Risk Intelligence

When is this hard market going to end? Why are we in a hard market? Take a listen with your cup of coffee.

One on One conversation with Builder, Warren King regarding the frustrations that contractors have with regarding to insurance.   

We are in an insurance hard market. We are all feeling it. Best advice, talk to your broker to see if worthwhile to shop out or raise deductibles to help keep costs down.

What you pay.. is what you get…

My neighbor has a tree.. does not look good. What if it falls.. what do I do?

A very simple explanation as to why insurance companies are increasing their premiums. 

I recently headed to Myrtle Beach for 20 days.   Yes, I worked, but differently.    Take a listen.    You can always stay on track - no excuses. 

Every employer should be aware of all disabilities of others whether it is an employee, customer or any other third party.

Cannabis is Medicine - everyone's body is different - take a listen as I explain. 

time to take it to the next level....

Business owners are not taking cyber awareness seriously enough.

Most think learning is about reading and absorbing new information -- you can learn other ways as well - listen to my recent experience.     

This episode I speak about a recent experience I had with another agent...  it is mind boggling as to how many out there that just do not do their job..and then you wonder why the insurance industry has a bad rap. 

We always say - I wish I had learned that..  well it is not too late - listen to my journey.  

Just as 9/11 impacting the insurance market - so are the events of Ukraine.  

Everyone has a filler word - such as Like, Um, Ahh - I challenge you to work on removing it from your everyday speaking. 

Just a simple explanation of why insurance premiums are increasing for real property.

Everyone has a time of day that is most productive.   What is yours?   Listen to hear how I have managed mine.

This episode I speak about the importance of understanding the value of your vehicle versus how you have it insured on your auto policy.   Mind Blowing! 

Discussions about what I feel is the #1 ingredient for success.    

This episode I explain how it really works when you need a quote NOW.     

This episode I speak about my favorite client - why are they my favorite...   take a listen...  

Did you ever feel that your work product was not the best?  You feel unproductive?   That is what happened to me, take a listen on what happened and how I handled it.   

Stressful time, year end, everyone is rushing trying to get the same thing done as you, close those deals, finish the projects etc..   slow down, take a breathe, it will all get done. 

You can tell when someone is passionate about what they do as it shows in all that they do. 

In this episode I speak about the importance of letting your insurance agent know when you have changed the location of your assets. 

Most policies have additional coverages that you did not think existed.  Best to speak to your broker / agent to review all details of the policy. 

This tradeshow was so large - when I first walked in, I said to myself - how am I going to get through this?      Well after 3 full days - I did it..   here my story and my successes.

This episode I speak about how I prepare for trade show, making the time most valuable. 

The Myth about Flood Insurance is discussed in this episode.    The Flood Zone has nothing to do with whether or not you need flood insurance. 

In this episode I explain how you can reduce insurance costs aside from moving your insurance to another carrier. 

For the past 5 years I have working on positioning myself in the Cannabis Industry.. slowly it has been more and more to the latest... speaking at the Jacob Javitz center at a Cannabis Convention.  This is huge for me.   Just goes to prove, put you mind to anything you do and results will follow. 

Life goes by real quick...   we all get caught up in the hustle of our careers.   Take a listen to this podcast - see how I appreciate and brainstorm.    So simple. 

This episode I speak about how I handle my social media while I am on vacation.  Best of both worlds - still staying visible while enjoying vacation.

This episode speaks about how underwriters stalk potential clients before making a decision as to offering them coverage or not. 

The term Causation is so important when it comes to determining if the insurance company will pay out on a claim or not.   This episode explains what Causation is and how underwriters view it.

Why do the same thing all of the time - that is boring.  Change it up - whether personal or business - change can be fun!

This episode I share a recent experience I had - and how I handled it.   When there is a will, there is a way.   

What is vacation - what does it mean to recharge.   Get rid of technology during vacation. 

Business owners that have an automobile and use it for business - should have a layer of coverage referred to as DOC - Drive other Car - take a listen and learn. 

This episode speaks about that you may have option of a mini-life insurance policy as part of your Personal Automobile Policy

2 very important coverages on your personal automobile policy explained - Underinsured Motorist and Uninsured Motorist Coverage. 

Everyone has a most productive time of the day - in this episode I tell you about mine.  What is yours? 

Lets GO!  Season 3 is here and I am super excited.   I am going to add some personal flair to this season so you can get to know me better.