Risk Intelligence

Follow Risk Intelligence
Share on
Copy link to clipboard

Insurance is the necessary evil. We all need it, in some way or another. With 20 years of experience, Karen Adamsbaum will be sharing her knowledge, shedding light on common questions, coverage explanations, as well has conversations with her brokers, clients and business colleagues. Karen's goal wi…

Karen Adamsbaum


    • May 6, 2025 LATEST EPISODE
    • infrequent NEW EPISODES
    • 6m AVG DURATION
    • 142 EPISODES


    Search for episodes from Risk Intelligence with a specific topic:

    Latest episodes from Risk Intelligence

    Insight of Contractors Frustrations

    Play Episode Listen Later May 6, 2025 30:12


    One on One conversation with Builder, Warren King regarding the frustrations that contractors have with regarding to insurance.   

    Full Circle

    Play Episode Listen Later Jan 10, 2025 3:36


    Net-work is Net-worth

    Play Episode Listen Later Jan 2, 2025 4:55


    Final - Keep sticking it out

    Play Episode Listen Later Sep 23, 2024 3:03


    Final - Keep sticking it out

    Play Episode Listen Later Sep 22, 2024 3:03


    Final - Keep sticking it out

    Play Episode Listen Later Sep 22, 2024 3:03


    Final - Stick it out

    Play Episode Listen Later Jul 10, 2024 4:15


    We are in an insurance hard market. We are all feeling it. Best advice, talk to your broker to see if worthwhile to shop out or raise deductibles to help keep costs down.

    how good is your insurance company?

    Play Episode Listen Later May 4, 2024 1:43


    What you pay.. is what you get…

    But it's my neighbors tree!?

    Play Episode Listen Later Apr 1, 2024 2:00


    My neighbor has a tree.. does not look good. What if it falls.. what do I do?

    “One word” can cost you thousands of $$$$$$

    Play Episode Listen Later Feb 1, 2024 3:30


    Season 5 - Why Insurance Rates are Increasing

    Play Episode Listen Later Jan 1, 2024 2:26


    A very simple explanation as to why insurance companies are increasing their premiums. 

    Season5 -Episode 4 - No Excuses while on Vacation

    Play Episode Listen Later Sep 18, 2023 3:13


    I recently headed to Myrtle Beach for 20 days.   Yes, I worked, but differently.    Take a listen.    You can always stay on track - no excuses. 

    Season 5 - Episode 3

    Play Episode Listen Later Aug 6, 2023 2:24


    Every employer should be aware of all disabilities of others whether it is an employee, customer or any other third party.

    Season 5 - E2 - Why can't I feel anything when I consume Cannabis?

    Play Episode Listen Later Jul 9, 2023 3:16


    Cannabis is Medicine - everyone's body is different - take a listen as I explain. 

    Season 5 - Ep 1 - Cannabis Insurance Coverage Specialist

    Play Episode Listen Later May 31, 2023 4:30


    time to take it to the next level....

    Season 4 - Episode 10 - Cyber Awareness for Business Owners

    Play Episode Listen Later Apr 22, 2023 3:04


    Business owners are not taking cyber awareness seriously enough.

    Season 4 - Episode 10 - Learning a different way

    Play Episode Listen Later Mar 20, 2023 2:59


    Most think learning is about reading and absorbing new information -- you can learn other ways as well - listen to my recent experience.     

    Season 4 - Episode 9 -If you have possession of your clients goods - you need this coverage.

    Play Episode Listen Later Feb 20, 2023 2:07


    Season 4 - Episode 8 - Just do your job

    Play Episode Listen Later Jan 10, 2023 3:21


    This episode I speak about a recent experience I had with another agent...  it is mind boggling as to how many out there that just do not do their job..and then you wonder why the insurance industry has a bad rap. 

    Season 4 - Episode 7 - Never too Late to Learn

    Play Episode Listen Later Jan 10, 2023 3:15


    We always say - I wish I had learned that..  well it is not too late - listen to my journey.  

    Season 4 - Episode 6 - How Insurance is impacted by events in Ukraine

    Play Episode Listen Later Nov 5, 2022 2:12


    Just as 9/11 impacting the insurance market - so are the events of Ukraine.  

    Season 4 - Episode 5 - I challenge you - what is your filler word?

    Play Episode Listen Later Oct 3, 2022 3:35


    Everyone has a filler word - such as Like, Um, Ahh - I challenge you to work on removing it from your everyday speaking. 

    Season 4 -Episode 4 - Explanation of Why Insurance Premiums Are Increasing.

    Play Episode Listen Later Sep 2, 2022 4:00


    Just a simple explanation of why insurance premiums are increasing for real property.

    Season 4 - Episode 3 -What is your productivity Sweet Spot?

    Play Episode Listen Later Aug 1, 2022 3:30


    Everyone has a time of day that is most productive.   What is yours?   Listen to hear how I have managed mine.

    Season 4 - Episode 2 - Auto Insurance and Auto Value - they are related

    Play Episode Listen Later Jun 30, 2022 4:59


    This episode I speak about the importance of understanding the value of your vehicle versus how you have it insured on your auto policy.   Mind Blowing! 

    Season 4 - Ep 1 - The secret ingredient to success !

    Play Episode Listen Later May 29, 2022 3:56


    Discussions about what I feel is the #1 ingredient for success.    

    Season 3 - Episode 24 - I want a quote NOW.- How it really works

    Play Episode Listen Later Mar 23, 2022 4:51


    This episode I explain how it really works when you need a quote NOW.     

    Season 3 - Episode 23 - My Favorite Client - Who is it?

    Play Episode Listen Later Feb 23, 2022 4:38


    This episode I speak about my favorite client - why are they my favorite...   take a listen...  

    Season 3 - Episode 22 - I am back! I took a few weeks off, find out why.

    Play Episode Listen Later Jan 2, 2022 3:53


    Did you ever feel that your work product was not the best?  You feel unproductive?   That is what happened to me, take a listen on what happened and how I handled it.   

    Season 3 - Episode 21 - No Matter what - we are all in the same boat

    Play Episode Listen Later Dec 5, 2021 2:32


    Stressful time, year end, everyone is rushing trying to get the same thing done as you, close those deals, finish the projects etc..   slow down, take a breathe, it will all get done. 

    Season 3 - Episode 20 - The passion you have for your work does show.

    Play Episode Listen Later Dec 1, 2021 4:58


    You can tell when someone is passionate about what they do as it shows in all that they do. 

    Season 3 - Episode 19 - Do not leave your assets hanging.....

    Play Episode Listen Later Nov 15, 2021 2:36


    In this episode I speak about the importance of letting your insurance agent know when you have changed the location of your assets. 

    Season 3 - Episode 18 - You may have more coverage than you think

    Play Episode Listen Later Nov 3, 2021 2:16


    Most policies have additional coverages that you did not think existed.  Best to speak to your broker / agent to review all details of the policy. 

    Season 3 - Episode 17 - Navigating the GIANT tradeshow in Vegas

    Play Episode Listen Later Oct 26, 2021 6:23


    This tradeshow was so large - when I first walked in, I said to myself - how am I going to get through this?      Well after 3 full days - I did it..   here my story and my successes.

    Season 3 - Episode 16 - Trade Show Preparation - Making Your Experience Most Productive.

    Play Episode Listen Later Oct 19, 2021 4:11


    This episode I speak about how I prepare for trade show, making the time most valuable. 

    Season 2 - Episode 15 - The Myth about Flood Insurance

    Play Episode Listen Later Sep 29, 2021 2:49


    The Myth about Flood Insurance is discussed in this episode.    The Flood Zone has nothing to do with whether or not you need flood insurance. 

    Season 3 - Episode 14 - Premium Relief explained - another way of getting insurance costs reduced

    Play Episode Listen Later Sep 21, 2021 3:43


    In this episode I explain how you can reduce insurance costs aside from moving your insurance to another carrier. 

    Season 3 -Episode 13 - Results will follow - Your efforts will pay off.

    Play Episode Listen Later Sep 15, 2021 4:00


    For the past 5 years I have working on positioning myself in the Cannabis Industry.. slowly it has been more and more to the latest... speaking at the Jacob Javitz center at a Cannabis Convention.  This is huge for me.   Just goes to prove, put you mind to anything you do and results will follow. 

    Season 3 - Episode 12 - Appreciate and Brainstorm - so simple.

    Play Episode Listen Later Aug 30, 2021 3:18


    Life goes by real quick...   we all get caught up in the hustle of our careers.   Take a listen to this podcast - see how I appreciate and brainstorm.    So simple. 

    Season 3 - Episode 11 - Social Media while on Vacation - do you do it?

    Play Episode Listen Later Aug 17, 2021 3:17


    This episode I speak about how I handle my social media while I am on vacation.  Best of both worlds - still staying visible while enjoying vacation.

    Season 3 - Episode 10 - Underwriters do Stalk - BEWARE

    Play Episode Listen Later Aug 11, 2021 3:20


    This episode speaks about how underwriters stalk potential clients before making a decision as to offering them coverage or not. 

    Season 3 - Episode 9 - What is Causation and why its important

    Play Episode Listen Later Aug 4, 2021 2:49


    The term Causation is so important when it comes to determining if the insurance company will pay out on a claim or not.   This episode explains what Causation is and how underwriters view it.

    Season 3 - Episode 8 - Do Something Different

    Play Episode Listen Later Jul 28, 2021 2:17


    Why do the same thing all of the time - that is boring.  Change it up - whether personal or business - change can be fun!

    Season 3 - Episode 7 -Unique Situation - When there is will, there is a way.

    Play Episode Listen Later Jul 20, 2021 3:20


    This episode I share a recent experience I had - and how I handled it.   When there is a will, there is a way.   

    Season 3 - Episode 6 - Who needs technology on the beach?

    Play Episode Listen Later Jul 13, 2021 3:17


    What is vacation - what does it mean to recharge.   Get rid of technology during vacation. 

    Season 3 - Episode 5 - Auto coverage for Business Owners

    Play Episode Listen Later Jun 30, 2021 2:31


    Business owners that have an automobile and use it for business - should have a layer of coverage referred to as DOC - Drive other Car - take a listen and learn. 

    Season 3 - Episode 4 - Mini Life Insurance Policy as Part of Personal Automobile Policy

    Play Episode Listen Later Jun 22, 2021 2:54


    This episode speaks about that you may have option of a mini-life insurance policy as part of your Personal Automobile Policy

    Season 3 - Episode 3 - Everyone's Personal Auto Policy 2 coverages explained

    Play Episode Listen Later Jun 13, 2021 3:30


    2 very important coverages on your personal automobile policy explained - Underinsured Motorist and Uninsured Motorist Coverage. 

    Season 3 - Episode 2 - Best 45 minutes of my day! What is yours?

    Play Episode Listen Later Jun 2, 2021 2:39


    Everyone has a most productive time of the day - in this episode I tell you about mine.  What is yours? 

    Season 3 - Episode 1 - New Format, New Style - LETS GO!

    Play Episode Listen Later Jun 2, 2021 2:07


    Lets GO!  Season 3 is here and I am super excited.   I am going to add some personal flair to this season so you can get to know me better. 

    Season 2 - Episode 34 - That's a wrap for Season 2

    Play Episode Listen Later Jun 1, 2021 4:48


    Claim Risk Intelligence

    In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

    Claim Cancel