, Dunkin Donuts, American Express, New Balance, and the Boston Marathon. Here's the Transcript of the Interview Hugh Ballou: Welcome to this episode of The Nonprofit Exchange. And yet another interesting guest, Russell. What do you think of that? Russell Dennis: Good-looking and interesting and smart. Dedicated. Those are the kind of people that show up here. I like it. Hugh: We attract really brilliant people who have good stories. Kelly, welcome to The Nonprofit Exchange. Kelly Fattman: Thank you for having me. Hugh: We had a struggle with technology, but we conquered it. Here we are. Let's start out. I don't like these dry introductions of people. I like people to tell me a little bit about themselves. What about you is important to the work you do? Then talk about this organization, 15-40 Connection. Kelly: It's interesting because I have a background in marketing and development. I have spent the last part of my career, probably the last ten years, in strategy, development, and activation, specifically around customer engagement. When I came to 15-40, my role was to really help to drive engagement and scale because we really needed to scale our message. We knew it was life-saving education, and we needed to get to as many people as possible. What is unique in my story is I was working as a consultant, and then I had a health change. Part of our education is about noticing changes in your health and acting on them. I did that. I call it my orientation to the business. I was in real time in my life testing our education. Does it work? My health change was significant. I did see a doctor. I had some challenges with getting a diagnosis, but I pushed. I became the empowered patient, which is something that we talk about, and got to an accurate diagnosis, which really changed my life. That makes me not just a business professional, but also a consumer. That combination has been very successful as we enter the drive of this mission and our need to scale it and our ability to scale it. Hugh: Kelly Fattman, y'all aren't from the South, I can tell. Where are y'all from? Kelly: I am actually born and raised right outside of Boston, Massachusetts, but my parents are from Pennsylvania. I have a little bit of a mixed problem going on here. Hugh: Russell is over there in Denver. They got a really distinctive accent, which you can't tell. The South is very distinctive, and in New England, it is of course really distinctive. Tell us a little bit about 15-40 Connection. Kelly: Our mission is we teach people how to detect cancer early. It's that simple. There is a ton of companies. Once you are diagnosed with cancer, there is a bunch of resources to access for treatment, care, mental health, and research. When it comes to the path that leads to diagnosis, there is nobody who does what we do, which is unfortunately why we are doing it. The founder wasn't necessarily looking for something else to do, but when he saw this opportunity and the gap that was available to people to maintain their health and survive cancer, he acted on it. Our education is teaching people how to recognize symptoms, act on those symptoms, and connect with their doctors to get an accurate early diagnosis. Hugh: Outstanding. On your site, there is a core educational message called Three Steps Detect. Kelly: Correct. Hugh: Say more about that. Kelly: The Three Steps Detect is our core education. It is really the entry point of what you learn when you're learning about early detection. We broke it down into three simple steps. If you follow these three steps, it will lead to not only potential cancer diagnosis early, but really diagnose anything. We have heard from people this year that have diagnosed heart disease, kidney stones, things along those lines. We know that it's not just cancer that can be detected early. It can be anything. We know that anything detected early gives you a better chance of survival, better health outcomes, getting back to your life quicker, back to health quicker. Hugh: It's not just cancer? Kelly: We are focused on cancer, but the interesting byproduct of our education is it's helping people find other things as well. But our primary focus is cancer. Hugh: Wow. So you started telling a story that you had a health change. It brought you- How did you connect with 15-40? Was it already in existence? Kelly: I was actually working here, and they were developing the curriculum Three Steps Detect. We had been doing education before I got here but knew that we needed to tighten it up, be clearer on the message, get something that was memorable and actionable. That is what I was working on. When I had the health change, I followed the three steps quite honestly. The biggest step we talk about is the part where the patient interacts with the doctor. Doctors, we call them detectives. They only can solve the case based on the clues that are provided to them. We are the people who provide the clues. I was providing my clues; however, the doctors basically outlined to me that what I was saying didn't make sense, that my explanation of my symptoms couldn't be what they are. I stayed true to my story because of what I learned here, and ultimately they ordered the right test and got to an accurate diagnosis. I had two diagnoses prior to the third, which was the accurate one. Hugh: Some of us listening that are paranoid. When I visit people in the hospital, I start hurting when they start talking about their operation. Can you give us an idea of those three steps? Kelly: Sure. First step is to know you're normal, to know that you're great. What's good for you? When you wake up in the morning, how do you feel on a good day? We don't have a checklist, but it's setting benchmarks. What's your normal sleep patterns? What is your normal energy level? What are your bowel habits? Those are the things you should be checking in with. How is your skin? Do you have a lot of moles or just a few? Are you watching your skin? If new things come in that weren't there before. It's knowing what your normal is so if something changes, you can recognize the change. That is step one. Step two is the two-week rule. Since you have set the base of your normal, when something changes, you'll notice. Your stomach starts to act up. Maybe you're going to the bathroom differently. You're more tired than normal. Most things will clear up after two weeks. The flu, pneumonia, the common cold. There are lots of things that after two weeks solve themselves. If after two weeks you are still feeling these symptoms, we recommend you go check it out. It does not mean you have cancer. The two-week rule helps people not to be a hypochondriac, as you stated; it helps them to be calm because they say, “Okay. In two weeks a lot of things go away.” Two weeks gives them a reason to go check it out. The third step is the sharing with your doctor. That piece is the most critical in that it's what I outlined earlier. What you say to your doctor is going to determine what they know about you. They don't have X-ray vision. They can certainly order tests, but they don't know which ones to order if you are not sharing the right information with them. Ultimately, that relationship is critical. In this time where health care is so challenging and so variable across the country, it is understanding all the different scenarios that people can enter. Some people have long-term relationships with primary care. Others use urgent care or medical clinics, so it's a one-and-done environment. It's making sure the patient is driving the conversation, and they are driving the outcome to early diagnosis because if we don't drive, the doctors and the way the model is now built, they don't have the infrastructure and support systems, most of them, to do the follow-up and the additional work. They also don't know how you're feeling, so you go to the doctor and leave and don't follow back up with them, but you're still not feeling well. How are they going to know? Those are really the three steps. Hugh: I guess it's tricky. We all assume that the doctor knows everything. They tell you something, and it's a tendency for us to want to shut down. What I hear you saying is that we learn to be assertive in talking about ourselves. Is that the context you're talking in? Kelly: We say the best chance is you, the empowered patient. It's all of those. It's the strength of believing in yourself, trusting in your instincts, not being embarrassed. Some of the cultural norms. In the times we grew up, people didn't question their doctor. I'm not sure people are being raised the same way now. I think now is the right time. You know you the best. It's about a partnership with a doctor; it's not about us versus them. It's about creating a partnership between you and them. Hugh: That is a really helpful paradigm because- You called them a detective a minute ago. We have to give them the clues. They depend on us telling them. I have a very good doctor who listens very carefully and spends time and asks me very good questions. Sometimes those are questions about things I have never thought about, but you are helping me think about being prepared in case I wake up and it's not normal. If you are not normal, you wait two weeks, and if it doesn't go away, then you make an appointment. Is that what I heard you say? Kelly: That's exactly right. We also say that if something changes significantly, like you break your leg or you have a really sharp pain or something along those lines, then you don't wait two weeks. It's making sure you understand the difference. Our teaching is about the subtle, persistent changes that hang around that wouldn't necessarily impact your ability to go about your day. Those are the ones you wait two weeks and they usually clear up. Things that are more like the symptom I had was more significant. I had a sharp pain in my head that would come and go, but it was nothing I had ever felt before, very different from my normal and was more dramatic. It wasn't subtle, I should say. I acted quicker than two weeks. Hugh: Why is 15-40 Connection a 501(c)3? Kelly: Essentially because a nonprofit is the best way to get to everybody. Our mission is to educate people on how to detect cancer early. The fact is it wasn't being done before. Now that the issue is raised, you have to build the case to get the education out there. What we were able to do is build the case with funders and people who are interested in the nonprofit space to make a difference and save lives. That is how we landed as a nonprofit segment versus a for-profit who would be selling the education, which is not the motivation of the founder and the other people who work here. Hugh: It's to make it accessible to more people. Kelly: Yes. Hugh: Russell, what are you hearing here? Do you have questions or observations? Russell: That is remarkable. I can think back to a health change that I had when I was working for the IRS. There was some signs. I did not act. In my case, I can speak for myself. I think fear was a factor. Does your education program go to address those things that people may have, these fears that going to the doctor could cause me to miss work or my insurance may not be adequate? Fear is unreasonable often. It doesn't make any sense, yet it is there. Does your program address any of these fears that people may be experiencing or provide a space where people can discuss it? Kelly: Yes. Fear is the #1 issue. People say, I'm afraid to go. If I don't go, it will go away. The reality is that that fear, where it's unfounded is if you catch it early, great. That's a win because you can take care of it. If you don't have anything, that's great, too. Both are celebration points. We do have a natural fear of what the doctor is going to say. We also on the flip side of that want the doctor to say you're okay. Once the doctor says you're fine, we say, Oh, great, even though you still don't feel well, even though the symptoms still persist. You heard them say you're okay, and that's what you want. We call it the get out of jail free card because that is what people are looking for. You have to trust your instincts. You have to trust yourself. A lot of the teaching is about recognizing the obstacles, all that you just outlined, that keep people from going and keep people from getting the early detection because of those obstacles. Russell: Do you have any statistics—I think you might be a source for it—of people who are finding out that they have cancer, let's say late detection? Are there- How many cases are there where people are finding out too late that they could have been treated or the treatment becomes more difficult because they waited? Do you have any of those numbers per chance? Kelly: I don't have them at my fingertips. What I can share with you is one in two men and one in three women will be diagnosed with cancer in their lifetime. Those numbers are staggering. That is about 40%. That is a big number. We need to get as many of those people to detect cancer in stage zero or stage one. We also know the cost is significantly different. We do have data that supports stage one care versus stage four is the difference is probably 300-400%. The other thing is they just started to publish these studies now in the National Journal of Medicine and a few others around. Misdiagnosis is a blind spot that has been ignored for the last 20 years. The misdiagnosis leads to the lack of early detection. The more diagnoses you get that are inaccurate, the longer the pathway is to the correct diagnosis. There has been a lot of studies published on that. But the actual numbers of early versus late haven't found that yet. But we are continuing to see stuff like that pop up. Russell: That is a lot of people, 40% of the population. That is staggering. Is that how it's been historically? Have we seen an increase historically? Kelly: I don't know how long ago it was tracked. I can't answer that. But I know certain cancers are on the rise, some in younger people, like colon cancer and some others. I am not sure to answer your question if it's on the rise. But the number is staggering. And not rising at a percentage increase like the opioid epidemic. It's relatively static from the way the government sees it. I know that. Huge numbers, but not these kind of growth rates that are alarming to people. Hugh: You said with men, it's one in two. That would be us, Russell. Russell: That would be. I get that. The funny thing is because Kelly was plugged into 15-40. Kelly, because you were plugged in there, you were looking at being proactive about this problem and actually going out to solve it. In my case, I just instinctually shied away from it. My boss and her boss had two separate one-way conversations with me to tell me to go to the doctor. They actually had to threaten to fire me before I did it. That is how strong the fear around facing this was. With men in particular, and it doesn't surprise me, we like to be angry and flex our muscles and growl, which is a good mask of fear, to be angry for guys. Kelly: No one looks forward to sitting on a stool in someone's office. It's not a position of power, I like to say. Hugh: No, it's not. Russell, thanks for sharing that story. I guess you went to the doctor then. Russell: I did because they threatened to fire me. It was crazy. Once I found out what was going on with me, I was a lot calmer. I approached it a lot better. I was a lot more optimistic than letting go of it. Because I chewed on it and kicked it around for a while. I had a support system of people around me who were there to help me gather information. Good friends that came. My goddaughter and other friends. They said, “Okay, we are going to go with you. Just listen to the doctor. We are here. We can take notes. We can use your voice recorder on the phone. Just lean into it and listen and share where you are, what's going on.” It was a partnership. It was a team approach. Some of the things that I heard, whoever went with me didn't hear. There were a lot of things that people went with me to these appointments heard that I didn't hear. We were able to gather all of this information because when you sit in the chair, facing the treatment, a lot of times you're overwhelmed with things going on. There is economics, your affairs going forward, how I am actually going to feel. Am I going to be able to go back to my life as it was with work and with family? There are just a ton of uncertainties and a ton of questions that people face. Having people that have gone through it, having the education, having that support network to say, “Look, it's better to face this stuff sooner rather than later, and you're not alone” is critical to getting better. I have recovered fully. I have been in remission. I am approaching six years since the completion. Kelly: Yay, I like those stories. You bring up a good point about examples of people sharing examples. That is our model of education. We use storytelling. We use people who have had cancer diagnoses and gone through the process. They either detected cancer early or they didn't. The different outcomes they had as a result, it really is powerful because it helps people live the situation through other people, which can make it less scary. I appreciate you sharing your story, and I am very happy for your outcome. Russell: The unspoken thing my doctor said: We have some challenges, but he hinted at the fact that if I had come in a bit earlier, it would have been easier to treat. He wasn't sure how things were going to go. They are not always sure. They don't have crystal balls. It's important to get all of that information out there. No detail is too minor. Get that information out there to assess the situation to find out exactly where you are and what steps you can take. Hugh: Kelly, earlier in your dialogue, you talked about the support systems you have. When people find out, there is an emotional side to this. How do you help people there? Kelly: We are really the path that leads to diagnosis. We are trying to encourage and engage and empower people to go through the process to get to the diagnosis. As I had said when we started, there is a lot of groups and organizations that support once the diagnosis is made. That is not our focal point. Our focal point is making sure people get to the doctor and get that diagnosis if indeed that is what is wrong with them so they have more options and better chances for care and better health outcomes. Hugh: Two more things I am thinking about. People like to say, “I'm too busy to do some of this.” How do you encourage people to cut through that excuse and do what's important? Secondly, when they actually make the appointment, how do you empower them to have that meaningful conversation with your doctor? Kelly: An hour today could save you ten hours tomorrow. Busy is busy. Everybody is busy. At the end of the day, getting to the doctor, taking the time today to get the early diagnosis could save you so much time, so much money, and your life quite frankly. It's about prioritization. It's not easy. At the end of the day, how many people prioritize themselves first, especially when you are a parent with children and with a job? But you have to reinforce it as often as possible that to the people who love you, alive is the option. They want you alive, and if it is going to mean that you don't get to make that lunch because you went to the doctor early or you might miss the last meeting of the day, you are not effective if you are not in the meeting at all. Fortunately, that is one thing that is shifting. It does feel there is support out there in corporate wellness and those environments to focus on health. It sounds like even your experience, people were like, “Get to the doctor or you're fired.” I love to hear that because they are prioritizing your health over the bottom line of the company. Not everybody does it. Not everybody works for supportive people. You have to be number one, or the consequences can be significant. Hugh: Wow. Equipping people to have that conversation. Kelly: It doesn't have to be us or them or me or you. It's more about I'm having something I have to deal with, and I need support for me to go do that. It shouldn't be too much to ask, but I know it can be trickier than it sounds. Hugh: But getting there. When you talk to the doctor. I am guilty of when I get to the doctor, it doesn't hurt anymore. Kelly: Yep. Hugh: So I have to have a good recall. This is what I was feeling. I am self-conscious or nervous, so it has surpassed the slight feeling of pain that I had. I guess there is making notes and being prepared for the doctor. What other ways can people be prepared? Kelly: You just touched on something. In advance of the doctor, make sure you write down everything that you experience. Symptoms, changes in your health, that piece. Make sure you make that list in the Notes app or handwrite them. Inevitably, when you get to the situation, you forget half the things. When you are there, make sure that you go through everything and that you don't, even if you are feeling rushed, it's your time in that room. You have to command it. It's that empowerment thing again. I am not done. I haven't shared everything I am feeling. The two other pieces that have been very helpful in the education are: ask them if they don't know what it is, what could it be? It could be this, or it could be that, or something in between. It gives you some framework to work from. Then you say, Okay. What is the path to the answer? You treat the minimal thing they think it probably is. If it doesn't work, when should I feel better? When should I come back? You have a plan on what the next act is, and you're not waiting around for somebody else to reach out to you. In this day and age, you don't traditionally get a follow-up call. The other one I just touched on is when should I feel better? If I get this ten-day antibiotic, on the tenth day, should I feel better? On the fifth day? When should I feel better? What do I do if I don't? Those two things have been powerful statements to keep people in the driver's seat of the process. Hugh: We don't know what questions to ask. That is helpful. Your website is 15-40.org. The logo is 15-40 Connection. Tell us a bit about the website. There is a Donate button. A Contact. You have a blog. What is on the blog? Kelly: To set the stage, our product is education. It's early detection education. We offer through Train the Trainers, through webinars, and through live presentations with panelists. To support the education we have provided, we have a social infrastructure. We are on all social media platforms, and we have a blog. What we do with our blog is enhance and continue to tell the stories of what we have taught. It's everything from last Valentine's day, we had a blog post on the most important relationship is the one with your doctor. We actually just are launching the 12 Days of Early Detection. Each day someone sings one of the days. At the end, on December 22, you will be able to hear the whole 12 Days of Early Detection. Each day is reinforcing our education. That is what we use all of our social platforms and our blog to do. A lot of it also is through storytelling, highlighting stories of people who have had successful health outcomes as a result of our education or because they didn't have our education, they value it and want to make sure other people have it. Hugh: Start the Conversation. Know the Power of You. Know Your Role. Be Informed. FAQs. The Three Steps Detect. Remember You're Great. Two-Week Rule. Share with Your Doctor. Learn from People Like You. Get Involved. Education & Outreach. Share Your Story. Events. Donate. Find out About Us. You have a team for the marathon. 2018 Boston Marathon. Kelly: We do. We have seven runners who are collectively already over $25,000 in funds raised. That is super exciting. Hugh: That's great. I ran for the Leukemia/Lymphoma Society raising money for cancer. Kelly: For Boston? Hugh: No, I ran Atlanta. Yuengling in Virginia Beach. It is a grand event. They give you a name of somebody who is in cancer treatment who you run for. On your website, you can click on that and find out about joining the team. Is that the idea? Kelly: Our team is full. We have filled all seven slots. You can certainly support our team. Three of our seven runners are cancer survivors. They are out pushing the mission forward and empowering themselves and running a marathon and supporting early detection education, which is amazing. Hugh: I love it. You are sitting in the office? Kelly: I am. Hugh: You're in Boston. Kelly: We are about 35 minutes west of Boston. Hugh: West. Tell us about your staff, your founder, and your board. Kelly: Our founder, Joe Coghlin and his family. It is a good story. Jim, his best friend, Mark Ungerer. Jim said, “He is my best friend, second only to my wife.” How romantic, right? Mark lost his son at the age of 15 to leukemia. Mark, as a lasting legacy to his son, started a successful golf tournament. He funded research to help continue to find cures for leukemia. Mark, years after this tournament started, said to Jim, “If something ever happens to me, would you keep this going?” Jim said, “Of course, I will, but you'll outlive me.” Unfortunately, shortly after that, Mark died. Jim had a commitment to this tournament. He continued to fund the research. He is a very successful businessman. He decided to check out the ROI. For all the funds that were being put into research, what was the outcome? As a result of some of that work, he found this statistic, which showed that there had been an issue around delayed diagnosis and the impact of delayed diagnosis on cancer survival rates. Once he found that and recognized that nobody was focused on it, he met with a family and said, “This is a calling. We can't let this be. We have to do something about it.” That's how 15-40 was founded about eight years ago. We have an active board. We just had a board meeting last night. We have eight members at this point. We are actively pursuing additional board members as we scale and build new curriculum. Our staff has eight people who work across all categories: development, marketing, education, outreach to support the mission and to scale the mission. Hugh: That is music to our ears, isn't it, Russ? Russell and I reframe the word “consultant” to “WayFinder.” We don't give people fish; we teach them how to fish. We work with many nonprofits, and boards are not as active as they ought to be. Russell's specialty is funding. We think about donors and grants, but there are six more streams of funding. It sounds like you have a good thing going, a really solid platform. How many people like you in the office? There is nobody like you, but how many others? Kelly: There is eight total people who work in the office each day. A lot of us are out of the office because our education is we are out in schools, in corporate wellness, on college campuses. We are spread all over. There is eight total in the moment. Hugh: Do they all wear black furs to work? Kelly: Exactly. This is to celebrate our 12 Days of Early Detection. I wore a fancy jacket so that I could sing. Stay tuned. Watch our Facebook page. Hugh: You are going to sing. Your Facebook page is 1540 Connection. Twitter is @1540connection. YouTube is The1540Connection. Instagram is 1540connection. No hyphen. Just written out. Kelly: Each day, we will post. Everybody is singing a day of early detection. Hugh: Love it. That is clever. Russell, we are on the last stretch of our interview. I bet you got some observations and closing questions for Kelly. Russell: I love the fact that everybody is cross-trained and understands everybody's function and role and taking that responsibility onto yourselves. It's marvelous. Spreading the wealth and spreading the joy. I love what you're doing. I'd be interested to know more about your Train the Trainer process. That is something that should be spread beyond Boston. I think it should be spread around the country so that people understand what they are looking at. Kelly: Because of technology, we were able to do a Train the Trainer in Florida. We are national. Our feet on the street is here in Boston, so we have deeper traction here. We are definitely moving across the Mississippi and trying to hit all four corners and the center of the U.S. and make sure everybody gets the education. Hugh: One of your tabs says Get Involved. If people are not in Boston, how do they get involved? Kelly: So many ways. You can get involved through social media. You can share our story with your network. You can bring our education through your schools or corporations. You can also sign up for Train the Trainer. You can bring us to your college campus. It really is endless. All the opportunities are posted there. There is also an email capability to tell us what you're thinking. We are nimble, so we are constantly looking for new ideas. We welcome all ideas. Hugh: Amazing. So Kelly, as we wrap up here, is there something we haven't covered that you want to share? What parting thought do you have to leave with our listeners? Kelly: As our founder says, “Health is wealth.” At the end of the day, if you are not healthy, everything is a struggle. We have the capacity to get well. Most people can access a doctor or a hospital. Taking the extra time to do that if something changes in your health can be a life-saving decision. Our founder says often, “Don't be selfish. Think about all the people who love you. If you make this decision and you are negatively impacted as a result, they are, too.” That is a strong statement. It's not just about you. It's about everybody around you. I have young kids. I am being wheeled into the hospital with a ten- and eight-year-old. That is not an easy pill to swallow. You want to come out and make sure that you are there for them. I think that is the key component of all of this. Make it a priority because at the end of the day, nothing else matters. If you don't have your health, the rest is not going to happen. Hugh: Amazing. Russell, those are good words, aren't they? Russell: They are wonderful. Thank you for making this information available to a lot of people. It's a worthwhile cause. Access to information and resources is critical, especially in today's climate of rising costs. The thing that I would say to people as a closing thought if you got some things going on and you are stopping to think, Well, I don't know if I have the money or the resources to pay for it, I will point out that I have never seen a U-Haul behind a hearse. Dead people don't pay bills. Hugh: Kelly, thank you for making time. I know you have a lot of things to do. Thank you for sharing your story with all of our listeners. Kelly: Thank you so much for having me. I really appreciate it. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hey Rebels! Today we are bringing you a throwback episode and one of our faves. We can't thank you enough for your continued support of our podcast! In this episode Caroline and Kelly talk all about the importance of giving back. This is actually how Caroline and Kelly met! Kelly and Caroline talk about how important giving back is to them and their biz. Kelly wanted to continue her love and passion for teaching. By giving to Pencils of Promise each month she is working towards building a school! Caroline continues her passion by giving to a non profit organizations. Her inner hippy came out after her Colorado trip. After her trip she decided to use recycled paper and products for her biz and she wanted to plant trees. Now her donations go toward an organization that plants trees and educates people for “green jobs.” There is also an option of adding planting a tree at checkout when you shop with Caroline! Ways to Give Back: Recycle your materials you use to produce your products or use in your office Volunteer in your community Donating items for various causes/events Being a mentor Give back at what you are good at-business specific-get creative Quote Love From Kelly & Caroline: You don't have to give away the farm -Kelly You are doing more than someone who is doing nothing -Kelly It makes a difference when you are doing something you love -Caroline When you give back, you are in total control -Caroline I was single handedly killing all the trees -Caroline Kelly’s Pencils of Promise School Page Toms Shoes Start Something That Matters- By Blake MyCoskie* The Promise of a Pencil by Adam Braun* Website that will help you find a reputable charitable organization: Charity Navigator Follow us on instagram (Creative Biz Rebellions) and interact with us for a shop shout out!!! If you have a second please jump over to iTunes and leave us a review! Click on the link and then click on “view in iTunes” to leave us a review. We give you all the virtual fist bumps. Thank you! JOIN THE REBELLION! Signup for our newsletter and get our fave list of Instagram hashtags FREE! YOU CAN FIND KELLY ONLINE AT: www.helloworldpaperco.com www.kellyparkersmith.com www.helloworldstamps.etsy.com YOU CAN FIND CAROLINE ONLINE AT: www.carolinecreates.com www.carolinecreates.etsy.com SHOW YOUR REBEL SPIRIT WITH SOME AWESOME GEAR FROM THE CREATIVE BIZ REBELLION SHOP: www.creativebizrebellion.com/shop *This post does contain some affiliate links*
This episode is brought to you by The Kolada Group. Today, I’m talking about morning mindset routines. My guest is Kelly Atwood, who is a money mindset and sales strategy coach for entrepreneurs. Topics: (:31) Intro – Systems Saved Me Summit (1:53) Meeting Kelly (3:17) Life before a morning routine (4:59) “Frozen corn kernel moment” (6:58) Experimenting to find the right routine (9:19) Kelly’s routine (11:22) Take time to be centered (14:58) Where to start? (16:46) Keep good company (20:44) Best financial investment (22:44) Biggest lesson learned (26:01) Finding Kelly (26:40) Book recommendation Quotes of the Week: “We’re human beings but sometimes we think we’re human doings.” - Kelly “You can write your dreams into existence by doing it every single day.”– Kelly “There are so many things outside of business that you can focus on to find positivity.”– Jordan Resources: www.kellyatwood.com Facebook: The High Vibe Manifestation The Science of Getting Rich by Wallace Wattles Systems Saved Me Summit See acast.com/privacy for privacy and opt-out information.
Hey Rebels! In this episode Caroline and Kelly talk all about the importance of giving back. This is actually how Caroline and Kelly met! Kelly and Caroline talk about how important giving back is to them and their biz. Kelly wanted to continue her love and passion for teaching. By giving to Pencils of Promise each month she is working towards building a school! Caroline continues her passion by giving to a non profit organizations. Her inner hippy came out after her Colorado trip. After her trip she decided to use recycled paper and products for her biz and she wanted to plant trees. Now her donations go toward an organization that plants trees and educates people for “green jobs.” There is also an option of adding planting a tree at checkout when you shop with Caroline! Ways to Give Back: Recycle your materials you use to produce your products or use in your office Volunteer in your community Donating items for various causes/events Being a mentor Give back at what you are good at-business specific-get creative Quote Love From Kelly & Caroline: You don't have to give away the farm -Kelly You are doing more than someone who is doing nothing -Kelly It makes a difference when you are doing something you love -Caroline When you give back, you are in total control -Caroline I was single handedly killing all the trees -Caroline Kelly’s Pencils of Promise School Page Toms Shoes Start Something That Matters- By Blake MyCoskie* The Promise of a Pencil by Adam Braun* Website that will help you find a reputable charitable organization: Charity Navigator Follow us on instagram (Creative Biz Rebellions) and interact with us for a shop shout out!!! If you have a second please jump over to iTunes and leave us a review!Click on the link and then click on “view in iTunes” to leave us a review. We give you all the virtual fist bumps. Thank you! JOIN THE REBELLION! Signup for our newsletter and get our fave list of Instagram hashtags FREE! YOU CAN FIND KELLY ONLINE AT: www.helloworldpaperco.com www.kellyparkersmith.com www.helloworldstamps.etsy.com YOU CAN FIND CAROLINE ONLINE AT: www.carolinecreates.com www.carolineannhull.com www.carolinecreates.etsy.com SHOW YOUR REBEL SPIRIT WITH SOME AWESOME GEAR FROM THE CREATIVE BIZ REBELLION SHOP:www.creativebizrebellion.com/shop *This post does contain some affiliate links*
Caroline and Kelly talk about how to be a creative rebel and how this is the basis for the entire podcast. Learn how Caroline and Kelly work together as business owners and what they want this podcast to represent! Caroline and Kelly talks about how they “never followed the crowd” and how they carve their own way for their business! Becoming Rebels! Break Rules and Take Risks: Kelly talks about how she was always a rule breaker even as a young child and Caroline talks about how she did not become a “rule breaker” until she became a young adult and got tired of following “the norms!” Being a rule breaker is the leap you need to start your own business and be your own boss! Are you ready to take leap? I truly believe every entrepreneur is a rebel -Kelly Being a creative rebel is just a little bit cooler -Kelly How Our Journey Started: Caroline and Kelly talk about how to sparkle and stand out as rebel. Kelly talks about her new love, creating patterns, and Caroline talks about how her business got started by taking a hand lettering course. From trying something new and getting out of their comfort zone, Caroline and Kelly talk about how it is important to do what you love and not to always focus on making money! I fell in love with a pen -Caroline I did it because I love it -Caroline Ways To Be Creatively Rebellious: From standing out and being yourself, to not doing what is popular Caroline and Kelly talk #allthings rebellious. Rebelling against what is trendy has worked well! Make your business “unique” and make your brand “you.” From taking big risks in your business to not following the norms, learn how rebelling helps you stand out! What BIG news do Caroline and Kelly have in store for their biz in the near future?! Sometimes you just gotta jump -Kelly You learn and grow from experiences-those are not wasted-Caroline Haters are gonna hate-Kelly If you have haters, then you have made it-Caroline First Big Rebel Move: Are you unhappy with your current job, looking for an excuse to get out but to afraid to take the leap and venture out to start your own biz? Caroline and Kelly talk about their first big rebel move and why they did it. Learn how they left #allthethings from their past jobs to do what they love! Learn how to not be the person who hates their job and comes home everyday angry. You do not need money to make things happen, you just need to want it bad enough! It was the craziest thing, but the best thing I ever did -Kelly Happiness is more important than having all the cash -Kelly Doing what makes you completely and totally happy is the ultimate rebellion -Caroline I want to help “little me” eight years ago -Caroline Be creative, take the leap man, join the rebellion..Woo Hoo -Caroline Sites/Products we mention in this episode Brickyard BuffaloSpoonflower If you have a second please jump over to iTunes and leave us a review!www.creativebizrebillion.com You can find Kelly online at:www.helloworldpaperco.comwww.kellyparkersmith.com www.helloworldstamps.etsy.comwww.helloworldpaperco.etsy.com You can find Caroline online at: www.carolinecreates.comwww.carolinecreates.etsy.com www.carolineannhull.com
Having trouble finding boundaries between your life and biz? Caroline and Kelly talk all about boundaries for your biz and how important they are in your life. From working from and working with people in boundaries are an important necessity! Caroline and Kelly talk all things boundaries and how to set them in our lifestyles! Let's Talk Schedule First up, Setting office/shop hours: Do you have office hours, if so how do you set them? Despite working from home and the need to be working all the time, set hours for yourself and keep them. Customers will expect you to be there for them if no times are set. Learn how Caroline and Kelly set boundaries for their shops and how they stick to their schedules! Don't forget to set your shop policies, this is very important for setting boundaries! Don’t stress out over responding immediately to your customers, it is physically impossible to answer everyone. Learn how Kelly takes care of her etsy convos and why it is working so well! I am not Amazon….I don't have a 24 hour customer care hotline -Caroline Processing for Keeping Boundaries: Learn how Kelly handles her etsy convos and why it is working so well! First step…..Turn off those esty and email convo notifications! Caroline and Kelly talk about how to set boundaries with emails and etsy! Find out how Caroline uses boomerrang to help schedule her emails for her biz! Setting hours makes such a difference in your life. You really feel like you could breathe and enjoy time with family -Kelly Do You Set Weekend Boundaries? Learn how Kelly and Caroline balance their biz and family over the weekends? Do you take time to spend with your family? Taking Saturdays off for family time or just creative processes for themselves keeps them energized and ready to start the next week! Kelly talks about her strict processes she uses for her business. Keep to your processes for you business! Doing so helps maintain boundaries you have set for your biz! Learn shortcuts to help frequently asked questions! Using snippets with etsy?? If not, find out how and why they are important for your sanity! Setting Personal Boundaries Do you have personal boundaries set in place? How do you let your customers and client treat you? Don’t let customers disrespect you and don't be afraid to set boundaries! Learn how Caroline and Kelly balance their customers by being upfront with them and letting them know right away their shop policies. Setting boundaries and policies will help you maintain your insanity! You have to be okay when your customers say no -Kelly You cannot be everything to everybody -Caroline Now we are ending this podcast by setting boundaries -Caroline If you have a second please jump over to iTunes and leave us a review! You can find Kelly online at: www.helloworldpaperco.comwww.kellyparkersmith.com www.helloworldstamps.etsy.comwww.helloworldpaperco.etsy.com You can find Caroline online at: www.carolinecreates.comwww.carolinecreates.etsy.com www.creatingbizness.com
BankBosun Podcast | Banking Risk Management | Banking Executive Podcast
Kelly: Hello, this is Kelly Coughlin, CEO of BankBosun. Today we're going to launch a series of podcasts on community banks and the role they have played in our history and the future. Community banks are critical to a community's social and economic ecosystem. I use the term ecosystem carefully and intentionally to describe a system of inter-connected elements formed by the interaction of a community with their environment, and in terms of a social and economic community, in my mind community banks are critical members of that ecosystem. That brings me to this podcast series, in which we're going to focus on community banks. In this series we're talking to a number of executives who are leaders in community banking, and I'm asking them to make community banks more fun and interesting. I think I used the term “humanize” community banks. The community bank has been around a long time. From the Revolutionary War in Massachusetts to the Santa Fe Trail in Kansas; expansions and contractions, recessions and depressions, community banks have seen it all. With that in mind, I have one of those leaders, Sammie Dixon, CEO of Prime Meridian Bank in Tallahassee, Florida. He's not been around since the Revolutionary War, I don't think, but he has seen a lot. Sammie, are you on the line there? Sammie: I am. Kelly: Have you been around since the Revolutionary War, Sammie? Sammie: No, I barely made the '60s. Kelly: Barely made the '60s, excellent. Sammie, I wanted to talk to you because when I look at your bio and some of the community involvement…I looked at all the involvement that you guys have…and I counted nearly 50 organizations, whether it be the Treehouse of Florida, Toys for Tots, Young Actors Theatre, Good News Outreach, Holy Comforter School, Lee's Place, Opening Nights. I'm not sure what Opening Nights is but..., you've got Florida Tax Watch. You've got over 50 organizations that you guys support one way or another. Talk to me about that. Sammie: Well, Kelly, there was a famous banker here in town by the name of Godfrey Smith, that always stated that a healthy community makes a healthy bank. And if you take care of the community, then the bank will be taken care of, if you're providing good service and charging good, honest rates, paying people good rates, and just making sure that the well-being of each individual client and the community as a whole is taken care of. Kelly: Kind of jumping forward here, what happens in a community when a community bank ends up getting acquired by a national bank or a large regional bank? Does that go away do you think? Sammie: It does to some extent. You've got someone outside of the individual community that really doesn't understand what's important, making decisions or providing budgets to the local leadership of that regional or money center bank. And they cannot react as quickly to the needs of the community. Whereas your community banks are able to really provide a nimble outlook. And by that I mean that if there's something happening that needs to be taken care of. The decision can be made within 5 minutes and let's get the problem squared away, from supporting one of the individual not-for-profits that are providing services to our community to the hospitals, the school system. It's having that ability to make a decision on the ground floor. Kelly: That's a segue into maybe the bigger picture here. That dynamic doesn't just relate to non-profit involvement, but it gets at the for-profit activities that a bank is involved in. When you're not part of that community, you can't respond as quickly, whether it be granting a commercial loan or that sort of thing. Talk about that a little bit. How is that impacted? Sammie: Every business is nothing more than a story with substance behind it. Having people and having the executive leadership having the opportunity to not only listen and hear the story, but live it. You get to see what they do each and every day and you're able to make decisions and make judgments in extending credit; what type of depository services they need; and there's nothing about a story that fits in a box. Every one of them is different. Every individual character, if you want to say, within the story is different. Having that ability to take the time, sit down, understand what the story is and where it's going, gives us an opportunity to make very quick and rational decisions that helps each individual business that then helps the community. Kelly: You mentioned story. What's your story? What's Prime Meridian's story? Sammie: Well, Prime Meridian Bank is a newer bank, one of the last in the state of Florida to get chartered. We opened our doors February 4th, 2008. We initially capitalized with about $12.9 million dollars. We have now since grown in excess of $275 million, over the last 8 years. We decided to start the bank, myself and Chris Jensen, and we thought we could provide service to our clientele, and decisions that would help them move more prudently and faster. Kelly: You saw a need specifically in the Tallahassee market? Sammie: We did. We thought that we could provide service and compete with everybody in town. We didn't have a group of people come together and say, "Let's start a bank." We put our story together and put our model together, and went to individual business leaders within town, here in Tallahassee and said, "We're going to start a bank we'd like you to be a part of," and that was the genesis of Prime Meridian Bank. Kelly: Was there a lot of consolidation and acquisitions that had gone on prior to that, and so that kind of created this market opportunity for you guys? Sammie: No. You had several community banks here in town already, most of your southeastern regional banks and your money center bank. We just thought there was an opportunity for us to come in and provide a little different level of service that would make us a profitable entity and serve Tallahassee very well. Kelly: Let's talk about the name Prime Meridian. You do know that you're not on the Prime Meridian? You do know that you're 84 degrees west, right? Sammie: I do, but the Prime Meridian for all metes and bounds in the state of Florida is here in Tallahassee. Kelly: Oh, got it. Sammie: If you look at the Prime Meridian, what is it? It's a starting point of the metes and bounds here for the state of Florida, and starting point of time, or the starting point of a new financial institution. The Meridian line is an unwavering line going over the Earth. We're unwavering in our outlook and care of our shareholder's money, but more importantly, our clients. Kelly: The Brits claimed Greenwich was the Prime Meridian. They don't own that, so you'd redefine Tallahassee to be the Prime Meridian. Sammie: At least for a new financial institution. Kelly: Very good. Continue with the evolution of the bank and the challenges you've faced in the past, as you went from de novo Bank? You didn't acquire another bank, right? Sammie: Right. Several things that we're proud of through the evolution of our company. Number one, which goes back to the quality of our team. When we started our bank, the average startup cost was about $800,000. The day that we opened the doors and took the write-off to capital for the expenses, we wrote off $395,000. That goes to the knowledge and expertise of our team of not having to hire a lot of consultants, and understanding each and every thing that we did. Going on to 2012, four years after we opened, we looked around with the team that we had, and realized that we could do our own data items processing. Instead of having a service bureau that was processing our checks, we decided we would do it ourselves. That added an immediate $8,500 a month to the bottom line. Kelly: Wow. Sammie: That same year, we also became cumulatively profitable. That was pretty exciting for us. And then in December 11th of 2013, we became an effective SEC registered company and then started listing our stock in 2015 on the OTCQX. So those are some of the things that we have done and we're very, very proud of. Dealing with the SEC, we went through a full review, when we filed our S1, our initial going public document. Our comment letter back from the SEC was simply 2 1/2 pages, which goes to say just how good our team is, and how detailed we are in each and every thing that we do. Kelly: Yeah. I know access to capital has been good once you go public, but it's quite a task to a) go public, and b) maintain that. The requirements are immense as you know. Was it worth it, do you think? Sammie: Absolutely. We went public for 3 reasons. Number one is we could raise our capital the way that we wanted to. We didn't have to worry about an accredited offering or anything of that nature. Number two is we're looking to grow the company and grow outside of the Tallahassee MSA, and if we do that we want to have a currency that we can use. In order to have your stock act as a currency, you've got to have a market for it, and the only way to do that was to be an SEC registered trading company. Then number three, when we decided to do it, our bank is still very clean. We do not have many non-performings or any crazy things on the books. It would never be easier to go through and do it. And we look at it like these days, with capital, you can't say, "Okay, we're going to go buy someone or do something. Now let's go get approval and say, 'Okay, if you give us approval we'll get the capital.'" You've got to have capital already on hand. There's no more just in time capital. And the same way we look at it is there's no just in time human capital. Kelly: Let's talk about human capital for a minute. How challenging is it for you to compete for new talent and retain existing talent with the compensation structure that community banks have to deal with? Sammie: Well, Kelly, that's been one of our strong points. When we started the bank in 2008, we were the new kids on the block. Nobody knew us. All we had was a story. It was nothing but air. So going out and getting the top absolute talent was difficult. People had their banks, things were going well. So we decided that we would start building our own bankers. And being here in Tallahassee and having Florida State and FAMU and TCC here, gave us the opportunity to go get a lot of talented younger folks to bring in, that had the capacity, train them, educate them. And one thing that we've done is we've been very transparent with our team. Up until we went public, we went through our financials with our entire team once a month. Now that we're a publicly traded company, we do it once a quarter. But giving them the exposure, I cannot give them experience, but giving them the exposure to what we're doing, why we're doing it, and how we're doing it, is as important as finding experienced people. And our entire culture is surrounded by a one-word question and that's “why”. Any teller, relationship manager, operations person, whoever, can ask me or anybody in the bank why are we doing something. And that causes two things. Number one, the hardest thing to get people to do is think. If they're asking you questions, then they're thinking. And if you answer their questions: Why did we go public? Why did we raise capital? Why are we looking to acquire banks? What does that mean to the bottom line? Now, all of the sudden you've created an inclusive ecosystem, as you say, that people can buy-in. The biggest thing people want is to be a part of something, and what we've afforded a lot of folks to do is come in and be a part of building something from the foundation up. And constantly giving them that transparency of what we're doing and why we're doing it, is very, very inclusive. And we listen. I can't tell a teller how to make a teller line more efficient. So if I can't listen to what they're doing like I ask them to listen to me and do what I say. If we don't have a partnership there, we're not going to get any better. That's the number one. Number two, if someone asks me a question. Why are we doing this? and I can't answer it, then I might need to rethink what I'm doing. Does that make sense? Kelly: It certainly does. Have you used non-qualified benefit plans as part of that overall compensation structure? This is not a pitch for that. I was just curious if you'd ever talked about that. Sammie: Yes. We're in the process of looking at our entire compensation structure now, and figuring out how to better enhance it to a) retain, b) attract, and c) incentivize. Kelly: So say another side of say the balance sheet, since we're talking about that, municipal bonds. Anything that you've seen change here since the 2008 Dodd-Frank and all this other stuff of municipal bond rating agencies? Have you guys had to modify any of your practices on that? Sammie: We're using a third party right now to monitor our municipal portfolio. So in the old days of just buying bonds and putting them on the books, we actually have a quarterly review of all of our municipalities. Kelly: So you've had to upgrade that since the regulatory changes? Sammie: We have. And I don't think it's all that bad from the standpoint that you look at a lot of municipalities out there that are having weakness due to the down-turn, and the one thing that we have made the decision from day one, is we take risk, and there's risk in everything you do, but we take the real risk in our loan portfolio. We do not want any risk in our investment portfolio. We're looking at it as simply a hedge against interest rates, and also as just a liquidity source. Kelly: Well then you better load up with bank-owned life insurance. You've got about 50% of your financial assets in muni’s and I like the lower balance sheet risk that BOLI offers. That’s another discuss with you and Glenn. What's the future look like for community banking in general, threats that you see, opportunities? For example, 80% of millennials haven't even walked into a bank before. Sammie: Let's stop right there for a second and talk about the millennials for a minute. Number one, I talked about how we hire and what we do. The average age of our bank is 38. The average age of our management team is 41. As far as dealing with millennials and all, one thing most people have forgotten is most millennials have yet to start a company. A lot of them, due to the recession, still live with their parents. So therefore, they really haven't needed to walk into a bank. Now a lot of the millennials that we have found, and we talk with, and we do this a lot. They want to be a part of something. And they're much more community driven and doing something for the greater good. Once you are able to show them from a teammate standpoint what we're doing, they buy in. Once they actually need something other than just a regular checking account, i.e. buy their first house; buy a business or trying to finance the start of a business, they need to sit down and talk with someone who understands the market. And we have found, we've been very successful with millennials. Now we're not out there with everything online, rocket mortgage and things of that nature. We're finding a lot of success dealing with the millennials. What that comes back to is we generally don't get them until they need something. And every individual, every household is nothing different than a story too. Where's your income coming from? Is it going to be sustainable? Can you afford whatever asset you're trying to purchase? That has been very, very beneficial to us. As far as whether or not banks are going to be here, I've talked with bankers that go back to the '60s that said the community bank's not going to be around much longer. Well, as long as you have people, there's a certain segment of the population that wants to talk with people, when it comes to their financial situation. Coming up from a small town in south Georgia, and growing up the 3 most important people in the town was your doctor, your preacher, and your banker; your health care, your faith care, and your financial care. And you generally didn't do that via an email. I truly believe that there will always be a place for the community bank. Now with the regulations and thought process out there, there's going to be fewer and fewer community banks due to the fact that what we're required to do. We're operating in most cases from an asset-liability standpoint, overall balance sheet management standpoint, like a larger bank. However, we don't have the economies of scale to do it. So we have to be more innovative and more nimble. And that goes right down to talking with your regulators on a consistent basis to understanding what the rules are. If you're going to form a hospital, or if you're going to start a power company, there's regulations you have to abide by. As a community banker, you had better understand the rules and abide by them or find something else to do. That's just the approach that we've taken. And it creates a lot less heartache and stress, when you come at it from that standpoint, versus saying, "The regulators are going to kill me." Regardless what they're going to do, they're going to do it. So you better find out or figure a way to cope with it. Kelly: Great. What's the biggest threat, other than let's say cyber-security risk, which probably keeps you up at night…other than that, what's the biggest risk or fear that you have, say for the next 10 years? Sammie: As we expand, finding the human capital, finding the talent, the teammates. Kelly: Really? Sammie: The human capital. Kelly: So in Tallahassee or in some of your outlying branches? You have access to plenty of talent there, right? Sammie: There is a good supply, and it's just finding the right people that believe in what we believe in. Our culture is the most important aspect of what we do each and every day, and I go back to the question “why”. If you're questioning why we're doing something, some people look at that as somewhat of a negative. We look at it as a positive, because if you cannot explain what's going on, and you cannot understand it, then the “how” really doesn't matter. Kelly: What's the biggest opportunity that you see? What gets you up every morning after you've had a sleepless night worrying about cyber-security risks? What gets you going? Sammie: The opportunity to grow, to build our franchise here within Tallahassee; the opportunities outside of Tallahassee. Within our investor presentation, we show that we don't want to go any further north than Macon, south of Ocala, east of the Atlantic and west of the eastern border of the state of Mississippi. That is south Alabama, south Georgia, and north Florida. The opportunities to be there are endless. And that is something to get excited about and get out of bed every day, and figuring out a new challenge to go build upon. Kelly: That's great. All right. In closing, I always like to ask either your favorite quote and/or the stupidest thing you've done in your business career. Sammie: I will give you my favorite quote, and it's on our boardroom wall, and it is by a retired General, Eric Shinseki, who has been re-retired. The quote is, "If you do not like change, you are going to like irrelevance even less." Shinseki is the most recent former head of the VA. He's pretty irrelevant right now. Kelly: I would say so. Alright. Very good. Anything else you want to add Sammie, or should we sign it off? Sammie: You tell me. Thank you. Kelly: I think we're good. Thank you very much for your time. It was a pleasure talking to you. I wish you well, Sammie. Stay safe! And that’s it for my interview with Sammie Dixon from Prime Meridian Bank in Tallahassee, Florida. Thank you.
Being a boss and a mom can be a little crazy. Caroline and Kelly dive into a discussion about the back to school craziness. Caroline home schools her kids and Kelly’s sons started high school and kindergarten this year. Between orientations, first days of school, sports practices, carpooling, worrying about what’s for dinner, and home school lessons, how does your business not take a backseat to the looney toons schedule? Having a plan and giving yourself grace is key. Listen in to find out how Kelly and Caroline handle on the craziness and also what they do when they have an epic mom fail. You have to be very intentional about your time. - Caroline You don’t have to be on 24/7 - Kelly I’m trying to give myself more space. - Kelly You just physically can’t do it all. - Caroline Sometimes you will not get everything done and your to do list is a mile long, but just give your life a little perspective and realize that the next day isn’t so far away and we promise it will all get done. Deep breaths. LINKS Kelly’s Monitor NotepadTrello
Kelly Coughlin is interviwed by Chris Carlson. Chris is a lawyer and actor in Minneapolis and applies his Socratic method to extract from Kelly what the heck he is doing with BankBosun. Kelly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: Hi, this is Kelly Coughlin. I’ve got my long-time friend Chris Carlson on the line. He’s CEO of Narrative Pros. Chris, are you there? Chris: I am. Kelly: Great. How are you doing? Chris: I’m pretty good. How about you? Kelly: I’m terrific. Chris and I were catching up. We haven’t talked with each other in a while, and we were catching up on what’s going on. Chris had a bunch of questions about what we’re doing at the Bank Bosun, and we thought, “Well, let’s turn this into a podcast.” Rather than me talking to Chris about what I’m doing, he’s going to ask me some questions so it will help him and the audience better understand what we’ve got going on. Chris I’m going to turn it over to you. Chris: All right. Well, I think first up on the order of business is letting everyone else know a little bit more about who you are. I’ve known you for a while, but why don’t you let people know a little bit more about yourself. Kelly: I’m 58, 4 daughters, 4 granddaughters, and I don’t know if you knew this, I have one grandson. Finally a male in the family. Chris: Oh, congratulations! Finally! Kelly: CPA. Went to Gonzaga University. My uncle is Father Bernard J. Coughlin who is President. Go Barney! He’s 92 now, and I always give him a shout-out when given the opportunity. I also got my MBA from Babson. Let’s see, I worked for PWC when it was Coopers and Lybrand, and then Lloyd’s Bank, CEO of an investment and financial technology company that I founded, managed, and sold. I don’t if I’ve touched base with you since I’ve started working with Equias Alliance as a risk consultant. They do bank-owned life insurance (BOLI) and non-qualified plan programs for banks. I don’t think we’ve really touched base since I started with them. Chris: No. It’s interesting. Kelly: Yes, it is. Chris: Speaking of which, explain to me this BankBosun. Am I saying that right? I take it it’s a nautical term. Kelly: Yeah. Technically, it’s spelled B-O-S-U-N on the website, BankBosun, but Bosun is actually spelled B-O-A-T-S-W-A-I-N, like boat swain, but it’s pronounced Bosun. Chris: Okay. Kelly: BankBosun, it’s a syndicated audio program, really, that’s designed to bring together executives all throughout the U.S. who are participating in what I call the bank ecosystem. Chris: Wait. I’m not going to let off the hook here. What does a boatswain do? Kelly: The captain of a ship needs help and guidance and support, so the boatswain helps the skipper, the captain of the ship, achieve its mission and purpose. Chris: All right. Yeah, that’s a segue because I’m connecting the dots as we speak as I listen to you. BankBosun helps C-level execs in the way. Is that right? Kelly: Yeah. That’s correct. We’re not dealing with ship captains. We’re dealing with bank officers, chief officers. It’s a clever play on the words C-officers, sea-level officers. Chris: It is clever. It’s very punny. A lot of puns. That’s good though. It keeps the interest. I’m not going to let off the hook with the other fancy term which is banking ecosystem. An ecosystem, if I remember it, that’s like the jungle. Right? What do you mean by banking ecosystem? Kelly: The jungle is one ecosystem, so technically it’s a biological community interacting within a set relationship among resources, habitats, and residents of the area. By this, I mean the residents of the banking community, so it’s all the residents of the banking community interacting among each other. The area is not defined as a physical definition like a pond or an ocean or a jungle. It’s defined as a business industry, and in this case, it’s the banking industry. Chris: Sure. All right. What do they need? I mean, why them? I mean, given your background it makes sense. Kelly: Why the banking ecosystem? Chris: Yeah, why do they need particular help and why are you the one to help direct that assistance? Kelly: Well, bankers are just fascinating, interesting people, aren’t they? Chris: Yes, yes they are. They evidently need a lot of help. Kelly: Well, I’ve been in the banking ecosystem, if we can keep using and then abusing and overusing that term, since I was 22. I started my career at Merrill in Seattle in the early 80’s selling mortgage-backed securities to the banks and credit unions. That was a good introduction to navigating this ecosystem. I would say that I learned a lot from that. Then I was consultant at PWC, and CEO of Lloyd’s at two asset management subsidiaries of Lloyd’s Bank, and then as a CEO of our financial technology company Global Bridge. Our primary market was banks, so I’ve been in this ecosystem, if you will, for many, many years, and I do find it interesting and fascinating. The 2008 crash, or melt down I should say, and several others that we’ve had in history, emphasize that banks are a foundation or bedrock of the economy. Frankly, they need all the help they can get. It’s good for the economy. Chris: These bankers you’re trying to reach, I’m assuming you’re doing it through these podcasts and other high-tech, and you’re pretty comfortable that they’ll be able to get the help they need through that and not be put off by it? It’s a good way to reach them? Kelly: Well, it’s certainly is not something that historically they’re used to and comfortable with. Historically it’s been print media, download reports, print them, stick them in your briefcase, read them when you can. Half the time you don’t read them, or if you do, you read them on the airplane and then chuck them. It’s not something that they’re used to right now, but I know as a CEO of a couple of companies in my past, that we pulled in so many different directions from different constituents whether it be board members or key customers or regulators, employees, suppliers, consultants, accountants, everybody is pulling at us and yanking at our time. CEO’s, generally, and CFO’s, but C-level execs, they need to extract value from all these different sources of information efficiently and effectively. I really am a proponent of the multitasking concept, so the idea was, “Let’s give them some good information, bring together this ecosystem, give them some good information but in a way that they can do other things.” Kelly: Frankly, we’re right in the middle of sporting season, football season and the World Series. I was actually down in Kansas City for the World Series. That was fun. The commercials are ridiculous in these sporting events especially football, so I figured out a way to multitask during these games. Certainly during football games you can read if you want, but also you can listen and learn too. CEO’s, you run your own company. You got a million things going on. Right? You’ve got to figure out a way to maximize the return off of that. Chris: Absolutely. Yeah. You said earlier that you think that it’s a time when banks have a greater challenge than they’ve had in the past, and with your nautical-themed assistance, give me a sense of why now is a particularly challenging time for banks and how you’re going to be able to help us. Kelly: Well, I like the nautical theme for the Bank Bosun. I’ve sailed for many years. I’ve lived in Seattle in the 80’s. To me skippering a boat was, where you have a lot of moving parts and people and weather and tides and currents and rocks and other boats to deal with and coast guard, the regulator, and it really served as a great metaphor for running a business, but especially a bank. I think any executive that’s been in charge of a boat knows exactly what I mean about that. When you’re out sailing in the Puget Sound or the ocean, you use whatever tools and information you can muster up to get you and your crew and your boat to the next point. There are no guide posts. There are no signs. You have to watch weather, currents, tides, all that kind of stuff. All of those principles apply to skippering a company, but especially a bank. Chris: That makes sense. You sold me on the metaphor. Kelly: Good. Chris: Tell me more about where you’re at right now and what the connection is with your Bank Bosun. Are they okay with this new gig? How do they relate? Kelly: Well, Equias is in the bank-owned life insurance space. BOLI is the acronym for that. I came across Equias and the BOLI industry when I was working on a management consulting project. I didn’t know anything about the industry or the product at that time, but after I finished the engagement I thought, “Man, I need to get into this space,” because I love the asset class, if you will. Frankly, it’s an alternative investment for banks’ portfolios. Now, it has to be surrounded by insurance and you have to make sure that insurance is a key part of it, but at the end of the day, it’s a phenomenal asset class. It transfers balance sheet risk. You get a higher return than treasuries, than municipal bonds, and that sort of thing, but I really do like the asset class. Then it has some benefits for funding non-qualified plans. The thing that I liked about it is it reminded me of my early Merrill Lynch days selling mortgage backed securities. At the time, mortgage backed securities were a new, innovative product. They had a few more moving parts involved, and it required me to simplify the value proposition. You really need to focus on the benefits, which everybody needs to do in any business. With any product, you’ve got to focus on the benefits. I always think of the line, “People don’t want a quarter-inch drill. They want a quarter-inch hole.” Now this is, at the end of the day, a life insurance product. I also love the line by Woody Allen, “I tried to commit suicide one day by inhaling next to an insurance salesman.” There’s always some inherent bias against that. My father sold insurance, and I told that to him when I was about 22 or something. He didn’t find it that funny actually. I find it funny. Chris: It is funny. It’s a funny line. Kelly: Yeah, it is. Chris: It’s funny because the word inhaling is funny. Kelly: You’re going to probably offend somebody. Chris: Probably, but that’s not your target market. Kelly: They’re my colleagues. Chris: Your friends, as it were. Speaking of friends, I haven’t wished you, my friend, a Happy New Year. We’re about a year into it here, and you see all these lists coming out, top movies, top TV shows. Why don’t you give me the top three initiatives for, BOLI, or for the banking ecosystem? Kelly: Okay. Chris: Pick your field. Kelly: Well, I certainly have three, but I’m not going to tell you two of them because I wouldn’t want to tip off our competitors onto what I’ve got up my proverbial sleeve. Chris: Okay. Kelly: Stay tuned. News at 5. Chris: That’s right. Kelly: Let me hear your sales voice say that. Chris: News at 5. Now it’s, News in 5 seconds. I asked you for the top three initiatives for 2016 and you said that you’ll give me one. Kelly: I’ll give you one. Chris: It’s called negotiating? Kelly: Yeah. Chris: Okay. Kelly: The one that I’m intrigued by is a confluence of two things. One is cyber security risk. Chris: All right. Kelly: The other is risk transference of that risk. I want to explore whether it makes sense to pursue a captive insurance program for banks to underwrite cyber security risk. Setup a collective or a community to do that. I think it’s being mispriced now by insurance companies because they haven’t really identified the risk. They haven’t really identified how big the risk is, how to mitigate the risk, and then how to price it. Anytime you have unknowns like that, especially in insurance, you get over, mispricing, I should say. That’s something that intrigues me. Chris: Yeah, it makes sense. Kelly: Yeah. The other two I’m not going to tell you about. Chris: Perfect! In the acting business, we call this dramatic tension, which you’ve done a good job of creating. Kelly: Thanks! Chris: Well it sounds interesting. It’s good stuff. We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.
Kelly Coughlin interviews Donald Moore about generating more revenues from trust and wealth management clients and managing risk in that business line. Moore is a former OCC examiner. Donald Moore Jr., CEO of Bearmoor, LLC has over 20 years of experience in the asset management and fiduciary industry. He has served in senior fiduciary positions with various US Treasury agencies, as well as a leading financial services consulting firm. He began his career as a Trust Examiner with Office of the Comptroller of the Currency. He has examined over 50 trust divisions, including the lead position at two of the nation’s largest trust institutions. He has assisted in the development of national policy and guidelines at both the Comptroller’s Office and the Office of Thrift Supervision. Kelly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: I’ve got Don Moore CEO of Bearmoor LLC. Don, how are you doing? Don: I’m doing well, thank you Kelly, I appreciate the opportunity to chat with you today. Kelly: Don, you’re in Boulder? Don: I’m not quite in the Republic of Boulder, I’m a little bit closer to the Breckenridge area up in the hills of Colorado. Kelly: You’re happy because the Broncos just won the Super Bowl, I take it. Don: I’m slightly indifferent to the Broncos winning, although they had their ginormous parade yesterday down in Denver. Everyone’s excited that Peyton got his Super Bowl, but again, I think it was the defense that won it for him. Yeah, we’re happy here in the state. No one’s going off the edge yet. Kelly: Let’s get right into it. Tell me what Bearmoor does. What’s your value proposition? Don: Basically, it’s the optimization of risk-adjusted revenue from an organization’s existing fiduciary activities portfolio. It’s basically their personal trusts, their investment management accounts, their retirement accounts, foundation endowments and custody. All those off-balance-sheet activities within the fiduciary world. Again, the optimization of their risk-adjusted revenue from their existing portfolio. Kelly: First of all, it’s banks that are in the wealth management business. They have trusts, they have wealth management capabilities, correct? Don: Correct, a lot of organizations that are clients, their definition of wealth management differs, but it does include trusts, insurance, and private banking. Kelly: You help those kind of banks do what? Don: Optimize top-line revenue. What we mean by that is, I like to use a quote from Bono, the lead singer for U2, he was up at his concert and doing one of his social announcements where he was clapping his hands and he said, “Do you know, every time I clap my hands, a child in Africa dies?” And someone screamed out, “Stop clapping your hands.” We don’t focus in on expense because for the past 10 years in the industry, the industry’s been focused on nothing but expenses. The expenses have outpaced revenue growth 6 out of the last 10 years. Their focus on expenses I don’t think, has been all that fantastic. We like to say, “Well you’re already focused on expense reduction, we want to help you grow top-line revenues.” Our value proposition leads to an increase to revenue top-line. Kelly: Before we get into how you do that, let’s talk about some personal background. Don: All right, I’ll start out with education. I went to school, got a degree in finance and accounting, after I graduated from that I went to work for the United States Treasury Department as an examiner with the Office of the Comptroller. The currency, the OCC, I found an opportunity to begin examining in the fiduciary world and I became a fiduciary examiner. Through that, I went to Washington, DC. For those of you in the fiduciary world that have an understanding of Regulation 9, when I was in Washington, DC I helped draft and write that regulation that now national banks follow. For most states, it’s been adopted verbatim on that. I left there, and went over to another Treasury Department, the Office of Trust Supervision, which has now been rolled into the OCC and wrote their fiduciary training program and some of their examination procedures over there in a fellowship capacity of 18 months before leaving and going to the consulting world, and focused on consulting in the fiduciary world, and that brings us to where we are right now. I am married to my wife Toni, we live out here in Colorado, we have four children. Hobbies; I would say right now we’re doing lots of skiing, got some good snow out here in Colorado, so that’s one of my hobbies. Do a lot of running, outdoor activities is me. That’s who I am, I’m 52 years old and I feel it every day. Kelly: Don and I have known each other for probably 15 years, and we made a good connection when we found out you grew up in Minnesota, correct? St. Louis Park? Don: Yeah, sure, you betcha. Kelly: Let’s talk about the business. How do you help these banks make money? How do you help a wealth management bank make some money? I want to come up with let’s say five take-aways on how our listeners can make money through what company like yours offer. Don: Let’s start out with, the opportunities for increasing top-line revenue within your fiduciary activities exist. They are out there. I like to use the phrase, “You’re standing on a whale, fishing for minnows,” because there’s already opportunities to increase your top-line revenue within our organization. What we mean by that is we go through and do an analysis account by account basis and identify opportunities in three phases: one, gap analysis which is, “Hey, where are you missing it?” From the standpoint of what you think you’re getting. You may have some system errors, system inaccuracies that can help you identify opportunities, that’s one phase. Second one is competitive analysis. Where is it that you would like to beat your competition, and where is it that you actually are? We ask you what your business’s strategic plans are, we go out and do mystery shopping and competitive shopping for the organization to make sure that they understand where they are and where their competition is, and where they can go with their current level of pricing. The third analysis is a regulatory analysis. What’s changed in regulation that allows you to either understand the regulation and generate additional revenue, or do we have some risk there? Again, gap analysis, competitive analysis, regulatory analysis to help you identify those opportunities, because they do exist. I would say that’s the first area. Kelly: You exposed that just recently, gap analysis. You’re looking at pricing, and how competitive they might be in pricing in addition to more of a qualitative, these are the type of services they would offer? Don: Along the lines of both, Kelly, with regards to the types of services we want to break it down so we understand the types of services they offer. Then the pricing that they have on each of those services. When we talk about pricing, we all know that there are committees, and then there are boards, and we’re talking about the board-approved pricing for these services. Kelly: This is for wealth management services. These are the basis points. This is how much we charge for a $5,000,000 fiduciary trust account, correct? Don: Correct. Absolutely. Those are established by, I would say, the business line which then goes to the committee and the boards approve. These are the pricing and it would include not just basis points, but it would include minimum account fees, it would include fees for ancillary services such as real estate administration, closely held business administration. Maybe there’s a tax prep fee or a tax information letter fee. Maybe there’s a stand-alone fee for extraordinary type services. All the fees charged for the services provided within wealth management on the fee schedule. We then go through and see what accounts are actually on that schedule, and what accounts are not, what accounts have customization, what accounts have discounts. It doesn’t make sense for the level of service being provided. What’s critical with that, from a Bearmoor perspective, is what I would say would be the second take-away, which would be a risk understanding of your accounts. If you haven’t done a risk assessment on an account by account basis, it would be highly recommended that you do so. This would allow you to identify the level of risk for each account and type of account using system information. This isn’t something that’s subjective, it’s based upon system criteria that you’ve established and put risk weightings on it. Let’s say you have an account that is an irrevocable trust account with two co-trustees, five beneficiaries, some unique assets in there, and maybe it’s over $2,500,000. You would assign various risk criteria to each one of those factors. Maybe that has a higher risk than a revocable trust. Kelly: You’re not talking about portfolio risk, you’re talking about risk of an unhappy client (other than portfolio volatility). Don: Correct. What we’re seeing is a fair amount of, I hate to go back to the regulatory side, but a fair amount of regulators are saying, “Hey, we can risk rate loan accounts on the banking side, why can’t we individually risk rate these off-balance-sheet trust accounts from an administration standpoint, from a level of risk?” and then get some understanding about what may be some levels of capital might be for this entire portfolio. It’s not investment portfolio risk management, for lack of a better term it’s complexity rating the account. Kelly: Give us three things that you like to look at, that might go into the calculus of that. Don: I would say type of account. Kelly: The fiduciary, non-fiduciary. Don: Correct, you would have the fiduciary accounts would be those revvocable and irrevocable trusts, investment management accounts, foundation endowments, IRAs. Then the non-fiduciary lower risk would be a custody account, where you don’t have any investment management responsibilities. Another item would be the type of assets in there, so maybe less risk would be a mutual fund portfolio, that’s made up of a bunch of mutual funds to meet the account’s objective. A higher risk would be, “Hey, it’s a stand-alone investment in a large piece of commercial real estate.” High risk on that. The third thing would be type and/or number of beneficiaries. The larger the beneficiary pool, the more risk you may have because you have different competing objectives. Some of those might be income beneficiaries, others might be remainder beneficiaries, or growth beneficiaries. Kelly: The high-risk account would be one in which there’s a fiduciary relationship to your holding assets that are perhaps individual securities and not mutual funds and the third? Don: Number of beneficiaries. Kelly: Number of beneficiaries. Is that because the more people you have in the equation, the more likely it is you’re going to have somebody complaining about it? Don: More likely there’s going to be a complaint there, but more likely that there’s going to be conflicts of interest. What I mean by that conflicts of interest is those beneficiaries may all have different needs and you as the fiduciary that’s managing that account, have to take all those into consideration and make sure you treat them equitably and fairly based upon the information you have. Kelly: Tell us how you help the bank make more money. Don: From that account by account analysis on the gap analysis and identifying opportunities within their portfolio. Not just from a best practices from what we’ve seen over the past 15 years of doing this, but also what’s taking place within their lines of business and their strategy. Overlaying that on that analysis and saying, “Hey, here is the opportunity, and here’s how that opportunity impacts each account.” Kelly: This is for your part one you look at the market, you look at competitors, and you say, “Oh, your competition’s charging 200 basis points, you’re only charging 150. You could charge 180,” for example. Don: Correct. If you still want to be the low-cost provider and the lowest-cost provider is charging that 200, and you’re at 150, you could go all the way up to that 200 and charge 190, 180. Right. Kelly: Right. Don: Do that complete analysis. Or your minimum fee is stated to be this, we’ve done in a cost analysis of your portfolio and you’re not even covering your costs with your minimum fee. You’ve got to adjust your minimum fee. Kelly: Don’t you think most banks know their competitor? Let’s say pricing, and their level of service, because they either get clients poached frequently, or infrequently, and if they find out why, then it’s well, his is cheaper, or better service, whatever it was. Don’t you think they know that? Don: That’s what we thought. That’s what we were counting on, but when we started doing the mystery shopping, because we asked our clients who are their competitors, who do they want us to mystery shop. Then we also provide them all the other information that we have. That, other than the actual opportunities, was one of the most highly prized pieces of information that we provided to our clients was, “Oh, look at all this competitor information.” My business partner and I looked at each other and said, “Wow, we didn’t realize how valuable this was. We thought you guys knew it, we’re showing it to you to let you know that we know it.” You would think they would know it, but a lot of times that isn’t the case based upon the information that we were able to gather and the reaction that we get from those. I think they have an understanding of it, but once they actually see the documentation and support for that that we’re able to gather, that brings it full circle. Kelly: I’m intrigued by, and I always have been intrigued by you being a former regulator with all due respect to your former profession, the dark side I suppose, or actually I think when you go into industry, they say you’ve gone to the dark side, I believe. However you look at it, how a former regulator can help on the revenue side is always been amusing to me. I know you do have a pretty good reputation out there, so kudos. You’ve been doing it quite a while, I believe. Don: Yeah, I appreciate those comments. Perhaps my capitalistic views weren’t always the right forum to be a regulator, so maybe I’ve always had to get back to this side. Maybe I was on the dark side and came back to the light. Kelly: Any more takeaways? Don: I would say re-acceptance, and what I mean by re-acceptance is, based upon the information that you have today on your existing accounts, the level of administration, the level of responsibility, the potential problems associated with the risk audit compliance items, the regulatory issues, and the revenue that you’re making on it, would you re-accept the accounts in your portfolio today? If the answer to that is no or maybe, you need to actually go through and do this risk assessment and the revenue opportunity assessment to make sure be able to answer that question yes or these are accounts we no longer need to be a part of. Kelly: It isn’t just no longer be part of, it may be no I wouldn’t accept it under these terms. These terms being pricing, but would you accept it at 50 basis points? No. Would you accept at 150? Yes. Isn’t that as much of a relevant question as acceptance or non-acceptance, it’s how should we price this thing? Don: Proper pricing is critical. We have top 10 risk piece that we do and one of the top 10 risks is appropriate pricing, so you’re absolutely right. “Hey, I wouldn’t re-accept it because of the assets.” That’s one thing. I wouldn’t re-accept this because of the price and the assets. Could we price it accordingly where you would accept it? Absolutely. That’s part of the analysis we do. Kelly: Why don’t you post on our website the top 10 risk pieces in a blog post? Don: Absolutely, I can do that. Kelly: That’d be nice to accompany this. That’s it for now, give us your favorite quote. Don: It’s Milton Friedman the great economist. “The question is, do corporate executives, provided that they stay within the law, have responsibilities in their business activities, other than to make as much money for their shareholders as possible?” My answer to that is, no they do not. Basically, everyone should stay focused on generating revenue for the shareholders for where they have their fiduciary duty. Kelly: What’s the stupidest thing you’ve said or done in your business career? Don: This is classic me, and this took a long time to live down. This was years ago. I basically said, I used another quote when I was giving a presentation because someone asked a question with regards to revenue enhancement and I said in front of this entire group, “Life’s tough, but it’s tougher if you’re stupid.” Yep. Kelly: Good one. Don: I was much younger. Kelly: Don, I enjoyed talking to you, thanks so much for your time. We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers. Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.
Kelly Coughlin talks to Kevin Chiappetta, CFA, Financial Institution Management Associates Corporation about bank portfolio stress testing tools that are being utilized to help banks get prepared for the new FASB rule and CECL Kelly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: Kevin, I came across FIMAC I think, at a conference in Wichita, where I met your CEO, Greg Donner. I think Greg made a presentation there that I thought was really interesting. Let’s just start out with a little bit of just brief background, Kevin, of who you are. Then we can do a deeper dive into what FIMAC does, and what you see going on in the market today. Kevin: I appreciate the opportunity. Living in the Milwaukee area, my wife and I are the parents of two recently grown children. We’ve got one out of college, living overseas. We’ve got one who’s in college not too far from you, up in the St. Paul area. Kelly: You came over from your executive director from a company called Balance Sheet Solutions. Kevin: That’s correct. Kelly: You guys are in the space of helping banks manage their balance sheet … Both their assets and liabilities. Correct? Kevin: That is correct. We actually are two different approaches on that. We consider ourselves a technology company. We do provide the tools to do that. There are a number of them in the market place available at different price points. Different models which accomplish the tasks with slightly different variations, but we also are the consulting side of it. We use those tools to help the financial institution understand the risk that’s inherit in that, and use that risk information to make different decisions. We also want to be able to lend the expertise that we’ve been able to accumulate over the years. Both from bank CFO positions and other consulting firms to help them understand that information. Help them build that information better. Having the technology is fantastic. It’s helpful, but understanding how to use that technology is really where we’re kind of moving forward with our firm, helping those institutions understand what all goes into using technology to make better decisions. Kelly: The first point of entry is technology. Give them some tools. They start to use it, and they think that it probably triggers more questions than answers, so they need help implementing it. You’ve got a consulting area that helps the bank from that point. Kevin: Precisely. Kelly: What are some of the different business models out there to help the bank with their ALM? Kevin: The most basic approach that we’ve seen is the technology side. Here’s our model. Here’s what it cost to run it. We can help you move data in and out. Here are the results. We provide that series of results in a report, and you’re off on your own. There is some benefit to that. Obviously, it tends to be more of a low-cost entry. For those who are well-versed in that type of thing, it might be advantageous. We can see all the way up to the full consulting as we’ve described it before. We know that there are a number of competitors in the market space that provide that as well. We see some of this provided by firms who offer other product lines. Perhaps a broker dealer could offer something like that under a different feed-based arrangement, so we see a number of different ways to pay for that service. Whether you’re paying through a soft-dollar transaction type of thing that doesn’t show up on the income statement, or more on the straight feed base. There are probably three or four different ways, I think, that we see financial institutions using this information. Where is it coming from? Who’s running it? When we start to compare the models themselves, we get into what type of random number generator is being used to create rate paths and some of the more geeky stuff that comes along with the rate models. We can start to split hairs as to one model comparison to the next. I think the business side of it really breaks down into a model-only on the left-hand side, and on the right-hand side, the full-in consulting. Either you are or you’re not a full service on the consulting side. You’re just merely providing the service that brings the data in and pushes the reports out. Kelly: You certainly have plenty of brokers that are trying to jam municipals and securities into the asset side. Right? That’s one component that is somewhat of a unique approach that you guys have. Kevin: Without a doubt. We’ve run across some of those models. I don’t want to be overly disparaging. It really cuts back to something. We want to make sure as an organization that we separate duties. We do that in a lot of different areas. Those who are responsible for money coming in versus money coming out. To the big duties, we try to make sure that we split the risk-taking and risk-measuring. When you start to combine those two duties you open up the opportunity for one to kind of crowd out the other. When you have advice that’s given on an overall risk-management standpoint for somebody who’s being compensated for selling you risk, it doesn’t take long to see that the opportunity to create more risk than you wanted to was there. I’m sure there are very good people doing that modeling, but when it comes down to it at the end of the day. Whether I eat or not is dependent on you buying risk and adding it to your balance sheet. The opportunity to create an environment that looks like you can absorb more risk is clearly there. Personally, I just don’t think that you’ve done enough effort to separate those two duties to make sure that conflict of interest is removed if you’re getting the information on your risk-management and acting on that from the same place. It creates too much room to create errors either willfully or otherwise. Kelly: In other words, if you’re going to accept the business model where brokers drive the decisions, then you better have done your preparation and homework beforehand so that you know exactly what you need. Don’t let them decide which assets sit inside the bank’s portfolio at the inherit conflict. Is that a fair statement? Kevin: Yeah. I think that’s a spot-on statement. Clearly, to create these risk reports it requires a certain amount of judgement to go into some of the assumptions. I don’t want to get overly technical but if you look at the liability side, it requires a certain amount of assumption. You need to understand the impact of that assumption has on the result. If my main motivation is to sell risk asset, I can make an organization look more or less risky depending on what is necessary. The opportunities exist for that to happen. Any time the opportunity for that conflict of interest opens itself up, it has risk managers and organizations who are responsible for managing that risk. I think it’s imperative that we try to close off those opportunities. Whether or not you believe they’re there. The opportunity for it to be there and anybody with a suspecting eye is going to be drawn right to that, taking that opportunity for that risk-management problem off the table. It just goes a long way in proper governing. Kelly: All right. Another approach, that I’ve seen in the marketing out there, might be to outsource it completely to another investment management firm where they will take on the entire function. They’ll take care of finding and executing the trade. Presumably, not with their own broker, I would imagine, but in theory they could. They could be a broker dealer, they could be an investment adviser, and run the trade. Do you see much of that going on? Kevin: Yeah. We do see some of that. Some of my background comes from that particular business model, whether with or without the dealer side. It’s not too dissimilar from the role I described earlier on our consulting side, where we spend a great deal of time getting to know the organization and working along with them. In essence, being an outsourced CFO, or finance division if you will, we create that role and play that role within the organization. Along the lines with that business line, however, it’s imperative that you don’t simply take it off their table and say, “Go focus on lending,” or “File your table reports and everything will be fine.” It’s imperative that you become part of the organization, provide the information, the education, and help them understand what’s going on with that decision-making process. It might seem easy, say, in February now to come up with the reports from the year end, then tell them where they are and what they can do, but along about April, May when they need to answer for an exam a process , “ Where did those numbers come from? How did you make that decision process?” I can’t think of something that would go worse in that exam process than not being able to answer a question because you just don’t know what’s going on behind the numbers that created that decision. However, we approach that. If you don’t include management in the decision-making process, I think later on there’s going to be some difficult conversations you’re going to be having. Kelly: Why don’t we talk about what’s going on with this new FASB ruling, the current expected credit loss that is coming out here? I believe it’s going to come out this year. Correct? What are you guys doing? What should banks be doing? What are your thoughts around that issue? It seems to be a fairly big one. Kevin: It clearly is. It’s kind of been hovering out there for a while now. This sort of looming storm coming our way. As we look and see the discussion of the proposal, I think the proposal become more finite this year, so we get a lot better feel for how it comes out. It’s a slight shifting from the current allowance calculation where our allowances sort of reflect previous history on loan credit performance. It gets more into a projection. From our standpoint it really works very well with the mathematics that we’ve been doing in the forecasting for interest rate risk. It may be an eyebrow-curler but I think there some really definite, clear parallel there. We’re expected to put a present value on the projected losses for a particular loan, loan portfolio, or loan type. However we want to look at that. That really kind of goes along with the same type of mathematics we run now for expected cash flow. From our standpoint, this is more of a pivoting of how we’re going to create that projection of loan losses from a look-back historically to a forward-looking calculation. The technology that we have isn’t going to require us to make any major changes in the mathematics of it. We’re just applying it a slightly different focus. To be projecting a current value of a future cash flow, that’s kind of what our whole business is about. While it is somewhat scary, because we still don’t know exactly what it is, and it’s going to change to focus of what we’re doing. We feel very strongly that we have the tools, and the expertise in place to help management get their arms around this forecasting process. Then, sort of tweak the way put the input into a loan-stressing calculation or a forward-looking calculation. It’s so similar to what we’re doing now that we’re trying to take a sort-of … Let’s relax, focus on it, and apply that same thought process into the loan loss process. We think we’re going to be able to come up with a solution that’s going to be fairly well understood, fairly well put into place, and maybe less stress than we we’re thinking at the beginning, simply, because of the unknown. Kelly: You guys aren’t currently doing that now for loan portfolios. You’re doing it for assets. You’re doing it for investments. Correct? Kevin: Yeah. Absolutely. We’re applying that same concept to losses. What is the value of that loss? Is it the currently value of those future losses? The same discounting process that we’re going to go through. We’re just using that into a different piece of the balance sheet than we’ve had in the past. We’ll do a study so we can build an assumption built on some sort of a historic look-back as to how the depositors behave. We’ll help them understand the pre-payment speed. All the different assumptions that have to go into that technology in order to understand the behavior of the cash flows under different rate environment. We help them with that point. I mentioned earlier that I think one of the biggest assists we’ve had right now is just bringing people up to speed into what it is we’re doing. The board can handle those responsibilities that have been squarely put into their lap, but they just don’t have the day-to-day expertise to deal with making sure that they can deal with what’s going on. When they see what comes out of that technology, they get a better feel for what went into it and what it’s telling them once they see the results. Kelly: Okay. You guys are well-positioned, I’m thinking or at least from what I’m hearing, for this CECL ruling. Correct? Kevin: Yeah. We’re very confident that we have the tools in place now to tackle CECL. There’s still a lot of detail that needs to be brought out and put into place, but we understand the mathematics of it very well. That’s the business we’ve been in for decades. Just merely applying that concept here isn’t overly frightening. Again, there are detail that need to be brought out. There are certain things that we need to make sure we’re comfortable with so that we’re applying it properly to comply with the CECL guidelines. Without a doubt, we’re very confident that we have the knowledge, expertise, and the tools in place to tackle this once we get around what all the specifics are. Consciously optimistic is the right way, I think, to put that. Kelly: Okay. That’s great. Do you have any take-aways that you’d like to go away with? Kevin: Sure. Let’s start with CECL because that’s what we we’re most recently discussing, and again, it’s going to bare a repeating. We have the knowledge and the expertise in place already as banks, and institutions. We’ve been working with these concepts. We’re now applying it to a different area of the balance sheet and the balance sheet reporting. I think it’s important to know what the guidelines are, but by the same respect we want to make sure that we don’t get overly concerned with the concept of moving from a backward-looking to a forward-looking projection of losses. It’s merely applying the concepts we know into a different area. The biggest concern that we have on CECL is more making sure we understand the guidelines behind the assumption building process and get that done. We want to make sure that we don’t step into a panic state because it’s something new. From an interest rate standpoint, one of the things that we’re trying very, very hard is to get people to conceptualize as they get into the balance sheet management process. Not merely the interest rate reporting process. What do we mean by that? As I’ve mentioned before, we have the technology side of our business. We do a great job of getting the information, and reporting that information. What we do with that information becomes the big next step. From the consulting side, what we’re trying to get organizations to understand is more the movement up the scale towards this modern portfolio theory. We want to look at the balance sheet as an entire entity rather than component, as most things are done now. For instance, organizations that run an investment portfolio with a certain set of guidelines, because we don’t want risk here. We take risk elsewhere. That isn’t necessarily beneficial to the overall organization, or to the balance sheet. We want to look at how a decision is made in a loan portfolio. It has an impact on the balance sheet. We want to understand that. A decision made in the investment portfolio has an impact on the balance sheet, and we want to understand what that is. Understanding how things interact with each other when we’re going through the risk management process is one of our biggest challenges. Trying to evolve organizations out of the component style management into a more holistic balance sheet style management. In order to do that, you really need how the balance sheets react to each other. In order to do that, you need to be able to break down interest rate risk reports that we’ve provided. In order to get to position, we have to take three steps backwards. We need to make sure the policies are written correctly, that the management understands what we’re doing, that the process of doing testing, stress testing, movement rates, and seeing how different decision’s reactions appear on the balance sheet. All of those things become critical in order to look at the balance sheet management as opposed to component management. When we start using this information to make management decisions as to merely reporting what our risk profile is, that is a huge step forward in getting everybody aligned. We’ve got Board alignment through line management alignment. Everybody understands what we’re trying to accomplish. Everybody understands how things impact, and we know that before those decisions are made. We just feel that’s a much better approach. One that if we embrace the holistic approach, the decision making process becomes more a matter at looking at the menu and picking which we want to have as opposed to hoping that things work out our way. Kelly: Great. Very helpful. Do you have a favorite quote? Kevin: There’s one from a business standpoint that I was told a long, long time ago. I try to remind people of the same thing. When you find yourself in a hole, the best exit strategy is to stop digging. You see how people try to manage their way out of that hole. It sounds kind of basic. Maybe a little too folksy, but it makes a whole lot of sense. Whatever put you in that spot, you need to stop doing it first. That’s our first strategy. Stop doing what put you in that world of hurt, and start trying to come up with ways to get out of it. Kelly: That’s great. We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers. Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.
Kelly interviews Adam Mustafa, Invictus Consulting Group who talks about CECL and some of the challenges banks have in accounting for future credit loss. elly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: Hi, this is Kelly Coughlin with the BankBosun. I’m going to do an interview today with Adam Mustafa, who’s one of the founders of a company called Invictus Group. There’s been so much discussion in the last couple months on this new CECL regulation that’s coming down the pike here this year some time that deals with how banks are supposed to be valuing and estimating their credit loss. I read a report that Invictus put together, a 2016 regulatory outlook. I actually did three blog posts on it, so you can go to the blog section and read those, as well, and then I’ve appended the Invictus report, as well. With that in mind, I’ll get Adam on the line. Adam, we’re going to talk about some things that are relevant to the bank industry. Why don’t you give us some background on yourself, on Invictus. I see a Mustafa name at the top of the letterhead. I assume that’s a family member. Adam: Yes, my father and I co-founded the business, and like I tell everybody I’m the smarter, better looking version of him. I do all the work, and he gets to take all the credit. In all seriousness, we started the firm back in 2008 right after the financial crisis began. Today, our bread and butter is providing community banks with strategic advisory services that focus very heavily on using analytics to get an edge in terms of acquiring other banks, being able to analyze those banks and know those banks better than they know themselves, and using analytics also to customize their own capital requirements with their regulators in the face of increasing regulation and the implementation of Basel III. Kelly: You were with Deloitte Touche for a while. It looked like a number of your other guys came from the banking or investment banking circles. What’s kind of been the genesis of the partners? You and your dad, where did you guys come from? Adam: I’ve been very much an entrepreneur. I consider myself an entrepreneur first and foremost. I did work at Deloitte, and I was in their business evaluations group. I worked on Wall Street as a junior grunt earlier in my career. I’ve seen commercial banking and investment banking from a variety of different angles. My father’s background is far more impressive than mine. In many ways, a lot of the techniques we use today, my father learned from the great Walter Wriston at Citigroup. My father worked at Citibank in the late ’70s through the mid-’80s, where he was responsible for all mergers and acquisitions, including Citibank’s acquisitions of other financial institutions. He is a disciple of Walter Wriston. Again, a lot of the techniques we use today were originated by Wriston, and we’ve just updated it for today’s times. That’s our background. We like to say we put the A back in ALCO. What we do is, on the one hand, innovative, because as soon as the 2008 crises occurred, the conventional techniques for analyzing banks all broke down. We’ve developed new analytics, but at the same time, they go back to the fundamentals of banking. You could trace their origins back to the ’60s and the ’70s when Walter Wriston was running Citibank. Kelly: So now we get at the name Invictus and Invictus Group. Can I assume that it comes from the William Ernest Henley poem, “I am the master of my fate. I am the captain of my soul,” that type of Invictus, or is it another genesis? Adam: Yes, sir. You hit the nail on the head. In many ways it was very much a metaphor for the times we were in, circa 2008, 2009, when we were in the depths of the financial crisis. Nobody knew exactly what was going to happen, but everybody knew that the industry was never going to be the same. Kelly: Yeah, one of my favorite stanzas from that poem, it describes 2008 pretty well. It says, “In the fell clutch of circumstance, I have not winced nor cried aloud. Under the bludgeonings of chance, my head is bloody but unbowed.” It describes how many of us went through a very tough period. You also had some experience with the famous Jim Cramer. What was that like? Adam: I was with him long enough to have a cup of coffee. I don’t even think he would remember my name, although he called me Ace for some odd reason. It was a great experience because he is obviously very well-known and very well respected. He’s got a method to his madness, so just being able to observe him, even though he didn’t know my name, to watch him go about his day, watch him go about his process, I learned a heck of a lot from him. I’d actually tell you what I learned was that I don’t want to be a stock picker because that job is not only very difficult but is very short-term oriented. It is very focused on what companies are going to report quarterly earnings better than what the analysts thought. It was very focused on what tomorrow’s economic indicators were. It was too short-term oriented for me. And so if nothing else, I learned that I wouldn’t make much of a stock picker. Kelly: Let’s get right into it. I’ve known about you guys for a number of years, and I have great respect for the work that you do, but what got my attention I’d say most recently was this 2016 Regulatory Outlook. As I was pouring through that, it’s about a fifteen or twenty page report, most of which most CEOs and CFOs won’t read because it’s too long, I went through it and parsed it out into three components. One was a regulatory compliance cyber security thing. Part two was balance sheet risk management, and then part three, which was more board-level issues. Just briefly I want to skip to part two that got my attention. “Invictus research found seven hundred and fifty banks with commercial real estate concentrations above 250%. Regulatory guidance suggests banks have unhealthy concentrations.” That seems a lot. Adam: Yeah, it’s very hypocritical when you think about it, because on the one hand, there is these concentration ratios that are essentially monitoring community banks, in terms of their exposure to commercial real estate, but at the end of the day, that’s what community banks are. They are commercial real estate lenders. That’s what nine out of ten of them do. In many cases, of course they’re going to have concentration ratios in that range. The regulators tend to use 300% as a threshold, and if a bank goes over 300%, that’s when they will examine them a lot more thoroughly, but that’s what community banks do. Community banks, they’re like any other for-profit business. They’re in business to make money, and they have to make loans to make money. If you try to limit the number of loans they can make, then they won’t be able to make enough money, especially in this environment. And then on the other hand, if these ratios start to push them towards other forms of lending, such as C&I, then all of a sudden they don’t have expertise in C&I. It can be very dangerous making loans in areas where you don’t have an expertise in, and then the regulators will come after banks for venturing into lines of business where they may not have what they need from a skill set perspective. If they make too much of the loans that is their bread and butter, then they’re going to come under scrutiny, but if they try to diversify, they’ll come under scrutiny for getting into lines of business that they’re not familiar with. Community banks are in a very tough position. That being said, I understand where the regulators are coming from. When you look at the carnage of the 2008 financial crisis, and you study banks that failed and got into heavy trouble, there was heavy concentration. The key is, let’s evaluate the spirit of what’s happening. The spirit of what’s happening is that regulators don’t want banks to fail, but at the same time, banks got to stick to their bread and butter. At the end of the day and we work with a lot of banks who are over that 300% threshold. At the end of the day, the regulators will be comfortable, and a community bank could have a concentration level at 500% to capital, but they have to demonstrate to the regulators that they have the toolkit from the perspective of risk management, capital management, and the sophistication to manage that type of risk. Kelly: On this CECL business, what is the basic difference between from what banks are doing now in doing some sort of loan loss reserve? There seems to be this discussion on the life of the loan, and replacing and incurred loss approach with a lifetime expected loss estimate. It seems like, on origination, FASB and the regulators are going to say, “Okay, when you originate the loan, we want you to estimate how much you’re going to lose on this loan on origination.” When they do the loan, they’re not really expecting that they’re going to be losing on the life of the loan. Every credit they grant is estimated to be a good credit, so what is the difference here on the approach that they’re doing now, which is a basic allowance system possibly based on past results, versus this lifetime expected loss estimate? Adam: The primary difference is that CECL is designed to be forward looking, whereas the current process for recording a loan loss reserve is backward looking. That’s the primary difference. Kelly: Backward looking on their entire portfolio, not with that particular credit, but their overall portfolio, correct? Adam: Yes. Let’s examine quickly how banks today calculate their loan loss reserve. It’s actually very simple, but you could then see how broken it is. By the way, I’m not advocating here for CECL, but the one thing I can tell you right now is the current way of calculating ALLL (Allowance for Loan and Lease Losses) is a joke. Let’s start with what banks do as first step. They take all of their high quality loans, they call them pass-rated loans, or loans that are currently doing fine, they put them into pools, and they will calculate how much they expect to lose off that pool, but that calculation is based off their historical loss experience. It’s backward looking from that perspective. Then with the loans that are in trouble, they have to actually analyze those loans individually, and they will look at the collateral position of the loan. They’ll look at the borrower’s financials, and they will estimate using that data, which is also backward looking, how much reserve they need to have against those individual loans. Then you’ve got this third bucket. What CFOs will refer to is as is “qualitative factors”. Qualitative factors is the plug right now, the band aid that’s trying to bridge this gap of the ALLL being backward looking, and the idea that their own loss reserve should be forward looking. Essentially, these qualitative factors is like throwing darts at a board. The CFO or the chief credit officer will look at economic conditions locally and then add plus or minus 1, or 10, or 15% to these scorecards, and then they’ll try to use these score cards to pad their ALLL. The irony is that this bucket, these qualitative factors, for most banks is actually representing 90 or 95% of their loan loss reserve. 90 or 95% of bank’s loan loss reserve today right now is based off throwing darts at a board. Frankly, that is not effective. The irony is, is that although studies have shown that CECL would hurt banks and would require banks to add to the reserve, we actually don’t see that. For strong, healthy banks, this bucket of qualitative factors is such a large component of their ALLL. We actually think CECL would help a lot of banks because it would demonstrate with more science and far less art how actually less risky those loans are, depending on where and when they were originated. Kelly: Those qualitative factors that you mentioned, isn’t there a bit of an issue as to how that data is captured. Some of it is captured maybe in memory, some of it’s captured in a Word document, maybe it’s in Excel format. It’s not like there’s a standard input of this type of data, number one, and then number two, isn’t it true that much of that data is kind of subjective? Adam: That’s exactly my point. It’s like throwing darts at a board. It’s highly subjective. It’s 99% art, 1% science at the most, and yet these qualitative factors, the number coming out of that bucket, is representing 90 to 95% of a bank’s loan loss reserve. Kelly: Okay, but they’re still under the duty to try to compile that data, correct? That’ve got to collect it and compile, and then make some decisions based on that, right? Adam: There’s not a lot of data, that’s the problem, for them to collect. Many of them are doing their best to try to collect local or national economic data and try to interpret that, but it is literally like throwing darts at a board. Therein lies the problem. This is why the FASB wants to replace how banks are calculating their loan loss reserves now and replace it with CECL. If you went back to 2008, and you studied what happened in the crisis, a lot of banks didn’t have enough in the reserve. When we’ve done this, if you study failed banks and you looked at their loan loss provisioning, you would see zero, zero, zero, zero, zero, and then a huge spike in one quarter, the quarter where the regulators showed up, and all of a sudden, the banks is under-capitalized and then two quarters later they fail. There was too much volatility. The ALLL itself is highly subjective, easy to manipulate, especially for larger, publicly traded banks. The current system for ALLL completely broke down in the financial crisis, which is why FASB proposed CECL. Kelly: Wouldn’t it be true, though, that the qualitative factors that you mentioned that led to the ALLL analysis or result, those qualitative factors will help guide the CECL analysis, correct? Adam: CECL’s going to replace that, because the regulators know, FASB knows that these qualitative factors are a joke. The qualitative factors right now is a band aid. FASB wants to improve the methodology for the reserve in instead of relying on these qualitative factors. They want to have a lot more science to the process. They want it to be far more forward looking. That’s why they want to implement CECL. Kelly: I was under the impression, though, that some of those qualitative factors were part of the calculus of CECL, though. Adam: The spirit of it, yes. The spirit of the qualitative factors right now in the ALLL is to basically say, “Yeah, we know when we calculate our loan loss reserve off our pooled loans and our individually impaired loans that that number’s not big enough because economic conditions could change, and economic conditions right now are fragile, albeit, we’re in this recovery driven by artificially low interest rates. We know enough to know the environment is fragile. We need to find a way to capture that in the loan loss reserve, so let’s come up with these qualitative factors to fulfill that. It’s not a great approach. Kelly: The basic formula is something like probability of default, times exposure default, times loss of the given default, and that equals CECL. On that probability of default, therein lies the subjective element to that, correct? Adam: Any forward looking model is going to be dependent on assumptions, and assumptions will vary in terms of how much art and science is contributing to them. The methodology you just described, it is one methodology that is being recommended for CECL compliance. It’s probably going to be the most used methodology. The key assumptions such as probability default and loss given default themselves will require some subjectivity or art to it, but there’s a lot more science that can be used in that process. That’s how we work with our clients. Kelly: All right, so let’s move to the bigger picture here. Give us your take on this whole CECL thing. Is it a crisis? Is it something that CFO’s and CEOs and boards should put at the absolute top of the front burner? What’s your take on it? Adam: I think CECL doesn’t need to be so complicated. I think there are vendors who stand to benefit from CECL, who are either subconsciously or consciously creating the perception that CECL’s going to be far more complicated than it really need to be. Kelly: Both of us worked at Big 6 accounting firms in our early careers. I can picture, I was at PWC, and you were at Deloitte Touche? I mean these guys must be licking their chops at the size of some of these engagements, don’t you think, to get in there and help these banks out? Adam: Yeah, absolutely. Take your typical community bank where it’s hard enough to make money in this environment. Our perspective on it A) this could increase my loan loss reserve, which is going to decrease my earnings and my capital, and B), the cost of putting the system in place for even doing that calculation’s going to cost me money now. From a community bank’s perspective, I completely understand the concern. That being said, let’s set the record straight. CECL hasn’t yet been passed. They’re talking about early half of this year where they’re going to make a final decision on it, although, they hinted at the end of last year it’s likely going to happen. They also said there’s going to be a five year runway for compliance. So I don’t think community banks need to overreact to CECL. I think they need to develop a plan for CECL readiness, but I don’t think they need to rush into anything. I don’t think they need to panic about it. At the end of the day, CECL does not change the actual risk of a loan. If I make a loan to you today, the risk of that loan hasn’t gone up because of CECL. Maybe how I account for that risk has changed, but it doesn’t change the spirit of making loans. That all being said, here’s some things that community banks should be aware of. You know we talked about the life of the loan, but the other thing that community banks need to be aware of is the vintage of the loan matters. If you have a properly built CECL model, what you will find is that the risk profile of loans made during the early part of a credit cycle will actually be very low, but if you’re making a lot of loans in the late part of a credit cycle, the risk could be very high. If you’ve got the system in place, you’ll be able to analyze that and not just have the accounting treatment reflect it, but more importantly, it will highlight your strategic decision-making, and it will help provide community banks with a sense of the risk/reward trade-off of making new loans in different environments. What we found is, the time to make new loans is in the early part of a credit cycle and not the second half of a credit cycle, and CECL will just bring that point to the surface, but it doesn’t change the actual risk profile of the loan itself. Kelly: All right, let’s wrap it up. Do you have three to five takeaways you want to leave the bankers with? Adam: I’m just going to leave you with one takeaway. It’s a quote that summarizes everything that we’re seeing in this environment, CECL being one aspect of it, which is, “The worst loans are made in the best of times.” The opposite of that is actually also true. A CECL model will quantify that point, but with or without CECL, that point holds true, and community banks, from a strategic planning perspective, really need to think hard about that. Kelly: That’s a good one. We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers. Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.
Kelly Coughlin interviews Wes Sierk, President and Co-Founder of Risk Management Advisors. Wes is the author of the book Taken Captive: The Secret to Capturing Your Piece of America’s Multi-Billion Dollar Insurance Industry. Wes is a recognized expert in using captive insurance strategies to manage and fund certain types of risk. Kelly Coughlin believes that such a strategy could be used to manage and fund cyber security risk. This is the first in a series of three podcasts covering captive insurance and cyber security risk management. Kelly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: Hello this is Kelly Coughlin with the BankBosun. This is the podcast that’s the first in a series of three podcasts that are going to be related to using captive insurance strategy to manage and ensure cyber security risk and loss. I’ve talked to many bankers over my 25-year career and I have observed in the past five years cyber security going from a concern of IT guys and techno geeks to top of mind attention and concern of CEOs, CFOs and boards of directors. In fact, I was at a conference in Kansas a while back, and a number of the sessions were on cyber security risk. I was thinking, “Well, should we go to that? Should we not go to that?” We talked to C-level execs. These sessions were all standing room only, completely filled with C-level execs. It occurred to me that in this environment, we have potentially overpricing of all services related to the risk management of this risk including prevention, detection, hardware, software, consulting. I thought the subject of these 3 podcasts would be the transference of this risk. I think one of the areas that I detect as potentially being mis-priced is the cost of insurance, partly because the risk of loss is all over the map. We thought, “Let’s explore cyber security risk through a captive insurance enterprise.” To help kick this series off, I am interviewing Wes Sierk, President and Cofounder of Risk Management Advisors. I came across Wes through a book that he wrote, exciting title called, Taken Captive. That sounds good so far. Here’s where it goes downhill: “The secret to capturing your piece of America’s multi-billion dollar insurance industry.” I’m interviewing Wes remotely. He’s in Long Beach, California. Wes, you heard my introduction, and the reason you would be on this call, but let’s start with a couple of minutes on your background, how it would connect to bank cyber security risk management. Wes: Well first of all thank you for having me on the show. I started out in the insurance business in 1993 in a division of Northwestern Mutual, which was a life insurance company called CCI, Compensation Consulting Inc. Mostly what we did there is qualified and non-qualified planning, retirement plans and deferred comp, things like that. I came across captive insurance companies in 2000. My first thought was, it was a perfect alternative to deferred comp. That’s how I got into it. My background is … I’m a researcher, so I started digging into why life insurance was all the same. It was you go to a life insurance company and you get a 45-year-old male, and you say, “How much is a million dollars of coverage?” The insurance company prints out that ledger. If you had ten agents going to the market, they would all come back with the same quote. PNC is completely different. You actually have one broker who goes to the market for you and it’s much more of a negotiation, which leads into the pricing issues that you alluded to earlier in your call. My partner Jared and myself went on to form Risk Management Advisors in 2004 and all we’ve been doing since is just the design, implementation and management of captive insurance companies. On a personal side, married for about 24 years, two kids, I coach baseball, and Risk Management Advisors has a Nascar team. Kelly: Give us a definition in two sentences of captive insurance. Wes: It’s an insurance company that a business sets up to insure their own risk. It’s pretty simple. Kelly: It could be a bank? Wes: Yes. Instead of them buying their general liability, their cyber, their property, all of their coverage from AIG, Zurich, Liberties of the world, they actually form their own licensed regulated insurance company and they pay those premiums to their own company. They deduct those premiums, just like they would by paying any other company. Kelly: All right. In terms of primary motivations, my research shows that one, you’ve got access to cheap insurance rates because you’re paying them directly to your own carriers so to speak, right? You’ve got first dollar loss coverage, you can accelerate loss deductions, which appears to be a fancy term for you can over-fund the risk premium and build up tax deductible reserve. Are those the three core motivations to do this, or are there others? What’s the primary motivation to do this? Wes: I think you hit the nail on the head. One thing it does give you, if you’re an insurance company, is it gives you access to the reinsurance marketplace. Kelly: How much would a bank be saving? Are you talking 5% or are we talking 40%? Wes: Well it depends on the kind of policies they’re writing and the amount of risk that they’re willing to take. One thing is, the reason why reinsurance is less expensive is because the insurance industry, insurance companies, have thousands of employees. I read somewhere that the insurance industry has three times as many employees as the US Post Office. They do a lot of the processing of paperwork and claims and things like that, so they have higher overhead. A re-insurer can get away with having 5% of the employees of an insurance company, because they only attach at a certain level whether that’s 50, 100, 250, a million, whatever. They’re not getting involved in the day-to-day operations of the insurance company and the day-to-day pay out of claims. That’s left to the insurance company level. We see, for regular insurances, I would say you could see a 30% savings over your traditional insurance. Kelly: In the banking business we have what are called banker’s banks, and they provide banking services to banks. They don’t do anything directly with the public. So would a reinsurance company be an insurance company’s insurance company where they provide services only to another insurance company, so you cut out all of the sales process I suppose, the distribution expenses? Aren’t those the core things that are cut out plus the servicing part because they’re not dealing with million to 20 million dollar cases, they’re dealing with whatever the number is, 50 million or above, the larger ones? Wes: You’re exactly right. Your analogy is very good. Where bankers have banker’s banks, this would be like an insurance company’s insurance company. Kelly: If one were going to set up a captive, that entity would have to also sign up, unless they were going to absorb all of the risk themselves, which is unlikely. If they want to transfer or share some of that risk, they have to set up relationships with reinsurance companies, correct? Wes: Correct, unless they want to take that risk themselves, which we don’t usually recommend the first couple of years. Kelly: I suppose companies like you, this is not an infomercial for your group, but is that part of what you do, is you have these relationships and there’s probably some vetting process that you would go through to bring on a new captive client, I suppose, and introduce them and negotiate terms, etc with the reinsurance company. Is that one of the roles that your company provides? Wes: Yes it is. Clients come to us because they want us to set up and manage their insurance company for them; deal with the departments insurance; do all of the regulatory filings and in most cases, not all cases but most cases; they’ll have us go and negotiate the reinsurance contracts for them. The good thing about reinsurance, reinsurance is always sold net of commissions, unlike an insurance policy where you pay an insurance agent, we’re just negotiating on behalf of the insurance company as a manager of the insurance company. Kelly: That’s where the big savings comes from. Wes: Yeah, there’s a lot of savings in that. I’m not going to begrudge brokers because brokers bring a tremendous amount of value to clients. Kelly: There are a couple of ways to set these things up from what I can tell. You could set them up as a single parent captive or a group pooled collective type where you have a group of banks. You have a single bank, Bank A that decides, “We’re going to set this up.” It’s only one bank in there. Then you have a pooled or group approach where you have Banks A and B setting up the collective. They either do it alone or with others, like kind business I suppose, right? Is that a fair assessment? Wes: Yeah, they either do it by themselves or they do it with other people. Then within the other people, there is many different ways they can do it. Kelly: You know the context and setting that this call is about. It’s specific community banks, cyber security risk, captive insurance. If you had to Google this, those three terms would be in there. One other risk if you do it as a group or collective, let’s just say there are two banks in the collective – you have Bank A and B that are, let’s say they’re putting in an equal amount. Let’s say Bank A has great internal controls and risk management processes, Bank B has terrible ones. Bank B incurs all the loss and Bank A has insured it all. There part of the reason was to put in a bunch of excess premium perhaps, build up this reserve. Then you have Bank B eating up all the reserves. Is there a way that a bank can set up a hybrid of this where they could share say, the operating expenses, maybe consulting expenses, a number of things related to the entity? It could be another class of stock, something where the actual risk is only absorbed by the individual bank and ultimately a reinsurance carrier downstream. Wes: There could be, but I wanted to go back to one point you made, which was Bank A has great internal controls and Bank B doesn’t. The issue with cyber security is many banks have good security or great security, but it’s also the luck of the draw. The person with bad security could be fine and the one with great internal controls could have that one in a million chance where somebody comes in and breaches their security or takes millions of dollars out of their company. Within the group captive there’s also cell companies. You can have a cell captive. A cell captive is one where it basically looks at and smells like one large insurance company but each individual bank has its own cell, so they kind of wall off the assets and liabilities on a bank by bank or cell by cell limit. That could go a long way to protecting the bank. Then you go get one reinsurance treaty for all of the banks, and then you carve it off. You go get 100 million dollars of coverage and you carve it off at 5 million dollars per bank for twenty banks. The insurance companies like that because they know that if they’re writing 100 million dollars in coverage and they basically divided it at 5 million between twenty banks, they know their chance of loss is actually smaller. The frequency may be higher but the severity probably wouldn’t, and that’s where they get into the pricing. They’d much rather spread it 5 million over twenty banks, than one bank have a 20 or 25 million dollar claim. Kelly: I accept your point that Bank A may have great controls and Bank B not, but Bank A could be hacked, right? I understand that’s a valid point, but I think in this environment what is going to happen is certainly you have the Top 10 banks, they’re the high-value targets of cyber criminals. They have the budget to always attempt to put up the adequate defenses to that. I fear what is going to happen is the less target-rich environments like community banks will, as the Top 10 banks for instance, get better at defense, then the smaller community banks are going to be the target and they don’t have the resources to fund that. It’s an expensive undertaking. where you’ve got hardware expenses, software, consulting, insurance, all of this stuff, and staff of course. My thinking was that you set up this captive and you develop best practices. I’m going back to my PWC days in consulting, where in consulting business you’re always looking for best practices, but you develop best practices and you share the costs. You buy them properly, buy them at the right price, right terms, etc, and then you share the cost over twenty entities and not one community bank. The reality is these banks can’t afford to set up the high-level controls that a Top 10 bank can do it. Wes: You’re exactly right. It’s the philosophy of build your ark before the flood comes. By creating their own insurance company and warehousing dollars today, because of the way the policies are written, they basically expire every 15 months. If they are the targets of cyber criminals three years from now, they would have already stockpiled a ton of money, so they can weather a claim if they have it and maybe not have to hit their reinsurance. To your point, we both know what’s happening in the cyber marketplace as far as the premium dollars in the traditional market. The reason why … it’s because insurance companies are doing the exact same thing. They’re charging exorbitant fees today because they don’t know how big this is going to be. It reminds me of the old asbestos claims. Remember when asbestos started being a problem? All of the insurance companies started raising their rates dramatically. Then what happened was, a couple of smart insurance guys said, “You’re charging $700,000 for a million dollar general liability policy for asbestos, but if the people actually get hurt, it’s going to be a worker’s comp claim.” It’s not going to be a general liability claim, but the insurance company hadn’t thought that far ahead. They just wanted to get as many dollars in their coffers as they could in case they got hit. For cyber, you went to that conference … you’re exactly right. Five years ago it would have been just the IT people and you’d have fifteen people in the room. Now it’s actually the C-level. It’s CEO, CLO, CFO that are doing this. Kelly: The board members are the ones that are saying, “Get to the conference. I want you there.” They’re telling their CEOs to get there. Wes: It’s huge. It’s such a huge problem. I was just reading an FBI report on cyber crime. Their prediction is all businesses in the next five years will be spending at least 10% of their gross income on cyber for protections and hardware and software, and everything. You can’t even fathom that today, but it’s coming. Now we have passwords on top of passwords to get into password programs. They listed off that the FBI did a study and they went into the Apple iTunes store where people get the applications and they have all these password programs. 10 of the top 20 were programs that were sold that said, “Number one password protector.” They were sold and designed by organized crime, downloading these programs for their iPhone and their Androids, putting all their passwords in, all their banking information, and all that stuff was being directly fed to Russian organized crime. They don’t have to steal cartons of cigarettes anymore when they can make 20 to 30 million dollars in one financial transaction. Kelly: Absolutely. Wes: It’s staggering. I can see why these board members and CFOs and everyone else would be concerned about it. It’s a big issue. One of our clients was just hit with it. Kelly: Let’s say we set up Newco captive insurance for community banks. You set up as part of this synthesis of best practices and captive insurance for cyber security. I’m going to throw in another term, “best practices.” I don’t necessarily think they’re into gouging. They just can’t efficiently price it because the risk parameters or the level of risk that they’re taking on an entity basis per entity, per insured, is all over the map. When you take in a company to join the captive … would you call them a shareholder? Wes: Yes. Kelly: Okay. When you take a shareholder, they have to adopt the best practices standards that the new captive insurance carrier says. Does that make sense, that would be part of the admission process? Wes: I would say you definitely want to do that. Some insurance companies, it’s really a risk assessment for cyber preparedness. There are some insurance companies that have done a great job at this. In fact, one of them, these people developed this cyber preparedness company for Ace and Chub insurance company, as freelancers. They said, “Well we want this to make sure.” For them they realized that, “Hey, there’s a real market for this.” They basically bought company back for nothing. This was a few years ago. They’re like, “Well this isn’t going to be as big as we thought it was.” That’s all they do is analyze cyber preparedness. They give you a full report. We just had them come into ours because we have a lot of data in our stuff. We have a lot of HIPPA stuff because we run insurance companies for medical, for example. They gave us a whole big report of change this, change this, change this, and some stuff you’d never even think about. You’re like, “Whoa.” The cost to do it … I thought it was going to be very expensive but it was nothing on the scale of things. Kelly: You just hope that they’re not owned by the Russian mob, right? Wes: Yeah, exactly. Three of my clients had used them and the one that just got hit for cyber, their system was set up in such a way where they were instantly notified that this was happening. This was a server in Toronto. Instantly they had to switch the whole thing offline. They flew two of their internal programmers from here in California up to Toronto. They were back online in under 24 hours without an ounce of data. I’m like, “You know what? I’ve got to have your people come in and do this.” This is a company that does 100 million dollars in sales. I think everyone should be requiring this. Kelly: I think there’s some really cool things you could do when you have many entities splitting the cost of this. I’m certainly set up best policies, procedures, all that kind of stuff. You could buy licenses. You get quantity discount, volume discounts there. There’s a lot of benefit to having a larger group in there. Even just the project team, these banks don’t have the resources to have a really good project team to do a good vendor search, for instance. That’s a costly undertaking in and of itself is, “Well what email provider should we do?” They just don’t have the resources free to do that. You threw out the 10% number. My goal would be to let’s set it up so the goal we could make that a 5% of revenue number, not 10. Wes: Or 1%. What I was saying was, that was what the FBI’s projection of what people would be spending on their cyber stuff was. In my business, I can’t even fathom that. We spend all this money a year on hardware and software, and our business is X. If I were to extrapolate that out to say, “Well how much would we do if we did 10%?” There’s like, “There’s no way.” We could buy server hubs. We could buy everything. I guarantee you if you picked ten of your banks who listen to this, one of them is doing something great that the other nine aren’t, and so having a depository … You say, “Hey this was a great idea that this bank is doing and then you could take it over to the other one.” Kelly: Yeah, but what happens, Wes, is that everybody is going to these conferences. They get the heck scared out of them, they come back and they talk to their IT guy and say, “You know I just went to a conference. We’ve got to start controlling this risk.” Then they look at it and realize that, “Oh this is going to cost $100,000? Oh I guess we can’t afford that.” There’s plenty of ideas out there. There are some great ideas and there is some not great ideas, but there’s loads of ideas. Taking the idea and having the resources to actually implement is the big challenge. I believe that the captive program is a way to pull those things together buy cost-efficiently, do vendor searches efficiently. It all comes together there through that thing. Yeah, there are some tax benefits by throwing in higher premiums, that kind of thing. That’s great but I don’t think this is primarily a tax-driven … It just so happens that taxes will be favorable … favorable tax treatment. I really think it’s the cost-effective way to manage risk and to get best practices adopted in community banks throughout the country that otherwise just can’t quite afford it in their budget. Wes: I was going to say, and you’re using double duty dollars. Right now if they buy cyber insurance from AIG, they’re not getting internal controls, they’re not getting all of this due diligence, they’re not having somebody come in. They pay them and then if there is a claim … They still on top of their premiums have to go out and do the best practices and do all of the stuff to make sure they’re secured vs. paying premiums to their own company. Let’s say the insurance company takes 10% of all the premiums that it takes in from all the companies and then uses that to go in and install the best practices and stuff, so you’re actually using money that you would have just given to somebody else to now improve your overall business operation. We’ve had people do that with worker’s comp where, hey they can’t afford a safety guy and their worker’s comp rates have gone up, so they create their own worker’s comp company and now they use the money they were giving to Liberty and AIG and all these other companies to hire their own full-time safety person. That’s actually now just an expense of the insurance company vs them having to take money out of the bottom line of their company. Kelly: One other thought that’s a great image that I have of you is set up this captive, you have fifty banks involved and you also fund a cyber security SWAT team comprised of Navy Seals and Rangers that are deployed in the event of some ransom war type deal, right? Then they get engaged, they’re ready to go, and then they go out and take them down. Wes: Yeah, that’s a great idea. Kelly: Otherwise it’s a call to the FBI and okay, they do great work, granted, but man it’d be nice to have our own team. That could be Phase 2 down the road. Anyway, let’s wrap it up. I really appreciate your time. Let me ask you this. Do you have a favorite quote? Wes: Yeah, well I do but it’s a Ayn Rand in Atlas Shrugged they talked about Rearden Metal and it was going to be too expensive to rebuild these bridges for the trains using Rearden Metal because of the engineering. The quote was, “When men got structural steel, they didn’t use it to build steel copies of wooden bridges.” Kelly: Good one. Wes: I look at captives and things like that as you can use it as a powerful tool to do something in a completely different way. You don’t have to just use it for the same way you were always doing stuff. I would say that would be the first one that popped into my mind. Kelly: What’s the stupidest thing you’ve ever done in your business career? Give people a laugh. Give people a chuckle here. Wes: Oh, I have an album on my bookshelf. You know Bill Withers, “Lean on Me”? Kelly: Lean on Me and “Use Me”. Wes: I got an appointment. His wife called and wanted me to come talk about overall financial planning and stuff. I went to see him and I’m like, “I love your music. I love the movie and everything.” They’re just sitting there like uh-huh, uh-huh. The meeting didn’t go well and I left there. I had it confused with Stand by Me instead of Lean on Me. My dad found this Bill Withers album and he said, “Keep this on your bookshelf and any time you don’t know the answer, you won’t make a complete fool of yourself.” Kelly: Oh that’s a great one! That’s very good, I love that one. All right, Wes. I appreciate your time. How can people contact you? Wes: Yeah, my website is Risk Management Advisors. It’s riskMGMTadvisors.com and my email is WSIERK@riskMGMTadvisors.com. I create a website that’s not branded by us, but it’s captiveinsurance101.com and it just has general info on captives. You were kind enough to mention my book. The book is called Taken Captive and it’s just takencaptive.com We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers. Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.
Kelly interviews Peter Weinstock, Partner, Hunton & Williams, Dallas Office. They talk about bank M&A deals and minority shareholder actions to gain control of bank management. Peter Weinstock’s practice focuses on corporate and regulatory representation of financial institutions. He is Practice Group Leader of the Financial Institutions Section and has counseled institutions on more than 150 M&A transactions, as well as provided representation on securities offerings and capital planning. Kelly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: Hi, this is Kelly Coughln from the BankBosun. Hope everybody’s doing fine. I’m going to do an interview today with a deal guy. He’s with a law firm in Dallas, Texas. We’re going to talk about the types of deals that are getting done. Are they P&A deals? Are they stock deals? There are distressed deals out there, there are strategic ones, and what is he saying in terms of M&A activity in the banking sector. With that, we’ll get Peter Weinstock on the phone, from Hunton & Williams. Let’s talk about deals, Peter. I have kind of a basic question on general trends. In bad banking economies, it seems that we have a lot of P&A deals, where I think the seller is normally the FDIC, correct? Peter: Right. Kelly: We must have had a lot of those in 2008, 2009, possibly up to 2010. Peter: Yeah, I agree. For really almost a four, four and a half year period, there were more deals sold by the FDIC than there were private sector M&A transactions. Kelly: Then today, better economy, better banking environment, we don’t see many of those, correct? Peter: Very few. Kelly: Would you say that the number of P&A deals is a leading indicator, lagging indicator of economic conditions of banks in general? Peter: Yeah, it’s certainly a lagging indicator, just like capital as a protection is a lagging indicator because what tends to happen is asset quality issues or concentration levels or interest rate risk, some of those other factors, the metrics indicating those issues are becoming problematic kick in long before capital starts declining and capital starts declining generally long before or moderately before problem banks are looking to sell or the FDIC takes over. The number of P&A transactions, which again, we’re down to very few, are more reflective of the fact that the economy seemed to turn sometime in 2012 and we’ve had now three full years of, even though it’s not a great recovery, we’ve had some recovery. Kelly: How many P&A deals have we seen in three years? Peter: I think we’re only up to two so far this year, where we were, in 2009 through 2011, we were having dozens and in one of those years over one hundred bank deals. Kelly: The two this year, are they in, say, oil patch regions that are struggling economically or somewhere else? Peter: That’s an outstanding question because the answer is, it’s not. That’s not to say that the oil patch or the commodity price areas are not under stress. Certainly, the ag economy is under some stress, but again, it gets back to your first question about lagging indicators. The banks that are failing now are banks that have been circling around the drain for a long time now. They’ve been shrinking to maintain capital ratios, but they can’t get recapitalized because of the legacy assets that they have from the downturn, so we still have a significant number of banks that are undercapitalized and unless something happens, they could fail because they have elevated problem asset levels and those problem asset levels are what would bring them down. At December 31 there were 78 banks that were still somewhere undercapitalized or only adequately capitalized, which is down from, at one point, the problem bank list was over 600, but the 78 institutions that are adequately capitalized or worst, as of year end, are ones that are suffering from the last downturn, rather than the next one. Kelly: All right, you mentioned 78 that are undercapitalized. What’s the metric that you use? Peter: These are banks that are not well capitalized, so they’re adequately capitalized or lower, which is they have to have a leverage ratio of 5% in order to be well capitalized. Then you have the Basel III metrics. Right now, you’re talking about a total risk-based capital ratio of under 10% and total leverage ratio of under 5% to be adequately capitalized or, in that case, undercapitalized. It’s not an incredibly high bar that they’re not able to chin, so these 78, you would think that they would be able to recapitalize themselves, but the big challenge that they have is their elevated asset quality levels. Kelly: You have these 78 banks. Are brokers out there, investment bankers out there trying to get them to sell? You guys probably don’t do that. Lawyers don’t hustle for business like that, I don’t think, right? You’re not making cold calls? Peter: We’re purist, man. We would never do such a thing. I’m sure that all 78 of them have been shaking the trees and have talked to anyone and everyone who they think could be an avenue for capital and for addressing their problems, but at some point, if you’ve got capital of 5 million but you have problem assets of 15 or 20 million, at some point the numbers don’t make sense for an investor and that’s why these institutions are still on the list, some of them. Kelly: Let’s talk about the good side of the market, not the problem areas. Let’s say last year, you being a proxy for the market, how many deals were related to distressed banks and how many were for strategic acquisition reasons or market expansion? Peter: I would tell you the vast majority of them were strategic and few were problem bank acquisitions. What I mean by strategic isn’t necessarily that the seller was in great shape and they sold for a very high price. What we’re seeing is a number of sellers are kind of giving up the ghost because in this interest rate environment, with anemic loan demand, very competitive loan pricing, there are sellers that look at their compliance costs and their IT costs and their personnel costs and they’re saying, “We’re not big enough to do a deal. We’re not big enough to survive on our own and make our shareholders a fair return, so we need to look at doing something else.” The something else is not necessarily selling for cash and going on down the road. One of the biggest trend lines we’ve seen in the last two, three years, is the willingness of sellers to take illiquid stock, stock from a privately owned financial institution. Kelly: In the acquiring company. Peter: To take illiquid stock from an acquiring company, that’s another community bank like they may be, sellers are much more willing to do that than they ever have been before in my 30+ year career. I think the biggest driver of that is that on the operational standpoint, the challenges of being a bank are such that skill matters and then on the shareholder valuation standpoint, I think they recognize that this may not be the greatest pricing time to sell out, so they look at doing some kind of strategic combination to be part of a bigger, more profitable organization, even though the stock is illiquid. Kelly: Let’s say, in those situations where you’ve got a reasonably healthy bank, they see that if they don’t do something they might be in part of the 78 again, but they might go down that way, so they’re proactive. As a part of that, they have to lock up some of their good producers, right? Their good credit officers and those things. One of the thing we do in our business is help with non-qualified plan benefits to try to use that as a way to lock in good senior management. Do you see much of that going on as part of the deal criteria? Peter: It surprises me that more banks that are potential sales candidates don’t do more. In community bank America, it almost doesn’t matter how big you are, you’re a potential target. I’ll give you an example. One of my clients is a $5 billion bank in California and they merged with an $8 billion bank in December, they announced it. The reason is because our client, that’s $5 billion, felt that they needed to get bigger in order to compete. The $8 billion bank felt like they needed to be bigger to compete, so now they’re going to be $13 billion. If you’re not an $8 or a $5 billion bank, if you’re smaller than that, you might say to yourself, I don’t need to be bigger to survive, but my efficiency ratio sure as heck would improve if we got bigger. I would tell you that almost every bank is a candidate to be sold, they’re a candidate to buy and they’re a candidate to be sold. KPMG did a survey in 2014 and it indicated that over 50% of the banks thought they would engage in an acquisition, but 3% of banks thought they would sell. The numbers wound up in 2015 being something like 4.4% of all the banks sold. Every bank out there, it seems, is thinking about doing an acquisition, but every bank and community bank America is a potential candidate. A long way around to your question is because the banks are all potential merger candidates, then they really should look at putting in place protections for their employees and really locking them up, but when they’re doing that, they also need to think about not hurting shareholder value. The way you could hurt shareholder value is you provide some kind of agreement, let’s say a change in control agreement, that provides on a change in control the employee gets paid if they leave the bank. Now we hurt shareholder value because the buyer knows that they could lose that person because there’s an incentive for that person to leave. Really, it takes somebody like you to think through not just how to protect the person, not just how to lock them up, but also to do it in a way where it creates or at least preserves shareholder value because the buyer is not looking at that contract and saying that that contract harms me because I’m going to lose a valuable producer. Your question is a good one and I would even go further and I’d say what exists gets paid. If people want agreements to be in place, they need to put them in place because if they exist they’ll get paid, where if you wait until a potential acquisition, then what’s going to happen is the acquirer is going to say, “You can do that, but if you do that it comes out of the shareholder’s purchase price,” and I don’t think you want to be negotiating those types of agreements with another person with their elbows on the table. Kelly: I’ve got a lot of experience in other financial sectors like financial advisors and broker dealers and the common theme with them is you’ve got much more highly paid execs, but the notion that the assets go down in the elevator every day. It’s more or less the same thing with many banks and not locking them up one way or another in an acquisition, it always kind of surprises me. Let’s talk about surprises in an acquisition landmines. It seems to me that when we’re talking about banks that are not a huge footprint, a community bank that’s got 1 to 15 branches, isn’t it a fair statement to say that more of the acquirers or interested acquirers are going to be a current competitor of that bank and doesn’t that always present a bit of a due diligence challenge or problem, where you’re going to release sensitive, confidential information to your competitor? Peter: That is absolutely correct that that’s a possibility. The reason for that is because most financial institution mergers are driven by cost savings. Where do you get the most cost savings? In a market deal or an adjoining market deal. It is very likely the party that can pay the most is going to be an existing competitor. That absolutely presents challenges in terms of protecting your employees and your confidential information. Obviously you’re going to negotiate the heck out of the non-disclosure agreement, if that’s likely buyer, if you’re the seller. The other thing is you’re probably going to want to hold back on when you deliver information until there is an agreement on all of the relevant terms and then the due diligence becomes more in the way of confirming diligence than it does in terms of setting the price. You’ll release some key information, including whether there’s a termination fee as a result of the transaction on your data processing agreement, changing control agreements with employees, give all of that pricing type information, but you might hold back the loan review and the customer review until the deal is essentially set. Kelly: The customer name is withheld until the deal is a little more mature. Peter: We’ve also done it where you redact the customer names, but in an in-market deal it doesn’t take a lot of information for the buyer to know who that player is. Kelly: Yeah, right. Back to my other question that we started on. Surprises? Peter: I’d say the biggest surprise to buyers is that the seller’s compliance issues could infect them. I’ll give you an example. When MB Financial was acquiring Cole Taylor, Cole Taylor had a major compliance issue and the transaction was held up for about a year, while the regulators got comfortable with the resolution of that compliance issue. Similarly there have been a number of red-lining cases and BSA cases where the compliance issues of the target have held up the deal. I think that’s a surprise for a number of buyers because if you’re engaged in a potential transaction, you’re locked into that transaction. You’ve agreed to try to get that deal closed. If you wind up with an extended regulatory approval time period, that could prevent you, preclude you from going after a deal that becomes available six months, a year later that might be a better deal for you. Similarly for sellers, even in cash deal, if there’s a surprise that the buyer’s compliance issues can be such a hold up and what we’ve seen is we’ve seen AML, BSA, KYC issues that have held up approval of deals for two or three years in UDAP and some other consumer compliance issues that similarly have held up deals. As a seller, you have to perform some reverse due diligence, some extensive reverse due diligence on the buyer, even in the transaction that’s a cash deal. For a lot of sellers, that’s a surprise to them. Kelly: Do regulators hold up the deal or does the buyer intentionally hold that up? Peter: Generally it’s the regulators because from the buyer standpoint, they become aware of the issue and they adopt a plan of remediation for the issue. It’s one thing for a private sector party to get a handle on an issue and have a plan of remediation and feel good that they can implement it. It’s a whole other thing for an agent, say, to get their arms around it in a time frame that seems reasonable. The Federal Reserve has two analysts in Washington who handle compliance issues with regard to applications. Kelly: The buyer would just haircut the valuation. At the end of the day it’s a contingent liability, right? They would just haircut the valuation on it. Peter: If it’s a known risk and it’s one that they have presumably priced in. If it’s not a known risk and they become aware of it, then they may go back to the seller and say, “We’ve got all of these costs related to it, we need to reduce the price,” or if it’s significant enough, they could decide to walk the transaction. Kelly: In terms of surprises, known compliance issues and I suppose the ‘know what you don’t know,’ whatever that term is. You know those issues, it’s the unknown compliance regulatory issues. Any ideas on pre-detecting, early detection of those things? Peter: That’s really you just have to engage in some pretty thorough diligence of the other party to really understand where the risk areas are. Kelly: I suppose you look at their internal controls and their timely filings or substantiation and all of those things on the control structure. Peter: You do. Something that I like looking at as a starting point for diligence is nowadays banks have to do risk assessments. Seemingly a banker can’t walk out doing a five-page risk assessment. Those risk assessments are the other party’s self-confessing, if you will, where they see their own challenges or concerns. The beauty of that for the other party is that gives them a roadmap of things to look at in diligence. Kelly: I was director of risk management for asset management subsidiaries of Lloyd’s Bank out of London, and this was many, many years ago. Regulatory issues and compliance back then just didn’t quite get the importance. They actually did in the UK, but things have ramped up in the US quite a bit, that it’s probably more on par with what it was with the British banks back then. Peter: If you parachuted back, if you were Mr. Peabody and you got in the Wayback Machine and went back to 2000 and you had a full-time, dedicated BSA officer, and how many banks had full-time, dedicated compliance offer and how many banks had a full-time, dedicated risk officer, and how many banks had a full-time, dedicated IT person, and you compare those numbers to the way they are now, it’s just shocking. The bigger the acquisition, the more you want to look at areas that you might not want to spend the money on if you’re a smaller institution. In a bigger deal, you absolutely want to evaluate IT exposures and make sure that there have not been or in place potential breaches. Kelly: Why don’t you give us parting thoughts you’d like to give. Speak to both buyers and sellers. Peter: One thing we’re seeing for banks that may not want to be a seller is there is a lot more activism. We had six private banks in the fourth quarter that had proxy sites, tender offers. One even had a TRO, a temporary restraining order, filed against them. That’s continued in the first quarter of 2016. One thing is to put in place protections and recognize that your risks can be from your existing shareholder base or people who buy in. The world’s awash in money and people out there know if they could buy stock of a bank at eight-tenths of book or book and then wrestle control of the board and get control, then the bank on the sale might be worth book and a quarter or book and a half, book seven, where they could potentially even more than double their money, buy the stock and flipping it in a control situation. We’re seeing activism creeping down into the community bank, into the private bank sector, and that’s something clearly you want to watch. Kelly: You’re not talking political and social activism. You’re talking about business acquisition, venture capital, investment activism. Peter: Absolutely. We’re talking shareholder activism. Then just another thing that we’ve seen on the buyer’s side is buyers tend to be most focused targets who are of sale who sent them books. We talked about some of the compliance challenges of the application process. Just because somebody sends you a book and the book says, “We’re for sale,” doesn’t mean that they’re the greatest candidate for you to buy. What you want to be careful about is being locked up on a deal in the regulatory process that is somebody who doesn’t really move the needle for you. It’s got something that obviously is worthwhile, but maybe it’s really not consistent with your strategic focus. We’ve seen potential buyers almost shift their strategic focus just because an investment banker sends them a book on a potential target. Kelly: Two good points. I always like to finish with two things: Your favorite quote and the stupidest thing you’ve either said or done in your business life. Peter: There are a lot of the latter. Upon the former, I like the Warren Buffet quote, which it really resonates when you’re talking about shareholder activism. He said, “I prefer to manage my business for the shareholders who want to stay in and not the ones who want to get out.” I may be paraphrasing it, but that’s the thought. I like that quote a lot because that’s actually directors of the bank. Those are the people they have a duty to. The second one is the stupidest thing I’ve ever done in my career? Kelly: Yes. Peter: One thing that I learned a long time ago not to do is something that’s emotionally gratifying because in business it almost always is a bad decision. Early on in my career I would get testy with regulators and that’s never a good strategy. Gray hair and maybe even the loss of hair and some experience, I’ve learned the wisdom of working together with regulators a lot more than trying to beat them up. Kelly: Can you recall one that you said something to? Peter: I remember when I was a third-year lawyer, I went to a meeting with the Federal Reserve and I’m not exactly sure what I said at the point, but this person with the Federal Reserve got up and it wasn’t quite Nikita Khrushchev banging his shoe on the table, but he was animated. Kelly: All right, Peter. Thank you very much. I appreciate your time. I wish you the best. We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers. Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.
Kelly talks to Dan Hill, CEO, Sensory Logic, about how the latest face recognition techniques and technology can tell you many things about people before you agree to do business with them or hire them. Kelly Coughlin is CEO of BankBosun, a management consulting firm helping bank C-Level Officers navigate risk and discover reward. He is the host of the syndicated audio podcast, BankBosun.com. Kelly brings over 25 years of experience with companies like PWC, Lloyds Bank, and Merrill Lynch. On the podcast Kelly interviews key executives in the banking ecosystem to provide bank C-Suite officers, risk management, technology, and investment ideas and solutions to help them navigate risks and discover rewards. And now your host, Kelly Coughlin. Kelly: Dan, I want to do introduce you and talk to you briefly about what you’re doing with your role as CEO of Sensory Logic, and generally get some of your background and talk about the science of what you guys are doing with this technology. My summary of it is something like you’re using technology to objectively measure 12 human emotions. They range from joy to sadness, and anxiety with the purpose of evaluating personality traits, measuring personality traits, to determine how neurotic or how normal people are for the purpose of identifying matches with whatever the goal might be to using that. Is that a reasonable estimate or summary of what you guys are doing? Dan: We are trying to capture and quantify emotional response and that can apply to consumer’s reactions to the advertising, website, and other touch points of thanks for instance, but if you move over to the more personal side in terms of financial advisors or trying to reduce risks when looking at hedge fund managers, yes, then you start getting into the personality dimensions. Obviously for hedge funds you want to make sure that they are prudent investors and not someone given to overly large risks. There’s both a general consumer application we are talking about here, and one that’s more personnel driven. Kelly: That sounds interesting, using technology to evaluate those things that are clearly has been in the realm of subjective interviews and personal objective evaluation is fascinating. Let’s go over a little bit of your background, Dan. Currently you’re CEO of Sensory Logic, and a little bit about what you are, who you are, and then who Sensory Logic is. Dan: I started the company in 1998, and I got lucky. Someone I knew at IBM sent over to me an article about the breakthroughs in brain science and how much people are emotional decision makers. You may know the conservative estimation is that at least 95% of peoples’ mental activity is subconscious. A lot of what happens to us and for us is below the water line so to speak, and it’s important to access that and the emotional part of the brain sends ten times as much information to the rational part of the brain and vice versa. As to the ratio of emotional to rational in terms of the interactions it is a ten to one ratio. Kelly: Presumably we have a rational mind that’s informing our subconscious mind, correct? Dan: Sure, the mind is very interactive so there is an interplay back and forth, but I think the real thrust of the breakthroughs in brain science in the last 25 years aided by technology and from MRI brain scans for one thing, is that we really have to change our viewpoint. We probably have run for 300 years with Dick Hart’s assumption that we are rational beings. The famous comment, I think therefore I am. Ambrose Bierce, a contemporary of Mark Twain said, “I think therefore I am.” That’s probably a lot closer to the truth. In the financial industry you want to go to the numbers and facial coding gives us a chance to bring numbers to something that otherwise might have seemed rather soft and squishy which is emotions. In reality there’s really two currencies in the business world. Dollars and emotions, and we’re after the second one on behalf of the first one. Kelly: Not to be outdone with your quoting of philosophers, I will reference Aristotle who also used the concept of having, of creating habits that are natural to the human that just make it part of the unconscious, subconscious mind so that your naturally inclined to do, he felt like, the virtuous, the right thing. That took kind of integrating the conscious mind, the rational mind, with the subconscious mind. Is that consistent? Dan: I think the metaphor that Aristotle used actually was that human beings is as if they are in a chariot, and it’s driven by two horses and one’s the rational horse and one’s the emotional horse. He was already acknowledging, obviously, the importance of emotions. I think what the neuro biology advances have suggested is that maybe the darker horse, the emotional horse, may be the stronger of the two, most likely is. Kelly: Dan thank you, you crushed me on your quoting of Aristotle. Thanks, I appreciate that. Dan: That wasn’t my goal, but whatever helps illuminate things for people. Kelly: And I went to a Jesuit school! So let’s talk about your education. You have a PhD. Tell us about your education. Dan: I do have a PhD in English literature, not psychology as some people might assume, but I’m an inquisitive learning sort of guy and really what happened is once I got this article brought forward from the IBM person, I really started on a second education. I don’t have a formal degree, but I have spent a great deal of time reading and talking to experts in neuro biology and psychology over the last 20 years to understand really one of the drivers of human nature and just to give you some feeling for the groundings here. If you go back to Latin motivation and emotion have the same root word, move, to make something happen. That’s how essential emotions are to human behavior, and the person who first realized the importance of emotions was Charles Darwin. In his work on evolution he essentially said to himself, “Okay, emotions must give us an adaptive advantage, otherwise they would have gone away. How can I best capture emotions?” That turns out to be the face, so what we do is use facial coding to be able to bring science to bear on emotions. Kelly: Dan, where do you live? Tell me a little bit about your personal, family life. Do you have any hobbies? Dan: When I have the time, sure. I like to play tennis. I’m an avid movie goer. I enjoy traveling so I’ve been to about 80 countries including a year ago or so was in Botswana on a non-hunting safari. It’s whatever can broaden the horizons. There’s readings, there’s films, there’s tennis, there’s travel, obviously time with my wife, so there isn’t anything remarkable there, it’s just try to be a busy and engaged guy. Kelly: Let’s get down to some business stuff. Tell me in fifteen words or less, roughly, what the value proposition of Sensory Logic is. Dan: Actions speak louder than words, and there are things people can’t or won’t say, and if you can get to emotions you can get below the surface and get to the real thing. Kelly: In terms of the banking ecosystem which is the ecosystem we are navigating through, what is the applicability or this, not necessarily your company, but this technology if you will, that value proposition, how would it benefit, how is it connected? Is it connected now, or is it an area that you guys want to be connected to. Where’s the applicability? Generally speaking. Dan: There’s really two realms. Let’s start with the one we’ve historically been in, because I’ve run my company for 17 years, and we’ve done work for nearly half the world’s top 100 consumer facing companies, so things outside of the industrial realm and so forth. That’s plenty of things in the financial services industry. It’s a long list of banks and institutions, also in the insurance industry, as well that we’ve done work. From that point of view, obviously if you have these touch points with consumers you want to connect effectively. I think the place you have to start is that of course, trust is the emotion of business. Trust is not an emotion you can capture through facial coding, but you can capture its opposite which is contempt. Contempt means I don’t trust you, I don’t respect you. If you’ve ever read Malcolm Gladwell’s best seller “Blink”, facial coding was the only tool described in the book for some 30 pages. At the University of Washington in Seattle they have a love lab where couples come in who are in distressed marriages, they use facial coding to figure out whether they can save the marriage. Contempt is the most reliable indicator that the marriage will fail, so if it’s not good for a married couple you can imagine it’s not good for a company and its clients. We use this in advertising testing and websites to understand how people are responding. There’s several varieties of information that is important. The first one is actually do you engage them. Do they emotionally respond? You don’t want to waste your advertising dollar, you don’t want to just be talking to yourself, you need to make that emotional connection. That’s one of the first things we go after. Kelly: Put yourself in the place of a community bank CEO and they’re in the business of making business loans, by example. How does that CEO or that credit officer, how could that credit officer utilize this technology? Not your company, but the technology. How do you envision that this technology could be employed by a credit officer at a community bank in any city in the USA. Dan: There’s actually a template here. I mentioned Charles Darwin earlier, but there’s a man named Paul Ekman, E-K-M-A-N, who’s been honored by the Smithsonian who has been cited by Time Magazine as one of the 100 most influential people on the planet. Paul worked as a colleague at the School of Medicine in San Francisco. Over the course of about 15 years he created what is called the Facial Action Coding System. He figured out from 43 muscles in the face what are the muscle movements, the action units, the activity that reveals seven core emotions which you alluded to earlier. They run from joy, the high end of happiness, through things like fear and contempt. These muscle movements correspond to the emotions, this is relative public knowledge, also in a book of mine, and that information for a loan officer if they were to do their due diligence, and take some homework assignments, and actually study this a little bit, would give them a feel for the person across the table. There is no lie muscle in the face, it’s not that simple, but there are patterns you can look for. Obviously if the person is unusually anxious, if they show contempt, if there’s an unusual rhythm to how they’re emoting, if the emotions seem inappropriate to the conversation. There’s probably a half dozen little ways in which you can get a feel for whether the person is solid and honest, and therefore a loan risk worth taking, or ones that are passed on. Kelly: These quantifiable and emotional metrics, I’m just going to quickly list them. Joy, and they’re more or less in a continuum here, starting with joy going down to anxiety. Joy, pleasure, satisfaction, acceptance, curiosity, alert, skepticism, dislike, contempt, frustration, sadness, anxiety. So you guys can measure these twelve emotional reactions that appear on a person’s face, convert those into a profile. The profile has to equal 100%, so it comes up with a profile. Again, back to the CEO that’s going to potentially do a loan to this business customer. It comes up with that profile and then what? Dan: In our case we were trained directly by Dr. Ekman, so you are right. You get to a pool of 100%, so you distribute which emotions are occurring based on those muscle activities, and as to the output. Once you know the emotional profile of somebody, I would suggest, for instance, they index very high on anger, or what we call frustration, that should be of concern, because frustration obviously is an emotion about I want to hit you. I want to break through barriers to progress, I want to control my destiny. That all sounds good except the hit part, so someone who is violent or combustible, if they index high in frustration, is there a greater chance that someone is at risk? Definitely for you as a banker. If they are really high on anxiety, why are they so anxious? What is going on here? How solid is the scheme in which the bank is taking a chance. I think particularly when you look at the negative emotions you’ve got to be careful, because we have more negative core emotions as human beings than positive ones, not because we’re negative or Dr. Ekman is negative, but rather it’s a survival technique. People hear bad news more loudly because it helps defend themselves. You want to look at negative emotions like the two I just mentioned, also contempt. Frankly it often corresponds to a lack of honesty or a lack of connection back to you as a banker. If I had to highlight three, those are the one I would probably go to. Although I will say that someone who is overly happy, it’s a nice emotion in terms of it’s embracive, it’s accepting, but a really happy person can be sloppy with the details, so strangely enough, there, too, a banker might face a bit of a risk factor. Kelly: You also have the external environment, for instance, that can influence a person’s behavior on that given day. Could be they just got in a fight with their wife that morning, or their favorite football team lost so they’re having a proverbial bad day. Especially if you have this human subjectively scoring this stuff. I’m intrigued by that, so you have some kind of de facto shrinks up there kind of ticking off, watching the video saying, “Oh look at that he frowned, we’re going to check off he dislikes this,” or “Look at her eyes. She looks a little sad, we’re going to mark her down a little bit for sadness.” It scares me a little bit that police interrogation might be using this. Dan: Quite often that cat’s already out of the bag. Dr. Ekman has done training of the CIA and the FBI. We worked a bit with a company trying to automate facial coding for the TSA, so yes, this is a huge interest, obviously, to anyone involved with national security or policing matters. Whether it’s used properly, whether inaccurately, whether it’s done within the boundaries of the law. That’s really outside of our purview, that’s not how we’re trying to use facial coding, but there’s no doubt that obviously every angle of life people are looking for advantages and security, and because if you’ve never been lied to in your life, congratulations. Facial coding gets you past the lip service to behavior, to actions, as to how people respond based on what they reveal in their face. It’s going to be of interest to a lot of parties. Kelly: From this data that these scores are measuring they are taking that data, and then scoring it. I’ve seen some stuff that talks about the big five model, ranging from extroversion, agreeableness, conscientiousness, openness, to neuroticism. Tell me about that. Dan: I have ten US patents, most of them related to facial coding, and one of them does involve personnel. I have been at work for a few years now looking to see if we can come up with an emotional formula and algorithm so to speak, that can match these big five personality traits. I wouldn’t say we have anything definitive at this point, but I am making the effort because the one thing that bothers me about all manner of these self-reported psychology personality profiles is that it is self-reported. Self-report is a big problem. People tell lies. Dr. Ekman has estimated the average person tells three lies per ten minutes of conversation, but the biggest lies in life are the ones we tell ourselves. I’m reasonable, but everyone else in this meeting is crazy, etc., etc. Self-reporting is rather dubious, and so yes, we are looking for a way around that to say that by picking up these muscle activities, which by the way, all have numbers to them, and I realize you might feel it’s subjective, but we’ve done coder reliability. We have been trained by Dr. Ekman, so we know which muscle movements correspond to which emotions. Studies would indicate that human coders well-trained and versed in doing this will be over 90% accurate. Kelly: What would the goal be for this credit officer, he probably does this subconsciously anyway, but he certainly is making some judgements alright, how normal, how neurotic is this guy. Am I able to pry this data out of him and he’s in charge of sales? What’s the likelihood that this company is going to be successful if I have to pry this stuff out of him.” Same with openness, right. Agreeableness. I don’t know how you would determine conscientiousness. Does he show up to the meeting on time, and doesn’t care, I mean that’s kind of a real fuzzy one, that conscientiousness. Dan: Actually that’s one of the traits where we have some of the inklings of an algorithm or a correspondence. You’re not going to want someone who is overly happy and blissful. I already mentioned that if you really index high in joy you tend to be a bit more of free thinker, which is great, but you can also be sloppy with the details, so that doesn’t square very well with conscientious. Being hot-headed and having really intense anger doesn’t work, but actually the face shows eight different versions of anger, from slight annoyance to outrage. The lower grade versions of frustration can actually be helpful from a conscientiousness point of view, because one of the definitions or understandings of frustration is I want to be in control of my life and I want to make progress. If that is done in a way that is not overly combustible then you have the makings of someone who might indeed, if it’s leavened by some other emotions, be conscientious. Kelly: Give me the three to five takeaways that a bank CEO should take from this. Dan: One is they’re going to be making some outreach to people so let’s start on the marketing side. Presumably they’re going to have a website. It’s easy for someone inside the organization to think that their website is really clear, and I can tell you from doing usability tests for all sorts of companies on websites, that it’s often about as clear as mud. So I would say the first takeaway is they should think if their website a lot more like it’s the drive through lane of a fast food joint. That may seem demeaning to them, but these people know how at quick service restaurants to get it across to people and quickly and let them keep moving. If they look at their website from that perspective, and it doesn’t resonate, and it’s not quickly understandable, they’ve got a problem. The joke that has to be explained to you in life is never as funny as the joke you just get, so think in terms of hut, hut, hike. If the connection isn’t about that readily done, you’ve got a problem. The second thing I would suggest is probably a lot of banks will at least, if nothing else, have some print ads or some mailers at times. We’ve discovered that if you put your company logo in the lower right hand corner which is where ad agencies love to put it, that is typically about the second to last place anybody will look at on a piece of paper. That’s bad news because we’ve found that people read quickly, they barely read at all. The banker, the CEOs, the bank may think that people are going to study my marketing material closely, read it word-by-word, not the case. Likelihood is they’re going to spend three to fifteen seconds on it. If you advertise for yourself and it’s unbranded in effect because they don’t get to the logo, then you’ve got a problem. I’d say that’s the second one. Third one is you’re in the people business. If they come into the bank or the bank branches, we respond to nothing more strongly than other people. We can tell the difference, human beings. There is a difference between a true smile and a social smile. Social smile is clearly less authentic than the true smile. It is hard for employees to be able to manage a true smile repeatedly during the day, especially on demand, but knowing that that emotional connection with the customer is important. I sit on airplanes often for my business, and I facially code the people who are serving us in the isles, and look for those little moments where they give away weariness, or something else that’s a little off putting sometimes. Dan: That’s three for you. I think we’ve already touched on the loan officer, so I’ve got you up to four. I guess the fifth one would be, frankly, who you hire, and taking a little more care. Not just look at their credentials, but look at their personality which is what Southwest Airlines does. Kelly: What does Southwest airlines do, briefly? Dan: They actually have their people look for a sense of humor. They ask them to tell little stories about themselves, or incidents, or I think even, if I’m not mistaken, at times literally play comedian for a bit, and try to tell a joke. They don’t want to hire somebody who’s just ultra serious and has no levity to them because if you have no levity you can’t be flexible, and if you can’t be flexible you can’t adjust to your customer’s needs. Kelly: To that end, I’m going to ask you what’s the stupidest think you’ve ever said or done in your business career? Dan: That would be numerous no doubt. I would say one is, someone asked me once if I was quote/unquote a “rebel” and that’s the way they phrased it. I simply said, “I suppose so.” That’s not the answer I should have given. The truth is I’m a reformer. I’m not interested in rebelling against something, I am interested in improving something. Whether it’s market research or in the financial sector, making sure your advertising dollar is not wasted, and that your customer service is better, I go back to my earlier quote. “There’s two currencies: dollars and emotions, and you need both of them and they interact with another.” I’m not a rebel, I’m a reformer and someone who is eager to make sure that people aren’t inefficient, don’t waste their money, make the best progress, the best connection they possibly can. If you step closer to the customer you can step ahead of the competition. Kelly: And since you’re an English lit PhD, I’m going to see if you can identify it. If you can’t, I will think very lowly of you. Dan: Wonderful, wonderful. Kelly: “Arise and go now. I will arise and go now, and go to Innisfree.” Dan: That would be Yates. Kelly: Very good. He’s my favorite writer. Dan: Yates is a tremendous poet. I was in Dublin a couple of years ago, there was special exhibit on Yates’ poetry, and I fell in love with all over again. Kelly: Good for you. Now I’m uber impressed. Do you have a favorite quote? Dan: I have so many favorite quotes. It’s probably one of them is from Groucho Marx, “Who are you going to believe, me or your own eyes?” Kelly: Very good. Dan, I appreciate your time. CEO of Sensory Logic. How can people get hold of you? Dan: We’ve got a website, of course. Sensory Logic.com should be able to do the trick We want to thank you for listening to the syndicated audio program, BankBosun.com The audio content is produced by Kelly Coughlin, Chief Executive Officer of BankBosun, LLC; and syndicated by Seth Greene, Market Domination LLC, with the help of Kevin Boyle. Video content is produced by The Guildmaster Studio, Keenan Bobson Boyle. The voice introduction is me, Karim Kronfli. The program is hosted by Kelly Coughlin. If you like this program, please tell us. If you don’t, please tell us how we can improve it. Now, some disclaimers. Kelly is licensed with the Minnesota State Board of Accountancy as a Certified Public Accountant. Kelly provides bank owned life insurance portfolio and nonqualified benefit services to banks across the United States. The views expressed here are solely those of Kelly Coughlin and his guests in their private capacity and do not in any other way represent the views of any other agent, principal, employer, employee, vendor or supplier of Kelly Coughlin.